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  <channel>
    <title><![CDATA[InMobi Blog]]></title>
    <link>http://inmobi.com/blog/</link>
    <description>InMobi helps app developers and brand advertisers acquire users at scale.</description>
    <dc:language>en_us</dc:language>
    <dc:rights>Copyright 2016</dc:rights>
    <dc:date>2016-09-07T09:46:00+00:00</dc:date>
   
    <item>
      <title><![CDATA[Quality You Can Trust: Inside InMobi’s Framework for Ad Quality and Inventory Quality]]></title>
      <link>https://www.inmobi.com/blog/2025/12/09/quality-you-can-trust-inside-inmobis-framework-for-ad-and-inventory-quality/</link>
      <guid>https://www.inmobi.com/blog/2025/12/09/quality-you-can-trust-inside-inmobis-framework-for-ad-and-inventory-quality/</guid>
      <description><![CDATA[<p>We&rsquo;ve&nbsp;all seen ads that make us pause, sometimes in delight and sometimes in doubt. Users expect ads to be relevant, respectful, and engaging. In digital advertising, where trust is currency, a single poor ad experience can erode trust faster than any campaign can rebuild it. As an industry, we owe it to our customers and audiences to make trust the standard, not the exception.</p>

<p>At&nbsp;InMobi,&nbsp;we&rsquo;re&nbsp;committed to delivering&nbsp;high-quality ad experiences that uphold trust across the mobile advertising ecosystem. We see&nbsp;ad&nbsp;quality (AQ) and&nbsp;inventory&nbsp;quality (IQ) not as checklists, but as the foundation of ad experiences that respect and protect brands, publishers, and users alike.</p>

<h2><br />
Ad Quality and Inventory Quality Go Hand in Hand</h2>

<p>We treat AQ and IQ as two sides of the same coin. AQ ensures we deliver meaningful, high-quality ads with minimal disruption to users, while IQ ensures those ads appear in trusted, brand-safe, and fraud-free environments. Strong inventory quality powers strong ad quality, and together they come to life at&nbsp;InMobi&nbsp;through the partnerships,&nbsp;teams,&nbsp;and safeguards&nbsp;we&rsquo;ve&nbsp;built.&nbsp;</p>

<h2><br />
The Pillars of Our Quality Framework</h2>

<h3>1.&nbsp;Trusted Industry&nbsp;Partnerships and Certifications</h3>

<p>We&rsquo;ve&nbsp;built partnerships, certifications, and practices to uphold the highest industry standards. We partner with&nbsp;GeoEdge&nbsp;for creative scanning, HUMAN and&nbsp;DoubleVerify&nbsp;(DV) for invalid traffic (IVT) detection, and Integral Ad Science (IAS),&nbsp;DV, and HUMAN&nbsp;for post-bid brand safety.</p>

<p>We&rsquo;re certified by the Trustworthy Accountability Group (TAG) for Brand Safety, are fully compliant with the Open Measurement SDK (OMSDK) and are active members of TAG and The HUMAN Collective.&nbsp;We&rsquo;ve&nbsp;also supported and implemented&nbsp;all&nbsp;key industry standards, such as app-ads.txt, ads.txt,&nbsp;sellers.json, and&nbsp;schain, since their&nbsp;inception.</p>

<h3>2.&nbsp;Always-On, Built-In Checks</h3>

<p>Our systems work continuously, ensuring quality&nbsp;isn&rsquo;t&nbsp;just&nbsp;maintained, but actively enforced.&nbsp;Every&nbsp;app&nbsp;and website we&nbsp;onboard&nbsp;onto our exchange undergoes automated inventory checks.&nbsp;We have&nbsp;internal systems to aid&nbsp;the detection of app ratings.&nbsp;We move apps&nbsp;and websites&nbsp;with missing details or those that fail the checks to the pending flow or&nbsp;directly&nbsp;flag&nbsp;them.&nbsp;</p>

<p>Our systems also constantly&nbsp;monitor&nbsp;traffic and demand-side partner&nbsp;behavior&nbsp;to prevent malicious activity. We block demand-side platforms (DSPs) that show signs of non-compliance, dissociate with partners that&nbsp;fail to&nbsp;take corrective action, and permanently block repeat offenders.&nbsp;</p>

<h3>3.&nbsp;Trust &amp; Safety, Powered by People</h3>

<p>Maintaining&nbsp;high standards&nbsp;of ad quality and inventory quality&nbsp;doesn&rsquo;t&nbsp;come from technology alone, but from people, too.&nbsp;Our Trust &amp; Safety team reviews problematic creatives daily, ensuring that every decision aligns with our policies&nbsp;and&nbsp;ethics, and&nbsp;broader&nbsp;industry standards.</p>

<p>We&nbsp;maintain&nbsp;a robust publisher onboarding and review process. If an app&nbsp;or website&nbsp;is flagged or is pending approval,&nbsp;we&nbsp;reinstate&nbsp;it&nbsp;only after the publisher provides the required details and our Support team verifies them. These internal processes have been certified by TAG as a part of the Brand Safety certification.</p>

<p>This balance of technology and human supervision ensures we stay both proactive and&nbsp;systemic&nbsp;in how we manage quality.</p>

<h3>4.&nbsp;Transparency and Control in Publisher Hands</h3>

<p>We believe publishers should always have control over their inventory to&nbsp;maintain&nbsp;ad&nbsp;quality while&nbsp;optimizing&nbsp;performance. Through&nbsp;InMobi&rsquo;s&nbsp;customer interface, publishers can restrict ads based on editorial content, block advertisers and competitors by domain, categories, or app bundles, and directly&nbsp;monitor&nbsp;the status of their app-ads.txt and ads.txt files.</p>

<h2><br />
Shaping the Future: Making Ads Matter, More Than Ever</h2>

<p>Ad quality and inventory quality have long been at the core of what we do, built on strong teams, partnerships, safeguards, and controls.&nbsp;As we move forward,&nbsp;we&rsquo;re&nbsp;reimagining quality with AI at the&nbsp;center,&nbsp;keeping publishers, brands, and end-users in mind. Every ad on&nbsp;InMobi&rsquo;s&nbsp;platform now passes through a real-time AI quality layer that evaluates creatives, landing pages, and supply paths before an impression is served.</p>

<p>This allows&nbsp;InMobi&nbsp;to detect and prevent blank ads, fraud, policy violations, latency issues, and user-experience disruptions with far greater precision.&nbsp;This AI-first approach helps brands and publishers trust that each impression delivered through&nbsp;InMobi&nbsp;meets consistent quality and policy standards.</p>

<p>But our work&nbsp;doesn&rsquo;t&nbsp;stop there. Constantly evolving the end ad experience is just as essential for&nbsp;maintaining&nbsp;quality.&nbsp;Our focus&nbsp;remains&nbsp;unchanged: to make ads more engaging and impactful for everyone in the ecosystem.</p>]]></description>
      <dc:subject><![CDATA[In-App Monetization, Product and Technology, Trust and Brand Safety, English (EN): inmobi.com, Global,]]></dc:subject>
      
      <dc:creator><![CDATA[ Nishita Kini,  Product Marketing Manager  ]]></dc:creator>
      
      <dc:date>2025-12-09T11:29:00+00:00</dc:date>
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    <item>
      <title><![CDATA[Programmatic’s ID Power Struggle, and the Search for Common Ground]]></title>
      <link>https://www.inmobi.com/blog/2025/09/22/programmatics-id-power-struggle-and-the-search-for-common-ground/</link>
      <guid>https://www.inmobi.com/blog/2025/09/22/programmatics-id-power-struggle-and-the-search-for-common-ground/</guid>
      <description><![CDATA[<p><strong><em>Prebid&rsquo;s TiD changes fractured transparency. Mediation Auction IDs could be the unifying signal programmatic desperately needs.</em></strong></p>

<p>Programmatic transparency has hit a weird snag. The one signal everyone trusted: the <strong>TiD</strong>, isn&rsquo;t what it used to be. Prebid&rsquo;s changes have scrambled the consistency, DSPs are grumbling about noise, and SSPs are guarding their turf like a cat sitting on a warm laptop. It&rsquo;s a standoff: buyers need clarity, sellers need protection, and nobody wants to blink first.</p>

<p>Of course, this isn&rsquo;t the first standoff programmatic has seen. The ecosystem has always been a balancing act between complexity and efficiency. On one side, the open marketplace enables advertisers to reach audiences at scale across thousands of publishers. On the other, every additional layer that you can find in the Lumascape (think mediation, SSPs, exchange, DSPs, DMPs, etc), adds value but also ends up adding more hops, and sometimes more opacity.</p>

<p>In recent years, transparency has become programmatic&rsquo;s North Star. Initiatives like Supply Path Optimization (SPO), direct publisher integrations, and open standards all reflect a simple truth: when buyers and sellers see how impressions move through the chain, pricing improves, waste drops, and trust grows.&nbsp;</p>

<p>But transparency comes with tension. DSPs want clarity to sharpen bidding, while publishers and SSPs want to protect yield strategies and control how their inventory is seen. That balance has always been delicate, and the latest changes to how transaction identifiers are handled have made it even harder and more urgent to resolve.</p>

<p>The debate around Prebid&rsquo;s decision to alter how Transaction IDs (TiDs) are assigned has crystallized the transparency tension. For years, OpenRTB defined the TiD as the common thread stitching an auction together, with source.tid meant to remain consistent across all participants for reconciliation.</p>

<p>That convention shifted in August 2025, when Prebid began issuing bidder-specific TiDs. The change was positioned as a way to protect publisher pricing and reduce leakage, but it fractured the industry&rsquo;s one shared reference point. Analysts flagged the move as a departure from OpenRTB&rsquo;s intent, and the IAB Tech Lab publicly challenged it as non-compliant and risky for interoperability.</p>

<p>This moment has forced a larger question: if a single exchange-level TiD is no longer guaranteed, what other signals can preserve a shared view of reality without compromising publisher controls? Increasingly, attention is turning to the <strong>Mediation Auction ID (AID)</strong>, a complementary identifier reshaping how the industry approaches SPO. Together, TiDs and Mediation AIDs mark a turning point: transparency is no longer optional, but its design must work for all sides.</p>

<h2><br />
The Industry&rsquo;s Transparency Tug-of-War</h2>

<p>Transparency in programmatic is not just a philosophical preference, it&rsquo;s an operational requirement.&nbsp;</p>

<p>For <strong>buyers</strong>, transparency signals enable more accurate decision-making. A DSP receiving dozens of requests for the same impression needs a way to distinguish unique opportunities from duplicates. Without that clarity, bidding logic becomes inefficient, infrastructure costs skyrocket, and campaign performance suffers.&nbsp;</p>

<p>For <strong>publishers and SSPs</strong>, transparency is equally important, though in different ways. Publishers want assurance that their inventory is being represented accurately in the marketplace and that pricing strategies are respected. SSPs, meanwhile, must balance the demands of buyers for cleaner signals with their responsibility to protect publisher value and maintain competitive yield.&nbsp;</p>

<p>This tension defines the transparency tug-of-war: each side recognizes its importance, but the trade-offs between <strong>efficiency, control, and revenue protection</strong> create friction. It is within this backdrop that the TiD controversy has unfolded.&nbsp;</p>

<h2><br />
TiDs: The One Identifier Everyone Could Agree On&hellip; Until Now</h2>

<p>Since their introduction in <strong>OpenRTB 2.5, Transaction IDs (TiDs)</strong> have served a simple but vital purpose: to act as a unique identifier for an auction. In practice, a TiD functions like a license plate for an impression. It ensures that all participants DSPs, SSPs, and exchanges reference the same transaction consistently across logs and reporting.&nbsp;</p>

<p>This consistency has long been critical for reconciliation. Buyers could align their bidding data with exchange logs, publishers could confirm how their impressions were auctioned, and intermediaries could troubleshoot discrepancies. In short, TiDs were a signal of trust in a complex and multi-hop supply chain.</p>

<h2><br />
Prebid&rsquo;s Big Little Change: One Auction, Many IDs</h2>

<p>Earlier this year, <strong>Prebid introduced a major change</strong> to how TiDs are generated. Instead of assigning a single TiD per auction, Prebid now creates <strong>unique TiDs per bidder, per request</strong>.</p>

<p>The rationale was straightforward. By introducing bidder-specific identifiers, Prebid sought to:</p>

<ul>
	<li>Protect publisher pricing strategies by preventing buyers from reverse-engineering supply paths.&nbsp;</li>
	<li>Reduce the risk of impression leakage that could enable disintermediation.&nbsp;</li>
	<li>Reinforce user privacy in an era where data signals are under increasing scrutiny.&nbsp;</li>
</ul>

<p>But the consequences have been significant. For DSPs, this change effectively breaks the chain of consistency. Without a single TiD traveling across all bidders, DSPs lose the ability to trace a single impression across multiple SSPs. This weakens <strong>SPO efforts</strong>, complicates log reconciliation, and forces DSPs to operate with less clarity in an already noisy environment.&nbsp;</p>

<p>The <strong>IAB Tech Lab</strong> has gone so far as to challenge the change, arguing that bidder-specific TiDs undermine the interoperability that open standards are designed to ensure. Their concern is that such fragmentation erodes one of the few stable signals buyers have relied upon for transparency.&nbsp;</p>

<p>The debate has become emblematic of a broader industry crossroads: how do we balance <strong>publisher protections</strong> with <strong>buyer efficiency</strong> in a way that sustains trust across the ecosystem?</p>

<h2><br />
The AdTech Balancing Act: Guardrails vs. Glass Walls</h2>

<p>The TiD controversy highlights the industry&rsquo;s central dilemma: <strong>privacy and transparency are both essential, but they often operate in tension.</strong></p>

<ul>
	<li><strong>Privacy</strong> safeguards users and publishers. It ensures that sensitive information is not exposed in ways that could be exploited.&nbsp;</li>
	<li><strong>Transparency</strong> drives efficiency, fairness, and accountability, ensuring that advertisers and DSPs can make informed bidding decisions.&nbsp;</li>
</ul>

<p>Neither can be compromised. The challenge lies in designing systems that honor both principles without tipping the scale too far in one direction.&nbsp;</p>

<p>This is where newer transparency signals, such as the <strong>Mediation Auction ID</strong>, enter the conversation.</p>

<h2><br />
Beyond TiDs: The Rise of Mediation Auction IDs</h2>

<p>Where TiD lives at the exchange layer, a Mediation AID is created at the <strong>mediation</strong> layer, the point in the in-app stack where a platform like AdMob, AppLovin MAX, or ironSource orchestrates a unified auction or a hybrid of real-time bidding and waterfall. Mediation systems decide which connected networks/SSPs may compete and how, then fan requests out and collect responses.&nbsp;</p>

<p>OpenRTB already acknowledges the presence of an upstream decision maker through the source.fd flag, which indicates whether the final impression decision was taken by the exchange (0) or an upstream source (1). In SDK bidding scenarios, many exchanges explicitly set fd=1 to reflect that the mediation platform made the call: an admission, in effect, that the &ldquo;auction of record&rdquo; sits one layer higher.</p>

<p>A <strong>Mediation AID</strong> captures the identity of that higher-level auction event. When the mediation platform assigns and propagates a per-auction identifier downstream, it gives demand a way to recognize that multiple requests possibly arriving through different SSPs, are <strong>actually the same underlying impression opportunity</strong>. That one piece of context unlocks a cascade of practical benefits:</p>

<ul>
	<li><strong>Reliable deduplication and smarter modelling.</strong> With a Mediation AID, a DSP can collapse dozens of near-simultaneous requests into a single decision object, reducing noisy spend, stabilizing pacing, and improving first-price strategies. Mediation AIDs are arguably the most relevant ID for deduplication, enabling consolidation of redundant requests tied to the same impression.&nbsp;&nbsp;</li>
	<li><strong>Clearer price evaluation.</strong> Mediation is where publishers express yield preferences- floors, priorities, price experiments. A Mediation AID gives buyers a consistent handle to observe how a given opportunity was valued within the mediation stack, allowing pricing logic to reflect <strong>publisher-side intent</strong> rather than just network-level heuristics.&nbsp;&nbsp;</li>
	<li><strong>Lower infrastructure cost for everyone.</strong> The ability to recognize &ldquo;many paths, one impression&rdquo; has direct systems implications. Instead of spinning up inference and targeting models for each duplicate, a DSP can route computation to one canonical request, trimming bandwidth, CPU, and storage without sacrificing win rate, exactly the kind of efficiency gain the industry has been seeking as duplication grows.</li>
</ul>

<h2><br />
The TiD + Mediation AID Equation: Complementary, Not Competitive</h2>

<p>It&rsquo;s tempting to see Mediation AIDs as a reaction to evolving TiD practices, but they&rsquo;re better understood as <strong>orthogonal</strong>. A TiD, when consistent, gives you a shared exchange-level handle; a Mediation AID gives you visibility into the <strong>auction of origin</strong> one level upstream. In combination, they provide a double-entry system that describes both <strong>where</strong> an auction was decided (mediation vs. exchange) and <strong>how</strong> that decision propagated across the hops to demand.&nbsp;</p>

<p>This duality already exists in the protocol. The source.fd flag distinguishes where the final decision is taken; the schain object expresses the entities in the payment path; ext fields provide room for supply partners to carry additional context such as a Mediation AID. Several exchanges explicitly document both tid requirements and the use of ext to carry vendor-specific context, a natural home for a mediation-level identifier.&nbsp;&nbsp;</p>

<p>In short: a <strong>TiD</strong> (when present) is the cross-participant thread at the exchange layer. A <strong>Mediation AID</strong> describes the upstream decision event. Together, they restore transparency while honoring the realities of modern in-app monetization. When a shared TiD is present, passing it alongside the Mediation AID creates the richest transparency. Where bidder-specific TiDs are in use, a Mediation AID restores a common reconciliation handle. The approach is neither prescriptive nor exclusionary: both identifiers can coexist and serve different but complementary truths about the same opportunity.</p>

<h2><br />
What Makes Mediation AIDs A &ldquo;Hero Signal&rdquo;</h2>

<p>If transparency is about improving outcomes for both buyers and sellers without overexposing publisher strategy, Mediation AIDs check every box:</p>

<ul>
	<li><strong>Auction-scoped, not user-scoped</strong>&nbsp;<br />
	They expire with the event, carry no user data, and minimize privacy concerns while staying useful for pricing and reconciliation.</li>
	<li><strong>Reflect real decisioning&nbsp;</strong><br />
	In SDK bidding, mediation decides the winner, not the exchange. Mediation AIDs align transparency with that reality, operationalizing what OpenRTB&rsquo;s fd flag signals.&nbsp;</li>
	<li><strong>Protect publishers without overexposing strategy&nbsp;</strong><br />
	AIDs can be random and opaque, enough for deduplication and log reconciliation, but not enough to reveal floors or waterfalls.&nbsp;</li>
	<li><strong>Enable honest multi-hop measurement&nbsp;</strong><br />
	When an impression travels across multiple SSPs, the AID ensures each path is recognized as part of the same opportunity.&nbsp;</li>
	<li><strong>Ready to use today&nbsp;</strong><br />
	They can be implemented immediately via OpenRTB ext fields, no overhaul required.&nbsp;</li>
	<li><strong>Align incentives on both sides&nbsp;</strong><br />
	DSPs gain cleaner signals and stronger SPO, while publishers see proof their rules are respected, leading to greater confidence, higher bids, and stronger yield over time.</li>
</ul>

<h2><br />
Two Sides, One Signal: How Mediation AIDs Empower Buyers and Sellers</h2>

<p>It&rsquo;s important to acknowledge the merits on both sides of the TiD debate. Publishers and wrappers have legitimate reasons to guard against path inference that could undercut yield or reveal sensitive mechanics. At the same time, buyers can&rsquo;t be expected to optimize in the dark; deduplicating requests and aligning modelling to the true unit of competition is foundational, not optional.&nbsp;</p>

<p>From a buyer&rsquo;s perspective, Mediation AIDs provide deterministic grouping of requests that belong to one auction, unlocking cleaner SPO, tighter pacing, and more robust first-price strategies. Where duplication is high, the savings in compute and network load are tangible.&nbsp;</p>

<p>From a publisher and SSP perspective, Mediation AIDs are a way to <strong>prove</strong> and not just claim that the marketplace is honouring the logic set at mediation. Rather than revealing the logic itself, the signal simply helps the rest of the chain understand that multiple paths point back to the same decision event. Randomized and opaque, AIDs enable deduplication and reconciliation without exposing floors or waterfalls. This balance lets DSPs optimize supply paths and price more confidently, while giving publishers visibility into performance across mediation stacks.&nbsp;</p>

<p>What makes Mediation AIDs compelling is that they <strong>square this circle</strong>. They restore a shared view of &ldquo;what&rsquo;s the same&rdquo; without exposing &ldquo;why it was valued that way.&rdquo; They make it easier for DSPs to cut waste and for publishers to verify that upstream rules are reflected downstream. And they do it with low privacy risk, using instrumentation the market already understands.</p>

<h2><br />
InMobi&rsquo;s Stance: Anchoring on Transparency as a Long-Term Commitment</h2>

<p>For InMobi, the transparency debate is not about choosing sides between DSPs and SSPs but about helping the ecosystem progress toward shared value. We believe that identifiers like the Mediation Auction ID represent the type of practical innovation the industry needs-signals that reduce duplication and inefficiency for buyers while giving publishers confidence that their inventory is being valued and transacted with integrity.&nbsp;</p>

<p>This perspective reflects InMobi&rsquo;s broader stance: transparency is not a short-term tactic or a differentiator to be guarded; it is a foundational principle for sustainable programmatic growth. By leaning into transparency signals like Mediation AIDs, TIDs, and GPID, InMobi aims to bridge the needs of both demand and supply, fostering a marketplace that is efficient, trustworthy, and resilient.</p>

<h2><br />
A Brief Note On Scope: Mediation AIDs vs. Other Signals</h2>

<p>The ecosystem employs several transparency signals, some publisher-defined, some standardized, some community-led. While those have merit, the focus here is intentionally narrow: <strong>Mediation AIDs</strong> speak directly to the structure of in-app auctions, which is where much of today&rsquo;s duplication and opacity originates. They&rsquo;re not a silver bullet for every transparency challenge, but for reconciling <strong>what</strong> is being auctioned and <strong>where</strong> that auction was decided they&rsquo;re unusually high-leverage.&nbsp;</p>]]></description>
      <dc:subject><![CDATA[Engineering, Product and Technology, English (EN): inmobi.com, Global, Growth Marketing,]]></dc:subject>
      
      <dc:creator><![CDATA[ Bhagyashree Sahu  ]]></dc:creator>
      
      <dc:date>2025-09-22T04:25:00+00:00</dc:date>
    </item>
  
    <item>
      <title><![CDATA[Mediation Auction IDs: Shaping the Future of Transparency and Efficiency in Mobile Advertising]]></title>
      <link>https://www.inmobi.com/blog/2025/09/18/mediation-auction-ids-shaping-the-future-of-transparency-and-efficiency-in-mobile-advertising/</link>
      <guid>https://www.inmobi.com/blog/2025/09/18/mediation-auction-ids-shaping-the-future-of-transparency-and-efficiency-in-mobile-advertising/</guid>
      <description><![CDATA[<p>In the complex maze of mobile app advertising, transparency is the most valuable currency. With countless auctions firing every second across various networks and platforms, understanding which ad opportunities are genuine and unique has been a persistent challenge for DSPs. This is where the mediation auction ID, though still emerging, is carving out a vital role. It is quietly becoming an essential technical foundation that fosters transparency, mitigates inefficiencies, and ultimately strengthens trust across the ecosystem.</p>

<h2>Understanding the Role of Mediation Auction IDs</h2>

<p>At a high level, the mediation auction ID is a unique identifier assigned at the mediation layer - where multiple ad networks and exchanges compete in a unified auction for a single impression within an app. This auction ID travels downstream embedded in bid requests delivered to DSPs across the supply chain. It functions as a clear, consistent reference to the original auction event, giving DSPs critical insight into which bid requests actually belong together as part of the same impression opportunity.&nbsp;</p>

<p>Why does this matter? Previously, DSPs faced a fragmented supply environment where the same impression could be represented by many seemingly separate bid requests from different supply sources. This mismatch caused noisy data, bidding inefficiencies, and difficulties in attribution&mdash;all of which hampered campaign performance and increased operational costs.&nbsp;</p>

<p>The mediation auction ID bridges this gap by providing a reliable linkage back to the core auction event at the mediation layer. In doing so, it delivers a level of transparency and granularity that other available signals&mdash;such as supply chain extensions or platform-specific identifiers&mdash;simply cannot match.</p>

<h2>How This Signal Transforms the Demand Side</h2>

<p>Maintaining clean and actionable signals is a fundamental challenge for DSPs targeting diverse campaign objectives, whether driving brand awareness, performance metrics, or sustained engagement through retargeting. The mediation auction ID enhances the demand side in profound and tangible ways.&nbsp;</p>

<p>For campaigns focused on brand <strong>awareness</strong>, the mediation auction ID ensures marketers have a truthful count of unique impressions that reach real users&mdash;not echo chambers of duplicates triggered by multi-source bid requests. This clarity enhances reach measurement and improves pacing strategies, helping brands maximize the impact of their advertising budgets.&nbsp;</p>

<p><strong>Performance</strong> campaigns, tasked with driving concrete outcomes like installs or purchases, gain a sharper edge through mediation auction IDs. These identifiers help prevent overbidding on what appear as multiple distinct opportunities but are in fact duplicates of the same user engagement. The result is more combative eCPMs, efficient CPA metrics, and a bid strategy aligned precisely with true demand.&nbsp;</p>

<p>DSPs specializing in&#8239;<strong>retargeting</strong>&#8239;benefit as well, as the mediation auction ID provides the granularity needed to manage frequency caps effectively. It prevents repetitive bids on the same user impression that can frustrate users and exhaust budgets unnecessarily.</p>

<h2>Why No Other Signal Matches Mediation Auction IDs</h2>

<p>Signals currently available to DSPs provide partial visibility but fall short in delivering a holistic, actionable picture. At the root of the problem is the lack of a definitive, auction-level identifier that spans the entire mediation-to-demand journey. Supply chain objects articulate the chain of custody but not unified auction events. Publisher or app identifiers reveal context but lack the precision needed to differentiate between unique and duplicate requests.&nbsp;</p>

<p>The mediation auction ID uniquely fills this technical void. By tying bid requests unequivocally to the original mediation auction event, it delivers an irreplaceable reconciliation anchor. This enables DSPs to deduplicate bid requests confidently, optimize infrastructure costs by reducing redundant processing, and execute more accurate attribution and reporting.</p>

<h2>Unlocking Benefits for DSPs</h2>

<p>By incorporating mediation auction IDs, DSPs can reap robust benefits that impact campaign performance and operational efficiency:</p>

<ul>
	<li><strong>Cleaner Bid Requests and Improved Win Rates: </strong>With mediation auction IDs, DSPs can immediately identify when multiple bid requests come from one auction event. This prevents them from bidding multiple times on the same user impression, improving win rate accuracy and fostering more strategic bidding decisions.&nbsp;</li>
	<li><strong>Reduced Infrastructure Costs:</strong> De-duplicating requests before running expensive targeting models and bid logic saves significant compute power and bandwidth, critical for DSPs handling billions of impressions daily. The mediation auction ID enables this streamlined processing, lowering latency and operational overhead.&nbsp;</li>
	<li><strong>Enhanced Frequency Control and User Experience:</strong> Effective pacing and frequency capping hinge on knowing exactly how many unique impressions a user sees. The mediation auction ID allows DSPs to manage user exposure precisely even when duplicate bid requests abound, preventing ad fatigue and boosting campaign health.&nbsp;</li>
	<li><strong>More Transparent Attribution and Reporting:</strong> With a definitive auction-level identifier, DSPs and their clients can reconcile impressions, clicks, and conversions more confidently across complex supply chains, strengthening trust and measurement fidelity.&nbsp;</li>
	<li><strong>Refined Pricing and Bid Shading: </strong>Mediation auction IDs help DSPs understand if multiple bids correspond to the same opportunity, allowing more effective bid shading to win at optimal prices without overpaying.&nbsp;</li>
</ul>

<h2>The Industry Perspective: Transparency as a Shared Goal&nbsp;</h2>

<p>The broader programmatic community recognizes that transparency is foundational to a healthy marketplace. Industry thought leaders emphasize the growing need for signals that both preserve privacy and empower marketers to make informed decisions. As Katherine Dyer, former President of Media at Nielsen, conveyed in a recent conference, <em>&ldquo;Effective transparency mechanisms aren&rsquo;t just nice to have; they are business-critical - enabling both publishers and advertisers to have shared confidence in what&rsquo;s being transacted.&rdquo;</em></p>

<p>For publishers, mediation auction IDs strike the right balance: they can be randomized and opaque enough to protect sensitive details like floors or waterfall logic, while still providing the consistency needed for deduplication and reconciliation. At the same time, transparency enables publishers to validate yield strategies and understand how their inventory performs across different paths to market. Ultimately, systems that help buyers find and value publisher inventory more efficiently flow revenue back to content creators, reinforcing transparency as a shared win for both sides of the ecosystem.&nbsp;</p>

<p>Regulatory bodies and industry watchdogs echo this, advocating for more accountable and auditable auction processes. The mediation auction ID embodies this call, offering a privacy-conscious, operationally meaningful transparency layer that benefits all parties across the transaction.</p>

<h2>Upholding Transparency with InMobi Exchange</h2>

<p>In this evolving landscape, InMobi Exchange stands out by supporting the mediation auction ID signal robustly across its SDK footprint and supply chain. This forward-looking stance helps bridge transparency gaps for demand partners, providing them with clean, consistent, and trustworthy signals that lead to optimized bidding, clearer measurement, and healthier campaign outcomes. Supporting mediation auction IDs is not a mere feature differentiation&mdash;it&rsquo;s a commitment to pushing the entire programmatic ecosystem forward, building supply paths that are more efficient, accountable, and consistent.&nbsp;</p>

<p>The mediation auction ID may not yet be ubiquitous, but it represents an important evolution in programmatic transparency and efficiency. By delivering a clear reference point at the mediation level, it solves a critical challenge for DSPs and the wider supply chain. As adoption grows, it holds the promise of transforming mobile app advertising into a marketplace where every impression is clear, every bid is justified, and every partner can operate with greater trust and confidence.&nbsp;</p>

<p>We believe that transparency is a core enabler of performance. By providing clarity and accountability, we help create a marketplace that supports stronger outcomes for both DSPs and publishers. Our focus is on building fairness and long-term value across the ecosystem.</p>]]></description>
      <dc:subject><![CDATA[Engineering, Product and Technology, English (EN): inmobi.com, Global, Growth Marketing,]]></dc:subject>
      
      <dc:creator><![CDATA[ Sudharma Gullapalli  ]]></dc:creator>
      
      <dc:date>2025-09-18T05:03:00+00:00</dc:date>
    </item>
  
    <item>
      <title><![CDATA[AdAttributionKit Leveled Up with iOS 18.4 Updates]]></title>
      <link>https://www.inmobi.com/blog/2025/06/24/adattributionkit-leveled-up-with-ios-18.4-updates/</link>
      <guid>https://www.inmobi.com/blog/2025/06/24/adattributionkit-leveled-up-with-ios-18.4-updates/</guid>
      <description><![CDATA[<div>
<div style="clear:both;">
<p paraeid="{ec50caa3-bf5f-4184-ae83-69840d244ca9}{96}" paraid="224416616"><span data-contrast="auto" xml:lang="EN-IN"><span data-ccp-parastyle="Normal (Web)">2At WWDC 2025, <a href="https://developer.apple.com/videos/play/wwdc2025/221/" target="_blank">Apple unveiled the next set of upgrades to </a></span><a href="https://developer.apple.com/videos/play/wwdc2025/221/" target="_blank"><span data-ccp-parastyle="Normal (Web)">AdAttributionKit</span></a><span data-ccp-parastyle="Normal (Web)"><a href="https://developer.apple.com/videos/play/wwdc2025/221/" target="_blank"> (AAK)</a>, giving iOS marketers more tools to measure performance in a privacy-first world</span></span><span data-contrast="auto" xml:lang="EN-IN">.</span><span data-contrast="auto" xml:lang="EN-IN"><span data-ccp-parastyle="Normal (Web)"> Rolling out with iOS 18.4, these updates include overlapping conversion windows, configurable attribution windows and cooldowns, geo-level </span><span data-ccp-parastyle="Normal (Web)">postback</span><span data-ccp-parastyle="Normal (Web)"> data, and improved testing capabilities.</span></span>&nbsp;</p>
</div>

<div style="clear:both;">
<p paraeid="{ec50caa3-bf5f-4184-ae83-69840d244ca9}{112}" paraid="1131177489"><span data-contrast="auto" xml:lang="EN-IN"><span data-ccp-parastyle="Normal (Web)">Since its </span><span data-ccp-parastyle="Normal (Web)">announcement</span> <span data-ccp-parastyle="Normal (Web)">with</span><span data-ccp-parastyle="Normal (Web)"> iOS 17.4 as the successor to </span><span data-ccp-parastyle="Normal (Web)">SKAdNetwork</span><span data-ccp-parastyle="Normal (Web)"> 4.0 </span><span data-ccp-parastyle="Normal (Web)">(SKAN</span><span data-ccp-parastyle="Normal (Web)"> 4.0</span><span data-ccp-parastyle="Normal (Web)">)</span><span data-ccp-parastyle="Normal (Web)">, AAK has steadily evolved&mdash;most notably by enabling re-engagement measurement. With this latest release, Apple addresses many of the remaining gaps that have limited </span><span data-ccp-parastyle="Normal (Web)">iOS app marketers from fully embracing </span><span data-ccp-parastyle="Normal (Web)">SKAN</span><span data-ccp-parastyle="Normal (Web)">.</span></span>&nbsp;</p>
</div>

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<p paraeid="{ec50caa3-bf5f-4184-ae83-69840d244ca9}{126}" paraid="815036221"><span data-contrast="auto" xml:lang="EN-IN"><span data-ccp-parastyle="Normal (Web)">Still, more flexibility means more complexity. These features </span><span data-ccp-parastyle="Normal (Web)">aren&rsquo;t</span><span data-ccp-parastyle="Normal (Web)"> plug-and-play and will require thoughtful setup</span><span data-ccp-parastyle="Normal (Web)">-</span><span data-ccp-parastyle="Normal (Web)">making the right partner essential. From tuning attribution settings to interpreting overlapping conversions, adapting to AAK&#39;s capabilities is key to unlocking its full potential.</span></span>&nbsp;</p>
</div>

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<p paraeid="{efdee01b-02e2-466b-bf17-641e014e3cc4}{124}" paraid="153017389"><span data-contrast="auto" xml:lang="EN-IN"><span data-ccp-parastyle="Normal (Web)">Before diving into </span><span data-ccp-parastyle="Normal (Web)">what&rsquo;s</span><span data-ccp-parastyle="Normal (Web)"> new, </span><span data-ccp-parastyle="Normal (Web)">let&rsquo;s</span><span data-ccp-parastyle="Normal (Web)"> quickly revisit how attribution worked under </span></span><span data-contrast="auto" xml:lang="EN-IN"><span data-ccp-parastyle="Normal (Web)">SKAdNetwork</span></span><span data-contrast="auto" xml:lang="EN-IN">.</span>&nbsp;</p>
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<p paraeid="{d23f5b43-6634-46e8-bb21-6e6d326710f7}{136}" paraid="2128164066"><span data-contrast="auto" xml:lang="EN-IN"><span data-ccp-parastyle="Normal (Web)">SKAdNetwork</span> <span data-ccp-parastyle="Normal (Web)">(SKAN) enabled privacy-safe attribution by sending limited </span><span data-ccp-parastyle="Normal (Web)">postback</span><span data-ccp-parastyle="Normal (Web)"> data without relying on device identifiers. A typical SKAN flow involved a user viewing and interacting with an ad served by a network, followed by an app install. If that happened, SKAN would trigger a delayed </span><span data-ccp-parastyle="Normal (Web)">postback</span> <span data-ccp-parastyle="Normal (Web)">containing</span><span data-ccp-parastyle="Normal (Web)"> anonymized campaign and conversion data. While SKAN 4.0 introduced improvements such as multiple </span><span data-ccp-parastyle="Normal (Web)">postbacks</span><span data-ccp-parastyle="Normal (Web)"> and coarse conversion values, it still lacked flexibility</span><span data-ccp-parastyle="Normal (Web)">, </span><span data-ccp-parastyle="Normal (Web)">particularly around re-engagement tracking, conversion window configuration, and access to granular insights like location data.</span></span>&nbsp;<br />
&nbsp;</p>
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<p paraeid="{bad3139d-5a6f-49c2-9076-cc10b3cfc9be}{130}" paraid="977624441"><span role="presentation"><img alt="A diagram of a mobile application

AI-generated content may be incorrect., Picture" 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" style="border:none;vertical-align:baseline;width:601px;height:292px;" unselectable="on" /></span>&nbsp;</p>
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<h5 paraeid="{ec50caa3-bf5f-4184-ae83-69840d244ca9}{142}" paraid="1604950432"><em><span data-contrast="auto" xml:lang="EN-IN"><span data-ccp-parastyle="Normal (Web)">Source- Apple</span><span data-ccp-parastyle="Normal (Web)"> WWDC 2025</span></span>&nbsp;</em></h5>
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<p paraeid="{87b3cb85-7ecb-494f-b7c4-dc0a1678118f}{119}" paraid="1102573081"><span data-contrast="auto" xml:lang="EN-IN"><span data-ccp-parastyle="Normal (Web)">Now with</span><span data-ccp-parastyle="Normal (Web)"> latest AAK update</span><span data-ccp-parastyle="Normal (Web)">, those barriers are starting to fall.</span><span data-ccp-parastyle="Normal (Web)"> Here&rsquo;s </span><span data-ccp-parastyle="Normal (Web)">what&rsquo;s</span><span data-ccp-parastyle="Normal (Web)"> changed, and what it means for </span><span data-ccp-parastyle="Normal (Web)">advertisers </span><span data-ccp-parastyle="Normal (Web)">navigating Apple&rsquo;s evolving privacy framework.</span></span>&nbsp;</p>
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<div style="clear:both;">
<h2 paraeid="{08317e94-abb1-485a-807f-012436e3a098}{85}" paraid="381172990"><strong>Five Key Updates That Change the Game&nbsp;</strong></h2>
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<div>
<h2 paraeid="{8400a0f8-4eff-4a52-a01b-12dfc9ab4dd9}{6}" paraid="1957057477" style="clear: both;">Smarter Re-engagement Tracking with Overlapping Conversion Windows</h2>
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<p paraeid="{79588186-fa8b-40cc-81fd-cc5bf11ca543}{12}" paraid="2126494147"><span data-contrast="auto" xml:lang="EN-IN">One of the most impactful changes in iOS 18.4&rsquo;s AAK is support for </span><span data-contrast="auto" xml:lang="EN-IN">overlapping re-engagement conversion windows</span><span data-contrast="auto" xml:lang="EN-IN"><span data-ccp-parastyle="Normal (Web)">-</span><span data-ccp-parastyle="Normal (Web)">a major leap forward in </span><span data-ccp-parastyle="Normal (Web)">accurate</span><span data-ccp-parastyle="Normal (Web)"> attribution for performance marketers.</span></span>&nbsp;</p>
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<div style="clear:both;">
<p paraeid="{79588186-fa8b-40cc-81fd-cc5bf11ca543}{26}" paraid="474379178"><span data-contrast="auto" xml:lang="EN-IN">Previously, apps could track only one active re-engagement conversion at a time. Now, with overlapping windows, you can </span><span data-contrast="auto" xml:lang="EN-IN">run multiple simultaneous re-engagement campaigns</span><span data-contrast="auto" xml:lang="EN-IN">&mdash;each tied to its own conversion path. Apple enables this through </span><span data-contrast="auto" xml:lang="EN-IN">conversion tags</span><span data-contrast="auto" xml:lang="EN-IN"><span data-ccp-parastyle="Normal (Web)">, which act like bookmarks to </span><span data-ccp-parastyle="Normal (Web)">identify</span><span data-ccp-parastyle="Normal (Web)"> and update the right conversion, even if a user interacts with multiple ads over time.</span></span>&nbsp;</p>
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<p paraeid="{79588186-fa8b-40cc-81fd-cc5bf11ca543}{40}" paraid="1439695864"><span data-contrast="auto" xml:lang="EN-IN"><span data-ccp-parastyle="Normal (Web)">To enable this capability, developers must set the </span><span data-ccp-parastyle="Normal (Web)">&lsquo;</span><span data-ccp-parastyle="Normal (Web)">EligibleForAdAttributionKitOverlappingConversions</span><span data-ccp-parastyle="Normal (Web)">&rsquo;</span><span data-ccp-parastyle="Normal (Web)"> key to </span><span data-ccp-parastyle="Normal (Web)">&lsquo;</span><span data-ccp-parastyle="Normal (Web)">YES</span><span data-ccp-parastyle="Normal (Web)">&rsquo;</span><span data-ccp-parastyle="Normal (Web)"> in the app&rsquo;s </span><span data-ccp-parastyle="Normal (Web)">&lsquo;</span><span data-ccp-parastyle="Normal (Web)">Info.plist</span><span data-ccp-parastyle="Normal (Web)">&rsquo;</span><span data-ccp-parastyle="Normal (Web)">.</span><span data-ccp-parastyle="Normal (Web)"> Once opted in, </span><span data-ccp-parastyle="Normal (Web)">conversion tags are appended to the re-engagement URLs. </span><span data-ccp-parastyle="Normal (Web)">These can be extracted, stored (locally or server-side), and later used to update the corresponding conversion directly using the </span><span data-ccp-parastyle="Normal (Web)">Postback</span><span data-ccp-parastyle="Normal (Web)"> API&mdash;ensuring the right campaign gets credit for driving the desired action.</span></span>&nbsp;</p>
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<p paraeid="{8400a0f8-4eff-4a52-a01b-12dfc9ab4dd9}{14}" paraid="2002798454">&nbsp;</p>
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<h5 paraeid="{08317e94-abb1-485a-807f-012436e3a098}{99}" paraid="1861460885"><span role="presentation"><img alt="A diagram of a customer service

AI-generated content may be incorrect., Picture" 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style="border:none;vertical-align:baseline;width:601px;height:277px;" unselectable="on" /></span>&nbsp;<br />
<span data-contrast="auto" xml:lang="EN-IN"><em>Source-Apple WWDC 2025</em></span><em>&nbsp;</em></h5>
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<p paraeid="{7821428f-eb84-4b1c-bc8b-6af7542ee412}{70}" paraid="200691275"><br />
<span data-contrast="auto" xml:lang="EN-IN"><em><strong>What this means for advertisers</strong></em></span></p>

<p paraeid="{7821428f-eb84-4b1c-bc8b-6af7542ee412}{70}" paraid="200691275"><span data-contrast="auto" xml:lang="EN-IN">For advertisers, overlapping re-engagement windows offer sharper attribution and clearer insight into multi-touch journeys. Actions can now be tied back to the specific ad that drove them</span>, even if users interact with multiple campaigns. This enables more accurate ROI measurement, smarter optimization, and the freedom to run parallel promotions without losing attribution clarity.&nbsp;</p>
</div>

<div style="clear:both;">
<h2 paraeid="{16467c78-c0a0-4bc3-81bb-c1de08a2305f}{93}" paraid="1941509543">Smarter Attribution with Customizable Windows&nbsp;</h2>
</div>

<div style="clear:both;">
<p paraeid="{16467c78-c0a0-4bc3-81bb-c1de08a2305f}{103}" paraid="832723940"><span data-contrast="auto" xml:lang="EN-IN"><span data-ccp-parastyle="Normal (Web)">Attribution </span><span data-ccp-parastyle="Normal (Web)">doesn&rsquo;t</span><span data-ccp-parastyle="Normal (Web)"> have to be one-size-fits-all anymore. Apple now allows advertisers to define how long an ad </span><span data-ccp-parastyle="Normal (Web)">remains</span><span data-ccp-parastyle="Normal (Web)"> eligible for conversion</span><span data-ccp-parastyle="Normal (Web)">-</span><span data-ccp-parastyle="Normal (Web)">tailoring attribution windows by ad network and interaction type. You can even exclude specific interaction types from select networks using the </span><span data-ccp-parastyle="Normal (Web)">&lsquo;</span><span data-ccp-parastyle="Normal (Web)">ignoreInteractionType</span><span data-ccp-parastyle="Normal (Web)">&rsquo;</span> <span data-ccp-parastyle="Normal (Web)">key, or</span><span data-ccp-parastyle="Normal (Web)"> apply global rules that adapt with more precision across campaigns.</span></span>&nbsp;</p>
</div>

<div style="clear:both;">
<p paraeid="{16467c78-c0a0-4bc3-81bb-c1de08a2305f}{121}" paraid="1543882175"><span data-contrast="auto" xml:lang="EN-IN"><em><strong>What this means for advertisers</strong></em></span><br />
<br />
<span data-contrast="auto" xml:lang="EN-IN"><span data-ccp-parastyle="Normal (Web)">This added flexibility helps match attribution logic to actual user </span><span data-ccp-parastyle="Normal (Web)">behaviour</span><span data-ccp-parastyle="Normal (Web)">, whether that&rsquo;s same-day purchases or longer decision paths. The result: better signal quality and more meaningful performance insights. Based on global benchmarks, </span><span data-ccp-parastyle="Normal (Web)">InMobi</span><span data-ccp-parastyle="Normal (Web)"> recommends a 7-day click-through and 1-day view-through window</span><span data-ccp-parastyle="Normal (Web)">-</span><span data-ccp-parastyle="Normal (Web)">a setup proven to balance intent capture with measurement accuracy.</span></span>&nbsp;</p>
</div>

<div style="clear:both;">
<h2 paraeid="{08317e94-abb1-485a-807f-012436e3a098}{211}" paraid="58001530">Configurable Attribution Cooldowns to Avoid Double-Counting&nbsp;</h2>
</div>

<div style="clear:both;">
<p paraeid="{16467c78-c0a0-4bc3-81bb-c1de08a2305f}{145}" paraid="1043163539"><span data-contrast="auto" xml:lang="EN-IN"><span data-ccp-parastyle="Normal (Web)">One of the biggest pain points in iOS attribution has been overlap</span><span data-ccp-parastyle="Normal (Web)">-</span><span data-ccp-parastyle="Normal (Web)">especially when retargeting ads claim credit for conversions already influenced by earlier campaigns. Think of a user who installs your app after tapping an ad, but before they make a purchase, they click on a second re-engagement ad. Without clear controls, attribution can unfairly shift to the second touchpoint, misrepresenting true campaign performance.</span></span>&nbsp;</p>
</div>

<div style="clear:both;">
<p paraeid="{16467c78-c0a0-4bc3-81bb-c1de08a2305f}{155}" paraid="1293841119"><span data-contrast="auto" xml:lang="EN-IN"><span data-ccp-parastyle="Normal (Web)">With iOS 18.4, Apple introduces configurable cooldowns</span><span data-ccp-parastyle="Normal (Web)">-</span><span data-ccp-parastyle="Normal (Web)">a simple yet powerful fix. You can now define a pause period after a conversion event (like an install or re-engagement), during which new ad interactions </span><span data-ccp-parastyle="Normal (Web)">won&rsquo;t</span><span data-ccp-parastyle="Normal (Web)"> be attributed. This gives marketers the ability to protect the value of key touchpoints and avoid cannibalization between user acquisition and retargeting efforts.</span></span>&nbsp;</p>
</div>

<div style="clear:both;">
<p paraeid="{16467c78-c0a0-4bc3-81bb-c1de08a2305f}{165}" paraid="1718620996"><span role="presentation"><img alt="A diagram of a diagram of a mobile application

AI-generated content may be incorrect., Picture" 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" style="border:none;vertical-align:baseline;width:601px;height:352px;" unselectable="on" /></span>&nbsp;</p>
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<p paraeid="{08317e94-abb1-485a-807f-012436e3a098}{246}" paraid="51381948"><span data-contrast="auto" xml:lang="EN-IN"><em><strong>What this means for advertisers</strong></em></span><br />
<br />
<span data-contrast="auto" xml:lang="EN-IN"><span data-ccp-parastyle="Normal (Web)">By minimizing attribution noise and giving weight to the original source of influence, cooldowns offer a clearer picture of </span><span data-ccp-parastyle="Normal (Web)">what&rsquo;s</span> <span data-ccp-parastyle="Normal (Web)">actually driving</span><span data-ccp-parastyle="Normal (Web)"> results. As a leading SKAN-enabled DSP, </span><span data-ccp-parastyle="Normal (Web)">InMobi</span> <span data-ccp-parastyle="Normal (Web)">is </span><span data-ccp-parastyle="Normal (Web)">poised</span><span data-ccp-parastyle="Normal (Web)"> to help</span><span data-ccp-parastyle="Normal (Web)"> advertisers make the most of this update</span><span data-ccp-parastyle="Normal (Web)">-</span><span data-ccp-parastyle="Normal (Web)">ensuring the right setup, avoiding overlaps, and preserving the integrity of performance insights across the user journey.</span></span>&nbsp;</p>
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<h2 paraeid="{08317e94-abb1-485a-807f-012436e3a098}{250}" paraid="1295940081">Geography Data for Smarter Optimization&nbsp;</h2>
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<p paraeid="{16467c78-c0a0-4bc3-81bb-c1de08a2305f}{186}" paraid="1808249662"><span data-contrast="auto" xml:lang="EN-IN"><span data-ccp-parastyle="Normal (Web)">Until now, </span><span data-ccp-parastyle="Normal (Web)">AdAttributionKit</span> <span data-ccp-parastyle="Normal (Web)">postbacks</span><span data-ccp-parastyle="Normal (Web)">-</span><span data-ccp-parastyle="Normal (Web)">the conversion outputs </span><span data-ccp-parastyle="Normal (Web)">containing</span><span data-ccp-parastyle="Normal (Web)"> attribution and engagement data</span><span data-ccp-parastyle="Normal (Web)">-</span><span data-ccp-parastyle="Normal (Web)">have </span><span data-ccp-parastyle="Normal (Web)">provided</span><span data-ccp-parastyle="Normal (Web)"> zero geography insights, forcing networks and developers to rely on workarounds like source identifiers.</span></span> <span data-contrast="auto" xml:lang="EN-IN"><span data-ccp-parastyle="Normal (Web)">With iOS 18.4, </span><span data-ccp-parastyle="Normal (Web)">AdAttributionKit</span><span data-ccp-parastyle="Normal (Web)"> adds country codes to </span><span data-ccp-parastyle="Normal (Web)">postbacks</span><span data-ccp-parastyle="Normal (Web)">-</span><span data-ccp-parastyle="Normal (Web)">giving advertisers clearer geographic context without compromising privacy. The country is derived from the App Store storefront or verified via install </span><span data-ccp-parastyle="Normal (Web)">tokens, and</span><span data-ccp-parastyle="Normal (Web)"> included only when Apple&rsquo;s crowd anonymity thresholds are met.</span></span>&nbsp;<br />
&nbsp;</p>
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<p paraeid="{16467c78-c0a0-4bc3-81bb-c1de08a2305f}{220}" paraid="2067104514"><span role="presentation"><img alt="A graph of a graph

AI-generated content may be incorrect., Picture" 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" style="border:none;vertical-align:baseline;width:528px;height:285px;" unselectable="on" /></span>&nbsp;</p>
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<p paraeid="{16467c78-c0a0-4bc3-81bb-c1de08a2305f}{225}" paraid="1731482176"><span data-contrast="auto" xml:lang="EN-IN"><em><strong>What this means for advertisers</strong></em></span><br />
<br />
<span data-contrast="auto" xml:lang="EN-IN"><span data-ccp-parastyle="Normal (Web)">Better geo-level visibility means sharper campaign decisions</span><span data-ccp-parastyle="Normal (Web)">-</span><span data-ccp-parastyle="Normal (Web)">whether </span><span data-ccp-parastyle="Normal (Web)">you&rsquo;re</span><span data-ccp-parastyle="Normal (Web)"> localizing creatives, managing region-specific budgets, or measuring performance across markets. And since geo data is now provided natively, you can free up source identifiers that were previously used for country-level tracking. </span><span data-ccp-parastyle="Normal (Web)">InMobi</span><span data-ccp-parastyle="Normal (Web)"> helps you translate this signal into smarter targeting and reporting across borders.</span></span>&nbsp;</p>
</div>

<div style="clear:both;">
<h2 paraeid="{31e66ff9-edb9-42d4-b39d-a2dabda313c1}{50}" paraid="1069730748">Developer-Friendly Testing at Last&nbsp;</h2>
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<div style="clear:both;">
<p paraeid="{31e66ff9-edb9-42d4-b39d-a2dabda313c1}{58}" paraid="789494649"><span data-contrast="auto" xml:lang="EN-IN">iOS 18.4&#39;s built-in development </span>postback creation through Settings eliminates the painful testing cycles that have plagued SKAN implementations. Configure test scenarios directly on device with adjustable data granularity and distinct signature keys for easy identification.&nbsp;<br />
&nbsp;</p>
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<p paraeid="{16467c78-c0a0-4bc3-81bb-c1de08a2305f}{255}" paraid="1983836351"><span role="presentation"><img alt="A screenshot of a phone

AI-generated content may be incorrect., Picture" 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" 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<p paraeid="{16467c78-c0a0-4bc3-81bb-c1de08a2305f}{255}" paraid="1983836351"><span data-contrast="auto" xml:lang="EN-IN"><em>Source-Apple WWDC 2025</em></span><em>&nbsp;</em></p>
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<h2 paraeid="{d9d7f16e-0bc6-44cf-bb78-06562e547d92}{239}" paraid="2111729332">Fingerprinting Protections Tighten in Safari&nbsp;</h2>
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<p paraeid="{d9d7f16e-0bc6-44cf-bb78-06562e547d92}{247}" paraid="1849034667"><span data-contrast="auto" xml:lang="EN-IN">While most of the spotlight at WWDC 2025 was on </span>AdAttributionKit, Apple also introduced a quiet but important shift in Safari 26&mdash;significantly strengthening its stance against browser fingerprinting. These updates aim to eliminate common web-based tracking workarounds that advertisers and analytics platforms have long relied on.&nbsp;</p>
</div>

<div style="clear:both;">
<p paraeid="{b9047eab-c503-4b6d-b9dc-3e9208b5e6cb}{2}" paraid="701573089"><span data-contrast="auto" xml:lang="EN-IN">Safari will now block access to several fingerprinting surfaces, such as screen size, canvas APIs, and speech synthesis. It also disables persistent storage methods like cookies and </span>localStorage, and strips click-tracking parameters (e.g., gclid, fbclid) from URLs&mdash;even outside Private Browsing mode.&nbsp;</p>
</div>

<div style="clear:both;">
<p paraeid="{b9047eab-c503-4b6d-b9dc-3e9208b5e6cb}{20}" paraid="426571347"><span data-contrast="auto" xml:lang="EN-IN"><em><strong>What this means for advertisers</strong></em></span><br />
<br />
<span data-contrast="auto" xml:lang="EN-IN">For marketers relying on web-to-app flows</span>; such as landing pages or deferred deep linking-these protections reduce the ability to deterministically attribute users unless SKAN or deep link matching is in place. It also limits fallback fingerprinting used by some attribution providers when SKAN fails or isn&rsquo;t supported. The message is clear: web-based identity stitching is being phased out in favour of privacy-safe, platform-native attribution.&nbsp;</p>

<h2 paraeid="{b9047eab-c503-4b6d-b9dc-3e9208b5e6cb}{20}" paraid="426571347"><strong>The privacy-preserving attribution era is here. Is your growth engine ready?</strong></h2>
</div>

<div style="clear:both;">
<p paraeid="{b9047eab-c503-4b6d-b9dc-3e9208b5e6cb}{48}" paraid="2086912372"><span data-contrast="auto" xml:lang="EN-IN">With Apple handing advertisers the controls they&rsquo;ve long wanted</span>-greater clarity, flexibility, country-level insight, and now even stronger browser fingerprinting protections&mdash;AdAttributionKit and Safari 26 updates mark a clear turning point. This isn&rsquo;t just evolution; it&rsquo;s a complete ecosystem reset.&nbsp;</p>
</div>

<div style="clear:both;">
<p paraeid="{b9047eab-c503-4b6d-b9dc-3e9208b5e6cb}{66}" paraid="436308572"><span data-contrast="auto" xml:lang="EN-IN"><span data-ccp-parastyle="Normal (Web)">To thrive in this </span><span data-ccp-parastyle="Normal (Web)">new environment</span><span data-ccp-parastyle="Normal (Web)">, you need a partner </span><span data-ccp-parastyle="Normal (Web)">who&rsquo;s</span><span data-ccp-parastyle="Normal (Web)"> not merely </span><span data-ccp-parastyle="Normal (Web)">aware, but</span><span data-ccp-parastyle="Normal (Web)"> already built for it. At </span><span data-ccp-parastyle="Normal (Web)">InMobi</span><span data-ccp-parastyle="Normal (Web)">, </span><span data-ccp-parastyle="Normal (Web)">we&rsquo;ve</span><span data-ccp-parastyle="Normal (Web)"> been pioneering SKAN-first performance since day one&mdash;</span><span data-ccp-parastyle="Normal (Web)">building</span><span data-ccp-parastyle="Normal (Web)"> the industry&rsquo;s first </span><span data-ccp-parastyle="Normal (Web)">SKAN</span><span data-ccp-parastyle="Normal (Web)"> bidder, integrating deeply with MMPs, and crafting intelligence around privacy-safe contextual signals.</span></span>&nbsp;</p>
</div>

<div style="clear:both;">
<p paraeid="{b9047eab-c503-4b6d-b9dc-3e9208b5e6cb}{72}" paraid="1210429857"><span data-contrast="auto" xml:lang="EN-IN">Safari&rsquo;s fingerprinting upgrades underscore the shift:</span><span data-contrast="auto" xml:lang="EN-IN"><span data-ccp-parastyle="Normal (Web)"> deterministic web identifiers are being phased out</span><span data-ccp-parastyle="Normal (Web)">, </span><span data-ccp-parastyle="Normal (Web)">and measurement must adapt accordingly. </span><span data-ccp-parastyle="Normal (Web)">That&rsquo;s</span><span data-ccp-parastyle="Normal (Web)"> why </span><span data-ccp-parastyle="Normal (Web)">InMobi</span> <span data-ccp-parastyle="Normal (Web)">has been</span><span data-ccp-parastyle="Normal (Web)"> investing in privacy-compliant </span><span data-ccp-parastyle="Normal (Web)">modelling</span><span data-ccp-parastyle="Normal (Web)">, deterministic SKAN logic, and contextual optimization to ensure your campaigns </span><span data-ccp-parastyle="Normal (Web)">remain</span><span data-ccp-parastyle="Normal (Web)"> measurable, scalable, and future-proof.</span></span>&nbsp;</p>
</div>

<div style="clear:both;">
<p paraeid="{b9047eab-c503-4b6d-b9dc-3e9208b5e6cb}{92}" paraid="1763462885"><span data-contrast="auto" xml:lang="EN-IN"><span data-ccp-parastyle="Normal (Web)">The infrastructure is ready. The opportunity is real. With </span><span data-ccp-parastyle="Normal (Web)">InMobi</span><span data-ccp-parastyle="Normal (Web)"> DSP, your growth engine is already aligned with the future.</span></span>&nbsp;</p>
</div>

<div style="clear:both;">
<p paraeid="{a981cc59-08e9-4f92-8c77-8bb8abd6ced3}{89}" paraid="2129245051"><span data-contrast="auto" xml:lang="EN-IN">Looking to dive deeper into SKAN? Check out our library of expert-backed guides, case studies, and thought leadership that decode the complexities of SKAN and help you drive performance in a privacy-first world. Whether </span>you&#39;re just starting or scaling, these resources are built to support every step of your iOS marketing journey:&nbsp;&nbsp;</p>

<ul>
	<li paraeid="{a981cc59-08e9-4f92-8c77-8bb8abd6ced3}{89}" paraid="2129245051"><a href="https://advertising.inmobi.com/blog/get-to-know-adattributionkit" target="_blank">Get to know AdAttributionKit</a></li>
	<li paraeid="{a981cc59-08e9-4f92-8c77-8bb8abd6ced3}{89}" paraid="2129245051"><a href="https://go.inmobi.com/the-ultimate-guide-to-skan-2023/" target="_blank">Ultimate Guide to SKAN</a></li>
	<li paraeid="{a981cc59-08e9-4f92-8c77-8bb8abd6ced3}{89}" paraid="2129245051"><a href="https://advertising.inmobi.com/blog/your-guide-to-skan-4.0" target="_blank">Driving Growth in Uncertain Times: Your Guide to SKAN 4.0</a></li>
	<li paraeid="{a981cc59-08e9-4f92-8c77-8bb8abd6ced3}{89}" paraid="2129245051"><a href="https://go.inmobi.com/skan-4-readiness-checklist/" target="_blank">SKAN 4 Readiness Checklist</a></li>
	<li paraeid="{a981cc59-08e9-4f92-8c77-8bb8abd6ced3}{89}" paraid="2129245051"><a href="https://go.inmobi.com/skan-playbook/" target="_blank">The Essential SKAN 4.0 Playbook</a></li>
	<li paraeid="{a981cc59-08e9-4f92-8c77-8bb8abd6ced3}{89}" paraid="2129245051"><a href="https://advertising.inmobi.com/blog/basic-anatomy-of-a-skan-postback" target="_blank">Basic Anatomy of a SKAN Postback</a></li>
</ul>
</div>
</div>]]></description>
      <dc:subject><![CDATA[Acquiring New Users, Advertising, English (EN): inmobi.com, Global, Growth Marketing,]]></dc:subject>
      
      <dc:creator><![CDATA[ Team InMobi  ]]></dc:creator>
      
      <dc:date>2025-07-18T06:57:00+00:00</dc:date>
    </item>
  
    <item>
      <title><![CDATA[The New Era of Mobile Advertising: What’s Next for Marketers in 2026]]></title>
      <link>https://www.inmobi.com/blog/2025/06/05/the-new-era-of-mobile-advertising-whats-next-for-marketers-in-2026/</link>
      <guid>https://www.inmobi.com/blog/2025/06/05/the-new-era-of-mobile-advertising-whats-next-for-marketers-in-2026/</guid>
      <description><![CDATA[<p>Mobile advertising is entering a bold new phase&mdash;one where the focus is shifting from formats and platforms to people. Video, in-app engagement, and AI-powered convergence are no longer just technological advances&mdash;they&rsquo;re tools to better understand and connect with customers, on their terms.</p>

<p>As we look ahead to the balance of 2025 and into 2026, the data is clear: the mobile landscape isn&rsquo;t just shifting&mdash;it&rsquo;s transforming around consumer expectations.</p>

<p>The recently published <a href="https://www.emarketer.com/content/us-mobile-advertising-forecast-trends-2025" target="_blank">U.S. Mobile Trends report from eMarketer</a> reveals a key milestone: for the first time, mobile video ad spending is expected to surpass mobile search. In 2026, video will account for 39.5% of all mobile ad spend&mdash;outpacing search at 38.3%. It&rsquo;s not just a media stat&mdash;it&rsquo;s a reflection of how people now prefer to engage. Short-form content, immersive storytelling, and seamless visual experiences are shaping how brands earn attention in the moments that matter.</p>

<p>Just as important is how these ad experiences are delivered. Programmatic direct now drives 86% of programmatic mobile display spending. Even in traditionally open environments, like RTB, it leads with 60.1% of spend. Why? Because brands are demanding more control, quality, and transparency&mdash;so they can deliver better, more relevant experiences to their audiences. We&rsquo;ve championed this shift with a focus on curated supply, privacy-forward data, and outcome-driven strategy.</p>

<p>But perhaps the most transformative trend is convergence. Where mobile advertising was once fragmented&mdash;split by platforms, formats, and targeting methodologies&mdash;it&rsquo;s now becoming unified. AI-powered optimization is removing friction between in-app and mobile web, between branding and performance. Instead of thinking in terms of channels, marketers are increasingly thinking in terms of <em>experiences</em>.</p>

<p>This convergence is consumer-led. People don&rsquo;t think in channels&mdash;they expect consistency and relevance wherever they are. Mobile web, in-app, social, retail&mdash;all of it blurring into a single, connected canvas for brand engagement. And AI is helping marketers meet those expectations&mdash;dynamically adapting creative, targeting, and measurement to individual behavior and context.</p>

<p>What&rsquo;s more, the walls between monetization and commerce are coming down. RTB platforms are seeing increased e-commerce spend. Retail media is becoming mobile-first. The long-held division between brand and performance is dissolving in favor of integrated, full-funnel strategies that start with the customer and work backward.</p>

<p>This is a watershed moment. One where marketers can finally plan holistically, activate seamlessly, and optimize intelligently&mdash;across every stage of the journey.</p>

<p>The brands that will win in 2026 and beyond are those that stop thinking in terms of channels and start thinking in terms of customer outcomes. Those who embrace video-first storytelling, engage people where they are, invest in transparency and control, and use AI to build not just smarter campaigns&mdash;but more human ones.</p>

<p>We&rsquo;re not just observing these shifts&mdash;we&rsquo;re building toward them. With a focus on innovation, privacy, and performance, InMobi Advertising is helping brands navigate the future with clarity, agility, and customer-first ambition.</p>

<p>The mobile moment is here. Let&rsquo;s make it matter.</p>]]></description>
      <dc:subject><![CDATA[Acquiring New Users, Understanding Consumers, English (EN): inmobi.com, Global, Growth Marketing,]]></dc:subject>
      
      <dc:creator><![CDATA[ Kunal Nagpal  ]]></dc:creator>
      
      <dc:date>2025-07-18T06:42:00+00:00</dc:date>
    </item>
  
    <item>
      <title><![CDATA[InMobi Advertising Achieves Premier Partner Status in AppsFlyer's 2025 Partner Program]]></title>
      <link>https://www.inmobi.com/blog/2025/05/08/inmobi-advertising-achieves-premier-partner-status-in-appsflyers-2025-partner-program/</link>
      <guid>https://www.inmobi.com/blog/2025/05/08/inmobi-advertising-achieves-premier-partner-status-in-appsflyers-2025-partner-program/</guid>
      <description><![CDATA[<p>InMobi Advertising has been named a Premier Partner&mdash;the highest tier of recognition&mdash;in the 2025 <a href="https://www.appsflyer.com/solutions/partners/" target="_blank">AppsFlyer Partner Program</a>. This milestone is a strong testament to our evolving partnership with AppsFlyer and our shared vision of empowering advertisers with greater transparency, more innovative measurement tools, and scalable growth strategies in today&#39;s increasingly complex mobile marketing landscape.</p>

<p>InMobi Advertising supports marketers with a comprehensive suite of AI-powered tools, data and services for optimizing modern app growth strategies that adapts for the full range of deterministic and probabilistic attribution models in use today &mdash; including industry-leading solutions&nbsp; for SKAdNetwork (SKAN) and AdAttributionKit (AAK) privacy-preserving attribution frameworks on iOS &mdash; ensuring each campaign is optimized and scaled in the most cost-effective manner.&nbsp; Combined with our advanced experimentation framework, marketers can run A/B tests and structured experiments to unlock fresh insights that directly fuel growth.</p>

<p>This milestone also signals that we continue to advance what we deliver together for brands. From navigating complex attribution models involving both deterministic and probabilistic signals with and without user IDs to exploring novel signals for informing campaign optimization and advanced A/B testing, InMobi Advertising&#39;s solutions, bolstered by AppsFlyer&#39;s market-leading measurement platform, innovation and infrastructure, help marketers make more informed decisions and achieve greater efficiency in a complex ecosystem.</p>

<p>"Becoming an AppsFlyer Premier Partner reflects the strides we&#39;ve made in delivering measurable performance gains and meaningful insights," says Kunal Nagpal, Chief Business Officer, InMobi Advertising. "As marketers demand more transparency and precision from their media partners, our collaboration with AppsFlyer enables smarter decision-making through actionable, data-backed signals."</p>

<p>"InMobi&rsquo;s recognition as a Premier Partner reflects the strength of our long-standing collaboration, their continued momentum, and our shared commitment to helping advertisers drive value through accurate measurement and campaign optimization," said Camila Carneiro, Director of Partner Development at AppsFlyer. "The growing depth of engagement between our teams is translating into meaningful results for our mutual clients, and we look forward to continuing to drive value together."</p>

<p>For brands looking to navigate today&#39;s mobile landscape with confidence and clarity, InMobi Advertising and AppsFlyer offer a compelling, performance-first approach to marketing. <a href="https://advertising.inmobi.com/company/contact" target="_blank">Connect with our team</a> to learn more about this and other partnerships.</p>]]></description>
      <dc:subject><![CDATA[Announcements, English (EN): inmobi.com, Global, Growth Marketing,]]></dc:subject>
      
      <dc:creator><![CDATA[ Team InMobi  ]]></dc:creator>
      
      <dc:date>2025-05-08T05:41:00+00:00</dc:date>
    </item>
  
    <item>
      <title><![CDATA[Signal Your Way to Success (Part 2): How to Start Making Publisher-Passed Signals Work for You]]></title>
      <link>https://www.inmobi.com/blog/2025/04/17/signal-your-way-to-success-part-2-how-to-start-making-publisher-passed-signals-work-for-you/</link>
      <guid>https://www.inmobi.com/blog/2025/04/17/signal-your-way-to-success-part-2-how-to-start-making-publisher-passed-signals-work-for-you/</guid>
      <description><![CDATA[<p>Navigating addressability in today&rsquo;s ever-evolving ad landscape is becoming increasingly complex, making it essential for publishers to adapt and implement the right strategies to sustain and grow revenue.</p>

<p>In our <a href="/blog/signal-your-way-to-success-part-1-how-publisher-first-party-signals-enhance-ad-monetization" target="_blank">last blog</a>, we explored how Publisher-Passed Signals (PPS) in the InMobi Advertising SDK enhance ad monetization by capturing first-party signals, acting as a vital bridge between publishers and advertisers, and enabling better supply representation, bidding optimizations, and more. Our research shows that signal-enriched impressions deliver <strong>1.5&ndash;1.8x higher eCPMs</strong>.</p>

<p>Now, let&rsquo;s dive into why adopting PPS is a strategic move for publishers to unlock new monetization opportunities and how seamlessly these signals can get integrated.</p>

<h3>Why Publisher-Passed Signals Matter: Unlocking Yield Through Smarter Targeting</h3>

<p>For publishers, passing high-quality, privacy-compliant signals isn&rsquo;t just about adapting to industry changes&mdash;it&rsquo;s about driving meaningful outcomes. Publisher-Passed Signals (PPS) improve addressability without compromising user privacy, and deliver measurable monetization impact:</p>

<p><img alt="" src="https://web.inmobicdn.net/website/website/6.0.1/ui/uploads/blog/Signal_Blog2_Image_1.png" style="float: right; width: 50%; margin-left: 20px" /></p>

<ol style="margin-left: 0">
	<li><strong>Enable Better Targeting &amp; Buyer Confidence:</strong> Rich, non-PII signals help advertisers accurately reach users with higher purchase intent, improving campaign performance and making your inventory more attractive.</li>
	<li><strong>Improve Supply Representation:</strong> Meeting Supply Path Optimization (SPO) thresholds and securing priority in a Queries Per Second (QPS)-constrained ecosystem by ensuring efficient, high-quality supply access.</li>
	<li><strong>Drive Higher Fill Rates and eCPMs:</strong> Enhanced signals increase the chances of bids on your inventory, improving fill and auction pressure, ultimately boosting yield.</li>
	<li><strong>Enhance User Experience:</strong> Better-targeted, relevant ads drive engagement and retention by delivering what users are more likely to respond to. InMobi Advertising enables publishers to diversify ads with access to 400K+ advertisers and 180+ DSPs, driving premium, full-funnel programmatic demand.</li>
</ol>

<p>Publisher-Passed Signals are the foundation for sustainable, high-performance monetization. Now is the time to activate them.</p>

<h3>How to Integrate and Send Signals to the InMobi Advertising SDK</h3>

<p>We understand that integrations can be complicated, so we&#39;ve streamlined the process to make it as simple and direct as possible. Publishers can easily share first-party signals in just two steps:</p>

<p><img alt="" src="https://web.inmobicdn.net/website/website/6.0.1/ui/uploads/blog/Signal_Blog2_Image_2.png" style="float: right; width: 50%; margin-left: 20px" /></p>

<p>For more detailed instructions, refer to the official&#8239;<a href="https://support.inmobi.com/monetize/sdk-documentation/publisher-signals-integration-guide/preview#integration" target="_blank">InMobi Integration Guide</a>.</p>

<p><strong>NOTE</strong></p>

<ul>
	<li>If you&rsquo;re already working with InMobi via an SDK-integration, then you don&rsquo;t need to integrate any additional SDK.</li>
	<li>The frequency of updating these key value pairs depends on the type of signal. For example, cohort signals might only need to be sent once, while session-level signals should be updated with each session.</li>
	<li>These signals are likely already being used via callbacks from mediations or other partners. Publishers just need to forward this data to the InMobi Advertising SDK.</li>
</ul>

<p>Elevate your ad monetization strategy with exclusive insights into the latest trends and discover how our solutions drive growth. Subscribe to the InMobi Connect newsletter today by filling out the form below.</p>]]></description>
      <dc:subject><![CDATA[In-App Monetization, English (EN): inmobi.com, Global, Ad Monetization,]]></dc:subject>
      
      <dc:creator><![CDATA[ Sharan PC  ]]></dc:creator>
      
      <dc:date>2025-04-17T10:32:00+00:00</dc:date>
    </item>
  
    <item>
      <title><![CDATA[Signal Your Way to Success (Part 1): How Publisher First-Party Signals Enhance Ad Monetization ]]></title>
      <link>https://www.inmobi.com/blog/2025/04/03/signal-your-way-to-success-part-1-how-publisher-first-party-signals-enhance-ad-monetization/</link>
      <guid>https://www.inmobi.com/blog/2025/04/03/signal-your-way-to-success-part-1-how-publisher-first-party-signals-enhance-ad-monetization/</guid>
      <description><![CDATA[<h3>Introduction to Publisher-Passed Signals</h3>

<p>Publishers are sitting on a goldmine of first-party signals and are only beginning to unlock its full potential. These signals are essential in powering user acquisition (UA), analytics, attribution, and measurement. However, their application in ad monetization has been underutilized&mdash;leaving massive revenue opportunities untapped.</p>

<p>We see a significant opportunity to expand their use for ad monetization and yield optimization, fostering a more balanced ecosystem and unlocking new pathways for sustained revenue growth.&nbsp;So, how can publishers make the most of this opportunity?</p>

<p>Publisher-Passed Signals (PPS), a feature of the InMobi Advertising SDK, enables publishers to securely share first-party data with minimal implementation effort, strengthening supply representation, bid efficiency, and ad revenue.</p>

<div style="display: flex; justify-content: space-between; align-items: flex-start;"><img alt="" src="https://web.inmobicdn.net/website/website/6.0.1/ui/uploads/blog/Signal_Blog1_Image-1.png" style="width: 50%" /> <img alt="" src="https://web.inmobicdn.net/website/website/6.0.1/ui/uploads/blog/Signal_Blog1_Image-2.png" style="width: 50%" /></div>

<p><strong>From a technical standpoint, PPS delivers:</strong>&nbsp;</p>

<ul>
	<li><strong>Secure Signal Sharing:</strong>&nbsp;Facilitates privacy-safe signal sharing, enabling effective data utilization while ensuring compliance and user privacy.</li>
	<li><strong>Enhanced Supply Representation:</strong>&nbsp;Enriches inventory with contextual metadata, allowing buyers to identify and prioritize high-value users better.</li>
	<li><strong>Optimized Bidding Strategies:</strong>&nbsp;Equips buyers with scalable, high-quality signals to reduce bid latency and increase the precision of targeting logic.</li>
</ul>

<p><strong>From a monetization standpoint, PPS offers:</strong></p>

<ul>
	<li><strong>Increased Revenue Potential:</strong>&nbsp;Unlocks access to premium&nbsp;demand, leading to improved fill rates and higher eCPMs for gaming and non-gaming publishers.</li>
	<li><strong>Higher-Quality Ad Experiences:</strong>&nbsp;Drives better ad relevance by leveraging contextual signals to deliver more engaging and well-aligned creatives across the user journey.</li>
</ul>

<p>Let&#39;s explore PPS from both the advertiser and publisher perspectives&mdash;and understand how we&#39;ve designed the solution to be privacy-safe at every step.</p>

<h3>Bridging the Gap: Signals That Drive Advertiser Demand&nbsp;</h3>

<p>Effectively using first-party signals helps publishers make more money. Advertisers want to reach the right audiences, and first-party signals serve as the bridge. Publisher-Passed Signals (PPS) are the key to stronger ad monetization in 2025, maximizing the value of every user.</p>

<p>So, what exactly are the types of publisher first-party signals proving effective for bridging that gap? We&rsquo;ve zeroed in on the following types of signals that can unlock greater demand for publishers than previously recognized:&nbsp;</p>

<p><img alt="" src="https://web.inmobicdn.net/website/website/6.0.1/ui/uploads/blog/Signal_Blog1_Image-3.png" style="float: right; width: 50%;" /></p>

<ol>
	<li><strong>User-Behavioral Signals:</strong> Share&#8239;in-app purchase history and user journey patterns to refine targeting and boost conversions.</li>
	<li><strong>Auction-Level Signals:</strong> Reveal&#8239;key bidding patterns and ad pricing insights to strengthen bid efficiency and maximize revenue.</li>
	<li><strong>Session-Level Signals:</strong> Leverage&#8239;users&#39; past interactions within the game or app, such as time spent and ads watched, to enhance engagement and retention.</li>
</ol>

<p><img alt="" src="https://web.inmobicdn.net/website/website/6.0.1/ui/uploads/blog/Signal_Blog1_Image-4.png" style="float: right; width: 50%; margin-left: 20px" /></p>

<p><strong>Game developers</strong> can boost ad monetization by passing first-party signals to an SSP, enabling better-targeted user acquisition ads and unlocking contextual brand ads that engage and delight players. To the right are examples of signals and their key-value pairs, where the key represents the signal type, and the value is the associated metric.&nbsp;</p>

<p>A user or cohort exhibiting these signals from a gaming app is of high value to advertisers, as their high ad views and frequent clicks&mdash;despite limited in-app purchases&mdash;demonstrate seasoned gameplay and a strong likelihood of engaging with lower-funnel ad campaigns.&nbsp;</p>

<p><img alt="" src="https://web.inmobicdn.net/website/website/6.0.1/ui/uploads/blog/Signal_Blog1_Image-5.png" style="float: right; width: 50%; margin-left: 20px" /></p>

<p><strong>Non-gaming app developers</strong> can improve ad monetization by passing first-party signals that enhance targeting for both brand and user acquisition (UA) advertisers. This allows them to attract a more diverse mix of advertisers with full-funnel KPIs&mdash;from awareness to conversion&mdash;ultimately driving better yield and ad experiences. To the right are examples of signals and their key-value pairs, where the key represents the signal type, and the value is the associated metric.</p>

<p>A user or cohort exhibiting these signals from a non-gaming app is of high value to advertisers. Their high ad views and clearing prices from previous auctions imply strong engagement, better bid efficiency, higher ad competitiveness, and a proven likelihood of driving returns on ad spend.</p>

<h3>Privacy-First Monetization: Unlocking the Power of Non-PII Signals</h3>

<p>At InMobi Advertising, user privacy is foundational. The signals publishers pass to InMobi are non-personally identifiable (non-PII), session-based, and contextual&mdash;making them fully privacy-compliant and requiring no additional user consent or separate contracts.</p>

<p>These signals vary by session and user behavior, ensuring they cannot be tied to an individual. For example, a session depth signal (e.g., a user viewing 100 ads) offers valuable insight without revealing any personal information. Many of these signals are already approved for UA and attribution&mdash;now it&#39;s time to activate them for monetization.</p>

<p>Stay tuned for more insights in our upcoming blog on Publisher-Passed Signals. Unlock the latest on <strong>Publisher-Passed Signals</strong> and other impactful growth and monetization strategies. <a href="https://advertising.inmobi.com/blog#:~:text=Next-,Stay%20Up%20to%20Date,-Register%20to%20our">Sign up for the InMobi Connect newsletter today.</a></p>]]></description>
      <dc:subject><![CDATA[In-App Monetization, English (EN): inmobi.com, Global, Ad Monetization,]]></dc:subject>
      
      <dc:creator><![CDATA[ Sharan PC  ]]></dc:creator>
      
      <dc:date>2025-04-03T07:52:00+00:00</dc:date>
    </item>
  
    <item>
      <title><![CDATA[Finding the Right Audience in the Evolving Digital World: How InMobi Solves Signal Loss for Advertisers]]></title>
      <link>https://www.inmobi.com/blog/2025/03/19/finding-the-right-audience-in-the-evolving-digital-world-how-inmobi-solves-signal-loss-for-advertisers/</link>
      <guid>https://www.inmobi.com/blog/2025/03/19/finding-the-right-audience-in-the-evolving-digital-world-how-inmobi-solves-signal-loss-for-advertisers/</guid>
      <description><![CDATA[<p>The ability to precisely identify and target individual users&zwj;&zwj;&zwj; &ndash; what the industry calls &ldquo;addressability&rdquo;&ndash; has long been at the heart of digital marketing. Unlike traditional analog media, addressable media allows advertisers to create personalized experiences that resonate with users on a granular level. But in recent years, the rise of privacy regulations and platform-level changes like Apple&rsquo;s ATT framework have all but ensured the demise of persistent, operating system-level identifiers, making this once-straightforward task significantly more complex.</p>

<p>Marketers are now facing a &ldquo;back to the future&rdquo; moment. As privacy concerns have grown, legions of pundits have joined the chorus of backlash against the so-called &ldquo;surveillance economy,&rdquo; declaring the third-party cookie a false prophet, overstepping its humble origins. In turn, numerous advertising platforms have heralded the return of contextual targeting, once considered a relic of the past, as the savior of digital advertising&rsquo;s future. But while this approach has its place, it&#39;s not the messiah advertisers are looking for.</p>

<h3>Addressability&#39;s Resilience in the Digital Era</h3>

<p>So, what do advertisers truly want? And, more importantly, how do they want to reach consumers? The truth is, even while there is a resurgence of contextual targeting chatter, advertising dollars have flooded into CTV and retail media networks - not because they&rsquo;re revolutionary, but because they promise a preponderance of logged-in users and, therefore, index highly on addressability. For marketers &ndash; particularly brand advertisers &ndash; these channels offer more precision in targeting, making it easier for them to reach the right audience efficiently.</p>

<h3>Enter Curation: The Next Step in Addressability</h3>

<p>The ascendancy of &ldquo;curation,&rdquo; which is arguably the buzzword-du-jour, is the natural next step in the evolution of addressability.&nbsp; In simplest terms&nbsp;curation uses data signals to package inventory in a way that enhances targeting precision and efficiency. At its core, curation seeks to better understand the propensities and preferences of each individual user. That&rsquo;s not to say there isn&rsquo;t room for contextual targeting in this paradigm, but more often than not, curation involves targeting defined audience profiles. It allows marketers to refine their strategies and zero in on specific audience profiles&mdash;beyond just context. So, while context still has a role to play, audience-based curation is quickly becoming the go-to approach in today&rsquo;s fragmented digital ecosystem.</p>

<p>Skeptics argue that &ldquo;curation&rdquo; is nothing more than &ldquo;ad targeting&rdquo; repackaged under a different name. It is just not that simple.</p>

<p>Ad targeting has traditionally been the domain of the buy-side of the ecosystem, with DSPs making the decision on which ad requests to bid. In contrast, curation entails the migration of targeting decisions to the sell-side of the industry. But why is sell-side curation suddenly becoming so popular? Let&rsquo;s break it down:</p>

<h3>Why Curation Is Gaining Traction</h3>

<p>There are compelling reasons why sell-side curation is increasingly taking hold:</p>

<p style="float: right; width: 50%;"><img alt="Addressability_Scale_Graphic" src="https://web.inmobicdn.net/website/website/6.0.1/ui/uploads/blog/Addressability_Scale_Graphic.png" /></p>

<ul>
	<li><strong>Signal Scarcity:</strong> As traditional identifiers (third-party cookies and IDFAs) become less reliable, the quest to find the right signal amidst the noise intensifies. Buy-side platforms must now evaluate more ad requests to reach their target audience, increasing infrastructure costs and reducing overall efficiency.</li>
	<li><strong>QPS Allocation Limits: </strong>Many buy-side platforms have strict limits on queries per second (QPS), so they can only evaluate a finite volume of supply, exacerbating the signal scarcity problem. QPS limits result in missed opportunities for targeting relevant ad requests, translating into wasted ad spend.&nbsp;&nbsp;</li>
	<li><strong>Efficient Infrastructure: </strong>Beyond QPS limits, buy-side platforms still optimize spend decisions to drive more efficient traffic. We have seen first-hand that DSPs allocate more budget to supply platforms that drive more efficient traffic, measured by fill rates and auction win rates. By packaging inventory that meets specific audience requirements, curation minimizes inefficiencies in the processing of ad requests, ensuring optimal utilization of infrastructure resources.</li>
</ul>

<h3>The Unique Advantage of Sell-Side Curation&nbsp;</h3>

<p>Sell-side platforms have a unique advantage when it comes to addressing these inefficiencies:</p>

<p style="float: right; width: 50%;"><img alt="Addressability_Advantages_Graphic" src="https://web.inmobicdn.net/website/website/6.0.1/ui/uploads/blog/Addressability_Advantages_Graphic.png" /></p>

<ul>
	<li><strong>Efficient packaging of ad inventory: </strong>Sell-side platforms have full visibility of bid requests from the publishers with whom they work. This means they can "curate" the inventory and surface the most relevant ad impressions to buy-side platforms. By streamlining the evaluation of bid requests, they can deliver more precise targeting for advertisers and reduce infrastructure costs. Moreover, by reducing the volume of callouts to buy-side platforms required to deliver against marketing objectives, curation has the potential to dramatically reduce carbon emissions across the programmatic ecosystem.</li>
	<li><strong>Consistent audience execution: </strong>Sell-side curation allows marketers to target the same inventory and audiences across multiple buy-side platforms, ensuring consistent campaign execution for advertisers that utilize multiple buying channels.</li>
	<li><strong>Greater access to bid signals: </strong>By virtue of their proximity in the value chain, sell-side platforms have greater access to data signals from publishers, providing better visibility into where valuable audience signals are concentrated. While some buy-side platforms also have access to these signals, their ability to process, evaluate and utilize them fully is typically constrained.</li>
	<li><strong>Better compliance with privacy restrictions:</strong> For certain verticals (pharma, in particular), marketers are increasingly wary of the liberties that some buy-side platforms take with the&nbsp; modeling of user data. Curation offers an opportunity for data owners to exercise greater control over how their data is used to curate inventory supply.</li>
	<li><strong>Better Economics:</strong> Buy-side platforms often add fees for audience targeting on top of the data cost as an essential component of their business model. These fees reduce the advertising dollars available for working media. In contrast, sell-side platforms are motivated to drive more media spending through their system by passing the expense of targeting data through at cost to advertisers without extracting additional margin. This allows marketers to allocate more of their budget to working media, maximizing the efficiency of their spending.</li>
</ul>

<h3>The Future of Addressability&nbsp;</h3>

<p>Sell-side curation is poised to revolutionize how marketers reach their audiences. By improving targeting precision and reducing infrastructure costs, it offers a powerful solution to the challenges of modern advertising. However, full adoption of this strategy is still evolving.</p>

<p style="margin: 0 auto; width: 70%"><img alt="Addressability_Pro_vs_Cons" src="https://web.inmobicdn.net/website/website/6.0.1/ui/uploads/blog/Addressability_Pro_vs_Cons.png" /></p>

<p>In Part 2 of this conversation, we&rsquo;ll delve into the reasons why some marketers are still hesitant to fully embrace sell-side curation &mdash;and how InMobi is working to address these concerns.</p>]]></description>
      <dc:subject><![CDATA[Engineering, Product and Technology, English (EN): inmobi.com, Global, Brand Marketing,]]></dc:subject>
      
      <dc:creator><![CDATA[ Todd Rose  ]]></dc:creator>
      
      <dc:date>2025-03-19T12:18:00+00:00</dc:date>
    </item>
  
    <item>
      <title><![CDATA[The Growing Role of Media Agencies in Omnichannel Loyalty Strategies ]]></title>
      <link>https://www.inmobi.com/blog/2025/03/11/the-growing-role-of-agencies-in-omnichannel-loyalty-strategies/</link>
      <guid>https://www.inmobi.com/blog/2025/03/11/the-growing-role-of-agencies-in-omnichannel-loyalty-strategies/</guid>
      <description><![CDATA[<blockquote>
<p><em>&ldquo;Getting new users on your application is just step one. A successful mobile strategy is three-pronged with acquisition, in-app engagement, and retention.&rdquo;&nbsp;</em></p>

<p><em><a href="https://www.youtube.com/watch?v=Sn2AZkb6StY">Phil Golas, VP Technology and Activation, Spark Foundry</a>&nbsp;</em></p>
</blockquote>

<p>&nbsp;</p>

<p>In today&rsquo;s competitive digital landscape, user retention is key to brand success. With mobile as an always-on touchpoint, brands can go beyond transactions to build lasting relationships through personalized engagement, in-app experiences, and app-driven loyalty programs.&nbsp;</p>

<p>Loyalty programs have strongly demonstrated their impact for brands like Starbucks, with their rewards members driving <a href="https://www.businessinsider.com/companies-are-doubling-down-on-loyalty-programs-2024-8?">60% of the brand&rsquo;s sales</a>, demonstrating the program&#39;s impact on retention and spending. Similarly, American Airlines, for example, earned almost $1 billion in loyalty reward revenues in Q3 2024.</p>

<p>&nbsp;</p>

<h1><strong>Why Loyalty and Personalization Matters&nbsp;</strong></h1>

<p><strong><img alt="" src="https://go.inmobi.net/hubfs/InMobi%20OneDSP%20Blogs_2025/Omnichannel%20Loyalty%20Strategies/Why%20loyalty.png" style="height: 412px; width: 800px;" /></strong></p>

<p>Loyalty programs are no longer just perks; they are essential for sustained brand success. With competition intensifying across industries, brands must ensure that they continuously engage users at key moments during discovery, purchase, and post-purchase. A well-structured and executed loyalty strategy increases customer lifetime value, enhances brand advocacy, and creates deeper customer relationships. A survey by Bizrate Insights found that <a href="https://content-na1.emarketer.com/consumers-want-personalized-loyalty-programs">61% of US adults value loyalty programs</a> tailored to their shopping preferences, which not only speaks to why having a loyalty program is important but also about value of personalization.&nbsp;</p>

<p>Amazon Prime is a powerful example of how personalization fuels loyalty and drives business success. With over <a href="https://content-na1.emarketer.com/reducing-friction-increasing-personalization-encouraging-loyalty-program-use?">60% of U.S. households holding a Prime membership</a>, Amazon leverages AI-driven personalization to enhance customer experiences and encourage repeat engagement. Features like tailored product recommendations, exclusive discounts, and early access to sales create a seamless, customized shopping journey. This deep personalization directly impacts spending habits&nbsp;&ndash; Prime members spend <a href="https://retailwire.com/prime-members-spend-more-than-double-what-nonmembers-spend-on-amazon/">more than twice annually compared to non-members</a>, with an average of $1,400 compared to $600. By continuously refining its recommendation engine and loyalty perks, Amazon strengthens its relationship with customers, proving that personalization is the cornerstone of long-term loyalty and increased revenue.</p>

<p>As loyalty becomes essential, building and executing omnichannel strategies has become the key to building long-term retention.&nbsp;Media agencies play a pivotal role as strategic partners for advertisers in orchestrating digital transformation that includes comprehensive loyalty strategies. A bespoke loyalty approach integrates paid media, organic engagement, and proprietary platforms to ensure seamless engagement across touchpoints.&nbsp;&nbsp;</p>

<p>Recognizing the challenges of reaching consumers across fragmented digital landscapes, <a href="https://www.voguebusiness.com/story/fashion/gap-inc-ceo-richard-dickson-on-staging-an-american-comeback/">Gap Inc. leverages&nbsp;expertise of media agencies</a> to deploy tailored marketing strategies that bridge the physical and digital customer experience, ensuring seamless engagement across multiple touchpoints and consumer segments. This move highlights how agencies play a critical role in helping brands navigate the complexity of modern digital engagement.&nbsp;</p>

<p>&nbsp;</p>

<h1><strong>Role of Media Agencies in Loyalty Strategy&nbsp;</strong></h1>

<p><strong><img alt="" src="https://go.inmobi.net/hubfs/InMobi%20OneDSP%20Blogs_2025/Omnichannel%20Loyalty%20Strategies/role%20of%20agencies.png" style="width: 800px;" /></strong></p>

<p>Agencies have the unique perspective of getting a behind-the-scenes look at the evolution of mobile app-driven loyalty programs for a variety of organizations with a range of goals and levels of sophistication. This unique perspective enables them to serve as a consultative resource, streamlining optimization of the channel mix, budget allocation, and campaign execution.&nbsp;</p>

<ol>
	<li><strong>Channel Mix:</strong> Agencies help advertisers balance mobile-first and web-first approaches, maximizing in-app engagement, push notifications, and gamification for mobile users while leveraging SEO, content marketing, and retargeting for web users. Also helping identify the right platform.&nbsp;&nbsp;</li>
	<li><strong>Budget Allocation:</strong> Agencies optimize media spending across digital channels to maximize ROI. They strategically allocate budgets toward high-impact platforms, ensuring cost-efficient customer acquisition, re-engagement, and retention.&nbsp;&nbsp;</li>
	<li><strong>Personalized Messaging: </strong>A strong brand narrative builds trust and long-term engagement. Agencies craft messaging strategies that integrate brand and performance media, balancing storytelling with measurable outcomes. In-app engagement to help advertisers identify and capitalize on key mobile moments, delivering contextually relevant messaging that enhances engagement.&nbsp;</li>
	<li><strong>Campaign Execution: </strong>Agencies lead execution across paid media, re-engagement campaigns, and retention strategies, ensuring that messaging remains relevant and timely. With support from partners (like a full-service DSP), they use AI-driven insights and personalize outreach efforts to reduce churn and maximize conversions. They ensure brands connect with users across third-party apps and owned platforms, amplifying reach and interaction.&nbsp;</li>
</ol>

<p>With users spending more time than ever on mobile while at the same time downloading and using fewer apps as <a href="http://advertising.inmobi.com/blog/mobile-apps-the-centerpiece-of-modern-brand-loyalty">they become loyal to favorites</a>, evolved agencies have a great focus on partners with sizable reach across mobile devices. Hence, it is critical to select the right ad tech&nbsp;partners for execution of a successful loyalty campaign. With agencies having visibility and experience across the full ad tech landscape, they are well-positioned to help advertisers assess the factors most important to their unique objectives, including prioritization of platforms that offer AI-led creative optimization, ML-driven data utilization, data accessibility, sophisticated bidders, and transparency in reporting, to maximize their ad performance.&nbsp;</p>

<p>&nbsp;</p>

<h2><strong>How Media Agencies Choose the Right Mobile Ad Tech Partners&nbsp;</strong></h2>

<p>Agencies assess the following capabilities of potential ad tech&nbsp;partners:&nbsp;</p>

<ol>
	<li><strong>AI-Driven Targeting and&nbsp;DSP Integration:</strong>&nbsp;Agencies seek partners with robust machine learning capabilities to analyze first-party and third-party data for precise audience segmentation. This enables efficient customer acquisition by targeting high-value users at the right time and frequency. Full-service Demand-Side Platforms (DSPs) act as an extension of agency teams, streamlining ad delivery, optimizing supply paths, and improving ROI.&nbsp;</li>
	<li><strong>Access to Premium Inventories: </strong>Ensuring access to high-quality ad placements across multiple surfaces, including in-app, mobile web, and lock screens, is crucial for campaign reach. Agencies prioritize partners with direct inventory access and premium ad exchanges, maximizing engagement opportunities across diverse mobile environments.&nbsp;</li>
	<li><strong>Creative Optimization and&nbsp;Innovation:</strong> Personalization remains key to engagement. Agencies look for AdTech partners with AI/ML-driven creative selection capabilities which optimizes deliveries on best performing creatives. Further, partners which offer a first-principal approach and custom creative solutions like playables, innovative engagement units, and other interactive formats help ensure differentiation in a competitive digital space.&nbsp;</li>
	<li><strong>Advanced Bidding and&nbsp;User Whitelisting:</strong>&nbsp;Machine learning-powered bidders help agencies whitelist high-intent users, ensuring that ad spends are allocated toward audiences most likely to convert. This optimizes budget efficiency and increases retention rates.&nbsp;</li>
	<li><strong>Advanced Remarketing and&nbsp;Cross-OS Targeting Capabilities:</strong>&nbsp;Agencies prioritize AdTech solutions that enable seamless remarketing across operating systems while adapting to evolving privacy constraints. With deterministic tracking limitations, a combination of privacy-compliant technologies like SKAN and probabilistic attribution models helps infer user journeys, optimize re-engagement, and assess post-install actions effectively. By leveraging machine learning and predictive analytics, agencies empower advertisers to reconnect with high-value users while ensuring compliance with data privacy regulations.&nbsp;<br />
	InMobi Performance Solutions have helped&nbsp;marquee advertisers across the globe for remarketing campaigns, like <a href="https://advertising.inmobi.com/case-study/homeplus-achieves-13x-roas-with-remarketing-campaigns">Homeplus</a> in South Korea and <a href="https://advertising.inmobi.com/case-study/swiggy-aces-user-acquisition-and-remarketing-with-inmobi-advertising-and-appsflyer">Swiggy</a> in India,&nbsp;that have become huge success stories.&nbsp;</li>
	<li><strong>Reporting and&nbsp;Transparency:</strong>&nbsp;Measurability is key in loyalty marketing, and agencies prioritize AdTech partners that provide comprehensive, transparent reporting. By working with Mobile Measurement Partners (MMPs), brands gain clear visibility into campaign performance, allowing for data-driven optimizations.&nbsp;InMobi Performance Solutions work in close collaboration with <a href="http://advertising.inmobi.com/blog/partners-for-growth-inmobi-advertising-appsflyer">leading Mobile Measurement Partners</a> (MMPs)&nbsp;to support advertisers&#39; mobile growth strategies and maintain transparent reporting.<br />
	&nbsp;</li>
</ol>

<h1><strong>Best Practices for Loyalty Campaigns&nbsp;</strong></h1>

<p><strong><img alt="" src="https://go.inmobi.net/hubfs/InMobi%20OneDSP%20Blogs_2025/Omnichannel%20Loyalty%20Strategies/best%20practices.png" style="height: 412px; width: 800px;" /></strong></p>

<p>Maintaining user engagement in loyalty marketing requires strategic execution, especially in the modern mobile landscape:&nbsp;</p>

<ol>
	<li><strong>Optimize Mobile Notifications:</strong> Avoid over-communication through push notifications to prevent user fatigue.&nbsp;</li>
	<li><strong>Segmented Mobile Campaigns:</strong> Tailor messaging based on user behaviors and demographics to deliver personalized content.&nbsp;</li>
	<li><strong>Data-Driven Mobile Loyalty Structures: </strong>Utilize analytics to personalize experiences, strengthening customer relationships.&nbsp;</li>
</ol>

<p><a href="https://content-na1.emarketer.com/sephora-s-loyalty-svp-shares-tips-on-creating-best-in-class-loyalty-program">Sephora&#39;s Beauty Insider program</a>&nbsp;exemplifies effective mobile engagement with balanced engagement and communication fostering customer loyalty. The program offers a mobile app that provides personalized product recommendations, access to the Beauty Insider Community, and exclusive promotions. This approach fosters a sense of community and keeps members engaged beyond purchases. Additionally, Sephora introduced Beauty Insider Challenges &ndash; gamified experiences accessible via their mobile app, allowing members to earn points by completing tasks such as using in-store services or engaging with digital features. This strategy not only increases purchases through rewards but also encourages exploration of Sephora&#39;s offerings, enhancing customer loyalty through interactive mobile experiences.</p>

<p>&nbsp;</p>

<h2><strong>The Future of Omnichannel Loyalty&nbsp;</strong></h2>

<p>As omnichannel loyalty strategies become essential to long-term retention, media agencies play a pivotal role in orchestrating comprehensive engagement initiatives that span multiple channels. By expertly marrying brand storytelling with performance-driven tactics, agencies ensure that loyalty strategies drive both immediate conversions and long-term brand equity.&nbsp;</p>

<p>Media agencies have the expertise to bridge the gap between web and mobile experiences, ensuring a seamless journey for customers across platforms. Their strategic approach to integrating creative innovation, AI-driven targeting, and transparent measurement practices makes them invaluable partners in maximizing user retention and brand loyalty.&nbsp;</p>

<blockquote>
<p><em>"In today&rsquo;s competitive digital landscape, media agencies unite omnichannel strategies, personalized loyalty programs, and data-driven AdTech to boost user retention and build enduring brand relationships."&nbsp;</em></p>

<p><em>Dharak Desai, Regional VP </em>&ndash; Performance Sales NA &amp; EMEA, InMobi</p>
</blockquote>

<p>&nbsp;</p>

<h2><strong>Join Us on the Journey&nbsp;</strong></h2>

<p>As we continue to explore the facets of user retention and loyalty, join us on this journey. Subscribe now below to receive updates and insights that will empower your brand to thrive in today&#39;s dynamic market.&nbsp;</p>]]></description>
      <dc:subject><![CDATA[Advertising, Product and Technology, Understanding Consumers, English (EN): inmobi.com, Global, Growth Marketing,]]></dc:subject>
      
      <dc:creator><![CDATA[ Team InMobi  ]]></dc:creator>
      
      <dc:date>2025-03-11T07:00:00+00:00</dc:date>
    </item>
  
    <item>
      <title><![CDATA[InMobi Advertising Adds Additional Certifications and Rises to Platinum Status with the Trustworthy Accountability Group]]></title>
      <link>https://www.inmobi.com/blog/2025/03/06/inmobi-advertising-adds-additional-certifications-and-rises-to-platinum-status-with-the-trustworthy-accountability-group/</link>
      <guid>https://www.inmobi.com/blog/2025/03/06/inmobi-advertising-adds-additional-certifications-and-rises-to-platinum-status-with-the-trustworthy-accountability-group/</guid>
      <description><![CDATA[<p>At InMobi Advertising, brand safety and responsible media advertising isn&rsquo;t just a promise; it&rsquo;s a measurable commitment to protecting advertisers, consumers and the integrity of the digital ecosystem. Our team goes beyond compliance, ensuring that every ad runs in a clean, secure and high-attention environment.</p>

<p>So, we&rsquo;re pleased to announce that InMobi Advertising has added two new certifications from the Trustworthy Accountability Group (<a href="https://www.tagtoday.net/" target="_blank">TAG</a>). In addition to being Certified against Fraud, InMobi Advertising is now Certified against Malware and Brand Safety Certified. With these two new certifications, InMobi Advertising is a Platinum Partner, the highest recognition from TAG for companies adopting rigorous standards to protect partners and the industry.</p>

<p>&ldquo;Achieving TAG Platinum status is TAG&#39;s highest honor, signifying that a company has implemented rigorous protections across at least three of TAG&#39;s program areas to protect its clients and partners," said TAG CEO Mike Zaneis. "We are delighted to recognize InMobi Advertising for implementing the full scope of industry best practices necessary to achieve TAG Platinum status and protect the digital advertising supply chain, and we look forward to continuing to work with InMobi Advertising to raise and extend our industry&#39;s standards in future."</p>

<p>The InMobi Advertising standard on brand safety and responsible media goes well beyond TAG certification:</p>

<p><strong>Responsible, Transparent Media:</strong></p>

<ul>
	<li>Privacy-first advertising that respects data compliance standards (GDPR, CCPA and others)</li>
	<li>Direct SDK integration more than 5,000 publishers and 50,000 apps across the globe, lowering overall emissions across our supply chain</li>
	<li>AI-powered contextual targeting to prevent ads from appearing near inappropriate content</li>
	<li>Only around 5% of supply is flagged as not brand suitable, post-bid, resulting in TAG&rsquo;s &lsquo;Certified for Brand Safety&rsquo; seal, confirming our best-in-class brand safety compliance</li>
</ul>

<p><strong>Verified, Fraud-Free Inventory:</strong></p>

<ul>
	<li>Proactive monitoring and real-time fraud protection through DoubleVerify and HUMAN</li>
	<li>Incoming supply verified against Jounce data for untrusted, cheap reach and made for advertising (MFA)</li>
	<li>Verification of on-boarded supply against Data Center IP (DCIP) and Pirate Mobile App List (PMAL), updated frequently by TAG</li>
	<li>IVT rates less than 1%, keeping fraudulent activity well below industry norms, which re-affirms our positioning as a recertified partner against fraud</li>
</ul>

<p><strong>Industry-Leading Viewability and Engagement:</strong></p>

<ul>
	<li>87% viewability for display ads; 80.8% viewability for video ads</li>
	<li>Full-screen interstitials drive 25% higher attention than standard benchmarks</li>
	<li>Every creative coming into the platform gets scanned through GeoEdge to weed out content that&rsquo;s sensitive or offensive, has any malware or cyber-security risks, protecting both advertisers and publishers</li>
	<li>TAG&rsquo;s anti-malware seal further confirms that we enable effective, engaging advertising while taking care of client sensitivities and protecting the consumers&nbsp;</li>
</ul>

<p>The certifications and Platinum Status reconfirm InMobi Advertising&rsquo;s commitment to brand safety, supply path verification, and adequate measures to protect brands, publishers, and consumers, ensuring high-impact advertising that drives real connections between brands and consumers.&nbsp;</p>]]></description>
      <dc:subject><![CDATA[Trust and Brand Safety, English (EN): inmobi.com, Global, Brand Marketing,]]></dc:subject>
      
      <dc:creator><![CDATA[ Team InMobi  ]]></dc:creator>
      
      <dc:date>2025-03-06T05:25:00+00:00</dc:date>
    </item>
  
    <item>
      <title><![CDATA[Mobile Apps: The Centerpiece of Modern Brand Loyalty ]]></title>
      <link>https://www.inmobi.com/blog/2025/02/17/mobile-apps-the-centerpiece-of-modern-brand-loyalty/</link>
      <guid>https://www.inmobi.com/blog/2025/02/17/mobile-apps-the-centerpiece-of-modern-brand-loyalty/</guid>
      <description><![CDATA[<blockquote>
<p><em>&ldquo;<a href="http://youtu.be/ANzjSFJIOPk">Loyalty program is synonymous with apps. It should be the</a><a href="https://youtu.be/ANzjSFJIOPk"> best experience of your brand</a>&rdquo;&nbsp;</em></p>

<p><em>- Ashley Travis, Sr. Director Media, Loyalty, Digital Merchandising, Pizza Hut</em></p>
</blockquote>

<p>In today&rsquo;s mobile-first world, apps have evolved into the heartbeat of modern brand loyalty. With users spending an average of five hours daily on mobile devices and dedicating <a href="https://www.statista.com/statistics/271644/worldwide-free-and-paid-mobile-app-store-downloads/">90% of that time to apps</a>, the role of mobile apps in shaping consumer behavior has reached unparalleled significance.&nbsp;&nbsp;</p>

<p>Apps are no longer just transactional tools; they are the digital gateway to omnichannel brand experiences. Advertisers that succeed in this space understand that an app is more than a product&mdash;it is a bridge to deeper, more meaningful relationships. However, while people are spending more time than ever on their mobile devices, they are <strong>installing</strong> (12% decline) <strong>and opening fewer apps</strong> <a href="https://content-na1.emarketer.com/meta-s-ad-revenue-share-vastly-exceeds-its-share-of-consumer-time">(7% decline)</a> <strong>per month </strong>(2023 vs. 2020). At the same time, session lengths are increasing, suggesting that while users engage with fewer apps, they do so more deeply. This makes it even more critical for brands to focus on sustained engagement beyond just the initial install.&nbsp;</p>

<p>This shift indicates that users are becoming increasingly loyal to their preferred apps and have less appetite to discover new ones. As a result, brands must focus on delivering sustained engagement beyond just the initial install to maintain their place in users&#39; daily routines.&nbsp;</p>

<h2><strong>Challenges in the Modern Loyalty Landscape&nbsp;</strong></h2>

<p><strong><img alt="" src="https://go.inmobi.net/hubfs/InMobi%20OneDSP%20Blogs_2025/Brand%20Loyalty%20Blog/Updated/Section_%20Challenges%20in%20the%20Modern%20Loyalty%20Landscape.png" style="width: 776px; height: 400px;" /></strong></p>

<p>While mobile time spent continues to rise, privacy-first frameworks like Apple&rsquo;s ATT and SKAdNetwork have disrupted traditional data attribution methods. This has forced performance marketers to reimagine how they measure app success while respecting user privacy. For example:&nbsp;</p>

<ul>
	<li>On iOS the users opt in rate to ATT when prompted has improved year on year, with gaming (37%), F&amp;B (34%), and e-commerce (34%) leading the categories. However, this still requires marketers to clearly articulate the value exchange. Cross-promotion continues to be a powerful tool in increasing opt-in rates, especially within the hyper-casual gaming sector. Although it already has the highest opt-in rate across networks for games, this figure rises significantly to 59% for installs driven by cross-promotion.&nbsp;</li>
	<li>AI/ML technologies are increasingly used to bridge the gap created by limited real-time feedback, enabling predictive analytics and personalized experiences.&nbsp;</li>
</ul>

<h2><strong>Why Mobile Apps Are Critical to Loyalty&nbsp;</strong></h2>

<p><strong><img alt="" src="https://go.inmobi.net/hubfs/InMobi%20OneDSP%20Blogs_2025/Brand%20Loyalty%20Blog/Updated/Section_%20Why%20Mobile%20Apps%20Are%20Critical%20to%20Loyalty.png" style="width: 776px; height: 400px;" /></strong></p>

<p>Mobile apps have become the most direct and consistent touchpoint for consumer engagement, enabling seamless and on-demand interactions. With <a href="https://www.emarketer.com/content/the-majority-of-americans-mobile-time-spent-takes-place-in-apps?utm_source=chatgpt.com">9 out of 10 mobile</a> minutes spent in-app, advertisers must leverage this opportunity to build deeper relationships with their users. However, retention remains a challenge &ndash; Day 14&nbsp;retention rates have <a href="https://www.businessofapps.com/guide/mobile-app-retention/?utm_source=chatgpt.com">declined by 15% year-over-year</a>. This highlights the need for brands to prioritize meaningful, loyalty-driven engagement that extends well beyond the initial download.&nbsp;</p>

<p>The key lies in delivering hyper-personalized experiences, powered by data-driven insights and AI-driven optimizations.&nbsp;</p>

<p>Mobile apps offer unparalleled opportunities for brands to deepen customer relationships. Successful programs like <a href="https://www.businessinsider.com/mcdonalds-earnings-loyalty-program-fast-food-sales-2025-2?">MyMcDonald&rsquo;s Rewards</a> (over 175 million active users within a 90-day period across 60 markets) show the power of app-based engagement and how loyalty programs drive retention.&nbsp;</p>

<p>In the Food &amp; Beverage industry, the adoption of loyalty programs has significantly increased, leading to a surge in app installations and user engagement. For instance, Chipotle&#39;s loyalty program, launched in 2019, has grown to over 40 million members by early 2024, contributing to substantial <a href="https://www.businessinsider.com/how-starbucks-new-ceo-brian-niccol-transformed-chipotle-chipotlane-automation-2024-8?utm_source=chatgpt.com">increases in digital sales</a>. Similarly, Starbucks&#39; Rewards program boasts nearly 34 million members, accounting for <a href="https://www.businessinsider.com/companies-are-doubling-down-on-loyalty-programs-2024-8">60% of the company&#39;s sales</a>.&nbsp;&nbsp;</p>

<p>These examples highlight how well-implemented loyalty programs can enhance customer engagement and drive sales.&nbsp;</p>

<ul>
	<li><strong>Loyalty-driven engagement works</strong>:&nbsp;U.S. consumers held an average of <a href="https://content-na1.emarketer.com/us-retail-loyalty-programs-2024">17.9 loyalty program memberships in 2023</a>, actively participating in 50% of them.</li>
	<li><strong>First-Party Data Utilization</strong>: Apps provide valuable user insights, purchases, preferences, and behaviors enabling optimized loyalty strategies.&nbsp;</li>
	<li><strong>AI &amp; ML for Predictive Insights</strong>: Advanced analytics help anticipate user needs and refine marketing efforts.&nbsp;</li>
	<li><strong>Omnichannel Strategies</strong>: Integrating AI-powered personalization with media planning ensures seamless and effective engagement.&nbsp;</li>
	<li><strong>Adapting to Privacy Regulations</strong>: Balancing user privacy with personalization through privacy-safe attribution and contextual targeting is key.&nbsp;</li>
</ul>

<p>The evolution of app loyalty is unfolding rapidly, and staying ahead requires continuous adaptation and innovation. From AI-driven optimizations to omnichannel execution, brands that harness the full potential of mobile apps will set the benchmark for success in the digital era.&nbsp;</p>

<p>&nbsp;</p>

<blockquote>
<p><em>"At InMobi, we collaborate with leading brands to elevate their loyalty programs, ensuring seamless user acquisition and long-term retention. By leveraging data-driven insights and AI-powered personalization, we help brands build deeper, more meaningful connections with their customers&mdash;turning one-time users into lifelong loyalists."&nbsp;</em></p>

<p><em>- Abhinav Mohan, VP &amp; GM- Global Performance Revenue, InMobi&nbsp;&nbsp;</em></p>
</blockquote>

<p>&nbsp;</p>

<h2><strong>Join Us on the Journey&nbsp;</strong></h2>

<p>This series is your guide to navigating the dynamic world of mobile app loyalty. Whether you are looking to refine your app strategy, design innovative loyalty programs, or leverage data to its fullest potential, there is something here for you.&nbsp;</p>

<p>Do not miss out&nbsp;&ndash;&nbsp;<strong>subscribe now</strong> to stay updated as we reveal strategies that will define the future of mobile-driven loyalty.&nbsp;</p>]]></description>
      <dc:subject><![CDATA[Advertising, Consumer Research, Product and Technology, English (EN): inmobi.com, Global, Growth Marketing,]]></dc:subject>
      
      <dc:creator><![CDATA[ Team InMobi  ]]></dc:creator>
      
      <dc:date>2025-02-17T02:17:00+00:00</dc:date>
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    <item>
      <title><![CDATA[Gamesforum Barcelona 2025 Recap: Optimizing Ad Monetization with Ad Diversification, Ad Quality and More ]]></title>
      <link>https://www.inmobi.com/blog/2025/02/13/gamesforum-barcelona-2025-recap-optimizing-ad-monetization-with-ad-diversification-ad-quality-and-more/</link>
      <guid>https://www.inmobi.com/blog/2025/02/13/gamesforum-barcelona-2025-recap-optimizing-ad-monetization-with-ad-diversification-ad-quality-and-more/</guid>
      <description><![CDATA[<p>At the recently wrapped Gamesforum Barcelona, ad diversification, ad quality, and user segmentation dominated the ad monetization discussions. Let&rsquo;s dive into some key insights and best practices for app publishers, and how InMobi Advertising can help drive impact.</p>

<h3>A. Ad Diversification with Brand Ads</h3>

<p>The growing role of brand ads for ad diversification was a major theme, highlighted across two panels, <strong>Gamesforum Unfiltered: Monetization</strong> and <strong>Changes to Templates: Ad Experiences &amp; Quality</strong>. Panelists from LoopMe and PubMatic emphasized that brand ads are essential for creating a well-rounded and immersive user experience in games, especially when introduced early in the user journey as players are already familiar with major brands.</p>

<p>Srivatsa Narasimhan, General Manager and Vice President at Scopely, shared how Marvel was a perfect brand fit for Monopoly, showcasing the potential of well-aligned brand placements in games. However, not all publishers were convinced. Some stated that brand ads must go beyond just being a buzzword and simply inserting banner formats won&rsquo;t cut it. Most importantly, for brand ads to gain traction, their ARPDAU and eCPMs must be competitive to become a sustainable revenue stream for publishers.</p>

<h3>B. Optimizing Ad Quality for Maximum Impact</h3>

<p>The importance of rendering more thoughtful ads resonated strongly throughout sessions, with a shared belief that long-term impact matters more than short-term attention. Testing effective ad content also remains a challenge for publishers due to ever-evolving APIs, limited publisher control, and seasonal fluctuations in ad content.</p>

<p>InMobi Advertising enables ad diversification for publishers through its network of 400K+ advertisers and 180+ DSPs, delivering a mix of brand and app install ads. Watch Kunal Nagpal, Chief Business Officer, InMobi Advertising, discuss how a full-funnel approach enhances ad quality, engagement, and more, with MobileGroove.</p>

<h3>C. Effective User Segmentation and Signal Utilization</h3>

<p>On user segmentation, there were discussions on leveraging more signals to deliver relevant ads. Start.io explained how for new users, signals can be initially limited to demographics and location, but as engagement progresses, additional signals emerge that can help improve campaign ROI for advertisers.</p>

<p>InMobi Advertising hosted a panel on Leveraging First-Party Signals for Ad Monetization, using signals beyond segmentation and analytics use cases. The group showcased how publishers can pass existing signals to convey user value to buyers, unlock premium brand ad spend, and enhance bidding strategies. These signals require no consent pop-ups or new addendums, only signals that add value.</p>

<p>Bo&#382;o Jankovic, Head of Ad Monetization, GameBiz Consulting shared a publisher&rsquo;s perspective on the need for standardization of these signals and more clarity on the expected revenue impact.</p>

<p>InMobi Advertising is running a closed beta with three casual gaming publishers to test its first-party signals feature. Reach out to your Customer Success Manager or write to <a href="mailto:supply@inmobi.com">supply@inmobi.com</a> for more details.</p>]]></description>
      <dc:subject><![CDATA[Events, In-App Monetization, English (EN): inmobi.com, Global, Ad Monetization,]]></dc:subject>
      
      <dc:creator><![CDATA[ Nishita Kini,  Product Marketing Manager  ]]></dc:creator>
      
      <dc:date>2025-02-13T14:39:00+00:00</dc:date>
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    <item>
      <title><![CDATA[Maximizing Growth Through Partnerships: Spotlight on InMobi Advertising and AppsFlyer]]></title>
      <link>https://www.inmobi.com/blog/2025/01/30/partners-for-growth-inmobi-advertising-appsflyer/</link>
      <guid>https://www.inmobi.com/blog/2025/01/30/partners-for-growth-inmobi-advertising-appsflyer/</guid>
      <description><![CDATA[<p>Unlocking and continuing to accelerate app growth in the modern mobile era is an increasingly complex task for marketers to master and making the most of strategic partnerships across the AdTech ecosystem has proven to be one of the most effective tools for fortifying app growth strategies.&nbsp; This is why InMobi Advertising is launching a new series called Maximizing Growth Through Partnerships that&rsquo;s dedicated to shining a light on these powerful connections and how they benefit the app marketing community.</p>

<p><strong>Celebrating our partner AppsFlyer</strong></p>

<p><img alt="" src="https://web.inmobicdn.net/website/website/6.0.1/ui/uploads/blog/MAMA-SF-InMobi-AppsFlyer.jpeg" style="width: 425px; height: 319px; float: right; margin: 5px;" />After an inspiring MAMA San Francisco 2025, InMobi Advertising is thrilled to spotlight our rich collaboration with partner AppsFlyer, the global leader in marketing measurement, attribution, and data analytics, which our team is honored to be recognized by in the <a href="https://www.appsflyer.com/resources/reports/performance-index/">17</a><a href="https://www.appsflyer.com/resources/reports/performance-index/"><sup>th</sup></a><a href="https://www.appsflyer.com/resources/reports/performance-index/"> edition of the AppsFlyer Performance Index</a>.</p>

<p>With the launch of their <a href="https://www.appsflyer.com/solutions/partner-program/">current partner program</a>, AppsFlyer set a new standard for how the full range of ecosystem partners that each play a distinct role in bringing app growth strategies to life can forge a united front oriented around exceeding the business objectives of their mutual customers. InMobi Advertising is pleased to have attained the rank of AppsFlyer Advance Partner and has found this robust program to be an excellent catalyst for nurturing highly effective collaboration.</p>

<blockquote>
<p>&ldquo;The InMobi Advertising and AppsFlyer teams maintain a strong, collaborative relationship organically. The AppsFlyer Partner Program allows us to leverage these natural synergies to deliver more for performance marketers,&rdquo; adds Vasuta Agarwal, InMobi Advertising Chief Business Officer for Performance Marketing.&nbsp; &ldquo;AppsFlyer&rsquo;s comprehensive partner engagement approach brings more opportunities to pursue joint initiatives in thoughtful ways that deliver maximum benefit to our mutual clients, respective businesses, and the industry at-large.&rdquo;</p>
</blockquote>

<p><strong>How joint InMobi Advertising and AppsFlyer customers are realizing the value of our partnership</strong></p>

<p>The close collaboration between InMobi Advertising and AppsFlyer bolstered by their enhanced Partner Program is already driving meaningful results for growth marketers across a wide range of app categories and geographic boundaries, including MobilityWare.</p>

<p>When iOS AppTrackingTransparency (ATT) upended the app growth campaign attribution and optimization workflow back in 2020, questions arose in its immediate aftermath around the role Mobile Measurement Platforms (MMPs) would play in a privacy-first world as Apple directed focus towards its own privacy-preserving attribution framework SKAdNetwork (SKAN) in tandem.</p>

<p>Savvy app marketers like MobilityWare quickly recognized that campaign attribution in a privacy-first world made their work with AppsFlyer more business-critical than ever.&nbsp; InMobi Advertising was an early advocate of AppsFlyer&rsquo;s Single Source of Truth (SSOT) solution which brings a nuanced, hybrid approach to iOS campaign attribution that unifies and de-duplicates insights gleaned from Apple&rsquo;s SKAN as well as all other iOS attribution models.</p>

<p>MobilityWare embraced AppsFlyer&rsquo;s novel iOS campaign attribution approach <a href="https://advertising.inmobi.com/case-study/mobilityware-plays-to-win-in-a-privacy-first-world-on-ios">at the recommendation of InMobi Advertising</a>.&nbsp;</p>

<blockquote>
<p>&ldquo;As an ad monetized business, predicting the full value of users during the first 48 hours post-install has proven challenging in the wake of ATT,&rdquo; explains MobilityWare&rsquo;s Chris Kim. &ldquo;InMobi and AppsFlyer have been great partners in helping us overcome these obstacles and uncover meaningful insights that balance SKAN and probabilistic attribution data.&rdquo;</p>
</blockquote>

<p>Hear for yourself how MobilityWare is unlocking the additive benefits that arise when key partners come together in joint pursuit of solutions tailored to an app&rsquo;s unique business objectives in an upcoming episode of the <a href="https://www.pocketgamer.biz/podcasts/" target="_blank">PocketGamer podcast</a> releasing on February 25. &nbsp;You can be sure hosts Peggy Anne Salz and Brian Baglow will dig into how this powerful engagement model illustrates a highly effective modern playbook for app growth during their illuminating discussion with MobilityWare Director of UA, Chris Kim who was joined by Adam Smart, AppsFlyer&rsquo;s Director of Product for Gaming, and InMobi Advertising VP of App Growth Strategy and Solutions, Dharak Desai.&nbsp;&nbsp;</p>

<blockquote>
<p>&ldquo;It&rsquo;s been rewarding to see partners like InMobi Advertising fully embrace the intent of our structured Partner Program,&rdquo; says Idan Horenczyk, Senior Partner Development Manager at AppsFlyer. &ldquo;We&rsquo;ve seen a notable increase in the volume and effectiveness of engagement between our respective teams across all practice areas from senior leadership to tactical execution, which in turn has delivered real-world value to our mutual clients.&rdquo;&nbsp;</p>
</blockquote>

<p><strong>Explore how your app growth plans can benefit from our partnership with AppsFlyer</strong></p>

<p><img alt="AppsFlyer Advance Media Partner | InMobi Advertising" src="https://web.inmobicdn.net/website/website/6.0.1/ui/uploads/blog/Advance_Media_Partner_Rectangle.png" style="float: right; height: 97px; width: 301px; margin-left: 5px; margin-right: 5px;" />InMobi Advertising loved connecting with the AppsFlyer team and many of our joint clients at <a href="https://mama.appsflyer.com/" target="_blank">AppsFlyer MAMA</a> San Francisco this week, and looks forward to supporting more MAMA events around the globe where you can connect with both our teams live.&nbsp; And you can always reach out to your InMobi Advertising or AppsFlyer account teams to explore how our partnership can benefit your app&rsquo;s growth strategies.</p>]]></description>
      <dc:subject><![CDATA[Acquiring New Users, Advertising, Success Stories, English (EN): inmobi.com, Growth Marketing,]]></dc:subject>
      
      <dc:creator><![CDATA[ Team InMobi  ]]></dc:creator>
      
      <dc:date>2025-01-30T23:00:00+00:00</dc:date>
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    <item>
      <title><![CDATA[AdTech at CES 2025: AI, Data Innovation and Immersive Ad Experiences]]></title>
      <link>https://www.inmobi.com/blog/2025/01/08/adtech-at-ces-2025-ai-data-innovation-and-immersive-ad-experiences/</link>
      <guid>https://www.inmobi.com/blog/2025/01/08/adtech-at-ces-2025-ai-data-innovation-and-immersive-ad-experiences/</guid>
      <description><![CDATA[<p>With CES and the advertising-focused C-Space kicking-off this week, here are some of the key highlights and trends our experts are expecting to be at the center of conversation:</p>

<ol>
	<li><strong>AI-Powered Personalization:</strong> Breakthrough discussions on how artificial intelligence is revolutionizing targeted advertising, making marketing more intelligent, more intuitive and more beautiful than ever before.</li>
	<li><strong>Privacy-First Ad Strategies:</strong> Further advancements that help balance hyper-personalization coupled with robust data protection &ndash; now the holy grail of modern digital marketing.</li>
	<li><strong>Immersive Ad Experiences:</strong> Demonstrations of augmented reality and interactive advertising technologies that transform how brands connect with consumers.</li>
	<li><strong>Ethical Data Utilization:</strong> The future of responsible data collection and use, addressing the critical balance between deep insights and consumer privacy.</li>
	<li><strong>Emerging Platforms and Channels:</strong> Insights into emerging advertising technologies that are set to reshape digital marketing in 2025 and beyond.</li>
</ol>

<p>Conversations at CES always set the tone for the first half of the year; the topics, trends and networking are always a highlight for the InMobi Advertising team and we look forward to exploring the future of advertising together.&nbsp;</p>]]></description>
      <dc:subject><![CDATA[Acquiring New Users, Understanding Consumers, English (EN): inmobi.com, North America, Brand Marketing,]]></dc:subject>
      
      <dc:creator><![CDATA[ Team InMobi  ]]></dc:creator>
      
      <dc:date>2025-01-08T05:13:00+00:00</dc:date>
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    <item>
      <title><![CDATA[Unlock New Monetization Opportunities with InMobi Advertising on Google SDK Bidding]]></title>
      <link>https://www.inmobi.com/blog/2025/01/07/unlock-new-monetization-opportunities-with-inmobi-advertising-on-google-sdk-bidding/</link>
      <guid>https://www.inmobi.com/blog/2025/01/07/unlock-new-monetization-opportunities-with-inmobi-advertising-on-google-sdk-bidding/</guid>
      <description><![CDATA[<p>InMobi Advertising is excited to announce that our demand is now available in open beta to all publishers using AdMob and Ad Manager via the SDK bidding program. InMobi Advertising has long empowered publishers to effortlessly monetize through their preferred mediation platforms. With this latest milestone, publishers using Google mediation can configure InMobi Advertising as a bidder within their waterfall and SDK bidding integration.</p>

<p>InMobi Advertising via Google SDK bidding unlocks new monetization potential for publishers such as:</p>

<ol>
	<li>
	<p><strong>Harnessing the power of bidding with the InMobi Advertising SDK</strong></p>

	<p>InMobi Advertising via SDK bidding empowers publishers with enhanced demand access, improved timeouts, and reliable ad rendering capabilities. Publishers with active SDK bidding integrations attract a broader range of buyers, including those who exclusively bid on SDK bidding-enabled apps.</p>

	<p>InMobi Advertising&rsquo;s buyers bring diverse demand, ranging from brand awareness to app install ads. Publishers can drive user engagement and retention by receiving relevant ads that seamlessly integrate with gameplay and minimize disruption. Leveraging SDK bidding ensures smooth, consistent ad rendering, delivering high-quality, engaging experiences optimized for user satisfaction.</p>
	</li>
	<li>
	<p><strong>Combining bidding and waterfall monetization</strong></p>

	<p>With InMobi Advertising, publishers have the flexibility to monetize their apps with both waterfall and bidding. Support for hybrid integration means that publishers can integrate without removing existing setups, while having the optionality to optimize monetization strategy without sacrificing the unique advantages of each auction type.</p>

	<p>Waterfall offers manual optimization and access to a diverse range of ad sources, while bidding enables real-time competition among all buyers.</p>
	</li>
	<li>
	<p><strong>Enhancing addressability with the InMobi Advertising SDK</strong></p>

	<p>Adopting the right strategies to enhance addressability is critical to boost monetization. SDK-based integrations enable robust signal collection, increasing the value of impressions by making apps and users more discoverable for buyers.</p>

	<p>The InMobi Advertising SDK also supports Google&rsquo;s Secure Signals, simplifying the process of passing key signals publishers use regularly, including first-party data and universal IDs.</p>
	</li>
</ol>

<p><strong>Kickstart Monetization with InMobi Advertising on Google SDK bidding</strong></p>

<p>Since April 2024, over 100 gaming and non-gaming publishers have enabled SDK bidding with InMobi Advertising. <strong>Get started with <a href="https://developers.google.com/admob/android/mediation/inmobi" target="_blank">AdMob</a> or <a href="https://developers.google.com/ad-manager/mobile-ads-sdk/android/mediation/inmobi" target="_blank">Ad Manager</a> to integrate the InMobi Advertising SDK today</strong>.&nbsp;</p>]]></description>
      <dc:subject><![CDATA[In-App Monetization, English (EN): inmobi.com, Global, Ad Monetization,]]></dc:subject>
      
      <dc:creator><![CDATA[ Team InMobi  ]]></dc:creator>
      
      <dc:date>2025-01-07T04:58:00+00:00</dc:date>
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    <item>
      <title><![CDATA[InMobi Advertising Recognized as a ‘Strong Performer’ and ‘Mobile Must Have’ in The Forrester Wave™: Sell-Side Platforms, Q4 2024 ]]></title>
      <link>https://www.inmobi.com/blog/2024/10/31/inmobi-advertising-recognized-as-a-strong-performer-and-mobile-must-have-in-the-forrester-wave-sell-side-platforms-q4-2024/</link>
      <guid>https://www.inmobi.com/blog/2024/10/31/inmobi-advertising-recognized-as-a-strong-performer-and-mobile-must-have-in-the-forrester-wave-sell-side-platforms-q4-2024/</guid>
      <description><![CDATA[<p>InMobi Advertising is thrilled to have been named a &lsquo;Strong Performer&rsquo; in The Forrester Wave&trade;: Sell-Side Platforms, Q4 2024. We believe this recognition underscores our commitment to providing top-notch monetization and marketing technologies that help businesses fuel growth.</p>

<p>The Forrester Wave report evaluated 10 platforms across 33 different criteria. InMobi Exchange was identified as a mobile-first offering and scored top marks possible in twelve criteria, including Programmatic Auctions, Desktop and Mobile Video, Mobile App, In-game, Native, Beyond RTB, Audience Creation and Targeting, Identity and Measurement, Yield Controls and Optimization, and Open Standards and Transparency.&nbsp;</p>

<p>Forrester cited InMobi Exchange as a &ldquo;mobile must-have&rdquo; stating the company &ldquo;sets the bar for maturity in the mobile ad space with a powerful combination of advertising demand sources, signal partnerships, identity solutions, and technical flexibility to bring mobile app advertising features to near-parity with web advertising.&rdquo; Forrester also noted our strategic vision along with a roadmap that &ldquo;addresses gray areas and unresolved publisher issues&hellip;with industry-first solutions like the addressability gradient.&rdquo; &nbsp;</p>

<p>As publishers work to improve the monetization dollars and reduce their own complexity, Forrester highlights three critical areas for publishers to consider when looking for an SSP provider:&nbsp;</p>

<ol>
	<li><strong>Quality Ads and Inventory: </strong>SSPs with sophisticated ad quality controls help filter out bad ads, enhancing user experience and retention.&nbsp;</li>
	<li><strong>Channel Expertise: </strong>Partners with channel-specific expertise can help publishers optimize bid requests and maximize inventory value.&nbsp;</li>
	<li><strong>Inventory Curation: </strong>SSPs that excel in curating inventory consistently deliver higher yields and help publishers stand out in a crowded market.&nbsp;&nbsp;</li>
</ol>

<p>InMobi Exchange allows publishers to unlock seamless multi-channel monetization. The platform delivers full-funnel programmatic demand and AI-driven ad experiences, ensuring robust ad quality assurance and flexible integration paths with industry-leading ad quality controls that improve user engagement. Comprehensive in-house consent, privacy, and addressability solutions empower publishers to enhance monetization effortlessly and without added costs. Beyond monetization, InMobi Advertising provides deeper discovery, distribution, and user acquisition across cutting-edge platforms and surfaces.&nbsp;</p>

<p>InMobi Exchange, in return, gives buyers unparalleled access to our global list of 40,000+ premium apps. Because of the direct inventory, buyers can access hardware-level insights, real-time ad control, and the precision needed to maximize user engagement. The direct sourced inventory also delivers a higher-level of inventory curation, resulting in higher yields. InMobi Exchange&rsquo;s inventory also goes through 100 percent pre-bid filtering of invalid traffic and vetted via our measurement partners.&nbsp;</p>

<p>The mobile-first high-attention formats, industry-leading viewability and sustainability-linked media buying options, InMobi Exchange provides brands with a secure, high-performing, and sustainable solution for impactful advertising.&nbsp;</p>]]></description>
      <dc:subject><![CDATA[Advertising, Announcements, English (EN): inmobi.com, Global, Ad Monetization,]]></dc:subject>
      
      <dc:creator><![CDATA[ Team InMobi  ]]></dc:creator>
      
      <dc:date>2024-10-31T14:26:00+00:00</dc:date>
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    <item>
      <title><![CDATA[Unveiling Hacks, Trends And Industry Shifts From Gamesforum London 2024]]></title>
      <link>https://www.inmobi.com/blog/2024/10/03/unveiling-hacks-trends-and-industry-shifts-from-gamesforum-london-2024/</link>
      <guid>https://www.inmobi.com/blog/2024/10/03/unveiling-hacks-trends-and-industry-shifts-from-gamesforum-london-2024/</guid>
      <description><![CDATA[<p>Gamesforum London 2024 was packed with trending topics and insightful discussions between top gaming publishers and vendors. We&#39;ve compiled key takeaways from the event, covering hacks, emerging trends, and industry shifts, to help shape monetization strategies for both new and established publishers. Let&rsquo;s explore these insights.&nbsp;</p>

<h2>Hacks to Elevate Your Game</h2>

<h3>Explore In-App Advertising Early</h3>

<p>Publishers should consider incorporating In-App Advertising (IAA) from the beginning of their monetization journey rather than introducing it too late in a user&#39;s app usage. This allows users to become familiar with ads early on, particularly in gaming apps, with transparency around how IAA helps keep the app free and relevant.&nbsp;</p>

<h3>Segmentation for Success&nbsp;</h3>

<p>Publishers are increasingly focusing on user segmentation to personalize experiences for both paying and non-paying users. A session lead by Bo&#382;o Jankovic, Head of Ad Monetization at Gamebiz Consulting highlighted how segmentation helps identify how receptive users are to different ad formats. It also enables publishers to nudge non-paying users toward conversion while showing promotions and paid features to spenders only, reducing the risk of In-App Purchases (IAP) cannibalization by IAA.&nbsp;&nbsp;</p>

<h3>Look Beyond eCPMs&mdash;Leverage Data&nbsp;</h3>

<p>As the effective cost per mille (eCPMs) drop globally, it&#39;s crucial to go beyond just monitoring eCPMs, which tend to average out over time. Instead, consider tracking the first eCPM for new users and metrics like average revenue per user (ARPU) to measure long-term impact. Be data-driven by understanding the formats, placements, and metrics that matter most to your audience and test hypotheses before making strategic decisions.&nbsp;</p>

<h2>Trends to Keep an Eye On&nbsp;</h2>

<p>Thoughts echoed by publishers like Voodoo, Product Madness, Kyln, Kwalee and more:&nbsp;</p>

<ol>
	<li>
	<p><strong>Emerging Ad Formats: </strong>In-game, audio, and offline ads continue to present exciting opportunities, but require further exploration and education to unlock full potential.</p>
	</li>
	<li>
	<p><strong>Rising Demand for Ad Quality Tools:</strong> Publishers are seeking tools that offer deeper visibility and control over bad ads.&nbsp;</p>
	</li>
	<li>
	<p><strong>Deeper Integration of Product Teams:</strong> Product teams in gaming studios are becoming more integral, focusing on the game economy and assessing the broader impact of features and releases.&nbsp;</p>
	</li>
	<li>
	<p><strong>Expansion Beyond Gaming: </strong>Larger gaming studios are exploring non-gaming and mobile web spaces to capture broader markets and remain relevant.&nbsp;</p>
	</li>
	<li>
	<p><strong>Growth of Hybrid Monetization:</strong> The combination of In-App Purchases (IAP) and In-App Advertising (IAA) will continue to grow, with IAA gaining increased importance.&nbsp;</p>
	</li>
	<li>
	<p><strong>Evolution of Alternative App Stores: </strong>Publishers are exploring alternative or custom app stores to reduce fees and retain more revenue, bypassing traditional app store commissions.&nbsp;</p>
	</li>
</ol>

<h2>Collective Call for Change: Ads Need to Be Tamed&nbsp;&nbsp;</h2>

<p>A recurring theme at Gamesforum was the increasing concern over bad ads and poor ad quality, highlighted in two sessions: Gamesforum Unfiltered Ad Monetization panel and the Fireside Chat Ad Quality x App Health. Panelists included publishers like Kwalee, 52 Entertainment, Product Madness and more.&nbsp;</p>

<p>The panel advocated that ignoring ad content harms long-term retention, as the ads shown directly influence a game&rsquo;s lasting success. Displaying fake or inappropriate ads to meet KPIs is equally unacceptable, and removing ads entirely isn&#39;t the solution. They spoke about the need to care for users and establish higher standards around ad quality and ad experience.&nbsp;&nbsp;</p>

<p>As we prepare to wrap up 2024 and enter 2025, InMobi encourages publishers to embrace emerging trends and strategies to maintain a competitive edge in the rapidly changing mobile advertising ecosystem. InMobi is committed to being a key partner in this journey, offering solutions that simplify mobile monetization and beyond.&nbsp;</p>]]></description>
      <dc:subject><![CDATA[Events, In-App Monetization, English (EN): inmobi.com, Europe and Middle East, Ad Monetization,]]></dc:subject>
      
      <dc:creator><![CDATA[ Nishita Kini,  Product Marketing Manager  ]]></dc:creator>
      
      <dc:date>2024-10-03T05:52:00+00:00</dc:date>
    </item>
  
    <item>
      <title><![CDATA[Revolutionizing Digital Advertising: InMobi Leads the Charge with Attention Metrics]]></title>
      <link>https://www.inmobi.com/blog/2024/08/13/revolutionizing-digital-advertising-inmobi-leads-the-charge-with-attention-metrics/</link>
      <guid>https://www.inmobi.com/blog/2024/08/13/revolutionizing-digital-advertising-inmobi-leads-the-charge-with-attention-metrics/</guid>
      <description><![CDATA[<p>In today&#39;s rapidly evolving digital advertising landscape, InMobi is proud to be at the forefront of innovation, spearheading the integration of attention metrics across global in-app and mobile web inventory. As the industry faces new challenges and opportunities, we recognize the need for more sophisticated measures of ad quality and effectiveness.</p>

<p>As part of our commitment to driving industry-wide change, InMobi has been actively involved in the recent <a href="https://www.iab.com/" target="_blank">Interactive Advertising Bureau</a> (IAB) Attention Task Force. We&#39;ve contributed to industry efforts to the drafting of a new standard for measuring attention, including guiderails for the development of widely applicable metrics for assessing attention and the creation of a unified language for discussing and implementing attention metrics.</p>

<p>The Task Force released its first <a href="https://www.iab.com/guidelines/attention-measurement-toolkit/" target="_blank">Attention Measurement Explainer</a>, which provides valuable insights into data signals, measuring attention at scale, enhancing media quality, and improving campaign performance.</p>

<p><strong>The Power of Attention Metrics</strong></p>

<p>Attention metrics are far more than simply the measurement hype du jour. Market trends underscore the significance of attention metrics, with over 90% of global advertisers (<a href="https://www.insiderintelligence.com/content/majority-advertisers-worldwide-adopt-attention-based-metrics-2023" target="_blank">DoubleVerify</a>, 2023) now incorporating them into their media planning, and more than 70% of buyers (<a href="https://www.exchangewire.com/wp-content/uploads/2023/05/2023-05-10-EWR-Sharethrough-Report-V08.pdf" target="_blank">ExchangeWire</a>, 2023) willing to pay a premium for ads that capture superior attention.</p>

<p>The benefits speak for themselves for marketers:</p>

<ul>
	<li><strong>Enhanced awareness:</strong> Engagements exceeding five seconds are linked to nearly double the brand consideration</li>
	<li><strong>Increased user engagement:</strong> High-attention ad placements on InMobi Exchange achieve up to 5x higher click-through rates and 50% higher view-through rates</li>
	<li><strong>Higher conversions:</strong> Optimizing for attention can boost sales by over 50%</li>
	<li><strong>Improved brand affinity:</strong> High-attention creatives result in more than double the brand recall</li>
	<li><strong>Environmental benefits: </strong>High-attention media leads to 50% lower emissions</li>
</ul>

<p><strong>Strategic Recommendations</strong></p>

<p>While 90% of advertisers plan to incorporate attention metrics into their media planning this year, widespread adoption is something to strive for; once you integrate attention metrics into campaigns, consider:</p>

<ol>
	<li><strong>Integrate Attention Metrics: </strong>Begin incorporating these metrics into your campaigns for better performance</li>
	<li><strong>Collaborate with Partners: </strong>Work with partners to create high-impact, attention-grabbing media</li>
	<li><strong>Diversify Approaches: </strong>Explore various measurement vendors and techniques (such as data signals and visual tracking) to find what best aligns with your goals&nbsp;</li>
	<li><strong>Establish Benchmarks: </strong>Set benchmarks with industry experts to guide media quality&nbsp;</li>
	<li><strong>Link Data to Goals:</strong> Connect attention data directly to your campaign objectives for enhanced strategic planning and outcomes</li>
</ol>

<p><br />
<strong>Get Started with InMobi&#39;s Attention Metrics</strong></p>

<p>If you are just beginning your brand&rsquo;s <a href="https://eng3e.seismic.com/i/5PLUSSIGNEhFgfRXK4Gjon63hln8PLUSSIGNKlMRWVtHAJIoRhrCELd8S___H0FCjBJkOr4oviwGgPyqo8ZcMhjpYM6d5jWPLUSSIGNagTg5JwHThdbUDQgr11uU0vm5oEOh5MQHy916wi8mLHSDp0C" target="_blank">attention metrics</a> journey, here are some guiderails for best practices:</p>

<ol>
	<li>Define clear objectives that harness the power of attention&nbsp;</li>
	<li>Engage with our expert partners to fine-tune your measurement and optimization strategies&nbsp;</li>
	<li>Invest confidently in high-impact media and watch your campaigns exceed expectations&nbsp;</li>
	<li>Share your success stories to encourage wider adoption of attention metrics</li>
</ol>

<p><br />
Ready to revolutionize your advertising efforts? Contact us at <a href="mailto:ptd@inmobi.com">ptd@inmobi.com</a> and propel your media performance into a new era. Together, we can create advertising that doesn&#39;t just get seen &ndash; it gets noticed.&nbsp;</p>]]></description>
      <dc:subject><![CDATA[Advertising, Product and Technology, English (EN): inmobi.com, Global, Brand Marketing,]]></dc:subject>
      
      <dc:creator><![CDATA[ Team InMobi  ]]></dc:creator>
      
      <dc:date>2024-08-13T17:25:00+00:00</dc:date>
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    <item>
      <title><![CDATA[Navigate Global Privacy Laws with the IAB's Global Privacy Protocol (GPP)]]></title>
      <link>https://www.inmobi.com/blog/2024/06/27/mastering-global-privacy-platform-compliance/</link>
      <guid>https://www.inmobi.com/blog/2024/06/27/mastering-global-privacy-platform-compliance/</guid>
      <description><![CDATA[<p>In a world where online privacy is increasingly at the forefront of consumers&#39; and regulators&#39; minds, complying with new and evolving privacy laws can be a formidable challenge for global businesses. To support the growing number of privacy laws the ad tech industry needs a uniform way to honour and transmit a user&rsquo;s privacy choices throughout the ad ecosystem.</p>

<p>The IAB Technology Laboratory (IAB Tech Lab) has introduced the Global Privacy Protocol (GPP) to respond to this growing need for a unified tech approach to compliance.</p>

<h3>Why do we need the GPP?</h3>

<p>It is challenging to keep up with evolving privacy regulations across Europe, Canada, and a&#8239;growing list of US States. Especially in the US, in the absence of an overarching federal framework, states are stepping in to establish individual data privacy laws.&nbsp;</p>

<p>The emphasis on consent for sensitive data is an emerging trend among US state laws. Various state privacy laws that have been recently implemented have broadened the scope of sensitive data by incorporating different interpretations. Two recent developments highlight the growing federal scrutiny of sensitive data processing:&nbsp;</p>

<ol>
	<li>The Federal Trade Commission (FTC) emphasised that "Browsing and location data are sensitive. Full stop."&nbsp;</li>
	<li>The House of Representatives Committee on Energy and Commerce advanced a federal bill to make it illegal for data brokers to sell or share Americans&rsquo; sensitive data with foreign adversaries in March 2024.</li>
</ol>

<p>There are numerous substantive differences across US state privacy laws. To help ad tech players address the challenges of managing consent signals for multiple states across the US, the Interactive Advertising Bureau (IAB) and IAB Tech Lab have introduced - the <strong>IAB&rsquo;s Multi-State Privacy Agreement (MSPA)</strong> which works in conjunction with <strong>IAB Tech Lab&rsquo;s US State Signals </strong>initiatives, which was released as part of the <strong>Global Privacy Protocol (GPP)</strong>.&nbsp;&nbsp;</p>

<p>Let&rsquo;s understand each of these and how they are interconnected.&nbsp;</p>

<h3>What is the Multi-State Privacy Agreement (MSPA)?</h3>

<p>The MSPA is an industry contractual framework intended to aid advertisers, publishers, agencies, and ad tech intermediaries in complying with multiple state laws. It is a set of privacy-protective terms that spring into place among a network of signatories, that follow the data as it flows through the digital ad supply chain.&nbsp;</p>

<p>The MSPA expands the scope of opt-outs and grants consumers the ability to opt out when their personal information will be &ldquo;sold&rdquo; to a third party or &ldquo;shared&rdquo; or &ldquo;processed&rdquo; for purposes of targeted advertising.&nbsp;</p>

<p>The US National Privacy String was specifically designed to support the MSPA and transport user opt-ins and opt-outs between partners in the US. The MSPA creates interoperability among all state privacy laws by providing a national approach and works together with the GPP.</p>

<p><strong>The GPP supports MSPA by including a section on MSPA&rsquo;s national approach</strong> and was developed to simplify the transmission of privacy signals throughout the ad ecosystem.&nbsp;</p>

<h3>What is the US State Signals?</h3>

<p>The erstwhile US Privacy Specifications which have previously been used by companies to address the CCPA has been deprecated, and IAB Tech Lab encourages the industry to shift towards using the GPP and US State Signals specifications.&nbsp;</p>

<p>The US State Signals are a set of privacy string specifications for US states that must be used in conjunction with the&#8239;GPP.&nbsp;</p>

<p>IAB strongly recommends that a company be a signatory to the MSPA, though it is not a prerequisite to use the new state-level signals. MSPA signatories can send either the US National Privacy String or US State Signals; the MSPA accommodates both approaches. But if you&rsquo;re not an MSPA signatory, you should only send or receive US State Signals with your partners.&nbsp;</p>

<p><strong>In a nutshell:&nbsp;</strong></p>

<p>The new US state-level signals, when used in conjunction with the MSPA, will aid the industry in complying with state privacy laws.&#8239;The IAB recommends and urges publishers to implement the GPP and the US State Signals, and also read and determine if they will be signing the MSPA.&nbsp;</p>

<h3>What is the IAB&rsquo;s Global Privacy Protocol (GPP)?</h3>

<p>The GPP is a technical protocol designed to streamline the transmission of privacy and consumer choice signals to all downstream partners and help its participants adapt to regulatory demands across markets.</p>

<p>Publishers can enable the GPP by using a <strong><a href="/blog/the-four-pillars-of-consent-management" target="_blank">Consent Management Platform (CMP)</a></strong>. A global API enables seamless integration of the GPP with the CMP used by publishers to collect user consent from websites and apps. It provides mechanisms for obtaining and recording user consent, as well as respecting user preferences for data processing.</p>

<p>By participating in the GPP, publishers can:</p>

<ul>
	<li>help their users enforce their privacy rights by using a CMP,</li>
	<li>reduce the cost of managing privacy compliance,</li>
	<li>mitigate privacy risks, and</li>
	<li>leverage more flexibility to support new regional signals.</li>
</ul>

<h3>Privacy Signals supported by the GPP</h3>

<p>The GPP eliminates the need to integrate with multiple privacy signal standards and instead provides a signal standard that currently supports:</p>

<ul>
	<li>the&#8239;IAB Europe TCF,</li>
	<li>the&#8239;IAB Canada TCF,</li>
	<li>the MSPA&rsquo;s&#8239;US National string,</li>
	<li>US state-specific privacy strings for 15 US states, including California, Virginia, Utah, Colorado, Connecticut, Florida, Oregon, Montana, Texas, Delaware, Nebraska, New Hampshire, New Jersey, Tennessee, and Iowa.</li>
	<li>Global Privacy Control (GPC)</li>
</ul>

<h3>How will the GPP impact TCF v2.0 Specifications?&nbsp;</h3>

<p>The IAB Europe TCF v2.0 specifications are still available and supported. IAB advises the industry, especially those who need to consider consent signaling across multiple jurisdictions, to adopt the GPP as it will be the primary framework where future global user consent and preference signaling will be made available.&nbsp;</p>

<h3>InMobi CMP and the Global Privacy Protocol</h3>

<p>Having a certified CMP on board is key to working smoothly with the GPP. It ensures that consumer privacy remains at the core of everything through a single platform.&nbsp;</p>

<p>We are glad to announce that our InMobi CMP can help publishers achieve all IAB recommendations through a single platform as InMobi CMP supports the GPP for both websites and app! <a href="https://choice.inmobi.com/login" rel="noopener noreferrer" target="_blank">Discover the InMobi CMP &gt;</a></p>]]></description>
      <dc:subject><![CDATA[Legal, English (EN): inmobi.com, Global,]]></dc:subject>
      
      <dc:creator><![CDATA[ Shraddha Kanoria  ]]></dc:creator>
      
      <dc:date>2024-06-27T14:19:00+00:00</dc:date>
    </item>
  
    <item>
      <title><![CDATA[Apple's new and improved framework for privacy-preserving campaign attribution on iOS]]></title>
      <link>https://www.inmobi.com/blog/2024/06/20/get-to-know-adattributionkit/</link>
      <guid>https://www.inmobi.com/blog/2024/06/20/get-to-know-adattributionkit/</guid>
      <description><![CDATA[<p>During Apple&rsquo;s 2024 Worldwide Developer Conference (WWDC), we got to meet their reimagined privacy-preserving attribution framework, <a href="https://developer.apple.com/videos/play/wwdc2024/10060/">AdAttributionKit (AAK) which is summarized nicely in this video</a>. This new tool is the most encouraging sign yet that Apple is committed to supporting a healthy ad ecosystem with a workable solution for privacy-safe campaign attribution, and comes with some new features worth celebrating.&nbsp;</p>

<p>InMobi&#39;s iOS product leader Pranay Pant and I took advantage of a WWDC Lab consultation with the team behind AdAttributionKit, which provided helpful clarity about Apple&rsquo;s latest vision for attributing campaign performance while protecting user privacy.&nbsp; Let&rsquo;s dig into all the key details to know about AdAttributionKit, where SKAdNetwork fits into the new measurement equation on iOS, and what it all means for app marketers.&nbsp;</p>

<h2><strong>Background</strong></h2>

<p>Apple has been previewing the arrival of AdAttributionKit since the start of 2024, with early takes interpreting it as a new tool that would run parallel to SKAdNetwork (SKAN) for the purposes of supporting alternative iOS app marketplace campaign attribution to fulfil requirements of the <a href="https://www.apple.com/legal/dma/">European Digital Markets Act (DMA)</a>.&nbsp; While AAK does indeed support campaign attribution for alternative marketplaces, Apple actually began quietly replacing references to the 5<sup>th</sup> version of SKAN that was announced during WWDC 2023 but never materialized, with AAK throughout apple.com.&nbsp; The same pattern also emerged where AdAttributionKit began appearing throughout their site in place of Private Click Measurement (PCM), SKAN&rsquo;s web measurement companion.&nbsp; You can see a few examples I caught in the image below.</p>

<p><img alt="" src="https://web.inmobicdn.net/website/website/6.0.1/ui/uploads/blog/SKAN-AAK-Replace.png" /></p>

<p>Fast-forward to today, and now Apple has confirmed that going forward, privacy-preserving attribution for both app and web based conversions will live under the unified heading of AdAttributionKit. The initial iteration of App AdAttributionKit came packaged with iOS 17.4 with the exception of what&rsquo;s likely its most exciting feature, re-engagement, which will be supported starting in iOS 18.</p>

<p><strong>What About SKAN?</strong></p>

<p>Apple did confirm that SKAN will only exist in a maintenance mode going forward and eventually be sunset, but app marketers and their partners can rest assured efforts invested incorporating SKAN into their iOS growth strategies have not been in vain.&nbsp; AdAttributionKit builds on the familiar functionality of SKAN 4.0, and the two systems will remain interoperable.&nbsp;</p>

<h2><strong>What&rsquo;s New With AdAttributionKit?</strong></h2>

<p><strong>Insight Into Re-Engagement Conversions on iOS</strong></p>

<p>The app marketing ecosystem can collectively rejoice because AdAttributionKit comes with support for measuring conversion actions users who have already installed an advertised app take as a result of their in-app ad campaigns.&nbsp; This welcomed new functionality addresses one of the most frequently cited pain points of working with its predecessor SKAN.&nbsp;</p>

<p><img alt="AAK Re-engagement" src="https://web.inmobicdn.net/website/website/6.0.1/ui/uploads/blog/AAK-Re-engagement.png" /></p>

<p><strong><em>How Re-Engagement in AdAttributionKit Works</em></strong></p>

<p>If an advertiser wants a campaign to measure re-engagement conversions, their ad network partners simply need to include the new &ldquo;Eligible for Reengagement&rdquo; property in their impression payload with a value of &ldquo;true&rdquo;.&nbsp; Now, when users who have already installed the advertiser&rsquo;s app click on an ad and complete a desired action, these conversions will be identified in postbacks via a new parameter called &ldquo;Conversion Type&rdquo; with a value of &ldquo;Reengagement&rdquo;.&nbsp;</p>

<p>Here&rsquo;s some important details to note about AdAttributionKit&rsquo;s re-engagement functionality:</p>

<ul>
	<li>Only a single winning ad receives credit for driving re-engagement.&nbsp; Non-winning ad networks are ineligible.&nbsp;</li>
	<li>Ads that drive re-engagement are eligible to receive up to 3 postbacks following the same conversion windows defined in SKAN 4.0.</li>
	<li>Hierarchical Conversion Value mapping schemas are currently defined at the app level, and should account for both install and re-engagement conversion events in a single schema.</li>
	<li>For re-engagement, only click-based conversions are supported.</li>
	<li>Ad Networks can provide separate URLs to be presented with ad impressions for when a user re-engages VS. installs an app.</li>
	<li>Universal links that open a destination within the advertised app are supported in re-engagement, and will be appended with a query parameter that identifies when a re-engagement is attributed to their advertising efforts.</li>
	<li>Re-engagement in AAK is compatible with SKOverlay and SKStoreProductViewController StoreKit ad renders as well as all custom ad formats</li>
</ul>

<p><strong>More Meaningful Consideration for How Users Interact with In-App Ads When Assigning Attribution Credit</strong></p>

<p>Like app install campaigns in SKAN 2.2 and above, AdAttributionKit can award credit for influencing a conversion event to one winning ad and up to five additional non-winning ads as long as each ad was in view for at least 2 seconds. What changes in AAK is how winning and non-winning ads eligible for attribution credit get calculated.&nbsp;</p>

<p>In addition to how recently an ad was presented to a user who converts, AdAttributionKit now considers a new parameter called &lsquo;Interaction Type&rsquo; that distinguishes between &lsquo;Clicks&rsquo; and &lsquo;Views&rsquo; when assigning attribution credit.&nbsp; This new &lsquo;Interaction Type&rsquo; parameter replaces and improves upon the &lsquo;Fidelity Type&rsquo; value from SKAN, which was not a fully accurate representation of whether an ad had been truly clicked or just viewed.&nbsp; Interaction Type removes any ambiguity around clicks and views for all supported ad formats so that only a user&rsquo;s real-world engagement with an ad is considered when assigning attribution credit.&nbsp;</p>

<p><img alt="AAK Interaction Type" src="https://web.inmobicdn.net/website/website/6.0.1/ui/uploads/blog/AAK-Interaction-Type.png" /></p>

<p><br />
The Apple team clarified during my WWDC Lab consultation that the new methodology of assessing ad interactions in AAK has also been incorporated in SKAN to enable an apples-to-apples approach when assigning attribution credit in cases where both AAK and SKAN ad impressions are eligible.&nbsp;</p>

<p><strong>Enhanced Testing Capabilities</strong></p>

<p>Timing mechanisms for defining conversion windows and applying randomized delays to postback transmissions to help obfuscate user identity have presented challenges when testing &nbsp;implementations of SKAdNetwork.&nbsp; AdAttributionKit comes with a new developer mode that will make testing much easier by shortening conversion windows and removing randomized delays so postbacks are delivered much more rapidly.&nbsp; This new testing feature is enabled via a toggle found in the Developer menu of iOS settings.&nbsp;</p>

<p><img alt="AAK Testing" src="https://web.inmobicdn.net/website/website/6.0.1/ui/uploads/blog/AAK-Testing.png" /></p>

<p><strong>Other Differences Between SKAN and AdAttributionKit</strong></p>

<p>Here&rsquo;s a couple other points of distinction between SKAN and AAK to be aware of:</p>

<ul>
	<li>Only in-app ad conversions are supported in AAK.&nbsp; Web-to-app attribution is not currently covered.</li>
	<li>To help mitigate fraud, each ad network can only have one impression open at a time per user for each advertiser, and the ad must be served on top of any other user interaction types.</li>
	<li>Several postback parameters have been upgraded and/or renamed, which are summarized in the image below.</li>
</ul>

<p><img alt="AAK Interoperability" src="https://web.inmobicdn.net/website/website/6.0.1/ui/uploads/blog/AAK-Interoperability.png" /></p>

<h2><strong>What Stays the Same?</strong></h2>

<p>Much of the familiar functionality from SKAdNetwork 4.0 stays consistent in AdAttributionKit.&nbsp; This includes:</p>

<ul>
	<li>4-tiered Crowd Anonymity controls the level of data granularity received in postbacks for the following parameters:
	<ul style="list-style-type:circle;">
		<li>Hierarchical Fine and Coarse-Grained Conversion Values</li>
		<li>Hierarchical Source IDs which identify a campaign using up to 4 digits</li>
		<li>Publisher Item Identifier, known as Source ID in SKAdNetwork, which &nbsp;specifies where an ad was shown</li>
		<li>Marketplace Identifier, a new parameter in AAK to comply with support for alternative app marketplaces that drive conversions as required by DMA</li>
	</ul>
	</li>
	<li>3 fixed conversion windows of 0-48 hours, days 3-7, and days 8-35 for all Conversion Types</li>
	<li>To further protect identity, before a postback is sent to ad networks and advertisers, a randomized delay is applied after each conversion window closes</li>
</ul>

<p>For more details on core functionality of SKAN 4.0 and its predecessors, check out <a href="https://go.inmobi.com/the-ultimate-guide-to-skan-2023/">InMobi&rsquo;s Ultimate Guide to SKAN</a>.&nbsp;</p>

<p><strong>How App Marketers can Prepare for AdAttributionKit</strong></p>

<p>The unveiling of AAK is yet another sign currents continue to flow in the direction of a privacy-first future with increasing force.&nbsp; It&rsquo;s encouraging that as of last fall, nearly two-thirds of app marketers have made notable progress in their SKAN adoption journey according to research InMobi conducted in partnership with Advertiser Perceptions which <a href="https://inmobi.infogram.com/the-state-of-skan-adoption-1h0n25ye9ydrz6p">you can dive into here</a>. While it will take some time for consumers and adtech players to reach an inflection point with iOS 18 and AdAttributionKit adoption, there&rsquo;s plenty for app marketers to do today that will put them in the best position to thrive across iOS versions and privacy-preserving attribution frameworks.</p>

<p><strong>Start or accelerate your SKAN 4.0 adoption plans</strong></p>

<p>AAK relies on the same core functionality as SKAN&rsquo;s latest version, with some notable improvements such as long-awaited support for measuring the effectiveness of re-engagement efforts.&nbsp; As of May &rsquo;24, SKAN 4.0 now accounts for the vast majority of SKAN compatible supply, observed by InMobi DSP in over 80% of bid requests. As long as your app is running iOS 16.1 SDK or higher, all you have to do is update your SKAN conversion value mapping schema to take advantage of Coarse Conversion Values, and you&rsquo;ll be in a great position to take advantage of AdAttributionKit as it rolls out.&nbsp;</p>

<p><strong>Take a comprehensive approach to your iOS measurement strategy</strong></p>

<p>A blended approach to iOS campaign attribution that includes SKAN as well as a mix of other methodologies and data signals allows app marketers to squeeze every bit of campaign performance juice they can today while also preparing for what&rsquo;s ahead. In addition to consented ID-based attribution data when available, other sources worth considering include probabilistic models built by MMPs as well as media mix modeling (MMM) and incrementality testing.&nbsp;</p>

<p>As ID-based signals continue to decay and Android Privacy Sandbox looms on the horizon, validating SKAN insights alongside a broad mix of other measurement approaches will make the transition to a fully privacy-first future far less jarring.</p>

<p>And not to point or wag any fingers, but Apple did reiterate during my recent lab consult that mitigating attempts to identify users without consent, also known as &lsquo;fingerprinting&rsquo;, remains a priority. In the aftermath of AppTrackingTransparency (ATT), app marketers and their partners have understandably been known to sometimes lean on this technique in probabilistic attribution models.&nbsp; &nbsp;Thus far, Apple has been gracious in their enforcement (or lack thereof) of &nbsp;developer policies prohibiting this practice.&nbsp; However, commitment to this rule remains steadfast, with Apple expressing intent to advance a two-pronged approach that &nbsp;eventually addresses policy violations through enforcement during app review cycles as well as launching mitigating product features, citing the &rsquo;23 release of Privacy Manifests and Required Reason APIs as an early step in this direction.&nbsp; All the more reason a comprehensive attribution approach is key to future-proofing your app&rsquo;s growth strategies.&nbsp;</p>

<p><strong>Lean on the expertise of MMPs, media partners and agencies</strong></p>

<p>Key growth ecosystem partners are your not-so-secret weapon when it comes to untangling and distilling the business-critical details app marketers need to inform resilient growth strategies.&nbsp; Here&rsquo;s three key areas where MMPs, media partners and agencies are ready and willing to help:</p>

<ul>
	<li>Demystify the intense complexity of AdAttributionKit and SKAdNetwork</li>
	<li>Advise on a healthy measurement strategy that balances reporting insights with campaign optimization</li>
	<li>Fine-tune the right mix of creative, ad formats and channels for maximum performance</li>
</ul>

<p><strong>Explore how AI and machine-learning can help overcome signal loss</strong></p>

<p>Campaign attribution and optimization has taken a hit from signal delays and decay that AI and machine-learning is well-suited to solve.&nbsp; Predictive models are manifesting in a number of ways to overcome signal loss, and continue to get smarter as training repositories of privacy-safe SKAN campaign insights become more robust.&nbsp; Here&rsquo;s some use cases to explore where machine learning is proving to be a powerful tool for overcoming inherent challenges of the privacy era:</p>

<ul>
	<li>Conversion value modeling when postbacks don&rsquo;t meet privacy thresholds</li>
	<li>Conversion day and time modeling to account for randomized delay timers</li>
	<li>Distinct ID-based and privacy-safe bidding models across the customer journey for installs, post-install events and ROAS</li>
	<li>Deep-learning audience lookalike models based on privacy-safe insights from an app&rsquo;s full universe of attributed and unattributed installs and post-install conversion events</li>
	<li>Interaction type probability models for informing impression valuation based on likelihood users will click, install or take a post-install action</li>
</ul>

<h2><strong>Closing Thoughts</strong></h2>

<p>WWDC &rsquo;24 and the introduction of AdAttributionKit reinforced my confidence that Apple is committed to making privacy-safe campaign measurement work for app performance marketers. In addition to the notable feature enhancements that come with AAK, there were also a &nbsp;number of covert positive indications that Apple is taking industry feedback to heart and invested in making AdAttributionKit a workable solution for the long haul.&nbsp; To illustrate what I mean, consider the more intuitive naming of AdAttributionKit and its updated parameters like Interaction or Conversion Type, compared to SKAdNetwork. &nbsp;Or, &nbsp;how the new framework has its own logo tile prominently displayed alongside core software like StoreKit and App Store Connect &nbsp;on the &lsquo;<a href="https://developer.apple.com/app-store/whats-new/">What&rsquo;s New</a>?&rsquo; page of Apple&rsquo;s developer site.&nbsp;</p>

<p><img alt="" src="https://web.inmobicdn.net/website/website/6.0.1/ui/uploads/blog/AAK-Branding.png" /></p>

<p>Have thoughts of your own? I&rsquo;d love to hear them! You&rsquo;re welcome to reach out via <a href="https://www.linkedin.com/in/saracamden">LinkedIn</a> or <a href="https://www.twitter.com/saracamden">Twitter/X</a>, and I&rsquo;ve included a roundup of links from around the industry below if you want to get to know AdAttributionKit even better.&nbsp;</p>

<h2><strong>**BONUS**&nbsp;</strong></h2>

<p>Here&#39;s a handy flipbook of highlights about AdAttributionKit available for download as well as a roundup of links from across the industry. Enjoy!&nbsp;</p>

<p><strong>AdAttributionKit Highlights Flipbook</strong></p>

<p><iframe allow="autoplay" height="480" src="https://drive.google.com/file/d/1HA69CWW8W8aaXuoRmujKFeHX6Hlj_Nay/preview" width="640"></iframe></p>

<p><a class="btn btn-s" href="https://2714195.fs1.hubspotusercontent-na1.net/hubfs/2714195/inmobi%20website/WWDC24_AdAttributionKit_Flipbook_InMobi.pdf" style="border-radius:25px;font-size:24px;font-weight:normal;">Download Flipbook</a></p>

<p>&nbsp;</p>

<p><strong>AdAttributionKit Link Roundup</strong></p>

<p><strong><u>From Apple.com</u></strong></p>

<ul>
	<li><strong>Apple Developer Site:</strong> <a href="https://developer.apple.com/app-store/ad-attribution/">Measuring Ad Performance with AdAttributionKit</a></li>
	<li><strong>WWDC &rsquo;24 Video: </strong><a href="https://developer.apple.com/videos/play/wwdc2024/10060/">Meet AdAttributionKit</a></li>
	<li><strong>AdAttributionKit </strong><a href="https://developer.apple.com/documentation/AdAttributionKit">Developer Documentation</a></li>
</ul>

<p><strong><u>From Around the Industry</u></strong></p>

<ul>
	<li><strong>Eric Seufert, MobileDevMemo: </strong><a href="https://mobiledevmemo.com/understanding-apples-new-adattributionkit-framework/">Unpacking Apple&rsquo;s New Ad Attribution Framework</a></li>
	<li><strong>Adjust: </strong>WWDC24 Recap Blog</li>
	<li><strong>AppsFlyer: </strong><a href="https://www.appsflyer.com/blog/mobile-marketing/ad-attribution-kit-wwdc24/">WWDC14 and AdAttributionKit: Keep Calm and SKAN on</a></li>
	<li><strong>Branch: </strong><a href="https://www.branch.io/resources/blog/from-predictions-to-reality-adattributionkit-unveiled-at-wwdc-2024/">From Predictions to Reality: AdAttributionKit Unveiled at WWDC 2024</a></li>
	<li><strong>Kochava: </strong><a href="https://www.kochava.com/blog/apples-ai-moment-wwdc24-key-takeaways/">Apple&rsquo;s AI Moment: WWDC24 Key Takeaways</a></li>
	<li><strong>Singular: </strong><a href="https://www.singular.net/blog/adattributionkit-the-new-skadnetwork/">AdAttributionKit: the new SKAdNetwork?</a></li>
</ul>]]></description>
      <dc:subject><![CDATA[Acquiring New Users, Advertising, English (EN): inmobi.com, Europe and Middle East, North America, Global, Growth Marketing,]]></dc:subject>
      
      <dc:creator><![CDATA[ Sara Camden  ]]></dc:creator>
      
      <dc:date>2024-06-19T22:04:00+00:00</dc:date>
    </item>
  
    <item>
      <title><![CDATA[Women in Tech at InMobi: Kavita Maurya]]></title>
      <link>https://www.inmobi.com/blog/2024/04/23/women-in-tech-at-inmobi-kavita-maurya/</link>
      <guid>https://www.inmobi.com/blog/2024/04/23/women-in-tech-at-inmobi-kavita-maurya/</guid>
      <description><![CDATA[<p><strong>Tell us a bit about yourself</strong></p>

<p>I joined InMobi straight after finishing my master&rsquo;s degree, it has been six years now and the journey continues. From being a complete fresher to now being a working mother of a toddler, this place has seen me grow professionally as well as personally. Currently, as an SDE IV, I take the role of a backend developer for our Demand Side Platforms.</p>

<p><strong>What inspired you to pursue a career in tech?</strong></p>

<p>Growing up I knew I wanted to study science and technology, but computer science was not something I had given much thought to, I wanted to study biotech. The lack of scope in that domain was a concern for my parents, who suggested that I consider computers as an option. While I did not even study coding and computer science in my school years, the prospect sounded equally exciting and I decided to give it a shot when entering college. Initially, it was really challenging to shift gears and explore this completely new domain of technology, since most people begin their journey from school itself and I had to start learning from the very basics. The challenges made the journey all the more exciting and had me glued to the dynamic problem-solving nature of the field. There has been no going back since then and I have no regrets.</p>

<p><strong>What is the most exciting part about being an engineer at InMobi?</strong></p>

<p>Technology itself is the most exciting part about being an engineer, the constant advancements make the job challenging and you never sit back thinking that you know it all. What makes it even more exciting at InMobi is the fact, that we are not just maintaining our tech but advancing at a quick pace. The reason that I have never wanted to switch jobs while working here is that there has never been an end to learning. The regular hackathon that we have at InMobi, provides a great learning platform where we get to work in groups that are different from our team and mentors that are from different business functions, ensuring that we not only excel in our teams but also get an understanding of how the other teams in the organization function and what are some the problem statements that they are working on.</p>

<p><img alt="" src="https://web.inmobicdn.net/website/website/6.0.1/ui/uploads/misc/GroupPicture.jpg" /></p>

<p>I have also been fortunate to have found some amazing mentors here, who have helped me advance my learning. Mentors who don&rsquo;t tell you the solution that will in solving a problem but guide me in a way that I find my own solution to the problem.</p>

<p><strong>What was it like resuming work after your maternity break?</strong></p>

<p>One of our values is, &ldquo;Enjoying Freedom with Responsibility&rdquo; and it is not something that is just written on the walls of the office, we completely live by that here and it is something that I have experienced from the beginning, which is why I had no fear of having to compromise on my career as I went on my maternity break.</p>

<p>Having the flexibility to balance my personal and professional roles in the way that I want to helps me give my hundred per cent to both aspects of my life. After my 6-month break, I was able to get my role and take up projects that were challenging and at par with my capabilities. I did not feel in any way that I was returning to a team that had moved ahead with my being left behind.</p>

<p><strong>A piece of advice for aspiring women in tech</strong></p>

<p>You have to be prepared that it is a male-dominated space, but that should not stop you or scare you in any way. You have to give your best and your efforts will get acknowledged, while the gender gap is there, there are no real biases that you fear.</p>]]></description>
      <dc:subject><![CDATA[Engineering, Inside InMobi, Success Stories, English (EN): inmobi.com, Global,]]></dc:subject>
      
      <dc:creator><![CDATA[ Team InMobi  ]]></dc:creator>
      
      <dc:date>2024-04-23T08:47:00+00:00</dc:date>
    </item>
  
    <item>
      <title><![CDATA[Decoding Apple's Privacy Manifest]]></title>
      <link>https://www.inmobi.com/blog/2024/02/28/decoding-apples-privacy-manifest/</link>
      <guid>https://www.inmobi.com/blog/2024/02/28/decoding-apples-privacy-manifest/</guid>
      <description><![CDATA[<p>Apple introduced Privacy Nutrition Labels in 2022 to provide users with greater control over their data and maintain higher privacy standards across the iOS ecosystem. Fast forward to 2024, Apple aims to simplify and automate declaration of privacy practices with the introduction of privacy manifest. Let&#39;s understand the details.</p>

<p><u><strong>What is privacy manifest?</strong></u></p>

<p>The&nbsp;<a href="https://developer.apple.com/documentation/bundleresources/privacy_manifest_files">privacy manifest</a>&nbsp;is a file added into an app&#39;s code, detailing the privacy practices of the app and any third-party SDKs it uses. Xcode compiles all these privacy manifest files into a single report. Apple&#39;s systems then automatically scan this report to update the<a href="https://developer.apple.com/app-store/app-privacy-details/">&nbsp;app&#39;s privacy information</a>&nbsp;visible on the App Store. What makes this beneficial?</p>

<ol>
	<li><strong>Automation for app developers:</strong>&nbsp;Privacy manifest streamlines the process of gathering and verifying privacy practices of third-party SDKs, consolidating multiple manifest files into a single report for automatic compilation and updates on the App Stores (previously done manually).</li>
	<li><strong>More transparency</strong>:&nbsp;It provides app developers and users with clear insights into third-party data collection and usage, aiding informed decision-making.</li>
	<li><strong>Potential end to fingerprinting:&nbsp;</strong>Privacy manifest can potentially eradicate fingerprinting and probabilistic attribution. App developers and associated SDKs must declare their use of Apple&rsquo;s APIs, preventing misuse&nbsp;&nbsp;of APIs for fingerprinting and promoting SKAdNetwork as the primary attribution mechanism for advertisers.</li>
</ol>

<p>&nbsp;</p>

<p><strong><u>Four key aspects of privacy manifest</u></strong></p>

<ol>
	<li><strong><a href="https://developer.apple.com/documentation/bundleresources/privacy_manifest_files/describing_data_use_in_privacy_manifests">Data usage:</a>&nbsp;</strong>This section outlines the&nbsp;<a href="https://developer.apple.com/documentation/bundleresources/privacy_manifest_files/describing_data_use_in_privacy_manifests#4250555">types of data collected,</a> its&nbsp;<a href="https://developer.apple.com/documentation/bundleresources/privacy_manifest_files/describing_data_use_in_privacy_manifests#4250556">intended use,</a> whether it&rsquo;s&nbsp;<a href="https://developer.apple.com/app-store/app-privacy-details/#linked-data">linked to users</a>, and if it&rsquo;s utilized for&nbsp;<a href="https://developer.apple.com/app-store/app-privacy-details/#user-tracking">tracking,</a> as per Apple&#39;s guidelines.&nbsp;</li>
	<li><strong><a href="https://developer.apple.com/documentation/bundleresources/privacy_manifest_files/describing_use_of_required_reason_api">Reason API:&nbsp;</a></strong>To prevent fingerprinting, the privacy manifest must describe the APIs used and their purposes, ensuring apps only access APIs specified in the manifest.</li>
	<li><strong>Tracking domain:</strong>&nbsp;If data collected is used for user tracking, the privacy manifest must include a tracking domain to prevent unauthorized tracking. iOS 17 will block tracking domains if a user hasn&rsquo;t granted permission.</li>
	<li><strong>Signature:&nbsp;</strong>SDKs must be digitally signed for authenticity to ensure the legitimacy of the SDK.</li>
</ol>

<p>&nbsp;</p>

<p><u><strong>InMobi&rsquo;s stance</strong></u></p>

<p>InMobi is dedicated to safeguarding user privacy via strict adherence to industrial privacy standards. Please note that not all aspects of privacy manifest apply to the InMobi SDK. The InMobi SDK isn&rsquo;t listed in Apple&#39;s <a href="https://developer.apple.com/support/third-party-SDK-requirements/">commonly used SDKs</a> that need to include details on data usage, tracking domains, and SDK signature. We&#39;re monitoring this closely and will let you know if anything changes.&nbsp;</p>

<p>However, all app developers must describe their use of the required Reason API in their privacy manifest. Apple published <a href="https://developer.apple.com/news/?id=3d8a9yyh">an update</a> that starting March 13, 2024, if an app uses APIs needing approved reasons, app developers will receive an email stating the missing reasons in the privacy manifest. Starting May 1, 2024, they must include the approved reasons for listed APIs in the app&#39;s code.<br />
<br />
We have released support for&nbsp;privacy manifest on InMobi SDK 10.7.2&nbsp;detailing InMobi SDK&#39;s Reason API usage. We are committed to ensuring that our upcoming SDK releases include support for any additional requirements. We highly recommend adopting the latest SDK versions listed <a href="https://support.inmobi.com/monetize/sdk-documentation/download-sdk">here</a> to ensure optimal performance and compatibility.</p>

<p>For more information, please contact your dedicated Customer Success Manager or email&nbsp;<strong>support@inmobi.com</strong>.</p>]]></description>
      <dc:subject><![CDATA[English (EN): inmobi.com, Ad Monetization,]]></dc:subject>
      
      <dc:creator><![CDATA[ Nishita Kini,  Product Marketing Manager  ]]></dc:creator>
      
      <dc:date>2024-02-27T21:43:00+00:00</dc:date>
    </item>
  
    <item>
      <title><![CDATA[InMobi’s Commitment to Sustainability ]]></title>
      <link>https://www.inmobi.com/blog/2024/02/27/inmobis-commitment-to-sustainability/</link>
      <guid>https://www.inmobi.com/blog/2024/02/27/inmobis-commitment-to-sustainability/</guid>
      <description><![CDATA[<p>Adtech as an industry is advancing in leaps and bounds. The last decade has seen digital advertising taking the forefront, so much so that global digital ad spend is expected to grow by 9.7% in 2024, as compared to just 0.9% for traditional advertising.&nbsp;</p>

<p>This steep rise, however, brings with it substantial environmental costs. Over time, digital advertising, and by extension, programmatic advertising technology, has become a silent but significant contributor to the global carbon footprint. Programmatic advertising generates an astonishing 215,000 metric tons of carbon emissions each month across five major global economies&nbsp;</p>

<p>Digital ad campaigns, despite taking active steps to streamline campaign paths and adopt sustainable practices, have been only partially successful in their efforts. A striking statistic reveals the impact of ad campaigns on our environment: A single ad campaign delivering 1 million impressions emits the same carbon footprint as that of 1 passenger on a round trip flight from Boston to London.&nbsp;&nbsp;</p>

<p>The current advertising emission scenario demands decisive action from stakeholders across the advertising supply chain. This transformation is not just a response to growing environmental awareness, but a necessary adaptation in an industry where digital efficiency and ecological responsibility must coexist. The necessity for this shift arises from an urgent need to mitigate the digital carbon footprint, ensuring that the advertising technologies of tomorrow are not only advanced but also aligned with the global commitment to environmental stewardship.&nbsp;&nbsp;</p>

<p>Adtech players have long overlooked their true environmental impact, given the lack of significant Scope 1 (direct) and Scope 2 (energy in operations) emissions. However, the serving of trillions of daily ad impressions - including the need for data storage, network, analytics, and auction processing - requires a substantial indirect energy contribution; energy which is responsible for a sizable carbon footprint. As such, Scope 3 emissions, which occur from a company&rsquo;s participation in the advertising value chain, account for a major chunk of advertising emissions.&nbsp;&nbsp;</p>

<p><strong>At InMobi, we are making a clear commitment to take the next big steps - get our house in order and work together with our industry clients and partners to build a more sustainable digital advertising ecosystem.&nbsp;&nbsp;</strong></p>

<p>Our approach to emission reduction, however, has not centred around just Scope 3 reduction, but has been a holistic combination of commitments and goal setting exercises aimed at mitigating our carbon footprint, and adopting and marketing green media products that would further the cause of sustainable advertising. Our focus has been twofold-&nbsp;</p>

<ul>
	<li>Adhere to the latest media quality standards, offering green media products to our buyers to help them (and us) measure and reduce the impact of their campaigns&nbsp;</li>
	<li>Pursue more sustainable practices in our operations, optimising for energy use, waste, procurement</li>
</ul>

<p><strong>In 2023 we made notable advancements towards a sustainable future at InMobi. Some of the steps taken include:&nbsp;</strong></p>

<ul>
	<li>Committing to set near and long-term company-wide emission reductions in line with science-based net zero with the <a href="https://nam04.safelinks.protection.outlook.com/?url=https%3A%2F%2Fwww.inmobi.com%2Fcompany%2Fpress%2Finmobi-announces-its-global-long-term-net-zero-carbon-aspirations-with-science-based-targets-initiative-sbti&amp;data=05%7C02%7CSustainabilityworkinggroup%40inmobi.com%7Cdbb8c33e23924f5825cc08dbffe3e0b2%7C89359cf49e60409980c4775a0cfe27a7%7C0%7C0%7C638385126411148834%7CUnknown%7CTWFpbGZsb3d8eyJWIjoiMC4wLjAwMDAiLCJQIjoiV2luMzIiLCJBTiI6Ik1haWwiLCJXVCI6Mn0%3D%7C3000%7C%7C%7C&amp;sdata=laIG59QmWQubD4yuqGmVvVaUhAknhF5Fb%2ByNf00XOQ0%3D&amp;reserved=0">SBTi&nbsp;</a></li>
	<li>Joining <a href="https://nam04.safelinks.protection.outlook.com/?url=https%3A%2F%2Fwww.inmobi.com%2Fblog%2Fthe-future-is-looking-greener-inmobi-partners-with-ad-net-zero&amp;data=05%7C02%7CSustainabilityworkinggroup%40inmobi.com%7Cdbb8c33e23924f5825cc08dbffe3e0b2%7C89359cf49e60409980c4775a0cfe27a7%7C0%7C0%7C638385126411148834%7CUnknown%7CTWFpbGZsb3d8eyJWIjoiMC4wLjAwMDAiLCJQIjoiV2luMzIiLCJBTiI6Ik1haWwiLCJXVCI6Mn0%3D%7C3000%7C%7C%7C&amp;sdata=12YFJqyt7%2FnkjeOiSkn0VGNZH6%2F2QrXsVJ4NKphtzrc%3D&amp;reserved=0">Ad Net Zero</a> and committed to the coalition&rsquo;s <a href="https://nam04.safelinks.protection.outlook.com/?url=https%3A%2F%2Fadnetzero.com%2Fthe-ad-net-zero-action-plan%2F&amp;data=05%7C02%7CSustainabilityworkinggroup%40inmobi.com%7Cdbb8c33e23924f5825cc08dbffe3e0b2%7C89359cf49e60409980c4775a0cfe27a7%7C0%7C0%7C638385126411148834%7CUnknown%7CTWFpbGZsb3d8eyJWIjoiMC4wLjAwMDAiLCJQIjoiV2luMzIiLCJBTiI6Ik1haWwiLCJXVCI6Mn0%3D%7C3000%7C%7C%7C&amp;sdata=RvKXbknws82bwVJeRIwZ8i7rZrTBU%2Fy6YgMNzr7%2B9UI%3D&amp;reserved=0">5-point action plan&nbsp;</a></li>
	<li>Partnering with supply chain emissions leader Scope3, to create transparency on media-related emissions across our inventory, launching in 2024&nbsp;</li>
</ul>

<p><strong>As&nbsp; we embark on our 2024 journey, in line with our commitment to science based net zero, we aim to:&nbsp;</strong></p>

<ul>
	<li><strong>Formalize our commitment, </strong>by submitting our emission reduction targets to SBTi&nbsp;</li>
	<li><strong>Get our house in order,</strong> and keep reducing the environmental impact from our operations&nbsp;</li>
	<li><strong>Embrace sustainable media products &amp; latest media quality standards,</strong> to deliver better performance with lower emissions&nbsp;</li>
	<li><strong>Engage our clients &amp; partners </strong>to drive collective impact&nbsp;</li>
</ul>

<p>At InMobi, we aspire to a culture of innovation that drives sustainable tech to foster a positive impact for a more purposeful approach to AdTech. Read our Sustainability snapshot to learn about our journey so far &amp; what lies ahead in 2024!&nbsp;</p>]]></description>
      <dc:subject><![CDATA[English (EN): inmobi.com, Brand Marketing,]]></dc:subject>
      
      <dc:creator><![CDATA[ Team InMobi  ]]></dc:creator>
      
      <dc:date>2024-02-26T13:13:00+00:00</dc:date>
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    <item>
      <title><![CDATA[Consent Strings to Revenue Threads: Unlocking CPM with a CMP]]></title>
      <link>https://www.inmobi.com/blog/2024/01/11/consent-strings-to-revenue-threads-unlocking-cpm-with-a-cmp/</link>
      <guid>https://www.inmobi.com/blog/2024/01/11/consent-strings-to-revenue-threads-unlocking-cpm-with-a-cmp/</guid>
      <description><![CDATA[<p>Every day, mobile apps are leaving revenue on the table. Whether it&#39;s fine-tuning in-app purchase offers, ad placements, or something else, there&#39;s no single route to optimizing app monetization. However, there is one aspect of monetization that every publisher should pay attention to: properly collecting, maintaining, protecting, and passing user consent strings. Indeed, these strings form the thread that can pull ad revenue forward.&nbsp;</p>

<p>Last year, at our <a href="https://gdcvault.com/play/1029239/Maximizing-Monetization-Strategies-Tools-and" target="_blank">Maximizing Monetization panel at GDC 2023</a>, we revealed a startling statistic: 78% of ad requests were not passing adequate consent strings. Meanwhile, those that were enjoyed significantly higher eCPMs.&nbsp;&nbsp;</p>

<p>So, what&#39;s adequate, why does it matter, and what&rsquo;s the situation today? Let&#39;s dive in.&nbsp;</p>

<p>Broadly speaking, an adequate consent string is one that is up to date with industry standards. In Q1, publishers who were passing IAB TCF 2.0 consent strings were enjoying CPMs that were upwards of 90% higher than those who weren&#39;t. Yet, at the time, only 28% of apps were passing these strings. Most apps (61%) were passing Boolean-based consent, and an alarming number passed either invalid strings or no consent strings at all.&nbsp;</p>

<p>Fortunately, adoption of TCF 2.0 has improved since last Spring, though significant room for improvement remains. Today, just 43% of ad requests are passing TCF 2.0 or later consent strings. This means that more than half of all ad requests are not optimized to unlock the best bids from premium demand.&nbsp;</p>

<p>Why does this matter? In short, apps that pass valid and up-to-date consent strings still make more money than those that don&#39;t. Today, inventory in Europe with TCF 2.0 or later consent strings is enjoying approximately <strong>83% higher eCPMs</strong> than inventory with only Boolean-based consent and three times higher fill rate than inventory that passes no consent information at all.&nbsp;</p>

<p>Granted, there are nuances based on ad format, partial consent, and the like. Nonetheless, improving consent management is the single best thing that publishers can do to unlock their ad revenue potential.&nbsp;</p>

<p>While some publishers may choose to manage consent in-house, this route is both arduous - particularly as new privacy laws go into effect and standards evolve -&#8239;and increasingly incompatible with demand partners. For instance, Google will soon require publishers to leverage a Google-certified consent management platform (CMP) to continue monetizing.&nbsp;&nbsp;</p>

<p>To help mobile publishers navigate these ever-changing regulations and industry requirements, we rolled out the <a href="https://www.inmobi.com/cmp" target="_blank">InMobi Choice CMP</a>, a completely free platform purpose-built for the needs of mobile app and web.&nbsp;</p>

<p>Consent requirements and privacy regulations may change, but our commitment to helping publishers foster trust and unlock revenue will not.&nbsp;</p>

<p>To learn more or get started today, visit <a href="https://www.inmobi.com/cmp" target="_blank">https://www.inmobi.com/cmp</a>.</p>]]></description>
      <dc:subject><![CDATA[Advertising, English (EN): inmobi.com, Global,]]></dc:subject>
      
      <dc:creator><![CDATA[ Team InMobi  ]]></dc:creator>
      
      <dc:date>2024-01-13T14:12:00+00:00</dc:date>
    </item>
  
    <item>
      <title><![CDATA[Leader in Spotlight: Srikanth Subramanian]]></title>
      <link>https://www.inmobi.com/blog/2023/12/12/leader-in-spotlight-srikanth-subramanian/</link>
      <guid>https://www.inmobi.com/blog/2023/12/12/leader-in-spotlight-srikanth-subramanian/</guid>
      <description><![CDATA[<h3>Meet Srikanth Subramanian, VP and GM for 1Weather at InMobi. Srikanth joined us in 2012, and in this conversation, he takes us through his journey of 11 years and talks more about his #LifeAtInMobi.</h3>

<h4>&nbsp;</h4>

<p><strong>Tell us about your current role at InMobi</strong></p>

<p>Right now, I run 1Weather, a leading weather app on Google Play with over 100M downloads. Every month, over 15 million trust 1Weather to plan their day and keep them safe. The 1Weather growth story has been phenomenal, and we continue to add about 3M new users every single month, thanks to our OEM and Telco partners.</p>

<p>The 1Weather journey started back in 2019, a very modest app primarily part of the Sprint telco portfolio of devices, to now being the defacto weather destination for users across multiple telco networks and several OEM partners. For someone who came into this role from a partnerships and monetization background, running a wider set of functions including product and engineering has been a learning experience.</p>

<p><strong>Walk us through your journey at InMobi </strong></p>

<p>I really cannot believe it has been 11 years already! Every day is so new that you lose track of time. I joined in October 2012, to do what was then referred to as Online Sales Operations. Simply put, we had 2 ways of acquiring customers. The traditional and the high-touch route (Direct Sales), where we had teams based out of San Francisco, New York, London, Seoul, Tokyo, Singapore, Beijing, and a few more, reaching out to potential partners and managing existing partnerships. Online sales focused on doing it all remotely, doing it at scale with a team based out of Bangalore. The unit was new not just to me and my team, but also to the company. Sitting out of Bangalore, we cold-called game developers and app publishers across the globe, and we as a team were successful in setting up a seamless online sales channel. A team of five&nbsp;that started this gig, we even won a CEO award at the time.</p>

<p>I then transitioned to running publisher partnerships as a function, initially heading teams for accounts in Europe and North America. Fast forward a couple of years, and my team ran partnerships globally except for publishers from China, Japan, and Korea. The growth from 2012 to 2015 was phenomenal &ndash; we started modestly and moved on to working with some of the biggest and badest names in the mobile publishing industry. Travel became the new norm and I got to visit some of the fanciest places in the world. I even visited Oulu, a city very close to the North Pole, to meet one of our biggest gaming partners and he remains a good friend to date. At some point in this role, we decided that we needed a hybrid model instead of a fully Bangalore-based partner management setup. I relocated to our San Francisco office and set up a team here from scratch. This was a whole different experience, hiring top local talent while continuing to run a large team at our headquarters.</p>

<p>As I mentioned, there is never a dull day around here. When things look all settled in, we like to bring in some chaos. We were acquiring Pinsight media from the erstwhile US telco Sprint. They had a portfolio of apps that included 1Weather and I expressed interest in running this engine. In all honesty, it was a zero-to-one role. At InMobi, we help publishers monetize via ads but this was a first for all of us. It always helps when the CEO tells you, &ldquo;It&#39;s okay if it does not work out, we&rsquo;ll find you something nicer&rdquo;.</p>

<p>To sum it all up, I think the journey so far has been amazing and extremely rewarding. I have in every sense built my career at InMobi and I am very proud of that.</p>

<p><img alt="" src="https://2714195.fs1.hubspotusercontent-na1.net/hubfs/2714195/Growth%20at%20InMobi%20-%20Srikanth/1.png" style="width: 450px; height: 324px;" /></p>

<p><strong>What has made you stay with the organization?</strong></p>

<p>At InMobi, I have been associated with a lot of zero-to-one business and that has resulted in me being much more invested and attached, each project has been like my own baby. Of course, there are pros and cons to that, you tend to get more emotionally attached than intended but I&rsquo;ve been empowered to think big and have an entrepreneurial mindset throughout. This stands out and I realize its importance in my conversations with industry friends. More often than not, they have a very objective view of their jobs which is just transactional and about getting the job done. This has never been the case for me here. A lot of trust has come my way from the founders and leaders I have worked with. You will see that the organization believes in giving opportunities to individuals who have shown enough grit and can transcend ambiguity, to tackle some of the hardest problems, and give them room to fail, learn, and grow. That is how I have been groomed as a leader, and as I built my team, this is what I focus on.</p>

<p><strong>Your proudest accomplishment at InMobi so far?</strong></p>

<p>Between 2013 and 2015, I had the honor&nbsp;of working with some of the largest gaming publishers in Europe. They were all very successful game developers, with over a few billion downloads on the store, but at heart, all of them were grounded individuals, who spoke about everything from daily chores to summer vacations. I love working with our partners, connecting with them beyond work, and getting to know them as people, their interests, their hobbies, and for a few, even their outlook on life. This personal theory on investing in people comes from our leadership. To me, personally, this is how I go about working with people. Be that a colleague, a team member, or a big business partner. Everybody has a story, and those stories make them unique, one-of-a-kind, and amazing to work with. InMobi allows you to do things differently, and textbooks hold very little place.</p>

<p><img alt="" src="https://2714195.fs1.hubspotusercontent-na1.net/hubfs/2714195/Growth%20at%20InMobi%20-%20Srikanth/2-2.jpg" style="width: 300px; height: 400px;" /></p>

<p><strong>A bit about your life outside work</strong></p>

<p>Vaidehi, my beautiful life partner, and I live in the San Francisco Bay area with our three-year-old, Sriram. Vaidehi teaches meditation, and we met at a meditation workshop by the Art of Living Foundation a long time ago. We are both drawn to spirituality and believe there is much more to life.</p>

<p>When we are not finding a park or a lesson to take our toddler to, I am either trying to find the best sambar and dosa in the bay or exploring a new national park (our all-time favorite is Zion). Even after 7 years in the US, we still miss India and we like spending time in India with our parents, exploring temples, and doing silence meditation workshops.</p>

<p>&nbsp;</p>

<p>To work with leaders like Srikanth and build a career with us, explore opportunities on our <a href="https://www.inmobi.com/company/careers#jobs">careers page</a>.</p>]]></description>
      <dc:subject><![CDATA[Inside InMobi, English (EN): inmobi.com, Global,]]></dc:subject>
      
      <dc:creator><![CDATA[ Team InMobi  ]]></dc:creator>
      
      <dc:date>2023-12-12T00:37:00+00:00</dc:date>
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      <title><![CDATA[5 Questions, 5 Minutes: A Micro Chat With Nathan Rhule of Tombras  ]]></title>
      <link>https://www.inmobi.com/blog/2023/12/07/5-questions-5-minutes-a-micro-chat-with-nathan-rhule-of-tombras/</link>
      <guid>https://www.inmobi.com/blog/2023/12/07/5-questions-5-minutes-a-micro-chat-with-nathan-rhule-of-tombras/</guid>
      <description><![CDATA[<p>As the digital advertising ecosystem continues to prepare for the loss of individual identifiers, many of today&rsquo;s brands and agencies have been actively exploring the evolving role of Addressability and Attention Metrics as key drivers of performance in the privacy-first world.&#8239;&nbsp;</p>

<p>A recent panel at AdExchanger&rsquo;s Programmatic I/O in New York explored the future of personalized advertising and new standards and solutions for ID-less targeting and measurement. Participants included Nathan Rhule, Associate Media Director of Programmatic at Tombras;&#8239;Justin Adler, Director of Product for Human; InMobi&rsquo;s Todd Rose, SVP Global Business Development and Addressability; and Joelle Freeman, Director of Strategy and Partnerships at Butler Till.&#8239;&nbsp;</p>

<p>&#8239;InMobi&rsquo;s Joe Hustek offers some event takeaways&#8239;in the following Q&amp;A with Tombras&rsquo; Nathan Rhule:&#8239;</p>

<p><strong>Joe Hustek: You recently attended Programmatic I/O and spoke on a panel hosted by InMobi&rsquo;s brand safety partner Human. What was the topic and what were your specific key points and areas of interest or concern?&#8239;&#8239;&nbsp;</strong></p>

<p><strong>Nathan Rhule: </strong>The topic was Addressability unveiled. While it&rsquo;s a subject that has been talked about for some time, it&rsquo;s an issue that has been slowly evolving and is nearing the final countdown. I have a lot of people talking to me about cookie-less targeting, but none&#8239;of it works unless you first figure out how to change perceptions and goals around measurement that can work with limited tracking.&#8239;&#8239;&#8239;&nbsp;</p>

<p>&nbsp;</p>

<p>&#8239;<strong>Joe: With 2024 reportedly being the year that the Chrome cookie finally crumbles and Google&rsquo;s Privacy Sandbox goes into effect, what are you / the agency doing to prepare clients and assure them that you can offer meaningful targeting and measurement?&#8239;&#8239;&nbsp;</strong></p>

<p><strong>Nathan:</strong> As an agency, we&rsquo;re building out and testing our proprietary tool &ldquo;Tombras Identity,&rdquo; which brings together best-in-class measurement partners, data sets, and big-data analytics to provide future-proof media solutions. This will ensure that as identity changes, our clients are able to perform audience discovery and effective targeting and measurement without the need for a single form of identity (cookies).&nbsp;</p>

<p>&nbsp;</p>

<p><strong>Joe: With all the focus and heat around attention metrics, what are you doing differently or seeing work with clients?&#8239;&#8239;&nbsp;</strong></p>

<p><strong>Nathan:</strong> The level of interest in Attention Metrics has been muted due to the (sometimes) added cost and the lack of ubiquity across supply. In addition, clients are hesitant to move away from standard metrics and in some cases would prefer to use &ldquo;testing dollars&rdquo; on a new form of measurement. Testing dollars are not always accessible, so we have to work with our clients on the right opportunity to test without putting their business in a vulnerable state. We are in the early stages of testing this approach with some clients to determine a correlation between Attention Metrics and on-site activities or conversion events.&nbsp;&nbsp;</p>

<p>&nbsp;</p>

<p><strong>Joe: With all the hype around AI, what new approaches or technologies are you using to ensure that your clients stay on the leading edge? &#8239;&nbsp;</strong></p>

<p><strong>Nathan: </strong>We&rsquo;re exploring the use of AI to enhance our platform&rsquo;s standard algorithms by implementing custom algorithms based on a client&rsquo;s business objectives. These allow us to pull in multiple data points such as client-owned bidstream data and publicly shared information that in turn allows our campaigns to become more efficient and reach the exact audience that is most likely to interact with a client&rsquo;s business objective. We are in the early stages on how we&rsquo;re using AI, and the conversation and use cases will continue to evolve and have an even greater impact on advertising.&nbsp;&nbsp;&nbsp;</p>

<p>&nbsp;</p>

<p><strong>Joe: Last question. Any changes to the digital ecosystem in the next year or two that you&rsquo;re particularly interested in? &#8239; &#8239;&nbsp;</strong></p>

<p><strong>Nathan: </strong>The continuous expansion of historically non-programmatic channels, such as Linear TV and DOOH, and the ability to buy and measure all channels within a single platform. This will introduce never-before-tapped traditional budgets into the programmatic ecosystem and ultimately provide a more holistic view of a brand&rsquo;s media investment.&nbsp;&nbsp;</p>

<p>For a deeper dive on Addressability and Attention Metrics, please check out our <a href="https://go.inmobi.com/3as-of-advertising-playbook-2023/" target="_blank">&ldquo;3 A&rsquo;s of Advertising&rdquo;</a> playbook, and come find our team at CES.&#8239;&nbsp;</p>

<p>&#8239;&nbsp;</p>]]></description>
      <dc:subject><![CDATA[Advertising, Events, English (EN): inmobi.com, Global,]]></dc:subject>
      
      <dc:creator><![CDATA[ Team InMobi  ]]></dc:creator>
      
      <dc:date>2023-12-07T21:09:00+00:00</dc:date>
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      <title><![CDATA[Why Responsible AI is Critical to Ad Tech ]]></title>
      <link>https://www.inmobi.com/blog/2023/12/04/why-responsible-ai-is-critical-to-ad-tech/</link>
      <guid>https://www.inmobi.com/blog/2023/12/04/why-responsible-ai-is-critical-to-ad-tech/</guid>
      <description><![CDATA[<p>Responsible AI, also known as Ethical AI, is a fundamental concept that underscores the development and utilization of artificial intelligence (AI) systems in a manner that aligns with ethical principles, legal regulations, and societal values.&nbsp;&nbsp;</p>

<p>The core objective of Responsible AI is to ensure that AI technologies are designed and deployed in ways that are fair, transparent, accountable, and respectful of human rights and well-being, while minimizing potential harm and maximizing benefits. It also helps foster trust and mitigate risks.&nbsp;</p>

<p>Recent developments in Responsible AI have been significant, with the UK hosting the inaugural <a href="https://www.gov.uk/government/news/uk-to-host-first-global-summit-on-artificial-intelligence" target="_blank">AI Safety Summit</a> in early November 2023. This summit convened key countries, leading tech companies, and researchers to collectively establish safety measures for assessing and monitoring the most significant AI risks. As a remarkable outcome, all participating nations signed the <a href="https://www.gov.uk/government/publications/ai-safety-summit-2023-the-bletchley-declaration/the-bletchley-declaration-by-countries-attending-the-ai-safety-summit-1-2-november-2023" target="_blank">Bletchley Declaration</a>, uniting in their pursuit of Responsible AI.&nbsp;</p>

<p>Previously, <a href="https://assets.publishing.service.gov.uk/government/uploads/system/uploads/attachment_data/file/1176103/a-pro-innovation-approach-to-ai-regulation-amended-web-ready.pdf" target="_blank">UK</a>, <a href="https://www.whitehouse.gov/briefing-room/presidential-actions/2023/10/30/executive-order-on-the-safe-secure-and-trustworthy-development-and-use-of-artificial-intelligence/#:~:text=The%20Federal%20Government%20will%20seek,inequities%2C%20threatening%20human%20rights%2C%20and">USA</a>, <a href="https://www.niti.gov.in/sites/default/files/2021-02/Responsible-AI-22022021.pdf" target="_blank">India</a>, and other countries have published their country-wide principles for Responsible AI. Some of them (e.g., <a href="https://assets.publishing.service.gov.uk/media/653aabbd80884d000df71bdc/emerging-processes-frontier-ai-safety.pdf" target="_blank">UK</a>) have also taken the next step to publish guidelines and processes around these principles. &#8239;Governments worldwide are increasingly recognizing both the opportunities and risks associated with AI, and Responsible AI is the &lsquo;great responsibility&rsquo; side of AI&rsquo;s &lsquo;great power.&rsquo;&nbsp;</p>

<p>When aggregating the principles established by different nations, five key common themes emerge that you will see below.</p>

<p>Now, in the context of the ad tech industry, companies will look to harness AI to build better value for their customers and, in turn, create a competitive advantage for themselves. While doing so, it&rsquo;s important not to lose track of the fact that Responsible AI needs to be incorporated as a mindset and practice for long-term gains versus falling prey to short-term AI wins. &nbsp;</p>

<p>Let&rsquo;s look at how the worlds of ad tech and Responsible AI intersect.&nbsp;</p>

<ol>
	<li><strong>Safety and Security:&nbsp;</strong>AI&#39;s versatility and autonomy poses safety and security concerns across various domains, including biotechnology, cybersecurity, critical infrastructure, and other national security dangers. The reality is that the misuse of AI in ad tech won&rsquo;t have a magnitude of impact on safety and security as, let&rsquo;s say, biotechnology or national cybersecurity. However, it is still an essential aspect from a user safety point of view. While we must continuously and proactively think about all potential use cases, compliance with privacy policies and responsible AI-based addressability solutions will ensure that this industry is moving forward in the right direction.&nbsp;</li>
	<li><strong>Transparency:&nbsp;</strong>AI systems must be transparent and explainable. All ad tech companies will (if not already) invest heavily in observability at each step of the AI lifecycle (see <a href="https://www.fiddler.ai/blog/mlops-lifecycle" target="_blank">here</a> to know more about these steps) to maximize transparency, gain more control, and drive efforts toward Responsible AI. It is best to use a third-party partner whose core focus is AI observability.&nbsp;&nbsp;</li>
	<li><strong>Equality and Fairness:</strong> Ad tech companies will need to put robust systems and processes in place to ensure that their AI technology is not leading to discrimination or violation of rights in any way when using general-purpose LLMs or niche ML models. Also, ad tech companies will also need to closely monitor and improve the diversity of their AI teams.&nbsp;</li>
	<li><strong>Accountability and governance:</strong>&nbsp;AI is a technology that will complement, and not replace, a human&rsquo;s effort. Humans will need to be accountable to AI technology and place the proper governance in pursuit of Responsible AI. While new senior roles are already being created in ad tech organizations (e.g., CIO, CDO, Head of AI, etc.) whose key remits will include Responsible AI, it will also be essential to segregate roles and responsibilities among the rest of the AI team &ndash; for example, the role of an ML engineer versus a Data Scientist or an ML Ops person.&nbsp;</li>
	<li><strong>&ldquo;You&rsquo;ll never work alone&rdquo;:&nbsp;</strong>&nbsp;Similar to sustainability initiatives where all parties are aligned on the need to come together as a team to proceed forward, Responsible AI is also a team game where all ad tech entities will need to come together for the greater good of the industry. Central bodies like IAB have already created an <a href="https://www.prnewswire.com/news-releases/iab-tech-lab-announces-the-formation-of-two-new-working-groups-the-privacy-sandbox-task-force-and-the-artificial-intelligence-subcommittee-301941105.html" target="_blank">Artificial Intelligence Subcommittee</a>, and we anticipate that the investments and participation in these initiatives will grow significantly quickly. <a href="https://www.liverpoolfc.com/news/first-team/211121-free-video-one-of-anfield-s-best-versions-of-ynwa" target="_blank">Liverpool fans</a> knew this all along!&nbsp;</li>
</ol>

<p>These are truly exciting times as we stand on the cusp of a new era of ad tech. With each passing day, we are witnessing the responsible evolution of artificial intelligence.&nbsp;</p>]]></description>
      <dc:subject><![CDATA[Advertising, English (EN): inmobi.com, Global,]]></dc:subject>
      
      <dc:creator><![CDATA[ Saurav Dutta  ]]></dc:creator>
      
      <dc:date>2023-12-04T21:38:00+00:00</dc:date>
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      <title><![CDATA[SKAN and Fingerprinting in 2024: Everything You Need to Know ]]></title>
      <link>https://www.inmobi.com/blog/2023/11/29/skan-and-fingerprinting-in-2024-everything-you-need-to-know/</link>
      <guid>https://www.inmobi.com/blog/2023/11/29/skan-and-fingerprinting-in-2024-everything-you-need-to-know/</guid>
      <description><![CDATA[<p><em>New research by Advertiser Perceptions and InMobi reveals notable progress towards SKAN adoption with some ground left to cover before all app marketers are fully ready to enter the privacy-first era of iOS campaign attribution.</em></p>

<p>Apple&rsquo;s App Tracking Transparency (ATT) upended campaign attribution on iOS two years ago, and app growth marketers have been operating in survival mode ever since.&nbsp; While some have taken the time to transition to SKAN, others are still clinging to attribution methods that rely on fingerprinting, also known as &ldquo;probabilistic attribution&rdquo; or &ldquo;MMP attribution,&rdquo; as a lifeline.&nbsp;&nbsp;&nbsp;</p>

<p>However, the prevailing theory has been that this approach is only a temporary workaround for Apple&rsquo;s sanctioned privacy-safe attribution framework, SKAdNetwork (SKAN). This theory is grounded in the fact that Apple has had a rule prohibiting fingerprinting in its iOS developer policies since ATT rolled out, and it&rsquo;s only a matter of time before Apple starts to enforce it.&nbsp;&nbsp;&nbsp;</p>

<p>Because Apple has levied no consequences on apps using fingerprinting, the full force of ATT has yet to make&nbsp;impact. But with a new set of features in iOS 17 aimed at closing this loophole starting in spring &rsquo;24, we are now on a collision course, <a href="https://www.inmobi.com/blog/rip-fingerprinting-in-2024" target="_blank">which we&rsquo;ve covered in more detail here</a>.&nbsp;</p>

<p>To understand if app marketers and their agency partners are taking heed of this wake-up call, InMobi worked with Advertiser Perceptions to take a temperature check in September 2023. The results of this survey reveal there is still work to be done before apps can successfully change course and be prepared for the privacy-first era ahead.&nbsp;&nbsp;&nbsp;</p>

<p><strong>Current attribution methods being used&nbsp;</strong></p>

<p>While still common for apps to maintain a level of reliance on fingerprinting-based attribution, nearly two-thirds have begun their SKAN attribution adoption journey.&nbsp;&nbsp;</p>

<p>If fingerprinting-based attribution methods still play a part in your app growth strategy, you are certainly not alone. However, if you fall in the 27% of app marketers who have not begun to embrace SKAN and rely only on probabilistic workarounds for measuring campaign performance on iOS, you&rsquo;re lagging behind your peers.&nbsp;&nbsp;&nbsp;</p>

<p><img alt="" src="https://go.inmobi.net/hubfs/iOS%20attribution%20methods.png" style="width: 521px; height: 291px;" /></p>

<p><strong>Why are marketers not adopting SKAN?&nbsp;</strong></p>

<p>The top reason why marketers are not adopting SKAN is because they are hitting the easy button with probabilistic attribution. SKAN&rsquo;s complexity as well as the perception of reduced performance and cost-effectiveness are other key reasons why some app marketers have been avoiding SKAN at this point.&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</p>

<p><img alt="" src="https://go.inmobi.net/hubfs/Reasons%20for%20not%20adopting%20SKAN.png" style="width: 522px; height: 295px;" /></p>

<p><strong>Marketers&rsquo; understanding of fingerprinting&nbsp;</strong></p>

<p>There also seem to be gaps in understanding exactly what fingerprinting is and whether it is being used for campaign attribution. Nearly half of app marketers are blissfully unaware that probabilistic attribution may be considered fingerprinting, and another 17% aren&rsquo;t even clear what fingerprinting is. A likely reason for this is because fingerprinting is often referred to as &ldquo;probabilistic attribution&rdquo; or &ldquo;MMP attribution,&rdquo; and measurement partners typically would not expressly call out that their models are employing fingerprinting.&nbsp;&nbsp;&nbsp;</p>

<p><img alt="" src="https://go.inmobi.net/hubfs/Awareness%20that%20MMP%20attribution%20=%20fingerprinting.png" style="width: 522px; height: 293px;" /></p>

<p><strong>Many are still not aware of Apple&rsquo;s plans to end fingerprinting, let alone clear on what to do to prepare</strong></p>

<p>Just over half of app marketers and their agencies reported that they are at least somewhat familiar with Apple&rsquo;s plans to put an end to fingerprinting on iOS next spring. But on the flip side, almost half of those surveyed admit they are not very familiar with Apple&rsquo;s plans to combat fingerprinting, and half of that group confessed they are entirely in the dark.&nbsp;&nbsp;&nbsp;</p>

<p><img alt="" src="https://go.inmobi.net/hubfs/Familiar%20with%20Apple%E2%80%99s%20plans.png" style="width: 522px; height: 298px;" /></p>

<p>As far as what to do with this information, just over a quarter of survey respondents recognize the need to accelerate SKAN adoption plans, while the rest are in a &ldquo;wait and see&rdquo; reactive mode with no immediate plans to change course. It&rsquo;s hard to blame those who have chosen to let the dust settle before upending strategies that are performing acceptably. Seeing the can getting kicked down the road by Google for three years on third-party cookie deprecation has created an &ldquo;I&rsquo;ll believe it when I see it&rdquo; mindset amongst marketers. Apple has reinforced their policy against fingerprinting multiple times since ATT was released in 2021, but they have not yet taken any meaningful action to enforce this rule, at least until now.&nbsp;&nbsp;&nbsp;</p>

<p><img alt="" src="https://go.inmobi.net/hubfs/Shifting%20Strategies.png" style="width: 522px; height: 293px;" /></p>

<h3>Don&rsquo;t get caught asleep at the wheel in 2024&nbsp;</h3>

<p>Apple not only made their disdain for fingerprinting abundantly clear (again) during their Worldwide Developer Conference&nbsp;in June, they also announced details of how they would enforce it this time. A new feature called Privacy Manifests takes square aim at holding app developers and their third-party SDK partners accountable for disclosing their data collection and usage practices, and it zeroes in on a set of Required Reason APIs that Apple deems particularly high risk for abuse in fingerprinting. The Privacy Manifests feature was included in the recently released iOS 17 and is set to take full effect in the spring. To help app marketers gain a better grasp of what fingerprinting is, why it&rsquo;s at risk of disappearing next year, and what they should do about it, InMobi has put together a handy guide: <a href="https://go.inmobi.com/rip-fingerprinting-in-2024/" target="_blank">RIP Fingerprinting in 2024? The Need-to-Know and How App Marketers Should Prepare</a>.&nbsp;&nbsp;</p>

<p>If you&rsquo;re part of the 53% of app marketers using probabilistic attribution alongside SKAN, you&rsquo;re on the right track and should look to accelerate SKAN adoption even further as spring 2024 approaches. For the 27% of apps who haven&rsquo;t kicked off their SKAN adoption journey yet, it would be wise to set these plans in motion with urgency or risk winding up lost in the dark on a dead-end road with no probabilistic signals to help point you in the right direction.&nbsp;&nbsp;</p>

<p>I&rsquo;ll be the first to admit that SKAN is indeed complicated and early versions had significant limitations, but the good news is that Apple is committed to continually improving it. SKAN 4 has brought significant improvements over SKAN 3, and SKAN 5 is on the way. SKAN&rsquo;s deterministic accuracy is unmatched and any perceived drawbacks can be overcome with the right shift in mindset complemented by effective predictive modeling that offsets privacy-minded signal loss. Leading apps in every category are finding ways to successfully navigate it alongside partners with the right expertise and solutions.&nbsp;&nbsp;&nbsp;</p>

<p>If you&rsquo;re ready to start accelerating your SKAN adoption journey before fingerprinting fades away, InMobi&rsquo;s <a href="https://go.inmobi.com/the-ultimate-guide-to-skan-2023/" target="_blank">Ultimate Guide to SKAN</a> is a comprehensive resource designed to help you along the way, and if you could use some personalized advice from our team of SKAN experts as you map out the right strategy to ensure your app&rsquo;s performance is ready to thrive in the privacy-first world, j<a href="https://go.inmobi.com/app-performance-strategy-session/" target="_blank">ust say the word</a>.&nbsp;&nbsp;&nbsp;&nbsp;</p>

<p>You can dive into our full research with Advertiser Perceptions on the 2023 state of app performance campaign attribution in the privacy-first era&nbsp;here:&nbsp;</p>

<p><a class="btn btn-s" href="https://inmobi.infogram.com/the-state-of-skan-adoption-1h0n25ye9ydrz6p" style="border-radius:25px;font-size:24px;font-weight:normal;">Read now</a></p>]]></description>
      <dc:subject><![CDATA[Advertising, English (EN): inmobi.com, Global,]]></dc:subject>
      
      <dc:creator><![CDATA[ Sara Camden  ]]></dc:creator>
      
      <dc:date>2023-11-29T15:55:00+00:00</dc:date>
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      <title><![CDATA[Women in Tech at InMobi: Neha Gadgil]]></title>
      <link>https://www.inmobi.com/blog/2023/11/27/women-in-tech-at-inmobi-neha-gadgil/</link>
      <guid>https://www.inmobi.com/blog/2023/11/27/women-in-tech-at-inmobi-neha-gadgil/</guid>
      <description><![CDATA[<h3>Meet Neha Gadgil, an SDE II at InMobi. As someone driven by the wonders of tech, Neha takes us through her journey and shares insights about her #LifeAtInMobi.&nbsp;<strong> </strong></h3>

<p><strong>Tell us a bit about yourself</strong></p>

<p>I joined InMobi in 2021, after spending the first couple of years of my career with Morgan Stanley. Moving to InMobi was all about change, both personally and professionally. I had lived all my life in Mumbai, until some months back when I relocated to Bengaluru as we all started coming back to office after the pandemic.</p>

<p>As someone who had just started their career in technology, I wanted to join InMobi to transition from a big corporate to a tech-driven organization with a start-up mindset. Before joining InMobi, I wanted to continue my education and study data science further but because of the pandemic my options became limited and I was considering pursuing my master&#39;s degree remotely. This was also a conversation that I had during my interview here. Today, I have been with InMobi for over two years now and I have also finished my full-time remote master&rsquo;s degree in data science from The University of Texas, Austin.</p>

<p><img alt="" src="https://2714195.fs1.hubspotusercontent-na1.net/hubfs/2714195/Blog%20photos_11-27-23/1.jpg" style="width: 333px; height: 300px;" /></p>

<p><strong>What was it like living the life of a student and engineer at InMobi together?</strong></p>

<p>There were challenges but that is what made it more fun and rewarding. My manager was always flexible and accommodating of my college schedule. There were times when deadlines for a college assignment and an office project clashed, and the pressure to fulfill both commitments and give my best was obviously there. But that only encouraged me to excel and I always had my team supporting me through it all.</p>

<p><strong>What inspired you to pursue a career in tech?</strong></p>

<p>Science has always been my area of interest growing up. I knew I wanted to build things that have an impact. Build what? &ndash; that I wasn&rsquo;t completely sure of. Even when I started pursuing a degree in engineering, I was not sure if computer science was my calling. What changed that was my internship at IIT, Mumbai. During that three-month internship in my second year of college, my interest in computer science grew, particularly in data science.</p>

<p><strong>Tell us about your role at InMobi</strong></p>

<p>I am currently an SDE II, working with the demand-side platform team, which deals end-to-end with the advertiser side of the business. I work in the post-serve pod, which to explain on a very high level, primarily focuses on collecting data after the advertisements have gone live on the devices of consumers. It is a feedback mechanism of sorts, collecting and processing data to billing the advertisers. The bidder team uses our data inventories to build insights that further optimize our demand side business.</p>

<p><img alt="" src="https://2714195.fs1.hubspotusercontent-na1.net/hubfs/2714195/Blog%20photos_11-27-23/2.jpg" style="width: 363px; height: 300px;" /></p>

<p><strong>What is an interesting project that you are currently working on?</strong></p>

<p>Right now, I am working on <a href="https://go.inmobi.com/the-ultimate-guide-to-skan-2023/">SKAdNetwork (SKAN)</a>, a privacy-focused attribution mechanism developed by Apple which abstracts most of the user information from advertisers. Working towards optimizing the data that we get and onboarding the newest version of SKAN is something I have personally been contributing to and it has been a fulfilling and interesting project in terms of learning as a data enthusiast. I have been able to see the impact of the project on our revenue and also help the bidding team. The project has been quite significant since we know that privacy is only going to get stricter, and information is going to get abstracted by other networks sooner rather than later.</p>

<p><strong>A piece of advice for aspiring women in tech</strong></p>

<p>Never give up &ndash; it is going to get intimidating at times. Even though the gender gaps are diminishing, it remains to be a male-dominated space. But that should not stop you or discourage you at any point from doing what you truly enjoy. Be confident about your work, invest in networking, and remember to ask without fear of judgment. Your male colleagues can be your allies and cheerleaders too.</p>

<p>&nbsp;</p>

<p>To build your tech career with InMobi and work with inspiring women like Neha, opportunities on our <a href="https://www.inmobi.com/company/careers#jobs">careers page</a>.</p>]]></description>
      <dc:subject><![CDATA[Inside InMobi, English (EN): inmobi.com, Global,]]></dc:subject>
      
      <dc:creator><![CDATA[ Team InMobi  ]]></dc:creator>
      
      <dc:date>2023-11-27T01:13:00+00:00</dc:date>
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    <item>
      <title><![CDATA[Brewing Conversations Over Coffee at InMobi]]></title>
      <link>https://www.inmobi.com/blog/2023/11/22/brewing-conversations-over-coffee-at-inmobi/</link>
      <guid>https://www.inmobi.com/blog/2023/11/22/brewing-conversations-over-coffee-at-inmobi/</guid>
      <description><![CDATA[<p><a><span style="color:#000000;">Innovation and ideas of great magnitude are often brewed over a candid conversation over a cup of freshly brewed coffee</span></a><span style="color:#000000;">. Our Conversations over Coffee (CoC) initiative, gives every InMobian globally the chance to interact with our founders and leaders who intrigue, influence, and inspire them.</span></p>

<p><span style="color:#000000;">A period event, CoC only requires InMobians to block a session with the leader of their choice and catch up with them in the cafeteria and talk about all that&rsquo;s on their mind. Discussions on personal growth, organizational growth, or talking about a simple idea that one thinks is the next big &ndash; such conversations happen with a candid flow and materialize beautifully, as the aroma of coffee and the music sets the perfect atmosphere for the event.</span></p>

<p><span style="color:#000000;">CoC is based on the idea of providing a platform for conversations with leaders. While work-related conversations happen every day, such an event encourages InMobians to talk about topics that go deeper and carry substance for individuals on both professional and personal levels. Getting an idea about different roles and responsibilities brings a new perspective to the table and leads to innovative thinking. With CoC, we aim to drive real connections and build an atmosphere that encourages conversations beyond work.</span></p>

<p><span style="color:#000000;">Let&rsquo;s have a look at what InMobians have to say about their experience of the latest edition of Conversations over Coffee.</span></p>

<p>&nbsp;</p>

<p align="center"><span style="color:#000000;"><em>&ldquo;I think 30 minutes ran out like anything&hellip;. the conversations revealed a lot about how to grow professionally and personally. I got to discovering the leader&rsquo;s interest and finding common grounds where we can connect more and contribute together.&rdquo;</em></span></p>

<p align="center">&nbsp;</p>

<p align="center"><span style="color:#000000;"><em>&ldquo;It was an amazing opportunity to connect with experienced dynamic leaders across InMobi and seek their guidance.&rdquo; </em></span></p>

<p align="center">&nbsp;</p>

<p align="center"><span style="color:#000000;"><em>&ldquo;The biggest takeaway from my conversation was that my career journey should be only defined by me and not anyone else. But at the same time, I shouldn&rsquo;t let that thought consume me. Enjoy the balance. I certainly feel more clear-minded post the conversation.&rdquo;</em></span></p>

<p align="center">&nbsp;</p>

<p align="center"><span style="color:#000000;"><em>&ldquo;I was made to realize, how conversations at work can include things outside the capacity of our work which only brings people closer and creates a sense of belonging. And that is what InMobi culture is all about.&rdquo;</em></span></p>

<p align="center">&nbsp;</p>

<p align="center"><span style="color:#000000;"><em>&ldquo;CoC has helped me gain perspective and get a hold on my thoughts.&rdquo;</em></span></p>

<p align="center">&nbsp;</p>

<p align="center"><span style="color:#000000;"><em>&ldquo;Connecting with the leaders today over a cup of coffee led to a very friendly and free-flowing conversation. I was able to get a sense of direction, in terms of what the future holds for me.&rdquo;</em></span></p>

<p align="center">&nbsp;</p>

<p align="center"><span style="color:#000000;"><em>&ldquo;We often see the founders and leaders from a different lens and put them on a pedestal. It is instances like these, that make us realize that they too are human, vulnerable, and imperfect.&rdquo;</em></span></p>

<p align="center">&nbsp;</p>

<p><span style="color:#000000;">If a workplace culture like this inspires you, then explore opportunities on our </span><a href="https://www.inmobi.com/company/careers/"><span style="color:#0000FF;">careers website</span></a><span style="color:#000000;">.</span></p>]]></description>
      <dc:subject><![CDATA[Inside InMobi, English (EN): inmobi.com, Global,]]></dc:subject>
      
      <dc:creator><![CDATA[ Team InMobi  ]]></dc:creator>
      
      <dc:date>2023-11-21T23:52:00+00:00</dc:date>
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    <item>
      <title><![CDATA[Avoiding the Perils of MFA Websites With In-App Advertising ]]></title>
      <link>https://www.inmobi.com/blog/2023/11/14/avoiding-the-perils-of-mfa-websites-with-in-app-advertising/</link>
      <guid>https://www.inmobi.com/blog/2023/11/14/avoiding-the-perils-of-mfa-websites-with-in-app-advertising/</guid>
      <description><![CDATA[<p>Have you ever come across a website with pages overrun with banner and video ads, questionable content, and multiple clickbait-like links to similar content websites? If you have, it was probably a Made-for-Advertising (MFA) site.&nbsp;&nbsp;</p>

<p>MFA is a term used to describe some websites or web content that are primarily designed to poach ad revenue from online advertising networks and exchanges by providing cheap reach to advertisers. According to Jounce&rsquo;s criteria for classifying MFA sites, they usually have three characteristics: paid traffic acquisition, aggressive monetization by stuffing pages with ads, and superficial KPIs.&nbsp;</p>

<p>From a user perspective, content on MFA sites is usually overloaded with keywords to optimize for SEO and offers little value or information to the user. On the advertiser side, the cluttered user experience and low-quality ad placements may provide advertisers with low-cost ad impressions, and maybe even viewable ad impressions, but the ad experiences leave a lot to be desired for the advertiser. No wonder that Jounce, a leading voice on supply path management, defines <a href="https://jouncemedia.com/blog/mfa-evaluation-criteria" target="_blank">MFA sites</a> as &ldquo;inventory that achieves superficial KPIs like viewability by creating a user-hostile advertising experience.&rdquo;&nbsp;</p>

<p>To be clear, they are usually not featuring fraudulent inventory as defined by conventional IVT standards, but they are not good at driving real connections between consumers and advertisers.&nbsp;</p>

<p><img alt="" src="https://go.inmobi.net/hubfs/Screenshot%202023-11-14%20at%204.07.40%20PM.png" style="width: 327px; height: 232px;" /></p>

<h3>But why all this noise now?&nbsp;</h3>

<p><a href="https://static1.squarespace.com/static/553c03d0e4b08cd58585d2ec/t/6515a7edfffea130f1ee4c9d/1695918063315/Jounce+Media+State+Of+MFA.pdf" target="_blank">A study by American National Advertisers (ANA)</a> found that MFA sites <strong>represent 21% of impressions and capture up to 15% of ad spend</strong>. Similarly, <a href="https://static1.squarespace.com/static/553c03d0e4b08cd58585d2ec/t/6515a7edfffea130f1ee4c9d/1695918063315/Jounce+Media+State+Of+MFA.pdf">Jounce</a> estimates that the share of web auctions attributed to MFA sites is 4.5x more than three years ago.&nbsp;</p>

<p>In the same report, Jounce points out the difference in conversion metrics between premium publishers and MFA publishers, and no points for guessing which inventory ends up with a massive conversion deficit.&nbsp;&nbsp;</p>

<p>Additionally, as sustainability in media buying becomes an important topic, it&rsquo;s important to know that MFA sites also have a higher carbon footprint. According to ANA, MFA sites produce <a href="https://scope3.com/news/ebiquity-and-scope3-research-study-reveals-that-15-of-brand-ad-spend-is-wasted-contributing-high-carbon-emissions-and-no-roi" target="_blank">26% higher carbon emissions</a> than non-MFA inventory.&nbsp;&nbsp;</p>

<h3>So what can you do?&nbsp;</h3>

<p>There are two steps you can take to ensure your ads are worth the bucks:&nbsp;&nbsp;</p>

<ol>
	<li><strong>Choose the right ad environment:</strong> Your ad gets noticed when it appears in a user-focused environment not an ad-focused environment. In the web environment, your ad competes with content and multiple other ads for user attention. &nbsp;

	<ul>
		<li>In-app ads on the other hand are clutter free:<strong> </strong>With clearly defined boundaries, and typically only one ad per page, in-app gets your brand more user attention.&nbsp;</li>
		<li>In-app is also much more protected than web: As the content on the apps go through a more rigorous set of checks before the app is available in the App Store or Play Store &mdash; both at a content and user experience level.&nbsp;&nbsp;</li>
	</ul>
	</li>
	<li><strong>Prioritize quality media buys:</strong> The cheapest media is rarely the best media. As an advertiser, it is critical that you balance cost with quality. Viewable, fraud-free, and brand safe are must-haves. Look for supply partners that not only give you visibility into these metrics but are working (or are open to working) with third-party&nbsp;measurement vendors to implement best practices that reduce your exposure to low quality inventory.&nbsp;</li>
</ol>

<h3>InMobi&rsquo;s Stance&nbsp;</h3>

<p>InMobi has consistently demonstrated its commitment to quality and authenticity. Rooted in the in-app ecosystem, InMobi has an inherent advantage over web-based Exchanges when it comes to inventory quality control.&nbsp;&nbsp;</p>

<p><strong>But we don&rsquo;t stop at that.</strong> InMobi Exchange deploys a dedicated and skilled Supply Operations team that conducts 16 different checks on each inventory partner before a single ad request is allowed.&nbsp;&nbsp;</p>

<p>To learn more about trust and safety on the InMobi Exchange, please visit us here:</p>

<p><a class="btn btn-s" href="https://eng3e.seismic.com/i/7XtaFXnyAsgZ4W1BI3gLMV8tT090Qy38Qcn___PLUSSIGNo7JNg3NN0DPc4loI6duayHBPLUSSIGNI___W4JRRhakPLUSSIGNSW65PLUSSIGNngHaAb___5HIg4F2ffsWn8VtxRNL0JG4BBOIi2BgNyedc8m4Raw7y" style="border-radius:25px;font-size:24px;font-weight:normal;">Visit Now</a></p>]]></description>
      <dc:subject><![CDATA[Advertising, English (EN): inmobi.com, Global,]]></dc:subject>
      
      <dc:creator><![CDATA[ Keshav Laad  ]]></dc:creator>
      
      <dc:date>2023-11-14T19:02:00+00:00</dc:date>
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    <item>
      <title><![CDATA[The Four Pillars of Consent Management]]></title>
      <link>https://www.inmobi.com/blog/2023/11/02/the-four-pillars-of-consent-management/</link>
      <guid>https://www.inmobi.com/blog/2023/11/02/the-four-pillars-of-consent-management/</guid>
      <description><![CDATA[<p>As nearly as long as people have engaged with online content, organizations and governments have sought to protect user privacy. For publishers, the enaction of the <a href="https://gdpr-info.eu/" target="_blank">General Data Protection Regulation (GDPR)</a> in 2018 marked a new era.&nbsp;&nbsp;</p>

<p>Today, navigating and complying with ever-evolving privacy regulations is more complex than ever. For instance, publishers must consider an ever-growing number of regional regulations, such as the California Consumer Privacy Act (CCPA), as well as standards established by organizations like the IAB (with <a href="https://iabeurope.eu/transparency-consent-framework/" target="_blank">TCF v2.2</a>) and those set forth by tech providers like Google.&nbsp;</p>

<p>Now, publishers with users in the European Economic Area and the United Kingdom are facing another deadline: integrate a <a href="https://support.google.com/adsense/answer/13554116?hl=en-GB" target="_blank">Google certified and TCF v2.2 compliant Consent Management Platform (CMP)</a> by January 2024, or risk losing ad monetization with Google. As such, finding a solution that balances user privacy, publisher needs, and monetization goals is paramount.</p>

<p>What does that mean? Let&rsquo;s dive in and explore the four pillars of consent management.&nbsp;</p>

<h3>1. Free Access&nbsp;</h3>

<p>CMPs should be accessible to all, without financial barriers. Offering CMPs for free not only encourages organizations &mdash; especially smaller publishers with limited resources &mdash; to prioritize and comply with privacy regulations, but it also cultivates a culture of respecting user consent and data privacy across the digital landscape. This accessibility should set a standard for the industry, encouraging uniformity and transparency in managing user consent.&nbsp;</p>

<h3>2. Future Readiness&nbsp;</h3>

<p>Staying ahead of the ever-evolving landscape of privacy regulations is crucial. Whether it&#39;s compliance with the upcoming <a href="https://iabtechlab.com/wp-content/uploads/2022/06/global_privacy_platform_rfc_june_2022.pdf" target="_blank">Global Privacy Platform (GPP)</a> framework, the <a href="https://www.dpdpa.in/" target="_blank">Digital Personal Data Protection Act (DPDPA)</a> in India, or other emerging regulations, consistently adhering to these standards is paramount to futureproofing your business. This not only ensures compliance, but it also unlocks greater advertiser demand, resulting in increased monetization potential, higher fill rates, and eCPMs. &nbsp;</p>

<h3>3. Flexible Customization &nbsp;</h3>

<p>An effective CMP must empower publishers with the flexibility to tailor consent management according to their specific needs. This encompasses customization options to reflect their brand identity, which guarantees a seamless user experience and, consequently, optimizes and maximizes consent rates.&nbsp;</p>

<h3>4. Easiness of Implementation&nbsp;</h3>

<p>Simplicity in implementation is key. Publishers often handle multiple SDKs, necessitating a streamlined process that doesn&rsquo;t consume excessive time or resources. The set-up process should be composed of just a few straightforward steps, offering publishers the reassurance that compliance can be swiftly and effortlessly achieved.</p>

<h3>Looking Ahead</h3>

<p>The many challenges faced by publishers in adapting to privacy regulations require a CMP that is accessible, futureproof, offers flexible customization, and is easy to implement.&nbsp;&nbsp;</p>

<p>At InMobi, we firmly uphold these four pillars, recognizing their vital role in empowering publishers to navigate the complex landscape of user privacy while ensuring successful monetization strategies. &nbsp;</p>

<p>To discover more about InMobi&rsquo;s CMP, please visit <a href="https://go.inmobi.com/inmobi-choice/" target="_blank">https://go.inmobi.com/inmobi-choice/</a>.</p>]]></description>
      <dc:subject><![CDATA[Advertising, Announcements, Products &amp; Tools, English (EN): inmobi.com, Global,]]></dc:subject>
      
      <dc:creator><![CDATA[ Charles Briens  ]]></dc:creator>
      
      <dc:date>2023-11-02T16:40:00+00:00</dc:date>
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    <item>
      <title><![CDATA[Privacy, Bidding, and Innovation: Key Takeaways from Gamesforum London    ]]></title>
      <link>https://www.inmobi.com/blog/2023/10/26/privacy-bidding-and-innovation-key-takeaways-from-gamesforum-london/</link>
      <guid>https://www.inmobi.com/blog/2023/10/26/privacy-bidding-and-innovation-key-takeaways-from-gamesforum-london/</guid>
      <description><![CDATA[<p>The Gamesforum London 2023 conference united today&rsquo;s leading publishers, SSPs, and mediation platforms to discuss the crucial challenges facing the gaming industry. The event provided a wealth of valuable insights into the latest trends in the ad tech industry, with lively panel discussions and informative fireside chats.&nbsp;&nbsp;</p>

<p>Here are a few of the immediate takeaways:&nbsp;</p>

<h3>The Bidding vs. Waterfall Battle&nbsp;</h3>

<p>Among the many hot topics, a key focus was header bidding versus waterfall. As the industry prepares for Google to move to a bidding-only model on AdMob, there is a sense of uncertainty among publishers regarding the impact on revenue. While it&#39;s commonly agreed that bidding can reduce latency and improve operational efficiency, publishers are yet to be convinced that it offers a higher eCPM conclusively. The results of bidding tend to vary significantly depending on the game, platform, format, and country. Therefore, most publishers are currently testing a hybrid model that incorporates both waterfall and bidding. However, many publishers are apprehensive about a future with only bidding and the lack of transparency and advanced reporting tools to optimize the process. Industry experts predict that publishers will experience a significant change in their revenue baseline once these Google guidelines come into effect in 2024.&nbsp;</p>

<h3>The Balance Between Monetization and Privacy&nbsp; &nbsp;</h3>

<p>The focus on user consent and privacy has become more prevalent since the introduction of GDPR, CCPA regulations, and the latest set of guidelines from IAB TCF 2.2. Publishers are under pressure to adopt an approved Consent Management Platform (CMP) before the deadline set by <a href="https://support.google.com/adsense/answer/13554116?" target="_blank">Google for Jan 2024</a>. Consequently, publishers are trying to determine how these regulations will impact their ad monetization revenue. According to industry experts, brands prefer users who have given their consent and are willing to pay more for it. While some publishers have tested and seen a significant increase in eCPM after enabling a CMP, most are still worried about the impact on their revenue. To help publishers navigate the complex privacy landscape, in August, <a href="https://www.inmobi.com/blog/putting-choice-first-inmobi-acquires-a-consent-management-platform" target="_blank">InMobi acquired Quantcast Choice</a>, a CMP that is designed to seamlessly align with rapidly changing global privacy regulations.&#8239;&#8239;&nbsp;</p>

<h3>Elevating Gameplay with Innovative Ad Formats &nbsp;</h3>

<p>User acquisition and retention are two of the primary focus areas for publishers, especially those in the gaming industry who are continually looking for innovative ad formats that are native to the user journey and gameplay to facilitate that. While traditional ad formats work well for ad monetization, publishers are searching for new video and audio formats. Offer walls and no-ad packs are among the in-app purchases that publishers are exploring to diversify revenue, and an upcoming format that is gaining interest is Skip-it, which allows users to purchase tickets to skip ads. Industry experts predict that by 2024, gaming will evolve to offer users a more cohesive experience while safeguarding revenue sources.&nbsp;</p>

<p>While 2024 may pose new challenges with the ever-evolving privacy landscape, it will also provide exciting opportunities for the ad tech industry to grow and evolve.&nbsp;</p>]]></description>
      <dc:subject><![CDATA[Events, English (EN): inmobi.com, Global,]]></dc:subject>
      
      <dc:creator><![CDATA[ Aishwarya Padmanabhan,  Senior Product Marketing Manager  ]]></dc:creator>
      
      <dc:date>2023-10-26T12:28:00+00:00</dc:date>
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    <item>
      <title><![CDATA[InMobi Cares: InMobi Employee Benefits That Prioritize Employee Welfare]]></title>
      <link>https://www.inmobi.com/blog/2023/10/10/inmobi-cares-inmobi-employee-benefits-that-prioritize-employee-welfare/</link>
      <guid>https://www.inmobi.com/blog/2023/10/10/inmobi-cares-inmobi-employee-benefits-that-prioritize-employee-welfare/</guid>
      <description><![CDATA[<h3>At InMobi, we are committed to caring for InMobians at work and beyond. With policies and benefits that are specially crafted to nurture our inclusive culture, we believe the success of the organization is closely tied to the health and happiness of all our employees.</h3>

<h3>Here are some of our employee well-being benefits and policies that are designed to support InMobians in their different life stages and foster a fuller and more enriching life.</h3>

<p><strong>Parental Support</strong></p>

<p>Parenthood is a life-defining journey and we at InMobi, want all the new parents amongst us to embrace this phase of life with utmost joy, without having to worry about their commitment to work and their career. Our gender-neutral parental leave policy is centered around the caregiver&rsquo;s responsibility,&nbsp;<span style="color:#000000;">where the parents who are primary caregivers to the child can enjoy up to seven months of paid flexi-parental leave.</span></p>

<p><span style="color:#000000;">Furthermore, our partnership with KLAY schools, a premium daycare service provider, covers all yound parents&#39; exclusive discounts on daycare fees and prederential seats across KLAY centers in India.&nbsp;</span></p>

<p><strong>Time-off Policy</strong></p>

<p>Understanding the importance of maintaining a healthy balance of work and personal time off, we provide InMobians with a wide range of leave options. Guided by our value of enjoying freedom with responsibility, what makes our time-off policy special is that you need no approval for leaves up to five days.</p>

<p><strong>Mental and Physical Well-being</strong></p>

<p>At InMobi, we pay equal importance to the physical as well as mental well-being of all InMobians. By providing subscriptions to apps such as Calm, 1to1help, and Therapist Support, we encourage each one of us to prioritize our mental health, because good mental health is more than just the absence of illnesses.</p>

<p>As part of our overall wellness commitment, our cafeteria spoils InMobians with choice, providing an array of nutritional food options and live salad counters. Our onsite gym, yoga, and Zumba sessions conducted by best-in-class instructors make fitness accessible for all InMobians.</p>

<p><strong>Flexible Work Environment</strong></p>

<p>We at InMobi believe in providing an environment that inspires InMobians to do the best and most meaningful work of their life. Our Sabbatical policy allows all InMobians who have completed a year with us, to take a career break. From pursuing a long overdue passion, taking time off for further education, or putting on your entrepreneurial hat, we are here to support you.</p>

<p><strong>Health Care Benefits</strong></p>

<p>Offering the best-in-class healthcare to all InMobians and their loved ones is a top priority for us. The InMobi Flex policy is a unique insurance benefit that offers choice-based insurance plans that offer personalization based on the life stage of diverse needs of InMobians and their dependents. Our partnership with Practo, India&rsquo;s largest digital healthcare platform brings together a plethora of medical facilities at no-cost or subsidized costs to all our employees and their families.</p>

<p><strong>Rewards and Recognition (R&amp;R)</strong></p>

<p>The R&amp;R programs at InMobi are designed to acknowledge the consistent hard work and commitment of InMobains. Emmy&rsquo;s, a quarterly award program with multiple categories, runs across the organization to recognize the exceptional performance of teams and individuals, celebrating both small and big wins, and representing InMobi values.</p>

<p>But what stands out are the celebratory perks that come with completing five years and above milestones. All our long-tenured employees are spoilt with goodies of choice, from holiday packages to the latest tech gadgets.</p>]]></description>
      <dc:subject><![CDATA[Inside InMobi, English (EN): inmobi.com, Asia Pacific,]]></dc:subject>
      
      <dc:creator><![CDATA[ Team InMobi  ]]></dc:creator>
      
      <dc:date>2023-10-10T11:47:00+00:00</dc:date>
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    <item>
      <title><![CDATA[Learning and Development at InMobi: Capstone Program]]></title>
      <link>https://www.inmobi.com/blog/2023/10/04/learning-and-development-at-inmobi-capstone-program/</link>
      <guid>https://www.inmobi.com/blog/2023/10/04/learning-and-development-at-inmobi-capstone-program/</guid>
      <description><![CDATA[<p>Learning and development are crucial aspects of individuals&#39; professional and personal growth at all stages. At InMobi, we foster a culture of continuous learning, skill enhancement, and knowledge sharing.</p>

<p><strong>iLead </strong>is the leadership learning and development curriculum at the InMobi Group. It is a journey comprising three pitstops: <strong>Milestone</strong> &ndash; A first-time people manager training program, <strong>Capstone</strong> &ndash; A training program for seasoned people leaders, and <strong>Keystone</strong> &ndash; A program curated for high-potential future leaders.</p>

<p>Based on the core of our people philosophy, the Capstone program focuses on growing, nurturing, and developing the talent of seasoned people leaders in the organization, while creating a cross-functional global community for learning.</p>

<h2>Program Structure</h2>

<p>The program is designed for a five-month course period that takes the participants on an experiential journey that intends to build self and social awareness, unlocking the true potential of leaders. The program focuses on the four InMobi leadership attributes, Bold and Ambitious; Inspire, not Manage; Make it Happen; and Being Customer Obsessed, and is segmented into four parts:</p>

<ul>
	<li><strong>The Gathering </strong></li>
</ul>

<p>Bringing together people leaders from diverse functions, the initial weeks of the Capstone program focus on the participants interacting and meeting their peer group as they embark on this journey together. The phase is designed to help participants get an inside-out view through an authentic leadership masterclass and an outside-in perspective by undergoing a customer leadership masterclass. Exploring the foundations of leadership, identifying personal focus areas, and reflecting and aligning on the same form the core of the first segment of the program.</p>

<ul>
	<li><strong>The Calling</strong></li>
</ul>

<p>The second stage encouraged participants to introspect and zero in on the focus of their personal journey, with the help of one-on-one speed coaching sessions.</p>

<ul>
	<li><strong>The Journey</strong></li>
</ul>

<p>Having identified their focus areas, the group then kick-started their self-faced learning path. Workshop, simulations, and curated additional resources help build on the identified leadership attributes and challenge the practical application of the knowledge gained in the process.</p>

<ul>
	<li><strong>The Homecoming</strong></li>
</ul>

<p>The final pitstop brings together the participants with their consolidated learnings as they gear up for their group presentations. The project compels the groups to put together unique presentations that focus on problem statements having a direct impact on people, business, and customer strategy.</p>

<p>The program curriculum crafted by our Learning and Development team ensured that the participants are challenged, pushed to their potential, and indulged in self-reflection while also getting the opportunity to understand the problems, experiences, and leadership approaches of their peers.</p>

<h2>From the Participants&rsquo; Desk</h2>

<p>&ldquo;Over the course of the program, I was able to challenge my personal limiting beliefs. The opportunity to interact and collaborate with folks from different functions helped in get diverse perspectives and learn that problems are not always best solved by functional experts. My key takeaway has been learning the importance of spending the right amount of time on the problem-understanding stage to come to the best solutions.&rdquo; &ndash; <strong>Aakash Apoorva Oza</strong></p>

<p>&ldquo;Having gone through the Milestone program a couple of years back, the Capstone stone journey was a great learning experience to dive deep into the challenges that I face at work and build upon my identified strengths with the help of a customized curriculum and one-on-one training sessions.&rdquo; - <strong>Alisha Chatterjee</strong></p>

<p>&ldquo;One of the learnings that I am excited to take back to my team is the idea that our personal strengths could cause a bias and be a weakness in specific situations. It is important to step back and look at a problem from all sides and not allow past experiences to cause a blind spot in our solutions.&rdquo; &ndash; <strong>Adam Pickett</strong></p>

<p>&ldquo;The one key takeaway for me through the course of the multiple reflection circles and peer groups that have been a part of, is that we are all in this together. While we often second-guess ourselves in this journey quite often, it is important to lean in on each other and take help.&rdquo; &ndash; <strong>Chavi Sengar</strong></p>

<p>Watch this video to hear more about the program:</p>

<div style="text-align: center;"><iframe allow="accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture; web-share" allowfullscreen="" frameborder="0" height="315" src="https://www.youtube.com/embed/SWmarWGL9W0?si=3BlH2FiIZ7g8x1_G" title="YouTube video player" width="560"></iframe></div>]]></description>
      <dc:subject><![CDATA[Inside InMobi, English (EN): inmobi.com, Global,]]></dc:subject>
      
      <dc:creator><![CDATA[ Team InMobi  ]]></dc:creator>
      
      <dc:date>2023-10-04T00:59:00+00:00</dc:date>
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      <title><![CDATA[Groceryshop 2023: Themes and Trends in Retail Media ]]></title>
      <link>https://www.inmobi.com/blog/2023/10/02/groceryshop-2023-themes-and-trends-in-retail-media/</link>
      <guid>https://www.inmobi.com/blog/2023/10/02/groceryshop-2023-themes-and-trends-in-retail-media/</guid>
      <description><![CDATA[<p>Groceryshop 2023 in Las Vegas was a treasure trove of insights into the retail landscape, touching on timely themes such as generative AI, enhancing in-store experiences, and combating retail theft. Amidst these hot-button topics, Retail Media continued to emerge as a standout, showcasing the transformative change it is bringing to the retail and CPG advertising space.&nbsp;</p>

<p>Retail Media remains a linchpin in both retailers&#39; growth plans and brands&#39; advertising strategies. However, brands in the current inflationary environment are increasingly adopting a more conservative approach to selecting partners, prioritizing technologies and services with proven ROI as part of their investment decisions. As such, retailers understand that merely having a Retail Media Network (RMN) isn&#39;t enough these days. They need to provide significant market value and strength in helping advertisers hit all of their goals instead of simply showcasing their unique differentiators. Ultimately, they are acknowledging that they&#39;re selling a service that must be genuinely valuable. However, working with less mature RMNs sometimes feels like grappling with a "retail media tax" for brands, underscoring the importance of maturity and robustness in platform capabilities.&nbsp;&nbsp;</p>

<p>Large RMNs such as Walmart, Ahold Delhaize, and Kroger, are witnessing significant profit growth due to their expansive measurement capabilities, insightful analytics, and considerable media scale. They are set to continue dominating the market over medium and smaller RMNs that lack the same level of depth.&nbsp;</p>

<p>The landscape is evolving further with both established and new RMNs, like HyVee&rsquo;s Red Media, recognizing their role as competing not only within the space but also with other media providers like NBC, iHeart Radio, and Spotify. This calls for an expanded competitive mindset and a robust understanding of the media buying space, which may pose challenges for some retailers who are still not fully investing in their Retail Media teams and culture.&nbsp;</p>

<p>On the brand side, when it comes to retail media partnerships, brands hope that their retail media partners can inevitably help them solve three critical things: measurement standardization, incrementality, and in-store attribution. While the importance of each may vary, collectively, they represent the top priorities for brands seeking solutions from their retail media partners. Measurement standardization, as driven by Albertsons Media Collective, might snag the top prize for most important given the sheer amount of attention and buzz it generated amongst the retail media discussions.&nbsp;</p>

<p>Brands also emphasized the necessity for RMNs to focus more on effectively utilizing the existing shopper dollars on their networks, rather than focusing on acquiring new revenue streams from national brand and other budgets. Additionally, having partners distinguish between online and in-store sales percentages holds significant importance in the eyes of brand advertisers, even if these capabilities are still nascent and not fully built out. The interest in offsite Retail Media is evident, with retailers like Dollar General prominently featured in sessions, and offsite being highlighted as a key investment opportunity for brand advertisers like Coca Cola.&nbsp;&nbsp;</p>

<p>Lastly, the significance of building a competent team to navigate Retail Media processes is underscored, almost equal to the importance of choosing the right Retail Media partner. You need people who are ready to drive innovative change and who know the landscape. But it is recognized that you can&rsquo;t simply hire a team with all of the best titles in Retail Media, you have to also make sure that all the teams they will work with are educated on Retail Media and understand the goal of what this investment will bring to the business overall.&nbsp;</p>

<p>Groceryshop has proven to be a game-changing event for those who want to learn about the latest trends and market insights within the Retail Media, grocery, and CPG brand space, and this year did not disappoint. To stay up-to-date on more innovations, research, and trends within the realm of Retail Media, feel free to follow InMobi on LinkedIn or get in touch with us at <a href="mailto:inmobicommerce@inmobi.com ">inmobicommerce@inmobi.com</a> today to learn more about what we can do for you!&nbsp;</p>]]></description>
      <dc:subject><![CDATA[Events, English (EN): inmobi.com, North America,]]></dc:subject>
      
      <dc:creator><![CDATA[ Andrew Lindgren  ]]></dc:creator>
      
      <dc:date>2023-10-02T20:42:00+00:00</dc:date>
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    <item>
      <title><![CDATA[RIP Fingerprinting in 2024?   ]]></title>
      <link>https://www.inmobi.com/blog/2023/09/28/rip-fingerprinting-in-2024/</link>
      <guid>https://www.inmobi.com/blog/2023/09/28/rip-fingerprinting-in-2024/</guid>
      <description><![CDATA[<p>Between Apple&rsquo;s Privacy Manifests and Google&rsquo;s plans with Android Privacy Sandbox,&nbsp;it looks like we may see the end of fingerprinting in mobile advertising next year.&nbsp;</p>

<p>It&rsquo;s easy to be skeptical and think this is yet another boy-crying-wolf situation in the world of ad tech. We&rsquo;ve been hearing Google talk about its plans to deprecate third-party cookies since 2020. It&rsquo;s been delayed twice and is now scheduled to happen in early 2024. And while Apple has had a policy against device fingerprinting since the launch of ATT in 2021, it has done little to enforce fingerprinting apart from <a href="https://appleinsider.com/articles/21/04/02/apple-reportedly-rejecting-apps-built-with-sdks-that-incorporate-device-fingerprinting" target="_blank">trying to make an example of one app</a> back in 2021. &nbsp;&nbsp;</p>

<p><strong>Why is it different this time? </strong>&nbsp;&nbsp;</p>

<p>Well, for one, Apple has a plan &ndash; it&rsquo;s called Privacy Manifests. And even Google has a plan called SDK Runtime, which is part of Android Privacy Sandbox and is already in beta testing.&nbsp; &nbsp;</p>

<p>Apple announced at its WWDC event in June that the company would be launching a new feature called <a href="https://developer.apple.com/videos/play/wwdc2023/10060/#:~:text=Privacy%20manifests%20are%20a%20new,privacy%20manifest%20in%20their%20SDK.">Privacy Manifests</a> to help app developers better understand and represent the data collection practices of the third-party SDKs that are included in apps. With these new required disclosures, Apple intends to curb the practice of fingerprinting. &nbsp;&nbsp;</p>

<p><strong>Wait, what is fingerprinting anyway? Why is it on the chopping block?&nbsp;</strong></p>

<p>Fingerprinting is a method used within digital and mobile advertising for identifying and targeting users as well as measuring performance. Fingerprinting probabilistically identifies users using various pieces of information about a device, e.g. IP address, handset model, carrier, user preferences, available memory, etc. Because of its probabilistic methodology, many have questioned the reliability and accuracy of fingerprinting. For example, many fingerprinting models are anchored by the IP address, but IP addresses are often shared by multiple people using the same Wi-Fi network. They are also very temporary as individuals move from place to place in the course of a day. &nbsp;&nbsp;</p>

<p>Despite its limitations, fingerprinting has become a go-to alternative for many advertisers in the wake of ATT given the loss of deterministic identifiers and the immaturity of SKAN. This is problematic as we enter a privacy-first world because fingerprinting leverages data users have not consented to sharing for purposes of user tracking and identification. Apple and Google have both <a href="https://developer.apple.com/app-store/user-privacy-and-data-use/" target="_blank">prohibited</a> the practice of fingerprinting, but there has been little done to enforce their policies &mdash; until now. &nbsp;&nbsp;</p>

<p><strong>Privacy Manifests: Apple&rsquo;s plan to end fingerprinting&nbsp;</strong></p>

<p>Unveiled at WWDC in June 2023, Privacy Manifests require third-party SDKs included within apps to formally publish their data collection and privacy practices. Specifically, SDK developers must list within their Privacy Manifest:&nbsp;</p>

<ul>
	<li>What type of data is being collected&nbsp;</li>
	<li>How and why it&rsquo;s being collected &nbsp;</li>
	<li>If the data is being used to track or being linked to users &nbsp;</li>
	<li>If and what URLs the data is being connected to for tracking&nbsp;</li>
</ul>

<p>Apple also published a set of <a href="https://developer.apple.com/news/?id=z6fu1dcu" target="_blank">Required Reason APIs</a> to go a step further in combating the practice of fingerprinting. These Required Reason APIs connect to data that Apple sees as &ldquo;high risk for fingerprinting&rdquo; and require any SDK or app using them to specify an allowed reason. So it is safe to assume that fingerprinting is not an allowed reason and that as these new requirements take hold, they will break a lot of the fingerprinting models that exist today.&nbsp;</p>

<p><strong>Privacy Manifests vs. Privacy Nutrition Labels&nbsp;</strong></p>

<p>Privacy Manifests are designed to improve the accuracy of <a href="http://apple.com/in/privacy/labels/" target="_blank">Privacy Nutrition Labels</a>, which Apple introduced in 2020, requiring developers to publicly share in their App Store listings what user data was being collected and used by their apps and why. Many developers responded that it was challenging to understand and represent the privacy practices of the various third-party SDKs included in their apps. Privacy Manifests are Apple&rsquo;s response to this pain point. &nbsp;&nbsp;&nbsp;&nbsp;</p>

<p>However, Privacy Manifests do not shift the accountability of SDK data practices to SDKs. Ultimate accountability for an app&rsquo;s privacy practices still remains with the host-app. Privacy Manifests simply make it easier for host-apps to get and organize the information they need from their SDK partners to accurately represent their data privacy practices within an app&rsquo;s Privacy Nutrition Label. Specifically:&nbsp;</p>

<ul>
	<li>They shift the burden of documenting SDK partners&rsquo; data practices to SDK owners.&nbsp; &nbsp;</li>
	<li>They also conveniently aggregate all Privacy Manifests from an app&rsquo;s SDK partners into a single report.&nbsp; &nbsp;</li>
	<li>And to help a developer identify tracking domains, there is also something called the Points of Interest instrument in Xcode 15 to assist.&nbsp; &nbsp;</li>
</ul>

<p><strong>What about Google?&nbsp;</strong></p>

<p>Google also has a plan to prevent fingerprinting on Android once Google Advertising IDs (GAIDs) are eliminated with the launch of Android Privacy Sandbox. They have created a separate environment called SDK Runtime so that SDKs do not have the same access and permissions to user data as the host app, as they have had before. Among other things, this prevents SDKs from having unnecessary, unconsented access to device data that could be used for fingerprinting. &nbsp; &nbsp; &nbsp;&nbsp;</p>

<p><strong>When will this all take effect?&nbsp;</strong></p>

<p>Apple&rsquo;s Privacy Manifests recently went live in iOS 17. &nbsp;However, there is a bit of a grace period on enforcement. Apple has said that starting this fall, they will follow up with developers if they do not see an allowed reason selected for accessing a Required Reason API. Starting in the spring of 2024, Apple will start to reject any apps that do not select an allowed reason for accessing a Required Reason API as part of the App Store review process.&nbsp;</p>

<p>For Android, beta testing for Android Privacy Sandbox is already in progress with broader roll-out currently slated for later next year. This launch will effectively eliminate GAIDs, but because of SDK Runtime which is already live as of Android 13, fingerprinting will not be the easy-button alternative that it has been for iOS in the wake of ATT.&nbsp;&nbsp;&nbsp;</p>

<p><strong>How can app performance advertisers prepare for 2024?&nbsp;</strong></p>

<p>Advertisers may choose to make hay while the sun shines while they still can, but they should realize that the sun is setting soon on fingerprinting. When it does, they don&rsquo;t want to be caught off guard and have their campaign performance disrupted. It takes time to transition to SKAN, and with Android Privacy Sandbox also coming in 2024, the time is now to embrace this new privacy-first world. &nbsp; &nbsp;</p>

<p>No need to go it alone. The best way to get started is to talk to partners like InMobi who have a built-up a trove of learnings across app categories over the last 2 years and also have a proprietary platform specifically built to optimize using SKAN conversion values and campaign/source IDs. To learn more about SKAN, check out our <a href="https://go.inmobi.com/the-ultimate-guide-to-skan-2023/" target="_blank">Ultimate Guide to SKAN</a>. For a free workshop and consultation on SKAN, get in touch with us at <a href="https://go.inmobi.com/the-ultimate-guide-to-skan-2023/" target="_blank">https://go.inmobi.com/app-performance-strategy-session/&nbsp;</a></p>

<p><a class="btn btn-s" href="https://go.inmobi.com/app-performance-strategy-session/" style="border-radius:25px;font-size:24px;font-weight:normal;" target="_blank">Reach out today</a></p>]]></description>
      <dc:subject><![CDATA[Advertising, English (EN): inmobi.com, Global,]]></dc:subject>
      
      <dc:creator><![CDATA[ Christine Forman  ]]></dc:creator>
      
      <dc:date>2023-09-28T15:39:00+00:00</dc:date>
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      <title><![CDATA[Meet the InMobi Exchange Team: Saurav Dutta ]]></title>
      <link>https://www.inmobi.com/blog/2023/09/19/meet-the-inmobi-exchange-team-saurav-dutta/</link>
      <guid>https://www.inmobi.com/blog/2023/09/19/meet-the-inmobi-exchange-team-saurav-dutta/</guid>
      <description><![CDATA[<h3>Meet Saurav Dutta, VP of Product Marketing for InMobi Exchange. In this conversation, he talks about how his journey that started in 2013 has panned out, and his #LifeAtInMobi.</h3>

<p>&nbsp;</p>

<p><strong>Tell us about your role</strong></p>

<p>I head the product marketing pod for InMobi Exchange. We have a team of about fifteen people, spread across geographies in London, North America, and India. There are two aspects to what the team largely does. The first is to bring in outside information to help drive the product strategy. Being customer-oriented is our core value. Therefore, we work very closely with our product managers and business teams to talk to our customers, understand and solve their problems, and bring that into our product planning sessions. The other facet is planning and executing our go-to-market strategies, where we again work along with the marketing and business teams. To explain the positioning of the team in terms of a Venn diagram, we are placed right in the center of where the product, marketing, and business teams come together.</p>

<p><strong>What impact does the team have on InMobi Exchange?</strong></p>

<p>The product marketing team is a new body at InMobi, being only about two years old. The team&rsquo;s impact is largely around the organization&rsquo;s fundamental approach of being customer-obsessed. We ensure that customer feedback and point-of-view are incorporated in the what, when, and how of the products that we are building. We are part of an ever-evolving industry, so the other impact would be to keep our internal teams up to date on all the changes that are happening in the ecosystem. Our efforts also have a major indirect impact on the revenue because they lead to transactional conversations that help in building deeper connections with customers.</p>

<p style="text-align: center;"><img alt="Saurav with his team " src="https://go.inmobi.net/hubfs/1-Sep-19-2023-07-26-50-5051-AM.png" style="width: 533px; height: 300px;" /></p>

<p><strong>How has your journey with the InMobi Exchange team unfolded?</strong></p>

<p>I have been at InMobi for ten years now. I started my journey with the InMobi Exchange team and I have stuck with it throughout. I have changed multiple roles during my journey and what has made me stay with the team throughout and not take up roles in other divisions of the organization is the growth path that it created for me. It is as exciting as a rocket ship; it is a two-way relationship of contributing to the business and the business accelerating your career aspirations. I was based out of Bangalore earlier and then relocated to London. There are opportunities here for everyone who has the passion and zest for continuous learning and growth. To sum it all up, it feels great to be working with the team that we have built.</p>

<p><strong>What makes InMobi different?</strong></p>

<p>The culture is definitely one. Having been at InMobi for so many years now, I have experienced and grown accustomed to it in the most natural way. It is when I have conversations with new joiners about their experiences is when I realize how special and distinct the culture here is. The core values of the organization are such that they help an individual grow and flourish, both professionally and personally. Also, the kind of growth InMobi has had, there are instances where we have failed but have always come back stronger. We are always looking for growth avenues and we go out and achieve that said growth. InMobi has done this by not only magnifying the existing set of businesses but also diversifying its portfolio. Therefore, to me, it is the combination of InMobi&rsquo;s culture and growth mindset that makes it unique.</p>

<p><strong>Your proudest moment at InMobi</strong></p>

<p>Probably the time we touched a one million daily run rate mark for the InMobi Exchange. When I joined, we were doing a run rate of five thousand a day, and that was if it was a good day. That journey from five thousand to a million had its own sets of failures and successes, we made mistakes, rectified them, and learned with each passing day.</p>

<p><strong>The challenges you enjoy at work</strong></p>

<p>What I am currently enjoying the most is solving problems that might come up after the next twelve months or longer. We have teams that are great with execution and have a vision for the next couple of months, so guiding them through that and having an even longer sight is an exciting challenge. Brainstorming and tying our ideas with the pace of the industry is an interesting puzzle with no correct answers. Then eventually seeing those ideas turn into execution plans and results is extremely rewarding.</p>

<p><strong>A piece of advice for individuals looking to join your team</strong></p>

<p>I would encourage everyone to ask a lot of questions and have proactive conversations, right from the interview process. Questions about your role, team, culture, and organization and how they align with your preferences. Talk about your career aspirations and how they fit in because, in the end, it is a two-way relationship that requires honest discussions.</p>

<p>&nbsp;</p>

<p>To build a career with InMobi and work with leaders like Saurav, explore opportunities on our <a href="https://www.inmobi.com/company/careers#jobs">careers page</a>.</p>]]></description>
      <dc:subject><![CDATA[Inside InMobi, English (EN): inmobi.com, Global,]]></dc:subject>
      
      <dc:creator><![CDATA[ Team InMobi  ]]></dc:creator>
      
      <dc:date>2023-09-18T21:05:00+00:00</dc:date>
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    <item>
      <title><![CDATA[  The Future is Looking Greener: InMobi Partners with Ad Net Zero  ]]></title>
      <link>https://www.inmobi.com/blog/2023/09/14/the-future-is-looking-greener-inmobi-partners-with-ad-net-zero/</link>
      <guid>https://www.inmobi.com/blog/2023/09/14/the-future-is-looking-greener-inmobi-partners-with-ad-net-zero/</guid>
      <description><![CDATA[<p>Think back to your favorite childhood memories. How many of those take place outdoors or in nature? Something special to experience, so tactile, the smells, and that feeling of being surrounded by nature in the forest, at a farm or on the beach&mdash;the sand between your toes, trekking through fresh powder on the mountains, or gazing up at the tallest trees.&#8239;&nbsp;</p>

<p>Let me share a few of my memories from growing up in the Pacific Northwest. My childhood revolved around the beach&mdash;building forts with gnarled driftwood, racing over the rocks to narrowly avoid barnacles, and searching for sand dollars or crabs. Today I am keenly aware of the need to preserve nature, our environment, and reduce carbon emissions on an enterprise level to make positive strides in mitigating global warming.&#8239;Climate change is wreaking havoc in our lives with impacts ranging from heat waves, melting ice caps, rising sea levels and increased severe weather events.</p>

<p>Just as people look inward for self-development, or seek professional coaching for growth, companies benefit from environmental guidance and governance. That&rsquo;s why InMobi&rsquo;s new partnership with Ad Net Zero is so critical in driving our sustainability mission. There are countless benefits of joining an industry coalition that champions sustainability specifically to ad tech.&nbsp;</p>

<h3>A Global Reckoning: Reversing the Impossible&#8239;&#8239;&nbsp;</h3>

<p>Why is nature important? It&rsquo;s a safe and peaceful place for us to learn and grow. It&rsquo;s a calming place to gain perspective in a chaotic world. Clean drinking water, clear skies free of pollution/smog, these are components of a healthy planet. This is what we want to get back to. And for a brief moment during the height of the Covid lockdowns we were given a glimpse of what a greener, more sustainable world might look like. It was miraculous to see the immediate impact from the shutdown&mdash;air pollution disappeared, wildlife returned from hiding, and scientists marveled that we might indeed be able to turn the clock back on some of the environmental damage. A few examples:&nbsp;</p>

<ol>
	<li>The&#8239;<a href="https://abcnews.go.com/International/venice-canals-clear-fish-coronavirus-halts-tourism-city/story?id=69662690" target="_blank">coronavirus&#8239;pandemic</a> has had an unexpected side effect in Venice, where the normally cloudy canals have transformed into water crystal clear enough to see fish swimming below.</li>
	<li>According to <a href="https://www.iqair.com/world-air-quality-report" target="_blank">IQAir&rsquo;s&#8239;2020 World Air Quality Report&#8239;</a>, Covid lockdowns led to&#8239;improved air quality in 84% of countries worldwide&#8239;and 65% of global cities analyzed experienced better air quality in 2020 compared to 2019.&nbsp;</li>
	<li>Result: &ldquo;The connection between Covid-19 and air pollution has shone new light on the latter, especially as many locations have observed visibly cleaner air &ndash; revealing that air quality improvements are possible with urgent, collective action,&rdquo; the report said.&#8239;&nbsp;</li>
</ol>

<p>How can we take these learnings and implement at the individual level, company level and country level? Oh how far we can go; the things we could achieve.</p>

<h3>A Catalyst for Taking Action&#8239;&nbsp;</h3>

<p>There is alchemy in the business of making promises. It&rsquo;s not simply about companies setting lofty goals; we have to take action, measure and continue to move forward. This isn&rsquo;t a quest for the sake of a quest, or an unattainable dream. We know after the Covid lockdown, that real progress to diluting pollution and increase air/water quality is possible.&#8239;&#8239;&nbsp;&#8239;&nbsp;</p>

<p>It&rsquo;s an exciting time because we are all finally recognize and value, the need to act quickly and the ramifications our actions have on the planet&mdash;both positive and negative. If we act together, we have the ability to enact lasting change, to move the needle forward to a greener, brighter future.&#8239;&nbsp;</p>

<h3>Noteworthy Advances&#8239;&#8239;&#8239;&nbsp;</h3>

<p>InMobi&#8239;exchange is powered by Microsoft Azure, and as a result is 100% carbon neutral.&#8239;After&#8239;integrating Microsoft Azure&rsquo;s API, we are pleased to announce the following steps forward in green tech and reducing our digital waste:&#8239;&#8239;&nbsp;</p>

<ul>
	<li>Our emissions factor is in the top 5th&#8239;percentile vs average&#8239;server emission factors.&#8239;&#8239;&nbsp;</li>
	<li>Our server use is 80-90% greener&#8239;than alternative&#8239;on-premise&#8239;solutions, even high-efficiency ones.&#8239;&#8239;&nbsp;</li>
	<li>Direct SDK integrations partnered with ML&#8239;drives&#8239;emission reductions of up to 30%.&#8239;&#8239;&#8239;</li>
</ul>

<p>(Source: All data from the&#8239;Microsoft Azure Impact Emissions Dashboard)&#8239;&nbsp;&#8239;&nbsp;</p>

<h3>Undiluted Dreams of Sustainability&#8239;&#8239;&nbsp;</h3>

<p>As we at InMobi unveil our future plans, including more partnerships, sustainable initiatives and greener technology, I find myself energized by the actions of so many InMobians and the Ad Net Zero initiative. We are all inextricably linked&mdash;and that has never been more apparent than after a global pandemic. Life is about leaving a legacy&mdash;this is true for companies, countries and individuals. What will your legacy be?&#8239; I hope you&rsquo;ll personally join InMobi&rsquo;s corporate efforts to secure a greener and more sustainable future for us all.&nbsp;&nbsp;</p>]]></description>
      <dc:subject><![CDATA[Advertising, Announcements, English (EN): inmobi.com, Global,]]></dc:subject>
      
      <dc:creator><![CDATA[ Genevieve Pritchard  ]]></dc:creator>
      
      <dc:date>2023-09-14T10:00:00+00:00</dc:date>
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    <item>
      <title><![CDATA[Building a Career With InMobi Commerce: Dan Rapaport]]></title>
      <link>https://www.inmobi.com/blog/2023/09/13/building-a-career-with-inmobi-commerce-dan-rapaport/</link>
      <guid>https://www.inmobi.com/blog/2023/09/13/building-a-career-with-inmobi-commerce-dan-rapaport/</guid>
      <description><![CDATA[<p>Meet Dan Rapaport, VP of Product for InMobi Commerce. Having joined the team in June 2023, Dan talks about the journey as a retail media product leader and what led him to InMobi.</p>

<p>&nbsp;</p>

<p><strong>What made you join the commerce team at InMobi?</strong></p>

<p>Retail media is the fastest-growing branch of ad tech and martech, and I have been working in this industry for over a decade now. What excited me about this opportunity at InMobi was the company&rsquo;s depth of experience in the mobile ecosystem, which is the primary conduit of online commerce and media. The team is leveraging this history to create truly differentiated solutions to real problems shared by advertisers and retailers in this new frontier of media.</p>

<p><strong>What do you enjoy most about your role?</strong></p>

<p>It&rsquo;s definitely being able to work with a team that is laser-focused on solving real customer problems with innovative solutions. The leadership here sets the tone of innovation and it is threaded in our way of thinking, culture, and everything that we do here. You can see this in very basic things like how we confront problems and solve them for our customers.</p>

<p><strong>How do you see the future of InMobi Commerce unfolding?</strong></p>

<p>At InMobi Commerce, we solve for more than just monetizing fleeting opportunities to show paid media, we bring depth that allows advertisers and retailers to work together and create truly novel retail solutions for consumers. Our enthusiastic approach to solving customer problems is what sets us apart and that is what makes us one of the most innovative companies. I could not be more excited to be a part of this and see InMobi Commerce grow exponentially.</p>

<p>Watch the video and see Dan talk candidly about InMobi Commerce.</p>

<div style="text-align: center;"><iframe allow="accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture; web-share" allowfullscreen="" frameborder="0" height="315" src="https://www.youtube.com/embed/0lhN-NXn93w?si=uVpgEF25fVMVwef2" title="YouTube video player" width="560"></iframe></div>

<p>To work with leaders like Dan and join the InMobi Commerce team, explore opportunities on our <a href="https://www.inmobi.com/company/careers#jobs">careers page</a>.</p>]]></description>
      <dc:subject><![CDATA[Inside InMobi, English (EN): inmobi.com, Global,]]></dc:subject>
      
      <dc:creator><![CDATA[ Team InMobi  ]]></dc:creator>
      
      <dc:date>2023-09-13T00:36:00+00:00</dc:date>
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    <item>
      <title><![CDATA[Building a Career With InMobi Commerce: Raja Subramaniam]]></title>
      <link>https://www.inmobi.com/blog/2023/09/07/building-a-career-with-inmobi-commerce-raja-subramaniam/</link>
      <guid>https://www.inmobi.com/blog/2023/09/07/building-a-career-with-inmobi-commerce-raja-subramaniam/</guid>
      <description><![CDATA[<p>Meet Raja Subramaniam, Head of Data Sciences and AI, InMobi Commerce. Raja talks to us about how artificial intelligence (AI) forms the core of InMobi Commerce and many more insights about his team and their operations.</p>

<p>&nbsp;</p>

<p><strong>What makes working with the InMobi Commerce team exciting?</strong></p>

<p>What excites me most about InMobi Commerce is the AI-first vision, but more importantly, the fact that I get to work with some of the best minds in the retail media space. We obsessively look at each problem through an AI lens. The whole product has been built from the ground up with an AI-first approach, leveraging AI in every feasible way from automatic targeting and smart bidder to campaign optimization and intelligent suggestions.</p>

<p>Besides that, there is also the fact that we are still in a nascent stage and hence there is a huge scope for making our system better by pushing our limits in each of the components in every dimension. Moreover, there are a lot of open challenges like maximizing the welfare of the advertiser, automatically generative video and image creatives for the long tail advertisers, privacy-preserving personalized ads for consumers, and new ad experiences like augmented reality and virtual try-ons.</p>

<p><strong>What would you describe as the mission of the team?</strong></p>

<p>The mission of the team is to help the three personas in the retail media space &ndash; shoppers, retailers, and advertisers &ndash; in the best way possible. The shoppers get to discover the most relevant products, the retailers generate more dollars through the retail media programs, and the advertisers get the best return on their ad investments.</p>

<p><strong>How is AI helping InMobi Commerce achieve this mission?</strong></p>

<p>AI lies at the core of all that we do as a team. When shoppers are searching for a product on retailer sites, our Semantic model helps in find the product based on their search term and retailer catalogue. An ensemble of the Semantic model and deep image similarity model, suggests similar products to the shoppers. We help retailers solve for scale and efficiency and serve a broad spectrum of advertisers.</p>

<p>Through our AI-powered autonomous campaigns, we help long-tail advertisers with limited resources and expertise to run successful campaigns by choosing what product to promote, their ad budget, and the campaign objective. For high-touch advertising agencies, our AI-assisted campaigns enable the experts to make informed decisions through forecasting, intelligent insights, and smart suggestions thereby reducing the operational cost of running a successful retail media program for our retailers.&nbsp;</p>

<p>Speaking of advertisers, we help them get the best ROI by assisting them in their journey during the planning and execution stages. Our AI-powered autonomous systems built-in with auto-targeting and smart bidder capabilities, help improve the effectiveness of these campaigns by continuously monitoring their performance and taking corrective actions to keep them on track with the objectives.&nbsp;</p>

<p><strong>What keeps you excited about working at InMobi?</strong></p>

<p>It would definitely be the empathetic leadership that I get to experience at InMobi. I am encouraged to try out disruptive ideas, learn from failures, and grow along the way.</p>

<p>Watch the video to find out more about what Raja has to share about InMobi Commerce.</p>

<div style="text-align: center;"><iframe allow="accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture; web-share" allowfullscreen="" frameborder="0" height="315" src="https://www.youtube.com/embed/9PieIuChELU?si=yQDQY-fQNKvCCrve" title="YouTube video player" width="560"></iframe></div>

<p>To work with tech professionals like Raja and join the InMobi Commerce team, explore opportunities on our <a href="https://www.inmobi.com/company/careers#jobs">careers page</a>.</p>]]></description>
      <dc:subject><![CDATA[Inside InMobi, English (EN): inmobi.com, Global,]]></dc:subject>
      
      <dc:creator><![CDATA[ Team InMobi  ]]></dc:creator>
      
      <dc:date>2023-09-07T00:40:00+00:00</dc:date>
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      <title><![CDATA[Leader in Spotlight: Cynthia Tully]]></title>
      <link>https://www.inmobi.com/blog/2023/08/29/leader-in-spotlight-cynthia-tully/</link>
      <guid>https://www.inmobi.com/blog/2023/08/29/leader-in-spotlight-cynthia-tully/</guid>
      <description><![CDATA[<p>For Cynthia Tully, it is the culture of freedom, autonomy, and ownership within her team that keeps her inspired and motivated to do her best at InMobi. Here is what she has to&nbsp;share about leadership, teams, and her #LifeAtInMobi.</p>

<p>&nbsp;</p>

<p><strong>Tell us about your role at InMobi</strong></p>

<p>In my current role as the Vice President of Sales and Brand Partnerships at InMobi, I head our sales teams for the east and mid-west regions of North America. We are a team of salespeople, who work to drive new business from direct clients and agencies for the organization.</p>

<p><strong>The journey that led you to join InMobi</strong></p>

<p>I have always been on the advertising side of the business. I started my professional journey with a media agency in Toronto, Canada, and then moved to New York to pursue an opportunity with a performance agency. The plan was to come to New York for a year or two and get some US experience. But it has been over a decade now and I&rsquo;m still here. Before joining InMobi, I worked with Criteo for about 7 years, having started with a small group in the east region and growing it to a large national key accounts team.</p>

<p>The role that InMobi presented fascinated me, since it primarily focused on growth, with North America being a focus region for opportunity. Also, since the pandemic, people have been more engaged with their mobiles than ever before, which makes in-app the most thrilling and exciting space to work in.</p>

<p><strong>What makes InMobi different from</strong> <strong>the other organizations? </strong></p>

<p>Since I joined the company, I have been most impressed by the people and teams here at InMobi. Especially the sales team that I am fortunate enough to be a part of! It is so fulfilling to see how each person is a go-getter, a problem solver, and does the most, sometimes even with limited resources, to grow our business. Freedom and autonomy are the values we stand by, and you will see that it is completely ingrained in the DNA of the organization. I have seen that everyone here is always curious to find answers and takes the initiative to go out there and get those answers. Being such a large global organization, this really fosters a culture of networking and team building.</p>

<p><strong>Your proudest moment at InMobi?</strong></p>

<p>There is no one moment or memory that I can pinpoint. I feel super proud every time I step out into the market with my team. I joined InMobi when we were working in a completely remote environment and really missed having that face-to-face connection with the team. Now that we have come back to the office, I get to go out for client events with each seller and see how phenomenal they are with all their client interactions and in building relationships. North America is a large region, and it is so impressive to see my team excel on the field. It is something that is very motivating and makes me proud of where I am.</p>

<p><strong>A leadership principle that resonates with you</strong></p>

<p>I think the most important attribute of good leadership is listening, especially when you are joining a new organization. You should be open to listening to understand the business, the pain points, what works and what doesn&rsquo;t, and then figure out how you can put your skills to best use.</p>

<p>It&rsquo;s one of the biggest things I have learned about leadership &ndash; to not come in with a rigid frame of mind about how you have succeeded in the past. Also, people respect you a lot more when you take the time to invest in being receptive and understanding the various nuances of a new business.</p>

<p style="text-align: center;"><img alt="Cynthia Tully" src="https://2714195.fs1.hubspotusercontent-na1.net/hubfs/2714195/Leaders%20in%20NA%20-%20Cynthia%20Blog%20Images/2-2.jpeg" style="width: 392px; height: 300px;" /></p>

<p><strong>A bit about yourself and your life outside of work</strong></p>

<p>I am a Canadian, now settled in the States. As I mentioned earlier, I came to New York just for a year or two, not knowing I would get married to a New Yorker and call this city home someday. However, even after having spent so many years here, there barely goes a day without me bringing up a Canadian reference or a famous personality. I am a big fan of all things Canadian, and it remains a big part of who I am.</p>

<p>&nbsp;</p>

<p>To work with inspiring leaders like Cynthia and build a career with InMobi, explore opportunities on our <a href="https://www.inmobi.com/company/careers#jobs">careers page</a>.</p>]]></description>
      <dc:subject><![CDATA[Inside InMobi, English (EN): inmobi.com,]]></dc:subject>
      
      <dc:creator><![CDATA[ Team InMobi  ]]></dc:creator>
      
      <dc:date>2023-08-29T00:07:00+00:00</dc:date>
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      <title><![CDATA[My Growth Story at InMobi: Dharak Desai]]></title>
      <link>https://www.inmobi.com/blog/2023/08/22/my-growth-story-at-inmobi-dharak-desai/</link>
      <guid>https://www.inmobi.com/blog/2023/08/22/my-growth-story-at-inmobi-dharak-desai/</guid>
      <description><![CDATA[<h4>Dharak embarked on his InMobi journey in 2017 and in this conversation, he takes us through the last 6 years spent here. Dharak also shares how he experiences the company values in his #LifeAtInMobi.</h4>

<p>&nbsp;</p>

<p><strong>Tell us about your role at InMobi</strong></p>

<p>As Director for Performance Sales and Strategy, my role is focused on building and managing the performance sales teams and customer success management teams for the growth and expansion of our business in North America.</p>

<p><strong>Walk us through your journey at InMobi</strong></p>

<p>I joined the team in San Francisco back in 2017 as a Senior Account Strategist under the performance delivery team. Back then, the organization was at a nascent stage in the region and my role came with a lot more than what can be picked by the job title.&nbsp;I was playing the role of an account manager and a trader along with campaign management and business intelligence.</p>

<p>From that, we soon decoupled the role to break it down and I continued my journey on the account management front. I also grew from being an individual contributor to managing a small team and then eventually managing the entire West Coast account management team in North America. While building the team and focusing on the revenue from there, I parallelly started getting involved with the customers and working with sales more actively.</p>

<p>In 2021, I decided to make a complete shift from account management to sales and started that journey again as an Individual contributor before I started building my team in that role. As recently as last month is when I started leading both sales and customer services network, which has been a homecoming of sorts into the account management domain, but after a complete circle of growth to now being a leader.</p>

<p>It has been incredible putting my expertise in the domain of performance marketing while being able to explore different roles and responsibilities, being able to zoom in and zoom out, and progressing vertically as well as horizontally.</p>

<p><strong>What do you enjoy and find motivating about being at InMobi?</strong></p>

<p>It&rsquo;s been close to 6 years for me at InMobi now and I cannot bring that down to any one particular reason. It is a combination of a lot of things that makes InMobi an enjoyable place for me to be at. First and foremost is the challenging and innovative environment. InMobi in North America is a challenger, which involves the need to hustle and constantly do the best in terms of performance and growth. And where there are challenges, there are opportunities too. Overcoming these challenges results not just in the growth of the company but also in the growth of the individuals.</p>

<p>Another factor is InMobi&rsquo;s innovation history and the fact that it continues to go forward with that same mindset. We have seen InMobi being the first to market with a lot of our products and offerings across regions and that&rsquo;s something which makes me feel pretty great to be a part of the company. Not to mention the pride that comes with being with an Indian unicorn that has made it big in so many different markets and made a name for itself globally.</p>

<p>Lastly, it is the vision of the leadership that transcends effortlessly. I see my personal values aligned with the company&rsquo;s visions and that really adds value and merit to whatever I do here.</p>

<p style="text-align: center;"><img alt="Dharak Desai with his InMobi team" src="https://2714195.fs1.hubspotusercontent-na1.net/hubfs/2714195/Dharak%20Desai_Blog%20images/1.jpeg" style="width: 448px; height: 300px;" /></p>

<p><strong>Which InMobi value resonates the most with you?</strong></p>

<p>I believe that InMobi values are such that we get to embody and live by them all at different times, situations, and phases. I might not be experiencing them all at once but I definitely live by each of them at different times. They are also intertwined in such a way that they form one cohesive way of being.</p>

<p>I may not necessarily be <em>thinking big</em> when I am solving a very operational problem at hand, but at the same time, the larger goal is to always <em>think big</em>. <em>Being passionate</em> is absolutely necessary if you want to excel at anything, be it professionally or even in your personal life. Being <em>fanatically driven</em>, but in the right direction with a clear vision is also equally important, all this while <em>enjoying freedom with responsibility</em> is very important. That&rsquo;s how all our four values co-exist for me.</p>

<p><strong>Tips for aspiring InMobians</strong></p>

<p>Be ambitious about your work and be willing to work hard and go the extra mile. You will experience immense freedom and autonomy at InMobi, so I would recommend staying prepared for taking ownership and use this as an opportunity to take initiative. Don&rsquo;t look for solutions only but also for sources of problems and areas for improvement. Most importantly, see the process through.</p>

<p><strong>What do you enjoy in life outside of work?</strong></p>

<p>I often come across as a very intense and serious person when it comes to work, which might also be true, but it&rsquo;s the complete opposite when it comes to my personal life. I like to keep myself engaged in physical activities and live an active life. Trekking is one activity that I thoroughly enjoy and have also covered multiple base camps in the Himalayan region in India over the years. On a more regular basis, boxing is an activity that helps me destress or just relax. It&rsquo;s something that I picked up a couple of years ago and now I club it with my regular workout. Traveling is also something that I enjoy during my time off. Having traveled significantly over the years, I have come to enjoy traveling not just as a holiday, but as an appreciation for different cultures and gathering perspectives.</p>

<p>Watch the video to find out all that Dharak has to say about his growth journey at InMobi.&nbsp;</p>

<div style="text-align: center;"><iframe allow="accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture; web-share" allowfullscreen="" frameborder="0" height="315" src="https://www.youtube.com/embed/zmSGj8TWkL8?si=vzZBmGlc7jTopvwd" title="YouTube video player" width="560"></iframe></div>

<p>&nbsp;</p>

<p>Explore opportunities on our <a href="https://www.inmobi.com/company/careers#jobs">careers page</a> and accelerate your journey of growth with InMobi.</p>]]></description>
      <dc:subject><![CDATA[Inside InMobi, English (EN): inmobi.com, North America, Global,]]></dc:subject>
      
      <dc:creator><![CDATA[ Team InMobi  ]]></dc:creator>
      
      <dc:date>2023-08-21T22:39:00+00:00</dc:date>
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      <title><![CDATA[Meet the InMobi Exchange Team: Francisca Etchegaray]]></title>
      <link>https://www.inmobi.com/blog/2023/08/18/meet-the-inmobi-exchange-team-francisca-etchegaray/</link>
      <guid>https://www.inmobi.com/blog/2023/08/18/meet-the-inmobi-exchange-team-francisca-etchegaray/</guid>
      <description><![CDATA[<h3>Francisca joined the InMobi Exchange team to manage demand partnerships in October 2021. In this conversation, she shares insights about her role and her #LifeAtInMobi.</h3>

<p>&nbsp;</p>

<p><strong>Tell us about your role at InMobi</strong></p>

<p>In my current role at InMobi, I work with the demand partnerships team. My team is responsible for working with a lot of InMobi&rsquo;s demand-side platform (DSP) partners and handling their demand for buying inventory from InMobi.</p>

<p><strong>What made you join InMobi?</strong></p>

<p>As a professional in the ad tech space, I was already familiar with InMobi before becoming a part of the team. What ultimately swayed my decision to join was the extensive global presence of InMobi and its prominent reputation in the mobile advertising industry. After a few rounds of interviews, I was able to acquaint myself with my future colleagues.</p>

<p>One memorable conversation was with my current manager, who shares a similar career path before joining InMobi. This interaction allowed me to gain honest insights into the company&#39;s culture, a sentiment that was echoed in my other discussions with the team. These conversations quickly showed me how I could fit into the team and assured me of the growth of opportunities that lay forward. In essence, the candid conversations and the transparency of InMobi&#39;s culture influenced my decision to join.</p>

<p><strong>What is it like working with the InMobi Exchange team?</strong></p>

<p>So far, it&#39;s been quite the ride! Everyone is super collaborative and a lot of fun too. Coming from a supply-side role, I have found working with demand partnerships to be incredibly engaging and a real team effort. Moreover, getting to work on the gaming side of things has been a new experience for me, especially since I was looking to expand my career horizons.</p>

<p>Due to the global nature of the team means we need to juggle our schedules a bit and coordinating across different time zones can be a little tricky. But the kind of global exposure we get in return is simply amazing. It&#39;s eye-opening to get to hear all these different perspectives and insights that you just wouldn&#39;t get from a domestic market. And that&#39;s one of the great perks of being part of a team like ours!</p>

<p style="text-align: center;"><img alt="" src="https://2714195.fs1.hubspotusercontent-na1.net/hubfs/2714195/Francisca%20E._Blog%20images/2.png" style="width: 400px; height: 300px;" /></p>

<p><strong>What does a typical workday look like for you?</strong></p>

<p>Being in San Francisco while most of my team is on the East Coast of North America, which means my workday kicks off bright and early. I usually start by going through my emails and chats, making sure I have got everything covered before their day wraps up. Then, I dive into client emails and check how we are performing.</p>

<p>The latter part of my day is all about those bigger, strategic projects and objectives that our team needs to zero in on. The nice part about having my team on the other coast is that it gives me this chunk of time in the afternoon to really get into those projects and strike a nice balance in my day. It&#39;s a different kind of rhythm, but it works for me.</p>

<p><strong>What makes working at InMobi different from other organizations?</strong></p>

<p>InMobi&#39;s culture is truly one-of-a-kind. It&#39;s an upbeat, go-getter kind of place where everyone is all in, always ready to step up and lend a hand. I have enjoyed getting to work with colleagues from all corners of the globe, learning about different markets, and teaming up with folks across different functions.</p>

<p>In a lot of places, each department is kind of in its own bubble, often based in one specific location. But that&rsquo;s not how things work at InMobi. What&#39;s really interesting is how we are all collaborating across the globe, and also feeling like we are truly getting to know one another.</p>

<p><strong>Tell us a bit about yourself outside of work</strong></p>

<p>Outside of work, you will usually find me out and about, soaking up the great outdoors. I am a big fan of gardens and hiking trails &ndash; there&#39;s just something about being out in nature that&#39;s very refreshing. I also have an adorable Basenji who&#39;s always up for a trip to the dog park. Apart from that, I am pretty into art and visiting museums. There&#39;s something about the art world that just draws me in.</p>

<p>&nbsp;</p>

<p>To build your career with InMobi and work with professionals like Francisca, explore opportunities on our <a href="https://www.inmobi.com/company/careers#jobs">careers page</a>.</p>]]></description>
      <dc:subject><![CDATA[Inside InMobi, English (EN): inmobi.com, Global,]]></dc:subject>
      
      <dc:creator><![CDATA[ Team InMobi  ]]></dc:creator>
      
      <dc:date>2023-08-18T02:04:00+00:00</dc:date>
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      <title><![CDATA[Putting Choice First: InMobi Acquires a Consent Management Platform ]]></title>
      <link>https://www.inmobi.com/blog/2023/08/16/putting-choice-first-inmobi-acquires-a-consent-management-platform/</link>
      <guid>https://www.inmobi.com/blog/2023/08/16/putting-choice-first-inmobi-acquires-a-consent-management-platform/</guid>
      <description><![CDATA[<p>We are pleased to announce that InMobi has acquired <strong>Quantcast Choice</strong>, a leading Consent Management Platform (CMP) designed to help publishers like you seamlessly align with rapidly changing global privacy regulations.</p>

<p>As privacy regulations like General Data Protection Regulation (GDPR) in Europe and the California Consumer Privacy Act (CCPA) evolve, CMPs have become critical for publishers to ensure compliance and maintain ad revenue. The lack of a proven CMP often results in lost opportunities for publishers, as many of the <strong>leading demand partners require the use of a CMP that supports the latest privacy standards maintained by the Interactive Advertising Bureau (IAB).&nbsp;</strong></p>

<h3>CMPs: What You Need to Know&nbsp;</h3>

<p>If you&rsquo;re still unsure of what a CMP is or how to incorporate one into your strategies, we have your back. Here are a few quick things you should know about CMPs to help get you started.&nbsp;&nbsp;</p>

<p><strong>What is a CMP?&nbsp;</strong></p>

<p>A CMP allows app and website publishers to manage user consent for data processing and advertising activities in accordance with data privacy regulations. It provides a user-friendly interface for obtaining and managing user consent preferences, thereby ensuring compliance and enhancing user trust. For publishers with users in Europe and the US, a CMP is an essential tool to have in their arsenal.&nbsp;</p>

<p><strong>Why is it important to have a Google and IAB compliant CMP?&nbsp;</strong></p>

<p>Our CMP is fully compliant with Google and the IAB. Why is this important? Having a Google and IAB compliant CMP is crucial for the following reasons:&nbsp;</p>

<ol>
	<li>It adheres to industry standards and policies.&nbsp;</li>
	<li>It allows publishers to build user trust through transparent data practices.&nbsp;</li>
	<li>It mitigates risks of non-compliance, avoiding potential penalties.&nbsp;</li>
	<li>It enables a seamless adaptation to evolving data privacy regulations.&nbsp;</li>
</ol>

<p>It is important to note that CMPs are required to implement IAB&rsquo;s new policies and specifications (TCF v2.2) by November 20, 2023. Additionally, if a partner does not adopt a Google-certified CMP by January 16, 2024, no ads from Google AdSense, Ad Manager, or AdMob will be eligible to serve on EEA and UK traffic.&nbsp;</p>

<h3>Getting to Know Our CMP&nbsp;</h3>

<p>Visit <a href="http://https://go.inmobi.com/inmobi-cmp/  " target="_blank">here</a> to learn more about the Quantcast acquisition.&nbsp;</p>

<p><a class="btn btn-s" href="https://go.inmobi.com/inmobi-cmp/" style="border-radius:25px;font-size:24px;font-weight:normal;">Learn More</a></p>

<p>In the meantime, here&rsquo;s a breakdown of the offering:&nbsp;&nbsp;</p>

<ol>
	<li><strong>Our CMP is compatible with iOS and Android:</strong> InMobi&rsquo;s CMP is designed to be applicable to all platforms including Android and iOS, in-app and web. It offers seamless integration and consent management capabilities for both mobile operating systems, ensuring comprehensive coverage across different devices and providing a consistent user experience for all your app users.&nbsp;</li>
	<li><strong>Key Features include the following:&nbsp;</strong>
	<ul>
		<li>Consent gathering, including purpose notifications for processing personal data and user privacy preferences&nbsp;</li>
		<li>Consent sharing, including signal storing, sharing consent with vendors and audit logs access&nbsp;</li>
		<li>Cross-device and cross-environment support, seamlessly integrating with your apps &amp; web pages on mobile devices, tablets and desktop&nbsp;</li>
		<li>Centralized management portal, a one-stop-shop for all customization options and features&nbsp;</li>
		<li>Real-time insights into the demographic and psychographic makeup of your audience&nbsp;At InMobi, we aim to holistically address publishers&rsquo; needs in the growing privacy-first world amidst ever-evolving regulations. Let us help you.&nbsp;For more information and to speak with an expert, contact us at <a href="mailto:cmp@inmobi.com">cmp@inmobi.com</a>.&nbsp; &nbsp;</li>
	</ul>
	</li>
</ol>

<p>You can read the full press release with details on the acquisition <a href="https://www.inmobi.com/company/press/inmobi-acquires-quantcast-choice-to-enhance-frictionless-consent-management-for-publishers" target="_blank">here</a>.&nbsp;</p>

<p><a class="btn btn-s" href="https://www.inmobi.com/company/press/inmobi-acquires-quantcast-choice-to-enhance-frictionless-consent-management-for-publishers " style="border-radius:25px;font-size:24px;font-weight:normal;">Read the Press Release</a></p>]]></description>
      <dc:subject><![CDATA[Advertising, Announcements, English (EN): inmobi.com, Global,]]></dc:subject>
      
      <dc:creator><![CDATA[ Team InMobi  ]]></dc:creator>
      
      <dc:date>2023-08-16T21:01:00+00:00</dc:date>
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      <title><![CDATA[Building a Career With InMobi Commerce: Sriram V]]></title>
      <link>https://www.inmobi.com/blog/2023/08/10/building-a-career-with-inmobi-commerce-sriram-v/</link>
      <guid>https://www.inmobi.com/blog/2023/08/10/building-a-career-with-inmobi-commerce-sriram-v/</guid>
      <description><![CDATA[<h4>Meet Sriram, Head of Engineering for InMobi Commerce.&nbsp;Discover all that Sriram has to share about the team and what they are working toward in this conversation with us.</h4>

<p>&nbsp;</p>

<p><strong>Tell us about the engineering team at InMobi Commerce</strong></p>

<p>We at InMobi Commerce are on the journey of building the number-one retail media platform from scratch to planet scale. We strive to work towards excellence with our consistency, pace, and disciplined execution. True to InMobi values, the team is ridiculously customer-centric and customer-first. Being in an early stage, we conduct weekly demo days to hear from the customers and the markets.&nbsp;Driven by speed and inspired by smart minds, we love working hard.&nbsp;</p>

<p><strong>What is </strong><strong>InMobi Commerce</strong> <strong>working towards and solving?</strong></p>

<p>Some of the hard problems that we are working towards and are presently tackling are around delivering the most relevant commerce ads at scale, designing the systems to deliver thousand to millions of queries per second, at sub-100 milli-second latency, with the availability of five 9s.&nbsp;&nbsp;</p>

<p><strong>Tell us a bit about the tech stack at InMobi Commerce</strong></p>

<p>We are cloud-native, on Microsoft Azure, our system is based on micro-services architecture using SpringBoot and Java, and our data engineering pipelines are on Databricks, hence you will see a lot of Spark, Scala, and Python. Our user interfaces are built on React and our SDK is built using vanilla Javascript.&nbsp;We strive for engineering excellence through rigorous automation.&nbsp;</p>

<p><strong>Any tips for new joiners looking to succeed in the team?</strong></p>

<p>As we grow our team, there are a few tips that I would want to share. Be curious and passionate about what you are working towards. Build a co-founder mindset, that encourages you to become independent and take ownership of your work.&nbsp;</p>

<p><strong>What keeps you excited about working at InMobi?</strong></p>

<p>Some things that keep me excited about working at InMobi are the space to grow, the freedom to operate, and the autonomy to make decisions. The support from the leadership enables us to dream big in making ICC the number one retail media platform out there.&nbsp;&nbsp;</p>

<p>Watch the video to find out more about what Sriram has to share about InMobi Commerce.</p>

<div style="text-align: center;"><iframe allow="accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture; web-share" allowfullscreen="" frameborder="0" height="315" src="https://www.youtube.com/embed/p0-bi6p8umA?si=6nQAhxDqvlBJ7pD4" title="YouTube video player" width="560"></iframe></div>

<p>To work with tech professionals like Sriram and join the InMobi Commerce team, explore opportunities on our <a href="https://www.inmobi.com/company/careers">careers page</a>.</p>]]></description>
      <dc:subject><![CDATA[Inside InMobi, English (EN): inmobi.com, Global,]]></dc:subject>
      
      <dc:creator><![CDATA[ Team InMobi  ]]></dc:creator>
      
      <dc:date>2023-08-10T02:29:00+00:00</dc:date>
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    <item>
      <title><![CDATA[My Growth Story at InMobi: Raveesh Kapoor]]></title>
      <link>https://www.inmobi.com/blog/2023/08/09/my-growth-story-at-inmobi-raveesh-kapoor/</link>
      <guid>https://www.inmobi.com/blog/2023/08/09/my-growth-story-at-inmobi-raveesh-kapoor/</guid>
      <description><![CDATA[<h4>Raveesh joined InMobi in 2018 as a Product Specialist, in search of a role that was a perfect blend of technology and business. In this conversation, he takes us through his journey and talks more about his #LifeAtInMobi.</h4>

<p><strong>How has your journey at InMobi evolved in the last five years?</strong></p>

<p>I joined InMobi soon after I finished my master&rsquo;s degree and it&rsquo;s been five years for me here now, so most of my professional experience has been with InMobi and I&rsquo;d say that&rsquo;s primarily because of the fulfilling nature of the work that I do here and the constant learning experiences that help me in becoming better at what I do. I first joined the team in San Francisco as Product Specialist and was in that role for a year and a half before transitioning to the role of a Senior Solutions Engineer in London for about two years, before moving back to the US in 2022. And now I work as a Lead Solutions Engineer, based out of InMobi&rsquo;s New York office.</p>

<p>In the last five years, I&rsquo;ve been able to transition from my initial role where I handled a select set of clients to now leading solutions engineering for the entire North America and Europe region. I also got the opportunity to work with and learn from some amazing people, from different backgrounds, countries, and time zones and get an idea of how truly diverse InMobi is as an organization.</p>

<p><strong>Tell us more about your current role</strong></p>

<p>My role is a blend of business and technology which is what I always wanted. I did my Master&#39;s in Information Systems, where I learned technical concepts of Python, Data Analytics, and Visualizations as well as business concepts such as Product Management and Process Innovation. Now, I am responsible for the technical success of the customers which are top demand-side platforms (Tradedesk, Liftoff, Amazon, Yahoo), viewability partners (DoubleVerify, MOAT, IAS), and several key agencies. I work with them from the pre-integration stage to integrating them as well as troubleshoot issues if they may arise post-go-live by utilizing a deep understanding of the Interactive Advertising Bureau (IAB) specifications, ad serving, and programmatic buying. One of my focus areas in the team is to enable automation wherever and whenever possible to reduce manual effort, and human errors and be able to process large datasets for our external and internal stakeholders.</p>

<p><strong>What keeps you excited and motivated about your work?</strong></p>

<p>Being in the tech industry, it is the constant need to learn and upskill myself that keeps me going. We are in a very dynamic and fast-paced industry with new advancements coming up every other week. I try to keep myself on top of them by constantly using the resources we have here like taking up new LinkedIn learning courses and developing new skills, picking up automation, analyzing the abundant complex data points, and always looking for avenues where I can volunteer, take a step forward and initiative in terms of whatever is happening. This attitude is always appreciated at InMobi, we want people to take ownership and be self-drivers. InMobi also gives me the freedom to experiment and think differently and go beyond my remit to try new things.</p>

<p style="text-align: center;"><img alt="Raveesh Kapoor with his InMobi team" src="https://2714195.fs1.hubspotusercontent-na1.net/hubfs/2714195/Raveesh%20Kapoor_Blog%20images/1.jpg" style="width: 601px; height: 300px;" /></p>

<p><strong>What enables you to have a growth mindset as you move forward?</strong></p>

<p>It is the scale of opportunities that I have at InMobi that has attributed to my growth here and I am confident that it will continue to do so. So, suppose I want to move to a different role, I know that I can do it and have a team that will enable me to take up the challenge and encourage me to pursue it. If I decide I would want to venture into a product management role, I know I can work towards it and make it happen at InMobi by start building relationships with people and taking up additional projects. Having such talented folks across the board and a non-hierarchical culture that helps in building relationships and networking is something that I really appreciate about being here.</p>

<p><strong>A bit about your life outside work</strong></p>

<p>I am a big Formula 1 freak. The time zone is not a factor for me when it comes to this. At times I have been up very early in the morning or been up all night just to watch the F1 events in real time. I will also take the liberty of calling myself an amiable host. I enjoy cooking and often making lip-smacking food and getting creative with some innovative cocktails.</p>

<p>&nbsp;</p>

<p>To work with professionals like Raveesh and accelerate your journey of learning and growth with InMobi, visit our <a href="https://www.inmobi.com/company/careers#jobs">careers page</a>.</p>]]></description>
      <dc:subject><![CDATA[Inside InMobi, English (EN): inmobi.com, Global,]]></dc:subject>
      
      <dc:creator><![CDATA[ Team InMobi  ]]></dc:creator>
      
      <dc:date>2023-08-09T00:26:00+00:00</dc:date>
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    <item>
      <title><![CDATA[Resist the Urge to Hit the Reset Button on Your SKAN 4 Gameplan  ]]></title>
      <link>https://www.inmobi.com/blog/2023/08/08/resist-the-urge-to-hit-the-reset-button-on-your-skan-4-gameplan/</link>
      <guid>https://www.inmobi.com/blog/2023/08/08/resist-the-urge-to-hit-the-reset-button-on-your-skan-4-gameplan/</guid>
      <description><![CDATA[<p>There&rsquo;s no shortage of complexity app performance marketers are faced with when navigating the path towards a privacy-first future, and things got a bit more complicated recently when our partners at <a href="https://www.singular.net/blog/skan-4-cv-reset-bug/" target="_blank">Singular</a> and <a href="https://www.appsflyer.com/blog/measurement-analytics/skan-4-anomalies-explained/" target="_blank">AppsFlyer</a> reported on their discovery of an iOS bug in SKAdNetwork (SKAN) 4 that was causing conversion values to reset due to a faulty API connection between SKAN and Apple Search Ads. While Apple quickly sprang into action <a href="https://www.singular.net/blog/skadnetwork-bug/" target="_blank">with a fix,</a> media partners must now account for bug-impacted supply when signing SKAN impressions in order to ensure the integrity of advertiser&rsquo;s attribution data.&nbsp;&nbsp;&nbsp;</p>

<p>If you&rsquo;re an app marketer left wondering what to do about your SKAN strategy and conversion value schemas given this new wrinkle, you&rsquo;re not alone.&nbsp; Here&rsquo;s what you need to know and recommendations for how you can continue to future-proof app performance in 2023 and beyond.&nbsp;&nbsp;&nbsp;</p>

<h3><strong>Stay the course with SKAN&nbsp;</strong></h3>

<p>Maintain positive momentum with your SKAN adoption plans, which remains the way forward and Apple&rsquo;s only sanctioned way to deterministically attribute iOS campaign performance while respecting user privacy. With changes coming in iOS 17 later this year aimed at combatting fingerprinting and holding app advertisers accountable for how their third-party partners leverage user data, which <a href="https://www.inmobi.com/blog/key-wwdc-2023-takeaways-for-ios-app-performance-marketers" target="_blank">we covered in more detail in another post</a>, it&rsquo;s a critical time to be accelerating SKAN adoption journeys, not postponing them.&nbsp; Here&rsquo;s a few tips for how to stay on track towards building the most resilient growth strategy for your app &ndash;&nbsp;&nbsp;</p>

<ol>
	<li><strong>Continue to focus on deploying SKAN 4 conversion models, which are backwards compatible</strong> <strong>&ndash;</strong> Whether new to SKAN, or a veteran, developing a sound approach for leveraging SKAN 4&rsquo;s hierarchical conversion values and multiple postback windows that aligns with the customer journeys of your highest value users is the optimal way to future-proof your growth strategies.&nbsp; Adapting to SKAN 4 conversion schemas takes time for even the most sophisticated advertisers, requiring a thoughtful approach and close collaboration with your MMP and media partners.&nbsp; But, aligning with SKAN 4&rsquo;s core mechanics now ensures you&rsquo;ll receive the maximum amount of performance insights available regardless of which SKAN version ad supply is compatible with, and puts you in the best position to rapidly take advantage of new features coming in SKAN 5 later this year.&nbsp;&nbsp;</li>
	<li><strong>Ensure media partners take steps to mitigate SKAN 4 bug impact &ndash;</strong> Rely on your media partners to account for the impact of the recently discovered bug and sign each SKAN ad impression with the most appropriate version that ensures you get the best campaign performance insights available while maintaining data integrity.&nbsp;&nbsp; Some media partners such as Meta have reverted to signing all ad impressions with SKAN 3, while InMobi plans to closely monitor user penetration rates by iOS version and leverage SKAN 4 ad signatures on any compatible bug-free inventory in order to continue gaining SKAN 4 performance insights whenever they&rsquo;re reliably available.&nbsp;&nbsp;&nbsp;</li>
	<li>
	<p><strong>Consult with your MMP on their approach to SKAN 4 and addressing this bug &ndash; </strong>Each MMP supports a different mix of SKAN features and may also have variable levels of impact from the reset bug.&nbsp; <a href="https://www.singular.net/blog/skadnetwork-bug/" target="_blank">Singular</a>, <a href="https://www.kochava.com/blog/adservices-framework-causes-skan-4-conversion-values-to-reset/" target="_blank">Kochava</a> and <a href="https://www.appsflyer.com/blog/measurement-analytics/skan-4-anomalies-explained/" target="_blank">Appsflyer</a> have published customer guidance on the reset bug, and we&rsquo;ll update these links when new information from our MMP partners becomes available.&nbsp;&nbsp;&nbsp;</p>
	</li>
	<li>
	<p><strong>Understand the new Privacy Manifest requirements coming in iOS 17 &ndash;</strong> One of the more notable developments <a href="https://www.inmobi.com/blog/key-wwdc-2023-takeaways-for-ios-app-performance-marketers" target="_blank">during Apple&rsquo;s Worldwide Developer Conference (WWDC) earlier this summer</a> was the announcement of Privacy Manifests, which will debut with the imminent rollout of iOS 17. This new feature strongly indicates that Apple intends to more proactively monitor and enforce their long-held policy that prohibits fingerprinting by holding app developers accountable for ensuring iOS users are not tracked across apps and sites with different owners unless permission is granted, regardless of whether tracking is done by the app owners themselves or by their third-party partners.&nbsp;&nbsp;&nbsp;</p>

	<p>This fall, Apple will begin alerting developers when their app or one of its third-party partners accesses APIs Apple has flagged as high-risk for abuse in fingerprinting without declaring a <a href="https://developer.apple.com/documentation/bundleresources/privacy_manifest_files/describing_use_of_required_reason_api" target="_blank">valid reason</a> for this access in a Privacy Manifest. This grace period is intended to give app owners time to better understand how each partner is accessing user data and remediate any trouble spots, but starting in spring &rsquo;24, Privacy Manifests will become part of the formal App Store Review process and can result in rejection when Apple&rsquo;s new requirements are unmet. We recommend engaging with your SDK partners and product teams to understand and prepare for any potential impacts to your measurement strategy and user experience.&nbsp;&nbsp;&nbsp;</p>
	</li>
</ol>

<p>Check out our <a href="https://go.inmobi.com/the-ultimate-guide-to-skan-2023/" target="_blank">Ultimate Guide to SKAN</a> which is full of tips on how to adapt your iOS app performance strategies for the privacy-first era and reach out to <a href="mailto:performance@inmobi.com">performance@inmobi.com</a>&nbsp;to see if our team can help you throughout your journey.&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</p>]]></description>
      <dc:subject><![CDATA[Advertising, Product and Technology, Products &amp; Tools, English (EN): inmobi.com, Global,]]></dc:subject>
      
      <dc:creator><![CDATA[ Sara Camden  ]]></dc:creator>
      
      <dc:date>2023-08-08T20:23:00+00:00</dc:date>
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    <item>
      <title><![CDATA[The State of AI in Retail Media: Campaigns]]></title>
      <link>https://www.inmobi.com/blog/2023/08/01/the-state-of-ai-in-retail-media-campaigns/</link>
      <guid>https://www.inmobi.com/blog/2023/08/01/the-state-of-ai-in-retail-media-campaigns/</guid>
      <description><![CDATA[<p>Artificial Intelligence (AI) has become the hottest topic in the tech world, and it&#39;s making waves in ad tech, revolutionizing the way the demand-side and supply-side interact in the Retail Media space. One company leading the charge in AI-powered solutions for Retail Media is InMobi Commerce.&nbsp;</p>

<p>So, why is AI such a big deal for InMobi Commerce? Well, in the recent times, it has become clear that AI is the key to enhancing Retail Media programs, enabling brands and advertisers to run efficient campaigns with minimal human effort while achieving their campaign objectives such as ROI, reach, and revenue. Let&#39;s take a closer look at two powerful AI-based features we offer.&nbsp;</p>

<p>First up, we have our "Autonomous Campaigns" feature, which includes "Auto-targeting," &ldquo;Auto-bidding,&rdquo; and objective-based campaign optimization. Thanks to AI, this feature intelligently selects the right targeting parameters, ad creatives, and bidding strategies at scale based on historical data and industry best practices. The AI system continuously monitors and optimizes the campaign to ensure it stays on track to reach its objectives. This means campaign managers can run highly effective campaigns with very little manual intervention. &nbsp;</p>

<p>It&#39;s especially beneficial for novice campaign managers, simplifying the process and enabling them to launch successful campaigns without needing extensive expertise. It&#39;s also perfect for advertisers with limited resources, as it requires minimal human involvement throughout the campaign lifecycle. All the advertiser needs to decide is the product to promote, the objective, and the budget.&nbsp;</p>

<p>InMobi Commerce supports different objectives for these auto-campaigns, including ROAS, reach, quantity sold, revenue, and new user acquisition. The flexibility offered by AI allows businesses to tailor campaigns precisely to their needs.&nbsp;</p>

<p>For those who prefer more control over campaign settings, InMobi Commerce&#39;s "AI-Assisted Campaigns" feature comes to the rescue. This feature is designed for expert users who want a high level of customization and fine-tuning while still leveraging the power of AI. During campaign creation, the AI system assists users through pre-campaign suggestions, recommending relevant targets and optimal bid values. Throughout the campaign, the AI continuously monitors performance, evaluates metrics, and provides intelligent suggestions, empowering users to make timely adjustments and optimize their campaigns for better results in the ever-changing advertising landscape.&nbsp;</p>

<p>In summary, InMobi Commerce recognizes the game-changing potential of AI in Retail Media. Our AI-powered solutions offer effortless campaign management for both novice and expert users. With "Autonomous campaigns" streamlining the process for advertisers with minimal human intervention, and "AI-Assisted Campaigns" giving expert users the freedom to fine-tune their campaigns while still harnessing the power of AI, the future of Retail Media looks brighter than ever. &nbsp;</p>

<p>So, if you&#39;re in the Retail Media space, it&#39;s time to embrace the AI revolution with InMobi Commerce and unlock the limitless possibilities it offers. &nbsp;</p>]]></description>
      <dc:subject><![CDATA[Advertising, Product and Technology, English (EN): inmobi.com, Global,]]></dc:subject>
      
      <dc:creator><![CDATA[ Raja Subramaniam,  Head of AI - InMobi Commerce  ]]></dc:creator>
      
      <dc:date>2023-08-01T21:47:00+00:00</dc:date>
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    <item>
      <title><![CDATA[Meet the InMobi Exchange Team: Pamela Ibarra]]></title>
      <link>https://www.inmobi.com/blog/2023/08/02/meet-the-inmobi-exchange-team-pamela-ibarra/</link>
      <guid>https://www.inmobi.com/blog/2023/08/02/meet-the-inmobi-exchange-team-pamela-ibarra/</guid>
      <description><![CDATA[<h4>Meet Pamela Ibarra, Vice-President, Partner Management for InMobi Exchange. In this conversation with us, Pamela shares insights about the Exchange team at InMobi and her #LifeAtInMobi.</h4>

<p>&nbsp;</p>

<p><strong>Tell us about your role and the team</strong></p>

<p>I joined InMobi in August 2022, as Vice President, Partner Management for InMobi Exchange, making me and the team responsible for all the revenue across the Exchange business. InMobi Exchange is the largest independent in-app exchange in the world. It is a big team with a lot of different segments. We have all the demand side platform (DSP) relationships, which are demand relationships as they come in with some of the biggest and most exciting companies on the demand side in the world and we work with all the in-app publisher relationships as well. This includes some of the biggest gaming and non-gaming names, all the way down to some small publishers from regional markets. We have about 40,00 publishers across the globe, which is a very large global footprint.</p>

<p>The global nature of InMobi Exchange, requires us to have regional management teams, that look after individual countries and market plans, including not just North America but also Western Europe, India, Japan, Korea, and others, where we really try and look at exchange from a lot of different lenses. We also work very closely with the product teams, to stay on the pulse of what is most innovative and exciting and is going to move the needle for our publishers and demand partners.</p>

<p><strong>What is the biggest impact that your team has on InMobi?</strong></p>

<p>I would say that InMobi Exchange is vital to InMobi&rsquo;s global business. We know that advertising keeps the internet free, it keeps the publishers living and breathing. Advertising at InMobi is the same as it is across the internet and is extremely crucial from the ecosystem perspective. The InMobi Exchange business, powers some really cool innovations, new ways of thinking, and content creation. And everything that is happening, happens because of the work of the genius people that we have in the team.</p>

<p><strong>What is working with InMobi Exchange like for you?</strong></p>

<p>I have always liked working in advertising. It comes with a very straightforward mission, which is easy to align with, we work towards increasing revenue while making it work for the publishers and advertisers. But what is different about doing this at InMobi is that we truly are customer-oriented, and it is a place that is deeply committed to entrepreneurism. Everyone is fueled with great ideas, and they just run with them without any barriers. We are a team of self-starters, passionate individuals &ndash; who give it their all and don&rsquo;t know for an answer. This ends up creating a very exciting, dynamic, and energizing environment for everyone.</p>

<p style="text-align: center;"><img alt="Pamela Ibarra with InMobi colleagues" src="https://2714195.fs1.hubspotusercontent-na1.net/hubfs/2714195/Pamela%20Ibarra_Blog%20images/1.jpg" style="width: 500px; height: 300px;" /></p>

<p><strong>How is InMobi different from other organizations?</strong></p>

<p>There are a couple of things that I can think of. First would be the great technology that we&rsquo;ve built and has been a constant from the initial years. But what&rsquo;s interesting is that we don&rsquo;t fit the same mold as most of our competitors, because we don&rsquo;t have a game studio, we&rsquo;re not just working in a gaming Ad network. We have built the exchange to be a healthy and unique mix of brand creatives and performance creatives.</p>

<p>The other aspect is the culture. As I mentioned earlier as well, the energy and enthusiasm at InMobi is unlike anything I&rsquo;ve experienced before. It would also be the cultural diversity of the organization, an Indian company making its mark in the West, and internally that opens a lot of different perspectives, ideas, and thought processes for us. And I think that&rsquo;s a real place of power for InMobi.</p>

<p><strong>What according to you makes people successful at InMobi?</strong></p>

<p>It&rsquo;s essential for the personal values of the individual to align with InMobi&rsquo;s values because we take our values very seriously and they are ingrained in the organization&rsquo;s DNA. That would mean, being bold, creative, and entrepreneurial. People who don&rsquo;t necessarily take no for an answer, who like to figure out and experiment on their own along the way and not being told exactly what is expected of them. I think those are the people who truly succeed and thrive because they will always get a lot of runways above for them to keep striving.</p>

<p>&nbsp;</p>

<p>To work with leaders like Pamela and join the InMobi Exchange team, explore opportunities on our <a href="https://www.inmobi.com/company/careers#jobs">careers page</a>.</p>]]></description>
      <dc:subject><![CDATA[Inside InMobi, English (EN): inmobi.com, Global,]]></dc:subject>
      
      <dc:creator><![CDATA[ Team InMobi  ]]></dc:creator>
      
      <dc:date>2023-08-01T12:54:00+00:00</dc:date>
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    <item>
      <title><![CDATA[Building a Career with InMobi Commerce: Jimit Doshi]]></title>
      <link>https://www.inmobi.com/blog/2023/07/26/build-a-career-with-inmobi-commerce-jimit-doshi/</link>
      <guid>https://www.inmobi.com/blog/2023/07/26/build-a-career-with-inmobi-commerce-jimit-doshi/</guid>
      <description><![CDATA[<h4>Meet Jimit Doshi, SVP and Head of Commerce, InMobi. Having been with the organization for close to 15 years now, he is truly an InMobi veteran. In this conversation, Jimit talks about the InMobi Commerce team&rsquo;s vision, mission, and much more.</h4>

<p>&nbsp;</p>

<p><strong>What would you say is InMobi Commerce&#39;s long-term vision?</strong></p>

<p>Our vision at InMobi Commerce is to transform the digital discovery and shopping journey into experiences that are as delightful, efficient, and informed for buyers as physical shopping. We are also committed to empowering retailers and enabling them to leverage their resources in the most optimum manner.</p>

<p><strong>What is the number mission for the InMobi Commerce team?</strong></p>

<p>The mission that we are working towards is to help retailers generate three times more from marketing spends of their brands. We aim to do that by the use of AI-backed, full-funnel discovery, and shopping experiences powered by InMobi Commerce, to engage with the end customers.</p>

<p><strong>What according to you makes the InMobi Commerce team different?</strong></p>

<p>Customer centricity is something that we live by at InMobi and InMobi Commerce team is no different when it comes to that. Our focus is to solve the retailer media challenges for customers and consumers. We are also the only player in the market with a comprehensive AI-powered solution to address the entire advertising media funnel in retail media. Our priority is solving through technology instead of services, enabling us to be the best partner for a retailer&#39;s media needs. InMobi&rsquo;s longevity, perseverance, and tenacity are something that keeps us going as we set audacious goals at InMobi Commerce.</p>

<p><strong>Where do you see InMobi Commerce headed?</strong></p>

<p>The world of commerce and media is merging very rapidly. Every media company is now a commerce company and every commerce company is stepping into media. In the US alone, there are over 200 retailers aside from Amazon and Walmart, that are brimming with media opportunities. Many of those are already testing the waters and trying to supercharge their growth on the back of media revenue.</p>

<p>That being said, InMobi has been a technology champion in the open internet space and perhaps the most technically advanced player in the retail media space. Our technology innovation, customer centricity, and business acumen make me believe that we are at the right place at the right time to drive this industry to its true north and help it cross the 100 billion dollar mark in media in no time.</p>

<p>Watch the video to find out more about what Jimit has to share about InMobi Commerce.</p>

<div style="text-align: center;"><iframe allow="accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture; web-share" allowfullscreen="" frameborder="0" height="315" src="https://www.youtube.com/embed/VTKdK7ZXIo8?si=PL2CIiqJq3sEPwl8" title="YouTube video player" width="560"></iframe></div>

<p>To work with industry leaders like Jimit and join the commerce team at InMobi, explore opportunities on our <a href="https://www.inmobi.com/company/careers">careers website</a>.</p>]]></description>
      <dc:subject><![CDATA[Inside InMobi, English (EN): inmobi.com, Global,]]></dc:subject>
      
      <dc:creator><![CDATA[ Team InMobi  ]]></dc:creator>
      
      <dc:date>2023-07-26T02:25:00+00:00</dc:date>
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    <item>
      <title><![CDATA[Is App Discovery in the App Store Dead?]]></title>
      <link>https://www.inmobi.com/blog/2023/07/18/is-app-discovery-in-the-app-store-dead/</link>
      <guid>https://www.inmobi.com/blog/2023/07/18/is-app-discovery-in-the-app-store-dead/</guid>
      <description><![CDATA[<p><a href="https://www.deconstructoroffun.com/" target="_blank">Deconstructor of Fun</a> put a survey question to their audience of senior mobile gaming professionals after <a href="https://www.deconstructoroffun.com/blog/2023/1/31/the-mobile-games-industry-in-the-year-2023#:~:text=Likelihood%20of%20the%20prediction%3A%2077,at%20least%20for%20short%20while" target="_blank">predicting that organic discovery on the App Store will die in 2023</a>. The site&rsquo;s editors proposed that &ldquo;Discovery in the App Stores is dead. Featuring has little to no business impact.&rdquo; Nearly 90% of 137 respondents agreed.</p>

<p><img alt="" src="https://go.inmobi.net/hubfs/app%20store%20discovery-1.png" style="height: 346px; width: 616px;" /></p>

<p>App owners are clearly feeling the pinch with App Store discovery, particularly through featured and organic listings. The App Store is an increasingly saturated channel for apps with nearly 1.8m apps and many changes to the user experience in recent times.</p>

<p>At the same time, as an iPhone user, your apps are simply ported from device to device, giving little reason to visit the App Store unless there&rsquo;s a specific app you want to download. When you do visit, you see a lot of the same apps pedaled over and over across search, charts, and the Today tab.&nbsp;</p>

<p>In fact, <a href="https://www.apple.com/legal/more-resources/docs/2022-App-Store-Transparency-Report.pdf" target="_blank">Apple&rsquo;s own App Store Transparency report</a> revealed that the &ldquo;average weekly number of apps appearing in the top 10 results of at least 1,000 searches&rdquo; was 197,430. That equates to <strong>just 11% of apps in the App Store getting significant search visibility</strong>, and you could hazard a guess that a similar 11% of apps are getting significant visibility across the charts and Today tab.</p>

<p>As an app developer, breaking through in the App Store seems to require world class virality or deep, deep pockets. So, let&#39;s look into the data to uncover more in answer to Deconstructor of Fun&rsquo;s question.</p>

<h3>What does the data say?</h3>

<p>Apple&rsquo;s own data sources reveal to us some ideas on App Store user flows. Their <a href="https://searchads.apple.com/advanced" target="_blank">marketing pages for ads</a> tells us that 70% of App Store visitors use search and 65% of app installs happen after a search. So nearly two thirds of App Store visitors are downloading using the search functionality.&nbsp;</p>

<p>We&rsquo;ll come back to look at how they&rsquo;re using search in a minute, but let&rsquo;s explore what is happening with the other third of users and installs.</p>

<p>If we take a look at the last <a href="https://go.sensortower.com/rs/351-RWH-315/images/app-store-download-sources-report-2021-full-final.pdf" target="_blank">&ldquo;App Downloads Source Report&rdquo;</a> from Sensor Tower in 2021, we see that the ratio of non-search App Store installs is a 70:30 split between referrers (web and app &ndash; primarily made up of ads on other channels directing straight to an App Store product page) and browsing (charts and Today tab). If we take this ratio, we end up with an install source split that looks like this on the App Store today:</p>

<p><img alt="" src="https://go.inmobi.net/hubfs/app%20installs.png" style="width: 629px; height: 389px;" /></p>

<p>You can easily understand the Deconstructor of Fun&rsquo;s survey results when you realize that only <strong>10% of App Store installs are a result of being featured on App Store charts and the Today tab.</strong> App installs from browsing are now an inconsequential slice on the App Store, accessible by only a handful of apps.&nbsp;</p>

<p>But what about search? Does the search behavior suggest that these are app discovery searches? <strong>The answer is that just 50% of searches on the App Store are generic or app discovery searches,</strong> <a href="https://www.apptweak.com/en/aso-blog/brand-vs-generic-breakdown-in-app-store-search#:~:text=Brands%20(24%25%20of%20all%20keywords,volumes%20above%2075%20are%20brands" target="_blank">according to AppTweak.</a></p>

<p><img alt="" src="https://go.inmobi.net/hubfs/app%20store%20traffic.png" style="width: 564px; height: 300px;" /></p>

<p>Fifty percent of searches, however, are brand searches, which are essentially users using the App Store search in a transactional way to find an app they want to download. Generic searches are also majority long-tail, with head (high volume) terms being almost entirely branded as you can see below.</p>

<p><img alt="" src="https://go.inmobi.net/hubfs/volume.png" style="width: 640px; height: 417px;" /></p>

<p>This means that the volume of generic terms that are relevant or high intent to convert for a given app are likely to be low.</p>

<p>As you would guess, the intent behind a brand search is also much higher, leading to more installs coming from branded search terms. In one study by Kochava with <a href="https://www.kochava.com/blog/how-apple-search-ads-skadnetwork-upended-ios-marketing/" target="_blank">anecdotal data from a single advertiser:</a> &ldquo;A streaming entertainment brand we&rsquo;ve all heard of &hellip; that is likely front of mind for most users in the U.S. when they think of &lsquo;Entertainment Media&rsquo;&rdquo; Kochava reports that this app saw 95% of Apple Search Ads (ASA) attributions from their own brand term.</p>

<p><img alt="" src="https://go.inmobi.net/hubfs/keyword%20type.png" style="width: 678px; height: 481px;" /></p>

<p>So, for big brands, a large majority of installs from App Store search are coming from their own brand terms. While for smaller brands this percentage is likely to be lower, the higher conversion rate does lead you to the assumption that the majority of App Store search installs are coming from brand terms. This means that there isn&rsquo;t a huge amount of app discovery happening via search either. The App Store is fast becoming a mobile vending machine where users largely go to download apps they already know that they want.</p>

<p>What does this mean for advertisers?</p>

<p>Since the rollout of SKAdNetwork (SKAN) in Spring 2021, Apple&rsquo;s own Search Ads business has undergone a meteoric rise.</p>

<p>Appsumer, InMobi&rsquo;s cross-channel optimization platform, found that Apple Search Ads share of app install advertising spend on iOS had increased 16 percentage points since the App Tracking Transparency (ATT) rollout to 45%.</p>

<p>Similarly, <a href="https://www.kochava.com/blog/how-apple-search-ads-skadnetwork-upended-ios-marketing/" target="_blank">Kochava found</a> that Apple Search Ads had benefited from how media attribution has been redistributed over the past two years in the iOS advertising ecosystem.</p>

<p><img alt="" src="https://go.inmobi.net/hubfs/SKAN%20attribution.png" style="width: 680px; height: 335px;" /></p>

<p>Only SKAN attribution is operating at a similar scale to Apple Search Ads, while probabilistic attribution (fingerprinting) is close behind in terms of scale. However, <a href="https://www.inmobi.com/blog/key-wwdc-2023-takeaways-for-ios-app-performance-marketers" target="_blank">probabilistic attribution / fingerprinting will be disappearing</a> off the iOS map by early next year.</p>

<h3>So why is Apple Search Ads so popular?</h3>

<p>If we break down the main reasons, they are:</p>

<ul>
	<li><strong>Attribution advantage: </strong>Any channel that could continue business as usual post-ATT was going to be a popular choice for advertisers. That&rsquo;s why many advertisers shifted budget to the unaffected Android OS and on iOS towards Apple Search Ads. As a first-party platform on iOS, <strong>Apple Search Ads did not have to succumb to the complex and, at the time, incomplete SKAN attribution framework.</strong> They could continue business as usual using their AdServices attribution. In addition to this advantage, Apple Search Ads also applies a somewhat <strong>overzealous 30-day click attribution window for them to take credit for a conversion versus a more standard 7-day click attribution lookback window applied by MMPs to other channels on iOS.</strong></li>
	<li><strong>Last-click advantage:</strong> With a majority of search installs coming from brand terms, Apple Search Ads is <strong>much more of a demand capture than a demand creation channel,</strong> much like Google search on the web. It&rsquo;s the natural user experience on the App Store. A friend has recommended it, you&rsquo;ve seen ads in another app, you&rsquo;ve seen a TV ad, you&rsquo;ve seen a video, and it&rsquo;s the app you need to control a piece of hardware you bought, etc. Whatever the demand creation source for an app, you go to the App Store to download it, which means that as an advertiser, you have to defend your brand term with Apple Search Ads to stop competitors from stealing the click so that&rsquo;s what gets conversion credit.</li>
</ul>

<p>This is all to say that when you, as a performance advertiser, need to fire up a channel on iOS where the numbers are going to stack up, Apple Search Ads is a safe bet. A bit like IT Directors who never got fired for choosing IBM. You won&rsquo;t get fired for the CPA numbers coming back from Apple Search Ads. However, what impact is it actually having in terms of increasing demand for your app?</p>

<h3>How should you look at investments in Apple Search Ads?</h3>

<p>With all this in mind, there are some important considerations for iOS user acquisition strategies to consider:</p>

<p><strong>Make sure you cover the basics</strong></p>

<p>Given that a huge amount of potential App Store installs will come from your brand term, you will likely want to cover off your brand term. This will particularly be the case if you&rsquo;re in a highly competitive segment where competitors are likely on the attack. However, it&rsquo;s important to do a lift test to understand what percentage of paid installs are cannibalizing organic installs on your brand term. A few years ago when <a href="https://incipiagabe.medium.com/how-to-grow-apple-search-ads-5-key-pillars-to-scale-8a4c83fa4ab6" target="_blank">Gabe Kwakyi was at Incipia, he said this of brand cannibalization on ASA:</a></p>

<p style="text-align: center;"><em>&ldquo;The incrementality/cannibalization percentage is impossible to calculate with 100% certainty, but our research estimates that Apple Search Ads brand ad incrementality is ~40% (i.e. 60% cannibalistic).&rdquo;</em></p>

<p>Once you have established this, it&rsquo;s important to recalculate your real CPI by deducting cannibalized installs and dividing your brand keyword spend by the recalculated install numbers.</p>

<p style="text-align: center;"><strong>Brand Keyword Spend</strong></p>

<p style="text-align: center;"><strong>(Total installs - cannibalized installs)</strong></p>

<p>This makes it easy to understand when brand bidding becomes unsustainable. Another useful metric for understanding the cannibalization of your own brand bidding is to follow the calculation that <a href="https://phiture.com/asostack/brand-defence-campaigns-apple-search-ads/" target="_blank">Simon Thilley from AppTweak highlights in this article</a> for Cost Per Protected Install (CPPI).&nbsp;</p>

<p>In some categories, particularly multi-install markets like dating, you may also want to consider bidding on competitor brand terms to squeeze some discovery out of the App Store where bigger competitors exist. Equally doing exact match on tightly curated generic keywords and a small exploration campaign on broad match should cover off on the remaining generic terms you might have missed that are high intent.</p>

<p>Once you have covered these basics, there&rsquo;s really not much more to do in terms of campaign and budget expansion on Apple Search Ads.</p>

<p><strong>Compare apples-to-apples attribution on iOS channels</strong></p>

<p>Three things are happening that are painting an unrealistic picture of attribution on iOS and performance advertisers need to adjust for:</p>

<ol>
	<li><strong>Ad Services:</strong> The Ad Services attribution framework that is attributing Apple Search Ads installs has a 30-day click-through attribution window versus the 7-day window that your MMP is likely setting for other iOS channels. Work on correcting this when you&rsquo;re analyzing iOS performance to ensure that you&rsquo;re not over attributing to Apple Search Ads and under-attributing to other channels.</li>
	<li><strong>SKAN privacy thresholds:</strong> Privacy Thresholds on SKAN are a volume of installs per campaign per day that need to be met in order for parts of a SKAN postback to be sent. For many advertisers, particularly on the smaller end of the scale, a lot of postbacks are lost to this on some channels. This leads to a significant undercounting of installs and a higher CPA, which again paints Apple Search Ads in a better light. It&rsquo;s important to model null postbacks to ensure that all channels are getting the due credit they deserve.</li>
	<li><strong>ASA last-click advantage:</strong> Much like search on the web, Apple Search Ads holds a significant last-click advantage given the mobile vending machine nature of the App Store. With this in mind, it&rsquo;s increasingly important to use econometric models such as incrementality and Media Mix Modelling (MMM) to ensure credit is being given across the funnel and Apple Search Ads spend increases are providing incremental value, not just cannibalizing other channels.</li>
</ol>

<p><strong>Apple Search Ads can&rsquo;t be your entire iOS strategy</strong></p>

<p>A popular iOS user acquisition strategy post ATT has been to simply plunge the entire iOS budget into Apple Search Ads. The reality is you can&rsquo;t build an entire app user acquisition strategy by investing your whole budget into demand capture channels..It will rapidly result in diminishing returns for an app advertiser as the demand to capture dries up.&nbsp;</p>

<p>Performance advertising needs to cover both demand capture and demand creation channels. This is why InMobi has invested so heavily in building the industry&#39;s first and only bidder for SKAN on iOS. With 64% of user time spent outside apps owned by major Self-Attributing Networks (SANs) and the high-value iOS user-base, we have built performant targeting to build demand for your app on iOS in the open app ecosystem. Advertisers have seen 16x more installs coming via InMobi&rsquo;s SKAN bidder versus other iOS channels at a CPI 94% lower.&nbsp;</p>

<p>With lower competition and highly affluent users available across SKAN inventory, it&rsquo;s an important time to develop your SKAN targeting strategy. To discuss your iOS strategy outside of ASA, get in touch with us at <a href="mailto:performance@inmobi.com">performance@inmobi.com</a>.&nbsp;</p>]]></description>
      <dc:subject><![CDATA[Acquiring New Users, Advertising, In-App Monetization, English (EN): inmobi.com, Global,]]></dc:subject>
      
      <dc:creator><![CDATA[ Simon Whittick  ]]></dc:creator>
      
      <dc:date>2023-07-18T15:16:00+00:00</dc:date>
    </item>
  
    <item>
      <title><![CDATA[My Growth Story at InMobi: Amy Weber]]></title>
      <link>https://www.inmobi.com/blog/2023/07/18/my-growth-story-at-inmobi-amy-weber/</link>
      <guid>https://www.inmobi.com/blog/2023/07/18/my-growth-story-at-inmobi-amy-weber/</guid>
      <description><![CDATA[<h4>A mother, a student, and a career-driven woman &ndash; Amy has taken up all three roles as she moves forward. A journey of unconventional choices and paths that have led her to where she is today, Amy shares it all with us in this candid conversation. Here is what she has to say about her growth journey at InMobi and much more.</h4>

<p>&nbsp;</p>

<p><strong>How your journey at InMobi has been so far?</strong></p>

<p>I started at InMobi as a Senior Customer Success Manager in 2021, where I got to understand our product suite and all our offerings in great depth while working with the clients directly by being the face of our campaigns and trading team. As a new joiner at the time, the role really helped me understand the company and our various product lines.</p>

<p>From there, I was quickly promoted to becoming a pod lead for a team of quick-serve restaurants (QSR) and retail customer success managers. While I was thoroughly enjoying this new role with added responsibilities and a broader spectrum with more strategic thinking and goals, I soon made a complete shift and took up a sales role.</p>

<p>Around October 2022, I switched to the position of Senior Sales Manager, which is my current role as well. I now work with the East Coast sales team in North America, where we are actively doing business with agencies in the region, helping them realize the power and benefits of in-app advertising.</p>

<p style="text-align: center;"><img alt="Amy Weber, Senior Sales Manager, InMobi" src="https://2714195.fs1.hubspotusercontent-na1.net/hubfs/2714195/Amy%20Weber_Blog%20images/1.jpg" style="width: 500px; height: 374px;" /></p>

<p><strong>How has your team encouraged or enabled your growth?</strong></p>

<p>It&rsquo;s been only two and a half years for me at InMobi, and I have experienced rapid growth in these last few years. In less than a year, I was promoted and I believe that was because my potential and aspirations have been truly recognized and appreciated. While I always discussed these things in my one-on-ones, my manager has always come to me with my growth path and encouraged me to pursue that path confidently.</p>

<p>Even when I was making the shift to sales, it was my team that first recognized the passion that stirred all my social interactions with the clients and how my technical knowledge of the product suite would fit perfectly in a more client-facing role.</p>

<p><strong>What has made you stay with the organization?</strong></p>

<p>The work-life balance that I have been able to maintain while working at InMobi has definitely been the number one reason for me being with the company. Being a mother of a toddler, my family is a big priority for me and I have been able to be all in on the personal front while making no sacrifices in my professional growth. There are times when a &ldquo;muffins with mom&rdquo; day at school clashes with critical business hours, and I have always had my team supporting me in times like that. This is something that I have been very appreciative of and it makes me want to give my best and always return the favor.</p>

<p>Another really important factor has been InMobi&rsquo;s dedication and emphasis on the learning and development of employees. The <a href="https://www.inmobi.com/blog/learning-and-development-at-inmobi-ilead-milestone-program">iLead-Milestone</a>&nbsp;training that I went through when I got promoted to manager was an experience that reinstated my belief in how committed the organization is to growth and development, irrespective of geographical barriers.</p>

<p style="text-align: center;"><br />
<img alt="Amy Weber, Senior Sales Manager, InMobi" src="https://2714195.fs1.hubspotusercontent-na1.net/hubfs/2714195/Amy%20Weber_Blog%20images/Blog%20Hero%20Image.jpg" style="width: 373px; height: 375px;" /></p>

<p><strong>What makes you excel at work and keeps you motivated?</strong></p>

<p>The non-traditional path that led me to where I am today has always been a factor that has pushed me to put in that extra effort to excel and is a constant motivation for me to keep giving my best.</p>

<p>Before I was introduced to the ad tech world, I was actually in a completely different industry and had pursued a career as a fashion model for over ten years, straight out of high school. After ten years in the fashion industry, I wanted to transition into a more traditional career path. This wasn&rsquo;t an easy transition, given I had taken a non-conventional path of not going to college after high school. It was then that I started working with a friend&rsquo;s demand-side platform agnostic trading desk business. That opened the world of ad tech for me, and I worked with three start-ups after that, all in account management roles, before I finally joined InMobi. It&rsquo;s safe to say the unique journey that I have had so far is what keeps me going and encourages me to work hard.</p>

<p><strong>What advice would you give to someone looking to join InMobi?</strong></p>

<p>The most simple and direct answer is to put your best foot forward and <em>know</em> that your talent will be recognized. It&rsquo;s a two-way street here, you put in the effort and dedication towards your work while exhibiting your passion for the industry, and the company will invest in your growth and reciprocate.</p>

<p style="text-align: center;"><img alt="Amy Weber, Senior Sales Manager, InMobi" src="https://2714195.fs1.hubspotusercontent-na1.net/hubfs/2714195/Amy%20Weber_Blog%20images/3.png" style="width: 280px; height: 375px;" /></p>

<p><strong>A bit about your life outside work</strong></p>

<p>My family is the most important aspect of my life outside work now, which is comprised of my husband and our four-year-old son. I have grown up living in Southern California, and we spend a lot of time outdoors, hiking to hot springs in the mountains, or spending time at the beach.</p>

<p>Before I started my career in the fashion industry, I was a competitive synchronized swimmer. I was on the junior national synchronized swimming team and was completely committed to that between the ages of six to 15. I am very used to pouring everything into one thing that I put my focus on and perfecting it.</p>

<p>Now, as I am working towards building a more conventional and stable life with more growth opportunities, I have also started pursuing my college degree. I am studying digital audiences and have three semesters left before I graduate. Coming in with a lot of on-ground prior experience has allowed me to be more involved and absorb everything that I am studying with a much deeper understanding, which has been super fun and meaningful. I am excited to pursue MBA or master&rsquo;s next. InMobi&rsquo;s support in this unconventional journey makes it even more worthwhile and fruitful and makes me feel valued.</p>

<p>&nbsp;</p>

<p>To work with inspiring professionals like Amy and accelerate your career journey with InMobi, visit our <a href="https://www.inmobi.com/company/careers#jobs">careers page</a>.</p>]]></description>
      <dc:subject><![CDATA[Inside InMobi, English (EN): inmobi.com, Global,]]></dc:subject>
      
      <dc:creator><![CDATA[ Team InMobi  ]]></dc:creator>
      
      <dc:date>2023-07-18T02:36:00+00:00</dc:date>
    </item>
  
    <item>
      <title><![CDATA[Enabling the Mixed Audience Settings for Your Apps]]></title>
      <link>https://www.inmobi.com/blog/2023/07/14/enabling-the-mixed-audience-settings-for-your-apps/</link>
      <guid>https://www.inmobi.com/blog/2023/07/14/enabling-the-mixed-audience-settings-for-your-apps/</guid>
      <description><![CDATA[<p>Safeguarding our publishers and the privacy of end users comprising all audiences, particularly children, has always been a top priority for InMobi. We have taken it further by releasing a new feature that allows publishers to enable a mixed audience for their mobile apps. Publishers with apps directed to adult and children&rsquo;s audiences can now declare if their app is directed to a mixed audience or only to children on the InMobi Publisher Dashboard.&nbsp;</p>

<p>Publishers must also pass the age restriction information to InMobi to determine if we must show targeted or non-targeted ads. Previously, publishers could only declare if their app was directed at children. Apps directed at adults and children had to be designated as "child-directed" to safeguard users.&nbsp;</p>

<p><img alt="" src="https://go.inmobi.net/hubfs/Screenshot%202023-07-14%20at%2010.36.43%20AM.png" style="width: 606px; height: 204px;" /></p>

<p>With the updated setting, publishers can now declare the following:&nbsp;</p>

<ol>
	<li><strong>App is not child directed:</strong><strong> </strong>Applicable for apps used only by adults.&nbsp;</li>
	<li><strong>Mixed Audiences:</strong> Applicable for apps used by both children and adults. We will rely on age restriction data sent by the publisher in the ad request to further treat the app as child-directed or not.&nbsp;</li>
	<li><strong>App is Child Directed:</strong><strong> </strong>Applicable if the app is only used by children.&nbsp; &nbsp;</li>
</ol>

<p><img alt="" src="https://go.inmobi.net/hubfs/App%20and%20Website%20Compliance%202.png" style="width: 691px; height: 270px;" /></p>

<p><u><strong>Benefits of Mixed Audiences&nbsp;</strong></u></p>

<p>This setting is beneficial for publishers in the following ways:&nbsp;</p>

<ul>
	<li>Allows accurate declaration of an app&rsquo;s audience.&nbsp;</li>
	<li>Further enhances current checks and balances in place to safeguard child-directed inventory.&nbsp;</li>
	<li>Unlocks revenue potential via targeted advertising for users above the age of 16 (if user consent is available and as applicable by regional laws).</li>
</ul>

<p><u><strong>Setup for Mixed Audience&nbsp;</strong></u></p>

<p>If you are already integrated with InMobi via an SDK or API integration, you can easily enable support for mixed audiences. Follow these two simple steps to get started:&nbsp;&nbsp;</p>

<ol>
	<li>Define the App Audience on the InMobi Publisher Dashboard.&nbsp;</li>
	<li>Pass the Age Restriction signals to InMobi based on the user&#39;s geographic location.&nbsp;&nbsp;</li>
</ol>

<p>Publishers must complete both steps above to support a mixed audience monetization setup and have an age-gating mechanism within the app to pass appropriate age restriction signals. Please refer to our <a href="https://support.inmobi.com/monetize/privacy/coppa" target="_blank">support portal page</a> on Children&#39;s Privacy to understand how to complete the setup.&nbsp;</p>

<p>The declaration on the dashboard and the age restriction information passed to InMobi combined help us determine if we show targeted or not targeted ads. If consent is applicable by law, targeted ads are shown only when consent is present. If consent is absent or if the user is identified as a child or age-restricted, identifiable information is anonymized, and non-targeted ads are shown.&nbsp;&nbsp;&nbsp;&nbsp;</p>

<p>If you have any questions, reach out to your Customer Success Manager, or write to <a href="mailto:support@inmobi.com">support@inmobi.com</a>.&nbsp;&nbsp;</p>]]></description>
      <dc:subject><![CDATA[Advertising, Product and Technology, Products &amp; Tools, English (EN): inmobi.com, Global,]]></dc:subject>
      
      <dc:creator><![CDATA[ Nishita Kini,  Product Marketing Manager  ]]></dc:creator>
      
      <dc:date>2023-07-14T18:40:00+00:00</dc:date>
    </item>
  
    <item>
      <title><![CDATA[The State of AI in Retail Media ]]></title>
      <link>https://www.inmobi.com/blog/2023/07/13/the-state-of-ai-in-retail-media/</link>
      <guid>https://www.inmobi.com/blog/2023/07/13/the-state-of-ai-in-retail-media/</guid>
      <description><![CDATA[<p>Artificial Intelligence is the hottest new topic in the world of technology today. Specifically in the realm of ad tech, it has the opportunity to change the way both the demand-side and the supply-side work with each other, and this is true for the Retail Media space as well. But it&rsquo;s still somewhat opaque which type&nbsp;of solutions AI can provide to advertisers and publishers. This is where InMobi Commerce has been establishing ourselves as a leading provider of AI-powered solutions for Retail Media.&nbsp;</p>

<p>Why does InMobi Commerce place so much value on the power of AI? Over the past few months, it has become apparent that AI will play an increasingly significant role in enhancing Retail Media programs. AI can enable brands and advertisers to efficiently run their campaigns with minimal human effort, achieving the same campaign objectives such as ROI, reach, or revenue. It does so through enhanced targeting and bidding strategies, real-time campaign optimization, forecasting, intelligent insights, and smart suggestions. AI also improves Retail Media programs by automating creative generation, providing smart audiences, preventing audience conquesting, and optimizing yield.&nbsp;</p>

<p>AI empowers retailers to solve for scale and efficiency, catering to a wide range of advertisers. Autonomous campaigns powered by AI offer automatic targeting, bidding, and real-time optimization, making it easier for long-tail advertisers with limited resources and expertise to run successful campaigns. Additionally, high-touch advertising agencies and experts can leverage AI-assisted campaigns to make informed decisions through forecasting, intelligent insights, and smart suggestions. This reduces the operational costs associated with running a successful Retail Media program for retailers.&nbsp;</p>

<p>Furthermore, AI can assist retailers in optimizing their overall revenue by personalizing ads and ensuring they are relevant to shoppers. By considering factors such as personalization and relevance, AI helps retailers choose ads that will have higher engagement with shoppers, thus ensuring a positive shopping experience.&nbsp;</p>

<p>In summary, AI-powered solutions from InMobi Commerce will play a crucial role in enhancing these programs by enabling efficient campaign management, providing intelligent insights, and optimizing revenue. By leveraging AI, retailers can transform their platforms and data into valuable advertising opportunities while improving the overall customer shopping experience.&nbsp;&nbsp;</p>

<p>Stay tuned for the next blog in our series that will cover some of these solutions as they specifically pertain to our campaign processes.&nbsp;</p>]]></description>
      <dc:subject><![CDATA[Advertising, Media Consumption &amp; Trends, English (EN): inmobi.com, Global,]]></dc:subject>
      
      <dc:creator><![CDATA[ Raja Subramaniam,  Head of AI - InMobi Commerce  ]]></dc:creator>
      
      <dc:date>2023-07-13T15:35:00+00:00</dc:date>
    </item>
  
    <item>
      <title><![CDATA[Announcing InMobi's Sustainability Commitment ]]></title>
      <link>https://www.inmobi.com/blog/2023/07/06/announcing-inmobis-sustainability-commitment/</link>
      <guid>https://www.inmobi.com/blog/2023/07/06/announcing-inmobis-sustainability-commitment/</guid>
      <description><![CDATA[<p>We&#39;re excited to announce the launch of InMobi&rsquo;s&nbsp;sustainability&nbsp;initiative. InMobi is making substantial strides toward&nbsp;a&nbsp;greener future. At InMobi we aspire to a culture of innovation that drives sustainable tech and fosters a positive impact. And now we have the commitment to prove it!&nbsp;</p>

<h3>Sustainability in AdTech: Did you Know?&nbsp;</h3>

<p><strong>323 tons of CO2 eq&nbsp;</strong></p>

<p>The total emissions for a mock digital advertising campaign equals 323 tons of CO2 eq, or the equivalent <a href="https://drive.google.com/file/d/1dJ7VSTFNbK25U4L_B5IXuQw8DW2Zqa3Z/view" target="_blank">16 American citizens&#39; carbon footprint</a>.</p>

<p><strong>1% of global energy&nbsp;</strong></p>

<p>The Internet produces <a href="https://www.bbc.com/future/article/20200305-why-your-internet-habits-are-not-as-clean-as-you-think" target="_blank">around 4%</a> of greenhouse gas emissions worldwide. In its own right, advertising consumes more than 1% of global energy, the majority of this is from online advertising.&nbsp;</p>

<h3>What InMobi is Doing</h3>

<p><strong>Science Based Targets (SBTi)</strong></p>

<p><a href="https://sciencebasedtargets.org/companies-taking-action#dashboard" target="_blank">We joined forces</a> with SBTi to set near-term and long-term measurable emission reduction goals for our global offices in an effort to reduce our carbon footprint as per the 1.5 degree trajectory for a net-zero future.&nbsp; &nbsp;</p>

<p><strong>Carbon Neutral</strong></p>

<p>InMobi Exchange&rsquo;s tech infrastructure is powered by <a href="https://blogs.microsoft.com/blog/2020/01/16/microsoft-will-be-carbon-negative-by-2030/" target="_blank">Microsoft Azure</a> which is 100% carbon neutral. We are in final discussions with the Ad Net Zero Initiative and Scope 3 to help us measure our carbon footprint. We are currently working with each office location to collect energy and electricity consumption emissions (Scope 2), then set actionable reduction targets.&nbsp;</p>

<p><strong>Verification Partners</strong></p>

<p>We are working with 3P partners to help measure our indirect emissions across our supply chain, identify opportunities to focus on low carbon paths, and offer green media products for our buyers&nbsp;</p>

<p><strong>Traffic shaping &amp; SPO </strong>&nbsp;</p>

<p>InMobi&rsquo;s lightweight SDK enables a greener supply chain with nearly 95% of our inventory sourced directly. Our proprietary machine learning algorithm for traffic shaping helps us prioritize the right inventory for demand partners.</p>

<h3>Coming Soon&nbsp;</h3>

<p>Be on the lookout for an all new InMobi University course on <em>How Ad Tech is Approaching Sustainability</em>. &nbsp;</p>

<p>Let&rsquo;s go green in Ad&nbsp;Tech. We need your help!&nbsp; Please reach out to&nbsp;<a href="mailto:genevieve.pritchard@inmobi.com">genevieve.pritchard@inmobi.com</a>&nbsp;if you&rsquo;re interested in participating in the global InMobi task force for&nbsp;sustainability. &nbsp;</p>

<p>Keep the momentum going.</p>]]></description>
      <dc:subject><![CDATA[Advertising, Announcements, English (EN): inmobi.com, Global,]]></dc:subject>
      
      <dc:creator><![CDATA[ Genevieve Pritchard  ]]></dc:creator>
      
      <dc:date>2023-07-06T21:11:00+00:00</dc:date>
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    <item>
      <title><![CDATA[Rebuilding User Acquisition]]></title>
      <link>https://www.inmobi.com/blog/2023/07/05/rebuilding-user-acquisition/</link>
      <guid>https://www.inmobi.com/blog/2023/07/05/rebuilding-user-acquisition/</guid>
      <description><![CDATA[<p>The "Rebuilding User Acquisition" panel at App Promotion Summit at NYC shed new light on the changing landscape of consumer behavior, particularly following the pandemic. As the digital world continues to evolve rapidly, app developers and marketers face new challenges and opportunities. Here are some key takeaways from the panel discussion, offering insights into strategies for successful user acquisition and engagement.&nbsp;</p>

<p><strong>Adapting to Changing Consumer Behavior: </strong>&nbsp;<br />
The pandemic accelerated digital transformation and consumers now seek fast and value-added experiences. Businesses must focus on understanding the evolving needs of their target audience and deliver solutions that solve real problems effectively.&nbsp;</p>

<p><strong>Scaling and Finding New Customers: &nbsp;</strong><br />
To succeed in a competitive app market, it&#39;s crucial to identify new customer segments and scale your user base. However, achieving this requires a careful balance between performance marketing and building a strong brand identity. Brands that effectively bring their identity into performance marketing can create a lasting impression on users.&nbsp;</p>

<p><strong>The Power of Brand Storytelling:</strong> &nbsp;<br />
Brand storytelling plays a vital role in attracting and engaging users. Brands must develop a narrative that resonates with their target audience and infuse it into their marketing campaigns. By leveraging storytelling, businesses can impact user acquisition positively.&nbsp;</p>

<p><strong>A/B Testing Advantages and Best Practices: </strong>&nbsp;<br />
A/B testing allows app marketers to experiment with various creatives, ad formats, and strategies. It helps optimize user engagement and conversion rates. By designing, executing, and analyzing solid experiments, app developers can refine their marketing approach and improve overall performance.&nbsp;</p>

<p><strong>Integrating Use Cases in Campaigns:&nbsp;</strong><br />
Understand audience mindset and how users are more likely to trust recommendations from others rather than directly from the brand. App developers should leverage user reviews, testimonials, and influencer partnerships to establish credibility and drive user acquisition.&nbsp;&nbsp;</p>

<p><strong>Overcoming User Hesitancy through Value-Add: </strong>&nbsp;<br />
To overcome user hesitancy in downloading yet another app, it&rsquo;s crucial to offer value-add and solve a specific problem for users. By clearly communicating the app&#39;s purpose and demonstrating its utility, marketers can build trust and drive downloads.&nbsp;</p>

<p><strong>Embracing Long-Term Thinking and Innovation: </strong>&nbsp;<br />
App marketers must adopt a long-term perspective when developing strategies. Experimentation, boldness, and thinking beyond short-term gains are essential for staying ahead in the game.&nbsp;</p>

<p>The App Promotion Summit highlighted the importance of continuous experimentation in marketing strategies. By challenging old practices, using creative resources wisely, and thinking long-term, businesses can stay ahead in the ever-evolving app landscape. Furthermore, considering traditional marketing avenues can still hold value in driving app awareness. It&rsquo;s essential to remember that while technology evolves, the core principles of effective marketing remain constant.&nbsp;</p>

<p>If you want to listen to the full session, click <a href="https://www.youtube.com/watch?v=Fn_HRgxWKHk&amp;t=353s" target="_blank">here</a>:</p>

<div><iframe allow="accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture; web-share" allowfullscreen="" frameborder="0" height="315" src="https://www.youtube.com/embed/Fn_HRgxWKHk" title="YouTube video player" width="560"></iframe></div>]]></description>
      <dc:subject><![CDATA[Acquiring New Users, Advertising, Events, English (EN): inmobi.com, Global,]]></dc:subject>
      
      <dc:creator><![CDATA[ Saloni Darra  ]]></dc:creator>
      
      <dc:date>2023-07-05T16:42:00+00:00</dc:date>
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    <item>
      <title><![CDATA[Why I Joined InMobi: Lee Minseong]]></title>
      <link>https://www.inmobi.com/blog/2023/07/03/why-i-joined-inmobi-lee-minseong/</link>
      <guid>https://www.inmobi.com/blog/2023/07/03/why-i-joined-inmobi-lee-minseong/</guid>
      <description><![CDATA[<h4>Meet Lee Minseong, Customer Success Manager, who joined our team in Seoul, South Korea in February 2023, and hear from him about his #LifeAtInMobi.</h4>

<p>&nbsp;</p>

<p><strong>Tell us about the journey that led you to InMobi</strong></p>

<p>After finishing my master&rsquo;s degree in marketing management from Grenoble Ecole De Management, France, I went on to start my corporate journey in the Filipino manufacturing industry before eventually moving back to South Korea. There I gained invaluable experience in the IT industry as a Customer Success Manager at Zendesk, a SaaS company.&nbsp;I loved the moments when upselling met customers&#39; needs. It was during this time that I chanced upon InMobi&#39;s search for a Customer Success Manager in South Korea. Given the gigantic market size of ad tech and the potential growth of InMobi, I was drawn to the opportunity to contribute to InMobi&rsquo;s success and take on new challenges.</p>

<p><strong>What are the roles and responsibilities that come with your current role?</strong></p>

<p>InMobi being in its growing phase in South Korea, we have a small team here. This gives me the opportunity to take on responsibilities that go beyond my job title and contribute towards the organization&rsquo;s growth in the region in a broader capacity. As a customer success manager, my primary responsibility is to ensure that our existing publishers, specifically in South Korea, optimize their monetization. I also actively seek out new publishers as part of my business development duties.</p>

<p><strong>What got you excited about the prospect of joining InMobi?</strong></p>

<p>In my initial conversations, two things stood out to me and ultimately became the reason that I wanted to be a part of InMobi &ndash; the people and the level of responsibilities InMobi offered. During the interview process, I was impressed by the friendliness of the InMobians who I was supposed to work with. The emphasis on personality and cultural fit as key factors in the hiring process caught my attention. Additionally, the high level of responsibilities that InMobi was ready to entrust me with was appealing and I consider it to be one of the most important aspects of my decision to join the company.</p>

<p><strong>Tell us about your recruitment journey and experience</strong></p>

<p>My recruitment experience with the company was truly exceptional and one of the best I have had so far. Throughout the journey, the interviewers went to great lengths to ensure that I felt comfortable and that the atmosphere was relaxed and friendly. I was struck by how the interview felt more like a conversation with friends than a formal process.<br />
I was also impressed by InMobi&#39;s commitment to conducting a fair and transparent recruitment process. At no point did I feel that I was being offered anything less than what I deserved.&nbsp;Moreover, the recruiter offered me the opportunity to have additional meetings with any of the interviewers, which demonstrated their willingness to provide a comprehensive evaluation of my candidacy. This extra effort on their part made me feel valued as a potential employee and further cemented my positive impression of the company.</p>

<p>Overall, my recruitment journey with InMobi was a very positive experience that left a lasting impression on me.</p>

<p><strong>What do you enjoy most about working at InMobi?</strong></p>

<p>One of the things I enjoy most about working at InMobi is the company culture of encouraging experimentation and embracing new ideas. My manager has always been supportive and has never placed any limitations on my capabilities. This has allowed me to try out new strategies and ideas while working with a great degree of freedom and autonomy.</p>

<p><strong>Do you have any tips or advice for aspiring InMobians?</strong></p>

<p>I would say, embrace change and approach it as an opportunity for growth and development. Working with a global team that is spread across regions and is in its nascent stage in South Korea will come with certain challenges. Still, with the right mindset, any challenge can become an opportunity to excel and achieve success.</p>

<p style="text-align: center;"><img alt="Lee Minseong, Customer Success Manager at InMobi, playing golf" src="https://2714195.fs1.hubspotusercontent-na1.net/hubfs/2714195/Lee%20Minseong_Blog%20images/1.jpeg" style="width: 264px; height: 300px;" /></p>

<p><strong>What are some things you enjoy in your life outside of work?</strong></p>

<p>Outside of work, I lead a dynamic and active lifestyle. I have a deep passion for sports and that has been an integral part of my life since my teenage years. Archery, rugby, and ice hockey are my particular favorites.</p>

<p>To work with professionals like Lee Minseong and join our team in Asia Pacific, explore opportunities on our <a href="https://www.inmobi.com/company/careers">careers page</a>.</p>]]></description>
      <dc:subject><![CDATA[Inside InMobi, English (EN): inmobi.com, Global,]]></dc:subject>
      
      <dc:creator><![CDATA[ Team InMobi  ]]></dc:creator>
      
      <dc:date>2023-07-03T00:56:00+00:00</dc:date>
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    <item>
      <title><![CDATA[The Future of Entertainment: New Platforms, New Formats, and New Audiences at Cannes Lions 2023]]></title>
      <link>https://www.inmobi.com/blog/2023/06/30/the-future-of-entertainment-new-platforms-new-formats-and-new-audiences-at-cannes-lions-2023/</link>
      <guid>https://www.inmobi.com/blog/2023/06/30/the-future-of-entertainment-new-platforms-new-formats-and-new-audiences-at-cannes-lions-2023/</guid>
      <description><![CDATA[<p>In today&rsquo;s world, entertainment is everywhere. From big screens to the mobile devices we carry 24/7, companies have an unprecedented opportunity to reach and engage consumers. While the expanding global media landscape is helping to connect fandoms and communities to the creators of the content they love, industry leaders are constantly exploring innovative and creative strategies to enhance the consumer experience.</p>

<p>During Cannes Lions,&nbsp;Adweek sat down with Sari Feinberg, Senior Vice President of Creative Partnerships at NBCUniversal Media and Abhay Singhal, Co-Founder at InMobi Group and CEO of InMobi Advertising Platform to explore how networks and marketing executives are leveraging technology and social platforms to elevate their business verticals in the evolving entertainment media industry.</p>

<p>Watch now:&nbsp;</p>

<div><iframe allow="accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture; web-share" allowfullscreen="" frameborder="0" height="315" src="https://www.youtube.com/embed/-bdsAs8VekU" title="YouTube video player" width="560"></iframe></div>]]></description>
      <dc:subject><![CDATA[Advertising, Events, Media Consumption &amp; Trends, English (EN): inmobi.com, Global,]]></dc:subject>
      
      <dc:creator><![CDATA[ Team InMobi  ]]></dc:creator>
      
      <dc:date>2023-06-30T16:11:00+00:00</dc:date>
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    <item>
      <title><![CDATA[Rewriting the Mobile App Performance Playbook]]></title>
      <link>https://www.inmobi.com/blog/2023/06/23/rewriting-the-mobile-app-performance-playbook/</link>
      <guid>https://www.inmobi.com/blog/2023/06/23/rewriting-the-mobile-app-performance-playbook/</guid>
      <description><![CDATA[<p>As the mobile app landscape continues to evolve rapidly, it has become crucial to rethink and reimagine various chapters of the mobile user acquisition (UA) playbook. At the recent Mobile Apps Unlocked (MAU) conference, industry leaders came together to discuss this transformative journey and hear from industry experts on how they are actively transforming challenges into opportunities and gaining a competitive edge in this dynamic environment.</p>

<p>Among many topics, panelists discussed the shifting paradigms of mobile app performance, Apple Search Ads (ASA) campaign strategies, and the need for a more granular approach. In addition to:</p>

<p>Embracing and Exploring New Channels:</p>

<ul>
	<li>Privacy concerns have prompted users to explore alternative channels such as on-device media, CTV, and in-game ads, providing an opportunity for marketers to shift their focus from traditional advertising platforms.</li>
	<li>Being creative on various channels and leveraging keyword tools can help advertisers stand out in the ever-evolving digital landscape.</li>
	<li>Custom product pages and navigating through user personas are effective strategies for reaching target audiences and improving engagement.</li>
</ul>

<p>Addressing Challenges and Adapting to Privacy Changes:</p>

<ul>
	<li>Collaborative efforts between cross-functional teams are vital to navigating the challenges presented by privacy changes like Apple&#39;s AppTrackingTransparency (ATT) and the SKAdNetwork (SKAN).</li>
	<li>Advertisers need to adopt a more granular and testing-oriented approach, frequently exploring and adapting new strategies to align with evolving privacy guidelines.</li>
	<li>Advertisers need more education on how leveraging SKAN and preparing for Privacy Sandbox can help them embrace privacy changes head-on and identify innovative solutions.</li>
</ul>

<p>Harnessing the Power of AI and Generative Technology:</p>

<ul>
	<li>Marketers need to leverage Generative AI in innovative ways, such as using AI-generated audio in banner ads or incorporating AI for video and image generation in gaming.</li>
	<li>AI can assist in finding relevant data and uncovering insights that may have been overlooked, enabling marketers to innovate and deliver more impactful campaigns than ever before.</li>
	<li>Exploring innovative formats and leveraging generative AI can lead to fresh and engaging advertising experiences that capture the attention of users.</li>
</ul>

<p>In conclusion, the panel discussion highlighted the need for marketers to transform challenges into opportunities by embracing creativity, adapting to privacy changes, and harnessing the power of AI. By exploring new channels, collaborating across teams, and leveraging emerging technologies, advertisers can gain a competitive edge in today&#39;s evolving digital landscape. The key takeaway is to remain adaptable and forward-thinking, seizing the possibilities presented by changing consumer behavior and industry trends.</p>

<p>If you want to listen to the full session:&nbsp;</p>

<p><a class="btn btn-s" href="https://slideslive.com/39002343/rewriting-the-mobile-app-performance-playbook" style="border-radius:25px;font-size:24px;font-weight:normal;">Click Here</a></p>]]></description>
      <dc:subject><![CDATA[Advertising, Events, English (EN): inmobi.com, Global,]]></dc:subject>
      
      <dc:creator><![CDATA[ Saloni Darra  ]]></dc:creator>
      
      <dc:date>2023-06-23T17:25:00+00:00</dc:date>
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    <item>
      <title><![CDATA[Cannes Lions 2023 : The Top 3 Hottest A's In Advertising]]></title>
      <link>https://www.inmobi.com/blog/2023/06/20/cannes-lions-2023-the-top-3-hottest-as-in-advertising/</link>
      <guid>https://www.inmobi.com/blog/2023/06/20/cannes-lions-2023-the-top-3-hottest-as-in-advertising/</guid>
      <description><![CDATA[<h3>The Three A&rsquo;s of Advertising: AI, Attention, and Addressability&nbsp;&nbsp;&nbsp;</h3>

<p>Our industry&rsquo;s ability to connect brands with consumers has never been more challenged as we face the positive and negative impact of artificial intelligence (AI) combined with the ongoing deprecation of mobile Ad IDs (MAIDs) and the imminent demise of cookies.&nbsp;&nbsp;</p>

<p>The rapid rise and increasing adoption of AI brings an entirely new level of uncertainty by offering efficiencies that insert yet another artificial wedge between how brands and app developers alike connect and engage with their target consumers.&nbsp;</p>

<p>Through it all, can people-first approaches to addressability and attention metrics serve as antidotes to our looming industry conundrum? And how will AI complicate this delicate balance of people and machines?&nbsp;&nbsp;</p>

<p>In this Cannes Lions panel, thought leaders from leading agencies, data, and technology partners came together to&nbsp;share the latest developments that are changing the way we plan, buy, and measure media:&nbsp;</p>

<ul>
	<li>Artificial Intelligence: How can advertisers effectively marry predictive analytics and generative AI to optimize programmatic and creative? How is AI going to impact addressability and brand safety concerns?&nbsp;</li>
	<li>Attention Metrics: What do advertisers and app developers need to know as we migrate to this new system of measurement to align with real people and real results?&nbsp;</li>
	<li>Addressability: What role can addressability play not just in an identifier-free future but one in which AI will enable widespread automation?&nbsp;</li>
</ul>

<p>This panel explored the shared mission to create the most addressable, people-first media marketplace possible.&nbsp;</p>

<p>Watch now:&nbsp;</p>

<div><iframe allow="accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture; web-share" allowfullscreen="" frameborder="0" height="315" src="https://www.youtube.com/embed/22vV-TkYBHM" title="YouTube video player" width="560"></iframe></div>]]></description>
      <dc:subject><![CDATA[Advertising, Events, Media Consumption &amp; Trends, Product and Technology, English (EN): inmobi.com, Global,]]></dc:subject>
      
      <dc:creator><![CDATA[ Team InMobi  ]]></dc:creator>
      
      <dc:date>2023-06-20T21:59:00+00:00</dc:date>
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    <item>
      <title><![CDATA[Key WWDC 2023 Takeaways for iOS App Performance Marketers]]></title>
      <link>https://www.inmobi.com/blog/2023/06/12/key-wwdc-2023-takeaways-for-ios-app-performance-marketers/</link>
      <guid>https://www.inmobi.com/blog/2023/06/12/key-wwdc-2023-takeaways-for-ios-app-performance-marketers/</guid>
      <description><![CDATA[<h1>Apple&rsquo;s annual event harkens the end of fingerprinting and debuts SKAN 5</h1>

<p>Another Apple Worldwide Developer Conference (WWDC) is in the books, and this year&rsquo;s global event brought several key indicators that the privacy-first era of app performance marketing is fully upon us. In its &ldquo;<a href="https://developer.apple.com/wwdc23/102" target="_blank">Platform State of the Union</a>&rdquo; address on Monday, June 5, Apple previewed two key upcoming changes that app growth marketers and their partners need to prepare for in the coming months:</p>

<p><big><strong>The End of Fingerprinting is no Longer a Probability, it&rsquo;s a Certainty</strong></big></p>

<p><img alt="" src="https://go.inmobi.net/hubfs/WWDC-fingerprinting-still.png" style="width: 400px; height: 225px; float: left; padding-right: 10px;" />Ever since AppTrackingTransparency (ATT) was revealed back in 2020, all corners of the app performance ecosystem have wondered how long fingerprinting would last in this new privacy-first world. Now the wondering is over with the announcement of Privacy Manifests and Required Reason APIs set to go into effect in spring &rsquo;24, effectively ending the reign of fingerprinting as a viable workaround to leveraging Apple&rsquo;s privacy-preserving attribution framework, SKAdNetwork (SKAN).&nbsp;</p>

<p><strong>Privacy Manifests</strong></p>

<p>As a companion designed to aid app developers when populating the Privacy Nutrition Labels required on their App Store product pages, each third-party SDK soon must submit their own <a href="https://developer.apple.com/wwdc23/10060" target="_blank">Privacy Manifest</a> that declares:</p>

<ol>
	<li>Any user data accessed</li>
	<li>The specific purpose for which this data is used</li>
</ol>

<p>Each Privacy Manifest must include the unique digital signature of the third-party SDK developer to ensure supply chain integrity. The driving rationale behind this new feature is that Apple has found that while some user data made available through API connections serves valuable purposes from a user experience aspect, there is also inherent potential for this data access to be misused for the purposes of fingerprinting.&nbsp;</p>

<p><strong>Required Reason APIs &amp; Points of Interest Instrument</strong></p>

<p>Going forward, APIs with high potential for fingerprinting misuse will be categorized as &ldquo;Required Reason APIs,&rdquo; which can only be accessed if an allowable use case is declared within a SDK&rsquo;s Privacy Manifest. To further assist app developers in identifying potential violations of ATT and fingerprinting policies across their partner ecosystem, XCode 15&rsquo;s Points of Interest Instrument will surface instances when a third-party domain is suspected of tracking users across apps or sites without their permission.&nbsp;</p>

<p>Later this summer, Apple will clarify the allowable use cases for each type of user data accessible via its Required Reason APIs, and it will also publish a list of privacy-impacting third-party SDKs that present an elevated risk of violating user privacy preferences. As an additional step, Privacy-Impacting SDKs will be required to include a full copy of their code alongside each Privacy Manifest submission. In the fall, Apple will begin alerting app developers if a third-party SDK does not submit a properly documented Privacy Manifest with allowable use cases for accessing Required Reason APIs, which will become a requirement of the formal app review process starting in spring &rsquo;24.&nbsp;</p>

<p><strong><big>SKAN Continues its Steady Cadence of Improvements with Support for Re-engagement</big> </strong></p>

<p><strong><big><img alt="" src="https://go.inmobi.net/hubfs/WWDC23-SKAN5.png" style="width: 400px; height: 224px; float: left; padding-right: 10px;" /></big></strong>Apple continued its investment in making SKAN a workable solution for performance marketers by <a href="https://developer.apple.com/videos/play/wwdc2023/102/?time=3094" target="_blank">revealing that SKAN 5 is coming later this year</a>, which will notably include support for measuring conversion events driven by re-engaging existing users. Re-engagement events will be captured when a user who has already installed an advertiser&rsquo;s app clicks on an ad to open it. Additional details on SKAN 5 will come later this year, and while it&rsquo;s anticipated that most other SKAN features will stay relatively constant, the encouraging news of support for re-engagement begins to address one of the biggest remaining gaps in SKAN.&nbsp;</p>

<p><big><strong>The Full Force of ATT is About to Make Impact</strong></big></p>

<p>While ATT has felt like an earthquake with cascading aftershocks from the start, it&rsquo;s about to trigger a tsunami. Probabilistic attribution has been able to flourish as a workaround up until this point, but with Privacy Manifests set to bring this option to an end in early 2024, not to mention the steady progress of Android Privacy Sandbox, the entire app performance advertising landscape is set to be irrevocably reshaped next year with user-level identifiers being wiped from the map.&nbsp;</p>

<p>Apple&rsquo;s enforcement of its developer policies prohibiting fingerprinting, which includes probabilistic attribution, is no longer an expectation but a reality. With Privacy Manifests and the XCode 15 Points of Interest Instrument, Apple is equipping app developers with tools that give visibility into how their third-party partners are leveraging user data as well as potentially tracking them across other apps or sites without their consent. Armed with this knowledge, app developers will be held accountable by Apple for ensuring that any third-party SDKs they work with must comply with ATT and developer policies prohibiting fingerprinting as part of the formal app review process starting in Spring &rsquo;24.&nbsp;</p>

<h1><strong>What These Changes Mean for Advertisers</strong></h1>

<p>Advertisers who have been leveraging probabilistic attribution need to set plans in motion to adopt SKAN, Apple&rsquo;s only sanctioned method for attributing campaign performance in a privacy-first world, as soon as possible. They should also start collaborating with all the third-party SDKs their apps leverage to validate that user data is only accessed for allowable reasons and ensure compliance with ATT throughout their full supply chain.</p>

<p><big><strong>There&rsquo;s Never Been a More Critical Time to Make SKAN a Priority</strong></big></p>

<p>The introduction of SKAN 4 in 2022 came with a host of notable improvements <a href="https://www.inmobi.com/blog/what-skan-4.0-means-for-ios-performance-advertising">we covered in an earlier post</a>, and though still early, adoption has been rapidly accelerating as 2023 progresses.&nbsp; App performance marketers who have already been adapting their strategies by embracing SKAN are in a great position to thrive amidst the latest changes on the horizon. For app marketers who haven&rsquo;t been as aggressive with their transition plans, there&rsquo;s a wealth of learnings and resources available from partners like InMobi to help make their journey as frictionless as possible. Our <a href="https://go.inmobi.com/performance-marketing/">SKAN resource library</a> is a great place to start. Here are a few highlights:</p>

<ul>
	<li><a href="https://go.inmobi.com/skan-playbook/" target="_blank" title="https://inmobi.infogram.com/1pqlkd10dvvlq7tq7nkw0pgjenu0kynp6me">Essential SKAN 4.0 Playbook</a>: A starting point for advertisers who are just beginning to plan SKAN 4.0 adoption</li>
	<li><a aria-label="Link SKAN 4.0 Checklist" href="https://go.inmobi.com/skan-4-readiness-checklist/" target="_blank" title="https://go.inmobi.com/skan-4-readiness-checklist/">SKAN 4.0 Checklist</a>: A quick checklist to make sure you have a complete SKAN 4.0 setup ready to go</li>
	<li><a aria-label="Link Ultimate Guide to SKAN" href="https://go.inmobi.com/the-ultimate-guide-to-skan-2023/" target="_blank" title="https://liveshareaus1.seismic.com/i/ffjgatfmvurf___y348fkh7noev4oddx___z8hz1plussignem72bninc0gre4gbclqnkk6v8v1zryvxplussigncmy9ltcy0k8dtgbcm4ljy___p4tn8h3rq8pgplussigngfhqyjle7aez___rplussignwcup0jcb">Ultimate Guide to SKAN</a>: A comprehensive deeper-dive guide on all the critical SKAN features and concepts</li>
</ul>

<p>We&rsquo;ll be keeping a close eye out for more news later this year on the additional improvements SKAN 5 brings to the table. The announced support for capturing re-engagement conversion events with existing users in SKAN 5 addresses one of the most pervasive pain points of the framework by delineating conversion events driven by existing users from those of new installs, making it a more viable solution than ever for understanding campaign performance and driving app growth across the full customer journey while respecting user privacy.&nbsp;</p>

<p>Whether just starting your SKAN journey, or looking to build on successes you&rsquo;ve already realized, the team at InMobi is here to help. You can reach our SKAN experts at performance[at]inmobi.com.</p>]]></description>
      <dc:subject><![CDATA[Acquiring New Users, Advertising, Events, English (EN): inmobi.com, Global,]]></dc:subject>
      
      <dc:creator><![CDATA[ Sara Camden  ]]></dc:creator>
      
      <dc:date>2023-06-12T19:13:00+00:00</dc:date>
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    <item>
      <title><![CDATA[My Growth Story At InMobi: Jobie Tan]]></title>
      <link>https://www.inmobi.com/blog/2023/06/12/my-growth-story-at-inmobi-jobie-tan/</link>
      <guid>https://www.inmobi.com/blog/2023/06/12/my-growth-story-at-inmobi-jobie-tan/</guid>
      <description><![CDATA[<h4>Jobie Tan joined InMobi in 2017 as the Head of Business Development for Gaming in America and Europe. In this conversation with us, Jobie talks about taking his role to a global scale and expanding InMobi&rsquo;s gaming business in markets across regions.</h4>

<p>&nbsp;</p>

<p><strong>Walk us through your journey at InMobi</strong></p>

<p>I started my journey with InMobi over six years ago, when an ex-colleague from my previous company introduced me to the organization and the role. I joined the team as the Head of Business Development &ndash; Gaming for regions covering the Americas and Europe. Having been on the supply side of the ad tech ecosystem since 2011, I had some great partnerships in North America and Europe which came in handy for my new role here. But after spending a considerable time at InMobi, the world started opening up and I discovered that there were untapped publisher partners scattered across the globe and we at InMobi had resources and solutions to cater to them in all those markets as well.</p>

<p>That is when I realized there was much more out there for me to pursue and decided to work on this with the leadership team. Had the appropriate discussions and created a truly global role for myself. In 2020, I stepped up as the Global Head of Business Development for Gaming. This was a very special movement for me since it was a role that was created out of my initiative to take the gaming business to more international markets.</p>

<p><strong>What do you enjoy the most about working at InMobi?</strong></p>

<p>I truly enjoy working with the bright minds we have on the team and the diversity they bring to the culture. InMobi has allowed me to build and grow my team autonomously, and now have a wide range of colleagues and partners I interact with daily. Also, the trust that the leadership has put in me and my knowledge of the mobile gaming industry and trends, makes work super smooth and a delightful experience.</p>

<p style="text-align: center;"><img alt="Jobie Tan with this global team" src="https://2714195.fs1.hubspotusercontent-na1.net/hubfs/2714195/Jobie%20Tan_Blog%20Images/1.png" style="width: 400px; height: 300px;" /></p>

<p><strong>Your proudest accomplishment at InMobi so far?</strong></p>

<p>I am very proud of how I have been able to build my international team. Spread across seven different countries, we all work together as one.&nbsp;Building meaningful relationships and seeing them grow progressively in their professional as well as personal space feels great. At the same time, I am also extremely proud of the contribution we make towards InMobi&rsquo;s growing revenues.&nbsp;There have been times when over 60% of the daily revenue burn has come from the app developers and publishers that have been brought on by my team.</p>

<p><strong>Which InMobi value do you resonate the most with?</strong></p>

<p>&ldquo;Thinking big and being entrepreneurial&rdquo; has been a fundamental InMobi value throughout my journey. &nbsp;Whether it is expanding from just several territories that I started with to now having expanded it on a global level, to identifying new key markets and developing plans on how to approach them &ndash; all of these have stemmed from that very value.</p>

<p style="text-align: center;"><img alt="Jobie Tan with his diverse team at InMobi" src="https://2714195.fs1.hubspotusercontent-na1.net/hubfs/2714195/Jobie%20Tan_Blog%20Images/3.png" style="width: 400px; height: 300px;" /></p>

<p><strong>What is it like heading a global team?</strong></p>

<p>Working across time zones is always a challenge, but it is a challenge that I enjoy. It is fun to experience different cultures, especially when traveling &ndash; something I truly enjoy.&nbsp;The rewarding aspect is getting to meet the team and our partners face to face, and building a relationship and network which is not constrained in any manner.</p>

<p><strong>A piece of advice for anyone looking to join your team</strong></p>

<p>Firstly, you have got to be willing to make new, meaningful relationships that will last a long time. Secondly, since it is the gaming team we are talking about, it is always an added advantage if you are passionate about mobile games and play them yourself.</p>

<p>Watch the video to find out all that Jobie has to say about his growth journey at InMobi.</p>

<div style="text-align: center;"><iframe allow="accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture; web-share" allowfullscreen="" frameborder="0" height="315" src="https://www.youtube.com/embed/EznXCN65I1w?si=plj9hFdtdU7ThNpP" title="YouTube video player" width="560"></iframe></div>

<p>To work with leaders like Jobie and join the global gaming team at InMobi, explore opportunities on our <a href="https://www.inmobi.com/company/careers#jobs">careers page</a>.</p>]]></description>
      <dc:subject><![CDATA[Inside InMobi, English (EN): inmobi.com, Global,]]></dc:subject>
      
      <dc:creator><![CDATA[ Team InMobi  ]]></dc:creator>
      
      <dc:date>2023-06-12T01:31:00+00:00</dc:date>
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    <item>
      <title><![CDATA[Why I Joined InMobi: Yusuke Kinoshita]]></title>
      <link>https://www.inmobi.com/blog/2023/06/05/Why-I-Joined-InMobi-Yusuke-Kinoshita/</link>
      <guid>https://www.inmobi.com/blog/2023/06/05/Why-I-Joined-InMobi-Yusuke-Kinoshita/</guid>
      <description><![CDATA[<h4>Yusuke joined our team in Japan as a Sales Manager in February 2023. In this conversation with us, he shares his experience as a new joiner and discusses his excitement about unlocking the highly competitive and challenging Japanese market for InMobi as he takes on this new role.</h4>

<p>&nbsp;</p>

<p><strong>What are the key responsibilities that come with your current role?</strong></p>

<p>As the lead sales manager, my primary responsibility is enhancing sales within our client base by creating and selling efficient mobile advertising and platform solutions to crucial agencies and advertisers.&nbsp;My current focus is developing new relationships and sales pipelines with major Japanese agencies and advertisers. Additionally, I am actively involved in regional service development initiatives, collaborating with cross-functional teams to ensure seamless execution.</p>

<p><strong>The path that led you to InMobi</strong></p>

<p>I have over 15 years of experience in Japan&#39;s digital marketing and advertising industry, having worked extensively in various domains such as advertising agencies, mobile service development, and SSP/Exchange businesses. My diverse experience ranges from sales to business development and management, giving me both a deep and broad understanding of the industry. I believe my expertise and knowledge will be a valuable asset to the company, and I am excited about the opportunity to contribute to its success.</p>

<p><strong>What made you want to join InMobi?</strong></p>

<p>Japan&rsquo;s ad tech industry is highly competitive and aggressive. This is the reason why several foreign companies that tapped into the market were quick to exit and the leading players are engaged in fierce competition.</p>

<p>However, despite this challenging environment, InMobi has decided to increase its investment in the Japanese market. As a result, the company was ready to enter the start-up phase again with an aim to rapidly grow after almost ten years. Despite being a world-renowned platform, InMobi lacks the relative name recognition advantage in Japan, making it an exciting challenge to be at the forefront of market development as a challenger.</p>

<p>The opportunity to join an established company during its nascent stage in the Japanese market got me particularly excited. This has also led me to test the value of my abilities and mobilize all of my experience and the value that I bring to the table.</p>

<p><strong>Tell us about your hiring&nbsp;journey and experience</strong></p>

<p>Before my interview with InMobi Japan, I had the good fortune of establishing professional relationships with the company&#39;s Japanese team members and some of its Asia Pacific-based executives. As a result, the interview process was mainly focused on discussing the Japanese market, where all my inquiries were responded to with kindness and respect.</p>

<p>I was also granted the privilege of meeting some of my prospective colleagues, which was a delightful experience. Before joining the team, this opportunity enabled me to understand the company, its business objectives, and its culture.&nbsp; Overall, it was a valuable experience that allowed me to confidently and wholeheartedly commit to InMobi as a part of its Japan team.</p>

<p><strong>What do you enjoy most about working at InMobi?</strong></p>

<p>It has been pleasant to see everything unfolding exactly as I had hoped. In addition, being at the forefront of our company&#39;s rapid growth is an exhilarating experience. Working with a global team and leaders that understand and acknowledge the challenges in the Japanese market and their commitment to developing services that address them as a top priority is highly encouraging and enjoyable. This kind of dedication and organization gives me great faith in our ability to meet the evolving needs of our clients and drive even greater success for the company. I am simply thrilled to have joined the InMobi team in Japan and to be able to contribute to its growth and success.</p>

<p><strong>Tips or advice for aspiring InMobians</strong></p>

<p>InMobi in Japan is currently experiencing dynamic growth, making it an exciting opportunity for individuals seeking to challenge themselves and contribute towards an ambitious vision.&nbsp; Furthermore, working at InMobi will allow you to collaborate with skilled professionals worldwide, gaining access to leading-edge knowledge and expertise in mobile advertising. One remarkable aspect is the ease with which cross-regional and cross-departmental collaboration occurs, despite the company&#39;s global scale.&nbsp;</p>

<p><strong>Lastly, tell us a bit about your life outside of work</strong></p>

<p>While working out at the gym and reading books are regular hobbies of mine. My biggest source of joy is spending time with my daughter and wife every weekend and exploring new places together. Lately, my daughter has developed a keen interest in hot springs, prompting us to visit various ones throughout Japan.</p>

<p>&nbsp;</p>

<p>To work with professionals like Yusuke and join our team in Japan, explore opportunities on our <a href="https://www.inmobi.com/company/careers">careers website</a>.</p>]]></description>
      <dc:subject><![CDATA[Inside InMobi, English (EN): inmobi.com, Global,]]></dc:subject>
      
      <dc:creator><![CDATA[ Team InMobi  ]]></dc:creator>
      
      <dc:date>2023-06-05T01:34:00+00:00</dc:date>
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    <item>
      <title><![CDATA[How Publishers Can Prepare for the Colorado Privacy Act ]]></title>
      <link>https://www.inmobi.com/blog/2023/06/02/how-publishers-can-prepare-for-the-colorado-privacy-act/</link>
      <guid>https://www.inmobi.com/blog/2023/06/02/how-publishers-can-prepare-for-the-colorado-privacy-act/</guid>
      <description><![CDATA[<p>U.S. Privacy Laws have certainly accelerated consumer protection measures over the last couple of years. Following Virginia with the <a href="https://www.inmobi.com/blog/the-lowdown-on-vcdpa-everything-you-need-to-know" target="_blank">VCDPA</a> and California with the <a href="https://www.inmobi.com/blog/everything-you-need-to-know-about-the-cpra-rollout" target="_blank">CPRA</a>, Colorado has now become the third state to roll out a privacy law for its residents.&nbsp;</p>

<h3>How is CPA different than the recent U.S Privacy Law?&nbsp;&nbsp;</h3>

<p>The Colorado Privacy Act (CPA) is very similar to the VCDPA and CPRA. However, there are some differences that you need to be aware of if you have users located in these three states. The key distinction is around the fact that CPA requires a &ldquo;user-selected universal opt-out mechanism&rdquo; for the purposes of targeted advertising or the sale of personal data.&nbsp;</p>

<p>Here&rsquo;s a high-level summary for you:&nbsp;</p>

<p><img alt="" src="https://go.inmobi.net/hubfs/colorado%20privacy%20act-1.png" style="height: 807px; width: 800px;" /></p>

<h3>What do app developers need to do to become compliant with CPA?&nbsp;</h3>

<p>By July 1, 2023, app developers and publishers will need to: &nbsp; &nbsp;</p>

<ul>
	<li>Implement adequate data security safeguards</li>
	<li>Inform their consumers located in Colorado of their rights through a reasonably accessible and clear privacy policy which explains collection and use of data</li>
	<li>Update their contracts with third parties to ensure that they comply with the laws</li>
	<li>Acquire consent to process <u>sensitive personal data</u>, and acquire consent from parent or lawful guardian before obtaining children&#39;s personal data&nbsp;&nbsp;</li>
	<li>Only share valid consented data with ad partners</li>
	<li>Provide a clear link to users to opt-out of processing of personal data for the purposes of targeted advertising, sale, or profiling</li>
	<li>Given the above, rely on a mechanism to honour consumer requests</li>
	<li>Establish a user-selected universal opt-out mechanism by July 1, 2024</li>
</ul>

<h3>How is InMobi preparing?&nbsp;</h3>

<p>We have made server-side changes to the <span style="color:#008000;"><em>do_not_sell</em></span> flags from our publisher customers so they can inform us when a user opts out of targeted advertising, sale, or profiling. The same is applicable to our mediation partners and supported header bidding solutions. This means that publishers will be able to send us an opt-out flag at the request level. &nbsp;</p>

<p>Publishers will be provided with all applicable DSRs (Data Subject Rights) i.e., Right to Delete, etc., through our updated DSR Management process. All publishers will soon be notified of this updated DSR Management process.&nbsp;</p>

<p>For more information or support, please contact your Customer Success Manager or <a href="mailto:pmm-ssp@inmobi.com">pmm-ssp@inmobi.com.</a>&nbsp;</p>]]></description>
      <dc:subject><![CDATA[Advertising, Announcements, Legal, Product and Technology, English (EN): inmobi.com, North America,]]></dc:subject>
      
      <dc:creator><![CDATA[ Cecilia Nzaou  ]]></dc:creator>
      
      <dc:date>2023-06-02T19:03:00+00:00</dc:date>
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      <title><![CDATA[InMobi Wins Gold, Silver, Bronze at MMA SMARTIES MENA Awards]]></title>
      <link>https://www.inmobi.com/blog/2023/05/24/inmobi-wins-gold-silver-bronze-mma-smarties-mena-awards/</link>
      <guid>https://www.inmobi.com/blog/2023/05/24/inmobi-wins-gold-silver-bronze-mma-smarties-mena-awards/</guid>
      <description><![CDATA[<p>We are excited to share that InMobi won six key awards at the MENA 2023 Smarties awards, taking home gold, silver, and bronze awards as well as being shortlisted across seven categories for the Middle East North Africa (MENA) region. <strong>We are also pleased to announce that InMobi was named &ldquo;Technology Provider of the Year&rdquo; for the fourth consecutive year.&nbsp;</strong></p>

<p>MENA Smarties honors the most effective modern marketing across MENA as part of the Mobile Marketing Association (MMA) Smarties, an esteemed innovation award recognizing leaders, brands, agencies, and tech providers that use technology to pioneer new approaches in modern marketing to drive strong business impacts.&nbsp;</p>

<p>stc pay and Unilever were among the winning campaigns, in collaboration with InMobi&rsquo;s platform. InMobi won awards and made the shortlist in the following campaign categories:</p>

<p><strong><u>Wins</u></strong></p>

<p><strong>Experimental/Innovation Technology:</strong> Put your money where your mouth is: Closeup with innovative voice recognition ad unit to promote new toothpaste range &ndash; <strong>GOLD</strong> &nbsp;&nbsp;</p>

<p><strong>Lead Generation:</strong> stc pay user acquisition campaign yields staggering app usage, retention and transaction rates - <strong>GOLD</strong> &nbsp;</p>

<p><strong>Instant Impact:</strong> InMobi Helps McDonald&rsquo;s Achieve Over 12x Engagement Rate Above Benchmark &ndash; <strong>SILVER</strong> &nbsp;</p>

<p><strong>Partnerships Marketing:</strong> stc pay user acquisition campaign yields staggering app usage, retention and transaction rates &ndash; <strong>SILVER</strong> &nbsp;</p>

<p><strong>Customer Life-Cycle Marketing:</strong> stc pay user acquisition campaign yields staggering app usage, retention and transaction rates &ndash; <strong>SILVER</strong> &nbsp;</p>

<p><strong>Geo Targeting:</strong> Marriott leverages programmatic and location technology to find affluent and expat MasterCard customers in competitive market &ndash; <strong>BRONZE</strong>&nbsp;</p>

<p><strong><u>Shortlists</u></strong></p>

<p><strong>Instant Impact:</strong> Awareness to conversion: du connects roaming business travelers with sophisticated summer campaign&nbsp;</p>

<p><strong>Partnerships Marketing:</strong> Marriott leverages programmatic and location technology to find affluent and expat MasterCard customers in competitive market&nbsp;</p>

<p><strong>Cross Platform &ndash; Digital Only:</strong> InMobi Helps McDonald&rsquo;s Achieve Over 12x Engagement Rate Above Benchmark&nbsp;</p>

<p><strong>Gaming, Gamification &amp; E-Sports:</strong> &ldquo;Yalla Shoot!&rdquo; - Asiacell scores a golden goal for brand awareness and app engagement with World Cup gaming app&nbsp;</p>

<p><strong>Programmatic:</strong> Marriott leverages programmatic and location technology to find affluent and expat MasterCard customers in competitive market&nbsp;</p>

<p><strong>XR Technology &ndash; (AR/VR/MR): </strong>Salam dials in extraordinary 23x global engagement benchmark through Rich Media innovation&nbsp;</p>

<p><strong>Customer Experience:</strong> InMobi Helps McDonald&rsquo;s Achieve Over 12x Engagement Rate Above Benchmark&nbsp;</p>

<h3>Learn More</h3>

<p>To learn more about these case studies and understand&nbsp;how InMobi can help drive diverse business goals, from branding to performance growth, visit our Case Studies page today.&nbsp;</p>

<p><a class="btn btn-s" href="https://www.inmobi.com/case-study" style="border-radius:25px;font-size:24px;font-weight:normal;" target="_blank">Visit Now</a></p>]]></description>
      <dc:subject><![CDATA[Advertising, Announcements, Awards, English (EN): inmobi.com, Global,]]></dc:subject>
      
      <dc:creator><![CDATA[ Team InMobi  ]]></dc:creator>
      
      <dc:date>2023-05-24T15:27:00+00:00</dc:date>
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      <title><![CDATA[Why I Joined InMobi: Genevieve Pritchard]]></title>
      <link>https://www.inmobi.com/blog/2023/05/22/why-i-joined-inmobi-genevieve-pritchard/</link>
      <guid>https://www.inmobi.com/blog/2023/05/22/why-i-joined-inmobi-genevieve-pritchard/</guid>
      <description><![CDATA[<h4>Working in a creative and innovative environment, surrounded by a smart and talented team is what keeps Genevieve excited about her role. Meet Genevieve Pritchard, Director of Product Marketing at InMobi as she talks to us about her #LifeAtInMobi.</h4>

<p>&nbsp;</p>

<p><strong>Tell us about your role and team at InMobi</strong></p>

<p>I lead product marketing for the brand proposition globally. My role is to connect all the products under the InMobi Exchange suite into a single, unified proposition and go-to-market plan. One of the biggest challenges that advertisers face is managing so many ad tech partners/vendors and extracting meaningful insights to influence campaigns. Advertisers can harness our sophisticated solutions for all their mobile needs. It&rsquo;s exciting to see&nbsp;the power of products coming together to advise an advertiser on their strategy and creative execution.&nbsp;The primary responsibility of the role entails bringing together our brand narrative into a cohesive voice and bold direction across all our products and it&rsquo;s been a rewarding challenge to take on.</p>

<p><strong>What made you want to join InMobi?</strong></p>

<p>Ad tech is undergoing a profound shift with the loss of mobile identifiers and cookies. It&rsquo;s an opportunity for the industry to reinvent itself and create better models for advertising, audiences, and ultimately better experiences for consumers. And mobile is at the heart of that. Using your phone is the most intimate and emotional experience compared to any other media channel. It&rsquo;s the first thing we check when we wake up, carry everywhere with us, use for shopping, and where we spend most of our time. The unique position that InMobi holds with all things mobile in the ad tech industry, drew me to the company.</p>

<p>During the interview process, everyone I spoke to at InMobi seemed very positive, genuine, and excited about their work. InMobi is a creative environment where there&rsquo;s plenty of opportunity to lean into new projects, which ultimately leads to better inclusivity and career growth. That sealed the deal for me.</p>

<p><strong>What do you enjoy most about your current role?</strong></p>

<p>At InMobi, I love the fast-paced, entrepreneurial spirit. It&rsquo;s exhilarating to know you are making an impact &ndash; whether it&rsquo;s influencing our product roadmap or taking on new product initiatives, InMobi has a culture of constant innovation.</p>

<p>I believe 2023 will be a breakthrough year for ad tech. Mobile continues to see strong momentum, and InMobi is one of the pioneers in the mobile space. I am excited to work on InMobi&rsquo;s brand evolution and new releases.&nbsp; I have always enjoyed working closely with the product to see exciting new releases come alive, from the initial idea, roadmap milestones, proof-of-concept, and finally to product conception and launch. I look forward to partnering with our sales teams to win big logos.</p>

<p style="text-align: center;"><img alt="Genevieve Pritchard with her team at InMobi" src="https://2714195.fs1.hubspotusercontent-na1.net/hubfs/2714195/Genevieve%20Pritchard_Blog%20images/1.jpg" style="width: 601px; height: 300px;" /></p>

<p><strong>How would you describe working with the InMobi Exchange team?</strong></p>

<p>I am impressed with the smart and talented coworkers on the InMobi Exchange team. We are a global team and I am enjoying working with people from different backgrounds and&nbsp;diverse industry perspectives. The team has a collaborative dynamic and I am looking forward to seeing it evolve and accomplish all the great things we can do together.&nbsp;I appreciate the relationship-oriented culture; it really does feel like an extended family. InMobi has strong team dynamics and interpersonal relationships, more so than any other place I have worked at. People get to know each other beyond a professional level, and on a personal basis. They truly care about each other&rsquo;s well-being and success.&nbsp;Everyone is so welcoming and inclusive at InMobi and we truly care about each other&rsquo;s well-being and success.&nbsp;</p>

<p><strong>A bit about your life outside work</strong></p>

<p>Originally from Seattle, US, I have lived in New York City for nearly nine years now. I often think how lucky I am to be in such an incredible place with so many amazing cultural opportunities, diversity, and beauty &ndash; right within the city. Outside of work, I enjoy traveling, trying local cuisines, visiting art museums, and practicing yoga and Pilates on the weekends. Some of my favorite recent travels include Iceland for its natural beauty, as well as Malta for its unique history and architecture.</p>

<p style="text-align: center;"><img alt="Genevieve Pritchard travelling in Iceland" src="https://2714195.fs1.hubspotusercontent-na1.net/hubfs/2714195/Genevieve%20Pritchard_Blog%20images/2.jpeg" style="width: 354px; height: 350px;" /></p>

<p><strong>A piece of leadership advice that has stuck with you</strong></p>

<p>Over the years I have received&nbsp;a lot of good advice. But perhaps the single most important piece of advice I have ever received would be<em> &ndash; </em>Continue to challenge yourself and surround yourself with the type of leaders you would like to become. Remember to pay it forward, encourage younger employees, and recognize others for their accomplishments.</p>

<p>To work with leaders like Genevieve and join the <a href="https://www.inmobi.com/exchange">InMobi Exchange</a> team, explore opportunities on our <a href="https://www.inmobi.com/company/careers#jobs">careers website</a>.</p>]]></description>
      <dc:subject><![CDATA[Inside InMobi, English (EN): inmobi.com, Global,]]></dc:subject>
      
      <dc:creator><![CDATA[ Team InMobi  ]]></dc:creator>
      
      <dc:date>2023-05-22T01:24:00+00:00</dc:date>
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    <item>
      <title><![CDATA[The Important Calculus Behind Retention Rates ]]></title>
      <link>https://www.inmobi.com/blog/2023/05/19/the-important-calculus-behind-retention-rates/</link>
      <guid>https://www.inmobi.com/blog/2023/05/19/the-important-calculus-behind-retention-rates/</guid>
      <description><![CDATA[<p>In today&rsquo;s fast-moving, over-complicated app developer ecosystem, retention rates are still an important way for app and game developers to evaluate user engagement, gauge the effectiveness of their product, and identify areas for improvement. &nbsp;</p>

<p>Retention rates refer to the percentage of users who continue to use an app or game over a specified period of time. It&rsquo;s a key metric that indicates the ability of the app to retain and engage users, and it&rsquo;s a highly effective way to track user engagement and estimate revenue potential and cost-effectiveness.&nbsp;</p>

<p>Higher retention rates indicate that users find value and satisfaction in the app or game, leading to longer-term usage and a stronger user base. By focusing on retaining users, developers can build lasting products and establish a stronger position in the competitive app market.&nbsp;</p>

<h3>Why are retention rates so important&nbsp;</h3>

<p>Retaining users is key to understanding how engaged and satisfied they are with your app or game and the likelihood that they will continue to engage with it over time. This engagement can lead to word-of-mouth referrals and positive reviews, which can contribute to an app&#39;s success.&nbsp;</p>

<p>The many other ways that retention rates help app developers include:&nbsp;</p>

<ul>
	<li><strong>Monetization:</strong> Retention directly impacts the revenue potential of an app or game. Longer retention rates mean users are more likely to make in-app purchases, upgrade to premium versions, or engage with advertising. By retaining users, app and game developers have a better chance of generating sustainable revenue streams.&nbsp;</li>
	<li><strong>User Acquisition Cost:</strong> Acquiring new users can be expensive, especially in a competitive market. Higher retention rates reduce the need for constant user acquisition efforts. Instead of focusing solely on acquiring new users, developers can prioritize retaining existing users, which can be more cost-effective in the long run.&nbsp;</li>
	<li><strong>Iterative Improvements:</strong> Retention rates provide valuable feedback for developers to improve their products. By analyzing user behavior and identifying points of drop-off or dissatisfaction, developers can make informed decisions about updates, feature enhancements, bug fixes, and overall user experience improvements. This iterative process helps in creating a more compelling and engaging app or game that aligns with user preferences and needs.&nbsp;</li>
</ul>

<h3>How do you calculate retention rates?&nbsp;</h3>

<p>To calculate retention rates for app and game developers, you need to follow these five steps:&nbsp;</p>

<ol>
	<li>Decide on the time interval for which you want to calculate the retention rate, such as daily, weekly, monthly, or any other specific duration.&nbsp;</li>
	<li>Select the cohort of users you want to analyze. This could be the users who installed the app or game within a specific time frame, for example, or all users who installed in a particular month.&nbsp;</li>
	<li>Define the duration for which you want to measure retention within the selected cohort. For example, if you choose to measure monthly retention, you could track how many users from the initial cohort continue to use the app or game in the following months.&nbsp;</li>
	<li>To calculate the retention rate, you need the number of users who remain active within the specified retention period and the total number of users in the initial cohort. &nbsp;</li>
	<li>If you want to track retention rates over multiple periods, repeat the calculation for each subsequent period within the desired timeframe.&nbsp;</li>
</ol>

<h3>How do you measure retention rates?&nbsp;</h3>

<p>Retention rates are typically measured over specific time intervals and determine the percentage of users who continue to use the app or game within a month of their initial installation. Retention rate can be calculated using the following formula:&nbsp;</p>

<ul>
	<li>Retention Rate = (Number of retained users / Number of total users) * 100&nbsp;</li>
	<li>For instance, if an app has 1,000 users at the beginning of the month and 700 of them continue to use the app by the end of the month, the retention rate would be 70% for that month.&nbsp;</li>
</ul>

<p>What are basic retention rate benchmarks?&nbsp;<br />
Retention rate benchmarks can vary depending on factors such as the industry, app category, target audience, and geographical region. However, here are some general benchmarks that can serve as a reference:&nbsp;</p>

<ul>
	<li>Day 1 Retention: This measures the percentage of users who return to the app or game on the day after they first install it. A strong benchmark for day 1 retention is typically around 40% to 60%.&nbsp;</li>
	<li>Day 7 Retention: This measures the percentage of users who continue to use the app or game seven days after installation. A benchmark for day 7 retention can range from 20% to 40%.&nbsp;</li>
	<li>Month 1 Retention: This measures the percentage of users who remain active in the app or game for the first month after installation. A benchmark for month 1 retention can vary between 10% and 30%.&nbsp;</li>
	<li>Year 1 Retention: This measures the percentage of users who continue using the app or game one year after installation. A benchmark for year 1 retention can range from 5% to 15%.&nbsp;</li>
</ul>

<p>To assess the performance of an app or game, compare retention rates against these benchmarks, analyze trends over time, and also consider industry-specific or competitive benchmarks. This allows developers to understand their users&#39; engagement levels, identify areas for improvement, and set realistic goals for retention optimization.&nbsp;</p>

<h3>Retaining users is the name of the game&nbsp;</h3>

<p>Building a loyal and dedicated user base is essential for the long-term success of an app or game. High retention rates contribute to user loyalty and satisfaction, resulting in longer user lifecycles and increased user lifetime value. This can lead to sustained revenue, brand recognition, and even potential opportunities for sequels, expansions, or future projects. &nbsp;</p>

<p>Different industries or app categories may have different retention expectations. Additionally, factors such as app quality, user engagement, marketing efforts, and monetization strategies can all influence retention rates.&nbsp;</p>

<p>This blog post was written in partnership with ChatGPT. To learn more about how InMobi can help elevate your mobile marketing approach, please contact us at <a href="mailto:Hello@InMobi.com">Hello@InMobi.com</a>.&nbsp;</p>]]></description>
      <dc:subject><![CDATA[Advertising, Understanding Consumers, English (EN): inmobi.com, Global,]]></dc:subject>
      
      <dc:creator><![CDATA[ Team InMobi  ]]></dc:creator>
      
      <dc:date>2023-05-19T17:45:00+00:00</dc:date>
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      <title><![CDATA[Why I Joined InMobi: Cecilia Jenkins]]></title>
      <link>https://www.inmobi.com/blog/2023/05/12/why-i-joined-inmobi-cecilia-jenkins/</link>
      <guid>https://www.inmobi.com/blog/2023/05/12/why-i-joined-inmobi-cecilia-jenkins/</guid>
      <description><![CDATA[<h4>Cecilia Jenkins joined InMobi as a Senior HR Business Partner in October 2022 with 17 years of expertise in the field of Human Resources. Cecilia talks about the warmth and sense of belonging she has experienced here and how she is looking to contribute through her #LifeAtInMobi.</h4>

<p>&nbsp;</p>

<p><strong>Tell us about your role</strong></p>

<p>I have joined InMobi as a Senior HR Business Partner, and my role involves supporting various divisions of our business in North America, including Sales, Commerce, and Marketing.</p>

<p><strong>Can you tell us about your professional journey before joining InMobi?</strong></p>

<p>It has been a long and fantastic journey of over 17 years now. I started my professional journey in New York City as an HR coordinator and then went on to become a recruiter. I also worked in the rewards and benefits space for some time before eventually moving on to an HR Business Partner role. I have worked in various industries during that time, including finance, defense, publishing, and now the ad tech industry as I joined InMobi.</p>

<p><strong>What made you want to join the organization?&nbsp;</strong></p>

<p>When I was first reached out to by one of the recruiters at InMobi, I wasn&rsquo;t really in the market looking for any opportunities. In fact, I had taken up a personal project in Michigan and was completely focused on that. When I learned more about InMobi during the initial conversations I had, the one thing that stood out to me the most was the sense of belonging. It was a common thread and reflected in all the interactions I had. Everyone radiated a very warm and welcoming vibe, which was very different from any other organization I had worked with, and that is what I would say made me want to join InMobi.</p>

<p style="text-align: center;"><img alt="Cecilia Jenkins with other InMobians" src="https://2714195.fs1.hubspotusercontent-na1.net/hubfs/2714195/Cecilia%20Jenkins_Blog%20Image/2.png" style="width: 437px; height: 300px;" /></p>

<p><strong>How would you describe the people philosophy at InMobi?</strong></p>

<p>Adding on to what I said earlier about the sense of belonging and warmth I felt during my interview process, and having now experienced that being a part of InMobi, I can confidently say that it is an extension of our people philosophy. I have been a part of many companies &ndash; big and small. The way InMobi treats its people is truly unique to the organization. Identifying and acknowledging the different circumstances and needs of each individual, even during extremely critical times, is what makes a difference. We are trusted to be human and compassionate because each situation is different and that is just an incredible thing to be a part of.</p>

<p><strong>What do you find the most rewarding part about your work?</strong></p>

<p>Being able to share the different experiences that I come with while adding value and contributing toward growing InMobi&rsquo;s footprint and navigating our way around the North American market. Contributing to the different processes, which could include mitigating our legal risks or simply engaging in conversations with the leaders and sharing employment best practices. Driving business initiatives that are necessary for becoming an effective and efficient organization with engaged employees. These are the things that make me feel I am adding value and make my work at InMobi rewarding.</p>

<p>Also, being&nbsp;a part of an organization like InMobi itself is rewarding. As someone who joined recently, I get to learn something new, exciting, and inspiring about InMobi with each passing day &ndash; whether it&rsquo;s something that we did in the past, are currently doing, or something that we are innovating for the future. Learning and understanding the impact that our products have in the global markets is rewarding to be associated with.</p>

<p style="text-align: center;"><img alt="Cecilia Jenkins at her passion project" src="https://2714195.fs1.hubspotusercontent-na1.net/hubfs/2714195/Cecilia%20Jenkins_Blog%20Image/3.png" style="width: 530px; height: 300px;" /></p>

<p><strong>Tell us about your life outside of work</strong></p>

<p>I am currently in the process of renovating a property which is also the personal project I mentioned I was working on before joining InMobi. I love building things and I always wanted to build a house from scratch. While this one is not from scratch, it is equally exciting. I left my previous role and started traveling for a while. I had this property that I wanted to start working on and decided now was the time. It is so gratifying and rewarding to see all my crazy ideas come to life and see the transformation from what it was to what it is now. I have spent so much time and effort on the project that I can probably do it as a professional now, outside of HR.</p>

<p>&nbsp;</p>

<p>To join InMobi&#39;s&nbsp;North America team, explore opportunities at our <a href="https://www.inmobi.com/company/careers">careers website</a>.</p>]]></description>
      <dc:subject><![CDATA[Inside InMobi, English (EN): inmobi.com, Global,]]></dc:subject>
      
      <dc:creator><![CDATA[ Team InMobi  ]]></dc:creator>
      
      <dc:date>2023-05-11T23:13:00+00:00</dc:date>
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      <title><![CDATA[Why LTV is Still the Most Important Metric for App Developers ]]></title>
      <link>https://www.inmobi.com/blog/2023/05/08/why-ltv-is-still-the-most-important-metric-for-app-developers/</link>
      <guid>https://www.inmobi.com/blog/2023/05/08/why-ltv-is-still-the-most-important-metric-for-app-developers/</guid>
      <description><![CDATA[<p>LTV is one of the most common app developer acronyms around. But for those who are new to the app industry, LTV stands for &ldquo;Lifetime Value,&rdquo; meaning the total app revenue that a user generates over their lifetime engagement.&nbsp;</p>

<p>In other words, this is the projected value an app developer can anticipate from their users so they can optimize strategies to maximize revenue and profitability.&nbsp;&nbsp;</p>

<p>Mobile app developers are always looking for ways to maximize the value of their users, and LTV is a critical metric for app developers to monitor so they can make informed decisions about marketing, advertising, and product development.&nbsp;</p>

<p>By measuring the LTV of different user segments, developers can identify their most valuable users and optimize user acquisition, retention, and monetization strategies around those projections to extend that value even further.&nbsp;</p>

<h3>Why is LTV so important for game developers?&nbsp;</h3>

<p>LTV is a crucial metric for game developers because it provides insights into the value of a user over their lifetime engagement with a game. Unlike one-time purchase apps or non-gaming apps, gaming apps rely heavily on user engagement and retention. Users who engage with a game regularly over an extended period of time are more valuable than those who play the game once and never return.&nbsp;</p>

<p>Game developers use LTV to calculate the revenue that a user generates over their lifetime engagement with the game. By measuring the LTV of different user segments, game developers can identify their most valuable users and adjust their strategies accordingly to maximize revenue.&nbsp;</p>

<p>For example, by analyzing user behavior data, a game developer may identify a user segment that generates high LTV through in-app purchases. They can then optimize their user acquisition strategy by specifically targeting users who are more likely to make in-app purchases.&nbsp;</p>

<p>LTV is also important for retention strategies. If a game developer understands which users are generating the highest LTV, they can focus on retaining those users by providing targeted incentives and rewards. This helps to keep high-value users engaged with the game for longer, leading to higher LTV and revenue for the developer.&nbsp;</p>

<p>Moreover, LTV helps game developers to optimize advertising campaigns. If a game developer knows which channels are generating high LTV users, they can allocate more resources to those channels to attract similar high-value users. By targeting users who have the potential to generate high LTV, game developers can increase their return on investment (ROI) and profitability.&nbsp;</p>

<p>In summary, LTV is crucial for game developers because it helps them to identify their most valuable users, optimize user acquisition and retention strategies, and maximize revenue and profitability. Game developers who understand the importance of LTV and use it to inform their decisions are more likely to succeed in the highly competitive mobile gaming market.&nbsp;</p>

<h3>Why is LTV so important for non-game developers?&nbsp;</h3>

<p>LTV is important for non-game app developers because it helps them understand the value that users bring to their app over time. Non-game apps, like gaming apps, rely on user engagement and retention to generate revenue. By measuring the LTV of different user segments, non-game app developers can identify their most valuable users and adjust their strategies to increase revenue and profitability.&nbsp;</p>

<p>LTV is particularly important for subscription-based apps, where users pay a recurring fee to access premium content or services. In this case, the LTV is the total revenue that a user generates through their subscription. Non-game app developers can use LTV to optimize their subscription models and pricing strategies. For example, if a developer knows that users who subscribe for a longer period of time generate higher LTV, they may offer incentives to encourage users to commit to longer subscriptions.&nbsp;</p>

<p>Non-game app developers can also use LTV to optimize their user acquisition and retention strategies. By understanding which user segments generate the highest LTV, developers can focus their resources on acquiring and retaining these high-value users. For example, a non-game app developer may find that users who complete a tutorial or onboarding process have a higher LTV. In this case, the developer may optimize their onboarding process to encourage more users to complete it.&nbsp;</p>

<p>LTV also helps non-game app developers to optimize their advertising campaigns. By understanding which channels are generating high LTV users, developers can allocate more resources to those channels to attract similar high-value users. This helps to increase the ROI of advertising campaigns and generate more revenue from the app.&nbsp;</p>

<p>In conclusion, LTV is crucial for non-game app developers because it helps them understand the value that users bring to their app over time. By measuring the LTV of different user segments, developers can identify their most valuable users, optimize their subscription models and pricing strategies, and focus their resources on acquiring and retaining high-value users. This helps to increase revenue and profitability for the app.&nbsp;</p>

<h3>A Few LTV Pointers&nbsp;</h3>

<p>LTV can be leveraged to drive growth and profitability for both game and non-game app developers:&nbsp;</p>

<ul>
	<li><u>LTV Marketing</u>: This calculation is crucial in determining the success of a marketing campaign. If the cost of acquiring a user is higher than their LTV, then the campaign is not profitable. On the other hand, if the cost of acquisition is lower than the LTV, then the campaign is profitable. By measuring the LTV of different user segments, marketers can optimize their campaigns to focus on the segments that generate the highest LTV.&nbsp;</li>
	<li><u>LTV Advertising</u>: LTV is also important for advertising because it helps advertisers determine the best channels to reach their target audience. By calculating the LTV of different user segments, advertisers can identify the channels that generate the highest LTV users. This information can be used to optimize advertising campaigns and allocate resources to the channels that generate the highest ROI. For example, if a particular channel is generating users with a high LTV, then an advertiser may choose to invest more in that channel to acquire more high-value users.&nbsp;</li>
	<li><u>LTV Predictions</u>: LTV predictions can be a valuable tool for app developers. By analyzing user behavior data, developers can predict the LTV of new users before they even download the app. This information can be used to optimize user acquisition and retention strategies. For example, if a developer predicts that a particular user segment has a high LTV, they may choose to invest more in acquiring users from that segment.&nbsp;</li>
</ul>

<h3>Driving Growth and Profitability&nbsp;</h3>

<p>LTV is an essential metric for mobile app developers, both game and non-game. By measuring the LTV of different user segments, developers can optimize their user acquisition and retention strategies, marketing campaigns, advertising efforts, and product development decisions. LTV predictions can also be a valuable tool for predicting user behavior and optimizing user acquisition and retention strategies. By understanding the concept of LTV and its importance in the mobile app industry, developers can drive growth and profitability for their apps.&nbsp;</p>

<p><em>This blog post was written in partnership with ChatGPT.&nbsp;</em></p>]]></description>
      <dc:subject><![CDATA[In-App Monetization, Product and Technology, English (EN): inmobi.com, Global,]]></dc:subject>
      
      <dc:creator><![CDATA[ Team InMobi  ]]></dc:creator>
      
      <dc:date>2023-05-08T21:02:00+00:00</dc:date>
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      <title><![CDATA[Tech Leaders At InMobi: Sudheer Bhat]]></title>
      <link>https://www.inmobi.com/blog/2023/05/02/tech-leaders-at-inmobi-sudheer-bhat/</link>
      <guid>https://www.inmobi.com/blog/2023/05/02/tech-leaders-at-inmobi-sudheer-bhat/</guid>
      <description><![CDATA[<h4>A quest for continuous learning and taking up exciting challenges is what led Sudheer to InMobi. In this candid conversation, he talks about experiencing freedom and inclusivity since&nbsp;his early day at InMobi.</h4>

<p>&nbsp;</p>

<p><strong>Tell us about your role at InMobi</strong></p>

<p>My role at InMobi as a Staff Engineer II is two dimensional where I primarily work with the supply side platform (SSP) team along with the Centre of Excellence team in some capacity. The role mostly comprises business-as-usual tasks and taking care of projects with a short-term lens in line with what we have coming up in the next 6 to 12 months.</p>

<p><strong>Can you tell us a bit about your professional journey?</strong></p>

<p>It has&nbsp;been a long journey of 17 years of me being in the industry, having worked with multiple organizations under multiple domains. Before joining InMobi, I worked in industries such as enterprise software, B2C e-commerce, payment security, and identity management among others. I started my professional career with Infosys and moved to work with organizations like SAP, Oracle, Walmart, and most recently VMware.</p>

<p><strong>What led you to InMobi?</strong></p>

<p>I would say my quest for something different is what led me here. Before InMobi, I was working with an enterprise software organization. After having spent two years in the company, there came a point where I started being inclined towards high-scale systems which have a lot of flux as well as challenges. Challenges that keep you up all night to get things up and running. While the chase for adrenaline was one factor, the other factor was the opportunity to step into the ad tech domain which was completely new for me.</p>

<p>I stepped in, looking forward to the opportunity to learn something new from an industry and business perspective. Additionally, the scale at which InMobi had been growing tech was an enticing prospect for me! It&rsquo;s been close to 1.5 years for me at InMobi and it is still equally exciting and thrilling to be here with a lot to learn along the way.</p>

<p><strong>What makes InMobi different from your previous organizations?</strong></p>

<p>Undoubtedly, it is the culture and the kind of people that you get to work with here at InMobi. It was something I had heard about the company before joining and got a good sense of it throughout my interview process. It all got reinforced when I joined. Back then we were all working remotely and the seamless onboarding made the transition process so smooth and wonderful. I experienced the trust that is shown towards new joiners, and the culture of embracing them and keeping them involved from the get-go. That was the kind of inclusivity that I hadn&rsquo;t experienced before and I believe, it is very unique to InMobi.</p>

<p><strong>What is it like being a part of the tech team here?</strong></p>

<p>It is like a roller coaster journey comprising an &agrave; la carte set of responsibilities. I have been able to contribute to a lot of different projects and get involved in everything new that&rsquo;s happening. At InMobi, you are trusted to do your best. InMobians get a free hand and execute things with a great degree of freedom, which is what any techie wants.</p>

<p>InMobi is, for the most part, a full stack. You are never really doing just one thing here. Everybody owns a piece of something, whether big or small, with complete freedom, autonomy, and ownership. You are much more than your title here. If you have the zeal to learn and you are open to taking up challenges, you are bound to have the best time at InMobi.</p>

<p style="text-align: center;"><img alt="Sudheer Bhat, a tech leader at InMobi, with his family" src="https://2714195.fs1.hubspotusercontent-na1.net/hubfs/2714195/Sudheer%20Bhat_Blog%20images/2.png" style="width: 500px; height: 375px;" /></p>

<p><strong>A bit about your life outside of work</strong></p>

<p>I have been settled in Bangalore for many years now, living here with my wife and daughter. I enjoy going for drives, sometimes solo and sometimes with family. That&rsquo;s something I do to unwind from the fast-paced city life. Other than that, I like to go for runs to keep myself physically active and play some sports like cricket and table tennis whenever I can.</p>

<p>To join InMobi and work with tech leaders like Sudheer, visit our&nbsp;<a href="https://www.inmobi.com/company/careers?department=technology-and-data-science">careers website</a>.</p>]]></description>
      <dc:subject><![CDATA[Inside InMobi, English (EN): inmobi.com, Global,]]></dc:subject>
      
      <dc:creator><![CDATA[ Team InMobi  ]]></dc:creator>
      
      <dc:date>2023-05-02T00:13:00+00:00</dc:date>
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      <title><![CDATA[SKAN 4.0: What Publishers Need To Know]]></title>
      <link>https://www.inmobi.com/blog/2023/04/28/skan-4.0-what-publishers-need-to-know/</link>
      <guid>https://www.inmobi.com/blog/2023/04/28/skan-4.0-what-publishers-need-to-know/</guid>
      <description><![CDATA[<p><strong>Updated April 28,&nbsp;2023&nbsp;</strong></p>

<p>In their 2022 annual Worldwide Developers Conference (WWDC), Apple announced a new version of SKAdNetwork (4.0), which aims to introduce significant changes for app marketers and ad networks to measure more data on app installs while maintaining user privacy.&nbsp;&nbsp;After much industry speculation, SKAN 4.0 was released on October 24, 2022 along with iOS 16.1.</p>

<h3>What&rsquo;s new with SKAdNetwork (SKAN) 4.0?&nbsp;</h3>

<p>Designed to answer some of the gaps observed in the previous versions and provide more insights to app advertisers, SKAN 4.0 will introduce 4 key new features. Here&rsquo;s a summary of what we know:&nbsp;</p>

<p><u>Hierarchical source identifiers</u></p>

<p>The campaign identifier field has been renamed as source identifier and will now include up to four digits in the postback vs two previously to allow advertisers to assign the meaning of the digits in a more flexible way. The number of digits being passed in the postback (2, 3 or 4) will depend on the crowd anonymity, which is a privacy threshold determined through the count of installs in a campaign and is define as low, medium, or high. The higher the count, the higher is the anonymity, and the more data can be sent back.&nbsp;&nbsp;</p>

<p><u>Hierarchical conversion values</u></p>

<p>The conversion value field will now introduce 2 conversion values which will be passed depending on the crowd anonymity:&nbsp;&nbsp;</p>

<ul>
	<li>Fine-grained value, the same 6-bit value that is used for conversion values today and will be returned in the postback in case of high privacy threshold level.&nbsp;&nbsp;&nbsp;</li>
	<li>Coarse-grained, that can be only assume one of three values &ndash; low, medium, high and will be returned in the postback in case of medium privacy threshold level.&nbsp;</li>
</ul>

<p><u>Multiple conversion windows&nbsp;</u></p>

<p>A much-awaited feature, SKAN 4.0 will now enable app marketers to measure re-engagement through three postbacks, as opposed to only one previously. The postbacks are tied to 3 specific time windows:&nbsp;&nbsp;</p>

<ol>
	<li>0 &ndash; 2 days&nbsp;</li>
	<li>3 &ndash; 7 days&nbsp;</li>
	<li>8 &ndash; 35 days&nbsp;</li>
</ol>

<p>Only the first postback will receive fine-grained conversion values, postbacks 2 and 3 will receive coarse-grained values.&nbsp;&nbsp;</p>

<p><u>Web to app attribution</u></p>

<p>For publishers who have hybrid inventory across app and web environments, the previous SKAN versions were limited to app and were not supporting cross-channel attribution. The new version will now support click attributions for ads shown in Safari that direct the user to an app&rsquo;s App Store product page. This improvement will be greatly valued on specific app categories, and in some heavy web markets like Australia and Japan where mobile web publishers will now have a chance to participate in the SKAN ecosystem and increase their revenue.&nbsp;</p>

<h3>What are the benefits for publishers?&nbsp;</h3>

<p>Every app developer is also an app marketer. Ultimately SKAdNetwork allows them to measure their return on ad spend and marketing strategies.&nbsp;</p>

<p>Whilst it can be difficult to measure direct revenue increase linked to SKAN adoption, here&rsquo;s why app developers should care about adopting SKAN and its latest 4.0 version when it comes to monetizing:&nbsp;</p>

<ul>
	<li><strong>Capturing advertising budgets</strong> &ndash; Some advertisers and demand platforms are only buying on SKAN-enabled inventory, so app developers not supporting SKAN may lose out on the revenue opportunity. &nbsp;</li>
	<li><strong>Maintaining attribution in a post-ATT&nbsp;world</strong> &ndash; We observed that opt-in rates have remained stable at <a href="https://go.inmobi.com/idfa/" target="_blank">31% in the last few months</a>. This means&nbsp;that&nbsp;69% of users don&rsquo;t have an IDFA and it is not possible to enable deterministic attribution on these users. Therefore, it is imperative&nbsp;for app developers to support SKAdNetwork to keep providing value to advertisers through a privacy-safe probabilistic attribution model in a world where mobile identifiers are fading away.&nbsp;</li>
	<li><strong>Benefit from iOS consumers spend</strong>&nbsp;&ndash; Whilst the worldwide iOS mobile operating system market share doesn&rsquo;t dominate, it varies by region and market <a href="https://gs.statcounter.com/os-market-share/mobile/worldwide" target="_blank">(57% in the US)</a>, but more importantly iOS represents the majority of consumer spend worldwide - <a href="https://chart-na1.emarketer.com/257180/consumer-spending-on-mobile-apps-worldwide-by-os-2020-2021-billions" target="_blank">$84B vs $48B on Android in 2021</a>. In other terms, iOS users spend more, and advertisers will want to acquire these users.&nbsp;</li>
	<li><strong>Diversify the ecosystem</strong> &ndash; In their latest Mobile App Advertising Benchmark Report, Appsumer shared that Apple Search Ads (aka ASA), a user acquisition channel that runs campaigns directly within the App Store, has gained strong momentum on advertiser adoption (YoY 94%) and share of wallet (15%). This further builds on ad spend heading into walled gardens&nbsp;and the high reliance on&nbsp;them -&nbsp;and which specifically impacts the&nbsp;ad revenue growth of small and medium app developers. &nbsp;</li>
</ul>

<p>At InMobi, 95% of our app developers&#39; customers had adopted SKAdNetwork 2.2 in Q4 2022. We&rsquo;re now excited to announce that the InMobi Exchange supports SKAN 4.0 on the latest InMobi iOS SDK - Swift (version 10.5.5) and Objective-C (version SDK 10.1.3). &nbsp;&nbsp;</p>

<p>To adopt or upgrade to SKAN 4.0, <a href="https://support.inmobi.com/monetize/sdk-documentation/download-sdk" target="_blank">download our latest iOS SDK</a> or adapter and be sure to add all the SKAN IDs to your app&rsquo;s info.plist. &nbsp;</p>]]></description>
      <dc:subject><![CDATA[Advertising, Product and Technology, English (EN): inmobi.com, Global,]]></dc:subject>
      
      <dc:creator><![CDATA[ Cecilia Nzaou  ]]></dc:creator>
      
      <dc:date>2023-04-28T19:43:00+00:00</dc:date>
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      <title><![CDATA[Snow Falls on Microsoft-Activision Blizzard Deal ]]></title>
      <link>https://www.inmobi.com/blog/2023/04/27/snow-falls-on-microsoft-activision-blizzard-deal/</link>
      <guid>https://www.inmobi.com/blog/2023/04/27/snow-falls-on-microsoft-activision-blizzard-deal/</guid>
      <description><![CDATA[<p>Nearly one year ago, Microsoft stunned the tech and gaming world when it announced plans to acquire Activision Blizzard. The announcement came just a week after a similarly high-stakes deal was made between <a href="https://www.inmobi.com/blog/it-takes-two-what-the-acquisition-deal-between-take-two-and-zynga-means-for-mobile-gaming" target="_blank">Take-Two Interactive and hyper casual gaming studio Zynga</a>. However, only one of these acquisitions actually made it to the finish line. &nbsp;</p>

<h3>2 Fast 2 Soon?&nbsp;</h3>

<p>As of yesterday, April 26, the U.K.&rsquo;s Competition and Markets Authority (CMA) blocked the Microsoft-Activision Blizzard deal, citing concerns that the takeover would prevent necessary and healthy competition in the cloud gaming world. &nbsp;</p>

<p>With a hefty $69 billion price tag (based on the publisher&rsquo;s net cash value), the acquisition would have been the largest in history. And while Activision Blizzard is most notably known for big-shot video game franchises like Call of Duty and World of Warcraft in addition to housing all that falls under Xbox, it is more than worth mentioning that this seismic deal also would have given Microsoft clear stakes in the mobile hyper casual gaming space because of Activision Blizzard&rsquo;s 2016 acquisition of King Games. &nbsp;</p>

<p>Since the news hit stateside yesterday morning, <a href="https://www.cnbc.com/2023/04/26/britain-blocks-microsoft-acquisition-of-activision-blizzard.html" target="_blank">Activision Blizzard shares have taken a nosedive</a> though we&#39;re still waiting to see if this decision will similarly impact Microsoft after a successful earnings call just a day before being dealt this massive blow.&nbsp;</p>

<h3>What We Know Now&nbsp;</h3>

<p>The regulatory ruling came from the U.K.&rsquo;s CMA. However, according to The New York Times, <a href="https://www.nytimes.com/2023/04/26/technology/microsoft-activision-uk.html" target="_blank">additional antitrust regulators in the European Union are still reviewing the acquisition and are expected to rule by May 22</a>. Meanwhile, Microsoft has already announced plans to appeal the decision. &nbsp;</p>

<p>&nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; <img alt="" src="https://go.inmobi.net/hubfs/CMA%20twitter%20thread.png" style="width: 270px; height: 270px;" /></p>

<p>The setback handed to the tech giant from the CMA focused primarily on how the acquisition would undermine competition in the fairly new cloud gaming space. The CMA shared further insight into their ruling in a <a href="https://twitter.com/CMAgovUK/status/1651183156488286208" target="_blank">public Twitter thread</a>, stating, &ldquo;Cloud gaming needs a free, competitive market to drive innovation and choice. That is best achieved by allowing the current competitive dynamics in cloud gaming to continue to do their job.&rdquo; In this same thread, the CMA goes on to explain that Microsoft already accounts for an estimated 60-70% of global cloud gaming services.&nbsp;&nbsp;&nbsp; &nbsp; &nbsp; &nbsp;</p>

<p>This ruling shouldn&rsquo;t necessarily come as a shock to the tech giant. Just five months ago, <a href="https://www.ftc.gov/legal-library/browse/cases-proceedings/2210077-microsoftactivision-blizzard-matter" target="_blank">the FTC issued a complaint against the to-be merger.</a> And here&rsquo;s a fun fact: Take-Two Interactive (which succeeded in its own major acquisition deal with Zynga in 2022) is also participating in FTC&rsquo;s Microsoft-Activision Blizzard case <a href="https://www.tweaktown.com/news/90477/take-two-interactive-lawyers-to-appear-in-ftcs-microsoft-activision-merger-case/index.html" target="_blank">as a non-party</a>. In other words, the publisher has been brought on to provide market insights during proceedings. &nbsp;</p>

<h3>So What Exactly is Cloud Gaming and What Does it Mean for Mobile?</h3>

<p><a href="https://www.dfcint.com/cloud-gaming-forecasted-to-reach-13-6-billion-by-2026/#:~:text=The%20concept%20of%20consumers%20being,streaming%20subscription%20services%20for%20games." target="_blank">Forecasters estimate</a> that cloud gaming services will reach $13 billion in revenue by 2026. So, let&rsquo;s break down exactly what cloud gaming is and how it impacts the larger gaming ecosystem and gaming communities for better or for worse, depending on whom you ask. &nbsp;</p>

<p><u><strong>Stream to play:</strong></u></p>

<p>With cloud gaming, users don&rsquo;t need to purchase a console or install a game on a PC in order to play. All they need is a reliable internet connection. <a href="https://www.digitaltrends.com/gaming/what-is-cloud-gaming-explained/" target="_blank">Using remote servers in data centers</a>, cloud gaming allows users to circumnavigate the sometimes hassle of figuring out specs, software updates, or even which consoles to buy to play their favorite games. &nbsp;</p>

<p><u><strong>What this means for mobile:</strong></u></p>

<p>Cloud gaming also means that users don&rsquo;t need to head to the App and Google Play stores if they&rsquo;re looking to game via their mobile devices. So, it&rsquo;s safe to say, that mobile marketers and publishers dependent on app downloads to see revenue will need to pay close attention to what the U.K.&rsquo;s CMA and other regulatory authorities have to say about the Microsoft-Activision Blizzard deal&rsquo;s potential impact on the fast-growing, highly lucrative cloud gaming market in the days, weeks, and months ahead.&nbsp;</p>

<h3>Looking Ahead&nbsp;</h3>

<p>There are two ways to look at yesterday&rsquo;s news. One can say that this regulatory block on the acquisition deal is a sign that the momentum and fast-paced growth we saw in the gaming industry last year might be slowing down. Then there&rsquo;s the more optimistic approach: with the Metaverse, Web3, Netflix games, and cloud gaming, the gaming industry is not short on innovation. But these innovations in addition to Apple&rsquo;s AppTrackingTransparency and SKAdNetwork 4.0, and Google&rsquo;s upcoming Privacy Sandbox mean that publishers, developers, and advertisers alike are being called on to take a beat and reassess and optimize growth strategies as they find solid ground in the privacy-first world. &nbsp;</p>]]></description>
      <dc:subject><![CDATA[Announcements, English (EN): inmobi.com, Global,]]></dc:subject>
      
      <dc:creator><![CDATA[ Sarayah Wright  ]]></dc:creator>
      
      <dc:date>2023-04-27T09:38:00+00:00</dc:date>
    </item>
  
    <item>
      <title><![CDATA[Why I Joined InMobi: Jaclyn Hadida]]></title>
      <link>https://www.inmobi.com/blog/2023/04/27/why-i-joined-inmobi-jaclyn-hadida/</link>
      <guid>https://www.inmobi.com/blog/2023/04/27/why-i-joined-inmobi-jaclyn-hadida/</guid>
      <description><![CDATA[<h3>Jaclyn Hadida joined InMobi in January 2023 as the Country Manager for our operations in Australia and New Zealand. Learn more about her and what made her join InMobi.</h3>

<p><strong>Tell us about your role and responsibilities at InMobi</strong></p>

<p>I am the Country Manager for InMobi in Australia and New Zealand (ANZ). My role is primarily strategy and revenue driven and encompasses everything that is drilled drown from a global strategy lens to focus on the Asia Pacific region and all the way down to the ANZ market.</p>

<p>The growth of programmatic across the ad tech ecosystem is a fundamental component of InMobi&rsquo;s offering. Understanding how to drive incremental revenue from the open exchange and provide solutions for agency trading desks is a key area of focus for myself and my team. While overarching the sales division in ANZ, I also lead the strategy with a yearly and quarterly outlook in terms of driving that revenue. The role also entails lending a hand to the supply team in India, with me providing them with tools and insights of on-the-ground information that helps in better catering to the landscape, and what InMobi as a business needs to grow in the ANZ market.</p>

<p><strong>What led you to a career in ad tech?</strong></p>

<p>Ad tech was a space that I had been curious about while I worked in the media sales industry with some large media companies across Australia. In 2018, I shifted from the media and publishing space and pivoted towards a more futuristic and progressive opportunity for my career. That led me to steer toward digital-first solutions via the ad tech stream and took my first steps in the industry by joining a company called Taboola. That is where I first got an understanding of performance-driven solutions, algorithm models, AI capabilities, real-time biddings, and an overall understanding of the industry. After my stint at Taboola, I joined InMobi.</p>

<p><strong>What made you want to join InMobi?</strong></p>

<p>I had known a couple of people from my career who had joined InMobi. Sometime after the pandemic, I was drawn toward the opportunities in the gaming space and the area of growth it had in the ANZ market. Knowing the InMobi offerings, I was most interested in the future of the organization that has a global presence and is renowned in various markets. I was particularly interested and excited about the kind of growth and evolution the company has had over the last few years.</p>

<p>InMobi having a localized team in ANZ is where I found the opportunity for myself. The organization has a lot to offer and at the same time understands the specific needs of the ANZ market and how it&rsquo;s different from other global regions is what attracted me the most.</p>

<p style="text-align: center;"><img alt="Jaclyn Hadida with her support system" src="https://2714195.fs1.hubspotusercontent-na1.net/hubfs/2714195/Jaclyn%20Hadida_Blog%20Images/2.jpeg" style="width: 500px; height: 300px;" /></p>

<p><strong>What</strong><strong> is the most important leadership quality according to you and how do you try to embody it?</strong></p>

<p>Being in a competitive and dynamic industry like ours, especially in the Australian market, there is always a need to be adaptable and embrace change. Therefore, a leadership quality that I admire and hold on to is embodying transformational leadership that promotes transformational change. Especially in an organization like InMobi, which is consistently evolving in terms of product and structure, it is important to have a mindset of adaptability.</p>

<p>As a leader, I am all about the individuals in my team and enabling them to get the best out of themselves. I am always trying to understand what my teammates are good at, recognizing their opportunity areas, putting faith in them, and creating an environment where it is okay to fail and learn.</p>

<p><strong>What is the best piece of career advice you have ever received?</strong></p>

<p>Never give up! That&#39;s what I live by in terms of my personal and my professional life. When I say never give up, it is about understanding and knowing that if you see a barrier, there is always a way out. It is about trying to find a new approach or a different outlook to get the results you need where time is just a part of the journey.</p>

<p>It is also about understanding that barriers can appear for anyone, at any role, at any level. Having the mindset of being able to persevere and see the light at the end, no matter how hard or challenging a situation is. Not giving up is definitely a value that I hold deep within me.</p>

<p style="text-align: center;"><img alt="Jaclyn Hadida with her husband" src="https://2714195.fs1.hubspotusercontent-na1.net/hubfs/2714195/Jaclyn%20Hadida_Blog%20Images/3.jpeg" style="height: 300px; width: 300px;" /></p>

<p><strong>A bit about yourself outside of work</strong></p>

<p>I would say that I am a very family-first person. I am a mother of two boys, who keep me busy and on my toes. Both my husband and I are extremely career driven, but we make it a point to strike the right work-life balance. I love all sorts of physical activities and being active. Dancing is a passion that I have been following ever since I was a kid and that is something I think I will always remain passionate about.</p>

<p>&nbsp;</p>

<p>To work with leaders like Jaclyn and join our team in ANZ, explore opportunities on our&nbsp;<a href="https://www.inmobi.com/company/careers">careers website</a>.</p>]]></description>
      <dc:subject><![CDATA[Inside InMobi, English (EN): inmobi.com, Global,]]></dc:subject>
      
      <dc:creator><![CDATA[ Team InMobi  ]]></dc:creator>
      
      <dc:date>2023-04-27T00:27:00+00:00</dc:date>
    </item>
  
    <item>
      <title><![CDATA[How to Move to Kotlin and Swift with InMobi SDK 10.5.8]]></title>
      <link>https://www.inmobi.com/blog/2023/04/19/how-to-move-to-kotlin-and-swift-with-inmobi-sdk-10.5.4/</link>
      <guid>https://www.inmobi.com/blog/2023/04/19/how-to-move-to-kotlin-and-swift-with-inmobi-sdk-10.5.4/</guid>
      <description><![CDATA[<p>We have released InMobi SDK 10.5.8&nbsp;in Kotlin for Android and Swift for iOS. Publishers using AdMob, AppLovin MAX, DT FairBid and Unity LevelPlay&nbsp;as their primary mediation, or publishers using the InMobi SDK as a direct connection, can leverage the latest SDKs. We are investing more in Kotlin and Swift as the industry is moving toward programming languages that make advertising SDKs more lightweight and efficient. &nbsp;</p>

<p>Let&#39;s look at the advantages of Kotlin and Swift:&#8239;&nbsp;</p>

<p><u>Advantages of Kotlin&#8239;</u>&nbsp;</p>

<ol>
	<li>Improves productivity for developers by reducing the amount of boilerplate code needed in the app so they can do more with less code.&#8239;&nbsp;</li>
	<li>Improves run-time performance on the app due to less memory inflation and better thread footprints.&#8239;&nbsp;</li>
	<li>Provides better safety for Android apps as the code is 20% less likely to crash, providing a better user experience.&#8239;&nbsp;</li>
	<li>Kotlin Coroutines (a key programming component) dramatically simplifies background task management while the app is running.&#8239;&nbsp;</li>
</ol>

<p><u>Advantages of Swift&#8239;</u></p>

<ol>
	<li>Swift uses Automatic Reference Counting (ARC), a memory management tool, to track the app&rsquo;s memory, reducing the likelihood of memory leaks and crashes.&#8239;&nbsp;</li>
	<li>Swift is faster than Objective C because of its modern and optimized compiler.&#8239;&nbsp;</li>
	<li>Apple has been investing more in Swift than Objective-C. As a result, new frameworks and APIs are being developed in Swift first.&#8239;&nbsp;</li>
</ol>

<p>&nbsp;</p>

<h3>Shift to Kotlin and Swift&#8239;</h3>

<p>We recommend working with your developer teams to migrate your apps to the latest Kotlin and Swift SDKs.&nbsp;We will release our newest monetization and addressability features only on Kotlin and Swift <strong>from September 2023 onward</strong>. Here&rsquo;s what you need to do depending on how you are integrated with InMobi:&#8239;&nbsp;</p>

<ul>
	<li>
	<p><strong>AdMob: </strong>Use the latest adapter version 10.5.8.0 for <a href="https://github.com/googleads/googleads-mobile-ios-mediation/blob/main/adapters/InMobi/CHANGELOG.md">iOS</a> and&nbsp;<a href="https://github.com/googleads/googleads-mobile-android-mediation/blob/main/ThirdPartyAdapters/inmobi/CHANGELOG.md">Android</a>&nbsp;compatible with minimum supported Google Mobile Ads SDK version 10.12.0 on iOS and version 22.4.0 on Android.&#8239;&nbsp;</p>
	</li>
	<li>
	<p><strong>AppLovin MAX:&nbsp;</strong>Use the latest adapter version 10.5.8.1&nbsp;for <a href="https://github.com/AppLovin/AppLovin-MAX-SDK-iOS/blob/master/InMobi/CHANGELOG.md">iOS</a> and 10.5.9.0&nbsp;<a href="https://github.com/AppLovin/AppLovin-MAX-SDK-Android/blob/master/InMobi/CHANGELOG.md">Android</a>&nbsp;compatible with AppLovin SDK version 11.11.3 for iOS and&nbsp;Android.&#8239;&nbsp;</p>
	</li>
	<li>
	<p><strong>DT Fairbid:</strong> Use the <a href="https://developer.digitalturbine.com/hc/en-us/articles/360010077777-Supported-Networks">latest adapters</a>&nbsp;that support InMobi Swift SDK version 10.5.5&nbsp;and&nbsp;InMobi Kotlin SDK version 10.5.8.&#8239;</p>
	</li>
	<li>
	<p><strong>Unity LevelPlay:&nbsp;</strong>Use the latest adpaters for <a href="https://github.com/ironsource-mobile/levelplay-ios-adapters/blob/master/Adapters/InMobi/Podfile">UnityLevelPlay iOS SDK Version 7.4.0</a>&nbsp;that supports InMobi Swift SDK version 10.5.6&nbsp;and <a href="https://github.com/ironsource-mobile/levelplay-android-adapters/blob/master/Adapters/InMobi/gradlew">UnityLevelPlay Android SDK version 7.5.1</a> that supports InMobi Kotlin SDK version 10.5.7.&#8239;</p>
	</li>
	<li>
	<p><strong>Direct Integration:&nbsp;</strong>Download the InMobi SDK 10.5.8+ from the support portal <a href="https://support.inmobi.com/monetize/sdk-documentation/download-sdk" target="_blank">here</a> and follow the migration guides for more details <a href="https://support.inmobi.com/monetize/sdk-documentation/ios-guidelines/migrating-to-sdk-10xx" target="_blank">iOS</a> | <a href="https://support.inmobi.com/monetize/sdk-documentation/android-guidelines/migrating-to-android-sdk-10xx" target="_blank">Android</a>.&#8239;&nbsp;</p>
	</li>
</ul>

<p>We want to ensure a smooth transition and we&rsquo;re here to guide you. Please contact your Customer Success Manager or write to <a href="mailto:mailto:support@inmobi.com">support@inmobi.com</a> if you have any questions.&#8239;&nbsp;</p>]]></description>
      <dc:subject><![CDATA[Announcements, Product and Technology, Products &amp; Tools, English (EN): inmobi.com, Global,]]></dc:subject>
      
      <dc:creator><![CDATA[ Nishita Kini,  Product Marketing Manager  ]]></dc:creator>
      
      <dc:date>2023-04-19T18:35:00+00:00</dc:date>
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    <item>
      <title><![CDATA[Ad Tech’s Green Transformation: Key Takeaways from the Green Media Summit ]]></title>
      <link>https://www.inmobi.com/blog/2023/04/18/ad-techs-green-transformation-key-takeaways-from-the-green-media-summit/</link>
      <guid>https://www.inmobi.com/blog/2023/04/18/ad-techs-green-transformation-key-takeaways-from-the-green-media-summit/</guid>
      <description><![CDATA[<p>Yesterday I attended Sharethrough&rsquo;s inaugural Green Media Summit in NYC. It was an inspirational and energizing day with lots of interesting content and ideas for brands, agencies, and publishers to reduce their carbon footprint. It was also encouraging to see all sides of the industry come together to fight climate change. Perhaps even more telling and forceful was that the day of the Summit, New York saw record-breaking temperatures at 90 degrees in April, shattering a heat record set in the 1970s &mdash; a clear sign for me of increased global warming.&nbsp;</p>

<h3>A Personal Commitment&nbsp;</h3>

<p>Born and raised in Seattle, Wash., sustainability and conservation are in my DNA. The Pacific Northwest (PNW) has always taken the lead in efforts involving sustainability, conservation, and corporate social responsibility (CSR), and many Seattle-based companies still lead the way in CSR, including Microsoft, REI, Starbucks, and so many more. &nbsp;</p>

<p>My family has a deep history in championing conservation and the environment. My grandfather (Frank Pritchard Jr.) was one of the co-founders of Forterra (formerly the Cascade Land Conservancy), a non-profit that scales land-based solutions to address the climate crisis. Since 1989, Forterra has secured 275k acres in the PNW. My great-uncle (Joel Pritchard), a congressman, spearheaded the Klondike Gold Rush National Park, and he was instrumental in creating the Alpine Lakes Wilderness Area. Back in high school, I even served as president of our Earth Service Corps club, where we led and advised the school on recycling, composting, and local tree plantings.&nbsp;</p>

<p>Attending yesterday&rsquo;s Green Media Summit really brought these efforts full circle. I&rsquo;m happy to see ad tech is moving toward a greener future &mdash; and I love combining my personal passion for advertising and sustainability.&nbsp;&nbsp;</p>

<p>The opening remarks of the Green Media Summit were perhaps the most energizing &mdash;calling on the advertising industry to work together toward a common goal of being the first industry to reach net-zero emissions. Sustainability continues to pick up traction very quickly with clients, and the overwhelming mindset is to move with haste.&nbsp;</p>

<p>Here are some key takeaways from the event:&nbsp;</p>

<p><u>Advertising&rsquo;s Impact</u></p>

<p>1 million impressions = 1 metric ton of CO2e&nbsp;&nbsp;</p>

<ul>
	<li>Also equals the emissions from 1 roundtrip flight from Boston to London per passenger.&nbsp;&nbsp;</li>
	<li>Also equals fully charging 121,643 smartphones.&nbsp;&nbsp;</li>
	<li>Also equals the carbon in 2.4 million plastic straws.&nbsp;&nbsp;</li>
</ul>

<p><u>Standardization of Measurement</u></p>

<p>In early pilots, reducing emissions from campaigns via Supply Path Optimization (SPO) did not impact campaign performance. The more sustainable campaigns with fewer programmatic partners yielded increased ROI. So, it&rsquo;s good for business, good for employees, and good for the environment. &nbsp;</p>

<p>There is an urgent need for the industry to align on one way to measure efforts in sustainability, with the same taxonomy and vernacular. This is the time to come together pre-competitively to create a standard for measurement and transparency in the methodology. The U.S. is lagging compared to EMEA in terms of regulations. It&rsquo;s not about taking shortcuts or implementing quick fixes, this will be a long journey, and it cannot be achieved in siloed efforts.&nbsp;&nbsp;</p>

<p><u>Supply Path Optimization (SPO)</u></p>

<p>There&rsquo;s still a lot of duplication in the bid stream, which is extremely inefficient and leads to a lot of waste.&nbsp;&nbsp;</p>

<p>InMobi is integrated directly with publishers via our lightweight SDK, with nearly 95% of our inventory sourced directly to eliminate additional hops in the supply chain and reduce waste. It&rsquo;s critical for ad tech to reduce duplicative ad requests and make ad requests smaller. If we can all be more transparent, we can begin to operationalize SPO data more collectively and ultimately overcome channel fragmentation. &nbsp;</p>

<p>For anyone starting to test out a greener ad tech future, I suggest testing and learning. Figure out which partners are adding value and eliminate the partners that are not.&nbsp;&nbsp;</p>

<p><u>Greener Buying Mechanics</u></p>

<p>Brands and agencies want to buy with intention. There&rsquo;s a need for DSPs to add green filters, including a check box that reads &ldquo;low carbon.&rdquo; Some have already implemented this with the option for brands to purchase green or offer renewable energy credits to clients to offset their carbon emissions. Brands want to activate green inventory and green bid segments. &nbsp;</p>

<p><u>Thoughtful Product Design</u>&nbsp;</p>

<p>Sustainability starts at the time of product design. Another critical unlock is designing tech products and solutions in the most sustainable, energy-efficient way. Identify the problem statement, product goals, what needs to change, and where the opportunity is for improvement.&nbsp;</p>

<p><u>Internal Promotion</u>&nbsp;</p>

<p>Departments or regional offices can lead by example. Build momentum internally with a dedicated sustainability team, spotlight during town halls, keep consumers aware of the latest offerings, and communicate sustainable initiatives. It&rsquo;s important to build a strong community to drive awareness and results.&nbsp;&nbsp;</p>

<h3>Thinking Big&nbsp;&nbsp;</h3>

<p>There&rsquo;s lots of work ahead, but this is a giant step in the right direction. Let&rsquo;s think big and make positive strides against climate change. Every action or activity helps. It&rsquo;s exciting to see sustainability gain so much traction, and it&rsquo;s time to move aggressively to the next stage.&nbsp;</p>

<p><em>InMobi is committed to maintaining as small a carbon footprint as possible and will be sharing the steps we are taking to achieve this in the near future.&nbsp;</em></p>]]></description>
      <dc:subject><![CDATA[Advertising, Events, English (EN): inmobi.com, Global,]]></dc:subject>
      
      <dc:creator><![CDATA[ Genevieve Pritchard  ]]></dc:creator>
      
      <dc:date>2023-04-18T16:51:00+00:00</dc:date>
    </item>
  
    <item>
      <title><![CDATA[Tech Leaders At InMobi: Justin Greene]]></title>
      <link>https://www.inmobi.com/blog/2023/04/17/tech-leaders-at-inmobi-justin-greene/</link>
      <guid>https://www.inmobi.com/blog/2023/04/17/tech-leaders-at-inmobi-justin-greene/</guid>
      <description><![CDATA[<h3>Justin joined InMobi as the Head of the Centre of Excellence in September 2022. Learn more about his journey from being a private investigator to becoming a technology leader and his #LifeAtInMobi from Justin himself.</h3>

<p><strong>Tell us about your role at InMobi</strong></p>

<p>I head the Centre of Excellence team at InMobi. We are a group of senior architects with a lot of experience in working on diverse technologies and problems. From our charter... &ldquo;The CoE (Center of Excellence) is a self-directing centralized unit equipped with an arsenal of best practices and tools on a mission to streamline access to high-demand capabilities and ensure rapid execution across business units and platforms, to attain and sustain world-class performance and enterprise value&rdquo;. The initiatives of our team are spread horizontally and not isolated to any one part of the company. We are working on solutions that can be applied across the various divisions to encourage cross-organization collaborations.</p>

<p><strong>Can you tell us a bit about yourself?</strong></p>

<p>I have worked with computers from a young age and I always had an inclination toward engineering and problem-solving. But something that a lot of people don&rsquo;t know about me is that I was a private investigator for six years. While that work was not directly related to technology, the philosophy of uncovering hidden networks and tackling complex challenges remained the same. I focused on cases involving trademark infringement; tracking down the complex networks of those responsible for manufacturing and distributing counterfeit retail products. My shift back to technology happened in the early years of the Internet when I jumped into the start-up ecosystem.</p>

<p style="text-align: center;"><img alt="" src="https://2714195.fs1.hubspotusercontent-na1.net/hubfs/2714195/Justin%20Greene_Blog%20images/2.png" style="height: 258px; width: 500px;" /></p>

<p><strong>Tell us about your professional journey and what led you to join InMobi</strong></p>

<p>As a technology entrepreneur for over 25 years, I have co-founded six different companies &ndash; always as the tech leader. Whether I was spearheading products born out of my own ideas, collaborating on new concepts, or joining a team in its early days &ndash; I have always been passionate about the fast-paced world of startups. After years in that realm, I was ready for a new challenge: the opportunity to work with a larger, more diverse team in a more mature and established organization. While I was initially unsure how the transition would go, I was drawn to InMobi with the prospect of tackling a broad range of complex problems at scale. Also, I had previous experience working with InMobi and had always admired the company&rsquo;s work. So when the chance to join the team presented itself, I knew it was the perfect next step for me.</p>

<p><strong>How would you describe the engineering team at InMobi?</strong></p>

<p>As I joined the engineering team at InMobi, my initial time at InMobi was spent doing a lot of self-guided discovery. There is a lot to absorb! I read a lot, attended every meeting to which I could invite myself (never declined an invitation), and asked a lot of questions. This allowed me to experience the culture within the teams and organization from day one. It is a very collaborative environment with everyone being extremely warm, welcoming, and helpful.</p>

<p><strong>What keeps you inspired and motivated as a tech leader?</strong></p>

<p>The opportunity to work on new challenges is what keeps me going each day. I enjoy solving problems and being disruptive, in a positive way.</p>

<p><strong>What is a tip or advice that you would give to aspiring InMobians?</strong></p>

<p>Talk to people and get to know the community. You will learn something from everybody so make time to meet people and build connections.</p>

<p>&nbsp;</p>

<p>To join InMobi and work with tech leaders like Justin, visit our <a href="https://www.inmobi.com/company/careers">careers website</a>.</p>]]></description>
      <dc:subject><![CDATA[Inside InMobi, English (EN): inmobi.com, Global,]]></dc:subject>
      
      <dc:creator><![CDATA[ Team InMobi  ]]></dc:creator>
      
      <dc:date>2023-04-17T02:38:00+00:00</dc:date>
    </item>
  
    <item>
      <title><![CDATA[Learning And Development At InMobi: Keystone Program]]></title>
      <link>https://www.inmobi.com/blog/2023/04/14/learning-and-development-at-inmobi-keystone-program/</link>
      <guid>https://www.inmobi.com/blog/2023/04/14/learning-and-development-at-inmobi-keystone-program/</guid>
      <description><![CDATA[<h3>At InMobi, we understand that the success of the organization is closely tied to the personal and professional growth of our people.</h3>

<p><strong>iLead</strong>&nbsp;is the leadership learning and development curriculum at the InMobi Group. It is a journey comprising of three pitstops:&nbsp;<strong>Milestone</strong>&nbsp;&ndash; A first-time people leaders training program,&nbsp;<strong>Capstone</strong>&nbsp;&ndash; A training program for seasoned people leaders, and&nbsp;<strong>Keystone</strong>&nbsp;&ndash; A program curated for high-potential future leaders.</p>

<p>The Keystone program at InMobi goes beyond traditional learning methods, focusing on fostering the personal and professional growth of high-potential talent. This proactive approach falls under the Odyssey initiative, which is a long-term curriculum that identifies, nurtures, and accelerates the growth of these individuals. The Odyssey journey combines education, exposure, and experience as the three key pillars that unlock an individual&rsquo;s potential. The Keystone program is integral to this initiative, representing the education pillar. It aligns with our philosophy of developing leaders within the organization, who possess the ability, ambition, and dedication to take on new and unconventional roles. The Keystone program is the first step toward an ongoing journey of learning and building and shaping the organization&rsquo;s future leaders.</p>

<p>Here&rsquo;s a sneak peek of how our learning and development team has crafted the Keystone program.</p>

<h3><strong>Keystone Program Structure </strong></h3>

<p>The Keystone program is designed for a group of mid-level high-potential individuals from across the organization surpassing roles, functions, and geographies. The selection process involved a series of complex discussions and considerations among leaders, psychometric assessments to ensure rationality and eliminate bias, and an understanding of the selected individuals&#39; intrinsic and extrinsic motivational factors. These assessments are compared to industry benchmarks for leaders and success profiles that define an InMobi Leader in line with our leadership attributes and are used to bridge any gaps as the future leaders embark on their learning journey through the program.</p>

<p>When asked about what sets Keystone apart from other leadership development programs, here is what Ruchi Singh, Manager of Learning &amp; Organizational Development, said, &nbsp;"Keystone is a holistic growth platform for future leaders. Based on the four leadership attributes at InMobi, we have incorporated learning elements for leaders to strengthen their leadership styles by integrating <strong>Head</strong> (How we think), <strong>Heart</strong> (How we relate), and <strong>Hand</strong> (How we get things done). Idea is to open a safe space for participants to help reflect on their limiting/ empowering beliefs &amp; gain exposure to new perspectives and development,"</p>

<p>For the 2023 batch of the Keystone Program, this learning journey began with a 5-day foundational learning workshop, called the Keystone Lab. The approach of the program was to build a core understanding of leading oneself, teams, stakeholders, and the business. The curriculum was set outside the boundaries of the office and pausing the regular course of business during the days of the workshop to encourage an aspirational attitude where they think about not where they are but where they can possibly be and tap into introspective thinking of who they truly are. The days were divided into morning and evening sessions, where each day was dedicated to a specific theme. The morning sessions explored the cognitive aspect of knowledge building, with different frameworks like discussions and simulation role plays, with internal as well as external leaders coming in for the sessions. The evening sessions were dedicated to reflecting upon the morning sessions while being mindful of the five human senses and organizing stimulation workshops such as pottery (evoking the sense of touch), creating musical symphonies (sense of sound), painting (sense of sight), and so forth. This was a way of encouraging a balance between the various aspects of life, mindful thinking, understanding what it means to lead with a balance of the head and the heart, and knowing when to take a pause and reflect.</p>

<p>Speaking about our leadership philosophy, Sahil Mathur, Chief Human Resources Office, InMobi Group, described the program to be designed as a &ldquo;Truly transformative and shedding experience.&rdquo; Elaborating on the same, he further added, &ldquo;Holding onto the word <strong>SHED</strong>, "S" stands for having a <em>Strong Work Ethic, </em>"H" for <em>Holding oneself and the people around accountable for this journey</em>, "E"&nbsp;stands for being <em>Empathetic and humble</em>, and "D" for<em> demystifying and unlayering situations in an empowering manner.&rdquo;</em></p>

<h4><strong>Hear fro</strong><strong>m the participants of the 2023 batch:</strong></h4>

<p>&ldquo;<em>The program was a good balance of strategic topics and topics on self-development. I especially enjoyed the application-led approach, games, simulation, role-play, and case studies more than a mere theory-led approach. Getting to hear from and interact with the leaders of the organization was an incredible experience</em>.&rdquo;</p>

<p>&ldquo;<em>For me, the best part about the program was how we were made comfortable enough to share our vulnerabilities. The entire program made us accept and work on our limiting beliefs.</em>&rdquo;</p>

<p>&ldquo;<em>The program was a journey of self-contemplation for me, it helped me get to know myself better. The training and the lab setups were designed to prepare the participants for the worst-case situations, and the evening sessions were quite relaxing and refreshing which maintained a nice balance overall</em>.&rdquo;</p>

<p>&ldquo;<em>During the course of the program, I got deeper insights into my beliefs and how they limit me, which helped me become more self-aware. A sense of natural acceptance has come in after COC and COI. The sessions were well-designed, and the life positions and drama triangles were especially eye-opening. The interactions with the senior leadership were highly motivating and uplifting.</em>&rdquo;</p>

<p><em>&ldquo;It was the first training program I attended in person post the pandemic and it was an eye-opener in many different ways and aspects. With the morning and evening workshops striking the perfect balance, it was a beautifully structured program. I am walking with so much gratitude and have since then been talking about the program and revisiting the concepts along the way.&rdquo;</em></p>

<p>&nbsp;</p>

<p>To learn more about the culture at InMobi, visit <a href="https://www.inmobi.com/company/careers">https://www.inmobi.com/company/careers</a>.</p>]]></description>
      <dc:subject><![CDATA[Inside InMobi, English (EN): inmobi.com, Global,]]></dc:subject>
      
      <dc:creator><![CDATA[ Team InMobi  ]]></dc:creator>
      
      <dc:date>2023-04-14T00:04:00+00:00</dc:date>
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      <title><![CDATA[Key APS London Takeaways: User Acquisition Remains King ]]></title>
      <link>https://www.inmobi.com/blog/2023/04/13/key-aps-london-takeaways-user-acquisition-remains-king/</link>
      <guid>https://www.inmobi.com/blog/2023/04/13/key-aps-london-takeaways-user-acquisition-remains-king/</guid>
      <description><![CDATA[<p>In today&#39;s hyper-competitive app market, user acquisition is a critical challenge for app developers and marketers. Building a solid user acquisition strategy is crucial to the success of any app, and it requires continuous optimization and innovation. &nbsp;</p>

<p>In this panel discussion at APS London 2023, titled Rebuilding User Acquisition, experts shared their insights on how to rebuild user acquisition strategies in the current app market.&nbsp;</p>

<p>Panelists included <a href="https://www.linkedin.com/in/michael-balogun-80208544/">Michael Balogun </a>from <a href="https://www.linkedin.com/company/272972/admin/">InMobi</a>, <a href="https://www.linkedin.com/in/sam-saares/">Samuli Saares</a> from Replay Gaming, <a href="https://www.linkedin.com/in/jessicagotti/">Jessica Gotti</a> from Paired, and Catherine Poole from UNiDAYS, engaging in a high-level discussion on several key points that app developers and marketers need to keep in mind while rebuilding their user acquisition strategies. &nbsp;</p>

<p>Here are a few top-line takeaways:&nbsp;</p>

<ol>
	<li><strong>Reassess the metrics that matter:</strong> User acquisition metrics have changed in recent years, and app developers need to reassess the metrics they use to measure success. In addition to traditional metrics such as cost-per-install (CPI) and return-on-ad-spend (ROAS), developers need to focus on metrics that reflect user engagement such as retention rate, time spent in-app, and user lifetime value (LTV).&nbsp;</li>
	<li><strong>Diversify user acquisition channels:</strong> Relying on a single user acquisition channel can be risky, as changes in algorithms or policies can affect the effectiveness of that channel. The panelists emphasized the importance of diversifying user acquisition channels, including both paid and organic channels. Developers should also explore new channels such as influencer marketing, content marketing, and app store optimization.&nbsp;</li>
	<li><strong>Experiment with new ad formats and targeting options: </strong>The panelists encouraged developers to experiment with new ad formats such as video ads and playable ads, as well as new targeting options such as lookalike audiences and interest-based targeting. By testing different ad formats and targeting options, developers can optimize their user acquisition campaigns and improve their ROI.&nbsp;</li>
	<li><strong>Leverage data and automation:</strong> Data is a critical tool for optimizing user acquisition campaigns. Developers should leverage data to understand user behavior, identify trends, and optimize their campaigns accordingly. Automation can also help streamline the user acquisition process, allowing developers to focus on creative and strategic aspects of their campaigns.&nbsp;</li>
	<li><strong>Prioritize user experience:</strong> Finally, the panelists emphasized the importance of prioritizing user experience in user acquisition campaigns. Developers should ensure that their ads and landing pages are relevant, engaging, and easy to use. By providing a positive user experience, developers can increase user engagement and retention, ultimately leading to higher ROI.&nbsp;</li>
</ol>

<p><a href="https://www.businessofapps.com/video/panel-rebuilding-user-acquisition/">Listen to the full interview</a> to hear more from&nbsp;our panelists on how they&rsquo;re&nbsp;building user acquisition strategies, and to learn more about InMobi sign up for our newsletter <a href="https://www.inmobi.com/insights/newsletter/newsletter-signup">here.</a></p>

<p><img alt="" src="https://2714195.fs1.hubspotusercontent-na1.net/hubfs/2714195/Blog%20Image%201...jpg" style="width: 600px; height: 350px;" /></p>

<p>In conclusion, rebuilding user acquisition strategies requires a holistic approach that involves reassessing metrics, diversifying channels, experimenting with new formats and targeting options, leveraging data and automation, and prioritizing user experience. By following these principles, app developers and marketers can stay ahead of the competition and achieve long-term success in the app market.&nbsp;</p>

<p>ChatGPT was used to create this blog post.&nbsp;</p>]]></description>
      <dc:subject><![CDATA[Events, English (EN): inmobi.com, North America,]]></dc:subject>
      
      <dc:creator><![CDATA[ Sarah Hughes  ]]></dc:creator>
      
      <dc:date>2023-04-13T15:00:00+00:00</dc:date>
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      <title><![CDATA[Shoptalk 2023 Showcases Advancements in Social Commerce, Artificial Intelligence]]></title>
      <link>https://www.inmobi.com/blog/2023/04/13/shoptalk-2023-showcases-advancements-in-social-commerce-artificial-intelligence/</link>
      <guid>https://www.inmobi.com/blog/2023/04/13/shoptalk-2023-showcases-advancements-in-social-commerce-artificial-intelligence/</guid>
      <description><![CDATA[<p>Shoptalk is an annual conference that brings together innovators and leaders in the retail and e-commerce industries to discuss the latest trends, technologies, and strategies shaping the future of commerce. It&rsquo;s considered by many in the industry to be the ultimate platform for brands, retailers, and technology providers to showcase their products and services, make connections, and learn from industry experts.&nbsp;&nbsp;</p>

<p>From discussions on the latest trends in consumer behaviors to the newest technologies in the retail space, Shoptalk 2023 covered a wide range of topics that are crucial to understanding the evolving retail landscape.&nbsp;&nbsp;</p>

<p>For the InMobi Team, it was truly an opportunity to learn from industry leaders and experts and to gain a deeper understanding of the challenges and opportunities facing the industry.&nbsp;</p>

<p>As we know from recent growth projections, social commerce is reaching heights, and multiple case studies at the event indicated that businesses are recognizing the importance of social commerce and are actively seeking ways to incorporate it into their strategies.&nbsp;&nbsp;</p>

<p>A clear takeaway from the event was that as more and more consumers turn to social media for shopping, businesses will need to prioritize social commerce to stay competitive and meet consumer expectations.&nbsp;</p>

<p>Another big takeaway from this year&rsquo;s event was Artificial Intelligence and the rapid way in which AI is changing how retail and e-commerce businesses operate. The overall sentiment from thought leaders was that AI is a big positive for the industry, but it&#39;s also important to be prepared for the challenges that come with it.&nbsp;</p>

<p>Retail Media discussions mostly focused on economic uncertainty, data and privacy technology, in-store efficiencies using technology, and AI updates to company tech in the wake of ChatGPT. Other topics included the importance of data and getting your data in working order, while also communicating data privacy practices to customers and vendors that utilize your data. Transparency and consistency in reporting and attribution were also important topics, as was the appreciation of partners who are upfront about how hard the process can be.&nbsp;</p>

<p>Here are a few key Shoptalk takeaways from InMobi&rsquo;s Head of Marketing and GTM- Retail Media, Drew Lindgren:&nbsp;</p>

<ul>
	<li>There was significant discussion around the importance of omnichannel technology and structure within retail organizations. Focusing on the tech to build simple, frictionless experiences, which is ultimately what (virtually) all customers want. One quote from the Lowes Chief Digital and Innovation Officer was &ldquo;The thing that great retailers have in common is strong technology.&rdquo;&nbsp;&nbsp;</li>
	<li>It is crucial to attract traffic to your online properties, but it is equally important to prioritize the guest experience in Retail Media. To achieve this, you need to determine the appropriate level of personalization and effort for your guests or customers, not your vendors. The key is to work closely with tech vendors that prioritize the guest experience, aligning their incentives with yours.&nbsp;&nbsp;</li>
	<li>Given the personal and local nature of grocery shopping, it requires greater implicit personalization compared to other types of retail. Grocery stores often serve as a hub of the community, where people tend to make frequent purchases. Therefore, AI needs to be approached with a more human touch and applied differently than in other retail sectors. The focus should not only be on delivery or click-and-collect services, but also on driving in-store convenience. Regardless of whether AI is used, all grocery technology should prioritize customer values of ease, value, and convenience.&nbsp;</li>
	<li>In this fast-paced technological landscape, being data-centric comes with its own set of challenges, as opposed to the earlier subjective approach taken by merchants. However, the trend is shifting toward greater reliance on data, analytics, and measuring KPIs. AI has provided smaller and less mature businesses with the ability to compete with larger players in the market. In the future, AI may even be able to engage in discussions about the day-to-day business operations. Overall, the impact of AI on businesses is expected to be positive.&nbsp;</li>
</ul>

<p>In conclusion, attending Shoptalk 2023 provided valuable information and cutting-edge insights into the retail industry, showcasing some of the most innovative and exciting technologies and strategies that are shaping the future of commerce.&nbsp;</p>

<p>To learn more about InMobi Commerce, reach out to our Head of Marketing and GTM- Retail Media, Drew Lindgren at andrew.lindgren@inmobi.com.&nbsp;</p>]]></description>
      <dc:subject><![CDATA[Events, English (EN): inmobi.com, North America,]]></dc:subject>
      
      <dc:creator><![CDATA[ Saloni Darra  ]]></dc:creator>
      
      <dc:date>2023-04-13T15:00:00+00:00</dc:date>
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      <title><![CDATA[Highlights From Rishi Bedi’s Chat About Ramadan 2023’s Top Trends With CNA938]]></title>
      <link>https://www.inmobi.com/blog/2023/04/11/highlights-from-rishi-bedis-chat-about-ramadan-2023s-top-trends-with-cna938/</link>
      <guid>https://www.inmobi.com/blog/2023/04/11/highlights-from-rishi-bedis-chat-about-ramadan-2023s-top-trends-with-cna938/</guid>
      <description><![CDATA[<h1>Insights that help brands craft Ramadan marketing campaigns</h1>

<p>Ramadan is a time of great excitement among the Southeast Asian Muslim population, and engaging this spirited crowd this season requires a tactful, insight-based approach. In this conversation with Tiffany Ang and Stanley Leong from CNA938, Rishi Bedi, Managing Director, APAC, InMobi, discuss how people think, shop, and travel during this season and how brands can engage them effectively, with insights from our report, <a href="https://go.inmobi.com/ramadan-2023-at-a-glance/">Ramadan 2023 at a Glance</a>. While the actual interview took place live on CNA938&#39;s Money Mind radio show, let&rsquo;s have a look at a summary of the insights Rishi shared:</p>

<p><strong>Rishi&rsquo;s top three insights from InMobi&rsquo;s Ramadan study:</strong></p>

<p>1. &ldquo;Almost 70% of Indonesians plan to spend a lot more than the last year. So, they have increased their budgets significantly for Ramadan.&rdquo;</p>

<p>2. &ldquo;Women are emerging as the big spenders during Ramadan: Almost one out of three women are now looking to spend five million Indonesian rupiahs this year during Ramadan. That&#39;s a significant jump &ndash; almost $500!&rdquo;</p>

<p>3. &ldquo;Mobile is emerging as the most important channel for buying or making purchases during the Ramadan season: 98% of Indonesians said that they will use mobile to explore new products or look for new deals.&rdquo;</p>

<p><strong>On the top categories of items that Indonesians are shopping for on mobile:</strong></p>

<p>&ldquo;Gadgets, gift bags, and clothing and accessories. Home appliances are also a big-ticket item in the spender&rsquo;s shopping list this year.&rdquo;</p>

<p><strong>On hybrid shopping and preferences for shopping on mobile and at stores:</strong></p>

<p>&ldquo;People want to buy online but also go to the store and check out some products. For example, if you talk about clothes, you want to browse online, then go to the store and experience it. This is also true for jewelry, for example. But there are a lot of gadgets or electronic items that people can make their purchase decision for while they are on mobile.&rdquo;</p>

<p><strong>On the most popular mobile activities during Ramadan:</strong></p>

<p>1. &ldquo;The biggest one, during this holy month of Ramadan, is religious content on mobile. Almost 75% of consumers spend their time engaging with religious content or some prayer-related content.&rdquo;</p>

<p>2. &ldquo;The second one is live streams &ndash; a fast-growing trend we are experiencing: live streaming by key opinion leaders (KOLs), social influencers, or even gamers.&rdquo;</p>

<p>3. &ldquo;And that brings me to the third category, which is mobile gaming. Mobile gaming has been growing not just in Southeast Asia, but also across Asia and the world. Almost 40% of the consumers responded that they would be engaging in mobile gaming, which could be casual games or puzzle games. And there&#39;s a fair amount of gender diversity in gaming &ndash; almost 50% are females and 50% are males.&rdquo;</p>

<p><strong>On the notion that gaming is more popular with younger people than older people:</strong></p>

<p>&ldquo;Even I used to think so! But now, the age range is anywhere from 24 years to 55-60 years, and we have seen that! We&rsquo;ve got our platform, Glance, where we closely see all these trends. We also observed that morning and evening times are when engagement suddenly grows. Just before the sunrise meal, that is Suhoor; and after Iftar, that is the evening meal: These are the two times when we see content engagement going up significantly.&rdquo;</p>

<p><strong>On how these insights help businesses plan their advertising strategy:</strong></p>

<p>&ldquo;There are very interesting trends that businesses need to understand from these insights.</p>

<p>Firstly, there are different types of buying behavior.</p>

<p>There are people who have already decided what they want to buy. It&#39;s just that they&#39;re waiting for the right deal and offer to come out, and we call them<em> bargain hunters</em>.</p>

<p>There are others who know that they need a product, but they&#39;re not sure which brand to go after. We call them category explorers.</p>

<p>And the last buying behavior is people who are sure which brand they need, and they are just looking for the right time to buy. Those are <em>brand lovers</em>.</p>

<p>Now, marketers should pay attention to which consumers they&#39;re after. That means, if they&#39;re looking for female audiences in a particular age group, they must identify and connect with them with the right messaging. And since it&#39;s the month of Ramadan, the messaging could carry some bit of tone and appreciation of this auspicious month.</p>

<p>So, understanding the right audiences and knowing what time of the day and how to engage with them are some things marketers and brands should focus on this year.&rdquo;</p>

<p><strong>On hybrid shopping and whether it will remain a mainstay for Indonesians:</strong></p>

<p>&ldquo;Hybrid shopping, especially this year when we&#39;ve just come out of a pandemic kind of period in the last two years, is seeing a significant jump. Mobile has played a very important role in that experience through the entire journey of exploring products and browsing for and shortlisting which product to buy.</p>

<p>We found out that one out of three apps downloaded in the region is a shopping app. This peaks just two weeks before the Ramadan period! Some of the categories that come out as a preference in the physical buying journey are jewelry, groceries, and home decoration. When you talk about mobile, gadgets come at the top. Other categories are gift packs and accessories.&rdquo;</p>

<p><strong>On unusual findings from the Ramadan survey:</strong></p>

<p>&ldquo;This year, we are seeing travel-related expenses go up significantly. Borders are open; people are able to travel very comfortably and conveniently now, so they are making Mudik plans! People are making a lot of plans to travel around Ramadan or closer to Hari Raya. We&#39;re seeing that people want to reunite with their families: 68% of Indonesians said they already had made some sort of travel plan. This is a huge window of opportunity for brands connected with the buying behaviors I mentioned: category explorers, brand lovers, and bargain hunters. These trends are very unusual this year, and many brands should benefit from that.&rdquo;</p>

<p><strong>On whether the results would mirror in case of Muslim shoppers in Singapore and Malaysia markets:</strong></p>

<p>&ldquo;There is general excitement in all markets in Southeast Asia. Our study shows that the Suhoor time in Singapore and Malaysia is 6:00 AM, and in Indonesia, it is 4:45 AM. So, the Suhoor or daybreak &ndash; the starting of the day &ndash; is very different. Because of this, we also see that online shopping behavior or exploring starts in Indonesia as early as 8:00 AM. But in Singapore and Malaysia, it starts later. While 98% of Indonesians are looking to do shopping online, in Malaysia and Singapore, it is about 70%. The product categories are also very different in each of the markets. In Indonesia, the biggest categories are apparel, gift items, and food items. In Malaysia, these are skincare items. And in Singapore, these are food items, cookware, and perfumes. These are some differences that we observed among the three countries.&rdquo;</p>

<p><strong>On whether consumer trends during Ramadan are similar to festivals such as the Chinese New Year and Christmas:</strong></p>

<p>&ldquo;The general excitement around the festival is very high, similar to the Chinese New Year, but there are some differences, and the differences are because Ramadan is a month-long observance of this festival. You have a long period, that&#39;s a 30-day period, as opposed to, let&#39;s say, a three- or four-day period. So, that&#39;s a major difference.&rdquo;</p>

<p><strong>On the Ramadan trends to expect beyond 2023:</strong></p>

<p>&ldquo;Mobile has risen as a very important channel. Consumers are spending so much more time on mobile, and that behavior is because of COVID and</p>

<p>the pandemic when people were locked down. It&#39;s continuing and that&#39;s why mobile spending, mobile experiences, and time spent on consuming content on mobile is a lot higher. This what marketers, brands, and anyone looking to engage with consumers should pay attention to.&rdquo;</p>

<p>That was just a glance at Ramadan 2023! For more strategies to engage your audience during Ramadan, read <a href="https://www.inmobi.com/blog/marketing-during-the-ramadan-rush-7-strategies-you-must-know-to-create-great-ramadan-digital-campaigns-in-southeast-asia/">our ultimate Ramadan marketing guide</a>.</p>]]></description>
      <dc:subject><![CDATA[Consumer Research, Understanding Consumers, Ramadan Marketing, English (EN): inmobi.com, Asia Pacific,]]></dc:subject>
      
      <dc:creator><![CDATA[ Team InMobi  ]]></dc:creator>
      
      <dc:date>2023-04-11T22:47:00+00:00</dc:date>
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    <item>
      <title><![CDATA[An Overview of Indonesian Ramadan Shoppers and Their Behavior: 2023]]></title>
      <link>https://www.inmobi.com/blog/2023/04/11/an-overview-of-indonesian-ramadan-shoppers-and-their-behavior-2023/</link>
      <guid>https://www.inmobi.com/blog/2023/04/11/an-overview-of-indonesian-ramadan-shoppers-and-their-behavior-2023/</guid>
      <description><![CDATA[<h1>Insights for your Ramadan marketing ideas: 2023</h1>

<p>Ramadan is undoubtedly one of the most significant opportunities for brands to connect with their audiences. It is when shopping, traveling, and other activities are at their peak. Let&rsquo;s have a look at highlights from 2023 Ramadan shopper behavior report.</p>

<p style="text-align: center;"><img alt="" src="https://go.inmobi.net/hubfs/Ramadan%20Infographic%20blog%202023/SEA%20Ramadan%20Report%202023%20Infographic.jpg" style="width: 900px; height: 3208px;" /></p>

<p>For a deeper analysis of 2023&rsquo;s Ramadan shopping trends and what marketers can learn from them, get our report, <a href="https://go.inmobi.com/ramadan-2023-at-a-glance/">Ramadan 2023 at a Glance</a>.</p>]]></description>
      <dc:subject><![CDATA[Advertising, Consumer Research, Ramadan Marketing, English (EN): inmobi.com, Asia Pacific,]]></dc:subject>
      
      <dc:creator><![CDATA[ Team InMobi  ]]></dc:creator>
      
      <dc:date>2023-04-11T21:04:00+00:00</dc:date>
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      <title><![CDATA[Marketing During the Ramadan Rush: 7 Strategies You Must Know to Create Great Ramadan Digital Campaigns in Southeast Asia]]></title>
      <link>https://www.inmobi.com/blog/2023/04/06/marketing-during-the-ramadan-rush-7-strategies-you-must-know-to-create-great-ramadan-digital-campaigns-in-southeast-asia/</link>
      <guid>https://www.inmobi.com/blog/2023/04/06/marketing-during-the-ramadan-rush-7-strategies-you-must-know-to-create-great-ramadan-digital-campaigns-in-southeast-asia/</guid>
      <description><![CDATA[<p>Ramadan is one of the most significant periods for both people and businesses in Southeast Asia. Since it is the festival of the highest importance in countries such as Indonesia and Malaysia, there is a surge in excitement and activity around this season. The month of Ramadan also sees a spike in shopping like no other, and this phenomenon is called the Ramadan Rush.</p>

<p>The Ramadan Rush is a great time for brands to<a href="https://www.inmobi.com/blog/ramadan-2021-decoding-shifting-behaviour-of-southeast-asian-consumers"> accelerate their marketing efforts</a> and connect with people in meaningful and memorable ways. With this piece, we explore seven things you should know and keep in mind when you craft your advertising campaigns during Ramadan.</p>

<h3><em><strong>#1-&nbsp;Knowing the What and When: Getting the Timing Right</strong></em></h3>

<p>We know the Ramadan Rush is unmissable. But how do we know when the shopping frenzy begins and ends each year, so we don&rsquo;t miss it?</p>

<p>While this period changes each year, a pattern that is usually seen is people beginning to plan their Ramadan and Eid shopping around two weeks before the holy month begins, and this continues until the days ahead of Eid.</p>

<p>Each year, we uncover the behavioral trends that reveal the Ramadan Rush in our Ramadan reports, which help brands understand the time to push their marketing communication and tips to make them memorable. Afterall, getting the timing right is key.</p>

<div style="text-align: center;"><img alt="" src="https://go.inmobi.net/hubfs/2023%20Ramadan%20Pillar%20Page%20Article/rrr-pillar-image-1.gif" style="width: 800px; height: 412px;" /></div>

<h3><em><strong>#2 &ndash; Keeping an Eye on the Mood: Understanding Shopper Behavior</strong></em></h3>

<p>No two Ramadan seasons are the same. It is critical to identify key shopping trends and understand how people are behaving each year. This is because the unique situation of the country in that particular year affects how they celebrate that season.</p>

<p>A variety of factors such as economic situations, political conditions, cultural and social occurrences, and so on impact how people observe and conduct the festivities. For instance, in 2021 in Indonesia, we saw people continuing to&nbsp;<a href="https://www.inmobi.com/blog/indonesia-gearing-up-for-ramadan-2021/making-the-most-of-a-mobile-ramadan">increase the use of mobile</a> to search, shop, and continue with loved ones. This was a habit that begun to form in 2020 since the pandemic changed lives forever, inviting people to stay home more and keep their connections and celebrations virtual.</p>

<p>This demanded that brands begin to look at mobile not as an afterthought but rather as a fundamental necessity. With this knowledge, brands could create Ramadan advertising campaigns that touched hearts through mobile.</p>

<p style="text-align: center;"><img alt="" src="https://go.inmobi.net/hubfs/2023%20Ramadan%20Pillar%20Page%20Article/rrr-pillar-article-asset-2.gif" /></p>

<h3><strong><em>#3 &ndash; Reaching Right: Speaking to High-intent Audiences</em></strong></h3>

<p>The need to understand and adapt to the changes in privacy regulations is firmly established today. Therefore, the challenge is reaching the right audience in a respectful yet highly effective way.</p>

<p>Through in-app advertising, marketers can reach an extremely engaged audience through their always-on companion: their mobile phone. We live in times where we see people&rsquo;s behavior evolving continuously, and such times call for programmatic advertising that lets marketers optimize their message efficiently in real time.</p>

<p>Moreover, leveraging deterministic audiences let you reach high-intent audiences without going to the individual identity. At InMobi, we took steps to empower marketers with that capability. Through our recent partnerships with <a href="https://www.techinasia.com/inmobi-partners-gojek-offer-brand-solutions-southeast-asiahttps://www.techinasia.com/inmobi-partners-gojek-offer-brand-solutions-southeast-asia-clients-clients">Gojek</a> and <a href="https://www.marketing-interactive.com/telkomsel-partners-inmobi-to-up-programmatic-offering-to-brands-in-indonesia">Telkomsel</a>, we have formed a vast audience pool of possibilities for brands to target niche cohorts, such as college students interested in perfumes,&nbsp;mothers who buy chocolate, first-jobbers who love gadgets, and many more. Using this power during Ramadan can make for truly memorable and heart-warming communication and a solid connection between brands and people.</p>

<div>
<p style="text-align: center;"><img alt="" src="https://go.inmobi.net/hubfs/2023%20Ramadan%20Pillar%20Page%20Article/rrr-pillar-article-asset-3-1.gif" style="height: 412px; width: 800px;" /></p>

<h3><em><strong>#4- Engaging Effectively: Creating Immersive, Easy-to-access Experiences</strong></em></h3>

<p>The times we live in have given rise to a new kind of content consumption behavior. People no longer want to go through a series of eight to ten steps to reach the content or experience they want &ndash; from unlocking their phone and firing up a platform to searching for something, scrolling and then finally coming to it. Instead, they would love for what they seek to come straight to them with a single click &ndash; creating a feeling of serendipitous discovery.</p>

<p>We call them the one-click consumer, and this is their age. It is inevitable for marketers to think of them, and craft one-click experiences to make a true impact.</p>

<p>Some have already begun doing so, delivering such content and experiences through the smart lock screen on Glance. This engages people without them having to unlock their phones, which is great even beyond the festive season for regular marketing campaigns. A great example of this is&nbsp;<a href="https://www.inmobi.com/case-study/pepsodent-fosters-healthy-brushing-habits-with-mobile-at-first-glance/">how Pepsodent increased awareness about and consideration for its toothpaste</a>, Complete 8, though Glance marketing.</p>

<p style="text-align: center;"><img alt="" src="https://go.inmobi.net/hubfs/2022_SEA_Mob-EX/2022_SEA_SMARTIES/Pepsodent_Glance/Solution%20section.jpg" style="width: 700px; height: 435px;" /></p>

<p>People&rsquo;s one-click behavior holds true even more during Ramadan, when they are constantly looking for ways to pass time. They are more likely to engage with content that seamlessly offers what they want with just one click. Imagine your customer getting a customizable Ramadan greeting card from you that they can edit and share with friends and family &ndash; with just one click of waking their phone up! Or think of the possibility of giving them Ramadan recipes on the smart lock screen right when they pick up their phone. Your brand can make this happen with Glance, and this approach will help you build stronger connections with your audience.</p>

<h3><strong><em>#5 &ndash; Igniting Action: Empowering People to Take the Next Step with You</em></strong></h3>

<p>While effectively reaching and engaging people, marketers must not get lost in the creativity and innovation aspect and miss the chance to inspire action that matters and delivers business impact.&nbsp;</p>

<p>Leveraging the right moments and inspiring action that brings results to your brand&rsquo;s marketing efforts is an art.&nbsp; It requires understanding the thinking of your audience, appealing to their state of mind, creating experiences that uniquely catch their eye, and tying it to an action that makes a difference to your business.</p>

<p>During Ramadan 2022, Wall&rsquo;s Indonesia delivered one such campaign as they relaunched their popular family-sharing ice cream tub, Viennetta. By being present in the moment of Mudik, when Indonesians traveled to reunite with their families after spending two consecutive Ramadans away from each other due to the pandemic, Wall&rsquo;s invited people to sweeten their reunions by sharing a tub of ice cream.&nbsp; This led to 49% and 51% of engaged people visiting the online and offline stores respectively &ndash; a massive impact! Read more about <a href="https://www.inmobi.com/case-study/walls-indonesia-creates-moments-of-togetherness-on-mobile-for-ramadan/">Wall&rsquo;s Indonesia&rsquo;s Ramadan marketing campaign for Viennetta</a>.</p>

<p style="text-align: center;"><img alt="" src="https://go.inmobi.net/hubfs/2023%20Ramadan%20Pillar%20Page%20Article/SEA%20Viennetta%20Social%20Card_v1.jpg" style="width: 700px; height: 366px;" /></p>

<h3><strong><em>#6 &ndash; Respecting the Observer: Considering Privacy and Sentiments</em></strong></h3>

<p>Ramadan is all about getting closer and deepening connections &ndash; something brands must do on a daily basis! In the mad race for results, marketers must not lose sight of the fact that their audience is made up of people &ndash; with minds, hearts, a belief in goodness, and a passion for deep connection.</p>

<p>With regard to this, there are two things that need to be kept in mind while approaching marketing campaigns during Ramadan &ndash; data privacy and cultural sentiment.</p>

<p>Respecting everybody&rsquo;s privacy and letting them decide what happens to their data can make a world of a difference to your brand&rsquo;s relationship with your audience. And today, with strict privacy regulations that are growing stricter, it is an absolute necessity. It is thus important to consider alternatives such as new methods of data collection and building data repositories, targeting people on a collective level rather than an individual level, and tapping into the power of deterministic audiences, as we covered above, to reach niche, high-intent audiences that uniquely meet your brand&rsquo;s objectives.</p>

<p style="text-align: center;"><img alt="" src="https://go.inmobi.net/hubfs/2023%20Ramadan%20Pillar%20Page%20Article/rrr-pillar-article-asset-4.gif" style="height: 412px; width: 800px;" /></p>

<p>When it comes to your audience&rsquo;s sentiment, your brand should look at it on two levels &ndash; one, sentiments about the festival of Ramadan, and two, larger sentiments about the unique socioeconomic situation. One such time was the year, 2020, which taught us <a href="https://www.inmobi.com/blog/driving-meaningful-advertising-during-an-uncertain-ramadan">how to drive meaningful marketing in uncertain times</a>. We all know tone-deaf brands are never appreciated, and even with the best of intentions and dazzling creativity, your brand must not make the mistake of being removed from the larger sentiment, because it can backfire big time. The best way to avoid this mistake is by rooting your campaign communication in the latest consumer insights.</p>

<h3><strong><em>#7 &ndash; Learning from Each Other: Observing Brands and Hearing from Industry Experts </em></strong></h3>

<p>Keep your eyes and ears open, because other brands can be great teachers and industry experts always have the most powerful insights to share.</p>

<p>Here are a few <a href="https://blog.adobe.com/en/publish/2019/06/12/5-creative-campaigns-in-celebration-of-ramadan">beautiful examples of creative campaigns that celebrated Ramadan</a> in a special way. You will see how they followed all of the above practices &ndash; from getting the people&rsquo;s sentiment to crafting moving communication and eye-catching experiences.</p>

<p>And as always, tune into the insights that industry experts share. This can be your source of truth to understand the Ramadan festive shopper&rsquo;s behavior, the channels they use, emerging technologies and platforms, content consumption patterns, expectations from brands, and so much more!</p>

<div style="text-align: center;"><iframe allow="accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture; web-share" allowfullscreen="" frameborder="0" height="315" src="https://www.youtube.com/embed/w2ztFDrfH2k" title="YouTube video player" width="560"></iframe></div>

<div style="text-align: center;">&nbsp;</div>

<div style="text-align: center;">
<p style="text-align: left;">We have seen how Ramadan is an extremely important time for marketers in Southeast Asia and covered key considerations while planning Ramadan advertising campaigns. If you&rsquo;d like to get more granular insights from all the years gone by, read more of our Ramadan Marketing&nbsp;reports and articles, and hear from industry experts.</p>

<p style="text-align: left;">Here&rsquo;s wishing you, your team, and your loved ones a truly wonderful Ramadan!</p>
</div>
</div>]]></description>
      <dc:subject><![CDATA[Advertising, Consumer Research, Ramadan Marketing, English (EN): inmobi.com, Asia Pacific,]]></dc:subject>
      
      <dc:creator><![CDATA[ Team InMobi  ]]></dc:creator>
      
      <dc:date>2023-04-07T01:29:00+00:00</dc:date>
    </item>
  
    <item>
      <title><![CDATA[InMobi’s Campaign with Coke Africa Wins Silver and Bronze at the MMA Smarties Awards]]></title>
      <link>https://www.inmobi.com/blog/2023/03/31/inmobis-coke-africa-campaign-wins-silver-and-bronze-at-the-mmas-smarties-awards/</link>
      <guid>https://www.inmobi.com/blog/2023/03/31/inmobis-coke-africa-campaign-wins-silver-and-bronze-at-the-mmas-smarties-awards/</guid>
      <description><![CDATA[<p>We are excited to share that InMobi has won the Silver and Bronze&nbsp;for our &ldquo;Beat Can&rdquo; campaign with Coke Africa from the Mobile Marketing Association (MMA) Smarties 2022 South Africa Awards. Our Coke Africa campaign win was in the Impact Media: New Tech/Channel and the Creative: Personalization categories. This is a first-time win for InMobi this region.</p>

<p>The South Africa Smarties honors the most effective modern marketing in South Africa, as part of the MMA Smarties organization&rsquo;s greater mission to recognize brands, agencies, and tech providers that use technology to pioneer new approaches in modern marketing.&nbsp;</p>

<p>To learn more about our Coke Africa campaign, <a href="https://www.inmobi.com/case-study/inmobi-and-mediacoms-innovative-ad-experience-delivers-over-6.3m-impressions-for-the-coca-cola-company-in-south-africa">read the entire case study here</a>, and <a href="https://www.mmaglobal.com/smarties/awards/programs/south-africa">read here</a> to learn more about the MMAs and the other winners in this category.&nbsp;</p>

<p>To understand more about how InMobi can help drive diverse business goals, from branding to performance growth, visit our <a href="https://www.inmobi.com/case-study">Case Studies page</a>.</p>]]></description>
      <dc:subject><![CDATA[English (EN): inmobi.com,]]></dc:subject>
      
      <dc:creator><![CDATA[ Charlotte Zee  ]]></dc:creator>
      
      <dc:date>2023-03-31T17:44:00+00:00</dc:date>
    </item>
  
    <item>
      <title><![CDATA[Basic Anatomy of a SKAN Postback]]></title>
      <link>https://www.inmobi.com/blog/2023/03/24/basic-anatomy-of-a-skan-postback/</link>
      <guid>https://www.inmobi.com/blog/2023/03/24/basic-anatomy-of-a-skan-postback/</guid>
      <description><![CDATA[<p>As the adoption of Apple&rsquo;s SKAdNetwork (SKAN) 4.0 begins to accelerate, there are many new features in this latest version that provide a privacy-preserving way for advertisers to track the effectiveness of their ad campaigns on iOS devices. Postbacks are the key output of Apple&rsquo;s attribution framework, allowing advertisers to receive insights about how effective their ad campaigns are at driving app installs and other conversion events while protecting user privacy.&nbsp;&nbsp;</p>

<p>Let&rsquo;s take a look at what a postback is and how these nuggets of campaign performance data change in SKAN 4.0.&nbsp;&nbsp;</p>

<h3>What Exactly is a Postback?</h3>

<p>A postback is a standard set of fields and associated values that gives insight into the conditions surrounding an app install and other key milestones in the customer journey that were influenced by paid performance media.&nbsp;</p>

<p>At the most basic level, when a SKAN-compliant ad impacts an iOS user&rsquo;s decision to install an app, postbacks are notifications sent to media partners like InMobi (as well as to advertisers directly in some cases) once SKAN finishes monitoring for additional post-install activities and a randomized delay expires.&nbsp;&nbsp;</p>

<p>Each postback includes anonymized insights about which campaign inspired a user to convert and what actions they took, with the level of detail varying based on how well a user&rsquo;s privacy is protected, how influential an ad is determined to be by Apple, and which version of SKAN applies.&nbsp;&nbsp;&nbsp;</p>

<h3>What Fields Are in a Postback?</h3>

<p>Here is the laundry list of all fields that can be included in a postback:&nbsp;</p>

<ul>
	<li>Ad Network ID&nbsp;</li>
	<li>Transaction ID&nbsp;</li>
	<li>Source (Campaign) ID&nbsp;</li>
	<li>Target App ID&nbsp;</li>
	<li>Conversion Value&nbsp;</li>
	<li>SKAdNetwork Version&nbsp;</li>
	<li>Redownload&nbsp;</li>
	<li>Source App ID&nbsp;</li>
	<li>Attribution Signature&nbsp;</li>
	<li>Fidelity Type&nbsp;</li>
	<li>Did Win&nbsp;</li>
	<li>Source Domain&nbsp;</li>
	<li>Coarse Conversion Value&nbsp;</li>
	<li>Postback Sequence Index&nbsp;</li>
</ul>

<h3>What Do These Postback Parameters Mean?</h3>

<p>The fields I just listed fall into one of four categories:&nbsp;&nbsp;</p>

<p><u>Record Parameters</u></p>

<p>These are identifiers that de-duplicate records, enable integrations, and validate the authenticity of a postback:&nbsp;&nbsp;</p>

<ul>
	<li>Transaction ID&nbsp;</li>
	<li>Attribution Signature</li>
</ul>

<p><u>Campaign Parameters</u>&nbsp;</p>

<p>Parameters specify the app being advertised and the specific campaign &nbsp;<br />
associated with the conversion event:&nbsp;&nbsp;</p>

<ul>
	<li>Target App ID&nbsp;</li>
	<li>Source ID (v4.0+) // Campaign ID &nbsp;</li>
	<li>(v1.0 &ndash; 3.0)&nbsp;</li>
</ul>

<p><u>Media Parameters&nbsp;</u></p>

<p>These are specifics about the media partner, ad inventory, and circumstances that &nbsp;<br />
triggered the conversion event:&nbsp;</p>

<ul>
	<li>Ad Network ID&nbsp;</li>
	<li>Source App ID or Domain&nbsp;</li>
	<li>SKAdNetwork Version&nbsp;</li>
	<li>Did Win&nbsp;</li>
</ul>

<p><u>User Journey Parameters&nbsp;</u></p>

<p>These include privacy-safe details on how and when a user interacted with an ad and their conversion behavior:&nbsp;</p>

<ul>
	<li>Conversion Value (*aka: Fine-Grained Conversion Value in SKAN 4.0)&nbsp;</li>
	<li>Coarse Conversion Value&nbsp;&nbsp;</li>
	<li>Redownload&nbsp;</li>
	<li>Fidelity Type&nbsp;</li>
	<li>Postback Sequence Index&nbsp;</li>
</ul>

<h3>Who Can Receive a Postback?&nbsp;</h3>

<p>Each new version of SKAN has come packaged with new or modified fields that can be received. Before SKAN 3.0, only the winning ad could receive a postback from Apple. But now an advertiser can get their own copy of winning postbacks directly and up to five additional ads can be rewarded for assisting with a conversion by receiving their own less detailed postback. Here&rsquo;s who is eligible to receive a postback:&nbsp;</p>

<ul>
	<li>Winning Ad Network&nbsp;
	<ul>
		<li>Highest Fidelity ad seen most recently&nbsp;</li>
	</ul>
	</li>
	<li>Advertiser&nbsp;
	<ul>
		<li>Can opt-in to receive winning postbacks&nbsp;</li>
	</ul>
	</li>
	<li>Non-winning Ad Networks (Assists)&nbsp;
	<ul>
		<li>Up to five additional ads can get assist credit&nbsp;</li>
	</ul>
	</li>
</ul>

<h3>What&rsquo;s New with Postbacks in SKAN 4.0?&nbsp;</h3>

<p>In SKAN 4, there are a few key changes with postbacks to be aware of:&nbsp;&nbsp;</p>

<p>The winning ad network is now eligible to receive up to three postbacks instead of one, and these postbacks are associated with fixed conversion windows.&nbsp;The sequence that a particular postback applies to will be indicated by a value of one, two, or three in the new &ldquo;Postback Sequence Index&rdquo; parameter.&nbsp;</p>

<p>Campaign ID is now renamed Source ID, which can be up to four digits instead of two.&nbsp;The additional two digits can only be received with the first&nbsp;postback and only when certain privacy conditions are met&nbsp;</p>

<p>The first postback can now include a less granular conversion value with less strict privacy requirements called the Coarse Conversion Value. This new value is also what&rsquo;s included anytime a conversion qualifies to receive the new second or third postback.&nbsp;&nbsp;&nbsp;</p>

<p>Since SKAN 4.0 now supports Safari mobile web-to-app conversions, a new parameter called Source Domain is now available in instances where a web ad click leads to a conversion, as long as certain privacy conditions are met.</p>

<h3>&nbsp;<br />
Before you go!&nbsp;</h3>

<p>We have a lot more information that can help you navigate your way around new updates to SKAN 4.0. For starters, check out our complete <a href="https://go.inmobi.com/performance-marketing/">SKAN Resource Center</a> and our <a href="https://go.inmobi.com/skan-4-readiness-checklist/">SKAN 4.0 Readiness Checklist.&nbsp;&nbsp;</a></p>

<p>If you need a more intro-level on SKAN 4.0, please download <a href="https://inmobi.infogram.com/1pqlkd10dvvlq7tq7nkw0pgjenu0kynp6me">The Essential SKAN 4.0 Playbook.</a>&nbsp;&nbsp;</p>

<p>And please reach out to our team of SKAN experts at performance@inmobi.com. We&rsquo;d love to hear from you &ndash; and remember, no question is too basic when it comes to learning how to adopt Apple&rsquo;s SKAN 4.0!</p>]]></description>
      <dc:subject><![CDATA[English (EN): inmobi.com,]]></dc:subject>
      
      <dc:creator><![CDATA[ Sara Camden  ]]></dc:creator>
      
      <dc:date>2023-03-24T18:26:00+00:00</dc:date>
    </item>
  
    <item>
      <title><![CDATA[Why Identity and Contextual Targeting Remain a Top Priority for Publishers ]]></title>
      <link>https://www.inmobi.com/blog/2023/03/24/why-identity-and-contextual-targeting-remain-a-top-priority-for-publishers/</link>
      <guid>https://www.inmobi.com/blog/2023/03/24/why-identity-and-contextual-targeting-remain-a-top-priority-for-publishers/</guid>
      <description><![CDATA[<p>In a fast-changing world with greater emphasis on data privacy, publishers are looking for new features to help them monetize their inventory more effectively. InMobi conducted a &ldquo;Publisher Insights Study&rdquo; in Q4 2022 to understand the changing priorities of our publishers in this evolving landscape. We reached out to 57 of our top publishers and asked them to rate our key supply-side product initiatives based on their priorities for 2023.&nbsp;&nbsp;</p>

<h3>Key Trends&nbsp;</h3>

<p>The Study showed that the primary focus for publishers is on identity resolution and contextual targeting, with more than 65% of respondents rating identity and targeting as their top focus areas for 2023.&nbsp;&nbsp;</p>

<p>With Apple&rsquo;s AppTrackingTransparency (ATT) policy and Google&#39;s plan to deprecate third-party cookies in the near future, the need for a &ldquo;single view&rdquo; of the customer is paramount for publishers and advertisers alike. Identity resolution functionalities merge and standardize customer data across various sources to create targetable profiles that publishers can monetize. The shift from behavioral to contextual targeting is also prompted by the publisher&rsquo;s need to offer advertisers relevant audiences without relying on an identifier.&nbsp;&nbsp;</p>

<p>The Study also showed that audience insights and data enrichment were key focus areas for publishers, with more than 75% of the respondents rating it as their highest priority. Publishers now have greater control over first-party data, and there is a need to analyze this data and derive valuable insights from it that they can leverage to monetize their audiences. Enriching their first-party data with the scale of third-party data to create a larger audience pool will allow publishers to unlock new audience segments.&nbsp;&nbsp;</p>

<p>Publishers also plan to prioritize initiatives for user acquisition, cross-app promotions, and new and unique formats in 2023, with more than 50% of respondents rating it as their top focus area. Unique ad formats include native ads and app-open ads (launched by Google).&nbsp;&nbsp;</p>

<p><img alt="" src="https://2714195.fs1.hubspotusercontent-na1.net/hubfs/2714195/publishers%20rating.png" style="width: 600px; height: 241px;" /></p>

<p><sub>^ Research methodology: We asked the respondents to rate each of the initiatives on a scale of 1-5 based on their priorities and expectations from InMobi for the coming year, with 5 being the highest.&nbsp;&nbsp;</sub></p>

<p><sub>^^% of respondents that ranked the initiatives &gt;=4 (on a scale of 1-5)</sub>&nbsp;</p>

<p>Adam Sadur, Head of Programmatic at SmartNews, told InMobi that contextual targeting is a strategy they are currently leaning into because it is endemic to SmartNews and news consumption. Their app already tailors specific content categories in the form of channels to their users, so providing the ability to target specific content verticals within an article met a clear need from the demand side.&nbsp;&nbsp;</p>

<p>&ldquo;Today SmartNews can target our highly engaged users based on contextual relevance within a mobile app environment, which really represents a unique form of targeting when compared to other app specific solutions,&rdquo; Sadur said. &ldquo;We&#39;ve also found that given all the privacy-related changes occurring in the app space that the previous norms around targeting and measurement have shifted, and to evolve, SmartNews sought to provide targeting options that aren&#39;t reliant on an identifier to help marketers meet their goals.&rdquo;&nbsp;&nbsp;</p>

<p>&ldquo;Publishers are facing new challenges and are looking to supply-side platforms to help them navigate the changing ad-tech environment beyond ad monetization,&rdquo; said Todd Rose, Senior Vice President of Business Development at InMobi. &ldquo;This Publisher Insights Study highlights that publishers are looking for features that help them understand and unlock the potential of their user data in a privacy-first universe.&rdquo; &nbsp;</p>

<h3>Conclusion&nbsp;&nbsp;</h3>

<p>In an ever-evolving landscape, publishers are focusing on not just keeping up with the changes in privacy regulations but also identifying new opportunities to use their first-party data and to create targetable customer profiles they can monetize.</p>]]></description>
      <dc:subject><![CDATA[In-App Monetization, Understanding Consumers, English (EN): inmobi.com,]]></dc:subject>
      
      <dc:creator><![CDATA[ Aishwarya Padmanabhan,  Senior Product Marketing Manager  ]]></dc:creator>
      
      <dc:date>2023-03-24T18:15:00+00:00</dc:date>
    </item>
  
    <item>
      <title><![CDATA[Tech Leaders At InMobi: Gaurav Gupta]]></title>
      <link>https://www.inmobi.com/blog/2023/03/21/tech-leader-at-inmobi-gaurav-gupta/</link>
      <guid>https://www.inmobi.com/blog/2023/03/21/tech-leader-at-inmobi-gaurav-gupta/</guid>
      <description><![CDATA[<h3>Gaurav Gupta joined InMobi in May 2021 as a Principal Engineer. Learn more about his role as a tech leader and his #LifeAtInMobi.</h3>

<p><strong>Tell us about your role at InMobi</strong></p>

<p>I joined InMobi as a Principal Engineer in the Centre of Excellence team, which is a group of senior architects looking after the common engineering problems across the various engineering verticals here. We also work towards defining the organization&#39;s technology strategy, solving any standards we need to define, working on shared problems, and improving collaborations across units. It is for the most part a breadth-focused role with ample opportunities.</p>

<p><strong>What led you to join InMobi?</strong></p>

<p>I graduated from the Indian Institute of Technology, Kanpur in 2006 and since then I&rsquo;ve been working in the software development space, starting with development and then moving on to design and architecture. I have worked with both start-ups&nbsp;and larger organizations. Even though InMobi is rapidly growing, I find the culture here a perfect blend of the two. What excited me about joining InMobi was the opportunity to contribute to its growth and it has been a great journey so far. &nbsp;</p>

<p><strong>What does a day at work usually look like for you?</strong></p>

<p>There is no particular structure to my workday and no two days are the same. I can say that my work is broadly classified into three areas. One would be to understand the current state of our processes and solve problems from a higher lens that is not just focused on a particular team. The second would be working on engineering designs and solutions to strategize and focus on the way forward. The last would be the execution, which involves going deeper into a technical problem while collaborating with the various teams and helping them out.</p>

<p><strong>Any exciting projects that you have worked on at InMobi?</strong></p>

<p>One would definitely be the Centre of Excellence itself, building it from day one and setting the foundation of the team, with nothing but a one-page charter on how we envision it to be. Starting from there and reaching a more mature stage now has been a long and fulfilling journey. &nbsp;&nbsp;</p>

<p>Another would be the first project that I picked up at InMobi &ndash; "always be deploying&rdquo; &ndash; which is also one of the operating principles for the InMobi Technology team. From when InMobi was founded to the size that we have reached now, our engineering team has accumulated enough critical mass. The time spent on maintaining and deploying has become significantly higher. &ldquo;Always be deploying&rdquo; is supposed to solve for removing all the repetitive work that goes on in terms of building and deploying software. While we have made significant progress on building the platform and driving its adoption, there is a lot more yet to be done and an interesting journey lies ahead.</p>

<p><strong>What is the most rewarding part about your work?</strong></p>

<p>It&rsquo;s definitely the people and the work! As an engineer, you always want interesting problems to work on and there is no dearth of them at InMobi. I am surrounded by immensely capable individuals, who are great at what they do and at the same time are open-minded and progressive. When I joined InMobi, everyone I reached out to,&nbsp;went&nbsp;above and beyond to help me navigate my way in the organization. When you join most organizations, you have to first work towards building trust whereas at InMobi you are trusted from day one.</p>

<p><strong>Any advice or tips for aspiring tech professionals</strong></p>

<p>One thing that all budding professionals should look out for is the opportunity to learn and contribute. There is always something new to learn and grow your skillset, so keep an open mind that is fuelled by curiosity.</p>

<p style="text-align: center;"><img alt="Gaurav Gupta with his family" src="https://2714195.fs1.hubspotusercontent-na1.net/hubfs/2714195/Gaurav%20Gupta_Blog/2.png" style="width: 450px; height: 232px;" /></p>

<p><strong>Tell us a bit about your life outside of work</strong></p>

<p>Most of my time outside work I spend with family. I am happily married with a five-year-old daughter, who keeps us occupied. I was never much into fitness but since the pandemic, I have been trying to focus on that aspect of life and being more physically active. I train as a member of a nationwide community called Runner&#39;s High which is one of the largest running communities in the country. I now enjoy going for runs and regularly cover 10 km and I am targeting to complete a half marathon by the end of the year.</p>

<p>&nbsp;</p>

<p>To work with tech professionals like Gaurav, explore opportunities on our <a href="https://www.inmobi.com/company/careers">careers website</a>.</p>]]></description>
      <dc:subject><![CDATA[Inside InMobi, English (EN): inmobi.com, Global,]]></dc:subject>
      
      <dc:creator><![CDATA[ Team InMobi  ]]></dc:creator>
      
      <dc:date>2023-03-21T02:21:00+00:00</dc:date>
    </item>
  
    <item>
      <title><![CDATA[Why Advertiser SKAdNetwork (SKAN) Adoption is Growing]]></title>
      <link>https://www.inmobi.com/blog/2023/03/20/why-advertiser-skadnetwork-skan-adoption-is-growing/</link>
      <guid>https://www.inmobi.com/blog/2023/03/20/why-advertiser-skadnetwork-skan-adoption-is-growing/</guid>
      <description><![CDATA[<p>When Apple launched its AppTrackingTransparency (ATT) framework, Apple&rsquo;s SKAdNetwork (SKAN) became a familiar term and attribution framework for app performance advertisers. However, there was early hesitancy to this change as advertisers lost the ID-level deterministic targeting and measurement they had been so used to.&nbsp;</p>

<p>So how is adoption looking as we approach the second anniversary of ATT and SKAN? What is impacting adoption? What are the future milestones that might drive adoption further? These are all questions we&rsquo;ll look at in this post.</p>

<h3>The state of SKAN adoption</h3>

<p>Let&rsquo;s start by looking at some indicators of how advertiser adoption of SKAN has been going. If we look at SKAN-enabled spend on InMobi&rsquo;s DSP globally, we see it becoming a steadily increasing percentage of iOS spend.</p>

<p><img alt="" src="https://go.inmobi.net/hubfs/2714195/The%20state%20of%20SKAN%20adoption.png" style="width: 634px; height: 335px;" /></p>

<p>After SKAN 4.0 &ndash; a far more complete attribution solution &ndash; was released in October, advertisers clearly saw a need to start using SKAN more widely. SKAN&#39;s share then broke through 75% for the first time in February of this year.</p>

<h3>What SKAN hesitancy existed previously?</h3>

<p>While SKAN advertiser adoption is now on a charge, the data does show some initial hesitancy from advertisers. So what were the reasons behind this? In-market, we have seen three major themes in advertiser conversations:</p>

<p><strong>Android spend increases:</strong> On Android, advertisers still have access to the GAID, unlike on iOS where Apple&rsquo;s IDFA became opt-in with ATT. This meant that many advertisers shifted more of their attention and investment to Android after ATT was launched in Spring 2021, as they still had the user-level deterministic measurement and targeting they were used to. This aggregate data from InMobi&rsquo;s cross-channel optimization platform Appsumer shows that initial decline in iOS budget share post-ATT to a low of 35% in July 2021.</p>

<p><img alt="" src="https://go.inmobi.net/hubfs/2714195/What%20SKAN%20hesitancy%20existed%20previously.png" style="width: 628px; height: 322px;" /></p>

<p>What we see here is that the initial switch to Android has begun to reverse from a low of 35% back to, and above, a 50% share of wallet over the last four months since SKAN 4.0 was released.</p>

<p><strong>Fingerprinting / probabilistic attribution:</strong> While Apple very clearly banned fingerprinting / probabilistic attribution in its developer terms of service, at a technological level, they have not clamped down heavily, yet. So some advertisers have taken the &ldquo;make hay while the sun shines approach,&rdquo; using fingerprinting as an alternative for user-level identity to the IDFA on iOS.</p>

<p><strong>Early SKAN shortcomings:</strong> Early versions of SKAN undoubtedly left a lot to be desired for advertisers. To name a few:</p>

<ol>
	<li>The <strong>privacy threshold returned</strong> large volumes of null data to advertisers, leaving them blind to campaign performance.</li>
	<li>For many apps <strong>24 hours of post-install data</strong> is not enough to understand the value of an install driven by an ad. The 24-hour rolling timer meant that this was the best window many apps could get data on.</li>
	<li>For apps that relied on <strong>web-to-app</strong> user journeys they were <strong>unattributable</strong>.</li>
</ol>

<p>However, market changes mean advertisers can no longer hesitate in many of these areas. For many advertisers this is motivating them to invest resources into the increased adoption of the SKAN measurement methodology.</p>

<h3>What drivers are now accelerating SKAN adoption?</h3>

<p>If we look at each of these areas of hesitancy, there are key milestones incoming that create urgency for advertisers around SKAN:</p>

<ol>
	<li><strong>Android Privacy Sandbox:</strong> Google&rsquo;s move to launch the Android Privacy Sandbox will take away the option of the GAID on that OS. While Google&rsquo;s approach will be a lot more advertiser friendly, mobile advertising IDs (MAIDs) are nearing the end of their lives. By adopting SKAN now, it will not only help advertisers make similar adjustments when Privacy Sandbox arrives, it will also prevent a situation where advertisers are simultaneously adapting to two different frameworks when Google rolls out Android Privacy Sandbox.</li>
	<li><strong>Apple enforcing fingerprinting policies:</strong> Rumors are swirling of Apple implementing some form of technology to close the fingerprinting loopholes, much like it did after the ITP rollout on its Safari browser. <a href="https://mobiledevmemo.com/how-apple-might-break-fingerprinting-in-ios-16/" target="_blank">Eric Seufert speculated a year ago on some potential technological solutions</a>, including a version of the <a href="https://developer.android.com/design-for-safety/privacy-sandbox/sdk-runtime" target="_blank">SDK Runtime functionality</a> that Google shared in its Android Privacy Sandbox. There&rsquo;s also the risk that apps could be banned from the App Store if they are clearly violating Apple&rsquo;s policy on fingerprinting. All of this is to say that the walls are closing in on fingerprinting and an over-reliance on it from advertisers is an untenable long-term position.</li>
	<li><strong>SKAN 4.0:</strong> How SKAN 4.0 eliminates many of the major flaws in earlier versions of SKAN for advertisers:
	<ul>
		<li>The <strong>privacy threshold is likely to be reduced</strong> with the introduction of coarse-grain as well as fine-grain conversion values. Meaning that the volume of null install data should be reduced.</li>
		<li>Three fixed conversion windows now make it easy for advertisers to get an understanding of <strong>post-install behavior out to day 35</strong> with the removal of the 24-hour rolling timer that many advertisers had previously been working with.</li>
		<li><strong>Web-to-app attribution is also now possible for advertisers </strong>who use this type of user journey.</li>
	</ul>
	</li>
</ol>

<h3>How to get started with SKAN 4.0</h3>

<p>What we really see is that advertisers are beginning to adopt SKAN in earnest, and there are drivers that are likely to push this trend even further in the coming year. So the time has really come for advertisers to come to grips with SKAN 4.0 and start implementing an effective targeting and measurement strategy for this new privacy-first world.&nbsp;</p>

<p>That&rsquo;s why our team has been compiling some of the most complete resources for advertisers who are looking to accelerate their SKAN 4.0 adoption, including:</p>

<ul>
	<li><a href="https://inmobi.infogram.com/1pqlkd10dvvlq7tq7nkw0pgjenu0kynp6me" target="_blank">Essential SKAN 4.0 Playbook</a>: A starting point for advertisers who are just beginning to plan SKAN 4.0 adoption.</li>
	<li><a href="https://go.inmobi.com/skan-4-readiness-checklist/" target="_blank">SKAN 4.0 Checklist</a>: A quick checklist to make sure you have a complete SKAN 4.0 setup ready to go.</li>
	<li>SKAN 4 Conversion Value Guide: InMobi&rsquo;s own cross-channel optimization platform, Appsumer, also shared tips for getting richer insights from SKAN 4 Conversion Values.</li>
	<li><a href="https://www.inmobi.com/company/press/inmobi-advances-apples-privacy-first-vision-launching-new-capabilities-for-driving-ios-app-growth-leveraging-skadnetwork-attribution" target="_blank">InMobi DSP&rsquo;s SKAN bidder</a>: You can also read more about how InMobi&rsquo;s DSP is pioneering privacy safe automated bidding.</li>
</ul>

<p>For help with your SKAN adoption journey, reach out to our team of SKAN experts at <a href="mailto:performance@inmobi.com">performance@inmobi.com</a>. We&rsquo;d love to hear from you &ndash; and remember, no question is too basic when it comes to learning how to navigate Apple&rsquo;s SKAN 4.0.</p>

<p><a class="btn btn-s" href="https://www.inmobi.com/company/contact" style="border-radius:25px;font-size:24px;font-weight:normal;" target="_blank">GET IN TOUCH</a></p>]]></description>
      <dc:subject><![CDATA[Advertising, Product and Technology, English (EN): inmobi.com, Global,]]></dc:subject>
      
      <dc:creator><![CDATA[ Simon Whittick  ]]></dc:creator>
      
      <dc:date>2023-03-20T15:39:00+00:00</dc:date>
    </item>
  
    <item>
      <title><![CDATA[The Latest Mobile Marketing Insights for Southeast Asia ]]></title>
      <link>https://www.inmobi.com/blog/2023/03/16/the-latest-mobile-marketing-insights-for-southeast-asia/</link>
      <guid>https://www.inmobi.com/blog/2023/03/16/the-latest-mobile-marketing-insights-for-southeast-asia/</guid>
      <description><![CDATA[<p>In 2023, marketing takes a new shape and form on mobile. Our handbook, Mobile Marketing Maturity: What it Means in 2023, Southeast Asia, throws light on these evolving phenomena, the rise of new surfaces, and top insights for brands to ace their marketing efforts.&nbsp;</p>

<p>&nbsp;Delve further into the blog to find the key insights from the Southeast Asia (SEA) report.&nbsp;</p>

<p style="text-align: center;"><a href="https://go.inmobi.com/mmh-2023-sea/"><img alt="" src="https://go.inmobi.net/hubfs/2714195/MMH_Infographic_SEA_2023/Mobile%20Marketing%20Handbook%202023%2c%20Southeast%20Asia_Infographic.png" style="height: 1500px; width: 461px;" /></a></p>]]></description>
      <dc:subject><![CDATA[Advertising, Consumer Research, Understanding Consumers, English (EN): inmobi.com, Asia Pacific,]]></dc:subject>
      
      <dc:creator><![CDATA[ Team InMobi  ]]></dc:creator>
      
      <dc:date>2023-03-19T22:20:00+00:00</dc:date>
    </item>
  
    <item>
      <title><![CDATA[5 Ideas to Approach Your Ramadan Digital Campaigns for 2023 in Indonesia Based on Top Consumer Insights ]]></title>
      <link>https://www.inmobi.com/blog/2023/03/15/5-ideas-to-approach-your-ramadan-digital-campaigns-for-2023-in-indonesia-based-on-top-consumer-insights/</link>
      <guid>https://www.inmobi.com/blog/2023/03/15/5-ideas-to-approach-your-ramadan-digital-campaigns-for-2023-in-indonesia-based-on-top-consumer-insights/</guid>
      <description><![CDATA[<p>Phew, the <a href="https://www.inmobi.com/blog/are-you-ramadan-rush-ready">Ramadan Rush</a>! How it triggers a rush among brands too!</p>

<p>As Indonesia begins to witness a spike in shopping, traveling, and festive activity; brands begin to flood all channels competitively in an attempt to reach the shopper, grab their attention, and leave an impact. Online or offline, the average Indonesian is exposed to thousands of hours of information, content, and experiences.</p>

<p>We know you want your brand to beat that rush to rise during the Ramadan Rush. That&rsquo;s why we bring five great insight-based ideas for you to consider as you strategize your marketing campaigns this Ramadan.</p>

<p>(Psst&hellip; This is based on our extensive report, <a href="https://go.inmobi.com/ramadan-2023-at-a-glance/">Ramadan 2023 at a Glance</a>, and <a href="https://www.thedrum.com/profile/inmobi/news/ramadan-2023-insights-on-todays-shoppers-curated-for-todays-marketers">The Drum</a> has covered this report too! Woohoo!)</p>

<p>Now, let&rsquo;s get to the fantastic five for 2023:</p>

<h3><strong>#1 &ndash; Budgets have increased, and so should your presence</strong></h3>

<p>68% of Indonesians have increased their budget for Ramadan shopping and festivities this year, despite the global alarm around the economic downturn. A mere 8% reported that they planned on decreasing their budgets, which is a significant drop compared to previous years.</p>

<p>And let&rsquo;s bust the gender myth while we&rsquo;re at it - one out of three women are willing to spend more than Rp. 5 million this Ramadan, indicating their higher propensity to shop as compared to men.</p>

<p>That&rsquo;s not all - 60% of Indonesians plan to spend over Rp. 3 million this year, a number which was only 28% in 2022. This clearly shows that the intent to spend is high, and the budgets are big.</p>

<p>What does this mean for your brand?</p>

<p>You&rsquo;ve got to catch their eye. Consider increasing your brand&rsquo;s presence on various channels, including <a href="https://go.inmobi.com/mmh-2023-sea/">mobile, which is their always-on device</a>.</p>

<p style="text-align: center;"><img alt="" src="https://go.inmobi.net/hubfs/Ramadan%202023%20blog/image1.png" style="height: 343px; width: 600px;" /></p>

<p style="text-align: center;"><img alt="" src="https://go.inmobi.net/hubfs/Ramadan%202023%20blog/Ramadan%20Digital%20Campaign%20Image%202.png" style="width: 598px; height: 307px;" /></p>

<p style="text-align: center;"><img alt="" src="https://go.inmobi.net/hubfs/Ramadan%202023%20blog/Ramadan%20Digital%20Campaign%20Image%203.png" style="width: 602px; height: 307px;" /></p>

<h3><strong>#2 &ndash; There are more explorers, and you&rsquo;ve got to be discovered</strong></h3>

<p>72% of Indonesian shoppers this Ramadan are what we call &ldquo;category explorers&rdquo;, which means they know what kind of item or product they want to buy (such as apparel, chocolates, and so on) but they don&rsquo;t have their heart set on any brand yet.</p>

<p>Plus, 16% of shoppers have not planned the brand or the category of product they are going to buy. This gives you a total of 88% of Indonesians who are yet to make their final shopping decisions.</p>

<p>What does this mean for your brand?</p>

<p>There is a huge window of opportunity wide open. Your brand can reach, engage, and convince the shopper to choose your products by connecting with them in a meaningful way. Cut through the clutter and make an impact on the smart lock screen, so that Indonesians can get what they want through your brand before they even unlock their phones.</p>

<p style="text-align: center;"><img alt="" src="https://go.inmobi.net/hubfs/Ramadan%202023%20blog/image4.png" style="width: 570px; height: 323px;" /></p>

<h3><strong>#3 &ndash; Shopping is on mobile and in-store, so be in both places</strong></h3>

<p>Much like the hybrid working model, the hybrid shopping model has seen a rise among Indonesians after the previous pandemic-struck years. This means the habit of using mobile to shop, which was rapidly accelerated during the pandemic, continues even today, although they step outside to shop and celebrate.</p>

<p>For example, when we look at the top shopped category, apparel, we see that 56% of Indonesians will be using mobile in their shopping journey and 41% plan to shop in-store. Clearly, shopping has become a high-energy hybrid activity!</p>

<p>What does this mean for your brand?</p>

<p>As much as you focus on in-store and offline offers, activations, and placements, don&rsquo;t forget the omnipresent mobile. A great way to stand out, as we mentioned in idea #2, is being on the smart lock screen. Brands have already begun to drive purchase consideration on the smart lock screen throughout the year. Check out how<a href="https://www.inmobi.com/case-study/pepsodent-fosters-healthy-brushing-habits-with-mobile-at-first-glance/"> Pepsodent</a> drove consideration&nbsp;among Indonesians for its toothpaste, Complete 8 on the smart lock screen with Glance. It is important to know that the preference for mobile and in-store shopping changes based on the category, so play smartly and shine bright.</p>

<p style="text-align: center;"><img alt="" src="https://go.inmobi.net/hubfs/Ramadan%202023%20blog/image5.png" style="width: 600px; height: 238px;" /></p>

<h3><strong>#4 &ndash; Mudik is major, so travel can be a great way to get closer to your customers</strong></h3>

<p>The Mudik travel wave is going to be huge this year, with 65% of Indonesians planning to travel to their hometowns and spend time with their family and friends. While the wave will pick up starting with the first week of Ramadan, it will reach its peak during the last week of Ramadan with 39% planning to travel in that week. Some will also be on the move just before the big day &ndash; 24% said they would travel just before Eid.</p>

<p>Besides this, it is interesting to note the movement within cities and observe how the festivities will unfold offline. Mosques, malls, restaurants, and more will see footfall increasing rapidly this Ramadan.</p>

<p style="text-align: center;"><img alt="" src="https://go.inmobi.net/hubfs/Ramadan%202023%20blog/image6.png" style="width: 600px; height: 370px;" /></p>

<p>What does this mean for your brand?</p>

<p>Don&rsquo;t forget to consider this period of movement while you plan your marketing campaigns this Ramadan. Make travel lovers love you with interesting mobile and offline activations. Take a leaf from how <a href="https://www.inmobi.com/case-study/walls-indonesia-creates-moments-of-togetherness-on-mobile-for-ramadan/">Wall&rsquo;s</a> joined the sweet moments of travel and reunions in Ramadan 2022.</p>

<h3><strong>#5 &ndash; Mobile is mighty as ever, so make sure you don&rsquo;t miss it</strong></h3>

<p>Mobile is an important part of Indonesians&rsquo; lives this season. They use it to stay entertained, connect with loved ones, and follow their spiritual practices, making it their always-on device. Whatever the phase of the Indonesian shopper (learning about products, exploring options, or making the final purchase), mobile is an important medium to aid their decisions.</p>

<p>&middot; 90% of Indonesians said they used their smartphones to learn about sales and offers.</p>

<p>&middot; 98% of Indonesians voted for mobile as their preferred channel to explore and understand brands and products.</p>

<p>&middot; 1 out of 3 apps downloaded this season is a shopping app, which indicates buying is big on mobile.</p>

<p>Evidently, mobile is a constant companion throughout every Indonesian&rsquo;s shopping journey! App-only discounts and ease in shipping are big reasons to shop on mobile, and the top categories being purchased via mobile this Ramadan are beauty products, gadgets, and clothing and accessories.</p>

<p>What does this mean for your brand?</p>

<p>Mobile is a must, not an afterthought. While you plan your Ramadan advertising campaigns, ensure a significant part of your efforts goes to being on mobile. Get expert insights on how mobile can help you in <a href="https://www.youtube.com/watch?v=w2ztFDrfH2k">forming meaningful connections with your Indonesian audience</a>. Drive one-click entertainment, exploration, and engagement by being on the smart lock screen and letting them discover your brand before they unlock their phones.</p>

<p>Now that we have understood how Indonesians plan to shop and celebrate during Ramadan 2023, we know how mobile must be an integral part of your brand&rsquo;s efforts with the smart lock screen as contextual advertising becomes key.</p>

<p>We wish you luck as you create your advertising campaigns this Ramadan. Best wishes for the occasion too!</p>]]></description>
      <dc:subject><![CDATA[English (EN): inmobi.com,]]></dc:subject>
      
      <dc:creator><![CDATA[ Team InMobi  ]]></dc:creator>
      
      <dc:date>2023-03-16T02:23:00+00:00</dc:date>
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    <item>
      <title><![CDATA[Putting SKAN 4.0 into Practice - Business of Apps Live]]></title>
      <link>https://www.inmobi.com/blog/2023/03/14/putting-skan-4.0-into-practice-business-of-apps-live/</link>
      <guid>https://www.inmobi.com/blog/2023/03/14/putting-skan-4.0-into-practice-business-of-apps-live/</guid>
      <description><![CDATA[<p>Since the arrival of SKAdNetwork (SKAN) 4.0, Apple&rsquo;s privacy-preserving attribution framework for iOS, the app performance ecosystem swiftly came together to aggressively test and deploy its new features with early results showing great promise. The frequency, depth, and delivery of performance insights significantly improves in SKAN 4 compared to earlier versions, generating a renewed sense of optimism about the future of iOS performance among marketers, regardless of where they sit on the SKAN adoption spectrum.</p>

<p>In this webinar, experts who have been aggressively investing in understanding and unlocking the value of SKAN since its earliest versions will share how you can develop a winning strategy for iOS app growth with SKAN, including:</p>

<p>&#9989; How app growth marketers can get a fast start with SKAN 4.0</p>

<p>&#9989; How to develop a refreshed approach to conversion value mapping</p>

<p>&#9989; How to cut through the noise and understand how these changes impact your app&rsquo;s growth in a meaningful way</p>

<p>View the discussion here:&nbsp;</p>

<p>&nbsp;</p>

<div>
<div>&nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp;
<div>&nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp;&nbsp;<iframe allow="accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture; web-share" allowfullscreen="" frameborder="0" height="315" src="https://www.youtube.com/embed/WHoyxl4U-9s?start=2" title="YouTube video player" width="560"></iframe></div>

<p>&nbsp;</p>
</div>

<p>Be sure to check out our SKAN resource hub to get our latest insights on Apple&#39;s SKAdNetwork and performance marketing:</p>

<p><a class="btn btn-s" href="https://go.inmobi.com/performance-marketing/" style="border-radius:25px;font-size:24px;font-weight:normal;" target="_blank">Visit Today</a></p>
</div>]]></description>
      <dc:subject><![CDATA[Advertising, Events, Product and Technology, Products &amp; Tools, English (EN): inmobi.com, Global,]]></dc:subject>
      
      <dc:creator><![CDATA[ Team InMobi  ]]></dc:creator>
      
      <dc:date>2023-03-14T17:16:00+00:00</dc:date>
    </item>
  
    <item>
      <title><![CDATA[Time to Get Serious About Apple’s SKAdNetwork 4.0  ]]></title>
      <link>https://www.inmobi.com/blog/2023/03/07/time-to-get-serious-about-apples-skadnetwork-4.0/</link>
      <guid>https://www.inmobi.com/blog/2023/03/07/time-to-get-serious-about-apples-skadnetwork-4.0/</guid>
      <description><![CDATA[<p>Apple released its much-awaited SKAdNetwork (SKAN) 4.0 in late October 2022, and at InMobi, we&rsquo;ve spent many months ahead of the announcement educating performance marketers on everything they need to know to prepare &ndash; from the basics to the nitty-gritty.&nbsp;&nbsp;</p>

<p>From 2020 onward, we&rsquo;ve been shepherding our partners and other stakeholders in the broader mobile advertising ecosystem into what we can now safely and confidently call the privacy-first world. Our team of privacy and identity experts stay rigorously up to date on all the new information coming from Apple, including valuable feedback from our partners about the challenges they&rsquo;re facing with adoption. This gives us the opportunity to fine-tune our approach to providing best-in-class guidance on maintaining optimal performance in line with the major changes happening in our industry around privacy.&nbsp;</p>

<p>While we continue working with our partners to increase their understanding of SKAN 4.0 and leverage it according to their growth needs, things are about to get a lot easier with the release of our industry-first, proprietary programmatic bidder to better drive iOS app performance for growth marketers without relying on user-level identifiers.&nbsp;</p>

<p>Complementing InMobi&rsquo;s traditional demand-side platform (DSP), the pioneering automated bidder is built from the ground up to rely solely on privacy-safe data signals when optimizing programmatic media buys while leveraging Apple&rsquo;s SKAdNetwork (SKAN) attribution framework.&nbsp;</p>

<p>To learn more about this new release, please read the full press release here:&nbsp;</p>

<p><a class="btn btn-s" href="https://www.inmobi.com/company/press/inmobi-advances-apples-privacy-first-vision-launching-new-capabilities-for-driving-ios-app-growth-leveraging-skadnetwork-attribution" style="border-radius:25px;font-size:24px;font-weight:normal;">Read Now</a></p>

<p>If you&rsquo;re looking to self-educate or get your teams up to speed on Apple&rsquo;s SKAN 4.0, you can find many of our SKAN-related materials in our <a href="https://go.inmobi.com/performance-marketing/" target="_blank">resource center</a>. This hub has all the tools and insights you need to not only get started with SKAN 4.0 but also become a SKAN pro.&nbsp;</p>

<p>Some notable enhancements to SKAN 4.0 include:&nbsp;&nbsp;</p>

<ul>
	<li>Multiple Postbacks: Simplified delivery and new insight into post-install events&nbsp;</li>
	<li>Hierarchical Source IDs: One hundred times more opportunities to uncover learnings that improve optimization&nbsp;</li>
	<li>Hierarchical Conversions: Performance insights come more rapidly, predictably, and frequently&nbsp;</li>
	<li>Safari Mobile Web Support: Additional privacy-safe channel to reach users on their mobile devices&nbsp;</li>
</ul>

<p>So, let us carry some of the load for you. That way, you can keep your head in the proverbial books, continuing to read through whitepapers, reports, and one sheets, and focus on building up your personal toolkit and overall strategy. Rome wasn&rsquo;t built in a day, and with our solution you&rsquo;ll have even more time to get serious about SKAN 4.0.&nbsp;&nbsp;</p>]]></description>
      <dc:subject><![CDATA[Announcements, English (EN): inmobi.com, Global,]]></dc:subject>
      
      <dc:creator><![CDATA[ Sarayah Wright  ]]></dc:creator>
      
      <dc:date>2023-03-07T20:27:00+00:00</dc:date>
    </item>
  
    <item>
      <title><![CDATA[Tech Leaders At InMobi: Devashish Gupta]]></title>
      <link>https://www.inmobi.com/blog/2023/03/01/tech-leaders-at-inmobi-devashish-gupta/</link>
      <guid>https://www.inmobi.com/blog/2023/03/01/tech-leaders-at-inmobi-devashish-gupta/</guid>
      <description><![CDATA[<h3>Devashish started his InMobi journey as a campus hire in 2012. Learn more about his tech journey that maps into his current role and his #LifeAtInMobi.</h3>

<p>&nbsp;</p>

<p><strong>Tell us about your role at InMobi</strong></p>

<p>I am currently a part of the Centre of Excellence team as a Senior Staff Engineer. It is a horizontally spread team that guides and acts as the backbone for all the engineering verticals that support our business objectives. The team works on the organization&#39;s technology strategy and figures out what needs to be done under the non-product and business development initiatives. We are a bunch of senior individual contributors, who figure out the problem areas across divisions and then create solutions, avenues, and initiatives to solve those problems.</p>

<p><strong>How has been your&nbsp;journey with InMobi so far?</strong></p>

<p>I joined InMobi in the Exchange team in 2012, soon after InMobi had earned the status of India&rsquo;s first unicorn. Back then, we used to rewrite production codes multiple times simply because we wouldn&rsquo;t feel satisfied. It isn&rsquo;t something a new joiner can usually boast about, so that goes on to say a lot about the culture, freedom, and endless learning opportunities at InMobi.</p>

<p>During my journey, I have changed my team and molded my role multiple times. One of the most interesting projects that I had the opportunity to work on was building a mediation stack called <a href="https://www.inmobi.com/blog/the-6-pillars-of-meson">Meson</a>. It was an initiative that required building the product from scratch and was completely decoupled from InMobi. The experience was unique in going beyond the work of the organization and being involved in something from day zero &ndash; &nbsp;that enhanced my technical learning immensely.</p>

<p style="text-align: center;"><img alt="Devashish Gupta with his team" src="https://2714195.fs1.hubspotusercontent-na1.net/hubfs/2714195/Devashish%20Gupta_Blog/2.jpg" style="width: 679px; height: 350px;" /></p>

<p><strong>What has made you stay with InMobi?</strong></p>

<p>I started my career with InMobi when I joined as a software engineer straight out of college. As a budding tech professional, I got the opportunity to work with some of the best minds in the industry, whom I could learn from and grow while doing meaningful work. Over the last 10 years, I have not only sharpened my technical skills intact but have also developed other critical people and leadership skills that an engineer might usually not have access to.</p>

<p>InMobi never gave me a reason to leave! There is always something new to work on and opportunities to explore. If you are passionate about your work, the culture at InMobi allows you to do whatever you want and nothing obstructs your growth and achievements.</p>

<p><strong>What are&nbsp;the biggest challenges you have faced during your journey?</strong></p>

<p>My current role in the Centre of Excellence team is completely different from anything that I have done previously, and that is what makes it challenging yet exciting for me. I have moved from building and developing products to working in a team that uses the technology we have developed in the last ten years to highlight and outline InMobi&rsquo;s technology strategy. Our team does not solve any immediate problems but rather identifies areas or hidden inefficiencies that would have an impact in the longer run. The challenge of my current role is to convince stakeholders of the larger picture that lies at a distance, and this requires a lot more people skills and soft skills, which are equally, if not more, important to an engineer&rsquo;s technical skills.</p>

<p><strong>What is&nbsp;it like to be part of the InMobi Technology team?</strong></p>

<p>With 15 years of history, InMobi has grown immensely in terms of scale and size, yet it has the &ldquo;start-up spirit&rdquo; intact. I believe any engineer in the early stages of their career wants to see results and the impact that they are creating and at InMobi, you get to see the results immediately. Here every engineer is essentially a full-stack engineer and with the freedom and autonomy received, you get to showcase your true potential without anything stopping you.</p>

<p><strong>Tips for someone looking to join your team</strong></p>

<p>My one piece of advice would be to keep an open mind. As long as you have the desire to learn, there is a place for everyone at InMobi.</p>

<p>&nbsp;</p>

<p>To work with tech leaders like Devashish, explore opportunities on our <a href="https://www.inmobi.com/company/careers">careers website</a>.</p>]]></description>
      <dc:subject><![CDATA[Inside InMobi, English (EN): inmobi.com, Global,]]></dc:subject>
      
      <dc:creator><![CDATA[ Team InMobi  ]]></dc:creator>
      
      <dc:date>2023-03-01T01:42:00+00:00</dc:date>
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    <item>
      <title><![CDATA[Mobile Marketing Handbook, 2023: Marketing Strategies For a Mobile-First World]]></title>
      <link>https://www.inmobi.com/blog/2023/02/27/mobile-marketing-handbook-2023-marketing-strategies-for-a-mobile-first-world/</link>
      <guid>https://www.inmobi.com/blog/2023/02/27/mobile-marketing-handbook-2023-marketing-strategies-for-a-mobile-first-world/</guid>
      <description><![CDATA[<p>With attention spans getting shorter and more content hitting the eye every day, the Indian consumer expects more from their brands &ndash; respect for privacy, seamless discovery, and one-click experiences. Find out how your brand can offer this with our <a href="https://go.inmobi.com/mmh-2023-india/">Mobile Marketing Handbook 2023 for India</a> &ndash; Doing the Brand-new on Mobile: Exploring Unchartered Surfaces.&nbsp;Download the handbook&nbsp;and discover four ways to create a winning digital and mobile marketing strategy.</p>

<p style="text-align: center;"><a href="https://go.inmobi.com/mmh-2023-india/"><img alt="" src="https://go.inmobi.net/hubfs/Newsletter1%20E4M%20780x1400-1.png" style="height: 1200px; width: 578px;" /></a></p>

<p>To know how top brands are leveraging these insights, check out our <a href="https://www.inmobi.com/case-study">case studies</a>.</p>]]></description>
      <dc:subject><![CDATA[Advertising, Trust and Brand Safety, Understanding Consumers, English (EN): inmobi.com, Asia Pacific,]]></dc:subject>
      
      <dc:creator><![CDATA[ Team InMobi  ]]></dc:creator>
      
      <dc:date>2023-02-27T19:07:00+00:00</dc:date>
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    <item>
      <title><![CDATA[Why You Need A Consent Strategy]]></title>
      <link>https://www.inmobi.com/blog/2023/02/26/why-you-need-a-consent-strategy/</link>
      <guid>https://www.inmobi.com/blog/2023/02/26/why-you-need-a-consent-strategy/</guid>
      <description><![CDATA[<p>Long gone are the days when the programmatic ecosystem was bracing up for the roll out of the General Data Protection Regulation (GDPR) in May 2018. Since then, we&rsquo;ve seen a domino effect in the privacy realm where countries have announced or implemented new regulations one at a time. Today, <a href="https://unctad.org/page/data-protection-and-privacy-legislation-worldwide" target="_blank">71% of countries</a> across the globe have a data privacy legislation, showing that protecting consumer data has become of utmost importance in many countries&rsquo; governance.&nbsp;In regions like Europe, publishers need to have a consent strategy in place to be compliant and avoid missing out on up to 4x ad revenue</p>

<h3>Key levels of user consent&nbsp;</h3>

<p>When it comes to data privacy compliance and monetizing their ad inventory, app developers need to take into consideration several key levels of user consent:&nbsp;&nbsp;</p>

<ul>
	<li>the region/country&rsquo;s privacy law&nbsp;&nbsp;</li>
	<li>the audience, specifically children&rsquo;s privacy&nbsp;</li>
	<li>the mobile OS + marketplace privacy policy&nbsp;</li>
	<li>the sector in which the publisher operates&nbsp;</li>
	<li>the purposes for which they collect consent from the users to process their data</li>
</ul>

<p>For app developers with global audiences, they must keep abreast of the different regulations and understand their requirements. Let&rsquo;s look at it at a high level:&nbsp;</p>

<p><img alt="" src="https://go.inmobi.net/hubfs/consent-strategy-table.png" style="width: 606px; height: 1567px;" /></p>

<h3>How to pass user consent to your ad tech partners to comply with regional/country privacy laws&nbsp;</h3>

<p>Collecting user consent is one thing &mdash; and mandatory in certain geographies like Europe where GDPR applies &mdash; passing it downstream to ad partners is the second part of the publisher&rsquo;s job. Whilst there isn&rsquo;t a mandatory way to pass user consent per se, it is important for app developers to be aware of the various consent signals available to them:&nbsp;</p>

<ul>
	<li>Boolean - A data type that can only represent two values: true or false:&nbsp;&nbsp;
	<ul>
		<li>True if the user has given consent&nbsp;</li>
		<li>False if they&rsquo;ve not given consent or withdrawn it.&nbsp;</li>
	</ul>
	</li>
	<li>IAB Transparency Consent Framework v2.0 - The Transparency and Consent Framework (TCF) is the GDPR consent solution developed by the IAB Europe and industry stakeholders to create an industry standard for collecting, managing, and sharing user consent.&nbsp;&nbsp;</li>
	<li>U.S. Privacy String &ndash; Established by the IAB in response to the California Consumer Privacy Act (CCPA). The U.S. privacy string is a cookie that stores information about disclosures made and choices selected by the user regarding their rights. It mostly contains details on whether the consumer has opted-out of the sale of their personal information.&nbsp;</li>
</ul>

<p>To use the IAB TCF v2.0 and the U.S. Privacy String, you would need to use a certified Consent Management Platform (CMP). By now, you may have also heard of the IAB Global Privacy Platform (GPP) a new protocol aimed to streamline and unify the existing IAB transmission consent signals. It includes the U.S. Privacy String, the IAB Europe TCF, and the IAB Canada TCF. In the future, the protocol will also support more US- specific privacy strings for California, Virginia, Utah, Colorado, and Connecticut as some these new regulations will come into effect throughout 2023. InMobi will look to support the IAB GPP in Q2 2023.&nbsp;&nbsp;</p>

<p>At InMobi, we have observed that 51% of ad requests in the European countries where GDPR applies use the Boolean consent method. A vast majority of our top demand partners use the IAB TCF v2.0 thanks to the transparency it offers them and have excluded inventory that is not TCF-enabled from their buying strategy. This means that app developers who are not using the IAB TCF v2.0 are missing out on significant budgets from Brand advertisers and omnichannel demand partners &mdash; up to 4x as per our analysis. For app developers to move away from other app performance advertisers and maximize revenue for their audiences in Europe, they need to implement the industry standard. You can talk to your Customer Success Manager to start adopting the TCF v2.0 and increase your yield.&nbsp;</p>

<h3>Why you need a Consent Management Platform (CMP)&nbsp;</h3>

<p>With privacy scrutiny increasing over ad tech and mobile OS companies, it is becoming imperative for publishers to be compliant and adopt practices and strategies that are enabling them to manage consumer privacy choices easily. A CMP is the perfect solution for that.&nbsp;&nbsp;</p>

<p>A CMP is a solution for websites and apps to request, receive, and store users&rsquo; consent. It will enable them to protect the privacy of their users and be compliant with the world&rsquo;s most major data privacy laws like the EU&rsquo;s GDPR, the UK&rsquo;s GDPR, California&rsquo;s CCPA/CPRA, Brazil&rsquo;s LGPD, and more. Some CMPs in the ecosystem are specializing in mobile and can support app developers to make an easy transition in supporting key industry consent strings like the IAB TCF v2.0. You can find the list here: <a href="https://iabeurope.eu/cmp-list/" target="_blank">https://iabeurope.eu/cmp-list/</a>.&nbsp;&nbsp;</p>

<p>2023 will have its own lot of new privacy regulations, with a few incoming in the United States. Mobile publishers will need to have a robust consent strategy to keep up with them, ensure thorough compliance, and optimize their ad revenue at the same time. At the end of the day, it is about ensuring that consumers&rsquo; privacy is being respected, and consumers will be loyal to you for that.&nbsp;</p>

<p>If you wish to learn more, please contact your Customer Success Manager or <a href="mailto:pmm-ssp@inmobi.com">pmm-ssp@inmobi.com</a>.&nbsp;&nbsp;</p>]]></description>
      <dc:subject><![CDATA[Advertising, In-App Monetization, English (EN): inmobi.com, Global,]]></dc:subject>
      
      <dc:creator><![CDATA[ Cecilia Nzaou  ]]></dc:creator>
      
      <dc:date>2023-02-26T23:36:00+00:00</dc:date>
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    <item>
      <title><![CDATA[Why I Joined InMobi: Brittany Best]]></title>
      <link>https://www.inmobi.com/blog/2023/02/15/why-i-joined-inmobi-brittany-best/</link>
      <guid>https://www.inmobi.com/blog/2023/02/15/why-i-joined-inmobi-brittany-best/</guid>
      <description><![CDATA[<h3>Meet Brittany Best, Senior Client Partner at InMobi Commerce. Brittany joined our North America team in November 2022. Learn more about her and what made her join InMobi as she shares about her #LifeAtInMobi.</h3>

<p><strong>Describe your role at InMobi</strong></p>

<p>The simplest way to describe my role is that I am the client advocate, both for the client&rsquo;s side of the business and our business internally. I work towards ensuring that our retailers are monetizing their websites correctly and to their full capacity while making sure that we are bringing them new monetization opportunities.</p>

<p>We also gather feedback on what our clients find valuable and then communicate that to the product teams to ensure that we build with a customer-centric approach. The Commerce team at InMobi is currently in its hyper-growth stage and we are building at scale. It is revolutionary what we are doing with retail media video advertising, which is what makes me very excited about my work here. &nbsp;</p>

<p><strong>Tell us about your professional journey </strong></p>

<p>I have had a diverse professional journey so far, all in the digital marketing space. I started with search and then moved into product listing ads in the Google ecosystem, which was in some way the first iteration of what native retail media placements look like. I spent several years working in the retargeting business and then before the pandemic, I made the switch to a shopping rewards company and began working with large consumer packaged goods brands. Looking back at my professional journey, it is interesting how things that I have worked on have all led up to retail media.&nbsp;</p>

<p><strong>What made you join InMobi?</strong></p>

<p>Multiple reasons made me want to join the team. Everyone I spoke with before joining was highly complementary; I could sense the employee culture and the belief in the company to be wonderful. That made me want to be a part of a team of people that valued and believed in what they were doing. I was also fortunate that some of my prior co-workers were working at InMobi. They pulled me in and I did not want to lose the opportunity of working with them again! In addition, I wanted to get into a hyper-growth vertical of digital marketing and this felt like the perfect next step.</p>

<p><strong>What is something that has surprised you about InMobi?</strong></p>

<p>Something that has really surprised me since joining InMobi is learning about the myriad businesses that InMobi has built and continues to build. It has been so cool to get to know the history of the company and the various projects that have grown into successful divisions of InMobi and some others that did not. The long history of the company testing, iterating, and building successful products makes me excited and happy about being a part of an organization that is exploratory, revolutionary, and growing in that process.</p>

<p style="text-align: center;"><img alt="" src="https://2714195.fs1.hubspotusercontent-na1.net/hubfs/2714195/Brittany%20Best_Blog%20Images/2.png" style="width: 582px; height: 300px;" /></p>

<p><strong>Tell us about yourself and your life outside work</strong></p>

<p>I live in Southern California with my husband and our two dog and two cats &ndash; we are big animal lovers! We are also big-time travelers and love being outdoors and exploring different places and cultures, so we try to travel internationally as often as we can. Apart from that, I&rsquo;m a very creative person with many different hobbies such as reading, writing, making jewelry, and candle making.</p>

<p><strong>What tip or advice would you give to aspiring InMobians?</strong></p>

<p>A personal tenet that I try and live by is to always be curious and to keep asking questions, which is something I have been doing every day as a newbie here at InMobi! I have found that everyone here is so kind and willing to help one another, so my piece of advice would be to take advantage of that. It&rsquo;s really something to be valued and utilized to learn and grow.</p>

<h4>To work with professionals like Brittany and join our North America team, explore opportunities on our <a href="https://www.inmobi.com/company/careers">careers website</a>.</h4>]]></description>
      <dc:subject><![CDATA[Inside InMobi, English (EN): inmobi.com, Global,]]></dc:subject>
      
      <dc:creator><![CDATA[ Team InMobi  ]]></dc:creator>
      
      <dc:date>2023-02-15T01:00:00+00:00</dc:date>
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    <item>
      <title><![CDATA[Tech Leaders At InMobi: Anshul Garg]]></title>
      <link>https://www.inmobi.com/blog/2023/02/09/tech-leaders-at-inmobi-anshul-garg/</link>
      <guid>https://www.inmobi.com/blog/2023/02/09/tech-leaders-at-inmobi-anshul-garg/</guid>
      <description><![CDATA[<h4>Anshul Garg joined InMobi as a Senior Software Development Engineer at Test (SDET) back in 2010. Learn more about his journey of&nbsp;13&nbsp;years at InMobi mapping to his current role as a tech leader, and his #LifeAtInMobi.</h4>

<p><strong>Tell us about your role at InMobi</strong></p>

<p>I have been with InMobi for close to 13 years now&nbsp;and I have worked with multiple business units and taken up different roles during this course. In my current role at InMobi, I work as the Director of Engineering for the product engineering units, supply-side platform (SSP), and InMobi Exchange. In this role, I take care of the entire technology aspect that enables SSP and InMobi Exchange, which is one of the biggest revenue territories for InMobi. I am heading a team of close to 70 engineers, from multiple domains including machine learning, artificial intelligence, predictions, optimizations, back-end, and user interface.</p>

<p><strong>What is it about InMobi that has made you stay with the organization?</strong></p>

<p>I believe one of the biggest reasons behind people leaving a company and switching jobs is when they start having fatigue and monotony in their role in an organization, and that has never been the case with me at InMobi. Therefore, the number one reason I would say is the endless opportunities here. During my time at InMobi, I have had the opportunity to work in almost every business division and have worked with all the InMobi veterans and leaders at some point or the other. With every opportunity, there has been immense learning and as a techie, you constantly want to learn and broaden your horizon. InMobi is at the forefront of technology, with a plethora of technologies in use which make it an exciting place to be and learn at!</p>

<p>Another major factor would be the culture. It&#39;s a place where I feel comfortable, secure, happy, and supported. My colleagues at InMobi have helped me navigate both professional and personal challenges, and I&#39;ve always felt valued and respected. To point out one such incident, during the peak of COVID-19, my oxygen levels had dropped to 55, and at that time it was a situation of life and death and InMobi organized my first oxygen kit. I was on medical leave for 3 months, and the warmth I received from everyone at InMobi during that period is something that I will be forever grateful for. InMobi values its people and that reflects at times like these.</p>

<p style="text-align: center;"><img alt="" src="https://2714195.fs1.hubspotusercontent-na1.net/hubfs/2714195/Anshul%20Garg_Blog/2-1.jpeg" style="height: 232px; width: 450px;" /></p>

<p><strong>What are some of your biggest accomplishments during your InMobi journey?</strong></p>

<p>It has been 4 years since I joined the SSP and Exchange team, and the growth that the business unit has seen since then is what I consider to be one of my biggest achievements at InMobi. It was a team of 8, and now we are around a team of 70 people. The revenue has seen a multi-fold increase.</p>

<p>On a more personal level, I&rsquo;ve grown to become a leader and that is an accomplishment. Taking a leadership role has evolved me as a person, and my thought process and way of working have evolved as well. Seeing how your work impacts the organization is rewarding.</p>

<p><strong>Who are you outside of work?</strong></p>

<p>I enjoy spending my leisure time in the comfort of my home with my family. I&rsquo;m a fun-loving person and enjoy watching movies, singing, dancing, and spending time with my kids. Poetry is something that I pursue as a hobby, and often pen my thoughts in the form of poetry and some philosophical writing. I also have a spiritual inclination to some extent and like to meditate every now and then for my own peace and well-being. Something that I am extremely passionate about is food. I have been living in Bangalore for 15 years now and can confidently say I know the best vegetarian food places in the city.</p>

<p><strong>What keeps you motivated to constantly have an innovative mindset toward your work?</strong></p>

<p>It is the environment, mentorship, and leadership that is around at InMobi. By environment, I essentially mean the excellent people that I&rsquo;m working with. These are people who love challenging work, they challenge the status quo, ask difficult questions, are not satisfied with their current state, and are constantly thriving to do something even better. The leadership at InMobi is highly driven and this is something that I find very positive, as they constantly push me to perform to the best of my abilities and achieve what seems impossible.</p>

<p style="text-align: center;"><img alt="" src="https://2714195.fs1.hubspotusercontent-na1.net/hubfs/2714195/Anshul%20Garg_Blog/3-1.jpeg" style="width: 450px; height: 232px;" /></p>

<p><strong>Any tips that you would want to share with budding engineers and aspiring InMobians</strong></p>

<p>I urge all budding engineering professionals to not restrict themselves to any one domain/technology, but rather explore different aspects of technology and not be confined in any manner. InMobi is a place where you are given the freedom and opportunity where you get to constantly learn and better yourself. Another thing would be to not restrict yourself only to the execution and implementation of technology, but leverage technology to enable the business to thrive and excel.</p>

<p>To work with tech leaders like Anshul, explore opportunities on our <a href="https://www.inmobi.com/company/careers/">careers website</a>.</p>]]></description>
      <dc:subject><![CDATA[Inside InMobi, English (EN): inmobi.com, Global,]]></dc:subject>
      
      <dc:creator><![CDATA[ Team InMobi  ]]></dc:creator>
      
      <dc:date>2023-02-09T01:30:00+00:00</dc:date>
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    <item>
      <title><![CDATA[ The Lowdown on VCDPA: Everything You Need to Know]]></title>
      <link>https://www.inmobi.com/blog/2023/01/18/the-lowdown-on-vcdpa-everything-you-need-to-know/</link>
      <guid>https://www.inmobi.com/blog/2023/01/18/the-lowdown-on-vcdpa-everything-you-need-to-know/</guid>
      <description><![CDATA[<p>Following the path of California&rsquo;s <a href="https://www.inmobi.com/blog/everything-you-need-to-know-about-the-cpra-rollout" target="_blank">CPRA</a>, Virginia became the second state to pass a comprehensive data privacy law in March 2022 with the Virginia Consumer Data Protection Act (VCDPA). Effective January 1, 2023, here&rsquo;s everything you need to know about the VCDPA.&nbsp;</p>

<h3>What is VCDPA and how is it different from CCPA or CPRA?&nbsp;</h3>

<p>The&#8239;VCDPA&#8239;(Virginia Consumer Data Protection Act) is a privacy law applicable only to residents of the state of Virginia. It came into effect on January 1, and it is enforceable from the same date. This means that businesses all around the world must comply with the VCDPA law if they wish to continue processing the personal data of Virginia residents.&nbsp;&nbsp;</p>

<p>Although there are similarities between these two laws, especially around sensitive personal data, there are some notable differences too. Here&rsquo;s a high-level deep dive:&nbsp;</p>

<p><img alt="" src="https://go.inmobi.net/hubfs/VCDPA-CPRA%20Chart.png" style="width: 804px; height: 1348px;" /></p>

<h3>What does it mean for app developers?&nbsp;&nbsp;</h3>

<p>To become compliant with VDCPA, app developers and publishers will need to:&nbsp;&nbsp;&nbsp;&nbsp;</p>

<ul>
	<li>Inform their consumers located in Virginia of their VCDPA rights through a reasonably accessible and clear privacy policy&nbsp;&nbsp;&nbsp;</li>
	<li>Acquire consent to process sensitive personal data, including precise geo-location and children&#39;s personal data&nbsp;&nbsp;</li>
	<li>Only share valid consented data with ad partners&nbsp;&nbsp;</li>
	<li>Provide a clear link to users to opt-out of processing of personal data for the purposes of targeted advertising, sale, or profiling&nbsp;&nbsp;</li>
	<li>Given the above, rely on a mechanism to honor consumer requests&nbsp;&nbsp;</li>
</ul>

<h3>How is InMobi preparing?&nbsp;</h3>

<p>We have made server-side changes to consume the <em>do_not_sell</em> flags from our publisher customers so they can inform us when a user opts out of targeted advertising, sale, or profiling. The same will be applicable for our mediation partners and supported header bidding solutions. This means that publishers will be able to send us an opt-out flag at request level. &nbsp;</p>

<p>Publishers will be provided with all applicable DSRs i.e. Right to Delete, Right to Access/Portability, etc., through our updated DSR Management process. All publishers will soon be notified of this updated DSR Management process.&nbsp;&nbsp;</p>]]></description>
      <dc:subject><![CDATA[Advertising, Announcements, English (EN): inmobi.com, North America,]]></dc:subject>
      
      <dc:creator><![CDATA[ Cecilia Nzaou  ]]></dc:creator>
      
      <dc:date>2023-01-18T19:07:00+00:00</dc:date>
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    <item>
      <title><![CDATA[Crawl, Walk, Run: Embracing a New Era of AI]]></title>
      <link>https://www.inmobi.com/blog/2023/01/10/crawl-walk-run-embracing-a-new-era-of-ai/</link>
      <guid>https://www.inmobi.com/blog/2023/01/10/crawl-walk-run-embracing-a-new-era-of-ai/</guid>
      <description><![CDATA[<p>Like most marketers, my team and I spent a lot of time over the holiday experimenting with ChatGPT, ChatBCG, DALL-E, and other generative AI platforms, and thinking about how they can help InMobi marketing be more innovative and powerful. We also reveled in exploring <a href="https://www.linkedin.com/posts/joergstorm_chatgpt-activity-7019635112833114113-fhQW?utm_source=share&amp;utm_medium=member_desktop" target="_blank">Dr. Joerg Storm&rsquo;s LinkedIn post</a> highlighting a wide array of AI-driven apps for everything from translation and transcription to dynamic video production &ndash; an absolute treasure trove for social media marketers.&nbsp;&nbsp;&nbsp;</p>

<p>The fact is that for years, we&rsquo;ve been using machine learning in MarTech platforms to automate key marketing and sales processes. But we&rsquo;ve also been keenly aware that AI has promised so much more. With the explosion of interest in OpenAI, we were reminded of our ultimate goals:&nbsp;&nbsp;</p>

<ul>
	<li>Deliver inspiring, personalized and highly intuitive prospect experiences that expand awareness, drive consideration, and foster conversion&nbsp;</li>
	<li>Recommend the right solutions to the right prospect at the right time and in the right manner&nbsp;</li>
	<li>Optimize our people, processes, and systems for maximum impact and efficacy</li>
</ul>

<p>Leveraging <a href="https://hbr.org/2021/07/how-to-design-an-ai-marketing-strategy" target="_blank">this article from HBR</a>, we created a <strong><em>Crawl, Walk, Run</em></strong> plan for now through the end of 2024 based on what we know today. Below, you can see a quick overview of our roadmap, which will evolve in real time as we explore and learn more.&nbsp;&nbsp;&nbsp;</p>

<p><strong>CRAWL: What we&rsquo;ve been doing to date&#8239;</strong></p>

<ul>
	<li>AI in our B2B Programmatic Advertising solution&nbsp;</li>
	<li>AI in our Website Chatbot&nbsp;</li>
	<li>AI in our Marketing Automation and CRM stack&nbsp;</li>
</ul>

<p><strong>WALK: What we are adding now&nbsp;</strong></p>

<ul>
	<li><strong><span style="color:#0000FF;">Task Force:</span><span style="color:#ADD8E6;"> </span></strong>Create an interdisciplinary AI Task Force with marketing, engineering, product, legal, etc., to ensure that we stay on the leading edge of AI innovation yet remain in compliance with consumer privacy protections globally&nbsp;</li>
	<li><strong><span style="color:#0000FF;">Creative:</span></strong> Leverage generative AI to innovate and speed execution across content and social media marketing, design, interactive, audio and video production; create an engaging lead intake game that makes it fun to tell us what you need and want from InMobi&nbsp;</li>
	<li><strong><span style="color:#0000FF;">MarTech:</span></strong> Ensure that we are using the very latest in AI-based capabilities across our website, demand generation, and account-based marketing tech stack to make discovery, consideration, and conversion more intuitive, enjoyable, and successful
	<ul>
		<li><strong><span style="color:#0000FF;">Chatbot:</span></strong> Improve it to be more helpful for complex inquiries while facilitating streamlined real-time human-level support when needed; integrate into support center&nbsp;</li>
		<li><strong><span style="color:#0000FF;">AdTech:</span></strong> Optimize our use of AI within B2B programmatic advertising&nbsp;</li>
	</ul>
	</li>
</ul>

<p><strong>RUN: What we will add in 2024&nbsp;</strong>&nbsp;</p>

<ul>
	<li><strong><span style="color:#0000FF;">Task Force:</span></strong> Leverage this collaboration to support the launch and adoption of new products and services that will result from this intensive year of AI R&amp;D&nbsp;&nbsp;</li>
	<li><strong><span style="color:#0000FF;">Creative:</span></strong> Refine and institutionalize our best experiments in AI-driven content, image, and video generation to speed the creation of all educational and training content across the company&nbsp;</li>
	<li><strong><span style="color:#0000FF;">MarTech:</span></strong> Migrate our website to more AI-friendly / dynamically adaptive CMS for greater responsiveness and personalization&nbsp;&nbsp;</li>
</ul>

<p>Let me know your thoughts and if you find this post and the HBR framework helpful by emailing <a href="mailto:Hello@InMobi.com">Hello@InMobi.com</a>. Many thanks to authors <a href="https://hbr.org/search?term=thomas%20h.%20davenport" target="_blank">Thomas H. Davenport</a>, <a href="https://hbr.org/search?term=abhijit%20guha" target="_blank">Abhijit Guha</a>,&#8239;and <a href="https://hbr.org/search?term=dhruv%20grewal" target="_blank">Dhruv Grewal</a> for the HBR article and approach. &nbsp;</p>]]></description>
      <dc:subject><![CDATA[Announcements, English (EN): inmobi.com,]]></dc:subject>
      
      <dc:creator><![CDATA[ Krista Thomas  ]]></dc:creator>
      
      <dc:date>2023-01-17T18:11:00+00:00</dc:date>
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      <title><![CDATA[Tech Leaders At InMobi: Gurumallesha]]></title>
      <link>https://www.inmobi.com/blog/2023/01/13/tech-leaders-at-inmobi-gurumallesha/</link>
      <guid>https://www.inmobi.com/blog/2023/01/13/tech-leaders-at-inmobi-gurumallesha/</guid>
      <description><![CDATA[<h3>Gurumallesha joined InMobi as Vice President &ndash; Product Engineering in August 2022. Learn more about his role as a tech leader and his #LifeAtInMobi.</h3>

<p><strong>Tell us about your role at InMobi</strong></p>

<p>I lead product engineering for InMobi advertising. My role here is multi-dimensional and has various aspects to it. The first dimension is working toward fulfilling the organization&rsquo;s vision. The second dimension would be the strategy aspect which involves a lot of critical thinking to ensure the best strategic decisions for the team. The last dimension is engineering excellence which involves more day-to-day milestones and activities to get on top of our game.</p>

<p>The complexity of the scale of the systems that we operate is huge and unparalleled. Heading the team for the supply and demand sides of the InMobi Advertising Platform is all about talking big bets and constantly thriving for innovation.</p>

<p><strong>The professional journey that led you to InMobi</strong></p>

<p>I started my career as a software engineer at Nokia back in 2004. I went on to become an architect, working as a technical architect and then as a data architect at Oracle.&nbsp;</p>

<p>A few years down the line I grew to become a team lead which is where I truly started enjoying tapping into the collective effort of working on products with much greater impact and outcome. It has now been close to a decade since I ventured into management and started leading teams and people toward fulfilling organizational and personal objectives and goals while also unleashing innovation and creativity.</p>

<p><strong>What made you want to join InMobi?</strong></p>

<p>My decision of joining InMobi was essentially based on two reasons. First is the team here &ndash; absolutely great talent to work with, who are all fanatically driven and passionate about work. Second is the purpose of the company itself.</p>

<p>The conversations I had with the team before joining are what made me feel confident about being a part of InMobi, the first Indian unicorn that has made a mark on the global map. The company is not a start-up anymore and has entered its teenage years, constantly evolving, disrupting, and creating an identity. In the last six months since I joined, I have got the chance to see and experience it myself. There is mind-blowing talent, great purpose, and an exceptional identity that the leadership puts forward.</p>

<p style="text-align: center;"><img alt="" src="https://2714195.fs1.hubspotusercontent-na1.net/hubfs/2714195/Gurumallesha%20Blog/Gurumallesha-1.jpeg" style="width: 388px; height: 200px;" /></p>

<p><strong>How is InMobi different from the previous organizations you have worked at?</strong></p>

<p>During my career, I have worked in many organizations and one thing that has stood out for me at InMobi is that the founders are always taking moonshots and they encourage everyone to think big and take big bets. The psychological safety that is given to the InMobians and a simple &ldquo;Hey, it&rsquo;s okay!&rdquo;, is something not all organizations provide. Right from an InMobian&rsquo;s first day or even before they join, they are asked to be courageous in making decisions and they are trusted from day one. When a new joiner comes in, there is no bias or judgment of letting them settle in before they get involved in discussions or asked for their point of view and opinions.</p>

<p><strong>Who are you outside of work?</strong></p>

<p>I come from the city of Mysore, which isn&rsquo;t far from Bangalore, and now serves as my relaxing getaway from the city&rsquo;s hustle. I have been happily married for over thirteen years and am a father of twins, a boy and a girl. Most of my time outside work is spent with my children, taking them on outdoor activities like cricket or badminton. It is these simple moments that I spend with them that bring joy to me. I am a people person and I enjoy meeting and conversing with people and building relationships.</p>

<p><strong>Your advice to all the budding engineers and aspiring InMobians</strong></p>

<p>A small piece of advice would be to be courageous and embrace every opportunity that comes your way. Be prepared to take risks and learn from your mistakes. Any company can teach you how to code and design, but here at InMobi you get to experience a culture that invests in people as much as it does in products, and you get rooted in having a growth mindset. Be curious and explore all the possibilities. At InMobi, the culture is such that you would be given problems instead of tasks and you will have the freedom to explore and get feedback along the way.</p>

<p>&nbsp;</p>

<p>To work with tech leaders like Guru, explore opportunities on our careers website.</p>]]></description>
      <dc:subject><![CDATA[Inside InMobi, English (EN): inmobi.com, Global,]]></dc:subject>
      
      <dc:creator><![CDATA[ Team InMobi  ]]></dc:creator>
      
      <dc:date>2023-01-13T02:25:00+00:00</dc:date>
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      <title><![CDATA[How Mobile Gives You More With Creative Ad Formats ]]></title>
      <link>https://www.inmobi.com/blog/2023/01/11/how-mobile-gives-you-more-with-creative-ad-formats/</link>
      <guid>https://www.inmobi.com/blog/2023/01/11/how-mobile-gives-you-more-with-creative-ad-formats/</guid>
      <description><![CDATA[<p>As the use of mobile devices continues to grow, with 6.6 billion smartphone users globally (and rising),&nbsp;it&#39;s important for advertisers to consider creative strategies to reach and engage their target audience in ways that can lead to increased brand awareness, sales, and the overall effectiveness of mobile advertising campaigns.&nbsp;One way to do this is by using innovative ad formats that stand out and capture the attention of users.&nbsp;</p>

<p>For example, ads that use interactive elements or visually appealing designs may be more likely to capture the user&#39;s attention and hold their interest, which can lead to higher levels of engagement and potentially better results for the advertiser. &nbsp;</p>

<p>Additionally, using creative ad formats can help to differentiate an advertisement from other, more traditional ads, which can make it more memorable for users and potentially more effective at driving conversions.&nbsp;</p>

<p>In&nbsp;today&rsquo;s privacy-first world, getting creative right is more important than ever before. Here are eight creative ad formats for mobile advertisers to consider:</p>

<p><u>Display Banners&nbsp;</u></p>

<p>Display isn&rsquo;t just for desktop anymore. Mobile banner ads can appear at the top or bottom of a mobile screen. Either static or animated, mobile display can be a highly effective way of driving traffic to a landing page or app download. But they may not be as effective in driving conversions compared to other ad formats.&nbsp;</p>

<p><u>Interstitial</u></p>

<p>These are full-screen ads that appear on a mobile website or app during natural breaks in an app&#39;s content, such as between screens or after a level is completed in a game. They can be effective in capturing users&#39; attention, but if not done properly, they can also be intrusive and annoying.&nbsp;</p>

<p><u>Rewarded Video</u></p>

<p>These are ads that offer users an in-app reward such as an extra life in a game, in-game currency, or access to premium content in exchange for watching an ad or engaging with it in some way. This can be an effective way to engage users and increase ad conversion rates.&nbsp;</p>

<p><u>Playable Ads</u></p>

<p>Also known as interactive video ads, video ads are already a popular format, but adding an interactive element can make them even more engaging. For example, you could create a video ad that allows users to swipe to reveal more information or make a purchase directly from the ad.&nbsp;</p>

<p><u>Native</u></p>

<p>Native ads are blended in with the content of a website or app, making them less intrusive and more likely to be noticed by users. They can take the form of sponsored content, product recommendations, or even in-feed ads that look like regular content. They can be effective in increasing ad engagement and reducing ad fatigue as they are designed to be &ldquo;native&rdquo; with surrounding content and appear as a natural part of the app or website.&nbsp;</p>

<p><u>Augmented Reality (AR)&nbsp;</u>&nbsp;</p>

<p>AR technology allows advertisers to create immersive experiences that blend the virtual and physical worlds. For example, an AR ad could allow users to virtually try on a piece of clothing or see how a piece of furniture would look in their home.&nbsp;</p>

<p><u>Gamified Ads</u></p>

<p>Gamified ads are ads that incorporate elements of gaming, such as challenges or competitions, to engage users. These types of ads can be particularly effective for products or services that appeal to a younger audience.&nbsp;</p>

<p><u>Video Ads</u></p>

<p>These can be short or long and can appear in a variety of formats such as skippable or non-skippable. Video ads can be especially effective at capturing users&#39; attention and driving engagement.&nbsp;</p>

<p>To learn more about creative ad formats from InMobi, reach out to us at <a href="mailto:Hello@InMobi.com">Hello@InMobi.com</a>. And check out <a href="https://youtu.be/rFJzXTxoWCI" target="_blank">this video</a> on how mobile gives you more. &nbsp;</p>

<p>This post was made using four different ChatGPT responses to questions related to mobile creative ad formats. &nbsp;</p>]]></description>
      <dc:subject><![CDATA[Advertising, English (EN): inmobi.com, Global,]]></dc:subject>
      
      <dc:creator><![CDATA[ Team InMobi  ]]></dc:creator>
      
      <dc:date>2023-01-11T16:31:00+00:00</dc:date>
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      <title><![CDATA[InMobi Brings Home Four Esteemed Awards From MMA SMARTIES Indonesia 2022]]></title>
      <link>https://www.inmobi.com/blog/2023/01/10/inmobi-brings-home-four-esteemed-awards-from-mma-smarties-indonesia-2022/</link>
      <guid>https://www.inmobi.com/blog/2023/01/10/inmobi-brings-home-four-esteemed-awards-from-mma-smarties-indonesia-2022/</guid>
      <description><![CDATA[<p>MMA SMARTIES Indonesia 2022 recognized the creativity and innovation of leading brands and laid a solid foundation for celebrating the bright future of marketing. InMobi continued the winning streak by bagging four esteemed awards for contributing to mobile excellence and digital marketing. Here are the award-winning campaigns:</p>

<h2><strong>1. Wyeth Nutrition S-26 Procal Gold Creates an Engaging Gamified Experience</strong></h2>

<h4>Award Category :&nbsp;</h4>

<h4><strong>A.&nbsp;Gaming, Gamification &amp; E-Sports, Silver award</strong></h4>

<h4><strong>B.&nbsp;Instant impact, Bronze award</strong></h4>

<p><strong><img alt="" src="https://2714195.fs1.hubspotusercontent-na1.net/hubfs/2714195/Wyeth%20S-26%20CMS%20Images%20Aug%202022/Ad%20Creative%201.png" style="height: 392px; width: 650px;" /></strong></p>

<p>With its mission to #NurtureTheExceptional in Indonesian children, Wyeth Nutrition decided to adopt role-play based learning to feed the growing toddlers&#39; imagination. The brand provided a free doctor kit on the purchase of Wyeth S-26 Procal Gold for parents to enable early learning. Delivering an interactive mobile gamification experience that allowed kids to download their doctor ID card, treat, and immunize the patient, Wyeth engaged both parents and children meaningfully. Measuring the campaign&#39;s success with a brand lift study, the brand recorded a 3x engagement rate and a 79% positive action from viewers who watched the ad. Delve into the interesting details of the campaign on our <a href="https://www.inmobi.com/case-study/Wyeth-Nutrition-Influences-Purchase-Intent-Amongst-Parents-With-Mobile-Gaming/">case study page</a>.</p>

<h2><strong>2. Wall&#39;s Viennetta Brings Back Ramadan Celebrations with mobile&nbsp;</strong></h2>

<h4>Award Category: <strong>O2O / New Retail / Innovative Sales Channels, Bronze award&nbsp;</strong></h4>

<p><strong><img alt="" src="https://2714195.fs1.hubspotusercontent-na1.net/hubfs/2714195/Vienetta%20Case%20Study%202022/The%20Solution%201.png" style="width: 200px; height: 382px;" /><img alt="" src="https://2714195.fs1.hubspotusercontent-na1.net/hubfs/2714195/Vienetta%20Case%20Study%202022/The%20Solution%202.png" style="width: 200px; height: 382px;" /><img alt="" src="https://2714195.fs1.hubspotusercontent-na1.net/hubfs/2714195/Vienetta%20Case%20Study%202022/The%20Solution%203.png" style="width: 200px; height: 382px;" /><img alt="" src="https://2714195.fs1.hubspotusercontent-na1.net/hubfs/2714195/Vienetta%20Case%20Study%202022/The%20Solution%204.png" style="width: 200px; height: 382px;" /></strong></p>

<p>After a prolonged stay at home during the pandemic, 2022 saw Mudik travelers setting out to enjoy Ramadan with their families. Wall&#39;s became a part of these reunions by creating moments of togetherness with the relaunch of their popular family-sharing ice cream tub, Viennetta. The brand targeted ice-cream lovers with two mobile video ads, one targeted to five cities that are major hubs during Mudik and another one at the train station and one at rest stops, with compelling messaging in local languages to celebrate with Viennetta and purchase it online or at the store. The location intelligence, hyperlocal approach and video personalization proved successful, as 51% of engaged users chose to get directions to the nearest store and 49% of engaged users chose to visit the online store. By thus becoming an integral part of Indonesia&#39;s biggest festival, Wall&#39;s created a campaign that was a treat for everyone.</p>

<p>To know more about how Wall&#39;s&nbsp;executed the campaign to perfection, read the complete success story on our <a href="https://www.inmobi.com/case-study/walls-indonesia-creates-moments-of-togetherness-on-mobile-for-ramadan/">case study page</a>.&nbsp;&nbsp;</p>

<h2><strong>3. Wall&#39;s Cornetto Mood Targeting Wins a Million Hearts</strong></h2>

<h4>Category: <strong>Most effective use of creativity, Southeast Asia</strong></h4>

<p><img alt="" src="https://2714195.fs1.hubspotusercontent-na1.net/hubfs/2714195/Walls%20Cornetto%20Smarties%20Win2.png" style="width: 650px; height: 358px;" /></p>

<p>We all know different moods call for different food and studies show that too! Based on this fact, Wall&#39;s leveraged InMobi-Gojek audiences and identified the top four moods of netizens &ndash; happy, sad, lazy, and tired. Attributing these moods to audiences in real-time, the mood targeting experiment with InMobi showcased personalized creatives tailored to what they were likely feeling at the time. The relatability was high, and viewers were then redirected to a complete catalog of Cornetto ice cream that they could order instantly, which got delivered to them in minutes. As a result, the campaign saw an 8x CTR compared to segment behavioral campaigns and a 43% uplift in ice cream orders.</p>

<p>Be it video, personalization or gaming, brands are engaging consumers in brand-new ways. Learn more about such leading brands from our<a href="https://www.inmobi.com/case-study/"> InMobi&rsquo;s Case Studies</a> page. If you want to ramp up your brand&#39;s goals on mobile, reach us at <a href="http://mailto:mobilemarketing@inmobi.com">mobilemarketing@inmobi.com</a>.</p>]]></description>
      <dc:subject><![CDATA[Advertising, Awards, Success Stories, English (EN): inmobi.com, Asia Pacific,]]></dc:subject>
      
      <dc:creator><![CDATA[ Team InMobi  ]]></dc:creator>
      
      <dc:date>2023-01-09T18:20:00+00:00</dc:date>
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    <item>
      <title><![CDATA[Internship at InMobi: Hear from the Interns of 2022 Batch]]></title>
      <link>https://www.inmobi.com/blog/2022/12/20/internship-at-inmobi-hear-from-the-interns-of-2022-batch/</link>
      <guid>https://www.inmobi.com/blog/2022/12/20/internship-at-inmobi-hear-from-the-interns-of-2022-batch/</guid>
      <description><![CDATA[<p>The last six months have been incredibly special as we have had the office buzzing with interns for the first time since the pandemic and after two long years of intern batches working remotely. It is always great to have young minds with fresh perspectives joining the teams and playing a role in shaping these future leaders and innovators.</p>

<p>This month marks the end of the six-month internship for the 2022 intern batch. We talked to six interns about their internship experiences and #LifeAtInMobi through some interesting questions. Here is what they had to share.</p>

<h3>&nbsp;</h3>

<h3><strong>Your internship experience</strong></h3>

<p><strong>Jinay Vora: </strong>Given that this was my first dive into the corporate work environment, I was happy to have such a kind and helpful team to work with and a friendly work culture that made me feel welcomed and comfortable. The experience has been full of learning, not just in technical, but also in social and professional aspects.</p>

<p><strong>Ayush Kumar Singh: </strong>The friendly and chill work environment made my experience wonderful. I had my hands full with work, which combined with the entrepreneurial and ownership-driven mindset, created an opportunity for exponential learning. With exciting challenges to work on and a supportive team, I got the opportunity to develop a deep understanding of the ad tech industry.</p>

<p><strong>Prince Panja:</strong> The experience has been amazing. Even before starting the internship, I was really excited to be a part of InMobi because of all the videos and articles I had gone through on social media that reflected the company culture. My expectations were high and I wasn&rsquo;t one bit disappointed. Working here has been truly worth the hype.</p>

<h3><strong>Your biggest learning during the last six months</strong></h3>

<p><strong>Akshat Patel:</strong> For me, the biggest learning has been to understand the importance of good communication and teamwork. Being a part of the European Performance Sales team, I had to communicate with various stakeholders across divisions and geographies. I believe that has helped me become a more confident and efficient communicator.</p>

<p><strong>Shubhra Singhal</strong>: InMobi is my first corporate internship and it has undoubtedly taught me a lot. From quantifiable and fundamental skills like Microsoft Excel to important professional ethics and practical life lessons, it has been a holistic learning experience at InMobi. I have learned the importance of communication and time management which will help me at and outside of work.</p>

<h3><strong>The best piece of advice you received from your mentors at InMobi</strong></h3>

<p><strong>Yash Gupta: </strong>Be completely transparent in the work that you do. Everyone makes mistakes, and so will you. You should be transparent about it and own your mistakes, they are all learning experiences at the end of the day.</p>

<p><strong>Akshat Patel:</strong> "Always look out for creating new opportunities and experiences for yourself." It is something&nbsp;my team&rsquo;s regional head had said to me during her visit to the Bangalore office from London. I found her advice to be very uplifting and motivating and it has stuck with me ever since.</p>

<h3><strong>Your favorite InMobi memory</strong></h3>

<p><strong>Jinay Vora: </strong>One of my favorite memories would be the team dinner. It was very refreshing and fun to see my teammates in a non-work environment and make connections forming relations that aren&rsquo;t limited to work-related interactions.</p>

<p><strong>Akshat Patel: </strong>It&rsquo;s hard to pick a favorite but I would say I enjoyed the day out with the team. With a flexible working model, I didn&rsquo;t get to meet all my teammates often but at the outing, it was a great time with the entire team coming together for a whole day filled with fun activities, food and drinks. It was definitely one of the highlights of my internship.</p>

<p style="text-align: center;"><img alt="Intern Batch 2022_Team outing" src="https://2714195.fs1.hubspotusercontent-na1.net/hubfs/2714195/Internship%20at%20InMobi_Interns%202022_Team%20picture.jpg" style="width: 400px; height: 300px;" /></p>

<h3><strong>One tip for all future interns at InMobi</strong></h3>

<p><strong>Yash Gupta: </strong>The experience of working from the office itself is much more fun. You get to meet professionals and build personal connections while you learn at least twice as much as you would working from home.</p>

<p><strong>Jinay Vora: </strong>I would advise all new interns to brush up on their table tennis and FIFA skills as it is a great bonding experience with other co-workers. On a serious note, I would encourage everyone to go and strike up a conversation with as many people as possible. Most of them would be more than happy to talk to a fresh face and you would learn a lot more from their perspectives and thoughts.</p>

<p>&nbsp;</p>

<p>To join us as an intern, explore internship opportunities on our <a href="https://www.inmobi.com/company/careers/">careers website</a>.</p>]]></description>
      <dc:subject><![CDATA[Inside InMobi, English (EN): inmobi.com, Asia Pacific,]]></dc:subject>
      
      <dc:creator><![CDATA[ Team InMobi  ]]></dc:creator>
      
      <dc:date>2022-12-20T02:55:00+00:00</dc:date>
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      <title><![CDATA[Rishi Bedi Chats with CNA938 to Air the Singapore Holiday Shopping Insights ]]></title>
      <link>https://www.inmobi.com/blog/2022/12/19/rishi-bedi-chats-with-cna938-to-air-the-singapore-holiday-shopping-insights/</link>
      <guid>https://www.inmobi.com/blog/2022/12/19/rishi-bedi-chats-with-cna938-to-air-the-singapore-holiday-shopping-insights/</guid>
      <description><![CDATA[<p>Rishi Bedi, Managing Director, Asia Pacific, InMobi, interacted with CNA938, Singapore&rsquo;s dedicated news and information radio station, through the dynamic presenter duo- Stanley Leong and Susan Ng. The conversation focused on insights from InMobi&rsquo;s The 2022 Southeast Asia Holiday Shopping Guide that unraveled the shopping behavior of Singaporeans and the market conditions affecting their spending patterns. It also gives an outlook into how mobile phones are influencing consumers&rsquo; brand choices. Here are the key trends from the discussion:&nbsp;</p>

<p><strong>1. No break on shopping:</strong> Singapore remains the least affected region in Southeast Asia by inflation, and Singaporeans would continue to shop despite the hike in prices.&nbsp;</p>

<p><strong>2. Planned purchases thrive: </strong>Consumers in Singapore want an upgrade in their shopping, and with inflation hitting in, they are saving up more to buy from their favorite brands. Therefore, shopping sees an upbeat trend of premium brand choices.&nbsp;</p>

<p><strong>3. Mobile dominates shopping: </strong>Mobile has reigned as the preferred device for shopping, providing strong alternatives for consumers and an equal window of opportunity for brands to be visible to them in their moments of discovery.&nbsp;</p>

<p>While Singaporeans continued to shop through the holiday season in 2022, learn what promises a bright year for shopping from the key insights.&nbsp;</p>

<h3><strong>Q. Stanley Leong: How do you see the spending habits of Singaporeans changing from pre-inflation to today?&nbsp;</strong></h3>

<p><strong>Rishi Bedi:</strong> Holiday spending morale in Singapore is quite upbeat. Our study reveals that only 25% have experienced a decline in household income over the last year. With people stepping out of their homes and markets opening after two years, Singaporeans are looking forward to celebrating with friends and family. Many Singaporeans plan to spend the same, if not more, this holiday season.&nbsp;</p>

<h3><strong>Q. Susan Ng: Do you think big online events such as 10/10 and 11/11 influence shopping behavior during the holiday season?&nbsp;</strong></h3>

<p><strong>Rishi: </strong>I think these big online shopping events have changed the way consumers shop. Our study shows that consumers can be divided into two categories based on their shopping behavior &ndash; Bargain Hunters and Brand Lovers. Bargain Hunters rely on these big online shopping events for the best deals after planning their purchases. Brand Lovers are saving up to purchase products from their favorite brands. What&rsquo;s interesting is that gadgets are the center of attention for both groups. There has also been a shift in the way these shoppers are picking categories. Bargain Hunters are focusing on apparel and accessories, followed by gadgets and groceries. On the other hand, Brand Lovers&#39; top shopping categories are gadgets where they want to upgrade the gadget, they already own.&nbsp;&nbsp;</p>

<h3><strong>Q. Stanley: What drives Singaporeans to shop during the holiday season despite inflation? Is soaring GST prices one of the reasons?&nbsp;</strong></h3>

<p><strong>Rishi: </strong>From our research across Southeast Asia, Singaporeans seem upbeat about shopping and ~9 in 10 plan to have either the same or increased level of spending this year. They are reporting soaring GST prices and inflation as one of the main reasons. But there are other factors also that are encouraging Singaporeans to shop more &ndash; an increase in family size and a desire to upgrade to premium products. Inflation is making them save more and plan their purchase well in advance, and when the moment comes, they are ready to shop for it. While the frequency of purchases might have gone down, Singaporeans are planning to spend more to upgrade their existing products.&nbsp;</p>

<h3><strong>Q. Susan: How are &ldquo;revenge spending&rdquo; and &ldquo;the great resignation&rdquo; playing a role in the shopping behavior of Singaporeans?&nbsp;</strong></h3>

<p><strong>Rishi:</strong> Some level of increased spending can be attributed to these factors. As discussed earlier as well, of the countries we surveyed in Southeast Asia, household incomes in Singapore have been least impacted since the pandemic. Only 2.5 in 10 Singaporeans surveyed have experienced a decline in household income compared to almost twice - 4 in 10 across Southeast Asia. In fact, 35% of Singaporean households have seen an increase in their household income. So, there is a mix of reasons why Singaporeans are spending more but the fact that places and markets are opening up after two years seems to be the top reason.&nbsp;</p>

<h3><strong>Q. Stanley: How is brand loyalty poised this year with consumers looking for product upgrades through shopping?&nbsp;</strong></h3>

<p><strong>Rishi:</strong> Brand loyalty among consumers will be in flux this holiday season and this has been influenced by multiple factors. It is interesting to note that 6 in 10 consumers surveyed have already tried a new brand this year.&#8239;As some Singaporeans look towards saving more and spending on specific products, they look for product alternatives. The experimental nature is taking the front seat and consumers are looking to try new brands that will provide them with a better experience.&#8239;Additionally, online shopping presents consumers with an array of brands providing a wider range of choices. The omnipresence of this e-commerce experience has catalyzed the creation of marketplaces that are full of alternate brand choices. Online sale events and deals are making it easier for consumers to try new products at the best prices. This is a great time for brands to engage with consumers differently and capture their attention.&nbsp;</p>

<h3><strong>Q. Susan: Where is most of the shopping done and what are the demographics of these shoppers?&nbsp;</strong></h3>

<p>Singaporeans are getting more involved in their online shopping journey, leveraging every channel more extensively to learn and explore new brands/products.&#8239;However, within online channels, exploring on the desktop has gone down significantly. Mobile is emerging as the preferred channel for learning and exploration. Even for purchases in some cases. There has been a significant increase in purchases made on mobile apps. They are still visiting stores but only when they have made up their minds on the product they want to buy or in cases where they want a physical experience before making the purchase.&nbsp;</p>

<h3><strong>Q. Will this spending behavior plateau next year, especially amid the recession on cards for 2023?&#8239;&nbsp;</strong></h3>

<p>The 2022 holiday season will see four trends: 1. Learning, exploring, and buying on the go 2. Following the same traditions through different means 3. The phenomenal surge in online shopping, and 4. Selective store footfalls. As the least affected region due to inflation, the spending trend will likely continue seeing an increase.&#8239;The consumers might shop less frequently but they are expected to still eye deals and upgrade to premium products, overall showing a positive outlook towards shopping.&nbsp;</p>

<p>Read our <a href="https://go.inmobi.com/2022-holiday-shopping-guide-sea/">The 2022 Southeast Asia Holiday Shopping Guide</a> to learn more insights about last year&rsquo;s holiday shopping in Singapore.&nbsp;</p>]]></description>
      <dc:subject><![CDATA[Advertising, Consumer Research, Understanding Consumers, English (EN): inmobi.com, Asia Pacific,]]></dc:subject>
      
      <dc:creator><![CDATA[ Team InMobi  ]]></dc:creator>
      
      <dc:date>2022-12-20T00:39:00+00:00</dc:date>
    </item>
  
    <item>
      <title><![CDATA[Announcement: InMobi Named One of The Hottest Ad Tech Companies Of 2022 By Business Insider for Second Year In A Row ]]></title>
      <link>https://www.inmobi.com/blog/2022/12/14/announcement-inmobi-named-one-of-the-hottest-ad-tech-companies-of-2022-by-business-insider-for-second-year-in-a-row/</link>
      <guid>https://www.inmobi.com/blog/2022/12/14/announcement-inmobi-named-one-of-the-hottest-ad-tech-companies-of-2022-by-business-insider-for-second-year-in-a-row/</guid>
      <description><![CDATA[<p>In true 2022 fashion, the ad tech industry has experienced celebrated highs and unprecedented lows. With ad spend down, acquisitions and mergers happening left and right, and privacy changes that upset the very foundations of our industry, many ad tech companies faced a sink or swim moment. Fortunately, however,&nbsp;InMobi proved once again to be great swimmers in this sea of unforeseen challenges. To evoke the words of our co-founder and CEO Naveen Tewari from his time on the <a href="https://the-ken.com/podcasts/first-principles/inmobi-first-principles/" target="_blank">First Principles Podcast back in October</a>, in our company&rsquo;s 15-year journey, we&rsquo;ve become &ldquo;pretty solid survivors.&rdquo;&nbsp;</p>

<p>With that being said, we are pleased to announce that for a second year in a row Business Insider has named InMobi one of the 12 hottest ad tech companies. Our success can be attributed to a few factors: our ability to adapt, innovate, and stay ahead of the curve despite the current economic downturn. Business Insider also gives a well-deserved shoutout to our very own chief business officer Kunal Nagpal who oversees InMobi Exchange which has seen nearly 40 percent year-over-year revenue growth. &nbsp;</p>

<p>With the creation and formal expansion of Glance in 2023, we&rsquo;ve prevailed in predicting <a href="https://advertisingweek.com/the-rise-of-the-surfaces-economy-what-it-means-for-consumers-and-marketers/" target="_blank">the rise of surfaces being the next stage of mobile innovation</a>. In the two years we&rsquo;ve pooled together our best minds to create a <a href="https://go.inmobi.com/performance-marketing/" target="_blank">stack of resources</a> to help marketers and brands prepare for and adapt to privacy restriction changes from Apple and eventually Google. &nbsp;</p>

<p>With 2022 winding down, this recognition makes us even more excited for the New Year and what we have in store. &nbsp;</p>

<p>You can learn more about the announcement and the other companies on the list here: &nbsp;</p>

<p><a class="btn btn-s" href="https://www.businessinsider.com/the-hottest-adtech-companies-of-2022-2022-12?IR=T" style="border-radius:25px;font-size:24px;font-weight:normal;">Read More</a></p>]]></description>
      <dc:subject><![CDATA[Announcements, Awards, English (EN): inmobi.com,]]></dc:subject>
      
      <dc:creator><![CDATA[ Team InMobi  ]]></dc:creator>
      
      <dc:date>2022-12-14T21:16:00+00:00</dc:date>
    </item>
  
    <item>
      <title><![CDATA[InMobi bags 67 industry awards for ad tech excellence in 2022]]></title>
      <link>https://www.inmobi.com/blog/2022/12/15/inmobi-bags-67-industry-awards-for-ad-tech-excellence-in-2022/</link>
      <guid>https://www.inmobi.com/blog/2022/12/15/inmobi-bags-67-industry-awards-for-ad-tech-excellence-in-2022/</guid>
      <description><![CDATA[<p>2022 has seen Mobile reign supreme as the device that can drive real connections between brands and their consumers. InMobi has been instrumental in empowering brands to leverage the power of mobile in achieving full-funnel marketing objectives. With some stellar campaigns that stood out in 2022, we have been able to bag 67&nbsp;industry awards throughout the year, which speaks volumes about our continued focus on mobile excellence.&nbsp;</p>

<p>&nbsp;</p>

<table border="1" cellpadding="1" cellspacing="1" style="width: 500px;">
	<tbody>
		<tr>
			<td><strong>Award Name</strong></td>
			<td><strong>Number of Wins</strong></td>
		</tr>
		<tr>
			<td><a href="https://www.inmobi.com/blog/inmobi-makes-a-mark-at-datamatixx-awards-2022-secures-8-wins-for-innovative-mobile-first-advertising">DATAMATIXX Awards</a></td>
			<td>8</td>
		</tr>
		<tr>
			<td><a href="http://www.inmobi.com/blog/inmobi-wins-6-key-awards-at-the-digixx-awards-2022">DIGIXX Awards</a></td>
			<td>7</td>
		</tr>
		<tr>
			<td><a href="https://www.dragonsofasia.org/assets/pdf/2022%20Dragons%20of%20Asia%20Winners%20Release%20Oct%2017.pdf">Dragons of Asia</a></td>
			<td>1</td>
		</tr>
		<tr>
			<td><a href="https://www.inmobi.com/blog/inmobi-wins-4-apac-level-awards-at-the-renowned-festival-of-media-awards-2022">Festival of Media Global Awards (FOMA)</a></td>
			<td>4</td>
		</tr>
		<tr>
			<td><a href="https://www.inmobi.com/blog/inmobi-takes-home-3-prestigious-awards-at-the-india-digital-awards-2022">India Digital Awards (IDA)</a></td>
			<td>3</td>
		</tr>
		<tr>
			<td><a href="https://www.inmobi.com/blog/inmobi-wins-10-key-awards-at-indian-digital-marketing-awards-2022">Indian Digital Marketing Awards (IDMA)</a></td>
			<td>11</td>
		</tr>
		<tr>
			<td><a href="https://www.inmobi.com/blog/inmobi-wins-4-prestigious-awards-at-this-years-indian-marketing-awards">Indian Marketing Awards (IMA)</a></td>
			<td>4</td>
		</tr>
		<tr>
			<td><a href="https://e4mevents.com/the-maddies-awards-2022/winners">Maddies Awards</a></td>
			<td>3</td>
		</tr>
		<tr>
			<td><a href="https://www.inmobi.com/blog/smarties-india-2022-inmobi-wins-2-key-awards">MMA Smarties India</a> and <a href="https://www.mmaglobal.com/smarties-2022/finalists/winners/region:14">Indonesia</a></td>
			<td>6</td>
		</tr>
		<tr>
			<td><a href="https://www.inmobi.com/blog/inmobi-displays-mobile-excellence-with-7-key-wins-at-mob-ex-awards-2022">Mob-Ex Awards Singapore</a></td>
			<td>7</td>
		</tr>
		<tr>
			<td><a href="https://mobexx-awards-2022.adgully.com/winner-list.php">MOBEXX Awards India</a></td>
			<td>6</td>
		</tr>
		<tr>
			<td><a href="https://www.mediapost.com/ommaawards/winners/">OMMA Awards</a></td>
			<td>1</td>
		</tr>
		<tr>
			<td><a href="https://www.inmobi.com/blog/inmobi-makes-it-big-bags-3-key-awards-at-the-real-time-programmatic-awards-2022">Real Time Programmatic Advertising Awards</a></td>
			<td>3</td>
		</tr>
		<tr>
			<td><a href="https://www.inmobi.com/blog?type=awards">The Drum Digital Advertising Awards</a></td>
			<td>3</td>
		</tr>
	</tbody>
</table>

<p>&nbsp;</p>

<p>Read on to know more about our key wins across India and SEA at some of the most prestigious industry awards.&nbsp;&nbsp;</p>

<h3><strong>MMA Smarties&nbsp;</strong><b>India and Indonesia&nbsp;</b><strong> &nbsp;</strong></h3>

<p>MMA Smarties is a well-reputed innovation award recognizing leaders, brands, agencies, and tech providers that use technology to pioneer new approaches in modern marketing to drive strong business impact. InMobi won two key awards at Smarties India 2022 Awards for activations done with Swiggy and GCPL. The Indonesia chapter of the MMA Smarties saw InMobi secure 4 wins, for stellar mobile-first campaigns done with Wyeth nutrition, Viennetta and Wall&rsquo;s Cornetto.&nbsp;&nbsp;</p>

<p>To know more about our India wins, <a href="https://www.inmobi.com/blog/smarties-india-2022-inmobi-wins-2-key-awards">read our blog</a>&nbsp;on Smarties 2022 India. For more information on the awards won in Indonesia, click <a href="https://www.mmaglobal.com/smarties-2022/finalists/winners/region:14">here</a>.&nbsp;</p>

<blockquote>
<p><em>With its unprecedented contribution as a global technology platform, InMobi has been ranked #1 in India and APAC and #3 globally by MMA Smarties Business Impact Index (BII) 2021. InMobi is ranked #1 for its exemplary work in driving significant business impact and helping brands achieve their full-funnel marketing goals in 2021.&nbsp;</em></p>
</blockquote>

<h3><strong>Indian Digital Marketing Awards (IDMA)&nbsp;</strong></h3>

<p>A prestigious, industry-first initiative focused on digital marketing, IDMA recognizes, celebrates and encourages the stellar work done by brands and agencies in the digital media space. This year, the 13th edition of IDMA, saw InMobi bagging 10 key awards, for innovative campaigns executed in partnership with Godrej Consumer Products Limited (GCPL), Domex, and SplashLearn. Jury and netizens alike recognized the innovation in GCPL&rsquo;s messaging, leading to the campaign bringing in one Gold and one Bronze award. Domex&rsquo;s initiative of raising awareness about sanitation with clever use of Mobile led to a whopping seven awards, including 3 Gold awards. SplashLearn brought in a Silver for effectively targeting the end audience through Search, driving brand awareness and customer acquisition alike. To know more, <a href="http://www.inmobi.com/blog/inmobi-wins-10-key-awards-at-indian-digital-marketing-awards-2022">read our blog</a>&nbsp;on IDMA 2022.&nbsp;&nbsp;</p>

<h3><strong>Mob-Ex Awards&nbsp;</strong></h3>

<p>Mob-Ex awards recognize the potential of marketers and agencies that have not only successfully driven business impact on mobile but also made a lasting mark in the minds of consumers with exceptional campaigns. With &#39;out-of-the-box&#39; campaigns that impressed smartphone users and the esteemed jury, InMobi secured seven wins at the Mob-Ex Awards 2022, held in Singapore. Our partnerships with leading brands from SEA were celebrated, including activations done with Paddle Pop, Wyeth Nutrition, Castrol, Selecta, Viso Pises and Pepsodent.&nbsp;To know more, <a href="http://www.inmobi.com/blog/inmobi-displays-mobile-excellence-with-7-key-wins-at-mob-ex-awards-2022">read our blog</a>&nbsp;on Mob-Ex 2022.</p>

<h3><strong>Festival of Media Global Awards (FOMA)&nbsp;</strong></h3>

<p>The Festival of Media Global Awards (FOMA) has been acknowledging exceptional work from agencies, media owners, brands, and ad tech players for the past two decades. Thanks to stellar media campaigns delivered across the APAC region &ndash; executed in partnership with Domex (HUL), Selecta (Unilever) and Lifebuoy &ndash; InMobi was accredited with 4 prestigious awards in 2022. With an experiential activation, Domex, Hindustan Unilever Limited&#39;s clinical disinfection brand, raised awareness about sanitation, in turn influencing product purchases. The data-driven, compelling campaign won one Silver and one Bronze at FOMA 2022. Lifebuoy partnered with InMobi to target the end audience with personalized video communication about the importance of hand hygiene, with the campaign being recognized with a Bronze at FOMA 2022. The Philippines&rsquo; most loved ice cream brand, Selecta launched an interactive experience for potential customers, which was celebrated with a Bronze at FOMA 2022.&nbsp;To know more, <a href="http://www.inmobi.com/blog/inmobi-wins-4-apac-level-awards-at-the-renowned-festival-of-media-awards-2022">read our blog</a>&nbsp;on&nbsp;FOMA 2022.</p>

<h3><strong>The Drum Digital Advertising Awards&nbsp;</strong></h3>

<p>The Drum Digital Advertising Awards recognizes the best digital, tech-driven advertising efforts and have come to be coveted amongst marketers across the industry. The India chapter of this ceremony saw InMobi winning the top spot for the inspiring activation done in collaboration with Tata Tea. In SEA, InMobi was recognized by The Drum for its work with Bango and Royco and Pepsodent, both of which secured top spots in the final award ceremony.&nbsp;<a href="http://www.inmobi.com/blog?type=awards">Know more </a><a href="https://www.inmobi.com/blog?type=awards">here</a>.&nbsp;&nbsp;</p>

<h3><strong>India Digital Awards (IDA)&nbsp;</strong></h3>

<p>The India Digital Awards (IDA) celebrates brands that have been able to create immense impact with innovative, digital-first campaigns. In 2022, InMobi brought home 3 prestigious awards for compelling activations done with Kia Sonet and Sprite. For Kia, a leader in the automobile space, InMobi crafted an immersive experience with interactive voice ads, fetching a Gold at IDA 2022. Our partnership with Sprite saw the leading soft drink brand connecting with young India through an unmissable lock screen experience delivered on Glance, strengthened with the use of gaming. This campaign raked in appreciation under two categories &ndash; Best Brand Awareness and Best Use of Mobile for Content Marketing &ndash; with a Silver and Bronze award respectively. To know more, <a href="http://www.inmobi.com/blog/inmobi-takes-home-3-prestigious-awards-at-the-india-digital-awards-2022">read our blog</a>&nbsp;on IDA 2022.</p>

<h3><strong>Indian Marketing Awards (IMA)&nbsp;</strong></h3>

<p>Indian Marketing Awards recognizes the impact of effective marketing in creating, communicating, capturing, and sustaining value for any organization. The 8th edition of the IMA celebrated contributors who have achieved extraordinary success via unique, ROI-driven marketing practices. Godrej Consumer Products Limited&#39;s (GCPL) incredible mobile-first campaign, executed in partnership with InMobi, brought home 4 prestigious awards this year. The brand&rsquo;s personalized, tailor-made communication to end consumers won the hearts of the jury, resulting in one Gold and three Silver wins.&nbsp;To know more, <a href="http://www.inmobi.com/blog/inmobi-wins-4-prestigious-awards-at-this-years-indian-marketing-awards">read our blog</a>&nbsp;on IMA 2022.</p>

<h3><strong>DATAMATIXX Awards&nbsp;</strong></h3>

<p>DATAMATIXX Awards, an initiative by AdGully, recognizes and celebrates outstanding innovation in advertising with the thoughtful use of data and technology. InMobi leveraged the above for delivering impactful campaigns on mobile, securing eight wins at DATAMATIXX Awards 2022 for campaigns done in partnership with Swiggy, OLX, Cuvora, Star Sport, Kia and GCPL. With seamless and engaging storytelling delivered through scroll-stopping campaigns, InMobi was able to bring in five Gold awards.&nbsp;To know more, <a href="http://www.inmobi.com/blog/inmobi-makes-a-mark-at-datamatixx-awards-2022-secures-8-wins-for-innovative-mobile-first-advertising">read our blog</a>&nbsp;on DATAMATIXX Awards&nbsp;2022.</p>

<p><strong>Maddies Awards&nbsp;&nbsp;</strong></p>

<p>The Maddies acknowledges and recognizes marketing stories that employ an effective and innovative mobile marketing strategy. Since mobile marketing has become an increasingly important part of the overall marketing mix and InMobi has proven itself to be a thought leader in the same, this year&rsquo;s edition of the Maddies saw us securing 3 wins, including two Golds for campaigns executed with Tata tea, Sprite and Swiggy. The campaigns were able to impress the esteemed jury thanks to the mobile-first narrative driving brand objectives, backed by strong consumer insights. Know more&nbsp;<a href="https://e4mevents.com/the-maddies-awards-2022/winners">here</a>.&nbsp;&nbsp;</p>

<h3><strong>DIGIXX Awards&nbsp;&nbsp;</strong></h3>

<p>The DIGIXX Awards by AdGully are designed to recognize and celebrate excellence in Digital Marketing &amp; Advertising in the Indian subcontinent. This year, InMobi bagged 6 prestigious DIGIXX awards with show-stopping campaigns done in partnership with SplashLearn, Godrej Consumer Products Limited (GCPL) and PharmEasy. The innovative, creative, and effective digital initiatives saw SplashLearn, a leading EduTech player leverage the power of Seach through Microsoft Advertising, bringing in a Gold at DIGIXX 2022. The FMCG giant GCPL turned to programmatic advertising for driving full-funnel impact with InMobi, leading to one Gold and two Silver awards. Additionally, PharmEasy, one of the biggest online pharmacy aggregators in India, drove a month-on-month increase in in-app purchases with relevant, consumer-first messaging delivered on mobile. This was instrumental in garnering one Gold and one Bronze at DIGIXX 2022. Know more&nbsp;<a href="https://www.inmobi.com/blog/inmobi-wins-6-key-awards-at-the-digixx-awards-2022">here</a>.&nbsp;</p>

<h3><strong>Real Time Programmatic Advertising Awards&nbsp;&nbsp;</strong></h3>

<p>The exchange4media Real-Time Programmatic Advertising Awards honors top brands, agencies, and media groups that champion leverage programmatic strategies in reaching marketing goals. Raising the bar with an inspiring digital transformation story, InMobi bagged 3 prestigious awards for the campaign - &#39;Digital Transformation: The Godrej Way&#39;. Partnering with InMobi, the iconic brand, Godrej was able to identify right audiences and communicate the core message with expert use of programmatic video. This partnership was recognized with one Gold and two Silver awards at the Real Time Programmatic Awards 2022. To know more, <a href="http://www.inmobi.com/blog/inmobi-makes-it-big-bags-3-key-awards-at-the-real-time-programmatic-awards-2022">read our blog</a>.</p>

<h3><strong>MOBEXX Awards India&nbsp;</strong></h3>

<p>The MOBEXX Awards seek to set an industry-wide benchmark&nbsp;in mobile engagement, highlighting and celebrating excellence in mobile marketing &amp; advertising. At this year&rsquo;s edition, InMobi was recognized as the best platform for Ad-tech solutions and as the most outstanding Programmatic platform for mobile advertising. In addition, campaigns executed by InMobi and its partners &ndash; Star Sports, Tata Tea, Coinswitch Kuber and Swiggy &ndash; were felicitated, bringing in an award each. Know more <a href="http://mobexx-awards-2022.adgully.com/winner-list.php">here</a>.&nbsp;&nbsp;&nbsp;<br />
&nbsp;</p>

<p>For more information on the industry recognition that we&rsquo;ve received, <a href="http://www.inmobi.com/blog?type=awards">visit our awards blog page</a>.</p>]]></description>
      <dc:subject><![CDATA[Advertising, Awards, Success Stories, Understanding Consumers, English (EN): inmobi.com,]]></dc:subject>
      
      <dc:creator><![CDATA[ Team InMobi  ]]></dc:creator>
      
      <dc:date>2022-12-14T10:26:00+00:00</dc:date>
    </item>
  
    <item>
      <title><![CDATA[Tech Leaders At InMobi: Madhan Sundaram]]></title>
      <link>https://www.inmobi.com/blog/2022/12/13/tech-leaders-at-inmobi-madhan-s/</link>
      <guid>https://www.inmobi.com/blog/2022/12/13/tech-leaders-at-inmobi-madhan-s/</guid>
      <description><![CDATA[<h3>Madhan&nbsp;joined InMobi as the&nbsp;Senior Director of Platform Engineering in 2021. Learn more about his role as a tech leader and his #LifeAtInMobi from Madhan himself.</h3>

<p>&nbsp;</p>

<p><strong>Tell us about your role at InMobi</strong></p>

<p>In my current role, I head the Data and Central platforms teams. The Central Data platform team works with user-centric data. The scale at which we process data at InMobi is unparalleled. We use big data tools to process them in a privacy-compliant manner. The Central Platforms team, in collaboration with the Center of Excellence team, continuously works towards improving our platforms, thereby increasing developer productivity.</p>

<p><strong>A bit about yourself and your life outside work</strong></p>

<p>I am a techie at heart, an engineer by profession, curious by nature, a believer in &ldquo;life is a journey&rdquo;, a practitioner of continuous improvement, a learner by choice and a soul as old as a dinosaur. I have been in the tech industry for more than 20 years now.</p>

<p>My life outside work revolves around my family and friends. I have been happily married for fifteen years and blessed with two lovely kids. I spend most of my time around them. I am also&nbsp;an electronics enthusiast and love picking up home automation projects. I&nbsp;love listening to non-fiction books and I believe it is one of the good habits&nbsp;I have picked up in the past 10 years.</p>

<p style="text-align: center;"><img alt="Madhan with his family" src="https://2714195.fs1.hubspotusercontent-na1.net/hubfs/2714195/Madhan%20S_Blog%20images/2.png" style="width: 350px; height: 299px;" /></p>

<p><strong>What does a day at work usually look like?</strong></p>

<p>A typical day at work for me usually involves a lot of discussions and meetings. The day mostly starts with making sure the product we have in production is functioning as designed and solving problems that come along the way. I connect with various leaders within the organization to brainstorm and collaborate on ongoing programs and projects where there is a lot of strategic thinking about the people, product, process and technology. Sometimes we get into passionate discussions on how to enable sustainable innovation within our teams. There are times when I come to the office and don&rsquo;t even get to open my laptop! It&rsquo;s mostly back-to-back meetings with a bunch of like-minded people and having constructive conversations about the work we do.</p>

<p style="text-align: center;"><img alt="InMobi ML Hack Event" src="https://2714195.fs1.hubspotusercontent-na1.net/hubfs/2714195/Madhan%20S_Blog%20images/1.jpg" style="width: 449px; height: 299px;" /></p>

<p><strong>The most exciting projects that you have led/worked on at InMobi</strong></p>

<p>One would be building the graph database that we have just released in the US and are preparing to release in India and other regions. This will help the company to shine in the ID-less world and we are doing this in the most privacy-compliant way, keeping in mind the laws across the globe. Another project would be the AI/ML platform we are building which enables an engineer or a data scientist to build a model and take it to production in the shortest amount of time. The most exciting part about these projects for me is the wide variety of problem statements that come up in the process and solving them systematically.</p>

<p><strong>What is the most rewarding part about the work you do?</strong></p>

<p>I believe the most rewarding part of my work would be the opportunity to connect and collaborate with highly intelligent, smart and sharp people every single day, and to learn from them. It is also rewarding when I can help my team to think through some of the work problems or about their professional journey and growth. I find the SuperYou conversations with my team extremely rewarding because they help me understand their aspirations and become a part of their journey forward. Of course, none of these would be possible without the awesome culture at InMobi. There is a huge sense of pride in being a part of India&rsquo;s first unicorn and witnessing the scale at which we operate.</p>

<p style="text-align: center;"><img alt="Madhan with Naveen" src="https://2714195.fs1.hubspotusercontent-na1.net/hubfs/2714195/Madhan%20S_Blog%20images/3-1.png" style="width: 350px; height: 409px;" /></p>

<p><strong>Any advice or tips for aspiring tech professionals?</strong></p>

<p>As tech professionals, we often do not realize the importance of communication and building relations. My one piece of advice for young and aspiring tech professionals would be to invest in positive professional relationships. Instilling a people-first philosophy will help you solve problems faster, bring your products to market faster, understand the customers better and build products in a way that is delightful both to you and your customers.</p>

<p>&nbsp;</p>

<p>To work with tech leaders like Madhan, explore opportunities on our <a href="https://www.inmobi.com/company/careers/">careers website</a>.</p>]]></description>
      <dc:subject><![CDATA[Inside InMobi, English (EN): inmobi.com, Global,]]></dc:subject>
      
      <dc:creator><![CDATA[ Team InMobi  ]]></dc:creator>
      
      <dc:date>2022-12-13T02:32:00+00:00</dc:date>
    </item>
  
    <item>
      <title><![CDATA[Mobile Game Advertising in 2022: Do Marketers Have Their Game Face On?]]></title>
      <link>https://www.inmobi.com/blog/2022/12/08/india-mobile-game-advertising-in-2022-do-marketers-have-their-game-face-on/</link>
      <guid>https://www.inmobi.com/blog/2022/12/08/india-mobile-game-advertising-in-2022-do-marketers-have-their-game-face-on/</guid>
      <description><![CDATA[<p>When the pandemic hit, people stayed indoors and stepped into the world of mobile gaming. Two years later, mobile gaming is still on a steady rise with more brands beginning to realize that they too need to join the game. And they have.</p>

<p>Find out the level they have reached. Read on for more insights and download the report, &lsquo;<a href="https://inmo.bi/3Vj9mr4">Mobile Game Advertising in 2022</a>&rsquo;.<br />
<br />
&nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp;&nbsp;<a href="https://inmo.bi/3Vj9mr4"><img alt="" src="https://go.inmobi.net/hubfs/2022%20India%20Gaming/GameReport_Infographic.png" style="height: 2407px; width: 700px;" /></a><br />
<br />
It isn&rsquo;t game over yet. Delve into <a href="https://inmo.bi/3Vj9mr4">the report</a> for more insights and give your strategies a power-up.<br />
<br />
Write to us at <a href="mailto:mobilemarketing@inmobi.com">mobilemarketing@inmobi.com</a> to explore how your brand can bring its A-game.</p>]]></description>
      <dc:subject><![CDATA[Acquiring New Users, Advertising, Understanding Consumers, English (EN): inmobi.com, Asia Pacific,]]></dc:subject>
      
      <dc:creator><![CDATA[ Team InMobi  ]]></dc:creator>
      
      <dc:date>2022-12-08T11:15:00+00:00</dc:date>
    </item>
  
    <item>
      <title><![CDATA[Why I Joined InMobi: Hajra Qureshi]]></title>
      <link>https://www.inmobi.com/blog/2022/12/08/why-i-joined-inmobi-hajra-qureshi/</link>
      <guid>https://www.inmobi.com/blog/2022/12/08/why-i-joined-inmobi-hajra-qureshi/</guid>
      <description><![CDATA[<h3>Meet Hajra Qureshi, a talent acquisition lead for the Asia Pacific (APAC) region. Hajra joined InMobi&rsquo;s Singapore office in May 2022. Here is a conversation that will tell you more about Hajra and her #LifeAtInMobi.</h3>

<p><strong>Tell us about yourself and your life outside of work</strong></p>

<p>I am a proud mother of two young and wonderful girls and, they keep me on my toes around the clock. Apart from that, I am a yoga enthusiast and an avid traveler, and especially enjoy indulging in the local cuisines and experiencing the cultural diversity of all the new places that I travel to.</p>

<p style="text-align: center;"><img alt="" src="https://2714195.fs1.hubspotusercontent-na1.net/hubfs/2714195/Hajra%20Qureshi_Blog/Picture%201.jpg" style="width: 300px; height: 286px;" /></p>

<p><strong>Describe your role at InMobi</strong></p>

<p>In my role as a talent acquisition lead, I serve as a talent adviser to the leadership teams in APAC and facilitate the onboarding of transformational talent from the tech industry and growing our teams in various APAC markets like Singapore, Japan, South Korea, etc. My work also involves working with various cross-functional teams such as Learning &amp; Development, Compensation &amp;&nbsp;Benefits, HR Systems and HR Operations&nbsp;team to ensure that the hiring and onboarding process is streamlined for all stakeholders, particularly in the APAC region.</p>

<p><strong>Tell us about your professional journey</strong></p>

<p>I have spent the last ten years of my career as a talent acquisition expert in the tech industry, having worked with organizations like Uber and Grab. Before that, I was with a management consulting firm, Gallup. Being based out of Singapore, I have built a deep understanding of the region and have had the opportunity to build a strong network in the tech industry here, which I believe is something that I&rsquo;ll be able to use in my current role at InMobi and work towards getting the best of talent to the organization.</p>

<p><strong>What made you&nbsp;join InMobi?</strong></p>

<p>The regional coverage of the role I was offered at InMobi excited me. In my previous roles, I was primarily working in the Singapore market and the prospect of expanding that and working in a regional role, owning the Japan, APAC, Australia and New Zealand market&nbsp;was something that pulled me in. Apart from that, I was also attracted to the ad tech industry and InMobi, with its constant innovation and disruptive outlook, is a pioneer in the space and was thus the perfect opportunity for me.</p>

<p style="text-align: center;"><img alt="" src="https://2714195.fs1.hubspotusercontent-na1.net/hubfs/2714195/Hajra%20Qureshi_Blog/Picture%203.jpg" style="width: 300px; height: 297px;" /></p>

<p><strong>What are some things about working at InMobi that surprised you?</strong></p>

<p>There are quite a few things that have been a happy surprise for me ever since I joined InMobi. Firstly,&nbsp;the leadership is&nbsp;super approachable, I had the opportunity to interact with Co-Founders in&nbsp;first few days at InMobi. I have seen that they could be sitting two seats away from you and you approach them at any time and have a transparent and open conversation, realizing that the leadership here truly leads by example. Secondly, you get the opportunity to be an entrepreneur in your role and get immense autonomy to innovate and&nbsp;disrupt.</p>

<p>After having been at InMobi for a few months now, it has been surprising to see how people come together to get to know each other and connect beyond the normal course of work. I love the water cooler conversations that I have between work and it&rsquo;s these tranquil moments that I look forward to now.</p>

<p><strong>What is the most rewarding part about working at InMobi?</strong></p>

<p>I think the most rewarding part of my work at InMobi would be unlocking new talent markets for our business. Tapping into untouched talent markets, placing our teams there and seeing them grow. Witnessing InMobi&rsquo;s presence grow on the map through the work that I do is something that excites me and feels rewarding.</p>

<p style="text-align: center;"><img alt="" src="https://2714195.fs1.hubspotusercontent-na1.net/hubfs/2714195/Hajra%20Qureshi_Blog/Picture%202.jpeg" style="width: 300px; height: 303px;" /></p>

<p><strong>What tips or advice would you give to all aspiring InMobians?</strong></p>

<p>Keep your creative hat on and be as innovative as you can in whatever you do. One of our values is &ldquo;<strong>Thinking Big&rdquo;</strong>, so one piece of advice for all the new hires would be to think out of the box.</p>

<p>To work with professionals like Hajra in our APAC team, explore opportunities on our <a href="https://www.inmobi.com/company/careers/">careers website</a>.</p>]]></description>
      <dc:subject><![CDATA[Inside InMobi, English (EN): inmobi.com, Global,]]></dc:subject>
      
      <dc:creator><![CDATA[ Team InMobi  ]]></dc:creator>
      
      <dc:date>2022-12-08T02:01:00+00:00</dc:date>
    </item>
  
    <item>
      <title><![CDATA[5 Ways to Boost App Revenue During the Holidays]]></title>
      <link>https://www.inmobi.com/blog/2022/12/05/5-ways-to-boost-app-revenue-during-the-holidays/</link>
      <guid>https://www.inmobi.com/blog/2022/12/05/5-ways-to-boost-app-revenue-during-the-holidays/</guid>
      <description><![CDATA[<p>We are nearing the end of 2022, and consumers are experiencing their first post-pandemic holiday season. Earlier this year, <a href="https://content-na1.emarketer.com/us-holiday-2021-review-holiday-2022-preview#page-report">eMarketer</a> predicted that m-commerce would grow 24.8% in 2022 during the holiday period. Despite the predicted economic recession, there is still hope for publishers of all sizes and scale to make the best of the remaining holiday season and prepare for 2023.&nbsp;&nbsp;</p>

<p>Here are five ways you can grow app revenue during the holidays:&nbsp;</p>

<h3>1) Create More Ad Slots&nbsp;</h3>

<p>If you&rsquo;ve been apprehensive about adding more ad slots to avoid a bad user experience, or if there is any scope to add more ad slots, this is the time to leverage unutilized free ad space in your apps. Start with identifying the touchpoints in your app where you can display more ads. Then, allocate design and engineering resources to build more ad slots and unlock more revenue.&nbsp;<br />
&nbsp;</p>

<h3>2) Experiment With Ad Formats&nbsp;</h3>

<p>Explore new ad formats to drive engagement and provide a good user experience. If you&#39;ve seen success with interstitial ads in your games, experiment with rewarded video to offer a user-initiated and engaging ad experience. If you&#39;ve only enabled banner ads on your app, it might be worth exploring non-intrusive native ads to showcase ads that blend into your app&#39;s look and feel.&nbsp;<br />
&nbsp;</p>

<h3>3) Leverage Addressability Solutions&nbsp;</h3>

<p>Adopting addressability solutions is gaining popularity as we head toward a privacy-first advertising world. Publishers are now seeing good results by adopting Universal IDs. We recommend reading how TextNow leveraged RampIDs using InMobi&rsquo;s UnifID to <strong>grow eCPMs and fill rates by 146% and 73%</strong> <a href="https://go.inmobi.net/hubfs/TextNow-InMobi-LiveRamp-Case-Study.pdf">here</a>.&nbsp;<br />
&nbsp;</p>

<h3>4) Revise Block Categories&nbsp;</h3>

<p>Rework your block list to unlock revenue from top spending categories. You can block IAB sub-categories instead of the parent category. For example, if you have a roleplay game, you can block ads from roleplay games and allow ads from other genres. <a href="https://support.inmobi.com/monetize/publisher-dashboard/iab-taxonomy">Here</a> is a list of block categories InMobi supports. &nbsp;</p>

<h3><br />
5) Publish Holiday Related Content&nbsp;</h3>

<p>Modify your app&rsquo;s look and feel to give a festive vibe and publish content relevant to the holiday season. You can attract spending from marketers interested in contextual targeting, and it can also help you improve customer engagement and user experience.&nbsp;&nbsp;</p>

<p>Please reach us at <a href="http://ssp@inmobi.com">ssp@inmobi.com</a>&nbsp;to create an impactful holiday ad revenue strategy for the rest of 2022 and the upcoming year.&nbsp;</p>]]></description>
      <dc:subject><![CDATA[In-App Monetization, English (EN): inmobi.com,]]></dc:subject>
      
      <dc:creator><![CDATA[ Nishita Kini,  Product Marketing Manager  ]]></dc:creator>
      
      <dc:date>2022-12-05T07:00:00+00:00</dc:date>
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    <item>
      <title><![CDATA[LC Miu's Journey of 11 Years at InMobi]]></title>
      <link>https://www.inmobi.com/blog/2022/12/02/lc-mius-journey-of-11-years-at-inmobi/</link>
      <guid>https://www.inmobi.com/blog/2022/12/02/lc-mius-journey-of-11-years-at-inmobi/</guid>
      <description><![CDATA[<h3>Meet Lim Chun Miu, Creative Manager for design and development from the InMobi Advertising Platform team in China. Having joined InMobi in November 2011, Miu has completed 11 years with us this month and is also the oldest InMobian in our China team.</h3>

<p>He talks about his over a decade-long #LifeAtInMobi in a conversation with us.</p>

<p><strong>Tell us about your role at InMobi</strong></p>

<p>I joined InMobi as a designer and 11 years later, I continue to do what I love the most and pursue my career as a designer. My designations, roles and responsibilities have constantly evolved during this time. As the company has grown and I have grown with it. There was a time when I created generic ads and in the present day, I work towards the creation of more personalized and immersive creatives using the massive pool of data that has been accumulated and keeps getting updated.</p>

<p><strong>What do you have to say about completing 11 years at InMobi?</strong></p>

<p>It&rsquo;s hard for me to believe that it has been 11 years already. It is almost like nothing has changed, I still come to work equally motivated about passionate about what I do. I feel an extreme sense of gratitude and pride to have had the opportunity to not only witness but also contribute to how we have grown as an organization during this time, especially in China.</p>

<p>When I first joined, we were a team of not more than 10 and now we are a family of over a hundred employees. From a single-digit number of clients to covering all major Chinese advertisers; from co-working spaces to spacious modern offices in both Shanghai and Beijing; from banner ads to fully customized cutting-edge formats, it has been nothing but a joyride for me.</p>

<p><img alt="" src="https://2714195.fs1.hubspotusercontent-na1.net/hubfs/2714195/LC%20Miu_Blog_Images/Lim%201.jpg" style="width: 350px; height: 197px;" /></p>

<p><strong>What is it about InMobi that has made you stay with us over these years?</strong></p>

<p>This is a question that I get asked very often by my friends, colleagues, and family. I must admit 11 years is not a short period of time and a lot can happen and be accomplished in that time. The same goes for me &ndash; I have gotten married and am raising a family now, I went back to playing the guitar, won my first MTB racing title, and even went to Antarctica and saw the most magnificent sceneries &ndash; yet one thing that has been a constant during this time is InMobi.</p>

<p>The reason is simple. At InMobi, I get to follow my passion as a designer. One might think it must get boring to work in the same place for so many years, but that hasn&rsquo;t been the case with me. Being part of the organization since its early years, I have had the opportunity to experience the exciting evolution of InMobi in the Chinese market and I have collected some of my most treasured memories during my time in the Bangalore office. The fact that I get to work with the teams and colleagues that I cherish, keeps me excited about coming to work every day at InMobi and I don&rsquo;t see that changing in the future as well.</p>

<p><img alt="" src="https://2714195.fs1.hubspotusercontent-na1.net/hubfs/2714195/LC%20Miu_Blog_Images/Lim%205.jpg" style="width: 350px; height: 263px;" /></p>

<p><strong>What keeps you motivated every day?</strong></p>

<p>My source of motivation and inspiration comes from my family and small things in my daily life. I enjoy running, having simple conversations, attending art exhibitions, and building Lego. I try to live by the saying &ldquo;Do what you love, and love what you do.&rdquo; While these things also keep me motivated at work, the fact that I get to unleash my creativity every single day and change the way people perceive advertising is something that keeps me going.</p>

<p><img alt="" src="https://2714195.fs1.hubspotusercontent-na1.net/hubfs/2714195/LC%20Miu_Blog_Images/Lim%203.jpg" style="width: 350px; height: 263px;" />&nbsp; &nbsp; <img alt="" src="https://2714195.fs1.hubspotusercontent-na1.net/hubfs/2714195/LC%20Miu_Blog_Images/Lim%204.jpg" style="height: 263px; width: 467px;" /></p>

<p><strong>What has been your biggest learning at InMobi?</strong></p>

<p>The two learnings that I have picked up over the years at InMobi are resilience and perseverance. This is something I would also like to share with all the aspiring InMobians or all the newbies. There will be difficulties and challenges along the way but the positive outlook that you have toward them would make all the difference.</p>

<p>To work with professionals like Miu, explore opportunities on our <a href="https://www.inmobi.com/company/careers/">careers website</a>.</p>]]></description>
      <dc:subject><![CDATA[Inside InMobi, English (EN): inmobi.com, Global,]]></dc:subject>
      
      <dc:creator><![CDATA[ Team InMobi  ]]></dc:creator>
      
      <dc:date>2022-12-02T01:00:00+00:00</dc:date>
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    <item>
      <title><![CDATA[A Powerful Glance: Benefits of Glance Platform For Both Brands And Users]]></title>
      <link>https://www.inmobi.com/blog/2022/11/28/a-powerful-glance-benefits-of-glance-platform/</link>
      <guid>https://www.inmobi.com/blog/2022/11/28/a-powerful-glance-benefits-of-glance-platform/</guid>
      <description><![CDATA[<blockquote>
<p><em>This article was first published in <a href="https://www.impactonnet.com/interview/a-powerful-glance-8036.html">IMPACT Magazine</a>.</em></p>
</blockquote>

<h3>Vasuta Agarwal, Chief Business Officer,&nbsp;Consumer Platform Advertising,&nbsp;InMobi, speaks to IMPACT Weekly Magazine about&nbsp;how the lock screen platform, Glance, plays to the advantage of both users and brands.</h3>

<p><strong>Q:&nbsp;Glance, when it launched, was seen as a very novel idea, which tapped into an otherwise dormant part of the phone. How does it really work, and was it the first-ever lock screen platform in India</strong>?</p>

<p><strong>Vasuta Agarwal:</strong> When we started Glance in 2019, it was the first lock screen platform coming out of India. It enables the seamless discovery of content for users. We&rsquo;ve basically partnered with all the large Android smartphone players. Glance sits as software on the device, and every time a user unlocks a phone, he or she can see different types of content, be it a piece of news, a sporting event, a game, or something related to interesting apps. Essentially, we bring three to four propositions on the lock screen. One is around live news sports and entertainment, another is gaming, and then we have live commerce. If you select a particular section within Glance, let&rsquo;s say gaming, you will find all the different games that a user can play even without having to download them. Similarly, you have a shop tab.<br />
<br />
With a single click, a user can actually discover different kinds of content, you don&rsquo;t even have to go into an app. There is also the live proposition, where you can see how many active users are currently on a section. Here you also have live shopping events, live music shows, and even live concerts, all of which run on the screen.</p>

<p><strong>Q:&nbsp;Can you tell me how many users Glance has today in India? Also, could you give me the breakup of those who&rsquo;ve installed Glance on their own and those who are using Glance because it&rsquo;s already there on their phones?</strong></p>

<p><strong>VA: </strong>We are present on more than 200 million devices in India across all the major manufacturers that you can think of in Android. We are seeing users spending almost 25 minutes a day on Glance across these different kinds of content categories and genres. In 2021, we saw almost 75% growth in engaging users. On average, a user may be unlocking a phone 70 times, and so the kind of variety of content that you can bring in for a single user is just enormous.</p>

<div style="background:#eee;border:1px solid #ccc;padding:5px 10px;">To read the rest of the article,&nbsp;check out the <a href="https://www.impactonnet.com/interview/a-powerful-glance-8036.html">full coverage</a>&nbsp;on IMPACT.</div>]]></description>
      <dc:subject><![CDATA[Advertising, Media Consumption &amp; Trends, Products &amp; Tools, English (EN): inmobi.com, Asia Pacific,]]></dc:subject>
      
      <dc:creator><![CDATA[ Team InMobi  ]]></dc:creator>
      
      <dc:date>2022-11-28T19:13:00+00:00</dc:date>
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    <item>
      <title><![CDATA[Everything you Need to Know About the CPRA Rollout]]></title>
      <link>https://www.inmobi.com/blog/2022/11/28/everything-you-need-to-know-about-the-cpra-rollout/</link>
      <guid>https://www.inmobi.com/blog/2022/11/28/everything-you-need-to-know-about-the-cpra-rollout/</guid>
      <description><![CDATA[<p>While the United States is gearing up for new state privacy regulations coming into effect in 2023 (Virginia, Colorado, Utah), the first-ever comprehensive privacy law in the country &ndash; CCPA (California Consumer Privacy Act)&nbsp;&ndash;&nbsp;has been revised to include consumer rights under what is called the CPRA (California Consumer Privacy Rights Act).&nbsp;</p>

<p>By now, you have heard of CPRA, but if you haven&rsquo;t, here&rsquo;s everything you need to know:&nbsp;</p>

<h3>What is CPRA and how is it different from CCPA?&nbsp;</h3>

<p>CPRA&#8239;essentially works as an addendum to the CCPA. The CPRA will go into effect on January 1, 2023, and it will be enforceable starting on July 1, 2023.&#8239;&nbsp;</p>

<p>While there are a few differences, especially with the addition of new consumer rights, the main changes revolve around the sharing of personal data and the introduction of the SPI category (Sensitive Personal Information), which includes precise geo-location.&nbsp;&nbsp;</p>

<p>Here&rsquo;s a high-level deep dive:</p>

<table border="1" cellpadding="1" cellspacing="1" style="width: 1000px;">
	<tbody>
		<tr>
			<td>&nbsp;</td>
			<td><strong>CCPA</strong></td>
			<td><strong>CPRA</strong></td>
		</tr>
		<tr>
			<td>Business Size</td>
			<td>
			<p>For-profit businesses that&#8239;collect&#8239;personal information from California residents, determines&#8239;the purposes&#8239;in California and meet any of the following:&nbsp;</p>

			<ul>
				<li>Have a gross annual revenue of over $25&#8239;million;&nbsp;</li>
				<li>Buy, receive, or sell the personal information of 50,000 or more California residents, households, or devices; or&nbsp;</li>
				<li>Derive 50% or more of their annual revenue from selling California residents&rsquo; personal information.</li>
			</ul>
			</td>
			<td>
			<p>For-profit businesses that collect personal information from California residents, determines the purposes in California and meet any of the following:&nbsp;</p>

			<ul>
				<li>Have a gross annual revenue of over $25&#8239;million;&nbsp;</li>
				<li>Buy, sell, or share&#8239;the personal information of&#8239;100,000 or more California residents&#8239;or&#8239;households; or&nbsp;</li>
				<li>Derive 50% or more of their annual revenue from selling&#8239;or sharing&#8239;California residents&rsquo; personal information.</li>
			</ul>
			</td>
		</tr>
		<tr>
			<td>Effective from</td>
			<td>January 1, 2020&nbsp;</td>
			<td>January 1, 2023</td>
		</tr>
		<tr>
			<td>Consumer Rights&nbsp;</td>
			<td>
			<ul>
				<li>Right to Know&nbsp;&nbsp;</li>
				<li>Right to Delete&nbsp;&nbsp;</li>
				<li>Right to Opt-out of Sale of Personal Information&nbsp;</li>
				<li>Right to Opt-in (for consumers under the age of 16 if applicable)&nbsp;</li>
				<li>Right to non-discriminatory treatment for exercising any rights&nbsp;</li>
				<li>Right to initiate a private cause of action for data breaches.&nbsp;</li>
			</ul>
			</td>
			<td>
			<p>All rights under the CCPA, plus:&nbsp;</p>

			<ul>
				<li>Right to Rectification&nbsp;</li>
				<li>Right to Limit Use and Disclosure of Sensitive Personal Information&nbsp;</li>
			</ul>

			<p>Amended right:&nbsp;</p>

			<ul>
				<li>Right to Opt-out of Sale or Disclosure of PersonaI Information</li>
			</ul>
			</td>
		</tr>
		<tr>
			<td>Personal Information Definition&nbsp;</td>
			<td>&ldquo;Personal information&rdquo; means information that identifies, relates to, describes, is reasonably capable of being associated with, or could reasonably be linked, directly or indirectly, with a particular consumer or household.&nbsp;</td>
			<td>Personal information, as well as &ldquo;Sensitive Personal Information&rdquo; which includes information such as SSN, driver license numbers, biometric information, precise geolocation, and racial and ethnic origin.&nbsp;</td>
		</tr>
		<tr>
			<td>Third Parties</td>
			<td>&ldquo;Service Provider&rdquo; &ndash; an entity that processes personal information on behalf of a business pursuant to a written contract.&nbsp;</td>
			<td>&ldquo;Contractor&rdquo; &ndash; an entity &lsquo;to whom a business makes available a consumer&rsquo;s personal Information for a business purpose pursuant to a written contract with the business&rsquo;&nbsp;</td>
		</tr>
		<tr>
			<td>Enforcement&nbsp;</td>
			<td>
			<ul>
				<li>Attorney General can pursue violations&nbsp;</li>
				<li>Consumers have a private right of action for a breach of certain information&nbsp;</li>
				<li>Businesses have a&#8239;30-day cure period before being fined for a violation by the AG&nbsp;</li>
			</ul>
			</td>
			<td>
			<ul>
				<li>Creation of the California&#8239;Privacy Protection Agency for enforcement and guidance&nbsp;</li>
				<li>Consumers have a private right of action for a breach of certain information&nbsp;</li>
				<li>Businesses no longer have a 30-day cure period before being fined for a violation&#8239;by the CPRA</li>
			</ul>
			</td>
		</tr>
		<tr>
			<td>Definition &ndash; Sell vs. Share</td>
			<td>&ldquo;Sell&rdquo;&#8239;&ndash; for monetary or other valuable consideration</td>
			<td>
			<p>&ldquo;Sell&rdquo;&#8239;&ndash; for monetary or other valuable consideration&nbsp;</p>

			<p>&ldquo;Share&rdquo;&#8239;&ndash; share by a business to a third party&#8239;for cross-context behavioural advertising for the benefit of a business where no money is exchanged</p>
			</td>
		</tr>
		<tr>
			<td>Personal Information of Minors&nbsp;</td>
			<td>Fines for violations of the personal information for minors is the same as the fines for other types of personal information &ndash; $2,500 for&#8239;each&#8239;unintentional and $7,500 for&#8239;each&#8239;intentional&#8239;violation&nbsp;</td>
			<td>Automatic $7,500 fine for a violation involving the personal information of minors&nbsp;</td>
		</tr>
	</tbody>
</table>

<p>&nbsp;</p>

<h3>What does it mean for app developers?</h3>

<p>To become compliant with&#8239;CPRA, app developers and publishers will need to:&#8239;&nbsp;&nbsp;</p>

<ul>
	<li>Inform consumers of the new CPRA rights through their privacy policy&nbsp;&nbsp;</li>
	<li>Provide a clear link to users for&#8239;&ldquo;Do Not Sell My Personal Information&rdquo; and a link for &ldquo;Limit the Use of My Sensitive Personal Information&rdquo;. This can be coupled if it allows the user to opt out.&nbsp;&nbsp;</li>
	<li>Acquire consent to sell or share personal information of users younger than 16 years-old from the guardian.&nbsp;&nbsp;</li>
	<li>Given the above, rely on a mechanism to honor opt-out requests to scale and process opt-out requests.&#8239;&nbsp;</li>
</ul>

<h3>How is InMobi preparing?</h3>

<p>We have been compliant with the CCPA since its release in January 2020, and we plan to do the same for the CPRA when it comes into effect on January 1, 2023.&nbsp;</p>

<p>We are making changes to our systems to consume the do_not_sell flags from our publisher customers so they can inform us when a user opts out. The same will be applicable for our mediation partners and supported header bidding solutions. This means that publishers will be able to send us an opt-out flag at the request level. &nbsp;</p>

<p>We will also provide a form on the InMobi Publisher Dashboard where publishers will be able to raise Data Subject Rights, including the CPRA rights.&nbsp;&nbsp;</p>

<p>In parallel, we are also expanding the scope of Data Subject Rights that we support, in line with CPRA requirements which will be reflected in our CCPA privacy addendum.&nbsp;</p>

<p>We will notify our customers and work with them to start adopting the API.&nbsp;</p>]]></description>
      <dc:subject><![CDATA[English (EN): inmobi.com,]]></dc:subject>
      
      <dc:creator><![CDATA[ Cecilia Nzaou  ]]></dc:creator>
      
      <dc:date>2022-11-28T18:00:00+00:00</dc:date>
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    <item>
      <title><![CDATA[APAC soccer fans are in Qatar this festive season – here’s how brands can reach them]]></title>
      <link>https://www.inmobi.com/blog/2022/11/24/apac-soccer-fans-are-in-qatar-this-festive-season-heres-how-brands-can-reach-them/</link>
      <guid>https://www.inmobi.com/blog/2022/11/24/apac-soccer-fans-are-in-qatar-this-festive-season-heres-how-brands-can-reach-them/</guid>
      <description><![CDATA[<p>We are entering a much-awaited season, where game watching meets holiday shopping. The world&rsquo;s biggest soccer tournament and Double Day sales are happening at the same time this year, and it is huge.&#8239;<a href="https://www.linkedin.com/pulse/want-reach-5b-soccer-fans-holiday-shoppers-same-/">5 billion people</a>&#8239;around the world are planning to tune into the games as they ring in their annual festive plans. And 28% of these fans are in the Asia Pacific (APAC) region (GWI Sports Q4 2021).&nbsp;</p>

<p>&lsquo;Tis the season to ask a question &ndash; How will your brand successfully engage these billions?&nbsp;</p>

<h2>Create room for your goals&nbsp;</h2>

<p>There&rsquo;s no doubt that plenty of challenges come with this season.&nbsp;</p>

<p>But the good news is that there is a way to turn them into tremendous opportunities.&nbsp;</p>

<h3>#1 &ndash; Balance the interests for shopping and match watching&nbsp;</h3>

<p>How many tabs/apps do you have open right now? That&rsquo;s right, people do more than one thing at once. Shopper behavior on the Microsoft network found that 27% of their audience is more likely to search for information or products related to the match they are watching &ndash; such as the jersey of their favorite team or some other merchandise. The data further indicates that 36% of the audience is more likely to purchase a flat-screen TV and 60% are more likely to purchase a laptop. These trends show that viewers are always going to be looking at a second screen.&nbsp;</p>

<p>The audience is likely to look at their PC during matches and working hours to watch the game, research teams, and check results while also shopping on the side. It is highly possible that they have a second screen to get match updates while keeping track of their emails and spreadsheets on another screen.&nbsp;</p>

<p>Marketers could benefit from developing a robust advertising strategy that focuses on engaging their audience across multiple devices to create a seamless experience. For instance, Microsoft Advertising enables markets to target and engage PC audiences effectively and can make seasonality adjustments to account for the heightened activity during this period. Target returns on ad spends and target cost per acquisition are both supported bid strategies with these seasonality adjustments. Additionally, shoppers on the Microsoft Network are more likely to be high-income earners when compared to the average internet user, so brands have an audience that is more likely to make a purchase.&nbsp;</p>

<h3>#2 &ndash; Conquer the rise in media cost&nbsp;</h3>

<p>We get it &ndash; while soccer players tackle the ball, brands need to tackle investments and returns. Luckily, while traditional media gets expensive, there is a great chance to score with digital media. Thoughtful contextual placements can take your brand a long way in connecting with consumers.&nbsp;</p>

<p>For example, Microsoft used its Audience Intelligence to develop easy-to-use in-market audiences, designed specifically for the football event. This will let your brand target high-value customers across Microsoft Search and Microsoft Audience Network. On search campaigns, these in-market audiences can be associated with your brand&rsquo;s current top-performing ad groups with the "bid only" targeting model. You could begin with a bid boost of 20% and then adjust it as you evaluate the campaign&rsquo;s performance. On audience campaigns, it will benefit your brand if you add these lists in "target and bid" to existing ones that are using in-market audiences. Alternatively, you could create a separate campaign that targets these sports and soccer enthusiasts in an efficient manner.&nbsp;</p>

<h2>Ensure a class act&nbsp;</h2>

<p>Most matches fall during non-working hours for viewers in APAC, which means viewers are more relaxed and less likely to be distracted or get busy. This attentive audience will have all eyes on your content, so make it a cracker.&nbsp;</p>

<p>Microsoft Advertising reported that they saw a huge number of soccer enthusiasts from APAC on their platform. The platform is home to 63% of Australia&rsquo;s football fans, 54% of Japan&rsquo;s soccer lovers and 46% of India&rsquo;s football enthusiasts.&nbsp;</p>

<p>Moreover, since fans are likely to use both mobiles and personal computers (PCs) to watch matches, it would be wise to use platforms such as Microsoft Advertising that are designed to reach them across devices.&nbsp;</p>

<p>Our opinion: a combination of search and native placements to deliver rich content and thoughtful experiences to the soccer viewer will ensure that class act.&nbsp;</p>

<p>There is no doubt that with the anticipation building, there&rsquo;s a great opportunity for brand building. Whatever your goal, score with a strategy across mobile and PC this year.</p>]]></description>
      <dc:subject><![CDATA[Announcements, Events, Media Consumption &amp; Trends, English (EN): inmobi.com, Asia Pacific,]]></dc:subject>
      
      <dc:creator><![CDATA[ Team InMobi  ]]></dc:creator>
      
      <dc:date>2022-11-24T23:13:00+00:00</dc:date>
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    <item>
      <title><![CDATA[Report Summary: The 2022 Southeast Asia Holiday Shopping Guide]]></title>
      <link>https://www.inmobi.com/blog/2022/11/22/report-summary-the-2022-southeast-asia-holiday-shopping-guide/</link>
      <guid>https://www.inmobi.com/blog/2022/11/22/report-summary-the-2022-southeast-asia-holiday-shopping-guide/</guid>
      <description><![CDATA[<p>With a slew of different cultures, ethnicities, and identities, Southeast Asia (SEA) is a heritage-rich region that celebrates diverse festivals during the last few months of the year. This year, the festive spirit returns stronger than ever, post two years of hushed celebrations. Consumers are all geared up to celebrate and shop this festive season. They have made choices on the shopping categories, the brands, and the products they plan to purchase this festive season. <strong><a href="https://go.inmobi.com/2022-holiday-shopping-guide-sea/">The 2022 Southeast Asia Holiday Shopping Guide</a></strong> deep dives into the consumers&#39; sentiment and brings brands closer to understanding and acquiring them successfully during the festive fanfare. Here are the key highlights from the report:&nbsp;</p>

<h2><strong>The Year of Recovery, Easing in and Shopping</strong>&nbsp;</h2>

<p>After two years of social distancing and slowed-down celebrations, consumers are breathing easy this year and are ready to ring in celebrations in full glory. They plan to bring back shopping in their festive regime and shop everything that makes them festive-ready, from apparel and accessories, to home d&eacute;cor and furnishing.&nbsp;</p>

<h2><strong>From Stocking Up to Saving More&nbsp;</strong></h2>

<p>As inflation hits the markets, Southeast Asians prefer to stock up during hot deals. They are also open to exploring less expensive options to balance the price rise and intend to save more than spending.&nbsp;</p>

<p><img alt="" src="https://go.inmobi.net/hubfs/SEA%20Holiday%20Blog%202022/Insight%201.png" style="height: 399px; width: 700px;" /></p>

<p>&nbsp;</p>

<h2><strong>Mobile Apps Dominate the Shopping Journey&nbsp;</strong></h2>

<p>Desktop websites have declined in popularity as consumers are opting to learn, explore and buy on mobile. With exclusive app discounts, and easy returns/ exchanges, mobile apps are delivering the most convenient shopping experiences to become the undisputed king of the shopping journey. The shift in payment channels will favor digital wallets in apps trumping cash as the mode of payment.&nbsp;</p>

<p><img alt="" src="https://go.inmobi.net/hubfs/SEA%20Holiday%20Blog%202022/Insight%202.jpg" style="width: 700px; height: 376px;" /></p>

<p>&nbsp;</p>

<h2><strong>The Nature of Holiday Shoppers&nbsp;</strong></h2>

<p>Southeast Asia homes will have three key buyer personas this festive season. Bargain hunters-who haven&rsquo;t planned their purchases and are waiting for offers, Category explorers- who have decided on the categories but not the brands, and Brand lovers &ndash; who have decided on the brands and products they purchase. 79% of these audiences have not decided on the brands yet, leaving brands a huge opportunity to gain their attention and convert them.&nbsp;</p>

<p><img alt="" src="https://go.inmobi.net/hubfs/SEA%20Holiday%20Blog%202022/Insight%203.jpg" style="width: 700px; height: 405px;" /></p>

<p>&nbsp;</p>

<h2><strong>The Four Fantastic Pillars for a Blockbuster Festive Season&nbsp;</strong></h2>

<p>The 2022 holiday season will see four major pillars driving festive success for marketers.&nbsp;</p>

<p><strong>1. Get to the Core of Audience Sentiments:</strong> Did you know there&#39;s about a 2x growth rate in online women shoppers from 2020? Marketers must leverage the right blend of demographic, location, and app usage signals to understand the new normal consumer habits and strike a chord with them.&nbsp;</p>

<p><strong>2. Target Households for Holistic Success: </strong>The key to success this season is by identifying the initiator, buyer, influencer, and user within the household and influencing them with cross-device and offline-to-online attribution.&nbsp;</p>

<p><strong>3. Win with the Right Creative Formula:</strong> Brands must tease with custom creatives to capture attention, drive engagement with mobile videos, and close conversions with data-driven personalization to ace the marketing game.&nbsp;</p>

<p><strong>4. Strengthen Intent with Online-to-Offline Experiences:</strong> Deliver seamless in-store experiences online with 3600 store tours, share offer details and directions to the nearest store to capture purchase intent with shoppable solutions.&nbsp;</p>

<p>Delve into the 2022 Southeast Asia Holiday Shopping Guide<a href="http://go.inmobi.com/2022-holiday-shopping-guide-sea/">&nbsp;to learn more about the consumer</a> outlook and get a glimpse of the latest trends that help marketers mark successful festive growth.&nbsp;</p>]]></description>
      <dc:subject><![CDATA[Advertising, Consumer Research, Understanding Consumers, English (EN): inmobi.com, Asia Pacific,]]></dc:subject>
      
      <dc:creator><![CDATA[ Team InMobi  ]]></dc:creator>
      
      <dc:date>2022-11-23T01:36:00+00:00</dc:date>
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    <item>
      <title><![CDATA[Meet Our London Team: Philip Gale]]></title>
      <link>https://www.inmobi.com/blog/2022/11/22/meet-our-london-team-philip-gale/</link>
      <guid>https://www.inmobi.com/blog/2022/11/22/meet-our-london-team-philip-gale/</guid>
      <description><![CDATA[<h3>Meet Philip Gale from our office in London. He heads agency development and Europe brand sales&nbsp;at InMobi.</h3>

<p>As our team in London stands at the cusp of massive growth and expansion in the region, Philip talks about what it feels like to work at InMobi in a candid conversation. He shares that &ldquo;freedom with responsibility&rdquo; is a value that InMobi truly stands by and how it allows InMobians to meet their potential. Philip further goes on to talk about InMobi culture and how it forms the foundation for us&nbsp;as an organization. &ldquo;The strongest asset within working at InMobi comes down to the culture,&rdquo; he adds.</p>

<p>Watch the video and find out all that Philip has to say about the company and his #LifeAtInMobi.</p>

<div><iframe allow="accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture" allowfullscreen="" frameborder="0" height="315" src="https://www.youtube.com/embed/9T6ddh0buQA" title="YouTube video player" width="560"></iframe></div>

<p>&nbsp;</p>

<p>To work with leaders like Philip in our UK team, explore opportunities on our <a href="https://www.inmobi.com/company/careers/">careers website</a>.</p>]]></description>
      <dc:subject><![CDATA[Inside InMobi, English (EN): inmobi.com, Global,]]></dc:subject>
      
      <dc:creator><![CDATA[ Team InMobi  ]]></dc:creator>
      
      <dc:date>2022-11-22T03:37:00+00:00</dc:date>
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    <item>
      <title><![CDATA[Illustrated By InMobi | Mobile game advertising in 2022]]></title>
      <link>https://www.inmobi.com/blog/2022/11/16/illustrated-by-inmobi-mobile-game-advertising-in-2022/</link>
      <guid>https://www.inmobi.com/blog/2022/11/16/illustrated-by-inmobi-mobile-game-advertising-in-2022/</guid>
      <description><![CDATA[<p>Southeast Asia has always been a hub for mobile gaming. This hasn&rsquo;t changed, even with the pandemic. The top three countries by gaming app download growth are in Southeast Asia and more and more brands are beginning to realize that they need to get their game on.</p>

<p>Find out the level they have reached. Read on for more insights and download the report, <a href="https://go.inmobi.com/sea-mobile-game-advertising-2022/">&lsquo;<u>Mobile Game Advertising in 2022</u>&rsquo;</a>.<br />
<br />
&nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp;&nbsp; &nbsp; &nbsp; &nbsp; &nbsp;<img alt="" src="https://go.inmobi.net/hubfs/2022%20SEA%20Gaming/SEA%20Gaming%20Report%202022%20Infographic_v2-01%20(2).png" style="width: 700px; height: 2720px;" /><br />
<br />
&nbsp;</p>

<p>Game over? Not yet.</p>

<p>Delve into <a href="http://go.inmobi.com/sea-mobile-game-advertising-2022/">the report</a> for more insights and take your strategies to the next level.</p>

<p>And to explore how your brand can bring its A-game, write to us at <a href="mailto:mobilemarketing@inmobi.com">mobilemarketing@inmobi.com</a>.</p>]]></description>
      <dc:subject><![CDATA[Consumer Research, Media Consumption &amp; Trends, Understanding Consumers, English (EN): inmobi.com, Asia Pacific,]]></dc:subject>
      
      <dc:creator><![CDATA[ Team InMobi  ]]></dc:creator>
      
      <dc:date>2022-11-16T05:37:00+00:00</dc:date>
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    <item>
      <title><![CDATA[How Australians Have Changed the Way They Shop and More: The 2022 Holiday Shopping Guide]]></title>
      <link>https://www.inmobi.com/blog/2022/11/15/how-australians-have-changed-the-way-they-shop-and-more-the-2022-holiday-shopping-guide/</link>
      <guid>https://www.inmobi.com/blog/2022/11/15/how-australians-have-changed-the-way-they-shop-and-more-the-2022-holiday-shopping-guide/</guid>
      <description><![CDATA[<p>Australia has always had hugely anticipated holiday seasons with millions crowding stores to shop for themselves and their loved ones. However, the two-year pandemic changed things, encouraging the habit of shopping online. Now, as Australians emerge from the pandemic cautiously optimistic, some of their newly formed habits are here to stay.&nbsp;</p>

<p>To know more about these changes in the Australian holiday shopper&rsquo;s journey, download the <a href="https://inmo.bi/3fVGNAC">2022 Holiday Shopping Guide.</a><br />
<br />
&nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp;&nbsp;<a href="https://inmo.bi/3fVGNAC"><img alt="" src="https://go.inmobi.net/hubfs/2022%20ANZ%20Shopping/AU%20Festive%20Infographic%20(2).jpg" style="width: 700px; height: 2147px;" /></a></p>

<p>There&rsquo;s more in store!&nbsp;</p>

<p><a href="https://inmo.bi/3fVGNAC">Get the guide</a> for more insights on how to delight the Australian holiday shopper.&nbsp;</p>

<p>To know how your brand can be on their wish list, write to us at <a href="mailto:mobilemarketing@inmobi.com">mobilemarketing@inmobi.com</a>.</p>]]></description>
      <dc:subject><![CDATA[Acquiring New Users, Advertising, Understanding Consumers, English (EN): inmobi.com, Asia Pacific,]]></dc:subject>
      
      <dc:creator><![CDATA[ Team InMobi  ]]></dc:creator>
      
      <dc:date>2022-11-15T11:57:00+00:00</dc:date>
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    <item>
      <title><![CDATA[InMobi and Tenjin Ad Monetization Report: One Month After Google Play Changes ]]></title>
      <link>https://www.inmobi.com/blog/2022/11/14/inmobi-and-tenjin-ad-monetization-report-one-month-after-google-play-changes/</link>
      <guid>https://www.inmobi.com/blog/2022/11/14/inmobi-and-tenjin-ad-monetization-report-one-month-after-google-play-changes/</guid>
      <description><![CDATA[<p>We&rsquo;ve partnered with <a href="https://tenjin.com/" target="_blank">Tenjin</a> to produce a report focused on key aspects of the ad monetization market in October 2022.&nbsp;</p>

<h3>Top Countries by Ad Revenue for Both Android and iOS&nbsp;</h3>

<p>Tenjin&rsquo;s data shows a healthy revenue and impression distribution between the two operating systems. Being a leading monetization partner for app developers across the world, it&rsquo;s no surprise to find a mix of countries from North America, South America, EMEA, and APAC as our top revenue markets. &nbsp;</p>

<p>Building on Tenjin&rsquo;s trends, InMobi has traditionally performed well in other markets like Vietnam and Mexico.&nbsp;</p>

<p><img alt="" src="https://go.inmobi.net/hubfs/ios%20-%20Top%20Countries%20By%20Ad%20Revenue.png" style="width: 573px; height: 189px;" /></p>

<p><img alt="" src="https://go.inmobi.net/hubfs/android%20-%20top%20countries%20by%20ad%20revenue.png" style="width: 573px; height: 189px;" />&nbsp;</p>

<h3>40% of Android revenue driven by full screen&nbsp;</h3>

<p>These numbers are a global average across the SSP, therefore they will vary by region and by publishers. While a majority of our inventory across both OS is on banner ads, 40% of Android and 30% of iOS revenue is generated through non-banner inventory such as interstitial and rewarded ads. In fact, some of our larger publishers see 40%+ of revenue on full screen.&nbsp;</p>

<p>&nbsp;</p>

<p><img alt="ios and android ad format" src="https://go.inmobi.net/hubfs/Revenue%20Distribution%20by%20Ad%20Format.png" style="width: 573px; height: 240px;" /></p>

<p>With users preferring more and more opted-in formats like rewarded video, we have seen tremendous growth on full screen placements. Full-screen inventory&#8239;ad requests for&#8239;the InMobi&#8239;Exchange&#8239;grew by 173% and 38% in revenue in Q2&#8239;&rsquo;22 as compared to the previous year.&#8239; You can take a look at our rewarded video growth <a href="https://www.inmobi.com/blog/2022/04/26/rewarded-video-growth" target="_blank">here</a>. &nbsp;</p>

<p>We also expect our native inventory and revenue to growth exponentially as we&rsquo;ve just announced our closed beta for native ad monetization on our header bidding integration with AppLovin MAX. We now also support native ads on Google Open Bidding for both app and mobile web.&nbsp;</p>

<h3>&nbsp;Interstitials Ads Post Google&#39;s New Ads Guidelines&nbsp;</h3>

<p>Effective September 30, <a href="http://www.inmobi.com/blog/2022/08/25/google-play-x-better-ads-experiences?utm_term=july-2022&amp;utm_campaign=ww-publisher-newsletter-2022&amp;utm_medium=email&amp;_hsmi=225531090&amp;_hsenc=p2ANqtz-8Ky7hCj7e4zwc7AoUwX5Teh8LMeYLC4kVboC_MT4MWSSUtIzV9agNN2HVkEa-EMkaFWnXUechWbhAIEdbZDSeLK7S4kg&amp;utm_source=hubspot" target="_blank">G</a><a href="https://www.inmobi.com/blog/2022/08/25/google-play-x-better-ads-experiences?utm_term=july-2022&amp;utm_campaign=ww-publisher-newsletter-2022&amp;utm_medium=email&amp;_hsmi=225531090&amp;_hsenc=p2ANqtz-8Ky7hCj7e4zwc7AoUwX5Teh8LMeYLC4kVboC_MT4MWSSUtIzV9agNN2HVkEa-EMkaFWnXUechWbhAIEdbZDSeLK7S4kg&amp;utm_source=hubspot" target="_blank">oogle&rsquo;s new Ads&#39; guidelines</a> bans full screen interstitial ads that show unexpectedly and that are not closable after 15 seconds and interrupt users in their actions.&nbsp;&nbsp;</p>

<p>While the policy invites better ad practices, the gaming developer ecosystem was certainly wondering about a potential impact, especially across the hyper-casual category.&nbsp;&nbsp;</p>

<p>However, looking at the data at global level we only found a 2% decrease in eCPMs across Android, which is linked to seasonality. We also saw a steady growth of 9% in revenue and 5% in impressions, concluding that the new ad guidelines are not leading to a high impact based on the trend we see right now.&nbsp;</p>

<p><img alt="interstitial ad android" src="https://go.inmobi.net/hubfs/Change%20in%20interstitial%20ads%20-android.png" style="width: 573px; height: 204px;" /></p>

<p>Overall, we at InMobi welcome guidelines that focus on user experience. We believe that this will enable a better experience for the users and eventually drive higher and better engagement.&nbsp;&nbsp;</p>

<p>Download the full report&nbsp;<a href="https://inmobi.docsend.com/view/3qn5e6zh34w837mw" target="_blank">here</a>.&nbsp;</p>

<p><a class="btn btn-s" href="https://inmobi.docsend.com/view/3qn5e6zh34w837mw" style="border-radius:25px;font-size:24px;font-weight:normal;" target="_blank">Read Today</a></p>]]></description>
      <dc:subject><![CDATA[In-App Monetization, English (EN): inmobi.com, Global,]]></dc:subject>
      
      <dc:creator><![CDATA[ Cecilia Nzaou  ]]></dc:creator>
      
      <dc:date>2022-11-14T17:37:00+00:00</dc:date>
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    <item>
      <title><![CDATA[Meet Our London Team: Shumel Lais]]></title>
      <link>https://www.inmobi.com/blog/2022/11/08/meet-our-london-team-shumel-lais/</link>
      <guid>https://www.inmobi.com/blog/2022/11/08/meet-our-london-team-shumel-lais/</guid>
      <description><![CDATA[<h3>Introducing Shumel Lais, General Manager for Appsumer, an intelligence platform under the InMobi Group.</h3>

<p>Shumel is also the founder of Appsumer and he joined InMobi&#39;s London office seven months back after the platform joined forces with the InMobi Group. In this candid conversation with us,&nbsp;he&nbsp;talks about the InMobi culture that enables freedom to be entrepreneurial and the growth mindset that drives us forward.</p>

<p>Shumel&nbsp;shares that it is the mindset of the leadership at InMobi that pushes everybody to think outside the box and bring their own innovative ideas and point of view to the table.&nbsp;&ldquo;Thinking without constraints allows us to come up with a lot more ideas that we may not otherwise,&rdquo; he adds.</p>

<p>Watch the video to hear all Shumel has to say about the company and his #LifeAtInMobi.</p>

<div><iframe allow="accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture" allowfullscreen="" frameborder="0" height="315" src="https://www.youtube.com/embed/wpxkcm-0k4Y" title="YouTube video player" width="560"></iframe></div>

<p>&nbsp;</p>

<p>To join InMobi&rsquo;s team in the UK, explore opportunities on our&nbsp;<a href="https://www.inmobi.com/company/careers/">careers website</a>.</p>]]></description>
      <dc:subject><![CDATA[Inside InMobi, English (EN): inmobi.com, Global,]]></dc:subject>
      
      <dc:creator><![CDATA[ Team InMobi  ]]></dc:creator>
      
      <dc:date>2022-11-08T01:34:00+00:00</dc:date>
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      <title><![CDATA[Why Mobile Game Advertising is a Must-Have for Indian Marketers in 2022]]></title>
      <link>https://www.inmobi.com/blog/2022/11/07/why-mobile-game-advertising-is-a-must-have-for-indian-marketers-in-2022/</link>
      <guid>https://www.inmobi.com/blog/2022/11/07/why-mobile-game-advertising-is-a-must-have-for-indian-marketers-in-2022/</guid>
      <description><![CDATA[<p><strong>Among us, there are millions of gamers.</strong><br />
India is a country that has always loved mobile games, but the love turned into a passion when the pandemic forced people to stay home. In 2021 alone, over 9.33 billion mobile games were downloaded in India, making it the world&rsquo;s second-largest market for mobile gaming.<br />
<br />
<br />
<strong>Sure, but why should brands play?</strong><br />
While there&rsquo;s a huge appetite for mobile game apps, do brands stand a chance to meet their objectives while reaching people who simply want to play?<br />
<br />
You&rsquo;d be surprised at how engaged gamers can be. In our report on&nbsp;<a href="https://go.inmobi.com/mobile-game-advertising-in-2022-india/">mobile game advertising in India, 2022</a>, we found that 98% gaming advertisers increased their spends on mobile game apps last year because they were so impressed by the results that advertising on gaming apps got them.</p>

<p>Here&rsquo;s why brands love advertising on mobile gaming apps:</p>

<ul>
	<li>
	<p>They see higher attention and up to 2X higher engagement rates from audiences on mobile games</p>
	</li>
	<li>
	<p>There is room for more precise targeting and personalization</p>
	</li>
	<li>
	<p>Brands can score even with hard-to-reach audience segments while they play considering 43% mobile gamers in India are women and 31% gamers are aged over 45 years</p>
	</li>
	<li>
	<p>The experiences they can create for gamers on these apps are interesting and innovative</p>
	</li>
</ul>

<p><strong>Marketers, let&rsquo;s talk about your game plan.</strong><br />
Mobile game advertising when done right can achieve wonders &ndash; possibly even your highest score! There has been a whopping 2x jump in mobile gaming ad spends since 2021. Here&rsquo;s how brands can play it smartly:</p>

<ul>
	<li>
	<p>Play the right game:<br />
	Find out the games that your audience loves and is suited to your brand&rsquo;s values. Scale and optimize your campaign on these apps programmatically. The Open Exchange is the most popular method to do so, and Private Marketplace deals come a close second.</p>
	</li>
	<li>
	<p>Score with the right format:<br />
	Choose from fresh and engaging formats. Be it blended in-game experiences, rewarded videos, interstitials or playables, you can engage your audience in the most relevant way. Blended in-game ads are what brands are most looking forward to. InMobi&rsquo;s platform data showed 1.6X growth in advertisers spending on video ad placements on mobile games.</p>
	</li>
	<li>
	<p>Catch the right metric:<br />
	Craft your experience based on what you want to measure. Some great metrics to capture while advertising on mobile games are brand awareness, completion rates, attention time, viewability, and reach and frequency. Our report shows that ads on mobile game apps deliver close to 2x higher completion rates, engagement and eCPMs as compared to benchmarks.</p>
	</li>
</ul>

<p>Now that you&rsquo;ve seen how advertising on gaming apps can create engaging experiences and help you measure success and ROI, let&rsquo;s look at three myths about mobile game advertising &ndash; and wipe them out!<br />
<br />
<br />
<strong>Is your brand safe? Are mobile game apps brand-safe?</strong><br />
Rest assured, your brand won&rsquo;t <em>lose a life.</em> You can identify a range of safe apps that suit your brand&rsquo;s values and the audience you want to reach: Our study found that there is an 83% match between the game and the brand&rsquo;s values!<br />
<br />
<br />
<strong>Do mobile games really take the media mix to the next level?</strong><br />
Advertisers have found that gaming apps enrich the media mix. InMobi&rsquo;s platform data showed that 34% of all ad spends were on game apps between January and July 2022. And there has been a 60% year-on-year growth in the volume of advertisers investing in mobile game advertising.<br />
<br />
<br />
<strong>Will it be game over as you tackle the challenges of advertising on gaming apps?</strong><br />
Advertising on mobile game apps is not at all difficult to manage or expensive to run. Plug-and-play solutions make it easy and affordable: 97% of brands who advertise on mobile game apps report high satisfaction.<br />
<br />
<br />
<strong>Yes, mobile game advertising can give your brand a power-up.</strong><br />
A large variety of formats and a good number of success metrics make mobile game advertising a winning solution to help your brand achieve its objectives.<br />
<br />
Get more insights on how brands score with mobile game advertising. Read our report, <a href="https://go.inmobi.com/mobile-game-advertising-in-2022-india/">Mobile Game Advertising in 2022.</a><br />
To know more about how to advertise on mobile games, write to us at <a href="http://mailto:mobilemarketing@inmobi.com">mobilemarketing@inmobi.com</a>.</p>]]></description>
      <dc:subject><![CDATA[Acquiring New Users, Advertising, Media Consumption &amp; Trends, English (EN): inmobi.com, Asia Pacific,]]></dc:subject>
      
      <dc:creator><![CDATA[ Team InMobi  ]]></dc:creator>
      
      <dc:date>2022-11-07T21:57:00+00:00</dc:date>
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    <item>
      <title><![CDATA[Why Southeast Asia’s Marketers Must Bring their A-game with Mobile Game Advertising in 2022]]></title>
      <link>https://www.inmobi.com/blog/2022/11/07/why-southeast-asias-marketers-must-bring-their-a-game-with-mobile-game-advertising-in-2022/</link>
      <guid>https://www.inmobi.com/blog/2022/11/07/why-southeast-asias-marketers-must-bring-their-a-game-with-mobile-game-advertising-in-2022/</guid>
      <description><![CDATA[<p><strong>The game&rsquo;s never over in Southeast Asia.</strong><br />
Until a few years ago, mobile gaming faced several barriers in Southeast Asia. But it&rsquo;s 2022, and the region is a hotspot for mobile gaming. When the pandemic hit and people were confined to their homes, people took to gaming on their phones. Today, the top three countries by growth in gaming app downloads are still in Southeast Asia.</p>

<p><strong>Brands have played along so far. But will they continue to?</strong><br />
Mobile gaming is booming in Southeast Asia, and consequently so is mobile game advertising. Our recent report, <a href="https://go.inmobi.com/sea-mobile-game-advertising-2022/">Mobile Game Advertising, 2022</a> found that Southeast Asia saw a 2x increase in ad spends on mobile game apps, since before the pandemic.</p>

<p>In fact, in just the last two years, 6 in 10 advertisers in Southeast Asia took up mobile gaming advertising.</p>

<p>There&rsquo;s a whole list of reasons why brands in Southeast Asia love advertising on mobile gaming apps, and why your brand should too:</p>

<ul>
	<li>
	<p><em>Attention! Here&rsquo;s your chance to get more attention.</em><br />
	The rate of attention and engagement from gamers is incredible, making them a great audience for your brand. Our data shows that ads on mobile game apps delivers 2x higher engagement.</p>
	</li>
	<li>
	<p><em>Keep your brand safe.</em><br />
	There&rsquo;s a gaming app out there for every type of brand, so you know it&rsquo;ll be right for your consumers. Our report found that 88% of the time, there is great suitability between the game and the brand!</p>
	</li>
	<li>
	<p><em>It&rsquo;s personal, in a good way</em>.<br />
	Mobile game apps offer scope for accurate targeting and enhanced personalization that your audience will love. Over 57% seasoned brands rated this as one of the top five reasons they continue advertising on mobile game apps.</p>
	</li>
	<li>
	<p><em>Innovation: </em>Unlimited.<br />
	Gaming apps are a playing field for innovation. Your brand can create out-of-the-box engaging experiences that will enrich the media mix with a variety of formats such as blended in-game ads, rewarded videos, playables and interstitials. InMobi&rsquo;s platform data shows 30% growth in advertisers spending on video ad placements on mobile games.</p>
	</li>
</ul>

<p><strong>Okay, marketers: How will you bring your A-game?</strong><br />
When done right, advertising on mobile games can make your brand a top scorer! Our data shows that in 2022 alone, 60% of all ad spends were on game apps. But hey, we heard that there are some false rumors about mobile game advertising. If you&rsquo;ve heard them, it&rsquo;s time to clear the air!</p>

<p><strong>Did someone say it&rsquo;s hard to measure success on gaming apps? They&rsquo;re playing.</strong><br />
From assessing key metrics such as completion rates, attention and engagement, viewability, reach and frequency to enhancing recall and consideration, brands are using several ways to see how their ads have scored on mobile game apps. InMobi&rsquo;s platform data shows that advertising on mobile game apps delivers better performance compared to non-game apps with 1.6x higher completion rates, 2x higher engagement, and 33% higher eCPMs.</p>

<p><strong>Puzzled as you wonder if mobile game advertising is tough or expensive?</strong><br />
Advertising on mobile game apps can be easy, affordable, and scalable with a range of plug-and-play options available via programmatic solutions! Within the programmatic domain, Private Marketplace deals are the most popular method for brands to advertise on game apps. 97% of brands who advertise on mobile game apps report high satisfaction.</p>

<p>Fresh formats, engaging experiences and measurable metrics make mobile game advertising a winning way to meet your goals.<br />
Get more insights on how brands score with mobile game advertising. Read our report, <a href="https://go.inmobi.com/sea-mobile-game-advertising-2022/">Mobile Game Advertising in 2022.</a></p>

<p>To know more about how to advertise on mobile games, write to us at <a href="http://mailto:mobilemarketing@inmobi.com">mobilemarketing@inmobi.com</a>.</p>]]></description>
      <dc:subject><![CDATA[Advertising, Announcements, Media Consumption &amp; Trends, English (EN): inmobi.com, Asia Pacific,]]></dc:subject>
      
      <dc:creator><![CDATA[ Team InMobi  ]]></dc:creator>
      
      <dc:date>2022-11-07T10:54:00+00:00</dc:date>
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    <item>
      <title><![CDATA[Putting SKAN 4.0 Into Practice ]]></title>
      <link>https://www.inmobi.com/blog/2022/10/27/putting-skan-4.0-into-practice/</link>
      <guid>https://www.inmobi.com/blog/2022/10/27/putting-skan-4.0-into-practice/</guid>
      <description><![CDATA[<p>This week, Apple rolled out the eagerly awaited fourth version of its privacy-preserving ad attribution framework SKAdNetwork (SKAN), which is&nbsp;<a href="/blog/what-skan-4.0-means-for-ios-performance-advertising">summarized in detail here</a>.&nbsp; The waiting game may have ended without warning and no practice round, but the good news is that the app performance media and measurement players who have embraced and aggressively invested in SKAN since its earliest days are already all-in and hard at work coming together to ensure that the residual gains SKAN 4.0 enables are realized as quickly as possible.&nbsp;&nbsp;</p>

<h3>How App Growth Marketers Can Get a Fast Start With SKAN 4.0&nbsp;</h3>

<p>In addition to adopting iOS 16.1 SDK in your apps, here are key action items app growth advertisers can take today to prepare for these meaningful improvements and where they should be looking to their partners for expertise and assistance:&nbsp;</p>

<p><u><strong>Revisit conversion value mapping schemas and verify MMP support</strong></u></p>

<p>Work in close collaboration with your media partners such as InMobi alongside your MMP to develop a refreshed strategy that takes into consideration how to leverage the multiple postbacks now available, incorporate the new Coarse Conversion Value, and determine when to trigger conversion window locking to receive postbacks more rapidly than the default times of&nbsp; 0-2, 3-7, and 8-35 days that are associated with the three static windows.&nbsp; These new features should be approached in a strategic manner that maximizes campaign optimization while also delivering the level of performance reporting insights you need. Consult with your measurement partners to ensure systems are ready to support your updated conversion mapping schemas and reporting needs.&nbsp;&nbsp;</p>

<p><u><strong>Ensure media partners are deploying upgrades that maximize the value of SKAN 4.0</strong></u></p>

<p>Media partners must update their systems to support the new 4-digit Hierarchical Source ID, Safari web-to-app flow and ensure access to ample SKAN 4.0 compliant mobile app and web ad inventory.&nbsp; Additionally, you should look to them to be making enhancements to their machine learning models that drive better performance leveraging the fresh signals SKAN 4.0 provides, accounting for multiple postbacks, new delay mechanisms, Hierarchical Conversion Values and Source IDs.&nbsp;&nbsp;</p>

<h3>Get in Touch</h3>

<p>We&rsquo;re happy to help you cut through the noise and understand how these changes impact your app&rsquo;s growth in a meaningful way. Reach out to your InMobi Account Executive to get started, or <a href="https://www.inmobi.com/company/contact">use our contact form</a>.&nbsp;You can also find more of our insights on how to navigate iOS app performance marketing and SKAN in a privacy-first world in our <a href="https://go.inmobi.com/performance-marketing/" target="_blank">SKAN 4.0 Resource Center</a>. &nbsp;</p>

<p><a class="btn btn-s" href="https://go.inmobi.com/performance-marketing/" style="border-radius:25px;font-size:24px;font-weight:normal;">Visit Today</a></p>]]></description>
      <dc:subject><![CDATA[Advertising, In-App Monetization, Products &amp; Tools, English (EN): inmobi.com,]]></dc:subject>
      
      <dc:creator><![CDATA[ Sara Camden  ]]></dc:creator>
      
      <dc:date>2022-10-27T23:54:00+00:00</dc:date>
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    <item>
      <title><![CDATA[What SKAN 4.0 Means for iOS Performance Advertising ]]></title>
      <link>https://www.inmobi.com/blog/2022/10/27/what-skan-4.0-means-for-ios-performance-advertising/</link>
      <guid>https://www.inmobi.com/blog/2022/10/27/what-skan-4.0-means-for-ios-performance-advertising/</guid>
      <description><![CDATA[<p>With the public release of iOS 16.1, Apple dropped a highly anticipated update to its privacy-preserving advertising attribution framework, SKAdNetwork (SKAN) 4.0. Its debut comes with a number of welcome changes announced during Apple&rsquo;s <a href="https://developer.apple.com/videos/play/wwdc2022/10038" target="_blank">Worldwide Developer Conference (WWDC)</a> in June &rsquo;22, as well as a few new surprises. &nbsp;</p>

<p>Here&rsquo;s a breakdown of the highlights and what it all means for the iOS performance advertising ecosystem.&nbsp;&nbsp;</p>

<h3>SKAN 4.0 Went Fully Live With All Announced Features&nbsp;&nbsp;</h3>

<p>Apple shut down skeptics by delivering all the notable enhancements promised when SKAN 4.0 was first revealed in full well before the end of 2022. <a href="/blog/skadnetwork-4.0-what-app-advertisers-need-to-know" target="_blank">InMobi covered these in more detail</a> shortly after SKAN 4.0 was announced, and here&rsquo;s a quick recap of the expected improvements now available:&nbsp;&nbsp;&nbsp;</p>

<p><strong><u>Fixed conversion windows of 0-2, 3-7, and 8-35 days rather than a rolling timer</u>:</strong></p>

<p>One of the most confounding mechanisms included in earlier versions of SKAN is the rolling 24-hour timer that resets each time a user completes one of up to 63 conversion events, meaning any insight into the most highly engaged users acquired as a result of a campaign can be delayed up to 65 days. Now, let the collective rejoicing begin as the rolling clock is replaced by three static windows of time that will allow for much more predictable delivery of campaign insights aligned to key stages of the post-install customer journey.&nbsp;&nbsp;</p>

<p><strong><u>Track up to three distinct conversion events instead of just one</u></strong></p>

<p>As a companion to the three new fixed conversion windows, SKAN will also send up to three attribution postbacks.&nbsp;This gives app growth marketers notably better insight into the post-install customer journey, which in turn provides a clearer understanding of return-on-ad-spend (ROAS) and richer, more frequent signals for improving campaign optimization. A winning ad network is eligible to receive all 3 postbacks, and up to 5 non-winning ad networks are eligible to receive the first postback.&nbsp;&nbsp;</p>

<p><img alt="apple skadnetwork" src="https://go.inmobi.net/hubfs/Postbacks%201.png" style="width: 625px; height: 353px;" /></p>

<p><strong><u>More flexible, multi-tiered approach to crowd anonymity instead of a binary threshold</u></strong></p>

<p>For an attribution postback to contain key insights like conversion value in SKAN v3.0 and below, each campaign is graded daily and assigned a passing or failing score that hinges on whether Apple is satisfied that the number of installs it drove was high enough to adequately obscure each converted user&rsquo;s privacy.&nbsp;SKAN 4.0 grades on a curve instead, delivering a broader range of insights with varying granularity dependent on a crowd anonymity spectrum that takes into account the traffic volume of both the advertiser&rsquo;s and the ad publisher&rsquo;s app, as well as how many users converted after seeing an ad associated with a distinct campaign and ad network.&nbsp;&nbsp;&nbsp;</p>

<p><u><strong>Media partners have up to 1000x more freedom to optimize campaigns</strong></u></p>

<p>Perhaps the most limiting feature found in earlier versions of SKAN from a campaign optimization perspective is the 2-digit campaign identifier, which caps the number of campaigns each media partner can run to no more than 100.&nbsp;Gone is the 2-digit Campaign ID in SKAN 4.0, and in its place is a new parameter called Hierarchical Source ID that can have as many as 4 digits.&nbsp; The number of digits included in an attribution postback is controlled by Apple&rsquo;s updated crowd anonymity grading scale with more digits passed as Apple&rsquo;s confidence in user privacy grows. This gives ad networks up to 10,000 unique combinations of signals they can take advantage of to fine-tune for maximum performance and cost effectiveness.&nbsp;</p>

<p><u><strong>Expanded spectrum of conversion insights available at varying levels of granularity</strong></u></p>

<p>Apple&rsquo;s school of privacy in advertising likes to reward good students and one such reward is the Hierarchical Conversion Value, which is new in SKAN 4.0.&nbsp;The legacy conversion value in earlier versions of SKAN that allowed advertisers to define up to 63 conversion events is still in place, but it is now referred to as the Fine-Grained Conversion Value with a companion called the Coarse-Grained Conversion Value.&nbsp;This new parameter has three values that can be assigned to important conversion events, and it can be received in any of the 3 postbacks even when the highest tier of crowd anonymity isn&rsquo;t met, while the fine-grained value will be reserved for only the first postback and higher crowd anonymity tiers.&nbsp;&nbsp;&nbsp;</p>

<p><strong><u>Support for Safari mobile web-to-app campaigns within the SKAdNetwork flow</u>:&nbsp;</strong></p>

<p>While earlier versions of SKAdNetwork offer support for only in-app campaigns, SKAN 4.0 adds the ability to attribute app performance driven by ads shown in Safari&rsquo;s mobile browser.&nbsp;This unlocks an additional conversion path for attracting new users via SKAN-compliant app growth campaigns.&nbsp;&nbsp;&nbsp;</p>

<h3>Apple Had a Few New Tricks Up its Sleeve&nbsp;</h3>

<p>In addition to delivering all expected SKAN 4.0 features ahead of schedule, Apple also worked in a few surprises, with some more welcome than others.&nbsp;Here&rsquo;s a rundown of the new details revealed now that SKAN 4.0 is available in the wild:&nbsp;&nbsp;</p>

<p><u><strong>Ability to lock conversion windows</strong></u></p>

<p>Additional functionality was revealed that gives advertisers the choice to trigger a locking mechanism when conversion events occur within each of the three new default windows.&nbsp;This causes SKAN to stop tracking additional conversion events until the next fixed window opens, and in turn will allow postbacks to be delivered more rapidly to inform campaign optimizations.&nbsp; This locking mechanism can be configured to trigger as soon as any conversion event happens within one of the three windows, or it can be tailored to apply selectively only when events that matter most occur.&nbsp;&nbsp;&nbsp;</p>

<p><strong><u>Randomized delay mechanics for postback delivery</u></strong></p>

<p>The rolling timer that resets anytime a new conversion event occurs in earlier versions of SKAN might be gone, but now there&rsquo;s a new timing nemesis to contend with in the form of less favorable randomized delays dictating when Apple sends postbacks after a conversion window is locked or closes by default.&nbsp;The first postback is delivered 24-48 hours after the conversion window closes, which is in line with earlier versions of SKAN.&nbsp; However, the second and third postbacks can be delayed up to 144 hours, or 6 days, dampening hopes of deeper post-install cohort analysis of how conversion timing impacts lifetime value.</p>

<p><strong><u>Broader range of crowd anonymity tiers and visibility into corresponding levels of data granularity available in postbacks</u></strong></p>

<p>Apple described three levels of crowd anonymity when it announced SKAN 4.0, but newly released documentation reveals four data tiers numbered from 0 at the low end to 3 at the high end.&nbsp;When the first postback is sent, the top two tiers are both eligible to receive the most granular conversion and source ID values, with the only difference between the two being that the 2nd tier does not receive details on which specific app displayed the ad that drove conversion.&nbsp;Tier 1 only receives a 2-digit source ID and the Coarse-Grained Conversion Value, and tier 0 mirrors what is received in SKAN v3.0 and below in instances when the Privacy Threshold is unmet.&nbsp;More detail on how postback granularity is impacted by data tier and conversion window sequence is available in this handy visual.&nbsp;&nbsp;</p>

<p><img alt="Apple SKAdNetwork" src="https://go.inmobi.net/hubfs/Postbacks%202.png" style="width: 625px; height: 426px;" /></p>

<p>In addition to adding more advanced logic to how Crowd Anonymity is calculated, Apple also revealed key elements that factor into this equation:&nbsp;&nbsp;&nbsp;</p>

<ul>
	<li>Crowd size of advertiser&rsquo;s app&nbsp;</li>
	<li>Crowd size of ad publisher&rsquo;s app&nbsp;</li>
	<li>Frequency with which an ad network&rsquo;s hierarchical source ID appears in conversion events&nbsp;</li>
</ul>

<p><strong><u>Safari to app flow</u></strong></p>

<p>Documentation for SKAN 4.0 clarifies that its newly released web-to-app flow is limited to only Safari v16.1+ and will not support other browser apps or in-app browsers.&nbsp;This additional channel is still an incremental win, despite being narrower in scope than the industry hoped.&nbsp;&nbsp;&nbsp;</p>

<p>InMobi has been bullish about SKAN from the start, and we&rsquo;re excited to embark on this next phase alongside our clients and partners. We know how complex SKAN is to navigate, and the last thing app growth marketers need to worry about is unpacking all the technical minutia that comes with each new version. We&rsquo;ve put together <a href="/blog/putting-skan-4.0-into-practice">some quick tips here </a>with steps you can take now to prepare to take advantage of SKAN 4.0&#39;s enhancements, and are&nbsp;happy to help you cut through the noise and understand how these changes impact your app&rsquo;s growth in a meaningful way.&nbsp;</p>

<p>Reach out to your InMobi Account Executive to get started, or <a href="https://www.inmobi.com/company/contact">use our contact form</a>.&nbsp;You can also find more of our insights on how to navigate iOS app performance marketing and SKAN in a privacy-first world in our <a href="https://go.inmobi.com/performance-marketing/?__hstc=176039418.1eaa85d7bc4658b8d6af5ec07ccb9c1c.1659627196052.1667248544519.1667256812970.22&amp;__hssc=176039418.4.1667256812970&amp;__hsfp=2875269484" target="_blank">SKAN 4.0 Resource Center</a>.&nbsp;</p>

<p><a class="btn btn-s" href="https://go.inmobi.com/performance-marketing/" style="border-radius:25px;font-size:24px;font-weight:normal;" target="_blank">Visit Today</a></p>]]></description>
      <dc:subject><![CDATA[Advertising, In-App Monetization, Products &amp; Tools, English (EN): inmobi.com,]]></dc:subject>
      
      <dc:creator><![CDATA[ Sara Camden  ]]></dc:creator>
      
      <dc:date>2022-10-27T22:50:00+00:00</dc:date>
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    <item>
      <title><![CDATA[Meet Our London Team: Darren Devitt]]></title>
      <link>https://www.inmobi.com/blog/2022/10/20/meet-our-london-team-darren-devitt/</link>
      <guid>https://www.inmobi.com/blog/2022/10/20/meet-our-london-team-darren-devitt/</guid>
      <description><![CDATA[<h3>Meet Darren Devitt, Director of Publisher Development, Meson, from&nbsp;our team in the UK.</h3>

<p>Having completed almost a year at InMobi, Darren is already in love with&nbsp;the company culture and flexibility at work. He believes that&nbsp;people at InMobi, the InMobians, make work exciting and worthwhile. Working&nbsp;out of InMobi&#39;s London&nbsp;office gives Darren&nbsp;the perfect opportunity to collaborate with our teams across the globe. He is confident that with the right efforts and hard work&nbsp;there is&nbsp;immense potential for an individual&#39;s growth within the company.</p>

<p>Watch Darren talk about his experience&nbsp;and #LifeAtInMobi in&nbsp;this&nbsp;video.</p>

<div><iframe allow="accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture" allowfullscreen="" frameborder="0" height="315" src="https://www.youtube.com/embed/SR0ORsyd9Gk" title="YouTube video player" width="560"></iframe></div>

<p>&nbsp;</p>

<p>To join InMobi&rsquo;s team in the UK, explore opportunities on our <a href="https://www.inmobi.com/company/careers/">careers website</a>.</p>]]></description>
      <dc:subject><![CDATA[Inside InMobi, English (EN): inmobi.com, Global,]]></dc:subject>
      
      <dc:creator><![CDATA[ Team InMobi  ]]></dc:creator>
      
      <dc:date>2022-10-20T02:10:00+00:00</dc:date>
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    <item>
      <title><![CDATA[Driving Growth in Uncertain Times: Your Guide to SKAN 4.0]]></title>
      <link>https://www.inmobi.com/blog/2022/10/14/your-guide-to-skan-4.0/</link>
      <guid>https://www.inmobi.com/blog/2022/10/14/your-guide-to-skan-4.0/</guid>
      <description><![CDATA[<p>Welcome to your one-stop resource for all the tools and insights you need to succeed in the privacy-first world with Apple&#39;s AppTrackingTransparency (ATT) and SKAdNetwork (SKAN) 4.0 attribution framework.</p>

<p>Not sure where to start? Well, you&rsquo;re in the right place. Over the last few months, we&rsquo;ve put together a wealth of resources that should get you on the right track regardless of where you are on your privacy-first journey. So, whether you have only 4 minutes to spare or a little longer, there&rsquo;s something here for everybody.&nbsp;&nbsp;</p>

<p>Let&rsquo;s begin.&nbsp;</p>

<h3><a href="https://go.inmobi.com/performance-marketing/" target="_blank">Driving Growth: A Resource Center for Mobile Media and Marketing Professionals&nbsp;</a></h3>

<p>The mobile ecosystem has been shifting significantly, from changes to how Apple&rsquo;s IDFA can be used for advertising tracking, to ATT framework and SKAN for insights into campaign performance. It&rsquo;s a lot to keep track of and understand.&nbsp;&nbsp;&nbsp;</p>

<p>Plus, who wants hundreds of tabs open and bookmarks?&nbsp;</p>

<p>So here is the growing collection of deep dives into marketers&#39; and app developers&#39; biggest privacy-compliance, addressability, execution, and measurement challenges.&nbsp;&nbsp;</p>

<p><a class="btn btn-s" href="https://go.inmobi.com/performance-marketing/" style="border-radius:25px;font-size:24px;font-weight:normal;">Visit Today</a></p>

<h3><a href="https://go.inmobi.com/skan-playbook/" target="_blank">The Essential SKAN 4.0 Playbook</a></h3>

<p>This Playbook gives you everything you need for a solid foundation on SKAN 4.0 so you can adapt and scale according to your needs.&nbsp;&nbsp;</p>

<p>Inside:&nbsp;&nbsp;&nbsp;</p>

<p>A breakdown on Apple&rsquo;s privacy strategy from ATT to the upcoming SKAN 4.0&nbsp;&nbsp;</p>

<p>Key changes and improvements in SKAN 4.0 and why these enhancements matter&nbsp;&nbsp;</p>

<p>Tips and next steps to take to ensure success with SKAN 4.0&nbsp;</p>

<p><a class="btn btn-s" href="https://go.inmobi.com/skan-playbook/" style="border-radius:25px;font-size:24px;font-weight:normal;">Take a Look</a></p>

<h3><a href="https://inmobi.docsend.com/view/2f2z3jecm2ghpbdp" target="_blank">Looking Ahead to SKAN 4.0&nbsp;</a></h3>

<p>In this whitepaper, you&rsquo;ll get an introduction to the InMobi approach to SKAN 4.0 and how we plan to help our partners succeed.&nbsp;&nbsp;</p>

<p><a class="btn btn-s" href="https://inmobi.docsend.com/view/2f2z3jecm2ghpbdp" style="border-radius:25px;font-size:24px;font-weight:normal;">Available Now</a>&nbsp;</p>

<h3><a href="/blog/skadnetwork-4.0-what-app-advertisers-need-to-know " target="_blank">SKAN 4.0: What App Advertisers Need to Know&nbsp;</a></h3>

<p>Looking for advertiser-specific guidance on SKAN? We&rsquo;ve got you covered.&nbsp;&nbsp;</p>

<p>Get ahead and learn what&rsquo;s new with:&nbsp;&nbsp;&nbsp;</p>

<p>Hierarchical Conversion Values&nbsp;&nbsp;&nbsp;&nbsp;</p>

<p>Multiple Conversion Windows&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</p>

<p>Hierarchical Source Identifiers&nbsp;&nbsp;</p>

<p>Web-to-App Attribution&nbsp;&nbsp;</p>

<p>And more!&nbsp;</p>

<p><a class="btn btn-s" href="/blog/skadnetwork-4.0-what-app-advertisers-need-to-know" style="border-radius:25px;font-size:24px;font-weight:normal;">Read Now</a></p>

<h3><a href="/blog/skan-4.0-what-publishers-need-to-know " target="_blank">SKAN 4.0: What Publishers Need to Know&nbsp;</a></h3>

<p>This is a great place to learn about the benefits SKAN 4.0 will bring to publishers today.&nbsp;&nbsp;&nbsp;</p>

<p><a class="btn btn-s" href="/blog/skan-4.0-what-publishers-need-to-know" style="border-radius:25px;font-size:24px;font-weight:normal;">Read Now</a></p>

<h3><a href="https://inmobi.infogram.com/skan-40-infographic-1h7g6k0q10l8o2o" target="_blank">4 Things You Need to Know About SKAN 4.0 In 4 Minutes</a></h3>

<p>We all know that changes coming to SKAN can be overwhelming, so we&rsquo;ve streamlined all the key information about Apple&#39;s SKAN 4.0 release in&nbsp;an infographic you can read during your morning coffee or between meetings. It&rsquo;s that simple.&nbsp;&nbsp;</p>

<p><a class="btn btn-s" href="https://inmobi.infogram.com/skan-40-infographic-1h7g6k0q10l8o2o" style="border-radius:25px;font-size:24px;font-weight:normal;" target="_blank">Check it Out</a></p>

<h3><a href="/blog/ios-16-debuts-with-focus-on-lockscreen-rise-of-surfaces-and-consumer-experience " target="_blank">iOS 16 Debuts With Focus on Lockscreen, &lsquo;Rise of Surfaces,&rsquo; and Consumer Experience&nbsp;</a></h3>

<p>Apple&rsquo;s 2020 ATT announcement helped advance the advertising world toward a privacy-first future, and every iOS update since has come with anticipation of more privacy changes. However, we can all take a sigh of relief about iOS 16. This new update focused primarily on improving the consumer experience and reaffirmed that the lockscreen is the next great frontier for mobile.&nbsp;&nbsp;</p>

<p><a class="btn btn-s" href="/blog/ios-16-debuts-with-focus-on-lockscreen-rise-of-surfaces-and-consumer-experience " style="border-radius:25px;font-size:24px;font-weight:normal;">Read Today</a></p>

<h3>Want to Test Your Knowledge?&nbsp;</h3>

<p>Are you a student at heart? InMobi U is the perfect place to get a best-in-class breakdown on identity and test your knowledge.&nbsp;&nbsp;</p>

<p>Here are two courses to help you get started:&nbsp;&nbsp;</p>

<p><a href="https://university.inmobi.com/identity-for-mobile-advertising" target="_blank">Identity for Mobile Advertising</a></p>

<p><a href="https://university.inmobi.com/idfa-att-mini-course" target="_blank">IDFA/ATT Mini-course</a></p>]]></description>
      <dc:subject><![CDATA[Advertising, Product and Technology, English (EN): inmobi.com, Global,]]></dc:subject>
      
      <dc:creator><![CDATA[ Team InMobi  ]]></dc:creator>
      
      <dc:date>2022-10-14T14:35:00+00:00</dc:date>
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      <title><![CDATA[Learning and Development at InMobi: Milestone Program]]></title>
      <link>https://www.inmobi.com/blog/2022/10/13/learning-and-development-at-inmobi-ilead-milestone-program/</link>
      <guid>https://www.inmobi.com/blog/2022/10/13/learning-and-development-at-inmobi-ilead-milestone-program/</guid>
      <description><![CDATA[<p>In a world of dynamic and ever-changing work environments, it is crucial to constantly grow our skill sets. While experience gained along the professional journey helps in gaining direction and vision, <strong><em>learning and development</em></strong> are equally important for any individual, if not more.</p>

<p><strong>iLead</strong> is the leadership learning and development curriculum at the InMobi Group. It is a journey comprising of three pitstops: <strong>Milestone</strong> &ndash; A first-time people manager training program, <strong>Capstone</strong> &ndash; A training program for seasoned managers, and <strong>Keystone</strong> &ndash; A program curated for high-potential future leaders.</p>

<h2>iLead Milestone Program</h2>

<p>The iLead Milestone Program is one-third of the leadership learning and development curriculum at InMobi, curated to build and nurture people managers as they embark on their leadership journey. When talking about this one-of-its-kind program, Veena Sethuraman, Vice President &ndash; Learning and Organizational Development said, &ldquo;We just didn&rsquo;t want to solve for learning at a cognitive level; it needed to touch people&rsquo;s feelings and make a real impact from an emotional intelligence standpoint.&rdquo;</p>

<p>The Milestone Program is based on four InMobi leadership attributes, that reflect the InMobi principles:</p>

<ul>
	<li><strong>Strategy &ndash; Bold and Ambitious</strong></li>
</ul>

<p>Exploring how being bold and ambitious is what InMobi stands for and encourages across the organization.</p>

<ul>
	<li><strong>People &ndash; Inspire, not Manage</strong></li>
</ul>

<p>Discovering how leaders inspire teams to take make those bold and ambitious moves and encourage powerful decision-making.</p>

<ul>
	<li><strong>Execution &ndash; Making things happen</strong></li>
</ul>

<p>Inculcating a never give up attitude and believing how relentless aspiration for our goals gets us closer to our ultimate vision.</p>

<ul>
	<li><strong>Customer &ndash; Being customer-obsessed</strong></li>
</ul>

<p>Developing a customer-centric approach and working towards building the best customer experience.</p>

<h3>Program Structure</h3>

<p>Spread over a period of four months, the program is run in annual batches by virtually accommodating InMobians across the globe. Each batch is then classified into smaller groups to facilitate a smoother learning experience.</p>

<p>The four-month course is crafted to focus on each of the earlier mentioned InMobi leadership attributes for a month. The curriculum for each month is a well-thought combination of self-paced learning as well as interactive group and live sessions. This encourages a holistic and free-flowing learning process and allows the participants to not only learn but also reflect on and apply the learnings. The attendees are encouraged to join and participate in Reflection Circles, a group coaching conversation, that is organized at the end of each month, for them to get together with their peers and reflect upon the learning of the past month and share what worked well and what are the key areas that perhaps requires a group discussion for a deeper and more substantial understanding.</p>

<p>The entire course curriculum planned by the Learning and Development team at InMobi is designed to ensure that the journey is conversational, fun and engaging. It is equally important for the participants to perceive the process in a psychologically safe atmosphere, and not feel pressured to undergo the program.</p>

<p>The program structure also inculcates the involvement of the participants&rsquo; managers throughout this journey. Managers receive monthly reports for their team members undergoing the training to encourage healthy and constructive conversations around their Milestone journey outside the program.</p>

<p>Learning &amp; Development team at InMobi has seen tremendous success through this program in paving a journey for budding leaders as they shape their professional careers.</p>

<h3>From the Participants&rsquo; Desk</h3>

<p>Here is what recent Milestone achievers have to say about the program.</p>

<p>&ldquo;<em>The iLead Milestone program was very special to me as I started my career as a manager. The program made me reflect and think deeply about how I want to be as a manager and what the key aspects are needed for a people manager. The whole program was very well thought out, and each level together formed an amazing package. Overall iLead was a fun, insightful and a cherished learning program which I thoroughly enjoyed</em>.&rdquo; &ndash; <strong>Manasa Deshpande</strong></p>

<p><em>&ldquo;The program helped us imbibe some important soft skills which should keep us in good stead, not only professionally but in some cases personally too. I realized that a lot of managers were facing similar problems in spite of being in different functional teams. Someone or the other was able to overcome these problems in their own unique way which was shared in the closed group discussions which I found very beneficial. This program is just one of the ways Inmobi as a company looks to invest in its people and I consider myself very fortunate to be a part of such an&nbsp;organization.&rdquo; </em>&nbsp;- <strong>Jacob Joseph</strong></p>

<p>&ldquo;<em>Keeping aside all the lessons and skills I learned along the way of my iLead journey. For me, the most valuable gift was a bunch of new friends within the Inmobi family, who will always cheer along as we all reach for new heights in our careers.&nbsp;That&#39;s something priceless! Team iLead has made me firmly believe in learning from our difficult experiences and emerging stronger</em>.&rdquo; &ndash; <strong>Bodhisattya Chakraborty</strong></p>

<p>&ldquo;<em>For me, the iLead journey was filled with self-discovery &amp; a lot of relatable anecdotes from regular work-life. I must admit, it was a very-well devised program for any first-time manager &amp; was filled with fun-learn. From the gamification of case studies to coming together as a team on Mural boards every bit was quite novel. Due to the diversity of audiences across geography, it was fantastic to get perspective from different folks and&nbsp;what struck me is that the problems that I face daily (personal &amp; professional) exactly mirrored those of my colleagues in other geographies. Thus, making us believe that we are all in it together.</em>&rdquo; &ndash; <strong>Purnank Desai</strong></p>

<p>&ldquo;<em>The iLead program has been a great experience for me. One of the key things I noticed was that even in the virtual world the participants were able to collaborate smoothly. In terms of my learning, each session gave me a different perspective altogether and which I consider one of the key advantages of this program. You get to meet and chat with so many folks from various domains and get their viewpoints on leadership styles as well as the pain points when it comes to leading people.</em>&rdquo; &ndash; <strong>Viraj Shrivastava</strong></p>

<p><em>&ldquo;The iLead Training program is intensive but very well structured. All the topics that got covered were relevant to the real world and were simple yet powerful rules for managing teams efficiently. The trainers were extremely enthusiastic and highly interactive with the groups. Ranging on a scale of good to excellent, the program was extremely relatable. I thoroughly enjoyed being a part of this program and certainly feel better equipped as a leader. A big thanks to the iLead team.&rdquo; -</em><strong> Archana Kapoor</strong></p>

<p>Watch this video to hear more about this program from the participants.</p>

<div><iframe allow="accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture" allowfullscreen="" frameborder="0" height="315" src="https://www.youtube.com/embed/4qPuc2_YSUU" title="YouTube video player" width="560"></iframe></div>

<p>&nbsp;</p>

<p>To join our team, explore opportunities on our <a href="https://www.inmobi.com/company/careers/">careers website</a>.</p>]]></description>
      <dc:subject><![CDATA[Inside InMobi, English (EN): inmobi.com, Global,]]></dc:subject>
      
      <dc:creator><![CDATA[ Team InMobi  ]]></dc:creator>
      
      <dc:date>2022-10-13T02:19:00+00:00</dc:date>
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      <title><![CDATA[Smarties India 2022: InMobi Wins Two Key Awards]]></title>
      <link>https://www.inmobi.com/blog/2022/10/11/smarties-india-2022-inmobi-wins-2-key-awards/</link>
      <guid>https://www.inmobi.com/blog/2022/10/11/smarties-india-2022-inmobi-wins-2-key-awards/</guid>
      <description><![CDATA[<p>MMA Smarties is a well-reputed innovation award recognizing leaders, brands, agencies, and tech providers that use technology to pioneer new approaches in modern marketing to drive strong business impact. We are excited to share that InMobi won two key awards at Smarties India 2022 Awards. Here&#39;s a sneak preview of our wins.</p>

<h2>Campaign #1: Swiggy Drives Instant Impact with One-click Install on Glance</h2>

<p>Category: Instant Impact &ndash; Silver Award</p>

<p><img alt="One-click Install Campaign" src="https://go.inmobi.net/hubfs/IND_2022_Smarties_Win_Blog/India%20MMA%20Smarties%20Win%20Carousel_Card%202.png" style="height: 500px; width: 500px;" /><br />
<br />
&nbsp;</p>

<p>With mobile consumption shifting from switching between apps to waking up to mobile screens, Swiggy leveraged the innovative lock screen platform &ndash; Glance to grow its business and drive performance gains at optimized costs. Targeting consumers with higher purchasing power on popular apps, Swiggy identified first-time users who were more likely to convert into frequent purchasers. The campaign displayed scrumptious delicacies and an &lsquo;Install Now&#39; CTA on the lock screens. Based on the user&rsquo;s location and time of the day, the brand served them offers and dishes for breakfast, lunch or dinner from hyperlocal cuisines that appealed to their taste buds. Additionally, the brand showcased captivating 10-second video ads and discount coupons on the Glance carousel, nudging new app installers to place their first orders. As a result, the brand saw significant and instant performance gains with a 29% increase in month-on-month first orders and an impressive 30% lower cost per new user on food delivery.&nbsp;&nbsp;</p>

<p>This campaign was also a widely accredited finalist in the <em>Personalization</em> award category.</p>

<p>Read the full story <a href="https://www.inmobi.com/case-study/swiggy-rescues-foodies-in-need-with-a-one-click-install-experience-on-glance/">here</a>.</p>

<h2>Campaign #2: Godrej Consumer Products Pioneers Precision Marketing at Scale on Programmatic Video</h2>

<p>Category: Best Use of Indigenous Languages in Mobile Advertising &ndash; Bronze Award</p>

<p><img alt="Precision Marketing" src="https://go.inmobi.net/hubfs/IND_2022_Smarties_Win_Blog/India%20MMA%20Smarties%20Win%20Carousel_Card%203.png" style="width: 500px; height: 500px;" /><br />
&nbsp;</p>

<p>Godrej Consumer Products Limited (GCPL) aimed to build brand salience within the insecticide category amidst all the pandemic clutter, through a meaningful, engagement-driven mobile campaign. The brand successfully engaged connected consumers with personalized communication delivered through programmatic video, utilizing first-party data and precise targeting. While GCPL successfully leveraged programmatic to drive awareness, engagement and consideration through engaging video ads, the brand also intended to validate the success of its campaign by conducting a brand lift survey to measure its impact. By leveraging InMobi Pulse, GCPL captured qualitative feedback around the perceptions and preferences of their consumers with an accurate mobile survey. The right initiatives led the brand to solve business problems through intelligent mobile-first solutions. The campaign successfully garnered a 2.48X increase in engagement rates with a 1.46X increase in video completion rates.<br />
Read the full story <a href="https://go.inmobi.com/gcpl-digital-transformation-with-inmobi/">here</a>.</p>

<p>To understand deeper about the campaigns that can drive diverse business goals, from branding to performance growth, visit our <a href="https://www.inmobi.com/case-study">Case Studies page</a>.</p>]]></description>
      <dc:subject><![CDATA[Advertising, Announcements, Awards, Events, Success Stories, English (EN): inmobi.com, Asia Pacific,]]></dc:subject>
      
      <dc:creator><![CDATA[ Team InMobi  ]]></dc:creator>
      
      <dc:date>2022-10-11T01:14:00+00:00</dc:date>
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      <title><![CDATA[InMobi and Microsoft Advertising report: Decoding festive shopper insights for 2022]]></title>
      <link>https://www.inmobi.com/blog/2022/10/10/inmobi-and-microsoft-advertising-report-decoding-festive-shopper-insights-for-2022/</link>
      <guid>https://www.inmobi.com/blog/2022/10/10/inmobi-and-microsoft-advertising-report-decoding-festive-shopper-insights-for-2022/</guid>
      <description><![CDATA[<p>Every September, India lights up with a slew of festivals, ending only with the advent of the New Year. As the festive rush starts in full swing, Indians get busy prepping and shopping for the celebrations. With more than a quarter reserved for a host of activities with friends, food and family, this is also the time Indians are on the lookout for the best brands and the biggest deals. Thus, for marketers, the festive season provides an unparallel opportunity to maximise conversions and drive sales. &nbsp;</p>

<p>What&rsquo;s interesting to note is the spike in search activity from connected consumers looking for the most covetable products online. For any brand focusing on improving their customer acquisition and retention efforts, Search as a channel could be a game-changer, thanks to the ready access to high-intent audiences. Keeping this in mind, and the shifting consumer preferences in the post-pandemic era, Microsoft Advertising and InMobi have released their recent report &lsquo;<a href="https://go.inmobi.com/the-2022-digital-festive-season-shopper-insights/?utm_campaign=MSA%20Festive%20Season%202022&amp;utm_source=linkedin&amp;utm_medium=social">Festive season shopper insights 2022</a>&rsquo;. In order to understand some of the key takeaways and strategies for leveraging search advertising, read on. &nbsp;</p>

<h2>Shopping peaks during Diwali</h2>

<p>Weeks before the festival of lights, India goes on a shopping spree, with search queries for multiple categories &ndash; like apparel, retail, jewellery and travel &ndash; seeing a significant spike. As per data from the Microsoft Search Network, 55% of searchers use search engines for online product research while 40% of searchers use search engines for brand discovery. From users&rsquo; online activity, it is evident how everything from learning about new brands, products and product categories to actually making a purchase, has shifted online. With this digital-first shift in exploring and buying patterns, the first week of sales in Oct is a pivotal moment for marketers. &nbsp;&nbsp;</p>

<h3>Search patterns from 2021 provide unmissable insights</h3>

<p>Learning from last year&rsquo;s queries &ndash; a time when the world was still recovering from the pandemic &ndash; will provide ample ammunition for brands to plan their search campaigns this year. Both branded and non-branded queries are unlikely to see major modifications given that certain queries are inherent to Indian consumers and their festive shopping behaviour. However, the volume of search queries is bound to increase, resulting in a growth rate in sales from 2021, already visible from the Independence Day sales this year. As consumers prepare for a dazzling festive season after the uncertainty of the last two years, apparel and retail categories will pick up faster in comparison to other categories, closely followed by jewellery and travel. &nbsp;</p>

<h3>Key festive behaviours drive search queries</h3>

<p>The festive season in India is marked with unabashed celebrations, and indulgence in shopping forms a key part of it. From the glitter of Diwali to the merriment of Christmas, wardrobes get refreshed, interiors stand out with new furniture, gadgets see record sales, so on and so forth. This trend is driven by a simple insight &ndash; the festive season is a huge opportunity for Indian consumers to upgrade different aspects of their lifestyle. Search queries show a need to indulge while making the most of lucrative deals available online. Gifting also sees a massive high during this season, as consumers look forward to spending quality time with their friends and family. &nbsp;</p>

<h3>Search Advertising and how it can help brands stand out this season</h3>

<p>Leveraging search advertising puts marketers right, front and centre of potential customers, enabling them to serve the right message at the right time. For maximising impact with Search, here are a few points to consider &ndash; &nbsp;&nbsp;</p>

<h4>Prepare for the pre-festive rush</h4>

<p>Since shopping begins as early as September, this is the time for brands to kick off their festive season sales. For the following months, consumers are busy searching for everything from gifts, home appliances, apparel and jewellery, beauty and personal care, food, and beverages, household supplies to larger products such as automobiles. As with last year, search volumes will spike in the pre-festive period, as consumers hunt for new products, compare brands, and finally make a purchase. To be able to rake in maximum conversions, it&#39;s imperative for brands to be present at the epicentre of online festive activity &ndash; the search engine. &nbsp;</p>

<h4>Prioritise contextual relevance and safe buying experiences</h4>

<p>Marketers should serve contextual ads to be able to solve for user queries and eventually drive sales. This starts with reaching the ideal audience with precise targeting and curating relevant experiences &ndash; be it through presenting products as possible gifting options or communicating lucrative sales and offers to the deal hunters. To drive deeper connections with shoppers, flexibility and convenience become key along with a focus on safety. Brands should highlight services such as contactless delivery services in Search ads, in order to create a positive impression on consumers looking for safe shopping experiences. &nbsp;</p>

<h4>Leverage Search from Awareness to Action</h4>

<p>The festive season sees a lot of online clutter, with every brand vying for that coveted user attention. To be able to cut through the noise, marketers should be aware of today&rsquo;s non-linear customer journeys and leverage Search across the funnel. Choosing the right kind of ad, aligned to the buyer&rsquo;s persona and every stage of his journey, is crucial here. During the learning stage, while users are making generic searches, brands should leverage search ads to stay on top of the mind of potential customers. Remarketing ads can enable brands to drive better recall during the exploring phase when users are busy with price/product comparisons. Finally, for the purchasing phase, brands can close the loop on conversions with shopping ads for a seamless buying experience. &nbsp;</p>

<p>To learn more about how best to influence consumer decisions this festive season, read the &lsquo;<a href="https://go.inmobi.com/the-2022-digital-festive-season-shopper-insights/?utm_campaign=MSA%20Festive%20Season%202022&amp;utm_source=linkedin&amp;utm_medium=social">Festive season shopper insights 2022</a>&rsquo; report.</p>]]></description>
      <dc:subject><![CDATA[Acquiring New Users, Advertising, Announcements, English (EN): inmobi.com, Asia Pacific,]]></dc:subject>
      
      <dc:creator><![CDATA[ Team InMobi  ]]></dc:creator>
      
      <dc:date>2022-10-10T18:15:00+00:00</dc:date>
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      <title><![CDATA[Meet Our London Team: Romita Choudhury]]></title>
      <link>https://www.inmobi.com/blog/2022/10/06/meet-our-london-team-romita-choudhury/</link>
      <guid>https://www.inmobi.com/blog/2022/10/06/meet-our-london-team-romita-choudhury/</guid>
      <description><![CDATA[<p>Introducing Romita Choudhury from our office in London, UK. Romita relocated to London in October 2021 and currently heads client services for the Europe, Middle East and Africa (EMEA) region.</p>

<p>Apart from feeling that InMobi cares for its people and rewards performance, Romita also shares that she feels at home here. InMobi being the first company where she has spent more than a year,&nbsp;Romita&nbsp;talks&nbsp;about working with the best minds,&nbsp;the development&nbsp;opportunities&nbsp;and the strong culture that has made her stay.</p>

<p>Watch the video for our conversation with Romita where&nbsp;she speaks about her experiences and&nbsp;her #LifeAtInMobi.</p>

<div><iframe allow="accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture" allowfullscreen="" frameborder="0" height="315" src="https://www.youtube.com/embed/ygHRQk2D95c" title="YouTube video player" width="560"></iframe></div>

<p>&nbsp;</p>

<p>To work in our UK&nbsp;team with colleagues like Romita, visit our <a href="https://www.inmobi.com/company/careers/">careers website</a>.</p>]]></description>
      <dc:subject><![CDATA[Inside InMobi, English (EN): inmobi.com, Global,]]></dc:subject>
      
      <dc:creator><![CDATA[ Team InMobi  ]]></dc:creator>
      
      <dc:date>2022-10-06T01:26:00+00:00</dc:date>
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    <item>
      <title><![CDATA[iOS 16 Debuts With Focus on Lockscreen, ‘Rise of Surfaces,’ and Consumer Experience ]]></title>
      <link>https://www.inmobi.com/blog/2022/10/05/ios-16-debuts-with-focus-on-lockscreen-rise-of-surfaces-and-consumer-experience/</link>
      <guid>https://www.inmobi.com/blog/2022/10/05/ios-16-debuts-with-focus-on-lockscreen-rise-of-surfaces-and-consumer-experience/</guid>
      <description><![CDATA[<p>Apple&rsquo;s 2020 AppTrackingTransparency announcement helped advance the advertising world towards a privacy-first future, but for some, the waves of change that followed proved difficult to keep up with. So, when Apple announced iOS 16, nearly a year after the enforcement of ATT, it&rsquo;s fair to say that many of us waited with great anticipation for any new privacy surprises Apple might introduce to the app and advertiser ecosystem. &nbsp;</p>

<p>But we can all take a collective sigh of relief. The iOS 16 update offered no major changes that will impact the trajectory of our industry and instead, updates focused primarily on improving the consumer experience.&nbsp;</p>

<p>There is one major update with iOS 16 worthy of attention from the mobile advertising world: a customizable lockscreen. With this update comes the ability for consumers to personalize their lockscreen with unique wallpapers and widgets. On a similar track, <a href="https://techcrunch.com/2022/10/04/google-begins-rolling-out-its-ios-16-lock-screen-widgets/" target="_blank">Google is currently rolling out widget updates to their own popular apps</a>, such as Google Drive, Chrome, Gmail, and Google Maps.&nbsp;</p>

<p>This update does not come as a surprise to us at InMobi. We&rsquo;ve been exploring the lockscreen&rsquo;s potential for some time now. &nbsp;</p>

<h3>The Rise of Surfaces&nbsp;&nbsp;</h3>

<p>By providing even the simplest customization to the lockscreen, Apple validates what many other mobile-first companies have been evangelizing for years: Our smartphones are only just beginning to be smart. With the proliferation of 5G and consumers now using smartphones as their primary tool for daily life, the mobile ecosystem is ripe for disruption, and it&rsquo;s clear that surfaces across iOS and Android are the future of both productivity and media.&nbsp;&nbsp;&nbsp;</p>

<p>As lockscreens and homescreens emerge from under-utilized real estate relegated to just basic utility, we are finally seeing &ldquo;The Rise of Surfaces.&rdquo; This next stage of mobile innovation will empower publishers and developers to provide a new and unprecedented level of intuitive functionality as well as customizable and frictionless experiences for consumers that look like TV but act like mobile.&nbsp;&nbsp;</p>

<p>Leveraging this "screen zero&rdquo; real estate also reduces the noise and clutter of regular mobile browser time. It provides a natural extension of the surfaces experience wherein news, sports, banking and finance, games, entertainment, and video can be consumed by 6.6 billion smartphone users globally as curated, sharable experiences. And there&rsquo;s no turning back from that.&nbsp;</p>

<h3>Other Updates&nbsp;</h3>

<p>As to not rehash what&rsquo;s already out in the trade publications, here are a few sources we recommend to help you get up to speed on other iOS 16 updates: &nbsp;</p>

<p><a href="https://www.cnet.com/tech/mobile/ios-16s-best-new-iphone-features-new-imessage-updates-lock-screen-and-more/" target="_blank">https://www.cnet.com/tech/mobile/ios-16s-best-new-iphone-features-new-imessage-updates-lock-screen-and-more/&nbsp;</a></p>

<p><a href="https://www.theverge.com/2022/9/12/23348578/ios-16-download-rollout-availability-features" target="_blank">https://www.theverge.com/2022/9/12/23348578/ios-16-download-rollout-availability-features&nbsp;</a></p>

<p>Also, you can go <a href="https://www.apple.com/ios/ios-16/features/" target="_blank">right to the source</a> for an exhaustive list of new features, including ones that will be released later this year. &nbsp;</p>

<p>For a deep dive into all things Apple, SKAdNetwork, and identity, <a href="https://go.inmobi.com/performance-marketing/" target="_blank">please visit our resource page here</a>.&nbsp;</p>]]></description>
      <dc:subject><![CDATA[Product and Technology, English (EN): inmobi.com, Global,]]></dc:subject>
      
      <dc:creator><![CDATA[ Team InMobi  ]]></dc:creator>
      
      <dc:date>2022-10-05T23:02:00+00:00</dc:date>
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      <title><![CDATA[Leader in Spotlight: Takeshi Iryo]]></title>
      <link>https://www.inmobi.com/blog/2022/09/26/leader-in-spotlight-takeshi-iryo/</link>
      <guid>https://www.inmobi.com/blog/2022/09/26/leader-in-spotlight-takeshi-iryo/</guid>
      <description><![CDATA[<h3>Takeshi Iryo joined InMobi in November 2020 as the Country Head for our operations in Japan. Learn more about him and why he likes working at InMobi.</h3>

<p><strong>Tell us about your responsibilities at InMobi.</strong></p>

<p>In my current role as the Country Head &ndash; Japan, I am leading the team in our Tokyo office to manage and expand our InMobi Demand and InMobi Exchange businesses here.</p>

<p>Japan is the third biggest digital market in the world and an important one for InMobi going forward. I am also actively working towards launching and establishing Glance and Swish in the Japanese market.</p>

<p><strong>What has been your professional journey before you joined InMobi?</strong></p>

<p>I have been working in the Japanese digital marketing and advertising industry for over 22 years. In my previous roles as the Vice President or Japan Country Manager for Verve, Mobvista, Rakuten and Appier, I had the opportunity to get an in-depth understanding of the ad tech industry in the country. In my current position at InMobi, I believe this experience is best put to use.</p>

<p><img alt="" src="https://2714195.fs1.hubspotusercontent-na1.net/hubfs/2714195/Takeshi%20Iryo_Blog_2.jpg" style="height: 300px; width: 400px;" /></p>

<p><strong>Who are you outside of work? What are your interests or hobbies?</strong></p>

<p>I was born around the city of Kyoto which was once the capital of Japan and is culturally rich. Since I was brought up in an environment of such significant history and heritage, I love to spend my time exploring historical places and heritage sites in Japan as well as around the world.</p>

<p>I have a deep interest in exploring the culture and history of India, but since I joined InMobi during the pandemic, it hadn&rsquo;t been possible yet. During my very recent visit to the Bangalore office, I took out the time to do site-seeing around the city and especially enjoyed exploring the Bangalore Palace.</p>

<p><img alt="" src="https://2714195.fs1.hubspotusercontent-na1.net/hubfs/2714195/Takeshi%20Iyro_Blog_1.jpg" style="height: 300px; width: 400px;" /></p>

<p><strong>What is it that you love most about working at InMobi?</strong></p>

<p>The InMobi culture is such that it prioritizes its employees and their happiness, and we work together as a family here. Our company culture is flat and makes everyone feel inclusive, no matter which part of the world they are working from. I believe that&rsquo;s what really makes InMobi a truly international company.</p>

<p>To join our Asia Pacific team and work with leaders like Takeshi, explore opportunities at our <a href="https://www.inmobi.com/company/careers/">careers website</a>.</p>]]></description>
      <dc:subject><![CDATA[Inside InMobi, English (EN): inmobi.com, Global,]]></dc:subject>
      
      <dc:creator><![CDATA[ Team InMobi  ]]></dc:creator>
      
      <dc:date>2022-09-26T00:51:00+00:00</dc:date>
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    <item>
      <title><![CDATA[6 Ways Retailers Can Plan Ahead for the 2022 Holiday Shopping Season]]></title>
      <link>https://www.inmobi.com/blog/2022/09/23/6-ways-retailers-can-plan-ahead-for-the-2022-holiday-shopping-season/</link>
      <guid>https://www.inmobi.com/blog/2022/09/23/6-ways-retailers-can-plan-ahead-for-the-2022-holiday-shopping-season/</guid>
      <description><![CDATA[<p><em>This is a guest blog from&nbsp;Jake Rheude &mdash;&nbsp;Vice President of Marketing for Red Stag Fulfillment.&nbsp;</em></p>

<p>The demand for eCommerce experiences surged since the beginning of the global pandemic. This has forced retailers to rapidly adopt digital and mobile strategies to meet consumer expectations and maintain relevance throughout the year, especially as the holiday shopping season approaches.</p>

<p>According to a report by Adobe Analytics, consumers spent about <a href="https://business.adobe.com/resources/holiday-shopping-report.html" target="_blank">$204.5 billion</a> on online shopping during the holiday season in November and December 2021, an 8.6% increase from 2020.</p>

<p>Ahead of the 2022 holiday shopping season, here are 6 ways retailers can plan for success:&nbsp;</p>

<h3>1. Understand The New Kind Of Display</h3>

<p>In-store displays prioritize multiple products, therefore, giving the customers many options to choose from. However, to draw in customers and generate sales during the holiday season, focus should be on how efficiently the assortment is displayed.</p>

<p>In the digital world, each product page is a display window and can generate interest for your online store.Multiple items on a single product page is daunting and your digital audience is less likely to click or purchase anything.</p>

<p>Additionally, you can influence the customer to buy your products by using Retail Media advertising. These ads can be displayed on the home page, search results, category page, or product detail page.</p>

<p>Retail Media such as brand videos boost product visibility in the digital space, which is ideal if you are looking to drive more traffic to your website and app or make more sales during the holiday shopping season.</p>

<h3>2. Focus Your Site On Mobile Devices</h3>

<p>Mobile has a rapidly growing share of eCommerce; therefore, you need to optimize your site. With <a href="https://www.statista.com/statistics/806323/mobile-retail-commerce-revenue-worldwide/" target="_blank">eCommerce mobile sales revenue</a> steadily increasing, brands that fail to deliver mobile-friendly experiences may suffer tremendous revenue losses. Optimizing for mobile doesn&rsquo;t only entail making your site design responsive, it also means making the interface intuitive for mobile browsing.&nbsp;</p>

<p>Before the holiday shopping season is here you can develop an app to make it easier for your customers to shop online. As per data by Statista, mobile apps are expected to generate <a href="https://www.statista.com/topics/1002/mobile-app-usage/#dossierKeyfigures" target="_blank">$613 billion</a> in revenue by 2025. Therefore, you can&rsquo;t ignore their contribution to the business.</p>

<p>With a mobile app for your business, customers can order products, make payments, and access company information in real-time. In addition, they can shop from anywhere without leaving the app.</p>

<h3>3. Research Your Customers</h3>

<p>As you plan for the holiday season, you need to understand your customers. Keep in mind that your in-store and online shoppers are related but different. Research your competitors, examine your shoppers&#39; broader characteristics and understand what drives them to buy products. With this information, you can target them on your website and with advertisements.</p>

<p>If you need direct consumer data, you can partner with a <a href="https://www.inmobi.com/pulse" target="_blank">mobile research platform</a> that enables you to get feedback on a new product concept or conduct brand and shopper research. These insights will help you identify consumer trends and plan for the holiday shopping period.</p>

<h3>4. Consider BOPIS</h3>

<p>Brick-and-mortar stores have an advantage over digital businesses because they can offer customers buy online pickup in-store (BOPIS) services. BOPIS is an important concept if you want to boost in-store foot traffic and connect your customers&#39; offline and online experiences.</p>

<p>Customers shop at stores with BOPIS services because there are no shipping fees, the service is quicker, and there&#39;s in-stock insurance. Therefore, you should look for ways to launch this service. Fortunately, several eCommerce platforms help with <a href="https://redstagfulfillment.com/why-is-inventory-management-important/" target="_blank">inventory management</a> and other solutions.</p>

<p>To implement BOPIS in your store, you need a website or app for customers to order products. An app is convenient because customers can get push notifications when the order is received, processed, and ready for pickup.</p>

<h3>5. Build Out Your Shipping Plans</h3>

<p>Holiday shopping comes with increased traffic to your store. To avoid long wait times and product delays, you need a specific plan to fulfill orders. Your plan should indicate how you&#39;ll store the inventory and when and where the online orders will be packed. It would help if you also choose a <a href="https://redstagfulfillment.com/ecommerce-shipping-guide/" target="_blank">shipping carrier</a> and how to get the products moving.</p>

<p>Research outsourcing fulfillment and order management for your inventory to prevent issues during the peak holiday season. However, if you are handling the order fulfillment yourself, you need to learn and train your teams on how to handle the task efficiently. If your teams are not well equipped, this will slow down the processing of online and in-store orders.</p>

<p>As part of inventory management, you also need to have out-of-stock plans. You need to have a back-up plan for when stock runs out and a strategy on how to handle it and alert the customers when the products are restocked. For the process to be efficient, involve your tech team in developing an automated plan to handle such inventory issues.</p>

<h3>6. Test Your Website to Handle Increased Traffic</h3>

<p>Consumers today shop for the holidays all year round. Therefore, you need to prepare for the heavy holiday traffic by stress testing your website early enough. This will come in handy to confirm whether the website can handle a high number of customers.&nbsp;</p>

<p>Testing your site beforehand allows you to identify any flaws and correct them before the holiday shopping season starts. Some of the key areas to pay attention to are checkout and payment processing. When these are ready, you won&#39;t encounter any issues with your customers.</p>

<p>Apart from the website, you should also test your mobile issues. Ensure that the app has excellent navigation and that content is compatible with all smartphone devices. Fix any bugs and issues beforehand to make it easy for customers to shop via their phones.</p>

<h3>Summary</h3>

<p>The holiday shopping season is profitable for most retailers. However, you need to be prepared well enough in advance to handle the traffic and fulfill the orders. As you prepare your teams for the busy season, you also need to use advertising to reach consumers. This will drive traffic to your website and mobile apps and increase your sales during the 2022 holiday shopping season.</p>

<p>&nbsp;</p>

<p>&nbsp;</p>

<p><img alt="The Author" src="https://go.inmobi.net/hubfs/Screen%20Shot%202022-09-23%20at%202.04.06%20PM.png" style="width: 349px; height: 273px; float: left;" /></p>

<p>&nbsp;</p>

<p>About the Author</p>

<p>Jake Rheude is the Vice President of Marketing for <a href="https://redstagfulfillment.com/" target="_blank">Red Stag Fulfillment</a>, an eCommerce fulfillment warehouse that was born out of eCommerce. He has years of experience in eCommerce and business development. In his free time, Jake enjoys reading about business and sharing his own experience with others.&nbsp;</p>]]></description>
      <dc:subject><![CDATA[Advertising, Understanding Consumers, English (EN): inmobi.com,]]></dc:subject>
      
      <dc:creator><![CDATA[ Team InMobi  ]]></dc:creator>
      
      <dc:date>2022-09-23T17:13:00+00:00</dc:date>
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      <title><![CDATA[InMobi Ranked #1 in the MMA Smarties Business Impact Index]]></title>
      <link>https://www.inmobi.com/blog/2022/09/22/inmobi-ranked-1-in-the-mma-smarties-business-impact-index/</link>
      <guid>https://www.inmobi.com/blog/2022/09/22/inmobi-ranked-1-in-the-mma-smarties-business-impact-index/</guid>
      <description><![CDATA[<p>The changes in the Marketing industry and the hyper-growth of connected consumers have forged brands to take newer measures to meet consumer needs. Mobile Marketing Association (MMA) recognizes the marketers that have aced the game with innovation and technology. With over 800 member companies collaborating globally across 15 regional offices, the MMA is the only marketing trade association that brings together the full ecosystem of marketing, technology, and media companies working cohesively to architect the future of marketing while relentlessly delivering growth today.&nbsp;&nbsp;</p>

<p>The MMA Smarties Business Impact Index (BII) is the first and only global modern marketing index that identifies, ranks, and awards top agencies, advertisers, brands, and technology platforms driving significant business impact. Its proprietary methodology developed in collaboration with WARC, the global authority on advertising and media effectiveness, recognizes the best-of-the-best from the ecosystem. InMobi, with its unprecedented contribution as a global technology platform, has been ranked <strong>#1</strong> by BII 2021, and this blog gives a quick preview of the winners of BII 2021 and pays tribute to them, revering them for their esteemed contribution.<br />
&nbsp;</p>

<h2><strong>Acing the MMA Business Impact Index</strong></h2>

<p>InMobi is ranked #1 for its exemplary work done to help brands achieve their full-funnel marketing goals in 2021. The business impact that each contender brought to the table was weighed against the following indicators:&nbsp;</p>

<ol>
	<li>Awards each contender won at Smarties 2021 India&nbsp;</li>
	<li>The grade (Gold, Silver, Bronze) and categories of awards they won (in terms of numbers and diversity)&nbsp;</li>
	<li>The subsequent competition, they gave the winners as awards finalists<br />
	&nbsp;</li>
</ol>

<p><img alt="" src="https://go.inmobi.net/hubfs/MMA_Business_Impact/Picture1.png" style="width: 500px; height: 209px;" /><br />
<br />
What makes this win interesting is the tough competition we faced; InMobi outperformed global powerhouse brands and the toughest contenders with an unbeatable 123.2 points to reign as the best-of-the-best for the year 2021.<br />
<br />
<br />
<img alt="" src="https://go.inmobi.net/hubfs/MMA_Business_Impact/Picture2.png" style="width: 500px; height: 206px;" /></p>

<p>&nbsp;</p>

<h2><strong>Winning with brands that made a difference</strong>&nbsp;</h2>

<p>As we discuss the awards, bringing forth the award-winning work that scaled InMobi to reach the #1 rank is imperative. 2021 Smarties has seen inspiring and admiration-worthy success stories across the APAC region. InMobi has driven significant impact across legacy brands such as Godrej Consumer Products, Unilever, Pernod Ricard, and The Coca-Cola Company to new-age brands such as Kia Motors, Gradeup, and MFine. Here&rsquo;s the brief list of awards these brands won and the categories they made a huge difference to. These successes helped InMobi strike hard at Smarties 2021, <strong>winning 6 Bronze, 6 Silver awards, and 1 Gold award</strong>.<br />
<br />
<br />
<img alt="" src="https://go.inmobi.net/hubfs/MMA_Business_Impact/Picture3.png" style="width: 500px; height: 505px;" /></p>

<p>&nbsp;</p>

<p>To learn more about these great campaigns, visit our <a href="https://www.inmobi.com/case-study">Case Studies page</a>. As we continue to embark on the journey of creating more brand successes in the BII 2022, learn the difference these awards are creating across the industry from the <a href="https://www.mmaglobal.com/smarties/business-impact-index">MMA Smarties Business Impact Index page</a>.</p>]]></description>
      <dc:subject><![CDATA[Announcements, Awards, Success Stories, English (EN): inmobi.com, Asia Pacific,]]></dc:subject>
      
      <dc:creator><![CDATA[ Team InMobi  ]]></dc:creator>
      
      <dc:date>2022-09-22T13:16:00+00:00</dc:date>
    </item>
  
    <item>
      <title><![CDATA[Meet Our London Team: Michael Balogun]]></title>
      <link>https://www.inmobi.com/blog/2022/09/21/meet-our-london-team-michael-balogun/</link>
      <guid>https://www.inmobi.com/blog/2022/09/21/meet-our-london-team-michael-balogun/</guid>
      <description><![CDATA[<p>Introducing Michael Balogun, from our London office where he heads Sales for Performance Advertising in the European region. In a candid conversation with us, Michael&nbsp;shares insights about his work, his role as a manager and all that keeps him going.</p>

<p>Michael shares that freedom and autonomy are attributes that are deeply rooted in the InMobi culture and we truly believe that great heights are reached only when wings are let loose to fly as we set out to be the best version of ourselves and unleash creativity and innovation.</p>

<p>Watch Michael talk about his experience and his #LifeAtInMobi.</p>

<div><iframe allow="accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture" allowfullscreen="" frameborder="0" height="315" src="https://www.youtube.com/embed/1DzDBTN5z6I" title="YouTube video player" width="560"></iframe></div>

<p>&nbsp;</p>

<p>To work in our London team with colleagues like Michael, visit <a href="https://www.inmobi.com/company/careers/">https://www.inmobi.com/company/careers/</a>.</p>]]></description>
      <dc:subject><![CDATA[Inside InMobi, English (EN): inmobi.com, Global,]]></dc:subject>
      
      <dc:creator><![CDATA[ Team InMobi  ]]></dc:creator>
      
      <dc:date>2022-09-21T02:01:00+00:00</dc:date>
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    <item>
      <title><![CDATA[InMobi Displays Mobile Excellence with 7 Key Wins at Mob-Ex Awards 2022 ]]></title>
      <link>https://www.inmobi.com/blog/2022/09/18/inmobi-displays-mobile-excellence-with-7-key-wins-at-mob-ex-awards-2022/</link>
      <guid>https://www.inmobi.com/blog/2022/09/18/inmobi-displays-mobile-excellence-with-7-key-wins-at-mob-ex-awards-2022/</guid>
      <description><![CDATA[<p>Mobile reigns the throne as the device that drives real impact in the world of shorter attention spans. And Mob-Ex awards recognize the potential of marketers and agencies that have not only successfully driven business impact on mobile but also made a lasting mark in the minds of consumers with exceptional campaigns. InMobi has been leading the path for marketers with its strong mobile expertise and continuous innovation. Here are a few &#39;out-of-the-box&#39; campaigns that have won over the hearts of smartphone users and the esteemed jury of the <a href="https://awards.marketing-interactive.com/mobex-awards-sg/">Mob-Ex Awards 2022</a>, held in Singapore.&nbsp;&nbsp;</p>

<h2>Campaign #1: Paddle Pop thrills parents and kids with the "Choco Magma Land" Treasure Hunt&nbsp;&nbsp;</h2>

<p>Award Wins:&nbsp;</p>

<ol>
	<li>Best Direct to Consumer Campaign &ndash; Silver Award&nbsp;</li>
	<li>Best Original Content &ndash; Silver Award&nbsp;</li>
</ol>

<p><em>(Also nominated for the categories: 1. Best Use of Interactive Media / AR &amp; VR, 2. Best Use of Video, 3. Most Innovative Use of Mobile, 4. Industry Specific Use of Mobile: Food &amp; Beverage)&nbsp;</em></p>

<p><img alt="best ad campaigns 2022" src="https://2714195.fs1.hubspotusercontent-na1.net/hubfs/2714195/Picture%201-Sep-20-2022-01-00-34-76-PM.png" style="height: 400px; width: 700px;" /></p>

<p>The campaign focuses on the relaunch of Paddle Pop&#39;s popular chocolate ice-cream variant &ndash; the&#39; Choco Magma&#39; in Indonesia. As an aim to drive product consumption by creating a fun and engaging activity before the relaunch, Paddle Pop encouraged parents to participate in the activity with their children to cultivate healthy snacking habits among them. The Choco Magma Land game successfully engaged them as they spent 1:02 minutes on average per experience, with the CTR beating the industry average by 6%.&#8239;&#8239;&nbsp;</p>

<p>Read the complete success story<a href="https://www.inmobi.com/case-study/paddle-pop-thrills-parents-and-kids-with-the-choco-magma-land-treasure-hunt/"> here</a>.&nbsp;</p>

<h2>Campaign #2: Wyeth Nutrition leverages InMobi for commerce to grow in-store purchases&#8239;&nbsp;</h2>

<p>Award Wins:&nbsp;</p>

<ol>
	<li>Best Location-Based Marketing &ndash; Silver award&nbsp;</li>
</ol>

<p><em>(Also nominated for the categories: 1. Best COVID-19 Response, 2. Best Insights-Driven Mobile Campaign, 3. Best Mobile Campaign for a Specific Audience, 4. Industry Specific Use of Mobile: Health &amp; Wellness)&nbsp;</em></p>

<p><img alt="digital ad campaigns" src="https://2714195.fs1.hubspotusercontent-na1.net/hubfs/2714195/Ad%20Creative%201.png" style="height: 422px; width: 700px;" /></p>

<p>The campaign stands by the brand&#39;s mission of #NurturingTheExceptional as growing toddlers are curious and imaginative and often start learning early on. Wyeth Nutrition decided to provide &#39;role-play learning&#39; to feed their imagination by providing a free doctor kit on the purchase of Wyeth S-26 Procal Gold. To drive strong purchase intent for the product, the brand needed to spread awareness in an engaging fashion. Hence, Wyeth Nutrition took the gamification route to enable the child to treat a patient through a live procedure. With this live gaming campaign, the brand connected with 7 million Indonesians with a 3X CTR and a massive 1.7X overall engagement rate.&#8239;&nbsp;</p>

<p>To know more about how Wyeth Nutrition executed the campaign to perfection, read the complete success story <a href="https://www.inmobi.com/case-study/bonakid-pre-school-3-leverages-inmobi-for-commerce-to-grow-in-store-purchases/">here</a>.&nbsp;&nbsp;</p>

<h2>Campaign #3: Castrol strengthens brand recall with blended in-game advertising&#8239;&nbsp;</h2>

<p>Award Wins:&nbsp;</p>

<ol>
	<li>Best Mobile Campaign for a Specific Audience &ndash; Bronze Award&nbsp;</li>
</ol>

<p><em>(Also nominated for the categories: 1. Best Use of In-App Advertising, 2. Best Use of Interactive Media / AR &amp; VR, 3. Best User Experience)&nbsp;</em></p>

<p><img alt="successful ad campaigns" src="https://2714195.fs1.hubspotusercontent-na1.net/hubfs/2714195/Castrol%20In-Game%20Ad%20Example.png" style="height: 300px; width: 750px;" /></p>

<p>The campaign highlights how brands can drive top-of-the-funnel objectives with blended in-game advertising. Castrol partnered with Xaxis and InMobi to engage Filipino gamers with an immersive in-game experience and measure the overall impact of mobile in driving brand consideration and purchase intent. With dynamic ad placements and engaging in-game creative experience, Castrol drove impeccable results in just a month - ~70% of respondents successfully recalled the ad.&nbsp;&nbsp;&nbsp;</p>

<p>Learn more about how the brand successfully drove its mission on mobile <a href="https://www.inmobi.com/case-study/castrol-strengthens-brand-recall-with-blended-in-game-advertising">here</a>.&nbsp;</p>

<h2>Campaign #4: Selecta Supreme drives purchases with an online to offline shoppable experience&#8239;&nbsp;</h2>

<p>Award Wins:&nbsp;</p>

<ol>
	<li>Best Use of Display Advertising &ndash; Gold Award&nbsp;</li>
</ol>

<p><em>(Also nominated for the categories: 1. Best Direct to Consumer Campaign, 2. Best Location-Based Marketing)&nbsp;</em></p>

<p><img alt="best mobile ad campaign" src="https://2714195.fs1.hubspotusercontent-na1.net/hubfs/2714195/Picture%207-1.png" style="height: 337px; width: 700px;" /></p>

<p>This quintessential shoppable experience unveils the purchase impact Selecta Supreme drove by activating a mobile campaign. The Archipelago sees rising temperatures during February, and Selecta, aimed to communicate to Filipino households with kids about their bestseller ice cream, &#39;Choco Almond Fudge.&#39; Leveraging household targeting, the brand provided an immersive shoppable experience, and ensured seamless online to offline attribution. The campaign results voiced the perfect mobile strategy and execution, with a 35% increase in the purchases driven in just a month.&nbsp;</p>

<p>Read more about the success story <a href="https://www.inmobi.com/case-study/selecta-supreme-drives-purchases-with-an-online-to-offline-shoppable-experience">here</a>.&nbsp;</p>

<h2>Campaign #5: Viso Pises Takes a Meaningful Step with Mobile to Spread Detergent Awareness&nbsp;</h2>

<p>Award Wins:&nbsp;</p>

<ol>
	<li>Best Use of Display Advertising &ndash; Silver Award&nbsp;</li>
</ol>

<p><img alt="top ad campaigns" src="https://2714195.fs1.hubspotusercontent-na1.net/hubfs/2714195/The%20Solution%204.png" style="height: 435px; width: 700px;" /></p>

<p>The campaign stands as a testament to the success of mobile in driving awareness. In Cambodia, the consumption of liquid detergent is an emerging opportunity; the brands that trailblaze this trend will secure their longer-term pursuit of scale and growth. Hence, Unilever Cambodia needed to build a positive notion about the performance of their newly launched liquid detergent - &#39;Viso Pises&#39;- in Cambodians&#39; minds. Unilever Cambodia Viso Pises turned its far-sighted vision into reality through an interactive yet simple "slider-bar" experience. The brand depicted the contrasting differences between the widely used powder detergents and the highly capable liquid detergents in the most engaging way. Viso Pises delivered a 4.5X CTR with the right mix of creative excellence and targeting capabilities.&nbsp;</p>

<p>To know more about how the &#39;slider-bar&#39; experience was executed, read the success story <a href="https://www.inmobi.com/case-study/viso-pises-takes-a-meaningful-step-with-mobile-to-spread-detergent-awareness">here</a>.&nbsp;</p>

<h2>Campaign #6: Pepsodent evokes confident, "Merdeka" smiles with an AI-powered brand activation&nbsp;&nbsp;</h2>

<p>Award Wins:&nbsp;</p>

<ol>
	<li>Industry Specific Use of Mobile: Consumer Goods &ndash; Silver Award&nbsp;</li>
</ol>

<p><em>(Also nominated for the categories: 1. Best COVID-19 Response, 2. Best Original Content, 3. Most Innovative Use of Mobile Technology)&nbsp;</em></p>

<p><img alt="creative ad campaigns" src="https://2714195.fs1.hubspotusercontent-na1.net/hubfs/2714195/Picture%206%20(1).png" style="height: 332px; width: 700px;" />&nbsp;</p>

<p>A campaign that truly stands for delivering a &#39;larger good&#39; to society, this success story exemplifies Pepsodent&#39;s endeavors to encourage healthy brushing habits among Indonesians. The brand observed that consumers took the discipline of brushing twice a day lightly with the pandemic forcing a prolonged stay at home. As a result, numerous dental concerns arose. The brand aimed to increase oral health awareness and, subsequently, toothpaste adoption during the month of pride for Indonesians &ndash; the month of their nation&#39;s independence. Targeting families, the brand decided to make Indonesians feel special and proud to get their hands on the special edition of the #SenyumIndonesia Merdeka toothpaste that elicits the honor of the Archipelago. Combining the power of video, AI-based keyword recognition, and Dynamic Creative Optimization (DCO), the brand created an eye-catching, rich media experience. 360,000 ad viewers interacted with the AI-powered video experience, with the video completion rate at 3.3X at the end of the campaign.&nbsp;&nbsp;&nbsp;</p>

<p>Learn more about the award-winning campaign <a href="https://www.inmobi.com/case-study/pepsodent-drives-awareness-about-oral-health-with-mobile-video">here</a>.&nbsp;</p>

<p>To understand how mobile is bringing marketers closer to their consumers, read the success stories of brands across different verticals from our <a href="https://www.inmobi.com/case-study">Case Studies</a> page.&nbsp;&nbsp;</p>]]></description>
      <dc:subject><![CDATA[Awards, English (EN): inmobi.com, Asia Pacific,]]></dc:subject>
      
      <dc:creator><![CDATA[ Team InMobi  ]]></dc:creator>
      
      <dc:date>2022-09-19T01:46:00+00:00</dc:date>
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    <item>
      <title><![CDATA[Top 5 Insights to Help Retailers Prepare for the Upcoming Shopping Season    ]]></title>
      <link>https://www.inmobi.com/blog/2022/09/14/top-5-insights-to-help-retailers-prepare-for-the-upcoming-shopping-season/</link>
      <guid>https://www.inmobi.com/blog/2022/09/14/top-5-insights-to-help-retailers-prepare-for-the-upcoming-shopping-season/</guid>
      <description><![CDATA[<p><img alt="" src="https://go.inmobi.net/hubfs/Top%205%20Insights%20to%20Help%20Retailers...Infographic/final_top-5-insights-for-shopp-season-horizontal-version%20(1)%201.pdf" />Here&rsquo;s the good news: the holiday shopping season is already in full swing, with consumers back in-store and expected to go all out. But how can retailers make the most of this post-pandemic shopping season while accounting for inflation, recession fears, and ongoing supply-chain issues?&nbsp;&nbsp;</p>

<p>Well, you&rsquo;re in luck. Here are the Top 5 Insights to Help Retailers Prepare for the Holiday Shopping Season:&nbsp;&nbsp;</p>

<p><img alt="" src="https://go.inmobi.net/hubfs/Top%205%20Insights%20to%20Help%20Retailers...Infographic/final_top-5-insights-for-shopp-season-horizontal-version%20(1)%201.pdf" /><img alt="holiday shopping trends 2022" src="https://go.inmobi.net/hubfs/Top%205%20Insights%20to%20Help%20Retailers...Infographic/0.%20final_top-5-insights-for-shopping-season-horizontal-version%20(1)_Page_1_Image_0001.png" style="width: 672px; height: 366px;" /><img alt="" src="https://go.inmobi.net/hubfs/Top%205%20Insights%20to%20Help%20Retailers...Infographic/final_top-5-insights-for-shopp-season-horizontal-version%20(1)%201.pdf" /></p>

<p><img alt="online shopping trends 2022" src="https://go.inmobi.net/hubfs/Top%205%20Insights%20to%20Help%20Retailers...Infographic/1.%20final_top-5-insights-for-shopp-season-horizontal-version%20(1)%202.png" style="width: 672px; height: 376px;" /></p>

<p><img alt="shopping trends" src="https://go.inmobi.net/hubfs/Top%205%20Insights%20to%20Help%20Retailers...Infographic/2.%20final_top-5-insights-for-shopping-season-horizontal-version%20(1)_Page_3.png" style="width: 672px; height: 376px;" /></p>

<p><img alt="holiday shopping season" src="https://go.inmobi.net/hubfs/Top%205%20Insights%20to%20Help%20Retailers...Infographic/3.%20final_top-5-insights-for-shopping-season-horizontal-version%20(1)_Page_4.png" style="width: 672px; height: 376px;" /></p>

<p><img alt="shopping trends 2022" src="https://go.inmobi.net/hubfs/Top%205%20Insights%20to%20Help%20Retailers...Infographic/4.%20final_top-5-insights-for-shopping-season-horizontal-version%20(1)_Page_5.png" style="width: 672px; height: 376px;" /></p>

<p><img alt="2022 shopping trends" src="https://go.inmobi.net/hubfs/Top%205%20Insights%20to%20Help%20Retailers...Infographic/5.%20final_top-5-insights-for-shopping-season-horizontal-version%20(1)_Page_6.png" style="width: 672px; height: 376px;" /></p>

<p><img alt="holiday shopping season" src="https://go.inmobi.net/hubfs/Top%205%20Insights%20to%20Help%20Retailers...Infographic/6.%20final_top-5-insights-for-shopping-season-horizontal-version%20(1).png" style="width: 672px; height: 376px;" /></p>

<p>Looking for more insights? Download our Holiday Shopping Playbook today.&nbsp;&nbsp;</p>

<p style="text-align: center;"><a class="btn btn-s" href="https://go.inmobi.com/holiday-shopping-playbook-2022/" style="border-radius:25px;font-size:24px;font-weight:normal;">Get the Report</a></p>]]></description>
      <dc:subject><![CDATA[Consumer Research, English (EN): inmobi.com, North America,]]></dc:subject>
      
      <dc:creator><![CDATA[ Team InMobi  ]]></dc:creator>
      
      <dc:date>2022-09-14T15:20:00+00:00</dc:date>
    </item>
  
    <item>
      <title><![CDATA[InMobi makes a mark at DATAMATIXX Awards 2022: Secures 8 wins for innovative, mobile-first advertising]]></title>
      <link>https://www.inmobi.com/blog/2022/09/14/inmobi-makes-a-mark-at-datamatixx-awards-2022-secures-8-wins-for-innovative-mobile-first-advertising/</link>
      <guid>https://www.inmobi.com/blog/2022/09/14/inmobi-makes-a-mark-at-datamatixx-awards-2022-secures-8-wins-for-innovative-mobile-first-advertising/</guid>
      <description><![CDATA[<p>With every brand vying for the attention of its target audience, mobile has risen as the unbeatable channel for converting even the most distracted consumers. Seamless and engaging storytelling on mobile has empowered advertisers to not only strike a chord with potential customers but also maximise conversions. DATAMATIXX Awards, an initiative by AdGully, recognises and celebrates outstanding innovation in advertising with the thoughtful use of data and technology. InMobi has been known to leverage the above for delivering impactful campaigns on mobile. Let&rsquo;s take a look at the mobile campaigns co-powered by InMobi that stood out to consumers this year and won over esteemed jury members at <a href="http://datamatixx-awards-2022.adgully.com/">DATAMATIXX Awards 2022</a>.</p>

<h2><strong>Campaign #1: Star Sports ignites passion for cricket through unique storytelling on mobile</strong></h2>

<p><strong><u>Award Categories:</u></strong></p>

<p><strong>1. Mobile In-App Advertising (Entertainment) &ndash; Gold&nbsp;</strong></p>

<p><img alt="Mobile In-App Advertising (Entertainment)" src="https://go.inmobi.net/hubfs/Datamatixx%202022%20Wins%20Carousel/star_sports.png" style="height: 400px; width: 400px;" /></p>

<p><strong>2. Innovation In Audio Advertising &ndash; Silver&nbsp;</strong></p>

<p><img alt="Innovation In Audio Advertising" src="https://go.inmobi.net/hubfs/Datamatixx%202022%20Wins%20Carousel/star_sports_silver.png" style="height: 400px; width: 400px;" /></p>

<p>To create interest and awareness for India&rsquo;s cricket test series against South Africa, Star Sports, the official telecast partner in India, created #FirstKaThirst (Thirst for Firsts) campaign for the nation&rsquo;s cricket-crazy audiences. To make this a memorable and immersive experience, the brand partnered with GroupM and InMobi and leveraged an agile, scalable, and intelligent integration for unique storytelling mobile campaign which was further empowered by motion and voice technology. The experience left users truly spellbound as 45% of them interacted with it and 35% of them expressed interest in the series. To know more about how Star Sports hit it out of the park with unique innovation on mobile, click <a href="https://www.inmobi.com/case-study/star-sports-ignites-the-cricket-passion-with-the-thirstforfirst-mobile-campaign/">here</a>.</p>

<h2><strong>Campaign #2: Swiggy drives instant impact with one click install campaign on Glance</strong></h2>

<p><strong><u>Award Categories:</u></strong></p>

<p><strong>1. Display Campaign (E Commerce) &ndash; Gold&nbsp;</strong></p>

<p><img alt="Display Campaign (E Commerce)" src="https://go.inmobi.net/hubfs/Datamatixx%202022%20Wins%20Carousel/swiggy_gold.png" style="height: 400px; width: 400px;" /></p>

<p><strong>2. Mobile In-App Install Campaign &ndash; Bronze&nbsp;</strong></p>

<p><img alt="Mobile In-App Install Campaign" src="https://go.inmobi.net/hubfs/Datamatixx%202022%20Wins%20Carousel/swiggy_bronze.png" style="height: 400px; width: 400px;" /></p>

<p>To reach food lovers pan-India, Swiggy leveraged Glance, the first-of-its-kind lock screen content platform integrated on 80% of new smartphones sold in India. The brand delivered unintrusive content on the lock screen with scrumptious delicacies and personalized the user experience by showcasing breakfast, lunch, and dinner recipes according to the time of the day. By leveraging</p>

<p>Glance&#39;s one-click install feature, Swiggy created a frictionless app download experience for users without leaving their lock screens. Additionally, the brand showcased captivating 10-second video ads and discount coupons on the Glance carousel, nudging new app installers to place their first orders. As a result of the mobile-first, frictionless screen-zero discovery and the subsequent one-click install experience, the brand acquired a high-quality consumer base with app transaction of 9 weeks. A 30% decrease in CPA was noticed at the end of the campaign period, while there was a 29% increase in first-time orders. Read the complete success story <a href="https://www.inmobi.com/case-study/swiggy-rescues-foodies-in-need-with-a-one-click-install-experience-on-glance/">here</a>.</p>

<h2><strong>Campaign #3: Cuvora amplifies revenue growth with In-app ad monetization</strong></h2>

<p><strong><u>Award Category:</u></strong></p>

<p><strong>In Mobile App Monetization &ndash; Gold&nbsp;</strong></p>

<p><img alt="In Mobile App Monetization" src="https://go.inmobi.net/hubfs/Datamatixx%202022%20Wins%20Carousel/cuvora_gold.png" style="height: 400px; width: 400px;" /></p>

<p>Cuvora aimed to monetize its diverse ad inventory of banner, interstitial and native ads with demand at scale from premium advertisers while offering its 8.4 MAUs an unintrusive ad experience. The brand leveraged InMobi Exchange to maximize ROI by connecting with top-class demand programmatically, finding the right balance between eCPM and fill rate, thereby generating the highest yield. While the InMobi Exchange platform&rsquo;s capabilities provided transparency to the app developer, the exclusive access to premium demand enabled a significant increase in overall revenue. Cuvora witnessed 8.4X growth in ad revenue and a 33% increase in eCPM, thus successfully scaling its ad monetization initiatives. Read more about the success story <a href="https://www.inmobi.com/case-study/cuvora-witnesses-8.4x-growth-in-revenues-with-in-app-ad-monetization">here</a>.</p>

<h2><strong>Campaign #4: Godrej Consumer Products leverages programmatic video advertising for full-funnel impact</strong></h2>

<p><strong><u>Award Category:</u></strong></p>

<p><strong>Overall Use of Programmatic in a Marketing Campaign (CPG) &ndash; Gold&nbsp;</strong></p>

<p><img alt="Overall Use of Programmatic in a Marketing Campaign" src="https://go.inmobi.net/hubfs/Datamatixx%202022%20Wins%20Carousel/gcpl_gold.png" style="height: 400px; width: 400px;" /></p>

<p>GCPL aimed to build brand salience within the insecticide category amidst all the pandemic clutter through a meaningful, engagement-driven campaign. The brand successfully engaged connected consumers with personalized communication delivered through programmatic video, utilising first-party data and precise targeting. The right initiatives led the brand to solve for business problems through intelligent mobile-first solutions. The campaign was successful in garnering a 2.48X increase in engagement rates with a 1.46X increase in video completion rates. Know more about the campaign <a href="https://go.inmobi.com/gcpl-digital-transformation-with-inmobi/">here</a>.</p>

<h2><strong>Campaign #5: Kia amplifies brand love for the Carens model through clutter-breaking, mobile-first campaign</strong></h2>

<p><u><strong>Award Category:</strong></u></p>

<p><strong>Display Campaign (Automobile) &ndash; Gold&nbsp;</strong></p>

<p><img alt="Display Campaign (Automobile)" src="https://go.inmobi.net/hubfs/Datamatixx%202022%20Wins%20Carousel/kia_gold.png" style="height: 400px; width: 400px;" /></p>

<p>Kia partnered with InMobi and Innocean Worldwide to design an interactive mobile campaign for boosting brand recognition and maximising mindshare. Through a seamless, delightful mobile gamified contest, users were able to discover the stunning features of the Kia Carens and were further encouraged to share their results on social media, which magnified the buzz around the model. A clutter-breaking, mobile-first approach helped Kia amplify brand love and drive business objectives in equal measure. This campaign was successful in driving fantastic results, with 2X engagement rate recorded in just 2 weeks and a cumulative 713 hours spent on the ad unit.</p>

<h2><strong>Campaign #6: OLX maximises revenue growth through a seamless mobile experience</strong></h2>

<p><u><strong>Award Category:</strong></u></p>

<p><strong>In Mobile App Monetization &ndash; Bronze&nbsp;</strong></p>

<p><img alt="In Mobile App Monetization" src="https://go.inmobi.net/hubfs/Datamatixx%202022%20Wins%20Carousel/olx_bronze.png" style="height: 400px; width: 400px;" /></p>

<p>With 40 million MAUs in India, OLX Advertising aimed to grow its revenues in the highly competitive Indian market. Through this campaign, the brand wanted to monetize its ad inventory while also creating seamless ad experiences for its app users. OLX partnered with InMobi and leveraged their supply-side solutions to monetize a new stream of ad revenues. OLX leveraged InMobi Exchange, the leading Mobile Exchange Platform, to get exclusive access to diverse demand (over 100 DSPs) across the globe. This partnership was successful in attracting the best bids for OLX&rsquo;s premium ad inventory, with a 100% MoM increase in ad revenue. Read more about the success story <a href="https://www.inmobi.com/case-study/olx-monetizes-ad-revenues-and-increases-fill-rates-with-inmobi">here</a>.</p>

<p><strong>For a deeper understanding of brands leveraging mobile-first advertising in truly clutter-breaking ways, refer to our <a href="https://www.inmobi.com/case-study">Case Studies</a> page.</strong></p>]]></description>
      <dc:subject><![CDATA[Advertising, Awards, Success Stories, English (EN): inmobi.com, Asia Pacific,]]></dc:subject>
      
      <dc:creator><![CDATA[ Team InMobi  ]]></dc:creator>
      
      <dc:date>2022-09-13T23:18:00+00:00</dc:date>
    </item>
  
    <item>
      <title><![CDATA[AI-Powered Campaigns Deliver Over 2X Higher Conversion Rate for Advertisers ]]></title>
      <link>https://www.inmobi.com/blog/2022/09/09/ai-powered-campaigns-deliver-over-2x-higher-conversion-rate-for-advertisers/</link>
      <guid>https://www.inmobi.com/blog/2022/09/09/ai-powered-campaigns-deliver-over-2x-higher-conversion-rate-for-advertisers/</guid>
      <description><![CDATA[<p>Creating successful retail media campaigns that consistently deliver results can seem daunting for many advertisers.&nbsp;&nbsp;</p>

<p>InMobi Commerce has partnered with a specialty grocery retailer to provide their advertisers with unparalleled access to high-impact, performance-driven media.&nbsp;&nbsp;</p>

<p>With our self-service, AI-powered optimization platform, advertisers can effectively &ldquo;set and forget&rdquo; their retail media campaigns and trust they&rsquo;ll hit their advertising goals.&nbsp;&nbsp;</p>

<h3><strong>How Does an Automatic Campaign Work?&nbsp;</strong></h3>

<p>InMobi Commerce&rsquo;s AI-powered, automatic campaigns find the most relevant targeting parameters, site placements, and bid values enabling advertisers to go from &ldquo;set-up&rdquo; to &ldquo;launch&rdquo; in just a few simple steps.&nbsp;&nbsp;</p>

<p><img alt="Automatic Campaign" src="https://go.inmobi.net/hubfs/Commerce%20Platform%20Step%20by%20Step.gif" style="width: 600px; height: 375px;" /></p>

<p>Manually finding new keyword opportunities is a heavy lift for advertisers. InMobi Commerce&rsquo;s AI platform programmatically discovers new keywords from shopper search logs &amp; post -search shopper behavior (including actions like adding items to cart, visiting a product page, and completing a purchase) to improve Automatic campaign performance with zero advertiser effort constantly.&nbsp;&nbsp;</p>

<p>Our AI system also continuously adjusts bids, within the advertiser&rsquo;s return on ad spend (ROAS) goal and max bid input, based on data like click-through and conversion rate. With adaptive bidding, our platform can decrease Automatic campaign bids when competition is low and later increase bidding when competition is high to reach the campaign&rsquo;s ROAS goal.&nbsp;&nbsp;</p>

<h3><strong>AI In Action&nbsp;</strong></h3>

<p>Advertiser&rsquo;s automatic campaigns delivered: &nbsp;<br />
- <strong>2.12X</strong> higher conversion rate than manual campaigns&nbsp;<br />
- <strong>1.81X</strong> higher click-through-rate than manual campaigns&nbsp;&nbsp;<br />
-<strong> 95%</strong> of campaigns achieved a 3x return on ad spend (ROAS)&nbsp;<br />
- <strong>57%</strong> of product sales during the campaign were driven by Automatic campaign advertisements &nbsp;</p>

<p><img alt="AI-Powered Campaigns" src="https://go.inmobi.net/hubfs/Commerce%20Platform%20Case%20Study%20Results.gif" style="width: 600px; height: 338px;" /></p>

<p>Do you want to learn more about InMobi Commerce&rsquo;s platform, and how we can deliver results for your retail media campaigns? <a href="https://www.inmobi.com/retail-media" target="_blank">Contact us today</a>! &nbsp;</p>]]></description>
      <dc:subject><![CDATA[Advertising, Product and Technology, English (EN): inmobi.com, North America,]]></dc:subject>
      
      <dc:creator><![CDATA[ Sarah Hughes  ]]></dc:creator>
      
      <dc:date>2022-09-08T18:15:00+00:00</dc:date>
    </item>
  
    <item>
      <title><![CDATA[Maximize Your In-App Ad Monetization for Q4 2022]]></title>
      <link>https://www.inmobi.com/blog/2022/09/07/maximize-your-in-app-ad-monetization-for-q4-2022/</link>
      <guid>https://www.inmobi.com/blog/2022/09/07/maximize-your-in-app-ad-monetization-for-q4-2022/</guid>
      <description><![CDATA[<p>It&rsquo;s that time of the year again. Back-to-school, preparing for Q4. This is a huge opportunity for publishers to&#8239;monetize&#8239;their ad inventory.&#8239;While back-to-school&#8239;campaigns&#8239;are in full swing, brand advertisers have also started planning&#8239;future&#8239;campaigns&#8239;for&#8239;the last half of the year, aiming to&#8239;increase&#8239;sales during&#8239;events like Halloween, Black Friday, Christmas, and New Year&rsquo;s&#8239;Eve. Holiday advertising presents a great opportunity for mobile publishers to monetize&#8239;and take advantage of&#8239;the increased demand queued up to flow through in-app&#8239;ad&#8239;exchanges.&#8239;&nbsp;</p>

<p>However, it&rsquo;s important to prioritize the right mix of supply-side platforms (SSPs) and exchanges to maximize monetization&#8239;and reap the benefits&#8239;from&#8239;the last&#8239;few months&#8239;of 2022.&#8239;Here are a few variables to consider as we dive into&#8239;the last stretch of the year:&#8239;&nbsp;</p>

<p><strong>Diversify demand&nbsp;</strong>&ndash; We recommend that you talk to your bidding partners (SSP/Exchange) to understand the projected demand growth in Q4 2022. Your conversations must factor in the following:</p>

<ul>
	<li>Growth in brand and UA spending: Advertisers&#39; spend with InMobi Exchange grew by 34% between Q1 and Q2 2022. Also, our exchange grew by a 40% in Q2 2022 compared to the previous year. With both brand and UA spending bound to increase in H2 2022, we are expecting ad spending to clock new heights across regions coming up. It&rsquo;s important that you speak to each bidder and know the trends they have observed and are likely to see in this quarter from the DSPs and/or advertisers they have on board.</li>
</ul>

<p><img alt="Ad Spend Growth" src="https://go.inmobi.net/hubfs/Ad%20Spend%20Growth%20Graph.jpg" style="width: 534px; height: 323px;" /></p>

<ul>
	<li>Agency Partnerships:&#8239;Understand if unique demand partnerships and/or agency preferential status are&#8239;part of their supply path optimization (SPO) efforts. At&#8239;InMobi&#8239;Exchange, we&#8239;take&#8239;pride&#8239;in being an approved in-app partner of choice for the world&rsquo;s largest agencies. For more details, please check out&#8239;our <a href="https://university.inmobi.com/supply-path-optimization-spo" target="_blank">SPO course</a>&#8239;on&#8239;InMobi&#8239;U.&nbsp;</li>
</ul>

<p><strong>Support for high yield ad formats</strong>&nbsp;&ndash; Ensure that you get the best ROI on the ad formats you support.</p>

<ul>
	<li>The&#8239;second half of the year usually&#8239;sees an increase in spending on high-performing,&#8239;full-screen ad&#8239;formats&#8239;given their higher engagement and conversion rates.&#8239;In&#8239;general,&#8239;full-screen inventory&#8239;click-through rates (CTRs)&#8239;are&#8239;13x greater than&#8239;banner&#8239;CTRs on average.&#8239;Also, full-screen inventory&#8239;ad requests for&#8239;InMobi&#8239;Exchange&#8239;grew by 82% in Q2&#8239;2022 as compared to the previous year.&#8239; The ad revenue driven by this supply&#8239;grew&#8239;1.5x&#8239;for the same period.&#8239;&#8239; &#8239;&nbsp;</li>
</ul>

<p><img alt="Bid Request Growth" src="https://go.inmobi.net/hubfs/Bid%20Request%20Growth%20Graph.jpg" style="width: 534px; height: 323px;" /></p>

<ul>
	<li>Historically&#8239;InMobi&#8239;has seen, on average, video completion rates of around 80% and viewability over 90% (across Open&#8239;Measurement&#8239;SDK, IAS, Moat and&#8239;DoubleVerify) via private marketplace deals.&#8239;&nbsp;</li>
	<li>Also, it is important to check if your&#8239;bidding partner&#8239;offers&#8239;video pod&#8239;support&#8239;(i.e.&#8239;providing publishers the ability to return multiple ads from a single ad request). In addition to our existing Video Pods,&#8239;InMobi allows publishers to&#8239;monetize&#8239;from a mix of both Video and Static creatives in the same pod&#8239;consecutively.&#8239;&nbsp;</li>
	<li>Having 2.6 billion mobile gamers&#8239;globally&#8239;and&#8239;with an<a href="https://www.pocketgamer.biz/interview/76717/inmobi-saurav-dutta-rethinking-in-game-advertising/" target="_blank">&#8239;in-game advertising&#8239;</a>market&#8239;expected to grow by almost 20%&#8239;by&#8239;2024, it is imperative for gaming app developers to start collaborating with the right bidding partners.&#8239;InMobi recently launched a&nbsp;<a href="https://www.inmobi.com/company/press/inmobi-and-anzu-announce-preferred-programmatic-in-game-ad-partnership-for-asia-pacific-region/" target="_blank">partnership with in-game advertising provider Anzu</a>, allowing publishers partnering with InMobi to monetize their titles with blended in-game ads that open up new reliable revenue streams, complement the gameplay, and work alongside other monetization models and solutions.&nbsp;</li>
</ul>

<p><strong>Universal IDs</strong>&nbsp;&ndash;&#8239;App developers are&#8239;witnessing&#8239;a&#8239;15% to&#8239;60%+ (averaging at 39%)&#8239;uplift in&#8239;eCPM&#8239;for impressions where universal&#8239;IDs&#8239;(think&#8239;LiveRamp, ID5, etc.)&#8239;are being passed in&#8239;the&#8239;bid requests.&#8239;Hence, we would suggest you&#8239;prioritize&#8239;bidding partners who&#8239;offer ID management&#8239;features such as&#8239;InMobi&rsquo;s&nbsp;<a href="https://inmobi.docsend.com/view/fx7mfnu8br7a54if" target="_blank">UnifID</a>&nbsp;which allows publishers to integrate with multiple ID providers&#8239;of their own choice.&#8239;&nbsp;</p>

<p><strong>Overall Yield&nbsp;</strong>&ndash;&#8239;Q4, more than any other quarter, also requires close attention to yield. Having the right mix of SSPs and exchanges ensures efficiency&#8239;by increased&#8239;competition and improved returns between partners.&#8239;We also have noticed that&#8239;header bidding integrations help improve&#8239;overall&#8239;yield.&#8239;InMobi&#8239;recently&#8239;partnered&#8239;with&#8239;Google Open Bidding&#8239;which <a href="https://www.businesswire.com/news/home/20210728005500/en/InMobi-Exchange-Integrates-with-In-App-Header-Bidding-Solutions-to-Reduce-Friction-and-Optimize-Competition-for-Premium-In-App-Inventory" target="_blank">makes&#8239;us&#8239;the first in-app exchange</a>&nbsp;to go live across all&#8239;leading&#8239;header bidding platforms.&#8239;&#8239;&nbsp;</p>

<p>If a partner&rsquo;s fill rate or&#8239;win rate is low, then you should probably reconsider their rank within your monetization stack.&#8239;&#8239;&#8239;&nbsp;</p>

<p>For more&#8239;detailed&#8239;coverage, you&#8239;can&#8239;go through&#8239;our&#8239;<a href="https://university.inmobi.com/strategies-for-maximizing-revenue" target="_blank">InMobi U</a>&nbsp;courses,&#8239;which have been built to guide publishers on&#8239;the&#8239;best practices to improve&#8239;in-app&#8239;ad&#8239;revenues.&#8239;&nbsp;</p>

<p>If you have any questions on the demand that we have queued or expect to see in&#8239;the last quarter of 2022 and beyond, please write to your dedicated customer success manager.&nbsp;</p>]]></description>
      <dc:subject><![CDATA[In-App Monetization, English (EN): inmobi.com, Global,]]></dc:subject>
      
      <dc:creator><![CDATA[ Team InMobi  ]]></dc:creator>
      
      <dc:date>2022-09-07T15:43:00+00:00</dc:date>
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    <item>
      <title><![CDATA[Are You Ready for the Post-Pandemic Holiday Shopping Season? ]]></title>
      <link>https://www.inmobi.com/blog/2022/09/06/are-you-ready-for-the-post-pandemic-holiday-shopping-season/</link>
      <guid>https://www.inmobi.com/blog/2022/09/06/are-you-ready-for-the-post-pandemic-holiday-shopping-season/</guid>
      <description><![CDATA[<p>Earlier this summer, Molly Seitel, Vertical Strategy Lead for QSR and Retail at InMobi, sat down with Birch Lane&rsquo;s Chief Marketing Officer Lindsay Horrigan to discuss how retailers can make the most of this holiday shopping season as consumers head back to stores among inflation, recession fears, persisting supply chain issues, and labor challenges.&nbsp;&nbsp;&nbsp;</p>

<p>Missed the webinar? Well, you&rsquo;re in luck! You can watch the conversation here at your leisure.&nbsp;&nbsp;</p>

<p>Information includes:&nbsp;</p>

<ul>
	<li>Key findings from the 2021 shopping season that can impact this year&rsquo;s season &nbsp;</li>
	<li>New insights for the 2022 season that help retailers prepare for the upcoming shopping season&nbsp;</li>
	<li>Critical elements for a high performing marketing campaign this holiday</li>
</ul>

<h3>Watch Now</h3>

<div><iframe allow="accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture" allowfullscreen="" frameborder="0" height="315" src="https://www.youtube.com/embed/jV8YQXazm7Y" title="YouTube video player" width="560"></iframe></div>

<h3>Interested in more insights?&nbsp;&nbsp;</h3>

<p>With 80% of consumers willing to abandon brand loyalty to try new brands, you need the 2022 Holiday Shopping Playbook to win back wallet share this holiday season.&nbsp;</p>

<p style="text-align: center;"><a class="btn btn-s" href="https://go.inmobi.com/holiday-shopping-playbook-2022/" style="border-radius:25px;font-size:24px;font-weight:normal;">Get The Report</a></p>]]></description>
      <dc:subject><![CDATA[Understanding Consumers, English (EN): inmobi.com,]]></dc:subject>
      
      <dc:creator><![CDATA[ Team InMobi  ]]></dc:creator>
      
      <dc:date>2022-09-06T14:45:00+00:00</dc:date>
    </item>
  
    <item>
      <title><![CDATA[Why I Joined InMobi: Michael Nelson]]></title>
      <link>https://www.inmobi.com/blog/2022/09/06/why-i-joined-inmobi-michael-nelson/</link>
      <guid>https://www.inmobi.com/blog/2022/09/06/why-i-joined-inmobi-michael-nelson/</guid>
      <description><![CDATA[<h2>Michael Nelson joined the InMobi North America team as a Technical Account Manager &ndash; Excellence Center. Learn more about him and why he likes working at InMobi.</h2>

<p>&nbsp;</p>

<p><strong>Tell us about the path that led you to InMobi.</strong></p>

<p>I was previously working at Amobee in television advertising operations and wanted to return to programmatic advertising in some capacity. Having worked in the ad tech industry for many years now, I had been involved with the demand side of the business for quite some time and wanted to explore working on the supply side. The right opportunity came at the right time when I found the technical account manager role here. I had heard nothing but positive things about InMobi and thought it would be a great time to jump back into the programmatic waters and apply my past industry and technical knowledge on the supply side platform/exchange side of the industry.</p>

<p><strong>What made you join InMobi?</strong></p>

<p>As already mentioned, I was interested in returning to programmatic and working on the supply side. Based on the trajectory of both technology and advertising, joining a mobile supplier in the programmatic space with a huge upswing made the most sense to me and InMobi was the answer. Not to mention the fact that the entire interview process from start to finish was so seamless and I thoroughly enjoyed speaking and getting to know everyone involved in the process. I was left with an excellent impression and am very excited to be here now.</p>

<p><strong>What is that one thing that surprised you about the organization after you joined?</strong></p>

<p>I would say, it was the approach toward onboarding and training that left me surprised. I appreciated the fact that I have had the opportunity to meet with different people, learn the day-to-day business practices and get up to speed without being overwhelmed with all things at once.</p>

<p><strong>An incident that has stood out for you during your InMobi journey so far</strong></p>

<p>More than an incident, I would like to share how the organizational practices and culture have stood out for me ever since I joined InMobi. I really love how collaborative the teams are in getting to the bottom of issues and how efficient the meetings are. InMobians are always very helpful and want to make sure everyone is on the same page regarding products, updates and issues. I definitely feel the strong support system.</p>

<p><strong>What would you say to someone looking at joining InMobi?</strong></p>

<p>I completely believe in what others have been saying about this being an ideal time to join InMobi. One can really bring in new ideas and perspectives to help the teams continue evolving. Everyone in the organization embraces change and wants the company to continuously improve.</p>

<p><strong>How does your #LifeAtInMobi seem to be shaping up?</strong></p>

<p>Flourishing &ndash; the world that perfectly describes how my #LifeAtInMobi is shaping up. I believe I have been extremely fortunate to have joined InMobi and I look forward to contributing here as much as possible.</p>

<p>To work with customer success experts like Michael, explore opportunities on our <a href="https://www.inmobi.com/company/careers/">careers website</a>.</p>]]></description>
      <dc:subject><![CDATA[Inside InMobi, English (EN): inmobi.com, Global,]]></dc:subject>
      
      <dc:creator><![CDATA[ Team InMobi  ]]></dc:creator>
      
      <dc:date>2022-09-06T12:53:00+00:00</dc:date>
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      <title><![CDATA[InMobi Wins 10 Key Awards at Indian Digital Marketing Awards 2022 ]]></title>
      <link>https://www.inmobi.com/blog/2022/08/28/inmobi-wins-10-key-awards-at-indian-digital-marketing-awards-2022/</link>
      <guid>https://www.inmobi.com/blog/2022/08/28/inmobi-wins-10-key-awards-at-indian-digital-marketing-awards-2022/</guid>
      <description><![CDATA[<p>A prestigious, industry-first initiative focused on digital marketing, IDMA recognizes, celebrates and encourages the stellar work done by brands and agencies in the digital media space. This year, the 13th edition of IDMA saw an overwhelming 1200 entries, carefully deliberated by the esteemed panel of jury to pick the best campaigns that truly made the difference to the digital world.&nbsp;</p>

<p>InMobi has been disrupting the mobile space with innovative campaigns since its inception and, this year, has swept away 10 key awards at the IDMA. We at InMobi, are thankful for our brand partners &ndash; GCPL, Domex, and SplashLearn to have trusted in our vision of powering success on mobile, and to our agency partners &ndash; Mindshare, and our strategic&nbsp;partner &ndash; Microsoft Advertising, for the breakthrough partnership in delivering phenomenal campaign success. Here&rsquo;s a glimpse of the key campaigns that the jury and the netizens loved the most.&nbsp;</p>

<h2>1. Digital Transformation &ndash; The Godrej Way&nbsp;</h2>

<p><u><strong>Winning Categories</strong></u></p>

<p>1.&nbsp;Most Effective Use of Digital Analytics&nbsp;- Gold</p>

<p><img alt="Most Effective Use of Digital Analytics" src="https://go.inmobi.net/hubfs/IDMA_2022_Carousel/2.png" style="height: 500px; width: 500px;" /></p>

<p>&nbsp;2.&nbsp;Best Innovation in Mobile Marketing&nbsp;- Bronze</p>

<p><img alt="Best Innovation in Mobile Marketing" src="https://go.inmobi.net/hubfs/IDMA_2022_Carousel/3.png" style="height: 500px; width: 500px;" /></p>

<p>As Godrej Consumer Products Limited (GCPL) was increasingly integrating digital capabilities with different aspects of its business, it decided to leverage mobile to drive personalization at scale. Educating consumers on maintaining an insect-free home became more important than ever during the pandemic, and GCPL decided to launch a mobile-first strategy to execute this mission of getting consumers to use Good Knight and HIT to continue to keep their homes insect-free. With women as the target audience in the low involvement home insecticide category, the brand phased out a sequential strategy to drive campaign success:&nbsp;</p>

<p>1. By leveraging over 2000 high-value data attributes on InMobi Audiences, the brand accurately identified Indian women from NCCS-A category households in the hyperconnected world.&nbsp;&nbsp;</p>

<p>2. The brand then delivered personalized, tailor-made communication to the audience via vernacular video content across five diverse Indian languages with 105 mobile-first creatives.&nbsp;</p>

<p>3. Lastly, GCPL built custom audiences based on ad visibility and phased out a sequential targeting strategy to drive action among users with a high brand affinity and intent.&nbsp;</p>

<p>As a result of the campaign, users viewed over 91.2 million personalized videos, leading to 380,506 hours of content consumption. The campaign delivered an incremental reach of 25% with a whopping 50% increase in effectiveness with personalized videos and a massive 2.48X increase in engagement rate. The home insecticide category saw a promising 15% revenue growth in the last fiscal year of 2021, driving a massive success for GCPL.&nbsp;&nbsp;&nbsp;</p>

<p>Read the full story of &lsquo;Digital Transformation: The GCPL Way&rsquo;, <a href="https://go.inmobi.com/gcpl-digital-transformation-with-inmobi/">here</a>.&nbsp;</p>

<h2>2. Domex: Bringing India Back on Track&nbsp;</h2>

<p><u><strong>Winning Categories</strong></u></p>

<p>1.&nbsp;Best Campaign - Use of Mobile and Mobile Monetization - Gold&nbsp;</p>

<p>2.&nbsp;Best Data-Driven Marketing Strategy - Gold&nbsp;</p>

<p><img alt="award winning ad" src="https://go.inmobi.net/hubfs/IDMA_2022_Carousel/5.png" style="height: 500px; width: 500px;" /></p>

<p>3.&nbsp;Best Integrated Media Campaign - Social Cause - Gold&nbsp;</p>

<p><img alt="award winning ad" src="https://go.inmobi.net/hubfs/IDMA_2022_Carousel/6.png" style="height: 500px; width: 500px;" /></p>

<p>4.&nbsp;Best Banners -Single/ Campaign, Rich Media with or without video &ndash; Silver &nbsp;</p>

<p><img alt="award winning ad" src="https://go.inmobi.net/hubfs/IDMA_2022_Carousel/8.png" style="height: 500px; width: 500px;" /></p>

<p>5.&nbsp;Best Innovation in Mobile Marketing- Silver&nbsp;</p>

<p><img alt="award winning ad" src="https://go.inmobi.net/hubfs/IDMA_2022_Carousel/7.png" style="height: 500px; width: 500px;" /></p>

<p>6.&nbsp;Best Use of Mobile - Customer Engagement - Bronze&nbsp;</p>

<p>7.&nbsp;Location-based or Proximity Marketing Campaign of the Year - Bronze&nbsp;</p>

<p><img alt="award winning ad" src="https://go.inmobi.net/hubfs/IDMA_2022_Carousel/9.png" style="height: 500px; width: 500px;" /></p>

<p>As the first lockdown restrictions in India eased, Domex, Hindustan Unilever Limited&#39;s clinical disinfection brand, took on the responsibility of keeping Mumbai train services clean and safe for its 7.5 million daily commuters. The month-long campaign included disinfecting train platforms and ticket counters at regular intervals with Domex&#39;s Disinfectant Floor Cleaner. The product, which had a minimum of 0.5% sodium hypochlorite, was claimed to destroy viruses and bacteria in just 60 seconds. The brand hoped to spread awareness about hygiene and sanitation during the pandemic and increase the likelihood of consumers adopting the product for home use as well.&nbsp;&nbsp;&nbsp;</p>

<p>With mobile as the primary channel, the brand introduced Domex&#39;s Disinfection Alert System (DAS). The brand polygon mapped travelers to locate their nearest stations in real-time, and then, the API-integrated mobile services ensured that these station visitors received timely, personalized messages with details of the most recent sanitization efforts conducted at those stations to drive mass awareness. Domex continued this endeavor of disinfecting public spaces and helping Mumbai &#39;Get Back on Track&#39; well after the campaign ended.&nbsp;</p>

<p>Learn more about the award-winning campaign, <a href="https://www.youtube.com/watch?v=6qxg4bCPlp8">here</a>.&nbsp;</p>

<h2>3. SplashLearn: Drives Awareness with Microsoft Advertising &amp; InMobi&nbsp;&nbsp;</h2>

<p><u><strong>Winning Category</strong></u></p>

<p>1.&nbsp;Best PPC - Silver&nbsp;</p>

<p><img alt="award winning ad" src="https://go.inmobi.net/hubfs/IDMA_2022_Carousel/4.png" style="height: 500px; width: 500px;" /></p>

<p>In the wake of the pandemic in mid-March 2020 when schools were shut down across the US, many parents were concerned about the effects on their children&rsquo;s education. It was then when SplashLearn proactively rose to the challenge to ensure that children were offered courses which not only educate but also engage. This early adoption was made possible by the Microsoft Advertising platform and InMobi, where the brand delivered the right message while reaching parents across the US. Additionally, the brand leveraged advanced features such as the Microsoft Audience Network and other extensions to create awareness for their rebranding from SplashMath to SplashLearn and drove reach and new customer acquisitions.&nbsp;</p>

<p>The campaign resulted in a 182% increase in the reach, the percentage of leads increased by 267% and the overall conversion rate saw a phenomenal 24% growth, in just one month.&nbsp;</p>

<p>Learn more about the award-winning story <a href="https://about.ads.microsoft.com/en-in/insights/stories/splashlearn">here</a>.&nbsp;</p>]]></description>
      <dc:subject><![CDATA[Advertising, Awards, Success Stories, English (EN): inmobi.com, Asia Pacific,]]></dc:subject>
      
      <dc:creator><![CDATA[ Team InMobi  ]]></dc:creator>
      
      <dc:date>2022-08-29T02:06:00+00:00</dc:date>
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    <item>
      <title><![CDATA[Google Play x Better Ads Experiences ]]></title>
      <link>https://www.inmobi.com/blog/2022/08/25/google-play-x-better-ads-experiences/</link>
      <guid>https://www.inmobi.com/blog/2022/08/25/google-play-x-better-ads-experiences/</guid>
      <description><![CDATA[<p>On 27 July, Google announced <a href="https://support.google.com/googleplay/android-developer/answer/12253906" target="_blank">new ads guidelines for full screen interstitial ads</a> to ensure high quality ad experiences for users whey they are using apps installed through Google Play Store.&nbsp;</p>

<p>This is applicable to:&nbsp;</p>

<ul>
	<li>Full screen static and video interstitial ads that show unexpectedly, as users expect to begin a game, engage in content, or before the app&rsquo;s loading screen.&nbsp;</li>
	<li>Full screen static and video interstitial ads that are not closable after 15 seconds and interrupt users in their actions.&nbsp;&nbsp;</li>
</ul>

<p>Inspired by the <a href="https://www.betterads.org/standards/#mobileapp" target="_blank">Better Ads Standards &ndash; Mobile App Experiences</a>, this new policy will be effective starting 30 September 2022 and will only affect Interstitial ad units. This does not affect rewarded ads, since they are opted-in by users, and overall ad units that don&rsquo;t interfere with the app usage or game play.&nbsp;</p>

<h3>About the Better Ads Standards&nbsp;</h3>

<p>The Better Ads Standards were developed by the Coalition for Betters Ads, which gathers leading international trade associations like the IAB and companies from the digital advertising industry.&nbsp; The Better Ads Standards were created using extensive consumer research and aim to identify ad experiences - across desktop, video, mobile web and mobile app &ndash; that are below the threshold of consumer&rsquo;s expectations.&nbsp;&nbsp;&nbsp;</p>

<p><img alt="interstitial ads" src="https://go.inmobi.net/hubfs/mobile%20app%20experiences.png" style="width: 601px; height: 263px;" /></p>

<h3>What does the new Play policy mean for app developers and advertisers?&nbsp;</h3>

<p>App developers on the Google Play Console are required to comply with the Better Ads Experiences policy and to implement changes on their interstitial ad inventory by 30 September 2022.&nbsp;&nbsp;</p>

<p>We anticipate that app developers who have not yet adhered to better ads standards, will see a decline in scale and revenue across their interstitial ad units. Most of our top publishers have confirmed that they already adhere to these best practices, so the impact is expected to be minimum. We should expect higher turnaround time on new app releases or SDK updates as Google will start enforcing stringent checks going forward. This policy is also an opportunity for developers to adopt opted-in ad formats such as high yielding rewarded ad units and experiment with other ad formats that blend seamlessly with the user experience, such as native ads or in-game ads.&nbsp;&nbsp;</p>

<p>Advertisers might see a slight decline in available interstitial ad inventory. As an ad exchange focused on both gaming and non-gaming inventory, InMobi will remain in a good position to provide alternative inventory to interstitial ads for advertisers to reach their goals.&nbsp;</p>

<p>That said, the ecosystem is awaiting some clarity on the language shared by Google on the policy around ads showing &ldquo;unexpectedly&rdquo;, so that there is absolutely no doubt on the requirements.&nbsp;&nbsp;</p>

<h3>How does this impact InMobi?&nbsp;</h3>

<p>At InMobi, we are highly invested in ad quality and in creating ad experiences that put users first.&nbsp;</p>

<p>The Google Play Betters Ads Experience policy aims to positively preserve the experience of consumers exposed to advertising by implementing guidelines that will promote quality and safe ads.&nbsp;&nbsp;</p>

<p>Standards like the <a href="https://www.betterads.org/standards/" target="_blank">Coalition for Better Ads</a> are important for our ecosystem as they prevent advertising practices that have an effect on a publisher&rsquo;s reputation, an advertiser&rsquo;s reputation, and most importantly the user experience, to continue.&nbsp;</p>

<p>Ad unit placements are created and controlled by the publishers. This is an opportunity for publishers to create more trust with their users by providing ad experiences that are seamless and non-intrusive.&nbsp;</p>

<p>We will work with our publisher customers to optimize their yield and with our advertiser partners to keep reaching their KPIs through alternative high impact ad formats.&nbsp;</p>]]></description>
      <dc:subject><![CDATA[Advertising, English (EN): inmobi.com, North America, Global,]]></dc:subject>
      
      <dc:creator><![CDATA[ Cecilia Nzaou  ]]></dc:creator>
      
      <dc:date>2022-08-25T16:26:00+00:00</dc:date>
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      <title><![CDATA[InMobi Partners with Admost, Aequus, and HyperBid for In-App Bidding]]></title>
      <link>https://www.inmobi.com/blog/2022/08/22/inmobi-partners-with-admost-aequus-and-hyperbid-for-in-app-bidding/</link>
      <guid>https://www.inmobi.com/blog/2022/08/22/inmobi-partners-with-admost-aequus-and-hyperbid-for-in-app-bidding/</guid>
      <description><![CDATA[<p>We are pleased to announce that InMobi SSP is now available as a demand source on three new in-app bidding platforms &ndash; <a href="https://www.admost.com/">Admost</a>, <a href="https://aequus.mobi/">Aequus</a>, and <a href="https://hyperbid.com/">HyperBid</a>. Publishers can now access InMobi&rsquo;s premium demand from the world&rsquo;s top advertisers via these new integrations. &nbsp;</p>

<p>&ldquo;InMobi has always believed in the benefits of in-app bidding for maximizing publisher revenue, eCPMs, and fill rates. We also strongly believe that publishers should be able to work with us on the in-app bidding platform of their choice. We are thrilled to expand on this philosophy by partnering with Admost, Aequus, and HyperBid as a real-time demand source,&rdquo; said Kunal Nagpal, SVP and GM, InMobi SSP.&nbsp;&nbsp;&nbsp;&nbsp;</p>

<p>&ldquo;As Admost Mediation Limited, we&#39;ve always been more than satisfied with the support that we receive from the Inmobi Team and now our partnership is now even more strong by adding Inmobi as our new bidding partner to our rich bidding inventory. The immediate response to all our issues has been the foundation of the trust that we built while we do business together and we have confidence that this partnership will always grow in this sense,&rdquo; Ay&#351;eg&uuml;l Y&#305;ld&#305;r&#305;m, CEO of Admost Mediation Limited.</p>

<p>&ldquo;We believe this new partnership will add further value to both HyperBid and our publishers as we expand our bidding demand sources with InMobi, one of the best bidding partner in&nbsp;the industry. This is a key step forward in making it seamless for publishers to maximize ad&nbsp;revenue and improve operational efficiency. InMobi supports the move to an open and fair&nbsp;ecosystem, helping our app publishers and developers have access to a more transparent&nbsp;and more efficient ad monetization ecosystem,&rdquo; said Morten E. Wulff, CEO of HyperBid.&nbsp;</p>

<p>The mode of integration for all three platforms is via our SDK, and we support a range of ad formats like banner, interstitials, and video formats, including rewarded ads. Apart from these new integrations, we have delivered strong monetization results for our publishers across leading in-app bidding platforms like AppLovin&rsquo;s MAX, Amazon&rsquo;s TAM, ironSource, DT FairBid, Prebid, and Google&rsquo;s Open Bidding.&nbsp;&nbsp;</p>

<p>If you would like to get started, please check our support portal pages for our three new partners: <a href="https://support.inmobi.com/monetize/integrating-inmobi-with-mediation/audience-bidding/admost">Admost</a>, <a href="https://support.inmobi.com/monetize/integrating-inmobi-with-mediation/audience-bidding/aequus">Aequus</a>, and <a href="https://support.inmobi.com/monetize/integrating-inmobi-with-mediation/audience-bidding/hyperbid">HyperBid</a>. If you have more questions, please reach out to your InMobi Customer Success Manager or write to <a href="mailto:support@inmobi.com?subject=Questions%20about%20partnership%20with%20Admost%2C%20Aequus%20and%20HyperBid">support@inmobi.com</a>.&nbsp;</p>]]></description>
      <dc:subject><![CDATA[English (EN): inmobi.com,]]></dc:subject>
      
      <dc:creator><![CDATA[ Team InMobi  ]]></dc:creator>
      
      <dc:date>2022-08-22T14:51:00+00:00</dc:date>
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      <title><![CDATA[Here's why you should care about supply path optimisation!]]></title>
      <link>https://www.inmobi.com/blog/2022/08/19/heres-why-you-should-care-about-supply-path-optimisation/</link>
      <guid>https://www.inmobi.com/blog/2022/08/19/heres-why-you-should-care-about-supply-path-optimisation/</guid>
      <description><![CDATA[<blockquote>
<p>"This article first appeared in <a href="https://www.bandt.com.au/heres-why-you-should-care-about-supply-path-optimisation/">B&amp;T</a>"</p>
</blockquote>

<p><br />
Media buys and programmatic advertising are a constant force within the digital-led modern world, and InMobi are pushing businesses to understand the relevance of Supply Path Optimisation (SPO) and how it can save your company both money and time.<br />
<br />
So if it&rsquo;s so important, what is Supply Path Optimisation? Thanks to its rapid evolution and growth, programmatic advertising can often become muddied down with multiple paths and intermediaries standing between publishers and advertisers, which can incur additional costs for the buyer and reduce overall profits. SPO is designed to cut down the various pathways and find the single best option to connect the publisher, the users and the advertisers.</p>

<p>According to InMobi, SPO specifically answers the concerns of advertisers by reducing redundant intermediaries in the programmatic chain, all to determine the optimal path of supply for buyers. This helps the advertisers reduce the amount of commission they&rsquo;re paying as the programmatic chain becomes shorter.</p>

<p>Think of it this way: thanks to the rapid growth of the digital programmatic world, the links between publishers and advertisers can often become a web of middle men, including both Demand Side Platforms (DSP) and Supply Side Platforms (SSP) designed to automate media buys. SPO looks at all the threads of the web and finds the most efficient route from A to B in a way that delivers maximum return on ad spends.</p>

<p>There are plenty of benefits to SPO. Not only can a buyer remove redundant intermediaries, but they can also reduce or eliminate self-competition &ndash; that is, competing bids on separate SSPs for the same inventory. It can also benefit publishers, as reduced fees can deliver higher CPMs for publishers while also driving more spend from buyers when they see higher efficiency.</p>

<p>SPO can also represent the potential for publishers to attract even greater demand from buyers and advertisers. When buyers are selecting a publisher to do business with, one with a much clearer and more direct sales path will be more attractive than one with a web of intermediaries at play, so the potential for business goes up.</p>

<p>The importance of SPO isn&rsquo;t lost on most companies. Daniel Tozer, trading director, Havas Media Australia said: &ldquo;Transparency and real value for our client dollars across the supply chain has been at the forefront in our industry. A cleaner/simplified supply path ultimately means a stronger level of inventory and better performance.&rdquo;</p>

<p>Jonas Jaanimagi, technology lead, IAB Australia added: &ldquo;Enhancing automated trading efficiencies through fully transparent paths via SPO are a critical utilisation of the programmatic standards. These efforts help buyers to gain efficient access to verified supply, build greater trust in the programmatic eco-system and can underpin the yield-management strategies for premium publishers.&rdquo;</p>

<p>According to InMobi, there are two tactics for SPO. The first is to utilise algorithmic-driven real time supply filtering, a type of program that removes indirect supplies (intermediaries, for example) and allow the buyer to filter inventory sources.</p>

<p>These mechanisms can include ads.txt and app-ads.txt, a method of providing text files declaring authorized SSPs on a seller&rsquo;s site; Sellers.json, a file type that shows all publishers an SSP works with directly; and Supply Chain Object, which allows buyers to see the number of intermediaries between the SSP and the publisher as nodes and helps to plot the clearest path available.</p>

<p>The second method for SPO is a strategic approach marketers can employ. By consolidating bidding and media buying to a list of a few trusted SSP partners that can provide scale efficiency and transparency, a buyer can reduce overall risk and create more streamlined supply paths.</p>

<p>A more nuanced approach is required when considering in-app advertising. There are some distinct differences between advertising on the web vs in mobile applications, thanks to websites being open spaces anyone can access while apps are individual programs, and this plays into the roles advertisers can take in both. Unfortunately, while advertisers have arguably more options available to them when utilising in-app advertising &ndash; including better reach and personalisation &ndash; the medium also requires more depth to its SPO.</p>

<p>A good example of this is in-app OTT, or over-the-top video streaming. Content syndicating companies will seek out video content and license them to third-party OTT apps and channels in return for monetisation rights for a proportion of the inventory. The variety of companies involved in these transactions adds to the complexity of the media buy, since there are technically entities with the genuinely direct access and authority to sell this inventory programmatically.</p>

<p>Fear not, dear readers, for buyers can still implement solid SPO strategies when advertising in-app. Finding efficient and direct paths can be done by utilising algorithmic-driven mechanisms like app-ads.txt and Sellers.json to compare SSPs and eliminate suboptimal paths with redundant intermediaries. You can also optimise your reseller paths &ndash; not all reselling is bad and identifying which ones can create value and which will only add to the complexity is an important tool in any buyer&rsquo;s belt.</p>

<p>An example of good SPO use is Nick Brignell, general manager, speciality business &ndash; Xaxis, Sightline &amp; INCA, Group M. &ldquo;We have seen that deliberately choosing a specific SSP but still dealing directly with the publisher or broadcaster, helps us cleanse and take control of the supply chain as well as gain significant pricing and priority advantages for GroupM clients,&rdquo; he said.</p>

<p>&ldquo;This has flow on effects like driving advantage in a biddable environment, better brand safety controls and ultimately more working media dollars to increase quality of supply for our clients&rdquo;</p>

<p>Most buyers these days are already well-versed in web SPO, but with the ongoing rise in in-app advertising, understanding the differences and knowing how to create the most direct and efficient supply path possible can be critical to the success of an advertiser. Good luck, media buyers, and go forth and make strong business choices!</p>]]></description>
      <dc:subject><![CDATA[Advertising, Consumer Research, Media Consumption &amp; Trends, Understanding Consumers, English (EN): inmobi.com, Asia Pacific,]]></dc:subject>
      
      <dc:creator><![CDATA[ Team InMobi  ]]></dc:creator>
      
      <dc:date>2022-08-19T14:52:00+00:00</dc:date>
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      <title><![CDATA[SKAN 4.0: What App Advertisers Need to Know    ]]></title>
      <link>https://www.inmobi.com/blog/2022/08/18/skadnetwork-4.0-what-app-advertisers-need-to-know/</link>
      <guid>https://www.inmobi.com/blog/2022/08/18/skadnetwork-4.0-what-app-advertisers-need-to-know/</guid>
      <description><![CDATA[<p>Another one of Apple&rsquo;s Worldwide Developer Conferences (WWDC) has come and gone, and another update to SKAdNetwork (SKAN) arrives &mdash; this time with some updates that make it a far more usable solution for advertisers. If SKAN 1.0 was the Minimum Viable Product (MVP), you might now say we&rsquo;re at beta release stage with SKAN 4.0 as it becomes more widely usable &mdash; a slightly different release approach to what we&rsquo;re seeing with Google&rsquo;s Privacy Sandbox for Android.</p>

<p>However, let&rsquo;s dive into what was announced.&nbsp;</p>

<h3>What&rsquo;s new?&nbsp;</h3>

<p>If you&rsquo;re keeping score, here&rsquo;s what we&rsquo;ve seen through different SKAN releases up to now.</p>

<p><img alt="SKAN 4.0 " src="https://go.inmobi.net/hubfs/Appsumer%20SKAN%20blog%20whats%20new.png" style="width: 675px; height: 591px;" /></p>

<p>However, let&rsquo;s take a more detailed look at these new features for SKAN 4.0.&nbsp;</p>

<h3>Hierarchical Conversion Values&nbsp;&nbsp;</h3>

<p>The privacy threshold has likely had the biggest negative impact on advertisers&rsquo; ability to spend on iOS post-ATT. This is because the understanding of install value was lost for a high percentage of paid installs when a certain volume of installs was not met (we suspected this privacy threshold was around 20-30 installs per campaign and 128 installs per campaign on Facebook due to their Campaign ID mechanics).&nbsp;&nbsp;</p>

<p>Quite a big percentage of data was lost (~20% depending on campaign granularity), so this is a very welcome feature. It is a change to Conversion Values that delivers some indication of install value even when the install volume is lower.&nbsp;&nbsp;</p>

<p>There are now two types of Conversion Values returned:&nbsp;</p>

<ul>
	<li><strong>Coarse-grained:</strong> When the previous privacy threshold is not met, this returns a &ldquo;low&rdquo;, &ldquo;medium&rdquo; or &ldquo;high&rdquo; value for the Conversion Value.&nbsp;</li>
	<li><strong>Fine-grained:</strong> The same 64-bit value that has traditionally been used for Conversion Values will be returned when the privacy threshold is met.&nbsp;</li>
</ul>

<p>In an important change, for some use cases, Conversion Values can now go up and down. Previously, they only went up.&nbsp;</p>

<p><strong>Key considerations for advertisers:&nbsp;</strong></p>

<ul>
	<li><strong>Small-scale testing gets easier: </strong>This does not eliminate privacy thresholds; however, it does reduce the threshold for &ldquo;NULL&rdquo; conversion values to be returned. Due to &ldquo;crowd anonymity&rdquo;, which is explained in the WWDC SKAN session, the install bar for a coarse-grained Conversion Value can be lower that a fine-grained one meaning advertisers who want to test campaigns can now get some indication of success beyond &ldquo;NULL&rdquo;.&nbsp;</li>
	<li><strong>What does low, medium and high mean to you?: </strong>You can select what value you want to place on low, medium and high. An obvious approach given there are three values and six bits in a fine-grained Conversion Value might be something like the below. This way you can map coarse and fine-grained Conversion Values more easily. However, it&rsquo;s time to dig into your in-app analytics to find those three key data points that map to the value of a user. The points you choose will also depend a lot on whether the conversion schema you use is revenue based (now more viable than ever), event-based or funnel-based.&nbsp;</li>
</ul>

<h3>Multiple Conversion Windows&nbsp;</h3>

<p>A critical balance for advertisers when they only receive a single SKAN postback has been trying to capture enough information on the value of an install whilst not delaying data too long for analysis and not letting the 24 hour timer lapse through inactivity. Much like the solution Google announced, Multiple Conversion Windows means advertisers no longer have to strike this balance.&nbsp;</p>

<p>These key changes have been announced to Conversion Windows:&nbsp;</p>

<ul>
	<li>The 24-hour timer has largely been removed. Thank goodness! However, your first fine-grain Conversion Value will have a 24-hour time limit. Your coarse-grain conversion values won&rsquo;t have this limitation anymore though.&nbsp;</li>
	<li>Advertisers can now receive three SKAN postbacks for a single install, each with a specific Conversion Window e.g., 0-2 days 3-7 days and 8-30 days whereas previously it was a single postback.&nbsp;&nbsp;</li>
	<li>The 2nd and 3rd postback will only be triggered if the privacy threshold volume has been met and also will only be coarse-grained not fine-grained Conversion Values.&nbsp;</li>
</ul>

<p><strong>Key considerations for advertisers:&nbsp;</strong></p>

<ul>
	<li><strong>Cohorts are back:</strong> A key metric for user acquisition has been looking at ROI on a cohorted basis, whether D1, D7, D30 or beyond. This was lost with previous versions of SKAN as advertisers largely were getting a postback with three days of data or less. This allows advertisers to once again start to look at ROI on a cohorted basis in tools like Appsumer. They won&rsquo;t be perfect as the second and third postback will be coarse grained and with the random timer cohorting back to a specific day is impossible, however, they will give better signals than before.&nbsp;</li>
</ul>

<p><img alt="SKAdNetwork 4.0" src="https://go.inmobi.net/hubfs/ROI%20per%20channel.png" style="width: 665px; height: 428px;" /></p>

<h3>Hierarchical Source Identifiers&nbsp;</h3>

<p>The 2-digit Campaign ID was a limiting factor for things like testing creatives and formats, particularly on Facebook where they reserved 1 digit for their own testing. So hierarchical source identifiers adding an extra 2 digits does open up more data richness for testing creatives and formats that will be welcome.&nbsp;&nbsp;</p>

<p>Hierarchical source identifiers essentially expand the Campaign ID field to four digits vs two. Albeit, with caveats:&nbsp;</p>

<ul>
	<li>Much like hierarchical conversion values, crowd anonymity comes into play.&nbsp;</li>
	<li>It&rsquo;s believed that when a coarse-grained Conversion Value is returned you will only receive 2 digits of the Campaign ID.&nbsp;</li>
	<li>However, as install volumes increase on a campaign you will start to open up more digits for the Campaign ID.&nbsp;</li>
</ul>

<p><strong>Key consideration for advertisers:&nbsp;</strong></p>

<p>Increase granularity with volume: To ensure you at least understand high-level campaign information even on low volume campaigns, it&rsquo;s probably worth going from least granular to most granular in order of preference when structuring the Campaign ID. For example, see the below visualization.&nbsp;</p>

<p><img alt="SKAdNetwork" src="https://go.inmobi.net/hubfs/Hierarchical%20Source%20Identifiers.png" style="width: 672px; height: 372px;" /></p>

<p>&nbsp;</p>

<h3>Web-to-App Attribution&nbsp;</h3>

<p>Although this hasn&rsquo;t been a key demand we&rsquo;ve seen from app-first advertisers, if you&rsquo;re web and app hybrid then SKAN&rsquo;s inability to attribute web-to-app flows has likely been a big pain point. SKAN now covers web-to-app attribution when the web ad is directed to an app&rsquo;s App Store product page. A long overdue improvement for many verticals.&nbsp;</p>

<h3>Wrapping up&nbsp;</h3>

<p>Advertisers who have been falling back on fingerprinting can now consider that Apple has given them a final warning. A privacy session at WWDC was very clear that fingerprinting is not allowed. Whether we&rsquo;ll see Apple policing the wild west of fingerprinting by rejecting app updates or by introducing technological solutions is still unclear. However, what is clear is that fingerprinting is not a grey area, it is without doubt against Apple&rsquo;s policy.&nbsp;&nbsp;</p>

<p>Apple wants you to use SKAN and overall these are really welcome improvements for SKAN. If Apple are to clamp down on fingerprinting and SKAN becomes the dominant attribution solution for iOS, these changes make it more viable. In particular, still getting some idea of install value when the privacy threshold is not met will drive more iOS ad spend, as this has been a central challenge of SKAN.&nbsp;&nbsp;</p>

<p>Now is the time to get behind SKAN and what these changes introduce is far more data complexity &ndash; just within the walls of SKAN &ndash; that advertisers will need to make sense of. There will be far more normalization and unification of even more SKAN data complexity needed. This requires an additional BI data layer on top of your MMP for all advertisers to manipulate, normalize and unify this data and turn it into an apples-to-apples comparison across channels and OS&rsquo;s that delivers performance insights. Just a few areas of data manipulation that this update introduces are:&nbsp;&nbsp;</p>

<ul>
	<li>Coarse-grained and fine-grained Conversion Values introduce two new datasets that need to be unified and normalized in SKAN data. The flexible data infrastructure of a BI layer already enables the normalization and unification of SKAN and ID-based data into aggregate reports; it will also be flexible enough to normalize and unify these two datasets too.&nbsp;&nbsp;</li>
	<li>Performance will also need to be constantly retrospectively updated with three postbacks all with different Conversion Windows. Dealing with retrospective data updates is a solution that a flexible BI layer can handle along with cohort visualizations.&nbsp;</li>
	<li>Hierarchical source app IDs also introduce more granularity back into SKAN data that was previously lacking e.g., creative &amp; format etc. Having a BI solution that can handle these different levels of granularity will put that data to work to generate granular insights.&nbsp;</li>
</ul>]]></description>
      <dc:subject><![CDATA[Advertising, Products &amp; Tools, English (EN): inmobi.com, Global,]]></dc:subject>
      
      <dc:creator><![CDATA[ Team InMobi  ]]></dc:creator>
      
      <dc:date>2022-08-18T22:16:00+00:00</dc:date>
    </item>
  
    <item>
      <title><![CDATA[Decoding the Future of Mobile Advertising in Tackling Data and Identity Deprecation]]></title>
      <link>https://www.inmobi.com/blog/2022/08/18/decoding-the-future-of-mobile-advertising-in-tackling-data-and-identity-deprecation/</link>
      <guid>https://www.inmobi.com/blog/2022/08/18/decoding-the-future-of-mobile-advertising-in-tackling-data-and-identity-deprecation/</guid>
      <description><![CDATA[<blockquote>
<p>This article first appeared in <a href="https://etinsights.et-edge.com/decoding-the-future-of-mobile-advertising-in-tackling-data-and-identity-deprecation/">ET Edge</a></p>
</blockquote>

<p><br />
As an increasing number of netizens come online via smartphones in India, advertisers across the region have been focusing on building unique contextual experiences by enhancing the understanding of their consumers. According to eMarketer, mobile ad spending in India grew YoY by 35.9% in 2021 and is forecasted to grow by 28.4% in 2022. But just as the advertising ecosystem was getting better at delighting its consumers through contextualization, recent changes to privacy frameworks have got advertisers reconsidering their strategies. What does this mean for the average advertiser in India? InMobi commissioned a study by Forrester Consulting, &ldquo;Future of Mobile Advertising in Tackling Data and Identity Deprecation&rdquo; to understand just that.</p>

<p>When questioned on what the top marketing priorities of leaders across India&rsquo;s diverse brand ecosystem were, there was an interesting shift in the tide. While increasing brand equity in the market remains the first priority, increased awareness about data privacy laws has certainly influenced a marketer&rsquo;s agenda.<br />
<br />
Complying with new data privacy laws and regulations is paramount for organizations in India. However, this casts a shadow on all aspects of consumer data including accessibility, recency, quality, etc. In their absence, marketers might be unable to derive actionable insights required for making informed business decisions.<br />
&nbsp;<img alt="Top Marketing Priorities" src="https://go.inmobi.net/hubfs/ET%20BE_InMobi%20Forrester/ET%20BE_InMobi%20Forrester_Image%201.png" style="height: 224px; width: 500px;" /><br />
To this end, one of the biggest barriers for organisations to overcome is consistent up-skilling of employees and sourcing talent with channel-specific skills. Given the volatile data privacy landscape, overcoming this challenge will be a continuous process over the next couple of years.<br />
<img alt="Key Marketing Challenges" src="https://go.inmobi.net/hubfs/ET%20BE_InMobi%20Forrester/ET%20BE_InMobi%20Forrester_Image%202.png" style="width: 500px; height: 205px;" /></p>

<p>But what has led to this significant shift in focus for advertisers? Rising consumer concerns and awareness and the need to comply with data privacy regulations are key challenges for most organizations (83%) and the top driver for organizations to adopt consumer data practices.</p>

<p>On closer evaluation, it is clear that the Indian advertising ecosystem lacks readiness for data and identity deprecation. Maturity levels shift across different stakeholders of the ecosystem.<br />
<br />
<img alt="consumer data privacy management" src="https://go.inmobi.net/hubfs/ET%20BE_InMobi%20Forrester/ET%20BE_InMobi%20Forrester_Image%203.png" style="width: 500px; height: 329px;" /><br />
<br />
With this context, what does the future hold for advertisers? Decidedly, advertisers are looking to build alternative targeting approaches.<br />
<br />
<img alt="Alternate Data Sources" src="https://go.inmobi.net/hubfs/ET%20BE_InMobi%20Forrester/ET%20BE_InMobi%20Forrester_Image%204.png" style="width: 500px; height: 494px;" /><br />
<br />
To build personas and draw insights from the various data sources, marketers are onboarding specialists for first-party data efforts, building customer data platforms, and overcoming the challenges of walled-garden data. To better track and measure the impact of their campaigns, they will continue to invest in verification, brand safety, and measurement tools. In fact, 8 in 10 brands are already using and will expand their usage of preference management platforms to help them understand the needs of their customers better.<br />
<br />
<img alt="Data Management Strategies" src="https://go.inmobi.net/hubfs/ET%20BE_InMobi%20Forrester/ET%20BE_InMobi%20Forrester_Image%205.png" style="width: 500px; height: 419px;" /><br />
<br />
&nbsp;</p>

<p>Ultimately, in order to move forward advertisers will have to follow these guiding principles:<br />
&#10003;&nbsp;Rethink identity and adopt alternative targeting methods. It is imperative for the advertising industry to focus beyond traditional targeting methods (i.e., third-party cookies), to pave the way for success with new identity solutions and contextual targeting. Test out a portfolio-based strategy with a mix of targeting approaches.<br />
&#10003;&nbsp;Invest in first-party data.&nbsp;Maximize the value of first-party data through tools like customer data and preference management platforms. Be transparent about data collection and usage, and communicate value to consumers, not just free content but a better customer experience.<br />
&#10003;&nbsp;Embed Privacy by Design (PbD) principles to your marketing approach.&nbsp;Adopt a privacy-first approach and proactively think about how to protect customers&rsquo; privacy and aim to build a privacy-first culture across your firm.</p>

<p>Interested in learning more about these insights. Download the full report&nbsp;<a href="https://go.inmobi.com/tackling-identity-with-mobile-2022-apac/?utm_campaign=APAC_2022_Forrester_Webinar&amp;utm_source=ET%20Edge&amp;utm_medium=Article">here</a></p>]]></description>
      <dc:subject><![CDATA[Advertising, Consumer Research, Trust and Brand Safety, English (EN): inmobi.com, Asia Pacific,]]></dc:subject>
      
      <dc:creator><![CDATA[ Team InMobi  ]]></dc:creator>
      
      <dc:date>2022-08-18T13:53:00+00:00</dc:date>
    </item>
  
    <item>
      <title><![CDATA[InMobi makes it to 27 shortlists at Mob-Ex Awards 2022]]></title>
      <link>https://www.inmobi.com/blog/2022/08/11/inmobi-makes-it-to-27-shortlists-at-mob-ex-awards-2022/</link>
      <guid>https://www.inmobi.com/blog/2022/08/11/inmobi-makes-it-to-27-shortlists-at-mob-ex-awards-2022/</guid>
      <description><![CDATA[<p>Mobile advertising has hit newer highs as screen times increased and consumers globally spent hours glued to their smartphones. With mobile adoption increasing by leaps and bounds, and attention spans getting shorter, marketers are consistently testing out innovative methods of connecting with target markets on mobile.&nbsp;&nbsp;</p>

<p>Putting the spotlight on the some of the most promising mobile-first innovations in Southeast Asia, South Asia, and ANZ, Mob-Ex announced its finalists for this year&rsquo;s award ceremony. We at InMobi feel truly privileged to have been shortlisted for 27 categories.&nbsp;&nbsp;</p>

<p>Read on to understand more about the 7 campaigns that made the cut:&nbsp;&nbsp;</p>

<p><strong>Campaign #1: Paddle Pop thrills parents and kids with the "Choco Magma Land" Treasure Hunt&nbsp;</strong></p>

<p><strong>Paddle Pop shortlists:&nbsp;&nbsp;</strong></p>

<p>Category 1: Best Direct to Consumer Campaign&nbsp;</p>

<p>Category 2: Best Original Content&nbsp;</p>

<p>Category 3: Best Use of Interactive Media / AR &amp; VR&nbsp;</p>

<p>Category 4: Best Use of Video&nbsp;</p>

<p>Category 5: Most Innovative Use of Mobile&nbsp;</p>

<p>Category 6: Industry Specific Use of Mobile: Food &amp; Beverage</p>

<p>With the relaunch of its popular chocolate ice-cream variant &ndash; the all-new &rsquo;Choco Magma&rsquo; in Indonesia, Paddle Pop wanted to drive product consumption by creating a fun, engaging activity that parents could take part in with their children to cultivate healthy snacking habits. Paddle Pop partnered with Mindshare Indonesia and InMobi to create a gameplay experience that needs no preparation and is all fun for parents and children alike. Given the exciting nature of the Choco Magma Land gaming experience, Paddle Pop saw users spending 1:02 minutes on average per experience, with the CTR beating the industry average by 6%.&nbsp;&nbsp;</p>

<p>To know more, <a href="https://www.inmobi.com/case-study/paddle-pop-thrills-parents-and-kids-with-the-choco-magma-land-treasure-hunt/">click here</a>.&nbsp;&nbsp;</p>

<p><img alt="Paddle Pop Campaign" src="https://go.inmobi.net/hubfs/InMobi%20Mob-Ex%20Award%202022/Picture%201.png" style="height: 500px; width: 800px;" /></p>

<p><strong>Campaign #2: Wyeth Nutrition leverages InMobi for commerce to grow in-store purchases&nbsp;</strong></p>

<p><strong>Wyeth Nutrition shortlists:&nbsp;&nbsp;</strong></p>

<p>Category 1: Best COVID-19 Response&nbsp;</p>

<p>Category 2: Best Insights-Driven Mobile Campaign&nbsp;</p>

<p>Category 3: Best Location-Based Marketing&nbsp;</p>

<p>Category 4: Best Mobile Campaign for a Specific Audience&nbsp;</p>

<p>Category 5: Industry Specific Use of Mobile: Health &amp; Wellness&nbsp;</p>

<p>Growing toddlers are curious and imaginative and often start learning early on. With its mission to #NurtureTheExceptional in Indonesian children, Wyeth Nutrition decided to provide role-play learning to feed their imagination. The brand provided a free doctor kit on the purchase of Wyeth S-26 Procal Gold for parents that instigates the little doctor in kids. To drive strong purchase intent, the brand needed to spread awareness among Indonesians in an engaging fashion. To this end, Wyeth Nutrition took the gamification route through an interactive mobile campaign.&nbsp;&nbsp;</p>

<p>With this live role-play mobile campaign, the brand connected with 7 million Indonesians with a 3X CTR and a massive 1.7X overall engagement rate.&nbsp;</p>

<p>To know more, click here.&nbsp;&nbsp;</p>

<p><img alt="in-store purchase growth" src="https://go.inmobi.net/hubfs/InMobi%20Mob-Ex%20Award%202022/Picture%202.png" style="width: 800px; height: 500px;" /></p>

<p><strong>Campaign #3: Castrol strengthens brand recall with blended in-game advertising&nbsp;</strong></p>

<p><strong>Castrol shortlists:&nbsp;&nbsp;</strong></p>

<p>Category 1: Best Mobile Campaign for a Specific Audience&nbsp;</p>

<p>Category 2: Best Use of In-App Advertising&nbsp;</p>

<p>Category 2: Best Use of Interactive Media / AR &amp; VR&nbsp;</p>

<p>Category 4: Best User Experience&nbsp;</p>

<p>Castrol partnered with Xaxis and InMobi to engage the Filipino gamers with an immersive in-game experience and measure the overall impact of mobile in driving brand consideration and purchase intent. With dynamic ad placements and engaging in-game creative experiences, Castrol drove impeccable results in just a month - ~70% of respondents successfully recalled the ad.&nbsp;&nbsp;</p>

<p>To know more, <a href="https://www.inmobi.com/case-study/castrol-strengthens-brand-recall-with-blended-in-game-advertising">click here</a>.&nbsp;&nbsp;</p>

<p><img alt="blended in-game advertising " src="https://go.inmobi.net/hubfs/InMobi%20Mob-Ex%20Award%202022/Picture%203.png" style="width: 900px; height: 425px;" /><img alt="blended in-game advertising " src="https://go.inmobi.net/hubfs/InMobi%20Mob-Ex%20Award%202022/Picture%204.png" style="width: 900px; height: 422px;" /></p>

<p>&nbsp;</p>

<p><strong>Campaign #4: Royco and Bango online-to-offline sampling program&nbsp;</strong></p>

<p><strong>Royco and Bango shortlists:&nbsp;&nbsp;</strong></p>

<p>Category 1: Best Awareness Campaign&nbsp;</p>

<p>Category 2: Best Results-Driven Mobile Campaign&nbsp;</p>

<p>Category 3: Best Use of Promotions&nbsp;</p>

<p>Category 4: Industry Specific Use of Mobile: Food &amp; Beverage&nbsp;</p>

<p>With Royco and Bango, the popular instant food brands from Unilever, introducing four new products - Royco Telur Asin, Royco Sup Kepiting, Bango Opor Seasoning, and Bango Nasi Goreng Seasoning &ndash; in the heavily cluttered Indonesian market, was challenging. The brands intended to showcase a strong differentiating point for these products by emphasizing the promise of quality, taste, and nutrition and the ethos Unilever stands for. The idea was to launch a free sampling program that will enable meal providers to taste the free product of their choice and experiment with newer recipes.&nbsp;&nbsp;</p>

<p>Royco and Bango partnered with Mindshare and InMobi to create a user-friendly journey on mobile that facilitates a seamless online to the offline trail with this free sampling experience. Through the compelling campaign, Royco and Bango drove footfalls to 4,000+ stores across the Archipelago, with a 38% decrease in Cost Per Acquisition (CPA).&nbsp;&nbsp;</p>

<p>To know more, click <a href="https://www.inmobi.com/case-study/unilever-foods-achieves-full-funnel-efficiency-with-mobile/">here</a>.&nbsp;&nbsp;</p>

<p><img alt="online-to-offline sampling program" src="https://2714195.fs1.hubspotusercontent-na1.net/hubfs/2714195/Picture%205.png" style="width: 1398px; height: 601px;" /></p>

<p>&nbsp;</p>

<p><strong>Campaign #5: Pepsodent evokes confident, &ldquo;Merdeka&rdquo; smiles with an AI-powered brand activation OR Senyum Indonesia&nbsp;</strong></p>

<p><strong>Pepsodent shortlists:&nbsp;&nbsp;</strong></p>

<p>Category 1: Best COVID-19 Response&nbsp;</p>

<p>Category 2: Best Original Content&nbsp;</p>

<p>Category 3: Most Innovative Use of Mobile Technology&nbsp;</p>

<p>Category 4: Industry Specific Use of Mobile: Consumer Goods&nbsp;</p>

<p>Pepsodent observed that consumers took the discipline of brushing twice a day lightly with the pandemic forcing a prolonged stay at home. As a result, numerous dental concerns arose. The brand aimed to increase oral health awareness and, subsequently, toothpaste adoption during the month of pride for Indonesians &ndash; the month of their nation&rsquo;s independence. Targeting families, the brand decided to make Indonesians feel special and proud to get their hands on the special edition of the #SenyumIndonesia merdeka toothpaste that elicits the honor of the archipelago.&nbsp;&nbsp;</p>

<p>Pepsodent partnered with Mindshare and InMobi to elevate its brand love in Indonesia. Combining the power of video, AI-based keyword recognition, and Dynamic Creative Optimization (DCO), the brand created an eye-catching, rich media experience. 360,000 ad viewers interacted the AI-powered video experience, with the video completion rate recorded at 3.3X at the end of the campaign.&nbsp;&nbsp;</p>

<p>To know more, <a href="https://www.inmobi.com/case-study/pepsodent-drives-awareness-about-oral-health-with-mobile-video">click here</a>.&nbsp;&nbsp;</p>

<p><img alt="AI-powered brand activation " src="https://2714195.fs1.hubspotusercontent-na1.net/hubfs/2714195/Picture%206.png" style="width: 1398px; height: 663px;" /></p>

<p><strong>Campaign #6: Selecta Supreme drives purchases with an online to offline shoppable experience&nbsp;</strong></p>

<p><strong>Selecta Supreme shortlists:&nbsp;&nbsp;</strong></p>

<p>Category 1: Best Direct to Consumer Campaign&nbsp;</p>

<p>Category 2: Best Location-Based Marketing&nbsp;</p>

<p>Category 3: Best Use of Display Advertising&nbsp;</p>

<p>As the Archipelago sees rising temperatures during February, right before the summer kicks in officially in March, Selecta, the Philippines&#39; #1 ice cream brand, aimed to communicate to Filipino households with kids about their bestseller ice cream, &#39;Choco Almond Fudge.&#39;&nbsp;&nbsp;</p>

<p>The brand partnered with InMobi and Mindshare Philippines to leverage household targeting, provide an immersive shoppable experience, and ensure online to offline attribution. The campaign results voiced the perfect strategy and execution done on mobile, with a 35% increase in the purchases driven in just a month.&nbsp;</p>

<p>To know more, <a href="https://www.inmobi.com/case-study/selecta-supreme-drives-purchases-with-an-online-to-offline-shoppable-experience">click here</a>.&nbsp;&nbsp;</p>

<p><img alt="online to offline shoppable experience " src="https://2714195.fs1.hubspotusercontent-na1.net/hubfs/2714195/Picture%207.png" style="width: 1039px; height: 500px;" /></p>

<p>&nbsp;</p>

<p><strong>Viso Pises shortlist:&nbsp;&nbsp;</strong></p>

<p><strong>Category 1: Best Use of Display Advertising</strong>&nbsp;</p>

<p>In Cambodia, the consumption of liquid detergent is an emerging and fast-growing opportunity; the brands that trailblaze this trend will not only benefit from a first-mover advantage but also secure their longer-term pursuit of scale and growth.&nbsp;&nbsp;&nbsp;</p>

<p>Hence, Unilever Cambodia needed to build a positive notion about the performance of their newly launched liquid detergent - &#39;Viso Pises&#39; in the minds of Cambodians. Unilever Cambodia Viso Pises partnered with Havas Riverorchid Cambodia, Moblaze, and InMobi to turn their far-sighted vision into reality, through an interactive yet simple &ldquo;slider-bar&rdquo; experience. The brand intended to depict the contrasting differences between the widely used powder detergents and the highly capable liquid detergents in the most engaging way. Viso Pises delivered a 4.5X CTR with the right mix of creative excellence and targeting capabilities&nbsp;</p>

<p>To know more, <a href="https://www.inmobi.com/case-study/viso-pises-takes-a-meaningful-step-with-mobile-to-spread-detergent-awareness">click here</a>.&nbsp;&nbsp;</p>

<p><img alt="Viso Pises campaign" src="https://2714195.fs1.hubspotusercontent-na1.net/hubfs/2714195/Picture%208.png" style="width: 1381px; height: 522px;" /></p>]]></description>
      <dc:subject><![CDATA[Advertising, Awards, Success Stories, English (EN): inmobi.com, Global,]]></dc:subject>
      
      <dc:creator><![CDATA[ Team InMobi  ]]></dc:creator>
      
      <dc:date>2022-08-11T18:20:00+00:00</dc:date>
    </item>
  
    <item>
      <title><![CDATA[InMobi Makes it Big: Bags 3 Key Awards at the Real Time Programmatic Awards 2022 ]]></title>
      <link>https://www.inmobi.com/blog/2022/08/07/inmobi-makes-it-big-bags-3-key-awards-at-the-real-time-programmatic-awards-2022/</link>
      <guid>https://www.inmobi.com/blog/2022/08/07/inmobi-makes-it-big-bags-3-key-awards-at-the-real-time-programmatic-awards-2022/</guid>
      <description><![CDATA[<p>The exchange4media group launched the first edition of the <a href="https://e4mevents.com/e4m-real-time-programmatic-advertising-awards-2022/">e4m Real-Time Programmatic Advertising Awards </a>this year in Mumbai. The awards honored top brands, agencies, and media groups that championed creative programmatic strategies to reach their target audiences and added marketing value for the brands innovatively and effectively. The winners were selected by a panel of industry leaders, brand heads, and advertising veterans from a massive pool of 150 entries.&nbsp;&nbsp;</p>

<p>Raising the bar with an inspiring digital transformation story, InMobi bagged 3 prestigious awards for the campaign - &#39;<a href="https://go.inmobi.com/gcpl-digital-transformation-with-inmobi/">Digital Transformation: The Godrej Way</a>&#39;.&nbsp;&nbsp;</p>

<p><strong>Winning Categories:&nbsp;&nbsp;</strong></p>

<p>1. Most Effective Programmatic Media Partnership- GOLD award&nbsp;</p>

<p><img alt="Most Effective Programmatic Media Partnership" src="https://go.inmobi.net/hubfs/GCPL_Carousel/2%20carousel.png" style="height: 500px; width: 500px;" /></p>

<p>2. Best First-Party Data Strategy by a Marketer- SILVER award&nbsp;</p>

<p><img alt="Best First-Party Data Strategy by a Marketer" src="https://go.inmobi.net/hubfs/GCPL_Carousel/4%20carousel.png" style="height: 500px; width: 500px;" /></p>

<p>3. Best Branding Campaign- SILVER award&nbsp;</p>

<p><img alt="Best Branding Campaign" src="https://go.inmobi.net/hubfs/GCPL_Carousel/3%20carousel.png" style="height: 500px; width: 500px;" /></p>

<p>Read on to learn about the show-stopping campaign that won the hearts of both consumers and the distinguished jury.&nbsp;</p>

<h2>Digital Transformation &ndash; The Godrej Way&nbsp;</h2>

<p><strong>About the Brand: Godrej Consumer Products Limited&nbsp;</strong></p>

<p>Godrej is an iconic brand with 123 years of providing delightful experiences to consumers globally. With the rapid digitization in India, Godrej Consumer Products Limited (GCPL) is increasingly integrating digital capabilities with different aspects of the business &ndash; how it manufactures, markets, and engages with consumers. GCPL aimed to leverage the power of the primary screen for Indians- mobile, to identify and engage connected consumers seamlessly.&nbsp;</p>

<p><a href="https://go.inmobi.com/gcpl-digital-transformation-with-inmobi/"><img alt="Programmatic Video with InMobi" src="https://go.inmobi.net/hubfs/IDMA%202022/GCPL_Images/GCPL.png" /></a></p>

<h3>The Story of Digital Transformation&nbsp;</h3>

<p>COVID-19 has brought the world to a standstill when staying home and being safe became imperative for citizens across the globe. This dramatic lifestyle shift led to two major changes in the behavior of Indian women: they felt an increased responsibility for the health and wellness of their families, and they spent time on various OTT platforms, moving away from TV to on-demand video consumption and casual mobile gaming.&nbsp;&nbsp;</p>

<p>For Godrej Consumer Products Limited (GCPL), women are the primary influencers and decision-makers in the household in the extremely low involvement home-insecticide segment. To promote the continued usage of powerhouse brands such as Good Knight and Hit during the pandemic, GCPL aimed to reinforce the need to maintain clean and insect-free homes to avoid vector-borne diseases and ensure that nothing escapes the consumer&#39;s radar while battling the virus. GCPL launched a three-fold mobile-first strategy to execute this mission:&nbsp;</p>

<ol>
	<li><strong>Identifying Right Audiences:</strong> By leveraging over 2000 high-value data attributes on InMobi Audiences, the brand accurately identified Indian women from NCCS-A category households in the hyperconnected world&nbsp;</li>
	<li><strong>Engaging with Vernacular Content: </strong>The brand then delivered personalized, tailor-made communication to the audience via vernacular video content across five diverse Indian languages with 105 mobile-first creatives.</li>
	<li><strong>Retargeting High Intent Audiences: </strong>Lastly, by marrying the brand&#39;s first-party data and InMobi&#39;s data signals, GCPL built custom audiences based on ad visibility and phased out a sequential targeting strategy to drive action among users with a high brand affinity and intent.&nbsp;</li>
</ol>

<p><img alt="Personalized Mobile Creatives" src="https://go.inmobi.net/hubfs/IDMA%202022/GCPL_Images/gcpl%202.png" /></p>

<p>GCPL leveraged programmatic to successfully drive awareness, engagement, and consideration. To measure the impact of mobile in driving marketing success, the brand conducted a brand lift survey. By leveraging InMobi Pulse, GCPL could accurately capture qualitative feedback around the perceptions and preferences of their consumers with an accurate mobile survey.&nbsp;</p>

<p>As a result of the campaign, users viewed over 91.2 million personalized videos, leading to 380,506 hours of content consumption. The campaign delivered an incremental reach of 25% with a whopping 50% increase in effectiveness with personalized videos and a massive 2.48X increase in engagement rate. The home insecticide category saw a promising 15% revenue growth in the last fiscal year of 20211, driving a massive success for GCPL.&nbsp;&nbsp;&nbsp;</p>

<p>Read the full story of &lsquo;Digital Transformation: The GCPL Way&rsquo;, <a href="https://go.inmobi.com/gcpl-digital-transformation-with-inmobi/">here</a>.&nbsp;</p>

<p>Explore more <a href="https://www.inmobi.com/case-study">success stories</a> to learn how brands from different regions and verticals have delivered high-impact campaigns to achieve full-funnel objectives. For personalized assistance on how your brand can uncover its true potential with mobile marketing, write to us at <a href="http://mailto:mobilemarketing@inmobi.com">mobilemarketing@inmobi.com&nbsp;&nbsp;</a></p>]]></description>
      <dc:subject><![CDATA[Advertising, Success Stories, English (EN): inmobi.com, Asia Pacific,]]></dc:subject>
      
      <dc:creator><![CDATA[ Team InMobi  ]]></dc:creator>
      
      <dc:date>2022-08-07T18:02:00+00:00</dc:date>
    </item>
  
    <item>
      <title><![CDATA[Optimizing Your Retail Media Campaigns with AI ]]></title>
      <link>https://www.inmobi.com/blog/2022/07/29/optimizing-your-retail-media-campaigns-with-ai/</link>
      <guid>https://www.inmobi.com/blog/2022/07/29/optimizing-your-retail-media-campaigns-with-ai/</guid>
      <description><![CDATA[<p>When evaluating retail media platforms, advertisers are looking for the most effective ways to reach their target audience and achieve their advertising goals. While some advertisers might have the time and resources to manually select keywords and optimize campaigns daily, why would you want to?&nbsp;&nbsp;</p>

<p>With InMobi Commerce&rsquo;s self-service, AI-powered optimization platform, advertisers can effectively &ldquo;set and forget&rdquo; their retail media campaigns and trust they&rsquo;ll hit their advertising goals.&nbsp;&nbsp;</p>

<h2>Develop Your Strategy Using Automatic, AI-Powered Campaigns&nbsp;</h2>

<p>Because most advertisers know the initial list of SKUs they want to promote and have an established ROI goal, we recommend starting with an Automatic campaign. Advertisers can allocate a percentage of their overall campaign budget to test and learn with an Automatic, AI-Powered campaign.&nbsp;&nbsp;</p>

<p>This method helps advertisers better understand the list of relevant/top-performing keywords, category pages, and product pages for each SKU and the optimal bid value compared with competitors. This ultimately helps limit any potential overspending throughout the campaign. While an advertiser is testing with an Automatic campaign, they can also accept the automatic optimization suggestions provided by InMobi Commerce&rsquo;s DSP to fine-tune their ROI and impression goals.&nbsp;&nbsp;</p>

<p>After testing with InMobi&rsquo;s Automatic campaign tool, advertisers can apply those insights &ndash; optimal keywords, category pages, product pages, bid values and expected impressions &ndash; and run a Manual campaign aligned perfectly to their business goals. With Manual campaigns, advertisers can blend their learnings from Automatic campaigns with additional self-selected targeting options to reach their campaign goals. &nbsp;</p>

<p>While running a Manual campaign, if there is a change in a competitor&rsquo;s bidding strategy or customer behavior that begins to affect the campaign&rsquo;s performance, the advertiser can switch back to an Automatic campaign to gather additional learnings and continue optimizing toward their business goal.&nbsp;&nbsp;</p>

<h2>Here&rsquo;s How the Process Works&nbsp;</h2>

<p><img alt="retail media strategy" src="https://go.inmobi.net/hubfs/InMobi%20Commerce%20Platform%20Targeting.gif" style="width: 600px; height: 409px;" /></p>

<p><u><strong>Campaign Set-Up &amp; Testing</strong></u>&nbsp;&nbsp;</p>

<p>There is a new shoe brand, called <em>Spike</em>, looking to drive sales on ShoeLaLa.com. Spike&rsquo;s brand manager, who is handling multiple components of the brand&rsquo;s launch, is looking for an effective solution to better understand the right keywords and bid values for their online launch.&nbsp;&nbsp;</p>

<p>Spike&rsquo;s brand manager chooses to start promoting their new shoe online using an Automatic campaign. They start with a daily budget of $100 and run the campaign for a week.&nbsp;&nbsp;</p>

<p>Over the course of the week, the initial Automatic campaign is live, Spike&rsquo;s brand manager understands the list of keywords that will deliver the expected ROI within their campaign&rsquo;s budget. Before increasing their daily budget, Spike&rsquo;s brand manager runs a few more tests using an Automatic campaign to understand which keywords will deliver their 2.5X ROAS goal without losing out on impressions to a competitive brand.&nbsp;&nbsp;</p>

<p><u><strong>Post-Testing &amp; Campaign Optimization&nbsp;</strong></u></p>

<p>After testing, Spike&rsquo;s brand manager creates a Manual campaign with a shortlist of keywords that will deliver over a 2.5X ROAS and have enough traffic to win at least 1K impressions per day.&nbsp;&nbsp;</p>

<p>Over the next few months, Spike&rsquo;s campaigns are hitting their ROAS goals and delivering more sales than initially predicted. To build on that success, Spike increased their daily advertising spending, but they noticed&nbsp;some of their competitors had started outbidding them.&nbsp;&nbsp;</p>

<p>To gain additional learnings on the changing competitive ad bidding space, Spike&rsquo;s brand manager invested a portion of their ad budget into an Automatic campaign. The Automatic campaign helped Spike identify the new optimal bid values that can help them reach the ROI they were previously getting.&nbsp;</p>

<p>&nbsp;</p>

<p><strong>Want to test InMobi Commerce&rsquo;s self-service, ai-powered optimization platform? <a href="https://www.inmobi.com/retail-media" target="_blank">Contact us today to set up a demo!</a>&nbsp;&nbsp;&nbsp;</strong></p>]]></description>
      <dc:subject><![CDATA[Advertising, Product and Technology, English (EN): inmobi.com, North America,]]></dc:subject>
      
      <dc:creator><![CDATA[ Sarah Hughes  ]]></dc:creator>
      
      <dc:date>2022-07-30T00:59:00+00:00</dc:date>
    </item>
  
    <item>
      <title><![CDATA[How To Increase Your ATT Opt-in Rates ]]></title>
      <link>https://www.inmobi.com/blog/2022/07/28/how-to-increase-your-att-opt-in-rates/</link>
      <guid>https://www.inmobi.com/blog/2022/07/28/how-to-increase-your-att-opt-in-rates/</guid>
      <description><![CDATA[<h3>The State Of ATT Opt-in Rates</h3>

<p>Ever since Apple&rsquo;s ATT (App Tracking Transparency) was first announced, the industry started speculating what the ATT opt-in rate would be. Initial opinions seemed to see the glass half empty, expecting opt-in rates to fall between <a href="https://mobiledevmemo.com/mobile-advertising-without-the-idfa-a-comprehensive-overview/#:~:text=Opt%2Din%20rates%20for%20IDFA,the%20IDFA%20is%20effectively%20dead." target="_blank">0-20%</a>. Today, a year after the release of iOS 14.5, opt-in rates are looking a little better: <a href="https://go.inmobi.com/idfa/" target="_blank">the latest insights from InMobi Exchange indicate the global opt-in rate is 35%, calculated based on the percentage of ad requests with an IDFA &nbsp;(Identifier for Advertisers)</a>.&nbsp;</p>

<p>However, for a user to be tracked with IDFA, they first need to choose the &ldquo;Allow&rdquo; option for both the advertiser and the publisher/app where the ad is being shown. It&rsquo;s important to note that even when using a mobile measurement platform (MMP) for attribution data, app marketers will only get device-level post-install metrics once they get the users to opt in to the advertised app as well.</p>

<p><img alt="Apple App Tracking Transparency" src="https://go.inmobi.net/hubfs/jampp/opt-in%20venn%20diagram-1-1.png" style="width: 626px; height: 347px;" /></p>

<p>App marketers should monitor advertiser-side data (as a benchmark to be aligned with other apps) and publisher data (to estimate how ATT will impact their tracking capabilities).&nbsp;</p>

<p>The same applies to publishers: looking at ATT opt-in rates from both sides will help publishers understand whether they are above or below the industry standard, and how to make their traffic more valuable and appealing to marketers.</p>

<h3>Why Should You Increase Your ATT Opt-in Rates?</h3>

<p>While the industry has made a lot of progress in testing new attribution methods in the post-IDFA era, with the current setup, identifiable traffic is still highly desirable: IDFA offers data granularity that can be leveraged to understand user behavior and help optimize the performance of <a href="https://www.jampp.com/blog/idfa-vs-skad-everything-you-need-to-know?utm_source=inmobi&amp;utm_medium=blog&amp;utm_campaign=how-to-increase-your-ATT-opt-in-rates+" target="_blank">SKAdNetwork</a>&nbsp;(aka SKAN, Apple&#39;s framework for tracking attribution of iOS advertising campaigns).</p>

<h3 style="text-align: center;">Increase Your ATT Opt-in Rates In&nbsp;3 steps</h3>

<p>1. Implement an ATT prompt and pre-prompt</p>

<p>An <strong>ATT prompt </strong>is a pop-up requesting users to allow or deny access to their IDFA. <strong>Implementing this prompt is mandatory if you&rsquo;re looking to track users or collect their IDFA data</strong>.</p>

<p>The only customizable element within this pop-up is a &ldquo;purpose string&rdquo; which allows marketers and publishers to explain why they&rsquo;d like to track the users. Other than that, prompts have a fixed layout and design.</p>

<p><img alt="iOS App Tracking Transparency Framework" src="https://go.inmobi.net/hubfs/jampp/ATT%20prompt%20example.png" /></p>

<p>A <strong>pre-prompt or context screen </strong>is a different type of pop-up message shown to app users right before Apple&rsquo;s prompt is displayed. This screen educates users on why they should choose the &ldquo;allow tracking&rdquo; option within the prompt. <strong>While pre-prompts are not mandatory, implementing them can help convince users to agree to be tracked</strong>; they essentially give you a little more room to explain the value to the user.&nbsp;</p>

<p>Unlike prompts, pre-prompts are created and designed by publishers and apps, providing more flexibility to craft and showcase the message you want to communicate.</p>

<p><img alt="ATT pre-prompt" src="https://go.inmobi.net/hubfs/jampp/ATT%20pre-prompt%20example.png" /></p>

<p><strong>User privacy and transparency are at the core of what we do.&nbsp;</strong>In spite of the impact iOS 14.5 had on our industry, we see this initiative as a step forward toward a safer environment. Along the same lines, it&rsquo;s important to be transparent with users, telling them <strong>what their data will be used for and how this favors them</strong>&mdash;and ATT prompts and pre-prompts allow us to educate them on these aspects.&nbsp;</p>

<p>Each advertiser/publisher has unique challenges, so every company should focus on identifying which benefits will be relevant to their specific audience. For example:</p>

<ul>
	<li>If your app is a mobile game, you can say: <em>&ldquo;Sharing your data will allow you to save your progress and keep playing across multiple devices&rdquo;</em></li>
	<li>If your audience relies on your app&rsquo;s social features, try using: <em>&ldquo;This allows us to connect you with your friends&rdquo;</em></li>
	<li>If in-app advertising represents one of the main incomes of your mobile business, say: <em>&ldquo;This will help keep our app FREE&rdquo;</em></li>
</ul>

<p>&nbsp;2.&nbsp;Stick to Apple&rsquo;s guidelines&nbsp;</p>

<p>When implementing pre-prompts for your app, <strong>always consider Apple&rsquo;s guidelines</strong>: there are certain designs and elements that could lead to rejection by App Store Review. Here&rsquo;s what you should bear in mind:</p>

<ul>
	<li><strong>Don&rsquo;t include multiple buttons or CTAs (Call To Action):</strong> Stick to one button titled &ldquo;Continue,&rdquo; &ldquo;Ok&rdquo; or any other synonym. Refrain from using the word &ldquo;Allow&rdquo; as it might be misleading.</li>
</ul>

<p><img alt="App Tracking Transparency opt in-rate" src="https://go.inmobi.net/hubfs/jampp/Don%E2%80%99t%20include%20multiple%20buttons%20or%20CTAs%20(Call%20To%20Action)-1.png" /></p>

<ul>
	<li><strong>Don&rsquo;t add additional actions or clickable elements:&nbsp;</strong>Offering users a way to leave the pop-up screen without viewing the prompt with an option to close or cancel is not allowed.</li>
</ul>

<p><img alt="App Tracking Transparency opt-in rate" src="https://go.inmobi.net/hubfs/jampp/Don%E2%80%99t%20add%20additional%20actions%20or%20clickable%20elements.png" /></p>

<ul>
	<li><strong>Don&rsquo;t offer rewards or incentives: </strong>Asking users to grant their permission in exchange for rewards, discounts, credits, or any other benefit is forbidden.</li>
</ul>

<p><img alt="iOS App Tracking Transparency example" src="https://go.inmobi.net/hubfs/jampp/Don%E2%80%99t%20offer%20rewards%20or%20incentives.png" /></p>

<ul>
	<li><strong>Don&rsquo;t limit access to content or functionalities until users grant access to their data:</strong> You mustn&rsquo;t withhold app features or restrict user experience in any way to compel users to tap &ldquo;Allow.&rdquo;</li>
</ul>

<p><img alt="iOS App Tracking Transparency example" src="https://go.inmobi.net/hubfs/jampp/Don%E2%80%99t%20limit%20access%20to%20content%20or%20functionalities%20until%20users%20grant%20access%20to%20their%20data.png" /></p>

<ul>
	<li><strong>Don&rsquo;t include and/or modify one of Apple&rsquo;s prompts: </strong>While we&rsquo;ve seen some apps showing images of a standard prompt with annotations or design edits, this practice is not approved by Apple.</li>
</ul>

<p><img alt="iOS App Tracking Transparency example" src="https://go.inmobi.net/hubfs/jampp/Don%E2%80%99t%20include%20andor%20modify%20one%20of%20Apple%E2%80%99s%20prompts.png" /></p>

<p>3. Make it work for your app&nbsp;</p>

<p>While all apps should follow Apple&rsquo;s guidelines for prompts and pre-prompts, different verticals are creating different contextual screens based on their unique challenges: some make their pre-prompts more informative, some focus on visuals, and others rely on specific keywords.&nbsp;</p>

<p>Let&rsquo;s take a look at ATT pre-prompts for different verticals.</p>

<p><strong>Mobile games</strong></p>

<p>Gaming apps have some of the most visually striking pre-prompts, always making these screens match the look and feel of the game to maintain an immersive user experience.&nbsp;</p>

<p><img alt="ATT pre-prompt" src="https://go.inmobi.net/hubfs/jampp/Merge%20Dragons.png" /></p>

<p>This example from Merge Dragons shows us how to effectively make a pre-prompt match the game&rsquo;s interface.&nbsp;</p>

<p><img alt="ATT pre-prompt" src="https://go.inmobi.net/hubfs/jampp/Subway%20Surfers!.png" /></p>

<p>Subway Surfers&rsquo; prompt not only matches the game&rsquo;s look and feel, but also does a great job at explaining everything users need to know about the ATT prompt:</p>

<ul>
	<li>Why it&rsquo;s important for the game: it helps Subway Surfers support their business.</li>
	<li>Why it should matter to users: this will make the ads they see as relevant as possible.</li>
	<li>Why they shouldn&rsquo;t be worried about this: if they change their minds, they can update their choice at any time.</li>
</ul>

<p><strong>Commerce apps</strong></p>

<p>For Commerce and Shopping apps we&rsquo;re seeing different strategies as regards design, but a similar approach in terms of the messaging: keeping it short and sweet. Their goal is to convey the main message in a couple of lines, going straight to the point.&nbsp;</p>

<p><img alt="ATT pre-prompt" src="https://go.inmobi.net/hubfs/jampp/Bershka%20&amp;%20Lamoda.png" /></p>

<p>While some brands, like Bershka, opt for a catchy title, others, like Lamoda, grasp users&rsquo; attention through aspirational pictures.&nbsp;</p>

<p><strong>Finance apps</strong></p>

<p>Privacy and security are always top-of-mind for Fintech apps like banks, wallets, or crypto platforms. Pre-prompts across this vertical often make a point to reinforce this notion. For example, Coinbase&rsquo;s message reads &ldquo;we take your privacy seriously&rdquo; and avoids mentioning sensitive words like &ldquo;tracking&rdquo;.&nbsp;</p>

<p><img alt="ATT pre-prompt" src="https://go.inmobi.net/hubfs/jampp/coinbase.png" /></p>

<h3>IDFA vs SKAN</h3>

<p>It&rsquo;s not an either-or scenario, as you really should run both for optimal results. While ATT opt-in rates didn&rsquo;t turn out to be as low as expected, there&rsquo;s still a relevant share of IDFA-less traffic. However, SKAdNetwork adoption continues to grow: 81% of ad requests on InMobi Exchange are compatible with SKAN 2.2.</p>

<p><em>&ldquo;In this period of transition, the best approach for marketers and publishers looking to drive success on iOS is two-fold: on the one hand, they should be improving their communication with users to get them to understand what ATT means and the value they get out of opting-in; on the other hand, they should also continue to optimize their SKAN solutions and campaigns to engage users in non-IDFA traffic&mdash;especially now that Apple has announced many improvements for the <a href="https://www.jampp.com/blog/skadnetwork-4-0-vs-skadnetwork-3-0?utm_source=inmobi&amp;utm_medium=blog&amp;utm_campaign=skadnetwork-4-0-vs-skadnetwork-3-0" target="_blank">upcoming SKAN 4.0 framework</a>.&rdquo;</em> &mdash; Franco Passamonte, Sr. Product Manager, Jampp</p>

<p><em>&ldquo;In today&rsquo;s privacy-first world, it&rsquo;s important for both the buy-side and the sell-side to embrace these changes and implement the best tools and solutions. For the foreseeable future, this will mean straddling multiple targeting and measurement solutions on both sides. But having a thoughtful approach to addressability and making use of all available technology that&#39;s privacy-safe, publishers can effectively leverage the programmatic ecosystem to continue monetizing their apps and provide users with free-to-download apps.&rdquo;</em> &mdash; Utkarsh Sinha, Head of Product Marketing, InMobi Exchange.</p>

<p>This blog post was written in collaboration with Jampp.</p>

<h3>About Jampp</h3>

<p><a href="https://www.jampp.com/contact?utm_source=inmobi&amp;utm_medium=blog&amp;utm_campaign=how-to-increase-your-ATT-opt-in-rates+" target="_blank">Jampp</a> is a programmatic advertising platform used by the most ambitious companies to accelerate their mobile businesses.</p>

<p>As a<strong> <a href="https://resources.jampp.com/ios14/?utm_source=inmobi&amp;utm_medium=blog&amp;utm_campaign=how-to-increase-your-ATT-opt-in-rates+" target="_blank">leading mobile DSP for the post-IDFA era</a></strong>, Jampp delivers enhanced performance through all the traffic and attribution types including SKAN, probabilistic attribution, and IDFA to drive campaign success.&nbsp;</p>]]></description>
      <dc:subject><![CDATA[Advertising, English (EN): inmobi.com, Global,]]></dc:subject>
      
      <dc:creator><![CDATA[ Team InMobi  ]]></dc:creator>
      
      <dc:date>2022-07-28T12:00:00+00:00</dc:date>
    </item>
  
    <item>
      <title><![CDATA[How the Right SDK Can Supercharge Success for Developers and Advertisers  ]]></title>
      <link>https://www.inmobi.com/blog/2022/07/20/how-the-right-sdk-can-supercharge-success-for-developers-and-advertisers/</link>
      <guid>https://www.inmobi.com/blog/2022/07/20/how-the-right-sdk-can-supercharge-success-for-developers-and-advertisers/</guid>
      <description><![CDATA[<p>As the mobile ad tech industry continues to create innovative and future-proofed ways of offsetting the effects of Apple&#39;s ATT framework and preparing for Google&rsquo;s upcoming Privacy Sandbox, today&rsquo;s app developers and advertisers are under increasing pressure. From both sides of the ad tech ecosystem, they are respectively tasked with respecting consumer privacy preferences while also maximizing creative ad experiences, increasing measurability, and maintaining addressability to increase ad revenue.&nbsp;&nbsp;</p>

<p>The answer to the above riddle is to have an innovative mobile marketing software developer kit (SDK) that can help both parties anticipate industry challenges, navigate today&rsquo;s privacy-first world, and that empowers them with more than just average SDK monetization, audience engagement, and measurement capabilities.&nbsp;&nbsp;</p>

<h3>Introducing The InMobi SDK&#8239;&nbsp;&nbsp;</h3>

<p>The InMobi SDK is lightweight, easy to install and use, and delivers unrivalled performance with a near-zero crash rate. It gives app developers more consistency and stability, a safer way to collect data signals,&#8239;easier deployment of ad formats, and a reliable future-proofed privacy solution. For advertisers, the InMobi SDK provides superior ad experiences that don&rsquo;t detract from the in-app experience, greater control over ad creative, and our IAB SDK certification ensures more accurate tracking and measurement. &#8239;&nbsp;</p>

<h3>Big Results and Broad Integration&nbsp;</h3>

<p>As of today, close to 25,000 apps have already integrated the InMobi SDK, generating 2.5 trillion monthly ad requests on 2 billion unique users globally, with the prime intent to plan and execute their mobile monetization strategies.&nbsp;</p>

<p>The InMobi SDK is now certified on all major platforms, including AppLovin, IronSource, Fyber, and Google AdMob. App publishers can now simply integrate the latest mediation SDK and its set of adapters, and this automatically updates their app with the latest InMobi SDK.&#8239;</p>

<h3>The InMobi Flywheel Effect&nbsp;</h3>

<p>Over the past few months and years, we&rsquo;ve made constant investments to make our SDK more robust and stable.&#8239;All these capabilities help generate what we call the InMobi SDK <strong><em>flywheel effect</em></strong>. When the SDK innovates and solves for monetization and beyond for app developers, advertisers similarly reap the benefits of our innovation to solve for their own needs. Our SDK innovations enable them to scale their mobile investments, which in turn empowers the SDK to innovate and evolve.&nbsp;&nbsp;</p>

<p>This is how our SDK tree expands to serve both app developers and advertisers:&nbsp;</p>

<p><a href="https://go.inmobi.net/hubfs/SDK%20Tree.png"><img alt="SDK tree" src="https://go.inmobi.net/hubfs/SDK%20Tree.png" style="width: 1230px; height: 694px;" /></a></p>

<h3>Here&rsquo;s How Our SDK&nbsp;Works:&nbsp;</h3>

<p><u>For App Developers:&nbsp;</u></p>

<ul>
	<li>Monetization+ &ndash; Supercharge the success of your app by unlocking our addressability solutions, superior ad experiences, client-side measurement capabilities, and more, all powered by our super lean SDK.&nbsp;&nbsp;</li>
	<li>Demand diversity &ndash; This is a direct example of the SDK flywheel effect. The stability and robustness of the SDK ensures that we have a very healthy diversity of brand and performance media flow, in addition to a well-diversified open and private exchange media flow. This means that historically strong periods like Q4 are especially robust, and that app developers see ample demand even during historically quieter periods like Q1.&#8239;&nbsp;</li>
	<li>UnifID &ndash; This is an industry-first identity solution built for app developers and powered by the InMobi SDK to simplify addressability. It accelerates an app&rsquo;s monetization journey by enabling them to integrate with multiple universal ID vendors in just a few clicks. One of our publisher partners, TextNow, has seen its eCPM increase by 146% for native ads and 35% for banner ads after implementing UnifID. Read more <a href="https://go.inmobi.net/hubfs/TextNow-InMobi-LiveRamp-Case-Study.pdf" target="_blank">here</a> and <a href="https://www.adexchanger.com/data-exchanges/how-free-phone-service-app-textnow-turned-to-alternative-ids-after-att/" target="_blank">here.</a></li>
	<li>
	<p>Future-proofing your monetization &ndash; This is another direct example of the SDK flywheel effect. In this uncertain world where platform and regulatory changes happen at an increasingly rapid pace, our SDK is in a unique position with its presence and capabilities to offset any impact that these changes bring. As examples, two future-proofing addressability tracks we&rsquo;re working on include the following:&#8239;</p>

	<ul>
		<li>
		<p>On-device targeting, which will enable partners to run targeting on the client-side versus on the server side in a way that fully respects user privacy.&#8239;</p>
		</li>
		<li>
		<p>Cohorts, such as sourcing/processing/storing/refreshing interest-based or behavior-based cohorts on the client-side in a privacy-first way.</p>
		</li>
	</ul>
	</li>
	<li>New sources of revenue (#InMobiBeyondBanners) &ndash; Here&#39;s yet another direct example of the SDK flywheel effect. Our SDK has the ability to light up new and unconventional formats and then scale them. A few examples we&rsquo;re working on:&#8239;&nbsp;&nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp;
	<ul>
		<li>&#8203;Swish &ndash; A ground-breaking new real estate offering for monetization on Android phones. I can&#39;t say any more at this time, so stay tuned!&#8239;&#8239;&nbsp;</li>
		<li>Ad Pods and Rewarded Video &ndash; Think of a series of ads as seen in OTT video streaming environments, now think about that same series of ads on in-app video slots where only one video ad was running until now. That&rsquo;s Ad Pods for you. We&rsquo;ve also pumped up the Rewarded Video proposition with many features to make it truly rewarding, including the ability to customize ad duration, close delays, skip delays, add rewarded playable, dynamic video orientation, mixed ad pods, eight customized templates, and more coming soon to cater to user engagement needs and overall performance.&#8239;&nbsp;</li>
	</ul>
	</li>
</ul>

<p><u>For DSPs:</u></p>

<ul>
	<li>Maximum access &ndash; We&rsquo;ve seen tremendous growth of direct in-app header bidding supply powered by our SDK. This ensures that advertisers get the first look at inventory in a first-price setup. They can take what and how much they want at the price that works and the power multiplies when combined with one or more points below.&#8239;&nbsp;</li>
	<li>Accurate signals &ndash; Our SDK captures cleaner and more accurate signals at scale. These signals, when consumed by the bidder and processed by machine learning algorithms in the right way, do wonders to improve return-on-ad-spend (ROAS).&#8239;&nbsp;</li>
	<li>Seamless rendering &ndash; Our SDK ensures the seamless rendering of creatives. While a conventional banner is easy, advertisers will appreciate this capability when you think about a video ad with an end card playing buffer-free the entire time during the video and then triggering seamless interactions with the user through the end card. Besides providing a better user experience, seamless rendering results in better measurement, better attribution, better KPIs, and better ROAS.&nbsp;</li>
	<li>Future-proofing your scale &ndash; This is a direct example of the SDK flywheel effect. Our impeccable focus on in-app, along with the SDK&#39;s presence and robustness, empower innovation on the app developer side and advertisers reap the benefit. So, when developments and improvements like on-device targeting and user cohorts go live, advertiser targeting capabilities get new armor, and you never lose scale to run at full speed. Also, your canvas gets bigger and your scale tops up when new real estate like Swish and Ad Pods get enabled in the mobile environment.&#8239;&#8239;&#8239;&nbsp;</li>
</ul>

<p><u>For Advertisers:</u></p>

<p>On top of the benefits for DSPs that are automatically applicable for all advertisers, the InMobi SDK enables you to:&#8239;&#8239;&nbsp;</p>

<ul>
	<li>Always be close to your customers &ndash; The gap between you and your mobile customers (existing or new) will always be minimized, irrespective of the changes happening in the industry or whether you&rsquo;re running programmatic in-house or through an agency trading desk.&nbsp;</li>
	<li>Better creative &ndash; You will never compromise on your messaging or narrative &ndash; or bringing &ldquo;aha&rdquo; moments for your mobile users because the InMobi SDK gives you super-powers to innovate on creatives.&#8239;&#8239;&nbsp;&#8239;&nbsp;</li>
</ul>

<h3>The Future of Mobile Ad Tech&#8239;&nbsp;</h3>

<p>It&rsquo;s a competitive mobile app marketplace and app publishers and advertisers need more capabilities than a standard SDK can provide. At InMobi, we&rsquo;re dedicated to empowering app developers to become successful entrepreneurs and for marketers to help build successful careers by delivering high impact results. That&rsquo;s why &ndash; both in this blog post and in the larger <a href="https://www.inmobi.com/resources" target="_blank">resource center</a> where it sits &ndash; we have brought together the most helpful, educational, and inspirational resources to power both parties along their respective journeys.&nbsp;</p>

<p>I&rsquo;m very excited about how the InMobi SDK will play a significant role in shaping the future of mobile ad tech, and I look forward to sharing more updates with you on this topic in the next few months.&#8239;&nbsp;</p>

<p style="text-align: center;"><a href="https://support.inmobi.com/monetize/download-sdk">Download the InMobi SDK today to get started.&nbsp;</a></p>

<p>To learn more, <a href="https://www.youtube.com/watch?v=aJLaYAPxVmg&amp;ab_channel=InMobiTV">check out our latest SDK video.</a>&nbsp;</p>]]></description>
      <dc:subject><![CDATA[In-App Monetization, Product and Technology, Products &amp; Tools, English (EN): inmobi.com, Global,]]></dc:subject>
      
      <dc:creator><![CDATA[ Saurav Dutta  ]]></dc:creator>
      
      <dc:date>2022-07-20T18:30:00+00:00</dc:date>
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    <item>
      <title><![CDATA[Illustrated by InMobi: How Castrol Got Creative with Blended In-Game Advertising  ]]></title>
      <link>https://www.inmobi.com/blog/2022/07/17/illustrated-by-inmobi-how-castrol-got-creative-with-blended-in-game-advertising/</link>
      <guid>https://www.inmobi.com/blog/2022/07/17/illustrated-by-inmobi-how-castrol-got-creative-with-blended-in-game-advertising/</guid>
      <description><![CDATA[<p>Gaming has been ingrained as a daily activity for most smartphone users; marketers that understand this trend and leverage gaming are certainly poised for success. The newest and the most engaging trend in gaming is the Blended In-Game advertising, which showcases brand elements within the gaming environment to grab the attention of the users, reinforcing stronger recall. In this blog, we present to you the interesting story from the series &lsquo;Illustrated by InMobi&rsquo;, demonstrating the massive success of Castrol in strengthening the brand consideration and purchase intent.</p>

<p><img alt="blended in-game advertising" src="https://go.inmobi.net/hubfs/2021%20SEA%20Festive%20Season/Castrol%20Power1-01%20(2)%20(1).png" style="height: 1772px; width: 798px;" /></p>

<p>To learn the complete story of how Castrol perfectly executed the campaign, read the <a href="https://www.inmobi.com/case-study/castrol-strengthens-brand-recall-with-blended-in-game-advertising">success story</a> now.&nbsp;</p>]]></description>
      <dc:subject><![CDATA[Advertising, Success Stories, Trust and Brand Safety, English (EN): inmobi.com, Global,]]></dc:subject>
      
      <dc:creator><![CDATA[ Team InMobi  ]]></dc:creator>
      
      <dc:date>2022-07-17T17:23:00+00:00</dc:date>
    </item>
  
    <item>
      <title><![CDATA[Why I Joined InMobi: Parimal Bajpai]]></title>
      <link>https://www.inmobi.com/blog/2022/07/06/why-i-joined-inmobi-parimal-bajpai/</link>
      <guid>https://www.inmobi.com/blog/2022/07/06/why-i-joined-inmobi-parimal-bajpai/</guid>
      <description><![CDATA[<h2>Parimal Bajpai joined InMobi in April 2021 as the Vice President of Engineering for our telco solutions. Learn more about him and why he likes working at InMobi.</h2>

<p>&nbsp;</p>

<p><strong>What Are Your Responsibilities at InMobi? </strong></p>

<p>As a tech leader, my role is to nurture innovation as more and more telcos are tying up with InMobi to <strong>elevate </strong>experiences for their customers, <strong>scale </strong>business growth and <strong>monetize</strong> their digital assets. This involves ensuring that visually attractive Android and iOS apps are developed that are backed by big data systems that carry live content.</p>

<p>&nbsp;</p>

<p><strong>What Has Been Your Professional Journey So Far?</strong></p>

<p>I have over 20 years of experience <strong>working with startups</strong>. I have had long stints at BlueJeans Network and Sling Media, and numerous other shorter stints. Along the way, I had the opportunity to work with top talent and raised high-performing teams. My love for problem-solving and search for excellence motivated me&nbsp;to co-author 12 patents in the fields of video streaming and P2P connectivity.</p>

<p>&nbsp;</p>

<p><strong>What Motivated You To Join InMobi?</strong></p>

<p>Before accepting joining the company, I did research on InMobi&rsquo;s ability to hire and nurture lateral hires for leadership roles. I found that incredible <strong>systematic support from in-house experts</strong> is available to all employees and <strong>learning fast</strong> while making a few mistakes is enabled and encouraged at InMobi. Expertise is spread across all the levels in the organization and not clustered at the top. These findings <strong>exceeded my expectations</strong> and that&rsquo;s what motivated me to join InMobi.</p>

<p>&nbsp;</p>

<p><strong>Little Known Facts About You?</strong></p>

<p>I enjoy <strong>playing tennis or going for a run every day.</strong> When indoors, I prefer watching movies and playing on the PlayStation. I am also a part of a motorbike group that takes up cross-country rides, hones off-roading skills and teaches emergency bike repair skills. The unifying theme in this group is helping needy neighborhood schools through renovation support and equipment purchase.</p>

<p>&nbsp;</p>

<p>To work with engineering leaders like Parimal, explore opportunities on our <a href="https://www.inmobi.com/company/careers/">careers website</a>.</p>]]></description>
      <dc:subject><![CDATA[Inside InMobi, English (EN): inmobi.com, Global,]]></dc:subject>
      
      <dc:creator><![CDATA[ Team InMobi  ]]></dc:creator>
      
      <dc:date>2022-07-05T00:36:00+00:00</dc:date>
    </item>
  
    <item>
      <title><![CDATA[How mobile technology is reinvigorating creative storytelling for brands]]></title>
      <link>https://www.inmobi.com/blog/2022/06/30/how-mobile-technology-is-reinvigorating-creative-storytelling-for-brands/</link>
      <guid>https://www.inmobi.com/blog/2022/06/30/how-mobile-technology-is-reinvigorating-creative-storytelling-for-brands/</guid>
      <description><![CDATA[<blockquote>
<p>This article first appeared in <a href="https://martechasia.net/features/how-mobile-technology-is-rousing-creative-storytelling-for-brands/">Martech Asia</a></p>
</blockquote>

<p><em>Rishi Bedi shares his insights on how mobile technology transforms creative storytelling for brands and how brands can&nbsp;<strong>optimize the best of mobile technology to upscale their ads in today&rsquo;s dynamic, hyperconnected world.</strong></em></p>

<p>As technology continues to permeate everything we do, for many, the morning routine starts with first picking up the mobile phone. Be it scrolling through the morning news, checking weather updates before stepping out of the house, or gaming and browsing social media feeds in between work meetings, one thing is certain &ndash; mobile content experiences including ads are an integral part of our everyday lives.&nbsp;&nbsp;</p>

<p><strong>Keeping up with Gen Now&nbsp;</strong></p>

<p>As the mobile-first consumer&rsquo;s behavior and expectations evolve exponentially, brands must stay ahead of the curve in terms of their engagement strategies. However, as brands try to engage the overwhelmed consumers, the hardest challenge lies in keeping up a consistent level of creativity. So, how can brands optimize the best of mobile tech to ensure that they are competitive and relevant in today&rsquo;s dynamic, hyperconnected world? The answer lies in 3 poignant steps: 1. Fueling creativity with mobile-first intelligence 2. Engaging with the consumers by leveraging the native features of mobile, and 3. Ending with a clear and meaningful call-to-action.&nbsp;</p>

<p><strong>Fueling creativity with mobile-first intelligence</strong><em><strong>&nbsp;&nbsp;</strong></em></p>

<p>Oftentimes, brands can seek inspiration and conceptualize the most relevant experiences for their target audiences by leveraging mobile-first consumer intelligence. The result is the potential for brands to engage with consumers in their moments of truth. For instance, eleven months into the pandemic, a globally known soap brand, Lifebuoy realized that public service announcements (PSAs) in Indonesia weren&rsquo;t making an impact anymore. The brand analyzed and applied&nbsp;<a href="https://www.inmobi.com/case-study/lifebuoy-arms-citizens-in-the-fight-against-covid-by-combining-the-forces-of-real-time-insights-with-the-pervasive-power-of-mobile?utm_campaign=APAC_2022_PR%20Activation_Q2&amp;utm_source=PR&amp;utm_medium=Article&amp;utm_term=Lifebuoy%20Indonesia">real-time location intelligence</a>, which helped them arrive at the concept of completely transforming the healthcare measures related PSAs during the pandemic. The awareness ads made personalized service announcements for each smartphone user, based on the viewer&rsquo;s regional location, daily habits of users in that location, and psychographic profiles.&nbsp;</p>

<p>On the other hand, a close connection between creativity, engagement, and gaming among people is fast emerging as a common trend. Mobile gaming is being picked by consumers from all age groups and the number of mobile gamers is estimated to have witnessed a 2X YoY growth in unique users and 4X YoY growth in usage. What is even more interesting in the context of brands is that more than 70% of gamers prefer to see an ad as a method to progress in the game and more than 60% of gamers recall the ads they see.&nbsp; A study on the&nbsp;<a href="https://go.inmobi.com/2021-mobile-gaming-sea/?utm_campaign=APAC_2022_PR%20Activation_Q2&amp;utm_source=PR&amp;utm_medium=Article&amp;utm_term=Mobile%20Gaming%20SEA">state of mobile gaming</a>&nbsp;in a particular region could guide brands in seeing markets that have the greatest potential for mobile-led gamified ads and the various ways to gamify them.&nbsp;</p>

<p><strong>Engaging with the consumers by using native features of mobile&nbsp;</strong></p>

<p>Delivering a sublime, seamless, and unique consumer experience needs brands to not only draw inspiration from mobile-led intelligence but also implement it using the right native features of mobile. The smartphone has over 50 native features, which if leveraged intelligently, can transform the delivered experience. Their usage can make the consumers have a higher engagement with the brand because it makes consumers feel actively involved in the experiences delivered to them.</p>

<p>Many globally renowned brands have achieved this successfully and at scale. To promote that a newly launched car model supported voice commands, Kia, the automobile brand, combined&nbsp;voice detection&nbsp;and virtual reality technologies in their recently launched artificial intelligence (AI) powered&nbsp;<a href="https://www.youtube.com/watch?v=7YBONi8a-ew">interactive ads</a>. The mobile ads enabled users to virtually explore the interiors of the new car model by live voice commands. Voice commands such as &ldquo;Hello Kia, open the driver window&rdquo; from the user &lsquo;opened&rsquo; a virtual car door, leading engaged users to immersive product pages, which drove up the product consideration. Dettol, a cleaning supplies brand, boosted purchase intent for a new product in Pakistan that is especially useful in the summer season with a&nbsp;<a href="https://www.inmobi.com/case-study/dettol-drives-purchase-intent-with-a-weather-forecast-based-video-ad-experience?utm_campaign=APAC_2022_PR%20Activation_Q2&amp;utm_source=PR&amp;utm_medium=Article">weather forecast based video experience</a>. After an accurate and real-time&nbsp;prediction of weather&nbsp;through the user&rsquo;s location, time, and day, the ads displayed tailored messages for the product, encouraging users to make a purchase decision. Similarly, to mirror the retail experience online for their new lipstick collection, L&rsquo;Or&eacute;al Paris India, the iconic beauty brand, leveraged&nbsp;<a href="https://go.inmobi.net/hubfs/LorealParis_CaseStudy_UpdateFinal.pdf?utm_campaign=APAC_2022_PR%20Activation_Q2&amp;utm_source=PR&amp;utm_medium=Article&amp;utm_term=Loreal%20Paris%20India">augmented reality and facial recognition&nbsp;technologies</a>. The brand created a mobile-first ad campaign where ad units used mobile&rsquo;s&nbsp;front camera&nbsp;to identify a user&rsquo;s facial features. The ad then allowed the user to virtually try on and experiment with various lipstick shades from the collection.</p>

<p>As brands get better at building various experiences on mobile, they can also start combining their first-, second-, and third-party data signals along with Dynamic Creative Optimization (DCO) to deliver sequential&nbsp;storytelling&nbsp;to their customers. The learning point for brands here is that imparting an element of customization into every stage of the consumer life cycle is crucial for mobile ad engagement &ndash; and this must be done right from the start of an ad viewing journey.&nbsp;</p>

<p><strong>Ending with a clear, meaningful call-to-action&nbsp;</strong></p>

<p>A call-to-action (CTA) button that effectively wraps up the user journey is most critical for capturing the affinity, consideration, and intent built during the immersive experience. From a content perspective, an ideal CTA is user-focused, simple, highlights benefits, creates a sense of urgency, and is customized to the platform. Visually, for creating a good CTA, the button would have to be optimally located, sized, and colored according to different mobile screens&nbsp;and&nbsp;consumer demographics.&nbsp;&nbsp;</p>

<p>To effectively keep up with these extensive considerations, brands could opt to apply various technologies and tools like heatmaps. They present data from visual storytelling and can help brands identify which parts of the display or video ads users are interacting with the most, which can help in the effective placement of a CTA.&nbsp;<a href="https://www.iab.com/wp-content/uploads/2021/03/IAB_AI_Cases_and_Best_Practices_2021-03.pdf">AI technology</a>&nbsp;can also help brands power their CTA buttons as it could streamline content data and automation throughout the ad&rsquo;s workflow. More importantly, brands can impart their creativity through their CTA buttons &ndash; similar to&nbsp;<a href="https://review.studio.inmobicdn.net/load/Go3XJsHpJpPxnhfp.inmobi.w.review.html?utm_campaign=APAC_2022_PR%20Activation_Q2&amp;utm_source=PR&amp;utm_medium=Article&amp;utm_term=Al%20Jalila">Al Jalila Children&rsquo;s Specialty Hospital</a>. The brand&rsquo;s ads included relevant neurological designs surrounding their CTA buttons while also diversifying their CTA mechanisms to redirect users to videos or website landing pages according to their interest levels.</p>

<p><strong>The future of creativity rests on mobile intelligence and innovation</strong><em><strong>&nbsp;</strong></em></p>

<p>While there are various measures that brands can use to keep their&nbsp;<a href="https://martechasia.net/news/mobile-marketing-trends-2022-moving-beyond-privacy-barriers/">mobile ads</a>&nbsp;competitive, innovation, intelligence, and creativity remain constant denominators for brands looking to scale to new heights. Effective use of mobile-first intelligence allows brands to act on existing resources within informed boundaries while innovation allows for brands to push past these boundaries and produce transformative ads that can catch the attention of busy consumers.&nbsp;Overall, remaining competitive requires a holistic effort on both short-term and long-term strategies. As long as brands can achieve a synergistic balance of the two and add mobile-first intelligence-driven creativity to their mobile ads, the potential for great returns on them remains limitless.</p>]]></description>
      <dc:subject><![CDATA[Media Consumption &amp; Trends, English (EN): inmobi.com,]]></dc:subject>
      
      <dc:creator><![CDATA[ Team InMobi  ]]></dc:creator>
      
      <dc:date>2022-07-01T02:42:00+00:00</dc:date>
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    <item>
      <title><![CDATA[Super-Charge Your Brand With Rewarded Videos To Win Consumers This Cricket Season]]></title>
      <link>https://www.inmobi.com/blog/2022/06/29/super-charge-your-brand-with-rewarded-videos-this-cricket-season/</link>
      <guid>https://www.inmobi.com/blog/2022/06/29/super-charge-your-brand-with-rewarded-videos-this-cricket-season/</guid>
      <description><![CDATA[<blockquote>
<p><em>This article first appeared in&nbsp;<a href="https://etinsights.et-edge.com/super-charge-your-brand-with-rewarded-videos-to-win-consumers-this-cricket-season/">ET Edge</a>.</em></p>
</blockquote>

<p><strong>Why brands should leverage rewarded videos to have maximum engagement with consumers during the 2022 cricket season</strong></p>

<p>Every year brings a new set of challenges for brands to manoeuvre, and this year requires balancing rising costs while owning a share of mind among the ever-evolving consumers. Brands have long relied on seasonal marketing opportunities to achieve both. Indian Premier League (IPL) 2022 has kickstarted a highly active and engaging cricket season from a consumer behavior perspective. Trends show that mobile advertising is an extremely cost-effective way for brands to build readiness for this season. Moreover, mobile-based audience buys can be the winning strategy for brands to get maximum returns on their ad spends during such events. While a smart brand might already be leveraging both in its advertising strategy, an inefficient execution can still make the Gen Now consumer slip away.</p>

<p><strong>Right Place and Right Format to Execute the Winning Ad Strategy</strong><br />
Brands must understand what motivates the consumers to win them at the right place with the right format of ads. Both IPL and Google Play were introduced in 2008. Over the years, India has seen an exponential increase in smartphone users for whom mobile is a constant companion while watching cricket matches. This has also resulted in the rise of mobile gamers in the country, who were approximately 300 million in 2021 spread across all age groups with women making up to 44% of Indian mobile gamers. IPL made fantasy cricket the most famous esport among Indian gamers and this makes mobile games the right place to create an ad experience for Indian consumers during the cricket season. Now let&rsquo;s focus on the right format for advertising within games in this context &ndash; rewarded videos.</p>

<p>Rewarded video is an ad experience that provides users with an opportunity to watch a video in exchange for a reward within the app. These rewards are strategically placed in the game experience making them valuable to the users by taking the form of in-app currency or premium content. Rewarded videos have emerged as the most engaging and leading ad formats because of users opt-in to watch them.&nbsp;Everyone&rsquo;s Gaming Among Us&nbsp;report by InMobi shows that over 74% of Indian gamers prefer to watch a rewarded video as a method to progress in the game.</p>

<p><strong>Three Ways in Which Rewarded Video Ads Will Super-Charge Your Brand</strong><br />
Firstly, rewarded video ads are inarguably the most engaging ad and receive up to 31% higher completion rate and 2.6 times higher engagement. Since users opt-in for them, they tend to watch them till the end. They also positively affect the user experience because they provide rewards that let users as far into the game as they want without having to pay. With all the benefits leading to higher engagement, rewarded video ads bring a higher return on ad spends (ROAS) for brands.</p>

<p>Secondly, rewarded video ads can help brands increase overall brand awareness. Everyone&rsquo;s Gaming Among Us, India report shows that over 60% of mobile gamers recall the ads they see in games. If a brand can show a rewarded video ad to an interested consumer in an engaging and interactive format and provide a lucrative reward on completion, they can exponentially drive up the chances of increasing the brand awareness in the engaged user.</p>

<p>Thirdly, rewarded video ads have a high reusability and versatility quotient and can be leveraged for multiple marketing goals. Multiple versions of the same rewarded ad unit can be created by tweaking the end card and the landing page as per the consumer&rsquo;s journey with the brand. The utility of the rewarded video ads also extends beyond the top of the funnel. Their high engagement rate makes them an effective way to drive desire and action among consumers too. Rewarded video ads can also be a great way to collect feedback and insights by creating surveys that when answered, provide a reward to the user in the game.</p>

<p><strong>Best Practices to Create Rewarded Video Ads</strong><br />
Rewarded video ads bring maximum returns when they pique users&rsquo; interest through an engaging ad experience. For brands looking to boost their ROAS, here are some of the best practices around rewarded videos to keep in mind this cricket season:<br />
1.&nbsp;<strong>Avoid the &ldquo;one-size-fits-all&rdquo; approach:</strong> Brands must find out what resonates the most with their consumers by studying their online behavior, offline characteristics, and topics of interest to create rewarded video ads that are both personalized for the user and customized to the gaming experience.<br />
2.&nbsp;<strong>Leverage the full potential of the visuals:</strong> Crisp video ads with effective placement of logo, engaging text, interactive end card, and the right selection of post-click landing page perform the best.<br />
3.&nbsp;<strong>Choose the right video type and duration:</strong> The type of the rewarded video, such as &ndash; Video or end card, Vertical or horizontal, With or without sound controls, Non-skippable but closeable, With a countdown timer, Playable ads &ndash; has a high weightage in its engagement and viewability. Also, studies show that video ads of 15 to 30 secs duration perform the best.</p>

<p><a href="https://go.inmobi.net/hubfs/Rewarded%20videos%20for%20IPL%202022_Video%20image.png"><img alt=" rewarded video ads" src="https://go.inmobi.net/hubfs/Rewarded%20videos%20for%20IPL%202022_Video%20image.png" style="width: 933px; height: 429px;" /></a></p>

<p><strong>Rewarded Video Ad Campaign That Captures Consumer Mindshare</strong><br />
Seagram&rsquo;s Royal Stag, a category leader with a global presence, wanted to reach out to young Indians and trigger the affinity of its core target group that would create a deeper connection with the brand. They created a winning campaign by effectively executing the mobile advertising strategy discussed so far. Royal Stag reached the right user through InMobi Audiences, hit the right place where their audiences were present &ndash; casual gaming apps, and created a memorable ad experience by leveraging the right format &ndash; rewarded videos. The campaign had a balanced mix of various types of video ads in a gaming environment which ensured a non-intrusive experience. As a result, the brand reached 2 million unique users with 4 million video views and 1.4x higher video completion rates against industry benchmark in just a month.</p>

<p><a href="https://go.inmobi.net/hubfs/Rewarded%20videos%20for%20IPL%202022_RS%20image.png"><img alt=" rewarded video ads" src="https://go.inmobi.net/hubfs/Rewarded%20videos%20for%20IPL%202022_RS%20image.png" style="width: 933px; height: 463px;" /></a></p>

<p>Even the best strategies perform poorly without proper execution. For brands trying to own mobile-first Indian consumers&rsquo; share of mind, selection of the right place and right format in the marketing campaigns can make all the difference. Indian consumers&rsquo; love for mobile gaming makes rewarded video ads the most productive way for brands to create an immersive experience that delights these consumers. Being one of the leading ad formats in the advertising industry, building a knack for running rewarded video ad campaigns can also help brands develop an edge for other seasonal marketing opportunities.</p>]]></description>
      <dc:subject><![CDATA[Advertising, Media Consumption &amp; Trends, English (EN): inmobi.com,]]></dc:subject>
      
      <dc:creator><![CDATA[ Team InMobi  ]]></dc:creator>
      
      <dc:date>2022-06-20T06:05:00+00:00</dc:date>
    </item>
  
    <item>
      <title><![CDATA[Illustrated by InMobi | Swiggy Entices Foodies To #LockTheirGlance on India's Only Screen Zero Platform]]></title>
      <link>https://www.inmobi.com/blog/2022/06/17/illustrated-by-inmobi-swiggy-entices-foodies-to-locktheirglance-on-indias-only-screen-zero-platform/</link>
      <guid>https://www.inmobi.com/blog/2022/06/17/illustrated-by-inmobi-swiggy-entices-foodies-to-locktheirglance-on-indias-only-screen-zero-platform/</guid>
      <description><![CDATA[<p>Swiggy is India&rsquo;s leading on-demand convenience platform that provides a hassle-free, fast, and reliable delivery experience that centers around the consumer&rsquo;s every need.</p>

<p>Known for trailblazing ways to bring more convenience into the lives of consumers, Swiggy decided to explore innovative channels to acquire high-quality users and drive first orders on food purchases. The brand partnered with InMobi and Glance to reach consumers on the front page of their mobile -&nbsp;the lock screen.</p>

<p>The brand leveraged InMobi Audiences to identify and target first-time users who were more likely to convert into frequent purchasers. Through the seamless one-click app install on Glance, Swiggy amplified its growth across India and achieved incredible results.</p>

<p>Learn more from our Illustrated by InMobi infographic.&nbsp;<br />
&nbsp;</p>

<p><img alt="screen zero ad" src="https://web.inmobicdn.net/website/website/6.0.1/ui/uploads/blog/swiggy-infographic.png" /><br />
<img alt="" src="https://inmobi.sharepoint.com/:i:/s/Creative_Mind/Ef3k9llgy9VEnXvLeTrmQbsBADNCxUDq_d6stYY09dApdg?e=OdDJoP" /><img alt="" src="https://www.inmobi.com/ui/uploads/resources/Swiggy_Glance_OCI-min.jpg" /><img alt="" src="https://www.inmobi.com/ui/uploads/resources/Swiggy_Glance_OCI-min.jpg" style="float:left" /></p>

<p>Deep dive into the success story <a href="https://www.inmobi.com/case-study/swiggy-rescues-foodies-in-need-with-a-one-click-install-experience-on-glance/">here</a>.</p>

<p>Interested in achieving ground-breaking results like Swiggy? Get in touch with us at mobilemarketing@inmobi.com.&nbsp;</p>]]></description>
      <dc:subject><![CDATA[Success Stories, English (EN): inmobi.com, Asia Pacific,]]></dc:subject>
      
      <dc:creator><![CDATA[ Team InMobi  ]]></dc:creator>
      
      <dc:date>2022-06-17T19:58:00+00:00</dc:date>
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    <item>
      <title><![CDATA[The State of Mobile Gaming]]></title>
      <link>https://www.inmobi.com/blog/2022/06/15/the-state-of-mobile-gaming/</link>
      <guid>https://www.inmobi.com/blog/2022/06/15/the-state-of-mobile-gaming/</guid>
      <description><![CDATA[<p>The last few years in the gaming industry have certainly been a rollercoaster. With pandemic-related challenges, supply chain issues, canceled in-person events, huge acquisitions and deals, and the boost in smartphone use overall, the mobile gaming world continues to exercise a masterful level of endurance amidst heightened change. Plus, it doesn&rsquo;t hurt that the onset of Web 3, the Metaverse, and yes, the ever-volatile world of crypto introduced a new wave of ingenuity into gaming and mobile alike. &nbsp;</p>

<p>Here at InMobi, we not only wanted to give industry folks a rundown of this past year in gaming, but also what&rsquo;s to come. Here&rsquo;s a preview of what we unpacked: &nbsp;</p>

<h2>Apple&rsquo;s App Tracking Transparency and Google Privacy Sandbox&nbsp;</h2>

<p>Privacy has been a major theme in the mobile world since Apple launched its App Tracking Transparency feature last April. In an industry heavily reliant on targeted advertising and mobile user data, this change to IDFA protocols was sure to make publishers and advertisers nervous. And with design protocols for Google&rsquo;s more balanced Android Privacy Sandbox currently available for review, this matter of privacy will continue to be a key point of industry conversation for years to come. &nbsp;</p>

<p>A year into ATT, we are happy to report that we, and the industry as a whole, have adapted well with creative solutions that respect individuals&rsquo; privacy while enabling advertisers to reach their goals across both traditional gaming and newer in-game environments. (Meanwhile, opt-in rates are still relatively stable at 35%, especially with those game developers that take the time to educate consumers on the value exchange.)&nbsp;</p>

<h2>Acquisitions&nbsp;</h2>

<p>We all remember where we were when Microsoft announced its $68 billion acquisition of Activision Blizzard just days after Take-Two&#39;s milestone acquisition of Zynga. While shocking, these deals say a lot, not only about the state of the gaming industry overall, but the dominating force of the hyper casual mobile gaming market. Zynga gave us Farmville and Activision Blizzard had previously acquired King Games. &nbsp;While the gaming industry may still shy away from acknowledging the powerhouse combination of mobile and hyper casual gaming, clearly the makers behind Grand Theft Auto and Call of Duty think otherwise. &nbsp;</p>

<p>With the foretold recession, watch this space. We may see further consolidation across the field. This is especially true where we see publishers like Zynga acquiring tech players like Chartboost&nbsp;to gain greater transparency and control over their monetization and user acquisition.&nbsp;&nbsp;</p>

<h2>Trends&nbsp;</h2>

<p>We all know that trends come and go. They&rsquo;re temporary reflections of the current whims of a consumer base. But we do want to draw attention to some trends with evidenced staying power.&nbsp;</p>

<p>As it stands, pop culture is becoming a growing source of inspiration for mobile gaming, and we expect to see more crossover between gaming and the zeitgeist. Developers filled the Apple App Store and Google Play with Squid Game-inspired hyper casual experiences. Riot Games debuted Arcane on Netflix, basing the series off of the publisher&rsquo;s League of Legends. The Witcher, another huge series on the streamer, also derives original inspiration from the video game franchise of the same title. Take-Two Interactive is partnering with the platform to bring a film adaptation of 2K Games&rsquo; BioShock. &nbsp;</p>

<p>We&rsquo;re also seeing many more developers employing their design skills to create the perfect scenarios for creating viral moments and buzz around their games. Take Wordle for instance. With the automatic built-in share function, creator Josh Wardle encouraged plenty of social media competitiveness and thus visits to the browser game, well before The New York Times jumped in to acquire it. &nbsp;</p>

<h2>Web 3.0 and Gaming&nbsp;</h2>

<p>I know we&rsquo;re all trying to make sense of the gaming world in the wake of Web 3.0, crypto gaming, and the Metaverse. I also know that caution tends to be practiced when faced with unknowns. However, InMobi encourages the naysayers to treat this new phase of the Internet and gaming as a period of great innovation and potential. &nbsp;</p>

<h2>The Big Question&nbsp;&nbsp;</h2>

<p>Who will capture the future of entertainment? This is perhaps the single most important question across all entertainment/media industries. With companies like Netflix making huge plays in the gaming arena, and Epic Games acquiring the music streaming platform Bandcamp, more stakeholders are taking a multi-hyphenate, multi-industry approach to capturing the attention of audiences. There&rsquo;s only 24 hours in a day.&nbsp;</p>

<h2>What&rsquo;s Next&nbsp;</h2>

<p>Still need convincing? <a href="https://hmnreadyplayerbot.splashthat.com/">Join me</a> at the Cannes Lions Festival of Creativity on Tuesday, June 21 at 11am CET. I will be moderating a session with HUMAN, NBC Universal, WPP, Reddit, and Anzu to discuss these trends in the context of innovative new advertising units and the safest ways to buy them. &nbsp;&nbsp;</p>

<p>Can&rsquo;t make it to Cannes? Read more in our <a href="https://go.inmobi.com/metaverse-ebook-download-2022/">new annual report </a>on all things Metaverse.&nbsp;&nbsp;&nbsp;</p>]]></description>
      <dc:subject><![CDATA[In-App Monetization, Media Consumption &amp; Trends, English (EN): inmobi.com, North America,]]></dc:subject>
      
      <dc:creator><![CDATA[ David Di Angelo  ]]></dc:creator>
      
      <dc:date>2022-06-15T11:00:00+00:00</dc:date>
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      <title><![CDATA[Creative Best Practices for User Acquisition and Retargeting ]]></title>
      <link>https://www.inmobi.com/blog/2022/06/09/creative-best-practices-for-user-acquisition-and-retargeting/</link>
      <guid>https://www.inmobi.com/blog/2022/06/09/creative-best-practices-for-user-acquisition-and-retargeting/</guid>
      <description><![CDATA[<p>Creative and ad messaging have always been crucial, but in today&rsquo;s privacy-first world, getting creative right is more important than ever before. For user acquisition and retargeting campaigns in particular, what creative best practices should be in place? For more insights, Remerge recently chatted with Nate Barnes, Creative Director at InMobi. <a href="https://www.remerge.io/findings/blog-post/10-lessons-on-how-to-enhance-your-retargeting-and-ua-creatives" target="_blank">Click here for the full insights</a>.&nbsp;</p>

<h2>Nate&rsquo;s Top Tips for UA and Retargeting Creative&nbsp;</h2>

<p>Check out this sneak peek of what Nate noted on the Remerge blog:&nbsp;</p>

<ol>
	<li>Tell a story with your brand elements.&nbsp;</li>
	<li>Evoke an emotional response with your retargeting creatives.&nbsp;</li>
	<li>Use rich media experiences to convert awareness into acquisition.&nbsp;</li>
	<li>Experiment with creative themes.&nbsp;</li>
	<li>Take advantage of in-game advertising.&nbsp;</li>
</ol>

<p>Of course, there&rsquo;s a lot more! <a href="https://www.remerge.io/findings/blog-post/10-lessons-on-how-to-enhance-your-retargeting-and-ua-creatives" target="_blank">Be sure to head over to Remerge&rsquo;s blog to read Nate&rsquo;s full advice and check out some examples to emulate</a>.&nbsp;</p>

<h2>Additional Creative Tips and Best Practices&nbsp;</h2>

<p>If you&rsquo;re looking for additional suggestions and tips, then be sure to check out our report that we co-produced in partnership with Celtra, A Guide to Quality Ad Creatives for Mobile Screens.</p>

<p>What does an effective in-app ad actually look like? Are elements like customization and interactivity key to strong mobile ad creatives? &nbsp;</p>

<p>To help answer these questions and more, we turned to the creative experts at Celtra to share some insights and tips about how to make winning ad creatives for mobile apps. <a href="https://go.inmobi.net/inmobi-and-celtra-2020-mobile-creatives-report" target="_blank">Click here to get your complimentary copy of the report</a>.&nbsp;</p>

<p>For additional insights on creative best practices for in-app performance advertising, <a href="https://blog.apptopia.com/how-to-make-better-creatives-for-in-app-performance-advertising" target="_blank">check out this article from Srinivas KC, SVP and GM of InMobi DSP</a>.&nbsp;</p>

<p>And if you&rsquo;re looking for examples of the mobile in-app ads that surprise, delight and deliver real results, <a href="https://creative.inmobiads.com/gallery?postsales" target="_blank">head to our creative gallery</a>.&nbsp;</p>

<p>Interested in leveraging the services and expertise of InMobi&rsquo;s creative services team? <a href="https://www.inmobi.com/company/contact/" target="_blank">Click here to reach out to our team of mobile experts today</a>.&nbsp;</p>]]></description>
      <dc:subject><![CDATA[Advertising, Inside InMobi, English (EN): inmobi.com, Europe and Middle East, North America,]]></dc:subject>
      
      <dc:creator><![CDATA[ Team InMobi  ]]></dc:creator>
      
      <dc:date>2022-06-09T09:48:00+00:00</dc:date>
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      <title><![CDATA[Why Mobile Needs To Be Central To Your Holiday Shopping Strategy]]></title>
      <link>https://www.inmobi.com/blog/2022/06/07/why-mobile-needs-to-be-central-to-your-holiday-shopping-strategy/</link>
      <guid>https://www.inmobi.com/blog/2022/06/07/why-mobile-needs-to-be-central-to-your-holiday-shopping-strategy/</guid>
      <description><![CDATA[<p>The upcoming holiday shopping season is shaping up to (hopefully) be the first true post-pandemic holiday shopping season in the U.S. Considering that <a href="https://investor.mastercard.com/investor-news/investor-news-details/2021/Mastercard-SpendingPulse-U.S.-Retail-Sales-Grew-8.5-This-Holiday-Season/default.aspx" target="_blank">total U.S. holiday retail sales rose over 8% year-over-year in 2021</a>, does this mean that 2022 is all sunshine and rainbows?&nbsp;</p>

<p>Not quite. Inflation, rising gas prices, labor shortages and lingering supply chain issues all threaten to damper the holiday season.&nbsp;</p>

<p>In some sense, however, these concerns are nothing new. Not only did year-over-year prices rise over 3% in December 2021, but consumers also saw approximately <a href="https://content-na2.emarketer.com/online-holiday-shoppers-broke-records-despite-rampant-out-of-stock-messages" target="_blank">6 billion out-of-stock messages last holiday season</a>.&nbsp;</p>

<p>Despite all the headwinds, what can retailers and manufacturers do to see success this holiday season? The answer is in the palm of your hand.&nbsp;</p>

<h2>Highlighting The Growth and Ubiquity of Mobile&nbsp;</h2>

<p>The key to success this year is to reach consumers through their favorite screen: Mobile. U.S. consumers will <a href="https://content-na2.emarketer.com/us-time-spent-with-media-2021" target="_blank">spend close to four and half hours using mobile devices in 2022</a> &ndash; as compared to just over three hours spent watching linear TV. Over a third of all time spent with media will be devoted to mobile this year.&nbsp;</p>

<p>Let&rsquo;s dive into mobile more. For one thing, close to 90% of all time spent on mobile is devoted to apps.&nbsp;</p>

<p>And the top apps used may surprise you. Of all time spent on mobile, less than one-fourth (23%) is spent using social media, according to eMarketer&rsquo;s figures.&nbsp;</p>

<h2>Mobile&rsquo;s Role in Product Discovery&nbsp;</h2>

<p>It&rsquo;s one thing to note the growth and scale of mobile. But how can mobile help retailers and manufacturers? As InMobi&#39;s&nbsp;research has shown, in-app advertising is ideal for product discovery.&nbsp;</p>

<p>According to InMobi&rsquo;s first-party research, over one in five Americans said <a href="https://www.inmobi.com/blog/2021/12/15/what-us-consumers-think-about-mobile-advertising" target="_blank">they enjoy seeing ads in apps</a>. Additionally, 53% say they discover new products through mobile advertising.&nbsp;&nbsp;</p>

<p>After seeing and interacting with an ad for a product that interests them, what action do Americans usually take? The top response was visit a brand&rsquo;s website (32%), followed by open or download the brand&rsquo;s app (16%).&nbsp;&nbsp;</p>

<p>Where are consumers seeing these ads? Top answers include gaming apps (25%), social apps (23%), streaming apps (15%), mobile webpages (15%) and news apps (14%).&nbsp;&nbsp;&nbsp;</p>

<h2>Mobile&rsquo;s Role in Shopping&nbsp;</h2>

<p>Mobile devices have proven critical beyond just product discovery too. For starters, retail m-commerce holiday season sales in the U.S. <a href="https://forecasts-na2.emarketer.com/616de792200dbd09d85b192a/5b6d30c665df490dac74184b" target="_blank">rose over 14% in 2021</a>, totaling more than $93 billion. And eMarketer is predicting an additional increase of close to 20% for this year.&nbsp;</p>

<p>InMobi&rsquo;s research backs this up. Just 28% of those between the ages of 18 and 24 said they shopped in store during the 2021 holiday season. Across all age ranges, <a href="https://www.inmobi.com/blog/2022/01/25/2021-holiday-shopping-review" target="_blank">30% shopped for gifts via a mobile website or app</a>.&nbsp;</p>

<p>While some of this mobile-led commerce is undoubtedly a result of shoppers looking to avoid crowds, the convenience and ease offered by mobile-first transactions is clearly here to stay.&nbsp;&nbsp;</p>

<p>And even when consumers are not purchasing directly from mobile, it still is playing a major part in the final purchase. <a href="https://www.inmobi.com/blog/2021/08/04/mobile-modern-shopping-journey-infographic" target="_blank">Consider these facts</a>:&nbsp;</p>

<ul>
	<li>69% of people will look up a product online before coming to a store to make a purchase.&nbsp;</li>
	<li>People who see a location-based mobile ad and actually visit a brick-and-mortar location are 25% more likely than others to make an e-commerce purchase with that brand.&nbsp;&nbsp;</li>
	<li>46% of consumers look up products and conduct research on items while shopping in store.&nbsp;&nbsp;&nbsp;</li>
	<li>Of all the people who are exposed to a typical location-based mobile ad campaign, about two-thirds of them will later make a purchase with that brand.&nbsp;</li>
	<li>60% say they will continue BOPIS (buy online, pick up in store) post pandemic while 47% will continue store curbside pickup.&nbsp;&nbsp;&nbsp;</li>
</ul>

<h2>Putting Together The Complete Mobile Picture&nbsp;</h2>

<p>To succeed this holiday season, retailers and manufacturers need to understand how media (esp. mobile) is used at every stage of different consumer segments&#39; buying journey. Mobile is the top screen for most Americans, and it becomes even more important as consumers venture back outside in greater numbers.&nbsp;</p>

<p>Interested in kicking off your holiday shopping season on the right foot? Reach out to InMobi! Get in touch at <a href="mailto:efficientbuying@inmobi.com">efficientbuying@inmobi.com</a>.&nbsp;&nbsp;</p>

<p>As the leading experts in mobile, InMobi can help you execute successful advertising and marketing campaigns this holiday season which reach consumers at scale through their most-used device.&nbsp;</p>]]></description>
      <dc:subject><![CDATA[Advertising, Media Consumption &amp; Trends, Understanding Consumers, English (EN): inmobi.com, North America,]]></dc:subject>
      
      <dc:creator><![CDATA[ Team InMobi  ]]></dc:creator>
      
      <dc:date>2022-06-07T10:05:00+00:00</dc:date>
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    <item>
      <title><![CDATA[Top 10 Reasons To Diversify Your Mobile Ad Spending [Infographic] ]]></title>
      <link>https://www.inmobi.com/blog/2022/06/02/top-10-reasons-to-diversify-your-mobile-ad-spending-infographic/</link>
      <guid>https://www.inmobi.com/blog/2022/06/02/top-10-reasons-to-diversify-your-mobile-ad-spending-infographic/</guid>
      <description><![CDATA[<p>Most advertisers are spending the bulk of their ad budgets on mobile &ndash; only they don&rsquo;t know it. A huge chunk of budgets are going to social, and most social usage is on mobile.&nbsp;&nbsp;</p>

<p>Is this the best strategy for reaching mobile users? Not quite. Here are some key reasons why you should diversify your mobile ad spending:&nbsp;</p>

<p><img alt="mobile ad spending" src="https://go.inmobi.net/hubfs/Top%2010%20Reasons%20To%20Diversify%20Your%20Mobile%20Ad%20Spending%20.jpg" /></p>

<h3>1) To find audiences who aren&rsquo;t on social media or aren&rsquo;t social-first&nbsp;</h3>

<p>According to eMarketer, the average American will spend over four hours and 40 minutes a day using mobile. Of that time, less than an hour (about 53 minutes) is spent on social networks. That means only around 19% of all time spent on mobile is devoted to social media. For brands whose only foray into mobile is through social media, this means that they&rsquo;re not really talking to individuals throughout most of their mobile journey.&nbsp;</p>

<p>2) Enables you to reach audiences when they&rsquo;re most receptive to your messaging&nbsp;</p>

<p>According to InMobi research, more than one in five consumers actually enjoy seeing mobile ads. And among Gen Zers, that figure jumps to 29%.&nbsp;</p>

<p>Where are consumers seeing these ads? Some of the top answers include gaming apps (25%), streaming apps (15%) and news apps (14%).&nbsp;&nbsp;&nbsp;</p>

<p>Think about it this way: let&rsquo;s say you&rsquo;re trying to sell umbrellas. If someone opens a weather app and sees that it&rsquo;s going to rain all next week, they may be highly receptive to your messaging. But if you&rsquo;re running the same ads on social media, the same ad may be less effective outside of this content.&nbsp;</p>

<h3>3) Gain independent verification, especially around key metrics like viewability&nbsp;</h3>

<p>Most of the Walled Gardens are self-attributing networks, meaning that marketers have to take their reporting at face value. This issue has impacted agencies and advertisers before, such as in 2017 when Digiday reported that Facebook&rsquo;s average viewability rate could be much lower than benchmarks across the open web.&nbsp;</p>

<p>When spending with an independent partner, however, this is not a concern. Just about all leading independent advertising options work with a third-party validation partner (like IAS or Moat) that can independently vouch for the reporting and highlight any potential discrepancies.&nbsp;</p>

<h3>4) Less beholden to scandal&nbsp;</h3>

<p>Just about all major Walled Gardens and major social media platforms have been subject to scandal over the past few years. Every time a scandal is brought to light, advertisers who have a major presence on that platform are caught in its wake.&nbsp;&nbsp;</p>

<p>But by diversifying ad spend to not be overly reliant on one or a few advertising options, brands can be sure they are less directly impacted whenever the next scandal or flareup arises. By investing in and working with a wide variety of options, advertisers can easily reallocate spend as soon as necessary.&nbsp;</p>

<h3>5) Enables you to more easily scale campaigns&nbsp;</h3>

<p>Even the largest platforms are unlikely to be able to help advertisers reach all of their prospective audiences. Even a service as popular and as well-used as Gmail still doesn&rsquo;t reach millions of Americans.&nbsp;</p>

<p>For example, let&rsquo;s say a brand is included to reach Gen Z audiences. Their first inclination may be to advertise on TikTok. But according to numbers from Statista and Insider Intelligence, only around 58% of all Gen Zers in the U.S. have a TikTok account &ndash; to say nothing about how active they are on the platform. A TikTok-only campaign would then mean that the advertiser wasn&rsquo;t talking to over 30 million people in their target demographic.&nbsp;</p>

<h3>6) Have less to worry about from a brand safety/brand suitability standpoint&nbsp;</h3>

<p>Many of the biggest Walled Gardens rely primarily on user-generated content. As a result, it can be difficult for advertisers to determine beforehand where exactly their ads will appear and in what context they will be seen.&nbsp;&nbsp;</p>

<p>From a brand suitability standpoint or even one around brand safety, this can be highly problematic. The last thing any advertiser wants is to have their messaging appearing alongside objectionable content. Should an ad accidentally appear pre-roll before a hateful video, for example, consumers may develop a negative brand connotation as a result.&nbsp;&nbsp;</p>

<p>One study found that 49% of consumers will develop a negative perception of a brand if their ads appear next to offensive content.&nbsp;</p>

<p>This is much less of an issue in environments where the content is much more static, such as a hypercasual mobile game, where an advertiser always knows how their ads will appear. It can also be mitigated through advertising that doesn&rsquo;t appear directly next to any content, such as rewarded video ads or fullscreen interstitials.&nbsp;</p>

<h3>7) Ability to tap into managed service offerings&nbsp;</h3>

<p>Just about all of the major digital advertising platforms operate on a self-serve basis, meaning that someone has to log in to a platform and set up an advertising campaign themselves. Only the biggest of big spenders will gain access to any direct help from the platforms themselves.&nbsp;</p>

<p>For some advertisers, this self-service capacity is ideal. This is especially true for those with a lot of internal expertise and/or limited ad budgets, among other reasons.&nbsp;</p>

<p>In other instances, of course, this is not ideal. Some teams do not have the time or expertise to manage campaigns on their own, nor are they able to always successfully scale their campaigns on their own.&nbsp;&nbsp;</p>

<p>When diversifying an ad portfolio, an advertiser should use a mix of managed and self-serve options. That way, they have a variety of management options at their disposal.&nbsp;</p>

<h3>8) Better ROI often outside of Walled Gardens&nbsp;&nbsp;&nbsp;</h3>

<p>Many advertisers take a one-stop-shop approach to digital advertising, thinking that they can meet all of their campaign goals through one platform. This is not always the case however.&nbsp;</p>

<p>Take Super PAC Local Voices as an example. Across their entire 2020 mobile campaign, their average video ad completion rate in-app was over 83% &mdash; a far higher number than what Local Voices saw on Facebook.&nbsp;</p>

<p>Further, the average viewability rate of a vertically oriented mobile video ad is 124% higher, on average, than the average viewability rate of a video ad run on Instagram.&nbsp;</p>

<h3>9) Helps ensure your messaging is not ignored&nbsp;</h3>

<p>Ads run in Walled Garden environments are not often memorable. Between endless scrolling, preroll ads to skip as soon as possible and tiny ads within email, just to name a few examples, it can be difficult to break through the clutter.&nbsp;</p>

<p>By diversifying your ad spending, advertisers get access to a wider array of creative formats which are designed to capture attention and engage audiences. In the mobile in-app space, some great examples include fullscreen interstitials and rewarded video ads. For example, 32% of Gen Zers report making purchases when interacting with rewarded ads.&nbsp;</p>

<h3>10) Consumers may be more receptive to your messaging outside of social media&nbsp;</h3>

<p>It may be worthwhile to diversify mobile ad spending to make sure that ad messaging is seen in a context where consumers will be most receptive to it.&nbsp;</p>

<p>According to one study, 44% find the ads they see on social media to be irrelevant to them. In comparison, 21% actually enjoy seeing ads in their favorite mobile apps.&nbsp;</p>

<h2>How To Get Started&nbsp;</h2>

<p>Interested in channeling the advice of Wu-Tang Financial and diversifying your mobile ad spend? Reach out to the mobile experts at InMobi to learn more and get started: <a href="https://www.inmobi.com/company/contact/" target="_blank">https://www.inmobi.com/company/contact/</a>.&nbsp;&nbsp;</p>

<p>Sources:&nbsp;</p>

<ul>
	<li><a href="https://www.emarketer.com/content/us-time-spent-with-media-2021-update  " target="_blank">https://www.emarketer.com/content/us-time-spent-with-media-2021-update&nbsp;&nbsp;</a></li>
	<li><a href="https://www.inmobi.com/blog/2021/12/15/what-us-consumers-think-about-mobile-advertising " target="_blank">https://www.inmobi.com/blog/2021/12/15/what-us-consumers-think-about-mobile-advertising&nbsp;</a></li>
	<li><a href="https://www.inmobi.com/blog/2021/02/09/benefits-of-apps-beyond-the-walled-garden-technology-companies   " target="_blank">https://www.inmobi.com/blog/2021/02/09/benefits-of-apps-beyond-the-walled-garden-technology-companies&nbsp;&nbsp;&nbsp;</a></li>
	<li><a href="https://digiday.com/marketing/facebook-video-ad-viewability-rates-low-20-percent-agencies-say/  " target="_blank">https://digiday.com/marketing/facebook-video-ad-viewability-rates-low-20-percent-agencies-say/&nbsp;&nbsp;</a></li>
	<li><a href="https://techjury.net/blog/gmail-statistics/  " target="_blank">https://techjury.net/blog/gmail-statistics/&nbsp;&nbsp;</a></li>
	<li><a href="https://www.statista.com/statistics/1276021/instagram-snapchat-tiktok-gen-z-users/ " target="_blank">https://www.statista.com/statistics/1276021/instagram-snapchat-tiktok-gen-z-users/&nbsp;</a></li>
	<li><a href="https://www.insiderintelligence.com/insights/generation-z-facts/  " target="_blank">https://www.insiderintelligence.com/insights/generation-z-facts/&nbsp;&nbsp;</a></li>
	<li><a href="https://www.marketingdive.com/news/study-mobile-games-better-for-brand-safety-than-social-media/552711/  " target="_blank">https://www.marketingdive.com/news/study-mobile-games-better-for-brand-safety-than-social-media/552711/&nbsp;&nbsp;</a></li>
	<li><a href="https://go.inmobi.net/hubfs/Local_Voices_and_InMobi_Case_Study.pdf  " target="_blank">https://go.inmobi.net/hubfs/Local_Voices_and_InMobi_Case_Study.pdf&nbsp;&nbsp;</a></li>
	<li><a href="https://www.storegrowers.com/youtube-ads-benchmarks/  " target="_blank">https://www.storegrowers.com/youtube-ads-benchmarks/&nbsp;&nbsp;</a></li>
	<li><a href="https://go.inmobi.net/inmobi-mobile-video-advertising-trends-report-2020 " target="_blank">https://go.inmobi.net/inmobi-mobile-video-advertising-trends-report-2020&nbsp;</a></li>
	<li><a href="https://metric-ds.com/blog/viewability-facebook-instagram-ads/  " target="_blank">https://metric-ds.com/blog/viewability-facebook-instagram-ads/&nbsp;&nbsp;</a></li>
	<li><a href="https://www.inmobi.com/blog/2022/03/07/rewarded-video-ads-what-all-gaming-app-publishers-should-know  " target="_blank">https://www.inmobi.com/blog/2022/03/07/rewarded-video-ads-what-all-gaming-app-publishers-should-know&nbsp;&nbsp;</a></li>
	<li><a href="https://www.surveymonkey.com/curiosity/74-of-people-are-tired-of-social-media-ads-but-theyre-effective/  " target="_blank">https://www.surveymonkey.com/curiosity/74-of-people-are-tired-of-social-media-ads-but-theyre-effective/&nbsp;&nbsp;</a></li>
</ul>]]></description>
      <dc:subject><![CDATA[Advertising, Media Consumption &amp; Trends, English (EN): inmobi.com, North America,]]></dc:subject>
      
      <dc:creator><![CDATA[ Team InMobi  ]]></dc:creator>
      
      <dc:date>2022-06-02T16:54:00+00:00</dc:date>
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    <item>
      <title><![CDATA[What Consumers Really Think About Rewarded Video Ads ]]></title>
      <link>https://www.inmobi.com/blog/2022/06/01/what-consumers-really-think-about-rewarded-video-ads/</link>
      <guid>https://www.inmobi.com/blog/2022/06/01/what-consumers-really-think-about-rewarded-video-ads/</guid>
      <description><![CDATA[<p>Rewarded video ads are the latest advertising format on mobile that anyone concerned with enhancing in-app experiences and monetization should care about. They are a great way for brands to engage with consumers and <a href="https://www.inmobi.com/blog/2022/04/26/rewarded-video-growth" target="_blank">effectively drive higher conversion rates</a> more than traditional mobile display ads like static banner ads, interstitials or even regular video ads.&nbsp;&nbsp;</p>

<p>And as we have come to know, rewarded video effectiveness can be attributed to their incorporation of reward and incentive to the in-app experience for consumers.&nbsp;&nbsp;&nbsp;</p>

<p>But what exactly do consumers know and understand about rewarded video? To find out, InMobi and our team of market researchers polled hundreds of consumers in April and May to dive deeper into their thoughts on mobile ad formats and rewarded video specifically. Here is what we found.&nbsp;&nbsp;</p>

<h3>Key Findings:&nbsp;&nbsp;</h3>

<ul>
	<li>Overall, consumers across gender and age groups largely prefer mobile apps having ads in lieu of needing to pay to download an app.</li>
	<li>When it comes to identifying different types of ads that offer rewards, 37% of female respondents have seen rewarded video ads, which is more than other&nbsp;rewarded ad formats. However, a bulk of respondents were not able to recognize a rewarded ad across gender and age groups.&nbsp;&nbsp;</li>
	<li>By age, however, older Millennials and Gen Xers take the cake in including video as a recognized rewarded ad formatting, with image ads being most recognizable amongst Gen Z and younger Millennials.&nbsp;</li>
</ul>

<h3>Knowledge And Preference For Rewarded Video</h3>

<p>When aware of these types of ads, consumers really prefer video as a rewarded ad experience. In total, 66% of respondents prefer rewarded video over other rewarded ad formats. Although they still prefer rewarded video, it is worth noting that men have a significantly stronger preference for interacting with a task ad compared to women.&nbsp;&nbsp;&nbsp;</p>

<p>With rewarded video ads, users can choose whether or not they want to engage with the ad, and this choice makes a big difference in how these ads are perceived.&nbsp;</p>

<h3>Rewarded Video Ads And Gaming&nbsp;</h3>

<p>As expected, consumers best recognize and have preference for rewarded video in gaming apps. And this makes sense. The in-game experience is already ripe with reward and incentive, so of course rewarded video ads can be easily integrated into the mobile gaming experience for users.&nbsp;&nbsp;</p>

<p>When we think of rewarded video ads, it&rsquo;s easy to see how a user would want to watch the ads in exchange for extra playing time, extra lives, in-game currency and the like to advance in gameplay.&nbsp;&nbsp;</p>

<p>And our data reflects this, with 58% of those surveyed preferring to see this rewarded ad format in-game. However, our survey came back with some surprising insights in addition to affirming what we already suspected about rewarded video in-app experiences.&nbsp;&nbsp;</p>

<p>Here are the specifics:&nbsp;</p>

<ul>
	<li>When compared to arcade, action/adventure, racing/sports and battle royale games, strategy/trivia/puzzle games are the preferred gaming category for users to interact with a rewarded video ad. 48% of respondents (55% of women) prefer seeing this popular ad format in strategy, trivia and puzzle-based games.&nbsp;</li>
	<li>46% of consumers prefer seeing rewarded video ads during gameplay once they need resources, like in-app currency, extra lives, additional playing time, character skins and the like.&nbsp;&nbsp;</li>
	<li>17% of consumers aged 55 and up, however, specifically prefer to engage with rewarded video ads at the beginning of a gameplay. And if this sounds surprising, it aligns with some of the research we spoke to Dr. Diego Garaialde about. <a href="https://www.inmobi.com/blog/2022/05/02/understanding-rewards-effectiveness-qa-with-dr-diego-garaialde" target="_blank">In his research around reward effectiveness, the post-doc found that rewards are generally most valuable early on in an interaction/login.</a>&nbsp;</li>
	<li>The top desired reward is in-app currency (33%); 15% of male consumers prefer account upgrades as a reward for watching video ads, significantly more than women; women have a stronger preference for additional playing time (15%) compared to men.&nbsp;&nbsp;The 55 and up club might just be an untapped consumer base when it comes to thinking about who is downloading and truly engaging in gaming apps and preferring gaming brands&nbsp;overall. 24% of 55+ gamers site additional time as their reward preference, and 53% prefer to see rewarded ads for other gaming apps.</li>
	<li>Across gender and age groups, the go-to action after seeing a rewarded video ad is clicking to learn more, meaning that rewarded video most likely has a better impact on branding than performance.&nbsp;&nbsp;</li>
</ul>

<h3>Opportunity Outside of Mobile Games&nbsp;</h3>

<p>While mobile gaming is a go-to site for rewarded video, our research found that there is opportunity for the inclusion of rewarded video ads in non-gaming contexts. &nbsp;</p>

<p>Learn more: &nbsp;</p>

<ul>
	<li>37% of respondents recognized rewarded video in music apps, with 14% of total respondents actually preferring to see rewarded video in music apps. One can wonder if this is a consequence of users needing to subscribe to music streaming apps in order to have an ad-free experience. While some are willing and able to fork over the $4.99 and $9.99 subscription price or make multiple in-app purchases, there are a countless number of consumers who are not. Perhaps, it is amongst these individuals that a limited ad-free experience in exchange for watching a video ad is preferable to just simply listening to ads mid-stream. &nbsp;</li>
	<li>The majority of female consumers prefer to see video ads for food and drink brands instead of the more stereotypical apparel, home goods and health and beauty brand categories. &nbsp;</li>
	<li>23% of consumers see discounts as a preferred content for rewarded video. &nbsp;</li>
</ul>

<h3>Time To Think Outside Of The Box&nbsp;</h3>

<p>Rewarded ads are heavily associated with video and gaming, whether that be in-game ad experiences or ads for other games. Our findings also most notably suggest a serious lack of out-the-box thinking from publishers and advertisers overall in how to introduce and use rewarded ad units.&nbsp;&nbsp;</p>

<p>Truly, a wide variety of apps should implement rewarded ads in addition to other ad placements as part of their broader monetization model, as doing so will improve ad revenue, user engagement and retention rates.&nbsp;</p>

<p>Even within mobile gaming apps, gamers have become so accustomed to seeing ads for other games that publishers should aim to mix things up and make efforts to get other types of advertisers to buy into their supply.&nbsp;&nbsp;</p>

<p>In-game experience across gaming genres is often enhanced by things such as casual ease, competitiveness and incentive but also novelty. Just as developers know how to introduce new features and creatives in their game to keep up interest, publishers should think about how to use their in-app ads for opportunities for increased novelty in the user&rsquo;s overall experience. Imagine how many more users would run to your game if they knew there was a chance to get a discount at their favorite restaurant or for their brand of choice?&nbsp;&nbsp;</p>

<p>Let the folks at InMobi help you build your expertise and utilization of this highly effective and popular ad format in a way that would be most fruitful for you. Want to learn more? Please reach out to us here or across any of our socials.&nbsp;&nbsp;</p>]]></description>
      <dc:subject><![CDATA[Consumer Research, English (EN): inmobi.com, Global,]]></dc:subject>
      
      <dc:creator><![CDATA[ Sarayah Wright  ]]></dc:creator>
      
      <dc:date>2022-06-01T20:42:00+00:00</dc:date>
    </item>
  
    <item>
      <title><![CDATA[Busting The Top Myths Around In-Game Advertising]]></title>
      <link>https://www.inmobi.com/blog/2022/05/25/busting-the-top-myths-around-in-game-advertising/</link>
      <guid>https://www.inmobi.com/blog/2022/05/25/busting-the-top-myths-around-in-game-advertising/</guid>
      <description><![CDATA[<p>In-game advertising brings brands closer to today&rsquo;s gamers without intruding into their world And, this style of in-game advertising provides advertisers with a brand-safe, metaverse-like experience.&nbsp;&nbsp;</p>

<p>The common assumption about gaming is that it&rsquo;s all about consoles, young people and fast food. But the reality is so much more nuanced than that. From gamers over 55 to the highest gaming in-app purchases coming from working women, gaming is no longer an escape for this narrow cohort only.&nbsp;&nbsp;</p>

<p>Here are the top four most common myths associated with in-game advertising and the realities behind them:&nbsp;&nbsp;</p>

<h2>1) In-game advertising is not brand safe&nbsp;&nbsp;&nbsp;</h2>

<p>In-game advertising is one of the safest gaming formats. Mobile games, like all apps, go through strict content review checks by the app stores before they are approved for publishing. There is usually no room for user-generated content to appear during gameplay, and game developers ensure the environment has only specific spaces dedicated to advertising. All inventory in this format is run through safety vendors like HUMAN to ensure it is fraud-free. Advertisers can also choose to exclude categories like shooting when running ads on in-game ad units.&nbsp;&nbsp;&nbsp;</p>

<h2>2) In-game rendered ads are not viewable to users&nbsp;</h2>

<p>In-game has seen viewability rate highs of up to 96%, where viewability wate considers the ad&#39;s placement, depth, user presence and angle when rendering. Ad setup requires no new creatives as all sizing is according to IAB standards, while best practices for being viewed by gamers during gameplay indicate the use of bold, simple visuals.&nbsp;&nbsp;</p>

<h2>3) Users are not interested in in-game ads&nbsp;&nbsp;</h2>

<p>Half of gamers want to see their favorite brands in the game, while 70% find the presence of an ad positively influencing gameplay. While in-game advertising is still a new format, the nuance of today&#39;s gamers, coupled with the amount of attention they give gaming, has advertiser curiosity piqued.&nbsp;</p>

<h2>4) There are not as many high-quality apps on in-game &nbsp;</h2>

<p>InMobi, along with platform partners like Anzu, also ensure quality checks cover everything from game quality to, ad quality and user experience. Moreover, the content review checks by Apple&rsquo;s and Google&rsquo;s app stores, combined with user reviews and ratings, ensure that only the high-quality apps can provide scale for ad opportunities.&nbsp;</p>

<p>Overall, in-game advertising is a must-have for all branding campaigns. Its seamless, immersive nature supported by viewable measurement makes it the perfect driver of brand recall. And for those who are curious to dapple with game advertising, this is the ideal format to try mobile marketing for the first time.&nbsp;&nbsp;&nbsp;</p>]]></description>
      <dc:subject><![CDATA[Advertising, Media Consumption &amp; Trends, English (EN): inmobi.com, Global,]]></dc:subject>
      
      <dc:creator><![CDATA[ Utkarsh Sinha  ]]></dc:creator>
      
      <dc:date>2022-05-25T20:58:00+00:00</dc:date>
    </item>
  
    <item>
      <title><![CDATA[Improving The User Experience for Publishers on the InMobi Customer Interface]]></title>
      <link>https://www.inmobi.com/blog/2022/05/23/improving-the-user-experience-for-publishers-on-the-inmobi-customer-interface/</link>
      <guid>https://www.inmobi.com/blog/2022/05/23/improving-the-user-experience-for-publishers-on-the-inmobi-customer-interface/</guid>
      <description><![CDATA[<p>At InMobi, providing a seamless onboarding and account management experience for publishers is a top priority, and this begins with their interaction on the InMobi Customer Interface (CI).&#8239;Last year, we launched a new CI, which offers a fresh look and feel as well as improved workflows to our managed publishers, with the intent to gradually move our way up to offer an extensive CI that meets the needs of both managed and self-serve publishers.&#8239;&nbsp;</p>

<p>With active feedback from our existing publisher customers, we selected two critical focus areas to improve the user experience on the InMobi CI: &nbsp;</p>

<ol>
	<li>Interactive and informative onboarding experience for new users.&nbsp;</li>
	<li>User-friendly and intuitive CI for existing users.&nbsp;</li>
</ol>

<p>We are excited to share that we have added the following features to provide publishers with an interactive and intuitive onboarding experience on the InMobi CI:&nbsp;</p>

<p><strong>1) Walkthrough Tours:&#8239;</strong>This feature helps new publishers get an overview of the CI and guides them on how to navigate through important sections, step-by-step.&nbsp;&nbsp;&nbsp;</p>

<p><img alt="" src="https://go.inmobi.net/hubfs/1.%20Tour%20.png" /></p>

<p><strong>2) Onboarding Guide:&#8239;</strong>This feature visually guides new publishers on how to complete the steps required to set up their account and start monetizing with InMobi.&nbsp;</p>

<p><img alt="" src="https://go.inmobi.net/hubfs/2.%20Guide.png" /></p>

<p><strong>3) Tooltips:</strong>&#8239;This feature is used to provide clarity and additional information on important sections and settings of the CI.&#8239;To see the tooltip, users can hover on the blue <strong>i</strong> icon.&#8239;&nbsp;</p>

<p><img alt="" src="https://go.inmobi.net/hubfs/3.%20Tooltips.png" /></p>

<p>We believe these features will be beneficial to our publishers to get started on the InMobi CI and in reducing manual intervention needed from the Customer Success and Support teams. We plan to release more features in the coming months to help publishers discover our new products and collect direct feedback from the CI. Stay tuned for more updates.&#8239;&#8239;</p>]]></description>
      <dc:subject><![CDATA[In-App Monetization, Inside InMobi, Products &amp; Tools, English (EN): inmobi.com, Global,]]></dc:subject>
      
      <dc:creator><![CDATA[ Nishita Kini,  Product Marketing Manager  ]]></dc:creator>
      
      <dc:date>2022-05-23T08:14:00+00:00</dc:date>
    </item>
  
    <item>
      <title><![CDATA[InMobi SDK Featured on the All-New Google Play SDK Index ]]></title>
      <link>https://www.inmobi.com/blog/2022/05/20/inmobi-sdk-featured-on-the-all-new-google-play-sdk-index/</link>
      <guid>https://www.inmobi.com/blog/2022/05/20/inmobi-sdk-featured-on-the-all-new-google-play-sdk-index/</guid>
      <description><![CDATA[<p>One of the main highlights of <a href="https://io.google/2022/" target="_blank">Google I/O 2022</a>, Google&rsquo;s annual developer conference, is the launch of the <a href="https://android-developers.googleblog.com/2022/05/new-google-play-sdk-index.html" target="_blank">Google Play SDK Index</a>, a public directory of the most&#8239;popular SDKs used by apps on Google Play. We are pleased to announce that the <a href="https://play.google.com/sdks/details/com-inmobi-monetization-inmobi-ads" target="_blank">InMobi SDK</a> is one of the top SDKs listed in the &ldquo;Advertising and Monetization&rdquo; category. &#8239;&nbsp;</p>

<p>The index allows you to search for SDKs across categories and it provides insights on each SDK based on its usage data from Google Play&#8239;to ensure you choose a reliable and safe-to-use SDK for your apps. Below is what you can find:&#8239;&nbsp;</p>

<ul>
	<li>Details about the latest SDK versions&#8239;&nbsp;</li>
	<li>SDK adoption and&#8239;retention metrics &#8239;&nbsp;</li>
	<li>Android app permissions requested by the SDK&#8239;&nbsp;</li>
</ul>

<p><img alt="InMobi Mobile Ads" src="https://go.inmobi.net/hubfs/1.%20InMobi%20on%20Google%20Play%20SDK%20Index.png" /></p>

<p>We are also pleased to share that we have registered on the&#8239;Google Play SDK Console, the counterpart of the index for SDK providers. It allows us to maintain the SDK details on the index and share information about SDK crashes and issues with app developers.&nbsp;</p>

<p><img alt="SDK registered on the Google Play SDK Console" src="https://go.inmobi.net/hubfs/2.%20Badge%20-%20Google%20SDK%20Console.png" /></p>

<p>Saurav Dutta, VP Product Marketing, InMobi Publisher Platforms, said, &ldquo;The Google Play SDK Index is a great initiative by Google to provide transparency about the Android SDK landscape and app developers are going to find it super useful for their various needs ranging from monetization to user support. This transparency is in line with our philosophy and we believe that the index will strengthen the belief that premium app developers have on&nbsp;InMobi&nbsp;SDK for their monetization strategy, and provide more transparency about the functioning and performance of the SDK.&rdquo;&#8239; &#8239;&nbsp;</p>

<p>Besides offering improved monetization results, the InMobi SDK provides additional value to publishers through advanced ad formats and addressability solutions such as <a href="https://www.inmobi.com/unifid" target="_blank">UnifID</a>. This industry-first in-app identity management solution from InMobi empowers you to implement multiple identity vendors like LiveRamp, ID5, Epsilon and LiveIntent from one single point of integration. We are also continuing to equip our SDK with more capabilities that can enable publishers to grow their business beyond ad monetization.&nbsp;</p>

<p>If you are evaluating the InMobi SDK for your app, we recommend going through this <a href="https://inmobi.docsend.com/view/sfxuarbpv6y44s9f" target="_blank">guide</a>&#8239;to understand its features and benefits. Visit the <a href="https://support.inmobi.com/monetize/sdk-documentation/download-sdk" target="_blank">InMobi Support Portal</a> for more information. &#8239;&nbsp;</p>]]></description>
      <dc:subject><![CDATA[Announcements, In-App Monetization, Inside InMobi, English (EN): inmobi.com, Global,]]></dc:subject>
      
      <dc:creator><![CDATA[ Nishita Kini,  Product Marketing Manager  ]]></dc:creator>
      
      <dc:date>2022-05-20T16:57:00+00:00</dc:date>
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    <item>
      <title><![CDATA[How InMobi Commerce Powers Smarter Retail Media Campaigns]]></title>
      <link>https://www.inmobi.com/blog/2022/05/19/how-inmobi-commerce-powers-smarter-retail-media-campaigns/</link>
      <guid>https://www.inmobi.com/blog/2022/05/19/how-inmobi-commerce-powers-smarter-retail-media-campaigns/</guid>
      <description><![CDATA[<p>When evaluating retail media platforms, advertisers are looking for the retailers that most effectively help reach their target audience and achieve their advertising goals. While some advertisers might have the time and resources to manually select keywords and optimize campaigns daily, why would you want to?&nbsp;&nbsp;</p>

<p>With InMobi Commerce&rsquo;s self-service, automatic optimization platform, advertisers can effectively &ldquo;set and forget&rdquo; their retail media campaigns and trust they&rsquo;ll hit their advertising goals.&nbsp;&nbsp;</p>

<p>This means retailers can unlock recurring budgets from more brands, particularly mid- and long-tail brands, that can&rsquo;t or don&rsquo;t want to dedicate the resources to campaign management.&nbsp;&nbsp;</p>

<p>What if you could &ldquo;set and forget&rdquo; your retail media ad campaign and trust that you&rsquo;ll hit your advertising goals?&nbsp;&nbsp;</p>

<div><iframe allow="accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture" allowfullscreen="" frameborder="0" height="315" src="https://www.youtube.com/embed/Rt3q7FombN8?start=17" title="YouTube video player" width="560"></iframe></div>

<h3>Create Campaigns With Ease&nbsp;</h3>

<p>Launching retail media campaigns shouldn&rsquo;t be complicated or require a massive &ldquo;hands-on keyboards&rdquo; team. In just five simple steps, including pressing &ldquo;launch,&rdquo; advertisers can go live with their campaigns with InMobi Commerce.&nbsp;&nbsp;</p>

<p>Automatic campaigns can be set up in just two minutes without advertisers needing to worry about which keywords to bid on or how much to set as their starting bid. Advertisers just need to input their key indicators of campaign success, like desired return on ad spend (ROAS), and InMobi&rsquo;s AI engines will continuously optimize their campaign with the right keyword and bid value. This means that brands of all sizes brands can ensure they are hitting ROI goals from day one.&nbsp;&nbsp;</p>

<p>Our AI-powered, automatic campaign optimization not only works in search pages, but we have also extended the solution to ads that run on category to product targeting too. This is because our goal is to help advertisers and retailers create a full-funnel product discovery and retail media experience.&nbsp;&nbsp;</p>

<h3>&nbsp;<br />
AI-Powered Automatic Targeting &nbsp;</h3>

<p>The platform intelligently finds the right campaign keywords &mdash; helping advertisers reach shoppers more effectively and delivering a better ROAS.&nbsp;&nbsp;</p>

<p>In addition to automating keyword targeting, our platform also helps advertisers find relevant product and category pages that are most likely to influence purchase decisions along the shopper&rsquo;s journey.&nbsp;&nbsp;</p>

<p>Advertisers want to make sure they don&rsquo;t lose out on any opportunity to reach their target shopper &ndash; either with awareness-focused video experiences or with video experiences aimed at driving lower-funnel conversions &ndash; and they want to show up on all relevant and profitable pages. However, most advertisers don&rsquo;t have the time or resources to analyze the full breadth of category pages, search terms, competitor pages, and more available on a retailer&rsquo;s site.&nbsp;&nbsp;&nbsp;</p>

<p>InMobi Commerce&rsquo;s automatic targeting feature determines the list of keywords and pages that are most likely to help advertisers reach their campaign goals, helping them diversify their targeting and reach consumers throughout their purchase journey.&nbsp;&nbsp;</p>

<p>Automatic targeting capabilities also help advertisers quickly react and adapt their ad strategy to keep up with their competition&rsquo;s bid strategy without overspending or missing campaign goals. Our platform is able to continuously find&nbsp;all the possible pages where an advertiser could outbid their competition without missing out on their expected ROAS goals.&nbsp;&nbsp;&nbsp;</p>

<h3><br />
Continual Campaign and Bid Optimization</h3>

<p>Finally, InMobi can also help eliminate the headache of finding the right bid values for a campaign. The platform can reduce and increase the bid value to help achieve campaign objectives.&nbsp;</p>

<p>During the lifetime of a campaign, several factors can impact performance, including changes in consumer behavior, increased competition on high-value keywords or pages and more. These problems can be addressed by optimizing your targeting strategy, but also by refining your bidding strategy. &nbsp;<br />
&nbsp;<br />
Our automatic campaign solution continuously monitors user behavior and ad competition across each category page or key search terms. Whenever there is a change, not only does our system capture that, but we are also able to modify the bid value and add/remove targeting parameters that would help an advertiser reach their campaign goals. Because the platform operates within the boundary of your expected profitability, you never have to worry about overspending.&nbsp;</p>

<p>This can be done all be done automatically, or advertisers can manually approve which optimizations to make in their campaign. This continuous monitoring helps brands stay above their target ROAS at any point in time and eliminates the need to manually intervene timely to keep up with the customer behavior and the competition.&nbsp;&nbsp;</p>

<p><strong>Interested in learning more about InMobi Commerce? Head to <a href="https://www.inmobi.com/retail-media" target="_blank">https://www.inmobi.com/retail-media</a> today.&nbsp;</strong></p>]]></description>
      <dc:subject><![CDATA[Advertising, Product and Technology, English (EN): inmobi.com, North America,]]></dc:subject>
      
      <dc:creator><![CDATA[ Sarah Hughes  ]]></dc:creator>
      
      <dc:date>2022-05-19T22:24:00+00:00</dc:date>
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    <item>
      <title><![CDATA[InMobi Plays: Highlighting Our Top Gameplay Videos ]]></title>
      <link>https://www.inmobi.com/blog/2022/05/18/inmobi-plays-highlighting-our-top-gameplay-videos/</link>
      <guid>https://www.inmobi.com/blog/2022/05/18/inmobi-plays-highlighting-our-top-gameplay-videos/</guid>
      <description><![CDATA[<p>Here at InMobi, we have a talented team of mobile game enthusiasts ready to take your game to the next level by helping you with your monetization strategies.&nbsp;&nbsp;</p>

<p>Our business development managers are based all over the world across, covering Europe, the Middle East, Africa, East and Southeast Asia and North America. And because we know how elusive our industry can be at times, we are lifting the veil and introducing you to members of our team as they play some of their favorite mobile games of the moment.&nbsp;&nbsp;</p>

<p>With these exclusive gameplays, you&rsquo;ll get an inside look at what goes through our leaders&rsquo; minds when it comes to a gaming app&rsquo;s creative assets, mechanics, in-app rewards and the overall gaming experience. You will also get a breakdown on considerations like rewarded video, monetization and other industry pursuits and trends.&nbsp;&nbsp;</p>

<h3>Take a look:&nbsp;&nbsp;</h3>

<p>Everyone, meet Thelap Vuong. He&rsquo;s the Business Development Manager for InMobi&rsquo;s EU Gaming Division. He is based in London. Up first we have Thelap playing Beatstar by Space Ape Games.&nbsp;</p>

<div><iframe allow="accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture" allowfullscreen="" frameborder="0" height="315" src="https://www.youtube.com/embed/sd7j5DV8I9o" title="YouTube video player" width="560"></iframe></div>

<div>&nbsp;</div>

<p>Next, meet Sneha Balasubramanian, &mdash; InMobi&#39;s Senior Business Development Manager for the EU as well as the Middle East, Turkey and Africa. She is based in Bangalore. Today, Sneha plays one of her favorite brain games from the Lumosity app: Trouble Brewing.&nbsp;</p>

<div>&nbsp;</div>

<div><iframe allow="accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture" allowfullscreen="" frameborder="0" height="315" src="https://www.youtube.com/embed/bCwbrn5h8rY" title="YouTube video player" width="560"></iframe></div>

<h3>Let&rsquo;s Connect&nbsp;&nbsp;</h3>

<p>Over the next few weeks, we&rsquo;ll continue to introduce our business development managers. So if you happen to see them on your feed, drop a like! Let us know what games you&rsquo;ve been playing.&nbsp;&nbsp;</p>

<p>And if you&rsquo;re especially looking for the best monetization practices for your game, please reach out! Join us online or via our various social media channels, and be sure to head to <a href="https://www.inmobi.com/game-monetization" target="_blank">https://www.inmobi.com/game-monetization</a> to learn more.&nbsp;&nbsp;</p>]]></description>
      <dc:subject><![CDATA[Announcements, English (EN): inmobi.com, Global,]]></dc:subject>
      
      <dc:creator><![CDATA[ Team InMobi  ]]></dc:creator>
      
      <dc:date>2022-05-18T19:53:00+00:00</dc:date>
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    <item>
      <title><![CDATA[Illustrated by InMobi | Selecta Supreme Drives Purchases with an Online to Offline Shoppable Experience ]]></title>
      <link>https://www.inmobi.com/blog/2022/05/16/illustrated-by-inmobi-selecta-supreme-drives-purchases-with-an-online-to-offline-shoppable-experience/</link>
      <guid>https://www.inmobi.com/blog/2022/05/16/illustrated-by-inmobi-selecta-supreme-drives-purchases-with-an-online-to-offline-shoppable-experience/</guid>
      <description><![CDATA[<p>Selecta, Unilever&#39;s beloved ice cream brand, is sold in more than 40 countries worldwide and is well-known for its creamy, authentically flavored ice creams and unique gold-tub packaging, that has stood the test of time since the brand&rsquo;s origination in Manila, Philippines in 1948.&nbsp;</p>

<p>As the Philippines sees scorching summers every year, Filipinos love indulging in Selecta&rsquo;s range of ice creams to beat the heat. Last summer, the brand wished to promote their bestseller ice cream, Choco Almond Fudge, through the increasingly preferred channel by consumers &ndash; the mobile.&nbsp;</p>

<p>Selecta partnered with InMobi to launch a mobile-first campaign that effectively engage consumers and nudged them to purchase the ice cream at their nearest stores. Additionally, they launched a brand lift study to measure the impact that mobile had in driving incredible results for the brand.&nbsp;</p>

<p>Learn more about the extensive campaign from our Illustrated by InMobi infographic.&nbsp;<br />
&nbsp;</p>

<p>&nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp;&nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp;&nbsp;<a href="https://www.inmobi.com/case-study/selecta-supreme-drives-purchases-with-an-online-to-offline-shoppable-experience"><img alt="programmatic ads example" src="https://2714195.fs1.hubspotusercontent-na1.net/hubfs/2714195/Illustrated%20by%20InMobi%20Blogs/Selecta_Infographic.png" style="height:2201px; width:700px" /></a></p>

<p><br />
Interested in knowing how the brand achieved impeccable results on mobile? Read the full success story <a href="https://www.inmobi.com/case-study/selecta-supreme-drives-purchases-with-an-online-to-offline-shoppable-experience">here</a>.&nbsp;</p>

<p>Write to us at <a href="mailto:mobilemarketing@inmobi.com">mobilemarketing@inmobi.com</a> to learn how you too can partner with us and leverage mobile to drive brand objectives in 2022. the&nbsp;</p>]]></description>
      <dc:subject><![CDATA[Success Stories, English (EN): inmobi.com, Asia Pacific,]]></dc:subject>
      
      <dc:creator><![CDATA[ Team InMobi  ]]></dc:creator>
      
      <dc:date>2022-05-16T18:15:00+00:00</dc:date>
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    <item>
      <title><![CDATA[InMobi Expands Bidding Integration with Google]]></title>
      <link>https://www.inmobi.com/blog/2022/05/10/inmobi-expands-bidding-integration-with-google/</link>
      <guid>https://www.inmobi.com/blog/2022/05/10/inmobi-expands-bidding-integration-with-google/</guid>
      <description><![CDATA[<p>We are thrilled to announce that InMobi&rsquo;s bidding integration with Google is now available to all publishers on Google&rsquo;s Ad Manager. Our initial release in July 2021 was only available for publishers with in-app inventory on Ad Manager 360 and AdMob.&nbsp;&nbsp;</p>

<p>We have expanded the partnership to support publishers using all versions of Ad Manager and publishers monetizing mobile web inventory can now add InMobi as a real-time ad source.&nbsp;&nbsp;</p>

<p>To support faster onboarding, we now support <a href="https://support.google.com/admanager/answer/10078134" target="_blank">Onboard Online</a> on Ad Manager or the ability to set up a <a href="https://support.google.com/admob/answer/10511265" target="_blank">partnership directly</a> on AdMob.&nbsp;</p>

<p>Are you considering adding InMobi to your list of real-time bidders? Here are some points to note:&nbsp;</p>

<ul>
	<li>There is no SDK integration required as InMobi connects with Google using an openRTB integration.&nbsp;&nbsp;</li>
	<li>We support static banners, static interstitial and video ads (includes interstitial, RV, instream) on in-app and we support static banners and instream video ads only on mobile web.&nbsp;</li>
	<li>Support for native on in-app is currently in a closed beta with few publishers and support for native on mobile-web is currently in the works.&nbsp;</li>
</ul>

<p><img alt=" interstitial ads" src="https://go.inmobi.net/hubfs/interstitial-setup-google-inmobi-blog.png" /></p>

<p>We recommend going through Google&rsquo;s official documentation on the <a href="https://support.google.com/admanager/answer/7128453" target="_blank">GAM</a> and <a href="https://support.google.com/admob/answer/9842838?hl=en&amp;ref_topic=7383089#zippy=%2Cinmobi" target="_blank">AdMob</a> support portals for more information. If you would like to get started, email us at <a href="mailto:googlebidding@inmobi.com">googlebidding@inmobi.com</a> for the next steps.&nbsp;&nbsp;&nbsp;</p>]]></description>
      <dc:subject><![CDATA[Announcements, Inside InMobi, English (EN): inmobi.com, Global,]]></dc:subject>
      
      <dc:creator><![CDATA[ Team InMobi  ]]></dc:creator>
      
      <dc:date>2022-05-10T16:01:00+00:00</dc:date>
    </item>
  
    <item>
      <title><![CDATA[Back To School Shopping Trends 2022]]></title>
      <link>https://www.inmobi.com/blog/2022/05/06/back-to-school-shopping-trends-2022/</link>
      <guid>https://www.inmobi.com/blog/2022/05/06/back-to-school-shopping-trends-2022/</guid>
      <description><![CDATA[<p>What will be the biggest back to school shopping trends of 2022 in the United States, and how will this school shopping season differ from past years? That&rsquo;s what we wanted to find out.&nbsp;</p>

<h2>Key Themes&nbsp;</h2>

<ul>
	<li>Back-to-school (BTS) shoppers are likely the same shoppers as weekly grocery shoppers, but they are shopping differently.&nbsp;</li>
	<li>Inflation and a commodity approach to BTS goods is leading to needs-based/price-based decisions. BTS shoppers largely see school supplies as a commodity, meaning price and value are key drivers of purchase decisions this year.&nbsp;</li>
	<li>Our data shows that this will be a highly competitive BTS season for retailers to attract this valuable shopper base.&nbsp;</li>
	<li>Online having more of an impact on supplies and apparel than in grocery (despite the &ldquo;buyer&rdquo; overlap.)&nbsp;</li>
	<li>Three-fourths plan to spend the same or less on BTS &ndash; there&rsquo;s going to be a price war for these valuable shoppers. Ancillary value to these shoppers is meaningful, as 58% are going to buy other goods while doing their BTS shopping.&nbsp;</li>
</ul>

<h3>2021 Overview&nbsp;</h3>

<p><a href="https://www.inmobi.com/blog/2021/06/25/2021-back-to-school-shopping-trends/" target="_blank">Last year, InMobi research</a> around the 2021 back-to-school shopping season found that school shoppers were most likely to say they were buying clothing and accessories &ndash; and that they plan to spend $250 or more on elementary school students and at least $850 on college students. Further, InMobi&rsquo;s 2021 survey found that back to school shoppers plan to spend more money shopping online via mobile devices than they would spend in person.&nbsp;</p>

<p>Similarly, numbers released by the National Retail Federation in July 2021 predicted that &ldquo;[f]amilies with children in elementary through high school plan to spend an average of $848.90 on school items, which is <a href="https://nrf.com/media-center/press-releases/2021-brings-back-class-shopping-record-levels" target="_blank">$59 more than last year</a>.&rdquo;&nbsp;</p>

<p>All of these numbers point to the optimism consumers had heading into the 2021-2022 school year. At the time, it seemed like remote learning was finally a thing of the past, with a return to in-person learning imminent or in full swing across the country.&nbsp;</p>

<p>What, then, is the year-over-year prognosis for back-to-school shoppers? Compared to last year&rsquo;s optimism, shopping overall this year continues to be colored by inflation, ongoing supply chain issues, labor shortages and more. Are consumers ready to spend this back-to-school season?&nbsp;</p>

<p>That&rsquo;s what we wanted to find out. Earlier this year, we polled over 1,000 consumers across the country using <a href="https://www.inmobi.com/pulse" target="_blank">InMobi Pulse</a>, InMobi&rsquo;s mobile market research solution, to see how they were thinking about and buying school supplies.&nbsp;</p>

<p>Here&rsquo;s what we uncovered.&nbsp;</p>

<h2>Highlights:&nbsp;</h2>

<ul>
	<li>Although in person is still the top purchase method for school supplies (83% said so, which is six points higher than what we observed in 2021), third-party apps (30%), websites (24%) and store apps (19%) had large shares of usage.&nbsp;</li>
	<li>Online shopping for school supplies is similar to 2021 trends. This shows that there is growing comfort with a return to in-person shopping, but also that online is here to stay.&nbsp;</li>
	<li>40% of back-to-school shoppers are likely to purchase bundled supply kits. Directionally, parents of Pre-K/K students are most likely to buy kits (49%).&nbsp;</li>
	<li>60% said they have bought snacks for themselves or for their children for use in school, while 50% said the same thing about apparel.&nbsp;</li>
</ul>

<h2>Understanding Overall School Spending Habits&nbsp;</h2>

<p>Based on our data, it&rsquo;s reasonable to assume that school spending is expected to increase somewhat this year.&nbsp;&nbsp;</p>

<ul>
	<li>
	<p>One in four said they already have spent more on school supplies in 2022 compared with 2021, while 22% said they spent less money.&nbsp;</p>
	</li>
	<li>Close to a third said they have spent more on apparel this year compared with the previous year, while 18% have spent less.&nbsp;</li>
	<li>38% said they spent more on snacks in 2022 compared with 2021, while 17% said they spent less money.&nbsp;</li>
</ul>

<h2>Understanding School Supplies Buying Habits&nbsp;</h2>

<p>Overall, 59% said they have recently bought school supplies for themselves or for their children. For those with children in middle school, that figure shoots up to 70%.&nbsp;</p>

<p>The vast majority (83%) of these purchases happen in person, with 24% using a store&rsquo;s website. Further, 30% said they use a third-party website or app (like Amazon) while 19% use a store&rsquo;s own app.&nbsp;</p>

<p>This year, we also wanted to ask about school supply kits, in which multiple related items are bundled together. The research showed that 40% would be likely or highly likely to buy these kits &ndash; and for those with younger children, the percentage jumps up to 49%.&nbsp;</p>

<p>The top choice by far for purchasing school supplies is Walmart, with two-thirds of shoppers saying they would be turning to Walmart. Other top options included Target (36%), Amazon (31%) and Dollar General (29%).&nbsp;</p>

<p><strong>School Supply Shopping Motivators:&nbsp;</strong></p>

<ul>
	<li>Price (61%)&nbsp;</li>
	<li>Availability of Certain Items (42%)&nbsp;</li>
	<li>Promotions or Discounts (35%)&nbsp;</li>
	<li>Quick Delivery (16%)&nbsp;</li>
	<li>Online Ordering Options (16%)&nbsp;</li>
	<li>Loyalty Program (12%)&nbsp;</li>
</ul>

<p>Interestingly, school supplies shoppers are not one-track minded. The research found that 58% were likely or highly likely to also buy non-school supplies during their back-to-school shopping.&nbsp;</p>

<h2>Understanding Apparel and Snacks Buying Habits&nbsp;</h2>

<p>Here&rsquo;s what our research uncovered around apparel and snacks shopping for school.&nbsp;</p>

<h3>Apparel&nbsp;</h3>

<ul>
	<li>50% said they have recently bought apparel for themselves or for their children for use in school.&nbsp;</li>
	<li>79% buy apparel in person, while 31% use a third-party app or website and 23% use a store&rsquo;s own app.&nbsp;</li>
	<li>50% buy apparel from Walmart, with other popular options including Target (35%), Amazon (29%), Kohl&rsquo;s (28%) and Old Navy (28%).&nbsp;</li>
</ul>

<h3>Snacks&nbsp;</h3>

<ul>
	<li>60% said they have recently bought snacks for themselves or for their children for use in school.&nbsp;</li>
	<li>86% buy snacks in person, while 14% use a third-party app or website and 14% use a store&rsquo;s own app.&nbsp;</li>
	<li>62% buy snacks from Walmart, with other popular options including Dollar General (27%), Target (25%), Amazon (14%) and Gopuff (5%).&nbsp;</li>
</ul>

<h2>How To Launch a Successful Back-To-School Advertising Campaign&nbsp;</h2>

<p>With the back-to-school shopping season about to begin in earnest, what can brands and retailers do to make the most of this time of year? Based on the data from InMobi Pulse, here are some key points to consider.&nbsp;&nbsp;</p>

<ul>
	<li>
	<p><strong>Target parents, not students.</strong> Parents, especially those with younger or middle school-aged children, are much more likely to spend &ndash; and spend more &ndash; than parents with older kids or students themselves. Many parents are focused on price, so messaging should highlight value.&nbsp;</p>
	</li>
	<li><strong>Brick and mortar should be an area of focus.</strong> Across the board, a lot of back-to-school shopping is likely going to happen in person. For one, that means brands should make sure their brick-and-mortar locations are ready to handle the demand. Brands and retailers should also consider tactics that are proven effective at driving footfall, like mobile ads with custom maps to the nearest store location.&nbsp;&nbsp;</li>
	<li><strong>Digital channels are still vitally important.</strong> Even though consumers are back to buying in person, that doesn&rsquo;t mean that digital channels should be neglected &ndash; far from it, in fact. Many consumers will still shop online. Furthermore, digital advertising is often an ideal way to reach consumers; this is especially true with mobile &ndash; not only will time spent on mobile rise in 2022, but the fact that it&rsquo;s always with consumers makes it an ideal marketing channel. Just because shopping is predominantly going to be in stores, according to Pulse results, the product discovery and browsing behavior should still largely be influenced via digital.&nbsp;&nbsp;</li>
</ul>

<p>What are your thoughts on what our data reveals about 2021 back-to-school shopping trends? Let us know on social media! You can reach out to us on <a href="https://www.linkedin.com/company/inmobi/" target="_blank">LinkedIn</a>, <a href="https://twitter.com/inmobi" target="_blank">Twitter</a>, <a href="https://www.facebook.com/inmobi" target="_blank">Facebook</a> or <a href="https://instagram.com/inmobi_official" target="_blank">Instagram</a>.&nbsp;&nbsp;</p>

<p>Interested in learning about InMobi, our data and our approach to mobile? <a href="https://www.inmobi.com/company/contact/" target="_blank">Reach out today to speak with one of our mobile experts</a>.&nbsp;</p>]]></description>
      <dc:subject><![CDATA[Consumer Research, Understanding Consumers, English (EN): inmobi.com, North America,]]></dc:subject>
      
      <dc:creator><![CDATA[ Team InMobi  ]]></dc:creator>
      
      <dc:date>2022-05-06T10:23:00+00:00</dc:date>
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    <item>
      <title><![CDATA[Why I Joined InMobi: Eamon Bradley]]></title>
      <link>https://www.inmobi.com/blog/2022/05/06/why-i-joined-inmobi-eamon-bradley/</link>
      <guid>https://www.inmobi.com/blog/2022/05/06/why-i-joined-inmobi-eamon-bradley/</guid>
      <description><![CDATA[<p>Eamon Bradley joined InMobi in November 2021 as the Head of Business Development for UK.&nbsp;Learn more about him and why he likes working at&nbsp;InMobi.</p>

<h3>What Are Your Responsibilities At InMobi?</h3>

<p>I am responsible for building long-term strategic partnerships with the mobile network providers across Northern Europe, with a particular focus on the UK&rsquo;s four carriers. The mobile carriers are constantly looking at ways to drive the top-line number. Meanwhile, the application providers, the brands and the platforms are seeing exponential growth in revenues and profit. All using the carriers&rsquo; airwaves and customers. InMobi Telco is the conduit that enables the carriers to tap into this eco-system and its commerce marketplace, seamlessly.</p>

<h3>What Has Been Your Professional Journey So Far?</h3>

<p>Having spent most of my over 20 years of work experience in the telco industry, I would like to think that I have a good understanding of the challenges and opportunities that are within this space and how InMobi&rsquo;s services truly add value to it. I started my career in sales by joining Xerox and working there for several years in various roles. I have held commercial/sales leadership roles at TalkTalk, Vodafone, Sky and Cable and Wireless.</p>

<p>When I was at Xerox we all dismissed the alarming predictions by Microsoft&rsquo;s Bill Gates of a paperless office. Fast forward 10 years, whilst playing snake on my Nokia 3310 in 2005, a colleague told me that he believes that will be receiving emails, watching movies and paying mortgages on our handsets. Having witnessed Microsoft&rsquo;s success, I believed him. Today the average consumer spends close to four hours every day on a mobile device, and studies show that 90% of this time is within the apps on the device. I paid this month&rsquo;s mortgage through my mobile. Mobile is the next big thing.</p>

<h3>What Motivated You To Join InMobi?</h3>

<p>The answer is belief. Belief in the product, belief in the leadership and belief in the opportunity. At InMobi, we truly have something very special. Not just the products but also the people. We make a real difference and have a significant impact on our customers&#39; business outcomes. We listen and then deliver on what we say we would do. InMobi has a clear vision, great strategy and overall a fantastic purpose. Here we are encouraged, pushed and rewarded for innovating, without any barriers. We are entrepreneurs, we think big, we are driven and most of all, we are proud.</p>

<p>The world is rapidly moving into the Fourth Industrial Revolution and here at InMobi, we are playing our part by spearheading the transformation through mobile. This is what gets me up every day! It&rsquo;s an exciting time and an exciting place to be.</p>

<h3>Little Known Facts About You?</h3>

<p>I live in South London with my family. I have a passion for the great outdoors with a particular love for the mountains where I ski in the winter and mountain bike in the summer. Closer to home I play golf, fly fish and watch Crystal Palace Football Club play with my youngest son.</p>]]></description>
      <dc:subject><![CDATA[Inside InMobi, English (EN): inmobi.com, Global,]]></dc:subject>
      
      <dc:creator><![CDATA[ Team InMobi  ]]></dc:creator>
      
      <dc:date>2022-05-06T00:24:00+00:00</dc:date>
    </item>
  
    <item>
      <title><![CDATA[Understanding Addressability with Mobile Advertising [Infographic]]]></title>
      <link>https://www.inmobi.com/blog/2022/05/05/understanding-addressability-with-mobile-advertising-infographic/</link>
      <guid>https://www.inmobi.com/blog/2022/05/05/understanding-addressability-with-mobile-advertising-infographic/</guid>
      <description><![CDATA[<p>Addressability and identity are some of the hottest topics in the world of digital advertising today. But what do we mean when we talk about addressability, and how should the broader digital advertising ecosystem be thinking about and approaching identity?</p>

<p><a href="https://go.inmobi.net/hubfs/understanding-addressability-with-mobile-advertising.pdf" target="_blank">Check out this infographic to learn more.</a></p>

<p><img alt="Addressability with Mobile Marketing" src="https://go.inmobi.net/hubfs/understanding-addressability-with-mobile-advertising-infographic.png" /></p>

<h2>What is Addressability?&nbsp;</h2>

<ul>
	<li>&ldquo;Addressability is what connects advertisers and publishers to consumers across digital channels and devices.&rdquo; &ndash; LiveRamp&nbsp;</li>
	<li>Addressability is &ldquo;the process of customizing a brand&#39;s message, product, placement and timing to match the personal lifecycle needs of the customer at a specific point in the purchase cycle, thus optimizing relevance.&rdquo; &ndash; Karlin Linhardt, Chief Outsiders CMO&nbsp;</li>
</ul>

<h2>How Is Mobile Advertising Addressability Changing?&nbsp;</h2>

<p>The five biggest changes and announcements impacting mobile advertising from the past five years:&nbsp;</p>

<ul>
	<li>February 2022: Google announces plans to roll out Privacy Sandbox to Android.&nbsp;</li>
	<li>June 2021: Google announces that it is set to expire support for third-party cookies in Chrome in 2023.&nbsp;</li>
	<li>April 2021: iOS 14.5 officially goes live, meaning that Apple&rsquo;s AppTrackingTransparency is officially in effect.&nbsp;</li>
	<li>January 2020: The State of California officially begins enforcing the California Consumer Privacy Act.&nbsp;</li>
	<li>May 2018: The General Data Protection Regulation takes effect in the European Union.&nbsp;</li>
	<li>
	<h2>Why Addressability Matters&nbsp;</h2>
	</li>
</ul>

<p>Consumers now spend 4.5 hours per day on their mobile devices, and 79% of all digital engagement takes place on smartphones. And those numbers are even higher in younger demographics. This is the medium that people like best at this point in time.&nbsp;&nbsp;</p>

<p>Mobile app developers provide willing consumers with access to their content in exchange for the opportunity to present those consumers with a reasonable number of sponsor messages. An ad-supported business model enables publishers and developers to offer their content/apps for free while still being able to see revenue.&nbsp;</p>

<p>In turn, advertisers have the right to know that their advertising spend reached its intended audience, the majority of which is people likely to be interested in, or in-market for, its products and services.&nbsp;</p>

<p>&ldquo;As we all become more uncomfortably comfortable with the demise of third-party cookies, the initial shock is turning into full-blown action for most. The collection of first-party data and even zero-party data is a top priority if not THE priority for this year as publishers attempt to rebuild trust and direct consumer relationships.&rdquo; &ndash; Raquel Hudson, AdMonsters Contributing Writer&nbsp;</p>

<p>&ldquo;The shift from broadcasting to directly addressing customers is a subtle change, but quite radical in its consequences for marketing practice. Broadcast media send communications; addressable media send and receive. Broadcasting targets its audience much as a battleship shells a distant island into submission; addressable media initiates conversations. The new marketing does not deal with consumers as a mass or as segments, but creates individual relationships, managing markets of one, addressing each in terms of its stage of development.&rdquo; &ndash; Robert C. Blattberg, Professor of Retailing at the Kellogg School of Management, Northwestern University, and John Deighton, Associate Professor of Marketing at the University of Chicago Graduate School of Business, 1991&nbsp;</p>

<h3>Key Addressability Use Cases:&nbsp;</h3>

<ul>
	<li><strong>Monetization:</strong> Many advertisers prefer to only reach audiences with a propensity to buy or be interested in their products or services. By making their ad inventory as addressable as possible, publishers can increase demand for their ad slots, thus boosting overall revenue,&nbsp;</li>
	<li><strong>Data Management:</strong> Considering the vast amount of information now available to both advertisers and publishers, it&rsquo;s important to understand what data needs to be prioritized and if any data needs to be handled in a special/specific manner. Identity is key to both pursuits, helping advertisers and publishers determine what may need to be prioritized and if any particular constraints have to be applied.&nbsp;</li>
	<li><strong>Media Planning:</strong> Before running a campaign, it&rsquo;s critical to understand who needs to be targeted, where they can be found, when they are most receptive to marketing messaging, etc.&nbsp;</li>
	<li><strong>Targeting: </strong>Identity is key to both helping advertisers know who they should be targeting with their ads and in making sure those ads actually reach the right audiences.&nbsp;</li>
	<li><strong>Optimization:</strong> Once a campaign is in progress, it is often helpful to see which audiences are responding well to select messages and then to tweak over time. This is possible at an audience level only when specific users or cohorts are addressable and identifiable.&nbsp;</li>
	<li><strong>Measurement:</strong> According to the classic Peter Drucker quote, &ldquo;You can&#39;t improve what you don&#39;t measure.&rdquo; And addressability is key to measure, both to ensure that the right audiences are being looked at and that the right metrics are being taken into account.&nbsp;</li>
</ul>

<h2>The Targeting Framework: How to Think About Addressability and Targeting&nbsp;</h2>

<p>Three core ways to think about identity:&nbsp;</p>

<ul>
	<li>User-level (using identifiers grounded in consent)&nbsp;</li>
	<li>Interest-based (using online and offline behavior to model audiences including lookalikes)&nbsp;</li>
	<li>Contextual targeting (using content signals to find relevant audiences)&nbsp;</li>
</ul>

<h2>The Way Forward: Best Practices For Today&nbsp;</h2>

<h3>Advice for Advertisers&nbsp;&nbsp;</h3>

<ul>
	<li>Take a holistic approach to addressability, utilizing a variety of solutions to find and reach your best audiences.&nbsp;&nbsp;</li>
	<li>Continue to invest in mobile, as mobile audiences will continue to grow.&nbsp;&nbsp;</li>
	<li>Build out your first-party data stores, and work with partners who can supplement and complement your data.&nbsp;</li>
</ul>

<h3>Advice for Publishers&nbsp;</h3>

<ul>
	<li>Implement options to make your ad inventory more addressable (UnifID, explanation of ATT prompt, sign-ins, etc.) and test multiple solutions to discover what works for you.&nbsp;&nbsp;</li>
	<li>Move to in-app bidding to receive the highest eCPMs for available inventory and optimize your yield strategy based on addressable and non-addressable audiences.&nbsp;&nbsp;</li>
	<li>Implement ad units that command higher eCPMs (like rewarded video).&nbsp;</li>
</ul>

<h2>InMobi is Here to Help&nbsp;</h2>

<p>1) UnifID is InMobi&#39;s solution that enables app publishers and developers to easily integrate with multiple identifiers/identity solutions&nbsp;&nbsp;</p>

<p>UnifID makes it easy to:&nbsp;&nbsp;</p>

<ul>
	<li>Safely collect and store consented first party data.&nbsp;&nbsp;</li>
	<li>Work with/integrate with multiple identifiers/identity solutions.&nbsp;&nbsp;</li>
	<li>Make ad inventory more addressable.&nbsp;</li>
</ul>

<p>2) AmplifID is InMobi&#39;s upcoming solution that enables advertisers to activate first-party audiences programmatically through universal IDs.&nbsp;&nbsp;</p>

<p>AmplifID makes it easy for buyers to:&nbsp;&nbsp;</p>

<ul>
	<li>Reach their target users in high-performance mobile environments.&nbsp;&nbsp;</li>
	<li>Find addressable mobile supply at scale for multiple universal IDs.&nbsp;&nbsp;</li>
	<li>Target based on first party data with or without DSP support for the ID of choice.&nbsp;</li>
</ul>

<p>3) InMobi&rsquo;s identity graph allows for combined knowledge sharing to better understand, identify, engage and acquire consumers in a privacy-compliant way, making it easy to:&nbsp;&nbsp;</p>

<ul>
	<li>Enable advertisers to gather permissibly-sourced first party data,&nbsp;&nbsp;</li>
	<li>Gain a deeper understanding of consumers and prospects by leveraging InMobi&#39;s data lake.&nbsp;&nbsp;</li>
	<li>Activate on the combined knowledge through InMobi Exchange and/or managed service ad buying.&nbsp;</li>
</ul>

<p>4) InMobi&rsquo;s Data Lake Strategy is to build the widest, deepest, cleanest data lake on mobile users in North America. This will enable our partners to use performance data with identity for multi-touch attribution, media mix modeling, Next Round Media Planning, etc.&nbsp;</p>

<p>Our goal is to make it easy to:&nbsp;&nbsp;</p>

<ul>
	<li>Identify the best audiences on mobile.&nbsp;&nbsp;</li>
	<li>Find and target audiences on mobile utilizing a variety of high-quality data sources.&nbsp;</li>
</ul>

<p>Interested in learning more? Head to <a href="http://www.inmobi.com/company/contact" target="_blank">www.inmobi.com/company/contact</a> to schedule a call with our mobile addressability experts.&nbsp;</p>

<p><strong>Sources:&nbsp;</strong></p>

<ul>
	<li><a href="https://liveramp.com/addressability-marketing/  " target="_blank">https://liveramp.com/addressability-marketing/&nbsp;&nbsp;</a></li>
	<li><a href="https://www.mytotalretail.com/article/addressability-the-new-term-for-digital-marketing/all/  " target="_blank">https://www.mytotalretail.com/article/addressability-the-new-term-for-digital-marketing/all/&nbsp;&nbsp;</a></li>
	<li><a href="https://blog.google/products/android/introducing-privacy-sandbox-android/  " target="_blank">https://blog.google/products/android/introducing-privacy-sandbox-android/&nbsp;&nbsp;</a></li>
	<li><a href="https://blog.google/products/chrome/updated-timeline-privacy-sandbox-milestones/  " target="_blank">https://blog.google/products/chrome/updated-timeline-privacy-sandbox-milestones/&nbsp;&nbsp;</a></li>
	<li><a href="https://www.apple.com/newsroom/2021/04/ios-14-5-offers-unlock-iphone-with-apple-watch-diverse-siri-voices-and-more/  " target="_blank">https://www.apple.com/newsroom/2021/04/ios-14-5-offers-unlock-iphone-with-apple-watch-diverse-siri-voices-and-more/&nbsp;&nbsp;</a></li>
	<li><a href="https://oag.ca.gov/privacy/ccpa  " target="_blank">https://oag.ca.gov/privacy/ccpa&nbsp;&nbsp;</a></li>
	<li><a href="https://gdpr.eu/  " target="_blank">https://gdpr.eu/&nbsp;&nbsp;</a></li>
	<li><a href="https://www.emarketer.com/content/us-time-spent-with-media-2021-update " target="_blank">https://www.emarketer.com/content/us-time-spent-with-media-2021-update&nbsp;</a>&nbsp;</li>
	<li><a href="https://www.admonsters.com/eletters/call-in-the-addressability-task-force/  " target="_blank">https://www.admonsters.com/eletters/call-in-the-addressability-task-force/&nbsp;&nbsp;</a></li>
	<li><a href="https://sloanreview.mit.edu/article/interactive-marketing-exploiting-the-age-of-addressability/  " target="_blank">https://sloanreview.mit.edu/article/interactive-marketing-exploiting-the-age-of-addressability/&nbsp;&nbsp;</a></li>
	<li><a href="https://www.forrester.com/report/assess-your-identity-approach-now/RES177092 " target="_blank">https://www.forrester.com/report/assess-your-identity-approach-now/RES177092&nbsp;</a>&nbsp;</li>
</ul>]]></description>
      <dc:subject><![CDATA[Advertising, English (EN): inmobi.com, North America, Global,]]></dc:subject>
      
      <dc:creator><![CDATA[ Team InMobi  ]]></dc:creator>
      
      <dc:date>2022-05-05T08:28:00+00:00</dc:date>
    </item>
  
    <item>
      <title><![CDATA[Viewability and In-Game Advertising: Q&A With Oracle Moat’s Janelle De Rivera]]></title>
      <link>https://www.inmobi.com/blog/2022/05/02/viewability-and-in-game-advertising-qa-with-oracle-moat-janelle-de-rivera/</link>
      <guid>https://www.inmobi.com/blog/2022/05/02/viewability-and-in-game-advertising-qa-with-oracle-moat-janelle-de-rivera/</guid>
      <description><![CDATA[<p>For both established marketing options like in-app advertising and for more nascent platforms like native in-game advertising, ensuring ads are viewable is crucial. To discuss the latest trends on all things viewability, I recently chatted with Janelle De Rivera, Director of Product Management for <a href="https://www.oracle.com/cx/advertising/measurement/" target="_blank">Moat Analytics at Oracle Advertising</a>. Check it out!</p>

<p><iframe allow="accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture" allowfullscreen="" frameborder="0" height="315" src="https://www.youtube.com/embed/dtuMePSy80I?start=1" title="YouTube video player" width="560"></iframe></p>

<h2>Top Quotes From Janelle</h2>

<p><strong>Viewability Defined: </strong>&ldquo;Viewability is a measure of whether or not an ad had a chance to be seen by a user. It gives marketers that base knowledge that their message was seen by a customer because there&#39;s not much value in an ad if it wasn&#39;t seen. Measuring viewability gives marketers a clearer understanding of their campaign effectiveness, and also allows advertising spend to be allocated to the most valuable media.</p>

<p>The MRC (Media Ratings Council) defines an impression as viewable if 50% of the ad is visible for at least one second for display ads and at least two seconds for video ads.</p>

<p>And viewability is one of the features demanded most by agencies and advertisers.&nbsp; They want to ensure they&#39;re allocating their media spend towards quality inventory, and viewability is a key factor that advertisers consider when deciding how much to bid for impressions, so it makes it a crucial lever for publishers to optimize their ad revenue.&rdquo;</p>

<p><iframe allow="accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture" allowfullscreen="" frameborder="0" height="315" src="https://www.youtube.com/embed/wZIyApUHUH8" title="YouTube video player" width="560"></iframe></p>

<p><strong>Top Viewability Challenges: </strong>&ldquo;Nobody wants to waste their media spend on ads that no one is seeing. There are definitely some factors that can affect viewability.</p>

<p>This includes the placement of the ads. Ads need to remain in view for at least one second for display or two for video. The placement really does matter, and things that can affect the placement also are page load times or the responsiveness of page design. The size and layout of the ad can also affect placement and viewability.</p>

<p>It&#39;s really important to measure the viewability of your inventory and make optimization decisions about ad sizes and placements based on actual performance data.</p>

<p>Another factor that also affects viewability is invalid traffic. Invalid traffic and ad fraud are pervasive in online advertising. It&#39;s estimated that about $44 billion a year on digital ad spend is lost to ad fraud.</p>

<p>With third party verification, advertisers can understand whether an impression is fraudulent or not. At Oracle, our Oracle Moat engineers and data scientists devote substantial effort in researching and developing methods of detecting IVT.&rdquo;</p>

<p><iframe allow="accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture" allowfullscreen="" frameborder="0" height="315" src="https://www.youtube.com/embed/DmCllybHkMg" title="YouTube video player" width="560"></iframe></p>

<p><strong>Benefits of Using a Third Party for Viewability: </strong>&ldquo;I think highly viewable inventory is only going to become more valuable to advertisers. And as digital advertising becomes more sophisticated, media buyers and sellers not only want to prove the value of their ads, but they also want to transact on viewability.</p>

<p>It becomes a common currency to use MRC viewability standards, and without a common measurement method, it would be impossible to really determine the true value of a viewed impression or optimize and forecast inventory effectively. All digital media owners should allow their inventory to be measured for viewability by an accredited third party. This helps assure marketers that their media investments meet industry viewability standards.</p>

<p>They can also then make informed budgeting and optimization decisions for their campaigns. A third-party measurement provider like Oracle Moat provides an independent position. Oracle is agnostic, and we don&#39;t sell or buy media. Our primary aim is to facilitate a safe environment for effective marketing. We strive to provide accurate IVT detection for all digital media and also recognize that measurement is a constant evolution. We continue to develop new ways to measure.&rdquo;</p>

<p><iframe allow="accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture" allowfullscreen="" frameborder="0" height="315" src="https://www.youtube.com/embed/wBG-XKUOuNM" title="YouTube video player" width="560"></iframe></p>

<p><strong>In-Game Advertising Explained: </strong>&ldquo;When we&#39;re referring to in-game advertising or native in-game advertising, we&#39;re talking about ads that take place as part of the gameplay &ndash; so really operating within the 3D scene itself.</p>

<p>This goes way beyond pre-roll or mid-roll display formats. These native ads can be roadside billboards or stadium banners or ads on the sides of buildings within the 3D game space.</p>

<p>The other thing to keep in mind as we talk about in-game advertising, the number of gamers has skyrocketed over the last few years. It&#39;s estimated that there are about 3 billion gamers worldwide. Advertisers have really come to see gaming as an effective platform for connecting with a diverse audience.&rdquo;</p>

<p><iframe allow="accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture" allowfullscreen="" frameborder="0" height="315" src="https://www.youtube.com/embed/WSBroRcd3h0" title="YouTube video player" width="560"></iframe></p>

<p><strong>Benefits of Advertising to Gamers: </strong>&ldquo;Gamers also tend to spend hours at a time playing their favorite games &ndash; or if you&#39;re like my son, even watching other gamers play them on streaming video. So gaming is a unique challenge where the audience is really fully engaged, and to advertise in this unique space, there must be careful consideration to fit seamlessly in the gaming experience and not negatively impact it.</p>

<p>When we think about in-game ads that are inserted natively to the gaming experience, these are really high-resolution creatives, and they offer significant placement opportunities on premium games. Oftentimes, game publishers are involved in choosing where they think the ad should go to be complementary to the flow of the game. So in-game ad tech companies really maximize impressions with the best ad placements that blend in seamlessly with the immersive environment and really add another layer of realism to the 3D space.&rdquo;</p>

<p><iframe allow="accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture" allowfullscreen="" frameborder="0" height="315" src="https://www.youtube.com/embed/TgwSWrn7luI" title="YouTube video player" width="560"></iframe></p>

<p><strong>Why In-Game Advertising Needs Its Own Standards:</strong> &ldquo;As we think about these ads, gaming ads look and behave very differently from other media channels. Web ad standards don&#39;t really work for 3D games.</p>

<p>If we think about a virtual billboard that could appear in a racing game, let&#39;s say a game player is driving a car and they may see a billboard ad on the racetrack. It may appear on their screen for just a few seconds &ndash; or it could be obscured by another in-game object, like another car ahead of them. Or it could be seen from an awkward angle as they approach a turn on the track.</p>

<p>In order for concepts like viewability to be translated effectively for in-game and other 3D environments, these are really important aspects that we have to consider. What impact does an ad rendering far away from a user in a 3D space have on the ad&#39;s ability to be seen? And what impact does the angle of the ad have?</p>

<p>In-game advertising platforms are aiming to give advertisers metrics that are similar to what they&#39;ve used to in other channels. These are early efforts at really creating a starting point for brands and agencies to measure in-game ads. But ultimately, the industry will need to modernize a set of guidelines that arm both advertisers and developers with consistent metrics.</p>

<p>While there aren&#39;t in-game viewability measurement requirements that are defined by the MRC today, we are starting to see progress on industry standards. Recently, the IAB and the MRC have collaborated to update measurement guidelines for in-game ads and have established an in-game measurement task force.&rdquo;</p>

<p><iframe allow="accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture" allowfullscreen="" frameborder="0" height="315" src="https://www.youtube.com/embed/9IU7Eni5W-g" title="YouTube video player" width="560"></iframe></p>

<p><strong>Understanding The Biggest Challenges Around In-Game Advertising and Viewability: </strong></p>

<p>&ldquo;As we look at the effect that the pandemic and lockdowns have had on users viewing behavior, people are forced to spend more time at home. Gaming usage grew. I think the global market for in-game advertising is estimated to grow to about $6.4 billion by 2027.</p>

<p>It will become crucial for effective measurement to be defined for in-game ads in order for advertisers to have the confidence to move significant budgets into in-game advertising. If we look at the history of new media, whether it was web, social or mobile, advertiser adoption was always preceded by pioneering measurement.</p>

<p>In advertising, we know that if you can&#39;t measure it, it doesn&#39;t matter. Providing third-party measurement is essential to really being able to build effective media strategies and build industry confidence and wider adoption. Defining these measurement standards for in-game advertising will really help to establish it as an ad category. It also protects gamers, brands and agencies, developers and the industry as a whole.</p>

<p>At Oracle, we&#39;re also super excited to be rolling out viewability measurement for in-game ads.</p>

<p>Our viewability measurement within in-game takes into consideration the percentage of the creative on screen, the ad size, the time in view and the angle of the ad. We also verify impression delivery and detect invalid traffic across in-game ad formats. We&#39;re really proud to introduce in-game measurement as a major breakthrough to understanding more about in-game environments, and also see this as a continued effort to work with in-game advertising partners and industry bodies to expand and evolve our measurement.&rdquo;&nbsp;&nbsp;</p>

<p><iframe allow="accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture" allowfullscreen="" frameborder="0" height="315" src="https://www.youtube.com/embed/90A855-T09c" title="YouTube video player" width="560"></iframe></p>

<p><strong>How Privacy and Targeting are Impacting Digital Advertising Viewability and Budget Allocation: </strong>&ldquo;With the rise in regulation policy, we&#39;re seeing these consumer platforms implementing changes that restrict identifiable data that&#39;s previously been used for advertiser targeting. But in terms of ad spend, there still remains the ongoing need to measure and optimize budgets to make sure they&#39;re allocating their spend as efficiently as possible.&nbsp;</p>

<p>But as the digital advertising industry moves beyond personal identifiers, I think it will be important for advertisers to diversify their portfolio of solutions, to include solutions that are built on a privacy-first approach to measuring.</p>

<p>When it comes to measuring effectiveness for new emerging formats like native in-game advertising, it does differ from other digital advertising. And in-game ads are typically not clickable. They&#39;re shown while the viewer is midway through a game, so they&#39;re unlikely to click away and go to an app store or e-commerce page. It&#39;s really seen more as brand awareness marketing.</p>

<p>And measuring in-game ad effectiveness is a combination of viewability measurement and brand lift studies rather than trying to directly track clicks or purchases. It&#39;s really that brand lift measurement which will be IDFA proof. This is something that could push in-game ads higher up on advertisers&rsquo; media plans.&rdquo;</p>

<p><iframe allow="accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture" allowfullscreen="" frameborder="0" height="315" src="https://www.youtube.com/embed/jYgf3jd5qUQ" title="YouTube video player" width="560"></iframe></p>

<p><strong>Charting The Future of Digital Advertising and Viewability:</strong> &ldquo;I think we&#39;re faced with the reality that people have access to way more media than they could possibly ever consume in their lifetime. You&#39;re really recognizing that how people choose to consume their media is key to understanding their unique circumstances and unique mindset. It&#39;s really important to rethink the way we capture the attention of our audience.</p>

<p>And as we expand into new emerging online advertising, it&#39;s also super important to establish a baseline to measure against, like everything that&#39;s relatively nascent. There are still going to be a lot of things that we are not sure about or are unknown. I think emphasizing on transparency and standards across the industry will be key.</p>

<p>It&#39;s also important to recognize that the viewing environments today are totally different. Tt&#39;s not an easy apples-to-apples comparison, and we need to consider that when we are measuring attention as well.</p>

<p>One thing that remains is that people are there to consume content, but they do not want to be bombarded by advertising. And with emerging media like in-game, it&#39;s important to think about the overall experience we&#39;re providing and really asking ourselves if the experience for the customer is positive and engaging or is it annoying? And this should always be top of mind, but especially in newer channels like in-game advertising.</p>

<p>I think what&#39;s been important for the success of in-game advertising is the approach that&#39;s been taken to keep the gamer&#39;s experience in mind and not disrupt their experience. And when this is done well, this is really enabled advertising to fit harmoniously within the 3D game space and add to the overall real world feel of the game experience. and add to the overall real world feel of the game experience.&rdquo;</p>

<p><iframe allow="accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture" allowfullscreen="" frameborder="0" height="315" src="https://www.youtube.com/embed/9oOtM0dINDg" title="YouTube video player" width="560"></iframe></p>

<h3>About Oracle Moat</h3>

<p>Oracle Moat is an ad measurement and marketing analytics suite designed to help advertisers, publishers, and platforms measure media performance across the breadth of their digital and TV advertising campaigns.</p>

<p><strong>About the Interviewer&nbsp;&nbsp; </strong><br />
Matthew Kaplan has over a decade of digital marketing experience, working to support the content goals of the world&rsquo;s biggest B2B and B2C brands. He is a passionate app user and evangelist, working to support diverse marketing campaigns across devices.</p>]]></description>
      <dc:subject><![CDATA[Advertising, Product and Technology, Trust and Brand Safety, English (EN): inmobi.com, North America, Global,]]></dc:subject>
      
      <dc:creator><![CDATA[ Matt Kaplan,  Content Strategist  ]]></dc:creator>
      
      <dc:date>2022-05-02T11:02:00+00:00</dc:date>
    </item>
  
    <item>
      <title><![CDATA[Current State of Customer Loyalty With CPG Brands]]></title>
      <link>https://www.inmobi.com/blog/2022/05/02/current-state-of-customer-loyalty-with-cpg-brands/</link>
      <guid>https://www.inmobi.com/blog/2022/05/02/current-state-of-customer-loyalty-with-cpg-brands/</guid>
      <description><![CDATA[<p>When it comes to customer loyalty, CPG brands are feeling the heat. Inflation, loyalty, supply chain issues and private label growth are all impacting national CPG brands success. These are all key issues in the vertical, but we wanted to go deeper on loyalty and private label motivations specifically.&nbsp;</p>

<p>As eMarketer has reported, over 80% of consumers bought a different brand than their usual choice <a href="https://content-na2.emarketer.com/cpg-brand-loyalty-suffering-under-supply-chain-woes" target="_blank">between July and September 2021</a>. Issues relating to the supply chain and inflation were impacting the customer experience then, and these concerns have not yet abated so far this year.&nbsp;</p>

<p>In light of these trends, what can consumer packaged goods (CPG) companies do to better meet changing consumer expectations today for both prospective and existing customers? What does a quality CPG marketing strategy look like in 2022? That&rsquo;s what we wanted to find out.&nbsp;</p>

<p>At the beginning of 2022, we surveyed over 2,800 CPG consumers across the U.S. using <a href="https://www.inmobi.com/pulse" target="_blank">InMobi Pulse</a>, InMobi&rsquo;s mobile market research solution. Looking at a broad array of consumers, we ultimately wanted to answer the following questions:&nbsp;</p>

<ul>
	<li>How are different consumers reacting to available loyalty programs?&nbsp;&nbsp;</li>
	<li>How does advertising impact loyalty, and how should marketing fit into a brand&rsquo;s overall loyalty strategy?&nbsp;</li>
	<li>What kinds of loyalty and rewards programs most entice consumers?&nbsp;</li>
</ul>

<p>Here&rsquo;s what we uncovered.&nbsp;</p>

<h2>Key Findings:&nbsp;</h2>

<ul>
	<li>Private label product loyalty is not far behind national brand loyalty. If a branded player loses a shopper to a private label, our data shows they may never get them back as private label loyalty is neck and neck with branded items.&nbsp;</li>
	<li>Product and retailer loyalty varies across CPG categories. Pet products and retailers have the strongest loyalty, while baby item shoppers are the most product and retailer fluid based on convenience during a time precious life-stage.&nbsp;&nbsp;</li>
	<li>Future consideration for loyalty programs is strongest among ages 18-34. Drivers to sign up vary based on the type of loyalty program. Loyalty program involvement is linked to stronger product loyalty.&nbsp;</li>
	<li>Online shoppers for food and household skew significantly younger. Consumers ages 18-34 like personalized ads, while those 55+ like to see availability.&nbsp;</li>
	<li>Overall, consumers love CPG ads that make them aware of new products or products they haven&rsquo;t tried.&nbsp;</li>
</ul>

<h2>How Loyalty Varies Across Products, Manufacturers and Retailers&nbsp;</h2>

<p>Interestingly, consumers are most loyal to brands and retailers when it comes to pet care products, while they&rsquo;re least loyal when it comes to baby items. As Jeff Williams, Vertical Strategy Lead for CPG and Pharma, has quipped, &ldquo;Americans are more loyal to their fur babies than they are to their actual babies.&rdquo;&nbsp;</p>

<p><img alt="Retailer Loyalty" src="https://go.inmobi.net/hubfs/How%20Loyalty%20Varies%20Across%20Products%2c%20Manufacturers%20and%20Retailers%20%E2%80%93%201.jpg" /></p>

<p>Brand preference skews toward national brand products, though not overwhelmingly so. And while consumers prefer national brands due to quality perception, private label shoppers are driven by various motivators. Interestingly, although national brand products drive stronger loyalty, private label product loyalty is not far behind.&nbsp;</p>

<p><img alt="Brand preference skews" src="https://go.inmobi.net/hubfs/How%20Loyalty%20Varies%20Across%20Products%2c%20Manufacturers%20and%20Retailers%20-%202.jpg" /></p>

<p>And more specifically, food and beverage brands and household items have virtually no loyalty overall in preference to private label vs. national brands.&nbsp;</p>

<p><img alt="Brand preference skews" src="https://go.inmobi.net/hubfs/How%20Loyalty%20Varies%20Across%20Products%2c%20Manufacturers%20and%20Retailers%20-%203.jpg" /></p>

<p>We observed similar trends on the retail side, with retailer loyalty primarily being driven by convenience. In this space too, consumers prefer national brand products because of quality.&nbsp;</p>

<h2>How CPG Loyalty Programs Can Impact The Bottom Line&nbsp;</h2>

<p>Historically, the brand experience that CPG companies provide has hindered their ability to offer loyalty programs direct to consumers. After all, outside of direct-to-consumer (DTC) businesses, most CPG brands are reliant on retailers for their sales.&nbsp;</p>

<p>The way CPG consumers have been able to address this gap is by partnering directly with retailers on their loyalty programs. While still relatively nascent, the data shows that loyalty program involvement is linked to stronger product loyalty.&nbsp;<br />
&nbsp;<br />
&nbsp;<img alt="Loyalty Program involvement" src="https://go.inmobi.net/hubfs/Slide16%20-%20How%20CPG%20Loyalty%20Programs%20Can%20Impact%20The%20Bottom%20Line.jpg" /><br />
This is a significant development, as in the past CPG brands have had a relative lack of first-party data. Thanks in part to loyalty programs, CPG companies are able to have their own customer data sets to leverage.&nbsp;</p>

<p>What kinds of loyalty programs most entice customers? That all depends on the category.&nbsp;</p>

<p>In grocery, consumers are most interested in rewards-based loyalty programs. In comparison, loyalty programs directly offered by CPG brands themselves will generate the most interest if they offer participants free delivery.&nbsp;</p>

<p><img alt="Loyalty Program Future Consideration" src="https://go.inmobi.net/hubfs/Slide17%20%E2%80%93%20How%20CPG%20Loyalty%20Programs%20Can%20Impact%20The%20Bottom%20Line.jpg" /></p>

<h2>CPG Advertising Best Practices&nbsp;</h2>

<p>What can CPG brands do to get the word out about their loyalty programs and other offerings? As <a href="https://www.inmobi.com/blog/2021/12/15/what-us-consumers-think-about-mobile-advertising" target="_blank">past InMobi research has shown</a>, mobile advertising is especially effective.&nbsp;</p>

<p>Awareness and discoverability are the keys to national CPG brands winning in today&#39;s environment.&nbsp; Awareness leads to trust and perceived quality.&nbsp;&nbsp;&nbsp;</p>

<p>Brands can win by increasing their share of voice in the industry during tumultuous times. That is why P&amp;G has weathered difficult economic times, by winning share and investing when times get tough.&nbsp;&nbsp;&nbsp;</p>

<p>Consumers love CPG advertisements that make them aware of new products or products they haven&rsquo;t tried. In addition, one in four said that ads for CPG products encourage them to try new products.&nbsp;</p>

<p><img alt="CPG advertisements" src="https://go.inmobi.net/hubfs/Slide19%20%E2%80%93%20CPG%20Advertising%20Best%20Practices.jpg" /></p>

<p>What kinds of ads do consumers like to see? Our research found that answers vary on age. Younger consumers tend to prefer personalized messaging, while older shoppers want ads to focus on product availability.&nbsp;</p>

<p><img alt="CPG Ad Content Expectations" src="https://go.inmobi.net/hubfs/Slide21%20%E2%80%93%20CPG%20Advertising%20Best%20Practices.jpg" /></p>

<p>What are your thoughts on this data? Do any of these findings surprise you? Let us know on social media! Send us your thoughts on <a href="https://twitter.com/inmobi" target="_blank">Twitter</a> or <a href="https://www.linkedin.com/company/inmobi/" target="_blank">LinkedIn</a>.&nbsp;</p>]]></description>
      <dc:subject><![CDATA[Acquiring New Users, Advertising, Consumer Research, Understanding Consumers, English (EN): inmobi.com, North America,]]></dc:subject>
      
      <dc:creator><![CDATA[ Team InMobi  ]]></dc:creator>
      
      <dc:date>2022-05-02T08:35:00+00:00</dc:date>
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    <item>
      <title><![CDATA[Understanding Rewards Effectiveness: Q&A With Dr. Diego Garaialde]]></title>
      <link>https://www.inmobi.com/blog/2022/05/02/understanding-rewards-effectiveness-qa-with-dr-diego-garaialde/</link>
      <guid>https://www.inmobi.com/blog/2022/05/02/understanding-rewards-effectiveness-qa-with-dr-diego-garaialde/</guid>
      <description><![CDATA[<p>How can app developers and publishers think about rewarding their users with a positive experience? And for those that use rewarded ad units, how can they be effectively implemented?&nbsp;</p>

<p>To help answer these questions, we recently sat down with Dr. Diego Garaialde, currently a postdoctoral research fellow at University College Dublin. In this 36-minute interview, we chatted about how digital platforms can persuade and dissuade users to complete certain actions, and how publishers and developers should be thinking about how people are using their apps and websites.&nbsp;</p>

<p><iframe allow="accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture" allowfullscreen="" frameborder="0" height="315" src="https://www.youtube.com/embed/6kmHKs4a15Q" title="YouTube video player" width="560"></iframe></p>

<h2>Top Tips from Dr. Diego Garaialde&nbsp;</h2>

<p>Here&rsquo;s a small snippet of what research completed by him and others has uncovered:&nbsp;</p>

<ul>
	<li>Many users would rather see their name on a leaderboard than receive a small monetary award.&nbsp;</li>
	<li>It&rsquo;s important for apps to promote snacking behavior &ndash; if a game or app is too addicting, someone will be in the platform for a long time and then become habituated to it and not want to open it again for a long time afterwards.&nbsp;</li>
	<li>The closer someone is to the end of a task or game, the more motivated they are to complete it.&nbsp;</li>
	<li>Providing training on app usage is crucial at the beginning right after it is downloaded. Users want to have agency, and they will like an app if they understand how it works and what they can do to make it successful.&nbsp;</li>
	<li>Rewards need to be offered very soon after an action is completed. If someone receives a reward many minutes after the rewarded action is finished, the reward won&rsquo;t seem as valuable or as worthwhile to the user.&nbsp;</li>
	<li>Having ads appear as soon as someone logs in is more likely to discourage app users from logging in. Instead, educate users on the benefits of ads (specifically rewarded ads) before introducing them.&nbsp;</li>
	<li>For ads in particular, the reward offered (like extra lives, in-game currency, etc.) should be seen as more valuable than what the user is giving up in exchange for watching the ads, namely time.&nbsp;</li>
	<li>Rewards are generally most valuable early on in an interaction/login.&nbsp;</li>
	<li>It&rsquo;s key to be transparent with users and to let them know what&rsquo;s happening in the app or platform. When users understand how the app is working holistically, they&rsquo;re more likely to buy in and be a happy user in the long run. On the flip side, if they later on feel like they were lied to or that key details were not made clear at the beginning, they are likely to become angry and churn.&nbsp;</li>
</ul>

<h2>Top Quotes&nbsp;</h2>

<p><iframe allow="accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture" allowfullscreen="" frameborder="0" height="315" src="https://www.youtube.com/embed/wnNdnkPrjMM?start=1" title="YouTube video player" width="560"></iframe><iframe allow="accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture" allowfullscreen="" frameborder="0" height="315" src="https://www.youtube.com/embed/Luf9wMGsdTU?start=1" title="YouTube video player" width="560"></iframe><iframe allow="accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture" allowfullscreen="" frameborder="0" height="315" src="https://www.youtube.com/embed/fLkJ6KWpZoY" title="YouTube video player" width="560"></iframe><iframe allow="accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture" allowfullscreen="" frameborder="0" height="315" src="https://www.youtube.com/embed/Z5U8E6Xp8Ws?start=1" title="YouTube video player" width="560"></iframe><iframe allow="accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture" allowfullscreen="" frameborder="0" height="315" src="https://www.youtube.com/embed/UzNyxI8dTOU" title="YouTube video player" width="560"></iframe><iframe allow="accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture" allowfullscreen="" frameborder="0" height="315" src="https://www.youtube.com/embed/4g3sChaBK_k" title="YouTube video player" width="560"></iframe><iframe allow="accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture" allowfullscreen="" frameborder="0" height="315" src="https://www.youtube.com/embed/mt3cN_OcjuI" title="YouTube video player" width="560"></iframe><iframe allow="accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture" allowfullscreen="" frameborder="0" height="315" src="https://www.youtube.com/embed/TROk2rKDhgA" title="YouTube video player" width="560"></iframe><iframe allow="accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture" allowfullscreen="" frameborder="0" height="315" src="https://www.youtube.com/embed/m0Y0otZ53bU?start=1" title="YouTube video player" width="560"></iframe></p>

<h3>About The Interviewer&nbsp;</h3>

<p>Matthew Kaplan has over a decade of digital marketing experience, working to support the content goals of the world&rsquo;s biggest B2B and B2C brands. He is a passionate app user and evangelist, working to support diverse marketing campaigns across devices.&nbsp;</p>]]></description>
      <dc:subject><![CDATA[Consumer Research, Media Consumption &amp; Trends, Understanding Consumers, English (EN): inmobi.com, Global,]]></dc:subject>
      
      <dc:creator><![CDATA[ Matt Kaplan,  Content Strategist  ]]></dc:creator>
      
      <dc:date>2022-05-02T08:22:00+00:00</dc:date>
    </item>
  
    <item>
      <title><![CDATA[Illustrated by InMobi | Learn How MFine Partnered with InMobi to Drive Purchase Consideration for Healthcare on Mobile ]]></title>
      <link>https://www.inmobi.com/blog/2022/04/29/illustrated-by-inmobi-learn-how-mfine-partnered-with-inmobi-to-drive-purchase-consideration-for-healthcare-on-mobile/</link>
      <guid>https://www.inmobi.com/blog/2022/04/29/illustrated-by-inmobi-learn-how-mfine-partnered-with-inmobi-to-drive-purchase-consideration-for-healthcare-on-mobile/</guid>
      <description><![CDATA[<p>MFine is an AI-driven, on-demand holistic healthcare platform that provides its users across India with access to virtual consultations, diagnostics, medicines, and care programs from the country&rsquo;s top healthcare providers. The brand intended to reach its target audience via mobile and drive consideration about on-demand health care services.&nbsp;&nbsp;</p>

<p>MFine partnered with InMobi and leveraged our performance marketing solutions to identify, engage, and acquire mobile app users across India. The right culmination of the audiences, messaging, and retargeting ensured maximum efficiency in driving conversions while consistently reducing the cost per the first consultation.&nbsp;&nbsp;</p>

<p>Learn more about the impactful campaign from our Illustrated by InMobi infographic.&nbsp;<br />
&nbsp;</p>

<p>&nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp;<img alt="ad gamification" src="https://2714195.fs1.hubspotusercontent-na1.net/hubfs/2714195/Illustrated%20by%20InMobi%20Blogs/MicrosoftTeams-image%20(83).png" style="height:1451px; width:700px" /></p>

<p><br />
Interested in knowing how the brand achieved impeccable results on mobile? Read the full success story <a href="https://www.inmobi.com/case-study/mfine-partners-with-inmobi-to-provide-on-demand-quality-healthcare-on-mobile">here</a>.&nbsp;</p>

<p>Write to us at <a href="mailto:mobilemarketing@inmobi.com">mobilemarketing@inmobi.com</a> to learn how you too can partner with us and drive true consumer connections in 2022.&nbsp;</p>]]></description>
      <dc:subject><![CDATA[Success Stories, English (EN): inmobi.com, Asia Pacific,]]></dc:subject>
      
      <dc:creator><![CDATA[ Team InMobi  ]]></dc:creator>
      
      <dc:date>2022-04-29T16:09:00+00:00</dc:date>
    </item>
  
    <item>
      <title><![CDATA[Winspire Spotlight Series: Vasuta Agarwal]]></title>
      <link>https://www.inmobi.com/blog/2022/04/27/winspire-spotlight-series-vasuta-agarwal/</link>
      <guid>https://www.inmobi.com/blog/2022/04/27/winspire-spotlight-series-vasuta-agarwal/</guid>
      <description><![CDATA[<p>Vasuta Agarwal is the Senior Vice President and Managing Director for the Asia-Pacific (APAC) region at InMobi. She has won multiple awards as a leader and is widely known for being a champion of women&rsquo;s leadership initiatives.</p>

<p>Vasuta also plays the role of the executive sponsor in the APAC region for Winspire, InMobi&rsquo;s employee resource group for women. In this conversation at Winspire&rsquo;s Spotlight event, she opens up about her career journey and shares insightful advice for women in the workforce.</p>

<div><iframe allow="accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture" allowfullscreen="" frameborder="0" height="315" src="https://www.youtube.com/embed/6mJadYuqIEU" title="YouTube video player" width="560"></iframe></div>

<p>&nbsp;</p>

<p>Here are the key takeaways from Vasuta&rsquo;s Winspire Spotlight session:</p>

<p><strong>Her journey at InMobi</strong></p>

<p>Vasuta Agarwal: &ldquo;As non-traditional as my move from McKinsey to InMobi was back in 2012, I am glad that it happened. InMobi was in its early days back then and the first few months were a fun ride. We were working at break-neck speed &ndash; it was exhilarating. Initially, I moved from Product to Strategy and Operations. But in 2013 I decided to move to the business side of things. I am very glad I took that leap of faith.&rdquo;</p>

<p><strong>Managing connections during the pandemic</strong></p>

<p>&ldquo;When you work from home, it is easy to just go back into your introverted shell and relax. But the role of a leader does not allow us to do that. Leaders need to make sure that we connect with our internal teams as well as clients constantly through calls during such a time. Planning and calendar-ing is the best effort we can take in these situations.&rdquo;</p>

<div><iframe allow="accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture" allowfullscreen="" frameborder="0" height="315" src="https://www.youtube.com/embed/6mJadYuqIEU" title="YouTube video player" width="560"></iframe></div>

<p>&nbsp;</p>

<p><strong>Allies and mentors in the workplace</strong></p>

<p>&ldquo;It is very important to have allies and mentors in the workplace - not just from a growth perspective but from a day-to-day standpoint too. It is extremely helpful for guidance and for getting things done. Since we work in such a decentralized system these days, where we need to influence without authority, it is essential to build trust, credibility and equity with everyone across teams and departments. It happens very organically mostly.&rdquo;</p>

<p><strong>What motivates Vasuta</strong></p>

<p>&ldquo;To be very honest, sleeping early helps me a lot. But other than that, I think it is more of a personal drive I have. I have this internal need to get things done and keep doing more. What also really helps is that InMobi has been such a fun workplace for the past 10 years. It has become such an integral part of life that it doesn&rsquo;t feel like work. It doesn&rsquo;t exhaust me.</p>

<div><iframe allow="accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture" allowfullscreen="" frameborder="0" height="315" src="https://www.youtube.com/embed/6mJadYuqIEU" title="YouTube video player" width="560"></iframe></div>

<p>&nbsp;</p>

<p><strong>Sharing your goals and aspirations at work</strong></p>

<p>&ldquo;I think it is essential to do that. No one &ndash; your colleagues, or your managers &ndash; will know what you want, or which direction you want to grow in if you don&rsquo;t let them know. I had to do that too when I wanted a bigger role and I had to do it whenever I switched roles. Fortunately, InMobi respects this and marries your aspirational goals with the right opportunities.&rdquo;</p>

<p><strong>Opinions on asking for a pay raise at work</strong></p>

<p>&ldquo;As I said previously, we need to ask for what we want. When it comes to a pay raise, I believe more importantly that we need to ask for what we deserve. This happens more frequently with women. Unfortunately, sometimes not asking maintains the status quo. That being said, as much as it is an individual&rsquo;s responsibility, the organization should also ensure equitable distribution when it comes to compensation.&rdquo;</p>

<div><iframe allow="accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture" allowfullscreen="" frameborder="0" height="315" src="https://www.youtube.com/embed/6mJadYuqIEU" title="YouTube video player" width="560"></iframe></div>

<p>&nbsp;</p>

<p><strong>Message for young women professionals</strong></p>

<p>&ldquo;When you&rsquo;re young and just starting your career, there is a lot of uncertainty because you&rsquo;re trying to determine what your strengths are. But I would urge young women to take a bet on themselves at that stage &ndash; because you are where you are because you are good at something. Believe in that. You have to be your biggest cheerleader.&rdquo;</p>

<p><strong>A piece of advice for everyone</strong></p>

<p>&ldquo;Do what you enjoy. We need to remember that work will always be work and it won&rsquo;t be fun all the time. So when we do something that brings us joy, it becomes easier. Then everything else follows.&rdquo;</p>

<p>To work with leaders like Vasuta, explore opportunities at <a href="https://www.inmobi.com/company/careers/">https://www.inmobi.com/company/careers/</a>.</p>]]></description>
      <dc:subject><![CDATA[English (EN): inmobi.com, Global,]]></dc:subject>
      
      <dc:creator><![CDATA[ Team InMobi  ]]></dc:creator>
      
      <dc:date>2022-04-27T07:34:00+00:00</dc:date>
    </item>
  
    <item>
      <title><![CDATA[InMobi Wins 6 Key Awards at the DIGIXX Awards 2022 ]]></title>
      <link>https://www.inmobi.com/blog/2022/04/26/inmobi-wins-6-key-awards-at-the-digixx-awards-2022/</link>
      <guid>https://www.inmobi.com/blog/2022/04/26/inmobi-wins-6-key-awards-at-the-digixx-awards-2022/</guid>
      <description><![CDATA[<p>Founded in 2016, the DIGIXX Awards by AdGully are designed to recognize and celebrate excellence in Digital Marketing &amp; Advertising in the Indian subcontinent. The awards are an industry-wide recognition that celebrate the country&#39;s most innovative, creative, and effective digital initiatives.&nbsp;&nbsp;</p>

<p>This year, InMobi bagged 6 prestigious DIGIXX awards in partnership with brands across different industries. Read on to learn all about the show-stopping campaigns that won over both consumers and the distinguished jury.&nbsp;<br />
&nbsp;</p>

<h2><strong>Campaign #1: Digital Transformation &ndash; The Godrej Way&nbsp;</strong></h2>

<p>Brand Name: <strong>Godrej Consumer Products Limited&nbsp;</strong></p>

<p>Winning Categories:&nbsp;&nbsp;</p>

<ol>
	<li>Programmatic and Performance Marketing (CPG) - <strong>Gold</strong></li>
	<li>Insight and Research (CPG) - <strong>Silver</strong></li>
	<li>Data, Analytics, and Optimization (CPG) - <strong>Silver</strong></li>
</ol>

<p><br />
As the world came to a standstill in 2020, in the face of COVID-19, staying home and staying safe became imperative for citizens across the globe. This dramatic lifestyle change led to two major shifts in the behavior of Indian women: they felt an increased responsibility for the health and wellness of their families, and, owing to the increased time spent at home and the penetration of various OTT platforms, they moved from TV to on-demand video consumption and casual mobile gaming.&nbsp;&nbsp;</p>

<p>For GCPL, women were the predominant influencers and decision-makers in the extremely low involvement home-insecticide segment. As a leading player in this segment - with powerhouse brands such as Good Knight and Hit &ndash; GCPL&#39;s key objective was to reinforce the need to maintain clean and insect-free homes (to avoid vector-borne diseases) and ensure that nothing escapes their consumer&#39;s radar while battling the virus. GCPL launched a three-fold mobile-first strategy to execute this objective:&nbsp;</p>

<ol>
	<li>By leveraging over 2000 high-value data attributes on <a href="https://www.inmobi.com/audiences">InMobi Audiences</a>, the brand accurately identified Indian women from NCCS-A category households in the hyperconnected world.&nbsp;</li>
	<li>The brand then delivered personalized, tailor-made communication to the audience via vernacular video content across five diverse Indian languages.&nbsp;</li>
	<li>Finally, by marrying the brand&#39;s first-party data and InMobi&#39;s data signals, GCPL built custom audiences and phased out a sequential targeting strategy to drive action among users with a high brand affinity and intent.&nbsp;&nbsp;</li>
</ol>

<p>While GCPL successfully leveraged programmatic to drive awareness, engagement, and consideration, the brand also intended to validate the success of its campaign by conducting a brand lift survey to measure the impact of the campaign. By leveraging <a href="https://www.inmobi.com/pulse">InMobi Pulse</a>, GCPL captured qualitative feedback around the perceptions and preferences of their consumers with an accurate mobile survey.&nbsp;</p>

<p>As a result of the campaign, users viewed over 91.2 million personalized videos, leading to 380,506 hours of content consumption. The campaign delivered an incremental reach of 25% with a whopping 50% increase in effectiveness with personalized video and a massive 2.48X increase in engagement rate. The home insecticide category saw a promising 15% growth in the last fiscal year*, driving a massive success for GCPL.&nbsp;&nbsp;&nbsp;</p>

<p>Learn more about the award-winning campaign <a href="https://www.youtube.com/watch?v=UmOsB2b8kFA">here</a>.&nbsp;</p>

<p>&nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp;<img alt="mobile ad campaign" src="https://2714195.fs1.hubspotusercontent-na1.net/hubfs/2714195/Digixx%202022%20Blog/GCPL.jpg" style="height:355px; width:650px" /><br />
&nbsp;</p>

<h3><strong>Campaign #2: PharmEasy Makes it Easy for Online Medicine Repurchasers&nbsp;</strong></h3>

<p>&nbsp;<br />
Brand Name: <strong>PharmEasy&nbsp;</strong></p>

<p>Winning Categories:&nbsp;</p>

<ol>
	<li>Mobile and Apps Marketing (Healthcare / Pharma) -&nbsp;<strong>Gold</strong></li>
	<li>Promotional/Shopper Marketing - <strong>Bronze</strong>&nbsp;</li>
</ol>

<p>&nbsp;<br />
Launched in 2015, PharmEasy is India&#39;s leading online pharmacy aggregator and the highest-rated online pharmacy app delivering healthcare products, medicines and providing diagnostic services right at the user&#39;s doorstep. With the onset of the pandemic, PharmEasy encouraged consumers to stay safe by purchasing medicines online and opting for healthcare services at home.&nbsp; The brand aimed to encourage its users to upload prescriptions on the app - since those who did, had a higher tendency to make repeat purchases.&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</p>

<p>To achieve its objectives, PharmEasy partnered with InMobi and created a mobile-first strategy to reach the right audiences with the right messaging. First, the brand leveraged InMobi Audiences to reach millions of target users, including regular medicine purchasers and, hospital or local pharmacy visitors. To drive installs at scale, the brand launched immersive creatives on Glance, thereby gaining high visibility. To further enhance conversions, PharmEasy provided users with promotional codes to avail diagnostic services and medicine delivery at discounted prices. And finally, the brand re-engaged its new registrants and dormant users with offers and discount codes for repeat orders.&nbsp;&nbsp;&nbsp;</p>

<p>InMobi&#39;s solutions helped PharmEasy increase its month-on-month purchases on its app by 92%, with a whopping 12.5% increase in first purchases. Prescription uploads saw an 11.6% increase overall, and remarketing saw a 7x the increase compared to the user acquisition campaign. The campaign also led to 2.7 times more user prescription uploads.&nbsp;&nbsp;</p>

<p>Learn more about the award-winning campaign <a href="https://www.youtube.com/watch?v=heMuDoAChrg">here</a>.&nbsp;<br />
&nbsp;</p>

<p>&nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp;<img alt="successful mobile ad campaign" src="https://2714195.fs1.hubspotusercontent-na1.net/hubfs/2714195/Digixx%202022%20Blog/Pharmeasy.jpg" style="height:317px; width:700px" /><br />
&nbsp;</p>

<h2><strong>Campaign #3: SplashLearn expands reach &amp; drives engagement with Microsoft Advertising</strong></h2>

<p><br />
Brand Name: <strong>SplashLearn&nbsp;</strong><br />
Winning Category: Best in Education - <strong>Gold&nbsp;</strong></p>

<p><br />
Over the last few years, Edutech players such as SplashLearn have disrupted the education space by enabling online learning, with an extensive focus on each child&#39;s different learning needs. With the vision of building an immersive learning experience that transforms children into lifelong learners, Splashlearn is loved by over 33 million students across 150 countries and is trusted by over 440,000 teachers across 77,000 schools.&nbsp;</p>

<p>In the wake of the pandemic in 2020, when schools were closed, parents were concerned about their children&#39;s education. SplashLearn proactively rose to the challenge and offered online courses to children which not only educated but also engaged them. This early adoption was made possible by the <a href="https://go.inmobi.com/partner-with-msa/">Microsoft Advertising</a> platform, through which the brand delivered the right message at the right time, to parents seeking quality education for their children. To enhance the efficiency of the campaign, the brand optimized regular keyword checks and eliminated negative keywords. The best performing campaigns were promoted through automated bidding to rake in incremental results. Low-performing ads were eliminated, and the overall campaign hygiene was streamlined.&nbsp;&nbsp;</p>

<p>The campaign resulted in a 182% increase in reach, a 267% increase in leads, and a phenomenal 24% growth in the overall conversion rate, in just one month.&nbsp;</p>

<p>Learn more about the award-winning campaign <a href="https://about.ads.microsoft.com/en-in/insights/stories/splashlearn">here</a>.&nbsp;<br />
&nbsp;</p>

<p>&nbsp; &nbsp; &nbsp; &nbsp; &nbsp;&nbsp;<img alt="award winning ad" src="https://2714195.fs1.hubspotusercontent-na1.net/hubfs/2714195/Digixx%202022%20Blog/MicrosoftTeams-image%20(81).png" style="height:178px; width:300px" />&nbsp; &nbsp; &nbsp; &nbsp; &nbsp;<img alt="mobile app marketing campaigns" src="https://2714195.fs1.hubspotusercontent-na1.net/hubfs/2714195/Digixx%202022%20Blog/SplashLearn.jpg" style="height:205px; width:500px" /></p>

<p>&nbsp;</p>

<p>Curious about how InMobi has helped deliver high-impact mobile campaigns for brands across industries? Explore our <a href="https://www.inmobi.com/case-study">case studies page</a> for more success stories.&nbsp;&nbsp;</p>

<p>Write to us at <a href="mailto:mobilemarketing@inmobi.com">mobilemarketing@inmobi.com</a> to learn how you too can partner with us and drive true consumer connections in 2022.&nbsp;</p>

<p>&nbsp;</p>

<p>* With the combined efforts from the integrated digital marketing campaigns&nbsp;</p>]]></description>
      <dc:subject><![CDATA[Awards, English (EN): inmobi.com, Asia Pacific,]]></dc:subject>
      
      <dc:creator><![CDATA[ Team InMobi  ]]></dc:creator>
      
      <dc:date>2022-04-26T21:20:00+00:00</dc:date>
    </item>
  
    <item>
      <title><![CDATA[It Takes A Village: Tips for the Solo Game Developer ]]></title>
      <link>https://www.inmobi.com/blog/2022/04/26/it-takes-a-village-tips-for-the-solo-game-developer/</link>
      <guid>https://www.inmobi.com/blog/2022/04/26/it-takes-a-village-tips-for-the-solo-game-developer/</guid>
      <description><![CDATA[<p>Developing a game is no small feat &mdash; especially for a team of one. When thinking of single-developer games, many successful projects come to mind. These titles include <em>Axiom Verge</em>, <em>Braid</em>, <em>Undertale</em>, <em>Thomas Was Alone </em>and<em> Dust: An Elysian Tale</em>. Even Minecraft was born from a single developer back in its alpha stage.&nbsp;&nbsp;</p>

<p>With tools, platforms and digital sandboxes such as Minecraft, Steam, Roblox and now the Metaverse, it is now more than ever possible to ideate, design and publish a game as a solo act, especially for mobile and computer-based games.&nbsp;&nbsp;</p>

<p>This is a positive, hopeful outcome of increased accessibility in game-development and game development/coding becoming increasingly a part of curriculums in classrooms, afterschool programs and camps.&nbsp;&nbsp;</p>

<p>Or take Scratch for an even better example. With high use among educators and a target audience of 8- to 16-year-olds, the free program introduces novices to interactive storytelling, gaming and animation via its visual programming language. Even Harvard uses Scratch as part of its <a href="https://www.youtube.com/watch?v=YoXxevp1WRQ" target="_blank">Introduction to Computer Science</a> course.&nbsp;&nbsp;</p>

<p>Between Roblox and programs like Scratch, there&rsquo;s bound to be an influx of successful young game developers who got their start in the digital sandbox.&nbsp;</p>

<p>With the growing number of self-taught game developers and indie distribution platforms, more and more people are choosing the solo route when it comes to game development. And as fun as it can be to wear multiple hats, going solo can also mean being a few people short when it comes to testing out your game and creative ideas.&nbsp;&nbsp;</p>

<p>But have no fear! There are a few things you can do to still create a collaborative process and environment around your game.&nbsp;&nbsp;</p>

<h3>Crowdsourcing Creative Ideas For Your Game&nbsp;</h3>

<p>So let&rsquo;s talk about the power of creative crowdsourcing when it comes to your projects. Creative crowdsourcing is a fun, exciting way to bring people into the fold of your development process while getting a healthy level of feedback when it comes to game mechanics, creative assets, and more. And with the combined power of social media, creative crowdsourcing is also another good way to bring an audience to your game in its early stages.&nbsp;</p>

<p>Please note: this isn&rsquo;t about exploiting people&rsquo;s free labor to do the would-be jobs of a team. Creative crowdsourcing is ultimately about building a community of invested stakeholders among the people who have opted to join you for the ride in creating your project.&nbsp;&nbsp;</p>

<p>And for a solo developer that may not have access to robust (and costly) marketing tools, it is essential and valuable to have as many eyes on your product as possible. So, it makes sense to turn to social media to offer a transparent, inside-look at your process, from ideation to distribution.&nbsp;&nbsp;</p>

<p>And it&rsquo;ll be amongst these audience members/co-collaborators that you&rsquo;ll find those more likely to pay for your game, sit through your game&rsquo;s ads, donate funds, etc., because of their personal stakes in your project. They want to see you win.&nbsp;&nbsp;</p>

<h3>Crowdsourcing Pros and Cons&nbsp;</h3>

<p>And let&rsquo;s be real: staring at a screen all day can put a strain on the design process. Sometimes it takes a fresh set of eyes to uncover hidden design flaws/biases, come up with creative solutions and best optimize the gaming experience.&nbsp;&nbsp;</p>

<p>There are some other upsides and downsides to social media creative crowdsourcing. It is no secret that the Google Play and Apple App stores are packed with copycat games. This is the unfortunate reality of game development.&nbsp;&nbsp;</p>

<p>For a solo game developer, you may be cautious about turning to message boards, forums and Discord channels in search of feedback on game mechanics or creatives. But by getting on a social media platform like Instagram or TikTok to discuss your game, you are creating a living archive of your process that can help discourage copycats from running away with your ideas without accountability.&nbsp;&nbsp;</p>

<p>However, it&rsquo;s na&iuml;ve to say that this method we&rsquo;re suggesting is 100% fool-proof, and you should know that there are other tools available to test out your games. A good place to start is <a href="https://www.playtestcloud.com/" target="_blank">PlaytestCloud</a>, &ldquo;your one-stop solution for playtesting mobile games during prototyping, development, soft launch, and after release.&rdquo;&nbsp;&nbsp;</p>

<p>Nonetheless it is important to remember that even for single-developer games, it takes a village. And while success may very well look and mean something different to a solo indie developer, having a strong community of support behind you increases your chances of striking gold and strengthening your portfolio.&nbsp;&nbsp;</p>

<h3>After Ideation Comes Monetization&nbsp;</h3>

<p>So if any of this resonates with you, let us know! <a href="https://go.inmobi.com/discord/" target="_blank">InMobi has launched our very own Discord</a> meant to connect developers, gamers and publishers directly with our team.&nbsp;&nbsp;</p>

<p>And if you&rsquo;re especially looking for best monetization practices for your game, please reach out! Join us online or via our various social media channels, and be sure to <a href="https://www.inmobi.com/game-monetization" target="_blank">check out our page</a>.&nbsp;&nbsp;</p>]]></description>
      <dc:subject><![CDATA[Acquiring New Users, English (EN): inmobi.com, Global,]]></dc:subject>
      
      <dc:creator><![CDATA[ Sarayah Wright  ]]></dc:creator>
      
      <dc:date>2022-04-26T16:40:00+00:00</dc:date>
    </item>
  
    <item>
      <title><![CDATA[An Outlook On Our Rewarded Video Growth]]></title>
      <link>https://www.inmobi.com/blog/2022/04/26/rewarded-video-growth/</link>
      <guid>https://www.inmobi.com/blog/2022/04/26/rewarded-video-growth/</guid>
      <description><![CDATA[<p>Previously on the blog, we covered the basics of <a href="https://www.inmobi.com/blog/2001/03/07/rewarded-video-ads-what-all-gaming-app-publishers-should-know" target="_blank">rewarded video ads</a> and the key things that publishers should know about this ad format. We are now digging deeper into why publishers should consider InMobi for their rewarded video monetization strategy.&nbsp;</p>

<h2>A Strong Contender to Banner and Interstitial &nbsp;</h2>

<p>While the nature of the app will highly influence the appropriate placement strategy, the adoption of high-impact formats among app developers has been undeniable. Rewarded video ads have become of the strongest monetization opportunities for publishers, which can generate high eCPMs and engagement.&nbsp;&nbsp;</p>

<p>Where banners are highly scalable and interstitials take the share of voice on the screen, the magic of rewarded video lies in its positive reward experience. A <a href="https://appodeal.com/blog/mobile-ecpm-report-app-ad-monetization-worldwide-performance/" target="_blank">recent report showed</a> that banners represent up to 80% or more of iOS ad impressions in the U.S. but only 17% of the revenue share, compared with interstitial (71%) and rewarded video (13%).&nbsp;&nbsp;&nbsp;</p>

<p>At InMobi, we are working with an increasing number of leading app developers who are trusting us with their monetization strategy. Similarly, we have also been strengthening our relationships with premium advertisers around the world that are looking for engaging inventory and audiences to deliver their advertising campaigns.&nbsp;&nbsp;</p>

<p>Let&rsquo;s take a look at the evolution of rewarded video with InMobi, and how eCPMs have evolved across our key markets and the two operating systems.&nbsp;</p>

<script id="infogram_0_6e394bed-45b1-4c30-ab51-25f7c65f3a49" title="Rewarded Video blog" src="https://e.infogram.com/js/dist/embed.js?0zJ" type="text/javascript"></script>

<h2>Publishers See the Returns&nbsp;</h2>

<p>Rewarded videos ads not only command higher eCPMs, but they also help publishers to contribute to positive user engagement and can lead to in-app purchases (IAP), therefore increasing the APRDAU (average revenue per daily active user).</p>

<p>Take <a href="https://www.inmobi.com/case-study/inmobi-helps-tapnation-see-significant-ad-revenue-from-their-popular-hypercasual-games" target="_blank">TapNation for example</a>, who has seen their APRDAU and revenue increasing by 104% through opening rewarded video placements.&nbsp;&nbsp;</p>

<p>Over the past couple of years, we have introduced Rewarded Display and Rewarded Playables ad formats with close delay timer, which improved the fill rates on rewarded ad slots by almost 30% and average eCPMs by 40%. Our eCPMs in the top APAC markets we are operating in have been rising by an average 180% year-on-year between Q4 2020 and Q4 2021.&nbsp;&nbsp;</p>

<p>Although they are more prevalent to gaming apps, rewarded ads can be implemented across different categories and be as effective, they are not exclusive to gaming environments. Some non-gaming apps from all categories have adopted rewarded video ads. Nebula, a leading astrology app that delivers horoscope insights to its users, and Duolingo, a leading app which helps users to learn new languages, are good examples.&nbsp;</p>

<p>Monetizing through highly engaging ad formats like rewarded video ads is even more important in today&rsquo;s privacy-focused world and maximize ad revenue for non-addressable audiences. Through UnifID, our identity management solution, we have observed that ad units like rewarded video ads have seen their fil l rate increase by 18% and eCPMs by 17% when passing universal IDs through the bid stream. &nbsp;</p>

<p>As privacy initiatives are increasing and access to mobile advertising IDs being restricted, marketers are adapting their targeting strategies towards alternative identifiers to reach addressable audiences. Highly sought-after, mobile addressable audiences combined with rewarded video ads can generate great returns for publishers.&nbsp;</p>

<h2>The Investments We Have Made on Ad Format Experiences&nbsp;</h2>

<p>At InMobi, we have invested significantly, and still are, in building ad formats that both respect the user experience and serve the modern monetization needs of our publisher partners. With this perspective in mind, we&rsquo;ve incorporated advanced ad experience templates that are highly customizable in our new customer interface, which publishers can take advantage of today.&nbsp;&nbsp;<br />
<br />
Publishers&rsquo; preferences have taken the priority within our ad experience roadmap. Publishers are able to customize almost everything on their rewarded ad experience template on the InMobi Publisher Customer Interface, including the ad formats, experiences, close delays and the maximum ad duration.&nbsp;</p>

<p>Beyond rewarded video, we are also working on enhancing our wider ad templates through regular customer feedback and innovation. Some of the initiatives we are working on include mixed ad pods, where publishers can serve several ads in a unique ad slot, along with enhancements to our video features such as the ability to set up flexible duration or dynamic video orientation.&nbsp;</p>

<p>In a world where user retention and engagement are key metrics for publishers to measure success, we believe in building advanced tools that can help our customers achieve high results. The reward is a happy user and a happy publisher!&nbsp;&nbsp;</p>

<p>Interested in learning more?</p>]]></description>
      <dc:subject><![CDATA[In-App Monetization, Inside InMobi, English (EN): inmobi.com, Global,]]></dc:subject>
      
      <dc:creator><![CDATA[ Cecilia Nzaou  ]]></dc:creator>
      
      <dc:date>2022-04-26T15:06:00+00:00</dc:date>
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    <item>
      <title><![CDATA[CPG and Independent Retailer Perspective on Retail Media: Take Five Q&A With ADSTA ]]></title>
      <link>https://www.inmobi.com/blog/2022/04/25/cpg-and-independent-retailer-perspective-on-retail-media-take-five-qa-with-adsta/</link>
      <guid>https://www.inmobi.com/blog/2022/04/25/cpg-and-independent-retailer-perspective-on-retail-media-take-five-qa-with-adsta/</guid>
      <description><![CDATA[<p>Since the onset of the pandemic, the way consumers shop and discover new products has changed. Independent retailers have begun embracing new technologies such as e-commerce to meet their needs. And, as CPGs continue to allocate money toward digital advertising, looking for new ways to connect with shoppers, retail media provides a prime audience in a buying mode.&nbsp;&nbsp;</p>

<p>As retail media continue to evolve, InMobi Commerce&rsquo;s goal is to provide retailers and advertisers with the information they need to thrive and understand today&rsquo;s retail media ecosystem. That includes talking with industry experts about emerging trends in retail media, tips on how brands and retailers can collaborate more efficiently, and more.&nbsp;&nbsp;</p>

<p>In this edition of &ldquo;Take Five,&rdquo; Sarah Hughes, Head of Marketing at InMobi Commerce, spoke with <a href="https://www.adsta.com/" target="_blank">ADSTA</a>&rsquo;s <a href="https://www.linkedin.com/in/alanmauricejones/" target="_blank">Al Jones</a> and <a href="https://www.linkedin.com/in/shawn-tuckett-59915710/" target="_blank">Shawn Tuckett</a> to learn more about how independent grocers are approaching retail media and how advertisers can make the biggest impact with their retail media budgets.&nbsp;&nbsp;</p>

<p><strong>You can listen to the full interview below:&nbsp;&nbsp;</strong></p>

<div><iframe allow="accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture" allowfullscreen="" frameborder="0" height="315" src="https://www.youtube.com/embed/LVeV9XtlWAs" title="YouTube video player" width="560"></iframe></div>

<p>&nbsp;</p>

<h3><strong>Question 1: Why Do You Think Retail Media Has Become Such a Hot Topic?&nbsp;</strong></h3>

<p><em><strong>Shawn Tuckett</strong></em>: Retail media just offers such an efficient way for retailers to optimize their revenue and find new revenue streams. It can be difficult to find new ways to make money at the store, especially with the small margins, and just the challenges that grocery stores have always faced. So, retail media opens a channel that has a huge growth opportunity, and it&rsquo;s an extremely valuable initiative for retailers to be prioritizing at this point.&nbsp;&nbsp;</p>

<p><em><strong>Al Jones</strong></em>: As we see a lot of things move from print to digital, it&rsquo;s a real opportunity for independent retailers to add some very valuable digital content to their sites. Whether it be awareness-type campaigns, promotions campaigns, digital couponing, etc. There&rsquo;s just lots and lots of opportunities that exist out there.&nbsp;&nbsp;<br />
&nbsp;</p>

<h3><strong>Question 2: How Do You Work with Brands and Retailers to Create Better Digital Customer Experiences?&nbsp;</strong></h3>

<p><em><strong>Al</strong></em>: One of the big opportunities is taking a lot of these large-scale events or promotions that the CPGs (consumer packaged goods companies) have spent a lot of manpower putting together &ndash; for example, <a href="https://www.thegrocer.co.uk/new-product-development/kraft-heinz-launches-paw-patrol-pasta-products-for-kids/554974.article" target="_blank">Kraft-Heinz collaborating with Paw Patrol </a>to create exclusive pasta shapes or some of the other interesting things that they&rsquo;re putting together &ndash; and extending the impact of those programs by getting digital media content out to the shoppers, while they are shopping, and tying all of that brand equity together.&nbsp;&nbsp;<br />
&nbsp;</p>

<blockquote>
<h3>Keep in mind that the consumer is really who you&rsquo;re trying to advertise to and that consumer is not monolithic &ndash; they don&rsquo;t just shop at one store.&nbsp;</h3>

<h3>- Al Jones</h3>
</blockquote>

<h3><br />
<strong>Question 3: What Struggles Are Independent Grocers Facing and How Does ADSTA&rsquo;s Retail Media Technology Empower Them?&nbsp;</strong></h3>

<p><em><strong>Shawn</strong></em>: Independents sit in a tough spot when it comes to the CPGs and having access to the national campaign budget that Al talked about. The beauty of ADSTA is that it creates an efficient channel for the CPGs to engage with independent grocers. A large company, like Kraft or Procter &amp; Gamble, isn&rsquo;t going to go after every small grocery chain &ndash; it&#39;s just like herding cats, it&rsquo;s just not going to happen.&nbsp;&nbsp;</p>

<p>But if you take those stores and combine them into one network where a CPG can now do a single buy and get access to all 3,500 stores across the network &ndash; it&rsquo;s one implementation, it&rsquo;s one set of creative. It opens the opportunity for CPGs to really engage with a group of stores that&rsquo;s larger than Kroger in terms of store count. By purchasing a media buy across a network of stores, like with ADSTA and other technologies like it, brands can expand their reach and find audiences that they normally would have skipped due to inefficiency.&nbsp;&nbsp;</p>

<p><em><strong>Al:</strong></em> Yes, the efficiency of the buy is really important, but efficiency in execution is also crucial. It&rsquo;s interesting when you&rsquo;re looking at a brand&rsquo;s digital assets and getting them out to these independent grocers, it&rsquo;s often very difficult for one store chain to manage all those assets and the communication back and forth with the brands.&nbsp;&nbsp;</p>

<p>With a network like ADSTA, we make that simple and easy. We help streamline the process for both brands and retailers by standardizing creative and managing assets to get campaigns running live and at 100% compliance, which I know is very important.&nbsp;&nbsp;</p>

<p>&nbsp;</p>

<h3><strong>Question 4: Where Do You See Retail Media Evolving Over the Next Few Years, Especially in Independent Grocery?&nbsp;</strong></h3>

<p><strong>Shawn: </strong>Since 2020, retail media has become the topic of the CPG world. You can&rsquo;t go to a conference now without seeing a million sessions on it and just all kinds of different thought leadership.&nbsp;&nbsp;</p>

<p>Right now, we are in the growth stage, but in three to five years retail media is going to become table stakes. Everybody is going to need to be doing it to be competitive in an e-commerce environment.&nbsp;&nbsp;</p>

<p>&nbsp;I think the great thing for the independents is that they sit in a position where, yes, they aren&rsquo;t the first priority, but it always trickles down to them. As those other major retailers&rsquo; media networks become saturated, more expensive and more competitive, the CPGs now have an opportunity with the independents to really differentiate themselves and get access to shoppers that they may have missed otherwise while still getting the reach they are looking for.&nbsp;&nbsp;</p>

<p>So, three years from now, retail media is going to have fully traveled down to the independents as well. They&rsquo;ll be getting the same opportunities as the national chains are today.&nbsp;&nbsp;</p>

<p><strong>Al:</strong> It&rsquo;s also important to keep in mind that the consumer is really who you&rsquo;re trying to advertise to and that consumer is not monolithic &ndash; they don&rsquo;t just shop at one store. So, then if you&rsquo;re able to effectively get your message across to that consumer, then that&rsquo;s just good for the industry in all facets.&nbsp;&nbsp;<br />
&nbsp;</p>

<p><strong>For more interviews with&nbsp;retail media experts,&nbsp;<a href="https://youtube.com/playlist?list=PLBlFq9PKBmeP-OOttfdlTDJtziy0In4mH" target="_blank">check out InMobi&#39;s&nbsp;"Take 5" playlist&nbsp;on YouTube</a>!&nbsp;</strong></p>

<p><strong>About Alan:&nbsp;&nbsp;</strong><br />
Alan M. Jones has been Vice President of Marketing and Advertising Sales with&#8239;ShoptoCook since January 2018. Mr. Jones started with ShoptoCook as Vice President of Content in April 2017. From 2013-2017, Mr. Jones was a Marketing and Sales Consultant&#8239;for Food Industry disruptors and In-store companies including Fetch,&#8239;Engage, GMG, DBA Worldwide, Sterilyfe, Handstand Innovations,&#8239;and&#8239;MessageWrap.&#8239;From 2002 - 2013&#8239;, Mr. Jones held various positions at Insignia Systems subsequent to his leadership position as Sr. Vice President of CPG and Retail Sales. After graduating from Michigan State University with a BA in Marketing in 1981, Mr. Jones held various positions with SmithKline Beecham Consumer Brands in the areas of sales training and management including Director of the Mid-Atlantic Division.&#8239;&nbsp;</p>

<p><strong>About Shawn:&nbsp;</strong><br />
During his 12+ years with Webstop, Shawn has helped hundreds of excellent&nbsp;grocers evolve their advertising for the digital age, allowing many stores to&nbsp;increase the number of store trips and increase their loyalty member spending up&nbsp;to 110%. Shawn recently oversaw the launch of the Adsta Retail Media Network&nbsp;which allows Webstop retailers to monetize their digital assets and gives CPG brands&nbsp;a valuable retail channel to promote their products.&nbsp;<br />
<br />
Shawn joined Webstop in 2008 after graduating from the University of Florida with&nbsp;his BA in History and Masters in Management. In his first role as Director of&nbsp;Business Development, Shawn led a wholesaler sales initiative overseeing the&nbsp;rollout of the Webstop Multi-Retailer Website Platform, which has supported over&nbsp;2,000 independent grocery stores.&nbsp;<br />
<br />
When Shawn isn&rsquo;t thinking about Webstop, he travels with his wife Angie or plays&nbsp;with his two young kids Leighton and Gunnar.</p>]]></description>
      <dc:subject><![CDATA[Advertising, Media Consumption &amp; Trends, English (EN): inmobi.com, North America,]]></dc:subject>
      
      <dc:creator><![CDATA[ Sarah Hughes  ]]></dc:creator>
      
      <dc:date>2022-04-26T00:59:00+00:00</dc:date>
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    <item>
      <title><![CDATA[InMobi Wins 4 APAC-Level Awards from the Renowned Festival of Media Awards 2022 ]]></title>
      <link>https://www.inmobi.com/blog/2022/04/25/inmobi-wins-4-apac-level-awards-at-the-renowned-festival-of-media-awards-2022/</link>
      <guid>https://www.inmobi.com/blog/2022/04/25/inmobi-wins-4-apac-level-awards-at-the-renowned-festival-of-media-awards-2022/</guid>
      <description><![CDATA[<p>The Festival of Media Global Awards (FOMA) 2022, acknowledges exceptional work from agencies, media owners, brands, and ad tech players, and has been celebrating the best media campaigns from around the world for the past two decades. As a way of recognizing our role in delivering show-stopping campaigns across the Asia Pacific reason, FOMA accredited InMobi with 4 prestigious awards this season.&nbsp;&nbsp;&nbsp;</p>

<p>Read on to learn about the award-winning campaigns.&nbsp;</p>

<h2><strong>Campaign #1: Domex: Bringing Mumbai Back on Track&nbsp;&nbsp;</strong></h2>

<p>Brand name: <strong>Domex by Hindustan Unilever Limted&nbsp;</strong><br />
Winning Categories:&nbsp;&nbsp;</p>

<ol>
	<li>Best Event and Experiential Campaign -&nbsp;<strong>Silver&nbsp;</strong></li>
	<li>Best Use of Data - <strong>Bronze&nbsp;</strong></li>
</ol>

<p><br />
As the first lockdown restrictions in India eased up, Domex, Hindustan Unilever Limited&#39;s clinical disinfection brand, took on the responsibility of keeping Mumbai train services clean and safe for its 7.5 million daily commuters. The month-long campaign included disinfecting train platforms and ticket counters at regular intervals with Domex&#39;s Disinfectant Floor Cleaner. The product, which had a minimum of 0.5% sodium hypochlorite, was claimed to destroy viruses and bacteria in just 60 seconds. The brand hoped to spread awareness about hygiene and sanitation during the pandemic and increase the likelihood of consumers adopting the product for home use as well.&nbsp;&nbsp;</p>

<p>With mobile as the primary channel, the brand introduced Domex&#39;s Disinfection Alert System (DAS). The brand polygon mapped travelers to locate their nearest stations in real-time, and then, the API-integrated mobile services ensured that these station visitors received timely, personalized messages with details of the most recent sanitization efforts conducted at those stations. Domex continued this endeavor of disinfecting public spaces and helping Mumbai &#39;Get Back on Track&#39; well after the campaign ended.&nbsp;<br />
&nbsp;</p>

<p>&nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp;&nbsp;<img alt="award winning campaign" src="https://2714195.fs1.hubspotusercontent-na1.net/hubfs/2714195/Illustrated%20by%20InMobi%20Blogs/Digixx%202022%20Blog/Domex.jpg" style="height:365px; width:700px" /></p>

<p><br />
Click <a href="https://www.youtube.com/watch?v=6qxg4bCPlp8">here</a> to learn more about the award-winning campaign.&nbsp;</p>

<h2><br />
<strong>Campaign #2: Lifebuoy CARE - Being Precisely Human&nbsp;</strong></h2>

<p>Brand name: <strong>Lifebuoy&nbsp;</strong><br />
Winning category: Best Response Campaign &ndash; <strong>Bronze</strong>&nbsp;<br />
<br />
When Lifebuoy identified that 2 out of 3 Indonesians washed their hands without soap, the brand decided to launch an educative campaign during the pandemic. As the first step to raising awareness on the importance of handwashing, Lifebuoy ran a survey on <a href="https://www.inmobi.com/pulse">InMobi Pulse</a> across six regions in Indonesia. The survey aimed to understand the evolving behavior of consumers and precautionary measures they take week-on-week. Apart from this claimed behavior by Indonesians, the brand also considered observed behavior by working with InMobi&#39;s Audience Intelligence Platform to evaluate footfall in leisure destinations across each province.&nbsp;&nbsp;&nbsp;</p>

<p>By combining these data sources, Lifebuoy developed a C.A.R.E. Preparedness Score (COVID Action Readiness Evaluator) for each user. Based on the CARE score, the brand delivered tailored video ads on social distancing, handwashing, and overall COVID preparedness. This Personalized Service Announcement influenced Indonesians to consider COVID-preventive measures second nature in their daily lives. As a result, the brand reached 6.8 million unique users with 72 different ad creatives and recorded 14.1 million video views.&nbsp;<br />
&nbsp;</p>

<p>&nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp;<img alt="mobile ads" src="https://2714195.fs1.hubspotusercontent-na1.net/hubfs/2714195/Illustrated%20by%20InMobi%20Blogs/Digixx%202022%20Blog/Lifebuoy.jpg" style="height:421px; width:700px" /></p>

<p>To learn more about this highly inspirational campaign, click <a href="https://www.youtube.com/watch?v=2ZIZ8sZD0-s">here</a>.&nbsp;<br />
&nbsp;</p>

<h2><strong>Campaign #3: Selecta Supreme: It&rsquo;s A Family Thing&nbsp;</strong></h2>

<p>Brand name: <strong>Selecta Supreme&nbsp;</strong><br />
Winning category: Best Campaign for a Specific Audience - <strong>Bronze</strong>&nbsp;&nbsp;</p>

<p>The Philippines&rsquo; most loved ice cream brand, Selecta, is well known for its heritage flavors and top-notch quality. As the archipelago sees rising temperatures during the summertime, Filipinos love to indulge in ice cream to beat the heat. Hence, the brand aimed to promote their bestseller ice cream, &#39;Choco Almond Fudge,&#39; through the increasingly adopted medium - mobile.&nbsp;&nbsp;</p>

<p>The brand partnered with Mindshare Philippines and InMobi to leverage household targeting and advanced identity solutions to identify ice cream lovers in Manila&#39;s metro and non-metro regions. Selecta launched an interactive experience for the users and encouraged them to buy their ice cream from popular e-commerce stores. The interactive experience also helped users conveniently locate their nearest store with a single tap.&nbsp;&nbsp;</p>

<p>The results resonated with the campaign&#39;s success with a whopping 2.6X incremental reach with household targeting, and the interactive experience ensured that 80% of ad viewers engaged with the full ad. Additionally, the brand conducted a brand lift study. While there was a significant 35% increase in purchases, the campaign also saw a 20% boost in consumption and a 13% higher penetration.&nbsp;&nbsp;<br />
&nbsp;</p>

<p>&nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp;&nbsp; &nbsp; &nbsp;<img alt="best ad campaigns 2022" src="https://2714195.fs1.hubspotusercontent-na1.net/hubfs/2714195/Illustrated%20by%20InMobi%20Blogs/Digixx%202022%20Blog/Selecta.jpg" style="height:295px; width:600px" /> &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp;</p>

<p>Click <a href="https://www.youtube.com/watch?v=xhludOJE6Xg">here</a> to learn more about this&nbsp;campaign.&nbsp;</p>

<p><br />
Glance through our success stories page <a href="https://www.inmobi.com/case-study">here</a>.&nbsp;<br />
<br />
Find out how InMobi can breathe life into your brand&#39;s objectives. Contact us at <a href="mailto:mobilemarketing@inmobi.com">mobilemarketing@inmobi.com</a>.&nbsp;</p>]]></description>
      <dc:subject><![CDATA[Awards, English (EN): inmobi.com, Asia Pacific,]]></dc:subject>
      
      <dc:creator><![CDATA[ Team InMobi  ]]></dc:creator>
      
      <dc:date>2022-04-25T19:37:00+00:00</dc:date>
    </item>
  
    <item>
      <title><![CDATA[Illustrated by InMobi | Minute Maid Drives Awareness and Consideration with an Interactive Ad Experience ]]></title>
      <link>https://www.inmobi.com/blog/2022/04/24/illustrated-by-inmobi-minute-maid-drives-awareness-and-consideration-with-an-interactive-ad-experience/</link>
      <guid>https://www.inmobi.com/blog/2022/04/24/illustrated-by-inmobi-minute-maid-drives-awareness-and-consideration-with-an-interactive-ad-experience/</guid>
      <description><![CDATA[<p>As a category leader in the market, it was important for Coca-Cola&#39;s top breakfast beverage brand- Minute Maid,&nbsp;to constantly innovate with new products and campaigns to engage consumers. Minute Maid Vita Punch was one such innovation where the brand packed health and nutrition in one juice box. &nbsp;</p>

<p>With the undeniable growth of mobile as the platform of choice in driving real connections, the brand decided to partner with InMobi and launch a mobile-first campaign to create awareness of the product and help its consumers strengthen their&nbsp;immunity. While the interactive ad unit helped the brand deliver record engagement rates, the precision targeting helped reach high-intent audiences.&nbsp;</p>

<p>Learn more about the attention-grabbing campaign from our Illustrated by InMobi infographic.&nbsp;<br />
&nbsp;</p>

<p>&nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp;<img alt="gamified ads" src="https://2714195.fs1.hubspotusercontent-na1.net/hubfs/2714195/Illustrated%20by%20InMobi%20Blogs/Case%20Study%20Infographic%20Minute%20Maid@2x%20(4).jpg" style="height:1706px; width:700px" /><br />
&nbsp;</p>

<p>Interested in knowing how the brand achieved impeccable results on mobile? Read the full success story <a href="https://www.inmobi.com/case-study/minute-maid-drives-awareness-and-consideration-with-an-interactive-ad-experience">here</a>.&nbsp;</p>

<p>Get in touch with us at <a href="mailto:mobilemarketing@inmobi">mobilemarketing@inmobi</a><a href="mailto:mobilemarketing@inmobi.com">.com</a> to help your brand stay ahead of the curve and connect meaningfully with consumers in 2022.&nbsp;</p>]]></description>
      <dc:subject><![CDATA[Success Stories, English (EN): inmobi.com, Asia Pacific,]]></dc:subject>
      
      <dc:creator><![CDATA[ Team InMobi  ]]></dc:creator>
      
      <dc:date>2022-04-24T15:16:00+00:00</dc:date>
    </item>
  
    <item>
      <title><![CDATA[Why Diversity Should Feature in Your Marketing Mix]]></title>
      <link>https://www.inmobi.com/blog/2022/04/19/why-diversity-should-feature-in-your-marketing-mix/</link>
      <guid>https://www.inmobi.com/blog/2022/04/19/why-diversity-should-feature-in-your-marketing-mix/</guid>
      <description><![CDATA[<p><em>InMobi presents our latest curated marketplace &ndash; Diversity, Equity and Inclusion (DEI) which focuses on verified minority-owned publishers and high quality, contextually relevant supply.&nbsp;</em></p>

<p>Diversity is not new for advertisers. Major advertisers have mandated more diverse representation in their campaigns and creatives. The likes of Dove, Nike and L&rsquo;Oreal have taken steps to include minority/historically underrepresented groups like BIPOC, LatinX and LGBTQ+ individuals in their worldwide advertising campaigns.&nbsp;&nbsp;</p>

<p>Advertisers are not only realizing the potential in improving diverse representation in creatives, but also in increasing spends towards reaching more diverse audiences while also supporting a wider array of publishers. One of the ways that many agencies are implementing is to allocate a minimum proportion of their ad spends to minority-owned media.&nbsp;&nbsp;</p>

<p><img alt="Diversity in Marketing Mix" src="https://2714195.fs1.hubspotusercontent-na1.net/hubfs/2714195/eMarketer-average-increase-dei-advertising-with-minority-ownedfocused-media-by-us-agency-brand-media-buyers-by-minority-audience-april-2021-change-265660.jpeg" /></p>

<h2>Why You Need to Prioritize DEI:&nbsp;&nbsp;&nbsp;&nbsp;</h2>

<p>Outside of the need for representation, including diversity in your marketing mix has a direct impact on your return on investment (ROI). Here is why:&nbsp;</p>

<ul>
	<li><strong>New Scale: </strong>Users on diverse platforms might not be found in other spaces. And most minority communities represent a sizable number to advertisers.&nbsp;&nbsp;</li>
	<li><strong>Representation Matters:</strong> By including diversity in your targeting, you can share more personalized messaging across a range of users. This will also implore advertisers to be more mindful in their messaging.&nbsp;&nbsp;</li>
	<li><strong>Loyalty: </strong>Diverse enterprises create ecosystems of inclusion. This makes their user base feel seen and included and hence directly increases loyalty. Advertisers using diverse enterprises benefit from this increased loyalty.&nbsp;</li>
</ul>

<h3>InMobi and DEI:&nbsp;</h3>

<p>Diversity indicates inviting everyone to join in, including publishers who are not only minorities within the global community but represent a diverse pool of unique users.&nbsp;&nbsp;</p>

<p>The <a href="https://www.inmobi.com/blog/2022/01/21/supporting-our-diverse-publishers-through-the-inmobi-for-everyone-program" target="_blank">InMobi for Everyone program</a> provides advertisers with access to minority-owned publishers via a specialized curated marketplace, targeting the niche yet innumerable users who are part of this diverse ecosystem.&nbsp;&nbsp;</p>

<p>InMobi has identified businesses among our publisher partners that identify as:&nbsp;&nbsp;</p>

<ul>
	<li>Women-owned&nbsp;&nbsp;</li>
	<li>Black-owned&nbsp;&nbsp;</li>
	<li>Hispanic-owned/Latinx-owned&nbsp;</li>
</ul>

<p>Alongside this, we have partnered with media collectives SHE Media, B Code and H Code to source verified, diverse supply to create a unique marketplace with plug-and-play packages. These packages are live and ready for you to implement.&nbsp;&nbsp;</p>

<p>Finally, partnering with a mobile-specialized partner who understands this nuanced landscape will allow advertisers to boost their KPIs while being inclusive. InMobi&rsquo;s expertise in mobile advertising can help simplify this step towards a diverse marketing mix. &nbsp;</p>

<p>Interested in learning more? Check out our DEI Marketplace here: <a href="https://go.inmobi.com/curated-by-inmobi/dei/" target="_blank">https://go.inmobi.com/curated-by-inmobi/dei/</a> .&nbsp;</p>]]></description>
      <dc:subject><![CDATA[Advertising, Inside InMobi, English (EN): inmobi.com, North America,]]></dc:subject>
      
      <dc:creator><![CDATA[ Utkarsh Sinha  ]]></dc:creator>
      
      <dc:date>2022-04-19T17:56:00+00:00</dc:date>
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    <item>
      <title><![CDATA[Mobile-Based Audience Buys for the 2022 Cricket Season]]></title>
      <link>https://www.inmobi.com/blog/2022/04/18/mobile-based-audience-buys-for-the-2022-cricket-season/</link>
      <guid>https://www.inmobi.com/blog/2022/04/18/mobile-based-audience-buys-for-the-2022-cricket-season/</guid>
      <description><![CDATA[<blockquote>
<p>This article first appeared in&nbsp;<a href="https://www.businessinsider.in/advertising/media/article/why-mobile-based-audience-buys-is-a-game-changer-for-advertisers-in-the-2022-cricket-season/articleshow/90392630.cms">Business Insider India</a>.</p>
</blockquote>

<p>The year 2022 will most likely determine how brands in India bounce back to achieve or sustain growth in the wake of the pandemic. While macro-economic trends such as rising input costs, supply-chain constraints, and inflationary concerns are already forcing brands to pass on the cost to consumers, brands are also playing catch up with the ever-evolving connected consumer&rsquo;s behavior and expectations in the next normal. This makes owning share of voice to drive awareness and growth critical &ndash; be it for legacy or digital-first brands.<br />
<br />
<strong>IPL &ndash; The First Big Marketing Opportunity of the Year</strong><br />
The first big marketing opportunity of the year &ndash; the Indian Premier League (IPL), is set to arrive. Given the passion cricket ignites, the viewership it attracts, and the varied conversations it generates across the country, IPL will own individual and household attention this summer. But what&rsquo;s important to note is that the IPL-consumer relationship extends way beyond the live matches as viewers partake in fantasy and in-app cricket gaming, watch informational videos, participate in polls and quizzes, and so much more during and outside matches.<br />
Needless to say, as IPL captures eyeballs and conversations, brands cannot afford to stay away. At the same time, they must be mindful of the disproportionate investments and costs required via sponsorships, TV airtime, or digital live-match ads. So, how do brands on a strict budget continue to own share of voice and associate themselves with the conversations around IPL? The answer is Mobile-based Audience Buys.<br />
<br />
<strong>The Smart&nbsp;Mobile Advertising&nbsp;Strategy: Audience Buys</strong><br />
While most brands have either developed&nbsp;Mobile Marketing&nbsp;Maturity or are in the process of developing it, the key competitive edge this IPL season will be the mobile-advertising strategy they choose for each campaign. In today&rsquo;s hyper-connected and digitally active world, audiences are present on multiple channels as they navigate and switch between a myriad of apps and content in real-time.<br />
<br />
Given the breadth and depth of&nbsp;mobile&nbsp;signals, adopting an audience-based mobile advertising strategy can help brands tap into &ldquo;always-on&rdquo; segments that are unique to their products and use cases. Brands can also amplify their reach via household graphs to identify and target IPL viewing households. By engaging intelligently with audiences &ldquo;when&rdquo; and &ldquo;where&rdquo; they are most likely to engage, brands can increase the value of impressions delivered; increasing SOV, and as a result, increasing share of wallet.<br />
<br />
<strong>Deploying a Mobile Audience Strategy</strong><br />
Sprite, a world-leading soft drink, initiated an innovative activation last IPL with mobile audiences and the result was record breaking engagement within just five days of the &ldquo;Din Bhaari, Life Jaari&rdquo; campaign going live; Sprite helped Young India hit &ldquo;Refresh&rdquo; and get on with life with a fresh perspective. By identifying cricket enthusiasts, the brand engaged them with the Sprite Cricket Premier League (CPL) &ndash; a virtual cricket tournament. Closely reflecting the IPL format, it allowed users to choose and play for a city of their choice. A heightened stadium experience was brought to life while tactfully using the platform in innovative ways to create brand associations. The signature green color of Sprite, the bottle, and the logo were strategically integrated as native elements within the game, maximizing the impact for the brand. Moreover, high-intent users were directed to instantly buy the product from e-commerce platforms like Amazon, Big Basket, Flipkart and&nbsp;BlinkIt.</p>

<p><img alt="mobile app advertising" src="https://2714195.fs1.hubspotusercontent-na1.net/hubfs/2714195/Sprite%20Glance%20Case%20Study%202021/Sprite%20Glance%20High%20Impact%20Zero.jpg" style="height:275px; width:513px" /></p>

<p><br />
As brands witness pressure to balance risings costs with the need to engage with consumers in moments that matter, devising a smart mobile audience strategy is one of the most impactful ways for brands to better their return on ad spends. IPL being the first big marketing opportunity of the year, brands can build readiness and efficiency for the remainder of the cricket season and other seasonal marketing opportunities this year.</p>]]></description>
      <dc:subject><![CDATA[Media Consumption &amp; Trends, English (EN): inmobi.com, Asia Pacific,]]></dc:subject>
      
      <dc:creator><![CDATA[ Team InMobi  ]]></dc:creator>
      
      <dc:date>2022-04-19T00:55:00+00:00</dc:date>
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    <item>
      <title><![CDATA[How Telcos Monetize with Shift to 5G Technology]]></title>
      <link>https://www.inmobi.com/blog/2022/04/13/how-telcos-monetize-with-shift-to-5G-technology/</link>
      <guid>https://www.inmobi.com/blog/2022/04/13/how-telcos-monetize-with-shift-to-5G-technology/</guid>
      <description><![CDATA[<p>Telcos need to find ways to re-coup capital investments made in deploying 5G networks. And ad tech is by far the most convenient monetization opportunity for telcos and operators.&nbsp;&nbsp;</p>

<h2>The Whole New Way of Looking at Ad Tech: How InMobi Defines It for Telcos&nbsp;</h2>

<p>Operators have always looked at the underlined connectivity and monetized it on a cost-per-byte basis.&nbsp;Every byte of information that lives through this channel, which telcos have to build out, gets monetized by someone &ndash; just not historically by the telcos themselves.&nbsp;&nbsp;</p>

<p>Every single byte of information residing in this telco infrastructure is worth tons of interest to someone.&nbsp;Telcos are in a position to be the data marketplace, thereby connecting the buyers and sellers.&nbsp;They should fully participate in today&rsquo;s digital economy and not only be the underlying network infrastructure underpinning it. &nbsp;</p>

<h2>What Value Gets Created?&nbsp;</h2>

<p>Value gets created when this engaging demand is steered by a telco to the right supplier in the most privacy-compliant environment to enable a frictionless transaction, thereby addressing the demand. Today, the walled gardens have been doing this like nobody&rsquo;s business and kept the revenue share deliberately away from the telcos. But now, with the open environment of inventories available on telco devices, it is time telcos gain their share of dollars by creating this value, using InMobi&rsquo;s well-oiled engine.&nbsp;&nbsp;</p>

<p>Another aspect to note is that, during the initial rollout of 4G, it was OTT players like Netflix who made the biggest inroads with users, while operators were only network providers at the end of the day. Only time will tell if there&rsquo;s a different strategy that operators can deploy as they roll out their 5G networks.&nbsp;&nbsp;</p>

<h2>Challenges Telcos Face in their Monetization Journey&nbsp;</h2>

<p>There will be significant challenges that telcos face should they seek to build out a robust advertising monetization unit. Largely, there are four challenges operators face:&nbsp;</p>

<ol>
	<li>From a privacy standpoint, it can be difficult for them to build out an effective ad tech solution that has user privacy built into it.&nbsp;&nbsp;</li>
	<li>The digital ecosystem (outside of telcos) has always been advertiser focused. All SLAs and KPIs were structured around advertiser requirements. Telcos metrics, however, are more consumer focused. Squaring these differences is no small feat.&nbsp;</li>
	<li>The technology itself presents challenges too. In the programmatic ad tech space, the demand side platforms, supply side platforms and even the exchanges own the platform. Whereas for the telcos, it is always a question whether to build this or outsource the platform, as there are pros and cons that follow each choice.&nbsp;&nbsp;</li>
	<li>Setting up the right operating model or business model that is needed to run an ads-focused monetization business. The right mindset is also key to make the best out of 5G data monetization.&nbsp;</li>
</ol>

<h2>How Does Monetization as a Metric Differ in Different Markets?&nbsp;</h2>

<p>There is a tremendous delta observed in different markets. Let&rsquo;s take the U.S. and Canada compared to India and Indonesia.&nbsp;&nbsp;</p>

<p>The device to ARPU (average revenue per user) ratio is a key metric we believe in, to understand what solutions would work in a particular market. The challenge for telcos isn&rsquo;t in creating the device surfaces, rather it&rsquo;s around monetizing those surfaces.&nbsp;&nbsp;</p>

<p>In the U.S., we often see ARPU around $70, with a typical Android device price ranging around $400. In India or Indonesia, while devices cost around the same amount, ARPU is $4. In mature markets like the U.S., it is astonishing to see how the customer experience on device surfaces can impact telco top line numbers, highlighting the role the device plays in carriers gaining customers for a longer time.&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</p>

<h2>Taking an Insider Approach to End Consumers&nbsp;</h2>

<p>Here&rsquo;s what it takes for a telco to become a successful ad tech player:&nbsp;</p>

<ol>
	<li>Have a tech startup mindset and be ready for an operating model mind shift.&nbsp;&nbsp;</li>
	<li>Need to expand their right to play and develop tech capabilities which are secure.&nbsp;</li>
	<li>The ways in which they charge end users will vary in different markets.&nbsp;</li>
	<li>Telcos should aim to serve as a gateway not a marketplace.&nbsp;</li>
</ol>

<p>While there are a handful of operators that have embarked upon the journey towards ad tech monetization, yet there is a long way to go for most telcos.&nbsp;</p>

<p>For an in-depth look at the current state of telco monetization, ad tech and 5G, be sure to check out this recording of our Fierce Wireless webinar with McKinsey.&nbsp;</p>

<p><iframe allow="accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture" allowfullscreen="" frameborder="0" height="315" src="https://www.youtube.com/embed/Sc2K_GJzs7w" title="YouTube video player" width="560"></iframe></p>

<p>Interested in making this journey? InMobi is here to help you. Head to <a href="https://www.inmobi.com/telco-solutions" target="_blank">https://www.inmobi.com/telco-solutions</a> to learn more and get in touch with one of our telco experts.&nbsp;</p>]]></description>
      <dc:subject><![CDATA[Advertising, Media Consumption &amp; Trends, English (EN): inmobi.com, North America, Global,]]></dc:subject>
      
      <dc:creator><![CDATA[ Rajat Wanchoo  ]]></dc:creator>
      
      <dc:date>2022-04-13T21:04:00+00:00</dc:date>
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    <item>
      <title><![CDATA[18 Things You Didn’t Know About Gen Z [Infographic]]]></title>
      <link>https://www.inmobi.com/blog/2022/04/12/18-things-you-didnt-know-about-gen-z-infographic/</link>
      <guid>https://www.inmobi.com/blog/2022/04/12/18-things-you-didnt-know-about-gen-z-infographic/</guid>
      <description><![CDATA[<p>Generation Z: Roughly defined as those born between 1997 and 2012, were the first truly digital native &ndash; and mobile first &ndash; generation. As such, the habits and practices of Gen Z have disrupted business as usual perhaps more than any other generation before them.&nbsp;</p>

<p>For most marketers today to be successful, they need to able to effectively reach and influence Gen Z. So what does this generation care about, and how do they learn about new products and make purchases? <a href="https://go.inmobi.net/hubfs/gen-z-infographic.pdf" target="_blank">This infographic highlights what InMobi&rsquo;s own research has shown</a>.&nbsp;</p>

<p><img alt="" src="https://go.inmobi.net/hubfs/gen-z-infographic.pdf" /><img alt="generation z" src="https://go.inmobi.net/hubfs/0001-2.jpg" /></p>

<p><img alt="mobile first" src="https://go.inmobi.net/hubfs/0002.jpg" /></p>

<p><img alt="gen z shopping habits" src="https://go.inmobi.net/hubfs/0003.jpg" /></p>

<p><img alt="shopping trends" src="https://go.inmobi.net/hubfs/0004.jpg" /></p>

<p><img alt="mobile shopping" src="https://go.inmobi.net/hubfs/0005.jpg" /></p>

<p><img alt="shoppers food app" src="https://go.inmobi.net/hubfs/0006.jpg" /></p>

<p><img alt="restaurant mobile apps" src="https://go.inmobi.net/hubfs/0007.jpg" /></p>

<p><img alt="mobile advertising" src="https://go.inmobi.net/hubfs/0008.jpg" /></p>

<h2>How To Successfully Reach and Influence Gen Z&nbsp;</h2>

<p>As a mobile-first generation, the best way to get in front of and communicate with Gen Z is through mobile apps. And no one knows mobile like InMobi, as we have been pioneers in the realm of mobile advertising ever since the iPhone was first introduced. To learn more, head to <a href="http://inmobi.com" target="_blank">inmobi.com</a> today.&nbsp;</p>

<h2>Gen Z Retail Shopping Habits:&nbsp;</h2>

<p>1) 65% of Gen Zers stated they used their mobile phone to make 2021 holiday gift purchases, significantly more than any other age range.&nbsp;</p>

<p>2) Compared to older generations, Gen Z is more likely to buy beauty products and less likely to buy apparel, especially during the holiday shopping season.&nbsp;</p>

<p>3) For Gen Z, price is usually more of a determining factor than convenience when choosing where to buy.&nbsp;</p>

<p>4) Gen Zers are more likely to purchase from live video content (22%) compared to other demos (all under 20%).&nbsp;</p>

<p>5) Gen Zers are most likely to purchase from influencer content (67%).&nbsp;</p>

<p>6) Gen Z retail brand consumers learn about mobile apps through friends/family (24%) and advertising (ads on their phone 21%, TV ads 24%).&nbsp;</p>

<h2>Gen Z Eating Habits:&nbsp;</h2>

<p>7) Most Gen Zers (40%) have no diet preference, while 10% are vegetarians and 7% follow a Keto diet.&nbsp;</p>

<p>8) Gen Zers are more likely to have diet preferences compared to older demos.&nbsp;</p>

<p>9) Gen Z&#39;s #1 snack choice for future consideration was chips (44%) and candy (35%).&nbsp;</p>

<p>10) Compared to other generations, Gen Zers are most likely to know that most major quick-service restaurant brands have their own app.&nbsp;</p>

<p>11) About a third of Gen Zers who have a fast food brand on their mobile devices choose to use these apps to save time.&nbsp;</p>

<h2>Gen Z Attitudes on Privacy and Mobile Advertising:&nbsp;</h2>

<p>12) Gen Z is most likely to prefer that mobile apps have ads, rather than having to pay to download apps (60%)&nbsp;</p>

<p>13) 47% of Gen Zers want to see ads personalized to their preferences. This is significantly more than other generations.&nbsp;</p>

<p>14) Gen Zers are much more likely to let apps track their activity for advertising purposes, especially gaming and social apps.&nbsp;</p>

<p>15) They are most comfortable sharing information with cell phone developers and brands they shop from.&nbsp;</p>

<p>16) 30% of Gen Zers enjoy seeing ads in mobile apps.&nbsp;</p>

<p>17) They notice video ads more than other mobile ad formats (45%).&nbsp;</p>

<p>18) After seeing an ad for a product that interests them, Gen Zers are likely to visit the brand&#39;s website.&nbsp;</p>]]></description>
      <dc:subject><![CDATA[Consumer Research, Understanding Consumers, English (EN): inmobi.com, North America,]]></dc:subject>
      
      <dc:creator><![CDATA[ Team InMobi  ]]></dc:creator>
      
      <dc:date>2022-04-12T11:50:00+00:00</dc:date>
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    <item>
      <title><![CDATA[Charting The Evolution of Digital Advertising identity: Q&A With ID5’s Davide Rosamilia ]]></title>
      <link>https://www.inmobi.com/blog/2022/04/11/interview-with-id5-davide-rosamilia/</link>
      <guid>https://www.inmobi.com/blog/2022/04/11/interview-with-id5-davide-rosamilia/</guid>
      <description><![CDATA[<p>In light of all of the changes happening around addressability, identity and privacy in digital advertising overall and mobile advertising specifically, especially on iOS, what does the present and future look like? For a deeper dive on the topic, I recently chatted with Davide Rosamilia, Product Director at <a href="http://www.id5.io">ID5</a>. Check it out!&nbsp;</p>

<p><iframe allow="accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture" allowfullscreen="" frameborder="0" height="315" src="https://www.youtube.com/embed/PMcBDqgFszI" title="YouTube video player" width="560"></iframe></p>

<h2>Top Quotes From Davide&nbsp;</h2>

<p><strong>How App Publishers Are Thinking About Addressability and Identity Today: </strong>&ldquo;This is a fairly new issue. From the recent changes with Apple, to Google announcing the sunsetting or limitations of the Android ID, some publishers have been taken a little bit by surprise. We have seen a difference between more traditional publishers, who also have a mobile app and who are therefore already used to identity issues on their website i.e. not having addressable traffic, and app developer entities, who are noticing that their addressable audience is reducing and who are asking themselves: &lsquo;what am I going to do in the future?&rsquo;&rdquo;&nbsp;</p>

<p><iframe allow="accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture" allowfullscreen="" frameborder="0" height="315" src="https://www.youtube.com/embed/BX52kACTmew" title="YouTube video player" width="560"></iframe></p>

<p><strong>How App Publishers Are Thinking About Identity Solutions Today:</strong> &ldquo;I think the past six months have probably seen the most activity, inquiries and interest. It&#39;s not just necessarily due to the app developers themselves, but it&#39;s also potentially caused by the demand side pushing them as well because the less addressable traffic they see, the less they invest, the less they spend.&nbsp;&nbsp;</p>

<p>In most cases there is a generic digital umbrella team in an agency group, and there might be some mobile specialists, but they&#39;re all interconnected. The demand side is very familiar with identity solutions and limitations on the web. It&#39;s easier for them to make the move to mobile apps whilst app publishers are new to it.&nbsp;&nbsp;</p>

<p>For the latter, identity solutions may be something that they&rsquo;re exploring but they may also be thinking: &lsquo;I don&#39;t need to invest time on this right now because there is no need.&rsquo; And, suddenly now they don&#39;t know how much time there is and it&rsquo;s starting to become a pressing issue. And I think this trend is going to intensify from now until the end of 2023.&rdquo;&nbsp;</p>

<p><iframe allow="accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture" allowfullscreen="" frameborder="0" height="315" src="https://www.youtube.com/embed/WaiOYj8QoKk" title="YouTube video player" width="560"></iframe></p>

<p><strong>How App Publishers Are Making Their Ad Inventory More Addressable:</strong> &ldquo;As we said before, hybrid publishers, who are active on both mobile and desktop, just want to implement a solution. There is not much education required as they understand the issue. It&#39;s just a change in the way the data is collected in different environments.&nbsp;&nbsp;</p>

<p>For mobile app developers, it&#39;s more a learning phase. They&rsquo;re asking: &lsquo;what can identity do for me? How does it work?&rsquo;&rdquo;&nbsp;</p>

<p><iframe allow="accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture" allowfullscreen="" frameborder="0" height="315" src="https://www.youtube.com/embed/jKAfVr5ClhA" title="YouTube video player" width="560"></iframe></p>

<p><strong>How To Ensure Interoperability With Mobile Advertising Identity Solutions:</strong> &ldquo;There are solutions that can be found locally or in silos. A publisher can find a solution for themselves, for example. That can work for that publisher, but it will then potentially be of little value for the advertiser because they are buying across multiple publishers. You need multiple publisher solutions, which then raises the question: how do they work together?&nbsp;</p>

<p>For buyers, the solution needs to be at a platform level, so that it&rsquo;s available across all multiple publishers. Publishers will still be the data owners as they are the one collecting the data and feeding this identity solution. They are the fuel powering the engine on the buying platform.&nbsp;&nbsp;</p>

<p>The exception is in the case of a direct buy as, if advertisers are just buying from a publisher, what matters to them is that the inventory is addressable and anything else is irrelevant.&rdquo;&nbsp;</p>

<p><iframe allow="accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture" allowfullscreen="" frameborder="0" height="315" src="https://www.youtube.com/embed/1W2gk3yKQrk" title="YouTube video player" width="560"></iframe></p>

<p><strong>How App Publishers and Developers are Thinking About First-Party Data Today:</strong> &ldquo;I like to play games every now and again in my downtime and I have been amazed by the amount of registration requests that I now receive. Free apps are starting to request users to register and to say, &lsquo;Hey, you can access all the content you want. You don&#39;t have to pay for it, but you have to register. Otherwise, you can only access &#39;x&rsquo; number of articles.&rsquo; This is part of the value exchange; they&#39;re collecting data.&nbsp;&nbsp;</p>

<p>The transition will take a little bit of time and obviously the worry publishers have is, am I going to lose my user base? How many users are going to take the extra step? I can ask people to register but if I am a long tail app, I might just lose them and they might go to someone else.&nbsp;</p>

<p>But I think it&#39;s also unrealistic to think that for all your users, for all of your app visitors, you are going to have first-party data. And it&#39;s also unrealistic to think that the first-party data you collect is going to be of good quality.&nbsp;&nbsp;</p>

<p>If publishers want to be truly scalable, first-party data will differentiate publishers. But you still probably need a common currency to transact across them. I find it unlikely DSPs will start to transact on age and gender or income information as a differentiator. But as a base, if that&#39;s not available, if the advertiser is bulk buying, there needs to be standardization. And this is why you need an identity solution that can join together all of these data points.&rdquo;&nbsp;</p>

<p><iframe allow="accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture" allowfullscreen="" frameborder="0" height="315" src="https://www.youtube.com/embed/EXTzlIRbzhU" title="YouTube video player" width="560"></iframe></p>

<p><strong>How To Balance Advertising Identity and User Privacy: </strong>&ldquo;This is the key question on everyone&#39;s mind today, especially in Europe with GDPR and TCF.&nbsp;&nbsp;</p>

<p>Publishers are ultimately the gatekeepers of user data. That&#39;s the truth. They decide what to collect. They decide how to collect it and then assign when and if to send it to you.&nbsp;&nbsp;</p>

<p>They can also have a dialogue with the user, and this is where potentially app publishers have taken a little longer compared to standard publishers because they didn&#39;t have the cookie banner. They need to start the dialogue. That&#39;s what the publishing industry should do. Ask for permission and be quite clear, not just for satisfying regulators.&nbsp;&nbsp;</p>

<p>My advice would be to start a dialogue, collect consent and get all your users on board with it. And then just use this data sensibly: anonymize or aggregate it. There are plenty of working groups in the industry at the moment who are focused on how to enhance privacy for different users. And I think they&#39;re coming up with some good results. They are scaling up to it, but they will need cooperation from everyone in the industry, from the platforms, from the identity solutions, but especially from publishers and advertisers, who are ultimately the data providers.&rdquo;&nbsp;</p>

<p><strong>Advice To Publishers On How To Approach Advertising Identity:</strong> &ldquo;The only thing that I would say is don&#39;t wait. There could be a tendency to wait, but it&#39;s a lot easier to implement a solution with one-year lead time or while it&rsquo;s still not a business-critical problem. If you haven&#39;t started your identity journey, make sure you prioritize accordingly.&rdquo;&nbsp;</p>

<p><iframe allow="accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture" allowfullscreen="" frameborder="0" height="315" src="https://www.youtube.com/embed/Oqu27i1K7Rc" title="YouTube video player" width="560"></iframe></p>

<h3>About ID5&nbsp;</h3>

<p>ID5 was created to improve online advertising for consumers, media owners and advertisers, with the ultimate goal to help publishers grow sustainable revenue.&nbsp;</p>

<p>ID5 provides the advertising ecosystem with a transparent, scalable and privacy-compliant identity infrastructure. Its solution improves user recognition and match rates and provides a stable, consented and encrypted user ID to replace third-party cookies and MAIDs. This enables publishers to better monetize their audiences, advertisers to run effective and measurable campaigns, and platforms to maximize the value of data and inventory for their customers.&nbsp;</p>

<p>Created in 2017 by seasoned ad tech professionals, ID5 services clients globally. For more information about ID5 and its solutions, please visit: <a href="http://www.id5.io" target="_blank">www.id5.io</a>.&nbsp;</p>

<h3>About the Interviewer&nbsp;&nbsp;&nbsp;</h3>

<p>Matthew Kaplan has over a decade of digital marketing experience, working to support the content goals of the world&rsquo;s biggest B2B and B2C brands. He is a passionate app user and evangelist, working to support diverse marketing campaigns across devices.&nbsp;</p>]]></description>
      <dc:subject><![CDATA[Advertising, Product and Technology, English (EN): inmobi.com, Europe and Middle East, North America,]]></dc:subject>
      
      <dc:creator><![CDATA[ Matt Kaplan,  Content Strategist  ]]></dc:creator>
      
      <dc:date>2022-04-11T09:41:00+00:00</dc:date>
    </item>
  
    <item>
      <title><![CDATA[Making the IPL count: How to maximize impact with search]]></title>
      <link>https://www.inmobi.com/blog/2022/04/04/making-the-ipl-count-how-to-maximize-impact-with-search/</link>
      <guid>https://www.inmobi.com/blog/2022/04/04/making-the-ipl-count-how-to-maximize-impact-with-search/</guid>
      <description><![CDATA[<blockquote>
<p>This article first appeared on&nbsp;<a href="https://www.thedrum.com/profile/inmobi/news/making-the-ipl-count-a-guide-to-maximizing-impact-with-search-1">The Drum</a></p>
</blockquote>

<p>The Indian Premier League (IPL) is most familiarly known and celebrated as a mini-festive season every year. As consumers delight in the IPL matches, brands have an opportunity to expand reach, drive ROI and build a sustainable brand-consumer relationship. In association with Microsoft Advertising, InMobi released its 2022 report - &#39;Search Marketing Trends During IPL: A Guide for Marketers.&#39; The report highlights consumers&#39; exponential usage of search to help marketers prepare for the 2022 IPL season.</p>

<p>Here we highlight some of our report&#39;s insights.</p>

<h2><strong>A glimpse into the sports enthusiasts in India</strong></h2>

<p>Sports enthusiasts have many avatars in India. This category of the audience is frequent shoppers, predominantly Gen Z, and love using social networking, music, and gaming apps. While 65% of sports enthusiasts are male, 35% are female audiences.</p>

<p>It&#39;s a ubiquitous fact that these netizens remarkably increase the usage of smartphones during cricket match days. InMobi&#39;s Audience Intelligence Platform recorded a quantitative surge in mobile consumption in the second phase of IPL, 2021. Ergo, brands have an unmissable opportunity to &#39;connect and engage&#39; with these shopping-loving audiences during IPL, as they plug into watching their favorite matches while multitasking on their mobile devices.</p>

<p><img alt="" src="https://thedrum-media.imgix.net/thedrum-user-assets-prod/s3/images/original/image-11648811596.jpeg?w=1280&amp;ar=default&amp;fit=crop&amp;crop=faces,edges&amp;auto=format,enhance&amp;q=40&amp;dpr=2" style="height:366px; width:650px" /></p>

<h2><strong>A mini-festive season: the IPL festival</strong></h2>

<p>As the great sporting event returns every year, it is enthusiastically celebrated as no less than a festival in India. This is a golden time for brands, as sports fans indulge and celebrate the two+ months of the mini-festive season. Marketers have a massive opportunity to dovetail their campaigns to support their full-funnel objectives. Be it the end of the financial year or festivals such as Holi or Baisakhi; there are many events lined up to drive corresponding relevance during IPL.</p>

<p><img alt="" src="https://thedrum-media.imgix.net/thedrum-user-assets-prod/s3/images/original/image-21648811610.jpeg?w=1280&amp;ar=default&amp;fit=crop&amp;crop=faces,edges&amp;auto=format,enhance&amp;q=40&amp;dpr=2" style="height:366px; width:650px" /></p>

<h2><strong>The ripple effect: the search surge during the IPL</strong></h2>

<p>Cricket lovers in India extensively leverage search to keep up with the pace of match-related information. Historical data shows that the exponential surge of search witnessed every year leaves more reasons for marketers to be present on search engine result pages (SERP) to maximize their ROI.</p>

<p><img alt="" src="https://thedrum-media.imgix.net/thedrum-user-assets-prod/s3/images/original/image-31648811623.jpeg?w=1280&amp;ar=default&amp;fit=crop&amp;crop=faces,edges&amp;auto=format,enhance&amp;q=40&amp;dpr=2" style="height:366px; width:650px" /></p>

<p>Be it initiating branding activities, driving awareness in the 2-month long marketing season, to laying the groundwork for the main shopping season in the latter half of the year, brands can truly connect with the high-intent audiences and equip them with information that smartly aids their purchase decisions.</p>

<h2><strong>Preparing for the IPL season</strong></h2>

<p>Leveraging cricket season to drive top-of-the-mind awareness, brands can correlate with these rising keywords on search. The following are the key trends consumers are pioneering this season.</p>

<p>Fitness and Health: Ever since the onset of the pandemic, health has become a crucial priority, and it continues to be so, even during this IPL. Searches such as &#39;exercise equipment&#39; and &#39;vitamin&#39; have grown over 119% and 96%, respectively, spurred by the consumers&#39; need to maintain fitness at home. This sends a strong message for health and fitness-related brands to build their brand awareness by leveraging search.</p>

<p>In-home entertainment: A great time for entertainment brands to own the category, as there&#39;s a significant increase in search volumes for gaming keywords. As consumers seek in-house entertainment by binge-watching their favorite shows and matches on OTT platforms, video, gaming, and OTT brands have tremendous scope in a search for this IPL.</p>

<p>Food and Groceries: As the season for celebrating with friends and family arrives, Searches relating to food delivery will continue to rise this year as cricket fans watch matches together at home. The fact that keywords related to groceries see a 180% spike stands as a testament to the potential search has in driving desired marketing outcomes.</p>

<p>Home Furnishing: As people tried to upgrade their living spaces, extended work from home acted as a catalyst in sharply increasing the search volumes for home furnishing-related keywords. Home-related brands must bank on this trend to truly tap into the sports enthusiasts&#39; interests.</p>

<h2><strong>Owning the IPL game with search</strong></h2>

<p>As consumers are becoming more tech-savvy, they are adopting newer and more complex shopping journey paths. Brands that understand these roadmaps and provide relevant experiences on time drive up the front and top-funnel engagements successfully. Here are our tips to innovate the search experience for cricket fans.</p>

<p>1.) Leverage search across the funnel:&nbsp;Leveraging search top-down, the consumer progression in the funnel ensures that brands have higher control over the shopping journey. Microsoft Advertising suggests brands leverage search, video, display, and social ads to drive top-of-the-funnel awareness, remarketing initiatives to drive engagement, and shopping ads to nudge consumers to the point-of-sale and further, drive loyalty.</p>

<p>2.) Search for branding goes a long way:&nbsp;By capitalizing on the latest search trends and trending keywords related to IPL and by defining focused goals, brands can build a strong presence in the consumers&#39; minds and initiate a strong recall before the main festive season kicks in.</p>

<p>3.) Own the SERP:&nbsp;To maximize the real estate on the SERP, brands can grab the audiences&#39; attention at first glance with the large visual imagery and make a big difference with the right visibility. By showcasing shopping ads, brands can activate the bottom-of-the-funnel triggers and deliver seamless search and shopping experiences.</p>

<p>4.) Powerplay to boost performance:&nbsp;By teaming&nbsp;Phrase Match&nbsp;and&nbsp;Broad Match Identifiers, brands can mitigate unexpected gaps in keyword coverage. Optimizing bidding strategies helps scale the campaigns on-demand and maximizes conversions.</p>

<p>By leveraging the search lever, marketers can strike the right impact on India&#39;s cricket-loving audiences and facilitate them with the right support throughout the purchase journey. To know more about consumer trends and detailed tips to win over consumers this IPL, read the report, &#39;<a href="https://inmo.bi/3wMzKQO"><strong>Search Marketing Trends During IPL:&nbsp;A Guide for Marketers</strong></a>.&#39;</p>]]></description>
      <dc:subject><![CDATA[Media Consumption &amp; Trends, English (EN): inmobi.com, Asia Pacific,]]></dc:subject>
      
      <dc:creator><![CDATA[ Team InMobi  ]]></dc:creator>
      
      <dc:date>2022-04-07T10:35:00+00:00</dc:date>
    </item>
  
    <item>
      <title><![CDATA[New Research: The Impact of App Tracking Transparency (ATT) by Advertiser Size]]></title>
      <link>https://www.inmobi.com/blog/2022/04/06/new-research-the-impact-of-app-tracking-transparency-att-by-advertiser-size/</link>
      <guid>https://www.inmobi.com/blog/2022/04/06/new-research-the-impact-of-app-tracking-transparency-att-by-advertiser-size/</guid>
      <description><![CDATA[<p><a href="https://www.inmobi.com/company/press/inmobi-signs-definitive-agreement-to-acquire-appsumer-analytics-and-insights-platform-to-power-performance-marketers-around-the-globe/" target="_blank">As you may remember InMobi acquired Appsumer, the performance insights platform for mobile app advertisers</a>, in October 2021. <a href="https://www.appsumer.io/" target="_blank">Appsumer</a> has been working closely with mobile performance advertisers to build the optimum measurement infrastructure for the new privacy era we are currently experiencing in mobile advertising.&nbsp;</p>

<p>As part of that work they have just published this new eBook, &ldquo;<a href="https://info.appsumer.io/en/apples-privacy-changes-one-year-on-the-good-the-bad-and-the-solutions" target="_blank">Apple&rsquo;s privacy changes one year on: The good, the bad and the solutions.</a>&rdquo; You can download that eBook for free <a href="https://info.appsumer.io/en/apples-privacy-changes-one-year-on-the-good-the-bad-and-the-solutions" target="_blank">here</a>. When producing this eBook they also looked at the aggregate spend data that flows through their platform across multiple channels to understand how different advertisers are spending in a post-App Tracking Transparency (ATT) world.</p>

<p>The key finding was interesting and we just wanted to summarize that here and look at some of the possible explanations.</p>

<h3>Who&rsquo;s Thriving and Who&rsquo;s Diving?</h3>

<p>Before jumping into the data, it&rsquo;s important to set the context of the data we&rsquo;re looking at. So here are a few key points:</p>

<ul>
	<li>Appsumer currently sees about $500 million of annualized advertising spend.</li>
	<li>The customer base is performance marketers at consumer mobile apps running mobile app install campaigns.</li>
	<li>The majority of apps are spending greater than $100,000 per month on paid advertising, so it doesn&rsquo;t account for the very smallest app advertisers.</li>
	<li>The data covers all media channels that apps are spending on.</li>
	<li>The majority of advertisers are based in EMEA and North America.</li>
</ul>

<p>With that understood, let&rsquo;s take a look at the key finding. Within the dataset Appsumer found that the key to maintaining pre-ATT iOS spend share has likely been the size of advertiser investment.</p>

<p>&nbsp;<img alt="apple app tracking transparency" src="https://go.inmobi.net/hubfs/iOS%20Share%20of%20Wallet%20By%20Monthly%20Advertising%20Spend%20Size.png" style="height:468px; width:740px" /></p>

<p>Importantly, the largest advertisers spending greater than $1 million per month on mobile app install advertising have surprisingly increased their share of spend that goes towards iOS from 44% pre-ATT to 46% post-ATT. Meanwhile, the mid-tier of advertisers spending $250,000 to $1 million per month have seen a marginal reduction in the share of iOS spend from 47% to 45%. However, advertisers in Appsumer&rsquo;s base spending under $250,000 per month have seen the most significant drop in iOS share of spend, as it fell from 41% to 35%.</p>

<p>The suggestion from this data is that larger, more sophisticated advertisers have been able to maintain or even increase their iOS spend a year after ATT was launched. Meanwhile, lesser resourced advertisers have struggled to spend on iOS in a post-ATT world.&nbsp;</p>

<p>You may remember back to <a href="https://9to5mac.com/2021/10/25/facebook-again-criticizes-apples-privacy-policies-says-they-hurt-millions-of-small-businesses/" target="_blank">Facebook&rsquo;s initial PR messaging that suggested Apple&rsquo;s ATT move would have the biggest negative impact on smaller businesses</a>. If this data is anything to go by it appears that their projections were correct when it comes to certain consumer mobile apps. However, the smallest of consumer mobile apps haven&rsquo;t been picked up in this study, so the impact could be even more severe for them.</p>

<h3>Why Are These Advertisers Struggling The Most?</h3>

<p>Why are advertisers spending less than $250,000 a month struggling the most with iOS, while larger advertisers are finding opportunity? We&rsquo;ll explore some possible explanations below.</p>

<h4><u>Measurement and Modeling Infrastructure</u></h4>

<p>A large part of it could be to do with sophistication, particularly around the measurement infrastructures they&rsquo;ve built. With a bigger set of resources, the largest advertisers have been able to quickly build a measurement infrastructure around Apple&rsquo;s privacy preserving SKAdNetwork (SKAN) attribution solution in a few key areas:</p>

<ol>
	<li><strong>Conversion Value Setup:</strong> A key part of getting value from SKAdNetwork is defining an effective Conversion Value setup. To recap, Conversion Values are a 6-bit code (six 0s or 1s) included in the SKAN postback that creates up to 64 combinations of post-install conversion events you can track. They are designed to highlight the value of an install by identifying conversion events that happen such as a purchase, ad impression, trial signup, etc. The extra resources that larger advertisers have enabled them to dive into product analytics to quickly identify the optimum setup. Their user acquisition (UA) and product teams have also been able to focus more energy on working together to accelerate monetization, increase product stickiness and make the onboarding flow more linear. Optimizing these three areas enables them to get richer data from the Conversion Value and better prove the value of iOS investments.</li>
	<li><strong>Predictive Modeling:</strong> The Conversion Value on its own is generally not enough to give an accurate and more complete picture of ROI. Unless you have a rapid speed of monetization and a very sticky product in the days post-install, most of your revenue/lifetime value (LTV) data will need to be modeled. Essentially, this involves taking early monetization signals/conversion events and revenue data from internal systems to predict revenue at the campaign level. You can read more about different approaches <a href="https://www.appsumer.io/article/three-approaches-to-measure-granular-ltv-in-an-skadnetwork-era/" target="_blank">here</a>. Larger advertisers, with more significant data science resources and budget to invest in off-the-shelf solutions have more rapidly developed modeling solutions. As such, they can more effectively measure the ROI of iOS campaigns.&nbsp;</li>
</ol>

<p>Ultimately, larger advertisers more rapidly developed an effective measurement infrastructure around SKAN and can likely better prove the value of iOS investments to maintain or even increase their investment levels.</p>

<h4><u>Privacy Threshold Disadvantage</u></h4>

<p>Another big challenge we see with SKAN is Apple&rsquo;s mysterious privacy threshold. This is a mechanism that returns a &ldquo;NULL&rdquo; Conversion Value and source app details when a specific volume of installs isn&rsquo;t met for a campaign.&nbsp;</p>

<p>It&rsquo;s mysterious, because Apple doesn&rsquo;t reveal what that volume of installs is per a campaign. Facebook has said that on their platform you require 128 installs per campaign per day to avoid falling foul of the privacy threshold.&nbsp;</p>

<p>However, investigations at Appsumer suggest that the privacy threshold is between 10-20 installs per day per SKAN Campaign ID. The reason it&rsquo;s higher for Facebook is that they don&rsquo;t have a one-on-one relationship between their campaigns and SKAN Campaign IDs as they use extra Campaign ID&rsquo;s for their own learning.&nbsp;</p>

<p>The significance is that Facebook is making the privacy threshold higher because they need to run short-term learning and experimentation on their targeting algorithm to benefit long-term performance. As such, advertisers might see a reduced impact of the privacy threshold when testing alternative channels in the short-term.</p>

<p>A huge challenge, particularly for smaller advertisers, is not being able to prove the value of iOS 14.5+ campaigns because at the scale they operate a high percentage of their campaigns are returned with no information about install value and source due to low volumes. A big part of this is that smaller advertisers largely invest on three core channels, including nearly always Facebook.&nbsp;</p>

<p>As we&rsquo;ve highlighted, the bar to overcome the privacy threshold for Facebook campaigns is higher than elsewhere. This means that getting reliable performance data on iOS Facebook campaigns could be a bigger challenge for smaller advertisers and consequently they have had to scale back spend.</p>

<h4><u>Less Channel Diversification</u></h4>

<p>As we touched on, Appsumer&rsquo;s last benchmark report found that smaller advertisers use on average three channels, mid-size advertisers five channels and large advertisers 12 channels.&nbsp;</p>

<p>For smaller advertisers this three channel mix is typically made up of Facebook, Google and either Apple Search Ads (ASA) or a DSP. The difficulty of performance and measuring it were impacted differently across various channels on iOS by ATT.&nbsp;</p>

<p>For example, <a href="https://www.facebook.com/business/news/navigating-change-and-improving-performance-and-measurement" target="_blank">Facebook was quite transparent about the performance and measurement challenges they faced</a>. Meanwhile, some other channels have seen a much reduced impact due to their targeting mechanisms and lesser impact of the privacy threshold.</p>

<p>This meant that if your iOS channel mix was more diverse then continuing to maintain spend on iOS was easier, if more complex. Mobile Growth Consultant <a href="https://twitter.com/matejlancaric" target="_blank">Matej Lancaric</a> recently shared some thoughts about this on <a href="https://mobileuseracquisitionshow.com/episode/diversifying-your-ua-mix-in-a-post-att-world-why-when-and-how-with-matej-lancaric-user-acquisition-marketing-consultant/" target="_blank">an episode of Shamanth Rao&rsquo;s Mobile User Acquisition Show</a>:</p>

<p><em>&ldquo;These days, everything is changing so rapidly. Last year, I sometimes felt like I was riding a roller coaster! There were times when Facebook was doing well, and then the quality decreased&mdash;everything was changing. So if you put all your eggs in one UA basket, you are playing a very dangerous game, I would say. If you&rsquo;re running your UA on one channel and that&rsquo;s the only channel, what if that stops working?&rdquo;</em></p>

<p>Later Shamanth Rao asks Matej when a game is out of soft launch at what scale of spend he looks to diversify the channel mix in a post-ATT world? His response reveals a much evolved approach:</p>

<p><em>&ldquo;If we were having this discussion three years ago, I would say Facebook only, up until you hit around $1 million a month in spend. But things have changed quite rapidly. I start thinking about diversifying the UA portfolio after hitting like $20,000 a month.&rdquo;</em></p>

<p>Ultimately, advertisers without six-figure ad budgets might be struggling to spend on iOS in a post-ATT world because their channel mix was less diversified as they went into ATT.</p>

<h3>The Solutions for All Advertisers to Thrive</h3>

<p>We don&rsquo;t have space to go in-depth on the right solutions for advertisers here. However, Appsumer has taken its experience from working with some of the largest advertisers to highlight solutions for lesser developed advertisers in their latest eBook, covering:</p>

<ul>
	<li>Defining the optimum Conversion Value and Window setup</li>
	<li>How to use modeling to better understand ROI on iOS</li>
	<li>Analyzing the impact of the privacy threshold</li>
	<li>Overcoming deduplication issues across your MMP and SKAN</li>
	<li>How to evolve targeting in a post-ATT world</li>
	<li>How to run more effective testing in a post-ATT world&nbsp;</li>
</ul>

<p>To get access to these insights you can get your free copy of their eBook - &ldquo;<a href="https://info.appsumer.io/en/apples-privacy-changes-one-year-on-the-good-the-bad-and-the-solutions" target="_blank">Apple&rsquo;s privacy changes one year on: The good, the bad and the solutions</a>&rdquo; <a href="https://info.appsumer.io/en/apples-privacy-changes-one-year-on-the-good-the-bad-and-the-solutions" target="_blank">here</a>.</p>]]></description>
      <dc:subject><![CDATA[Advertising, English (EN): inmobi.com, Global,]]></dc:subject>
      
      <dc:creator><![CDATA[ Team InMobi  ]]></dc:creator>
      
      <dc:date>2022-04-06T14:07:00+00:00</dc:date>
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    <item>
      <title><![CDATA[Take 5 Q&A With VMLY&R Commerce's Lauren Blass]]></title>
      <link>https://www.inmobi.com/blog/2022/04/05/take-5-qa-with-vmlyr-commerces-lauren-blass/</link>
      <guid>https://www.inmobi.com/blog/2022/04/05/take-5-qa-with-vmlyr-commerces-lauren-blass/</guid>
      <description><![CDATA[<p>InMobi Commerce&rsquo;s goal is to provide retailers and advertisers with all the tools they need to thrive in today&rsquo;s retail media ecosystem. That includes talking with industry experts about emerging trends in retail media, tips on how brands and retailers can work together more successfully, and more.&nbsp;&nbsp;&nbsp;</p>

<p>In this edition of &ldquo;Take Five,&rdquo; Sarah Hughes, Head of Marketing at InMobi Commerce, sat down with <a href="https://www.linkedin.com/in/laurenrodkin/" target="_blank">Lauren Blass</a>, SVP of Client Engagement at <a href="https://www.vmlyrcommerce.com/" target="_blank">VMLY&amp;R Commerce</a>, to discuss the rise of retail media and how brands and retailers should capitalize on this growing channel.&nbsp;&nbsp;&nbsp;</p>

<p>You can listen to the full interview <a href="https://youtu.be/yI__5z9vyvs" target="_blank">here</a>.</p>

<p><iframe allow="accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture" allowfullscreen="" frameborder="0" height="315" src="https://www.youtube.com/embed/yI__5z9vyvs" title="YouTube video player" width="560"></iframe></p>

<p><strong><a href="https://youtu.be/Fp6RzZVG2ro" target="_blank">Question 1</a>: Why Do You Think Retail Media Has Become Such A Hot Topic?&nbsp;</strong><br />
Retail media has been an important part of omni-commerce planning for years now. However, due to the proliferation of online shopping as a result of the pandemic, the importance placed on search and display has rapidly accelerated. Shoppers are spending less time in-store, and when they do venture inside, they&rsquo;re likely not browsing in the way that they did prior to COVID-19. &nbsp;</p>

<p>So, if you have a new product, and people are no longer going to shop in-store, traditional marketing vehicles are no longer going to be as effective. Marketers must place a heavier emphasis on meeting consumers where they are (online) and on staying top-of-mind. Winning category search keywords and having display placements where shoppers are actually looking is now a necessity.&nbsp;&nbsp;</p>

<p>Marketers see and understand the shifting trends in shopper behavior, and they also understand the value of being able to create custom audience segments to target relevant shoppers. As we continue to lose the ability to target shoppers through their device IDs, leveraging rich customer data from retailer media networks becomes one of our most favorable options for reaching key customers.&nbsp;<br />
&nbsp;</p>

<p><strong><a href="https://youtu.be/PFMqGKZ8oAg" target="_blank">Question 2</a>: What Do You Think Retailers Can do to Make Their Platforms More Appealing To Brand And Agencies Buying Their Media?&nbsp;&nbsp;</strong><br />
Transparency in reporting. With such large investments being made on retailer media placements and brand pages, I would like to be able to glean additional insights into who is clicking on my banners, the time(s) of day that display is most effective for my category, what time of a day my search budget should be spent against specific keywords, etc.&nbsp;&nbsp;</p>

<p>Additionally, I would love to see data informing the creative that&rsquo;s being delivered to a specific person or audience segment. For instance, the way that I shop the snack category for my kids on a Sunday evening stock-up trip is very different than the way a single Gen Z male would shop for a quick-fill in trip on a Thursday afternoon. How could creative be served up in a way that resonates with both audiences?&nbsp;</p>

<p>It would also be great to see more flexibility with self-service platforms and the assets that can be built out through that offering.&nbsp;<br />
&nbsp;</p>

<p><strong><a href="https://youtu.be/ppURzozXWAA" target="_blank">Question 3</a>: How Are You Advising Brands to Reach Their Audiences Effectively if They&rsquo;re Trying to Divide Budgets Across Four or Five Different Retailers?&nbsp;</strong><br />
Typically, clients are given a set budget to spend against retailer media based upon a percentage of sales or their agreed-upon annual commitment. We are focused less on guiding them on how to break out their spend across retailers, and more so on how to make their dollars work harder. &nbsp;</p>

<p>Whether we&rsquo;re focused on only supporting big bets or key tentpoles throughout the year, or whether we&rsquo;re heavily investing in an always-on search strategy, it really is dependent upon the brand and its needs. We&rsquo;re also constantly trying to figure out the tightrope of meeting annual spend commitments onsite + creating a holistic offsite program to ensure we&rsquo;re getting the most possible eyeballs on our programming. &nbsp;</p>

<p>At the end of the day, our job is to create effective and inspiring campaigns that reach shoppers where they&rsquo;re at, and that&rsquo;s typically a mixture of onsite and offsite tactics. Offsite tactics give you more levers to pull in terms of audience segmentation and reaching additional people that you may not be capturing with onsite advertising alone.&nbsp;<br />
&nbsp;</p>

<p><strong><a href="https://youtu.be/bUgv3Bth1fA" target="_blank">Question 4</a>: As Retail Media Keeps Evolving, How Do You Think Brands and Retailers Can Work Together to Create Better Consumer Experiences?&nbsp;&nbsp;</strong><br />
It has been amazing to see what Walmart&rsquo;s test store in Springdale has done in terms of addressable data. I believe that is the future. Retailers sit on such a rich bed of customer data.&nbsp;&nbsp;</p>

<p>While we&rsquo;re seeing an influx of online shopping now, there is always a pendulum shift back the other way. Consumers want engaging experiences, and they want experiences tailored to meet their needs. By utilizing highly targeted data, retailers will be able to reach shoppers in-store with ads that are relevant specifically to them and their needs. &nbsp;</p>

<p>I&rsquo;m excited to see how traditional in-store POS will be replaced by digital kiosks. I&rsquo;m also interested to see how buying those placements evolves and who within retailer organizations will own that.&nbsp;<br />
&nbsp;</p>

<p><strong><a href="https://youtu.be/Q0XcmxwR2ZE" target="_blank">Question 5</a>: Where Do You See Retail Media Evolving Over the Next Few Years?&nbsp;</strong></p>

<p>Retailer media will continue to play a major role in marketing plans as retailers place the most emphasis on supporting their omni-commerce offerings. While we&rsquo;re presently spending against onsite placements, I believe the future will be a blend of onsite and in-store digital advertising. &nbsp;</p>

<p>As I mentioned, addressable data is and will continue to be incredibly important to capture shoppers based on their need state. Serving relevant, targeted messaging in-store along with ratings and reviews will become an <em>expectation</em>, not a surprise and delight experience. I look forward to the day that I have a tailored shopping experience being a mom of three kids!&nbsp;</p>

<p><br />
To hear more from Lauren, you can listen to her <a href="https://youtu.be/yI__5z9vyvs" target="_blank">full interview here</a> or you can follow her on <a href="https://www.linkedin.com/in/laurenrodkin/" target="_blank">LinkedIn</a>. If you would like to provide your thoughts on retail media in our next Take Five interview, contact us today at https://www.inmobi.com/company/contact.&nbsp;</p>

<p>&nbsp;</p>

<p><strong>About Lauren: </strong>&nbsp;<br />
Lauren is a Northwest Arkansas native with over a decade of experience in shopper, social and digital marketing. Throughout her career, Lauren has focused on multiple disciplines including project management, client services, product development, CX design and digital strategy. She has guided multi-site teams and managed key account relationships with The Coca-Cola Company, Unilever, Mondel&#275;z International,&nbsp;Nestl&eacute;, Mars Wrigley, Kraft, Keurig Dr Pepper, T-Mobile and Disney.&nbsp;</p>

<p>Lauren began her career in social shopper media where she coordinated many successful social campaigns for products across retailers. After years in the influencer marketing space, Lauren switched gears to focus on product development in emerging media.&nbsp;</p>

<p>During her time at Unilever, Lauren worked in both CX design and account leadership roles on the Walmart/Club business where she focused on building out connected plans that consider all touchpoints along a shopper&rsquo;s path-to-purchase and how that shopper can best be reached. One of the programs that Lauren worked on, AXE Start His Journey, received a Gold Effie in 2019 and was also nominated for a Grand Effie.&nbsp;</p>

<p>Most recently, Lauren has worked on both Mondel&#275;z International and The Coca-Cola Company accounts leading frontline marketing across all retailers.</p>]]></description>
      <dc:subject><![CDATA[Advertising, Media Consumption &amp; Trends, English (EN): inmobi.com, North America,]]></dc:subject>
      
      <dc:creator><![CDATA[ Sarah Hughes  ]]></dc:creator>
      
      <dc:date>2022-04-05T21:59:00+00:00</dc:date>
    </item>
  
    <item>
      <title><![CDATA[The Current State of Beauty Products Shopping]]></title>
      <link>https://www.inmobi.com/blog/2022/03/31/current-state-of-beauty-products-shopping/</link>
      <guid>https://www.inmobi.com/blog/2022/03/31/current-state-of-beauty-products-shopping/</guid>
      <description><![CDATA[<p>With COVID-19 cases dwindling in the U.S. and with more consumers venturing out, are Americans buying beauty products once again? That&rsquo;s what we wanted to find out.&nbsp;</p>

<p>In February and March 2022, we polled hundreds of consumers across the U.S. using <a href="https://www.inmobi.com/pulse" target="_blank">InMobi Pulse</a>, InMobi&rsquo;s mobile market research solution. As part of this research, we looked into how Americans are thinking about and shopping for beauty products.&nbsp;</p>

<p>Here&rsquo;s what we uncovered:&nbsp;</p>

<h2>Key Findings:&nbsp;</h2>

<ul>
	<li>46% of American women had purchased beauty supplies in the past 60 days.&nbsp;</li>
	<li>65% of those who had made a home goods purchase in the past 60 days also bought beauty products recently.&nbsp;</li>
	<li>51% of those who had made an apparel purchase in the past 60 days also bought beauty products recently.&nbsp;</li>
	<li>77% of beauty shoppers buy in person.&nbsp;</li>
</ul>

<h2>Are Americans Buying Beauty Products?&nbsp;</h2>

<p>Overall, only around a third of adults in the U.S. said they had purchased beauty products in the past 60 days. The percentage is higher for women than men (46% versus 21%), but that still indicates that fewer than half of all women are making beauty product purchases of late.&nbsp;</p>

<p>Older Americans and wealthier people are the ones most likely to be buying beauty supplies. Barely over one in four adults between 18 and 24 years old said they have bought these kinds of products recently, the percentage jumps to 39% for those between 45 and 54 years old.&nbsp;&nbsp;</p>

<p>Further, 38% of those making more than $75,000 a year said they had made a beauty product purchase recently, as compared to 32% for those making less than that amount.&nbsp;</p>

<p>The group most likely to be buying beauty products? It&rsquo;s those that said they had bought home goods and apparel recently. Overall, 51% of those surveyed who had made an apparel purchase in the past 60 days also bought beauty products, while 65% of home goods purchasers have bought beauty products lately.&nbsp;</p>

<h2>Understanding Beauty Product Purchase Behavior&nbsp;</h2>

<p>Among those making beauty product purchases recently, where do they turn to buy? More often than not, these purchases are happening in person.&nbsp;</p>

<p>Among everyone who said they had bought beauty supplies in the past 60 days, 77% of them said they made the purchase in person. And for those between 18 and 24 years old, that number jumps to 81%.&nbsp;</p>

<p>That being said, a lot of purchases are happening via digital channels. Overall, 36% of this cohort said they went online to buy. Among beauty shoppers between 25 and 34 years old, 43% shop online while 32% use a store&rsquo;s mobile app.&nbsp;</p>

<h2>Key Takeaways For Beauty Brands&nbsp;</h2>

<p>For those selling beauty supplies to post-pandemic shoppers, how can they use this data to more effectively reach and engage their best customers? Here are our recommendations:&nbsp;</p>

<ul>
	<li><strong>Be hyperfocused on audiences:</strong> As our data indicates, the vast majority of Americans are not making beauty purchases. Instead of wasting media budget on a &ldquo;spray and pray&rdquo; campaign, beauty brands are much better not only targeting women but specifically targeting more affluent women who are also actively buying home goods.&nbsp;</li>
	<li><strong>Provide a holistic buying journey:</strong> While the bulk of shoppers are unsurprisingly heading into stores, a significant cohort are also utilizing digital channels. Ignore these online shoppers at your own peril! Beauty brands are best served when they provide customers with a variety of choices that suit their various needs.&nbsp;</li>
	<li><strong>Reach consumers where they are: </strong>Even though customers may not always shop via apps, mobile is still a great tool for product discovery. In 2022, eMarketer predicts that Americans will <a href="https://content-na2.emarketer.com/us-time-spent-with-media-2021-update" target="_blank">spend more time with mobile than with any other single media source</a>. Considering that adults in the U.S. devote so much of their day to their mobile screens, it makes sense to target and message to mobile-first audiences.&nbsp;</li>
</ul>

<p>Interested in learning more about what it takes to reach and engage your best audiences through their favorite screen? <a href="https://www.inmobi.com/company/contact" target="_blank">Reach out to the mobile experts at InMobi</a> to learn more and to launch always-on campaigns that yield real results.&nbsp;</p>]]></description>
      <dc:subject><![CDATA[Consumer Research, Understanding Consumers, English (EN): inmobi.com, North America,]]></dc:subject>
      
      <dc:creator><![CDATA[ Team InMobi  ]]></dc:creator>
      
      <dc:date>2022-03-31T14:23:00+00:00</dc:date>
    </item>
  
    <item>
      <title><![CDATA[Why You Need An Always-On Mobile App Strategy]]></title>
      <link>https://www.inmobi.com/blog/2022/03/30/why-you-need-an-always-on-mobile-app-strategy/</link>
      <guid>https://www.inmobi.com/blog/2022/03/30/why-you-need-an-always-on-mobile-app-strategy/</guid>
      <description><![CDATA[<p>If you are not reaching consumers where they are and making it easy for them to buy at their convenience, then you&rsquo;re missing out. Here&rsquo;s why.&nbsp;</p>

<h2>Understanding Media Consumption Habits in 2022&nbsp;</h2>

<p>Let&rsquo;s take an overall look at American&rsquo;s favorite media sources. <a href="https://content-na2.emarketer.com/us-time-spent-with-media-2021-update" target="_blank">According to eMarketer</a>, the typical adult will spend just over three hours a day watching linear television.&nbsp;&nbsp;</p>

<p>That may seem like a lot, but it pales in comparison to mobile. This year, the typical American will spend over four hours and 40 minutes every day using mobile devices, eMarketer predicts.&nbsp;&nbsp;</p>

<p>In fact, over 35% of all time spent with media will be devoted to mobile. For TV, the next most popular media source, it&rsquo;s less than 24% in 2022.&nbsp;</p>

<p>Of course, this isn&rsquo;t necessarily an either/or comparison. After all, many of us have our mobile devices out when we&rsquo;re watching television &ndash; especially during commercial breaks.&nbsp;</p>

<p>And when we say mobile, we really mean mobile apps. Around 88% of all time spent on mobile is devoted to apps, <a href="https://content-na2.emarketer.com/the-majority-of-americans-mobile-time-spent-takes-place-in-apps" target="_blank">according to eMarketer</a>.&nbsp;</p>

<p>It&rsquo;s also worth noting that Americans are using a wide diversity of apps. <a href="https://sensortower.com/blog/apps-used-per-us-smartphone" target="_blank">According to Sensor Tower</a>, the average smartphone user in the U.S. uses at least 45 apps a month.&nbsp;</p>

<p>As this all highlights, consumers in the U.S. love mobile apps. If you&rsquo;re not advertising in mobile apps, then you&rsquo;re probably not reaching your best audiences.&nbsp;</p>

<p>But when should you be running your mobile in-app advertising campaigns? Do seasonal, one-off campaigns cut it on mobile? Let&rsquo;s explore these questions further.&nbsp;</p>

<h2>Understanding Shopping Habits in 2022&nbsp;</h2>

<p>Even <a href="https://www.mckinsey.com/business-functions/marketing-and-sales/our-insights/the-consumer-decision-journey" target="_blank">back in 2009, McKinsey</a> was noting that the classic shopping journey that marketers were taught in business school was woefully outdated. And in the decade plus since then, the rise of e-commerce (and m-commerce) and social media has accelerated this trend even further.&nbsp;</p>

<p>In a span of minutes, consumers will go from first hearing about you to conducting research to making a final purchase. If you&rsquo;re not ready to move at this pace, then expect to lose business.&nbsp;</p>

<p>For example, according to <a href="https://www.accenture.com/us-en/insights/strategy/reimagined-consumer-expectations?c=acn_glb_lifereimaginedgoogle_12246376&amp;n=psgs_0621&amp;gclid=Cj0KCQjw5-WRBhCKARIsAAId9Fl7TsYCTZdlyfszpJ3vH8YyV6-uCm3I50UyaV_mrAob9ZaaETSh7XoaAo-qEALw_wcB&amp;gclsrc=aw.ds" target="_blank">recent research from Accenture</a>, close to half or more of retail consumers will switch to a different brand if fast and flexible delivery options are not available or are discontinued. Further, virtual try-out tools/shopping advisory services are crucial to keeping existing customers happy.&nbsp;</p>

<p>And similar trends were observed among consumer goods and services customers. Indeed, ease and convenience is now among the top five purchase motivations for consumers today.&nbsp;</p>

<p>&ldquo;Post-pandemic, consumer expectations are not going to retreat to a previous state with regard to ease and convenience,&rdquo; the Accenture report&rsquo;s authors noted. &ldquo;Now, consumers seek &lsquo;everywhere commerce,&rsquo; where transactions need not start and end in the same place, or on the same medium.&rdquo;&nbsp;</p>

<p>This points to the need to have (and invest in) an always-on marketing strategy. As HubSpot&rsquo;s Martina Bretous has <a href="https://blog.hubspot.com/marketing/buyer-behavior-statistics" target="_blank">noted of consumers today</a>, &ldquo;Their attention is being pulled in many different directions and if your brand isn&rsquo;t present, you may quickly be forgotten.&rdquo;&nbsp;</p>

<p>Seasonality may be completely dead, but it doesn&rsquo;t dictate how consumers shop anymore. Successful marketers are leaning in to how people look for and buy products by fully embracing always-on campaigns that reach consumers at the exact moment whenever they&rsquo;re ready to shop.&nbsp;</p>

<h2>Putting It All Together For Marketing Success&nbsp;</h2>

<p>And what&rsquo;s the best way to reach consumers with always-on messaging? As we noted before, it&rsquo;s through mobile and apps.&nbsp;</p>

<p>Interested in reaching consumers where they are and running always-on campaigns that yield real results? <a href="https://www.inmobi.com/company/contact" target="_blank">Reach out to the mobile experts at InMobi today</a>.&nbsp;</p>]]></description>
      <dc:subject><![CDATA[Advertising, Media Consumption &amp; Trends, English (EN): inmobi.com, North America,]]></dc:subject>
      
      <dc:creator><![CDATA[ Team InMobi  ]]></dc:creator>
      
      <dc:date>2022-03-30T10:30:00+00:00</dc:date>
    </item>
  
    <item>
      <title><![CDATA[Independent Retailers Have Entered the Retail Media Arena  ]]></title>
      <link>https://www.inmobi.com/blog/2022/03/29/independent-retailers-have-entered-the-retail-media-arena/</link>
      <guid>https://www.inmobi.com/blog/2022/03/29/independent-retailers-have-entered-the-retail-media-arena/</guid>
      <description><![CDATA[<p>Since the onset of the pandemic, the way consumers shop and discover new products has changed. Independent retailers have begun embracing new technologies such as e-commerce to meet their needs. And, as CPGs continue to allocate money toward digital advertising, looking for new ways to connect with shoppers, retail media provides a prime audience in a buying mode. &nbsp;</p>

<p>However, retail media has often been misunderstood as a &ldquo;tax&rdquo; for brands to win a top position on a retailer&rsquo;s search results page. But, retail media in its truest form is far more. It&rsquo;s the media offered by retailers to their brands to help them tell their story. It&rsquo;s a place where brands and consumers interact, engage, connect in an environment created, owned, and operated by retailers. The limited narrative keeps retailers and brands from realizing the true scope of what retail media has to offer. &nbsp;</p>

<p>InMobi Commerce&rsquo;s goal, in collaboration with Adsta, is to bring together CPGs and independent retailers to explore the evolution and future of retail media. We spoke with <a href="https://www.linkedin.com/in/alanmauricejones/" target="_blank">Alan Jones</a>, <a href="https://www.adsta.com/" target="_blank">ADSTA</a> VP Sales &amp; Marketing at ShoptoCook, Inc. to discuss how Adsta equips independent retailers and wholesalers to monetize their digital channels.&nbsp;&nbsp;</p>

<p><strong>1. What would you say are the key factors driving the explosive growth of retail media, and how is Adsta advising their independent grocery partners to capitalize on growing CPG investments in retail media?&#8239;&nbsp;</strong></p>

<p>As CPGs search for new ways to connect with shoppers, retail media provides a prime audience in a buying mode. What better place to connect with your consumer goods&rsquo; buying audience than on the digital channels provided by their primary retailer.&nbsp;</p>

<p>Independent grocers face a challenge as most do not have the buying power to receive direct focus from national CPG brands. They are often left out of national CPG promotions, and these retailers, and their shoppers, miss out as a result. Adsta offers a power in numbers solution that provides independent grocers a larger presence than they can achieve on their own. By participating in the Adsta network, they are able to gain access to national campaigns that would not have been available otherwise. On top of that, Adsta offers retailer-specific features that allow grocery partners to bring their direct CPG relationships to the network as well. By combining national and retailer-specific offers, Adsta grocery partners are able to offer their shoppers access to CPG promotions just like the large chains.&nbsp;</p>

<p><strong>2. What are the unique advantages independent grocers have in retail media?&#8239;&nbsp;</strong></p>

<p>While many of the largest national retail chains dictate terms to the CPGs and hold most of the buying power for CPG promotions, independents provide a more affordable and accessible opportunity for innovative CPG brands willing to experiment in diverse channels. The same shoppers that frequent national retailers also shop independents, and retail media presented via the independent&rsquo;s digital channels offer a larger opportunity to stand out.&nbsp;</p>

<p><strong>3. What are the biggest roadblocks retailers typically face when starting or scaling up their retail media platform business?&#8239;&#8239;&nbsp;</strong></p>

<p>Retail media is such a new opportunity that many retailers are unfamiliar with best practices and often struggle to establish standards for their internal execution. Because of this they can flounder and fail to make progress in a timely fashion. On&nbsp;top of that, many of the CPGs overlook regional independent retailers in favor of national chains. Independents are left without access and miss out on the largest national promotions.&#8239;&nbsp;</p>

<p><strong>4. Where do you think the future growth in Retail Media will come from?&#8239;&nbsp;</strong></p>

<p>Retail media is here to stay, and as engagement becomes saturated at the national level and with the largest national retailers, CPGs will look for opportunities to differentiate themselves. The independent sector has often proven inefficient and cumbersome as CPGs felt they needed to engage with each smaller retailer directly. With the creation of the Adsta network, this inefficiency is eliminated as CPGs are now able to buy across a network that has the same reach as the nation&rsquo;s largest chains. Based on that, Adsta and the independent sector as a whole provide a significant opportunity for future growth in retail media.&nbsp;</p>

<p>&nbsp;</p>

<p><strong>About Alan:&nbsp;</strong>&nbsp;</p>

<p><img alt="retail media trends" src="https://go.inmobi.net/hubfs/Al%20Jones%20ADSTA%20InMobi%20Commerce%20Blog%20Post.png" style="float:left; height:334px; width:333px" />Alan M. Jones has been Vice President of Marketing and Advertising Sales with&#8239;ShoptoCook since January 2018. Mr. Jones started with ShoptoCook as Vice President of Content in April 2017. From 2013-2017, Mr. Jones was a Marketing and Sales Consultant&#8239;for Food Industry disruptors and In-store companies including Fetch,&#8239;Engage, GMG, DBA Worldwide, Sterilyfe, Handstand Innovations,&#8239;and&#8239;MessageWrap.&#8239;From 2002 - 2013&#8239;, Mr. Jones held various positions at Insignia Systems subsequent to his leadership position as Sr. Vice President of CPG and Retail Sales. After graduating from Michigan State University with a BA in Marketing in 1981, Mr. Jones held various positions with SmithKline Beecham Consumer Brands in the areas of sales training and management including Director of the Mid-Atlantic Division.&#8239;&nbsp;</p>]]></description>
      <dc:subject><![CDATA[Advertising, English (EN): inmobi.com, Global,]]></dc:subject>
      
      <dc:creator><![CDATA[ Sarah Hughes  ]]></dc:creator>
      
      <dc:date>2022-03-29T13:00:00+00:00</dc:date>
    </item>
  
    <item>
      <title><![CDATA[   Retail Media Isn’t Just Lower-Funnel: We’re Bringing Discovery Back to Retail  ]]></title>
      <link>https://www.inmobi.com/blog/2022/03/25/retail-media-isnt-just-lower-funnel-were-bringing-discovery-back-to-retail/</link>
      <guid>https://www.inmobi.com/blog/2022/03/25/retail-media-isnt-just-lower-funnel-were-bringing-discovery-back-to-retail/</guid>
      <description><![CDATA[<p>They way consumers shop has changed. Since the onset of COVID, shoppers have increasingly turned online to discover new products and make purchases.&nbsp; The rise of e-commerce led the way for explosive growth in retail media ad spending. Since 2019, ad spending has grown from $12.50 billion to over $41 billion in predicted spending for 2022.&nbsp;&nbsp;&nbsp;</p>

<p>Sophisticated retailers are reframing their e-commerce operations into major media platforms, but as more retailers launch their own media network, they must continually innovate to capture brand budgets and shopper attention.&nbsp;&nbsp;</p>

<p>Because the majority of shoppers&rsquo; journeys happen on the screen, not the shelf, shoppers increasingly turn to platforms like TikTok, Instagram, Pinterest and YouTube to discover new products, listen to reviews or educate themselves on a product&rsquo;s features. Retailer relationships with their customers are eroding as more shoppers turn to social media platforms to find and purchase products.&#8239;Retailers need solutions for product discovery that will also grow their retail media businesses.&nbsp;&nbsp;</p>

<p>InMobi Commerce helps retailers create high-impact video shopping experiences to bring product discovery back to retailers and provides immersive experiences that brands are looking for in retail media.&nbsp;&nbsp;</p>

<p>&ldquo;Our video-led discovery and monetization platform helps retailers bring&#8239;experiences that brands want, and retailers need,&rdquo; says Inder Singh, Senior Vice President of InMobi Commerce. &ldquo;Blending programmatic media with dynamic sight, sound and motion helps retailers reach the true value of their media, data and consumer access. We also help them provide brands with the tools they need to connect with shoppers and deepen their shopper engagement.&rdquo; &#8239;&nbsp;<br />
&nbsp;</p>

<div><iframe allow="accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture" allowfullscreen="" frameborder="0" height="315" src="https://www.youtube.com/embed/9ZNb4jemrbE" title="YouTube video player" width="560"></iframe></div>

<h3>&nbsp;</h3>

<h3>Build Stronger Customer Relationships&nbsp;&nbsp;</h3>

<p>Building a strong relationship with a customer as a retailer or as a brand makes them far more likely to continue purchasing from you and builds long-term loyalty. More than any other advertising medium, video ad experiences help people connect with what they see on screen.&nbsp;</p>

<p>Showing shoppers how a product simplifies their lives or how a brand&rsquo;s values align with their own instills a trust that you provide solutions. In fact, a consumer&rsquo;s positive experience with a video ad increases their purchase intent by&#8239;<a href="https://instapage.com/blog/video-future-of-advertising" target="_blank">97% and brand association by 139%.</a></p>

<p>With InMobi Commerce&rsquo;s video-led discovery and monetization retail media platform, retailers can transform their e-commerce sites into a source of product discovery, inspiration and education. And advertisers are given the ability to create ad experiences that effectively communicate their brand story and product value.&nbsp;&nbsp;</p>

<h3>Diversify Your Media Mix&nbsp;&nbsp;</h3>

<p>Historically, retail media has been driven by bottom-funnel sponsored search ads. Not only do video ads help cut through a cluttered search results page of &ldquo;Sponsored&rdquo; flags, but they play a significant role in influencing purchase decisions throughout a shoppers&rsquo; journey.&nbsp; c</p>

<p>InMobi Commerce&rsquo;s platform is focused on providing retailers and advertisers full-funnel video ad experiences that create brand awareness, inspire new product usage occasions and help customers learn about and discover new products. Retailers can tap into upper-funnel advertising budgets that aren&rsquo;t traditionally allocated to retail media spending, and brands can customize their message based on where a shopper is at in their purchase decision.&nbsp;&nbsp;</p>

<h3>Enhance Shopper&rsquo;s Experience&nbsp;</h3>

<p>As customers are increasingly opting for online shopping, they expect to have the best experience with the retailers and brands they purchase from. Video ad experiences enhance the digital shelf and provide education and inspiration.&nbsp;&nbsp;</p>

<p>When it comes to learning about a product, 73% of consumers say they would <a href="https://www.wyzowl.com/video-marketing-statistics/" target="_blank">prefer to watch a short video about a product,</a> compared to only 11% of consumers who would rather read a text-based article. And 60% of shoppers that have used <a href="https://www.klarna.com/assets/sites/2/2021/06/29084219/The-State-of-Smoooth-Klarnas-2021-Reopening-Insights-Report-min.pdf" target="_blank">livestream shopping found it make their experience better.</a>&nbsp;&nbsp;</p>

<p>Appealing to shopper preferences has a major upside for retailers and advertisers. After all, 88% of people say that they&rsquo;ve been convinced to <a href="https://www.wyzowl.com/video-marketing-statistics/" target="_blank">buy a product by watching a brand&rsquo;s video,</a> and 81% of marketers feel that video has a <a href="https://blog.hubspot.com/marketing/state-of-video-marketing-new-data#:~:text=81%25%20of%20marketers%20feel%20that,a%20close%20second%20(61%25)." target="_blank">direct, positive impact on sales.</a>&nbsp;</p>

<p>&nbsp;</p>

<p>If you&rsquo;re ready to start creating experiences not ads, book a demo with InMobi Commerce today!&nbsp;&nbsp;</p>]]></description>
      <dc:subject><![CDATA[Advertising, English (EN): inmobi.com, Global,]]></dc:subject>
      
      <dc:creator><![CDATA[ Sarah Hughes  ]]></dc:creator>
      
      <dc:date>2022-03-25T22:00:00+00:00</dc:date>
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    <item>
      <title><![CDATA[Industry Spotlight Q&A with Ollie Shayer, Director of Omnichannel Media and Planning, Boots UK and ROI ]]></title>
      <link>https://www.inmobi.com/blog/2022/03/24/industry-spotlight-qa-with-ollie-shayer-director-of-omnichannel-media-and-planning-boots-uk-and-roi/</link>
      <guid>https://www.inmobi.com/blog/2022/03/24/industry-spotlight-qa-with-ollie-shayer-director-of-omnichannel-media-and-planning-boots-uk-and-roi/</guid>
      <description><![CDATA[<p><a href="https://www.inmobi.com/blog/2022/02/23/the-retail-media-revolution" target="_blank">The Drum and InMobi</a>&nbsp;recently sat down with key experts&nbsp;to get industry viewpoints to help retailers prepare for and capitalize on the retail media revolution. Here is our interview with Boots UK and ROI&#39;s Ollie Shayer.</p>

<p style="text-align:center"><a class="btn btn-s" href="http://go.inmobi.com/retail-media-revolution-whitepaper-2022/" style="border-radius:25px;font-size:24px;font-weight:normal;">Get the Report</a></p>

<p style="text-align:center">&nbsp;</p>

<h3>What role has retail media played in Boots&rsquo;s response to the pandemic?</h3>

<p>Retail media has always been a big part of Boots&rsquo;s heritage. We have a great retail media team working in close collaboration with our supplier partners. The latest evolution is our own in-house agency, Boots Media Group, which we launched in partnership with Threefold in September 2021. Our goals are to provide a much broader range of media to our suppliers and to help them optimize and scale their campaigns by leveraging our incredibly valuable first-party data.</p>

<h3>How long standing is the Boots Advantage card program? Other factors like the deprecation of third-party cookies is turning attention to other ways of finding your audience, it&#39;s almost as if the data there is just going to come of age.</h3>

<p>It&#39;s 25 years, would you believe it? And it obviously played a huge part during that period, so it&#39;s definitely a key part of our future. Brands want to work with partners that have the verified first-party data they need to find their target audiences. With our new retail media offering, we want to enable high-performing marketing campaigns for our supplier base and maximize their advertising ROI. And as we evolve and have less third-party data, it gives us more of an opportunity to use remaining available data to help them find the audiences that they want.</p>

<h3>What do you think retail media as a channel brings to the table for advertisers that other channels can&#39;t match?</h3>

<p>Retail media is an incredibly exciting space. It was one of the main reasons I wanted to return back to the UK to work with Boots. And this proposition is an incredible space to work in. It&#39;s really evolving fast. And I think the interest is clearly growing. Retail media gives a real breadth of offerings to suppliers in store, on-site and off-site. Also, what it allows you to do most critically is really close that gap between advertising and sales &ndash; and increasingly between the online and offline world because it&rsquo;s an integrated omni approach; so really understanding if I&#39;m spending a pound here, what&#39;s the effect of it in the online environment and in the offline environment? I think that&#39;s key.&nbsp;</p>

<h3>So it&rsquo;s that closed loop structure that is particularly attractive to the advertisers?</h3>

<p>100%. Particularly now, when everyone&#39;s conscious of the investment that they&#39;re making in advertising, and really understanding that return, I think those are key to being able to showcase that, as it&#39;s becoming increasingly important.</p>

<h3>Back to the deprecation of third-party cookies. Has that made retail media an easier sale in terms of engaging advertisers with the proposition, particularly in terms of digital retail media as well?</h3>

<p>It&#39;s one of those things where we&#39;re all looking towards what the future will be. We know that the digital landscape is evolving and there&#39;s a lot of understanding that the value of first-party data is only going to increase. Obviously brands and suppliers want to work with partners who have verified first-party data. And so it is something that actively they&#39;ve spoken to us about &ndash; how do we look to reach our audiences in a better way?</p>

<h3>Who do you see as the major players in the retail media space right now?</h3>

<p>The US definitely are the flag bearers and our colleagues are doing a great job with Walgreens. And I know that obviously the rest of the industry in the UK from a retail perspective is also very interested in recent announcements that a number of different retailers have made around what they&#39;re doing in the space, so I think it&#39;s only going to grow. But from a major player perspective, I would look to the other side of the Atlantic.</p>

<h3>So is it fair to say that you fully expect to see more brands allocate ads budget to retail media with you over the next 24 months?</h3>

<p>I definitely think so based on the conversations that we&#39;re having. What we&#39;re seeing in the industry, it&#39;s becoming an increasingly interesting area, not only for what were probably retail budgets, but equally as we move into brand budgeting as well, because increasingly partners want to be able to understand the return that they&#39;re getting. And if you&#39;re able to do that, and at the same time access the inventory they would have accessed before anyway, then again that&#39;s only beneficial to you.</p>

<h3>And in terms of the actual inventory that you have on offer for your digital spaces, does that include video, or is that something you&#39;re working on at the moment?</h3>

<p>Ultimately we want to provide a full omnichannel offering to our suppliers; we want to be able to offer in-store and on-site, which we do already, and then our off-site proposition is something that we are developing and we&#39;re still working on partnering with some beta partners on that. But it will definitely include all of the channels: video, display and more. Broader than that, we&rsquo;ll start to look into some offline channels like outdoor, and channels where we can leverage our data in that way and offer that to suppliers. Based on the conversations I&rsquo;m having with clients, that&rsquo;s absolutely what they want.</p>]]></description>
      <dc:subject><![CDATA[Advertising, English (EN): inmobi.com, Global,]]></dc:subject>
      
      <dc:creator><![CDATA[ Team InMobi  ]]></dc:creator>
      
      <dc:date>2022-03-24T08:00:00+00:00</dc:date>
    </item>
  
    <item>
      <title><![CDATA[InMobi Wins 4 Prestigious Awards at this Year's Indian Marketing Awards ]]></title>
      <link>https://www.inmobi.com/blog/2022/03/21/inmobi-wins-4-prestigious-awards-at-this-years-indian-marketing-awards/</link>
      <guid>https://www.inmobi.com/blog/2022/03/21/inmobi-wins-4-prestigious-awards-at-this-years-indian-marketing-awards/</guid>
      <description><![CDATA[<p>As advertisers double-down on mobile-first strategies in 2022, InMobi enables brands to truly connect with their consumers across the marketing funnel on mobile. As a nod to Godrej Consumer Products Limited&#39;s (GCPL)&nbsp;incredible mobile-first campaign, InMobi brought home 4 prestigious awards from the 8th edition of the Indian Marketing Awards (IMA).&nbsp;<br />
&nbsp;</p>

<p>&nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp;&nbsp;<img alt="award winning ad campaigns" src="https://2714195.fs1.hubspotusercontent-na1.net/hubfs/2714195/2022%20Ramadan%20Blogs/2022%20Awards%20Blogs/MicrosoftTeams-image%20(66).png" style="height:314px; width:600px" /></p>

<p><br />
<strong>Winning Categories: &nbsp;</strong></p>

<ol>
	<li>Use of Consumer Insight&nbsp;</li>
	<li>Use of Analytics/ Big Data/AI&nbsp;</li>
	<li>Best Use of Segmentation&nbsp;</li>
	<li>Best Use of Digital Marketing/ Social Media&nbsp;</li>
</ol>

<p>&nbsp;<br />
Founded by exchange4media, IMA recognizes marketing&#39;s central role in creating, communicating, capturing, and sustaining value for any organization and awards contributors who have achieved extraordinary success via innovative and effective marketing practices. Read on to learn about the stellar campaign that stood out&nbsp;at this year&#39;s IMA.&nbsp;</p>

<h3><br />
<strong>Digital Transformation: The Godrej Way&nbsp;</strong></h3>

<p>As the world came to a standstill in 2020, in the face of COVID-19, staying home and staying safe became imperative for citizens across the globe. This dramatic lifestyle change led to two&nbsp;major shifts in the behavior of Indian women: they felt an increased responsibility for the health and wellness of their families, and, owing to the increased time spent at home, they moved from TV to on-demand OTT video and casual mobile gaming. &nbsp;</p>

<p>For GCPL, women were the predominant influencers and decision-makers in the extremely low involvement home-insecticide segment.&nbsp;As a leading player in this segment - with powerhouse brands such as Good Knight and Hit &ndash;&nbsp;GCPL&#39;s key objective was to reinforce the need to maintain clean and insect-free homes (to&nbsp;avoid vector-borne diseases) and ensure that nothing escapes&nbsp;their consumer&#39;s radar while battling the virus. The core challenge was in building brand salience within a low-involvement category amidst a high-clutter environment.&nbsp;&nbsp;</p>

<p>GCPL launched a three-fold mobile-first strategy to execute this objective:&nbsp;</p>

<ol>
	<li>By leveraging over 2000 high-value data attributes on <a href="https://www.inmobi.com/audiences">InMobi Audiences</a>, the brand <strong>accurately identified Indian women from NCCS-A category households</strong> in a hyperconnected world.&nbsp;</li>
	<li>The brand then <strong>delivered personalized, tailor-made communication</strong> to this audience via <strong>vernacular video content</strong> across&nbsp;five diverse Indian languages.&nbsp;</li>
	<li>Finally, by marrying the brand&#39;s first-party data and InMobi&#39;s data signals, GCPL <strong>built custom audiences and phased out a sequential targeting strategy</strong> to drive action among users with a high brand affinity and intent.&nbsp;&nbsp;<br />
	&nbsp;</li>
</ol>

<p>&nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp;<img alt="best programmatic ads " src="https://2714195.fs1.hubspotusercontent-na1.net/hubfs/2714195/2022%20Ramadan%20Blogs/2022%20Awards%20Blogs/SC-01%20(3).png" style="height:314px; width:600px" /><br />
&nbsp;</p>

<p>While GCPL successfully leveraged programmatic to drive awareness, engagement, and consideration,&nbsp;the brand also intended to&nbsp;validate the success of its campaign by conducting a brand lift survey to benchmark the quality of their first-party data residing in their AI-CDP. <a href="https://www.inmobi.com/pulse">InMobi Pulse</a> helped GCPL capture qualitative feedback around the perceptions and preferences of their consumers, revealing the success of the online video.&nbsp;&nbsp;</p>

<p>91.2 million personalized videos were viewed, leading to 380,506 hours of content consumption. The campaign delivered an incremental reach of 25% with a whopping 50% increase in effectiveness with personalized video and a massive 2.48X increase in engagement.&nbsp;The home insecticide category saw a promising 15% growth in the last fiscal year*, driving a massive success for GCPL.&nbsp;&nbsp;&nbsp;</p>

<p>Learn more about the award-winning campaign <a href="https://go.inmobi.com/gcpl-digital-transformation-with-inmobi/">here</a>.&nbsp;<br />
&nbsp;</p>

<p>&nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp;<img alt="programmatic ads examples" src="https://2714195.fs1.hubspotusercontent-na1.net/hubfs/2714195/2022%20Ramadan%20Blogs/2022%20Awards%20Blogs/SC2-01%20(2).png" style="height:314px; width:600px" /></p>

<p>&nbsp;</p>

<p>Find out how InMobi can breathe life into your brand&#39;s objectives. &nbsp;<br />
Contact us at <a href="mailto:mobilemarketing@inmobi.com">mobilemarketing@inmobi.com</a>.&nbsp;<br />
&nbsp;</p>

<p>* with&nbsp;the combined efforts from the integrated digital marketing campaigns&nbsp;</p>]]></description>
      <dc:subject><![CDATA[Awards, English (EN): inmobi.com, Asia Pacific,]]></dc:subject>
      
      <dc:creator><![CDATA[ Team InMobi  ]]></dc:creator>
      
      <dc:date>2022-03-21T20:27:00+00:00</dc:date>
    </item>
  
    <item>
      <title><![CDATA[Event Diary | Building Resilient Brands Summit: Getting Ramadan Rush Ready with Mobile ]]></title>
      <link>https://www.inmobi.com/blog/2022/03/21/event-diary-building-resilient-brands-summit-getting-ramadan-rush-ready-with-mobile/</link>
      <guid>https://www.inmobi.com/blog/2022/03/21/event-diary-building-resilient-brands-summit-getting-ramadan-rush-ready-with-mobile/</guid>
      <description><![CDATA[<p>The onset of the pandemic has changed consumer behavior across the globe, and further accelerated the adoption of a mobile-first economy in Indonesia. This change is evidently seen during Indonesia&#39;s most celebrated festival &ndash; Ramadan. While lockdowns and social distancing have previously posed setbacks to the Indonesian shopper, the spirit of resilience and positivity emerges stronger than ever before. Further, Indonesia is predicted to be one of the top five smartphone superpower nations in the next five years.&nbsp;</p>

<p>With this in mind, what does this year&#39;s Ramadan hold in store for Indonesians? What should brands and advertisers focus on to forge a true connection with their consumers? In association with MMA, InMobi Indonesia hosted a virtual summit that brought together key players across the ecosystem to help answer these questions and more.&nbsp;</p>

<p>The summit, Building Resilient Brands: Getting Ramadan Rush Ready, featured industry leaders Rajan Vishwadeep, Principal, Partner, Data- Tech &amp; Performance Marketing, Mindshare, and Rangga Gandina, GM Data Solutions Business &amp; Partnership, Telkomsel, and was hosted and moderated by Shanti Tolani, Country Head &amp; Board Member, MMA Indonesia, and Narayan Murthy Ivanturi, Director - Native &amp; Performance SEA, InMobi, respectively.<br />
&nbsp;</p>

<div>&nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp;<iframe allow="accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture" allowfullscreen="" frameborder="0" height="315" src="https://www.youtube.com/embed/cUBBuQVrnn0" title="YouTube video player" width="560"></iframe></div>

<h3><br />
<br />
<strong>Ramadan in the New Normal</strong>&nbsp;</h3>

<p>Narayan kicked-off the session with the summit&#39;s purpose. He shared, "Building brands has always been difficult, and today, in the times we are living in, there is no playbook or framework for what is right and what is wrong," he said, opening up the floor for the speakers to discuss how celebrating festivals like Ramadan has changed over the last two years.&nbsp;&nbsp;</p>

<p>Rangga exclaimed that brands and marketers have stopped viewing the new normal as a hurdle rather than an opportunity to provide frictionless shopping experiences for consumers. He shared how a part of the Ramadan culture in Indonesia has evolved to suit the new normal: "People can no longer break their fasts together, in-person, so they send food and gifts online. Also, spiritual activities previously held in mosques have now become virtual &ndash; everyone now jumps to google meet or zoom, and even grandparents living in rural areas have learned to use these technologies."&nbsp;</p>

<h3><strong>The Role of Big Data and Personalization this Ramadan</strong>&nbsp;</h3>

<p>A huge portion of the Indonesian population is becoming digital native, and with digital on the brink of overtaking offline in terms of spends and time spent, brands and advertisers will have to do more to break through the clutter. Rajan claimed that by partnering with technology providers who deliver personalization at scale, brands can create lasting impressions in the minds of their consumers. He further emphasized the power of first-party data, saying: "This approach gives rich dividends not just in the short term, but also future-proofs the brands &ndash; in the short term you see both engagement rates and efficiency improve and in the long term, you get prepared for the world without third-party cookies and other mobile identifiers."&nbsp;&nbsp;</p>

<p>Sharing how first-party data comes into play during Ramadan, Rajan shared: "By capturing first-party data all year round at every opportunity, and especially during Ramadan, marketers can help convert consumers who have shown keen interest in their brands on the highest priority. This will help prevent media investments from being spread thin across the funnel and will instead help double down on and nurture the audiences who are most likely to purchase.&nbsp;&nbsp;</p>

<p>Rangga went on to discuss a crucial aspect for marketers to keep in mind while planning their Ramadan campaigns: "It is important to understand your audience as a subject, rather than as just an object or a number. We need to understand the micro-moments that matter along the consumer journey and reach out to the audience in these moments with better context and richer insights."&nbsp;</p>

<p>The duo then delved into the data modeling efforts that Telkomsel and Mindshare dapples in. Rangga emphasized the importance of long-term, life-time value (LTV) metrics over short-term, return-on-investment (ROI) metrics, even leading up to festive seasons, such as Ramadan, while Ranjan shed light on the role played by big data across campaign management &ndash; including attribution modeling, dynamic creatives, contextual targeting, and cross-platform analytics.&nbsp;</p>

<p>&nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp;<img alt="" src="https://go.inmobi.net/hubfs/2022%20Ramadan%20Blogs/mma.jpg" style="height:377px; width:670px" /></p>

<h3><strong>Concluding Thoughts&nbsp;</strong></h3>

<p>Wrapping up the summit, Narayan shared his three tenets for the Ramadan season: "Identifying audiences in the moment, engaging them with big-data-based technologies, and providing them with a logical exit point to convert their year-long interest into a purchase during Ramadan."&nbsp;</p>

<p>As Rajan and Rangga rightly articulated: campaigns need to be built up throughout the year, and then be allowed to ripple through the festive season. This Ramadan, it is crucial for brands and advertisers to focus on converting demand, rather than generating it.&nbsp;<br />
&nbsp;</p>

<p>&nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp;&nbsp; &nbsp;<a href="https://inmo.bi/3NGbIx1"><img alt="" src="https://go.inmobi.net/hubfs/2022%20Ramadan%20Blogs/Partner%20with%20InMobi%20x%20Ramadan%20Cards_Artboard%203.jpg" style="height:366px; width:700px" /></a><br />
&nbsp;</p>

<p>Delve deep into the shopping sentiments of consumers across Indonesia and learn the best recommendations for brands to plan their strategies this Ramadan on mobile. Download our report <a href="https://inmo.bi/3NGbIx1">2022 Getting Ramadan Rush Ready with Mobile</a>&nbsp;to learn more.&nbsp;</p>

<p>Fastrack your mobile marketing strategies and get ahead of competition by contacting us on <a href="mailto:mobilemarketing@inmobi.com">mobilemarketing@inmobi.com</a>.&nbsp;</p>]]></description>
      <dc:subject><![CDATA[Events, Media Consumption &amp; Trends, Understanding Consumers, English (EN): inmobi.com, Asia Pacific,]]></dc:subject>
      
      <dc:creator><![CDATA[ Team InMobi  ]]></dc:creator>
      
      <dc:date>2022-03-21T18:39:00+00:00</dc:date>
    </item>
  
    <item>
      <title><![CDATA[Calculating The True Value of Apps For QSR and Retail Brands [InMobi Report] ]]></title>
      <link>https://www.inmobi.com/blog/2022/03/21/calculating-the-true-value-of-apps-for-qsr-and-retail-brands-inmobi-report/</link>
      <guid>https://www.inmobi.com/blog/2022/03/21/calculating-the-true-value-of-apps-for-qsr-and-retail-brands-inmobi-report/</guid>
      <description><![CDATA[<p>For QSR and retail brands in particular, what is the value of apps? In particular, does it make sense for these brands to invest in their own mobile apps and try to have more daily active users? That&rsquo;s what we wanted to find out.&nbsp;</p>

<h3 style="text-align:center"><a class="btn btn-s" href="https://go.inmobi.com/inmobi-calculating-the-value-of-apps-2022-download/" style="border-radius:25px;font-size:24px;font-weight:normal;">Get the Report</a></h3>

<p>Recently, the InMobi Pulse team conducted an investigation to see if app owners (i.e., the people who have a brand&rsquo;s app on their mobile device) are more or less likely to visit a brand&rsquo;s physical storefronts as compared to non-app owners. With millions of dollars still spent in person, it&rsquo;s more critical than ever for brands to engender loyalty with customers.&nbsp;</p>

<p>In addition, we conducted a survey to better understand why consumers download brand apps from the iOS App Store and Google Play. With the amount of money spent within QSR and retail apps set to grow significantly in the coming months and years, it behooves brands to understand how consumers find apps and why they do (or don&rsquo;t) download and use them.&nbsp;</p>

<h3 style="text-align:center"><a class="btn btn-s" href="https://go.inmobi.com/inmobi-calculating-the-value-of-apps-2022-download/" style="border-radius:25px;font-size:24px;font-weight:normal;">Get the Report</a></h3>

<h2>Summary Of Our Findings:&nbsp;</h2>

<ul>
	<li>App owners visit a brand&#39;s physical store locations up to 39% more frequently than do non-app owners.&nbsp;&nbsp;</li>
	<li>App owners will visit a brand&#39;s brick-and-mortar stores up to 41% more frequently in a year as compared to non-app owners.&nbsp;&nbsp;</li>
	<li>Why do consumers use a brand&#39;s app? More often than not, because it offers convenience and helps them save time. But in many categories, awareness of brand direct apps remains low.&nbsp;&nbsp;</li>
	<li>How do consumers find out about a brand&#39;s app? The top discovery methods are mobile ads and word of mouth.&nbsp;</li>
</ul>

<p>In short, everyone from established brands to mobile startups should have their own mobile app &ndash; and invest in app developers and user acquisition. For more specific insights, be sure to check out the full report, <a href="https://go.inmobi.com/inmobi-calculating-the-value-of-apps-2022-download/" target="_blank">Calculating The Value of Apps</a>.&nbsp;</p>

<h3 style="text-align:center"><a class="btn btn-s" href="https://go.inmobi.com/inmobi-calculating-the-value-of-apps-2022-download/" style="border-radius:25px;font-size:24px;font-weight:normal;">Get the Report</a></h3>

<h2>Comparing Recent Data To 2019&nbsp;</h2>

<p>Considering the rapid growth of app downloads, usage and even app startups that has occurred during the pandemic, are app owners more valuable today than they were in the past? Here&rsquo;s what our data uncovered:&nbsp;</p>

<ul>
	<li>Between 2019 and 2021, there was a 73% increase in the average number of sandwich QSR visits by their app owners.&nbsp;</li>
	<li>Between 2019 and 2021, there was a 72% increase in the average number of burger QSR visits by their app owners.&nbsp;</li>
	<li>Between 2019 and 2021, there was a 56% increase in the average number of chicken QSR visits by their app owners.&nbsp;</li>
	<li>Between 2019 and 2021, there was a 43% increase in the average number of grocery visits by their app owners.&nbsp;</li>
	<li>Between 2019 and 2021, there was a 38% increase in the average number of pizza QSR visits by their app owners.&nbsp;</li>
	<li>Between 2019 and 2021, there was a 34% increase in the average number of retail visits by their app owners.&nbsp;</li>
	<li>Between 2019 and 2021, there was a 28% increase in the average number of drug store/pharmacy visits by their app owners.&nbsp;</li>
</ul>

<h2>Sneek Peak At The Full Report&nbsp;</h2>

<p>Curious for a taste of the full report? Here&rsquo;s a snippet:&nbsp;</p>

<h3>Introduction&nbsp;</h3>

<p>Today, just about every major retailer and quick-service restaurant (QSR) has its own mobile app. How should these brands be thinking about their apps. And more broadly, is it worthwhile for brands to invest in their apps and in getting more people to have and use their apps?&nbsp;</p>

<p>We first asked these questions in 2019. At that point in time, the answer was a resounding yes.&nbsp;&nbsp;</p>

<p>But of course, a lot has changed in the intervening years. For one, the COVID-19 pandemic has impacted how Americans dine out, shop, buy essentials and do so much more.&nbsp;&nbsp;</p>

<p>Between 2019 and 2022, the mobile app ecosystem has evolved significantly. What consumers expect from their mobile devices now is different than what they were looking for in the past.&nbsp;</p>

<p>To better understand the role of apps and potential value of app users today, we turned to our own data. Specifically, we leveraged our consumer insights to see if app owners were more likely than non-app owners to visit physical store locations.&nbsp;&nbsp;</p>

<p>Further, we surveyed over 1,700 Americans of all stripes using InMobi Pulse, InMobi&#39;s mobile market research solution, to see what adults across the U.S. had to say about their own app usage.&nbsp;</p>

<h3>Top Takeaways&nbsp;</h3>

<p>In the QSR and Retail space, our research highlights the fact that app awareness and adoption are low. This is clearly a missed opportunity, as the data also shows that app owners are much more valuable to a brand, visiting more frequently throughout the year &ndash; and making more purchases.&nbsp;</p>

<p>How can this gap be rectified? According to our survey, advertising is a great option. By investing more especially in mobile advertising (after all, Americans are expected to spend on average close to four and half hours a day on their mobile devices in 2022), brands can boost both awareness and downloads of their app.&nbsp;</p>

<p>Of course, messaging will be key. Consumers often use these apps for convenience, to save time and/or to access offers and discounts, so ads should highlight how the app makes people&#39;s lives easier and helps them save money.&nbsp;</p>

<p>Consider pre-emptively addressing potential concerns in marketing messaging too. The top reason consumers don&#39;t have these brand direct apps is because they prefer making purchases in person, so it may be a good idea to show how the app supports or improves the brick-and-mortar experience.&nbsp;</p>

<p>Brands everywhere are facing a loyalty problem. In an era in which consumers can buy from multiple brands through multiple channels at any point in the day or year, why should they purchase from you?&nbsp;&nbsp;</p>

<p>Apps can help address this issue. With consumers spending more time than ever on mobile, apps give brands a direct connection to consumers, allowing them to better understand what their customers want. Going forward, the brands that invest in their own apps (and in app user acquisition) are the ones that will be in the best position to succeed in 2022 and beyond.&nbsp;</p>

<h3 style="text-align:center"><a class="btn btn-s" href="https://go.inmobi.com/inmobi-calculating-the-value-of-apps-2022-download/" style="border-radius:25px;font-size:24px;font-weight:normal;">Get the Report</a></h3>]]></description>
      <dc:subject><![CDATA[Acquiring New Users, Media Consumption &amp; Trends, English (EN): inmobi.com, North America,]]></dc:subject>
      
      <dc:creator><![CDATA[ Team InMobi  ]]></dc:creator>
      
      <dc:date>2022-03-21T08:41:00+00:00</dc:date>
    </item>
  
    <item>
      <title><![CDATA[Building Ramadan-rush ready brand strategies in 2022]]></title>
      <link>https://www.inmobi.com/blog/2022/03/18/building-ramadan-rush-ready-brand-strategies-in-2022/</link>
      <guid>https://www.inmobi.com/blog/2022/03/18/building-ramadan-rush-ready-brand-strategies-in-2022/</guid>
      <description><![CDATA[<blockquote>
<p>This article first appeared on&nbsp;<a href="https://www.thedrum.com/profile/inmobi/news/building-ramadan-rush-ready-brand-strategies-in-2022">The Drum</a></p>
</blockquote>

<p><strong>Consumer expectations begin to rise</strong></p>

<p>With less than two weeks to go for the most auspicious month in the Islamic calendar, observers across Southeast Asia have already started preparing for the much-awaited occasion of Ramadan. As citizens across the region carefully consider what this Ramadan and subsequent Eid will hold for them, a clear sense of reassurance has emerged.</p>

<p><img alt="" src="https://thedrum-media.imgix.net/thedrum-user-assets-prod/s3/images/original/inmobi-ramadan-01.png?w=1280&amp;ar=default&amp;fit=crop&amp;crop=faces,edges&amp;auto=format,enhance&amp;dpr=1" style="height:387px; width:650px" /></p>

<p>Previously tightened purse strings have now relaxed, with budgets opening up for purchases this Ramadan. After a muted 2021, the willingness to spend had increased a year later in 2022, with a significant rise observed amongst those who plan to spend between IDR 2m and IDR 3m this year.</p>

<p>A key consumer trend that will define this Ramadan in SEA is balance. Both in-store and online shopping will play an equally important role. In a mobile-first region such as Southeast Asia, smartphones will be natural companions for consumers this Ramadan, accounting for over 50% of all planned purchases.</p>

<p><img alt="" src="https://thedrum-media.imgix.net/thedrum-user-assets-prod/s3/images/original/inmobi-ramadan-02.png?w=1280&amp;ar=default&amp;fit=crop&amp;crop=faces,edges&amp;auto=format,enhance&amp;dpr=1" style="height:272px; width:650px" /></p>

<p><strong>How marketers need to respond</strong></p>

<p>As consumers begin to straddle a fresh set of changes this Ramadan, marketers must be cognizant of netizen expectations. Ultimately, three Cs will redefine brand this Ramadan: context, creativity, and commerce.</p>

<p><strong>Context</strong></p>

<p>Consumers expect uniquely personalized experiences, especially during Ramadan, when there is immense clutter in the advertising ecosystem. But it can be tough for brands today to understand their users. This challenge has never been more pressing than now. Brands must leverage deterministic audiences to drive immersive and personalized experiences at scale. A combination of key data sources can achieve this:</p>

<p>1.) In-app inventory, which gives device-level insights, location insights, demographics.<br />
2.) Location trails, which help with insights into user movements helping brands identify customer journeys<br />
3.) Third-party partners such as leading telcos and m-commerce brands, which give access to high-value data attributes, delivering the richest truth set.</p>

<p><strong>Creative</strong></p>

<p>When quizzed on the most preferred and influential platform on buying behavior this Ramadan, consumers across Southeast Asia consistently ranked mobile as the locus of attention. But when it comes to crafting experiences, mobile is often seen as an afterthought. Yet, with so much to offer, it&rsquo;s time for advertisers to create for mobile, not just iterate after prioritizing other mediums. By following a simple three-step mantra, brands can inspire action with the right strategy:</p>

<p>1.) Tease &ndash; Spark curiosity by teasing users with product previews through immersive interstitials.<br />
2.) Launch &ndash; Drive reach by embracing the power of video to help consumers understand what&rsquo;s in store for them.<br />
3.) Retarget &ndash; Embrace the power of sequential storytelling to nudge potential consumers down the marketing funnel.</p>

<p><strong>Commerce</strong></p>

<p>While digital consumption has been accelerated by the pandemic, it is not a one-off phenomenon and is now a way of life for Southeast Asians and this can be extremely important during Ramadan. Some key insights to recall when planning brand strategy:</p>

<p>1.) Almost 70% of Southeast Asians use mobile to explore products and services.&#8203;<br />
2.) 70% of Southeast Asians look at smartphones as the medium to fulfill all their buying needs.<br />
3.) Southeast Asians are now buying in a wider range of categories, showing a greater acceptance of the range of products that can be bought online. Southeast Asian consumers now buy across 8.1 categories vs. 5.1 in 2020.</p>

<p>By embracing commerce on mobile, brands can drive commerce with shoppable experiences that capture the action. Be it instantly shoppable in-app ad experiences that drive immediate action, or using mobile experiences to drive in-store visits and purchases, a brand must capture the power of the constant companion for Ramadan consumers this year: their smartphones.</p>

<p>As we embark on a new era of hyperconnectivity this Ramadan, consumers expect the convergence of context, content, and commerce on their smartphones. By bringing these three attributes together, brands can create experiences that delight, inspire and empower users. Connected consumers have embraced contextual experiences and equated them to thoughtful experiences, and this will make all the difference this Ramadan.<br />
<br />
For more details, download the Ramadan report now.&nbsp;<a href="https://inmo.bi/3qvXlkG">https://go.inmobi.com/sea-ramadan-2022/</a></p>]]></description>
      <dc:subject><![CDATA[Media Consumption &amp; Trends, English (EN): inmobi.com, Asia Pacific,]]></dc:subject>
      
      <dc:creator><![CDATA[ Team InMobi  ]]></dc:creator>
      
      <dc:date>2022-03-18T23:06:00+00:00</dc:date>
    </item>
  
    <item>
      <title><![CDATA[Industry Spotlight Q&A With Alex Crowe, Head of Asda Media Partnerships, Asda  ]]></title>
      <link>https://www.inmobi.com/blog/2022/03/17/industry-spotlight-qa-with-alex-crowe-head-of-asda-media-partnerships-asda/</link>
      <guid>https://www.inmobi.com/blog/2022/03/17/industry-spotlight-qa-with-alex-crowe-head-of-asda-media-partnerships-asda/</guid>
      <description><![CDATA[<p><a href="https://www.inmobi.com/blog/2022/02/23/the-retail-media-revolution" target="_blank">The Drum and InMobi</a>&nbsp;recently sat down with key experts&nbsp;to get industry viewpoints to help retailers prepare for and capitalize on the retail media revolution. Here is our interview with Asda&#39;s Alex Crowe.&nbsp;</p>

<h3 style="text-align:center"><a class="btn btn-s" href="https://go.inmobi.com/retail-media-revolution-whitepaper-2022/" style="border-radius:25px;font-size:24px;font-weight:normal;">Get the Report</a></h3>

<p>&nbsp;</p>

<h3>What do you think retail media can deliver for advertisers that other channels cannot?</h3>

<p>Retail media offers FMCG brands the opportunity to talk to customers at the point of purchase. Most FMCG items are low involvement decisions, meaning purchase decisions are made on a customer&rsquo;s shopping journey at the shelf (both in store and online). As a retailer, we are in a unique position to understand what customers are buying, be it by store, day of the week or time of day, and with what other items. So with the dynamic assets and rich data you can drive customer relevancy at the point they&rsquo;re making decisions then provide comprehensive reports on the success of the campaign, both soft measures but also harder metrics like the impact on sales.</p>

<h3>Do you expect to see more ad budgets being allocated to retail media?</h3>

<p>I&rsquo;ve long advocated (seven years in January) for that to be the case and looking at the trends of the US market, I would suspect it is highly likely. Ultimately, that decision rests with the brands we support and their appointed media agencies, but it&rsquo;s fair to say it&rsquo;s an exciting time to be involved in retail media as it gravitates to the front-of-mind of key decision-makers.</p>

<h3>Who do you see as the major players in the retail media space right now?</h3>

<p>The retail media space is growing fast across the globe: Apple&rsquo;s Search Ads are growing in prominence, Uber has launched Uber Ads, and Walmart launched Walmart DSP. We&rsquo;ve also seen Target, Gap, Home Depot, Trip Advisor, Kroger and Best Buy all launch their own media networks. Given enough time will every company try to have an advertising proposition?</p>

<h3>Any other interesting trends you are seeing in this space?</h3>

<p>There are numerous data and rewards trends. We&rsquo;ve been spending time looking at how we make shoppers&rsquo; experience more engaging, unlocking the power of data to drive relevance in communication, while enabling advertisers to deliver their brand objectives in the physical retail environment. We&rsquo;ve done some pretty cool stuff with key strategic partners and in a couple of stores: <a href="https://www.linkedin.com/feed/update/urn:li:activity:6876130946983219200" target="_blank">Milton Keynes</a> and <a href="https://www.linkedin.com/feed/update/urn:li:activity:6846085376986124288" target="_blank">Stevenage</a>.</p>]]></description>
      <dc:subject><![CDATA[Advertising, English (EN): inmobi.com, Global,]]></dc:subject>
      
      <dc:creator><![CDATA[ Team InMobi  ]]></dc:creator>
      
      <dc:date>2022-03-17T08:00:00+00:00</dc:date>
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    <item>
      <title><![CDATA[Nine Lives and Counting: A Short History of Cat-Themed Apps ]]></title>
      <link>https://www.inmobi.com/blog/2022/03/15/nine-lives-and-counting-a-short-history-of-cat-themed-apps/</link>
      <guid>https://www.inmobi.com/blog/2022/03/15/nine-lives-and-counting-a-short-history-of-cat-themed-apps/</guid>
      <description><![CDATA[<p>When Grumpy Cat was first introduced to the internet via a <a href="https://www.reddit.com/r/pics/comments/10bu17/meet_grumpy_cat/?sort=new" target="_blank">subreddit group almost 10 years ago</a>, no one could have predicted how defining a moment it would be. Memes were arguably still new and suddenly the internet is collectively fixating on a photo of a cat that more or less seemed not too pleased to be here. What started as thousands of upvotes on a small-ish now archived subreddit thread turned into millions of memes and gifs across the internet, article write-ups and later, an <a href="https://twitter.com/RealGrumpyCat/status/1129310647458467840?ref_src=twsrc%5Etfw%7Ctwcamp%5Etweetembed%7Ctwterm%5E1129310647458467840%7Ctwgr%5E%7Ctwcon%5Es1_&amp;ref_url=https%3A%2F%2Fwww.bbc.com%2Fnews%2Fworld-us-canada-48308638" target="_blank">in-memoriam tweet</a> from Grumpy&rsquo;s family mournfully announcing his death to the world.&nbsp;&nbsp;</p>

<p>Whether or not cats actually have nine lives is a question worth leaving to the philosophers. However, one can say that our feline friends do enjoy many lives across internet and media niches. From funny memes and animated classics to comical CGI musical films and Gotham&rsquo;s very own Catwoman, the furry creature has inspired a lot of popular content.&nbsp;</p>

<p>Take IsTom Games&#39; <a href="https://play.google.com/store/apps/details?id=com.istomgames.engine&amp;hl=en_US&amp;gl=US" target="_blank">Nyan Cat: Lost in Space</a>&nbsp;for example. <a href="https://www.inputmag.com/culture/nyan-cat-meme-gif-nft-10th-birthday-chris-torres-history" target="_blank">What began&nbsp;as a post on LiveJournal and Tumblr 11 years ago</a> made its way across&nbsp;the internet as a Gif and silly video mashup featuring a vocaloid from <a href="https://deadline.com/2021/02/crypton-future-media-developing-animated-series-based-on-virtual-popstar-hatsune-miku-1234700069/" target="_blank">Crypton Future Media</a> before taking on the life of viral meme.&nbsp;</p>

<p>Publishers should continue taking inventory of popular subcultures and niches happening in media as they can lead to a direct audience likely to engage in your app. As ridiculous as it sounds, cats are just that, especially across age groups.&nbsp;</p>

<p>Just last month, Netflix premiered <a href="https://www.polygon.com/22933119/cat-burglar-interactive-trivia-cartoon-netflix-black-mirror" target="_blank"><em>Cat Burglar</em></a>, an interactive trivia toon aimed at adult audiences. There&rsquo;s also <a href="https://anitrendz.net/news/2021/12/15/beastars-win-non-simulcast-anime-of-the-year-polls/" target="_blank"><em>Beastars</em></a>, a&nbsp;super popular manga and anime series.&nbsp;&nbsp;</p>

<p>And just a couple weeks ago, a Petaverse (a metaverse for pets) was announced! One game you can play in the Petaverse is <a href="https://dogami.com/" target="_blank">DOGAM&Iacute;</a>, a play-to-earn mobile-first game. In DOGAM&Iacute;, users can adopt 3D pets as NFTs, and raise them in AR (Augmented Reality).&nbsp;&nbsp;</p>

<p>Here are some other cat and pet centric games popular on mobile:&nbsp;&nbsp;</p>

<ul>
	<li>Outfit7&rsquo;s <a href="https://play.google.com/store/apps/details?id=com.outfit7.mytalkingtomfriends&amp;hl=en_US&amp;gl=US" target="_blank">My Talking Tom Friends</a> has over 100 million downloads on the Google Play store, with related spinoff apps and concepts generating major installs globally across both major app stores.&nbsp;&nbsp;</li>
	<li>HIDEA&rsquo;s <a href="http://Cats &amp; Soup - Cute idle Game - Apps on Google Playhttps://play.google.com › store › apps › details › id=co..." target="_blank">Cats &amp; Soup</a> has over 10 million downloads and maintains high rank among users. In Cats &amp; Soup, players can enjoy raising their cute pets while they help them make soup in a peaceful forest. The game has a lot of relaxing components as well, with a pretty fleshed out soundscape. The adorable game even has a <a href="https://www.tiktok.com/@catsnsoup.official" target="_blank">TikTok.</a>&nbsp;</li>
	<li>Games like <a href="https://play.google.com/store/apps/details?id=air.com.buffalo_studios.newflashbingo&amp;hl=en_US&amp;gl=US" target="_blank">Bingo Blitz</a>&nbsp;and&nbsp;<a href="https://play.google.com/store/apps/details?id=gg.sunday.catescape&amp;hl=en_US&amp;gl=US" target="_blank">Cat Escape</a>&nbsp;are riffs on tried-and-true gaming genres, using cats in both major and subtle ways to generate interest. None of these games are about cats per se, but they incorporate felines in ingenious ways to generate downloads and continued user interest.&nbsp;</li>
</ul>

<p>Unlike Animal Crossing, these previously mentioned games are more casual and relaxing in nature. The good news is that the possibilities are endless.&nbsp;</p>

<p>All of this is to say whether you&rsquo;re thinking big or small when it comes to your next game, it is often perhaps the silliest and simplest of things like memes or cute kittens that may spark inspiration.&nbsp;&nbsp;</p>

<p>Interested in growing the user base of your next cat-themed app or monetizing your hit creation? Be sure to reach out to InMobi for all of your app-based needs:</p>

<p><a href="https://www.inmobi.com/company/contact" target="_blank">https://www.inmobi.com/company/contact.&nbsp;</a></p>]]></description>
      <dc:subject><![CDATA[Acquiring New Users, Media Consumption &amp; Trends, English (EN): inmobi.com, Global,]]></dc:subject>
      
      <dc:creator><![CDATA[ Sarayah Wright  ]]></dc:creator>
      
      <dc:date>2022-03-15T15:34:00+00:00</dc:date>
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    <item>
      <title><![CDATA[Building Resilient Brands: Getting Ramadan Rush Ready in 2022 ]]></title>
      <link>https://www.inmobi.com/blog/2022/03/14/building-resilient-brands-getting-ramadan-rush-ready-in-2022/</link>
      <guid>https://www.inmobi.com/blog/2022/03/14/building-resilient-brands-getting-ramadan-rush-ready-in-2022/</guid>
      <description><![CDATA[<p>Ramadan, one of the most significant months for Southeast Asians, is a time for connecting with friends, family, and faith. Since 2020, the region has experienced this festive season under lockdowns, social distancing, and a more measured outlook. While these setbacks may have changed the way Southeast Asian consumers live, the spirit of resilience and positivity is stronger than ever before.&nbsp;&nbsp;</p>

<p>Despite consumers facing the possibility of observing their third Ramadan virtually, they continue to plan to shop this year and have made choices on the categories, brands, and products that they plan to purchase.&nbsp;&nbsp;</p>

<p>Undeniably, the lockdowns have caused a shift in average consumer behavior &ndash; be it connecting with friends virtually, making purchases on mobile, or moving budgets to different channels. Marketers who are willing to consistently enable fulfilling consumer interactions through meaningful data exchanges on mobile will thrive in the 2022 Ramadan season.&nbsp;</p>

<p>Our <a href="https://inmo.bi/3CZZTwJ">2022 Getting Ramadan Rush Ready</a> report will help brands better understand the shopping sentiments of Southeast Asian consumers this Ramadan, thereby allowing marketers crucial insights to fine-tune their mobile marketing strategies.&nbsp;&nbsp;</p>

<h3>&nbsp;<br />
<strong>Key Trends from the Report&nbsp;</strong></h3>

<p>&nbsp;<br />
<strong>Understanding the Indonesian Connected Consumers&nbsp;</strong></p>

<ul>
	<li><strong>A Reassured Ramadan:</strong> This year, after a muted 2021, the willingness to spend has increased amongst Indonesian shoppers. A significant rise can be observed amongst those who plan to spend between IDR 2 million and IDR 3 million.&nbsp;</li>
</ul>

<p>&nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp;&nbsp;<img alt="" src="https://go.inmobi.net/hubfs/2022%20Ramadan%20Blogs/Summary%20Indonesia%201.jpg" style="height:399px; width:400px" /><br />
&nbsp;</p>

<ul>
	<li><strong>Indonesia&rsquo;s Expectations: In-Store vs Mobile:</strong> When it comes to shopping in-store, Indonesian consumers are most concerned about safety measures that stores have put in place. In contrast, as home to one of the most advanced in-app shopping markets across the globe, Indonesia&rsquo;s shoppers have a whole slew of reasons for preferring mobile experiences.&nbsp;</li>
</ul>

<p>&nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp;&nbsp;<img alt="" src="https://go.inmobi.net/hubfs/2022%20Ramadan%20Blogs/indo%202%20final.png" style="height:155px; width:650px" /><br />
&nbsp;</p>

<ul>
	<li><strong>Indonesia&rsquo;s Mobile-first Gen-Z Shoppers:</strong> Contradicting popular notions on their relaxed outlook, 58% of Southeast Asia&rsquo;s tech-savvy Gen-Z plans to beat the Ramadan rush and shop at the beginning of the season. This year, Gen-Z plans to whole-heartedly embrace mobile-first shopping, thereby making them key players for brands to connect with.&nbsp;</li>
</ul>

<p>&nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp;&nbsp;<img alt="" src="https://go.inmobi.net/hubfs/2022%20Ramadan%20Blogs/indo%203%20final.png" style="height:417px; width:400px" /></p>

<p><br />
<em>Download the <a href="https://inmo.bi/3CZZTwJ">2022 Getting Ramadan Rush Ready, Indonesia</a>&nbsp;report now.</em></p>

<p><br />
<strong>Understanding the Malaysian Connected Consumer</strong>&nbsp;</p>

<ul>
	<li><strong>Ramadan Retail Looks Up:</strong> Malaysian shoppers are all set to immerse themselves in festivities this Ramadan, with 47% of them planning to spend over RM 600. Malaysians plan to purchase a variety of products and services ranging from groceries to gift packs, and much more in between.&nbsp;</li>
</ul>

<p>&nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp;<img alt="" src="https://go.inmobi.net/hubfs/2022%20Ramadan%20Blogs/Malay%201.jpg" style="height:338px; width:420px" /><br />
&nbsp;</p>

<ul>
	<li><strong>Malaysia&rsquo;s Expectations: In-Store vs Mobile:</strong> This year, Malaysian consumers are well-balanced in their approach to shopping, showcasing a strong preference for both in-store and mobile experiences. However, there is a clear upswing in online shopping budgets and a marked reduction in offline ones.&nbsp;</li>
</ul>

<p>&nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp;<img alt="" src="https://go.inmobi.net/hubfs/2022%20Ramadan%20Blogs/Malay%202.jpg" style="height:206px; width:650px" /><br />
&nbsp;</p>

<ul>
	<li><strong>Malaysia&rsquo;s Mobile-first Mother Shoppers:</strong> As primary purchase influencers across households, Malaysian mothers are more generous with their budgets compared to the average Malaysian this Ramadan, with close to 1 out of 4 mothers planning to spend more than RM 1000.&nbsp;</li>
</ul>

<p>&nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp;&nbsp;<img alt="" src="https://go.inmobi.net/hubfs/2022%20Ramadan%20Blogs/malay%203.jpg" style="height:444px; width:420px" /></p>

<p><br />
<em>Download the <a href="https://inmo.bi/3CZZTwJ">2022 Getting Ramadan Rush Ready, Malaysia</a>&nbsp;report now.</em></p>

<p><br />
<strong>Top Tips to Getting Ramadan Rush Ready&nbsp;</strong></p>

<p>This Ramadan, brands can truly win over Southeast Asian consumers with the 3Cs -Context, Creativity, and Commerce.</p>

<p>Resilient brands will:&nbsp;</p>

<ul>
	<li>Leverage consumer <strong>context</strong> through deterministic audiences to drive personalization experiences at scale.&nbsp;</li>
	<li>Inspire with immersive <strong>creatives</strong> to tease, launch, and retarget.&nbsp;</li>
	<li>Drive <strong>commerce</strong> with shoppable in-app and online-to-offline ad experiences that capture action.&nbsp;</li>
</ul>

<p>&nbsp;</p>

<p>To deep dive into Ramadan trends that will rule this year&#39;s mobile advertising game in Southeast Asia, download our <a href="https://inmo.bi/3CZZTwJ">2022 Getting Ramadan Rush Ready</a> report.&nbsp;</p>

<p>Get in touch with us on <a href="mailto:mobilemarketing@inmobi.com">mobilemarketing@inmobi.com</a> to help your brand stay ahead of the curve and connect meaningfully with consumers in 2022.&nbsp;</p>

<p>&nbsp;<br />
&nbsp;</p>]]></description>
      <dc:subject><![CDATA[Consumer Research, Media Consumption &amp; Trends, Understanding Consumers, English (EN): inmobi.com, Asia Pacific,]]></dc:subject>
      
      <dc:creator><![CDATA[ Team InMobi  ]]></dc:creator>
      
      <dc:date>2022-03-14T18:14:00+00:00</dc:date>
    </item>
  
    <item>
      <title><![CDATA[Charting The Future of Retargeting on Mobile: Q&A With Remerge’s Maria Lannon]]></title>
      <link>https://www.inmobi.com/blog/2022/03/14/charting-the-future-of-retargeting-on-mobile-qa-with-remerges-maria-lannon/</link>
      <guid>https://www.inmobi.com/blog/2022/03/14/charting-the-future-of-retargeting-on-mobile-qa-with-remerges-maria-lannon/</guid>
      <description><![CDATA[<p>In light of all of the changes happening around addressability, identity and privacy in mobile advertising, especially on iOS, what does the present and future of retargeting look like? For a deeper dive on the topic, I recently chatted with Maria Lannon, VP of Account Management at <a href="https://www.remerge.io/">Remerge</a>. Check it out!</p>

<p><iframe allow="accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture" allowfullscreen="" frameborder="0" height="315" src="https://www.youtube.com/embed/uGIT06R7PmY" title="YouTube video player" width="560"></iframe></p>

<h2>Top Quotes From Maria</h2>

<p><strong>Retargeting Explained: </strong>&ldquo;Retargeting, which is what we do here at Remerge, is reengaging users through in-app advertising. Many app advertisers are utilizing user acquisition to try to get users to install an app. However, what really is important for these marketers is that users are coming back to the app and they&#39;re actually using it, and that&#39;s where retargeting comes in. So what we are doing is we are then targeting users that have the app installed. Maybe they are lapsed users. They could be users that had recently installed that we&#39;re trying to drive them down the funnel to make a purchase within the app.&rdquo;</p>

<p><iframe allow="accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture" allowfullscreen="" frameborder="0" height="315" src="https://www.youtube.com/embed/eX17EvW1rFE" title="YouTube video player" width="560"></iframe></p>

<p><strong>How Retargeting Used To Work: </strong>&ldquo;Historically, we plug into all of the major mobile measurement partners. And so with that, we are able to then target users based off an IDFA or GAID. And so sometimes advertisers might send us user lists that they want to target, depending on segmentation that they want to use. These could be users that haven&#39;t been in the app in the last seven days. They could be users that just installed within the first three days that they want to bring back whatever segmentation that they&#39;re utilizing. We are able to target those users in real time, find those users across all of the major supply side partners that we are plugged into to then serve them a relevant ad. And so historically, that&#39;s how retargeting has worked, similar to how it works on web with cookies. So knowing this user just by this combination of numbers and letters. And that&#39;s really all we know about the user and where that user is across the app ecosystem.&rdquo;</p>

<p><strong>How Apple&rsquo;s Changes Impact Retargeting: </strong>&ldquo;It has impacted retargeting in the sense that I think advertisers need to be a little bit more strategic with the way that they&#39;re speaking to consumers.&nbsp;</p>

<p>As of January of this year for us at Remerge, we saw about 54% of global iOS bid requests actually had an ID. So still fairly healthy, right?I think now we&#39;re taking a broader look at things and saying, OK, we might have only one shot to get in front of this user, right? Because not only do they need to opt-in on the advertiser side, they also need to opt-in on the publisher side as well. So that limits the opportunities to get in front of the user. So I think what really becomes important now and how we&#39;ve seen these changes is what marketers are actually communicating to users. Retargeting has that connotation of being invasive, right. But now it&rsquo;s, how can we change that from becoming invasive to becoming compelling.</p>

<p>When thinking about opt-in rates and a lot of advertisers that I&rsquo;m speaking with, I would say generally on average it&rsquo;s probably around 20-25%. That&rsquo;s still a percentage you can work with. Those could be really high value users to you. Especially if they&rsquo;re agreeing to continue to engage with your content. It&rsquo;s something we keep a close eye on in terms of the bid requests that we&rsquo;re seeing. We published this post-IDFA dashboard which is available on our website where it&rsquo;s updated daily and it tracks CPMs on iD &amp; non-ID traffic to see what is working, what&rsquo;s the total landscape across different geo&rsquo;s. For us, what we&rsquo;re seeing is that it&rsquo;s been pretty healthy. &rdquo;</p>

<p><strong>The Importance of Creative for Retargeting:</strong> &ldquo;The ad that you show and what you&#39;re communicating to the user is more important than ever because you want to have that value exchange. You want to incentivize them to come back, and you don&#39;t want to be too invasive or they&#39;re going to opt-out. And so I think it&#39;s more about quality over quantity now.Can we serve some content that&#39;s going to be compelling for the user, so that they&#39;re going to come back? It&#39;s getting creative with different types of creative that you&#39;re using, serving different messaging based on what you see. Are there different publishers that you see higher conversion rates on and do we need to leverage those more specifically? Before maybe you wouldn&#39;t take a closer look at some of those other contextual signals. Similarly, do we see that your user base responds better to videos? Let&#39;s lean into that. Thinking about user fatigue, how can we switch around content so that users are still compelled to find the brand interesting and want to keep coming back to that app?&rdquo;</p>

<p><iframe allow="accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture" allowfullscreen="" frameborder="0" height="315" src="https://www.youtube.com/embed/1cNQ0_fLFY8" title="YouTube video player" width="560"></iframe></p>

<p><strong>Retargeting Users Without Device IDs:</strong> &ldquo;The fact of the matter is you can still target non-ID traffic. It&rsquo;s really just, user acquisition and retargeting become one in the same because we&rsquo;re not sure if this user is familiar with the brand or the app or if they are an avid user, right? So, targeting is still possible. It&#39;s just changing the way that we think about these users. And that goes back to messaging. Can we use specific CTAs that are a little bit more generic like &ldquo;shop&rdquo; or &ldquo;play&rdquo; which seems very basic but is going to talk to a larger audience. What we could do is, do we see that users have a higher return on ad spend on specific publishers and that might indicate to us, OK, maybe a lot of the existing user base is going here whereas your newer user base is going here and then we can serve up content based on what we see.&rdquo;</p>

<p><strong>How to Accurately Measure Non-ID Traffic:</strong> &ldquo;How do you accurately measure non-ID traffic? What&#39;s right? There will probably be a shift, especially when thinking about KPIs that marketers are setting for specific campaigns when it comes to user acquisition or retargeting. We are fully integrated with SKAdNetwork. Some of our advertisers are using that, especially advertisers that are testing this out non-ID targeting with us. Everyone I think is still getting used to it. And then of course they are leveraging mobile measurement partners to continue to be able to measure even with non-ID. A lot of what advertisers are thinking about is incrementality because in the absence of IDs, there are ways that you can measure lift if you are targeting a specific portion of the audience and you have some sort of hold out group. I think that&#39;s probably where we will see a lot more focus.&rdquo;</p>

<p><strong>What To Expect from Android Around Privacy and Targeting:</strong> &ldquo;With Android we&#39;ll probably see a similar trend. I do think that, thinking about GAID and Google, it might not be as aggressive. I think Apple and Google have different stances when it comes to privacy and when it comes to advertising."</p>

<p><strong>How Mobile Advertisers Should Be Thinking About Data and Opted-In Users:</strong> &ldquo;I think what we can do today to prepare for the absence of IDs potentially on both devices, is utilize the ID traffic that we have right now. Utilize the signals that we see. What creative is working, what publisher mixes are working, are there certain geo&rsquo;s the advertiser sees works well? So, utilizing all of that that we see today while we have it and then taking those learnings when we need to be a little bit more strategic. Even with the small opt-in rates that we are seeing, like 20%, you&#39;re going to learn a lot from those users, and you&#39;re going to be able to leverage that. Thinking about those users that do opt-in, how can we understand that user behavior to increase opt-in rates too?&rdquo;</p>

<p><iframe allow="accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture" allowfullscreen="" frameborder="0" height="315" src="https://www.youtube.com/embed/q5yEQ8Fen14" title="YouTube video player" width="560"></iframe></p>

<p><strong>How A Leading E-Commerce Brand is Now Approaching User Identity</strong>: &ldquo;As an example, we work with a top e-commerce brand, and they&#39;ve done a fabulous job creating an opt-in window that isn&#39;t just the standard &ldquo;allowed to track&rdquo;. They provide information on why the user should opt-in. Of course, that&#39;s an investment, right? Because now you have to get your developers involved to create a more native prompt that might be more aligned with your brand. But it&#39;s creating a story, and it&#39;s compelling to the user because you&#39;re explaining to them what this is all about. Whereas if you just see a pop up, you&#39;re just going to say no, I don&#39;t want that. But if you can explain to the user, they&#39;re going to think about it and they&rsquo;re going to say, OK, I actually love this brand, it&#39;s one of my favorite brands. And yeah, I want to see relevant content from them.&rdquo;</p>

<p><iframe allow="accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture" allowfullscreen="" frameborder="0" height="315" src="https://www.youtube.com/embed/fIuBWTgy490" title="YouTube video player" width="560"></iframe></p>

<p><strong>Impact of Educating Consumers About Tracking:</strong> &ldquo;For this player in particular, what we&rsquo;ve seen is actually still very healthy investment on iOS. It&rsquo;s equal to what we were investing on Android. Similarly, we actually see a higher ROAS on iOS users, high revenue per user as well. Si that&rsquo;s just an example where putting in the extra effort probably is going to pay off in the long run.&rdquo;</p>

<p><iframe allow="accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture" allowfullscreen="" frameborder="0" height="315" src="https://www.youtube.com/embed/D4PFZlj10t8" title="YouTube video player" width="560"></iframe></p>

<p><strong>How Android Can Inform Your iOS In-App Advertising Efforts</strong>: &ldquo;I think you can shift budget to Android and do it in a smart way where it&#39;s like, OK, I know that I have the ID. I know I have all these additional signals. If I am shifting more budget for Android maybe in the short term, I can take those learnings and apply to itn to non-ID traffic. So I think that might be a good strategy. But you know, you can&#39;t just put all your eggs in one basket.&rdquo;</p>

<p><iframe allow="accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture" allowfullscreen="" frameborder="0" height="315" src="https://www.youtube.com/embed/2uEUbTDUlRk" title="YouTube video player" width="560"></iframe></p>

<p><strong>What In-App Advertising and Retargeting May Look Like in the Future:</strong> &ldquo;I think user acquisition and retargeting will kind of become one in the same, as that&#39;s already happening. I think that advertisers will be smarter about the way that they&#39;re speaking to users in a way that isn&#39;t as invasive and it&#39;s more compelling, more relevant. I think we need to lean into all of these privacy changes because that&rsquo;s not going anywhere. That doesn&rsquo;t mean &ldquo;OK,I&rsquo;m going to just put all my investment towards Android&rdquo;. These are all short term solutions. Or &ldquo;I&rsquo;m going to rely on probabilistic attribution&rdquo;. Eventually all of that is going to go away. So what can we be testing out today that might make sense in the future?&nbsp;</p>

<p>Thinking about, &#39;do I need to be looking at incremental lift?.&#39; I see that being a shift. So, leveraging what we see from more traditional advertising in terms of measurement and then applying that to what we see in the digital landscape.&rdquo;</p>

<p><iframe allow="accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture" allowfullscreen="" frameborder="0" height="315" src="https://www.youtube.com/embed/eMT2THuYXSI" title="YouTube video player" width="560"></iframe></p>

<h3>About Remerge</h3>

<p>Remerge helps app businesses achieve their most fundamental goals: grow, boost revenue, and encourage user loyalty. Their&nbsp;strategy covers user data analysis, creative execution, calculation of the campaign&rsquo;s incremental value, and continuous optimization. By developing advanced methodologies and practicing transparent communication, they&nbsp;refine the science of app marketing.</p>

<p>Since their&nbsp;start in 2014, Remerge&nbsp;contributed to the growth of hundreds of apps across all major verticals, including gaming, delivery, e-commerce, and travel. Their&nbsp;international team of specialists closely collaborates with clients to deliver high-performing campaigns through innovative solutions, supported by a powerful information infrastructure.</p>

<h4>About the Interviewer&nbsp;&nbsp;</h4>

<p>Matthew Kaplan has over a decade of digital marketing experience, working to support the content goals of the world&rsquo;s biggest B2B and B2C brands. He is a passionate app user and evangelist, working to support diverse marketing campaigns across devices.</p>]]></description>
      <dc:subject><![CDATA[Advertising, English (EN): inmobi.com, North America, Global,]]></dc:subject>
      
      <dc:creator><![CDATA[ Matt Kaplan,  Content Strategist  ]]></dc:creator>
      
      <dc:date>2022-03-14T08:45:00+00:00</dc:date>
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    <item>
      <title><![CDATA[Illustrated by InMobi | Getting Ramadan Rush Ready with Mobile | Indonesia, 2022]]></title>
      <link>https://www.inmobi.com/blog/2022/03/11/illustrated-by-inmobi-getting-ramadan-rush-ready-with-mobile-indonesia-2022/</link>
      <guid>https://www.inmobi.com/blog/2022/03/11/illustrated-by-inmobi-getting-ramadan-rush-ready-with-mobile-indonesia-2022/</guid>
      <description><![CDATA[<p>Ramadan, one of the most significant months of the year for Indonesia, is a time to connect with friends, family, and faith. Since 2020, the region has faced a very different festive season, the one with lockdowns, social distancing, and a more measured celebration. While these setbacks may have changed the way Indonasians&nbsp;observe the festival, the spirit of resilience and positivity is stronger than ever before.&nbsp;&nbsp;</p>

<p>For the third consecutive year, continue to explore, learn and shop on mobile, indicating that the digital behavior is a no passing fad. With this in mind, our report, <a href="https://inmo.bi/3q44mJf">2022 Getting Ramadan Rush Ready with Mobile</a>,&nbsp;delves deep into the shopping sentiments of consumers across Indonesia and presents the best recommendations for brands to plan their strategies this festive season on mobile. Read on as we summarize the key highlights from the report.&nbsp;</p>

<h3 style="text-align:center"><br />
<strong>Getting Ramadan Rush Ready in Indonesia</strong></h3>

<h3 style="text-align:center"><strong>&nbsp; &nbsp; &nbsp;&nbsp;<a href="inmo.bi/3q44mJf"><img alt="ramadan 2022 indonesia" src="https://f.hubspotusercontent40.net/hubfs/2714195/Ramadan-Infographic-2022_InMobi-Version.jpg" style="height:3404px; width:800px" /></a></strong><br />
<br />
&nbsp; &nbsp; &nbsp; &nbsp; &nbsp;&nbsp;&nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp;&nbsp;</h3>

<p>Download our <a href="https://inmo.bi/3q44mJf">2022 Getting Ramadan Rush Ready</a> with Mobile report for a sneak peek into detailed consumer insights.&nbsp;</p>

<p>Get in touch with us on <a href="mailto:mobilemarketing@inmobi.com">mobilemarketing@inmobi.com</a> to help your brand get ahead of the competition and connect meaningfully with Indonesian consumers this Ramadan.&nbsp;</p>]]></description>
      <dc:subject><![CDATA[Media Consumption &amp; Trends, Understanding Consumers, English (EN): inmobi.com, Asia Pacific,]]></dc:subject>
      
      <dc:creator><![CDATA[ Team InMobi  ]]></dc:creator>
      
      <dc:date>2022-03-11T17:38:00+00:00</dc:date>
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    <item>
      <title><![CDATA[Mobile’s Role in MENA During Ramadan 2022]]></title>
      <link>https://www.inmobi.com/blog/2022/03/10/mobiles-role-in-mena-during-ramadan-2022/</link>
      <guid>https://www.inmobi.com/blog/2022/03/10/mobiles-role-in-mena-during-ramadan-2022/</guid>
      <description><![CDATA[<p>InMobi recently completed a snapshot survey of 300 people across the UAE and Saudi Arabia using <a href="https://www.inmobi.com/pulse" target="_blank">InMobi Pulse</a>, InMobi&rsquo;s mobile market research solution. It provides some fascinating insights on brand preference, travel trends and mobile shopping around Ramadan this year.&nbsp;</p>

<p>Above all, the research demonstrates that mobile is now front and center in terms of preferred shopping channels around the holiday, with 50-55% of respondents saying they are most likely to purchase via this channel rather than on desktop, or even in person. &nbsp;</p>

<p><img alt="" src="https://go.inmobi.net/hubfs/MOBILE%20HOLDS%20THE%20DEFAULT%20PURCHASE%20POWER%E2%80%8B.jpg" /></p>

<p>As widely observed elsewhere, the preference for shopping via mobile devices has arguably accelerated through the pandemic. &nbsp;</p>

<h3>Travel Plans&nbsp;</h3>

<p>Another area clearly affected by Covid is of course travel. In our survey, we therefore asked about travel plans throughout the holiday to get a sense of how this might have changed:&nbsp;</p>

<ul>
	<li>In KSA, almost 50% of respondents plan to travel outside of their hometown or elsewhere within the country.&nbsp;</li>
	<li>Between 7 and 11% of people plan to travel outside of the GCC.&nbsp;</li>
	<li>16% of people in UAE plan to travel somewhere outside of their own country but within the GCC.&nbsp;</li>
</ul>

<p>In each region, however, only about half of our sample said that their travel choices were informed by Covid, suggesting these numbers are less negative for the industry as they might have been.&nbsp;</p>

<p>In terms of how those travel bookings are made, once again mobile plays an important role &ndash; with 44% in UAE and 30% in KSA saying they would buy tickets via mobile apps. Meanwhile, 31% and 30% in UAE and KSA, respectively, stated they would be using websites to book. And finally, 40% in KSA and just 26% in UAE stated a preference for using &lsquo;offline&rsquo; agents.&nbsp;</p>

<h3>Shopping Plans&nbsp;</h3>

<p>For those planning on shopping over the holidays, as we&rsquo;ve already seen, mobile holds the purse strings. However, to examine further our respondents&rsquo; plans, we also asked what type of items they might be planning to buy.&nbsp;</p>

<p><img alt="" src="https://go.inmobi.net/hubfs/RAMADAN%20&amp;%20EID%20CONSUMER%20SHOPPING%20PLANS%20%20%E2%80%8B.jpg" /></p>

<p>Clothing and apparel are clearly prominent in the responses, with several other categories also in joint second place, from home d&eacute;cor to gift packs, jewelry and groceries.&nbsp;</p>

<p>If our research proves correct, then around half of overall shopping activity over the holiday will take place on mobile devices. It will be interesting to reflect on the businesses best set up to maximize results &ndash; namely those with the most usable mobile apps and websites.&nbsp;</p>

<p>Looking to make these insights actionable and reach consumers over Ramadan? Get out to InMobi today to get started: <a href="https://www.inmobi.com/company/contact" target="_blank">https://www.inmobi.com/company/contact</a>. &nbsp;</p>]]></description>
      <dc:subject><![CDATA[Consumer Research, Understanding Consumers, English (EN): inmobi.com, Europe and Middle East,]]></dc:subject>
      
      <dc:creator><![CDATA[ Team InMobi  ]]></dc:creator>
      
      <dc:date>2022-03-10T19:57:00+00:00</dc:date>
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    <item>
      <title><![CDATA[Industry Spotlight Q&A with Nick Ashley, Head of Media and Campaign Planning, Tesco]]></title>
      <link>https://www.inmobi.com/blog/2022/03/10/industry-spotlight-qa-with-nick-ashley-head-of-media-and-campaign-planning-tesco/</link>
      <guid>https://www.inmobi.com/blog/2022/03/10/industry-spotlight-qa-with-nick-ashley-head-of-media-and-campaign-planning-tesco/</guid>
      <description><![CDATA[<p><a href="https://www.inmobi.com/blog/2022/02/23/the-retail-media-revolution" target="_blank">The Drum and InMobi</a>&nbsp;recently sat down with key experts&nbsp;to get industry viewpoints to help retailers prepare for and capitalize on the retail media revolution. Here is our interview with Tesco&rsquo;s Nick Ashley.&nbsp;</p>

<p style="text-align:center"><a class="btn btn-s" href="https://go.inmobi.com/retail-media-revolution-whitepaper-2022/" style="border-radius:25px;font-size:24px;font-weight:normal;">Get the Report</a></p>

<h3>How has retail media played a part in Tesco&rsquo;s response to the pandemic?</h3>

<p>At the start of the pandemic, we significantly reduced activity so that we could prioritize communications to our customers around providing food for all and safety for everyone. This included the new measures we put in place across stores to ensure customers could get the products they needed in a safe environment. We used a number of retail channels to do this, including direct customer emails, online communication and in-store messaging. We also worked collaboratively with brands to target helpful messages to customers where appropriate. For example, as more of our customers were cooking from scratch, we increased the number of branded content opportunities as part of our Food Content partnerships. Brands are able to support customers with inspiring new recipes, while getting their product seen in a relevant way.</p>

<h3>What do you think retail media can deliver for advertisers that other channels cannot?</h3>

<p>We believe there are three big benefits for advertisers in retail media - particularly CPGs. Firstly, access to highly relevant, highly targeted behavioral audiences and at significant scale. Retailers are often the interface between customers and brands, so giving advertisers the opportunity to communicate to and engage with their customers as they&#39;re making a purchase decision is hugely valuable to brands. Secondly, we see an opportunity to increase the use of insight for those planning campaigns to choose the right customers, channels and messages in the first place. Finally, closed-loop measurement, which gives advertisers a true picture of the incremental value their campaign generated &ndash; and, most importantly, whether it had a positive impact on the customer.</p>

<h3>Does retail media have a role to play in advertiser&#39;s &#39;post-third-party cookies&#39; strategy? Do you expect to see more ad budgets being allocated to retail media?</h3>

<p>Definitely. As brands try to identify alternatives to third-party cookies, retail media offers relevancy, accountability and scale. With the launch of Tesco Media and Insight, we believe we can offer a platform that will bring together the wealth of customer insight we have with the data science from dunnhumby, and use it in a way that helps our brands to be more efficient and targeted &ndash; and ultimately to serve customers better. Tesco&#39;s weekly media reach rivals some of the biggest online platforms, and our new platform will offer a range of targeting options that mean brands can connect with customers more effectively.</p>

<h3>Who do you see as the major players in the retail media space right now?</h3>

<p>It&#39;s a fast-moving space and more players seem to be emerging all the time, with some really interesting platforms from the big retailers in the U.S. At the moment, we&#39;re very focused on how we can use retail media to support our suppliers and better connect with customers. Tesco Media and Insight, powered by dunnhumby, offers brands the U.K.&#39;s largest closed loop grocery media and insight platform, and we&#39;re very excited to work with suppliers and agencies to drive better engagement with customers.</p>]]></description>
      <dc:subject><![CDATA[Advertising, English (EN): inmobi.com, Global,]]></dc:subject>
      
      <dc:creator><![CDATA[ Team InMobi  ]]></dc:creator>
      
      <dc:date>2022-03-10T08:00:00+00:00</dc:date>
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    <item>
      <title><![CDATA[Rewarded Video Ads: What All Gaming App Publishers Should Know ]]></title>
      <link>https://www.inmobi.com/blog/2022/03/07/rewarded-video-ads-what-all-gaming-app-publishers-should-know/</link>
      <guid>https://www.inmobi.com/blog/2022/03/07/rewarded-video-ads-what-all-gaming-app-publishers-should-know/</guid>
      <description><![CDATA[<p>Rewarded video is a highly effective ad format that more publishers should take advantage of. Why? Well, the answer comes down to science and basic human nature. This ad format also takes advantage of the documented success of video ads in general &mdash; but more on that later. &nbsp;</p>

<p>Rewarded video operates on value systems established between a user and a game. You want to go to the next level? Acquire more in-game currency? Get a new accessory? Rewarded video ads are the ticket for users to get what they want in a game. &nbsp;</p>

<p>It&rsquo;s a value exchange. Spend time watching an ad and tangibly reap the benefits in-game. &nbsp;</p>

<h3>Understanding The Science Behind Rewarded Video Advertising&nbsp;</h3>

<p>Nothing about this system is new. We all walk around with our own, personal reward systems in our heads every day. &nbsp;</p>

<p><a href="https://www.simplypsychology.org/brain-reward-system.html" target="_blank">The brain&rsquo;s reward system</a>&nbsp;is a system of neurons, pathways and other structures that activate when we experience something rewarding. And the dopamine that&rsquo;s released is what motivates us to repeat actions to experience positive feedback.&nbsp;&nbsp;</p>

<p>Now there are many pathways in the brain&rsquo;s reward system, but arguably the most important one is the mesolimbic dopamine pathway. As this part of the brain gets activated more and more, it encourages repeat action for a repeat experience of reward. &nbsp;</p>

<p>And simultaneously this system communicates with the part of the brain that guides memory, meaning now we&rsquo;re subconsciously remembering and learning how to continue to achieve the feeling of reward. This is something that people do naturally.&nbsp;</p>

<p>Maybe you substituted an ingredient in a recipe that ended up tasting a thousand times better than imagined. Or maybe you have a personal goal of running a mile in under 15 minutes and then under 12 and then under 10 and so on; you get outside a few times a week until suddenly you finish your mile in record time. And you&rsquo;re ecstatic, and every time a friend who knows how hard you have been working congratulates you, that feeling of pride and reward grows more and more. &nbsp;&nbsp;</p>

<h3>Gamification and Rewarded Video Advertising&nbsp;</h3>

<p>With this bit of information, can you see why rewarded video is such a popular ad format? Gamification is just a fancier way of applying the concept of the reward system to several activities to <a href="https://www.classes.cs.uchicago.edu/archive/2019/fall/20900-1/lecs/GamificationChapter.pdf" target="_blank">&ldquo;harness the motivational power of games in order to promote participation, persistence and achievements.&rdquo;</a> In other words, gamification produces clear cut incentive. &nbsp;</p>

<p>Need to boost in-app monetization? Give users something of value for engaging with an ad.&nbsp;</p>

<p>So why wouldn&rsquo;t more advertisers and publishers alike further embrace rewarded video advertising? The numbers don&rsquo;t lie.&nbsp;</p>

<h3>What Gamers Think About Rewarded Video Ads&nbsp;</h3>

<p>A <a href="https://chart-na2.emarketer.com/243497/awareness-acceptance-of-select-mobile-game-ad-formats-according-mobile-gamers-worldwide-nov-2020-of-respondents" target="_blank">2020 mobile gaming study</a> found that mobile gamers generally prefer rewarded ads and rewarded task ads over banner and screen takeover ad formats. The study found that 54 % prefer rewarded ads while 50% of mobile gamers liked rewarded ad formats overall. (video and tasks). In comparison only 17% and 21% explicitly disliked them. &nbsp;</p>

<p>More specifically, a 2021 study which focused on Gen Z attitudes toward rewarded ads found that 61% of respondents &ldquo;enjoyed using the offerwall to complete rewarded ad offers,&rdquo; with 34% completing offers daily and then 32% making purchases when interacting with rewarded ads. &nbsp;</p>

<p>Now with mobile games, we want to encourage players to remain in-game. This means task ads, though popular, are ultimately not always to publishers&rsquo; advantage. &nbsp;</p>

<p>We also know that mobile video advertising has been on a successful, effective climb in the last few years in terms of <a href="https://forecasts-na2.emarketer.com/59e8fc11bfce890eb411efa3/598b5249aaf61c0ed03035c8" target="_blank">higher played-in view rates and completion rates.</a> &nbsp;</p>

<p>So this leaves us to identify rewarded ads, specifically rewarded video, as an ad format we encourage publishers to utilize as a key monetization strategy. &nbsp;</p>

<p>So this leaves us to identify rewarded ads, specifically rewarded video, as an ad format we encourage publishers to utilize as a key monetization strategy. &nbsp;</p>

<p><u>Here are three other key reasons to embrace rewarded video ads for your app:</u></p>

<ol>
	<li>They&rsquo;re user-centric: Rewarded video ads provide a value exchange with in-app audiences. They watch something and get something useful for the game in return. There&rsquo;s a clear user benefit in rewarded video ads &ndash; unlike with other ad formats like banner ads.</li>
	<li>They provide higher engagement: Chances are, someone playing a game would eventually want a premium experience. Rewarded video ads provide a faster roadmap to get to that better in-game experience and enjoyment instantly.&nbsp;</li>
	<li>They&rsquo;re effective for monetization: Because rewarded video ads are so effective, they tend to command higher eCPMs. That means incorporating them intelligently into your app can help to significantly boost overall ad revenues. The in-app mobile rewarded video ad format combines the power of in-app mobile video advertising with the evidenced human response to rewarded experiences and incentive, and the subsequent need to repeat those positive experiences. This is likely the reason why rewarded video ads tend to have higher reengagement levels. &nbsp;</li>
</ol>

<p>Here at InMobi we can help you leverage this ad format in a way that makes sense for your games and monetization goals. Click <a href="https://www.inmobi.com/game-monetization">here</a> to see how. &nbsp;</p>]]></description>
      <dc:subject><![CDATA[Advertising, In-App Monetization, English (EN): inmobi.com, Global,]]></dc:subject>
      
      <dc:creator><![CDATA[ Sarayah Wright  ]]></dc:creator>
      
      <dc:date>2022-03-09T21:21:00+00:00</dc:date>
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    <item>
      <title><![CDATA[Android Privacy Sandbox: What You Need To Know]]></title>
      <link>https://www.inmobi.com/blog/2022/03/01/android-privacy-sandbox-what-you-need-to-know/</link>
      <guid>https://www.inmobi.com/blog/2022/03/01/android-privacy-sandbox-what-you-need-to-know/</guid>
      <description><![CDATA[<p><strong>What happened?</strong></p>

<p>On February 16, 2022, Google announced plans to <a href="https://privacysandbox.com/android/" target="_blank">extend Privacy Sandbox to Android</a> and sunset the Google Advertising ID (GAID) as a cross-app user identifier <strong>within the next two years</strong>.&nbsp;&nbsp;&nbsp;</p>

<p>Google&rsquo;s Privacy Sandbox initiative overall is not new; it was originally launched with a focus on protecting user privacy in the Chrome/web environment.&nbsp;The recent announcement expanded the scope of Privacy Sandbox to include the Android in-app environment.&nbsp;&nbsp;&nbsp;</p>

<p>While the main catalyst behind both initiatives is similar, i.e. user privacy, Google&rsquo;s objectives seem to be more balanced.&nbsp;They want to not only improve user privacy but also ensure &ldquo;developers and businesses have the tools to succeed on mobile&rdquo; and thereby &ldquo;keep online content and services free for all.&rdquo;&nbsp;&nbsp;</p>

<h2>Understanding Privacy Sandbox on Android&nbsp;</h2>

<p>Privacy Sandbox on Android includes <strong>four key components or &ldquo;design proposals&rdquo;:&nbsp;</strong></p>

<ol>
	<li>SDK Runtime, to more safely integrate third party SDKs into apps.&nbsp;</li>
	<li>Topics API, to enable interest-based advertising without relying on user-level identifiers.&nbsp;</li>
	<li>Fledge API, to enable retargeting and customized ads based on previous app behavior, without sharing data with third parties.&nbsp;</li>
	<li>Attribution API, to measure&nbsp;performance and optimize&nbsp;without sharing user-level information.&nbsp;</li>
</ol>

<h2>Android Privacy Sandbox Timeline&nbsp;&nbsp;</h2>

<h2><img alt="Privacy Sandbox on Android " src="https://go.inmobi.net/hubfs/Android%20Privacy%20Sandbox%20Timeline.png" /></h2>

<p><em>&nbsp;Screenshot from&#8239;Privacy Sandbox on Android&#8239;website, February 16, 2022&nbsp;</em></p>

<p>With this recent announcement, the Android Privacy Sandbox design proposals are now available for review, but nothing will be available for testing until later in 2022.&nbsp;And Google has clearly stated there will be no material changes to existing capabilities for GAID for at least two years and would provide substantial notice ahead of any possible future changes.&nbsp;&nbsp;&nbsp;</p>

<h3>What Do Advertisers Need to Do?&nbsp;</h3>

<p>While this is certainly a big announcement, given the two-year timeline, there&rsquo;s little you can do right now beyond reading the design proposals or trying to get involved in collaboration forums with Google or others in the industry.&nbsp;&nbsp;&nbsp;</p>

<p>For InMobi advertising clients, nothing has changed for now with respect to Android campaigns. We will continue to use GAID as long as it&rsquo;s available while simultaneously preparing for a privacy-first world.&nbsp;</p>

<h3>What Do App Developers and Publishers Need to Do?</h3>

<p>It is important to keep in mind that the ecosystem will have two&nbsp;years to get ready for the current proposals, and that mobile app community is&nbsp;encouraged to provide feedback to help improve them. While&nbsp;there are still a few unknowns and things are still subject to change, the Privacy Sandbox&rsquo;s proposed solutions for publishers will be SDK Runtime &ndash; a safer way to define permissions and data access for third-party SDK and is planned to be released with Android 13.&nbsp;</p>

<p>We encourage developers to reach out to Google and their ad tech partners to&nbsp;provide feedback on the <a href="https://developer.android.com/design-for-safety/ads/sdk-runtime" target="_blank">SDK Runtime design</a> and possible use cases.&nbsp;</p>

<p>Android Privacy Sandbox builds on the recent privacy updates for publishers announced by Google related to the restricted access of GAID&nbsp;when users opt-out from personalized ads through an anonymized value and the roll-out of the Data safety section in Google Play which requires developers to disclose data collection practices to users before they can download their app. Both updates will be enforced starting April 2022 so publishers should prioritize these first.&nbsp;</p>

<p>Overall, we are glad to see Google taking a thoughtful and balanced approach, presumably learning from Apple&rsquo;s AppTrackingTransparency (ATT).&nbsp;Given the two-year timeline, we expect things will evolve as the rest of the industry weighs in on Google&rsquo;s proposals and beta testing begins.&nbsp;&nbsp;&nbsp;</p>

<p>InMobi has multiple teams digging into the details of Android Privacy Sandbox, and we plan to work closely with Google, our partners, our clients and the rest of the industry to ensure we are ready for the changes when they are ultimately implemented, just as we did with Apple&rsquo;s ATT, which had a significantly more compressed timeline.&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</p>

<p>For more information as it comes available and to stay in touch, you can reach out to InMobi&rsquo;s mobile experts at any time at <a href="https://www.inmobi.com/company/contact" target="_blank">https://www.inmobi.com/company/contact</a>.&nbsp;</p>]]></description>
      <dc:subject><![CDATA[Advertising, Announcements, Inside InMobi, English (EN): inmobi.com, Global,]]></dc:subject>
      
      <dc:creator><![CDATA[ Team InMobi  ]]></dc:creator>
      
      <dc:date>2022-03-01T17:28:00+00:00</dc:date>
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    <item>
      <title><![CDATA[The 5 Best Sources of Data Currently Available for In-App Advertising ]]></title>
      <link>https://www.inmobi.com/blog/2022/03/01/5-best-data-sources-for-in-app-advertising/</link>
      <guid>https://www.inmobi.com/blog/2022/03/01/5-best-data-sources-for-in-app-advertising/</guid>
      <description><![CDATA[<p>As mobile in-app advertising (and digital advertising overall) becomes more privacy focused, some of the data that marketers previously relied upon is either increasingly unavailable or is not as reliable as it once was. But even amidst this wider shift, there are still many different sources of knowledge available to mobile marketers.&nbsp;&nbsp;</p>

<p>Here are the five biggest sources of data still available for in-app advertising:&nbsp;</p>

<h2>1) Device-Level Data for Opted-In Users&nbsp;</h2>

<p>Data that ties a specific user to a particular device has not completely disappeared from the mobile in-app advertising ecosystem. For one, while Google has recently announced changes to ID collection with Android, the earliest Privacy Sandbox would apply to Android would be 2024. And for iOS, InMobi has found that 40% of all ad requests globally on InMobi Exchange still had an IDFA (Apple&rsquo;s device-level Identifier for Advertisers) <a href="https://go.inmobi.com/idfa/" target="_blank">attached to it, as of the end of 2021</a>.&nbsp;</p>

<p>Of course, while there are some device IDs still around, there are far fewer available now than in the past. As such, marketers shouldn&rsquo;t be as reliant on them as they were before, instead using them in conjunction with other sources of information such as SKAdNetwork.&nbsp;</p>

<h2>2) First-Party Data&nbsp;</h2>

<p>It&rsquo;s important to note that laws like the California Consumer Privacy Act and technical frameworks like Apple&rsquo;s AppTrackingTransparency are primarily concerned with giving consumers choice and ensuring they have a say in how data about them is collected and used. As such, marketers can make sure they have useful data that is compliant by focusing on their own data stores &ndash; I.e. first-party data.&nbsp;</p>

<p>Many marketers already have some customer data on hand, and over 60% are taking some steps (including capturing more email addresses through newsletter sign-ups, promotional offers and loyalty programs) to bolster it further, according to <a href="https://content-na2.emarketer.com/shakeout-apple-privacy-update" target="_blank">2021 research from LiveIntent and Advertiser Perceptions</a>. As eMarketer has noted, getting &ldquo;data directly from the consumer has become critical.&rdquo;&nbsp;</p>

<p>First-party data can then be bolstered through the use of data clean rooms. This technology enables two or more parties to safely connect their own data stores to find overlaps in a privacy-safe manner. For example, an advertiser and a supply-side platform (SSP) could use data clean room technology to see if the advertiser would be able to target select individuals on the apps connected to the SSP.&nbsp;</p>

<h2>3) Engagement Metrics&nbsp;</h2>

<p>Data around how users are interacting with and engaging with ads (think click-through rates, viewability rates, video completion rates, etc.) can be enormously valuable sources of intel for marketers, especially those running top-of-the-funnel awareness campaigns or those marketing a product with mass appeal to a wide audience.&nbsp;</p>

<p>These kinds of metrics are especially useful for creative-level testing, as they highlight how consumers are perceiving an ad. For example, if an ad specifically targeting a particular demographic group (like moms) is performing well, then chances are good that the people seeing the ad are moms themselves (or at least parents).&nbsp;</p>

<h2>4) Contextual Signals&nbsp;</h2>

<p>Often, just taking a look at the content someone is consuming at the moment can provide marketers with a wealth of knowledge about who that person is, what they care about, what they purchase, etc. Contextual targeting has long underpinned linear television, print and radio advertising, and it can be equally powerful in the realm of in-app advertising too.&nbsp;</p>

<p>One of the key benefits of contextual targeting is that it enables marketers to generate consumer interest in the moment when they may be most interested in learning about a product or service. For example, someone may be most receptive to an ad for an umbrella when looking at a weather app that shows rain in the forecast for the upcoming week.&nbsp;</p>

<p>It&rsquo;s also important to note that there are more contextual signals available to advertisers from mobile apps than there are from more traditional media sources. With <a href="https://www.inmobi.com/blog/2021/04/08/contextual-targeting-for-apps" target="_blank">mobile apps, marketers can leverage contextual signals from</a> app metadata, app-level engagement and in-app content (I.e. the content being consumed in the moment).&nbsp;</p>

<h2>5) Universal Identifiers&nbsp;</h2>

<p>To help marketers identify the right audiences when running omnichannel campaigns across multiple media sources, a number of companies have introduced universal identifiers or cross-channel identity solutions that work across mobile, web, connected television, etc. Two popular examples include LiveRamp&rsquo;s Authenticated Traffic Solution and The Trade Desk&rsquo;s Unified ID Solution 2.0. For opted-in users, these solutions enable marketers to understand what consumers are doing across a wide variety of media sources and outlets.&nbsp;</p>

<p>For in-app advertising, it&rsquo;s worthwhile to note that these solutions by and large are only applicable for opted-in users where a device-level ID is present. But for this cohort, these universal identifiers can provide hugely valuable data on the browsing and buying habits of select users.&nbsp;</p>

<h2>How To Make Available Data More Actionable&nbsp;</h2>

<p>As the famed management consultant and author Peter F. Drucker once said, &ldquo;it is all too easy to confuse data with knowledge.&rdquo; This principle applies to mobile advertising too &ndash; it&rsquo;s one thing to collect data, but using it in a way to provide major returns is another matter entirely.&nbsp;</p>

<p>How can mobile marketers best use the various sources of data available to them to run effective, privacy-first in-app ad campaigns? Here are a few key options:&nbsp;</p>

<ul>
	<li>Develop powerful probabilistic models using machine learning and artificial intelligence &ndash; and train those models to be effective even with limited data sets.&nbsp;</li>
	<li>Develop <a href="https://go.inmobi.com/curated-by-inmobi/" target="_blank">cohorts of users</a> based on shared interests or other key overlaps.&nbsp;</li>
	<li>Embrace privacy-first measurement options like SKAdNetwork as the future by testing and iterating with partners leading the way.&nbsp;&nbsp;</li>
</ul>

<p>While some of the data you&rsquo;re used to having might be going away, new and more innovative methods of collecting data and delivering rich insights powered by AI/ML are emerging that respect consumer wishes for privacy. To learn more about how to use all available data sources to run successful in-app advertising campaigns in 2022 and beyond, <a href="https://www.inmobi.com/company/contact" target="_blank">be sure to chat with the mobile experts at InMobi today</a>.&nbsp;</p>]]></description>
      <dc:subject><![CDATA[Acquiring New Users, Advertising, English (EN): inmobi.com, North America, Global,]]></dc:subject>
      
      <dc:creator><![CDATA[ Team InMobi  ]]></dc:creator>
      
      <dc:date>2022-03-01T10:02:00+00:00</dc:date>
    </item>
  
    <item>
      <title><![CDATA[Take 5 Q&A with Tinuiti’s Elizabeth Marsten ]]></title>
      <link>https://www.inmobi.com/blog/2022/02/28/take-5-qa-with-tinuitis-elizabeth-marsten/</link>
      <guid>https://www.inmobi.com/blog/2022/02/28/take-5-qa-with-tinuitis-elizabeth-marsten/</guid>
      <description><![CDATA[<p>InMobi Commerce&rsquo;s goal is to provide retailers and advertisers with all the tools they need to thrive in today&rsquo;s retail media ecosystem. That includes talking with industry experts about emerging trends in retail media, tips on how brands and retailers can work together more successfully, and more.&nbsp;&nbsp;</p>

<p>In this edition of &ldquo;Take Five,&rdquo; Sarah Hughes, Head of Marketing at InMobi Commerce, sat down with <a href="https://www.linkedin.com/in/elizabethmarsten/" target="_blank">Elizabeth Marsten</a>, Senior Director, Strategic Marketplace Services at <a href="https://tinuiti.com/" target="_blank">Tinuiti</a> to discuss the rise of retail media and how brands and retailers should capitalize on this growing channel.&nbsp;&nbsp;</p>

<p><a href="https://youtu.be/vt8XkMM5-RM" target="_blank">You can listen to the full interview here</a>.&nbsp;</p>

<h2>Question 1: Why do you think retail media has become such a hot topic?&nbsp;</h2>

<p>Well, first and foremost it&rsquo;s Amazon, right? Amazon showed us that you can monetize your site for yourself very, very well. I mean, we had some folks that were doing it before, like with affiliate marketing, but not to the volume of Amazon. So, when a Walmart or Target thinks about the hundreds of millions of monthly visitors they get to their website, it sure does sound really good to monetize that site traffic.&nbsp;&nbsp;&nbsp;</p>

<p>Amazon was also able to prove that retail media was a good idea because they have the benefit of an e-commerce system. It&rsquo;s a closed-loop naturally out of the gate. So, the conversion rates follow, then they start to build audiences, and then they start to really understand who the shopper is and all the fun things that they&rsquo;re doing online.&nbsp;&nbsp;<br />
&nbsp;</p>

<h2>Question 2: What can retailers do to make their retail media platforms more appealing to advertisers? &nbsp;</h2>

<p>So, tagging into what I was just talking about, it&rsquo;s that closed-loop, right? Retailers need to be able to tie engagement with an online experience or exposure to my ad to an in-store purchase. For example, if I&rsquo;m an endemic brand to Walmart, to a Target, to a Kroger, and I traditionally have 75 &ndash; 90% of my sales happening in-store, even if customers are having an online experience or having some kind of ad exposure, they are still going in-store to purchase.&nbsp;&nbsp;</p>

<p>That closed-loop capability for the in-store piece is <em>so, so</em> key. I need it like yesterday.&nbsp;&nbsp;<br />
&nbsp;</p>

<h2>Question 3: When you&rsquo;re working with advertisers, how do you advise them to effectively reach the best audience across multiple retail media networks?&nbsp;</h2>

<p>It&rsquo;s tough, right? It&rsquo;s like when you go to, I wouldn&rsquo;t say we&rsquo;re in college yet, more like high school &ndash; you have to choose your electives, but then there are those classes you have to take &ndash; or in this case, retailers that you have to engage with, in order to graduate, right?&nbsp;&nbsp;</p>

<p>You have to have this conversation with yourself as a brand, and say: &ldquo;Where do we have to be? Where are we committed? Where do we need to be?&rdquo;, and then back into it from there. Because it is really difficult on a per brand basis to definitively say, &ldquo;put 30% in Walmart, put 20% in Target, and put 10% in Kroger." Depending on who you are and what your assortment is and your fulfillment capabilities and your distribution, that&rsquo;s a totally different equation for everyone.&nbsp;&nbsp;</p>

<p><em><strong>Sarah: And right now, do you see advertisers approaching their retail media strategy based on which retailers their revenue is coming from, or are they thinking about it from the perspective of &ldquo;where is my target audience purchasing," or a little bit of both? &nbsp;</strong></em></p>

<p>It&rsquo;s definitely both. Brands have to honor those historical, developed retail relationships, right? That way you&rsquo;re pushing product to your core audience that is familiar with your product and where to buy it, and then you have to get the new folks in.&nbsp;&nbsp;</p>

<p>There is a huge lifetime value in finding new customers. Brands have to ask themselves: &ldquo;How do we find that age group that&rsquo;s coming into college, graduation, first apartment? Where are they consuming content, and how do I get my product in front of them?&rdquo; So, it&rsquo;s a balance between honoring your core audience and making sure they know where your stuff is and that it&rsquo;s available and you&rsquo;re there for them. And then finding the new folks, and where the cool kids hanging out.&nbsp;&nbsp;<br />
&nbsp;</p>

<blockquote>
<p>Retailers need to be able to tie engagement with an online experience or exposure to my ad to an in-store purchase.</p>
</blockquote>

<h2><br />
Question 4: As retail media is evolving, how can advertisers and retailers work together to create better customer experiences? &nbsp;</h2>

<p>So, I think as an industry, we have to mature, right? Retail isn&rsquo;t really known as like the innovative like &ldquo;go, go get it&rdquo; right? Like, that&rsquo;s just not what they do. And these are huge organizations that we&rsquo;re asking to change.&nbsp;&nbsp;</p>

<p>Part of it has to do with integrating this digital experience, this digital media with the in-store experience, but also the physical end-to-end right? We&rsquo;re talking about negotiations with the buyer, line reviews, fulfillment, distribution. Is it better for my brand margin-wise to be only on a dot com, or should I be focusing on physical in-store expansion? So, there is a lot of work that needs to be done, in terms of how the model needs to change, but then from a customer perspective right, there needs to be continuity in messaging.&nbsp;&nbsp;</p>

<p>I can&rsquo;t have a message shown to me on a streaming platform or see a Facebook ad and then go into the store, and none of it matches. Like that&rsquo;s not a good experience. Especially, for example, if you have new products, right? The messaging needs to be consistent, but also the way the messaging is brought to life needs to be consistent as well. You don&rsquo;t want to go into the store &mdash; like it&rsquo;s not a good experience &mdash; when you see the really shiny, really cool video on TikTok or like OTT and then you go into the store and it&rsquo;s like this physical paper display from like 1998, it doesn&rsquo;t give you confidence as a consumer.&nbsp;&nbsp;</p>

<p><em><strong>Sarah: Do you see personalization playing a role in unifying the online to in-store experiences? &nbsp;</strong></em></p>

<p>Absolutely. One of the total personalization lay-ups on the retail side that I don&rsquo;t see as many retailers as I think we should take part in is, &ldquo;<em>You May Also Like</em>&rdquo;. Recommendation engines are a fantastic basket builder, and I fall party to it every time, every time. In fact, sometimes, I&rsquo;ve become reliant on looking in that section to see what else there is.&nbsp;&nbsp;<br />
&nbsp;</p>

<h2>Question 5: Where do you see the retail media space evolving over the next few years?&nbsp;</h2>

<p>So, to your point earlier about personalization, I do think we&rsquo;ll see a little bit more of that. But the way we are going to see retailers personalize shopping will be less subtle than what Facebook and Google do, where they just slide it in based on other things. Retailers are going to be approaching personalization more directly &ndash; it&rsquo;s going to be like that product recommendation engine, <em>&ldquo;things you also bought</em>," the ability to favorite items or add items to a list, right? So, personalization to help curate your own kind of retail experience.&nbsp;</p>

<p>I&rsquo;d be remiss if I didn&rsquo;t also mention retailers expanding into programmatic. How do you not as a retailer? Retailers are not media companies, and if we expect them to be both and do both really well and they&rsquo;re living in the shadow of Amazon and Google this isn&rsquo;t going to go well for us. We are going to be frustrated, and it&rsquo;s going to feel slow. So, if retailers can remove their first-party data from behind those walls of management or walled gardens and can turn it into audiences that we can buy &mdash; through a platform like The Trade Desk or DV360 &mdash; now you&rsquo;ve taken that data and you&rsquo;ve let the people who do this for a living run with it. And now we can actually see the strength of the first-party data.&nbsp;&nbsp;</p>

<p>Obviously, there&rsquo;s going to be more retailers launching networks, everybody is going to do it. I&rsquo;m actually really curious to see how many more third-party marketplaces pop up. Because if you&rsquo;re on Amazon and you want to kind of split out your catalog and have a few different eggs in a few different baskets, depending on what you sell, specialty retailer third-party marketplaces could be really good for you. They won&rsquo;t have the volume of Amazon, no one&rsquo;s going to show up tomorrow with another Amazon, so, why make that comparison? Instead, dig in and lean into the audience. When someone selects the Home Deport or shops at Ulta &ndash; they have a very specific reason. They&rsquo;re not going &ldquo;oh, I also need eggs&rdquo;, right? They went there for a reason. Why not lean into and take advantage of those capabilities? You&rsquo;ve just got to look at each of those retailers and say: all right, are my people there? And if yes, in this next year, let&rsquo;s lean in!&nbsp;&nbsp;</p>

<p>To hear more from Elizabeth,&nbsp;you can listen to&nbsp;<a href="https://youtu.be/vt8XkMM5-RM" target="_blank">her full interview here</a>, read her series in <a href="https://www.adweek.com/contributor/elizabeth-marsten/" target="_blank">Adweek</a> or follow her on <a href="https://www.linkedin.com/in/elizabethmarsten/" target="_blank">LinkedIn</a>. If you&rsquo;d like to provide your expert opinion for our next Take&nbsp;Five&nbsp;interview,&nbsp;contact us today!</p>

<p>&nbsp;</p>

<p><img alt="Director of Strategic Marketplaces Services at Tinuiti" src="https://go.inmobi.net/hubfs/InMobi%20Commerce%20Retail%20Media%20Elizabeth%20Marsten.jpg" style="height:328px; width:287px" /></p>

<p><strong>About Elizabeth:&nbsp;</strong><br />
Elizabeth is the Senior Director of Strategic Marketplaces Services at Tinuiti, where she works with teams in advancing cross-functional strategic enterprise services through partner development, advertising and sales support on retail media channels, such as Walmart, Target, Instacart, Kroger, Criteo Retail Media and more.</p>

<p>With more than 15 years of e-commerce and digital marketing experience, Elizabeth is a noted industry expert and has spoken at many of the leading marketing conferences in North America and is also a regular contributor to AdWeek on retail media.&nbsp;</p>]]></description>
      <dc:subject><![CDATA[Advertising, Media Consumption &amp; Trends, English (EN): inmobi.com,]]></dc:subject>
      
      <dc:creator><![CDATA[ Sarah Hughes  ]]></dc:creator>
      
      <dc:date>2022-03-01T01:03:00+00:00</dc:date>
    </item>
  
    <item>
      <title><![CDATA[Illustrated by InMobi | 2022 Southeast Asia Mobile Marketing Handbook]]></title>
      <link>https://www.inmobi.com/blog/2022/02/26/illustrated-by-inmobi-2022-southeast-asia-mobile-marketing-handbook/</link>
      <guid>https://www.inmobi.com/blog/2022/02/26/illustrated-by-inmobi-2022-southeast-asia-mobile-marketing-handbook/</guid>
      <description><![CDATA[<p>The pandemic has accelerated the transition to a mobile-first world at an unparalleled pace and the last year saw a significant increase in app downloads and time spent on mobile across the globe.&nbsp;</p>

<p>Southeast Asia was no exception to the trend, with the total internet user base growing by 22%, as compared to the 5% global year-on-year (YoY) growth. The region now accounts for almost 9% of the global internet users.&nbsp;&nbsp;</p>

<p>With more that 75% of Southeast Asia&rsquo;s population now online, how can brands break through the clutter of the digital world and engage consumers meaningfully? Glance through the highlights of our <a href="https://inmo.bi/3t8bF3e">2022 Southeast Asia&nbsp;Mobile Marketing Handbook</a> to learn more.&nbsp;<br />
&nbsp;</p>

<h3 style="text-align:center"><strong>The Indisputable Magic of Mobile</strong><br />
&nbsp;</h3>

<p>&nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp;<a href="https://inmo.bi/3t8bF3e"><img alt="mobile marketing trends" src="https://go.inmobi.net/hubfs/2022%20SEA%20MMH%20Blog%20Images/sea-mmh-infographic-1.jpg" style="height:2354px; width:700px" /></a></p>

<p><br />
Download the <a href="https://inmo.bi/3t8bF3e">2022 Southeast Asia&nbsp;Mobile Marketing Handbook</a> for more.&nbsp;</p>

<p>Get in touch with us on <a href="mailto:mobilemarketing@inmobi">mobilemarketing@inmobi</a> to help your brand stay ahead of the curve and connect meaningfully with consumers in 2022.&nbsp;</p>]]></description>
      <dc:subject><![CDATA[Consumer Research, Media Consumption &amp; Trends, Understanding Consumers, English (EN): inmobi.com, Asia Pacific,]]></dc:subject>
      
      <dc:creator><![CDATA[ Team InMobi  ]]></dc:creator>
      
      <dc:date>2022-02-26T19:51:00+00:00</dc:date>
    </item>
  
    <item>
      <title><![CDATA[The Retail Media Revolution [New Whitepaper]]]></title>
      <link>https://www.inmobi.com/blog/2022/02/23/the-retail-media-revolution/</link>
      <guid>https://www.inmobi.com/blog/2022/02/23/the-retail-media-revolution/</guid>
      <description><![CDATA[<p>The growth in e-commerce over recent years has also arguably made retailers&rsquo; websites and apps valuable media spaces in their own right. And this shift has in turn created a unique opportunity for retailers to develop new revenue streams with potentially far higher margins, while also deepening their relationships with brand partners.&nbsp;&nbsp;</p>

<p>In fact, GroupM has forecast that U.K. e-commerce-related advertising would grow 66% in 2021 and contribute &pound;2.4 billion in media owner ad revenue by 2024.</p>

<p style="text-align:center"><a class="btn btn-s" href="https://go.inmobi.com/retail-media-revolution-whitepaper-2022/" style="font-size:24px; border-radius: 25px; font-weight: normal;" target="_blank">Get the Report</a></p>

<p>&nbsp;</p>

<p>The last decade saw the rise of Shopify, Adobe, Magento and Salesforce Commerce Cloud, which arm retailers of all sizes with the tools to compete on a level with market leaders like Amazon and Alibaba. Today, a new band of tech providers is emerging to help retailers realize the potential of retail media.&nbsp;&nbsp;</p>

<p>These platforms are capable of generating meaningful revenue streams from retailers&rsquo; media and data, and to bring their clients improved campaign measurement in light of changes to third-party cookies and the depreciation of Apple&rsquo;s device-level identifier IDFA. However, as yet, the tech landscape around retail media can be fragmented and tricky to navigate.&nbsp;</p>

<p>In this report, The Drum and InMobi explore:&nbsp;&nbsp;</p>

<ul>
	<li>
	<p>How brands and retailers can take advantage of retail media in 2022.&nbsp;&nbsp;</p>
	</li>
	<li>
	<p>The main challenges and opportunities right now.&nbsp;</p>
	</li>
	<li>
	<p>Industry viewpoints from key players to help you prepare for and capitalize on the retail media revolution.&nbsp;</p>
	</li>
</ul>

<p style="text-align:center"><a class="btn btn-s" href="https://go.inmobi.com/retail-media-revolution-whitepaper-2022/" style="font-size:24px; border-radius: 25px; font-weight: normal;" target="_blank">Download our Report</a></p>

<p>&nbsp;</p>

<h3><strong>Quotes from the Report&nbsp;</strong></h3>

<p>&ldquo;Retailers are often the interface between customers and brands, so giving advertisers the opportunity to communicate to and engage with their customers as they&#39;re making a purchase decision is of huge value to brands&rdquo; <em>- Nick Ashley, Head of Media and Campaign Planning, Tesco&nbsp;</em></p>

<p>&ldquo;Retail media offers advertisers a unique &lsquo;closed loop&rsquo;: real data-backed advertising that can be accurately linked to sales.&rdquo; <em>- Ollie Shayer, Director of Omnichannel Media and Planning, Boots UK and ROI&nbsp;</em></p>

<p>&ldquo;Retail media offers FMCG brands the opportunity to talk to customers at the point of purchase. It also provides marketers with comprehensive reports on the success of campaigns, covering soft measures, such as reach and frequency, and also harder metrics, like impact on sales.&rdquo; <em>- Alex Crowe, Head of Asda Media Partnerships&nbsp;</em></p>

<p>Find out more about how InMobi works with commerce firms to <a href="https://www.inmobi.com/retail-media" target="_blank">build and develop retail media.</a>&nbsp;</p>]]></description>
      <dc:subject><![CDATA[English (EN): inmobi.com, Global,]]></dc:subject>
      
      <dc:creator><![CDATA[ Team InMobi  ]]></dc:creator>
      
      <dc:date>2022-02-23T09:00:00+00:00</dc:date>
    </item>
  
    <item>
      <title><![CDATA[A Peak Into The Future: 2022 Retail Media Predictions]]></title>
      <link>https://www.inmobi.com/blog/2022/02/22/a-peak-into-the-future-2022-retail-media-predictions/</link>
      <guid>https://www.inmobi.com/blog/2022/02/22/a-peak-into-the-future-2022-retail-media-predictions/</guid>
      <description><![CDATA[<p>In 2021, retail media took the marketing and advertising world by storm &ndash; eMarketer&rsquo;s latest forecast predicts advertising spend will reach over <a href="https://content-na2.emarketer.com/us-retail-media-ad-spend-will-pass-30-billion-first-time-this-year" target="_blank">$50 Billion by 2023 </a>&ndash; and will continue to be a source of innovation and growth for years to come. As we look to the future, we asked our team of retail media experts what their top predictions were for retail media in 2022&nbsp;</p>

<h2>1) Video is the Next Evolution of Retail Media - <a href="https://www.linkedin.com/in/indspall/" target="_blank">Inder Singh</a></h2>

<p>At this point in retail media&rsquo;s evolution, static sponsored product and sponsored search ad placements are table stakes. As more retail media networks emerge, we&rsquo;re going to see mounting competition to unlock full-funnel brand advertising budgets. Not only will retailers need to prove they can deliver a positive ROI with clear access to customer data, but they&rsquo;ll need to deliver it in more innovative and engaging advertising formats to resonate with consumers.&nbsp;&nbsp;</p>

<p>This is where video comes in. Video advertising is a win-win-win for retailers, brands and consumers, and in this scenario, we all win (name the reference). Video ads help retailers and brands by compressing the purchase funnel and combining awareness with product education and inspiration, followed by a clear path to purchase the featured item. Video ads also create a better experience for shoppers &ndash; <a href="https://www.wyzowl.com/video-marketing-statistics/" target="_blank">73% of consumers prefer watching a video to reading about a product</a>, and <a href="https://www.wyzowl.com/video-marketing-statistics/" target="_blank">88% of people want to more videos from brands in 2022</a>.&nbsp;&nbsp;</p>

<p>Retail media video advertising won&rsquo;t be limited to sponsored video ads that replace static posts. Major retailers, including <a href="https://www.pymnts.com/news/retail/2021/walmart-collaborates-with-rachael-ray-on-livestream-shopping-event/" target="_blank">Walmart</a>, <a href="https://www.businessinsider.com/amazon-is-pitching-advertisers-on-amazon-live-2021-10" target="_blank">Amazon</a> and <a href="https://www.morningbrew.com/retail/stories/2021/09/22/albertsons-is-bringing-shopping-via-livestream-to-its-website" target="_blank">Albertsons</a>, have already adopted a live commerce strategy. Expect to see many other retailers embrace the format, too.&nbsp;<br />
&nbsp;</p>

<h2>2) Retailers will Seek&nbsp;Partners to&nbsp;Maximize Demand for their Media and Data- <a href="https://www.linkedin.com/in/imarkevans/" target="_blank">Mark Evans</a></h2>

<p>Gone are the days of retailers working with one retail media network partner. There is going to be a shift from retailers working with a single supply-side platform to integrating with any number of retail media networks, solution providers and/or retail DSPs (demand-side platforms) to fully maximize the demand for their retail ad inventory and customer access.&nbsp;&nbsp;</p>

<p>Target has already demonstrated this by bringing in demand for their Target Product Ads through both Criteo and Citrus. Expanding these partner relationships will also make it simpler for retailers to venture into new ad formats, like video, in-app advertising, or CTV. But more partnerships mean that retailers will need a solution to better mediate all sources of demand to maximize their desired KPIs and maintain control and full transparency for their business.&nbsp;&nbsp;</p>

<p>This is identical to what has happened in ad tech over the last 10 years. As the programmatic advertising industry became increasingly complex, ad mediation emerged as a hugely beneficial option for publishers. Mediation provided publishers with the ability to seamlessly connect multiple ad networks and allow them to maximize fill rates and increase revenue.&nbsp;&nbsp;<br />
&nbsp;</p>

<h2>3) Discovery will Make its Way Back to the Retailer&nbsp;- <a href="https://www.linkedin.com/in/doshijimit/" target="_blank">Jimit Doshi</a></h2>

<p>Most consumers aren&rsquo;t discovering new products on a retailer&rsquo;s e-commerce site. In a recent study with InMobi Pulse, we found that only 15% of consumers ranked a retailer&rsquo;s website as their top method of finding new products. Shoppers instead discover new products through social media platforms, influencer recommendations, video content and other more interactive platforms. And the shopper&rsquo;s ability to quickly compare pricing, shipping speed and availability across multiple retailers has created enormous pressure on retailers&rsquo; e-commerce margins and profits.&nbsp;&nbsp;</p>

<p>In addition to discovering new products primarily off a retailer&rsquo;s site, more shoppers are also completing their purchase through social channels pushing retailers to become glorified fulfillment services and costing them control over the customer experience and customer data.&nbsp;&nbsp;</p>

<p>Retailers are realizing that they need to do more to ensure that their on-site experience more closely aligns with shoppers&#39; preferred online discovery platforms. Retailers will need to create an e-commerce experience that does more than drive sales &mdash; they need to bring awareness, inspiration and education too. Retailers, like Amazon, Walmart and Macy&rsquo;s are doing this by collaborating with influencers on product lines or curated item collections, incorporating live streaming and video into the on-site experience and enhancing discovery with personalized product recommendations. These upgrades to a customer&rsquo;s online experience are just as monetizable as a sponsored product ad, but massively upgrade what retail media can offer.&nbsp;&nbsp;<br />
&nbsp;</p>

<h2>4) Off-Site Mobile Media will be a Huge Growth Channel for Retailers &nbsp;- <a href="https://www.linkedin.com/in/blake-hawkins-a20b7a40/" target="_blank">Blake Hawkins</a></h2>

<p>Looking to grow the scale and reach of their media networks, retailers will need to venture into off-site media. Many retailers extending their audiences to social or to web banners are missing a huge opportunity to connect with shoppers where they are consuming content &mdash; within mobile apps.&nbsp;</p>

<p>&nbsp;Americans spent an average of <a href="https://www.bls.gov/news.release/atus.nr0.htm" target="_blank">4.1 hours a day on mobile devices last year,</a> more time than they spent watching TV (3.1 hours a day), and brands are taking notice. eMarketer estimates that <a href="https://www.emarketer.com/content/cpg-sector-spends-over-30-billion-on-digital-advertising-70-devoted-mobile" target="_blank">70% of CPG digital advertising budgets will be dedicated to mobile</a>.&nbsp;&nbsp;</p>

<p>Retailers&rsquo; access to first-party data and the ability to tie ad exposure to actual purchases make their audiences extremely valuable to advertisers who are increasingly worried about addressability and proving ROI. &nbsp;<br />
&nbsp;</p>

<h2>5)&nbsp; Emerging Brands will be the Next Big Spenders in Retail Media &nbsp;- <a href="https://www.linkedin.com/in/jeff-leeman-b056933/" target="_blank">Jeff Leeman</a></h2>

<p>Retailers have long focused on getting funds from the top 10-20% of brands, but they are missing out on a huge pocket of collective revenue. Over the next year, emerging brands will shine alongside the big players in retail media.&nbsp;&nbsp;</p>

<p>Marketers, particularly shopper marketers, are drawn to retail media because of the access to valuable, first-party consumer data. They can target the consumers most likely to purchase their product at the point they are actively browsing a retailer&rsquo;s site intent on making a purchase, and (with the right retail media partner) they can tie that purchase to media exposure.&nbsp;&nbsp;</p>

<p>To capture budgets from smaller brands with leaner teams and resources, retailers will have to develop solutions like <a href="https://www.grocerydive.com/news/kroger-precision-marketing-programmatic-courts-cpg-optimized-audiences-advertising-week/608665/" target="_blank">self-serve ad platforms</a> and allow brands to optimize their media for revenue goals instead of clicks or impressions. All marketers want their media spends to make an impact on revenue, but often brands with smaller budgets must prove their spends are moving the needle to unlock more funds.&nbsp;</p>

<p>&nbsp;</p>

<p>To stay up-to-date on the latest in retail media, follow InMobi thought leaders on LinkedIn.&nbsp;&nbsp;</p>]]></description>
      <dc:subject><![CDATA[Advertising, Media Consumption &amp; Trends, English (EN): inmobi.com, North America,]]></dc:subject>
      
      <dc:creator><![CDATA[ Sarah Hughes  ]]></dc:creator>
      
      <dc:date>2022-02-22T21:06:00+00:00</dc:date>
    </item>
  
    <item>
      <title><![CDATA[Illustrated by InMobi | 2022 India Mobile Marketing Handbook - Part 2]]></title>
      <link>https://www.inmobi.com/blog/2022/02/22/illustrated-by-inmobi-2022-india-mobile-marketing-handbook-part-2/</link>
      <guid>https://www.inmobi.com/blog/2022/02/22/illustrated-by-inmobi-2022-india-mobile-marketing-handbook-part-2/</guid>
      <description><![CDATA[<p>As organizations continue to pivot, strategize, and build mobile marketing maturity in the next normal, leaders across the advertising ecosystem believe that to build a resilient brand, it comes down to three indisputable factors &ndash; purpose, authenticity and consistency.&nbsp;</p>

<p>With that in mind, discover key insights to help your brand achieve those goals in the months to come, from our <a href="https://inmo.bi/3h7SocS">2022 India Mobile Marketing Handbook</a>. Read on to learn more.&nbsp;</p>

<h3 style="text-align:center"><strong>The Indisputable Magic of Mobile</strong><br />
&nbsp;</h3>

<p>&nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; <img alt="mobile marketing in india" src="https://go.inmobi.net/hubfs/2022%20IND%20MMH%20Blog%20Images/info2.png" style="height:2704px; width:700px" /></p>

<p>&nbsp;</p>

<p>Download the <a href="https://inmo.bi/3h7SocS">2022 India Mobile Marketing Handbook</a>&nbsp;to learn more.&nbsp;</p>

<p>Get in touch with us on <a href="mailto:mobilemarketing@inmobi">mobilemarketing@inmobi</a> to help your brand stay ahead of the curve and connect meaningfully with consumers in 2022.&nbsp;</p>]]></description>
      <dc:subject><![CDATA[Consumer Research, Media Consumption &amp; Trends, Understanding Consumers, English (EN): inmobi.com, Asia Pacific,]]></dc:subject>
      
      <dc:creator><![CDATA[ Team InMobi  ]]></dc:creator>
      
      <dc:date>2022-02-22T15:55:00+00:00</dc:date>
    </item>
  
    <item>
      <title><![CDATA[Building Resilient Brands: 2022 Southeast Asia Mobile Marketing Handbook ]]></title>
      <link>https://www.inmobi.com/blog/2022/02/21/building-resilient-brands-2022-southeast-asia-mobile-marketing-handbook/</link>
      <guid>https://www.inmobi.com/blog/2022/02/21/building-resilient-brands-2022-southeast-asia-mobile-marketing-handbook/</guid>
      <description><![CDATA[<p>Advertisers across the Southeast Asia (SEA) continue to focus on being in lockstep with their consumers, who are now exploring digital avenues at an unprecedented pace. Be it shopping on apps to meet their daily needs, watching the latest movies in the palm of their hands, or gaming to connect with the virtual communities &ndash;consumers have embraced their digital lives.&nbsp;&nbsp;</p>

<p>As they continue to spend more time plugged into their smartphones, consumers&#39; expectations from brands have significantly risen. Marketers who are willing to consistently enable fulfilling consumer interactions through meaningful data exchanges will thrive in 2022.&nbsp;&nbsp;</p>

<p>Our <a href="https://inmo.bi/3haAuWI">2022 Southeast Asia Mobile Marketing Handbook</a> will help brands understand changing consumer behavior and the most important marketing and advertising trends that brands will need to be cognizant of to achieve massive success in the months ahead.&nbsp;&nbsp;<br />
&nbsp;</p>

<p>&nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp;&nbsp;<img alt="mobile marketing trends 2022" src="https://go.inmobi.net/hubfs/2022%20SEA%20MMH%20Blog%20Images/Vasuta%20(2).png" style="height:418px; width:800px" />&nbsp;<br />
&nbsp;</p>

<h2><strong>Mobile Marketing Trends from the Report&nbsp;</strong></h2>

<h3>&nbsp;<strong>Understanding Southeast Asia&#39;s connected Consumers</strong>&nbsp;<br />
&nbsp;</h3>

<ul>
	<li><strong>The SEA internet boom:</strong> With 440 million internet users as of last year, Southeast Asian consumers are always connected via mobile, generating massive amounts of data that brands can use to understand consumer sentiment in a privacy compliant way. This data can be used to create more targeted and personalized experiences, especially with technologies such as polygon-based location targeting and first-party data-based deterministic audiences.&nbsp;</li>
</ul>

<p>&nbsp; &nbsp; &nbsp; &nbsp; &nbsp;&nbsp;<img alt="mobile marketing solutions" src="https://go.inmobi.net/hubfs/2022%20SEA%20MMH%20Blog%20Images/MMH_SEA_1.jpg" style="height:343px; width:800px" /><br />
&nbsp;</p>

<ul>
	<li><strong>The new-age digital shopper:</strong> The pandemic has been a catalyst for existing digital users to adopt new online services and increase their frequency of use and spending. Consumers are now buying across a wider range of categories, providing incentives for industries across verticals to emphasize m-commerce.&nbsp;</li>
</ul>

<p><img alt="digital shopping trends" src="https://go.inmobi.net/hubfs/2022%20SEA%20MMH%20Blog%20Images/MMH_SEA_3.jpg" style="height:413px; width:900px" /><br />
&nbsp;</p>

<ul>
	<li><strong>App installs exponentially rise:</strong> The GSMA&#39;s Mobile Connectivity Index reports that more than 97% of the population in Southeast Asia is connected to a mobile network, and according to AppsFlyer data, there has been a 28.55% growth in app installs in Southeast Asia over the past year.&nbsp;</li>
</ul>

<p><img alt="mobile digital services" src="https://go.inmobi.net/hubfs/2022%20SEA%20MMH%20Blog%20Images/MMH_SEA_2.jpg" style="height:341px; width:1000px" /><br />
&nbsp;</p>

<ul>
	<li><strong>Metaverse - The new Gaming reality:</strong>&nbsp;With gaming continuing to capture users&#39; undivided attention, advertisers must leverage mobile-first programmatic campaigns across gaming environments as a natural segue to the Metaverse to increase the ROI for brands.&nbsp;</li>
</ul>

<p><a href="https://inmo.bi/3haAuWI">Download the handbook now.</a></p>

<h3><br />
<strong>The Key Takeaways for Marketers to Make a Mark this Year&nbsp;</strong></h3>

<ul>
	<li><strong>The Zeroth &#39;P&#39; - Purpose:</strong>&nbsp;The new normal has given rise to a new &#39;P&#39; in Marketing that has helped brands see success in 2021 &ndash; Purpose. Be it Kingfisher that encouraged the masses to stay home and stay safe during the peak of the pandemic, or L&#39;Or&eacute;al that inspired and educated citizens to #StandUp against street harassment &ndash; when brands took on purpose-led positions, they have seen a surge in real connections with consumers. &nbsp;<br />
	&nbsp;</li>
	<li><strong>Future-proof with Deterministic Audiences:</strong>&nbsp;The third-party cookie deprecation is expected to bring about a fundamental change in the digital marketing ecosystem. Our first-of-its-kind collaborations with partners such as Telkomsel and Gojek brings together audience intelligence from these platforms and the end-to-end marketing capabilities of InMobi to help brands drive personalization in a privacy-compliant manner.&nbsp;<br />
	&nbsp;</li>
	<li><strong>The Post-pandemic Path-to-purchase:&nbsp;</strong>Brands must focus on driving personalized experiences at a scale that empowers consumers in the months ahead. Be it through helping them buy products instantly on shoppable ads, bridging the gaps between their digital and physical universes with online to offline experiences, or even reaching members across entire households with cross-device solutions.&nbsp;<br />
	&nbsp;</li>
</ul>

<p>&nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp;&nbsp;<img alt="programmatic media buying" src="https://go.inmobi.net/hubfs/2022%20SEA%20MMH%20Blog%20Images/sea-mmh-sc-09-linkedin%20(1).jpg" style="height:366px; width:700px" /></p>

<p><br />
By leveraging Programmatic buying, Video, Gaming advertising, and Data-driven personalization on mobile, resilient brands must strive to achieve Mobile Marketing Maturity and thereby thrive in the next normal.&nbsp;</p>

<p>To deep dive into the trends that will rule this year&#39;s mobile advertising game in Southeast Asia, download our <a href="https://inmo.bi/3haAuWI">2022 Southeast Asia Mobile Marketing Handbook: The Indisputable Magic of Mobile</a>.&nbsp;</p>

<p>Get in touch with us on <a href="mailto:mobilemarketing@inmobi.com">mobilemarketing@inmobi.com</a> to help your brand stay ahead of the curve and connect meaningfully with consumers in 2022.&nbsp;</p>

<p>&nbsp;<br />
&nbsp;</p>]]></description>
      <dc:subject><![CDATA[Consumer Research, Media Consumption &amp; Trends, Understanding Consumers, English (EN): inmobi.com, Asia Pacific,]]></dc:subject>
      
      <dc:creator><![CDATA[ Team InMobi  ]]></dc:creator>
      
      <dc:date>2022-02-21T14:17:00+00:00</dc:date>
    </item>
  
    <item>
      <title><![CDATA[Building Resilient Brands: 2022 India Mobile Marketing Handbook ]]></title>
      <link>https://www.inmobi.com/blog/2022/02/21/building-resilient-brands-2022-india-mobile-marketing-handbook/</link>
      <guid>https://www.inmobi.com/blog/2022/02/21/building-resilient-brands-2022-india-mobile-marketing-handbook/</guid>
      <description><![CDATA[<p>Without a shadow of a doubt, we can say that the Indian advertising ecosystem is heralding into a new era. With the pandemic having accelerated the digital revolution, expectations across the board &ndash; be it from consumers, brands, agencies, or media owners &ndash; are at an all-time high.&nbsp;&nbsp;</p>

<p>As we continue to navigate a rapidly evolving ecosystem, brands and marketers will have to center their strategies around three key pillars: people, platforms, and partners. Brands that are conscious of their consumers&#39; expectations and maximize the potential of each of their channels by creating personalized and immersive experiences will thrive in 2022.&nbsp;</p>

<p>Our <a href="https://inmo.bi/3s9Nlib">2022 India Mobile Marketing Handbook</a> will help brands understand the changing consumer behavior and present top marketing trends that will help brands achieve massive success in the months ahead.&nbsp;&nbsp;<br />
<br />
<br />
&nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp;<img alt="mobile marketing strategy" src="https://go.inmobi.net/hubfs/2022%20IND%20MMH%20Blog%20Images/Vasuta%202nd%20quote.png" style="height:369px; width:750px" /></p>

<h2><br />
<strong>Mobile Marketing Trends from the Report&nbsp;</strong></h2>

<h3><strong>Understanding the Indian Hyper-connected User Dominion&nbsp;</strong><br />
&nbsp;</h3>

<ul>
	<li><strong>The undeniable internet boom:</strong> India continues to be the largest market after China by combined App Store, and Google Play Store installs, and the average daily hours spent per device grew by 37% between 2019 and Q3 of 2021. According to the Ericsson Mobility Report 2021, the average data consumption per smartphone in India was the second highest in the world and a massive 60% higher than the global average.&nbsp;</li>
</ul>

<p>&nbsp; &nbsp; &nbsp; &nbsp; &nbsp; <img alt="mobile marketing trends 2022" src="https://go.inmobi.net/hubfs/2022%20IND%20MMH%20Blog%20Images/MMH_IND_1.jpg" style="height:173px; width:900px" /><br />
<br />
&nbsp;</p>

<ul>
	<li><strong>The urban vs. rural digital adoption:</strong> Digital adoption continues to be propelled by non-urban India, with its users registering a 13% growth in internet users over 2021 and urban users recording only a 4% growth. &nbsp;</li>
</ul>

<p>&nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp;<img alt="mobile marketing solutions" src="https://go.inmobi.net/hubfs/2022%20IND%20MMH%20Blog%20Images/MMH_IND_2.jpg" style="height:268px; width:830px" /><br />
&nbsp;</p>

<ul>
	<li><strong>The rise of the woman gamer:</strong>&nbsp;As of 2021, the mobile games market is on track to surpass $120 billion in spending, growing 20% over the $100 billion in 2020. Today women constitute over 43% of smartphone gamers, with 49% of them having begun playing mobile games during the pandemic.&nbsp;</li>
</ul>

<p>&nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp;&nbsp;<img alt="mobile game advertising" src="https://go.inmobi.net/hubfs/2022%20IND%20MMH%20Blog%20Images/MMH_IND_3.jpg" style="height:445px; width:600px" /></p>

<ul>
	<li><strong>The new era of live commerce:</strong> Backed by changing consumer preferences, content consumption patterns, and technological developments, India&#39;s live commerce market is expected to reach $4-5 billion by 2025. Live commerce eradicates the lack of physical shopping experience by enabling real-time, two-way interactions for mobile-first consumers in India.&nbsp;</li>
</ul>

<p><a href="https://inmo.bi/3s9Nlib">Download the handbook now.</a>&nbsp;&nbsp;</p>

<h3>&nbsp;<br />
<strong>Unlocking the Top Trends for Marketers to Ace 2022&nbsp;</strong><br />
&nbsp;</h3>

<ul>
	<li><strong>The Zeroth&#39; P&#39; - Purpose:</strong>&nbsp;The new normal has given rise to a new &#39;P&#39; that has helped brands succeed in 2021 &ndash; Purpose. Be it Kingfisher encouraging the masses to stay home and stay safe during the peak of the pandemic, or L&#39;Or&eacute;al that inspired and educated citizens to #StandUp against street harassment &ndash; when brands took on purpose-led positions, they have seen an upsurge of real connections with consumers.<br />
	&nbsp;</li>
	<li><strong>Personalized Mobile Video:</strong>&nbsp;Over the last few years, there has been an unprecedented growth in video consumption across the globe. Brands that have leveraged these shifts and invested in building personalized mobile-first campaigns have gained an advantage, with mobile video ads witnessing a 112% higher Click-through Rate (CTR) than other ad formats.&nbsp;<br />
	&nbsp;</li>
	<li><strong>The Great Indian M-Commerce Boom:</strong>&nbsp;India is forecasted to be the fastest-growing e-commerce market in the world in 2022, with retail e-commerce sales expected to grow by 25%. With the rapid growth in smartphone penetration and increasing mobile literacy, the country will soon emerge as the digital shopping powerhouse in the world.&nbsp;<br />
	&nbsp;</li>
	<li><strong>The Power of Search Advertising:</strong>&nbsp;Although search advertising has been traditionally used as a performance tool by brands, leveraging it to build brand presence can be a game-changer in driving full-funnel efficiencies.&nbsp; By leveraging Search for branding during the 2021 IPL season, Wakefit achieved a +71% quarterly revenue growth, as well a 10X ROAS.</li>
</ul>

<p>In 2022, resilient brands will focus on building their Mobile Marketing Maturity by leveraging Programmatic buying, Video, Gaming advertising, Search advertising, and Data-driven personalization on mobile, to not just survive but thrive in the next normal.&nbsp;&nbsp;</p>

<p>&nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp;&nbsp;<img alt="mobile marketing platform" src="https://go.inmobi.net/hubfs/2022%20IND%20MMH%20Blog%20Images/MMH_IND_4.jpg" style="height:300px; width:800px" /></p>

<p><br />
To deep dive into the trends that will rule this year&#39;s mobile advertising game in India, download our <a href="https://inmo.bi/3s9Nlib">2022 India Mobile Marketing Handbook: The Indisputable Magic of Mobile</a>.&nbsp;</p>

<p>Get in touch with us on <a href="mailto:mobilemarketing@inmobi.com">mobilemarketing@inmobi.com</a> to help your brand stay ahead of the curve and connect meaningfully with consumers in 2022.&nbsp;</p>]]></description>
      <dc:subject><![CDATA[Consumer Research, Media Consumption &amp; Trends, Understanding Consumers, English (EN): inmobi.com, Asia Pacific,]]></dc:subject>
      
      <dc:creator><![CDATA[ Team InMobi  ]]></dc:creator>
      
      <dc:date>2022-02-21T14:17:00+00:00</dc:date>
    </item>
  
    <item>
      <title><![CDATA[Top 3 defining trends that will shape brand experiences of the future]]></title>
      <link>https://www.inmobi.com/blog/2022/02/21/top-3-defining-trends-that-will-shape-brand-experiences-of-the-future/</link>
      <guid>https://www.inmobi.com/blog/2022/02/21/top-3-defining-trends-that-will-shape-brand-experiences-of-the-future/</guid>
      <description><![CDATA[<blockquote>
<p>This article first appeared on <a href="https://www.thedrum.com/profile/inmobi/news/how-advertisers-can-future-proof-their-brands-in-the-age-of-the-mobile-first-consumer">The Drum</a></p>
</blockquote>

<p>Over the last two years, advertisers across the globe have been trying to formulate a new playbook to keep pace with the dramatic changes observed in the consumer landscape. Be it meeting consumers where they are in a world with constantly shifting social distancing measures, or&nbsp;<a href="https://go.inmobi.com/sea-mobile-marketing-handbook-2022/">joining them in the new exciting virtual realities</a>&nbsp;which have seen huge traction over the last 20 months, brands today must embrace agility and resilience to drive meaningful connection with consumers. We share three key defining trends that will shape brand experiences of the future.</p>

<h2><strong>1.) Driving personalized experiences at scale with deterministic audiences</strong></h2>

<p>According to&nbsp;<a href="https://www.forbes.com/sites/blakemorgan/2020/02/18/50-stats-showing-the-power-of-personalization/?sh=7c6ba5732a94">Forbes</a>, 91% of consumers say they are more likely to shop from brands that offer them personalized experiences while 71% of consumers feel frustrated when shopping experiences are impersonal. Brands today must rise to the expectations of consumers while respecting privacy.</p>

<p>The need for building your own first-party data or leveraging deterministic audiences has never been more urgent. Despite the need, data quality remains a significant obstacle for brands of all sizes, which means many marketers will struggle to establish the relevant connections that consumers are seeking. But first-party data typically highlights brand-specific interactions, which means it does not provide information about consumer behavior away from any given brand. Second- and third-party data provide brands with information about what consumers do when they&rsquo;re not directly engaging with the brand. For true omnichannel marketing efforts, marketers need information beyond direct brand engagement. Especially when customer acquisition is a top priority for marketers this year, brands and marketers must embrace data partnerships as a way to enrich their own first-party data. Even in the absence of first-party data, advertisers must find themselves a reliable partner that offers audience intelligence, powers deep consumer insights, and provides personalized advertising across the customer lifecycle as well as attribution in a privacy-compliant manner.</p>

<h2><strong>2.) Gaming: the gateway to the metaverse</strong></h2>

<p>Last year, gaming remained at the forefront of the entertainment industry which witnessed a revolution with the advent of smartphones; mobile gaming accounted for over 48% of overall revenues, quashing both console and PC gaming. In turn, Southeast Asia has emerged as one of the most viable gaming markets around the globe. With the dominance of premium publishers, such as the SEA group, mobile is poised to account for&nbsp;<a href="https://go.inmobi.com/2021-mobile-gaming-sea/">69.4%</a>&nbsp;of all gaming revenue in the region. &#8203;</p>

<p>What&rsquo;s critical to note is that gaming has become a popular source of entertainment regardless of age and gender, establishing itself as a serious competitor of user attention for social media and streaming apps. While many thought gaming would remain only a short-term fad as a result of lockdowns, Southeast Asians have committed to mobile gaming; with a&nbsp;<a href="https://go.inmobi.com/2021-mobile-gaming-sea/">2X growth in usage&nbsp;year-on-year</a>.</p>

<p>As consumers begin to explore the endless possibilities of the metaverse, gaming has emerged as a natural channel for brands to explore the possibilities of this new virtual reality. If you played the game Second Life in the early 2000s, or, more recently, Roblox, Fortnite, Haegin&rsquo;s Play Together, Minecraft, Among Us, then you&rsquo;ve been part of a mini-metaverse. Today, we find ourselves in mini-metaverses &ndash; standalone universes on proprietary platforms that aren&rsquo;t yet interoperable. In order to keep pace with these exciting developments, it is critical for brands to take the first step with gaming and cement their place in the futuristic realities of the metaverse.</p>

<h2><strong>3.) Guiding the post-pandemic consumer along their path to purchase</strong></h2>

<p>While digital reliance in every facet of life has exponentially increased, so has the variety of devices that consumers use. Today, media consumption, networking, work, and shopping are happening across a range of connected devices from the desktop to the laptop, tablet, connected TVs, albeit anchored on the mobile. According to estimates from&nbsp;<a href="https://www.cisco.com/c/en/us/solutions/collateral/executive-perspectives/annual-internet-report/white-paper-c11-741490.html">Cisco&rsquo;s Annual Internet Report (2018-2023)</a>, the number of devices connected to IP networks is projected to climb to more than three times the global population by 2023, with 3.6 networked devices per capita. This means that brands should no longer continue to merely broadcast ads and influence consumers with only one channel in mind.</p>

<p>Fundamentally, mobile as a medium has a transformational potential as it primarily connects the media experiences across all the digital channels. Very similar to remote control, it can manage how an individual goes about interacting with media, content, and information throughout the day, which makes it a uniquely compelling medium to supercharge the brand&rsquo;s advertising potential. Working with cross-identity graphs can truly help reach brands consumers across different mediums and also influence different personas that might be involved in a purchase, be it the influencer, decision-maker, or purchaser.</p>

<p>With the&nbsp;<a href="https://go.inmobi.com/sea-mobile-marketing-handbook-2022/">average Southeast Asian spending up to five hours&nbsp;daily</a> on their smartphones, mobile now forms the backbone of brand strategy across the region as advertisers understand, identify, engage and acquire audiences. This involves creating valuable mobile experiences for consumers by focusing on three things: understanding your consumers, meeting them where they are, and enabling them to make informed decisions. Ultimately, brands that do not build on their mobile marketing maturity will be left behind by the competition &ndash; and, more importantly, will fail to keep pace with the connected consumer. Resilient brands will focus on leveraging programmatic buying, video, gaming advertising, and data-driven personalization on mobile in 2022.</p>

<p>Interested in learning more about trends that will define mobile marketing&rsquo;s future? Download&nbsp;<strong>InMobi&rsquo;s Mobile Marketing Handbook</strong>&nbsp;<a href="https://go.inmobi.com/sea-mobile-marketing-handbook-2022/">here</a> to find out more.</p>]]></description>
      <dc:subject><![CDATA[Consumer Research, Media Consumption &amp; Trends, English (EN): inmobi.com, Asia Pacific,]]></dc:subject>
      
      <dc:creator><![CDATA[ Team InMobi  ]]></dc:creator>
      
      <dc:date>2022-02-21T11:04:00+00:00</dc:date>
    </item>
  
    <item>
      <title><![CDATA[Illustrated by InMobi | 2022 India Mobile Marketing Handbook - Part 1]]></title>
      <link>https://www.inmobi.com/blog/2022/02/11/illustrated-by-inmobi-2022-india-mobile-marketing-handbook-part-1/</link>
      <guid>https://www.inmobi.com/blog/2022/02/11/illustrated-by-inmobi-2022-india-mobile-marketing-handbook-part-1/</guid>
      <description><![CDATA[<p>With the average Indian consumer spending nearly five hours a day on their smartphones, mobile becomes the backbone of marketing and brand strategy in India. Creating valuable mobile experiences for consumers relies on three touchpoints: understanding your consumers, meeting them where they are, and enabling them to make informed decisions.&nbsp;</p>

<p>Intending to help brands in that journey, InMobi recently released its <a href="https://go.inmobi.com/mobile-marketing-handbook-india-2022/">2022 India Mobile Marketing Handbook</a>. Read on to empower your brand in its tryst towards building <strong>mobile marketing maturity</strong> in the coming year.&nbsp;<br />
&nbsp;</p>

<h3 style="text-align:center"><strong>The Indisputable Magic of Mobile</strong><br />
&nbsp;</h3>

<p>&nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp;&nbsp;<img alt="India mobile marketing 2022" src="https://go.inmobi.net/hubfs/2022%20IND%20MMH%20Blog%20Images/Info1%20Higher%20res.png" style="height:2080px; width:700px" /></p>

<p><br />
Download the <a href="https://go.inmobi.com/mobile-marketing-handbook-india-2022/">2022 India Mobile Marketing Handbook</a> to learn more.&nbsp;</p>

<p>Get in touch with us on <a href="mailto:mobilemarketing@inmobi">mobilemarketing@inmobi.com</a> to help your brand stay ahead of the curve and connect meaningfully with consumers in 2022.&nbsp;</p>]]></description>
      <dc:subject><![CDATA[Consumer Research, Media Consumption &amp; Trends, Understanding Consumers, English (EN): inmobi.com, Asia Pacific,]]></dc:subject>
      
      <dc:creator><![CDATA[ Team InMobi  ]]></dc:creator>
      
      <dc:date>2022-02-12T02:47:00+00:00</dc:date>
    </item>
  
    <item>
      <title><![CDATA[My Growth Story: Sudhanshu Saxena]]></title>
      <link>https://www.inmobi.com/blog/2022/02/10/my-growth-story-sudhanshu-saxena/</link>
      <guid>https://www.inmobi.com/blog/2022/02/10/my-growth-story-sudhanshu-saxena/</guid>
      <description><![CDATA[<p>Sudhanshu Saxena is InMobi&rsquo;s Director of Supply Partnerships for Southeast Asia. He recently shared his experiences and insights on what it is like to work with InMobi. Sudhanshu takes us through his journey, revealing his more playful yet ambitious side &ndash; giving us a glimpse into how he takes on everything in life.</p>

<div><iframe allow="accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture" allowfullscreen="" frameborder="0" height="315" src="https://www.youtube.com/embed/1AG-nHgXJEc" title="YouTube video player" width="560"></iframe></div>

<div>
<p>&nbsp;</p>
</div>

<p>Here are the key takeaways:</p>

<p><strong>His Journey at InMobi</strong></p>

<p>Sudhanshu Saxena: &ldquo;I joined InMobi in 2010, which means I have completed my 11th year with the organization. Over this time, I have had the opportunity of wearing many hats. My journey with InMobi is spread across three global locations of Bangalore, London and Singapore, and four different business regions, whose performance I have been responsible for.&rdquo;&nbsp;</p>

<p>&nbsp;</p>

<p><strong>Growth at InMobi</strong></p>

<p>SS: &ldquo;InMobi provides this unique opportunity for positive people who want to take ownership and enjoy freedom. The company provides immense opportunities for personal and professional growth. This is possible only because of the people and work environment of InMobi. It is difficult to find organizations that let you make mistakes, with good intentions of course, just so that you can learn from them and grow.&rdquo;</p>

<p>&nbsp;</p>

<p><strong>His Achievements at InMobi So Far</strong></p>

<p>&ldquo;My most memorable wins are from the initial days at InMobi. It was exhilarating to build global partnerships while working together as a team from all over the world. The way it all came together was beautiful because all of us worked towards a single purpose. The result of that hard work shows in how InMobi functions today.&rdquo;</p>

<p>&nbsp;</p>

<p><strong>The InMobi Values He Resonates With</strong></p>

<p>&ldquo;This is a hard one. I cannot choose one as all of them help guide us in whatever we want to do. Following all of them makes us a better version of ourselves.&rdquo;</p>

<p>&nbsp;</p>

<p><strong>The Best Thing About His Job</strong></p>

<p>&ldquo;There&rsquo;s not one but a few of them &ndash; the ad tech industry, my current role, the people and the freedom. All these things come together beautifully at InMobi, enabling each one of us to make significant and impactful differences at work, in our personal lives and in the world.&rdquo;&nbsp;</p>

<p>&nbsp;</p>

<p><strong>His Journey Ahead</strong></p>

<p>&ldquo;I think about my journey both personally and professionally at the same time. Personally, I have been taking care of my health by exercising regularly. Professionally, I know for sure that I am going to keep moving ahead and grow. It remains to be seen if I will grow horizontally, vertically or maybe between functions. That&rsquo;s the exciting part about working at InMobi!&rdquo;</p>

<p>&nbsp;</p>

<p><strong>His Tips for Aspiring InMobians</strong></p>

<p>&ldquo;InMobi gives everyone a green field of growth to run on. If you want to become an InMobian, don&rsquo;t try to fit in, just be yourself. Right attitude will make all the difference.&rdquo;</p>

<p>&nbsp;</p>

<p>Interested in working with Sudhanshu and other inspiring leaders at InMobi? Head to <a href="https://www.inmobi.com/company/careers/">https://www.inmobi.com/company/careers/</a> to learn more about available openings and to apply today.</p>]]></description>
      <dc:subject><![CDATA[English (EN): inmobi.com, Global,]]></dc:subject>
      
      <dc:creator><![CDATA[ Team InMobi  ]]></dc:creator>
      
      <dc:date>2022-02-10T11:48:00+00:00</dc:date>
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    <item>
      <title><![CDATA[What Will The 2022 Spring CPG Season Look Like?]]></title>
      <link>https://www.inmobi.com/blog/2022/02/01/what-will-the-2022-spring-cpg-season-look-like/</link>
      <guid>https://www.inmobi.com/blog/2022/02/01/what-will-the-2022-spring-cpg-season-look-like/</guid>
      <description><![CDATA[<p>For many consumer-packaged goods (CPG) brands and related retailers, spring is one of the biggest times of the year. Between spring cleaning, Easter, Mother&rsquo;s Day, Tax Day and just the general warmer weather, consumers flock to purchase everything from confections and flowers to cleaning supplies, medications and much more.&nbsp;&nbsp;</p>

<p>As consumers look to get started on their spring and early summer shopping, what should CPG brands and retailers expect? Here are the three biggest trends to keep top of mind for Spring 2022.&nbsp;</p>

<h2>1) Chase&#8239;the Shopper, Not the Channel&nbsp;</h2>

<p>In the before times, consumers could be expected to buy certain items at certain times of the year at certain places. Let&rsquo;s take Easter for example &ndash; most consumers are likely to head to their local grocery store in the week leading up to the holiday to purchase confections, hams, etc. To influence buying behavior for the holiday, CPG brands could work with the grocery stores on co-marketing, including items in FSIs or TV ads and then having in-store displays to push consumers to buy.&nbsp;</p>

<p>But with COVID-19 continuing to impact consumer behaviors, these kinds of tried-and-true marketing options are less impactful. Let&rsquo;s break it down:&nbsp;</p>

<ul>
	<li><strong>How do consumers shop?</strong> Most buying behavior, especially for perishables, historically happened in person. But as the pandemic continues to impact routines and shopping behaviors, consumers have gotten used to new options like curbside pickup and instant delivery. Shopper modality is here to stay. As a result, in-store marketing options may not be as valuable as they used to be.&nbsp;</li>
	<li><strong>When do consumers shop?</strong> Let&rsquo;s take a look at spring cleaning. In the past, consumers would head to grocery stores, mass market retailers or drug stores in March or April to purchase cleaning supplies like brooms, mops, bleach, etc. But is cleaning the house as seasonal now? With many of us staying at home more frequently, Americans are more likely to be cleaning year-round. For example, a 2021 survey found that well <a href="https://thewaycroft.com/household-cleaning-habits/" target="_blank">over 30% of adults in the U.S. deep clean their homes monthly</a>, while a similar percentage tidy up daily &ndash; in comparison, a <a href="https://www.prnewswire.com/news-releases/american-homes-may-be-dirtier-than-we-think-300734283.html" target="_blank">2018 study from 3M</a> found that many Americans were cleaning much less frequently.&nbsp;</li>
	<li><strong>What do consumers buy?</strong> Consider the Peep: once a staple just for Easter, they&rsquo;re now available year-round. Today, consumers are not patient, and they want to be able to buy what they want when they want it &ndash; even if that means getting Peeps over Halloween or Valentine&rsquo;s Day or over the summer instead of at Easter.&nbsp;</li>
</ul>

<p>What does this all mean for CPG brands and retailers? In short, it&rsquo;s who rather than where. Get your brand in front of the right audience early and often, and to ensure that you are meeting their purchasing needs year-round. Discoverability and shoppable wherever the consumers are &ndash; this is what&rsquo;s key in 2022.&nbsp;</p>

<p>Seasonality isn&rsquo;t dead, but it&rsquo;s not as important as it once was for consumers. Brands can&rsquo;t expect activations in specific places at specific times of the year to yield the results they once did; this is especially true for in-store marketing activations. Consumers are always on and expect brands to meet them where they are.&nbsp;</p>

<h2>2) Brand Loyalty Isn&rsquo;t a Given&nbsp;</h2>

<p>The pandemic has dramatically impacted brand loyalty. Between June and September 2021, over 80% purchased a different CPG brand than normal, eMarketer has reported. &nbsp;</p>

<p>Why? The top cited reasons were to obtain a similar product at a lower price, and because the item they initially wanted to purchase was out of stock.&nbsp;</p>

<p><a href="https://www.mckinsey.com/business-functions/marketing-and-sales/our-insights/a-global-view-of-how-consumer-behavior-is-changing-amid-covid-19" target="_blank">According to McKinsey</a>, 73% of customers in the U.S. say they have tried new shopping habits as a direct result of the pandemic &ndash; with up to 83% saying they plan to continue with these new shopping behaviors even once the pandemic is over.&nbsp;&nbsp;</p>

<p>Why are consumers in the U.S. changing their buying behavior? McKinsey found that the top two reasons were related to value and availability.&nbsp;</p>

<p>In this era of declining brand loyalty, what can CPG brands do to stem the tide? On the one hand, these changes are a golden opportunity regarding customer acquisition. By highlighting to consumers how to (easily) obtain their products and the overall value they will see from their purchase, CPG brands can win market share both during the busy spring shopping season and throughout the rest of the year.&nbsp;</p>

<p>It&rsquo;s a different story around customer retention. Highlighting the value of the product and the different ways it can be obtained are a great start &ndash; this is true for everything from ham and cleaning supplies to chocolate and flowers.&nbsp;</p>

<p>On the retail side, <a href="https://www.inmobi.com/blog/2022/01/25/2021-holiday-shopping-review" target="_blank">consumers flocked to loyalty programs</a> to save money or access exclusive benefits. CPG brands largely don&rsquo;t have this luxury, so staying present in front of consumers is critical. Multi-dimensional audiences matter for acquisition and retention. &nbsp;</p>

<p>Awareness and intent rule the day. Also, having a keen eye on pricing dynamics ensures you are giving consumers a chance to stock up via promotions or simply keeping share by managing your promotional price elasticity.&nbsp;</p>

<h2>3) E-Commerce (and M-Commerce) Is Still Central&nbsp;</h2>

<p>Digital channels, especially mobile, are on the rise. In the next three months, InMobi&rsquo;s own research found that around two-thirds of consumers said they expect to make a purchase using a mobile device. &nbsp;</p>

<p>A third of consumers use mobile to make purchases at least once a month, while 25% shop through mobile once a week or more frequently. This includes the shopper modality being seen in grocery.&nbsp;</p>

<p>Of course, the vast majority of CPG purchases still happen in person at brick-and-mortar stores. Yet mobile influences these purchases. Of all the people who are exposed to a typical location-based mobile ad campaign, about two-thirds of them will <a href="https://www.inmobi.com/blog/2022/01/25/mobile-modern-shopping-journey-infographic" target="_blank">later make a purchase with that brand</a>.&nbsp;</p>

<p>Further, people who see a location-based mobile ad and then later visit a brick-and-mortar shopping location are 25% more likely than others to make an e-commerce purchase with that brand. Additionally, 46% of consumers look up products and conduct research on items while shopping in store.&nbsp;&nbsp;&nbsp;</p>

<p>Want to win brand share this spring? Look to mobile and focus on audience definitions.&nbsp;</p>

<p>Make sure your spring 2022 campaigns (and your always-on campaigns throughout the year) are providing the most value to your top audiences. <a href="https://www.inmobi.com/company/contact" target="_blank">Reach out today to learn more about how InMobi can help you win on mobile</a>.&nbsp;</p>]]></description>
      <dc:subject><![CDATA[Advertising, Media Consumption &amp; Trends, Understanding Consumers, English (EN): inmobi.com, North America,]]></dc:subject>
      
      <dc:creator><![CDATA[ Team InMobi  ]]></dc:creator>
      
      <dc:date>2022-02-01T20:43:00+00:00</dc:date>
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    <item>
      <title><![CDATA[2022’s First Building Resilient Brands Summit ]]></title>
      <link>https://www.inmobi.com/blog/2022/02/01/2022s-first-building-resilient-brands-summit/</link>
      <guid>https://www.inmobi.com/blog/2022/02/01/2022s-first-building-resilient-brands-summit/</guid>
      <description><![CDATA[<p>InMobi launched this year&rsquo;s first Building Resilient Brands summit &ndash; <em>The Indisputable Magic of Mobile, India, 2022</em>, as a virtual free-for-all event. As a part of the summit, the industry&rsquo;s brightest minds decoded insights on the mobile trends and opportunities, from our <a href="https://inmo.bi/3t7CWUM">2022 India Mobile Marketing Handbook</a>, that will define the year ahead for India&rsquo;s advertising ecosystem. Read on to learn the top success strategies to ace the marketing game in the months to come.&nbsp;</p>

<h3><strong>Vasuta Agarwal Elucidates the Indisputable Magic of Mobile&nbsp;</strong></h3>

<p>Vasuta Agarwal, Managing Director, Asia Pacific, InMobi, kick-started the summit by sharing how Indian consumers have embraced their digital lives in the wake of the pandemic &ndash; be it watching the latest movies&#8239;on demand on OTT platforms, or gaming to connect with their virtual communities. &ldquo;The world added&#8239; 222 million&#8239;new internet users&#8239;in a year since October&#8239;2020, 600k new users&#8239;on average&#8239;each day, creating the hyperconnected consumer dominion&#8239;through mobile apps,&rdquo; she shared. &ldquo;It is therefore crucial for brands to build Mobile Marketing Maturity.&rdquo;&nbsp;</p>

<p>Vasuta ended the session by throwing light on two crucial themes: the growing popularity of <a href="https://inmo.bi/34KIOKs">gaming among women</a> in India and the sizable contribution of non-urban India to the country&rsquo;s internet boom.&nbsp;</p>

<p><a href="https://youtu.be/XVQ1Vs-CVXo"><img alt="" src="https://go.inmobi.net/hubfs/2022%20IND%20MMH%20Blog%20Images/India%20MMH%20Event%202022%20-01%20(1).jpg" style="height:366px; width:700px" /></a></p>

<p>Watch the full session <a href="https://youtu.be/XVQ1Vs-CVXo">here</a>.&nbsp;</p>

<h3><strong>Mansi Jain Sheds Light on the Era of Live Commerce&nbsp;</strong></h3>

<p>Going deeper into one of the biggest consumer trends, Mansi Jain, VP and GM of Roposo, took the stage along with the popular Indian health and fitness influencer, Digvijay Singh, to discuss the impact <a href="https://inmo.bi/3Jcx4iO">Live commerce</a> is driving on consumer behavior.&nbsp;&nbsp;</p>

<p>Mansi shared that, according to BCG, around 20% of new users were added to the category of online shoppers during the lockdown. &ldquo;The&#8239;live &#39;shoptainment&#39; format is taking over the mobile-first world.&rdquo; she shared, &ldquo;Backed by changing consumer preferences, content consumption patterns, and technological developments, the Live commerce market is expected to reach $4-5 billion by 2025, in India alone.&rdquo;&nbsp;</p>

<p><a href="https://youtu.be/0Suu3Wwie5Y"><img alt="" src="https://go.inmobi.net/hubfs/2022%20IND%20MMH%20Blog%20Images/India%20MMH%20Event%202022%20-05.jpg" style="height:366px; width:700px" /></a></p>

<p>Watch the full session <a href="https://youtu.be/0Suu3Wwie5Y">here</a>.&nbsp;</p>

<h3><strong>Rajesh Pantina Delves into Amplifying Purpose using Mobile&nbsp;</strong></h3>

<p>Mansi passed the baton to Rajesh Pantina, marketing director of the Asia Pacific region at InMobi, to talk about how brands can leverage mobile to understand, identify, engage, and acquire connected consumers over the next 12 months. &ldquo;To build Mobile Maturity,&rdquo; Rajesh said, &ldquo;brands need to: 1. Think in-app first, 2. Invest in <a href="https://inmo.bi/3i7VJce">programmatic</a> marketing, 3. Leverage <a href="https://inmo.bi/3i7VJce">mobile video</a> and gaming advertising, and 4. Activate data-driven personalization at scale,&rdquo; <a href="https://www.youtube.com/watch?v=L8IZKqd41Is">Royal Stag&rsquo;s success story</a> is a fine example that illustrates this.&nbsp;</p>

<p>Rajesh further shared that the new normal has led to the resurgence of the zeroth &#39;P&#39; for marketers &ndash; Purpose. &ldquo;We&rsquo;ve seen in action how leading purpose-led brands went beyond the typical brief to truly ensure lasting impact,&rdquo; he added, sharing with viewers a few incredible campaigns such as [<a href="https://www.youtube.com/watch?v=TqNQgF96GyI">Kingfisher</a>, <a href="https://www.youtube.com/watch?v=2ZIZ8sZD0-s">Lifebuoy</a>, <a href="https://www.youtube.com/watch?v=6qxg4bCPlp8">Domex</a>] that InMobi helped breathe life into.&nbsp;&nbsp;</p>

<p><a href="https://youtu.be/PzOHBA8n-gM"><img alt="" src="https://go.inmobi.net/hubfs/2022%20IND%20MMH%20Blog%20Images/India%20MMH%20Event%202022%20-02%20(1).jpg" style="height:366px; width:700px" /></a></p>

<p>Watch the full session <a href="https://youtu.be/PzOHBA8n-gM">here</a>.&nbsp;</p>

<h3><strong>Jayesh Ullattil Emphasizes the Importance of Driving Personalization at Scale&nbsp;</strong></h3>

<p>Jayesh Ullattil, VP and GM, India, InMobi, focused on a key element in building Mobile Marketing Maturity - Data-driven personalization at scale.&nbsp;"Data makes marketing,&rdquo; he said, &ldquo;but for brands that are not digital-native, the ability to communicate with their core target audience in the mobile world, with hyper-customized messaging at scale, is a unique challenge.&rdquo;&nbsp;</p>

<p>Jayesh deconstructed how Godrej Consumer Products Limited (GCPL) partnered with InMobi and achieved personalization at scale using mobile. &ldquo;GCPL activated full-funnel efficiencies to drive brand and performance marketing through the right combination of media, data and mobile-first regional video,&rdquo; he added. Learn more about how brands can activate large-scale data-driven personalization from <a href="https://www.youtube.com/watch?v=UmOsB2b8kFA">GCPL&rsquo;s success story</a>.&nbsp;</p>

<p><a href="https://youtu.be/j0OTx3nK39w"><img alt="" src="https://go.inmobi.net/hubfs/2022%20IND%20MMH%20Blog%20Images/India%20MMH%20Event%202022%20-03.jpg" style="height:366px; width:700px" /></a></p>

<p>Watch the full session <a href="https://youtu.be/j0OTx3nK39w">here</a>.&nbsp;</p>

<h3><strong>Navin Madhavan and Sreeshna Sreekishan Discussed the Data Advantage&nbsp;</strong></h3>

<p>Bringing the summit to a close, Sreeshna Sreekishan, Integrated Marketing Manager, Asia Pacific, InMobi, and Navin Madhavan, VP and GM of Growth Platforms at InMobi, touched upon the massive unicorn boom led by digital-native brands in India.&nbsp;&nbsp;</p>

<p>&ldquo;In 2011, InMobi was the first and only unicorn in the country, 11 years later, there were 43 Indian unicorns minted in 2021,&rdquo; said Sreeshna, adding, &ldquo;As these digital-native brands enter a phase of hyper-growth, they need to master performance marketing."&nbsp;</p>

<p>Performance marketing in the new era has its challenges, with no easy way to measure ROI across the growing number of channels, and limited availability of deterministic data owing to the <a href="https://inmo.bi/3KJIzhM">deprecation of IDFA on iOS</a>. Shedding light on how InMobi plans to solve some of these problems in 2022, Navin said, &ldquo;If you don&rsquo;t have accurate and coherent data available, your marketing campaign is running blind and you are likely missing on delivering key growth for your brand. With this in mind, we have <a href="https://inmo.bi/3i5KfGj">acquired Appsumer</a>, a UK-based analytics platform meant to simplify the lives of performance marketers globally and help them make smarter decisions using data.&rdquo;&nbsp;</p>

<p><a href="https://youtu.be/qspK58JV3v4"><img alt="" src="https://go.inmobi.net/hubfs/2022%20IND%20MMH%20Blog%20Images/India%20MMH%20Event%202022%20-04.jpg" style="height:366px; width:700px" /></a></p>

<p>Watch the full session <a href="https://youtu.be/qspK58JV3v4">here</a>.&nbsp;</p>

<h3><strong>Closing thoughts &ndash; Key Takeaways for Brands in 2022&nbsp;</strong></h3>

<p>As India steps into a mobile-first connected economy in 2022, brands need to buckle up their efforts to build Mobile Marketing Maturity. By leveraging programmatic buying, mobile video, gaming advertising, and data-driven personalization on mobile, resilient brands can aspire to thrive, and not just survive, in the next normal.&nbsp;</p>

<p>Help your brand stay ahead of the curve. Learn the best tips from our <a href="https://inmo.bi/3t7CWUM">2022 India Mobile Marketing Handbook</a> or get in touch with us directly at <a href="mailto:mobilemarketing@inmobi.com">mobilemarketing@inmobi.com&nbsp;</a></p>]]></description>
      <dc:subject><![CDATA[Consumer Research, Events, Media Consumption &amp; Trends, Understanding Consumers, English (EN): inmobi.com, Asia Pacific,]]></dc:subject>
      
      <dc:creator><![CDATA[ Team InMobi  ]]></dc:creator>
      
      <dc:date>2022-01-31T23:13:00+00:00</dc:date>
    </item>
  
    <item>
      <title><![CDATA[InMobi Takes Home 3 Prestigious Awards at the India Digital Awards 2022 ]]></title>
      <link>https://www.inmobi.com/blog/2022/01/30/inmobi-takes-home-3-prestigious-awards-at-the-india-digital-awards-2022/</link>
      <guid>https://www.inmobi.com/blog/2022/01/30/inmobi-takes-home-3-prestigious-awards-at-the-india-digital-awards-2022/</guid>
      <description><![CDATA[<p>As advertisers increasingly pivot towards mobile-first strategies in 2022, InMobi enables brands to truly connect with their consumers on their smartphones. As a nod to the outstanding digital campaigns that we brought to life, InMobi brought home 3 prestigious awards from the India Digital Awards 2022.&nbsp;&nbsp;</p>

<p>Founded in 2009 by the Internet and Mobile Association of India (IAMAI), the India Digital Awards (IDA) celebrates brands that have exceeded landmarks and delivered immensely successful campaigns using digital as the primary medium. Today, IDA is a highly coveted accolade amongst advertisers in India and a true symbol of digital excellence.&nbsp;</p>

<p>Read on, to learn about our award-winning campaigns that made a mark at the IDA 2022.&nbsp;<br />
&nbsp;</p>

<p>&nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp;&nbsp;<img alt="interactive ads" src="https://go.inmobi.net/hubfs/IND_2022_IDA/SC%20IDA-04%20(1).png" style="height:314px; width:600px" /></p>

<p><br />
<strong>Campaign #1: Kia Sonet Revs Up with Interactive Voice Ads&nbsp;</strong></p>

<p>When the 2020 edition of the Kia Sonet was launched, Kia India aimed to capture the mindshare of connected consumers by introducing them to the Sonet&#39;s AI Voice Command feature &ndash; Hello, Kia. This feature provided drivers control over certain key features of the car through voice commands.&nbsp;&nbsp;</p>

<p>The brand leveraged InMobi&#39;s precision targeting and interactive mobile capabilities to reach car enthusiasts across the country with innovative voice-controlled ads that gave users a sneak-peek into the experience that awaited drivers. After exploring the voice command feature through the ads, users could &lsquo;Learn More&rsquo; about the Sonet from the official Kia India website.&nbsp;&nbsp;</p>

<p>By targeting the right users and delivering an immersive voice-enabled mobile experience, Kia India achieved phenomenal results. The brand reached nearly 2 million unique users, with users spending an average of 45 seconds on the ads and an incredible 1 out of 2 users engaging with the entire ad experience.&nbsp;</p>

<p>Click <a href="https://www.inmobi.com/case-study/kia-sonet-revs-up-awareness-with-interactive-voice-ads">here</a>, to learn more about the interactive campaign.&nbsp;</p>

<p>&nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp;&nbsp; &nbsp; &nbsp; &nbsp;&nbsp;<img alt="interactive ads examples" src="https://go.inmobi.net/hubfs/IND_2022_IDA/kia.jpg" style="height:360px; width:700px" /></p>

<p><br />
Brand name: <em>Kia India</em>&nbsp;<br />
Category name: <em>Best Brand Awareness Campaign using Mobile &nbsp;</em><br />
Award won: <em>Gold</em>&nbsp;<br />
&nbsp;</p>

<p><strong>Campaign #2: Sprite: Din Bhaari, Life Jaari&nbsp;</strong></p>

<p>Created by The Coca-Cola Company, Sprite is the world&#39;s leading lemon-lime flavored soft drink. The beverage is known for its crisp and refreshing taste and is immensely popular amongst the youth.&nbsp;&nbsp;</p>

<p>During the first edition of the 2021 Indian Premier League (IPL) that took place in April, Sprite aimed to connect with young India through its Din Bhaari, Life Jaari campaign which translates to: <em>Some days can get tough, but life moves on (with Sprite)</em>.&nbsp; The brand intended to help the youth hit the refresh button with a fun and interactive mobile game experience, thereby driving brand consideration and engagement.&nbsp;&nbsp;</p>

<p>InMobi&rsquo;s Glance helped Sprite conceptualize and launch the Sprite Cricket Premier League (CPL) - a highly engaging virtual cricket tournament on the users&rsquo; lock-screens that closely reflected the IPL format. The brand also redirected interested users to the Coke2Home page to purchase Sprite products.&nbsp;</p>

<p>In just five days of the campaign going live, Sprite&rsquo;s immersive gamified experience drove phenomenal engagement from over 15 million users across India. Further, a massive 2.3 million Sprite CPL gaming sessions were recorded on the Glance Game Center, with a 3.5X higher click-through-rate as compared to the average on the platform. The brand&rsquo;s campaign video acquired 4X higher views and saw a 2X increase in video-through-rate as compared to the initial target.&nbsp;&nbsp;</p>

<p>Click <a href="https://www.inmobi.com/case-study/sprite-helps-young-india-hit-refresh-during-the-cricket-season-with-glance">here</a>, to learn more about how Sprite struck a chord with the Indian youth through their highly successful campaign.&nbsp;<br />
&nbsp;</p>

<p>&nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp;<img alt="award winning ad campaigns" src="https://go.inmobi.net/hubfs/IND_2022_IDA/sprite.jpg" style="height:382px; width:600px" /></p>

<p><br />
Brand name: <em>Sprite (The Coca Cola Company)&nbsp;</em></p>

<ol>
	<li>Category name: <em>Best Brand Awareness Campaign using Mobile</em><br />
	Award won: <em>Silver&nbsp;</em><br />
	&nbsp;</li>
	<li>Category name: <em>Best Use of Mobile for Content Marketing</em><br />
	Award won: <em>Bronze&nbsp;</em><br />
	&nbsp;</li>
</ol>

<p><br />
Read more success stories on our <a href="https://www.inmobi.com/case-study">case studies</a> page.&nbsp;&nbsp;</p>

<p>Find out how InMobi can breathe life into your brand&#39;s campaigns. &nbsp;<br />
Contact <a href="mailto:mobilemarketing@inmobi.com">mobilemarketing@inmobi.com</a>.&nbsp;</p>]]></description>
      <dc:subject><![CDATA[Awards, English (EN): inmobi.com, Asia Pacific,]]></dc:subject>
      
      <dc:creator><![CDATA[ Team InMobi  ]]></dc:creator>
      
      <dc:date>2022-01-30T23:03:00+00:00</dc:date>
    </item>
  
    <item>
      <title><![CDATA[2021 Holiday Shopping: A Review ]]></title>
      <link>https://www.inmobi.com/blog/2022/01/25/2021-holiday-shopping-review/</link>
      <guid>https://www.inmobi.com/blog/2022/01/25/2021-holiday-shopping-review/</guid>
      <description><![CDATA[<p>Now that the 2021 holiday shopping season is over, how did consumers in the U.S.&nbsp;actually&nbsp;shop?&nbsp;To find out, we surveyed close to 1,600 adults in the U.S. using&nbsp;InMobi&nbsp;Pulse,&nbsp;InMobi&rsquo;s&nbsp;mobile market research solution,&nbsp;during the second week of January this year. Here&rsquo;s what we uncovered.&nbsp;</p>

<h2>Top&nbsp;5&nbsp;Findings:&nbsp;</h2>

<ol>
	<li>Just 28% of those between the ages of 18 and 24 said they shopped in store this holiday season.&nbsp;</li>
	<li>Close to half of consumers between 18 and 24 years old have downloaded or used a retailer&rsquo;s mobile app to access exclusive loyalty member benefits.&nbsp;</li>
	<li>Around&nbsp;two-thirds of consumers said they expect to make a purchase using a mobile device in the next three months.&nbsp;</li>
	<li>33% of consumers use mobile to make purchases at least once a month, while 25% shop through mobile once a week or more frequently.&nbsp;</li>
	<li>55% will use apps to access and use loyalty programs in 2022.&nbsp;</li>
</ol>

<h2>The Role of Loyalty Programs in the 2021 Holiday Shopping Season&nbsp;</h2>

<p>For many brands and retailers,&nbsp;<a href="https://www.nytimes.com/2021/11/18/technology/amazon-instagram-brand-loyalty.html" target="_blank">declining consumer loyalty</a>&nbsp;has been&nbsp;top&nbsp;of mind.&nbsp;As a result of&nbsp;the pandemic, according to McKinsey,&nbsp;<a href="https://www.mckinsey.com/business-functions/marketing-and-sales/our-insights/a-global-view-of-how-consumer-behavior-is-changing-amid-covid-19" target="_blank">73% of customers in the U.S.</a>&nbsp;say they have&nbsp;new shopping habits.&nbsp;</p>

<p>In this environment, many brands and retailers heavily promoted their customer loyalty programs to help boost sales this holiday season. How are consumers reacting though?&nbsp;</p>

<p>According to our research, 38% say they are not enrolled in any brand loyalty program. The programs that are most popular&nbsp;with Americans&nbsp;include Amazon Prime (31%), Walmart+ (15%) and Target&rsquo;s Circle Rewards program (11%).&nbsp;</p>

<p>Further, 41% said they have downloaded or used a retailer&rsquo;s mobile app to access exclusive loyalty member benefits. But for those between the ages of 18 and 24, that figure jumps to 49%.&nbsp;Additionally, 41% used a retailer&rsquo;s loyalty program, discounts or points when purchasing 2021 holiday gifts.&nbsp;</p>

<p>Ultimately, loyalty was key for drive mobile purchases. The research found that 40% of loyalty program members purchased gifts through mobile, either through apps and/or mobile websites. In comparison, just 15% of those not enrolled in loyalty&nbsp;programs bought using a mobile device.&nbsp;</p>

<h3>Using Loyalty Programs in 2022&nbsp;</h3>

<p>These loyalty programs will be especially popular in 2022, however. Overall, 61% said they will continue to use loyalty programs this year.&nbsp;&nbsp;</p>

<p>How will Americans access and use these loyalty programs in the future?&nbsp;According to our research, 55% said they will use a mobile app, while 44% will use them in store and 39% will use a computer (such as a laptop or desktop).&nbsp;</p>

<h2>How Did Consumers Buy This Past Holiday Season?&nbsp;</h2>

<p>We also wanted to look at how the Omicron variant affected consumer shopping habits this holiday season, and whether consumers embraced digital-first shopping options.&nbsp;</p>

<p>Overall, 42% said they shopped in person in stores this past year. But there was a stark generational divide at play: while 47% of those over 54 said they shopped in stores, just 28% of those between 18 and 24 years old said the same thing.&nbsp;</p>

<p>According to our research,&nbsp;30% shopped for gifts via mobile website or app.&nbsp;Among the 18-to-24 cohort, mobile apps&nbsp;specifically&nbsp;were the most-used digital shopping channel.&nbsp;</p>

<p>Interestingly, many of these app shoppers were first-time users of this channel. Although&nbsp;the majority of&nbsp;(56%)&nbsp;holiday shoppers&nbsp;said they didn&rsquo;t buy gifts differently this holiday season than in years past, 55% of app shoppers said they did buy gifts differently in 2021.&nbsp;</p>

<p>Still, it&rsquo;s hardly surprising to see many consumers turn to mobile. After all, it&rsquo;s the most popular media source for Americans today,&nbsp;<a href="https://content-na2.emarketer.com/us-time-spent-with-media-2021-update" target="_blank">according to eMarketer</a>.&nbsp;According to our research, 33% of consumers use mobile to make purchases at least once a month, while 25% shop through mobile once a week or more frequently.&nbsp;</p>

<h2>What Did Consumers Buy This Year?&nbsp;</h2>

<p>According to recent estimates from both Salesforce and Adobe this year, U.S. holiday sales were well&nbsp;<a href="https://www.mediapost.com/publications/article/370221/adobe-salesforce-us-consumers-spent-more-than.html" target="_blank">above $200 billion in 2021</a>.&nbsp;So&nbsp;what specifically were Americans buying?&nbsp;</p>

<p>Overall, according to our research, 43% said they bought apparel this holiday season. Other popular options included toys (37%), gift cards (34%),&nbsp;home goods (33%), home electronics (26%) and jewelry (19%).&nbsp;</p>

<p>It is interesting to see gift cards being such a popular option this year. It was especially&nbsp;in-demand&nbsp;with women (37%) and adults over the age of 54 (45%).&nbsp;And,&nbsp;28% of gift card purchasers used mobile apps in their gift shopping.&nbsp;&nbsp;</p>

<p>Were gift cards a top holiday shopping option&nbsp;due to&nbsp;supply chain concerns? Not quite, as just 8% of gift card purchasers said they bought one&nbsp;because items they wanted to buy were out of stock. Top reasons for purchasing a gift card included because they didn&rsquo;t know what to buy (31%) or because it was convenient to buy online (22%).&nbsp;</p>

<h3>Top Retailers Consumers Shopped With&nbsp;</h3>

<ul>
	<li>For apparel: TJ Maxx (16%), Macy&rsquo;s (16%), Dick&rsquo;s Sporting Goods (13%), Nordstrom (8%)&nbsp;</li>
	<li>For home electronics: Amazon (58%), Walmart (45%), Best Buy (32%), Target (26%)&nbsp;</li>
	<li>For toys: Walmart (58%), Target (33%), Dollar General (14%)&nbsp;</li>
	<li>For home goods: Walmart (46%), Amazon (44%), Target (26%), Kohl&rsquo;s (18%)&nbsp;</li>
</ul>

<h2>What To Expect&nbsp;With&nbsp;The 2022 Holiday Shopping Season&nbsp;</h2>

<p>The biggest question mark at this stage is if the 2022 holiday shopping season will look like the 2021 holiday season at all. Hopefully, the&nbsp;pandemic will have subsided by October and November, and that labor and supply chain issues will no longer be as prevalent.&nbsp;</p>

<p>But&nbsp;one thing to expect is the continued use of digital shopping methods going forward, especially with younger consumers. While many of these convenience-focused options were either introduced or rose in popularity because of the pandemic,&nbsp;expect&nbsp;these choices to stick around and be well used in 2022.&nbsp;For example, around two-thirds of consumers said they expect to make a purchase using a mobile device in the next three months.&nbsp;</p>

<p>Make sure your 2022 holiday campaigns (and your always-on campaigns throughout the year)&nbsp;are providing the most value to your top audiences.&nbsp;<a href="https://www.inmobi.com/company/contact" target="_blank">Reach out today to learn more about how InMobi can help you win on mobile</a>.&nbsp;</p>]]></description>
      <dc:subject><![CDATA[Advertising, Consumer Research, Understanding Consumers, English (EN): inmobi.com, North America,]]></dc:subject>
      
      <dc:creator><![CDATA[ Team InMobi  ]]></dc:creator>
      
      <dc:date>2022-01-25T18:46:00+00:00</dc:date>
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      <title><![CDATA[Take 5 Interview With Wakefern's Ranjana Choudhry]]></title>
      <link>https://www.inmobi.com/blog/2022/01/25/take-5-interview-wakefern-ranjana-choudhry/</link>
      <guid>https://www.inmobi.com/blog/2022/01/25/take-5-interview-wakefern-ranjana-choudhry/</guid>
      <description><![CDATA[<p>The goal of&nbsp;InMobi&nbsp;Commerce&nbsp;is to provide retailers and brands with&nbsp;all&nbsp;the tools they need to thrive in today&rsquo;s retail media ecosystem. That includes talking with industry experts about emerging trends in retail media,&nbsp;tips on how brands and retailers can more successfully work together&nbsp;and more.&nbsp;&nbsp;</p>

<p>In this edition of &ldquo;Take&nbsp;Five&rdquo;,&nbsp;Matthew Kaplan, Content Marketing Manager at&nbsp;InMobi, sat down with&nbsp;Ranjana Choudhry, Vice President, Advertising and&nbsp;Social Media&nbsp;at <a href="https://www2.wakefern.com/" target="_blank">Wakefern</a>,&nbsp;to discuss the rise of retail media and how brands and retailers should capitalize on this growing channel.&nbsp;&nbsp;</p>

<p>Ranjana Choudhry is Vice President &ndash;&nbsp;Advertising &amp;&nbsp;Social Media, at Wakefern Food Corp (which at $19 billion is the largest retail co-op in the U.S.). She is leading the development&nbsp;of marketing&nbsp;and digital content strategies that harness the brands&rsquo; iconic promotions builds new campaigns across advertising and digital channels.&nbsp;</p>

<p>Ranjana has more than 25 years&#39; experience as a global marketing and communications leader. She is also an adjunct&nbsp;professor at NYU SPS,&nbsp;teaching&nbsp;integrated marketing and&nbsp;digital strategy to the next generation of&nbsp;marketers.&nbsp;</p>

<h2>Q1:&nbsp;Why&nbsp;do you think retail media has become so hot of late? Why are&nbsp;more&nbsp;retailers embracing retail media?&nbsp;</h2>

<p><strong>Ranjana Choudhry:</strong>&nbsp;I think the biggest reason for the growth of retail media is the fact that first-party data has become even more important&nbsp;than it was in the past&nbsp;when the third-party data could&nbsp;give&nbsp;you some level of insight into&nbsp;consumer&nbsp;behaviors.&nbsp;&nbsp;</p>

<p>Retail data is very deep, very accurate and more importantly, it&nbsp;has&nbsp;accumulated&nbsp;over a long period of time. Therefore,&nbsp;segmentation and building true insights about people&rsquo;s habits is&nbsp;much more accurate with&nbsp;retail data.&nbsp;More and more brands are flocking to&nbsp;retail media&nbsp;because not only is the data accurate, but then it&rsquo;s very actionable because you&rsquo;re now activating&nbsp;right where consumers are shopping. You&rsquo;ve got the insight and you immediately get into the action.&nbsp;&nbsp;</p>

<p>Another reason retail media is growing in popularity is the ability to link your media&nbsp;activation to real return on ad spends&nbsp;because you can&nbsp;actually watch&nbsp;where that customer is going.&nbsp;Are they shopping&nbsp;online?&nbsp;Are they&nbsp;going into the store? How much&nbsp;is that shopper&nbsp;buying&nbsp;that product? And repeat all that. So&nbsp;that complete&nbsp;end-to-end reporting is&nbsp;pretty brilliant, and&nbsp;I think everybody&nbsp;is recognizing that.&nbsp;&nbsp;</p>

<blockquote>
<p>&ldquo;If&nbsp;there&rsquo;s one place&nbsp;a customer truly wants to interact with a brand, it is in the retail environment.&rdquo;&nbsp;</p>
</blockquote>

<p><iframe allow="accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture" allowfullscreen="" frameborder="0" height="315" src="https://www.youtube.com/embed/4nnil9M9kCA?controls=0" title="YouTube video player" width="560"></iframe></p>

<h2>Q2:&nbsp;In your opinion, what can retailers do to make their retail media platforms more appealing to advertisers?&nbsp;</h2>

<p>One of the biggest things a retailer can do to make their media platform more appealing is to remove&nbsp;unnecessary&nbsp;intermediaries.&nbsp;It can get really complicated for an advertiser to try and&nbsp;coordinate with multiple people&nbsp;on&nbsp;the retail side,&nbsp;so if the retail media platform can be automated&nbsp;it will&nbsp;just make life easier.&nbsp;&nbsp;</p>

<p><iframe allow="accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture" allowfullscreen="" frameborder="0" height="315" src="https://www.youtube.com/embed/COHGfcJMPHw?controls=0" title="YouTube video player" width="560"></iframe></p>

<h2>Q3:&nbsp;What are the biggest pitfalls retailers face when setting up and scaling a retail media business?&nbsp;&nbsp;</h2>

<p>I think something retailers struggle with when trying to scale&nbsp;is really&nbsp;demonstrating&nbsp;the benefit of their media platform to advertisers.&nbsp;So,&nbsp;I always recommend finding partners&nbsp;that&nbsp;are willing to invest&nbsp;with trust&nbsp;and are open to testing and learning along with you.&nbsp;&nbsp;</p>

<p>Then, once you&rsquo;ve&nbsp;built some&nbsp;case studies, you&nbsp;have to&nbsp;work with multiple agencies (because every CPG usually works with some agency for media buying and planning) to&nbsp;try and&nbsp;get others to&nbsp;understand the implication&nbsp;of spending on your retail media platform.&nbsp;&nbsp;</p>

<blockquote>
<p>&ldquo;Retailers:&nbsp;find&nbsp;advertising&nbsp;partners who are willing to invest with&nbsp;their&nbsp;trust&nbsp;and are open to testing and learning along with you.&rdquo;&nbsp;</p>
</blockquote>

<p><iframe allow="accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture" allowfullscreen="" frameborder="0" height="315" src="https://www.youtube.com/embed/DV6mFnH-_0w?controls=0" title="YouTube video player" width="560"></iframe></p>

<h2>Q4:&nbsp;As retail media evolves, how can brands and retailers work together to create the best consumer experiences?&nbsp;And,&nbsp;how can retailers engage brands of all&nbsp;spend&nbsp;levels, so large and small brands of a variety of budgets to create more engagement that&nbsp;ultimately benefits retailers&nbsp;and consumers?&nbsp;</h2>

<p>When we think about the customer experience,&nbsp;it&rsquo;s&nbsp;important to remember that the customer is the same for both the brand and the retailer.&nbsp;It would be&nbsp;very beneficial&nbsp;if&nbsp;everyone could&nbsp;pool&nbsp;their&nbsp;resources from an insight and data perspective. The more&nbsp;data touchpoints we&nbsp;have to&nbsp;understand what a shopper wants, the better.&nbsp;For example,&nbsp;there&rsquo;s&nbsp;a depth of data that the CPG manufacturers have about the consumer, and&nbsp;there&rsquo;s&nbsp;a whole depth of habitual data that the retailer&nbsp;has. The more we overlay&nbsp;that data,&nbsp;the sharper our targeting and the sharper&nbsp;our&nbsp;consumer&nbsp;profiling would be.&nbsp;So that is a huge place where we can&nbsp;collaborate.&nbsp;&nbsp;</p>

<p>On your second question,&nbsp;I would&nbsp;say is&nbsp;there has to be a bit of&nbsp;a seamlessness&nbsp;in the way&nbsp;retail ad&nbsp;dollars are placed. Because if you try and bucket the expense&nbsp;like: &ldquo;This is&nbsp;what I&rsquo;m going to invest in in-store media, this is what I&rsquo;m going to put on off-platform&nbsp;and this is what I&rsquo;m spending on-site"&nbsp;that&rsquo;s where things get a little sticky.&nbsp;&nbsp;<br />
&nbsp;<br />
Ideally, the advertiser should just focus on where the customer is, and&nbsp;where&nbsp;more dollars&nbsp;would&nbsp;actually improve&nbsp;their experience &mdash;&nbsp;It should be a little bit more fluid.&nbsp;And this would likely vary from brand to brand,&nbsp;but that&rsquo;s what I would say is one of the biggest ways in which we can&nbsp;create a better&nbsp;experience together.&nbsp;&nbsp;</p>

<p><iframe allow="accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture" allowfullscreen="" frameborder="0" height="315" src="https://www.youtube.com/embed/0Nfx23mzPbU?controls=0" title="YouTube video player" width="560"></iframe></p>

<h2>Q5:&nbsp;Where do you see the retail media space evolving going forward? What will the retail media landscape look like?&nbsp;&nbsp;</h2>

<p>I&nbsp;only see a positive here because the data that&nbsp;we&rsquo;re&nbsp;gathering is becoming&nbsp;bigger and better, especially with&nbsp;the growth of&nbsp;online&nbsp;shopping&nbsp;that&rsquo;s&nbsp;happening.&nbsp;From that perspective, and the fact that the third-party cookie is crumbling&nbsp;pretty fast,&nbsp;it&rsquo;ll&nbsp;become&nbsp;more and more&nbsp;important to&nbsp;actually be&nbsp;at a place where the data&nbsp;you&rsquo;re&nbsp;using is truly clean, reliable&nbsp;and,&nbsp;most importantly, where you have permission from the customer to reach them.&nbsp;</p>

<p>If there&rsquo;s one place&nbsp;a customer truly wants to interact with a brand, it is in the retail environment.&nbsp;So instead of wasting money by bombarding broadcast and spending it across all other media, it makes more sense to invest in retail media because you&rsquo;re reaching precisely the person with precisely the&nbsp;ad&nbsp;unit&nbsp;they&nbsp;want with precisely the offer&nbsp;they&nbsp;need, which will lead to better conversions.&nbsp;&nbsp;</p>

<p><iframe allow="accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture" allowfullscreen="" frameborder="0" height="315" src="https://www.youtube.com/embed/-DkybD5UOfQ?controls=0" title="YouTube video player" width="560"></iframe></p>

<h3>Three&nbsp;Key Takeaways:</h3>

<ol>
	<li>High-value, first-party data&nbsp;is driving the adoption&nbsp;of retail media.&nbsp;&nbsp;</li>
	<li>To scale their retail media business, retailers need to find advertising partners that are willing to test and learn with them.&nbsp;&nbsp;</li>
	<li>Retailers will win more brand ad dollars if they invest in a seamless ad activation platform that reduces&nbsp;redundancy.&nbsp;&nbsp;</li>
</ol>

<p>To hear more from Ranjana, <a href="https://www.youtube.com/watch?v=mgn21X4vf7M" target="_blank">check out her full interview here</a>. If you&rsquo;d like to provide your expert opinion for our next Take&nbsp;Five&nbsp;interview,&nbsp;<a href="https://www.inmobi.com/company/contact" target="_blank">contact us today</a>!&nbsp;&nbsp;</p>

<p><iframe allow="accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture" allowfullscreen="" frameborder="0" height="315" src="https://www.youtube.com/embed/mgn21X4vf7M?controls=0" title="YouTube video player" width="560"></iframe></p>]]></description>
      <dc:subject><![CDATA[Advertising, Media Consumption &amp; Trends, English (EN): inmobi.com, North America,]]></dc:subject>
      
      <dc:creator><![CDATA[ Sarah Hughes  ]]></dc:creator>
      
      <dc:date>2022-01-25T17:59:00+00:00</dc:date>
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      <title><![CDATA[How are Advertisers Reacting to ATT?]]></title>
      <link>https://www.inmobi.com/blog/2022/01/25/how-are-advertisers-reacting-to-att/</link>
      <guid>https://www.inmobi.com/blog/2022/01/25/how-are-advertisers-reacting-to-att/</guid>
      <description><![CDATA[<p>Apple&rsquo;s enforcement of App Tracking Transparency (ATT), starting with the release of iOS 14.5 in April 2021, has caused shockwaves throughout the mobile advertising industry. For advertisers who have long relied on device-level identifiers to run campaigns, ATT upends business as usual.&nbsp;</p>

<p>So&nbsp;what are advertisers and agencies doing now&nbsp;in light of&nbsp;these changes? Let&rsquo;s&nbsp;take a look&nbsp;at the five most common options.&nbsp;</p>

<h2>1) Shifting Budgets&nbsp;To&nbsp;Android&nbsp;</h2>

<p>Can&rsquo;t identify iOS users at the device level? Why not just switch in-app ad budgets to where you still can? In the short term, many advertisers simply reallocated their&nbsp;mobile ad budgets to spend more on Android. According to&nbsp;<a href="https://go.inmobi.com/mobile-programmatic-advertising-trends-report/" target="_blank">data from InMobi Exchange</a>, in looking at numbers from July 2021 (post-ATT) as compared to January 2021 (pre-ATT), Android&nbsp;eCPMs&nbsp;rose by 20% while iOS&nbsp;eCPMs&nbsp;fell by 16%&nbsp;because of&nbsp;this widespread reallocation.&nbsp;</p>

<p>Still, most industry observers expect this to be a short-term pivot. Even though Android users are a highly valuable&nbsp;audience in their own right, many&nbsp;mobile marketers have&nbsp;<a href="https://digiday.com/sponsored/how-assumptions-about-android-and-ios-audiences-trigger-missed-marketing-opportunities/" target="_blank">historically&nbsp;seen a higher return on their investment when targeting iOS users</a>. And in markets like the U.S., there are simply&nbsp;<a href="https://www.statista.com/statistics/1045192/share-of-mobile-operating-systems-in-north-america-by-month/" target="_blank">more iOS users than Android users&nbsp;now</a>.&nbsp;&nbsp;</p>

<h2>2) Utilizing Allowed Workarounds&nbsp;</h2>

<p>It&rsquo;s important to note that ATT specifically governs the collection&nbsp;and sharing&nbsp;of&nbsp;device-level data. There are&nbsp;a number of&nbsp;ways in which advertisers can run campaigns without this information, even if they were reliant on IDFAs in the past.&nbsp;</p>

<p>For example, ATT primarily is about third-party data and data sharing.&nbsp;Any first-party data (I.e., data that is collected and used by the advertiser or publisher themselves) is fair game. Increasingly, many advertisers have taken steps&nbsp;to boost their first-party data&nbsp;capabilities, often through data lake initiatives, and then making that data available for use within their mobile advertising campaigns through data clean rooms.&nbsp;</p>

<p>The most well-publicized such workaround is&nbsp;SKAdNetwork&nbsp;(SKAN), which is Apple&rsquo;s privacy-friendly framework for paid app install attribution.&nbsp;While SKAN has many notable limitations, including but not limited to its short&nbsp;postback&nbsp;windows and reliance on last-click attribution, it is being used more frequently. Between October and November 2021,&nbsp;the share of&nbsp;<a href="https://go.inmobi.com/idfa/" target="_blank">bid requests on&nbsp;InMobi&nbsp;Exchange that included SKAN IDs</a>&nbsp;rose by&nbsp;26%.&nbsp;</p>

<p>Further, many demand-side platforms (DSPs) and other ad tech platforms serving advertisers have updated their bidding algorithms to account for having less data than before. DSPs are using machine learning algorithms to more effectively determine the best bidding strategies even without device IDs.&nbsp;</p>

<h2>3) Flaunting The Rules&nbsp;</h2>

<p>Even despite these limitations, some advertisers and ad tech vendors&nbsp;don&rsquo;t want to move away from the old status quo. In September 2021, months after ATT was first introduced,&nbsp;<a href="https://www.washingtonpost.com/technology/2021/09/23/iphone-tracking/" target="_blank">The Washington Post reported</a>&nbsp;that dozens of major apps and their ad tech partners continued to&nbsp;collect and share personal data even if someone opted out of being tracked &ndash; a clear violation of ATT and privacy.&nbsp;</p>

<p>Needless to say, this&nbsp;is a terrible idea.&nbsp;It&rsquo;s only a matter of time before Apple cracks down on ATT violations, and the short-term benefits of flaunting the rules now are unlikely to counteract the long-term pain of being found non-compliant.&nbsp;As&nbsp;AdExchanger&rsquo;s&nbsp;<a href="https://www.adexchanger.com/data-driven-thinking/apple-hasnt-cracked-down-on-fingerprinting-on-ios-14-yet-but-that-other-shoe-is-gonna-drop/" target="_blank">Allison Schiff wrote last year</a>, &ldquo;just because Apple hasn&rsquo;t started enforcing ATT doesn&rsquo;t mean it&rsquo;s not going to &ndash; and perhaps quite soon.&rdquo;&nbsp;</p>

<h2>4) Continuing On&nbsp;As&nbsp;Normal&nbsp;</h2>

<p>For some advertisers, ATT has little to no impact on their iOS in-app advertising. For many brands, mobile advertising in this environment can&nbsp;more or less&nbsp;continue&nbsp;as&nbsp;normal.&nbsp;</p>

<p>Advertisers looking to boost brand awareness or otherwise running top-of-the-funnel campaigns can use the same metrics as before. For these kinds of campaigns, success was measured using&nbsp;KPIs like viewability rate, video completion rate, etc. These kinds of metrics are largely unimpacted by ATT.&nbsp;&nbsp;</p>

<p>While brand awareness campaigns largely will look the same as they always have in iOS, there are a few nuances that ATT brings to the table.&nbsp;For one thing,&nbsp;<a href="/blog/what-is-frequency-capping-going-to-look-like-post-idfa" target="_blank">frequency capping with in-app advertising has long relied on device-level IDs</a>, although there are workarounds. Many&nbsp;<a href="/blog/ios-14-mobile-ad-fraud" target="_blank">anti-fraud measures have also been historically using IDFAs&nbsp;in iOS</a>, but&nbsp;these options are far from the only ones available.&nbsp;</p>

<h2>5) Pausing All Mobile Ad Spending&nbsp;To&nbsp;Reassess&nbsp;</h2>

<p>In the wake of ATT and its changes, some advertisers elected to pause&nbsp;all of&nbsp;their mobile ad spending to regroup and better understand how to move forward in this new environment. Chief among this group were those who were heavily dependent on iOS&nbsp;advertising and/or mostly used Walled Gardens that themselves have been heavily impacted by the changes.&nbsp;</p>

<p>Needless to say, advertisers&nbsp;can&rsquo;t stay out of the fray forever. The iOS audience is simply too big and too valuable to ignore. At some point, just about all advertisers will need to press play on in-app advertising again, especially&nbsp;if they want to reach consumers where they are and where they spend the most amount of time.&nbsp;</p>

<p>What should your business&rsquo;s response to ATT look&nbsp;like?&nbsp;<a href="https://www.inmobi.com/company/contact" target="_blank">Schedule a consultation with the mobile experts at&nbsp;InMobi&nbsp;to find out</a>.&nbsp;</p>]]></description>
      <dc:subject><![CDATA[Advertising, English (EN): inmobi.com, North America, Global,]]></dc:subject>
      
      <dc:creator><![CDATA[ Team InMobi  ]]></dc:creator>
      
      <dc:date>2022-01-25T08:14:00+00:00</dc:date>
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      <title><![CDATA[The Benefits of Mobile in a Post-IDFA Landscape]]></title>
      <link>https://www.inmobi.com/blog/2022/01/24/the-benefits-of-mobile-in-a-post-idfa-landscape/</link>
      <guid>https://www.inmobi.com/blog/2022/01/24/the-benefits-of-mobile-in-a-post-idfa-landscape/</guid>
      <description><![CDATA[<p>Apple&rsquo;s launch of its App Tracking Transparency (ATT) framework has sent shockwaves throughout the mobile advertising industry.&nbsp;By making&nbsp;IDFAs (Apple&rsquo;s device-level Identifier for Advertisers)&nbsp;available to advertisers and ad tech only on an opt-in basis, in-app advertising is not as targeted as it once was.&nbsp;&nbsp;</p>

<p>In addition, Google made two major decisions around identity and privacy last year. For one, Google began enabling Android users to opt out of device-level tracking&nbsp;last year. In addition,&nbsp;Google announced that it would officially phase out support for third-party cookies in Chrome by 2023.&nbsp;</p>

<p>As all this shows, the future of mobile advertising is increasingly privacy first.&nbsp;Even in this current privacy-first landscape,&nbsp;here&rsquo;s&nbsp;why&nbsp;advertisers&nbsp;should&nbsp;still invest in mobile, along with how they can still ensure success.&nbsp;</p>

<h2>TL;DR&nbsp;Version:&nbsp;</h2>

<ul>
	<li>Mobile is the dominant media in our lives, with consumers using a wide variety of free, ad-supported apps throughout their typical day&nbsp;&ndash; up to four hours a day by some estimates.&nbsp;</li>
	<li>Even without individual identifiers like the IDFA, it&rsquo;s still possible to&nbsp;target and&nbsp;reach the right audiences as well as&nbsp;measure&nbsp;mobile advertising&nbsp;performance effectively.&nbsp;</li>
	<li>Options&nbsp;like&nbsp;on-device&nbsp;targeting (in which data never leaves the device)&nbsp;enable advertisers&nbsp;to reach&nbsp;highly targeted mobile audiences&nbsp;even without device IDs.&nbsp;</li>
	<li>First-party data&nbsp;and&nbsp;data lakes will be more&nbsp;critical than ever as&nbsp;third-party&nbsp;identifiers go away.&nbsp;</li>
	<li>Privacy changes are not unique to mobile &ndash; third party cookies are&nbsp;going away for web&nbsp;advertising, and&nbsp;IP&nbsp;addresses&nbsp;may face a similar fate soon for OTT/Connected TV.&nbsp;&nbsp;Rather than flee to another channel, brands must adapt and learn how to thrive in&nbsp;this&nbsp;new world of privacy-minded advertising.&nbsp;</li>
</ul>

<h2>Mobile&nbsp;is Like Water: We Can&#39;t Live Without It&nbsp;</h2>

<p>Want to reach your best audience segments at scale going forward?&nbsp;Mobile&nbsp;has to&nbsp;be a key part of your media mix.&nbsp;</p>

<p>In the U.S., consumers are expected to&nbsp;spend&nbsp;close to 4.5 hours a day on mobile in 2022,&nbsp;<a href="https://content-na2.emarketer.com/us-time-spent-with-media-2021" target="_blank">according to eMarketer&rsquo;s estimates</a>,&nbsp;with China expected to reach this level of&nbsp;<a href="https://content-na2.emarketer.com/china-time-spent-with-media-2021" target="_blank">mobile consumption by 2023</a>.&nbsp;<a href="https://content-na2.emarketer.com/canada-time-spent-with-media-2021" target="_blank">In Canada</a>&nbsp;and&nbsp;<a href="https://content-na2.emarketer.com/time-spent-with-media-in-france-germany-and-the-uk-2021" target="_blank">in the U.K.</a>, over a third of all time spent with&nbsp;media&nbsp;is devoted to&nbsp;mobile.&nbsp;</p>

<p>And much of this time spent&nbsp;in&nbsp;mobile is devoted to apps.&nbsp;Apps will account for&nbsp;<a href="https://content-na2.emarketer.com/us-time-spent-with-mobile-2021" target="_blank">over 82% of time on smartphones in the U.S.&nbsp;in 2023</a>, eMarketer forecasts.&nbsp;And,&nbsp;Americans check their phones&nbsp;<a href="https://www.reviews.org/mobile/cell-phone-addiction/" target="_blank">over 260 times per day on average</a>, which means that most&nbsp;people in the U.S. look at their phones around once every five minutes.&nbsp;</p>

<h3>Can Mobile Audiences Be Reached Through Advertising?&nbsp;</h3>

<p>It&rsquo;s also worth noting that&nbsp;most of us use a&nbsp;wide variety of apps&nbsp;in a given&nbsp;day or month. According to Sensor Tower,&nbsp;<a href="https://sensortower.com/blog/apps-used-per-us-smartphone" target="_blank">Americans use over 45 different apps a month</a>.&nbsp;Not only are most of these apps free to download, but many monetize through advertising.&nbsp;</p>

<p>Leading the charge here is mobile gaming. According to Sensor Tower, a full third of all apps owned by U.S. smartphone owners are games.&nbsp;And&nbsp;time spent playing mobile games is expected to rise by 17% between 2019 and 2023,&nbsp;<a href="https://content-na2.emarketer.com/us-time-spent-with-mobile-2021" target="_blank">eMarketer predicts</a>.&nbsp;</p>

<h2>Interactive&nbsp;Mobile&nbsp;Formats&nbsp;Drive&nbsp;Engagement&nbsp;</h2>

<p>Not only&nbsp;is&nbsp;mobile where most of us spend our time, but it also offers&nbsp;several&nbsp;uniquely engaging ad formats not&nbsp;available&nbsp;in&nbsp;other media&nbsp;channels. Mobile is an inherently interactive media source, and the best ads take advantage of this functionality. Here are&nbsp;just a few examples of&nbsp;mobile-first creative options:&nbsp;</p>

<ul>
	<li>
	<p>Ads that include/feature augmented reality (AR) &ndash;&nbsp;<a href="https://i.l.inmobicdn.net/rm/CreativeUploads/india/loreal_cannes_collection/v3/index.html" target="_blank">example</a>&nbsp;</p>
	</li>
	<li>Interactive/clickable&nbsp;display&nbsp;ads &ndash;&nbsp;<a href="https://i.l.inmobicdn.net/rm/CreativeUploads/sep2019/snicker-hunger/v1/english/index.html" target="_blank">example</a>&nbsp;</li>
	<li>Interactive/clickable video ads &ndash;&nbsp;<a href="http://inmobi.celtra.com/preview/045caeb5#overrides.deviceInfo.deviceType=Phone&amp;placementWidth=390&amp;placementHeight=auto" target="_blank">example</a>&nbsp;</li>
	<li>Playable ads &ndash;&nbsp;<a href="http://inmobi.celtra.com/preview/c6db8aea?overrides.deviceInfo.deviceType=Phone#overrides.deviceInfo.deviceType=Phone&amp;placementWidth=390&amp;placementHeight=auto" target="_blank">example</a>&nbsp;</li>
	<li>Ads that include microphone interactivity &ndash;&nbsp;<a href="https://i.l.inmobicdn.cn/rm/CreativeUploads/india/googledrive/v5/index.html" target="_blank">example</a>&nbsp;</li>
	<li>Ads that include drag-and-drop functionality &ndash;&nbsp;<a href="http://inmobi.celtra.com/preview/47db0bbc#overrides.deviceInfo.deviceType=Phone" target="_blank">example</a>&nbsp;</li>
	<li>Ads with wiping interactivity &ndash;&nbsp;<a href="https://inmobi.celtra.com/preview/7f7829c4%23overrides.deviceInfo.deviceType=Phone&amp;overrides.placementId=fdae2ee6&amp;placementRadio=custom#overrides.deviceInfo.deviceType=Phone" target="_blank">example</a>&nbsp;</li>
	<li>Video ad with interactive end card &ndash;&nbsp;<a href="http://inmobi.celtra.com/preview/b58c3811%23overrides.deviceInfo.deviceType=Phone#overrides.deviceInfo.deviceType=Phone" target="_blank">example</a>&nbsp;</li>
</ul>

<p>In addition to&nbsp;all of&nbsp;these interactive ad formats,&nbsp;many of the more standard mobile ad formats are proven to be highly effective.&nbsp;For example,&nbsp;InMobi&rsquo;s&nbsp;own data has found that,&nbsp;compared to the average click-through rate (CTR) for banner ads, vertical videos perform 11x better. Further,&nbsp;compared to static banners, native ads have a 4x better engagement rate.&nbsp;</p>

<p>Brands can see huge value in banner ads on mobile too, especially when it incorporates rich media functionality. Not only are banners more cost effective than other formats,&nbsp;they&nbsp;are also ideal for reaching audiences at scale.&nbsp;</p>

<h2>Mobile Brings Measurability and Viewability&nbsp;</h2>

<p>One of the hallmarks of digital advertising over traditional media is how measurable it all is. While many current measurement models in mobile advertising rely on device IDs, the deprecation of IDFA and&nbsp;GAID&nbsp;(Google Advertising ID, which is the Android equivalent of IDFA)&nbsp;doesn&rsquo;t mean that measurability is non-existent on mobile now.&nbsp;</p>

<p>For one, many of the top-of-the-funnel metrics that advertisers have long relied on are still very much available. Think of viewability rate, CTR, video completion rate (VCR), invalid traffic rate, etc.&nbsp;</p>

<p>Outside of the raw scale numbers like impressions, these kinds of key performance indicators are highly valuable. Viewability rates can tell an advertiser if their ad is being seen by the end user, while VCR can provide insights into whether the video ad is resonating with audiences. CTR is especially helpful, providing key insights into whether consumers are taking advantage of the ad&rsquo;s call to action and&nbsp;actually driving&nbsp;results.&nbsp;</p>

<h2>The Top Mobile Addressability Solutions for 2022&nbsp;</h2>

<p>In a post-IDFA, privacy-first world,&nbsp;targeted advertising&nbsp;to&nbsp;individuals is severely curtailed. But it is worthwhile to note that addressability&nbsp;as a whole is&nbsp;not&nbsp;going away. Rather, achieving addressability with in-app advertising going forward will just have to evolve.&nbsp;</p>

<p>Here are the solutions and options to consider&nbsp;solving&nbsp;for addressability in 2022 and beyond:&nbsp;</p>

<ul>
	<li><strong>On-device targeting:</strong>&nbsp;One of the interesting quirks of ATT is that it doesn&rsquo;t prohibit the collection of personal data, even if someone opts out; rather, it just&nbsp;disallows the sharing of that data&nbsp;off the device.&nbsp;InMobi&rsquo;s&nbsp;on-device&nbsp;targeting&nbsp;solution&nbsp;enables&nbsp;advertisers and publishers to maintain addressability for all users&nbsp;in a&nbsp;privacy-focused&nbsp;manner&nbsp;by&nbsp;using a probabilistic approach at the&nbsp;cohort level.&nbsp;This is how Apple&rsquo;s&nbsp;internal advertising business&nbsp;operates&nbsp;without running afoul of its own privacy framework. As such, it&rsquo;s possible that on-device targeting &ndash; in which data about a device/user is collected and used for advertising but never leaves the device &ndash; will become far more prevalent in the future, at least on iOS.&nbsp;It&rsquo;s worth noting that this isn&rsquo;t available at scale&nbsp;at the moment, but it likely will be at least starting in 2022.&nbsp;</li>
	<li><strong>First-party data:</strong>&nbsp;ATT and&nbsp;the&nbsp;deprecation of third-party cookies are both&nbsp;about limiting the use of&nbsp;third-party&nbsp;identifiers. It is still very much possible for brands to collect and use their own&nbsp;first-party&nbsp;data for advertising purposes.&nbsp;In a world in which third-party data is not as clean nor as readily available, first-party data becomes that much more valuable.&nbsp;</li>
	<li><strong>Data&nbsp;clean rooms:</strong>&nbsp;Data clean rooms&nbsp;are places where two or more entities can combine their respective data sets in a privacy-compliant manner. For example, let&rsquo;s say a brand wanted to run a targeted ad campaign with&nbsp;InMobi. If the advertiser and&nbsp;InMobi&nbsp;both had data lakes, then those could be combined; when a match is identified,&nbsp;InMobi&nbsp;could then make sure those overlaps receive the targeted ads.&nbsp;</li>
	<li><strong>Contextual targeting:</strong>&nbsp;Here, information about the content being consumed is used to help the advertiser make a highly reasonable assumption about who&nbsp;that person is and what kind of ad they might be receptive to seeing. For example, someone looking at multiple pieces of content in a sports-centric news app may be different than someone playing mobile games only&nbsp;between 5:15pm and 6pm during the work week. This kind of advertising has long underpinned print,&nbsp;radio&nbsp;and linear television advertising, all to great effect. And while it can seem like guesswork, thanks to the plethora of data still available in the in-app environment, it&rsquo;s possible to be&nbsp;far more accurate&nbsp;than&nbsp;before even when just leveraging contextual targeting.&nbsp;</li>
	<li><strong>Probabilistic attribution:</strong>&nbsp;Under this model, all available data is used to make a highly educated guess regarding who one or a particular group of consumers might be and what kinds of ads they might respond to.&nbsp;Probabilistic attribution is a wide umbrella but expect this kind of targeting to be more prevalent and more potent in the future.&nbsp;</li>
</ul>

<p>While ATT and the overall push towards a more privacy-first mobile advertising ecosystem are leading to a realignment of the old status quo, in-app advertising&nbsp;is far from over. Indeed, with the right mindset,&nbsp;technology&nbsp;and benchmarks, it&rsquo;s perhaps even more valuable than ever before.&nbsp;</p>

<p>Interested&nbsp;in learning more about the future of mobile advertising and what&rsquo;s needed to be successful in 2022 and beyond?&nbsp;<a href="https://www.inmobi.com/company/contact" target="_blank">Reach out today to chat with the mobile experts at InMobi</a>.&nbsp;</p>]]></description>
      <dc:subject><![CDATA[Advertising, English (EN): inmobi.com, Global,]]></dc:subject>
      
      <dc:creator><![CDATA[ Team InMobi  ]]></dc:creator>
      
      <dc:date>2022-01-24T07:57:00+00:00</dc:date>
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    <item>
      <title><![CDATA[6 Things You Need To Know About Retail Media and E-Commerce]]></title>
      <link>https://www.inmobi.com/blog/2022/01/21/6-things-you-need-to-know-about-retail-media-and-e-commerce/</link>
      <guid>https://www.inmobi.com/blog/2022/01/21/6-things-you-need-to-know-about-retail-media-and-e-commerce/</guid>
      <description><![CDATA[<p>The ongoing pandemic has accelerated retail e-commerce sales and with that, retail media. Since 2019, e-commerce sales have experienced double-digit growth.&nbsp;According&nbsp;to eMarketer&rsquo;s latest projections,&nbsp;<a href="https://content-na2.emarketer.com/3-new-things-retail-growth" target="_blank">e-commerce sales will surpass $1 trillion in 2022</a>&nbsp;and make up over 20% of total retail sales by 2024.&nbsp;Alongside e-commerce,&nbsp;<a href="https://content-na2.emarketer.com/rise-retail-media-one-2022-top-5-retail-trends" target="_blank">retail media advertising is expected to reach $41.37 billion in 2022</a>, and account for nearly&nbsp;one&nbsp;in&nbsp;five&nbsp;digital ad dollars.&nbsp;&nbsp;</p>

<p>As more advertisers incorporate retail media into their digital advertising strategy, we wanted to help retailers and advertisers better understand the modern shopper&rsquo;s behavior and the impact specific ad formats have on consumer purchase decisions and purchase intent.&nbsp;&nbsp;</p>

<p>We&nbsp;surveyed over 1,200 U.S.&nbsp;consumers aged 18&nbsp;to&nbsp;65+ using&nbsp;InMobi Pulse.&nbsp;Here&nbsp;are the six things we found:&nbsp;&nbsp;</p>

<h2>1) Shoppers are&nbsp;Mobile-First&nbsp;</h2>

<p>With the growth of e-commerce sales, it&rsquo;s no surprise that more shoppers are making purchases online instead of in&nbsp;&ndash;stores.&nbsp;In&nbsp;fact, 68% of consumers we surveyed use their mobile phone to shop online.&nbsp;&nbsp;</p>

<p>The preference of mobile shopping is even higher among&nbsp;digital natives (Gen Z and Millennials),&nbsp;with 79% preferring to shop through their phones.&nbsp;&nbsp;&nbsp;&nbsp;</p>

<p><img alt="online shopping trends" src="https://www.resources.inmobi.net/hubfs/Retail-Media-Ecommerce-2022-mobile-shopping-1.png" /></p>

<h2>&nbsp;</h2>

<h2>2) Mobile&nbsp;Purchasing isn&rsquo;t&nbsp;Category&nbsp;Exclusive&nbsp;</h2>

<p>Across all categories, shoppers are making purchases online.&nbsp;Top&nbsp;categories&nbsp;include&nbsp;apparel&nbsp;(42%),&nbsp;home&nbsp;goods&nbsp;(42%) and&nbsp;groceries&nbsp;(34%). Expect consumer trust to play a large role in the growth of online purchasing across emerging categories.&nbsp;&nbsp;</p>

<p>Consumers have been purchasing apparel&nbsp;specifically&nbsp;online for quite some time and trust the&nbsp;process. The pandemic accelerated grocery e-commerce, and as more consumers tested out services like grocery pickup and delivery,&nbsp;<a href="https://www.emarketer.com/content/us-digital-grocery-forecast-2021" target="_blank">U.S.&nbsp;digital grocery sales grew almost 64% year over year&nbsp;in 2020,</a>&nbsp;according to eMarketer.&nbsp;&nbsp;</p>

<p>&nbsp;<img alt="online shopping trends" src="https://www.resources.inmobi.net/hubfs/Retail-Media-Ecommerce-2022-mobile-shopping-2.png" /></p>

<p>&nbsp;</p>

<h2>3) Shopping Decisions Are Made Through Multiple Touchpoints&nbsp;</h2>

<p>The modern shopper is discovering new products and making purchase decisions on a multitude of platforms. Shoppers are truly omnichannel,&nbsp;so&nbsp;advertisers need to reach&nbsp;shoppers&nbsp;across multiple touchpoints to make an impact.&nbsp;&nbsp;</p>

<p>In our survey, <strong>44% of shoppers said the number one way they find new products&nbsp;is just by browsing online</strong>,&nbsp;followed by discovery on a retailer&rsquo;s website and television commercials.&nbsp;&nbsp;</p>

<p>Because&nbsp;shoppers&nbsp;are active on so many channels, advertisers can influence purchase decisions in a variety of ways.&nbsp;Television commercials and social ads are a great way to build brand or product awareness and can help introduce your product to&nbsp;consumers.&nbsp;Then,&nbsp;when they are in a more active buying mindset like browsing online or looking at a retailer&rsquo;s website you can target them with a clear call to action to purchase your product. Creating multiple touchpoints with shoppers provides the best possible outcome for driving awareness, engagement and ultimately purchase.&nbsp;&nbsp;</p>

<h2>4) Video&nbsp;Influences Shoppers Throughout the Purchase Cycle&nbsp;&nbsp;</h2>

<p>Most marketers are no strangers to the power of video&nbsp;&mdash; studies have shown&nbsp;that video&nbsp;<a href="https://www.bloomberg.com/news/features/2020-09-14/what-is-livestream-shopping-it-s-the-future-of-u-s-e-commerce" target="_blank">improves the online shopping experience</a>, better&nbsp;<a href="https://cxl.com/blog/optimize-videos/" target="_blank">educates shoppers on a product</a>, and that&nbsp;<a href="https://go.inmobi.net/hubfs/InMobi_Mobile_In-App_Video_Advertising_Trends_Report.pdf" target="_blank">video ads have higher click-through-rates&nbsp;than display advertisements</a>.&nbsp;&nbsp;&nbsp;</p>

<p>As more retail media&nbsp;networks launch, advertisers will be looking to allocate their budgets towards the most effective ad units along the shopper&rsquo;s purchase journey. In our survey,&nbsp;we found that 45% of consumers either strongly agreed or agreed that video advertisements help them better understand products,&nbsp;and 42% were more likely to purchase a product when it was accompanied by a video ad.&nbsp;&nbsp;</p>

<p><img alt="Video Ads Influence Shoppers" src="https://go.inmobi.net/hubfs/Retail-Media-Ecommerce-2022-mobile-shopping-3.jpg" style="height:540px; width:960px" /></p>

<p>When retailers are thinking about where video ad placements should live within their e-commerce experience and when advertisers are thinking about their retail media strategy, they&nbsp;have to&nbsp;consider at what point in the purchase cycle are they&nbsp;reaching shoppers and select the right&nbsp;ad placement and creative asset for that key campaign goal.&nbsp;&nbsp;&nbsp;</p>

<h2>5) Shoppers&nbsp;Prefer&nbsp;User-Generated Content&nbsp;&nbsp;</h2>

<p>User-generated content (UGC) has long been used by marketers to help humanize their marketing and create a deeper connection with consumers. In fact, in our survey, we found that 56% of consumers prefer to see content from people that have&nbsp;tried&nbsp;the product versus brand-created content.&nbsp;&nbsp;</p>

<p>But&nbsp;just because consumers tend to prefer UGC doesn&rsquo;t mean there isn&rsquo;t a place for branded content within retail media. It doesn&rsquo;t have to be an all-or-nothing approach.&nbsp;Savvy&nbsp;advertisers will provide a mix of user-generated or influencer content with more professionally shot brand images and videos.&nbsp;&nbsp;</p>

<p>When&nbsp;determining which creative assets to&nbsp;use, think about&nbsp;the&nbsp;goal of your campaign &ndash;&nbsp;to&nbsp;highlight&nbsp;specific&nbsp;product features or a product demo&nbsp;(especially for electronic items)&nbsp;consider brand-created content.&nbsp;For&nbsp;showing real-life&nbsp;usage&nbsp;or alternative uses (especially for grocery items) consider using UGC&nbsp;or influencer content.&nbsp;&nbsp;</p>

<h2>6) Short-Form&nbsp;Content&nbsp;Reigns&nbsp;Supreme&nbsp;</h2>

<p><a href="https://www.retaildive.com/ex/mobilecommercedaily/goldfish-sized-attention-spans-the-marketers-new-challenge" target="_blank">Shoppers have&nbsp;short attention spans</a>,&nbsp;and are looking to get the information they need quickly. This is evident in the rise of short-form video content taking off through&nbsp;TikTok, Snapchat, Instagram Reel&nbsp;and Instagram Stories, to name a few examples.&nbsp;&nbsp;</p>

<p>In our survey, we also found that consumers liked to see brand-sponsored video ads&nbsp;(28% of consumers)&nbsp;in addition to short-form video&nbsp;(26% of consumers).&nbsp;Advertisers that can succinctly market their brand and products will win big with consumers,&nbsp;and create a memorable, positive shopping experience.&nbsp;&nbsp;</p>

<p>&nbsp;</p>

<p>Interested in learning more about the burgeoning retail media space and what it means&nbsp;for your&nbsp;business?&nbsp;Reach out today to speak with one of our&nbsp;experts, or&nbsp;learn more about&nbsp;InMobi&rsquo;s&nbsp;retail media&nbsp;offerings by heading to&nbsp;<a href="https://www.inmobi.com/retail-media" target="_blank">inmobi.com/retail-media.</a>&nbsp;</p>]]></description>
      <dc:subject><![CDATA[Advertising, Consumer Research, Media Consumption &amp; Trends, English (EN): inmobi.com, North America,]]></dc:subject>
      
      <dc:creator><![CDATA[ Sarah Hughes  ]]></dc:creator>
      
      <dc:date>2022-01-21T22:20:00+00:00</dc:date>
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    <item>
      <title><![CDATA[Supporting Our Diverse Publishers Through the InMobi for Everyone Program]]></title>
      <link>https://www.inmobi.com/blog/2022/01/21/supporting-our-diverse-publishers-through-the-inmobi-for-everyone-program/</link>
      <guid>https://www.inmobi.com/blog/2022/01/21/supporting-our-diverse-publishers-through-the-inmobi-for-everyone-program/</guid>
      <description><![CDATA[<p>As an Indian-owned&nbsp;company,&nbsp;InMobi&nbsp;is&nbsp;strongly&nbsp;committed to Diversity, Equity&nbsp;and Inclusion&nbsp;(DEI).&nbsp;DEI is part of our core values,&nbsp;and&nbsp;as a truly global company,&nbsp;we want to help the&nbsp;mobile&nbsp;advertising&nbsp;ecosystem&nbsp;to be more inclusive.&nbsp;</p>

<p>In&nbsp;June&nbsp;2021&nbsp;we launched a&nbsp;<a href="https://www.inmobi.com/blog/2021/06/10/media-matters-diversity-equity-and-inclusivity-in-mobile-inventory" target="_blank">survey</a>&nbsp;asking our publishers to self-identify&nbsp;if their business is&nbsp;owned by a member of a diverse community.&nbsp;We are now&nbsp;taking a step further&nbsp;by&nbsp;releasing&nbsp;a&nbsp;self-identification feature in our&nbsp;Publisher&nbsp;Customer&nbsp;Interface aimed to&nbsp;easily enable our&nbsp;publishers to&nbsp;self-declare if they are diverse-owned&nbsp;and&nbsp;opt-in to our&nbsp;&ldquo;InMobi&nbsp;for Everyone&rdquo;&nbsp;program.&nbsp;&nbsp;</p>

<p>InMobi&nbsp;for Everyone&nbsp;is&nbsp;InMobi&rsquo;s&nbsp;Diversity,&nbsp;Equity&nbsp;and Inclusion&nbsp;initiative;&nbsp;our inclusive inventory program is part of and&nbsp;aims to support our publisher and advertiser partners.&nbsp;</p>

<p>We are now&nbsp;inviting&nbsp;app&nbsp;and mobile site&nbsp;owners&nbsp;who identify as&nbsp;one of the&nbsp;following to&nbsp;indicate as such&nbsp;in their&nbsp;InMobi&nbsp;account:&nbsp;</p>

<ul>
	<li>Asian&nbsp;owned&nbsp;</li>
	<li>Black&nbsp;owned&nbsp;</li>
	<li>Disabled&nbsp;owned&nbsp;</li>
	<li>Hispanic/Latinx&nbsp;owned&nbsp;</li>
	<li>LGBTQ+&nbsp;owned&nbsp;</li>
	<li>Women&nbsp;owned&nbsp;</li>
</ul>

<p>This will&nbsp;help&nbsp;diverse publishers&nbsp;to&nbsp;increase the awareness of their&nbsp;app&nbsp;and&nbsp;tap into demand that is highly interested in discovering and supporting&nbsp;such inventory.&nbsp;</p>

<p>To opt&nbsp;in for&nbsp;InMobi&nbsp;for Everyone, just follow these four steps:&nbsp;</p>

<ol>
	<li>Log on to the&nbsp;<a href="https://publisher.inmobi.com/" target="_blank">InMobi&nbsp;Publisher Customer Interface</a>.&nbsp;&nbsp;</li>
	<li>Navigate to the&nbsp;My Account&nbsp;tab.&nbsp;</li>
	<li>On the&nbsp;Settings&nbsp;sub-tab,&nbsp;click on&nbsp;&lsquo;Opt-in to&nbsp;InMobi&nbsp;for&nbsp;Everyone&nbsp;program.&nbsp;</li>
	<li>Select from the available options. Publishers can select more than one.&nbsp;</li>
</ol>

<p><img alt="InMobi Publisher Customer Interface" src="https://go.inmobi.net/hubfs/InMobi-for-Everyone-screenshot.png" /></p>

<p>Publisher partners can opt&nbsp;in&nbsp;to&nbsp;InMobi&nbsp;for Everyone today so&nbsp;we can include&nbsp;their inventory in&nbsp;our forthcoming&nbsp;DEI&nbsp;curated marketplace,&nbsp;which will be shared with our&nbsp;advertiser partners through this initiative.&nbsp;Many brands and agencies that we work with are similarly committed to increasing their engagement with diverse media, and we are committed to taking action to ensure that our inventory matches our intentions.&nbsp;</p>

<p>Have any questions or concerns about&nbsp;InMobi&nbsp;for Everyone?&nbsp;Don&rsquo;t hesitate to reach&nbsp;our&nbsp;to your dedicated&nbsp;InMobi&nbsp;Customer Success Manager or send us a note at ssp@inmobi.com.&nbsp;&nbsp;&nbsp;&nbsp;</p>]]></description>
      <dc:subject><![CDATA[In-App Monetization, Inside InMobi, English (EN): inmobi.com, North America, Global,]]></dc:subject>
      
      <dc:creator><![CDATA[ Cecilia Nzaou  ]]></dc:creator>
      
      <dc:date>2022-01-21T17:25:00+00:00</dc:date>
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    <item>
      <title><![CDATA[Clone Wars: Wordle]]></title>
      <link>https://www.inmobi.com/blog/2022/01/19/clone-wars-wordle/</link>
      <guid>https://www.inmobi.com/blog/2022/01/19/clone-wars-wordle/</guid>
      <description><![CDATA[<p>From&nbsp;<em>Words with Friends</em>&nbsp;and&nbsp;Scrabble&nbsp;to&nbsp;Sunday paper&nbsp;crossword puzzles, everyone loves a word game.&nbsp;&nbsp;</p>

<p>This&nbsp;was proved yet again&nbsp;with&nbsp;<a href="http://www.powerlanguage.co.uk/wordle/"><em>Wordle</em></a><a href="http://www.powerlanguage.co.uk/wordle/">,</a> an ad-free&nbsp;browser-only&nbsp;game created&nbsp;by&nbsp;Josh Wardle&nbsp;that&rsquo;s&nbsp;going viral on social media. The untrademarked game saw a lot of copycats hit the App and Google Play Stores, and&nbsp;<a href="https://www.nytimes.com/2022/01/03/technology/wordle-word-game-creator.html" target="_blank">featured an automated way to post your wins, spoiler-free.</a>&nbsp;&nbsp;</p>

<h3>Clone Wars&nbsp;</h3>

<p>Developers clone games all the time. We know this. Everything is either something old, something new or borrowed&nbsp;on&nbsp;App&nbsp;Stores.&nbsp;&nbsp;</p>

<p>Since news of Wordle-gate&nbsp;got&nbsp;out, the&nbsp;developer behind the&nbsp;more&nbsp;infamous&nbsp;copycat&nbsp;has&nbsp;apologized,&nbsp;but the damage&nbsp;has already been done&nbsp;&ndash;&nbsp;and Apple&nbsp;is now&nbsp;<a href="https://www.bloomberg.com/news/articles/2022-01-12/apple-removes-wordle-apps-after-user-confusion-stokes-downloads" target="_blank">removing all the copycats&nbsp;from its&nbsp;App&nbsp;Store.</a>&nbsp;<em>Wordle,&nbsp;the&nbsp;App</em>&nbsp;came with a whopping $30 yearly subscription fee for access to unlimited puzzles&nbsp;in addition to countless in-app&nbsp;purchasing&nbsp;options.&nbsp;&nbsp;</p>

<p>Why does this matter? Before all the backlash, <em>Wordle,</em>&nbsp;indistinguishable&nbsp;from its original web version or mobile&nbsp;copycats, enjoyed a good&nbsp;viral run online.&nbsp;And many are still posting screenshot gameplays&nbsp;to show&nbsp;off their linguistic prowess.&nbsp;&nbsp;</p>

<h3>Some Good News&nbsp;</h3>

<p>And there is some good news that came out of this mess, besides insights&nbsp;for&nbsp;the mobile gaming industry.&nbsp;There is&nbsp;another mobile game that has been&nbsp;benefiting&nbsp;from this scandal&nbsp;and viral moment&mdash;also named&nbsp;<a href="https://apps.apple.com/us/app/wordle/id1095569891?irgwc=1&amp;aosid=p239&amp;cid=aos-us-aff-ir&amp;irchannel=13631&amp;irpid=221109&amp;clickid=3aVSqkSWXz4NUIb2Og0HgxwfUkG3PISJUTkLTI0&amp;ircid=7613" target="_blank"><em>Wordle.</em></a></p>

<p>Though released five years ago, the app has increased a massive uptick in downloads due to the obvious confusion with the web&nbsp;game&nbsp;<em>Wordle</em>&nbsp;and its many mobile copycats.&nbsp;When&nbsp;<a href="https://www.gamesradar.com/wordle-app/" target="_blank">Steven Cravotta</a>&nbsp;saw over a hundred thousand new downloads of his&nbsp;<em>Wordle</em>&nbsp;game,&nbsp;which&nbsp;he had largely forgotten about,&nbsp;he also&nbsp;had&nbsp;a huge influx of revenue from&nbsp;in-app purchases. The two&nbsp;official&nbsp;Wordle creators,&nbsp;Steven Cravotta and Josh Wardle,&nbsp;are now teaming up&nbsp;to donate proceeds from this unexpected&nbsp;situation to a&nbsp;West-Oakland based charity.&nbsp;&nbsp;</p>

<p>In a&nbsp;<a href="https://twitter.com/StevenCravotta/status/1481318801450811397">Twitter thread,</a>&nbsp;Cravotta talks about how he initially built&nbsp;<em>his</em>&nbsp;<em>Wordle</em>&nbsp;as an&nbsp;18 year old,&nbsp;&ldquo;mostly for fun, to sharpen [his] coding&nbsp;skillz, and maybe make a quick buck.&rdquo;&nbsp;&nbsp;</p>

<p>18 or not, Cravotta was onto something. He&nbsp;created a simple game with an enjoyable premise&nbsp;and ability to generate money,&nbsp;thanks in no small part to it being covered&nbsp;by&nbsp;The New York Times, Wall Street Journal&nbsp;and Jimmy Fallon, among&nbsp;other publications&nbsp;that&nbsp;did not&nbsp;specify&nbsp;between all the similarly named apps.&nbsp;</p>

<h3>The Takeaway&nbsp;</h3>

<p>Publishers and developers can learn from then&nbsp;18-year-old&nbsp;Cravotta. Word games are a surefire way to bring in a consistent audience,&nbsp;even&nbsp;without the luck of&nbsp;going&nbsp;viral&nbsp;&ndash;&nbsp;<a href="https://www.inmobi.com/blog/2021/11/17/how-hypercasual-gaming-can-use-social-media-to-fuel-growth" target="_blank">though doing so never hurts.</a>&nbsp;There is&nbsp;also much to be learned from Josh Wardle, who&nbsp;embedded a way to automatically share good game runs onto social media&nbsp;on his browser-based game.&nbsp;&nbsp;</p>

<p>What&nbsp;played&nbsp;out with&nbsp;<em>Wordle</em>&nbsp;joins the long-standing legacy of&nbsp;language-based&nbsp;games, apps, educational tools and even sports.&nbsp;Apps and casual games such as&nbsp;<em>Wordscapes</em>&nbsp;and <em>Words&nbsp;With&nbsp;Friends</em>&nbsp;continue to perform well on the App&nbsp;Store&nbsp;and Google Play Store,&nbsp;with&nbsp;consistent downloads even before this&nbsp;heightened&nbsp;interest in word-puzzle games.&nbsp;&nbsp;</p>

<p>However,&nbsp;it is&nbsp;important to note that the&nbsp;cross-generational&nbsp;popularity we are&nbsp;witnessing&nbsp;of these games&nbsp;extends&nbsp;beyond browsers and mobile apps.&nbsp;From Reader Rabit to&nbsp;Bananagrams, the <em>Wheel of Fortune</em> to the Scripps&nbsp;National Spelling&nbsp;Bee,&nbsp;the ABCs are a tried-and-true genre of play and entertainment&nbsp;full of opportunities to inspire more content, like mobile games.&nbsp;&nbsp;</p>

<p>We at&nbsp;InMobi&nbsp;can help you produce similar strategies to help&nbsp;monetize your games and prime them for success. Click&nbsp;<a href="https://www.inmobi.com/game-monetization" target="_blank">here</a>&nbsp;to see how.&nbsp;&nbsp;</p>]]></description>
      <dc:subject><![CDATA[Media Consumption &amp; Trends, Success Stories, Understanding Consumers, English (EN): inmobi.com, North America,]]></dc:subject>
      
      <dc:creator><![CDATA[ Sarayah Wright  ]]></dc:creator>
      
      <dc:date>2022-01-19T23:30:00+00:00</dc:date>
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    <item>
      <title><![CDATA[Take 5 Q&A With Pacvue’s Melissa Burdick]]></title>
      <link>https://www.inmobi.com/blog/2022/01/18/take-5-q-and-a-with-pacvues-melissa-burdick/</link>
      <guid>https://www.inmobi.com/blog/2022/01/18/take-5-q-and-a-with-pacvues-melissa-burdick/</guid>
      <description><![CDATA[<p>InMobi Commerce&rsquo;s goal is to provide retailers and advertisers with&nbsp;all&nbsp;the tools they need to thrive in today&rsquo;s retail media ecosystem. That includes talking with industry experts about emerging trends in retail media, tips on how brands and retailers can work together more successfully,&nbsp;and more.&nbsp;&nbsp;</p>

<p>In this edition of&nbsp;&ldquo;Take Five,&rdquo;&nbsp;Sarah Hughes,&nbsp;Head of Marketing&nbsp;at&nbsp;InMobi&nbsp;Commerce,&nbsp;sat down with&nbsp;<a href="https://www.linkedin.com/in/melissaburdick/" target="_blank">Melissa Burdick</a>,&nbsp;the Co-Founder and President&nbsp;at&nbsp;<a href="https://www.pacvue.com/" target="_blank">Pacvue</a>, to discuss the rise of retail media and how brands and retailers should capitalize on this growing channel.&nbsp;&nbsp;</p>

<p><strong><a href="https://www.youtube.com/watch?v=NEY6jRcuh58" target="_blank">You can listen to the full interview here</a>.&nbsp;</strong></p>

<p><iframe allow="accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture" allowfullscreen="" frameborder="0" height="315" src="https://www.youtube.com/embed/NEY6jRcuh58" title="YouTube video player" width="560"></iframe></p>

<h2>Q1:&nbsp;Why do you think retail media has become so popular lately with brands,&nbsp;retailers&nbsp;and advertisers?&nbsp;&nbsp;</h2>

<p>Melissa:&nbsp;I&#39;d&nbsp;like to think about this from two sides&ndash; so the retailer side, and then the advertiser/brand side.&nbsp;&nbsp;</p>

<ol>
	<li>The&nbsp;Retailer:&nbsp;On the retailer side, Amazon pioneered the commercialization of their first-party data and traffic&nbsp;to their site by developing an ad program &ndash; this has grown to be a&nbsp;$30B business with tremendous&nbsp;quarter-over-quarter&nbsp;growth.&nbsp;And, as retailers face increasing costs, because e-commerce is a high-cost channel,&nbsp;it&#39;s an attractive way to offset those costs&nbsp;through profitable ad dollars.&nbsp;<br />
	<br />
	Retailers have&nbsp;so much&nbsp;great&nbsp;traffic&nbsp;and customers&nbsp;coming to their site&nbsp;&ndash; retail media has become a way,&nbsp;just like promotions in the past,&nbsp;to get more traffic and awareness&nbsp;to&nbsp;a brand&rsquo;s products.&nbsp;&nbsp;&nbsp;<br />
	&nbsp;</li>
	<li>The&nbsp;Brand/Advertiser:&nbsp;Then from the advertiser side, brands are constantly trying to get in front of more customers, generate more awareness and market share.&nbsp;Retailers have extremely powerful first-party data that enables brands to be hyper targeted to attract customers to their products. On Amazon,&nbsp;you can even conquest competitors &ndash; for example, if&nbsp;you&rsquo;re&nbsp;Coke, Pepsi can bid on the keyword&nbsp;&ldquo;Coke&rdquo;&nbsp;and show up on the first page&nbsp;of results.&nbsp;&nbsp;&nbsp;<br />
	<br />
	It&rsquo;s&nbsp;also really compelling for non-endemic advertisers. For a minivan car manufacturer, they can target women buying pregnancy tests,&nbsp;so even before they buy newborn&nbsp;diapers,&nbsp;they can start capturing customers during a&nbsp;key&nbsp;buying consideration phase.&nbsp;&nbsp;<br />
	<br />
	Finally, these platforms are interacting with shoppers constantly, they&nbsp;can&nbsp;generate deep first-party data about shopper preferences. These preferences can be used to place product ads in front of shoppers that they are more likely to care about.&nbsp;So, when you combine that valuable data with the fact that most shoppers are ready to&nbsp;purchase&nbsp;when they use these sites, they are hot prospects for potential advertising.&nbsp;&nbsp;</li>
</ol>

<p><iframe allow="accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture" allowfullscreen="" frameborder="0" height="315" src="https://www.youtube.com/embed/ZpMNLHwah5Q" title="YouTube video player" width="560"></iframe></p>

<h2>Q2:&nbsp;Are there any emerging ad formats or retail media&nbsp;experiences&nbsp;that&nbsp;you&rsquo;ve&nbsp;seen excite brands and unlock&nbsp;additional&nbsp;retail media budgets?&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</h2>

<p>Melissa:&nbsp;That&nbsp;probably depends&nbsp;on who you ask &ndash; there&rsquo;s the unsexy ad formats like sponsored product ads that enable you to strategically conquest your competitors and&nbsp;drive sales.&nbsp;&nbsp;&nbsp;<br />
&nbsp;<br />
But&nbsp;as&nbsp;retailers&nbsp;dive deeper into more experiential advertising,&nbsp;a few&nbsp;new formats&nbsp;that&nbsp;I&rsquo;ve&nbsp;been hearing a lot about&nbsp;is&nbsp;Twitch (owned by Amazon) where brands can tap into influencers and a&nbsp;new&nbsp;audience they are trying to reach.&nbsp;This&nbsp;has proven to be&nbsp;very popular&nbsp;among&nbsp;CPG (Consumer Packaged Goods)&nbsp;brands &ndash; Sour Patch Kids,&nbsp;for example,&nbsp;teamed up with&nbsp;TimTheTatman, and&nbsp;enabled the brand to reach an audience and&nbsp;create a unique&nbsp;experience&nbsp;for consumers.&nbsp;Also,&nbsp;social commerce driving to e-commerce has been quite popular. For example,&nbsp;TikTok&nbsp;videos and ads&nbsp;driving to&nbsp;Amazon.&nbsp;Brands like&nbsp;ELF cosmetics,&nbsp;and&nbsp;even retailers themselves for tent pole events like Prime&nbsp;Day,&nbsp;are using&nbsp;TikTok&nbsp;ads to&nbsp;viewers&nbsp;to&nbsp;Amazon&nbsp;to make purchases.&nbsp;&nbsp;</p>

<p>We&rsquo;re&nbsp;really in this era of proliferation for retail media, and&nbsp;that&rsquo;s&nbsp;super exciting.&nbsp;We&rsquo;re&nbsp;seeing brands test programmatic display, shoppable video&nbsp;and&nbsp;social commerce.&nbsp;&nbsp;</p>

<p><iframe allow="accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture" allowfullscreen="" frameborder="0" height="315" src="https://www.youtube.com/embed/SCHmGSdSJRc" title="YouTube video player" width="560"></iframe></p>

<h2>Q3:&nbsp;As more retailers launch their own media networks, how&nbsp;can advertisers effectively reach their target audience across multiple networks?&nbsp;&nbsp;</h2>

<p>Melissa:&nbsp;Right now, the fundamentals are still sponsored ads or sponsored listings, so priority number one, make sure&nbsp;you&rsquo;re&nbsp;showing up on search on each of the e-commerce sites where your customers are shopping.&nbsp;&nbsp;&nbsp;&nbsp;</p>

<p>To&nbsp;build an omnichannel strategy, you first need to&nbsp;be&nbsp;able to look at each channel side&nbsp;&ndash;by&nbsp;side, to compare apples&nbsp;&ndash;to&nbsp;apples. Which&nbsp;is easier said than done!&nbsp;&nbsp;</p>

<p>This is something we really help with at Pacvue is unifying&nbsp;retail&nbsp;media and&nbsp;creating a&nbsp;unified retail dashboard.&nbsp;So&nbsp;at least&nbsp;first and foremost, advertisers can see all their performance and metrics across&nbsp;multiple retailer&nbsp;platforms in one place.&nbsp;&nbsp;</p>

<p>Also, right now,&nbsp;brands are not being very fluid with their retail media budgets across these different platforms,&nbsp;especially on the enterprise brand level.&nbsp;They are&nbsp;really&nbsp;evaluating their&nbsp;spending and budgets&nbsp;channel&nbsp;&ndash;by&nbsp;channel. They look at Amazon, they look at Walmart, they look at Instacart kind of separately right now.&nbsp;</p>

<p>This is partly because brands&nbsp;don&rsquo;t&nbsp;have infinite budgets. Just because a&nbsp;new platform launches, it&nbsp;doesn&#39;t&nbsp;mean that magic money comes out of the air to go beyond&nbsp;an advertiser&rsquo;s core&nbsp;platforms.&nbsp;So, retailers&nbsp;need to be sure they&nbsp;are creating the best experience possible&nbsp;to attract the brands.&nbsp;</p>

<p><iframe allow="accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture" allowfullscreen="" frameborder="0" height="315" src="https://www.youtube.com/embed/PFGAEIcuncc?controls=0" title="YouTube video player" width="560"></iframe></p>

<h2>Q4:&nbsp;As retail media evolves, how can brands and retailers work together to create the best customer experiences?&nbsp;&nbsp;</h2>

<p>Melissa:&nbsp;Brands have finite budgets, so retailers need to bring value to the conversation.&nbsp;Brands&nbsp;don&rsquo;t&nbsp;want to just move one customer from one retailer buying the same product to another retailer buying the same product &ndash;&nbsp;the goal is really incrementality and finding new shoppers,&nbsp;</p>

<p>During the pandemic, we saw e-commerce&nbsp;search behavior&nbsp;actually change, away from specific long-tail searches&nbsp;into generic searches, as well as&nbsp;an&nbsp;increase in branded searches.&nbsp;We&rsquo;re&nbsp;also seeing micro-season and holiday shopping start earlier, and shoppers are using e-commerce&nbsp;sites the same way they use Google to do research.&nbsp;&nbsp;</p>

<p>Retailers can help by&nbsp;providing&nbsp;quick insights on shopper behavior changes and mechanisms for brands to react &ndash; selfishly, this is best when they push this data into their APIs,&nbsp;which we use to build tools and can automate real time actions based on real-time data.&nbsp;&nbsp;&nbsp;</p>

<p>But&nbsp;what brands&nbsp;are really asking for&nbsp;is&nbsp;retailers to help them understand who&nbsp;the shopper on their site is, how&nbsp;we can&nbsp;best attract them, what are the best products we can get to them that are different than other retailer sites, and how best to take advantage of the first-party data a retailer can offer.&nbsp;&nbsp;</p>

<p><iframe allow="accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture" allowfullscreen="" frameborder="0" height="315" src="https://www.youtube.com/embed/Um0MKDlDGME?controls=0" title="YouTube video player" width="560"></iframe></p>

<h2>Q5:&nbsp;Where do you see the retail media space evolving?&nbsp;Are there specific things you see the future retail media landscape looking like?&nbsp;&nbsp;</h2>

<p>Melissa: Well, if the history is any&nbsp;indication,&nbsp;we&nbsp;are just going to continue to see&nbsp;more and more&nbsp;retail media platforms launch. More platforms&nbsp;mean&nbsp;more competition, and more competition means more innovation, which is great for brands.&nbsp;&nbsp;&nbsp;</p>

<p>We&nbsp;are going to continue to see this integration of retail sales and operations with retail media.&nbsp;That is&nbsp;something we are doing at Pacvue as well.&nbsp;&nbsp;</p>

<p>I&rsquo;ll&nbsp;end with&nbsp;some advice that I recently heard from&nbsp;<a href="https://www.linkedin.com/in/dianahaussling/" target="_blank">Diana Haussling</a>;&nbsp;she&rsquo;s&nbsp;the head of commerce for Colgate.&nbsp;Her advice was:&nbsp;Don&rsquo;t&nbsp;focus on where the dollars&nbsp;are coming&nbsp;from,&nbsp;whether&nbsp;it&rsquo;s&nbsp;trade or shopper marketing, just focus on building the best&nbsp;possible experience&nbsp;brands will be attracted to.&nbsp;</p>

<p>And I think that&#39;s&nbsp;good&nbsp;advice&nbsp;for these retailers&nbsp;as&nbsp;they&#39;re&nbsp;continuing to build&nbsp;these retail media marketplaces. Both the sponsored listings,&nbsp;but&nbsp;retailers are also&nbsp;creating experiential&nbsp;advertising opportunities,&nbsp;so&nbsp;they need to&nbsp;make it compelling&nbsp;to consumers&nbsp;for brands to want to invest.&nbsp;I think&nbsp;that&#39;s&nbsp;a super&nbsp;important point&nbsp;that sometimes gets missed&nbsp;in the evolution of new media spaces&nbsp;and&nbsp;new marketing&nbsp;strategies,&nbsp;keeping that customer experience&nbsp;kind of front and center.&nbsp;</p>

<p><iframe allow="accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture" allowfullscreen="" frameborder="0" height="315" src="https://www.youtube.com/embed/032O1NGAu08?controls=0" title="YouTube video player" width="560"></iframe></p>

<h3>About Melissa:&nbsp;&nbsp;</h3>

<p><img alt="President of Pacvue" src="https://go.inmobi.net/hubfs/melissa%20new%20headshot%20for%20blog.jpg" style="height:200px; width:200px" /></p>

<p>Melissa Burdick is the President of Pacvue, the enterprise platform for marketplace sales, advertising, and intelligence, and now part of the Assembly family of brands. A 10-year Amazon veteran, Melissa launched the Amazon CPG and Health &amp; Beauty retail business. She was an early leader of the Amazon Media Group, launching the first vendor display video ad, and developed and grew the Amazon&nbsp;advertising business. Melissa is well known as an eCommerce thought leader, Forbes Agency Council member, frequent guest on Bloomberg Technology, and has spoken at many of the leading eCommerce industry conferences.&nbsp;</p>]]></description>
      <dc:subject><![CDATA[Advertising, Media Consumption &amp; Trends, English (EN): inmobi.com, North America, Global,]]></dc:subject>
      
      <dc:creator><![CDATA[ Sarah Hughes  ]]></dc:creator>
      
      <dc:date>2022-01-18T21:04:00+00:00</dc:date>
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      <title><![CDATA[My Growth Story: Nandika Pradeep]]></title>
      <link>https://www.inmobi.com/blog/2022/01/14/my-growth-story-nandika/</link>
      <guid>https://www.inmobi.com/blog/2022/01/14/my-growth-story-nandika/</guid>
      <description><![CDATA[<p>InMobi is an organization that has seen employees come and stay with it for years. Nandika Pradeep, Strategy and Operations Head at InMobi, is one of them.</p>

<p>Nandika joined InMobi almost eight years ago in the Human Resources (HR) department. Before this, she had a long consulting stint and had just finished her master&#39;s&nbsp;in Business Administration.</p>

<p>Her first role at InMobi was essential for the company, as she set the foundation for and established HR practices in line with an aspirational culture. She then went on to manage our global rewards practice and talent programs to build &ldquo;Brand InMobi.&rdquo;</p>

<p>In crucial times of the company&rsquo;s growth, she added to her existing role the responsibility of driving organizational development and effectiveness. She then led organizational integration of a multimillion-dollar acquisition in the U.S. and added mergers and acquisitions experience to her journey.</p>

<p>Having displayed her capabilities in her roles, Nandika was promoted to lead and set up the Global Center of Excellence functions within HR. This role was spread across multiple departments like Compensation and Benefits,&nbsp;Learning and Development, HR&nbsp;Operations, Performance and&nbsp;Talent Acquisition &ndash; a much broader leadership responsibility for Nandika to take up.</p>

<p><img alt="Nandika Pradeep" src="https://2714195.fs1.hubspotusercontent-na1.net/hubfs/2714195/Nandika%20Pradeep_Blog/1_5%20years%20at%20InMobi.jpg" style="height:220px; width:200px" /></p>

<p>Not only did she achieve her goals and create an organization-wide impact, but Nandika also gathered a lot of business context and understanding, which paved the path to her next role in Strategy and Operations. Today, she is the Vice President, Strategy and Operations at InMobi and plays the role of Chief of Staff to our Chief Executive Officer.</p>

<p>Her only goal is to make InMobi bigger, faster and better. This was another major growth opportunity for Nandika as this time, she built and worked alongside Business Planning and Intelligence, Product and Systems, and Revenue Operations teams, and got to influence the organization&rsquo;s direction.</p>

<p>Nandika maintains that, throughout her journey at InMobi, she has had multiple growth and learning opportunities that have broadened her work scope and enhanced her skills. &ldquo;InMobi has impacted me both personally and professionally,&rdquo; she shares. &ldquo;It groomed me as a leader and taught me that caring for your team and achieving results go together. It has also made me bolder and more aspirational in my thinking.&rdquo;</p>

<p><img alt="Meeting Screenshot" src="https://2714195.fs1.hubspotusercontent-na1.net/hubfs/2714195/Nandika%20Pradeep_Blog/2_SnO%20LT%20Pic.jpg" style="height:141px; width:250px" /></p>

<p>For Nandika, the foundational value for undertaking any work is taking ownership and being accountable. &ldquo;These are two of InMobi&rsquo;s core values and I completely believe in them too. It&rsquo;s how I have grown in the company so far.&rdquo;</p>

<p>Nandika personifies the InMobi value of operating with a co-founder mindset, which is one of many reasons why she was honored with a True InMobian Award.</p>

<p><img alt="True InMobian Award" src="https://2714195.fs1.hubspotusercontent-na1.net/hubfs/2714195/Nandika%20Pradeep_Blog/3_True%20InMobian.jpg" style="height:167px; width:250px" /></p>

<p>When asked what has made her stay in the same company&nbsp;for so long, Nandika tells us that InMobi offers unique opportunities that are not found anywhere else easily. &ldquo;We create an impact on a global scale here,&rdquo; she adds. &ldquo;The people who work here are smart and passionate. We take bets, not only in business but also on people. InMobians&nbsp;are empowered to do what they feel is right. Even if that means that sometimes we fail. At InMobi, you define your journey.&rdquo;&nbsp;Outside of work, Nandika loves to travel and bake. She feels proud that policies and culture at InMobi have enabled her to follow her passions.</p>

<p><img alt="Hobbies and Passions" src="https://2714195.fs1.hubspotusercontent-na1.net/hubfs/2714195/Nandika%20Pradeep_Blog/4_Nandika%20Baking.jpg" style="height:199px; width:200px" /></p>

<p>After having handled innumerable projects at InMobi over her eight years of tenure, Nandika finds it difficult to name her biggest achievement here. &ldquo;There are way too many to count!&rdquo; After much thought, she concluded that it was most satisfying to build teams and functions from scratch, while the most fun was to set up people practices and define&nbsp;InMobi&#39;s culture and &ldquo;way of doing business&rdquo;.</p>

<p>&ldquo;If you want to join InMobi, just be honest and speak your mind,&rdquo; Nandika advises. &ldquo;There will be a lot of responsibility and ownership but that is the fun of it! It will be a roller coaster ride and you will love it.&rdquo;</p>

<p>If this inspires you&nbsp;to build a career like Nandika&#39;s, explore job opportunities at&nbsp;<a href="https://www.inmobi.com/company/careers/">https://www.inmobi.com/company/careers/</a>.</p>]]></description>
      <dc:subject><![CDATA[Inside InMobi, English (EN): inmobi.com, Global,]]></dc:subject>
      
      <dc:creator><![CDATA[ Team InMobi  ]]></dc:creator>
      
      <dc:date>2022-01-14T11:45:00+00:00</dc:date>
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      <title><![CDATA[It Takes Two: What the Acquisition Deal Between Take -Two and Zynga Means for Mobile Gaming ]]></title>
      <link>https://www.inmobi.com/blog/2022/01/13/it-takes-two-what-the-acquisition-deal-between-take-two-and-zynga-means-for-mobile-gaming/</link>
      <guid>https://www.inmobi.com/blog/2022/01/13/it-takes-two-what-the-acquisition-deal-between-take-two-and-zynga-means-for-mobile-gaming/</guid>
      <description><![CDATA[<p>Take-Two&nbsp;Interactive&nbsp;announced its acquisition of mobile gaming heavyweight Zynga&nbsp;this past Monday. The developer&nbsp;sold for just&nbsp;shy&nbsp;of&nbsp;$11 billion, although&nbsp;the companies allege the deal is worth an estimate of&nbsp;$12.7 billion&nbsp;in enterprise value.&nbsp;&nbsp;</p>

<p>Now, this is an obvious change of pace for Zynga which had&nbsp;only&nbsp;just&nbsp;wrapped up its&nbsp;nearly decade-long&nbsp;shopping spree&nbsp;across the&nbsp;casual&nbsp;and&nbsp;hypercasual,&nbsp;mobile gaming industry. It was&nbsp;only a couple&nbsp;of months&nbsp;ago&nbsp;that&nbsp;us&nbsp;at&nbsp;InMobi&nbsp;directed your attention to&nbsp;High! Heels!,&nbsp;a highly popular mobile game&nbsp;developed by the recently Zynga-acquired&nbsp;Rollic&nbsp;Games.&nbsp;&nbsp;</p>

<h3>Why Does Take-Two Want Zynga?&nbsp;</h3>

<p>Now, one may ask: what do the makers behind Grand Theft Auto want with&nbsp;the&nbsp;hypercasual,&nbsp;mobile&nbsp;gaming conglomerate&nbsp;that gave us&nbsp;FarmVille?&nbsp;Often, the mobile and video game industries&nbsp;can at times feel diametrically opposed despite their many overlaps.&nbsp;&nbsp;</p>

<p>Mobile gaming publishers are still fighting for recognition in big time gaming ceremonies&nbsp;despite&nbsp;mobile gaming apps&nbsp;securing&nbsp;an&nbsp;upwards of&nbsp;<a href="https://www.statista.com/statistics/511639/global-mobile-game-app-revenue/" target="_blank">$91 billion&nbsp;in revenue</a>&nbsp;in 2021 alone. With people on their phones now more than ever, and with phones becoming the first screen for many,&nbsp;it makes sense that Take-Two landed its eyes on Zynga.&nbsp;&nbsp;</p>

<p>Beyond clear economic incentive, mobile games&nbsp;have&nbsp;the same elements of community&nbsp;and social fervor as a Fortnite,&nbsp;Minecraft, God of War and yes, GTA. With&nbsp;the&nbsp;hyperconnected&nbsp;capabilities&nbsp;of mobile devices paired with social media, Twitch,&nbsp;Discord&nbsp;and the like, for many the&nbsp;Venn diagram depicting&nbsp;video/PC&nbsp;vs&nbsp;mobile games is&nbsp;ultimately&nbsp;a circle.&nbsp;&nbsp;</p>

<h3>What This News Means for&nbsp;the&nbsp;Future of Mobile Gaming&nbsp;</h3>

<p>&nbsp;Another site of skepticism&nbsp;is the myth that&nbsp;Apple&rsquo;s&nbsp;App Tracking Transparency (ATT)&nbsp;changes&nbsp;are&nbsp;ruining the&nbsp;hypercasual&nbsp;business model.&nbsp;While&nbsp;only time will tell if that&rsquo;s&nbsp;ultimately true, Take-Two&#39;s&nbsp;$11 billion&nbsp;investment&nbsp;in the&nbsp;hypercasual&nbsp;gaming space&nbsp;is&nbsp;telling&nbsp;of&nbsp;the industry&rsquo;s longevity.&nbsp;That is&nbsp;what we should all be taking away from this news.&nbsp;&nbsp;</p>

<p>With Web 3 on the horizon and the metaverse at our shores, no one knows where the gaming industry is headed.&nbsp;Will gaming&nbsp;continue to be thought of as a more tactile sport filled with&nbsp;separate&nbsp;consoles,&nbsp;monitors&nbsp;and a sequence of combination&nbsp;moves?&nbsp;Or&nbsp;will&nbsp;it&nbsp;go full immersion mode&nbsp;and enter the ether of the metaverse? And where do our mobile devices&nbsp;and our app&nbsp;-store games&nbsp;fit in all of this? The jury is still out.&nbsp;&nbsp;</p>

<p>To learn more about&nbsp;InMobi&rsquo;s&nbsp;perspective on all this, be sure to click around our site and be on the lookout for more gaming content coming your way.&nbsp;&nbsp;</p>]]></description>
      <dc:subject><![CDATA[Announcements, English (EN): inmobi.com, North America,]]></dc:subject>
      
      <dc:creator><![CDATA[ Sarayah Wright  ]]></dc:creator>
      
      <dc:date>2022-01-13T17:53:00+00:00</dc:date>
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      <title><![CDATA[2021 Year in Review: What the Past Year Says About 2022 For Retailers]]></title>
      <link>https://www.inmobi.com/blog/2022/01/11/2021-year-in-review-what-the-past-year-says-about-2022-for-retailers/</link>
      <guid>https://www.inmobi.com/blog/2022/01/11/2021-year-in-review-what-the-past-year-says-about-2022-for-retailers/</guid>
      <description><![CDATA[<p>To say that 2021 has been a whirlwind year for retailers (and CPG brands) would be an understatement. Despite the widespread rollout of vaccines in the U.S., the Delta and Omicron variants continued to impact consumer behaviors.&nbsp;</p>

<p>Now that 2021 is finally behind us, what does the future hold in store for brands and retailers? Specifically, here are the major trends from the past year that will continue to impact brand and retailers for the foreseeable future.&nbsp;</p>

<h2>Trend #1 From 2021: The Demise of Brand Loyalty&nbsp;</h2>

<p>With the pandemic continuing to cause delays&nbsp;as a result of&nbsp;supply chain and labor shortfalls, consumers pivoted. These disruptions led&nbsp;consumers to instead prioritize availability, price and&nbsp;convenience&nbsp;over brand loyalty.&nbsp;</p>

<p>According to data from McKinsey,&nbsp;<a href="https://www.mckinsey.com/business-functions/marketing-and-sales/our-insights/a-global-view-of-how-consumer-behavior-is-changing-amid-covid-19" target="_blank">73% of consumers in the U.S.</a>&nbsp;said they tried new shopping behaviors&nbsp;because of the&nbsp;COVID-19 pandemic.&nbsp;This is a staggering shift in consumer behavior.&nbsp;&nbsp;</p>

<p>But will it stick? The vast majority of those polled by McKinsey said they plan to continue&nbsp;with their&nbsp;newly acquired&nbsp;shopping habits even once the pandemic was over.&nbsp;</p>

<p><strong>Expectations Leading into 2022:</strong>&nbsp;It&rsquo;s worth noting that some of the issues that caused consumers to switch brands in the&nbsp;past 24 months will hopefully dissipate by the end of 2022 &ndash; namely labor shortages and supply chain issues.&nbsp;That being said, expect&nbsp;trends related to convenience to continue to entice consumers.&nbsp;&nbsp;</p>

<p>For example,&nbsp;it&rsquo;s easy to see how&nbsp;options like&nbsp;curbside pickup&nbsp;or rush delivery (30 minutes or less)&nbsp;will continue&nbsp;to entice consumers even in a post-pandemic landscape. The brands that&nbsp;can&nbsp;offer consumers exactly what they want when they want it are the ones that will engender lasting brand loyalty moving&nbsp;forward.&nbsp;</p>

<h2>Trend #2 From 2021: The Demise of Seasonality&nbsp;</h2>

<p>Many leading brands and retailers have long been attuned to certain buying cycles: Back-to-school shopping during late summer, the holiday shopping season in November and December, etc. But as social media and mobile enable always-on shopping, some of these supposedly set seasonal cycles are being&nbsp;eroded.&nbsp;</p>

<p>Take holiday shopping for example. In the U.S., around&nbsp;<a href="https://www.youtube.com/watch?v=ajd7CtpmtBQ&amp;t=3s" target="_blank">40% of shoppers say they make some holiday-related purchases before Halloween</a>, and half get started before Black Friday (I.e.,&nbsp;when the holiday shopping season historically begins).&nbsp;&nbsp;</p>

<p><strong>Expectations Leading into 2022:</strong>&nbsp;While some of this early shopping last year is related to supply chain and labor issues, this trend is 100% here to stay. If anything, it will be even easier for consumers to learn about and buy products in 2022 than it ever has been in the past.&nbsp;</p>

<h2>Trend #3 From 2021: The Growth Of M-Commerce&nbsp;</h2>

<p>E-commerce overall has seen tremendous growth during the pandemic. Not only did U.S. e-commerce sales rise by over 32% in 2020, but it grew by another 18% in 2021,&nbsp;<a href="https://content-na2.emarketer.com/us-ecommerce-forecast-2021" target="_blank">according to eMarketer</a>.&nbsp;</p>

<p>A lot of this growth is increasingly coming from mobile devices. Last year, around a third of all U.S. e-commerce transactions&nbsp;came from smartphones or tablets. Overall, over $295 billion in sales occurred through m-commerce transactions, which&nbsp;was up around 20% from 2020.&nbsp;&nbsp;</p>

<p><strong>Expectations Leading into 2022:</strong>&nbsp;M-commerce will continue to grow significantly in 2022. Next year, eMarketer predicts that over&nbsp;one in four U.S. e-commerce dollars will originate from smartphones &ndash;&nbsp;and by 2025, over 44% of all U.S. retail e-commerce sales will come from mobile devices.&nbsp;</p>

<h2>Trend #4&nbsp;From 2021: The Growth&nbsp;Of&nbsp;Retail Media&nbsp;</h2>

<p>Last year, many leading retailers&nbsp;rushed&nbsp;to monetize their e-commerce platforms &ndash; and new, growing e-commerce traffic.&nbsp;2021 witnessed a new Gold Rush for retail media, with major brands like Best Buy and Dollar General launching their own retail media networks.&nbsp;&nbsp;</p>

<p>The emergence of retail media networks has been a boon for retailers and their brand partners. For retailers, it gives them a new revenue stream. For brands, retail media gives them a new way to reach&nbsp;target consumers&nbsp;right&nbsp;at the point of sale.&nbsp;</p>

<p><strong>Expectations Leading into 2022:</strong>&nbsp;Expect retail media to&nbsp;keep growing in 2022, with more retailers launching their own networks and with&nbsp;more brands running retail media ads.&nbsp;In fact, Forrester predicts global retail media sales to&nbsp;reach <a href="https://www.forrester.com/blogs/predictions-2022-advertising/" target="_blank">$50 billion&nbsp;this year</a>.&nbsp;</p>

<h2>Trend #5 From 2021: Physical and Digital Shopping Melding Together&nbsp;</h2>

<p>With the pandemic halting previous in-person shopping behaviors for many consumers,&nbsp;brands and retailers have pivoted, using digital experiences to simplify the physical shopping experience. Some examples of this dynamic in action include&nbsp;<a href="https://chart-na2.emarketer.com/249479/how-willing-us-adults-use-more-qr-codes-future-of-respondents-by-age-june-2021" target="_blank">QR codes</a>, buy&nbsp;online,&nbsp;pick up&nbsp;in store&nbsp;(BOPIS)/curbside pickup,&nbsp;and augmented reality.&nbsp;As the old saying goes, necessity is the mother of invention.&nbsp;</p>

<p><strong>Expectations Leading into 2022:</strong>&nbsp;It remains to be seen whether some of these innovations will stick around when consumers can resume their old shopping habits, but some of these will&nbsp;still prove popular with consumers in 2022 and beyond. As we&rsquo;ve noted before, innovation that makes the lives of consumers easier and more streamlined will prove popular even when they&rsquo;re not a necessity.&nbsp;</p>

<h2>The Key&nbsp;To&nbsp;Future Success? Mobile&nbsp;</h2>

<p>While 2022 will&nbsp;undoubtedly see more innovation and change in the retail and CPG world, the&nbsp;brands that will continue to succeed are the ones that are mobile first. It&rsquo;s through mobile devices and apps that brands and retailers will be able to understand&nbsp;and reach consumers in ways that matter.&nbsp;</p>

<p>Interested&nbsp;in learning more about how to succeed with mobile in&nbsp;2022?&nbsp;<a href="https://www.inmobi.com/company/contact" target="_blank">Reach out today to schedule time with our team of experts</a>.&nbsp;</p>]]></description>
      <dc:subject><![CDATA[Advertising, Media Consumption &amp; Trends, English (EN): inmobi.com, North America,]]></dc:subject>
      
      <dc:creator><![CDATA[ Team InMobi  ]]></dc:creator>
      
      <dc:date>2022-01-11T18:00:00+00:00</dc:date>
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      <title><![CDATA[A Lookback into How Brands have Reinforced the Mobile Reality in the New Normal]]></title>
      <link>https://www.inmobi.com/blog/2021/12/22/a-lookback-into-how-brands-have-reinforced-the-mobile-reality-in-the-new-normal/</link>
      <guid>https://www.inmobi.com/blog/2021/12/22/a-lookback-into-how-brands-have-reinforced-the-mobile-reality-in-the-new-normal/</guid>
      <description><![CDATA[<p>As the world awaits&nbsp;another new year, it is ready to bid off the old one with a bunch of festive celebrations. With Christmas coming soon,&nbsp;brands are paving new ways on mobile to reach and engage consumers more than ever. With digital becoming mainstream and mobile becoming its&nbsp;center stage, here&nbsp;are&nbsp;a&nbsp;look back&nbsp;to the top&nbsp;(festive)&nbsp;brands from APAC&nbsp;from 2021&nbsp;that have created closer connections with the consumers, drove&nbsp;demand for their products,&nbsp;and made a mark with mobile.&nbsp;</p>

<h2><strong>1. Tech-savvy&nbsp;Brands&nbsp;Take&nbsp;on Mobile&nbsp;</strong></h2>

<p>As technology and mobile go hand in hand, the tech giants such as Nokia and Dell have taken mobile advertising with great gusto.&nbsp;When Dell aimed to connect with SMEs (Small Medium Enterprises) to enable them&nbsp;to get&nbsp;personalized technology support through their business advisors, the brand looked no further beyond mobile.&nbsp;<a href="https://www.inmobi.com/case-study/dell-leverages-inmobi-for-commerce-to-connect-with-small-businesses">Dell created a built-in Click-to-call solution</a>&nbsp;that delivers a single click enabled service that connects the SME with the Dell advisor. Not only this&nbsp;couldn&#39;t&nbsp;have been possible to&nbsp;integrate an intelligent&nbsp;tech-enabled&nbsp;solution offline,&nbsp;but also&nbsp;the possibilities&nbsp;that&nbsp;mobile&nbsp;offers&nbsp;in delivering connected experiences&nbsp;stand unmatched.&nbsp;</p>

<p>Another intelligent integration was done by Kia Motors when they launched the&nbsp;new&nbsp;<a href="http://inmobi.com/case-study/kia-sonet-revs-up-awareness-with-interactive-voice-ads">Kia&nbsp;Sonet&nbsp;with a voice&nbsp;command&nbsp;feature&nbsp;&ndash;&nbsp;&#39;Hello Kia&#39;</a>.&nbsp;To popularize the voice command, Kia Motors&nbsp;took the mobile route.&nbsp;The brand created an&nbsp;AI-based&nbsp;voice&nbsp;ad discovery for the audiences to&nbsp;pass live commands&nbsp;and&nbsp;feel the voice&nbsp;experience&nbsp;live.&nbsp;It&#39;s&nbsp;also interesting to see how the tech-giant&nbsp;<a href="https://www.inmobi.com/case-study/nokia-phones-leverage-mobile-to-deliver-connected-experiences">HMD Global (Nokia)&nbsp;leveraged&nbsp;InMobi&#39;s&nbsp;location targeting</a>&nbsp;and deployed polygons&nbsp;across mobile stores in India. The idea was to popularize the Nokia&nbsp;handsets, 6.2 and 7.2,&nbsp;in the Indian market. The rich interstitial ads delivered to the tech-savvy smartphone consumers across India delivered the message of&nbsp;Nokia&#39;s&nbsp;strong comeback and helped them find the nearest stores.&nbsp;</p>

<h2><strong>2. Delivering Scrumptiousness Through Mobile&nbsp;</strong></h2>

<p>Quick-service&nbsp;restaurants&nbsp;(QSRs) and retail food brands have relied heavily on mobile campaigns in the new reality.&nbsp;With mobile gaming seeing unparalleled growth,&nbsp;<a href="https://www.inmobi.com/case-study/pop-mie-rides-the-gaming-wave-in-indonesia-to-unclock-record-breaking-engagement">Pop Mie, the popular noodle brand in Southeast Asia (SEA)</a>,&nbsp;opted for a mobile strategy to&nbsp;engage audiences through ad gamification. The&nbsp;two different&nbsp;immersive&nbsp;gamified ad experiences&nbsp;ensured record engagement&nbsp;and&nbsp;cemented&nbsp;the purchase intent among the&nbsp;Indonesians.&nbsp;&nbsp;</p>

<p>Brands such as&nbsp;<a href="http://inmobi.com/case-study/minute-maid-drives-awareness-and-consideration-with-an-interactive-ad-unit">Minute Maid stood up to educate consumers</a>&nbsp;on the importance of consuming&nbsp;Vitamin C&nbsp;as a&nbsp;part&nbsp;of their first meal. The brand&nbsp;launched an immersive ad experience&nbsp;to drive purchase consideration&nbsp;enabled by a single click on the ad.&nbsp;The famous conglomerate&nbsp;<a href="https://www.inmobi.com/case-study/bear-brand-leverages-the-power-of-ar-to-connect-with-ramadan-observers-in-indonesia">Nestl&eacute;&nbsp;turned to mobile to&nbsp;drive a purpose-driven&nbsp;campaign</a>&nbsp;during the holy month of Ramadan.&nbsp;The brand promoted the concept of inspiring consumers to act on their pure intentions through a special Ramadan podcast series in collaboration with&nbsp;Inspigo.&nbsp;The brand created an interactive, full-screen&nbsp;mobile&nbsp;ad experience to deliver&nbsp;a&nbsp;meaningful message and inspire Ramadan observers to&nbsp;&#39;be good, do good.&#39;&nbsp;</p>

<p><a href="https://www.inmobi.com/case-study/selecta-supreme-drives-purchases-with-an-online-to-offline-shoppable-experience">Selecta- the ice cream brand from Unilever</a>,&nbsp;has leveraged mobile to connect with the Filipinos&nbsp;encourage them to indulge in the&nbsp;delicious&nbsp;ice creams from Selecta, as the Archipelago sees soaring temperatures throughout the year. The brand&nbsp;leveraged household targeting to influence the family members and guide them along the purchase journey with an online to offline shoppable experience. This brings us to the next segment,&nbsp;where we&nbsp;narrate&nbsp;how brands bridged the gaps in the real world with impactful online campaigns.&nbsp;</p>

<h2><strong>3. Bridging the Online&nbsp;Vs.&nbsp;Offline Gaps&nbsp;</strong></h2>

<p>As the lockdowns saw a few relaxations&nbsp;with&nbsp;the next normal kicking in,&nbsp;marketers&#39; biggest challenge was connecting&nbsp;consumers&#39;&nbsp;offline, real&nbsp;lives&nbsp;with their online behavior.&nbsp;With the new reality, the&nbsp;consumers&#39; buying behavior&nbsp;changed where women in the households often made decisions whereas men stepped out to shop.&nbsp;With&nbsp;precision&nbsp;targeting based on polygon mapping, guiding&nbsp;families along their purchase journey with household targeting brands such as&nbsp;<a href="https://www.inmobi.com/case-study/bonakid-pre-school-3-leverages-inmobi-for-commerce-to-grow-in-store-purchases/">Wyeth&nbsp;Bonakid&nbsp;Pre-School 3+</a>&nbsp;could deep dive into the&nbsp;real-world&nbsp;behavior of the audiences, engage them on mobile,&nbsp;and drive them to the nearest local stores to drive purchases.&nbsp;<a href="https://www.inmobi.com/case-study/asian-paints-helps-indias-small-businesses-thrive-by-leveraging-inmobi-for-commerce">Asian Paints stands as&nbsp;another&nbsp;testament</a>&nbsp;to the&nbsp;massive reach and impact mobile drives.&nbsp;Intending to help&nbsp;small businesses thrive&nbsp;during the pandemic,&nbsp;the brand leveraged InMobi for Commerce solution to help consumers repaint their homes by visiting&nbsp;the&nbsp;nearest Asian Paints dealer, thus driving business for them.&nbsp;Not only have these brands deconstructed the online to offline attribution but also drove meaningful communication.&nbsp;</p>

<h2><strong>4. Gaining Consumer Mindshare with Video&nbsp;</strong></h2>

<p>Videos has emerged from a source of entertainment to a part of daily lifestyle for&nbsp;most&nbsp;smartphone users worldwide.&nbsp;While this presents an unmissable opportunity for brands to achieve their marketing goals, here&rsquo;s a sneak peek into the brands that nailed mobile video advertising.&nbsp;<a href="https://www.inmobi.com/case-study/pepsodent-drives-awareness-about-oral-health-with-mobile-video">Pepsodent, the&nbsp;world-famous&nbsp;dental brand</a>, has&nbsp;leveraged mobile video&nbsp;to&nbsp;bring an offline&nbsp;dental&nbsp;event&nbsp;online through&nbsp;teledentistry&nbsp;and educate mothers about the free dental consultation they can avail to protect their&nbsp;children&#39;s&nbsp;dental health and maintain dental hygiene.&nbsp;<a href="https://www.inmobi.com/case-study/loreal-paris-encourages-citizens-to-standup-against-sexual-harassment-of-women-in-public-spaces/">L&#39;Or&eacute;al&nbsp;Paris has&nbsp;launched a&nbsp;powerful&nbsp;mobile video campaign</a>&nbsp;to educate&nbsp;the&nbsp;masses in Indonesia to stand against street sexual harassment. The campaign&nbsp;uniquely&nbsp;addressed&nbsp;the challenges faced by&nbsp;victims and bystanders&nbsp;and encouraged them&nbsp;to take appropriate action against harassment.&nbsp;To popularize their newly launched campaign<a href="https://www.inmobi.com/case-study/sprite-drives-record-engagement-and-conversions-with-video-ads">&nbsp;&#39;Sprite,&nbsp;NyatanyaNyegerin,&#39;&nbsp;in Indonesia,&nbsp;Sprite&nbsp;leveraged the power of mobile video</a>&nbsp;and&nbsp;created&nbsp;a&nbsp;15-second&nbsp;short video&nbsp;to drive awareness and consideration.&nbsp;&nbsp;</p>

<h2><strong>5. Safeguarding Families and Homes&nbsp;with Mobile&nbsp;</strong></h2>

<p>With safety and hygiene becoming the top priorities for&nbsp;consumers&nbsp;worldwide&nbsp;during the pandemic,&nbsp;brands chose to spread the message of maintaining clean homes and&nbsp;hygienic habits.&nbsp;<a href="https://go.inmobi.com/gcpl-digital-transformation-with-inmobi/">Godrej Consumer Products has taken a step ahead with mobile</a>&nbsp;and leveraged&nbsp;InMobi&#39;s&nbsp;full-stack&nbsp;advertising solutions to connect&nbsp;and&nbsp;engage their audiences while driving personalization at scale. The brand&nbsp;drove major strides in delivering programmatic video combined with precision targeting&nbsp;to push up the low penetration segment &ndash;&nbsp;&#39;home insecticide&#39;&nbsp;category sales&nbsp;in India.&nbsp;While&nbsp;<a href="https://www.inmobi.com/case-study/dettol-drives-purchase-intent-with-a-weather-forecast-based-video-ad-experience">Dettol drove an engaging video campaign</a>&nbsp;to popularize their&nbsp;&#39;2X Menthol Ice cool Soap&#39;&nbsp;that beats the scorching Summer heat&nbsp;in Pakistan,&nbsp;<a href="https://www.inmobi.com/case-study/lifebuoy-arms-citizens-in-the-fight-against-covid-by-combining-the-forces-of-real-time-insights-with-the-pervasive-power-of-mobile">Lifebuoy&nbsp;armed Indonesians against the COVID-19 Virus infections</a>&nbsp;with the power of&nbsp;Programmatic&nbsp;in-app advertising.&nbsp;With a Survey conducted on InMobi Pulse,&nbsp;and the&nbsp;observed behavior on InMobi&nbsp;Audiences,&nbsp;the brand&nbsp;identified the evolving consumer behavior and prepared&nbsp;personalized messaging on the&nbsp;three most&nbsp;trending topics; Social distancing, handwashing,&nbsp;and COVID preparedness. Not only&nbsp;did&nbsp;these brands&nbsp;drive&nbsp;humanized marketing&nbsp;efforts&nbsp;to drive awareness,&nbsp;but&nbsp;they also&nbsp;took on mobile to drive personalization at scale while helping consumers safeguard their homes and families during the deadly pandemic.&nbsp;</p>

<p>To learn more about how brands are changing the way they reach, engage and acquire consumers on mobile, visit our&nbsp;<a href="https://www.inmobi.com/case-study">case studies&nbsp;page</a>.&nbsp;</p>]]></description>
      <dc:subject><![CDATA[Success Stories, English (EN): inmobi.com, Asia Pacific,]]></dc:subject>
      
      <dc:creator><![CDATA[ Team InMobi  ]]></dc:creator>
      
      <dc:date>2021-12-24T08:14:00+00:00</dc:date>
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      <title><![CDATA[Event Diary: Masters of Marketing, India, 2022]]></title>
      <link>https://www.inmobi.com/blog/2021/12/22/event-diary-masters-of-marketing-india-2022/</link>
      <guid>https://www.inmobi.com/blog/2021/12/22/event-diary-masters-of-marketing-india-2022/</guid>
      <description><![CDATA[<h3><strong>Masters of Marketing,&nbsp;2022: The Introduction</strong><br />
&nbsp;</h3>

<p>Over the past decade, increasing globalization, better connectivity, and technological advancements have brought the world closer to a digital and hyper-connected global village. The&nbsp;events&nbsp;of the past two years&nbsp;have dramatically reshaped life as we know it and permanently moved the consumer landscape to a mobile-first world. According to TRAI, India is home to 825.30 million internet subscribers, a majority of which has been powered by smartphones, proving that we are truly living in a mobile-first world.&nbsp;&nbsp;</p>

<p>While the past couple of years may have been a&nbsp;challenging&nbsp;time for marketers across the globe, true innovation is born from adversity.&nbsp;InMobi, co-powered by&nbsp;<a href="https://e4mevents.com/webinar/masters-of-marketing-by-inmobi/register">exchange4media</a>,&nbsp;recently&nbsp;launched&nbsp;the inaugural edition of their annual event -&nbsp;Masters Of Marketing, 2022. The roundtable event featured industry leaders who have pioneered innovation and built resilient brands over&nbsp;the last&nbsp;20 months.<br />
&nbsp;</p>

<h3><strong>Building Resilient Brands &ndash; Thriving in the Era of Mobile</strong><br />
&nbsp;</h3>

<p>As building resilient brands has become paramount&nbsp;since&nbsp;the onset of the pandemic, the stellar panel saw Ravi Santhanam, CMO, Head - Corporate Communications, Head - Liability Products &amp; Managed Programs, HDFC Bank, Sandeep Anand, EVP &amp; CMO, Jubilant&nbsp;Foodworks&nbsp;Ltd (Domino&#39;s),&nbsp;Anuja&nbsp;Mishra, VP &amp; Head Marketing - Personal care &amp; hygiene, Godrej Consumer Products Limited,&nbsp;Ishwindar&nbsp;Singh, GM &ndash; Marketing, Pernod Ricard, Anjali Krishnan, Consumer Experience Lead, India &amp; Bangladesh, Mondelez International,&nbsp;with&nbsp;Vasuta&nbsp;Agarwal, Managing Director, APAC,&nbsp;InMobi,&nbsp;discuss&nbsp;why and how brands can build and&nbsp;develop resilience&nbsp;and the best ways to thrive sustainably in the era&nbsp;of mobile.</p>

<p><br />
<img alt="mobile marketing in 2022" src="https://go.inmobi.net/hubfs/MOM%202022%20Blog/Blog%20image%202.png" style="height:230px; width:900px" /></p>

<p><br />
&nbsp;</p>

<h4><strong>Innovation&nbsp;at&nbsp;its Finest:&nbsp;India&#39;s&nbsp;Leading&nbsp;Brands&nbsp;took the Digital Path to Drive Innovation</strong></h4>

<p><br />
The session kicked off with the&nbsp;expert&nbsp;panelists discussing how their brands pivoted strategies in the face of the pandemic and emerged&nbsp;at the&nbsp;top&nbsp;of&nbsp;their&nbsp;consumers&#39;&nbsp;minds.&nbsp;&nbsp;</p>

<p>According&nbsp;to Sandeep,&nbsp;the&nbsp;Domino&#39;s&nbsp;mobile&nbsp;app played&nbsp;a crucial role in the&nbsp;brand&#39;s&nbsp;success through both lockdowns,&nbsp;while&nbsp;Ravi&nbsp;highlighted&nbsp;that&nbsp;the increased acceptance of digital&nbsp;among&nbsp;the&nbsp;consumers&nbsp;helped HDFC&nbsp;Bank&nbsp;rapidly shift&nbsp;all&nbsp;their&nbsp;banking services to mobile. Discussing Godrej Consumer&nbsp;Product&#39;s&nbsp;secret to&nbsp;breaking&nbsp;through the clutter&nbsp;in&nbsp;the personal care segment,&nbsp;Anuja&nbsp;shared that&nbsp;"building&nbsp;a distinct brand identity and&nbsp;communicating with consumers in an authentic and&nbsp;reassuring&nbsp;manner"&nbsp;was&nbsp;an important factor&nbsp;in striking the right impact.<br />
&nbsp;</p>

<h4><strong>Leveraging&nbsp;Mobile&nbsp;to Connect&nbsp;Meaningfully&nbsp;with Consumers</strong><br />
&nbsp;</h4>

<p>Anjali&nbsp;shared&nbsp;that leveraging creative&nbsp;mobile&nbsp;solutions has been vital to&nbsp;Mondelez&#39;s&nbsp;outstanding campaign success over the last year, and&nbsp;Ishwinder&nbsp;claimed&nbsp;that increased engagement with consumers and a strong focus on emotional connect&nbsp;guaranteed&nbsp;Pernod Ricard a seamless transition of their iconic properties from&nbsp;the&nbsp;physical to&nbsp;a&nbsp;&#39;phygital&rsquo;&nbsp;world.&nbsp;&ldquo;We have seen a huge spike in our consumer engagement rates after expanding our customer outreach and launching the properties in the digital space,"&nbsp;he added.&nbsp;</p>

<p>When&nbsp;quizzed&nbsp;about leveraging the power of technology to amplify brand purpose, Ravi expressed,&nbsp;"It&#39;s&nbsp;all about engaging with the customers at the right time, in the right context, by employing technology&nbsp;for personalization.&nbsp;We are no longer trying to predict&nbsp;the&nbsp;consumer&#39;s&nbsp;behavior, but rather,&nbsp;trying to&nbsp;shape it and help them&nbsp;make better decisions,"&nbsp;he said.<br />
&nbsp;</p>

<h4><strong>Delivering&nbsp;Personalized&nbsp;Consumer&nbsp;Experiences&nbsp;in the Moments that Count</strong><br />
&nbsp;</h4>

<p>Sandeep elaborated on how data informs&nbsp;the marketing strategy at&nbsp;Domino&#39;s&nbsp;-&nbsp;"Consumers now want a more personalized experience, so we use data to create cohorts,&nbsp;personas,&nbsp;and tailor-make our offerings to&nbsp;meet their requirements. We also employ&nbsp;this&nbsp;data&nbsp;to strengthen retention&nbsp;rates&nbsp;and decrease the churn rate actively."&nbsp;</p>

<p>Emphasizing&nbsp;the importance of data, Anjali shared that Mondelez had continued to develop products for their consumers through the pandemic by employing third-party&nbsp;as well as some first-party data, and&nbsp;Anuja&nbsp;said that the right data had helped GCPL accelerate their innovation timelines&nbsp;considerably.&nbsp;Sandeep added that&nbsp;"responding to the right opportunities and launching moment-based marketing has&nbsp;been crucial to&nbsp;Domino&#39;s&nbsp;marketing strategy.<br />
&nbsp;</p>

<h4><strong>Key Takeaways</strong><br />
&nbsp;</h4>

<p>The common thread between all successful brands and campaigns seems to be agility and innovation,"&nbsp;noted&nbsp;Vasuta.&nbsp;She&nbsp;then&nbsp;went on to ask the panelists&nbsp;about&nbsp;how digital and mobile technology has empowered their respective sectors. Ravi shared that&nbsp;"the right digital tools and regulatory policies&nbsp;were finally put into place,"&nbsp;making it easier for consumers to ease into&nbsp;fully digital&nbsp;banking systems.&nbsp;Anjali said that technology&nbsp;has&nbsp;helped&nbsp;Mondelez&nbsp;"move from a more probabilistic&nbsp;marketing&nbsp;approach to a more deterministic one,"&nbsp;as they&nbsp;are&nbsp;venturing&nbsp;into acquiring extensive first-party data.&nbsp;Anuja&nbsp;added&nbsp;that Godrej has&nbsp;started focusing on designing&nbsp;primarily&nbsp;for mobile commerce&nbsp;systems,"&nbsp;rather&nbsp;than&nbsp;adapting&nbsp;their&nbsp;physical&nbsp;offerings&nbsp;to the mobile ecosystem.<br />
&nbsp;</p>

<h4><strong>Concluding&nbsp;Thoughts</strong><br />
&nbsp;</h4>

<p>Wrapping up the discussion,&nbsp;Vasuta&nbsp;encouraged&nbsp;panelists to share their top tips for emerging brands&nbsp;to thrive&nbsp;in 2022. Authentic and consistent brand narratives&nbsp;and&nbsp;a human-centric approach to consumer engagement surfaced as key insights across the&nbsp;panel.&nbsp;&nbsp;</p>

<p>&ldquo;It is evident that while the pandemic has disrupted operations&nbsp;across industries, it has brought forth outstanding innovation. Moment-based marketing strategies and data-driven insights - paired with empathy and purpose are sure to build resilient brands that&nbsp;stay&nbsp;future-ready as we ease into a&nbsp;&#39;phygital&#39;&nbsp;world in 2022&rdquo;,&nbsp;concluded&nbsp;Vasuta&nbsp;&nbsp;</p>

<p>You can watch the&nbsp;full&nbsp;event&nbsp;<a href="https://www.youtube.com/watch?v=U4K5m2Nsplk">here</a>.&nbsp;</p>

<p>For more information on building resilient brands that can thrive in the era of mobile, get in touch with&nbsp;InMobi&nbsp;on&nbsp;mobilemarketing@inmobi.com.&nbsp;</p>]]></description>
      <dc:subject><![CDATA[Events, English (EN): inmobi.com, Asia Pacific,]]></dc:subject>
      
      <dc:creator><![CDATA[ Team InMobi  ]]></dc:creator>
      
      <dc:date>2021-12-23T00:02:00+00:00</dc:date>
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      <title><![CDATA[The Latest U.S. Holiday Shopping Insights]]></title>
      <link>https://www.inmobi.com/blog/2021/12/20/the-latest-us-holiday-shopping-insights/</link>
      <guid>https://www.inmobi.com/blog/2021/12/20/the-latest-us-holiday-shopping-insights/</guid>
      <description><![CDATA[<p>With Christmas, Kwanzaa and New Year&rsquo;s fast approaching and with Hanukkah already over, how are Americans currently thinking about and approaching their holiday shopping at this point in the year?&nbsp;</p>

<p>To find out, we turned to&nbsp;InMobi&nbsp;Pulse,&nbsp;InMobi&rsquo;s&nbsp;mobile market research solution. Between November 30 and December&nbsp;13, we surveyed over 750 adults in the U.S. of different genders&nbsp;and ages to see how the&nbsp;holiday shopping season was going for them.&nbsp;Specifically, we wanted to gain insights on holiday shopping behavior in the period after the Cyber Five (Black Friday to Cyber Monday) but before Christmas.&nbsp;</p>

<p>Here&rsquo;s what we uncovered.&nbsp;</p>

<h2>TL;DR&nbsp;Version&nbsp;</h2>

<p>Here are the top five things you need to know about the remainder of the 2021 holiday season.&nbsp;</p>

<ol>
	<li>30% haven&rsquo;t started holiday shopping yet.&nbsp;</li>
	<li>26% are not enrolled in any major retail brand loyalty program.&nbsp;</li>
	<li>41% are likely or highly likely to purchase a gift card as a present for the holidays this year.&nbsp;</li>
	<li>47% will purchase holiday meals or groceries for holidays meals this year in person.&nbsp;</li>
	<li>24% are not purchasing gifts this year.&nbsp;</li>
</ol>

<h2>Is It Too Late&nbsp;to&nbsp;Reach Holiday Shoppers?&nbsp;</h2>

<p>Despite all of the messaging in market about supply chain and labor issues, procrastination abounds.&nbsp;Overall, 30% said they haven&rsquo;t started their holiday shopping yet at all, while an additional 16% said they have only completed a little of their holiday shopping so far.&nbsp;</p>

<p>Who are the biggest procrastinators? According to our research, it&rsquo;s men (35% of whom haven&rsquo;t started their holiday shopping) and people between 45 and 54 years old (38% of whom haven&rsquo;t started their holiday shopping).&nbsp;</p>

<p>What will the procrastinators be shopping for? For the most part, they&rsquo;ll be buying apparel (22%), home goods (21%),&nbsp;toys (20%) and home electronics (20%).&nbsp;</p>

<h2>Unpacking The Role&nbsp;Of&nbsp;Retail Loyalty Programs&nbsp;</h2>

<p>In an era of&nbsp;<a href="https://www.nytimes.com/2021/11/18/technology/amazon-instagram-brand-loyalty.html" target="_blank">increasing brand disloyalty</a>, brands and retailers are fighting back. Specifically,&nbsp;many leaders in this space have been aggressively rolling out loyalty and rewards programs to keep consumers coming back. Amazon Prime is perhaps the most well-known such program, but it&rsquo;s far from the only one.&nbsp;</p>

<p>But are consumers taking advantage of these programs? Over one in four said they are not enrolled in any major retail loyalty program.&nbsp;</p>

<p>It is a different story with younger consumers, however, as our data shows they are much more likely than older Americans to take advantage&nbsp;of&nbsp;customer loyalty programs.&nbsp;Just 15% of those between 18 and 24 years old and only 16% of those between the ages of 25 and 34 said they aren&rsquo;t enrolled in any major retail loyalty program.&nbsp;</p>

<p>The most popular option that consumers are using is, perhaps unsurprisingly, Amazon Prime. According to our research, 22% are current Amazon Prime members. Other popular options include Walmart+ (19%) and Target&rsquo;s Circle Rewards program (13%).&nbsp;</p>

<p>For major retailers, it&rsquo;s probably worthwhile to get more loyalty program signups.&nbsp;That&rsquo;s because 48% of all shoppers said they were likely or highly likely to use a retail&#39;s loyalty program when purchasing holiday gifts.&nbsp;&nbsp;</p>

<h3>How To Obtain More Loyalty Program Signups&nbsp;</h3>

<p>So&nbsp;what can retailers do to get more loyalty program registrations? Price is a good place to start. According to our research, 31% are looking for&nbsp;discounts and promotions when signing up for a brand&#39;s loyalty program &ndash; that figure jumps to 44% for women and to 51% for people over 54.&nbsp;</p>

<p>Other common reasons to sign up for a retail rewards/loyalty program center around product choice and convenience. Overall, 27% said they are looking for product selection when signing up for a brand&#39;s loyalty program, while 22% are looking for curbside pickup.&nbsp;</p>

<h2>The Role&nbsp;Of&nbsp;Gift Cards&nbsp;In&nbsp;The 2021 Holiday Shopping Season&nbsp;</h2>

<p>The stalwart present option for everyone on your holiday shopping list is a gift card. Don&rsquo;t know what someone likes? Not sure what to get for your cousins or co-workers? Gift cards are always a good choice.&nbsp;&nbsp;</p>

<p>Overall, 41% said they were likely or highly likely to purchase a gift card as a present for the holidays this year.&nbsp;It&rsquo;s a slightly different story with younger Americans, however, as 36% of those between the ages of 18 and 34 said they are unlikely or highly unlikely to give someone&nbsp;a gift card as a present this year.&nbsp;</p>

<p>Among the gift card-giving crowd, which options are most popular? Top options were gift cards to Walmart (26%), Amazon (25%)&nbsp;and&nbsp;Target (18%).&nbsp;</p>

<p>Why these brands? More often&nbsp;that&nbsp;not, survey respondents said it&rsquo;s because they are the gift card recipient&rsquo;s favorite retailer to shop from.&nbsp;</p>

<h3>How Are Gift Cards Spent?&nbsp;</h3>

<p>Among those who get gift cards as holiday presents, 57% redeem them in person.&nbsp;The share is even higher&nbsp;for women (65%) and Americans over the age of 54 (79%).&nbsp;</p>

<p>Younger Americans, however, are more likely to redeem gift cards through a mobile app than through a website or even at a brick-and-mortar store. For instance,&nbsp;42% of those between 18 and 24 said they spend gift cards in app, while 35% redeem them in person.&nbsp;</p>

<h3>Food For&nbsp;The&nbsp;Holidays&nbsp;</h3>

<p>The holiday season is about more than gifts &ndash; it&rsquo;s also about stuffing our faces (at least for many of us!).&nbsp;So&nbsp;what will Americans do to get their favorite holiday meals and treats ready?&nbsp;</p>

<p>According to our research, 47% said they will purchase holiday meals or groceries for holidays meals this year in person.&nbsp;There is a generation divide, as older Americans heavily prefer in-person options while younger Americans are more comfortable using digital options like apps and websites.&nbsp;</p>

<p>For holiday groceries, where will Americans turn? Overall, the top choices were&nbsp;Costco or Sam&rsquo;s Club (17%),&nbsp;Kroger (17%) and Publix (11%).&nbsp;</p>

<h3>Other Key Insights You Should Know&nbsp;</h3>

<p>Close to one in four consumers say they aren&rsquo;t making any holiday purchases this year. For brands and&nbsp;retailers looking to make a big impact, this is a worrisome figure. This&nbsp;likely means that there are still lingering economic issues, with many consumers electing to save as opposed to spend.&nbsp;</p>

<p>Among those that are shopping for the holidays, what items have they bought already? According to our research, it&rsquo;s mostly been apparel (27%), toys (26%) and home goods (24%).&nbsp;</p>

<h2>How To Capture Last-Minute Holiday Shopping Dollars&nbsp;</h2>

<p>With 2021 quickly coming to an end, what can&nbsp;brands&nbsp;and retailers do to end the year on a high note? Based on our data, here&rsquo;s what we recommend:&nbsp;</p>

<ul>
	<li>
	<p>Continue running promotions and advertising campaigns.&nbsp;A significant number of holiday shoppers are waiting until the last minute, which means there&rsquo;s&nbsp;still&nbsp;time to&nbsp;make an impact.&nbsp;</p>
	</li>
	<li>Promote your customer loyalty programs, especially if signing up confers monetary benefits like discounts. New registrations&nbsp;will boost the bottom line in 2021 and&nbsp;beyond.&nbsp;</li>
	<li>Gift cards remain a viable and popular gift choice for the holidays.&nbsp;With supply chain issues continuing to plague&nbsp;brands and retailers, it may be more prudent to promote gift card options over specific items that may go out of stock sooner than anticipated. Plus, gift cards are unaffected by shipping delays, especially when gifted digitally.&nbsp;</li>
	<li>The busiest time of the holiday season for supermarkets?&nbsp;New Year&rsquo;s Eve and the week before Christmas are near the top of the list.&nbsp;If they haven&rsquo;t already, grocery stores and grocery delivery companies need to prepare accordingly by ensuring supplies and staff are ample during this key time of the year.&nbsp;</li>
</ul>

<p>Interested in learning more about&nbsp;InMobi&nbsp;and how we work with brands and retailers during this key time of the year?&nbsp;<a href="https://www.inmobi.com/company/contact/" target="_blank">Reach out today to speak with one of InMobi&rsquo;s experts</a>.&nbsp;</p>]]></description>
      <dc:subject><![CDATA[Advertising, Consumer Research, Understanding Consumers, English (EN): inmobi.com, North America,]]></dc:subject>
      
      <dc:creator><![CDATA[ Team InMobi  ]]></dc:creator>
      
      <dc:date>2021-12-20T22:11:00+00:00</dc:date>
    </item>
  
    <item>
      <title><![CDATA[2021 Esports Awards and The Future of Mobile Gaming ]]></title>
      <link>https://www.inmobi.com/blog/2021/12/15/2021-esports-awards-and-the-future-of-mobile-gaming/</link>
      <guid>https://www.inmobi.com/blog/2021/12/15/2021-esports-awards-and-the-future-of-mobile-gaming/</guid>
      <description><![CDATA[<p>While many may have their attention on&nbsp;December&rsquo;s&nbsp;<a href="https://www.gamespot.com/articles/the-game-awards-2021-winners-revealed-it-takes-two-wins-game-of-the-year/1100-6498845/" target="_blank">Game Awards</a>,&nbsp;which saw wins by&nbsp;big video game and film franchises, studios and publishers,&nbsp;we would like to direct attention to another industry-relevant event.&nbsp;&nbsp;</p>

<p>Last month celebrated the&nbsp;sixth annual Esports&nbsp;Awards. The&nbsp;globally recognized&nbsp;ceremony,&nbsp;originally based in London, streamed live on&nbsp;Twitch&nbsp;and&nbsp;was&nbsp;hosted at&nbsp;Arlington&rsquo;s Esports Stadium&nbsp;in Texas. The show&nbsp;highlighted&nbsp;industry favorites&nbsp;and contributions from publishers, developers, competitive&nbsp;gamers&nbsp;and teams,&nbsp;PC&nbsp;players,&nbsp;platforms&nbsp;and the like.&nbsp;Other stand-out categories spotlighted cosplayers,&nbsp;content creators, analysts,&nbsp;journalists,&nbsp;creative&nbsp;products&nbsp;and cinematics.&nbsp;</p>

<p>Mobile gaming also experienced a notable spotlight during the program&nbsp;that brought in a total of 1.5 million views on Twitch. Publisher of the year saw&nbsp;nominees such as&nbsp;Psyonix, Ubisoft,&nbsp;Tencent and Electronic Arts,&nbsp;some of&nbsp;whom&nbsp;have&nbsp;noteworthy stakes in the mobile gaming world,&nbsp;with Riot Games&nbsp;proving&nbsp;victorious.&nbsp;&nbsp;</p>

<p>The show also featured&nbsp;a&nbsp;Mobile Game and Mobile Player of the&nbsp;Year&nbsp;categories&mdash;the wins respectively going to&nbsp;Garena&rsquo;s multiplayer battle royale&nbsp;<a href="https://ff.garena.com/" target="_blank">Free Fire</a>&nbsp;and&nbsp;Nova&nbsp;Esport&rsquo;s&nbsp;Zhu&nbsp;Bocheng,&nbsp;otherwise known as&nbsp;Nova&nbsp;Paraboy,&nbsp;a&nbsp;highly regarded&nbsp;PUBG mobile&nbsp;player.&nbsp;The&nbsp;Game Awards did have a&nbsp;Best Mobile Game category&nbsp;though&nbsp;&mdash;&nbsp;miHoYo&rsquo;s&nbsp;<a href="https://genshin.mihoyo.com/en/" target="_blank">Genshin&nbsp;Impact</a>&nbsp;won.</p>

<h2>The Future of Mobile Gaming and Esports</h2>

<p>What the Esports Award&rsquo;s inclusion of mobile gaming categories tells us is that mobile gaming is a space with&nbsp;demonstrated&nbsp;stakes,&nbsp;reach,&nbsp;community&nbsp;and opportunity for continued growth and innovation. And while&nbsp;stakeholders across industries know&nbsp;not to view award show superlatives&nbsp;as full representations of success,&nbsp;the Esports awards can help breakdown overall gaming and mobile gaming trends for developers,&nbsp;publishers&nbsp;and other gaming content creators.&nbsp;&nbsp;</p>

<p>For instance, this&nbsp;year&#39;s&nbsp;Mobile Game of the Year went to&nbsp;Free Fire. This title&nbsp;has been the <a href="https://www.thegamer.com/mobile-games-spending-to-reach-nearly-90-billion-this-year-garena-free-fire-most-downloaded/" target="_blank">most downloaded game on the Google Play Store since 2019</a>. Additionally, it&nbsp;has become&nbsp;the&nbsp;most downloaded&nbsp;mobile game in the world&nbsp;after surpassing 1 billion downloads&nbsp;across&nbsp;the App and Google Play Stores this year.&nbsp;&nbsp;</p>

<p>Creatives&nbsp;was&nbsp;a huge&nbsp;theme at the&nbsp;fan-voted&nbsp;Esports&nbsp;Awards, proving just how much&nbsp;art direction, stimulating visuals and creative content&nbsp;are&nbsp;important to developers, publishers,&nbsp;players&nbsp;and fans&nbsp;alike&nbsp;in mobile.&nbsp;&nbsp;</p>

<p>The&nbsp;Streamer&nbsp;of the Year&nbsp;awards category&nbsp;speaks to&nbsp;the popularity of gameplay videos in today&rsquo;s age of social media.&nbsp;Discord even beat out&nbsp;big&nbsp;creative arts agencies&nbsp;for the Supporting Service of the Year award, again showing&nbsp;the important relationship between (mobile) gaming and social channels.&nbsp;The fact that&nbsp;<a href="https://www.youtube.com/c/NOVAPARABOY/featured">Paraboy</a>&nbsp;won Mobile Gamer of the Year in recognition of his&nbsp;contributions to&nbsp;Tencent&rsquo;s&nbsp;PUBG Mobile&nbsp;correlates&nbsp;to the game&rsquo;s current positioning as&nbsp;<a href="https://sensortower.com/blog/top-mobile-games-by-worldwide-revenue-november-2021" target="_blank">highest grossing mobile game&nbsp;in the world</a>&nbsp;according to Sensor Tower data.&nbsp;</p>

<h2>Top Takeaways&nbsp;For&nbsp;Mobile App Publishers and Developers&nbsp;</h2>

<p>One thing publishers and developers can take away from an event like&nbsp;the Esports&nbsp;Awards&nbsp;is&nbsp;how everything&nbsp;from viral&nbsp;gameplay videos&nbsp;and&nbsp;social media&nbsp;platforms&nbsp;to&nbsp;individual and team&nbsp;championship&nbsp;wins,&nbsp;creative content creation&nbsp;and ads&nbsp;(the latter referencing Creative Piece of the Year)&nbsp;feeds&nbsp;back into mobile gaming revenue&nbsp;and&nbsp;provides&nbsp;direction as to where to spend your ad dollars as a publisher.&nbsp;</p>

<p>If&nbsp;you are&nbsp;a publisher, developer, gamer or&nbsp;simply curious&nbsp;about what this all means in terms of mobile game monetization and how&nbsp;InMobi&nbsp;can help, head on over to&nbsp;our&nbsp;<a href="https://www.inmobi.com/game-monetization" target="_blank">site</a>&nbsp;and be on the&nbsp;lookout&nbsp;for our Mobile Gaming Trends&nbsp;Report in the New Year.&nbsp;We also encourage you to browse around our&nbsp;recommended reads&nbsp;and check out our YouTube channel for more related content.&nbsp;</p>]]></description>
      <dc:subject><![CDATA[Awards, Events, Media Consumption &amp; Trends, Success Stories, English (EN): inmobi.com, North America, Global,]]></dc:subject>
      
      <dc:creator><![CDATA[ Sarayah Wright  ]]></dc:creator>
      
      <dc:date>2021-12-15T13:00:00+00:00</dc:date>
    </item>
  
    <item>
      <title><![CDATA[What Do U.S. Consumers Think About Mobile Advertising? ]]></title>
      <link>https://www.inmobi.com/blog/2021/12/15/what-us-consumers-think-about-mobile-advertising/</link>
      <guid>https://www.inmobi.com/blog/2021/12/15/what-us-consumers-think-about-mobile-advertising/</guid>
      <description><![CDATA[<p>Brands have long used advertising to get the word out among consumers. And with consumers flocking to mobile, advertisers have followed suit.&nbsp;</p>

<p>Today, brands have many different options for reaching consumers, including through social media, influencers, television advertising, and so many more channels. With so many options to choose from, should mobile advertising be part of the&nbsp;mix?&nbsp;</p>

<p>To help brands answer this question, we commissioned a survey using&nbsp;<a href="https://www.inmobi.com/pulse" target="_blank">InMobi&nbsp;Pulse</a>,&nbsp;InMobi&rsquo;s&nbsp;mobile market research solution. In 2021, we asked over 2,000 Americans what they&nbsp;really thought about mobile advertising.&nbsp;</p>

<p>Here&rsquo;s what we uncovered.&nbsp;</p>

<h2>TL;DR&nbsp;Version&nbsp;</h2>

<ul>
	<li>55% agree or strongly agree with the following statement: I prefer that mobile apps have ads, rather than having to pay to download apps.&nbsp;</li>
	<li>21% said they enjoy seeing ads in apps.&nbsp;</li>
	<li>One in four say they notice ads&nbsp;for products that interest them&nbsp;in gaming apps.&nbsp;</li>
	<li>One in three say they visit a brand&rsquo;s website after seeing an ad for a product that interests them.&nbsp;</li>
</ul>

<h2>American Attitudes&nbsp;To&nbsp;Mobile Advertising in 2021&nbsp;</h2>

<p>Overall, most Americans understand the value exchange that comes with advertising: namely, by viewing ads they can avoid having to pay for content.&nbsp;Among those surveyed, 55% said they prefer apps with ads as opposed to having to pay for them.&nbsp;&nbsp;</p>

<p>But do consumers actually enjoy seeing mobile ads? Over one in five (21%) said yes.&nbsp;Among survey respondents between 18 and 34 years old, that figure jumps to 29%.&nbsp;</p>

<p>When asked about their ad preferences, 18% said they prefer video ads while the same share said they prefer banner ads. But when asked about which ads they notice, 36% said they notice videos while 25% notice banners. Further,&nbsp;just&nbsp;over one in five said they notice native ads and interstitials.&nbsp;</p>

<p>Where are consumers seeing these ads? Top answers include gaming apps (25%), social apps (23%), streaming apps (15%), mobile webpages (15%) and news apps (14%).&nbsp;&nbsp;</p>

<p>After seeing and interacting with an ad for a product that interests them, what action do Americans usually take? The top response was&nbsp;visit&nbsp;a brand&rsquo;s website (32%), followed by&nbsp;open or download the brand&rsquo;s app (16%).&nbsp;&nbsp;</p>

<h2>How Does Our Data Compare&nbsp;To&nbsp;Other Research?&nbsp;</h2>

<p>We also wanted to see our numbers compare to&nbsp;<a href="https://content-na2.emarketer.com/consumer-attitudes-toward-digital-advertising-2021?utm_source=triggermail&amp;utm_medium=email&amp;utm_campaign=ii20210817olympicsviewershipcotd&amp;utm_term=new%20cotd%202020" target="_blank">what eMarketer has reported</a>. Here&rsquo;s&nbsp;a small snippet of&nbsp;what they have found:&nbsp;</p>

<ul>
	<li>
	<p>74% of iOS device users would rather opt in to receiving targeted advertising if it meant not having to pay for features or content that is currently free.&nbsp;</p>
	</li>
	<li>
	<p>51% of mobile gamers in the U.S. said they&rsquo;d prefer to watch ads and play for free as opposed to&nbsp;making in-app payments.&nbsp;</p>
	</li>
	<li>
	<p>Among&nbsp;mobile gamers in the U.S.,&nbsp;U.K., Australia, Germany and France,&nbsp;35%&nbsp;&nbsp;said&nbsp;they like banner ads&nbsp;&ndash; much higher than what our research uncovered. But for rewarded ads, likeability rises to 50% or more.&nbsp;</p>
	</li>
	<li>
	<p>20% of adults in the U.S. most disliked seeing ads for products they don&rsquo;t need.&nbsp;</p>
	</li>
	<li>
	<p>Among smartphone owners in the U.S., 31% said they&rsquo;d allow tracking to all apps rather than pay to subscribe.&nbsp;</p>
	</li>
</ul>

<h3>About the Author&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</h3>

<p>Matthew Kaplan has over a decade of digital marketing experience, working to support the content goals of the world&rsquo;s biggest B2B and B2C brands. He is a passionate app user and evangelist, working to support diverse marketing campaigns across devices.&nbsp;</p>]]></description>
      <dc:subject><![CDATA[Advertising, Consumer Research, Trust and Brand Safety, English (EN): inmobi.com, North America,]]></dc:subject>
      
      <dc:creator><![CDATA[ Matt Kaplan,  Content Strategist  ]]></dc:creator>
      
      <dc:date>2021-12-15T09:25:00+00:00</dc:date>
    </item>
  
    <item>
      <title><![CDATA[Holiday Season 2021 for App Marketers in Southeast Asia: Trends, Dos and Don’ts, and Actionable Strategies]]></title>
      <link>https://www.inmobi.com/blog/2021/12/14/holiday-season-2021-for-app-marketers-in-southeast-asia-trends-dos-and-donts-and-actionable-strategies/</link>
      <guid>https://www.inmobi.com/blog/2021/12/14/holiday-season-2021-for-app-marketers-in-southeast-asia-trends-dos-and-donts-and-actionable-strategies/</guid>
      <description><![CDATA[<blockquote>
<p>This is a guest post brought to you by InMobi in collaboration with MoEngage</p>
</blockquote>

<p><br />
Ever since the pandemic hit in 2020, it significantly affected various industries across the globe. The in-app ecosystem however has seen a growth surge like no other, particularly in India and Southeast Asia. In fact, at the start of 2021, India accounted for 14% of the global app installs, only second to China. While categories like travel and hospitality and micro-mobility suffered, <a href="https://www.moengage.com/blog/customer-engagement-for-banking-in-southeast-asia/">banking and finance</a>, as well as E-commerce and gaming, saw an unprecedented surge in usage.&nbsp;</p>

<p>With easy access to smartphones, apps are now a pervasive phenomenon, with a massive number of users driving in-sector trends. In India, the government increasingly encouraged <a href="https://www.moengage.com/blog/customer-engagement-for-banking-in-india/">digital payments</a> during the pandemic and introduced online vaccine bookings and health monitoring apps. This change drastically increased the number of consumers using different apps for their everyday work.&nbsp;</p>

<p>App usage trends in rural and urban areas differ vastly at present. Shopping apps are very popular among customers in rural and semi-urban markets, with significant growth in the number of downloads. On the other hand, urban customers displayed a preference towards the fintech and entertainment categories. This trend is expected to continue, at least in the recent future.</p>

<p>One industry that saw a massive transformation during the pandemic was the shopping sector. Large-scale disruption in supply chains dealt a major blow to retail shopping, building an online shopping audience that is here to stay.&nbsp;</p>

<p>Now, as the holiday season begins, app marketers need to perfect their customer engagement strategies and drive sales. However, it is essential to understand consumer patterns, buying trends, and map out actionable plans based on these insights.</p>

<p>Let&rsquo;s first look at the usage trends of apps and the corresponding categories which can expect significant growth in installs:</p>

<p>App Usage Trends and Categories Expecting Higher Installs During Festive Season&nbsp;&nbsp;</p>

<p>In Southeast Asia, millions of consumers use smartphones every day for various purposes, including work, entertainment, recreation, utility tools, and more. Let&rsquo;s This</p>

<ul>
	<li><strong>Increase in popularity of casual, hyper-casual, and real money gaming apps: </strong>Gaming, which was once thought as exclusively a young man&rsquo;s domain has now grown in popularity among all age groups. As new demographics i.e. homemakers and first-time app users join the fray, the usage trends for casual/hyper-casual and real money gaming have shot up through the roof. And these gamers are here to stay. In fact, a survey states that almost 80% of consumers who play such games are committed and will continue to play for the foreseeable future. It means that customers are spending a dedicated period of their day on these gaming apps, be it for monetary gain or for entertainment.</li>
</ul>

<ul>
	<li><strong>The continued rise of entertainment, short-form video, and OTT platforms: </strong>The rise of OTT&nbsp; platforms has pulled viewers away from conventional television soaps, as consumers now prefer to watch programs according to their convenience. The Work-From-Home culture has further fueled the popularity of OTT platforms, helping them garner a loyal viewer base. Based on an assessment of recent market trends, the number of users gravitating towards OTT apps and platforms is expected to increase during the holidays, with festival-focused content soon being available on these platforms.</li>
</ul>

<ul>
	<li><strong>An even bigger online shopping boom</strong>: Retail and E-commerce apps, like Amazon and Flipkart, have seen more traffic every year during the festive season. While such platforms previously focused on special occasions and festivals, promoting mega sales using special discounts and offers, however, to keep up with increasing consumer demands, these apps have started hosting sales on almost a monthly basis.<br />
	<br />
	Similarly, in Indonesia, there is the Harbolnas sale season which is growing bigger every year. In Australia, Black Friday sales are coming up on every E-commerce platform. With pent-up demand caused by a muted holiday season 2020, retailers both online and offline can expect a significant shopping season. In addition, food delivery, m-commerce apps, groceries, and real money gaming apps are expected to continue to perform well throughout the festive season.&nbsp;</li>
</ul>

<p><em>Before we dive any deeper if you would like to understand the holiday season trends for apps in Southeast Asia in detail along with use cases and examples from top brands in the region, check out this </em><a href="https://www.moengage.com/podcast/festive-season-trends-for-southeast-asia/"><em>episode on #GROWTH Maestros</em></a><em> feat. Rajesh Pantina, Director, Marketing, Asia Pacific, InMobi.</em></p>

<p>Now, the natural question for app marketers is, how to convert this increased spending power of customers into sales. Here are a few strategies:</p>

<p>Actionable Strategies for App Marketers in Southeast Asia</p>

<ul>
	<li><strong>Engaging new users by focusing on localization</strong>: With the pandemic, multiple rounds of lockdowns, and social distancing mandates, customers have grown accustomed to staying indoors, and hence prefer transacting and shopping online. Owing to these limitations, a sizable chunk of the population, mostly from tier-II and tier-III cities, came online for the first time. These customers have started using apps to order food, groceries, and medicines.<br />
	<br />
	The key to appealing to audiences from tier-II and tier-III cities is by going hyper-local. Companies and brands can diversify their market reach by servicing tier-II and tier-III markets and encouraging these users to opt for their apps for better convenience.<br />
	<br />
	One of the leading loan providers in India, Indiabulls Loans targeted customers from the tier-II markets by making the loan application hassle-free. The company increased user convenience by implementing a 3-step process and also focused on including multiple regional languages to be inclusive and appeal to this segment of customers.<br />
	&nbsp;</li>
</ul>

<ul>
	<li><strong>Creating a multi-channel experience based on the region for the festive season</strong>: The Southeast Asian market is pretty high in the mobility index, i.e. usage of mobile phones and internet usage. The mobility index for Southeast Asia is 70%, meaning 7 in 10 consumers own a smartphone and use it. Out of these, 90% use their smartphones to access the internet actively.<br />
	<br />
	Internet usage is now focused more on apps. While the urban population has been familiar with apps for quite some time, tier-II and tier-III cities in Southeast Asia are now contributing more towards adoption.<br />
	<br />
	However, in Australia, mobile E-commerce is still limited and seeing a steady way forward. Consumers from the region are more inclined towards shopping from physical retail stores. As the pandemic has nudged consumers towards using digital applications, the upcoming holiday season will dictate the popularity of apps in the global market.<br />
	&nbsp;</li>
</ul>

<ul>
	<li><strong>Importance of Shoppable Ads</strong>: To engage customers better, shopping apps must leverage different methods. During the last year, retailers were trying to get their supply chains working again. The unanimous conclusion was that online platforms are a thriving marketplace with different categories for various services, and anyone with a good service could carve their niche. The offline-online connected experience has been adopted by numerous brands to ensure maximum engagement.<br />
	<br />
	Consumers in Southeast Asia are still exploring the online arena on their own. Brands that can accurately inform consumers about their sales and offers, give them enough options to explore, and also persuade them to buy products can gain maximum customers.<br />
	<br />
	This is possible through shoppable ads where there is an option to buy products directly from the ad. Since consumers can view ads, browse products and purchase them seamlessly, shoppable ads can be an effective tool for brands during the festive season.<br />
	<br />
	Mondelez leveraged this functionality of shoppable ads to market their new product ahead of the festival season. The brand introduced Cadbury Chocobakes, a new product in the choco-bakery segment. Mondelez launched an interactive campaign online, through a video ad showcasing the making of the said product. Interested viewers could view the product, the video, and ultimately purchase the product within the same ad unit.<br />
	<br />
	From a technical standpoint, shoppable ads are an easy technological integration that enables consumers to shop from within the ad. Brands can use this tool to appeal to the customers&#39; senses and give them a closer look at the product.<br />
	&nbsp;</li>
</ul>

<ul>
	<li><strong>Competition within apps and impact on ad spending during the festive season</strong>: During the initial stages of the pandemic, global spending saw drastic drops in a majority of markets and products as consumers were struggling and unsure of their financial holdings. However, eventually, as things fell under control, consumers tried to navigate their way through this situation.<br />
	<br />
	In India, only the digital sector saw strong growth during the pandemic as it became the second biggest channel in terms of overall ad spending. Southeast Asia accounted for around 70% of all digital ad spending on mobile. As digital platforms were the only avenue for consumers and brands to advertise, they quickly gained popularity.<br />
	<br />
	Brands created unconventional ads to appeal to customers even though the product prices were relatively low. However, in the early months of 2021, there was a steady rise in prices going back to their pre-pandemic levels.<br />
	<br />
	As new users were rapidly being added to the Southeast Asia market, it influenced the rates of products. Simultaneously, newly developed apps quickly became popular among consumers, like short-form video apps in tier-II cities in India. The entire programmatic ecosystem with its diversity and scale was able to ensure that the competition among apps did not severely impact the cost for advertisers.<br />
	<br />
	Today, the demand for apps and products has become very diverse. Apps have started branding themselves in addition to focusing on sales. They are also targeting tier-II and tier-II city markets to increase awareness about apps and their functionality.<br />
	<br />
	The focus of apps also has shifted in terms of their vastly different audiences. So far, there has been a balance between all various apps in a growing market like Southeast Asia. In the future too, there will be competition. But the market will continue to hold the prices in place.<br />
	&nbsp;</li>
	<li><strong>Using data to personalize customer engagement</strong>: Almost all apps use location to give more personalized service to their customers. Brands are increasingly using location and dynamic creatives for engaging location-specific ad deliveries to enhance customer experience.<br />
	<br />
	Even though using data delivers personalized engagement to the customer, it is essential to ensure complete privacy. There must be a context to why an app is asking for location. If access to the location can increase convenience for the customer, then it can be a good tool to use.<br />
	<br />
	Consumers loathe ads that are irrelevant and fail to resonate with them. Using location to show location-specific ads that provide updates on major events in the surroundings, might be preferred more by users. Brands can also use this data to make engaging ads and specially curated content for their users specifically for the festive season.<br />
	&nbsp;</li>
	<li><strong>Importance of consumer intelligence</strong>: In Southeast Asia, some brands still choose a traditional method of operation, and other brands have adopted the digital approach. These brands are available online in a user-friendly manner. Their apps have heaps of consumer data, and they can derive insights from it to optimize their performance.<br />
	<br />
	However, once a customer exits a specific app, brands can&#39;t analyze what the customer does outside the app. Many consumers use multiple similar retail apps simultaneously. Therefore, there is a need to analyze real-time consumer intelligence.<br />
	<br />
	By analyzing factors, such as consumer insights, brand perception, and consumer preferences, brands can build comprehensive strategies to drive app downloads and product sales.&nbsp;</li>
</ul>

<h2><strong>Recommendations for Apps to Better Drive Engagement During the Festive Season</strong></h2>

<p>The digital marketplace requires meticulous planning. Every year around the festive season, consumers look towards online platforms as a reliable place for offers and discounts on goods and services they want to buy.&nbsp;</p>

<p>However, holiday shopping largely remains an unplanned activity. consumers don&rsquo;t particularly decide what to buy. They prefer practical things that have good deals on them. This gives brands a tremendous scope to influence consumers to keep shopping.&nbsp;</p>

<p>The primary reason behind online holiday shopping is the increased access to mobile and internet, and growing comfort with online channels and modes of payment.</p>

<p>Therefore, brands need to focus on capturing the customers&rsquo; attention through interactive smartphones as consumers are becoming more aware of the functionality of their devices. Brands should tap into the exact demands of consumers.&nbsp;</p>

<p>This requires planning, as well as agility. Brands must focus on becoming adaptable and focus on their operational aspects due to the uncertainty of an impending pandemic wave. The strategies that brands are planning to implement should be mindful of the current global situation and avoid being tone-deaf with communication.</p>

<p>To get all the detailed insights, download our latest<a href="https://go.inmobi.com/2021-festive-season-guide-for-app-marketer-sea/"> 2021 Festive Season Guide for App Marketers </a>today.</p>]]></description>
      <dc:subject><![CDATA[In-App Monetization, Media Consumption &amp; Trends, English (EN): inmobi.com, Asia Pacific,]]></dc:subject>
      
      <dc:creator><![CDATA[ Rajarshi Choudhuri, Guest Author   ]]></dc:creator>
      
      <dc:date>2021-12-14T09:47:00+00:00</dc:date>
    </item>
  
    <item>
      <title><![CDATA[How To Stop Bad Ads In Mobile Apps: New Guidance from GeoEdge and InMobi]]></title>
      <link>https://www.inmobi.com/blog/2021/12/13/how-to-stop-bad-ads-in-mobile-apps-new-guidance-from-geoedge-and-inmobi/</link>
      <guid>https://www.inmobi.com/blog/2021/12/13/how-to-stop-bad-ads-in-mobile-apps-new-guidance-from-geoedge-and-inmobi/</guid>
      <description><![CDATA[<p>What can app publishers and developers do to&nbsp;stop bad ads&nbsp;from appearing in their apps? For guidance on how to keep&nbsp;fraudulent ads&nbsp;and&nbsp;bad actors&nbsp;at bay, be sure to download your copy of our&nbsp;new guide that we created with our partners at&nbsp;GeoEdge,&nbsp;<a href="https://go.inmobi.com/inmobi-how-to-fight-bad-ads-2021/" target="_blank">How&nbsp;To&nbsp;Fight Bad Ads</a>.&nbsp;</p>

<p style="text-align:center"><a class="btn btn-s" href="https://go.inmobi.com/inmobi-how-to-fight-bad-ads-2021/" style="font-size:24px; border-radius: 25px; font-weight: normal;" target="_blank">GET IT NOW</a></p>

<p>Here&rsquo;s what you can expect to find in this&nbsp;eBook:&nbsp;</p>

<ul>
	<li>Defining Bad Ads&nbsp;</li>
	<li>Why Are Bad Ads Problematic?&nbsp;</li>
	<li>How Prevalent Are Bad Ads?&nbsp;</li>
	<li>How To Stop Bad Ads&nbsp;</li>
	<li>How To Keep Bad Ads&nbsp;At&nbsp;Bay Over Time&nbsp;</li>
	<li>Charting The Future&nbsp;Of&nbsp;The&nbsp;Fight Against Bad Ads&nbsp;</li>
</ul>

<p style="text-align:center"><a class="btn btn-s" href="https://go.inmobi.com/inmobi-how-to-fight-bad-ads-2021/" style="font-size:24px; border-radius: 25px; font-weight: normal;" target="_blank">GET IT NOW</a></p>

<h2>How Mobile App Publishers Should Think About Bad Ads&nbsp;</h2>

<p>While&nbsp;ad blockers exist to&nbsp;block pop-up ads&nbsp;and other more&nbsp;annoying ad&nbsp;formats&nbsp;in the&nbsp;Chrome browser and elsewhere in the web world,&nbsp;ad blocking&nbsp;hasn&rsquo;t made it&nbsp;en&nbsp;masse to apps on&nbsp;mobile devices&nbsp;&mdash;&nbsp;at least not yet.&nbsp;This is&nbsp;a&nbsp;good thing for app publishers, especially those that rely on&nbsp;ad serving&nbsp;to make money.&nbsp;</p>

<p><iframe allow="accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture" allowfullscreen="" frameborder="0" height="315" src="https://www.youtube.com/embed/ApEkAN9_TWo" title="YouTube video player" width="560"></iframe><iframe allow="accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture" allowfullscreen="" frameborder="0" height="315" src="https://www.youtube.com/embed/GBMRI1msppM" title="YouTube video player" width="560"></iframe></p>

<p>But that means it behooves app publishers and developers to keep a close eye&nbsp;to stamp out bad ads in&nbsp;as close to&nbsp;real time&nbsp;as possible &ndash;&nbsp;and to keep&nbsp;removed ads&nbsp;from reappearing. Here&rsquo;s why:&nbsp;</p>

<p><iframe allow="accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture" allowfullscreen="" frameborder="0" height="315" src="https://www.youtube.com/embed/JxcMzk5Kg04" title="YouTube video player" width="560"></iframe><iframe allow="accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture" allowfullscreen="" frameborder="0" height="315" src="https://www.youtube.com/embed/S7gbI6-NVnc" title="YouTube video player" width="560"></iframe></p>

<p>For more insights on the current state of bad ads and what can be done to stop them, be sure to watch the full video discussion featuring&nbsp;InMobi&nbsp;and&nbsp;GeoEdge.&nbsp;</p>

<p><iframe allow="accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture" allowfullscreen="" frameborder="0" height="315" src="https://www.youtube.com/embed/RUKV6ATjLRQ" title="YouTube video player" width="560"></iframe></p>

<p>And for even more insights, tips and advice, grab your copy of our latest&nbsp;eBook&nbsp;with&nbsp;GeoEdge&nbsp;that&rsquo;s all about <a href="https://go.inmobi.com/inmobi-how-to-fight-bad-ads-2021/" target="_blank">How&nbsp;To&nbsp;Fight Bad Ads</a>.&nbsp;</p>

<p style="text-align:center"><a class="btn btn-s" href="https://go.inmobi.com/inmobi-how-to-fight-bad-ads-2021/" style="font-size:24px; border-radius: 25px; font-weight: normal;" target="_blank">GET IT NOW</a></p>

<h2>How To Fight Bad Ads: Guidebook Sneek Peak&nbsp;</h2>

<p>For a preliminary look at this new&nbsp;eBook, enjoy this preview!&nbsp;</p>

<p><strong>Introduction&nbsp;</strong></p>

<p>What are bad ads? The security experts at&nbsp;GeoEdge&nbsp;group bad ads into three main categories:&nbsp;</p>

<ol>
	<li>
	<p>Ads that cause security issues (i.e.,&nbsp;malvertising)&nbsp;</p>
	</li>
	<li>
	<p>Ads that contain bad content (e.g.,&nbsp;ads that are off brand, offensive and/or unwanted)&nbsp;</p>
	</li>
	<li>Ads that have issues with their specs or behavior (e.g.,&nbsp;ads that auto-play sound, etc.)&nbsp;</li>
</ol>

<p>The dangers of malware are as old as computers themselves, but the concept of&nbsp;malvertising&nbsp;is a new one to businesses and consumers alike. While the term malware can mean malicious code of any sort delivered by any means, &ldquo;malvertising&rdquo; refers to the use of digital advertisements &ndash; including creative, tags and landing pages &ndash; specifically to distribute malware, often for financial gain.&nbsp;Malvertising&nbsp;is now a&nbsp;problem at&nbsp;scale.&nbsp;</p>

<p>App publishers all know that bad ads can be a problem, but what is the scale of this issue and what can be done concretely to fight bad ads?&nbsp;</p>

<p>This joint&nbsp;eBook&nbsp;from&nbsp;InMobi&nbsp;and&nbsp;GeoEdge&nbsp;will help mobile-first publishers and app developers understand the problem, know why&nbsp;it&rsquo;s&nbsp;an issue and have concrete steps to take to prevent bad ads from showing up in&nbsp;app&nbsp;or on&nbsp;a webpage.&nbsp;</p>

<p style="text-align:center"><a class="btn btn-s" href="https://go.inmobi.com/inmobi-how-to-fight-bad-ads-2021/" style="font-size:24px; border-radius: 25px; font-weight: normal;" target="_blank">GET IT NOW</a></p>

<p>Like what you&rsquo;re reading so far? If yes, then be sure to download your copy of our new guide that we created with our partners at&nbsp;GeoEdge,&nbsp;<a href="https://go.inmobi.com/inmobi-how-to-fight-bad-ads-2021/" target="_blank">How&nbsp;To&nbsp;Fight Bad Ads</a>.&nbsp;</p>

<p><strong>About the Author&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</strong></p>

<p>Matthew Kaplan has over a decade of digital marketing experience, working to support the content goals of the world&rsquo;s biggest B2B and B2C brands. He is a passionate app user and evangelist, working to support diverse marketing campaigns across devices.</p>]]></description>
      <dc:subject><![CDATA[Advertising, In-App Monetization, Trust and Brand Safety, English (EN): inmobi.com, Global,]]></dc:subject>
      
      <dc:creator><![CDATA[ Matt Kaplan,  Content Strategist  ]]></dc:creator>
      
      <dc:date>2021-12-13T16:52:00+00:00</dc:date>
    </item>
  
    <item>
      <title><![CDATA[InMobi Brings Home 4 Awards at the MMA Smarties APAC 2021 ]]></title>
      <link>https://www.inmobi.com/blog/2021/12/13/inmobi-brings-home-4-awards-at-the-mma-smarties-apac-2021/</link>
      <guid>https://www.inmobi.com/blog/2021/12/13/inmobi-brings-home-4-awards-at-the-mma-smarties-apac-2021/</guid>
      <description><![CDATA[<p>With&nbsp;smartphones&nbsp;emerging as the number one platform for&nbsp;consumers&nbsp;to learn, engage, and purchase&nbsp;on,&nbsp;marketers have increasingly turned to mobile to&nbsp;achieve&nbsp;their marketing objectives.&nbsp;InMobi&nbsp;has&nbsp;made&nbsp;major strides in building resilient brands and&nbsp;enabling&nbsp;them to&nbsp;rethink newer possibilities in connecting&nbsp;brands&nbsp;with&nbsp;users&nbsp;on&nbsp;mobile.&nbsp;Bringing these&nbsp;breakthroughs&nbsp;to&nbsp;the&nbsp;limelight,&nbsp;InMobi&nbsp;brought home&nbsp;four&nbsp;awards from&nbsp;the&nbsp;six&nbsp;key nominations at the MMA Smarties APAC 2021 edition.&nbsp;&nbsp;</p>

<p>The Smarties APAC awards honor the most effective modern marketing efforts&nbsp;in the Asia Pacific.&nbsp;InMobi&#39;s&nbsp;mobile&nbsp;campaigns across&nbsp;the Philippines, Indonesia,&nbsp;and India have&nbsp;bagged&nbsp;prestigious Smarties wins.&nbsp;Here is the list of award-winning campaigns that made a mark at Smarties 2021.&nbsp;</p>

<h2><strong>Campaign&nbsp;#1: Kia&nbsp;Sonet&nbsp;Revs Up with Interactive Voice Ads&nbsp;</strong></h2>

<p>When the 2020 version of the Kia&nbsp;Sonet&nbsp;was launched, Kia India aimed to capture the mindshare of connected consumers by introducing them to the&nbsp;Sonet&#39;s&nbsp;AI Voice Command feature &ndash; Hello, Kia. This&nbsp;feature provided&nbsp;drivers control over certain&nbsp;key&nbsp;features of the car through voice commands.&nbsp;&nbsp;</p>

<p>The&nbsp;brand&nbsp;leveraged&nbsp;InMobi&#39;s&nbsp;precision&nbsp;targeting&nbsp;and interactive mobile capabilities&nbsp;to reach car enthusiasts&nbsp;of the country&nbsp;with innovative voice-controlled ads.&nbsp;By&nbsp;targeting the&nbsp;right&nbsp;users&nbsp;and&nbsp;delivering an&nbsp;immersive&nbsp;voice-enabled&nbsp;mobile&nbsp;experience,&nbsp;Kia&nbsp;India achieved&nbsp;phenomenal results.&nbsp;The&nbsp;brand reached nearly 2 million unique users, and an incredible 1 out of 2 users engaged with the entire ad unit.&nbsp;</p>

<p><a href="https://www.inmobi.com/case-study/kia-sonet-revs-up-awareness-with-interactive-voice-ads">Click&nbsp;here</a>,&nbsp;to learn more about the interactive campaign.&nbsp;<br />
<br />
<img alt="mma awards 2021 winners" src="https://go.inmobi.net/hubfs/MMA_Smarties_APAC_2021_Blog/MMA_Smarties_APAC_02.png" style="height:333px; width:650px" /></p>

<p>Brand name:&nbsp;Kia India&nbsp;<br />
Category name:&nbsp;Mobile Audio/Video&nbsp;<br />
Award won:&nbsp;Bronze&nbsp;</p>

<h2><strong>Campaign&nbsp;#2: L&#39;Or&eacute;al #StandUp&nbsp;</strong></h2>

<p>L&#39;Or&eacute;al&nbsp;Paris launched the #StandUp campaign with Hollaback to combat street harassment in Indonesia. To expand the reach and popularize the campaign across the&nbsp;archipelago, the brand delivered a thought-provoking, interactive video experience to educate Indonesians&nbsp;about&nbsp;the appropriate way to react when faced with such street sexual harassment.&nbsp;InMobi&nbsp;helped deliver tailored video communication to victims and bystanders on the appropriate ways to react and encouraged both groups to #StandUp against&nbsp;street&nbsp;harassment.&nbsp;</p>

<p>As a result,&nbsp;L&#39;Or&eacute;al&nbsp;reached a massive 1.9 million unique users educating them on the best ways to react to the situation. The immersive video ads saw record levels of engagement and drove over 10,000 sign-ups to the training program.&nbsp;</p>

<p><a href="https://www.inmobi.com/case-study/loreal-paris-encourages-citizens-to-standup-against-sexual-harassment-of-women-in-public-spaces/">Click&nbsp;here</a>&nbsp;to&nbsp;learn more about the&nbsp;award-winning campaign.&nbsp;</p>

<p><img alt="award winning mobile ads" src="https://go.inmobi.net/hubfs/MMA_Smarties_APAC_2021_Blog/MMA_Smarties_APAC_03.png" style="height:412px; width:650px" /></p>

<p>Brand name:&nbsp;L&#39;Oreal&nbsp;Paris ID&nbsp;<br />
Category name: Cross Mobile Integration&nbsp;<br />
Award won: Bronze&nbsp;</p>

<h2><strong>Campaign&nbsp;#3:&nbsp;Domex&nbsp;Disinfection Alert System</strong></h2>

<p>As the first lockdown restrictions in India&nbsp;eased up,&nbsp;Domex, Hindustan Unilever&nbsp;Limited&#39;s&nbsp;clinical disinfection brand, took on the responsibility of keeping Mumbai train services clean and safe for the 7.5 million daily commuters. The month-long campaign included disinfecting train platforms and ticket counters at regular intervals with&nbsp;Domex&#39;s&nbsp;Disinfectant Floor Cleaner&nbsp;to&nbsp;increase the hygiene of the highly crowded stations. The product, which had a minimum of 0.5% sodium hypochlorite, was claimed to destroy&nbsp;viruses&nbsp;and bacteria in just 60 seconds. The brand hoped to spread awareness about hygiene during the pandemic and&nbsp;encourage&nbsp;consumers&nbsp;to&nbsp;adopt the product for home use.&nbsp;With mobile as the primary channel, the&nbsp;brand&nbsp;polygon mapped&nbsp;station visitors,&nbsp;the API integrated mobile services ensured&nbsp;that&nbsp;the travelers got&nbsp;real-time&nbsp;messages&nbsp;of&nbsp;the&nbsp;recent cleaning time of their nearest stations.&nbsp;Domex&nbsp;continued&nbsp;this&nbsp;mass awareness initiative&nbsp;of disinfecting public spaces and helping Mumbai&nbsp;&#39;Get Back on&nbsp;Track&#39;&nbsp;well after the campaign&nbsp;ended.&nbsp;&nbsp;&nbsp;</p>

<p><a href="https://www.youtube.com/watch?v=6qxg4bCPlp8">Click&nbsp;here</a>&nbsp;to learn more about the award-winning campaign.&nbsp;</p>

<p><img alt="award winning ad campaigns" src="https://go.inmobi.net/hubfs/MMA_Smarties_APAC_2021_Blog/MMA_Smarties_APAC_04.jpg" style="height:341px; width:650px" /></p>

<p>Brand name:&nbsp;Hindustan Unilever Limited&nbsp;<br />
Category name: Best&nbsp;Data-Driven Display Creative&nbsp;&nbsp;<br />
Award won:&nbsp;Silver&nbsp;</p>

<h2><strong>Campaign #4:&nbsp;U-Win: Connecting with Consumers Through a Unique Value Exchange&nbsp;</strong></h2>

<p>As the campaign is an ongoing&nbsp;project&nbsp;by Unilever, the brand would like to keep&nbsp;details&nbsp;regarding&nbsp;this case study confidential.&nbsp;&nbsp;</p>

<p>Brand name:&nbsp;Unilever Philippines&nbsp;<br />
Category name:&nbsp;Consumer Promotions&nbsp;<br />
Award won:&nbsp;Bronze&nbsp;</p>

<p>Read more success stories on our&nbsp;<a href="https://www.inmobi.com/case-study">case studies page</a>.&nbsp;&nbsp;</p>

<p>Find out how&nbsp;InMobi&nbsp;can vitalize your&nbsp;brand&#39;s&nbsp;campaigns.&nbsp;&nbsp;<br />
Contact&nbsp;<a href="http://mailto:mobilemarketing@inmobi.com">mobilemarketing@inmobi.com</a>.&nbsp;</p>]]></description>
      <dc:subject><![CDATA[Awards, English (EN): inmobi.com, Asia Pacific,]]></dc:subject>
      
      <dc:creator><![CDATA[ Team InMobi  ]]></dc:creator>
      
      <dc:date>2021-12-13T16:35:00+00:00</dc:date>
    </item>
  
    <item>
      <title><![CDATA[Unilever’s Wence Wenceslao on how to transform the digital shopper experience]]></title>
      <link>https://www.inmobi.com/blog/2021/12/10/Unilevers-Wence-Wenceslao-on-how-to-transform-the-digital-shopper-experience/</link>
      <guid>https://www.inmobi.com/blog/2021/12/10/Unilevers-Wence-Wenceslao-on-how-to-transform-the-digital-shopper-experience/</guid>
      <description><![CDATA[<blockquote>
<p>This article first appeared on&nbsp;The Drum</p>
</blockquote>

<p>E-commerce is expected to remain the largest growth driver of the internet economy in Southeast Asia in the coming years. I<a href="https://wearesocial.com/sg/blog/2021/03/southeast-asia-digital-life-intensified/">n&nbsp;a recent finding</a>, the Philippines was ranked as one of the highest internet users in all of Asia Pacific, and the average Filipino internet user spends 9h 45m per day online, far surpassing its Southeast Asian counterparts.</p>

<p>InMobi&rsquo;s Nitin Navaratna (head of strategic partnerships in Southeast Asia) spoke with Unilever&rsquo;s Wence Wenceslao (digital hub lead in the Philippines) to discuss the shifting demands and behaviors of digital Filipinos, what it means for consumer brands, and how Unilever navigated the digital transformation for its brands.</p>

<p>Watch the full conversation now. You can find an excerpt of the conversation below.</p>

<div><iframe allow="accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture" allowfullscreen="" frameborder="0" height="315" src="https://www.youtube.com/embed/cCdOOtCYsto" title="YouTube video player" width="560"></iframe></div>

<h2><strong>You&rsquo;ve had such a stellar career. Tell us a little bit about your own personal journey in the industry, building Unilever&rsquo;s brands, and beyond.</strong></h2>

<p>I have always worked in digital and have been doing this for over 14 years. Working for digital agencies, then moving to brands in different industries - from QSR to telco to conglomerates, building marketing campaigns to digitally inclined innovation that focuses on data and experience. It has been an interesting journey. Unilever&rsquo;s digital hub is about bringing everything together. Connecting all the brands to really capture data-driven marketing the right way: from creating demand to converting demand to engaging consumers continuously - and that&#39;s what we do. It&#39;s what we do as a team. Experts in media, data, IT, etc. - we&#39;re all working with brands to really drive that data-driven marketing.</p>

<h2><strong>The average Filipino spends 9h 45m per day online, leading to significant growth in digital media consumption as well as e-commerce adoption. What has this been like for you at Unilever?</strong></h2>

<p>Consumers lead the way, of course. Customers are always at the center of what we do. The numbers don&#39;t lie: e-commerce and digital media are growing exponentially, which makes sense because that&#39;s where people consume content. It&#39;s not just because of e-commerce, but also because of the&nbsp;shutdown of the largest network in the Philippines, so people are really tuned in to digital. Because everything is shoppable, it continuously supports the growth of e-commerce.</p>

<p>Unilever, for me, feels like it is day one every day - we learn new things and new ways to do e-commerce and data-driven marketing better because everything is evolving at an incredibly fast pace. We can target people with more advanced methods, serve them with more interactive ads, and measure our results better. There are a lot of capabilities that can be unlocked. We have been putting a lot of thought into so many technologies that we need - whatever is relevant for consumers, whatever will drive growth, that&#39;s where we will put our heads. We believe it is critical to sustaining e-commerce growth, especially at a time like this when it is growing exponentially.</p>

<p>More and more brands are also recognizing the importance of data, especially Unilever. By growing our own data, we&#39;re preparing ourselves for the cookie-less future. Not just any data, but actionable data - data that will allow us to target across all walled gardens. Besides that, we are working with InMobi on a number of projects to grow our first-party database. We&#39;re also adopting a test-and-learn approach in order for us to leverage that data and see how best we can use it to drive business results.</p>

<h2><strong>How do you see the Philippines market evolving in the coming years?</strong></h2>

<p>The Philippines consumer is likely to seek out better digital experiences in the future. E-commerce growth will continue to grow at a fast and sustained rate. As more Filipinos are now much more adept at shopping online, they will seek more ways to improve their shopping experience. And not just in the store but in the journey going to that store - offline and online. They&#39;ll seek better ways to have a more convenient and relevant shopping experience. Because data is a key component of that, brands will also have a greater responsibility to deliver unmissable experiences that meet the passions of their audiences, because it&#39;s all about relevancy. We&#39;re not just here to sell shampoo, but we&#39;re here to sell our consumers an experience. I see that in four to five years, there will be more virtual interaction between brands and consumers. And you know, I hate to use the buzzword &ndash; Metaverse &ndash; but a lot of tech companies are already investing in it. Metaverse adds a whole new dimension to users&#39; digital experiences. One of our goals is to create meaningful interactions with billions of users and do it better than anyone else, which is quite a challenge. And how do you do that? You need to know them better.</p>

<h2><strong>What Ad tech trends are Unilever leveraging to stay ahead of the curve when it comes to brand-audience relationships?</strong></h2>

<p>Data and ad tech go hand-in-hand in all of this. It unlocks and creates more effective ways for us to communicate with our consumers through data-driven marketing. Gone are the days where we do the spray and pray approach where we just target everyone and then hope that somebody will buy from us. Now, campaigns and communications are tailored to our target audiences. With ad tech, we&#39;re able to dynamically re-target based on the right moment, the right consumers, the right message - it amplifies our conversion rates better. Lastly, and often overlooked, is measurement. In the past, we measured only based on reach, clicks, etc. We have moved on from that, although that is still part of hygiene. Our focus is on business outcomes. Ad tech&#39;s tracking technologies and much more, allow us to really track the effectiveness of a campaign based on the business outcomes. When we are able to compare our ad spend with our business outcomes, we are able to make better budgeting decisions and plan better as well.</p>

<h2><strong>What are the top three tips you would give to young and ambitious advertising and marketing professionals?</strong></h2>

<p>Learning to unlearn is number one. Since digital is always evolving, we need to be open to changes, learn to pivot to basically be ready to throw our misconceptions out of the window. The next few months or years may bring changes - what you believe now may no longer be true, or the limitations you see now may not necessarily be the same limitations in the future. We need to adapt to the speed of digital evolution. Second, learn to experiment and fail fast. One of the reasons why we are very quick in terms of what we launch in capabilities and partnerships is because to us, there&#39;s no such thing as a perfect launch. We&#39;re bold enough to try out new things, launch and tweak those along the way based on what we learn, what we test, what the consumers are telling us. This is very important especially in e-commerce because agility is more important than perfection.</p>

<p>Finally &ndash; because Unilever has always been consumer-centric &ndash; learn from your customers. Getting insights on the ground and learning it first-hand from consumers is key for you to deliver highly relevant campaigns and well-tuned solutions. At the end of the day, we&#39;re doing this for consumers so it&rsquo;s important to be customer-centric and to look after what&#39;s best for them.</p>

<p>Even now, we know that cookie-less is happening, so we created a rewards program called U-COIN, which rewards consumers for sharing their data with us, and then they can exchange those points for the things they love. In just one year, we&#39;ve reached 800,000 subscribers. There is a connection with ad tech here since InMobi is also helping us to capture this data. So, it&#39;s all connected.</p>

<p>To learn more about advertising with InMobi, visit&nbsp;<a href="http://inmobi.com">inmobi.com</a></p>]]></description>
      <dc:subject><![CDATA[Media Consumption &amp; Trends, English (EN): inmobi.com, Asia Pacific,]]></dc:subject>
      
      <dc:creator><![CDATA[ Team InMobi  ]]></dc:creator>
      
      <dc:date>2021-12-11T05:51:00+00:00</dc:date>
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      <title><![CDATA[InMobi Wins 4 Prestigious Recognitions at The Drum APAC Awards 2021 ]]></title>
      <link>https://www.inmobi.com/blog/2021/12/09/inmobi-wins-4-prestigious-recognitions-at-the-drum-apac-awards-2021/</link>
      <guid>https://www.inmobi.com/blog/2021/12/09/inmobi-wins-4-prestigious-recognitions-at-the-drum-apac-awards-2021/</guid>
      <description><![CDATA[<p>With mobile becoming the primary&nbsp;screen&nbsp;for consumers&nbsp;worldwide&nbsp;in understanding,&nbsp;identifying, engaging,&nbsp;and acquiring consumers,&nbsp;marketers&nbsp;increasingly&nbsp;turned to mobile campaigns&nbsp;to&nbsp;successfully&nbsp;drive their business objectives&nbsp;in the last few years. The Drum&nbsp;APAC&nbsp;Awards&nbsp;recognizes&nbsp;impactful&nbsp;campaigns&nbsp;that brands deliver on mobile&nbsp;that not only grab the eyeballs of the consumers&nbsp;but also make a difference to the world we live in.&nbsp;</p>

<p>InMobi&nbsp;leads the way&nbsp;in pioneering&nbsp;innovation in&nbsp;a&nbsp;mobile-first&nbsp;advertising&nbsp;ecosystem,&nbsp;winning&nbsp;four&nbsp;key&nbsp;awards&nbsp;at the&nbsp;APAC&nbsp;edition of&nbsp;The Drum&nbsp;Digital Advertising&nbsp;Awards&nbsp;this year.&nbsp;</p>

<p>Learn about what makes&nbsp;these&nbsp;campaigns&nbsp;truly shine as we outline the success stories of our&nbsp;award-winning campaigns. Read on to know more.&nbsp;</p>

<h2><strong>Campaign&nbsp;#1:&nbsp;L&#39;Oreal&nbsp;#StandUp&nbsp;&nbsp;</strong></h2>

<p>L&#39;Or&eacute;al&nbsp;Paris launched the #StandUp campaign with Hollaback to combat street harassment in Indonesia. To expand the reach and popularize the campaign&nbsp;across the Archipelago, the brand delivered a thought-provoking, interactive&nbsp;video&nbsp;experience&nbsp;to educate Indonesians on the appropriate way to react when faced with such street&nbsp;harassment. InMobi helped deliver tailored video communication to victims and bystanders&nbsp;on the appropriate ways to react and&nbsp;encouraged both groups to #StandUp&nbsp;against&nbsp;harassment.&nbsp;</p>

<p>As a result,&nbsp;L&#39;Or&eacute;al&nbsp;reached a&nbsp;massive&nbsp;1.9 million unique users&nbsp;educating them&nbsp;on&nbsp;the&nbsp;best ways to&nbsp;react to&nbsp;the situation. The immersive video ads saw&nbsp;record&nbsp;levels of engagement and drove over 10,000 sign-ups&nbsp;to the training program.&nbsp;&nbsp;</p>

<p>To learn more about the&nbsp;inspirational&nbsp;campaign, <a href="https://www.inmobi.com/case-study/loreal-paris-encourages-citizens-to-standup-against-sexual-harassment-of-women-in-public-spaces/">click&nbsp;here</a>.&nbsp;&nbsp;</p>

<p><img alt="award winning video ad campaign" src="https://go.inmobi.net/hubfs/The%20Drum%20Awards%20-%20Blog%202021/LOreal%20-%20The%20Drum%20-%20InMobi.jpg" style="height:720px; width:576px" /></p>

<h2><strong>Campaign&nbsp;#2: Lifebuoy CARE&nbsp;&nbsp;</strong></h2>

<p>&nbsp;When&nbsp;Lifebuoy&nbsp;identified that 2 out of 3 Indonesians washed their hands without soap, the brand decided to launch an educative campaign&nbsp;during the pandemic.&nbsp;As the first step to&nbsp;raising&nbsp;awareness on the importance of handwashing,&nbsp;Lifebuoy ran a survey on InMobi Pulse across six regions in Indonesia. The survey aimed&nbsp;to understand the evolving&nbsp;behavior&nbsp;of consumers and precautionary measures they take week-on-week. Apart from this claimed&nbsp;behavior&nbsp;by Indonesians, the brand also considered observed&nbsp;behavior&nbsp;by working with&nbsp;InMobi&#39;s&nbsp;Audience&nbsp;Intelligence Platform to evaluate footfall in leisure destinations across each province.&nbsp;&nbsp;&nbsp;</p>

<p>By combining these data sources,&nbsp;Lifebuoy&nbsp;developed a&nbsp;CARE&nbsp;Preparedness Score for each user. Based on the&nbsp;CARE&nbsp;score, the brand delivered tailored video ads on social distancing, handwashing, and overall COVID&nbsp;preparedness. This Personalized Service Announcement influenced&nbsp;Indonesians to&nbsp;consider&nbsp;COVID-preventive measures second nature in their daily lives. As a result, the brand reached 6.8 million users with 72 different&nbsp;ad creatives and recorded 14.1 million video views.&nbsp;</p>

<p>To learn more about this&nbsp;highly&nbsp;inspirational&nbsp;campaign, <a href="https://www.inmobi.com/case-study/lifebuoy-arms-citizens-in-the-fight-against-covid-by-combining-the-forces-of-real-time-insights-with-the-pervasive-power-of-mobile">click&nbsp;here</a>.&nbsp;</p>

<p><img alt="award winning ad campaigns" src="https://go.inmobi.net/hubfs/The%20Drum%20Awards%20-%20Blog%202021/Lifebuoy%20-%20The%20Drum%20-%20InMobi.jpg" style="height:720px; width:576px" /></p>

<h2><strong>Campaign&nbsp;#3:&nbsp;Dancow&nbsp;#BundaBangga&nbsp;&nbsp;</strong></h2>

<p>Nestl&eacute;&#39;s&#8239;DANCOW&nbsp;is a milk brand&#8239;exclusively created&#8239;to meet the needs of toddlers aged between&nbsp;1 and&nbsp;5 years.&nbsp;To&nbsp;help&nbsp;mothers&nbsp;understand the importance of wholesome nutrition&nbsp;and their support&nbsp;in the growth of&nbsp;their toddlers,&nbsp;the brand&nbsp;partnered with InMobi and Glance and&nbsp;launched a&nbsp;mobile-only campaign.&nbsp;</p>

<p>The brand created an&nbsp;interactive full-screen rich media&#8239;experience&nbsp;with a powerful message&nbsp;that encouraged Indonesian&nbsp;mothers&nbsp;to&nbsp;join the&nbsp;#BundaBangga&nbsp;(#ProudMother)&nbsp;movement&nbsp;to celebrate motherhood.&nbsp;The creative&nbsp;focused on delivering the innate message of how proud mothers are the reason for their&nbsp;kid&#39;s&nbsp;happiness and&nbsp;served a highly engaging promo card that encouraged mothers to buy&nbsp;DANCOW&#39;s&nbsp;products.&nbsp;</p>

<p>As a result of the&nbsp;mobile-first&nbsp;movement,&nbsp;the brand saw&nbsp;unparalleled&nbsp;growth&nbsp;at&nbsp;every stage of the consumer journey.&nbsp;A&nbsp;93% increase in sales&nbsp;was seen&nbsp;via e-commerce platforms, and an inspiring&nbsp;1.4 million Indonesian mothers joined the #BundaBangga movement.&nbsp;</p>

<p>To learn more about the&nbsp;inspiring&nbsp;campaign, <a href="https://www.inmobi.com/case-study/dancow-nutritods-leverages-mobile-to-become-the-preferred-child-nutrition-brand">click&nbsp;here</a>.&nbsp;</p>

<p><img alt="The Drum APAC Awards Winners" src="https://go.inmobi.net/hubfs/The%20Drum%20Awards%20-%20Blog%202021/Dancow%20-%20The%20Drum%20-%20InMobi.jpg" style="height:720px; width:576px" /></p>

<p>Read more success stories on&nbsp;our&nbsp;<a href="https://www.inmobi.com/case-study">case studies page</a>.&nbsp;&nbsp;</p>

<p>Find out&nbsp;how InMobi can vitalize&nbsp;your&nbsp;brand&#39;s&nbsp;campaigns.&nbsp;&nbsp;<br />
Contact&nbsp;<a href="http://mailto:mobilemarketing@inmobi.com">mobilemarketing@inmobi.com</a>.&nbsp;&nbsp;</p>]]></description>
      <dc:subject><![CDATA[Success Stories, English (EN): inmobi.com, Asia Pacific,]]></dc:subject>
      
      <dc:creator><![CDATA[ Team InMobi  ]]></dc:creator>
      
      <dc:date>2021-12-10T06:47:00+00:00</dc:date>
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      <title><![CDATA[Why I Joined InMobi: Narayan Murthy Ivaturi]]></title>
      <link>https://www.inmobi.com/blog/2021/12/09/why-i-joined-inmobi-narayan-murthy-ivaturi/</link>
      <guid>https://www.inmobi.com/blog/2021/12/09/why-i-joined-inmobi-narayan-murthy-ivaturi/</guid>
      <description><![CDATA[<p>Narayan&nbsp;Murthy&nbsp;Ivaturi&nbsp;joined InMobi as our&nbsp;Director - Digital Native and Performance, Southeast Asia. Learn more about him and why he likes working at&nbsp;InMobi.</p>

<p>Narayan Murthy was introduced to the world of advertising by a college senior only when he was pursuing his MBA degree. Since then, he has gained over 15 years of experience in advertising, media planning, media sales, business development, mobile and e-commerce. He has proven the worth of his knowledge and excellence time and again, and he does not plan on stopping anytime soon.</p>

<p>Having started his career in the sales department of Eureka Forbes, Narayan realized his strengths lay in his superior people skills. &ldquo;As I pursued my MBA and was exposed to the industry more, I knew that there would be nothing else that I would want to do,&rdquo; he says. &ldquo;The idea of communicating and dealing with both internal and external clients, partners and other stakeholders was exhilarating!&rdquo; Even though he started working much earlier, Narayan maintains that his career truly only started with Omnicom.</p>

<p>Narayan spent five years with Omnicom (DDB Mudra), where he handled the account planning, servicing and media planning functions for CPG brands like Rasna and Dhara. He also stepped into the digital arena for the first time with Tribal DDB. He then moved on to working with Yahoo India in a sales role where he managed large clients across industries like matrimony, travel, classifieds and commerce.</p>

<p>He was also made National Sales Head during his tenure there. Narayan has an impressive track record across his journey since then. He was the Head of Sales Strategy at Times India Group, the VP of Global Revenue at Vserv and the APAC Head of Mobile and New Tech at GroupM.</p>

<p>Today, InMobi is enthralled to have Narayan with us as our Director for Digital Native and Performance for Southeast Asia. He carries with him an unparalleled experience with user acquisition strategies, user retention and CRM for mobile business.</p>

<p>He manages InMobi&rsquo;s Southeast Asia performance business and Indonesia agency brand business.&nbsp;</p>

<p>Narayan joined InMobi when the world was affected by COVID-19. &ldquo;Even though it was a COVID year, the onboarding process was absolutely smooth,&rdquo; he shares. &ldquo;Within a week I became familiar with how things worked here and was acquainted with all the key stakeholders. I became a part of the inclusive culture here quite quickly.&rdquo;</p>

<p>He believes that the most essential factor for a satisfying workplace experience are the people you work with and are constantly surrounded by. &ldquo;All my colleagues are friendly, supportive, honest and professional. It&rsquo;s the most important thing for me.&rdquo;</p>

<p>When asked about the favorite part of his job, Narayan quips, &ldquo;It is the perfect mix of product and revenue. It gives me the perfect view and understanding of the product, its changes and its impacts. It is exciting to see what is going wrong so that we can work our magic and fix it.&rdquo;</p>

<p>Want to work with Narayan? Head to <a href="https://www.inmobi.com/company/careers/">https://www.inmobi.com/company/careers/</a>&nbsp;if you&rsquo;re interested in joining InMobi.</p>]]></description>
      <dc:subject><![CDATA[Inside InMobi, English (EN): inmobi.com,]]></dc:subject>
      
      <dc:creator><![CDATA[ Team InMobi  ]]></dc:creator>
      
      <dc:date>2021-12-09T12:43:00+00:00</dc:date>
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      <title><![CDATA[Carousell Media Group partners with InMobi to scale app monetization across Southeast Asia]]></title>
      <link>https://www.inmobi.com/blog/2021/12/03/carousell-media-group-partners-with-inmobi-to-scale-app-monetization-across-southeast-asia/</link>
      <guid>https://www.inmobi.com/blog/2021/12/03/carousell-media-group-partners-with-inmobi-to-scale-app-monetization-across-southeast-asia/</guid>
      <description><![CDATA[<blockquote>
<p>This article first appeared on&nbsp;The Drum</p>
</blockquote>

<p><a href="https://mediagroup.carousell.com/">Carousell Media Group</a>, the #1 Recommerce Marketing Platform in Southeast Asia (SEA) has partnered with InMobi to monetize its diverse ad formats across major regions in SEA. InMobi and Carousell Media Group successfully delivered a seamless, unintrusive user experience with innovative home page billboards, home page interstitials, category display ads, in-listing display ads, and native ad placements.</p>

<p><img alt="" src="https://thedrum-media.imgix.net/thedrum-user-assets-prod/s3/images/original/carousell-media-group-2021-inmobi.png?w=1280&amp;ar=default&amp;fit=crop&amp;crop=faces,edges&amp;auto=format&amp;q=40&amp;dpr=2" style="height:366px; width:650px" /></p>

<p>Speaking on the partnership, Scotty Thomas, Commercial Director, APAC, Carousell Media Group said, "With tens of millions of registered users across 8 markets, Carousell Media Group is a leading marketplace with powerhouse brands such as&nbsp;<a href="https://www.carousell.sg/">Carousell</a>,&nbsp;<a href="http://mudah.my">mudah.my</a>,&nbsp;<a href="https://www.chotot.com/">ChoTOT</a>, and&nbsp;<a href="https://www.onekyat.com/">OneKyat</a>. Their presence in more than six major markets across SEA means that the media group accounts for millions of users browsing, searching, selling, and buying on their mainstream apps. With a millennial-focused audience that logs in 3 to 4 sessions per day, spending about 12 mins on an average per session, Carousell continues to be a great marketplace for advertisers to connect meaningfully with their audiences and drive the desired impact."</p>

<p>Sudhanshu Saxena, Director, Supply Partnerships, Southeast Asia at InMobi, added, "As concerns around viewability and brand safety continue to grow for brands, InMobi and Carousell Media Group provide a platform through programmatic channels for brand-safe ads backed by strong measurement from MOAT and IAS. These contextually relevant ads not only comply with the industry brand safety and suitability standards but also maximize both the impact of the ad and the revenue quality. Additionally, InMobi&#39;s complete transparency on the programmatic ecosystem helps the advertisers gain total control over setting up and running deals."</p>

<p>Carousell Media Group can be accessed programmatically on InMobi Exchange through various leading DSPs from the private marketplace. To know more about our monetization services, visit our&nbsp;<a href="https://www.inmobi.com/advertising-cloud/publisher">InMobi programmatic monetization page</a>.</p>

<p><strong>About InMobi</strong><br />
InMobi is a leading provider of marketing and monetization technologies that fuel industries worldwide. With deep expertise and unique reach on mobile, it is a trusted and transparent technology partner for marketers, content creators, and businesses of all kinds. InMobi&#39;s mission is to power its customers&#39; growth by helping them engage their audiences and build meaningful connections. InMobi is headquartered in Singapore, maintains a large presence in San Francisco and Bangalore, and has operations in New York, Chicago, Kansas City, Los Angeles, Delhi, Mumbai, Beijing, Shanghai, Jakarta, Manila, Kuala Lumpur, Sydney, Melbourne, Seoul, Tokyo, London, and Dubai. To learn more, visit&nbsp;inmobi.com.</p>

<p><strong>About Carousell Media Group</strong><br />
Carousell is the leading classifieds group in Greater Southeast Asia and is on a mission to inspire the world to start selling and to make second-hand the first choice. Founded in August 2012 in Singapore, the group has a leading presence in eight markets under the brands Carousell, Mudah.my, Cho Tot, OneKyat, and Ox Street, serving tens of millions of monthly active users. Carousell is backed by leading investors, including Telenor Group, Rakuten Ventures, Naver, STIC Investments, and Sequoia Capital India. Carousell Media Group has both the scale and depth to curate DTC advertising initiatives and help brands better understand their target audience&#39;s buying habits and attitudes. The strong 125 million monthly searches regionally and the high engagement of audiences on their family of apps make the brand the most preferred marketplace across SEA.</p>]]></description>
      <dc:subject><![CDATA[Announcements, English (EN): inmobi.com, Asia Pacific,]]></dc:subject>
      
      <dc:creator><![CDATA[ Team InMobi  ]]></dc:creator>
      
      <dc:date>2021-12-04T05:45:00+00:00</dc:date>
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      <title><![CDATA[3 Key App Publisher Predictions for 2022]]></title>
      <link>https://www.inmobi.com/blog/2021/12/03/3-key-app-publisher-predictions-for-2022/</link>
      <guid>https://www.inmobi.com/blog/2021/12/03/3-key-app-publisher-predictions-for-2022/</guid>
      <description><![CDATA[<p>Another&nbsp;year&nbsp;went by at a&nbsp;faster&nbsp;pace&nbsp;than we&nbsp;would&nbsp;have&nbsp;liked.&nbsp;And&nbsp;while&nbsp;the world&nbsp;braces&nbsp;for another&nbsp;wave&nbsp;of uncertainty,&nbsp;some things&nbsp;seem to be&nbsp;a bit&nbsp;easier&nbsp;to&nbsp;predict.&nbsp;It is time to look at some key trends that publishers&nbsp;will&nbsp;likely&nbsp;see in 2022.&nbsp;</p>

<h2>1)&nbsp;Having An&nbsp;Identity&nbsp;Strategy&nbsp;Will&nbsp;Be&nbsp;Crucial&nbsp;</h2>

<p>Privacy is a long-term&nbsp;issue,&nbsp;and&nbsp;it isn&rsquo;t going to be&nbsp;solved tomorrow.&nbsp;In the complex story behind identity sits a mix of&nbsp;consumer&nbsp;concerns, increasing ad fraud and&nbsp;ever-growing&nbsp;privacy restrictions&nbsp;led by both regulators and mobile companies.&nbsp;&nbsp;</p>

<p>April 2021 saw&nbsp;the rollout of&nbsp;Apple&rsquo;s&nbsp;App&nbsp;Tracking&nbsp;Transparency, leading to the&nbsp;loss of IDFA&nbsp;(Apple&rsquo;s identifier for advertisers)&nbsp;when users opt out starting from iOS 14.5.&nbsp;Android will follow&nbsp;as per their&nbsp;<a href="https://support.google.com/googleplay/android-developer/answer/6048248#zippy=%2Cpersistent-identifiers-including-android-id%2Ctargeting-devices-without-an-advertising-id%2Cadvertising-id-violations" target="_blank">announcement</a>&nbsp;in&nbsp;June&nbsp;2021. They have stated&nbsp;that&nbsp;beginning in late 2021, when Android 12 OS users opt-out of personalized ads,&nbsp;Google Play&rsquo;s&nbsp;advertising ID&nbsp;(GAID)&nbsp;will not be made available to&nbsp;use by&nbsp;app developers for any purpose.&nbsp;</p>

<p>The&nbsp;privacy&nbsp;restrictions&nbsp;have pushed&nbsp;mobile publishers to&nbsp;deepen their&nbsp;relationships&nbsp;with their consumers&nbsp;and develop first-party data strategies.&nbsp;Many publishers, web and mobile, have implemented login to collect an email address from their users.&nbsp;</p>

<p>The rise of identity solutions as an alternative to mobile&nbsp;identifiers&nbsp;built off email&nbsp;address-based&nbsp;IDs&nbsp;has raised some interrogations&nbsp;about their sustainability.&nbsp;But&nbsp;first-party data isn&rsquo;t only&nbsp;about&nbsp;emails.&nbsp;There are many signals that publishers can leverage to build better experiences&nbsp;and monetize&nbsp;in a privacy-focused manner. The tough job is to get&nbsp;user&nbsp;consent.&nbsp;</p>

<p>On the other&nbsp;hand,&nbsp;we may see&nbsp;IDFA&nbsp;opt-in rates&nbsp;increasing&nbsp;as&nbsp;consumers&nbsp;get&nbsp;tired of seeing&nbsp;irrelevant ads and&nbsp;aren&rsquo;t able to navigate through&nbsp;customized&nbsp;experiences.&nbsp;I certainly am.&nbsp;Plus,&nbsp;publishers are experimenting with new ways to get opted-out users to opt back in.&nbsp;</p>

<p>At&nbsp;InMobi,&nbsp;we&nbsp;are monitoring the opt-in trends in&nbsp;<a href="https://go.inmobi.com/idfa/" target="_blank">our&nbsp;IDFA&nbsp;Center</a>&nbsp;and we&nbsp;have observed&nbsp;opt-in rates&nbsp;slightly&nbsp;increasing in the past&nbsp;three&nbsp;months across our exchange.&nbsp;&nbsp;</p>

<p>Parallelly,&nbsp;mobile&nbsp;advertising&nbsp;IDs&nbsp;or MAID-less&nbsp;alternative&nbsp;strategies will increase&nbsp;to&nbsp;maximize addressability across unconsented inventory. Contextual targeting is coming back,&nbsp;and cohorts&nbsp;and other initiatives like&nbsp;FLoC&nbsp;(Federated Learning of Cohorts)&nbsp;by Google&nbsp;seem&nbsp;to be the&nbsp;chosen strategy to respect user privacy while maintaining scale.&nbsp;</p>

<p>Regardless&nbsp;of&nbsp;the path&nbsp;chosen to monetize their audiences, there is a real opportunity for publishers to connect their data with advertisers, whether it is through&nbsp;data&nbsp;clean&nbsp;rooms&nbsp;or solutions like&nbsp;on-device&nbsp;targeting.&nbsp;Expect to see these options become far more prevalent in 2022.&nbsp;</p>

<h2>2)&nbsp;The&nbsp;In-Game&nbsp;Opportunity&nbsp;</h2>

<p>As of spring 2020, gaming became one of&nbsp;the&nbsp;preferred activities when Covid 19&nbsp;lockdowns&nbsp;started across the globe.&nbsp;And&nbsp;according to&nbsp;<a href="https://www.appannie.com/en/go/state-of-mobile-gaming-2021/" target="_blank">App Annie&#39;s latest mobile&nbsp;gaming&nbsp;report</a>,&nbsp;mobile gaming&nbsp;is expected to surpass&nbsp;$120 billion&nbsp;in 2021.&nbsp;&nbsp;</p>

<p>According to the IAB, gaming outranks most forms of entertainment and is one of the most valuable industries in the world; it is estimated to be worth an enormous $159.3 Billion&nbsp;with an audience of 2.7 billion global gamers expected to be in play by the end of 2020.&nbsp;</p>

<p>Many gaming companies&nbsp;witnessed a boom in user engagement and ad spend. One of which was Activision Blizzard.&nbsp;The company&rsquo;s&nbsp;<a href="https://www.statista.com/statistics/288944/king-digital-entertainment-quarterly-gross-bookings-and-revenue/" target="_blank">U.S. advertising revenue kept increasing&nbsp;between 2020 and 2021</a>&nbsp;and remains&nbsp;in&nbsp;the&nbsp;<a href="https://sensortower.com/blog/top-mobile-games-by-worldwide-revenue-september-2021" target="_blank">top five&nbsp;grossing&nbsp;mobile games</a>&nbsp;worldwide.&nbsp;Other mobile gaming giants like Zynga saw similar growth in this period.&nbsp;</p>

<p>Advertisers have started seeing the power of gaming audiences and its diversity. The myth of the teenager playing in the basement is now gone.&nbsp;&nbsp;</p>

<p>One of the most interesting trends in this burgeoning space has been the growth&nbsp;of in-game advertising, also sometimes known as native in-game advertising.&nbsp;</p>

<p>IAB defines in-game&nbsp;as&nbsp;how brands can directly influence gameplay visuals/audio with their&nbsp;messaging or alter the gaming experience through skins and sponsored&nbsp;content.&nbsp;In other terms,&nbsp;in-game advertising describes native&nbsp;ad placements within mobile games, which appear during gameplay.&nbsp;Ad formats include static band dynamic banners, video&nbsp;and audio ads.&nbsp;</p>

<p>For example, let&rsquo;s say someone is playing a metaverse-style game. The virtual cityscape may include ads on bus stops, billboards, etc.&nbsp;Thanks to the&nbsp;rise of in-game advertising, brands now have the opportunity to programmatically place ads&nbsp;in these&nbsp;scenarios.&nbsp;</p>

<p>In-game&nbsp;being a portion of the gaming market is&#8239;<a href="https://apnews.com/press-release/business-wire/business-technology-media-coronavirus-pandemic-mobile-phones-6be8d8902b5b4e36946b06e94c5bcf4a" target="_blank">expected to grow by almost $11 billion</a>&#8239;until 2024.&nbsp;&nbsp;</p>

<p>In-game as a medium does not rely on IDFAs/mobile&nbsp;IDs&nbsp;or cookies, and therefore represents a sustainable alternative for gaming app developers.&nbsp;Most of targeting in-game is done on a contextual basis&nbsp;with&nbsp;a mix of statistical non-precise signals&nbsp;like locations and demo data.&nbsp;Another important&nbsp;aspect about in-game is&nbsp;the lack of&nbsp;third party&nbsp;viewability&nbsp;measurement,&nbsp;which is currently a key&nbsp;challenge&nbsp;for advertisers. As adoption increases and reporting matures, we expect measurement companies&nbsp;and the IAB&nbsp;to&nbsp;solve&nbsp;for the technology&nbsp;to help standardise the process and&nbsp;metrics&nbsp;to ensure&nbsp;transparency&nbsp;for&nbsp;advertisers&nbsp;and success for publishers.&nbsp;&nbsp;</p>

<p>To help our&nbsp;advertiser partners and&nbsp;gaming publishers expand into in-game,&nbsp;<a href="https://www.inmobi.com/company/press/inmobi-launches-in-game-advertising-to-global-brands-and-agencies/" target="_blank">we&nbsp;have&nbsp;forged&nbsp;partnerships</a>&nbsp;with&nbsp;leading in-game&nbsp;advertising&nbsp;platforms such as&nbsp;Anzu,&nbsp;Frameplay&nbsp;and others.&nbsp;In 2022, we expect to see both more brands and more publishers taking advantage of the opportunity provided by in-game advertising.&nbsp;</p>

<h2>3)&nbsp;Monetization&nbsp;Moving&nbsp;In-House&nbsp;&nbsp;</h2>

<p>While&nbsp;2021&nbsp;saw a&nbsp;rise in ad tech stocks,&nbsp;consolidation&nbsp;in the space&nbsp;continues&nbsp;on&nbsp;its path&nbsp;as companies seek&nbsp;to build&nbsp;their own&nbsp;alternatives&nbsp;to&nbsp;the major&nbsp;walled gardens. Still,&nbsp;complexity&nbsp;doesn&rsquo;t seem to&nbsp;be decreasing, especially around data&nbsp;and&nbsp;privacy.&nbsp;&nbsp;</p>

<p>Publishers want&nbsp;fewer and&nbsp;simpler solutions.&nbsp;Mediation platforms and supply-side platforms (SSPs) in particular&nbsp;have to&nbsp;reinvent themselves beyond the traditional&nbsp;business model&nbsp;to provide a&nbsp;tech enablement&nbsp;that is transparent, modular and goes beyond the&nbsp;current&nbsp;tools.&nbsp;&nbsp;</p>

<p>This goes hand in hand with the&nbsp;ambitions that most CIOs have express in the latest&nbsp;<a href="https://www.gartner.com/en/information-technology/insights/cio-agenda" target="_blank">Gartner&rsquo;s 2022 CIO Agenda Report</a>.&nbsp;By 2024, 80% of CIOs surveyed will list modular business redesign&nbsp;as a top five reason for accelerated business performance.&nbsp;</p>

<p>Some of the biggest publishers&nbsp;have&nbsp;already&nbsp;been&nbsp;leading the way&nbsp;with moving their&nbsp;monetization&nbsp;in-house, through&nbsp;either building their&nbsp;own tech-stack or adopting a&nbsp;white-labelled&nbsp;solution or&nbsp;utilizing&nbsp;self-serve platforms&nbsp;that&nbsp;allow them to&nbsp;be in control of their monetization strategy.&nbsp;Many mobile publishers are&nbsp;thinking of taking this route, with some big gaming publishers having their own custom mediation solution.&nbsp;&nbsp;</p>

<p>At&nbsp;InMobi,&nbsp;we believe in building&nbsp;platforms and tools that support&nbsp;our&nbsp;client&#39;s&nbsp;business goals,&nbsp;for customers of all sizes.&nbsp;And,&nbsp;one&nbsp;key&nbsp;goal&nbsp;for&nbsp;us&nbsp;in 2022 is to build&nbsp;scalable&nbsp;self-serve&nbsp;capabilities&nbsp;into&nbsp;our SSP platform&nbsp;that publishers can&nbsp;customize and&nbsp;seamlessly fit into their monetization strategy.&nbsp;&nbsp;</p>

<p>On&nbsp;a final&nbsp;note, we wish you a&nbsp;Happy New Year.&nbsp;&nbsp;</p>

<p>Have any thoughts on these trends or the future of in-app ad monetization? You can always drop us a line at&nbsp;<a href="https://www.inmobi.com/company/contact" target="_blank">https://www.inmobi.com/company/contact</a>.&nbsp;</p>]]></description>
      <dc:subject><![CDATA[In-App Monetization, Media Consumption &amp; Trends, English (EN): inmobi.com, Global,]]></dc:subject>
      
      <dc:creator><![CDATA[ Cecilia Nzaou  ]]></dc:creator>
      
      <dc:date>2021-12-03T22:03:00+00:00</dc:date>
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    <item>
      <title><![CDATA[Video: The Great Retail Media Disruptor]]></title>
      <link>https://www.inmobi.com/blog/2021/11/30/video-the-great-retail-media-disruptor/</link>
      <guid>https://www.inmobi.com/blog/2021/11/30/video-the-great-retail-media-disruptor/</guid>
      <description><![CDATA[<p>Retail e-commerce sales have been on a steady rise,&nbsp;and&nbsp;the pandemic&nbsp;accelerated this trend with&nbsp;<a href="https://www.emarketer.com/content/us-ecommerce-forecast-2021" target="_blank">double-digit sales growth</a>&nbsp;from 2019 to 2020. Now,&nbsp;as&nbsp;savvy retailers are&nbsp;looking to capitalize on the&nbsp;<a href="https://www.bcg.com/en-us/publications/2021/how-to-compete-in-retail-media" target="_blank">$100 billion dollar opportunity</a>&nbsp;that is retail media,&nbsp;they will be looking towards the next challenge on the horizon:&nbsp;keeping shoppers engaged.&nbsp;&nbsp;</p>

<p>Consumer shopping preferences&nbsp;continue&nbsp;to&nbsp;evolve,&nbsp;and&nbsp;so do the tools marketers have&nbsp;to&nbsp;reach and engage those shoppers.&nbsp;But, as more&nbsp;retail media networks emerge&nbsp;and consumer&nbsp;screen time increases, so will the number of ads shoppers&nbsp;are&nbsp;exposed to every day.&nbsp;Marketers will need to leverage&nbsp;ad units&nbsp;that tell a story and capture consumer attention &ndash; that&rsquo;s how video&nbsp;is going to disrupt retail media.&nbsp;&nbsp;</p>

<p><u><strong>Here are three ways video will impact and disrupt retail media:</strong></u></p>

<h2>1)&nbsp;Videos&nbsp;Increase&nbsp;Engagement&nbsp;</h2>

<p>On a retailer&rsquo;s e-commerce site&nbsp;consumers are&nbsp;flooded with product options.&nbsp;In these situations,&nbsp;a static advertisement just isn&rsquo;t going to cut through the clutter.&nbsp;In a recent study,&nbsp;InMobi&nbsp;found that&nbsp;the average click-through-rate for video ads is&nbsp;<a href="https://go.inmobi.net/hubfs/InMobi_Mobile_In-App_Video_Advertising_Trends_Report.pdf" target="_blank">7.5x&nbsp;higher</a>&nbsp;than display. Consumers also&nbsp;<a href="https://biteable.com/blog/video-marketing-statistics/" target="_blank">spend more time on a website</a>&nbsp;that includes video, providing more opportunities for the retailer to influence incremental purchases along the&nbsp;consumer&rsquo;s&nbsp;digital shopping trip.&nbsp;&nbsp;</p>

<h2>2)&nbsp;Videos&nbsp;Educate&nbsp;Shoppers&nbsp;</h2>

<p>Communicating&nbsp;a product&rsquo;s value is&nbsp;difficult in a single image&nbsp;&mdash;&nbsp;this is why&nbsp;videos are such an effective ad medium.&nbsp;<a href="https://advertising.amazon.com/blog/top-three-trends-in-video-advertising" target="_blank">According to Amazon</a>,&nbsp;66% of consumers said they prefer watching a product video&nbsp;as opposed&nbsp;to reading about the product.&nbsp;The right video&nbsp;not only captures shopper attention but provides&nbsp;product education&nbsp;and&nbsp;purchase inspiration.&nbsp;&nbsp;</p>

<h2>3)&nbsp;Videos&nbsp;Impact&nbsp;Purchase&nbsp;Decisions&nbsp;</h2>

<p>Perhaps most importantly to marketers, video ads are also extremely effective at increasing purchase intent. Unsurprisingly, because videos are able to hold customer attention and cut through advertising clutter, a shopper&#39;s positive experience with a video ad&nbsp;<a href="https://www.sheffieldav.com/production/5-reasons-we-love-video-marketing-and-you-should-too" target="_blank">increases their purchase intent by&nbsp;97%</a>&nbsp;and brand association by 139%&#8203;.&nbsp;&nbsp;</p>

<p><a href="https://www.inmobi.com/retail-media" target="_blank">InMobi Commerce</a>&nbsp;helps&nbsp;retailers enhance their media offerings to include&nbsp;high-impact&nbsp;ad units&nbsp;like shoppable videos and integrated influencer content. This allows retailers to&nbsp;unlock incremental budgets from existing advertisers eager to influence consumer purchase&nbsp;decisions and&nbsp;creates&nbsp;trust and loyalty with their shoppers.&nbsp;</p>]]></description>
      <dc:subject><![CDATA[Advertising, English (EN): inmobi.com, Global,]]></dc:subject>
      
      <dc:creator><![CDATA[ Sarah Hughes  ]]></dc:creator>
      
      <dc:date>2021-11-30T20:54:00+00:00</dc:date>
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    <item>
      <title><![CDATA[GroupM’s Chris Packman on the role of agencies in the ever-evolving programmatic ecosystem]]></title>
      <link>https://www.inmobi.com/blog/2021/11/29/groupms-chris-packman-on-the-role-of-agencies-in-the-ever-evolving-programmatic-ecosystem/</link>
      <guid>https://www.inmobi.com/blog/2021/11/29/groupms-chris-packman-on-the-role-of-agencies-in-the-ever-evolving-programmatic-ecosystem/</guid>
      <description><![CDATA[<blockquote>
<p>This article first appeared on&nbsp;The Drum</p>
</blockquote>

<p>The last two years have brought about many changes in the programmatic advertising landscape. With the phase-out of third-party cookies and the emergence of ATT (app tracking transparency), there are innovative solutions springing up within the ecosystem. It is now imperative for brands to not only embrace digital transformation but also build their own data and technological capabilities to stay ahead of the competition and reach consumers in a meaningful yet privacy-compliant way. To help brands navigate through this sea of changes, agencies have a crucial role to play in bridging these gaps and helping brands seamlessly adapt and thrive in this unique environment.</p>

<p>InMobi&rsquo;s Valerie Jaquet (director of agency &amp; programmatic business in Southeast Asia) caught up with Group M&rsquo;s Chris Packman (senior director, client development, APAC) to understand the changing tides and trends in the programmatic advertising space, the future of identity solutions and what it means for brands and the role of agencies in helping brands to navigate and achieve digital transformation successfully in this ecosystem.</p>

<p>See below for the full conversation. You can find an excerpt of the conversation below.</p>

<div>
<div><iframe allow="accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture" allowfullscreen="" frameborder="0" height="315" src="https://www.youtube.com/embed/clhZzL7Euco" title="YouTube video player" width="560"></iframe></div>

<p>&nbsp;</p>
</div>

<h2><strong>How has the pandemic accelerated digital transformation for brands and how have agencies enabled growth during this challenging time?</strong></h2>

<p>The pandemic was an unprecedented and challenging time that nobody saw coming. However, we learned to quickly adapt to the new normal. Many advertisers were forced to accelerate their digital capabilities to meet their consumers at the touchpoint they were most present on. Having said that, we also know that digital transformation was already underway for many brands, and this situation just fuelled that growth to occur faster.</p>

<p>When we talk about the role of agencies, navigating the risks and opportunities is the real challenge. There is a lot of competition in the marketplace and brands need to look at their creative and audience strategy, their messaging, and overall marketing goals. From an agency and media perspective, the industry has had to work a lot harder to drive relevant partnerships and build trust among stakeholders. Since this whole change is quite complex to navigate for most brands, our job is to simplify this for them as much as possible. With our expertise and knowledge, we strive to make this a seamless shift by equipping them with the best practices, enabling the right channels of communication, and so on, to ultimately ensure they meet all the business and marketing KPIs across the funnel.</p>

<h2><strong>How do you see the future of the agency landscape changing? How can brands leverage the new adtech trends to help clients stay ahead of the curve when it comes to their campaigns?</strong></h2>

<p>When choosing a platform, one might have several parameters in mind. However, the end goal is always about reaching a consumer and that should never be forgotten. The entire marketing mix should be kept in mind before choosing a platform.</p>

<p>We have always seen new platforms coming every now and then. The role of an agency is to find the best platforms that are most suitable for our clients and their goals.</p>

<p>Test and learn is the way to go. There is a lot of uncertainty when it comes to how to target and measure and the only way to solve it is to test new platforms and measure the results to understand which platforms are best suited for your brand and objectives. While we have been testing capabilities across markets, we noticed that APAC as a region has always been particularly good at adapting to these changes swiftly.</p>

<h2><strong>What are your views on data ethics and privacy? Do brands really care about ATT/&nbsp;privacy changes? What are the early strategies that brands are deploying when it comes to data?</strong></h2>

<p>All brands we work with care about privacy changes. Our job is to help them navigate to use data in a privacy-compliant, ethical and effective way. With so many voices in this space, it is important to cut through the clutter and this is where data comes into play.</p>

<p>We make sure we advise our clients according to different regions and their guiding laws. Just because you can use certain data does not mean you should use that data. There are a lot of ethical dilemmas that we deal with, but we keep ethics as a priority and ensure that data is used within the guidelines stated by the law of the land, is cost-effective, and also helps brands achieve their campaign goals.</p>

<p>We place a lot of emphasis on value exchange when it comes to data. Then data can be valuable if used in the right manner and also help deliver meaningful conversations and build a relevant experience for your consumers. Our conversations with clients are on how data can be used in a privacy-compliant, non-intrusive way and at the same time reach consumers meaningfully and achieve a mutually beneficial value exchange.</p>

<p>Interconnectivity is one of the most essential elements here. While brands sit on a load of data, it is important to measure filter out, and measure the effectiveness of the data in the backend, there is no point having it in the first place. We help brands build a strategy to collect first-party data in a privacy-compliant manner, store that data and use it effectively to make the campaigns more successful.</p>

<h2><strong>What are the three most important things you think marketers out there need to keep in mind when it comes to driving real connections?</strong></h2>

<p>Though it highly depends on the brand we are talking about, there are three main elements we should focus on.</p>

<ul>
	<li>Driving meaningful partnerships: Make sure you have the right partnerships in place. For example, InMobi has been very impressive and ahead when it comes to educating us on the different technology and capabilities that it has around targeted. In lots of spaces like gaming, metaverse, and e-sports, consumers are now booming and will continue to do so in the future as well. However, these environments could also be risky for brands to target consumers if not done in a brand-safe environment or in a non-compliant manner. Therefore, education is extremely important for brands to understand how they can effectively reach consumers and leverage the right opportunities. This is where relevant partnerships go a long way and play a significant role in the success of a brand.</li>
	<li>Build diversity: Creating diversity when it comes to how you target, who you target and where your target. Consumers are spending most of their time on their primary device: the mobile. This could be time spent on gaming, shopping on e-commerce apps, etc. These avenues are an opportunity for brands to communicate with consumers and add value. It is important to ensure that brands are leveraging the right channels of communication instead of concentrating all their resources on one single channel.</li>
	<li>Keep your consumer at the forefront: As I mentioned earlier, consumer needs and requirements need to be a priority for brands right from the time when they are building their strategy. It is important to match the business and marketing goals to the needs of the consumers. When you put consumers at the forefront of your strategy, it leads you a step closer to success.</li>
</ul>]]></description>
      <dc:subject><![CDATA[Media Consumption &amp; Trends, English (EN): inmobi.com, Asia Pacific,]]></dc:subject>
      
      <dc:creator><![CDATA[ Team InMobi  ]]></dc:creator>
      
      <dc:date>2021-11-30T05:39:00+00:00</dc:date>
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    <item>
      <title><![CDATA[Six Months Of ATT: The Story Behind The Numbers ]]></title>
      <link>https://www.inmobi.com/blog/2021/11/23/six-months-of-att-the-story-behind-the-numbers/</link>
      <guid>https://www.inmobi.com/blog/2021/11/23/six-months-of-att-the-story-behind-the-numbers/</guid>
      <description><![CDATA[<p>It has been&nbsp;nearly&nbsp;six months since Apple&nbsp;started&nbsp;enforcing&nbsp;App Tracking Transparency&nbsp;(ATT)&nbsp;changes with&nbsp;their&nbsp;iOS 14.5 update.&nbsp;Since the release, we have seen&nbsp;buyers, publishers and&nbsp;ad tech ecosystem&nbsp;partners&nbsp;pivot and adapt to these changes in various ways.&nbsp;&nbsp;</p>

<p>In this blog, we would like&nbsp;to&nbsp;show&nbsp;some stats and&nbsp;observations&nbsp;from&nbsp;InMobi&rsquo;s&nbsp;point of view, including&nbsp;how&nbsp;InMobi&nbsp;fared&nbsp;and some reasons that explain the trends we see.&nbsp;</p>

<h2>Top Three&nbsp;Trends from&nbsp;InMobi&nbsp;Exchange&nbsp;</h2>

<h3>1) User&nbsp;opt-in rates are better than&nbsp;original estimates&nbsp;</h3>

<p>Apple rolled out the iOS 14.5 update in late April,&nbsp;and we started to see&nbsp;an increase in&nbsp;Limit Ad Tracking (LAT)&nbsp;traffic, i.e.,&nbsp;traffic without IDFAs,&nbsp;soon after.&nbsp;</p>

<p>While&nbsp;opt-in supply (for versions iOS 14.5 and above) was about 25% of&nbsp;InMobi&nbsp;supply in May, it increased over the next few months and has stabilized to around 34-36% in the most recent months. The user opt-in rates have been more encouraging than&nbsp;the original industry&nbsp;estimates&nbsp;of&nbsp;around&nbsp;25% or lower.&nbsp;</p>

<p><strong>ATT opt-in rates (overall)&nbsp;</strong></p>

<p><strong><img alt="ios 14.5+ opt-in rate" src="https://go.inmobi.net/hubfs/Screen%20Shot%202021-11-23%20at%209.51.12%20AM.png" /></strong></p>

<p><strong>What explains the opt-in rates increase and then subsequent stabilization?&nbsp;</strong><br />
&nbsp;<br />
Apple&rsquo;s&nbsp;iOS 14.5&nbsp;update&nbsp;in April&nbsp;rolled&nbsp;out&nbsp;more gradually than their usual OS updates.&nbsp;But as the rollout accelerated in May, all users on all apps were automatically classified as LAT users until publishers got&nbsp;users to respond to their ATT prompt.&nbsp;</p>

<p>Publishers tested&nbsp;variations of&nbsp;ATT prompts&nbsp;by tweaking&nbsp;the&nbsp;messaging, prompt timing, etc.,&nbsp;before scaling to their entire user&nbsp;base.&nbsp;This&nbsp;testing&nbsp;allowed publishers to&nbsp;increase&nbsp;their opt-ins over time.&nbsp;</p>

<h3>2) Users are&nbsp;evaluating value exchange&nbsp;</h3>

<p>Another&nbsp;interesting trend to note is&nbsp;how&nbsp;user opt-in rates&nbsp;vary&nbsp;across apps and app categories.&nbsp;</p>

<p>For example,&nbsp;comparing apps on&nbsp;InMobi,&nbsp;opt-in rates for&nbsp;non-gaming apps&nbsp;are almost&nbsp;70% higher&nbsp;than&nbsp;those&nbsp;for gaming apps (46% vs.&nbsp;31%).&nbsp;Similarly,&nbsp;opt-in rates vary between apps within the same category too.&nbsp;&nbsp;</p>

<p><strong>ATT opt-in rates (overall, gaming vs. non-gaming)&nbsp;</strong></p>

<p><strong><img alt="ios 14.5+ gaming opt-in rate" src="https://go.inmobi.net/hubfs/Screen%20Shot%202021-11-23%20at%209.50.10%20AM.png" /></strong></p>

<p>This&nbsp;variation shows that consumer&nbsp;preferences for ad personalization&nbsp;are&nbsp;not as uniform as one might assume. The same user could opt in&nbsp;to tracking&nbsp;for some apps and opt out&nbsp;for&nbsp;others.&nbsp;Their preferences vary due to&nbsp;factors like how&nbsp;frequently they use&nbsp;said&nbsp;app, how&nbsp;long they have used (or&nbsp;will use) such apps, how publishers have&nbsp;sensitized them about how ad personalization supports their app and gaming content, etc.&nbsp;</p>

<p>The&nbsp;bottom line&nbsp;is this:&nbsp;users&nbsp;are more inclined towards sharing data when they get&nbsp;a&nbsp;better&nbsp;user experience&nbsp;in return. At a time&nbsp;when&nbsp;many&nbsp;brands and publishers&nbsp;are increasingly&nbsp;looking towards first-party data as the future of personalized advertising, this is an encouraging sign for them.&nbsp;</p>

<h3>3) Mobile budgets aren&rsquo;t going away, but&nbsp;advertisers are seeking more addressability&nbsp;</h3>

<p>In the lead-up to&nbsp;the&nbsp;actual enforcement of ATT by Apple, there were&nbsp;many&nbsp;apprehensions of mobile budgets going away, but&nbsp;we have not seen much impact.&nbsp;Contrary to&nbsp;industry&nbsp;estimates&nbsp;(<a href="https://mobiledevmemo.com/facebook-may-take-revenue-hit-from-apple-privacy-changes/" target="_blank">like&nbsp;this</a>)&nbsp;which&nbsp;predicted a&nbsp;5-15% impact on ad&nbsp;revenue,&nbsp;overall ad spends on&nbsp;InMobi&nbsp;Exchange&nbsp;did not see much impact. The quarter-on-quarter ad spend trend in 2021&nbsp;showed&nbsp;seasonality&nbsp;similar to&nbsp;previous years.&nbsp;&nbsp;</p>

<p>We observed three key trends on the&nbsp;buy-side that&nbsp;explain this&nbsp;unexpected&nbsp;lack of impact on&nbsp;ad spend.&nbsp;</p>

<p><strong>1)&nbsp;Advertisers&nbsp;moved budgets to Android&nbsp;</strong></p>

<p>While&nbsp;advertisers on&nbsp;InMobi&nbsp;Exchange spent 44% of their Q1 budgets on Android, this number increased to 51% in Q2 and&nbsp;68% in Q3.&nbsp;&nbsp;While overall mobile ad budgets remain relatively stable over time, advertisers are clearly investing more into addressable channels (I.e.&nbsp;Android) at the expense of non-addressable ones.&nbsp;</p>

<p><img alt="Ad Spend" src="https://go.inmobi.net/hubfs/ShareOfTotalAdSpend_v1.png" /></p>

<p><strong>2)&nbsp;User Acquisition&nbsp;(UA)&nbsp;campaigns continued to&nbsp;spend on iOS&nbsp;</strong></p>

<p>With brand budgets moving to Android,&nbsp;iOS inventory became cheaper.&nbsp;UA advertisers leveraged this to drive even more iOS installs.&nbsp;Relying on&nbsp;InMobi&rsquo;s&nbsp;SKAdNetwork&nbsp;(SKAN) compliant supply for attribution,&nbsp;performance advertisers&nbsp;on&nbsp;InMobi&nbsp;Exchange served even more&nbsp;iOS&nbsp;impressions&nbsp;in Q3 than in Q2&nbsp;&ndash;&nbsp;a&nbsp;quarter-on-quarter&nbsp;increase of&nbsp;35%.&nbsp;</p>

<p><strong>3)&nbsp;ATT normalized&nbsp;buying inventory without device IDs&nbsp;</strong></p>

<p>Many advertisers who&nbsp;had&nbsp;earlier&nbsp;refrained from buying&nbsp;LAT&nbsp;inventory&nbsp;reconsidered their approach.&nbsp;UA advertisers&nbsp;leveraged&nbsp;SKAN for attribution&nbsp;to start buying LAT supply.&nbsp;Also, advertisers running&nbsp;top-of-the-funnel&nbsp;campaigns&nbsp;leveraged&nbsp;private marketplace deals (PMPs)&nbsp;to optimize towards upper funnel KPIs&nbsp;like&nbsp;reach,&nbsp;views,&nbsp;video&nbsp;completion&nbsp;rates (VCR) and&nbsp;viewability.&nbsp;</p>

<h2>How&nbsp;InMobi&nbsp;Helped&nbsp;Advertisers and&nbsp;Publishers&nbsp;Adapt to the&nbsp;Post-IDFA&nbsp;World&nbsp;</h2>

<p>While&nbsp;the&nbsp;above numbers reflect how&nbsp;users and the ecosystem&nbsp;have adapted to the ATT changes,&nbsp;we at&nbsp;InMobi&nbsp;have&nbsp;worked hard&nbsp;to&nbsp;help our publishers, demand partners and advertisers&nbsp;stay on top of&nbsp;these changes.&nbsp;They were&nbsp;vital&nbsp;in&nbsp;ensuring&nbsp;InMobi&nbsp;saw&nbsp;a&nbsp;negligible impact on ad spend during this time,&nbsp;even as&nbsp;the ecosystem was navigating a&nbsp;massive&nbsp;paradigm shift.&nbsp;</p>

<p><strong>1) Accelerated&nbsp;SKAN adoption:</strong>&nbsp;We&nbsp;were one of the first SSPs to roll out&nbsp;our SKAN-ready SDK and worked with our publishers to&nbsp;upgrade them to be SKAN-compliant.&nbsp;By June, 80% of&nbsp;InMobi&nbsp;supply was already compliant with SKAN v1.1.&nbsp;And we are following&nbsp;the same playbook for&nbsp;SKAN&nbsp;v2.2, Apple&rsquo;s latest&nbsp;SKAN release,&nbsp;which&nbsp;introduced support for view-through attribution.&nbsp;&nbsp;</p>

<p><img alt="SKAN enabled traffic" src="https://go.inmobi.net/hubfs/Screen%20Shot%202021-11-23%20at%209.48.59%20AM.png" /></p>

<p><strong>2) Customer-first&nbsp;education:</strong>&nbsp;We also&nbsp;initiated a series of&nbsp;one-on-one&nbsp;and broader customer and partner awareness&nbsp;programs&nbsp;to help them navigate these changes with minimal impact to their business goals.&nbsp;These&nbsp;included blog pieces&nbsp;and newsletters,&nbsp;bite-sized video&nbsp;courses on&nbsp;<a href="https://university.inmobi.com/idfa-att-mini-course" target="_blank">InMobi&nbsp;University</a>,&nbsp;and&nbsp;multiple in-depth&nbsp;guides&nbsp;and playbooks&nbsp;for&nbsp;our&nbsp;partners and customers on both&nbsp;the&nbsp;buy and sell sides.&nbsp;(You can find all of these&nbsp;resources&nbsp;on&nbsp;<a href="https://go.inmobi.com/idfa/" target="_blank">our&nbsp;IDFA Resource Center</a>). These guides helped publisher partners with best practices on&nbsp;everything from&nbsp;implementing ATT prompts to maximize user opt-ins&nbsp;and tactics to&nbsp;improve yield in the post-IDFA world.&nbsp;For the buy&nbsp;side, these guides helped media buyers understand how and when to choose between various options like moving budgets to Android (in the short&nbsp;term), contextual targeting and&nbsp;KPI-based&nbsp;PMPs&nbsp;depending&nbsp;on their objectives, audience criteria and target KPIs.&nbsp;<br />
&nbsp;<br />
In the spirit of full transparency, we&nbsp;also published&nbsp;an&nbsp;<a href="https://go.inmobi.com/idfa/" target="_blank">IDFA insights tracker</a>&nbsp;that highlights&nbsp;key ATT statistics&nbsp;from&nbsp;InMobi&nbsp;Exchange&nbsp;like opt-in rates and SKAN adoption&nbsp;since May 2021. This tracker,&nbsp;updated every week for the first few months, helped our&nbsp;customers, partners and the broader ecosystem&nbsp;get an insight into how the post-ATT landscape was evolving.&nbsp;&nbsp;</p>

<p><strong>3) Improving yield for publisher partners:</strong>&nbsp;Apart from helping publishers with best practices and guides, we also&nbsp;worked with them to optimize their waterfalls and pricing,&nbsp;increased their access to&nbsp;premium&nbsp;demand by&nbsp;moving them&nbsp;to header bidding setups,&nbsp;and&nbsp;released&nbsp;newer&nbsp;high-performance&nbsp;ad formats&nbsp;that&nbsp;improved their yield on both LAT and non-LAT traffic.&nbsp;</p>

<p><strong>4) Alternative targeting options:</strong>&nbsp;For the buy&nbsp;side, we&nbsp;eased the&nbsp;operational&nbsp;effort&nbsp;for&nbsp;media buyers&nbsp;through PMP targeting options that helped them&nbsp;find&nbsp;relevant users and&nbsp;inventory&nbsp;more efficiently.&nbsp;We&nbsp;made it simpler to target or exclude&nbsp;LAT traffic,&nbsp;easier to target contextually-relevant apps using standard IAB categories, and&nbsp;set up&nbsp;KPI-based PMPs&nbsp;for&nbsp;buyers&nbsp;optimizing&nbsp;towards&nbsp;upper-funnel&nbsp;media KPIs like viewability, video completion rates (VCR) and click-through rates (CTR).&nbsp;</p>

<p><strong>5) Addressability and targeting solutions:</strong>&nbsp;Universal IDs will&nbsp;be&nbsp;crucial&nbsp;in enabling 1:1 personalized advertising in the post-IDFA&nbsp;and&nbsp;post-cookie world. We&nbsp;have been working&nbsp;on several&nbsp;universal ID-based solutions for both the&nbsp;buy and sell sides.&nbsp;&nbsp;<br />
&nbsp;<br />
In April 2021, we launched&nbsp;UnifID, a first-of-its-kind solution for in-app publishers to integrate with multiple universal IDs through&nbsp;a&nbsp;simple interface. With&nbsp;UnifID, publishers can&nbsp;integrate with leading universal ID solutions like&nbsp;LiveRamp,&nbsp;Britepool,&nbsp;ID5,&nbsp;Liveintent&nbsp;and Epsilon&nbsp;and&nbsp;increase the addressability&nbsp;of their inventory&nbsp;with minimal&nbsp;integration work&nbsp;and at zero cost.&nbsp;We&nbsp;have also released&nbsp;AmplifID,&nbsp;a buy-side solution&nbsp;(currently in beta)&nbsp;that helps&nbsp;buyers run&nbsp;in-app universal ID targeting&nbsp;via PMPs.&nbsp;We&nbsp;are also working on launching an on-device targeting solution.</p>]]></description>
      <dc:subject><![CDATA[Advertising, Inside InMobi, Media Consumption &amp; Trends, English (EN): inmobi.com, Global,]]></dc:subject>
      
      <dc:creator><![CDATA[ Utkarsh Sinha  ]]></dc:creator>
      
      <dc:date>2021-11-23T16:53:00+00:00</dc:date>
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    <item>
      <title><![CDATA[Want to benefit from APAC's OTT premium video wave? Here's what you need to know]]></title>
      <link>https://www.inmobi.com/blog/2021/11/22/want-to-benefit-from-apacs-ott-premium-video-wave-heres-what-you-need-to-know/</link>
      <guid>https://www.inmobi.com/blog/2021/11/22/want-to-benefit-from-apacs-ott-premium-video-wave-heres-what-you-need-to-know/</guid>
      <description><![CDATA[<blockquote>
<p>This article first appeared on&nbsp;The Drum</p>
</blockquote>

<p>From appointment-based viewership to on-demand content consumption, over-the-top (OTT) marketing has made major strides in the way consumers consume content worldwide. With the complete shutdowns of movie theaters and dining choices, consumers increasingly chose at-home entertainment to watch content on OTT apps in the last year. However, this change in content consumption patterns seems to have translated into a permanent shift in behavior, with consumers preferring OTT apps over TV and other media.</p>

<p>To understand the deep-rooted perceptions and changing preferences of consumers, we conducted a survey on InMobi Pulse and presented the insights in our report, &lsquo;<a href="https://go.inmobi.com/apac-ott-2021/">2021 Consumer Study: The OTT Premium Video Wave, Asia Pacific&#39;</a>. Here are the key highlights from the report.</p>

<h2><strong>The most-watched platform: OTT</strong></h2>

<p>When asked what was their most-watched platform among OTT, TV, long-form videos and short-form videos, 62% of Australians, 52% of Indians, 36% of Filipinos, and 47% of Singaporeans responded with &#39;OTT&#39; as their most-watched platform. It&#39;s also interesting to note that 2 out of 3 respondents in Australia feel that OTT platforms are the most engaging with immersive video content.</p>

<h2><strong>The most valued platform: OTT</strong></h2>

<p>When it comes to the most valuable platform, consumers across Asia perceive OTT as the most important one, finding it the hardest to give up when given a choice. 68% of Filipinos and 56% of Australians feel that OTT platforms provide the best value for money.</p>

<div>
<div>
<p><img alt="" src="https://thedrum-media.imgix.net/thedrum-user-assets-prod/s3/images/original/ott-01.png?w=1280&amp;ar=default&amp;fit=crop&amp;crop=faces,edges&amp;auto=format" style="border:0px; height:261px; vertical-align:middle; width:650px" title="" /></p>
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<div>&nbsp;</div>
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<h2><strong>The most opted platform to subscribe: OTT</strong></h2>

<p>Consumers across Asia perceive OTT as the most preferred option to pay subscription fees to or choose a complete ad-based model to get access to their favorite shows.</p>

<div>
<div>
<p><img alt="" src="https://thedrum-media.imgix.net/thedrum-user-assets-prod/s3/images/original/ott-02.png?w=1280&amp;ar=default&amp;fit=crop&amp;crop=faces,edges&amp;auto=format" style="border:0px; height:497px; vertical-align:middle; width:650px" title="" /></p>
</div>

<div>&nbsp;</div>
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<h2><strong>Singapore: The state of OTT platforms</strong></h2>

<p>Singaporeans consider OTT platforms the most engaging, with 65% of men and 44% of women perceiving the OTT platforms to be most immersive. 50% of Singaporeans shared that OTT apps are the most value for money. They also consider OTT and long-form videos among the top two platforms that they would pay for in exchange for exclusive content access. OTT also remains the most discussed and talked about the platform by both men and women in Singapore, with consumers awaiting new releases or rediscovering old favorites with their friends and family.</p>

<div>
<div>
<p><img alt="" src="https://thedrum-media.imgix.net/thedrum-user-assets-prod/s3/images/original/ott-03.png?w=1280&amp;ar=default&amp;fit=crop&amp;crop=faces,edges&amp;auto=format" style="border:0px; height:268px; vertical-align:middle; width:650px" title="" /></p>
</div>

<div>&nbsp;</div>
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<h2><strong>India: The state of OTT platforms</strong></h2>

<p>Consumer perception and preferences show OTT as one of India&#39;s most popular entertainment mediums, with 54% of Indians considering OTT content to be immersive and most engaging. While 63% of women in India watch OTT platforms (the most compared to TV, long-form, and short-form videos), 44% of men indulge in OTT apps the most, followed by 22% of men watching short-form videos the most. 44% of Indians feel that OTT is the best value for money.</p>

<div>
<div>
<p><img alt="" src="https://thedrum-media.imgix.net/thedrum-user-assets-prod/s3/images/original/ott-04.png?w=1280&amp;ar=default&amp;fit=crop&amp;crop=faces,edges&amp;auto=format" style="border:0px; height:193px; vertical-align:middle; width:650px" title="" /></p>
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<div>&nbsp;</div>
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<h3><strong>Indonesia: The state of OTT platforms</strong></h3>

<p>While 46% of women in Indonesia believe that OTT platforms provide immersive experiences and are highly engaging, it is also the most looked forward platform for updates and new releases shortly after the long-form videos. 40% of Indonesians feel that OTT is the best value for money platform and only a small number of Indonesians are ready to give up on OTT content.</p>

<div>
<div>
<p><img alt="" src="https://thedrum-media.imgix.net/thedrum-user-assets-prod/s3/images/original/ott-05.png?w=1280&amp;ar=default&amp;fit=crop&amp;crop=faces,edges&amp;auto=format" style="border:0px; height:230px; vertical-align:middle; width:650px" title="" /></p>
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<div>&nbsp;</div>
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<h2><strong>The Philippines: The state of OTT platforms</strong></h2>

<p>While two out of three Filipinos feel that OTT platforms are completely worth the money, 50% feel that OTT platforms provide the most immersive and engaging content. OTT platforms are the top two platforms that Filipinos would pay for or utilize the subscriptions based on ad completion. OTT also tops the list of two platforms that influence Filipinos in product selection and purchase.</p>

<div>
<div>
<p><img alt="" src="https://thedrum-media.imgix.net/thedrum-user-assets-prod/s3/images/original/ott-06.png?w=1280&amp;ar=default&amp;fit=crop&amp;crop=faces,edges&amp;auto=format" style="border:0px; height:155px; vertical-align:middle; width:650px" title="" /></p>
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<div>&nbsp;</div>
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<h2><strong>Australia: The state of OTT platforms</strong></h2>

<p>Female viewers are huge advocates for OTT in Australia as they find it the most value for the money video platform, making it one of the platforms they&#39;re least likely to give up. OTT also tops the list of two platforms that influence Filipinos in product selection and purchase.</p>

<div>
<div>
<p><img alt="" src="https://thedrum-media.imgix.net/thedrum-user-assets-prod/s3/images/original/ott-07.png?w=1280&amp;ar=default&amp;fit=crop&amp;crop=faces,edges&amp;auto=format" style="border:0px; height:225px; vertical-align:middle; width:650px" title="" /></p>
</div>

<div>&nbsp;</div>
</div>

<p>To learn more insights on how consumers from different countries consider OTT to be the most entertaining, valuable platform, changing consumers&#39; preferences from different countries in APAC, read our report, &lsquo;2021 Consumer Study:&nbsp;<a href="https://go.inmobi.com/apac-ott-2021/">The OTT Premium Video Wave, Asia Pacific</a>&#39;.</p>]]></description>
      <dc:subject><![CDATA[Consumer Research, Media Consumption &amp; Trends, Product and Technology, English (EN): inmobi.com, Asia Pacific,]]></dc:subject>
      
      <dc:creator><![CDATA[ Team InMobi  ]]></dc:creator>
      
      <dc:date>2021-11-23T05:34:00+00:00</dc:date>
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      <title><![CDATA[Understanding the Instant Delivery Grocery App Market in the U.K. [New Report] ]]></title>
      <link>https://www.inmobi.com/blog/2021/11/18/understanding-the-instant-delivery-grocery-app-market-in-the-u.k-new-report/</link>
      <guid>https://www.inmobi.com/blog/2021/11/18/understanding-the-instant-delivery-grocery-app-market-in-the-u.k-new-report/</guid>
      <description><![CDATA[<p>According to eMarketer, U.K. e-commerce grocery sales are set to increase by around 50% &ndash; from $43 billion to $63 billion between 2021 and 2025; it is a challenge to find analysts so bullish about other areas of the economy. And it also puts into context the reason for so much investment and innovation,&nbsp;not to mention competition,&nbsp;in the grocery shopping sector. Some of those startups at the forefront of this are the focus of&nbsp;our&nbsp;brand new&nbsp;report.</p>

<p style="text-align:center"><a class="btn btn-s" href="https://go.inmobi.com/uk-instant-delivery-grocery-app-market-2021/" style="font-size:24px; border-radius: 25px; font-weight: normal;" target="_blank">GET THE REPORT</a></p>

<p>Promising supermarket deliveries to your door in as little as 10 minutes, the &lsquo;instant&rsquo; delivery grocery app trend in the U.K. is hard to ignore. Indeed,&nbsp;<a href="https://chart-na1.emarketer.com/246414/changes-consumer-behavior-since-coronavirus-pandemic-according-uk-adults-feb-2021-of-respondents">McKinsey research from March 2021</a>&nbsp;shows that grocery delivery was top of the list in terms of increased service usage since the pandemic, matched only by food. And having gained popularity through lockdowns, these apps have remained a feature of the U.K.&nbsp;shopping economy in major cities ever since.&nbsp;&nbsp;</p>

<p>One such startup,&nbsp;Getir, was&nbsp;<a href="https://www.ft.com/content/3acc197c-cd81-4b3b-a19b-32e58fc687e7">valued at $7.5 billion in June 2021</a>. Another,&nbsp;Gopuff&nbsp;<a href="https://www.ft.com/content/38ff871a-5066-4072-92fc-2ca6bd768806">announced a $1 billion funding round</a>&nbsp;around the same time, and a valuation of twice that. And these are just two of several competing in this space. Waiting in the wings, legacy retailers including supermarkets and e-commerce players are also getting in on the act.&nbsp;&nbsp;</p>

<p>Some are even clubbing together to compete against newer entrants &ndash; as in September 2021, when&nbsp;<a href="https://www.ft.com/content/3c9dc06c-a14a-47c5-a67c-e58b8f055455">Deliveroo launched a rapid grocery delivery service named Hop</a>, in partnership with supermarket Morrisons. In fact, this is just one of many such partnerships, with&nbsp;groceries&nbsp;delivery contributing 7% of Deliveroo&rsquo;s revenue in the first half of the year.&nbsp;</p>

<p style="text-align:center"><a class="btn btn-s" href="https://go.inmobi.com/uk-instant-delivery-grocery-app-market-2021/" style="font-size:24px; border-radius: 25px; font-weight: normal;" target="_blank">DOWNLOAD OUR REPORT</a></p>

<p>It&rsquo;s clearly a fast-moving space, so what are the opportunities and threats for retailers, agencies and FMCG firms alike? How should they think of this emerging sector, and where does it fit in the overall marketplace? With this report,&nbsp;InMobi&nbsp;used its own in-house research and survey tool&nbsp;InMobi&nbsp;Pulse to gauge the opinions of 1,000 city dwellers in the U.K.&nbsp;&nbsp;&nbsp;</p>

<h3>In this report, you will learn:&nbsp;&nbsp;</h3>

<ul>
	<li>How do the public, and more specifically app customers, think of &lsquo;instant&rsquo; grocery shopping right now?&nbsp;&nbsp;</li>
	<li>What have they replaced, if anything, and what are the most important aspects of such services?&nbsp;&nbsp;</li>
	<li>How often are customers using these services? For those not yet using them, how aware of them are they?&nbsp;</li>
</ul>

<h3>Report Highlights&nbsp;</h3>

<p><strong>Corner Shop Competition</strong>:&nbsp;Instant delivery grocery apps are a potential threat to corner shops (and maybe even supermarkets) with 35% of users saying buying via these apps is replacing their corner shop visits. Additionally, 29% said the same thing about their weekly visit to the supermarket.&nbsp;&nbsp;</p>

<p><strong>Retail Challenge or&nbsp;Opportunity?</strong>:&nbsp;That said, when asked if they would use an established supermarket brand offering &#39;instant&#39; services over one of the newer entrants to the market, 75% said yes while 65% said the same if it were an established online delivery company like Amazon doing the delivery.&nbsp;&nbsp;</p>

<p><strong>Age and Demographic Awareness</strong>:&nbsp;Typically seen as targeting younger age groups and consumers, 45&ndash;54-year-olds were surprisingly more aware of instant delivery services than some younger groups. Male respondents also showed greater awareness in general and across all individual brands in the space. As we outline in the report, both data points seem to point to the successes thus far, as well as untapped opportunities for rapid grocery delivery in the U.K.</p>

<p style="text-align:center"><a class="btn btn-s" href="https://go.inmobi.com/uk-instant-delivery-grocery-app-market-2021/" style="font-size:24px; border-radius: 25px; font-weight: normal;" target="_blank">DOWNLOAD OUR REPORT</a></p>

<p>Find out more about how&nbsp;InMobi&nbsp;works with commerce firms&nbsp;to&nbsp;<a href="https://www.inmobi.com/retail-media">build and develop retail media</a>.</p>]]></description>
      <dc:subject><![CDATA[Media Consumption &amp; Trends, Understanding Consumers, English (EN): inmobi.com,]]></dc:subject>
      
      <dc:creator><![CDATA[ Team InMobi  ]]></dc:creator>
      
      <dc:date>2021-11-18T08:06:00+00:00</dc:date>
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      <title><![CDATA[The Squid Game Effect: How Popular Media is Influencing Hypercasual Game Development ]]></title>
      <link>https://www.inmobi.com/blog/2021/11/17/the-squid-game-effect-how-popular-media-is-influencing-hypercasual-game-development/</link>
      <guid>https://www.inmobi.com/blog/2021/11/17/the-squid-game-effect-how-popular-media-is-influencing-hypercasual-game-development/</guid>
      <description><![CDATA[<p>Netflix has seen huge success from the Korean drama<em>&nbsp;</em>"Squid Game."&nbsp;Premiering worldwide in late September, Netflix reports an estimate of 142 million global viewers tuned into the dystopian show within its first month.&nbsp;Upon initial&nbsp;release, the binge-worthy offering&nbsp;quickly&nbsp;reached the number&nbsp;one&nbsp;position on&nbsp;Netflix&rsquo;s&nbsp;Top&nbsp;10 list in more than 90 countries.&nbsp;In the U.S. alone, "Squid Game" became&nbsp;<a href="https://deadline.com/2021/10/squid-game-streaming-ratings-minutes-viewed-milestone-nielsen-1234864249/" target="_blank">one of only six shows to surpass 3 billion minutes of streaming across video-on-demand platforms</a>&mdash;and this number, pulled from&nbsp;Nielson report&nbsp;data, does not include streams from computer and mobile devices nor gaming consoles.&nbsp;&nbsp;</p>

<p>While it took 10 years for funding to reach the Hwang&nbsp;Dong-hyuk&nbsp;directed project, the show has become cemented in the global digital/media landscape in a matter of weeks if not days.&nbsp;What&rsquo;s&nbsp;most interesting about viral moments is how something like "Squid Game" can take on new meanings, tones and genres even, as&nbsp;it&nbsp;transverses through and across mediums and inspires new forms of content altogether. As it stands, there are 250&nbsp;Squid Game-related apps featured on the Google Play store. While this is an almost predictable outcome for a show formatted around games, play and competition, the onslaught of Squid Game-themed&nbsp;hypercasual&nbsp;games and experiences leads us to wonder what this means for the&nbsp;future of&nbsp;hypercasual&nbsp;gaming development.&nbsp;&nbsp;</p>

<p>Hypercasual&nbsp;gaming development studios thrive on frequency, churning out dozens of new titles a year to capture eyeballs (and ad dollars). Turning to pop culture for inspiration naturally makes sense, as it gives developers another avenue to turn to for inspiration.&nbsp;</p>

<p>The&nbsp;hypercasual&nbsp;business model is predicated on reach. By tapping into an existing trend, a developer can include visual hints and allusions that might appeal to someone looking for a new game to play. The idea behind these inclusions is that if you like "Squid Game" (which everyone does) then you&rsquo;ll like this game.&nbsp;</p>

<p>The tactic worked: Games that incorporate visual elements/themes from "Squid Game" continue to perform well even though the show&nbsp;has been out for about two months&nbsp;by this point.&nbsp;</p>

<p>Expect to see more of this in the future.&nbsp;Hypercasual&nbsp;gaming studios need to make more and more titles in an effort to score their next big hit&nbsp;and will look to movies, TV shows, pop culture events,&nbsp;etc&nbsp;to help inspire new games.&nbsp;And with&nbsp;Netflix&nbsp;recently&nbsp;announcing the release of five new game titles&nbsp;available for play on the app&nbsp;on Android mobile devices,&nbsp;we are sure to see&nbsp;more of&nbsp;this blend of game and popular media in the future.&nbsp;&nbsp;<br />
&nbsp;&nbsp;</p>]]></description>
      <dc:subject><![CDATA[Consumer Research, Media Consumption &amp; Trends, Success Stories, Understanding Consumers, English (EN): inmobi.com, North America, Global,]]></dc:subject>
      
      <dc:creator><![CDATA[ Sarayah Wright  ]]></dc:creator>
      
      <dc:date>2021-11-17T22:45:00+00:00</dc:date>
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    <item>
      <title><![CDATA[How Hypercasual Gaming Can Use Social Media to Fuel Growth ]]></title>
      <link>https://www.inmobi.com/blog/2021/11/17/how-hypercasual-gaming-can-use-social-media-to-fuel-growth/</link>
      <guid>https://www.inmobi.com/blog/2021/11/17/how-hypercasual-gaming-can-use-social-media-to-fuel-growth/</guid>
      <description><![CDATA[<p>With&nbsp;nearly&nbsp;50&nbsp;million downloads on the Google Play Store&nbsp;and upwards of&nbsp;500,000&nbsp;downloads on the Apple Store&nbsp;as of&nbsp;September&nbsp;2021,&nbsp;<em>High Heels!&nbsp;</em>remains&nbsp;a&nbsp;noticeable&nbsp;success for Zynga, <a href="https://techcrunch.com/2020/10/02/zynga-completes-rollic-acquistion/" target="_blank">who acquired the hypercasual game developer and publisher originally behind the free-to-play mobile app back in 2020.</a> With more people spending more time on their phone in the past two years,&nbsp;many apps, in general, have seen an increase in usage.</p>

<p>However, one can really attribute the success behind the&nbsp;game&nbsp;to one thing:&nbsp;social media.&nbsp;The premise is simple&nbsp;yet makes for a ridiculous visual.&nbsp;<em>Collect heels and use&nbsp;the&nbsp;additional&nbsp;height to ease through&nbsp;obstacles, climb over walls&nbsp;and balance across beams.&nbsp;</em>And if&nbsp;you&rsquo;re&nbsp;not careful,&nbsp;you can also watch as&nbsp;you&nbsp;helplessly&nbsp;careen&nbsp;off the side of the runway and to your demise.&nbsp;&nbsp;</p>

<p>Since&nbsp;its December 2020 release date,&nbsp;players have taken to&nbsp;YouTube,&nbsp;Twitter and&nbsp;TikTok, posting screen recordings of themselves playing this&nbsp;oddly&nbsp;addictive game.&nbsp;Though&nbsp;it&rsquo;s&nbsp;unclear whether developers are still releasing new levels, (they claim to do so every week)&nbsp;each&nbsp;successful run unlocks more customizable features,&nbsp;which is where the game really finds its comedy.&nbsp;&nbsp;</p>

<p>Take a look:&nbsp;&nbsp;</p>

<div><iframe allow="accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture" allowfullscreen="" frameborder="0" height="315" src="https://www.youtube.com/embed/mw5BpGJgQVc" title="YouTube video player" width="560"></iframe></div>

<p><em>High Heels!&nbsp;</em>doesn&rsquo;t&nbsp;reinvent the wheel. Some levels have the more generic offerings you may find in a similar runner game: new locations, different costumes, fun accessories, etc.&nbsp;You can enjoy a game run in a Harley Quinn inspired look or&nbsp;even avoid copyright infringement with&nbsp;purchased&nbsp;premium&nbsp;skin packages as&nbsp;&ldquo;Mia Eyelash,&rdquo; &ldquo;Briana Grenade&rdquo;&nbsp;and&nbsp;&ldquo;Hella Punch,&rdquo;&nbsp;brazenly&nbsp;named&nbsp;after celebrities.&nbsp;There&rsquo;s&nbsp;even a Squid Game inspired<a href="https://play.google.com/store/apps/details?id=com.amanotes.jumping.man&amp;hl=en&amp;gl=US" target="_blank">&nbsp;copycat of the app</a>&nbsp;available for download.&nbsp;&nbsp;</p>

<p>Several&nbsp;TikTok&nbsp;videos of people playing the game have&nbsp;hundreds of thousands of views. One&nbsp;even reached&nbsp;<a href="https://www.tiktok.com/foryou?_d=secCgYIASAHKAESPgo8NpDcAszcYij02SExGUXSfwUy%2Bl%2Bn6TJpBk33ipQaPltQf%2BysJnSOOl%2BeYkM33l2Re9exwHa1o7lV9s48GgA%3D&amp;checksum=e56238b9b55e0b560622add2ce2aeae06c5cab560984d63ed1082844b16694eb&amp;language=en&amp;preview_pb=0&amp;sec_user_id=MS4wLjABAAAA2QSArVfcTCJNwqaQguK3gk4gDYZbWg7emp8JDV4Dljdtt23p-wEAzLQKmUaeSOT8&amp;share_app_id=1233&amp;share_item_id=6919037106161585414&amp;share_link_id=B5DFFD81-76AB-4CBC-8AF0-98344F2D269F&amp;source=h5_m&amp;timestamp=1635948919&amp;tt_from=more&amp;u_code=dgi0hb7f58j398&amp;user_id=6920288778833904645&amp;utm_campaign=client_share&amp;utm_medium=ios&amp;utm_source=more&amp;_r=1&amp;is_copy_url=1&amp;is_from_webapp=v1&amp;item_id=6919037106161585414#/@isaiahbaca_/video/6919037106161585414" target="_blank">4.5&nbsp;million</a>.&nbsp;Of course, nothing on the video sharing platform happens in a vacuum, and gameplay videos tend to incorporate popular pre-existing trends native to the app.&nbsp;In the past year,&nbsp;we&rsquo;ve&nbsp;watched a&nbsp;game as casual as&nbsp;<em>High&nbsp;Heels!</em>&nbsp;function&nbsp;as&nbsp;a trend itself,&nbsp;and people&nbsp;still&nbsp;want to&nbsp;participate.&nbsp;&nbsp;</p>

<h3>Social Media Success Story: Scream Go Hero&nbsp;</h3>

<p><em>High Heels!</em> follows the trajectory of another&nbsp;hypercasual&nbsp;game:<em>&nbsp;<a href="https://play.google.com/store/apps/details?id=com.ketchapp.screamhero&amp;hl=en_US&amp;gl=US" target="_blank">Scream&nbsp;Go Hero</a>.</em>&nbsp;The endless runner game was originally released by&nbsp;Ketchapp&nbsp;in 2017.&nbsp;It&rsquo;s&nbsp;important to note that the game&nbsp;is eerily&nbsp;similar to&nbsp;<a href="https://play.google.com/store/apps/details?id=jp.ne.freem.YASUHATI&amp;hl=en_US&amp;gl=US" target="_blank">Yasuhati, or Eight Note</a>.&nbsp;&nbsp;</p>

<p>In the game, users manipulate their pitch&nbsp;in order to&nbsp;get the character&nbsp;to either jump,&nbsp;run&nbsp;or&nbsp;walk through&nbsp;obstacles. The game itself took two years to reach the height of its&nbsp;<a href="https://nymag.com/intelligencer/2019/03/what-is-scream-go-hero-and-why-is-it-popular.html" target="_blank">popularity</a>&nbsp;in 2019 due to a random moment of chance.&nbsp;&nbsp;</p>

<p>Screen recordings of players&nbsp;hilariously&nbsp;screaming and whispering&nbsp;into the voice activated game blew up all over social media. Fans even <a href="http://twitter.com/lizzo/status/1106765052156116992" target="_blank">rallied&nbsp;to teach</a>&nbsp;singer Lizzo how to screen record&nbsp;<em>with</em>&nbsp;audio after&nbsp;requesting&nbsp;that she <a href="https://twitter.com/lizzo/status/1106778993125027840" target="_blank">play the game using one of her songs</a>.</p>

<p>The iOS 11 update released two years&nbsp;prior&nbsp;gave iPhone users the ability to easily record their screen. Android devices followed suit a few years later, though third-party apps for the same purpose were also available. YouTube and Twitter&nbsp;filled&nbsp;with these videos of a tiny&nbsp;silhouetted icon moving by the sheer power of people literally whispering but mostly yelling (which is admittedly more fun to do) into their phones.&nbsp;</p>

<h3>Using Virality and Organic Social Media Posts&nbsp;To&nbsp;Drive Installs and Interest&nbsp;</h3>

<p>As with&nbsp;<em>High&nbsp;Heels!,</em>&nbsp;<em>Scream&nbsp;Go Hero&nbsp;</em>became a trend itself,&nbsp;being featured and played by celebrities and influencers&nbsp;alike. And while gameplay videos&nbsp;in general&nbsp;have been&nbsp;a&nbsp;media&nbsp;genre&nbsp;for a while now, only a few casual gaming apps have enjoyed jumps in popularity, installs and virality like<em>&nbsp;High Heels!</em>&nbsp;and&nbsp;<em>Scream&nbsp;Go Hero</em>&nbsp;did&nbsp;almost entirely&nbsp;because of social&nbsp;media.&nbsp;Both&nbsp;apps&nbsp;show the far-reaching potential of&nbsp;hypercasual&nbsp;games and how social media&nbsp;can be a vital site of strategy for developers&nbsp;and publishers&nbsp;to&nbsp;optimize&nbsp;game monetization and growth.&nbsp;Gamers have long been popular on streaming services like YouTube and Twitch, and now&nbsp;hypercasual&nbsp;gaming studios are getting in on this action by&nbsp;providing&nbsp;visually stimulating gameplay that&nbsp;attracts fans and followings on social media.&nbsp;</p>

<p>To learn more about game monetization&nbsp;and how&nbsp;InMobi&nbsp;can help,&nbsp;feel free to check out&nbsp;information&nbsp;available on our <a href="https://go.inmobi.com/gaming/" target="_blank">site</a>&nbsp;and download&nbsp;our&nbsp;<a href="https://inmobi.docsend.com/view/rd7rvdm5us95wzrs" target="_blank">ebook&nbsp;on mobile gaming</a>.&nbsp;</p>]]></description>
      <dc:subject><![CDATA[Media Consumption &amp; Trends, Success Stories, English (EN): inmobi.com, North America, Global,]]></dc:subject>
      
      <dc:creator><![CDATA[ Sarayah Wright  ]]></dc:creator>
      
      <dc:date>2021-11-17T17:20:00+00:00</dc:date>
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      <title><![CDATA[4 Things You Need to Know About Retail Media]]></title>
      <link>https://www.inmobi.com/blog/2021/11/17/4-things-you-need-to-know-about-retail-media-according-to-emarketer/</link>
      <guid>https://www.inmobi.com/blog/2021/11/17/4-things-you-need-to-know-about-retail-media-according-to-emarketer/</guid>
      <description><![CDATA[<p>The analysts at eMarketer recently released a new report on the growing retail media space, <a href="https://go.inmobi.net/hubfs/eMarketer-Retail-Media-Advertising-Report.pdf" target="_blank">which you can access here</a>. Here&rsquo;s a sneak preview of what eMarketer covered.&nbsp;</p>

<h2>1)&nbsp;How&nbsp;Big&nbsp;is&nbsp;Retail&nbsp;Media&nbsp;in the&nbsp;United States?&nbsp;</h2>

<p>Over the past year advertisers have increased their spending on retail media by&nbsp;nearly 50%&nbsp;year over year.&nbsp;eMarketer predicts that in 2021 e-commerce&nbsp;channel advertising&nbsp;spending,&nbsp;also known as retail media, will reach&nbsp;around&nbsp;$24&nbsp;billion.&nbsp;This means that this channel will grab&nbsp;<a href="https://go.inmobi.net/hubfs/eMarketer-Retail-Media-Advertising-Report.pdf" target="_blank">one in eight&nbsp;digital ad dollars</a>.&nbsp;&nbsp;</p>

<h2>2)&nbsp;What&rsquo;s&nbsp;Driving&nbsp;Retail&nbsp;Media&nbsp;Adoption?&nbsp;</h2>

<p>There are a variety of factors that have contributed to the growth of retail media advertising,&nbsp;like the increasing value of first-party data and&nbsp;the growth of e-commerce spending among consumers.&nbsp;&nbsp;</p>

<p>When it was announced that&nbsp;<a href="https://blog.hubspot.com/marketing/third-party-cookie-phase-out" target="_blank">third-party&nbsp;cookie&nbsp;tracking would be phased out</a>,&nbsp;many marketers became concerned about the effectiveness of their&nbsp;ad spends&nbsp;and how they could accurately reach their target audience. As they began to evaluate new channels&nbsp;for gathering customer data, many turned to retail media.&nbsp;&nbsp;</p>

<p>Retailers not only know what products a customer might be interested in,&nbsp;but&nbsp;they also know what items they&rsquo;ve purchased, how frequently,&nbsp;if they&rsquo;ve also purchased&nbsp;competitive&nbsp;items and more.&nbsp;Brands can now leverage that first-party retail data to show a targeted message to the right shopper at the right time in their shopping journey.&nbsp;&nbsp;</p>

<p>Another key factor that is driving the growth of retail media is the increase in customers browsing, researching&nbsp;and&nbsp;purchasing&nbsp;products online.&nbsp;In their latest report,&nbsp;eMarketer estimates that&nbsp;84%&nbsp;of U.S.&nbsp;shoppers, will browse,&nbsp;research&nbsp;or compare products digitally via any device at least once this year.&nbsp;And&nbsp;nearly <a href="https://go.inmobi.net/hubfs/eMarketer-Retail-Media-Advertising-Report.pdf" target="_blank">nine&nbsp;in 10 of these digital shoppers will make one or more purchases via a digital channel</a>.&nbsp;&nbsp;</p>

<h2>3)&nbsp;Amazon is&nbsp;Dominating&nbsp;Retail&nbsp;Media&nbsp;&nbsp;</h2>

<p>Right now, Amazon is the leading player in retail media, with an estimated 76.2% of U.S.&nbsp;e-commerce&nbsp;channel ad spending in 2021. They have been able to dominate the space by focusing on customer experience, creating&nbsp;innovative ad formats like sponsored videos and live shopping, and effectively monetizing their customer data for advertisers.&nbsp;&nbsp;</p>

<p>But&nbsp;other retailers are eager to&nbsp;steal&nbsp;share&nbsp;from Amazon. In the last year alone,&nbsp;<a href="https://go.inmobi.net/hubfs/eMarketer-Retail-Media-Advertising-Report.pdf" target="_blank">Walmart doubled&nbsp;its&nbsp;e-commerce&nbsp;ad revenue to just over $1 billion</a>,&nbsp;and more retailers are announcing&nbsp;their own&nbsp;media networks every&nbsp;day.&nbsp;However, to&nbsp;usurp&nbsp;Amazon, these retailers will need to prove to advertisers that they can more effectively and efficiently reach shoppers, inspire purchase&nbsp;and show closed-loop attribution on ad spend.&nbsp;&nbsp;</p>

<h2>4)&nbsp;Retail&nbsp;Media&nbsp;is&nbsp;Constantly&nbsp;Evolving &ndash;&nbsp;What&#39;s&nbsp;Changing?&nbsp;</h2>

<p>Many retail media networks launch with a focus on lower-funnel ads, like sponsored search. As those placements&nbsp;fill up&nbsp;and retailers&nbsp;begin&nbsp;to compete against other networks for advertising budgets, expect to see&nbsp;retail media networks&nbsp;offering&nbsp;more upper-funnel advertising. Video advertising, including&nbsp;connected TV&nbsp;and live shopping, will be&nbsp;particularly&nbsp;important to the growth and expansion of retail media revenues.&nbsp;&nbsp;</p>

<p><a href="https://go.inmobi.net/hubfs/eMarketer-Retail-Media-Advertising-Report.pdf" target="_blank">Download eMarketer&rsquo;s latest report on retail media</a> to learn more about the trends shaping this industry, and how you can capitalize on the latest&nbsp;media&nbsp;revolution.&nbsp;&nbsp;</p>]]></description>
      <dc:subject><![CDATA[Advertising, Media Consumption &amp; Trends, English (EN): inmobi.com, North America, Global,]]></dc:subject>
      
      <dc:creator><![CDATA[ Sarah Hughes  ]]></dc:creator>
      
      <dc:date>2021-11-17T17:15:00+00:00</dc:date>
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    <item>
      <title><![CDATA[10 Reasons Your Retail Media Strategy Should Include Video [Infographic]]]></title>
      <link>https://www.inmobi.com/blog/2021/11/17/10-reasons-your-retail-media-strategy-should-include-video-infographic/</link>
      <guid>https://www.inmobi.com/blog/2021/11/17/10-reasons-your-retail-media-strategy-should-include-video-infographic/</guid>
      <description><![CDATA[<p>Most marketers are no strangers to the power of video, so why is this format often left out of their retail media playbook? As the retail media market continues to grow, so will the importance of creating richer, more immersive advertising experiences that will capture consumer attention and inspire purchases. Video is perfectly poised to fill the gap in the current retail media landscape. &nbsp;</p>

<p>Interested in learning more about <a href="https://www.inmobi.com/retail-media" target="_blank">how InMobi Commerce is revolutionizing retail media</a>? Reach out today to <a href="https://www.inmobi.com/company/contact" target="_blank">schedule a chat with one of our experts</a>.&nbsp;</p>

<p><strong>Here Are 10 Reasons Your Retail Media Strategy Should Include Video:</strong></p>

<p><img alt="retail media strategy" src="https://go.inmobi.net/hubfs/Retail_Video_Strategy_Infographic_InMobi-Commerce.jpg" /><img alt="" src="https://go.inmobi.net/hubfs/InMobi-Retail-Video-Strategy-Infographic.pdf" /></p>

<h2>Infographic Text:</h2>

<p>1. Consumers prefer video content. 80% of consumers prefer to watch live videos over reading blogs&nbsp;(1) and&nbsp;66% of consumers said they prefer watching a video compared to reading about a product&nbsp;(2).&nbsp;</p>

<p>2.&nbsp;Video Ads Have Higher Engagement.&nbsp;The average click-through-rate for&#8239;video ads is&#8239;7.5x&#8239;higher&#8239;than display (3).&nbsp;</p>

<p>3.&nbsp;Video Influences Consumer Purchase Decisions.&nbsp;84% of people say they&rsquo;ve been&#8239;convinced to buy a product or service&#8239;by watching a brand&rsquo;s video.(4)&nbsp;</p>

<p>4. Video Improves the Customer Experience. 60% of shoppers said livestream content improved their online shopping experience&#8239;(5).&#8239;&nbsp;</p>

<p>5. Video Helps Shoppers Understand Products.&nbsp;96%&#8239;of people have watched an&#8239;explainer video&#8239;to learn more about a product or service&nbsp;(6).&nbsp;</p>

<h3>Videos&nbsp;Are&nbsp;Also&nbsp;a&nbsp;Powerful&nbsp;Tool&nbsp;for Marketers&nbsp;</h3>

<p>6. Videos Build More Brand Awareness. Research suggests the&#8239;average user remembers 95% of a message when it is watched,&#8239;compared to&nbsp;just&nbsp;10% when it is read. This means prospects are more likely to&nbsp;remember your message via a video ad than an image or text ad&nbsp;(7).&nbsp;&nbsp;</p>

<p>7.&nbsp;Videos Help Brands Build Trust. 52% of marketers&#8239;say that video helps them build trust with potential customers&nbsp;(8).&#8239;&nbsp;</p>

<p>8. Video Increases&nbsp;Overall&nbsp;Campaign Performance. Campaigns that combine both display and video ad formats, on average, record a 320% increase in detail page views&nbsp;and a&nbsp;150% increase in purchase rate compared to display-only campaigns.&#8239;&#8239;(9)&nbsp;</p>

<p>9. Videos Help&nbsp;Boost&nbsp;Sales. 78% of marketers say video has directly helped&nbsp;increase sales (LemonLight)&nbsp;(10).&nbsp;</p>

<p>10. Video&nbsp;Creates&nbsp;Better ROI. 74% of marketers say video has a better return on investment than static imagery. (12)&nbsp;</p>

<h4>Sources:&nbsp;</h4>

<ol>
	<li><a href="https://techjury.net/blog/live-streaming-statistics/ " target="_blank">https://techjury.net/blog/live-streaming-statistics/&nbsp;</a></li>
	<li><a href="https://advertising.amazon.com/blog/top-three-trends-in-video-advertising " target="_blank">https://advertising.amazon.com/blog/top-three-trends-in-video-advertising&nbsp;</a></li>
	<li><a href="https://go.inmobi.net/hubfs/InMobi_Mobile_In-App_Video_Advertising_Trends_Report.pdf  " target="_blank">https://go.inmobi.net/hubfs/InMobi_Mobile_In-App_Video_Advertising_Trends_Report.pdf&nbsp;&nbsp;</a></li>
	<li><a href="https://www.wyzowl.com/video-marketing-statistics/ " target="_blank">https://www.wyzowl.com/video-marketing-statistics/&nbsp;</a>&nbsp;</li>
	<li><a href="https://www.bloomberg.com/news/features/2020-09-14/what-is-livestream-shopping-it-s-the-future-of-u-s-e-commerce  " target="_blank">https://www.bloomberg.com/news/features/2020-09-14/what-is-livestream-shopping-it-s-the-future-of-u-s-e-commerce&nbsp;&nbsp;</a></li>
	<li><a href="https://cxl.com/blog/optimize-videos/  " target="_blank">https://cxl.com/blog/optimize-videos/&nbsp;&nbsp;</a></li>
	<li><a href="https://www.sheffieldav.com/production/5-reasons-we-love-video-marketing-and-you-should-too" target="_blank">https://www.sheffieldav.com/production/5-reasons-we-love-video-marketing-and-you-should-too</a>&nbsp;&nbsp;</li>
	<li><a href="https://biteable.com/blog/video-marketing-statistics/  " target="_blank">https://biteable.com/blog/video-marketing-statistics/&nbsp;&nbsp;</a></li>
	<li><a href="https://advertising.amazon.com/blog/top-three-trends-in-video-advertising" target="_blank">https://advertising.amazon.com/blog/top-three-trends-in-video-advertising</a>&nbsp;&nbsp;</li>
	<li><a href="https://www.lemonlight.com/blog/67-video-marketing-stats-you-need-to-know-for-2021/ " target="_blank">https://www.lemonlight.com/blog/67-video-marketing-stats-you-need-to-know-for-2021/&nbsp;</a></li>
	<li><a href="https://biteable.com/blog/video-marketing-statistics/" target="_blank">https://biteable.com/blog/video-marketing-statistics/</a>&nbsp;&nbsp;</li>
</ol>]]></description>
      <dc:subject><![CDATA[Advertising, Media Consumption &amp; Trends, English (EN): inmobi.com, North America, Global,]]></dc:subject>
      
      <dc:creator><![CDATA[ Sarah Hughes  ]]></dc:creator>
      
      <dc:date>2021-11-17T16:55:00+00:00</dc:date>
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      <title><![CDATA[RCTI+ partners with InMobi to scale video monetization in Indonesia]]></title>
      <link>https://www.inmobi.com/blog/2021/11/16/RCTI-plus-partners-with-InMobi-to-scale-video-monetization-in-Indonesia/</link>
      <guid>https://www.inmobi.com/blog/2021/11/16/RCTI-plus-partners-with-InMobi-to-scale-video-monetization-in-Indonesia/</guid>
      <description><![CDATA[<blockquote>
<p>This article first appeared on&nbsp;The Drum</p>
</blockquote>

<p>RCTI+, the popular video and audio streaming app from Indonesia, has partnered with InMobi to monetize its video ad revenues while ensuring a non-intrusive content viewing experience. InMobi and RCTI+ successfully delivered a seamless user interface with innovative in-stream pre-roll and mid-roll, skippable, and Unskippable ad formats across live stream videos and Video on Demand (VOD).</p>

<p><img alt="" src="https://go.inmobi.net/hubfs/SEA_2021_RCTI+/RCTI_02.png" style="height:366px; width:650px" /></p>

<p>Speaking on the partnership with InMobi, Sudhanshu Saxena, Director, Supply Partnerships - Southeast Asia, InMobi, said, "With over 50 million MAUs in Indonesia, RCTI+ is a widely watched content platform, equally popular among both men and women. With a strong presence in more than 10 countries across SEA, the app accounts for over 10 genres of entertaining hyperlocal content. The engaging content on the app rakes in an impressive 80% video completion rate. By consistently delivering superior video and audio playback experiences, RCTI+ continues to be a great platform for advertisers to deliver ads and connect meaningfully with their audiences."</p>

<p><img alt="" src="https://go.inmobi.net/hubfs/SEA_2021_RCTI+/RCTI_03.png" style="height:365px; width:650px" /></p>

<p>Managing Director RCTI+ Valencia Tanoesoedibjo welcomes the collaboration of RCTI+, a business unit of MNC Media with InMobi and adds, "While trust and brand safety are common concerns that are on the top of the minds of brands today, The InMobi Exchange and RCTI+ provide a platform through programmatic channels for brand-safe ads backed by strong measurement from MOAT and IAS. Additionally, InMobi streamlines the ad template with the right Video Ad tags, allowing seamless ad playback, thereby improving the overall viewing experience for the users."</p>

<p>RCTI+ can be accessed programmatically on InMobi Exchange through various leading DSPs from the private marketplace. To know more about our monetization services, visit our&nbsp;<a href="https://www.inmobi.com/advertising-cloud/publisher">InMobi programmatic monetization page</a>.</p>

<p><strong>About InMobi</strong><br />
InMobi is a leading provider of marketing and monetization technologies that fuel industries around the world. With deep expertise and unique reach on mobile, it is a trusted and transparent technology partner for marketers, content creators, and businesses of all kinds. InMobi&#39;s mission is to power its customers&#39; growth by helping them engage their audiences and build meaningful connections. InMobi is headquartered in Singapore, maintains a large presence in San Francisco and Bangalore, and has operations in New York, Chicago, Kansas City, Los Angeles, Delhi, Mumbai, Beijing, Shanghai, Jakarta, Manila, Kuala Lumpur, Sydney, Melbourne, Seoul, Tokyo, London, and Dubai. To learn more, visit&nbsp;<a href="http://inmobi.com/">inmobi.com</a>.</p>

<p><strong>About RCTI+</strong><br />
RCTI+ is an AVOD service (Ad-based Free Video on Demand Service) &amp; live streaming of the four most popular TV channels (RCTI, MNCTV, GTV, and iNews). With exclusive content that is not broadcast on television, and available only on the RCTI+ application, there are many entertaining shows such as Legendary soap operas, national eSports matches, Korean dramas, Chinese dramas, Hollywood films, children&#39;s films.</p>

<p>RCTI+ built from scratch two ground-breaking features, namely News and Radio+. While the News feature allows users to read the news from various trusted sources, the Radio+ feature enables users to listen to radio from all over Indonesia, get access to exclusive podcasts, voice stories, music, and audiobooks. In just one year, RCTI+ developed two new features, namely Home of Talent (HOT) and Game, all of which can be enjoyed free, without any registration.</p>

<p>Website:&nbsp;<a href="https://www.rctiplus.com/">https://www.rctiplus.com/</a><br />
Facebook:&nbsp;<a href="https://www.facebook.com/RCTIPlusOfficial/">https://www.facebook.com/RCTIPlusOfficial/</a><br />
Twitter:&nbsp;<a href="https://twitter.com/RCTIPlus">https://twitter.com/RCTIPlus</a><br />
Instagram:&nbsp;<a href="https://www.instagram.com/rctiplusofficial/">https://www.instagram.com/rctiplusofficial/</a><br />
Google Play Store:&nbsp;<a href="https://play.google.com/store/apps/details?id=com.fta.rctitv&amp;hl=in">https://play.google.com/store/apps/details?id=com.fta.rctitv&amp;hl=in</a><br />
App Store:&nbsp;<a href="https://apps.apple.com/us/app/rcti/id1472168599">https://apps.apple.com/us/app/rcti/id1472168599</a></p>]]></description>
      <dc:subject><![CDATA[Announcements, English (EN): inmobi.com, Asia Pacific,]]></dc:subject>
      
      <dc:creator><![CDATA[ Team InMobi  ]]></dc:creator>
      
      <dc:date>2021-11-17T05:17:00+00:00</dc:date>
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      <title><![CDATA[Why I Joined InMobi: Philip Gale]]></title>
      <link>https://www.inmobi.com/blog/2021/11/15/why-i-joined-inmobi-philip-gale/</link>
      <guid>https://www.inmobi.com/blog/2021/11/15/why-i-joined-inmobi-philip-gale/</guid>
      <description><![CDATA[<p>Philip Gale&nbsp;joined&nbsp;InMobi&nbsp;in&nbsp;September&nbsp;2021 as our Head of&nbsp;Agency Development&nbsp;for&nbsp;Europe. Learn more about him and why he likes working at&nbsp;InMobi.&nbsp;</p>

<h2>What are your responsibilities at&nbsp;InMobi?&nbsp;</h2>

<p>The Agency Development team essentially drives net-new revenue through evolved product&nbsp;and&nbsp;service offerings. This means that while&nbsp;we are speaking to the same agencies as the rest of the sales organization, we are not having the same conversation. Our focus is to drive solutions that allow our customers to demonstrate innovation and take more ownership of their technology stack. In return, this creates much deeper dependency on our business and services, safeguarding our future business.&nbsp;</p>

<h2>What is it that most excites you about these responsibilities?&nbsp;</h2>

<p>I think&nbsp;the best aspect of this role&nbsp;is the fact we get to talk to our customers and really understand their challenges, which we ultimately try&nbsp;to&nbsp;solve&nbsp;with&nbsp;&nbsp;them. I love thinking outside the box, challenging existing mindsets and solving problems (I&nbsp;think I get this from my time as an engineer) and forging partnerships that work towards making something better, more efficient or eliminating&nbsp;a problem. There is a certain satisfaction when you succeed in this type of task,&nbsp;as it&rsquo;s tangible,&nbsp;you can immediately see the impact!&nbsp;</p>

<h2>Is there a particular experience you had in the past that shaped your current career ambition?&nbsp;</h2>

<p>When I first set out in my&nbsp;career&nbsp;I was in the&nbsp;aerospace&nbsp;industry testing military aircraft. While&nbsp;I loved being in and around modern helicopters and fighter jets, I couldn&rsquo;t help but feel stifled by the speed&nbsp;at&nbsp;which the industry moves. Anything aircraft related is regulated to the highest level, for good reason, but as a fresh-faced graduate I wanted something faster paced, something&nbsp;I would have to work to keep up with. Enter digital advertising! In 2012 I jumped out of&nbsp;aerospace&nbsp;and into mobile advertising, which is completely the opposite end of the spectrum and keeps me on my toes every day! I think this is the reason it has kept my interest over the last&nbsp;nine&nbsp;years and will likely to continue to do so for many years to come.&nbsp;</p>

<h2>Why did you join&nbsp;InMobi?&nbsp;What is it&nbsp;in particular about&nbsp;the company&rsquo;s purpose that motivated you to pick us?&nbsp;</h2>

<p>I grew up in&nbsp;mobile&nbsp;ad&nbsp;tech, and after spending a few years&nbsp;agency&nbsp;side I always knew I wanted to return.&nbsp;InMobi&nbsp;is&nbsp;one of the&nbsp;longest&nbsp;standing mobile ad tech businesses&nbsp;around and&nbsp;has&nbsp;survived the ups and downs that the space has experienced over the last 10 years&nbsp;(where many businesses have not).&nbsp;&nbsp;</p>

<p>I was particularly drawn to the emphasis on creating value for consumers (mobile users) rather than simply being a supply-side business with a focus on&nbsp;monetizing&nbsp;developer content. I think products like&nbsp;Roposo&nbsp;are real examples of this in play, and I think this strategy is what drives new experiences and true innovation.&nbsp;</p>

<h2>How does that align with your vision for your&nbsp;career?&nbsp;</h2>

<p>My career aspirations are quite simple&nbsp;really. I want to be a respected leader in my industry of&nbsp;choice,&nbsp;and I want to enjoy the ride! Being part of a business that is successful in its growth, respected in the industry and an innovation driver are all important aspects that I look for when I path my career. I believe&nbsp;InMobi&nbsp;ticks&nbsp;all these boxes. Even though I am still in the initial stages of my&nbsp;InMobi&nbsp;journey, I already feel like I&rsquo;m getting real value back from the business&nbsp;that supports my career growth. I think this&nbsp;two-way value exchange between an employer and an employee is crucial to get right and often overlooked, especially by the employee since they&nbsp;are often led to&nbsp;believe that receiving a&nbsp;paycheck&nbsp;is enough. For me it&rsquo;s only half of it.&nbsp;Positive growth&nbsp;in both yourself and your career is just as, if not more important,&nbsp;in the long run.&nbsp;</p>

<h2>What have you observed about&nbsp;InMobi&rsquo;s&nbsp;culture and working environment?&nbsp;</h2>

<p>During my interview stages I was impressed to be speaking with employees that had&nbsp;upwards of eight to nine&nbsp;years behind them at the company. Since joining, I can&nbsp;now&nbsp;see why. There is a very real family culture here at&nbsp;InMobi&nbsp;that I believe travels right up to the highest level.&nbsp;&nbsp;</p>

<p>This is important for&nbsp;two&nbsp;reasons.&nbsp;Firstly,&nbsp;it makes you feel part of something, which is a very basic human need. You can&rsquo;t be proud of something you are not part of, and everybody wants to be proud of where they work. Being&nbsp;proud means&nbsp;you are happy, and you cannot excel at your profession if you are not happy.&nbsp;&nbsp;</p>

<p>Secondly,&nbsp;at&nbsp;InMobi, we value&nbsp;freedom&nbsp;with&nbsp;integrity.&nbsp;This&nbsp;means there is an&nbsp;expectation&nbsp;that&nbsp;you&nbsp;will manage your own affairs&nbsp;and&nbsp;will have the freedom to do so (which reflects a healthy family relationship). This promotes individual&nbsp;ownership,&nbsp;which is empowering, and if your feel empowered you want to succeed and make the family proud.&nbsp;&nbsp;</p>

<p>So, when we talk about the&nbsp;InMobi&nbsp;family, it&rsquo;s not just a buzz word that says we care. It&rsquo;s way more than that. It leverages a complex relationship model that triggers fundamental emotions that we were all born with, emotions that are designed to give us the best chance at succeeding in life&nbsp;(sorry, got a bit deep there!).&nbsp;</p>

<h2>What would you tell new recruits about the company?&nbsp;</h2>

<p>I would tell them to only apply if it&rsquo;s a role that you are passionate about. There&rsquo;s no room for coasters in this business, especially at this stage of our growth. However, if you are passionate&nbsp;and want to be part of the family then apply;&nbsp;be yourself through the interview and if you do get the role then you will love being part of the family. And enjoy the ride as it&rsquo;s about to get bumpy!&nbsp;</p>

<h2>What is a&nbsp;little known&nbsp;fact about you that people would be surprised to hear?&nbsp;</h2>

<p>I still have a baby tooth &#x1F60A;&nbsp;</p>]]></description>
      <dc:subject><![CDATA[Inside InMobi, English (EN): inmobi.com, Europe and Middle East,]]></dc:subject>
      
      <dc:creator><![CDATA[ Team InMobi  ]]></dc:creator>
      
      <dc:date>2021-11-15T23:07:00+00:00</dc:date>
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      <title><![CDATA[Mediadonuts’ Vishal Kanse on the importance of programmatic advertising]]></title>
      <link>https://www.inmobi.com/blog/2021/11/12/mediadonuts-vishal-kanse-on-the-importance-of-programmatic-advertising/</link>
      <guid>https://www.inmobi.com/blog/2021/11/12/mediadonuts-vishal-kanse-on-the-importance-of-programmatic-advertising/</guid>
      <description><![CDATA[<blockquote>
<p>This article first appeared on&nbsp;The Drum</p>
</blockquote>

<p>Programmatic advertising has taken on an important role in performance marketing and has seen exponential growth as a result. According to a&nbsp;report&nbsp;by Statista, global programmatic ad spend reached an estimated US$129b over the past year, with spending set to surpass $150b 2021. As a performance channel, programmatic provides advertisers with the ability to reach audiences at a scale where other channels can&rsquo;t because of cost implications and competition.</p>

<p>InMobi&rsquo;s Narayan Murthy (director of digital native &amp; performance, Southeast Asia) caught up with Mediadonuts&rsquo; Vishal Kanse, (regional ad operations head, Asia Pacific) to talk candidly about the changing times and shifting demands and behaviors of the digital native generation, how programmatic advertising fits into performance marketing, the future of agency landscape, and much more.</p>

<div><iframe allow="accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture" allowfullscreen="" frameborder="0" height="315" src="https://www.youtube.com/embed/2Tx8reZKlJ0" title="YouTube video player" width="560"></iframe></div>

<h2><strong>How do you think agencies have risen to the challenges (the pandemic; reduced spending) posed in recent times?</strong></h2>

<p>The initial period &ndash; the first six to seven months &ndash; were very hard, since no one knew what was going to happen. The impact was huge because clients were unsure where to spend their money because much of the budgeted spending they had planned had now stopped.</p>

<h2><strong>In what ways is Mediadonuts, as a digital-first agency, adapting to the changing times and shifting demands and behaviors of the digital native generation?</strong></h2>

<p>In terms of the change in demands from the client, one is the representation of the performance data. Another change is finding out for clients how they can solve problems with cross-channel solutions, or maybe brand new ways of identifying the audience base, such as what the new media opportunities are in this time of change, what the current media consumption style of the audience is, etc. And accordingly, right away, we can suggest that this is the audience&#39;s behaviors. Apart from data, market research is another key area where we are putting more effort into understanding and explaining to the client how to reach the correct audience.</p>

<h2><strong>How is Mediadonuts helping clients stay ahead of the curve and leveraging new adtech trends when it comes to their performance campaigns?</strong></h2>

<p>Programmatic comes in as a very large chunk since it&#39;s essentially choosing the right audience. We can select the audience we want through programmatic, we can segment down to any level that is required by the client. And this is possible, apart from in the local walled gardens of the ecosystem. So that makes a difference. Because the clients don&#39;t just want to spend only into the walled gardens because they know they have their own kind of base. Apart from that, the basic question is what can we do where programmatic comes in? We can do rich media, we can do video - there is nothing we cannot do with programmatic from audience targeting, from the creative perspective, from the data analytics, tracking measurement, measuring the success of the uplift of the campaigns, or showcasing how the brand has been evolved to the user base.</p>

<h2><strong>According to you, what are the three most important things that marketers should keep in mind when it comes to outcome-based and impact-driven campaigns?</strong></h2>

<p>First and foremost is the presentation of the data - whether it&#39;s a sales rep or an ad ops guy, we need to present the data correctly. It&#39;s important for us to put ourselves in the client&#39;s shoes where they understand &ndash; especially if they don&#39;t have knowledge of the digital ecosystem &ndash; that they understand the return on investment. The data needs to be presented in a way that they understand and can digest. First and foremost is the presentation of the data - whether it&#39;s sales.</p>

<p>The second thing is cross-selling. If you&#39;re with the walled gardens of the ecosystem, why don&#39;t you try programmatic? Why don&#39;t you push it? You can see what we&#39;re going to do in this week&#39;s benchmark - we&#39;ll focus on it and showcase our output. From the client&#39;s perspective, that builds trust, and they will spend more moving forward. It&#39;s a matter of not setting the wrong goals at the beginning.</p>

<p>The third is education. It&#39;s kind of tricky, but education is where they will absolutely spend the money once they understand it. Programmatic is kind of a black box to those who don&#39;t understand. So, we must provide them with knowledge, understanding, as well as performance results - this will be the longer-term metric.</p>

<p>To learn more about advertising with InMobi, visit&nbsp;<a href="http://inmobi.com/">inmobi.com</a></p>]]></description>
      <dc:subject><![CDATA[Media Consumption &amp; Trends, Understanding Consumers, English (EN): inmobi.com, Asia Pacific,]]></dc:subject>
      
      <dc:creator><![CDATA[ Team InMobi  ]]></dc:creator>
      
      <dc:date>2021-11-13T05:33:00+00:00</dc:date>
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      <title><![CDATA[InMobi's 2021 Mobile Programmatic Advertising Report is Here!]]></title>
      <link>https://www.inmobi.com/blog/2021/11/12/inmobi-mobile-programmatic-advertising-report/</link>
      <guid>https://www.inmobi.com/blog/2021/11/12/inmobi-mobile-programmatic-advertising-report/</guid>
      <description><![CDATA[<p>For a deep dive into the current state of the mobile in-app&nbsp;advertising market&nbsp;in the U.S. and around the world,&nbsp;grab&nbsp;your copy of our <a href="https://go.inmobi.com/mobile-programmatic-advertising-trends-report/" target="_blank">2021 Mobile&nbsp;Programmatic Advertising Report</a>.&nbsp;</p>

<p style="text-align:center"><a class="btn btn-s" href="https://go.inmobi.com/mobile-programmatic-advertising-trends-report/" style="font-size:24px; border-radius: 25px; font-weight: normal;" target="_blank">CHECK IT OUT</a></p>

<ul>
	<li>A significant&nbsp;market share&nbsp;of all&nbsp;digital marketing&nbsp;budgets&nbsp;are&nbsp;now going to mobile and being spent&nbsp;programmatically.&nbsp;So&nbsp;in the&nbsp;world of programmatic, it makes sense to focus on mobile and in-app.&nbsp;And as the&nbsp;consumer behavior&nbsp;data shows, consumers are spending more and more time on their mobile devices and using apps.&nbsp;</li>
	<li>In this&nbsp;report, programmatic&nbsp;advertising trends are broken down as follows:&nbsp;</li>
	<li>How our demand-side platform&nbsp;(DSP),&nbsp;brand and agency&nbsp;partners are approaching mobile programmatic advertising&nbsp;both&nbsp;globally&nbsp;and specifically in North America.&nbsp;</li>
	<li>How mobile app publishers, studios and developers are&nbsp;approaching mobile programmatic advertising&nbsp;and monetization, especially in light of Apple&rsquo;s changes around privacy.&nbsp;</li>
	<li>Charting mobile programmatic advertising&rsquo;s future&nbsp;in 2022 and beyond.&nbsp;</li>
</ul>

<p style="text-align:center"><a class="btn btn-s" href="https://go.inmobi.com/mobile-programmatic-advertising-trends-report/" style="font-size:24px; border-radius: 25px; font-weight: normal;" target="_blank">CHECK IT OUT</a></p>

<p>In this report, we reviewed&nbsp;our own first-party data&nbsp;from&nbsp;InMobi&nbsp;Exchange.&nbsp;Here is a small snippet of what&nbsp;we highlight around programmatic&nbsp;digital media&nbsp;trends on mobile:&nbsp;</p>

<ol>
	<li>In June 2021, mobile programmatic&nbsp;ad spending was up 44% as compared to January 2021.&nbsp;</li>
	<li>There were 60 billion more programmatic ad requests in Q2 2021 as compared to Q1.&nbsp;</li>
	<li>On mobile, are&nbsp;digital display&nbsp;ads still prominent? In Q2 2021, around 60% of all ads were static banners while the remaining 40% were interstitials (including&nbsp;fullscreen&nbsp;ads) and videos &ndash; and we saw a similar breakdown in Q1.&nbsp;</li>
	<li>In Q2 2021, one in five ad dollars spent programmatically on mobile came from retailers.&nbsp;</li>
	<li>82% of the Fortune 500 was buying programmatically in Q2 2021.&nbsp;</li>
	<li>249% growth in North America ad spending, H1 2021 vs. H1 2020&nbsp;</li>
	<li>In the first half of 2021, around 80% of all ad spending went to gaming apps.&nbsp;</li>
	<li>26% increase in ad requests from in-app bidding, Q1 to Q2 2021.&nbsp;</li>
	<li>By the week of July 18, 73% of global iOS ad requests were for Apple mobile devices running iOS 14.5 and above.&nbsp;</li>
	<li>By August 8, 55% of non-gaming app users had opted in to IDFA.&nbsp;</li>
</ol>

<p style="text-align:center"><a class="btn btn-s" href="https://go.inmobi.com/mobile-programmatic-advertising-trends-report/" style="font-size:24px; border-radius: 25px; font-weight: normal;" target="_blank">CHECK IT OUT</a></p>

<h2>Sneek Peak&nbsp;Of&nbsp;Our 2021 Mobile Programmatic Advertising Trends Report&nbsp;</h2>

<p>For a preliminary look at this new&nbsp;ebook, enjoy this preview!&nbsp;</p>

<p><strong>Introduction&nbsp;</strong></p>

<p>2020 and the COVID-19 pandemic have had a profound impact on programmatic and digital advertising, with consumers staying home and with sectors like travel dramatically curtailing their marketing activities. Nevertheless, digital ad spending worldwide grew over 12% in 2020 and is on pace to grow an additional 20% in 2021, according to eMarketer.&nbsp;</p>

<p>While 2021 holds a lot of promise, especially in markets such as the U.S. and the U.K., there is still a lot of uncertainty. What will the post-pandemic future hold for digital marketers and advertisers?&nbsp;</p>

<ul>
	<li>In 2020 and 2021, one thing has been clear is the growth of mobile. Mobile is no longer the second screen, but rather the most popular media source in the house.&nbsp;</li>
	<li>Between 2019 and 2020, the average American spent an estimated 30 minutes more on mobile, according to eMarketer.&nbsp;</li>
	<li>By 2021, adults in the U.S. will spend over four and half hours on their mobile devices.&nbsp;</li>
	<li>Since 2019, Americans have been spending more time looking at their mobile devices than they do watching linear television.&nbsp;</li>
</ul>

<p>Digital advertising budgets and time spent on mobile are on the rise. What does this mean for the current state of mobile programmatic advertising?&nbsp;</p>

<p>We began looking into the current state of in-app mobile programmatic advertising in 2018 and 2019. But how has programmatic evolved since then?&nbsp;</p>

<p>To answer these questions, we reviewed data on billions of transactions that have occurred on our exchange since the beginning of 2019. As a global business that serves up to 7.3 billion ad requests each day across more than 1.5 billion mobile users around the world, we are in a unique position to see how programmatic is growing and evolving across the globe.&nbsp;</p>

<p style="text-align:center"><a class="btn btn-s" href="https://go.inmobi.com/mobile-programmatic-advertising-trends-report/" style="font-size:24px; border-radius: 25px; font-weight: normal;" target="_blank">CHECK IT OUT</a></p>

<h2>Kickstart Your Mobile Programmatic Advertising&nbsp;With&nbsp;InMobi&nbsp;&nbsp;</h2>

<p>Interested in&nbsp;launching a mobile programmatic advertising campaign that yields real results? Reach out to&nbsp;InMobi! Get in touch with our mobile experts.&nbsp;</p>

<p>As the leading experts in mobile,&nbsp;InMobi&nbsp;can help you execute a successful&nbsp;programmatic&nbsp;advertising&nbsp;and marketing campaign that reaches consumers at scale through their most-used device.&nbsp;&nbsp;</p>

<p>What were the biggest surprises to you from this report, and how do you think mobile programmatic&nbsp;advertising&nbsp;will&nbsp;evolve in 2022 and beyond? Let us know your thoughts on the topic on social media! You can reach out to us on&nbsp;<a href="https://www.linkedin.com/company/inmobi/" target="_blank">LinkedIn</a>,&nbsp;<a href="https://twitter.com/inmobi" target="_blank">Twitter</a>,&nbsp;<a href="https://www.facebook.com/inmobi" target="_blank">Facebook</a>&nbsp;or&nbsp;<a href="https://instagram.com/inmobi_official" target="_blank">Instagram</a>.&nbsp;&nbsp;</p>

<h3>About the Author&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</h3>

<p>Matthew Kaplan has over a decade of digital marketing experience, working to support the content goals of the world&rsquo;s biggest B2B and B2C brands. He is a passionate app user and evangelist, working to support diverse marketing campaigns across devices.&nbsp;</p>]]></description>
      <dc:subject><![CDATA[Advertising, English (EN): inmobi.com, Global,]]></dc:subject>
      
      <dc:creator><![CDATA[ Matt Kaplan,  Content Strategist  ]]></dc:creator>
      
      <dc:date>2021-11-12T14:42:00+00:00</dc:date>
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      <title><![CDATA[Cyber Five U.S. Shopping Trends 2021]]></title>
      <link>https://www.inmobi.com/blog/2021/11/11/cyber-five-us-shopping-trends-2021/</link>
      <guid>https://www.inmobi.com/blog/2021/11/11/cyber-five-us-shopping-trends-2021/</guid>
      <description><![CDATA[<p>Historically, the period from Thanksgiving to Cyber Monday, also sometimes&nbsp;known&nbsp;as Cyber Five,&nbsp;was the busiest part of the U.S. holiday shopping season.&nbsp;Will that be the case again this year?&nbsp;</p>

<p>For one,&nbsp;shopping on&nbsp;Thanksgiving Day&nbsp;and on Black Friday will look very different this year. Major retailers like Best Buy, Target and Walmart have already announced that their stores will be closed on&nbsp;Thanksgiving Day. And&nbsp;between retail&nbsp;staffing shortages&nbsp;and lingering concerns around gathering indoors, Black Friday may look very different this year too.&nbsp;</p>

<p>And compounding everything are the ongoing supply chain worries. Will consumers still want to shop during this time of the year this year or will they shop earlier to snag wanted items while they still can?&nbsp;</p>

<p>To get a better sense of what Cyber Five might look like this year, we surveyed well over 1,700 Americans in October using&nbsp;<a href="https://www.inmobi.com/pulse" target="_blank">InMobi&nbsp;Pulse</a>,&nbsp;InMobi&rsquo;s&nbsp;mobile market research solution. Here&rsquo;s what we found.&nbsp;</p>

<h2>Key Takeaways&nbsp;</h2>

<ul>
	<li>As of mid-October, 81% of consumers have completed less than half of their holiday gift shopping, while 60% have yet to start.&nbsp;</li>
	<li>Cyber Five shoppers are driven to choose specific retailers to shop based on lower prices (24%) and convenience (22%) over other motivators.&nbsp;</li>
	<li>Consumers shopping for gifts via app are significantly more likely to shop during Cyber Five as compared to consumers unlikely to shop for gifts via app.&nbsp;</li>
</ul>

<h2>When Will Americans Shop This Holiday Season?&nbsp;</h2>

<p>Because of continuing supply chain issues, many retailers are pushing consumers to shop early to snag wanted items while they&rsquo;re still available. But are Americans heeding this message?&nbsp;</p>

<p>According to our data, the answer here is&nbsp;no. Overall, 60% say they&nbsp;haven&rsquo;t started yet.&nbsp;&nbsp;</p>

<p>So&nbsp;when will Americans begin shopping this holiday season? According to our research, the Cyber Five time period remains a popular starting point for most adults in the U.S.&nbsp;</p>

<p>Overall, 42% said they are likely or highly likely to buy holiday gifts at some point between Thanksgiving Day and Cyber Monday.&nbsp;Among people who plan&nbsp;to&nbsp;use a retailer&rsquo;s own app to shop this year, this increases to 66%.&nbsp;</p>

<h2>Unpacking 2021 Cyber Five Shopping Trends&nbsp;</h2>

<p>What will Cyber Five shoppers be looking to buy? Top answers were home electronics (24%) and home goods (23%) followed by apparel (21%), toys (16%), beauty products (16%), sporting goods (13%) and pet products (12%).&nbsp;</p>

<p>According to our research, here&rsquo;s where these shoppers will turn to for their Cyber Five holiday shopping:&nbsp;</p>

<ul>
	<li>For home goods, consumers say they are likely to shop with Amazon (48%), Walmart (47%), Target (32%), Home Goods (28%) and Kohl&rsquo;s (21%).&nbsp;</li>
	<li>For apparel, consumers say they are likely to shop with TJ Maxx (32%), Macy&rsquo;s (29%), Dick&rsquo;s Sporting Goods (20%), Nordstrom (9%) and Neiman Marcus (7%).&nbsp;</li>
	<li>For toys, consumers say they are likely to shop with Walmart (59%), Target (45%), dollar stores (23%) and Best Buy (19%).&nbsp;</li>
</ul>

<h2>Unpacking U.S. Holiday Shopper Motivations&nbsp;</h2>

<p>As part of our Cyber Five research, we also wanted to look at how shoppers determine what to buy and what motivates them to make a purchase. Here&#39;s what we found.&nbsp;</p>

<p>Overall, consumers are still mostly browsing in person. A third say they discover holiday gift items to later buy simply by&nbsp;browsing in a physical store.&nbsp;</p>

<p>But,&nbsp;online browsing remains popular. Over one in five say they discover holiday gift ideas through Google searches, while 14%&nbsp;say they learn about new products through ads on their phone (for those between 18 and 34, this figure jumps to 18%). Additionally, 12%&nbsp;say they browse using a retailer&rsquo;s own app&nbsp;to browse.&nbsp;</p>

<p>And our research found that sales remain a key way to get consumers to buy this holiday season. Close to half said they&nbsp;are&nbsp;likely&nbsp;or highly likely&nbsp;to wait for holiday gift items to go on sale before purchasing them&nbsp;&ndash; for those planning to shop via apps, this jumps to 64%.&nbsp;</p>

<p>We saw something similar when we asked consumers why they shop for gifts at specific stores or websites during the Cyber Five period &ndash;&nbsp;close to one in four said&nbsp;it&rsquo;s because prices are lower.&nbsp;&nbsp;</p>

<h2>How To Prepare for The Cyber Five Period&nbsp;</h2>

<p>With Thanksgiving less than a month away, what can&nbsp;brands&nbsp;and retailers do now to prepare for Cyber Five?&nbsp;&nbsp;</p>

<ul>
	<li><strong>Focus now on product discovery:</strong>&nbsp;Since so many consumers have yet to start their holiday shopping, now is an ideal time to focus on awareness. Mobile ads, among other tactics, are&nbsp;an ideal option here.</li>
	<li><strong>Invest in driving app downloads:</strong>&nbsp;For retailers that have their own e-commerce apps, now is an ideal time to focus on user acquisition and retention. As our data shows, consumers with a retail app are more likely to&nbsp;shop during Cyber Five compared to non-app owners.&nbsp;&nbsp;</li>
	<li><strong>Highlight low prices, deals and convenience:&nbsp;</strong>What actually gets consumers to buy? According to our data, shoppers are primarily motivated by price and convenience. To drive sales during Cyber Five, messaging should inform consumers&nbsp;about how they can meet their needs around pricing, sales and convenience.&nbsp;</li>
</ul>

<p>Interested in learning more about&nbsp;InMobi&nbsp;and how we work with brands and retailers during this key time of the year?&nbsp;<a href="https://www.inmobi.com/company/contact/" target="_blank">Reach out today to speak with one of InMobi&rsquo;s experts</a>.&nbsp;</p>]]></description>
      <dc:subject><![CDATA[Advertising, Consumer Research, English (EN): inmobi.com, North America,]]></dc:subject>
      
      <dc:creator><![CDATA[ Team InMobi  ]]></dc:creator>
      
      <dc:date>2021-11-11T21:58:00+00:00</dc:date>
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    <item>
      <title><![CDATA[Q4 2021 U.S. Retail Mobile App Trends You Need To Know ]]></title>
      <link>https://www.inmobi.com/blog/2021/11/11/q4-2021-us-retail-mobile-app-trends-you-need-to-know/</link>
      <guid>https://www.inmobi.com/blog/2021/11/11/q4-2021-us-retail-mobile-app-trends-you-need-to-know/</guid>
      <description><![CDATA[<p>As we head into the busiest time of the&nbsp;year for retailers in the U.S., what are the biggest&nbsp;retail mobile app trends? With brands and retailers increasingly pushing&nbsp;consumers to download and use their own&nbsp;mobile apps&nbsp;to make purchases this&nbsp;holiday season,&nbsp;who specifically should they be targeting in their&nbsp;app marketing strategies?&nbsp;</p>

<p>To find out, we&nbsp;looked at the data.&nbsp;Using our first-party data sources, we looked at who the current&nbsp;app users&nbsp;are across&nbsp;a number of&nbsp;key retail shopping categories.&nbsp;&nbsp;</p>

<h2>Retail App Insights: Top&nbsp;Mobile Trends&nbsp;</h2>

<ul>
	<li>The brands that have invested in&nbsp;their apps instead of or in addition to their&nbsp;mobile websites&nbsp;are the ones seeing the greatest growth in app installs of late.&nbsp;This list includes&nbsp;Amazon, Walmart,&nbsp;Target&nbsp;and Best Buy,&nbsp;which are among the top 10 companies in the U.S. based on retail e-commerce&nbsp;growth&nbsp;and&nbsp;sales&nbsp;<a href="https://content-na2.emarketer.com/top-retailers-see-ecommerce-sales-growth-this-year-on-top-of-record-breaking-sales-2020?utm_source=triggermail&amp;utm_medium=email&amp;utm_campaign=11.4.21&amp;utm_term=emarketer%20retail" target="_blank">according to eMarketer</a>.&nbsp;&nbsp;</li>
	<li>Across most retail categories, including dollar stores, app owners tend to be women. This is unique, as app owners in most categories tend to be men.&nbsp;</li>
</ul>

<h2>Current Retail&nbsp;Mobile Shopping Apps Install Trends&nbsp;</h2>

<p>Overall, what kinds of trends are we seeing&nbsp;in regard to&nbsp;app&nbsp;installs&nbsp;for major retail categories? Here&rsquo;s what the data highlights for the toy, home electronics, apparel and beauty sectors.&nbsp;</p>

<h3>Toys&nbsp;</h3>

<p>Daily net installs are on the rise for Amazon and Walmart. Other brands have experienced some recent lifts but are largely flat.&nbsp;</p>

<p>Compared to 2020,&nbsp;September installs&nbsp;are down. The trends we&rsquo;re observing for October 2021 are on par with what we saw in October 2020 for app adoption for most of these brands, with&nbsp;adopting being&nbsp;especially strong for Family Dollar, Dollar General&nbsp;and Amazon.&nbsp;</p>

<p>Installs during the past&nbsp;eight&nbsp;weeks&nbsp;are on the upswing&nbsp;compared to the&nbsp;preceding eight&nbsp;weeks. What this means is that&nbsp;adoption is increasing at an increasing rate. &nbsp;</p>

<p><img alt="mobile app industry statistics" src="https://go.inmobi.net/hubfs/Q4%202021%20U.S.%20Retail%20Mobile%20App%20Trends%20You%20Need%20To%20Know%20-%20Toys%20-%20InMobi.png" /></p>

<h3>Home Electronics &nbsp;</h3>

<p>Daily net installs are on the rise for Amazon and Walmart. Other brands are largely flat.&nbsp;</p>

<p>Compared to 2020,&nbsp;September installs&nbsp;are down. October 2021 drover stronger install growth than 2020 for Walmart and Amazon, but Best Buy and Target still&nbsp;lag behind&nbsp;2020 adoption despite recent growth.&nbsp;</p>

<p>The past eight weeks of&nbsp;installs&nbsp;show an uptick in adoption in mid-October compared to the preceding eight weeks. This means adoption is increasing at an increasing rate.&nbsp;</p>

<p><img alt="retail mobile apps" src="https://go.inmobi.net/hubfs/Q4%202021%20U.S.%20Retail%20Mobile%20App%20Trends%20You%20Need%20To%20Know%20-%20Home%20Electronics%20-%20InMobi.png" /></p>

<h3>Apparel&nbsp;</h3>

<p>Daily net installs&nbsp;are on the rise for apparel brands. But, except for Dick&rsquo;s Sporting Goods, 2021 net installs are flat compared to 2020.&nbsp;</p>

<p>What differentiates Dick&rsquo;s in this space? They ran a 20% coupon that successfully drove installs in late September.&nbsp;</p>

<p>Still, this category is on the upward swing of late. The last eight weeks of&nbsp;installs&nbsp;shows&nbsp;a strong lift in October adoption compared to the preceding eight weeks. For major apparel brands, adoption increased at an increasing rate in October.&nbsp;</p>

<p><img alt="mobile app installs" src="https://go.inmobi.net/hubfs/Q4%202021%20U.S.%20Retail%20Mobile%20App%20Trends%20You%20Need%20To%20Know%20-%20inmobi%20-%20apparel.png" /></p>

<h3>Beauty&nbsp;</h3>

<p>Daily net installs for Sephora and&nbsp;Ulta&nbsp;are growing in September.&nbsp;Ulta&nbsp;is growing at a stronger rate than Sephora, however.&nbsp;&nbsp;</p>

<p>Both apps have seen their net install numbers spike and dip in 2021. Why? These fluctuations&nbsp;are likely&nbsp;due to&nbsp;app-related promos.&nbsp;</p>

<p>Compared to 2020,&nbsp;installs&nbsp;in September and October 2021&nbsp;are down&nbsp;with the exception of&nbsp;a&nbsp;couple&nbsp;very small lifts&nbsp;in&nbsp;early&nbsp;September and&nbsp;mid-October. Overall,&nbsp;installs&nbsp;in the past eight weeks are flat, with similar growth to the eight weeks prior.&nbsp;</p>

<p><img alt="mobile app download statistics" src="https://go.inmobi.net/hubfs/Q4%202021%20U.S.%20Retail%20Mobile%20App%20Trends%20You%20Need%20To%20Know%20-%20Beauty%20data%20-%20InMobi.png" /></p>

<h2>Who Has Retail Apps&nbsp;On&nbsp;Their&nbsp;Mobile Devices&nbsp;Today?&nbsp;</h2>

<p>What kinds of shoppers have these retail apps on their smartphones and tablets? To explore this question further, we turned to the data. Here&rsquo;s what we uncovered about retail app ownership trends in the U.S. in October 2021.&nbsp;</p>

<ul>
	<li><strong>Dollar&nbsp;Store&nbsp;Apps:</strong>&nbsp;Compared to the U.S. population at large, people with either the Family Dollar or&nbsp;Dollar General apps are more likely to be women and more likely to make less than $75,000 a year.&nbsp;Over a quarter of all Family Dollar app owners are Black.&nbsp;</li>
	<li><strong>Toys and Electronics:</strong>&nbsp;Most Target and Walmart app owners are women, while the majority of Best Buy and Amazon app owners are men.&nbsp;For Walmart, Target and Best Buy, between one in five and one in four app owners are between the ages of 26 and 35. For Amazon, however, 44% of app owners are over the&nbsp;age of 55.&nbsp;</li>
	<li><strong>Apparel Apps:</strong>&nbsp;Over two-thirds of Macy&rsquo;s and Nordstrom Rack app owners are women,&nbsp;while 57% of those with the Dick&rsquo;s Sporting Goods app on their mobile devices are men.&nbsp;For all three apps, around half of all app owners are between 36 and 55 years old.&nbsp;</li>
</ul>

<h2>How Retailers Should Approach App-led&nbsp;Shopping Experiences This Holiday Season&nbsp;</h2>

<p>As retailers head into the thick of the holiday shopping season in the U.S., how should they be&nbsp;thinking about their apps? Specifically, how can apps help facilitate a seamless customer experience, and how can retailers lean into app-commerce this year? Based on the data, here are some of our&nbsp;top&nbsp;recommendations:&nbsp;</p>

<ul>
	<li>
	<p>Highlight how the app makes it easy to buy, period. While some consumers will prefer to&nbsp;shop online, others may prefer to browse and buy at&nbsp;brick-and-mortar&nbsp;stores &ndash; and still others will want to pick up their digital&nbsp;shopping cart&nbsp;purchases in a&nbsp;physical store.&nbsp;Consumers want choice and ease this holiday shopping season; brands that highlight how their apps give consumers choice will see both strong app adoption and strong sales as a result.&nbsp;</p>
	</li>
	<li>Focus on your best&nbsp;audiences. Looking to see quality&nbsp;conversion rates from your app marketing? Don&rsquo;t try to boil the ocean.&nbsp;As our data shows, different retail segments have very different core audiences. This holiday season, retailers should focus on their best audiences as opposed to trying to get everyone to download and use their app.&nbsp;</li>
</ul>

<p>This is just a small sample of the insights we have generated leading up to the 2021 holiday shopping season. For more detailed insights, including data unique to you,&nbsp;<a href="https://www.inmobi.com/company/contact" target="_blank">reach out today to schedule a chat</a>.&nbsp;</p>

<p>What do you think the 2021 holiday shopping season will look like, and what will&nbsp;brands&nbsp;and retailers need to do in order to see success this year? Let us know your thoughts on the topic on&nbsp;social media! Whether you want to talk about macro m-commerce trends or even the fine points of&nbsp;push notifications, you can reach out to us on&nbsp;<a href="https://www.linkedin.com/company/inmobi/" target="_blank">LinkedIn</a>,&nbsp;<a href="https://twitter.com/inmobi" target="_blank">Twitter</a>,&nbsp;<a href="https://www.facebook.com/inmobi" target="_blank">Facebook</a>&nbsp;or&nbsp;<a href="https://instagram.com/inmobi_official" target="_blank">Instagram</a>.&nbsp;</p>

<h4>About the Author&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</h4>

<p>Matthew Kaplan has over a decade of digital marketing experience, working to support the content goals of the world&rsquo;s biggest B2B and B2C brands. He is a passionate app user and evangelist, working to support diverse marketing campaigns across devices.&nbsp;</p>]]></description>
      <dc:subject><![CDATA[Advertising, Consumer Research, Understanding Consumers, English (EN): inmobi.com, North America,]]></dc:subject>
      
      <dc:creator><![CDATA[ Matt Kaplan,  Content Strategist  ]]></dc:creator>
      
      <dc:date>2021-11-11T21:29:00+00:00</dc:date>
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      <title><![CDATA[Why I Joined InMobi: Joe Esposito]]></title>
      <link>https://www.inmobi.com/blog/2021/11/11/why-i-joined-inmobi-joe-esposito/</link>
      <guid>https://www.inmobi.com/blog/2021/11/11/why-i-joined-inmobi-joe-esposito/</guid>
      <description><![CDATA[<p>Joe Esposito joined InMobi in July 2021 as our VP, Head of Agency Partnerships for North America. Learn more about him and why he likes working at InMobi.&nbsp;</p>

<p><strong>What are your responsibilities at InMobi?&#8239;</strong></p>

<p>I lead Agency Partnerships in North America, driving deeper relationships and value exchange with the major agency holding companies and key independent agencies. &nbsp;&nbsp;</p>

<p>What is it that most excites you about these responsibilities? We have a solid foundation established with many of our agency partners, but I feel we&rsquo;ve barely scratched the surface, especially with all of the new products we&rsquo;ve been launching (with more to come!). I&rsquo;m confident we can elevate InMobi&rsquo;s reputation as a top tier leader in ad tech and establish us as a critical partner across supply, innovation and insights. &nbsp;&nbsp;</p>

<p><strong>Is there a particular experience you had in the past that shaped your current career ambition? &#8239;</strong></p>

<p>I spent the first half of my career in a variety of roles on the agency side. My last role saw me responsible for leading multiple category tech reviews, with an extensive internal team of experts in the associated category assembled for each review. This set me up to better understand multiple players in ad tech and martech and how they ultimately build optimal partnerships with agencies. I quickly realized I wanted to take those learnings and make the plunge into ad tech, understanding the needs of agencies and how much value can be extracted from the right partnerships. &nbsp;</p>

<p><strong>Why did you join InMobi? What is it in particular about the company&rsquo;s purpose that motivated you to pick us? </strong></p>

<p>Ads are the foundation of our industry and the core of what InMobi delivers today. What drove me to InMobi, though, was the concept of building mobile experiences and platforms that positively impact people across multiple industries. I&rsquo;m of the firm belief that experiences are one of the most important aspects of life, so if we can deliver consumers positive experiences while delivering on our customers&rsquo; marketing objectives, I&rsquo;m all in. Sprinkle that with a focus on commerce, and I couldn&rsquo;t wait to get started.</p>

<p><strong>What is a little-known fact about you that people would be surprised to hear? &nbsp;</strong></p>

<p>I&rsquo;ve seen one band over 175 times with plenty more to come! &nbsp;</p>]]></description>
      <dc:subject><![CDATA[Inside InMobi, English (EN): inmobi.com, North America,]]></dc:subject>
      
      <dc:creator><![CDATA[ Team InMobi  ]]></dc:creator>
      
      <dc:date>2021-11-11T20:10:00+00:00</dc:date>
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      <title><![CDATA[Mobile Gaming in Vietnam: The Rise of Metaverse]]></title>
      <link>https://www.inmobi.com/blog/2021/11/13/mobile-gaming-in-vietnam-the-rise-of-metaverse/</link>
      <guid>https://www.inmobi.com/blog/2021/11/13/mobile-gaming-in-vietnam-the-rise-of-metaverse/</guid>
      <description><![CDATA[<h2><strong>Introduction to Metaverse&nbsp;</strong></h2>

<p>The&nbsp;Metaverse&nbsp;refers to the&nbsp;all-encompassing virtual reality technology with&nbsp;digital&nbsp;gaming and video as the&nbsp;center stage.&nbsp;With&nbsp;55% of the world&rsquo;s 3 billion gamers living in Asia,&nbsp;the&nbsp;Metaverse&nbsp;is rapidly growing in the&nbsp;mobile-first&nbsp;Asian continent. 90% of the gamers are smartphone players,&nbsp;indicating the dominance of&nbsp;mobile&nbsp;in&nbsp;the world of&nbsp;connected&nbsp;consumers*.&nbsp;</p>

<p>With major players&nbsp;such as Facebook&nbsp;and Snap&nbsp;investing in&nbsp;the&nbsp;Metaverse,&nbsp;it calls for a promising future.&nbsp;Asians&nbsp;take the lead&nbsp;in&nbsp;this new reality&nbsp;that runs on virtual avatars,&nbsp;NFTs,&nbsp;and virtual programming.&nbsp;What becomes interesting is to&nbsp;unravel how gamified experiences&nbsp;will&nbsp;shape consumer journeys&nbsp;right from authenticating&nbsp;to&nbsp;researching, learning,&nbsp;and purchasing on&nbsp;the&nbsp;virtual reality&nbsp;platform.</p>

<p><img alt="Mobile Gaming" src="https://go.inmobi.net/hubfs/KR_2021_Haegin_Play%20Together/EN_2208_1242_06.jpg" style="height:366px; width:650px" /></p>

<h2><strong>The Rise of Mobile Gaming&nbsp;</strong></h2>

<h3><strong>Gaming&nbsp;Grows&nbsp;Leaps and Bounds in Southeast Asia&nbsp;(SEA)&nbsp;</strong></h3>

<p>Smartphone users across Southeast Asia took to gaming with great gusto during the initial lockdowns with 3.5X higher engagement during the day.&nbsp;What emerged first as&nbsp;a&nbsp;trend transformed into&nbsp;a&nbsp;permanent&nbsp;behavior. Southeast Asia witnessed a permanent shift&nbsp;that&nbsp;lasted beyond the pandemic, recording over a 2X growth in gaming usage&nbsp;on average,&nbsp;year on year.&nbsp;Most Indonesians are committed gamers, playing a mobile game every day. The love for mobile games spans across age groups, genders,&nbsp;and cities in&nbsp;Indonesia.**&nbsp;</p>

<p>Metaverse&nbsp;in Gaming Genre:&nbsp;The lockdown has permanently changed the way gamers play. Games have created a virtual environment for players to compete, play together,&nbsp;and connect online. Furthermore, the virtual experience will be amplified with&nbsp;Metaverse&nbsp;as it leaves players to experience advanced VR graphics,&nbsp;engaging avatars,&nbsp;and 3D graphics&nbsp;within the gaming apps.&nbsp;Interestingly, top gaming apps such as&nbsp;Haegin&rsquo;s&nbsp;Play Together&nbsp;are taking the lead in driving virtual experiences&nbsp;in Vietnam&nbsp;&ndash; be it making friends, building online communities,&nbsp;or indulging in favorite activities.&nbsp;</p>

<p><img alt="Multiplayer Games" src="https://go.inmobi.net/hubfs/KR_2021_Haegin_Play%20Together/EN_MiniGame_2208_1242.png" style="height:366px; width:650px" /></p>

<h2><strong>How&nbsp;are Publishers&nbsp;Enabling this New Gaming Reality?&nbsp;</strong></h2>

<p>With&nbsp;mobile&nbsp;being the primary&nbsp;device&nbsp;for gamers in SEA, publishers are increasingly showing interest in&nbsp;building&nbsp;the&nbsp;Metaverse&nbsp;platform.&nbsp;The Sandbox Game Maker console allows users to create games from scratch, enjoy other games and buy digital property, thanks to the&nbsp;Metaverse.&nbsp;Publishers are providing different types of&nbsp;inventory&nbsp;for advertisers so they can bank on&nbsp;them on&nbsp;engaging VR-based gaming apps.&nbsp;Especially with&nbsp;the&nbsp;growing popularity of&nbsp;&lsquo;play-to-earn&rsquo; games,&nbsp;rewarded inventory is&nbsp;high on demand among smartphone gamers in SEA.&nbsp;</p>

<p>As a part of the initiative,&nbsp;Haegin&rsquo;s&nbsp;Play Together joins hands with&nbsp;InMobi&nbsp;to monetize their rewarded video inventory. The popular gaming app&nbsp;reached 10 million downloads and one million daily active users&nbsp;in August 2021 and is the #1 app in both Play Store and the App Store&nbsp;in Vietnam.&nbsp;Play Together&#8239;is a casual, arcade-based mobile social networking game intended for all ages. It&rsquo;s set in a sandbox&nbsp;open-world&nbsp;called Kaia Island, with activities that combine minigames,&nbsp;customization, and&nbsp;socializing&nbsp;features into a social platform to interact with.&nbsp;</p>

<p><img alt="‘play-to-earn’ games" src="https://go.inmobi.net/hubfs/KR_2021_Haegin_Play%20Together/EN_2208_1242_04.jpg" style="height:366px; width:650px" /></p>

<p>The game publisher partnered with&nbsp;InMobi&nbsp;to deliver superior gaming experiences for smartphone users in Vietnam. While the publisher provides superior game dynamics with&nbsp;easy controls,&nbsp;InMobi&nbsp;delivers brand safety, seamless ad experiences with state-of-the-art, immersive,&nbsp;rewarded&nbsp;video creatives. The video ads provide&nbsp;non-intrusive experiences&nbsp;for the user while maximizing the publisher&rsquo;s&nbsp;yield and ad revenues.&nbsp;Speaking of the partnership,&nbsp;Jihyun Do, PM of Play Together, Haegin, said "InMobi&#39;s&nbsp;rewarded video ads&nbsp;complemented&nbsp;well&nbsp;with the&nbsp;Play&nbsp;Together&#39;s&nbsp;user&nbsp;expectations&nbsp;across&nbsp;SEA.&nbsp;InMobi&#39;s&nbsp;customer success team has supported us professionally across all functions while providing us transparency and strong attention to details."&nbsp;</p>

<p>With VAST tags,&nbsp;MOAT,&nbsp;and IAS compliance,&nbsp;InMobi&nbsp;brings to the table best-in-class brand safety&nbsp;for&nbsp;advertisers&nbsp;across the globe. With 90% Video&nbsp;completion&nbsp;rates, publishers can&nbsp;deliver&nbsp;top-notch&nbsp;experiences for advertisers in a brand-safe environment.&nbsp;&nbsp;</p>

<p>As publishers are driving revenues on the highly engaging gaming apps&nbsp;with video ads, advertisers&nbsp;can drive higher engagement and ad recall on these platforms, thanks to the&nbsp;non-intrusive user experiences.&nbsp;To learn more&nbsp;about&nbsp;how publishers can leverage best practices to monetize their ad inventory,&nbsp;visit our&nbsp;page &lsquo;<a href="https://www.inmobi.com/exchange">InMobi Exchange</a>&rsquo;&nbsp;Or&nbsp;write to us at&nbsp;<a href="http://mailto:marketing@inmobi.com">marketing@inmobi.com</a>.&nbsp;</p>

<p><em>*https://www.mmaglobal.com/files/webinars/enter_the_metaverse_michael_patent_keynote_presentation.pdf&nbsp;</em></p>

<p><em>**&nbsp;InMobi Pulse Gaming Survey Indonesia, February 2021&nbsp;</em>&nbsp;</p>]]></description>
      <dc:subject><![CDATA[English (EN): inmobi.com,]]></dc:subject>
      
      <dc:creator><![CDATA[ Team InMobi  ]]></dc:creator>
      
      <dc:date>2021-11-08T10:16:00+00:00</dc:date>
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      <title><![CDATA[InMobi Wins Eleven Awards at MOB-EX Awards 2021 ]]></title>
      <link>https://www.inmobi.com/blog/2021/11/04/inmobi-wins-eleven-awards-at-mob-ex-awards-2021/</link>
      <guid>https://www.inmobi.com/blog/2021/11/04/inmobi-wins-eleven-awards-at-mob-ex-awards-2021/</guid>
      <description><![CDATA[<p>With mobile becoming the&nbsp;most preferred, consumed,&nbsp;and&nbsp;adopted medium for users&nbsp;worldwide,&nbsp;marketers took huge strides in connecting, reaching, engaging,&nbsp;and acquiring consumers on&nbsp;smartphones.&nbsp;Honoring&nbsp;mobile excellence for the ninth time this year,&nbsp;MOB-EX&nbsp;rewarded the most innovative and&nbsp;forward-thinking&nbsp;mobile marketers across Southeast Asia, South Asia,&nbsp;and&nbsp;Oceania.&nbsp;While it was a tremendous opportunity to&nbsp;revisit&nbsp;the impact mobile has driven&nbsp;this year, we&nbsp;at InMobi&nbsp;are truly&nbsp;privileged&nbsp;to&nbsp;have won&nbsp;the category -&nbsp;&#39;&#39;MOB-EX Best of&nbsp;the&nbsp;show"&nbsp;alongside&nbsp;our partners&nbsp;Mindshare&nbsp;and Unilever.&nbsp;InMobi&#39;s&nbsp;work&nbsp;has&nbsp;struck a chord,&nbsp;winning awards&nbsp;across&nbsp;eleven&nbsp;different&nbsp;categories&nbsp;as we&nbsp;proudly brought&nbsp;them home.&nbsp;</p>

<h2><strong>Success Story #1&nbsp;Lifebuoy</strong>&nbsp;</h2>

<h3><strong>Campaign: Lifebuoy arms Indonesians against COVID with the power of real-time data&nbsp;</strong></h3>

<p>Soap handwashing has never been more important than during the pandemic. When Lifebuoy identified that 2 out of 3 Indonesians washed hands with water and no soap, the brand decided to pitch in to launch an awareness campaign.&nbsp;Lifebuoy ran a&nbsp;survey on InMobi Pulse across&nbsp;six regions in Indonesia&nbsp;to&nbsp;understand&nbsp;the&nbsp;evolving behaviour&nbsp;of consumers and precautionary measures they take&nbsp;week-on-week. Apart from this claimed behaviour by Indonesians, the brand also considered observed behaviour by working with&nbsp;InMobi&rsquo;s&nbsp;Audience Intelligence Platform to evaluate footfall in leisure destinations across each province.&nbsp;&nbsp;</p>

<p>By combining these sources of truth, Lifebuoy arrived at the C.A.R.E Preparedness Score based on active surveys which helped understand individual habits, and passive date which helped understand group behaviour to form insights that are uniquely available only on&nbsp;InMobi&rsquo;s&nbsp;platforms.&nbsp;&nbsp;</p>

<p>Based on the C.A.R.E score, Lifebuoy&nbsp;evaluated&nbsp;the&nbsp;user&nbsp;behavior&nbsp;to tailor video communication&nbsp;on&nbsp;social&nbsp;distancing, handwashing,&nbsp;and overall COVID preparedness. This&nbsp;Personalized&nbsp;Service&nbsp;Announcement&nbsp;influenced&nbsp;Indonesians to&nbsp;make COVID-preventive measures second nature&nbsp;in their daily lives.&nbsp;As a result, the brand reached 6.8 million users with 72 different ad creatives&nbsp;and recorded&nbsp;14.1 million video views&nbsp;<br />
<br />
To get a glimpse of this&nbsp;award-winning&nbsp;campaign, <a href="https://www.inmobi.com/case-study/lifebuoy-arms-citizens-in-the-fight-against-covid-by-combining-the-forces-of-real-time-insights-with-the-pervasive-power-of-mobile">click&nbsp;here</a>.&nbsp;<br />
<br />
<img alt="award winning campaign" src="https://go.inmobi.net/hubfs/SEA_2021_Lifebuoy/Lifebuoy_Ad_01.png" style="height:389px; width:650px" /></p>

<h3><strong>Lifebuoy Wins&nbsp;</strong></h3>

<p>Category&nbsp;1:&nbsp;Best Direct to Consumer Campaign, Gold&nbsp;</p>

<p>Category&nbsp;2:&nbsp;Best Insights Driven Mobile Campaign, Gold&nbsp;</p>

<p>Category&nbsp;3:&nbsp;Best Location-based Marketing, Gold&nbsp;</p>

<p>Category&nbsp;4:&nbsp;Best Results Driven Mobile Campaign, Gold&nbsp;</p>

<p>Category&nbsp;5:&nbsp;Best COVID-19 Response, Silver&nbsp;</p>

<p>Category&nbsp;6:&nbsp;Most Innovative Use of Mobile Technology, Bronze&nbsp;<br />
&nbsp;</p>

<h2><strong>Success Story # 2&nbsp;L&#39;Or&eacute;al&nbsp;&nbsp;</strong></h2>

<h3><strong>Campaign: L&#39;Oreal&nbsp;helps Indonesians #StandUp against Street Harassment with Mobile&nbsp;</strong></h3>

<p>L&#39;Or&eacute;al&nbsp;Paris launched the #StandUp campaign in partnership with Hollaback Jakarta. The&nbsp;objective&nbsp;was to increase awareness about&nbsp;street&nbsp;harassment in Indonesia&nbsp;and&nbsp;help victims and witnesses combat the problem by educating them&nbsp;with an effective campaign. L&#39;Or&eacute;al&nbsp;created a thought-provoking, interactive ad unit with video ads encouraging victims to #StandUp and bystanders to act and encouraging them to&nbsp;enroll&nbsp;in&nbsp;the&nbsp;training program.&nbsp;As a result, the brand reached 1.9 million unique users, driving 10,000 sign-ups for the training program.<br />
<br />
To get a glimpse of this&nbsp;award-winning&nbsp;campaign, <a href="https://www.inmobi.com/case-study/loreal-paris-encourages-citizens-to-standup-against-sexual-harassment-of-women-in-public-spaces/">click&nbsp;here</a>.&nbsp;<br />
<br />
<img alt="best mobile video ads campaign" src="https://go.inmobi.net/hubfs/Loreal_Mobex_2021/Loreal_2021.png" style="height:365px; width:650px" /></p>

<p><strong>L&#39;Oreal Wins&nbsp;</strong><br />
<br />
Category&nbsp;1:&nbsp;Best Use of Mobile Integration, Gold&nbsp;</p>

<p>Category&nbsp;2:&nbsp;Best Use of Video, Gold<br />
&nbsp;</p>

<h2><strong>Success Story #3&nbsp;Pepsodent&nbsp;&nbsp;</strong></h2>

<h3><strong>Campaign: Pepsodent: Bringing Offline Dental Care to Users on Mobile&nbsp;</strong></h3>

<p>Pepsodent helps raise awareness about oral hygiene through&nbsp;a&nbsp;series of&nbsp;events&nbsp;such as School Programs, World Oral Health Day, National Oral Health Month,&nbsp;and many others. Amidst the wake of the pandemic, in accordance with the NOHM and PDGI guidelines, the offline event&nbsp;had&nbsp;to be scaled online, as consumers feared&nbsp;the spread of the virus with oral consultation.&nbsp;With the growing&nbsp;mobile consumption&nbsp;in SEA, Pepsodent scaled the campaign offline to online by identifying moms in Indonesia and delivering&nbsp;17 different video ads in 17 different cities.&nbsp;The brand then launched an interactive ad unit with a questionnaire that&nbsp;understood&nbsp;the dental&nbsp;concerns&nbsp;of the ad viewers&nbsp;to recommend the most suited toothpaste. As a result, the brand reached 3.5 million users in Indonesia,&nbsp;driving 2.7X higher engagement&nbsp;in just a month.&nbsp;</p>

<p>To get a glimpse of this&nbsp;award-winning&nbsp;campaign, <a href="https://www.inmobi.com/case-study/pepsodent-drives-awareness-about-oral-health-with-mobile-video">click&nbsp;here</a>.&nbsp;</p>

<h3><img alt="award-winning campaign" src="https://go.inmobi.net/hubfs/Pepsodent%20Case%20Study/7%20-%203.jpg" style="height:404px; width:650px" /></h3>

<h3><strong>Pepsodent Win</strong></h3>

<p>Category:&nbsp;Best Campaign Pivot, Bronze&nbsp;</p>

<p>To view the&nbsp;complete list of 2021 winners, visit the&nbsp;MOB-EX Awards 2021 page, <a href="https://awards.marketing-interactive.com/mobex-awards-sg/2021-winners/">click here</a>.</p>]]></description>
      <dc:subject><![CDATA[Awards, English (EN): inmobi.com, Asia Pacific,]]></dc:subject>
      
      <dc:creator><![CDATA[ Team InMobi  ]]></dc:creator>
      
      <dc:date>2021-11-04T06:49:00+00:00</dc:date>
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      <title><![CDATA[InMobi's Business Leaders in APAC]]></title>
      <link>https://www.inmobi.com/blog/2021/11/02/inmobis-business-leaders-in-apac/</link>
      <guid>https://www.inmobi.com/blog/2021/11/02/inmobis-business-leaders-in-apac/</guid>
      <description><![CDATA[<p>InMobi&rsquo;s business leaders in the Asia-Pacific (APAC) region are integral to the organization&rsquo;s growth. Here&rsquo;s introducing some of these game-changers.</p>

<p><img alt="Director, Sales, Glance and Roposo" src="https://f.hubspotusercontent40.net/hubfs/2714195/Devika%20Sharma_2.png" style="height:356px; width:300px" /></p>

<h2>Devika Sharma</h2>

<h4>Director, Sales, Glance and Roposo</h4>

<p>As the Director of Sales for the Glance and Roposo platforms of InMobi, Devika is responsible for the growth of the advertising business by building native advertising and content-led brand experiences. Devika is another one of InMobi&rsquo;s strong and dependable leaders who have extensive knowledge and experience in the industry. Passionate about creating impactful brand campaigns, she aims to always build powerful connections with the consumers. Some of her clientele includes brands like PepsiCo, Mondelez, Nokia, HSBC, Castrol and Volvo.</p>

<p>Before InMobi, Devika was with Group M where she led the Experiential Marketing business unit at Mindshare. She has spent over a decade and a half helping brands develop purposeful communication with their consumers in the experiential marketing industry. She is well-versed in crafting deliberate standalone and integrated marketing campaigns.</p>

<p>As a professional who has worked across diverse verticals like FMCG, Auto, CD and BFSI, she also believes in the importance of having diverse workplaces. As a feminist, she passionately supports the growth of women leaders and invests in mentoring programs for the same.</p>

<p>Devika has come to be known as an outcome-based leader who directs her teams towards developing solutions in complex and challenging situations. When not at work, she adores spending time with her Labrador, watching movies and reading.</p>

<p><img alt="Director, Accelerated Growth and Product Incubation, Asia Pacific" src="https://f.hubspotusercontent40.net/hubfs/2714195/DJ.png" style="height:200px; width:300px" /></p>

<h2>Dhrubajyothi Sarkar</h2>

<h4>Director, Accelerated Growth and Product Incubation, Asia Pacific</h4>

<p>Everyone at InMobi lovingly knows Dhrubajyothi Sarkar as DJ. He is the Director of Accelerated Growth and Product Incubation for the Asia Pacific region at InMobi. However, having been with InMobi for over seven years, he has worn many other hats here. His entire experience is a combination of product, marketing and business expertise, making him the ideal person to work with business leaders in identifying new opportunities and developing strategies in the mobile advertising industry.</p>

<p>At his current position, he primarily focuses on helping advertisers on their mobile marketing journey and driving ecosystem partnerships with differentiated offerings on back of data and ad-tech solutions. He also oversees and guides a team of high-performing solution experts. Further, he is responsible for bringing operational excellence for revenue management aspects and executing high-priority organization-wide strategic projects. Previously, he was primarily accountable for maximizing business value from strategic sales and developing product solutions. He has also led the Global Client Solutions charter at InMobi earlier and was part of the core team that developed branding and go-to-market plans for onboarding new partners.</p>

<p>DJ dictates all his actions - professional or personal - based on his strong philosophical beliefs. Zealous about leadership, he firmly believes in the human-centered ethos that InMobi lives by. &ldquo;The philosophy that we respond to every person or situation in the organization is imbibed every day. We have a strong culture of mentoring and bringing out the best in employees brimming with passion. We provide exposure to the employees which allows them to connect, engage and leverage it for their personal and professional growth,&rdquo; he explains. Outside of work, he is a huge fan of stand-up comedy. In his opinion, comedians are the most astute social commentators of the human condition. He also uses the art form to get a better sense of timing his communication.</p>

<p>Before InMobi, DJ was at Oracle, Forrester and HP where he worked in strategy, technology sales, marketing and research. He also loves reading; you will most likely always find him cozied up with a historical fiction book.</p>

<p><img alt="Vice President and General Manager, India" src="https://f.hubspotusercontent40.net/hubfs/2714195/Jayesh%20Ullattil.jpg" style="height:200px; width:300px" /></p>

<h2>Jayesh Ullattil</h2>

<h4>Vice President and General Manager, India</h4>

<p>At InMobi India, as the VP and GM, Jayesh Ullattil leads the entire business team. This cuts across all verticals including IDSP, Exchange, Non-Gaming Supply, Demand and Delivery. An industry veteran with over 20 years of experience, Jayesh&rsquo;s career rundown is wide and prolific.</p>

<p>He started his career with the FMCG industry, working in companies like Wipro Consumer Care and Perfetti Van Melle where he helped set up the distribution networks. He has also worked in the Telecom industry - with the companies Nokia and Blackberry - across multiple functions and geographies. He was also in the Entertainment industry prior to joining InMobi. Positioned as the National Sales Director at Disney+ Hotstar, he handled multiple departments like OEM, Media and Entertainment, Tech, Telco and CD. He has also spent almost six years in the Print industry with Bennett Coleman and Company where he led the Telecom, OEM, Tech and e-commerce verticals.</p>

<p>A true maestro in the industry, Jayesh is a qualified biomedical engineer who graduated with honors from the Cochin University of Science and Technology in 1998. He also holds a post-graduate degree in Management from Management Development Institute, Gurgaon.</p>

<p>Jayesh is a vibrant and creative person even outside of work. His love for photography and nature trips has made him an expert landscape photographer. As a motor enthusiast, he has also driven far and wide across the East and South Coast of the country, the Gold Coast in Australia and through 11 countries in Europe.</p>

<p>Since he has experienced multiple industries and workplaces, we asked Jayesh what sets InMobi apart from all of them. He said, &ldquo;This is a place where you can learn and apply your learning, a place where you get the freedom to do what you feel is right without any fear, a place where you are not judged for failing in a task.&rdquo; He added that InMobi has given all its employees the power to responsibly explore. &ldquo;Because of its culture and people, InMobi truly is one of the best organizations that I have been with.&rdquo;</p>

<p><img alt="Vice President and General Manager, Australia and New Zealand" src="https://f.hubspotusercontent40.net/hubfs/2714195/Richard-2.jpg" style="height:299px; width:300px" /></p>

<h2>Richard O&rsquo; Sullivan</h2>

<h4>Vice President and General Manager, Australia and New Zealand</h4>

<p>Richard is the Vice President and General Manager for Australia and New Zealand at InMobi. However, he has been with the organization since 2012 when he joined the team in Dubai to build the operations in the region. Having worked for companies across the globe - from London and New York to Singapore - Richard has over 20 years of experience working in the technology and media industry. With InMobi, he has also led the EMEA, Asia and North America teams.</p>

<p>Richard is an ardent believer in the saying, &lsquo;You can achieve anything if you try and nothing if you don&rsquo;t.&rsquo; It is this belief that has pushed him to pursue all his endeavors with conviction and confidence. In addition to all the roles he has played so far in his career, he has also set up his own company, Protean Consulting. He has an MBA from the University of Manchester, an undergraduate degree from the University of Plymouth, and a thesis he completed as recently as in 2017. The topic of this thesis, &lsquo;The 4th Industrial Revolution - Why the proliferation of Data and application of Machine Learning &amp; Automation threatens to disrupt and disintermediate the Agency model for Advertisers&rsquo;, is something that is still intently discussed within the industry. He is also a part of the IAB Executive Technology and Data Councils for Australia.</p>

<p>Even in his personal life, Richard likes to go the extra mile in his pursuits. For instance, he has logged over 150 scuba dives, most of them on the Great Barrier Reef, where he has also saved people twice. His interests also include fitness training, playing competitive football, squash, and snowboarding. He likes to stay active and outdoors with his family as well.</p>

<p>For Richard, the culture that has been curated at InMobi is the binding force of the company. He says, &ldquo;I have worked across continents with InMobi and, while the goals at each point were different, the sense of belonging and working with the best people in the market was the same.&rdquo; For anyone who wants to be successful, he urges them to challenge themselves and avoid getting comfortable. &ldquo;Find a job that intersects with what you are good at and what you enjoy. That way, it&rsquo;s less work and more fun,&rdquo; he quips.</p>

<p><img alt="Vice President and General Manager, Southeast Asia, Japan and Korea" src="https://f.hubspotusercontent40.net/hubfs/2714195/Rishi%20Bedi.jpg" style="height:300px; width:300px" /></p>

<h2>Rishi Bedi</h2>

<h4>Vice President and General Manager, Southeast Asia, Japan and Korea</h4>

<p>As the Vice President and General Manager for SEA, Japan and Korea at InMobi, Rishi Bedi is responsible for the company&rsquo;s regional P&amp;L, strategy, revenue, operations and partnerships. With close to 20 years of experience, Rishi is an expert in crafting and executing scalable and sustainable solutions for marketers across a wide range of industry sectors. This includes expertise in consumer goods, banking and insurance, media and entertainment, retail, tech, telcos, airlines and automotive.</p>

<p>Rishi&rsquo;s previous stints include working at Dell and Hewlett Packard. At Dell, he managed revenue growth and solutions sales for several Fortune 500 companies like General Electric, American Express and Deloitte. He worked at Hewlett Packard for over eight years. There he contributed to the success of the company with roles in enterprise sales, online store management and product marketing across Southeast Asia and India.</p>

<p>It goes without saying that Rishi has rich experience across various departments. A seasoned leader, he is a frequent speaker at industry events like Spikes Asia Festival and CMO Roundtable by Campaign Asia. He also contributes to industry bodies like the IAB and AVIA where he plays an imperative role in raising the profile, positive perception and growth of the digital industry globally, but with a special focus on SEA.</p>

<p>Rishi is always motivated to work at InMobi. &ldquo;I have seen our culture of encouraging everyone to think bigger and grow personally and professionally first hand. It is refreshing,&rdquo; he shares. &ldquo;With the freedom to make decisions at InMobi comes accountability. This results in an environment where people work passionately and focus on larger goals.&rdquo;</p>

<p>When free, Rishi likes to spend time with his family. He is also an avid squash player, often competing in local tournaments like Singapore National Squash League and SG Masters Open.</p>

<p><img alt="Director, Microsoft Search Advertising Business" src="https://f.hubspotusercontent40.net/hubfs/2714195/Rohit%20Dosi.jpg" style="height:300px; width:300px" /></p>

<h2>Rohit Dosi</h2>

<h4>Director, Microsoft Search Advertising Business</h4>

<p>As the Director of Microsoft Search Advertising Business at InMobi, Rohit is responsible for P&amp;L management, revenue growth and strategic partnerships for this department. In the past, however, he has had many roles at InMobi. He was the Head of Strategy and New Initiatives for APAC business in which he led the business planning, revenue growth and strategy for India, Australia, New Zealand, Japan and Korea. At InMobi, he has also led GTM for Glance and helped set up the initial Sales team for the same.</p>

<p>Before InMobi, Rohit has worked with Google and Rocket Internet. At Google, he managed marketing budgets and helped North American retail clients with their digital marketing strategies. At Rocket Internet, he managed marketing budgets across digital channels. He also started his entrepreneurial journey by co-founding LataHun - a B2B hyperlocal logistics startup - that grew to have six offices across three cities in India with a team of 120+ people. The startup even scaled up to dealing in over 1000 transactions a day. Today, his entrepreneurial passion drives him to mentor early-stage startups on their journey to success.</p>

<p>Rohit is an IIT Roorkee graduate and a music enthusiast. When he is free, you can find him playing the keyboard or composing music. He is also fond of meeting new people and networking. On weekends, he is mostly outdoors spending some quality time with his wife and adorable pet, Shifu.</p>

<p>Rohit has a deep appreciation for being bold and ambitious. &ldquo;I love that about InMobi. We have a forward-looking and futuristic view here and a vision to make things happen,&rdquo; he shares. He thinks that, more than anything else, the culture and the people are the driving force of the company. Having spent over five years working with InMobi, Rohit still feels like every day is his first.</p>

<p><img alt="Senior Vice President and Managing Director, Asia Pacific" src="https://f.hubspotusercontent40.net/hubfs/2714195/Vasuta.jpg" style="height:297px; width:300px" /></p>

<h2>Vasuta Agarwal</h2>

<h4>Senior Vice President and Managing Director, Asia Pacific</h4>

<p>In her current role as the SVP and MD for Asia Pacific at InMobi, Vasuta is responsible for the P&amp;L, revenue, strategic partnerships and business for India, SEA, Japan, Korea, Australia and New Zealand markets. Before this role, Vasuta led the India business for InMobi and headed business development for APAC while she also helped set up the global partner management and online/inside sales business for InMobi. Having worked with InMobi since 2012, Vasuta has led and delivered brilliant results in various departments, from strategy to product management to business.</p>

<p>&ldquo;I have spent almost a decade here at InMobi now,&rdquo; she shares, &ldquo;and the unique culture and learning and growth opportunities offered here set it apart from any other place.&rdquo; She elaborates by explaining that the culture brings people from different backgrounds together, creating a sense of belonging in the workplace. The organization&rsquo;s commitment to employee growth encourages every single person to step up and deliver to the best of their abilities even when facing new challenges. &ldquo;Working at InMobi inspires me to bring my best to work every day.&rdquo;</p>

<p>As one of InMobi&rsquo;s most established and accomplished leaders, Vasuta has a sizeable amount of experience to display. After graduating from BITS Pilani as an electronics engineer, she started her career at Intel and went on to become a Director&rsquo;s Merit Lister from IIM-Bangalore for her MBA. After her MBA, she was in strategy consultancy with McKinsey for three years. There she worked for clients from the government, finance and consumer goods industries. Her internships at companies like Goldman Sachs and The Teacher&rsquo;s Foundation have also added to her well-rounded experience in working across many markets, sectors and functions.</p>

<p>Vasuta has featured in the &lsquo;Economic Times Women Ahead&rsquo; list for 2018 and the Campaign Asia &lsquo;Women to Watch 2020&rsquo; list. She has also been a part of the &lsquo;Top 50 Influential Women in Media and Marketing in India&rsquo; for three successive years since 2018. Vasuta is also a champion of women leadership and initiatives for mentoring young women professionals both within and outside InMobi.</p>

<p>Outside of work, Vasuta loves reading, binge-watching Netflix and spending time with her family.</p>

<p>Interested in becoming a part of a team led by these leaders? Come join us! Find out the current openings at InMobi here: <a href="https://www.inmobi.com/company/careers/">https://www.inmobi.com/company/careers/</a></p>]]></description>
      <dc:subject><![CDATA[Inside InMobi, English (EN): inmobi.com, Asia Pacific, Global,]]></dc:subject>
      
      <dc:creator><![CDATA[ Team InMobi  ]]></dc:creator>
      
      <dc:date>2021-11-02T11:13:00+00:00</dc:date>
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    <item>
      <title><![CDATA[How Should Gaming Studios Monetize Their Metaverse Apps?]]></title>
      <link>https://www.inmobi.com/blog/2021/11/02/how-should-gaming-studios-monetize-their-metaverse-apps/</link>
      <guid>https://www.inmobi.com/blog/2021/11/02/how-should-gaming-studios-monetize-their-metaverse-apps/</guid>
      <description><![CDATA[<p>These days, there seems to be no shortage of&nbsp;metaverse apps, both in the&nbsp;United States&nbsp;and across the world. And this list is growing seemingly by the day, as&nbsp;metaverse studios proliferate&nbsp;&ndash;&nbsp;and&nbsp;because it seems that&nbsp;marketing copy&nbsp;that includes&nbsp;the word &ldquo;metaverse&rdquo; is the easiest&nbsp;way to garner&nbsp;people&rsquo;s&nbsp;attention.&nbsp;&nbsp;</p>

<p>It seems everyone is all about&nbsp;life in the metaverse.&nbsp;With many new metaverse games being release, just&nbsp;watch them come to life!&nbsp;</p>

<p>While it&rsquo;s one thing to&nbsp;create experiences&nbsp;for the metaverse, building an audience and then monetizing it is another thing entirely.&nbsp;As new metaverse games spring up and gain users,&nbsp;how can they monetize their audience? For metaverse gaming apps, what is the&nbsp;easiest way to create&nbsp;repeatable revenue at scale?&nbsp;</p>

<h2>Defining Metaverse Games&nbsp;</h2>

<p>Before we get into the monetization side of things, let&rsquo;s first discuss what we mean when we say &ldquo;metaverse gaming apps.&rdquo;&nbsp;For our purposes here, we&rsquo;ll define &ldquo;metaverse gaming apps&rdquo; as games played on a mobile device in which&nbsp;there are &ldquo;<a href="https://www.reuters.com/technology/what-is-metaverse-2021-10-18/" target="_blank">shared virtual world environments</a>.&rdquo; There are a variety of games out there in which users have an avatar and interact with others and play the game in a massive, shared, multiplayer virtual world.&nbsp;</p>

<p>Of course, many different experts have different definitions of what does or does not constitute a metaverse. But we will be using the above definition for the purpose of this post.&nbsp;</p>

<h2>The Evolution of Metaverse Gaming Monetization&nbsp;</h2>

<p>While the seeds of metaverse gaming were sown with games like Second Life, this genre has taken on a life of its own as a result&nbsp;of two apps: Fortnite and Roblox.&nbsp;&nbsp;</p>

<p>Fortnite was the first early foray in this latest round of metaverse gaming.&nbsp;While it started off as a more standard multiplayer game, it has since evolved into something more. This has especially brought to the fore when&nbsp;Travis Scott hosted a virtual concert inside Fortnite in April 2020.&nbsp;</p>

<p>Roblox, on the other hand, is both a game and a wider virtual world. While it&rsquo;s been around for close to 15 years now, Roblox has taken off in popularity over the past few years. In fact, it&rsquo;s now&nbsp;<a href="https://www.prnewswire.com/news-releases/tiktok-is-now-the-most-used-app-by-teens--pre-teens-in-the-us-301253639.html" target="_blank">one of the three most popular apps&nbsp;with middle schoolers and&nbsp;high schoolers in the U.S.</a>&nbsp;</p>

<p>Of course, there are many other games that could be added to this list &ndash; think&nbsp;Minecraft,&nbsp;Animal Crossing and Among Us, among many others. And with many companies looking to&nbsp;expand into the metaverse, this list keeps growing.&nbsp;</p>

<p>So far, most of these apps make money through in-app purchases. In the case of Fortnite, users can buy&nbsp;skins, or&nbsp;clothing&nbsp;for their characters. With Roblox, the virtual currency&nbsp;Robux&nbsp;(purchased with actual money) allows players to gain a wide variety of items for their avatars.&nbsp;</p>

<p>Is this model sustainable? While it works for the bigger players that already have a sizable, loyal audience, it doesn&rsquo;t necessarily work for newer entrants. Building&nbsp;this kind of user base is no easy feat, often requiring a fair amount of cash on hand to develop a popular title and acquire enough users willing to spend in the metaverse environment.&nbsp;</p>

<h2>What Will Metaverse App Monetization Look Like in 2022?&nbsp;</h2>

<p>Increasingly, metaverse games are taking a page from their casual gaming brethren and monetizing through in-app advertising.&nbsp;The benefit here is that gaming studios and developers can&nbsp;quickly and easily&nbsp;start bringing in revenue as they grow their title.&nbsp;&nbsp;</p>

<p>This kind of advertising is often known as in-game advertising or native in-game advertising.&nbsp;Here, advertisers can programmatically insert ads that appear natively in the gaming landscape. Examples of these kinds of ad placements include virtual billboards in a metaverse&nbsp;cityscape or ads that are shown on a stadium&rsquo;s walls within a sports game.&nbsp;</p>

<p>Already, a number of metaverse gaming apps are taking advantage of in-app advertising. Take Play Together for instance.&nbsp;While the metaverse app utilizes a variety of monetization strategies, an estimated&nbsp;<a href="https://www.facebook.com/audiencenetwork/resources/success-stories/haegin" target="_blank">quarter of its revenue comes from advertising</a>.&nbsp;We&rsquo;re not talking small potatoes here either &ndash; the app generated an estimated $900,000 in revenue just in September 2021, <a href="https://sensortower.com/ios/publisher/haegin-co-ltd/1303470937" target="_blank">according to&nbsp;Sensor Tower</a>.&nbsp;&nbsp;</p>

<p>While it helps that Play Together has&nbsp;<a href="https://www.pocketgamer.com/articles/087581/play-together-reaches-10-million-downloads-introduces-new-features-and-a-global-partner-program-for-content-creators/" target="_blank">over 1 million daily active users</a>&nbsp;and more than 10 million downloads, other&nbsp;games can follow their lead on in-app advertising as they grow.&nbsp;And even though in-game advertising is not yet available&nbsp;programmatically at scale&nbsp;for games that incorporate&nbsp;augmented reality (AR)&nbsp;or are designed to be played on&nbsp;virtual reality&nbsp;hardware like&nbsp;the Oculus headset&nbsp;(nor are there yet ad standards from industry organizations like the IAB), this style of advertising may arrive in these settings before too long.&nbsp;</p>

<p>How do you see the mobile metaverse ecosystem evolving? Let us know on&nbsp;social media! You can reach out to us on&nbsp;<a href="https://www.linkedin.com/company/inmobi/" target="_blank">LinkedIn</a>,&nbsp;<a href="https://twitter.com/inmobi" target="_blank">Twitter</a>,&nbsp;<a href="https://www.facebook.com/inmobi" target="_blank">Facebook</a>&nbsp;or&nbsp;<a href="https://instagram.com/inmobi_official" target="_blank">Instagram</a>.&nbsp;&nbsp;&nbsp;</p>

<p>Interested in monetizing your metaverse gaming app through in-app advertising?&nbsp;<a href="https://www.inmobi.com/company/contact/" target="_blank">Reach out today to speak with one of InMobi&rsquo;s experts&nbsp;to get started</a>.&nbsp;</p>

<h3>About the Author&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</h3>

<p>Matthew Kaplan has over a decade of digital marketing experience, working to support the content goals of the world&rsquo;s biggest B2B and B2C brands. He is a passionate app user and evangelist, working to support diverse marketing campaigns across devices.&nbsp;</p>]]></description>
      <dc:subject><![CDATA[Advertising, In-App Monetization, Media Consumption &amp; Trends, English (EN): inmobi.com, Global,]]></dc:subject>
      
      <dc:creator><![CDATA[ Matt Kaplan,  Content Strategist  ]]></dc:creator>
      
      <dc:date>2021-11-02T10:19:00+00:00</dc:date>
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      <title><![CDATA[How Telcos Can Shape The U.S. Mobile User Experience ]]></title>
      <link>https://www.inmobi.com/blog/2021/11/01/how-telcos-can-shape-the-us-mobile-user-experience/</link>
      <guid>https://www.inmobi.com/blog/2021/11/01/how-telcos-can-shape-the-us-mobile-user-experience/</guid>
      <description><![CDATA[<p>In the United States, what does the average&nbsp;mobile user experience&nbsp;look&nbsp;like?&nbsp;In particular, we wanted to see what Americans thought about&nbsp;their mobile carriers, since the telco can have a major influence on the kinds of&nbsp;user experiences&nbsp;that someone will have with their&nbsp;mobile device.&nbsp;</p>

<p>To gather these insights on&nbsp;mobile users, we turned to&nbsp;InMobi&nbsp;Pulse,&nbsp;InMobi&rsquo;s&nbsp;mobile market research solution.&nbsp;In September, we surveyed 650 people across the U.S. to see what they thought about their carriers,&nbsp;mobile phones&nbsp;and more. Here&rsquo;s what we uncovered.&nbsp;</p>

<h2>Key Highlights:&nbsp;</h2>

<ul>
	<li>82% of Americans say they are satisfied or highly satisfied with their current carrier.&nbsp;</li>
	<li>47% of those between 18 and 34 say they are highly or somewhat likely to consider switching to a different cell phone provider.&nbsp;</li>
	<li>What offerings would encourage those between the ages of 18 and 34 to switch carriers? 5G connectivity (29%), wi-fi hot spots (22%) and home internet connectivity (21%).&nbsp;</li>
	<li>21% said they would be open to upgrading their plans for unlimited data.&nbsp;</li>
</ul>

<h2>U.S. Mobile Carriers:&nbsp;Pay Attention&nbsp;To&nbsp;These Common Consumer Pain Points&nbsp;</h2>

<p>According to the data, most Americans would say that they have a&nbsp;great mobile&nbsp;carrier already. Overall, 82% said&nbsp;they are satisfied or highly satisfied with their current carrier.&nbsp;</p>

<p>But,&nbsp;the picture is slightly less rosy with younger Americans. Not only do those between 18 and 34 years old have the lowest satisfaction rate of any age group, they are almost three times more likely than&nbsp;those over the age of 54 to say that they are dissatisfied or highly dissatisfied with their current mobile telco provider.&nbsp;</p>

<p>Of those who are dissatisfied with their mobile carrier to some extent, what is the source of their dissatisfaction? The top two answers include bad customer service (34%) and&nbsp;that it&rsquo;s too expensive (29%). Women are more likely than men to cite these as issues, as are Verizon customers as compared to those who have another mobile service provider.&nbsp;</p>

<p>Still, most Americans say they will stick with their current carrier. Overall, 54% say they are somewhat or highly unlikely to switch mobile service providers.&nbsp;It&rsquo;s a much different story with younger Americans, however, with 47% of those between 18 and 34 saying they are highly or somewhat likely&nbsp;to switch carriers.&nbsp;</p>

<h3>Is It a&nbsp;Good Idea&nbsp;For&nbsp;Mobile Carriers&nbsp;To&nbsp;Offer Perks?&nbsp;</h3>

<p>Even though most Americans are satisfied with their carrier and generally unlikely to switch, this is clearly not a universal sentiment &ndash; especially among&nbsp;younger Americans.&nbsp;So&nbsp;what can carriers to do gain new customers and keep&nbsp;existing ones happy? One option is to provide additional offerings and upgrades.&nbsp;</p>

<p>When we asked Americans what bundled offerings would encourage them to switch to a different cell phone provider, the top answers included unlimited data (22%), home internet connectivity (19%),&nbsp;wi-fi hot spots (15%) and 5G connectivity (15%). As these percentages show, there is no one option that all consumers want.&nbsp;</p>

<p>What about younger consumers? What offerings would encourage those between the ages of 18 and 34 to switch carriers? According to our research, top answers for this cohort were&nbsp;5G connectivity (29%), wi-fi hot spots (22%) and home internet connectivity (21%).&nbsp;</p>

<p>Can any of these offerings induce consumers to upgrade their existing plans? Among both Americans of all age ranges and those between 18 and 34, 21% said&nbsp;they would be open to upgrading their plans for unlimited data. And among those adults under 35, 31% said they would upgrade their plan to include home internet with their mobile service provider.&nbsp;</p>

<p>Are there any offerings that decidedly don&rsquo;t interest consumers? Fewer than one in 10 said they would switch carriers or pay more to get&nbsp;a gaming pass or&nbsp;access to audio&nbsp;or&nbsp;video&nbsp;streaming&nbsp;services from their carrier.&nbsp;</p>

<p>Overall, 47%&nbsp;of&nbsp;consumers&nbsp;already&nbsp;have&nbsp;unlimited&nbsp;data&nbsp;from&nbsp;their&nbsp;carrier,&nbsp;while&nbsp;an&nbsp;additional&nbsp;28%&nbsp;have home phone service through their carrier. On the flip side, just 11% have cable television&nbsp;through their mobile service provider.&nbsp;</p>

<h3>Are Different Operating Systems Providing More&nbsp;Relevant Experiences?&nbsp;</h3>

<p>We also wanted to see how a mobile device&rsquo;s operating system might impact sentiment, as iOS and Android, the two main mobile OSes globally, have very different&nbsp;user interfaces.&nbsp;Should carriers be pushing their consumers to get mobile devices with one OS over the other?&nbsp;</p>

<p>The answer, according to our research, is no; there is no major difference in satisfaction between these two audiences. We&nbsp;found that 86% of iOS users and 90% of Android users are happy with their mobile device.&nbsp;&nbsp;</p>

<h2>How Telcos Can Use This Data&nbsp;</h2>

<p>For telcos,&nbsp;creating a seamless&nbsp;customer experience that continually delights is always the goal.&nbsp;But as the data shows, not all mobile device users think their telcos are providing this to them currently. To keep their current customers happy and attract new ones, telcos should keep these&nbsp;two&nbsp;points in mind:&nbsp;</p>

<ol>
	<li>Focus retention and acquisition efforts on younger Americans, as they are the most likely to be unhappy with their current carrier and they are most likely to consider switching.&nbsp;</li>
	<li>Consumers don&rsquo;t really want too many add-ons from their carrier. Mostly, they are looking for reliable connectivity on the road and in their homes.&nbsp;Consumers, especially younger demographics, are more likely to switch carriers to get access better home internet and 5G connectivity than they are to have video streaming subscriptions included in their plans.&nbsp;</li>
</ol>

<p>Interested in learning more?&nbsp;<a href="https://www.inmobi.com/company/contact/" target="_blank">Reach out today to speak with one of our mobile experts</a>.&nbsp;&nbsp;</p>

<h4>About the Author&nbsp;&nbsp;&nbsp;&nbsp;</h4>

<p>Matthew Kaplan has over a decade of digital marketing experience, working to support the content goals of the world&rsquo;s biggest B2B and B2C brands. He is a passionate app user and evangelist, working to support diverse marketing campaigns across devices.&nbsp;</p>]]></description>
      <dc:subject><![CDATA[Consumer Research, Media Consumption &amp; Trends, Understanding Consumers, English (EN): inmobi.com, North America,]]></dc:subject>
      
      <dc:creator><![CDATA[ Matt Kaplan,  Content Strategist  ]]></dc:creator>
      
      <dc:date>2021-11-01T08:34:00+00:00</dc:date>
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    <item>
      <title><![CDATA[Festive Shoppers in Southeast Asia Go Digital, Set to Spend More Online this Holiday Season: InMobi Report]]></title>
      <link>https://www.inmobi.com/blog/2021/10/31/festive-shoppers-in-southeast-asia-go-digital-set-to-spend-more-online-this-holiday-season-inmobi-report/</link>
      <guid>https://www.inmobi.com/blog/2021/10/31/festive-shoppers-in-southeast-asia-go-digital-set-to-spend-more-online-this-holiday-season-inmobi-report/</guid>
      <description><![CDATA[<blockquote>
<p>This article first appeared on&nbsp;The Drum</p>
</blockquote>

<p><em>Over 93% of consumers in Southeast Asia plan to leverage online channels for their shopping this year, with 24% planning to spend more online than in 2020.</em></p>

<p>InMobi, a leading provider of content, monetization, and marketing technologies that help businesses fuel growth, released today the findings of the &ldquo;Decoding the Connected Southeast Asian Festive Shopper in 2021&rdquo; report. It examines consumer shopping sentiment for the upcoming festive season in Indonesia, Singapore, and the Philippines, including their shopping plans, product categories of interest, shopping budgets, and journeys. InMobi surveyed over 6000 smartphone users using its consumer intelligence platform &ldquo;Pulse&rdquo; for this study.</p>

<p>The COVID-19 pandemic has significantly impacted year-end shopping habits in Southeast Asia by causing reduced budgets and lingering concerns over transmission risk. This uncertainty has overwhelmingly caused shoppers in the region to turn to digital commerce; insights from the InMobi report reveal that over 93% of Southeast Asian consumers are planning to leverage online channels across their shopping journey this festive season, with 39% shopping online for the first time ever.</p>

<p>Respondents strongly favoured mobile in all aspects of their purchasing journey, from learning about a product (39%) and exploring product categories (71%) to making a purchase (69%). Some 24% of respondents declared that they would spend more on online shopping for the holiday season, while 47% planned to reduce their budget for in-person shopping. However, nearly 64% of consumers are still &lsquo;undecided&rsquo; or are &lsquo;completely unplanned&rsquo;, giving brands the opportunity to capture this market.</p>

<p>&ldquo;Despite a tough 2021, Southeast Asians are still gearing up for the year-end holiday shopping season, which has traditionally been the most active period for e-commerce sales in the region. More shoppers than ever are going online and spending more money online, most using their mobile phones to explore, discover and purchase. The time is right for brands and marketers to leverage mobile-first marketing to attract the interest of the connected festive shopper this year,&rdquo; said Rishi Bedi, Vice President and GM, Southeast Asia, Japan &amp; Korea, InMobi.</p>

<p>The report shares additional in-depth insights on consumer shopping preferences for the holiday season in Indonesia, Singapore, and the Philippines respectively, as well as shopping trends and recommendations on mobile-first marketing strategies. These include:</p>

<p>Three key buyer personas are emerging across Southeast Asian consumers for the holiday season: Bargain Hunters (64%), Category Explorers (26%), and Brand Lovers (10%)Clothing and accessories, groceries, gadgets, and home appliances emerged as the most in-demand product categories across the three countries some 51% of Indonesians planned to spend over IDR 500,000, one in five Singaporeans will spend more than SGD 1000, and the average Filipina family will spend PHP 7627 for the festive season.</p>

<p>&ldquo;Since 2020, the consumer shift towards mobile shopping has meant a surge in the adoption of InMobi&rsquo;s shoppable media and online to online/offline commerce solutions by brands for maximizing ROI,&rdquo; added Rishi. &ldquo;These solutions, along with our unique deterministic audience targeting on programmatic, will play an even more significant role for brands in this online festive season.&rdquo;</p>

<p>To read more about Decoding the Connected Southeast Asian Festive Shopper in 2021 report, visit&nbsp;<a href="https://go.inmobi.com/2021-festive-season-report-sea/">https://go.inmobi.com/2021-festive-season-report-sea/</a>&nbsp;or reach out to&nbsp;<a href="http://mobilemarketing@inmobi.com">mobilemarketing@inmobi.com</a></p>

<p>About InMobi<br />
InMobi is a world-leading provider of marketing and monetization technologies reaching billions of consumers around the globe. With deep expertise and unique reach in mobile, it is the trusted and transparent technology partner for marketers, content creators, and businesses of all kinds. InMobi&rsquo;s mission is to power its customers&rsquo; growth by helping them engage their audiences and build meaningful connections.</p>

<p>Its affiliated businesses--Glance, the world&rsquo;s largest lock screen-based content discovery platform and video-platform Roposo--help InMobi create new content and commerce experiences in a world of connected devices. InMobi maintains dual headquarters in San Francisco and Bangalore with operations in New York, Chicago, Kansas City, Delhi, Mumbai, Beijing, Shanghai, Jakarta, Singapore, Metro Manila, Kuala Lumpur, Sydney, Melbourne, Seoul, Tokyo, London, and Dubai.</p>

<p>To learn more, visit&nbsp;<a href="http://www.inmobi.com">www.inmobi.com</a>.</p>]]></description>
      <dc:subject><![CDATA[Media Consumption &amp; Trends, English (EN): inmobi.com, Asia Pacific,]]></dc:subject>
      
      <dc:creator><![CDATA[ Team InMobi  ]]></dc:creator>
      
      <dc:date>2021-10-31T05:14:00+00:00</dc:date>
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    <item>
      <title><![CDATA[Livestreaming and Retail Media: What You Need to Know]]></title>
      <link>https://www.inmobi.com/blog/2021/10/29/livestreaming-and-retail-media-what-you-need-to-know/</link>
      <guid>https://www.inmobi.com/blog/2021/10/29/livestreaming-and-retail-media-what-you-need-to-know/</guid>
      <description><![CDATA[<p>Even though many marketers are still working to master their approach to e-commerce, another shopping channel is quickly emerging.&nbsp;Live commerce burst into the scene in 2016 with Alibaba&rsquo;s TaoTao Live, and McKinsey estimates&nbsp;<a href="https://www.mckinsey.com/business-functions/mckinsey-digital/our-insights/its-showtime-how-live-commerce-is-transforming-the-shopping-experience" target="_blank">live commerce in China will drive $423 billion in sales by 2022</a>.&nbsp;Live commerce, also called livestream shopping or livestream e-commerce, is gaining attention from major retailers, brands and social platforms as they continually explore new channels for engaging with consumers and influencing purchase decisions.&nbsp;&nbsp;</p>

<p><strong>The U.S.&nbsp;Livestream Market&nbsp;</strong></p>

<p>The livestream market in the U.S.&nbsp;is relatively paltry compared to China, but it&rsquo;s growing rapidly.&nbsp;Coresight&nbsp;Research estimates the&nbsp;<a href="https://www.forbes.com/sites/kristinlarson/2021/03/27/retailers-embrace-livestreaming-market-expected-to-reach-11-billion-in-2021/?sh=567680ee2fde" target="_blank">U.S. livestreaming market is expected to reach $11 billion</a>&nbsp;by the end of 2021 and hit $25 billion by 2023,&nbsp;an increase of over 127%.&nbsp;The pandemic certainly accelerated consumer adoption of live shopping over the last two years as many physical retail locations were shuttered and more consumers were shopping online. In fact,&nbsp;<a href="https://techjury.net/blog/live-streaming-statistics/" target="_blank">80% of consumers would rather watch a live video</a>&nbsp;from a brand than read a blog.&nbsp;&nbsp;</p>

<p><img alt="livestreaming" src="https://go.inmobi.net/hubfs/Blog%20Image%202.png" /></p>

<p><strong>Retailers Go Live&nbsp;</strong></p>

<p>As more consumers flock to livestream apps like NTWRK and drop serious&nbsp;money &ndash;&nbsp;some&nbsp;shows&nbsp;on NTWRK&nbsp;have&nbsp;reached&nbsp;<a href="https://www.shopify.com/enterprise/live-shopping" target="_blank">$1 million in sales in approximately 10 minutes</a>&nbsp;&mdash; more retailers are taking notice and adopting live shopping into their overall commerce strategy.&nbsp;Right now, the majority of brands and retailers are hosting live shopping events through social platforms like&nbsp;<a href="https://www.adweek.com/social-marketing/facebook-instagram-focus-on-live-shopping-experiences-for-holiday-selling-season/" target="_blank">Instagram</a>&nbsp;and&nbsp;<a href="https://techcrunch.com/2021/09/29/tiktok-shopping-expands-with-more-partnerships-live-shopping-new-ads-and-more/?guccounter=1&amp;guce_referrer=aHR0cHM6Ly93d3cuZ29vZ2xlLmNvbS8&amp;guce_referrer_sig=AQAAAFpI0Bfhj2K_RC5lD2YMdkPSxurlQA8rt3v7GBR_md3XM0zcyhtCpMDxChzYYJUr9XJsZO41M5htvn0GUxo7L2H_fcdZWluMzMtBdvDuoWohg9JiU7UoGOtbQxrY21ZUYv5e21MgdjcCkEPZQfia1FBDE86UZ71FXF5rJ1R08-dO" target="_blank">TikTok</a>&nbsp;that help&nbsp;them&nbsp;reach a massive audience looking for inspiration. But&nbsp;savvy retailers&nbsp;(like&nbsp;<a href="https://www.pymnts.com/news/retail/2021/walmart-collaborates-with-rachael-ray-on-livestream-shopping-event/" target="_blank">Walmart</a>,&nbsp;<a href="https://www.businessinsider.com/amazon-is-pitching-advertisers-on-amazon-live-2021-10" target="_blank">Amazon</a>&nbsp;and&nbsp;<a href="https://www.retaildive.com/news/macys-updates-app-launches-live-shopping/607924/" target="_blank">Macy&rsquo;s</a>)&nbsp;looking&nbsp;to retain more control over a consumer&rsquo;s live shopping experience are integrating it into their e-commerce&nbsp;sites.&nbsp;&nbsp;</p>

<p><strong>Why Live?&nbsp;&nbsp;</strong></p>

<p>Livestream shopping,&nbsp;and video marketing in general, provides more value to consumers without shortchanging advertisers. Advertisers are given more time to tell the story of their brand, highlight the features that make a product special, share usage occasions&nbsp;and answer questions from shoppers. In exchange, shoppers get to fully immerse themselves in a product before purchasing,&nbsp;ultimately leading to a&nbsp;<a href="https://www.bloomberg.com/news/features/2020-09-14/what-is-livestream-shopping-it-s-the-future-of-u-s-e-commerce" target="_blank">better shopping experience</a>&nbsp;and&nbsp;<a href="https://sproutsocial.com/insights/livestream-shopping/" target="_blank">fewer&nbsp;product returns</a>.&nbsp;&nbsp;</p>

<p><img alt="retail media" src="https://go.inmobi.net/hubfs/Blog%20Image%201.png" /></p>

<p>As more retailers begin to&nbsp;roll out their own&nbsp;media networks and compete for brand advertising dollars, they are going to have to prove they can reach the changing needs to shoppers. And that means providing consumers with engaging, simple ways to shop through their preferred channels. To succeed,&nbsp;retailers must develop a cohesive omnichannel strategy&nbsp;that provides shoppers with a top-notch buying experience no matter what channel they are purchasing through, which will most certainly include live shopping.&nbsp;&nbsp;</p>

<p>Interested in learning more about livestreaming and how you can incorporate it into your e-commerce strategy? <a href="https://www.inmobi.com/retail-media" target="_blank">Reach out to the retail media experts at&nbsp;InMobi&nbsp;Commerce</a> today!&nbsp;</p>]]></description>
      <dc:subject><![CDATA[Advertising, Media Consumption &amp; Trends, Understanding Consumers, English (EN): inmobi.com, Global,]]></dc:subject>
      
      <dc:creator><![CDATA[ Sarah Hughes  ]]></dc:creator>
      
      <dc:date>2021-10-29T21:52:00+00:00</dc:date>
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    <item>
      <title><![CDATA[Privacy in Mobile Advertising: What Americans Have to Say]]></title>
      <link>https://www.inmobi.com/blog/2021/10/29/privacy-in-mobile-advertising-what-americans-have-to-say/</link>
      <guid>https://www.inmobi.com/blog/2021/10/29/privacy-in-mobile-advertising-what-americans-have-to-say/</guid>
      <description><![CDATA[<p>What do consumers across the U.S. have to say about&nbsp;privacy, mobile advertising&nbsp;and data collection?&nbsp;Issues around how personal data&nbsp;is used&nbsp;and by whom have been making headlines for years now, but how are Americans&nbsp;actually thinking&nbsp;about the issue? That&rsquo;s what we wanted to find out.&nbsp;</p>

<p>In September, we polled over 1,800 adults across the U.S. through&nbsp;<a href="https://www.inmobi.com/pulse" target="_blank">InMobi Pulse</a>,&nbsp;InMobi&rsquo;s&nbsp;mobile market research solution, asking them how they feel about&nbsp;advertising and data collection. Here&rsquo;s what we uncovered.&nbsp;</p>

<h2>Key Highlights&nbsp;</h2>

<ul>
	<li>57% said they would prefer that mobile apps have ads, rather than having to pay to download apps.&nbsp;</li>
	<li>42% said they don&rsquo;t want ads to be personalized to them at all.&nbsp;</li>
	<li>Among those between 18 and 34, 44% said they want ads in mobile apps to be personalized to their interests, while 54% are comfortable sharing data on their interests with advertisers.&nbsp;</li>
	<li>59% of Americans have not made privacy changes to their cellphones recently.&nbsp;</li>
</ul>

<h2>Are Americans Okay Using Ad-Supported&nbsp;Mobile Apps?&nbsp;</h2>

<p>Overall, 57% said they would prefer that mobile apps have ads, rather than having to pay to download apps.&nbsp;In comparison, just 14% said they would prefer to pay to go ad free on their favorite mobile apps.&nbsp;</p>

<p>This is hardly a surprising sentiment, as data from the major app stores certainly&nbsp;reinforces this consumer trend. Free apps are some of the most popular and well-liked apps, and those developers&nbsp;have to&nbsp;make money somehow.&nbsp;</p>

<p>It is&nbsp;worthwhile to note these percentages, as they potentially reveal a disconnect between what users want and expect and what advertisers and app publishers want. Let&rsquo;s dive into what we&nbsp;mean here.&nbsp;</p>

<h2>Consumer Sentiment About&nbsp;Personal Data, Ad Targeting&nbsp;And&nbsp;Personalizing Advertising&nbsp;</h2>

<p>Just because Americans are comfortable with ads doesn&rsquo;t mean they want to share their data with advertisers. Here&rsquo;s what our survey found:&nbsp;</p>

<ul>
	<li>Half said they are not comfortable letting any of their apps&nbsp;track their activity for advertising purposes.&nbsp;</li>
	<li>60% said they are not comfortable sharing their data with&nbsp;operating systems, carriers, brands they frequent or advertisers.&nbsp;</li>
	<li>42%&nbsp;said they&nbsp;don&rsquo;t want ads to be personalized to them at all.&nbsp;</li>
	<li>43% said that because of new mobile app privacy options,&nbsp;like Apple&rsquo;s introduction of the&nbsp;AppTrackingTransparency&nbsp;framework with the release of&nbsp;iOS 14.5,&nbsp;they feel that their data is better protected.&nbsp;</li>
	<li>63% of Android users said that as soon as Google introduces the ability to allow Android users to opt out of apps using data for advertising purposes, they are likely or highly likely to limit this tracking. &nbsp;</li>
</ul>

<h2>Understanding The&nbsp;Mobile Advertising Value Exchange&nbsp;</h2>

<p>What this&nbsp;shows is that many Americans don&rsquo;t have a full understanding of how mobile advertising works today. Here&rsquo;s what we mean.&nbsp;</p>

<p>To ensure an app is free to download but also so that it can generate revenue, app developers will typically introduce ad space into their apps. While this is not the only monetization strategy available to app publishers, it&rsquo;s certainly one of the most popular &ndash; especially among free-to-use apps.&nbsp;</p>

<p>For advertisers, it&rsquo;s only valuable to place ads within apps when they know who they are targeting. After all, why bother spending money on an ad if the people who see the ad are highly unlikely to ever be paying customers with you?&nbsp;</p>

<p>One way to read the data: consumers don&rsquo;t understand the value exchange inherent in free-to-play apps. Americans by and large like free apps, but they don&rsquo;t like the steps&nbsp;those apps have to take to bring in revenue.&nbsp;</p>

<p>Of course, there&rsquo;s another way to read the data: Advertisers don&rsquo;t have to know everything about an individual to successfully advertise to them. For example, advertisers&nbsp;can use contextual targeting to run ads that are likely to be seen by the right people while also preserving user privacy. As the data shows, these kinds of privacy-first advertising models will have to become more popular, in no small part because it&rsquo;s what the majority of Americans want.&nbsp;</p>

<h3>What Data Will Americans Share&nbsp;With&nbsp;Advertisers?&nbsp;</h3>

<p>That being said, while many Americans are unwilling to share personal data with advertisers and highly value privacy, not everyone takes this stance.&nbsp;In particular, younger Americans (Millennials and Gen&nbsp;Zers) are more comfortable sharing their data. Here&rsquo;s what our data showed for those between the ages of&nbsp;18 and 34.&nbsp;</p>

<ul>
	<li>44% said they want ads in mobile apps to be personalized to their interests.&nbsp;</li>
	<li>Close to one in four said they would let social apps track their activity for advertising purposes, while 21% said the same thing about gaming apps.&nbsp;</li>
	<li>22% said they are comfortable sharing their data with the brands they shop with for advertising purposes, while one in five said the same thing about sharing data with&nbsp;mobile&nbsp;phone developers&nbsp;(namely&nbsp;Apple&nbsp;and&nbsp;Google).&nbsp;</li>
	<li>54% say they are comfortable sharing data on their interests with advertisers, while 35% said they are okay sharing data about what they are currently shopping for with advertisers.&nbsp;</li>
</ul>

<p>Why are younger Americans more likely than others to be comfortable sharing their data? One possible hypothesis is that&nbsp;as members of more digitally-native generations, Millennials and Gen&nbsp;Zers&nbsp;better understand how the internet economy works and perhaps just have a different understanding of privacy and how data is used and collected.&nbsp;</p>

<h2>How App Publishers and Advertisers Can More Effectively Communicate&nbsp;With&nbsp;End Users Around Privacy&nbsp;</h2>

<p>As our data shows, while advertisers and publishers find value in using additional personal data to power their in-app advertising efforts, consumers are largely unwilling to share their data.&nbsp;So&nbsp;what can be done to&nbsp;get over this&nbsp;impasse?&nbsp;</p>

<p>In particular, communication is key. The mobile ad tech ecosystem should make plain&nbsp;why data is being collected, who the data is shared with and how that data is protected.&nbsp;</p>

<p>It&rsquo;s also helpful to make it easy for Americans to control their browsing and scrolling experience. For instance,&nbsp;55% said the cookie preference pop-up is disruptive to&nbsp;their&nbsp;mobile web browsing experience. These kinds of user experience issues could help to explain why&nbsp;59% of Americans have not made privacy&nbsp;changes to their cellphones recently.&nbsp;</p>

<p>How do you see&nbsp;privacy in mobile advertising evolving?&nbsp;Let us know on social media! You can reach out to us on&nbsp;<a href="https://www.linkedin.com/company/inmobi/" target="_blank">LinkedIn</a>,&nbsp;<a href="https://twitter.com/inmobi" target="_blank">Twitter</a>,&nbsp;<a href="https://www.facebook.com/inmobi" target="_blank">Facebook</a>&nbsp;or&nbsp;<a href="https://instagram.com/inmobi_official" target="_blank">Instagram</a>.&nbsp;</p>

<h4>About the Author&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</h4>

<p>Matthew Kaplan has over a decade of digital marketing experience, working to support the content goals of the world&rsquo;s biggest B2B and B2C brands. He is a passionate app user and evangelist, working to support diverse marketing campaigns across devices.&nbsp;</p>]]></description>
      <dc:subject><![CDATA[Advertising, Consumer Research, English (EN): inmobi.com, North America,]]></dc:subject>
      
      <dc:creator><![CDATA[ Matt Kaplan,  Content Strategist  ]]></dc:creator>
      
      <dc:date>2021-10-29T17:09:00+00:00</dc:date>
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      <title><![CDATA[VieON partners with InMobi to drive 2.5 times higher OTT demand programmatically]]></title>
      <link>https://www.inmobi.com/blog/2021/10/19/vieon-partners-with-inmobi-to-drive-2.5-times-higher-ott-demand-programmatically/</link>
      <guid>https://www.inmobi.com/blog/2021/10/19/vieon-partners-with-inmobi-to-drive-2.5-times-higher-ott-demand-programmatically/</guid>
      <description><![CDATA[<blockquote>
<p>This article first appeared on&nbsp;The Drum</p>
</blockquote>

<p>VieON, the renowned Over the Top - Video on Demand app (OTT-VOD) from Vietnam, has partnered with InMobi to leverage the&nbsp;<a href="https://www.inmobi.com/exchange">InMobi Exchange</a>&nbsp;for increasing ad revenues while ensuring a seamless user experience. This association opens new avenues for VieON to deliver immersive creatives across the 4K image quality content on the app and for advertisers to reach their consumers via videos. InMobi and VieON successfully delivered a seamless user experience with innovative and non-intrusive, instream pre-roll and mid-roll video ad formats.</p>

<p>Speaking on the partnership between VieON and InMobi, Sudhanshu Saxena, Director, Supply Partnerships - Southeast Asia, InMobi said: "With over 12 million new userbases just after a year of launch, VieON is the #1 licensed content platform1 in Vietnam." The 30 minutes of average watch time per user speaks volumes about the growth of the app as the leading OTT platform in Vietnam. As one of their best global partners, InMobi has helped them with programmatic in-app monetization &ndash; driving a 2.5X increase in ad revenues and an impressive 50% increase in fill rates."</p>

<p>Meanwhile, Rishi Bedi, VP -SEA, Japan and Korea, InMobi, said, "Finding a clean, safe, and transparent exchange to drive successful ad campaigns is not simple. InMobi Exchange has provided a safe advertising platform for advertisers to work with VieON confidently. The InMobi Exchange and VieON provide a platform backed up by a strong measurement from MOAT and IAS as well, which solves the biggest challenges most advertisers face today: viewability, fraud mitigation, and brand safety."</p>

<p>VieON can be accessed programmatically on the&nbsp;<a href="https://www.inmobi.com/blog/2020/04/20/inmobi-exchange-enables-direct-access-for-dv360-media-buyers">InMobi Exchange through various DSPs</a>,&nbsp;including direct access via DV360. To know more about our monetization services, visit our&nbsp;<a href="https://www.inmobi.com/advertising-cloud/publisher">InMobi programmatic monetization page</a>.</p>

<p>About InMobi<br />
InMobi is a leading provider of marketing and monetization technologies that fuel industries around the world. With deep expertise and unique reach in mobile, it is a trusted and transparent technology partner for marketers, content creators, and businesses of all kinds. InMobi&#39;s mission is to power its customers&#39; growth by helping them engage their audiences and build meaningful connections. InMobi is headquartered in Singapore, maintains a large presence in San Francisco and Bangalore, and has operations in New York, Chicago, Kansas City, Los Angeles, Delhi, Mumbai, Beijing, Shanghai, Jakarta, Manila, Kuala Lumpur, Sydney, Melbourne, Seoul, Tokyo, London, and Dubai. To learn more, visit&nbsp;<a href="http://inmobi.com/">inmobi.com</a>.</p>

<p>About VieON<br />
The most popular OTT app in Vietnam,&nbsp;<a href="https://vieon.vn/">VieON</a>, is a member of DatvietVAC Group hosting over 60,000 hours of curated content. The app&#39;s fan base equally includes men (53%) and women (47%) from both urban (43.8%) and rural (56.2%) areas of Vietnam.</p>

<p><img alt="" src="https://go.inmobi.net/hubfs/SEA_2021_VieON/VieON_InMobi_01.png" style="height:363px; width:650px" /></p>]]></description>
      <dc:subject><![CDATA[Announcements, English (EN): inmobi.com, Asia Pacific,]]></dc:subject>
      
      <dc:creator><![CDATA[ Team InMobi  ]]></dc:creator>
      
      <dc:date>2021-10-20T05:06:00+00:00</dc:date>
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      <title><![CDATA[Top Holiday Shopping Trends of 2021: What Our Data Reveals]]></title>
      <link>https://www.inmobi.com/blog/2021/10/15/top-holiday-shopping-trends-of-2021-what-our-data-reveals/</link>
      <guid>https://www.inmobi.com/blog/2021/10/15/top-holiday-shopping-trends-of-2021-what-our-data-reveals/</guid>
      <description><![CDATA[<p>What will be the&nbsp;biggest holiday shopping trends&nbsp;this year? How will consumers shop during the&nbsp;2021 holiday&nbsp;season and what will they be looking for? And how will&nbsp;holiday sales&nbsp;compare to the&nbsp;2020&nbsp;holiday shopping&nbsp;season&nbsp;or even the&nbsp;2019 holiday&nbsp;shopping experience?&nbsp;&nbsp;</p>

<p>To find out the answer to these questions and more fully uncover the truth&nbsp;on&nbsp;consumer shopping&nbsp;expectations this year, we turned to&nbsp;<a href="https://www.inmobi.com/pulse" target="_blank">InMobi&nbsp;Pulse</a>,&nbsp;InMobi&rsquo;s&nbsp;mobile market research solution.&nbsp;In September, we polled close to 1,000 Americans to see how they were beginning to think about and plan for the upcoming holiday shopping season.&nbsp;</p>

<p>Here&rsquo;s what we uncovered.&nbsp;</p>

<h2>Top Takeaways:&nbsp;</h2>

<ul>
	<li>40% of all Americans &ndash; and half of those between 18 and 24 years old &ndash; plan to use a mobile device to make a purchase this year.&nbsp;</li>
	<li>A third of U.S. adults will make a holiday purchase in person in 2021 &ndash; for those who are 55 and older, that share rises to 54%.&nbsp;</li>
	<li>Over one in four Americans say they will be purchasing home goods this holiday season.&nbsp;</li>
</ul>

<h2>How&nbsp;Will&nbsp;Consumers&nbsp;Plan to&nbsp;Shop This Holiday Season?&nbsp;</h2>

<p>According to&nbsp;our&nbsp;research,&nbsp;m-commerce is expected to be big this year.&nbsp;Overall, 40% said&nbsp;they would make a holiday gift purchase using a&nbsp;mobile device, while just 33% said they would shop in person.&nbsp;In addition, 50% of Gen&nbsp;Zers&nbsp;(18 to 24 years old) and 55% of&nbsp;those between&nbsp;35 to 44 years old&nbsp;said they would turn to mobile to shop this year.&nbsp;</p>

<p>Interestingly, 41% overall said they used&nbsp;mobile devices to shop last year. Even with&nbsp;far&nbsp;fewer COVID-related restrictions in place&nbsp;today as compared to a year ago, m-commerce will be just as big (if not bigger!) this year as compared to&nbsp;last year.&nbsp;</p>

<p>Why is m-commerce set to be so popular this year? In large part, it&rsquo;s because retailers have invested in their&nbsp;mobile-first options, rolling out BOPIS (buy online pick up in store) and other contactless options. Even though consumers can shop&nbsp;online and in&nbsp;store&nbsp;this year,&nbsp;the convenience offered by mobile and&nbsp;online shopping&nbsp;more broadly is picking up steam among consumers.&nbsp;</p>

<p>Of course, retailers are driving some of this growth on their own. Many leading companies, including Walmart, Target and Best Buy, have already announced that their stores will be closed on&nbsp;Thanksgiving&nbsp;Day,&nbsp;meaning that consumers will have to turn to digital channels if they want&nbsp;to start&nbsp;shopping then.&nbsp;Additionally,&nbsp;many&nbsp;retailers&nbsp;plan&nbsp;to make the&nbsp;Black&nbsp;Friday and&nbsp;Cyber&nbsp;Monday&nbsp;shopping days&nbsp;even more focused on&nbsp;online sales&nbsp;than before&nbsp;by offering up more unique online- and mobile-first deals to consumers.&nbsp;</p>

<h2>What Will Americans&nbsp;Buy&nbsp;for&nbsp;Holiday&nbsp;Gifts&nbsp;In 2021?&nbsp;</h2>

<p>What specifically will Americans be shopping for this year? Top answers include home goods (26%), home electronics (21%), toys (20%), apparel (20%) and beauty products (18%).&nbsp;</p>

<ul>
	<li>
	<p>For home&nbsp;electronics,&nbsp;consumers&nbsp;say they&nbsp;will be shopping with Amazon (46%),&nbsp;Walmart (35%), Best Buy (27%)&nbsp;and Target (25%). Why?&nbsp;,&nbsp;The primary drivers&nbsp;for shopping with these retailers are&nbsp;price,&nbsp;convenience&nbsp;and&nbsp;better&nbsp;product&nbsp;selection.&nbsp;</p>
	</li>
	<li>For&nbsp;apparel,&nbsp;many consumers opt to shop at name brand or specialty stores (27%) with other popular apparel shopping destinations including TJ Maxx (28%) and Macy&rsquo;s (22%).&nbsp;Consumers say they turn to these shopping options, whether in store or online, primarily because they offer a&nbsp;better&nbsp;assortment&nbsp;of&nbsp;products to&nbsp;select&nbsp;from (32%).&nbsp;Women cite selection as the determining factor for choosing to shop with a retailer.&nbsp;&nbsp;</li>
	<li>Walmart is by far the top shopping destination for toys.&nbsp;Over half of&nbsp;shoppers&nbsp;planning&nbsp;to buy&nbsp;toys say&nbsp;they will purchase them at Walmart&nbsp;this year.&nbsp;The share jumps to 63% for female shoppers and to 67% for those 55 and older. After Walmart, top shopping destinations for toys are Target (37%) and&nbsp;Dollar stores (20%).&nbsp;Consumers say they will buy toys from these retailers, whether in store or online, primarily because they offer a better selection of products to choose from (27%), are convenient&nbsp;(24%&nbsp;and because they offer&nbsp;low prices&nbsp;(23%).&nbsp;</li>
	<li>Just 13% of consumers say they will buy pet products as gifts this holiday season.&nbsp;Convenience is the top factor these shoppers consider when deciding when to buy pet products. However, the top factor for women was around&nbsp;selection.&nbsp;</li>
</ul>

<h2>How Should&nbsp;Retailers Plan&nbsp;To&nbsp;Use These Insights?&nbsp;</h2>

<p>As the data shows, while many Americans will be heading online, others will still be heading into stores. And, where they shop and what they&rsquo;ll be aiming to buy does vary quite a bit. So how can retailers&nbsp;leverage these insights to have a brighter holiday season?&nbsp;</p>

<ol>
	<li>
	<p><strong>Retail marketing&nbsp;messaging should focus on convenience.</strong> As the data&nbsp;clearly shows, consumers&nbsp;value&nbsp;convenience over just about everything else this holiday season. As such, retail&nbsp;marketers&nbsp;need to&nbsp;ensure their messaging&nbsp;shows shoppers how they are making their lives easier. For example, ads can&nbsp;show how easy it is to make purchases through an app or to pick up purchased items curbside.&nbsp;</p>
	</li>
	<li><strong>Shore up your&nbsp;supply chain&nbsp;in key areas.</strong> With shipping and labor shortages sure to disrupt business as usual this year, brands and retailers should take steps now to&nbsp;avoid&nbsp;out&nbsp;of stock on&nbsp;desirable items this holiday season.&nbsp;Our&nbsp;data shows that consumers are more likely to seek out home goods and home electronics this holiday season than they are to buy sporting goods or pet products.&nbsp;</li>
	<li><strong>Differ your messaging based on audiences.&nbsp;</strong>Not all consumers will be looking for the same things or shopping in the same way this holiday season.&nbsp;While&nbsp;younger people are most likely to shop&nbsp;using their mobile devices and seek out items like home electronics, older consumers are more likely to shop in person and aim to buy apparel. Marketing messages&nbsp;should be&nbsp;personalized&nbsp;and tailored&nbsp;to&nbsp;the&nbsp;shopper&rsquo;s needs&nbsp;or&nbsp;preferences, Also,&nbsp;advertising should be&nbsp;targeted&nbsp;to&nbsp;the&nbsp;relevant&nbsp;audience segments&nbsp;of shoppers&nbsp;<strong>most likely to buy your items or goods</strong>.&nbsp;</li>
</ol>

<p>What do you think will be the main holiday shopping trends this year? Let us know on&nbsp;social media!&nbsp;You can reach out to us on&nbsp;<a href="https://www.linkedin.com/company/inmobi/" target="_blank">LinkedIn</a>,&nbsp;<a href="https://twitter.com/inmobi" target="_blank">Twitter</a>,&nbsp;<a href="https://www.facebook.com/inmobi" target="_blank">Facebook</a>&nbsp;or&nbsp;<a href="https://instagram.com/inmobi_official" target="_blank">Instagram</a>.&nbsp;&nbsp;</p>

<p>Interested&nbsp;in learning more about&nbsp;InMobi&nbsp;and how we work with brands and retailers during this key time of the&nbsp;year?&nbsp;<a href="https://www.inmobi.com/company/contact/" target="_blank">Reach out today to speak with one of InMobi&rsquo;s experts</a>.&nbsp;</p>]]></description>
      <dc:subject><![CDATA[Consumer Research, Understanding Consumers, English (EN): inmobi.com, North America,]]></dc:subject>
      
      <dc:creator><![CDATA[ Team InMobi  ]]></dc:creator>
      
      <dc:date>2021-10-15T18:53:00+00:00</dc:date>
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      <title><![CDATA[Unpacking Retail App Ownership Trends Ahead of the 2021 Holiday Shopping Season]]></title>
      <link>https://www.inmobi.com/blog/2021/10/14/unpacking-retail-app-ownership-trends-ahead-of-the-2021-holiday-shopping-season/</link>
      <guid>https://www.inmobi.com/blog/2021/10/14/unpacking-retail-app-ownership-trends-ahead-of-the-2021-holiday-shopping-season/</guid>
      <description><![CDATA[<p>M-commerce is set to be bigger than ever before this holiday season, with consumers&nbsp;continuing to use their mobile devices to shop this year. In 2021, eMarketer&nbsp;predicts that m-commerce will&nbsp;<a href="https://content-na2.emarketer.com/mcommerce-forecast-2021" target="_blank">grow by over 15% in the U.S</a>.&nbsp;And&nbsp;<a href="https://www.inmobi.com/blog/2021/10/15/top-holiday-shopping-trends-of-2021-what-our-data-reveals" target="_blank">InMobi&rsquo;s&nbsp;own research from&nbsp;September</a> found that more consumers plan to shop using their mobile phones,&nbsp;than&nbsp;the number of people who will&nbsp;shop in person.&nbsp;</p>

<p>For retailers, it will be key this year to have as much sales as possible from their own mobile app. This way, they can cut out the middlemen and see max profit from mobile sales. In addition,&nbsp;it provides them with invaluable data on their customers.&nbsp;</p>

<p>Retailers of all stripes will be keen to gain as many new app users as possible, but who specifically should they be targeting? To help them answer these questions, we&nbsp;looked&nbsp;at the data to see how different segments of consumers have been installing and uninstalling&nbsp;various kinds&nbsp;of retail apps over the past few months.&nbsp;&nbsp;</p>

<p>Here is&nbsp;what we uncovered.&nbsp;</p>

<h2>Retail App Installers Across Segments&nbsp;</h2>

<h3>Grocery&nbsp;</h3>

<p>In this category, most net new app installers were female.&nbsp;But&nbsp;a growing share of uninstallers of late were male. In the past two months, close to 70% of new app installers were female, while around 39% of uninstallers were male.&nbsp;In short, while&nbsp;grocery app owners have always been&nbsp;female, the news here is that&nbsp;it is&nbsp;expanding.&nbsp;</p>

<p>In both the past two months and in the past year, the greatest share of new app installers&nbsp;was&nbsp;between the ages of&nbsp;26 and 35. However, the greatest number of uninstallers were in this age group too.&nbsp;&nbsp;</p>

<h3>Home Electronics&nbsp;</h3>

<p>Surprisingly, most&nbsp;new app installers were female. And a greater share of uninstallers&nbsp;both in the past two months and in the past year were male. For example, in the past 12 months, close to 54% of new&nbsp;installers were male while around 47% of new uninstallers were male. And in terms of age,&nbsp;the greatest share of new app installers (and uninstallers)&nbsp;was&nbsp;between 46 and 55 years old.&nbsp;</p>

<h3>Sporting Goods&nbsp;</h3>

<p>This has historically been a male-centric category, and our data proves that out. In the past year, close to 62% of new app installers&nbsp;were men. Further, close to half of all new app installers (and uninstallers) in this period were between 26 and 45 years old.&nbsp;</p>

<h3>Toys&nbsp;</h3>

<p>This is another female-dominated category, as over three-fourths of all app installers in the past two months have been women.&nbsp;The largest share of app installers in this period&nbsp;was&nbsp;between 46 and 55 years old (a common age of parents) although a significant share&nbsp;was&nbsp;also between 26 and 45 years old.&nbsp;</p>

<h3>Beauty&nbsp;</h3>

<p>Of all the categories we looked at, these apps, unsurprisingly, have the most female app users. In the past year, over 82% of all new app installers were women.&nbsp;&nbsp;</p>

<p>This is also a younger-leaning category. Over 35% of new app installs in the past 12 months came from people between the ages of 18 and 35 (I.e.,&nbsp;Gen&nbsp;Zers&nbsp;and Millennials).&nbsp;</p>

<h3>Apparel&nbsp;</h3>

<p>Regarding&nbsp;gender, the category is also skewing female. Over 70% of those who have downloaded these apps in the past year were women. And&nbsp;regarding&nbsp;age,&nbsp;there is&nbsp;an&nbsp;even&nbsp;split across the board, with most new app installers of late being between 46 and 55 years old.&nbsp;</p>

<p>Interestingly, these apps have seen a notable boost in wealthy installers. While only around 8% of the total U.S. population makes over $200,000 a year, more than 12% of&nbsp;new apparel app installers in the past two months fall into this income bracket &ndash; perhaps this portends a&nbsp;boost in high-end apparel sales this holiday season?&nbsp;</p>

<h2>How To Acquire&nbsp;The&nbsp;Best New Users&nbsp;For&nbsp;Your Retail App&nbsp;</h2>

<p>As our data shows, there is&nbsp;not&nbsp;one typical retail app owner. Depending on the category and even on the app itself, the type of person who will download (or uninstall) an app can vary greatly.&nbsp;</p>

<p>What does this mean for retailers looking to acquire new, valuable app owners in the lead-up to the 2021 holiday season? The key, as always, is to be&nbsp;hyper targeted. After all, it doesn&rsquo;t make much sense to spend a lot of money to target someone who is unlikely to download your app &ndash; or who will just uninstall it without using it.&nbsp;</p>

<p>This is just a small sample of the insights&nbsp;we have&nbsp;generated leading up to the 2021 holiday shopping season. For more detailed insights,&nbsp;including data unique to you,&nbsp;<a href="https://www.inmobi.com/company/contact" target="_blank">reach out today to schedule a chat</a>.&nbsp;</p>]]></description>
      <dc:subject><![CDATA[Consumer Research, Understanding Consumers, English (EN): inmobi.com, North America,]]></dc:subject>
      
      <dc:creator><![CDATA[ Team InMobi  ]]></dc:creator>
      
      <dc:date>2021-10-14T14:53:00+00:00</dc:date>
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    <item>
      <title><![CDATA[InMobi + Appsumer: Joining Forces To Improve Mobile Performance Advertising]]></title>
      <link>https://www.inmobi.com/blog/2021/10/13/inmobi-appsumer-joining-forces-to-improve-mobile-performance-advertising/</link>
      <guid>https://www.inmobi.com/blog/2021/10/13/inmobi-appsumer-joining-forces-to-improve-mobile-performance-advertising/</guid>
      <description><![CDATA[<p>Acquiring new app users is harder than ever before, with so many changes in the industry underway.&nbsp;And yet, it&rsquo;s never&nbsp;been more critical to get new users for your app, as new ways of shopping, consuming&nbsp;media, communicating and doing so much more are now becoming the norm.&nbsp;</p>

<p>So&nbsp;what can app-first businesses do in this environment? How can apps acquire new users at scale amidst all of the&nbsp;tumult in the mobile space?&nbsp;</p>

<p>InMobi&nbsp;has long been helping businesses on&nbsp;mobile and&nbsp;we&nbsp;are&nbsp;excited to take one step further in this journey:&nbsp;Appsumer will soon be&nbsp;part of the&nbsp;InMobi&nbsp;family.&nbsp;</p>

<p>If you don&rsquo;t know them already,&nbsp;Appsumer&nbsp;is a&nbsp;performance insight platform for mobile app advertisers that provides a 360-degree view allowing advertisers to turn&nbsp;complex data into rich insights. Based in London,&nbsp;Appsumer&nbsp;has been the intelligence platform of choice for performance marketing teams at consumer brands, including&nbsp;Miniclip,&nbsp;Picsart, Viber and more.&nbsp;</p>

<p>What does the pending acquisition mean for our app partners and advertising customers?&nbsp;Appsumer&rsquo;s&nbsp;technology platform, intellectual property and team will support&nbsp;InMobi&rsquo;s&nbsp;end-to-end advertising stack and allow marketers to assess their performance marketing spend all in one place.&nbsp;Appsumer&rsquo;s&nbsp;platform offers marketers no-code integrations with more than 100 marketing channels, customizable dashboards for clients to build and track goals and KPIs, and daily processing of marketing data for more accurate measurement and informed decision making.&nbsp;&nbsp;</p>

<p>&ldquo;Appsumer&nbsp;brings a next-generation approach for advertisers to better understand the effectiveness of their marketing efforts across multiple channels that growth marketing teams employ daily,&rdquo; said Abhay&#8239;Singhal, Co-Founder of&#8239;InMobi&#8239;Group and CEO of&#8239;InMobi&nbsp;Marketing. &ldquo;The solution makes it easy to map all mobile performance media investment to business outcomes; Shumel and his team are well known industry leaders and visionaries in their field and will play an instrumental role in driving&nbsp;InMobi&rsquo;s&nbsp;next wave of growth and innovation.&rdquo;&nbsp;&nbsp;&nbsp;</p>

<p>And,&nbsp;we are thrilled that all&nbsp;Appsumer&nbsp;staff&mdash;which has built a&nbsp;leading&nbsp;Top&nbsp;100 UK start-up--will be joining&nbsp;InMobi&nbsp;and supporting our shared mission.&nbsp;This allows&nbsp;Appsumer&nbsp;to ensure client service continuity and further develop and support the analytics and automation offering under the&nbsp;InMobi&nbsp;umbrella.&nbsp;Appsumer&nbsp;will continue operating independently as a subsidiary within the global&nbsp;InMobi&nbsp;organizational structure.&nbsp;</p>

<p>&ldquo;Joining forces with&nbsp;InMobi&nbsp;potentially represents an exponential growth path for our pioneering technology,&rdquo; said Shumel Lais, CEO and Founder of&nbsp;Appsumer. &ldquo;I&rsquo;m excited that&nbsp;Appsumer&nbsp;has the opportunity to get into the hands of even more developers and marketing teams worldwide to leverage our offering,&nbsp;to become&nbsp;the default home for growth marketing.&rdquo;&nbsp;&nbsp;&nbsp;</p>

<p>Interested in learning more about this acquisition and what it means for you?&nbsp;<a href="https://www.inmobi.com/company/contact" target="_blank">Reach out today for more information</a>.&nbsp;</p>]]></description>
      <dc:subject><![CDATA[Acquiring New Users, Announcements, Inside InMobi, English (EN): inmobi.com, Europe and Middle East, Global,]]></dc:subject>
      
      <dc:creator><![CDATA[ Team InMobi  ]]></dc:creator>
      
      <dc:date>2021-10-13T08:00:00+00:00</dc:date>
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    <item>
      <title><![CDATA[The Benefits of InMobi Mediation for Retail Media]]></title>
      <link>https://www.inmobi.com/blog/2021/10/12/the-benefits-of-inmobi-mediation-for-retail-media/</link>
      <guid>https://www.inmobi.com/blog/2021/10/12/the-benefits-of-inmobi-mediation-for-retail-media/</guid>
      <description><![CDATA[<p>We can learn a lot about what the future of retail media holds by looking at the evolution of programmatic media.&nbsp;As the&nbsp;programmatic&nbsp;advertising industry&nbsp;became increasingly complex,&nbsp;ad mediation&nbsp;emerged as a hugely beneficial option for publishers.&nbsp;Mediation provided publishers with the ability to&nbsp;connect multiple ad networks&nbsp;and&nbsp;allowed them to maximize&nbsp;fill rates&nbsp;and increase revenue.&nbsp;&nbsp;</p>

<p>In retail media, there is going to be a shift from retailers working with a single supply-side platform to&nbsp;integrating with any number of retail media networks, solution providers&nbsp;and/or retail DSPs&nbsp;(demand-side platforms)&nbsp;to&nbsp;fully&nbsp;maximize the demand for retail ad inventory and customer access.&nbsp;&nbsp;</p>

<p><a href="https://www.inmobi.com/retail-media" target="_blank">InMobi&nbsp;Commerce</a> has created an industry-first, open-source mediation software that allows&nbsp;retailers&nbsp;to increase ad competition, fill rates&nbsp;and ad inventory but also&nbsp;remain in&nbsp;control of their data and consumer privacy.&nbsp;&nbsp;</p>

<p><img alt="Before Mediation vs. After Mediation" src="https://go.inmobi.net/hubfs/Retail_media_mediation_before_and_after.jpg" /></p>

<h2>Our&nbsp;mediation&nbsp;solution&nbsp;delivers the following benefits&#8239;to&nbsp;retailers:&#8239;&nbsp;</h2>

<ul>
	<li><strong>Increase&nbsp;Demand</strong> &ndash;&nbsp;Retailers are missing out on revenue-generating&#8239;demand&nbsp;opportunities&#8239;because working with one vendor limits the access advertisers have to your network.&nbsp;When retailers integrate with multiple&nbsp;solution providers or retail&nbsp;DSPs,&nbsp;they&nbsp;can&nbsp;increase the demand,&nbsp;number of&nbsp;ad formats&nbsp;offered&nbsp;and fill rates for their media placements.&nbsp;

	<ul>
		<li><em>Why is this important:&nbsp;It is difficult to find one vendor that can fully&nbsp;meet&nbsp;all of&nbsp;a retailer&rsquo;s demand needs. This often means there are large categories where a retailer is seeing little demand and waning fill rates. When retailers open access to more demand sources, they can drive sustained ad growth year-over-year by increasing&nbsp;competition and unlocking new revenue sources.&nbsp;&nbsp;</em><br />
		&nbsp;</li>
	</ul>
	</li>
	<li><strong>Retake&#8239; Control</strong>&#8239;&ndash;&#8239;Implementing a mediation solution&nbsp;gives&nbsp;control&nbsp;back&nbsp;to&nbsp;retailers.&nbsp;Not only does mediation increase demand for a retailer&rsquo;s ad placements and consumer access, but&#8239;InMobi&rsquo;s&nbsp;mediation solution&nbsp;give&nbsp;retailers full transparency&#8239;for all&nbsp;integrated&nbsp;demand sources. This&nbsp;allows&nbsp;them&nbsp;to be certain they are maximizing&#8239;bid prices&nbsp;and placements&nbsp;and, in turn, revenue.&nbsp;&nbsp;
	<ul>
		<li><em>Why is this important:&nbsp;Today, when retailers work with a single supply-side platform, those platforms typically&nbsp;control the&nbsp;ad&nbsp;pricing and aren&rsquo;t always&nbsp;set&nbsp;up to provide the greatest margin to the retailer.&nbsp;Mediation,&nbsp;because of&nbsp;the&nbsp;transparency it&#8239;provides,&#8239;gives this power back to the retailer.&#8239;&nbsp;</em><br />
		&nbsp;</li>
	</ul>
	</li>
	<li><strong>Open&nbsp;Source</strong>&nbsp;&ndash;&#8239;We provide retailers with an open&nbsp;source, no-code needed mediation solution. Retailers&nbsp;can&nbsp;take&nbsp;InMobi&rsquo;s&nbsp;code and integrate it directly into their&nbsp;retail media tech&nbsp;stack&nbsp;without a cumbersome implementation process.&nbsp;And, because the mediation code is open&nbsp;&ndash;source,&nbsp;retailers can also choose to build&nbsp;proprietary customizations within their own platform.&nbsp;
	<ul>
		<li><em>Why is this important: Our&nbsp;open&nbsp;source&nbsp;code enables&nbsp;speed to market,&nbsp;allowing retailers to start maximizing demand and increasing revenue sooner.&nbsp;&nbsp;</em><br />
		&nbsp;</li>
	</ul>
	</li>
	<li><strong>Privacy&#8239;and Data Compliance</strong>&#8239;&ndash;&nbsp;Retail data is a powerful tool.&nbsp;Because&nbsp;InMobi&rsquo;s&nbsp;code is open&nbsp;source, retailers retain complete control of their data&nbsp;alleviating&nbsp;fears&nbsp;around consumer&nbsp;data&#8239;security&nbsp;and privacy.&nbsp;&nbsp;
	<ul>
		<li><em>Why is this important:&nbsp;Data security and privacy is a growing concern for consumers, and retail data is valuable.&nbsp;&nbsp;</em></li>
	</ul>
	</li>
</ul>

<p><br />
Interested in learning more? Head to&nbsp;<a href="https://www.inmobi.com/company/contact" target="_blank">https://www.inmobi.com/company/contact</a>&nbsp;to speak with someone from the&nbsp;InMobi&nbsp;Commerce team.&nbsp;</p>]]></description>
      <dc:subject><![CDATA[Advertising, Products &amp; Tools, English (EN): inmobi.com, Global,]]></dc:subject>
      
      <dc:creator><![CDATA[ Team InMobi  ]]></dc:creator>
      
      <dc:date>2021-10-12T13:44:00+00:00</dc:date>
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    <item>
      <title><![CDATA[Why I Joined InMobi: Justin Sparks]]></title>
      <link>https://www.inmobi.com/blog/2021/10/11/why-i-joined-inmobi-justin-sparks/</link>
      <guid>https://www.inmobi.com/blog/2021/10/11/why-i-joined-inmobi-justin-sparks/</guid>
      <description><![CDATA[<p>Justin Sparks joined InMobi in January 2021 as our Head of Vertical Strategy for North America. Learn more about him and why he likes working at InMobi.&nbsp;</p>

<p><strong>What are your responsibilities at InMobi?&nbsp;</strong></p>

<p>I head&nbsp;our Vertical Strategy&nbsp;and go-to market&nbsp;division&nbsp;for North America. We have two sides in this division to help lead and support client development. One side is our enablement and training team who supports our Sales and Product teams in telling our story to the market. The second side are our vertical leads who are focused on developing their verticals through new products and&nbsp;partnerships and&nbsp;deepening the&nbsp;verticalized&nbsp;expertise for our teams within InMobi.&nbsp;</p>

<p><strong>What is it that most excites you about these responsibilities?&nbsp;</strong></p>

<p>Bringing a new function to a growing organization is a rewarding challenge to take on. I&rsquo;m a builder and love the intellectual rigor required to build a new function.&nbsp;The&nbsp;best&nbsp;part of the process&nbsp;is building the team itself and the people who make it all work.&nbsp;</p>

<p><strong>Is there a particular experience you had in the past that shaped your current career ambition? &#8239;&nbsp;</strong></p>

<p>Coming from the buy side, it was always clear within the first&nbsp;five&nbsp;minutes of a discussion if a partner knew our business and wanted to partner, vs.&nbsp;simply&nbsp;go through their&nbsp;sales script.&nbsp;Building deeper relationships and solving business problems is what has driven me&nbsp;since&nbsp;in my career.&nbsp;Relationships built on trust move mountains.&nbsp;</p>

<p><strong>Why did you join&nbsp;InMobi?&nbsp;What is it in particular about the company&rsquo;s purpose that motivated you to pick us? &#8239;&nbsp;</strong></p>

<p>It&rsquo;s maybe over simplified but the influence mobile phones have and will have on our daily habits. There are so many possibilities to help drive the next era of the internet at a place that has &lsquo;grown up&rsquo; as a mobile-first organization.&nbsp;Think about it, when do you not have your phone on you?&nbsp;</p>

<p><strong>How does that align with your vision for your career?&nbsp;</strong></p>

<p>I&rsquo;ve largely been in the performance marketing and commerce spaces. The vision of our co-founders and what we believe we can do for the consumer and our customers is quite exciting.&nbsp;</p>

<p><strong>What have you observed about InMobi&rsquo;s culture and working environment?&nbsp;</strong></p>

<p>Everyone here is committed and brings it each day. The energy and hunger across the company is&nbsp;unique&nbsp;and&nbsp;contagious.&nbsp;</p>

<p><strong>What would you tell new recruits about the company?&nbsp;</strong></p>

<p>If you are a builder, there is a unique and strong foundation here for you to do so as the company looks to its next phase(s) of growth.&nbsp;</p>

<p><strong>What is a little known fact about you that people would be surprised to hear?&nbsp;</strong></p>

<p>My best work comes when I am listening to classical pianists! If I&rsquo;m not on a&nbsp;VC, chances are I&rsquo;m listening to&nbsp;some piano at home.&nbsp;</p>

<p><strong>BONUS QUESTION: What did we forget to ask that you are dying to answer?&nbsp;</strong></p>

<p>Are you hiring? YES!&nbsp;Head to&nbsp;<a href="https://www.inmobi.com/company/careers/" target="_blank">https://www.inmobi.com/company/careers/</a>&nbsp;if you&rsquo;re interested in joining me here at InMobi.&nbsp;</p>]]></description>
      <dc:subject><![CDATA[Inside InMobi, English (EN): inmobi.com, North America,]]></dc:subject>
      
      <dc:creator><![CDATA[ Team InMobi  ]]></dc:creator>
      
      <dc:date>2021-10-11T16:55:00+00:00</dc:date>
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    <item>
      <title><![CDATA[How to Harness the Growing Power of Retail Media ]]></title>
      <link>https://www.inmobi.com/blog/2021/10/08/how-to-harness-the-growing-power-of-retail-media/</link>
      <guid>https://www.inmobi.com/blog/2021/10/08/how-to-harness-the-growing-power-of-retail-media/</guid>
      <description><![CDATA[<p>Want to learn how to harness the growing power of retail media in less than 30 minutes?&nbsp;&nbsp;</p>

<p>In <a href="https://www.youtube.com/watch?v=acSnPwgzjys" target="_blank">a&nbsp;recent Retail Dive webinar</a>,&nbsp;Inder&nbsp;Singh,&nbsp;SVP of Commerce at InMobi;&nbsp;Surabhi&nbsp;Pokhriyal,&nbsp;Global Head of Digital Commerce at Colgate Palmolive and Melissa Burdick,&nbsp;President &amp; Co-Founder of&nbsp;Pacvue,&nbsp;discussed how the retail media ecosystem is evolving and what retailers need to do to see real ROI from their media networks.&nbsp;In order to take advantage of the&nbsp;<a href="https://www.bcg.com/en-us/publications/2021/how-to-compete-in-retail-media" target="_blank">$100 billion&nbsp;opportunity</a>&#8239;that is retail media, retailers must do three things:&nbsp;&nbsp;</p>

<ul>
	<li>Focus on creating engaging customer experiences&nbsp;</li>
	<li>Maximize ad inventory demand&nbsp;</li>
	<li>Unlock recurring budgets from all advertisers.&nbsp;&nbsp;&nbsp;</li>
</ul>

<p><img alt="Retail media marketing" src="https://go.inmobi.net/hubfs/Blog%20Stat%20Image1_v2.png" /></p>

<blockquote>
<p>&ldquo;Retail media is not just promoting sales happening on the platform. It&rsquo;s influencing a lot of sales that are happening off-platform as well.&rdquo; &ndash; Surabhi&nbsp;Pokhriyal, Global Head of Digital Commerce at Colgate Palmolive&nbsp;</p>
</blockquote>

<h2>Increase Customer Engagement with Video and Influencer Content&nbsp;&nbsp;</h2>

<p>Video ads propelled programmatic advertising, and it&rsquo;s going to do the same for retail media. Major retailers like&nbsp;<a href="https://techcrunch.com/2021/03/09/walmart-to-host-a-new-live-stream-shopping-event-on-tiktok-following-successful-pilot/" target="_blank">Walmart</a>&nbsp;and&nbsp;<a href="https://www.socialmediatoday.com/news/pinterest-announces-new-partnership-with-albertsons-to-facilitate-grocery-s/607107/" target="_blank">Albertson&rsquo;s</a>&nbsp;are already embracing video, influencer content&nbsp;and live shopping.&nbsp;&nbsp;</p>

<p><img alt="retail media video ads" src="https://go.inmobi.net/hubfs/Blog%20Stat%20Image3_v2.png" /></p>

<p>InMobi&#8239;Commerce helps&#8239;retailers enhance their media offerings to include&#8239;high-impact&#8239;ad units&#8239;like shoppable videos and integrated influencer content, allowing retailers to&#8239;unlock incremental budgets from existing advertisers eager to influence consumer purchase decisions&nbsp;&ndash;&nbsp;which ultimately&#8239;creates&#8239;trust and loyalty with their shoppers.&#8239;&nbsp;</p>

<h2>Maximize Inventory Demand with Mediation&nbsp;</h2>

<p>Many retailers are missing out on fully maximizing the demand for their ad inventory and customer access by only working with one supply-side platform. Through mediation retailers can maximize their revenue by integrating with any number of retail media networks, solution providers&nbsp;or retail DSPs.&nbsp;&nbsp;</p>

<p><img alt="$100 billion opportunity" src="https://go.inmobi.net/hubfs/Blog%20Stat%20Image3%20alt_v2.png" /></p>

<p>InMobi Commerce has created an industry-first, open-source mediation software that allows retailers to increase ad competition, fill rates, and ad inventory but also retail control of their data and consumer privacy.&nbsp;&nbsp;</p>

<blockquote>
<p>&ldquo;As people&rsquo;s shopping habits diversify, brands need to understand where consumers are shopping and what&rsquo;s actually working for the brand across all these channels that we&rsquo;ve been talking about.&rdquo; &ndash; Melissa Burdick,&nbsp;President &amp; Co-Founder of&nbsp;Pacvue&nbsp;</p>
</blockquote>

<h2>Unlock Recurring Budgets from More Advertisers&nbsp;</h2>

<p>Finally, to succeed in retail media, you must secure recurring advertising budgets from all brands,&nbsp;not just the top 25%. Brands are looking to reach highly qualified shoppers who are&nbsp;ready to purchase, and they need to show ROI.&nbsp; Without a simple, seamless way for brands to launch campaigns and prove ROI, retail ad revenue will plateau.&nbsp;</p>

<p><img alt="retail media ad spending" src="https://go.inmobi.net/hubfs/Blog%20Stat%20Image2_v2.png" /></p>

<p>With&nbsp;InMobi&rsquo;s&nbsp;self-serve autonomous bidding tool, we are building on over 13 years of experience in the ad tech space to help retailers scale their ad revenue. Brands can optimize their retail media campaigns for ROI,&nbsp;and machine-learning based optimizations are available to help a brand&rsquo;s advertisement reach the right users, with the right keywords, on the right pages.&nbsp;&nbsp;</p>

<p>To learn more about how to harness the power of retail media for industry experts, <a href="https://www.youtube.com/watch?v=acSnPwgzjys" target="_blank">stream our webinar today</a>.</p>

<p><iframe allow="accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture" allowfullscreen="" frameborder="0" height="315" src="https://www.youtube.com/embed/acSnPwgzjys?start=1" title="YouTube video player" width="560"></iframe></p>]]></description>
      <dc:subject><![CDATA[Advertising, Media Consumption &amp; Trends, English (EN): inmobi.com, Global,]]></dc:subject>
      
      <dc:creator><![CDATA[ Team InMobi  ]]></dc:creator>
      
      <dc:date>2021-10-08T19:56:00+00:00</dc:date>
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    <item>
      <title><![CDATA[Insights with InMobi: A Candid Conversation with Arianne Kader-Cu, Viu Philippines]]></title>
      <link>https://www.inmobi.com/blog/2021/10/12/insights-with-inmobi-a-candid-conversation-with-arianne-kader-cu-viu-philippines/</link>
      <guid>https://www.inmobi.com/blog/2021/10/12/insights-with-inmobi-a-candid-conversation-with-arianne-kader-cu-viu-philippines/</guid>
      <description><![CDATA[<blockquote>
<p>This article first appeared on&nbsp;The Drum</p>
</blockquote>

<p>OTT video streaming consumption has skyrocketed over the past year globally due to the pandemic, which has presented many new opportunities.. In fact, Southeast Asians streamed over 650+ billion minutes of streaming content on their mobile devices in a single quarter as per a recent report from Media Partners Asia. Over 80% of OTT platforms reported that the vast majority of their customers consume content on their mobile devices.</p>

<p>We present to you an excerpt from a conversation between Arianne Kader-Cu, Country Manager, Philippines at Viu TV, and Sudhanshu Saxena, Director, Supply Partnerships, SEA at InMobi. They discuss the rapid growth of OTT consumption seen in the region, the challenges and opportunities brought on by the lockdowns, what future innovations is expected in the space OTT, and much more. Watch the entire discussion below:</p>

<div><iframe allow="accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture" allowfullscreen="" frameborder="0" height="315" src="https://www.youtube.com/embed/-vf5qjqLc14" title="YouTube video player" width="560"></iframe></div>

<p>Sudhanshu: OTT video streaming consumption has skyrocketed over the past year due to the pandemic, which has also brought with it new challenges and opportunities. In SEA, that content was powered by OTT and the device of choice was Mobile. What has this been like for you at Viu if you look at the exponential trajectory in the last 1.5 to 2 years especially?</p>

<p>Arianne: One challenge that has really emerged from the pandemic is really the fact that a lot of our productions have halted or are even currently at this point being halted. But we&#39;ve made sure that there are plenty of protocols in place to keep our crew and our partners safe. Another challenge is while the demand for an appetite for online viewers has increased, of course, we as an industry really must work together to combat piracy. Although we see growth on our platforms, I think overall as more people were home, piracy did start to increase more as people are craving for content.</p>

<p>In terms of opportunities, what was really amazing that happened is that we found that in the pandemic, you know, people are looking for their passion, They&#39;re very much aligned to doing things that they believe in, or they&#39;re passionate about. And while they have this time to choose, they&#39;re aligning also with brands who support them or educate them. And, one passion point that we&#39;ve identified is really the passion for premium Asian content and Korean content specifically. We&#39;ve also been able to take that data and apply that to some of the original content that we create. Understanding the shifts in the behaviour of consumers and our viewers and what they&#39;re seeking out. We&#39;ve been able to not only adapt to the content that we produce on our own for Viu originals but also what we license.</p>

<p>Sudhanshu: Over 80% of OTT organisations reported that the majority of the consumption is happening on mobile. I would love to hear how critical a pillar mobile or smartphone for your users is. And how has mobile guided the user experience or product or business strategy at Viu?</p>

<p>Arianne: First talking about the user experience when watching on our platform. We are predominantly female on our user base - about over 70% of our viewers are female. A K-drama is typically about an hour-long, and you would have to read the subtitles. You&#39;re fully locked in and immersed in your show. And it&#39;s a relationship. And it&#39;s very intimate, you&#39;re holding your phone close to your heart. And you&#39;re really absorbing and really into the content that you&#39;re watching. And that is really driven by that experience, you&#39;re essentially having a relationship with your phone to watch your favourite, K-drama stars. So in terms of kind of user experience, we really zoom in again on that emotional and entire ecosystem of what it is like to watch a K-drama.</p>

<p>On the business side, in terms of advertising, and again, we do have quite a bit of our users still on the free layer, I would say about 80 to 90% of our advertising impressions are coming through our mobile app. So while we do have TV, and we do have the web on the laptop, it&#39;s really being generated through their mobile app. Meaning most of the users are downloading our app to view the content. So it&#39;s really essential, not only in terms of the overall experience of the user but then of course, from a business perspective. Our ads are being generated through that.</p>

<p>Sudhanshu: Recent reports are indicating that a significant number of users are willing to have ad experiences on OTT platforms in exchange of viewership. Advertisers are also showing a great amount of interest in targeting premium users in a very clean, curated, and brand-safe environment. How do you see advertisers responding to this great opportunity?</p>

<p>Arianne: We work alongside brands to figure out what is the best campaign and what can we do, depending on their objectives. There are so many things that are changing right now with targeting, and cookies. And there&#39;s a lot of great things that are changing actually, I think it&#39;s about time that we look and understand really, about privacy and respecting the viewer, at the same time supporting our ecosystem, which is through our brand partners.</p>

<p>No matter what, inherently, whether it be us doing our own marketing or working with our partners, it&#39;s important to have that personal relationship with the viewers. Because if we don&#39;t understand them, or if we don&#39;t have a way to understand their affinities, we will not know what will drive, engagement metrics, click-through rates or even, you know, loyalty on our platform, or the ability to ensure that we&#39;re serving the right content to these users. It all comes down to ensuring that we have the right behaviors aligned with the target market that we&#39;re trying to opt for. And when we do this, and we look at an entire campaign with our Brand Partners end to end, we look at all the behaviors that are available. And again, particularly for us, we are the female network now. While women are very complex, there are a lot of things that we do enjoy as a group. So, it&#39;s a lot easier for us to identify those cohorts, and work with our brands to speak with them or develop that relationship.</p>

<p>To learn more about advertising with InMobi, visit&nbsp;<a href="http://www.inmobi.com">www.inmobi.com</a></p>]]></description>
      <dc:subject><![CDATA[Media Consumption &amp; Trends, English (EN): inmobi.com, Asia Pacific,]]></dc:subject>
      
      <dc:creator><![CDATA[ Team InMobi  ]]></dc:creator>
      
      <dc:date>2021-10-08T13:00:00+00:00</dc:date>
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      <title><![CDATA[Gaming Mythbusters: What Southeast Asia's Advertisers Need to Know]]></title>
      <link>https://www.inmobi.com/blog/2021/10/08/gaming-mythbusters-what-southeast-asias-advertisers-need-to-know/</link>
      <guid>https://www.inmobi.com/blog/2021/10/08/gaming-mythbusters-what-southeast-asias-advertisers-need-to-know/</guid>
      <description><![CDATA[<blockquote>
<p>This article first appeared on <a href="https://www.thedrum.com/profile/inmobi/news/2021-mobile-gaming-report-in-southeast-asia">The Drum</a></p>
</blockquote>

<p><br />
<br />
Home to over 250 million mobile gamers, Southeast Asia is a force to reckon with in the global gaming landscape. The mobile-first region has taken to gaming with great gusto, as most consumers hold an incredibly powerful gaming device in the palm of their own hands every single day, their smartphones. The mobile revolution has helped gamers jump previous barriers of entry and has unleashed a whole new generation of users. While many considered that gaming would remain only a short-term fad as a result of lockdowns, Southeast Asians have committed to mobile gaming; with a 2X growth in usage year on year.</p>

<p>Despite the explosive opportunity right in front of them, marketers seem to be hesitant when it comes to investing in the gaming space. They carried misplaced notions on the lack of personas, placements, engagement, and of course brand safety &ndash; but this couldn&rsquo;t be further from the truth! Let&rsquo;s bust some of the most popular myths that Southeast Asian advertisers hold today!</p>

<p><img alt="" src="https://go.inmobi.net/hubfs/SEA_2021_Gaming_Blog/screen-shot-2021-08-19-at-15-11-00.png" style="height:332px; width:650px" /></p>

<h2><strong>Busting Myth #1: Not just a young urban man&rsquo;s game</strong></h2>

<p>Gaming has become a popular source of entertainment regardless of age and gender, establishing itself as a serious competitor of user attention for social media and streaming apps. Access to smartphones and high-speed internet have been huge drivers in bringing about this change. Gaming is now truly accessible no matter who you are and where you&rsquo;re from.</p>

<p><img alt="" src="https://go.inmobi.net/hubfs/SEA_2021_Gaming_Blog/screen-shot-2021-08-19-at-15-12-03.png" style="height:408px; width:650px" /></p>

<p><img alt="" src="https://go.inmobi.net/hubfs/SEA_2021_Gaming_Blog/screen-shot-2021-08-19-at-15-12-15.png" style="height:404px; width:650px" /></p>

<h2><strong>Busting Myth #2: No Imposters Among Us</strong></h2>

<p>Gamers have a wide variety of interests both online and offline. Be it entertainment or streaming apps or visiting retail store visitors, it is likely that the audiences you are after are gamers. Instead of looking at gamers as a specific niche category separate from your typical target groups, think of how your own consumers are likely to be spending their time on gaming apps.</p>

<p><img alt="" src="https://go.inmobi.net/hubfs/SEA_2021_Gaming_Blog/screen-shot-2021-08-19-at-15-13-08.png" style="height:344px; width:650px" /></p>

<h2><strong>Busting Myth #3: A Watchful Audience</strong></h2>

<p>Advertisers often brush off the potential of ads within gaming apps as they have preconceived notions on user engagement. This couldn&rsquo;t be farther away from the truth; gamers clearly prefer to watch them over and above paying money when looking to progress in a game or in exchange for a benefit. When surveyed, Indonesian smartphone gamers shared that ad recall is very high amongst them, especially when it is about a topic of interest.</p>

<p>Gaming is among the biggest opportunities for advertisers across Southeast Asia today. What it provides is not just a huge reach, but the ability to access an audience that is highly engaged and receptive to ads in an environment that is completely brand safe and impactful. This, in combination with the richness of mobile, gaming ensures that every brand can drive relevant ad experiences at scale.</p>

<p>Interested in learning more about the mobile gaming ecosystem in Southeast Asia? Download InMobi&rsquo;s SEA Mobile Gaming Report here:&nbsp;<a href="https://go.inmobi.com/2021-mobile-gaming-sea/">https://go.inmobi.com/2021-mobile-gaming-sea/</a></p>]]></description>
      <dc:subject><![CDATA[Media Consumption &amp; Trends, English (EN): inmobi.com, Asia Pacific,]]></dc:subject>
      
      <dc:creator><![CDATA[ Team InMobi  ]]></dc:creator>
      
      <dc:date>2021-10-08T08:24:00+00:00</dc:date>
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      <title><![CDATA[How brands are leveraging mobile video to stay ahead of the curve]]></title>
      <link>https://www.inmobi.com/blog/2021/10/04/how-brands-are-leveraging-mobile-video-to-stay-ahead-of-the-curve/</link>
      <guid>https://www.inmobi.com/blog/2021/10/04/how-brands-are-leveraging-mobile-video-to-stay-ahead-of-the-curve/</guid>
      <description><![CDATA[<blockquote>
<p>This article first appeared on <a href="https://www.thedrum.com/profile/inmobi/news/how-brands-are-leveraging-mobile-video-to-stay-ahead-of-the-curve">The Drum</a></p>
</blockquote>

<p>Southeast Asia (SEA) saw a surge in Internet users during 2020, a year with most of the world in lockdown. The region raked up a 9.9% growth in internet users, pushing the total number in SEA to over the 400 million mark. Since the lockdown, consumers have spent more time online for personal use with time spent online during the initial lockdown being 30% higher than the pre-lockdown period. This has led to a strong mobile inclination among all connected consumers in SEA.</p>

<p>With a significant increase in Internet users, gaming, content consumption, and download speeds, consumers in Southeast Asia are increasingly moving from mobile-first to being mobile-only. These shifts provide relevant opportunities for brands to connect with consumers in new, unexpected, and meaningful ways.</p>

<p>Brands that have leveraged these shifts and invested in mobile-first campaigns have gained an advantage over those that have fallen behind. Especially, mobile videos have witnessed 65% growth in ad spends across SEA in the last year thereby providing a highly engaging ad experience. Mobile videos offer a 179% higher Click Through Rate (CTR) when compared to other ad formats. Offering consumers immersive mobile video experiences gives advertisers an edge over competitors that are relying on standard mobile video formats.</p>

<p>In this scenario, how can marketers plan their mobile video strategy to be future-ready? Here are some leading brands in APAC that have quintessentially leveraged mobile to drive the desired impact and record results.</p>

<h2><strong>Brand #1: Sprite drove record engagement and conversions with shoppable video ads</strong></h2>

<p>Leveraging InMobi audiences, Sprite identified personalized audience cohorts and engaged them with 15-second short-video ads featuring two young individuals going through a boring day and how consuming Sprite elevates their mood instantly. The final call-to-action on the ads redirected users to the shoppable page, driving them to take immediate action of purchasing the Sprite beverage.<br />
&nbsp;</p>

<div><iframe allow="accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture" allowfullscreen="" frameborder="0" height="315" src="https://www.youtube.com/embed/OoGGEjp8ft0" title="YouTube video player" width="560"></iframe></div>

<p>The Results:</p>

<ul>
	<li>The campaign reached 770,000 unique users and recorded a video completion rate of 88.7%</li>
	<li>Up to 50% conversion rates on popular e-commerce platforms such as Lazada and Alfacart</li>
	<li>Two times the click-through rate of industry benchmarks</li>
</ul>

<h2><strong>Brand #2: Royal Stag drove brand awareness with mobile video ads on gaming apps</strong></h2>

<p>Pernod Ricard India&#39;s flagship brand - Seagram&#39;s Royal Stag saw an opportunity to increase their presence in the alcohol spirit category by deepening connections with their young and digital-savvy consumers. With a mobile-first campaign, the brand engaged its core targeted audience through the most engaging ad format - video. Notably, the ads were delivered within top casual gaming apps that smartphone users increasingly use, resulting in remarkable results.</p>

<div><iframe allow="accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture" allowfullscreen="" frameborder="0" height="315" src="https://www.youtube.com/embed/L8IZKqd41Is" title="YouTube video player" width="560"></iframe></div>

<p>The Results:</p>

<ul>
	<li>In just thirty days, the campaign reached 2 million unique users and generated 4 million completed video views driving cost efficiencies</li>
	<li>The video completion rate was 1.4 times higher than the industry benchmarks</li>
</ul>

<h2><strong>Brand #3: Pond&#39;s creates awareness to practice skin hygiene through interactive video ads</strong></h2>

<p>During the Covid-19 pandemic, the brand launched the #CuciTanganmuCuciMukamu campaign (Wash hands then wash your face) to generate awareness about the importance of washing faces. The campaign was targeted at Indonesian female audiences aged between 18-35 years to keep their hands and face clean through a detox process, to avoid the possibility of any infections that could happen because of touching the face. Through the use of vertical videos and end cards, the campaign educated the audience about the importance of hygiene and detox during the pandemic.</p>

<div><iframe allow="accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture" allowfullscreen="" frameborder="0" height="315" src="https://www.youtube.com/embed/8_aO2MZDbSA" title="YouTube video player" width="560"></iframe></div>

<p>The Results:</p>

<ul>
	<li>The campaign reached 6.8 million unique users</li>
	<li>The video completion rate was 1.5 times higher than the benchmarks</li>
	<li>Increase of 450% in click-through rate compared to benchmarks</li>
</ul>

<h2><strong>Mobile video is the way ahead for marketers to engage and acquire consumers</strong></h2>

<p>Having a mobile presence versus being mobile-first can be a fundamental differentiator for a brand. While there is a greater push towards a mobile-first strategy across industries, thinking mobile-first is only the first step. Given the unparalleled rise of mobile video, brands must leverage the highly engaging format to drive their business growth. Learn more about how mobile video has grown over the last year from our 2021 Programmatic Mobile Video Report&nbsp;<a href="https://go.inmobi.com/2021-pmv-india/">India</a>&nbsp;and&nbsp;<a href="https://go.inmobi.com/2021-pmv-sea/">SEA</a>.</p>

<p>To read more success stories, check out the resources page on the <a href="https://www.inmobi.com/case-study/">InMobi&nbsp;website</a>.</p>]]></description>
      <dc:subject><![CDATA[Success Stories, English (EN): inmobi.com, Asia Pacific,]]></dc:subject>
      
      <dc:creator><![CDATA[ Rajesh Pantina,  Head of Marketing, Asia Pacific  ]]></dc:creator>
      
      <dc:date>2021-10-08T06:10:00+00:00</dc:date>
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      <title><![CDATA[Announcement: InMobi Now Partnering With TrueData]]></title>
      <link>https://www.inmobi.com/blog/2021/10/01/announcement-inmobi-now-partnering-with-truedata/</link>
      <guid>https://www.inmobi.com/blog/2021/10/01/announcement-inmobi-now-partnering-with-truedata/</guid>
      <description><![CDATA[<p>InMobi&nbsp;is&nbsp;excited to announce that we are now partnering with&nbsp;TrueData!&nbsp;TrueData&#39;s&nbsp;Identity Resolution Platform is a leading data solution in the market, and&nbsp;InMobi&nbsp;is&nbsp;thrilled to&nbsp;partner&nbsp;with an industry leader in this all-too-important space.&nbsp;&nbsp;</p>

<p>Thanks to&nbsp;our owned-and-operated mobile properties&nbsp;alongside our wide SDK footprint,&nbsp;we were already well on our way to completing&nbsp;better data to our advertiser partners&nbsp;&ndash;&nbsp;working&nbsp;with&nbsp;TrueData&nbsp;is another key step for us to meet this ambition.&nbsp;</p>

<p>In particular, this&nbsp;partnership will help us provide a better identity offering to our brand and agency advertiser customers. Between the expected deprecation of&nbsp;third-party cookies in Chrome by 2020 to Apple&rsquo;s&nbsp;AppTrackingTransparency&nbsp;framework and legal guidelines like GDPR and CCPA, it&rsquo;s becoming more difficult for advertisers to identify their best audiences online.&nbsp;The collaboration allows us to enhance our identity resolution capabilities and match consumers across multiple identifiers&nbsp;(like&nbsp;LiveRamp&rsquo;s&nbsp;ATS).&nbsp;&nbsp;</p>

<p>The partnership also enables us to significantly scale our view of apps owned by consumers,&nbsp;along with providing us with&nbsp;additional location data. As a result, advertisers can be even more targeted in their outreach and gain a much deeper understanding of the consumers they&rsquo;re trying to reach.&nbsp;&nbsp;</p>

<p>&ldquo;We&rsquo;re proud to partner with&nbsp;TrueData&nbsp;to offer an elegant solution to help our clients understand, identify, engage and acquire the audiences most important to them.&rdquo; says Greg Archibald, Senior Vice President of North America Media at&nbsp;InMobi. &ldquo;We&rsquo;re leveraging the power of data to create what we believe will be the widest, deepest and cleanest data lake that allows for more targeted advertising across screens, leading to more meaningful conversations with a larger audience.&rdquo;&nbsp;&nbsp;&nbsp;&nbsp;</p>

<p>Who will benefit from the new partnership?&nbsp;The solution works across all verticals, especially consumer packaged goods and retail, allowing&nbsp;a wide variety of advertisers&nbsp;to match consumers across different devices with the sophistication and scale they expect.&nbsp;&nbsp;&nbsp;&nbsp;</p>

<p>&ldquo;We&rsquo;re excited to facilitate open and independent identity resolution through our partnership with&nbsp;InMobi,&rdquo; says Jon Durkee, Chief Customer Officer at&nbsp;TrueData. &ldquo;TrueData&rsquo;s&nbsp;omnichannel Identity Resolution Platform connects every notion of a person and household to their digital devices so that platforms like&nbsp;InMobi&nbsp;can create meaningful conversations with advertisers at scale.&rdquo;&nbsp;&nbsp;&nbsp;</p>

<p>Ready to leverage the power of&nbsp;InMobi&nbsp;+&nbsp;TrueData&nbsp;for your next mobile advertising campaign?&nbsp;<a href="https://www.inmobi.com/company/contact" target="_blank">Reach out today</a>&nbsp;to learn more and to get started.&nbsp;</p>]]></description>
      <dc:subject><![CDATA[Announcements, Inside InMobi, English (EN): inmobi.com, Global,]]></dc:subject>
      
      <dc:creator><![CDATA[ Team InMobi  ]]></dc:creator>
      
      <dc:date>2021-10-01T20:01:00+00:00</dc:date>
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      <title><![CDATA[Report Launch: Decoding the Connected Indian Festive Shopper in 2021]]></title>
      <link>https://www.inmobi.com/blog/2021/09/29/decoding-the-connected-indian-festive-shopper-in-2021/</link>
      <guid>https://www.inmobi.com/blog/2021/09/29/decoding-the-connected-indian-festive-shopper-in-2021/</guid>
      <description><![CDATA[<h2>Rethinking India&rsquo;s Longest Festive Season</h2>

<p>Home to diverse festivities and cultures, India hosts a quarter-long festive season that kicks off from September lasting till the end of the year. With the pandemic bringing forth a &lsquo;Digi-fest&rsquo; last year, how are Indians planning to celebrate this festive season? We leveraged our consumer intelligence platform InMobi Pulse to understand the shopping sentiment and outlook this year, consumer expectations from online and offline brands, and the best ways for marketers to guide connected consumers during the moments of truth. As the year comes to an end, our report <a href="https://go.inmobi.com/2021-festive-season-report-india/">&lsquo;Decoding the Connected Indian Festive Shopper in 2021&rsquo;</a> helps brands strike a chord with festive shoppers this year.</p>

<p style="text-align:center"><a class="btn btn-s" href="https://go.inmobi.com/2021-festive-season-report-india/" style="border-radius:25px;font-size:24px;font-weight:normal;">Download Now</a></p>

<h2>Key findings from the report:&nbsp;</h2>

<p>&bull;&nbsp;&nbsp; <strong>&nbsp;Shopping Budgets Spike:</strong> A positive festive spirit prevails as the connected consumers in India look forward to celebrating this season on high notes and indulging in the shopping spree. 72% of consumers plan to shop during this festive season, and the average shopping budget accounts for a massive INR 21,230.<br />
&bull;&nbsp;&nbsp; &nbsp;<strong>The Longest Digi-fest:</strong> Digital continues to spearhead the shopping sale this year, as consumers prefer to research, learn, and shop online. 62% are keen on shopping online, while 32% plan to shop both online and offline.<br />
&bull;&nbsp;&nbsp; &nbsp;Apparel, Household appliances, Gifting items, and Jewelry are the top categories that consumers from India are searching for this festive season.<br />
&bull;&nbsp;&nbsp;<strong> &nbsp;Unique Buyer Personas Emerge:</strong> The report highlights the emergence of 3 key buyer personas for the upcoming festive shopping; 1. Bargain Hunters &ndash; the price-conscious consumers, 2. Category Explorers- consumers who are exploring different brands/products, and 3. Brand Lovers &ndash; audiences with high brand affinity.<br />
&bull;&nbsp;&nbsp; <strong>&nbsp;Unplanned Purchases Thrive:</strong> With close to 47% of &lsquo;undecided&rsquo; or &lsquo;completely unplanned&rsquo; festive shoppers, brands have the opportunity to tap into the shopping moments to drive relevance and meaningful interactions.&nbsp;<br />
&bull;&nbsp;&nbsp; &nbsp;<strong>Relevant Offers Matter:</strong> The effect of the pandemic, constrained budgets, and not receiving relevant offers are the 3 top reasons why 28% of consumers are not indulging in shopping this season. Brands must convert this into an opportunity and reach these audiences with relevant offers to drive festive sales.<br />
&bull;&nbsp;&nbsp; <strong>&nbsp;Household Targeting:</strong> Household targeting has become increasingly important to reach out to multiple personas within a household based on cross-device attribution, audience reach extension, and online to online and online to offline attribution. This will enable brands to guide families along the festive shopping journey.<br />
&bull;&nbsp;&nbsp; <strong>&nbsp;The 3-Stage Formula:</strong> While leveraging custom creatives can spark curiosity among consumers, interactive video ads enable brands to drive high engagement. When backed by remarketing ads, these initiatives can truly drive full-funnel engagement by engaging, acquiring, and retaining the consumers.<br />
&bull;&nbsp;&nbsp; &nbsp;<strong>Capture Purchase Intent:</strong> Consumers are seeking contactless experiences more than ever. To drive digital store-like experiences and to capture purchase intent, brands must highlight digital features such as Store tours, 3600 views, shoppable carousels, and much more.</p>

<p>As the report deep dives into these findings, marketers truly have an opportunity to learn more insights on the evolving role of mobile as the preferred shopping channel, and the best ways for brands to turn this festive season into a blockbuster one. Download our report <a href="https://go.inmobi.com/2021-festive-season-report-india/">&lsquo;Decoding the Connected Indian Festive Shopper in 2021&rsquo;</a>&nbsp;.</p>

<p style="text-align:center"><a class="btn btn-s" href="https://go.inmobi.com/2021-festive-season-report-india/" style="border-radius:25px;font-size:24px;font-weight:normal;">Download Now</a></p>]]></description>
      <dc:subject><![CDATA[Consumer Research, Understanding Consumers, English (EN): inmobi.com,]]></dc:subject>
      
      <dc:creator><![CDATA[ Team InMobi  ]]></dc:creator>
      
      <dc:date>2021-09-29T19:38:00+00:00</dc:date>
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      <title><![CDATA[How Are App Publishers Thinking About Data? Takeaways From September InMobi Exchange CAB Focus Group]]></title>
      <link>https://www.inmobi.com/blog/2021/09/27/how-are-app-publishers-thinking-about-data-takeaways-from-september-inmobi-exchange-cab-focus-group/</link>
      <guid>https://www.inmobi.com/blog/2021/09/27/how-are-app-publishers-thinking-about-data-takeaways-from-september-inmobi-exchange-cab-focus-group/</guid>
      <description><![CDATA[<p>Our&nbsp;Customer&nbsp;Advisory Board (CAB)&nbsp;publishers focus group gathered five of our&nbsp;most&nbsp;strategic publisher customers across North America and the EMEA region to talk about how publishers can make the most of their first-party data. The goal was to get direct input on our data and identity vision, which is designed to help publishers scale,&nbsp;standardize&nbsp;and verify their proprietary data.&nbsp;&nbsp;</p>

<p>Here is a brief overview of our key takeaways:&nbsp;</p>

<ul>
	<li>Data collection is a big challenge for gaming publishers, and any solution that can facilitate better collection will go a long way.&nbsp;</li>
	<li>Publishers showed interest in building cohorts as an alternative solution to ID-less inventory and need help to build taxonomies that make sense to buyers and pass them into the ecosystem.&nbsp;</li>
	<li>Data&nbsp;verification was the key challenge identified.&nbsp;&nbsp;</li>
	<li>Data enrichment is a key pillar to help publishers make the most of their data across media&nbsp;monetization&nbsp;and beyond.&nbsp;&nbsp;&nbsp;</li>
</ul>

<h2>Top 3&nbsp;Key&nbsp;Takeaways&nbsp;&nbsp;</h2>

<p>Overall, publishers face&nbsp;three main issues around data.&nbsp;In particular, they&nbsp;face headwinds around scale, standardization, and verification and enrichment.&nbsp;</p>

<h3>1)&nbsp;How Publishers are Thinking About Data&nbsp;Scale&nbsp;</h3>

<p>It is clear that across&nbsp;gaming&nbsp;publishers&nbsp;in particular, collecting&nbsp;user data and building&nbsp;scalable data profiles is a challenge&nbsp;because they don&rsquo;t have enough reasons to ask&nbsp;their users for&nbsp;information like age, gender, emails, etc. The publishers we talked to said&nbsp;they&nbsp;historically have&nbsp;focused&nbsp;on the user&nbsp;experience&nbsp;above all else.&nbsp;&nbsp;</p>

<p>And among&nbsp;publishers that do&nbsp;sit on a ton of data, some&nbsp;haven&rsquo;t done anything with it yet. This&nbsp;shows that knowing where to start for leveraging your data when you have a lot it can also be a challenge.&nbsp;&nbsp;</p>

<p>What about data clean rooms?&nbsp;There was a concern&nbsp;among the gathered publishers&nbsp;over the risk of sharing valuable data through that method, however.&nbsp;</p>

<p>Some of the app publishers we talked to in this focus group&nbsp;have&nbsp;also partnered with some data companies to acquire data, with one publisher noting that data clean&nbsp;rooms could be useful for their sales team. However, for&nbsp;those&nbsp;which don&rsquo;t have a sales team and mainly relies on open exchange this wouldn&rsquo;t work for them.&nbsp;&nbsp;</p>

<p>Further, another publisher&nbsp;mentioned&nbsp;that clean rooms seem&nbsp;mainly&nbsp;to be&nbsp;for consented users.&nbsp;Most clean&nbsp;rooms&nbsp;at present depend&nbsp;on some form of&nbsp;device or user&nbsp;ID,&nbsp;and&nbsp;this may limit the number of candidates among gaming publishers.&nbsp;It also limits their effectiveness&nbsp;in iOS, with Apple&rsquo;s&nbsp;AppTrackingTransparency&nbsp;limiting the number of IDFAs.&nbsp;</p>

<p>And across the board, privacy was also a concern.&nbsp;This has been a major&nbsp;issue for&nbsp;years, and&nbsp;continues to be top of mind for&nbsp;app publishers of all stripes.&nbsp;</p>

<h3>2) How Publishers are Thinking About Data&nbsp;Standardization&nbsp;</h3>

<p>The group&nbsp;was&nbsp;aligned on&nbsp;the fact that&nbsp;there are big&nbsp;problems in the industry around data&nbsp;standardization&nbsp;that we&nbsp;should help&nbsp;solve.&nbsp;Ultimately,&nbsp;InMobi&nbsp;can play a big role in helping them build better taxonomies and package their audiences&nbsp;more effectively.&nbsp;</p>

<p>Some have started&nbsp;exploring cohorts and probabilistic models as alternative solutions to IDFA, but it is still a&nbsp;fairly new&nbsp;concept to the majority&nbsp;of gathered publishers. Creating the cohort is done on the publisher side, but they need help in knowing what to create (which signals to use, how to call it), collating in a standard form and passing the cohorts to buyers.&nbsp;It also remains to be seen if these cohorts would be available through an open programmatic exchange or just through private marketplace deals.&nbsp;</p>

<p>Another&nbsp;key insight shared was around using session impression depth signals to build cohorts (such as&nbsp;click-through rates, content URL,&nbsp;etc.) which&nbsp;some advertisers are&nbsp;keen on buying. Publishers are willing to pass many signals if&nbsp;they prove&nbsp;valuable to buyers.&nbsp;&nbsp;</p>

<h3>3) How Publishers are Thinking About Verification and Data Enrichment&nbsp;</h3>

<p>First party data verification was a key challenge identified across mobile app publishers and&nbsp;indeed was&nbsp;the most talked about&nbsp;topic of the focus group.&nbsp;Overall, there is a need for a better&nbsp;third-party verification solution for in-app.&nbsp;</p>

<p>Integrating with one verification vendor is complex, let alone several.&nbsp;One publisher&nbsp;talked about a negative experience with&nbsp;one solution&nbsp;where&nbsp;they don&rsquo;t have actionable insights on&nbsp;how and&nbsp;how much of their inventory is being measured. This leads to a need for a solution in market that could bridge the gap between the publisher and the vendor,&nbsp;facilitating the insights component too.&nbsp;</p>

<p>Another publisher&nbsp;pointed out that trust goes both ways and needs to be built between the publishers and vendors too. They are currently implementing a &ldquo;period of grace&rdquo; to allow advertisers to verify specifically for cohorts.&nbsp;</p>

<p>There also was a lot of talk around data verification. Right now, verification mostly happens through IDs. But as we move forward into a&nbsp;cookieless&nbsp;and IDFA-less world, how would verification work?&nbsp;This is a big question on the minds of app publishers and developers today.&nbsp;</p>

<p>While&nbsp;this was such an insightful conversation, it is also worth remembering that the industry is still&nbsp;figuring out how&nbsp;to help publishers and advertisers maintain addressability in an ecosystem where privacy restrictions are increasing.&nbsp;</p>

<p>Interested in learning more about how&nbsp;InMobi&nbsp;is working with and helping app publishers?&nbsp;<a href="https://www.inmobi.com/company/contact" target="_blank">Reach out today to schedule a chat</a>&nbsp;with one of our mobile experts.&nbsp;</p>]]></description>
      <dc:subject><![CDATA[Advertising, In-App Monetization, Inside InMobi, English (EN): inmobi.com, Europe and Middle East, North America, Global,]]></dc:subject>
      
      <dc:creator><![CDATA[ Cecilia Nzaou  ]]></dc:creator>
      
      <dc:date>2021-09-27T18:45:00+00:00</dc:date>
    </item>
  
    <item>
      <title><![CDATA[Get To Know InMobi's Leaders in North America]]></title>
      <link>https://www.inmobi.com/blog/2021/09/20/get-to-know-inmobis-leaders-in-north-america/</link>
      <guid>https://www.inmobi.com/blog/2021/09/20/get-to-know-inmobis-leaders-in-north-america/</guid>
      <description><![CDATA[<p>InMobi&rsquo;s&nbsp;North American operations are a huge part of our global business. Here&rsquo;s an inside look at the&nbsp;leaders driving&nbsp;this key part of our organization.&nbsp;</p>

<h2><img alt="Co-Founder and CEO" src="https://f.hubspotusercontent40.net/hubfs/2714195/abhay%20singhal.png" style="height:200px; width:300px" />&nbsp;</h2>

<h2>Abhay&nbsp;Singhal&nbsp;</h2>

<h4>Co-Founder of InMobi Group and the CEO of InMobi</h4>

<p>Abhay is a Co-Founder of&nbsp;InMobi&nbsp;Group and the CEO of&nbsp;InMobi, a company whose mission is to power intelligent, mobile-first experiences on connected devices.&nbsp;&nbsp;</p>

<p>Abhay drives the company&rsquo;s global business, enabling the world&#39;s leading brands to reach over 1.3 billion people in over 190 countries. Prior to his current role as CEO, he held several different executive positions within InMobi including Chief Revenue Officer and Head of Human Resources.&nbsp;&nbsp;</p>

<p>Abhay was recognized as one of India&#39;s most influential and impactful young business leaders by the Economic Times 40-Under-Forty in 2018. During his time as CRO, Abhay drove record revenue growth globally across China,&nbsp;APAC&nbsp;and the U.S. markets, helping InMobi be recognized as one of the 50 most disruptive companies by both CNBC and MIT Technology Review.&nbsp;&nbsp;</p>

<p>Abhay received his&nbsp;Bachelor&rsquo;s&nbsp;degree from the Indian Institute of Technology, Kanpur (IIT). He is based in the San Francisco Bay Area.&nbsp;Outside of work,&nbsp;Abhay&nbsp;loves&nbsp;cooking and&nbsp;hiking.&#8239;</p>

<h2><img alt="Senior Vice President &amp; General Counsel" src="https://go.inmobi.net/hubfs/Amit%20Profile%20Pic.jpg" style="height:257px; width:200px" /></h2>

<h2>Amit&nbsp;Chauhan</h2>

<h4>Senior Vice President &amp; General Counsel</h4>

<p>Amit is responsible for the global legal function, including privacy and data protection,&nbsp;global corporate and commercial legal matters.&nbsp;&nbsp;&nbsp;</p>

<p>Amit is a lawyer licensed to practice in India and a member of the Institute of Company Secretaries of India. Amit has a&nbsp;Bachelor&rsquo;s&nbsp;degree in&nbsp;science and law degree from the CSJM University, Kanpur.&nbsp;</p>

<p>With over 20 years of experience working with global corporations, Amit specializes in designing and implementing the legal and compliance functions for technology companies and has deep expertise in solving cross-border legal issues, international&nbsp;privacy,and&nbsp;data protection requirements as well as navigating government regulators and authorities, with an objective of keeping the&nbsp;company compliant and a reputed global corporate citizen.&nbsp;</p>

<p>Outside of work, Amit loves spending time with his family, especially answering the kids on their smart questions as they learn about the world around them and exploring the beautiful outdoors with the family. He loves listening to music and setting up a system that can do justice to all genres of music.&nbsp;&nbsp;&nbsp;&nbsp;</p>

<p>&ldquo;After being around for several years,&nbsp;InMobi&nbsp;is like an extended family. It is always great to be at work, because the culture allows you to explore unchartered territory, feel empowered to take decisions and act based on good faith and trust, all traits of building an entrepreneurial team. It is noteworthy, how building trust is infectious and creates a strong company that fights all odds and always bounces back, stronger,&rdquo;&nbsp;says Amit.&nbsp;</p>

<h2><img alt="Vice President of HR" src="https://go.inmobi.net/hubfs/Esther%20Shih.jpg" style="height:225px; width:300px" /></h2>

<h2>Esther Shih</h2>

<h4>Vice President of HR</h4>

<p>Esther Shih is the Vice President of HR for&nbsp;InMobi&nbsp;in&nbsp;North America. She is an accomplished strategic business leader specializing in Human Resources, Talent Acquisition and Business Operations with over 15 years of demonstrated success in creating alignment between business strategy and the corresponding talent infrastructure required to accelerate success.&nbsp;&nbsp;</p>

<p>Although she started her career in investment banking, Esther considers herself to a bit of a serial tech&nbsp;startup&nbsp;junkie.&#8239; She feels privileged to have been an early member of several notable Silicon Valley success stories including&nbsp;Loudcloud/Opsware&nbsp;(building clouds back when everyone thought that clouds were merely fluffy things in the sky &ndash; IPO in 2001), and MongoDB (open source&nbsp;database platform - IPO in 2017) where she helped build the foundational HR and business operations infrastructure that accelerated the growth and enabled the early success of those organizations.&#8239;&nbsp;&nbsp;</p>

<p>When she&rsquo;s not busy developing talent and streamlining processes at InMobi, you&rsquo;ll find Esther chauffeuring her kids all over town,&nbsp;waiting in line at Costco, tumbling ungracefully down the slopes in Tahoe during ski season or falling off her paddleboard &ndash; her latest Covid investment &ndash; as her kids literally paddle in circles around her.&#8239; You may even catch her doing her best carpool karaoke impression while sitting in traffic.&#8239;&nbsp;&nbsp;</p>

<p>Esther is thrilled to have the opportunity to help amplify&nbsp;InMobi&rsquo;s&nbsp;deeply rooted culture of innovation and investing in and developing talent. She&rsquo;s excited to focus on inclusivity and integrating diverse perspectives as she helps propel InMobi forward in this exciting next stage of exponential growth.&#8239;</p>

<h2><img alt="Senior Vice President Media" src="https://go.inmobi.net/hubfs/Greg_Archibald_HQ.jpg" style="height:300px; width:240px" /></h2>

<h2>Greg&nbsp;Archibald</h2>

<h4>Senior Vice President Media, North America</h4>

<p>Greg Archibald, as SVP Media for North America, is responsible for leading&nbsp;InMobi&rsquo;s&nbsp;Agency and Brand Direct business, focusing on driving revenue,&nbsp;adoption&nbsp;and retention across&nbsp;InMobi&rsquo;s&nbsp;leading solutions for marketers. Archibald brings more than 20 years of experience leading teams across digital, mobile, data and ad tech. His strong track record of driving triple digit revenue growth, exceeding client retention goals and inspiring teams uniquely positions him to help InMobi accelerate platform adoption across brands and agencies.&nbsp;&nbsp;</p>

<p>In his last role as EVP of the America&rsquo;s at Criteo, he owned P&amp;L responsibility for their largest region and led a 250-person sales and operations team. He has also held senior level strategic revenue positions at&nbsp;NinthDecimal,&nbsp;Datalogix, Yahoo and Intuit. Prior to launching his career in the digital world, he served for over nine years as a pilot in the U.S. Navy.&nbsp;</p>

<p>Greg is passionate about leadership, culture and being a part of fast-moving companies focused on solving customer problems in unique and innovative ways. It was this framework that attracted him to&nbsp;InMobi&nbsp;and he hasn&rsquo;t looked back.&nbsp;&nbsp;&nbsp;</p>

<p>Greg is a transplant from the Bay Area and now lives with his wife and two children in Westport, Connecticut. Outside of work he enjoys skiing, running, golfing, fly fishing and traveling (in better times).&nbsp;</p>

<p>&ldquo;The foundation of great companies involves vision, teamwork, execution and recognition,&rdquo; Greg says.&nbsp;&ldquo;These are foundational qualities for&nbsp;InMobi&nbsp;and have been at the center of much of the success that we&rsquo;ve been able to achieve over the years. I believe that every day is an opportunity to do something great.&nbsp; Good news is that I&rsquo;m not alone in that belief at InMobi.&rdquo;&nbsp;&nbsp;&nbsp;</p>

<h2><img alt="Senior Vice President and Global Head of Marketing" src="https://go.inmobi.net/hubfs/Krista_1.jpg" style="height:300px; width:245px" /></h2>

<h2>Krista&nbsp;Thomas</h2>

<h4>Senior Vice President and Global Head of Marketing</h4>

<p>Krista Thomas is the Senior Vice President and Global Head of Marketing at InMobi.&nbsp;&nbsp;&nbsp;</p>

<p>Prior to&nbsp;InMobi, Krista was SVP Marketing for Amobee, a global provider of advanced advertising solutions that help brands, agencies, and broadcasters unify audiences across all TV, CTV&nbsp;and digital to optimize results and drive growth. There, she professionalized the&nbsp;marketing discipline, developed its TV-first &lsquo;Blue Ocean&rsquo; strategy&nbsp;and established best practices in GTM readiness, training,&nbsp;and enablement. She also created the company&rsquo;s first-ever outbound demand&nbsp;generation practice, delivering marketing qualified leads that converted to $12&nbsp;million&nbsp;in revenue in CY2020.&nbsp;&nbsp;&nbsp;</p>

<p>Formerly, Krista was SVP Marketing for&nbsp;VideoAmp, which unifies the planning, buying&nbsp;and measurement of linear TV, OTT, and digital video advertising.&nbsp;And before that, she was VP Product Marketing, Mobile and Video for Rubicon Project (now&nbsp;Magnite),&nbsp;where,&nbsp;working closely with&nbsp;InMobi,&nbsp;she helped launch and drive the adoption of programmatic mobile and video advertising worldwide. Those two business divisions now comprise more than 80%&nbsp;of&nbsp;Magnite&rsquo;s&nbsp;revenue.&nbsp;</p>

<p>Earlier, KT rose through the ranks of such Fortune 500 companies as eBay/Shopping.com, AOL Time Warner&nbsp;and Thomson Reuters. She is an expert in orchestrating financial communications programs around IPOs, M&amp;A transactions, venture investments&nbsp;and quarterly earnings reports. She has also helped launch and build many startups, including Ad.ly, Fan&nbsp;Appz, Quantcast&nbsp;and Sean Parker&rsquo;s Plaxo. She holds a B.S. in Communications from Northwestern University in Evanston, Illinois, and an M.A. in English Literature from Simmons College in Boston.&nbsp;</p>

<p>Outside of work, Krista is dedicated to charitable works, including&nbsp;AdTechCares, which comprises more than 50 advertising agencies, publishers&nbsp;and ad&nbsp;tech vendors dedicated to combating misinformation about Covid19 pandemic and the vaccines, supporting fact-based journalism&nbsp;and affirming that Black Lives Matter around the world.&nbsp;</p>

<h2><img alt="Senior Vice President and General Manager at InMobi Exchange" src="https://go.inmobi.net/hubfs/Kunal%20Nagpal.png" style="height:300px; width:300px" /></h2>

<h2>Kunal&nbsp;Nagpal</h2>

<h4>Senior Vice President and General Manager at InMobi Exchange</h4>

<p>Kunal Nagpal is the Senior Vice President and General Manager at InMobi Exchange, a marketplace for buying and selling advertisements across apps and&nbsp;mobile&nbsp;websites that work with InMobi. In this role, he is responsible for business strategy, product management, product marketing, enterprise partnerships&nbsp;and client success on the buy and sell side.&nbsp;&nbsp;&nbsp;</p>

<p>Kunal joined&nbsp;InMobi&rsquo;s&nbsp;Bay Area office in October 2015 after spending 4.5 years with McKinsey and Company in New York. He received an undergraduate degree in engineering and then an MBA from the University of Chicago.&nbsp;</p>

<p>When he&rsquo;s not working, Kunal can be found spending time with his daughter or wine&nbsp;tasting, something that he is certified to do. He also loves watching stand-up comedy and browsing Twitter, sometimes at once.&nbsp;</p>

<h2><img alt="Chief Financial Officer" src="https://go.inmobi.net/hubfs/Marc.jpg" style="height:200px; width:300px" /></h2>

<h2>Marc&nbsp;Steifman</h2>

<h4>Chief Financial Officer of InMobi Group</h4>

<p>Marc is the Chief Financial Officer&nbsp;of InMobi Group. Marc oversees all financial aspects at InMobi including M&amp;A decision-making and global growth as the company continues to expand.&nbsp;&nbsp;&nbsp;</p>

<p>Marc has over two decades of experience working in investment banking focused on growth companies. In the past, he has advised more than 100 clients in transactions totaling over&nbsp;$25 billion. In his last stint, he served as Managing Director and Co-Head of Piper&nbsp;Jaffray&rsquo;s&nbsp;Technology Investment Banking Group. His transaction experience includes advising on M&amp;A, IPOs and raising private capital across the U.S., Europe&nbsp;and Asia.&nbsp;&nbsp;&nbsp;</p>

<p>Before Piper&nbsp;Jaffray, Steifman was Managing Director at Jefferies and Co. and Bear Stearns, and Vice President at Prudential Securities. Marc graduated with&nbsp;an&nbsp;Bachelor&rsquo;s&nbsp;degree&nbsp;in Economics from Dartmouth&nbsp;College, and&nbsp;received an MBA in Accounting and Finance from the University of Chicago Booth School of Business. He was a linebacker on two championship football teams at Dartmouth but now enjoys a quiet jog, skiing and is learning the guitar. He enjoys spending time with family and doing anything&nbsp;outside! Marc&nbsp;also loves&nbsp;the global mindset at&nbsp;InMobi, where East meets West every day, and intellectual curiosity is rewarded.&nbsp;</p>

<h2><img alt="Co-Founder" src="https://f.hubspotusercontent40.net/hubfs/2714195/mohit%20saxena.png" style="height:300px; width:300px" /></h2>

<h2>Mohit&nbsp;Saxena</h2>

<h4>Co-Founder of InMobi Group</h4>

<p>Mohit is&nbsp;one of&nbsp;InMobi&rsquo;s&nbsp;co-founders. Before InMobi, Mohit managed technology operations at Virgin Mobile, designing and deploying their post-paid billing system and their pre-paid revenue recognition system. Mohit earlier worked at AT&amp;T and has contributed to many patents filed in the telecommunications area.&nbsp;</p>

<p>Fascinated by small ideas that turned into global powerhouses, and innovation, simplicity&nbsp;and the potential of technology have always been his passions. InMobi is a both a passion and a dream come true for him.&nbsp;</p>

<p>Mohit has a bachelor&rsquo;s degree in Engineering from the Indian Institute of Technology, Roorkee.&nbsp;</p>

<p>Mohit&rsquo;s passion for technology doesn&rsquo;t stop at work and&nbsp;he&nbsp;is always on the lookout for ways that he can use it to make his life easier.&nbsp;</p>

<p>&ldquo;Outside work I am absolutely fanatic about music and particularly EDM. I have been dabbling with mixing and I have a sound cloud account as well and about to reach 1k subscriber and it seems my music is quite popular in Pakistan. I usually get million plays a week.&nbsp;&nbsp;</p>

<p>I am also a dog lover and recently adopted pit bull/Lab mix and she keeps me on my toes all day long,&rdquo; says Mohit.&nbsp;</p>

<h2><img alt="Senior Vice President and Head of Technology" src="https://f.hubspotusercontent40.net/hubfs/2714195/prasanna.png" style="height:225px; width:300px" /></h2>

<h2>Prasanna Prasad</h2>

<h4>Senior Vice President and Head of Technology</h4>

<p>Prasanna Prasad is the Senior Vice President and&nbsp;Head of Technology at&nbsp;InMobi.&nbsp;He joined the company in 2015 and is currently based in the Bay Area. He started his career as a research engineer at the National Institute of Advanced Studies in 2004, where he worked on an Optical Character Recognition system for ancient Indian scripts.&nbsp;</p>

<p>Prior to joining&nbsp;InMobi, Prasanna had been an engineer for over 10 years and has worked at&nbsp;e-commerce moguls like Yahoo, Flipkart&nbsp;and Amazon. He has held leadership positions at The Tribune Company and Amazon. He carries a deep passion for creating business differentiation led by cutting-edge technology and has managed to garner extensive leadership experience in the fields of cloud computing, artificial intelligence, marketplace design and high-scale real-time systems. He&#39;s a&nbsp;strong&nbsp;believer in the growth mindset and takes deep pride in building high performance teams.&nbsp;</p>

<p>He lives in the Bay Area with his wife and two beautiful dogs. When he&rsquo;s not working, he&rsquo;s on his gaming console or reading the latest books on neuroscience and human psychology.&nbsp;</p>

<h2><img alt="Vice President and General Manager of InMobi Advertiser Platforms" src="https://go.inmobi.net/hubfs/KC-1.jpeg" style="height:300px; width:300px" /></h2>

<h2>Srinivas Chaitanya</h2>

<h4>Vice President and General Manager of InMobi Advertiser Platforms</h4>

<p>Srinivas Chaitanya is the Vice President and General Manager of InMobi Advertiser Platforms. In this role, he oversees&nbsp;InMobi&nbsp;DSP&#39;s product and business, including product innovation&nbsp;and&nbsp;marketing, advertiser&nbsp;and&nbsp;agency business operations, revenue delivery&nbsp;and strategic partnerships.&nbsp;&nbsp;</p>

<p>KC&nbsp;began his career at JP Morgan in Hong Kong&nbsp;and spent several years in the&nbsp;telco,&nbsp;media and&nbsp;technology verticals as a consultant for Frost &amp; Sullivan in Kuala Lumpur. He joined&nbsp;InMobi&nbsp;in 2011 to drive&nbsp;global&nbsp;strategy,&nbsp;go-to-market, and&nbsp;operations and&nbsp;finance for the supply-side. He is currently based in the San Francisco Bay Area.&nbsp;&nbsp;</p>

<p>In the pandemic era,&nbsp;he can be found reading indoors and running outdoors.&nbsp;&nbsp;</p>

<p>&ldquo;InMobi has always been about the people - people coming together to achieve big goals and building deep friendships in the process. Moreover, InMobi is the place to build institutions, not just products - that makes it a special place to work. I&#39;ve had the good fortune of working on building several businesses from the ground up with some of the most entrepreneurial teams in the world,&rdquo; says KC.&nbsp;</p>

<h2><img alt="Senior Vice President of Global Business Development" src="https://go.inmobi.net/hubfs/Todd%20Rose%20Headshot%20crop.png" style="height:300px; width:282px" /></h2>

<h2>Todd Rose</h2>

<h4>Senior Vice President of Global Business Development</h4>

<p>Todd Rose is the Senior Vice President of Global Business Development at InMobi. Todd leads the business development team at InMobi, as well as&nbsp;looks into&nbsp;expanding strategic partnerships with publisher and advertising customers to better leverage&nbsp;InMobi&#39;s&nbsp;end-to-end advertising solutions.&nbsp;</p>

<p>Previously, Rose was Chief Business Development Officer for&nbsp;InMarket, the leading 360-degree consumer intelligence and real-time activation platform.&nbsp;There,&nbsp;he led the platform and partnerships team, responsible for enterprise sales of&nbsp;InMarket&rsquo;s&nbsp;location-based&nbsp;audience data,&nbsp;and attribution measurement solutions to DSPs, DMPs, SSPs&nbsp;and publishers. He also spearheaded agency holding company partnerships and led sales of&nbsp;GeoLink,&nbsp;InMarket&rsquo;s&nbsp;real-time activation platform. Rose joined&nbsp;InMarket&nbsp;via their&nbsp;acquisition of&nbsp;NinthDecimal, a leading location intelligence platform, where he served in a similar capacity as part of the management team for&nbsp;8&nbsp;years.&nbsp;&nbsp;&nbsp;</p>

<p>Rose managed all platform and publisher partnerships and helped transition&nbsp;NinthDecimal&nbsp;from a Wi-Fi advertising network to a leader in mobile location intelligence, growing mobile revenue&nbsp;from less than&nbsp;$1 million&nbsp;to more than $40&nbsp;million&nbsp;over his tenure. He also played a key role in orchestrating the merger with&nbsp;InMarket. Earlier in his career, Rose led Business Development for YP / AT&amp;T Interactive and had&nbsp;management consulting&nbsp;stints&nbsp;with both McKinsey &amp; Company and&nbsp;Marakon&nbsp;Associates. He started his career in online advertising as a product manager with&nbsp;LookSmart, where he launched the company&rsquo;s paid search advertising platform.&nbsp;</p>

<p>Rose holds a BA in Economics from Princeton University and an MBA from the MIT Sloan School of&nbsp;Management.&nbsp;</p>

<p>Says Todd, &ldquo;I am an avid backcountry skier, enjoy playing (and watching) competitive soccer and tennis, and spending quality time in the outdoors with my wife, two daughters and rescue dog Delilah.&nbsp;</p>

<p>I was drawn to the culture of collaborative innovation at&nbsp;InMobi. The company isn&rsquo;t afraid of making big bets, and rewards risk-taking at every level. I have found that&nbsp;InMobi&nbsp;employees are universally forward-thinking and communicate openly about strategic opportunities and threats. Everyone has a voice, and the culture is generally devoid of hierarchical structures, information hoarding, and fiefdom building that can stifle innovation and agility at other large organizations.&rdquo;&nbsp;&#8239;&nbsp;</p>

<h2><img alt="Vice President of Corporate Development and Investor Relations" src="https://go.inmobi.net/hubfs/Varsha_Womens%20Day%20Post.jpg" style="height:350px; width:233px" /></h2>

<h2>Varsha&nbsp;Udayabhanu</h2>

<h4>Vice President of Corporate Development and Investor Relations</h4>

<p>As the Vice President of Corporate Development and Investor Relations, Varsha manages the global team responsible for all mergers, acquisitions,&nbsp;investments&nbsp;and capital raising at&nbsp;InMobi. Varsha has been a key leader at&nbsp;InMobi&nbsp;for&nbsp;eight&nbsp;years and has spent around 15 years in the&nbsp;global financial&nbsp;services space. Prior to joining InMobi, Varsha spent time in investment banking burning the proverbial midnight oil for a few years. She holds a&nbsp;Bachelor&rsquo;s&nbsp;degree in engineering and&nbsp;completed&nbsp;her MBA in Finance from IIM Ahmedabad.&nbsp;</p>

<p>She lives in Bay Area with her husband and daughter. When she&rsquo;s not working, she&rsquo;s exploring the local running trails or playing some silly games with her daughter.&nbsp;&nbsp;&nbsp;</p>

<p>Interested in working with these leaders? Come join us here at InMobi! InMobi is currently hiring for many roles. To check out&nbsp;all of&nbsp;our openings and to apply, head to&nbsp;<a href="https://www.inmobi.com/company/careers/" target="_blank">https://www.inmobi.com/company/careers/</a>.&nbsp;</p>]]></description>
      <dc:subject><![CDATA[Inside InMobi, English (EN): inmobi.com, North America,]]></dc:subject>
      
      <dc:creator><![CDATA[ Team InMobi  ]]></dc:creator>
      
      <dc:date>2021-09-20T18:10:00+00:00</dc:date>
    </item>
  
    <item>
      <title><![CDATA[Stepping Towards a Curated Future]]></title>
      <link>https://www.inmobi.com/blog/2021/09/16/stepping-towards-a-curated-future/</link>
      <guid>https://www.inmobi.com/blog/2021/09/16/stepping-towards-a-curated-future/</guid>
      <description><![CDATA[<p><em>Coming soon: A&nbsp;curated environment&nbsp;for advertisers&nbsp;powered by high quality, contextually&nbsp;relevant&nbsp;supply and audiences to test and scale their mobile marketing strategies.&nbsp;</em><br />
&nbsp;</p>

<p>During&nbsp;the pandemic,&nbsp;people spent&nbsp;more time spent indoors and more time&nbsp;on their&nbsp;phones.&nbsp;For example,&nbsp;last year saw casual gaming app downloads increase by 45%.&nbsp;</p>

<p>For brands and agencies looking to run more advertising&nbsp;on&nbsp;mobile apps, it can be hard to&nbsp;identify&nbsp;where they can engage their best audiences. After all, there are close to 3.5 million apps in Google Play and over 2.2 million apps in Apple&rsquo;s App Store &ndash; and these numbers continue to grow. In addition, with time spent in app now above&nbsp;3.5 hours a day in the U.S., the scale and breadth of available apps and in-app audiences is simply astounding.&nbsp;&nbsp;</p>

<p>The past 18 months&nbsp;have&nbsp;further enhanced mobile&rsquo;s claim to being the primary channel for advertisers to capitalize on. Mobile marketing&nbsp;empowers&nbsp;brands to&nbsp;directly&nbsp;interact with their customers, given the huge diversity in its highly engaged user base.&nbsp;No wonder&nbsp;mobile ad&nbsp;spend&nbsp;is&nbsp;growing by&nbsp;17% in 2021 and&nbsp;is projected&nbsp;at 22%&nbsp;for 2022, surpassing pre-pandemic predictions.&nbsp;&nbsp;</p>

<p>This&nbsp;impressive&nbsp;scale&nbsp;has made advertisers&nbsp;ask&nbsp;if they can now&nbsp;find specialized&nbsp;user environments that&nbsp;meet their&nbsp;diversified campaign needs and interests.&nbsp;&nbsp;Can they&nbsp;more easily find and reach their best audiences and run ads&nbsp;on&nbsp;all&nbsp;the best apps?&nbsp;</p>

<p>That&rsquo;s why we at&nbsp;InMobi&nbsp;are creating a&nbsp;curated&nbsp;and&nbsp;contextually relevant &ldquo;marketplace&rdquo; that&nbsp;will&nbsp;match&nbsp;bespoke mobile advertising needs to&nbsp;only the most&nbsp;relevant mobile users.&nbsp;&nbsp;</p>

<p>Curated, by&nbsp;InMobi. Coming soon.&nbsp;&nbsp;</p>

<p><strong>What it&nbsp;will be:&nbsp;</strong></p>

<p>To&nbsp;help advertisers discover, test&nbsp;and scale&nbsp;their mobile marketing&nbsp;campaigns in the shortest amount of time, this&nbsp;upcoming&nbsp;offering&nbsp;by&nbsp;InMobi&nbsp;will be&nbsp;focusing&nbsp;on&nbsp;curation&nbsp;by advertiser vertical&nbsp;&ndash; and will offer&nbsp;them the most contextually relevant supply, custom-built audiences, custom creative support&nbsp;and&nbsp;managed service for KPI optimization.&nbsp;&nbsp;&nbsp;</p>

<p>Our first two marketplaces will be around Premium Sports and Holiday Shopping, with lots more in the works.&nbsp;&nbsp;</p>

<p>Interested in learning more? Reach out to your&nbsp;InMobi&nbsp;contact&nbsp;or send us a note at&nbsp;<a href="https://www.inmobi.com/company/contact/" target="_blank">https://www.inmobi.com/company/contact/</a>.&nbsp;</p>

<p><strong>Why it&nbsp;will help:&nbsp;&nbsp;&nbsp;&nbsp;</strong></p>

<p>In&nbsp;any given&nbsp;year, scale and relevance are usually influenced by industry seasonality and audience consumption patterns. Across both, creating&nbsp;context&nbsp;is paramount. Curated, by&nbsp;InMobi&nbsp;will&nbsp;look&nbsp;to&nbsp;bring&nbsp;predictability to&nbsp;these&nbsp;patterns&nbsp;within a large pool of&nbsp;contextually curated supply. &nbsp; &nbsp;&nbsp;</p>

<p>In addition, broader industry asks are moving from pure audience to casting the spotlight on publishers&nbsp;as&nbsp;well.&nbsp;For example, we have been having more conversations with our&nbsp;advertiser partners around how we can help them meet&nbsp;their diversity,&nbsp;inclusion,&nbsp;COPPA&nbsp;and&nbsp;Latinx&nbsp;targeting&nbsp;goals.&nbsp;Add to this,&nbsp;the complexity&nbsp;around&nbsp;identity-based targeting solutions that requires&nbsp;an expert eye.&nbsp;Curated, by&nbsp;InMobi&nbsp;will&nbsp;provide&nbsp;all&nbsp;this for advertisers, globally. &nbsp;&nbsp;&nbsp;</p>

<p>Our&nbsp;offering&nbsp;will also help advertisers&nbsp;take advantage of new ad formats as soon as they become available.&nbsp;A dedicated setup, a curated environment&nbsp;and some insight-driven&nbsp;handholding&nbsp;are&nbsp;what makes&nbsp;for successful testing of new innovative formats on mobile.&nbsp;Guided by&nbsp;InMobi&rsquo;s&nbsp;mobile&nbsp;specialists, our KPI-mapped new formats&nbsp;will&nbsp;look at&nbsp;deriving&nbsp;maximum value while tracking advertiser goals. &nbsp;&nbsp;</p>

<p>Further, we see Curated, by&nbsp;InMobi&nbsp;as being critical in how we work with brands&nbsp;going forward&nbsp;that operate in categories&nbsp;like alcohol, gambling, sports betting, politics, etc.&nbsp;Often, advertisers working in these kinds of categories&nbsp;hesitate when it comes to mobile advertising due to&nbsp;the&nbsp;additional layers of checks&nbsp;required&nbsp;to reach the right audience.&nbsp;Our offering&nbsp;will ensure&nbsp;the validity of supply and audiences&nbsp;for these kinds of advertisers,&nbsp;all while&nbsp;meeting the unique needs of these brands. &nbsp;&nbsp;&nbsp;</p>

<p>And finally, while&nbsp;a few&nbsp;programmatic platforms are&nbsp;currently&nbsp;able to serve the full-funnel marketing needs of&nbsp;some&nbsp;brands globally,&nbsp;there isn&#39;t&nbsp;one&nbsp;that&nbsp;can solve the perceptional and performance-related issues of mobile&nbsp;overall&nbsp;as a channel.&nbsp;Partnering with a mobile-specialized partner will allow advertisers to take&nbsp;advantage of&nbsp;mobile-first&nbsp;expertise.&nbsp;</p>

<p>Interested in learning more?&nbsp;Reach out to your&nbsp;InMobi&nbsp;contact&nbsp;or send us a note at&nbsp;<a href="https://www.inmobi.com/company/contact/" target="_blank">https://www.inmobi.com/company/contact/</a>.&nbsp;&nbsp;</p>]]></description>
      <dc:subject><![CDATA[Announcements, Inside InMobi, English (EN): inmobi.com, Global,]]></dc:subject>
      
      <dc:creator><![CDATA[ Team InMobi  ]]></dc:creator>
      
      <dc:date>2021-09-16T17:15:00+00:00</dc:date>
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    <item>
      <title><![CDATA[Mobile Gaming At A Glance: Overview of The Turkish Gaming Market]]></title>
      <link>https://www.inmobi.com/blog/2021/09/15/mobile-gaming-at-a-glance-overview-of-the-turkish-gaming-market/</link>
      <guid>https://www.inmobi.com/blog/2021/09/15/mobile-gaming-at-a-glance-overview-of-the-turkish-gaming-market/</guid>
      <description><![CDATA[<p>The&nbsp;Turkish gaming market&nbsp;&ndash; so hot right now, especially in mobile.&nbsp;Just consider the latest headline-grabbing deals in the mobile&nbsp;game industry&nbsp;over the past few years:&nbsp;</p>

<ul>
	<li><a href="https://www.pocketgamer.biz/news/77037/rovio-acquires-turkish-hypercasual-studio-ruby-games/" target="_blank">Rovio acquired Ruby Games for $10 million</a>&nbsp;in August 2021.&nbsp;</li>
	<li><a href="https://www.pocketgamer.biz/news/76781/dream-games-valued-at-1-billion-after-closing-155-million-funding-round/" target="_blank">Dream Games closed a $155 million Series B funding round in 2021</a>&nbsp;that valued the company at more than $1 billion.&nbsp;</li>
	<li><a href="https://www.middleeasteye.net/news/turkey-gaming-industry-booming-despite-recession" target="_blank">Zynga bought&nbsp;Rollic&nbsp;Games for $168 million</a>.&nbsp;</li>
	<li>Zynga bought&nbsp;Peak Games&nbsp;for $1.8 billion.&nbsp;As the first company to be valued at over a&nbsp;billion dollars, Peak Games is Turkey&rsquo;s first Unicorn.&nbsp;</li>
	<li><a href="https://www.pocketgamer.biz/news/74405/voodoo-invests-in-istanbul-based-developer-studio-fabrika-games/" target="_blank">Voodoo invested in Fabrika Games in 2020</a>.&nbsp;</li>
	<li>Zynga acquired Gram Games for $250 million in 2018.&nbsp;</li>
	<li>Tencent bought&nbsp;Masomo&nbsp;for $100&nbsp;million in 2019.&nbsp;</li>
</ul>

<p>So&nbsp;all this begs the questions:&nbsp;Why is mobile&nbsp;gaming in Turkey&nbsp;so big right now?&nbsp;Why were&nbsp;20% of the top 100 mobile games in the U.S. in May 2021&nbsp;from Turkey?&nbsp;What are these&nbsp;mobile game developers doing that&rsquo;s allowing them to&nbsp;dominate the mobile&nbsp;game market&nbsp;worldwide?&nbsp;</p>

<h2>Top&nbsp;3&nbsp;Reasons Turkey Is Producing So Many Leading Mobile&nbsp;Gaming Companies&nbsp;</h2>

<h3>1)&nbsp;They Are Mobile First, And&nbsp;In&nbsp;A&nbsp;Mobile-First Market&nbsp;</h3>

<p>In markets like Japan that have long been dominated by console-centric&nbsp;video games, many&nbsp;digital gaming&nbsp;companies are&nbsp;<a href="https://asia.nikkei.com/Business/Media-Entertainment/Turkish-game-developers-attract-interest-from-Tencent-and-Zynga" target="_blank">still putting in a&nbsp;lot of resources into major console releases</a>, even if they have begun launching mobile-first&nbsp;properties in recent years.&nbsp;</p>

<p>In contrast,&nbsp;the majority of&nbsp;gaming companies in Turkey are mostly or solely focused on&nbsp;hypercasual&nbsp;titles. This means that their sole focus is on producing many different titles quickly, with the hopes that one or a few will become a major success. This comparative nimbleness has paid off, with many titles made by Turkish gaming studios routinely cracking the top games in the App Store and Google Play.&nbsp;</p>

<p>"A [Turkish] studio can come up with 10 to 15 hyper-casual games in a year and if it&#39;s not popular it is easy to scrap the project," said Ozgur Karayalcin, deputy chairman of the Game Developers Association of Turkey. "They are succeeding in creating good hyper-casual games in a short time that become commercially successful."&nbsp;</p>

<p>It also helps that there is a sizable, mobile-first audience within Turkey itself. For one thing, there are&nbsp;<a href="https://42matters.com/turkey-mobile-gaming-statistics" target="_blank">more than 30 million mobile gamers in the country</a>.&nbsp;Overall, <a href="https://www.duvarenglish.com/turkeys-gaming-industry-attracts-investors-but-not-without-concerns-news-57046" target="_blank">around&nbsp;79% of all adults in Turkey&nbsp;play mobile games</a>.&nbsp;</p>

<p>And the&nbsp;number of players&nbsp;continues to grow. During 2020,&nbsp;gameplay increased by 30%, with&nbsp;<a href="https://www.dailysabah.com/business/tech/billion-dollar-turkish-gaming-ventures-loom-large-on-horizon" target="_blank">65%&nbsp;of people in Turkey saying they&nbsp;play mobile games at least once daily</a>.&nbsp;</p>

<p>Part of this domestic growth is&nbsp;because of the fact that&nbsp;Turkey is truly a mobile-first market.&nbsp;There will likely be&nbsp;<a href="https://www.statista.com/statistics/568281/predicted-smartphone-user-penetration-rate-in-turkey/" target="_blank">close to 53 million mobile phone users in the country by the end of the year</a>, meaning that around seven in&nbsp;10 people in the country will have a smartphone.&nbsp;&nbsp;&nbsp;</p>

<h3>2) Local and Global Economic Forces Make International Expansion Lucrative&nbsp;</h3>

<p>It&rsquo;s also important to see how economic forces have combined to make&nbsp;Turkey a hub in the mobile gaming industry. For one thing, Turkey&rsquo;s currency <a href="https://asia.nikkei.com/Business/Media-Entertainment/Turkish-game-developers-attract-interest-from-Tencent-and-Zynga" target="_blank">the&nbsp;lira has been declining in value&nbsp;of late</a>. This thus makes it more&nbsp;affordable&nbsp;for global gaming companies to acquire Turkish studios.&nbsp;</p>

<p>In addition, with slowdowns in the Turkish economy, it often makes fiscal sense to expand internationally to grab ad dollars from&nbsp;mobile gamers&nbsp;in more lucrative markets like the U.S. and Japan. Of course, this path to worldwide growth is taken by&nbsp;studios and developers regardless of where they are located or local economic conditions, but regional economies can make global expansion more of a necessity.&nbsp;</p>

<p>But it is interesting to see just how dependent Turkish gaming studios are on international demand. According to data from the Game Developers Association of Turkey, <a href="https://asia.nikkei.com/Business/Media-Entertainment/Turkish-game-developers-attract-interest-from-Tencent-and-Zynga" target="_blank">around&nbsp;95% of all gaming revenue&nbsp;is coming from abroad</a>.&nbsp;Overall, gaming studios in Turkey made around $880 million&nbsp;in revenue in 2020, with&nbsp;<a href="https://www.duvarenglish.com/turkeys-gaming-industry-attracts-investors-but-not-without-concerns-news-57046" target="_blank">around 50% of that coming from mobile games</a>.&nbsp;</p>

<h3>3)&nbsp;Significant Ecosystem&nbsp;Support, Including&nbsp;From&nbsp;Government and Universities&nbsp;&nbsp;</h3>

<p>Another reason why the industry is so hot right now is because of&nbsp;<a href="https://www.duvarenglish.com/turkeys-gaming-industry-attracts-investors-but-not-without-concerns-news-57046" target="_blank">investment&nbsp;in and support from</a>&nbsp;both on the part of government agencies and various universities, such as the&nbsp;<a href="https://www.dailysabah.com/business/tech/billion-dollar-turkish-gaming-ventures-loom-large-on-horizon" target="_blank">ATOM acceleration program</a>&nbsp;within the Middle East Technical University (METU)&nbsp;Teknokent&nbsp;in Ankara.&nbsp;&nbsp;</p>

<p>In addition, the Turkish government&nbsp;<a href="https://www.bloombergquint.com/markets/gaming-startups-defy-capital-flight-from-turkey-with-zynga-deals" target="_blank">compensates local app developers</a>&nbsp;for the costs they incur by listing apps on the App Store and/or Google Play. Even&nbsp;<a href="https://www.endpointprotector.com/blog/everything-you-need-to-know-about-turkeys-personal-data-protection-law/" target="_blank">with KVKK</a>, or Turkey&rsquo;s&nbsp;law on the protection&nbsp;of personal data, on the books, Turkey&rsquo;s government is materially&nbsp;<a href="https://www.middleeasteye.net/news/turkey-gaming-industry-booming-despite-recession" target="_blank">supporting gaming app developers</a>, even those that monetize through in-app advertising.&nbsp;&nbsp;</p>

<p>On top of all that,&nbsp;there are now dedicated sources of funds for mobile gaming companies, including WePlay Ventures,&nbsp;Actera&nbsp;and&nbsp;startup.watch,&nbsp;among others,&nbsp;alongside a robust crowdfunding scene.&nbsp;This helps to explain why the number of acquisition and funding deals and deal sizes have&nbsp;<a href="https://www.dailysabah.com/business/tech/investments-boom-in-turkish-gaming-startups" target="_blank">increased exponentially since 2018</a>.&nbsp;&nbsp;</p>

<p>And of course, success breeds more success.&nbsp;As soon as one mobile gaming studio in Turkey sees success, others want to get in on the action.&nbsp;</p>

<p>How will the mobile gaming industry in Turkey evolve? What will be the next mobile gaming unicorn in the country? Let us know your thoughts on&nbsp;social media!&nbsp;You can reach out to us on&nbsp;<a href="https://www.linkedin.com/company/inmobi/" target="_blank">LinkedIn</a>,&nbsp;<a href="https://twitter.com/inmobi" target="_blank">Twitter</a>,&nbsp;<a href="https://www.facebook.com/inmobi" target="_blank">Facebook</a>&nbsp;or&nbsp;<a href="https://instagram.com/inmobi_official" target="_blank">Instagram</a>.&nbsp;</p>

<p>Interested in learning more about&nbsp;InMobi&nbsp;and how we work with gaming publishers in Turkey and across the globe? Head to&nbsp;<a href="https://go.inmobi.com/gaming/" target="_blank">https://go.inmobi.com/gaming/</a>&nbsp;or&nbsp;<a href="https://go.inmobi.com/gaming-turkey/" target="_blank">https://go.inmobi.com/gaming-turkey/</a>&nbsp;for more information.&nbsp;</p>]]></description>
      <dc:subject><![CDATA[In-App Monetization, Media Consumption &amp; Trends, English (EN): inmobi.com, Europe and Middle East,]]></dc:subject>
      
      <dc:creator><![CDATA[ Team InMobi  ]]></dc:creator>
      
      <dc:date>2021-09-15T18:06:00+00:00</dc:date>
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      <title><![CDATA[Latest Customer Engagement Trends And Benchmarks From Southeast Asia]]></title>
      <link>https://www.inmobi.com/blog/2021/09/16/latest-customer-engagement-trends-and-benchmarks-from-southeast-asia/</link>
      <guid>https://www.inmobi.com/blog/2021/09/16/latest-customer-engagement-trends-and-benchmarks-from-southeast-asia/</guid>
      <description><![CDATA[<blockquote>
<p>This is a guest post brought to you by InMobi in collaboration with MoEngage</p>
</blockquote>

<p><br />
In 2020, over 40 million people in six countries across Southeast Asia - Indonesia, Singapore, Malaysia, the Philippines, Thailand, and Vietnam, came online for the first time. This trend led to Southeast Asia becoming one of the world&rsquo;s fastest-growing internet markets containing, arguably, the largest number of digitally engaged users.</p>

<p><a href="https://www.inmobi.com/covid-19">The Covid-19 pandemic</a> was the biggest driver of rapid digital adoption by consumers across Southeast Asia, much of which is here to stay. Observing this trend, businesses across industries like E-commerce, Retail, Banking, Financial Services, Digital Entertainment (OTT), and Gaming have placed customer-centricity at the forefront of their business communication for the year 2021.</p>

<p>In this article, you&rsquo;ll get the latest <a href="https://www.moengage.com/industry-reports/customer-engagement-benchmarks-kpis-metrics-2021-southeast-asia/">Customer Engagement benchmarks</a> and trends from Southeast Asia, and learn how your business communication can be more customer-centric.</p>

<h2><strong>Banking and Fintech adoption is on the rise</strong></h2>

<p>In Southeast Asia, the number of Daily Active Users of Online Banking, Fintech, P2P lending, Insurance, and Crypto brands has increased by 54.29% from January 2021. There&rsquo;s been an increase of 50.07% in DAUs on Android devices and a 48.16% increase in DAUs on iOS devices.</p>

<p><img alt="" src="https://go.inmobi.net/hubfs/MoEngage%20Blog%20Images/1-DAU%20trends%20for%20Banking%20and%20Fintech%202021.png" style="height:445px; width:850px" /></p>

<p>Banking and Fintech customers react positively and find value in in-app communication from brands. In-app messages get more than 23% click-through rates (CTRs) on Android and iOS devices and conversion rates as high as 27%.</p>

<p><img alt="" src="https://go.inmobi.net/hubfs/MoEngage%20Blog%20Images/2-%20BFSI%20in-app%20messages%20benchmarks%202021.png" style="height:445px; width:850px" /></p>

<p>When it comes to in-app communication, a behavior-based approach has been shown to improve both CTRs and conversion rates for brands in this vertical. CTRs on Android devices go up to 25.30% and up to 32.24% on iOS devices, and similarly, conversions on Android devices reach as high as 21.36% and 34.52% on iOS devices.</p>

<p><img alt="" src="https://go.inmobi.net/hubfs/MoEngage%20Blog%20Images/3-BFSI%20-%20Behavior-based%20communication%20and%20in-app%20engagement.png" style="height:445px; width:850px" /></p>

<p>Clearly, Banking and Fintech customers are more responsive to having relevant information displayed to them when browsing your mobile apps.</p>

<h2><strong>Digital Entertainment &nbsp;is leaning towards Mobile Apps</strong></h2>

<p>The Monthly Active Users of Audio streaming, Video streaming, Gaming, Sports, and News brands saw an overall increase of 80.55% in Southeast Asia in 2021. Android devices saw an increase of 26.15% in MAUs while there was an increase of 14.15% in MAUs on iOS devices in the <a href="https://www.inmobi.com/blog/category/media-consumption-trends">Media &amp; Entertainment vertical</a>.&nbsp;</p>

<p>Mobile users engage highly with in-app communications. The CTRs on in-app interstitials and conversion rates have reached as high as 34.59% and 20.89% respectively on Android devices.</p>

<p><img alt="" src="https://go.inmobi.net/hubfs/MoEngage%20Blog%20Images/4-%20Media%20&amp;%20Entertainment%20in-app%20messages%20benchmarks%202021.png" style="height:445px; width:850px" /></p>

<p>When brands in this vertical customized in-app messages based on user behavior, they witnessed CTRs on Android devices increase to 56% and on iOS devices go up to 29.41%! Even the conversion rates of in-app engagement sent based on user behavior improved to 21.81% on Android and 28.16% on iOS devices.</p>

<p><img alt="" src="https://go.inmobi.net/hubfs/MoEngage%20Blog%20Images/5-M&amp;E%20-%20Behavior-based%20communication%20and%20in-app%20engagement.png" style="height:445px; width:850px" /></p>

<h2><strong>Online shoppers expect more personalized engagement from brands</strong></h2>

<p>In Southeast Asia, the number of Daily Active Users of E-commerce, Retail, and D2C brands has increased by 13.36% from January 2021. There&rsquo;s been an increase of 24.98% in website DAUs, a 19.59% increase in DAUs on iOS devices, and a 6.45% increase in DAUs on Android devices.</p>

<p><img alt="" src="https://go.inmobi.net/hubfs/MoEngage%20Blog%20Images/6-DAU%20trends%20for%20Online%20Shopping%202021.png" style="height:445px; width:850px" /></p>

<p><a href="https://www.inmobi.com/blog/2021/07/02/mobile-modern-shopping-journey-infographic">Mobile plays a big role in the modern shopping journey</a>. Online shoppers continue to interact with personalized communications and rely on brands to send them relevant product recommendations.&nbsp;</p>

<p>Push notifications sent to shoppers by brands in this vertical have seen a 62.38% Delivery Rate%, 4.67% CTR, and 22.27% Conversion Rate on average. However, when shopping brands added layers of personalization in their communication strategy, the deliverability shot up to 85.67% and CTR reached as high as 7.03%!</p>

<p><img alt="" src="https://go.inmobi.net/hubfs/MoEngage%20Blog%20Images/7-Shopping%20-%20Behavior-based%20communication%20and%20push%20engagement.png" style="height:445px; width:850px" /></p>

<p>Moreover, when shoppers received personalized communications based on attributes such as location and first name, the conversions reached an all-time high &ndash; 39.73% on Android devices and 30.17% on iOS devices!</p>

<p><img alt="" src="https://go.inmobi.net/hubfs/MoEngage%20Blog%20Images/8-Shopping%20-%20personalized%20communication%20and%20push%20engagement.png" style="height:445px; width:850px" /></p>

<h2><strong>What is the primary takeaway for consumer brands?</strong></h2>

<p>The latest customer engagement benchmarks show that the only way your brand can move forward in 2021 is by cracking customer-centricity. The key to unlocking the true state of customer-centricity lies in personalized communication that adds value to your customers. The data in this article proves that behavior-based communication is relevant to digital consumers as they find it valuable and less spammy.</p>

<p>More and more digital consumers in Southeast Asia expect brands to deliver relevant recommendations, timely reminders, and valuable offers right to their fingertips. Unlike &lsquo;spray and pray,&rsquo; an insights-led approach to Customer Engagement meets these expectations and accelerates growth in key business areas like Retention and Monetization.</p>

<blockquote>
<p><strong>Guest Blog by Pulkit Jain, MoEngage</strong></p>

<p><img alt="" src="https://go.inmobi.net/hubfs/Pulkit%20Jain.png" style="height:150px; width:150px" /></p>

<p>Pulkit drives growth through content at MoEngage. His experience as a B2B marketer comes fueled with a passion for user-centricity, affinity for data, and a love for technology, movies, comics, and gaming.</p>
</blockquote>]]></description>
      <dc:subject><![CDATA[Product and Technology, Understanding Consumers, English (EN): inmobi.com, Asia Pacific,]]></dc:subject>
      
      <dc:creator><![CDATA[ Pulkit Jain, Guest Author  ]]></dc:creator>
      
      <dc:date>2021-09-15T11:08:00+00:00</dc:date>
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      <title><![CDATA[Mobile marketing maturity: How QSR brands can bridge the gap]]></title>
      <link>https://www.inmobi.com/blog/2021/09/14/mobile-marketing-maturity-how-qsr-brands-can-bridge-the-gap/</link>
      <guid>https://www.inmobi.com/blog/2021/09/14/mobile-marketing-maturity-how-qsr-brands-can-bridge-the-gap/</guid>
      <description><![CDATA[<blockquote>
<p>This article first appeared on&nbsp;The Drum</p>
</blockquote>

<p><iframe allowfullscreen="" frameborder="0" height="481" mozallowfullscreen="" src="https://go.inmobi.net/hubfs/QSR%20Gif.mp4" webkitallowfullscreen="" width="800"></iframe></p>

<p>Like several other businesses,&nbsp;<a href="https://www.mckinsey.com/industries/retail/our-insights/delivering-when-it-matters-quick-service-restaurants-in-coronavirus-times">quick-service restaurants (QSRs) have been adversely affected by global lockdowns in the face of the Covid-19 pandemic</a>. While much of the population stayed at home, once-bustling restaurants and caf&eacute;s quickly emptied. A few QSR chains were able to buck this trend, however, as demand in takeout and delivery increased, forcing these brands to undergo a long-awaited digital transformation.</p>

<p>Now, as lockdowns around the world begin to ease, mobile continues to take center stage in determining the growth of QSRs.&nbsp;<a href="https://www.qsrmagazine.com/consumer-trends/pandemic-era-restaurant-habits-will-outlast-covid-19">According to leading publisher QSR magazine, consumers will continue to use mobile apps for food delivery post-lockdown and are likely to spend more on food delivery now than before the pandemic.</a>&nbsp;As a result of a significant increase in internet users and download speeds in the region, consumers in Southeast Asia are increasingly moving from mobile-first to being mobile-only.&nbsp;<a href="https://nam04.safelinks.protection.outlook.com/GetUrlReputation">Hootsuite reported that an average Southeast Asian spends up to 11 hours on the internet every day in 2021</a>, considerably more than the global average (about 7 hours) and primarily through mobile devices.</p>

<h2><strong>The era of mobile marketing maturity</strong></h2>

<p>Digital Marketing Maturity (DMM) refers to a brand&#39;s ability to respond and adapt to disruptive technology trends to deliver a seamless brand experience to its consumers. The higher the brand&#39;s expertise in delivering measurable outcomes and meeting consumer expectations, the higher their DMM. According to Boston Consulting Group, companies that achieve the highest level of DMM report 30% cost savings and 20% increased revenues.</p>

<p>In 2021, attaining high DMM in Southeast Asia has become synonymous with attaining high Mobile Marketing Maturity (3M). 3M emphasizes creating valuable mobile experiences for consumers by focusing on mobile-first consumer intelligence, mobile video, and programmatic.</p>

<h2><strong>Roadmap for QSR brands to achieve mobile marketing maturity</strong></h2>

<p>In this new normal, QSR brands must drive the right mobile marketing strategy to meaningfully connect with their consumers. Given the dominance of mobile in driving sales, here&rsquo;s our take on how brands can develop Mobile Marketing Maturity to level up their marketing goals.</p>

<p><strong>1. Drive immersive experiences with Mobile Video</strong></p>

<p>With carefully designed mobile video ad layouts, QSR brands can deliver visually rich, contextually aware brand narratives and offerings. Rich media mobile ad technology provides highly immersive interactive experiences which lead to deeper consumer-to-brand conversations, which in turn enhances engagement and drastically improves brand recall and purchase intent.</p>

<p><strong>2. Location targeting strategies</strong></p>

<p>Decisions about where and what to eat are often made spontaneously. Most people make their meal decisions the same day, and QSR dining decisions are even more impulsive. Location targeting strategies will help influence consumers&#39; decisions with precision and efficiency. Leveraging the right location solutions to define precise polygons and targeting nearby consumers within a particular radius who are looking for quick hot meals can make all the difference.</p>

<p>You should deliver tailored messaging that align with consumers&rsquo; changing mindsets throughout the day to influence breakfast, lunch, dinner, or late-night cravings, to drive orders and visit rates to increase sales.</p>

<p><strong>3. Footfall attribution</strong></p>

<p>The fast-food/QSR industry is a highly saturated market, and key locations are often heavily clustered with direct competitors, located in close vicinity to each other. With footfall attribution, brands can analyze offline behavior and determine the footfall uplift to their stores. This helps brands that want to increase visit rates and evaluate the return on investment of their advertising campaigns.</p>

<p>Mobile is an extension of nearly every consumer&rsquo;s constant journey. Fast-casual and quick-service restaurants should invest in the right channels to expand convenience, putting their brands in front of agile guests. By investing in the right technology, QSR brands can provide their audiences with mouth-watering mobile experiences at scale while maximizing their campaign efficiencies and brand impact.</p>

<p>Interested in learning more about taking your QSR brand to the next level in Southeast Asia? Download InMobi&rsquo;s Guide to Mobile Marketing Maturity for QSR brands here:&nbsp;<a href="https://go.inmobi.com/2021-qsr-3m-sea/">https://go.inmobi.com/2021-qsr-3m-sea/</a></p>]]></description>
      <dc:subject><![CDATA[Media Consumption &amp; Trends, English (EN): inmobi.com, Asia Pacific,]]></dc:subject>
      
      <dc:creator><![CDATA[ Team InMobi  ]]></dc:creator>
      
      <dc:date>2021-09-15T05:21:00+00:00</dc:date>
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    <item>
      <title><![CDATA[In-App Ad Monetization at InMobi: A Peek At Our Numbers]]></title>
      <link>https://www.inmobi.com/blog/2021/09/14/in-app-ad-monetization-at-inmobi-a-peek-at-our-numbers/</link>
      <guid>https://www.inmobi.com/blog/2021/09/14/in-app-ad-monetization-at-inmobi-a-peek-at-our-numbers/</guid>
      <description><![CDATA[<p>Over&nbsp;23,000&nbsp;independent&nbsp;app developers,&nbsp;app&nbsp;publishers&nbsp;and studios leverage&nbsp;InMobi&rsquo;s&nbsp;in-app ad monetization&nbsp;services. For these apps,&nbsp;InMobi&nbsp;is more than just one of many supply-side platforms (SSPs),&nbsp;ad networks&nbsp;and ad exchanges providing&nbsp;in-app&nbsp;ads&nbsp;from many nameless&nbsp;mobile app advertisers&nbsp;&ndash; rather, we are key to how they&nbsp;generate revenue&nbsp;and ultimately keep the lights on.&nbsp;</p>

<p>For these publishers and developers, what does it look like to monetize with&nbsp;InMobi? What kind of&nbsp;ad revenue&nbsp;are they seeing, and how does&nbsp;InMobi&nbsp;fit into broader&nbsp;app monetization strategies?&nbsp;&nbsp;</p>

<p>Let&rsquo;s take a look.&nbsp;In this blog, we highlight the latest numbers and trends we&rsquo;re seeing on&nbsp;InMobi&nbsp;Exchange, and how the in-app advertising&nbsp;landscape may change in the coming months.&nbsp;</p>

<h2>How&nbsp;InMobi&nbsp;Works&nbsp;With&nbsp;App Publishers: The Latest Figures&nbsp;</h2>

<p>By the end of June 2021, over&nbsp;23,000&nbsp;apps were getting&nbsp;mobile ad&nbsp;demand through&nbsp;InMobi&nbsp;Exchange, with&nbsp;80%&nbsp;of them having directly&nbsp;integrated the&nbsp;InMobi&nbsp;SDK. Thanks to this global scale, we can see how the in-app advertising ecosystem is evolving and gain a good understanding of what it&rsquo;s like for apps to monetize through ads.&nbsp;</p>

<p>This is a&nbsp;fairly representative&nbsp;sample of the app&nbsp;ecosystem&nbsp;at&nbsp;large too, across both&nbsp;app stores. After all, in August 2021,&nbsp;<a href="https://www.statista.com/statistics/263797/number-of-applications-for-mobile-phones/" target="_blank">less than 7% of all apps&nbsp;available</a> in the Apple App Store were&nbsp;paid apps.&nbsp;</p>

<p>For one, there&rsquo;s a lot of money coming through programmatically. In looking at the first half of 2021 compared to the same period in 2020, mobile programmatic ad spending rose 273%. And there were 60 billion more programmatic ad requests in Q2 2021 as compared to Q1. This shows that monetizing apps through ads remains a great way to&nbsp;generate revenue.&nbsp;</p>

<h3>Highlighting The Most Popular Ad Formats&nbsp;</h3>

<p>What&nbsp;ad&nbsp;formats&nbsp;are&nbsp;being&nbsp;embraced?&nbsp;In 2021, around 60% of all placed ads were&nbsp;banner ads, with the remaining 40% being other formats like&nbsp;interstitial ads,&nbsp;native ads&nbsp;and&nbsp;video ads.&nbsp;</p>

<p>Why do banner ads remain so&nbsp;popular?&nbsp;For one, they&rsquo;re&nbsp;fairly easy&nbsp;to insert into an app. Compared to other ad formats, banners don&rsquo;t interrupt the&nbsp;user&nbsp;experience&nbsp;very much&nbsp;for&nbsp;app users. And so long as they remain a cost-effective way for advertisers to reach a mass audience, app developers and publishers will continue to support the format.&nbsp;</p>

<p>That&rsquo;s not to say that other formats aren&rsquo;t highly popular though. In comparing numbers from the first half of 2021 to the same period in 2020, advertisers spent 450% more on native ads, 243% more on vertical video&nbsp;and 188% more on interstitials.&nbsp;&nbsp;</p>

<p>As advertisers ramp up spending on these formats, app developers and publishers are sure to follow suit.&nbsp;Should&nbsp;eCPMs&nbsp;(price paid per thousand impressions) dip over time,&nbsp;more&nbsp;publishers may embrace non-banner ad formats since splashier formats like rewarded video tend to command higher prices.&nbsp;</p>

<h2>How App Publishers Are Now Approaching Mobile Programmatic Advertising&nbsp;</h2>

<p>It is important to note the outsized role that gaming apps play in the programmatic ecosystem. In the first half of 2021, around 80% of all in-app ad&nbsp;spending went to gaming apps. In fact, the top 10 publishers on&nbsp;InMobi&nbsp;Exchange were all games.&nbsp;</p>

<p>Of course, this is not to discount non-gaming apps, many of whom saw healthy growth already this year. Between Q1 and Q2 2021, spending on non-gaming apps rose 37%.&nbsp;</p>

<p>One way in which many app publishers are looking to further boost ad revenues and improve fill rates is through in-app header bidding, or in-app bidding as it&rsquo;s sometimes called.&nbsp;With in-app bidding, all potential advertisers (and their programmatic partners)&nbsp;have the opportunity to&nbsp;review and bid on all potential ad placement opportunities.&nbsp;&nbsp;</p>

<p>Between Q1 and Q2 2021, not only was there a 26% increase in ad requests from in-app bidding, but there was also a 12% decrease in ad requests from waterfalls (also known as multi-call order, or MCO).&nbsp;In this period, we observed 52% growth in ad spending on in-app header bidding supply.&nbsp;</p>

<p>Why is in-app bidding beneficial? For publishers, it allows all potential ad sources to bid for all available&nbsp;ad inventory &ndash; as compared to MCO, where demand sources are tapped in a set, sequential order.&nbsp;This increased competition&nbsp;invariably increases&nbsp;eCPMs&nbsp;and thus revenue. It also often boosts fill rates, since all interested demand sources get to bid on all ad placement&nbsp;opportunities.&nbsp;</p>

<h3>How App Publishers are Navigating Privacy Changes&nbsp;</h3>

<p>But how will app publishers and the in-app advertising ecosystem overall deal with privacy changes, such as Apple&rsquo;s&nbsp;AppTrackingTransparency&nbsp;framework or upcoming Android opt-out options? With the free, ad-supported app model still work going forward, or will&nbsp;more apps embrace paid options like in-app purchases?&nbsp;</p>

<p>Early&nbsp;indications&nbsp;showed advertisers moving budgets away from iOS, in a sign that privacy changes&nbsp;were impacting how app publishers were monetizing their iPhone and iPad apps. In looking at numbers from July 2021 as compared to January 2021,&nbsp;Android&nbsp;eCPMs&nbsp;rose by 20% while iOS&nbsp;eCPMs&nbsp;fell by 16%.&nbsp;</p>

<p>But we think that these changes are short-lived. For one, iOS users are just too valuable to ignore, so invariably advertisers will invest further in this ecosystem.&nbsp;&nbsp;</p>

<p>And even&nbsp;for the advertisers that eschewed in-app entirely as a result of ATT, the mobile app audience is truly too big to pass over.&nbsp;Not only do Americans spend more time on mobile than they do engaging with any other single media source, but&nbsp;<a href="https://content-na2.emarketer.com/us-time-spent-with-media-2021-update" target="_blank">around 90% of all time spent on mobile is devoted to apps</a>.&nbsp;If advertisers want to reach their best audiences, they have to go through apps.&nbsp;</p>

<p>On top of it all, the doom and gloom that accompanied the initial rollout of iOS 14.5 has largely been overblown. For one thing, opt-in rates are much healthier than anticipated. While the industry was largely expecting IDFA opt-in rates to be around 20%,&nbsp;InMobi&nbsp;Exchange found that 33% of all iOS users running iOS 14.5 or higher had opted in by the week of August 22. For non-gaming apps, <a href="https://go.inmobi.com/idfa/" target="_blank">the&nbsp;opt-in rate&nbsp;then was 39%</a>. Gaming apps had a lower opt-in rate of 25%, but even that is above expectations.&nbsp;</p>

<p>Plus, even among the users without an individual device identifier, advertisers have still been able to effectively measure&nbsp;their campaigns using&nbsp;SKAdNetwork, Apple&rsquo;s own measurement solution. For example,&nbsp;<a href="/blog/ios-14.5-the-story-so-far" target="_blank">InMobi DSP has been able to help its clients dramatically scale up their mobile app user acquisition campaigns using SKAdNetwork</a>. It is worth noting that&nbsp;the vast majority&nbsp;of&nbsp;apps are supporting&nbsp;SKAdNetwork&nbsp;right now, which helps advertisers and their partners to use this measurement option in the first place.&nbsp;</p>

<p>In addition,&nbsp;for targeting users where an identifier is available, agencies and direct brand advertisers are increasingly&nbsp;leveraging identity solutions like&nbsp;LiveRamp&rsquo;s&nbsp;Authenticated&nbsp;Traffic Solution (ATS) to gain a view on how prospective consumers are engaging with media across screens. And by using&nbsp;InMobi&rsquo;s&nbsp;UnifID&nbsp;to easily integrate with multiple identity solutions, publishers have seen a 39% increase in average&nbsp;eCPMs&nbsp;for bid requests with identifiers attached to them &ndash; and on iOS,&nbsp;publishers are seeing a 50% increase in&nbsp;eCPMs.&nbsp;</p>

<p>So&nbsp;what does this all show?&nbsp;Even with Apple&rsquo;s changes, in-app advertising in the iOS ecosystem is alive and well. Many apps&nbsp;are continuing to successfully monetize their iOS apps through advertising, and regardless of what happens in the industry, this will likely continue for the foreseeable future.&nbsp;</p>

<p>Interested in monetizing your app through&nbsp;InMobi? Head to&nbsp;<a href="https://publisher.inmobi.com/signup" target="_blank">https://publisher.inmobi.com/signup</a>&nbsp;to create an account and get started.&nbsp;</p>]]></description>
      <dc:subject><![CDATA[In-App Monetization, Inside InMobi, English (EN): inmobi.com, Global,]]></dc:subject>
      
      <dc:creator><![CDATA[ Team InMobi  ]]></dc:creator>
      
      <dc:date>2021-09-14T10:19:00+00:00</dc:date>
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    <item>
      <title><![CDATA[What Brands and Retailers Need To Know About The 2021 U.S. Holiday Shopping Season [New Report] ]]></title>
      <link>https://www.inmobi.com/blog/2021/09/10/what-brands-and-retailers-need-to-know-about-the-2021-u.s-holiday-shopping-season-new-report/</link>
      <guid>https://www.inmobi.com/blog/2021/09/10/what-brands-and-retailers-need-to-know-about-the-2021-u.s-holiday-shopping-season-new-report/</guid>
      <description><![CDATA[<p>The&nbsp;U.S. holiday shopping season&nbsp;in 2021 will be unlike any other in recent memory.&nbsp;So&nbsp;what can the&nbsp;retail industry&nbsp;do in order to see success this&nbsp;holiday season?&nbsp;</p>

<p>To help brands and retailers in the&nbsp;United States&nbsp;navigate what&rsquo;s likely to be an unusual&nbsp;winter holiday&nbsp;season, we have created a new playbook,&nbsp;<a href="https://go.inmobi.com/2021-holiday-shopping/" target="_blank">2021 Holiday Shopping: What Brands and Retailers Need to Know</a>.&nbsp;&nbsp;</p>

<p>Here, we outline what businesses and marketers should expect between&nbsp;November and December&nbsp;this year, and&nbsp;how they can best position themselves and their media plans for success during this always critical period of the year.&nbsp;&nbsp;</p>

<p><a href="https://go.inmobi.com/2021-holiday-shopping/" target="_blank">Grab your complimentary copy of our retail holiday shopping playbook</a>!&nbsp;</p>

<p style="text-align:center"><a class="btn btn-s" href="https://go.inmobi.com/2021-holiday-shopping/" style="font-size:24px; border-radius: 25px; font-weight: normal;" target="_blank">READ PLAYBOOK</a></p>

<p>Here&rsquo;s what is included in our holiday guide:&nbsp;</p>

<ul>
	<li>How consumers are planning to shop, and what this means for a wide range of brands and retailers.&nbsp;</li>
	<li>Why&nbsp;Black Friday deals,&nbsp;Cyber Monday&nbsp;sales events and even&nbsp;Thanksgiving Day&nbsp;plans will be more important than ever this year.&nbsp;</li>
	<li>How to reach holiday shoppers, and why mobile will be key to engaging with&nbsp;consumers.&nbsp;</li>
	<li>Insights&nbsp;on the advertising and marketing messaging that&rsquo;s most likely to resonate with&nbsp;consumers this year.&nbsp;</li>
	<li>Key shopping and retail insights you definitely need to know, including around expected&nbsp;retail sales growth&nbsp;and in-store sales.&nbsp;</li>
	<li>Information on&nbsp;what a successful holiday shopping campaign will look like in 2021.&nbsp;</li>
	<li>Top takeaways for both retailers and brands this holiday season.&nbsp;</li>
	<li>How to get started on a winning advertising and marketing campaign that&rsquo;s sure to yield results.&nbsp;</li>
</ul>

<p style="text-align:center"><a class="btn btn-s" href="https://go.inmobi.com/2021-holiday-shopping/" style="font-size:24px; border-radius: 25px; font-weight: normal;" target="_blank">I WANT A COPY!</a></p>

<p>&ldquo;The 2021 holidays will stand in stark contrast with the 2020 season. Certain behaviors will look like the mirror image of last year, while others will carry forward&mdash;and even strengthen&mdash;in the post-pandemic economy. Figuring out what those behaviors are and planning accordingly can put retailers ahead of the curve.&rdquo; &ndash;&nbsp;<a href="https://content-na2.emarketer.com/how-retailers-start-planning-2021-holiday-season" target="_blank">Andrew Lipsman, eMarketer Principal Analyst, Insider Intelligence&nbsp;</a></p>

<h2>Sneek Peak&nbsp;Of&nbsp;Our Holiday Shopping Playbook&nbsp;</h2>

<p>For a preliminary look at this new&nbsp;guide, enjoy this preview!&nbsp;</p>

<h3>Understanding Consumer Sentiment&nbsp;</h3>

<p>Is America ready to go back to its old shopping routines? All signs point to yes.&nbsp;</p>

<p>In fact, when we polled over 2,300 adults across the U.S. in August 2021, 66% said they were already shopping in person.&nbsp;Similarly, 61% of shoppers said they were already browsing for retail purchases in person by that point.&nbsp;</p>

<p>While the overall picture for in-person shopping looks rosy, it&#39;s critical to note that the recovery, the path back to normalcy, will look different across sectors. While some categories are in the midst of a full reset back to pre-pandemic norms (such as big box retailers), others have a long road ahead of them (especially luxury brands and retailers).&nbsp;</p>

<p>Some habits that were established during the pandemic are here to stay.&nbsp;Consider the role of curbside pickup and BOPIS (buy online, pick up in store). All signs point to consumers continuing to enjoy the convenience of these kinds of options.&nbsp;Post pandemic, 59% say they will continue using curbside pickup options.&nbsp;</p>

<p>Many consumers will continue to shop online even as in-person shopping becomes more and more possible.&nbsp;Over half of Americans increased in-app ordering during the pandemic, with 84% expecting to sustain this level of usage post-pandemic.&nbsp;&nbsp;</p>

<p>Close to half of all Americans were shopping online in May 2021, with 52% saying they will continue to use e-commerce at the same rate throughout the rest of the year. And among younger Americans, 59% of those between 18 and 35 are continuing to shop online.&nbsp;</p>

<p>So&nbsp;what does this all mean for retailers planning their 2021 holiday shopping season plans?&nbsp;</p>

<ol>
	<li>Consumers will want to shop in stores. Most shoppers are already making in-person purchases, and that will continue to be the case during the last months of the year.&nbsp;</li>
	<li>E-commerce and curbside pickup will be popular with many consumers, especially those looking to avoid the rush, get a good deal or make purchases last minute.&nbsp;</li>
	<li>It seems likely that many consumers will be ready to spend big money on their first post-pandemic holiday, but that&#39;s far from guaranteed should many Americans find themselves unemployed or underemployed by the second half of the year.&nbsp;</li>
</ol>

<h3>Key Insights You Need&nbsp;To&nbsp;Know&nbsp;</h3>

<ul>
	<li>37% of Americans say the learn about retailer app availability through mobile ads.&nbsp;</li>
	<li>56% of ALL consumers intended to use BOPIS after Covid.&nbsp;</li>
	<li>39% of adults in the U.S. are likely or highly likely to use a retail mobile app in the future.&nbsp;</li>
	<li>As of May, 74% of Americans said they were already making retail purchases in person at brick-and-mortar stores &ndash; including 80% of Americans over 55 and 83% of suburban shoppers.&nbsp;</li>
	<li>49% use third-party platforms to make retail purchases right now &ndash; up to 53% for men, 59% for Americans between 18 and 34, and 50% of people living in urban centers.&nbsp;</li>
</ul>

<p>Like what you&rsquo;re reading so far? There&rsquo;s a whole lot more where that came from! Be sure to get your complimentary copy of&nbsp;InMobi&rsquo;s&nbsp;new playbook,&nbsp;<a href="https://go.inmobi.com/2021-holiday-shopping/" target="_blank">2021 Holiday Shopping: What Brands and Retailers Need to Know</a>, for even more great insights.&nbsp;</p>

<p style="text-align:center"><a class="btn btn-s" href="https://go.inmobi.com/2021-holiday-shopping/" style="font-size:24px; border-radius: 25px; font-weight: normal;" target="_blank">DOWNLOAD PLAYBOOK</a></p>

<h2>How Will 2021&nbsp;Holiday Retail Sales&nbsp;Differ From&nbsp;2020 Holiday&nbsp;Shopping Trends?&nbsp;</h2>

<p>In the lead-up to the 2020 holiday shopping season, the&nbsp;National Retail Federation&nbsp;(NRF) <a href="https://nrf.com/insights/holiday-and-seasonal-trends/winter-holidays/winter-holiday-faqs" target="_blank">predicted that&nbsp;total retail sales&nbsp;would be between $755.3 billion&nbsp;and $766.7 billion</a>.&nbsp;&nbsp;</p>

<p>And what actually happened?&nbsp;<a href="https://content-na2.emarketer.com/us-holiday-2020-review-and-holiday-2021-preview" target="_blank">Total retail holiday sales in the U.S. were greater than $1&nbsp;trillion</a>,&nbsp;eMarketer reported. To say that last year&nbsp;consumers shopped&nbsp;more than expected would be an understatement!&nbsp;</p>

<p>So&nbsp;what does that mean for this year? Should retailers and brands expect major&nbsp;year over year&nbsp;growth in 2021?&nbsp;According to eMarketer, holiday retail sales are expected to&nbsp;<a href="https://content-na2.emarketer.com/how-retailers-start-planning-2021-holiday-season" target="_blank">rise by an additional 2.7% in 2021</a>, with e-commerce sales predicted to increase by over 11% this winter season.&nbsp;</p>

<p>With so much on the line and yet so much in flux, it&rsquo;s critical for brands and retailers to get things right this holiday shopping season. We at&nbsp;InMobi&nbsp;are here to help. Our new playbook,&nbsp;<a href="https://go.inmobi.com/2021-holiday-shopping/" target="_blank">2021 Holiday Shopping: What Brands and Retailers Need to Know</a>,&nbsp;will ensure you&nbsp;are well prepared and ready to weather any storm during this always crucial part of the year.&nbsp;</p>

<p style="text-align:center"><a class="btn btn-s" href="https://go.inmobi.com/2021-holiday-shopping/" style="font-size:24px; border-radius: 25px; font-weight: normal;" target="_blank">DOWNLOAD PLAYBOOK</a></p>

<h2>Kickstart Your 2021 Holiday Shopping&nbsp;With&nbsp;InMobi&nbsp;</h2>

<p>Interested in kicking off your holiday shopping season on the right foot?&nbsp;Reach out to&nbsp;InMobi! Get in touch with our mobile experts by sending us a note at&nbsp;<a href="mailto:efficientbuying@inmobi.com">efficientbuying@inmobi.com</a>.&nbsp;</p>

<p>As the leading experts in mobile,&nbsp;InMobi&nbsp;can help you execute a successful advertising and marketing campaign this holiday season that reaches consumers at scale through their most-used device.&nbsp;</p>

<p>What&nbsp;do you think the 2021 holiday shopping season will look like, and what will&nbsp;brands&nbsp;and retailers need to do in order to see success this year? Let us know&nbsp;your thoughts on the topic&nbsp;on social media! You can reach out to us on&nbsp;<a href="https://www.linkedin.com/company/inmobi/" target="_blank">LinkedIn</a>,&nbsp;<a href="https://twitter.com/inmobi" target="_blank">Twitter</a>,&nbsp;<a href="https://www.facebook.com/inmobi" target="_blank">Facebook</a>&nbsp;or&nbsp;<a href="https://instagram.com/inmobi_official" target="_blank">Instagram</a>.&nbsp;</p>

<h4>About the Author&nbsp;&nbsp;&nbsp;&nbsp;</h4>

<p>Matthew Kaplan has over a decade of digital marketing experience, working to support the content goals of the world&rsquo;s biggest B2B and B2C brands. He is a passionate app user and evangelist, working to support diverse marketing campaigns across devices.&nbsp;</p>]]></description>
      <dc:subject><![CDATA[Media Consumption &amp; Trends, English (EN): inmobi.com, North America,]]></dc:subject>
      
      <dc:creator><![CDATA[ Matt Kaplan,  Content Strategist  ]]></dc:creator>
      
      <dc:date>2021-09-10T21:47:00+00:00</dc:date>
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    <item>
      <title><![CDATA[Introducing InMobi's New Publisher Support Portal]]></title>
      <link>https://www.inmobi.com/blog/2021/09/07/introducing-inmobis-new-publisher-support-portal/</link>
      <guid>https://www.inmobi.com/blog/2021/09/07/introducing-inmobis-new-publisher-support-portal/</guid>
      <description><![CDATA[<p>At InMobi,&nbsp;we are committed to&nbsp;empower our&nbsp;app developer and publisher&nbsp;customers with platforms and&nbsp;tools that support their business goals, while also providing the&nbsp;best possible level of customer support.&nbsp;With this in mind, we&nbsp;are thrilled to announce the launch of our&nbsp;new <a href="https://support.inmobi.com/">publisher support portal</a>.&nbsp;&nbsp;</p>

<p>Our aspiration is to&nbsp;provide a full self-serve publisher platform&nbsp;where mobile publishers of all sizes can take control of their monetization journey. As a first step in that direction, we have recently migrated our customers&nbsp;to a new, more user-friendly interface.&nbsp;This launch takes us one step closer to our aspirations.&nbsp;</p>

<p>On this new publisher support portal, users will now be able to:&nbsp;</p>

<ul>
	<li>Get quick access to&nbsp;specific topics&nbsp;or keywords&nbsp;through&nbsp;our improved search tool.&nbsp;</li>
	<li>Interact with our&nbsp;friendly&nbsp;chatbot&nbsp;to find&nbsp;resources, get in touch with&nbsp;the&nbsp;InMobi&nbsp;team&nbsp;or leave&nbsp;feedback.&nbsp;</li>
	<li>Look for&nbsp;terminology&nbsp;definition&nbsp;on our&nbsp;Glossary.&nbsp;</li>
</ul>

<h2>An easy-to-navigate&nbsp;knowledge&nbsp;base&nbsp;</h2>

<p>Regardless of&nbsp;the&nbsp;service model, the knowledge&nbsp;base content&nbsp;is&nbsp;relevant&nbsp;for all publishers&nbsp;monetizing their inventory&nbsp;on InMobi SSP.&nbsp;We have&nbsp;simplified the user&nbsp;workflow&nbsp;and have&nbsp;broken down the&nbsp;resources into easy-to-browse&nbsp;categories.&nbsp;Whether you are looking for&nbsp;a quick guide on how to get started, documentation on our&nbsp;SDK&nbsp;or best practices on how to maximize your monetization,&nbsp;we got you covered.&nbsp;We have also introduced&nbsp;key&nbsp;navigation&nbsp;functionalities&nbsp;such as&nbsp;a&nbsp;library&nbsp;on the left panel&nbsp;to make it easier for the reader&nbsp;to&nbsp;switch from a topic&nbsp;to another&nbsp;with&nbsp;minimal clicks.</p>

<p><img alt="" src="https://go.inmobi.net/hubfs/section%201%20v3.png" /></p>

<h2>Additional support through&nbsp;tickets&nbsp;&nbsp;&nbsp;</h2>

<p>If you&nbsp;are not able to find&nbsp;the&nbsp;answer&nbsp;to your question on the knowledge base&nbsp;or are running into technical issues,&nbsp;you can also get in touch&nbsp;with&nbsp;our support team.&nbsp;&nbsp;</p>

<p>Also present on our previous portal, our&nbsp;ticket system&nbsp;allows you to raise a support request&nbsp;directly&nbsp;to our&nbsp;teams.&nbsp;Publishers simply need to enter&nbsp;the details of&nbsp;their&nbsp;query.&nbsp;&nbsp;</p>

<p><img alt="" src="https://f.hubspotusercontent40.net/hubfs/2714195/Support%20ticket-1.png" style="height:400px; width:500px" /></p>

<p>We hope you find&nbsp;the answers you are looking for&nbsp;on our new publisher support portal.&nbsp;And if a topic&nbsp;looks unfamiliar,&nbsp;you can always&nbsp;head out to&nbsp;<a href="https://university.inmobi.com/" target="_blank">InMobi&nbsp;U</a>, our online education platform&nbsp;to&nbsp;learn&nbsp;about&nbsp;mobile advertising.&nbsp;&nbsp;</p>

<p>If you&rsquo;d like to share any feedback&nbsp;about&nbsp;the new&nbsp;<a href="https://support.inmobi.com/">publisher&nbsp;support portal</a>, please drop us a line&nbsp;through our&nbsp;chatbot.&nbsp;We look forward to receiving your&nbsp;feedback!&nbsp;</p>]]></description>
      <dc:subject><![CDATA[Announcements, In-App Monetization, Inside InMobi, English (EN): inmobi.com, Global,]]></dc:subject>
      
      <dc:creator><![CDATA[ Team InMobi  ]]></dc:creator>
      
      <dc:date>2021-09-07T08:06:00+00:00</dc:date>
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    <item>
      <title><![CDATA[Are Americans Still Shopping In Person? ]]></title>
      <link>https://www.inmobi.com/blog/2021/09/02/are-americans-still-shopping-in-person/</link>
      <guid>https://www.inmobi.com/blog/2021/09/02/are-americans-still-shopping-in-person/</guid>
      <description><![CDATA[<p>Back in May, we found that Americans&nbsp;<a href="https://www.inmobi.com/blog/2021/06/24/are-americans-ready-to-shop-in-person-again" target="_blank">were already shopping in person</a>. At that point in time, vaccination rates were on the rise in the U.S. and many states had begun to ease restrictions first put in place in 2020.&nbsp;</p>

<p>But now that the Delta variant is causing COVID-19 infections in the U.S. to rise again, are Americans now still willing and open to shop in person? That&rsquo;s what we wanted to find out.&nbsp;</p>

<p>To get a better sense of current shopping trends and behaviors in the U.S., we surveyed over 2,000 adults across the country in August using&nbsp;<a href="https://www.inmobi.com/pulse" target="_blank">InMobi&nbsp;Pulse</a>,&nbsp;InMobi&rsquo;s&nbsp;mobile market research solution. Here&rsquo;s what we uncovered.&nbsp;</p>

<h2>Top Takeaways:&nbsp;</h2>

<ul>
	<li>Americans are&nbsp;indeed&nbsp;heading into stores to browse and buy. 66% said they were making purchases in person, while 61% said they were browsing for items in brick-and-mortar stores.&nbsp;</li>
	<li>While most adults in the U.S. are still&nbsp;shopping in person, numbers are down from May. A few months ago, 74% said they were buying in person,&nbsp;while&nbsp;65% were browsing for items in brick-and-mortar stores then.&nbsp;</li>
	<li>42% of consumers are likely to shop using a mobile app in the future, with rates higher for men (50%) and consumers between&nbsp;18 and 34 years old (60%).&nbsp;In addition, 50% of consumers shopping Consumer Direct and Online Only are likely to shop using a retail mobile app.&nbsp;&nbsp;&nbsp;</li>
	<li>30% learn about retail apps from advertising.&nbsp;Consumers are just as likely to remember learning about apps from mobile ads as they are from friends and family.&nbsp;</li>
</ul>

<h2>How Americans Were Shopping&nbsp;In&nbsp;August&nbsp;</h2>

<p>When it comes to making retail purchases, in-person sales remain supreme. But there was&nbsp;actually a&nbsp;drop across the board. In comparing August to May, a smaller percentage of Americans said they were making purchases in person, via a brand&rsquo;s website or app&nbsp;and/or through a third-party marketplace like Amazon.&nbsp;</p>

<p>Interestingly, however, there was an increase in those saying they prefer to use a brand&rsquo;s mobile website or app to make purchases. Overall, 60% in August said they prefer to make purchases in person &ndash; down from&nbsp;66%&nbsp;in May.&nbsp;But between May and August, the share who said they prefer to make purchases through a brand&rsquo;s own app or mobile site went up by seven percentage points.&nbsp;</p>

<p>Why are consumers shopping in person? The top responses in August were for immediate availability (46%) and to&nbsp;avoid having to make an exchange/return (40%). But the share of respondents&nbsp;who said they shopped in person for better prices went up by seven percentage points between May and August.&nbsp;</p>

<p>And how are most consumers in the U.S. obtaining their purchases? The top answer yet again was in person (67%), followed by delivery at 42%.&nbsp;&nbsp;</p>

<p>Interestingly, we noted a shift in how consumers&nbsp;say they prefer to pick up their purchases. The share who said they prefer to pick up their purchases in person declined slightly between May and August, while the share who said they prefer to use&nbsp;BOPIS (buy online, pick up in store) rose by three percentage points in this period.&nbsp;</p>

<h2>How Americans Were Discovering New Products&nbsp;In&nbsp;August&nbsp;</h2>

<p>As we noted earlier, 61% said they were browsing for retail items in person,&nbsp;<a href="https://www.inmobi.com/blog/2021/06/29/retail-browsing-product-discovery-2021" target="_blank">down from 65% in May</a>.&nbsp;But,&nbsp;a greater share of Americans&nbsp;this time around said they prefer to browse in person&nbsp;as compared to what we observed in May (55% to 52%). Further, the share of those who said they prefer to browse via a brand&rsquo;s own mobile website or app went up by five percentage points in this period.&nbsp;</p>

<p>Why do Americans prefer to browse for retail items in person? Top answers in August included immediate availability, to avoid having to make a return or exchange and to experience a product before buying. These were the same top reasons in May too.&nbsp;</p>

<h2>How Will Shopping Habits Change Over Time?&nbsp;</h2>

<p>As we&rsquo;ve seen, many of the shopping habits we observed in May remain true in August, albeit perhaps with less enthusiasm. And how will&nbsp;behavior&nbsp;change&nbsp;during the rest of 2021 and going into 2022?&nbsp;</p>

<p>For one, expect in-person shopping habits to largely remain static. During the next six months, 47% said they expect to shop the same amount in person as they&rsquo;re doing now.&nbsp;</p>

<p>BOPIS may see a rise in usage going forward, particularly among younger people.&nbsp;Among those between the ages of 18 and 34, 45% said they would use BOPIS more frequently in the next six months.&nbsp;</p>

<p>People in this age range are also the likeliest to say they will&nbsp;shop&nbsp;using a retail mobile app in the future. Among Americans between 18 and 34 years old, 60% said they&rsquo;ll using an app to shop, as compared to&nbsp;42% of all adults in the U.S.&nbsp;&nbsp;</p>

<h2>How Should Brands and Retailers Approach In-Person Shopping Today?&nbsp;</h2>

<p>As our research shows, there is no one buying option that works for all Americans. While many are still heading into stores in person, there is growing interest in alternative buying options like m-commerce.&nbsp;&nbsp;</p>

<p>So&nbsp;what can&nbsp;brands&nbsp;and retailers do to stand out in this environment? We recommend taking the following approach:&nbsp;</p>

<ul>
	<li><strong>Embrace omnichannel retail:</strong>&nbsp;The data from both August and May shows how different Americans&nbsp;are shopping today. While most are comfortable with and prefer to shop in person, this doesn&rsquo;t describe everyone. Our research shows the need to&nbsp;offer a variety of browsing and purchasing options to different segments of consumers. With conditions and preferences changing across the country, it pays to be flexible and nimble.&nbsp;</li>
	<li><strong>Tailor messaging to audiences:</strong>&nbsp;Even among consumers that browse and buy in the same way, why they do may differ. For example, some may be heading into stores to take advantage of deals, while others may want to&nbsp;try out products in person. Further, some consumers may need to be reassured of mask policies before heading into stores, while others may not worry about that as much.&nbsp;All of&nbsp;these different bands of consumers will be best served with creative and messaging that reflect their unique needs and tastes.&nbsp;</li>
	<li><strong>Invest in your own app:&nbsp;</strong>There is rising demand for alternative buying options, including BOPIS, that are best facilitated by your own app. In addition, having consumers with your app gives you a direct channel of communication to them, along with greater insights&nbsp;on&nbsp;their needs and requirements.&nbsp;With the shopping landscape still shifting rapidly, it pays to have the options and direct connections that can only be facilitated by your own app.&nbsp;</li>
</ul>

<p>Interested in learning more?&nbsp;<a href="https://www.inmobi.com/company/contact/" target="_blank">Reach out to&nbsp;InMobi&nbsp;today to speak with one of our mobile experts</a>.&nbsp;</p>]]></description>
      <dc:subject><![CDATA[Consumer Research, Understanding Consumers, English (EN): inmobi.com, North America,]]></dc:subject>
      
      <dc:creator><![CDATA[ Team InMobi  ]]></dc:creator>
      
      <dc:date>2021-09-02T21:12:00+00:00</dc:date>
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    <item>
      <title><![CDATA[InMobi Now Working With HUMAN, Joining The HUMAN Collective]]></title>
      <link>https://www.inmobi.com/blog/2021/08/24/inmobi-now-working-with-human-joining-the-human-collective/</link>
      <guid>https://www.inmobi.com/blog/2021/08/24/inmobi-now-working-with-human-joining-the-human-collective/</guid>
      <description><![CDATA[<p>We are excited to announce that InMobi is now utilizing HUMAN&rsquo;s MediaGuard solution to help fight fraud and ensure a clean, transparent and trustworthy mobile in-app advertising ecosystem. HUMAN, formerly known as White Ops, has long been a leader in this space, and we are thrilled to be partnering with them to improve in-app advertising.&nbsp;</p>

<p>In addition, InMobi will be joining the Human Collective, which is HUMAN&rsquo;s consortium of industry leaders working collaboratively together to improve trust and transparency in programmatic advertising. InMobi will be a key mobile-centric voice within the Human Collective, helping to ensure that the needs of the ever-popular mobile and in-app advertising are well represented. Other members of the HUMAN Collective include The Trade Desk, Omnicom Media Group, Magnite and Amica.&nbsp;</p>

<p>&ldquo;To sustain its growth, digital advertising needs a trusted marketplace built through global collaboration and strong partnerships,&rdquo; said HUMAN Co-Founder and CEO Tamer Hassan. &ldquo;With its global command of the mobile in-app market, this partnership with InMobi strengthens <a href="https://resources.humansecurity.com/all-content/botguard-for-applications-by-human" target="_blank">HUMAN&rsquo;s ability to fight sophisticated cybercrime</a> and creates a more trusted environment for digital advertising. InMobi&rsquo;s total, direct integration with MediaGuard uplevels its ability to enable brand-safe transactions within its exchange.&rdquo;&nbsp;</p>

<p>Specifically, InMobi will be working with HUMAN to help our customers effectively monitor and combat SIVT (sophisticated invalid traffic). As a result, 100% of the inventory available on InMobi Exchange will be monitored by HUMAN <a href="https://resources.humansecurity.com/all-content/botguard-for-growth-marketing-by-human" target="_blank">for issues such as</a> background ad activity, hidden adds, app misrepresentation/spoofing and measurement manipulation.&nbsp;</p>

<p>InMobi has long been focused on making programmatic mobile advertising more transparent and effective for both our publisher and advertiser partners. This is why we spearheaded industry initiatives like app-ads.txt and sellers.json, and we are proud to have earned the official Certification Against Fraud (CAF) designation from the Trustworthy Accountability Group (TAG) for <a href="https://www.inmobi.com/blog/2021/03/23/inmobi-recertified-by-tag-fourth-year-in-a-row" target="_blank">the past four years</a>.&nbsp;</p>

<p>Our new partnership with HUMAN is an extension of this work. HUMAN have long been leaders in this space, and we are excited to bring their solutions to bear to our customers. HUMAN is the first solution in the space to be fully accredited by the Media Rating Council (MRC) for end-to-end coverage against SIVT for desktop, mobile web, mobile in-app and connected TV (CTV). This includes accreditation for pre- and post-bid detection and mitigation of SIVT.&nbsp;</p>

<p>Interested in learning more about this new partnership and what it means for you? You can <a href="https://www.inmobi.com/company/contact/" target="_blank">reach out to us directly here</a>, or send us a note on <a href="https://www.linkedin.com/company/inmobi/" target="_blank">LinkedIn</a>, <a href="https://twitter.com/inmobi" target="_blank">Twitter</a>, <a href="https://www.facebook.com/inmobi" target="_blank">Facebook</a> or <a href="https://instagram.com/inmobi_official" target="_blank">Instagram</a>.&nbsp;</p>]]></description>
      <dc:subject><![CDATA[Announcements, Inside InMobi, English (EN): inmobi.com, Global,]]></dc:subject>
      
      <dc:creator><![CDATA[ Team InMobi  ]]></dc:creator>
      
      <dc:date>2021-08-24T13:01:00+00:00</dc:date>
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    <item>
      <title><![CDATA[iOS 14.5: The Story So Far ]]></title>
      <link>https://www.inmobi.com/blog/2021/08/23/ios-14.5-the-story-so-far/</link>
      <guid>https://www.inmobi.com/blog/2021/08/23/ios-14.5-the-story-so-far/</guid>
      <description><![CDATA[<p>Apple rolled out&nbsp;iOS 14.5 on April 26.&nbsp;This OS version included a major&nbsp;update for user privacy:&nbsp;AppTrackingTransparency&nbsp;(ATT), where apps were&nbsp;required&nbsp;to display a prompt for users to opt in or out&nbsp;to sharing&nbsp;their information in the form of&nbsp;an&nbsp;IDFA&nbsp;(Apple&rsquo;s device-level identifier for advertisers).&nbsp;&nbsp;</p>

<p>Since then, Apple has&nbsp;pushed live iOS&nbsp;14.6&nbsp;and&nbsp;14.7 in the last few months,&nbsp;resulting in more people updating their OS and choosing to opt-in/out of IDFA&nbsp;collection.&nbsp;By&nbsp;July, 55% of all traffic&nbsp;InMobi&nbsp;DSP was bidding on did not have an IDFA.&nbsp;&nbsp;</p>

<p><img alt="app tracking transparency opt in rate " src="https://go.inmobi.net/hubfs/Screen%20Shot%202021-08-23%20at%204.21.02%20PM.png" /></p>

<p><iframe allowfullscreen="allowfullscreen" frameborder="0" height="611" scrolling="no" src="https://e.infogram.com/_/E0Bo47lLavYfimubj633?src=embed" title="IDFA Tracker" width="1058"></iframe></p>

<p>Advertisers have known for a while that&nbsp;without&nbsp;IDFAs, standard models for&nbsp;measurement and attribution&nbsp;won&rsquo;t work. As a result, they have started relying on&nbsp;SKAdNetwork&nbsp;(SKAN), Apple&rsquo;s attribution solution that works on a privacy-safe attribution mechanism. SKAN works for all users, but its granularity is limited and&nbsp;InMobi&nbsp;has been working with our&nbsp;ecosystem partners&nbsp;to make the transition to SKAN as smooth as possible!&nbsp;</p>

<p>But how widespread is SKAN at this stage?&nbsp;In July,&nbsp;SKAN-compatible bid requests&nbsp;were above 85%. This is the&nbsp;share of&nbsp;SKAN-ready supply that&nbsp;InMobi&nbsp;DSP receives from its supply-side partners.&nbsp;&nbsp;</p>

<h2>SKAN&nbsp;Key Results&nbsp;and&nbsp;Metrics&nbsp;&nbsp;</h2>

<p>InMobi&nbsp;DSP provides all the support advertisers require in scaling up campaigns on SKAN.&nbsp;</p>

<p>Even using SKAN and not using IDFAs, we were able to&nbsp;help 36 of our advertiser partners&nbsp;across&nbsp;geographies&nbsp;see a combined&nbsp;<strong>52x&nbsp;growth in app installs&nbsp;in July 2021</strong>.&nbsp;</p>

<p><img alt="skadnetwork ios 14" src="https://go.inmobi.net/hubfs/DailyInstallGrowthUsingSKAN_v1.png" /></p>

<p>InMobi&nbsp;DSP&nbsp;has been SKAN&nbsp;ready throughout its various versions,&nbsp;and we have been able to provide our advertisers with the right solutions to scale up campaigns.&nbsp; For more information, <a href="https://go.inmobi.net/hubfs/InMobi-DSP-Video-Sharing-Social-Media-Platform-Case-Study.pdf" target="_blank">check out this case study</a> to see how we helped a leading video-based social media platform see 6x daily app install growth on Apple devices post iOS 14.5. And <a href="https://go.inmobi.net/hubfs/InMobi-DSP-Social-Media-Platform-Case-Study.pdf" target="_blank">here&#39;s how&nbsp;InMobi helped another&nbsp;leading social media platform see 13x daily app install growth</a> on Apple devices following the rollout of ATT.</p>

<p><img alt="skadnetwork ios 14" src="https://go.inmobi.net/hubfs/SKAN2toSKAN2.2_v3.png" /></p>

<p>Why has&nbsp;InMobi&nbsp;DSP been more successful at driving app installs with SKAN version 2.2 versus 2.0? It mostly comes down to view-through attribution, which Apple finally included with SKAN 2.2.&nbsp;&nbsp;</p>

<h2>CPI&nbsp;and&nbsp;IPM&nbsp;Trends&nbsp;</h2>

<p>How can&nbsp;InMobi&nbsp;DSP meet&nbsp;advertiser goals around metrics&nbsp;like CPI&nbsp;(cost per installs)&nbsp;and&nbsp;IPM&nbsp;(installs per thousand impressions)&nbsp;even with SKAN providing less&nbsp;user-level data and optimization granularity&nbsp;than was previously available from the mobile measurement platforms (MMPs)?&nbsp;These are some of the latest numbers that we have been able to achieve across regions as well as various verticals for reference.&nbsp;&nbsp;</p>

<p><em>Note:&nbsp;The numbers may seem higher for certain&nbsp;advertisers&nbsp;&ndash; this is subject to the scale and duration of campaigns being tested over time.&nbsp;InMobi&nbsp;will continue&nbsp;to observe&nbsp;trends&nbsp;over time and update&nbsp;on&nbsp;results.&nbsp;</em></p>

<p><em><img alt="apple skadnetwork" src="https://go.inmobi.net/hubfs/Changesin_eCPI_v1.png" /></em></p>

<p>Why are we seeing CPI&nbsp;increases&nbsp;for the most part? This is all due to the lack of&nbsp;real-time&nbsp;targeting&nbsp;and attribution&nbsp;information. Without&nbsp;an ability to&nbsp;optimize at the user level,&nbsp;many&nbsp;UA advertisers thus need to display more ads to a greater number of people in order to achieve their desired&nbsp;end result, which often means that CPIs rise.&nbsp;</p>

<p>The outlier here is the one e-commerce client. For this partner,&nbsp;our campaign ran only in specific regions. We observed significantly better performance for them due to the popularity of the target app alongside&nbsp;good SKAN traffic&nbsp;availability.</p>

<p>Still, as&nbsp;InMobi&nbsp;DSP and others run more campaigns using SKAN, we are improving our capabilities,&nbsp;such as using&nbsp;campaign ID for optimizations, and we expect IPMs and CPIs&nbsp;to return to pre-SKAN levels soon. And as our earlier data highlighted, we are still driving installs at scale on iOS.&nbsp;</p>

<p>Interested&nbsp;in learning more about how&nbsp;InMobi&nbsp;DSP is dealing with Apple&rsquo;s changes and how we&rsquo;re helping our advertiser partners meet their user acquisition goals in a post-IDFA landscape?&nbsp;Reach out&nbsp;today to chat with one of our mobile marketing experts.&nbsp;</p>]]></description>
      <dc:subject><![CDATA[Acquiring New Users, Inside InMobi, English (EN): inmobi.com, Global,]]></dc:subject>
      
      <dc:creator><![CDATA[ Team InMobi  ]]></dc:creator>
      
      <dc:date>2021-08-23T23:24:00+00:00</dc:date>
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    <item>
      <title><![CDATA[How The Telco Business Model Needs to Evolve]]></title>
      <link>https://www.inmobi.com/blog/2021/08/11/how-the-telco-business-model-needs-to-evolve/</link>
      <guid>https://www.inmobi.com/blog/2021/08/11/how-the-telco-business-model-needs-to-evolve/</guid>
      <description><![CDATA[<p>As consumer demands become more pronounced and as&nbsp;digital services&nbsp;proliferate, today&rsquo;s standard&nbsp;telco business model&nbsp;no longer works.&nbsp;But what&nbsp;products and services&nbsp;do telcos need to offer in order to stay competitive? Here&rsquo;s why the standard&nbsp;core business&nbsp;model for telcos no longer suffices and&nbsp;how it should evolve.&nbsp;</p>

<h2>How Mobile Upended Telco&nbsp;Network Infrastructure&nbsp;Needs&nbsp;&ndash; And Business Models&nbsp;</h2>

<p>In the beginning, the primary &ndash; often the sole &ndash; purpose of telcos was to facilitate landline phone calls.&nbsp;Of course, many telcos also had little to no competition, often operating as monopolies&nbsp;&ndash; think the era of &ldquo;Ma Bell&rdquo; in the U.S.&nbsp;or the early history of British Telecom.&nbsp;&nbsp;</p>

<p>In this era, telcos could see success through hardware and network infrastructure, being the only or&nbsp;one of a few providers of phone service within a given&nbsp;service delivery&nbsp;area. Even when cable television and wired internet services came on the scene, the core business didn&rsquo;t change all that much; by serving as the technical backbone to these telecommunications services, telcos could expect to see success.&nbsp;</p>

<p>And of course, many telcos have successful business offerings, with packages designed to meet corporate connectivity needs. This is rarely a high margin business nor is it as profitable as consumer-facing offerings usually, but it is another way that telcos have slowly expanded in the past few decades.&nbsp;</p>

<p>But then mobile entered onto the scene. Especially in a post-iPhone world, mobile and apps replaced&nbsp;landline phones, cable TV and internet connectivity. As Marc&nbsp;Andreesen&nbsp;famously quipped more than a decade ago, &ldquo;software is eating the world.&rdquo;&nbsp;</p>

<p>To see this dynamic in action,&nbsp;<a href="https://www.mckinsey.com/industries/technology-media-and-telecommunications/our-insights/a-blueprint-for-telecoms-critical-reinvention" target="_blank">consultants at McKinsey analyzed</a>&nbsp;the profit and&nbsp;market cap of the top 25 global telcos and the eight most profitable internet companies in 2014 and then in 2019. While the telcos were in a stronger&nbsp;position in 2014, by 2019 the situation was reversed. For example, in&nbsp;this&nbsp;time frame, the share of profit among the leading telcos declined by 34&nbsp;percentage points.&nbsp;</p>

<p>Over the past 15 years,&nbsp;as smartphones have become the main device both for communication and for media consumption, telcos have become commoditized.&nbsp;And even just providing this basic connectivity is becoming more difficult, with telcos needing to make major capital investments to keep up with rising demand for mobile connectivity&nbsp;(most recently for 5G connectivity but then around LTE and 4G before that).&nbsp;&nbsp;</p>

<p>And to top it all off, the growing Internet of Things (think smart fridges, connected cars, etc.)&nbsp;is putting further pressure on cell networks. With billions more internet-enabled devices expected to come online soon, telcos have to further scramble to ensure their networks can keep up with growing demand.&nbsp;</p>

<p>Essentially, telcos are being asked to make significant investments in their cellular&nbsp;networks, service&nbsp;and infrastructure&nbsp;while&nbsp;consumers are&nbsp;pickier&nbsp;about telco services and have more options to choose from&nbsp;regarding&nbsp;communications and media consumption.&nbsp;There is downward pressure on them&nbsp;around pricing, connectivity&nbsp;and customer service, and&nbsp;yet&nbsp;it couldn&rsquo;t be coming at a worse time.&nbsp;</p>

<h2>Why Attempts To Diversify and Provide Better&nbsp;Customer Service&nbsp;Have Failed So Far&nbsp;</h2>

<p>To deal with rising consumer demand while still remaining profitable enough to make needed infrastructure&nbsp;updates, meet rising consumer expectations, etc., most telcos have aimed to expand their offerings. The problem has been, however, that many of these other business ventures/cross functional teams&nbsp;have not yielded demonstrably positive results.&nbsp;</p>

<p>One route has been to acquire media outlets and channels. The thought process being is that by controlling both how&nbsp;people consume content and&nbsp;what they are consuming, the telco can expect to see profits.&nbsp;France-based multinational telecom Orange has embraced this strategy, investing in media properties like&nbsp;Dailymotion.&nbsp;</p>

<p>Other telcos elect to take their media investments further by pairing them&nbsp;with advertising technology, which can then enable to&nbsp;more effectively monetize their own media in house. Both AT&amp;T and Verizon in the U.S. have taken this route.&nbsp;</p>

<p>While these paths look appealing on paper, the results in real life have been less than stellar.&nbsp;Many telcos have struggled to make their media and/or ad tech investments profitable. As the old saying goes, &ldquo;jack of all trades, master of none.&rdquo; The risk is that&nbsp;by investing in so many disparate offerings, telcos can venture too far away from their core strengths.&nbsp;&nbsp;</p>

<p>One area where some telcos have seen success is by offering unique&nbsp;financial services&nbsp;such as online payments apps.&nbsp;For example, Saudi Telecom has seen success with its mobile wallet app&nbsp;stc&nbsp;pay. But this option A) only works in markets that don&rsquo;t have a dominant mobile&nbsp;finance app and B) this option alone is unlikely to buoy a telco&rsquo;s fortunes on its own.&nbsp;</p>

<h2>What Should Next&nbsp;Gen&nbsp;Telco&nbsp;Companies Include&nbsp;and Offer?&nbsp;</h2>

<p>So if previous attempts at expanding the business are not yielding results, what can telcos do? Instead of expanding, telcos should double down on what today&rsquo;s consumers really want: a positive, mobile-first customer experience.&nbsp;&nbsp;</p>

<p>For inspiration, think about Apple. They spent much of the 1990s and early 2000s playing second fiddle to Microsoft and other OEMs (original equipment manufacturers), only to emerge as the dominant&nbsp;player in mobile in much of the world.&nbsp;</p>

<p>And really, Apple has become one of the world&rsquo;s most valuable companies by focusing and honing in on the mobile user experience. Apple has become synonymous with ease of use, delighting customers with a mobile user experience&nbsp;that is intuitive and simple. While Apple has expanded beyond its mobile underpinnings in recent years, especially with the recent release of Apple TV+, mobile still remains very central to the company&#39;s DNA.&nbsp;</p>

<p>This same methodology and approach can work for telcos too. After all, most people pay for and access their mobile devices through their carrier of choice. By ensuring that consumers are delighted&nbsp;by their mobile experience as soon as they unbox their new smartphone, telcos can put themselves on a path to renewed profitability.&nbsp;</p>

<h3>About&nbsp;InMobi&nbsp;Telco&nbsp;</h3>

<p>We at&nbsp;<a href="https://www.inmobi.com/telco-solutions" target="_blank">InMobi&nbsp;have developed a way to bring the power of programmatic advertising to&nbsp;telcos</a> without the expense of M&amp;A. Leveraging our end-to-end platform &mdash; the world&rsquo;s leading mobile&nbsp;exchange, SSP and DSP &mdash; as an engine for growth, <a href="https://www.inmobi.com/telco-solutions" target="_blank">we are making it easy for&nbsp;telcos to activate their audiences and grow their businesses</a>.&nbsp;&nbsp;</p>

<p>Our compelling Swish consumer content experiences, proven monetization technologies, and always-on access to advertiser demand help telcos engage with their subscribers and tap additional revenue streams without having to create either.&nbsp;&nbsp;</p>

<p>And like all good things, it didn&rsquo;t happen overnight. With tens of thousands of advertising brands and mobile apps on our exchange,&nbsp;InMobi&nbsp;has been serving the telco industry for years. More directly, since&nbsp;2018,&nbsp;our unique and rapidly growing on-device media solution was born of our strategic alliance with several mobile handset&nbsp;manufacturers&nbsp;(OEMs) and leading global telcos to monetize their inventory assets across the board.&nbsp;</p>

<p>What do you see as the future of telcos? How do you think telcos will evolve? Let us know on&nbsp;social media! You can reach out to us on&nbsp;<a href="https://www.linkedin.com/company/inmobi/" target="_blank">LinkedIn</a>,&nbsp;<a href="https://twitter.com/inmobi" target="_blank">Twitter</a>,&nbsp;<a href="https://www.facebook.com/inmobi" target="_blank">Facebook</a>&nbsp;or&nbsp;<a href="https://instagram.com/inmobi_official" target="_blank">Instagram</a>.&nbsp;</p>

<p>Interested in learning more about InMobi and how we work with telcos and OEMs?&nbsp;<a href="https://www.inmobi.com/company/contact/" target="_blank">Reach out today to speak with one of InMobi&rsquo;s experts</a>.&nbsp;</p>]]></description>
      <dc:subject><![CDATA[Media Consumption &amp; Trends, English (EN): inmobi.com, Global,]]></dc:subject>
      
      <dc:creator><![CDATA[ Chandrashekhar Vattikuti  ]]></dc:creator>
      
      <dc:date>2021-08-11T13:00:00+00:00</dc:date>
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    <item>
      <title><![CDATA[Understanding Android Users Worldwide ]]></title>
      <link>https://www.inmobi.com/blog/2021/08/09/understanding-android-users-worldwide/</link>
      <guid>https://www.inmobi.com/blog/2021/08/09/understanding-android-users-worldwide/</guid>
      <description><![CDATA[<p>There are now&nbsp;<a href="https://www.businessofapps.com/data/android-statistics/" target="_blank">over 2.5 billion&nbsp;active&nbsp;Android users worldwide</a>, with&nbsp;<a href="https://www.theverge.com/2021/5/18/22440813/android-devices-active-number-smartphones-google-2021" target="_blank">more than 3 million devices</a>&nbsp;across the globe using this&nbsp;mobile operating&nbsp;system. How did the&nbsp;Android OS&nbsp;become more popular,&nbsp;what is the current state of the global&nbsp;smartphone market&nbsp;and how will&nbsp;the mobile market evolve? Let&rsquo;s&nbsp;take a look.&nbsp;</p>

<h2>Key Stats&nbsp;On&nbsp;Smartphone Users&nbsp;and&nbsp;Android Devices&nbsp;Globally&nbsp;</h2>

<ul>
	<li>Over&nbsp;70%&nbsp;of all mobile devices worldwide were running Android&nbsp;<a href="https://gs.statcounter.com/os-market-share/mobile/worldwide" target="_blank">as of July 2021</a>.&nbsp;</li>
	<li>There were over 1 billion iPhone users worldwide as of early 2021 &ndash; Android hit this benchmark in 2017.&nbsp;</li>
	<li>Android has held the&nbsp;market share&nbsp;lead in the mobile OS space&nbsp;<a href="https://gs.statcounter.com/os-market-share/mobile/worldwide/2012" target="_blank">since&nbsp;2012</a>.&nbsp;</li>
	<li>By July 2021,&nbsp;over a third of <a href="https://gs.statcounter.com/os-version-market-share/android/mobile-tablet/worldwide" target="_blank">all Android devices</a>&nbsp;were&nbsp;running&nbsp;Android verion&nbsp;10.0.&nbsp;</li>
	<li>There were&nbsp;over 313 million&nbsp;tablet and&nbsp;smartphones shipments&nbsp;just between April and June 2021; well over 80% of these new devices were running Android.&nbsp;&nbsp;</li>
</ul>

<h2>Why is Android&nbsp;The&nbsp;Most&nbsp;Popular Mobile&nbsp;OS?&nbsp;</h2>

<p>As the above stats show, Android is by the most popular mobile operating system globally &ndash; and has been for some time. But how did Android become more widely distributed? After all, it&rsquo;s not the&nbsp;first mobile operating system on the market, with other OSes such as iOS preceding it by a few years (Android was first release in 2008, almost a year after the iPhone&rsquo;s debut).&nbsp;&nbsp;&nbsp;</p>

<p>Unlike other mobile operating systems, Android is open source. While it was originally developed and released by Google (and is still maintained by Google), it is free and open for anyone to use.&nbsp;&nbsp;</p>

<p>As a result, mobile device manufacturers like Samsung, Xiaomi,&nbsp;Huawei,&nbsp;et al are far more willing to use Android over other OS options. Why bother paying to license an operating system for your mobile&nbsp;devices when a highly popular and&nbsp;well-liked&nbsp;option is available for next to nothing?&nbsp;</p>

<p>Pricing also impacts who uses Android. Devices running iOS, namely iPhones and iPads, tend to be more expensive than&nbsp;Android mobile devices. This makes Android far more accessible to a greater number of people. Even in iOS-heavy markets like the U.S. and Australia, budget-conscious consumers often gravitate towards Android.&nbsp;</p>

<p>Other users choose Android because it offers more variety and choice. Unlike iOS, which is a very closed system, Android is more customizable.&nbsp;As&nbsp;<a href="https://bigthink.com/strange-maps/android-vs-apple" target="_blank">Big Think contributor Frank Jacobs has noted</a>, &ldquo;If you are an Android aficionado, you pity the iPhone user, a captive of an overly expensive closed ecosystem, designed to extract money from its users.&rdquo;&nbsp;&nbsp;</p>

<p>Even as iOS and Android achieve parity, Android is becoming an increasingly well-liked option for mobile devices.&nbsp;According to an analysis of hundreds of thousands of tweets conducted by Electronics Hub, consumers in most countries &ndash; including the United States,&nbsp;the United Kingdom, Canada, Japan, Germany, Brazil, New Zealand&nbsp;and South Africa &ndash; have&nbsp;more&nbsp;positive things to say about Android versus iOS and Apple.&nbsp;For example, across the U.S., tweets were more likely to be positive around Android vs. IOS in 32 of 50 states.&nbsp;</p>

<h2>Charting The Evolution of the&nbsp;App Stores&nbsp;</h2>

<p>Also helping to fuel Android&rsquo;s rise is the corresponding growth of&nbsp;Google Play, Android&rsquo;s app store.&nbsp;While the iOS App Store is older, Google Play is now by far the biggest mobile app store globally. At the beginning of 2021,&nbsp;there were <a href="https://www.statista.com/statistics/276623/number-of-apps-available-in-leading-app-stores/" target="_blank">over 3.4&nbsp;million apps&nbsp;available in Google Play</a>, as opposed to&nbsp;around 2.25 million apps in the iOS App Store.&nbsp;&nbsp;</p>

<p>Part of this growth comes amid the growth of Android overall. For app developers and publishers looking to reach a wide audience globally, Android is often the top choice. As more people use Android devices, it makes sense that developers are following the&nbsp;population.&nbsp;</p>

<p>This delta in number of apps on Android vs. iOS comes as a result of gaming. While mobile games are popular in both mobile ecosystems, gaming apps are especially popular and prevalent in Android &ndash; especially in countries like Indonesia and India that have&nbsp;a large number of&nbsp;Android mobile device users.&nbsp;</p>

<p>It also helps that Android users have proven to be valuable. While the overall lifetime value of iOS users continues to be higher than it is for Android, Android OS apps still made&nbsp;<a href="https://www.businessofapps.com/data/app-revenues/" target="_blank">well north of $38 billion in revenue in 2020 alone</a>.&nbsp;&nbsp;</p>

<p>And on top of it all, it&rsquo;s often more cost effective to develop apps for Android over iOS. Google now&nbsp;has a&nbsp;<a href="https://www.bloomberg.com/news/articles/2021-03-16/google-cuts-app-store-fees-in-half-following-similar-apple-move" target="_blank">set 15% fee for all apps</a>, as compared to Apple which offers different rates depending on overall revenue.&nbsp;</p>

<h2>Understanding The Mobile Market in the&nbsp;United States&nbsp;</h2>

<p>Of course, it&rsquo;s important to dive into how the Android landscape&nbsp;is looking in the U.S., which is one of the most mature and most lucrative mobile markets globally. While Android is by far the most popular mobile OS globally, what is the state of the mobile OS ecosystem in the&nbsp;United&nbsp;States?&nbsp;</p>

<p>Apple is, and continues to be, the most popular mobile device manufacturer in the U.S. Today,&nbsp;<a href="https://www.pcmag.com/news/ios-more-popular-in-japan-and-us-android-dominates-in-china-and-india" target="_blank">around 60% of all mobile devices in the U.S.</a> run on iOS.&nbsp;</p>

<p>But of course, this isn&rsquo;t the full story. Android is still quite popular in the U.S., with&nbsp;<a href="https://www.statista.com/statistics/232786/forecast-of-andrioid-users-in-the-us/" target="_blank">over 131 million Android smartphone users&nbsp;expected</a>&nbsp;by the end of the year. Between 2014 and 2020, the number of Android smartphone users in the U.S. grew by&nbsp;more than 38%.&nbsp;</p>

<p>And there are certain segments of mobile device owners in the U.S. who are more likely to use Android over iOS. For one thing,&nbsp;<a href="https://www.pcmag.com/news/mapping-state-by-state-tech-trends-android-vs-ios" target="_blank">Americans between 55 and 64 years old are more likely to have Android</a>&nbsp;devices than Apple mobile hardware. In addition,&nbsp;Android is either more popular or on par with iOS in&nbsp;19 states.&nbsp;</p>

<h2>How Is&nbsp;The&nbsp;Mobile OS Space Evolving?&nbsp;</h2>

<p>As we&rsquo;ve noted before, there is increasing parity the features and capabilities found in Android and iOS. But&nbsp;what does this mean for the future of mobile operating systems?&nbsp;</p>

<p>As TechRepublic contributing writer Jack Wallen has noted,&nbsp;<a href="https://www.techrepublic.com/article/why-is-android-more-popular-globally-while-ios-rules-the-us/" target="_blank">expect current trends to calcify</a>. With Apple and Android branding becoming set and established&nbsp;(including around pricing), the trends we&rsquo;re seeing now in terms of&nbsp;adoption will probably remain in place for the foreseeable future.&nbsp;</p>

<p>The one area that&rsquo;s&nbsp;really interesting&nbsp;to watch is around privacy. With iOS 14.5, Apple rolled out&nbsp;its&nbsp;AppTrackingTransparency&nbsp;framework, which requires apps to gather user consent in order to collect and share information about them. And then&nbsp;<a href="https://www.adweek.com/programmatic/googles-android-privacy-policies-are-starting-to-look-like-apples-on-ios/" target="_blank">in June, Google announced</a>&nbsp;its own&nbsp;privacy changes to Android. While both operating systems are making moves around protecting user privacy,&nbsp;Apple so far has been more proactive in this regard.&nbsp;</p>

<p>Interested in learning more about Android and targeting Android with your next mobile advertising campaign?&nbsp;<a href="https://www.inmobi.com/company/contact/" target="_blank">Reach out to InMobi today for more information and to get started</a>.&nbsp;</p>]]></description>
      <dc:subject><![CDATA[Media Consumption &amp; Trends, English (EN): inmobi.com, North America, Global,]]></dc:subject>
      
      <dc:creator><![CDATA[ Team InMobi  ]]></dc:creator>
      
      <dc:date>2021-08-09T09:31:00+00:00</dc:date>
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      <title><![CDATA[Mobile's Role in Omnichannel Retail]]></title>
      <link>https://www.inmobi.com/blog/2021/08/04/mobiles-role-in-omnichannel-retail/</link>
      <guid>https://www.inmobi.com/blog/2021/08/04/mobiles-role-in-omnichannel-retail/</guid>
      <description><![CDATA[<p>Omnichannel retail, where customers have multiple options to buy from a particular brand or retailer, has long been an industry buzzword, but an&nbsp;omnichannel strategy&nbsp;has become a necessity during the Covid-19 pandemic and its many disruptions to business as usual.&nbsp;As consumers begin to venture out of the home again, it behooves brands and retailers to offer their audiences&nbsp;multiple channels&nbsp;for&nbsp;buying that suit their needs.&nbsp;</p>

<p>But regardless of what a brand&rsquo;s top&nbsp;sales channels&nbsp;may currently be,&nbsp;mobile devices and&nbsp;mobile apps&nbsp;can and&nbsp;should play a key role in a quality omnichannel&nbsp;customer experience.&nbsp;Not only is mobile a buying&nbsp;channel in its own right, but&nbsp;it influences&nbsp;customer journeys&nbsp;in many other ways as well.&nbsp;&nbsp;</p>

<p>Here&rsquo;s what we mean.&nbsp;</p>

<h2>Why Do Brands and Retails Need an&nbsp;Omnichannel Approach?&nbsp;</h2>

<p>Before we get into the role that mobile plays in omnichannel retail, let&rsquo;s take a step back and highlight why brands and retailers need to offer an omnichannel buying experience in the first place.&nbsp;</p>

<p>In short, consumers today want &ndash; nay, expect &ndash; to have different buying models and options provided to them whenever they shop or even browse with a particular brand, retailer or shopping platform.&nbsp;Today, no company can survive by offering a one-size-fits-all shopping experience to all potential customers.&nbsp;</p>

<p>For example, when we polled Americans in May 2021 about&nbsp;how they are shopping,&nbsp;<a href="https://www.inmobi.com/blog/2021/06/24/are-americans-ready-to-shop-in-person-again" target="_blank">74% said they were already shopping in person</a>&nbsp;at that point.&nbsp;And,&nbsp;<a href="https://www.inmobi.com/blog/2021/06/29/retail-browsing-product-discovery-2021" target="_blank">65% of shoppers said they are already browsing for retail purchases in person</a>.&nbsp;</p>

<p>So&nbsp;does this mean that brands and retailers need to just focus on&nbsp;physical stores&nbsp;and call it a day? Not quite.&nbsp;</p>

<p>For one,&nbsp;<a href="https://www.inmobi.com/blog/2021/06/24/are-americans-ready-to-shop-in-person-again" target="_blank">49% of all Americans are shopping using third-party apps and websites</a>&nbsp;like Amazon today. Among those between 18 and 34,&nbsp;<a href="https://www.inmobi.com/blog/2021/06/24/are-americans-ready-to-shop-in-person-again" target="_blank">59% said they are using third-party e-commerce platforms</a>.&nbsp;</p>

<p>And even in the realm of in-person shopping, that experience looks very different for different cohorts. After all, while some consumers prefer the classic&nbsp;brick and mortar store&nbsp;experience, alternative modes of in-person buying like BOPIS (buy online, pick up in store), paying in person through an app,&nbsp;cashierless&nbsp;checkout, etc. are on the rise as well.&nbsp;</p>

<p>Of course, none of this is necessarily new, as brands and retailers have long offered customers far more than a&nbsp;single channel&nbsp;for making purchases.&nbsp;Think catalogs, television shopping experiences (like HSN or QVC), etc. alongside the brick and mortars.&nbsp;</p>

<p>But, thanks to the rise of e-commerce (and by extension m-commerce), the pressures on brands and retailers to offer truly omnichannel&nbsp;customer service&nbsp;and a multi-dimensional buying experience has perhaps never been greater.&nbsp;</p>

<h2>E-Commerce and The Growth of&nbsp;Digital Channels&nbsp;for Shopping&nbsp;</h2>

<p>Online shopping has long been growing in popularity and has had its fair share of&nbsp;loyal customers&nbsp;for many years (think Amazon, Etsy, etc.), but e-commerce really grew by leaps and bounds during the pandemic. According to eMarketer,&nbsp;<a href="https://content-na2.emarketer.com/us-ecommerce-forecast-2021" target="_blank">retail e-commerce grew by over 32%</a> in the U.S. in 2020&nbsp;and will account for over 15% of all retail sales in 2021.&nbsp;</p>

<p>For many customers, the appeal of e-commerce is too great to ignore. When you can shop, browse and buy in&nbsp;real time&nbsp;at any time of the day or night and have items shipped in a matter of days or hours, why bother shopping in person?&nbsp;</p>

<p>As a result of its growth and rising popularity, e-commerce now&nbsp;has to&nbsp;be a central component to how all brands and retailers reach today&rsquo;s shoppers.&nbsp;<a href="https://www.mckinsey.com/business-functions/marketing-and-sales/our-insights/the-survival-guide-to-omnichannel-and-the-path-to-value" target="_blank">According to McKinsey</a>, around 33% of Americans have leveraged online shopping to some extent during the pandemic, and approximately 66% of this cohort will continue leveraging these buying options going forward.&nbsp;</p>

<p>It&rsquo;s also important to note that a growing share of online shopping is now facilitated by mobile.&nbsp;<a href="https://content-na2.emarketer.com/us-ecommerce-forecast-2021" target="_blank">According to eMarketer</a>, over 38% of all e-commerce sales in the U.S. in 2021 will originate from mobile devices, and that share is expected to rise to more than 44% by 2025.&nbsp;</p>

<h2>Bridging The&nbsp;Digital and Physical&nbsp;With&nbsp;Mobile&nbsp;</h2>

<p>Mobile is not just a buying&nbsp;channel in its own right.&nbsp;Its&nbsp;always-on nature (when was the last time you left the house without your smartphone?), its growing popularity as a standalone media source and its robust location signals make it an ideal&nbsp;choice for bridging the gaps between the digital and physical worlds&nbsp;&ndash; what&nbsp;Eric Hazan, a Senior Partner at McKinsey, and others have phrased as &ldquo;<a href="https://www.mckinsey.com/business-functions/marketing-and-sales/our-insights/omnichannel-shopping-in-2030" target="_blank">phygital</a>.&rdquo;&nbsp;</p>

<p>A great example of how this plays out is BOPIS&nbsp;or curbside pickup.&nbsp;With this buying model, consumers make an order using an app and then pick up that item in person. This kind of contactless buying skyrocketed in popularity in 2020, enabling consumers to quickly&nbsp;and conveniently&nbsp;buy needed items without&nbsp;having to set foot in a physical store or deal with shipping delays.&nbsp;Among those who started buying this way in 2020,&nbsp;<a href="https://www.inmobi.com/blog/2021/07/02/mobile-modern-shopping-journey-infographic" target="_blank">60% say they will continue BOPIS</a>&nbsp;post pandemic while 47% will continue store curbside pickup.&nbsp;&nbsp;&nbsp;</p>

<p>In addition, mobile is often serving an ideal media source for driving in-person shopping.&nbsp;Mobile screens have been&nbsp;more popular than linear TV viewing since 2019, and the gap between the two media sources is only growing. By using mobile to reach and influence shoppers&nbsp;early on in the&nbsp;buying process, brands and retailers can more effectively drive footfall and sales.&nbsp;</p>

<p>What would this entail? Here are a few ways mobile, as a media source, helps to bridge the digital and physical divide.&nbsp;&nbsp;</p>

<ul>
	<li>Through mobile advertising, consumers can learn about new products and offers.&nbsp;Not only do&nbsp;<a href="https://www.inmobi.com/blog/2020/10/13/why-retail-advertising-should-be-mobile-first-in-2020" target="_blank">over half of Americans say they discover new products through mobile ads</a>, but&nbsp;<a href="https://www.inmobi.com/blog/2021/07/02/mobile-modern-shopping-journey-infographic" target="_blank">69% will look up a product online before</a>&nbsp;coming to a store to make a purchase.&nbsp;By next year, around&nbsp;<a href="https://www.cbinsights.com/research/report/omnichannel-retail-technology/" target="_blank">58% of all in-store sales will be influenced by a digital device</a>&nbsp;in some capacity.&nbsp;</li>
	<li>Mobile advertising, with robust location signals, can be a great way to drive in-store foot traffic. For instance, an in-app ad can include an interactive map that shows someone where their nearest store is located to them at that very moment, along with details on how to get there. Of all the people who are exposed to a typical location-based mobile ad campaign, about&nbsp;66%&nbsp;of them will later make a purchase with that brand.&nbsp;</li>
</ul>

<p>And to top it all off, we would be remiss if we didn&rsquo;t touch on the role that a brand&rsquo;s own mobile app can and should play in a larger omnichannel retail strategy.&nbsp;Through an owned-and-operated mobile app, brands and retailers can communicate directly with their most loyal customers, facilitate seamless online shopping experiences (including BOPIS and m-commerce buying options), offer unique deals, enable customers to buy items in store to skip checkout lines and much more.&nbsp;</p>

<h2>How to Offer&nbsp;A&nbsp;Seamless Experience&nbsp;For&nbsp;Today&rsquo;s Shoppers&nbsp;</h2>

<p>It&rsquo;s one thing to acknowledge the need to offer an omnichannel shopping experience, but&nbsp;actually making&nbsp;it come to fruition is another matter entirely. According to&nbsp;one recent study, just&nbsp;<a href="https://www.cbinsights.com/research/report/omnichannel-retail-technology/" target="_blank">8% of retailers say they have truly mastered omnichannel</a>&nbsp;shopping.&nbsp;</p>

<p>Need help getting started?&nbsp;<a href="https://www.inmobi.com/company/contact/" target="_blank">Reach out to&nbsp;InMobi&nbsp;today</a>. Our team can help you finalize your retail priorities and execute on a strategy that leads to real results.&nbsp;</p>

<p>What are your thoughts on the current state of omnichannel retail? Let us know on&nbsp;social media! You can reach out to us on&nbsp;<a href="https://www.linkedin.com/company/inmobi/" target="_blank">LinkedIn</a>,&nbsp;<a href="https://twitter.com/inmobi" target="_blank">Twitter</a>,&nbsp;<a href="https://www.facebook.com/inmobi" target="_blank">Facebook</a>&nbsp;or&nbsp;<a href="https://instagram.com/inmobi_official" target="_blank">Instagram</a>.&nbsp;</p>]]></description>
      <dc:subject><![CDATA[Media Consumption &amp; Trends, Understanding Consumers, English (EN): inmobi.com, North America,]]></dc:subject>
      
      <dc:creator><![CDATA[ Team InMobi  ]]></dc:creator>
      
      <dc:date>2021-08-04T09:03:00+00:00</dc:date>
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      <title><![CDATA[Top 7 Reasons Why Brands Should Advertise On Mobile Games]]></title>
      <link>https://www.inmobi.com/blog/2021/08/02/top-7-reasons-why-brands-should-advertise-on-mobile-games/</link>
      <guid>https://www.inmobi.com/blog/2021/08/02/top-7-reasons-why-brands-should-advertise-on-mobile-games/</guid>
      <description><![CDATA[<p>Many mobile&nbsp;game developers&nbsp;and publishers monetize their creations by allowing in-app advertising&nbsp;within the game, but should brands and agencies&nbsp;advertise on mobile&nbsp;games?&nbsp;The answer here is a resounding yes.&nbsp;&nbsp;</p>

<p>As we have seen, the&nbsp;ad experience&nbsp;offered by mobile gaming apps is unparalleled, making it an ideal opportunity for advertisers of all stripes.&nbsp;To see what we mean, here are&nbsp;seven of the top reasons why brands and agencies should advertise in mobile gaming apps.&nbsp;</p>

<h2>1) Lots of People&nbsp;Play Games&nbsp;On&nbsp;Their Mobile Devices&nbsp;</h2>

<p>Mobile gaming is hugely popular, with&nbsp;an enormous&nbsp;audience both within the U.S. and worldwide. For brands and agencies hoping to reach a mass audience, mobile games are the way to go.&nbsp;<a href="https://www.businessofapps.com/insights/mobile-gaming-industry-statistics-and-trends-for-2021/" target="_blank">Globally, an estimated&nbsp;2.5 billion people play mobile games</a>.&nbsp;</p>

<p>This audience is largely addressable through advertising as well. While some games make money through in-app purchases&nbsp;or subscriptions,&nbsp;the vast majority of&nbsp;the most popular mobile titles are free to play and include some amount of advertising.&nbsp;</p>

<h2>2)&nbsp;Mobile Gamers&nbsp;Are&nbsp;A&nbsp;Highly Valuable Audience&nbsp;</h2>

<p>Not only are there lots of&nbsp;mobile gamers&nbsp;out there, but this audience is a lot more diverse than some brands and agencies may realize. Gamers have long been&nbsp;assumed to be a small subset of young men, but this stereotype doesn&rsquo;t fit the bill when it comes to mobile gaming audiences.&nbsp;</p>

<p>According to research from May 2021,&nbsp;<a href="https://content-na2.emarketer.com/demographic-breakdown-of-us-mobile-gamers?ecid=NL1001" target="_blank">55% of all mobile gamers in the U.S. are women</a>.&nbsp;A&nbsp;third are between 18 and 34 years old, while an additional 26% of this audience is between the ages of 35 and 54. Another study from June found that&nbsp;<a href="https://content-na2.emarketer.com/demographic-breakdown-of-us-mobile-gamers?ecid=NL1001" target="_blank">86% of Gen Zers play mobile games</a> too,&nbsp;as playing games is one of their favorite activities on mobile.&nbsp;</p>

<h2>3) In-Game Ads&nbsp;Are Highly Effective&nbsp;</h2>

<p>For brands and agencies looking to drive strong results, mobile games are a great choice. Compared to other media sources, mobile games are uniquely suited to meeting key performance indicators.&nbsp;</p>

<p>&ldquo;I know that for 15 minutes while people are playing a game, I have their undivided attention to insert my brand in there,&rdquo;&nbsp;<a href="https://digiday.com/marketing/spooked-brand-safety-concerns-marketers-turn-mobile-gaming-apps/" target="_blank">said Cameron Kelly, Director of Strategy at creative agency United Entertainment Group</a>. &ldquo;That&rsquo;s an assurance that&rsquo;s not awarded by every app, and certainly not social media apps.&rdquo;&nbsp;</p>

<p>Consider these stats:&nbsp;</p>

<ul>
	<li>The click-through rates (CTR) for ads inside mobile games are&nbsp;3.4x above average.&nbsp;</li>
	<li><a href="https://www.thedrum.com/news/2021/06/15/game-37-mobile-gamers-purchased-product-because-game-ad" target="_blank">37% have bought something as a result of an in-game ad</a>.&nbsp;</li>
	<li><a href="https://chart-na2.emarketer.com/247435/have-us-mobile-gamers-ever-been-influenced-make-purchase-by-in-game-mobile-ad-of-respondents-may-2021" target="_blank">23% of mobile gamers in the U.S.</a>&nbsp;say they&rsquo;ve made multiple purchases as a result of in-game advertising.&nbsp;</li>
</ul>

<h2>4) In-Game Advertising&nbsp;Is Effective Across&nbsp;The&nbsp;Marketing Funnel&nbsp;</h2>

<p>No matter what an advertiser is looking for or what their&nbsp;call to action&nbsp;may be, mobile games can be part of the solution. While some ad options are&nbsp;only good at the top of the funnel (reach, scale, viewability, etc.) or just at the bottom of the funnel (app downloads, sales, etc.), in-game advertising works across the proverbial marketing funnel.&nbsp;</p>

<h2>5) The Mobile&nbsp;Gaming Experience&nbsp;is Highly Brand Safe&nbsp;</h2>

<p>As programmatic advertising has grown, one issue that has arisen as a result has been around brand safety. Essentially, the issue is that if a brand is not careful, their ads may appear next to questionable&nbsp;content that could cause their consumers to develop a negative perception of the brand.&nbsp;</p>

<p>For example, let&rsquo;s say an advertiser decides to start working with a news app. That news app may have their ads appear next to a wide variety of articles, including&nbsp;stories&nbsp;about terrorism or crime.&nbsp;If a brand is not careful, then it could seem like their ads were endorsing questionable viewpoints&nbsp;or content that doesn&rsquo;t align with the brand&rsquo;s value.&nbsp;</p>

<p>This is an especially problematic issue with any publisher that has user-generated content, as it is often difficult to effectively police what people say and post in real time.&nbsp;Take YouTube for example &ndash; how can a brand be sure that when they buy pre-roll ads that their ads won&rsquo;t appear before questionable content?&nbsp;</p>

<p>In&nbsp;the vast majority of&nbsp;mobile gaming apps, this is not an issue. With more stable content and a lack of user-generated content, brands and agencies can rest assured that their ads will not appear next to anything objectionable.&nbsp;The&nbsp;user experience&nbsp;offered by mobile gaming, especially casual and&nbsp;hypercasual&nbsp;gaming, is inherently brand safe for just about any advertiser.&nbsp;</p>

<p>&ldquo;Many gaming apps provide rich environments with zero user-generated content, which is considerably safer for discerning brands,&rdquo;&nbsp;<a href="https://digiday.com/marketing/spooked-brand-safety-concerns-marketers-turn-mobile-gaming-apps/" target="_blank">said Josh Gaynor, VP of Marketing and Communications for Bulgari</a>.&nbsp;</p>

<h2>6)&nbsp;Brands Have Multiple Effective&nbsp;Ad Formats&nbsp;To&nbsp;Choose From&nbsp;</h2>

<p>When it comes&nbsp;to choice, mobile games can&rsquo;t be beat. With gaming apps, advertisers can utilize a wide variety of creative ad formats.&nbsp;Some of the top choices include the following:&nbsp;</p>

<ul>
	<li>Banner ads: These common ad units, which&nbsp;frequently&nbsp;appear at the very top or bottom of the screen, are ubiquitous for a reason. They&rsquo;re&nbsp;available in just about all gaming apps and they&rsquo;re very cost effective, making them an ideal option for reaching a mass audience.&nbsp;</li>
	<li>Interstitial ads: These ad units take up anywhere between a third and the entire screen, making them an ideal way to really capture someone&rsquo;s attention. They often appear between levels or at other natural game breaks; since they don&rsquo;t interrupt the natural flow of the game, they&rsquo;re generally not seen as disruptive by gamers. As a result, they&rsquo;re a great way to drive brand recognition and awareness with gaming audiences.&nbsp;</li>
	<li>Rewarded ad&nbsp;units like&nbsp;rewarded video ads:&nbsp;These ad units offer in-game rewards, like extra lives, additional points or bonuses, for example, in exchange for watching an ad. Because gamers get something in exchange for&nbsp;watching the rewarded ad, they are generally well received by end users. As a result,&nbsp;user engagement&nbsp;with rewarded ads tends to be&nbsp;fairly high.&nbsp;&nbsp;</li>
	<li>Native in-game ads:&nbsp;Also&nbsp;commonly known as just in-game ads, these ad units blend seamlessly into the gaming environment. For example, a game that occurs in a&nbsp;cityscape&nbsp;scene may have dynamic ads&nbsp;appear on the sides of buses or on billboards as users navigate around. Further, a game that has stadiums in it (like a professional sports game) may allow brands to place ads on jerseys or on the virtual jumbotron. Like their real-world counterparts, native in-game ads are brand safe and ideal for meeting top-of-funnel brand metrics.&nbsp;</li>
</ul>

<h2>7) The World&rsquo;s Biggest Brands&nbsp;Run Ads&nbsp;On&nbsp;Gaming&nbsp;Mobile Apps&nbsp;</h2>

<p>For too long, mobile games have been the best kept secret in the world of advertising. But that&rsquo;s starting to change. Today, some of the biggest names around the globe are running ads inside gaming&nbsp;apps and&nbsp;seeing great results from these campaigns.&nbsp;That means advertisers can rest assured knowing they are using a tried-and-tested advertising channel with proven benchmarks.&nbsp;</p>

<p>On the flip side,&nbsp;many&nbsp;in-game ads are advertising&nbsp;other mobile games&nbsp;&ndash;&nbsp;at least 10%, according to one study. That means brands don&rsquo;t have to worry&nbsp;too much&nbsp;about&nbsp;competitor&nbsp;conquesting, overall giving them a greater share of voice in the space.&nbsp;&nbsp;</p>

<p>This helps to explain why&nbsp;<a href="https://chart-na2.emarketer.com/247112/how-do-us-agencymarketing-professionals-plan-change-their-mobile-ad-spending-select-content-types-of-respondents-dec-2020" target="_blank">53% of agencies and brands</a>&nbsp;told Advertiser Perceptions in December 2020 that they plan on increasing their spending in&nbsp;mobile&nbsp;gaming going forward. In fact, this cohort said they were more likely to increase spending on mobile games then they were on entertainment, lifestyle or any other mobile content category.&nbsp;</p>

<h3>Want To Get Started&nbsp;On&nbsp;a Gaming-Focused&nbsp;Mobile Advertising&nbsp;Campaign?&nbsp;</h3>

<p>If these points are resonating with you, then&nbsp;<a href="https://www.inmobi.com/company/contact/" target="_blank">be sure to reach out to&nbsp;speak with&nbsp;one of InMobi&rsquo;s mobile experts</a>. We&rsquo;ve helped advertisers the world over run successful ad campaigns in mobile gaming apps, and we&rsquo;re ready to help you too.&nbsp;</p>]]></description>
      <dc:subject><![CDATA[Advertising, Media Consumption &amp; Trends, Understanding Consumers, English (EN): inmobi.com, Global,]]></dc:subject>
      
      <dc:creator><![CDATA[ Team InMobi  ]]></dc:creator>
      
      <dc:date>2021-08-02T08:41:00+00:00</dc:date>
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      <title><![CDATA[InMobi Joins Google's Bidding Program as Ad Source]]></title>
      <link>https://www.inmobi.com/blog/2021/07/28/inmobi-joins-googles-bidding-program-as-ad-source/</link>
      <guid>https://www.inmobi.com/blog/2021/07/28/inmobi-joins-googles-bidding-program-as-ad-source/</guid>
      <description><![CDATA[<p>In the last couple of years, the mobile advertising industry has witnessed publishers embracing in-app bidding over traditional ad waterfalls. Adding to this momentum, we are pleased to announce that&nbsp;InMobi&nbsp;is now available as an ad source&nbsp;with&nbsp;bidding&nbsp;on&nbsp;Google.</p>

<p>Bidding is Google&rsquo;s server-side bidding solution, through which multiple demand sources can bid simultaneously in real time for publisher&rsquo;s inventory. This allows publishers to identify and earn the highest value for each impression.&nbsp;&nbsp;</p>

<h2>Strengthen Your Ad Monetization with&nbsp;InMobi&nbsp;&nbsp;</h2>

<p>Publishers using both&nbsp;Google Ad Manager&nbsp;and&nbsp;Google AdMob&nbsp;as their primary ad server can add&nbsp;InMobi&nbsp;as a bidding demand source.&nbsp;InMobi&nbsp;connects with Google using an&nbsp;OpenRTB&nbsp;integration. The&nbsp;InMobi&nbsp;SDK is not involved.&nbsp; We currently support banners, interstitial and video ads. Native ads will be supported down the line in 2021. The integration will also support monetization of mobile web inventory in the next release.&nbsp;&nbsp;</p>

<p>&ldquo;InMobi&nbsp;is thrilled to join Google&rsquo;s&nbsp;Bidding program. We strongly believe in the benefits in-app bidding offers in terms of maximizing publisher revenue,&nbsp;eCPMs&nbsp;and fill rates. Google has been a pivotal partner for&nbsp;InMobi, and we are excited about the monetization outcomes we can deliver for our publishers with this integration,&rdquo; said Ram (TK) Krishnamurthy, Vice President of Customer Success at&nbsp;InMobi.&nbsp;&nbsp;&nbsp;</p>

<h2>Why Activate&nbsp;InMobi&nbsp;with Bidding&nbsp;on Google?&nbsp;&nbsp;</h2>

<p>In-app bidding allows publishers to maximize monetization results by increasing the competition for each impression at scale, as multiple buyers bid in real time. Apart from adding multiple bidders to the ad stack, the revenue generated, and user experience an app provides are also determined by who is bidding on the inventory.&nbsp;&nbsp;&nbsp;</p>

<p>Here are the <strong>top three reasons</strong> why you should add&nbsp;InMobi&nbsp;as an ad source&nbsp;with&nbsp;bidding&nbsp;on Google:&nbsp;&nbsp;</p>

<p><strong>1) Premium Video Demand Dollars: </strong>Access premium video demand from leading brands through&nbsp;InMobi. In 2020, video ads accounted for 23% of the total ad spending on&nbsp;InMobi. We see an upward trend in 2021 with video ad spending in Q1 2021 being 2.7x higher than Q1 2020 as more advertisers are focusing on high ROI formats like interstitial video and rewarded video.&nbsp;</p>

<p><strong>2) Greater Monetization Performance: </strong>Unlock significant monetization performance growth by adding&nbsp;InMobi&nbsp;as an in-app bidding ad source. We have seen publishers earn up to 3x&nbsp;eCPMs&nbsp;and 5x ad revenue in 2020 by partnering with&nbsp;InMobi&nbsp;across various bidding platforms.&nbsp;&nbsp;&nbsp;</p>

<p><strong>3) Effortless Integration: </strong>The integration process is simple as you only need to add&nbsp;InMobi&nbsp;as a demand source on your existing Google ad stack. This means you can complete the integration without incurring any additional costs or compromising on operational efficiency.&nbsp;&nbsp;</p>

<p>If you would like to get started, our Customer Success Managers are here to help you with setup and configuration.&nbsp;Email us at&nbsp;<a href="mailto:googlebidding@inmobi.com">googlebidding@inmobi.com</a>&nbsp;for more information.&nbsp;&nbsp;</p>]]></description>
      <dc:subject><![CDATA[Announcements, In-App Monetization, Inside InMobi, English (EN): inmobi.com, Global,]]></dc:subject>
      
      <dc:creator><![CDATA[ Team InMobi  ]]></dc:creator>
      
      <dc:date>2021-07-28T12:00:00+00:00</dc:date>
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    <item>
      <title><![CDATA[InMobi Sell-Side Platform Now Integrated Across Leading In-App Header Bidding Platforms ]]></title>
      <link>https://www.inmobi.com/blog/2021/07/28/InMobi-Sell-Side-Platform-Now-Integrated-Across-Leading-In-App-Header-Bidding-Platforms/</link>
      <guid>https://www.inmobi.com/blog/2021/07/28/InMobi-Sell-Side-Platform-Now-Integrated-Across-Leading-In-App-Header-Bidding-Platforms/</guid>
      <description><![CDATA[<p>Publishers&nbsp;are&nbsp;embracing&nbsp;in-app header&nbsp;bidding as their preferred monetization&nbsp;solution&nbsp;as&nbsp;advertisers have&nbsp;increasingly&nbsp;found more value in such&nbsp;inventory. This is a large shift from just two years ago when there was widespread scepticism on the role of header bidding&nbsp;in the in-app environment. It is our belief that this&nbsp;shift&nbsp;is now only going to gain steam,&nbsp;and we will be in a&nbsp;bidding-first ecosystem&nbsp;not&nbsp;before&nbsp;too long.&nbsp;&nbsp;&nbsp;</p>

<p>InMobi&nbsp;has&nbsp;been championing this shift for years now,&nbsp;and so&nbsp;we&nbsp;are&nbsp;super excited to announce that&nbsp;InMobi&nbsp;is now integrated with substantially all&nbsp;the leading in-app header bidding platforms in the market. We have established connections with&nbsp;<a href="https://www.applovin.com/max/" target="_blank">AppLovin&rsquo;s MAX</a>,&nbsp;<a href="https://aps.amazon.com/aps/transparent-ad-marketplace/" target="_blank">Amazon&rsquo;s TAM</a>,&nbsp;<a href="https://www.is.com/in-app-bidding/" target="_blank">U</a><a href="http://www.is.com/in-app-bidding/">nity LevelPlay</a>, <a href="https://prebid.org/">Prebid</a>,&nbsp;<a href="https://www.fyber.com/fyber-fairbid/" target="_blank">DT FairBid</a>&nbsp;and&nbsp;<a href="https://support.google.com/admanager/answer/7128453?hl=en" target="_blank">Google&rsquo;s Open Bidding</a>.&nbsp;&nbsp;<br />
&nbsp;<br />
This allows publishers to add&nbsp;InMobi&nbsp;as a demand source on the in-app header bidding platform of their&nbsp;choice. As a result, publishers can expect to see&nbsp;significant increase in operational efficiency as&nbsp;they no longer&nbsp;have to&nbsp;manually&nbsp;optimize&nbsp;floors. Advertisers,&nbsp;meanwhile,&nbsp;gain access to&nbsp;the&nbsp;entire spectrum of&nbsp;in-app header bidding inventory in the world through a single exchange.&nbsp;</p>

<p>&ldquo;InMobi&nbsp;has long believed that in-app header bidding is the best way forward for both app publishers and advertisers.&nbsp;And now that&nbsp;InMobi&nbsp;is leading the way by being the first&nbsp;programmatic&nbsp;ad exchange to be&nbsp;integrated with&nbsp;all&nbsp;major header bidding solutions, we are closer to making header bidding the norm in the in-app advertising ecosystem at large,&rdquo; said Kunal Nagpal, SVP and GM, Publisher Platform and Exchange at&nbsp;InMobi.&nbsp;&nbsp;&nbsp;</p>

<h2>Unlock Benefits with&nbsp;In-App Header&nbsp;Bidding&nbsp;</h2>

<p>In-app header bidding is great for many reasons,&nbsp;but here&nbsp;are a few&nbsp;that&nbsp;will help you value these types&nbsp;of auctions,&nbsp;as a&nbsp;publisher&nbsp;or&nbsp;an&nbsp;advertiser,&nbsp;when you work with&nbsp;InMobi:&nbsp;&nbsp;</p>

<h3>For&nbsp;Publishers&nbsp;</h3>

<p><strong>1)&nbsp;Greater&nbsp;Monetization&nbsp;Results:</strong>&nbsp;Drive competition by exposing your impressions to 100+ DSPs in real-time and fetch higher monetization returns. Publishers have witnessed 3x&nbsp;eCPMs&nbsp;and 5x ad revenue growth via&nbsp;InMobi&rsquo;s&nbsp;bidding integrations.&nbsp;</p>

<p><strong>2)&nbsp;No&nbsp;Latency,&nbsp;More&nbsp;Transparency:</strong>&nbsp;Avoid ad latency while gaining complete transparency with a unified action that helps you identify&nbsp;the&nbsp;buyers offering the highest value for every impression in real&nbsp;time.&nbsp;<strong>&nbsp;</strong></p>

<p><strong>3)&nbsp;Improved&nbsp;Operational&nbsp;Efficiency:&nbsp;</strong>Save time and improve&nbsp;the&nbsp;operational efficiency of your resources by eliminating&nbsp;manual&nbsp;floor&nbsp;optimization&nbsp;through automated yield optimization tools.&nbsp;</p>

<p><strong>4)&nbsp;Effortless&nbsp;Integration:</strong>&nbsp;Get started&nbsp;easily&nbsp;by adding&nbsp;InMobi&nbsp;as a demand source on your current in-app header bidding platform.&nbsp;</p>

<p>App developers that have partnered with&nbsp;InMobi&nbsp;for header bidding have seen consistent growth in their monetization performance.&nbsp;&ldquo;With bidding, we are able to optimize our advertising revenue by placing all of our apps&#39; inventory, including video and display, up for auction to be bid on by all demand sources, like&nbsp;InMobi, at the same time,&rdquo; said Sergei Efimov, CRO of&nbsp;FunCorp, a leading global developer of entertainment tech products and apps. &ldquo;By increasing competition for our inventory through in-app header bidding, we&rsquo;re able to increase our&nbsp;eCPMs&nbsp;overall and thus increase advertising revenue.&rdquo;&nbsp;&nbsp;</p>

<h3>For Advertisers&nbsp;</h3>

<p><strong>1)&nbsp;Maximum Reach and Impressions:&nbsp;</strong>Get&nbsp;first-look access to 100% of publishers&rsquo; header bidding inventory&nbsp;on&nbsp;a&nbsp;neutral platform with no bias towards&nbsp;InMobi&rsquo;s&nbsp;own&nbsp;apps, mediation customers or any demand source.&nbsp;Access&nbsp;a wide range of&nbsp;users&nbsp;across thousands&nbsp;of apps and&nbsp;dozens of&nbsp;app categories.&nbsp;</p>

<p><strong>2) More Pricing Flexibility:</strong>&nbsp;Say goodbye to waterfall tiers and see 100% of users without&nbsp;being tied to historical CPMs.&nbsp;Customize your bids&nbsp;down to&nbsp;the&nbsp;user level&nbsp;without sacrificing campaign scale,&nbsp;thanks to first-price auctions&nbsp;that keep your bids competitive in the final auction.&nbsp;</p>

<p><strong>3) Better&nbsp;KPIs, Greater&nbsp;Predictability:&nbsp;</strong>InMobi&rsquo;s&nbsp;reach and diversity, thanks&nbsp;to&nbsp;our&nbsp;header bidding partnerships&nbsp;combined with our&nbsp;optimized&nbsp;and uniform ad experiences,&nbsp;helps advertisers&nbsp;hit better performance metrics&nbsp;over a larger publisher pool,&nbsp;with greater predictability.&nbsp;</p>

<p><strong>4) One Platform&nbsp;For&nbsp;Everything&nbsp;In-App:</strong>&nbsp;With 100% first-look access, advertisers can simplify their supply paths via a&nbsp;single&nbsp;platform that&nbsp;is&nbsp;not&nbsp;&ldquo;in-app&nbsp;also.&rdquo;&nbsp;InMobi&nbsp;Exchange&nbsp;has been at the forefront of in-app advertising innovation&nbsp;&ndash;&nbsp;not&nbsp;only&nbsp;delivering on campaign KPIs but also helping&nbsp;you&nbsp;stay&nbsp;ahead of the industry shifts.&nbsp;</p>

<p>The buy side&nbsp;is seeing the benefits&nbsp;as well.&nbsp;&ldquo;With header bidding, we have more flexibility in finding&nbsp;the required&nbsp;scale&nbsp;at the right price&nbsp;with&nbsp;our&nbsp;target users. And with a single integration path via&nbsp;InMobi&nbsp;Exchange, we can now look forward to simpler supply paths, optimized performance across&nbsp;a&nbsp;diverse&nbsp;set of&nbsp;publishers and greater return on our ad spends, all adding up to our supply path optimization (SPO) goals,&rdquo;&nbsp;said&nbsp;Dennis Mink, SVP of Marketing&nbsp;at&nbsp;<a href="https://liftoff.io/" target="_blank">Liftoff</a>.&nbsp;&nbsp;&nbsp;</p>

<p>If you would like to get started, our Customer Success Managers/Demand Partner Managers&nbsp;are here to help. If you need more information, email us at&nbsp;<a href="mailto:mailto:exchange@inmobi.com">exchange@inmobi.com</a>.&nbsp;</p>]]></description>
      <dc:subject><![CDATA[Announcements, In-App Monetization, Inside InMobi, English (EN): inmobi.com, Global,]]></dc:subject>
      
      <dc:creator><![CDATA[ Team InMobi  ]]></dc:creator>
      
      <dc:date>2021-07-28T12:00:00+00:00</dc:date>
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    <item>
      <title><![CDATA[What Do U.S. Consumers Want From Their Mobile Telco Phone Service Providers?]]></title>
      <link>https://www.inmobi.com/blog/2021/07/27/what-do-u.s-consumers-want-from-their-mobile-telco-phone-service-providers/</link>
      <guid>https://www.inmobi.com/blog/2021/07/27/what-do-u.s-consumers-want-from-their-mobile-telco-phone-service-providers/</guid>
      <description><![CDATA[<p>For a closer look at what consumers in the&nbsp;United States&nbsp;want from their mobile&nbsp;telco phone service&nbsp;providers, we&nbsp;recently&nbsp;polled over 600&nbsp;Americans&nbsp;in July using&nbsp;<a href="https://www.inmobi.com/pulse" target="_blank">InMobi&nbsp;Pulse</a>,&nbsp;InMobi&rsquo;s&nbsp;mobile market research solution.&nbsp;&nbsp;</p>

<p>Specifically, we wanted to measure general and informed awareness of new telco offerings&nbsp;and&nbsp;internet services&nbsp;like 5G, telco-specific credit cards, etc.&nbsp;In addition, we wanted to see what causes consumers&nbsp;to stay with or switch their mobile&nbsp;telecommunications service provider.&nbsp;&nbsp;</p>

<p><em>Note: we specifically excluded&nbsp;business phone services like&nbsp;SD-WAN&nbsp;from our analysis, only focusing on consumer offerings.&nbsp;</em></p>

<p>So&nbsp;a quality mobile telco service includes&nbsp;what exactly? Here&rsquo;s what we&nbsp;uncovered.&nbsp;</p>

<h2>Top Takeaways&nbsp;</h2>

<ul>
	<li>The majority of&nbsp;consumers know that mobile telco providers offer Wi-Fi hot spots and 5G connectivity, but few know about&nbsp;all of&nbsp;5G&rsquo;s benefits.&nbsp;</li>
	<li>Price and network quality are the biggest motivators for switching telco providers.&nbsp;</li>
	<li>The longer someone has been with their current mobile telco providers, the less likely they are to switch to a new one.&nbsp;</li>
</ul>

<h2>Will a 5G&nbsp;Network&nbsp;Entice Customers?&nbsp;</h2>

<p>Many cell service providers are quickly rolling out new features like 5G connectivity, improved cellular&nbsp;internet connections, new mobile payments options and more as part of a wider effort to expand their business and make it&nbsp;stickier. But do consumers&nbsp;care about these features? And do they even know about them?&nbsp;</p>

<p>On an awareness front, 63% said they knew cellphone providers offer Wi-Fi hot spots while 59% said they knew about 5G; women were more likely than men to say they knew about these features. In comparison, 57% knew cellphone providers provided access to streaming services while just 27%&nbsp;knew about mobile telco credit cards.&nbsp;</p>

<p>Let&rsquo;s dive in on 5G in particular, since it&rsquo;s an especially hot topic in this space. Among those that knew about 5G, 76% of them were aware that it provides faster download speeds; for Americans between 18 and 34, the percentage is even higher. Further,&nbsp;69% of this cohort said they knew 5G provides faster sending and receiving times. But, only 40% said they knew&nbsp;5G allows for more connected devices.&nbsp;</p>

<p>This is potentially a missed opportunity. If more consumers knew about 5G and its many benefits, then telcos could use 5G as more of a hook to gain new customers and keep existing ones happy. Let&rsquo;s dive into this more.&nbsp;</p>

<h2>Why Mobile Telcos Need More Than Good&nbsp;Customer Service&nbsp;</h2>

<p>When we asked consumers in the U.S. about what would encourage them to switch to a new cellphone provider, just 12% cited 5G. The most commonly&nbsp;cited motivators for switching telcos were price (42%) followed by network and service quality (31%).&nbsp;Of course, it&rsquo;s important to note that both of these are impacted by 5G, as an upgraded network provides better coverage and speeds but at the same prices.&nbsp;</p>

<p>Older consumers were the most price conscious. Among those over 55 years old, 47% said price was the top motivator for switching telco providers;&nbsp;42% of those between 35 and 54 years old said the same thing.&nbsp;</p>

<p>Younger consumers show slightly different trends. Among consumers between 18 and 34 years old, 31% said device options were the top motivator for switching telco providers. In comparison, 32% of this cohort said network quality was a top motivating factor.&nbsp;</p>

<p><img alt="Motivators to Switch Telco Phone Service Providers | InMobi Pulse" src="https://go.inmobi.net/hubfs/motivators-to-switch-telco-phone-service-providers-inmobi-blog.png" style="height:716px; width:1862px" /></p>

<p>But among those for whom mobile device options are a key switching motivator, price still is a major determinant. Overall, 18% said mobile device options were a key factor to switching telcos.&nbsp;When we asked this group about what device options in particular were important to them, 63% said device price while 48% said a free device was a determining factor.&nbsp;</p>

<p>Overall, however, it&rsquo;s important to note that most telco customers are quite loyal. Among those that have been with their current providers for less than two years, 19% said they were likely&nbsp;to switch. In comparison, just 12% of those who have been with their current provider for over four years said the same thing.&nbsp;</p>

<p><img alt="Likelihood to Switch Telco Phone Service Providers | InMobi Pulse" src="https://go.inmobi.net/hubfs/likelihood-to-switch-telco-phone-service-providers-inmobi-blog.png" /></p>

<h2>How&nbsp;Mobile Telco Service Providers Can Use This Data&nbsp;</h2>

<p>Here&rsquo;s how cellphone providers in the U.S. can leverage these insights to bring in new customers and retain their existing customer base:&nbsp;</p>

<ul>
	<li><strong>Focus on price and network quality</strong>, since these are the two biggest reasons someone will&nbsp;switch cellphone providers. Advertising and marketing messaging should really&nbsp;hone in on&nbsp;these two components.&nbsp;</li>
	<li><strong>Highlight&nbsp;all of&nbsp;the benefits of 5G</strong>.&nbsp;While most consumers know about 5G, it&rsquo;s not truly widespread yet.&nbsp;And,&nbsp;many people don&rsquo;t know that 5G can provide cheaper and more comprehensive coverage for more devices.&nbsp;A targeted advertising and marketing campaign can help alleviate these knowledge gaps, however.&nbsp;</li>
	<li><strong>Acquistion and retention efforts should focus on recent customers</strong>.&nbsp;While most telco customers are quite loyal, newer customers are much more likely to defect than most established customers. This knowledge should underpin both new customer&nbsp;acquisition&nbsp;and existing customer retention.&nbsp;</li>
</ul>

<p>Interested in learning more?&nbsp;<a href="https://www.inmobi.com/company/contact/" target="_blank">Reach out today to speak with one of our mobile experts</a>.&nbsp;</p>]]></description>
      <dc:subject><![CDATA[Consumer Research, Media Consumption &amp; Trends, Understanding Consumers, English (EN): inmobi.com, North America,]]></dc:subject>
      
      <dc:creator><![CDATA[ Team InMobi  ]]></dc:creator>
      
      <dc:date>2021-07-27T08:57:00+00:00</dc:date>
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    <item>
      <title><![CDATA[Maximize Your In-App Ad Monetization in 2021]]></title>
      <link>https://www.inmobi.com/blog/2021/07/25/maximize-your-in-app-ad-monetization-in-2021/</link>
      <guid>https://www.inmobi.com/blog/2021/07/25/maximize-your-in-app-ad-monetization-in-2021/</guid>
      <description><![CDATA[<p><em>It&rsquo;s time to partner with the&nbsp;right&nbsp;bidding&nbsp;platform.</em></p>

<p>With the pandemic restrictions being eased across the&nbsp;<a href="https://www.bbc.com/news/explainers-52575313" rel="noreferrer noopener" target="_blank">globe</a>&nbsp;and&nbsp;businesses gradually&nbsp;re-opening, advertisers and their&nbsp;demand-side platforms (DSPs)&nbsp;have started planning ad campaigns&nbsp;to&nbsp;improve their&nbsp;brand awareness&nbsp;among&nbsp;the&nbsp;<a href="https://www.inmobi.com/blog/2021/06/25/2021-back-to-school-shopping-trends/" rel="noreferrer noopener" target="_blank">back-to-school</a>&nbsp;consumers&nbsp;and office&nbsp;shoppers,&nbsp;to&nbsp;boost their&nbsp;overall&nbsp;annual sales.&nbsp;This is a huge opportunity for publishers to&nbsp;monetize&nbsp;their ad inventory.&nbsp;&nbsp;&nbsp;</p>

<p>For example, while back-to-school&nbsp;campaigns&nbsp;are in full swing, brand advertisers have also started planning&nbsp;<a href="https://go.channeladvisor.com/ecommerce-calendar-july-dec-2021?utm_campaign=na-adweek-ecom-calendar-em-q221&amp;utm_medium=sponsored%20email&amp;utm_source=adweek&amp;utm_content=other" rel="noreferrer noopener" target="_blank">future&nbsp;campaigns</a>&nbsp;for&nbsp;the second half of the year, aiming to&nbsp;increase&nbsp;sales during&nbsp;events like Halloween, Black Friday, Christmas, and New Year&rsquo;s&nbsp;Eve.&nbsp;Similarly,&nbsp;performance or user acquisition (UA) advertisers will continue to leverage the&nbsp;(pandemic driven)&nbsp;increased&nbsp;in-app&nbsp;user base&nbsp;to execute their campaigns. The bottom line&nbsp;is,&nbsp;holiday advertising presents a great opportunity for mobile publishers to monetize&nbsp;and take advantage of&nbsp;the increased demand queued up to flow through in-app&nbsp;ad&nbsp;exchanges.&nbsp;</p>

<p>However, it&rsquo;s important to prioritize the right mix of supply-side platforms (SSPs) and exchanges working with your ad stack as bidders to maximize monetization.&nbsp;And it&rsquo;s important to do&nbsp;this in early Q3&nbsp;to reap the benefits&nbsp;from&nbsp;the last&nbsp;few months&nbsp;of 2021.&nbsp;Here are a few variables to consider as we dive into&nbsp;the second half of the year:&nbsp;</p>

<p><strong>1) Demand Diversity</strong>&nbsp;&ndash;&nbsp;We recommend that you talk to your bidding partners (SSP/Exchange) to understand the projected demand growth in Q3-Q4 2021. Your conversations must factor in the following:&nbsp;</p>

<ul>
	<li>Growth in brand and UA spending:&nbsp;Advertisers&#39; spend&nbsp;with&nbsp;InMobi&nbsp;Exchange&nbsp;grew by 32%&nbsp;between Q1 and Q2 2021. Also, our exchange grew by a whopping 195% in Q2 2021 compared to the previous year. With both brand and UA spending bound to increase in H2 2021, we are expecting ad spending to clock new heights across regions&nbsp;coming&nbsp;up. It&rsquo;s important that you speak to each bidder and know what kind of growth they have observed and are likely to see in this quarter from the DSPs and/or advertisers they have on&nbsp;board.&nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp;<img 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" style="border:none; height:299px; vertical-align:baseline; width:480px" /></li>
	<li>Agency Partnerships:&nbsp;Understand if unique demand partnerships and/or agency preferential status are&nbsp;part of their supply path optimization (SPO) efforts. At&nbsp;InMobi&nbsp;Exchange, we&nbsp;take&nbsp;pride&nbsp;in being an approved in-app partner of choice for the world&rsquo;s largest agencies. For more details, please check out&nbsp;our&nbsp;<a href="https://university.inmobi.com/supply-path-optimization-spo" rel="noreferrer noopener" target="_blank">SPO course</a>&nbsp;on&nbsp;InMobi&nbsp;U.</li>
</ul>

<p><strong>2) Support&nbsp;for Lucrative Ad Formats</strong>&nbsp;&ndash;&nbsp;Ensure that you get the best ROI on the ad formats you support.&nbsp;</p>

<ul>
	<li>The&nbsp;second half of the year usually&nbsp;sees an increase in spending on high-performing,&nbsp;full-screen ad&nbsp;formats&nbsp;given their higher engagement and conversion rates.&nbsp;In&nbsp;general,&nbsp;full-screen inventory&nbsp;click-through rates (CTRs)&nbsp;are&nbsp;13x greater than&nbsp;banner&nbsp;CTRs on average.&nbsp;Also, full-screen inventory&#8239;ad requests for&nbsp;InMobi&nbsp;Exchange&#8239;grew by 37% in Q2&nbsp;2021 as compared to the previous year.&nbsp; The ad revenue driven by this supply&#8239;grew&#8239;3.5x&#8239;for the same period.&nbsp;&nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp;&nbsp;<img src="data:image/png;base64,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" style="border:none; height:299px; vertical-align:baseline; width:480px" />&nbsp;</li>
	<li>Historically&nbsp;InMobi&nbsp;has seen, on average, video completion rates of around 80% and viewability over 90% (across Open&nbsp;Measurement&nbsp;SDK, IAS, Moat and&nbsp;DoubleVerify) via private marketplace deals.&nbsp;</li>
	<li>Also, it is important to check if your&nbsp;bidding partner&nbsp;offers&nbsp;video pod&nbsp;support&nbsp;(i.e.&nbsp;providing publishers the ability to return multiple ads from a single ad request). In addition to our existing Video Pods,&nbsp;InMobi allows publishers to&#8239;monetize&#8239;from a mix of both Video and Static creatives in the same pod&nbsp;consecutively.&nbsp;</li>
	<li>Having 2.6 billion mobile gamers&nbsp;globally&nbsp;and&nbsp;with an&nbsp;<a href="https://www.pocketgamer.biz/interview/76717/inmobi-saurav-dutta-rethinking-in-game-advertising/" rel="noreferrer noopener" target="_blank">in-game advertising</a>&nbsp;market&nbsp;expected to grow by almost 20%&nbsp;by&nbsp;2024, it is imperative for gaming publishers to start collaborating with the right bidding partners.&nbsp;</li>
</ul>

<p><strong>3) Universal IDs &ndash;</strong>&nbsp;Publishers are&nbsp;witnessing&nbsp;a&nbsp;15% to&nbsp;60%+ (averaging at 39%)&nbsp;uplift in&nbsp;eCPM&nbsp;for impressions where universal&nbsp;IDs&nbsp;(think&nbsp;LiveRamp, ID5,&nbsp;TTD, etc.)&nbsp;are being passed in&nbsp;the&nbsp;bid requests.&nbsp;Hence, we would suggest you&nbsp;prioritize&nbsp;bidding partners who&nbsp;offer ID management&nbsp;features. For instance,&nbsp;InMobi&nbsp;offers&nbsp;<a href="https://inmobi.docsend.com/view/fx7mfnu8br7a54if" rel="noreferrer noopener" target="_blank">UnifID</a>&nbsp;which allows publishers to integrate with multiple ID providers&nbsp;of their own choice.&nbsp;&nbsp;</p>

<p><strong>4) Overall Yield &ndash;</strong>&nbsp;Q4, more than any other quarter, also requires close attention to yield. Having the right mix of SSPs and exchanges ensures efficiency&nbsp;by increased&nbsp;competition and improved returns between partners.&nbsp;We also have noticed that&nbsp;header bidding integrations help improve&nbsp;overall&nbsp;yield.&nbsp;InMobi&nbsp;recently&nbsp;partnered&nbsp;with&nbsp;Google Open Bidding&nbsp;which makes <a href="https://www.businesswire.com/news/home/20210728005500/en/InMobi-Exchange-Integrates-with-In-App-Header-Bidding-Solutions-to-Reduce-Friction-and-Optimize-Competition-for-Premium-In-App-Inventory">us&nbsp;the first in-app exchange</a> to go live across all&nbsp;leading&nbsp;header bidding platforms.&nbsp;&nbsp;</p>

<p>If a partner&rsquo;s fill rate or&nbsp;win rate is low, then you should probably reconsider their rank within your monetization stack.&nbsp;&nbsp;&nbsp;</p>

<p>For more&nbsp;detailed&nbsp;coverage, you&nbsp;can&nbsp;go through&nbsp;our&nbsp;<a href="https://university.inmobi.com/strategies-for-maximizing-revenue" rel="noreferrer noopener" target="_blank">InMobi U</a>&nbsp;courses,&nbsp;which have been built to guide publishers on&nbsp;the&nbsp;best practices to improve&nbsp;in-app&nbsp;ad&nbsp;revenues.&nbsp;</p>

<p><strong>Weighing Bidders and Your Likely Course of Action&nbsp;&nbsp;</strong>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</p>

<p>We would encourage&nbsp;you&nbsp;to have&nbsp;monetization&nbsp;conversations with every exchange and SSP you work with,&nbsp;especially&nbsp;in&nbsp;August. Once you have a better picture of the demand and&nbsp;the&nbsp;yield potential, be prepared to shuffle the order in which you rank or activate bidders in your waterfall or header bidding setup.&nbsp;&nbsp;&nbsp;</p>

<p>If you have any questions on the demand that we have queued or expect to see in&nbsp;the second half of 2021, please write to your dedicated customer success manager and we would be happy to walk you through our readiness to tap into the&nbsp;upcoming&nbsp;growth wave.&nbsp;</p>]]></description>
      <dc:subject><![CDATA[In-App Monetization, English (EN): inmobi.com, Asia Pacific, Europe and Middle East, North America, Global,]]></dc:subject>
      
      <dc:creator><![CDATA[ Team InMobi  ]]></dc:creator>
      
      <dc:date>2021-07-26T17:52:00+00:00</dc:date>
    </item>
  
    <item>
      <title><![CDATA[Specialty Retail Customer Insights: Unpacking U.S. App Ownership Trends ]]></title>
      <link>https://www.inmobi.com/blog/2021/07/21/specialty-retail-customer-insights-unpacking-us-app-ownership-trends/</link>
      <guid>https://www.inmobi.com/blog/2021/07/21/specialty-retail-customer-insights-unpacking-us-app-ownership-trends/</guid>
      <description><![CDATA[<p>For&nbsp;retail customer insights&nbsp;in the specialty retail space (think home improvement, pet care, etc.), we turned to the data. Specifically, using&nbsp;InMobi&rsquo;s&nbsp;real-time&nbsp;mobile audience insights, we wanted to see who&nbsp;had these kinds of apps on their mobile devices&nbsp;in the U.S.&nbsp;and how net app install trends have evolved of late.&nbsp;</p>

<p>For this analysis, we looked at&nbsp;app&nbsp;customer data&nbsp;for&nbsp;the following brands:&nbsp;Best Buy, CVS, The Home Depot, Kroger, Lowe&rsquo;s,&nbsp;Sephora&nbsp;and Walgreens.&nbsp;In reviewing their major retail apps, what kinds of&nbsp;actionable insights&nbsp;could we glean?&nbsp;</p>

<p>Here&rsquo;s what we found.&nbsp;</p>

<h2>Top Takeaways&nbsp;</h2>

<ul>
	<li>Year-over-year net app installs began to decline by April and May 2021, with consumers&nbsp;seeming to move away from directly using&nbsp;apps in favor of other buying methods, such as in-person shopping.&nbsp;</li>
	<li>Outside of The Home Depot and Walgreens, most specialty retail apps&nbsp;were&nbsp;seeing flat app adoption by May and June 2021.&nbsp;</li>
	<li>While 56% of specialty app owners are female, 51% of those visiting their physical storefronts are male.&nbsp;</li>
	<li>40% of app owners and 42% of physical store visitors are between 46 and 65 years old.&nbsp;</li>
</ul>

<h2>How The Reopening of&nbsp;Brick and Mortar&nbsp;Retail&nbsp;Impacts App Installs&nbsp;</h2>

<p>In looking at year-over-year app install trends in this space, this customer segment overall has been quick to shift from apps to in-person shopping.&nbsp;Take a look at how net app installs have fluctuated throughout the first few months of 2021.&nbsp;</p>

<table align="center" border="1" cellpadding="1" cellspacing="1" style="width:500px">
	<tbody>
		<tr>
			<td><strong>Month</strong></td>
			<td><strong>YoY Change in Net App Installs&nbsp;</strong></td>
		</tr>
		<tr>
			<td>January</td>
			<td>66%</td>
		</tr>
		<tr>
			<td>February</td>
			<td>45%</td>
		</tr>
		<tr>
			<td>March</td>
			<td>28%</td>
		</tr>
		<tr>
			<td>April</td>
			<td>0%</td>
		</tr>
		<tr>
			<td>May</td>
			<td>-5%</td>
		</tr>
	</tbody>
</table>

<p><br />
It&rsquo;s not necessarily the case that&nbsp;customer loyalty&nbsp;is dropping &ndash; in fact,&nbsp;InMobi&nbsp;Pulse research from&nbsp;earlier in&nbsp;2021 found that&nbsp;27% of consumers plan on shopping with at least one specialty retailer (either online and/or in person) between May and October 2021.&nbsp;Rather, this data shows that as consumers gain greater choice in how they shop, their&nbsp;customer journey&nbsp;is leading to physical storefronts, not apps. What&rsquo;s happening here? As Covid restrictions in the U.S. are eased and as more Americans become vaccinated, this&nbsp;customer segment&nbsp;is embracing in-person shopping at the expense of shopping using the brand&rsquo;s own app.&nbsp;This aligns with earlier research we conducted, which found that&nbsp;<a href="https://www.inmobi.com/blog/2021/06/24/are-americans-ready-to-shop-in-person-again" target="_blank">74% of adults in the U.S. were already making purchases in person by May 2021</a>.&nbsp;</p>

<p>And, of course, different retailers are seeing different trends. For example, The Home Depot&nbsp;had&nbsp;seen a spike in net app&nbsp;installs on and after Memorial Day, while Walgreens saw a jump in early May. But outside of those two, net app installs for most of the specialty brands we surveyed are largely flat&nbsp;of late.&nbsp;</p>

<p><img alt="InMobi Speciality Retail Customer Insights: Net App Install Trends 2021" src="https://go.inmobi.net/hubfs/InMobi-Specialty-retailer-customer-insights-net-app-installs.png" style="height:914px; width:1928px" /></p>

<p>It makes sense that different&nbsp;brands are seeing different net app install trends, as these specialty retailers are quite diverse in their offerings. Across many of these brands, there is little overlap in terms of audience. For example, just 1% of Kroger app owners also have the Petco app, while only&nbsp;2% of those with the Lowe&rsquo;s app have the Sephora app on their mobile device too.&nbsp;</p>

<p><img alt="InMobi Speciality Retail Customer Insights: App Ownership Overlap" src="https://go.inmobi.net/hubfs/InMobi-Speciality-Retail-Customer-Insights-App-Ownership-Overlap.png" style="height:794px; width:1160px" /></p>

<h2>Should The Specialty Retail&nbsp;Customer Experience&nbsp;Include Apps?&nbsp;</h2>

<p>Seeing these trends begs the question: do specialty&nbsp;retailers need apps? After all, if consumers are happy to shop in person, then is having and investing in an app a worthwhile investment?&nbsp;</p>

<p>While in-store footfall is always ideal, this data shows that many specialty retailers are not taking full advantage of their apps.&nbsp;Consider these statistics:&nbsp;</p>

<ul>
	<li>Someone with a retail brand&rsquo;s app is&nbsp;<a href="https://www.inmobi.com/blog/2021/07/02/mobile-modern-shopping-journey-infographic" target="_blank">19% more likely</a>&nbsp;to visit their brick-and-mortar location compared to non-app owners.&nbsp;&nbsp;</li>
	<li>In looking at those who engage with a brand on mobile, average daily sessions per user for&nbsp;those with the brand&rsquo;s app&nbsp;was 6% higher than&nbsp;for those who didn&rsquo;t have the brand&rsquo;s app.&nbsp;&nbsp;</li>
	<li>86% of consumers say their loyalty to a&nbsp;brand increases&nbsp;when their mobile app provides them with features they love.&nbsp;</li>
	<li>Mobile apps are not an either/or proposition. The best retail brands&nbsp;can leverage their own apps as part of a successful, holistic omnichannel selling strategy.&nbsp;</li>
</ul>

<h3>Who Owns Specialty Retail Apps?&nbsp;</h3>

<p>While net app installs in this category may be largely flat or on the decline of late, these brands nevertheless have huge followings, including on mobile. Who currently has these retail apps on their mobile devices, and how do mobile app audiences compare to&nbsp;those who are shopping with these retailers in person?&nbsp;</p>

<p>Interestingly, there&rsquo;s a gap between these two audiences in terms of gender. While 56% of specialty app owners are female, 51% of those visiting their physical storefronts are male.&nbsp;</p>

<p><img alt="InMobi Speciality Retail Customer Insights: App Ownership by Gender" src="https://go.inmobi.net/hubfs/Speciality-Retail-Customer-Insights-App-Ownership-by-Gender-InMobi.png" style="height:878px; width:1920px" /></p>

<p>In terms of age, however, there&rsquo;s more overlap. Overall, 40% of app owners and 42% of physical store visitors are between 46 and 65 years old.&nbsp;</p>

<p><img alt="Speciality Retail Customer Insights: App Ownership by Age" src="https://go.inmobi.net/hubfs/Specialty-retail-customer-insights-app-ownership-age-inmobi.png" style="height:870px; width:1940px" /></p>

<h2>How Specialty Retailers Should Think About Mobile&nbsp;</h2>

<p>Of course, whether or not retailers are heavily investing in their own apps, mobile should still play a key role in their overall marketing and outreach efforts. After all,&nbsp;<a href="https://www.inmobi.com/blog/2021/07/02/mobile-modern-shopping-journey-infographic" target="_blank">Americans spend more time with mobile than with any other single media source</a>.&nbsp;&nbsp;</p>

<p>Considering the always-on and always-available nature of mobile, it&rsquo;s now an ideal way to reach and engage with customers no matter where they are.&nbsp;Mobile is an ideal option for reaching people between 46 and 65 years old too, which is clearly a major audience for specialty retailers!&nbsp;</p>

<p>Mobile advertising is highly effective too. According to&nbsp;InMobi&nbsp;Pulse research,&nbsp;<a href="https://www.inmobi.com/blog/2020/10/13/why-retail-advertising-should-be-mobile-first-in-2020" target="_blank">53% of Americans have said they discover new products through mobile ads</a>.&nbsp;</p>

<p>Mobile advertising is a great way to drive footfall too. Of all the people who are exposed to a typical location-based mobile ad campaign, around 66% of them will later make a purchase with that brand. Plus, people who see a location-based mobile ad and actually visit a brick-and-mortar location are 25% more likely than others to make an e-commerce purchase with that brand.&nbsp;</p>

<p>Interested in getting started with mobile advertising?&nbsp;<a href="https://www.inmobi.com/company/contact/" target="_blank">Reach out today to speak with one of InMobi&rsquo;s mobile experts</a>.&nbsp;</p>

<p>What are your thoughts on this data? Let us know on social media!&nbsp;You can reach out to us on&nbsp;<a href="https://www.linkedin.com/company/inmobi/" target="_blank">LinkedIn</a>,&nbsp;<a href="https://twitter.com/inmobi" target="_blank">Twitter</a>,&nbsp;<a href="https://www.facebook.com/inmobi" target="_blank">Facebook</a>&nbsp;or&nbsp;<a href="https://instagram.com/inmobi_official" target="_blank">Instagram</a>.&nbsp;</p>]]></description>
      <dc:subject><![CDATA[Consumer Research, Understanding Consumers, English (EN): inmobi.com, North America,]]></dc:subject>
      
      <dc:creator><![CDATA[ Team InMobi  ]]></dc:creator>
      
      <dc:date>2021-07-21T08:04:00+00:00</dc:date>
    </item>
  
    <item>
      <title><![CDATA[Who Owns Department Store and Big Box Retail Apps?]]></title>
      <link>https://www.inmobi.com/blog/2021/07/19/who-owns-department-store-and-big-box-retail-apps/</link>
      <guid>https://www.inmobi.com/blog/2021/07/19/who-owns-department-store-and-big-box-retail-apps/</guid>
      <description><![CDATA[<p>For most of the last century, department stores such as Sears and&nbsp;big box retail&nbsp;outlets like&nbsp;Target and&nbsp;Walmart&nbsp;have&nbsp;dominated the&nbsp;retail store&nbsp;landscape in the&nbsp;United States.&nbsp;Big box stores, often with physical footprints of&nbsp;50,000 square feet&nbsp;or more per location,&nbsp;have dominated&nbsp;shopping centers and towns big and small.&nbsp;</p>

<p>But the dominance that department stores and big&nbsp;box retailers have long had over&nbsp;smaller&nbsp;retail&nbsp;businesses like&nbsp;mom and pop&nbsp;stores and other more&nbsp;local businesses&nbsp;is starting to fade, as&nbsp;discount stores and e-commerce&nbsp;grow in the U.S.&nbsp;&nbsp;</p>

<p>To adapt to these potential&nbsp;category killers,&nbsp;department stores and big box retailers have had to pivot, whether by embracing different buying channels, rethinking their current&nbsp;real estate&nbsp;or expanding their selection &ndash; or through all three.&nbsp;And often as these retailers shift their short-term and&nbsp;long-term&nbsp;strategies, mobile ends up playing a more central role in how they connect with and enable consumers.&nbsp;</p>

<p>To get a better sense of how these brands are managing this pivot and&nbsp;enabling mobile-first consumers, we turned to the data. Specifically, we wanted to see who had these kinds of retail apps on their mobile devices, and whether there was room for improvement.&nbsp;&nbsp;</p>

<p>For our analysis, we looked at app ownership trends in the department store category by reviewing data on the&nbsp;Kohl&rsquo;s, Macy&rsquo;s and Nordstrom apps. And for what we would&nbsp;term big box, our analysis will&nbsp;include Walmart, Target, Costco and Sam&rsquo;s Club.&nbsp;&nbsp;</p>

<h2>Overview of Net App Install Trends&nbsp;</h2>

<p>In this space, Walmart&rsquo;s app&nbsp;occupies a large&nbsp;percentage of all app installs.&nbsp;This was the case before the pandemic, and it remains&nbsp;true today. As compared to other retailers, Walmart has significant investments in&nbsp;its online offerings, including through <a href="https://corporate.walmart.com/newsroom/2020/09/01/walmart-introduces-walmart" target="_blank">the&nbsp;launch of Walmart+</a>&nbsp;in the second half of 2020, as it looks to retain its traditional brick-and-mortar business and offer more e-commerce shopping opportunities to compete with Amazon.&nbsp;</p>

<p><img alt="mobile app installs" src="https://go.inmobi.net/hubfs/department-store-big-box-retail-net-app-installs-inmobi.png" /></p>

<p>The landscape is more competitive, however, if you remove Walmart from the picture.&nbsp;Among the remaining six brands, Target and Sam&rsquo;s Club have the most net app installs between April and June 2021.&nbsp;&nbsp;&nbsp;</p>

<p>Both brands&nbsp;have invested heavily in their apps and online shopping overall in the past months and years, and these efforts are beginning to pay off. For example,&nbsp;<a href="https://www.samsclub.com/sams/html/mobile/help/app.html" target="_blank">the Sam&rsquo;s Club app</a>&nbsp;allows consumers to scan an item in store to pay for it in the moment, as opposed to waiting to check out.&nbsp;</p>

<p><img alt="retail mobile apps" src="https://go.inmobi.net/hubfs/department-store-big-box-retail-net-app-installs-minus-walmart-inmobi.png" /></p>

<p>But perhaps the biggest driver of app growth in this category has been BOPIS &ndash; buy online, pick up in store. Instead of having to come into a physical store to make a purchase, consumers can order online first and then have the item dropped off in&nbsp;parking lots&nbsp;or right in front of stores. This buying method proved especially popular during the pandemic, with consumers hesitant to shop physically inside stores and&nbsp;with supply chain disruptions delaying e-commerce deliveries.&nbsp;</p>

<p>It will be interesting to see, however, if department stores and big box retailers can maintain their app growth trajectory now that consumers are shopping in person again.&nbsp;According to research conducted through&nbsp;<a href="https://www.inmobi.com/pulse" target="_blank">InMobi&nbsp;Pulse</a>,&nbsp;InMobi&rsquo;s&nbsp;mobile market research solution, big box retailers and department stores are expected to have the largest increase in both foot traffic and online e-commerce business in the next few months coming up, although a combination of brick-and-mortar sales and the use of third-party online shopping platforms like Amazon and Etsy could lead to a decrease in app installs in the&nbsp;category &ndash; only time will tell.&nbsp;</p>

<h2>Overview of Big Box and Department Store Brand Engagers&nbsp;</h2>

<p>We also wanted to dive deeper into the overall customer profile of big box retailers and department stores. Who has their apps on device,&nbsp;and&nbsp;<a href="https://www.inmobi.com/blog/2021/06/24/are-americans-ready-to-shop-in-person-again" target="_blank">who is visiting their physical store locations today</a>?&nbsp;</p>

<p>In terms of gender, this category is predominantly female. While 52% of all physical visitors were women, 60% of app owners are female &ndash; considering that many app categories are predominantly male, this is significant.&nbsp;</p>

<p><img alt="mobile app usage statistics" src="https://go.inmobi.net/hubfs/department-store-big-box-retail-app-owners-gender-sex-inmobi.png" /></p>

<p>The top age bracket for this segment is between 46 and 55 years old, with 21% of app owners and 22% of physical visitors being in this age range.&nbsp;Our&nbsp;InMobi&nbsp;Pulse research found that women between 18 and 34 would be the biggest drivers of future growth for big box retail and department store shopping, although&nbsp;26% of app owners and 21% of physical visitors were in this age range.&nbsp;</p>

<p><img alt="mobile app user acquisition strategy" src="https://go.inmobi.net/hubfs/department-store-big-box-retail-app-owners-ages-inmobi.png" style="height:1046px; width:1860px" /></p>

<h3>Big Box Retail and Department Store App Ownership Overlap&nbsp;</h3>

<p>We also wanted to look at app ownership overlap. Do consumers have multiple kinds of retail apps on their mobile devices or are they loyal to specific brands?&nbsp;</p>

<p>In this realm, it should come as no surprise that Walmart has a large and loyal app customer base. Among all the apps we looked at, Walmart app owners&nbsp;have the smallest crossover with other big box and department store retailers.&nbsp;</p>

<p><img alt="retail mobile app" src="https://go.inmobi.net/hubfs/department-store-big-box-retail-app-ownership-overlap-inmobi.png" /></p>

<h2>How&nbsp;Big Box and Department Store Brands Can Boost App Ownership&nbsp;</h2>

<p>Even as consumers&nbsp;in the U.S. are largely ready to shop and buy in person again, retailers should&nbsp;still continue&nbsp;to invest in their app and grow their mobile-direct audiences. Through apps, brands can have a direct relationship&nbsp;with consumers, through which they can keep audiences engaged and buying by offering special tailored deals.&nbsp;&nbsp;</p>

<p>Plus, app owners are more loyal than non-app owners. According to&nbsp;InMobi&nbsp;research, someone&nbsp;with a brand&rsquo;s app on their mobile device is&nbsp;<a href="https://www.inmobi.com/blog/2020/10/21/why-retailers-with-a-clear-app-strategy-will-win-in-this-market" target="_blank">15% more likely to visit that brand&rsquo;s brick-and-mortar locations&nbsp;compared to those without the app</a>.&nbsp;</p>

<p>And&nbsp;even though in-person shopping is on the rise, e-commerce (and m-commerce, or mobile commerce)&nbsp;is very much here to stay, especially among younger consumers and city dwellers.&nbsp;Retailers can offer a more seamless, on-brand shopping experience when they facilitate transactions from their own app, as opposed to being at the mercy of a third-party marketplace.&nbsp;</p>

<p>So&nbsp;what can these kinds of retailers do to boost app adoption and drive more sales? Based on our research, we recommend the following tactics:&nbsp;</p>

<ul>
	<li>Utilize&nbsp;mobile advertising.&nbsp;Not only is&nbsp;<a href="https://content-na2.emarketer.com/us-time-spent-with-media-2021-update" target="_blank">mobile now the most popular media source for Americans</a>, but it&rsquo;s always-on nature makes it ideal for reaching consumers no matter where they are or what they&rsquo;re doing.&nbsp;</li>
	<li>Target&nbsp;the consumers that are both the most likely to download and use your app and/or shop at one of your physical stores. For most brands&nbsp;in this category,&nbsp;women and people between 46 and 55 are among the most loyal audience segments &ndash; but don&rsquo;t limit audience targeting to just&nbsp;people in this age range.&nbsp;</li>
	<li>Competitive&nbsp;conquesting&nbsp;can be especially advantageous in this space, as there is not a lot of overlap between app owners. For example, just 9% of Kohl&rsquo;s app owners also have the Costco app on their mobile device, while only 5% of Sam&rsquo;s&nbsp;Club have the Macy&rsquo;s app. If someone has one or only a few big box retail or department store app, they may be interested in more.&nbsp;</li>
</ul>

<p>Be sure to stay tuned to the blog, as coming up we will be covering more specialty retailers like The&nbsp;Home Depot, Sephora, Petco and more major national brands. And if you&nbsp;have questions or if you want to know more,&nbsp;<a href="https://www.inmobi.com/company/contact/" target="_blank">be sure to reach out to speak with one of our mobile experts</a>.&nbsp;</p>

<h4>About the Author&nbsp;&nbsp;&nbsp;</h4>

<p>Matthew Kaplan has over a decade of digital marketing experience, working to support the content goals of the world&rsquo;s biggest B2B and B2C brands. He is a passionate app user and evangelist, working to support diverse marketing campaigns across devices.&nbsp;</p>]]></description>
      <dc:subject><![CDATA[Consumer Research, Media Consumption &amp; Trends, Understanding Consumers, English (EN): inmobi.com, North America,]]></dc:subject>
      
      <dc:creator><![CDATA[ Matt Kaplan,  Content Strategist  ]]></dc:creator>
      
      <dc:date>2021-07-19T08:53:00+00:00</dc:date>
    </item>
  
    <item>
      <title><![CDATA[Everything You Need to Thrive in the Retail Media Revolution]]></title>
      <link>https://www.inmobi.com/blog/2021/07/15/everything-you-need-to-thrive-in-retail-media-revolution/</link>
      <guid>https://www.inmobi.com/blog/2021/07/15/everything-you-need-to-thrive-in-retail-media-revolution/</guid>
      <description><![CDATA[<p>After speaking with 30+ leading brands and retailers over&nbsp;the past six&nbsp;months, we realized that retailers are limited in their ability to maximize revenue from retail media.&nbsp;Through this effort, we found insights that have become the foundation for building an end-to-end platform that accelerates success for retailers.&nbsp;</p>

<p>The last decade saw the rise of Shopify, Adobe, Magento and Salesforce Commerce Cloud to empower rebels against market leaders like Amazon and Alibaba, enabling&nbsp;platforms worldwide to enter the e-commerce era.&nbsp;&nbsp;</p>

<p>Over the next decade, a commerce platform that can help retailers thrive&nbsp;with&nbsp;e-commerce will emerge. These would be platforms that enable retailers to create meaningful&nbsp;revenue streams from their media and data, and they&nbsp;would also allow retailers to increase engagement with their media,&nbsp;all of which would&nbsp;result in more organic sales and advertising revenue.&nbsp;</p>

<h2>Bringing&nbsp;It&nbsp;All together: How Brands and Retailers Can Benefit from Retail Media&nbsp;</h2>

<p>Why aren&rsquo;t all brands and retailers taking advantage of retail media today, and how can they close this gap?&nbsp;Here&rsquo;s what we&rsquo;re seeing.&nbsp;</p>

<h3>Retailers are not able to attract budgets from all their&nbsp;partner&nbsp;brands.&nbsp;</h3>

<p><strong>Problem:&nbsp;</strong>Manual campaign management&nbsp;limits attracting all types of budgets, thereby limiting&nbsp;retail media revenue&nbsp;potential.&nbsp;</p>

<p><strong>Solution and Impact:</strong>&nbsp;Machine learning-powered automated targeting (via&nbsp;keywords, products, users, etc.) and bidding create a win-win for retailers and brands,&nbsp;with the potential to increase revenues by 2x.&nbsp;</p>

<h3>Retailers are not able to attract top-of-the-funnel dollars from all their&nbsp;partner&nbsp;brands.&nbsp;</h3>

<p><strong>Problem:</strong>&nbsp;Retailers use manual heuristics to juggle between selling placements in-house or via an auction. There is a constant struggle to know what&nbsp;option&nbsp;can maximize revenue.&nbsp;</p>

<p><strong>Solution and Impact:</strong>&nbsp;Retailers can maximize revenue by selling placements through&nbsp;programmatic guaranteed,&nbsp;private marketplace&nbsp;or&nbsp;open auction&nbsp;deals&nbsp;on&nbsp;InMobi&#39;s&nbsp;market-leading&nbsp;programmatic&nbsp;exchange. It also provides retailers with intelligent suggestions to let&nbsp;them know where they are losing money and what actions they should take to increase their revenue.&nbsp;</p>

<h3>Retailers&nbsp;fear losing control over their data, thereby limiting its potential impact.&nbsp;</h3>

<p><strong>Problem:</strong>&nbsp;Most retailers do not have the scale of Amazon.&nbsp;While their audience data, when activated outside their&nbsp;own&nbsp;media, can fill in the revenue gap when they are limited by their&nbsp;own&nbsp;media&rsquo;s scale, fear of losing control over their data for external activation limits revenue maximization.&nbsp;</p>

<p><strong>Solution and Impact:&nbsp;</strong>When extending audiences beyond&nbsp;owned-and-operated&nbsp;retail&nbsp;media,&nbsp;InMobi&#39;s&nbsp;Commerce Platform is integrated with industry-leading, cutting-edge data clean&nbsp;room technology to enable audience activation and reporting use&nbsp;cases&nbsp;without data leakage.&nbsp;</p>

<h3>Retailers are locked into one supply-side stack.&nbsp;</h3>

<p><strong>Problem:&nbsp;</strong>Retailers&nbsp;have to&nbsp;make a one-time choice of&nbsp;their&nbsp;supply-side platform&nbsp;for retail media and are locked into deep integration. The quality and capabilities of the supply-side stack&nbsp;thus&nbsp;determine the success of their retail media programs.&nbsp;</p>

<p><strong>Solution and Impact:&nbsp;</strong>InMobi&nbsp;offers&nbsp;retailers supply-side mediation built into our platform, which&nbsp;enables&nbsp;retailers&nbsp;to avoid lock-ins and gives&nbsp;them control to maximize their revenue.&nbsp;</p>

<h3>Retailers need a quantum leap in their media capabilities to&nbsp;see quality&nbsp;retail media&nbsp;ROI&nbsp;over the long term.&nbsp;</h3>

<p><strong>Problem:&nbsp;</strong>Over the last 20 years,&nbsp;traditional&nbsp;retail experiences have remained consistent.&nbsp;But as&nbsp;e-commerce&nbsp;expands and more users buy online, they seek entertaining, engaging&nbsp;and trustworthy experiences to spend time and shop online. This will limit how successful&nbsp;a brand&rsquo;s&nbsp;retail media programs will be over the long run.&nbsp;</p>

<p><strong>Solution and Impact:</strong>&nbsp;InMobi&nbsp;provides&nbsp;retailers with a single platform to bring products created by micro-influencers to the shops on their platform. Users can discover products based on their interests, resulting in a 15x&nbsp;to 20x increase in retail media engagement. Influencers benefit as they can&nbsp;use one solution to&nbsp;sell on multiple&nbsp;retail media platforms. The retailer additionally benefits by leveraging the trust developed by influencers with users, which in turn can lead to more sales.&nbsp;</p>

<p>Interested in more information&nbsp;about how&nbsp;InMobi&nbsp;can help boost your retail media business? <a href="https://www.inmobi.com/retail-media" target="_blank">Check out our website for&nbsp;more information</a> and&nbsp;reach out today to speak&nbsp;with us.&nbsp;</p>]]></description>
      <dc:subject><![CDATA[Media Consumption &amp; Trends, Understanding Consumers, English (EN): inmobi.com, Global,]]></dc:subject>
      
      <dc:creator><![CDATA[ Team InMobi  ]]></dc:creator>
      
      <dc:date>2021-07-15T15:44:00+00:00</dc:date>
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    <item>
      <title><![CDATA[Retail Media: Identifying Its Opportunity and Gaps]]></title>
      <link>https://www.inmobi.com/blog/2021/07/15/retail-media-opportunity-gaps/</link>
      <guid>https://www.inmobi.com/blog/2021/07/15/retail-media-opportunity-gaps/</guid>
      <description><![CDATA[<p>More people are browsing and buying online&nbsp;than ever before, creating an influx of demand and data for retailers. This shift in consumer&nbsp;behavior&nbsp;has created a unique opportunity for retailers to deepen their relationships with brand partners, grow new revenue streams&nbsp;and improve shopper experiences by developing a&nbsp;retail media business.&nbsp;</p>

<h2>Benefits of&nbsp;Retail&nbsp;Media&nbsp;for&nbsp;Retailers&nbsp;and Brands&nbsp;</h2>

<p>As e-commerce continues to grow in double digits,&nbsp;fuelled in part&nbsp;by the pandemic, brands are allocating&nbsp;more&nbsp;budget&nbsp;towards&nbsp;retail media. It provides them with the ability to capture shoppers at key buying points,&nbsp;along with supplementing&nbsp;omnichannel&nbsp;activities&nbsp;and&nbsp;providing&nbsp;closed-loop measurement. According to research from Merkle,&nbsp;85% of CPG&nbsp;brands plan to move more marketing dollars to retail media, with 52% planning on doing so in the next year.&nbsp;</p>

<p>Retail media helps brands connect with shoppers when they are in the&nbsp;purchasing mindset. In addition, brands get transparency in their media budgets and&nbsp;can expect to see significant&nbsp;ROI through unified omnichannel closed-loop measurement, helping them tie advertising&nbsp;to&nbsp;online and offline&nbsp;sales.&nbsp;</p>

<h2>Elements of&nbsp;Building&nbsp;a&nbsp;Successful&nbsp;Retail&nbsp;Media&nbsp;Business&nbsp;</h2>

<p>Retailers can scale their advertising programs to reach&nbsp;up&nbsp;to 5% of their&nbsp;Gross Merchandise Value&nbsp;(GMV)&nbsp;by employing a multi-pronged strategy that capitalizes on their strengths and compensates for their weaknesses. Retailers can maximize ad revenue and delight consumers&nbsp;through the following actions:&nbsp;</p>

<ol>
	<li>Showcasing relevant sponsored products to users based on what they are in&nbsp;market for. User intent is derived using search and what products users are browsing.&nbsp;</li>
	<li>Showcasing relevant sponsored products/brands using video to users based on their interests derived from their past shopping&nbsp;behavior,&nbsp;to increase awareness and consideration. The flexibility to sell ad placements in different pricing models, including&nbsp;programmatic guaranteed, private marketplace&nbsp;deals&nbsp;and open auctions,&nbsp;allows retailers to maximize revenue with&nbsp;little to&nbsp;no risk.&nbsp;</li>
	<li>Delivering&nbsp;ROI for brands at scale by running campaigns across retail media and the open internet, keeping&nbsp;data private and secure during activation and reporting.&nbsp;</li>
	<li>Moving&nbsp;beyond intent-driven commerce to interest-driven commerce as window&nbsp;shopping becomes mainstream in e-commerce.&nbsp;This also means retailers can use&nbsp;influencer-driven shops and reviews to increase engagement in media and&nbsp;thus&nbsp;drive sales of&nbsp;products outside of owned-and-operated&nbsp;media.&nbsp;</li>
</ol>

<h3>Gaps in&nbsp;Market&nbsp;</h3>

<p>What prevents retail media from&nbsp;being successful? This is what we&rsquo;ve seen in our experience:&nbsp;</p>

<ol>
	<li>Retailers are not able to attract budgets from all their brands/vendors for their sponsored products,&nbsp;as delivering&nbsp;around&nbsp;ROAS&nbsp;and Advertising Cost of Sales (ACOS)&nbsp;expectations at scale isn&#39;t possible with a human in the loop.&nbsp;</li>
	<li>Retailers are not able to deliver high click-through rates for their sponsored brand ad formats&nbsp;as shoppers find it hard to understand details when many products of a brand are showcased together.&nbsp;</li>
	<li>Retailers are limited in their ability to attract top-of-the-funnel advertising dollars as they use manual heuristics to decide which ad placements to sell in-house or via&nbsp;private marketplace&nbsp;deals&nbsp;&ndash;&nbsp;and&nbsp;are&nbsp;unable to&nbsp;make these decisions&nbsp;in a way that is operationally efficient.&nbsp;</li>
	<li>Retailers are not able to leverage their&nbsp;own&nbsp;data for offsite activation due to fears&nbsp;around&nbsp;losing control over their data and continuously ensuring they adhere to ever-evolving data privacy regulations.&nbsp;</li>
	<li>Retailers are not able to move beyond being a utility to being a fun destination where users come to discover products based on their interests&nbsp;and/or through&nbsp;window shopping.&nbsp;</li>
	<li>Retailers are limited in their ability to maximize revenue by&nbsp;utilizing only&nbsp;one&nbsp;supply-side&nbsp;platform.&nbsp;</li>
</ol>

<p>What&rsquo;s needed to&nbsp;actually build&nbsp;out a successful retail media effort? Check out&nbsp;our&nbsp;upcoming blog to learn more.&nbsp;</p>]]></description>
      <dc:subject><![CDATA[Media Consumption &amp; Trends, Understanding Consumers, English (EN): inmobi.com, Global,]]></dc:subject>
      
      <dc:creator><![CDATA[ Team InMobi  ]]></dc:creator>
      
      <dc:date>2021-07-15T15:36:00+00:00</dc:date>
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    <item>
      <title><![CDATA[Understanding ATT's Impact on Your Business]]></title>
      <link>https://www.inmobi.com/blog/2021/07/08/understanding-atts-impact-on-your-business/</link>
      <guid>https://www.inmobi.com/blog/2021/07/08/understanding-atts-impact-on-your-business/</guid>
      <description><![CDATA[<p>In late April 2021, with the release of iOS 14.5, Apple officially began enforcing its App&nbsp;Tracking&nbsp;Transparency (ATT) framework. With ATT, all mobile apps that collect and share device-level information are required to display a set prompt that asks end users if their IDFA (Apple&rsquo;s identifier for advertisers) can be collected and shared.&nbsp;</p>

<p>This is a big change, as previously the IDFA underpinned much of the individualized and highly targeted&nbsp;mobile in-app advertising ecosystem&nbsp;for iOS. Prior to iOS 14.5,&nbsp;everything from attribution and audience segmentation to&nbsp;<a href="/blog/ios-14-mobile-ad-fraud" target="_blank">fraud checks</a>&nbsp;and even&nbsp;<a href="/blog/what-is-frequency-capping-going-to-look-like-post-idfa" target="_blank">frequency capping</a>&nbsp;relied on IDFAs.&nbsp;</p>

<p>By June 22, 2021, around&nbsp;<a href="https://digiday.com/marketing/as-att-hits-critical-mass-media-spending-see-saw-from-ios-to-android-continues/" target="_blank">70% of all Apple mobile devices</a>&nbsp;were&nbsp;running on iOS 14.5 or higher versions. This means that&nbsp;the vast majority of&nbsp;the always important Apple mobile ecosystem would soon not be addressable at the individual device level any longer.&nbsp;</p>

<p>At this stage, all advertisers running in-app campaigns need to deal with these changes. But what next steps should brands take? Here&rsquo;s what we recommend.&nbsp;</p>

<h2>What Steps Should Mobile Advertisers Take Next?&nbsp;</h2>

<p><img alt="app tracking transparency impact" src="https://go.inmobi.net/hubfs/Slide1.jpeg" /></p>

<p><img alt="app tracking transparency impact" src="https://go.inmobi.net/hubfs/Slide2.jpeg" /></p>

<h2>ATT&rsquo;s Impact on Targeting&nbsp;</h2>

<p>To determine the best next steps, first consider whether&nbsp;any audience segments and/or audience-level targeting are used in the campaign &ndash; this&nbsp;includes both first-party and third-party data segments. If yes, then consider these three steps:&nbsp;</p>

<ol>
	<li>
	<p><strong>Focus on Android and opted-in iOS inventory</strong>, as in these environments business continues as before.&nbsp;Even though iOS is the most popular mobile operating system in places like&nbsp;Japan, the combination of these two audiences is still&nbsp;quite significant. For one, there are expected to be&nbsp;<a href="https://www.statista.com/statistics/232786/forecast-of-andrioid-users-in-the-us/" target="_blank">more than 131 million Android smartphone users in the U.S.</a> in 2021.&nbsp;In addition, right now&nbsp;<a href="https://go.inmobi.com/idfa/" target="_blank">InMobi&#39;s&nbsp;global iOS opt-in rate&nbsp;was at 30% by the week of June 20</a>. Considering a 25-30% opt-in rate for US, that&#39;s still equivalent to&nbsp;<a href="https://www.statista.com/statistics/236550/percentage-of-us-population-that-own-a-iphone-smartphone/" target="_blank">30 million people on iOS</a>, putting the combined total addressable market at more than 160 million devices.&nbsp;And in Android-first markets like India and Indonesia, the total numbers are even greater.&nbsp;</p>
	</li>
	<li><strong>For opted-out iOS inventory, focus on contextual targeting</strong>.&nbsp;As&nbsp;<a href="/blog/qa-with-utkarsh-sinha-on-contextual-targeting" target="_blank">InMobi&rsquo;s Utkarsh Sinha has noted</a>, &ldquo;contextual targeting is the practice of reaching users based on the content they are consuming at that point.&rdquo;&nbsp;Not&nbsp;only is contextual targeting privacy safe,&nbsp;it&nbsp;confers many benefits to advertisers. "I think the one advantage of contextual targeting is that advertisers not only get users who are interested in content related to that brand, but also reach them at time when they are most receptive to that kind of content as well,&rdquo; Sinha said.&nbsp;This kind of targeting has long underpinned traditional advertising channels like television, radio, print, etc., but in the digital world it received less important because of device identifiers being seen as more precise.&nbsp;With a plethora of contextual signals on digital channels and the advanced machine learning algorithms available today, contextual targeting on digital is far more sophisticated than the reputation it carries from analog TV and print days.&nbsp;</li>
	<li><strong>Optimize for metrics&nbsp;like viewability, click-through rates&nbsp;(CTR), video completion rates&nbsp;(VCR), etc.&nbsp;</strong>Many advertisers, especially those with marketing goals at the top of the funnel, have long focused on top-level metrics to make sure their ads reached a significant number of people and that the ads were&nbsp;actually seen&nbsp;by real people.&nbsp;Even in a post-IDFA landscape, these kinds of metrics can still be tracked and accurately recorded.&nbsp;&nbsp;</li>
</ol>

<h2>ATT&rsquo;s Impact on Measurement&nbsp;</h2>

<p>For advertisers&nbsp;not leveraging audience segments, it&rsquo;s important to note that ATT can impact measurement as well. But&nbsp;ideal next steps here will vary depending on the key performance indicators being tracked.&nbsp;</p>

<p>Advertisers using brand lift studies, footfall data, store visitation information and/or sales studies,&nbsp;the best bet in the short term is to shift budgets towards audiences that are&nbsp;actually addressable&nbsp;at an individual/device level, namely Android users and opted-in iOS users. The same goes for advertisers measuring success&nbsp;through reach and frequency, like through Nielsen DAR.&nbsp;</p>

<p>Campaigns focused on app installs or any post-install activity will have to be measured by&nbsp;<a href="https://developer.apple.com/documentation/storekit/skadnetwork" target="_blank">SKAdNetwork</a>, which is Apple&rsquo;s in-house, privacy compliant measurement and attribution solution. Just about all demand-side platforms (DSPs) now support&nbsp;SKAdNetwork, including&nbsp;InMobi&nbsp;DSP.&nbsp;&nbsp;</p>

<p>For advertisers that measure success through&nbsp;media-focused&nbsp;KPIs like&nbsp;CTR and VCR, nothing changes. Even with the advent of ATT, these advertisers can continue life as normal. Considering that many mobile marketers run campaigns centered around these media metrics, this means that a significant chunk of brands will largely be unaffected by Apple&rsquo;s changes.&nbsp;</p>

<h2>Are These Long-Term Solutions?&nbsp;</h2>

<p>For advertisers working in markets dominated by iOS, shifting budgets towards Android only makes sense in the short term. The audience using iOS is too big and too valuable to ignore for too long.&nbsp;As time goes on, advertisers will have to shift their budgets back to iOS, using technology like&nbsp;SKAdNetwork&nbsp;alongside tactics such as contextual targeting and running campaigns based on media metrics like&nbsp;CTR and VCR.&nbsp;</p>

<p>Part of the reason why a shift in budget is only a short-term solution is that 1) eventually Google will implement similar privacy-focused changes in Android and 2) more laws will come on the books in the next few years that will apply privacy rules across the board.&nbsp;As such, it behooves brands to use this time to determine how best to reach and influence consumers where they are in a way that respects their privacy.&nbsp;</p>

<p>So where is the industry headed? What&rsquo;s on the horizon now that iOS 14.5+ has reached critical mass? For one thing, it will likely lead to the greater use of universal IDs/identity solutions in ad buying. With addressable audiences becoming more disjointed, advertisers will need a more overarching, omnichannel view of their consumers. Advertisers can no longer rely on one&nbsp;channel being universally addressable and suitable for their needs. With universal IDs, ad buyers will be able to&nbsp;better understand their audiences across media.&nbsp;And advertisers who invest in first-party data collection and media activation solutions will tide this better than those who don&rsquo;t.&nbsp;</p>

<p>This new privacy-first focus also puts a greater&nbsp;value on&nbsp;publisher&nbsp;first-party data.&nbsp;With audience data now at a premium, any insights that a publisher can provide on its own users will be readily received by advertisers. Expect publishers to embrace a more walled garden approach to their own apps, as they will find value in emulating the approach of Google, Amazon and Facebook in terms of owned audience insights.&nbsp;</p>

<p>As the industry evolves,&nbsp;InMobi&nbsp;is here to help. Interested in learning more? <a href="https://www.inmobi.com/company/contact/" target="_blank">Reach out today to speak with one of our mobile experts</a>.&nbsp;</p>]]></description>
      <dc:subject><![CDATA[Advertising, Media Consumption &amp; Trends, English (EN): inmobi.com, Europe and Middle East, North America, Global,]]></dc:subject>
      
      <dc:creator><![CDATA[ Team InMobi  ]]></dc:creator>
      
      <dc:date>2021-07-08T14:44:00+00:00</dc:date>
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    <item>
      <title><![CDATA[How Mobile is Used In The Modern Shopping Journey [Infographic]]]></title>
      <link>https://www.inmobi.com/blog/2021/07/02/mobile-modern-shopping-journey-infographic/</link>
      <guid>https://www.inmobi.com/blog/2021/07/02/mobile-modern-shopping-journey-infographic/</guid>
      <description><![CDATA[<p style="text-align:center"><iframe allowfullscreen="allowfullscreen" frameborder="0" height="7600" scrolling="no" src="https://e.infogram.com/_/D4DwIx5u1tkO7m3oc989?src=embed" title="New Retail Infographic" width="690"></iframe></p>

<p style="text-align:center"><a class="btn btn-s" href="https://inmobi.infogram.com/1pp9wxglrxryx6trnrvl3nxq5gsz0eglq5d" style="font-size:24px; border-radius: 25px; font-weight: normal;" target="_blank">VIEW INFOGRAPHIC</a></p>

<p>Mobile plays a central role in how consumers today find out about new products, compare items and buy goods. Here&rsquo;s a brief overview of the most common ways mobile devices&nbsp;are&nbsp;helping shoppers today.&nbsp;</p>

<p>&nbsp;</p>

<h2>Infographic Table of Contents&nbsp;</h2>

<p>&nbsp;</p>

<ul>
	<li>Day 1, Evening:&nbsp;How Mobile and TV Work Together&nbsp;&nbsp;</li>
	<li>Day 1, Nighttime:&nbsp;Mobile&rsquo;s Role in Product Discovery&nbsp;</li>
	<li>Day 2, Morning:&nbsp;How Consumers React to Mobile Ads&nbsp;&nbsp;</li>
	<li>Day 2, Lunchtime:&nbsp;Why Retailers Should Have Their Own Mobile App&nbsp;&nbsp;</li>
	<li>Day 2,&nbsp;Evening:&nbsp;Mobile&rsquo;s Role in Omnichannel Retail Shopping&nbsp;&nbsp;</li>
	<li>Day 3,&nbsp;Lunchtime:&nbsp;How Mobile Helps Drive In-Store Footfall&nbsp;&nbsp;</li>
	<li>Day 3,&nbsp;Afternoon:&nbsp;How Mobile Influences In-Store Shopping Behavior&nbsp;&nbsp;</li>
	<li>Day 4,&nbsp;Afternoon:&nbsp;Charting&nbsp;The&nbsp;Rise of BOPIS&nbsp;&nbsp;</li>
	<li>Day 4,&nbsp;Evening:&nbsp;Charting&nbsp;The&nbsp;Rise of M-Commerce&nbsp;&nbsp;</li>
</ul>

<p style="text-align:center"><a class="btn btn-s" href="https://inmobi.infogram.com/1pp9wxglrxryx6trnrvl3nxq5gsz0eglq5d" style="font-size:24px; border-radius: 25px; font-weight: normal;" target="_blank">VIEW INFOGRAPHIC</a></p>

<p>&nbsp;</p>

<p>&ldquo;Retailers must rethink their priorities for transformation &mdash; where is the best place to spend my cash, so that I can live to fight another day in 2021?&rdquo; &ndash;&nbsp;<a href="https://assets.kpmg/content/dam/kpmg/xx/pdf/2020/11/consumers-new-reality.pdf" target="_blank">Scott Rankin</a>, Advisory Industry Leader, Consumer and Retail, KPMG in the U.S.&nbsp;</p>

<p>&nbsp;</p>

<h3>Day 1, Evening: How Mobile and TV Work Together&nbsp;&nbsp;&nbsp;</h3>

<p>&nbsp;</p>

<p>TV (and connected TV) remain a great way to reach consumers and help inform them about new products and offers &ndash; but many people are on their phone while watching TV.&nbsp;A <a href="https://www.emarketer.com/content/us-time-spent-with-media-2021-update" target="_blank">third of all time spent on media is devoted to mobile</a>.&nbsp;In 2021, Americans will <a href="https://www.emarketer.com/content/us-time-spent-with-media-2021-update" target="_blank">spend over 4 hours and 30 minutes a day on mobile</a>. In comparison, Americans spend just three hours and 19 minutes watching TV.&nbsp;</p>

<p>&nbsp;</p>

<h3>Day 1, Nighttime: Mobile&rsquo;s Role in Product Discovery&nbsp;&nbsp;</h3>

<p>&nbsp;</p>

<p>Mobile plays a key role in product discovery, so it pays to understand the different ways consumers use mobile and what they expect at different moments of their shopping journey.&nbsp;<a href="https://www.inmobi.com/blog/2020/10/13/why-retail-advertising-should-be-mobile-first-in-2020" target="_blank">53% said they discover new products through mobile ads</a>, with rates being even higher for those between 36 and 45 years old (59%) and those with adult children at home (58%).Where do consumers notice mobile ads? The top answer was social apps (45%) followed by gaming apps (38%). Interestingly, <a href="https://www.inmobi.com/blog/2020/10/13/why-retail-advertising-should-be-mobile-first-in-2020" target="_blank">only 36% said they noticed ads on mobile websites</a>.&nbsp;</p>

<p>&nbsp;</p>

<h3>Day 2, Morning: How Consumers React to Mobile Ads&nbsp;&nbsp;&nbsp;</h3>

<p>&nbsp;</p>

<p>It&rsquo;s important to consider the holistic customer journey, with mobile playing a key role in all parts of the shopping journey.&nbsp;After seeing an ad for a product that interests them, what action do Americans usually take?&nbsp;<a href="https://www.inmobi.com/blog/2020/10/13/why-retail-advertising-should-be-mobile-first-in-2020" target="_blank">60% said they visited a brand&rsquo;s website</a>. Only 15% said purchased a product directly after seeing an ad.&nbsp;</p>

<p>&nbsp;</p>

<h3>Day 2, Lunchtime: Why Retailers Should Have Their Own Mobile App&nbsp;&nbsp;&nbsp;</h3>

<p>&nbsp;</p>

<p>Having your own app can be a great way to connect &ndash; and reconnect &ndash; with your best customers.&nbsp;<a href="https://www.youtube.com/watch?v=5J_GYg92wgc&amp;t=583s" target="_blank">Top three&nbsp;reasons someone has a brand&rsquo;s app</a>: 1) The app provides offers and/or discounts. 2) I can pay for my purchases through the app. 3) Less time waiting in lines.&nbsp;&nbsp;</p>

<p>&nbsp;</p>

<p>Users who&rsquo;ve downloaded a brand&rsquo;s app on their device are more loyal than those without.&nbsp;User&rsquo;s&nbsp;with a brands app on their device spend more time engaging with the brand on their phone, visit the brand&rsquo;s locations more frequently and state that they visit more often than those without.&nbsp;&nbsp;</p>

<p>&nbsp;</p>

<p>Someone with a retail brand&rsquo;s app is <a href="https://www.inmobi.com/blog/2020/10/21/why-retailers-with-a-clear-app-strategy-will-win-in-this-market" target="_blank">19% more likely to visit their brick-and-mortar location</a> compared to non-app owners.&nbsp;Average daily sessions per user for App Plus mobile engagers was 6%&nbsp;higher than App Less mobile engagers.&nbsp;<a href="https://www.heady.io/blog/new-data-shows-57-of-shoppers-prefer-mobile-apps-to-other-channels" target="_blank">86% of consumers say their loyalty</a> to a brand increases when their mobile app provides them with features they love.&nbsp;</p>

<p>&nbsp;</p>

<h3>Day 2, Evening: Mobile&rsquo;s Role in Omnichannel Retail Shopping&nbsp;&nbsp;&nbsp;</h3>

<p>&nbsp;</p>

<p>Make it easy for consumers to make purchases in app by offerings multiple ways to buy. While some may prefer to buy through your own app, others may prefer to use already popular e-commerce platforms and marketplaces.&nbsp;<a href="https://www.businessinsider.com/reverse-showrooming-bricks-and-mortar-retailers-fight-back-2-2014-2" target="_blank">69% of people will</a> look up a product online before coming to a store to make a purchase. <a href="https://www.inmobi.com/blog/2020/10/13/why-retail-advertising-should-be-mobile-first-in-2020" target="_blank">76% said they would be using mobile apps for holiday shopping</a> in 2020.&nbsp;</p>

<p>&nbsp;</p>

<h3>Day 3, Lunchtime: How Mobile Helps Drive In-Store Footfall&nbsp;&nbsp;&nbsp;</h3>

<p>&nbsp;</p>

<p>Mobile advertising, with robust location signals, can be a great way to drive in-store foot traffic.&nbsp;Of all the people who are exposed to a typical location-based mobile ad campaign, <a href="https://www.groundtruth.com/insight/2020-holiday-season-shopping-during-covid-19/" target="_blank">about two-thirds of them will later make a purchase with that brand</a>.&nbsp;</p>

<p>&nbsp;</p>

<h3>Day 3, Afternoon: How Mobile Influences In-Store Shopping Behavior&nbsp;&nbsp;&nbsp;</h3>

<p>&nbsp;</p>

<p>No matter where someone is, they are using their phones!&nbsp;People who see a location-based mobile ad and actually visit a brick-and-mortar location are <a href="https://www.groundtruth.com/insight/2020-holiday-season-shopping-during-covid-19/" target="_blank">25% more likely</a> than others to make an e-commerce purchase with that brand.&nbsp;46% of consumers look up products and conduct research on items while shopping in store.&nbsp;&nbsp;</p>

<p>&nbsp;</p>

<h3>Day 4, Afternoon: Charting&nbsp;The&nbsp;Rise of BOPIS&nbsp;&nbsp;&nbsp;</h3>

<p>&nbsp;</p>

<p>Shopping methods like BOPIS (buy online, pick up in store) and curbside pickup are now more popular than ever before.&nbsp;<a href="https://www.mckinsey.com/business-functions/marketing-and-sales/our-insights/the-great-consumer-shift-ten-charts-that-show-how-us-shopping-behavior-is-changing" target="_blank">60% say they will continue BOPIS</a> (buy online, pick up in store) post pandemic while 47% will continue store curbside pickup.&nbsp;&nbsp;</p>

<p>&nbsp;</p>

<h3>Day 4, Evening: Charting&nbsp;The&nbsp;Rise of M-Commerce&nbsp;&nbsp;&nbsp;</h3>

<p>&nbsp;</p>

<p>M-commerce is increasingly popular, with consumers enjoying its ease.&nbsp;54% increased in-app ordering during the pandemic, with 84% expecting to sustain this level of usage post-pandemic.&nbsp;</p>

<p>&nbsp;</p>

<h2>How Retailers Need to be Thinking About&nbsp;The&nbsp;Modern Shopping Journey&nbsp;</h2>

<p>&nbsp;</p>

<h3>Top Tips for Retailers:&nbsp;</h3>

<p>&nbsp;</p>

<ul>
	<li>Be sure to advertise in mobile apps.&nbsp;Not only are consumers using mobile apps at a record pace, but they are also highly receptive to ads in mobile apps.&nbsp;</li>
	<li>Best practices for retail in-app advertising:&nbsp;Mobile ads are ideal for driving people to physical stores and to dedicated websites, where consumers can learn more about your brand and your products.&nbsp;</li>
	<li>Develop and invest in your own app.&nbsp;Mobile apps are a great way to develop a direct connection to consumers. Use apps to offer deals, discounts and information. App owners are more loyal than non-app owners, so it pays to get people to have and use your apps on their mobile devices.&nbsp;</li>
	<li>Make it easy for consumers to make purchases in app&nbsp;by offerings multiple ways to buy. While some may prefer to buy through your own app, others may prefer to use already popular e-commerce platforms and marketplaces. Some people may want items shipped directly to them, while others will want to make a purchase in store (including BOPIS and curbside pickup).&nbsp;</li>
</ul>

<p>&nbsp;</p>

<p>Interested in learning more?&nbsp;<a href="https://www.inmobi.com/company/contact/" target="_blank">Reach out to us today to get started</a>!&nbsp;</p>

<p>&nbsp;</p>

<h4>Sources:&nbsp;</h4>

<p>&nbsp;</p>

<ul>
	<li><a href="https://www.emarketer.com/content/us-time-spent-with-media-2021-update  " target="_blank">https://www.emarketer.com/content/us-time-spent-with-media-2021-update&nbsp;&nbsp;</a></li>
	<li><a href="https://www.inmobi.com/blog/2020/10/13/why-retail-advertising-should-be-mobile-first-in-2020  " target="_blank">https://www.inmobi.com/blog/2020/10/13/why-retail-advertising-should-be-mobile-first-in-2020&nbsp;&nbsp;</a></li>
	<li><a href="https://www.youtube.com/watch?v=5J_GYg92wgc&amp;t=583s  " target="_blank">https://www.youtube.com/watch?v=5J_GYg92wgc&amp;t=583s&nbsp;&nbsp;</a></li>
	<li><a href="https://www.inmobi.com/blog/2020/10/21/why-retailers-with-a-clear-app-strategy-will-win-in-this-market " target="_blank">https://www.inmobi.com/blog/2020/10/21/why-retailers-with-a-clear-app-strategy-will-win-in-this-market&nbsp;</a></li>
	<li><a href="https://www.businessinsider.com/reverse-showrooming-bricks-and-mortar-retailers-fight-back-2-2014-2  " target="_blank">https://www.businessinsider.com/reverse-showrooming-bricks-and-mortar-retailers-fight-back-2-2014-2&nbsp;&nbsp;</a></li>
	<li><a href="https://www.groundtruth.com/insight/2020-holiday-season-shopping-during-covid-19/  " target="_blank">https://www.groundtruth.com/insight/2020-holiday-season-shopping-during-covid-19/&nbsp;&nbsp;</a></li>
	<li><a href="https://www.mckinsey.com/business-functions/marketing-and-sales/our-insights/the-great-consumer-shift-ten-charts-that-show-how-us-shopping-behavior-is-changing  " target="_blank">https://www.mckinsey.com/business-functions/marketing-and-sales/our-insights/the-great-consumer-shift-ten-charts-that-show-how-us-shopping-behavior-is-changing&nbsp;&nbsp;</a></li>
	<li><a href="https://www.accenture.com/us-en/insights/retail/coronavirus-consumer-habits " target="_blank">https://www.accenture.com/us-en/insights/retail/coronavirus-consumer-habits&nbsp;</a></li>
</ul>

<p><img alt="mobile devices helping shoppers" src="https://go.inmobi.net/hubfs/Retail%20Infographic%20Static1.png" /></p>]]></description>
      <dc:subject><![CDATA[Media Consumption &amp; Trends, Understanding Consumers, English (EN): inmobi.com, North America,]]></dc:subject>
      
      <dc:creator><![CDATA[ Team InMobi  ]]></dc:creator>
      
      <dc:date>2021-07-02T11:22:00+00:00</dc:date>
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    <item>
      <title><![CDATA[How Are Consumers Reacting To Apple's ATT Framework?]]></title>
      <link>https://www.inmobi.com/blog/2021/07/01/how-are-consumers-reacting-to-apples-att-framework/</link>
      <guid>https://www.inmobi.com/blog/2021/07/01/how-are-consumers-reacting-to-apples-att-framework/</guid>
      <description><![CDATA[<p>By the end of April 2021, Apple officially released iOS 14.5 and thus began enforcing its&nbsp;AppTrackingTransparency&nbsp;(ATT) framework. While this was big news in the programmatic ad tech space,&nbsp;how have these changes been resonating with Apple mobile device owners?&nbsp;</p>

<p>To find out, we turned to&nbsp;InMobi&nbsp;Pulse,&nbsp;InMobi&rsquo;s&nbsp;mobile research solution. In June, we polled close to 750 adults across the U.S. who owned an iPhone or iPad&nbsp;to ask them about&nbsp;whether or not&nbsp;they knew about Apple&#39;s proposed changes and how they would react to the opt-in prompts. Here&rsquo;s what we uncovered.&nbsp;</p>

<h2>Uncovering Consumer Awareness of ATT Changes&nbsp;</h2>

<p>As part of the proposed changes from Apple, all apps that share data will be required to display a prompt asking app end users&nbsp;whether or not&nbsp;they are okay with having their individual device identifier (IDFA)&nbsp;collected and shared. But do consumers know that Apple is making these changes?&nbsp;</p>

<p>According to our data, the answer so far is mostly yes. Over half of consumers said they were aware of these prompts, including 55% of men and 56% of women.&nbsp;</p>

<p>Naturally, people who were using iOS 14.5 or higher were more likely than others to be aware of the changes. While 57% of consumers with devices running operating system version&nbsp;iOS 14.0&nbsp;through&nbsp;14.4.2 noticed the ATT prompt, the figure jumped to 70% for consumers with iOS 14.5 or higher on their Apple mobile devices.&nbsp;</p>

<p>To put these figures into perspective,&nbsp;around 50% of all Apple devices&nbsp;worldwide were running iOS 14.5 or higher&nbsp;as of the week of June 13,&nbsp;<a href="https://go.inmobi.com/idfa/" target="_blank">according to&nbsp;InMobi Exchange data</a>&nbsp;&ndash; and the global percentage was&nbsp;at 20% the&nbsp;week before. That means that a lot of consumers were not yet using a version of iOS that requires the opt-in prompts when we ran our consumer research.&nbsp;</p>

<p>Overall, younger Americans were more likely than older Americans to know about the changes. Just 35% of those over the age of 55 were aware of the prompt, but the figure climbed to&nbsp;62% for those between&nbsp;35 and 54 years old and to 77% for those between 18 and 34 years old.&nbsp;</p>

<p>Besides older Americans, the cohort to have the least awareness of the prompt were wealthy people in the U.S. Among those making over $75,000 annually, 53% said they were aware of the prompt, compared to 58% for those making $75,000 or less a year.&nbsp;</p>

<p>Interested in diving deeper on this topic? Be sure to check&nbsp;out&nbsp;<a href="https://go.inmobi.com/idfa/" target="_blank">inmobi.com/idfa</a>, which is our webpage dedicated to all things iOS 14.5+.&nbsp;</p>]]></description>
      <dc:subject><![CDATA[Advertising, Consumer Research, Media Consumption &amp; Trends, Understanding Consumers, English (EN): inmobi.com, North America,]]></dc:subject>
      
      <dc:creator><![CDATA[ Team InMobi  ]]></dc:creator>
      
      <dc:date>2021-07-01T08:51:00+00:00</dc:date>
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      <title><![CDATA[Charting The Emergence of Hypercasual Gaming in Japan]]></title>
      <link>https://www.inmobi.com/blog/2021/06/30/charting-the-emergence-of-hypercasual-gaming-in-japan/</link>
      <guid>https://www.inmobi.com/blog/2021/06/30/charting-the-emergence-of-hypercasual-gaming-in-japan/</guid>
      <description><![CDATA[<p>Like everywhere else in the world, casual and&nbsp;hypercasual&nbsp;mobile games are all the rage in Japan. In a country that has played an outsized influence in gaming over the past decades,&nbsp;however, to see these kinds of gaming apps become especially popular in Japan is unique and worth exploring further.&nbsp;</p>

<h2>History of Gaming in Japan&nbsp;</h2>

<p>The biggest names in gaming worldwide, including Sony and Nintendo among them, are from Japan and have been around for decades. And in the 1980s, some of the biggest arcade games like Pac-Man and Donkey Kong came out of Japan too.&nbsp;</p>

<p>In the more recent past,&nbsp;Japan has been associated with console gaming, including Sony PlayStation and Nintendo&rsquo;s various offerings. And&nbsp;on top of all this, don&rsquo;t forget&nbsp;all of&nbsp;the classic video games and video game characters that have emerged from this market &ndash; Mario, Zelda,&nbsp;Pok&eacute;mon,&nbsp;the list goes on and on.&nbsp;</p>

<h2>Mobile and Gaming in Japan&nbsp;</h2>

<p>On the mobile front, the Japanese market was an early adopter, which is hardly surprising since Japan is known for adopting technology&nbsp;en&nbsp;masse before most of the rest of the world. In Japan in particular, cellphones with some internet capabilities have been&nbsp;<a href="https://www.statista.com/topics/4594/smartphones-in-japan/" target="_blank">around since 1999</a>,&nbsp;with 3G networks in the country since 2001.&nbsp;</p>

<p>Currently, there are over 94 million smartphone users in the country, and&nbsp;overall&nbsp;more than 96% of all Japanese households have at least one mobile device.&nbsp;There are also over 136 million 4G subscriptions in Japan today &ndash; no small feat for a country with&nbsp;<a href="https://worldpopulationreview.com/countries/japan-population" target="_blank">only&nbsp;around 126 million people</a>.&nbsp;</p>

<p>In terms of mobile gaming, two trends largely dictated the&nbsp;state of affairs&nbsp;in the past. For one,&nbsp;the vast majority of&nbsp;mobile games played in&nbsp;Japan&nbsp;were made by Japanese companies, with little international competition.&nbsp;In addition, most games available&nbsp;monetized through in-app purchases (I.e.&nbsp;loot boxes) instead of ads.&nbsp;&nbsp;</p>

<p>Largely, this model proved successful. In 2014,&nbsp;<a href="https://sensortower.com/blog/japan-mobile-games-market-spotlight" target="_blank">29% of all mobile gaming revenues&nbsp;were&nbsp;coming out of Japan</a>. In comparison,&nbsp;just 7% was from China while 8% was from South Korea.&nbsp;</p>

<p>This dynamic has been changing significantly over the past few years, however, as international games made more headwinds in the Japanese market. This has, in part, led to casual and&nbsp;hypercasual&nbsp;games becoming more commonplace &ndash; and this in turn has led Japanese gaming studios to follow consumers and embrace this style of mobile gaming.&nbsp;</p>

<h2>The Current State of Mobile Gaming in Japan&nbsp;</h2>

<p>Today, even major names in gaming like Nintendo and Bandai/Namco have embraced mobile gaming, offering free-to-play casual titles featuring popular characters. This helps to highlight just how thoroughly even the big names in video games have embraced mobile.&nbsp;</p>

<p>This trend&nbsp;in particular is&nbsp;best exemplified by Pok&eacute;mon. Long a console-only offering, now perhaps the most widely played&nbsp;Pokemon&nbsp;game is&nbsp;Pokemon&nbsp;GO, which was released in 2016 and using then-revolutionary augmented reality.&nbsp;</p>

<p>Although perhaps the one company the exemplifiers the current state of Japanese mobile gaming is ITI.&nbsp;They make some of the most popular&nbsp;hypercasual&nbsp;games globally,&nbsp;including&nbsp;<a href="https://www.inmobi.com/case-study/rescue-cut-expands-global-footprint-with-inmobi" target="_blank">Rescue Cut</a>&nbsp;and Golf Nest. Most critically, these games are popular not just in Japan&nbsp;but worldwide.&nbsp;<a href="https://www.inmobi.com/case-study/inmobi-helps-kayac-successfully-monetize-their-hypercasual-gaming-apps" target="_blank">Kayac</a>&nbsp;is another good example of the current state of Japanese mobile gaming, as their&nbsp;hypercasual&nbsp;titles like Park Master has recently become global&nbsp;successes.&nbsp;</p>

<p>By 2019, close to&nbsp;<a href="https://www.pocketgamer.biz/data-and-research/72509/hypercasual-2020/" target="_blank">46% of the top free mobile games in Japan were&nbsp;hypercasual</a>&nbsp;titles.&nbsp;While this pales in comparison to the U.S. (where it is closer to 72%), it&rsquo;s still up considerably from 2017, when the percentage was under 11%.&nbsp;</p>

<h2>Predicting Japan&rsquo;s Mobile Gaming Future&nbsp;</h2>

<p>In markets like the U.S.,&nbsp;hypercasual&nbsp;titles have come to dominate the App Store and Google Play charts, garnering more downloads and more ad revenue than just about any other single app category. While this is not quite the&nbsp;state of affairs&nbsp;in Japan yet, it likely will be&nbsp;in the near future&nbsp;should current trends continue. The gaming public in Japan and worldwide continues to enjoy casual titles from big names like&nbsp;Konami and smaller upstarts like ITI and&nbsp;Kayac, and that will probably still be the case in 2022 and beyond.&nbsp;</p>

<p>Where do you see the mobile gaming space in Japan heading? Let us know on social media! You can reach us on&nbsp;<a href="https://www.linkedin.com/company/inmobi/" target="_blank">LinkedIn</a>,&nbsp;<a href="https://twitter.com/inmobi" target="_blank">Twitter</a>,&nbsp;<a href="https://www.facebook.com/inmobi" target="_blank">Facebook</a>&nbsp;and&nbsp;<a href="https://www.instagram.com/inmobi_official/" target="_blank">Instagram</a>.&nbsp;</p>

<p>Have any questions about mobile gaming?&nbsp;<a href="https://www.inmobi.com/company/contact/" target="_blank">Reach out to us directly to speak to our mobile experts</a>, or head to <a href="https://go.inmobi.com/gaming/" target="_blank">go.inmobi.com/gaming</a> today.&nbsp;</p>]]></description>
      <dc:subject><![CDATA[In-App Monetization, Japan, Media Consumption &amp; Trends, English (EN): inmobi.com, Asia Pacific,]]></dc:subject>
      
      <dc:creator><![CDATA[ Team InMobi  ]]></dc:creator>
      
      <dc:date>2021-06-30T08:49:00+00:00</dc:date>
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      <title><![CDATA[Understanding Retail Browsing and Product Discovery in 2021]]></title>
      <link>https://www.inmobi.com/blog/2021/06/29/retail-browsing-product-discovery-2021/</link>
      <guid>https://www.inmobi.com/blog/2021/06/29/retail-browsing-product-discovery-2021/</guid>
      <description><![CDATA[<p>As we noted <a href="https://www.inmobi.com/blog/2021/06/24/are-americans-ready-to-shop-in-person-again" target="_blank">in&nbsp;a recent blog post</a>, many Americans are already shopping in person. But&nbsp;how are consumers in the U.S. learning about and browsing for new products?&nbsp;To answer this question, we surveyed a representative sample of American adults across the country in May 2021 using&nbsp;<a href="https://www.inmobi.com/pulse" target="_blank">InMobi&nbsp;Pulse</a>,&nbsp;InMobi&rsquo;s&nbsp;mobile market research solution.&nbsp;</p>

<p>Here&rsquo;s what we uncovered.&nbsp;</p>

<h2>Top Takeaways&nbsp;</h2>

<ul>
	<li>Close to two-thirds of shoppers said they are already browsing for retail items in&nbsp;purchase.&nbsp;</li>
	<li>Many consumers (45%), and especially younger Americans, are still turning to online retail marketplaces to browse for retail items.&nbsp;</li>
	<li>
	<h2>How Are Americans Browsing&nbsp;For&nbsp;Retail Purchases?&nbsp;</h2>
	</li>
</ul>

<p>In late May, 65% of shoppers said they are already browsing for retail purchases in person. This means that&nbsp;the majority of&nbsp;consumers in the U.S. are already comfortable being in stores.&nbsp;</p>

<p>Who are most likely to be browsing for retail items in person? According to our research, Americans over the age of 55 (67%), people living in suburban areas (69%)&nbsp;and people who are also already making retail purchases in person (83%) were most likely to be engaging in this behavior.&nbsp;Women are also more likely than men (67% vs. 63%) to say they prefer to browse in person.&nbsp;</p>

<p>Interestingly, 52% said they&nbsp;prefer to browse for retail items in person. This means that even shoppers who don&rsquo;t&nbsp;prefer to are browsing in person. Americans over 55 years old&nbsp;(60%)&nbsp;and&nbsp;Americans&nbsp;living in rural parts of the country (55%)&nbsp;are&nbsp;most likely to say they prefer to browse&nbsp;in person.&nbsp;</p>

<p>Why specifically do most Americans browse in&nbsp;person?&nbsp;Top reasons include immediate availability (60%), ability to experience a product before buying (53%)&nbsp;and to avoid having to make a return or exchange (51%).&nbsp;&nbsp;</p>

<h3>The Role of Digital Channels in Browsing&nbsp;</h3>

<p>Overall, 45% said they&nbsp;are currently&nbsp;browsing&nbsp;for retail items on a brand&rsquo;s own website through a laptop or desktop, while the same percentage said they&nbsp;are&nbsp;using a third-party app or website like Amazon.com.&nbsp;Younger people were most likely to say they are browsing for retail items through these kinds of online marketplaces, with 53% of those between 18 and 34 indicating they engage in this&nbsp;behavior right now.&nbsp;</p>

<p>Interestingly, most Americans don&rsquo;t prefer to browse using digital channels.&nbsp;Just over a third said they prefer to browse using a brand&rsquo;s website, while only 13% they prefer&nbsp;to browse using third-party&nbsp;digital&nbsp;shopping marketplaces.&nbsp;Among Americans between the ages of 18 and 34, just 15% said they prefer to browse for retail items in person.&nbsp;</p>

<p>Among those who do prefer to browse using third-party services like Amazon.com, 51% said they liked this method because it means they don&rsquo;t have to go into stores. Further, 46% said they like this method of browsing because it makes&nbsp;it easier to compare prices, while 40% like it because it allows them to shop 24/7.&nbsp;</p>

<h2>What Retails Should Know About Current Browsing Behavior&nbsp;</h2>

<p>When it comes to product discovery, in-person shopping reigns supreme.&nbsp;As our research shows, most consumers not only are browsing in person, but the majority prefer to browse this way too.&nbsp;</p>

<p>For retailers, this means that current marketing and advertising should focus on driving people into physical storefronts to browse.&nbsp;And for maximum impact,&nbsp;this messaging should highlight the immediacy and physicality of in-person browsing and shopping.&nbsp;</p>

<p>This doesn&rsquo;t mean that online browsing should be neglected.&nbsp;Even though this may not be a preferred way to browse for most Americans, it&rsquo;s still a relatively well used option.&nbsp;</p>

<p>Interested in learning more? <a href="https://www.inmobi.com/company/contact/" target="_blank">Reach out today to get started</a>.&nbsp;</p>]]></description>
      <dc:subject><![CDATA[Consumer Research, Media Consumption &amp; Trends, Understanding Consumers, English (EN): inmobi.com, North America,]]></dc:subject>
      
      <dc:creator><![CDATA[ Team InMobi  ]]></dc:creator>
      
      <dc:date>2021-06-29T08:16:00+00:00</dc:date>
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      <title><![CDATA[2021 Back to School Shopping Trends]]></title>
      <link>https://www.inmobi.com/blog/2021/06/25/2021-back-to-school-shopping-trends/</link>
      <guid>https://www.inmobi.com/blog/2021/06/25/2021-back-to-school-shopping-trends/</guid>
      <description><![CDATA[<p>With students expected to finally be back in classrooms&nbsp;this upcoming&nbsp;school year&nbsp;after over a year of distance&nbsp;learning, what will the main&nbsp;back-to-school shopping trends&nbsp;be in 2021? That&rsquo;s what we wanted to find out.&nbsp;</p>

<p>In June, we surveyed close to 400 adults across the U.S. using&nbsp;<a href="https://www.inmobi.com/pulse" target="_blank">InMobi&nbsp;Pulse</a>,&nbsp;InMobi&rsquo;s&nbsp;mobile market research solution, asking them about&nbsp;the upcoming&nbsp;school shopping&nbsp;season.&nbsp;Here&rsquo;s what we uncovered.&nbsp;</p>

<h2>Top Three Insights on Back-To-School Shoppers:&nbsp;&nbsp;</h2>

<ol>
	<li>Parents shopping for&nbsp;school supplies&nbsp;for&nbsp;their children via mobile device will spend more&nbsp;money&nbsp;(48% will spend&nbsp;over&nbsp;$250 on elementary&nbsp;school supplies&nbsp;and&nbsp;49% will spend&nbsp;more than&nbsp;$750&nbsp;for&nbsp;college&nbsp;students)&nbsp;than&nbsp;those shopping in person or via desktop.&nbsp;&nbsp;</li>
	<li>Back-to-school shopping&nbsp;will largely begin in July, with students shopping for themselves most likely to wait until last minute.&nbsp;</li>
	<li>College shoppers are just as likely to&nbsp;be&nbsp;online shopping&nbsp;as they are&nbsp;to&nbsp;be&nbsp;partaking in&nbsp;in-store shopping&nbsp;(64% in person, 65% online, 39% via mobile).&nbsp;</li>
</ol>

<h2>Unpacking What&nbsp;Elementary&nbsp;Back-To-School&nbsp;Shoppers Plan to Spend&nbsp;</h2>

<p>Overall, 78% said they would be buying school supplies for elementary-aged children,&nbsp;although a&nbsp;significant&nbsp;percent of shoppers&nbsp;(67%)&nbsp;are&nbsp;also planning to get clothing and accessories.&nbsp;&nbsp;</p>

<p>This shows that many parents are back to buying standard back-to-school fare&nbsp;that they were purchasing during the&nbsp;2019 back-to-school&nbsp;shopping season, as opposed to the&nbsp;hand&nbsp;sanitizer,&nbsp;office supply&nbsp;materials and other unique purchases required to make at-home learning successful and safe.&nbsp;Parents admitted as much, with 57% saying&nbsp;their&nbsp;back-to-school purchases for elementary school-age children will be different this year compared to last year.&nbsp;</p>

<p>Back-to-school&nbsp;spending is expected&nbsp;to be significant for elementary school students this&nbsp;year. The typical parent with&nbsp;spend an average&nbsp;of&nbsp;between $100 and $500, with 63% of parents falling in this range.&nbsp;Further, 54% said they would be spending more money on back-to-school shopping this year compared to last year.&nbsp;</p>

<p>When will most of this spending occur? A quarter said they will be shopping for back-to-school supplies in earnest in August, while 29% said they will be shopping in July.&nbsp;</p>

<p>And where will most of this shopping take&nbsp;place? We found that&nbsp;brick and mortar&nbsp;will reign supreme during the 2021 back-to-school shopping season, with&nbsp;77% saying they&nbsp;will&nbsp;be&nbsp;shopping in person. Around a third (31%) will be shopping using a mobile device.&nbsp;&nbsp;</p>

<h2>What Do 2021&nbsp;College Spending&nbsp;Habits Reveal?&nbsp;</h2>

<p>Let&rsquo;s take a look at what the college back-to-school shopping season will&nbsp;bring.&nbsp;In many ways, college shopping will be very different than elementary school shopping this year.&nbsp;</p>

<p>For one,&nbsp;55% said their&nbsp;back-to-school purchases for&nbsp;college-age children will be different this year compared to last year. Of course, while the pandemic accounts for some of this difference, part of it can be chalked up to parents buying supplies for first-time college students who were still in high school last year.&nbsp;</p>

<p>Additionally,&nbsp;65% said&nbsp;they would be spending less than $750 on college supplies this year, with 46% saying they would spend under $500. But, one in five said they would be spending over $1,000 on college supplies this year.&nbsp;Overall, 48% said they will spend more money on back-to-school purchases for college-age children this year compared to last year.&nbsp;</p>

<p>What is being bought? Topping the list here are clothing and accessories (53%), followed by school supplies (52%), books (47%)&nbsp;and electronics like computers (41%).&nbsp;</p>

<p>Similar to&nbsp;elementary back-to-school shopping, most college shopping will take&nbsp;place in person as well, with 64% saying they&nbsp;will be shopping&nbsp;for back-to-school purchases for college-age children&nbsp;this way. But a lot of college shopping is happening online too &ndash; 65% said they would be leveraging e-commerce channels for college purchases, with 39% overall shopping using mobile devices.&nbsp;</p>

<h2>How&nbsp;Brands and&nbsp;Retailers&nbsp;Should Approach 2021 Back-To-School Shopping&nbsp;</h2>

<p>With the back-to-school shopping season about to&nbsp;begin in earnest, what can&nbsp;brands&nbsp;and retailers do to make the most of this time of year? Based on the data from&nbsp;InMobi&nbsp;Pulse, here are some key points to consider.&nbsp;</p>

<ul>
	<li>
	<p><strong>Kick off campaigns in July &ndash; if not earlier.</strong>&nbsp;As our data shows, most back-to-school shopping happens in July and&nbsp;August. Shoppers should be&nbsp;well aware&nbsp;of deals&nbsp;and promotions in advance of when they&rsquo;re&nbsp;actually buying.&nbsp;</p>
	</li>
	<li><strong>Brick and mortar should be an area of focus.</strong>&nbsp;Across the board, a lot of back-to-school shopping is likely going to happen in person. For one, that means brands should make sure their brick-and-mortar locations are ready&nbsp;to handle having consumers back in person&nbsp;en&nbsp;masse again. Brands and retailers should also consider tactics that are proven effective at driving footfall, like mobile ads with custom maps to the nearest store location.&nbsp;</li>
	<li><strong>Digital channels are still vitally&nbsp;important.</strong>&nbsp;Even though consumers are back to buying in person, that doesn&rsquo;t mean that digital channels should be neglected &ndash; far from it, in fact.&nbsp;Many consumers will still shop online, especially those buying for college students. Furthermore,&nbsp;digital advertising is often an ideal way to reach consumers; this is especially true with mobile &ndash; not only will time spent on mobile rise in 2021, but the fact&nbsp;that it&rsquo;s always with consumers makes it an ideal marketing channel.&nbsp;Just because shopping is predominantly going to be in stores, according to Pulse results, the product discovery and browsing behavior should still largely be influenced via digital.&nbsp;</li>
</ul>

<p>What are your thoughts on what our data reveals about 2021 back-to-school shopping trends? Let us know on&nbsp;social media! You can reach out to us on <a href="https://www.linkedin.com/company/inmobi/" target="_blank">LinkedIn</a>, <a href="https://twitter.com/inmobi" target="_blank">Twitter</a>, <a href="https://www.facebook.com/inmobi" target="_blank">Facebook</a> or <a href="https://instagram.com/inmobi_official" target="_blank">Instagram</a>.&nbsp;</p>

<p>Interested in learning about&nbsp;InMobi, our data and our approach to mobile? <a href="https://www.inmobi.com/company/contact/" target="_blank">Reach out today to speak with one of our mobile experts</a>.&nbsp;</p>]]></description>
      <dc:subject><![CDATA[Advertising, Consumer Research, Understanding Consumers, English (EN): inmobi.com, North America,]]></dc:subject>
      
      <dc:creator><![CDATA[ Team InMobi  ]]></dc:creator>
      
      <dc:date>2021-06-25T07:38:00+00:00</dc:date>
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      <title><![CDATA[Checking In On ATT: Where Do Things Stand Today?]]></title>
      <link>https://www.inmobi.com/blog/2021/06/24/checking-in-on-att-where-do-things-stand-today/</link>
      <guid>https://www.inmobi.com/blog/2021/06/24/checking-in-on-att-where-do-things-stand-today/</guid>
      <description><![CDATA[<p>Apple officially introduced iOS 14.5 on April 26 &ndash; or over two months ago at this stage.&nbsp;Of course,&nbsp;this was no ordinary operating system update. With iOS 14.5, Apple began enforcing its&nbsp;AppTrackingTransparency&nbsp;(ATT) framework, requiring apps to display standard messaging that would have&nbsp;users&nbsp;opt&nbsp;in&nbsp;to&nbsp;information being shared about them in the form of a device-level identifier (IDFA).&nbsp;</p>

<p>On May 24, less than a month after releasing iOS 14.5, Apple launched iOS 14.6. Now that even iOS 14.6 has been live for a month at this stage,&nbsp;what does the mobile ecosystem look like? Let&rsquo;s take a look.&nbsp;</p>

<h2>Overview of Adoption Rates&nbsp;</h2>

<p>According to&nbsp;InMobi&nbsp;data, half of all iOS devices were on iOS 14.5 or higher&nbsp;by the week of June 13, with 46% on iOS 14.6 alone.&nbsp;This is a significant shift, as by the week of&nbsp;June 6 only 20% of iOS devices were at this level.&nbsp;&nbsp;</p>

<p><img alt="app tracking transparency ios 14.5" src="https://go.inmobi.net/hubfs/page-2-1.png" /></p>

<p>According to&nbsp;<a href="https://lifestreet.com/" target="_blank">LifeStreet</a>, iOS 14.5+ device adoption is at 75% of total iOS 14&nbsp;bid requests.&nbsp;And as the graph below shows, there has been a lot of fluctuation between April, May and June.&nbsp;</p>

<p><img alt="app tracking transparency ios 14" src="https://f.hubspotusercontent40.net/hubfs/2714195/LifeStreet%20Chart.jpg" /></p>

<p>Of course,&nbsp;Apple made the iOS 14.6 update automatically downloaded to users&rsquo; devices, which is why the adoption is getting such traction. This is in comparison to the iOS 14.5 release, which was purposefully made slower by Apple to observe any potential issue with the ATT framework.&nbsp;&nbsp;&nbsp;&nbsp;</p>

<p>As a result, we can begin to get a sense of how iOS users are beginning to&nbsp;react to the ATT opt-in prompts. As of June 13, the overall opt-in rate&nbsp;we&rsquo;re&nbsp;observing is 25.73%. Considering that before iOS 14.5 we expected overall opt-in rates to be around 20%, this&nbsp;is a healthier opt-in rate than we might have anticipated.&nbsp;</p>

<p><img alt="apple opt in tracking" src="https://go.inmobi.net/hubfs/page-3-1.png" /></p>

<p>Of course, we do need to caveat these figures a bit. For one, only half of all Apple mobile device owners are using an OS version that would contain a prompt.&nbsp;And,&nbsp;many apps have yet to display the Limit Ad Tracking (LAT) prompt even for those app users using iOS 14.5 or 14.6.&nbsp;</p>

<p>LifeStreet&nbsp;is observing similar trends. According to their observations, ATT opt-in rates are at roughly 20% among those shown the ATT prompt. But opt-in rates vary significantly by geography, with the U.S. and Canada at the low end at 18% and Japan (32%) and France (40%) at the high end.&nbsp;</p>

<h3>Opt-In Rates&nbsp;By&nbsp;Country and App Type&nbsp;</h3>

<p>By the week of June 13, overall LAT rates were over 80% across much of the Western English-speaking world, including 81% in the U.K.,&nbsp;84% in Canada and 87% in Australia. On the lower ends are France (62% LAT opt-in rate), Japan (68%)&nbsp;and Italy (69%). It&rsquo;s important to note that these figures cover the total addressable audience, including Apple device users using OS versions below iOS 14.5 still, so expect these figures to decrease in the&nbsp;coming weeks.&nbsp;</p>

<p>In terms of app category, by June 13, 21% of gaming app users had opted in while 27% of non-gaming app users had done the same.&nbsp;The mobile gaming space plays an outsized role in mobile advertising, so it will be important to keep a close eye on opt-in rates for gaming apps in the near future.&nbsp;</p>

<p><img alt="ios 14.5 opt-in rates" src="https://go.inmobi.net/hubfs/page-4-1.png" /></p>

<h2>Overview of SKAN Adoption Rates&nbsp;</h2>

<p>Advertisers, especially those running user acquisition or app install ad campaigns, now&nbsp;have to&nbsp;rely on&nbsp;SKAdNetwork&nbsp;(SKAN) to some extent to measure ad campaign performance. Introduced by Apple before iOS 14.5 was ever launched, SKAN is now the main way to track key performance ad campaign metrics for users who have selected to limit ad tracking on select apps or across their mobile device.&nbsp;</p>

<p>As of June 13, 82% of traffic on&nbsp;InMobi&nbsp;Exchange is measurable by SKAN.&nbsp;This means that, by and large, advertisers can effectively use SKAN when running campaigns on&nbsp;InMobi&nbsp;supply.&nbsp;According to&nbsp;LifeStreet&nbsp;data, 91% of bid requests are SKAN eligible.&nbsp;</p>

<p><img alt="skadnetwork ios 14.5+" src="https://go.inmobi.net/hubfs/page-5-1.png" /></p>

<h2>What&rsquo;s Next on the Horizon?&nbsp;</h2>

<p>In the coming weeks, what will the iOS ecosystem&nbsp;look&nbsp;like?&nbsp;Here&rsquo;s what we&rsquo;re predicting:&nbsp;</p>

<ul>
	<li>By July and August, we should have a clearer picture of what the overall opt-in rate will be, as by that time most Apple mobile devices will be running on at least iOS 14.6. Overall opt-in rates by that time should be closer to 20%, but it&rsquo;s still too early to know for sure.&nbsp;</li>
	<li>By the latter half of 2021, iOS&nbsp;eCPMs&nbsp;should begin to level off. Even though advertisers may be shunning iOS right now, it&rsquo;s too valuable to ignore forever. Towards the end of the year, expect brand dollars to steadily trickle back into the&nbsp;iOS ecosystem.&nbsp;</li>
	<li>By August, SKAN adoption rates will be well over 90% &ndash; and probably over 95% too. This means that by the time most Apple mobile devices are running iOS 15 or above, advertisers will be able to successfully use SKAN for measuring UA&nbsp;campaigns&nbsp;&ndash; and this should definitely be the case once SKAN 3.0 is officially released by Apple.&nbsp;</li>
</ul>

<p>Have any questions about what ATT means for mobile&nbsp;advertising?&nbsp;<a href="https://www.inmobi.com/company/contact/" target="_blank">Reach out today to speak with one of our experts</a>.&nbsp;</p>]]></description>
      <dc:subject><![CDATA[Inside InMobi, Media Consumption &amp; Trends, English (EN): inmobi.com, Global,]]></dc:subject>
      
      <dc:creator><![CDATA[ Team InMobi  ]]></dc:creator>
      
      <dc:date>2021-06-24T15:25:00+00:00</dc:date>
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    <item>
      <title><![CDATA[Are Americans Ready to Shop In Person Again?]]></title>
      <link>https://www.inmobi.com/blog/2021/06/24/are-americans-ready-to-shop-in-person-again/</link>
      <guid>https://www.inmobi.com/blog/2021/06/24/are-americans-ready-to-shop-in-person-again/</guid>
      <description><![CDATA[<p>In the United States, many consumers are ready to again leave their homes and get back into their old routines. But does this gradual reopening also include retail?&nbsp;</p>

<p>To find out whether consumers are ready to shop in person again, we reached out to a representative body of over&nbsp;1,800&nbsp;Americans&nbsp;in total&nbsp;across the country in May using&nbsp;<a href="https://www.inmobi.com/pulse" target="_blank">InMobi&nbsp;Pulse</a>, InMobi&rsquo;s mobile market research solution.&nbsp;&nbsp;</p>

<p>Here&rsquo;s what we uncovered.&nbsp;</p>

<h2>Top Takeaways&nbsp;</h2>

<ul>
	<li>Americans are already shopping in person again. Our research found that&nbsp;74% of adults in the U.S.&nbsp;are making purchases in person already.&nbsp;</li>
	<li>In-person shopping is here to stay, with&nbsp;52% saying they will be maintaining their current in-person shopping habits over the next six months&nbsp;and 31% indicating they will be&nbsp;shopping at brick-and-mortar stores more frequently going forward.&nbsp;</li>
	<li>49% of all Americans&nbsp;shopping using third-party apps and websites like Amazon today.&nbsp;</li>
	<li>Online shopping behaviors are also sticky, as 52% expect to continue shopping online&nbsp;at&nbsp;the same amount six months from now as they do now.&nbsp;</li>
</ul>

<h2>How Different Americans Are Shopping Today&nbsp;</h2>

<p>While in-person shopping is the shopping method utilized by Americans across the board today, older Americans and those living in the suburbs are more likely to prefer this purchasing method.&nbsp;Four in five adults over the age of 55 said they are currently&nbsp;shopping&nbsp;in person, as compared to 71% of those between 18 and 34 years old.&nbsp;And while 83% of suburban shoppers are going in person, just 63% of urban shoppers said the same thing.&nbsp;</p>

<p><img alt="in-person shopping" src="https://go.inmobi.net/hubfs/Retail%20Social%20Card1_v2.png" /></p>

<p><img alt="in-person shopping habits" src="https://go.inmobi.net/hubfs/Retail%20Social%20Card2_v2.png" /></p>

<p>We observed a similar breakdown when asking&nbsp;Americans how they are obtaining their retail purchases, with 70%&nbsp;shopping&nbsp;in person&nbsp;now. In comparison, 51% said they are getting items delivered and 30% are using BOPIS (buy online, pick up in&nbsp;store).&nbsp;Older Americans are more likely than younger ones to be getting their retail purchases in person (76% vs. 66%) and suburbanites are more likely than city dwellers to be&nbsp;obtaining purchased items in person (76% vs. 61%).&nbsp;</p>

<p><img alt="in-person retail purchasing" src="https://go.inmobi.net/hubfs/Retail%20Social%20Card4_v2.png" /></p>

<p><img alt="in-person purchasing- suburbanites" src="https://go.inmobi.net/hubfs/Retail%20Social%20Card8_v2.png" /></p>

<p>Why are Americans&nbsp;preferring to shop&nbsp;in person again? Top reasons include immediate availability (59%), ability to experience the product (52%),&nbsp;avoid having to make a return or exchange (44%) and convenience (38%).&nbsp;&nbsp;</p>

<h3>Where Are Consumers Shopping?&nbsp;</h3>

<p>Close&nbsp;to&nbsp;half (49%) of Americans said they have made a purchase from a convenience store or pharmacy in the last three months, while an additional 47% said they had shopped&nbsp;at a big box or department store in the same time frame.&nbsp;&nbsp;</p>

<p><img alt="Americans shopping from convenience store" src="https://go.inmobi.net/hubfs/Retail%20Social%20Card5._v4.png" /></p>

<p>Older Americans were most likely to be shopping at pharmacies or convenience stores, as 57% of those over 55 years old said they had bought something at one of these stores in the last three months. Suburbanites are also more likely than city dwellers&nbsp;to have bought something at one of these retail locations (52% vs. 45%).&nbsp;</p>

<h3>A Look at Current E-Commerce Trends&nbsp;</h3>

<p>On the flip side, younger people and people living in cities are more likely to prefer e-commerce. Among those between 18 and 34, 59% said they are using third-party e-commerce platforms, while 41% of older Americans said the same thing.&nbsp;&nbsp;</p>

<p>Across the board,&nbsp;42% of adults in the U.S. said they had made a purchase through an online marketplace like Amazon or Etsy in the past three months.&nbsp;Yet again, younger people were more likely than older Americans to have used these kinds of portals this year (49% of those between 18 and 34 vs. 39% of those over 55).&nbsp;</p>

<p><img alt="third-party apps shopping" src="https://go.inmobi.net/hubfs/Retail%20Social%20Card3_v2.png" /></p>

<p><img alt="Online marketplace shopping" src="https://go.inmobi.net/hubfs/Retail%20Social%20Card6_v2.png" /></p>

<p>Among those who shop this way, 56% said they prefer to purchase retail items via third-party app/website&nbsp;so they don&rsquo;t have to go to stores. Other commonly cited reasons include&nbsp;better prices (54%), to save time (50%), free shipping (49%), ability to shop 24/7 (48%) and to&nbsp;find products that aren&rsquo;t sold nearby (48%).&nbsp;&nbsp;</p>

<p>For young people and city dwellers, price is the top reason to use e-commerce channels.&nbsp;Among Americans who use third-party apps and websites like Amazon to shop, 74% of those between 18 and 34 years old and 81% of those living in&nbsp;cities said they shop this way to get better prices on their retail purchases.&nbsp;</p>

<h2>How Shopping Behaviors Will Change Over Time&nbsp;</h2>

<p>As our research shows, many Americans are already shopping in person. But will these behaviors last?&nbsp;</p>

<p>Overall, 52% said they expect to shop the same amount in person six months down the road as they do now, with 31% saying they anticipate&nbsp;shopping somewhat or a lot more often in the future.&nbsp;Older people and suburbanites are most likely to continue the same amount of shopping in person six months down the road&nbsp;as they are now, although younger people are more likely to be shopping much more often in person in the future.&nbsp;</p>

<p>What about online shopping? Will consumers continue to utilize e-commerce channels in the future?&nbsp;</p>

<p>During the next six months, 52% said they will continue shopping online at the same level as they are now.&nbsp;One in four said they will likely shop online less often six months down the road, with 23% saying they will likely use e-commerce platforms more often in the future.&nbsp;</p>

<p>Who are more likely to increase their online shopping in the next six months? Unsurprisingly, it&rsquo;s people between the ages of 18 and 34 (30%) and urbanites (37%).&nbsp;</p>

<p>A significant portion of this online shopping will happen through apps.&nbsp;Overall,&nbsp;38% said they were likely or highly likely to shop using a retail app in the future.&nbsp;&nbsp;</p>

<p>And who are most likely to be turning to retail apps in the future? Our research found that 45% of&nbsp;those between 18 and 34 years old said they will be turning to these apps going forward, in addition to 55% of those who currently shop with consumer direct brands like Casper.&nbsp;</p>

<h2>What Retailers Need to Know&nbsp;About American Shopping Habits&nbsp;</h2>

<p>As our research shows, Americans are already heading back into physical stores, although many in the U.S. &ndash; especially younger people and urbanites &ndash;&nbsp;are committed to e-commerce. In this ever-changing shopping environment, how should retailers move forward?&nbsp;&nbsp;</p>

<ol>
	<li>
	<p>There is no one way to shop that all Americans universally are turning to now. Even though many are shopping in person again, others still prefer to buy online. As such, retailers should make sure their messaging is tailored to specific audiences, highlighting how the brand can accommodate their buying preferences &ndash; no matter what they may look like now or in the future.&nbsp;</p>
	</li>
	<li>It makes sense to drive people to brick-and-mortar stores, as most Americans are&nbsp;comfortable&nbsp; shopping&nbsp;this way and want to buy in person.&nbsp;One way to do this is to include&nbsp;interactive maps in mobile ads that show people where their nearest store location is to them at that moment.&nbsp;</li>
	<li>For retailers looking to drive consumers to their brick-and-mortar stores, it can be helpful to&nbsp;highlight how shoppers can get products immediately, experience the product before buying and avoid having to make an exchange or purchase buy shopping in store.&nbsp;</li>
	<li>There are some audiences that do want to continue shopping in person, so online retailers should&nbsp;continue to message those consumers,&nbsp;who are often younger people along with urbanites.&nbsp;</li>
	<li>For brands looking to boost their e-commerce, messaging should highlight how online shopping&nbsp;helps consumers score deals, avoid&nbsp;stores&nbsp;and save time, among other key benefits.&nbsp;</li>
</ol>

<p>Interested in learning more?&nbsp;<a href="https://www.inmobi.com/company/contact/" target="_blank">Reach out today to get started</a>.&nbsp;</p>]]></description>
      <dc:subject><![CDATA[Advertising, Consumer Research, Media Consumption &amp; Trends, Understanding Consumers, English (EN): inmobi.com, North America,]]></dc:subject>
      
      <dc:creator><![CDATA[ Team InMobi  ]]></dc:creator>
      
      <dc:date>2021-06-24T09:16:00+00:00</dc:date>
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      <title><![CDATA[The Latest Buyer Perspectives on the Post-IDFA Landscape]]></title>
      <link>https://www.inmobi.com/blog/2021/06/16/the-latest-buyer-perspectives-on-the-post-idfa-landscape/</link>
      <guid>https://www.inmobi.com/blog/2021/06/16/the-latest-buyer-perspectives-on-the-post-idfa-landscape/</guid>
      <description><![CDATA[<p>Last week, some&nbsp;100 brands and agencies joined&nbsp;our webinar&nbsp;to&nbsp;discuss&nbsp;how agencies and brands across Europe and the Middle East are responding to Apple&rsquo;s ATT and&nbsp;deprecation&nbsp;of IDFA, its individual device identifier for advertisers.&nbsp;</p>

<p>Led by&nbsp;our Head of Product Marketing, Exchange, Utkarsh Sinha,&nbsp;and&nbsp;Head of Client Services, EMEA,&nbsp;Romita&nbsp;Choudhury, we presented some of the latest research on&nbsp;the latest iOS and&nbsp;Apple&rsquo;s&nbsp;AppTrackingTransparency (ATT)&nbsp;framework,&nbsp;and shared&nbsp;practical guidance for buyers to take home.&nbsp;&nbsp;</p>

<p>We also&nbsp;ran some live&nbsp;polls&nbsp;during the event, to get a quick insight into where&nbsp;people stand right now&nbsp;in this&nbsp;transition:&nbsp;</p>

<p><strong>Poll:&nbsp;Have you started&nbsp;tackling IDFA policy changes?&nbsp;</strong></p>

<p><img alt=" apple idfa" src="https://go.inmobi.net/hubfs/Pie%20Chart%20Image1.png" /></p>

<p>First, where&nbsp;do&nbsp;agencies and brands&nbsp;stand in&nbsp;forming&nbsp;innovative&nbsp;new&nbsp;approaches, post-IDFA?&nbsp;Compared to a previous&nbsp;Brand Perceptions&nbsp;study, shared during the event, there are strong signs of progress.&nbsp;In fact, some&nbsp;10%&nbsp;say they&nbsp;already have a fully-fledged strategy in place.&nbsp;&nbsp;</p>

<p>More&nbsp;have&nbsp;simultaneously&nbsp;also started&nbsp;taking the first steps on this journey.&nbsp;But&nbsp;InMobi&nbsp;data&nbsp;also&nbsp;shows&nbsp;the&nbsp;iOS 14.5&nbsp;rollout has started&nbsp;slowly, meaning buyers still have time to experiment and refine new and better approaches to targeting, measurement and attribution.&nbsp;All is not lost!&nbsp;&nbsp;</p>

<p>And on that note,&nbsp;we also&nbsp;asked about&nbsp;some of the&nbsp;alternative&nbsp;techniques&nbsp;buyers&nbsp;are already trying out&nbsp;instead of&nbsp;using&nbsp;the IDFA:&nbsp;&nbsp;</p>

<p><strong>Poll:&nbsp;As IDFA goes away, what tactics are you looking at to address IDFA&nbsp;changes?&nbsp;</strong></p>

<p><img alt="apple idfa changes" src="https://go.inmobi.net/hubfs/Pie%20Chart%20Image2.png" /></p>

<p>It is&nbsp;fascinating to see that contextual&nbsp;targeting&nbsp;comes out so strongly. Shifting from a people-based to a content-based approach clearly holds&nbsp;a lot of promise right now &ndash; especially as the tech behind it has evolved so far&nbsp;over the past year. As Utkarsh said during the event, contextual targeting has&nbsp;evolved&nbsp;so much and become so much more&nbsp;powerful&nbsp;that the idea&nbsp;we are&nbsp;&lsquo;going back&rsquo; to it is&nbsp;a&nbsp;misnomer.&nbsp;</p>

<p>Even if&nbsp;the&nbsp;transition&nbsp;to iOS 14.5 has been slower than predicted, one of the&nbsp;immediate, short-term&nbsp;tactics raised&nbsp;was simply to shift more spend to Android.&nbsp;While this&nbsp;may&nbsp;only be a temporary measure, it is clearly one that advertisers are taking up, with&nbsp;the results from multiple iOS experiments&nbsp;still coming back in.&nbsp;</p>

<p><strong>Poll:&nbsp;How are you dividing your marketing budgets in the post-IDFA world?&nbsp;</strong></p>

<p><img alt="mobile app marketing budget" src="https://go.inmobi.net/hubfs/Pie%20Chart%20Image3.png" /></p>

<p>Measurement is&nbsp;both one of the&nbsp;greatest&nbsp;and&nbsp;also&nbsp;one of the less discussed&nbsp;areas&nbsp;needing fresh&nbsp;consideration&nbsp;as Apple makes IDFA opt-in. However, when we&nbsp;quizzed event attendees on this, it seems&nbsp;overall&nbsp;they had&nbsp;few&nbsp;plans for wholesale change in how they measure user acquisition (UA)&nbsp;campaigns in particular.&nbsp;&nbsp;</p>

<p><strong>Poll:&nbsp;For UA campaigns, how are you planning to move forward post-IDFA?&nbsp;</strong></p>

<p><img alt="Post-IDFA UA campaigns" src="https://go.inmobi.net/hubfs/Pie%20Chart%20Image4.png" /></p>

<p>This&nbsp;is an indication that buyers are&nbsp;more comfortable&nbsp;with&nbsp;the IDFA alternatives&nbsp;Apple&nbsp;has itself put forward&nbsp;than some&nbsp;have&nbsp;made out. Chief among them, of course,&nbsp;is&nbsp;SKAdNetwork.&nbsp;After all,&nbsp;80% of InMobi inventory is already measurable&nbsp;under the framework.&nbsp;</p>

<p>Overall,&nbsp;these responses&nbsp;paint&nbsp;a&nbsp;highly encouraging&nbsp;picture. Even&nbsp;in the midst of&nbsp;significant changes, progress is taking place.&nbsp;Testing, learning and&nbsp;solving problems&nbsp;all&nbsp;the way,&nbsp;agencies and advertisers&nbsp;are&nbsp;proving as&nbsp;resilient as ever.&nbsp;And&nbsp;many will hope to&nbsp;come&nbsp;out on the other side in even better shape.&nbsp;</p>

<p>To watch to rewatch the event in full, head here:&nbsp;<a href="https://www.youtube.com/watch?v=jSR6Jt1D8x4" target="_blank">What to Do About Apple&rsquo;s ATT&nbsp;and&nbsp;IDFA Deprecation</a>.&nbsp;</p>]]></description>
      <dc:subject><![CDATA[Advertising, Media Consumption &amp; Trends, English (EN): inmobi.com, Europe and Middle East, Global,]]></dc:subject>
      
      <dc:creator><![CDATA[ Jessica Moini  ]]></dc:creator>
      
      <dc:date>2021-06-16T18:48:00+00:00</dc:date>
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      <title><![CDATA[Media Matters: Diversity, Equity and Inclusivity in Mobile Inventory]]></title>
      <link>https://www.inmobi.com/blog/2021/06/10/media-matters-diversity-equity-and-inclusivity-in-mobile-inventory/</link>
      <guid>https://www.inmobi.com/blog/2021/06/10/media-matters-diversity-equity-and-inclusivity-in-mobile-inventory/</guid>
      <description><![CDATA[<p>InMobi&nbsp;is committed to creating a workplace where all feel welcome and free to bring their authentic self to work&nbsp;every&nbsp;day. We take pride in being an equal employment employer, where all employees and applicants have equal opportunity for employment and prohibits discrimination and harassment of any type without regard to race, color, religion, age, sex, national origin, disability status, genetics, protected veteran status, sexual orientation, gender identity,&nbsp;or expression or any other characteristic protected by federal, state&nbsp;and local law. This policy applies to all terms and conditions of employment including recruiting, hiring, placement, promotion, transfers, leaves of absence, terminations, compensation practices, and access to benefits and training programs.&nbsp;</p>

<p>Today, we are taking the same approach to our inventory partnerships. Given we are firmly committed to supporting Diversity, Equity and Inclusivity (DEI) in the&nbsp;media&nbsp;and&nbsp;marketing&nbsp;industries, we are seeking to increase our support for content companies and apps created by members of diverse communities, such as people of color, women and members of the LGTBQ+&nbsp;community. Since many brands and&nbsp;agencies&nbsp;that&nbsp;we work with are similarly committed to increasing their engagement with diverse media, we are committed to taking action to ensure that our inventory matches our intentions.&nbsp;&nbsp;&nbsp;</p>

<p><strong>You can&nbsp;help!&nbsp;&nbsp;</strong></p>

<p>If you are a media provider or app developer, please&nbsp;take&nbsp;one to&nbsp;two minutes to <a href="https://www.surveymonkey.com/r/MHDRKHJ" target="_blank">complete a brief survey</a> that will allow us to better support these DEI initiatives.&nbsp;</p>

<p style="text-align:center"><a class="btn btn-s" href="https://www.surveymonkey.com/r/MHDRKHJ" style="font-size:24px; border-radius: 25px; font-weight: normal;" target="_blank">Take Survey</a></p>

<p>We are inviting you to self-identify your app, so that&nbsp;we and&nbsp;our advertiser partners are in the best possible position to support relevant companies.&nbsp;In the future, please note that we are aiming to include an option in our publisher dashboard to allow you to self-identify your app.&nbsp;The benefits are clear: increased advertising-based revenue&nbsp;and&nbsp;the opportunity to build relationships with brands that find their audiences inside your audiences.&nbsp;&nbsp;&nbsp;</p>

<p>If you are not&nbsp;a media provider or app developer&nbsp;but want to help, please share this blog post in social media to help alert other content creators to this opportunity.&nbsp;Thank you!&nbsp;</p>]]></description>
      <dc:subject><![CDATA[Inside InMobi, English (EN): inmobi.com, North America, Global,]]></dc:subject>
      
      <dc:creator><![CDATA[ Team InMobi  ]]></dc:creator>
      
      <dc:date>2021-06-10T14:39:00+00:00</dc:date>
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      <title><![CDATA[Amazon Prime Day Shopping in 2021]]></title>
      <link>https://www.inmobi.com/blog/2021/06/09/amazon-prime-day-shopping-2021/</link>
      <guid>https://www.inmobi.com/blog/2021/06/09/amazon-prime-day-shopping-2021/</guid>
      <description><![CDATA[<p>Amazon Prime Day, Amazon&rsquo;s annual shopping and deals-focused retail sales event, will occur on June 21 and 22,&nbsp;<a href="https://www.cnbc.com/2021/06/02/amazon-prime-day-is-june-21-and-june-22.html" target="_blank">Amazon recently announced</a>, earlier than it&rsquo;s been held in the past.&nbsp;Amazon Prime Day has become a can&rsquo;t-miss retail sales event not only because of how much sales volume Amazon processes during these days, but also because many other retailers hold sales events around the same time; in fact, in the days immediately following Amazon&rsquo;s announcement in 2021, Target and Walmart both said they would&nbsp;be&nbsp;<a href="https://www.retaildive.com/news/target-walmart-announce-overlapping-sales-events-to-rival-amazon/601231/" target="_blank">holding&nbsp;similar sales events around the same time</a>.&nbsp;</p>

<p>All of this goes to show that Amazon Prime Day has become a major&nbsp;shopping day that all retailers and consumer brands need to circle on their calendars, on par with Black Friday or Cyber Monday.&nbsp;</p>

<p>But are consumers feeling the Amazon Prime Day hype already? Do Americans consider this to be a major shopping event?&nbsp;&nbsp;</p>

<p>To find out, we turned to&nbsp;InMobi&nbsp;Pulse,&nbsp;InMobi&rsquo;s&nbsp;mobile market research solution, and surveyed&nbsp;over 1,300 adults in the U.S. Here&rsquo;s what we found.&nbsp;</p>

<h2>Top Takeaways&nbsp;</h2>

<ul>
	<li>Consumers that shop Cyber Monday are highly likely to shop Amazon Prime Day as well.&nbsp;&nbsp;</li>
	<li>People are most likely to buy consumer electronics and home goods during Amazon Prime Day.&nbsp;</li>
	<li>During Amazon Prime Day, consumers will take advantage of competing sales from at least two other retailers.&nbsp;</li>
</ul>

<h2>Understanding Amazon Prime Day Shopping Habits in 2021&nbsp;</h2>

<p>A&nbsp;quarter (25%) of shoppers plan on buying something during Amazon Prime Day this year.&nbsp;This is more than who said they would be buying something during Cyber Monday (20%) but less than those who said they would buy something during Black Friday.&nbsp;</p>

<p>So&nbsp;does this mean that Black Friday is the most popular single shopping day of the year? Not necessarily &ndash; our survey was fielded in late May and early June, before the official Amazon Prime Day&nbsp;dates were announced, so it&rsquo;s possible that an even greater number of Americans will buy something from retailers during June 21 and 22.&nbsp;</p>

<p>Of course, when it comes to shopping, it&rsquo;s not an either/or proposition for consumers. According to our research,&nbsp;many said they would be buying something during two or more shopping holidays throughout 2021.&nbsp;</p>

<p><img alt="2021 shopping trends" src="https://go.inmobi.net/hubfs/Shoppers-shopping-during-multiple-retail-holidays-InMobi.png" /></p>

<p>What will people likely buy during Amazon Prime Day this year? Top answers included home goods (40%), consumer electronics (37%), clothing and accessories (35%), books and games (22%) and toys (14%). Close to two in five Amazon Prime Day shoppers said they were unsure of what they would buy; many consumers wait to see what specifically is being discounted before committing to a purchase during Amazon Prime Day.&nbsp;</p>

<p>Interestingly, a lot of this shopping won&rsquo;t just happen with Amazon. Half said they&nbsp;would also be taking advantage of competitive offers from Target during Amazon Prime Day, while 56% said they would do the same thing with Walmart.&nbsp;</p>

<p><img alt="mobile shopping apps" src="https://go.inmobi.net/hubfs/Shopping-at-other-retailers-during-Amazon-Prime-Day-InMobi.png" /></p>

<h2>Understanding Amazon Prime Day Shoppers&nbsp;</h2>

<p>Who specifically will be shopping during Amazon Prime Day? Overall, 29% of those between 18 and 25 years old said they would be buying something during Amazon Prime Day, while 30%&nbsp;of those between 35 and 54 said the same thing. In comparison, just 17% of those over the age of 55 will likely take advantage of Amazon Prime Day deals.&nbsp;</p>

<p>Of course, what people are likely to specifically get during Amazon Prime Day differs based on age and gender.&nbsp;For example, while men are more likely than women to buy consumer electronics (46% vs. 26%), women are more likely to purchase clothing and accessories (42% vs. 30%).&nbsp;</p>

<p><img alt="online shopping trends" src="https://go.inmobi.net/hubfs/Understanding-Amazon-Prime-Day-Shoppers-InMobi.png" /></p>

<h2>Our Top Tips and Best Practices for Amazon Prime Day&nbsp;</h2>

<p>With Amazon Prime Day fast approaching, what should brands do to get&nbsp;ready?&nbsp;Here are our top&nbsp;four&nbsp;tips:&nbsp;</p>

<ol>
	<li>Ramp up mobile advertising to reach&nbsp;consumers&nbsp;ready&nbsp;to&nbsp;shop&nbsp;&ndash;&nbsp;especially&nbsp;those&nbsp;ready&nbsp;to&nbsp;shop&nbsp;online.&nbsp;As&nbsp;our&nbsp;research&nbsp;shows,&nbsp;Amazon&nbsp;Prime&nbsp;Day&nbsp;is&nbsp;poised to be a big deal&nbsp;with consumers this year. This means that all retailers and anyone else dependent on retailers for sales should take advantage of Amazon Prime Day shopping to get the word out about their products and any special deals.&nbsp;</li>
	<li>Target deal chasers and other specific audiences that will be most receptive to learning about upcoming deals and specials.&nbsp;</li>
	<li>Not only should&nbsp;creative&nbsp;focus on savings, but they should also be tailored to specific audiences. For instance, as our data shows,&nbsp;younger women are much more receptive to learning about deals for books and games than older men are leading up to Amazon Prime Day.&nbsp;</li>
	<li>Don&rsquo;t limit outreach just to Amazon, as Amazon Prime Day is now about much more than Amazon. During June 21 and 22, many consumers will be buying from multiple retail&nbsp;outlets.&nbsp;</li>
</ol>

<p>What are your thoughts on this data? What do you think Amazon Prime Day shopping will&nbsp;actually look&nbsp;like in 2021? Let us know your thoughts on social media! You can reach us directly on&nbsp;<a href="https://www.facebook.com/inmobi" target="_blank">Facebook</a>,&nbsp;<a href="https://twitter.com/inmobi" target="_blank">Twitter</a>,&nbsp;<a href="https://www.instagram.com/inmobi_official/?hl=en" target="_blank">Instagram</a>&nbsp;or&nbsp;<a href="https://www.linkedin.com/company/inmobi/" target="_blank">LinkedIn</a>.&nbsp;</p>]]></description>
      <dc:subject><![CDATA[Consumer Research, Understanding Consumers, English (EN): inmobi.com, North America,]]></dc:subject>
      
      <dc:creator><![CDATA[ Team InMobi  ]]></dc:creator>
      
      <dc:date>2021-06-09T15:00:00+00:00</dc:date>
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      <title><![CDATA[ATT and iOS 14.5 Impact Analysis: Initial Insights]]></title>
      <link>https://www.inmobi.com/blog/2021/06/03/att-and-ios-14.5-impact-analysis-initial-insights/</link>
      <guid>https://www.inmobi.com/blog/2021/06/03/att-and-ios-14.5-impact-analysis-initial-insights/</guid>
      <description><![CDATA[<p>Apple&rsquo;s&nbsp;AppTrackingTransparency&nbsp;(ATT) came into effect on April&nbsp;26&nbsp;with the release of iOS 14.5.&nbsp;This OS&nbsp;version now&nbsp;makes it mandatory for mobile apps to seek permission to track&nbsp;the iOS 14.5&nbsp;users beyond the app in use via IDFA, Apple&rsquo;s device-level identifier.&nbsp;Before the release, the&nbsp;in-app ecosystem had anticipated a huge drop in the opt-in rates,&nbsp;which would impact the&nbsp;<a href="https://www.statista.com/statistics/303817/mobile-internet-advertising-revenue-worldwide/" target="_blank">$224 billion</a>&nbsp;mobile advertising industry worldwide.&nbsp;</p>

<p>Through this blog, we aim to answer key questions that are on&nbsp;publishers&nbsp;and advertisers&rsquo;&nbsp;mind in the aftermath of Apple releasing iOS 14.5:&nbsp;</p>

<ol>
	<li>What is the adoption rate&nbsp;of iOS 14.5?&nbsp;</li>
	<li>How does the opt-in rate vary across regions and categories?&nbsp;</li>
	<li>How has ad spending&nbsp;changed since the release of&nbsp;iOS 14.5?&nbsp;&nbsp;&nbsp;&nbsp;</li>
</ol>

<p>This analysis&nbsp;is based&nbsp;on&nbsp;InMobi&nbsp;data,&nbsp;collected&nbsp;from&nbsp;iOS devices (iPhone and iPad)&nbsp;over the past few weeks post the iOS 14.5&nbsp;release.&nbsp;</p>

<h2>The&nbsp;iOS 14.5&nbsp;Adoption Rate&nbsp;is&nbsp;Surprisingly&nbsp;Low&nbsp;&nbsp;</h2>

<p>We at&nbsp;InMobi&nbsp;have been tracking the daily impact of IDFA-related changes at a worldwide level and have observed&nbsp;that the&nbsp;adoption rate of iOS 14.5+&nbsp;has been&nbsp;just&nbsp;12% since&nbsp;the&nbsp;release&nbsp;a month ago.&nbsp;In comparison to other iOS releases, this has been relatively&nbsp;slow&nbsp;initial adoption.&nbsp;For instance,&nbsp;iOS 14 had an adoption rate&nbsp;of 26% in less than&nbsp;a&nbsp;week of its release.&nbsp;For the week ending&nbsp;on May 30, we observed that iOS 14.5 had an adoption rate of 9% while iOS 14.6 had an&nbsp;adoption rate of 3%.&nbsp;&nbsp;</p>

<p><img alt="ios 14.5+ adoption rate" src="https://go.inmobi.net/hubfs/page-2.png" /></p>

<p>Other ad ecosystem players, for instance&nbsp;Liftoff, Fyber, AdColony and Vungle, have used different methods to calculate the adoption rate, like impressions served, ad requests&nbsp;served&nbsp;and iOS installs. The result has been the same, i.e., iOS 14.5 adoption rate has been well below the 15% mark since the release date.&nbsp;&nbsp;&nbsp;</p>

<p>Low adoption rates signify that nearly 85% of&nbsp;iOS&nbsp;app users are using an older&nbsp;iOS version,&nbsp;which&nbsp;means no app tracking prompt and hence&nbsp;most of&nbsp;the ad requests we receive today are for non-LAT&nbsp;(Limit Ad Tracking)&nbsp;traffic.&nbsp;&nbsp;</p>

<p>What this means for a publisher is that advertisers can still use mobile identifiers on&nbsp;a&nbsp;majority of&nbsp;their iOS&nbsp;traffic to understand and target their audiences. Hence if the historical pattern remains, publishers could see continuity in ad spend for&nbsp;at least the new few weeks, if not longer.&nbsp;</p>

<h2>IDFA&nbsp;Opt-In&nbsp;Rates are&nbsp;Evolving with the&nbsp;Increasing&nbsp;Adoption&nbsp;Rate&nbsp;</h2>

<p>IDFA opt-in rates are the percentage of iOS 14.5 app users who allow app tracking&nbsp;as compared to&nbsp;overall iOS 14.5 app users.&nbsp;While initially we had predicted low opt-in rates, we have noticed that opt-in rates have been increasing with the&nbsp;growing&nbsp;iOS 14.5&nbsp;adoption rates and&nbsp;that&nbsp;our&nbsp;worldwide average number for the last week of May&nbsp;30&nbsp;was around 25%.&nbsp;&nbsp;&nbsp;</p>

<p><img alt="ios 14.5+ opt-in rate" src="https://go.inmobi.net/hubfs/page-3.png" /></p>

<p>What this means is that&nbsp;a greater&nbsp;number of users are seeing the ATT prompt and are&nbsp;allowing tracking permission,&nbsp;which is good news for advertisers and publishers.&nbsp;These weekly&nbsp;averaged-out&nbsp;opt-in rates were observed to be&nbsp;the&nbsp;highest&nbsp;in&nbsp;North America,&nbsp;while APAC has seen&nbsp;the lowest opt-in rates.&nbsp;We are seeing opt-in rates of&nbsp;between&nbsp;20-30%&nbsp;among&nbsp;major countries,&nbsp;with&nbsp;the&nbsp;U.S.&nbsp;seeing a healthy opt-in rate of 28%&nbsp;&ndash;&nbsp;which is way higher than&nbsp;most&nbsp;other countries.&nbsp;&nbsp;&nbsp;</p>

<p><img alt="Region wise opt-in rate" src="https://go.inmobi.net/hubfs/Screen%20Shot%202021-06-03%20at%202.14.21%20PM.png" /></p>

<p>We have also&nbsp;observed&nbsp;that the opt-in rates are higher&nbsp;for&nbsp;non-gaming&nbsp;app as compared to&nbsp;gaming&nbsp;apps.&nbsp;Users are seeing more value in giving consent to be tracked across non-gaming categories than gaming categories.&nbsp;&nbsp;Gaming publishers could&nbsp;experiment with the messaging, design and even timing of the permission pop-up to improve their opt-in rates.&nbsp;&nbsp;&nbsp;</p>

<p><img alt="ios 14.5+ opt-in rate" src="https://go.inmobi.net/hubfs/page-4.png" /></p>

<p>Publishers can refer&nbsp;to&nbsp;the&nbsp;following&nbsp;<a href="https://inmobi.docsend.com/view/dwtits9qejnmhtu6" target="_blank">document (iOS 14.5/IDFA Best Practices for Publishers)</a>&nbsp;which captures the best practices to maximize IDFA rates and monetize better.&nbsp;&nbsp;</p>

<p>Other ecosystem players are also&nbsp;witnessing&nbsp;a similar trend. For instance,&nbsp;Singular data&nbsp;reveals that 16.8% of iOS 14.5 app installs result in ATT authorization, meaning that user has opted&nbsp;in to sharing their IDFA.&nbsp;AdColony&nbsp;reports a higher rate&nbsp;of&nbsp;36.5% of requests with&nbsp;device ID enriched.&nbsp;This means that&nbsp;many&nbsp;end&nbsp;users are opting&nbsp;into&nbsp;ad tracking.&nbsp;&nbsp;</p>

<p>This brings us to the next big question: How has advertising spending&nbsp;changed in the same duration?&nbsp;&nbsp;</p>

<h2>Ad Spend&nbsp;is&nbsp;Business&nbsp;as&nbsp;Usual (Right Now)&nbsp;</h2>

<p>Early numbers indicate that overall&nbsp;ad&nbsp;spend has remained unaffected&nbsp;by&nbsp;the&nbsp;ATT&nbsp;framework&nbsp;rollout.&nbsp;There&nbsp;was&nbsp;a&nbsp;small&nbsp;downward trend in global ad spend in&nbsp;late April, but&nbsp;it&nbsp;has&nbsp;picked up&nbsp;since then&nbsp;to reach normal levels&nbsp;by Mid-May.&nbsp;This could be contributed to the two reasons we have already discussed:&nbsp;&nbsp;</p>

<ol>
	<li>
	<p>Low Adoption Rate&nbsp;of iOS 14.5&nbsp;</p>
	</li>
	<li>High&nbsp;IDFA&nbsp;Opt-In Rates&nbsp;</li>
</ol>

<p>In&nbsp;fact,&nbsp;from May&nbsp;17&nbsp;to May 23, we have observed that&nbsp;our Android and iOS ad spend grew by&nbsp;11% and 4%,&nbsp;respectively,&nbsp;during the first week iOS 14.5 went live.&nbsp;&nbsp;</p>

<p>This uneven growth in ad spending could be&nbsp;attributed to&nbsp;any of the following&nbsp;possibilities:&nbsp;&nbsp;</p>

<ol>
	<li>Ad&nbsp;spending is shifting from iOS apps to Android apps,&nbsp;until&nbsp;there is&nbsp;an alternative&nbsp;tracking&nbsp;solution for&nbsp;replacing&nbsp;IDFA&nbsp;and/or a clear view on how to run successful iOS advertising campaigns.&nbsp;</li>
	<li>The&nbsp;drop in iOS 14.5&nbsp;eCPM&nbsp;rates (by&nbsp;18%-23%) for non-LAT traffic has resulted in&nbsp;iOS app advertisers getting a better deal in the short run, even if publishers are feeling&nbsp;the&nbsp;pinch.&nbsp;</li>
	<li>Market share also&nbsp;plays&nbsp;a&nbsp;huge&nbsp;factor here.&nbsp;Few&nbsp;markets&nbsp;have a higher&nbsp;share&nbsp;on iOS, which&nbsp;could&nbsp;be&nbsp;impacting the numbers/scale of users that brands can reach&nbsp;out to than&nbsp;on Android.&nbsp;</li>
</ol>

<p>From an&nbsp;eCPM&nbsp;perspective,&nbsp;we have observed the&nbsp;eCPMs&nbsp;for LAT traffic to be 37%-42% less than non-LAT traffic. But this difference in percent has been&nbsp;the same for non-iOS 14.5 devices too.&nbsp;</p>

<p>Nevertheless, ad spend appears to remain steady even for other in-app ecosystem players that&nbsp;offer&nbsp;targeted advertising&nbsp;solutions, based&nbsp;on&nbsp;this&nbsp;report.&nbsp;For instance,&nbsp;Singular reported&nbsp;that spending is down by 3.59%, while&nbsp;AdColony&nbsp;says that it is down by 2.51%.&nbsp;Vungle&nbsp;has&nbsp;reported&nbsp;an increase of about 3.32%&nbsp;in ad spending&nbsp;for the same duration.&nbsp;</p>

<p>Also, we are currently observing an&nbsp;SKAdNetwork&nbsp;(SKAN)&nbsp;adoption rate of&nbsp;81%,&nbsp;which goes to show&nbsp;that most of our publishers have adopted SKAN&nbsp;to maintain campaign attribution&nbsp;while&nbsp;respecting&nbsp;user privacy.&nbsp;We are also seeing&nbsp;that&nbsp;81% of our ad requests&nbsp;are&nbsp;enabled with SKAN IDs, which is good for publishers running&nbsp;performance-driven ads.&nbsp;SKAN is Apple&rsquo;s privacy-focused, dedicated mobile measurement and tracking solution.&nbsp;</p>

<p><img alt="SKAN enabled traffic" src="https://go.inmobi.net/hubfs/page-5.png" /></p>

<p>That said, these are still early days, and we know there are a lot of levers in place&nbsp;that&nbsp;both publishers and advertisers&nbsp;can pull&nbsp;to mitigate&nbsp;any negative&nbsp;impact of iOS&nbsp;14.5+. But&nbsp;it&rsquo;s&nbsp;fair to say at this point that only time will tell&nbsp;what the true impact&nbsp;is,&nbsp;and we will be on top of assessing this impact.&nbsp;To get more updates&nbsp;from us on&nbsp;IDFA, <a href="https://go.inmobi.com/idfa/" target="_blank">follow&nbsp;our&nbsp;IDFA tracker</a>,&nbsp;which gets updated on a weekly basis.&nbsp;</p>]]></description>
      <dc:subject><![CDATA[Advertising, Inside InMobi, Media Consumption &amp; Trends, English (EN): inmobi.com, North America, Global,]]></dc:subject>
      
      <dc:creator><![CDATA[ Team InMobi  ]]></dc:creator>
      
      <dc:date>2021-06-03T21:07:00+00:00</dc:date>
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    <item>
      <title><![CDATA[Charting The Rise of M-Commerce]]></title>
      <link>https://www.inmobi.com/blog/2021/06/01/charting-the-rise-of-m-commerce/</link>
      <guid>https://www.inmobi.com/blog/2021/06/01/charting-the-rise-of-m-commerce/</guid>
      <description><![CDATA[<p>The rise of m-commerce, or&nbsp;mobile commerce, is unprecedented.&nbsp;According to data from eMarketer, m-&nbsp;commerce sales&nbsp;originating just from&nbsp;mobile phones&nbsp;<a href="https://www.cbre.us/real-estate-services/real-estate-industries/omnichannel/the-definitive-guide-to-omnichannel-real-estate/by-the-numbers/what-is-the-role-of-m-commerce-in-retail-sales" target="_blank">will&nbsp;likely top $349 million</a>&nbsp;in 2021.&nbsp;This year, overall&nbsp;retail sales&nbsp;coming from&nbsp;mobile devices is expected to&nbsp;account for&nbsp;more than $424 million, accounting for close to 54% of all&nbsp;online shopping&nbsp;dollars spent.&nbsp;</p>

<p>For more context on why these stats around m-commerce&nbsp;market share&nbsp;are so impressive, let&rsquo;s dive into how this space has grown and what is leading this evolution. Let&rsquo;s also dive into how the&nbsp;space will likely evolve going forward, and what both traditional and&nbsp;online retailers&nbsp;need to know about its future.&nbsp;</p>

<h2>Charting M-Commerce Growth&nbsp;Over Time&nbsp;</h2>

<p>For context on m-commerce, it&rsquo;s helpful to see how this space has grown over time.&nbsp;Back in 2013, total retail m-commerce sales were just under $42 billion &ndash; an impressive figure, but only 16% of total e-commerce sales. Considering that the bulk of all retail sales were still&nbsp;in person or occurring through other traditional channels eight years ago, this means that m-commerce was just a small silver of the total retail market.&nbsp;</p>

<p>My, how times have changed! Between 2013 and 2017, m-commerce sales grew by a whopping 276%. And between 2017 and 2021, they are expected to grow by an additional 170%.&nbsp;By the end of this year,&nbsp;the majority of&nbsp;all e-commerce sales&nbsp;will likely be from&nbsp;mobile users.&nbsp;</p>

<p>And what makes all this even more impressive is that&nbsp;all of&nbsp;these predictions date from before the COVID-19 pandemic, which accelerated both e-commerce and m-commerce sales. As habits that emerged while people were largely stuck at home begin to&nbsp;coalesce, it&rsquo;s likely that total m-commerce sales will be even higher by the end of 2021.&nbsp;</p>

<h2>Understanding Changes in&nbsp;Consumer Shopping Habits&nbsp;and&nbsp;Mobile Shopping&nbsp;</h2>

<p>What is leading to the rapid rise of m-commerce? There are a few&nbsp;underlying reasons:&nbsp;</p>

<ul>
	<li><strong>The Growing Primacy of Smartphones:</strong>&nbsp;In May 2011,&nbsp;<a href="https://www.pewresearch.org/internet/fact-sheet/mobile/" target="_blank">just 35% of American adults had a smartphone</a>, according to the Pew Research Center. But in the following decade, that number has jumped to 85%.&nbsp;The fact that so many have a mobile device capable of supporting online shopping makes it a much more feasible option. And on top of that,&nbsp;Americans have been spending more time using mobile devices than they do watching&nbsp;TV&nbsp;<a href="https://content-na2.emarketer.com/us-time-spent-with-media-2021-update" target="_blank">since 2018</a>. The growing ubiquity and popularity of internet-enabled mobile devices means that m-commerce is a more readily acceptable option.&nbsp;No wonder over 80% of m-commerce sales are expected to come from smartphones this year.&nbsp;</li>
	<li><strong>Growth and Proliferation of&nbsp;Shopping Apps:</strong>&nbsp;Also fueling the rise of m-commerce is the fact that consumers have so many more options for shopping via mobile devices. For one thing, many retailers now have their own mobile apps. In addition, marketplace apps like Amazon, eBay and Etsy are incredibly popular. And on top of all that,&nbsp;there are apps like&nbsp;Amazon Pay,&nbsp;Google Pay&nbsp;and&nbsp;Apple Pay&nbsp;that make completing m-commerce transactions much easier and more seamless by simplifying the payments process.&nbsp;This growth in m-commerce infrastructure has done a lot to&nbsp;facilitate&nbsp;the overall growth of m-commerce and mobile retail sales.&nbsp;</li>
	<li><strong>Convenience of E-Commerce:&nbsp;</strong>In many ways, the growth of m-commerce is the natural next step in the overall growth of e-commerce.&nbsp;Total&nbsp;<a href="https://www.businessinsider.com/mobile-commerce-shopping-trends-stats" target="_blank">retail e-commerce&nbsp;sales grew over 14% in 2020</a>, according to eMarketer, and the space is expected to see similar growth in 2021. As the delivery supply chain keeps improving and as consumers become more comfortable with&nbsp;e-commerce, it makes sense that this would lead to a growth in e-commerce happening through their favored device: the smartphone.&nbsp;</li>
	<li><strong>Flexibility in the Buying Process</strong>:&nbsp;BOPIS, or buy online and pick up in store, alongside curbside pickup, have helped fuel the growth of m-commerce. By the end of 2021,&nbsp;<a href="https://retailtouchpoints.com/resources/90-of-retailers-plan-to-implement-bopis-by-2021" target="_blank">90% of retailers may be offering BOPIS</a>. This proved to be very popular during 2020, with consumers opting for contactless purchasing options, and it will likely continue to be popular in the coming months and years.&nbsp;BOPIS is often directly correlated with m-commerce, as brands such as Target require consumers to display their order on their phone before placing items in their trunk.&nbsp;</li>
</ul>

<h2>Why Retail&nbsp;Investment in Mobile&nbsp;is Now a Necessity&nbsp;</h2>

<p>The rise of m-commerce highlights the central role&nbsp;mobile devices&nbsp;now play in the retail shopping landscape. Mobile is how consumers learn about new products, conduct research and make purchases.&nbsp;&nbsp;</p>

<p>As a result, mobile needs to be central to any retail marketing strategy. This includes reaching new audiences through mobile advertising, connecting with existing customers through owned-and-operated apps, driving in-person store traffic&nbsp;through targeting mobile mapping and pushing consumers to make purchases through third-party apps. No matter what a retailer&rsquo;s marketing and business goals may be, mobile is&nbsp;key.&nbsp;</p>

<p>What do you think of the rise of m-commerce? Where do you see the m-commerce space going in the next few years? Let us know your thoughts on&nbsp;social media! You can reach us directly on&nbsp;<a href="https://www.facebook.com/inmobi" target="_blank">Facebook</a>,&nbsp;<a href="https://twitter.com/inmobi" target="_blank">Twitter</a>,&nbsp;<a href="https://www.instagram.com/inmobi_official/?hl=en" target="_blank">Instagram</a>&nbsp;or&nbsp;<a href="https://www.linkedin.com/company/inmobi/" target="_blank">LinkedIn</a>.&nbsp;</p>

<h3>About the Author&nbsp;&nbsp;</h3>

<p>Matthew Kaplan has over a decade of digital marketing experience, working to support the content goals of the world&rsquo;s biggest B2B and B2C brands. He is a passionate app user and evangelist, working to support diverse marketing campaigns across devices.&nbsp;</p>]]></description>
      <dc:subject><![CDATA[Media Consumption &amp; Trends, Understanding Consumers, English (EN): inmobi.com, North America, Global,]]></dc:subject>
      
      <dc:creator><![CDATA[ Matt Kaplan,  Content Strategist  ]]></dc:creator>
      
      <dc:date>2021-06-01T10:47:00+00:00</dc:date>
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    <item>
      <title><![CDATA[Dads and Grads: A Look At Father's Day and Graduation Shopping Plans]]></title>
      <link>https://www.inmobi.com/blog/2021/05/25/dads-and-grads-a-look-at-fathers-day-and-graduation-shopping-plans/</link>
      <guid>https://www.inmobi.com/blog/2021/05/25/dads-and-grads-a-look-at-fathers-day-and-graduation-shopping-plans/</guid>
      <description><![CDATA[<p>Early June sees the convergence of two major events: Father&rsquo;s Day and high school and college graduation ceremonies. For retailers, what will &ldquo;Dads and Grads&rdquo; shopping look like in 2021? That&rsquo;s what we wanted to find out.&nbsp;</p>

<p>To better understand retail spending habits during this period, we engaged in a two-pronged research approach. First, we surveyed 1,500 people across the U.S. using&nbsp;InMobi&nbsp;Pulse,&nbsp;InMobi&rsquo;s&nbsp;mobile market research solution, to see what their stated plans were for this period.&nbsp;&nbsp;</p>

<p>Then, we looked at app ownership trends for mobile apps that we anticipated would see&nbsp;increased adoption and use. For Father&rsquo;s Day, the apps overviewed include Best Buy, Amazon, The Home Depot, Lowe&rsquo;s, Bed, Bath &amp; Beyond, Target and Fanatics. For grads, we reviewed Best Buy, Amazon, Bed, Bath &amp; Beyond, Kindle, Audible, Nook,&nbsp;DoorDash, Uber Eats, Venmo&nbsp;and&nbsp;Cash App.&nbsp;</p>

<p>Here&rsquo;s what our research revealed.&nbsp;</p>

<h2>Top Takeaways&nbsp;</h2>

<ul>
	<li>Over 52% said they will largely buy in person, while over 66% said they will deliver gifts in person.&nbsp;</li>
	<li>43% of those buying something for Father&rsquo;s Day will do their shopping through a mobile device.&nbsp;</li>
	<li>47% of those buying gifts for college graduates this year will spend over $100.&nbsp;</li>
</ul>

<h2>InMobi&nbsp;Pulse Summary of Findings&nbsp;</h2>

<p>How do Americans decide what to buy for Dads and Grads this year? Consumers largely go off of recommendations from friends and family.&nbsp;&nbsp;</p>

<p>For those not going off of recommendations, how do they determine what to get? According to our research, mobile plays a major role in discover.&nbsp;</p>

<p>Those shopping for Father&rsquo;s Day (45%) or college graduation (36%) are significantly more likely to browse online for gifts compared to high school graduation (17%) shoppers. Those shopping for college graduation (19%) are significantly more likely to browse for gifts via mobile ads compared to&nbsp;Father&rsquo;s Day&nbsp;(9%) or high school graduation (5%) shoppers.&nbsp;</p>

<p>When it comes to&nbsp;buying&nbsp;items for Dads and Grads, it turns out a lot of this shopping will happen in person this year. Over 52% said they will largely buy in person, while over 66% said they will deliver gifts in person.&nbsp;</p>

<p>Of course, not everyone is opting for in-person options just yet. Father&rsquo;s Day&nbsp;shoppers&nbsp;are most likely to&nbsp;buy&nbsp;using a mobile device (43%), while those shopping for college graduation are most likely to use a delivery service (26%).&nbsp;</p>

<p>When will these transactions&nbsp;happen?&nbsp;College graduation&nbsp;shoppers&nbsp;are most likely to buy in advance, with 68% of them purchasing two or more weeks before graduation. Only 6% of consumers have already purchased for Father&rsquo;s Day.&nbsp;</p>

<p>What will adults in the U.S. buy for Dads and Grads this year? A third of Father&rsquo;s Day shoppers said they were planning on buying clothing and accessories. College grads are the hardest to shop for apparently, as 32% of college grad gift shoppers said they were unsure of what to get them. Interestingly, high school grads are more likely to get gift cards than college grads.&nbsp;</p>

<p><img alt="shopping trends" src="https://go.inmobi.net/hubfs/Dads%20and%20Grads%20Image-02_v2.png" /></p>

<p>Almost half (46%) of graduation gift purchasers will spend over $100, with 79% spending $50 or more. Among Father&rsquo;s Day gift purchasers, however, 41% of consumers will spend between $20 and $49, with 94% of consumers saying that they will spend the same or more money on Father&rsquo;s Day purchases this year as compared to last year.&nbsp;</p>

<h2>Dads and Grads App Insights&nbsp;</h2>

<p>We also wanted to look at who had apps on their mobile devices that would appear most to Dads and recent graduates, to see how app ownership trends could illuminate upcoming Dads and Grads shopping.&nbsp;Who are using these apps?&nbsp;</p>

<p>Apps for dads, unsurprisingly skews older, while apps for grads tend to skew younger. This is not surprising, although it does highlight that we selected an accurate cohort&nbsp;of apps to review.&nbsp;</p>

<p>Apps for grads have fairly diverse ownership, with apps for dads having more representation from Latinx consumers while apps for grads over-index among Black consumers.&nbsp;Further, apps for grads skew more female, while apps for dads tend to be downloaded by a more affluent&nbsp;ownership audience.&nbsp;Both Grad and&nbsp;Dad app owners are&nbsp;likely to have finance apps and apps related to food and drink on their mobile devices, while&nbsp;Dad app owners are also likely to have other shopping apps.&nbsp;</p>

<p><img alt="app install rate" src="https://go.inmobi.net/hubfs/Dads%20and%20Grads%20Image-01_v2.png" /></p>

<p><img alt="mobile app installs" src="https://go.inmobi.net/hubfs/Dads%20and%20Grads%20Image-03_v2.png" /></p>

<h2>Top Tips for&nbsp;Brands&nbsp;</h2>

<p>When it comes to shopping for Dads and Grads,&nbsp;what do&nbsp;advertisers&nbsp;need to do in order to prepare?&nbsp;For this holiday season, we recommend heeding&nbsp;the following advice:&nbsp;</p>

<ul>
	<li><strong>Use Mobile for Product Discovery:</strong>&nbsp;As our research highlights, digital channels like mobile are a key way for consumers to learn about and browse for items to purchase for Dads and Grads.&nbsp;For retailers, it&rsquo;s a good idea to advertise in apps and utilize all available mobile marketing channels to get the word out while consumers are still in research mode. Aim to run these campaigns at least two weeks before Father&rsquo;s Day&nbsp;and graduation season, as&nbsp;most shoppers buy gifts around two weeks beforehand.&nbsp;</li>
	<li><strong>Embrace Tactics that Drive In-Store Footfall:</strong>&nbsp;Perhaps surprisingly, our research showed that many&nbsp;Dads&nbsp;and Grads purchases will happen in a physical store. Considering that so much shopping has happened virtually over the last 12 months, this is a significant shift.&nbsp;As such, retailers should be sure to embrace tactics that are proven to drive people to physical stores, like&nbsp;in-app advertising that includes dynamic maps based off GPS data.&nbsp;</li>
	<li><strong>Audience Targeting is Key:&nbsp;</strong>Of course, not everyone may be buying for Dads or Grads during this time of the year. As such,&nbsp;it&rsquo;s imperative that retailers only show their messaging to people who are&nbsp;receptive&nbsp;and who have plans to buy for Dads and/Grads. According to our research,&nbsp;Mobile Spenders are among one&nbsp;of the best audiences to target.&nbsp;</li>
</ul>

<p>What are your thoughts on this data? What do you think Father&rsquo;s Day and graduation shopping will actually look like in 2021?&nbsp;Let us know your thoughts on social media! You can reach us directly on&nbsp;<a href="https://www.facebook.com/inmobi" target="_blank">Facebook</a>,&nbsp;<a href="https://twitter.com/inmobi" target="_blank">Twitter</a>,&nbsp;<a href="https://www.instagram.com/inmobi_official/?hl=en" target="_blank">Instagram</a>&nbsp;or&nbsp;<a href="https://www.linkedin.com/company/inmobi/" target="_blank">LinkedIn</a>.&nbsp;</p>]]></description>
      <dc:subject><![CDATA[Consumer Research, English (EN): inmobi.com, North America,]]></dc:subject>
      
      <dc:creator><![CDATA[ Team InMobi  ]]></dc:creator>
      
      <dc:date>2021-05-25T10:35:00+00:00</dc:date>
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    <item>
      <title><![CDATA[Q&A With GeoEdge CEO Amnon Siev]]></title>
      <link>https://www.inmobi.com/blog/2021/05/24/qa-with-geoedge-ceo-amnon-siev/</link>
      <guid>https://www.inmobi.com/blog/2021/05/24/qa-with-geoedge-ceo-amnon-siev/</guid>
      <description><![CDATA[<p>For an in-depth look at the in-app advertising experience, especially in ever-popular mobile gaming space, and how it may change as a result of Apple&#39;s AppTrackingTransparency (ATT) framework, we recently sat down with&nbsp;Amnon Siev, the CEO and Co-Founder of GeoEdge, the premier provider of&nbsp;ad verification&nbsp;and transparency solutions for the online and mobile advertising ecosystem.</p>

<p><iframe allow="accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture" allowfullscreen="" frameborder="0" height="315" src="https://www.youtube.com/embed/5pbGQqei62E" title="YouTube video player" width="560"></iframe></p>

<h2>What do consumers expect from the ads they see in app?</h2>

<p>The answer to this question differs from one app to another. In general, ads that appear in apps appear on a smaller screen and are more prominent. Therefore, they have to be beneficial to the viewer. It would depend on the type of app or game. Each have different levels of tolerance. E-commerce or classified apps that have an ad that prevents efficient usage of the app, or negatively interrupts the users overall experience, is not good. If the ad is part of the experience and helps gain goods and points,&nbsp;that&rsquo;s would be a different story.</p>

<p>It&rsquo;s also about relevance, as the ad should be displayed to the right audience. Users in hyper causal games expect ads, however with games that have in-app purchases&nbsp;and where the user makes purchases,&nbsp;there is less tolerance. The relations between app developers and ads can be challenging, as naturally they prefer not having competitor apps showing up.</p>

<h2>How do consumer expectations around in-app advertising differ for gaming vs. non-gaming apps?</h2>

<p>Gaming apps are all about the experience, so an auto-redirect can derail the user&rsquo;s experience. There is a delicate balance between the need to create a positive user experience, and the willingness to engage with apps in order to gain goods. In gaming, there is a tolerance for ads that help gain points.</p>

<p>The same rule applies for other social apps, where you need to gain an immediate advantage that is related to the app experience. The advertising approach is tied to the ad experience itself.</p>

<p>Outside the realm of gaming apps,&nbsp;it&rsquo;s primarily about having relevant and contextual ad content for the users. For example, users that subscribe to a news app will have less of a tolerance for ads. An ad that interrupts a user reading an article will have a bigger impact than one that appears when browsing between articles.</p>

<p>Knowing your users is key and will lead to the right strategy for app design and flow. Namely, how the user will react to the ads? All in all, the ads should never be interfering with the users&rsquo; experience.</p>

<p><iframe allow="accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture" allowfullscreen="" frameborder="0" height="315" src="https://www.youtube.com/embed/NrqEnq0EevE" title="YouTube video player" width="560"></iframe></p>

<h2>How does a bad ad experience impact how end users think about an app?</h2>

<p>First and foremost, there are a few criteria an ad needs to have:&nbsp;it has to be relevant to the content it&#39;s being displayed with, the users experience can&rsquo;t be interrupted, it can&rsquo;t be offensive, and it should always be high quality. You want to always prevent a negative ad experience. A worst-case scenario would involve an ad that disturbs the app from a technical perspective, which sometimes can lead to the app crashing. An instance like this could lead to bad reviews, and sometimes, a ban from the application store.</p>

<p><iframe allow="accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture" allowfullscreen="" frameborder="0" height="315" src="https://www.youtube.com/embed/uEf-x63FXUE" title="YouTube video player" width="560"></iframe></p>

<h2>What can gaming publishers do to ensure that bad ads don&#39;t appear in their apps?</h2>

<p>Gaming publishers need to create a strategy that outlines expectations with their security partners. The partner must understand who the users are and what their sensitivity level is. As well, the advertiser must manage their expectations as well. The old-world philosophy&nbsp;is do nothing, or there&#39;s the time-consuming process of notifying the supply-side platform (SSP). Our philosophy is to&nbsp;block in real time, shortening the response time and saving energy while preventing bad users experience from appearing. It&rsquo;s a reactive (old world) vs. proactive (our approach).</p>

<p><iframe allow="accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture" allowfullscreen="" frameborder="0" height="315" src="https://www.youtube.com/embed/2enjmzPsqdM" title="YouTube video player" width="560"></iframe></p>

<h2>How, if at all, will Apple&#39;s ATT framework impact how publishers keep bad ads off their iOS apps?</h2>

<p>With Apple&#39;s ATT,&nbsp;ads themselves can interfere with this policy. Therefore, app developers may be banned from the digital ecosystem due to ads that are in violation of the new policy.</p>

<p>Another impact is that IDFA isn&rsquo;t shared, and as a result the targeting and user acquisition strategy changes, which is relevant to the monetization strategy.</p>

<p><iframe allow="accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture" allowfullscreen="" frameborder="0" height="315" src="https://www.youtube.com/embed/qdNNtb-YABI" title="YouTube video player" width="560"></iframe></p>

<h2>How can IAB Tech Lab initiatives like sellers.json help to remove fraud?</h2>

<p>GeoEdge&rsquo;s focus is providing a clean and safe user experience, not traffic fraud. Having that in mind, any initiative that promotes a clean and more transparent ecosystem is beneficial to everyone. We want to be part of an ecosystem where all players are at the highest quality level.</p>

<h2>How is in-app malvertising is evolving, and what can publishers do to keep bad ads off their apps in the future?</h2>

<p>In the in-app environment, we see that malvertising evolves beyond the ad itself and involves the landing page which the ad leads to.</p>

<p>Another big problem is the ad quality. Publishers need to have clarity around&nbsp;the end users in order to define strategy to make sure only the right ads are presented.</p>

<p><iframe allow="accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture" allowfullscreen="" frameborder="0" height="315" src="https://www.youtube.com/embed/1jBqG9rygew" title="YouTube video player" width="560"></iframe></p>

<h2>What is the negative impact of bad ads on app developers?</h2>

<p>The biggest impact?&nbsp;Losing your customer base and the ability to monetize. Apps can be kicked out of the App Store/Google Play, users churn, people leave bad reviews, apps get lower app ratings and ideal users move&nbsp;on to competitors apps.</p>

<p>It has an immediate impact on monetization and the ability to work with monetization partners &ndash; top five in-app platforms won&rsquo;t work with apps that have a low rating.</p>

<p><iframe allow="accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture" allowfullscreen="" frameborder="0" height="315" src="https://www.youtube.com/embed/TO6JufhxPMk" title="YouTube video player" width="560"></iframe></p>

<h3>About the Interviewer&nbsp;&nbsp;</h3>

<p>Matthew Kaplan has over a decade of digital marketing experience, working to support the content goals of the world&rsquo;s biggest B2B and B2C brands. He is a passionate app user and evangelist, working to support diverse marketing campaigns across devices.&nbsp;</p>]]></description>
      <dc:subject><![CDATA[Advertising, In-App Monetization, Trust and Brand Safety, English (EN): inmobi.com, Global,]]></dc:subject>
      
      <dc:creator><![CDATA[ Matt Kaplan,  Content Strategist  ]]></dc:creator>
      
      <dc:date>2021-05-24T17:39:00+00:00</dc:date>
    </item>
  
    <item>
      <title><![CDATA[Charting the Rise of Mobile Gaming in the U.S. [New Report]]]></title>
      <link>https://www.inmobi.com/blog/2021/05/19/charting-the-rise-of-mobile-gaming-in-us-new-report/</link>
      <guid>https://www.inmobi.com/blog/2021/05/19/charting-the-rise-of-mobile-gaming-in-us-new-report/</guid>
      <description><![CDATA[<p>For an in-depth look at the&nbsp;rise of mobile gaming&nbsp;in the&nbsp;United States, be sure to download your copy of our latest&nbsp;eBook,&nbsp;<a href="https://inmobi.docsend.com/view/rd7rvdm5us95wzrs" target="_blank">The Curious Case of Mobile Gaming</a>.&nbsp;</p>

<p style="text-align:center"><a class="btn btn-s" href="https://inmobi.docsend.com/view/rd7rvdm5us95wzrs" style="font-size:24px; border-radius: 25px; font-weight: normal;" target="_blank">Download eBook</a></p>

<p>Here&rsquo;s what we highlight in this&nbsp;eBook:&nbsp;</p>

<ul>
	<li>Why the number of people&nbsp;playing mobile games&nbsp;rose in 2020, and&nbsp;why&nbsp;the&nbsp;number of mobile gamers&nbsp;will rise further.&nbsp;</li>
	<li>Why major mobile&nbsp;game companies&nbsp;and indie&nbsp;game developers&nbsp;dominate the&nbsp;app stores.&nbsp;</li>
	<li>Consumer spending and&nbsp;gaming market share&nbsp;trends.&nbsp;</li>
	<li>How the&nbsp;mobile gaming industry&nbsp;in the U.S. compares to other locales.&nbsp;</li>
	<li>Who has and plays&nbsp;gaming apps&nbsp;on their&nbsp;mobile devices, with an in-depth look&nbsp;on&nbsp;the value of mobile gamer audiences, along with insights on why so many consumers&nbsp;play games&nbsp;on their smartphone and&nbsp;tablet.&nbsp;</li>
	<li>How mobile gaming audiences differ from console&nbsp;video game&nbsp;players.&nbsp;</li>
</ul>

<p style="text-align:center"><a class="btn btn-s" href="https://inmobi.docsend.com/view/rd7rvdm5us95wzrs" style="font-size:24px; border-radius: 25px; font-weight: normal;" target="_blank">Download eBook</a></p>

<h2>Top Quotes on Mobile&nbsp;Gaming in 2020&nbsp;and 2021&nbsp;</h2>

<p>Here&rsquo;s a sneak&nbsp;peak&nbsp;on what&rsquo;s included in our mobile gaming&nbsp;eBook:&nbsp;</p>

<ul>
	<li>
	<p>&ldquo;Marketers must shed all&nbsp;clich&eacute;d&nbsp;notions they might hold in their minds regarding gamers.&nbsp;A&nbsp;recent Think with Google article highlighted that today&rsquo;s gamers are not just young men with niche interests, hunched over a multi-player role-playing gaming console in a dark room. Instead, gamers today make up a community of a wide and vibrant array of individuals. What is shattering these traditional notions? Smartphones are the clear drivers of this change. Mobile has further&nbsp;broken down&nbsp;barriers associated with different geographical classes. Developers have leaned into this opportunity by developing games that reflect the culture of these areas and are working to make sure that their games can run smoothly on smartphone devices. With the democratization of casual gaming on apps, one truth remains: gaming communities. Be it viral mass movements, fan clubs, or streaming communities, gaming&nbsp;is able to&nbsp;cut across numerous boundaries to bring together&nbsp;a large number of&nbsp;individuals together under the influence of one shared passion. With this truth in mind, it is time for marketers to wake up to the sleeping giant napping right in front of them this year!&rdquo;&nbsp;-&nbsp;Elvin&nbsp;Rahardja, Head of Google Marketing Platform at Google&nbsp;</p>
	</li>
	<li>
	<p>&ldquo;Mobile is the most popular platform in the video game industry, with wide and increasing appeal across all age groups. Its strength comes not only from its accessibility and availability, but also from the incredible diversity in mobile titles available. From evergreen properties such as Candy Crush Saga, Pok&eacute;mon Go, and Clash of Clans, to newer hits like Call of Duty: Mobile, and Among Us, mobile gaming&#39;s growth is certain to continue well into the future.&rdquo; - Mat&nbsp;Piscatella, Games Industry Analyst for The NPD Group&nbsp;</p>
	</li>
	<li>&ldquo;Mobile gaming is popular because of its accessibility. Most consumers own a mobile phone, while not as many own consoles. And many popular mobile games have low entry points, as they are based on familiar genres like puzzles and card/casino games. Then there is the obvious reason that mobile games can be played remotely, which makes them more accessible than similar games that can be played on computers.&rdquo; - Blake Droesch,&nbsp;eMarketer Junior Analyst&nbsp;</li>
</ul>

<p>This is just a small sample of what you can expect to find in our latest mobile gaming&nbsp;eBook,&nbsp;<a href="https://inmobi.docsend.com/view/rd7rvdm5us95wzrs" target="_blank">The Curious Case of Mobile Gaming</a>. For more insights and expert advice, be sure to grab your complimentary copy today.&nbsp;</p>

<p style="text-align:center"><a class="btn btn-s" href="https://inmobi.docsend.com/view/rd7rvdm5us95wzrs" style="font-size:24px; border-radius: 25px; font-weight: normal;" target="_blank">Download eBook</a></p>

<p>What are your thoughts on the insights shared in our latest mobile gaming&nbsp;eBook,&nbsp;<a href="https://inmobi.docsend.com/view/rd7rvdm5us95wzrs" target="_blank">The Curious Case of Mobile Gaming</a>? Where do you see the mobile gaming market heading in the coming months and year?&nbsp;Let us know your thoughts on&nbsp;social media! You can reach us directly on&nbsp;<a href="https://www.facebook.com/inmobi" target="_blank">Facebook</a>,&nbsp;<a href="https://twitter.com/inmobi" target="_blank">Twitter,</a>&nbsp;<a href="https://www.instagram.com/inmobi_official/?hl=en" target="_blank">Instagram</a>&nbsp;or&nbsp;<a href="https://www.linkedin.com/company/inmobi/" target="_blank">LinkedIn</a>.&nbsp;</p>

<h2>Why Mobile&nbsp;Gaming Platforms and Gaming App Publishers Should Work&nbsp;With&nbsp;InMobi&nbsp;</h2>

<p>According to&nbsp;App Annie, casual mobile&nbsp;games accounted&nbsp;for&nbsp;<a href="https://www.appannie.com/en/go/state-of-mobile-2021" target="_blank">78% of all gaming apps&nbsp;downloaded in 2020</a>.&nbsp;But,&nbsp;less than a quarter of all dollars spent on mobile&nbsp;games&nbsp;were spent on casual games. While casual and&nbsp;hypercasual&nbsp;titles dominate the App Store and Google Play rankings, many of them need help with monetization.&nbsp;</p>

<p>That&rsquo;s where&nbsp;InMobi, the world&rsquo;s most comprehensive in-app advertising monetization source for publishers and app developers, can come in to help.&nbsp;InMobi&nbsp;helps mobile gaming studios and app publishers the world over&nbsp;maximize&nbsp;earnings with a stable stream of ad revenue from premium demand across ad formats. To learn more our capabilities and to download our ad SDK for yourself, head to&nbsp;<a href="http://go.inmobi.com/gaming" target="_blank">go.inmobi.com/gaming</a>&nbsp;today.&nbsp;</p>

<h3>About the Author&nbsp;&nbsp;&nbsp;</h3>

<p>Matthew Kaplan has over a decade of digital marketing experience, working to support the content goals of the world&rsquo;s biggest B2B and B2C brands. He is a passionate app user and evangelist, working to support diverse marketing campaigns across devices. Some of his favorite mobile gaming apps include&nbsp;WordScapes&nbsp;by&nbsp;PeopleFun&nbsp;and Puzzle Time by&nbsp;Tripledot&nbsp;Studios.&nbsp;</p>]]></description>
      <dc:subject><![CDATA[Consumer Research, In-App Monetization, Understanding Consumers, English (EN): inmobi.com, North America,]]></dc:subject>
      
      <dc:creator><![CDATA[ Matt Kaplan,  Content Strategist  ]]></dc:creator>
      
      <dc:date>2021-05-19T08:22:00+00:00</dc:date>
    </item>
  
    <item>
      <title><![CDATA[Digging Deeper Into SKAdNetwork's Conversion Value]]></title>
      <link>https://www.inmobi.com/blog/2021/05/17/digging-deeper-into-skadnetworks-conversion-value/</link>
      <guid>https://www.inmobi.com/blog/2021/05/17/digging-deeper-into-skadnetworks-conversion-value/</guid>
      <description><![CDATA[<p>Previously, mobile&nbsp;measurement&nbsp;partners (MMPs)&nbsp;used deterministic attribution that allowed&nbsp;for&nbsp;100%&nbsp;exact matching of an app install to an advertising campaign at the user level,&nbsp;in the presence of&nbsp;a device identifier,&nbsp;an IDFA&nbsp;(Apple&rsquo;s identifier for Advertisers).&nbsp;In the absence of an IDFA, MMPs rely on&nbsp;probabilistic attribution&nbsp;to&nbsp;assign campaigns to users or&nbsp;behavior-based attributes,&nbsp;which is not 100% accurate.&nbsp;&nbsp;</p>

<p>Post iOS&nbsp;14.5, advertisers running app install campaigns have anonymous&nbsp;user-level app data,&nbsp;SKAdNetwork&nbsp;postbacks,&nbsp;some data&nbsp;enrichment&nbsp;and conversion&nbsp;values. As such, it is very important to understand the&nbsp;relevance&nbsp;of&nbsp;conversion values&nbsp;today.&nbsp;</p>

<h2>What is&nbsp;a&nbsp;Conversion&nbsp;Value?&nbsp;</h2>

<p>Conversion&nbsp;values&nbsp;are&nbsp;a way&nbsp;to&nbsp;derive&nbsp;post-install data&nbsp;against a&nbsp;SKAdNetwork&nbsp;campaign&nbsp;by maintaining user privacy&nbsp;under Apple&rsquo;s&nbsp;AppTrackingTransparency&nbsp;(ATT)&nbsp;restrictions,&nbsp;where MMPs can assist advertisers&nbsp;in&nbsp;setting&nbsp;up the&nbsp;SKAdNetwork&nbsp;framework for attribution.&nbsp;&nbsp;</p>

<h2>Use&nbsp;Case of Conversion&nbsp;Values&nbsp;</h2>

<p>Lifetime value&nbsp;(LTV)&nbsp;at a user level is an essential way&nbsp;to get&nbsp;insights&nbsp;about&nbsp;in-app events that the user has completed&nbsp;and app&nbsp;retention rate.&nbsp;Post iOS&nbsp;14.5, conversion value in the&nbsp;SKAdNetwork&nbsp;framework will play a key role&nbsp;as a proxy to LTV. It will&nbsp;be&nbsp;anonymously&nbsp;reported against a&nbsp;campaign&nbsp;ID&nbsp;with some limitations of its own.&nbsp;&nbsp;</p>

<h2>Limitations of&nbsp;SKAN&nbsp;Conversion&nbsp;Value&nbsp;</h2>

<ul>
	<li>It should be sent by the app to Apple once the app developer has collected enough information about an app install to predict the LTV&nbsp;within a 24-hour&nbsp;time&nbsp;limit set by&nbsp;&nbsp;SKAdNetwork.&nbsp;&nbsp;</li>
	<li>Conversion&nbsp;value can only be sent once to Apple.&nbsp;</li>
</ul>

<h3>6-Bit Value&nbsp;Associated&nbsp;With&nbsp;Conversion&nbsp;Value&nbsp;</h3>

<p>Conversion&nbsp;value is made up of a 6-bit value that is a series of 0&rsquo;s&nbsp;and 1&rsquo;s.&nbsp;These help&nbsp;describe the state&nbsp;of the&nbsp;conversion&nbsp;value.&nbsp;Whether these bits are turned off (0) or on (1) can help describe a state, or how something exists.&nbsp;&nbsp;</p>

<p>There could be various combinations of the&nbsp;conversion value&nbsp;like -&nbsp;001000. A 6-bit value has 2^6 (=2*2*2*2*2*2) different combinations, or 64 ways it can be represented (as each of the bits can be 0 or 1 at any time).&nbsp;</p>

<p>These values could be used by advertisers in multiple ways to determine different states within the app.&nbsp;For Example, each achieved level in a game could be mapped&nbsp;as the following:&nbsp;</p>

<ol>
	<li>000000 = level 0&nbsp;</li>
	<li>000001 = level 1&nbsp;</li>
	<li>000010 = level 2&nbsp;</li>
</ol>

<p>There is a 24-hour timer&nbsp;for when&nbsp;the&nbsp;conversion&nbsp;value needs to be updated. If not, Apple will report the last&nbsp;conversion&nbsp;value sent by the app.&nbsp;Hence, we want users to reach the highest level in the user journey within 24 hours&nbsp;post install.&nbsp;&nbsp;</p>

<h2>How&nbsp;SKAdNetwork&rsquo;s&nbsp;Timer&nbsp;Mechanism&nbsp;Works&nbsp;</h2>

<p>Advertisers&nbsp;can set these states at their own level or with the help of&nbsp;an&nbsp;MMP to notify&nbsp;Apple&nbsp;for the following things:&nbsp;</p>

<ul>
	<li>
	<p>Every time an app install occurs.&nbsp;</p>
	</li>
	<li>Every time a user completes one of the&nbsp;conversion&nbsp;value &ldquo;states&rdquo; within the app.&nbsp;</li>
</ul>

<p>This can be put to use by advertisers in multiple ways&nbsp;as per the client&rsquo;s&nbsp;KPIs.&nbsp;InMobi&nbsp;DSP&nbsp;is committed to&nbsp;making the&nbsp;use of conversion values simple&nbsp;for advertisers.&nbsp;Reach out to us for more details.&nbsp;&nbsp;</p>]]></description>
      <dc:subject><![CDATA[Advertising, Products &amp; Tools, English (EN): inmobi.com, Global,]]></dc:subject>
      
      <dc:creator><![CDATA[ Team InMobi  ]]></dc:creator>
      
      <dc:date>2021-05-17T08:14:00+00:00</dc:date>
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    <item>
      <title><![CDATA[How Does ATT Change the Rules for MMPs?]]></title>
      <link>https://www.inmobi.com/blog/2021/05/17/how-does-att-change-the-rules-for-mmps/</link>
      <guid>https://www.inmobi.com/blog/2021/05/17/how-does-att-change-the-rules-for-mmps/</guid>
      <description><![CDATA[<p>Now that&nbsp;iOS 14.5&nbsp;is live, many iOS users are opting&nbsp;out&nbsp;of&nbsp;IDFA&nbsp;(Apple&rsquo;s Identifier for Advertisers). This&nbsp;makes&nbsp;advertisers&nbsp;depend on&nbsp;SKAdNetwork&nbsp;(SKAN), Apple&rsquo;s own solution for tracking app installs in a privacy-compliant manner.&nbsp;Since the announcement&nbsp;about these changes&nbsp;first&nbsp;came out&nbsp;last year, there has been quite a&nbsp;lot of&nbsp;talk around alternative solutions to&nbsp;SKAdNetwork,&nbsp;with&nbsp;some&nbsp;mobile measurement partners (MMPs)&nbsp;showing&nbsp;support by complying with&nbsp;SKAN-based solutions,&nbsp;while&nbsp;others&nbsp;were digging deeper into&nbsp;how they could add value&nbsp;on top of what SKAN provides.&nbsp;</p>

<p>In this blog, we&rsquo;ll&nbsp;deep dive into two&nbsp;important aspects where MMPs play a major role&nbsp;and&nbsp;how&nbsp;it&nbsp;will&nbsp;change in the post iOS 14.5&nbsp;world.&nbsp;&nbsp;</p>

<h2>What&nbsp;Alternatives&nbsp;Were&nbsp;MMPs&nbsp;Working&nbsp;On?&nbsp;</h2>

<p>Let&rsquo;s&nbsp;start with understanding some of the basics of attribution:&nbsp;deterministic&nbsp;and probabilistic.&nbsp;&nbsp;</p>

<p>Earlier,&nbsp;MMPs used&nbsp;deterministic attribution&nbsp;that allowed&nbsp;for the&nbsp;exact matching of an app install to an advertising campaign at the user level&nbsp;in the presence of&nbsp;a device identifier like&nbsp;an IDFA. When an app install is deterministically attributed to a campaign, there&rsquo;s an assumed 100% probability that the install&nbsp;event&nbsp;came from a specific campaign.&nbsp;</p>

<p>In the absence of an IDFA, MMPs&nbsp;will largely&nbsp;rely on&nbsp;probabilistic&nbsp;attribution&nbsp;for&nbsp;assigning campaigns to users or&nbsp;behavior-based attributes.&nbsp;This is not a 100%&nbsp;accurate&nbsp;way of determining&nbsp;whether a specific campaign drove an install, as there could be a&nbsp;probability&nbsp;of the install being driven from one on more campaigns.&nbsp;&nbsp;</p>

<h2>What&nbsp;Role&nbsp;Will MMPs&nbsp;Play in&nbsp;Tracking&nbsp;Users&nbsp;Now?&nbsp;&nbsp;</h2>

<p>As per the&nbsp;ATT&nbsp;guidelines, MMPs will no longer be able to support probabilistic&nbsp;attribution&nbsp;on&nbsp;Limit&nbsp;Ad Tracking (LAT)&nbsp;and&nbsp;opted-out&nbsp;traffic from iOS 14.5 onwards. This means that advertisers will have no option but to rely on&nbsp;SKAN&nbsp;to attribute installs on campaigns targeting&nbsp;Apple mobile device owners using&nbsp;iOS 14.5 and above.&nbsp;</p>

<p>This means app install ad campaign&nbsp;data will come only from&nbsp;SKAdNetwork&nbsp;without revealing user-level details.&nbsp;However, advertiser&nbsp;will still be able to receive the following&nbsp;data:&nbsp;</p>

<ul>
	<li><strong>Anonymous data:</strong>&nbsp;Publisher id(source),&nbsp;campaign&nbsp;ID,&nbsp;conversion&nbsp;value&nbsp;</li>
	<li><strong>Campaigns:</strong>&nbsp;Click,&nbsp;impressions etc.&nbsp;&nbsp;</li>
	<li><strong>Deterministic attribution from MMPs:</strong>&nbsp;for&nbsp;opt-in iOS&nbsp;14.5 users&nbsp;using IDFA&nbsp;&nbsp;</li>
	<li><strong>App data:</strong>&nbsp;Login, event interaction&nbsp;&nbsp;</li>
	<li><strong>Install data&nbsp;</strong></li>
</ul>

<p>Just about each MMP has already partnered with&nbsp;SKAdNetwork&nbsp;to&nbsp;have the&nbsp;advertiser&nbsp;<strong>control the data flow</strong>&nbsp;to the MMP via&nbsp;an&nbsp;SDK. Every MMP has created a new&nbsp;user interface&nbsp;to enable attribution in a post iOS 14.5&nbsp;world.&nbsp;&nbsp;</p>

<p>Many&nbsp;MMPs&nbsp;are&nbsp;offering&nbsp;data enrichment&nbsp;that will provide attribution at some level.&nbsp;For&nbsp;now,&nbsp;we have campaign-level details being attributed for most of the&nbsp;MMPs,&nbsp;and we might have some more coming.&nbsp;&nbsp;</p>

<p><strong>Conversion values</strong>&nbsp;for post-install data&nbsp;are&nbsp;another area where MMPs can&nbsp;assist&nbsp;advertisers, especially around setting up&nbsp;the&nbsp;SKAdnetwork&nbsp;framework for attribution.&nbsp;&nbsp;</p>

<p>SKAdNetwork&nbsp;has its own limitations&nbsp;around data flow, data enrichment&nbsp;and&nbsp;post-install data,&nbsp;which we&rsquo;ll&nbsp;dig into&nbsp;in&nbsp;further&nbsp;blog&nbsp;posts.&nbsp;InMobi&nbsp;DSP has&nbsp;been&nbsp;preparing for these&nbsp;attribution&nbsp;changes&nbsp;by working closely with our MMP partners.&nbsp;Feel&nbsp;free to&nbsp;reach out to us for more details.&nbsp;</p>]]></description>
      <dc:subject><![CDATA[Advertising, Product and Technology, English (EN): inmobi.com, Global,]]></dc:subject>
      
      <dc:creator><![CDATA[ Team InMobi  ]]></dc:creator>
      
      <dc:date>2021-05-17T08:06:00+00:00</dc:date>
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    <item>
      <title><![CDATA[Understanding Click-Through and View-Through Attribution in the Post-IDFA Landscape]]></title>
      <link>https://www.inmobi.com/blog/2021/05/11/understanding-click-through-and-view-through-attribution-in-the-post-idfa-landscape/</link>
      <guid>https://www.inmobi.com/blog/2021/05/11/understanding-click-through-and-view-through-attribution-in-the-post-idfa-landscape/</guid>
      <description><![CDATA[<p>Now that iOS 14.5 is live, Apple is officially enforcing its AppTrackingTransparency (ATT) framework. As a result of these changes, apps will be required to get users&rsquo; permission to collect and share their data. &nbsp;</p>

<p>This all means that IDFAs, the device-level identifiers currently used for attribution and other advertising purposes, will be largely unavailable. Exact opt-in numbers vary, but some estimates point to 20% or fewer users opting in.&nbsp;</p>

<p>While these changes will impact just about all aspect of in-app advertising in the iOS ecosystem, the changes will especially affect attribution for app install and user acquisition (UA) campaigns. Let&rsquo;s deep dive into two particular aspects: click-through and view-through attribution.&nbsp;</p>

<h2>Understanding Click-Through and View-Through Attribution Today&nbsp;</h2>

<p>Before highlighting what&rsquo;s changing, let&rsquo;s level set on what click-through and view-through attribution looked like before iOS 14.5 was live. How does it work now?&nbsp;</p>

<p>Quick definitions: Click-through attribution describes how advertisers can trace how someone clicks on an ad and then installs an app, while view-through attribution (VTA) shows how someone viewed an ad and then later installed the app. Ultimately, both types of attribution tell a UA-focused advertiser whether they responded to their app install campaign.&nbsp;</p>

<p>Right now, IDFAs, as device-level identifiers, are used to determine who saw and/or clicked on an ad and who later installed an app on their mobile device. This fingerprinting and tracking often is monitored and reported on by a mobile measurement partner (MMP).&nbsp;</p>

<h2>Understanding the Future of Click-Through and View-Through Attribution&nbsp;</h2>

<p>Now that iOS 14.5 is live, all app install and UA tracking will have to go through SKAdNetwork, Apple&rsquo;s own tracking solution. While SKAdNetwork does provide some basic reporting, it is not nearly as granular as what MMPs have historically provided.&nbsp;</p>

<p>In the post-IDFA landscape, there is no real-time attribution and no specific user-based attribution. While MMPs are still figuring out alternatives to support device-level user campaign measurement, there are various measurement models, like probabilistic attribution, that could be available but are compliant with Apple&rsquo;s policies only for those who have opted in.&nbsp;</p>

<p>Going forward, both click-through and view-through attribution will be handled by SKAdNetwork. &nbsp;</p>

<ul>
	<li>For click-through attribution, SKAdNetwork will only measure and record a click when the App Store is opened. This is a different view and definition of clicks vs. what many advertisers are used to seeing.&nbsp;</li>
	<li>For view-through attribution, when users have seen a rendered ad for three or more seconds, the publisher fires an impression to Apple with the signature of the ad server. This is again happening at the exchange level, and exchanges need to make changes to their SDKs to support VTA supply. &nbsp;&nbsp;</li>
</ul>

<p>Before running any app install campaigns, it&rsquo;s important to test out SKAdNetwork to see how click-through and view-through attribution is being measured and recorded. Since SKAdNetwork is very new for most UA-focused advertisers, testing is imperative. Also be sure to look at how different exchanges are handling reporting.&nbsp;</p>

<p>Overall, InMobi DSP is ready to help advertisers manage this transition smoothly, and we will ensure our partners are adhering to these policies from Apple. If you have any additional questions and want to know more about how InMobi DSP will be handling UA campaigns in Apple mobile devices, <a href="https://www.inmobi.com/company/contact/" target="_blank">be sure to reach out to us today.</a>&nbsp;</p>]]></description>
      <dc:subject><![CDATA[Acquiring New Users, Advertising, English (EN): inmobi.com, Global,]]></dc:subject>
      
      <dc:creator><![CDATA[ Team InMobi  ]]></dc:creator>
      
      <dc:date>2021-05-11T17:59:00+00:00</dc:date>
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    <item>
      <title><![CDATA[Benefits of Running Advertising Campaigns Centered Around Programmatic Advertising KPIs]]></title>
      <link>https://www.inmobi.com/blog/2021/05/11/benefits-of-running-advertising-campaigns-centered-around-programmatic-advertising-kpis/</link>
      <guid>https://www.inmobi.com/blog/2021/05/11/benefits-of-running-advertising-campaigns-centered-around-programmatic-advertising-kpis/</guid>
      <description><![CDATA[<p>Apple&rsquo;s&nbsp;AppTrackingTransparency&nbsp;(ATT) framework makes&nbsp;it more difficult to&nbsp;target audiences at the user level on iOS devices, which is leading to alternatives, such as centering campaigns solely around&nbsp;programmatic advertising KPIs&nbsp;(key performance&nbsp;indicators), becoming more common&nbsp;in in-app&nbsp;programmatic campaigns.&nbsp;How do you bring&nbsp;campaign goals&nbsp;and KPIs to the forefront, and why is this beneficial for anyone running in-app&nbsp;programmatic ads?&nbsp;</p>

<h2>How KPI-Based Campaigns Work&nbsp;</h2>

<p>Let&rsquo;s level set on what we&rsquo;re talking about here. With KPI-based campaigns, buying is solely centered around achieving a particular KPI.&nbsp;Branding campaigns have long relied on this kind of logic, using high-level KPIs to determine if enough of the right people were exposed to a brand&rsquo;s messaging and ads.&nbsp;</p>

<p>The idea being here is that if an advertiser meets or exceeds their KPIs with a particular campaign, then they can be certain that the campaign was successful and that it reached the right people.&nbsp;</p>

<p>What kinds of KPIs do mobile advertisers prioritize? Viewability is a big one, to make sure that people verifiably saw the ad. For video ad campaigns, video completion rates (VCR) are key,&nbsp;as they highlight whether people liked the video ad enough to watch&nbsp;it&nbsp;up until&nbsp;the&nbsp;end. Other common KPIs include click-through rate&nbsp;(CTR) and view-through rate (VTR).&nbsp;</p>

<p>For example, let&rsquo;s say an advertiser wanted to run a&nbsp;brand awareness campaign&nbsp;in app using a variety of formats, including&nbsp;display ads&nbsp;and&nbsp;native ads.&nbsp;To determine whether the campaign was successful in the end, the advertiser can look to see if viewability was high&nbsp;- often at least above 80%.&nbsp;&nbsp;</p>

<p>This can be a better indicator of reach that just looking at the total&nbsp;number of people&nbsp;exposed to ads, as a metric like viewability rate highlights&nbsp;whether people&nbsp;actually saw&nbsp;the ad &ndash; which is critical for branding.&nbsp;&nbsp;</p>

<p>KPI-led campaigns can also work for down-funnel activities like&nbsp;custom acquisitions. For instance, let&rsquo;s say a brand wanted to use&nbsp;video ads&nbsp;to drive people to sign up via a dedicated&nbsp;landing page.&nbsp;One way they could tell if their&nbsp;video campaign&nbsp;was successful was by seeing if the ad had a high video completion rate (ideally over 80%).&nbsp;This could then help them calculate the overall conversion rate, to see if people&nbsp;actually went&nbsp;from watching the video to&nbsp;visiting your site&nbsp;to signing up.&nbsp;</p>

<h2>Benefits of&nbsp;KPI-Based Campaigns&nbsp;</h2>

<p>KPI-based campaigns are poised to make a comeback, especially on the in-app side.&nbsp;Privacy-first initiatives&nbsp;from industry players,&nbsp;such as&nbsp;the ATT framework, alongside legal changes such as GDPR and CCPA, have made&nbsp;it less feasible to run&nbsp;ad&nbsp;campaigns that target very specific subsets of users,&nbsp;especially when you think&nbsp;of&nbsp;retargeting&nbsp;campaigns.&nbsp;</p>

<p>KPI-led advertising, however, can be done independently of any user-level targeting. Even if an advertiser is not explicitly going after a specific subset of people, they can be sure they are reaching them just by reviewing their KPIs.&nbsp;&nbsp;</p>

<p>For example, let&rsquo;s say a luxury automaker was looking to boost awareness of its latest line of cars. In the past, they may have elected to only show their ads to people they knew would be interested in buying their cars (like high income earners).&nbsp;&nbsp;</p>

<p>But even if they can&rsquo;t target these kinds of user cohorts, the brand could still use KPIs&nbsp;to make sure that the right people were seeing their ads.&nbsp;&nbsp;</p>

<p>If the automaker ran creatives that highlighted the luxuriousness of their new line of cars and&nbsp;saw&nbsp;a high&nbsp;viewability rate and a high click-through rate, then the brand could be confident that the ads were successful as those metrics&nbsp;can be&nbsp;initial&nbsp;indicators of potential success.&nbsp;&nbsp;</p>

<p>It&rsquo;s not always a one-to-one connection between interactivity and intent to buy, of course, but it does give a brand a sense of whether their ads are at least reaching audiences that are interested in their messaging.&nbsp;</p>

<p>KPI-based campaigns don&rsquo;t have to be solely reactive. When advertisers&nbsp;are able to&nbsp;collect data and review ad performance in&nbsp;real time, they can tweak campaigns as they&nbsp;are running to ensure&nbsp;optimal performance.&nbsp;</p>

<h2>Other Privacy-First In-App Advertising Options&nbsp;</h2>

<p>Of course, KPI-based advertising is not the only privacy-centric way to run a campaign. In particular,&nbsp;<a href="https://www.inmobi.com/blog/2021/03/11/contextual-targeting-for-apps" target="_blank">contextual targeting</a>, in which ads are shown based on the content someone is consuming in the moment, can be used in addition to or alongside KPI-based advertising. In this way, brands can be sure their programmatic advertising efforts are&nbsp;successful&nbsp;even in the absence of highly specific audience targeting.&nbsp;</p>]]></description>
      <dc:subject><![CDATA[Advertising, English (EN): inmobi.com, Global,]]></dc:subject>
      
      <dc:creator><![CDATA[ Team InMobi  ]]></dc:creator>
      
      <dc:date>2021-05-11T09:05:00+00:00</dc:date>
    </item>
  
    <item>
      <title><![CDATA[InMobi Now Available as Header Bidding Demand Source on DT FairBid]]></title>
      <link>https://www.inmobi.com/blog/2021/05/10/inmobi-now-available-as-header-bidding-demand-source-on-fyber/</link>
      <guid>https://www.inmobi.com/blog/2021/05/10/inmobi-now-available-as-header-bidding-demand-source-on-fyber/</guid>
      <description><![CDATA[<p>Publishers monetizing their inventory via in-app bidding on&nbsp;Digital Turbine&nbsp;can&nbsp;now&nbsp;gain access to premium demand from InMobi. We are pleased to share that InMobi is available as a real-time bidder for all publishers on&nbsp;DT FairBid.&nbsp;&nbsp;&nbsp;</p>

<p>At InMobi, we are committed to providing our publishers with programmatic solutions that can help them scale their monetization efforts. We also&nbsp;strongly&nbsp;believe in the benefits of in-app bidding in&nbsp;order to&nbsp;maximize&nbsp;publisher revenue and performance without&nbsp;compromising&nbsp;on operational efficiency.&nbsp;&nbsp;</p>

<p>Our latest partnership with&nbsp;Digital Turbine helps us&nbsp;further&nbsp;this mission by&nbsp;offering publishers access&nbsp;to&nbsp;premium&nbsp;advertising&nbsp;demand&nbsp;on&nbsp;InMobi Exchange&nbsp;through&nbsp;their&nbsp;existing&nbsp;FairBid&nbsp;stack at no additional cost.</p>

<p>InMobi Exchange is connected to&nbsp;over&nbsp;120 demand-side platforms (DSPs), which in turn are connected to more than 20,000 advertisers, including leading brands&nbsp;and Fortune 500 companies.&nbsp;&nbsp;<br />
<br />
&ldquo;InMobi becoming a DT FairBid bidding partner is just another step in the longstanding partnership between the companies,&rdquo; said James Hughes, VP of Global Supply at Digital Turbine. &ldquo;InMobi&rsquo;s demand brings new monetization opportunities to our publisher partners, helping drive even better results by bolstering their interstitials, banners and rewarded video ads.&rdquo;</p>

<p>&ldquo;Digital Turbine has been a key partner for InMobi since 2014. We are thrilled that&nbsp;InMobi&rsquo;s&nbsp;integration with DT FairBid&nbsp;is now available for app publishers looking to strengthen&nbsp;their&nbsp;monetization outcomes via bidding. Publishers can maximize&nbsp;eCPMs&nbsp;and fill rates by&nbsp;tapping into&nbsp;InMobi&rsquo;s&nbsp;premium in-app advertising dollars without compromising on&nbsp;operational efficiency,&rdquo; said Ram (TK) Krishnamurthy, Vice President of Customer Success at InMobi.&nbsp;<br />
&nbsp;<br />
If you&rsquo;re interested in&nbsp;getting started,&nbsp;reach out to your Customer Success Manager&nbsp;or write to&nbsp;<a href="mailto:support@inmobi.com">support@inmobi.com</a>&nbsp;for more information.&nbsp;&nbsp;</p>

<p>&nbsp;<br />
&nbsp;</p>]]></description>
      <dc:subject><![CDATA[Announcements, English (EN): inmobi.com, Global,]]></dc:subject>
      
      <dc:creator><![CDATA[ Team InMobi  ]]></dc:creator>
      
      <dc:date>2021-05-10T20:37:00+00:00</dc:date>
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    <item>
      <title><![CDATA[InMobi Now Integrated With MoPub's Advanced Bidding   ]]></title>
      <link>https://www.inmobi.com/blog/2021/05/03/inmobi-now-integrated-with-mopub-advanced-bidding/</link>
      <guid>https://www.inmobi.com/blog/2021/05/03/inmobi-now-integrated-with-mopub-advanced-bidding/</guid>
      <description><![CDATA[<p>With in-app header bidding being widely adopted by publishers across the globe in 2020, we are excited to kickstart the new quarter with&nbsp;InMobi&rsquo;s&nbsp;integration with&nbsp;MoPub&rsquo;s&nbsp;in-app bidding solution,&nbsp;<a href="https://www.mopub.com/en/publishers/advanced-bidding" target="_blank">Advanced Bidding</a>.&#8239;&nbsp;&nbsp;<br />
&nbsp;<br />
Advanced Bidding is the reimagination of header bidding for the mobile app&nbsp;environment,&nbsp;and&nbsp;is designed to help publishers more efficiently monetize their inventory by replacing the traditional ad waterfall with simultaneous real-time bidding from ad networks and DSPs.&nbsp;&nbsp;</p>

<p>Gaming and non-gaming publishers using&nbsp;MoPub&nbsp;Advanced Bidding can now access&nbsp;InMobi&#39;s&nbsp;premium&nbsp;demand through this integration.&nbsp;&nbsp;<br />
&nbsp;<br />
<em>&ldquo;As the foundation for our customers&#39; deep-rooted growth in the short and long term,&nbsp;MoPub&nbsp;is a big believer in Advanced Bidding and a true unified auction. We are excited to have InMobi as a real-time bidding network and believe their participation in this way will help bring incremental benefits to app creators, marketers and users,&rdquo; said Ben Kaplan, Product Marketing Lead at&nbsp;MoPub.&nbsp;</em></p>

<p><em>&ldquo;MoPub&nbsp;has long been a marquee partner for us here at InMobi, and we are excited about this new opportunity. Both our advertiser and publisher partners will benefit&nbsp;immensely from this integration,&rdquo;&nbsp;said Ram (TK) Krishnamurthy, Vice President of Customer Success at InMobi.&nbsp;</em></p>

<h2>Why Enable InMobi on&nbsp;MoPub&rsquo;s&nbsp;Advanced Bidding?&nbsp;</h2>

<p>If&nbsp;you are&nbsp;evaluating new bidders to&nbsp;be added to&nbsp;your&nbsp;MoPub&nbsp;Advanced Bidding setup, here&nbsp;are three reasons&nbsp;why&nbsp;you&nbsp;should&nbsp;add&nbsp;InMobi:&nbsp;</p>

<p><strong>1) Stronger Monetization Outcomes&nbsp;</strong><br />
Exposing your inventory to more buyers can fetch higher returns by increasing the competition for your impressions, yielding higher fills,&nbsp;eCPMs&nbsp;and&nbsp;revenue. Leading gaming and non-gaming publishers have&nbsp;already&nbsp;seen up to 3x&nbsp;eCPMs&nbsp;and 5x&nbsp;ad revenue growth through&nbsp;InMobi&rsquo;s&nbsp;header bidding integrations.&nbsp;<br />
&nbsp;</p>

<p><strong>2) Improved&nbsp;Demand Diversity&nbsp;</strong><br />
While having a wide range of bidding networks is essential to maximize returns from header&nbsp;bidding setups, the&nbsp;quality&nbsp;of demand flowing in is also critical. Enabling InMobi as a demand source on&nbsp;MoPub&nbsp;will open your access to premium, high-quality demand from over 120 leading DSPs and the 20,000 advertisers sitting behind them, including leading brand names and Fortune 500 companies.&nbsp;<br />
&nbsp;</p>

<p><strong>3) Hassle-Free Integration&nbsp;</strong><br />
Another advantage of&nbsp;InMobi&rsquo;s&nbsp;integration with&nbsp;MoPub&nbsp;is that you can&nbsp;easily&nbsp;get started with monetization by simply adding InMobi as a demand source without incurring any additional costs.&nbsp;</p>

<h3>&nbsp;<br />
Get Started Right Away&nbsp;</h3>

<ol>
	<li>Integrate the latest SDKs from&nbsp;MoPub&nbsp;and InMobi&nbsp;through the latest adapter.&nbsp;</li>
	<li>Set up, configure&nbsp;and&nbsp;map placements&nbsp;on the InMobi UI.&nbsp;</li>
	<li>Add&nbsp;InMobi as a demand source on&nbsp;the&nbsp;MoPub&nbsp;UI&nbsp;and configure InMobi placement IDs.&nbsp;</li>
</ol>

<p><img alt="MoPub UI" src="https://go.inmobi.net/hubfs/InMobi-MoPub-screenshot.png" /></p>

<p>In case you have any questions, please reach out to your InMobi Customer Success Manager or write to&nbsp;<a href="mailto:support@inmobi.com">support@inmobi.com</a>.&nbsp;</p>]]></description>
      <dc:subject><![CDATA[Announcements, In-App Monetization, English (EN): inmobi.com, Global,]]></dc:subject>
      
      <dc:creator><![CDATA[ Team InMobi  ]]></dc:creator>
      
      <dc:date>2021-05-03T16:07:00+00:00</dc:date>
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    <item>
      <title><![CDATA[Are Americans Ready To Go Back Outside? Understanding In-Person Entertainment Preferences]]></title>
      <link>https://www.inmobi.com/blog/2021/04/29/are-americans-ready-to-go-back-outside-understanding-in-person-entertainment-preferences/</link>
      <guid>https://www.inmobi.com/blog/2021/04/29/are-americans-ready-to-go-back-outside-understanding-in-person-entertainment-preferences/</guid>
      <description><![CDATA[<p>As the Covid-19 vaccine becomes more widely available and as states begin to ease restrictions, are Americans ready to go outside again for entertainment?&nbsp;To find out, we&rsquo;ve been conducting consumer research since December 2020 through&nbsp;InMobi&nbsp;Pulse,&nbsp;InMobi&rsquo;s&nbsp;mobile market research solution.&nbsp;&nbsp;</p>

<p>According to the latest results from March and April 2021,&nbsp;while some adults in the U.S. are ready to go to the movies or sporting events, others are still hesitant. Here&rsquo;s what our most recent research uncovered.&nbsp;</p>

<h2>Top Takeaways&nbsp;</h2>

<ul>
	<li>People who are not vaccinated and have no plans to be vaccinated are most likely to be visiting entertainment venues in person.&nbsp;</li>
	<li>The vast majority of&nbsp;people have no plans to go to movie theaters, concerts, theme parks or live sporting events in the next year.&nbsp;</li>
	<li>Mask requirements, social distancing standards and capacity limits&nbsp;will make Americans feel more comfortable attending in-person events, and adults in the U.S. like to learn about these precautions through a venue website or mobile app, via news sources&nbsp;and through advertising.&nbsp;</li>
</ul>

<h2>What Activities Are Americans Doing? Survey Results Revealed&nbsp;</h2>

<p>Perhaps unsurprisingly, adults in the U.S. are largely avoiding indoor entertainment venues like movie theaters and concerts.&nbsp;Among the 875 people polled&nbsp;that&nbsp;visited movie theatres or attend concerts pre-pandemic, 83% said they are not going to movie theaters or concert venues in person&nbsp;this year,&nbsp;and&nbsp;women were more likely&nbsp;than men to say this was the case for them.&nbsp;</p>

<p><img alt="" src="https://go.inmobi.net/hubfs/gif1.gif" style="height:1080px; width:1920px" /></p>

<p>However, habits are shifting over time. For example, while 83% of those between 18 and 24 years old said they were not attending concerts this year&nbsp;when asked in December, only 66% of this cohort said the same thing in&nbsp;late March and early April&nbsp;2021.&nbsp;Similarly, while 81% of those between 45 and 54 years old said they wouldn&rsquo;t be going to movie theaters over the next 12 months when asked in December, that percentage dropped to 73% in the latest survey.&nbsp;</p>

<p>Americans are more likely to seek out outdoor entertainment like going to a theme park or a professional sporting event, but&nbsp;the difference is not large. We found that&nbsp;80% said they would not be attending a professional sporting event in person, while 78% said they are avoiding theme parks.&nbsp;&nbsp;</p>

<p><img alt="" src="https://go.inmobi.net/hubfs/gif2.gif" style="height:1080px; width:1920px" /></p>

<p>Who is most likely to be attending events in person? According to our research, people who are not vaccinated and have no plans to be vaccinated are most likely to say they are going to entertainment venues in person now or in the immediate future.&nbsp;On the flip side, the people least likely to be going to any of these places in person right now are those who are not vaccinated but plan to be soon.&nbsp;</p>

<h3>When Will Americans Be Ready for In-Person Entertainment Again?&nbsp;</h3>

<p>When will people be venturing outside&nbsp;again?&nbsp;According to our research, 21% said they will be going to theme parks, movie theaters, etc., in the next six months, while 15% said in the next two to three months. But some of this is dependent on other factors, as 17% said they would go to these in-person entertainment options only&nbsp;when&nbsp;a vaccine is widely available.&nbsp;</p>

<p>The group that is the most optimistic are those who are not vaccinated and don&rsquo;t plan to get a vaccine, as 16% of this cohort said they will be going to these places this month. In contrast, just 2% of those who are not currently vaccinated but hope to be soon&nbsp;said&nbsp;they are attending these kinds of events this month.&nbsp;</p>

<h3>How to Convince People to Attend Events&nbsp;In&nbsp;Person&nbsp;</h3>

<p>What kinds of precautions will make Americans feel more comfortable attending in-person events such as movies, concerts, sporting events or theme parks? Mask requirements topped the list at 63%, followed by&nbsp;social distancing standards (47%), capacity limits (42%) and enhancing cleaning and sanitation (42%).&nbsp;People between 18 and 24 years old heavily prefer mask requirements (79% said this), while 52% of women said capacity limits would&nbsp;make them feel more comfortable.&nbsp;</p>

<p><img alt="" src="https://go.inmobi.net/hubfs/gif3-1.gif" style="height:1080px; width:1920px" /></p>

<p>Overall, half said they would like to learn more about the coronavirus precautions venues are taking for in-person entertainment.&nbsp;However, 40% of those who are not vaccinated and don&rsquo;t plan to be said they were not interested in learning about these precautions.&nbsp;</p>

<p>Among those who said that certain precautions would make you more comfortable attending in-person events, we also wanted to find out how they like to learn about these steps. Over half (52%) said they like to learn about these precautions through&nbsp;a venue website or mobile app, with 71% of those between the ages of 35 and 44 saying this was their preferred method.&nbsp;&nbsp;</p>

<p>Other commonly cited ways to learn about these precautions included&nbsp;news sources (45%), advertising (36%) and social media (35%).&nbsp;Among women, 42% said they wanted to learn about precautions through advertising, while only 31% of men said the same thing.&nbsp;</p>

<h3>Who Is Getting&nbsp;The&nbsp;Vaccine?&nbsp;</h3>

<p>One thing that became clear&nbsp;in our research is that attitudes toward the vaccine and plans around receiving a dosage impacted whether someone was&nbsp;comfortable going&nbsp;to&nbsp;an entertainment venue in person&nbsp;in the next year.&nbsp;On a positive note, over half&nbsp;of those&nbsp;previously&nbsp;interested in in-person entertainment&nbsp;said they were already partially or fully vaccinated.&nbsp;</p>

<p>Overall,&nbsp;entertainment goers&nbsp;between the ages of 45 and 54 were almost twice as likely as&nbsp;others overall&nbsp;in their cohort&nbsp;to say that they are not vaccinated and have no plans to be vaccinated. On the flip side,&nbsp;people between 18 and 34 years old were more likely to say that they are not vaccinated yet but hope to be in the future.&nbsp;</p>

<h2>Looking to Welcome Guests Back&nbsp;To&nbsp;Your Entertainment Venue Soon? Here&rsquo;s What You Need to Know&nbsp;</h2>

<p>For companies that operate entertainment centers, it&rsquo;s critical to keep a close eye on consumer sentiment before fully reopening. As our research shows, attitudes toward attending in-person&nbsp;events again vary widely and are changing.&nbsp;</p>

<p>One thing that is certain is the need to still take precautions. As our data highlights, consumers still want mask mandates, social distancing guidelines, limited capacity and other safeguards implemented before they&rsquo;re ready to go back to their old habits and routines. Of course, preferences around in-person entertainment&nbsp;vary&nbsp;widely depending on whether someone has the vaccine yet, where they live and other factors.&nbsp;&nbsp;</p>

<p>At this stage, education is still crucial.&nbsp;As our data shows, digital platforms like apps combined with outreach efforts like advertising can go a long way towards informing the public about safety measures and helping to show when and how it&rsquo;s safe to go back to&nbsp;entertainment venues in person.&nbsp;</p>

<h4>About the Author&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</h4>

<p>Matthew Kaplan has over a decade of digital marketing experience, working to support the content goals of the world&rsquo;s biggest B2B and B2C brands. He is a passionate app user and evangelist, working to support diverse marketing campaigns across devices.&nbsp;</p>]]></description>
      <dc:subject><![CDATA[English (EN): inmobi.com,]]></dc:subject>
      
      <dc:creator><![CDATA[ Matt Kaplan,  Content Strategist  ]]></dc:creator>
      
      <dc:date>2021-04-29T10:03:00+00:00</dc:date>
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    <item>
      <title><![CDATA[Understanding Attribution in the World of iOS 14.5]]></title>
      <link>https://www.inmobi.com/blog/2021/04/28/attribution-ios-14.5/</link>
      <guid>https://www.inmobi.com/blog/2021/04/28/attribution-ios-14.5/</guid>
      <description><![CDATA[<p>Apple is now officially enforcing its&nbsp;AppTrackingTransparency&nbsp;(ATT) framework, as iOS 14.5 is presently live. With this change, apps will be required to prompt users to explicitly opt in to having data about them collected and shared for advertising purposes.&nbsp;</p>

<p>As a result of these changes, Apple&rsquo;s device-level Identifier for Advertisers (IDFA) will be largely unavailable for most iOS app users. What do these changes mean for&nbsp;in-app advertising attribution?&nbsp;How will advertisers focused on app installs and user acquisition be able to optimize, target and report if they no longer have user-level data?&nbsp;Let&rsquo;s explore further.&nbsp;</p>

<h2>How IDFAs are Used Now&nbsp;</h2>

<p>Right now, IDFAs are used to identify the device and link an impression or a click to a mobile app install or conversion. While this will&nbsp;still continue&nbsp;for those who opt in, it&rsquo;s important to note that only around 20% of iOS app users are likely to opt in.&nbsp;</p>

<h2>What Will Post-IDFA Attribution Look Like?&nbsp;</h2>

<p>Now that IDFAs are&nbsp;only available for those who explicitly opt in,&nbsp;advertising attribution for app install campaigns will look a little different:&nbsp;</p>

<ul>
	<li>
	<p>When a user clicks on an ad, they will be pointed to the App Store listing, with parameters on the back end containing campaign details for identification.&nbsp;&nbsp;&nbsp;</p>
	</li>
	<li>
	<p>After a user installs the app, an install will be attributed with no user or device&nbsp;ID. This will contain the campaign&nbsp;ID, conversion&nbsp;value or&nbsp;source app&nbsp;ID.&nbsp;&nbsp;&nbsp;</p>
	</li>
	<li>A timer of&nbsp;24 hours max&nbsp;is set where within the Apple Threshold, a&nbsp;postback&nbsp;will be sent on the timer expiration. Further, this data is forwarded to&nbsp;mobile measurement partners&nbsp;(MMPs)&nbsp;when applicable.&nbsp;</li>
</ul>

<p>Earlier, the MMPs played a key role in this attribution process where an install could be attributed to a click based on the device/user ID.&nbsp;Now,&nbsp;with IDFAs&nbsp;only being available for those who specifically opt in,&nbsp;attribution will largely go through&nbsp;SKAdNetwork (SKAN), Apple&rsquo;s own solution for tracking app installs in a privacy-compliant manner.&nbsp;&nbsp;</p>

<p>Still,&nbsp;the&nbsp;App&nbsp;Store plays a key role in facilitating the whole process. The&nbsp;App&nbsp;Store,&nbsp;along with the Apple servers&nbsp;through&nbsp;SKAdNetwork,&nbsp;disassociates user&nbsp;IDs&nbsp;and&nbsp;any other information sent&nbsp;along in the ad chain.&nbsp;</p>

<p>Of course, it&rsquo;s very important to note that there will be users who consent to being tracked and others who don&#39;t. Advertisers will use a mix of MMPs and SKAN&nbsp;to have the best of both worlds.&nbsp;</p>

<p>Now that iOS 14.5 is live, attribution for app install campaigns in iOS will look very different. If you have any additional questions and want to know more about how&nbsp;InMobi&nbsp;DSP will be handling UA campaigns in Apple mobile devices, <a href="https://www.inmobi.com/company/contact/" target="_blank">be sure to reach out to us today</a>.&nbsp;</p>]]></description>
      <dc:subject><![CDATA[Acquiring New Users, English (EN): inmobi.com, Global,]]></dc:subject>
      
      <dc:creator><![CDATA[ Team InMobi  ]]></dc:creator>
      
      <dc:date>2021-04-28T18:58:00+00:00</dc:date>
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    <item>
      <title><![CDATA[InMobi wins 5 key awards at Adgully's Digixx Awards 2021]]></title>
      <link>https://www.inmobi.com/blog/2021/04/21/inmobi-wins-5-key-awards-at-adgullys-digixx-awards-2021/</link>
      <guid>https://www.inmobi.com/blog/2021/04/21/inmobi-wins-5-key-awards-at-adgullys-digixx-awards-2021/</guid>
      <description><![CDATA[<p>As marketers prepare themselves to achieve their bigger and bolder goals for 2021, let&rsquo;s take a look at some of the success stories which impressed judges at this year&rsquo;s Digixx Awards organized by Adgully. We were thrilled to have received&nbsp;<strong>5 key awards&nbsp;</strong>across multiple categories for our various unique campaigns.<br />
<br />
Wondering what it takes to build an award-winning campaign? You can check out our case studies below:<br />
<br />
<strong>1. Mondel&#275;z helps Cadbury lovers unlock a sweet surprise</strong><br />
Gold - Programmatic &amp; Performance Marketing (B2B/B2C)<br />
<br />
You can learn more about this success story <a href="https://go.inmobi.net/hubfs/Mondelez%20Chocobakes/Mondelez%20Case%20Study.pdf">here</a>.<br />
<img alt="" src="https://go.inmobi.net/hubfs/IND_2021_DigixxAwards/2.png" style="height:300px; width:300px" /><br />
<br />
<strong>2. Ferns N Petals spreads happiness by enabling gifting for millions of Indians</strong><br />
Gold - Search Marketing &amp; Display Marketing (Retails &amp; Ecommerce)<br />
<br />
<img alt="" src="https://go.inmobi.net/hubfs/IND_2021_DigixxAwards/3.png" style="height:300px; width:300px" /><br />
<br />
<strong>3. Breeze Liquid - Driving Personalization at Scale</strong><br />
Gold - Data Analytics and Optimisation<br />
<br />
You can learn more about this success story <a href="https://go.inmobi.com/unilever-breeze/">here</a>.<br />
<img alt="" src="https://go.inmobi.net/hubfs/IND_2021_DigixxAwards/5.png" style="height:300px; width:300px" /><br />
<br />
<strong>4. Meesho Empowers Women to start their Business with Zero Investment</strong><br />
Silver - Programmatic &amp; Performance Marketing (Data, Tech and Commerce)<br />
<br />
You can learn more about this success story <a href="https://go.inmobi.net/hubfs/Meesho%20and%20InMobi%20Case%20Study.pdf">here</a>.<br />
<img alt="" src="https://go.inmobi.net/hubfs/IND_2021_DigixxAwards/6.png" style="height:300px; width:300px" /><br />
<br />
<strong>5. Kingfisher #StayAtHome</strong><br />
Bronze - Programmatic &amp; Performance Marketing (B2B/B2C)<br />
<br />
You can learn more about this success story <a href="https://www.inmobi.com/case-study/kingfisher-stayathome-success-story">here</a>.<br />
<img alt="" src="https://go.inmobi.net/hubfs/IND_2021_DigixxAwards/4.png" style="height:300px; width:300px" /><br />
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<a href="https://www.inmobi.com/case-study/">Click here</a> to check out all our success stories in detail.<br />
&nbsp;</p>]]></description>
      <dc:subject><![CDATA[Awards, Success Stories, English (EN): inmobi.com, Asia Pacific,]]></dc:subject>
      
      <dc:creator><![CDATA[ Team InMobi  ]]></dc:creator>
      
      <dc:date>2021-04-22T00:27:00+00:00</dc:date>
    </item>
  
    <item>
      <title><![CDATA[InMobi partners with iQIYI International to drive OTT Demand Programmatically]]></title>
      <link>https://www.inmobi.com/blog/2021/04/20/inmobi-partners-with-iqyi-international-to-drive-ott-demand-programmatically/</link>
      <guid>https://www.inmobi.com/blog/2021/04/20/inmobi-partners-with-iqyi-international-to-drive-ott-demand-programmatically/</guid>
      <description><![CDATA[<p>InMobi partners with&nbsp;iQIYI&nbsp;International, the&nbsp;leading on-demand video streaming app&nbsp;from&nbsp;Asia,&nbsp;to&nbsp;monetize&nbsp;its&nbsp;ad&nbsp;revenues and further&nbsp;its&nbsp;global&nbsp;footprint.&nbsp;Through&nbsp;<a href="https://www.inmobi.com/exchange">InMobi Exchange</a>, the leading&nbsp;mobile&nbsp;exchange,&nbsp;advertisers&nbsp;can&nbsp;reach out to audiences from&nbsp;a wide range of&nbsp;over 30,000 global apps&nbsp;with 90% SDK direct inventory.&nbsp;With the brand safety and fraud mitigation&nbsp;measures in place&nbsp;from MOAT,&nbsp;IAS and&nbsp;DoubleVerify, advertisers can confidently leverage&nbsp;the Exchange platform&nbsp;to reach out to their audiences. With&nbsp;IAS tech lab standards&nbsp;such as&nbsp;ads.txt,&nbsp;<a href="https://www.inmobi.com/blog/2019/04/16/everything-you-need-to-know-about-sellers.json">sellers.json</a>,&nbsp;and Schain object, brands can&nbsp;get&nbsp;a&nbsp;360-degree&nbsp;transparent view of the ad ecosystem and operate&nbsp;in a&nbsp;fraud-free environment.&nbsp;</p>

<p>iQIYI&nbsp;International&nbsp;has leveraged&nbsp;InMobi Exchange in monetizing&nbsp;its&nbsp;ad revenues in&nbsp;key&nbsp;countries such as&nbsp;Indonesia,&nbsp;the&nbsp;Philippines, Thailand, India,&nbsp;and Vietnam.&nbsp;With&nbsp;the platform&rsquo;s&nbsp;best-in-class platform capabilities&nbsp;and a wide portfolio of top-class&nbsp;global&nbsp;advertisers,&nbsp;the publisher&nbsp;has&nbsp;seen 2X growth in&nbsp;ad revenues in just&nbsp;six&nbsp;months,&nbsp;and&nbsp;83% fill rates on banner ads and 90% on interstitial ads.&nbsp;</p>

<blockquote>
<p>iQIYI&nbsp;International&nbsp;can be accessed programmatically on the InMobi Exchange through various DSPs,&nbsp;including&nbsp;<a href="https://www.inmobi.com/blog/2020/04/20/inmobi-exchange-enables-direct-access-for-dv360-media-buyers">direct access via DV360</a>.</p>
</blockquote>

<p>Sudhanshu Saxena,&nbsp;Director, Supply and DSP Partnerships, SEA, InMobi,&nbsp;adds,&nbsp;&ldquo;iQiyi&nbsp;International has a diverse consumer base comprising of a wide range of female users, of which a majority are young audiences aged between 18 to 35. With&nbsp;12X&nbsp;increase in daily user growth in 2020 and their wide range of in-app ad inventory, the app is growing at an unmatched pace and provides visually delightful ad experiences for the OTT app users&rdquo;.&nbsp;&nbsp;</p>

<p>Ranked in the top 10 apps in the entertainment category&nbsp;on the Play Store,&nbsp;iQIYI&nbsp;International&nbsp;is Asia&rsquo;s leading on-demand video streaming platform with record consumption of 3.5 billion monthly video minutes and 265 million monthly video views&nbsp;and is a perfect advertising platform for brands to&nbsp;reach out to their audiences&rdquo;.&nbsp;&nbsp;</p>

<p>&nbsp;</p>

<p style="text-align:center"><img alt="OTT Demand" src="https://go.inmobi.net/hubfs/iQIYI/iQYI_01.png" style="height:342px; width:850px" /></p>

<p>&nbsp;</p>

<p>Speaking of the&nbsp;phenomenal&nbsp;growth of the app,&nbsp;Rishi&nbsp;Bedi, VP, SEA, Japan &amp; Korea, InMobi, says, &ldquo;iQIYI&nbsp;International stands apart with its original Asian content, UI that support multiple languages, and globalized content produced&nbsp;with localized teams. With a strong presence in about&nbsp;ten&nbsp;countries across Asia,&nbsp;iQIYI&nbsp;International recorded&nbsp;the&nbsp;highest new content downloads, app opening frequency per day on Play Store. Adhering to brand safety, the app comes with a non-UGC safety&nbsp;promise, making it a strong publisher platform for advertisers to reach out to their audiences.&rdquo;&nbsp;</p>

<h2><strong>Top&nbsp;3 Reasons to&nbsp;Partner with InMobi for Monetization&nbsp;</strong></h2>

<ol>
	<li><strong>Global Demand Portfolio</strong>: Exclusive access to&nbsp;120+ DSPs and over 5,000 programmatic buyers representing top brands from around the world.&nbsp;</li>
	<li><strong>Brand Safety</strong>:&nbsp;With strong&nbsp;brand-safe&nbsp;practices and the&nbsp;<a href="https://www.inmobi.com/blog/2021/03/23/inmobi-recertified-by-tag-fourth-year-in-a-row">certification from TAG&nbsp;consecutively for the fourth time</a>,&nbsp;InMobi provides&nbsp;a&nbsp;risk-free&nbsp;and&nbsp;brand-safe platform for brands to reach out to their consumers.&nbsp;</li>
	<li><strong>Non-intrusive Ad Experience</strong>:&nbsp;Access&nbsp;in-app monetization opportunities that strike the right balance between revenue and user experience&nbsp;with&nbsp;our comprehensive suite of ad formats including rich media, video,&nbsp;and customizable native ad units.&nbsp;</li>
</ol>

<p>To know more&nbsp;about&nbsp;InMobi monetization services, visit our&nbsp;<a href="https://www.inmobi.com/advertising-cloud/publisher">Programmatic Monetization Platform Page</a>.&nbsp;</p>]]></description>
      <dc:subject><![CDATA[Advertising, In-App Monetization, Understanding Consumers, English (EN): inmobi.com, Asia Pacific,]]></dc:subject>
      
      <dc:creator><![CDATA[ Team InMobi  ]]></dc:creator>
      
      <dc:date>2021-04-20T07:27:00+00:00</dc:date>
    </item>
  
    <item>
      <title><![CDATA[Mother’s Day Shopping Trends 2021]]></title>
      <link>https://www.inmobi.com/blog/2021/04/16/mothers-day-shopping-trends-2021/</link>
      <guid>https://www.inmobi.com/blog/2021/04/16/mothers-day-shopping-trends-2021/</guid>
      <description><![CDATA[<p>In a year which, for many people, Mother&rsquo;s Day will be&nbsp;celebrated virtually, what will be the&nbsp;biggest&nbsp;Mother&rsquo;s Day shopping trends&nbsp;of 2021? How do&nbsp;Americans plan to spend&nbsp;on&nbsp;Mother&rsquo;s Day&nbsp;this year?&nbsp;</p>

<p>To find how&nbsp;consumers planned&nbsp;to&nbsp;celebrate mother, we&nbsp;commissioned&nbsp;a survey through&nbsp;<a href="https://www.inmobi.com/pulse" target="_blank">InMobi&nbsp;Pulse</a>,&nbsp;InMobi&rsquo;s&nbsp;mobile market research solution.&nbsp;In April, we polled over 1,100 people across the U.S., asking them whether they would even be&nbsp;celebrating Mother&rsquo;s Day&nbsp;this year,&nbsp;how they&nbsp;planned to celebrate&nbsp;and what they were planning on buying Mom (if anything) for her&nbsp;special day.&nbsp;</p>

<p>Here&rsquo;s what the&nbsp;survey shows.&nbsp;</p>

<h2>Mother&rsquo;s Day Celebration Plans&nbsp;&nbsp;</h2>

<p>One thing we were curious about was whether consumers would even bother getting anything for Mom this year. With Americans still dealing with the toll of the COVID-19 pandemic,&nbsp;would any&nbsp;annual Mother&rsquo;s Day&nbsp;plans still occur?&nbsp;</p>

<p>What we found, however, was that the majority (75%) of consumers expect to spend the same amount or more this year compared to 2020. Overall, 65% of those celebrating Mother&rsquo;s Day this year will make a gift or other purchase.&nbsp;</p>

<p>While most will be buying&nbsp;Mother&rsquo;s Day gifts&nbsp;this year, likely fewer people are celebrating this year than in 2020. According to research&nbsp;from last year from the&nbsp;National&nbsp;Retail&nbsp;Federation&nbsp;(NRF),&nbsp;<a href="https://nrf.com/insights/holiday-and-seasonal-trends/mothers-day" target="_blank">over 80% said</a>&nbsp;they would be&nbsp;celebrating the holiday&nbsp;then.&nbsp;I predict that&nbsp;total spending&nbsp;this holiday season&nbsp;will likely top&nbsp;$20 billion this year, as the NRF last year predicted that Mother&rsquo;s Day spending would be close to $27&nbsp;billion.&nbsp;</p>

<p>According to our research, Americans would be&nbsp;spending an average&nbsp;of anywhere between $20 and $100 for Mom this Mother&rsquo;s Day (69% said they would be spending&nbsp;this much in 2021).&nbsp;Additionally,&nbsp;total spending&nbsp;from&nbsp;online shopping&nbsp;aficionados&nbsp;will&nbsp;be greater&nbsp;than&nbsp;from&nbsp;those&nbsp;planning&nbsp;to shop in person.&nbsp;</p>

<p>Most of this spending, however, won&rsquo;t be happening too far in advance. Most purchases (60%) will take place one to three weeks before Mother&rsquo;s Day, our research found.&nbsp;</p>

<p>Who is most likely to be buying gifts this Mother&rsquo;s Day? According to our research, men are significantly more likely than women to shell out over $100. Additionally, consumers between the ages of 25 and 34 and 45 to 54 will spend more than other age groups.&nbsp;</p>

<h2>Role&nbsp;of&nbsp;Mobile and E-Commerce&nbsp;in Mother&rsquo;s Day Shopping&nbsp;</h2>

<p>According to our research, mobile will play a major role in how Americans learn about and buy gifts for Mom this year.&nbsp;Consumers use their mobile device on average 22% more often than other devices to make a purchase this Mother&rsquo;s Day. In addition, 33% said they will&nbsp;shop&nbsp;using their mobile device, versus 27% who said they would do their shopping on a desktop computer or laptop.&nbsp;</p>

<p>Our research also found that 36% of Mother&rsquo;s Day purchasers will look for gift ideas online (via online ads or online browsing).&nbsp;</p>

<p>It&rsquo;s also&nbsp;worthwhile to note that mobile is where Moms themselves spend a lot of time. Around&nbsp;68% of moms spend three hours or more per day on mobile devices, while 40% of Moms spend between three and five hours per day on mobile devices.&nbsp;</p>

<h2>Top Gift&nbsp;Ideas&nbsp;</h2>

<p>What will Mom be getting this Mother&rsquo;s Day? According to our research, it will be more than&nbsp;flowers and gifts&nbsp;for the home, although flowers unsurprisingly were the top gift idea this year.&nbsp;Other top ideas include&nbsp;gift cards, clothing, jewelry and special outings like a&nbsp;nice dinner.&nbsp;</p>

<p><strong>Top 10 Mother&rsquo;s Day Gifts for 2021:&nbsp;</strong></p>

<ol>
	<li>Flowers&nbsp;</li>
	<li>Greeting Cards&nbsp;</li>
	<li>Clothing/Accessories&nbsp;</li>
	<li>Gift Cards&nbsp;</li>
	<li>Jewelry&nbsp;</li>
	<li>Special Outing&nbsp;</li>
	<li>Housewares/Garden Tools&nbsp;</li>
	<li>Personal Service&nbsp;</li>
	<li>Electronics&nbsp;</li>
	<li>Experiences&nbsp;</li>
</ol>

<h2>Recommendations to Retailers for Mother&rsquo;s Day 2021&nbsp;</h2>

<p>With just a short amount of time left before Mother&rsquo;s Day, what can retailers do to ensure success this holiday season? Based on our research, we recommend following these four tips:&nbsp;</p>

<ul>
	<li>Ramp up mobile advertising to help inspire gift&nbsp;ideas.&nbsp;&nbsp;</li>
	<li>Target audiences who are more likely to spend a lot this Mother&rsquo;s Day and/or are more likely to shop online for gifts, e.g., online shopping enthusiasts, men,&nbsp;people between&nbsp;35&nbsp;and&nbsp;44&nbsp;years old, etc.&nbsp;&nbsp;</li>
	<li>Focus&nbsp;creative messaging on timely/convenient delivery and pick up options.&nbsp;&nbsp;</li>
	<li>Include up to the day reminders that drive purchasers in store for&nbsp;items like&nbsp;flowers&nbsp;and&nbsp;cards.&nbsp;&nbsp;&nbsp;</li>
</ul>

<h3>About the Author&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</h3>

<p>Matthew Kaplan has over a decade of digital marketing experience, working to support the content goals of the world&rsquo;s biggest B2B and B2C brands. He is a passionate app user and evangelist, working to support diverse marketing campaigns across devices.&nbsp;</p>]]></description>
      <dc:subject><![CDATA[Consumer Research, Understanding Consumers, English (EN): inmobi.com, North America,]]></dc:subject>
      
      <dc:creator><![CDATA[ Matt Kaplan,  Content Strategist  ]]></dc:creator>
      
      <dc:date>2021-04-16T18:00:00+00:00</dc:date>
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    <item>
      <title><![CDATA[Overview of Mobile Streaming Services Users in 2021]]></title>
      <link>https://www.inmobi.com/blog/2021/04/14/overview-of-mobile-streaming-services-users-in-2021/</link>
      <guid>https://www.inmobi.com/blog/2021/04/14/overview-of-mobile-streaming-services-users-in-2021/</guid>
      <description><![CDATA[<p>There are now dozens of popular&nbsp;video streaming&nbsp;and on-demand&nbsp;video services, but who&nbsp;are these&nbsp;streaming services users? What&nbsp;video content&nbsp;options do they know about and prefer, and is there space in the rapidly growing&nbsp;streaming market&nbsp;for new entries? That&rsquo;s what we wanted to find out.&nbsp;</p>

<p>To get a better sense of how this marketing is evolving, we embarked on a two-stage approach. First, we conducted a mobile survey using&nbsp;InMobi&nbsp;Pulse, speaking with hundreds of&nbsp;consumers across the&nbsp;United States&nbsp;to&nbsp;see which&nbsp;streaming platforms and services&nbsp;they turned to most frequently. We then looked at app install trends, to see who&nbsp;had been installing these kinds of apps on their mobile devices &ndash; specifically, we wanted to focus on the growing ad-supported video&nbsp;on&nbsp;demand&nbsp;(AVOD)&nbsp;marketplace&nbsp;while also reviewing the more established subscription video on demand (SVOD) space.&nbsp;</p>

<p>Here&rsquo;s what we uncovered.&nbsp;</p>

<h2>Market Research: Streaming Services Awareness&nbsp;</h2>

<p>There are now dozens of streaming video services available, with even more set to be released in the coming months. In this glut, which services stand out from the pack?&nbsp;&nbsp;</p>

<p>That&rsquo;s&nbsp;what we wanted to find out with our survey. In December, we ran a survey designed to see which streaming services available people knew about and used, focusing on&nbsp;ad free&nbsp;pay TV&nbsp;options that primarily featured&nbsp;original programming&nbsp;and&nbsp;original content.&nbsp;&nbsp;</p>

<p>Services including&nbsp;Disney+, Peacock,&nbsp;HBO Max,&nbsp;Apple TV&nbsp;Plus and Starz&nbsp;were highlighted in our survey.&nbsp;For this effort, we elected to not include&nbsp;live TV&nbsp;apps or&nbsp;streaming brands like Netflix and&nbsp;Amazon Prime Video&nbsp;that have been around for a long time and already have a&nbsp;million subscribers&nbsp;or more. Netflix has over&nbsp;200 million&nbsp;global subscribers and Amazon Prime Video has more than&nbsp;150 million&nbsp;subscribers, while&nbsp;Disney+&nbsp;has yet to crack 100 million&nbsp;subscribers&nbsp;<a href="https://www.cnbc.com/2021/02/18/streaming-wars-how-to-tell-whos-winning-and-whos-losing.html" target="_blank">as of February 2021</a>.&nbsp;</p>

<p>Of these five, Disney+&nbsp;has the strongest awareness both overall and more specifically for their mobile app. Women&nbsp;were more likely than men to say they were aware of these streaming services, while HBO Max had more awareness among those in the 35 to 44 age group.&nbsp;</p>

<p><img alt="streaming services trends" src="https://go.inmobi.net/hubfs/1_Awareness%20Chart.png" /></p>

<p>We observed similar trends when we asked Americans about the&nbsp;apps&nbsp;they used and preferred.&nbsp;</p>

<p><img alt="streaming service 2021" src="https://go.inmobi.net/hubfs/Usage%20Chart_v2.png" /></p>

<p>It&rsquo;s hardly surprising to see Disney+&nbsp;with the most awareness. Disney brought their extensive catalog of popular content, and they have offered multiple&nbsp;free trial&nbsp;options to entice signups since their&nbsp;initial launch. Disney has also launched popular content like The Mandalorian as a Disney+&nbsp;exclusive; in comparison, HBO Max didn&rsquo;t go live until well after&nbsp;Game of Thrones, possibly the most popular show in the HBO catalog, had ended.&nbsp;</p>

<p>We saw this dynamic play out when we asked about why people prefer certain streaming platforms. Except for Apple TV Plus,&nbsp;users prefer specific streaming offerings because of specific content they provide.&nbsp;</p>

<p><img alt="most used streaming services 2021" src="https://go.inmobi.net/hubfs/3_Features%20Chart.png" /></p>

<p>What can these platforms do to get more subscribers in the future? Offering a low price point is imperative, according to the Americans we&nbsp;surveyed.&nbsp;</p>

<p><img alt="app user segmentation" src="https://go.inmobi.net/hubfs/4_Motivators%20Chart.png" /></p>

<p>It will be key to the five platforms included in our research to heed this advice, as the consumers talked to said they were overall unlikely to&nbsp;consider&nbsp;subscribing to one of the five if they weren&rsquo;t already a customer.&nbsp;</p>

<p><img alt="new streaming services 2021" src="https://go.inmobi.net/hubfs/5_Consideration%20Chart.png" /></p>

<p><img alt="new streaming services" src="https://go.inmobi.net/hubfs/14_Key%20Findings%201.png" /></p>

<h2>AVOD Services Overview: Looking at Recent App Installers&nbsp;</h2>

<p>In the video streaming space,&nbsp;most of the attention is focused on the heavy hitters like Netflix and Disney+, which&nbsp;operate on a paid subscription model. But with cost becoming a major consideration &ndash;&nbsp;<a href="https://www.foxbusiness.com/lifestyle/streaming-services-cost-users" target="_blank">around 75% of U.S. video streaming consumers don&rsquo;t want to pay&nbsp;over $30 a month for these services</a>&nbsp;&ndash; free, ad-supported video on demand (AVOD) platforms are becoming more popular.&nbsp;&nbsp;</p>

<p>According to CNBC, Pluto TV had over 28 million monthly active users (MAUs) last year, while Tubi had 33 million MAUs. Further, Peacock had 33 million signups in January 2021 and Hulu&nbsp;now&nbsp;has close to 40 million subscribers.&nbsp;</p>

<p>With AVOD platforms becoming more popular and establishing a key niche for themselves in the crowded video streaming market, we wanted to look at how this space was evolving on mobile. To that end, we revised&nbsp;the app install trends in this category stretching from September to December 2020. We also wanted to look at who were downloading the following AVOD apps:&nbsp;Pluto TV, Tubi TV, Hulu, Peacock, CW and Crackle.&nbsp;</p>

<p>Here&rsquo;s what this analysis uncovered.&nbsp;</p>

<p><img alt="app user acquisition" src="https://go.inmobi.net/hubfs/6_Daily%20Installs%20Chart1.png" /></p>

<p>According to our net install data (looking at total installs and total uninstalls), Pluto TV and Tubi TV are leading the way, with Hulu showing strong performance throughout the period. These two leaders see the best performance when they&nbsp;release new content; this aligns with our survey, which showed platform loyalty heavily tied to content.&nbsp;</p>

<p>It will be especially interesting to see how Peacock performs over the coming months. Now the marquee app for all NBCUniversal content (including&nbsp;The Office),&nbsp;Peacock is one of the only AVOD&nbsp;services with its own in-house suite of premium content.&nbsp;</p>

<p>But who have these apps on their mobile devices?&nbsp;Interestingly, most AVOD app owners are male. Among these apps, only Hulu as a majority female ownership audience.&nbsp;</p>

<p><img alt="app user segmentation" src="https://go.inmobi.net/hubfs/8_Gender%20Chart1.png" /></p>

<p>In terms of age range, AVOD apps are most popular with people between 26 and 55 years old. The CW and Hulu boast the strongest adoption among app users&nbsp;age 35 and younger, while Pluto TV app owners skew older than the app owners of other AVOD apps.&nbsp;</p>

<p><img alt="Mobile Streaming Services Users" src="https://go.inmobi.net/hubfs/10_Age%20Chart1.png" /></p>

<p>We also wanted to look at the propensity of these app owners to have other AVOD apps on their mobile devices. Our analysis showed that Crackle&rsquo;s app owners are the heaviest&nbsp;AVOD app owners, while Hulu app owners were the least likely to have other AVOD apps on their mobile devices.&nbsp;</p>

<p><img alt="target audience insights" src="https://go.inmobi.net/hubfs/App%20Owned%20Chart1_v2.png" /></p>

<p><img alt="advertising target audience" src="https://go.inmobi.net/hubfs/16_Key%20Findings%203.png" /></p>

<h2>SVOD Services Overview: Looking at Recent App Installers&nbsp;</h2>

<p>Of course, no analysis of mobile streaming services users would be worthwhile if it ignored the main platforms that streaming consumers used. To that end,&nbsp;we had to look at premium subscription services like Netflix and Disney+. For a close look at the SVOD space, we reviewed trends relating to Netflix, Disney+, Starz,&nbsp;HBO Max and YouTube TV.&nbsp;</p>

<p>In terms of net installs, Netflix remains the one to beat in this sector. Even after Disney released a recording the hit musical Hamilton in July 2020, Netflix had the most net installs throughout the tail end of the year.&nbsp;</p>

<p><img alt="app install rate" src="https://go.inmobi.net/hubfs/Daily%20Installs%20Chart2_v2.png" /></p>

<p>In regards to&nbsp;age and gender, the SVOD space shows different trends than the AVOD space. While AVOD app owners are heavily male, the split is more even among the SVOD apps we looked at. And in terms of age, SVOD app owners tend to be a bit younger than AVOD app owners.&nbsp;</p>

<p><img alt="app user acquisition" src="https://go.inmobi.net/hubfs/9_Gender%20Chart2.png" /></p>

<p><img alt="streaming app user segmentation" src="https://go.inmobi.net/hubfs/11_Age%20Chart2.png" /></p>

<p>Are SVOD app owners more loyal than AVOD app owners? Our analysis showed that Starz app owners are the heaviest users of other SVOD apps, while Netflix app owners are the least like to own&nbsp;any of the SVOD platforms we reviewed.&nbsp;</p>

<p><img alt="streaming services" src="https://go.inmobi.net/hubfs/App%20Owned%20Chart2_v2.png" /></p>

<p><img alt="top streaming service" src="https://go.inmobi.net/hubfs/15_Key%20Findings%202.png" /></p>

<h2>Top Takeaways for Marketers&nbsp;</h2>

<p>For those who work in marketing and advertising, how can this data and analysis be used to improve campaign performance? What do marketers and advertisers need to know about mobile streaming services users?&nbsp;</p>

<p><strong>If you work in marketing for a video streaming service</strong>, then it&rsquo;s key to know what makes this audience&nbsp;tick.&nbsp;As our survey data shows,&nbsp;consumers are willing to use new platforms, but adoption is contingent on content and price.&nbsp;An&nbsp;video streaming service that has quality content at a good price can expect to gain&nbsp;users even in today&rsquo;s crowded video streaming market.&nbsp;</p>

<p><strong>If you work in marketing but not for a video streaming service</strong>, then insights around AVOD content consumption are especially key.&nbsp;Apps like Pluto TV and Tubi TV already have large, captive audiences, and marketers can and should be reaching their best audiences through these kinds of platforms. And the audiences available through AVOD services will only grow in the future, as&nbsp;apps like The CW and Peacock, where the app owner also owns all of the content and where the app offers exclusive content, become more widely adopted.&nbsp;</p>

<p>For both sets of marketers, <strong>mobile is key</strong>. As time spent on mobile overall continues to grow,&nbsp;marketers can use audience insights to identify and engage their best consumers through their favorite screen.&nbsp;</p>

<h3>About the Author&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</h3>

<p>Matthew Kaplan has over a decade of digital marketing experience, working to support the content goals of the world&rsquo;s biggest B2B and B2C brands. He is a passionate app user and evangelist, working to support diverse marketing campaigns across devices.&nbsp;</p>]]></description>
      <dc:subject><![CDATA[Consumer Research, Understanding Consumers, English (EN): inmobi.com,]]></dc:subject>
      
      <dc:creator><![CDATA[ Matt Kaplan,  Content Strategist  ]]></dc:creator>
      
      <dc:date>2021-04-14T17:00:00+00:00</dc:date>
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    <item>
      <title><![CDATA[Ramadan 2021: Decoding shifting behaviour of Southeast Asian consumers]]></title>
      <link>https://www.inmobi.com/blog/2021/04/13/ramadan-2021-decoding-shifting-behaviour-of-southeast-asian-consumers/</link>
      <guid>https://www.inmobi.com/blog/2021/04/13/ramadan-2021-decoding-shifting-behaviour-of-southeast-asian-consumers/</guid>
      <description><![CDATA[<p>In this article, we share emerging insights on consumer behaviour that will define the 2021 Ramadan across Southeast Asia and what these trends mean for the marketing and advertising community in the region.</p>

<p>Observed by more than 240 million followers in Southeast Asia, Ramadan is a time of reflection, introspection, and connection. The holy month, which marks the period prior to Eid, is witness to bustling Ramadan bazaars, Iftar parties, Mudik travel, and much more. This month also presents a once-in-a-year opportunity for marketers and advertisers as they look forward to flexing their creative and analytical muscles to drive meaningful connections with their consumers.</p>

<p>Yet this Ramadan will be different from years past, and marketers must take the time to understand shifting consumer behaviour that will redefine their strategies this year. Through InMobi&rsquo;s consumer intelligence solution, Pulse, we surveyed over 2000+ Indonesians and Malaysians in February 2021 to understand how they were planning to usher in the holy month. Here are our top finds:</p>

<p><strong>Mobile emerges on top: 2 in 3 consumers plan to use their smartphones for shopping</strong><br />
While it may come as no surprise that the mobile-first markets of Malaysia and Indonesia will rely on smartphones to make purchases during Ramadan, it is the volume of shopping on these devices which will set this year apart. The scales will tip this year, with 2 in 3 survey respondents stating that they will primarily buy on mobile, over buying in stores, or on their desktops.</p>

<p><strong>Planned purchases take a backseat, impulsive shopping will take the cake</strong><br />
While purchases during Ramadan tend to be highly planned affairs, it couldn&rsquo;t be farther away from the truth this year. Last year only 33% of Indonesians had not finalized their shopping plans before the holy month. Yet in our recent survey, over a whopping 79% of respondents shared that they will not make any plans for purchases prior to Ramadan. Several respondents sharing that they saw a dip in their incomes in the past year due to the pandemic, price sensitivity, and the hunt for the right offers for the right products have made this a highly impulsive Ramadan.</p>

<p><strong>Refocused priorities: It&rsquo;s all about family this Ramadan</strong><br />
Ramadan has always been a period that focused on connecting with the community, this year will see a homecoming of the &ldquo;family celebrations&rdquo; this Ramadan. While traveling back to hometowns in 2020 was discouraged to curb the spread of COVID-19, 39% of Malaysian respondents are hopeful that they will be able to travel and reunite with their families in 2021. 41% of respondents stated their first purchase priority to shop for their family or extended family members.</p>

<p><strong>How should brands respond this Ramadan?</strong><br />
Brands need to remember that despite a tough 2020, Southeast Asians are more excited than ever for Ramadan in 2021. The connected consumer is price conscious and unplanned and is extensively reliant on their smartphones to learn, explore and buy. Brands that will invest in building the right mobile-first experiences will win the Ramadan shopper.</p>

<p>Interested in discovering more insights? <strong><a href="https://inmo.bi/3tf6VYG">Download our report to learn more:&nbsp;Building Resilient Brands: Gearing up for Ramadan 2021</a></strong></p>]]></description>
      <dc:subject><![CDATA[Acquiring New Users, Understanding Consumers, English (EN): inmobi.com, Asia Pacific,]]></dc:subject>
      
      <dc:creator><![CDATA[ Team InMobi  ]]></dc:creator>
      
      <dc:date>2021-04-13T04:52:00+00:00</dc:date>
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    <item>
      <title><![CDATA[SPO Program Planning in the Programmatic CTV World: Why You Should Start Now]]></title>
      <link>https://www.inmobi.com/blog/2021/04/12/spo-program-planning-in-the-programmatic-ctv-world-why-you-should-start-now/</link>
      <guid>https://www.inmobi.com/blog/2021/04/12/spo-program-planning-in-the-programmatic-ctv-world-why-you-should-start-now/</guid>
      <description><![CDATA[<p>As&nbsp;connected TV (CTV)&nbsp;viewership rises, so does&nbsp;programmatic CTV&nbsp;media&nbsp;buying.&nbsp;And as is the case with any other form of&nbsp;digital advertising, as more advertisers seek to reach viewers of&nbsp;more and more&nbsp;top&nbsp;OTT and CTV&nbsp;channels programmatically, supply chains grow more complex &ndash; and this in turn means that&nbsp;supply path optimization (SPO) becomes&nbsp;even more pertinent.&nbsp;</p>

<p><em>For a more detailed look at what&nbsp;SPO stands&nbsp;for and what it means for mobile marketers, be sure to <a href="https://go.inmobi.com/spo-guide/" target="_blank">download your copy of&nbsp;InMobi&rsquo;s&nbsp;SPO guidebook today</a>.&nbsp;</em></p>

<p style="text-align:center"><a class="btn btn-s" href="https://go.inmobi.com/spo-guide/" style="font-size:24px; border-radius: 25px; font-weight: normal;" target="_blank">DOWNLOAD NOW</a></p>

<h2>Why CTV Advertisers Need SPO&nbsp;</h2>

<p>While&nbsp;CTV advertising sees major growth, advertisers in the space are beginning to wrap their heads around its nuances and challenges;&nbsp;programmatic CTV advertising is a unique beast in its own right.&nbsp;</p>

<ul>
	<li><strong>Viewing Apparatus:</strong>&nbsp;<a href="https://go.inmobi.net/inmobi-connected-tv-and-ott-viewership-in-2020" target="_blank">As we noted before, how&nbsp;people access connected TV can vary widely</a> and encompass everything from gaming consoles and set-top boxes to the television itself (smart TVs). Each option presents its own nuances and distinctions that advertisers need to keep&nbsp;in mind.&nbsp;</li>
	<li><strong>Screens:</strong>&nbsp;Even within one viewing option, the screen itself will differ.&nbsp;In theory, just about every television set from the past decade (regardless of size or dimensions) could function as a connected TV set. This&nbsp;means that advertisers may need creative that works with a wide variety of screens in order to ensure ads are rendered properly and look good.&nbsp;</li>
	<li><strong>Operating Systems:</strong>&nbsp;One of the nice things about&nbsp;the mobile advertising space is that there are only two&nbsp;operating systems&nbsp;(&ldquo;OS&rdquo;)&nbsp;to&nbsp;solve for: iOS and Android. In the CTV space, however, just about every smart TV and set-top box manufacturer has their own CTV OS&nbsp;that come with its&nbsp;own nuances, especially&nbsp;around&nbsp;tracking&nbsp;and&nbsp;measurement.&nbsp;&nbsp;</li>
	<li>Inventory:&nbsp;The number of OTT apps in the CTV space pales in comparison to the total number of apps&nbsp;om&nbsp;mobile devices. This&nbsp;limits&nbsp;the&nbsp;scale&nbsp;for&nbsp;CTV advertising.&nbsp;It gets more&nbsp;complicated as&nbsp;some of the major OTT apps&nbsp;have few&nbsp;to&nbsp;ad&nbsp;tech SDKs in place&nbsp;rendering an open bidding environment almost impossible in this&nbsp;scenario.&nbsp;</li>
	<li><strong>Programmatic Ecosystem Players:</strong>&nbsp;Since the programmatic CTV space is&nbsp;relatively new, there are only a few demand-side platforms, supply-side platforms, ad networks and exchanges currently operating in the space. This means that reselling is common.&nbsp;Plus, advertisers may need to work with all-new vendors&nbsp;when launching CTV&nbsp;advertising.&nbsp;</li>
	<li><strong>Transparency and&nbsp;Fraud:</strong>&nbsp;The combination of&nbsp;the&nbsp;relatively&nbsp;recent&nbsp;ability to buy into CTV inventory outside of direct&nbsp;dealsand&nbsp;the growth in advertising interest has created a perfect storm of fraud.&nbsp;<a href="https://doubleverify.com/ctv-fraud-heres-what-were-fighting/" target="_blank">According to DoubleVerify</a>, fraudulent CTV traffic increased by 161% between just the first four months of 2020. After all, CTV lacks the safeguards&nbsp;currently&nbsp;in place in the mobile in-app advertising&nbsp;world, like&nbsp;sellers.json&nbsp;and app-ads.txt. This will likely change in the immediate future as the programmatic CTV ecosystem matures, but right now it&rsquo;s an issue that advertisers can&rsquo;t afford to ignore.&nbsp;</li>
</ul>

<p>As a result of&nbsp;all of&nbsp;these points, it&rsquo;s critical now that advertisers looking to spend programmatic on CTVs need to have an SPO plan sooner rather than later. Since the programmatic CTV landscape is even more complicated than any other digital supply chain, advertisers need to understand how their CTV transactions really transpire and what&rsquo;s happening behind the scenes.&nbsp;&nbsp;</p>

<p>Of course, this is just the tip of the proverbial iceberg. After all, CTV is not nearly as popular as other mediums. But if the CTV programmatic ecosystem is going to mature and&nbsp;become a trusted advertising option, then SPO needs to be part of the equation.&nbsp;</p>

<p>For a more detailed look at SPO, be sure to <a href="https://go.inmobi.com/spo-guide/" target="_blank">download our latest guide on the topic</a>!&nbsp;</p>

<p style="text-align:center"><a class="btn btn-s" href="https://go.inmobi.com/spo-guide/" style="font-size:24px; border-radius: 25px; font-weight: normal;" target="_blank">DOWNLOAD NOW</a></p>]]></description>
      <dc:subject><![CDATA[Advertising, Media Consumption &amp; Trends, Trust and Brand Safety, English (EN): inmobi.com, Global,]]></dc:subject>
      
      <dc:creator><![CDATA[ Team InMobi  ]]></dc:creator>
      
      <dc:date>2021-04-12T09:02:00+00:00</dc:date>
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    <item>
      <title><![CDATA[Mobile Insights With InMobi: Q&A With InMobi's Utkarsh Sinha on Contextual Targeting]]></title>
      <link>https://www.inmobi.com/blog/2021/04/08/qa-with-utkarsh-sinha-on-contextual-targeting/</link>
      <guid>https://www.inmobi.com/blog/2021/04/08/qa-with-utkarsh-sinha-on-contextual-targeting/</guid>
      <description><![CDATA[<p>In the latest edition of Mobile Insights with&nbsp;InMobi, we sat down with Utkarsh Sinha,&nbsp;who leads demand-side product marketing for&nbsp;InMobi&nbsp;Exchange, to talk about contextual targeting. With user-level advertising becoming less feasible and less compelling for some advertisers, contextual targeting is on the rise, especially in in-app advertising. In this&nbsp;18-minute conversation, Utkarsh discusses what contextual targeting is, why it&rsquo;s valuable and how it&rsquo;s evolving. <a href="https://soundcloud.com/user-802421075/mobile-insights-with-inmobi-qa-with-inmobis-utkarsh-sinha-on-contextual-targeting" target="_blank">Tune in today</a>!&nbsp;</p>

<p style="text-align:center"><a class="btn btn-s" href="https://soundcloud.com/user-802421075/mobile-insights-with-inmobi-qa-with-inmobis-utkarsh-sinha-on-contextual-targeting" style="font-size:24px; border-radius: 25px; font-weight: normal;" target="_blank">TUNE IN</a></p>

<h2>Top Quotes from Utkarsh:&nbsp;</h2>

<ul>
	<li>&ldquo;Contextual targeting is the practice of&nbsp;reaching&nbsp;users based on the content they are consuming at that point.&rdquo;&nbsp;&nbsp;</li>
	<li>&ldquo;For example, Nike could target users who are consuming content related to sports.&nbsp;Someone like an investing app, for example,&nbsp;can&nbsp;target people who are consuming a lot of&nbsp;financial&nbsp;news, right?&nbsp;So&nbsp;the focus goes away from a user profile that has been built up&nbsp;on the basis of&nbsp;an ID&nbsp;tied to a personal profile.&rdquo;&nbsp;&nbsp;</li>
	<li>"I think the one advantage of&nbsp;contextual targeting is that advertisers not only get users who are interested in, content related to that brand, but also reach them at time when they are&nbsp;most receptive to&nbsp;that kind of content as well.&rdquo;&nbsp;</li>
	<li>"I think the advantage&nbsp;of&nbsp;contextual targeting on digital content, whether it&#39;s web, whether it&#39;s apps, there are a whole lot of other signals available, a lot more&nbsp;data science that&#39;s available to tease out the sentiment of that content,&nbsp;tease out&nbsp;user preferences&nbsp;than,&nbsp;let&#39;s say, planning campaigns on analog TV.&rdquo;&nbsp;&nbsp;</li>
	<li>&ldquo;The very basic form of contextual targeting that advertisers&nbsp;are&nbsp;already running is&nbsp;content, category-based targeting.&nbsp;So&nbsp;to give you an example, when we have these sports events coming up, things even like&nbsp;Super&nbsp;Bowl and March&nbsp;Madness, and we see a lot of demand for&nbsp;advertising on apps that are sports apps, apps that see a lot more usage during these sports events. And so that&#39;s like one very good example of how contextual targeting is being used even today. I think even if you look at some examples in how&nbsp;Europe, for example, has adapted to advertising, I think you&#39;ll see a lot of good examples even in Europe as well.&nbsp;Stepping out of in app context, I think&nbsp;the most&nbsp;advanced forms of contextual targeting actually exist on the website because the content that is much readily accessible by third party verification partners.&rdquo;&nbsp;&nbsp;</li>
	<li>&ldquo;You have a lot of these&nbsp;safety, contextual targeting solutions that&nbsp;are unable to parse&nbsp;the entire page&nbsp;of&nbsp;content&nbsp;are able to run sentiment analysis,&nbsp;are able to understand what kind of&nbsp;subjects are being mentioned, what kind of tones are being used. I heard of a very cool example that&nbsp;a page, for example, could talk about a Jaguar as a brand, and it could talk about a Jaguar as an animal and today these AI algorithms are smart enough to understand the context. All of this is now available to advertisers in&nbsp;out-of-the-box segments,&nbsp;but&nbsp;it&#39;s something that&#39;s been missing on the in-app side for a bit.&rdquo;&nbsp;&nbsp;</li>
	<li>"So many trends to talk about here, right?&nbsp;We have&nbsp;IDFA going,&nbsp;there are rumors in the advertising circle that Google might end up deprecating their&nbsp;IDs following Apple. On the website, Safari and Firefox have already sort of disabled cookies, Chrome is planning to disable cookies,&nbsp;and all of this is going to sort of only accelerate the adoption to contextual targeting, I think.&rdquo;&nbsp;</li>
	<li>"As&nbsp;algorithms get more advanced,&nbsp;as&nbsp;advertisers get more comfortable with contextual targeting, they get to experience what all they can do in today&#39;s world compared to what was possible five years or 10 years back.&nbsp;I think it&#39;s only going to be up from here.&rdquo;&nbsp;&nbsp;</li>
	<li>&ldquo;Everybody would like IDs. Yes, it&rsquo;s&nbsp;more deterministic and great, but&nbsp;more than deterministic, I think advertisers are just looking for reach and relevant reach,&nbsp;and contextual targeting is just one of those ways for them to get that."&nbsp;</li>
	<li>"OM&nbsp;SDK will massively expand contextual targeting capabilities on apps.&rdquo;&nbsp;</li>
	<li>"Users are going to be loving the choice, not sharing the data if they don&#39;t want to. And&nbsp;advertisers will&nbsp;still continue&nbsp;to find ways to reach relevant audiences in a time where they are.&nbsp;I think it&#39;s going to be very cool to see how contextual targeting gets a lot more traction on the in-app side from advertisers.&rdquo;&nbsp;&nbsp;</li>
</ul>

<p style="text-align:center"><a class="btn btn-s" href="https://soundcloud.com/user-802421075/mobile-insights-with-inmobi-qa-with-inmobis-utkarsh-sinha-on-contextual-targeting" style="font-size:24px; border-radius: 25px; font-weight: normal;" target="_blank">LISTEN IN</a></p>

<h3>About the Author/Interviewer&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</h3>

<p>Matthew Kaplan has over a decade of digital marketing experience, working to support the content goals of the world&rsquo;s biggest B2B and B2C brands. He is a passionate app user and evangelist, working to support diverse marketing campaigns across devices.&nbsp;&nbsp;&nbsp;</p>]]></description>
      <dc:subject><![CDATA[Acquiring New Users, Advertising, English (EN): inmobi.com,]]></dc:subject>
      
      <dc:creator><![CDATA[ Matt Kaplan,  Content Strategist  ]]></dc:creator>
      
      <dc:date>2021-04-08T17:20:00+00:00</dc:date>
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    <item>
      <title><![CDATA[2021 India Gaming Report: Everyone is Gaming Among Us]]></title>
      <link>https://www.inmobi.com/blog/2021/04/07/2021-india-gaming-report-everyone-is-gaming-among-us/</link>
      <guid>https://www.inmobi.com/blog/2021/04/07/2021-india-gaming-report-everyone-is-gaming-among-us/</guid>
      <description><![CDATA[<p>Home to 1 out of 10 gamers worldwide, India is the 5th largest mobile gaming market globally. This boom has been catapulted by access to affordable smartphones, the cheapest network data tariffs in the world&nbsp;and improving mobile internet speeds. Gaming has now achieved escape velocity in India, competing with other popular entertainment categories such as short-form video, streaming services, and social networks for user attention.<br />
<br />
A critical question now emerges, are brands ready to tap into this massive opportunity? The <a href="https://inmo.bi/3rzTUHx">2021 Mobile Gaming Report, India</a> talks about the gaming revolution beyond the pandemic and helps marketers understand their audience&#39;s gaming behavior. This report is based on a detailed analysis of a survey conducted in India between Feb 9&nbsp;to&nbsp;Feb 16 2021&nbsp;on the InMobi Pulse Platform along with data from the InMobi Advertising and Audiences Platform where we analyzed data from Jan 2020 to Jan 2021 (over 1.7 trillion auctions). It highlights gaming personas, advertiser insights, and the performance of different ad experiences in the gaming category.</p>

<h3><strong>The Rise of Mobile Gaming in India</strong></h3>

<p>Ditch the notion that gaming is only popular among Gen Z men. Breaking&nbsp;away from&nbsp;stereotypes,&nbsp;mobile&nbsp;gaming&nbsp;is&nbsp;enjoyed by&nbsp;people&nbsp;of all ages, generations,&nbsp;and genders&nbsp;across India. As brands continue to traverse different stages of digital marketing maturity, leveraging gaming has become paramount for brands to meet the consumers where they are and continue to stay relevant.</p>

<h3><strong>Women have entered the arena</strong></h3>

<p>Women constitute 43% of the mobile gaming audience in India, of which 12% are in the age group of 25-44, and 28% are over 45 years. Contrary to the popular notion, women today are highly committed gamers, with 77% of them playing at least once a day, if not more, to relax and stay connected with family and friends.<br />
<br />
<img alt="Most popular mobile game genres" src="https://go.inmobi.net/hubfs/Gaming%20Report%202021%20India%20Blogs/Gaming%20Blog%201.png" style="height:432px; width:572px" /></p>

<p>&nbsp;</p>

<h3><strong>Understanding India&rsquo;s Mobile Gamers</strong></h3>

<p>Based on the gamer&#39;s frequency of playing a game, they are classified into three categories: Committed gamers, Regular gamers, and Occasional gamers. The report states that even the most committed gamers don&#39;t limit themselves to games but keep various other online and offline interests, cementing the belief that gaming is not a niche passion of a select few. These people can be found all over the internet, be it on social media platforms, video, music streaming apps, or retail outlets. Today, the probability of mobile gamers being the target audience of any business is exceptionally high, which means one can effectively engage with these user groups to market their brands.</p>

<p><img alt="Categories of Gamers" src="https://go.inmobi.net/hubfs/Gaming%20Report%202021%20India%20Blogs/Gaming%20Blog%202.png" style="height:461px; width:630px" /></p>

<p>&nbsp;</p>

<h3><strong>Gaming and Video Occupy the Major Consumer Mindshare</strong></h3>

<p>While many brands have long-doubted the attention span and interests of gamers, it&#39;s compelling to note that 74% of Indian gamers prefer to watch ads over in-app purchases when looking to progress in a game. They also boast of a high ad recall, with 60% being able to recall an ad seen in or during the game.</p>

<p>Indians interact 2.6x times more with video ads shown in Gaming apps than with those shown in other apps. Video advertisements in gaming apps are among the most popular and deliver 31% higher completion rates for publishers (over the MOAT benchmark) on the InMobi Advertising Platform.</p>

<blockquote>
<p>"Gaming is one of the most scalable channels for brands to reach diverse target audiences. Be it women, millennials, sports enthusiasts, or OTT viewers, everyone is gaming among us. Moreover, mobile gamers are receptive to advertising, with 3 in 4 consumers preferring to see an ad and 60% of them being able to recall the ads they see. Gaming is the biggest opportunity for brands to maximize impact with video and other engaging formats in 2021."<br />
<br />
-&nbsp;Vasuta Agarwal, Managing Director, APAC, InMobi</p>
</blockquote>

<h3><strong>Gaming: An Unmissable Advertising Opportunity</strong></h3>

<p>The onset of the pandemic and the subsequent lockdown resulted in a significant shift in mobile usage and has been a catalyst in boosting mobile gaming in India. This shift also resulted in a spike in the amount of time spent on mobile gaming, and the number of apps Indians experimented with.&nbsp;Yet, what was first foreseen as an emerging trend has led to a lasting impact with Indians continuing to play&nbsp;on their smartphones throughout the lockdown. Mobile Gaming has grown to become synonymous with a medium of relaxation and entertainment which gives marketers an immense opportunity to understand, identify, engage, and acquire their consumers.<br />
<br />
To know more on how Indian brands can leverage the advertising opportunity through mobile gaming, download our&nbsp;<a href="https://inmo.bi/3rzTUHx">2021 Mobile Gaming Report, India</a>.</p>]]></description>
      <dc:subject><![CDATA[Consumer Research, Understanding Consumers, English (EN): inmobi.com, Asia Pacific,]]></dc:subject>
      
      <dc:creator><![CDATA[ Team InMobi  ]]></dc:creator>
      
      <dc:date>2021-04-08T00:35:00+00:00</dc:date>
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    <item>
      <title><![CDATA[UnifID: InMobi's One-Stop Solution for In-App Identity Resolution ]]></title>
      <link>https://www.inmobi.com/blog/2021/04/08/unifid-inmobis-one-stop-solution-for-in-app-identity-resolution/</link>
      <guid>https://www.inmobi.com/blog/2021/04/08/unifid-inmobis-one-stop-solution-for-in-app-identity-resolution/</guid>
      <description><![CDATA[<div style="clear:both;">
<p>InMobi&nbsp;is&nbsp;excited to&nbsp;launch&nbsp;UnifID, a new solution&nbsp;which allows publishers to&nbsp;seamlessly&nbsp;integrate with identifiers of their choice with&nbsp;minimal&nbsp;hassles.&nbsp;With&nbsp;advertisers and marketers spending <a href="https://content-na2.emarketer.com/identity-2020" target="_blank">more than 20% of their marketing budgets on identity solutions</a>,&nbsp;it has&nbsp;become&nbsp;imperative for publishers to integrate with multiple&nbsp;ID&nbsp;partners&nbsp;and&nbsp;provide&nbsp;ad&nbsp;buyers with acceptable identifier-based&nbsp;solutions.&nbsp;UnifID&nbsp;does this and much more&nbsp;at zero cost to the publisher, ensuring&nbsp;they&nbsp;can&nbsp;generate&nbsp;a&nbsp;higher&nbsp;ad revenue&nbsp;from their inventory.&nbsp;&nbsp;</p>
</div>

<div>
<div style="clear:both;">
<p>UnifID&nbsp;is designed to be&nbsp;a&nbsp;single stop solution&nbsp;for&nbsp;publishers&nbsp;to make their audiences more addressable and more&nbsp;accessible to a plethora&nbsp;of advertisers&nbsp;on any exchange&nbsp;or ad network seeking universal&nbsp;IDs.&nbsp;At the moment,&nbsp;UnifID&nbsp;works with identifiers from&nbsp;LiveRamp, ID5&nbsp;and&nbsp;BritePool, but&nbsp;we plan to onboard&nbsp;new identifers from partners such as&nbsp;The&nbsp;Trade&nbsp;Desk,&nbsp;Zeotap,&nbsp;Liveintent, Parable and&nbsp;Epilson&nbsp;in the upcoming&nbsp;months.&nbsp;&nbsp;</p>
</div>

<div style="clear:both;">
<p><strong>Key&nbsp;Features of&nbsp;UnifID</strong></p>
</div>

<div>
<ul>
	<li>
	<p><strong>Easy&nbsp;Access:</strong>&nbsp;Connect with&nbsp;the identifiers&nbsp;of your choice&nbsp;through&nbsp;the toggle of a switch. The solution&nbsp;ensures minimal legal hassles and operational efforts.&nbsp;</p>
	</li>
</ul>
</div>
</div>

<div>
<div>
<ul>
	<li>
	<p><strong>End-to-End Management:</strong>&nbsp;Our robust&nbsp;SDK takes care of&nbsp;collecting first-party data and managing the lifecycle of&nbsp;the identifiers.&nbsp;</p>
	</li>
	<li>
	<p><strong>Evangelization at&nbsp;Scale:</strong>&nbsp;Our extensive publisher reach will help ensure&nbsp;the scalable use of identifiers&nbsp;across the in-app&nbsp;ecosystem.&nbsp;</p>
	</li>
	<li>
	<p><strong>Open Platform:</strong>&nbsp;Publishers can share identifiers&nbsp;with any ad tech ecosystem partner of their choice, as the solution is open and neutral.&nbsp;</p>
	</li>
	<li>
	<p><strong>Managed Serve Reporting:</strong>&nbsp;Publishers get access to reports and in-depth analysis, to&nbsp;help&nbsp;them&nbsp;optimize their&nbsp;partners&nbsp;and setup.&nbsp;</p>
	</li>
</ul>
</div>

<div style="clear:both;">
<p>UnifID&nbsp;also&nbsp;recognizes the sensitivity of a publisher&rsquo;s first-party data and has stringent policies in place to ensure&nbsp;publishers have&nbsp;complete control over how&nbsp;their&nbsp;user data&nbsp;gets exposed to&nbsp;ID&nbsp;partners.&#8239;The solution ingests&nbsp;the user&#39;s privacy preferences sent by the publishers&nbsp;as per&nbsp;the&nbsp;CCPA (California Consumer Privacy Act) and GDPR (General Data Protection Regulation)&nbsp;guidelines.&nbsp;In cases&nbsp;of&nbsp;no consent, user&nbsp;data is not sent to the ID partners.&nbsp;</p>
</div>
</div>

<div style="clear:both;">
<p>You can refer to our&nbsp;detailed&nbsp;<a href="https://inmobi.docsend.com/view/fx7mfnu8br7a54if" rel="noreferrer noopener" target="_blank">UnifID&nbsp;Guide</a>&nbsp;to&nbsp;learn&nbsp;more&nbsp;about&nbsp;the workflow,&nbsp;privacy policies&nbsp;and&nbsp;timelines.&nbsp;If you need more information on&nbsp;UnifID, please reach out to your dedicated Customer Success Manager or to the&nbsp;<a href="mailto:pmm-ssp@inmobi.com" rel="noreferrer noopener" target="_blank">Product Marketing Team</a>&nbsp;at&nbsp;InMobi.&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</p>
</div>]]></description>
      <dc:subject><![CDATA[Announcements, In-App Monetization, Product and Technology, English (EN): inmobi.com,]]></dc:subject>
      
      <dc:creator><![CDATA[ Team InMobi  ]]></dc:creator>
      
      <dc:date>2021-04-07T22:55:00+00:00</dc:date>
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    <item>
      <title><![CDATA[Understanding Food Ordering and Restaurant Mobile App Usage in 2021]]></title>
      <link>https://www.inmobi.com/blog/2021/04/06/understanding-food-ordering-and-restaurant-mobile-app-usage-in-2021/</link>
      <guid>https://www.inmobi.com/blog/2021/04/06/understanding-food-ordering-and-restaurant-mobile-app-usage-in-2021/</guid>
      <description><![CDATA[<p>Who are using food ordering&nbsp;and&nbsp;restaurant mobile&nbsp;apps&nbsp;at the beginning of this year, and how&nbsp;do current trends in&nbsp;food delivery&nbsp;and&nbsp;online food ordering&nbsp;now compare to what we observed at the beginning of the COVID-19 pandemic in the United States? That&rsquo;s what we wanted to find out.&nbsp;</p>

<p>In Q1 2021,&nbsp;we surveyed close to 900 people from all over the U.S.,&nbsp;to see how they were ordering food and thinking about dining. We then compared those findings with a survey we conducted in June 2020, to see if opinions have changed around&nbsp;online orders&nbsp;and&nbsp;mobile ordering.&nbsp;</p>

<p>For a deeper dive, we also looked at the latest install trends in the&nbsp;food ordering app&nbsp;space. Specifically, we wanted to know who were downloading&nbsp;apps for restaurant&nbsp;and food delivery as of the beginning of 2021.&nbsp;</p>

<p><img alt="restaurant mobile apps" src="https://go.inmobi.net/hubfs/Blog_Key%20Findings2.png" /></p>

<h2>Food and&nbsp;Restaurants Offering&nbsp;Survey Overview&nbsp;</h2>

<p>One of the most interesting findings of our research was that&nbsp;customer loyalty&nbsp;has not&nbsp;been negatively impacted&nbsp;at either&nbsp;local restaurants&nbsp;or national chains&nbsp;even as some Americans reach a full year of restrictions.&nbsp;According to our 2021 survey, 52% said they&nbsp;had placed one to four restaurant orders in the past month, while 29% said&nbsp;they had placed five to nine orders in the past month and 8% said they had placed 15 or more orders in this time frame &ndash;&nbsp;and,&nbsp;all of&nbsp;these percentages are up from what we found in June 2020.&nbsp;&nbsp;</p>

<p><img alt="food delivery service" src="https://go.inmobi.net/hubfs/Blog_Order%20Pie%20Chart.png" /></p>

<p>Perhaps unsurprisingly, most consumers are ordering takeout or delivery. According to our research,&nbsp;30% said they are ordering delivery while 82% said they said they are ordering takeout&nbsp;(this&nbsp;latter&nbsp;figure is up&nbsp;12 percentage points&nbsp;from what we found in June).&nbsp;</p>

<p>Interestingly, in-person dining has become more popular too. In fact, 40% said they are currently dining in &ndash; a number that is unsurprisingly&nbsp;much higher than what we found in June. As more Americans are vaccinated and as more states and counties ease restrictions on both indoor and outdoor dining, we expect this figure to climb even higher in the coming months.&nbsp;Our survey proves out this hypothesis, with 26% saying they wouldn&rsquo;t dine in person until a COVID-19 vaccine is widely available.&nbsp;</p>

<p><img alt="food app usage statistics" src="https://go.inmobi.net/hubfs/Blog_Key%20Findings1.png" /></p>

<p>We also wanted to look at&nbsp;which&nbsp;ordering systems consumers preferred. We were surprised to see that the share of respondents who said they preferred to use a restaurant&rsquo;s mobile app or a third-party ordering app like&nbsp;DoorDash&nbsp;(more on this later)&nbsp;actually declined&nbsp;between early 2021 and June 2020.&nbsp;&nbsp;</p>

<p>The takeaway here for&nbsp;restaurant owners&nbsp;is not to ignore these outlets, but&nbsp;actually to&nbsp;further invest in&nbsp;mobile app development&nbsp;and app-focused&nbsp;loyalty programs.&nbsp;Our research found that a significant portion of takeout and delivery customers said online ordering options were a key part of their purchase decision.&nbsp;&nbsp;</p>

<p>In fact, for consumers between the ages of 35 and 44, online ordering is the most important factor when choosing a restaurant for takeout or delivery.&nbsp;If more restaurant apps and websites made it easy to pay by saving&nbsp;credit card&nbsp;information and promoted new offerings with&nbsp;push notifications, then it&rsquo;s possible that&nbsp;more consumers would prefer to order takeout and delivery through these channels.&nbsp;</p>

<h2>Trends in the&nbsp;Food Delivery App&nbsp;Space&nbsp;</h2>

<p>In addition to our survey, we also reviewed our own mobile data to&nbsp;see how consumers were using mobile ordering options. Specifically, we looked at install data and ownership trends for restaurant delivery&nbsp;Grubhub, Uber Eats, Postmates and&nbsp;DoorDash, along with food and beverage delivery apps Drizly,&nbsp;goPuff&nbsp;and Instacart.&nbsp;</p>

<p>Perhaps unsurprisingly, app installs in this category peaked in March and April and then fell for the rest of the year. But downloads did begin to inch upwards&nbsp;again in December and January, which may mean that consumers are becoming more willing to use these kinds of apps in the near term.&nbsp;</p>

<p><img alt="restaurant app usage statistics" src="https://go.inmobi.net/hubfs/Blog_Trend%20Chart.png" /></p>

<p>In looking at who has these apps on their mobile devices, we found that app ownership is usually evenly split between men and women, although Drizly app owners are more likely to be men while Instacart app owners are more likely to be women.&nbsp;</p>

<p>There is greater variance in age though.&nbsp;For example,&nbsp;we found that while&nbsp;39% of Uber Eats app owners were over 55 years old, 48% of&nbsp;goPuff&nbsp;app owners were under the age of 36 (hardly surprising considering&nbsp;<a href="https://www.profitero.com/blog/2020/11/a-brands-guide-to-gopuff" target="_blank">their historic focus on college students</a>). What this shows is that consumers of all ages and genders&nbsp;do turn to these kinds of apps.&nbsp;</p>

<p><img alt="food app usage by age" src="https://go.inmobi.net/hubfs/Blog_Age%20Chart.png" /></p>

<p>We also wanted to look at app loyalty in this space. More specifically, we wanted to see if consumers have one preferred channel or if they use multiple apps.&nbsp;What we found is that while&nbsp;Uber Eats has the strongest crossover with&nbsp;Doordash, those with the Uber Eats app have the smallest crossover with other apps. This may mean that consumers with Uber Eats don&rsquo;t see a need to have another food delivery app on their mobile device.&nbsp;&nbsp;</p>

<p>On the flip side,&nbsp;those who have the app for Postmates (which was purchased by Uber in 2020)&nbsp;are the heaviest users of other delivery apps.&nbsp;Nearly a third of Postmates app owners have&nbsp;Grubhub, for example.&nbsp;</p>

<p><img alt="food delivery service" src="https://go.inmobi.net/hubfs/Blog_App%20Owned%20Chart.png" /></p>

<p>What do you think of our findings? Let us know on&nbsp;social media!&nbsp;You can reach out to us on&nbsp;<a href="https://twitter.com/inmobi" target="_blank">Twitter</a>&nbsp;or&nbsp;<a href="https://www.linkedin.com/company/inmobi" target="_blank">LinkedIn</a>.&nbsp;&nbsp;</p>]]></description>
      <dc:subject><![CDATA[Consumer Research, Understanding Consumers, English (EN): inmobi.com,]]></dc:subject>
      
      <dc:creator><![CDATA[ Team InMobi  ]]></dc:creator>
      
      <dc:date>2021-04-06T16:55:00+00:00</dc:date>
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    <item>
      <title><![CDATA[Why Smart DSPs use IAB Tech Standards]]></title>
      <link>https://www.inmobi.com/blog/2021/04/05/why-smart-dsps-use-iab-tech-standards/</link>
      <guid>https://www.inmobi.com/blog/2021/04/05/why-smart-dsps-use-iab-tech-standards/</guid>
      <description><![CDATA[<p>In an effort to improve transparency in the programmatic mobile in-app advertising ecosystem, the IAB has released three key tech standards&nbsp;since 2019: app-ads.txt,&nbsp;sellers.json&nbsp;and the&nbsp;OpenRTB&nbsp;supply chain object (also sometimes known as&nbsp;Schain&nbsp;object). For all demand-side platforms (DSPs), it&rsquo;s important to understand what each tech&nbsp;standard entails and how it benefits their operations:&nbsp;</p>

<ul>
	<li><strong>App-ads.txt:</strong>&nbsp;Ads.txt (Authorized Digital Sellers) is a solution that helps buyers identify authorized sellers in the programmatic world. With app-ads.txt,&nbsp;the version of ads.txt designed specifically for the mobile app community,&nbsp;the app publisher/developer creates a repository of authorized sellers, which is listed in a .txt file hosted in the root domain of their developer website. This file&nbsp;can&nbsp;then&nbsp;be accessed by buyers,&nbsp;most commonly&nbsp;using a crawler.&nbsp;<br />
	&nbsp;</li>
	<li><strong>Sellers.json:</strong>&nbsp;In short,&nbsp;sellers.json&nbsp;is a file that enables the players of the ecosystem to map back the request to the entities behind that specific opportunity, including the final publisher. Essentially, it&rsquo;s a file that maintains the mapping between the identifiers and the related entity name along with the relationship type and some additional information.&nbsp;<br />
	&nbsp;</li>
	<li><strong>Schain&nbsp;object:</strong>&nbsp;The&nbsp;OpenRTB&nbsp;SupplyChain&nbsp;object is designed to map out who is involved in every programmatic transaction, using set IDs to highlight the various intermediaries (along with some extra metadata) involved in placing a brand&rsquo;s ad onto a particular publication.&nbsp;&nbsp;<br />
	<br />
	Schain&nbsp;object and&nbsp;sellers.json&nbsp;are designed to work hand-in-hand with one another.&nbsp;Sellers.json&nbsp;is basically the map key, helping to decode the various identifiers used by the&nbsp;OpenRTB&nbsp;SupplyChain&nbsp;object.&nbsp;</li>
</ul>

<h2>How to Use These IAB Tech Standards&nbsp;</h2>

<p>As the&nbsp;buyer in most programmatic transactions, DSPs have a critical role to play in ensuring that the rest of the programmatic advertising ecosystem is using these IAB Tech Lab standards.&nbsp;DSPs should make sure that they only work with ad networks, exchanges and supply-side platforms (SSPs) that&nbsp;have both a&nbsp;sellers.json&nbsp;file and a related&nbsp;Schain&nbsp;object.&nbsp;InMobi&rsquo;s&nbsp;sellers.json&nbsp;file can be found at&nbsp;inmobi.com/sellers.json. In addition, the DSP should make sure that their chosen partners are listed properly on the end publisher&rsquo;s app-ads.txt file.&nbsp;</p>

<p>It&rsquo;s also critical to note that compliance here is not a one-time action. DSPs should make sure that the rest of the ecosystem is constantly updating their&nbsp;sellers.json&nbsp;or app-ads.txt files when necessary and when appropriate. This means that DSPs should have systems and practices in place to constantly&nbsp;review these files to make sure they are up to date and that nothing fishy is present on them.&nbsp;</p>

<h2>Why&nbsp;Bother&nbsp;With&nbsp;These IAB Tech Standards?&nbsp;</h2>

<p>With all three, the end goal is greater transparency.&nbsp;&nbsp;</p>

<p>This added transparency brings the subsequent benefit of helping to stamp out ad fraud. When both the buy side and the sell side have a clear understanding of who should be and was involved in a transaction, fraudsters have less&nbsp;room&nbsp;to hide in the margins.&nbsp;&nbsp;</p>

<p>As&nbsp;InMobi&rsquo;s&nbsp;Sergio Serra has noted, "It&#39;s crucial that everyone in the space evangelize the importance of supply path transparency in the spirit of fair and more reliable advertising and programmatic trading.&rdquo;&nbsp;</p>]]></description>
      <dc:subject><![CDATA[Advertising, Product and Technology, Products &amp; Tools, Trust and Brand Safety, English (EN): inmobi.com,]]></dc:subject>
      
      <dc:creator><![CDATA[ Team InMobi  ]]></dc:creator>
      
      <dc:date>2021-04-05T08:55:00+00:00</dc:date>
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    <item>
      <title><![CDATA[InMobi Wins 15 Awards at MMA SMARTIES MENA 2020]]></title>
      <link>https://www.inmobi.com/blog/2021/03/31/inmobi-wins-15-awards-at-mma-smarties-mena-2020/</link>
      <guid>https://www.inmobi.com/blog/2021/03/31/inmobi-wins-15-awards-at-mma-smarties-mena-2020/</guid>
      <description><![CDATA[<p>InMobi&nbsp;was a big winner at the MMA SMARTIES MENA awards for 2020, coming away with 15&nbsp;total wins. Overall,&nbsp;InMobi&nbsp;won four golds, five silvers and four bronzes.&nbsp;</p>

<p>We have won awards in the following categories:&nbsp;</p>

<ul>
	<li>Location Based&nbsp;Services or Targeting:&nbsp;Hajj Pack for Hajj Pack /&nbsp;LifeBuoy&nbsp;/ Unilever, Magna,&nbsp;InMobi, Blis, DMS &ndash;&nbsp;GOLD&nbsp;</li>
	<li>Innovation:&nbsp;Axe Chill FOR Axe / Unilever, Magna,&nbsp;InMobi,&nbsp;Anghami&nbsp;&ndash; GOLD&nbsp;</li>
	<li>Innovation:&nbsp;Snickers Hunger Support Campaign for Snickers&nbsp;/&nbsp;Mars,&nbsp;InMobi, Mediacom UAE and&nbsp;Xaxis&nbsp;UAE &ndash;&nbsp;GOLD&nbsp;</li>
	<li>Machine Learning and AI:&nbsp;Snickers Hunger Support Campaign for Snickers&nbsp;/&nbsp;Mars,&nbsp;InMobi, Mediacom UAE and&nbsp;Xaxis&nbsp;UAE&nbsp;&ndash; GOLD&nbsp;</li>
	<li>Brand Awareness:&nbsp;Vodafone Qatar 5G Launch Campaign - Red Velvet and Stop the Clock for&nbsp;Vodafone Qatar,&nbsp;InMobi, Wavemaker Qatar &ndash; SILVER&nbsp;</li>
	<li>Product/Services&nbsp;Launch:&nbsp;Vodafone Qatar 5G Launch Campaign - Red Velvet and Stop the Clock for&nbsp;Vodafone Qatar,&nbsp;InMobi, Wavemaker Qatar &ndash;&nbsp;SILVER&nbsp;</li>
	<li>COVID-19 Campaign of the&nbsp;Year:&nbsp;stc&nbsp;pay Stay at Home Campaign for&nbsp;stc&nbsp;pay,&nbsp;InMobi, UM Saudi Arabia &ndash;&nbsp;SILVER&nbsp;</li>
	<li>Customer Experience:&nbsp;Snickers Hunger Support Campaign for Snickers&nbsp;/&nbsp;Mars,&nbsp;InMobi, Mediacom UAE and&nbsp;Xaxis&nbsp;UAE &ndash;&nbsp;SILVER&nbsp;</li>
	<li>Data and Insights:&nbsp;Hajj Pack for Hajj Pack /&nbsp;LifeBuoy&nbsp;/ Unilever, Magna,&nbsp;InMobi, Blis, DMS &ndash;&nbsp;SILVER&nbsp;</li>
	<li>Data and Insights:&nbsp;Axe Chill for Axe / Unilever, Magna,&nbsp;InMobi,&nbsp;Anghami&nbsp;&ndash;&nbsp;BRONZE&nbsp;</li>
	<li>Lead Gen/Direct&nbsp;Responses/Conversions:&nbsp;stc&nbsp;pay Stay at Home Campaign FOR&nbsp;stc&nbsp;pay,&nbsp;InMobi, UM Saudi Arabia &ndash; BRONZE&nbsp;</li>
	<li>Mobile App:&nbsp;stc&nbsp;pay Stay at Home Campaign for&nbsp;stc&nbsp;pay,&nbsp;InMobi, UM Saudi Arabia &ndash; BRONZE&nbsp;</li>
	<li>mCommerce:&nbsp;stc&nbsp;pay Stay at Home Campaign for&nbsp;stc&nbsp;pay,&nbsp;InMobi, UM Saudi Arabia &ndash; BRONZE&nbsp;</li>
</ul>

<p>InMobi&nbsp;also won two extremely coveted Industry Awards. Not only was&nbsp;InMobi&nbsp;named 2020 Tech Enabler of the Year, but the Snickers campaign we worked on was named Smarties 2020 Best in Show.&nbsp;This is the second year in a row that&nbsp;InMobi&nbsp;has been named Tech Enabler of the Year.&nbsp;</p>

<p>&ldquo;2020 was an extremely challenging year for us all, but the consistent perseverance and hunger to keep pushing for excellence has been rewarded,&rdquo; says Andy Powell, VP and MD, EMEA,&nbsp;InMobi.&nbsp;</p>

<p>For more information on&nbsp;some&nbsp;these award-winning campaigns, check out these video overviews:&nbsp;</p>

<ul>
	<li><a href="https://vimeo.com/492026738" target="_blank">stc&nbsp;Pay Stay at Home Campaign&nbsp;</a></li>
	<li><a href="https://vimeo.com/492025505" target="_blank">Snickers Hunger Support Campaign</a>&nbsp;</li>
	<li><a href="https://vimeo.com/492024237" target="_blank">Vodafone Qatar 5G Launch Campaign: Red Velvet and Stop&nbsp;The&nbsp;Clock</a>&nbsp;</li>
</ul>

<p>This latest total&nbsp;more than&nbsp;doubles&nbsp;what&nbsp;InMobi&nbsp;won last year, where we came away with six awards, including two gold and three silvers.&nbsp;For a full&nbsp;recap of last year,&nbsp;<a href="https://www.inmobi.com/blog/2020/02/17/inmobi-wins-big-at-mena-2020-mma-smarties" target="_blank">check out this blog post</a>.&nbsp;</p>

<p>Interested in learning about&nbsp;all of&nbsp;the latest MMA SMARTIES MENA award winners? Head to&nbsp;<a href="https://www.mmaglobal.com/smarties/awards/programs/mena" target="_blank">https://www.mmaglobal.com/smarties/awards/programs/mena</a>.&nbsp;</p>]]></description>
      <dc:subject><![CDATA[Announcements, Success Stories, English (EN): inmobi.com,]]></dc:subject>
      
      <dc:creator><![CDATA[ Team InMobi  ]]></dc:creator>
      
      <dc:date>2021-03-31T12:26:00+00:00</dc:date>
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    <item>
      <title><![CDATA[What is a Blocklist/Allowlist, and Should You Have One?]]></title>
      <link>https://www.inmobi.com/blog/2021/03/29/what-is-a-blocklist-allowlist/</link>
      <guid>https://www.inmobi.com/blog/2021/03/29/what-is-a-blocklist-allowlist/</guid>
      <description><![CDATA[<p>If you&rsquo;ve ever wondered,&nbsp;what is a blocklist&nbsp;and is having one worth it, then let this blog post be your guiding light. Here, we will provide some basic overviews and cover the top-level arguments for and against this strategy.&nbsp;</p>

<h2>What is a Blocklist in Advertising?&nbsp;</h2>

<p>A&nbsp;blocklist is a list that details&nbsp;where a brand or agency categorically does not want their ads to appear, for&nbsp;any number of reasons but&nbsp;often&nbsp;mostly&nbsp;because of&nbsp;brand safety or fraud concerns.&nbsp;&nbsp;</p>

<p>On the flip side of a blocklist is an allowlist,&nbsp;where&nbsp;a brand or agency is saying that they are okay with their ads appearing&nbsp;only&nbsp;on select apps or websites.&nbsp;This approach originated in telemarketing and email marketing, with marketers only sending communications to select&nbsp;email addresses&nbsp;or&nbsp;IP addresses.&nbsp;</p>

<h2>What are the Pros and Cons and Blocklists/Allowlists?&nbsp;</h2>

<p>Blocklists&nbsp;and allowlists&nbsp;are most often implemented&nbsp;for three&nbsp;key reasons: to ensure brand safe placements,&nbsp;to mitigate potential fraud&nbsp;and/or to ensure legal compliance.&nbsp;&nbsp;</p>

<ul>
	<li>Many of today&rsquo;s advertisers are worried that their brand will be negatively impacted if their advertising appears alongside content that does not align with the brand&rsquo;s values.&nbsp;For example, if a brand&rsquo;s ad appears next to a news article about violence, some consumers&nbsp;would be turned off with the implicit takeaway&nbsp;that the brand&nbsp;condones the violence.&nbsp;To ensure these kinds of issues don&rsquo;t arise, many brands implement blocklists to ensure their ads don&rsquo;t appear on websites or apps where these kinds of issues are most likely to arise, like on politically charged platforms. Similarly, others will use allowlists to ensure their ads only appear in places where the brand or agency knows that these kinds of issues unlike to arise, like in a casual gaming app.&nbsp;</li>
	<li>Some websites or apps have developed a reputation as being&nbsp;spam traps&nbsp;where fraud is more likely to occur. Both&nbsp;blocklists and allowlists can&nbsp;thus&nbsp;help advertisers avoid being implicated with the more common&nbsp;sources of spam&nbsp;or fraud.&nbsp;</li>
	<li>For legal reasons, brands may want to avoid advertising on certain sites or apps. After all, an alcohol brand would want to&nbsp;avoid running ads with publishers whose primary audience are people under the legal drinking age. Considering that the fines associated with running afoul of these kinds of laws and legal frameworks can be quite steep, having a blocklist or allowlist in place to ensure compliance is key.&nbsp;</li>
</ul>

<p>Still, like any other marketing tactic, there are potential downsides to blocklists and allowlists that brands and agencies need to keep in mind.&nbsp;</p>

<ul>
	<li>Blocklists on their own are often not sufficient to block all potentially hazardous apps or websites, as these properties can appear and multiply before they can be added to a blocklist. With blocklists in place that are not updated frequently, brands are constantly playing whack-a-mole with fraudsters.&nbsp;</li>
	<li>Allowlists on the other hand can severely limit scale and reach for advertisers. This is especially the case when the allowlists are too restrictive, often because they do not reflect current market realities. For example, some brands avoid advertising on mobile gaming apps under the&nbsp;mistaken assumption that they are rife with violence or don&rsquo;t have the right audience, even though neither of which is true in today&rsquo;s casual gaming environment.&nbsp;</li>
	<li>Maintaining blocklists and allowlists can be quite cumbersome and labor intensive, requiring marketers to constantly audit their lists and the programmatic environment to stay ahead of potential issues without throttling reach too much.&nbsp;</li>
</ul>

<p>For many brands and agencies, however, it&rsquo;s not an either/or situation. Often, the strategy is to constantly maintain both blocklists and allowlists while also working with additional tools or vendors to ensure maximum reach and to prevent any issues from slipping through the cracks.&nbsp;</p>]]></description>
      <dc:subject><![CDATA[Advertising, Trust and Brand Safety, English (EN): inmobi.com, Global,]]></dc:subject>
      
      <dc:creator><![CDATA[ Team InMobi  ]]></dc:creator>
      
      <dc:date>2021-03-29T08:49:00+00:00</dc:date>
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    <item>
      <title><![CDATA[InMobi Exchange: Two New Products for Boosting Addressability]]></title>
      <link>https://www.inmobi.com/blog/2021/03/26/inmobi-exchange-two-new-products-for-boosting-addressability/</link>
      <guid>https://www.inmobi.com/blog/2021/03/26/inmobi-exchange-two-new-products-for-boosting-addressability/</guid>
      <description><![CDATA[<p>As Apple begins to enforce its&nbsp;<a href="https://developer.apple.com/app-store/user-privacy-and-data-use/" target="_blank">App Tracking Transparency (ATT)&nbsp;framework</a> this year,&nbsp;iOS app&nbsp;publishers will be required to get user consent in order to show them personalized ads. As a result, advertisers will end up having a smaller pool of addressable users on iOS devices.&nbsp;&nbsp;</p>

<p>However, not all&nbsp;user-level tracking&nbsp;is&nbsp;going away.&nbsp;For one, expect&nbsp;20-30% of all iOS users&nbsp;to allow tracking. Additionally,&nbsp;Android hasn&rsquo;t changed its policies (yet).&nbsp;&nbsp;</p>

<p>InMobi&nbsp;Exchange has been working to create helpful products and strategies for both publishers and advertisers to tackle this tricky next stage.&nbsp;</p>

<h2>How&nbsp;InMobi&nbsp;is Helping Publishers Manage Universal IDs&nbsp;</h2>

<p>To simplify addressability and accelerate monetization for in-app publishers, we are soon&nbsp;launching&nbsp;UnifID, which&nbsp;provides&nbsp;publishers with&nbsp;a <a href="https://www.inmobi.com/blog/2021/03/01/why-publishers-need-multiple-id-partners" target="_blank">single point of integration with major&nbsp;Universal IDs (UIDs) in the market</a>. By integrating with multiple leading UID partners through one solution, publishers can service a broader range of advertisers that are looking to increase in-app spends, especially as part of their overall omnichannel marketing strategy.&nbsp;&nbsp;</p>

<p>When publishers can&nbsp;integrate&nbsp;with whatever UID partners advertisers choose, they will be able to pass the UID in their ad requests to&nbsp;InMobi.&nbsp;InMobi&nbsp;can in turn surface these UIDs in the bid request for Demand Side Platforms (DSPs) and advertisers to target via Open Exchange.&nbsp;&nbsp;</p>

<p>And no need to fret incase the advertiser&rsquo;s DSP does not yet support targeting via a UID solution.&nbsp;InMobi&nbsp;can also enable them to run their targeting via a Private Marketplace (PMP) Deal ID.&nbsp; Using UIDs, advertisers can run cross-device campaigns that seamlessly extend to in-app.&nbsp;</p>

<h2>New Residential Targeting Capabilities&nbsp;</h2>

<p>Users don&rsquo;t always live their lives on a single device. They&nbsp;use apps and websites across multiple devices (phones, tablets, etc.) and across various environments (mobile apps, mobile browsers, connected TV, etc.). Many of these services require their users to&nbsp;log&nbsp;in for a better user experience and, invariably, garner consent to show them personalized ads.&nbsp;</p>

<p>InMobi&nbsp;is launching its proprietary Residential Graph (in the U.S.), available on PMPs, that helps advertisers take their addressable targeting to the next level.&nbsp;InMobi&rsquo;s&nbsp;SDK-powered deterministic data links user preferences with location signals, residential information, etc., allowing for more accurate and advanced audience segments.&nbsp;</p>

<p>InMobi&rsquo;s&nbsp;Residential Graph can help advertisers hit their reach and accuracy goals with newer audience segments like income, neighborhood affluence etc., or go precise and run ads based on physical addresses.&nbsp;</p>

<p>&nbsp;</p>

<p>To know more about all&nbsp;things&nbsp;IDFA,&nbsp;take a look&nbsp;at our&nbsp;<a href="https://inmobi.docsend.com/view/bg8289iptgz24j3p" target="_blank">Post&nbsp;IDFA&nbsp;Guide</a>.&nbsp;For questions on our features mentioned above, reach out to your&nbsp;InMobi&nbsp;Customer Success Manager&nbsp;or <a href="mailto:pmm-ssp@inmobi.com">contact the&nbsp;InMobi&nbsp;Product Marketing Team&nbsp;directly</a>.&nbsp;&nbsp;</p>]]></description>
      <dc:subject><![CDATA[Inside InMobi, Product and Technology, English (EN): inmobi.com,]]></dc:subject>
      
      <dc:creator><![CDATA[ Team InMobi  ]]></dc:creator>
      
      <dc:date>2021-03-26T16:02:00+00:00</dc:date>
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    <item>
      <title><![CDATA[InMobi Recertified by TAG for Fourth Year in a Row ]]></title>
      <link>https://www.inmobi.com/blog/2021/03/23/inmobi-recertified-by-tag-fourth-year-in-a-row/</link>
      <guid>https://www.inmobi.com/blog/2021/03/23/inmobi-recertified-by-tag-fourth-year-in-a-row/</guid>
      <description><![CDATA[<p>InMobi&nbsp;has&nbsp;once&nbsp;again received the official&nbsp;Certification Against Fraud&nbsp;(CAF) designation from the Trustworthy Accountability Group (TAG).&nbsp;InMobi&nbsp;has been certified for every year since 2018.&nbsp;</p>

<p>While&nbsp;InMobi&nbsp;is one of&nbsp;hundreds of&nbsp;companies that have received&nbsp;some kind of certification&nbsp;from TAG this year,&nbsp;InMobi&nbsp;is in rare company&nbsp;to have its anti-fraud capabilities validated by TAG for four years in a row.&nbsp;This proves that&nbsp;InMobi&nbsp;has best-of-breed tools and processes in place to fight fraud and&nbsp;dramatically reduce the instances of issues such as invalid traffic.&nbsp;While over 600 companies have registered with TAG, less than 500 have received any kind of certification from them.&nbsp;</p>

<p>&ldquo;In a year of wrenching dislocation and rising criminal activity, the world&rsquo;s leading digital advertising companies looked to TAG standards for stability, continuity, and protection, and they demanded their supply chain partners set the same high bar,&rdquo; said TAG CEO Mike&nbsp;Zaneis&nbsp;in a release. &ldquo;This was a tipping point year in which the TAG seals became prerequisites for doing business in nearly every global market and sector of the industry.&rdquo;&nbsp;</p>

<p>InMobi&nbsp;has received the CAF seal through independent validation by a third-party auditor. In addition,&nbsp;InMobi&nbsp;is anti-fraud certified in&nbsp;all regions of the world, including North America.&nbsp;</p>

<p>So,&nbsp;what does the CAF recertification mean? According to research, TAG Certified Channels have over&nbsp;90% less fraud&nbsp;than non-certified&nbsp;channels.&nbsp;In fact, the average IVT rate in TAG Certified Channels is just 0.6%, while the overall fraud rate on these channels was around 1%. This&nbsp;rate was measured&nbsp;off&nbsp;over 350 billion impressions in&nbsp;2020, and&nbsp;includes app-first channels like in-app video, in-app display and connected television.&nbsp;</p>

<p>&ldquo;The remarkable success of TAG&rsquo;s certification programs rests on the active participation of hundreds of member companies, who have worked with TAG to strengthen and adapt our standards each year while taking the rigorous steps needed to turn those standards into practice across the industry,&rdquo; said Todd Miller, Director of Compliance at TAG.&nbsp;</p>

<p>InMobi&nbsp;has long been committed to fighting mobile ad fraud and championing a clean and open programmatic landscape. Our CAF recertification is just another&nbsp;proof point&nbsp;of our dedication and devotion to&nbsp;clamping down on ad fraud and making programmatic work for everyone.&nbsp;</p>

<p>Interested in learning more about all the ways in which&nbsp;InMobi&nbsp;is committed to improving trust and transparency in in-app programmatic advertising?&nbsp;Reach out today&nbsp;to get the inside scoop.&nbsp;</p>]]></description>
      <dc:subject><![CDATA[Announcements, Trust and Brand Safety, English (EN): inmobi.com,]]></dc:subject>
      
      <dc:creator><![CDATA[ Team InMobi  ]]></dc:creator>
      
      <dc:date>2021-03-23T23:20:00+00:00</dc:date>
    </item>
  
    <item>
      <title><![CDATA[Mobile Insights with InMobi: Q&A With Utkarsh Sinha on In-App SPO]]></title>
      <link>https://www.inmobi.com/blog/2021/03/22/mobile-insights-with-inmobi-qa-with-utkarsh-sinha-on-in-app-spo/</link>
      <guid>https://www.inmobi.com/blog/2021/03/22/mobile-insights-with-inmobi-qa-with-utkarsh-sinha-on-in-app-spo/</guid>
      <description><![CDATA[<p>In this latest edition of&nbsp;our podcast series Mobile Insights with&nbsp;InMobi, we discuss in-app supply path optimization (SPO) with&nbsp;Utkarsh Sinha,&nbsp;who leads demand-side product marketing for&nbsp;InMobi&nbsp;Exchange. In this 26-minute podcast, which was recorded on December 7,&nbsp;Utkarsh and I discuss&nbsp;how the entire in-app programmatic supply chain is approaching SPO today and why in-app SPO is so unique.&nbsp;<a href="https://soundcloud.com/user-802421075/mobile-insights-with-inmobi-qa-with-utkarsh-sinha-on-in-app-spo" target="_blank">Be sure to tune in today</a>!&nbsp;</p>

<p style="text-align:center"><a class="btn btn-s" href="https://soundcloud.com/user-802421075/mobile-insights-with-inmobi-qa-with-utkarsh-sinha-on-in-app-spo" style="font-size:24px; border-radius: 25px; font-weight: normal;" target="_blank">LISTEN IN</a></p>

<h2>Top Quotes from Utkarsh&nbsp;</h2>

<ul>
	<li>&ldquo;Buyers are starting to realize that there are a lot of intermediaries in trying to access one kind of pub, any sort of publishers, and SPO or supply path optimization is the buyer&#39;s attempt to eliminate these intermediaries, which they think are redundant and simplify their lives, improve the media buying outcomes and everything that&#39;s associated with it.&rdquo;&nbsp;</li>
	<li>&ldquo;Even from a DSP perspective, it results in a lot of savings on infrastructure that they don&#39;t have to handle a lot of duplicate auctions.&rdquo;&nbsp;</li>
	<li>&ldquo;There comes a point where having more paths does not necessarily yield a greater chance of buying that inventory, but in fact ends up driving your pricing because you ended up bidding against yourself on so many of the other parts that you will have open.&rdquo;&nbsp;</li>
	<li>&ldquo;I don&#39;t think there&#39;s a blueprint of success yet, but generally you will see that with buyers moving more of their spend to a particular SSP, both of the parties become more important for each other.&rdquo;&nbsp;</li>
	<li>&ldquo;I remember when SPO started out as a DSP conversation, very much limited to trying to reduce infrastructure overhead. I think there was a lot of concern from the supply side as to what&nbsp;this&nbsp;will entail, but as time has progressed, two things have happened. One, the SPO conversations have moved upstream.&nbsp;So&nbsp;you see a lot of marketers and brands and agencies who are running these conversations, who are starting to think about what SSPs to partner with, and&nbsp;two,&nbsp;I think even the supply side has sort of come down to the fact to acknowledge that there&#39;s a genuine need for buyers to run this SPO and the value it creates for the buyers.&nbsp;Ultimately&nbsp;it&#39;s a marketplace and you want to do what&#39;s right for your customers.&nbsp;And the sell side has also started to introduce, I think, with the support of the ecosystem, a lot of transparency measures that help buyers execute their vision of SPO.&rdquo;&nbsp;</li>
	<li>&ldquo;I think when buyers come from a lot of experience on the website side, I think what they have to acknowledge is that there is a very good difference in the way the tech stacks are laid out for the in-app side versus the web.&rdquo;&nbsp;</li>
	<li>&ldquo;One misconception that really stands out again over everything else is the concept of reselling.&rdquo;&nbsp;</li>
	<li>&ldquo;A lot of the buy side today equates SPO with reselling, but I think when you start exploring the nuances, there are layers to reselling and if you equate reselling as any intermediary, you will realize that not all intermediaries are the same.&rdquo;&nbsp;</li>
	<li>&ldquo;Buyers realize that there is going to be a point where more partners&nbsp;does&nbsp;not equal more access, but in fact makes their life more complex.&rdquo;&nbsp;</li>
	<li style="text-align:center"><a class="btn btn-s" href="https://soundcloud.com/user-802421075/mobile-insights-with-inmobi-qa-with-utkarsh-sinha-on-in-app-spo" style="font-size:24px; border-radius: 25px; font-weight: normal;" target="_blank">LISTEN IN</a></li>
</ul>

<p>Interested in learning more about in-app SPO?&nbsp;Be sure to <a href="https://go.inmobi.com/spo-guide/" target="_blank">download a complimentary copy of our new guide on in-app SPO</a>.&nbsp;&nbsp;</p>

<p style="text-align:center"><a class="btn btn-s" href="https://go.inmobi.com/spo-guide/" style="font-size:24px; border-radius: 25px; font-weight: normal;" target="_blank">DOWNLOAD NOW</a></p>

<h3>More Episodes&nbsp;Of&nbsp;Mobile Insights&nbsp;With&nbsp;InMobi&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</h3>

<p>Interested in listening to more interviews just like this one? Click the links below to tune in.&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</p>

<ul>
	<li><a href="/blog/mobile-insights-with-inmobi-rajat-wanchoo-on-the-needs-and-requirements-of-todays-cmos" target="_blank">Rajat Wanchoo On The Needs of CMOs During COVID-19</a>&nbsp;&nbsp;&nbsp;&nbsp;</li>
	<li><a href="/blog/mobile-insights-with-inmobi-qa-with-kunal-nagpal-on-inmobi-exchange-and-in-app-programmatic-trends" target="_blank">Kunal Nagpal On InMobi Exchange And In-App Programmatic Trends&nbsp;</a>&nbsp;&nbsp;&nbsp;</li>
	<li><a href="/blog/mobile-insights-with-inmobi-qa-with-bismit-bikash-boruah-on-ad-buying-trends-on-inmobi-exchange-during-covid-19" target="_blank">Bismit Bikash Boruah On Ad Buying Trends On InMobi Exchange During COVID-19&nbsp;</a>&nbsp;&nbsp;&nbsp;</li>
</ul>

<h4>About the Author/Interviewer&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</h4>

<p>Matthew Kaplan has over a decade of digital marketing experience, working to support the content goals of the world&rsquo;s biggest B2B and B2C brands. He is a passionate app user and evangelist, working to support diverse marketing campaigns across devices.&nbsp;&nbsp;</p>]]></description>
      <dc:subject><![CDATA[Advertising, Media Consumption &amp; Trends, Trust and Brand Safety, English (EN): inmobi.com, Global,]]></dc:subject>
      
      <dc:creator><![CDATA[ Matt Kaplan,  Content Strategist  ]]></dc:creator>
      
      <dc:date>2021-03-22T07:31:00+00:00</dc:date>
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    <item>
      <title><![CDATA[InMobi Now Available on Unity LevelPlay as a Demand Source for In-App Bidding]]></title>
      <link>https://www.inmobi.com/blog/2021/03/17/inmobi-now-available-on-ironsource-as-a-demand-source-for-in-app-bidding/</link>
      <guid>https://www.inmobi.com/blog/2021/03/17/inmobi-now-available-on-ironsource-as-a-demand-source-for-in-app-bidding/</guid>
      <description><![CDATA[<p>We are thrilled to announce that InMobi&rsquo;s integration with ironSource&#39;s in-app bidding solution&nbsp;is <a href="https://developers.ironsrc.com/ironsource-mobile/general/mediated-network-partners/">now available</a> for all publishers. Publishers can now access InMobi&rsquo;s premium demand from the world&rsquo;s top advertisers via this latest integration.</p>

<p><br />
This partnership comes at a time when in-app bidding is gaining unprecedented traction in the industry, especially among mobile gaming publishers. In-app bidding has been proven to provide many benefits over traditional waterfalls, including maximizing publisher revenue and significantly improving operational efficiency.</p>

<p><img alt="" src="https://f.hubspotusercontent40.net/hubfs/2714195/nimrod%20quote.png" style="height:414px; width:791px" /></p>

<h2>&nbsp;</h2>

<h2>Maximize&nbsp;Revenue and&nbsp;Bid Density&nbsp;with&nbsp;InMobi</h2>

<p>App publishers monetizing with Unity LevelPlay via&nbsp;in-app bidding can now take their current monetization stack to a new level by accessing premium in-app advertising dollars from InMobi. InMobi will help gaming publishers maximize competition for their inventory and delivering high quality in-app demand that translates into increased eCPMs and maximized fill rates.&nbsp;&nbsp;</p>

<p><img alt="" src="https://f.hubspotusercontent40.net/hubfs/2714195/tk%20quote.png" style="height:414px; width:791px" /></p>

<h2><br />
<br />
What&nbsp;InMobi&nbsp;Brings to the Table</h2>

<p>InMobi has built long-standing partnerships with mobile app publishers of all types and scale over the years. Here are three&nbsp;top&nbsp;reasons to&nbsp;enable&nbsp;InMobi&nbsp;on&nbsp;Unity LevelPlay via in-app bidding:&nbsp;</p>

<h3>1. Proven&nbsp;Game&nbsp;Monetization Results</h3>

<p>In 2020, app&nbsp;publishers that activated&nbsp;InMobi&nbsp;as a demand source witnessed greater monetization outcomes, driving&nbsp;up eCPMs&nbsp;by 3x and ad revenue by 5x.&nbsp;<br />
&nbsp;</p>

<h3>2. High-impact Ad Formats</h3>

<p>InMobi&nbsp;supports a range of high-impact ad formats suitable for&nbsp;all types of apps, particularly mobile games, including interstitials, banners and&nbsp; rewarded video. Gaming publishers using InMobi can maximize earnings while monetizing their content without disrupting the user experience.&nbsp;<br />
&nbsp;</p>

<h3>3. Unique&nbsp;and Premium&nbsp;In-App Demand</h3>

<p>The amount of revenue that flows into apps, and the quality of the ad experience offered to users, depends on who&rsquo;s bidding on the inventory.&nbsp;InMobi&rsquo;s&nbsp;strong demand footprint across the in-app ecosystem brought in unique, premium demand from over 120+ DSPs and 20K+ advertisers without compromising on quality.&nbsp;&nbsp;&nbsp;</p>

<h2><img alt="" src="https://f.hubspotusercontent40.net/hubfs/2714195/ironSource%20Image1.png" style="height:414px; width:791px" /><br />
<br />
Getting Started and Support&nbsp;</h2>

<p>InMobi&rsquo;s&nbsp;integration with&nbsp;Unity LevelPlay&nbsp;is supported on&nbsp;InMobi&nbsp;Android&nbsp;SDK 9.1.6+&nbsp;and&nbsp;InMobi&nbsp;iOS&nbsp;SDK 9.1.5+. Click&nbsp;<a href="https://support.inmobi.com/monetize/download-sdk">here</a>&nbsp;to download the latest&nbsp;InMobi&nbsp;SDK for Android and iOS.</p>

<p><br />
Our Customer Success Managers are here to help you with the setup, configuration,&nbsp;mapping of placements and more. If you need&nbsp;more information or assistance, email us at&nbsp;support@inmobi.com.&nbsp;</p>]]></description>
      <dc:subject><![CDATA[Announcements, English (EN): inmobi.com,]]></dc:subject>
      
      <dc:creator><![CDATA[ Team InMobi  ]]></dc:creator>
      
      <dc:date>2021-03-17T12:48:00+00:00</dc:date>
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    <item>
      <title><![CDATA[What Does SPO Mean for In-App Advertisers? ]]></title>
      <link>https://www.inmobi.com/blog/2021/03/15/what-does-spo-mean-for-in-app-advertisers/</link>
      <guid>https://www.inmobi.com/blog/2021/03/15/what-does-spo-mean-for-in-app-advertisers/</guid>
      <description><![CDATA[<p>While many marketers are beginning to understand and appreciate supply path optimization (SPO) in the browser world, what does SPO mean for the brands and agencies that advertise in mobile apps? While the core principles of SPO remain the same throughout the overall programmatic advertising ecosystem, implementation looks different in app than it does on laptops/desktops or even in mobile web environments.&nbsp;&nbsp;</p>

<p><em>For a more detailed look at what&nbsp;SPO stands&nbsp;for and what it means for mobile marketers, be sure to <a href="https://go.inmobi.com/spo-guide/" target="_blank">download your copy of InMobi&rsquo;s SPO guidebook today</a>.&nbsp;</em></p>

<p style="text-align:center"><a class="btn btn-s" href="https://go.inmobi.com/spo-guide/" style="font-size:24px; border-radius: 25px; font-weight: normal;" target="_blank">DOWNLOAD NOW</a></p>

<h2>Nuances of In-App SPO&nbsp;</h2>

<p>A blanket application of learnings from the web world onto in-app does not work, as the two ecosystems work on&nbsp;fundamentally&nbsp;different technologies. In-app is a closed and more complex ecosystem,&nbsp;with nuances like operating systems (Android, iOS, etc.), different supply side integrations (SDK vs.&nbsp;API) and different&nbsp;technical&nbsp;implementations (server-side vs.&nbsp;client-side&nbsp;ad serving),&nbsp;which do not exist in the web ecosystem. These differences result in intermediaries performing specific, and often critical,&nbsp;roles,&nbsp;and hence make supply path optimization difficult in the in-app world.&nbsp;&nbsp;</p>

<p>Here are two examples that highlight what we mean:&nbsp;</p>

<ol>
	<li><u>Hybrid&nbsp;Supply&nbsp;Access&nbsp;Systems</u>:&nbsp;The more&nbsp;complex&nbsp;implementation of&nbsp;header&nbsp;bidding&nbsp;in&nbsp;app,&nbsp;along with publisher reservations to&nbsp;move away from the&nbsp;widely accepted waterfall&nbsp;models,&nbsp;has&nbsp;led to&nbsp;the in-app&nbsp;supply ecosystem&nbsp;overall&nbsp;being&nbsp;a hybrid of&nbsp;waterfall and HB&nbsp;models. As a result,&nbsp;multiple direct and legitimate supply paths to the same inventory can co-exist,&nbsp;making it hard to evaluate the incremental value of each path.&nbsp;<br />
	&nbsp;</li>
	<li><u>Valuable Reselling</u>:&nbsp;Each&nbsp;supply-side platform (SSP)&nbsp;SDK&nbsp;in the in-app ecosystem&nbsp;provides&nbsp;different&nbsp;capabilities around creative&nbsp;handling, data collection&nbsp;and&nbsp;passthrough, and support for third party measurement&nbsp;and&nbsp;verification&nbsp;solutions.&nbsp;With the supply paths being more specialized, access to certain pools of high-quality inventory&nbsp;becomes difficult and often expensive.&nbsp;Unlike in the web&nbsp;world where resellers only act as additional hops, resellers&nbsp;in&nbsp;the&nbsp;in-app world&nbsp;can unlock access paths for advertisers through technical innovation or by virtue of the scale of their distribution and operation.&nbsp;&nbsp;<br />
	<br />
	Bundled SDK is one of the ways of reselling in which a technology partner helps SSPs increase their footprint among publishers. Other technology partners help covert non-standard mobile ad placements which cannot be bought programmatically into standard OpenRTB ad units.&nbsp;These,&nbsp;along with&nbsp;in-app OTT content syndicators&nbsp;and&nbsp;yield management partners,&nbsp;are&nbsp;examples&nbsp;of supply paths&nbsp;with intermediaries&nbsp;contributing&nbsp;positively to the ecosystem.&nbsp;</li>
</ol>

<p>It is worth noting that these are not the only nuances of in-app SPO to keep in mind. For a more detailed look at in-app SPO&nbsp;and&nbsp;its implementation, be sure to <a href="https://go.inmobi.com/spo-guide/" target="_blank">download a copy of InMobi Exchange&rsquo;s Guide to SPO for Advertisers</a>.&nbsp;</p>

<p style="text-align:center"><a class="btn btn-s" href="https://go.inmobi.com/spo-guide/" style="font-size:24px; border-radius: 25px; font-weight: normal;" target="_blank">DOWNLOAD NOW</a></p>]]></description>
      <dc:subject><![CDATA[Advertising, Media Consumption &amp; Trends, Product and Technology, English (EN): inmobi.com, Global,]]></dc:subject>
      
      <dc:creator><![CDATA[ Team InMobi  ]]></dc:creator>
      
      <dc:date>2021-03-15T08:26:00+00:00</dc:date>
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    <item>
      <title><![CDATA[Contextual Targeting for Apps: An Overview]]></title>
      <link>https://www.inmobi.com/blog/2021/03/11/contextual-targeting-for-apps/</link>
      <guid>https://www.inmobi.com/blog/2021/03/11/contextual-targeting-for-apps/</guid>
      <description><![CDATA[<p>IDFA&nbsp;(Apple&rsquo;s iOS Identifier for Advertisers)&nbsp;specifically&nbsp;and mobile device identifiers&nbsp;more broadly&nbsp;have played a&nbsp;crucial&nbsp;role in enabling targeted advertisements.&nbsp;Many aspects of programmatic&nbsp;advertising,&nbsp;ranging&nbsp;from basic&nbsp;controls like&nbsp;frequency capping&nbsp;to&nbsp;the&nbsp;sophisticated&nbsp;audience segments&nbsp;created using machine learning algorithms,&nbsp;have been built&nbsp;around device identifiers.&nbsp;&nbsp;</p>

<p>But with Apple&rsquo;s&nbsp;iOS 14.5 update, advertisers will&nbsp;lose&nbsp;IDFA&nbsp;access&nbsp;for&nbsp;nearly 70%&nbsp;of&nbsp;iOS users.&nbsp;So what should advertisers do?&nbsp;</p>

<h2>Context is Key&nbsp;</h2>

<p>In the absence of a&nbsp;device&nbsp;ID, it is&nbsp;critical&nbsp;that advertisers shift their focus away from&nbsp;user-based&nbsp;behavioral targeting,&nbsp;which relies on user information collected over several interactions&nbsp;in the past,&nbsp;and pivot to what&nbsp;the&nbsp;user is consuming&nbsp;<u>at that&nbsp;very moment</u>.&nbsp;This is the contextual targeting approach&nbsp;to advertising.&nbsp;</p>

<p>With contextual targeting, advertisers can continue&nbsp;reaching relevant audiences without&nbsp;the need to track, store and analyze personal data,&nbsp;and therefore remain unaffected by the IDFA going away.&nbsp;</p>

<p>So&nbsp;what&nbsp;information&nbsp;can&nbsp;advertisers&nbsp;use?&nbsp;</p>

<h3>App&nbsp;Metadata&nbsp;</h3>

<p>The&nbsp;most basic information&nbsp;available to&nbsp;advertisers&nbsp;is the environment&nbsp;in which&nbsp;the user&nbsp;will&nbsp;interact with the ad.&nbsp;Advertisers&nbsp;can&nbsp;leverage this information&nbsp;as a&nbsp;basic filter to&nbsp;reach their audiences of interest. For instance,&nbsp;a user scrolling through&nbsp;an lifestyle&nbsp;app can be a potential customer&nbsp;for&nbsp;a consumer packaged goods (CPG)&nbsp;product.&nbsp;In-app inventory can surface data points like&nbsp;app category, subcategory,&nbsp;app version etc.&nbsp;in the bid request, or&nbsp;supply-side platforms (SSPs)&nbsp;can package inventory that may be most relevant to advertisers&rsquo; target audience.&nbsp;</p>

<h3>App Level&nbsp;Engagement&nbsp;</h3>

<p>Advertisers&nbsp;can go one step further by&nbsp;coupling&nbsp;app information with user engagement information&nbsp;to&nbsp;find audiences or ad placements that are more engaging.&nbsp;Having data points like&nbsp;how much time has the user been scrolling on the app&nbsp;(session duration)&nbsp;and their engagement&nbsp;with a previous ad (e.g.&nbsp;clicks,&nbsp;video&nbsp;completion rate) that&nbsp;was about a certain product&nbsp;(prior adomain)&nbsp;makes it easy for&nbsp;advertisers&nbsp;to&nbsp;determine&nbsp;if the users on the app&nbsp;fit&nbsp;their target audience&nbsp;profile.&nbsp;&nbsp;</p>

<h3>In-App Content&nbsp;</h3>

<p>With the recent release of <a href="/blog/open-your-mind-to-the-open-measurement-sdk" target="_blank">OM SDK</a> 1.3, advertisers can also look forward to accessing in-app content just like they do on a web page and&nbsp;run contextual targeting not just based on app metadata (e.g. app category) but the actual content the user is going through.&nbsp;For example,&nbsp;advertisers interested in reaching sports fans&nbsp;can target users&nbsp;on the sports page of a news app.&nbsp;However, like&nbsp;this&nbsp;OM SDK release for viewability, this will go through an adoption curve on the publisher side before it becomes&nbsp;available for advertisers at scale.&nbsp;</p>

<p>What should you do as an&nbsp;buyer?&nbsp;</p>

<p><strong>Get&nbsp;ready to read&nbsp;the signals:</strong>&nbsp;Demand-side platforms (DSPs)&nbsp;should consider tweaking&nbsp;their bidders&nbsp;to&nbsp;read and understand the different contextual signals&nbsp;about the user, and&nbsp;then&nbsp;enable&nbsp;advertisers&nbsp;with controls&nbsp;to target&nbsp;users&nbsp;that fit their&nbsp;desired profile.&nbsp;</p>

<p>&nbsp;</p>

<p>Interested in reading about what more advertisers can do&nbsp;in a post-IDFA world? <a href="https://inmobi.docsend.com/view/j3jkk7y9jbvh7pen" target="_blank">Read our&nbsp;comprehensive guide&nbsp;here</a>.&nbsp;</p>]]></description>
      <dc:subject><![CDATA[Advertising, Understanding Consumers, English (EN): inmobi.com, Global,]]></dc:subject>
      
      <dc:creator><![CDATA[ Team InMobi  ]]></dc:creator>
      
      <dc:date>2021-03-11T10:24:00+00:00</dc:date>
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    <item>
      <title><![CDATA[Indonesia: Gearing up for Ramadan 2021]]></title>
      <link>https://www.inmobi.com/blog/2021/03/17/indonesia-gearing-up-for-ramadan-2021/</link>
      <guid>https://www.inmobi.com/blog/2021/03/17/indonesia-gearing-up-for-ramadan-2021/</guid>
      <description><![CDATA[<p><em>We&nbsp;share&nbsp;the latest&nbsp;Ramadan consumer&nbsp;insights&nbsp;from our 2021 report: Gearing up for Ramadan, 2021&nbsp;&nbsp;</em></p>

<p>The&nbsp;holy&nbsp;month of Ramadan&nbsp;marks a period&nbsp;where&nbsp;observers&nbsp;fast&nbsp;from dawn to dusk,&nbsp;spend&nbsp;time on spirituality,&nbsp;partake&nbsp;in charity,&nbsp;and&nbsp;celebrate&nbsp;with&nbsp;their&nbsp;loved ones.&nbsp;While digital has paved new avenues for observers to celebrate&nbsp;Ramadan&nbsp;virtually,&nbsp;especially during&nbsp;the&nbsp;lockdown,&nbsp;marketers are left&nbsp;facing&nbsp;an inevitable question,&nbsp;"Will&nbsp;digital&nbsp;mediums&nbsp;forge&nbsp;a&nbsp;new&nbsp;path&nbsp;for&nbsp;observers&nbsp;to&nbsp;commemorate&nbsp;the festival,&nbsp;or&nbsp;will the legacy of traditional&nbsp;in-person&nbsp;celebrations&nbsp;and associated&nbsp;activities return?"&nbsp;&nbsp;</p>

<p>With the help of&nbsp;<a href="http://www.inmobi.com/pulse">InMobi Pulse</a>,&nbsp;we try&nbsp;to understand&nbsp;how&nbsp;consumers&#39;&nbsp;daily lives&nbsp;will&nbsp;change&nbsp;this&nbsp;Ramadan&nbsp;and its&nbsp;impact on their&nbsp;shopping behavior. By understanding the&nbsp;purchase&nbsp;motivations,&nbsp;we&nbsp;present&nbsp;the&nbsp;best ways&nbsp;brands&nbsp;can&nbsp;win&nbsp;over&nbsp;Ramadan observers&nbsp;in Indonesia.&nbsp;&nbsp;</p>

<p><em>To deep dive into understanding the Indonesian consumer, read our report, Gearing up for Ramadan, 2021.&nbsp;</em></p>

<p><a href="https://go.inmobi.com/mobile-ramadan-2021/" target="_blank"><img alt="" src="https://go.inmobi.net/hubfs/SEA_2020_Festive_Season/Download%20the%20Report.png" style="height:55px; width:300px" /></a><br />
&nbsp;</p>

<h2><strong>Decoding the Connected Indonesian Consumer&nbsp;</strong></h2>

<p>As per our survey, which saw over 1000&nbsp;participants,&nbsp;we learned that&nbsp;despite reduced incomes caused due to the pandemic,&nbsp;the idea of giving back to the community&nbsp;remains&nbsp;deeply rooted in the spirit of Ramadan. Additionally,&nbsp;this Ramadan will all be about family,&nbsp;with&nbsp;74% of Indonesians making purchases for their family this&nbsp;year.&nbsp;There is hope for&nbsp;normalcy&nbsp;to&nbsp;return&nbsp;with&nbsp;Mudik&nbsp;travelers&nbsp;looking forward to&nbsp;going&nbsp;back home; women&nbsp;are excited to visit the Ramadan Bazaars. Men, on the other hand,&nbsp;are&nbsp;looking forward&nbsp;to&nbsp;socializing&nbsp;at&nbsp;Iftar parties.&nbsp;</p>

<p>&nbsp;</p>

<p style="text-align:center"><img alt="" src="https://go.inmobi.net/hubfs/SEA_2021_Ramadan/SEA_2021_Indonesia_Ramadan_Image_01.png" style="height:366px; width:650px" /></p>

<p>&nbsp;</p>

<h3><strong>1. Consumer Spending&nbsp;makes&nbsp;a stronger comeback&nbsp;</strong></h3>

<p>According to our survey, this year,&nbsp;43% of&nbsp;Indonesians will&nbsp;spend&nbsp;on clothes, 38% on groceries,&nbsp;and 15% on gift&nbsp;packages. Mobile will be the enabler of shopping, with a majority&nbsp;(53%)&nbsp;of Indonesians planning to shop on the&nbsp;always-on&nbsp;device.&nbsp;&nbsp;</p>

<h3><strong>2. Videos+Games = Entertainment&nbsp;While Fasting&nbsp;</strong></h3>

<p>It is interesting to note&nbsp;that 32% of Indonesians love to spend their time on mobile phones watching their favorite content on OTT platforms,&nbsp;while&nbsp;25% of Indonesians would indulge in their favorite games.&nbsp;Watching movies remains the favorite activity for consumers between the age of 14 to 44 years,&nbsp;while consumers between the age&nbsp;of&nbsp;45 to 54 years love to read the news.&nbsp;</p>

<h3><strong>3. The Surge in the Mobile App Usage&nbsp;</strong></h3>

<p>Shopping apps see a surge in usage right from the first week of March, while food recipes and dining apps see a spike in&nbsp;use&nbsp;from the fourth week of March. Fashion and beauty apps see increased&nbsp;use&nbsp;from the first week of April.&nbsp;In&nbsp;2020, shopping&nbsp;apps&nbsp;saw&nbsp;about&nbsp;an&nbsp;82% surge in&nbsp;usage,&nbsp;entertainment apps by 67%, gaming by 45%, and lifestyle apps by 69%, and these numbers are expected to only grow higher in 2021.&nbsp;&nbsp;</p>

<h2><strong>Insights for Marketers to Winning this Ramadan&nbsp;</strong></h2>

<p>While this year marks&nbsp;extreme changes in the way consumers celebrate Ramadan,&nbsp;here&#39;s&nbsp;the holy grail&nbsp;checklist&nbsp;for marketers to win consumers this festive season.&nbsp;</p>

<h3><strong>1. Mobile Advertising is the Way Ahead&nbsp;</strong></h3>

<p>Mobile stands as a dominant device in shaping the consumer journey in Indonesia. While 61%&nbsp;of&nbsp;women and 58%&nbsp;of&nbsp;families with children use mobile to discover products and services, a mammoth 84% of Indonesian explore products on their smartphones.&nbsp;71%&nbsp;&#8203;of millennials look at smartphones as the medium&nbsp;to&nbsp;fulfill&nbsp;all their buying needs this Ramadan. 53% of Indonesians consider shopping on mobile. Through these numbers, mobile stands as the preferred device to learn, explore and buy products.&nbsp;&nbsp;</p>

<h3><strong>2. Reach Consumers from Where They&nbsp;Are&nbsp;</strong></h3>

<p>With the OTT platforms and gaming apps becoming mainstream entertainment for Indonesians, brands must leverage these apps to stay connected with their consumers&nbsp;from where they are.&nbsp;&nbsp;</p>

<h3><strong>3. Resilience&nbsp;is the Key to Staying Relevant&nbsp;</strong></h3>

<p>According to our survey, 82% of women are unplanned and indulge in impulsive purchases, while 57% of Indonesians&nbsp;haven&#39;t&nbsp;planned the categories of&nbsp;products&nbsp;for shopping. Only 17% of scheduled shoppers decide their purchases based on offers and discounts. This&nbsp;uncertainty&nbsp;opens new avenues for brands to pitch in their advertising strategies&nbsp;right and&nbsp;influence&nbsp;the open-minded consumers to drive purchases.&nbsp;</p>

<p>To deep dive into&nbsp;an&nbsp;understanding&nbsp;of&nbsp;the Indonesian consumer, read our report, Gearing up for Ramadan, 2021.&nbsp;<br />
<a href="https://go.inmobi.com/mobile-ramadan-2021/" target="_blank"><img alt="" src="https://go.inmobi.net/hubfs/SEA_2020_Festive_Season/Download%20the%20Report.png" style="height:55px; width:300px" /></a></p>

<p><em>*survey conducted on 1000+&nbsp;smartphone users in Indonesia in January 2021.&nbsp;</em></p>]]></description>
      <dc:subject><![CDATA[Understanding Consumers, English (EN): inmobi.com, Asia Pacific,]]></dc:subject>
      
      <dc:creator><![CDATA[ Team InMobi  ]]></dc:creator>
      
      <dc:date>2021-03-10T07:32:00+00:00</dc:date>
    </item>
  
    <item>
      <title><![CDATA[Supply Path Optimization Explained]]></title>
      <link>https://www.inmobi.com/blog/2021/03/09/supply-path-optimization-explained/</link>
      <guid>https://www.inmobi.com/blog/2021/03/09/supply-path-optimization-explained/</guid>
      <description><![CDATA[<p>Today, few terms in&nbsp;ad tech&nbsp;and&nbsp;programmatic&nbsp;ad&nbsp;circles are as frequently talked about and discussed as&nbsp;supply&nbsp;path optimization&nbsp;(SPO).&nbsp;Let&rsquo;s dive into what it means, what it purports to do and what an&nbsp;SPO strategy&nbsp;can look like.&nbsp;&nbsp;</p>

<p>SPO describes plans undertaken by advertisers and/or&nbsp;demand-side platforms&nbsp;(DSPs) to&nbsp;create the most direct, trusted,&nbsp;verified and efficient paths to publisher&#39;s inventory.&nbsp;</p>

<p>As a result of SPO, they&nbsp;reduce the number of&nbsp;SSPs&nbsp;(supply-side platforms),&nbsp;ad exchanges&nbsp;and other&nbsp;supply partners&nbsp;that&nbsp;they work with and place ads with.&nbsp;This happens as&nbsp;advertisers and&nbsp;DSPs reduce the duplication of supply&nbsp;across partners but also by&nbsp;reducing&nbsp;the number of hops in the supply chain.&nbsp;</p>

<p>Broadly put, SPO is important to demand partners because it helps assess the value of every single programmatic pipe.&nbsp;Of course, there are a bunch of variables that define this value&nbsp;including&nbsp;but not limited to transparency/efficiency of the pipe, quality of the pipe, infrastructure optimization capability and scale.&nbsp;&nbsp;</p>

<p><em>For a more detailed look at supply path optimization, particularly as it relates to in-app advertising, be sure to <a href="https://go.inmobi.com/spo-guide/" target="_blank">download our&nbsp;in-depth guide&nbsp;on all things SPO</a>.&nbsp;</em></p>

<p style="text-align:center"><a class="btn btn-s" href="https://go.inmobi.com/spo-guide/" style="font-size:24px; border-radius: 25px; font-weight: normal;" target="_blank">DOWNLOAD NOW</a></p>

<h2>Understanding the Current Programmatic&nbsp;Supply Chain&nbsp;</h2>

<p>To understand why&nbsp;SPO is becoming more popular of late, it can be helpful to take a step back to look at the current landscape and its potential complications.&nbsp;&nbsp;</p>

<p>Consider&nbsp;what a typical&nbsp;programmatic&nbsp;supply chain can look like&nbsp;in the mobile in-app space. A brand looking to advertise would often work with an agency, which then works with or uses a DSP. The DSP then competes&nbsp;to buy inventory from ad exchanges and SSPs,&nbsp;which&nbsp;have direct connections with apps.&nbsp;&nbsp;</p>

<p>This is a highly simplistic programmatic connection. Sometimes, inventory is&nbsp;resold&nbsp;or additional hops are required to connect to specific publishers, which can further extend&nbsp;the overall supply chain.&nbsp;Some exchanges, ad networks and SSPs will occasionally resell inventory that they don&rsquo;t have a direct connection to, which can further extend the final supply chain.&nbsp;Of course, some intermediaries may do more than just resell, providing additional value or otherwise helping to facilitate a more effective or impactful programmatic ad transaction.&nbsp;&nbsp;</p>

<h2>What Should SPO Accomplish?&nbsp;</h2>

<p>Why&nbsp;bother&nbsp;implementing SPO in the first place? For those that have gone down the path, the goal&nbsp;is to better understand what&rsquo;s&nbsp;actually happening&nbsp;behind all&nbsp;bid requests.&nbsp;For some,&nbsp;SPO is&nbsp;often undertaken&nbsp;in an effort to&nbsp;root out&nbsp;bad actors. Basically, the fear is that if too many people are involved&nbsp;in a transaction, then it can easily fall prey to fraud, arbitrage, etc.&nbsp;</p>

<p>SPO&nbsp;more importantly&nbsp;helps&nbsp;advertisers get a better sense of how their dollars move along the supply chain. Not only are those involved in the middle likely taking a processing fee, but so are the vendors handling ad verification, viewability, creative development, fraud detection, etc. But who is collecting&nbsp;what at what time is not always easy for all advertisers&nbsp;and DSPs&nbsp;to determine &ndash; and if they don&rsquo;t know how their money is being collected, then&nbsp;there is very likely leakage in the flow and the ROI is&nbsp;depressed.&nbsp;</p>

<p>It&nbsp;often&nbsp;comes down to transparency. If brands are going to be involved in&nbsp;multiple auctions&nbsp;every second, they want to know what&rsquo;s happening behind the scenes &ndash; and SPO is one way to gain that insight.&nbsp;</p>

<p>Transparency&nbsp;can also be achieved&nbsp;through auction efficiency, specifically around the&nbsp;move towards&nbsp;standardized&nbsp;ad auction&nbsp;logic&nbsp;&ndash;&nbsp;principally around first-price auctions and&nbsp;transparency in reporting, including providing detailed&nbsp;auction mechanics,&nbsp;auction level metrics and other data logs.&nbsp;An&nbsp;SPO&nbsp;program then adds to this cause by pushing for&nbsp;transparency into&nbsp;the&nbsp;intermediaries&nbsp;in each transaction,&nbsp;helping&nbsp;advertisers and DSPs&nbsp;understand the&nbsp;compliance&nbsp;with their needs via&nbsp;technology&nbsp;standards including&nbsp;app-ads.txt and&nbsp;sellers.json,&nbsp;among others.&nbsp;</p>

<p>Beyond transparency, there are other important factors to consider with/potential benefits of&nbsp;SPO:&nbsp;</p>

<ul>
	<li>Quality of the pipe refers to supply quality (are the apps where ads appear premium/high quality?), diversity of supply, access (is the sourced&nbsp;directly&nbsp;or&nbsp;is it&nbsp;resold&nbsp;inventory?),&nbsp;priority (header bidding vs waterfall), and other measures in place to weed our&nbsp;low ROI&nbsp;traffic&nbsp;</li>
	<li>Infrastructure&nbsp;consumption, particularly around&nbsp;exchange-driven optimization in the light of duplicated traffic reaching DSPs in a&nbsp;header bidding&nbsp;world&nbsp;&ndash;&nbsp;efforts to throttle traffic meaningfully (this is where investment in call out helps), etc.&nbsp;</li>
</ul>

<p>While all the above are important,&nbsp;scale ultimately impacts the reach. Therefore, access to supply at scale via multiple leading&nbsp;header bidding/waterfall partnerships (while ensuring supply diversity in the process) is significant.&nbsp;</p>

<p>Advertisers&nbsp;and&nbsp;DSPs can use a mix of such criteria to select the preferred route to access supply,&nbsp;and this becomes their SPO strategy.&nbsp;Ultimately, the point of SPO is to provide much greater&nbsp;insight into the programmatic supply chain, in order to better understand what&rsquo;s happening with each transaction and how it can be potentially improved.&nbsp;</p>

<h2>Understanding the Future of SPO&nbsp;and Programmatic Transparency&nbsp;</h2>

<p>Right now, it&rsquo;s important to note that SPO is not very common. According to one survey from Beeswax and&nbsp;Rubicon Project,&nbsp;only about one in five have implemented&nbsp;SPO&nbsp;or a similar demand-side initiative.&nbsp;&nbsp;&nbsp;</p>

<p>But it will likely pick up steam in the coming months and years. Just about everyone throughout the programmatic supply chain is continuing to prioritize&nbsp;greater efficiency,&nbsp;trust and transparency, which will&nbsp;make this type of ad buying more effective for&nbsp;all stakeholders&nbsp;involved&nbsp;in the process.&nbsp;</p>

<p>Interested in learning more about SPO? Be sure to <a href="https://go.inmobi.com/spo-guide/" target="_blank">download our latest guide for more insights</a> on what SPO entails, what to look out for and how to approach the nuances of in-app SPO.&nbsp;</p>

<p style="text-align:center"><a class="btn btn-s" href="https://go.inmobi.com/spo-guide/" style="font-size:24px; border-radius: 25px; font-weight: normal;" target="_blank">DOWNLOAD NOW</a></p>]]></description>
      <dc:subject><![CDATA[Advertising, English (EN): inmobi.com, Global,]]></dc:subject>
      
      <dc:creator><![CDATA[ Team InMobi  ]]></dc:creator>
      
      <dc:date>2021-03-09T08:46:00+00:00</dc:date>
    </item>
  
    <item>
      <title><![CDATA[Understanding the Most Common Auction Models in Programmatic Advertising]]></title>
      <link>https://www.inmobi.com/blog/2021/03/02/understanding-the-most-common-auction-models-in-programmatic-advertising/</link>
      <guid>https://www.inmobi.com/blog/2021/03/02/understanding-the-most-common-auction-models-in-programmatic-advertising/</guid>
      <description><![CDATA[<p>Let&rsquo;s talk about auctions and&nbsp;auction models in programmatic&nbsp;advertising. How are the winners decided, since the&nbsp;programmatic buying model&nbsp;is predicated on&nbsp;real-time&nbsp;bidding? How much does&nbsp;the&nbsp;highest bidder&nbsp;actually&nbsp;have&nbsp;to pay?&nbsp;&nbsp;</p>

<p>Programmatic auctions are of two types &ndash; first price and second price. The kind of auction used is decided usually by the supply-side platform (SSP) but sometimes by ad exchange.&nbsp;&nbsp;</p>

<h2>Understanding&nbsp;The&nbsp;Two Main&nbsp;Types of Auctions: First Price and Second Price&nbsp;</h2>

<p>In both first price and second&nbsp;price auctions, multiple bidders participate by sending in their bid prices and the highest&nbsp;bid wins. The difference between the two is how much the winning bidder&nbsp;has to&nbsp;pay.&nbsp;&nbsp;&nbsp;</p>

<p>In a first price auction, the winning bidder pays an amount equal to its bid price.&nbsp;Basically, the highest bidder will&nbsp;pay exactly what they bid.&nbsp;And in a second price auction, the winning bidder pays an amount that&rsquo;s one cent more than the bid price of the second highest bidder.&nbsp;&nbsp;</p>

<p>These auction types occur regardless of how the type of programmatic buying that is in place on the demand side.&nbsp;Both&nbsp;open auctions&nbsp;and more&nbsp;private auctions&nbsp;like programmatic&nbsp;preferred deals can operate on either a first price or second price basis.&nbsp;</p>

<h2>Benefits of First Price&nbsp;Programmatic Auctions&nbsp;for&nbsp;Publishers&nbsp;and&nbsp;Advertisers&nbsp;</h2>

<p>Second price auctions were more common in the in-app ecosystem, but SSPs are now moving to first price auctions, especially as in-app&nbsp;header bidding&nbsp;rises in popularity. Mobile web and desktop moved to first price auctions a while ago.&nbsp;</p>

<p>Publishers and app developers benefit from first price ad auctions, since it essentially removes the&nbsp;price floor&nbsp;created by the second highest bid.&nbsp;But,&nbsp;buyers also benefit from this change, as it provides them with greater transparency over ideal bid prices.&nbsp;In addition, in instances where there are multiple auctions before a winning bid is chosen, having first-price ad mechanisms in place throughout ensures that brands are always in the best position to win the bid every step along the way.&nbsp;&nbsp;</p>

<p>In a world where winning bids at SSPs also go through another auction at the publisher&rsquo;s end, a winning bid from a second price auction is at a disadvantage compared to the winning bid from a first price auction. Let&rsquo;s understand this with the help of an example.&nbsp;&nbsp;</p>

<p>In this example second price auction, Bidder 2 is willing to pay a $7 CPM yet loses at the publisher auction because the winning bid is decided by the second highest bid in the SSP auction, which in this hypothetical case was $2.&nbsp;&nbsp;</p>

<p>On the other hand, in the first price auction, the same bidder ends up competing with a $7 bid at the publisher end and wins.&nbsp;&nbsp;</p>

<p>With a first price auction, buyers will see higher win rates as the first-price auction eliminates the risk of&#8239;being undercut by lower bids from competitors. With first price auctions, no matter where the decision is being made,&nbsp;a&nbsp;bid at the final auction remains equal to&nbsp;the&nbsp;original bid value.&#8239;&nbsp;&nbsp;</p>

<p>First price auctions also remove unknowns and ensure transparency. Buyers will know what they are going to pay for an impression, without it being affected by competing bids or the auction process at&#8239;the&#8239;SSP&rsquo;s end.&nbsp;Of the two&nbsp;pricing models,&nbsp;first price auctions ensure that both&nbsp;publishers and advertisers&nbsp;are not undercut by&nbsp;a&nbsp;minimum price.&nbsp;</p>

<h2>Whiteboard Videos Explaining&nbsp;Auction Models in Programmatic&nbsp;Advertising&nbsp;</h2>

<p>Discussion of&nbsp;fixed prices&nbsp;and auction mechanics making your head spin? For a more visual explanation of programmatic auction mechanics, be sure to check out these whiteboard videos on our YouTube channel:&nbsp;</p>

<ul>
	<li><a href="https://www.youtube.com/watch?v=XcfrBRNCwQk&amp;list=PLBlFq9PKBmeMqYpH8Yfh_1ADJxUVmYWpG&amp;index=2" target="_blank">Second Price Ad Auctions Explained [Whiteboard Video]&nbsp;</a></li>
	<li><a href="https://www.youtube.com/watch?v=Pn5tdURxS9g&amp;list=PLBlFq9PKBmeMqYpH8Yfh_1ADJxUVmYWpG&amp;index=9&amp;t=500s" target="_blank">First Price Auctions Explained [Whiteboard Video]&nbsp;</a></li>
	<li><a href="https://www.youtube.com/watch?v=4KWVuugHQrQ&amp;list=PLBlFq9PKBmeMqYpH8Yfh_1ADJxUVmYWpG&amp;index=3&amp;t=184s" target="_blank">Explaining the Bid Shading Ad Auction Model [Whiteboard Video]&nbsp;</a></li>
</ul>

<p>Starting in early 2020,&nbsp;InMobi&nbsp;Exchange elected to more fully embrace first price ad auctions for&nbsp;the vast majority of&nbsp;ad&nbsp;buyers. To learn more about our efforts here,&nbsp;<a href="/blog/first-price-vs-second-price-why-inmobis-move-to-first-price-is-good-for-buyers" target="_blank">be sure to check out our blog</a>.&nbsp;</p>]]></description>
      <dc:subject><![CDATA[Advertising, English (EN): inmobi.com, Global,]]></dc:subject>
      
      <dc:creator><![CDATA[ Team InMobi  ]]></dc:creator>
      
      <dc:date>2021-03-02T09:55:00+00:00</dc:date>
    </item>
  
    <item>
      <title><![CDATA[Ad Monetization Partnership for Mobile Web Supply]]></title>
      <link>https://www.inmobi.com/blog/2021/03/01/ad-monetization-partnership-for-mobile-web-supply/</link>
      <guid>https://www.inmobi.com/blog/2021/03/01/ad-monetization-partnership-for-mobile-web-supply/</guid>
      <description><![CDATA[<div>
<div style="clear:both;">
<p>Apps and mobile web are the building blocks of the mobile ecosystem, and both serve the&#8239;mobile users well, in their own way. For instance, users browsing for content or searching for answers normally visit the web as it tends to be simple and fast due to its inherent linking structure and search functionality, but the same users turn to apps for a better user experience on an ongoing basis. This interchangeable use of apps and mobile web is driving a billion-dollar ad industry that both&#8239;in-app advertisers and publishers are keen on exploring.&#8239;&#8239;&nbsp;</p>

<p>With many mobile advertisers keen on creating a holistic strategy to reach consumers across multiple environments and devices,&#8239;InMobi started supported mobile web to:&#8239;&nbsp;</p>

<ul>
	<li>
	<p>Enable advertisers to target users across mobile apps and mobile websites via&nbsp;<a href="/blog/why-publishers-need-multiple-id-partners" target="_blank">Universal IDs</a>&nbsp;and cross-device graph capabilities.</p>
	</li>
	<li>
	<p>Bring all the creative goodness of mobile in-app into the mobile web.&#8239;&#8239;&nbsp;</p>
	</li>
	<li>
	<p>Bring all the audiences we create using our in-app SDK into the mobile web.&#8239;&#8239;&nbsp;</p>
	</li>
	<li>
	<p>Enable measurement across web and app with partnerships.&#8239;&nbsp;</p>
	</li>
</ul>

<p>While our mobile web expansion will help advertisers, we have also built a single robust platform for our publisher partners to help them monetize their web and in-app inventory in one go. Publishers can get the same level of ad control and analytics from us for their mobile websites as they currently get for their applications. Moreover, we have a dedicated customer support team to assist mobile web publishers to integrate with InMobi Exchange and address any concerns.&#8239;&#8239;&nbsp;</p>

<p>Publishers can monetize display, video and native ad formats, while leveraging InMobi&rsquo;s cross-platform measurement strategies and cookieless solutions to get higher rates&#8239;for their inventory. If you work with alternative identifiers, we encourage you to pass them in the bid requests to maximize your eCPMs .&nbsp;&nbsp;</p>

<p>InMobi&rsquo;s bidder &#8239;for mobile web is readily accessible on Amazon&#8239;TAM, Prebid and Google Open Bidding platforms.&#8239;&#8239;&nbsp;</p>

<p>If you would like to know more about our mobile web integrations and offerings, please feel free to reach out to your Customer Success Manager or to the&nbsp;<a href="http://mailto:pmm-ssp@inmobi.com" target="_blank">Product Marketing Team</a>&nbsp;at InMobi.&nbsp;</p>

<p>&nbsp;</p>
</div>
</div>]]></description>
      <dc:subject><![CDATA[Announcements, In-App Monetization, Product and Technology, English (EN): inmobi.com,]]></dc:subject>
      
      <dc:creator><![CDATA[ Team InMobi  ]]></dc:creator>
      
      <dc:date>2021-03-01T06:57:00+00:00</dc:date>
    </item>
  
    <item>
      <title><![CDATA[Why Publishers Need Multiple ID Partners]]></title>
      <link>https://www.inmobi.com/blog/2021/03/01/why-publishers-need-multiple-id-partners/</link>
      <guid>https://www.inmobi.com/blog/2021/03/01/why-publishers-need-multiple-id-partners/</guid>
      <description><![CDATA[<div style="clear:both;">
<p>Identity has been a hot topic for a while now in the ad tech world. While state-triggered regulations (GDPR&nbsp;in&nbsp;EU,&nbsp;CCPA&nbsp;in CA,&nbsp;etc.)&nbsp;have&nbsp;made user&nbsp;consent the king, the industry itself has also&nbsp;prioritized&nbsp;user consent,&nbsp;and that has made&nbsp;first-party data much more important than ever before.&nbsp;&nbsp;</p>
</div>

<div style="clear:both;">
<p>Let&rsquo;s&nbsp;take the example of Apple&rsquo;s&nbsp;AppTrackingTransparency&nbsp;(ATT)&nbsp;framework to understand this a bit more. The framework enforces&nbsp;the idea&nbsp;that if a user has not consented to be&nbsp;shown a personalized ad, there is no way &ndash; be it&nbsp;through&nbsp;IDFA, hashed email, hashed phone number,&nbsp;IP&nbsp;address,&nbsp;etc.&nbsp;&ndash;&nbsp;to identify and target&nbsp;an individual&nbsp;user. But users who have consented&nbsp;are not only associated with&nbsp;an&nbsp;IDFA&nbsp;but also&nbsp;with a lot of&nbsp;other&nbsp;first-party signals&nbsp;(like hashed email, hashed phone number, IP address,&nbsp;etc.)&nbsp;that can be used to securely show them the most relevant ads. This is where the&nbsp;Universal&nbsp;IDs&nbsp;(or&nbsp;UIDs)&nbsp;come in.&nbsp;&nbsp;</p>
</div>

<div>
<div style="clear:both;">
<p>UIDs are&nbsp;standardized identifiers that&nbsp;recognize users and user identities across different platforms.&nbsp;UIDs&nbsp;enable&nbsp;ad tech agencies and marketers to target the right users with the right advertisements at the right time across platforms and devices.&nbsp;&nbsp;</p>
</div>

<div style="clear:both;">
<p>UID partners&nbsp;create encoded&nbsp;UIDs&nbsp;from&nbsp;first-party signals&nbsp;available&nbsp;on the supply (Publisher/SSP) side&nbsp;and pass&nbsp;them&nbsp;upstream&nbsp;to the demand (Advertiser/DSP) side.&nbsp;The demand side&nbsp;then&nbsp;decodes these UIDs (with keys/token&nbsp;IDs received from their respective buy-side&nbsp;UID partners)&nbsp;and uses them&nbsp;along with mobile advertising&nbsp;IDs&nbsp;and other signals&nbsp;for media buying.&nbsp;&nbsp;Identity resolution&nbsp;has&nbsp;gained&nbsp;more&nbsp;prominence&nbsp;in the desktop world&nbsp;due to the depreciation of cookies.&nbsp;While&nbsp;universal IDs&nbsp;have been&nbsp;often&nbsp;associated as a replacement of cookies&nbsp;in the desktop world, they have gained a&nbsp;lot of&nbsp;traction in the in-app world&nbsp;too&nbsp;and are&nbsp;now&nbsp;being looked upon as&nbsp;an alternative to&nbsp;mobile advertising identifiers&nbsp;like IDFA&nbsp;by global brands.&nbsp;&nbsp;</p>
</div>

<div style="clear:both;">
<p><strong>Significance of Universal&nbsp;IDs&nbsp;for Publishers</strong>&nbsp;</p>
</div>

<div>
<ol>
	<li>
	<p><strong>Addressable&nbsp;Audiences</strong>&nbsp;&ndash;&nbsp;UIDs enable&nbsp;buyers&nbsp;to&nbsp;recognize a publisher&rsquo;s audience and bid more on its inventory, in order&nbsp;to&nbsp;improve campaign performance.&nbsp;Thus, publishers&nbsp;partnered with Universal ID partners&nbsp;will&nbsp;have&nbsp;a higher&nbsp;fill rate.&nbsp;&nbsp;</p>
	</li>
	<li>
	<p><strong>Scalable&nbsp;Revenue</strong>&nbsp;&ndash;&nbsp;Authenticated user information drives deterministic ad matching that outperforms older models based on probabilities. Thus, a&nbsp;UID-based system will be able to command higher&nbsp;eCPMs&nbsp;for a publisher&rsquo;s&nbsp;identity-rich&nbsp;inventory.&nbsp;</p>
	</li>
	<li>
	<p><strong>Omnichannel Targeting</strong>&nbsp;&ndash;&nbsp;The&nbsp;UID&nbsp;partner&nbsp;unifies&nbsp;siloed first-party data under a single user/customer view,&nbsp;which&nbsp;is persistent and valid across&nbsp;many channels&nbsp;and&nbsp;acts as a one-stop solution for publishers&nbsp;looking to monetize&nbsp;their users across channels&nbsp;(mobile&nbsp;web/desktop/in-app/CTV).&nbsp;</p>
	</li>
</ol>
</div>
</div>

<div style="clear:both;">
<p>In a nutshell, these UIDs supercharge&nbsp;consented inventory,&nbsp;making it highly monetizable for the publisher and super valuable for the advertiser.&nbsp;&#8239;&#8239;&nbsp;</p>
</div>

<div style="clear:both;">
<p>Now, while advertisers use one/many UIDs based on&nbsp;their needs&nbsp;(e.g.&nbsp;connecting their CRM data to UIDs),&nbsp;demand-side platforms (DSPs)&nbsp;integrate with different UID partners to cater to the various advertisers&nbsp;using their platforms. Hence, from a monetization&nbsp;and cost/effort&nbsp;standpoint, this&nbsp;means&nbsp;publishers&nbsp;should&nbsp;work with multiple&nbsp;UID partners to provide the multitude of buyers with&nbsp;acceptable identifier-based solutions.&nbsp;</p>
</div>

<div style="clear:both;">
<p>Collaborating with multiple UID partners will, however,&nbsp;include&nbsp;multiple integrations,&nbsp;meaning&nbsp;legal contracts per&nbsp;each&nbsp;UID&nbsp;partner,&nbsp;along with&nbsp;deployment, activation&nbsp;and post-activation workflows&nbsp;for each one,&nbsp;which would be time-consuming and operationally challenging for any individual publisher. To solve for this,&nbsp;InMobi&nbsp;has&nbsp;built&nbsp;a one-stop solution&nbsp;for in-app publishers, called&nbsp;UnifID,&nbsp;to&nbsp;help them&nbsp;seamlessly&nbsp;integrate with multiple Universal&nbsp;ID partners&nbsp;with the click of a button.&nbsp;Moreover,&nbsp;UnifID&nbsp;is an open platform solution, which means that publishers can pass these UIDs to external ad tech ecosystem&nbsp;partners. Stay&nbsp;tuned to hear more about this!&nbsp;</p>
</div>

<div style="clear:both;">
<p>In the meantime, if you have any questions on&nbsp;UIDs&nbsp;or&nbsp;would like to know more&nbsp;about&nbsp;UnifID, please reach out to your dedicated&nbsp;Customer&nbsp;Success&nbsp;Manager&nbsp;or to the&nbsp;<a href="mailto:pmm-ssp@inmobi.com" rel="noreferrer noopener" target="_blank">Product Marketing Team</a>&nbsp;at&nbsp;InMobi.&nbsp;&nbsp;</p>
</div>]]></description>
      <dc:subject><![CDATA[In-App Monetization, Product and Technology, English (EN): inmobi.com,]]></dc:subject>
      
      <dc:creator><![CDATA[ Team InMobi  ]]></dc:creator>
      
      <dc:date>2021-03-01T04:26:00+00:00</dc:date>
    </item>
  
    <item>
      <title><![CDATA[How Publishers Can Prepare For IDFA Deprecation]]></title>
      <link>https://www.inmobi.com/blog/2021/02/24/how-publishers-can-prepare-for-idfa-deprecation/</link>
      <guid>https://www.inmobi.com/blog/2021/02/24/how-publishers-can-prepare-for-idfa-deprecation/</guid>
      <description><![CDATA[<p>With Apple&rsquo;s App Tracking Transparency updates expected to roll out&nbsp;to iOS 14 devices&nbsp;soon,&nbsp;app publishers will&nbsp;now&nbsp;need to&nbsp;get users&rsquo; permissions&nbsp;before tracking their&nbsp;data across other apps or websites.&nbsp;We expect that&nbsp;the proportion of users opting in to&nbsp;user tracking will be low, and&nbsp;consequently, advertisers have a much smaller pool of addressable users on Apple devices.&nbsp;</p>

<p>In light of this&nbsp;update,&nbsp;here are&nbsp;five&nbsp;things&nbsp;publishers&nbsp;can&nbsp;do to prepare for&nbsp;IDFA deprecation.&nbsp;</p>

<ol>
	<li><strong>Upgrade to SKAdNetwork compatible&nbsp;SDKs.</strong>&nbsp;Also&nbsp;work with&nbsp;your partner&nbsp;SSPs to make sure&nbsp;that&nbsp;your&nbsp;&ldquo;info.plist&rdquo;&nbsp;files are up-to-date with the full list of&nbsp;advertiser or DSP&nbsp;SKAN IDs,&nbsp;is&nbsp;in the right format, and&nbsp;working correctly end-to-end.&nbsp;</li>
	<li><strong>Run&nbsp;A/B Tests&nbsp;to&nbsp;improve&nbsp;opt-Ins.</strong>&nbsp;Publishers should&nbsp;experiment with messaging, design, and even timing of the permission pop-up so that they can&nbsp;maximize opt-in&nbsp;rates.&nbsp;Publishers&nbsp;are likely to see higher opt-in rates when&nbsp;users&nbsp;see the pop-up AFTER they&nbsp;are convinced about the value they get from the app,&nbsp;and when&nbsp;app developers can clearly&nbsp;communicate&nbsp;how user consent can support their new favorite app.&nbsp;</li>
	<li><strong>Introduce&nbsp;higher yield monetization&nbsp;setups and ad formats.</strong>&nbsp;Publishers&nbsp;should&nbsp;implement&nbsp;a&nbsp;header bidding setup if they haven&rsquo;t&nbsp;already, as header bidding setups&nbsp;are known to&nbsp;provide better fill rates and&nbsp;more competitive CPMs. They should also enable high impact ad formats&nbsp;like Rewarded Video,&nbsp;Playables&nbsp;and Interstitial formats. These ad formats&nbsp;generally score better on viewability, engagement and conversions,&nbsp;and&nbsp;ultimately&nbsp;see higher CPMs, fills and ad spend&nbsp;from&nbsp;advertisers.&nbsp;&nbsp;</li>
	<li><strong>Enable&nbsp;contextual&nbsp;targeting for advertisers.</strong>&nbsp;Publishers should&nbsp;work with SSPs to&nbsp;make it easier for advertisers to find users similar to their target profiles. They can do this by&nbsp;passing&nbsp;signals like app metadata (app category and subcategory)&nbsp;and other&nbsp;device signals&nbsp;like hardware version, etc.&nbsp;Publishers and SSPs should also look to upgrading&nbsp;to OM SDK 1.3 which&nbsp;allows&nbsp;publishers to pass the content URL in bid requests. This helps advertisers to read the app content&nbsp;&ndash; similar to&nbsp;mobile web and desktop environments &ndash; and&nbsp;will significantly improve&nbsp;brand safety and contextual targeting&nbsp;capabilities in the in-app environment.&nbsp;</li>
	<li><strong>Enable client-side&nbsp;audience&nbsp;segmentation.</strong>&nbsp;Publishers can&nbsp;segment their users based on their&nbsp;behavioral data&nbsp;(like&nbsp;sports&nbsp;section readers,&nbsp;female shoppers,&nbsp;gaming&nbsp;in-app purchasers)&nbsp;and&nbsp;their&nbsp;historical ad performance&nbsp;(like CTRs, video completion rates)&nbsp;on the device,&nbsp;and&nbsp;pass&nbsp;these&nbsp;to SSPs who can package this&nbsp;information&nbsp;in the form of a deal ID&nbsp;for&nbsp;advertisers&nbsp;to target.&nbsp;This&nbsp;allows mobile app publishers to deliver addressable inventory to advertisers without sending user or device identifiers off the device.&nbsp;Admittedly, this is a longer-term measure but one that&nbsp;holds a lot of promise&nbsp;for&nbsp;app publishers&nbsp;and advertisers alike.&nbsp;</li>
</ol>]]></description>
      <dc:subject><![CDATA[In-App Monetization, Trust and Brand Safety, English (EN): inmobi.com, Global,]]></dc:subject>
      
      <dc:creator><![CDATA[ Team InMobi  ]]></dc:creator>
      
      <dc:date>2021-02-24T22:49:00+00:00</dc:date>
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    <item>
      <title><![CDATA[Programmatic In-App Advertising: What You Need to Know]]></title>
      <link>https://www.inmobi.com/blog/2021/02/23/programmatic-in-app-advertising-what-you-need-to-know/</link>
      <guid>https://www.inmobi.com/blog/2021/02/23/programmatic-in-app-advertising-what-you-need-to-know/</guid>
      <description><![CDATA[<p>Today&rsquo;s mobile advertising environment is&nbsp;increasingly&nbsp;dominated by&nbsp;real-time bidding&nbsp;(RTB)&nbsp;and&nbsp;programmatic buying, which is why all marketers need to know the ins and outs of&nbsp;programmatic in-app advertising.&nbsp;</p>

<h2>Defining&nbsp;Programmatic Advertising&nbsp;</h2>

<p>Before we cover the specifics of the&nbsp;mobile in-app environment, let&rsquo;s&nbsp;first&nbsp;take a step back and define&nbsp;programmatic&nbsp;media&nbsp;buying&nbsp;more broadly.&nbsp;In short, programmatic advertising is defined as the buying and selling of inventory through an automated bidding system.&nbsp;&nbsp;&nbsp;</p>

<p>Programmatic advertising uses algorithmic software to handle the placement, auction and sale of digital ad impressions &ndash; all in a fraction of a second.&nbsp;RTB is a subset of programmatic advertising, but it is often used interchangeably with programmatic advertising.&nbsp;&nbsp;</p>

<p>Programmatic advertising improved the digital media buying experience because it was more efficient for both publishers and advertisers, it was transparent and more&nbsp;measurable&nbsp;and it gave advertisers better targeting capabilities.&nbsp;&nbsp;</p>

<h2>How&nbsp;Mobile Programmatic Advertising&nbsp;Works&nbsp;In&nbsp;Apps&nbsp;</h2>

<p>So how does programmatic buying for in-app work? Let&rsquo;s talk about all that happens between an ad request generating from a user&rsquo;s device&nbsp;to&nbsp;that user&nbsp;being shown an ad&nbsp;in an app on&nbsp;their&nbsp;mobile&nbsp;device.&nbsp;</p>

<p>First, mobile apps that show ads have pre-defined slots for showing ads. They are either slots visible on the screen, like a small banner at the bottom, or&nbsp;they&nbsp;are coded to pop up in the user journey, like between levels of a game.&nbsp;It all depends on which&nbsp;ad formats, like&nbsp;mobile video, are supported&nbsp;by a particular app.&nbsp;</p>

<p>Second, when a user uses an app, the publisher calls for an ad at some point in the user session. This ad call or ad request is made to a publisher&rsquo;s ad server or mediation platform that sends this request to multiple supply-side platforms&nbsp;(SSPs)&nbsp;and&nbsp;ad exchanges.&nbsp;&nbsp;</p>

<p>Next, SSPs or exchanges conduct an auction for all demand-side platforms&nbsp;(DSPs)&nbsp;to bid on available ad placements. DSPs help advertisers, ad agencies and agency&nbsp;trading desks&nbsp;place their bids on these auctions through an easy-to-use interface. DSPs are connected to data management platforms&nbsp;(DMPs)&nbsp;that help advertisers bid for specific users or kinds of users.&nbsp;&nbsp;</p>

<p>Then, when DSPs win an auction at the SSP or exchange level, this bid is passed on to the mediation platform along with the ad creative. There may be another auction at the mediation platform if there are bids from other SSPs.&nbsp;&nbsp;&nbsp;</p>

<p>And then finally, the highest bid from all SSPs ultimately wins the auction and gets to show the ad.&nbsp;</p>

<h2>Types of&nbsp;Mobile Programmatic Advertising&nbsp;</h2>

<p>There are many variations of programmatic buying and selling that exist in the ecosystem, but they can be clubbed into three main categories:&nbsp;</p>

<ol>
	<li>In an Open&nbsp;Marketplace (OMP), inventory is bought in real time, with multiple buyers competing for the impression in an open, unreserved auction. The winner is decided based on whoever bids the highest. No one buyer has priority over any other.&nbsp;</li>
	<li>When buyers have specific campaign requirements that need additional targeting options or priority access to a publisher&rsquo;s inventory, they&nbsp;can&nbsp;opt for a&nbsp;private marketplace&nbsp;programmatic&nbsp;deal (PMP). A PMP transaction is carried out through a deal ID, which helps a buyer and a publisher communicate which ad requests meet the buyer&rsquo;s requirements. PMP buys are typically higher priced than the same inventory in OMP because the buyer gets preferential access to the inventory. A buyer can negotiate a PMP deal with an exchange or directly with the publisher.&nbsp;PMPs can be advantageous from a&nbsp;brand safety&nbsp;perspective too, as they can provide advertisers with more granular control and oversight over exactly how their ads are seen.&nbsp;&nbsp;</li>
	<li>Sometimes, buyers prefer to strike deals directly with the publisher. This is called a programmatic direct deal. If the buyer wants to block a minimum number of impressions with a publisher, it&rsquo;s called a programmatic guaranteed deal. In these PD or PG deals, buyers can access inventory without having to compete with other buyers in an auction.&nbsp;</li>
</ol>

<p>As programmatic&nbsp;ad spending&nbsp;in app rises to new heights, it&rsquo;s critical that everyone from advertisers to&nbsp;app developers&nbsp;and everyone else in between understands and appreciates the foundational tenets of programmatic in-app advertising.&nbsp;</p>

<p>With&nbsp;<a href="https://www.inmobi.com/exchange" target="_blank">InMobi Exchange</a>, you can reach premium&nbsp;mobile&nbsp;audiences globally through the world&rsquo;s&nbsp;leading independent in-app advertising exchange and SSP. To learn more,&nbsp;<a href="https://www.inmobi.com/company/contact/" target="_blank">be sure to reach out today</a>.&nbsp;</p>]]></description>
      <dc:subject><![CDATA[Advertising, English (EN): inmobi.com, Global,]]></dc:subject>
      
      <dc:creator><![CDATA[ Team InMobi  ]]></dc:creator>
      
      <dc:date>2021-02-23T09:46:00+00:00</dc:date>
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    <item>
      <title><![CDATA[The Era of Mobile Marketing Maturity for Brands]]></title>
      <link>https://www.inmobi.com/blog/2021/02/18/the-era-of-mobile-marketing-maturity-for-brands/</link>
      <guid>https://www.inmobi.com/blog/2021/02/18/the-era-of-mobile-marketing-maturity-for-brands/</guid>
      <description><![CDATA[<p>COVID-19 has caused a dramatic shift in consumer behavior, with users moving from offline channels to discover, interact, and purchase online. As a result, brands are reprioritizing their strategies to meet the shifting preferences of consumers. However, the struggle to achieve digital marketing maturity to meet the ever-changing needs of the consumer is real and imperative for marketers.</p>

<h3><strong>Digital Marketing Maturity: An Introduction</strong></h3>

<p>The Boston Consulting Group (BCG) states that Digital Marketing Maturity (DMM) is an organization&rsquo;s capacity to deliver seamless brand experiences. The need for DMM is real, and it is so because brands in today&rsquo;s era of hyperconnectivity often miss striking a chord with the consumer. The evident lack of adopting, optimizing and leveraging digital translates to a barrier in creating meaningful interactions with the consumer.</p>

<p>Depending on how well a brand is equipped in delivering seamless consumer experiences, DMM is categorized into four maturity levels: Nascent, Emerging, Connected, and Multi-moment. The higher the expertise of the brand in delivering measurable outcomes and meeting consumer expectations, the higher is their DMM. According to BCG, companies that achieve the highest level of DMM reported 30% cost savings and 20% increased revenues. InMobi took stock of DMM in 2020 through a survey of senior marketing and media leaders across India and Southeast Asia to further understand the state of DMM.</p>

<h3><strong>The State of Digital Marketing Maturity</strong></h3>

<p>Based on the survey, we found that the top priority for marketers in the early stages of DMM remains broad and extremely &lsquo;aspirational&rsquo; while the multi-moment marketers seek objectives that are highly &lsquo;actionable&rsquo; and drive incremental impact with each investment or activity.</p>

<p><img alt="Digital Marketing Maturity " src="https://go.inmobi.net/hubfs/IND_2021_Yearbook/DMM1.png" style="height:424px; width:954px" /></p>

<p>As per our survey, e-Commerce and BFSI are the verticals that lead the way with their ability to create connected and multi-moment marketing experiences. It&rsquo;s fascinating to note that close to half the brand categories are considered to be in the nascent and emerging stages of DMM, leaving a large room for digital growth.</p>

<p><img alt="Digital Marketing Maturity by Industries" src="https://go.inmobi.net/hubfs/IND_2021_Yearbook/DMM2.png" style="height:495px; width:661px" /></p>

<p>Given the stage of DMM in India, it is intriguing to note how marketers are gauging and prioritizing their marketing goals. While acquiring new consumers is the primary challenge marketers in India focus on today, strengthening brand reputation and consumer trust follows in quick succession to acquisition strategies. Increasing brand awareness stands as the next indispensable priority with retaining the current user base coming in last.</p>

<h3><strong>Mobile Marketing Maturity as the new DMM</strong></h3>

<p>As companies think about their Digital Marketing Maturity through the new decade, it is critical that they traverse the maturity curve or journey with one thing and only one thing in mind &ndash; the consumers. COVID-19 has catalyzed several trends. Most noticeably, the transition to a mobile-first world order globally and more so in India with a significant increase in the time spent and consumer spending on mobile. India has one of the largest internet user bases and contributed to 25% of all new Internet users globally in 2020, tallying 734 million (according to TRAI). This user base &ndash; urban or rural &ndash; accesses the Internet using the mobile, with 90% of the time spent on apps.</p>

<p>In 2021, attaining Digital Marketing Maturity for brands means building Mobile Marketing Maturity via Mobile-first Consumer Intelligence, Mobile Video and Programmatic. Brands must leverage mobile-first consumer intelligence and insights to drive their marketing decision-making. They need to invest in the right technology stack to deliver seamless mobile video experiences at scale and to drive personalization by marrying multiple data signals. Combining the above with automation (programmatic) will maximize efficiencies and impact for brands.</p>

<p>Clearly, the most important question a CMO or marketers needs to ask themselves is about their organization&rsquo;s Mobile Marketing Maturity.</p>

<p>Learn more and check out your Mobile Marketing Maturity via the <a href="https://inmo.bi/3iR9v2L">2021 Mobile Marketing Handbook &ndash; &lsquo;Marketing in the Era of Mobile</a></p>]]></description>
      <dc:subject><![CDATA[Acquiring New Users, Consumer Research, Understanding Consumers, English (EN): inmobi.com, Asia Pacific,]]></dc:subject>
      
      <dc:creator><![CDATA[ Team InMobi  ]]></dc:creator>
      
      <dc:date>2021-02-19T02:24:00+00:00</dc:date>
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      <title><![CDATA[The Rise of Mobile Gaming in Southeast Asia]]></title>
      <link>https://www.inmobi.com/blog/2021/02/18/the-rise-of-mobile-gaming-in-southeast-asia/</link>
      <guid>https://www.inmobi.com/blog/2021/02/18/the-rise-of-mobile-gaming-in-southeast-asia/</guid>
      <description><![CDATA[<p>As we&nbsp;step into the new decade, we delved deep into InMobi Audiences, to understand&nbsp;the&nbsp;behaviors&nbsp;and motivations&nbsp;of gaming audiences in Southeast Asia, only to unveil interesting facts that would enable marketers to leverage gaming as&nbsp;the&nbsp;right&nbsp;avenue to connect with their audiences. For a diverse region like Southeast Asia, with a variety of cultures, interests,&nbsp;and gaming preferences, we&nbsp;broke down the complex&nbsp;myths to bring forth the findings in our&nbsp;<strong>&ldquo;SEA 2021 handbook- Marketing in the&nbsp;Era of Mobile&rdquo;</strong>.&nbsp;</p>

<p>&nbsp;</p>

<p style="text-align:center"><a href="https://inmo.bi/3s2JBfG"><img alt="" src="https://go.inmobi.net/hubfs/SEA_2020_Festive_Season/Download%20the%20Report.png" style="height:64px; width:350px" /></a></p>

<h2><strong>SEA: The Game&nbsp;Friendly Region&nbsp;</strong></h2>

<p>Southeast Asia has become one of the most viable gaming markets around the globe.&nbsp;This has been backed by the finding that a minimum of 75% growth in mobile gamers was seen across Indonesia during April and May 2020.&nbsp;</p>

<p>With the dominance of premium publishers, such as the SEA group (formerly known as&nbsp;Garena), mobile is poised to account for 69.4% of all gaming revenue in&nbsp;the&nbsp;region.&nbsp;Especially,&nbsp;Indonesia has emerged&nbsp;as&nbsp;a bright spot in the region, with the government hosting e-sport competitions.&nbsp;&nbsp;</p>

<h2><strong>Southeast Asians come from Diverse Gaming Backgrounds&nbsp;</strong></h2>

<p>It is quite progressing to know that what was once a&nbsp;male-dominated&nbsp;hobby in the past, is no longer gender dependant. SEA sees age and gender a no barrier for gaming.&nbsp;In fact, the 3 largest gaming audiences are women-led, across different age groups. Southeast Asians enjoy a wide variety of games including casual and simulation games.&nbsp;</p>

<p style="text-align:center"><img alt="mobile gaming statistics" src="https://go.inmobi.net/hubfs/SEA_2021_Yearbook/SEA_YB_Gaming_01.png" style="height:518px; width:850px" /></p>

<h2><strong>The SEA Gamer&nbsp;Embraces&nbsp;Different App&nbsp;Categories&nbsp;</strong></h2>

<p>The Gamers in SEA also use a multitude of apps ranging from&nbsp;Utility, Entertainment,&nbsp;and Photo &amp; Video apps, which constitute to 80% of&nbsp;the&nbsp;time spent by gamers outside of the gaming apps. Additionally, these gamers manifest as Indonesians who are frequent visitors to retail stores and restaurants and showcase a preference for Bahasa as the language setting on their phones.&nbsp;</p>

<h2><strong>The App&nbsp;Categories&nbsp;Preferred by SEA Women Gamers&nbsp;</strong></h2>

<p>The Indonesian Gaming audience is led by women accounting for 59% of mobile gamers.&nbsp;It is quite interesting to notice that women from all age groups; Gen Z, Gen X,&nbsp;and Millennials are ardent users of&nbsp;heterogenous&nbsp;app&nbsp;categories. While the&nbsp;top 3 app categories&nbsp;women from Gen Z prefer&nbsp;are&nbsp;Utilities, Books, Photo&nbsp;&amp; Video, Millennials prefer Utilities, Books and Casual games,&nbsp;and then comes Gen X who prefer Utilities,&nbsp;Casual games,&nbsp;and&nbsp;Action games.&nbsp;</p>

<p style="text-align:center"><img alt="Women Gamers preferred apps" src="https://go.inmobi.net/hubfs/SEA_2021_Yearbook/SEA_YB_Gaming_02.png" style="height:550px; width:850px" /></p>

<h2><strong>Gaming: The Keynote for Marketers&nbsp;</strong></h2>

<p>Gaming has reached unmatched heights&nbsp;with 4.7 million users joining the gaming community across the world.&nbsp;With the advent of smartphones, gaming has witnessed a great revolution, as&nbsp;mobile gaming accounts for over 48% of overall revenues, quashing both console and PC gaming, becoming an unmissable opportunity for marketers to say, &lsquo;game on&rsquo;. With&nbsp;a&nbsp;broad&nbsp;mix of audiences, gaming provides a great opportunity to tap into diverse audience segments and reach out to them&nbsp;and create that lasting impression.&nbsp;&nbsp;</p>

<blockquote>
<p><em>&ldquo;Gamers today make up a community of a wide and vibrant array of individuals. Smartphones are the clear drivers of this change, with 50% of females and 75% of males in Thailand preferring to play on their mobile devices. Mobile has further broken-down barriers associated with different geographical classes. With this truth in mind, it is time for marketers to wake up to the sleeping giant napping right in front of them.&rdquo;&nbsp;</em></p>

<p><em>-&nbsp;Elvin&nbsp;Rahardja, Head of Google Marketing Platform, Google&nbsp;</em></p>
</blockquote>

<p>To know more on how SEA brands can leverage the advertising opportunity through mobile gaming, read our&nbsp;&ldquo;<strong>SEA 2021 handbook- Marketing in the Era of Mobile</strong>&rdquo;.&nbsp;</p>

<p>&nbsp;</p>

<p style="text-align:center"><a href="https://inmo.bi/3s2JBfG"><img alt="" src="https://go.inmobi.net/hubfs/SEA_2020_Festive_Season/Download%20the%20Report.png" style="height:64px; width:350px" /></a></p>]]></description>
      <dc:subject><![CDATA[Acquiring New Users, In-App Monetization, English (EN): inmobi.com, Asia Pacific,]]></dc:subject>
      
      <dc:creator><![CDATA[ Team InMobi  ]]></dc:creator>
      
      <dc:date>2021-02-18T17:26:00+00:00</dc:date>
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    <item>
      <title><![CDATA[[Event Round Up] India Digital Summit 2021: Building Resilient Brands in the Era of Mobile]]></title>
      <link>https://www.inmobi.com/blog/2021/02/17/event-round-up-india-digital-summit-2021-building-resilient-brands-in-the-era-of-mobile/</link>
      <guid>https://www.inmobi.com/blog/2021/02/17/event-round-up-india-digital-summit-2021-building-resilient-brands-in-the-era-of-mobile/</guid>
      <description><![CDATA[<p>2020 was an unprecedented year for marketers, brands, and consumers across the world. This led to the world becoming a hyper-connected global village with increasing globalization and digital connectivity. And in this global village, there was one dominant device that changed the ways brands and consumers connect, interact and unite - mobile. In a mobile-first world order, only resilient brands are able to navigate, innovate and execute strategies that help them stay connected with the consumers by delivering what they need, in the moments of their need from where they are.</p>

<p>Now the question arises, how can we build resilient brands that stay nimble during unprecedented times? This blog covers a trialogue between Vasuta Agarwal, MD, Asia Pacific, InMobi, Jayesh Ullattil, VP &amp; GM, India, InMobi, and Navin Madhavan, VP &amp; GM, Growth Marketing Platforms, InMobi, where they discussed how marketers can build resilient brands in the era of mobile.</p>

<h3><strong>Decoding the Mobile-first Generation</strong></h3>

<p>Sharing her thoughts on the mobile-first world, Vasuta shared, <em>&ldquo;Across the globe, we have seen an increase in the usage of mobile, consumer spending on mobile, and increase in app downloads. Indian smartphone users have spent 3.5-4 trillion hours on mobile in 2020, averaging 4.2 hours per day per user. The world&rsquo;s largest democratic country stands strong in terms of internet consumption, contributing to 25% of all new internet users across the globe.&rdquo;</em></p>

<p>Bringing interesting insights to the table, Vasuta adds <em>&ldquo;We have seen the face of entertainment leaning majorly towards gaming apps. India, accounting for 1 out of 10 gamers in the world, has seen smartphones democratize the ecosystem, with 89% of India&rsquo;s gamers using their smartphones.&rdquo;</em></p>

<p>Speaking of how the attention spans of consumers have changed, Vasuta adds, &ldquo;<em>Short or bite-sized video is emerging as the connected consumer&rsquo;s go-to solution for short attention spans. Short videos are the new source of news, entertainment, and respite for the always-on, connected Indian.&rdquo;</em></p>

<p>Not just mobile usage, mobile shopping has grown leaps and bounds with 20% of new users added to the category of online shoppers during the lockdown, according to Boston Consulting Group (BCG).&nbsp;Not only did more people start shopping online, but existing customers increased their online spending by 45%. This increase in inclination towards online shopping is proof of the fact that mobile reigns as the device of choice across the world.</p>

<h3><strong>The New Measure of Evolution: Digital Marketing Maturity</strong></h3>

<p>With unprecedented changes surrounding them, brands and&nbsp;marketers today are re-evaluating their strategies to&nbsp;not only&nbsp;survive but&nbsp;thrive&nbsp;in a post-COVID world.&nbsp; What&nbsp;changes do brands need to&nbsp;bring&nbsp;their marketing to the new normal?&nbsp;The answer is&nbsp;Digital Marketing Maturity (DMM).</p>

<p>BCG states that DMM is an organization&rsquo;s capacity to deliver seamless brand experiences and is characterized by four maturity levels: Nascent, Emerging, Connected, and Multi-moment.</p>

<p>Jayesh shared his thoughts on the state of marketing maturity for brands in India, saying, &ldquo;<em>According to our survey of senior marketing and media leaders from over 60 brands across India and Southeast Asia, we saw that brands were indeed short of walking the walk when it came to digital. As expected, e-commerce and BFSI segments lead the way when it comes to Digital Marketing Maturity, emerging as the more connected and multi-moment focused categories. Over close to half of the marketers surveyed characterize themselves in the Nascent or Emerging Stage, leaving a large room for growth.&rdquo;</em><br />
<br />
Speaking of the challenges in attaining DMM, Jayesh adds, &ldquo;<em>Data is the foundation for digital engagement and personalization, but many lack regular access to either data on customer-level purchase behavior or online metrics (such as clicks on websites, page views, and conversions). At this stage, a meaningful transition would be is to start building on first-party data. Furthermore, the journey should be towards building robust analytical capabilities that can turn data into plans, programs, and initiatives. Without such data-related capabilities, brands have little hope of reaching the next stage.&rdquo;</em></p>

<h3><strong>Building Resilient Brands</strong></h3>

<p>Sharing his thoughts on building resilient brands, Navin states the importance of leveraging programmatic, mobile video, consumer intelligence, and much more to offer consumers a seamless brand experience.</p>

<p>Navin shared<em>, &ldquo;Today&rsquo;s consumers learn, act and evolve at a pace that is too rapid for most marketers to even keep up with. The race to stay ahead among brands gives consumers more control of which brands they would want to engage with. As a result, we see siloes of data, that are difficult to comprehend and make sense out of. Hence gaining actionable insights from the data is always a challenge for marketers. </em></p>

<p><em>To solve this riddle, marketers must invest in consumer intelligence platforms that combine the offline and online data experiences of the consumer and provide insights that are actionable, real, and adds value to the touchpoints in the consumer journey. Backed by AI and ML technologies, these platforms provide a solid base for marketers to start with, first, second, and third-party data, and then move along each step of the consumer journey.&rdquo;</em></p>

<p>Bringing to light the rise of video content Navin adds, &ldquo;<em>With new interests emerging in 2020, we saw consumption of videos rise on popular demand. This is a boon for marketers to tap into the video, gaming, and OTT space, the place where consumers already occupy. Looking at the potential of short, snackable videos, and OTT apps, it is imperative for marketers to launch mainstream advertising in these apps and deliver immersive video experiences.&rdquo;</em></p>

<p>Speaking on the state of programmatic, Navin adds, <em>&ldquo;With tons of new interests arising, programmatic still remains the constant in the new mobile-world order. With this being said, brands must leverage programmatic to partner with demand-side platforms for transparency, curate mobile supply chain frameworks, and prepare for a cookie-less future by partnering with premium in-app exchanges.&rdquo;</em></p>

<p>To dive into more nitty-gritty details, watch the webinar <a href="https://youtu.be/394SF9LZQS8">here</a>. Read interesting mobile insights from our 2021 India Mobile Marketing Handbook &ndash; <a href="https://inmo.bi/2NKDEVF">Marketing in the Era of Mobile</a>.</p>]]></description>
      <dc:subject><![CDATA[Events, English (EN): inmobi.com, Asia Pacific,]]></dc:subject>
      
      <dc:creator><![CDATA[ Team InMobi  ]]></dc:creator>
      
      <dc:date>2021-02-18T02:02:00+00:00</dc:date>
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    <item>
      <title><![CDATA[In App vs Mobile Web Advertising: How to Choose]]></title>
      <link>https://www.inmobi.com/blog/2021/02/16/in-app-vs-mobile-web-advertising-how-to-choose/</link>
      <guid>https://www.inmobi.com/blog/2021/02/16/in-app-vs-mobile-web-advertising-how-to-choose/</guid>
      <description><![CDATA[<p>As&nbsp;consumers spend&nbsp;more and more time on&nbsp;mobile devices (eMarketer predicts&nbsp;Americans to spend well&nbsp;<a href="https://content-na2.emarketer.com/us-mobile-time-spent-2020" target="_blank">over four hours a day using mobile in 2020</a>&nbsp;&ndash; 12% greater than the amount of&nbsp;time spent&nbsp;watching linear TV), marketers are left with a&nbsp;mobile marketing&nbsp;conundrum:&nbsp;in app vs mobile web advertising?&nbsp;While mobile&nbsp;web and in app advertising&nbsp;both target the same device,&nbsp;they require different&nbsp;ad spending approaches.&nbsp;</p>

<p>So&nbsp;what can&nbsp;digital marketing&nbsp;pros do to choose between them? When should&nbsp;mobile web ads&nbsp;be deployed over in&nbsp;app ads? To help you decide, we&rsquo;ve developed this handy guide.&nbsp;</p>

<h2>Where Is Your&nbsp;Target Audience&nbsp;Found?&nbsp;</h2>

<p>Based on the data, a marketer&rsquo;s target audience is most likely to be found in app. According to eMarketer, close to 90% of all time spent using mobile devices is devoted to&nbsp;mobile&nbsp;apps.&nbsp;&nbsp;</p>

<p>It&rsquo;s also important to note that in&nbsp;app marketing&nbsp;even outside of the major Walled Garden apps reaches a wide audience.&nbsp;In fact,&nbsp;<a href="/blog/how-does-mobile-app-advertising-work-dispelling-common-in-app-advertising-myths" target="_blank">around half of all mobile app time</a>&nbsp;is spent using apps not owned and operated by companies like Facebook and Google.&nbsp;</p>

<p>This is a very addressable audience too. With in-app advertising, marketers are able to harnesses the power of&nbsp;<a href="https://www.inmobi.com/audiences" target="_blank">unique, always-on, mobile-first audience segments</a>&nbsp;to engage and activate their best customers.&nbsp;</p>

<p>For some marketers, however, their target audience may be more likely to be found using mobile web browsers as compared to apps.&nbsp;This&nbsp;<a href="/blog/top-8-mobile-app-advertising-benefits" target="_blank">audience is increasingly less attributable</a>&nbsp;though, particularly as third-party cookies are phased out across all major web browsers.&nbsp;</p>

<h2>What&nbsp;Ad Formats&nbsp;Are Available?&nbsp;</h2>

<p>To some extent, many of the same&nbsp;ad formats&nbsp;are available in both mobile web an in-app environments, including banner ads, native ads and&nbsp;video ads.&nbsp;But how they render can be quite different. After all, an interstitial ad designed for a desktop viewing experience will look very different on a mobile device&rsquo;s smaller screen.&nbsp;</p>

<p>There are also additional options available in app that are less common in mobile web environments, including 360-degree ads, rewarded video ads&nbsp;and formats that utilize augmented reality features.&nbsp;These kinds of added features&nbsp;may not be&nbsp;relevant or valuable for all brands, but they can be highly useful when deployed thoughtfully.&nbsp;</p>

<h2>What Makes Sense&nbsp;From&nbsp;a&nbsp;User Behavior&nbsp;Perspective?&nbsp;</h2>

<p>For marketers, it&rsquo;s always important to remember what their&nbsp;target audience&nbsp;wants to see. In particular, where will they be most receptive to&nbsp;seeing a brand&rsquo;s messaging?&nbsp;</p>

<p>It&rsquo;s also&nbsp;key&nbsp;to think about how the ad will be shown and whether or not it will be seen by the right people. This can be an especially prescient concern due to how common&nbsp;ad blocking&nbsp;is within browser-based environments. A nice benefit to marketing in app is that&nbsp;ad blockers&nbsp;can&rsquo;t be nearly as readily deployed.&nbsp;</p>

<h2>Where Can You Expect to See&nbsp;Higher Conversions?&nbsp;</h2>

<p>Since mobile web advertising functions similarly to desktop website advertising, many marketers come with an established level of comfort. This means that tried-and-true methods of tracking ROI and ROAS (return on&nbsp;ad spend)&nbsp;work no matter which device is used to open&nbsp;a web page.&nbsp;</p>

<p>Of course, the opposite is usually true for app-first businesses, especially when running user acquisition campaigns. For these marketers, their business model necessitates a reliance on in app ads over any other marketing channel.&nbsp;</p>

<p>It&rsquo;s important for marketers to not just rely on what they&rsquo;ve often used in the past. For many, the myriad benefits of in-app advertising mean that they may be more likely to see higher conversions from in-app advertising than they might expect from mobile web advertising. Basically, any marketer that is either targeting an app-first mobile user and/or&nbsp;is offering users a seamless mobile app experience is likely to see superior results from in-app advertising.&nbsp;</p>

<h3>About the Author&nbsp;&nbsp;</h3>

<p>Matthew Kaplan has over a decade of digital marketing experience, working to support the content goals of the world&rsquo;s biggest B2B and B2C brands. He is a passionate app user and evangelist, working to support diverse marketing campaigns across devices.&nbsp;</p>]]></description>
      <dc:subject><![CDATA[Advertising, English (EN): inmobi.com, Global,]]></dc:subject>
      
      <dc:creator><![CDATA[ Matt Kaplan,  Content Strategist  ]]></dc:creator>
      
      <dc:date>2021-02-16T09:37:00+00:00</dc:date>
    </item>
  
    <item>
      <title><![CDATA[Benefits of Apps Beyond the Walled Garden Technology Companies ]]></title>
      <link>https://www.inmobi.com/blog/2021/02/09/benefits-of-apps-beyond-the-walled-garden-technology-companies/</link>
      <guid>https://www.inmobi.com/blog/2021/02/09/benefits-of-apps-beyond-the-walled-garden-technology-companies/</guid>
      <description><![CDATA[<p>In the&nbsp;United States, the prevailing notion is that the big&nbsp;&ldquo;Walled Garden&rdquo;&nbsp;technology companies like&nbsp;Apple,&nbsp;Google and Facebook&nbsp;thoroughly dominate the&nbsp;apps, services&nbsp;and&nbsp;wireless devices&nbsp;that are at the heart of the mobile and in-app advertising system.&nbsp;&nbsp;</p>

<p>The truth, however, is not so clear cut. In fact,&nbsp;there are a lot of benefits that marketers can see by moving beyond the&nbsp;walled garden approach&nbsp;to in-app advertising.&nbsp;</p>

<h2>Using&nbsp;Open Platforms&nbsp;to Reach Today&rsquo;s&nbsp;Mobile Phone&nbsp;Users&nbsp;</h2>

<p>Let&rsquo;s get one thing clear: apps not owned by&nbsp;the major walled gardens are incredibly popular. In fact,&nbsp;<a href="/blog/how-does-mobile-app-advertising-work-dispelling-common-in-app-advertising-myths" target="_blank">half of all time spent on mobile in 2019</a>&nbsp;was spent outside of the major social media and communication apps like WhatsApp, Instagram, etc.&nbsp;And,&nbsp;this share has only been growing steadily year over year since 2017.&nbsp;</p>

<p>It&rsquo;s important to note that this&nbsp;half is not a small segment either. According to eMarketer,&nbsp;Americans will&nbsp;<a href="https://www.emarketer.com/content/us-mobile-time-spent-2020" target="_blank">spend more than four hours a day on average using mobile devices</a>.&nbsp;In particular, they&nbsp;predict time spent using smartphones to grow by almost 14%&nbsp;between 2019 and 2020.&nbsp;</p>

<p>When it comes to mobile, it&rsquo;s also important to note that this is an app-led space.&nbsp;In 2020, just 10% of all time spent using mobile devices is spent using mobile web browsers, with&nbsp;the vast majority of&nbsp;time being spent in apps.&nbsp;</p>

<p>So&nbsp;if consumers are&nbsp;spending less and less time using the major social and communication apps, then what apps are they using? Top of that list&nbsp;are entertainment and&nbsp;video streaming apps, followed by mobile gaming apps.&nbsp;&nbsp;</p>

<p>Two key things all marketers need to know about these categories in particular:&nbsp;</p>

<ol>
	<li>The&nbsp;<a href="/blog/understanding-the-on-demand-video-streaming-app-landscape-today" target="_blank">entertainment space</a>&nbsp;may be dominated by the likes of Netflix, Disney+ and Amazon Prime Video, but ad-supported video-on-demand (AVOD) platforms&nbsp;like Hulu&nbsp;have seen enormous growth of late,&nbsp;throughout the bulk of 2020.&nbsp;This makes AVOD mobile apps often an ideal way for advertisers and marketers to reach a mass audience.&nbsp;FAST (free ad-supported streaming TV) apps like&nbsp;Pluto TV&nbsp;are also an ideal way to reach consumers.&nbsp;</li>
	<li>Mobile gaming has been one of the biggest growth industries of 2020, and people were&nbsp;already&nbsp;downloading a variety of gaming apps in large numbers beforehand too. While marketers&nbsp;have&nbsp;long acknowledged the reach and scale of mobile gaming apps, the prevailing notion has long been that only young men play video games. Thus, brands that are not targeting this demographic have shied away from advertising&nbsp;in&nbsp;these environment. In truth, however, young men are not the majority audience in this category. In fact,&nbsp;<a href="/blog/understanding-the-hyper-casual-game-market" target="_blank">our analysis of the hyper casual gaming category</a> in particular&nbsp;found&nbsp;that this audience is heavily female, over the age of 25 and in the upper-income brackets.&nbsp;</li>
</ol>

<p>As this data shows,&nbsp;user access&nbsp;outside of the major&nbsp;closed platforms is truly unparalleled. For advertisers and marketers looking to reach and engage their best&nbsp;consumers, mobile apps outside of the Walled Gardens are often the way to go.&nbsp;</p>

<h2>What You Miss&nbsp;By&nbsp;Relying Too Much on&nbsp;Closed Ecosystems&nbsp;</h2>

<p>Most advertisers and marketers will devote&nbsp;investment&nbsp;to the Walled Gardens. After all, apps like Facebook and YouTube have massive scale that can&rsquo;t be ignored.&nbsp;&nbsp;</p>

<p>But that doesn&rsquo;t mean that mobile marketers should put&nbsp;all&nbsp;their eggs in one basket. By being overly reliant on the Walled Gardens, in-app advertisers could be putting themselves at a disadvantage.&nbsp;</p>

<p>In particular, here&nbsp;are some of the major downsides to advertising with the Walled Gardens:&nbsp;</p>

<ul>
	<li><strong>Share of voice is a concern.</strong>&nbsp;In the crowded social media&nbsp;environment&nbsp;especially, the&nbsp;ads typically do not stand out.&nbsp;Think about an Instagram feed. While ads are interspersed throughout, the dominant content is the organic content. In this kind of environment, it can be difficult for advertisers to&nbsp;make it&nbsp;through the&nbsp;clutter&nbsp;and ensure their ads are&nbsp;not&nbsp;just&nbsp;seen&nbsp;but also&nbsp;remembered. Contrast this with a&nbsp;fullscreen&nbsp;video ad in a mobile gaming app, where the ad can&rsquo;t be ignored.&nbsp;</li>
	<li><strong>Scrolling and skipping is very common.</strong>&nbsp;Within the Walled Garden apps, the&nbsp;user navigation&nbsp;experience is such that it&rsquo;s all too easy to scroll past or skip an ad&nbsp;without really noticing it. After all, YouTube has played a key role in popularizing the six-second skippable ad. Many Walled Garden apps&nbsp;restrict users&nbsp;from seeing ads in full, without distraction. In comparison, with non-Walled Garden apps like video streaming apps, this kind of instant&nbsp;consumption&nbsp;is far less common, which means that ads are more likely to&nbsp;be&nbsp;seen and fully noticed.&nbsp;</li>
	<li><strong>Reliant on their data and analytics.</strong>&nbsp;A key benefit to&nbsp;working with the Walled Gardens is that they have their own massive data sets and optimization techniques that they can apply on behalf of advertisers. While this often leads to positive results, there are two sides&nbsp;to every coin.&nbsp;For one, there&rsquo;s no way for advertisers to know exactly what data is being used. There&rsquo;s no way for an advertiser to gain a holistic understanding&nbsp;of&nbsp;who&nbsp;specifically&nbsp;are viewing&nbsp;their&nbsp;ads, who&nbsp;are clicking on them, who are exposed to them, etc., since the Walled Gardens&nbsp;tend to not share their data freely. In the independent ad tech ecosystem, mobile measurement&nbsp;providers&nbsp;and others provide third-party confirmation of all the data being used, ensuring that results are indeed accurate and trustworthy.&nbsp;In addition, advertisers working with the Walled Gardens are reliant on the analytics provided by them and&nbsp;frequently&nbsp;cannot use their own tried-and-true analytics solutions&nbsp;&ndash; no matter how limited the data provided may be.&nbsp;A benefit&nbsp;to&nbsp;working&nbsp;outside of the Walled Gardens is that advertisers can dictate both precisely what data they want to be tracking and how campaigns are monitored and measured.&nbsp;</li>
	<li><strong>Brand safety isn&rsquo;t guaranteed.</strong>&nbsp;Most of the Walled Garden apps feature user-generated content, which can cover a wide range of topics. As a result, there is not much that advertisers can do to&nbsp;ensure their ads don&rsquo;t appear next to vulgar content, conspiracy theories, posts glorifying drugs or violence, etc. It&rsquo;s a different story outside of the Walled Gardens, however.&nbsp;Not only are apps like weather apps or casual gaming apps&nbsp;brand safe based on their nature, but advertisers can utilize ad formats like&nbsp;fullscreen&nbsp;video&nbsp;to make sure no content&nbsp;whatsoever&nbsp;is appearing alongside their messaging. And&nbsp;certain third-party vendors like&nbsp;DoubleVerify&nbsp;do provide brand safety and brand suitability tools that advertisers can use when advertising in non-Walled Garden apps.&nbsp;</li>
</ul>

<p>Interested in getting started in an in-app advertising campaign outside of the Walled Gardens?&nbsp;<a href="https://www.inmobi.com/company/contact/">Reach out today to learn more</a>!&nbsp;</p>

<h3>Where Does&nbsp;The&nbsp;Term Walled Garden&nbsp;Come From?&nbsp;</h3>

<p>A fun history lesson here for you!&nbsp;A&nbsp;Walled Garden refers&nbsp;to&nbsp;&ldquo;a limited set of technology or media information provided to users with the intention of creating a monopoly or secure information system,&rdquo;&nbsp;according to Techopedia. They noted that the term&nbsp;&ldquo;was created by&nbsp;John Malone, who started a company called&nbsp;Tele-Communications&nbsp;Inc., which was&nbsp;acquired by AT&amp;T&nbsp;in 1999.&rdquo; While the phrase &ldquo;Walled Gardens&rdquo; originated with&nbsp;telcos&nbsp;like&nbsp;Bell Systems and in the&nbsp;internet service provider (ISP)&nbsp;arena, it now commonly refers to&nbsp;internet companies like Google, Facebook, Apple and Amazon.&nbsp;</p>]]></description>
      <dc:subject><![CDATA[Advertising, English (EN): inmobi.com, Global,]]></dc:subject>
      
      <dc:creator><![CDATA[ Team InMobi  ]]></dc:creator>
      
      <dc:date>2021-02-09T08:43:00+00:00</dc:date>
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    <item>
      <title><![CDATA[Who Are The Key Players in Programmatic Buying? ]]></title>
      <link>https://www.inmobi.com/blog/2021/02/02/key-players-in-programmatic-buying/</link>
      <guid>https://www.inmobi.com/blog/2021/02/02/key-players-in-programmatic-buying/</guid>
      <description><![CDATA[<p>As&nbsp;real time bidding (RTB)&nbsp;and&nbsp;programmatic advertising&nbsp;become more popular than ever before&nbsp;with&nbsp;digital marketing&nbsp;professionals of all stripes&nbsp;for&nbsp;buying and selling, it helps&nbsp;to understand the&nbsp;key players in programmatic buying.&nbsp;With programmatic now becoming the default for&nbsp;digital advertising&nbsp;and&nbsp;media buying&nbsp;in many parts of the world&nbsp;(programmatic&nbsp;ad spending&nbsp;is expected to grow even in 2020,&nbsp;<a href="https://content-na2.emarketer.com/us-programmatic-digital-display-ad-spending-will-grow-despite-pandemic-related-recession" target="_blank">according to eMarketer</a>), it&rsquo;s critical to marketers&nbsp;to understand how it works and who is involved in getting an ad from an advertiser in front of their&nbsp;target audiences&nbsp;across&nbsp;different websites or apps.&nbsp;</p>

<h2>Understanding the Demand Side: DSPs and ATDs&nbsp;</h2>

<p>A&nbsp;demand side platform (DSP)&nbsp;is an interface for marketers to buy ads programmatically. DSPs connect to multiple exchanges so that their clients, agencies and advertisers, can find maximum reach and scale. They also connect to other technology platforms that enable more advanced targeting, measurement and creative solutions for the advertisers.&nbsp;&nbsp;</p>

<p>Some of the most popular DSPs include&nbsp;InMobi&nbsp;DSP, The Trade Desk, Google DV360,&nbsp;MediaMath, Centro&nbsp;and Liftoff, among many others. Some DSPs are omnichannel DSPs that can be used across&nbsp;a variety of mediums like mobile, browsers, CTV, etc. while others are niche DSPs designed just to focus on&nbsp;one or a smaller number of options.&nbsp;<a href="https://www.youtube.com/watch?v=yqgw1MiZJc0&amp;list=PLBlFq9PKBmeMqYpH8Yfh_1ADJxUVmYWpG&amp;index=11" target="_blank">Check out this video for a more detailed breakdown of omnichannel and niche DSPs</a>.&nbsp;</p>

<p>The choice of DSP is the single biggest factor in deciding what controls the media buyers have for running their campaigns. Advertisers and agencies choose a DSP based on multiple reasons that include ease of operability, inventory scale and audience reach, data and targeting options, and controls for fraud, brand safety and transparency, among other reasons.&nbsp;</p>

<p>Sometimes, depending on who is involved, an agency&nbsp;trading desk&nbsp;(ATD) may be involved in the transaction. <a href="https://www.adexchanger.com/Agency_Trading_White_Paper.pdf" target="_blank">Forrester has previously&nbsp;defined ATDs as</a>&nbsp;&ldquo;A centralized, service-based organization that serves as a managed service layer, typically on top of a licensed demand-side platform (DSP) and other audience buying technologies; manages programmatic, bid-based media and audience buying. Works as an agency&rsquo;s internal &lsquo;center of excellence,&rsquo; supporting agency teams wishing to tap into this new buying model on behalf of agency clients.&rdquo;&nbsp;</p>

<p>A&nbsp;data management platform (DMP)&nbsp;is&nbsp;a technology platform that&#8239;collects and organizes audience data from multiple sources and allows advertisers run ads against these audiences. DMPs are therefore an important link between advertisers and DSPs.&nbsp;&nbsp;</p>

<p>Advertisers choose to work with DMPs based on their reach and scale of user data, their data accuracy, and the sources of data they are integrated with.&nbsp;Oracle, Salesforce, Adobe, Nielsen, The Trade Desk and many others&nbsp;have DMP offerings.&nbsp;</p>

<h2>What are SSPs and&nbsp;Ad Exchanges?&nbsp;</h2>

<p>Originally, a&nbsp;supply side platform (SSP)&nbsp;would serve as the aggregator on the supply side, while exchanges were platforms that conducted auctions and facilitated transactions. As the ecosystem evolved, their roles merged, and now the programmatic industry often uses the two terms, SSP and exchange, almost&nbsp;interchangeably.&nbsp;&nbsp;</p>

<p>Some of the most popular SSPs and ad exchanges include&nbsp;InMobi&nbsp;Exchange, Index Exchange, The Rubicon Project and many others. Some of these, like&nbsp;InMobi&nbsp;Exchange, are just in&nbsp;app, while others offer slightly broader supply.&nbsp;</p>

<p>SSPs work with&nbsp;multiple&nbsp;publishers&nbsp;on the supply side&nbsp;to help them monetize their available&nbsp;ad inventory, but their primary customers are the DSPs, who in turn work with agencies and advertisers.&nbsp;This is the case even for&nbsp;private marketplace&nbsp;deals and not just for open exchange buying.&nbsp;In the mobile in-app space, these SSP connections occur most often through an SDK.&nbsp;</p>

<p>Ad servers, which Google has previously defined simply as &ldquo;<a href="https://www.thinkwithgoogle.com/intl/en-145/marketing-strategies/programmatic/what-does-ad-server-do-and-how-can-you-benefit-it/" target="_blank">a platform that serves ads</a>,&rdquo; typically sits in this middle layer in between the demand side and the supply side. But that is not always the case, as ad serving can be managed through the agency, the DSP, the SSP, etc.&nbsp;</p>

<p>Both publishers and DSPs consider various factors in working with an SSP. A publisher will work with an SSP for monetization reasons like demand density and better pricing. Similarly, a DSP will choose an SSP based on their reach and scale with publishers, their performance, the platforms they support, and the level of trust and transparency they enable, among other reasons.&nbsp;</p>

<p>It&rsquo;s also important to differentiate between&nbsp;ad networks&nbsp;and ad exchanges.&nbsp;While the terms are too often&nbsp;used interchangeably,&nbsp;<a href="/blog/ad-network-vs-ad-exchange-whats-the-difference-between-the-two" target="_blank">they are not the same thing</a>.&nbsp;&nbsp;</p>

<p>In short, ad exchanges&nbsp;are&nbsp;open exchanges&nbsp;where buying and selling can occur, while ad networks&nbsp;facilitate programmatic transactions on a more manual basis. An ad exchange is kind of like a public square where vendors can peddle their wares, while an ad network is like a professional buyer and that makes a transaction happen within the wider environment.&nbsp;</p>

<p>In many ways, ad network is a dated term, with SSPs and exchanges replacing the ad network of old. Ad networks were especially popular in the days of static&nbsp;display advertising&nbsp;on&nbsp;desktop, but&nbsp;are no longer as useful in today&rsquo;s omnichannel world.&nbsp;</p>

<h2>Understanding the Supply Side&nbsp;</h2>

<p>Let&rsquo;s talk about mediation platforms first.&nbsp;Mediation platforms let publishers integrate with multiple&#8239;exchanges and SSPs using a single software platform.&nbsp;In the mobile in-app space, some of the most popular mediation platforms include MAX from Applovin and&nbsp;MoPub, but there are many others.&nbsp;</p>

<p>Mediation platforms connect to SSPs and exchanges on the demand side,&#8239;but their primary customers are the publishers. They help publishers manage, optimize and report on impressions, ad revenue and other important metrics &ndash; all in one interface.&nbsp;&nbsp;&nbsp;</p>

<p>Publishers are their customers, and publishers choose a mediation platform based on various factors like how efficient their monetization algorithms are, how diverse the demand is they support, how advanced their reporting capabilities are, and how easy they are to operate, among other factors.&nbsp;</p>

<h2>How&nbsp;The&nbsp;Key Players in Programmatic Buying Work&nbsp;Together&nbsp;</h2>

<p>How do these various platforms all work in tandem with one another to facilitate a programmatic transaction? Here&rsquo;s a quick, basic&nbsp;overview:&nbsp;</p>

<ol>
	<li>
	<p>Using a DSP, a marketer/advertiser kickstarts a campaign by allocating budget, inputting ad creatives, etc. Data from the DMP ensures that the campaign is targeting the right audiences for the brand and the campaign&rsquo;s specific goals.&nbsp;</p>
	</li>
	<li>When someone opens a website in their browser, the publisher and/or app developer will send along data about the upcoming available advertising opportunities.&nbsp;</li>
	<li>The SSP matches information from the publisher end with data from the DSP, passing along bids when relevant.&nbsp;</li>
	<li>An ad is selected and shown to the user depending on the results of the programmatic ad auction that occurs at the publisher/mediation level.&nbsp;</li>
</ol>

<h2>How&nbsp;The&nbsp;Programmatic Ecosystem Might Change in the&nbsp;Future&nbsp;</h2>

<p>While DSPs, DMPs, SSPs, etc. are the main players in the programmatic advertising ecosystem now, that very well may change going forward.&nbsp;In particular, two&nbsp;main trends may alter the landscape in the coming months and years.&nbsp;</p>

<p>For one, supply path optimization&nbsp;(SPO) is becoming more commonly implemented by many leading digital advertisers and agencies. At a very basic level, SPO involves reviewing and auditing the path that advertisers use to&nbsp;reach their target consumers on digital channels. Who is involved in all possible transactions, and what role do they play in ensuring the best possible advertising experience?&nbsp;&nbsp;</p>

<p>One possible outcome from a wider SPO implementation is an overall decrease in the number of programmatic platforms working in the marketplace.&nbsp;This is especially the case on the supply side, as SSPs and ad exchanges&nbsp;in particular that&nbsp;don&rsquo;t provide unique supply/ad inventory or other distinct benefits may find themselves on the SPO chopping block.&nbsp;</p>

<p>Another key trend to keep an eye on in the&nbsp;programmatic space is the ongoing evolution of consumer privacy and identity. Between legal frameworks like&nbsp;<a href="/blog/what-you-need-to-know-about-ccpa-ad-tech-edition" target="_blank">CCPA</a>&nbsp;and&nbsp;<a href="https://www.inmobi.com/gdpr" target="_blank">GDPR</a>&nbsp;and&nbsp;industry pushes like&nbsp;<a href="/blog/ios-14-and-idfa-what-advertisers-need-to-know" target="_blank">Apple&rsquo;s depreciation of&nbsp;IDFA</a>, not only is the amount of consumer data available to advertisers and marketers likely to drop in the future, but how data can be leveraged will be impacted too.&nbsp;&nbsp;</p>

<p>As a result of the shifts, the role and functionality of a DMP will likely have to shift accordingly. In addition, the value propositions that DSPs, SSP and mediation platforms will change as&nbsp;less&nbsp;and less consumer data is available.&nbsp;</p>

<p>Of course, none of these trends impact what&nbsp;the vast majority of&nbsp;these programmatic key players do or how they help advertisers and publishers. But as the ecosystem evolves, everyone&nbsp;across the programmatic supply chain needs to adapt accordingly.&nbsp;</p>]]></description>
      <dc:subject><![CDATA[Product and Technology, English (EN): inmobi.com, Global,]]></dc:subject>
      
      <dc:creator><![CDATA[ Team InMobi  ]]></dc:creator>
      
      <dc:date>2021-02-02T09:37:00+00:00</dc:date>
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    <item>
      <title><![CDATA[2021 India Mobile Marketing Handbook: Marketing in the Era of Mobile]]></title>
      <link>https://www.inmobi.com/blog/2021/01/27/2021-india-mobile-marketing-handbook-marketing-in-the-era-of-mobile/</link>
      <guid>https://www.inmobi.com/blog/2021/01/27/2021-india-mobile-marketing-handbook-marketing-in-the-era-of-mobile/</guid>
      <description><![CDATA[<p>Undeniably 2020 has been a cataclysmic year for individuals, organizations, and humanity as a whole across the globe. As marketers pivoted through the challenges of the pandemic, one truth has emerged, the critical role mobile plays in seamlessly connecting consumers and marketers during unprecedented times.</p>

<p>InMobi launches the 2021 Mobile Handbook to examine the year that was and discussing the year ahead. The handbook &ndash; Marketing in the Era of Mobile brings forth how brands are focused on attaining Mobile Marketing Maturity (3M), how gaming has evolved, the undeniable rise in M-commerce, the future of programmatic advertising, and much more. The idea of the handbook is to help marketers build resilient brands, that are agile and nimble in the everchanging world.</p>

<h2><strong>Key Insights from the Report</strong>&nbsp;</h2>

<p><img alt="mobile marketing solutions" src="https://go.inmobi.net/hubfs/IND_2021_Yearbook/Blog%20Vasuta.png" style="height:419px; width:800px" /></p>

<h3><strong>The Booming&nbsp;Consumer Trends&nbsp;in India</strong></h3>

<ul>
	<li>With the increased usage of mobile being evident, it is interesting to know that 1.6 Tn hours have been spent on mobile by the average user in 2020. India leads the mobile-first economy with an estimated 734 million users by the end of 2020, with an annual increase in userbase by 29%.<br />
	<img alt="consumer trends in india" src="https://go.inmobi.net/hubfs/IND_2021_Yearbook/Screenshot%202021-01-15%20181708.png" style="height:380px; width:500px" /></li>
	<li><strong>Gaming FTW: </strong>India is home to 1 out 10 of the world&rsquo;s gamers and is poised to become one of the top mobile gaming markets in APAC. Indians generated 1.8 billion game app downloads in Q1 of 2020, which rose by 50% in Q2 of 2020 to 2.7 billion.<br />
	<img alt="mobile gaming markets" src="https://go.inmobi.net/hubfs/IND_2021_Yearbook/Blog2.png" style="height:317px; width:700px" /></li>
	<li><strong>Short Video, loved by all: </strong>In an unfamiliar reality, audiences moved to consume short videos, for learning new skills and entertainment. Millions of Indians took to the news on Roposo where creators shared responsible content on the current state of the pandemic in a positive and fun manner.<br />
	<img alt="Short Videos by Roposo" src="https://go.inmobi.net/hubfs/IND_2021_Yearbook/Blog3.png" style="height:302px; width:700px" /></li>
	<li><strong>M-Commerce: </strong>Indians follow a non-linear shopping journey on their mobiles. They learn about the products, explore, and finally buy across various channels. According to a survey conducted using InMobi Pulse, 63% of respondents claim to use their mobile to learn about and discover new products, 77% to research and explore, and 62% to make purchases.</li>
</ul>

<h3><strong>The Fast-growing&nbsp;Marketing Trends&nbsp;in India</strong></h3>

<ul>
	<li><strong>Achieving Digital Marketing Maturity:</strong> BCG states that DMM is an organization&rsquo;s capacity in delivering seamless brand experiences and is characterized by four maturity levels: Nascent, Emerging, Connected, and Multi-moment. As the DMM of brands evolves, their strategies on digital channels shift from the aspirational end to the actionable end. Marketers are moving towards the &lsquo;actionable&rsquo; end as they become better equipped to scale ROI and measurable outcomes.</li>
</ul>

<ul>
	<li><strong>A Non-IDFA World: </strong>With Apple announcing changes to iOS 14, the handbook throws light on how advertisers can deploy alternate identifiers such as IDFV and work with cross-device and universal ID players such as LiveRamp, Branch, Tapad, and Kochava to reach their audiences.<br />
	&nbsp;</li>
	<li><strong>Mobile Video Soars High:</strong> With the increased consumption of content, the handbook focuses on buffer-free video experiences, adherence to VAST technologies, and how the mobile-first approach can meet the campaign ROI goals and maximizes the ROAS.<br />
	&nbsp;</li>
	<li><strong>Steering Intent with Search: </strong>The handbook showcases the importance of search advertising in various stages of the consumer journey &ndash; awareness, interest, consideration, intent, evaluation, and sale. While focusing on each stage, what strategies should marketers adapt to drive loyalty, and which type of search ads work best for each stage of the journey are discussed. The &lsquo;Search Advertising Checklist&rsquo; is the icing on the cake for marketers to get the search game right.<br />
	&nbsp;</li>
	<li><strong>Mobile-first Consumer Intelligence: </strong>One of the biggest challenges that retail brands face is their inability to blend the physical and digital worlds despite the current consumer journey no longer being linear. The handbook discusses the nuances in accessing quality data and provides solutions to leverage mobile-first consumer intelligence. Presenting the case of a conglomerate having done it right, Unilever, the handbook dives deep into leveraging data to drive personalization at scale.</li>
</ul>

<p><img alt="Mobile Marketing" src="https://go.inmobi.net/hubfs/IND_2021_Yearbook/Blog%20Jayesh.png" style="height:418px; width:800px" /></p>

<p>To know more on how brands can become resilient and adapt to the mobile-first approach to beat the modern-day challenges, glance at our <a href="https://inmo.bi/3cfAF1X"><strong>2021 India Handbook: Marketing in the Era of Mobile</strong></a> now.</p>]]></description>
      <dc:subject><![CDATA[Consumer Research, Media Consumption &amp; Trends, Understanding Consumers, English (EN): inmobi.com, Asia Pacific,]]></dc:subject>
      
      <dc:creator><![CDATA[ Team InMobi  ]]></dc:creator>
      
      <dc:date>2021-01-28T00:47:00+00:00</dc:date>
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    <item>
      <title><![CDATA[Identifying the Top Health and Wellness Consumer Segments ]]></title>
      <link>https://www.inmobi.com/blog/2021/01/26/identifying-the-top-health-and-wellness-consumer-segments/</link>
      <guid>https://www.inmobi.com/blog/2021/01/26/identifying-the-top-health-and-wellness-consumer-segments/</guid>
      <description><![CDATA[<p>Millions of Americans now taking daily use supplements like multivitamins, but what are the top&nbsp;health and wellness consumer segments&nbsp;that marketers in this space need to know? That&rsquo;s what we wanted to find out.&nbsp;</p>

<p>For a closer look at&nbsp;consumer trends&nbsp;in this space, we wanted to see&nbsp;who is buying and engaging with the main brands in the one-a-day wellness space. Specifically,&nbsp;we looked at the people who recently visited physical Target locations or who have engaged with the following brands on mobile:&nbsp;Zyrtec, Claritin, Bayer Aspirin, Metamucil,&nbsp;Oneaday&nbsp;and&nbsp;Softsoap.&nbsp;&nbsp;</p>

<p>Here&rsquo;s what we uncovered.&nbsp;</p>

<h2>Key Health and Wellness&nbsp;Consumer Insights&nbsp;</h2>

<p>For one, consumers engaging physically or via a mobile device with daily use wellness items such as allergy pills or vitamins skew male (54% vs 46%&nbsp;female).&nbsp;This goes against the prevailing stereotype that women care more about their health than most men do in the U.S.&nbsp;</p>

<p>Perhaps not surprisingly, this audience skews a bit older. Around one in four consumers in this space are between the ages of 46 and 55, while 37% is over the age of 55.&nbsp;</p>

<p>Overall, these consumers fall into low or middle incomes ranges. Among these consumers, 53% make between $25,000 and $100,000 a year.&nbsp;</p>

<h2>Key&nbsp;Health and Wellness&nbsp;Consumer Trends&nbsp;</h2>

<p>In looking at the top apps used by these consumers,&nbsp;many of these shoppers have retail and wellness apps on their mobile devices. Consumers shopping for daily use items engage with the apps from major retailers like Target, Costco and CVS at least 2x more frequently compared to consumers overall.&nbsp;These consumers also&nbsp;have&nbsp;relatively high ownership rates for apps like Calm, Fitbit and MyChart.&nbsp;</p>

<p>It makes sense that these consumers&nbsp;over&nbsp;index&nbsp;with major retailers, as most purchases in this category are not buying their daily use wellness products directly from the manufacturer. In a&nbsp;mobile research report commissioned by&nbsp;InMobi&nbsp;in July 2020,&nbsp;51% said they were aware that they could purchase direct from their favorite brands in this category, only 12%&nbsp;actually made&nbsp;a brand-direct purchase. In fact, less than one in four&nbsp;reported even browsing a daily use brand&rsquo;s website.&nbsp;</p>

<p>For consumers that purchase daily use items, future brand direct consideration is low.&nbsp;Just 6% said they were highly likely to make a purchase in this manner, with 44% saying they were unlikely or very unlikely to buy in this manner.&nbsp;&nbsp;</p>

<p>So why aren&rsquo;t consumers making brand-direct purchases? According to our research, the top barrier is price, followed by shipping times.&nbsp;</p>

<h2>Top Mobile Health and Wellness Consumer Segments&nbsp;</h2>

<p>Looking to reach these consumers? Here are the top audience segments to leverage:&nbsp;</p>

<ul>
	<li><strong>InMobi&nbsp;Daily Use Insight Audience:</strong> All users included in this&nbsp;insight reporting.&nbsp;</li>
	<li><strong>Grocery Delivery Users:&nbsp;</strong>All users who have downloaded a grocery delivery app or visited a grocery delivery site in the past six months.&nbsp;</li>
	<li><strong>Health and Wellness Users:</strong> This audience is built using app and mobile web behavior, identifying users engaging with top fitness properties (gyms, diets, workout plans, etc.) as well as users who have visited a fitness center, gym and/or health club at least three or more times in the past six months.&nbsp;</li>
	<li><strong>Allergy/Pain Relief Users:</strong> This audience is built using app and mobile web behavior to determine users who have been seen browsing top allergy and pain relief brands such as Benadryl, Tylenol, Claritin, Advil, Excedrin, etc. We also include grocery store and pharmacy visitors cross-referenced with app and mobile web users.&nbsp;</li>
</ul>

<p>Interested in learning more about&nbsp;<a href="https://www.inmobi.com/audiences" target="_blank">InMobi&rsquo;s audiences</a>&nbsp;and why they&rsquo;re the best in the business?&nbsp;<a href="https://www.inmobi.com/company/contact/" target="_blank">Reach out today to schedule a call</a>.&nbsp;&nbsp;</p>

<h3>About the Author&nbsp;&nbsp;</h3>

<p>Matthew Kaplan has over a decade of digital marketing experience, working to support the content goals of the world&rsquo;s biggest B2B and B2C brands. He is a passionate app user and evangelist, working to support diverse marketing campaigns across devices.&nbsp;</p>]]></description>
      <dc:subject><![CDATA[Understanding Consumers, English (EN): inmobi.com, Global,]]></dc:subject>
      
      <dc:creator><![CDATA[ Matt Kaplan,  Content Strategist  ]]></dc:creator>
      
      <dc:date>2021-01-26T10:35:00+00:00</dc:date>
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      <title><![CDATA[InMobi Wins Big and Takes Home 7 Awards at the India Digital Awards 2021]]></title>
      <link>https://www.inmobi.com/blog/2021/01/25/InMobi-Wins-Big-and-Takes-Home-7-Awards-at-the-India-Digital-Awards-2021/</link>
      <guid>https://www.inmobi.com/blog/2021/01/25/InMobi-Wins-Big-and-Takes-Home-7-Awards-at-the-India-Digital-Awards-2021/</guid>
      <description><![CDATA[<p>As the marketing community goes back to their drawing boards to plan for bigger and bolder dawn in 2021, it&rsquo;s a great idea to look back, and learn what worked for brands in the year gone by. This is exactly what the Internet and Mobile Association of India did as they hosted the India Digital Awards, a program that celebrates the best and boldest work in a digital-first India. We were thrilled to have received <strong>7 key awards </strong>across multiple categories for our various unique campaigns.<br />
<br />
Wondering what it takes to build an award-winning campaign? You can check out our case studies below:<br />
<br />
<strong>1. KreditBee: Bringing Dreams to Life</strong></p>

<p>Gold - Best Lead Generation Campaign through Mobile<br />
Silver - Best execution of performance campaign<br />
<br />
You can learn more about the success story <a href="https://go.inmobi.net/hubfs/Kreditbee%20Case%20Study/Kreditbee%20Case%20Study.pdf">here</a>.<br />
<img alt="Lead Generation Campaign" src="https://go.inmobi.net/hubfs/IND_2020_IDA_Wins/2.png" style="height:300px; width:300px" />&nbsp;<img alt="performance campaign" src="https://go.inmobi.net/hubfs/IND_2020_IDA_Wins/5.png" style="height:300px; width:300px" /></p>

<p><strong>2.</strong> <strong>Kingfisher #StayAtHome</strong></p>

<p>Gold - Best use of AR/VR in Gaming/Gamification<br />
Bronze - Online Interactive Marketing<br />
<br />
You can learn more about the success story <a href="/case-study">here</a>.<br />
<img alt="AR/VR in Gaming/Gamification" src="https://go.inmobi.net/hubfs/IND_2020_IDA_Wins/4.png" style="height:300px; width:300px" />&nbsp;<img alt="Online Interactive Marketing" src="https://go.inmobi.net/hubfs/IND_2020_IDA_Wins/7.png" style="height:300px; width:300px" /></p>

<p><strong>3. Kia Sonet Voice-Enabled Campaign</strong></p>

<p>Gold - Online Interactive Marketing<br />
<img alt="Online Interactive Marketing" src="https://go.inmobi.net/hubfs/IND_2020_IDA_Wins/3.png" style="height:300px; width:300px" /></p>

<p><strong>4. Meesho Empowers Women to start their Business with Zero Investment</strong><br />
<br />
Bronze - Best Lead Generation Campaign through Mobile<br />
<br />
You can learn more about the success story <a href="https://go.inmobi.net/hubfs/Meesho%20and%20InMobi%20Case%20Study.pdf">here</a>.<br />
<img alt="Lead Generation Campaign through Mobile" src="https://go.inmobi.net/hubfs/IND_2020_IDA_Wins/6.png" style="height:300px; width:300px" /></p>

<p><strong>5. Mondel&#275;z helps Cadbury lovers unlock a sweet surprise</strong></p>

<p>Bronze - Online Video<br />
<br />
You can learn more about the success story <a href="https://go.inmobi.net/hubfs/Mondelez%20Chocobakes/Mondelez%20Case%20Study.pdf">here</a>.<br />
<img alt="Online Video" src="https://go.inmobi.net/hubfs/IND_2020_IDA_Wins/8.png" style="height:300px; width:300px" /><br />
<br />
<a href="/case-study">Click here</a> to check out all our success stories.</p>]]></description>
      <dc:subject><![CDATA[Awards, English (EN): inmobi.com, Asia Pacific,]]></dc:subject>
      
      <dc:creator><![CDATA[ Team InMobi  ]]></dc:creator>
      
      <dc:date>2021-01-26T01:30:00+00:00</dc:date>
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      <title><![CDATA[Understanding Data Management in Programmatic Ad Tech [Whiteboard Videos]]]></title>
      <link>https://www.inmobi.com/blog/2021/01/22/understanding-data-management-in-programmatic-ad-tech-whiteboard-videos/</link>
      <guid>https://www.inmobi.com/blog/2021/01/22/understanding-data-management-in-programmatic-ad-tech-whiteboard-videos/</guid>
      <description><![CDATA[<p>In programmatic advertising, data is the lifeblood of entire supply chain.&nbsp;As&nbsp;<a href="https://www.inmobi.com/blog/2019/04/04/programmatic-advertising-explained" target="_blank">we&rsquo;ve noted before</a>, without quality data underpinning transactions, digital programmatic advertising would not be nearly as effective.&nbsp;</p>

<p>But where does this data come from, and how is it processed? To dive into the many nuances of data management in programmatic, be sure to check out these whiteboard videos featuring&nbsp;Prajwal&nbsp;Barthur, VP of Products, Marketing and Advanced TV at&nbsp;InMobi.&nbsp;</p>

<p>In&nbsp;<a href="https://youtu.be/L1cLdWl3iB0" target="_blank">this first video</a>, Prajwal goes through the four main use cases for data management in digital advertising: targeting&nbsp;ideal&nbsp;customers, measurement and analytics&nbsp;for digital advertising campaign, segmentation and activation, and&nbsp;advertising&nbsp;monetization&nbsp;for publishers and app developers.&nbsp;</p>

<p>In&nbsp;<a href="https://youtu.be/OsYUF5UHgAI" target="_blank">the second video</a>, Prajwal goes through the common sources of data in programmatic in-app advertising&nbsp;such as device-level and personal identifiers, geographic data like latitude and longitude signals, demographic information like age range and contextual data signals, among others. It also&nbsp;highlights the different players involved with data&nbsp;in programmatic advertising&nbsp;including demand-side platforms, supply-side platforms, ad exchanges, ad networks and social media networks. Further,&nbsp;Prajwal&nbsp;discusses the main&nbsp;data management&nbsp;players&nbsp;in this space, including mobile measurement platforms, customer data platforms, connectors, data management platforms&nbsp;and more.&nbsp;</p>

<p>In&nbsp;<a href="https://youtu.be/rKFFAqQ-isw" target="_blank">the third and final video</a>, Prajwal goes through how data is used and processed in the mobile in-app advertising supply chain.&nbsp;This short video highlights how data goes from apps to programmatic players like exchanges and ad networks, and how various data management layers work to facilitate digital programmatic advertising.&nbsp;</p>

<p>Interested in learning more about how&nbsp;InMobi&nbsp;Exchange processes and handles data, and how we&rsquo;re innovating in this space?&nbsp;<a href="https://www.inmobi.com/company/contact/">Reach out today to learn more</a>!&nbsp;</p>

<h3>About the Author/Interviewer&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</h3>

<p>Matthew Kaplan has over a decade of digital marketing experience, working to support the content goals of the world&rsquo;s biggest B2B and B2C brands. He is a passionate app user and evangelist, working to support diverse marketing campaigns across devices.&nbsp;</p>]]></description>
      <dc:subject><![CDATA[Advertising, Product and Technology, English (EN): inmobi.com, Global,]]></dc:subject>
      
      <dc:creator><![CDATA[ Matt Kaplan,  Content Strategist  ]]></dc:creator>
      
      <dc:date>2021-01-22T09:37:00+00:00</dc:date>
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      <title><![CDATA[Understanding the Connected Consumer Experience]]></title>
      <link>https://www.inmobi.com/blog/2021/01/11/understanding-the-connected-consumer-experience/</link>
      <guid>https://www.inmobi.com/blog/2021/01/11/understanding-the-connected-consumer-experience/</guid>
      <description><![CDATA[<p>Now that internet connectivity is found in everything from cars to thermostats and refrigerators, what does the&nbsp;connected consumer experience&nbsp;actually look like today? Are these&nbsp;cloud-based&nbsp;appliances dramatically impacting how brands interact with their newly&nbsp;connected customers, or has the&nbsp;customer journey&nbsp;largely remained unchanged?&nbsp;</p>

<p>On the eve of CES 2021, we wanted to revisit our&nbsp;past insights,&nbsp;<a href="http://go.inmobi.net/mobile-apps-vs-mobile-websites-0" target="_blank">which you can download here</a>.&nbsp;To learn more, we turned to&nbsp;InMobi&nbsp;Pulse.&nbsp;&nbsp;</p>

<p>The&nbsp;InMobi&nbsp;Pulse team reviewed new user trends for each category and several brand-specific products within each. For those specific brands, we also looked at the frequency of user engagement and app install/uninstall activity from January through November 2019.&nbsp; The&nbsp;InMobi&nbsp;Pulse team also performed market research to understand why connected device users are engaging with brands as well as their attitudes for future adoption.&nbsp;&nbsp;&nbsp;</p>

<p style="text-align:center"><a class="btn btn-s" href="http://go.inmobi.net/mobile-apps-vs-mobile-websites-0" style="font-size:24px; border-radius: 25px; font-weight: normal;" target="_blank">Get The Report</a></p>

<p>Our theory was that not only is the number of connected consumers increasing, but they are engaging with more products (connected home, wearables, cars, security systems, appliances, etc.) as well.&nbsp;&nbsp;</p>

<h2>Top Three Consumer Insights:&nbsp;&nbsp;</h2>

<ol>
	<li>
	<p>Not only is the&nbsp;number of connected consumers increasing steadily, the growth is happening across all categories; Connected Home, Car and Personal Wearables.&nbsp;</p>
	</li>
	<li>
	<p>The top five months of growth with categories&nbsp;</p>

	<ul>
		<li>March&nbsp; - Car + Home Assistant&nbsp;</li>
		<li>January - Wearables + Electronics&nbsp;</li>
		<li>May - Wearables + Home&nbsp;</li>
		<li>September - Car + Appliances + Home Electronics&nbsp;</li>
		<li>July - Home&nbsp;<br />
		&nbsp;</li>
	</ul>
	</li>
	<li>More than 78% of the connected consumer growth in 2019 was in the Connected Home category with only 1.02% coming from Connected Appliance users.&nbsp;</li>
</ol>

<p><img alt="Connected Consumer Growth" src="https://go.inmobi.net/hubfs/2019-connected-consumer-growth.png" /></p>

<h2>Top Three Market Research Insights:&nbsp;&nbsp;</h2>

<ol>
	<li>Usage and future consideration are highest for connected home devices. Overall, consideration is highest for these brands:&nbsp;Ring, Samsung WEAR, Android Auto.&nbsp;</li>
	<li>There is still a large share of untapped usage across connected home, car and wearable devices.&nbsp;</li>
	<li>Barriers differ across connected tech. There is no overarching concern of privacy, price, etc.&nbsp;</li>
</ol>

<p style="text-align:center"><a class="btn btn-s" href="http://go.inmobi.net/mobile-apps-vs-mobile-websites-0" style="font-size:24px; border-radius: 25px; font-weight: normal;" target="_blank">Get The Report</a></p>

<h2>Homing in on the Connected Home&nbsp;</h2>

<p>Today&rsquo;s consumer is increasingly embracing and&nbsp;easily accessing&nbsp;the benefits of widespread connectivity right at home. Thanks to the rise of brands and offerings like Nest and Amazon Alexa, the connected home is a burgeoning space. In fact, between January and November 2019, month-over-month new users of connected home apps varied between 80% and 132%.&nbsp;</p>

<p>When are&nbsp;sales and service&nbsp;requests the highest? Connected home consumer app engagement follows the Spring and Summer home buyer trends: peak in March, then steady until late August. January is also a strong month for new users, which are most likely those receiving connected devices during the holiday season.&nbsp;&nbsp;</p>

<p>Let&rsquo;s break down the connected home by category:&nbsp;</p>

<ul>
	<li><strong>Security:</strong>&nbsp;Home security users increase consistently month over month. Ring leads the category with 6x that of ADT and more than 20x than that of SimpliSafe. Arlo Security Systems was new to the market in 2019 and quickly became the second most installed app to Ring for home security.&nbsp;</li>
	<li><strong>Electronics:</strong>&nbsp;Each of the apps included in our analysis of the connected consumer home electronics space shows a similar pattern with significant lift from September through January. The most downloaded app in the category is from Bose, with nearly 2x as much as the other brands combined. Sonos was the second most installed app until Samsung TV more than doubled their monthly net users starting in September.&nbsp;</li>
	<li><strong>Appliances:</strong>&nbsp;Philips Hue for automated lighting was the second most installed app in the category. Whirlpool and GE have similar trends in the general home appliance category with Maytag a distant third. Downloads of the&nbsp;MyQ&nbsp;app spiked in April.&nbsp;</li>
</ul>

<p>How does this app data compare to our survey results? Amazon Alexa boasts the highest awareness and usage. Google Home has significantly higher awareness and usage among those 18-24 years old, while Samsung Family Hub has significantly higher awareness among those 45-54.&nbsp;</p>

<p>Ring, followed by Nest, has the highest future consideration among those aware of those brands, while SimpliSafe and My Solar City have the lowest. Overall though, there is a large share of untapped usage, especially among those aged 45-54.&nbsp;</p>

<p>What is the actual&nbsp;customer experience&nbsp;like in this space? Consumers largely use connected home devices to monitor safety and security and because it makes their life easier. A directionally higher proportion of women find the products easy to set up and use. Those that do not use a connected device for their home cite privacy concerns and price as barriers to adoption.&nbsp;</p>

<p>For more insights, be sure to <a href="http://go.inmobi.net/mobile-apps-vs-mobile-websites-0" target="_blank">download your copy of the&nbsp;InMobi&nbsp;Connected Consumer Report 2020&nbsp;today</a>!&nbsp;</p>

<p style="text-align:center"><a class="btn btn-s" href="http://go.inmobi.net/mobile-apps-vs-mobile-websites-0" style="font-size:24px; border-radius: 25px; font-weight: normal;" target="_blank">Get The Report</a></p>

<p>Interested in seeing how app usage in the connected car arena compared to auto app usage overall?&nbsp;<a href="/blog/drive-away-from-the-competition-through-actionable-consumer-insights" target="_blank">Check out this blog post for more information</a>.&nbsp;</p>

<p>What do you think the future holds for the connected consumer? Let us know on&nbsp;social media! We&rsquo;d love to hear your thoughts on&nbsp;<a href="https://www.linkedin.com/company/inmobi/" target="_blank">LinkedIn</a>&nbsp;or&nbsp;<a href="https://twitter.com/inmobi" target="_blank">Twitter</a>.&nbsp;</p>]]></description>
      <dc:subject><![CDATA[Media Consumption &amp; Trends, Understanding Consumers, English (EN): inmobi.com, Global,]]></dc:subject>
      
      <dc:creator><![CDATA[ Team InMobi  ]]></dc:creator>
      
      <dc:date>2021-01-11T09:35:00+00:00</dc:date>
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      <title><![CDATA[India Brand Conclave Panel Discussion: Leveraging 'Search for Branding']]></title>
      <link>https://www.inmobi.com/blog/2021/01/10/india-brand-conclave-panel-discussion-leveraging-search-for-branding/</link>
      <guid>https://www.inmobi.com/blog/2021/01/10/india-brand-conclave-panel-discussion-leveraging-search-for-branding/</guid>
      <description><![CDATA[<p>Day 1 of <a href="https://e4mevents.com/ibc-2020/">The Indian Brand Conclave</a> panel discussion witnessed various expert panelists sharing their insights on the potential of search engine advertising, and the future of voice and vernacular search.&nbsp;<br />
<br />
<img alt="Leveraging Search For Branding" src="https://go.inmobi.net/hubfs/IBC%20Blog%20picture.png" style="float:left; height:600px; width:1083px" />To help marketers across India understand the need of incorporating Search as a key pillar in their branding strategy, a panel discussion was conducted on the topic &lsquo;Steering Intent: Leveraging Search for Branding&rsquo; with panel members, Anubhav Sonthalia, CEO, Merkle Sokrati; Gaurav Shitak, Vice President &amp; Head- Digital Marketing, Sharekhan; Sandesh Gupta, SEO Head, Wakefit.co. The session was moderated by Rohit Dosi, Director, Microsoft Advertising, InMobi.<br />
&nbsp;</p>

<h2>Intent: The Holy Grail in Search Marketing</h2>

<p>Opening the panel with how brands have been leveraging search advertising tools, Shitak said &ldquo;Search is a very important, high intent-based marketing to ensure that brands reach their target audience. Search has also evolved a lot over time. Based on the industry, or the business objective, search as a tool is very important and useful to marketers.&rdquo;</p>

<p>Search Advertising has gone beyond conversions, as new-age Search Advertising focuses on driving the purchase intent of the consumer at every step of the shopping journey. Engaging consumers based on their search queries for brand awareness is a new trend in making among marketers.</p>

<p>Illustrating how Wakefit has embraced this strategy, Gupta shared, &ldquo;With Microsoft search advertising, we use keywords with the right intent. It&rsquo;s not very straightforward when you are using search for branding. It was a success in terms of getting traffic in non-branded products. The key learning has been to use the right messaging and the right planning process.&rdquo;</p>

<h2>Search Advertising: Experimentation is Key</h2>

<p>With everchanging audience interests, marketers must constantly lookout for emerging trends, a concept quite popularly phrased as &lsquo;trend jacking&rsquo;. While the audience&#39;s interests and wants change, trend jacking enables marketers to capture in-the-moment interest and reimagine their marketing efforts accordingly.</p>

<p>Addressing the new phenomenon of trend jacking or moment marketing in search advertising, Sonthalia said, &ldquo;Trend based search advertising is a very interesting phenomenon. It is important for people who have fundamentally leveraged search to constantly lookout for the at-the-moment search queries to drive the best results.&rdquo; Shitak had a slightly different outlook towards trend jacking, he shared, &ldquo;It should essentially be &lsquo;test &amp; learn&rsquo; rather than taking something from someone. For some trends, you have to even create content around them at a rapid pace. If one&rsquo;s target group is talking about a specific trend, then one should leverage search marketing to reach out to audiences with that trend.&rdquo;</p>

<p>While a bunch of trends emerges, some remain &lsquo;high-value&rsquo; over a period of time. It is the marketer&rsquo;s call to adapt and to &lsquo;test and trial&rsquo; methods to find strategies that lead to maximum visibility. This is only possible with an open mindset to experiment on the emerging trends and keeping up to date with the search game.</p>

<p>To dive into more insights into the details of the discussion, glance at the <a href="https://youtu.be/XY2N21SQodg">video.</a></p>]]></description>
      <dc:subject><![CDATA[Advertising, Understanding Consumers, English (EN): inmobi.com, Asia Pacific,]]></dc:subject>
      
      <dc:creator><![CDATA[ Team InMobi  ]]></dc:creator>
      
      <dc:date>2021-01-10T21:47:00+00:00</dc:date>
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    <item>
      <title><![CDATA[Using Location Data in Advertising in 2021 ]]></title>
      <link>https://www.inmobi.com/blog/2021/01/05/using-location-data-in-advertising-in-2021/</link>
      <guid>https://www.inmobi.com/blog/2021/01/05/using-location-data-in-advertising-in-2021/</guid>
      <description><![CDATA[<p>Even when everyone is largely staying at home and not traveling much, it&rsquo;s both possible and beneficial to use&nbsp;location data in advertising and marketing&nbsp;campaigns.&nbsp;The key is in thoughtfully using&nbsp;location intelligence&nbsp;to reach the right set of users.&nbsp;</p>

<h2>Using&nbsp;Location Information&nbsp;to Find and Reach the Best&nbsp;Target Audiences&nbsp;</h2>

<p>Although many Americans are limiting or avoiding in-person errands like shopping in grocery stores or dining out at restaurants, that&rsquo;s not to say that we&rsquo;re solely staying at home and totally shunning the&nbsp;physical world.&nbsp;Rather, many are simply adopting different shopping tactics.&nbsp;In particular, there&nbsp;has been a growth in popularity in shopping options like touch-free pickup and BOPIS (buy online, pick up in store).&nbsp;Foot traffic&nbsp;and&nbsp;dwell time&nbsp;at many stores and restaurants may be down from what brands and retailers were seeing 12 months ago, but physical real estate is still a key part of the current shopping journey&nbsp;for many.&nbsp;</p>

<p>What this means for companies of all stripes is that location data is still valuable in the&nbsp;real world.&nbsp;For brands that are seeing a measurable uptick in order pickups and BOPIS, it still makes sense to target&nbsp;people based&nbsp;on where they live and how far they are from stores.&nbsp;</p>

<p>As an example of what we mean,&nbsp;InMobi&nbsp;<a href="https://www.linkedin.com/posts/chris-pease-8061947_inmobi-digitalmarketing-qsr-activity-6704981135119720448-0cGv/" target="_blank">conducted an experiment in September 2020</a>.&nbsp;For this effort, he used&nbsp;data collected&nbsp;from&nbsp;InMobi&rsquo;s&nbsp;mobile-first&nbsp;location technology&nbsp;to&nbsp;highlight all McDonald&rsquo;s and Wendy&rsquo;s locations that were within&nbsp;walking distance of a Burger King, that were within a 10-minute drive of a Burger King and were more than a 10-minute drive away from a Burger King.&nbsp;</p>

<p><img alt="Location data" src="https://go.inmobi.net/hubfs/Location%20Consuqesting%20Example.png" /></p>

<p>So&nbsp;what does this&nbsp;mobile location&nbsp;data analysis signify? In short, everyone in the green or blue areas has the option to dine at Burger King, while everyone in the red area is unlikely to consider Burger King as a readily available option since it&rsquo;s probably too far away from home.&nbsp;</p>

<h2>Benefits of&nbsp;Collecting Location Data&nbsp;for&nbsp;Targeted Advertising Campaigns&nbsp;</h2>

<p>In the above example, it&rsquo;s easy to see how a brand like Burger King could use this&nbsp;data around key&nbsp;points of interest&nbsp;to inform their advertising efforts.&nbsp;Why bother advertising to someone if they live too far from one of your locations to likely dine with&nbsp;you?&nbsp;In fact, in the above example, 17% of&nbsp;those we looked at were a more than 10-minute drive from a Burger King location.&nbsp;</p>

<p>While the above example focuses on the QSR (quick-service restaurant) space, it&rsquo;s not hard to see the value of this kind of location data analysis&nbsp;provides in other industries. Everyone from retailers to car dealerships&nbsp;and banks&nbsp;can still benefit from excluding audiences that live far away from their&nbsp;locations &ndash; even today.&nbsp;</p>

<h3>Case Study: McDonald&rsquo;s&nbsp;</h3>

<p>McDonald&rsquo;s, in&nbsp;<a href="https://go.inmobi.net/hubfs/McDonalds_CaseStudy_UpdateFinal.pdf" target="_blank">one of their campaigns with InMobi</a>, expertly leveraged location data to really help boost sales. In order to promote its new line of breakfast deals and boost sales among Millennials, McDonald&rsquo;s and their mobile advertising team ran ads&nbsp;in popular mobile apps during breakfast time Monday to Friday and all day on weekends.&nbsp;</p>

<p>Based on the user&rsquo;s location, they were shown a map that highlighted the route to the nearest McDonald&rsquo;s restaurant.&nbsp;To ensure geotargeting happened effectively, the campaign leveraged location polygons, in which geographic boundaries are narrowly defined, over traditional circular mapping technology&nbsp;or&nbsp;custom bases&nbsp;to prevent spillover and ensure fine-tuned accuracy in location targeting. And, in order to effectively connect its mobile in-app advertising efforts with in-store visits and sales, footfall attribution technology was used.&nbsp;</p>

<p>For this campaign, McDonald&rsquo;s saw a 23% increase in store visits and a 4% increase in overall sales.&nbsp;The campaign was a huge success, and really highlighted for them the benefits of location data in advertising.&nbsp;</p>

<p><img alt="Location-based advertising" src="https://go.inmobi.net/hubfs/InMobi-McDonalds-Case-Study-Results.png" /></p>

<h2>Benefits of Leveraging Historic Location Data&nbsp;</h2>

<p>Of course, this is all&nbsp;looking at and using current location data. But even older, historical data can be valuable.&nbsp;</p>

<p>For example, let&rsquo;s consider a movie studio looking to advertise its latest horror movie, set to be released on major streaming networks in February 2021. In the past,&nbsp;the studio would have aimed to drive people to see the movie in theaters. Instead, for this latest release, the studio can see who&nbsp;were&nbsp;visiting movie theaters in January and February 2020, and then making sure these individuals are targeted in advertising and marketing efforts.&nbsp;</p>

<p>This use of historical data can be a great way of determining the best&nbsp;marketing channels&nbsp;to use for current advertising efforts.&nbsp;For instance, if the movie studio also saw that the people visiting movie theaters frequently in early 2020 are now using&nbsp;mobile devices&nbsp;for hours a day on average, then they would be&nbsp;wise to invest heavily in&nbsp;mobile in-app advertising to promote their latest movie.&nbsp;</p>

<h2>How&nbsp;InMobi&nbsp;Can Help You Leverage Best-in-Class Mobile Location Intelligence&nbsp;</h2>

<p>Yes, Americans are staying at home much more now than they were in the past. But that doesn&rsquo;t mean that location data isn&rsquo;t valuable. By using location intelligence thoughtfully and strategically, brands can ensure they are reaching&nbsp;and activating their best audience in 2020, 2021 and beyond.&nbsp;</p>

<p>Interested in leveraging&nbsp;InMobi&rsquo;s&nbsp;location data and mobile expertise with your&nbsp;next advertising campaign?&nbsp;<a href="https://www.inmobi.com/company/contact/" target="_blank">Reach out today to learn more</a>.&nbsp;</p>]]></description>
      <dc:subject><![CDATA[Acquiring New Users, Understanding Consumers, English (EN): inmobi.com, Global,]]></dc:subject>
      
      <dc:creator><![CDATA[ Team InMobi  ]]></dc:creator>
      
      <dc:date>2021-01-05T09:44:00+00:00</dc:date>
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      <title><![CDATA[Understanding CTV Viewership Trends in 2020 [New Report] ]]></title>
      <link>https://www.inmobi.com/blog/2020/12/28/understanding-ctv-viewership-trends-in-2020-new-report/</link>
      <guid>https://www.inmobi.com/blog/2020/12/28/understanding-ctv-viewership-trends-in-2020-new-report/</guid>
      <description><![CDATA[<p>During the present pandemic,&nbsp;connected TV (CTV) viewership&nbsp;has spiked.&nbsp;According to Nielsen, collective connected TV viewership in the U.S.&nbsp;<a href="https://www.nielsen.com/us/en/insights/article/2020/connected-tv-usage-remains-above-pre-covid-19-levels-as-traditional-tv-viewing-normalizes/" target="_blank">topped 3.5 billion hours a week</a>&nbsp;when shelter-in-place orders were first instituted across the country&nbsp;&mdash; and&nbsp;watching CTV&nbsp;content&nbsp;has remained a popular&nbsp;pastime&nbsp;ever since then.&nbsp;</p>

<p>But what are these&nbsp;CTV consumers&nbsp;actually&nbsp;like?&nbsp;Specifically,&nbsp;how are these consumers using different services and hardware to watch their favorite&nbsp;streaming services? That&rsquo;s what we wanted to find out.&nbsp;&nbsp;</p>

<p>In our latest report, <a href="https://go.inmobi.net/inmobi-connected-tv-and-ott-viewership-in-2020" target="_blank">Connected TV and OTT Viewership in 2020</a>, we dive&nbsp;into the world of CTV&nbsp;using first-hand&nbsp;consumer-based&nbsp;insights. Download this report today to learn:&nbsp;</p>

<ul>
	<li>How&nbsp;smart TV&nbsp;sets compare to other CTV viewing options.&nbsp;</li>
	<li>Which&nbsp;age groups&nbsp;are likely to use different CTV viewing options, including the options most popular with&nbsp;both&nbsp;jet streamers&nbsp;(a group that&nbsp;millennial professionals&nbsp;and other&nbsp;young adults&nbsp;that are and&nbsp;busy balancing work and family,&nbsp;<a href="https://www.spotx.tv/resources/blog/spotxer/what-does-the-european-ctv-audience-really-look-like/" target="_blank">according to&nbsp;SpotX</a>) and&nbsp;silver streamers&nbsp;(streaming-minded,&nbsp;digitally savvy&nbsp;baby boomers).&nbsp;</li>
	<li>Whether&nbsp;CTV viewers watch ad supported content.&nbsp;</li>
	<li>Whether consumers are willing to&nbsp;pay for subscriptions&nbsp;beyond the CTV content&nbsp;and apps they already have.&nbsp;</li>
	<li>How current trends will shape the future of CTV advertising.&nbsp;</li>
</ul>

<p style="text-align:center"><a class="btn btn-s" href="https://go.inmobi.net/inmobi-connected-tv-and-ott-viewership-in-2020" style="font-size:24px; border-radius: 25px; font-weight: normal;" target="_blank">GET IT NOW</a></p>

<h2>Sneek Peak&nbsp;Of&nbsp;Our CTV Report&nbsp;</h2>

<p>For a preliminary look at this new report, enjoy this preview!&nbsp;</p>

<p>&ldquo;For years now, it has been possible to connect a television set to the internet. But more recently, the concepts of Connected TV(CTV) and over-the-top (OTT) video viewing have grown by leaps and bounds. The ability to connect a TV set to the internet, either through a dedicated device or through the TV itself, has perhaps never been easier, and this technology is increasingly more ubiquitous.&nbsp;</p>

<p>As&nbsp;a result of this, CTV has been one of the biggest trends and buzzwords among advertisers over the past few years. There&rsquo;s a reason we had it listed as both a key trend to watch in 2020AND in 2019. And it&rsquo;s become an even hotter space during the COVID-19 pandemic, with millions of people in the U.S. and across the globe stuck at home and eagerly looking to entertain&nbsp;themselves.&nbsp;</p>

<p>Indeed, in April and May, we found that most CTV device owners spend two to four hours a day watching TV shows and/or movies through their preferred connected devices. To put this into comparison, eMarketer noted in April that the average social network user in the U.S. typically only uses social media for an hour and 22 minutes a day.&nbsp;</p>

<p>From&nbsp;an advertiser perspective, it&rsquo;s easy to see why the CTV space looks so enticing. This kind of digital advertising has the potential to combine the many benefits inherent in digital and in-app marketing (tracking, viewability, programmatic capabilities, personalization, targeting etc.) with the wide screen, laid back viewing of television. It can be the best of both worlds.&nbsp;</p>

<p>But since CTV viewing is such a nascent space, many advertisers just don&rsquo;t know that much about who is watching this streaming content. Who specifically are these consumers, and how do they differ from mobile in-app and linear TV audiences? How do they view content, and what do they care about? That&rsquo;s what we wanted to find&nbsp;out.&nbsp;</p>

<p>To&nbsp;better understand these viewing habits and consumer preferences, we looked at a few sources of data. For starters, we used&nbsp;InMobi&nbsp;Pulse to&nbsp;conduct two surveys in 2020, one in March and another that ran from April 27 to May 8. Each survey reached over 1,000 adults in the U.S. We also leveraged our first-party telco data insights to see who is using relevant OTT apps on their mobile devices. Using these various sources of truth, we can gain crucial insights into the connected TV consumer and their habits and preferences.&nbsp;</p>

<p>Here&rsquo;s what we uncovered.&rdquo;&nbsp;</p>

<p style="text-align:center"><a class="btn btn-s" href="https://go.inmobi.net/inmobi-connected-tv-and-ott-viewership-in-2020" style="font-size:24px; border-radius: 25px; font-weight: normal;" target="_blank">GET IT NOW</a></p>

<p>Interested in running a CTV advertising campaign soon? <a href="https://www.inmobi.com/company/contact/" target="_blank">Reach out today</a> to learn more and to get started with&nbsp;InMobi.&nbsp;</p>

<h3>About the Author&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</h3>

<p>Matthew Kaplan has over a decade of digital marketing experience, working to support the content goals of the world&rsquo;s biggest B2B and B2C brands. He is a passionate app user and evangelist, working to support diverse marketing campaigns across devices&nbsp;</p>]]></description>
      <dc:subject><![CDATA[Media Consumption &amp; Trends, Understanding Consumers, English (EN): inmobi.com,]]></dc:subject>
      
      <dc:creator><![CDATA[ Matt Kaplan,  Content Strategist  ]]></dc:creator>
      
      <dc:date>2020-12-28T08:00:00+00:00</dc:date>
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      <title><![CDATA[InMobi's 2020 Mobile Video Advertising Trends Report is Here!]]></title>
      <link>https://www.inmobi.com/blog/2020/12/21/inmobis-2020-mobile-video-advertising-trends-report/</link>
      <guid>https://www.inmobi.com/blog/2020/12/21/inmobis-2020-mobile-video-advertising-trends-report/</guid>
      <description><![CDATA[<p>For a deep dive&nbsp;into&nbsp;the latest in&nbsp;video marketing&nbsp;on&nbsp;mobile devices&nbsp;and apps, be sure to download your copy of our&nbsp;<a href="https://go.inmobi.net/inmobi-mobile-video-advertising-trends-report-2020" target="_blank">2020 Mobile Video Advertising Trends Report</a>&nbsp;today!&nbsp;</p>

<p>Get <a href="https://go.inmobi.net/inmobi-mobile-video-advertising-trends-report-2020" target="_blank">your complimentary copy of this report today</a> to learn all about:&nbsp;</p>

<ul>
	<li>Why in-app video advertising is the best way to reach people on their favorite device (i.e.&nbsp;mobile phones).&nbsp;</li>
	<li>The current state of in-app&nbsp;video ad spending&nbsp;beyond&nbsp;user-generated&nbsp;content&nbsp;like&nbsp;Instagram Stories.&nbsp;</li>
	<li>Who is embracing in-app video advertising and using&nbsp;video content&nbsp;in a&nbsp;big way&nbsp;in their&nbsp;ads&nbsp;campaigns.&nbsp;</li>
	<li>Why&nbsp;digital video&nbsp;advertising, including&nbsp;pre-roll&nbsp;and in-stream ads,&nbsp;is often better than&nbsp;both&nbsp;word of mouth&nbsp;and&nbsp;other&nbsp;ad formats&nbsp;for&nbsp;brand awareness.&nbsp;</li>
	<li>The average&nbsp;completion rates&nbsp;of both horizontal and&nbsp;vertical video ads.&nbsp;</li>
	<li>Why&nbsp;video views&nbsp;alone don&rsquo;t tell the whole story.&nbsp;</li>
	<li>What the&nbsp;latest trending&nbsp;in-app ad formats will be in 2021.&nbsp;</li>
</ul>

<p style="text-align:center"><a class="btn btn-s" href="https://go.inmobi.net/inmobi-mobile-video-advertising-trends-report-2020" style="font-size:24px; border-radius: 25px; font-weight: normal;" target="_blank">GET IT NOW</a></p>

<h2>What Our&nbsp;2020 Mobile Video Advertising Trends Report&nbsp;is All About&nbsp;</h2>

<p>If a picture is worth a thousand words, then what is a video worth? For advertisers, conveying their message through video has long been the most preferable option. There&rsquo;s a reason that brands have invested so heavily in television advertising in the past and newer channels like YouTube.&nbsp;&nbsp;</p>

<p>And&nbsp;indeed&nbsp;as time spent using mobile broadly and apps specifically&nbsp;have&nbsp;risen, brands are expanding and rethinking their video advertising strategies to include apps. As we&rsquo;ve <a href="http://go.inmobi.net/mobileprogrammatictrends2019" target="_blank">highlighted&nbsp;in our&nbsp;previous reporting on the topic</a>, we found that programmatic in-app video ad spending grew 47% in the U.S. between 2017 and 2018. In Q4 2018 and Q1 2019, video ad spending in the U.S. was up 156% compared to Q4 2017 and Q1 2018. This growth occurred even though video ads generally cost more than other formats,&nbsp;which&nbsp;is&nbsp;a testament to the power and effectiveness of video advertising.&nbsp;&nbsp;</p>

<p>In the past, why was programmatic in-app video advertising on the rise? In part, because it was (and remains) highly effective. After all, videos are inherently much more visible than smaller ad formats like banners, which ensures both improved viewability and engagement. Video advertising is also highly engaging, enabling brands to tell memorable and impactful stories using both visuals and audio.&nbsp;</p>

<h3>Who is Embracing In-App Video Advertising?&nbsp;</h3>

<p>It is important to note that just about all video ads run by&nbsp;InMobi&nbsp;include interactive end cards. The share of video ads purchased via private marketplace deals in the U.S. that had interactive end cards went from 10% in 2018 to 60% in 2019.&nbsp;&nbsp;&nbsp;</p>

<p>It&rsquo;s also important to note that in 2019, 70% of served video ad impressions in the U.S. via&nbsp;InMobi&nbsp;Exchange were 20 seconds or less, while around 10% of video ads were six seconds or less &mdash; and we expect both figures to significantly grow in 2020. These figures are important to highlight, as they provide another explanation for why in-app video advertising is so effective for advertisers.&nbsp;</p>

<h3>Charting the Future of In-App Video Advertising&nbsp;</h3>

<p>At this point, it&rsquo;s hardly a stretch to say that in-app video advertising will very likely continue to grow in the future. We&rsquo;ve been making this point since at least 2017 &mdash; and so far, we&rsquo;ve been right. At every step of the way, more advertisers have woken up both to the benefits of video advertising and the benefits of in-app advertising.&nbsp;&nbsp;</p>

<p>Of course, it&rsquo;s critical to keep the global realities of 2020 in mind when making any prognostications. COVID-19 has brought out a worldwide recession with economic ramifications that will likely last well into 2021 for some industries. Even brands that clearly see the benefits of in-app video advertising may not be able to fully invest in this kind of marketing for much of the year.&nbsp;</p>

<p>What will hopefully change in the future is how advertisers think about in-app programmatic video advertising. Too many brands are likely just taking their existing ads and just porting them over to mobile without enough thought as to how quality mobile advertising should work. But, by 2021, we are confident that advertisers will run more vertical over&nbsp;the&nbsp;horizontal video, abandon outdated tech like VPAID and ensure all of their programmatic advertising is viewable,&nbsp;brand-safe&nbsp;and shown to the right audiences at the right time.&nbsp;&nbsp;</p>

<p>We do want to differentiate between mobile and in-app video advertising, especially with apps now appearing outside of mobile devices.&nbsp;In particular, as&nbsp;connected TV viewing rises, advertisers will need to be sure that they can apply the best practices learned from mobile video advertising onto this nascent environment.&nbsp;</p>

<p style="text-align:center"><a class="btn btn-s" href="https://go.inmobi.net/inmobi-mobile-video-advertising-trends-report-2020" style="font-size:24px; border-radius: 25px; font-weight: normal;" target="_blank">GET IT NOW</a></p>

<h2>Like What You&rsquo;ve Been Reading on In-App Video Advertising?&nbsp;</h2>

<p>There&rsquo;s a lot more where this came from! Be sure to <a href="https://go.inmobi.net/inmobi-mobile-video-advertising-trends-report-2020" target="_blank">download your complimentary copy of&nbsp;InMobi&rsquo;s&nbsp;2020 Mobile Video Advertising Trends Report</a> today for more data and insights on average click-through rates,&nbsp;top countries for in-app video advertising, the ideal duration of a video ad, the benefits of interactivity&nbsp;and a whole lot more.&nbsp;</p>

<p style="text-align:center"><a class="btn btn-s" href="https://go.inmobi.net/inmobi-mobile-video-advertising-trends-report-2020" style="font-size:24px; border-radius: 25px; font-weight: normal;" target="_blank">GET IT NOW</a></p>

<h4>About the Author&nbsp;</h4>

<p>Matthew Kaplan has over a decade of digital marketing experience, working to support the content goals of the world&rsquo;s biggest B2B and B2C brands. He is a passionate app user and evangelist, working to support diverse marketing campaigns across devices.&nbsp;</p>]]></description>
      <dc:subject><![CDATA[Advertising, English (EN): inmobi.com, Global,]]></dc:subject>
      
      <dc:creator><![CDATA[ Matt Kaplan,  Content Strategist  ]]></dc:creator>
      
      <dc:date>2020-12-21T19:45:00+00:00</dc:date>
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      <title><![CDATA[MVS VIRTUAL 'Navigating Change & Preparing For The Future' With Postmates]]></title>
      <link>https://www.inmobi.com/blog/2020/12/17/mvs-virtual-navigating-change-preparing-for-the-future-w-postmates/</link>
      <guid>https://www.inmobi.com/blog/2020/12/17/mvs-virtual-navigating-change-preparing-for-the-future-w-postmates/</guid>
      <description><![CDATA[<p>As part of the Mobile Ventures Summit series, Robyn Meyers, VP Sales &amp; Brand Partnerships &ndash; West Coast at&nbsp;InMobi, drives the conversation about &lsquo;Navigating Change &amp; Preparing&nbsp;For&nbsp;The&nbsp;Future&rsquo; with&nbsp;Adam Miller, Director of User Acquisition at Postmates. They discuss mobile loyalty, IDFA, and&nbsp;what&nbsp;Postmates is&nbsp;doing in the User Acquisition space as we move forward into 2021.&nbsp;</p>

<p>Apple has announced that in early 2021, they will require developers to ask users for permission to use IDFA identifiers for ad targeting purposes.&nbsp;Advertisers&nbsp;need to be prepared&nbsp;for the adverse effects it&nbsp;could&nbsp;bring to the advertising ecosystem.&nbsp;Adam Miller adds, "At Postmates, we are tackling this by revisiting everything that relies on a semi-persistent mobile ID. I want to see everything [revisited], not just IDFA, but also Google&#39;s GA ID.&nbsp;We do think that Google is very likely to follow suit. Google has already made a&nbsp;pretty&nbsp;firm&nbsp;commitment to deprecate third-party cookies across the Chrome Browser.&nbsp;We are undergoing a sea change when it comes to ad tracking more broadly."&nbsp;</p>

<p>Regarding mobile loyalty and how their loyalty programs&nbsp;(Postmates Unlimited) has gone through changes&nbsp;to further help users&nbsp;during COVID-19, Adam Miller responds by saying that &ldquo;the biggest vector along which we can really increase is value to folks who are signing up for unlimited. If you&#39;re an unlimited customer, we want to make sure you can get more than just pizza. The&nbsp;amount&nbsp;of value that we&#39;re providing could at some point reach an order of&nbsp;magnitude&nbsp;greater than the cost that you&#39;re outlaying to become an unlimited member.&nbsp;There&#39;s&nbsp;relatively few services out there that can really claim that right now. We get to lock in your loyalty for a very&nbsp;very&nbsp;long time because you&#39;re going to find so much utility in using&nbsp;Postmates, you won&#39;t want to turn anywhere else."</p>

<p>To learn&nbsp;more about Postmates&rsquo; strategies around mobile user acquisition, Apple&#39;s upcoming changes to IDFA, geo-space technologies,&nbsp;retail&nbsp;and offline partnerships,&nbsp;virtual events, and more, watch the full interview below!&nbsp;&nbsp;</p>

<p>&nbsp;</p>

<div>
<div style="text-align: center;"><iframe allow="accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture" allowfullscreen="" frameborder="0" height="315" src="https://www.youtube.com/embed/Si8-Jt1Swgk" width="560"></iframe></div>

<p style="text-align:center">&nbsp;</p>
</div>

<p>Did you find any of these strategies useful? Let us know on InMobi&rsquo;s social media handles! Send us your comments on <a href="https://twitter.com/InMobi">Twitter</a>, <a href="https://www.linkedin.com/company/272972">LinkedIn</a> and/or <a href="https://www.facebook.com/inmobi/">Facebook</a>.</p>

<p>If you&rsquo;re interested in learning more about reaching premium in-app audiences programmatically, reach out today to learn more about&nbsp;<a href="https://www.inmobi.com/exchange">InMobi&nbsp;Exchange</a> and its many capabilities.</p>]]></description>
      <dc:subject><![CDATA[Acquiring New Users, Advertising, English (EN): inmobi.com, Global,]]></dc:subject>
      
      <dc:creator><![CDATA[ Team InMobi  ]]></dc:creator>
      
      <dc:date>2020-12-17T11:14:00+00:00</dc:date>
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      <title><![CDATA[Social App Adoption Trends: Understanding Their U.S. Users ]]></title>
      <link>https://www.inmobi.com/blog/2020/12/15/social-app-adoption-trends/</link>
      <guid>https://www.inmobi.com/blog/2020/12/15/social-app-adoption-trends/</guid>
      <description><![CDATA[<p>Social media platforms have been all over the news in 2020&nbsp;as a result of international and presidential politics. And not only have the social platforms themselves been making headlines, but many Americans&nbsp;have been turning to these apps to stay in touch with others and learn more about the world while they are largely stuck at home.&nbsp;</p>

<p>To get a better sense of who have been downloading social media apps in 2020, we turned to the data.&nbsp;Specifically, we wanted to look at install and user trends for the following social media apps: Facebook, Instagram, LinkedIn, Pinterest,&nbsp;Reddit,&nbsp;Snapchat,&nbsp;TikTok&nbsp;and Twitter.&nbsp;</p>

<p>Using&nbsp;InMobi&rsquo;s&nbsp;mobile-first data sources, we can understand&nbsp;app install trends in the category and see who have been turning to their services of late.&nbsp;Here&rsquo;s what we uncovered.&nbsp;</p>

<h2>Social App Install Trend Analysis&nbsp;</h2>

<p>Most social apps have struggled to maintain positive app install growth over the past few months.&nbsp;In particular, between&nbsp;July and&nbsp;September 2020, Pinterest is the only app to see any notable growth.&nbsp;</p>

<p>This aligns with what eMarketer has found as well. Between 2019 and 2020, they are predicting&nbsp;<a href="https://content-na2.emarketer.com/social-media-didnt-experience-pandemic-bump?ecid=NL1001" target="_blank">just over 3% growth in social media platform users in the U.S</a>.&nbsp;Overall, the numbers show that platform users have largely plateaued of late.&nbsp;</p>

<p>However, eMarketer&rsquo;s analysis shows that people who already are subscribed to social media are often using it more heavily. The problem is that these apps are not&nbsp;attracting new users in any significant way.&nbsp;</p>

<p>In this period,&nbsp;TikTok&nbsp;led the way in terms of week-over-week net app installs. But their numbers did take a dive at various points in this three-month period too, specifically in mid-September when the Trump Administration was forcing the app to sell off its U.S. business.&nbsp;</p>

<p><img alt="" src="https://go.inmobi.net/hubfs/social-media-app-install-trends.png" style="height:1288px; width:2798px" /></p>

<p>Yet,&nbsp;TikTok&rsquo;s&nbsp;competitors largely did not capitalize on the app ownership controversy. Between July and September 2020, only Byte and Triller saw any increase in net app installs, but even&nbsp;then&nbsp;their overall numbers fell below what&nbsp;TikTok&nbsp;was seeing at the same time.&nbsp;</p>

<p><img alt="" src="https://go.inmobi.net/hubfs/TikTok-replacement-app-install-trends.png" /></p>

<p><strong>ACTION:</strong>&nbsp;Social media app marketers should ramp&nbsp;up&nbsp;in-app advertising to reach consumers&nbsp;where they are and grow app adoption.&nbsp;As this space appears to coalesce, marketers and advertisers have their work cut out for them&nbsp;to grow their user base.&nbsp;</p>

<h2>Social App User Demographics&nbsp;</h2>

<p>As mentioned before, current social media app users are turning to their favorite platforms with more regularity throughout 2020. But what do these app owners look like?&nbsp;</p>

<p>Across the board, well over half of all social media app owners are White. Reddit is the least diverse, with 68% of&nbsp;all of&nbsp;their mobile app owners being white.&nbsp;TikTok&nbsp;have the most diverse audience, as 23% of their app owners are Latinx and 15% are Black.&nbsp;</p>

<p>For most of these apps,&nbsp;the majority of&nbsp;app owners are over the age of 35.&nbsp;This again aligns with eMarketer&rsquo;s analysis.&nbsp;</p>

<p>The only apps with a notable following among younger Americans are Reddit and Snapchat.&nbsp;Overall, 40% of Reddit app owners and 37% of Snapchat app owners are between the ages of 18 and 35.&nbsp;Even&nbsp;for&nbsp;TikTok, which has a reputation&nbsp;of being popular with younger people, only 30% of their app users fall into this age range&nbsp;(note:&nbsp;InMobi&nbsp;app user data only covers adults 18 or older).&nbsp;</p>

<p><img alt="" src="https://go.inmobi.net/hubfs/Age-social-media-app-owners.png" /></p>

<p>In terms of annual income, most&nbsp;TikTok, Snapchat and Facebook app owners are in lower and middle incomes brackets. In comparison, Twitter, LinkedIn and Reddit app ownership is more prevalent among affluent audiences.&nbsp;</p>

<p><img alt="" src="https://go.inmobi.net/hubfs/Income-social-media-apps-owners.png" /></p>

<p>Twitter app owners are heavy social users with large percentages of app crossover, while Facebook app owners have the smallest crossover with other apps. Snapchat app owners are strong users of Instagram, but fewer Instagram users have adopted Snapchat.&nbsp;&nbsp;</p>

<p><img alt="" src="https://go.inmobi.net/hubfs/social-media-app-crossover.png" /></p>

<p><strong>ACTION:</strong>&nbsp;Marketers working to boost app ownership&nbsp;should be sure to target the right audiences. By using demographics such as age and income,&nbsp;only those that are likely to&nbsp;actually download&nbsp;and use a social media app will be exposed to relevant advertising.&nbsp;</p>

<p>Further, based on the trends exhibited in this insights report, we recommend activating on any of the following audiences to reach your most relevant users:&nbsp;</p>

<ul>
	<li>Tik Tok Users &ndash; This audience is inclusive of all users with the Tik Tok app installed on their device.&nbsp;&nbsp;</li>
	<li>Facebook Users &ndash; This audience is inclusive of all users with the Facebook app installed on their device.&nbsp;&nbsp;</li>
	<li>Instagram Users &ndash; This audience is inclusive of all users with the Instagram app installed on their device.&nbsp;&nbsp;</li>
	<li>Snapchat Users &ndash; This audience is inclusive of all users with the Snapchat app installed on their device&nbsp;&nbsp;</li>
	<li>Socialites &ndash; This audience is inclusive of all users with at least one social media app installed or mobile website visited in the last six months.&nbsp;</li>
</ul>

<p>Did any of these data points surprise you? Let us know on&nbsp;InMobi&rsquo;s&nbsp;social media handles! Send us your comments on&nbsp;<a href="https://twitter.com/inmobi" target="_blank">Twitter</a>,&nbsp;<a href="https://www.linkedin.com/company/inmobi/" target="_blank">LinkedIn</a>&nbsp;and/or&nbsp;<a href="https://www.facebook.com/inmobi" target="_blank">Facebook</a>.&nbsp;&nbsp;</p>

<p>Interested in learning more about mobile shopping habits? Want to conduct your own mobile-first research campaign? Reach out today to learn more about&nbsp;<a href="https://www.inmobi.com/pulse" target="_blank">InMobi Pulse</a>&nbsp;and its many capabilities.&nbsp;&nbsp;</p>

<h3>About the Author&nbsp;&nbsp;</h3>

<p>Matthew Kaplan has over a decade of digital marketing experience, working to support the content goals of the world&rsquo;s biggest B2B and B2C brands. He is a passionate app user and evangelist, working to support diverse marketing campaigns across devices. His favorite social media app is&nbsp;<a href="https://play.google.com/store/apps/details?id=com.onelouder.baconreader&amp;hl=en_US&amp;gl=US" target="_blank">BaconReader&nbsp;for Reddit</a>.&nbsp;</p>]]></description>
      <dc:subject><![CDATA[Media Consumption &amp; Trends, Understanding Consumers, English (EN): inmobi.com, North America,]]></dc:subject>
      
      <dc:creator><![CDATA[ Matt Kaplan,  Content Strategist  ]]></dc:creator>
      
      <dc:date>2020-12-15T12:27:00+00:00</dc:date>
    </item>
  
    <item>
      <title><![CDATA[Top Facts About Mobile Usage Among Latinx Americans [New Report]]]></title>
      <link>https://www.inmobi.com/blog/2020/12/14/top-facts-about-mobile-usage-among-latinx-americans-new-report/</link>
      <guid>https://www.inmobi.com/blog/2020/12/14/top-facts-about-mobile-usage-among-latinx-americans-new-report/</guid>
      <description><![CDATA[<p>People of Latinx heritage are one of the fastest growing segments of the overall population of the United States. According to&nbsp;<a href="https://www.pewresearch.org/fact-tank/2020/07/07/u-s-hispanic-population-surpassed-60-million-in-2019-but-growth-has-slowed/" target="_blank">the Pew Research Center</a>, over half of the nation&#39;s total population growth came from people of Hispanic/Latinx heritage. All told, 18% of the entire U.S. population now identifies as Hispanic and/or Latinx.&nbsp;</p>

<p>And this growing population also represents an increasingly enticing consumer base for brands to reach. According&nbsp;<a href="https://www.emarketer.com/content/1-5-trillion-spending-power-of-us-hispanics-has-a-caveat" target="_blank">to eMarketer</a>, Hispanic Americans have a combined spending power of over $1.5 trillion.&nbsp;</p>

<p>Many advertisers, however, don&#39;t have experience reaching out to and talking to this audience. To help them,&nbsp;InMobi&nbsp;conducted extensive research into the buying habits and mobile usage preferences of Latinx consumers in the U.S.&nbsp;&nbsp;</p>

<p>In our latest report, <a href="https://inmobi.docsend.com/view/9r3bf4623xtakhtj" target="_blank">Understanding Latinx Consumers and Their Mobile Usage in the U.S.</a>, we dive into the data to explore how Latinx Americans shop, eat, communicate and conduct their lives online. We looked at how they use mobile and which apps they like the most. We also explored how preferences change by gender, region and age.&nbsp;</p>

<p style="text-align:center"><a class="btn btn-s" href="https://inmobi.docsend.com/view/9r3bf4623xtakhtj" style="font-size:24px; border-radius: 25px; font-weight: normal;" target="_blank">GET IT NOW</a></p>

<h2>5 Surprising Facts About Latinx Mobile Usage Trends and Preferences&nbsp;</h2>

<p>Here&rsquo;s a small&nbsp;sneak&nbsp;peek&nbsp;at&nbsp;some of the insights covered in this report:&nbsp;</p>

<ol>
	<li>A third of Latinx-American consumers use their mobile devices for 2-4 hours per day.&nbsp;</li>
	<li>58% of Latinx consumers spend two or more hours per day watching TV and movies on their phone.&nbsp;</li>
	<li>Over half of younger Latinx-Americans (between the ages of 18 and 35) use mobile for five or more hours a day.&nbsp;</li>
	<li>Almost a third of Latinx consumers speak Spanish and English equally at home, but most media&nbsp;is&nbsp;consumed only in English on mobile.&nbsp;</li>
	<li>49% of&nbsp;Latinx consumers said they have noticed a video ad on their mobile device.&nbsp;</li>
</ol>

<p style="text-align:center"><a class="btn btn-s" href="https://inmobi.docsend.com/view/9r3bf4623xtakhtj" style="font-size:24px; border-radius: 25px; font-weight: normal;" target="_blank">GET IT NOW</a></p>

<h2>How This Latinx Audiences Report Will Help Advertisers&nbsp;</h2>

<p>For brands looking to reach Latinx consumers in the U.S., what are the main takeaways from this report? For one, it&#39;s important to note the diversity within this community. Consumer preferences can differ greatly based on gender, how old they are and where they live, among many other factors.&nbsp;&nbsp;</p>

<p>It&#39;s also critical to note that this is a mobile-first audience. Advertisers looking to reach Latinx consumers in the U.S. need to leverage in-app advertising. As the data shows, these consumers use mobile apps to watch TV and movies, order food, talk with friends and family, shop for essentials and so much more.&nbsp;&nbsp;</p>

<p>This data can also be enormously powerful for performance advertisers and others running user acquisition campaigns. This data provides a brief glimpse into the types of apps this segment of consumers&nbsp;use&nbsp;and the types of apps they might be most likely to adopt, along with the types of mobile ads they&#39;re most likely to engage with and view.&nbsp;&nbsp;</p>

<p>In the coming years, Latinx Americans will represent an even larger share of the U.S. populace. As this population grows in the U.S., it behooves advertisers to really understand what makes this audience tick and what they want to see from brands on mobile.&nbsp;</p>

<p style="text-align:center"><a class="btn btn-s" href="https://inmobi.docsend.com/view/9r3bf4623xtakhtj" style="font-size:24px; border-radius: 25px; font-weight: normal;" target="_blank">GET IT NOW</a></p>

<h3>About the Data Used in the Report&nbsp;</h3>

<p>The data used in this report comes from&nbsp;a number of&nbsp;sources. For one,&nbsp;InMobi&nbsp;surveyed&nbsp;consumers in the U.S. who identify as Hispanic or Latinx (including Latino and Latina), which ran from July 1 through July 15. This survey was conducted using&nbsp;InMobi&nbsp;Pulse,&nbsp;InMobi&#39;s&nbsp;mobile market research solution.&nbsp;&nbsp;</p>

<p>Specifically, we surveyed over 400 people in the U.S.&nbsp;with&nbsp;an even number of male and female survey respondents, and people across all ages 18 and older took the survey.&nbsp;&nbsp;</p>

<p>This data was supplemented with&nbsp;InMobi&#39;s&nbsp;own first-party data sources, which includes data from our owned and operated apps, data from the thousands of apps that have a direct connection with&nbsp;InMobi&nbsp;Exchange and&nbsp;other&nbsp;first-party telco data.&nbsp;</p>

<h3>Note on The Report&rsquo;s Terminology&nbsp;</h3>

<p>There are many terms used to describe this audience. Hispanic refers to individuals descended from Spanish-speaking countries like Spain, Mexico, Argentina, etc. Latino/a refers to individuals from Latin America, which includes places such as Brazil, Guyana and the Caribbean in addition to Spanish-speaking countries in Central and South America. Latinx is a gender-neutral way to refer to individuals of Latino/a heritage. Throughout this report, we use mostly Latinx or Latinx Americans (Americans who are also Latinx) but will occasionally use Hispanic depending on the specific segment of individuals we are talking about.&nbsp;&nbsp;</p>

<p>Please note that the segments of Americans we are referring to here refer only to national origin and not race or ethnicity. Latinx-Americans are a broad and highly diverse group.&nbsp;&nbsp;&nbsp;</p>

<p style="text-align:center"><a class="btn btn-s" href="https://inmobi.docsend.com/view/9r3bf4623xtakhtj" style="font-size:24px; border-radius: 25px; font-weight: normal;" target="_blank">GET IT NOW</a></p>

<h4>About the Author&nbsp;&nbsp;&nbsp;&nbsp;</h4>

<p>Matthew Kaplan has over a decade of digital marketing experience, working to support the content goals of the world&rsquo;s biggest B2B and B2C brands. He is a passionate app user and evangelist, working to support diverse marketing campaigns across devices.&nbsp;</p>]]></description>
      <dc:subject><![CDATA[Understanding Consumers, English (EN): inmobi.com, North America,]]></dc:subject>
      
      <dc:creator><![CDATA[ Matt Kaplan,  Content Strategist  ]]></dc:creator>
      
      <dc:date>2020-12-14T11:08:00+00:00</dc:date>
    </item>
  
    <item>
      <title><![CDATA[Unlocking Your App’s Full Screen Potential]]></title>
      <link>https://www.inmobi.com/blog/2020/12/08/unlocking-your-apps-full-screen-potential/</link>
      <guid>https://www.inmobi.com/blog/2020/12/08/unlocking-your-apps-full-screen-potential/</guid>
      <description><![CDATA[<div style="clear:both;">
<h2>2020 Recap: Publishers&nbsp;See Big Gains&nbsp;with Ad Monetization,&nbsp;InMobi&nbsp;Exchange&nbsp;Grows&nbsp;2X&nbsp;</h2>
</div>

<div style="clear:both;">
<p>With over a trillion valid ad requests generated each quarter,&nbsp;InMobi&nbsp;Exchange grew by 200% between Q2 and Q3 in 2020. It&rsquo;s a big leap for any&nbsp;supply-side platform (SSP)&nbsp;and the apps monetizing on the platform.&nbsp;&nbsp;&nbsp;</p>
</div>

<div style="clear:both;">
<p>It circles back to mobile ad monetization reaching new heights over the course of 2020. With the world&rsquo;s leading advertisers increasing their ad spends on mobile, there was a surge in brand and user acquisition demand dollars in the in-app space.&nbsp;Just about all app developers and publishers&nbsp;have&nbsp;seen their ad revenue growing&nbsp;in the past three quarters.&nbsp;&nbsp;&nbsp;&nbsp;</p>
</div>

<div style="clear:both;">
<p>That said, access to this explosion of growth is a function of the demand flowing in through the SSPs that are a part of the publisher&rsquo;s ad stack. As a leading in-app SSP for&nbsp;both&nbsp;gaming and non-gaming publishers,&nbsp;InMobi&nbsp;Exchange was able to help&nbsp;our&nbsp;publisher customers leverage this surge&nbsp;across&nbsp;key&nbsp;markets&nbsp;including&nbsp;North America, Europe&nbsp;and&nbsp;the Asia-Pacific region.&nbsp;&nbsp;</p>
</div>

<div style="clear:both;">
<p>The ad monetization growth witnessed by publishers can also be attributed to&nbsp;InMobi&rsquo;s&nbsp;significant success in&nbsp;bringing in premium demand for&nbsp;full screen ad formats, with advertisers increasing their spends on full screen ads&nbsp;to engage with their customers effectively during the pandemic. Let&rsquo;s take a deep dive.&nbsp;</p>
</div>

<div style="clear:both;">
<h2>Massive Jump in Ad Revenue from Full Screen Ads&nbsp;</h2>

<p>Each&nbsp;ad&nbsp;format has its benefits, be it ease of implementation, the experience it delivers or the yield it generates. While demand for banner&nbsp;ads&nbsp;is&nbsp;still&nbsp;high,&nbsp;interstitial ads offer great user experience and traction, which&nbsp;is why more advertisers are now embracing this ad format.&nbsp;&nbsp;</p>
</div>

<div style="clear:both;">
<p>Unlike exchanges that are over indexed on a specific format,&nbsp;InMobi&nbsp;has seen&nbsp;growth across all formats, with&nbsp;equal growth in demand across banners and interstitials,&nbsp;complementing scale&nbsp;with&nbsp;engagement&nbsp;KPIs&nbsp;for advertisers.&nbsp;&nbsp;</p>
</div>

<div style="clear:both;">
<p>Full screen interstitials,&nbsp;though,&nbsp;are now taking up&nbsp;a larger share of&nbsp;our overall&nbsp;mix.&nbsp;Full screen ads&nbsp;are a highly&nbsp;effective way for advertisers to reach and engage&nbsp;their customers.&nbsp;InMobi&nbsp;Exchange witnessed exponential growth in interstitial spends from&nbsp;advertisers across all&nbsp;segments&nbsp;in 2020.&nbsp;&nbsp;&nbsp;&nbsp;</p>
</div>

<div style="clear:both;">
<p>Full screen inventory&nbsp;ad requests&nbsp;grew by 117% contributing to 2.6x growth in revenue quarter-over-quarter.&nbsp;Our status as the&nbsp;preferred, SPO-certified, in-app SSP for leading media agencies&nbsp;helped propel this growth further.&nbsp;</p>
</div>

<div style="clear:both;">
<p>Leading&nbsp;gaming&nbsp;apps in&nbsp;the&nbsp;Card, Word&nbsp;and Hyper casual segments,&nbsp;among others,&nbsp;saw&nbsp;quarter-over-quarter&nbsp;ad revenue growth&nbsp;upwards&nbsp;of 30%, with&nbsp;eCPMs&nbsp;growing by 10-20% on average, as illustrated below:&nbsp;</p>
</div>

<p><img src="data:image/png;base64,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" style="border:none; height:375px; vertical-align:baseline; width:696px" />&nbsp;</p>

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<h2><br />
Factors&nbsp;Driving 2.6x Growth&nbsp;for&nbsp;Full&nbsp;Screen&nbsp;Supply</h2>
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<p><strong>1) Ease of&nbsp;Accessing&nbsp;Demand&nbsp;Via&nbsp;InMobi&rsquo;s&nbsp;Header&nbsp;Bidding&nbsp;Integrations&nbsp;&nbsp;</strong></p>
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<p>In 2020,&nbsp;we saw&nbsp;leading publishers&nbsp;open&nbsp;up&nbsp;their entire&nbsp;full screen inventory&nbsp;with&nbsp;InMobi.&nbsp;Our integrations&nbsp;with&nbsp;header bidding platforms&nbsp;opened the doors for gaming and non-gaming publishers to&nbsp;effortlessly integrate&nbsp;InMobi&nbsp;as a&nbsp;bidding partner&nbsp;on&nbsp;the&nbsp;header bidding&nbsp;platforms&nbsp;of their&nbsp;choice.&nbsp;&nbsp;</p>
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<p>With&nbsp;this&nbsp;integration, publishers were able to tap into&nbsp;demand from full screen ad&nbsp;buyers. User acquisition demand on header bidding interstitial supply grew by&nbsp;4%,&nbsp;while brand advertising spends witnessed a growth of&nbsp;7%.&nbsp;InMobi&nbsp;Exchange&nbsp;is&nbsp;now&nbsp;among the top&nbsp;three&nbsp;bidding partners on&nbsp;many of the top&nbsp;platforms&nbsp;from a monetization standpoint.&nbsp;</p>
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<p>In addition to our current integrations on MAX, A9&nbsp;and&nbsp;Prebid that are already live,&nbsp;publishers will be able to add us as a demand source on&nbsp;MoPub&nbsp;Advanced Bidding,&nbsp;IronSource&nbsp;LevelPlay&nbsp;and&nbsp;Fyber&nbsp;Fairbid&nbsp;in early 2021.&nbsp;<br />
&nbsp;<br />
<strong>2)&nbsp;Platform Enhancements for Better&nbsp;Performance&nbsp;&nbsp;</strong><br />
&nbsp;<br />
Our product investments have also been a driver of growth for publishers&nbsp;this year. Improvements&nbsp;made&nbsp;to&nbsp;ad templates,&nbsp;such as&nbsp;those&nbsp;custom&nbsp;built for different game dynamics, balanced&nbsp;the&nbsp;performance needs of advertisers&nbsp;(CTRs or VCRs)&nbsp;with&nbsp;the&nbsp;user&nbsp;experience needs&nbsp;coming&nbsp;from&nbsp;publishers&nbsp;(ad rendering and engagement)&nbsp;while driving higher revenue.&nbsp;These include changes to ad interactivity, sound, skip settings and more for full screen ads.&nbsp;</p>
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<p>We also rolled out ad pods for interstitial inventory, offering an efficient way to maximize fills for premium interstitial/video ad slots&nbsp;while ensuring high&nbsp;eCPMs&nbsp;and&nbsp;up to&nbsp;1.5x&nbsp;revenue&nbsp;for every ad opportunity.&nbsp;</p>
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<p><strong>3)&nbsp;InMobi&rsquo;s&nbsp;Commitment to&nbsp;Ad Quality and App Safety&nbsp;</strong></p>
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<p>We understand that publishers are&nbsp;wary about ad quality, especially when the ad occupies the entire screen.&nbsp;&nbsp;</p>
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<p>InMobi&nbsp;provides required controls to publishers via our dashboard to ensure a safe in-app experience,&nbsp;through our&nbsp;smart&nbsp;Block Settings.&nbsp;These settings help to block ads&nbsp;that carry&nbsp;inappropriate content, malicious intent or ads from competing apps and categories from being rendered.&nbsp;<br />
&nbsp;<br />
Measures are&nbsp;also&nbsp;taken to flag ads by blocking auto-redirects, pop-ups and auto downloads&nbsp;through stringent server-side ad policies&nbsp;and proactive&nbsp;checks.&nbsp;</p>
</div>

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<p>That said, we recommend publishers&nbsp;to&nbsp;find out what controls,&nbsp;features&nbsp;and measures&nbsp;are offered to customize ads without compromising on app safety&nbsp;while benchmarking SSPs and exchanges.&nbsp;</p>
</div>

<div style="clear:both;">
<h2>Unlocking Full Screen Inventory with&nbsp;InMobi&nbsp;&nbsp;</h2>
</div>

<div style="clear:both;">
<p>If you&rsquo;re not monetizing your full screen inventory with&nbsp;InMobi&nbsp;yet, you are certainly missing out on&nbsp;incremental&nbsp;ad revenue growth.&nbsp;</p>
</div>

<div style="clear:both;">
<p>If you would like to get started or want more information about the kind of growth&nbsp;InMobi&nbsp;Exchange has observed from full screen formats, please contact your Customer Success Manager for assistance.&nbsp;</p>
</div>]]></description>
      <dc:subject><![CDATA[In-App Monetization, English (EN): inmobi.com, Global,]]></dc:subject>
      
      <dc:creator><![CDATA[ Team InMobi  ]]></dc:creator>
      
      <dc:date>2020-12-07T07:34:00+00:00</dc:date>
    </item>
  
    <item>
      <title><![CDATA[Mobile’s Role in the 2020 U.S. Presidential Election ]]></title>
      <link>https://www.inmobi.com/blog/2020/11/25/mobiles-role-in-the-2020-us-presidential-election/</link>
      <guid>https://www.inmobi.com/blog/2020/11/25/mobiles-role-in-the-2020-us-presidential-election/</guid>
      <description><![CDATA[<p>With the 2020 U.S. election largely now in the books (barring recounts, runoffs and court cases, of course),&nbsp;what role&nbsp;did mobile and apps&nbsp;play in how consumers following the news, coped with stress and stayed on top of current events before and after Election Day? That&rsquo;s what we wanted to find out. By taking a look at mobile app habits and install trends around November 3, 2020, we can see what Americans were doing during this momentous period.&nbsp;</p>

<h2>Using Apps to Follow Election Results&nbsp;</h2>

<p>Perhaps unsurprisingly, Americans were increasingly downloading news apps during the first four days of November, with a notable spike across the board on Election Day itself. This is hardly surprising, as many people wanted to make sure they had all of the right data and analysis ready once initial results were being reported on and after November 3.&nbsp;</p>

<p><img alt="" src="https://go.inmobi.net/hubfs/News-apps-net-daily-installs.png" /></p>

<p>The news apps that saw the biggest spikes on Election Day were owned by the major television news networks: NBC News, CNN, Fox News and CBS News. In fact,&nbsp;net&nbsp;installs of the NBC News app were over 610% greater on November 3 compared to November 2.&nbsp;</p>

<p><img alt="" src="https://go.inmobi.net/hubfs/News-apps-day-over-day-trends.png" /></p>

<p>We also wanted to see if Americans were turning to meditation and mindfulness apps during and after Election Day to cope with stress around the election. But, between Calm, Headspace and Insight Timer, only Calm saw significant growth in&nbsp;net&nbsp;daily app installs during the first few days of November. Day-over-day&nbsp;net&nbsp;installs of the Calm app were up over 36% on November 3 and up over 37% on November 4, likely as a result of&nbsp;<a href="https://www.adweek.com/brand-marketing/meditation-app-calm-was-the-most-2020-brand-partner-for-cnns-election-coverage/" target="_blank">their co-sponsorship of CNN&rsquo;s&nbsp;election coverage</a>.&nbsp;</p>

<p><img alt="" src="https://go.inmobi.net/hubfs/Meditation-apps-net-daily-installs.png" /></p>

<p>Perhaps somewhat surprisingly, daily&nbsp;net&nbsp;installs&nbsp;of&nbsp;alcohol delivery app&nbsp;Drizly&nbsp;were mostly flat around Election Day. Many rideshare and delivery apps, however, did&nbsp;see&nbsp;a small uptick&nbsp;in&nbsp;net&nbsp;daily app installs, although this growth could be&nbsp;either&nbsp;because&nbsp;<a href="https://www.nytimes.com/interactive/2020/11/03/us/elections/results-california-proposition-22-define-app-based-drivers-as-contractors.html" target="_blank">Proposition 22 passed in California</a>&nbsp;or due to the promotions that&nbsp;<a href="https://www.uber.com/newsroom/uber-announces-2020-get-out-the-vote-effort/" target="_blank">Uber</a>&nbsp;and&nbsp;<a href="https://www.lyft.com/lyftup/voting-access" target="_blank">Lyft</a>&nbsp;were&nbsp;providing around rides to polling places.&nbsp;</p>

<p><img alt="" src="https://go.inmobi.net/hubfs/Delivery-and-rideshare-app-install-trends.png" /></p>

<p>So-called &ldquo;free speech&rdquo; social media apps that cater to Right-leaning audiences, however, did see a lot of growth immediately following Election Day.&nbsp;Between November 3 and November 4,&nbsp;net&nbsp;installs of the&nbsp;NewsMax&nbsp;app climbed 802%, while daily installs of the app Parler jumped up over 350% between&nbsp;November 5 and November 6.&nbsp;&nbsp;</p>

<p><img alt="" src="https://go.inmobi.net/hubfs/Day-over-day-growth-trends-right-wing-apps.png" /></p>

<p>In comparison, more established social media platform saw either more muted growth or a decrease in&nbsp;net&nbsp;daily app installs&nbsp;immediately following Election Day. For example, between November 3 and November 4, while daily installs of Twitter&rsquo;s app were up 43%,&nbsp;net&nbsp;daily app installs for Instagram were down 6%.&nbsp;</p>

<p><img alt="" src="https://go.inmobi.net/hubfs/Established-social-apps-day-over-day-trends.png" /></p>

<p>While the growth figures for the more mainstream social media apps are lower overall, net daily installs is higher for the most part. During and after Election Day, only Parler notched more net daily installs than apps like Instagram&nbsp;and&nbsp;TikTok.&nbsp;</p>

<p><img alt="" src="https://go.inmobi.net/hubfs/social-apps-net-daily-installs.png" /></p>

<h2>Using Apps to Reach Potential Voters&nbsp;</h2>

<p>Even in the leadup to Election Day, mobile apps played a key role in informing voters about the issues and candidates.&nbsp;<a href="https://www.forbes.com/sites/chrisstrub/2020/11/01/get-out-the-vote-tiktok-ad-campaign-exceeds-93-completion-rate/?sh=54ba7afa633b" target="_blank">InMobi&rsquo;s&nbsp;work with Local Voices in 2020&nbsp;is a great example of this</a>.&nbsp;&nbsp;</p>

<p>Starting in October, Local Voices, a small super PAC dedicated to increasing voter turnout and promoting the concerns of citizens across the country,&nbsp;began&nbsp;partnering&nbsp;with&nbsp;InMobi&nbsp;to run an innovative vertical video advertising campaign featuring leading&nbsp;TikTok&nbsp;creators during the 2020 presidential election.&nbsp;&nbsp;</p>

<p>Local Voices wanted to reach younger men and women between the ages of 18 and 40 who lived in targeted states like Georgia, Pennsylvania, Texas, Florida, Iowa, North Carolina, Wisconsin, Michigan and Ohio. The goal of the campaign was to encourage target individuals to vote and to advocate for specific causes.&nbsp;InMobi&nbsp;helped Local Voices to reach their target audiences through the apps they use the most,&nbsp;primarily&nbsp;mobile gaming apps.&nbsp;</p>

<p>During the first few days of their campaign, the average video ad completion rate was over 97% - a figure far higher than what Local Voices saw from the major social media networks they worked with. Between Oct. 15 and Oct. 20, their vertical video ads garnered over 630,000 impressions and were viewed to completion over 610,000 times. In addition, the ads generated over 3,600 ad clicks during the same period.&nbsp;</p>

<h2>Did App Usage Predict Voting Patterns?&nbsp;</h2>

<p>Back in August,&nbsp;InMobi&nbsp;reviewed the most common mobile apps in both big swing states and&nbsp;<a href="https://www.inmobi.com/blog/2020/08/31/comparing-app-usage-in-red-versus-blue-cities" target="_blank">in major cities across the U.S</a>. We&nbsp;wanted to see if the apps used in a particular city or state could predict how those locations would vote in the 2020 presidential election. So how did we do?&nbsp;</p>

<p>In terms of swing states,&nbsp;we were 100% correct. Back&nbsp;<a href="https://www.inmobi.com/blog/2020/08/28/can-app-usage-predict-swing-state-voting-patterns" target="_blank">in August, we predicted</a>&nbsp;that Florida would vote Republican while Arizona,&nbsp;Michigan, Pennsylvania and Wisconsin&nbsp;would vote Democratic. While the results are being contested in just about all of these places, the first official tallies align with these predictions.&nbsp;</p>

<h3>About the Author&nbsp;&nbsp;&nbsp;&nbsp;</h3>

<p>Matthew Kaplan has over a decade of digital marketing experience, working to support the content goals of the world&rsquo;s biggest B2B and B2C brands. He is a passionate app user and evangelist, working to support diverse marketing campaigns across devices. He also previously covered politics and government for the Daily News Tribune.&nbsp;</p>]]></description>
      <dc:subject><![CDATA[Media Consumption &amp; Trends, Understanding Consumers, English (EN): inmobi.com, North America,]]></dc:subject>
      
      <dc:creator><![CDATA[ Matt Kaplan,  Content Strategist  ]]></dc:creator>
      
      <dc:date>2020-11-25T09:45:00+00:00</dc:date>
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    <item>
      <title><![CDATA[How to Drive Retail Footfall Using In-App Advertising]]></title>
      <link>https://www.inmobi.com/blog/2020/11/18/how-to-drive-retail-footfall-using-in-app-advertising/</link>
      <guid>https://www.inmobi.com/blog/2020/11/18/how-to-drive-retail-footfall-using-in-app-advertising/</guid>
      <description><![CDATA[<p>Even as e-commerce grows by leaps and bounds in 2020, driving&nbsp;retail footfall&nbsp;still needs to be a key goal for retails brands both during and after the 2020 holiday shopping season.&nbsp;For many brands, physical&nbsp;retail stores&nbsp;are still their lifeblood, and will likely remain so for a long time.&nbsp;Yet,&nbsp;one of&nbsp;the best&nbsp;ways&nbsp;to drive in-person&nbsp;retail sales&nbsp;may&nbsp;actually&nbsp;be&nbsp;mobile in-app advertising.&nbsp;</p>

<h2>Why&nbsp;Retailers&nbsp;Should&nbsp;Have a Heavy Focus on&nbsp;In-Store Traffic&nbsp;</h2>

<p>According to eMarketer,&nbsp;<a href="https://content-na2.emarketer.com/holiday-shopping-2020" target="_blank">over 80% of all retail sales in the U.S. this holiday season&nbsp;will occur</a> at&nbsp;shopping centers&nbsp;and other brick-and-mortar locations.&nbsp;While they predict that total in-person retail sales will decline this year, it will still make up the lion&rsquo;s share of all&nbsp;spending leading up to Christmas.&nbsp;</p>

<p>This aligns with what our own data shows as well.&nbsp;In a survey conducted by&nbsp;InMobi&nbsp;in July of over 1,500 Americans, we found that <a href="https://www.inmobi.com/blog/2020/09/22/what-do-summer-shopping-habits-say-about-2020-holiday-shopping-trends" target="_blank">many&nbsp;people were still buying items like kitchenware in person</a>.&nbsp;</p>

<p>One reason why physical retail is still central is because BOPIS (buy online, pick up in store) has emerged as an increasingly popular&nbsp;shopping option. According to eMarketer, the&nbsp;number of people&nbsp;saying they are utilizing&nbsp;this shopping option rose by 13 percentage points between&nbsp;February and June 2020.&nbsp;</p>

<p>For years now, headlines about the decline and demise of brick-and-mortar retail have abounded, as e-commerce (and m-commerce) grow significantly. Yet as the data shows, consumers are still spending a lot of money at physical retail locations &ndash; even during a global pandemic.&nbsp;&nbsp;</p>

<h2>Benefits of In-App Advertising for Retailers&nbsp;</h2>

<p>While many consumers&nbsp;are still going to physical store locations to buy or pick up already purchased options, they are learning about what to buy through&nbsp;mobile.&nbsp;In a&nbsp;<a href="https://www.inmobi.com/blog/2020/10/13/why-retail-advertising-should-be-mobile-first-in-2020" target="_blank">survey we conducted in September of over 1,600 adults in the U.S.</a>, we found that mobile is central to today&rsquo;s shopping journey.&nbsp;</p>

<p>For one,&nbsp;62% of Americans said they will be browsing and buying through mobile this holiday season.&nbsp;And,&nbsp;nearly half said they&#39;d be buying more from mobile compared to last year.&nbsp;</p>

<p>In addition,&nbsp;53%&nbsp;said they discover new products through mobile ads. After seeing an ad for a product that interests them, 40% said they&nbsp;visited the brand&rsquo;s website while 23% said they found the brand&rsquo;s location to visit; in comparison, just 15% said they purchased a product directly afterwards.&nbsp;</p>

<p>Americans are increasingly spending more and more time on their mobile devices, and this was true even before 2020. While most of us are largely stuck at home, mobile has been key to how Americans learn about new products, entertain themselves, communicate with others, etc. Retailers should take advantage of this trend and reach their consumers where they are through in-app advertising.&nbsp;</p>

<p>Not only is in-app advertising a great way for retailers to identify, engage and acquire their best consumers, it also offers a host of other advantages.&nbsp;For one, the wealth of&nbsp;data available in app enables retailers to more easily understand and reach their best customers, including around when they use apps, which apps they have on device and which kinds of ad creatives they&rsquo;re most likely to notice, among other key data points.&nbsp;Further, in-app data can be combined with any existing&nbsp;retail analytics&nbsp;to even more targeted advertising.&nbsp;&nbsp;</p>

<p>In addition, in-app creatives can be enormously useful for driving in-store sales. For example,&nbsp;one great tactic is to include a dynamic map within the ad creative that shows the target consumer where the retail brand&rsquo;s closest locations to them are and how to get there.&nbsp;Many retailers have successfully leveraged this creation option to boost&nbsp;conversion rates.&nbsp;</p>

<h2>How to Measurably&nbsp;Improve Store Performance&nbsp;</h2>

<p>Of course, the final piece of the puzzle is connecting&nbsp;in-app advertising data with in-store retail sales. How can brands be certain that the people who saw one of their mobile ads later made a purchase at a brick-and-mortar location without relying on physical&nbsp;people counting?&nbsp;</p>

<p>Yet again, this is where mobile data can be applied. Instead of leveraging a&nbsp;people counter, brands and their in-app partners&nbsp;can gather relevant&nbsp;footfall data&nbsp;directly from the consumer&rsquo;s device. With in-app advertising, it&rsquo;s possible to determine precisely who specifically saw an ad and then later&nbsp;visited a store &ndash; after all, most of us have our smartphone on us at pretty much all times. In addition, in-app advertising data can be overlayed with either&nbsp;customer service&nbsp;insights or data from the likes of Nielsen or IRI to measure brand lift.&nbsp;</p>

<p>Curious to see how this works in the real world? Be sure to check out our case studies that highlight&nbsp;how&nbsp;InMobi&nbsp;successfully helped&nbsp;<a href="https://go.inmobi.net/hubfs/InMobi-Global-Sportswear-Retailer-Case-Study.pdf" target="_blank">a&nbsp;global sportswear retailer</a>&nbsp;and&nbsp;<a href="https://go.inmobi.net/hubfs/InMobi-Home-Improvement-Retailer-Case-Study.pdf" target="_blank">a major home goods retailer</a>&nbsp;boost footfall and in-person sales through mobile advertising.&nbsp;</p>]]></description>
      <dc:subject><![CDATA[Advertising, English (EN): inmobi.com, Global,]]></dc:subject>
      
      <dc:creator><![CDATA[ Team InMobi  ]]></dc:creator>
      
      <dc:date>2020-11-18T08:07:00+00:00</dc:date>
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      <title><![CDATA[How iOS 14 Will Impact How Mobile Advertisers Fight Ad Fraud ]]></title>
      <link>https://www.inmobi.com/blog/2020/11/10/ios-14-mobile-ad-fraud/</link>
      <guid>https://www.inmobi.com/blog/2020/11/10/ios-14-mobile-ad-fraud/</guid>
      <description><![CDATA[<p>Digital advertisers are always worried about ad fraud&nbsp;in&nbsp;their&nbsp;campaigns.&nbsp;The good news is that the&nbsp;programmatic mobile in-app advertising space has&nbsp;recently&nbsp;made great strides in the fight against ad fraud.&nbsp;However, the&nbsp;not so good&nbsp;news is that&nbsp;some of these advances&nbsp;in combatting ad fraud&nbsp;may be stopped in their tracks once&nbsp;the changes to the way identity is managed in&nbsp;iOS 14&nbsp;gets&nbsp;implemented&nbsp;by Apple sometime in 2021.&nbsp;</p>

<p>This is not to say that ad fraud will run rampant on iOS devices as soon as&nbsp;these changes go into effect&nbsp;in 2021, as many fraud-fighting techniques and strategies&nbsp;will continue to be just as relevant and effective.&nbsp;For&nbsp;instance, pre-bid anti-fraud efforts&nbsp;will not be impacted.&nbsp;But the changes Apple is introducing could impact some key&nbsp;fraud prevention&nbsp;options and activities.&nbsp;</p>

<h2>The Role of Device Identifiers in Fighting Fraud&nbsp;</h2>

<p>As we&rsquo;ve&nbsp;<a href="/blog/ios-14-and-idfa-what-advertisers-need-to-know" target="_blank">highlighted previously on our blog</a>,&nbsp;perhaps the biggest change coming related to iOS 14 is&nbsp;regarding&nbsp;the Identifier for Advertisers (IDFA).&nbsp;These changes to Apple&rsquo;s&nbsp;new mobile operating system&nbsp;coming in 2021&nbsp;will require each app&nbsp;installed&nbsp;on&nbsp;a&nbsp;device to display a pop-up message that specifically&nbsp;asks iPhone and iPad owners to opt in to having their personal data collected and shared in this manner. As a result of this&nbsp;mandatory, one-time&nbsp;prompt, it&rsquo;s expected that most people won&rsquo;t opt in for&nbsp;all&nbsp;the apps they have on&nbsp;their&nbsp;device.&nbsp;</p>

<p>The IDFA is&nbsp;used right now in a variety of ways, including&nbsp;being leveraged to fight advertising&nbsp;fraud. That&rsquo;s because&nbsp;behaviors&nbsp;(and&nbsp;related&nbsp;metrics)&nbsp;observed across the device can determine if an actual person interacted with&nbsp;an ad and is exhibiting plausibly human behavior.&nbsp;&nbsp;</p>

<p>In particular, advertisers&nbsp;will be keeping a very close eye on post-bid fraud like click injection in a post-IDFA world.&nbsp;For&nbsp;instance, if a device&nbsp;(or, rather, a single device ID)&nbsp;has a battery that&nbsp;is never&nbsp;below a&nbsp;100% charge&nbsp;over its entire observed lifetime&nbsp;&ndash; even&nbsp;as it generates ad clicks, app&nbsp;installs,&nbsp;&nbsp;etc.&nbsp;&ndash;&nbsp;then it&rsquo;s reasonable to assume it&rsquo;s fraudulent.&nbsp;</p>

<p>Another&nbsp;example:&nbsp;for companies running user acquisition advertising for their app, one way to determine if a legitimate person&nbsp;downloaded&nbsp;an app is&nbsp;to look at&nbsp;post-click&nbsp;behavior&nbsp;like click-to-install time and mean time to install&nbsp;(MTTI). Is the person&nbsp;opening&nbsp;and using the app after&nbsp;installing it to their device, or at least 24 hours after downloading it? With IDFA,&nbsp;it&rsquo;s possible to gain a holistic look at total on-device behavior.&nbsp;</p>

<p>But what happens when IDFA is&nbsp;taken&nbsp;out of the picture? In the above use case, if that UA advertiser is tracking installs using&nbsp;<a href="https://developer.apple.com/documentation/storekit/skadnetwork" target="_blank">SKAdNetwork</a>, then they have a limited view&nbsp;into post-install behavior&nbsp;from client-to-server transactions&nbsp;&ndash;&nbsp;just one reason why&nbsp;it&nbsp;could&nbsp;be trickier to determine if an install was legitimate or not.&nbsp;&nbsp;</p>

<h2>Predicting the Future of Fraud Fighting&nbsp;In&nbsp;App&nbsp;</h2>

<p>Of course, it&rsquo;s critical to note that we&rsquo;ve so far only talked about one type of mobile ad fraud.&nbsp;There are more types of in-app ad fraud besides post-install fraud, and many of these can be combated even without IDFA information.&nbsp;For instance,&nbsp;it&rsquo;s still very much possible to ensure that real people are viewing an ad&nbsp;in&nbsp;full, that the ad was displayed to a real person, that the stated advertiser and publisher are legitimate,&nbsp;that the traffic is real,&nbsp;etc.&nbsp;&nbsp;</p>

<p>Plus,&nbsp;all of&nbsp;the&nbsp;pre-bid&nbsp;anti-fraud measures that have been implemented over the past few years are still valid. App-ads.txt and&nbsp;sellers.json&nbsp;still work&nbsp;in a post-iOS 14 world. In addition,&nbsp;mobile measurement platforms and other&nbsp;third-party&nbsp;vendors, alongside industry bodies like the Trustworthy Accountability Group&nbsp;and&nbsp;Adjust&rsquo;s&nbsp;Coalition Against Ad Fraud,&nbsp;are still functioning and&nbsp;fighting&nbsp;fraud on the proverbial front lines.&nbsp;</p>

<p>And even&nbsp;in regard to&nbsp;install fraud, there are other ways to fight it&nbsp;without&nbsp;device-level data. For one, it&rsquo;s still feasible to see if an ad click was legitimate or not, which can help&nbsp;suss&nbsp;out a potential click sniping or click injection scheme. Advertisers (and the wider ad tech industry)&nbsp;can also&nbsp;remove the incentives for these kinds of ad fraud to occur.&nbsp;This will hopefully lead to multi-touch attribution being more widely used too.&nbsp;</p>

<p>While mobile ad fraud may never disappear&nbsp;fully, it has been declining for some time now.&nbsp;The expected depreciation of IDFA will impact the anti-fraud status quo,&nbsp;especially around post-bid fraud,&nbsp;but the industry will continue to&nbsp;find new methods to&nbsp;boost trust and transparency in the ecosystem no matter what.&nbsp;</p>]]></description>
      <dc:subject><![CDATA[Advertising, Trust and Brand Safety, English (EN): inmobi.com, Global,]]></dc:subject>
      
      <dc:creator><![CDATA[ Team InMobi  ]]></dc:creator>
      
      <dc:date>2020-11-10T18:27:00+00:00</dc:date>
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      <title><![CDATA[Gearing up for the Festive Season: Chinese New Year, Malaysia ]]></title>
      <link>https://www.inmobi.com/blog/2020/11/10/gearing-up-for-the-festive-season-chinese-new-year-malaysia/</link>
      <guid>https://www.inmobi.com/blog/2020/11/10/gearing-up-for-the-festive-season-chinese-new-year-malaysia/</guid>
      <description><![CDATA[<p>With festive cheer ringing bells&nbsp;with&nbsp;the&nbsp;consumers&nbsp;across the world, how&nbsp;are Malaysians going to spend this festive season? With celebrations going digital,&nbsp;what are the consumer shopping patterns like?&nbsp;&nbsp;</p>

<p>Learn how people will celebrate and shop this New Year&nbsp;with&nbsp;a&nbsp;survey conducted on&nbsp;InMobi Pulse&nbsp;and a&nbsp;report that brings interesting&nbsp;insights&nbsp;on consumer behavior, the&nbsp;changing&nbsp;trends, &ldquo;Gearing&nbsp;up for a Festive Season&nbsp;in Malaysia&rdquo;.&nbsp;</p>

<p style="text-align:center"><a href="https://inmo.bi/3mZtJbm"><img alt="" src="https://go.inmobi.net/hubfs/SEA_2020_Festive_Season/Download%20the%20Report.png" style="height:64px; width:350px" /></a></p>

<h2><strong>Key Findings from the Report&#8239;&nbsp;</strong></h2>

<ul>
	<li>With 22.7 million smartphone users in Malaysia, this festive season is going to be a mobile-first&nbsp;shopping&nbsp;season.&nbsp;</li>
	<li><strong>Consumer Spending</strong>:&nbsp;Consumer sentiment is going to be positive and the spending is going to return with 84% of Malaysians looking forward to celebrating the Chinese New Year (CNY)&nbsp;2021. 70% of Malaysians are&nbsp;planning to spend more than&nbsp;<strong>MYR 1000</strong>&nbsp;on CNY shopping.</li>
</ul>

<p style="text-align:center"><img alt="" src="https://go.inmobi.net/hubfs/SEA_2020_Festive_Season/SEA_2020_FestiveSeason_Malaysia_Image_02.png" style="height:476px; width:850px" /></p>

<ul>
	<li>Malaysians are looking forward to spending their festive season with families and prefer to stay at home.&nbsp;</li>
	<li>Among various categories,&nbsp;<strong>Food&nbsp;&amp;&nbsp;Beverages&nbsp;and&nbsp;Shopping&nbsp;</strong>remain the top two&nbsp;categories of consumption, this festive season.&nbsp;</li>
	<li><strong>44%</strong>&nbsp;of Malaysians travel back home 2 to 3 days before the CNY.&nbsp;</li>
</ul>

<p style="text-align:center"><img alt="" src="https://go.inmobi.net/hubfs/SEA_2020_Festive_Season/SEA_2020_FestiveSeason_Malaysia_Image_03.png" style="height:476px; width:850px" /></p>

<ul>
	<li><strong>Shopping Outlook</strong>:&nbsp;Unplanned and impulsive shopping is on the rise among Malaysians this festive season.&nbsp;</li>
	<li><strong>Sales &amp; Discounts</strong>:&nbsp;Malaysians learn about sales&nbsp;predominantly&nbsp;through&nbsp;mobile ads, and family &amp; friends.&nbsp;</li>
	<li><strong>Digital-first Consumers</strong>:&nbsp;Consumers are going to depend on the&nbsp;digital world for the&nbsp;festive cheer, be&nbsp;it&nbsp;shopping, socializing,&nbsp;or leisure.&nbsp;</li>
	<li><strong>Household Targeting</strong>:&nbsp;Marketers must engage multiple&nbsp;audiences,&nbsp;decision-makers,&nbsp;and&nbsp;purchasers&nbsp;on mobile when it&nbsp;comes to making&nbsp;decisions in&nbsp;Malaysian&nbsp;households&nbsp;through cross-device identity graphs and&nbsp;personalized communication.&nbsp;</li>
</ul>

<p style="text-align:center"><a href="https://inmo.bi/3mZtJbm"><img alt="" src="https://go.inmobi.net/hubfs/SEA_2020_Festive_Season/Download%20the%20Report.png" style="height:64px; width:350px" /></a></p>]]></description>
      <dc:subject><![CDATA[Acquiring New Users, English (EN): inmobi.com, Asia Pacific,]]></dc:subject>
      
      <dc:creator><![CDATA[ Team InMobi  ]]></dc:creator>
      
      <dc:date>2020-11-09T08:43:00+00:00</dc:date>
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      <title><![CDATA[Gearing up for the Sale Season: Tết Festival, Vietnam]]></title>
      <link>https://www.inmobi.com/blog/2020/11/09/gearing-up-for-the-sale-season-tet-festival-vietnam/</link>
      <guid>https://www.inmobi.com/blog/2020/11/09/gearing-up-for-the-sale-season-tet-festival-vietnam/</guid>
      <description><![CDATA[<p>T&#7871;t, the Vietnamese New Year&nbsp;brings with it&nbsp;positive&nbsp;feelings for consumers&nbsp;and a whopping shopping season. With shopping behavior taking new meanings with digital, brands must&nbsp;create&nbsp;a contextual&nbsp;opportunity to reach out to&nbsp;the&nbsp;consumers.&nbsp;There&nbsp;is&nbsp;a wealth of possibilities to engage with consumers in&nbsp;the run-up&nbsp;to&nbsp;T&#7871;t.&nbsp;With 70%&nbsp;of internet users in Vietnam belonging from&nbsp;rural areas,&nbsp;brands&nbsp;need to focus on getting&nbsp;their&nbsp;digital&nbsp;strategies&nbsp;right from the early planning stages.&nbsp;&nbsp;</p>

<p><a href="https://inmo.bi/3mZtJbm">InMobi&rsquo;s&nbsp;T&#7871;t&nbsp;Festival&nbsp;2021</a>: InMobi&nbsp;Report&#8239;shares&#8239;insights&#8239;on&#8239;the trends&#8239;and shopping behavior of consumers, the scope of mobile advertising&#8239;with&#8239;the increase in usage of apps,&#8239;and&#8239;the way ahead&#8239;for marketers&#8239;to&#8239;drive&#8239;conversions&nbsp;during the festive season.&#8239;&#8239;&nbsp;</p>

<p style="text-align:center"><a href="https://inmo.bi/3mZtJbm"><img alt="" src="https://go.inmobi.net/hubfs/SEA_2020_Festive_Season/Download%20the%20Report.png" style="height:64px; width:350px" /></a></p>

<h2><strong>Key findings from the report:&#8239;&nbsp;</strong></h2>

<ul>
	<li>Vietnamese prefer to&nbsp;celebrate the festive season&nbsp;with&nbsp;families and friends, and staying indoors&nbsp;</li>
	<li><strong>Consumer Spending</strong>:&nbsp;Along with the festive season, positivity&nbsp;and&nbsp;consumer spending is set to return. 58% of Vietnamese are excited to celebrate&nbsp;T&#7871;t&nbsp;2021.&nbsp;64% of respondents plan to spend more than VND 10&nbsp;Mn&nbsp;on&nbsp;T&#7871;t&nbsp;Shopping.&#8203;&nbsp;</li>
	<li><strong>Category Adoption</strong>:&nbsp;Consumers are going to spend on food, beverages &amp; fashion for the upcoming&nbsp;T&#7871;t.&nbsp;Food &amp; Beverages tops the list with 39%&nbsp;of&nbsp;Vietnamese&nbsp;preferring to&nbsp;indulge in them.&nbsp;</li>
</ul>

<p style="text-align:center"><img alt="" src="https://go.inmobi.net/hubfs/SEA_2020_Festive_Season/Screen%20Shot%202020-11-06%20at%2018.41.59.png" style="height:477px; width:850px" /></p>

<ul>
	<li><strong>Mobile-first Festive Season</strong>:&nbsp;Mobile spearheads the shopping for&nbsp;T&#7871;t&nbsp;with&nbsp;67%&nbsp;of&nbsp;Vietnamese using mobile for their shopping research. It&rsquo;s fascinating to know that 59%of&nbsp;&nbsp;consumers&nbsp;are going to use mobile for their festive purchases.&nbsp;</li>
</ul>

<p style="text-align:center"><img alt="" src="https://go.inmobi.net/hubfs/SEA_2020_Festive_Season/Screen%20Shot%202020-11-06%20at%2018.42.27.png" style="height:477px; width:850px" /></p>

<ul>
	<li><strong>Impact of Socio-class on Consumer Spending</strong>:&nbsp;Different social classes have been&nbsp;facing the&nbsp;different&nbsp;impacts&nbsp;of the pandemic and thus have differentiated needs and plans for this festive season.&nbsp;While 23%&nbsp;of&nbsp;consumers feel that the pandemic has affected their shopping budget, 42%&nbsp;of festive shoppers remain unaffected due to the pandemic.&nbsp;</li>
	<li><strong>Digital-first Consumers:</strong>&nbsp;Consumers are going to depend on the digital world for their festive cheer, be it shopping, socializing,&nbsp;or leisure, which gives brands the unique opportunity to personalize communications for each customer&nbsp;</li>
	<li><strong>Household&#8239;Targeting</strong>:&#8239;41% of consumers learn about shopping sales &amp; offers from their friends &amp; family.&nbsp;Marketers must leverage&#8239;household targeting to reach out to&#8239;multiple personas&nbsp;within the family&#8239;based on visitation,&#8239;appographic,&#8239;and location attributes and send personalized&#8239;communication&#8239;based on user interests.&#8239;&#8239;&nbsp;</li>
</ul>

<p style="text-align:center"><img alt="" src="https://go.inmobi.net/hubfs/SEA_2020_Festive_Season/Download%20the%20Report.png" style="height:64px; width:350px" /></p>]]></description>
      <dc:subject><![CDATA[Acquiring New Users, English (EN): inmobi.com, North America,]]></dc:subject>
      
      <dc:creator><![CDATA[ Team InMobi  ]]></dc:creator>
      
      <dc:date>2020-11-06T11:33:00+00:00</dc:date>
    </item>
  
    <item>
      <title><![CDATA[Maleo and InMobi Partner to Bring Brand-Safe, Relevant In-app Ad Experiences to Southeast Asian Consumers]]></title>
      <link>https://www.inmobi.com/blog/2020/11/06/maleo-and-inmobi-partner-to-bring-brand-safe-relevant-in-app-ad-experiences-to-southeast-asian-consumers/</link>
      <guid>https://www.inmobi.com/blog/2020/11/06/maleo-and-inmobi-partner-to-bring-brand-safe-relevant-in-app-ad-experiences-to-southeast-asian-consumers/</guid>
      <description><![CDATA[<p>Maleo,&nbsp;the renowned gaming app&nbsp;developer&nbsp;from Southeast&nbsp;Asia,&nbsp;has&nbsp;partnered&nbsp;with&nbsp;InMobi&nbsp;for&nbsp;ad monetization&nbsp;in Indonesia and India. The popular gaming app leverages&nbsp;the&nbsp;<a href="http://inmobi.com/exchange">InMobi&nbsp;Exchange</a>&nbsp;to increase ad revenues&nbsp;while ensuring a&nbsp;delightful user experience.&nbsp;The&nbsp;association enables advertisers to bank on advanced&nbsp;capabilities such as personalized audience targeting, location and device-level targeting, cross-device attribution and, accurate and actionable insights.&nbsp;&nbsp;</p>

<p>Speaking on the partnership&nbsp;with InMobi,&nbsp;Mr.&nbsp;Gigih,&nbsp;Co-founder,&nbsp;Maleo&nbsp;said, &ldquo;Maleo&nbsp;has over&nbsp;50 million&nbsp;downloads&nbsp;from across Southeast Asia and is highly popular, especially&nbsp;among Indonesians.&nbsp;InMobi&nbsp;is one of&nbsp;our primary programmatic&nbsp;in-app&nbsp;monetization partners&nbsp;in the region. In the three years of association, we have witnessed a 100% increase in the ad revenues. With their&nbsp;best-in-class platform&nbsp;that&nbsp;brings in diverse&nbsp;programmatic buyers representing top brands, InMobi&nbsp;maximizes our in-app revenues through a&nbsp;seamless and&nbsp;non-intrusive ad experience.&nbsp;They enhance the engagement of the user&nbsp;while preserving the mechanics&nbsp;of the underlying game.&rdquo;&nbsp;</p>

<p style="text-align:center"><img alt="" src="https://go.inmobi.net/hubfs/SEA_2020_Maleo/Maleo_GameDev_01.png" style="height:157px; width:850px" /></p>

<p>&ldquo;Brand safe advertising has always been a top-of-the-mind issue for marketers, especially the ones that have a large loyal base that transcends generations and geographies. This is especially important given the multiple nuances that both performance and brand marketers must cater to. Even a single misstep can have a cascading impact.&nbsp;The InMobi Exchange and&nbsp;Maleo&nbsp;provide a platform through programmatic channels&nbsp;for&nbsp;brand-safe ads&nbsp;backed by strong measurement from MOAT and IAS&rdquo;, said&nbsp;Sudhanshu Saxena, Head, Publisher Partnerships in Southeast Asia.&nbsp;</p>

<p>Maleo can be accessed programmatically on the&nbsp;<a href="https://www.inmobi.com/blog/2020/04/20/inmobi-exchange-enables-direct-access-for-dv360-media-buyers">InMobi Exchange through various DSPs including direct access via DV360</a>.&nbsp;To know more about our monetization services, visit our&nbsp;<a href="https://www.inmobi.com/advertising-cloud/publisher">InMobi programmatic monetization page</a>.&nbsp;&nbsp;</p>

<h2><strong>About&nbsp;Maleo&nbsp;&nbsp;</strong></h2>

<p>Maleo&nbsp;operates&nbsp;the&nbsp;popular&nbsp;Bus Simulator&nbsp;Indonesia&nbsp;game, providing the real experience of being a bus driver with the authentic flavor of Indonesian roadways and places. With high-quality, detailed graphics and advanced features like saved data, multi-player convoys, the game is a hot favorite in Indonesia with over&nbsp;50&nbsp;Million downloads.&nbsp;</p>]]></description>
      <dc:subject><![CDATA[Announcements, English (EN): inmobi.com, Global,]]></dc:subject>
      
      <dc:creator><![CDATA[ Team InMobi  ]]></dc:creator>
      
      <dc:date>2020-11-04T08:25:00+00:00</dc:date>
    </item>
  
    <item>
      <title><![CDATA[What is Frequency Capping Going to Look Like in a Post-IDFA Landscape?]]></title>
      <link>https://www.inmobi.com/blog/2020/11/03/what-is-frequency-capping-going-to-look-like-post-idfa/</link>
      <guid>https://www.inmobi.com/blog/2020/11/03/what-is-frequency-capping-going-to-look-like-post-idfa/</guid>
      <description><![CDATA[<p>Once&nbsp;the&nbsp;changes&nbsp;go live&nbsp;to the way&nbsp;identity is managed in Apple&rsquo;s&nbsp;iOS 14&nbsp;(expected to happen early 2021)&nbsp;and the number of&nbsp;Identifiers for Advertisers (IDFA) decreases in the mobile advertising ecosystem,&nbsp;what is frequency capping&nbsp;going to look like? Will&nbsp;digital advertisers&nbsp;be able to determine&nbsp;ad frequency&nbsp;when running in-app&nbsp;ad&nbsp;campaigns on Apple devices?&nbsp;&nbsp;</p>

<p>Like many other components of iOS 14 and IDFA, it&rsquo;s still early to say exactly what the&nbsp;final&nbsp;impact&nbsp;will be until&nbsp;2021 at the earliest.&nbsp;But, it&rsquo;s highly likely that the status quo around frequency capping in the Apple mobile space will shift once&nbsp;iOS 14 is widely adopted.&nbsp;</p>

<h2>Frequency Capping Explained&nbsp;</h2>

<p>First, a definition: Frequency capping is a process implemented&nbsp;by advertisers to ensure that people only see their ads a set number of times&nbsp;in a given&nbsp;time frame&nbsp;(usually hours but sometimes&nbsp;day, week&nbsp;or&nbsp;over the course of a campaign&rsquo;s lifetime). Essentially, frequency capping&nbsp;limits the number of times a user&nbsp;sees messaging from a particular brand over&nbsp;a set period.&nbsp;&nbsp;</p>

<p>The idea behind it is to ensure&nbsp;that&nbsp;people are not inundated with an app&rsquo;s&nbsp;ads, with the goal being to reach someone without annoying them. While frequency&nbsp;capping can be used for both&nbsp;display and video campaigns, it is often associated with high-impact formats like&nbsp;video ads&nbsp;since they are among the most memorable ad formats.&nbsp;&nbsp;</p>

<h2>How Frequency Capping Will Be&nbsp;Impacted&nbsp;By&nbsp;These Changes&nbsp;</h2>

<p>While there are different&nbsp;ways&nbsp;to frequency cap, by far one of the most common in mobile in-app advertising is at the device level. Essentially, the idea is to limit the&nbsp;number of impressions&nbsp;served on a particular device.&nbsp;&nbsp;</p>

<p>Within the Apple ecosystem, IDFA is/was&nbsp;a common&nbsp;option&nbsp;for&nbsp;frequency capping&nbsp;(the other being session-based identifiers). Because it is largely static (stays the same for as long as a device is in use)&nbsp;and is useful across apps and mobile websites,&nbsp;IDFA&nbsp;has largely become the default method for making sure individuals are not overwhelmed with&nbsp;a brand&rsquo;s messaging&nbsp;no matter how they are using their device.&nbsp;</p>

<p>This is where things&nbsp;will change. With iOS 14, the expectation right now is that the majority of iPhone and iPad owners will opt out of being tracked in this manner.&nbsp;As a result, it will likely become increasingly difficult to frequency cap at the device level in the iOS ecosystem&nbsp;(frequency capping at the session/app level will continue unabated).&nbsp;</p>

<p>So&nbsp;what will advertisers do? There are some other sources of knowledge, like&nbsp;IP addresses, that can be leveraged,&nbsp;but they&rsquo;re not as accurate.&nbsp;Supply-side platforms&nbsp;and exchanges&nbsp;may also provide identifiers for this purpose.&nbsp;It&rsquo;s also likely&nbsp;that the Identifiers for Vendors (IDV) will be used.&nbsp;</p>

<p>The problem with IDV is that it&nbsp;only applies&nbsp;to&nbsp;apps owned by the same company.&nbsp;IDV is a publisher-level identifier applying only to a single company&#39;s apps. While this helps advertisers when they target big app publishers like Google (say, across YouTube and other Google properties), the same advertisers may not be able to use IDVs as effectively in a programmatic environment.&nbsp;</p>

<h2>What&nbsp;To&nbsp;Expect&nbsp;In&nbsp;The&nbsp;Future&nbsp;</h2>

<p>So&nbsp;what will frequency capping look like in iOS post iOS 14? There are a few likely scenarios:&nbsp;</p>

<ul>
	<li><strong>Advertisers will use alternative sources of user identification, like IDV and/or IP addresses, with the knowledge that some people may end up being overexposed to&nbsp;a particular ad.&nbsp;&nbsp;</strong></li>
	<li>Advertisers will alter their&nbsp;creatives and messaging more frequently and/or will only run certain creatives and messaging for shorter periods of time, which helps to decrease the likelihood that someone is exposed&nbsp;to the same messaging anyways.&nbsp;</li>
	<li>Banner ads are frequency capped less often or less aggressively than other ad formats,&nbsp;so&nbsp;advertisers that&nbsp;run a lot of banners&nbsp;may not be as concerned as others if someone happens to see their ads frequently, since banners by their nature as not as invasive.&nbsp;</li>
</ul>

<p>Of course, it&rsquo;s possible that other options will emerge too, including combinations of the above scenarios. Until&nbsp;these changes around IDFA are live&nbsp;and widely adopted, advertisers can only guess and prepare for what the changes might mean&nbsp;regarding&nbsp;frequency capping.&nbsp;</p>

<p>What are your predictions? We&rsquo;d love to hear them on&nbsp;social media! Send us your thoughts on&nbsp;<a href="https://twitter.com/inmobi" target="_blank">Twitter</a>,&nbsp;<a href="https://www.facebook.com/inmobi" target="_blank">Facebook</a>&nbsp;and/or&nbsp;<a href="https://www.linkedin.com/company/inmobi/" target="_blank">LinkedIn</a>.&nbsp;</p>]]></description>
      <dc:subject><![CDATA[Advertising, English (EN): inmobi.com,]]></dc:subject>
      
      <dc:creator><![CDATA[ Team InMobi  ]]></dc:creator>
      
      <dc:date>2020-11-03T18:26:00+00:00</dc:date>
    </item>
  
    <item>
      <title><![CDATA[App Monetization During the Holidays: Choose Your Bidding Partners Wisely]]></title>
      <link>https://www.inmobi.com/blog/2020/10/28/app-monetization-during-the-holidays-choose-your-bidding-partners-wisely/</link>
      <guid>https://www.inmobi.com/blog/2020/10/28/app-monetization-during-the-holidays-choose-your-bidding-partners-wisely/</guid>
      <description><![CDATA[<div>
<p>The holiday season&nbsp;always is a huge opportunity for publishers and app developers to make the best returns from their ad inventory. Advertisers and their&nbsp;DSPs&nbsp;typically rely on the last&nbsp;three months&nbsp;of the calendar year&nbsp;to boost annual sales and increase ad spending&nbsp;to reach holiday shoppers.&nbsp;&nbsp;&nbsp;</p>
</div>

<div>
<p>While the pandemic has resulted in&nbsp;a&nbsp;deceleration of traditional advertising spending,&nbsp;overall&nbsp;budgets have moved over more sharply to&nbsp;online to target&nbsp;app&nbsp;users. Brand advertisers in verticals like&nbsp;retail, QSR&nbsp;(quick-service restaurants), and&nbsp;financial&nbsp;services are expected to see an increase in ad spending&nbsp;during this quarter, despite the&nbsp;uncertain&nbsp;state of the economy. Take for example Walmart, which announced an extension of&nbsp;<a href="https://corporate.walmart.com/newsroom/2020/10/14/walmart-announces-black-friday-deals-for-days-a-reinvented-black-friday-shopping-experience" rel="noreferrer noopener" target="_blank">Black&nbsp;Friday&nbsp;Deals</a>&nbsp;to&nbsp;reach&nbsp;users&nbsp;through&nbsp;the&nbsp;month&nbsp;of&nbsp;November. The performance or&nbsp;user acquisition (UA) advertisers will&nbsp;also&nbsp;continue to spend as app&nbsp;usage&nbsp;soar. The bottom line is,&nbsp;holiday advertising&nbsp;presents&nbsp;a great opportunity for mobile publishers to monetize on the increased demand queued up to flow through in-app exchanges.&nbsp;&nbsp;&nbsp;</p>
</div>

<div>
<p>To maximize monetization though, it&rsquo;s important to prioritize the right mix of&nbsp;supply-side platforms (SSPs) and exchanges&nbsp;working with your ad stack as bidders. Here are a few variables to consider as we dive into November:&nbsp;&nbsp;</p>
</div>

<div>
<h3><strong>Variable 1: Demand Affinity&nbsp;</strong></h3>
</div>

<div>
<p>We recommend that you talk to your bidding partners (SSP/Exchange) to understand&nbsp;the projected&nbsp;demand growth in Q4 2020. Your conversations must&nbsp;factor&nbsp;in&nbsp;the following:&nbsp;&nbsp;</p>
</div>

<div>
<ol>
	<li>
	<p>Growth in brand and UA spending:&nbsp;To elaborate&nbsp;on&nbsp;this, let&rsquo;s take the example of&nbsp;InMobi&nbsp;Exchange. In 2019,&nbsp;InMobi&nbsp;Exchange grew north of 25% between Q3 and Q4.&nbsp;Brand spending&nbsp;witnessed&nbsp;4x&nbsp;growth&nbsp;and UA spends grew by 7x in this period.&nbsp;Our exchange&nbsp;grew&nbsp;by a whopping 90% in&nbsp;Q3&nbsp;2020,&nbsp;compared to the previous year. With both brand and UA spending bound to increase&nbsp;in Q4 2020, we are expecting ad spending&nbsp;to clock new heights across regions. It&rsquo;s important that you speak to each bidder and know what kind of growth they have observed and are likely to see in this quarter from the DSPs&nbsp;and/or advertisers they have onboard&nbsp;</p>
	</li>
	<li>
	<p>Agency Partnerships:&nbsp;Understand if there are unique demand partnerships&nbsp;and/or&nbsp;agency&nbsp;preferential status&nbsp;as part of their&nbsp;supply path optimization (SPO)&nbsp;efforts. These are important indicators of sustained growth that you can bank on not just during the holiday spike in Q4, but also in Q1&nbsp;2021&nbsp;when&nbsp;spending&nbsp;otherwise&nbsp;tends&nbsp;to go down. At InMobi Exchange, we pride ourselves on&nbsp;being&nbsp;an approved&nbsp;in-app partner of choice for&nbsp;the&nbsp;world&rsquo;s largest&nbsp;agencies&nbsp;</p>
	</li>
</ol>
</div>

<div>
<h3><strong>Variable 2: Returns on Full-screen Inventory:&nbsp;</strong></h3>
</div>

<div>
<p>The last quarter also sees&nbsp;an&nbsp;increase in spending&nbsp;on high-performing, non-display formats given their higher engagement and conversion&nbsp;rates. In U.S, the typical video click-through rates&nbsp;(CTRs)&nbsp;were 10x greater than&nbsp;the&nbsp;CTRs for banners on average&nbsp;and 2x greater than the average CTR for native ads.&nbsp;InMobi&nbsp;also&nbsp;sees, on average, video completion rates of around 80% and viewability&nbsp;over&nbsp;90% (across OM&nbsp;SDK, IAS, Moat&nbsp;and DoubleVerify) via private marketplace deals.&nbsp;&nbsp;</p>
</div>

<div>
<p>However, many apps miss out on higher monetization opportunities by limiting the amount of inventory they make available to&nbsp;exchanges&nbsp;and&nbsp;SSPs. This can be especially detrimental for&nbsp;fullscreen&nbsp;ad units (including video and interstitials), which already see&nbsp;higher CPMs&nbsp;(cost per thousand impressions)&nbsp;by virtue of the format&rsquo;s high performance.&nbsp;Features like podding on video ads, which allows app developers to display back to back ads within an ad break slot, provides a huge opportunity for publishers to make up to 1.5x returns for every impression opportunity.&nbsp;</p>
</div>

<div>
<p>As a preferred bidder on all major header bidding platforms, apps from some of the leading gaming publishers (on iOS and Android app stores) have opened&nbsp;fullscreen&nbsp;inventory at scale on&nbsp;InMobi&nbsp;Exchange in the previous quarters and have seen their ad revenue grow&nbsp;5x&nbsp;in this period.&nbsp;&nbsp;</p>
</div>

<div>
<p>With demand organically growing in Q4, it&rsquo;s important that you capitalize on this surge. Speak to your partners to understand how they meet&nbsp;advertiser&nbsp;KPIs on high-performing full-screen units and the kind of growth they have seen in&nbsp;such formats. Additionally, as a rule of thumb, we would recommend that you open full-screen inventory to exchanges through your header bidder, so that you earn more from what should already be a highly lucrative ad unit.&nbsp;&nbsp;</p>
</div>

<div>
<h3><strong>Variable 3: Overall Yield&nbsp;</strong></h3>
</div>

<div>
<p>Q4,&nbsp;more than any other quarter,&nbsp;also requires close attention to yield. Having the right mix of SSPs and exchanges ensures efficiency in competition and improved returns between partners.&nbsp;&nbsp;</p>
</div>

<div>
<p>How often does the bidder return a fill or what percentage&nbsp;of&nbsp;impressions do they bid on? How often do they win auctions in your ad server? If a partner isn&rsquo;t bidding on a significant portion of your impressions or if their win rate is low, then you should probably reconsider their rank within your monetization stack.&nbsp;&nbsp;</p>
</div>

<div>
<p>While theoretically, you can add as many demand partners as you wish, it makes better sense to optimize the&nbsp;select&nbsp;few&nbsp;(based on the three variables&nbsp;detailed here)&nbsp;to rake in maximum revenue during a peak quarter like Q4.&nbsp;</p>
</div>

<h3><strong>Weighing&nbsp;Bidders&nbsp;and&nbsp;Your&nbsp;Likely&nbsp;Course&nbsp;of&nbsp;Action</strong>&nbsp;</h3>

<div>
<p>We would encourage our publishers to have such conversations with every&nbsp;exchange&nbsp;and&nbsp;SSP you work with, more so in Q4. Once you have a better picture of the demand and yield potential, be prepared to shuffle the order in which you rank or activate bidders in your waterfall or header bidding set&nbsp;up.&nbsp;&nbsp;</p>
</div>

<div>
<p>If you have any questions on the demand that we have queued or expect to see in Q4, please write to your dedicated customer success manager and we would be happy to walk you through our readiness to tap into the Q4 growth wave.</p>
</div>]]></description>
      <dc:subject><![CDATA[Events, In-App Monetization, English (EN): inmobi.com,]]></dc:subject>
      
      <dc:creator><![CDATA[ Team InMobi  ]]></dc:creator>
      
      <dc:date>2020-10-28T03:31:00+00:00</dc:date>
    </item>
  
    <item>
      <title><![CDATA[Keeping Your Apps Safe from Malicious Monetization SDKs]]></title>
      <link>https://www.inmobi.com/blog/2020/10/28/keeping-your-apps-safe-from-malicious-monetization-sdks/</link>
      <guid>https://www.inmobi.com/blog/2020/10/28/keeping-your-apps-safe-from-malicious-monetization-sdks/</guid>
      <description><![CDATA[<div>
<p>Monetization SDKs are an important source of revenue for apps&nbsp;but integrating with the wrong SDK&nbsp;can&nbsp;cause irreparable damage&nbsp;to a&nbsp;publisher&#39;s hard work and reputation.&nbsp;The&nbsp;hard&nbsp;work&nbsp;put into building apps needs&nbsp;to be sustained with&nbsp;commensurate&nbsp;continual&nbsp;efforts to protect&nbsp;them&nbsp;from malicious activities&nbsp;including&nbsp;those that degrade&nbsp;user experience&nbsp;and that violate&nbsp;user privacy.&nbsp;&nbsp;</p>
</div>

<div>
<p>We have&nbsp;often found that&nbsp;while the basic security infrastructure for apps is sufficient,&nbsp;it is the 3rd&nbsp;party&nbsp;integrations with malicious SDKs&nbsp;that&nbsp;often&nbsp;compromises the&nbsp;apps&nbsp;along those lines or worse still,&nbsp;regularly&nbsp;scrape&nbsp;data&nbsp;to sell&nbsp;without license&nbsp;or even&nbsp;go as far as&nbsp;creating&nbsp;artificial&nbsp;bid streams to&nbsp;inflate&nbsp;revenue&nbsp;for themselves while&nbsp;the publishers lose out on the upside.&nbsp;&nbsp;<br />
&nbsp;<br />
In fact,&nbsp;recently, a&nbsp;<a href="https://www.forbes.com/sites/johnkoetsier/2020/10/15/more-than-a-billion-phones-wide-open-to-backdoor-remote-code-execution-in-adtech-companys-code/#79cf79cd4ef4" rel="noreferrer noopener" target="_blank">leading monetization SDK made headlines</a>&nbsp;for alleged malicious advertising practices&nbsp;of&nbsp;fraudulent reporting of click data, revenue attribution and spying on over 300&nbsp;million&nbsp;users across 1,200&nbsp;of the&nbsp;integrated&nbsp;apps. Other SDKs have also come under&nbsp;fire&nbsp;for showing inappropriate and misleading content to users,&nbsp;leading to phishing attacks and scams. These activities not only lead to revenue loss but also put the apps at risk&nbsp;of&nbsp;being removed from the App Store&nbsp;or&nbsp;Google Play.&nbsp;</p>
</div>

<div>
<h2>&nbsp;<br />
Benchmarking&nbsp;Security and&nbsp;Reliability of SDKs&nbsp;</h2>
</div>

<div>
<p>We recommend&nbsp;four factors that&nbsp;publishers should&nbsp;always consider as they&nbsp;decide on&nbsp;which&nbsp;monetization SDKs&nbsp;to work with:&nbsp;</p>
</div>

<div>
<h3>1)&nbsp;Existing&nbsp;SDK&nbsp;Footprint&nbsp;and Demand&nbsp;Partnerships:&nbsp;</h3>
</div>

<div>
<p>The SDK footprint of your ad monetization partner is testament to the years of dependency and trust app developers place on them. While often relegated as a statistic,&nbsp;the&nbsp;breadth of coverage&nbsp;of&nbsp;developers&nbsp;is always&nbsp;an&nbsp;indicator of reliability&nbsp;and trust that&nbsp;large&nbsp;publishing houses place on&nbsp;the partner.&nbsp;Conversely,&nbsp;publishers should also&nbsp;review the&nbsp;depth of&nbsp;demand&nbsp;side&nbsp;coverage,&nbsp;for example,&nbsp;the global and local&nbsp;coverage of&nbsp;advertisers, the direct&nbsp;demand-side platform (&ldquo;DSP&rdquo;)&nbsp;relationships, preferred partnership status with leading&nbsp;agencies,&nbsp;etc.&nbsp;&nbsp;</p>
</div>

<div>
<h3>&nbsp;<br />
2) App Safety Checks and Processes&nbsp;</h3>
</div>

<div>
<p>Publishers&nbsp;often&nbsp;assume&nbsp;or take on face-value the assurances of the&nbsp;monetization partners that&nbsp;they have enough&nbsp;checks and processes in place to ensure app safety.&nbsp;Quite&nbsp;often though, it is worth&nbsp;reviewing the code&nbsp;of&nbsp;the SDK as well&nbsp;as running&nbsp;randomized&nbsp;tests&nbsp;to see if&nbsp;the SDK&nbsp;has&nbsp;the ability to&nbsp;flag bad ads by blocking auto-redirects,&nbsp;stopping&nbsp;pop-ups&nbsp;and&nbsp;preventing&nbsp;auto downloads.&nbsp;In addition,&nbsp;publishers should&nbsp;ensure that the&nbsp;SDK&nbsp;technology&nbsp;is&nbsp;backed&nbsp;by stringent&nbsp;server-side&nbsp;ad policies&nbsp;and manual checks&nbsp;to&nbsp;proactively&nbsp;ensure that inappropriate ad content does&nbsp;not&nbsp;get served&nbsp;in your app.&nbsp;</p>
</div>

<div>
<p>In&nbsp;addition,&nbsp;always check&nbsp;if there&nbsp;are&nbsp;any&nbsp;independent&nbsp;ecosystem&nbsp;partnerships that are in place&nbsp;on the&nbsp;SDK or server side to identify threats in real time, flag them and report them&nbsp;to the partner&nbsp;for debugging. Finally, it&nbsp;is always a good&nbsp;practice&nbsp;to check if the SDK partner is audited and certified by recognized independent bodies&nbsp;like&nbsp;the Trustworthy Accountability Group&nbsp;(TAG)&nbsp;and&nbsp;the Media Rating Council&nbsp;(MRC).&nbsp;</p>
</div>

<div>
<h3>&nbsp;<br />
3) Protecting User Privacy&nbsp;</h3>
</div>

<div>
<p>A privacy-first SDK&nbsp;should support&nbsp;any regulatory&nbsp;requirements&nbsp;that protect users within an app, be it COPPA, GDPR, CCPA or any upcoming initiative in any region. The SDK&nbsp;should&nbsp;have built-in measures for gathering user consent, server-side&nbsp;provisions&nbsp;to process the ad request based on the consent&nbsp;provided and a well-oiled mechanism to&nbsp;delete any data&nbsp;upon&nbsp;request&nbsp;of a user,&nbsp;at any point in time.&nbsp;&nbsp;</p>
</div>

<div>
<h3>&nbsp;<br />
4)&nbsp;Ensuring Measurability&nbsp;&nbsp;&nbsp;</h3>
</div>

<div>
<p>SDK is key to the measurability of key demand KPIs including viewability and install attribution.&nbsp;Independent&nbsp;measurement of in-app,&nbsp;post-impression events&nbsp;is needed to ensure that the revenue&nbsp;or campaign&nbsp;performance numbers that&nbsp;advertisers&nbsp;see aren&#39;t tampered with&nbsp;and&nbsp;events tracked and reported by third-party measurement partners provide&nbsp;assurance&nbsp;to&nbsp;buyers and&nbsp;reinforce trust.&nbsp;And so, while picking an SDK, it is important to&nbsp;understand,&nbsp;from&nbsp;the partner,&nbsp;how&nbsp;the&nbsp;KPIs are measured&nbsp;and&nbsp;benchmarked,&nbsp;be it OMSDK for viewability, Nielsen DAR for audience measurement&nbsp;or&nbsp;more recently the&nbsp;provision for&nbsp;SKAdNetwork&nbsp;in light&nbsp;of the upcoming changes&nbsp;for IDFA&nbsp;opt-out&nbsp;in&nbsp;iOS 14.&nbsp;&nbsp;</p>
</div>

<div>
<h2>&nbsp;<br />
Reinforcing&nbsp;InMobi&rsquo;s&nbsp;Commitment&nbsp;Towards the&nbsp;Safety of&nbsp;Your&nbsp;App&nbsp;</h2>
</div>

<div>
<p>As a trusted monetization partner for the world&#39;s leading gaming and non-gaming publishers, we are humbled by the feedback we have received about our ability to provide an increasing stream of revenue while ensuring the stability you seek. Our products are built atop our SDKs that are privacy-first, secure and regularly audited by independent partners including TAG and MRC. It&#39;s also one of the reasons why we are the preferred in-app SSP for&nbsp;the world&rsquo;s&nbsp;biggest&nbsp;media agencies and&nbsp;advertisers&nbsp;powered&nbsp;in turn&nbsp;by&nbsp;the largest DSPs across the globe.&nbsp;</p>
</div>

<div>
<p>If you need any assistance or have questions as you optimize your SDK based monetization&nbsp;partners, feel free to get in touch with our Customer Success Managers. We would be happy to guide you through the best practices.&nbsp;</p>
</div>]]></description>
      <dc:subject><![CDATA[In-App Monetization, English (EN): inmobi.com,]]></dc:subject>
      
      <dc:creator><![CDATA[ Team InMobi  ]]></dc:creator>
      
      <dc:date>2020-10-27T19:00:00+00:00</dc:date>
    </item>
  
    <item>
      <title><![CDATA[Introducing Prebid Support for Server-Side Bidding]]></title>
      <link>https://www.inmobi.com/blog/2020/10/28/introducing-prebid-support-for-server-side-bidding/</link>
      <guid>https://www.inmobi.com/blog/2020/10/28/introducing-prebid-support-for-server-side-bidding/</guid>
      <description><![CDATA[<div>
<p>We are pleased to announce that InMobi is now a certified demand&nbsp;partner on the&nbsp;Prebid&nbsp;Server.&nbsp;Prebid&nbsp;provides an open and flexible&nbsp;integration option for app developers and publishers looking for a fair and transparent header bidding platform.&nbsp;&nbsp;</p>
</div>

<div>
<p>Publishers who choose to&nbsp;implement&nbsp;their own&nbsp;Prebid&nbsp;Server on the cloud and those who depend on hosted or white labelled&nbsp;Prebid&nbsp;Servers can now access InMobi demand through our adapter, available&nbsp;<a href="https://github.com/prebid/prebid-server/tree/master/adapters" rel="noreferrer noopener" target="_blank">here</a>.&nbsp;</p>
</div>

<div>
<h2>InMobi is now a preferred bidder on all major header bidding platforms&nbsp;</h2>
</div>

<div>
<p>With in-app bidding gaining traction, we&nbsp;realize&nbsp;it&rsquo;s important to provide gaming and non-gaming publishers the flexibility to tap into programmatic demand through any header bidding platform of their choice. This&nbsp;Prebid&nbsp;integration&nbsp;extends our&nbsp;reach&nbsp;beyond our current&nbsp;integrations with&nbsp;the&nbsp;other&nbsp;popular&nbsp;in-app&nbsp;header bidding platforms like&nbsp;Applovin&nbsp;MAX, Amazon TAM,&nbsp;and MoPub Advanced Bidding.&nbsp;</p>
</div>

<div>
<p>Our&nbsp;Prebid&nbsp;integration&nbsp;currently&nbsp;supports&nbsp;Banner, Interstitial and Video (VAST) ad formats&nbsp;for monetization.&nbsp;We will extend this to cover Native in the coming&nbsp;few&nbsp;months.&nbsp;</p>
</div>

<div>
<h2>The Setup&nbsp;</h2>

<p>Let&rsquo;s&nbsp;look at how you can get started accessing InMobi demand on your&nbsp;Prebid&nbsp;setup:&nbsp;</p>
</div>

<div>
<h3>1)&nbsp;Integrate our&nbsp;Prebid&nbsp;Adapter&nbsp;</h3>
</div>

<div>
<p>InMobi is already listed as a demand adapter on the&nbsp;Prebid&nbsp;Server,&nbsp;which&nbsp;you can access&nbsp;<a href="https://github.com/prebid/prebid-server/tree/master/adapters" rel="noreferrer noopener" target="_blank">here</a>.&nbsp;However, if&nbsp;you&rsquo;re using a white-labelled&nbsp;Prebid&nbsp;Server&nbsp;provided by a third&nbsp;party, please&nbsp;work with&nbsp;them&nbsp;to use the updated&nbsp;server&nbsp;to&nbsp;access&nbsp;InMobi&nbsp;as a&nbsp;demand&nbsp;bidder.&nbsp;</p>
</div>

<div>
<h3>2)&nbsp;Create&nbsp;and Configure Placements&nbsp;</h3>
</div>

<div>
<p>As with your existing ad&nbsp;units, it&nbsp;is&nbsp;important&nbsp;to create placements on the InMobi&nbsp;Publisher Dashboard.&nbsp;Your&nbsp;dedicated InMobi&nbsp;Customer Success Managers&nbsp;can&nbsp;assist&nbsp;you with this&nbsp;step should you have any questions.&nbsp;</p>
</div>

<div>
<p>The next step would be&nbsp;to map and&nbsp;configure the&nbsp;InMobi&nbsp;placements&nbsp;on&nbsp;the&nbsp;Prebid&nbsp;Server or dashboard that you use to set up the placements at your end. You should be good to get started once you are through with this step.&nbsp;&nbsp;</p>
</div>

<div>
<p>If you&rsquo;re new to in-app header bidding or if you&rsquo;re considering using&nbsp;Prebid,&nbsp;we&nbsp;would recommend&nbsp;that you go&nbsp;through&nbsp;the detailed&nbsp;<a href="https://docs.prebid.org/prebid-server/use-cases/pbs-sdk.html" rel="noreferrer noopener" target="_blank">documentation</a>&nbsp;to&nbsp;understand how the&nbsp;Prebid&nbsp;Server&nbsp;works.&nbsp;&nbsp;</p>
</div>

<div>
<p>In case you wish to understand more about how InMobi Exchange is driving incremental yield for publishers through our header bidding partnerships&nbsp;or have any questions specific to the&nbsp;Prebid&nbsp;setup,&nbsp;feel free to&nbsp;contact your dedicated Customer Success Manager today or write to&nbsp;us at&nbsp;<a href="mailto:support@inmobi.com" rel="noreferrer noopener" target="_blank">support@inmobi.com</a>.&nbsp;</p>
</div>]]></description>
      <dc:subject><![CDATA[Announcements, In-App Monetization, English (EN): inmobi.com,]]></dc:subject>
      
      <dc:creator><![CDATA[ Team InMobi  ]]></dc:creator>
      
      <dc:date>2020-10-27T18:13:00+00:00</dc:date>
    </item>
  
    <item>
      <title><![CDATA[Mobile's Role in Cold and Flu Season Shopping ]]></title>
      <link>https://www.inmobi.com/blog/2020/10/27/mobiles-cold-and-flu-season-shopping/</link>
      <guid>https://www.inmobi.com/blog/2020/10/27/mobiles-cold-and-flu-season-shopping/</guid>
      <description><![CDATA[<p>In the United States, the fall and winter months are peak times for the common cold and the flu. This year, however, the cold and flu season will look very different for two main reasons:&nbsp;</p>

<p>The COVID-19 pandemic adds a distinct wrinkle to the 2020-2021 cold and flu season. As the U.S. Centers for Disease Control and Prevention&nbsp;<a href="https://www.cdc.gov/flu/season/index.html" target="_blank">has noted</a>, &ldquo;Because of the COVID-19 pandemic, reducing the spread of respiratory illnesses, like flu, this&nbsp;fall&nbsp;and winter is more important than ever.&rdquo;&nbsp;</p>

<p>How people stock&nbsp;up&nbsp;on their sickness essentials will invariably look a little different. Many Americans are far less likely&nbsp;to visit supermarkets, pharmacies, corner stores, etc. for necessities like cold medicine and tissues, instead preferring&nbsp;contactless options like online delivery.&nbsp;</p>

<p>The ongoing pandemic may make a significant number of Americans hypervigilant about their health this cold and flu season, although how adults in the U.S. obtain their key cold and flu essentials will have to look differently&nbsp;with in-person shopping often an option to be avoided.&nbsp;</p>

<p>But who specifically&nbsp;in the U.S.&nbsp;is turning to mobile and apps to buy their&nbsp;cold and flu season supplies?&nbsp;For a deeper dive on this audience, we looked at the people who recently&nbsp;visited physical CVS&nbsp;locations&nbsp;or&nbsp;who have engaged with the following brands on mobile: Aleve, HALLS cough drops, Kleenex, Tylenol and&nbsp;Vicks.&nbsp;</p>

<p>Here&rsquo;s what we uncovered.&nbsp;</p>

<h2>Cold and Flu Season Audience Demographic Analysis&nbsp;</h2>

<ul>
	<li>58% of this audience is female.&nbsp;</li>
	<li>23% are between 46 and 55 years old, while 17% 56 to 65 years old. An additional 17% are between the ages of 26 and 35.&nbsp;</li>
	<li>44% is White, while 26% is Hispanic/Latinx and 22% is Black.&nbsp;</li>
	<li>43% have annual incomes between $35,000 and $100,000.&nbsp;</li>
</ul>

<h2>Top Mobile Brands for Cold and Flu Season Shoppers&nbsp;</h2>

<p>Some of the top apps owned and used by this audience include the apps from CVS, Target,&nbsp;GoodRx, Sam&rsquo;s Club, Walgreens, Dollar General, Kroger and Walmart &ndash; all places to obtain cold and flu season essentials.&nbsp;</p>

<p>Interestingly, some of the most popular mobile websites visited by this cohort include many news sites like&nbsp;The Hill, Today, CBS Local and NBC News, to name a few. They also are interested in deals and bargains, as evidenced by the number of sessions on the mobile&nbsp;websites&nbsp;for Groupon,&nbsp;Wayfair and&nbsp;OfferUp.&nbsp;&nbsp;</p>

<h2>Understanding Mobile Shopping Habits Around Cold and Flu Season Essentials&nbsp;</h2>

<p>How will these consumers be buying tissues, medicine and other key cold and flu season items? According to our research, they&rsquo;re not going directly to these brands to make these purchases.&nbsp;</p>

<p>In July, just 31% of Americans we spoke to said they were even aware they could purchase products directly from these brands. Only 19% said they had&nbsp;browsed their mobile websites with a scant 3% saying they had completed a brand-direct purchase.&nbsp;</p>

<p>Why aren&rsquo;t these consumers going brand direct to make a sale? According to our research, 26% said the purchase process was difficult &ndash; the&nbsp;most commonly cited&nbsp;reply.&nbsp;&nbsp;</p>

<p>But there is some hope on the horizon. When asked about their likelihood to make a brand-direct purchase in this space during the second half of 2020, 32% said they were likely&nbsp;to&nbsp;highly likely to shop in this manner.&nbsp;</p>

<h2>Cold and Flu Season Mobile Audiences&nbsp;</h2>

<p>Looking to reach these kinds of consumers in our in-app advertising campaigns coming up? Here are a few sample&nbsp;audience&nbsp;segments to consider utilizing:&nbsp;</p>

<ul>
	<li>
	<p>Pharmacy visitors:&nbsp;All users who have visited a pharmacy at least once in the past six months.&nbsp;</p>
	</li>
	<li>
	<p>Grocery delivery users:&nbsp;All users who have downloaded a grocery delivery app or visited a grocery delivery site over the past six months.&nbsp;</p>
	</li>
	<li>Health and wellness users:&nbsp;Built using app and mobile web behavior, this segment covers users engaging with top fitness properties (relating&nbsp;to gyms, diets, workout plans, etc.) along with those who have visited a fitness center, gym or health club at least three times in the past six months.&nbsp;</li>
</ul>

<p>Interested in learning more about&nbsp;<a href="https://www.inmobi.com/audiences" target="_blank">InMobi&rsquo;s&nbsp;audiences</a>&nbsp;and why they&rsquo;re the best in the business?&nbsp;<a href="https://www.inmobi.com/company/contact/" target="_blank">Reach out today&nbsp;to schedule a call</a>.&nbsp;</p>

<h3>About the Author&nbsp;</h3>

<p>Matthew Kaplan has over a decade of digital marketing experience, working to support the content goals of the world&rsquo;s biggest B2B and B2C brands. He is a passionate app user and evangelist, working to support diverse marketing campaigns across devices.&nbsp;</p>]]></description>
      <dc:subject><![CDATA[Consumer Research, Understanding Consumers, English (EN): inmobi.com,]]></dc:subject>
      
      <dc:creator><![CDATA[ Matt Kaplan,  Content Strategist  ]]></dc:creator>
      
      <dc:date>2020-10-27T07:17:00+00:00</dc:date>
    </item>
  
    <item>
      <title><![CDATA[The Festive Season Guide for In-App Marketers | 2020]]></title>
      <link>https://www.inmobi.com/blog/2020/10/26/festive-season-2020-guide/</link>
      <guid>https://www.inmobi.com/blog/2020/10/26/festive-season-2020-guide/</guid>
      <description><![CDATA[<p style="text-align:center">With festivities now in full swing, both consumers and brands are looking to make the most of their unspent budgets. This gives app marketers a rare opportunity to flex their creative powers and analytical skills, as they eagerly look towards winning the festive Indian shoppers. We partnered with our friends at <a href="https://branch.io/">Branch</a> to share top insights on how India&rsquo;s 2020 Festive Season is poised to be unlike any other. Read on to learn more!<br />
<img alt="" src="https://go.inmobi.net/hubfs/InMobi-Branch%20Festive%20Season%20Infographic.jpg" style="height:2319px; width:500px" /></p>]]></description>
      <dc:subject><![CDATA[Acquiring New Users, Understanding Consumers, English (EN): inmobi.com,]]></dc:subject>
      
      <dc:creator><![CDATA[ Team InMobi  ]]></dc:creator>
      
      <dc:date>2020-10-26T21:37:00+00:00</dc:date>
    </item>
  
    <item>
      <title><![CDATA[Why Retailers With a Clear App Strategy Will Win in This Market]]></title>
      <link>https://www.inmobi.com/blog/2020/10/21/why-retailers-with-a-clear-app-strategy-will-win-in-this-market/</link>
      <guid>https://www.inmobi.com/blog/2020/10/21/why-retailers-with-a-clear-app-strategy-will-win-in-this-market/</guid>
      <description><![CDATA[<p>Retail brands have an especially tough road in front of them &ndash; and that&rsquo;s even before&nbsp;considering&nbsp;the damage wrought by COVID-19. E-commerce,&nbsp;fast-shifting consumer&nbsp;habits, mobile showrooming, rising costs and more have all dramatically upended the retail landscape.&nbsp;</p>

<p>So&nbsp;what can retailers do to more effectively ensure their survival despite these short-term and long-term trends? Increasingly, the answer lies in mobile apps.&nbsp;&nbsp;</p>

<h2>The Many Benefits of Retail Mobile Apps&nbsp;</h2>

<p>The stores&nbsp;that&nbsp;have apps will drive higher sales&nbsp;versus their app-less competitors. After all, if someone is willing to take the step to download a brand&rsquo;s app, they&rsquo;re likely&nbsp;already&nbsp;a loyal customer.&nbsp;&nbsp;</p>

<p>Apps&nbsp;provide&nbsp;a seamless&nbsp;consumer&nbsp;experience, enabling&nbsp;customers&nbsp;to effectively leverage&nbsp;deals, conduct research and place orders either for in-store pickup/ curbside pickup or for delivery.&nbsp;Consumers today appreciate choice,&nbsp;and apps provide retailers with the ability to provide their customers with options that suit them and their unique needs and buying habits.&nbsp;</p>

<p>Another great advantage of having users with their app on device,&nbsp;beyond providing options to have a direct&nbsp;one-on-one&nbsp;conversation, is&nbsp;to also provide offers and discounts as part of a larger effort to&nbsp;receive direct, quality feedback. This combination&nbsp;of direct and indirect feedback&nbsp;can help app publishers and developers gain a much deeper understanding of their customer base.&nbsp;</p>

<h2>Understanding App Users&nbsp;</h2>

<p>It&rsquo;s important for retailers to understand that apps are not just for highly niche, highly technical audiences. Today, everyone uses apps &ndash; and expects to use apps when advantageous.&nbsp;According to eMarketer, adults in the U.S.&nbsp;<a href="https://www.emarketer.com/content/time-spent-with-media-2019" target="_blank">spend more time using mobile devices than they do watching television</a>, and&nbsp;the vast majority of&nbsp;this time on mobile is devoted to apps.&nbsp;</p>

<p>InMobi&rsquo;s&nbsp;<a href="http://go.inmobi.net/mobile-apps-vs-mobile-websites" target="_blank">own&nbsp;research on this topic</a>&nbsp;bears this out as well.&nbsp;As our first-party&nbsp;mobile&nbsp;data reveals, people across genders, locations, income levels and interests are all devoted app owners and users. Increasingly, if not&rsquo;s a question of whether someone uses apps but rather which apps they use.&nbsp;</p>

<h2>App Users and In-Store Footfall&nbsp;</h2>

<p>What makes someone more likely to visit a brand&rsquo;s physical locations?&nbsp;<a href="https://www.youtube.com/watch?v=5J_GYg92wgc&amp;t=443s" target="_blank">According to our research, it all comes down to app ownership</a>. In fact, we found that someone with a brand&rsquo;s app is 15% more likely to visit their brick-and-mortar shops compared to non-app owners.&nbsp;</p>

<p><img alt="app strategy" src="https://go.inmobi.net/hubfs/app-loyalty-retail-qsr-coffee-pharmacy-inmobi-data.png" /></p>

<p>In the summer of 2019,&nbsp;InMobi&nbsp;turned to its&nbsp;first-party&nbsp;mobile&nbsp;data to look at the customers of 20 major brands within the quick-service restaurant (QSR), coffee, pharmacy and retail grocery spaces in the U.S. We passively observed well over 117,000 store locations across the country and around 9.5 million physical store visits.&nbsp;</p>

<p>The differences between app owners and non-app owners in relation to in-store visits was especially stark in the retail,&nbsp;grocery and pharmacy spaces. Pharmacy app owners visit physical locations close to 21% more often than those without the app, while the percentage is over 19% in retail. Major coffee chain app owners visit&nbsp;those&nbsp;physical locations over 13% more often than those without the app, while the percentage is over 11% in the QSR space.&nbsp;&nbsp;&nbsp;</p>

<p>These findings make sense. After all, if someone is willing to take the step to download a brand&rsquo;s app, then they&rsquo;re also likely to already be a loyal customer predisposed to buying from that outlet.&nbsp;&nbsp;</p>

<p>But for brands, it&rsquo;s critical to understand the extent to which app ownership corresponds with in-store traffic. Today, it has become increasingly difficult to drive in-store footfall &ndash; and this was true before COVID-19. As this data clearly shows, apps are one of the surefire&nbsp;ways&nbsp;brands can continually engage with their customers and get them to frequent brick-and-mortar stores.&nbsp;</p>

<p>For some companies, especially supermarkets and pharmacies along&nbsp;with&nbsp;brands that rely on sales from these locations, it&rsquo;s still critical to drive&nbsp;footfall. These stores are open&nbsp;and rely on in-person visits even today.&nbsp;</p>

<p>While driving people to physical locations might not be possible for brands right now&nbsp;due to&nbsp;current&nbsp;realities,&nbsp;those with apps have a place for users to continue to engage with them&nbsp;even with physical storefronts closed. Apps are also a key avenue for directly offering&nbsp;curbside pickup and&nbsp;home&nbsp;delivery.&nbsp;&nbsp;</p>

<p>People who&nbsp;have downloaded a brand&rsquo;s app on their device are more loyal than those without. Users with a brand&rsquo;s app on their device spend more time engaging with the brand on their phone.&nbsp;&nbsp;</p>

<h2>Understanding App-Less Consumers&nbsp;</h2>

<p>What about those without the apps?&nbsp;According to our earlier research, the top reason people said why they don&rsquo;t have QSR apps is because they prefer to buy things physically.&nbsp;</p>

<p>Of course, it&rsquo;s important to remember that this research was conducted before the spread of novel coronavirus in the U.S. As <a href="https://www.inmobi.com/blog/2020/05/15/Online-Grocery-Shoppers-Food-Delivery-App-Users-Covid-19" target="_blank">more recent&nbsp;InMobi&nbsp;research</a> highlights, brands that have a distinct app strategy can carve out space for themselves today.&nbsp;&nbsp;</p>

<p>For example,&nbsp;Shipt, the e-commerce delivery app from Target,&nbsp;saw&nbsp;a surge in new installs in March 2020, which is enabling them to more effectively compete with grocery store chains, other big box retailers like Walmart and e-commerce giants&nbsp;like Amazon.&nbsp;</p>

<h2>Winning Retail Consumers Today and In the Future&nbsp;</h2>

<p>What can retailers do to stay relevant today as COVID-19 impacts every component of life? The answer is apps. What can retailers do to ensure continued relevance and sales in the months and years ahead? The answer is also mobile apps.&nbsp;As mobile become more central to how consumers find, choose and buy everything from clothing to food and everything in between, it&rsquo;s critical for brands to use apps to retain market share and delight customers.&nbsp;</p>]]></description>
      <dc:subject><![CDATA[Consumer Research, Media Consumption &amp; Trends, Understanding Consumers, English (EN): inmobi.com,]]></dc:subject>
      
      <dc:creator><![CDATA[ Team InMobi  ]]></dc:creator>
      
      <dc:date>2020-10-21T20:14:00+00:00</dc:date>
    </item>
  
    <item>
      <title><![CDATA[In the New Normal: Gearing up for the Festive Season in the Philippines]]></title>
      <link>https://www.inmobi.com/blog/2020/11/10/in-the-new-normal-gearing-up-for-the-festive-season-in-the-philippines/</link>
      <guid>https://www.inmobi.com/blog/2020/11/10/in-the-new-normal-gearing-up-for-the-festive-season-in-the-philippines/</guid>
      <description><![CDATA[<p>Unlike the other festive seasons, this year sees an incredible rise&nbsp;in&nbsp;online&nbsp;sales.&nbsp;What does that mean for marketers? How are the Filipinos&nbsp;gearing up for the much-awaited Christmas?&nbsp;&nbsp;</p>

<p>InMobi brings forth all the nitty-gritty details of the consumer sentiment,&nbsp;shopping trends,&nbsp;and the best ways for marketers to leverage the festive season sales&nbsp;in the post-COVID world in the&nbsp;Gearing Up for the Festive Season Report.&nbsp;</p>

<h1 style="text-align:center"><a href="https://inmo.bi/3mZtJbm"><img alt="" src="https://go.inmobi.net/hubfs/SEA_2020_FestiveFestival/Download%20the%20Report.png" style="height:64px; width:350px" /></a></h1>

<h2><strong>The Key Highlights of the Report&nbsp;</strong></h2>

<p style="text-align:center"><img alt="" src="https://go.inmobi.net/hubfs/SEA_2020_Festive_Season/SEA_2020_FestiveSeason_Philippines_Blog_Image_02.png" style="height:477px; width:850px" /></p>

<ul>
	<li>Along with the holiday season, festive cheer and consumer spending&nbsp;are&nbsp;set to return to the Philippines. 86% of Filipinos are planning to shop this festive season.&nbsp;</li>
	<li>There is a latent demand with 90% of&nbsp;consumers having delayed certain purchases due to&nbsp;the pandemic&nbsp;giving a massive opportunity for marketers to utilize the festive season demand.&nbsp;</li>
	<li>Consumers are going to depend on the digital world for their festive cheer, be it shopping, socializing, or leisure.&nbsp;With people staying at home, entertainment,&nbsp;and shopping shifts to digital, predominantly on mobile.&nbsp;As a result of staying indoors, there&rsquo;s a&nbsp;sharp increase in mobile&nbsp;content consumption.&nbsp;&nbsp;</li>
	<li><strong>Household&nbsp;Targeting:</strong>&nbsp;Roles within the household are changing and to cater to diverse audience personas, household targeting is the key to identify multiple devices at home and reach out to decision-makers and purchase influencers.&nbsp;</li>
	<li><strong>Mobile Engagement:&nbsp;</strong>Gaming and Entertainment are driving high usage and&nbsp;marketers&nbsp;can&nbsp;leverage the momentum to drive the incremental&nbsp;sales&nbsp;with&nbsp;InMobi&rsquo;s&nbsp;in-app advertising platforms.&nbsp;</li>
	<li><strong>Shoppable Media:&nbsp;</strong>This festive season, marketers can&nbsp;engage users through&nbsp;shoppable ads&nbsp;that&nbsp;enable&nbsp;them&nbsp;to check the prices, compare and shop,&nbsp;and provide an interactive shopping experience.&nbsp;With personalization being the key to engage users, brands can customize the creative experience by&nbsp;recreating festive themes.&nbsp;</li>
</ul>

<h1 style="text-align:center"><a href="https://inmo.bi/3mZtJbm"><img alt="" src="https://go.inmobi.net/hubfs/SEA_2020_FestiveFestival/Download%20the%20Report.png" style="height:64px; width:350px" /></a></h1>]]></description>
      <dc:subject><![CDATA[Acquiring New Users, English (EN): inmobi.com,]]></dc:subject>
      
      <dc:creator><![CDATA[ Team InMobi  ]]></dc:creator>
      
      <dc:date>2020-10-20T14:16:00+00:00</dc:date>
    </item>
  
    <item>
      <title><![CDATA[Harbolnas Indonesia: Gearing up for the Sale Season ]]></title>
      <link>https://www.inmobi.com/blog/2020/11/09/harbolnas-indonesia-gearing-up-for-the-sale-season/</link>
      <guid>https://www.inmobi.com/blog/2020/11/09/harbolnas-indonesia-gearing-up-for-the-sale-season/</guid>
      <description><![CDATA[<h2 style="text-align:justify">Harbolnas: The Massive Indonesian Sale Season&nbsp;</h2>

<p>Brought on by the rising popularity&nbsp;and usage&nbsp;of online retail, eCommerce shopping dates have become a major cultural phenomenon worldwide&nbsp;and an integral part of&nbsp;consumers&rsquo; shopping calendars.&nbsp;The&nbsp;Indonesian&nbsp;online&nbsp;sale&nbsp;season popularly known as&nbsp;&lsquo;Harbolnas&rsquo;&nbsp;is&nbsp;known&nbsp;for&nbsp;overwhelming&nbsp;offers&nbsp;and&nbsp;purchases,&nbsp;presenting brands with&nbsp;a massive opportunity to&nbsp;acquire&nbsp;and&nbsp;engage customers.&nbsp;&nbsp;</p>

<p>InMobi&rsquo;s&nbsp;Harbolnas&nbsp;Indonesia: Gearing Up for the Sale Season Report&nbsp;shares&nbsp;insights&nbsp;on&nbsp;the trends&nbsp;and shopping behavior of consumers, the scope of mobile advertising&nbsp;with&nbsp;the increase in usage of apps,&nbsp;and&nbsp;the way ahead&nbsp;for marketers&nbsp;to&nbsp;drive&nbsp;conversions.&nbsp;&nbsp;</p>

<p style="text-align:center"><a href="https://inmo.bi/3mZtJbm"><img alt="" src="https://go.inmobi.net/hubfs/SEA_2020_FestiveFestival/Download%20the%20Report.png" style="height:64px; width:350px" /></a></p>

<h2>Key findings from the report:&nbsp;</h2>

<ul>
	<li><strong>Online shopping sees a&nbsp;spike&nbsp;post-COVID-19.</strong>&nbsp;People prefer to stay at home, and hence&nbsp;the&nbsp;mobile consumption has seen a&nbsp;significant&nbsp;rise, especially video&nbsp;content.&nbsp;</li>
	<li><strong>87% of Indonesians are mobile shoppers.</strong> Mobile is going to spearhead the shopping sale this year.&nbsp;</li>
	<li>Indonesians are becoming more mindful of how they spend their money, leading them to adopt new habits.&nbsp;&nbsp;&#8203;Indonesians will&nbsp;choose price over <strong>brand loyalty&nbsp;and discounts will be the top priority for the upcoming&nbsp;Harbolnas.&nbsp;</strong></li>
	<li>With&nbsp;<strong>92%&nbsp;of&nbsp;consumers exhibiting new shopping behavior&nbsp;</strong>influenced by word-of-mouth and&nbsp;online ads, brands have a high opportunity to bag conversions.&nbsp;Brands can&nbsp;leverage mobile to drive&nbsp;awareness, consideration to conversions.&nbsp;</li>
	<li><strong>Data-driven Marketing:&nbsp;</strong>Marketers must choose measurement at multiple stages of the purchase journey; be it online to online conversions with mobile-first shopping pages, footfall uplift using geo-targeted polygons at stores, third-party loyalty data to understand purchases, or household targeting through cross-identity device graphs.&nbsp;</li>
	<li><strong>Household&nbsp;Targeting:&nbsp;</strong>Marketers must leverage&nbsp;household targeting to reach out to&nbsp;multiple personas&nbsp;based on visitation,&nbsp;appographic,&nbsp;and location attributes and send personalized&nbsp;communication&nbsp;based on user interests.&nbsp;&nbsp;</li>
	<li><strong>The&nbsp;In-app Advantage:&nbsp;</strong>The increased usage of&nbsp;Gaming&nbsp;and&nbsp;Entertainment apps&nbsp;is opening doors for advertisers who are looking to reach the audiences that will future-proof their media strategies.&nbsp;In-app is&nbsp;highly compliant&nbsp;with the&nbsp;brand&nbsp;safety regulations,&nbsp;viewable, verified by IAS and&nbsp;MOAT SDK integrations&#8203;,&nbsp;and each app&nbsp;is&nbsp;reviewed and approved by App Store / Play Store bringing standardization in ad formats ensures marketers a &lsquo;fraud-free&rsquo; approach to reach their target audiences.</li>
</ul>

<p style="text-align:center"><img alt="" src="https://go.inmobi.net/hubfs/SEA_2020_Festive_Season/SEA_2020_FestiveSeason_Harbolnas_Image_03.png.png" style="height:460px; width:850px" /></p>

<ul>
	<li><strong>Growth Marketing:</strong>&nbsp;Integrated&nbsp;Performance Platforms&nbsp;can enable brands&nbsp;to&nbsp;create&nbsp;a&nbsp;media&nbsp;strategy in a way that preserves the measurability and immediacy of mobile, both on&nbsp;programmatic and&nbsp;non-programmatic channels without compromising on transparency and safety.&nbsp;</li>
	<li><strong>Leveraging&nbsp;Retargeting: </strong>Retargeting can activate dormant users and avoid uninstalls, minimize cart abandonment,&nbsp;and&nbsp;lost revenue.&nbsp;The three-step rule of activation, retargeting and re-engagement turns your one-time visitors into long-term consumers.&nbsp;</li>
	<li><strong>Mobile&nbsp;Creative&nbsp;Best Practices:&nbsp;</strong>Creative that turn the mobile-first game into mobile-only opportunities are the need of the hour for marketers.&nbsp;InMobi&rsquo;s&nbsp;ground-breaking creative with visually rich, contextually aware brand narratives, and carefully crafted storytelling videos enable your brand&rsquo;s voice to be heard by the right audiences. Voice ads and gamified ads are here to rule the sale season. Learn how marketers must explore them to widen their reach and strengthen their impact.&nbsp;</li>
</ul>

<p style="text-align:center"><a href="https://inmo.bi/3mZtJbm"><img alt="" src="https://go.inmobi.net/hubfs/SEA_2020_FestiveFestival/Download%20the%20Report.png" style="height:64px; width:350px" /></a></p>]]></description>
      <dc:subject><![CDATA[Acquiring New Users, English (EN): inmobi.com,]]></dc:subject>
      
      <dc:creator><![CDATA[ Team InMobi  ]]></dc:creator>
      
      <dc:date>2020-10-20T07:08:00+00:00</dc:date>
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      <title><![CDATA[What Retailers Need to Know for the 2020 Holidays: Q&A With Celtra on Retail In-App Advertising Best Practices]]></title>
      <link>https://www.inmobi.com/blog/2020/10/19/2020-holidays-qa-celtra-retail-in-app-advertising-best-practices/</link>
      <guid>https://www.inmobi.com/blog/2020/10/19/2020-holidays-qa-celtra-retail-in-app-advertising-best-practices/</guid>
      <description><![CDATA[<p>We recently chatted with&nbsp;Nikki Gertner, Senior Product Marketing Manager at Celtra, to discuss&nbsp;about how retailers should approach digital advertising during the 2020 holiday shopping season and how they should be thinking about their mobile ad creatives.</p>

<h2>What should creatives look like for retailers looking to drive app installs/UA (user acquisition) this holiday season?</h2>

<p>This is a particularly interesting question, since more consumers than ever before will be taking their holiday shopping online this season. According to eMarketer, 81.5% of U.S. adults say that they will do more than half of their holiday shopping digitally, which means it&rsquo;s a great time for retailers to encourage app downloads and signups.</p>

<p>In our research, (Celtra and&nbsp;Dynata Survey, August 2020) Celtra recently surveyed 1,000 U.S. consumers to uncover their feelings surrounding holiday creative. 33% of consumers responded that an entertaining story or message makes the creative more memorable. 28% of consumers responded that a high-quality design is what makes the message stick. 23% of consumers responded that they find the ad to be memorable when the brand is instantly recognizable. Interestingly enough, only 17% of consumers said that a lucrative offer makes the ad more appealing.&nbsp;</p>

<p>If you are looking to <a href="https://www.youtube.com/watch?v=IgjgGf0CfQM" target="_blank">drive more app installs/UA with your creative this holiday season</a>, focus on making a variety of messages which are entertaining and meaningful, with gorgeous high-quality design instead of relying solely on an incentive or free offer to encourage consumers to download your app.&nbsp;</p>

<h2>What should creatives look like for retailers looking to drive in-store/in-person visits/footfall?</h2>

<p>In 2020, with the pandemic on our hands, it suddenly became much more difficult to drive in-store visits let alone any in-person meetings at all. 56% of shoppers say they visited fewer brick and mortar stores during the pandemic. One thing we can bet on is that increased e-commerce adoption is here to stay. Older shoppers, who perhaps had never shopped online before, are getting used to this new normal. For example, my parents (65+ baby boomers) started using Amazon for the very first time in 2020. They love to buy toys for my baby niece.&nbsp;</p>

<p><a href="https://www.youtube.com/watch?v=EUvpNCMBtHg&amp;t=1s" target="_blank">E-commerce is the new brick and mortar, and even more so during this unpredictable time</a>. We suggest investing in creative experiences centered around online shopping as opposed to in-person shopping. Experiment with <a href="https://www.youtube.com/watch?v=rs3ULx9EyCo" target="_blank">shoppable formats</a>, and take advantage of the true value of audiences. Build creative experiences that encourage online conversion in a way that will resonate with the audience&rsquo;s particular online shopping experience. <a href="https://www.youtube.com/watch?v=1BvbFdcHpCo">Glossier is a great example of a brand that does this really well</a>. A digital-first company, Glossier never had a brick and mortar store. They always release special, limited edition products during the holiday season which are designed specifically for the digital shopping experience of Black Friday and Cyber Monday.</p>

<h2>How should creatives this year address the current state of the world?</h2>

<p>According to a recent Comscore report, news consumption is still up: 28% higher than pre-pandemic levels in July/August. People are paying attention to what&rsquo;s going on and ad creatives are not sitting idly by in the dark.&nbsp;</p>

<p>Something that we&rsquo;re seeing a lot of at Celtra right now are <a href="https://www.youtube.com/watch?v=_vgUt-WDfwY" target="_blank">creatives that make bold statements with words, using a typographical approach rather than visuals</a>. This could be the right approach to take when you need a creative to make an impact, but stay consistent with a brand&rsquo;s identity (namely colors and fonts). This approach also works well for making changes during a live campaign. For example, if you need to make a change on the fly, let&rsquo;s say a copy change in a disclaimer about shipping, you can easily pop this content into a dynamic feed and apply it across all of your creative variants automatically.</p>

<h2>How can retailers make effective banners and video ads?</h2>

<p>Video is the main way we are connecting and communicating with each other now. I&rsquo;m a big fan of the punk and hardcore scene here in NYC, so I&rsquo;ve been watching as many livestream gigs as possible. For some artists, this approach works really well (especially if they&rsquo;re playing something intimate and acoustic). But for others, the effect isn&rsquo;t the same if you&rsquo;re not standing right in front of them.&nbsp;</p>

<p>The same approach should be taken with banner and video ads: one size does not fit all. A <a href="https://www.youtube.com/watch?v=u9q0IC3b7-w" target="_blank">modular ad product suite is the key</a> to finding the optimal ways to drive performance. You need to be able to constantly innovate your offering and adopt a workflow where you can easily test various combinations to find the winning ones. This means not just ad products&nbsp;but also ad experiences: UX-friendly formats combined with video, animation and shoppable features. Plus, an efficient and scalable production process is crucial. Consistent design templates help production teams quickly apply new advertiser content during each campaign launch.&nbsp;</p>

<h2>How important is creative customization for retailers (along the lines of personalization and tailoring creatives for different segments of your audience)?</h2>

<p>This is also a topic I&rsquo;m really interested in these days, because we all know that third-party cookies are dying but we don&rsquo;t yet know what is going to replace them for sure. This puts <a href="https://www.youtube.com/watch?v=I2Iz52qjRjY" target="_blank">a big question mark on the future of creative personalization</a>.</p>

<p>This is actually great news for publishers who have robust audience data to offer. As privacy changes sweep our industry, introducing the idea of customer-centric, consumer-owned data, advertisers will need to find new ways to target their audiences. They&rsquo;ll turn to the publishers, who can offer lucrative audience data which matches their desired customer.&nbsp;</p>

<p>It&rsquo;s possible that with the death of the third-party cookie, contextual personalization is going to make a big comeback in ad creative. Contextual targeting will be key, as opposed to behavioral targeting. Ads will be targeted based on adjacent content, rather than by previous site visits.</p>

<h3>About the Author/Interviewer &nbsp; &nbsp;&nbsp;</h3>

<p>Matthew Kaplan has over a decade of digital marketing experience, working to support the content goals of the world&rsquo;s biggest B2B and B2C brands. He is a passionate app user and evangelist, working to support diverse marketing campaigns across devices.</p>]]></description>
      <dc:subject><![CDATA[Advertising, English (EN): inmobi.com,]]></dc:subject>
      
      <dc:creator><![CDATA[ Matt Kaplan,  Content Strategist  ]]></dc:creator>
      
      <dc:date>2020-10-19T19:53:00+00:00</dc:date>
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      <title><![CDATA[Mobile Insights with InMobi: Understanding Growth Marketing Trends with Navin Madhavan]]></title>
      <link>https://www.inmobi.com/blog/2020/10/16/mobile-insights-with-inmobi-understanding-growth-marketing-trends-with-navin-madhavan/</link>
      <guid>https://www.inmobi.com/blog/2020/10/16/mobile-insights-with-inmobi-understanding-growth-marketing-trends-with-navin-madhavan/</guid>
      <description><![CDATA[<p>In this latest edition of <a href="https://soundcloud.com/user-802421075/mobile-insights-with-inmobi-qa-with-navin-madhavan-on-growth-marketing-trends">our podcast series Mobile Insights with InMobi</a>, Navin Madhavan, VP, Growth Platforms at InMobi talks about the current state of growth marketing, top trends in growth marketing in North America and APAC, how small businesses can get ahead, and what the future holds for growth marketers. We bring a sneak peek into the highlights of the podcast in this blog. <a href="https://soundcloud.com/user-802421075/mobile-insights-with-inmobi-qa-with-navin-madhavan-on-growth-marketing-trends">Be sure to tune in today</a>!</p>

<div style="text-align:center"><a class="btn btn-p" href="https://soundcloud.com/user-802421075/mobile-insights-with-inmobi-qa-with-navin-madhavan-on-growth-marketing-trends">LISTEN IN</a></div>

<h2>&nbsp;</h2>

<h2>Growth in a Post-pandemic World</h2>

<p>The pandemic has changed the way in which people are consuming mobile and content on their mobile devices, especially in a market like India, where the lockdown kicked in with far more severity. Starting late March, early April, people started playing a lot of games on their phones, which meant that session time started going up. A lot of movies releasing on digital screens has been a witness to companies being nimble and adapting to the new normal.</p>

<h2>Qualitative Growth is the Key</h2>

<p>Marketers are focused on understanding the highest performing channels and investing in channels that deliver the best results. It does not purely mean the scale at which users are being driven onto their platform, but also that they are looking very closely at the quality of users being driven. &ldquo;What I&#39;ve seen over the last, say three to five years happening across the globe, is people have moved away from just acquiring the user to acquiring a loyal user, the definition of loyal user varies by the company, and by the vertical&rdquo;, says Navin.</p>

<h2>Regional Diversities Play a Crucial Role in Determining Growth</h2>

<p>Depending upon geography and the vertical, the growth trends vary. Marketers from different geographies like North America are primarily focused on transparency. So, the attention is far more on knowing exactly every part of the funnel of the advertising ecosystem.</p>

<p>In emerging markets like India and SEA are chasing growth rapidly as they are evolving faster than ever. This means these markets are more scale-focused, scale at the right cost, scale, and the right users and less focused on transparency. But given the stage of evolution of both the market and the companies are younger than what it is in North America, they&#39;ve been chasing scale at the cost of transparency.</p>

<h2>The Solve for Growth in Different Markets</h2>

<p>The spending ability of digital-first users in North America is very different from that in some of these markets. So, a lot of pockets in APAC may continue to drive for growth in high volumes.</p>

<p>Navin shares his thoughts on the varying markets and says <em>&ldquo;I think in very similar verticals, I would call it either e-commerce or, possibly media, which is the likes of Disney+ or Netflix, the trends could be very similar, where you&#39;re looking for where because any user who&#39;s transacting needs to transact and higher ticket volumes, they will tend to imitate something like North America in terms of trends that they&#39;re&nbsp;looking for, and the kind of users that they chase. But say verticals like fitness, education, technology, banking, and financial services, etc., will go more for higher penetration because there the ticket value could be much lesser, and hence they chase volume rather than a small set of higher quality. That is what I see as being different between the two ecosystems.&rdquo;</em></p>

<h2>Turning One-time Purchaser to a Loyal Customer</h2>

<p>Brands are not acquiring a one-time purchaser; they are going out of the way to convert them to loyal consumers. Right from providing incremental value to seamless experiences, brands are playing the best bets to build a strong retention pipeline. And the ones that do that well are going to really have a huge pool of long-term loyal users, that&#39;s just going to drive like continued growth for them on an ongoing basis.</p>

<h2>Startups Must Leverage Influencer Marketing to Drive Growth</h2>

<p>To stay on top of the game, marketers must leverage the early adopters and micro-influencers who could influence the larger community. The other growth driver for startups is going to be investing in measurable channels. Paid marketing calls for systems in place that can measure the impact, be it analytics that defines the consumer journey, attribution channels, or marketing automation platforms.</p>

<p><br />
Navin adds, &ldquo;<em>I think the last part in terms of measurability is to ensure that you&#39;re watching your customer acquisition cost like a hawk, right? It&#39;s important that you keep seeing how the metric evolves as you pump in marketing dollars because it&#39;s not just the paid marketing channels that are expected to drive results, you are hoping that these paid marketing channels bring in a trend of virality that I spoke about earlier, that they start helping you go up the Play Store. And so overall, your organics also start going up. So that I think is very important for every marketer to understand that your marketing dollars are not influencing just the volume of users coming into your paid marketing channels, but also look for that additional flywheel of where the organic kick is going to come in from, where are you going to get the additional benefit of putting in marketing dollars&rdquo;.</em></p>

<h2>Growth Marketing: The Futuristic Approach</h2>

<p>Marketers must adapt to the new normal in the two large ecosystems- The USA and APAC. The leaders in the advertising ecosystem must ensure that all the right standards are set and communicated to the brands to help them understand the consumer journey in the next 12 months.</p>

<p>Navin concludes by saying <em>&ldquo;Our growth lies in the growth of our partners and will be far more invested as we help them grow across markets. I know that my colleagues are doing the same, I know that I and my colleagues in APAC are doing the same. And we&#39;ll continue to do that. Because I think that&#39;s the only way in which we can all learn and grow&rdquo;.</em></p>

<h2>Mobile-first is the Way Ahead for Marketers</h2>

<p>A lot of the businesses have had to become truly mobile-first, rather than considering mobile as an alternate channel. App experience, the digital experience, is far more beautiful, sophisticated, and natural to the users. And it&#39;s been interesting to see how different verticals have taken the leap, moved around, fast offered additional services.</p>

<h2>Upscale Your Growth Marketing with InMobi</h2>

<p>Interested in learning more about how InMobi&rsquo;s growth marketing expertise can help your business? Reach out today to Navin at <a href="mailto:navin.madhavan@inmobi.com">navin.madhavan@inmobi.com</a> or on Twitter at <a href="https://twitter.com/madnavin">@madnavin</a>.</p>

<p>For more information about InMobi&rsquo;s growth marketing capabilities, head to <a href="http://www.inmobi.com/dsp">inmobi.com/dsp</a>.</p>

<h3>About the Author/Interviewer&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</h3>

<p>Matthew Kaplan has over a decade of digital marketing experience, working to support the content goals of the world&rsquo;s biggest B2B and B2C brands. He is a passionate app user and evangelist, working to support diverse marketing campaigns across devices.</p>]]></description>
      <dc:subject><![CDATA[Acquiring New Users, Understanding Consumers, English (EN): inmobi.com,]]></dc:subject>
      
      <dc:creator><![CDATA[ Team InMobi  ]]></dc:creator>
      
      <dc:date>2020-10-16T13:30:00+00:00</dc:date>
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    <item>
      <title><![CDATA[Top Retail Mobile App Statistics You Need to Know in 2020 ]]></title>
      <link>https://www.inmobi.com/blog/2020/10/15/retail-mobile-app-statistics-2020/</link>
      <guid>https://www.inmobi.com/blog/2020/10/15/retail-mobile-app-statistics-2020/</guid>
      <description><![CDATA[<p>With the critical holiday shopping season approaching in the United States, here are the&nbsp;key&nbsp;retail mobile app statistics you really need to know. By answering these questions, we take a deep dive into the habits and actions of these&nbsp;smartphone users.&nbsp;</p>

<h2>1) Who Are These&nbsp;Mobile App Users?&nbsp;</h2>

<p>For a deep dive into who was using the top retail Android and&nbsp;iOS apps, we turned to the data. Specifically, we used&nbsp;InMobi&rsquo;s&nbsp;first-party mobile data to look at who had&nbsp;the&nbsp;Walmart, Amazon, eBay, Wayfair, Target, Walgreens, Etsy, CVS, Kohl&rsquo;s, Disney Store, Best Buy, RetailMeNot and/or Zulily apps on their&nbsp;mobile&nbsp;devices.&nbsp;</p>

<ul>
	<li>Perhaps unsurprisingly, the majority of those with these apps&nbsp;are women. Overall, 55% of recent app installers were female.&nbsp;</li>
	<li>61% of recent app installers were&nbsp;White.&nbsp;&nbsp;</li>
	<li>The bulk of recent retail and e-commerce app installers are&nbsp;in&nbsp;middle- and&nbsp;lower-income&nbsp;brackets. Two-thirds make less than $75,000 a year annually.&nbsp;</li>
	<li>In terms of age, 22% of recent app installers were between 46 and 55 years old, while 20% were between the ages of 26 and&nbsp;35. In addition, 35% were over the age of 55.&nbsp;</li>
</ul>

<p><img alt="mobile app usage statistics" src="https://go.inmobi.net/hubfs/retail-mobile-app-statistics-age-gender-app-installers-inmobi.png" /></p>

<h2>2) How Do Users of&nbsp;Retailer Apps&nbsp;Differ from Users in Other&nbsp;App Categories?&nbsp;</h2>

<p>Interestingly, retail app installers look very similar to those who had downloaded apps to purchase consumer packaged goods (CPG) recently. Between July and September, people who had installed popular apps to buy CPG items, including&nbsp;Drizly, Instacart and Walmart, were also majority female, majority White, of similar ages and&nbsp;mostly in the&nbsp;middle- and lower-income&nbsp;ranges.&nbsp;&nbsp;</p>

<p>There were similar trends observed with consumer-to-consumer (C2C) marketplace apps like&nbsp;Letgo&nbsp;and&nbsp;OfferUp. In&nbsp;<a href="https://www.inmobi.com/blog/2020/01/20/understanding-the-c2c-mobile-user" target="_blank">our analysis of that space from 2019</a>, we found that many C2C app owners&nbsp;were also female, White and with annual incomes under $75,000.&nbsp;</p>

<p><strong>Many of these retail app users can also be found playing popular&nbsp;mobile gaming&nbsp;apps.&nbsp;</strong>In particular,&nbsp;<a href="https://www.inmobi.com/blog/2020/02/03/understanding-the-hyper-casual-game-market" target="_blank">our analysis of&nbsp;popular hyper casual games</a>&nbsp;showed that many of those playing popular mobile games are also female&nbsp;and White. In addition, many were either&nbsp;between&nbsp;26 and 35 years old&nbsp;or older.&nbsp;</p>

<p>Interestingly, those who had installed major retail apps of late are different than those who&nbsp;<a href="https://www.inmobi.com/blog/2020/10/01/apps-from-the-largest-consumer-electronics-retailers" target="_blank">have downloaded consumer electronics retail apps recently</a>. In the consumer electronics space, most retail app installers are male and wealthier.&nbsp;</p>

<h2>3)&nbsp;Will Shoppers Use&nbsp;Mobile Devices&nbsp;To&nbsp;Buy Holiday Gifts in 2020?&nbsp;</h2>

<p>According to the latest stats from&nbsp;App Annie, mobile is playing a larger role than ever before in the shopping experience. In particular, App Annie has found American&nbsp;consumers spending&nbsp;a total of&nbsp;<a href="https://www.appannie.com/en/insights/mobile-minute/2020-holiday-season-predictions/" target="_blank">1 billion hours&nbsp;shopping&nbsp;on mobile</a>, an increase of 50%&nbsp;year over year&nbsp;in time&nbsp;users spend&nbsp;shopping on their&nbsp;mobile devices.&nbsp;</p>

<p>While a significant chunk of this growth is happening because of COVID-19 and the drive to limit out-of-home shopping, it is key to note that these trends were well under way even before the year began. For example, at the end of 2019, Business Insider predicted retail&nbsp;mobile payments&nbsp;to be&nbsp;<a href="https://www.businessinsider.com/mobile-commerce-shopping-trends-stats" target="_blank">greater than $280 billion in the U.S. alone</a>.&nbsp;</p>

<p>However, App Annie did note that&nbsp;when consumers will be using mobile for retail shopping will look different this year. In the past, a lot of e-commerce spending happened right at the beginning of the holiday shopping season, specifically on Black Friday and Cyber Monday.&nbsp;But considering the state of the global economy and recent moves by Amazon, mobile retail spending is expected to be more spread out in 2020 than it has been in years past.&nbsp;</p>

<h2>4) Will M-Commerce Consumers Use&nbsp;Mobile Websites&nbsp;or Apps?&nbsp;</h2>

<p>All told, total global&nbsp;mobile app revenue&nbsp;is expected to&nbsp;equal&nbsp;<a href="https://www.statista.com/statistics/269025/worldwide-mobile-app-revenue-forecast/" target="_blank">close to $582 billion&nbsp;in 2020</a>. But,&nbsp;<a href="https://mindsea.com/app-stats/" target="_blank">none of the top 10 grossing&nbsp;apps are retail apps</a>.&nbsp;So&nbsp;does that mean that most mobile commerce is happening on mobile websites over apps?&nbsp;</p>

<p>Not at all.&nbsp;In fact, our research from both&nbsp;<a href="https://www.inmobi.com/blog/2020/09/22/what-do-summer-shopping-habits-say-about-2020-holiday-shopping-trends" target="_blank">the summer of 2020</a>&nbsp;and&nbsp;<a href="https://www.inmobi.com/blog/2019/12/18/mobiles-role-in-black-friday-holiday-shopping" target="_blank">the 2019 holiday shopping season</a>&nbsp;shows that consumers are increasingly gravitating towards&nbsp;a&nbsp;number of&nbsp;apps&nbsp;to both learn about products and to make purchases.&nbsp;</p>

<p>However, there are some interesting wrinkles to the retail mobile app space:&nbsp;</p>

<ul>
	<li>The&nbsp;Google Play Store&nbsp;is driving a lot of this m-commerce growth, with App Annie noting major increases in usage on&nbsp;mobile devices&nbsp;using the Android operating system.&nbsp;</li>
	<li>Amazon thoroughly dominates the shopping app category, although other retail apps are seeing growth.&nbsp;</li>
	<li>Americans will be using retail mobile apps primarily to buy clothing, shoes, jewelry and accessories this holiday shopping season.&nbsp;</li>
</ul>

<h2>5)&nbsp;How Can Retailers Drive&nbsp;App Downloads?&nbsp;</h2>

<p>With app-based m-commerce expected to rise, retailers need to put themselves in the best position possible to capture&nbsp;these sales. As a result, it&rsquo;s critical that retailers drive both downloads and usage of their mobile apps, while also keeping app and shopping cart&nbsp;abandonment rates&nbsp;low this holiday season.&nbsp;</p>

<p>So&nbsp;what are some ways these retails can drive app downloads? In-app advertising can always help for user acquisition, along with other marketing strategies.&nbsp;There&rsquo;s a reason why eMarketer predicts retail digital ad spending to be&nbsp;<a href="https://content-na2.emarketer.com/us-retail-digital-ad-spending-2020" target="_blank">greater than $28 billion in 2020</a>.&nbsp;</p>

<p>Retailers are going to be very aggressive this year with their digital offerings &ndash; even more so than in the past. The fact that major retailers like Walmart and Target are&nbsp;<a href="https://www.usatoday.com/story/money/2020/07/28/thanksgiving-2020-store-closures-list-holiday-shopping-changes/5481009002/" target="_blank">not opening on Thanksgiving Day for the&nbsp;first time in recent memory</a>&nbsp;shows how retailers are further prioritizing digital shopping channels in 2020. This&nbsp;may help set the tone and urgency with other brands&nbsp;and their agencies.&nbsp;</p>

<p>Specials and app-specific offers can help a lot too.&nbsp;In fact, in looking at daily app install trends over the summer, brands like CVS and Best Buy had the best results&nbsp;when they launched exclusives and app-first offers.&nbsp;&nbsp;</p>

<p>Already,&nbsp;<a href="https://www.cnbc.com/2020/10/02/black-friday-is-over-heres-why-retailers-are-touting-weeks-of-deals.html" target="_blank">brands are following this example</a>. For instance, Home Depot announced two months ahead of Black Friday that they were offering discounts staring in early November, while Best Buy is planning promotions earlier this year than in the past.&nbsp;&nbsp;&nbsp;</p>

<p><img alt="app user segmentation" src="https://go.inmobi.net/hubfs/retail-mobile-app-statistics-app-install-trends-inmobi.png" /></p>

<p>Did any of these data points surprise you? What role do you think apps will play this holiday shopping season? Let us know on&nbsp;social media! Send us your comments on&nbsp;<a href="https://twitter.com/inmobi" target="_blank">Twitter</a>,&nbsp;<a href="https://www.linkedin.com/company/inmobi/" target="_blank">LinkedIn</a>&nbsp;and/or&nbsp;<a href="https://www.facebook.com/inmobi" target="_blank">Facebook</a>.&nbsp;</p>

<p>Interested in learning more about mobile shopping habits? Want to conduct your own mobile-first research campaign? Reach out today to learn more about&nbsp;<a href="https://www.inmobi.com/pulse" target="_blank">InMobi Pulse</a>&nbsp;and its many capabilities.&nbsp;</p>

<h3>About the Author&nbsp;</h3>

<p>Matthew Kaplan has over a decade of digital marketing experience, working to support the content goals of the world&rsquo;s biggest B2B and B2C brands. He is a passionate app user and evangelist, working to support diverse marketing campaigns across devices.&nbsp;</p>]]></description>
      <dc:subject><![CDATA[Consumer Research, Media Consumption &amp; Trends, Understanding Consumers, English (EN): inmobi.com,]]></dc:subject>
      
      <dc:creator><![CDATA[ Matt Kaplan,  Content Strategist  ]]></dc:creator>
      
      <dc:date>2020-10-15T08:45:00+00:00</dc:date>
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    <item>
      <title><![CDATA[Why Retail Advertising Should Be Mobile First in 2020]]></title>
      <link>https://www.inmobi.com/blog/2020/10/13/why-retail-advertising-should-be-mobile-first-in-2020/</link>
      <guid>https://www.inmobi.com/blog/2020/10/13/why-retail-advertising-should-be-mobile-first-in-2020/</guid>
      <description><![CDATA[<p>In both the&nbsp;short term&nbsp;and the long term, retail advertising should be centered around mobile devices and mobile apps.&nbsp;Increasingly, it&rsquo;s the best&nbsp;marketing strategy&nbsp;for boosting&nbsp;retail sales.&nbsp;</p>

<p>To get&nbsp;a better sense of what&nbsp;potential buyers are looking for from&nbsp;retail stores,&nbsp;InMobi&nbsp;recently commissioned a survey using&nbsp;<a href="https://www.inmobi.com/pulse" target="_blank">InMobi&nbsp;Pulse</a>,&nbsp;InMobi&rsquo;s&nbsp;mobile market research solution. The poll reached&nbsp;a&nbsp;diverse&nbsp;panel&nbsp;over&nbsp;1,600 adults&nbsp;from across&nbsp;the United States,&nbsp;asking questions around what will&nbsp;draw people&nbsp;to&nbsp;local stores&nbsp;and online shopping portals, particularly during the upcoming 2020 holiday shopping season.&nbsp;</p>

<p>Here&rsquo;s what our research found.&nbsp;</p>

<h2>1) Mobile is Increasingly&nbsp;A Key&nbsp;Point of Purchase&nbsp;</h2>

<p>Many Americans say they will be researching and buying gifts (including&nbsp;products and services) from their mobile devices this holiday season.&nbsp;Overall, 62% said they would be browsing and buying gifts from mobile this year, with 67% of all women saying the same thing.&nbsp;</p>

<p>More Americans will be buying from mobile in 2020 than in 2019. Compared to last year, 47% said they will be buying more from mobile this year, while&nbsp;44% said mobile device usage would remain the same. Only 9% said they would be buying less from&nbsp;mobile this year.&nbsp;</p>

<p>Most of this mobile shopping is happening&nbsp;on app too. While 47% said they would be using mobile websites for their holiday shopping, 76% said&nbsp;would be using mobile apps for the same purpose.&nbsp;This difference is especially stark with women&nbsp;(45% using mobile web versus 83% using mobile apps).&nbsp;&nbsp;</p>

<p><strong>Action:&nbsp;</strong>Not only is mobile in-app advertising table stakes going forward, but it&rsquo;s also critical&nbsp;for retailers to invest in&nbsp;both&nbsp;their own mobile apps&nbsp;and popular third-party retail apps. In fact, there should be a&nbsp;sense of urgency&nbsp;towards getting first-party apps up to par, since they are key to both how consumers&nbsp;learn about and buy items.&nbsp;</p>

<h2>2)&nbsp;Retail&rsquo;s Mobile&nbsp;Target Audience&nbsp;Includes&nbsp;Older Millennials, Gen&nbsp;X and Parents&nbsp;</h2>

<p>While mobile shopping is shaping up to be popular with just about everyone this holiday season, it seems to be especially popular with both people between 36 and 45 years old and those with adult children still&nbsp;at home.&nbsp;&nbsp;</p>

<p>For instance, 71% of those between 36 and 45 said they would&nbsp;be buying and browsing on mobile this holiday season, compared to 62% overall. And, over half of those in this age group (56%) said they would be buying more from mobile in 2020 compared to 2019. Further, while 48% of Americans between 36 and 45 said they would be using mobile websites for their holiday shopping,&nbsp;a whopping 85% said would be using mobile apps for the same purpose.&nbsp;</p>

<p>We saw similar trends with adults who have&nbsp;children over 18 still living at home. Not only did 54% of those&nbsp;in this cohort say they would be buying on mobile more this year compared to last year, but&nbsp;they would also more likely to use mobile apps or mobile websites (71% versus 49%).&nbsp;</p>

<p>Parents with young kids were also more likely than average to be using mobile as part of their holiday shopping journey.&nbsp;For one, 69% of parents with younger kids said they would be both buying and browsing from mobile this year. In addition, they were more likely than&nbsp;the typical American to favor mobile apps over mobile webpages (78% for apps compared to 53% for mobile websites).&nbsp;</p>

<p><strong>Action:&nbsp;</strong>Leverage&nbsp;<a href="https://www.inmobi.com/audiences" target="_blank">InMobi custom audiences</a>&nbsp;to identify and target these consumers&nbsp;in retail&nbsp;ad campaigns.&nbsp;This can help to ensure that retailers are reaching their best audiences when running mobile in-app advertising.&nbsp;</p>

<h2>3)&nbsp;Mobile Advertising Should Be Used for&nbsp;Bringing Customers&nbsp;to Both Online Stores and&nbsp;Brick and Mortar&nbsp;Locations&nbsp;</h2>

<p>As our research shows, mobile advertising is&nbsp;far more&nbsp;effective&nbsp;than traditional forms of advertising like&nbsp;local newspaper&nbsp;ad buys&nbsp;for retailers looking to drive sales this holiday season. Overall, 53% said they discover new products through mobile ads, with rates being even higher for those between 36 and 45 years old (59%) and those with adult children at home (58%).&nbsp;</p>

<h3>Top Retail Mobile Ad Formats&nbsp;</h3>

<p>Video ads are more likely to be noticed than any other ad format, with 42% saying they notice these kinds of ads&nbsp;on their mobile devices. Video was followed by native ads (40%), banners (29%) and interstitial ads (25%).&nbsp;</p>

<p>People between the ages of 36 and 45 notice mobile ads at a much higher rate than their peers. Not only do 53% of people in this age range say they notice mobile video ads, but 46% said they noticed native ads&nbsp;while a whopping 43% said they noticed banner ads.&nbsp;</p>

<h3>Top App Categories for Retail Mobile Advertising&nbsp;</h3>

<p>Where do consumers notice mobile ads? The top answer was social apps (45%) followed by gaming apps (38%). Interestingly, only 36% said they noticed ads on mobile websites.&nbsp;</p>

<p>But it is worthwhile&nbsp;to note that different types of&nbsp;in-app ad placements perform better with certain groups than others. For example, people between the ages of 26 and 35&nbsp;are more likely than others to&nbsp;notice ads in social apps,&nbsp;while&nbsp;women are more likely than men to say they notice ads in gaming apps.&nbsp;In addition, people with young kids are far more likely than the general population to notice ads in&nbsp;streaming apps, men reported the highest rates of ad noticing in news apps.&nbsp;</p>

<h3>Best Call to Actions for Mobile Ads&nbsp;</h3>

<p>After seeing an ad for a product that interests them, what action do Americans usually take? By far the top answer across the board was visit the brand&rsquo;s website, with 60% saying this was their most common next step.&nbsp;</p>

<p>This is a critical insight for retailers running mobile ads to consider.&nbsp;In light of&nbsp;this step, brands must make sure that there is a smooth transition between the mobile app environment and the mobile web page.&nbsp;&nbsp;</p>

<p>It&rsquo;s important to know that, as stated previously many consumers don&rsquo;t want to buy from a mobile website. This shows that mobile ads can help with discovery and&nbsp;<a href="https://www.inmobi.com/blog/2020/06/01/what-you-need-for-in-app-mid-funnel-prospecting-campaigns" target="_blank">mid-funnel prospecting</a>, but not always direct sales; only 15% said purchased a product directly after seeing an ad.&nbsp;</p>

<p>Our research did find that mobile ads can be highly effective at driving footfall to brick and mortar stores. After visit a brand&rsquo;s website, find a brand&rsquo;s location to visit was the&nbsp;second-most commonly cited&nbsp;post-ad action step.&nbsp;&nbsp;</p>

<p>In addition,&nbsp;<strong>18% said they either opened or downloaded a brand&rsquo;s app after seeing their ad; around a quarter of those between the ages of 26 and 45&nbsp;said they took this action after seeing an ad for a product that interested them.</strong>&nbsp;Yet again, this highlights why retailers should invest in their own app and not solely rely on third-party e-commerce stores.&nbsp;</p>

<p><strong>Action:</strong>&nbsp;Embrace mobile&nbsp;advertising (especially in-app advertising)&nbsp;for out-of-store and in-store advertising, since it is often seen and is effective.&nbsp;However, retailers need to make sure they are investing in the right kinds of ad creatives for their target audience, and that they are showing up in the right kinds of apps. Retail mobile ads should also include an appropriate call to action that will likely lead to results.&nbsp;</p>

<h2>4) Expect&nbsp;Increasing Sales&nbsp;of Clothing and Electronics from M-Commerce&nbsp;</h2>

<p>Over half (55%) said they would be buying clothing, shoes and/or bags from their mobile devices this holiday season. This is hardly surprising, as&nbsp;<a href="https://www.inmobi.com/blog/2019/12/18/mobiles-role-in-black-friday-holiday-shopping" target="_blank">our reporting from last year</a>&nbsp;found the same thing to be true then.&nbsp;</p>

<p>What else will consumers be buying from their mobile devices this holiday season? Other popular categories include personal electronics (43%), toys (40%), home items like d&eacute;cor, furniture and kitchenware (34%) and beauty and personal care items (31%).&nbsp;Again, this all largely aligns with what our 2019 research uncovered.&nbsp;&nbsp;</p>

<p>And it shows that Americans are not really making&nbsp;impulse buys on mobile.&nbsp;The kinds of items that consumers are buying using their mobile devices during the holiday shopping season are often major purchases.&nbsp;Many of the top spending categories are marquee spending items, which consumers typically don&rsquo;t buy on a whim.&nbsp;</p>

<p><strong>Action:</strong>&nbsp;Retailers with offerings in these categories should both embrace mobile advertising and ensure they have quality mobile shopping channels established.&nbsp;</p>

<h2>2020 Holiday Shopping: A&nbsp;Special Event&nbsp;or Business&nbsp;As&nbsp;Usual?&nbsp;</h2>

<p>In many ways,&nbsp;2020 is very different than any other year when it comes to retail shopping patterns. After all, not only are people more likely to stay at home and avoid crowded indoor spaces, but many people have been&nbsp;economically impacted by COVID-19.&nbsp;</p>

<p>And yet, in other ways, 2020 shopping trends are not that different than what has been observed in the past. Mobile shopping was on the rise even before 2020, and our data shows that it is indeed here to stay. Mobile continues to be a key part of the retail shopping&nbsp;experience.&nbsp;</p>

<p>What do you think of our survey results? What will the 2020 holiday shopping experience&nbsp;actually look&nbsp;like? We&rsquo;d love to hear from you on&nbsp;social media! You can reach out to us on&nbsp;<a href="https://twitter.com/inmobi" target="_blank">Twitter</a>,&nbsp;<a href="https://www.linkedin.com/company/inmobi/" target="_blank">LinkedIn</a>&nbsp;and&nbsp;<a href="https://www.facebook.com/inmobi" target="_blank">Facebook</a>.&nbsp;</p>]]></description>
      <dc:subject><![CDATA[Acquiring New Users, Advertising, Consumer Research, Media Consumption &amp; Trends, Understanding Consumers, English (EN): inmobi.com,]]></dc:subject>
      
      <dc:creator><![CDATA[ Team InMobi  ]]></dc:creator>
      
      <dc:date>2020-10-13T08:31:00+00:00</dc:date>
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      <title><![CDATA[How Video On Demand Apps Are Used Across Devices ]]></title>
      <link>https://www.inmobi.com/blog/2020/10/08/how-video-on-demand-apps-are-used-across-devices/</link>
      <guid>https://www.inmobi.com/blog/2020/10/08/how-video-on-demand-apps-are-used-across-devices/</guid>
      <description><![CDATA[<p>To watch&nbsp;video content including&nbsp;movies and TV shows&nbsp;on their favorite&nbsp;video on demand apps&nbsp;like Netflix and Hulu, consumers have&nbsp;lots of different hardware options. These&nbsp;streaming services&nbsp;can be accessed&nbsp;through&nbsp;set&nbsp;top boxes,&nbsp;smart TVs,&nbsp;mobile devices, dedicated streaming devices like Roku and&nbsp;Apple TV&nbsp;and even gaming consoles.&nbsp;&nbsp;</p>

<p>But of these options, which ones do American consumers&nbsp;prefer?&nbsp;Ultimately, how are the top&nbsp;video on demand services&nbsp;used across&nbsp;devices?&nbsp;That&rsquo;s what we wanted to find out.&nbsp;</p>

<p>In July&nbsp;2020, we surveyed close to 1,900 adults in the U.S. using&nbsp;<a href="https://www.inmobi.com/pulse" target="_blank">InMobi Pulse</a>,&nbsp;InMobi&rsquo;s&nbsp;mobile market research solution.&nbsp;In particular, we&nbsp;wanted to know how many&nbsp;video streaming service&nbsp;apps they had on their favorite devices.&nbsp;</p>

<p>In terms of&nbsp;video player&nbsp;hardware, we looked specifically at&nbsp;Android and iOS&nbsp;mobile devices, computers (including&nbsp;laptops),&nbsp;media streaming devices like Chromecast, smart television sets, set top boxes like the Xfinity X1 TV box and gaming consoles like Xbox.&nbsp;On the streaming content side, the apps included in our reporting included popular options like HBO&rsquo;s suite of apps, Disney+, Netflix, Hulu and&nbsp;Amazon Prime Video, alongside&nbsp;ad supported&nbsp;streaming content&nbsp;options like Pluto and Tubi.&nbsp;</p>

<p>Here&rsquo;s what we uncovered&nbsp;</p>

<h2>Video Streaming Services&nbsp;Use&nbsp;on Different&nbsp;Devices&nbsp;</h2>

<p>First, we wanted to see how many of these video streaming/movie/TV apps&nbsp;people had downloaded&nbsp;on each device.&nbsp;While the averages depend on the hardware in question, most consumers have just one to two of these apps per device, on average.&nbsp;&nbsp;</p>

<p>On the high end were smart TVs and&nbsp;streaming devices, while set top boxes and mobile devices were on the low end. In fact,&nbsp;among those who watch video streaming content on their smartphones and/or tablets,&nbsp;over a third of&nbsp;them have just one&nbsp;mobile app&nbsp;for these purposes.&nbsp;</p>

<p><img alt="streaming services trends" src="https://go.inmobi.net/hubfs/Number-of-Streaming-Services-Used-Per-Device.png" /></p>

<p>And which apps were most likely to be found and used on multiple devices?&nbsp;Netflix, perhaps unsurprisingly, tops the list, with over half of Netflix users using the service on two or more devices.&nbsp;</p>

<p><img alt="streaming services usage" src="https://go.inmobi.net/hubfs/omnichannel-viewership-by-streaming-service.png" /></p>

<p>This aligns with what we found when we asked about the most popular apps per device. Across all types of hardware, Netflix tops the list.&nbsp;But, beyond that, the order differed notably across devices.&nbsp;Interestingly, the two apps we found to be most popular with Millennial and Gen Z consumers (Disney+ and HBO) were unlikely to be a top three app used on&nbsp;any of the devices we studied.&nbsp;</p>

<p><img alt="video streaming across device" src="https://go.inmobi.net/hubfs/video-on-demand-apps-streaming-behavior-across-devices.png" /></p>

<p>We also wanted to look at engagement, to see how the device used to watch video on demand apps impacted time spent with top apps.&nbsp;While Netflix sees a lot of usage on desktops and laptops, Hulu sees the most viewing happen on mobile devices while Amazon Prime Video has a lot of engagement through gaming consoles.&nbsp;</p>

<p><img alt="most used streaming services" src="https://go.inmobi.net/hubfs/Netflix-time-watched-on-device.png" /></p>

<p><img alt="Video On Demand Apps usage statistics" src="https://go.inmobi.net/hubfs/Hulu-time-watched-across-device.png" /></p>

<p><img alt="streaming app usage statistics" src="https://go.inmobi.net/hubfs/amazon-prime-video-use-across-devices.png" /></p>

<p>Which app owners are most likely to have other video streaming apps? Who are the biggest fans of different streaming services?&nbsp;Disney+ mobile app owners are streaming fanatics, with the most app crossover observed on mobile devices. All streaming services have high crossover with Amazon Prime Video, although Amazon Prime Video and Netflix app users have the smallest crossover with other streaming apps.&nbsp;</p>

<p><img alt="advertising on mobile apps" src="https://go.inmobi.net/hubfs/video-on-demand-apps-crossover.png" /></p>

<h2>How Marketers Can Use These Insights&nbsp;</h2>

<p>As the&nbsp;<a href="https://content-na2.emarketer.com/us-time-spent-with-media-2020" target="_blank">amount of time spent watching live TV declines</a>, video on demand apps have become the premier&nbsp;entertainment destination for adults in the U.S. After all, our data found that many Americans spend hours a day using these apps. For marketers, this shift represents an opportunity &ndash; so long as they understand what this evolution in media consumption actually entails.&nbsp;</p>

<p>For starters, while paid subscription services are the reigning champs in this space, there is growing usage of ad-supported video on demand services too. No matter the device used,&nbsp;well over half of&nbsp;both&nbsp;Pluto and Tubi&nbsp;app&nbsp;users spend an hour or more each day watching content through these services.&nbsp;&nbsp;</p>

<p>We expect usage of ad-supported, free entertainment apps to rise in the coming months and years too.&nbsp;This makes these kinds of apps an especially appealing way for marketers and advertisers to reach and engage with their target audiences.&nbsp;</p>

<p>Of course, it&rsquo;s important to note the omnichannel nature of this audience. As our data shows, there is no one preferred option for streaming video. Brands that want to run advertising&nbsp;within these kinds of environments thus need to be prepared to have their ads appear on a wide variety of screens, including laptops, smartphones and television sets.&nbsp;&nbsp;</p>

<p>The TV side of the streaming coin will be an especially interesting part of the equation to watch. The connected television (CTV) space has been growing by leaps and bounds of late, but our research shows that it is still quite fragmented. If you&rsquo;re interested in learning more about CTV, be sure to download a copy of&nbsp;<a href="https://go.inmobi.net/inmobi-connected-tv-and-ott-viewership-in-2020" target="_blank">InMobi&rsquo;s&nbsp;Connected TV and OTT Viewership in 2020 report</a> today.&nbsp;</p>

<p style="text-align:center"><a class="btn btn-s" href="https://go.inmobi.net/inmobi-connected-tv-and-ott-viewership-in-2020" style="font-size:24px; border-radius: 25px; font-weight: normal;" target="_blank">GET IT NOW</a></p>

<p>These insights should be especially valuable for marketers in the media entertainment space. For marketers that work for a streaming service or media and entertainment company, how can this data be most valuable?&nbsp;</p>

<p>In particular, the biggest takeaway here is the fragmented nature of video consumption today. As the so-called &ldquo;<a href="https://www.bloomberg.com/news/newsletters/2020-07-26/the-early-winners-and-losers-of-the-streaming-wars" target="_blank">streaming wars</a>&rdquo; heat up,&nbsp;streaming&nbsp;services looking to acquire new users&nbsp;need to run user acquisition campaigns across devices.&nbsp;&nbsp;</p>

<p>The same is true for television networks&nbsp;and movie studios.&nbsp;As streaming services emerge as the preferred way to watch TV shows and films, these companies need to meet their target end users where they are and provide a viewing experience that meets&nbsp;their needs.&nbsp;</p>

<p>Interested in engaging your best audiences through their favorite apps?&nbsp;<a href="https://www.inmobi.com/company/contact/" target="_blank">Reach out today to learn more</a>&nbsp;about how&nbsp;InMobi&nbsp;can help you win.&nbsp;</p>

<h3>About the Author&nbsp;&nbsp;&nbsp;</h3>

<p>Matthew Kaplan has over a decade of digital marketing experience, working to support the content goals of the world&rsquo;s biggest B2B and B2C brands. He is a passionate app user and evangelist, working to support diverse marketing campaigns across devices.&nbsp;</p>]]></description>
      <dc:subject><![CDATA[Media Consumption &amp; Trends, Understanding Consumers, English (EN): inmobi.com,]]></dc:subject>
      
      <dc:creator><![CDATA[ Matt Kaplan,  Content Strategist  ]]></dc:creator>
      
      <dc:date>2020-10-08T10:06:00+00:00</dc:date>
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      <title><![CDATA[A Fresh Look At The Top Video Streaming Apps ]]></title>
      <link>https://www.inmobi.com/blog/2020/10/06/the-top-video-streaming-apps/</link>
      <guid>https://www.inmobi.com/blog/2020/10/06/the-top-video-streaming-apps/</guid>
      <description><![CDATA[<p>A lot has happened between now and the last time we here at&nbsp;InMobi&nbsp;talked about the top&nbsp;video streaming apps&nbsp;<a href="https://www.inmobi.com/blog/2020/07/15/understanding-the-on-demand-video-streaming-app-landscape-today" target="_blank">back in mid July</a>. Here&rsquo;s just a brief snapshot of some of the top stories since that time:&nbsp;</p>

<ul>
	<li>NBCUniversal officially launched Peacock, its own video streaming app.&nbsp;And in September, Peacock was&nbsp;<a href="https://www.theverge.com/2020/9/21/21448813/peacock-streaming-roku-nbc-universal-tv-movies-sports-news" target="_blank">finally available on Connected Television platform Roku</a>.&nbsp;</li>
	<li>Disney released the movie Mulan in the U.S. exclusively through Disney+&nbsp;for an additional $30,&nbsp;racking up record profits&nbsp;and app&nbsp;downloads&nbsp;as a result.&nbsp;</li>
	<li>Apple&nbsp;<a href="https://www.theverge.com/21444057/apple-one-tv-plus-streaming-music-news-arcade-subscription" target="_blank">released a new bundle package</a>&nbsp;for&nbsp;Apple TV,&nbsp;Apple&nbsp;One, in order to capture more subscribers.&nbsp;</li>
	<li>Cable television channels&nbsp;<a href="https://www.fiercevideo.com/tech/discovery-buys-ad-tech-startup-as-it-readies-new-streaming-video-service" target="_blank">like Discovery</a>&nbsp;and BET announced that they would be launching their own&nbsp;video streaming services.&nbsp;</li>
	<li>Rumors swirled&nbsp;that&nbsp;Quibi, which launched earlier in 2020 as one of the most hyped&nbsp;streaming platforms&nbsp;for&nbsp;mobile devices,&nbsp;<a href="https://www.fiercevideo.com/video/struggling-streaming-video-service-quibi-may-already-be-for-sale" target="_blank">was looking to sell itself</a>.&nbsp;</li>
	<li>HBO, Disney+, Amazon Prime Video and&nbsp;Quibi&nbsp;all garnered multiple&nbsp;<a href="https://variety.com/2020/tv/news/watchmen-emmys-hbo-scorecard-1234776656/" target="_blank">awards at the 2020 Emmy Awards</a>.&nbsp;</li>
</ul>

<p>Considering everything that has happened in this space over the past few months, we thought it would make sense to take a renewed look at the top&nbsp;video streaming apps for&nbsp;Android&nbsp;(through the&nbsp;Google Play&nbsp;store)&nbsp;and&nbsp;iOS.&nbsp;In particular, we&nbsp;looked at these movie and&nbsp;TV apps:&nbsp;</p>

<ul>
	<li>Amazon Prime Video&nbsp;</li>
	<li>Disney+&nbsp;</li>
	<li>HBO Max&nbsp;</li>
	<li>Hulu&nbsp;</li>
	<li>Netflix&nbsp;</li>
	<li>Peacock&nbsp;</li>
	<li>Pluto TV&nbsp;</li>
	<li>Quibi&nbsp;</li>
	<li>Tubi&nbsp;</li>
</ul>

<p>And&nbsp;as long as&nbsp;this&nbsp;list&nbsp;is, this doesn&rsquo;t even scratch the surface of the&nbsp;entire&nbsp;video streaming space since it largely excludes&nbsp;live streaming apps. This analysis looked at video on&nbsp;demand apps as opposed&nbsp;live streaming services&nbsp;like&nbsp;Sling TV, Twitch and Periscope (and its&nbsp;Super Hearts). It also excludes services that offer&nbsp;live broadcasts&nbsp;and other&nbsp;real-time&nbsp;live video streaming&nbsp;options like YouTube and&nbsp;social networks&nbsp;such as Facebook and Twitter.&nbsp;</p>

<p>Of the mobile apps we did look at, what trends are we seeing? Which apps are gaining users and who are downloading these video streaming services onto their mobile devices? Here&rsquo;s what we found out.&nbsp;</p>

<h2>Install Trends of The&nbsp;Top Video Streaming&nbsp;Mobile Apps&nbsp;&nbsp;</h2>

<p>Even with so many options to choose from,&nbsp;consumers in the U.S. continue to turn to these apps for entertainment. In fact, from June through August, only one of the apps&nbsp;didn&rsquo;t have a net gain in new users &ndash; and even&nbsp;then&nbsp;that drop was followed by a quick rebound.&nbsp;Even though obtaining some of these&nbsp;services&nbsp;can&nbsp;<a href="https://www.tomsguide.com/us/best-streaming-video-services,review-2625.html" target="_blank">cost consumers</a>&nbsp;$20 per month&nbsp;or more,&nbsp;the&nbsp;user-friendly&nbsp;nature of the apps and the overall appetite for entertainment keeps driving demand.&nbsp;</p>

<p>Throughout this period, Netflix was largely the leader in daily app installs. The only other property&nbsp;to log more at any&nbsp;particular stretch&nbsp;in this three-month period was&nbsp;Pluto&nbsp;TV at the beginning of July,&nbsp;following their&nbsp;31 marathons in 31 days promotion. Indeed, the apps that had some of the biggest week-over-week growth in this period included Pluto,&nbsp;Quibi, Tubi, Disney+&nbsp;and Amazon Prime Video.&nbsp;</p>

<h2>Who Uses&nbsp;The&nbsp;Top&nbsp;Video Streaming Mobile Apps Today?&nbsp;</h2>

<p>In addition to&nbsp;looking at overall app install trends, we wanted to&nbsp;understand&nbsp;who&nbsp;recently installed&nbsp;these streaming services on their mobile devices. For this exercise, we specifically looked at Disney+, HBO MAX, Hulu,&nbsp;Peacock, Pluto TV and&nbsp;Quibi.&nbsp;</p>

<p>For the most part,&nbsp;recent&nbsp;app installers in this category are men; this <a href="http://go.inmobi.net/mobile-apps-vs-mobile-websites" target="_blank">aligns overall with&nbsp;what we generally see for mobile app ownership</a>.&nbsp;Only the&nbsp;installers&nbsp;for Disney+ are&nbsp;majority female, while HBO MAX has the most male-aligned&nbsp;user base in the space (60%).&nbsp;</p>

<p><img alt=" app user segmentation" src="https://go.inmobi.net/hubfs/gender-video-streaming-apps-ownership-us-inmobi.png" /></p>

<p>The age of app installers in the space does vary quite a bit. For both HBO&nbsp;MAX and Disney+, just under a third of all app&nbsp;installers&nbsp;are under the age of 26. On the other hand, a quarter of&nbsp;Quibi&rsquo;s&nbsp;app installers&nbsp;&nbsp;are between 46 and&nbsp;55 years old, while 23% of Peacock app owners fall into this age range.&nbsp;</p>

<p><img alt="Video Streaming Apps" src="https://go.inmobi.net/hubfs/age-video-streaming-apps-ownership-us-inmobi.png" /></p>

<p>This audience is majority White, although around a third of&nbsp;Quibi&rsquo;s&nbsp;recent&nbsp;app&nbsp;installers&nbsp;are Black and 16% of HBO MAX app owners&nbsp;are Latinx. On the income front, paid apps like Disney+ and HBO MAX have a higher percentage of&nbsp;installers&nbsp;making over $75,000 a year, while free apps like&nbsp;Quibi&nbsp;and Pluto TV do better at the lower income brackets.&nbsp;</p>

<p>It&rsquo;s also&nbsp;important&nbsp;to note that there is a fair amount of overlap in app ownership, with many Americans having two or more video streaming apps on device.&nbsp;For example, 38% of HBO MAX&nbsp;recent installers&nbsp;and 36% of Peacock&nbsp;app installers&nbsp;also have Disney+. In addition, at least one in five Peacock, Disney+, HBO MAX, Pluto TV and&nbsp;Quibi&nbsp;installers also have Hulu.&nbsp;</p>

<p><img alt="movie and TV apps" src="https://go.inmobi.net/hubfs/app-ownership-overlap-video-streaming-apps.png" style="height:628px; width:1150px" /></p>

<p>People are watching these apps beyond just their mobile devices too. According to separate research&nbsp;InMobi&nbsp;conducted in 2020, many Americans use these apps on their connected television devices.&nbsp;In particular, we&nbsp;found that over 40% of those with a smart TV set and a third of those with a streaming device like an Amazon Fire Stick watch content using three or more&nbsp;apps. And, between 29% and 53% of app owners said they use their favorite apps on&nbsp;multiple devices.&nbsp;</p>

<h2>How to Apply This Data&nbsp;and Make It Actionable: What You Need to Know&nbsp;</h2>

<p><strong>If You&#39;re&nbsp;In&nbsp;The&nbsp;Video Streaming App Business:&nbsp;</strong>Even though this space became much more crowded over just the last few months, it has not reached its peak.&nbsp;Americans are still seeking out new entertainment options on their mobile devices and connected TV offerings. Through shrewd and thoughtful marketing and advertising, you can acquire loyal new users.&nbsp;</p>

<p><strong>If You&rsquo;re A Marketer:</strong>&nbsp;As our data shows, ad-supported video streaming apps like Pluto TV,&nbsp;Quibi, Tubi and Hulu, among others, are popular with a&nbsp;wide array of Americans &ndash; on both mobile devices and connected TV. Advertising on these channels is a great way to boost brand awareness and acquire new customers.&nbsp;</p>

<p>What are your thoughts on this analysis? What data surprised you here? Let us know on&nbsp;social media! We&rsquo;d love to hear from you on&nbsp;<a href="https://www.facebook.com/inmobi" target="_blank">Facebook</a>,&nbsp;<a href="https://twitter.com/inmobi" target="_blank">Twitter</a>&nbsp;and/or&nbsp;<a href="https://www.linkedin.com/company/inmobi/" target="_blank">LinkedIn</a>.&nbsp;</p>]]></description>
      <dc:subject><![CDATA[Consumer Research, Media Consumption &amp; Trends, English (EN): inmobi.com,]]></dc:subject>
      
      <dc:creator><![CDATA[ Team InMobi  ]]></dc:creator>
      
      <dc:date>2020-10-06T07:04:00+00:00</dc:date>
    </item>
  
    <item>
      <title><![CDATA[Who Uses The Apps from the Largest Consumer Electronics Retailers in the U.S.? ]]></title>
      <link>https://www.inmobi.com/blog/2020/10/01/apps-from-the-largest-consumer-electronics-retailers/</link>
      <guid>https://www.inmobi.com/blog/2020/10/01/apps-from-the-largest-consumer-electronics-retailers/</guid>
      <description><![CDATA[<p>If this holiday season is anything like last year, then the&nbsp;largest consumer electronics retailers&nbsp;in the U.S. are bound to be busy.&nbsp;Wireless headphones, e-readers, fitness trackers and smart speakers were among&nbsp;<a href="https://www.usatoday.com/story/tech/reviewedcom/2019/10/15/best-gifts-2019-20-most-popular-gifts-year/3975481002/" target="_blank">the most popular holiday gifts of 2019</a>, and&nbsp;it&rsquo;s reasonable to expect similar items to be on the top&nbsp;of&nbsp;wish lists in 2020.&nbsp;</p>

<p>And, this holiday shopping season is expected to still be significant despite the current state of the world. According to Deloitte,&nbsp;retail sales&nbsp;are&nbsp;expected to grow year-over-year and will likely <a href="https://www.inc.com/anna-meyer/retail-holiday-sales-season-growth-2019-christmas.html" target="_blank">top $1 trillion</a>&nbsp;&ndash; and it&rsquo;s reasonable to expect e-commerce and consumer electronics to lead this charge.&nbsp;&nbsp;</p>

<p>The point on e-commerce is key, as we anticipate more m-commerce amid a larger desire for no-&nbsp;or limited contact transactions due to the pandemic. After all, e-commerce was growing even before 2020, and it&rsquo;s likely&nbsp;to be even more prevalent this year.&nbsp;</p>

<p>But who specifically are buying online from&nbsp;electronics stores? For a look at what this sector will look like this holiday season, we looked&nbsp;at three of the&nbsp;top 100&nbsp;mobile apps for buying consumer electronics online: Amazon, Best Buy and Newegg.&nbsp;</p>

<p>In particular, we&nbsp;wanted to look at who has these apps on device now. Armed with these insights, we can gain a deeper understanding of who will be driving m-commerce transactions in&nbsp;this space during the 2020 holiday shopping season.&nbsp;</p>

<h2>Consumer Insights for Consumer Electronics Retail Apps&nbsp;</h2>

<p>Perhaps not surprisingly, this is a very male-oriented category. While&nbsp;app ownership overall is more prevalent with men over women, this trend is especially the case in the consumer electronics world. All three apps&nbsp;have majority app owners, but the trend is especially prevalent with Best Buy and Newegg. Over 70% of Best Buy app owners are men, while a whopping 90% of Newegg app owners are male.&nbsp;</p>

<p><img alt="retail mobile app" src="https://go.inmobi.net/hubfs/gender-apps-largest-consumer-electonics-retailers-inmobi-analysis-blog.jpg" /></p>

<p>Newegg has a relatively young audience, as over 40% of their app owners are under the age of 36. In comparison, 45% of Best Buy app owners are between 36 and 45 years old. More than 60% of Amazon app owners are over the&nbsp;age of 45, but this is likely a reflection of the fact that Amazon sells much more than consumer electronics.&nbsp;</p>

<p><img alt="mobile app user acquisition" src="https://go.inmobi.net/hubfs/age-apps-largest-consumer-electonics-retailers-inmobi-analysis-blog.jpg" /></p>

<p>All three apps have&nbsp;a fairly affluent&nbsp;audience. For example, around half (49%) of all Newegg app owners make $75,000 or more a year on average.&nbsp;The bulk of app owners in the category are White, with only Best Buy having majority non-White app ownership.&nbsp;</p>

<p><img alt="mobile app statistics" src="https://go.inmobi.net/hubfs/household-income-apps-largest-consumer-electonics-retailers-inmobi-analysis-blog.jpg" /></p>

<p>Interestingly, many Newegg app owners also have the Best Buy app on their mobile devices, and vice versa.&nbsp;These individuals are also likely to have&nbsp;downloaded&nbsp;car-related apps&nbsp;and&nbsp;home improvement retail apps.&nbsp;</p>

<h2>How to Make These Audience Insights Actionable&nbsp;</h2>

<p>This holiday season, these consumer electronics retail apps will want to drive app usage. With consumers likely to spend millions of dollars on these gadgets this holiday shopping season, it&rsquo;s imperative&nbsp;for these apps to drive installs and adoption now so they can capitalize on these spending patterns in November and December.&nbsp;</p>

<p>An ideal strategy would be to now drive app installs through a targeted user acquisition campaign. Armed with these insights on&nbsp;<a href="https://www.inmobi.com/audiences" target="_blank">what their ideal audience looks like and what they&rsquo;re interested in</a>, these retailers can run in-app advertising campaigns to the individuals most likely to both download their app and use it to make purchases.&nbsp;</p>

<p>Interested in learning more about&nbsp;<a href="https://www.inmobi.com/dsp" target="_blank">InMobi&rsquo;s performance advertising capabilities and services</a>?&nbsp;<a href="https://www.inmobi.com/company/contact/" target="_blank">Reach out today to learn more</a>.&nbsp;&nbsp;</p>]]></description>
      <dc:subject><![CDATA[Consumer Research, Media Consumption &amp; Trends, English (EN): inmobi.com,]]></dc:subject>
      
      <dc:creator><![CDATA[ Team InMobi  ]]></dc:creator>
      
      <dc:date>2020-10-01T08:52:00+00:00</dc:date>
    </item>
  
    <item>
      <title><![CDATA[What Publishers Need to Know About TCF 2.0]]></title>
      <link>https://www.inmobi.com/blog/2020/09/28/what-publishers-need-to-know-about-tcf-2.0/</link>
      <guid>https://www.inmobi.com/blog/2020/09/28/what-publishers-need-to-know-about-tcf-2.0/</guid>
      <description><![CDATA[<div>
<p style="text-align:justify">IAB&nbsp;introduced the Transparency and Consent Framework (TCF) in 2018 to&nbsp;set&nbsp;clear guidelines on a more privacy-compliant, opt-in&nbsp;method to collect and process data from a user&rsquo;s&nbsp;device. While&nbsp;a step in the right direction, the first version of TCF did not&nbsp;have the&nbsp;larger&nbsp;publisher consensus&nbsp;required to drive adoption.&nbsp;Since then, the industry has seen an update on the framework with the launch of TCF 2.0, which&nbsp;now&nbsp;provides&nbsp;sufficient&nbsp;control back to the publisher,&nbsp;while maintaining its core value proposition&nbsp;of&nbsp;user-driven&nbsp;consent management.&nbsp;</p>

<p style="text-align:justify">The&nbsp;new version&nbsp;lets consumers grant or withhold consent and exercise their &lsquo;right to object&rsquo; to data being processed. At the same time, it allows publishers to gain greater control and flexibility with respect to how they integrate and collaborate with their technology partners.&nbsp;&nbsp;</p>
</div>

<div>
<h2 style="text-align:justify">InMobi&nbsp;and TCF 2.0&nbsp;</h2>
</div>

<div>
<p style="text-align:justify">InMobi&nbsp;is a certified IAB TCF 2.0 Vendor. In the last few months, we have been working very closely with industry-leading&nbsp;consent management platforms (CMPs)&nbsp;like&nbsp;Liveramp,&nbsp;Ogury&nbsp;and&nbsp;OneTrust&nbsp;to make our pipelines&nbsp;(and that of our demand partners)&nbsp;ready to process the TCF 2.0 string. We will continue our efforts&nbsp;to&nbsp;make&nbsp;the adoption of TCF 2.0 seamless for both our supply and demand-side partners. As we make the changes, our commitment will remain towards ensuring user privacy in the advertising ecosystem.&nbsp;</p>
</div>

<div>
<p style="text-align:justify">As the industry actively migrates from TCF v1.1 to TCF v2.0&nbsp;as recommended by IAB,&nbsp;InMobi&nbsp;will&nbsp;continue supporting the v1.1 consent string till 30th September 2020.&nbsp;It is strongly recommended that publishers work with an IAB-approved&nbsp;CMP&nbsp;vendor.&nbsp;In case you are in the early stage of considering a&nbsp;CMP platform,&nbsp;we would&nbsp;advise&nbsp;that you go through&nbsp;this&nbsp;blog:&nbsp;&ldquo;<a href="https://inmobi.docsend.com/view/jpdyvprn3zscdtpp" rel="noreferrer noopener" target="_blank">Is your consent management platform in place?</a>&rdquo;&nbsp;&nbsp;</p>
</div>

<div>
<h2 style="text-align:justify">Why&nbsp;Publishers Should&nbsp;Move&nbsp;to TCF&nbsp;2.0&nbsp;</h2>
</div>

<div>
<h3 style="text-align:justify">Transparency&nbsp;&nbsp;</h3>
</div>

<div>
<p style="text-align:justify">TCF 2.0&nbsp;enables publishers to be more transparent with their&nbsp;end-users by providing them with a granular view on how their&nbsp;data is being processed.&nbsp;This creates a standard way for end-users to object to data processing.&nbsp;</p>
</div>

<div>
<h3 style="text-align:justify">Governance&nbsp;</h3>
</div>

<div>
<p style="text-align:justify">TCF 2.0&nbsp;also&nbsp;provides&nbsp;both&nbsp;publishers and users with more control&nbsp;by&nbsp;allowing them to&nbsp;select&nbsp;how each&nbsp;vendor&nbsp;could use the end user&rsquo;s personal data retrieved from a publisher&rsquo;s CMP.&nbsp;&nbsp;</p>
</div>

<div>
<h3 style="text-align:justify">Stricter&nbsp;Regulations&nbsp;</h3>
</div>

<div>
<p style="text-align:justify">TCF&nbsp;2.0 also&nbsp;requires vendors&nbsp;like&nbsp;InMobi&nbsp;to&nbsp;strictly&nbsp;check&nbsp;for and only utilize signals from registered CMPs.&nbsp;It&rsquo;s&nbsp;important to note that as&nbsp;a publisher, if you&nbsp;wish to&nbsp;deploy your&nbsp;own private&nbsp;CMP,&nbsp;you&nbsp;will still have to&nbsp;meet the standards provided&nbsp;by IAB&nbsp;and be&nbsp;certified by IAB Europe for adherence.&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</p>
</div>

<div>
<h2 style="text-align:justify">How&nbsp;Can&nbsp;InMobi&nbsp;Help&nbsp;Publishers&nbsp;Comply&nbsp;with&nbsp;TCF 2.0?&nbsp;</h2>
</div>

<div>
<p style="text-align:justify">InMobi,&nbsp;as a certified IAB TCF 2.0 vendor,&nbsp;will&nbsp;allow&nbsp;publishers to&nbsp;seamlessly&nbsp;streamline&nbsp;the user&nbsp;consent communication&nbsp;with&nbsp;downstream&nbsp;partners.&nbsp;This has been implemented in two parts:&nbsp;</p>
</div>

<div>
<div>
<ol>
	<li>
	<p style="text-align:justify">Our&nbsp;latest&nbsp;SDK&nbsp;establishes&nbsp;a communication channel with all leading&nbsp;CMPs&nbsp;and works to transfer&nbsp;the user consent signals (also referred to as TCF strings)&nbsp;across the supply chain.&nbsp;If you are currently using&nbsp;InMobi&nbsp;SDK versions 909 (Android) and 907&nbsp;(iOS) or&nbsp;earlier versions, then we highly recommend that you upgrade to our latest&nbsp;SDKs&nbsp;available&nbsp;to&nbsp;benefit from this feature and&nbsp;reduce any&nbsp;risk.&nbsp;</p>
	</li>
	<li>
	<p style="text-align:justify">We are working with&nbsp;all&nbsp;our&nbsp;demand-side platform (DSP)&nbsp;partners to ensure that they are fully prepared to consume the TCF 2.0 strings so&nbsp;that users who&nbsp;provide&nbsp;consent&nbsp;are valued appropriately by the demand&nbsp;bidders.&nbsp;Your&nbsp;revenue in&nbsp;the European Economic Area&nbsp;will&nbsp;see an uptick as&nbsp;demand partners scale their spend&nbsp;on&nbsp;InMobi&nbsp;Exchange&nbsp;as a virtue of this transition&nbsp;and its key role in ensuring compliance with GDPR.&nbsp;&nbsp;</p>
	</li>
</ol>
</div>

<div>
<p style="text-align:justify">InMobi&nbsp;will continue&nbsp;to&nbsp;be compliant with&nbsp;all the industry initiatives driven by IAB. We will also&nbsp;ensure our publishers&nbsp;are&nbsp;provided the required&nbsp;support to&nbsp;maximize&nbsp;revenue&nbsp;during such transitions.&nbsp;It&rsquo;s&nbsp;also&nbsp;this commitment to building a clean and transparent marketplace that makes us the preferred&nbsp;in-app exchange for the top DSPs and&nbsp;agencies.&nbsp;&nbsp;</p>
</div>

<div>
<p style="text-align:justify">If you have any questions on TCF 2.0 or require any other&nbsp;assistance&nbsp;on this topic, please reach out to your&nbsp;dedicated&nbsp;InMobi&nbsp;account manager.&nbsp;</p>
</div>
</div>]]></description>
      <dc:subject><![CDATA[Announcements, Trust and Brand Safety, English (EN): inmobi.com,]]></dc:subject>
      
      <dc:creator><![CDATA[ Team InMobi  ]]></dc:creator>
      
      <dc:date>2020-09-28T03:08:00+00:00</dc:date>
    </item>
  
    <item>
      <title><![CDATA[Releasing InMobi SDK 910 for iOS and Android]]></title>
      <link>https://www.inmobi.com/blog/2020/09/25/releasing-inmobi-sdk-910-for-ios-and-android/</link>
      <guid>https://www.inmobi.com/blog/2020/09/25/releasing-inmobi-sdk-910-for-ios-and-android/</guid>
      <description><![CDATA[<div>
<h2>New SDKs for iOS 14 and Android 11&nbsp;</h2>
</div>

<div>
<p>Apple and Google launched their latest mobile operating system versions,&nbsp;iOS 14 and Android 11,&nbsp;in&nbsp;September&nbsp;2020. Changes to user privacy and the power to manage data is at the forefront of both releases.&nbsp;</p>
</div>

<div>
<p>We&nbsp;recently&nbsp;released&nbsp;InMobi&nbsp;iOS SDK 910 and&nbsp;InMobi&nbsp;Android SDK 910&nbsp;which&nbsp;are compliant with these OS changes.&nbsp;As such, we strongly&nbsp;recommend moving to our latest SDK to&nbsp;stay compliant and quickly&nbsp;unlock any potential revenue.&nbsp;&nbsp;</p>
</div>

<div>
<h2><br />
What&nbsp;To&nbsp;Expect&nbsp;From&nbsp;InMobi&nbsp;iOS SDK&nbsp;910&nbsp;</h2>

<h3>1)&nbsp;AppTrackingTransparency&nbsp;Support&nbsp;</h3>
</div>

<div>
<p>With iOS 14, publishers need to seek permission from users to track them across apps as stated in the&nbsp;AppTrackingTransparency&nbsp;(ATT) framework.&nbsp;Although the enforcement deadline has been pushed to early 2021, our SDK supports&nbsp;opt-in&nbsp;ad tracking to collect IDFA&nbsp;for publishers willing to make the implementation&nbsp;right away.&nbsp;If you are still unsure about how monetization will be impacted iOS 14 onwards, please&nbsp;reference&nbsp;our detailed guide&nbsp;<a href="https://inmobi.docsend.com/view/8sm7v8yepi7v3zza" rel="noreferrer noopener" target="_blank">here</a>.&nbsp;&nbsp;&nbsp;&nbsp;</p>
</div>

<div>
<h3>&nbsp;<br />
2) Attribution with&nbsp;SKAdNetwork&nbsp;</h3>
</div>

<div>
<p>The new SDK supports attribution for app installs via&nbsp;SKAdNetwork, even in the absence of IDFA.&nbsp;InMobi&nbsp;will support&nbsp;<a href="https://developer.apple.com/documentation/storekit/skadnetwork" rel="noreferrer noopener" target="_blank">SKAdNetwork Version 2.0</a>. To enable this privacy-compliant mode of attribution, please ensure that you update the&nbsp;SKAdNetwork&nbsp;IDs of our demand partners (as shared by&nbsp;InMobi) in your app&rsquo;s&nbsp;info.plist&nbsp;to support the app install validation process.&nbsp;&nbsp;</p>
</div>

<div>
<p>For more details about how attribution works with&nbsp;SKAdNetwork&nbsp;and&nbsp;the&nbsp;IDFA-related changes,&nbsp;be sure to&nbsp;check out&nbsp;our&nbsp;<a href="/blog/inmobi-exchange-ios-14-and-idfa-what-you-should-know" rel="noreferrer noopener" target="_blank">blog</a>.&nbsp;<br />
&nbsp;</p>
</div>

<div>
<h2>What To Expect From&nbsp;InMobi&nbsp;Android SDK&nbsp;910&nbsp;</h2>
</div>

<div>
<p>The Android SDK 910 is Android 11 compliant. Most of the changes with this&nbsp;OS update&nbsp;don&rsquo;t have a direct impact on monetization.&nbsp;&nbsp;</p>
</div>

<div>
<p>The&nbsp;latest&nbsp;InMobi&nbsp;SDK also supports&nbsp;the Transparency&nbsp;&amp; Consent Framework (TCF) v2.0 from IAB that allows us to pass consent signals,&nbsp;also called as TC strings,&nbsp;to&nbsp;Consent Management Platforms&nbsp;(CMPs)&nbsp;we&rsquo;re partnered with.&nbsp;If you would like to know more about TCF 2.0,&nbsp;do&nbsp;read&nbsp;more about it in&nbsp;our&nbsp;<a href="/blog/are-you-ready-for-tcf-2.0" rel="noreferrer noopener" target="_blank">blog</a>.&nbsp;</p>
</div>

<h2><br />
Migrating&nbsp;to&nbsp;InMobi&nbsp;SDK&nbsp;910&nbsp;</h2>

<div>
<p>If you are running on an older version of the&nbsp;InMobi&nbsp;SDK, we recommend upgrading the SDK right away. The&nbsp;InMobi&nbsp;iOS SDK 910 and&nbsp;InMobi&nbsp;Android SDK 910&nbsp;are now available for download on&nbsp;our&nbsp;<a href="https://support.inmobi.com/monetize/download-sdk" rel="noreferrer noopener" target="_blank">support portal</a>,&nbsp;<a href="https://cocoapods.org/pods/InMobiSDK" rel="noreferrer noopener" target="_blank">CocoaPods</a>&nbsp;and&nbsp;<a href="https://bintray.com/inmobi/maven/inmobi-ads/9.0.7" rel="noreferrer noopener" target="_blank">JCenter</a>.&nbsp;</p>
</div>

<div>
<p>If you have any queries or need help with integration, please reach out to your dedicated Partner Manager or write to us at&nbsp;<a href="mailto:support@inmobi.com" rel="noreferrer noopener" target="_blank">support@inmobi.com</a>.&nbsp;</p>
</div>]]></description>
      <dc:subject><![CDATA[Announcements, In-App Monetization, English (EN): inmobi.com,]]></dc:subject>
      
      <dc:creator><![CDATA[ Team InMobi  ]]></dc:creator>
      
      <dc:date>2020-09-25T05:35:00+00:00</dc:date>
    </item>
  
    <item>
      <title><![CDATA[How Brands Can Reach, Engage and Acquire Consumers During the Indian Festive Season 2020]]></title>
      <link>https://www.inmobi.com/blog/2020/09/25/how-brands-can-reach-engage-and-acquire-consumers-during-the-indian-festive-season-2020/</link>
      <guid>https://www.inmobi.com/blog/2020/09/25/how-brands-can-reach-engage-and-acquire-consumers-during-the-indian-festive-season-2020/</guid>
      <description><![CDATA[<p>The festive season in India is characterized by larger than life emotions, celebrations, get-togethers, and a lot of rituals. Right from the beginning of September till the end of the year, the festive celebrations continue, and there&rsquo;s one thing that remains constant in all these four months &ndash; Shopping. Every year, the festive season in India experiences a massive spike in sales comprising of new product launches, exclusive offers and discounts. Marketers aim to achieve two brand objectives, driving brand awareness and purchase consideration at this time. And this year, when the world is battling COVID-19, most things have gone digital, right from remote working to virtual meetings to online shopping. The 2020 India Festive Season Guide found that 77% of Indian shoppers use mobile to research and explore products and 62% make purchases on mobile.</p>

<p>To win the shoppers this festive season, savvy brands must leverage mobile advertising strategies as early as September to connect with the customer. To help you plan your strategy, we bring to you inspiration from leading brands that leveraged mobile for driving high impact with their marketing efforts.</p>

<h2>1. Lifestyle Delivers a High Awareness and Engagement Campaign on Glance</h2>

<h4><em>It is estimated that 51% of Indian shoppers will shop for apparel in 2020</em></h4>

<p>With a screen-zero content experience on their mobiles with compelling visual storytelling and content marketing, Glance promoted Lifestyle&rsquo;s festive clothing collection &lsquo;Melange&rsquo; to increase the top of the mind awareness among Indian women.</p>

<p><a href="https://inmo.bi/3bznupY"><img alt="user acquisition strategy" src="https://go.inmobi.net/hubfs/Case%20Study%20Compilation%20Blog_2020/Lifestyle.png" style="height:360px; width:550px" /></a></p>

<h2>The Results</h2>

<ul>
	<li>The campaign reached 1.7 million unique users in just 5 days</li>
	<li>The total number of interactions accounted to 78,029</li>
	<li>12 Million minutes of consumer engagement</li>
	<li>The stories engaged users for 72 seconds on an average</li>
</ul>

<h2>2. Mondelez Engages Mobile-First Buyers through Interactive Video Ads</h2>

<h4><em>23% of Indian shoppers will indulge in purchasing gift packs this festive season</em></h4>

<p>&lsquo;Cadbury&rsquo; range of chocolates are considered no less than a token of celebration in India. They are gifted, shared, and consumed on all festive occasions. When Cadbury aimed to create a product discoverability campaign for their choco-bakery product &ldquo;Chocobakes&rdquo; with an interactive mobile video ad campaign, the consumers received it joyfully.&nbsp;</p>

<p><a href="https://go.inmobi.net/hubfs/Mondelez%20Chocobakes/Mondelez%20Case%20Study.pdf"><img alt="user acquisition campaigns" src="https://go.inmobi.net/hubfs/Mondelez.png" style="height:394px; width:700px" /></a></p>

<h2>The Results</h2>

<ul>
	<li>Reached 2.2 Million Audiences</li>
	<li>Recorded a 100% leap in engagement</li>
</ul>

<h2>3. Manyavar Increases Store Footfalls with a High Engagement Mobile Ad Campaign</h2>

<h4><em>46% of men and 56% of women will invest in Clothing and Apparel this festive season in India</em></h4>

<p>Manyavar, a brand celebrated for festive and occasion wear in India, launched its mobile-centric ad campaign to increase brand recall and footfalls for stores in Kolkata. The brand leveraged hyperlocal targeting by integrating offline and online (mobile) campaigns, reached massive audiences and delivered high engagement.</p>

<p><a href="https://go.inmobi.net/hubfs/Manyavar%20Case%20Study.pdf"><img alt="user acquisition" src="https://go.inmobi.net/hubfs/Manyavar%20Banner%202.png" style="height:366px; width:700px" /></a></p>

<h2>The Results</h2>

<ul>
	<li>Reached 200 Million Unique Audiences</li>
	<li>Delivered 200% record engagement than a mobile-only campaign</li>
	<li>Resulted in 5 to 10% increased footfalls across stores in Kolkata</li>
</ul>

<h2>4. LG Spreads Brand Awareness through an Augmented Reality Based Mobile Campaign</h2>

<h4><em>22% of Indian shoppers would love to purchase &lsquo;gadgets&rsquo; this festive season</em></h4>

<p>LG, a renowned electronics brand launched its AI-powered mobile ad campaign to increase brand awareness for their OLED TV range &ldquo;ThinQ&rdquo;. The campaign was launched with an augmented reality-based creative that would allow users to test the features of the television directly on their mobile phones. A first of its kind campaign delivered massive results leveraging mobile-first capabilities.</p>

<p><a href="https://go.inmobi.net/hubfs/LG%20ThinQ.pdf"><img alt="Indian festive season shopping" src="https://go.inmobi.net/hubfs/Case%20Study%20Compilation%20Blog_2020/LG%20ThinQ.png" style="height:356px; width:700px" /></a></p>

<h2>The Results</h2>

<ul>
	<li>Recorded 4X higher engagement</li>
	<li>7X higher dwell time on the ad unit achieved</li>
	<li>136% TV value growth recorded</li>
</ul>

<h2>Marketers can Stay Ahead of the Curve with Mobile this Festive Season</h2>

<p>This year&rsquo;s festive season for consumers is marked by three major events; staying at home, shopping online, and indulging in sports or mobile gaming. Marketers must create mobile-first branded stories and compelling visuals to reach the consumer and enhance brand awareness. Counting on the &lsquo;new age&rsquo; trends like influencer marketing to gain consumer&rsquo;s mindshare can drive higher consideration for the brand.</p>

<p>Mobile is also going to drive significant purchase consideration especially where staying indoors is imperative for Indian shoppers. Shoppable ads and in-app advertising through gaming apps can reach out to the &lsquo;relevant&rsquo; consumers and increase conversions. Learn more about building the right mobile marketing strategy from our <a href="/2020FestiveSeasonGuide">2020 India Festive Season Guide</a>&nbsp;that showcases interesting facts and provides insights for marketers to win consumers this festive season.&nbsp;</p>]]></description>
      <dc:subject><![CDATA[Consumer Research, Success Stories, Understanding Consumers, English (EN): inmobi.com,]]></dc:subject>
      
      <dc:creator><![CDATA[ Team InMobi  ]]></dc:creator>
      
      <dc:date>2020-09-24T01:38:00+00:00</dc:date>
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    <item>
      <title><![CDATA[How To Get The Best Results From Online Advertising Political Campaigns]]></title>
      <link>https://www.inmobi.com/blog/2020/09/23/how-to-get-the-best-results-from-online-advertising-political-campaigns/</link>
      <guid>https://www.inmobi.com/blog/2020/09/23/how-to-get-the-best-results-from-online-advertising-political-campaigns/</guid>
      <description><![CDATA[<p>As&nbsp;political advertising&nbsp;becomes more digital&nbsp;than ever before this&nbsp;election cycle, how can&nbsp;these&nbsp;political advertisers get the best results from their&nbsp;online advertising political campaigns? To find out, we turned to the voters.&nbsp;</p>

<p>Using&nbsp;InMobi&nbsp;Pulse,&nbsp;InMobi&rsquo;s&nbsp;mobile market research solution, we polled 4,200 Americans in August and September. Questions ranged from how they would vote&nbsp;and how they learn about candidates and the issues, among many other topics. Through this data, we can see how adults in the&nbsp;United States&nbsp;are thinking about the&nbsp;2020&nbsp;presidential election&nbsp;(along with down-ballot campaigns at the state and local level)&nbsp;and how&nbsp;political digital advertising can be most effective between now and election day on November 3.&nbsp;</p>

<p>Based on the data, here are our top three tips:&nbsp;</p>

<h2>1)&nbsp;Target Voters&nbsp;on Mobile&nbsp;</h2>

<p>Overall,&nbsp;44% said mobile advertising&nbsp;helps them learn about both presidential and local candidates.&nbsp;Only&nbsp;television ads&nbsp;were cited by more Americans as being helpful.&nbsp;</p>

<p>But with younger Americans, mobile advertising was even more popular than&nbsp;TV ads.&nbsp;Among those&nbsp;under the age of 26, while two-thirds said TV ads helped them learn about candidates, even more (71%) said mobile ads were helpful.&nbsp;In addition, among those between 26 and 35,&nbsp;73% said mobile ads helped them learn.&nbsp;&nbsp;</p>

<p><img alt="" src="https://go.inmobi.net/hubfs/target-voters-on-mobile-during-online-advertising-political-campaigns.png" />&nbsp;</p>

<p>As mobile becomes more popular, it makes sense that&nbsp;mobile advertising becomes an even more effective way to reach potential voters. After all,&nbsp;<a href="https://content-na2.emarketer.com/us-time-spent-with-media-2020" target="_blank">Americans have been spending more time using mobile devices than they do watching television since 2019</a>. And, close to 90% of all time spent on mobile is devoted to apps.&nbsp;</p>

<p>In addition, a lot of this app usage occurs outside of properties owned by&nbsp;Facebook and Google. In fact, around half of all time spent using apps is devoted to&nbsp;non-Walled&nbsp;Garden properties. With&nbsp;social media&nbsp;advertising overall and&nbsp;Facebook advertising&nbsp;in particular becoming&nbsp;less amenable to target political campaigning&nbsp;and related&nbsp;ad spending, this makes mobile&nbsp;marketing and advertising an even bigger opportunity for political campaigns.&nbsp;</p>

<h2>2)&nbsp;Ad Campaigns Should Focus on Issues and on Educating&nbsp;Voters&nbsp;</h2>

<p>When asked about&nbsp;what types of ad content would encourage them to vote in the 2020 Presidential Election, 34% said issue education and 31% said issue specific ads&nbsp;while 32% said candidate education.&nbsp;Education-specific ads were most popular among Democrats and Independents, while&nbsp;issue-specific ads were most popular with Republicans.&nbsp;</p>

<p>Candidate education&nbsp;in particular should&nbsp;be especially key for down-ballot races (i.e. those not running for president).&nbsp;Over half (57%)&nbsp;said they will choose a candidate for local races in the final month of the election.&nbsp;In comparison, 70% said they&nbsp;will decide who to vote for&nbsp;among the two major&nbsp;presidential candidates&nbsp;at least a few months out. While most people know that&nbsp;President Trump&nbsp;is running for re-election against former Vice President Biden and have opinions on those candidates,&nbsp;local elections have by and large&nbsp;received&nbsp;much less fanfare.&nbsp;</p>

<p><img alt="" src="https://go.inmobi.net/hubfs/ad-content-online-advertising-political-campaigns.png" />&nbsp;</p>

<p>Interestingly, only 22% said ads about deadline reminders would get them to vote, while only 16% said the same thing about ads pertaining to how to vote.&nbsp;Among&nbsp;those who say they&nbsp;won&rsquo;t vote this year or are unsure whether they will or&nbsp;not, 32% said they were leaning this way because they were not registered. This figure was even as high as&nbsp;40% for those between the ages of 36 and 45. While political advertisers may rightly be tempted to reach these undecided voters with advertising pushing them to register, our polling indicates that such a move would be unlikely to go over well.&nbsp;</p>

<p>Mobile advertising can be hugely impactful for reaching undecided voters.&nbsp;For starters, a quarter said they were&nbsp;Independents while 22% didn&rsquo;t say.&nbsp;In addition,&nbsp;55% of those between 18 and 25 and close to half (48%) of those between 36 and 45 said they only sometimes, rarely or never voted for the same political party.&nbsp;These young,&nbsp;unaffiliated&nbsp;voters are also the ones&nbsp;most likely to prefer mobile political advertising.&nbsp;</p>

<h2>3) For Optimal Political&nbsp;Ad Spending,&nbsp;Timing&nbsp;and Audience Targeting are&nbsp;Everything&nbsp;</h2>

<p>As a result of COVID-19, many Americans will be voting from home.&nbsp;Among Democrats, 44% said they&nbsp;would be voting via a mail-in ballot or absentee ballot this year, while 37% of Independents saying the same thing. For campaigns looking to&nbsp;target&nbsp;these voters, it will be critical to&nbsp;reach them well before November, as they may be voting in October or even September in some instances.&nbsp;</p>

<p>Among Independents, close to half (49%) said they would determine who to vote for in local elections on a few weeks before they cast their ballot. In addition, 52% of those under the age of 26 said the same thing. For political advertisers focused on down-ballot races and causes, now is a critical time to get the word out.&nbsp;</p>

<p><img alt="" src="https://go.inmobi.net/hubfs/absentee-voting-preferences-and-online-advertising-political-campaigns.png" />&nbsp;</p>

<p>The data around how people expect to vote this year also points to why political advertisers need to be laser focused with their messaging. In an increasingly polarized political environment,&nbsp;advertisers&nbsp;have to&nbsp;make sure they are only talking to specific audiences. It doesn&rsquo;t make sense to run an ad campaign on mail-in voting when significant chunks of the population have no desire to vote that way, after all. In 2020, the key to success in political advertising will center around reaching specific audience segments with tailored messaging.&nbsp;</p>

<h2>The Voter Journey Needs to Inform&nbsp;Political Digital Advertising Efforts&nbsp;</h2>

<p>As might be expected considering the polarizing nature of the candidates on top of the ticket, turnout may be quite high in this year&rsquo;s election. Overall,&nbsp;82% said they would be voting this year.&nbsp;In comparison,&nbsp;<a href="https://www.eac.gov/news/2017/06/29/newly-released-2016-election-administration-and-voting-survey-provides-snapshot" target="_blank">63% of eligible American adults voted in 2016</a>.&nbsp;</p>

<p>Whether they need to get out the vote among their supporters or convince undecided voters to choose them, political campaigns need to reach Americans through mobile. As app&nbsp;usage continues to rise, it&rsquo;s becoming an ideal way to educate and advertise.&nbsp;</p>

<p>Interested in&nbsp;launching an app-first mobile advertising campaign?&nbsp;<a href="https://www.inmobi.com/company/contact/" target="_blank">Reach out today to get started with&nbsp;InMobi</a>.&nbsp;</p>

<h3>About the Author&nbsp;&nbsp;&nbsp;</h3>

<p>Matthew Kaplan has over a decade of digital marketing experience, working to support the content goals of the world&rsquo;s biggest B2B and B2C brands. He is a passionate app user and evangelist, working to support diverse marketing campaigns across devices. He also previously covered politics and government for the Daily News Tribune.&nbsp;</p>]]></description>
      <dc:subject><![CDATA[Consumer Research, Understanding Consumers, English (EN): inmobi.com,]]></dc:subject>
      
      <dc:creator><![CDATA[ Matt Kaplan,  Content Strategist  ]]></dc:creator>
      
      <dc:date>2020-09-23T17:15:00+00:00</dc:date>
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      <title><![CDATA[What Do Summer Shopping Habits Say About 2020 Holiday Shopping Trends?]]></title>
      <link>https://www.inmobi.com/blog/2020/09/22/what-do-summer-shopping-habits-say-about-2020-holiday-shopping-trends/</link>
      <guid>https://www.inmobi.com/blog/2020/09/22/what-do-summer-shopping-habits-say-about-2020-holiday-shopping-trends/</guid>
      <description><![CDATA[<p>The winter&nbsp;holiday shopping season&nbsp;in the U.S. remains the most important time of the year for many retailers, but what key&nbsp;holiday shopping trends&nbsp;will define the season this year? After all, amid the ongoing COVID-19 pandemic and&nbsp;overall&nbsp;economic uncertainty, the&nbsp;holiday season&nbsp;will look very different this year.&nbsp;</p>

<p>To prognosticate on what the future may hold, let&rsquo;s look to the recent past. We surveyed over 1,500&nbsp;Americans this summer to see how their summer holiday shopping differed this year. Based on what we uncovered in July around American Independence Day, back to school&nbsp;and overall summer shopping trends, we can see what the future may hold in store.&nbsp;</p>

<p>Here are our&nbsp;four&nbsp;main predictions.&nbsp;</p>

<h2>1)&nbsp;Holiday Shoppers&nbsp;are Ready to Spend&nbsp;</h2>

<p>People are still likely going to spend a lot, despite the current state of the economy.&nbsp;For example, over half (54%) said they spent more on household goods this summer than they did in 2019, with&nbsp;just 18% saying they were spending less than before.&nbsp;Also, women and households with kids outspent their peers over the summer.&nbsp;</p>

<p>Interestingly, this rise in spending wasn&rsquo;t directly correlated with COVID-specific purchases.&nbsp;Many consumers reporting spending more on games, picnics and analog school supplies like notebooks.&nbsp;</p>

<p>In our mind, this shows how summer spending habits have&nbsp;actually remained&nbsp;relatively stable. Not only will consumers willing to spend more even considering the state of the world, but they were buying the same kinds of things they were buying in 2019, 2018, etc.&nbsp;&nbsp;</p>

<p>For retailers, that means that their best sellers from the 2019 holiday shopping season may be their best sellers in 2020. In short, expect some level of continuity.&nbsp;</p>

<p><strong>What This Means for Retailers:&nbsp;</strong>Don&rsquo;t skimp on marketing, as it&rsquo;s still critical to try to capture consumer spending during this critical time of the year. Even though 2020 has been an abnormal year, consumers are still ready to&nbsp;open up&nbsp;their wallets. Marketing and advertising can ensure that brands and retailers stay top of mind for consumers as they complete their holiday shopping.&nbsp;</p>

<h2>2) Retail Mobile App Adoption for&nbsp;Buying Online&nbsp;is On the Rise&nbsp;</h2>

<p>Mobile &ndash; and specifically mobile apps &ndash; are becoming an increasingly popular way for consumers to learn about new products, compare prices and buy. In fact, retail mobile app adoption rose 5% per week on average throughout the summer,&nbsp;according to our analysis.&nbsp;</p>

<p>This is hardly surprising, as m-commerce has been growing for some time. And, it even aligns with&nbsp;what <a href="/blog/mobiles-role-in-black-friday-holiday-shopping" target="_blank">our survey on&nbsp;Black Friday&nbsp;shopping habits</a> found last year.&nbsp;&nbsp;</p>

<p><strong>What This Means for Retailers:</strong>&nbsp;There are a lot of advantages to be had by luring consumers to use&nbsp;first-party&nbsp;apps. By ensuring that shopping occurs on owned-and-operated&nbsp;properties, retailers gain a direct line of communication and unique knowledge on their consumers and their preferences.&nbsp;</p>

<p>To increase app adoption, lean into in-app advertising.&nbsp;Work with&nbsp;<a href="https://www.inmobi.com/dsp" target="_blank">a proven user acquisition partner</a>&nbsp;to get quality app installs.&nbsp;</p>

<p>In addition, app-centered promos work! Consider baking a promo (like&nbsp;free shipping) into your in-app messaging strategy.&nbsp;This exact strategy worked wonders for CVS this summer; their &ldquo;Extra Thanks&rdquo; appreciation event, which included app-only promos, helped them receive more daily app installs than rival Walgreens this July.&nbsp;&nbsp;</p>

<h2>3) Expect&nbsp;Noteworthy&nbsp;Foot Traffic&nbsp;This&nbsp;Holiday Season&nbsp;</h2>

<p>Even as e-commerce and m-commerce grow, brick and mortar shopping&nbsp;isn&#39;t&nbsp;going away. For many shopping trips, consumers still prefer to buy in person &ndash; even during a pandemic.&nbsp;</p>

<p>Over the summer, our research found that&nbsp;the majority of&nbsp;consumers opted to buy everything from camping gear&nbsp;and&nbsp;school supplies&nbsp;to&nbsp;kitchen supplies and&nbsp;swimming-related items like sunscreen and kiddie pools in person. Even though&nbsp;all of&nbsp;these items could have easily been bought online, consumers still&nbsp;preferred&nbsp;in to the in-store experience&nbsp;in many instances.&nbsp;</p>

<p>How will this specifically translate over the&nbsp;holidays?&nbsp;It&rsquo;s important to note that even when not shopping for staples or last-minute items, consumers bought in person. Research is&nbsp;still likely happening online/on mobile devices, but the final purchase is still going to happen at a brick-and-mortar store in many instances this holiday season.&nbsp;</p>

<p><strong>What This Means for Retailers:</strong>&nbsp;Location-based targeting and advertising can and should be deployed this holiday season. Consumers are still likely to be out and about, and location targeting can ensure that they know where the nearest relevant shopping option is located&nbsp;and that the right&nbsp;peope&nbsp;are exposed to marketing messaging.&nbsp;&nbsp;</p>

<p>The call to action in a mobile in-app ads, for example, should highlight in-person shopping experience, and can include maps or coupons that can only be used in store.&nbsp; This can be especially fruitful when marketing stocking stuffers or other smaller purchase items (i.e. the kinds of things consumers are&nbsp;most likely to buy in person).&nbsp;</p>

<p>When it comes to messaging, bridging the gap from online to in person shopping is important. Highlight convenience, availability&nbsp;and other key&nbsp;in-person shopping&nbsp;motivators&nbsp;&ndash; especially&nbsp;for the shoppers that engage online before buying in store.&nbsp;</p>

<h2>4) E-Commerce is Growing in Specific Categories&nbsp;</h2>

<p>In many instances, consumers this summer displayed a clear preference for online shopping. For one, online-first or online-heavy categories like games were more likely to be bought online (71%) as compared to in person (29%). Expect to see similar trends in these kinds of entertainment categories this winter.&nbsp;</p>

<p>Many clothing purchases will happen online as well. Around half (49%) said they bought swim apparel online this summer, and it&rsquo;s feasible to expect a similar breakdown for wintery&nbsp;clothing items like jackets, sweaters and socks come November and December.&nbsp;</p>

<p>In addition, bulkier items like widescreen television sets may be more likely to be purchases online as opposed to in store. For example, 58% said they bought fitness equipment online for delivery this summer, with only 30% bought these items in store. Of course, it makes sense that many consumers would rather have someone else carry heavy items into their homes&nbsp;for them.&nbsp;</p>

<p><strong>What This Means for Retailers:&nbsp;</strong>E-commerce continues to play a larger role consumer&#39;s shopping journey, regardless of point of sale.&nbsp;In particular, many&nbsp;consumers will be checking prices and&nbsp;reading reviews posted on e-commerce channels even if they make a purchase in person.&nbsp;</p>

<p>It&rsquo;s key to note that what consumers are shopping for will often dictate how they buy. In certain key categories, expect e-commerce to dominate this holiday season.&nbsp;</p>

<p>For brands and retailers, either drive them directly to a preferred e-commerce portal. If this is not an option, then capture their information with&nbsp;<a href="/blog/what-you-need-for-in-app-mid-funnel-prospecting-campaigns" target="_blank">mid-funnel prospecting</a>&nbsp;(this is especially beneficial for consumers who discover items through mobile but feel more comfortable making the final purchase through a desktop or laptop.)&nbsp;</p>

<h2>How Retailers Can Reach Mobile-First Audiences&nbsp;</h2>

<p>It&rsquo;s important for retailers to note that their audiences are on mobile even if they are not. The average adult&nbsp;spends over four hours a day using mobile, which is more time than Americans spend watching TV. And, close to 90% of all time spent on mobile is spent using apps (<a href="/blog/how-does-mobile-app-advertising-work-dispelling-common-in-app-advertising-myths" target="_blank">50% of all app time is spent using non-Walled Garden apps</a>). This means that retailers need to embrace mobile and in-app advertising to reach their target consumers.&nbsp;</p>

<p>Using mobile-led insights app ownership and income levels, among other signifiers, retailers can be sure their in-app advertising efforts are solely targeted at the consumers with the greatest propensity to spend with them during the holiday shopping season. By combining&nbsp;high quality mobile ad creatives&nbsp;with&nbsp;<a href="https://www.inmobi.com/audiences" target="_blank">unique&nbsp;audience intelligence</a>,&nbsp;retailers can be sure their mobile advertising campaigns reach the&nbsp;right&nbsp;consumers with the right messaging this holiday season.&nbsp;</p>]]></description>
      <dc:subject><![CDATA[Understanding Consumers, English (EN): inmobi.com,]]></dc:subject>
      
      <dc:creator><![CDATA[ Team InMobi  ]]></dc:creator>
      
      <dc:date>2020-09-22T09:59:00+00:00</dc:date>
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      <title><![CDATA[Fraud in Mobile In-App Advertising: What You Should Know]]></title>
      <link>https://www.inmobi.com/blog/2020/09/16/fraud-in-mobile-in-app-advertising-what-you-should-know/</link>
      <guid>https://www.inmobi.com/blog/2020/09/16/fraud-in-mobile-in-app-advertising-what-you-should-know/</guid>
      <description><![CDATA[<p>While consumer time spent in app keeps rising, some advertisers are still hesitant to devote a significant share of their ad budgets to in-app channels. There are a few reasons why this is the case, but high on the worry list is fraud. Too many advertisers today are worried that their in-app&nbsp;ad budgets will be eaten up by fraud and won&rsquo;t help their marketing and business goals.&nbsp;</p>

<p>But are these fears unfounded?&nbsp;Advertisers and agencies worry about fraud in in-app advertising, but&#8239;much of it is down to&#8239;perceptions that have not kept pace with reality.&#8239;While fraud may have been a major problem once upon a time, it is not a major concern anymore with in-app advertising.&nbsp;&nbsp;</p>

<p>According to the latest <a href="http://doubleverify.com/2020-global-insights-report/" target="_blank">reporting from&nbsp;DoubleVerify&nbsp;in their Global Insights Report 2020</a>,&nbsp;fraud rate for mobile apps&nbsp;declined by nearly one-third&nbsp;in just the last one year,&nbsp;decreasing&nbsp;from&nbsp;2.8%&nbsp;in&nbsp;2018-2019 to 1.9% in&nbsp;2019-2020.&nbsp;Even in comparison to other channels, in-app fraud rates&nbsp;have fare&nbsp;relatively&nbsp;well.&nbsp;DoubleVerify&nbsp;estimates that fraud rate on in-app is&nbsp;42% lower than the fraud rate on desktop.&nbsp;According to&nbsp;another&nbsp;2019 study,&nbsp;in-app has 25% less fraud than mobile web.&nbsp;</p>

<p>Why does in-app advertising then have this unfounded reputation to begin with? Back in the very early days of programmatic in-app advertising, fraud in in-app advertising rose because of two reasons.&nbsp;&nbsp;</p>

<p>For one,&nbsp;in-app&#8239;ads&#8239;commanded higher&nbsp;per-impression costs&#8239;because of&#8239;the enhanced&#8239;targeting and creative&#8239;capabilities&#8239;for&#8239;advertisers&#8239;compared to&#8239;other&#8239;digital channels&#8239;(in particular&nbsp;desktop&nbsp;and mobile web). As a result,&#8239;fraudsters&#8239;had a higher payoff when they got away with their fraud attempts.&#8239;In addition, back when&nbsp;in-app&nbsp;was&nbsp;an emerging channel, it&#8239;did not have sophisticated quality controls to catch fraud.&nbsp;</p>

<p>As the in-app advertising&#8239;matured,&#8239;ecosystem players have put in&#8239;substantial preventive measures&#8239;to catch and&#8239;block fraud attempts at every step of the&#8239;impression lifecycle. Even the most complex in-app ad fraud attempts have been uncovered with the help of sophisticated solutions. And yet, advertisers continue to&#8239;hold back their in-app investments because of&#8239;their perception&#8239;that&#8239;in-app&#8239;advertising is&#8239;more prone to fraud&nbsp;</p>

<h2>Understanding the Current State of In-App Ad Fraud&nbsp;</h2>

<p>While in-app ad fraud is far less of an issue now than it was a few years ago, that doesn&rsquo;t mean it has&nbsp;gone away entirely. After all, credit cards have been around for decades&nbsp;now&nbsp;but credit card fraud still exists &ndash; and it&rsquo;s unlikely that either&nbsp;forms of&nbsp;<a href="https://www.youtube.com/watch?v=gkyHYspFurQ" target="_blank">fraud will ever disappear entirely</a>, unfortunately.&nbsp;</p>

<p>In-app fraud&nbsp;can be categorized&nbsp;into three main categories:&#8239;&nbsp;</p>

<ul>
	<li>Bot Fraud&#8239;&ndash; Invalid traffic&#8239;(IVT)&#8239;generated by bots that&rsquo;s designed to look like human traffic&nbsp;</li>
	<li>App/Site Fraud&#8239;&ndash; Ad request claiming to be&#8239;from one app or publisher&#8239;(typically a popular&#8239;app), but&#8239;actually originating&#8239;from other&#8239;less&#8239;popular or premium apps&#8239;&nbsp;</li>
	<li>Other Device/User-Based Fraud&#8239;&ndash; Other app fraud scenarios&#8239;like ads playing in background&#8239;(out of view of legitimate users),&#8239;ad stacking (multiple ads displayed all at once),&#8239;click injection (unfairly claiming&#8239;credit for&#8239;the final click that leads users to install an app), etc.&nbsp;</li>
</ul>

<p>Within these, bot fraud is more prevalent on desktop, mobile web and the recently introduced CTV/OTT (connected TV/streaming video) environments. It is difficult for such fraud to be perpetrated in closed app environments, and most supply side partners deploy solutions to counter them.&nbsp;&nbsp;</p>

<p>While mobile app fraud rates have declined about 32% year-over-year, they are still roughly twice as high as mobile web fraud rates, according to&nbsp;<a href="https://doubleverify.com/2020-global-insights-report/" target="_blank">this 2020 report from&nbsp;DoubleVerify</a>, and warrants for advertisers&rsquo; attention and a robust supply-side platform (SSP) selection process.&nbsp;</p>

<h2>How Advertisers Can Safeguard Their In-App Ad Budgets from Fraud&nbsp;</h2>

<p>We strongly recommend advertisers to look for the following things in their supply-side platform partners to make sure they are buying fraud free supply:&nbsp;</p>

<ul>
	<li>The SSP should have&nbsp;a <strong>large SDK footprint</strong>, as SSPs with their own SDK network of publishers typically have controls and guardrails for evaluating traffic quality&#8239;and&#8239;ensuring ads are rendered in a viewable environment, which cuts down the risk of&#8239;bot fraud and&#8239;device/user-based&#8239;fraud.&nbsp;</li>
	<li>They should have comprehensive&#8239;pre-bid&#8239;and post-bid&#8239;invalid traffic (IVT)&#8239;solutions to check for all inventory quality.&nbsp;InMobi&nbsp;partners with&nbsp;DoubleVerify&#8239;for their pre-bid and post-bid solution that scans 100% of&nbsp;InMobi&rsquo;s&nbsp;inventory before it&rsquo;s made available for DSPs to bid on.&nbsp;</li>
	<li>The SSP should be a&nbsp;<strong>part of industry consortiums and communities</strong>&nbsp;(<a href="/blog/inmobi-recertified-by-tag-as-caf-compliant" target="_blank">like The Trustworthy Accountability Group</a>&nbsp;and the Interactive Advertising Bureau) that are dedicated to fighting fraud across the ecosystem. This participation can be enormously useful, as TAG-certified channels have been proven to have 88% less fraud than non-certified partners.&nbsp;</li>
	<li>SSPs should&nbsp;have a&nbsp;<strong>robust vetting process for&nbsp;sellers</strong>&nbsp;before onboarding them, and the&nbsp;SSP&nbsp;should&nbsp;continue to&nbsp;<strong>enforce transparency across supply chain events.</strong>&nbsp;&nbsp;</li>
	<li>Advertisers need to ensure the SSP of choice has a firm commitment to trust, safety and transparency. Exhaustive&nbsp;<a href="/blog/in-app-ads.txt-what-you-need-to-know-video" target="_blank">app-ads.txt</a>&nbsp;coverage, implementation of&nbsp;<a href="/blog/inmobi-officially-releases-its-sellers.json-file" target="_blank">sellers.json</a>&nbsp;and support for&nbsp;OpenRTB&nbsp;SupplyChain&nbsp;Object are the checkpoints advertisers need to look for while selecting the SSP. Add internal assessments and regular audits on the SSP side, and advertisers can be assured of clean and fraud free supply.&nbsp;</li>
</ul>

<p>Fraud in in-app advertising is not nearly as big of a problem as it was a few years ago, but that doesn&rsquo;t mean that it can be ignored. Still, by working with the right partners that are committed to stamping out ad fraud and promoting transparency, advertisers can be sure&nbsp;their in-app ad budgets are yielding the best results for them.&nbsp;</p>]]></description>
      <dc:subject><![CDATA[Advertising, Trust and Brand Safety, English (EN): inmobi.com,]]></dc:subject>
      
      <dc:creator><![CDATA[ Team InMobi  ]]></dc:creator>
      
      <dc:date>2020-09-16T16:58:00+00:00</dc:date>
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      <title><![CDATA[What Buyers Need To Know About TCF 2.0]]></title>
      <link>https://www.inmobi.com/blog/2020/09/15/what-buyers-need-to-know-about-tcf-2.0/</link>
      <guid>https://www.inmobi.com/blog/2020/09/15/what-buyers-need-to-know-about-tcf-2.0/</guid>
      <description><![CDATA[<p>IAB introduced&nbsp;the&nbsp;Transparency and&nbsp;Consent&nbsp;Framework&nbsp;(TCF)&nbsp;in 2018&nbsp;to&nbsp;help&nbsp;digital advertising&nbsp;platforms&nbsp;comply with the European General Data Protection Regulation (GDPR) and&nbsp;the&nbsp;ePrivacy&nbsp;Directive (ePD) when processing personal data or accessing and/or storing information on a user&rsquo;s device.&nbsp;While&nbsp;it was&nbsp;a step in the right direction, the first version of TCF&nbsp;did not meet certain needs&nbsp;that ad&nbsp;buyers&nbsp;had.&nbsp;</p>

<p>Since then, the industry has seen an update on the framework&nbsp;with the launch of TCF 2.0,&nbsp;which&nbsp;makes it&nbsp;more&nbsp;fool-proof&nbsp;and fair&nbsp;while maintaining its core&nbsp;value proposition:&nbsp;user-controlled consent management.&nbsp;</p>

<p>The new version&nbsp;lets&nbsp;consumers grant or withhold consent&nbsp;and also&nbsp;exercise their &lsquo;right to object&rsquo; to data being processed. At the same time, it&nbsp;allows&nbsp;publishers&nbsp;to&nbsp;gain greater control and flexibility with respect to how they integrate and collaborate with their technology partners.&nbsp;But what does it mean for buyers?&nbsp;</p>

<h2>How TCF 2.0 Ensures&nbsp;Standardization&nbsp;</h2>

<p>One of the biggest hurdles with the earlier version of TCF was that&nbsp;Google,&nbsp;one of&nbsp;the largest&nbsp;ad&nbsp;tech&nbsp;players&nbsp;in the market,&nbsp;did not participate in&nbsp;or support&nbsp;the TCF.&nbsp;With the binary consent framework, TCF 1.0 and Google&rsquo;s own approach to consent framework, suddenly there were three mechanisms to&nbsp;for&nbsp;GDPR compliance&nbsp;in the ecosystem. This resulted in buyers having to prioritize a particular mechanism and consequently limit supply sources.&nbsp;&nbsp;</p>

<p>With Google&nbsp;now&nbsp;opting in&nbsp;to&nbsp;TCF 2.0,&nbsp;it&nbsp;is now set to become&nbsp;the single consent management mechanism that is widely accepted. As publishers and Consent Management Platforms (CMPs) start supporting&nbsp;TCF 2.0, buyers can confidently make the required changes to parse the TCF 2.0 consent string without having to create workflows separately for supply partners and CMPs.&nbsp;</p>

<h2>How TCF 2.0 Ensures&nbsp;Transparency&nbsp;</h2>

<p>IAB TCF 2.0 has brought in upgrades&nbsp;in policies and implementation of&nbsp;the Global Vendor List (GVL) and the&nbsp;CMP Validator.&nbsp;&nbsp;</p>

<p>The&nbsp;new Global Vendor List registration&nbsp;allows vendors to&nbsp;select from three legal bases (consent as sole legal basis, legitimate interest as sole legal basis&nbsp;or consent or legitimate interest) as opposed to&nbsp;two legal bases in TCF v1&nbsp;(legitimate interest or consent)&nbsp;for data processing.&nbsp;This flexible&nbsp;basis allows&nbsp;vendors to&nbsp;accommodate&nbsp;different interpretations of&nbsp;GDPR amongst various&nbsp;data processing agreements.&nbsp;The upgrades&nbsp;on the CMP validator&nbsp;policies also allow&nbsp;vendors to ensure the CMP&rsquo;s compliance with&nbsp;the latest more stringent guidelines.&nbsp;&nbsp;</p>

<p>Further,&nbsp;TCF 2.0 also ensures that the&nbsp;end users&nbsp;see&nbsp;the&nbsp;most accurate information about the vendor and their purposes.&nbsp;It accomplishes this by keeping&nbsp;the&nbsp;most recent records of the&nbsp;First and Second layer&nbsp;messaging&nbsp;of the&nbsp;publisher&rsquo;s&nbsp;UIs.&nbsp;&nbsp;</p>

<h2>InMobi&nbsp;and&nbsp;TCF 2.0&nbsp;</h2>

<p>InMobi&nbsp;is now a certified IAB TCF 2.0 Vendor. In the last few months, we have been working closely with&nbsp;our publishers&nbsp;and&nbsp;industry-leading&nbsp;CMPs&nbsp;(Ogury,&nbsp;Faktor&nbsp;and&nbsp;OneTrust&nbsp;in particular)&nbsp;to enable TCF 2.0&nbsp;compliant inventory&nbsp;for&nbsp;those&nbsp;demand partners ready to process the TCF 2.0 consent string.&nbsp;This will be available in addition to TCF 1.0 and binary consent inventory.&nbsp;</p>

<p>We will continue our efforts in making the adoption of TCF 2.0 seamless for both our supply and demand side partners.&nbsp;Please feel free to reach out to us for further information.&nbsp;</p>]]></description>
      <dc:subject><![CDATA[Advertising, Product and Technology, English (EN): inmobi.com,]]></dc:subject>
      
      <dc:creator><![CDATA[ Team InMobi  ]]></dc:creator>
      
      <dc:date>2020-09-15T18:40:00+00:00</dc:date>
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      <title><![CDATA[How Publisher Monetization Teams and Ad Ops Pros Are Handling Uncertainty: A COVID Era Q&A with PubRev+ ]]></title>
      <link>https://www.inmobi.com/blog/2020/09/14/pubrevplus-Q-and-A/</link>
      <guid>https://www.inmobi.com/blog/2020/09/14/pubrevplus-Q-and-A/</guid>
      <description><![CDATA[<p>Nothing about 2020 has been anything close to normal.&nbsp;This has especially been the case for&nbsp;app publishers and their monetization teams.&nbsp;While app usage is up across many categories, some brands has curtailed ad budgets amid the overall economic uncertainty.&nbsp;</p>

<p>So&nbsp;what can&nbsp;these app and ad ops teams do to put themselves in the best possible position&nbsp;going forward? To find out more, we recently chatted with Chas Castell and Ben Green from&nbsp;<a href="https://www.pubrevplus.com/" target="_blank">PubRev+</a>, a premier independent global consultative agency providing commercial optimization and strategic revenue creation for app publishers.&nbsp;</p>

<p><img alt="app monetization" src="https://go.inmobi.net/hubfs/pubrev+%201%20(1).png" /></p>

<h3>Q:&nbsp;What are you doing during shelter in place? Are there any apps you&#39;re finding yourself using more frequently these days?&nbsp;</h3>

<ul>
	<li>Ben: Casual games, news, YouTube, COVID symptom tracker. As with so many other people during this time, I&rsquo;ve been seeking both escape and connection. I divide my time between feverish scanning of the news and long escape sessions playing games to distract myself from the news I&rsquo;ve just absorbed. Also, I now buy stocks apparently. I can&rsquo;t say trade, because I haven&rsquo;t sold any yet, but I have caught the Robinhood bug.&nbsp;</li>
	<li>Chas: I&rsquo;ve ended up playing a lot of our publishers&rsquo; games with my children - trying to balance keeping their screen time at a minimum with the fact that they&rsquo;re now at home and see me playing fun games all the time. (Of course&nbsp;I&rsquo;m also checking integrations and&nbsp;adhoccing, right...)&nbsp;</li>
</ul>

<h3>Q:&nbsp;Among the publishers and&nbsp;ad&nbsp;ops professionals you know and work with, what is the mood like for them right now? What&#39;s top of mind for them?&nbsp;&nbsp;</h3>

<ul>
	<li>Ben: The ones I&rsquo;ve spoken to are nervous, concerned to see how the industry will shake out. There&rsquo;s still so much uncertainty about everything. Top of mind is holding onto jobs as ad dollars dry up or and there is some desperation over finding work again in a market saturated with job seekers. It actually looks like the elimination of&nbsp;third-party&nbsp;cookies is going to wreak more havoc than the pandemic&nbsp;&ndash; at least for publishers. The lapse of funding for enhanced unemployment is going to cause another contraction in advertising as people tighten their belts again. Now we&rsquo;re seeing lots of cycles being taken up with iOS&nbsp;14 and the fatigue that comes with that.&nbsp;</li>
	<li>Chas: It&rsquo;s mixed. When COVID first hit, there was the usual fear of what would happen to the market. Many brand verticals obviously stopped spending, but performance advertising has remained strong. As we&rsquo;re now in the next phase there&rsquo;s a sort of normalcy that&rsquo;s begun to set in,&nbsp;and&nbsp;some of the travel and event advertising is coming back. For the first time that I can remember people are conscious that the market outlook is very dependent on the political landscape, and the relative competency of the federal government to control the virus. What people are left with is just massive uncertainty.&nbsp;Of course&nbsp;performance advertising is about to be rocked by iOS 14.&nbsp;</li>
</ul>

<h3>Q:&nbsp;What does the current landscape look like right now for mobile apps?&nbsp;&nbsp;</h3>

<ul>
	<li>Ben: People have more time on their hands so some apps are going to get a boost, but media apps are struggling because people have no need to look at a small screen when they&#39;re stuck at home all day in front of their big one.&nbsp;&nbsp;</li>
	<li>Chas: CPMs for some ad units are down,&nbsp;while&nbsp;for others they are flat. We are still seeing some end-of-month burst campaigns from brand advertising - it&rsquo;s a mixed bag. The uncertainty and the normalization of that uncertainty in the market feels very familiar, honestly. We know that consumer spending is going to come down.&nbsp;I think people are just waiting for things to really get bad. Going into Q4 this year reminds me of Q4 2016, where there were so many odd drivers of highs and troughs in the ad marketplace. Like 2016, the U.S.&nbsp;election will be a not-talked-about variable on confidence - and energy - levels in the marketplace, which will affect spend and supply chains.&nbsp;</li>
</ul>

<h3>Q:&nbsp;What do consumers want and expect from mobile apps right now?&nbsp;&nbsp;</h3>

<ul>
	<li>Ben: Entertainment, distraction, trustworthy information.&nbsp;</li>
	<li>Chas:&nbsp;Yeah,&nbsp;I think a lot of distraction.&nbsp;If you look at what is getting into the zeitgeist, it&rsquo;s comedy and&nbsp;music. All the things that society generally craves when they have to get away from reality. What&rsquo;s so bizarre is there are two Americas at the moment: one that doesn&rsquo;t really believe there is virus and is living its life as usual, and one that understands the dangers and urgency but doesn&rsquo;t know what that means for the future.&nbsp;</li>
</ul>

<h3>Q:&nbsp;What steps should mobile app publishers and developers be taking now? What about&nbsp;ad&nbsp;ops teams?&nbsp;&nbsp;</h3>

<ul>
	<li>Ben: Pivot. Experiment with ad models and types that you wouldn&rsquo;t normally consider in a world saturated by CPM display. Look at CPC/CPA. Look at smaller advertisers, niche products. Brand dollars are up and down, and we don&rsquo;t know how long ad verticals will have to tighten their belts. If we start the new year in the same lock down there will be a lot of layoffs,&nbsp;which will affect everyone in the brand space. Consider alternatives. Build direct relationships with products and influencers that align with your app&rsquo;s brand.&nbsp;</li>
	<li>Chas: I would have said&nbsp;this months&nbsp;ago, but especially with iOS 14 looming on the horizon: look at IAP and paywalls for new content; we have always said to anyone who can listen&nbsp;that&nbsp;the future of mobile advertising is going to be about giving the user choices in the ads they consume. Building trust with your users so they understand and agree to the permission marketing that is happening. Be innovative. For all the&nbsp;cutting-edge&nbsp;technology we have, our industry is just as slow to innovate on creative solutions as others. Do something novel with ad choices in your app. Show the user you want them to have an amazing ad experience. CTV is experimenting with that sort of thing, and reaping the benefits of higher CPMs and better BI.&nbsp;</li>
</ul>

<h3>Q:&nbsp;While sessions for many apps are up, ad demand is down. What steps, if any, should publishers take to rectify this gap?&nbsp;&nbsp;</h3>

<ul>
	<li>Ben:&nbsp;Build a dialogue with users about sharing certain information. Create a value exchange. Reward them for providing gender, geo, age,&nbsp;etc. while&nbsp;making it clear that no personally identifiable information will ever leave the user&rsquo;s device. Only aggregated information will be shared and ONLY for the purpose of targeting more relevant ad information. If users are brought into the conversation about advertising, they&rsquo;ll be more tolerant of it. Especially given that relevant advertising can actually be a boon.&nbsp;</li>
	<li>Chas:&nbsp;In addition to finding other monetization loops, look at client optimization. The significant revenue comes from client optimization, fixes and best practices. There is only so much you can do server side. We&rsquo;ve been getting a lot more publishers who understand the need to have their client code in the best shape, and just how impactful that is to their bottom line.&nbsp;</li>
</ul>

<h3>Q:&nbsp;What should mobile app publishers and developers do now to best position themselves for success once COVID-19 clears?&nbsp;&nbsp;</h3>

<ul>
	<li>Ben: Put in place alternative revenue channels now. Even when the brand ad dollars come back, there&rsquo;s going to be a bloodbath as people do&nbsp;everything&nbsp;they can to compete for them - including offer rock bottom CPMs.&nbsp;</li>
	<li>Chas: We know that consumer spending is going to fall. We know that the unemployment numbers are going to have a major knock-on effect to the stock market. And we know that the federal government can&rsquo;t keep people even vaguely afloat forever. We&rsquo;ve been talking about a market contraction for a while - COVID has just accelerated it, and now we&rsquo;re going into full recession. The mobile app industry has never really been through a recession. Brand budgets aren&rsquo;t suddenly going to go back to radio or print or anything like that.&nbsp;It&rsquo;s taken years and years to persuade brands to spend on mobile, and there is too much infrastructure to change budget allocations now. CTV might start taking more and more from mobile, but that world is so fractured I don&rsquo;t see that affecting mobile for a&nbsp;good few years. As Ben said, the biggest challenge is going to be competition from other apps. Get yourself set up now with client optimization and creative monetization loops, so you are in the best place to maximize the ad dollars when they come back. Of course we still don&rsquo;t really know how total ad spend will look going into 2021, but at&nbsp;PubRev+ we think the major brands will want to invest heavily and be associated with that feeling that people will get as we roll out home tests&nbsp;and&nbsp;trial vaccines, and start coming out of COVID (not to mention a new, steady hand at the federal level). I can just imagine lots of 5th Avenue meetings where brands model their post COVID messaging after what Coke has been doing for years, and attach themselves to a&nbsp;feel good&nbsp;emotion - because it will be a worldwide feel good emotion when we get to whatever the other side of COVID looks like.&nbsp;</li>
</ul>

<p>Have any additional questions for Chas, or want additional insights on app monetization? Let us know! You can reach Chas at&nbsp;chas&nbsp;at&nbsp;pubrevplus&nbsp;dot com.&nbsp;</p>

<p>Interested in more insights from Chas? Be sure to <a href="https://www.youtube.com/watch?v=CWXMR4WqdM4&amp;t=7s" target="_blank">check out this 40-minute Q&amp;A with Chas</a> on how COVID-19 has impacted in-app advertising and how mobile marketers can use their skillsets to support their favorite causes.</p>

<p><strong>About the Author/Interviewer&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</strong></p>

<p>Matthew Kaplan has over a decade of digital marketing experience, working to support the content goals of the world&rsquo;s biggest B2B and B2C brands. He is a passionate app user and evangelist, working to support diverse marketing campaigns across devices.&nbsp;</p>]]></description>
      <dc:subject><![CDATA[In-App Monetization, Media Consumption &amp; Trends, English (EN): inmobi.com,]]></dc:subject>
      
      <dc:creator><![CDATA[ Matt Kaplan,  Content Strategist  ]]></dc:creator>
      
      <dc:date>2020-09-14T17:38:00+00:00</dc:date>
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      <title><![CDATA[POPS Partners with InMobi to Deliver Delightful Video Ad Experiences on Mobile ]]></title>
      <link>https://www.inmobi.com/blog/2020/09/10/popspartners-withinmobitodeliverdelightful-video-ad-experiences-on-mobile/</link>
      <guid>https://www.inmobi.com/blog/2020/09/10/popspartners-withinmobitodeliverdelightful-video-ad-experiences-on-mobile/</guid>
      <description><![CDATA[<p style="text-align:center"><img alt="mobile video ads" src="https://go.inmobi.net/hubfs/POPS%20Blog%20Vietnam/POPS_Footageweb_Multidevice2_resize.png" style="height:277px; width:850px" /><br />
&nbsp;&nbsp;</p>

<p><a href="https://inmo.bi/3m71qYC">POPS</a>, the leading digital entertainment company from Southeast Asia,&nbsp;has&nbsp;partnered&nbsp;with&nbsp;InMobi&nbsp;for&nbsp;monetization&nbsp;in Vietnam. The&nbsp;entertainment&nbsp;app, in partnership with&nbsp;InMobi, intends to help advertisers reach their audiences through an always-on&nbsp;device: the&nbsp;mobile&nbsp;and the most engaging ad format: video. The&nbsp;association enables advertisers to leverage advanced&nbsp;programmatic&nbsp;advertising capabilities such as&nbsp;custom audience&nbsp;targeting&nbsp;using content, location and cross-device graphs,&nbsp;real-time analytics&nbsp;and third-party measurement.</p>

<p>Rishi Bedi, Vice&nbsp;President,&nbsp;SEA, Japan and Korea at&nbsp;InMobi&nbsp;shared, &ldquo;POPS is&nbsp;the leading original content platform from Vietnam. Whether it&rsquo;s through live concerts,&nbsp;events or digital content, POPS&nbsp;provides&nbsp;a lasting impression on audiences and paves&nbsp;the&nbsp;way for meaningful interactions&nbsp;between the brands and their&nbsp;consumers.&nbsp;Uniquely, POPS&nbsp;boasts&nbsp;of a significant female viewership among its 2 million and more monthly active users, making it extremely valuable for sectors such as consumer goods, home appliances and the likes.&rdquo;</p>

<p>Shedding more light,&nbsp;Sarika Tulsyan,&nbsp;Chief Revenue Officer - POPS Worldwide&nbsp;said, &ldquo;InMobi&nbsp;is our top ad monetization partner that brings its global expertise to our region. In a short span of association, we have witnessed 2.5X growth in the ad monetization value with&nbsp;InMobi. With its decade long experience and leadership in the in-app advertising space,&nbsp;InMobi&nbsp;stands among the best.&rdquo;&nbsp;</p>

<p>&nbsp;&ldquo;POPS and&nbsp;the&nbsp;InMobi&nbsp;Exchange&nbsp;combine&nbsp;the goodness of programmatic and video&nbsp;for advertisers&nbsp;through this engagement.&nbsp;This&nbsp;means access to high-quality skippable and non-skippable video inventory&nbsp;with close to 90% completion rates&nbsp;and MOAT,&nbsp;IAS, and Nielsen&nbsp;measurement,&rdquo;&nbsp;expressed&nbsp;Punith&nbsp;Holla, Head,&nbsp;Publisher Partnerships&nbsp;in&nbsp;Southeast Asia.&nbsp;</p>

<p>POPS can be accessed programmatically on the&nbsp;InMobi&nbsp;Exchange through various DSPs including&nbsp;direct access via DV360.&nbsp;&nbsp;</p>

<p>Check out&nbsp;our&nbsp;<a href="/blog/inmobi-exchange-enables-direct-access-for-dv360-media-buyers">blog on accessing inventory on the InMobi Exchange via DV360&nbsp;for more details</a>.&nbsp;Visit&nbsp;the&nbsp;<a href="https://advertising.inmobi.com/mobile-in-app-monetization">InMobi&nbsp;programmatic monetization&nbsp;page&nbsp;to&nbsp;learn more&nbsp;about our&nbsp;monetization services</a>.&nbsp;</p>

<p>&nbsp;</p>

<h2>About POPS&nbsp;</h2>

<p>POPS is the leading digital entertainment company in Southeast Asia, providing over 212 million subscribers with access to the very best entertainment in the region. Over the past 12 years, POPS has mastered the art and science of connecting brands with viewers and building up communities through meaningful digital content.&nbsp;&nbsp;</p>

<p>POPS&nbsp;provides&nbsp;diverse content library ranging from music, general entertainment,&nbsp;kids&nbsp;edutainment features, and more from the very best content creators across SEA and beyond.&nbsp;</p>]]></description>
      <dc:subject><![CDATA[Announcements, English (EN): inmobi.com,]]></dc:subject>
      
      <dc:creator><![CDATA[ Team InMobi  ]]></dc:creator>
      
      <dc:date>2020-09-10T19:49:00+00:00</dc:date>
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      <title><![CDATA[Preparing for iOS 14: Insights from InMobi Exchange CAB Identity Focus Group]]></title>
      <link>https://www.inmobi.com/blog/2020/09/09/preparing-for-ios-14-insights-from-inmobi-exchange-cab-identity-focus-group/</link>
      <guid>https://www.inmobi.com/blog/2020/09/09/preparing-for-ios-14-insights-from-inmobi-exchange-cab-identity-focus-group/</guid>
      <description><![CDATA[<p>Apple&rsquo;s recent&nbsp;announcements&nbsp;regarding&nbsp;<a href="/blog/inmobi-exchange-ios-14-and-idfa-what-you-should-know" target="_blank">iOS 14&nbsp;and its&nbsp;expected impact on the Identifiers for Advertisers (IDFA)</a>&nbsp;have been&nbsp;in the news for&nbsp;the last few weeks.&nbsp;Everyone from&nbsp;advertisers to publishers&nbsp;and the other ecosystem players are discussing its likely&nbsp;impact on in-app advertising and monetization.&nbsp;</p>

<p>To get a better sense of how the mobile advertising ecosystem will cope with these changes, we convened experts from across the supply chain as part of the latest effort related to our&nbsp;InMobi&nbsp;Exchange Customer Advisory Board (CAB).&nbsp;</p>

<p>As&nbsp;you&nbsp;might&nbsp;have read&nbsp;in&nbsp;our&nbsp;<a href="/blog/what-to-expect-from-inmobi-exchange-in-2020-inmobi-exchange-cab-mid-year-update" target="_blank">CAB mid-year update</a>&nbsp;from June this year, we&nbsp;decided&nbsp;to&nbsp;change&nbsp;the format of&nbsp;our in-person, large group CAB&nbsp;meeting to video chats with smaller&nbsp;groups.&nbsp;We also saw this as an opportunity to&nbsp;use these smaller groups for more focused chats on specific themes.&nbsp;One of those themes for us this year was&nbsp;identity.&nbsp;&nbsp;</p>

<p>The&nbsp;Identity group&nbsp;included&nbsp;representation from publishers (Kwalee&nbsp;and&nbsp;MyRadar),&nbsp;demand-side platforms&nbsp;(Criteo, Amazon,&nbsp;Moloco) and&nbsp;our identity partner&nbsp;LiveRamp.&nbsp;You can check out our&nbsp;full list&nbsp;CAB members on&nbsp;<a href="https://www.inmobi.com/company/customer-advisory-board/" target="_blank">this page</a>.&nbsp;</p>

<p>Here are some insights from the&nbsp;meeting&nbsp;that&nbsp;we think&nbsp;will help you understand how the&nbsp;ecosystem&nbsp;is looking to&nbsp;tackle in-app advertising&nbsp;once iOS 14 is live.&nbsp;</p>

<h2>1) User&nbsp;Consent&nbsp;Opt-In&nbsp;</h2>

<p>While there isn&rsquo;t a clear benchmark on the possible opt-in rates we might see, most publishers expect it to be anywhere&nbsp;around&nbsp;20-30%, on the conservative end. Given&nbsp;that approximately 30% of all request volumes today&nbsp;have Limit Ad Tracking set, an app-level prompt will provide further incentive for users to proactively disallow tracking. To mitigate risk, most publisher partners agree broadly on setting up meaningful value exchanges and other tactics to nudge users towards granting app tracking permissions.&nbsp;&nbsp;</p>

<p>Our discussions point to a long-term strategy where publishers will explore revenue diversification,&nbsp;especially&nbsp;if the opt-in rates drop drastically.&nbsp;This includes exploring possible subscription-based revenue models, diversification through new ad formats (like&nbsp;in-game native and in-game audio), offering in-app rewards in exchange for user consent&nbsp;(like the rewarded video mechanics), etc.&nbsp;&nbsp;</p>

<p>In the short run though, publishers will consider ways to encourage users to provide consent. This includes banners, alerts and notifications to nudge sticky users, along with&nbsp;tactics like building better onboarding experiences for users by providing the multiple consent-based opt-in prompts (like iOS 14, <a href="https://www.inmobi.com/gdpr" target="_blank">GDPR</a> and&nbsp;<a href="/blog/what-you-need-to-know-about-ccpa-ad-tech-edition" target="_blank">CCPA</a>) in a less intrusive way to drive better conversions.&nbsp;</p>

<h2>2) Alternate&nbsp;Identifiers to&nbsp;Enable Targeting&nbsp;and&nbsp;Bidding&nbsp;</h2>

<p>In the absence of IDFA, the jury is still out on a substitute identifier that can take its place. DSPs in&nbsp;our&nbsp;forum expressed&nbsp;interest in using any available identifier that&nbsp;advertisers are open to, is&nbsp;privacy-compliant&nbsp;and is available at scale.&nbsp;&nbsp;</p>

<p>One of the options is using hashed emails or publisher login data (emails or phone numbers) in a privacy-compliant&nbsp;framework. Solutions like&nbsp;LiveRamp&rsquo;s&nbsp;Authenticated Traffic Solution (ATS) is an attempt of this kind. ATS attempts to use publisher&nbsp;data (but&nbsp;not app data)&nbsp;and make that available to&nbsp;advertisers&nbsp;for their&nbsp;targeting&nbsp;use cases.&nbsp;</p>

<p>While the buy side is open&nbsp;to using&nbsp;all such identifiers at this point, they want to make sure these identifiers&nbsp;are consent-based&nbsp;and&nbsp;provide the consumers with an easy way to opt out.&nbsp;</p>

<h2>3) Additional Data&nbsp;Signals&nbsp;for Targeting&nbsp;and&nbsp;Bidding&nbsp;</h2>

<p>The ecosystem is also exploring other privacy-first ways&nbsp;in which&nbsp;advertisers&nbsp;can&nbsp;continue to run targeted advertisements&nbsp;against user segments&nbsp;without&nbsp;the need to&nbsp;share any user-level ID or&nbsp;personal&nbsp;data.&nbsp;From many conversations with our buy-side partners, contextual targeting&nbsp;appears to be getting more interest as the&nbsp;best alternative to&nbsp;user level ad personalization.&nbsp;&nbsp;</p>

<p>DSPs are&nbsp;preparing to ingest contextual signals to tune their algorithms accordingly, although industry-wide adoption may take time.&nbsp;DSPs&nbsp;are looking at&nbsp;three&nbsp;types of contextual signals:&nbsp;</p>

<ol>
	<li>Device signals, e.g.&nbsp;battery&nbsp;level, battery charging&nbsp;indicator, device hardware version, network speed, etc.&nbsp;</li>
	<li>Content&nbsp;signals, e.g.&nbsp;app category, app page classification, etc.&nbsp;</li>
	<li>User&nbsp;ad interaction metrics, e.g.&nbsp;session depth, video completion rates, click-through rates, etc.&nbsp;</li>
</ol>

<p>Most DSPs are building out support for device signals because they are&nbsp;quite&nbsp;standard and simple to consume across&nbsp;supply-side platforms.&nbsp;Content signals&nbsp;are&nbsp;interesting&nbsp;to&nbsp;advertisers, but&nbsp;many on the buy side feel that&nbsp;they&nbsp;need to&nbsp;be&nbsp;standardized&nbsp;before they see mainstream adoption in the ecosystem.&nbsp;&nbsp;</p>

<p>User ad interaction metrics,&nbsp;which are&nbsp;the&nbsp;third category of&nbsp;signals,&nbsp;are especially interesting to&nbsp;performance-first DSPs&nbsp;that focus on down-funnel metrics like user acquisition.&nbsp;DSP&nbsp;bidders&nbsp;can use these&nbsp;in their predictive models to evaluate&nbsp;their value to specific advertisers and campaigns.&nbsp;In fact, some&nbsp;of these metrics&nbsp;like session depth&nbsp;have been&nbsp;used&nbsp;by some DSPs for some time now.&nbsp;But&nbsp;with the iOS 14-related&nbsp;changes, these signals will become much more important and&nbsp;popular with performance DSPs.&nbsp;</p>

<p>Of course, until iOS 14 is live, we won&rsquo;t know what opt-in rates will specifically look like and how the industry will need to adapt. For more on iOS 14 from&nbsp;InMobi, be sure to&nbsp;subscribe to our blog and to check out the latest videos <a href="https://www.youtube.com/inmobitv" target="_blank">on&nbsp;our YouTube channel</a>.&nbsp;</p>

<p>And for more updates on future&nbsp;InMobi&nbsp;Exchange CAB meetings, stay tuned to our blog. If you&rsquo;re interested in learning more about upcoming CAB events,&nbsp;<a href="https://www.inmobi.com/company/contact/" target="_blank">please don&rsquo;t hesitate to reach out to us</a>.&nbsp;</p>]]></description>
      <dc:subject><![CDATA[Advertising, Inside InMobi, English (EN): inmobi.com,]]></dc:subject>
      
      <dc:creator><![CDATA[ Team InMobi  ]]></dc:creator>
      
      <dc:date>2020-09-09T21:24:00+00:00</dc:date>
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      <title><![CDATA[(Blog in Bahasa) Temukan Strategi Remarketing yang Memperkuat Pengalaman dan Loyalitas Konsumen]]></title>
      <link>https://www.inmobi.com/blog/2020/09/10/blog-in-bahasa-temukan-strategi-remarketing-yang-memperkuat-pengalaman-dan-loyalitas-konsumen/</link>
      <guid>https://www.inmobi.com/blog/2020/09/10/blog-in-bahasa-temukan-strategi-remarketing-yang-memperkuat-pengalaman-dan-loyalitas-konsumen/</guid>
      <description><![CDATA[<p>InMobi, bekerjasama dengan Branch, menyelenggarakan sesi webinar tentang pentingnya <em>remarketing</em> untuk <em>brand</em>. <em>Remarketing</em> bermanfaat dikarenakan dapat membangun hubungan nyata antara <em>brand</em> dengan konsumen, dan mendorong loyalitas kepada <em>brand </em>dalam waktu jangka panjang. <em>Eric Stein, EVP &amp; GM, Branch dan Srinivas KC, VP &amp; GM Advertiser Platforms</em>, InMobi membagikan wawasan mereka tentang strategi remarketing di webinar ini. Berikut adalah gambaran singkat tentang detail diskusi mereka:</p>

<h2><strong><em>Remarketing</em>: Rahasia untuk Berhubungan Kembali dengan Konsumen yang Memiliki Ketertarikan Tinggi Terhadap <em>Brand</em></strong></h2>

<p>Dengan adanya COVID-19 yang menyebabkan pergeseran seismik dalam cara konsumen dan <em>brand </em>berinteraksi, saat ini <em>audience</em> lebih banyak menggunakan <em>mobile phone</em> mereka dari sebelumnya.</p>

<p>Maka, <em>brand </em>terus mengevaluasi bagaimana mereka dapat mendorong nilai maksimum terhadap konsumen mereka, dan melalui cara <em>remarketing</em> lah <em>brand</em> menyambut baik strategi pemasaran tersebut. Pengiklan sangat paham dengan risiko penurunan di setiap tahap perjalanan pelanggan; <em>Remarketing </em>membantu memulai kembali interaksi <em>brand </em>dengan konsumen, dimana mereka secara kontekstual dan juga manfaat, sehingga menjadikan <em>remarketing</em> menjadi permainan andalan bagi <em>marketers</em> saat ini.</p>

<p><img alt="" src="https://go.inmobi.net/hubfs/Branch%20Blog%20Image/Branch%20Blog%20Image%201.png" style="height:267px; width:850px" /></p>

<p><em>Remarketing</em> menggabungkan jangkauan relevansi bersekala tinggi dengan komunikasi dan juga personalisasi, seringa memungkinkan pengiklan dapat mendorong konsumen ke langkah selanjutnya dari perjalanan mereka di <em>mobile</em>. Kampanye <em>remarketing</em> yang bernuansa dapat membantu pengiklan mencapai tiga hasil utama:</p>

<ol>
	<li>Aktivasi: Mendorong konsumen ke langkah selanjutannya dalam proses pembelian</li>
	<li><em>Retargeting</em>: <em>Cross-sell</em> melalui afinitas produk dan <em>search sciences</em></li>
	<li><em>Re-engagement</em>: Mendapatkan pengguna aktif untuk menyelesaikan pembelian dan mendorong pendapatan tambahan</li>
</ol>

<p><img alt="" src="https://go.inmobi.net/hubfs/Branch%20Blog%20Image/Branch%20Blog%20Image%202.png" style="height:267px; width:850px" /></p>

<h2><strong>Pendekatan Komprehensif untuk <em>Remarketing</em></strong></h2>

<p>Dalam mencapai hasil yang optimal, saat meluncurkan kampanye <em>remarketing</em> harus menggunakan pendekatan komprehensif yang terencana dengan baik adalah suatu keharusan. Kampanye <em>remarketing</em> yang berpengaruh dibuat berdasarkan 3 faktor utama: <em>Custom Audiences, Creative Optimization, </em>dan<em> Smart Bidding.</em></p>

<p><em><img alt="" src="https://go.inmobi.net/hubfs/Branch%20Blog%20Image/Branch%20Blog%20Image%203.png" style="height:395px; width:850px" /></em></p>

<h3><strong>1. Membangun <em>Custom Audiences</em> secara <em>Real-Time</em></strong></h3>

<p>Pilar utama untuk memastikan keberhasilan kampanye <em>remarketing</em> adalah menentukan dan mengatur kelompok konsumen secara <em>real-time</em> di dalam aplikasi (in-app), aktivitas terkini, dan atribut yang dipersonalisasi. Pengiklan harus memanfaatkan strategi berikut untuk mengkurasi kelompok dan:</p>

<ol>
	<li>Melacak konversi di seluruh channel saat konsumen mengubah status di channel yang berbeda</li>
	<li>Melacak dan segmentasi konsumen yang tidak aktif di setiap <em>channel</em></li>
	<li>Tentukan strategi kampanye <em>remarketing </em>untuk kelompok pengguna individu untuk memaksimalkan transaksi.</li>
</ol>

<h3><strong>2. Pengoptimalan Kreatif untuk Jangkauan yang Lebih Tinggi</strong></h3>

<p>Menyesuaikan komunikasi kreatif untuk menciptakan pengalaman yang kaya dan menarik, termasuk penggunaan format iklan yang dipersonalisasi dan interaktif, membantu menjangkau konsumen yang memiliki niat tinggi, mendorong tingkat keterlibatan yang lebih baik, dan konversi yang lebih tinggi.</p>

<p><img alt="" src="https://go.inmobi.net/hubfs/Branch%20Blog%20Image/Branch%20Blog%20Image%204.png" style="height:390px; width:850px" /></p>

<h3><strong>3. <em>Strategi Smart Bidding</em> yang Mengoptimalkan Pembelanjaan Iklan</strong></h3>

<p>Penawaran yang diubah secara dinamis didasarkan pada berbagai atribut yang memungkinkan prediksi iklan yang lebih baik. Hal ini memastikan bahwa belanja iklan dialokasikan pada kecenderungan kebutuhan konsumen untuk bertransaksi, membantu pengiklan bergerak mengoptimalisasikan iklan dengan CTR.</p>

<h2><strong>Membangun <em>Seamless User Experiences di Mobile</em></strong></h2>

<p>Pernah bertanya-tanya betapa sulitnya membangun pengalaman pengguna tanpa gangguan yang memenuhi harapan konsumen? Seringkali beberapa faktor kompatibilitas seperti sistem operasi, perangkat, <em>platform</em> (aplikasi, <em>browser web</em>) yang dapat membuat atau menghilangkan minat, saat pengalaman akhir konsumen saat mereka bergerak di berbagai tahapan <em>customer funne</em>l. Taktik <em>deep linking</em> yang tepat dapat membantu menghilangkan kerumitan ini dalam perjalanan konsumen, sehingga dapat menawarkan pengalaman akhir yang menyenangkan ke mereka.</p>

<p>Misalkan konsumen melihat iklan dan ingin membeli produk. Setelah mengklik iklan yang tidak memiliki <em>deep link</em>, mereka akan diarahkan ke <em>Appstore</em> atau <em>Play Store</em> tempat mereka harus mendownload aplikasi terlebih dahulu. Dengan asumsi tidak ada gangguan, mereka kemudian harus mendaftar di aplikasi. Setelah mendaftar, mereka dapat membuka aplikasi. Pengguna tidak akan membuka halaman yang benar kecuali mereka memutuskan untuk mencarinya secara manual dari layar aplikasi utama. Dengan rentang perhatian yang lebih pendek, konsumen modern mengharapkan transaksi terjadi dalam satu klik. Dunia tanpa <em>deep link</em> meninggalkan terlalu banyak tanggung jawab pada konsumen untuk mengambil tindakan yang benar, menyangkal pengguna dari <em>seamless experience</em>.</p>

<p><img alt="" src="https://go.inmobi.net/hubfs/Branch%20Blog%20Image/Branch%20Blog%20Image%205.png" style="height:359px; width:850px" /></p>

<p style="text-align:center">Gambar 1 Alur tanpa Konfigurasi <em>Deep Link</em></p>

<p><em>Deep link</em> memastikan pengalaman konsumen yang mulus bagi pengguna aplikasi Anda. Dengan tautan dalam, konsumen diperlihatkan dengan tepat apa yang mereka cari hanya dalam satu kali ketukan.</p>

<p><img alt="" src="https://go.inmobi.net/hubfs/Branch%20Blog%20Image/Branch%20Blog%20Image%206.png" style="height:383px; width:850px" /></p>

<p style="text-align:center">Gambar 2 Alur dengan Konfigurasi <em>Deep Link</em></p>

<p>Iklan <em>remarketing</em> menunjukkan hasil terbaik saat iklan mengarahkan pengguna ke halaman halaman yang mereka diinginkan. <em>Deep link</em> memungkinkan <em>marketers</em> untuk mencegah penurunan dan pembatalan konsumen untuk melakukan transaksi, dan pada akhirnya meningkatkan loyalitas konsumen dan menghasilkan konversi yang lebih tinggi.</p>

<h2><strong>Daftar <em>Remarketing Checklist</em> untuk <em>Marketers</em></strong></h2>

<p>Pastikan keberhasilan kampanye <em>remarketing</em> Anda dengan mencentang poin-poin berikut dari daftar <em>checklist</em> Anda:</p>

<ol>
	<li>Manfaatkan data pihak pertama, kedua, dan ketiga untuk segmentasi audiens</li>
	<li>Mengoptimalkan tawaran untuk pengguna keterlibatan tinggi / LTV <em>users</em></li>
	<li>Personalisasi iklan berdasarkan minat dan perilaku konsumen</li>
	<li>Memfasilitasi konversi yang lebih tinggi dengan dukungan <em>deep linking</em></li>
	<li>Memanfaatkan penargetan lintas perangkat</li>
</ol>

<p>Untuk mempelajari lebih lanjut tentang bagaimana pemasaran ulang dapat membantu <em>brand </em>dan <em>marketers</em> membuat yang terbaik dari kampanye mereka, tonton webinar sesuai permintaan <a href="https://branch.io/resources/webinar/how-to-retain-your-customers-remarketing-strategies-to-improve-user/">di sini</a>.</p>]]></description>
      <dc:subject><![CDATA[Acquiring New Users, English (EN): inmobi.com,]]></dc:subject>
      
      <dc:creator><![CDATA[ Team InMobi  ]]></dc:creator>
      
      <dc:date>2020-09-09T13:05:00+00:00</dc:date>
    </item>
  
    <item>
      <title><![CDATA[Mobile Ad Creatives Best Practices with InMobi and Celtra [New Report]]]></title>
      <link>https://www.inmobi.com/blog/2020/09/02/mobile-ad-creatives-best-practices-with-inmobi-and-celtra-new-report/</link>
      <guid>https://www.inmobi.com/blog/2020/09/02/mobile-ad-creatives-best-practices-with-inmobi-and-celtra-new-report/</guid>
      <description><![CDATA[<p>What do the very best&nbsp;mobile ad creatives&nbsp;look like, and what kinds of results can they drive for in-app marketing campaigns?&nbsp;For a deep dive on creative best practices, the in-app&nbsp;mobile advertising&nbsp;experts at&nbsp;InMobi&nbsp;teamed up with the&nbsp;creative teams over at&nbsp;Celtra&nbsp;to take a deep dive on the role of&nbsp;creatives in&nbsp;mobile marketing and how an ad&nbsp;creative, working&nbsp;in&nbsp;lockstep&nbsp;with other key components to&nbsp;in-app&nbsp;ad campaigns, can drive key results for in-app marketing&nbsp;teams.&nbsp;</p>

<p>Download this report, titled <a href="https://go.inmobi.net/inmobi-and-celtra-2020-mobile-creatives-report" target="_blank">Understanding Quality Ad Creative for Mobile Screens</a>,&nbsp;today to learn:&nbsp;</p>

<ul>
	<li>Common traits of top ad creatives,&nbsp;including banners and&nbsp;video ads,&nbsp;with details on why interactivity, branding and a strong&nbsp;call to action&nbsp;are key.&nbsp;</li>
	<li>Why&nbsp;targeted audiences&nbsp;should see customized mobile ad creatives.&nbsp;</li>
	<li>How top ad creatives can drive ideal&nbsp;ad performance&nbsp;around everything from branding to&nbsp;user acquisition, and what ideal&nbsp;conversion rates&nbsp;look like.&nbsp;</li>
	<li>Why creatives are a key component to&nbsp;ad spend&nbsp;budgets.&nbsp;</li>
</ul>

<p style="text-align:center"><a class="btn btn-s" href="https://go.inmobi.net/inmobi-and-celtra-2020-mobile-creatives-report" style="font-size:24px; border-radius: 25px; font-weight: normal;" target="_blank">GET IT NOW</a></p>

<h2>Sneak Peek of the Report&nbsp;</h2>

<p>Get an advanced look at the report before you download it! Check out three of the&nbsp;chapters&nbsp;today:&nbsp;</p>

<h3>Introduction&nbsp;</h3>

<p>What does a successful ad look like? How do brands know if their ads had a positive impact on their target market?&nbsp;</p>

<p>In the past century, answering these kinds of questions was relatively straightforward. Marketers had developed some benchmarks to determine if a radio, newspaper,&nbsp;or television ad worked, or if a billboard or bus stop ad had its intended effect. Over the decades, advertisers had templates in place for all these media.&nbsp;&nbsp;</p>

<p>But then digital happened. First in the browser world and then later to mobile and apps, marketers now&nbsp;have the ability to&nbsp;more accurately measure their ads to determine if they were effective. They don&rsquo;t need only focus groups, surveys&nbsp;or guesswork to determine if their campaigns were successful. They now have data at their fingertips.&nbsp;</p>

<p>The emerging world of mobile advertising and in-app advertising has created tremendous opportunities for marketers in terms of measurability, reach and targeting. But it comes with its fair share of challenges.&nbsp;&nbsp;</p>

<p>How can marketers capture attention with a smaller screen and shorter attention spans? With far more data coming through, what should be tracked closely versus what&rsquo;s just noise? And, how can marketers stay on top of everything when campaigns are transacted programmatically in mere fractions of a second?&nbsp;&nbsp;</p>

<p>In the world of in-app advertising, old ideas about the marketing funnel are falling away. Today&rsquo;s consumer journey is far more convoluted, with touchpoints across media potentially working together in unexpected ways to drive sales and influence consumer actions.&nbsp;</p>

<p>As a result of all this, what does an effective mobile app ad&nbsp;actually&nbsp;look&nbsp;like?&nbsp;&nbsp;</p>

<p>That&rsquo;s what we wanted to definitively find out.&nbsp;&nbsp;</p>

<p>To resolve still-lingering questions and concerns regarding mobile in-app ad creative best practices,&nbsp;InMobi&rsquo;s&nbsp;in-app advertising experts teamed up with the creative production experts at&nbsp;Celtra. We looked at the creatives used with some of the top mobile in-app advertising campaigns, to see how the ad itself impacted campaign performance.&nbsp;</p>

<h3>Developing Signups and Contacts to Help Drive New Business&nbsp;&nbsp;</h3>

<p>Mobile in-app advertising can go beyond brand awareness as well and is proven capable of driving measurable business success &ndash; so long as the right creative is deployed, of course. When optimized ads are deployed intelligently and thoughtfully, brands can successfully drive new signups, new app downloads and new business through mobile app-led campaigns.&nbsp;&nbsp;</p>

<p>In the in-app world, bottom-funnel performance campaigns have long been measured on a pure install basis. But this provides only limited information. After all, just because someone installs an app doesn&rsquo;t mean they&rsquo;ll be a loyal, valuable customer. And, of course, not all brands have apps.&nbsp;&nbsp;</p>

<p>So&nbsp;what&rsquo;s a better way of measuring performance for these kinds of campaigns? Increasingly, savvy brands are thinking beyond the event and taking steps to understand how someone who interacts with an ad is later impacting the business and its bottom line. Metrics like post-click conversion rate and acquired user lifetime value thus become what is tracked, as opposed to only raw installs.&nbsp;&nbsp;</p>

<p>Some brands are even taking this mentality a step further by only buying against these kinds of metrics. Many advertisers are now embracing Cost per Action (CPA) advertising, wherein they only pay when a high-quality user is obtained through advertising. For example, instead of buying on a Cost Per Install (CPI) basis, a food delivery app may prefer to buy on a Cost Per First Order (CPFO) basis, so that they only pay when someone both downloads the app from an ad and then actually uses the app to order food.&nbsp;</p>

<h3>How to Apply These Insights&nbsp;&nbsp;</h3>

<p>As a marketer or advertiser, how can you use these examples in your own future in-app efforts? The key is to always think about what your intended audience wants to see and what will convince them to take a desired next step.&nbsp;&nbsp;&nbsp;</p>

<p>Mobile in-app advertising has many advantages, but also some downsides. The ability to target and segment audiences is unparalleled, and the features that can be leveraged are wide-reaching. But mobile attention spans are short, and smartphone screens don&rsquo;t offer a lot of real estate.&nbsp;&nbsp;&nbsp;</p>

<p>The key, as always, is to offer the right creative to the right person at the right time. This is, of course, easier said than done. But, by developing a key understanding of your audience and what they need to see from you, you can then develop a wide variety of ad creatives to effectively capture their attention and drive desired outcomes.&nbsp;&nbsp;</p>

<p>To see continued success, it&rsquo;s helpful to measure quickly and then to iterate off that data as soon as possible. The mobile in-app space moves quickly, and so it&rsquo;s important to move in tandem with it. A creative that works&nbsp;really well&nbsp;for&nbsp;one week could fall flat next week.&nbsp;&nbsp;&nbsp;</p>

<p>Take a look&nbsp;at the data at least once a day, and dive into what you&rsquo;re seeing. Why are some creatives working better than others? Why are some audiences responding better to the campaign versus others? With a close eye and an understanding of mobile in-app advertising best practices, you can be sure that your creatives are always leading to campaign success.&nbsp;</p>

<p style="text-align:center"><a class="btn btn-s" href="https://go.inmobi.net/inmobi-and-celtra-2020-mobile-creatives-report" style="font-size:24px; border-radius: 25px; font-weight: normal;" target="_blank">GET IT NOW</a></p>

<h2>Looking for Additional Insights on Mobile Ad Creatives Best Practices?&nbsp;</h2>

<p>Want to go beyond what&rsquo;s covered in the report and gain further knowledge on what the best ad creatives should look like in&nbsp;mobile apps that aren&rsquo;t owned by Google and Facebook? Check out the below resources today:&nbsp;&nbsp;</p>

<ul>
	<li>How AI and Machine Learning Make In-App Ad Creatives Better</li>
	<li><a href="/blog/three-step-checklist-to-making-an-effective-mobile-ad-creative" target="_blank">Three-Step Checklist&nbsp;To&nbsp;Making An Effective Mobile Ad Creative</a>&nbsp;</li>
	<li><a href="https://medium.com/@matt.kaplan_12991/your-guide-to-effective-mobile-ad-creatives-cb2d09e21141" target="_blank">Your Guide to Effective Mobile Ad Creatives</a>&nbsp;</li>
	<li><a href="/blog/in-app-creative-basic-benchmarks-for-performance-campaign-managers" target="_blank">In-App Creative Basic Benchmarks&nbsp;For&nbsp;Performance Campaign Managers</a>&nbsp;</li>
	<li><a href="https://www.celtra.com/case-study/inmobi-transforms-creative-production/" target="_blank">InMobi Transforms Creative Production, Outperforms Averages with&nbsp;Celtra</a></li>
</ul>

<p>Of course, don&rsquo;t forget to pair these resources with <a href="https://go.inmobi.net/inmobi-and-celtra-2020-mobile-creatives-report" target="_blank">your complimentary copy of Understanding Quality Ad Creative for Mobile Screens</a>!&nbsp;</p>

<p style="text-align:center"><a class="btn btn-s" href="https://go.inmobi.net/inmobi-and-celtra-2020-mobile-creatives-report" style="font-size:24px; border-radius: 25px; font-weight: normal;" target="_blank">GET IT NOW</a></p>

<p>Note: A big thanks to the folks at&nbsp;Celtra&nbsp;to help this report come alive! Brands&nbsp;and advertisers&nbsp;featured in the report include&nbsp;Abu Dhabi Tourism,&nbsp;Alfa Romeo,&nbsp;Asian Paints,&nbsp;Buavita,&nbsp;Clear,&nbsp;CooperVision,&nbsp;Etisalat,&nbsp;Expo 2020&nbsp;Dubai,&nbsp;Foxtel,&nbsp;Lifebuoy,&nbsp;Philips, Ponds,&nbsp;Rusky&nbsp;Bakes, Subaru&nbsp;and Wendy&rsquo;s.&nbsp;</p>

<h4>About&nbsp;Celtra&nbsp;&nbsp;</h4>

<p>Celtra&nbsp;is the Creative Management Platform (CMP) for digital advertising.&nbsp;Celtra&rsquo;s&nbsp;creative production automation software helps creative and marketing teams design, scale, and deliver creative across channels, formats, and languages.&nbsp;Celtra&nbsp;is headquartered in Boston (MA), with offices in New York City, San Francisco, London (UK), Singapore, and Ljubljana (SI). For more information, visit&nbsp;Celtra&nbsp;at www.celtra.com or @Celtra on Twitter.&nbsp;</p>]]></description>
      <dc:subject><![CDATA[Advertising, Inside InMobi, Success Stories, English (EN): inmobi.com,]]></dc:subject>
      
      <dc:creator><![CDATA[ Team InMobi  ]]></dc:creator>
      
      <dc:date>2020-09-02T11:15:00+00:00</dc:date>
    </item>
  
    <item>
      <title><![CDATA[Pemasaran Dalam 'Normal Baru:' Bagaimana Asia-Pasifik Bersiap]]></title>
      <link>https://www.inmobi.com/blog/2020/09/03/pemasaran-dalam-normal-baru-bagaimana-asia-pasifik-bersiap/</link>
      <guid>https://www.inmobi.com/blog/2020/09/03/pemasaran-dalam-normal-baru-bagaimana-asia-pasifik-bersiap/</guid>
      <description><![CDATA[<p>COVID-19 telah menyebabkan perubahan besar dalam cara berpikir, merasakan, dan bertindak konsumen. Akibatnya, pemasar saat ini mengevaluasi kembali prioritas dan strategi mereka untuk tidak hanya bertahan tetapi juga berkembang di dunia pasca-COVID. Perubahan apa yang dibawanya ke dalam normal baru dalam strategi pemasaran? Bagaimana <em>marketers</em> tetap berada di puncak permainan mereka melalui masa transisi ini? Melalui survei kami, yang dilakukan dengan para pemimpin pemasaran digital teratas dari Asia Tenggara dan India menghadirkan fakta menarik dalam <a href="https://go.inmobi.net/hubfs/APAC_2020_NewNormalReport/Marketing%20In%20the%20New%20Normal%20Report%20India%20SEA%202020%20-%20bahasa.pdf">marketing di era New Normal</a>.</p>

<h2><strong>Digital Marketing Maturity (DMM) adalah Kunci di dalam era New Normal</strong></h2>

<p>Dengan perubahan pola perilaku masyarakat dalam membelanjakan uang mereka, digital menjadi hal prerogatif bagi <em>brand</em> untuk berinteraksi dengan konsumen baru, dan <em>marketers </em>perlu menilai ulang mengenai prioritas dalam mengukur tujuan pemasaran mereka agar tetap terhubung dengan konsumen.</p>

<h3><strong>DMM Sangat Penting, tetapi Apakah Brand Sudah Siap?</strong></h3>

<p>BCG menyatakan bahwa DMM adalah kapasitas organisasi dalam memberikan pengalaman bagi <em>brand</em> untuk kedewasaan strategi marketing mereka: <em>Nascent, Emerging, Connected,</em> dan <em>Multi-moment</em>. Menurut survei yang dilakukan oleh InMobi, hampir setengah dari pemasar mengkategorikan diri mereka dalam <em>Nascent</em> atau <em>Emerging Stage</em>, menyisakan ruang besar untuk pertumbuhan organisasi. Seperti yang telah terjadi di <em>e-commerce</em> dan industri BFSI (<em>Banking, Financial Services and Insurance</em>) yang telah memimpin DMM Karena mereka telah berada di posisi <em>connected</em> dan <em>multi-moment</em>.</p>

<p><img alt="" src="https://go.inmobi.net/hubfs/APAC_2020_NewNormalReport/Blog%20Images/Blog%201.png" style="height:608px; width:850px" /></p>

<p>Mengingat keadaan kematangan pemasaran <em>digital</em>, apa tujuan <em>marketers</em> yang perlu diketahui dalam era New Normal ini?</p>

<ol>
	<li>Mendapatkan pelanggan baru</li>
	<li>Memperkuat <em>brand reputation</em> <em>and trust</em></li>
	<li>Meningkatkan <em>brand awareness</em></li>
	<li><em>Engage</em> dengan komunitas yang telah ada</li>
</ol>

<p>Saat DMM berkembang, strategi marketers yang disalurkan melalui <em>channel digital</em> bergeser dari <em>aspiration </em>menjadi tindakan yang dapat ditindaklanjuti. Saat <em>marketers</em> bergerak menuju akhir, yang dapat ditindaklanjuti mereka telah siap untuk mengukur ROI.</p>

<h3><strong>Evolusi Strategi dan Perkembangan Kematangan Pemasaran Digital</strong></h3>

<p><strong><img alt="" src="https://go.inmobi.net/hubfs/APAC_2020_NewNormalReport/Blog%20Images/Blog%203.png" style="height:336px; width:850px" /></strong></p>

<p>Mendapatkan pelanggan baru sambil meningkatkan engagement dengan pelanggan yang sudah ada telah menjadi tantangan tersendiri di wilayah Asia Pasifik. <em>Marketers</em> ingin mendorong hasil yang dapat diukur ke depan dengan berinvestasi dalam strategi berikut:</p>

<ol>
	<li>Membangun pengalaman pelanggan secara <em>omnichannel</em></li>
	<li>Mengakses data konsumen secara <em>real-time</em></li>
	<li>Memanfaatkan otomatisasi di seluruh <em>digital Chanel</em></li>
	<li>Membangun sumber daya manusia yang terampil</li>
</ol>

<p><img alt="" src="https://go.inmobi.net/hubfs/APAC_2020_NewNormalReport/Blog%20Images/Blog%204.png" style="height:519px; width:850px" /></p>

<h3><strong>Strategi Utama yang Dapat Dilakukan oleh <em>Brand</em> di era New Normal</strong></h3>

<p><strong><img alt="" src="https://go.inmobi.net/hubfs/APAC_2020_NewNormalReport/Blog%20Images/Blog%205.png" style="height:285px; width:850px" /></strong></p>

<p>Iklan <em>digital </em>akan mendorong pertumbuhan di dunia Pasca-Covid, sementara <em>digital </em>adalah bagian dari sebagian besar strategi pemasaran, 58% <em>marketers </em>menghabiskan kurang dari 40% anggaran mereka untuk <em>digital</em>. Dengan berbagai macam platform untuk dijelajahi seperti TV, OOH, media Cetak, dan radio, anggaran tersebar dengan baik di berbagai saluran <em>digital </em>dan <em>non digital</em>. Pandemi telah mengakibatkan <em>marketers </em>harus mengubah rencana mereka agar lebih fokus secara digital.</p>

<p><img alt="" src="https://go.inmobi.net/hubfs/APAC_2020_NewNormalReport/Blog%20Images/Blog%206.png" style="height:588px; width:850px" /></p>

<p>Menurut <em>eMarketer</em>, India dan Asia Tenggara mengalami peningkatan yang luar biasa dalam pembelanjaan iklan untuk <em>digital</em> yang tumbuh masing-masing sebesar 33% dan 18% dari tahun 2020 hingga 2021. Pengeluaran iklan seluler juga mengalami peningkatan pertumbuhan di India sebesar 38% dan 20% SEA sebesar 20% dari tahun 2020 hingga 2021. Secara keseluruhan, pasca-COVID, ada peningkatan belanja iklan digital yang signifikan sebesar 69%.</p>

<p>Anggaran iklan bebasis hasil dan in-App akan tumbuh sebesar 87%, dimana <em>marketers</em> akan meningkatkan investasi mereka dalam <em>in-app advertising</em> hingga 40%.</p>

<p><em>Programmatic buying</em> tetap menjadi <em>channel</em> yang paling efisien bagi <em>marketers</em> untuk menjangkau dan <em>engage</em> dengan <em>audience</em>, dimana terdapat <em>brand-safe environment</em> 100% yang sesuai dengan pedoman industri. Dengan tujuan inti utama mengakuisisi konsumen, <em>marketers</em> mengeluarkan budget iklan untuk mengkomunikasikan <em>campaign</em> melalui iklan yang dapat diukur, dan terdapat penurunan dalam pembelanjaan iklan untuk pencitraan merek.</p>

<p>&nbsp;</p>

<p><em>Artikel juga diterbitkan di BW Businessworld pada tanggal 18 Agustus 2020</em></p>]]></description>
      <dc:subject><![CDATA[Acquiring New Users, English (EN): inmobi.com,]]></dc:subject>
      
      <dc:creator><![CDATA[ Team InMobi  ]]></dc:creator>
      
      <dc:date>2020-09-02T07:23:00+00:00</dc:date>
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      <title><![CDATA[Comparing App Usage in Red Versus Blue Cities]]></title>
      <link>https://www.inmobi.com/blog/2020/08/31/comparing-app-usage-in-red-versus-blue-cities/</link>
      <guid>https://www.inmobi.com/blog/2020/08/31/comparing-app-usage-in-red-versus-blue-cities/</guid>
      <description><![CDATA[<p>As&nbsp;we&rsquo;ve&nbsp;noted in <a href="https://www.inmobi.com/blog/2020/08/28/can-app-usage-predict-swing-state-voting-patterns" target="_blank">our earlier post</a>, people who live in Red states (areas more likely to vote for Republican&nbsp;politicians) use their mobile devices a little differently&nbsp;than people who live in Blue states (areas more likely to vote for Democratic politicians).&nbsp;&nbsp;</p>

<p>We wanted to dig in on this a little further to see if we could identify similar trends on a city-by-city level. Especially in key swing states, how certain counties and cities vote could very well determine whether a state is&nbsp;Red&nbsp;or Blue&nbsp;come election day this year.&nbsp;&nbsp;</p>

<p>Here&rsquo;s what we found.&nbsp;</p>

<h2>Overview of Our Mobile Analysis&nbsp;</h2>

<p>First, a note on the data we used. All insights stemmed from&nbsp;InMobi&rsquo;s&nbsp;various first-party, mobile-first data sources, which stem from our wide SDK footprint from&nbsp;InMobi&nbsp;Exchange along with data from our own mobile properties. We specifically looked at both app ownership and mobile engagement (as measures through mobile website&nbsp;sessions).&nbsp;</p>

<p>We looked at cities in Red states (specifically Texas), Blue states&nbsp;(California and Colorado) and swing states (Arizona, Florida and Virginia). In each state, we analyzed one city that has&nbsp;historically supported Republican candidates in the last few years and one that tends to vote more for Democrats.&nbsp;</p>

<p><img alt="" src="https://go.inmobi.net/hubfs/red-and-blue-cities-inmobi-blog.png" style="height:470px; width:952px" /></p>

<p>To further confirm&nbsp;just&nbsp;how each of these cities are&nbsp;leaning politically, we looked at three key categories: news consumption, religion/Bible consumption and NASCAR fandom. On the news side, cities that consume&nbsp;Fox News over NPR or CNN we consider to be more&nbsp;Republican-leaning, while the opposite is true for Democratic cities. In addition,&nbsp;the more likely a city&rsquo;s residents are to consume Bible and NASCAR content, the more Republican we would consider them to be for our analysis.&nbsp;</p>

<h2>Does App Usage Align&nbsp;With&nbsp;Political Preferences?&nbsp;</h2>

<p>Based on our mobile analysis criteria,&nbsp;most of the cities aligned with our initial expectations. Flagstaff, Colorado Springs, Jacksonville and Virgina Beach do indeed exhibit Republican mobile usage patterns, while&nbsp;all&nbsp;the Democratic cities do have Blue state mobile usage behavior.&nbsp;</p>

<p>But there were two interesting outliers in Anaheim and Arlington.&nbsp;In particular, NASCAR&nbsp;and Bible content is not very popular in either place, although in each city there is a slight preference for Fox News over the other news sources we used for our analysis.&nbsp;</p>

<h2>Most Popular Apps in Metros&nbsp;</h2>

<p>One thing that really stuck out to us was&nbsp;the extent to which app&nbsp;usage and ownership&nbsp;differed&nbsp;drastically&nbsp;by state. Overall, the two cities in each state were more likely to have similar app ownership trends, while cities in different states that may&nbsp;vote for the same political party&nbsp;were&nbsp;unlikely to have the same apps.&nbsp;</p>

<p>Colorado Springs and Denver are a good example of this paradigm. While each location is firmly on the opposite end of the current political spectrum, there is a lot of overlap in app ownership&nbsp;trends. For example, a person in Colorado Springs is more likely to have same apps as a person in Denver as compared to a person in Flagstaff or Viriginia Beach.&nbsp;</p>

<p><img alt="" src="https://go.inmobi.net/hubfs/most-popular-app-by-metro-inmobi-blog.png" style="height:410px; width:1202px" /></p>

<h2>How to Use This Data&nbsp;</h2>

<p>For political advertisers, there are a few key takeaways from this city-by-city analysis.&nbsp;For one, it really hammers home the necessity of local targeting. Especially in swing states like Florida, it&rsquo;s key to reach intended audiences with customized messaging that&nbsp;resonates with them and the issues relevant to that&nbsp;particular part&nbsp;of&nbsp;the country.&nbsp;&nbsp;</p>

<p>It also helps to highlight how even though each side can count on millions of supporters across the country, there are a lot of nuances in&nbsp;different locations. As our analysis shows, interests can vary dramatically by location.&nbsp;&nbsp;</p>

<p>For political advertisers, it&rsquo;s imperative to understand which apps are used in specific locations and why.&nbsp;After all&nbsp;it&rsquo;s possible to target likely voters through many of these properties.&nbsp;</p>

<p>This data further goes to show the lack of homogeneity even in solid Blue states or solid Red states.&nbsp;For example,&nbsp;Colorado may go for Democratic candidates these days, but that doesn&rsquo;t mean that Republican donors and supporters&nbsp;can&rsquo;t be found in the state.&nbsp;</p>

<p>Even for non-political advertisers, this is a useful exercise. This analysis further&nbsp;underscores&nbsp;the benefits of geotargeting,&nbsp;highlighting the necessity of understanding consumer trends and preferences on the ground and how they can vary even within the same state.&nbsp;</p>

<p>Interested in learning more about our data sources?&nbsp;<a href="https://www.inmobi.com/company/contact/" target="_blank">Reach out today to see for yourself</a>&nbsp;how&nbsp;InMobi&rsquo;s&nbsp;data and&nbsp;audiences&nbsp;expertise can help your ad campaigns win big.&nbsp;</p>

<h3>About the Author&nbsp;&nbsp;</h3>

<p>Matthew Kaplan has over a decade of digital marketing experience, working to support the content goals of the world&rsquo;s biggest B2B and B2C brands. He is a passionate app user and evangelist, working to support diverse marketing campaigns across devices. He also previously covered politics and government for the Daily News Tribune.</p>]]></description>
      <dc:subject><![CDATA[Media Consumption &amp; Trends, Understanding Consumers, English (EN): inmobi.com,]]></dc:subject>
      
      <dc:creator><![CDATA[ Matt Kaplan,  Content Strategist  ]]></dc:creator>
      
      <dc:date>2020-08-31T18:20:00+00:00</dc:date>
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      <title><![CDATA[Can App Usage Predict Swing State Voting Patterns?]]></title>
      <link>https://www.inmobi.com/blog/2020/08/28/can-app-usage-predict-swing-state-voting-patterns/</link>
      <guid>https://www.inmobi.com/blog/2020/08/28/can-app-usage-predict-swing-state-voting-patterns/</guid>
      <description><![CDATA[<p>In this year&rsquo;s U.S. Presidential election, the candidate who wins&nbsp;enough of the key battleground states will win the election. In 2016, those key swing states with Wisconsin, Michigan, Pennsylvania and Florida. And in 2020, those four states, along with Arizona, are widely seen as&nbsp;some of the&nbsp;pivotal&nbsp;swing states that will determine the fate of the election.&nbsp;</p>

<p>How will those&nbsp;states&nbsp;votes? There&rsquo;s no way for sure to know until Election Day in November, although polls can be helpful for prognosticating.&nbsp;</p>

<p>But what if there was another way to guess? Could app usage be a helpful predictor? That&rsquo;s what we wanted to find out.&nbsp;</p>

<p>We recently ran a little thought experiment at&nbsp;InMobi, using our various mobile first-party data sources to see which apps were commonly used in swing states. We then compared those usage patterns&nbsp;with what we found in what will likely be solidly Republican and Democratic states.&nbsp;&nbsp;</p>

<p>Here&rsquo;s what we found.&nbsp;</p>

<h2>Overview of our App Usage Analysis&nbsp;</h2>

<p>Before we dive into the results, let&rsquo;s talk about the process a little bit more.&nbsp;As our control group, we first looked at three representative Red states (Alabama, Utah and Indiana) and three representative Blue states (Vermont, Illinois and Washington).&nbsp;To further confirm&nbsp;how&nbsp;each of these six&nbsp;states&nbsp;are indeed&nbsp;leaning, we looked at the following criteria in particular:&nbsp;</p>

<ul>
	<li><strong>News app usage:</strong> In Red states, Fox News was more popular than CNN or NPR, while the opposite was true in Blue states.&nbsp;</li>
	<li><strong>Bible apps/religious content consumption:</strong>&nbsp;There is&nbsp;overindexing&nbsp;usage&nbsp;of this kind of content in the Red states over the Blue states.&nbsp;</li>
	<li><strong>NASCAR fans: </strong>People living in Red states were more likely than people living in Blue states to consumer NASCAR-related content on their mobile devices, although Utah was a bit of an outlier in this regard.&nbsp;</li>
	<li><strong>Popular consumer brands:</strong> In&nbsp;2019, <a href="https://www.axios.com/democrats-and-republicans-favorite-companies-5b888834-5efb-48cc-aa0c-720d8a1ff2ec.html" target="_blank">Axios and Harris held a poll</a>&nbsp;that looked at&nbsp;the most popular brands among Democrats and Republicans. We then looked to see whether these results align with our mobile usage data.&nbsp;</li>
</ul>

<h2>Reviewing the Most Popular Apps in Swing States&nbsp;</h2>

<p>With this confirmation in place, we then looked to see how the five swing states we analyzed (Arizona, Florida, Michigan, Pennsylvania and&nbsp;Wisconsin) aligned based on the above criteria.&nbsp;Here&rsquo;s how these states are stacking up&nbsp;at the moment:&nbsp;</p>

<ul>
	<li><strong>Arizona is leaning Blue.</strong>&nbsp;Mobile device users in the state consume more content on CNN than they do on Fox News, and both religious apps and NASCAR are not popular.&nbsp;In addition, the state&nbsp;over-indexes&nbsp;on the&nbsp;Democratically-aligned&nbsp;consumer brands identified by Axios.&nbsp;</li>
	<li><strong>Florida is&nbsp;leaning Red.</strong>&nbsp;Fox News is one the 30 most popular apps in the state, and religious content&nbsp;is&nbsp;consumed&nbsp;more frequently&nbsp;on mobile&nbsp;here than it is in solidly Blue states. The state also&nbsp;overindexes&nbsp;on the Republican-aligned consumer brands identified by Axios.&nbsp;</li>
	<li><strong>Michigan is leaning Blue.</strong>&nbsp;NPR and CNN are more popular than Fox News.&nbsp;The state does&nbsp;over-index&nbsp;on the Republican-aligned consumer brands identified by Axios, although both Bible and NASCAR content isn&rsquo;t as popular here as it is in Red states like Indiana and Alabama.&nbsp;</li>
	<li><strong>Pennsylvania is leaning Blue.</strong> Not only are CNN and NPR more popular than Fox News, but&nbsp;religious content is not very popular at all in the state.&nbsp;</li>
	<li><strong>Wisconsin is leaning Blue.</strong> While the state does&nbsp;over-index&nbsp;on Fox News over CNN, it also&nbsp;over-indexes&nbsp;on the&nbsp;Democratically-aligned&nbsp;consumer brands identified by Axios. In addition, both NASCAR and religious content are&nbsp;not very popular in the state.&nbsp;</li>
</ul>

<h2>Most Popular Apps in Swing States&nbsp;</h2>

<p>One thing that became very clear in our analysis is just how different each of these states really are from one another.&nbsp;In particular,&nbsp;a&nbsp;state&rsquo;s&nbsp;demographics&nbsp;and&nbsp;regionality&nbsp;(where in the country the state is located)&nbsp;really impacted what apps were commonly found in each location.&nbsp;&nbsp;</p>

<p><img alt="" src="https://go.inmobi.net/hubfs/top-apps-by-swing-state-inmobi.png" /></p>

<p>Interested in reaching voters/consumers in these swing states or any other part of the U.S.?&nbsp;<a href="https://www.inmobi.com/company/contact/" target="_blank">Reach out today</a>&nbsp;to learn more about how&nbsp;InMobi&nbsp;can help.&nbsp;</p>

<h3>About the Author&nbsp;&nbsp;</h3>

<p>Matthew Kaplan has over a decade of digital marketing experience, working to support the content goals of the world&rsquo;s biggest B2B and B2C brands. He is a passionate app user and evangelist, working to support diverse marketing campaigns across devices. He also previously covered politics and government for the Daily News Tribune.&nbsp;</p>]]></description>
      <dc:subject><![CDATA[Media Consumption &amp; Trends, Understanding Consumers, English (EN): inmobi.com,]]></dc:subject>
      
      <dc:creator><![CDATA[ Matt Kaplan,  Content Strategist  ]]></dc:creator>
      
      <dc:date>2020-08-28T17:40:00+00:00</dc:date>
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      <title><![CDATA[Mobile Insights with InMobi: Q&A with Kunal Nagpal on Political Advertising]]></title>
      <link>https://www.inmobi.com/blog/2020/08/21/mobile-insights-with-inmobi-qa-with-kunal-nagpal-on-political-advertising/</link>
      <guid>https://www.inmobi.com/blog/2020/08/21/mobile-insights-with-inmobi-qa-with-kunal-nagpal-on-political-advertising/</guid>
      <description><![CDATA[<p>Welcome to another edition of Mobile Insights with InMobi! This is our new Q&amp;A series, where we sit down with leading mobile marketing and in-app advertising experts to get their take on the current state of the world.&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</p>

<p><em>Note: Want to listen to previous editions of Mobile Insights with InMobi?&nbsp;<a href="https://soundcloud.com/user-802421075" target="_blank">Head to our SoundCloud page for more</a>.&nbsp;&nbsp;&nbsp;</em></p>

<p>For this interview, I sat down&nbsp;again&nbsp;with&nbsp;Kunal&nbsp;Nagpal,&nbsp;GM&nbsp;of Publisher Platforms and InMobi Exchange, on&nbsp;August 12. In this conversation, we talked about the current state of political advertising, what political advertisers need to know about mobile and the approach InMobi is taking regarding political advertising, among other topics. Tune in now to hear the whole conversation!&nbsp;</p>

<p style="text-align:center"><a class="btn btn-s" href="https://soundcloud.com/user-802421075/mobile-insights-with-inmobi-qa-with-kunal-nagpal-on-political-advertising" style="font-size:24px; border-radius: 25px; font-weight: normal;" target="_blank">LISTEN IN</a></p>

<h2>Top Quotes from Kunal&nbsp;</h2>

<ul>
	<li>&ldquo;They were spending a lot of money on physical events. And so now both [Democrats and Republicans] have sort of changed tracks. We&#39;re seeing candidates, as well as the the super PACs behind them, looking now back into the digital space&nbsp;for&nbsp;their spend. We&#39;ve been seeing a spike come back in the last two weeks or so and we expect&nbsp;the spends&nbsp;to only go up from here.&rdquo;&nbsp;</li>
	<li>&ldquo;I think lot of the ads now&nbsp;are about fund raising. Interestingly, the fund raising, especially for the Democrat side, has been not just about the top of the ticket with Joe Biden. It&#39;s actually been going down the ticket into governor races and Senate races and the House of Representative races, and so their fundraising has been a lot more broad based, whereas on the Republican side, most of the fundraising things that we are seeing so far&nbsp;has&nbsp;been&nbsp;for the top of the ticket.&rdquo;&nbsp;</li>
	<li>&ldquo;A lot of the House races and the Senate races tend to be very local, both in their issues as well as&nbsp;in their outreach to the voters. And as you then have to go local, the physical events and the local print, the local TV, that takes precedence.&rdquo;&nbsp;</li>
	<li>&ldquo;I think it&#39;s experimental, you know, it&#39;s that medium that everybody wants to go after. But the [CTV] space is still not fully developed. There is a lot of fraud in that side&nbsp;on&nbsp;the publishing side,&nbsp;while&nbsp;there&#39;s not a whole lot of targeting&nbsp;available&nbsp;right now from the demand side. While everybody wants a piece of the [CTV] cake, it&#39;s quite hard to actually execute&nbsp;at&nbsp;scale.&rdquo;&nbsp;</li>
	<li>&ldquo;Many of those campaigns have been very wary of spending money on news websites, given the huge amount of negativity associated with anything by way of breaking news in these pandemic infected times.&rdquo;&nbsp;</li>
	<li>&ldquo;There are also some sort of gaming supply that see some ads. It&#39;s not, again, meant to be the perfect sort of environment for a political ad necessarily, but it&#39;s the perfect audience. And so a lot of the campaigns have been testing&nbsp;and&nbsp;running some ads in the gaming apps as well.&rdquo;&nbsp;</li>
	<li>&ldquo;I think the audience targeting has improved quite a bit in the last two years ago and as a few of the agencies have this broader data, they&#39;ve been able to integrate that better with the general audience data.&rdquo;&nbsp;</li>
	<li>&ldquo;There are certain kinds of games in which, the right breaks in between sessions, etc. are a good place where a video ad from a campaign actually could work really well because the person playing that game is the perfect match for that campaign looking to target.&rdquo;&nbsp;</li>
	<li>&ldquo;Why do&nbsp;they&nbsp;need to only go to the&nbsp;walled gardens when they can get a bigger pool of quality data outside?&rdquo;&nbsp;</li>
	<li>&ldquo;As you would expect from any responsible company, we will not let any misleading ad or any misrepresentation come into our exchange and be able to target the users that rely on us for a good quality ad. We will be reviewing creatives, even from the lens of is this photo doctored? Is this message an outright lie? And if so we will flag them and cut them again. I think it&#39;s one of those things that you expect to receive from any responsible player. But obviously for us, it&#39;s at the core of our offering of a safe environment quality.&rdquo;&nbsp;</li>
	<li>&ldquo;This is a very sensitive topic. We are neutral. We will remain always neutral in the discourse on any issue.&nbsp;You would want&nbsp;us&nbsp;to be responsible about it, and so we will go the extra mile and make sure that there&#39;s no, misrepresentation, for example, that happened.&rdquo;&nbsp;</li>
</ul>

<p style="text-align:center"><a class="btn btn-s" href="https://soundcloud.com/user-802421075/mobile-insights-with-inmobi-qa-with-kunal-nagpal-on-political-advertising" style="font-size:24px; border-radius: 25px; font-weight: normal;" target="_blank">LISTEN IN</a></p>

<p>Interested in running a political advertising campaign on&nbsp;<a href="https://www.inmobi.com/exchange" target="_blank">InMobi Exchange</a>?&nbsp;<a href="https://www.inmobi.com/company/contact/" target="_blank">Reach out today</a>&nbsp;to schedule time to chat with one of our mobile experts.&nbsp;</p>

<h2>More Episodes Of Mobile Insights With InMobi&nbsp;&nbsp;&nbsp;&nbsp;</h2>

<p>Interested in listening to more interviews just like this one? Click the links below to tune in.&nbsp;&nbsp;&nbsp;&nbsp;</p>

<ul>
	<li><a href="/blog/mobile-insights-with-inmobi-robyn-meyers-on-video-streaming-during-covid-19" target="_blank">Robyn Meyers On Video Streaming During COVID-19</a>&nbsp;&nbsp;&nbsp;&nbsp;</li>
	<li><a href="/blog/mobile-insights-with-inmobi-jobie-tan-on-mobile-gaming-during-covid-19" target="_blank">Jobie Tan On Mobile Gaming During COVID-19&nbsp;</a></li>
	<li><a href="/blog/mobile-insights-with-inmobi-rajat-wanchoo-on-the-needs-and-requirements-of-todays-cmos" target="_blank">Rajat Wanchoo On The Needs of CMOs During COVID-19&nbsp;</a>&nbsp;&nbsp;</li>
	<li><a href="/blog/mobile-insights-with-inmobi-qa-with-kunal-nagpal-on-inmobi-exchange-and-in-app-programmatic-trends" target="_blank">Kunal Nagpal On InMobi Exchange And In-App Programmatic Trends&nbsp;</a>&nbsp;&nbsp;</li>
	<li><a href="/blog/mobile-insights-with-inmobi-qa-with-bismit-bikash-boruah-on-ad-buying-trends-on-inmobi-exchange-during-covid-19" target="_blank">Bismit Bikash Boruah On Ad Buying Trends On InMobi Exchange During COVID-19</a>&nbsp;&nbsp;&nbsp;</li>
	<li><a href="/blog/mobile-insights-with-inmobi-qa-with-tejaswi-gautam-on-how-telcos-are-managing-during-covid-19" target="_blank">Tejaswi Gautam On How Telcos Are Managing During COVID-19</a>&nbsp;&nbsp;</li>
</ul>

<h3>About the Author/Interviewer&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</h3>

<p>Matthew Kaplan has over a decade of digital marketing experience, working to support the content goals of the world&rsquo;s biggest B2B and B2C brands. He is a passionate app user and evangelist, working to support diverse marketing campaigns across devices. He also previously covered politics and government for the Daily News Tribune.&nbsp;</p>]]></description>
      <dc:subject><![CDATA[Advertising, Inside InMobi, English (EN): inmobi.com,]]></dc:subject>
      
      <dc:creator><![CDATA[ Matt Kaplan,  Content Strategist  ]]></dc:creator>
      
      <dc:date>2020-08-21T17:30:00+00:00</dc:date>
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      <title><![CDATA[InMobi Exchange, iOS 14 and IDFA: What You Should Know]]></title>
      <link>https://www.inmobi.com/blog/2020/08/20/inmobi-exchange-ios-14-and-idfa-what-you-should-know/</link>
      <guid>https://www.inmobi.com/blog/2020/08/20/inmobi-exchange-ios-14-and-idfa-what-you-should-know/</guid>
      <description><![CDATA[<p>Apple announced major IDFA-related changes from iOS 14 onwards at WWDC 2020. As a result, how advertisers and publishers use IDFA for scalable user-level ad targeting and personalization will be impacted.&nbsp;&nbsp;</p>

<h2>What App Publishers Need to Know&nbsp;</h2>

<p>With iOS 14, publishers&nbsp;and&nbsp;developers are required to provide a purpose string that&rsquo;s displayed to users through a pop-up and explains why they would want to track a specific user.&nbsp;InMobi&nbsp;fully supports&nbsp;this change being introduced in&nbsp;iOS 14 in&nbsp;the&nbsp;spirit to put the privacy of users first&nbsp;and giving people more control over the way their personal data is managed.&nbsp;&nbsp;&nbsp;</p>

<p>While we do not&nbsp;yet&nbsp;have&nbsp;any neutral data to benchmark or estimate the opt-in rates yet, it&rsquo;s likely that&nbsp;the number of users who opt-in&nbsp;will be low for apps in iOS 14. In&nbsp;this likely&nbsp;scenario, implementing meaningful value exchange with the users in return for data should be a priority for publishers.&nbsp;&nbsp;</p>

<p>What we know today from our analysis testing apps on the iOS 14 developer build are the following:&nbsp;&nbsp;</p>

<p>Publishers&nbsp;and&nbsp;app developers need to implement the&nbsp;AppTrackingTransparency&nbsp;framework before iOS 14 is released. Failing&nbsp;to do so, publishers face the risk of losing potential ad revenue from users who update to iOS 14.&nbsp;&nbsp;&nbsp;</p>

<p>Permissions can be sought by the developer only&nbsp;once&nbsp;during the entire lifecycle of the app for a user.&nbsp;&nbsp;&nbsp;</p>

<p>We expect the opt-in rates to increase if the permission dialog is shown later in the lifecycle of an app, rather than at first launch.&nbsp;Publishers should also consider ways to encourage users to provide consent&nbsp;through notifications or better onboarding experiences&nbsp;that are less intrusive and can drive&nbsp;higher&nbsp;opt-ins.&nbsp;&nbsp;For example,&nbsp;notification&nbsp;banners can be used&nbsp;to urge&nbsp;users to opt&nbsp;in and,&nbsp;when clicked,&nbsp;leads to&nbsp;app privacy settings, where the user can simply opt&nbsp;in with a single tap.&nbsp;</p>

<p>In the long run though, irrespective of the opt-in rates in a post-IDFA world, we would recommend publishers&nbsp;consider incentivizing users to enrich first party data as a best practice and continue to educate app users&nbsp;with higher degree of transparency.&nbsp;&nbsp;&nbsp;</p>

<h2>Identity and iOS 14&nbsp;</h2>

<p>Since most key in-app advertising tactics&nbsp;currently rely on using&nbsp;IDFA as an identifier, the&nbsp;quest to find a substitute identifier,&nbsp;one&nbsp;that is privacy compliant and can stand the test of time (measured in ad tech years!), becomes even more significant.&nbsp;&nbsp;&nbsp;&nbsp;</p>

<p>InMobi&nbsp;will continue to support alternate signals to address basic ad serving use cases&nbsp;includingfrequency&nbsp;capping&nbsp;and setting other&nbsp;rules or measurement use cases including fraud detection that are critical to ensure&nbsp;a&nbsp;positive&nbsp;ad experience for users within an app.&nbsp;&nbsp;&nbsp;&nbsp;</p>

<p>While IDFA&nbsp;was universally accepted for targeting&nbsp;due to its scale, there are other unique and near-deterministic signals which&nbsp;can be&nbsp;equally effective for such use cases. This includes IDV (the unique device identifier available to publishers across their apps on a given device), independent third-party device graphs and other surrogate identifiers&nbsp;with reliable match rates&nbsp;like IPV6 that could be used at scale for advertising effectiveness.&nbsp;&nbsp;&nbsp;&nbsp;</p>

<h2>Advertisers and iOS 14&nbsp;</h2>

<p>The impact of an IDFA-less world is no different on the&nbsp;advertiser&nbsp;side&nbsp;for&nbsp;demand-side platforms&nbsp;(DSPs). While optimizing advertising campaigns at the publisher and placement level will still be possible, it&nbsp;will&nbsp;definitely not&nbsp;be&nbsp;as effective as a&nbsp;user ID is to bidding strategies and&nbsp;personalization of&nbsp;ad creatives. In its absence though, in-app SSPs/Exchanges with data enriched inventory at scale and&nbsp;robust programmatic pipes&nbsp;will be able to provide specific performance&nbsp;data&nbsp;or contextually relevant signals that DSPs can immediately&nbsp;leverage.&nbsp;&nbsp;&nbsp;</p>

<p>Although generating installs without a user ID will be challenging,&nbsp;performance-focused&nbsp;DSPs can leverage historical&nbsp;ad metrics&nbsp;(including session depth, historical CTR, historic VCR,&nbsp;domain&nbsp;information,&nbsp;etc.) and fingerprinting based on&nbsp;various&nbsp;data signals to drive&nbsp;user acquisition&nbsp;campaigns. &nbsp;&nbsp;</p>

<p>For&nbsp;more&nbsp;brand-focused&nbsp;DSPs,&nbsp;that is&nbsp;DSPs focused on upper-funnel branding spends,&nbsp;we&nbsp;will be&nbsp;providing audience capabilities via deal IDs based on historical ad interaction metrics. All of this will happen without data leaving the users device which is in line with the spirit of Apple&rsquo;s policies.&nbsp;On the other hand,&nbsp;brand-focused&nbsp;DSPs&nbsp;can also rely on a plethora of contextual signals that&nbsp;InMobi&nbsp;is able to provide thanks to&nbsp;its large in-app SDK footprint.&nbsp;&nbsp;</p>

<p>This includes enriching bid requests&nbsp;with app metadata like content category or page content classification (as per standard IAB taxonomy), device signals (hardware&nbsp;type,&nbsp;operating system version,&nbsp;IPV6, network speed, sound settings, etc.), demographic information-based&nbsp;audience&nbsp;segments and&nbsp;precise (or broad)&nbsp;location information, as permitted by the user on iOS 14. &nbsp;&nbsp;</p>

<p>We are currently in touch with all our DSP partners&nbsp;preparing&nbsp;the programmatic pipes to read and consume these signals, as&nbsp;InMobi&nbsp;begins passing them in the bid stream.&nbsp;</p>

<h2>Attribution&nbsp;and iOS 14&nbsp;</h2>

<p>That brings us to the last piece of the puzzle - attribution. Attribution is a double-sided problem&nbsp;since&nbsp;IDFA as a signal is required from our publishers (impression and click) and advertisers (when app is open and events within app) for install measurements. Therefore, the opt-in rates will determine the success of user-level app attribution.&nbsp;&nbsp;</p>

<p>As we understand today, Apple is trying to enforce a privacy-safe install attribution mechanism with&nbsp;SKAdNetwork. While it works for all users and does not require an opt-in, the granularity of attribution is limited.&nbsp;&nbsp;</p>

<p>Alternatively, advertisers can also choose to deploy attribution fingerprinting models provided by&nbsp;mobile measurement&nbsp;platforms&nbsp;(MMPs)&nbsp;instead of using the&nbsp;SKAdNetwork,&nbsp;in addition to using their services for operational tasks including aggregating install receipts and reporting. However, in case advertisers choose to move away from MMPs and prefer the more deterministic, last-click attribution via Apple&nbsp;SKADNetwork, then&nbsp;InMobi&nbsp;will work with our DSP partners to ensure that the attribution is seamless.&nbsp;This includes helping DSPs distribute the &lsquo;registered&nbsp;Ad Network ID&rsquo;&nbsp;to our publishers,&nbsp;enriching&nbsp;oRTB&nbsp;stream with new&nbsp;SkAdNetwork&nbsp;specific objects, all relevant documentation&nbsp;and&nbsp;any other details&nbsp;to enable&nbsp;postbacks,&nbsp;so that the optimization challenges are unblocked. &nbsp;&nbsp;</p>

<h2>How We Are Moving Forward&nbsp;</h2>

<p>There is much to speculate&nbsp;at this point in time. Our intent at this juncture is to help our partners on both supply and demand side clarify questions or doubts on how&nbsp;InMobi&nbsp;can support both monetization and advertising during this transition. While the long-term impact of removal of identifiers on the mobile ad ecosystem needs to be seen, it is indeed a significant move towards providing more control over data to users. Advertising&nbsp;and app monetization, meanwhile, will learn to evolve around&nbsp;these changes&nbsp;on a trajectory that works best for publishers, advertisers and, most importantly,&nbsp;the users.&nbsp;</p>]]></description>
      <dc:subject><![CDATA[Advertising, Inside InMobi, English (EN): inmobi.com,]]></dc:subject>
      
      <dc:creator><![CDATA[ Team InMobi  ]]></dc:creator>
      
      <dc:date>2020-08-20T17:37:00+00:00</dc:date>
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    <item>
      <title><![CDATA[Discover Remarketing strategies that Reinforce User Experience and Loyalty ]]></title>
      <link>https://www.inmobi.com/blog/2020/08/22/discover-remarketing-strategies-that-reinforce-user-experience-and-loyalty/</link>
      <guid>https://www.inmobi.com/blog/2020/08/22/discover-remarketing-strategies-that-reinforce-user-experience-and-loyalty/</guid>
      <description><![CDATA[<p>InMobi,&nbsp;in association with&nbsp;<a href="https://branch.io/">Branch</a>,&nbsp;hosted a session&nbsp;on the significance of remarketing&nbsp;as brands aim to&nbsp;build real connections&nbsp;with&nbsp;consumers&nbsp;by&nbsp;focusing on&nbsp;creating&nbsp;positive user experiences&nbsp;and&nbsp;driving&nbsp;long-term brand loyalty.&nbsp;&nbsp;<a href="https://www.linkedin.com/in/ecstein/">Eric Stein</a>, EVP &amp; GM,&nbsp;Branch and&nbsp;<a href="https://www.linkedin.com/in/srinivas1kc/">Srinivas KC</a>, VP &amp; GM Advertiser Platforms, InMobi,&nbsp;share their&nbsp;insights on&nbsp;remarketing strategies in this&nbsp;<a href="https://branch.io/resources/webinar/how-to-retain-your-customers-remarketing-strategies-to-improve-user/">webinar.</a>&nbsp;Here&nbsp;is a quick snapshot&nbsp;of&nbsp;the details&nbsp;from&nbsp;their discussion:&nbsp;&nbsp;</p>

<h2><strong>Remarketing: The&nbsp;Secret&nbsp;to&nbsp;Reconnecting&nbsp;with High Intent Users&nbsp;</strong></h2>

<p>With COVID-19&nbsp;causing&nbsp;seismic&nbsp;shifts in&nbsp;the&nbsp;way&nbsp;consumers and brands interact,&nbsp;there is&nbsp;now&nbsp;a&nbsp;captive&nbsp;audience&nbsp;who is&nbsp;receptive to content and&nbsp;is&nbsp;engaging on mobile&nbsp;now&nbsp;more than ever.&nbsp;</p>

<p>As brands continue to evaluate how they can drive maximum value&nbsp;for their consumers, Remarketing&nbsp;has become&nbsp;a welcome strategy. Advertisers are all too familiar with&nbsp;the&nbsp;risk of&nbsp;drop-offs&nbsp;across each stage of the customer journey; Remarketing helps&nbsp;restart the brand&rsquo;s interactions with their consumers in a&nbsp;meaningful&nbsp;and contextual&nbsp;manner.&nbsp;Be it reaching that &lsquo;incremental&rsquo; revenue&nbsp;gap&nbsp;or engaging&nbsp;lapsed&nbsp;users, remarketing is an ace game&nbsp;for today&rsquo;s marketers.</p>

<p><img alt="remarketing" src="https://go.inmobi.net/hubfs/Branch%20Blog%20Image/Branch%20Blog%20Image%201.png" /></p>

<p>Remarketing combines&nbsp;high-scale&nbsp;relevant&nbsp;reach with&nbsp;personalized&nbsp;communication,&nbsp;enabling&nbsp;advertisers&nbsp;to&nbsp;nudge&nbsp;customers&nbsp;on&nbsp;to the&nbsp;next step of&nbsp;their&nbsp;user&nbsp;journey.&nbsp;A&nbsp;nuanced remarketing&nbsp;campaign&nbsp;can help advertisers achieve three key outcomes:&nbsp;</p>

<ol>
	<li>Activation:&nbsp;Nudging users to the next step in the purchase process&nbsp;</li>
	<li>Retargeting:&nbsp;Cross-sell through product affinity and search sciences&nbsp;</li>
	<li>Re-engagement: Get active users to complete purchase &amp; drive incremental revenue&nbsp;</li>
</ol>

<p><img alt="user experience" src="https://go.inmobi.net/hubfs/Branch%20Blog%20Image/Branch%20Blog%20Image%202.png" /></p>

<h2><strong>A Comprehensive Approach to Remarketing</strong>&nbsp;</h2>

<p>To achieve&nbsp;optimal&nbsp;results when launching a&nbsp;remarketing&nbsp;campaign,&nbsp;a well-planned comprehensive approach is a must.&nbsp;An effecting remarketing&nbsp;campaign&nbsp;is built on 3 key factors: Custom Audiences, Creative Optimization,&nbsp;and Smart Bidding.&nbsp;&nbsp;</p>

<p><img alt="remarketing campaign" src="https://go.inmobi.net/hubfs/Branch%20Blog%20Image/Branch%20Blog%20Image%203.png" /></p>

<h3>1. Building Custom Audiences&nbsp;in&nbsp;Real-Time&nbsp;</h3>

<p>A key pillar to ensuring the success of&nbsp;your&nbsp;remarketing&nbsp;campaign is&nbsp;defining&nbsp;and&nbsp;curating&nbsp;user cohorts in real-time based on in-app actions, recent activities,&nbsp;and personalized attributes.&nbsp;Advertisers must&nbsp;leverage the following strategy to curate&nbsp;cohorts&nbsp;and:&nbsp;</p>

<ol>
	<li>Track conversions&nbsp;across the funnel&nbsp;as the user changes states in the funnel&nbsp;</li>
	<li>Track and&nbsp;segment&nbsp;customers&nbsp;who are&nbsp;dormant at any stage of the funnel&nbsp;</li>
	<li>Define retargeting campaign strategies for individual user cohorts to maximize transactions&nbsp;</li>
</ol>

<h3>2. Creative Optimization for&nbsp;a Higher&nbsp;Reach&nbsp;</h3>

<p>Tailoring creative communication to create rich and engaging experiences,&nbsp;including the use of personalized and&nbsp;interactive ad formats,&nbsp;helps&nbsp;reach&nbsp;high-intent users,&nbsp;drive&nbsp;better&nbsp;engagement rates,&nbsp;and&nbsp;higher conversions.&nbsp;</p>

<p><img alt="creative optimization" src="https://go.inmobi.net/hubfs/Branch%20Blog%20Image/Branch%20Blog%20Image%204.png" /></p>

<h3>3. Smart Bidding Strategy that Optimizes Ad Spends&nbsp;</h3>

<p>Dynamically modified bids&nbsp;are&nbsp;based on&nbsp;a variety of&nbsp;attributes&nbsp;enabling&nbsp;better prediction. This&nbsp;ensures that ad spends are allocated on&nbsp;user propensity to transact, helping&nbsp;advertisers&nbsp;move&nbsp;beyond optimizations based on&nbsp;CTR.&nbsp;&nbsp;</p>

<h2><strong>Building Seamless User Experiences on Mobile&nbsp;</strong></h2>

<p>Ever wondered how difficult it is to build an uninterrupted&nbsp;user experience&nbsp;which&nbsp;satisfies&nbsp;consumer expectations?&nbsp;Often multiple&nbsp;compatibility&nbsp;factors&nbsp;such as&nbsp;operating system, device, platforms&nbsp;(apps, web browsers)&nbsp;can&nbsp;make or break&nbsp;the end experience for users&nbsp;as they move across different stages&nbsp;of the&nbsp;customer funnel.&nbsp;The right deep&nbsp;linking tactics&nbsp;can help remove a layer of&nbsp;this&nbsp;complexity&nbsp;in the consumer&rsquo;s journey, offering users an end experience&nbsp;that is delightful.&nbsp;</p>

<p>Suppose a user sees an ad and wants to purchase&nbsp;a&nbsp;product.&nbsp;Upon clicking the ad&nbsp;which does not have&nbsp;a deep link,&nbsp;they&nbsp;would&nbsp;be directed&nbsp;to the Appstore or the Play Store&nbsp;where they will have to&nbsp;first&nbsp;download the app.&nbsp;Assuming there is no churn out,&nbsp;they&nbsp;will&nbsp;then&nbsp;have to sign up&nbsp;on&nbsp;the app. Upon signing up, they&nbsp;open&nbsp;the app.&nbsp;The&nbsp;user&nbsp;would&nbsp;not&nbsp;land on the right&nbsp;page&nbsp;unless&nbsp;they&nbsp;manually decide to search for it from the home&nbsp;screen&nbsp;of the app. With shorter attention spans, modern consumers expect transactions to happen in a click. A&nbsp;world without deep&nbsp;links leaves&nbsp;too much of&nbsp;the onus on the consumer&nbsp;to take&nbsp;the&nbsp;right action,&nbsp;denying users of a smooth experience.&nbsp;&nbsp;</p>

<p><img alt="user experience" src="https://go.inmobi.net/hubfs/Branch%20Blog%20Image/Branch%20Blog%20Image%205.png" /></p>

<p>Figure&nbsp;1&nbsp;Flow without a Deep Link&nbsp;Configuration&nbsp;</p>

<p>Deep linking&nbsp;ensures a&nbsp;seamless consumer experience&nbsp;for&nbsp;your&nbsp;users. With deep links, the&nbsp;consumer is shown exactly what they are looking for&nbsp;in just&nbsp;a single&nbsp;tap.&nbsp;&nbsp;</p>

<p><img alt="consumer experience" src="https://go.inmobi.net/hubfs/Branch%20Blog%20Image/Branch%20Blog%20Image%206.png" /></p>

<p>Figure&nbsp;2&nbsp;Flow with a Deep Link Configuration</p>

<p>Remarketing ads show&nbsp;the&nbsp;best results when the ad redirects the user to&nbsp;the&nbsp;desired landing page. Deep links enable marketers&nbsp;to prevent drop off and&nbsp;user&nbsp;churn,&nbsp;ultimately&nbsp;increasing&nbsp;consumer loyalty and delivering&nbsp;higher conversions.&nbsp;</p>

<h2><strong>The Remarketing Checklist for Marketers&nbsp;</strong></h2>

<p>Ensure the success of your remarketing campaign by ticking these points of your checklist:&nbsp;</p>

<ol>
	<li>Leverage 1st,2nd&nbsp;and 3rd&nbsp;party data for audience segmentation&nbsp;</li>
	<li>Optimize bids for high engagement/ LTV users&nbsp;</li>
	<li>Personalize&nbsp;ads based on user interest and behavior&nbsp;</li>
	<li>Facilitate higher conversions with deep linking support&nbsp;</li>
	<li>Utilize&nbsp;cross-device&nbsp;targeting&nbsp;</li>
</ol>

<p>To&nbsp;learn&nbsp;more&nbsp;about&nbsp;how remarketing can help brands and marketers make the best of their campaigns,&nbsp;watch&nbsp;the&nbsp;webinar&nbsp;on-demand&nbsp;<a href="https://branch.io/resources/webinar/how-to-retain-your-customers-remarketing-strategies-to-improve-user/">here</a>.&nbsp;</p>]]></description>
      <dc:subject><![CDATA[Advertising, English (EN): inmobi.com,]]></dc:subject>
      
      <dc:creator><![CDATA[ Eric Stein, Branch and KC Srinivas, InMobi and srinivas.kc, Vice President & GM, Advertiser Platforms, InMobi   ]]></dc:creator>
      
      <dc:date>2020-08-19T09:07:00+00:00</dc:date>
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    <item>
      <title><![CDATA[Marketing in the ‘New Normal:’ How Asia-Pacific is Gearing Up – Part III]]></title>
      <link>https://www.inmobi.com/blog/2020/08/15/marketing-in-the-new-normal-how-asia-pacific-is-gearing-up-part-iii/</link>
      <guid>https://www.inmobi.com/blog/2020/08/15/marketing-in-the-new-normal-how-asia-pacific-is-gearing-up-part-iii/</guid>
      <description><![CDATA[<p>COVID-19 has caused a major shift in the way consumers think, feel, and act. As a result, marketers today are re-evaluating their priorities and strategies to not only survive but thrive in a post-COVID world. What changes does it bring to the new normal in marketing? How are marketers staying on top of their game due to these transitions? Well, our survey of the top digital marketing leaders from Southeast Asia and India brings forth interesting facts in&nbsp;<a href="http://go.inmobi.net/apac-marketing-in-the-new-normal">Marketing in The New Normal Report.</a>&nbsp;</p>

<h2><strong>Digital Marketing Maturity (DMM) is Key in the New Normal</strong></h2>

<p>With market disruption speeding up the change of a decade&rsquo;s behavior in just weeks, digital is becoming a prerogative to interact with the world, consumers are facing new realities, and marketers are re-assessing their priorities to scale their marketing objectives to stay connected with the consumer.</p>

<h3>DMM is Critical, But Are Brands Ready?</h3>

<p>BCG states that <a href="https://www.bcg.com/publications/2019/dividends-digital-marketing-maturity">DMM is the organizations&rsquo; capacity in delivering seamless brand experiences</a> and is characterized into four stages of maturity levels: <strong>Nascent, Emerging, Connected, and Multi-moment. </strong>According to the InMobi survey, close to half of the marketers categorize themselves in the Nascent or Emerging Stage, leaving a large room for the growth in organizations. As is obvious, e-commerce and BFSI lead on the Digital Marketing Maturity emerging as the more connected and multi-moment brands.</p>

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<h4>Given the state of digital marketing maturity, what are the marketing goals in the new normal? Here&#39;s the list of goals placed in the order of significance:</h4>

<p>1. Acquiring new customers</p>

<p>2. Strengthening brand reputation and trust</p>

<p>3. Increasing brand awareness, and</p>

<p>4. Engaging the existing community of consumers</p>

<p>As the DMM of brands evolves, their strategies on digital channels shift from the aspirational to the actionable. As marketers move towards the &lsquo;actionable&rsquo; end, they are better equipped to scale ROI and measurable outcomes.</p>

<h3><strong>Evolving Strategies with Evolving Digital Marketing Maturity</strong></h3>

<p>&nbsp;</p>

<p><img alt="Evolving Digital Marketing Strategies" src="https://go.inmobi.net/hubfs/APAC_2020_NewNormalReport/Blog%20Images/Blog%203.png" style="height:300px; width:750px" /></p>

<p>Acquiring new customers while engaging the existing customer base has become a challenge in the APAC region. Marketers look to drive measurable outcomes going forward by investing in the following strategies:</p>

<p>1. Building right omnichannel customer experience</p>

<p>2. Accessing real-time consumer data</p>

<p>3. Leveraging automation across channels and</p>

<p>4. Building skilled human capital</p>

<h2><img alt="Changes in Digital Spend" src="https://go.inmobi.net/hubfs/APAC_2020_NewNormalReport/Blog%20Images/Blog%204.png" style="height:458px; width:750px" /><br />
<strong>Key Strategies for Brands in the New Normal</strong></h2>

<p><img alt="Key Strategies" src="https://go.inmobi.net/hubfs/APAC_2020_NewNormalReport/Blog%20Images/Blog%205.png" style="height:251px; width:750px" /></p>

<p>Digital Advertising will Drive Growth in a Post-COVID world In a pre-COVID world, while digital was a part of most marketing strategies, 58% of marketers spent less than 40% of their budgets on digital. With a wide variety of platforms to explore like the TV, OOH, print, and radio, the budgets were well spread across multiple digital and non-digital channels. The pandemic has resulted in marketers having to pivot their plans to be more digitally focused.</p>

<p><img alt="In-App Advertising Budgets" src="https://go.inmobi.net/hubfs/APAC_2020_NewNormalReport/Blog%20Images/Blog%206.png" style="height:463px; width:669px" /></p>

<p>According to eMarketer, India and SEA see a tremendous rise in the <a href="http://www.emarketer.com/forecasts/5a4d341cd8690c01349716dc/5a4d1b48d8690c01349716ad">ad spends on digital</a> growing by 33% and 18% respectively from 2020 to 2021. The <a href="http://www.emarketer.com/forecasts/5a4e4f46d8690c0c28d1f248/5a4e4f40d8690c0c28d1f247">mobile ad spends</a> have also seen an upward trajectory in growth in India by 38% and 20% SEA by 20% from 2020 to 2021. Overall, in the post COVID world, there is a significant 69% increased digital ad spends.</p>

<p>In-app and Outcome-based Advertising Budgets will Grow 87% of marketers will increase their investments in in-App advertising by up to 40%.</p>

<p>Programmatic buying remains the most efficient channel for marketers to reach and engage the audiences in a brand-safe environment with 100% compliance with industry guidelines. With user acquisition being the core objective for marketers, the ad spends are highly directed towards performance campaigns while there&rsquo;s a downfall in ad spends for branding campaigns.</p>

<h2>&nbsp;</h2>

<p><em>Disclaimer:&nbsp;<a href="http://www.businessworld.in/article/New-Normal-Calls-For-New-Strategies-Understanding-Marketing-Needs-In-2020/14-08-2020-308698/">Originally published in BW Businessworld on Aug 18. 2020</a></em></p>]]></description>
      <dc:subject><![CDATA[Acquiring New Users, Advertising, Media Consumption &amp; Trends, Understanding Consumers, English (EN): inmobi.com,]]></dc:subject>
      
      <dc:creator><![CDATA[ Team InMobi  ]]></dc:creator>
      
      <dc:date>2020-08-15T18:59:00+00:00</dc:date>
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    <item>
      <title><![CDATA[iOS 14 and IDFA: What Advertisers Need to Know]]></title>
      <link>https://www.inmobi.com/blog/2020/08/10/ios-14-and-idfa-what-advertisers-need-to-know/</link>
      <guid>https://www.inmobi.com/blog/2020/08/10/ios-14-and-idfa-what-advertisers-need-to-know/</guid>
      <description><![CDATA[<p>At its annual Worldwide Developers Conference (WWDC) this year, Apple unveiled the latest version of its mobile operating system, iOS 14, among other announcements. But in the world of ad tech and mobile in-app advertising, the biggest news from WWDC this year related to its ID for Advertisers (IDFA).</p>

<p>Specifically, Apple is now requiring&nbsp;every&nbsp;app to gain user permission to collect and use their IDFA for advertising purposes. Apps can only ask for opt-in permission once, the look and language of the ask is largely set, and all iOS apps will be required to ask&nbsp;their users on iOS 14 and greater.&nbsp;&nbsp;</p>

<p>This move is part of a greater push&nbsp;from Apple&nbsp;around privacy on their end, to ensure consumer data is collected and used in a highly transparent manner.&nbsp;InMobi, and many others in the mobile advertising space, are very aligned with and very supportive of this overall goal.&nbsp;&nbsp;</p>

<p>At this point, with iOS 14 not set to be released for a few&nbsp;weeks&nbsp;now, it&rsquo;s still too early to know what the repercussions of this change will be&nbsp;or to otherwise have clarity on what its final impact will be for the ecosystem. But considering that&nbsp;the majority of&nbsp;in-app ad spending in the U.S. occurs on Apple devices and the outsized role Apple plays in the mobile ecosystem, this move regarding IDFA is significant.&nbsp;</p>

<p>Some say only 15% or fewer will opt in, while more generous estimates see 75% opt-in rates for some apps.&nbsp;Considering that around 30%&nbsp;of iOS device owners in the U.S. have Limit Ad Tracking turned on&nbsp;even though it&rsquo;s a bit hidden, it&rsquo;s fair to say that at least half of those using iOS 14-powered devices will opt out&nbsp;&ndash; if not more.&nbsp;</p>

<p>Of course,&nbsp;as opposed to the all-in-one approach of LAT,&nbsp;users will have to opt in for just about every app on their mobile device&nbsp;once iOS 14 is installed. This&nbsp;may mean that opt-in rates&nbsp;post iOS 14&nbsp;will be lower&nbsp;than&nbsp;present-day&nbsp;LAT opt-in rates.&nbsp;</p>

<p>As one of the largest players in the mobile in-app advertising world,&nbsp;InMobi&nbsp;is following developments closely. Below, we will outline what we expect&nbsp;to happen as a result of this move, and how this announcement will (and won&rsquo;t) impact how we work with our brand, agency and demand-side platform (DSP) partners.&nbsp;</p>

<p><em>Note: In today&rsquo;s post, we will be focusing specifically on how iOS 14 will impact advertisers, with a particular focus on performance/user acquistion advertisers. Please stay tuned here for subsequent posts on how iOS 14 will impact&nbsp;InMobi&nbsp;Exchange and our publisher partners, along with additional content around how&nbsp;different components of the in-app advertising ecosystem will be specifically be altered by iOS 14.&nbsp;</em></p>

<h2>How an Advertiser&rsquo;s Life May Change&nbsp;Post iOS 14&nbsp;</h2>

<p>Before we prognosticate, it helps to understand how the IDFA is currently utilized. It&nbsp;plays a major role in&nbsp;identity,&nbsp;attribution, efficiency,&nbsp;audience targeting, frequency capping and in fighting fraud, among other areas.&nbsp;</p>

<p>The IDFA is used for three main purposes by advertisers:&nbsp;</p>

<ol>
	<li>The first is identity/targeting. Simply put this is the way advertisers recognize users in the ecosystem and target or retarget them in pursuit of their advertising goals. Most, if not all, campaigns target a specific set of users, typically based on attributes, affinity and other scores built on top of an IDFA user graph. While the lack of an IDFA removes all ability to build these kinds of user profiles, targeting based on user attributes (contextual or geo) rather than just an identifier may continue to be supported.&nbsp;</li>
	<li>The second is efficiency and value management. The IDFA is used to power efficiency driving technology such as frequency capping, ad rotation, dynamic creative optimization and pricing/prediction. Without IDFA, it is also difficult for&nbsp;demand-side platforms (DSPs), ad networks and exchanges that advertisers work with to enforce a frequency cap on user impressions to optimize campaigns efficiently. We expect typical campaigns to move from using IDFA-based optimization to an in-session or non-persistent ID-based frequency capping. While not perfect, this prevents wastage of impressions on the same user.&nbsp;</li>
	<li>The third is measurement and attribution. The IDFA is the most critical component of the measurement chain, powering multi-touch attribution, last-click attribution, last-view attribution etc., and is the basis on which all mobile media is measured today. Each of these aspects is impacted significantly by iOS&nbsp;14. Additionally, depending on the intent of the campaign (upper funnel/branding vs. mid-funnel/prospecting vs. bottom-funnel/user acquisition&nbsp;and&nbsp;retargeting), a different level of cardinality is present in the issues presented, as well as the solution.&nbsp;</li>
</ol>

<p>In bottom-funnel advertising campaigns, the impact of this change is profound. Without IDFA, deterministic, user-level attribution for any app install is next to impossible. While Apple&rsquo;s&nbsp;SKAdNetwork&nbsp;acts as a privacy-compliant substitute, it is limited by its current capabilities. The catch is that advertisers may only receive aggregated install data that will not be useful in understanding and optimizing for&nbsp;lifetime vale (LTV)&nbsp;(unlike LTV/user-level data provided by&nbsp;mobile measurement platforms&nbsp;today).&nbsp;</p>

<h2>Moving Past&nbsp;IDFA as&nbsp;the Single&nbsp;Source of Truth&nbsp;In&nbsp;Mobile Advertising&nbsp;</h2>

<p>It is worthwhile to note that IDFA is just one data signal among many that are currently utilized in mobile in-app advertising.&nbsp;Going forward, we expect more emphasis to be placed on probabilistic and contextual data signals, among other sources of knowledge.&nbsp;</p>

<p>So&nbsp;what other sources of data will advertisers continue to have access to once iOS 14 is live on most Apple devices? The&nbsp;InMobi&nbsp;SDK will continue to gather relevant data where possible and where allowed.&nbsp;First-party data, whether from the publisher or another source, will&nbsp;still be available (and valuable) too. Historic benchmarks and results can be highly illuminating as well.&nbsp;&nbsp;</p>

<p>For example, brand advertisers can expect to continue to rely on a plethora of contextual signals that&nbsp;InMobi, with its large in-app SDK footprint can bring on board. This includes enriching bid requests&nbsp;with app metadata like content category or page content classification (as per standard IAB taxonomy), device signals (like hardware version, IPv6, network speed, sound settings, etc.), demographic information-based segments and location information (both precise and coarse, as permitted by the user on iOS 14).&nbsp;&nbsp;&nbsp;</p>

<p>It&rsquo;s also important to note that iOS 14 doesn&rsquo;t impact IDV, which is the publisher-specific user ID common to all App Store apps across the publisher. And, of course, the expected depreciation of IDFA could mean that third-party device graph identifiers like those from&nbsp;LiveRamp&nbsp;and&nbsp;Tapad&nbsp;play a larger role in the mobile in-app advertising ecosystem.&nbsp;These kinds of signals could be used at scale for advertising effectiveness, with reliable match rates.&nbsp;&nbsp;&nbsp;&nbsp;</p>

<p>Overall,&nbsp;InMobi&nbsp;will continue to support alternate signals to address basic ad serving use cases including setting frequency capping/rules or measurement use cases including fraud detection that are critical to ensure and enhance a non-intrusive ad experience for users within an app. Further, for advertisers not running performance, app install campaigns, certain components of how they work and run mobile in-app campaigns will remain the same. Campaigns focused on scale, reach and brand awareness will likely be only somewhat impacted by the expected lack of IDFA information coming with iOS 14.&nbsp;&nbsp;&nbsp;</p>

<h2>Building a Privacy-First, Post-IDFA Future&nbsp;</h2>

<p>Apple&rsquo;s moves with iOS 14 will increase transparency and trust in the mobile in-app advertising supply chain, and what&rsquo;s not to love about that as&nbsp;an ultimate goal? Going forward,&nbsp;InMobi&nbsp;remains committed to&nbsp;continually&nbsp;serving the needs of our demand-side and supply-side partners in a way that best suits&nbsp;end users.&nbsp;</p>

<p>To summarize, while we continue to iterate on the plan based on new information, our&nbsp;roadmap&nbsp;on the DSP/demand side&nbsp;will include the following things to address targeting needs for advertisers:&nbsp;</p>

<ul>
	<li>Enabling alternate identifiers&nbsp;and&nbsp;IP/IPv6-based targeting.&nbsp;</li>
	<li>Working with multi-touch attribution and cross-device ID players.&nbsp;</li>
	<li>Enabling contextual targeting based on app page content for buying.&nbsp;</li>
	<li>Continued investment&nbsp;into&nbsp;location&nbsp;and geotargeting.&nbsp;</li>
</ul>

<p>How is&nbsp;InMobi&nbsp;going to address the needs of&nbsp;bottom-funnel or&nbsp;performance&nbsp;campaigns?&nbsp;For them, our roadmap will include the following things to address&nbsp;measurement and attribution&nbsp;needs&nbsp;of&nbsp;advertisers:&nbsp;</p>

<ul>
	<li>Support for&nbsp;SKAdNetwork&nbsp;end-to-end,&nbsp;with&nbsp;continued support for MMP-based attribution, and support for a combination of SKAN&nbsp;+&nbsp;MMP attribution, based on advertiser needs.&nbsp;&nbsp;</li>
	<li>Building integrations with the entire ecosystem to ensure a clean flow of&nbsp;postbacks&nbsp;and attribution data to advertiser reporting dashboard.&nbsp;&nbsp;</li>
	<li>These pipes will be enabled by&nbsp;InMobi&nbsp;DSP as well as&nbsp;InMobi&nbsp;Exchange for respective partners and client use&nbsp;cases.&nbsp;</li>
</ul>

<p>Overall,&nbsp;we are in complete alignment with Apple and aim to support and ensure privacy in in-app advertising&nbsp;&ndash; and believe that platforms built to&nbsp;protect user privacy now will continue to remain at the forefront as&nbsp;the industry &ndash; including Android&nbsp;&ndash;&nbsp;continues to make user-first decisions.&nbsp;Our goal is to work with our partners in ways that both respect user privacy and ensure an efficient and effective advertising ecosystem.&nbsp;&nbsp;</p>]]></description>
      <dc:subject><![CDATA[Advertising, Inside InMobi, English (EN): inmobi.com,]]></dc:subject>
      
      <dc:creator><![CDATA[ Team InMobi  ]]></dc:creator>
      
      <dc:date>2020-08-10T22:58:00+00:00</dc:date>
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    <item>
      <title><![CDATA[Mobile Music Streaming Apps in 2020: Understanding U.S. Usage]]></title>
      <link>https://www.inmobi.com/blog/2020/08/07/mobile-music-streaming-apps-in-2020-understanding-u.s-usage/</link>
      <guid>https://www.inmobi.com/blog/2020/08/07/mobile-music-streaming-apps-in-2020-understanding-u.s-usage/</guid>
      <description><![CDATA[<p>There are now dozens of&nbsp;mobile music streaming apps&nbsp;available in the U.S., ranging from heavy hitters like&nbsp;Google Play Music,&nbsp;Slacker Radio&nbsp;and&nbsp;Amazon Music Unlimited&nbsp;to many&nbsp;more, including dozens of&nbsp;smaller&nbsp;offerings. Some are free while others cost up to $14.99 per month. Some focus on&nbsp;sound quality&nbsp;while,&nbsp;for other apps,&nbsp;other&nbsp;services offered&nbsp;might&nbsp;be&nbsp;music&nbsp;videos,&nbsp;curated playlists, family plans&nbsp;and other bonus features.&nbsp;In short, there are a lot of options to choose from when you want to&nbsp;listen to music, radio broadcasts or podcasts on your mobile device.&nbsp;</p>

<p>But how has use of these app-based&nbsp;music streaming services&nbsp;changed during COVID-19? After all,&nbsp;the common convention holds that most people use these kinds of&nbsp;mobile apps&nbsp;during the commute, either in the car or while on public transportation.&nbsp;This helps to explain why time spent with mobile audio media is&nbsp;<a href="https://www.emarketer.com/content/us-mobile-time-spent-2020" target="_blank">expected to stay flat between 2019 and 2020</a>, according to eMarketer.&nbsp;</p>

<p>This is not to say that no one is using these kinds of mobile apps &ndash; far from it, in fact. For one, eMarketer noted that the average adult in the U.S. is expected to spend&nbsp;75 minutes a day on average using mobile audio media. And in polling we conducted in June using&nbsp;<a href="https://www.inmobi.com/pulse" target="_blank">InMobi Pulse</a>,&nbsp;InMobi&rsquo;s&nbsp;mobile market research platform, one in four Americans said they were listening to more music or radio&nbsp;since the Coronavirus outbreak first really began in the country.&nbsp;</p>

<p>But we&nbsp;wanted to dive&nbsp;much&nbsp;deeper into the mobile music streaming app arena. Specifically, we wanted to know which apps were being downloaded&nbsp;this year, when people were seeking out specific apps and who have been downloading these apps since the middle of March.&nbsp;For these insights, we turned to our first-party&nbsp;data sources and looked at seven of the most popular&nbsp;audio&nbsp;streaming apps available now in the U.S.: Anchor.fm, iHeartRadio, Radio.com, SiriusXM, Spotify,&nbsp;Stitcher&nbsp;and TuneIn.&nbsp;&nbsp;</p>

<p>Here&rsquo;s what we uncovered.&nbsp;</p>

<h2>Install Trends of the Top Audio&nbsp;Mobile Apps&nbsp;</h2>

<p>During the first three months of 2020, Spotify was the consistent leader among&nbsp;all of&nbsp;the mobile apps we looked at for this effort. This is hardly surprising, as they have become&nbsp;one of the biggest and most well-known audio apps in the country. There are&nbsp;<a href="https://www.businessofapps.com/data/spotify-statistics/#:~:text=Source%3A%20Goodwater%20Capital-,Spotify%20Content%20Statistics,doing%20a%20lot%20a%20legwork." target="_blank">more than 50 million songs&nbsp;on the platform</a>, and Spotify helped to popularize both&nbsp;offline listening&nbsp;and split&nbsp;monetization&nbsp;options (having both a&nbsp;free version&nbsp;with ads and a paid,&nbsp;ad-free&nbsp;option).&nbsp;</p>

<p>Spotify also has seen major gains in new app installs since the end of April. For example, in May Spotify saw over 168% month-over-month growth in daily app installs.&nbsp;&nbsp;</p>

<p>How were they able to see such major gains in the middle of the pandemic? For one, Spotify launched two promotions on May 14, 2020, one targeting new premium activations and another retargeting lapsed premium users.&nbsp;</p>

<p>In addition, this growth is coming off the back of many new podcast-related announcements for Spotify.&nbsp;Since April,&nbsp;<a href="https://www.cnbc.com/2020/07/18/spotifys-joe-rogan-acquisition-furthers-lead-over-apple-music.html" target="_blank">Spotify acquired the ever-popular podcast The Joe Rogan Experience</a>&nbsp;and signed&nbsp;podcast-related&nbsp;deals with celebrities&nbsp;such as Kim Kardashian and&nbsp;<a href="https://www.bet.com/video/news/bet-buzz/michelle-obama-heads-to-spotify-with-new-podcast.html" target="_blank">Michelle Obama</a>.&nbsp;&nbsp;</p>

<p>This, of course, is on top of&nbsp;<a href="https://www.cnn.com/2020/06/15/media/spotify-podcasts-risk-takers/index.html" target="_blank">moves made&nbsp;in 2019 to acquire popular podcast producers</a>&nbsp;like Gimlet and The Ringer. In the podcast department, while Spotify doesn&rsquo;t yet have a&nbsp;million tracks, it&nbsp;soon will &ndash; and its podcast-related moves over the past two years are contributing to the app installs Spotify is seeing while many Americans are staying at home.&nbsp;</p>

<p>Yet despite the strong growth Spotify has seen in 2020, SiriusXM&nbsp;actually had&nbsp;more daily app installs in April&nbsp;and most of the first half of May. In fact, SiriusXM&nbsp;realized well over 167% growth month-over-month in daily app installs in May. On March 31, SiriusXM, which normally does not have a&nbsp;free tier, began offering free streaming on all 300+ channels&nbsp;from&nbsp;April 1&nbsp;to&nbsp;May 15, 2020.&nbsp;</p>

<p><strong>It will be interesting to see how SiriusXM fares in&nbsp;the rest of the second half of 2020, especially considering that their daily app&nbsp;install&nbsp;numbers fell below&nbsp;what both Spotify and iHeartRadio were seeing in June.</strong>&nbsp;On&nbsp;July 13, <a href="https://www.theverge.com/2020/7/13/21315911/siriusxm-stitcher-podcast-deal-buy-midroll-earwolf" target="_blank">SiriusXM bought Stitcher</a>&nbsp;to boost their podcast offerings. In June,&nbsp;Stitcher&nbsp;had&nbsp;over 20% growth month-over-month in its daily app&nbsp;install figures.&nbsp;</p>

<p>Stitcher&nbsp;wasn&rsquo;t the only app we looked at that saw month-over-month growth in June. Radio.com (24.8%), iHeartRadio (2.7%), Spotify (41.6%) and TuneIn (2.4%) all saw gains to some extent in the month.&nbsp;</p>

<p><img alt="" src="https://go.inmobi.net/hubfs/month-over-month-changes-in-daily-app-installs-audio-streaming.png" /></p>

<h2>Who Are Using These&nbsp;Streaming Services&nbsp;Today?&nbsp;</h2>

<p>We also wanted to look at who&nbsp;were installing these kinds of apps on their mobile devices&nbsp;in mid 2020. For&nbsp;this&nbsp;effort, we looked specifically at just iHeartRadio, SiriusXM, Spotify,&nbsp;Stitcher&nbsp;and TuneIn.&nbsp;</p>

<p>In terms of gender, this category skews male. Across&nbsp;all of&nbsp;these apps, at least 50% or more of&nbsp;app&nbsp;installers are male. This trend is especially pronounced&nbsp;with TuneIn, where close to 68% of all app owners are male.&nbsp;&nbsp;</p>

<p>Interestingly though, this&nbsp;paints a different picture from&nbsp;what our June survey found. In early June, while 24% of men said they were listening to more music or radio, 27% of women said the same thing.&nbsp;&nbsp;</p>

<p>It&rsquo;s&nbsp;definitely possible&nbsp;that while this kind of content is popular across both genders, men are more likely than women to use mobile apps to access audio.&nbsp;In addition, it&rsquo;s also possible that women were already listening, and so are not new listeners.&nbsp;</p>

<p>In terms of age, nearly half of&nbsp;Stitcher&#39;s&nbsp;app users are between 26 and 45 years old (42.03%). This will be a change of pace for SiriusXM, which has the highest distribution of users between 46 and 75 years&nbsp;old of&nbsp;all of&nbsp;the apps we looked at,&nbsp;with 63.59% of their users&nbsp;falling into this age range.&nbsp;&nbsp;</p>

<p>Why the difference? SiriusXM is historically associated with car radio, which may help to explain why they do well with this demographic, while&nbsp;many&nbsp;podcasts (where&nbsp;Stitcher&nbsp;specializes) have younger audiences on average.&nbsp;</p>

<p>Beyond these two apps, Spotify has more of its users under the age of 36 while over 25% of iHeartRadio app owners are between 46 and 55 years old. Similarly, more than 45% of TuneIn app owners are between 46 and 65 years old.&nbsp;</p>

<p>Interestingly, the June survey found that 41% of young people (specifically those between 18 and 25 years old) were listening to more music or radio of late, far above what people in other age ranges said. Again, it&rsquo;s possible that they are either not using apps to listen in or are turning to apps we did not include in this&nbsp;particular analysis, like&nbsp;YouTube Music.&nbsp;</p>

<p>The survey found that people with children at home were more likely than their childless peers to be listening to more radio or music of late. While 22% of those without kids said they were listening to more&nbsp;audio content&nbsp;during the pandemic, 33% of those with kids said the same thing.&nbsp;</p>

<p>On the app ownership front, the bulk of app owners make between $35,000 and $100,000 a year. Spotify has the highest distribution of users with $35,000 and under&nbsp;(potentially leveraging the free, ad-supported option) while&nbsp;Stitcher&nbsp;has the highest percentage of users in every income range above $75,000 in annual income.&nbsp;</p>

<p>Of course, it remains to be seen how these trends will hold out over time.&nbsp;As COVID-19 continues to impact all Americans throughout 2020, it will be interesting to note how adults in the U.S. think about and use mobile apps for listening to music, podcasts and more.&nbsp;</p>

<p>Looking for COVID-19 insights from across the globe? Head to&nbsp;<a href="http://www.inmobi.com/covid-19" target="_blank">inmobi.com/covid-19</a>&nbsp;to see how coronavirus has impacted consumer behavior in the Middle East, India, Australia, Indonesia and other parts of the world.&nbsp;</p>

<h3>About the Author&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</h3>

<p>Matthew Kaplan has over a decade of digital marketing experience, working to support the content goals of the world&rsquo;s biggest B2B and B2C brands. He is a passionate app user and evangelist, working to support diverse marketing campaigns across devices. Matt enjoys listening to history podcasts and is a former contributor&nbsp;for&nbsp;music website&nbsp;FasterLouder&nbsp;(now Music Junkee).&nbsp;</p>]]></description>
      <dc:subject><![CDATA[Media Consumption &amp; Trends, Understanding Consumers, English (EN): inmobi.com,]]></dc:subject>
      
      <dc:creator><![CDATA[ Matt Kaplan,  Content Strategist  ]]></dc:creator>
      
      <dc:date>2020-08-07T17:29:00+00:00</dc:date>
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    <item>
      <title><![CDATA[InMobi Now Integrated with MAX In-App Header Bidding Solution]]></title>
      <link>https://www.inmobi.com/blog/2020/07/29/inmobi-now-integrated-with-max-in-app-header-bidding-solution/</link>
      <guid>https://www.inmobi.com/blog/2020/07/29/inmobi-now-integrated-with-max-in-app-header-bidding-solution/</guid>
      <description><![CDATA[<p>InMobi&nbsp;is now directly integrated with MAX&#39;s in-app&nbsp;header&nbsp;bidding platform.&nbsp;This integration opens&nbsp;additional opportunities&nbsp;from&nbsp;the&nbsp;programmatic demand on&nbsp;InMobi&nbsp;Exchange, along with a&nbsp;huge&nbsp;improvement in day-to-day operational efficiency for app publishers currently using MAX&nbsp;as their mediation platform.&nbsp;&nbsp;</p>

<p>Publishers on MAX&nbsp;can deploy our header bidding SDK and&nbsp;find near immediate improvement in the demand diversity&nbsp;and bid depth&nbsp;as&nbsp;more impression opportunities are exposed to&nbsp;a wider set of our&nbsp;demand partners. This leads to higher bid density, fill rate and overall revenue.&nbsp;&nbsp;</p>

<p>In addition, MAX&nbsp;mediation and our industry leading in-app bidding solution will allow for a seamless&nbsp;improvement&nbsp;in ad load latency&nbsp;for publishers&nbsp;by allowing&nbsp;removal of&nbsp;multiple waterfall lines across&nbsp;too many demand-side&nbsp;partners.&nbsp;&nbsp;</p>

<p>&ldquo;We are excited to have&nbsp;this integration option on MAX. Header bidding transitions the&nbsp;yield optimization process&nbsp;processes&nbsp;off waterfalling to&nbsp;programmatic&nbsp;and&nbsp;a more efficient way to transact inventory. We are committed to bringing these&nbsp;benefits to our publishers and ensuring scaling up off their monetization goals,&rdquo; says Ram (TK) Krishnamurthy, Head of Customer Success, Supply for&nbsp;InMobi.&nbsp;</p>

<p>Interested in learning more and seeing how&nbsp;in-app header bidding&nbsp;can benefit&nbsp;you?&nbsp;<a href="https://www.inmobi.com/company/contact/" target="_blank">Reach out today</a>&nbsp;for more information and to get started.&nbsp;</p>]]></description>
      <dc:subject><![CDATA[In-App Monetization, English (EN): inmobi.com,]]></dc:subject>
      
      <dc:creator><![CDATA[ Team InMobi  ]]></dc:creator>
      
      <dc:date>2020-07-29T19:10:00+00:00</dc:date>
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    <item>
      <title><![CDATA[How the Coronavirus is Affecting Consumer Behavior in the U.S. [New Report]]]></title>
      <link>https://www.inmobi.com/blog/2020/07/22/how-the-coronavirus-is-affecting-consumer-behavior-in-the-u.s-new-report/</link>
      <guid>https://www.inmobi.com/blog/2020/07/22/how-the-coronavirus-is-affecting-consumer-behavior-in-the-u.s-new-report/</guid>
      <description><![CDATA[<p>For a close look at&nbsp;how the coronavirus is affecting consumer behavior&nbsp;in the United States, InMobi has been conducting&nbsp;research on&nbsp;COVID-19 consumers&nbsp;since March, when the&nbsp;coronavirus pandemic&nbsp;first began&nbsp;severely impacting Americans.&nbsp;Now, all of our research is available to you in our latest <a href="http://go.inmobi.net/research-reacting-to-a-pandemic-in-a-connected-world" target="_blank">report on U.S. COVID-19 Consumer Insights. Download it today</a> to see how adults in the U.S. are really reacting&nbsp;during these&nbsp;times of uncertainty&nbsp;and&nbsp;social distancing.&nbsp;</p>

<p style="text-align:center"><a class="btn btn-s" href="http://go.inmobi.net/research-reacting-to-a-pandemic-in-a-connected-world" style="font-size:24px; border-radius: 25px; font-weight: normal;" target="_blank">DOWNLOAD NOW</a></p>

<p>Download this report today to learn:&nbsp;&nbsp;</p>

<ul>
	<li>How sectors such as mobile gaming, quick-service restaurants, video streaming,&nbsp;and&nbsp;grocery shopping&nbsp;have all fared during the pandemic.&nbsp;&nbsp;</li>
	<li>Which apps people downloaded&nbsp;post-COVID, and who these new app installers are.&nbsp;&nbsp;</li>
	<li>How brands can reach consumers at home.&nbsp;&nbsp;</li>
	<li>What&rsquo;s next on the horizon for mobile usage in the U.S.&nbsp;</li>
</ul>

<p style="text-align:center"><a class="btn btn-s" href="http://go.inmobi.net/research-reacting-to-a-pandemic-in-a-connected-world" style="font-size:24px; border-radius: 25px; font-weight: normal;" target="_blank">DOWNLOAD NOW</a></p>

<h2>Sneak Peek of Our Latest&nbsp;COVID-19 Pandemic&nbsp;Report&nbsp;</h2>

<p>Curious to see what this report&nbsp;has to offer? Here&rsquo;s a free look at three&nbsp;of the chapters:&nbsp;</p>

<h3>Introduction&nbsp;</h3>

<p>Some days, it&rsquo;s hard to remember what life was like before COVID-19 upended everything. Although most shelter-in-place orders in the U.S. largely weren&rsquo;t instituted until March, these guidelines quickly and dramatically impacted consumer behavior. Some parts of the country will have been largely stuck in their homes for well over four to five months (or more) by the time this is all said and done.&nbsp;</p>

<p>Even though the reaction to COVID-19 has varied across the nation, the virus has impacted just about every industry imaginable. With the economy significantly affected and with consumers replacing in-person purchases with online interactions, COVID-19 and shelter-in-place orders have touched every corner of our lives and livelihoods.&nbsp;</p>

<p>How specifically has COVID-19 impacted various business sectors? That&rsquo;s what we here at InMobi wanted to find out. By looking at diverse data sources, primarily mobile surveys and first-party telco data, we can see how consumers today are now entertaining themselves, shopping, eating, communicating and more.&nbsp;</p>

<h3>How to Reach Consumers at Home&nbsp;</h3>

<p>As marketers, how can we reach and engage our audiences while they&rsquo;re stuck at home? Many leading brands have long relied on traditional tactics like out-of-home billboards, sporting event sponsorships, live TV advertising and other forms of marketing that no longer suffice during the pandemic.&nbsp;</p>

<p>So&nbsp;what can marketers do to pivot? How can marketers reach their target audiences today?&nbsp;</p>

<p>The key is to use data to appropriately find and reach consumers in ways that matter now. It&rsquo;s possible to use knowledge of existing audience segments and then map them to the apps and other digital services they&rsquo;re now using with greater frequency.&nbsp;</p>

<p>For example, let&rsquo;s say a major movie studio wanted to promote a new film being released on streaming platforms. To promote the new picture, the studio could look at what apps former movie theater visitors are now using and then show ads promoting the movie in those app properties. Alternatively, other audience segments like&nbsp;cord-cutters&nbsp;and entertainment enthusiasts would also likely be receptive to ads about the upcoming online movie release.&nbsp;</p>

<p>This is far from the only application of this kind of logic, of course. A grocery delivery app would benefit from reaching people who normally visited the grocery store once a week, along with other key audience segments like foodies and home chefs. Similarly, teleconferencing apps may benefit from reaching both commuters and people who used to go to bars and nightclubs to socialize.&nbsp;</p>

<p>Other more basic demographic information can prove useful as well. If a brand knows the typical age and gender of their best customers, then they can look to target people of the same age and gender who are not yet customers.&nbsp;</p>

<p>Of course, the devil is in the details. To do this kind of targeting, brands either need someone who already has highly accurate audience insights and/or can help them make their data actionable. This is no easy task, and it can be especially tricky today.&nbsp;</p>

<h3>Predicting What&rsquo;s Next&nbsp;</h3>

<p>At some point in the future, the threat (both direct and indirect) posed by COVID-19 will disappear and we can all go back to our lives as they were before.&nbsp;</p>

<p>Of course, exactly when this will happen and how we&rsquo;ll feel when it does is anyone&rsquo;s guess. It&rsquo;s hard to say which trends and observations seen today will continue for the foreseeable future, even after the virus subsides.&nbsp;</p>

<p>But it does appear as though that certain mobile-first behaviors that were growing in popularity before 2020 will continue to be popular once the pandemic ends. Mobile gaming, grocery delivery apps and streaming video on demand have all been popular even when the novel coronavirus wasn&rsquo;t&nbsp;wreaking&nbsp;global havoc. With everyone stuck at home with limited options for entertainment and meals, these kinds of apps have ballooned in popularity. As consumers begin to better understand the convenience and benefits of these apps, expect these kinds of services and solutions to be&nbsp;well-liked&nbsp;and frequently used in 2021 and beyond.&nbsp;</p>

<p>No one knows how this all will end and what will come of it. But it&rsquo;s a safe bet to say that mobile apps will continue to play a central role in just about everything we do in the months and years ahead.&nbsp;</p>

<p style="text-align:center"><a class="btn btn-s" href="http://go.inmobi.net/research-reacting-to-a-pandemic-in-a-connected-world" style="font-size:24px; border-radius: 25px; font-weight: normal;" target="_blank">DOWNLOAD NOW</a></p>

<h2>Like What You&rsquo;ve Been Reading on the&nbsp;COVID-19 Outbreak?&nbsp;</h2>

<p>There&rsquo;s a lot more where this came from! Be sure to download your complimentary copy of&nbsp;InMobi&rsquo;s&nbsp;U.S. COVID-19 Consumer Insights report today for more data and insights&nbsp;on how the pandemic has impacted&nbsp;online shopping,&nbsp;supply chains, food ordering habits, mobile&rsquo;s role in retail&nbsp;online orders&nbsp;and a whole lot more.&nbsp;</p>

<p style="text-align: center;"><a class="btn btn-s" href="http://go.inmobi.net/research-reacting-to-a-pandemic-in-a-connected-world" style="font-size:24px; border-radius: 25px; font-weight: normal;" target="_blank">DOWNLOAD NOW</a></p>

<p>Looking for COVID-19 insights from across the globe? Head to&nbsp;inmobi.com/covid-19&nbsp;to see how coronavirus has impacted consumer behavior in the Middle East, India,&nbsp;Australia, Indonesia&nbsp;and other&nbsp;parts of the world.&nbsp;</p>]]></description>
      <dc:subject><![CDATA[Consumer Research, Understanding Consumers, English (EN): inmobi.com,]]></dc:subject>
      
      <dc:creator><![CDATA[ Team InMobi  ]]></dc:creator>
      
      <dc:date>2020-07-22T17:30:00+00:00</dc:date>
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      <title><![CDATA[How Does Mobile App Advertising Work? Dispelling Common In-App Advertising Myths]]></title>
      <link>https://www.inmobi.com/blog/2020/07/20/how-does-mobile-app-advertising-work-dispelling-common-in-app-advertising-myths/</link>
      <guid>https://www.inmobi.com/blog/2020/07/20/how-does-mobile-app-advertising-work-dispelling-common-in-app-advertising-myths/</guid>
      <description><![CDATA[<p>Not&nbsp;many&nbsp;people know how to answer the question&nbsp;&ldquo;how does mobile app advertising work?&rdquo; and as a result, a lot of in-app&nbsp;advertising myths&nbsp;persist.&nbsp;Because some advertisers are still hesitant about mobile&nbsp;advertising campaigns, we wanted to clear up the most common misconceptions around mobile in-app advertising.&nbsp;&nbsp;</p>

<h2>Myth #1: In-App&nbsp;Reach&nbsp;Isn&rsquo;t&nbsp;Large&nbsp;Enough to&nbsp;Scale&nbsp;Brand&nbsp;Ad&nbsp;Campaigns&nbsp;</h2>

<p>With over&nbsp;<a href="https://forecasts-na1.emarketer.com/5a4fa955d8690c0c28d1f3cc/5a4fa7c2d8690c0c28d1f3b8" target="_blank">3 billion smartphone users</a>&nbsp;in the world and over&nbsp;<a href="https://www.statista.com/statistics/271644/worldwide-free-and-paid-mobile-app-store-downloads/" target="_blank">200 billion app downloads</a>, the in-app audience is anything but small. Time spent on&nbsp;mobile&nbsp;devices&nbsp;in most major markets is significantly higher than any other platform including traditional TV, desktops, laptops and other connected devices.&nbsp;</p>

<p>In North America, the average user&nbsp;<a href="https://content-na1.emarketer.com/us-time-spent-with-mobile-2019" target="_blank">spends around&nbsp;four&nbsp;hours a day on their smartphone</a>, and over 90% of that time is spent in-app. Mobile in-app is also the single largest platform to reach Millennials and Gen Z &ndash; who are considered &ldquo;unreachable&rdquo; by traditional TV.&nbsp;&nbsp;&nbsp;</p>

<p><img alt="mobile advertising" src="https://go.inmobi.net/hubfs/time-spent-on-mobile-2020.png" /></p>

<p>Time spent&nbsp;on mobile is quickly growing, and marketers are realizing the importance of engaging with audiences where they spend most of their time. This is why in-app&nbsp;ad revenues&nbsp;have been rising steadily over the past few years.&nbsp;</p>

<h2>Myth #2: Users&nbsp;Spend&nbsp;Most of&nbsp;Their&nbsp;Time&nbsp;Engaging&nbsp;Only with the&nbsp;Largest&nbsp;Social&nbsp;Media&nbsp;Apps&nbsp;</h2>

<p>Over the last few years,&nbsp;mobile users&nbsp;have been spending more time outside of the &ldquo;Walled Garden&rdquo; social and communication apps. In fact, the average user spends around 50% of their time on mobile engaging with apps across gaming, entertainment, news. weather, utilities and more.&nbsp;&nbsp;&nbsp;</p>

<p><img alt="mobile user segmentation" src="https://go.inmobi.net/hubfs/top-apps-used-mobile.png" /></p>

<h2>Myth #3: In-App&nbsp;Gaming&nbsp;Can&nbsp;Only&nbsp;Reach&nbsp;Young&nbsp;Males&nbsp;</h2>

<p>Gaming is one of the biggest app verticals in terms of users and ad volume, and almost&nbsp;<a href="https://techcrunch.com/2019/08/22/mobile-gaming-mints-money/" target="_blank">a third of the world&rsquo;s population</a>&nbsp;will play a mobile game this year.&nbsp;But who are these mobile gamers?&nbsp;</p>

<p>Contrary to popular belief, mobile games have a very diverse user base &ndash; with users across all age brackets, and a roughly even gender split.&nbsp;While mid-core and strategy games attract a predominantly male audience, the gender split for casual gaming is nearly even.&nbsp;And when&nbsp;<a href="/blog/understanding-the-hyper-casual-game-market" target="_blank">looking specifically at hyper-casual games</a>, females outnumber males.&nbsp;&nbsp;&nbsp;</p>

<p><img alt="mobile app user engagement" src="https://go.inmobi.net/hubfs/users-of-top-mobile-apps.png" /></p>

<h2>Myth #4: In-App&nbsp;Inventory is&nbsp;Highly&nbsp;Susceptible to&nbsp;Fraud and&nbsp;Brand&nbsp;Safety&nbsp;Issues&nbsp;</h2>

<p>In the minds of many advertisers, in-app advertising is still a proverbial Wild West, filled with shady players waiting to steal your money.&nbsp;&nbsp;</p>

<p>In truth, however, this perception is far from&nbsp;reality. Over the past few years, the in-app advertising ecosystem has instituted a number of strict guardrails in place to keep fraud low and to ensure that brand ads only appear in the right context and setting.&nbsp;</p>

<p>For example, with programmatic advertising becoming the preferred choice for both&nbsp;the&nbsp;demand and supply sides, Interactive Advertising Bureau (IAB) has introduced measures like&nbsp;<a href="/blog/in-app-ads.txt-what-you-need-to-know-video" target="_blank">app-ads.txt</a>, which solves app misrepresentation by preventing inventory from being sold by unauthorized sellers. These standards have been adopted globally across major app publishers, empowering advertisers to transparently buy programmatic app inventory more confidently.&nbsp;</p>

<p>Pre-bid filters and third-party fraud measurement systems ensure advertisers are protected against fraud. Further, in-app experiences provide predicable, curated content to users which makes them more&nbsp;brand-safe&nbsp;than content that is dynamic in nature &ndash; like news and social sites.&nbsp;</p>

<h2>Myth #5: In-App&nbsp;Ads&nbsp;Have&nbsp;Low&nbsp;Measurability&nbsp;</h2>

<p>While independent third-party measurement providers like Moat, IAS and&nbsp;DoubleVerify&nbsp;provide viewability measurement, the launch of IAB&rsquo;s Open Measurement SDK (<a href="/blog/open-your-mind-to-the-open-measurement-sdk" target="_blank">OM SDK</a>) has eliminated the need to implement separate SDKs for accurate viewability verification. The OM SDK is an industry-wide standard that offers a common code for facilitating third-party in-app viewability measurement with one SDK. This goes a long way towards&nbsp;reducing discrepancies across partners. In addition, all performance metrics can be tracked and optimized for in-app environments.&nbsp;</p>

<p><img alt="mobile ads" src="https://go.inmobi.net/hubfs/OM-SDK-InMobi.png" /></p>

<h2>Myth #6: Reaching&nbsp;Desired&nbsp;Target&nbsp;Audiences&nbsp;Through&nbsp;In-App&nbsp;Mobile&nbsp;Ads&nbsp;is&nbsp;Impossible&nbsp;Because&nbsp;There are&nbsp;No&nbsp;Cookies for&nbsp;Targeting&nbsp;</h2>

<p>In-app advertising offers the most accurate and precise audience targeting using&nbsp;mobile device IDs as the identifier. The supply-side platform&rsquo;s SDK ties the user signals anonymously to privacy-compliant, unique&nbsp;device IDs. Unlike cookies,&nbsp;device IDs cannot be deleted by the user. Hence,&nbsp;device IDs are the source of data for personalized targeting and&nbsp;are&nbsp;far more deterministic than traditional cookie-based identification methods.&nbsp;</p>

<p>In addition, buyers who have traditionally been focused on cookie-based channels (desktop and&nbsp;mobile web) can leverage third-party cross-device targeting solutions to map cookies with&nbsp;device IDs. This enables buyers to retarget their desktop and mobile web users in a mobile app environment. Amplify brand awareness by targeting users across devices.&nbsp;</p>

<h2>Myth #7:&nbsp;Ad&nbsp;Formats&nbsp;are&nbsp;Not&nbsp;Effective on&nbsp;Smaller&nbsp;Screens&nbsp;</h2>

<p>In digital advertising,&nbsp;banner ads&nbsp;have long been the most common and inexpensive ad format available.&nbsp;As such, the prevailing notion has been that&nbsp;ads are not really seen and that ad clicks are largely coincidental.&nbsp;</p>

<p>This, however, is not the whole story. Advertisers have a wide variety of&nbsp;ad formats&nbsp;to choose from when running in-app ads, including native ads,&nbsp;interstitial ads&nbsp;and&nbsp;video ads, among other options.&nbsp;&nbsp;</p>

<p>There are other key benefits to in-app ad formats too. For one, they can be easily customized based on a user&rsquo;s device, location and interests, which can greatly help improve results.&nbsp;In-app ads can also include interactive features like&nbsp;rich media end cards, which can really help boost&nbsp;click-through rates.&nbsp;</p>

<h2>Myth #8: In-App&nbsp;Advertising is&nbsp;Only&nbsp;Ideal for&nbsp;App&nbsp;Installs&nbsp;</h2>

<p>For years, the&nbsp;in-app advertising ecosystem was largely defined by&nbsp;app install ads&nbsp;run on repeat by the big&nbsp;ad networks.&nbsp;While in-app advertising can be an ideal way to drive someone to the&nbsp;app store, it can&nbsp;benefit&nbsp;beyond this use case as well.&nbsp;&nbsp;</p>

<p>Thanks to the&nbsp;scale and reach of mobile, in-app advertising&nbsp;are&nbsp;great for brand awareness campaigns. And the unprecedented level of&nbsp;measurability and viewability inherent in in-app advertising, it&rsquo;s also ideal for&nbsp;<a href="/blog/what-you-need-for-in-app-mid-funnel-prospecting-campaigns" target="_blank">mid-funnel prospecting</a>,&nbsp;<a href="/blog/moving-beyond-mobile-app-cost-per-install-the-benefits-of-cpx-bidding-video" target="_blank">customer acquisition</a>&nbsp;and customer retention campaigns, among other key use cases.&nbsp;</p>

<p>Interested in getting started with in-app advertising?&nbsp;<a href="https://www.inmobi.com/company/contact/" target="_blank">Reach out to us today</a>&nbsp;to learn more.&nbsp;</p>]]></description>
      <dc:subject><![CDATA[Advertising, English (EN): inmobi.com,]]></dc:subject>
      
      <dc:creator><![CDATA[ Team InMobi  ]]></dc:creator>
      
      <dc:date>2020-07-20T09:45:00+00:00</dc:date>
    </item>
  
    <item>
      <title><![CDATA[Mobile Insights with InMobi: Q&A with Rohit Dosi on Search Advertising and Microsoft in India]]></title>
      <link>https://www.inmobi.com/blog/2020/07/17/mobile-insights-with-inmobi-qa-with-rohit-dosi-on-search-advertising-and-microsoft-in-india/</link>
      <guid>https://www.inmobi.com/blog/2020/07/17/mobile-insights-with-inmobi-qa-with-rohit-dosi-on-search-advertising-and-microsoft-in-india/</guid>
      <description><![CDATA[<p>Welcome to another edition of Mobile Insights with&nbsp;InMobi! This is our new Q&amp;A series, where we sit down with leading mobile marketing and in-app advertising experts to get their take on the current state of the world.&nbsp;&nbsp;&nbsp;&nbsp;</p>

<p><em>Note: Want to listen to previous editions of Mobile Insights with&nbsp;InMobi?&nbsp;<a href="https://soundcloud.com/user-802421075" target="_blank">Head to our SoundCloud page for more</a>.&nbsp;&nbsp;</em></p>

<p>For this interview, I sat down with Rohit Dosi, Business Head of Microsoft Advertising at&nbsp;InMobi, on&nbsp;July&nbsp;13. In this conversation, we talked about&nbsp;the current state of search advertising, what Indians are searching for during the lockdown and the many advantages of Microsoft search, among other topics.&nbsp;Tune in now to hear the whole conversation!&nbsp;</p>

<p style="text-align:center"><a class="btn btn-s" href="https://soundcloud.com/user-802421075/mobile-insights-with-inmobi-qa-with-rohit-dosi-on-search-advertising-and-microsoft-in-india" style="font-size:24px; border-radius: 25px; font-weight: normal;" target="_blank">LISTEN IN</a></p>

<p>&nbsp;</p>

<p>&nbsp;</p>

<div><a href="https://soundcloud.com/user-802421075" style="color: #cccccc; text-decoration: none;" target="_blank" title="InMobi">InMobi</a> &middot; <a href="https://soundcloud.com/user-802421075/mobile-insights-with-inmobi-qa-with-rohit-dosi-on-search-advertising-and-microsoft-in-india" style="color: #cccccc; text-decoration: none;" target="_blank" title="Mobile Insights with InMobi: Q&amp;A with Rohit Dosi on Search Advertising and Microsoft in India">Mobile Insights with InMobi: Q&amp;A with Rohit Dosi on Search Advertising and Microsoft in India</a></div>

<h2>Top Quotes&nbsp;from Rohit&nbsp;</h2>

<ul>
	<li>
	<p>&ldquo;Search advertising is very different from the overall display and video advertising&nbsp;world.&nbsp;Search advertising is a lot more based on keyword focused queries, so it is extremely targeted towards its user. In terms of ad formats as well, while there are a lot of new ad formats, which video and display advertising has to offer, but I strongly feel that the search advertising is less intrusive, as the overall experience on the ads is very user intent related. The ads are only showcased when a user&nbsp;actually searches&nbsp;for something in the form of search queries. In fact, surveys have indicated that 90% of the searchers, they know exactly what they are&nbsp;actually looking&nbsp;for. And that&#39;s a very, very strong signal, which also makes it a lot more performance oriented. And actually, it&#39;s easier to nudge the users towards the final end goal of the advertiser as well, whether it is it is in terms of the purchase that is supposed to be made or in terms of a download or a sign up, which is required to be done."&nbsp;</p>
	</li>
	<li>
	<p>&ldquo;Search advertising is just not only focused on performance as well, but I think it&nbsp;is helping the users at every end of the marketing funnel, whether it is driving brand awareness or consideration or performance and even retargeting, so I think search advertising is there at all stages of the funnel.&nbsp;It has significant impact across the user funnel. In fact, while there are newer ad formats available in the market, search advertising still contributes to like 25% of the overall digital media spends in terms of market share. And I think it is the second biggest digital advertising format after social as well.&nbsp;So&nbsp;I think it&#39;ll continue to grow in the years to come. But search advertising is a really relevant tool for advertisers across their customer journey in terms of marketing.&rdquo;&nbsp;</p>
	</li>
	<li>"Users now are searching for a lot more after COVID as we have seen in the last three to four months.&nbsp;Even during the lockdown situation in India, specifically, people are spending more than six plus hours on their mobile and smartphones. And now with people being on laptops, considering work from home remote situation, they are even spending more time on servers.&rdquo;&nbsp;<br />
	&nbsp;</li>
	<li>&ldquo;Some of the interesting trends that have picked up in the last three to four months is hyperlocal search has increased a lot.&nbsp;So&nbsp;let&#39;s say you know phrases like near me, things near me, right? Whether it is grocery near me, doctors near me, vets near me or pharmacies, etc. These are the searches specifically that have started to happen a lot more than they were happening before the COVID situation.&nbsp;I think entertainment searches have increased&nbsp;a&nbsp;lot,&nbsp;searches like best movies to watch,&nbsp;shows to watch,&nbsp;highest IMDb rated movies,&nbsp;etc.&nbsp;are also a lot more what the users are searching for nowadays, I think with social distancing becoming a norm,&nbsp;gas transactions have taken a backseat for the users.&rdquo;&nbsp;&nbsp;<br />
	&nbsp;</li>
	<li>&ldquo;I think they have started to pay their utility bills,&nbsp;whether it&#39;s internet or phone charges or buy&nbsp;Wi-Fi recharges, etc.,&nbsp;everything is happening on the platform.&nbsp;We do see a lot of these searches also increasing in India and especially with the scale and diversity of cashless payment adoption in India, since that is very vast.&nbsp;A large number of&nbsp;customers are now getting acquainted to the overall online payment norm&nbsp;as well, and I think that&#39;s the reason the overall searches in these categories have also been&nbsp;growing.&rdquo;&nbsp;&nbsp;<br />
	&nbsp;</li>
	<li>&ldquo;Other&nbsp;interesting trends that we have seen,&nbsp;what the Indians are searching for is online car and&nbsp;two-wheeler&nbsp;insurances, right?&nbsp;So&nbsp;this is a category while a lot of insurances for vehicles used to happen on an offline basis before. A lot of them are also now searching for online methods of getting these insurances done.&rdquo;&nbsp;&nbsp;<br />
	&nbsp;</li>
	<li>&ldquo;People are looking for online educational courses people do are spending a lot of time on their laptops on their phones at home.&nbsp;So&nbsp;they do want to upscale their skill sets and that&#39;s the reason I think online education and courses as a category has picked up.&rdquo;&nbsp;&nbsp;<br />
	&nbsp;</li>
	<li>&ldquo;Gaming is another one there is a massive surge across you know, across the vertical whether it&#39;s online gaming, real money games, games like poker, rummy, etc.&nbsp;have seen a massive traction with users spending a lot more time on gaming nowadays.&rdquo;&nbsp;&nbsp;<br />
	&nbsp;</li>
	<li>&ldquo;I&nbsp;think Microsoft search advertising has a relatively higher qualified audience. I think more educated people with higher purchasing power in general. And they use the search engine to discover products and services.&nbsp;So&nbsp;let&#39;s say if I was to talk about buying higher ticket items, the items which have higher worth. It will be easier to close that search funnel on being visible compared to any other competitors or search engines out there.&rdquo;&nbsp;<br />
	&nbsp;</li>
	<li>&ldquo;I think a lot of brand discovery and product research also happens on Microsoft search as compared to the other search engines. I think what Microsoft search advertising has unique is a combination of right audience technology coupled with brand safety and data security.&rdquo;&nbsp;&nbsp;&nbsp;<br />
	&nbsp;</li>
	<li>&ldquo;Advertising on Microsoft search is also a must for marketeers, since the audience that you might find here might not be there on any other platform.&rdquo;&nbsp;<br />
	&nbsp;</li>
	<li>&ldquo;Every platform that is there out definitely has its own value. And that&#39;s one thing which is also very cool to make some advertising is that it is a combination of right audience technology, coupled with its own unique users. And I think anyone looking out for search, I think search is always on. You know people are always searching, so there is a significant impact that you can create, using search on the user across different funnels, whether it is consideration or brand awareness or performance. And I think Microsoft search advertising does bring in a lot of its own unique audiences and technology for the marketers out there to use.&rdquo;&nbsp;<br />
	&nbsp;</li>
	<li>&ldquo;I think search advertising in general has evolved a lot, with the newer formats that we have. There are a significant, different formats that are now available on search platforms as well. And then those features are also available on Microsoft search advertising. Fairly different creative, innovative formats are now available on search as well for the audience to be able to understand the message and communication a bit better, rather than generally just the traditional text ad format that was there before.&rdquo;&nbsp;<br />
	&nbsp;</li>
	<li>&ldquo;A lot more needed in terms of how you reach your customers. So that is not only the right audience, but I think right messaging is also a very significant component, because I think using creative ad formats or right messaging will definitely affect the consumer and will also definitely influence them in a positive way."&nbsp;</li>
</ul>

<p>Interested in learning more about Microsoft Search Advertising?&nbsp;Reach out today to get more information and to get started partnering with MSA and&nbsp;InMobi.&nbsp;</p>

<p style="text-align:center"><a class="btn btn-s" href="https://soundcloud.com/user-802421075/mobile-insights-with-inmobi-qa-with-rohit-dosi-on-search-advertising-and-microsoft-in-india" style="font-size:24px; border-radius: 25px; font-weight: normal;" target="_blank">LISTEN IN</a></p>

<p>&nbsp;</p>

<p>&nbsp;</p>

<div><a href="https://soundcloud.com/user-802421075" style="color: #cccccc; text-decoration: none;" target="_blank" title="InMobi">InMobi</a> &middot; <a href="https://soundcloud.com/user-802421075/mobile-insights-with-inmobi-qa-with-rohit-dosi-on-search-advertising-and-microsoft-in-india" style="color: #cccccc; text-decoration: none;" target="_blank" title="Mobile Insights with InMobi: Q&amp;A with Rohit Dosi on Search Advertising and Microsoft in India">Mobile Insights with InMobi: Q&amp;A with Rohit Dosi on Search Advertising and Microsoft in India</a></div>

<h2>More Episodes&nbsp;Of&nbsp;Mobile Insights&nbsp;With&nbsp;InMobi&nbsp;&nbsp;&nbsp;</h2>

<p>Interested in listening to more interviews just like this one? Click the links below to tune in.&nbsp;&nbsp;&nbsp;</p>

<ul>
	<li><a href="/blog/mobile-insights-with-inmobi-robyn-meyers-on-video-streaming-during-covid-19" target="_blank">Robyn Meyers On Video Streaming During COVID-19</a>&nbsp;&nbsp;&nbsp;</li>
	<li><a href="/blog/mobile-insights-with-inmobi-jobie-tan-on-mobile-gaming-during-covid-19" target="_blank">Jobie Tan On Mobile Gaming During COVID-19</a></li>
	<li><a href="/blog/mobile-insights-with-inmobi-rajat-wanchoo-on-the-needs-and-requirements-of-todays-cmos" target="_blank">Rajat Wanchoo On The Needs of CMOs During COVID-19</a>&nbsp;&nbsp;</li>
	<li><a href="/blog/mobile-insights-with-inmobi-qa-with-kunal-nagpal-on-inmobi-exchange-and-in-app-programmatic-trends" target="_blank">Kunal Nagpal On InMobi Exchange And In-App Programmatic Trends</a>&nbsp;&nbsp;</li>
	<li><a href="/blog/mobile-insights-with-inmobi-qa-with-bismit-bikash-boruah-on-ad-buying-trends-on-inmobi-exchange-during-covid-19" target="_blank">Bismit Bikash Boruah On Ad Buying Trends On InMobi Exchange During COVID-19</a>&nbsp;&nbsp;</li>
	<li><a href="/blog/mobile-insights-with-inmobi-qa-with-tejaswi-gautam-on-how-telcos-are-managing-during-covid-19" target="_blank">Tejaswi Gautam On How&nbsp;Telcos&nbsp;Are Managing During COVID-19</a>&nbsp;</li>
</ul>

<h3>About the Author/Interviewer&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</h3>

<p>Matthew Kaplan has over a decade of digital marketing experience, working to support the content goals of the world&rsquo;s biggest B2B and B2C brands. He is a passionate app user and evangelist, working to support diverse marketing campaigns across devices.&nbsp;</p>]]></description>
      <dc:subject><![CDATA[Advertising, Media Consumption &amp; Trends, English (EN): inmobi.com,]]></dc:subject>
      
      <dc:creator><![CDATA[ Matt Kaplan,  Content Strategist  ]]></dc:creator>
      
      <dc:date>2020-07-17T18:16:00+00:00</dc:date>
    </item>
  
    <item>
      <title><![CDATA[Understanding Current Buying Habits in the CPG Sector]]></title>
      <link>https://www.inmobi.com/blog/2020/07/16/understanding-current-buying-habits-in-the-cpg-sector/</link>
      <guid>https://www.inmobi.com/blog/2020/07/16/understanding-current-buying-habits-in-the-cpg-sector/</guid>
      <description><![CDATA[<p>The&nbsp;consumer packaged&nbsp;goods (CPG)&nbsp;industry, like all verticals,&nbsp;has been&nbsp;significantly&nbsp;impacted by&nbsp;the current reality&nbsp;of shelter in place&nbsp;in the U.S., but&nbsp;not all&nbsp;brands within the&nbsp;CPG sector&nbsp;have responded in the same way.&nbsp;Some have embraced mobile and apps,&nbsp;for example,&nbsp;while others are elected to lay low or partner with existing outlets.&nbsp;&nbsp;</p>

<p>Among the various options available to&nbsp;CPG companies&nbsp;to meet&nbsp;consumer demand, which ones&nbsp;do consumers themselves want to see?&nbsp;How are Americans finding and buying these kinds of&nbsp;consumer products, and how are they choosing with&nbsp;CPG brands&nbsp;to use?&nbsp;</p>

<p>To find out, we turned to&nbsp;<a href="https://www.inmobi.com/pulse" target="_blank">InMobi&nbsp;Pulse</a>,&nbsp;InMobi&rsquo;s&nbsp;mobile marketing research solution. We polled 1,900 people from across the U.S. from June 11 to 16 to better understand&nbsp;how&nbsp;brand loyalties&nbsp;may be shifting and what&nbsp;consumer behavior&nbsp;in the&nbsp;consumer goods industry&nbsp;looks like today.&nbsp;</p>

<h2>Industry Trends&nbsp;Around Buying&nbsp;CPG Products&nbsp;Today&nbsp;</h2>

<p>In the survey, we asked Americans what was most important to them when&nbsp;buying&nbsp;packaged goods.&nbsp;For this effort, we specifically asked about groceries along with&nbsp;durable goods&nbsp;like personal care items and&nbsp;household care items.&nbsp;</p>

<p>Price was the top selection, with over half (51%) saying it is the most important factor. It&rsquo;s an especially key factor for Americans between 18 and 25 (60% of them said it was the most important factor), those between 26 and 35 (58%) and adults with children in the home (56%). This should probably come as no surprise to&nbsp;most&nbsp;fast moving&nbsp;consumer goods companies, as this has long been a key factor in consumer decision-making.&nbsp;</p>

<p>We also wanted to see if online ordering and delivery options were popular, as many may be unwilling or unable to&nbsp;go into a store. However, only 16% said a delivery or pickup option was preferred, while just 13% said online ordering through a website or mobile app was important.&nbsp;In comparison, 41% said product availability was important while brand loyalty was key for 37% of Americans.&nbsp;</p>

<p>But as might be expected, delivery and online ordering were more popular among certain segments of the population.&nbsp;In particular, women&nbsp;were more likely than men to say both online ordering and delivery/pickup were key to their purchasing decisions, while households with kids and consumers under the age of 46 were also more likely than others to prefer these options.&nbsp;</p>

<p>We also asked about where these purchases were happening, and by and large it&rsquo;s still happening in stores. In fact, 71% said they prefer to buy&nbsp;these kinds of consumer products in&nbsp;brick and mortar stores&nbsp;like supermarkets and&nbsp;convenience stores. Separately, 61% said in-store pickup was their preferred way of buying packaged goods.&nbsp;</p>

<p>However, people between the ages of 18 and 25, along with households with kids, were more likely than their peers to say that they prefer to buy packaged goods through a store&rsquo;s app, while those between&nbsp;36 and 45 years old were more likely than others to say they prefer using a third-party app like Instacart for these kinds of purchases. And, younger consumers and parents were also more likely than other groups to prefer curbside/outside pickup and delivery.&nbsp;</p>

<h2>How to Use These Findings in CPG&nbsp;Marketing Strategies&nbsp;</h2>

<p>For brands in the CPG sector, there are a few key takeaways from this data. For one, even as the COVID-19 pandemic continues to affect all of us, certain key truths about the CPG industry in the U.S. remain intact. Price and brand loyalty are still key above all else.&nbsp;Shelf space&nbsp;is also crucially important as many CPG purchases continue to happen in person in stores.&nbsp;</p>

<p>Still, despite the continued prevalence of many tried and true purchasing mechanisms and consumer behavior drivers, there are signs that key demographics are beginning to more fully embrace alternative purchasing and pickup options.&nbsp;Younger consumers, along with especially busy folks like parents, are, perhaps unsurprisingly, more likely than their peers to turn to and embrace digital channels like mobile apps while sheltering in place.&nbsp;</p>

<p>In terms of CPG marketing today, there are a few ways in which these insights can be applied. For one, marketing messaging should continue to highlight low price&nbsp;points&nbsp;and discuss why the brand is especially ideal&nbsp;today. These are critical consideration points for all consumers today, and they will likely continue to be important in the months and years to come.&nbsp;</p>

<p>Further, marketing messaging should highlight how an item can be best purchased for that&nbsp;particular consumer. While some shoppers will want to know how goods can be bought in person and where they&rsquo;re available nearby, others will&nbsp;be more receptive to messaging around online purchasing and delivery channels.&nbsp;&nbsp;</p>

<p>Regardless of the space a brand is in, customization and personalization are crucial today. Every consumer has their own unique set of preferences, buying methods, preferred way of hearing about your product, etc.&nbsp;If marketing does not speak to their current reality, then it will be tuned out. This&nbsp;<a href="https://www.inmobi.com/blog/2020/06/26/marketing-in-the-new-normal-how-asia-pacific-is-gearing-up-part-ii" target="_blank">message is being taken to heart</a>&nbsp;in certain key&nbsp;emerging markets, but it should be followed both in the U.S. and worldwide.&nbsp;</p>

<h2>Benefits of In-App Advertising for&nbsp;CPG Companies&nbsp;</h2>

<p>In addition, just because&nbsp;someone is not interested in using an app to make a purchase does not mean that in-app advertising and marketing should be ruled out &ndash; far from it, in fact.&nbsp;Even while Americans are largely sheltering in place, mobile and apps remain as popular as ever.&nbsp;&nbsp;</p>

<p>According to eMarketer, adults in U.S. <a href="https://www.emarketer.com/content/us-time-spent-with-media-2020?ecid=dfda7bcd4b86471fba0d362c1f4a962e" target="_blank">spend more time using their mobile devices&nbsp;than they do watching television</a>. And 90% of all time spent using smartphones is devoted to apps.&nbsp;&nbsp;</p>

<p>On top of this, our own research has found&nbsp;that people are using apps more frequently,&nbsp;including&nbsp;<a href="https://www.inmobi.com/blog/2020/05/18/americans-are-turning-to-apps-for-entertainment-during-covid-19" target="_blank">spending more time playing mobile games&nbsp;and&nbsp;watching&nbsp;more&nbsp;streaming video</a>. For&nbsp;CPG&nbsp;brands looking to reach specific audience segments at scale,&nbsp;<a href="https://www.inmobi.com/blog/2018/11/13/top-8-mobile-app-advertising-benefits" target="_blank">apps remain an ideal channel</a>.&nbsp;</p>

<h2>Charting the Evolution of&nbsp;Consumer Behavior&nbsp;</h2>

<p>Of course, it&rsquo;s important to note how these preferences and trends may change over time. While some parts of the country were continuing to&nbsp;open up&nbsp;by the end of June, others were reinstituting shelter-in-place orders as COVID-19 cases started spiking again. As a result, it&rsquo;s possible we would see very different results if we ran this same survey weeks later.&nbsp;</p>

<p>As a result, CPG companies need to be flexible and nimble. With the situation continually evolving for Americans, brands in the CPG sector need to fully understand what&rsquo;s happening on the ground and pivot as necessary.&nbsp;</p>

<p>Did any of our data points surprise you at&nbsp;all?&nbsp;How have your marketing strategies and buying habits changed of late? We&rsquo;d love to hear from you on&nbsp;social media! You can reach out to us on&nbsp;<a href="https://twitter.com/inmobi" target="_blank">Twitter</a>,&nbsp;<a href="https://www.facebook.com/inmobi" target="_blank">Facebook</a>&nbsp;and/or&nbsp;<a href="https://www.linkedin.com/company/inmobi/" target="_blank">LinkedIn</a>.&nbsp;</p>

<h3>About the Author&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</h3>

<p>Matthew Kaplan has over a decade of digital marketing experience, working to support the content goals of the world&rsquo;s biggest B2B and B2C brands. He is a passionate app user and evangelist, working to support diverse marketing campaigns across devices.&nbsp;</p>]]></description>
      <dc:subject><![CDATA[Understanding Consumers, English (EN): inmobi.com,]]></dc:subject>
      
      <dc:creator><![CDATA[ Matt Kaplan,  Content Strategist  ]]></dc:creator>
      
      <dc:date>2020-07-16T09:10:00+00:00</dc:date>
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      <title><![CDATA[Understanding the On-Demand Video Streaming App Landscape Today]]></title>
      <link>https://www.inmobi.com/blog/2020/07/15/understanding-the-on-demand-video-streaming-app-landscape-today/</link>
      <guid>https://www.inmobi.com/blog/2020/07/15/understanding-the-on-demand-video-streaming-app-landscape-today/</guid>
      <description><![CDATA[<p>There are dozens of&nbsp;on-demand video streaming apps available today in the U.S., from big players like Netflix and Amazon Prime Video to smaller and newer entrants to the market like Quibi, Vudu and&nbsp;Apple TV+.&nbsp;But who specifically are using these&nbsp;video&nbsp;streaming services, and what&nbsp;devices are being leveraged by Americans to watch&nbsp;movies and TV shows?&nbsp;</p>

<p>We specifically wanted to look at&nbsp;video streaming platform&nbsp;use from March through June of 2020, when many Americans were sheltering in place or otherwise impacted by COVID-19. During this&nbsp;period in particular, how&nbsp;has demand for both paid and ad-supported&nbsp;video on demand&nbsp;services been&nbsp;impacted?&nbsp;&nbsp;</p>

<p>Streaming on-demand&nbsp;video content&nbsp;has long been popular in the U.S.&nbsp;Based on our data on observed consumer behavior, we expect to see an increase in consumer engagement and usage, but how much and with whom?&nbsp;</p>

<p>For this review, we turned to the data. Not only did we look at trends from our first-party telco data sources, we have also been conducting mobile-first surveys through&nbsp;<a href="https://www.inmobi.com/pulse" target="_blank">InMobi&nbsp;Pulse</a>.&nbsp;&nbsp;</p>

<p>Here&rsquo;s what we found.&nbsp;</p>

<h2>Mobile App&nbsp;Install Trends Since March&nbsp;</h2>

<p>By the end of the March, overall use of the top&nbsp;streaming platforms&nbsp;was&nbsp;<a href="https://www.forbes.com/sites/markbeech/2020/03/25/covid-19-pushes-up-internet-use-70-streaming-more-than-12-first-figures-reveal/#8c2ad8a3104e" target="_blank">up 12%</a>.&nbsp;Our own data bears this up, with&nbsp;<a href="https://www.inmobi.com/blog/2020/05/18/americans-are-turning-to-apps-for-entertainment-during-covid-19" target="_blank">mobile app installs in the space increasing</a>&nbsp;throughout much of the second quarter of 2020.&nbsp;</p>

<p>Throughout most of the period, Netflix was the most installed video streaming app across both&nbsp;Android and iOS&nbsp;mobile devices. This is hardly surprising, as Netflix has long had first mover advantage in the space.&nbsp;</p>

<p>What has been surprising is that at different points in this period in question, installs of the Pluto TV mobile app were greater than or on par with Netflix app installs,&nbsp;in particular during&nbsp;late March and&nbsp;mid April.&nbsp;Pluto TV is a free, ad-supported&nbsp;video player&nbsp;that&rsquo;s owned by Viacom, and its strong growth throughout this period shows that there is space for non-paid streaming movie and&nbsp;TV apps&nbsp;today&nbsp;amidst a relative glut of paid options, so long&nbsp;as&nbsp;it has&nbsp;high quality&nbsp;content.&nbsp;According to Forbes, &ldquo;the number of active monthly Pluto TV users&nbsp;<a href="https://www.forbes.com/sites/simonthompson/2020/05/20/continued-growth-for-pluto-tv-signals-a-bright-future/#64ac3b44333b" target="_blank">jumped 55% from a year earlier</a>&rdquo; in March.&nbsp;</p>

<p>Hulu has seen its ups and downs during this period, as has Amazon Prime Video. There have been moments where Hulu was the second most downloaded app in the space, while at other moments it has been leapfrogged by Tubi TV, among others. Amazon Prime Video has started behind many of its competitors back in&nbsp;March, but&nbsp;has seen significant&nbsp;growth starting from the end of March.&nbsp;</p>

<p>What about newer entrants to this space like Disney+ and Quibi? Disney+ had a spike of installs&nbsp;in&nbsp;March, while Quibi saw notable gains in&nbsp;April&nbsp;through a&nbsp;free trial&nbsp;offer&nbsp;and then again in May. However, Quibi largely&nbsp;lags behind&nbsp;others who are not as focused on mobile as they are.&nbsp;&nbsp;</p>

<h2>Who are Downloading Video Streaming Mobile Apps Today?&nbsp;</h2>

<p>We also wanted to look at the kinds of individuals&nbsp;who have been downloading and using these apps.&nbsp;Are the people who are downloading these apps since March different at all from those downloading these apps earlier in the year?&nbsp;</p>

<p>What we found was that female app users continually increased during and after the shelter-in-place mandates vs. pre-COVID-19 installers. Further, users between the ages of 26-55 increased during the shelter-in-place mandate but begun to plateau recently.&nbsp;</p>

<p>Shelter-in-place and recent app installers are more ethnically diverse than the typical entertainment app installers.&nbsp;All non-White ethnicities saw varying increases with the only decrease among White users.&nbsp;</p>

<p><a href="https://go.inmobi.net/hubfs/who-is-downloading-video-streaming-apps-june-2020-inmobi.png"><img alt="app install attribution" src="https://go.inmobi.net/hubfs/who-is-downloading-video-streaming-apps-june-2020-inmobi.png" /></a></p>

<p>In addition, users with income levels $35,000 and above all increased during the first month of shelter-in-place, with the largest increases in the $35,000-$125,000 income ranges. These income ranges&rsquo; usage continues to rise as the year goes on.&nbsp;</p>

<h2>Highlighting Consumer Sentiment&nbsp;</h2>

<p>Do Americans claim to be consuming more streaming content recently? To find out,&nbsp;InMobi&nbsp;has been polling adults in the U.S.&nbsp;for&nbsp;every month since March to see how their&nbsp;habits are reportedly changing over time.&nbsp;</p>

<p>For starters,&nbsp;the share of survey respondents who said <strong>they are streaming more TV recently went from 25% in March to 35% in May</strong>.&nbsp;This is not&nbsp;surprising, and&nbsp;aligns with what our mobile app&nbsp;install&nbsp;data shows.&nbsp;</p>

<p>It is also important to note that&nbsp;audio streams are increasing of late too, with&nbsp;music streaming&nbsp;being a popular pastime during shelter in place as well.&nbsp;The share of Americans who said <strong>they are listening more to music or the radio has gone from&nbsp;17% in March to 26% in May</strong>.&nbsp;</p>

<h2>Streaming Service Adoption Motivations&nbsp;</h2>

<p>We also wanted to see how many streaming services&nbsp;the typical American is willing to pay for and use.&nbsp;Since there are so many streaming services people are willing to pay for or have time to enjoy, how many options would they be open to paying for and using at any one time?&nbsp;</p>

<p>According to separate mobile surveys, 42% said&nbsp;that they would&nbsp;largely&nbsp;willing to pay for one to two streaming services at one time.&nbsp;Of consumers age 56-65, 31% are not willing to pay for a streaming service, while&nbsp;28% of households with kids will pay for three to four services.&nbsp;</p>

<p><img alt="app install rate" src="https://go.inmobi.net/hubfs/total-number-of-video-streaming-services-inmobi-survey.png" /></p>

<p>We also wanted to look at how people can be convinced to adopt or use a new video streaming platform.&nbsp;Most types of offers will encourage consumers to try a service, but specific content (41%) followed by a free trial (36%) or discount offer (34%) are the strongest drivers. It is worthwhile to note, however, that discounts are an even stronger driver for those 18-25 (52%)&nbsp;and those who are&nbsp;56-65 (44%).&nbsp;</p>

<p><img alt="video streaming app" src="https://go.inmobi.net/hubfs/new-streaming-service-motivators-inmobi.png" /></p>

<p>It seems likely that video streaming platforms will continue to&nbsp;be well used in the future as well. According to Americans surveyed in June, 60% said they would be uncomfortable attending an entertainment venue even if they were open in the next month.&nbsp;</p>

<h2>Reaching Video Streaming Fans Through Mobile Apps&nbsp;</h2>

<p>How can brands reach these content streamers, especially since some of the top video on demand apps don&rsquo;t run ads? And, where can video streaming services find their audiences on mobile? Apply&nbsp;<a href="https://www.inmobi.com/audiences" target="_blank">InMobi&nbsp;custom audiences</a>&nbsp;to reach the shelter-in-place entertainment users. Here&rsquo;s a small sample of what&rsquo;s available:&nbsp;</p>

<ul>
	<li>Users of leading video&nbsp;game consoles&nbsp;(people who own a physical gaming console)&nbsp;</li>
	<li>Movie theater visitors&nbsp;(people who&nbsp;have gone to a movie theater in the past six months)&nbsp;</li>
	<li>Entertainment enthusiasts&nbsp;(users who have visited any entertainment site or have downloaded any entertainment app in the past six months)&nbsp;</li>
	<li>Cord cutters&nbsp;(based on app/web behavior and is inclusive of users who were seen with any TV/Video Streaming service downloaded on their device, or who have visited a TV/Video service site in the past six months)&nbsp;</li>
	<li>Amusement park visitors&nbsp;(Based on user&#39;s who visited an amusement/theme park in the past six months)&nbsp;</li>
	<li>Sports enthusiasts (This audience is based on app/web behavior and is inclusive of users who were found to have downloaded or visited a sports property in the past&nbsp;six&nbsp;months, inclusive of all major sports networks and publications)&nbsp;</li>
</ul>

<p>Interested in learning more?&nbsp;<a href="https://www.inmobi.com/company/contact/" target="_blank">Reach out today</a>&nbsp;to speak with one of our experts.&nbsp;</p>]]></description>
      <dc:subject><![CDATA[Media Consumption &amp; Trends, English (EN): inmobi.com,]]></dc:subject>
      
      <dc:creator><![CDATA[ Team InMobi  ]]></dc:creator>
      
      <dc:date>2020-07-15T07:30:00+00:00</dc:date>
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      <title><![CDATA[Marketing with Purpose: Driving Trust, Love and Loyalty]]></title>
      <link>https://www.inmobi.com/blog/2020/07/14/marketing-with-purpose-driving-trust-love-and-loyalty/</link>
      <guid>https://www.inmobi.com/blog/2020/07/14/marketing-with-purpose-driving-trust-love-and-loyalty/</guid>
      <description><![CDATA[<p>This is a blog written by<strong> <em><a href="https://www.linkedin.com/in/rohit-dosi-b200b160/">Rohit Dosi,&nbsp;Business Head - Microsoft Advertising at InMobi</a></em></strong></p>

<p><a href="/blog/purpose-driven-marketing-the-way-ahead-for-brands-and-marketers">In part 1 of this blog series, my colleague Reena Mishra</a> shared her views on the critical role that marketing with purpose plays in today&rsquo;s dynamic and fast-paced environment.&nbsp; Our partners at Microsoft Advertising undertook a research study on this very theme to evaluate the lasting effects of trust. The study, &nbsp;<a href="https://advertiseonbing-blob.azureedge.net/blob/bingads/media/insight/whitepapers/2020/05-may/trust-love-and-loyalty/msa_whitepaper_marketingwpurpose-trust.pdf">"Accelerating brand performance through Love, Trust, and Loyalty&rdquo;</a> revealed 7 key insights that draw a step by step understanding of the process of building trust and the critical correlation it holds with love and loyalty. Trust not only plays a role in if a consumer purchases a product, but also has a significant impact on brand consideration and growth. Below are some of the key highlights from the report:</p>

<p>&nbsp;</p>

<h3>1. Trust is a cause of concern across generations</h3>

<p>The research recorded over half of the consumers surveyed accepted that their personal information will eventually be stolen online. And only 37% of Gen Z consumers, the generation that grew up with the internet, believe that online companies can be trusted.</p>

<p>To reverse this distrust, businesses should enforce data policies that focus on transparency which has an emphasis on consumer protection. By being responsible, transparent, and proactive, you are building the foundation of trust that will take the brand from being one among many options, to the preferred brand of choice.</p>

<p>&nbsp;</p>

<h3>2. Trust is at the heart of Purchase Consideration</h3>

<p>Understandably, consumers are willing to start a conversation with brands they only trust. The research shows that 85% of consumers will only consider a brand they trust.&nbsp;</p>

<p>While marketers may default to think data and privacy are the most critical pillars of trust, consumers are also evaluating if they share values with the brand. Is the advertiser ethical and responsible, does the product perform as advertised, does it promote inclusivity? These are only some of the factors that go into building a brand that consumers can trust</p>

<p>&nbsp;</p>

<h3>3. The Trifecta: Trust, Love, and Loyalty</h3>

<h3><img alt="marketing plan" src="https://advertiseonbing-blob.azureedge.net/blob/bingads/media/blog/2020/05/blog-1139-image-2_800w-2.png" style="height:350px; width:800px" /></h3>

<p><a href="https://about.ads.microsoft.com/en-us/blog/post/may-2020/maximizing-purchase-consideration-through-the-trust-curve">Source: Maximizing Purchase Consideration Through The Trust Curve</a></p>

<p>&nbsp;</p>

<p>Brand love, and in turn loyalty are built on the foundation of trust. These three elements are critical in driving purchase consideration for consumers across the globe. In fact, 3 out of 4 consumers are willing to pay more for brands they trust. In order to stay true to the trust curve brands must show openness and honesty and deliver on promises they are making.</p>

<h3>4. In it for the long run</h3>

<p>In order to truly move the dial on trust and in turn loyalty, brands must first ensure that employ the levers of security and appeal. In addition to the attributes, a focus on the following factors can help:</p>

<ul>
	<li>
	<p>Privacy and Maintenance</p>
	</li>
	<li>
	<p>Shared Values</p>
	</li>
	<li>
	<p>Genuine and Authentic</p>
	</li>
	<li>Delivers on Brand Promise</li>
</ul>

<h3>5. Trust means different things across different verticals</h3>

<p>Just as trust can mean different things for different people, trust also signifies different values across verticals. Here is how trust can differ across the verticals of Financial Services and Retail:</p>

<p><strong>Financial Services:</strong> In a vertical as sensitive as finance, consumers are looking towards brands who are &ldquo;open and honest about how my data will be used&rdquo;. Consumers also shared that brands that support ethical practices within their company to promote positive economic, social, and environmental impact rank high on brand trust, love, and loyalty</p>

<p><strong>Retail:</strong> For retail consumers, data transparency, supporting ethical practices, and ensuring that advertising is brand safe and not shown alongside harmful content are top of mind. A retail consumer has many expectations from an advertiser: brand quality, personalized experiences, and promoting ethical practices that leave a positive social, environmental, and economic impact. &nbsp;</p>

<p><strong>Automobiles: </strong>&nbsp;Auto consumers expect brands to share values that are similar to their own. Due to the heavy investment nature of an auto purchase, consumers evaluate brands with an especially critical eye to ensure that brands deliver on the promises that are advertised. In fact, trust has the highest impact on auto as a vertical, with consumers 7X more likely to consider an auto brand they trust</p>

<p>&nbsp;</p>

<h3>6. Driving Authenticity</h3>

<p>Geniality and Authenticity are critical factors in building a valuable and meaningful connection with your consumer. The value that authenticity drives can be different across verticals.</p>

<p><strong>Retail Services: </strong>For retail consumers, authenticity is the &lsquo;value&rsquo; they get during the purchase. Be it in terms of a wide variety of choices, ease of shopping, quality of the product, etc.,</p>

<table border="1" cellpadding="0" cellspacing="0">
	<tbody>
		<tr>
			<td style="width:601px">
			<p>&nbsp;</p>

			<p><strong>Authenticity defined in numbers for retail customers:</strong></p>

			<ul>
				<li><strong>61%</strong> correlation with offers good quality for the price</li>
				<li><strong>50% </strong>correlation with is a place where I can get a lot for what I spend</li>
				<li><strong>52%</strong> correlation with offers unbeatable deals</li>
			</ul>
			</td>
		</tr>
	</tbody>
</table>

<p>&nbsp;</p>

<p><strong>Financial Services:</strong> Financial services consumers expect hassle-free services and exceptional customer services. Authenticity for them is strong customer experience.</p>

<p>&nbsp;</p>

<table border="1" cellpadding="0" cellspacing="0">
	<tbody>
		<tr>
			<td style="width:601px">
			<p>&nbsp;</p>

			<p><strong>Authenticity defined in numbers for Financial Services customers:</strong></p>

			<ul>
				<li><strong>76%</strong> correlation with provides peace of mind to customers</li>
				<li><strong>74% </strong>correlation with provides a hassle-free experience</li>
				<li><strong>74%</strong> correlation with provides exceptional customer service</li>
			</ul>
			</td>
		</tr>
	</tbody>
</table>

<p>&nbsp;</p>

<p><strong>Automobiles</strong>: For automobile customers, authenticity is about &lsquo;accountability&rsquo; with proactive delivery and standing up on promises.</p>

<p>&nbsp;</p>

<table border="1" cellpadding="0" cellspacing="0">
	<tbody>
		<tr>
			<td style="width:601px">
			<p>&nbsp;</p>

			<p><strong>Authenticity defined in numbers for Automobile customers:</strong></p>

			<ul>
				<li><strong>63% </strong>correlation with delivers on promises made in advertising/marketing</li>
				<li><strong>58%</strong> correlation with proactively solves issues if products/services do not deliver as expected</li>
			</ul>
			</td>
		</tr>
	</tbody>
</table>

<p>&nbsp;</p>

<h3>7. Relatability is key</h3>

<p>Consumers today want to see their own values and sense of self are reflected among brands, no matter what vertical they belong to. Be it having the right products, high-quality merchandise, or high desirability, consumers value a connection with a brand that makes them feel like the brand is built or curated for them. This can play out differently for the same customer across verticals. For example, retail customers are concerned about variety, auto customers look towards value alignment, and travel consumers are looking for diverse options</p>

<p>Ultimately, marketers must remember that values drive value. Brands must work towards creating experiences that are inclusive and accessible, by doing so they can create trust, drive loyalty, strengthen relationships and foster a community that lasts the test of time</p>

<p>Interested in learning more? Write to us at <a href="mailto:mobilemarketing@inmobi.com">mobilemarketing@inmobi.com</a> &nbsp;</p>

<div>&nbsp;
<hr />
<div>
<p>&nbsp;</p>
</div>
</div>]]></description>
      <dc:subject><![CDATA[Trust and Brand Safety, English (EN): inmobi.com,]]></dc:subject>
      
      <dc:creator><![CDATA[ Team InMobi  ]]></dc:creator>
      
      <dc:date>2020-07-15T05:46:00+00:00</dc:date>
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      <title><![CDATA[How Were Americans Purchasing Groceries in June 2020?]]></title>
      <link>https://www.inmobi.com/blog/2020/07/14/how-were-americans-purchasing-groceries-in-june-2020/</link>
      <guid>https://www.inmobi.com/blog/2020/07/14/how-were-americans-purchasing-groceries-in-june-2020/</guid>
      <description><![CDATA[<p>When shelter-in-place orders were first issued in March&nbsp;throughout the&nbsp;United States,&nbsp;there was a profound shift in how consumers were&nbsp;purchasing groceries&nbsp;and other&nbsp;household essentials.&nbsp;Certain&nbsp;food items&nbsp;like flour, yeast and sugar were scarce&nbsp;as people sought to&nbsp;buy in bulk&nbsp;when possible, and lines were longer than normal at&nbsp;convenience stores/bodegas,&nbsp;grocery stores, pharmacies, supermarkets and big box outlets throughout the country.&nbsp;</p>

<p>This led to a shift in how many&nbsp;consumers shop, with&nbsp;online grocery shopping&nbsp;and the use of&nbsp;personal shopper&nbsp;services&nbsp;becoming increasingly popular.&nbsp;Both third-part&nbsp;grocery delivery&nbsp;apps (think Instacart&nbsp;or&nbsp;Shipt) and&nbsp;first-party brand apps that facilitate&nbsp;pickup or delivery services&nbsp;(like&nbsp;Walmart Grocery&nbsp;or the&nbsp;Stop &amp; Shop&nbsp;app)&nbsp;<a href="https://www.inmobi.com/blog/2020/05/15/Online-Grocery-Shoppers-Food-Delivery-App-Users-Covid-19" target="_blank">saw a spike in new installs and users in March and April</a>.&nbsp;A main&nbsp;driver for this shift, in addition to shelter in place, is the desire for contactless and limited contact purchasing to limit the exposure and curb&nbsp;transmission.&nbsp;</p>

<p>By June,&nbsp;however,&nbsp;with some parts of the county entering month four of shelter in place and others opening back up for business again,&nbsp;are these trends becoming further entrenched or are consumers moving away from hoarding and&nbsp;online grocery shopping?&nbsp;And have updated guidelines from the U.S. Centers for Disease Control and Prevention (CDC) around COVID-19 packaging and transmission impacted how Americans are&nbsp;purchasing groceries?&nbsp;That&rsquo;s what we wanted to find out.&nbsp;</p>

<p>To find out, we looked at the data. Specifically, we&rsquo;ve been polling Americans every month since March&nbsp;using&nbsp;<a href="https://www.inmobi.com/pulse" target="_blank">InMobi&nbsp;Pulse</a>,&nbsp;InMobi&rsquo;s&nbsp;mobile market research platform,&nbsp;to see&nbsp;what adults in the U.S. are saying about their habits. We then supplemented this&nbsp;information with mobile app install data, to see if&nbsp;online grocery services&nbsp;were being downloaded more frequently and to look at who specifically were&nbsp;installing these kinds of mobile apps.&nbsp;</p>

<p>Here&rsquo;s what we uncovered.&nbsp;</p>

<h2>Understanding How Consumers Shop for Groceries in June&nbsp;</h2>

<p>Among the more than 1,500 Americans we talked to in early June, a third said they have not changed their grocery buying behavior. In comparison, only 22% said the same thing in April.&nbsp;</p>

<p>But that&rsquo;s not to say that grocery buying behavior hasn&rsquo;t changed at all. In June, 42% said they are spending more on groceries of late &ndash; 37% said the same thing in March, while 46% said the same thing in May.&nbsp;Only 6% said they are spending less money on groceries in June.&nbsp;</p>

<p>This increase may be&nbsp;due to the fact that, in June,&nbsp;27% said they&nbsp;started cooking at home since the pandemic began. This is down from the 30% who said the same thing in both April and May, although&nbsp;31% of those between the ages of 18 and 25 said they were cooking more&nbsp;at home in June.&nbsp;</p>

<p>Thus far, however, it seems that&nbsp;online grocery purchases are not very common.&nbsp;Only 11% in June said they have started ordering groceries online for delivery or pickup &ndash; down from 14% in May.&nbsp;In addition, 15% in June said they are shopping for groceries online (down from 17% in April).&nbsp;</p>

<h2>Grocery&nbsp;Online Purchasing&nbsp;App Install Overview&nbsp;</h2>

<p>Our survey data shows that many Americans are largely returning to normal (i.e.&nbsp;not buying in bulk and largely purchasing groceries in person). Does our mobile device app install data back this up?&nbsp;</p>

<p>In the third-party grocery delivery app space, we are seeing a leveling out in terms of daily installs. While both Instacart and&nbsp;to a lesser extent&nbsp;Shipt&nbsp;saw a major spike in new installs&nbsp;in late March and early April,&nbsp;both are now seeing numbers more in line to what we observed at the beginning of March, before Americans were sheltering in place.&nbsp;In fact, this is one of the few areas where we are beginning to see a return to normal (pre-COVID levels).&nbsp;</p>

<p>It&rsquo;s largely the same story in the first-party grocery app space too. For example, the Target, Kroger and Publix apps all saw jumps in&nbsp;late March and/or during various points in April&nbsp;but&nbsp;are more or less&nbsp;back down to&nbsp;their pre-COVID daily install numbers.&nbsp;</p>

<h3>How One Brand is Bucking Trends&nbsp;</h3>

<p>A major outlier here, though, is&nbsp;Walmart Grocery.&nbsp;Installs of the app have grown consistently since&nbsp;mid March&nbsp;and peaked in May. By early June, daily installs of the Walmart app remained&nbsp;well above what Target, Kroger and others are seeing.&nbsp;</p>

<p>Why is&nbsp;<a href="https://www.foxbusiness.com/lifestyle/walmart-online-grocery-services-success" target="_blank">Walmart bucking the trend</a>?&nbsp;They already had a wide physical footprint and strong brand recognition. They also announced express delivery in two hours or less at the end of April and combined&nbsp;all of&nbsp;their previous apps into one Walmart app in&nbsp;March &ndash; two moves that put them in a good position to provide a seamless user experience to a wide range of customers.&nbsp;</p>

<p>It is also worthwhile to note that unlike the third-party apps, many apps owned and operated directly by major grocery store chains offer both&nbsp;pickup&nbsp;or&nbsp;delivery services. This means that consumers can use these apps to buy online but then pick up on site, which enables them to largely avoid&nbsp;delivery fees.&nbsp;</p>

<h2>Who are Downloading Grocery Apps Now?&nbsp;</h2>

<p>Across both the first-party and third-party grocery apps, who have been downloading these apps since March? And how do these new app installers compare to those who&nbsp;downloaded these apps at the beginning of 2020?&nbsp;</p>

<p>On the gender front, there has been a major spike in female app installers in this space. In January and February, 52%&nbsp;of all app owners were female. But by June, that had jumped to 58%. This aligns with what our survey found, as women were more likely than men to say they&nbsp;had&nbsp;started ordering groceries online for delivery or pickup&nbsp;in May and June of this year.&nbsp;</p>

<p>In this period, the biggest gains by age were among those between 56 and 75. The share of app installers among this age range went from 23% in January and February to&nbsp;29% in May and June.&nbsp;&nbsp;</p>

<p>This again aligns with what our survey found, as the share of those between 56 and 65 who said they had started ordering groceries online for delivery or pickup went from 3% in March to&nbsp;12% in June.&nbsp;This makes sense, as older Americans are more likely to become very ill as a result of COVID-19 and are therefore less likely to want to go into a physical store.&nbsp;</p>

<h2>What Does the Grocery Category Look Like for the Rest of 2020?&nbsp;</h2>

<p>Unlike with other categories, it doesn&rsquo;t necessarily look like that patterns established during the first peak of the COVID-19 pandemic&nbsp;are likely to stick around &ndash; at least for populations that are not at significant risk&nbsp;of falling ill. By early June,&nbsp;consumers were less likely than before to download and use online grocery services and more likely to have resumed their pre-COVID&nbsp;grocery purchasing habits.&nbsp;</p>

<p>Of course, it&rsquo;s worthwhile to mention that this covers trends and actions from the beginning of June.&nbsp;By June 24, the&nbsp;number of new cases per day in the U.S.&nbsp;reached&nbsp;levels not seen since March and April.&nbsp;Should new cases continue to remain high, people may then be more willing to download and utilize online grocery services.&nbsp;&nbsp;</p>

<p>So&nbsp;what&rsquo;s&nbsp;the main takeaway from&nbsp;all of&nbsp;this data?&nbsp;For brands in the food and beverage world,&nbsp;flexibility is key&nbsp;right now. As the situation on the ground changes, brands need to be ready. Keep a close eye on what consumers need and care about, and then make sure they have access to the best channels that are required&nbsp;and that make the most sense for the present moment.&nbsp;</p>]]></description>
      <dc:subject><![CDATA[Understanding Consumers, English (EN): inmobi.com,]]></dc:subject>
      
      <dc:creator><![CDATA[ Team InMobi  ]]></dc:creator>
      
      <dc:date>2020-07-14T07:52:00+00:00</dc:date>
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    <item>
      <title><![CDATA[Purpose Driven Marketing: The Way Ahead for Brands and Marketers]]></title>
      <link>https://www.inmobi.com/blog/2020/07/13/purpose-driven-marketing-the-way-ahead-for-brands-and-marketers/</link>
      <guid>https://www.inmobi.com/blog/2020/07/13/purpose-driven-marketing-the-way-ahead-for-brands-and-marketers/</guid>
      <description><![CDATA[<p><em>This is a guest blog written by <a href="https://www.linkedin.com/in/reenamishra/?originalSubdomain=in"><strong>Reena Mishra, Senior Partner Sales Executive, Microsoft Search Advertising</strong></a></em></p>

<h3>Purpose Begins With Trust: The ROI Of Creating Trust</h3>

<p>In the current climate, customers believe that brands they choose to engage with must reflect their values.&nbsp;It is the responsibility of brands to think of a larger purpose, which adds&nbsp;priceless value to the consumer. In today&rsquo;s world, interaction with the customer might lead to&nbsp;a purchase&nbsp;but it isn&rsquo;t sufficient enough to turn that&nbsp;one-time&nbsp;purchaser&nbsp;into a loyal consumer.&nbsp;</p>

<p>By being transparent about your values and practices as a brand you can create true value for your customer. Customers expect brands to focus on inclusive marketing that reflects a genuine, accessible, and authentic brand voice. Building trust is a collective effort between a brand and its customers. Marketers that focus on trust during these uncertain times will foster a community that will build the foundation of a sustainable brand.</p>

<p>Purpose-driven marketing inspires and instills trust. The team at Microsoft Advertising undertook a research study to uncover the drivers of trust with consumers and its impact across multiple verticals. Additionally, we had the opportunity to interact with marketers and agencies about the importance of trust holds in a brand-consumer relationship.</p>

<p>Trust means different things to different people. For marketers, upholding trust means taking the necessary steps to protect people&rsquo;s privacy, being ethical and responsible, and ensuring your products do what you say they will do. For consumers, building trust in these ways is critical, but it does not end there. Customers expect connections at a deeper level. Hence, marketers must understand that trust goes beyond just protecting customer data and respecting their privacy.</p>

<p>In our survey, 85% of people said they&rsquo;ll only consider a brand if they trust it. <a href="https://advertiseonbing-blob.azureedge.net/blob/bingads/media/insight/whitepapers/2020/05-may/trust-love-and-loyalty/msa_whitepaper_marketingwpurpose-trust.pdf">Once you&rsquo;re in the consideration set, trust is how you can build greater brand love and loyalty that creates higher lifetime value. There&rsquo;s a 76% correlation between trust and brand love &mdash; as trust increases, it impacts peoples&rsquo; love for a brand.</a><a name="_Hlt45278574"></a><a name="_Hlt45278575"></a></p>

<h3>Turning One-Time Purchasers Into Loyal Customers</h3>

<p>Marketers fail to create a sustained relationship when they don&rsquo;t understand their customers&rsquo; values. They fall back on transactional outcomes which will only last as long as a comparable product comes along with better pricing. To beat the transactional or conversion-based marketing, and ingrain value-based marketing, brands must rethink ways in which they can personalize communication with consumers and share values they believe in.</p>

<p>To understand customers and to cater to what they need at a precise moment in the customer journey the relevance of communication is critical, and something that the customer longs for. And when relevance is associated with a bigger cause, it resonates with the needs of the consumers. When the needs are met, the consumers tend to be repeat purchasers and become brand loyal.&nbsp;</p>

<p><strong><span style="color:#0000FF">We&rsquo;ve identified two strategies that are important to creating&nbsp;genuine and authentic experiences:</span></strong></p>

<ul>
	<li><span style="color:#0000FF"><strong>Being aware and inclusive</strong>&nbsp;of the needs of the audience</span></li>
	<li><span style="color:#0000FF">Creating more&nbsp;<strong>purposefully personalized</strong>&nbsp;experiences</span></li>
</ul>

<p>&nbsp;</p>

<h3>Personalization And Purpose</h3>

<p>Personalization can be a great way to cut through the clutter, but it can be difficult to get right. Marketers must remain careful of overstepping or exerting false familiarity as it can come across as disingenuous. The focus instead should remain on being genuine and authentic. The brand should appear as familiar, responsible, and reliable.&nbsp; While there is no one size fits all solution, the following insights across verticals can be useful:</p>

<p><strong><span style="color:#0000FF">Trust is a &lsquo;considerable&rsquo; factor for consumers when they choose a brand. The automobile consumers are 7x more likely to consider a trusted brand, financial services consumers 4.7x, and retail consumers 2.8x.</span></strong></p>

<ul>
	<li>In the Automotive Vertical, it&rsquo;s all about standing for what people believe in. &#8203;To make people feel like the brand is for them, it must align with their values.</li>
	<li>In Retail Vertical, it&rsquo;s about making people feel the brand is built for them. &#8203;They want to know you have the right products, high-quality merchandise, and their favorite brands (if you&rsquo;re a retailer), which goes a long way in making a better connection with the customer.</li>
	<li>In Financial Services Vertical, &#8203;it&rsquo;s all about value, education, and service. &#8203; Make sure to provide good value and &#8203;competitive pricing in addition to educating people on how to manage their finances and prepare for the future.</li>
</ul>

<h3>The Key Takeaway&nbsp;</h3>

<p><a href="https://www.impactbnd.com/blog/how-to-make-an-impact-with-purpose-driven-marketing#:~:text=Purpose%2Ddriven%20marketing%20doesn't,your%20business%20as%20a%20whole.&amp;text=Purpose%2Ddriven%20marketing%20helps%20set,a%20difference%20for%20you%2C%20too." target="_blank">72% of consumers are more likely to recommend a brand that supports a good cause.</a>&nbsp;Purpose-driven&nbsp;marketing does not just create brand loyalty among your consumers but also redefines and repositions your business as a whole.&nbsp;All in all, marketing with a purpose can&nbsp;be a great way to help your brand reach out to new&nbsp;stakeholders, reconnect with the current consumers&nbsp;and&nbsp;build a brand ethos that&nbsp;brings&nbsp;positive social, ecological, moral, and cultural changes to the world we are living in today.&nbsp;</p>

<p>These are values that we not only encourage advertisers to consider but espouse ourselves. For an instance in the case of an initiative with a purpose, we understandably saw a spike in search queries during the peak of the pandemic for terms such as &ldquo;Sanitizers and Masks&rdquo;, and Microsoft Search chose not to advertise next to these terms. This was done to ensure that any advertising did not exploit the crisis for commercial gains.</p>

<p>Similarly, in a time when the pandemic is forcing companies and people to re-assess themselves with relevant skill sets and match with relevant opportunities, Microsoft launched an initiative to help 25 million people to ramp up their digital skills. This is a step in a direction to fulfill Microsoft&rsquo;s mission to <a href="http://microsoft.com/en-in/about/">&ldquo;enable every person and every organization on the planet to achieve more&rdquo;</a>. The objective is to give people access to data on jobs, skills from the LinkedIn Economic Graph by providing free access to content in LinkedIn Learning, Microsoft Learn, and the GitHub Learning Lab, Microsoft Certifications, and LinkedIn job-seeking tools. What seems like a brand strategy here is associated with a bigger cause of enriching job seeker&rsquo;s learning curve, during the unprecedented times.</p>

<p>Ultimately, brands must remember that values drive value, by building on the base of trust, brands can ensure they foster an environment of brand love and brand loyalty.</p>

<p>Interested in learning more about Microsoft Search Advertising? Write to us at <a href="mailto:mobilemarketing@inmobi.com?subject=I%20want%20to%20learn%20more%20about%20MSA%20Ads">mobilemarketing@inmobi.com</a></p>]]></description>
      <dc:subject><![CDATA[Trust and Brand Safety, English (EN): inmobi.com,]]></dc:subject>
      
      <dc:creator><![CDATA[ Team InMobi  ]]></dc:creator>
      
      <dc:date>2020-07-13T16:07:00+00:00</dc:date>
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      <title><![CDATA[Why You Should Also Reach Your Audiences Through Mobile Apps]]></title>
      <link>https://www.inmobi.com/blog/2020/07/10/why-you-should-also-reach-your-audiences-through-mobile-apps/</link>
      <guid>https://www.inmobi.com/blog/2020/07/10/why-you-should-also-reach-your-audiences-through-mobile-apps/</guid>
      <description><![CDATA[<p>When it comes to finding and talking to your target audience, advertisers have many options at their disposal that they know and trust.&nbsp;Brands now have the knowledge to successfully reach and engage consumers through&nbsp;multiple&nbsp;media&nbsp;formats, including television, billboards, web browsers, etc.&nbsp;&nbsp;</p>

<p>But as time spent&nbsp;on&nbsp;mobile rises, they should consider adding apps into their media portfolio.&nbsp;For one, Americans now spend more time using their mobile devices than watching television. And&nbsp;apps account for&nbsp;90% of all time spent&nbsp;using smartphones.&nbsp;</p>

<p>With apps being such a part of everyday life,&nbsp;all brands need to reach&nbsp;out to&nbsp;consumers&nbsp;in-app and&nbsp;know&nbsp;how they can extend their audiences onto mobile.&nbsp;In the context of a multichannel strategy, it&rsquo;s becoming increasingly crucial for brands to reach people&nbsp;within mobile apps.&nbsp;This is why&nbsp;many companies are adopting a mobile-first approach and beginning to utilize privacy-first, identity-based universal IDs for multichannel marketing. The IDs will help&nbsp;to unlock&nbsp;mobile as a channel, which was earlier blocked.&nbsp;</p>

<h2>Understanding the Current Identity Ecosystem&nbsp;</h2>

<p>While many leading brands are already advertising&nbsp;in-app&nbsp;to some extent, they are hampered in their efforts to make the most of this channel due to&nbsp;a disconnect between the identity solutions used in-app versus what is available in other digital channels, namely browsers.&nbsp;&nbsp;</p>

<p>Browser-based advertising has been around for much longer, so many leading brands are already familiar with its pluses and minuses. And for a long time, audience targeting in browsers was based on cookies, mostly third-party&nbsp;cookies but also first-party cookies sometimes too.&nbsp;</p>

<p>In contrast, the core identifying feature on the mobile side has long been the mobile advertising ID or the mobile device ID.&nbsp;&nbsp;</p>

<p>Of course, these are not the only identification options available both within browsers and apps. But they are the most prevalent.&nbsp;</p>

<p>The problem arises when advertisers try to look at&nbsp;all of&nbsp;their digital advertising efforts from a more cohesive lens. Third-party cookies don&rsquo;t&nbsp;always&nbsp;align with mobile IDs, inhibiting a brand&rsquo;s ability to see how someone is both&nbsp;using the web (on desktops, laptops and/or mobile devices) and&nbsp;how someone&nbsp;is using different mobile apps. It&rsquo;s quite difficult to implement a multichannel marketing strategy when you can&rsquo;t track someone&nbsp;from one digital environment to another one.&nbsp;</p>

<p>As a result of this disconnect, too many brands end up choosing sides. And what ends up winning out are the options they know the best (oftentimes&nbsp;browsers). This is a shame, as it means that many brands are&nbsp;forsaking&nbsp;the reach and scale of apps&nbsp;just in&nbsp;the&nbsp;name of expediency.&nbsp;&nbsp;</p>

<h2>How to Bridge the Gaps and Extend Your Audiences&nbsp;</h2>

<p>Don&rsquo;t leave apps on the chopping block. Instead, adopt an identification tool capable of helping you understand audience&nbsp;behavior both&nbsp;the&nbsp;in browser and in&nbsp;the&nbsp;app. With third-party cookies fading away and with time spent&nbsp;in-app&nbsp;rising,&nbsp;brands must be&nbsp;able to understand and identify the right audiences regardless of the device they&rsquo;re using&nbsp;or how they&rsquo;re accessing media. This is the only way to develop the holistic knowledge that&rsquo;s key to successful multichannel marketing.&nbsp;</p>

<p>Just make sure to adopt an omnichannel identification solution that keeps privacy top of mind. Between GDPR, CCPA and other legal frameworks in the works, privacy is key for both consumers and lawmakers.&nbsp;So long as the chosen identity solution is anonymized, not only can brands have a cohesive multichannel advertising strategy, but they can also ensure that consumer privacy preferences are noted across all types of media.&nbsp;</p>

<p>And being able to extend existing audience segments beyond browsers and legacy media is key for future success, especially as new outlets emerge.&nbsp;In the near future, as connected TV continues to grow apace, brands should want to&nbsp;get ahead of this nascent trend and be able to track their audiences here too, in addition to in mobile apps and on browsers.&nbsp;</p>

<p>Multichannel marketing is the future, and apps are a key part of any omnichannel plan. Just be sure your audience identification solution can keep up.&nbsp;</p>]]></description>
      <dc:subject><![CDATA[Acquiring New Users, Advertising, English (EN): inmobi.com,]]></dc:subject>
      
      <dc:creator><![CDATA[ Team InMobi  ]]></dc:creator>
      
      <dc:date>2020-07-11T03:28:00+00:00</dc:date>
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    <item>
      <title><![CDATA[What To Expect From InMobi Exchange In 2020: InMobi Exchange CAB Mid-Year Update]]></title>
      <link>https://www.inmobi.com/blog/2020/07/02/what-to-expect-from-inmobi-exchange-in-2020-inmobi-exchange-cab-mid-year-update/</link>
      <guid>https://www.inmobi.com/blog/2020/07/02/what-to-expect-from-inmobi-exchange-in-2020-inmobi-exchange-cab-mid-year-update/</guid>
      <description><![CDATA[<p>InMobi&nbsp;organized the first edition of CAB&nbsp;(customer advisory board)&nbsp;in January 2020, where we gathered industry leaders from across the ecosystem to discuss the product roadmap for the year and beyond. The goal of this board was to channel customer feedback in a more open, diverse forum, and provide our customers a direct channel to guide&nbsp;InMobi&rsquo;s&nbsp;product roadmap in a way that helps them the most.&nbsp;<br />
&nbsp;</p>

<h1>Updates as of June 2020</h1>

<p>&nbsp;</p>

<p>As we shared in&nbsp;<a href="/blog/what-to-expect-from-inmobi-exchange-in-2020-inmobi-exchange-cab-next-steps" target="_blank">our&nbsp;blog&nbsp;earlier this year</a>, we had decided to work on five major themes. Here are the updates on what work&nbsp;InMobi&nbsp;has been doing over the past&nbsp;six&nbsp;months.&nbsp;</p>

<h2>1)&nbsp;Working&nbsp;To&nbsp;Solve Identity&nbsp;And&nbsp;Measurement Challenges&nbsp;</h2>

<p>&nbsp;<br />
InMobi&nbsp;became the first mobile&nbsp;supply-side platform (SSP)&nbsp;to&nbsp;<a href="https://www.inmobi.com/company/press/inmobi-exchange-first-mobile-ssp-to-integrate-with-liveramp-identitylink/" target="_blank">integrate&nbsp;with&nbsp;LiveRamp&rsquo;s&nbsp;IdentityLink&nbsp;solution</a>, which&nbsp;enables&nbsp;InMobi&nbsp;Exchange advertisers to run campaigns with accurate cross-channel targeting and measurement.&nbsp;<br />
&nbsp;<br />
We will continue to work with players across the ecosystem to advance the adoption of neutral, open and interoperable identity solutions like&nbsp;IdentityLink&nbsp;through close collaboration with&nbsp;LiveRamp, Beeswax and others.&nbsp;We are continuing to evaluate other identity partnerships that represent the most value for customers in the near to medium term.&nbsp;</p>

<p>&nbsp;</p>

<h2>2)&nbsp;Making Emerging Channels Available Through&nbsp;InMobi&nbsp;Exchange&nbsp;</h2>

<p>InMobi&nbsp;launched&nbsp;connected television&nbsp;(CTV)&nbsp;apps on our exchange in Q1 and have seen good adoption. We now cover monetization across several devices&nbsp;including&nbsp;Roku, Apple TV,&nbsp;FireTV&nbsp;Stick, Android TV, Samsung Smart TV and PlayStation.&nbsp;&nbsp;<br />
&nbsp;<br />
Advertisers are buying inventory on CTV apps, via VAST video tags, available on both Open Exchange and PMPs.&nbsp;All of&nbsp;this traffic undergoes pre-bid&nbsp;invalid&nbsp;traffic (IVT)&nbsp;filtering and post-bid IVT monitoring by&nbsp;DoubleVerify.&nbsp;</p>

<h2>3)&nbsp;Standardizing Header Bidding for DSPs&nbsp;</h2>

<p>We have gradually ramped up the supply on our exchange available via our&nbsp;header&nbsp;bidding solution for apps,&nbsp;Audience Bidding. It&rsquo;s a fast-growing segment of our business and&nbsp;demand-side platforms (DSPs)&nbsp;are spending well on this supply. Performance DSPs especially have been among the biggest spenders on this supply.&nbsp;<br />
&nbsp;<br />
InMobi&rsquo;s&nbsp;Audience Bidding solution, which is&nbsp;available via an SDK,&nbsp;enables DSPs to access&nbsp;all of&nbsp;a publisher&rsquo;s inventory in a unified auction, guaranteeing first look access to 100% of the publisher&rsquo;s inventory. DSPs also get access to a more user data-rich ad request,&nbsp;as this inventory is enriched by high quality first-party data, including carrier data, before being sent to DSPs.&nbsp;<br />
&nbsp;<br />
The Audience Bidding SDK is already integrated with Amazon (Transparent Ad Marketplace), MAX and&nbsp;MoPub&nbsp;Header Bidding platforms, and we are currently integrating or evaluating integration with&nbsp;FairBid,&nbsp;LevelPlay, Prebid and Google&nbsp;AdManager.&nbsp;<br />
&nbsp;<br />
In-app header bidding has not moved as fast as desktop&nbsp;header bidding&nbsp;because of technical challenges in apps as compared to&nbsp;the relative ease of implementation on the desktop side, but our years of expertise in in-app monetization and SDK development makes us well-placed to solve this challenge for publishers and DSPs alike.&nbsp;<br />
&nbsp;<br />
Meanwhile, we also plan to introduce header bidding supply for CTV and&nbsp;FEP&nbsp;(Full Episode Player)&nbsp;formats. We&nbsp;are working on integrating with&nbsp;SpringServe&nbsp;and Freewheel, and evaluating integration with&nbsp;SpotX,&nbsp;Telaria&nbsp;and Prebid.&nbsp;</p>

<h2>4)&nbsp;Strengthening Mobile Video Advertising&nbsp;</h2>

<p>One&nbsp;of&nbsp;InMobi&rsquo;s&nbsp;key areas of progress this year has been the work we have been doing to improve&nbsp;the&nbsp;ad performance for our DSPs and buyers through work across our exchange.&nbsp;<br />
&nbsp;<br />
Supplementing the investments on in-app header bidding supply that have led to&nbsp;improved performance for DSPs across the board, we have also worked on significant improvements to our ad serving templates. A lot of improvements were&nbsp;focused&nbsp;on enhancing the ad viewing experience for the user and enabling higher ad engagement&nbsp;and better interactivity.&nbsp;&nbsp;<br />
&nbsp;<br />
These improvements were the result of insights developed over extensive A/B testing experiments and optimizations. Highlighting the &ldquo;Know More&rdquo; button and customizing its&nbsp;color&nbsp;based on region and&nbsp;the&nbsp;region&rsquo;s sensibilities, enabling user to engage with ads&nbsp;at an earlier time if they so desired, removing elements that induced anxiety when the ad was playing, and end card enhancements were among some of the features that were introduced to drive these improvements.&nbsp;</p>

<h2>5)&nbsp;Improving Monetization&nbsp;For&nbsp;App Publishers&nbsp;</h2>

<p>InMobi&rsquo;s&nbsp;Audience Bidding SDK, our&nbsp;header&nbsp;bidding solution for apps, has gained significant traction with our publishers this year.&nbsp;It works seamlessly with mediation platforms to send a single ad call to all ad sources simultaneously.&nbsp;Publishers are seeing increased fill&nbsp;rates and revenue compared to their waterfall setups, with DSPs seeing value in first-look, user data-enriched inventory available via the Audience Bidding SDK.&nbsp;<br />
&nbsp;<br />
Currently integrated with&nbsp;MAX,&nbsp;MoPub&nbsp;and&nbsp;Amazon&rsquo;s Transparent Ad Marketplace (TAM)&nbsp;header bidding platforms,&nbsp;we will continue to expand our partnerships in this space to improve monetization for our publishers.&nbsp;&nbsp;</p>

<h3>Next Steps&nbsp;</h3>

<p>As a result of COVID-19,&nbsp;our&nbsp;next CAB meeting will not occur in person. Instead, we will be convening&nbsp;specific&nbsp;members soon over&nbsp;more focused&nbsp;video&nbsp;chats&nbsp;to discuss&nbsp;particular&nbsp;next&nbsp;steps, until it is&nbsp;safe enough to have everyone meet in person.&nbsp;&nbsp;</p>

<p>We&rsquo;re looking forward to the next CAB meetings already, and to&nbsp;all of&nbsp;the forthcoming improvements to&nbsp;<a href="https://www.inmobi.com/exchange" target="_blank">InMobi&nbsp;Exchange</a>.&nbsp;</p>]]></description>
      <dc:subject><![CDATA[Inside InMobi, English (EN): inmobi.com,]]></dc:subject>
      
      <dc:creator><![CDATA[ Team InMobi  ]]></dc:creator>
      
      <dc:date>2020-07-02T21:27:00+00:00</dc:date>
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      <title><![CDATA[Getting Started with Programmatic Advertising ]]></title>
      <link>https://www.inmobi.com/blog/2020/06/30/getting-started-with-programmatic-advertising/</link>
      <guid>https://www.inmobi.com/blog/2020/06/30/getting-started-with-programmatic-advertising/</guid>
      <description><![CDATA[<p>Based on automated marketplaces that work in real-time instead of manual insertion orders and human intervention, programmatic advertising has transformed the status quo of the traditional media buying process.&nbsp;Programmatic at its heart is driven by automation where demand from buyers such as advertisers and agencies is met by supply from publishers on a digital marketplace.</p>

<p><a href="https://www.inmobi.com/insights/download/whitepapers/the-state-of-mobile-programmatic-buying-india-2019/">Over 40% of advertisers spend up to 25% of their budgets on mobile programmatic advertising.</a> Programmatic is gaining popularity across the globe with different regions embracing programmatic&nbsp;at different levels of maturity as marketers realize that the channel can aid brands to raise awareness, engage, acquire, re-target users.</p>

<p>&nbsp;</p>

<h2><strong>Drive Real Action at Scale</strong></h2>

<p>Programmatic advertising offers multi-fold benefits for marketers and brands when it comes to reaching their audiences at scale. This means that advertisers can identify, curate, and target custom audiences, reaching them via the always on-medium of mobile. For example, you can precisely target audiences who enjoy watching movies in a multiplex or shopping enthusiasts who love technology devices. With &lsquo;always on&rsquo; segments, reaching customers effectively &lsquo;anytime, anywhere&rsquo; is made possible by in-app programmatic.&nbsp;</p>

<p>&nbsp;</p>

<p><img alt="understanding programmatic advertising" src="https://go.inmobi.net/hubfs/INSEA_Programmatic_Jul_2020/Card1.png" style="height:299px; width:600px" /></p>

<p>&nbsp;</p>

<h2><strong>Thumb Stopping Creatives</strong></h2>

<p>Captivating creative experiences can make all the difference to a brand&rsquo;s campaigns. Be it through video, rich media, or through an&nbsp;augmented reality experiences, the right creative can make a consumer out of a window shopper. Vertical video has been an especially powerful format that has driven significantly higher engagement when compared to other formats such as banner and horizontal video. When paired with the right calls to action (CTA), these immersive formats can drive phenomenal results.</p>

<p><a href="https://www.inmobi.com/insights/download/whitepapers/the-state-of-mobile-programmatic-buying-india-2019/"><img alt="programmatic ad" src="https://go.inmobi.net/hubfs/INSEA_Programmatic_Jul_2020/Card%202%20.png" style="height:180px; width:800px" /></a></p>

<p>&nbsp;</p>

<h2><strong>Run Campaigns You Can Trust</strong></h2>

<p>Advertisers today have a wide variety of buying choices be it private marketplaces or open exchanges. Regardless of their choice, brands must focus on accessing brand-safe, measurable and transparent media. This can be achieved through a combination of in-house controls, working with 3<sup>rd</sup> party partners, adoption of industry standards, and demanding accountability from your partners.</p>

<h2>Ready to launch your campaign? Make sure to tick these off your checklist!</h2>

<ol>
	<li>
	<p>Identify&nbsp;and define audience segments by supplementing first-party data with carrier-grade data for a holistic view of consumers</p>
	</li>
	<li>
	<p>Choose between different methods of programmatic buying such as Open Exchange (more suited for performance campaigns) vs Private Marketplace (more suited for brand campaigns) based on your needs</p>
	</li>
	<li>
	<p>Leverage rich media, video and interactive formats to captivate users</p>
	</li>
	<li>
	<p>Drive greater brand experience with personalized user experiences</p>
	</li>
	<li>
	<p>Leverage cross-device identity graphs to reach consumers no matter where they are</p>
	</li>
	<li>
	<p>Ensure trust and transparency standards are met by checking for brand safety and ad quality</p>
	</li>
	<li>
	<p>Monitor and optimize campaigns based on the larger goals of your campaigns</p>
	</li>
	<li>Make use of retargeting campaigns to drive top of mind awareness, and nudge potential users down the funnel</li>
</ol>

<p>&nbsp;</p>

<p>&nbsp; &nbsp; &nbsp;&nbsp;<a href="https://www.inmobi.com/contact-us"><img alt="mobile programmatic advertising" src="https://go.inmobi.net/hubfs/INSEA_Programmatic_Jul_2020/Card3.png" style="height:295px; width:800px" /></a></p>]]></description>
      <dc:subject><![CDATA[Acquiring New Users, English (EN): inmobi.com,]]></dc:subject>
      
      <dc:creator><![CDATA[ Team InMobi  ]]></dc:creator>
      
      <dc:date>2020-06-30T11:12:00+00:00</dc:date>
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      <title><![CDATA[In-App Header Bidding: What’s In It For Buyers?]]></title>
      <link>https://www.inmobi.com/blog/2020/06/29/in-app-header-bidding-whats-in-it-for-buyers/</link>
      <guid>https://www.inmobi.com/blog/2020/06/29/in-app-header-bidding-whats-in-it-for-buyers/</guid>
      <description><![CDATA[<p>Header bidding as an ad technology has evolved from being a less understood concept to a mainstay over the past few years. The shift from a legacy, waterfall-based mediation logic to a simultaneous mediation logic (as seen in the header bidding world) has proven to be an effective monetization strategy for app publishers. Besides driving more programmatic revenue to their apps, header bidding is also operationally more efficient.</p>

<p>However, most header bidding conversations in the market have publisher benefits at its core. This has often led demand partners to believe that header bidding is a zero-sum game, which is far from the truth. Header bidding&nbsp;as a technology has both sell-side and buy-side advantages over&nbsp;app inventory that&rsquo;s mediated through a traditional waterfall model.</p>

<h2>1. Access to Significantly Larger Audience</h2>

<p>Header bidding addresses a crucial challenge many advertisers face: access to quality inventory and users, at scale.</p>

<p>Let&rsquo;s look at a traditional waterfall model where the inventory is passed on from one ad exchange to another in order of historic pricing (eCPMs). Each hop down the waterfall&nbsp;takes away the more premium inventory&nbsp;from the available pool of supply. In this scenario, advertisers connected to an exchange that is placed lower in the waterfall model, in all likelihood, will not have access to the same volume of inventory or scale of users that they would like to see or be willing to pay more for.&nbsp;</p>

<p>In a header bidding world, all exchanges are given an opportunity to respond back with a bid for every single ad request. As a result, platform partners like demand-side platforms (DSPs) can access not just a portion of a publisher&rsquo;s inventory&nbsp;but all of a publisher&rsquo;s inventory and users consuming it. Advertisers, consequently, are better positioned to reach more users across the pool of inventory they choose to access.</p>

<h2>2. Every Bid Matters (Disintermediation)</h2>

<p>Given that waterfall models call demand partners hierarchically, advertisers are treated unequally for each new ad request by default. A marketer willing to pay a highly competitive real-time bid for a specific user or impression will only be able to reach the user&nbsp;if the historical average eCPM of an ad network/exchange that they work with is relatively higher than the other networks or exchanges. Such a system is inefficient because every user or impression opportunity is only valued basis a previous denomination.</p>

<p>This not only creates invisible competition in the form of historical eCPMs&nbsp;but also drives a negative feedback loop wherein advertisers may mistakenly believe inventory to be significantly more expensive than its actual value.</p>

<p>Header bidding allows all partners, irrespective of their historic participation, to have an equal access to premium high performing inventory. All auctions are unified and cleared using real-time bid responses from advertisers. This creates a true, fair mechanism for advertisers to reach the users and impressions they value the most.</p>

<h2>3. Increased Transparency of Supply for Better Planning</h2>

<p>Marketers strive to estimate, forecast and scale their reach of unique users &mdash; and they work with their DSP and exchange partners to achieve a clear understanding of this reach. However, in traditional waterfall models, this modelling is not only inaccurate but also highly variable, making it difficult to forecast into the future.</p>

<p>As a result of the equal opportunity and access to premium high performing inventory it provides, in-app header bidding empowers advertisers to have much more visibility over the supply that works best for them. Keeping the desired outcomes of a campaign in mind, buyers can make informed decisions about the campaign budgets and bid optimally to ensure maximum results.</p>]]></description>
      <dc:subject><![CDATA[Advertising, English (EN): inmobi.com,]]></dc:subject>
      
      <dc:creator><![CDATA[ Team InMobi  ]]></dc:creator>
      
      <dc:date>2020-06-29T16:51:00+00:00</dc:date>
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    <item>
      <title><![CDATA[Are You Ready for TCF 2.0?]]></title>
      <link>https://www.inmobi.com/blog/2020/06/26/are-you-ready-for-tcf-2.0/</link>
      <guid>https://www.inmobi.com/blog/2020/06/26/are-you-ready-for-tcf-2.0/</guid>
      <description><![CDATA[<p>By&nbsp;August 15,&nbsp;2020, the second iteration of the Transparency and Consent Framework (TCF 2.0) will be the official technical standard for managing consumer preferences like opt&nbsp;outs and opt ins with the broader&nbsp;ad&nbsp;tech space. Here&rsquo;s what you need to know about TCF 2.0 and how&nbsp;InMobi&nbsp;is&nbsp;here&nbsp;to help.&nbsp;</p>

<p>At its core, TCF 2.0 intends to build a more responsible and&nbsp;self-regulated&nbsp;ad ecosystem. TCF helps demand partners run ads on publishers more confidently. It is both a marker of user consent being respected, and a safe path to buy a publisher&#39;s inventory, helping the demand-side collectively build user trust in an increasingly privacy-aware digital world. We expect all our demand partners to begin supporting the TCF 2.0 standard gradually, as we transition in the coming month.&nbsp;</p>

<h2>TCF 2.0 Explained&nbsp;</h2>

<p>The Transparency and Consent Framework was developed in conjunction with IAB Europe and the IAB Tech Lab as a way for&nbsp;publishers and others in the ad tech space to ensure compliance with the General Data Protection Regulation (GDPR) in the European Union and other&nbsp;consumer privacy laws and regulations.&nbsp;</p>

<p>One of the main provisions of GDPR is that it requires consumers to specifically opt in to receiving targeted advertising of any kind. What this means is that anyone involved in&nbsp;serving this kind of advertising and messaging must be able to definitively prove that individuals did indeed opt in and that companies are in compliance with the law.&nbsp;</p>

<p>The goal of TCF broadly and TCF 2.0 specifically is to ensure that ad tech companies have a mechanism through which they can track&nbsp;and note&nbsp;consumer preferences in a privacy-minded way, typically within a Consumer Management Platform (CMP).&nbsp;&nbsp;</p>

<p>TCF 2.0 is the latest version of the&nbsp;framework and&nbsp;provides publishers and others with greater control and transparency, ultimately making it easier to note ever-evolving consumer preferences and asks in a privacy-compliant manner.&nbsp;</p>

<p>The first version of TCF was introduced in 2018, while TCF 2.0 was made initially available in 2019.&nbsp;Previously, it was possible to use both, although as per IAB guidelines, TCF 2.0 will be the official framework being supported starting August 15.&nbsp;</p>

<h2>What You Need to Know: How to Get Started&nbsp;</h2>

<p>TCF 2.0 will be adopted by a wider array of stakeholders, making it more widespread than the initial versions of TCF were in 2018 and 2019.&nbsp;&nbsp;</p>

<p>To ease things and bring uniformity, the industry is now moving to a &lsquo;full consent string&rsquo; as recommended by the IAB. This shift in protocol will mean that all publishers will have to prepare their systems for a transition to a consent string that strictly adheres to the IAB guidelines.&nbsp;</p>

<p>For publishers, this means that TCF 2.0 should be adopted if it&rsquo;s not in place already.&nbsp;Indeed, like app-ads.txt, expect advertisers and demand-side platforms (DSPs) to&nbsp;soon&nbsp;only buy inventory that has consumer preferences noted in a CMP through TCF 2.0&nbsp;&mdash; if they are not already enforcing use of the standard.&nbsp;&nbsp;</p>

<p>Given that this scenario will potentially have a revenue impact due to traffic shut down by DSPs, it&rsquo;s critical that&nbsp;publishers&nbsp;make provisions to be compliant to the IAB standard.&nbsp;On the demand side, expect TCF 2.0 to be the default standard for ensuring compliance for GDPR.&nbsp;</p>

<h2>InMobi&nbsp;and TCF 2.0&nbsp;</h2>

<p>InMobi, as a certified IAB TCF 2.0 vendor, adheres to and supports TCF 2.0.&nbsp;&nbsp;</p>

<p>Needless to say,&nbsp;InMobi&nbsp;can help ensure that our publisher partners are ready on time to make this shift and avoid monetary loss due to any non-compliance/blockage from DSPs.&nbsp;InMobi&nbsp;is working with&nbsp;industry leading CMPs&nbsp;for its publishers and can work to support other IAB-approved CMPs as well.&nbsp;&nbsp;</p>

<p>If you are not already processing the consent string as per IAB&rsquo;s GDPR Transparency and Consent Framework, we strongly recommend that you work with an IAB approved Consent Management Platform vendor at the earliest.&nbsp;</p>

<p>We know this is a significant transition, but we hope to have your complete support in setting up the process and system changes as soon as possible. Please feel free to get in touch with us in case you need any assistance or require further information.&nbsp;</p>]]></description>
      <dc:subject><![CDATA[Announcements, Trust and Brand Safety, English (EN): inmobi.com,]]></dc:subject>
      
      <dc:creator><![CDATA[ Team InMobi  ]]></dc:creator>
      
      <dc:date>2020-06-26T17:52:00+00:00</dc:date>
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    <item>
      <title><![CDATA[Marketing in the 'New Normal:' How Asia-Pacific is Gearing Up – Part II]]></title>
      <link>https://www.inmobi.com/blog/2020/06/26/marketing-in-the-new-normal-how-asia-pacific-is-gearing-up-part-ii/</link>
      <guid>https://www.inmobi.com/blog/2020/06/26/marketing-in-the-new-normal-how-asia-pacific-is-gearing-up-part-ii/</guid>
      <description><![CDATA[<p>In the<strong> </strong><a href="/blog/marketing-in-the-new-normal-how-asia-pacific-is-gearing-up-part-i"><strong>first part of this blog</strong></a>, InMobi pinned insights from industry leaders on the digital evolution, relevance of communication, data-led mobile insights, and creating lasting connections as a part of the &lsquo;New Normal.&rsquo; Here are thoughts from a few more leaders on &ldquo;Marketing in the New Normal.&rdquo;</p>

<p><img alt="Industry Leaders in the Digital Evolution" src="https://go.inmobi.net/hubfs/APAC_New_Normal_Blog/New%20Normal%20Blog%20Collage.png" style="height:400px; width:800px" /></p>

<h3><strong>Purpose-driven Advertising will Help Build Lasting Connections</strong></h3>

<h3><span style="color:#0000FF"><strong>Eka Sugiarto, Head of Media &ndash; Indonesia and SEAA, Unilever</strong></span></h3>

<p><img alt="Head of Media – Indonesia and SEAA, Unilever" src="https://go.inmobi.net/hubfs/APAC_New_Normal_Blog/Eka.png" style="height:253px; width:250px" /></p>

<p>&ldquo;This pandemic is far from over and between now and when the vaccine becomes a common practice, there are consumer needs and behavior patterns that shift the demand cycles. Marketers should seize the opportunity to be the best choice by staying relevant and at the same time should venture to improve people&rsquo;s lives and well-being through their marketing and advertising initiatives. Marketers should also ask themselves, whether brands can be a force for good through thoughtful inspiration, education, and useful information. Brands with strong benefit delivery should make it easy for people to trust the product offering and create a conversion point. A focus on facilitating discovery for customers, explaining &ldquo;what&rsquo;s in it for me&rdquo; through both advertising push and pull will help.&rdquo;</p>

<p>&nbsp;</p>

<h3><strong>Retail Experiences Need to Step Up with &lsquo;Digital&rsquo; Innovation</strong></h3>

<h3><span style="color:#0000FF"><strong>Charu Aggarwal, Chief Strategy Officer, India and South East Asia, Havas Group</strong>&nbsp;</span></h3>

<p><img alt="Chief Strategy Officer, India and South East Asia, Havas Group" src="https://go.inmobi.net/hubfs/APAC_New_Normal_Blog/Charu.png" style="height:253px; width:250px" /></p>

<p>&ldquo;With the pantries now stocked at the push of a button and all kinds of experiences consumed online, brands need to compete not just against brands, but also in which context the consumers choose to interact with them. Access is no longer a reason for people to step into physical stores.&nbsp;&nbsp;An increase in footfalls in the retail spaces will be shaped by how effectively marketers create &lsquo;Signature Moments&rsquo; that are unique to our brands and the physical spaces they are delivered in. Think Burger King Crowns and extra Onion Whopper- it&rsquo;s a treat that&rsquo;s best relished in-person and in the vicinity of the outlets.&nbsp;&nbsp;The Havas Prosumer Study shows that more than 60% of Indian, Indonesian, and Filipino consumers expect the physical spaces to be transformed into Stress Test Zones in the future. Spaces where they walk-in and test the products in a real-life situation, like trying out an outdoor jacket at -15 degrees Celsius or testing desert boots while skidding on the dunes.&nbsp;&nbsp;What&rsquo;s more, they want an element of surprise in their retail experiences with 78% prosumers in APAC wanting retailers to share new experiences and offers on mobile when they are in the vicinity.&nbsp;&nbsp;This need for unexpected experiences demands us to re-think the overall &lsquo;bricks-and-clicks&rsquo; experience and how we integrate location, device, and digital to add the long-absent enchantment back into the retail experiences.</p>

<p>&nbsp;</p>

<h3><strong>Omnichannel Digital Brand Experiences Prevail </strong></h3>

<h3><span style="color:#0000FF"><strong>Crisela Cervantes,&nbsp;Partner,&nbsp;Mindshare</strong></span></h3>

<p><img alt="Partner, Mindshare" src="https://go.inmobi.net/hubfs/APAC_New_Normal_Blog/Crisela.png" style="height:265px; width:250px" /></p>

<p>&ldquo;As the world slowly&nbsp;opens up&nbsp;post-COVID-19, brands need to understand the impact it has on their consumers and business. First, some consumer behaviors such as purchasing&nbsp;online,&nbsp;and video streaming will continue to prevail and be part of the new normal. Marketers need to rethink their omnichannel brand experience in line with these new consumer behaviors.</p>

<p>&nbsp;For example, there is a new audience of&nbsp;first-time&nbsp;online shoppers. As a brand how can one cater to their needs and make it easy for them to discover and buy one&rsquo;s brand online? Essential products that have grown in consumption during&nbsp;the pandemic&nbsp;should continue to invest to maintain sustainable growth. Products that were negatively impacted will need to revisit their marketing strategy and communications to be more in line with what&rsquo;s important to consumers and take advantage of the new ways to engage with them digitally.</p>

<p>If a brand has not invested in online premium video channels, now is the time to review that approach and see how using TV and online video can help drive demand. While we do not know when the global pandemic will completely end, consumers are more digitally engaged more than ever and new habits they picked-up during the COVID period will remain. Second, on business, marketing now more than ever needs to be agile and do scenario-planning given things can change by the day. To be able to support this, marketers need to invest in the right capability that can respond to the accelerated change in consumers and businesses.&nbsp; Our focus now is to help brands understand these opportunities and optimize their plans to drive recovery fast.&rdquo;</p>

<p>&nbsp;</p>

<h3><strong>Digital-first Initiatives Foster Customer Centricity</strong></h3>

<h3><span style="color:#0000FF"><strong>Vijay Kumar, Lead, Digital Marketing &amp; CRM, Kia&nbsp;Motors&nbsp;India</strong>&nbsp;</span></h3>

<p><img alt="Lead, Digital Marketing &amp; CRM, Kia Motors India " src="https://go.inmobi.net/hubfs/APAC_New_Normal_Blog/VijayKumar.png" style="height:256px; width:250px" /></p>

<p>&ldquo;Marketers need to be available on mediums where their consumers are. Auto sector giants are staring at closed or empty dealerships network. As&nbsp;customers are not preferring to visit the dealership, the dealership needs to connect from where the consumer is on: The digital platforms.Creating virtual experiences on digital platforms prove to work when physical movements are underused. Being online is no longer a prerogative for brands, but being relevant is. Consumers have truly understood the&nbsp;meaning of &lsquo;Essentials&rsquo;&nbsp;and business should meet the essentials category to thrive in the competition.&nbsp;Content relevance has never been more significant than in the current times. With an increase in online content consumption, the ads don&rsquo;t just compete with brands on digital medium but also with OTT giants like Netflix and Amazon Prime for audience&nbsp;Share of attention.&nbsp;Reimagining digital advertising on mobile with contextual and authentic content can drive valuable engagement. &ldquo;Go Digital&rdquo; is the new jargon in the pandemic induced times and marketers who succeed focus on digital-first initiatives.&rdquo;</p>

<p>&nbsp;</p>

<h3><strong>A Sense of Normalcy Ramps Up Marketing Efforts</strong></h3>

<h3><span style="color:#0000FF"><strong>Sudarshan&nbsp;Saha,&nbsp;Unilever Lead, Vietnam</strong><strong>,&nbsp;Mindshare</strong></span></h3>

<p><img alt="Unilever Lead, Vietnam, Mindshare" src="https://go.inmobi.net/hubfs/APAC_New_Normal_Blog/Sudarshan.png" style="height:256px; width:250px" /></p>

<p>&ldquo;In markets which have been out of lockdown for more than 4-6 weeks, it is common to witness people going about without protective face masks now. In terms of consumer&nbsp;behavior&nbsp;concerning media as well, I believe data now shows that there is no new normal. TV viewership peaks have come down to normal levels and I would estimate online time spent would be the same, as people go back to work, and in certain cases&nbsp;have to&nbsp;work harder than before. Advertising across the board is also slowly gaining back the momentum, to take advantage of the opportunities in hand, and make up for the loss from the previous quarter.&nbsp;</p>

<p>Owing to the financial impact of the COVID-19 worldwide, consumers would be impacted as economies have dependencies. And that leads to a change in certain lifestyles, habits and purchase decisions. It is important for us marketers to understand and differentiate hence is the impact on purchase&nbsp;behavior&nbsp;linked to&nbsp;short or medium-term&nbsp;financial constraints faced by the consumer vs. change in&nbsp;behavior&nbsp;induced by emotional factors and/or hygiene led factors&nbsp;during COVID-19.&rdquo;</p>

<p><span style="color:#0000FF"><strong>Amit Jivani, CEO and Co-founder,&nbsp;Simprosys&nbsp;InfoMedia</strong></span></p>

<p><img alt="CEO and Co-founder, Simprosys InfoMedia" src="https://go.inmobi.net/hubfs/APAC_New_Normal_Blog/Amit.png" style="height:249px; width:250px" /></p>

<p>&ldquo;I don&#39;t think there shall be any significant difference in the way businesses are conducted in the Post COVID-19 environment. Businesses and people will eventually and gradually get acclimatized to the business as it used to be before Dec-2018 as it would be a bit more difficult to scale up and grow with the restrictions of social distancing, extensive use of hand sanitizers and masks. Such restrictions will prove to be counterproductive and unsustainable in the cut-throat&nbsp;competition.&nbsp; So, to improve the competitive edge, businesses will give up protective measures as and when there is no threat of COVID-19 contraction.&nbsp;&nbsp;So, we just&nbsp;have to&nbsp;be concerned only for the period during the period in which the virus&#39; presence matters. Once&nbsp;it&nbsp;loses its virality, everything shall be as it used to be pre-COVID-19 era. This includes marketing and advertising strategy as well.&rdquo;</p>

<h3>&nbsp;</h3>

<h3><strong>Brand Communication Needs to Reflect Consumer Journeys</strong></h3>

<h3><span style="color:#0000FF"><strong>Prashant Sukhwani, Head, Brand and Communication, Burger King India</strong></span><br />
<img alt="Head, Brand and Communication, Burger King India" src="https://go.inmobi.net/hubfs/APAC_New_Normal_Blog/Prashant.png" style="height:250px; width:250px" /></h3>

<p>&ldquo;Any marketing strategy should reflect the current consumer triggers/barriers as well as the current business situation.&nbsp;COVID&nbsp;has affected both in myriad unprecedented ways irrespective of the industry. As a new normal, a brand needs to undertake genuine safety measures to address&nbsp;COVID&nbsp;concerns of the consumer, which is currently the biggest consumption barrier. Parallel brand communications need to be in snack-able formats as the consumer is bombarded with safety messaging across touchpoints. The marketer needs to make smarter media choices basis current consumer aggregations as well as current media buying economics. Thus, media mix needs to evolve to match new consumer realities. Lastly, any brand communication needs to reflect consumer journeys. This holds true irrespective of&nbsp;COVID&nbsp;situation or any other dynamic macro factors. Only then a brand will be able to become contextual and authentic to the consumers. eg:&nbsp;<a href="https://nam04.safelinks.protection.outlook.com/?url=https%3A%2F%2Fyoutu.be%2FFXSia8b9XsM&amp;data=02%7C01%7Ckunik.patel%40inmobi.com%7C9c69b0cf3fb040eb8d3008d81147d875%7C89359cf49e60409980c4775a0cfe27a7%7C0%7C0%7C637278347618126707&amp;sdata=q3yd7lgCgZG4bKaIWnvhneUKYL273RRBeVzIpzXgy1U%3D&amp;reserved=0">https://youtu.be/FXSia8b9XsM</a>&rdquo;&nbsp;</p>]]></description>
      <dc:subject><![CDATA[Acquiring New Users, Advertising, Media Consumption &amp; Trends, Understanding Consumers, English (EN): inmobi.com,]]></dc:subject>
      
      <dc:creator><![CDATA[ Team InMobi  ]]></dc:creator>
      
      <dc:date>2020-06-26T04:59:00+00:00</dc:date>
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    <item>
      <title><![CDATA[Marketing in the 'New Normal:' How Asia-Pacific is Gearing Up – Part I ]]></title>
      <link>https://www.inmobi.com/blog/2020/06/25/marketing-in-the-new-normal-how-asia-pacific-is-gearing-up-part-i/</link>
      <guid>https://www.inmobi.com/blog/2020/06/25/marketing-in-the-new-normal-how-asia-pacific-is-gearing-up-part-i/</guid>
      <description><![CDATA[<p>Amidst the pandemic, marketers are finding unique ways to create new demand,&nbsp;redefine value chains,&nbsp;and deliver brand experiences.&nbsp;Marketers are embracing this&nbsp;disruption&nbsp;to repurpose their core&nbsp;marketing&nbsp;strategies&nbsp;that&nbsp;align&nbsp;with the new normal way of marketing, i.e. through digital evolution.&nbsp;The big question arises &ldquo;How can Marketers&nbsp;scale their&nbsp;Marketing&nbsp;strategies&nbsp;in the &lsquo;New Normal?&rsquo;&nbsp;InMobi brings forth the multifold views of marketers that are driving high impact right from formulating new strategies to delivering the right customer experiences.&nbsp;&nbsp;</p>

<p><img alt="marketing leaders" src="https://go.inmobi.net/hubfs/APAC_New_Normal_Blog/New%20Normal%20Blog%20Collage.png" style="height:400px; width:800px" /></p>

<h3><strong><big>Digital Darwinism Drives the New Normal&nbsp;</big></strong></h3>

<h3><strong><span style="color:#0000FF">Shweta Srivastava,&nbsp;Head of Digital, Philips&nbsp;India&nbsp;</span></strong></h3>

<h3><a href="https://go.inmobi.net/hubfs/APAC_New_Normal_Blog/Philips%20India.png"><img alt="Digital Marketing during Covid19" src="https://go.inmobi.net/hubfs/APAC_New_Normal_Blog/Philips%20India.png" style="height:330px; width:296px" /></a></h3>

<p>&ldquo;Covid19&nbsp;brings a VUCA (Volatile, Uncertain, Complex, Ambiguous) world where the &lsquo;Smartest will survive&rsquo;, the one who follows &lsquo;Digital Darwinism&rsquo;.&nbsp;Organizations&nbsp;transform because of transforming consumers and customers and to attain VUCA, they need Smart Marketers who help them transform quickly.&#8239;&nbsp;</p>

<p>With restricted movements and social distancing measures&nbsp;become&nbsp;the New Normal post Covid19&nbsp;and see a predominant growth in the usage of&nbsp;digital platforms where consumers are always-on.&nbsp;So,&#8239;the marketing strategy also needs to be&#8239;up and running on Digital mediums.&#8239;Advertising&#8239;has to&#8239;be&#8239;smarter&#8239;to understand the&nbsp;behavior&#8239;of a smart Consumer and be more relevant to them.&#8239;&nbsp;</p>

<p>In the absence of Face to face opportunities,&#8239;Machines need to&nbsp;analyze&#8239;their behaviors and predict their moves basis which communication and engagement&nbsp;need&nbsp;to happen.&#8239;While marketers need to leverage&#8239;Digital&#8239;and&#8239;Artificial intelligence, they also need to&#8239;upgrade their&#8239;skills&#8239;as the new normal sets in.&rdquo;&nbsp;</p>

<h3>&nbsp;</h3>

<h3><strong>Data-Led Mobile Solutions Lead the Way for Marketers&nbsp;</strong></h3>

<h3><strong><span style="color:#0000FF">Gaurav&nbsp;Shitak, VP and Head,&nbsp;Digital Marketing,&nbsp;Sharekhan&nbsp;&nbsp;</span></strong></h3>

<p><a href="https://go.inmobi.net/hubfs/APAC_New_Normal_Blog/Sharekhan.png"><img alt="Digital marketing strategy" src="https://go.inmobi.net/hubfs/APAC_New_Normal_Blog/Sharekhan.png" style="height:300px; width:266px" /></a></p>

<p>&ldquo;The impact of COVID-19 on the&#8239;life of our customers is going to be unprecedented. As Marketers, we should be cognizant of how the life of our end-consumers is&nbsp;constantly&nbsp;changing. This will also depend on the industry we are working in and accordingly,&nbsp;we may have to make changes in our marketing strategies. However, whichever industry we are working in, the impact&nbsp;is measured in terms of the four pillars,&nbsp;Social, Mobile, Analytics, and Cloud&nbsp;that are going to capture the maximum mindshare of customers.&nbsp;The&nbsp;major drivers for engagement with the consumers&nbsp;on the front-end&nbsp;are going to be: Mobile and Social,&nbsp;and&nbsp;the backend would be delivered by cloud-based solutions along with a strong understanding of analytics and data."&nbsp;</p>

<p>&nbsp;</p>

<h3><strong>Digital Ads and Content&nbsp;Will&nbsp;Drive Futuristic Growth&nbsp;&nbsp;</strong></h3>

<h3><strong><span style="color:#0000FF">Karan Mehta, Senior Marketing Manager, Jeevansathi.com&nbsp;</span></strong></h3>

<p><a href="https://go.inmobi.net/hubfs/APAC_New_Normal_Blog/Jeevansathi.png" style="font-size: 13px;"><img alt="digital ads" src="https://go.inmobi.net/hubfs/APAC_New_Normal_Blog/Jeevansathi.png" style="height:326px; width:308px" /></a></p>

<p>&ldquo;Post COVID-19 will demand a different approach from Marketers. Digital Marketers need to wear the hat of growth hackers focusing more on LTV and CX.&#8239;This time could be a good time to invest in advertising for future customers. Since paid ads are cheaper&nbsp;now,&nbsp;marketers can&nbsp;experiment with few platforms and create a source of traffic for&nbsp;the&nbsp;future.&#8239;However,&nbsp;ad campaigns need to focus more on driving loyal users. Marketers need to build performance marketing strategies&#8239;centered&#8239;on customers and their journey&nbsp;in line&nbsp;with your product&nbsp;offerings. Revisiting your funnel and refining your advertising strategy will help you acquire customers at desirable costs.&#8239;&nbsp;Marketers&nbsp;must&nbsp;work on basics and&nbsp;review the media mix&nbsp;during unprecedented times. As media budgets will&nbsp;be&nbsp;back, there will be a demand for High Scale &amp; ROI platforms. Digital marketers should build advertising strategies&nbsp;that&nbsp;will give the maximum ROI and loyal users.&#8239;&nbsp;The other&nbsp;significant focus&nbsp;is&nbsp;&lsquo;communication&rsquo;. Marketers should build real engaging content during and post COVID-19,&nbsp;to&nbsp;engage with&nbsp;their&nbsp;customers.&#8239; As a marketer if you have a good engaging content which you want to&nbsp;share&nbsp;with&nbsp;your customers,&nbsp;investing a few&nbsp;dollars will create a demand for future,&rdquo;&nbsp;</p>

<h3>&nbsp;</h3>

<h3><strong>Rethink, Redefine and Retain is the New-Normal</strong></h3>

<h3><strong><span style="color:#0000FF">Venkat&nbsp;Thangi, Head - Digital Marketing,&nbsp;MoEngage&nbsp;</span></strong></h3>

<p><a href="https://go.inmobi.net/hubfs/APAC_New_Normal_Blog/MoEngage.png" style="font-size: 13px;"><img alt="Digital marketing" src="https://go.inmobi.net/hubfs/APAC_New_Normal_Blog/MoEngage.png" style="height:302px; width:302px" /></a></p>

<p>&ldquo;1.&#8239;Consumer Behaviour Changes&#8239;- Tracking and&nbsp;analyzing&nbsp;consumer&nbsp;behavior&nbsp;changes and purchasing needs is of utmost importance during this time. Since there is a lot of volatility currently, most of your&nbsp;North star metrics might be heavily impacted depending on one&rsquo;s business vertical. The old playbooks&nbsp;might&nbsp;not be relevant anymore. Marketers might need to rethink messaging, personas,&nbsp;and even strategies.&#8239;&nbsp;</p>

<p>2.&#8239;&#8239;Empathy&#8239;- Knowing what your customers want or are looking for&nbsp;utilizing&nbsp;surveys, studies,&nbsp;and&nbsp;analytical tools, would help marketers in understanding the immediate needs of their target users better. This should flow into the messaging by reworking on the copies, creatives,&nbsp;or landing page/asset content to better suit your consumers&#39; current interests and thereby enhancing customer engagement.&#8239;&nbsp;</p>

<p>3.&#8239;Retention&#8239;- Retaining is your customers&nbsp;are&nbsp;now more important than ever. Owing to lower conversion rates and interests for most of the non-essential businesses, marketers should focus a lot more on retention as acquisition might be difficult/ineffective for some time. Over-communicating with your users, showcasing how your product can be used or is relevant during this crisis, providing few resources for free or extending your free trial offers,&nbsp;etc. can be some of the ways which can help this cause.&rdquo;&nbsp;</p>

<p>&nbsp;</p>

<h3><strong>Relevance, Connections and Advocacy Thrive Marketing Efforts&nbsp;</strong></h3>

<h3><strong><span style="color:#0000FF">Aditi Anand, &#8239;Head - Brand, Media, and Digital at HMD Global&#8239;&nbsp;</span></strong></h3>

<p><img alt="Brand Marketing" src="https://go.inmobi.net/hubfs/APAC_New_Normal_Blog/Nokia%20India.png" style="height:316px; width:324px" /></p>

<p>&ldquo;COVID -19 is a disruption&nbsp;at&nbsp;an unprecedented scale. There are three strategies marketers can leverage to win in the #NewNormal.&#8239;&nbsp;</p>

<p>Relevance&#8239;Over Reach:&nbsp;Reappraising the brand and product purpose to realign with evolving consumer needs is essential. Trust, value, and necessity will trump discretionary and indulgent.. &ldquo;At home&rdquo; and &ldquo;with my loved ones&rdquo; will become the focal point of consumer&rsquo;s life. Brands that can create personalized, meaningful experiences for this new reality will win.&#8239;&#8239;&nbsp;</p>

<p>Tapping into newer consumer cohorts and market segments can also unlock growth.&#8239;For example, in the smartphone category where much of the marketing has been around vanity fuelled selfies, building&nbsp;security&nbsp;and&nbsp;privacy-focused&nbsp;devices for emerging use cases like e-learning and virtual meetings could be the next growth frontier.&#8239;&nbsp;</p>

<p>Connection over&nbsp;Communication&#8239;&ndash; The health and economic fall out of the crisis&nbsp;have&nbsp;reinforced the importance of human connections Brand building through a 30 sec TV ad is a trend of the past. Today&rsquo;s digital-first consumer is looking to strike meaningful conversations and build authentic connections. Brands need to listen deeply and create opportunities for such encounters. Connecting at the right time and at the right place over shared passions in an authentic, human way can create significant wins.&#8239;&#8239;&nbsp;</p>

<p>Advocacy over Commerce:&nbsp;Word of mouth is the most effective way to win consumers. It&rsquo;s also the most difficult to garner. But brands that can create loyal fan bases or cult following will eventually win. In building&#8239;communities, quality is far more critical than quantity. A small but hyper-engaged community can fuel growth at near-zero cost. For the next few quarters, consumer demand is bound to remain sluggish, giving marketers the perfect opportunity to springboard advocacy programs.&rdquo;&nbsp;</p>

<h3>&nbsp;</h3>

<h3><strong>Growing Digital Platforms&nbsp;Succeed with Great Content&nbsp;</strong></h3>

<h3><strong><span style="color:#0000FF">Inderpreet&nbsp;Sethi, Head -Marketing communication and Media, Great Wall Motors, India&nbsp;&nbsp;</span></strong></h3>

<h3><a href="https://go.inmobi.net/hubfs/APAC_New_Normal_Blog/GreatWalls.png"><img alt="Marketing communication" src="https://go.inmobi.net/hubfs/APAC_New_Normal_Blog/GreatWalls.png" style="height:285px; width:324px" /></a></h3>

<p>&ldquo;Content drives connections and further growth.&nbsp;Content Remains King: Marketers need to be authentic, now more than ever,&nbsp;and trusted by customers. The best way for them to do this is to invest in creating humane &amp; relatable content for advertising.&nbsp;The audience&nbsp;is intelligent &amp; can see through Ads. Brand content needs to be SMART &ndash; Storytelling format, Medium Agnostic, Aspirational, Real-Life inspired,&nbsp;and Trustworthy.&#8239;&nbsp;</p>

<p>Fight for the most coveted Medium continues: We hear that the pace of digitization has increased for all sectors and more so for the Automobile industry. While this remains true, it is important to understand the role and impact of Digital in different aspects of the consumer journey&#8239;and also&#8239;the objective of the brand. Medium selection &amp; media planning is only&nbsp;the&nbsp;aftermath of this understanding.&#8239;&nbsp;</p>

<p>The awareness stage of&nbsp;the&nbsp;consumer journey is still being dominated by the traditional medium of TV, but the race with digital is on and with demand for OTT platforms rising, a marketer&rsquo;s choice is only going to deviate from television.&nbsp;&nbsp;</p>

<p>Digital will replace most ATL &amp; BTL media with events and experiences&nbsp;going digital&nbsp;in tier 1 &amp; 2 cities.&#8239;&nbsp;</p>

<p>For other stages of consumer journey like consideration, digital will grow and marketers will need to focus on relevant content on owned, paid,&nbsp;and earned media.&#8239;&nbsp;</p>

<p>For International Auto OEMs, virtual dealership and test-drive experience will help convert prospects. But in India, buying a car is a high involvement process. Hence, Marketers will need to think&nbsp;Phygital&nbsp;(Physical+digital), where digital will only augment the physical&#8239;presence.&rdquo;&nbsp;</p>

<p>&nbsp;</p>

<h3><strong>Hyper-local&nbsp;Strategies&nbsp;and Balance will&nbsp;Be the Answer&nbsp;</strong></h3>

<h3><strong><span style="color:#0000FF">Roshat&nbsp;Adnani, Country Director,&nbsp;Indonesia,&nbsp;M&amp;C Saatchi Performance&nbsp;</span></strong></h3>

<p><a href="https://go.inmobi.net/hubfs/APAC_New_Normal_Blog/Saatchi.png" style="font-size: 13px;"><img alt="consumer acquisition strategy" src="https://go.inmobi.net/hubfs/APAC_New_Normal_Blog/Saatchi.png" style="height:326px; width:328px" /></a></p>

<p>&ldquo;The Covid-19 pandemic has been a transformative event. It led to a change in customer&nbsp;behavior&nbsp;which fastened the process of digitization across many industries. During the past few months, people have increasingly embraced digital solutions fostering the growth of E-commerce,&nbsp;EdTech,&nbsp;HealthTech, Online Fitness &amp; Events, and OTT platforms. These products, which until a few months ago were seen as a second option, became an integral part of people&rsquo;s lives.&nbsp;&nbsp;</p>

<p>&nbsp;While the pandemic positively affected the development of some lucky industries, it negatively hit many others. These have been extremely challenging times for marketers who have often been forced to cut down on their marketing budgets to keep their brands alive. As the world opens-up again and people stabilize in their new living habits, marketers need to be prepared for a longer battle especially from a paid marketing perspective.&nbsp;</p>

<p>Now more than ever, marketing will be a differentiation factor for companies to remind customers that they are back in business. To see better conversions and optimizations, it will be key to create hyper-local marketing strategies and to identify a balance between organic marketing, CRM, and paid marketing. And balance is where the answer to the larger problems lies.&rdquo;&nbsp;</p>

<h3><strong>Marketing becomes a Centre of Innovation</strong></h3>

<h3><strong><span style="color:#0000FF">Hitarth Saini, Head of Marketing, MoneyTap</span></strong></h3>

<p><strong><span style="color:#0000FF"><img alt="Performance marketing" src="https://go.inmobi.net/hubfs/APAC_New_Normal_Blog/Hitarth%20Saini.png" style="height:320px; width:320px" /></span></strong></p>

<p>"Marketing being an innovation center, marketers must take charge of new products, markets, and strategies as the &#39;new normal&#39; sets in. Marketers need to put their thinking caps on and be a beacon internally for new product ideas. With businesses evaluating every penny they spend, fight for the marketing budget will only get harder. Marketers will start feeling the heat to deliver unit economics profitability. Performance marketing with a razor-sharp focus on ROAS will be the key to sustain in the months to follow. On the same lines, the contribution of organic growth channels &amp; from owned media will be critical as they&rsquo;ll help bring overall cost-effectiveness. With the economic slowdown already kicked in, consumers&rsquo; decision-making process may become longer. Content &amp; brand efforts need to address these &amp; deliver comfort, trust &amp; inspiration for customers to get started on spending again. Also, marketers need to don multiple hats to push the boundary. These are war times &amp; doing more than asked never harmed anyone! Now&rsquo;s a good time to cross-pollinate ideas within the marketing team itself to let creative juices flowing."</p>

<p>Read further insights on&nbsp;what marketing leaders across Asia Pacific have to say about strategies for the <strong><a href="/blog/marketing-in-the-new-normal-how-asia-pacific-is-gearing-up-part-ii">New Normal in&nbsp;part II</a></strong> of this blog series.&nbsp;</p>]]></description>
      <dc:subject><![CDATA[Acquiring New Users, Advertising, Understanding Consumers, English (EN): inmobi.com,]]></dc:subject>
      
      <dc:creator><![CDATA[ Team InMobi  ]]></dc:creator>
      
      <dc:date>2020-06-25T17:18:00+00:00</dc:date>
    </item>
  
    <item>
      <title><![CDATA[Mobile Insights with InMobi: Q&A with Tejaswi Gautam on How Telcos are Managing During COVID-19]]></title>
      <link>https://www.inmobi.com/blog/2020/06/24/mobile-insights-with-inmobi-qa-with-tejaswi-gautam-on-how-telcos-are-managing-during-covid-19/</link>
      <guid>https://www.inmobi.com/blog/2020/06/24/mobile-insights-with-inmobi-qa-with-tejaswi-gautam-on-how-telcos-are-managing-during-covid-19/</guid>
      <description><![CDATA[<p>Welcome to another edition of Mobile Insights with&nbsp;InMobi! This is our new Q&amp;A series, where we sit down with leading mobile marketing and in-app advertising experts to get their take on the current state of the world.&nbsp;&nbsp;&nbsp;&nbsp;</p>

<p><em>Note: Want to listen to previous editions of Mobile Insights with&nbsp;InMobi? Head to&nbsp;<a href="https://soundcloud.com/user-802421075" target="_blank">our SoundCloud page</a>&nbsp;for more.&nbsp;&nbsp;</em></p>

<p>For this interview, I sat down with&nbsp;Tejaswi&nbsp;Gautam, GM of Device Solutions at&nbsp;InMobi, to chat about the current&nbsp;state of affairs&nbsp;for&nbsp;telcos&nbsp;and wireless carriers in the U.S.&nbsp;In this&nbsp;22-minute conversation, we talked about how&nbsp;telcos&nbsp;are handling increasing bandwidth,&nbsp;the current state of 5G, the value of value-added services&nbsp;and what&nbsp;telcos&nbsp;need to do now to succeed in the&nbsp;future.&nbsp;<a href="https://soundcloud.com/user-802421075/mobile-insights-with-inmobi-qa-with-tejaswi-gautam-on-how-telcos-are-managing-during-covid-19" target="_blank">Tune in now to hear the whole conversation</a>!&nbsp;</p>

<p style="text-align:center"><a class="btn btn-s" href="https://soundcloud.com/user-802421075/mobile-insights-with-inmobi-qa-with-tejaswi-gautam-on-how-telcos-are-managing-during-covid-19" style="font-size:24px; border-radius: 25px; font-weight: normal;" target="_blank">LISTEN IN</a></p>

<h2>Top Quotes from&nbsp;Teja&nbsp;</h2>

<ul>
	<li>
	<p>&ldquo;I think a lot of essential services that all of us have started using, for which we were&nbsp;too reliant on offline channels previously, and all of these put together&nbsp;are&nbsp;driving that surge in data consumption. And that&#39;s what is also making&nbsp;telcos&nbsp;think out of the box as to how to sustain some of these high consumption&nbsp;trends&nbsp;with tweaks to their&nbsp;network infrastructure.&rdquo;&nbsp;</p>
	</li>
	<li>&ldquo;I think some of these trends are not just temporary&nbsp;spikes but&nbsp;are&nbsp;here to stay in the long run.&rdquo;&nbsp;<br />
	&nbsp;</li>
	<li>&ldquo;I must say I&#39;m very impressed by the work that&nbsp;telcos&nbsp;have done. And I&#39;m sure it&#39;s not something that they&#39;ve done recently, but it&#39;s been over the last decade or so. I mean, we haven&#39;t seen a lot of dropped calls, you&#39;ve seen our&nbsp;Zoom calls work fine, and even with, you know, like the entire family being in a home, we haven&#39;t seen a lot of clogging in the network.&nbsp;Generally I think we&#39;ve seen a lot of stability on the network, which I think is the biggest contribution that&nbsp;telcos&nbsp;could have done in the current situation, where communication, connectedness information is so, so critical for each one of us,&nbsp;where we just have to stay at home.&rdquo;&nbsp;&nbsp;<br />
	&nbsp;</li>
	<li>&ldquo;I think it&#39;s a mixed bag.&nbsp;What we are seeing is&nbsp;in Asia, they&#39;re mostly on track from a&nbsp;5G perspective.&nbsp;We just saw T-Mobile&nbsp;launch their 5G&nbsp;in New York and I know China is forging ahead with their 5G&nbsp;plans.&nbsp;Broadly those plans are in line with the projections. I think from a Europe perspective, obviously the plans are getting delayed, so I think you&#39;ll see a&nbsp;slight lag in how the Europe comes online on&nbsp;5G.&rdquo;&nbsp;&nbsp;<br />
	&nbsp;</li>
	<li>"I think when you talk about&nbsp;5G, you have to talk at two levels. The current 5G, being slightly technical here,&nbsp;is&nbsp;mostly on a low band spectrum, which means that&nbsp;you will likely not see tremendously better speeds compared to 4G, but what you will see is better coverage.&nbsp;So&nbsp;with both T-Mo&nbsp;and Verizon, I think they&#39;re up to about a hundred million plus&nbsp;5G subscribers here in the U.S.&nbsp;but you won&#39;t really notice if you&#39;re on a 5G&nbsp;compared to 4G.&nbsp;But then again, once these things scale over a period of&nbsp;the&nbsp;next five years, that&#39;s where you will really start to see the impact of&nbsp;5G&nbsp;kick&nbsp;in and actually see the benefit trickle down to some of the services that you consume&nbsp;on a day to day basis. We&#39;ll see how things go for now.&nbsp; From what I know, about 20% of the devices being sold here in the U.S. as of two weeks back are&nbsp;actually 5G&nbsp;devices.&nbsp;So&nbsp;you are seeing consumer shift towards buying 5G capability devices, but then you also need the networks to be capable of providing the benefit there.&rdquo;&nbsp;<br />
	&nbsp;</li>
	<li>&ldquo;Some of the developments that you&#39;re seeing happening in the world right now, it will only expedite the transition to 5G because people are realizing more and more the value of having a scalable, fast, efficient cellular network, because everything will likely move digital and it will move at a faster pace going forward.&nbsp;So&nbsp;I think it&#39;s all the more critical for a lot of these guys to spend billions of dollars today so that they are better prepared to deal with similar situation in the future.&rdquo;&nbsp;&nbsp;&nbsp;<br />
	&nbsp;</li>
	<li>&ldquo;What a lot of these&nbsp;telcos&nbsp;are trying to do now is consolidate the content into their platform. You do have these large independent&nbsp;content platforms out here, like a Netflix,&nbsp;who have become giants&nbsp;in&nbsp;and&nbsp;of&nbsp;themselves. Right. But at the same time, the means for delivering this content obviously goes through the device and that&#39;s where the&nbsp;telco&nbsp;comes in.&nbsp;&nbsp;<br />
	<br />
	There are different strategies.&nbsp;You would see someone&nbsp;like a T-Mobile now becoming more of an aggregator where in the music space they work with Spotify, Pandora all those guys, but then they have their own platform&nbsp;to surface that content.&nbsp;Then on the other hand, you have&nbsp;AT&amp;T, who&nbsp;actually owns&nbsp;a lot of these content production houses.&rdquo;&nbsp;</li>
	<li>&ldquo;I think a lot of these buzzwords will become reality. You had internet of things, AI, 5G, and I think what is happening right now is people are rethinking and reimagining a lot of these ideas and seeing what it really takes to bring these to the market in the next six months.&rdquo;&nbsp;</li>
</ul>

<p style="text-align:center"><a class="btn btn-s" href="https://soundcloud.com/user-802421075/mobile-insights-with-inmobi-qa-with-tejaswi-gautam-on-how-telcos-are-managing-during-covid-19" style="font-size:24px; border-radius: 25px; font-weight: normal;" target="_blank">LISTEN IN</a></p>

<h2>More Episodes&nbsp;Of&nbsp;Mobile Insights&nbsp;With&nbsp;InMobi&nbsp;&nbsp;</h2>

<p>Interested in listening to more interviews just like this one? Click the links below to tune in.&nbsp;&nbsp;</p>

<ul>
	<li><a href="https://www.inmobi.com/blog/2020/05/01/mobile-insights-with-inmobi-robyn-meyers-on-video-streaming-during-covid-19" target="_blank">Robyn Meyers On Video Streaming During COVID-19</a>&nbsp;&nbsp;</li>
	<li><a href="https://www.inmobi.com/blog/2020/04/24/mobile-insights-with-inmobi-jobie-tan-on-mobile-gaming-during-covid-19" target="_blank">Jobie Tan On Mobile Gaming During COVID-19&nbsp;</a>&nbsp;</li>
	<li><a href="https://www.inmobi.com/blog/2020/05/27/mobile-insights-with-inmobi-rajat-wanchoo-on-the-needs-and-requirements-of-todays-cmos" target="_blank">Rajat Wanchoo On The Needs of CMOs During COVID-19&nbsp;</a></li>
	<li><a href="https://www.inmobi.com/blog/2020/06/09/mobile-insights-with-inmobi-qa-with-kunal-nagpal-on-inmobi-exchange-and-in-app-programmatic-trends" target="_blank">Kunal Nagpal On&nbsp;InMobi&nbsp;Exchange And In-App Programmatic Trends</a>&nbsp;</li>
	<li><a href="https://www.inmobi.com/blog/2020/06/09/mobile-insights-with-inmobi-qa-with-bismit-bikash-boruah-on-ad-buying-trends-on-inmobi-exchange-during-covid-19" target="_blank">Bismit Bikash Boruah On Ad Buying Trends&nbsp;On&nbsp;InMobi&nbsp;Exchange During COVID-19</a>&nbsp;</li>
</ul>

<h3>About the Author/Interviewer&nbsp;&nbsp;&nbsp;&nbsp;</h3>

<p>Matthew Kaplan has over a decade of digital marketing experience, working to support the content goals of the world&rsquo;s biggest B2B and B2C brands. He is a passionate app user and evangelist, working to support diverse marketing campaigns across devices.&nbsp;</p>]]></description>
      <dc:subject><![CDATA[Media Consumption &amp; Trends, English (EN): inmobi.com,]]></dc:subject>
      
      <dc:creator><![CDATA[ Matt Kaplan,  Content Strategist  ]]></dc:creator>
      
      <dc:date>2020-06-24T08:49:00+00:00</dc:date>
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    <item>
      <title><![CDATA[InMobi + Meetrics: Strengthening Our Commitment to Viewability]]></title>
      <link>https://www.inmobi.com/blog/2020/06/23/InMobi-Meetrics-Strengthening-Our-Commitment-to-Viewability/</link>
      <guid>https://www.inmobi.com/blog/2020/06/23/InMobi-Meetrics-Strengthening-Our-Commitment-to-Viewability/</guid>
      <description><![CDATA[<p>We are pleased to announce our new partnership with Meetrics to offer more advertisers the transparency required to trust ad delivery data. With this new partnership, we are taking another step forward in strengthening our commitment towards measurement and verification of ad effectiveness.</p>

<p>As content consumption behavior and advertiser ad budgets increasingly shift to digital channels like mobile, viewability as a measure of ad effectiveness has evolved from something that&rsquo;s nice to have but hard to measure into a necessity. Independent ad viewability verification is now integral to any mobile in-app campaign. Meetrics is one of the first measurement vendors to be certified by the Media Rating Council for the measurement of display and video ad viewable impressions. This partnership opens opportunity for all our demand partners in Europe and across the globe to strengthen viewability measurement and optimize media spends with a trusted partner.</p>

<p>The addition of Meetrics to our panel of leading viewability measurement partners also reinforces transparency on the reach and the impact we deliver for our advertisers through InMobi Exchange. With this new partnership, our demand partners now have more choice in determining which of the many leading measurement partners InMobi works with they want to leverage for their in-app advertising campaigns.</p>

<p>Demand partners running campaigns on InMobi Exchange can now simply choose to measure their ad viewability via Meetrics. Alternatively, advertisers can also get started by appending Open Measurement SDK-enabled tags from Meetrics to their creatives.</p>

<p>&ldquo;Our partnership with Meetrics to support viewability on OM SDK in-app supply is a reflection of our continued efforts on providing trust and transparency to our customers. We look forward to working with Meetrics to help customers reach their viewability measurement goals at scale,&rdquo; says Saurav Dutta, Head of Ecosystem Development and Product Partnerships for InMobi.</p>

<p>&ldquo;We are happy to pioneer with InMobi in mobile marketing and advance quality and transparency on the market,&rdquo; remarked Manuel Koubek, Commercial Director at Meetrics. &ldquo;The consumption of mobile media is growing by the day which is why issues such as the measurability and transparency of the resulting ad space is more important than ever.&rdquo;</p>

<p>Trust and transparency are core to the foundation of InMobi Exchange. InMobi will continue to invest in measurement and safety partnerships to strengthen and safeguard brand safety, inventory quality and viewability for all our advertising partners. You will continue to hear from us as we roll out more such partnerships across the globe.</p>]]></description>
      <dc:subject><![CDATA[Announcements, Inside InMobi, English (EN): inmobi.com,]]></dc:subject>
      
      <dc:creator><![CDATA[ Team InMobi  ]]></dc:creator>
      
      <dc:date>2020-06-23T11:45:00+00:00</dc:date>
    </item>
  
    <item>
      <title><![CDATA[Why Your Political Digital Advertising Should be Driven by Mobile Apps]]></title>
      <link>https://www.inmobi.com/blog/2020/06/12/Why-Your-Political-Digital-Advertising-Should-be-Driven-by-Mobile-Apps/</link>
      <guid>https://www.inmobi.com/blog/2020/06/12/Why-Your-Political-Digital-Advertising-Should-be-Driven-by-Mobile-Apps/</guid>
      <description><![CDATA[<p>Television ads and Facebook may be the new default channels to reach voters, but for candidates, their political parties and other political advertisers like PACs, (especially those open to the benefits of political digital advertising) there is no better way to reach prospective voters than through mobile apps between now and Election Day in November.&nbsp;</p>

<p>With most voters still wary of large public gatherings and facing the lingering effects of the pandemic, mobile is the ideal platform as consumption continues to grow over the past many months. In fact, as travel remains subdued and TV consumption continues to shift towards subscription services like Netflix and Disney+, mobile apps outside of the walled gardens will provide the highest ROI.&nbsp;</p>

<h2>Top 4 Reasons Why Political Ad Spending Should Focus on Mobile Devices and Apps Beyond The Walled Gardens&nbsp;</h2>

<p>There are four key reasons why political advertisers should include independent mobile apps beyond Facebook and Google in their digital marketing campaigns:&nbsp;</p>

<h3>1) It&rsquo;s An Ideal, Data Driven Way to Target Voters&nbsp;</h3>

<p>Let&rsquo;s say your campaign is looking to reach voters of a certain demographic but you cannot know for sure with television what with a panel based approach allowing you to make only an educated guess about a show&rsquo;s audience. &nbsp;</p>

<p>With in-app advertising, however, you can be a confident that you&rsquo;re actually reaching your target audiences, thanks to the inherent data-driven approach to find audiences for custom needs. Apps come with a lot of data, and the ecosystem has promoted further integration of multiple other data sources to enrich the signals to target and measure the ROI of each campaign. &nbsp;&nbsp;</p>

<p>For example, a weather app can provide location information, while a social media app often provides basic demographic information. By combining these sources of information, ad exchanges are able to develop <a href="https://www.inmobi.com/audiences" target="_blank">unique, highly accurate audience segments</a> that political advertisers can leverage to reach their target constituencies with a high degree of confidence.&nbsp;</p>

<p>Furthermore, in-app targeting is consistently more accurate since it <a href="/blog/top-8-mobile-app-advertising-benefits" target="_blank">relies on mobile device IDs instead of third-party cookies</a>. Browser cookies, already on their way out, expire fairly quickly and so targeting is always harder. In comparison, mobile ad IDs are more static and thus more accurate over the long term.&nbsp;</p>

<h3>2) It&rsquo;s More Measurable Than TV Ads&nbsp;</h3>

<p>Who actually watches television ads? For each TV spot politicians run, how can they determine who watched it and for how long? After all, someone is just as likely to be looking at their phone or walking to the kitchen during a commercial break as they are to be watching an ad and really not paying attention to it.&nbsp;</p>

<p>TV networks and linear television measurement solutions providers often provide rough estimates, but they&rsquo;re never 100% accurate. Panels help, but again they&rsquo;re prone to error and rely on small sample sizes to draw broad conclusions. &nbsp;</p>

<p>In-app advertising solves this problem unlike any other screen. It&rsquo;s the most natural place for a user&rsquo;s attention, and all components of a campaign can be measured and tracked. Mobile app ecosystem offers comprehensive support for third-party measurement solutions to measure campaign effectiveness, across the marketing funnel - be it to measure viewability (based on OM SDK standards), audience reach metrics or any conversion metrics (for example&nbsp;lead generation).&nbsp;</p>

<h3>3) Mobile Advertising Platforms Enable You to Reach a Voter Base at Scale&nbsp;</h3>

<p>The average smartphone owner in the U.S. uses over 20 apps in an average month, according to eMarketer. Further, <a href="https://www.forbes.com/sites/johnkoetsier/2020/12/30/top-100-apps-of-2019-netflix-uber-spotify-google-pay-wish-and-more/#60baaa8c4ca0" target="_blank">consider these stats from 2019</a>. Last year, more than 250 million mobile game apps were downloaded and entertainment apps were downloaded well over 230 million times. Other categories, including dating apps, food and beverage apps, travel apps, shopping apps, health and fitness apps, finance apps and music and audio apps too were all downloaded tens of millions of times just in 2019. &nbsp;</p>

<p>In short, lots of people use lots of apps on any given day. People are beginning to spend more time using apps than watching television. For politicians, political parties and political action committees looking to target voters and talk to a mass audience, apps are the way to go today and independent apps are the perfect way to de-risk the strategy of reaching users on Facebook and be bound to their own rules of verification and measurement.&nbsp;</p>

<h3>4) Formats like Fullscreen Video Ads Ensure Brand Suitability, 100% Share of Voice&nbsp;</h3>

<p>For political advertisers, <a href="http://go.inmobi.net/the-current-state-of-brand-safety" target="_blank">brand safety and brand suitability</a> are critical. The last thing anyone running for office wants is to be inadvertently connected to an insensitive topic or to a misaligned message besides the advertisement. &nbsp;</p>

<p>But in the realm of in-app advertising, there are very easy alternatives to these kinds of issues. For starters, some ad formats inherently ensure that the advertiser has a total share of view when the ad is running. In particular, any full screen ad, by taking over the entire screen, functions similarly to a traditional TV ad. No matter what was seen before and after, it&rsquo;s clear that the ad is completely separated from the content.&nbsp;</p>

<p>Further, advertisers can always be selective in which kinds of apps their ads will appear. While apps that feature user-generated content can present issues, other types of apps, like news apps, are far more likely to be in line with a politician&rsquo;s message and advertising. And there are apps that will likely never present brand safety problems, like <a href="/blog/understanding-the-hyper-casual-game-market" target="_blank">hyper casual games</a> or <a href="/blog/who-uses-apps-to-learn-a-new-language" target="_blank">language acquisition apps</a>.&nbsp;</p>

<h2>Mobile Apps: The Best Way to Reach People Till the Election Day&nbsp;</h2>

<p>In-app advertising has long been ideal for brand advertisers, and those same advantages work for political advertisers too. In the months ahead, it behooves political action committees, parties and candidates to make the most of these opportunities.&nbsp;</p>

<p>Interested in exploring in-app advertising with InMobi? <a href="https://www.inmobi.com/company/contact/" target="_blank">Reach out today to learn more</a>. No matter what your needs are, InMobi can help.&nbsp;</p>

<h4>About the Author&nbsp;</h4>

<p>Matthew Kaplan has over a decade of digital marketing experience, working to support the content goals of the world&rsquo;s biggest B2B and B2C brands. He is a passionate app user and evangelist, working to support diverse marketing campaigns across devices. He also previously covered politics and government for the Daily News Tribune.&nbsp;</p>]]></description>
      <dc:subject><![CDATA[Advertising, Media Consumption &amp; Trends, English (EN): inmobi.com,]]></dc:subject>
      
      <dc:creator><![CDATA[ Matt Kaplan,  Content Strategist  ]]></dc:creator>
      
      <dc:date>2020-06-12T12:09:00+00:00</dc:date>
    </item>
  
    <item>
      <title><![CDATA[Marketing in the 'New Normal' needs Innovation; Cross-device Identity Graphs can help! ]]></title>
      <link>https://www.inmobi.com/blog/2020/06/12/marketing-in-the-new-normal-needs-innovation-cross-device-identity-graphs-can-help/</link>
      <guid>https://www.inmobi.com/blog/2020/06/12/marketing-in-the-new-normal-needs-innovation-cross-device-identity-graphs-can-help/</guid>
      <description><![CDATA[<p>The COVID outbreak has disrupted how consumers shop, businesses sell, and marketers communicate. We are all facing a pandemic of such proportions together for the first time; honestly never been real than ever and there are a lot of learnings to adopt. Considering how people and brands and their businesses are impacted, we are innovating our solutions to help marketers to navigate this new reality. We are <a href="/blog/partnering-with-industry-leaders-to-make-a-difference">committed to help brands</a> make the right decisions for their business in this challenging time.&#8203;</p>

<p>&nbsp;</p>

<p><strong>The Connected &lsquo;Device&rsquo; Consumer in a New Normal</strong></p>

<p>In the &lsquo;New Normal&rsquo; connected world, consumer behavior is changing drastically &ndash; indulgence in entertainment on demand, increased networking with people in their lives, adjusting to working remotely, and relying solely on shopping online amongst many other such new habits. Interestingly, the number of connected devices and the data transfer volume have increased. So has the media consumption &ndash; happening across a range of devices like the desktop to the laptop, tablet, connected TVs, albeit anchored on mobile.</p>

<p>&nbsp;</p>

<p>According to estimates from Cisco&rsquo;s Annual Internet Report (2018-2023) &ndash; the number of devices connected to IP networks is projected to climb to more than three times the global population by 2023, with 3.6 networked devices per capita. This means that brands should no longer continue to merely broadcast ads and influence consumers. A campaign put together for one media channel cannot be slapped onto another and is most likely to fail in engaging your target audience. Undoubtedly, the connected, multitasking, multimedia consumer expects a personalized communication irrespective of the device they are using at their end. Marketers need to unlock the potential to deliver personalized and consistent brand experiences across connected devices, while leveraging the potential of each device to its fullest.</p>

<p>&nbsp;</p>

<p><strong>Building Cross-device Identity Graphs using Mobile</strong></p>

<p>Fundamentally, mobile as a medium has a transformational potential as it primarily connects the media experiences across all the digital channels. Very similar to a remote control, it can manage how an individual goes about interacting with media, content, and information throughout the day. Which makes it a uniquely compelling medium to supercharge the brand&rsquo;s advertising potential. To make it real, tangible, and easy for marketers, the <a href="https://www.inmobi.com/audiences"><em>InMobi Audiences platform</em></a> continuously tracks these user behaviors to build <em>integrated "Cross Device Identity Graphs&rdquo;</em>, as per a privacy-first framework and unrelenting commitment to consumer transparency/ data compliance guidelines.&nbsp;</p>

<p>&nbsp;</p>

<p><img alt="cross device" src="https://go.inmobi.net/hubfs/Household%20targeting/Image-04.png" style="height:450px; width:800px" /></p>

<p style="text-align:center">Representation of an ID graph&nbsp;</p>

<p style="text-align:center">&nbsp;</p>

<p>Cross-device identity graphs assist in better segmentation of a fragmented population, thereby building a holistic view of an individual or the household. Marketers can therefore not only ensure consistent communications across devices but also enhance the experience based on their stage in the buyer journey. For example, an automobile manufacturer might see value in targeting the household while fashion apparel brands are looking for targeting a specific audience in the age group of 25 to 40-years. Essentially, the household is often the central focus for items purchased by multiple members of a residence and the individual for impulse shopping.</p>

<p>&nbsp;</p>

<p>&nbsp;</p>

<p>&nbsp;</p>

<p><a href="https://go.inmobi.net/hubfs/Household%20targeting/Image-01.png"><img alt="cross device advertising" src="https://go.inmobi.net/hubfs/Household%20targeting/Image-01.png" style="height:450px; width:800px" /></a></p>

<p>&nbsp;</p>

<p>The <a href="https://www.inmobi.com/audiences">InMobi Audiences platform</a> ingests Cross Device Identity Graphs to enrich its audience segments profile <a href="/blog/building-a-frictionless-consumer-experience-using-mobile">to ensure a frictionless consumer experience using mobile</a>. These device graphs leverage machine learning to analyze and classify data from various sources and create a unified dynamic view of consumer data; tightly coupled with activation through programmatic advertising and media buying.</p>

<p>&nbsp;</p>

<p><strong>Leveraging InMobi Cross-device Identity Graphs for Marketing</strong></p>

<p>&nbsp;</p>

<p>InMobi Cross Device Identity Graphs can be valuable for a range of marketing purposes as it offers cohesive customer journeys across devices and channels, including laser-focused targeting, research, and conversion attribution as power-packed media campaign use cases under the hood -</p>

<p><a href="https://go.inmobi.net/hubfs/Household%20targeting/Image-02.png"><img alt="cross device marketing" src="https://go.inmobi.net/hubfs/Household%20targeting/Image-02.png" style="height:450px; width:800px" /></a></p>

<p>Cookie to device id mapping allows to:</p>

<ul>
	<li>Identify users across devices (using cookie id), and create a segment of users who had shown interest on laptop/desktop and target them on handheld devices</li>
	<li>Proactively reach-out to users who have shown intent in a device agnostic approach</li>
</ul>

<p>&nbsp;</p>

<p>Household level targeting enables to:</p>

<ul>
	<li>Target households and not just unique users for higher conversions due to amplification effect&nbsp;</li>
	<li>Track effectiveness of a campaign using cross device conversions at household level<br />
	&nbsp;</li>
</ul>

<p>High intent audience prospect ensures that you:&nbsp;</p>

<ul>
	<li>Track users through their in-app journey</li>
	<li>Optimize campaigns and increase conversions by targeting the right audience and improving the creative experience</li>
	<li>Create cohorts of users who have earlier shown interest and retarget them</li>
</ul>

<p>&nbsp;</p>

<p>Cross device attribution helps:&nbsp;</p>

<ul>
	<li>Attribute user actions across various websites. For example: If a user views an ad on a mobile and later makes a purchase via his/her laptop, the solution allows brands to understand the source campaign driving this conversion</li>
	<li>Close the attribution loop from seeing In-app ads to m-web actions/ conversions</li>
</ul>

<p>&nbsp;</p>

<p>Finally, the most important question to answer is &ldquo;what&rsquo;s in it for the consumer?&rdquo; Mobile-based cross-device identity graphs can unlock the single biggest value-add for all of advertising, if the industry rises to the occasion and seeks to address the consumers&rsquo; expectation of a personalized experience, especially in a fragmented ecosystem.</p>

<p>&nbsp;</p>

<p>Wondering how to get started with Cross Device Graphs and Household targeting? <a href="https://www.inmobi.com/company/contact/">Contact us</a> or reach out to us at <a href="mailto:partner-solutions@inmobi.com">partner-solutions@inmobi.com</a>.</p>]]></description>
      <dc:subject><![CDATA[Acquiring New Users, English (EN): inmobi.com,]]></dc:subject>
      
      <dc:creator><![CDATA[ Dhrubajyothi Sarkar  ]]></dc:creator>
      
      <dc:date>2020-06-12T11:35:00+00:00</dc:date>
    </item>
  
    <item>
      <title><![CDATA[InMobi's Stance on Political Advertising in the U.S.]]></title>
      <link>https://www.inmobi.com/blog/2020/06/11/inmobis-stance-on-political-advertising-in-the-us/</link>
      <guid>https://www.inmobi.com/blog/2020/06/11/inmobis-stance-on-political-advertising-in-the-us/</guid>
      <description><![CDATA[<p>As the 2020 U.S. Presidential election begins to really get going, we at&nbsp;InMobi&nbsp;wanted to address how political advertising will work on&nbsp;<a href="https://www.inmobi.com/exchange" target="_blank">InMobi Exchange</a>&nbsp;and how&nbsp;we are taking&nbsp;multiple&nbsp;steps to ensure&nbsp;media&nbsp;campaigns&nbsp;are&nbsp;run&nbsp;responsibly.&nbsp;</p>

<p>For reference, we define political content as content that references a candidate, political party, elected or appointed government official, election, ballot measure or legislation.&nbsp;</p>

<p>Political and election ads can run on our open exchange&nbsp;globally&nbsp;but&nbsp;with some&nbsp;specific&nbsp;local law based restrictions. InMobi&rsquo;s&nbsp;demand partners are expected to comply with these restrictions.&nbsp;For example, New York state laws have specific donor disclosure and disclaimer requirements that advertisers need to comply with for state elections in New York.</p>

<p>Specifically,&nbsp;on the creatives themselves, media buyers need to&nbsp;ensure that the&nbsp;creatives used comply with locally acceptable legal and societal sensitivities.&nbsp;We want to make sure that all political ad creatives running on&nbsp;InMobi&nbsp;Exchange are appropriate for both end users and publishers.&nbsp;&nbsp;</p>

<p>To this effect, appropriate disclaimers and disclosure requirements must be adhered to by demand partners and publisher partners, as required by applicable laws. As an additional check point, these creatives will be reviewed by our ad operations team and only approved if&nbsp;they&nbsp;adhere to&nbsp;<a href="https://www.inmobi.com/content-guidelines-advertisers" target="_blank">InMobi&#39;s content guidelines</a>.&nbsp;</p>

<p>InMobi&nbsp;has zero tolerance for ads which could be considered as misleading, misrepresenting, hate speech, along with fake images and/or video,&nbsp;and/or such content that provokes violence. If an advertiser is determined to be involved in such&nbsp;unacceptable practices,&nbsp;we will reject the&nbsp;creatives, pause the&nbsp;campaigns immediately and&nbsp;suspend the&nbsp;advertiser in&nbsp;our&nbsp;system, pending any appeals and reviews.&nbsp;</p>

<p>Elections are always&nbsp;impassioned&nbsp;affairs with divergent opinions,&nbsp;and&nbsp;the&nbsp;2020&nbsp;national elections in the U.S.&nbsp;may prove to be no different. It is our goal to ensure fairness for all sides and to respect the needs and requirements of&nbsp;all of&nbsp;our diverse partners. As a media partner, we remain a neutral and un-biased channel for the distribution of appropriate campaign(s). If you have any questions or concerns, please don&rsquo;t hesitate&nbsp;<a href="https://www.inmobi.com/company/contact/">to reach out to us</a>.&nbsp;</p>]]></description>
      <dc:subject><![CDATA[Inside InMobi, Trust and Brand Safety, English (EN): inmobi.com,]]></dc:subject>
      
      <dc:creator><![CDATA[ Team InMobi  ]]></dc:creator>
      
      <dc:date>2020-06-10T22:48:00+00:00</dc:date>
    </item>
  
    <item>
      <title><![CDATA[Mobile Insights with InMobi: Q&A with Bismit Bikash Boruah on Ad Buying Trends on InMobi Exchange During COVID-19]]></title>
      <link>https://www.inmobi.com/blog/2020/06/09/mobile-insights-with-inmobi-qa-with-bismit-bikash-boruah-on-ad-buying-trends-on-inmobi-exchange-during-covid-19/</link>
      <guid>https://www.inmobi.com/blog/2020/06/09/mobile-insights-with-inmobi-qa-with-bismit-bikash-boruah-on-ad-buying-trends-on-inmobi-exchange-during-covid-19/</guid>
      <description><![CDATA[<p>COVID-19 has led the world into a new normal and almost all sectors of the economy were disrupted as restrictions were imposed. As a result, advertisers across verticals are pivoting brand awareness messaging to match consumer sentiments.&nbsp;</p>

<p>Now more than ever, the success of a digital campaign depends on addressing the most relevant audiences and driving the most relevant KPIs.&nbsp;&nbsp;</p>

<p>In this Q&amp;A, we chat with Bismit Bikash Boruah, Director, Programmatic Marketplace at&nbsp;InMobi, and&nbsp;look into&nbsp;changing trends we&rsquo;re seeing on&nbsp;InMobi&nbsp;Exchange our leading in-app exchange.&nbsp;<a href="https://soundcloud.com/user-802421075/mobile-insights-with-inmobi-qa-with-bismit-bikash-boruah-on-advertiser-trends-during-covid-19" target="_blank">Listen in to the 32-minute conversation today</a>!&nbsp;</p>

<p style="text-align:center"><a class="btn btn-s" href="https://soundcloud.com/user-802421075/mobile-insights-with-inmobi-qa-with-bismit-bikash-boruah-on-advertiser-trends-during-covid-19" style="font-size:24px; border-radius: 25px; font-weight: normal;" target="_blank">LISTEN NOW</a></p>

<p>&nbsp;</p>

<div><a href="https://soundcloud.com/user-802421075" style="color: #cccccc; text-decoration: none;" target="_blank" title="InMobi">InMobi</a> &middot; <a href="https://soundcloud.com/user-802421075/mobile-insights-with-inmobi-qa-with-bismit-bikash-boruah-on-advertiser-trends-during-covid-19" style="color: #cccccc; text-decoration: none;" target="_blank" title="Mobile Insights with InMobi: Q&amp;A with Bismit Bikash Boruah on Advertiser Trends During COVID-19">Mobile Insights with InMobi: Q&amp;A with Bismit Bikash Boruah on Advertiser Trends During COVID-19</a></div>

<h2>Key&nbsp;InMobi&nbsp;Exchange Insights&nbsp;February&nbsp;to May 2020&nbsp;</h2>

<h3>Gaming&nbsp;</h3>

<p>Spending in mobile gaming grew in May by 90% compared to February.&nbsp;</p>

<p><img alt="mobile games ad spend" src="https://go.inmobi.net/hubfs/Gaming-Graphs_v2.png" style="height:600px; width:1000px" /></p>

<p>Key Takeaways:&nbsp;</p>

<ul>
	<li>80% of the rise in spending was driven by casual gaming.&nbsp;</li>
	<li>Spends&nbsp;here are&nbsp;likely increased proportional to an increase in daytime gaming hours.&nbsp;</li>
	<li>Video continues to be the highest performing format for in-app.&nbsp;</li>
</ul>

<h3>QSR and Food Delivery&nbsp;</h3>

<p>Food delivery has seen a huge increase while QSR spending remains down.&nbsp;</p>

<p><img alt="Food Delivery ad spend" src="https://go.inmobi.net/hubfs/Delivery-Graphs_v2.png" style="height:600px; width:1000px" /></p>

<p>Key Takeaways:&nbsp;</p>

<ul>
	<li>As restaurants were forced to close, QSR advertising budgets significantly reduced in April.&nbsp;</li>
	<li>Food delivery brands aggressively increased spends and incorporated &ldquo;No Contact Delivery&rdquo; messaging.&nbsp;</li>
	<li>Traditional QSR brands have recently raised their spending to promote online and mobile app orders.&nbsp;</li>
</ul>

<h3>Social Media&nbsp;</h3>

<p>Spending for social platforms significantly dipped in March but quickly recovered, with May spending increasing by 83% since February.&nbsp;</p>

<p><img alt="Social Media ad spend" src="https://go.inmobi.net/hubfs/Social-Graph_v2.png" style="height:600px; width:1000px" /></p>

<p>Key Takeaways:&nbsp;</p>

<ul>
	<li>Dating apps maintained spends but creatives changed to reflect stay-at-home orders.&nbsp;</li>
	<li>Professional networks and those that were built around outdoor activities switched off&nbsp;the&nbsp;majority of their spend.&nbsp;</li>
</ul>

<h3>Hobbies and Interest&nbsp;</h3>

<p>Spending in this category has been up, with a 46% increase in May compared to February.&nbsp;</p>

<p><img alt="Hobbies and Interest ad spend" src="https://go.inmobi.net/hubfs/Hobbies-Graph_v2.png" style="height:600px; width:1000px" /></p>

<p>Key Takeaways:&nbsp;</p>

<ul>
	<li>Cooking-related activities steadily increased. As user engagement rates went up, smaller channels increased their spends for in-app.&nbsp;</li>
	<li>Health and&nbsp;fitness apps promoted at-home workouts and competed to maintain higher CPMs.&nbsp;</li>
</ul>

<h3>Entertainment&nbsp;</h3>

<p>Entertainment spending initially rose in March, slowed in April and increased sharply in May.&nbsp;</p>

<p><img alt="Entertainment ad spend" src="https://go.inmobi.net/hubfs/Ent-Graph_v2.png" style="height:600px; width:1000px" /></p>

<p>Key Takeaways:&nbsp;</p>

<ul>
	<li>Advertisers benefited as entertainment consumption on mobile and Connected TV increased.&nbsp;</li>
	<li>Video streaming platforms and music streaming services accounted for&nbsp;the majority of&nbsp;spending in this category.&nbsp;</li>
</ul>

<p style="text-align:center"><a class="btn btn-s" href="https://soundcloud.com/user-802421075/mobile-insights-with-inmobi-qa-with-bismit-bikash-boruah-on-advertiser-trends-during-covid-19" style="font-size:24px; border-radius: 25px; font-weight: normal;" target="_blank">LISTEN NOW</a></p>

<h2>More Episodes&nbsp;Of&nbsp;Mobile Insights With&nbsp;InMobi&nbsp;&nbsp;</h2>

<p>Interested in listening to more interviews just like this one? Click the links below to tune in.&nbsp;&nbsp;</p>

<ul>
	<li><a href="/blog/mobile-insights-with-inmobi-robyn-meyers-on-video-streaming-during-covid-19" target="_blank">Robyn Meyers On Video Streaming During COVID-19&nbsp;&nbsp;</a></li>
	<li><a href="/blog/mobile-insights-with-inmobi-jobie-tan-on-mobile-gaming-during-covid-19">Jobie&nbsp;Tan&nbsp;On&nbsp;Mobile Gaming During COVID-19&nbsp;</a>&nbsp;</li>
	<li><a href="/blog/mobile-insights-with-inmobi-rajat-wanchoo-on-the-needs-and-requirements-of-todays-cmos" target="_blank">Rajat&nbsp;Wanchoo&nbsp;On&nbsp;The&nbsp;Needs of CMOs During COVID-19&nbsp;</a></li>
	<li><a href="/blog/mobile-insights-with-inmobi-qa-with-kunal-nagpal-on-inmobi-exchange-and-in-app-programmatic-trends" target="_blank">Kunal Nagpal On&nbsp;InMobi&nbsp;Exchange And In-App Programmatic Trends&nbsp;</a></li>
</ul>

<h4>About the Author/Interviewer&nbsp;&nbsp;&nbsp;</h4>

<p>Matthew Kaplan has over a decade of digital marketing experience, working to support the content goals of the world&rsquo;s biggest B2B and B2C brands. He is a passionate app user and evangelist, working to support diverse marketing campaigns across devices.&nbsp;</p>]]></description>
      <dc:subject><![CDATA[Inside InMobi, Media Consumption &amp; Trends, English (EN): inmobi.com,]]></dc:subject>
      
      <dc:creator><![CDATA[ Matt Kaplan,  Content Strategist  ]]></dc:creator>
      
      <dc:date>2020-06-09T16:48:00+00:00</dc:date>
    </item>
  
    <item>
      <title><![CDATA[The State of Programmatic Video in Asia: Q1, 2020 Part 2]]></title>
      <link>https://www.inmobi.com/blog/2020/06/09/the-state-of-programmatic-video-in-asia-q1-2020-part-2/</link>
      <guid>https://www.inmobi.com/blog/2020/06/09/the-state-of-programmatic-video-in-asia-q1-2020-part-2/</guid>
      <description><![CDATA[<p>The demand for engaging video content is on the rise. An average mobile user <a href="http://go.inmobi.net/apac-programmatic-video">spends 84 minutes in a day engaging with videos</a>. As advertisers scale in-app advertising, programmatic video help capture the mindshare of viewers, providing them truly immersive brand experiences.</p>

<p>We delve into insights from the InMobi Advertising Platform to understand why In-App Programmatic Video advertising has become the front and centre focus for most advertisers. How has video engagement shifted across Asia? Which app categories are delivering the most engagement with programmatic videos? As a sequel to our blog on the <a href="/blog/the-state-of-programmatic-video-in-asia-q1-2020">video programmatic spends across Asia</a>, we unravel the performance of video programmatic ads in Southeast Asia, ANZ and India for the period between Q2, 2019 to Q1, 2020</p>

<h2>Programmatic Video Performance in Southeast Asia</h2>

<h3>1.Video Ads Deliver Higher Engagement</h3>

<ol>
	<li>Programmatic videos have delivered an increase in overall Click-Through Rate (CTR) by 3X compared to the aggregate overall CTR of other ad formats.</li>
	<li>When compared to banner ads, video ads deliver 4X higher engagement</li>
</ol>

<h3>2.Engagement Across Vertical Vs Horizontal Video Formats</h3>

<ol>
	<li>While spends on vertical videos are lesser than that of horizontal videos, vertical videos have higher impact. Engagement driven by vertical videos is 3X of horizontal videos.</li>
	<li>Vertical video ads recorded 7X times higher CTR over banner ads, while horizontal ads recorded 2.3X the CTR of banner ads</li>
	<li>Vertical videos offer 1.5X higher completion rates than horizontal videos</li>
	<li>Vertical ads offer 3X in terms of engagement from Q1, 2019 to Q2, 2020.</li>
</ol>

<h3>3.App Categories Driving Maximum Engagement</h3>

<ol>
	<li>The Entertainment category drives the most engagement followed by Finance, Technology, Food &amp; Drink apps.</li>
	<li>For Shopping, News, Finance, Food &amp; Drink categories, vertical video delivers 2X engagement over horizontal videos</li>
</ol>

<p>&nbsp;</p>

<p><img alt="mobile programmatic advertising" src="https://go.inmobi.net/hubfs/blg%201-1.png" style="height:443px; width:400px" /></p>

<p>Performance of Vertical and Horizontal Video in SEA</p>

<p>&nbsp;</p>

<h2>Programmatic Video Performance in ANZ</h2>

<h3>1.Video Ads Deliver Higher Engagement</h3>

<ol>
	<li>Programmatic videos are raising overall video Click-Through Rate (CTR) by 7.5X, compared to the aggregate CTR delivered by other ad formats.</li>
	<li>When compared to banner ads, video ads recorded 12X higher engagement</li>
</ol>

<h3>2.Engagement in Vertical Vs Horizontal Video Formats</h3>

<ol>
	<li>While spends on vertical videos are lesser than those of horizontal videos, vertical videos delivered maximum impact. Engagement of vertical videos is much higher with a CTR of 1.2X compared to horizontal videos.</li>
	<li>Vertical video ads recorded CTR 13.5X compared to banner ads while horizontal ads recorded 11X the CTR of banner ads</li>
	<li>Vertical ads have continued to increase by 37% in terms of engagement from Q1, 2019 to Q2, 2020</li>
</ol>

<h3>3.&nbsp;Apps Categories Driving Maximum Engagement</h3>

<ol>
	<li>The Entertainment category sees the highest engagement followed by Health &amp; Fitness, Technology, and Music apps.</li>
	<li>For Business and Food &amp; Drink categories, vertical video delivers 2X the engagement than horizontal videos</li>
</ol>

<p>&nbsp;</p>

<p><img alt="Programmatic Video" src="https://go.inmobi.net/hubfs/blg%202-1.png" style="height:427px; width:400px" /></p>

<p>Performance of Vertical and Horizontal Video in ANZ</p>

<p>&nbsp;</p>

<h2>Programmatic Video Performance in India</h2>

<h3>1.Video Ads Deliver Higher Engagement</h3>

<ol>
	<li>Programmatic videos are witnessing an increase in overall video Click-Through Rates (CTR) by 3.5X compared to the aggregate overall CTR of other ad formats.</li>
	<li>When compared to banner ads, video ads are seeing 4.5X higher engagement</li>
</ol>

<h3>2.Engagement in Vertical Vs Horizontal Video Formats</h3>

<ol>
	<li>While spends on vertical videos are lesser than those of horizontal videos, vertical videos delivered maximum impact. The engagement on&nbsp;vertical videos is much higher with CTR 2.3X of horizontal videos.</li>
	<li>With higher engagement delivered by vertical video formats, they also have recorded a rise in adoption. There&rsquo;s an increase in 51% of the adoption of vertical videos year on year.</li>
	<li>Vertical video also offers higher completion rates i.e. 1.5X higher than horizontal videos</li>
</ol>

<h3>3.Top Category Apps Engaging with Programmatic Video Content</h3>

<ol>
	<li>The Entertainment category sees the highest engagement followed by Finance, Food &amp; Drink, Education, and News.</li>
	<li>For Entertainment, News, Finance, Music &amp; Audio categories, vertical video delivers 2X the engagement than horizontal videos</li>
</ol>

<p>&nbsp;</p>

<p><img alt="video ads creative" src="https://go.inmobi.net/hubfs/blg%203.png" style="height:439px; width:400px" /></p>

<p>Performance of Vertical and Horizontal Video in India</p>

<p>&nbsp;</p>

<h2>Two Reasons for Brands to Leverage Programmatic Videos</h2>

<p>While we put forth <a href="/blog/the-state-of-programmatic-video-in-asia-q1-2020">three reasons to choose Programmatic ads</a> in the prequel, here are two more reasons why brands should choose programmatic video:</p>

<h2>Programmatic Ads accurately measure Brand and Sales Metrics</h2>

<p>Programmatic channels provide a transparent ecosystem for marketers to exactly measure how a creative, ad, or a campaign performed in real-time. Unlike traditional advertising, programmatic video is above the fold and gives an eagle&rsquo;s eye view of the metrics that enable marketers to make informed and impactful decisions.</p>

<h2>Programmatic Ads are Compliant to Regulatory Authorities</h2>

<p>Players in the in-app ecosystem (publishers, SSPs, DSPs) work with IAB to adhere to all privacy regulations, even as they evolve over time, just like mobile web and desktop. This ensures 100% compliance in terms of messaging, creatives, placements, and measurement, leaving no room for ad fraud and brand safety concerns.</p>

<p>&nbsp;</p>

<p>You can download the full APAC Programmatic Video report <a href="http://go.inmobi.net/en-in/apac-programmatic2020">here </a>&nbsp;</p>]]></description>
      <dc:subject><![CDATA[Consumer Research, Media Consumption &amp; Trends, English (EN): inmobi.com,]]></dc:subject>
      
      <dc:creator><![CDATA[ Team InMobi  ]]></dc:creator>
      
      <dc:date>2020-06-09T08:18:00+00:00</dc:date>
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    <item>
      <title><![CDATA[In-App Creative Basic Benchmarks for Performance Campaign Managers]]></title>
      <link>https://www.inmobi.com/blog/2020/06/01/in-app-creative-basic-benchmarks-for-performance-campaign-managers/</link>
      <guid>https://www.inmobi.com/blog/2020/06/01/in-app-creative-basic-benchmarks-for-performance-campaign-managers/</guid>
      <description><![CDATA[<p>When it comes to in-app advertising, creatives are crucial to the overall success of the campaign. Even the best strategy and targeting will all be for naught if the creatives fall flat or just don&rsquo;t resonate with target consumers.&nbsp;&nbsp;</p>

<p>This is especially the case with performance advertising. It&rsquo;s one thing to get someone to look at your ad in order to generate brand awareness; getting someone to click on that ad or engage with it in any way is another matter entirely.&nbsp;</p>

<p>Getting creatives right for in-app performance advertising is both an art and a science. But what does the data say? What do all of the best performance creatives have in common? That&rsquo;s what we wanted to find out.&nbsp;</p>

<p>InMobi&nbsp;studied millions of creatives throughout four months in 2019 to study the effect of ad specifications in in-app performance campaigns. Our goal was to study the effect of ad specs and the quality of render in performance campaigns.&nbsp;&nbsp;</p>

<p>Based on our findings, we have put together this initial overview for digital marketers. Before you run a campaign, make sure you&rsquo;re hitting these core points. We hope you find it useful!&nbsp;</p>

<h2>Key Findings&nbsp;</h2>

<p>So what does the data reveal? Here are our top six takeaways for performance marketers looking to run in-app advertising campaigns:&nbsp;</p>

<ol>
	<li>Roughly one in four creatives need to be scaled to some extent to fit into available ad slots.&nbsp;</li>
	<li>Between 8% and 10% of creatives that require scaling have image dimensions less than 75% of the slot dim.&nbsp;</li>
	<li>In total,&nbsp;<strong>around 12% of ad requests reviewed have mismatching slot and creative sizes.</strong>&nbsp;</li>
	<li>It&rsquo;s better to make a larger ad be smaller than it is to make a smaller ad be bigger. In fact,&nbsp;<strong>downsized creatives have click-through rates (CTRs) that were between 2x and 5x better than expanded creatives.&nbsp;</strong></li>
	<li>Mobile devices where the screen aspect ratio is greater than one yields the best CTRs overall.&nbsp;</li>
	<li>Artificial intelligence (AI) and machine learning (ML) algorithms are becoming increasingly sophisticated, and are largely successful in determining beforehand whether a creative will be successful or not. The research found a&nbsp;<strong>85% correlation between predicted and actual CTR.&nbsp;</strong></li>
</ol>

<h2>How Aspect Ratios Impact CTR&nbsp;</h2>

<p>In an ideal world, advertisers would have creative that perfectly fits every possible ad slot made available by publishers. We don&rsquo;t live in an ideal world though, and around&nbsp;<strong>25% of all creatives used need to be scaled in some respect.&nbsp;</strong></p>

<p>But how do creatives perform when they need to be scaled? Our data found that creatives perform best when their aspect ratio is less than one (i.e. they&rsquo;re wider than they are tall). In fact, these creatives performed better than ads where the aspect ratio&nbsp;equaled&nbsp;one (i.e. they were the perfect size for the ad slot). And,&nbsp;when a device has a density ratio of three, ads with an aspect ratio of less than one had CTRs that were 4x above benchmarks.&nbsp;</p>

<ul>
	<li>So what does this mean for marketers? We recommend keeping these points in mind:&nbsp;</li>
	<li>Downscale ads that are 1200x628 and use them in 568x320 slots.&nbsp;</li>
	<li>Creatives with an aspect ratio of 1.33 in 300x250 slots have higher than average CTRs.&nbsp;</li>
	<li>Ensure the aspect ratio is less than one when targeting devices with a density of three.&nbsp;</li>
	<li>In case the Slot Aspect ratio is not equal to Asset Aspect ratio, compare them on width, and strive for a ratio (Asset width / Slot width) as close to 1 as possible.&nbsp;</li>
</ul>

<h2>How to Properly Scale Individual Ad Creatives&nbsp;</h2>

<p>Let&rsquo;s conduct a quick thought experiment. You&rsquo;re an advertiser that only has perfectly square ad creative that&rsquo;s 600x600. You then have two potential ad slots to place this ad in: one is 300x300 and the other is 900x900. In this wacky hypothetical, are you better off placing your 600x600 ad in the slightly smaller placement or the slightly larger one?&nbsp;</p>

<p>According to our data, the answer to the above question is A. In fact,&nbsp;<strong>ads that are shrunk in size have CTRs that are, on average, between 2x and 5x&nbsp;greater than ads that are blown up to fit the slot.&nbsp;</strong></p>

<p>If you think about it for a moment, this makes sense. Shrinking an image won&rsquo;t have a dramatic impact on image clarity, but blowing up sure will. It&rsquo;s hardly surprising to discover that people are less likely to click on a blurry, pixelated ad creative.&nbsp;</p>

<p>For marketers, there are two key takeaways from this insight. For starters, just don&rsquo;t target slot sizes which require upscaling available creatives if at all possible, as it likely won&rsquo;t lead to anything good. And, be sure to always have on hand creatives with higher resolution or pixel density, to prevent the need to upscale. Ideally, work with partners like&nbsp;InMobi&nbsp;DSP that are averse to selecting a smaller creative to fit an ad slot.&nbsp;</p>

<h2>How Device Types Impact Performance&nbsp;</h2>

<p>It&rsquo;s important to note that the screen someone is using to see your ad directly impacts ad performance. The higher quality the screen, the better performance you&rsquo;ll see.&nbsp;</p>

<p>From a user perspective, this makes sense. If the screen isn&rsquo;t very good, then your ad won&rsquo;t look very good either. Would you rather watch television on an old set or on a 4K&nbsp;flatscreen&nbsp;TV? The same principle applies.&nbsp;</p>

<p>For marketers, this means targeting devices with high-quality screens whenever possible. Luckily, this is becoming less of an issue as just about all mobile devices on the market today (including budget-friendly devices) now offer high-quality screens.&nbsp;&nbsp;</p>

<p>While screen resolution is something to be mindful of, we don&#39;t advise advertisers to solely target them in any specific way over other devices, especially given that scale is the more important expectation.&nbsp;</p>

<h2>How to Use AI to Your Advantage&nbsp;</h2>

<p>In the recent past, few tech trends have received as much hype as AI/ML. This is largely why AI adoption in enterprise environments&nbsp;<a href="https://www.gartner.com/en/newsroom/press-releases/2019-01-21-gartner-survey-shows-37-percent-of-organizations-have" target="_blank">rose 270%</a>&nbsp;between 2016 and 2019, according to Gartner.&nbsp;</p>

<p>But has the promise of AI impacted mobile advertising? Our research points to an answer: a resounding yes.&nbsp;&nbsp;</p>

<p>As part of our research, we looked to see how predictive analytics technology could be used to preemptively determine whether or not a particular creative would be successful and not. And&nbsp;<strong>85% of the time, what the algorithms predicted a CTR would be actually came true.&nbsp;</strong></p>

<p>This is a huge insight, as testing is one of the most time-consuming and fraught components of creative deployment. But what our research shows is that much of the testing process, including manual and time-consuming A/B tests, can now largely be automated and replaced. Instead of waiting a week or more to determine which creative option performed best before wide deployment, ML algorithms powered by computer vision can provide key insights in a fraction of the time.&nbsp;</p>

<p>The current creative selection process for&nbsp;InMobi&nbsp;DSP uses AI too. It takes the past key performance indicators of each of the creatives and then develops a strategy to rank them accordingly and serves the best performing ones in most of the cases.&nbsp;&nbsp;</p>

<h2>How Marketers Can Improve Their Performance Creatives Today&nbsp;</h2>

<p>According to our research, there are a few key steps that performance marketers should take as soon as possible to improve their in-app advertising campaigns:&nbsp;</p>

<ol>
	<li>If you don&rsquo;t have a creative that perfectly fits an available ad slot, then make sure it&rsquo;s wider than it is tall.&nbsp;&nbsp;</li>
	<li>Never try to put a creative into an ad slot that&rsquo;s bigger than the creative. Shrinking a creative to fit an ad slot is fine though.&nbsp;</li>
	<li>Only target devices with high-quality displays.&nbsp;</li>
	<li>Use AI/ML to your advantage, so you&rsquo;re not as dependent on manual testing efforts like A/B tests.&nbsp;</li>
</ol>

<p>Ultimately, as always, it all comes down to the user experience. If your creative looks good and is easy to understand, then it&rsquo;s far more likely to yield good results for you. If it looks bad, is unclear or distorted, then it&rsquo;s not likely to lead to good results for you.&nbsp;</p>

<p>Looking to see results from your performance creatives? Be sure to&nbsp;<a href="https://www.inmobi.com/dsp" target="_blank">leverage InMobi DSP</a>&nbsp;for your mobile in-app needs.&nbsp;</p>]]></description>
      <dc:subject><![CDATA[Acquiring New Users, English (EN): inmobi.com,]]></dc:subject>
      
      <dc:creator><![CDATA[ Team InMobi  ]]></dc:creator>
      
      <dc:date>2020-06-01T10:45:00+00:00</dc:date>
    </item>
  
    <item>
      <title><![CDATA[Mobile Insights with InMobi: Q&A with Kunal Nagpal on InMobi Exchange and In-App Programmatic Trends]]></title>
      <link>https://www.inmobi.com/blog/2020/05/29/mobile-insights-with-inmobi-qa-with-kunal-nagpal-on-inmobi-exchange-and-in-app-programmatic-trends/</link>
      <guid>https://www.inmobi.com/blog/2020/05/29/mobile-insights-with-inmobi-qa-with-kunal-nagpal-on-inmobi-exchange-and-in-app-programmatic-trends/</guid>
      <description><![CDATA[<p>Welcome to another edition of Mobile Insights with&nbsp;InMobi! This is our new Q&amp;A series, where we sit down with leading mobile marketing and in-app advertising experts to get their take on the current state of the world.&nbsp;&nbsp;&nbsp;</p>

<p><em>Note: Want to listen to previous editions of Mobile Insights with&nbsp;InMobi? <a href="https://soundcloud.com/user-802421075" target="_blank">Head to&nbsp;our SoundCloud page for more</a>.&nbsp;</em></p>

<p>For this interview, I sat down with Kunal Nagpal, GM of&nbsp;Publisher Platform and Exchange&nbsp;at&nbsp;InMobi,&nbsp;on May 1.&nbsp;In this 23-minute conversation, we talked about the current state of&nbsp;<a href="https://www.inmobi.com/exchange" target="_blank">InMobi&nbsp;Exchange</a>, how different demand-side platforms are coping with COVID-19 and what brand marketing looks like today. <a href="https://soundcloud.com/user-802421075/mobile-insights-with-inmobi-qa-with-kunal-nagpal-on-inmobi-exchange-and-in-app-programmatic-trends" target="_blank">Tune in now to&nbsp;hear the whole conversation</a>!&nbsp;</p>

<p style="text-align:center"><a class="btn btn-s" href="https://soundcloud.com/user-802421075/mobile-insights-with-inmobi-qa-with-kunal-nagpal-on-inmobi-exchange-and-in-app-programmatic-trends" style="font-size:24px; border-radius: 25px; font-weight: normal;" target="_blank">LISTEN NOW</a></p>

<p>&nbsp;</p>

<div><a href="https://soundcloud.com/user-802421075" style="color: #cccccc; text-decoration: none;" target="_blank" title="InMobi">InMobi</a> &middot; <a href="https://soundcloud.com/user-802421075/mobile-insights-with-inmobi-qa-with-kunal-nagpal-on-inmobi-exchange-and-in-app-programmatic-trends" style="color: #cccccc; text-decoration: none;" target="_blank" title="Mobile Insights with InMobi: Q&amp;A with Kunal Nagpal on InMobi Exchange and In-App Programmatic Trends">Mobile Insights with InMobi: Q&amp;A with Kunal Nagpal on InMobi Exchange and In-App Programmatic Trends</a></div>

<h2>Full Interview Transcript</h2>

<p>MATT:&nbsp;</p>

<p>Hi everyone. Welcome to another edition of&nbsp;Mobile&nbsp;Insights with&nbsp;InMobi.&nbsp;As always, this is your esteemed&nbsp;host, Matt Kaplan from&nbsp;InMobi&#39;s&nbsp;marketing team, and today, very excited to have Kunal&nbsp;Nagpal&nbsp;join me. Kunal can you give everyone listening&nbsp;in&nbsp;a quick introduction?&nbsp;&nbsp;</p>

<p>KUNAL:&nbsp;</p>

<p>Sure thing, happy to be here Matt.&nbsp;Hi everyone.&nbsp;I am the GM for our exchange and publisher platforms. Basically means, I run the narrative of,&nbsp;what are we making? When do we make it? How do we take it to the market? And then once it&#39;s in&nbsp;the&nbsp;market,&nbsp;running that with the help of the different sales teams and the product teams.&nbsp;</p>

<p>MATT:&nbsp;</p>

<p>This is your, what, a month into this role, if memory serves me right?&nbsp;</p>

<p>KUNAL:&nbsp;&nbsp;</p>

<p>Yeah, just over a month. I used to run the client services unit before, which was basically&nbsp;our account management teams and our operations, everything from&nbsp;ad ops to creative services to&nbsp;the engineering, et cetera. I&#39;ve given over that into a couple of other different units as I moved into this new role.&nbsp;Yeah, just short a month and a half.&nbsp;</p>

<p>MATT:&nbsp;&nbsp;</p>

<p>And can&#39;t be a better time to start a new role with all of us stuck at home, right?&nbsp;</p>

<p>KUNAL:&nbsp;</p>

<p>Course. I mean, a whole new meaning to battlefield promotions.&nbsp;It&#39;s been a challenge, but&nbsp;I love challenges.&nbsp;It&rsquo;s&nbsp;good.&nbsp;&nbsp;</p>

<p>MATT:&nbsp;</p>

<p>So&nbsp;we&#39;re all stuck at home sheltering in place.&nbsp;What is your sheltering in place situation looking like these days?&nbsp;&nbsp;</p>

<p>KUNAL:&nbsp;</p>

<p>It&rsquo;s&nbsp;been&nbsp;complicated.&nbsp;On the one hand, I kind of feel like I&#39;m losing my sense of what is the right time to be working because I have a four&nbsp;year old at home and my wife also has a very, very busy schedule.&nbsp;So&nbsp;we&#39;ve sort of carved out parts of the house&nbsp;where she doesn&#39;t see me for a few hours. I don&#39;t see her for a few hours.&nbsp;&nbsp;</p>

<p>And you know, our daughter then&nbsp;has to&nbsp;be engaged&nbsp;by&nbsp;the two of&nbsp;us, and what that has meant is the hours&nbsp;are&nbsp;stretched.&nbsp;So&nbsp;I start pretty early.&nbsp;Anyway&nbsp;I started early for our global presence.&nbsp;I had to cover Asia time zones.&nbsp;Now I start early and then I take a break sometime in the evening, and then I sort of log back again in the night.&nbsp;&nbsp;</p>

<p>Yeah, it&#39;s been a challenge,&nbsp;definitely been&nbsp;a challenge, but I&#39;ve been noticing how my own usage of the apps have changed over time.&nbsp;Before we all went into shelter in place here in the Bay&nbsp;Area, I&nbsp;wasn&#39;t able to&nbsp;focus that much on, Hey I need to be a bit more conscious about my health.&nbsp;I should be thinking about&nbsp;e-education for my daughter,&nbsp;cause&nbsp;she goes to a preschool, but all those topics have now gotten a new meaning for us.&nbsp;&nbsp;</p>

<p>I used to listen to a lot of music before, just that was my&nbsp;way&nbsp;to focus&nbsp;at&nbsp;work, with some music in the background on my&nbsp;AirPods.&nbsp;Now, music&rsquo;s unfortunately gone out the window because there&rsquo;s always so much anyway going on. But I&#39;m using a lot more of my Peloton app. I&#39;m using a lot more of&nbsp;e-education for my daughter. So&nbsp;definitely lives&nbsp;change quite a bit, professionally and personally.&nbsp;</p>

<p>MATT:&nbsp;</p>

<p>Yeah, absolutely. That&#39;s a lot.&nbsp;What it means to focus, to balance work and home life, it&#39;s&nbsp;definitely all&nbsp;over the place, so good luck to you.&nbsp;&nbsp;</p>

<p>KUNAL:&nbsp;</p>

<p>Yeah, thanks.&nbsp;&nbsp;</p>

<p>MATT&nbsp;</p>

<p>In your new role, especially overseeing&nbsp;InMobi&nbsp;Exchange, which is a big part of our business in North America, what are the big trends that you&#39;re seeing right now as it relates to&nbsp;InMobi&nbsp;Exchange specifically, and really just to the programmatic in-app space more broadly right now?&nbsp;&nbsp;</p>

<p>KUNAL:&nbsp;</p>

<p>Yeah, it&#39;s a little bit funny. I went to school&nbsp;at&nbsp;UChicago&nbsp;and I&#39;m an&nbsp;econ&nbsp;guym&nbsp;and I remember professor after professor warning us that do not consider you as an individual as the average person and therefore try and extrapolate&nbsp;how life should be in any of the economic models. And yet,&nbsp;as I talked to friends and then I look at the data on our own exchange, I realize it&#39;s&nbsp;actually holding&nbsp;true.&nbsp;So&nbsp;on our exchange, we&#39;ve been seeing&nbsp;some very intuitive things.&nbsp;&nbsp;</p>

<p>A lot of our e-commerce advertisers have reduced their spends&nbsp;because they&#39;re just getting a lot of interest&nbsp;generally, as people stop going to the stores, they shift to online purchases, and if they shift on their own, then the need for an advertiser goes down to spend the money to get more users.&nbsp;&nbsp;</p>

<p>We&#39;ve seen that&nbsp;obviously,&nbsp;all travel advertising is down to zero.&nbsp;All hotels, all restaurants,&nbsp;all of&nbsp;that spending has been dramatically dropping. In fact,&nbsp;hotels&nbsp;is&nbsp;down to zero.&nbsp;</p>

<p>But on the other side,&nbsp;just like I&#39;m spending&nbsp;time and&nbsp;money on&nbsp;e-education for my daughter,&nbsp;e-education has become a huge aspect, and we&#39;re seeing many of these apps spending money on our exchange to create awareness in what&nbsp;has to be now a crowded field for the users.&nbsp;So that&#39;s gone up.&nbsp;</p>

<p>Econ, health and fitness app usage gone up.&nbsp;Spends and the users that we&#39;ve run some surveys on the users, those apps are doing&nbsp;pretty well.&nbsp;You&#39;ve seen podcasts slash music apps usage gone up. You know, some of those things that you would have expected as people spend more time at home,&nbsp;that has gone up.&nbsp;</p>

<p>Gaming is a huge increase. It has already seen a huge increase, which is again intuitive. If there are more people sitting at home and they can&rsquo;t&nbsp;do many of the things that they would have liked to do, like going out for dinner, going out for hikes, whatever&nbsp;activity they may have been indulging in before, now they&#39;re trying to pass away time&nbsp;with some more&nbsp;games, so gaming industry on the app side has seen unprecedented boom in both the users and the time spent on those apps.&nbsp;So yeah, those are sort of the broad things we have been seeing.&nbsp;</p>

<p>MATT:&nbsp;</p>

<p>&nbsp;Yeah, it&#39;s&nbsp;interesting. We all need to stay entertained and connected somehow.&nbsp;And&nbsp;mobile was, at least for me, filling that role beforehand. And in a way, I feel like this has just accelerated&nbsp;what I was already doing, and that sounds like I&#39;m not alone in that.&nbsp;&nbsp;</p>

<p>KUNAL:&nbsp;</p>

<p>Yeah. And you know, it&#39;s by no means a scientific poll, but I was talking to a few friends of ours, and&nbsp;before we all went to a shelter in place, I was increasingly very conscious about how much time I&#39;m spending on my phone.&nbsp;Both the Android and the iOS gives you those stats of how much time you spent in hours and minutes and in which app, et cetera. And I was very consciously trying to keep that down, with this hypothesis in my head that it&#39;s just not healthy to be spending so much time on the phone.&nbsp;</p>

<p>And yet after the shelter in place&nbsp;went&nbsp;in&nbsp;place&nbsp;the&nbsp;Bay Area, it&#39;s not just a question of I don&#39;t have a choice. I will have to spend more time on the phone as I get on calls with colleagues around the world. It&#39;s also actually now coming to my advantage because on my iPad now, my daughter is learning stuff.&nbsp;That will count towards my screen time.&nbsp;</p>

<p>I am spending time on a Peloton app. It will count towards the screen time, but I know I&#39;m&nbsp;actually being&nbsp;healthier by spending that time.&nbsp;So&nbsp;it&#39;s required a mindset shift also to be okay to spend more time on phones.&nbsp;&nbsp;</p>

<p>MATT:&nbsp;</p>

<p>Yeah,&nbsp;I think the whole idea of what a good balance in your life should look like is just inherently so much different now than what it was because what else were you supposed to do?&nbsp;</p>

<p>KUNAL:&nbsp;</p>

<p>Exactly.&nbsp;</p>

<p>MATT:&nbsp;</p>

<p>It&#39;s interesting that you spoke about some of the different trends that are happening&nbsp;on the advertiser side as far as which brands are in and aren&#39;t marketing right now,&nbsp;and all that&nbsp;certainly&nbsp;makes sense.&nbsp;&nbsp;</p>

<p>Kind of further down the buy side, if you will,&nbsp;I know that&nbsp;InMobi&nbsp;Exchange is connected to a lot of different DSPs,&nbsp;demand side platforms.&nbsp;And I&#39;m curious, how have they&nbsp;been reacting to the pandemic and what have you seen from them over the past, say,&nbsp;six weeks?&nbsp;</p>

<p>KUNAL:&nbsp;&nbsp;&nbsp;</p>

<p>I think you could probably break this down into the following sort of discrete paths. There are some large DSPs that invariably are acting like anybody who operate in oligopoly,&nbsp;where if you are large enough you will tend to attract more of the advertiser&nbsp;mindshare, especially in times like these.&nbsp;And&nbsp;so&nbsp;you have Google&nbsp;DV360. You have&nbsp;The&nbsp;Trade&nbsp;Desk, you have Amazon&#39;s&nbsp;A9,&nbsp;MediaMath, some of these players, and&nbsp;obviously you also have Verizon&nbsp;Oath in that list.&nbsp;&nbsp;</p>

<p>They are large DSPs and they&#39;ve always had a very large diversified pipeline of advertisers who always want to work with them, and so they are doing better&nbsp;than&nbsp;what you expected,&nbsp;all else equal. Because by virtue of their size, they&#39;re able to maintain&nbsp;the relationships, if&nbsp;not enhanced,&nbsp;with those advisors.&nbsp;They are doing relatively well.&nbsp;</p>

<p>Now&nbsp;having said that, the brand advertisers are not spending money, which again makes sense if you&#39;re going to sit at home, what&#39;s the point of me trying to sell you&nbsp;a new car or a new mattress?&nbsp;There&#39;s not a lot of buying that was going to happen, at least while you&#39;re inside the house, and maybe for a few more months.&nbsp;So&nbsp;brand dollars have uniformly dropped across the ecosystem and we&rsquo;ve&nbsp;seen the same. And so even these large advertisers are not immune to that.&nbsp;Sorry, these large DSPs are not immune to that.&nbsp;</p>

<p>Then you have&nbsp;sort of a second category, the smaller,&nbsp;medium business advisers who used to work through different DSPs. Those DSPs are now disproportionately hit.&nbsp;&nbsp;</p>

<p>SMBs are under huge stress right now. Their business is obviously hugely impacted by the shutdown in various&nbsp;states in the U.S.,&nbsp;but also they never had the financial&nbsp;strength&nbsp;to&nbsp;ride&nbsp;out and therefore continue to do many of the things that they would have liked to do in a normal situation.&nbsp;</p>

<p>What that means is any DSP that was overly concentrated on the SMB side is&nbsp;now&nbsp;hit more.&nbsp;Now I won&#39;t go into those names, but we&#39;ve seen those&nbsp;DSPs drop spends up to 70% in some cases.&nbsp;&nbsp;</p>

<p>The third sort of category of DSPs has been who did not necessarily work with&nbsp;SMBs, but&nbsp;were very vertical specific.&nbsp;Certain DSPs have always focused on the retail sector. Certain DSPs have focused on the travel sector. Certain DSPs have focused on location as their&nbsp;big focus.&nbsp;As you can imagine,&nbsp;all three of those aspects are now hugely impacted.&nbsp;&nbsp;</p>

<p>Stores are shut, so there&#39;s not much retail spending.&nbsp;Yes, retail brands are trying to move you to online, but&nbsp;A)&nbsp;not every brand has a great online presence, and B)&nbsp;even if they did, it&#39;s still requires&nbsp;a large supply chain that is impacted with workers at home.&nbsp;&nbsp;</p>

<p>Obviously&nbsp;travel is down to zero, so those DSPs are really, really struggling.&nbsp;In fact, we&#39;ve had some conversations with a couple of our partners that we have great relationships and&nbsp;they&rsquo;re not sure they will come out as&nbsp;standalone entities after this thing ends.&nbsp;And it&#39;s quite sad, but it is reality for them to live through.&nbsp;&nbsp;</p>

<p>And third, again, location. If everybody&#39;s going to be sitting at home, there&#39;s not a whole lot of location-based selling to be done. I can&#39;t sell you, as an advertiser, if you&#39;ve come to me&nbsp;and say, Hey I&#39;m a location-based&nbsp;DSP, let me give you this service to show how the users are going through to McDonald&#39;s or going through into a&nbsp;Gap store.&nbsp;</p>

<p>That is not happening anymore. The users are not going outside of their houses. So&nbsp;that&#39;s sort of a third category of DSP that we&#39;ve seen have, and they&#39;re very, very disproportionate impacted&nbsp;in these times.&nbsp;&nbsp;</p>

<p>On the other hand, and our final category of DSPs who focused on user acquisition around verticals like&nbsp;gaming or you have verticals like&nbsp;e-education, et cetera. All of those obviously are doing&nbsp;really well. And in that sense of having that spread of DSPs who&#39;ve had a diversified business across the spectrum for the exchange has really shown us the strength of a diversified portfolio, if that makes sense.&nbsp;&nbsp;</p>

<p>MATT:&nbsp;</p>

<p>Yeah, I think so.&nbsp;I think there&#39;s&nbsp;definitely going&nbsp;to be some players that are, as you mentioned, going to get a boost organically, just being who they are and what space they are. But for other app categories, there&#39;s now dozens of videos streaming apps that are out there.&nbsp;There&#39;s&nbsp;hundreds of games.&nbsp;And&nbsp;so&nbsp;I think you definitely would need&nbsp;a&nbsp;boost to, to capture mind share while&nbsp;you can in this moment.&nbsp;&nbsp;</p>

<p>KUNAL:&nbsp;</p>

<p>Yeah. Yeah, exactly.&nbsp;&nbsp;</p>

<p>MATT:&nbsp;</p>

<p>And&nbsp;of course&nbsp;complicating all the manners is just,&nbsp;there&#39;s a lot of people who are furloughed or out of work, and so&nbsp;they just aren&#39;t going to have the money to buy right now.&nbsp;</p>

<p>KUNAL&nbsp;&nbsp;</p>

<p>Yeah.&nbsp; That&#39;s an unfortunate reality, right?&nbsp;The latest number show like more than 30 million people in U.S.&nbsp;have now filed for unemployment. That&#39;s just a staggering amount of jobs lost.&nbsp;Not just 10% of the population, almost 10% but I think that&#39;s 20% of the working population.&nbsp;</p>

<p>That was never anticipated, ever. And I think the impact of that will be felt for many, many, many months, if not more than a couple of years. Hopefully it will bounce back faster, but it&#39;s just as a huge economic depression of the sort of consumer spending that goes down. And so&nbsp;obviously brands&nbsp;have to&nbsp;adjust to that new reality.&nbsp;</p>

<p>But conversely, as a normal human reaction, in times of extreme stress, you want to take your mind away from these things. And that&#39;s when you sort of seek refuge, quote in quote,&nbsp;in games, in meditation apps and some sort of fitness apps.&nbsp;And that sort of explains that other side of the behavior that we are seeing on the exchange.&nbsp;&nbsp;</p>

<p>MATT:&nbsp;</p>

<p>Sure, yeah. I think regardless of your economic situation, we&#39;re all stuck at home.&nbsp;There&#39;s only so much that we can do.&nbsp;Playing a game, streaming something, cooking something, learning a new language, it&#39;s all&nbsp;good ways for us to occupy our time.&nbsp;&nbsp;</p>

<p>KUNAL:&nbsp;</p>

<p>Yeah.&nbsp;Exactly&nbsp;</p>

<p>MATT:&nbsp;</p>

<p>Obviously,&nbsp;none of us will know really how long the pandemic will last, but if&nbsp;you had to gaze into the crystal ball as it were, do you see some of these trends continuing&nbsp;years down the line?&nbsp;Do you think things will pick up again by&nbsp;Q3? What&#39;s your prediction?&nbsp;</p>

<p>KUNAL&nbsp;</p>

<p>I think there are&nbsp;two sides to this. The first side is as a secular trend, we have been observing year on year how the time spent on mobile apps has been increasing, whether we are time spent on your laptops and even your Chrome or Safari browsers on the phones.&nbsp;</p>

<p>So that&#39;s not going to go anywhere. In fact, that only gets a boost in this time.&nbsp;Ask anyone how they&#39;re consuming their news. They&#39;re likely spending even less time on their laptop, on the news, but probably now have four news apps installed on their phone.&nbsp;So&nbsp;I think that that trend probably gets a boost.&nbsp;And that&#39;s just&nbsp;not something that will change.&nbsp;&nbsp;</p>

<p>The other side is&nbsp;these sort of spikes, so to say, like the gaming spike that we&#39;ve been observing. I think some of these spikes, if you look at the medium term&nbsp;(and I&#39;m defining median term, they&#39;ll say end of Q3)&nbsp;you will continue to see some&nbsp;sort of enhanced&nbsp;activity.&nbsp;&nbsp;</p>

<p>It will go down over time. A, as you know, these gaming companies also start focusing on retaining users versus just acquiring new users. And B, as we just talked about, like the economic impact comes into full force of unemployment, people will start conserving a lot more of their savings.&nbsp;And there are some very serious gamers out there.&nbsp;&nbsp;</p>

<p>But even beyond that, some of these streaming companies who&#39;ve seen a spike,&nbsp;fitness apps, music apps, you start&nbsp;adding up the subscriptions and it&#39;s not a small amount anymore. And&nbsp;so&nbsp;we think, at least&nbsp;by end of Q3, we will see some of that leveling happen, if&nbsp;not maybe a slight&nbsp;dip right after that. As the&nbsp;states reopen up properly, at least beyond&nbsp;Q3 as we look into that and plan for our own&nbsp;revenue, we&rsquo;re&nbsp;actually anticipating a dip in these categories, to make up for this huge sort of artificial bump up that happened over Q2&nbsp;and Q3.&nbsp;</p>

<p>So longer term I think&nbsp;app usage&nbsp;continues to grow.&nbsp;In fact,&nbsp;as&nbsp;we just recently launched our connected TV offering, that side is just&nbsp;growing by like 30, 40, 50% right now.&nbsp;As you were saying before, as more and more people stream&nbsp;and as they remain at home, it&#39;s again intuitive to imagine if I have to watch content, video content, and I&#39;m at home, I&#39;d rather watch it on a big screen versus&nbsp;even in my app.&nbsp;&nbsp;</p>

<p>That side is also&nbsp;booming&nbsp;and I think that&#39;s going to get even more of a boost.&nbsp;That&rsquo;ll&nbsp;probably mean&nbsp;more&nbsp;cable TV disconnects and more of these streaming apps, cause now people have,&nbsp;as you talked about 15 minutes earlier,&nbsp;as your work schedule is completely out of whack, it&#39;s even more important for people to watch content when they want to watch it versus what&#39;s coming linearly, pre-programmed by the cable network.&nbsp;So&nbsp;it was the kind of thing&nbsp;we&rsquo;re&nbsp;anticipating.&nbsp;&nbsp;</p>

<p>MATT:&nbsp;</p>

<p>Yeah. And&nbsp;of course&nbsp;a lot of the premium linear TV programming that people were paying for,&nbsp;sports in particular, isn&#39;t available anymore.&nbsp;&nbsp;</p>

<p>KUNAL&nbsp;</p>

<p>True, absolutely. Sports is off and even&nbsp;current&nbsp;programming is right now on hold in many, many places.&nbsp;So&nbsp;people are going to watch reruns and if they want to watch reruns, then they want to watch&nbsp;in a binge way, not waiting for a new episode every other week.&nbsp;&nbsp;</p>

<p>MATT:&nbsp;</p>

<p>And we certainly have time to binge.&nbsp;</p>

<p>KUNAL:&nbsp;</p>

<p>Exactly.&nbsp;</p>

<p>MATT:&nbsp;&nbsp;</p>

<p>Well,&nbsp;Kunal, it&#39;s been great chatting.&nbsp;Everyone, thanks for tuning in. Until next time.&nbsp;&nbsp;</p>

<p>KUNAL:&nbsp;</p>

<p>Thank you.&nbsp;</p>

<p style="text-align:center"><a class="btn btn-s" href="https://soundcloud.com/user-802421075/mobile-insights-with-inmobi-qa-with-kunal-nagpal-on-inmobi-exchange-and-in-app-programmatic-trends" style="font-size:24px; border-radius: 25px; font-weight: normal;" target="_blank">LISTEN NOW</a></p>

<h2>More Episodes of Mobile Insights with&nbsp;InMobi&nbsp;</h2>

<p>Interested in listening to more interviews just like this one? Click the links below to tune in.&nbsp;</p>

<ul>
	<li><a href="/blog/mobile-insights-with-inmobi-robyn-meyers-on-video-streaming-during-covid-19" target="_blank">Robyn Meyers On Video Streaming During COVID-19&nbsp;</a></li>
	<li><a href="/blog/mobile-insights-with-inmobi-jobie-tan-on-mobile-gaming-during-covid-19" target="_blank">Jobie&nbsp;Tan&nbsp;On&nbsp;Mobile Gaming During COVID-19&nbsp;</a></li>
	<li><a href="/blog/mobile-insights-with-inmobi-rajat-wanchoo-on-the-needs-and-requirements-of-todays-cmos" target="_blank">Rajat Wanchoo On The Needs of CMOs During COVID-19</a></li>
</ul>

<h3>About the Author/Interviewer&nbsp;&nbsp;</h3>

<p>Matthew Kaplan has over a decade of digital marketing experience, working to support the content goals of the world&rsquo;s biggest B2B and B2C brands. He is a passionate app user and evangelist, working to support diverse marketing campaigns across devices.&nbsp;</p>]]></description>
      <dc:subject><![CDATA[Inside InMobi, Products &amp; Tools, English (EN): inmobi.com,]]></dc:subject>
      
      <dc:creator><![CDATA[ Matt Kaplan,  Content Strategist  ]]></dc:creator>
      
      <dc:date>2020-05-29T18:15:00+00:00</dc:date>
    </item>
  
    <item>
      <title><![CDATA[Mobile Insights with InMobi: Rajat Wanchoo on The Needs and Requirements of Today's CMOs]]></title>
      <link>https://www.inmobi.com/blog/2020/05/27/mobile-insights-with-inmobi-rajat-wanchoo-on-the-needs-and-requirements-of-todays-cmos/</link>
      <guid>https://www.inmobi.com/blog/2020/05/27/mobile-insights-with-inmobi-rajat-wanchoo-on-the-needs-and-requirements-of-todays-cmos/</guid>
      <description><![CDATA[<p>Welcome to&nbsp;another&nbsp;edition of Mobile Insights with&nbsp;InMobi! This is our new Q&amp;A series, where we sit down with leading mobile marketing and in-app advertising experts to get their take on the current state of the world.&nbsp;&nbsp;&nbsp;</p>

<p>For this interview, I sat down with Rajat Wanchoo,InMobi&#39;s Global Head for Channel Partnerships and Enterprise GTM, to discuss how chief marketing officers and other marketing leaders are navigating the current situation. In this 20-minute conversation, we talked about&nbsp;why a mobile-first strategy is key even with consumers stuck at home, why it&rsquo;s not too late to begin the journey towards digital transformation&nbsp;and how businesses that develop a pandemic-proof business that leads to future success.&nbsp;<a href="https://soundcloud.com/user-802421075/mobile-insights-with-inmobi-qa-with-rajat-wanchoo-on-cmos-during-covid-19" target="_blank">Tune in today to hear the full conversation</a>!&nbsp;&nbsp;&nbsp;</p>

<p style="text-align:center"><a class="btn btn-s" href="https://soundcloud.com/user-802421075/mobile-insights-with-inmobi-qa-with-rajat-wanchoo-on-cmos-during-covid-19" style="font-size:24px; border-radius: 25px; font-weight: normal;" target="_blank">LISTEN NOW</a></p>

<p>&nbsp;</p>

<div><a href="https://soundcloud.com/user-802421075" style="color: #cccccc; text-decoration: none;" target="_blank" title="InMobi">InMobi</a> &middot; <a href="https://soundcloud.com/user-802421075/mobile-insights-with-inmobi-qa-with-rajat-wanchoo-on-cmos-during-covid-19" style="color: #cccccc; text-decoration: none;" target="_blank" title="Mobile Insights with InMobi: Q&amp;A with Rajat Wanchoo on CMOs during COVID-19">Mobile Insights with InMobi: Q&amp;A with Rajat Wanchoo on CMOs during COVID-19</a></div>

<h2>Top Quotes and Insights from Rajat&nbsp;</h2>

<ul>
	<li>
	<p>Among CMOs, there&rsquo;s been a &ldquo;drastic realization that mobile is the key to the kingdom of connected world.&rdquo;&nbsp;</p>
	</li>
	<li>
	<p>&ldquo;The CMOs who had a mobile-first strategy under their belt&nbsp;are staying afloat&nbsp;in this pandemic, whereas the other&nbsp;CMOs for whom&nbsp;mobile was an afterthought, we see those businesses&nbsp;are&nbsp;really struggling.&rdquo;&nbsp;</p>
	</li>
	<li>&ldquo;If you take demand-delayed category of businesses&nbsp;(which&nbsp;are&nbsp;the fixed-cost heavy businesses like retail, auto, telco, fashion, OEMs),&nbsp;we&nbsp;saw&nbsp;two kinds of CMO&nbsp;conversations&nbsp;here&nbsp;in past few months:&nbsp;<br />
	<br />
	First were those CMOs that already spent the last&nbsp;4-6&nbsp;years working with their digital agencies&nbsp;building&nbsp;a digital-first and a mobile-first business.&nbsp;And&nbsp;we&nbsp;can&nbsp;identify&nbsp;these CMOs&nbsp;by looking at the kind of work they are opening in front of&nbsp;us.&nbsp;For example, the way they have converged their&nbsp;MarTech&nbsp;and&nbsp;Ad Tech stacks,&nbsp;championed&nbsp;cross-device targeting, their mobile-first user intelligence platforms, software-defined&nbsp;infrastructure&nbsp;(optimized for mobile traffic), just brilliant -&nbsp;and most&nbsp;of these CMOs have survived&nbsp;because they were able to move their business from physical to mobile&nbsp;during COVID&nbsp;and get some oxygen back.&nbsp;&nbsp;<br />
	<br />
	But the second category of CMOs&nbsp;were those who were&nbsp;mainly&nbsp;undertaking&nbsp;incremental innovation of&nbsp;their legacy&nbsp;digital infrastructure and never&nbsp;paid full attention to&nbsp;building&nbsp;mobile-first&nbsp;outreach.&nbsp;You see those CMOs under a lot of stress, and their&nbsp;businesses almost nearing a shutdown.&nbsp;&nbsp;<br />
	<br />
	So bottom line is,&nbsp;this pandemic has&nbsp;brutally&nbsp;exposed&nbsp;the&nbsp;CMOs and CEOs&nbsp;who were&nbsp;actually building a digital-first&nbsp;and&nbsp;a mobile-first business versus those who were just brokering via third-party agencies and escaping the&nbsp;do-it-yourself&nbsp;rigor.&rdquo;&nbsp;<br />
	&nbsp;</li>
	<li>"Two categories of response strategies&nbsp;are emerging from&nbsp;the CDOs (chief digital officers). First are those CDOs who have been sitting on&nbsp;pretty large&nbsp;chunks of&nbsp;data on their consumers, audience personas, purchase habits, location,&nbsp;etc., but were&nbsp;not fully exploiting these assets to work for their core business.&nbsp;These CDOs are now aggressively asking&nbsp;our&nbsp;SI partners for&nbsp;deploying&nbsp;a soup-to-nuts&nbsp;monetization&nbsp;stack&nbsp;immediately. I think it&#39;s more like a SOS strategy rather&nbsp;a game plan, but this will become the status quo&nbsp;for 3-4 years.&nbsp;&nbsp;<br />
	<br />
	But the second kind of response strategy is&nbsp;pretty interesting.&nbsp;These are those CMOs&nbsp;who&nbsp;were a bit ahead in the club. They had rich omni-channel consumer data,&nbsp;intelligent&nbsp;CDP&nbsp;platforms&nbsp;and also&nbsp;a robust&nbsp;digital-first&nbsp;strategy in place to reach and transact with customers. Now, these specific CMOs are asking us how they can&nbsp;upgrade&nbsp;their current version of digital platforms, which were&nbsp;desktop-first,&nbsp;cookie-first&nbsp;platforms,&nbsp;to properly perform in the shelter-at-home market, which is primarily mobile-first and CTV-first&nbsp;market, and increasingly a&nbsp;cookieless&nbsp;world.&nbsp;<br />
	<br />
	So&nbsp;strong&nbsp;is this frenzy&nbsp;around making mobile the&nbsp;first channel,&nbsp;that some of the large banks we met recently,&nbsp;have started separate bank divisions&nbsp;that exists only on a mobile phone. With a totally separate logo branding and online ad tech platform. Same for insurance&nbsp;providers&nbsp;and also&nbsp;media&nbsp;giants.&nbsp;<br />
	<br />
	It&#39;s an exciting time for players like us who were built on mobile first ethos."&nbsp;<br />
	&nbsp;</li>
	<li>&ldquo;People are sitting at home. Mobile is the only channel that works like nothing else. And it&#39;s deterministic, cookie-free and&nbsp;always-on. Beat that using desktop or CTV.&nbsp;<br />
	<br />
	Interestingly, even the entertainment players, the OTT and streaming companies who have&nbsp;benefitted from the COVID home-stay,&nbsp;we were told,&nbsp;are having a tough time&nbsp;because there&#39;s suddenly a&nbsp;deluge&nbsp;of these&nbsp;OTT, social&nbsp;and gaming apps in front of you and&nbsp;premium OTT (SVOD/AVOD) brands are&nbsp;struggling to get more share of the consumer&rsquo;s prime time, so I think private marketplaces will start taking&nbsp;more center stage."&nbsp;&nbsp;<br />
	&nbsp;</li>
	<li>"Mobile is the only screen that&nbsp;today&nbsp;seamlessly extends&nbsp;what you are transacting on a desktop or&nbsp;what you&#39;re&nbsp;streaming on a CTV or tagging on social,&nbsp;or&nbsp;now with&nbsp;5G and IoT, whatever you will see on a connected car dashboard or on your connected fridge&nbsp;screen, your mobile&nbsp;knows that and&nbsp;sees that.&nbsp;Mobile&nbsp;knows your identity, location, what you&#39;re watching, your real-time cravings, purchases, searches. I think mobile is the only moment of truth right there in your pocket, which&nbsp;brands have learned&nbsp;during this COVID&nbsp;and&nbsp;exploring&nbsp;aggressively&nbsp;with us."&nbsp;<br />
	&nbsp;</li>
	<li>&ldquo;I think very specifically,&nbsp;even&nbsp;if you look at the&nbsp;FMCG, Insurance or high-end fashion&nbsp;brands,&nbsp;for&nbsp;whom mobile was just a channel to display their product and&nbsp;drive branding.&nbsp;They are now&nbsp;convinced&nbsp;about mobile as a&nbsp;core&nbsp;performance and&nbsp;distribution&nbsp;channel."<br />
	&nbsp;</li>
	<li>"InMobi, along with our SI partners, is working on several multi-system requirements for these CMOs, who are asking&nbsp;SIs&nbsp;everything from building their mobile-first architecture, to modernizing their underlying CDP assets, enriching their device graphs with our telco and mobile signals, and&nbsp;relooking at their retargeting strategy beyond the walled gardens in open-garden cross-device environment."&nbsp;<br />
	&nbsp;</li>
	<li>&ldquo;CMOs are increasingly wearing a chief digital officer hat more and more now."&nbsp;<br />
	&nbsp;</li>
	<li>&ldquo;So&nbsp;think traditional four P&#39;s of marketing. Those four&nbsp;P&rsquo;s&nbsp;are being&nbsp;completely re-thought&nbsp;in&nbsp;mobile-first world.&rdquo;&nbsp;<br />
	&nbsp;</li>
	<li>&ldquo;Most importantly a big&nbsp;undercurrent&nbsp;for Ad Tech is coming via&nbsp;5G, as the world&nbsp;will be extremely different for CMOs to execute it.&nbsp;In 4G&nbsp;there are only 7 billion mobile phones globally, and brands can&#39;t even fully harness that.&nbsp;With&nbsp;5G we will have 140 billion connected devices online, each throwing&nbsp;data, user signals,&nbsp;location, real-time purchases,&nbsp;preferences, transactions into your CDP. Can you manage that in that&nbsp;realm?&nbsp;The possibility for your brand to engage with the consumer&nbsp;in 5G&nbsp;is enormous, but your brand must think those possibilities must think of credibility.&rdquo;&nbsp;<br />
	&nbsp;</li>
	<li>&ldquo;Mobile is the only key that can continue a user journey across OOH, CTV, Desktop, in-app,&nbsp;your connected home devices seamlessly. You see all those things converging in mobile, so if you don&#39;t explore mobile from a performance perspective, you&#39;re losing a major&nbsp;hook.&ldquo;&nbsp;<br />
	&nbsp;</li>
	<li>&ldquo;We are in a pandemic situation where we have been&nbsp;forced to rethink everything. I think we must use this opportunity to open and embrace technologies and to bring more standardization around&nbsp;us, and&nbsp;be&nbsp;more compassionate and close to our consumers.&rdquo;&nbsp;</li>
</ul>

<p style="text-align:center"><a class="btn btn-s" href="https://soundcloud.com/user-802421075/mobile-insights-with-inmobi-qa-with-rajat-wanchoo-on-cmos-during-covid-19" style="font-size:24px; border-radius: 25px; font-weight: normal;" target="_blank">LISTEN NOW</a></p>

<h3>More Episodes of Mobile Insights with&nbsp;InMobi&nbsp;</h3>

<p>Interested in listening to more interviews just like this one? Click the links below to tune in.&nbsp;</p>

<ul>
	<li>
	<p><a href="/blog/mobile-insights-with-inmobi-robyn-meyers-on-video-streaming-during-covid-19" target="_blank">Robyn Meyers On Video Streaming During COVID-19&nbsp;</a></p>
	</li>
	<li><a href="/blog/mobile-insights-with-inmobi-jobie-tan-on-mobile-gaming-during-covid-19" target="_blank">Jobie&nbsp;Tan&nbsp;On&nbsp;Mobile Gaming During COVID-19&nbsp;</a></li>
</ul>

<h4>About the Author/Interviewer&nbsp;&nbsp;</h4>

<p>Matthew Kaplan has over a decade of digital marketing experience, working to support the content goals of the world&rsquo;s biggest B2B and B2C brands. He is a passionate app user and evangelist, working to support diverse marketing campaigns across devices.&nbsp;</p>]]></description>
      <dc:subject><![CDATA[Acquiring New Users, Understanding Consumers, English (EN): inmobi.com,]]></dc:subject>
      
      <dc:creator><![CDATA[ Matt Kaplan,  Content Strategist  ]]></dc:creator>
      
      <dc:date>2020-05-27T19:35:00+00:00</dc:date>
    </item>
  
    <item>
      <title><![CDATA[How COVID-19 Is Impacting Americans In May [Latest Mobile Survey Data] ]]></title>
      <link>https://www.inmobi.com/blog/2020/05/27/how-covid-19-is-impacting-americans-in-may-latest-mobile-survey-data/</link>
      <guid>https://www.inmobi.com/blog/2020/05/27/how-covid-19-is-impacting-americans-in-may-latest-mobile-survey-data/</guid>
      <description><![CDATA[<p>For many Americans, shelter in place orders are now in their third month &ndash; and&nbsp;many of us may&nbsp;be stuck at home for many weeks longer.&nbsp;At this point, how are adults feeling about the present situation, and how are their behaviors and situations evolving?&nbsp;&nbsp;</p>

<p>Since&nbsp;March, we have been surveyed Americans once a month&nbsp;(<a href="/blog/how-covid-19-is-impacting-americans-mobile-survey-data" target="_blank">click here to see the March survey results</a>, and <a href="/blog/how-covid-19-is-impacting-americans-in-april-latest-mobile-survey-data">here are the April survey results</a>)&nbsp;using&nbsp;InMobi&nbsp;Pulse,&nbsp;InMobi&rsquo;s&nbsp;mobile market research solution. For&nbsp;the May&nbsp;edition&nbsp;of this survey, we reached out to over 1,500 people across the country&nbsp;from May 7 to May 13, seeing how people of different genders and ages&nbsp;were reacting to the pandemic.&nbsp;&nbsp;</p>

<p>Here&rsquo;s what we uncovered.&nbsp;</p>

<h2>Top&nbsp;10&nbsp;Highlights:&nbsp;</h2>

<h3>Mobile&nbsp;and Apps:&nbsp;</h3>

<ul>
	<li>In May, 80% said they are spending more time on their mobile phone, up from 73% in March.&nbsp;</li>
	<li>43% in May said they are playing more mobile games, up from 40%&nbsp;in April.&nbsp;</li>
	<li>35% of Americans said they are streaming more TV now, up from&nbsp;25% in March.&nbsp;</li>
	<li>The share of Millennials who said they are using news apps more frequently increased by 11 percentage points between April and May.&nbsp;</li>
	<li>58% said they are using online conferencing tools for work in May, up from 48% in March.&nbsp;</li>
</ul>

<h3><img alt="Covid-19's impact on Digital Behavior" src="https://go.inmobi.net/hubfs/mobile-phone-usage-USA-May-2020-survey.png" /></h3>

<h3>Shopping&nbsp;and Commerce:&nbsp;</h3>

<ul>
	<li>56% said they&rsquo;re shopping more online. This is a notable increase from 34% in March who said the same thing.&nbsp;</li>
	<li>The share of Americans who have started ordering groceries online for delivery or pickup has gone up nine percentage points between March and May.&nbsp;</li>
	<li>The share of Millennials who said they&nbsp;have increased ordering food delivery or takeout went from 9% in April to 28% in May, a jump of 19 percentage points month over month.&nbsp;</li>
	<li>The share of Americans who have increased ordering food for delivery or pickup has gone up 10 percentage points between March and May.&nbsp;</li>
	<li>The share of people who said they are using shopping apps more frequently doubled between March and May.&nbsp;</li>
</ul>

<h2>COVID-19 and Mobile&nbsp;</h2>

<p>As&nbsp;InMobi&nbsp;is very much&nbsp;an app-first company, we&nbsp;are especially curious to see what role mobile devices are playing for Americans today. And the data shows that adults in the U.S.&nbsp;are&nbsp;turning to smartphones and tablets&nbsp;even more&nbsp;frequently these days.&nbsp;</p>

<p>In May, 80% said they are spending more time on their mobile phone, up from 73% in March. Women are more likely than men to say they are using their mobile phones more frequently now (83% vs. 78%), and usage is higher among people between the ages of 18 and 25 than for any other age group at 94%.&nbsp;&nbsp;</p>

<p>What specific apps are people&nbsp;turning to more frequently now? Gaming apps topped the list, with 43% saying they were playing mobile games more often; this is up from 40% in&nbsp;April.</p>

<p><img alt="Covid-19's impact on Gaming Apps" src="https://go.inmobi.net/hubfs/mobile-gaming-USA-May-2020-survey.png" />&nbsp;&nbsp;</p>

<p>Who specifically are playing mobile games more often? For starters, women are far more likely than men to say they&rsquo;re using gaming apps more (47% vs. 39%).&nbsp;Over half&nbsp;(51%)&nbsp;of people between the ages of&nbsp;26 and 35 said they&rsquo;re playing mobile games more frequently in May, but the biggest jump was among those 66 years old and older (31% in April vs. 43% in May).&nbsp;</p>

<p>Besides mobile games, Americans in May reported using social apps (30%), entertainment apps (25%), music apps (21%), news apps (19%) and communication apps (18%) more frequently. This shows that adults in the U.S. continue to&nbsp;prioritize entertainment and staying in touch with the outside world while sheltering in place.&nbsp;</p>

<p>Between April and May, fewer women, people with kids at home and people between the ages of 18 and 25&nbsp;reported using educational apps&nbsp;more frequently. As the school year winds down&nbsp;for many, it makes sense that usage of these apps would decline as well.&nbsp;</p>

<h2>COVID-19 and Social Distancing&nbsp;</h2>

<p>Are Americans staying at home? In May, 65% were avoiding leaving home unless necessary. This is up from March when 61% said this, but far down from the&nbsp;79% in April who said they were strictly avoiding others.&nbsp;</p>

<p>Men are less likely than women to strictly social distance (58% vs. 72% in May). Young people are less likely than older Americans to strictly avoid contact with others, with 55% of those between the ages of 18 and 35 taking this level of precaution now.&nbsp;</p>

<h2>COVID-19&nbsp;and&nbsp;Work&nbsp;</h2>

<p>Perhaps unsurprisingly, many Americans have been negatively impacted by the pandemic.&nbsp;In May, 22% said they were laid off or were furloughed, up from 17% in March and 20% in April. Similarly, the share&nbsp;of those who said they have gone from full-time to part-time employment has gone&nbsp;from 7% in March to 9% in April to 11% in May.&nbsp;In May, 62% of those who said they had been laid off or furloughed were previously making&nbsp;less than $50,000, and three-fourths of this group does not have kids at home.&nbsp;</p>

<p>Among those working, 36% are working from home. Back in March, only 31% of Americans we spoke to were working from home.&nbsp;</p>

<p>This has led to a rise in the use of teleconferencing apps, with 58% indicating that they are using online conferencing tools now&nbsp;&ndash; up from 48% in March. Zoom continues to be the most popular choice, with 30% of Americans using it more frequently now &ndash; up from&nbsp;24% in April and 13% in March. Other common conferencing solutions used in May include Microsoft Teams (17%), Cisco WebEx (11%) and Skype for Business (11%).&nbsp;</p>

<h2>COVID-19&nbsp;and Food&nbsp;</h2>

<p>When it comes to groceries, people are less likely to stock up now compared to past months. The share of respondents who said they bought enough groceries for a month went from 27%&nbsp;in April to 21% in May. And the share of people who said they have bought enough groceries for a few days went from 46% in March to 43% in April to 39% in May.&nbsp;&nbsp;</p>

<p>In May, men are more likely than women to be buying enough for a few days, while women were more likely to be buying enough for a month.&nbsp;We observed a similar breakdown in April as well.&nbsp;</p>

<p>There has been an increase in people ordering groceries online for delivery or curbside pickup. The share of Americans who are doing this has gone from 5% in March to&nbsp;10% in April to 14% in May.&nbsp;Americans between the ages of 26 and 35 (a.k.a&nbsp;Millennials) were the most likely age range to start buying groceries in this manner.&nbsp;</p>

<p>Still, grocery buying remains a critical way Americans are feeding themselves, with 30% saying they have started cooking at home as a result of the pandemic &ndash; up from 27% in March.&nbsp;Men were more likely than women to say they have just started cooking at home, and&nbsp;Millennials were likely than other generations to have just started cooking at home now.&nbsp;</p>

<p>Close&nbsp;to&nbsp;half (46%) of adults in the U.S. said they have been spending more money on groceries since the pandemic began, and this is up from 40% in April and&nbsp;37% in March.&nbsp;&nbsp;Among Gen Z survey respondents, 53% said they are spending more&nbsp;on&nbsp;groceries in May,&nbsp;up from&nbsp;39% in April.&nbsp;</p>

<p>In&nbsp;May,&nbsp;31% said they have reduced or stopped eating at restaurants. This makes sense, as restaurants remain closed throughout much of the country. But the share of Americans&nbsp;saying this has gone down from 37% in March to 34% in April to 31% this month.&nbsp;</p>

<h3>COVID-19 and Food Delivery&nbsp;</h3>

<p>Interestingly, 17% of Americans in May said they have reduced or stopped ordering takeout or delivery from restaurants. Still,&nbsp;this is down from April, when 20% said this.&nbsp;</p>

<p>This biggest month-over-month shift here occurred with people between the ages of 18 and 24. Among Gen Z survey respondents, the share who&nbsp;said they have reduced or stopped ordering takeout or delivery from restaurants went from 24% in April to 17% in May.&nbsp;</p>

<p>On the flip side, 17% said they have increased ordering food delivery or takeout, up from 10% in April and 7% in March.&nbsp;The share of Millennials&nbsp;who said they&nbsp;have increased ordering food delivery or takeout went from 9% in April to 28% in May, a jump of 19 percentage points month over month.&nbsp;</p>

<h2>COVID-19 and Shopping Behavior&nbsp;</h2>

<p>Despite the current economic situation in the U.S., people are increasing spending in some key categories. In May, 68% of adults said have increased some spending, which is up from 63% in&nbsp;April and 53% in March.&nbsp;Gen Z survey respondents were the most likely to say they have increased spending in some key categories, followed by Millennials.&nbsp;</p>

<p>Besides groceries,&nbsp;what else are Americans buying&nbsp;more of&nbsp;in May? Top categories include household care items (21%), entertainment (9%), beauty and personal care items (8%), pet supplies (8%) and Wi-Fi and mobile data plans (8%).&nbsp;&nbsp;</p>

<p>Some of the biggest jumps in spending occurred with Millennials. Here&rsquo;s how people aged 26 to 35 reported increasing spending between April and May:&nbsp;</p>

<p><img alt="Consumer buying behaviour" src="https://go.inmobi.net/hubfs/shopping-behavior-May-2020-USA.png" /></p>

<p>Still, many Americans have cut back on spending in other key areas. In fact, 84% report decreased spending to some extent in May, up from&nbsp;73% in March. As the economic conditions worsen, this figure may rise even further.&nbsp;</p>

<p>Who specifically&nbsp;is&nbsp;cutting back to some extent? Women were more likely than men&nbsp;to say they have decreased spending to some extent (85% vs. 83%), and younger people were more likely than older people to have said they were spending less these days.&nbsp;</p>

<p>How&nbsp;specifically are adults in the U.S. cutting back?&nbsp;What are they spending&nbsp;less on&nbsp;today?&nbsp;In May, travel topped the list (48%), followed by transportation&nbsp;(39%), clothing, shoes and jewelry (37%), entertainment (36%) and beauty and personal care (21%).&nbsp;&nbsp;&nbsp;</p>

<h3>COVID-19 and Online Shopping&nbsp;</h3>

<p>With many physical storefronts closed or only offering limited services, many&nbsp;consumers are turning to online channels to buy the things they want and need. This is hardly a new trend, as e-commerce has been growing in popularity for a long time in the U.S., but the sector is&nbsp;becoming further&nbsp;ingrained&nbsp;in American shopping habits of late.&nbsp;</p>

<p>According to our May survey results, 56% said they&rsquo;re shopping more online. This is&nbsp;a notable increase&nbsp;from 50% in April and 34% in March who said the same thing.&nbsp;</p>

<p>What specifically are Americans now buying online? The top categories in May were clothing, shoes and jewelry (17%), grocery (16%),&nbsp;household care items (14%) and beauty and personal care items (12%).&nbsp;&nbsp;</p>

<p>It is curious to see clothing, shoes and jewelry leading the pack, especially with so many people still stuck indoors.&nbsp;While&nbsp;this increase may be&nbsp;coming from people buying loungewear like athleisure and sweatpants, there may be other factors at play.&nbsp;</p>

<p>It is worthwhile to note that the people least likely to be strictly avoiding contact with others (people aged 18 to 35) are also the people most likely to say they are buying these kinds of items online more frequently. In fact, the share of Gen Z survey respondents&nbsp;(18-25)&nbsp;specifically who said&nbsp;they are buying more clothing, shoes and jewelry online has gone from&nbsp;8% in March to 18% in April to 27% in May.&nbsp;</p>

<h2>COVID-19 and Media Consumption&nbsp;</h2>

<p>What are people doing now to pass the time? A common pastime now is streaming TV, with 35% of people in May saying they&rsquo;re doing more of this now. This figure is up from 33% in April and 25% in March.&nbsp;&nbsp;</p>

<p>In particular, 45%&nbsp;of those with kids said they were streaming more TV in May, while 55% of Millennials (26 to 35) and 51% of Gen Z (18-25) said the same thing. This shows how connected TV and video-on-demand viewing is dramatically rising in popularity, especially with people&nbsp;stuck at home.&nbsp;</p>

<p><img alt="Covid-19's impact on Entertainment" src="https://go.inmobi.net/hubfs/Streaming-TV-USA-survey-May-2020.png" /></p>

<p>Just over a quarter of people&nbsp;(26%)&nbsp;said they are watching more live TV in May.&nbsp;The same percentage said they are listening more to music and/or the radio.&nbsp;</p>

<p>News consumption has shifted over time. In May, 30% said they were following the news more, but this is down from 33% in April and 38% in March. As the pandemic progresses, people may be less&nbsp;inclined to closely follow the news if they think they&rsquo;re hearing the same things&nbsp;over and over again.&nbsp;In fact, 16% of survey respondents in May reported using the internet to share news regarding the coronavirus&nbsp;&ndash; down from 20% in April and 27% in March.&nbsp;</p>

<h2>The Impact of COVID-19 on The Future&nbsp;</h2>

<p>Americans think that COVID-19 will impact their buying, shopping and entertainment behaviors for a long time. In May,&nbsp;40% said their behaviors will be altered for six months or longer, which is up from the 20% who said the same thing in April. Back in&nbsp;March, only 11% of Americans thought their behaviors would be impacted this long.&nbsp;</p>

<p>Indeed,&nbsp;back in March, 61% of adults in the U.S. said their behaviors would be impacted anywhere between two weeks and three months. The share of Americans saying the same thing in May was down to 32%.&nbsp;&nbsp;</p>

<p>Among women, 44% said in May that their behaviors would be impacted for six months or more,&nbsp;37% of men said the same thing. The most pessimistic Americans are those between the ages of 36 and 45 and those between the ages of&nbsp;56 and 65; among each of these cohorts, 18% in May said COVID-19 would impact their behaviors for at least a year if not longer.&nbsp;</p>]]></description>
      <dc:subject><![CDATA[Consumer Research, Media Consumption &amp; Trends, Understanding Consumers, English (EN): inmobi.com,]]></dc:subject>
      
      <dc:creator><![CDATA[ Team InMobi  ]]></dc:creator>
      
      <dc:date>2020-05-27T10:46:00+00:00</dc:date>
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    <item>
      <title><![CDATA[Identifying Target Audiences When Everyone is Sheltering in Place]]></title>
      <link>https://www.inmobi.com/blog/2020/05/21/identifying-target-audiences-when-everyone-is-sheltering-in-place/</link>
      <guid>https://www.inmobi.com/blog/2020/05/21/identifying-target-audiences-when-everyone-is-sheltering-in-place/</guid>
      <description><![CDATA[<p>During the present pandemic, the old ways of&nbsp;identifying target audiences&nbsp;for your&nbsp;marketing efforts&nbsp;may no longer cut it.&nbsp;All good&nbsp;marketing strategies&nbsp;need to be underpinned by quality data and insights, but how can you understand your target audience segments when&nbsp;many key behaviors and habits have shifted?&nbsp;</p>

<p><em>Note: This is the third and final post in a three-part blog series. As the COVID-19 pandemic spreads and dramatically disrupts life as normal, here are our thoughts on what our trusted customers and partners can do to weather the storm. To read the first <a href="/blog/why-understanding-consumers-in-the-moment-is-so-critical-right-now" target="_blank">post on understanding consumers today, click here</a>. You can check out the second <a href="/blog/Why-In-App-Marketing-is-So-Critical-Right-Now" target="_blank">post on why in-app marketing and advertising is critical right now here</a>.&nbsp;</em></p>

<p>For one, location data is not as powerful now as it used to be, since many people are not traveling as much as they used to. While this is changing in states that are beginning to lift their travel restrictions, many of&nbsp;those within your&nbsp;target markets&nbsp;across the nation are&nbsp;either still sheltering in place or not traveling as much as they used to in the past. Of course, the fact that there&nbsp;are&nbsp;fewer open&nbsp;places for people to go to as well contributes to this point.&nbsp;</p>

<p>In addition,&nbsp;media consumption behaviors are changing, which impacts the ability of both large and&nbsp;small businesses&nbsp;to understand their audiences.&nbsp;In the past, outlets like radio stations, television networks, print publications and transportation agencies would pass along basic demographic&nbsp;information on the&nbsp;group of people&nbsp;who subscribe, tune in, listen in, etc.&nbsp;But as media consumption has changed, not only are these outlets themselves less effective in terms of reach, but this basic data alone no longer cuts it.&nbsp;</p>

<p>And, of course, behaviors are changing right now too, which adds an extra wrinkle to&nbsp;identifying a target&nbsp;audience for your&nbsp;product or service.&nbsp;People <a href="/blog/how-covid-19-is-impacting-americans-in-april-latest-mobile-survey-data" target="_blank">are&nbsp;not going to physical locations</a>&nbsp;like grocery stores or pharmacies as often, and they are not&nbsp;going to restaurants or movie theaters&nbsp;either.&nbsp;People are also using e-commerce and delivery platforms more frequently, watching a lot more streaming content&nbsp;and using&nbsp;social media&nbsp;platforms more &ndash; and during different times of the day.&nbsp;&nbsp;</p>

<p>Between&nbsp;shelter&nbsp;in place restrictions and economic realities, what people are doing and how&nbsp;and what&nbsp;they are&nbsp;buying&nbsp;has changed dramatically.&nbsp;There&rsquo;s a reason that for many brands, what they are seeing on measurement platforms like&nbsp;Google Analytics&nbsp;now probably looks very different than it did even three months ago.&nbsp;</p>

<p>So&nbsp;what does this all mean for&nbsp;marketers?&nbsp;How can they understand their audiences today so they can effectively engage and acquire the right consumers during this new normal? Instead of relying on the old ways of doing things, we recommend that all marketers&nbsp;follow these five steps.&nbsp;</p>

<h2>Step 1:&nbsp;Define Your Target Audiences&nbsp;</h2>

<p>Defining your target&nbsp;audience is a crucial first step that cannot be ignored no matter what is happening in the world.&nbsp;This is a critical, foundational step that needs to be undertaken for any brand.&nbsp;</p>

<p>Now can be an ideal&nbsp;opportunity&nbsp;to really take the time to understand and identify the right audiences. With other marketing priorities like events&nbsp;being&nbsp;canceled or on pause right now, you&nbsp;may have extra time to dive into the data and develop a better understanding of your ideal audience segments.&nbsp;</p>

<p>But, do not assume that your target audience in January or February is the same as it should be today. With so much changing in the world right now, it is highly likely that the right audience&nbsp;for your brand may have shifted slightly over the course of the year.&nbsp;</p>

<p>Right now, mobile apps are a helpful source of audience data. Usage of many apps are on the rise, and&nbsp;<a href="/blog/covid-19-impact-on-mobile-user-behavior" target="_blank">a number of&nbsp;app categories have seen a growth in new installs since March</a>. As a result of this increased activity, apps can&nbsp;be a better source of knowledge that legacy media. Plus, by combining data from a variety of apps, marketers can develop a complete picture of their ideal audiences and understand how they are spending their time and what they care about in this unique moment in history.&nbsp;</p>

<h2>Step 2: Determine How&nbsp;Both&nbsp;Existing Customers&nbsp;and&nbsp;Potential Customers&nbsp;Have Changed Their Behavior&nbsp;</h2>

<p>Once you know who both your top existing customers are and who you want to go after in the immediate future,&nbsp;it is beneficial to see how specifically their behaviors have changed in the moment. Are they looking at their phones&nbsp;and&nbsp;other screens more frequently or at different times of the day? How has their economic situation changed, if at all? How are they learning about new products and services, and are they open to changing their buying behaviors and patterns? These are all critical&nbsp;questions to answer.&nbsp;</p>

<p>It is helpful at this stage to split up both existing and potential customers, to see if there&rsquo;s a delta between the two groups. Of course, it is more crucial than ever to both help grow the business and to reduce churn. It is possible that the people buying from you now are different in certain respects from those most likely to buy from you in the future, although marketers should take pains to understand both groups &ndash; and to meet the needs of both groups too.&nbsp;</p>

<h2>Step 3: Understand Your&nbsp;Target Customer&rsquo;s&nbsp;Pain&nbsp;Points&nbsp;Now&nbsp;</h2>

<p>What are your ideal&nbsp;audiences worried about right now? This is&nbsp;important&nbsp;to know, as fear and doubt have long been effective&nbsp;marketing messaging criteria. When you develop ads or&nbsp;create content&nbsp;for your&nbsp;content marketing&nbsp;efforts, it will be crucial to address these pain points.&nbsp;But&nbsp;you can&rsquo;t get to this stage if you do not understand what your target audiences are most worried about in this moment.&nbsp;</p>

<p>It is possible that passive data alone will not capture&nbsp;all of&nbsp;the information necessary here. If necessary, these kinds of data sources can be supplemented with more active sources like direct consumer surveys, which allow your target audience to directly tell you what they care about and what their&nbsp;pain points are right now.&nbsp;&nbsp;</p>

<p>Just make sure to capture this information in a quick and timely fashion, as needs and pain points can shift rapidly. Plus, the longer it takes you to gather the right information, the more time goes by before you can take direct steps to address the needs of your audiences.&nbsp;</p>

<h2>Step 4:&nbsp;Redefine Your Ideal&nbsp;Customer Base&nbsp;As&nbsp;Necessary&nbsp;</h2>

<p>At the moment, it can be tempting to think of consumer behavior before and after COVID-19. After all, starting in March was when we all had to shift our behavior&nbsp;in light of&nbsp;the virus&nbsp;and public health.&nbsp;&nbsp;</p>

<p>But this does not capture the&nbsp;full scale of what is really going on for your audiences. As reactions to the virus evolve and as what is both feasible and available to consumers changes, audience behaviors naturally change in lock step.&nbsp;&nbsp;</p>

<p>Plus, audience behaviors can vary wildly by where they live, what their economic situation is, who else is living with them, etc. For&nbsp;all of&nbsp;these permutations of your audience&nbsp;segments, behaviors and attitudes will invariably evolve over time. And as a marketer, it is critical to keep up with these changes.&nbsp;</p>

<h2>Step 5: Seek Out Help&nbsp;From&nbsp;the Right Experts for Your&nbsp;Marketing Campaigns&nbsp;</h2>

<p>It is critical to have the right data on hand to really understand your different audiences and what they&nbsp;actually care&nbsp;about today.&nbsp;However, many marketers do not have&nbsp;all of&nbsp;the data they might need. And&nbsp;even if they have the right information, parsing through it all to really understand the crux of the matter is no easy feat, especially for non-experts.&nbsp;</p>

<p>As Ringo Starr crooned many decades ago, it is beneficial to get by with a little help from your friends. The right expert on hand can provide both the knowledge necessary to really understand the right audience and the expertise to help sift through and make sense of available audience data.&nbsp;</p>

<p>There are many sources of knowledge out there, but few are as comprehensive,&nbsp;thorough and actionable as data from mobile apps. And in the mobile realm, first-party telco data is the holy grail of information sources, since it is frequently updated, highly accurate, precise and always on.&nbsp;</p>

<p>To find and reach&nbsp;<a href="https://www.inmobi.com/audiences" target="_blank">the right audiences for your marketing campaigns</a>, turn to&nbsp;InMobi.&nbsp;<a href="https://www.inmobi.com/company/contact/" target="_blank">Reach out today</a>&nbsp;to speak with one of our experts and learn more about how our mobile audiences are different.&nbsp;</p>

<h3>About the Author&nbsp;</h3>

<p>Matthew Kaplan has over a decade of digital marketing experience, working to support the content goals of the world&rsquo;s biggest B2B and B2C brands. He is a passionate app user and evangelist, working to support diverse marketing campaigns across devices. He is currently spending his free time watching too much TV and engaging in various cooking projects.&nbsp;</p>]]></description>
      <dc:subject><![CDATA[Acquiring New Users, Understanding Consumers, English (EN): inmobi.com,]]></dc:subject>
      
      <dc:creator><![CDATA[ Matt Kaplan,  Content Strategist  ]]></dc:creator>
      
      <dc:date>2020-05-21T08:09:00+00:00</dc:date>
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      <title><![CDATA[Why In-App Marketing is So Critical Right Now ]]></title>
      <link>https://www.inmobi.com/blog/2020/05/20/Why-In-App-Marketing-is-So-Critical-Right-Now/</link>
      <guid>https://www.inmobi.com/blog/2020/05/20/Why-In-App-Marketing-is-So-Critical-Right-Now/</guid>
      <description><![CDATA[<p>In the midst of&nbsp;literally everything happening in the world right now,&nbsp;in-app marketing&nbsp;may well be the last thing on your end &ndash; even if you&rsquo;re&nbsp;in the&nbsp;mobile app marketing&nbsp;space.&nbsp;But, if you want to have a direct connection with both current and&nbsp;potential users, then you need to have a high quality in-app marketing campaign&nbsp;in place today.&nbsp;This was true in the past, but it&rsquo;s especially the case today.&nbsp;</p>

<p><em>Note: This is the second post in a three-part blog series. As the COVID-19 pandemic spreads and dramatically disrupts life as normal, here are our thoughts on what our trusted customers and partners can do to weather the storm. To <a href="/blog/why-understanding-consumers-in-the-moment-is-so-critical-right-now" target="_blank">read the first post on understanding consumers today, click here</a>.&nbsp;</em></p>

<p>In this second post,&nbsp;we discuss while why marketers of all stripes need to reach consumers through&nbsp;mobile devices&nbsp;and what a good in-app marketing strategy&nbsp;looks like today.&nbsp;What do brands need to&nbsp;know.&nbsp;</p>

<h2>Understanding the In-App&nbsp;User Experience&nbsp;</h2>

<p>As we noted in the previous post in this series, it&rsquo;s critical to first and foremost understand the consumer and what they need right now. Once that has been established, you need to then speak directly to them through the media of choice.&nbsp;&nbsp;</p>

<p>And, increasingly, that is mobile &ndash; and by extension&nbsp;the close to 2&nbsp;million&nbsp;apps&nbsp;<a href="https://www.statista.com/topics/1002/mobile-app-usage/" target="_blank">now available</a>&nbsp;on the major app&nbsp;stores.&nbsp;April 2020&nbsp;<a href="https://www.emarketer.com/content/us-time-spent-with-media-2020?ecid=dfda7bcd4b86471fba0d362c1f4a962e" target="_blank">data from eMarketer</a>&nbsp;highlights this reality:&nbsp;</p>

<ul>
	<li>In 2020, close to a third of all media time will likely be devoted to mobile. In comparison, around 28% of all media time will go towards watching TV and around 15%&nbsp;towards desktop/laptop use.&nbsp;</li>
	<li>Americans are expected to spend just over three hours a day on average using smartphones, which represents a close to 14% increase from 2019 figures.&nbsp;</li>
	<li>Well over 90% of all time spent using a smartphone is devoted to apps.&nbsp;</li>
</ul>

<p>So&nbsp;what does this all show? In short, if you &ndash; as a marketer &ndash; want to reach consumers, then it&rsquo;s a good idea to do so through mobile apps.&nbsp;</p>

<p>This is especially the case with people across the world stuck at home right now. For example,&nbsp;<a href="/blog/how-covid-19-is-impacting-americans-in-april-latest-mobile-survey-data" target="_blank">in the U.S.,&nbsp;a huge chunk of the population reports</a>&nbsp;playing mobile games and using&nbsp;social&nbsp;media&nbsp;and communication apps more frequently in early April. Americans&nbsp;may have plenty of media options in the home, but mobile is still critical and used often.&nbsp;&nbsp;</p>

<p>For some marketers, this is a big shift. After all, reaching consumers effectively on a smartphone is very different than reaching someone through TV or even radio. How media is bought, measured&nbsp;and seen differs dramatically on these smaller digital devices.&nbsp;&nbsp;</p>

<p>But,&nbsp;it&rsquo;s a shift that marketers need to make &ndash; especially right now.&nbsp;&nbsp;</p>

<h2>What Quality In-App Campaigns Should Look Like&nbsp;</h2>

<p>Some brands have been laggards when it comes to in-app marketing. Why is that?&nbsp;</p>

<p>Historically, the goal of most in-app marketing campaigns was just to get someone to&nbsp;download your app&nbsp;and then&nbsp;engage with your app.&nbsp;As a result,&nbsp;in-app marketing was assumed to just cover&nbsp;tactics like&nbsp;app store optimization (ASO),&nbsp;push notifications&nbsp;(i.e. in-app messages&nbsp;spurring people to use the app or leave&nbsp;positive reviews)&nbsp;and ads with a strong&nbsp;call to action&nbsp;plus download-oriented&nbsp;landing page.&nbsp;&nbsp;</p>

<p>This isn&rsquo;t to say that all that isn&rsquo;t in-app marketing. In fact, for some brands, looking at who&nbsp;opened the app&nbsp;and left good&nbsp;app reviews is&nbsp;still key.&nbsp;</p>

<p>But,&nbsp;this isn&rsquo;t where in-app marketing starts and ends. In-app marketing can and should cover a lot more than all this. Even companies that don&rsquo;t have their own app and/or don&rsquo;t have&nbsp;performance-centric goals can still very much benefit from in-app marketing.&nbsp;</p>

<p><strong>Mobile apps can be a great vehicle for telling a branding story.&nbsp;</strong>Mobile-first ad formats like&nbsp;fullscreen&nbsp;videos with interactive end&nbsp;cards or rich media interstitials can be a great way&nbsp;for a brand to both reach an audience at scale and capture their attention.&nbsp;<a href="https://go.inmobi.net/hubfs/Wendys_CaseStudy.pdf" target="_blank">Wendy&rsquo;s is a great example</a>&nbsp;of how mobile marketing can drive and complement branding efforts.&nbsp;</p>

<p>Of course, as with anything else, the devil is in the details &ndash; especially today. It&rsquo;s critical to understand how consumers feel about advertising and what they expect from your messaging and your brand. Many of us are dealing uncertainty and anxiety right now, and the last thing any brands needs is to come across as tone-deaf during a pandemic.&nbsp;</p>

<p>As a final point, it&rsquo;s critical to take one step back and discuss why marketing at all is even necessary right now. After all,&nbsp;considering current economic and practical realities, does it make sense to try to&nbsp;spend limited budget to reach people who have little discretionary income.&nbsp;</p>

<p>But,&nbsp;it does make to still try and advertise if and when possible. Gaining mindshare is hard, but losing it is easy. Now is the time&nbsp;to reach and directly communicate with consumers.&nbsp;&nbsp;</p>

<p>Of course, it&rsquo;s critical to ensure these communications are done with the present&nbsp;conditions in mind. In this present moment, empathy and humanity are crucial.&nbsp;Ideally,&nbsp;the marketing&nbsp;will resonate so much that they will&nbsp;compel users to share&nbsp;that messaging.&nbsp;</p>

<h2>Benefits of In-App Marketing Today&nbsp;</h2>

<p>With everything happening in the world right now, brands may not see in-app marketing &ndash; or even marketing at all &ndash; as necessary right now.&nbsp;After all, the current situation in the world has had a dramatic impact both on the brands themselves and, of course, on all of us as humans.&nbsp;</p>

<p>But,&nbsp;brands will benefit from investing in in-app marketing right now. Not only is it an ideal way to reach audiences at scale, even with most of us at home, but it can help brands maintain mindshare&nbsp;and communicate directly with their target audiences.&nbsp;</p>

<p>Be sure to stay tuned to the third and final installment of this blog series, where we&rsquo;ll be talking about&nbsp;how brands can identify and understand their best audiences, even while just about everyone is at home.&nbsp;</p>

<h3>About the Author&nbsp;</h3>

<p>Matthew Kaplan has over a decade of digital marketing experience, working to support the content goals of the world&rsquo;s biggest B2B and B2C brands. He is a passionate app user and evangelist, working to support diverse marketing campaigns across devices. He is currently spending his free time watching too much TV and engaging in various cooking projects.&nbsp;</p>]]></description>
      <dc:subject><![CDATA[Advertising, Understanding Consumers, English (EN): inmobi.com,]]></dc:subject>
      
      <dc:creator><![CDATA[ Matt Kaplan,  Content Strategist  ]]></dc:creator>
      
      <dc:date>2020-05-20T08:14:00+00:00</dc:date>
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    <item>
      <title><![CDATA[Why Understanding Consumers in the Moment is So Critical Right Now ]]></title>
      <link>https://www.inmobi.com/blog/2020/05/19/why-understanding-consumers-in-the-moment-is-so-critical-right-now/</link>
      <guid>https://www.inmobi.com/blog/2020/05/19/why-understanding-consumers-in-the-moment-is-so-critical-right-now/</guid>
      <description><![CDATA[<p>How well are you&nbsp;understanding consumers&nbsp;right now, in this very moment? After all, even if you felt like you had your finger on the pulse of your customers (or your customer&rsquo;s customers)&nbsp;in January, that knowledge may not be totally relevant or helpful right now.&nbsp;</p>

<p><em>Note:&nbsp;This is the first of a new three-part blog series.&nbsp;As the COVID-19 pandemic spreads and dramatically disrupts life as normal,&nbsp;here are our thoughts on what our trusted customers and partners can do to weather the storm.&nbsp;</em></p>

<p>In this first post,&nbsp;we discuss how critical it is for brands to understand their consumers in as close to real-time as possible, as the nature of the COVID-19 pandemic changes quickly.&nbsp;How can brands use this time to get closer to their audiences,&nbsp;what kind of data they need and how to source this knowledge.&nbsp;</p>

<h2>How to Understand In-the-Moment&nbsp;Consumer Behavior&nbsp;</h2>

<p>No matter if a company is selling&nbsp;products, services or something else, it should understand what goes into&nbsp;purchase&nbsp;decisions.&nbsp;For example, when a&nbsp;consumer purchases&nbsp;a&nbsp;particular item, what&rsquo;s compelling her or him to make that&nbsp;decision?&nbsp;Is it based on price or convenience, or more on&nbsp;psychological factors&nbsp;like brand loyalty and perception?&nbsp;</p>

<p>And, at a more fundamental level, what does this consumer even look like? What is their&nbsp;age, gender&nbsp;and occupation? Where do they live and how much do they make in a typical year? What brands do they like?&nbsp;</p>

<p>It&rsquo;s easy to see the value in all this.&nbsp;Of course,&nbsp;all good brands want to confidently answer&nbsp;all of&nbsp;these questions. The problem, however, is in how brands historically collect data. And, these issues are especially pressing&nbsp;in light of&nbsp;the extent to which COVID-19 has upended all of our lives and livelihoods.&nbsp;</p>

<p>In the past, brands heavily relied on&nbsp;focus groups or data from rewards programs. Of late, many have turned to digital data sources like&nbsp;social media&nbsp;or&nbsp;email&nbsp;address lists. But, these sources of knowledge are either slow or incomplete. Focus groups, for example, can take months to complete, and these&nbsp;kinds of mass gatherings are banned in most places right now anyway.&nbsp;Opt-in email lists and reward programs are great sources of knowledge, but they are often limited.&nbsp;</p>

<p>So&nbsp;what&rsquo;s better? Ideally, brands should be gathering complete, real-time sources of knowledge, so they can&nbsp;know right away&nbsp;what their customers care about right now and what they expect from the brand in the moment.&nbsp;</p>

<h2>How to Use&nbsp;Consumer and&nbsp;Market&nbsp;Research&nbsp;to Inform&nbsp;Marketing Campaigns&nbsp;</h2>

<p>It&rsquo;s one thing to acknowledge the benefits of real-time data. But how can&nbsp;it&nbsp;be gathered and collated in an effective fashion? In this respect, mobile&nbsp;is often ideal.&nbsp;&nbsp;</p>

<p>In the realm of mobile, there are two key sources of knowledge that are worthwhile to focus in on. For one, telco data can highlight where a mobile device owner&nbsp;is located (since we carry own mobile devices with us all the time) and what they care about (which can be determined through app ownership and usage).&nbsp;Through this knowledge, brands can use app usage data to find out who&nbsp;their ideal audiences are and then target them where they are, both virtually and physically.&nbsp;</p>

<p>In addition,&nbsp;mobile devices can be a great source of customer perceptions. By running surveys through mobile apps, brands can both reach a wide audience and get insights very quickly.&nbsp;</p>

<p>It&rsquo;s easy to see how both sources of information can be valuable to brands in this present moment. We&rsquo;re all dealing with&nbsp;so much ambiguity in the world. But, through mobile, it&rsquo;s possible for brands to put their finger on the pulse of their consumers in the here and now, and to track behaviors and perceptions as the pandemic progresses in order to ensure <a href="https://www.candybar.co/blog/customer-loyalty-program/" target="_blank">brand loyalty</a>.&nbsp;</p>

<p>Be sure to stay tuned to the next installment of&nbsp;this blog series, where we&rsquo;ll be talking about why brands should shift to in-app marketing and how to make the most of mobile apps.&nbsp;</p>

<h3>About the Author&nbsp;</h3>

<p>Matthew Kaplan has over a decade of digital marketing experience, working to support the content goals of the world&rsquo;s biggest B2B and B2C brands. He is a passionate app user and evangelist, working to support diverse marketing campaigns across devices. He is currently spending his free time watching too much TV and engaging in various cooking projects.&nbsp;</p>]]></description>
      <dc:subject><![CDATA[Understanding Consumers, English (EN): inmobi.com,]]></dc:subject>
      
      <dc:creator><![CDATA[ Matt Kaplan,  Content Strategist  ]]></dc:creator>
      
      <dc:date>2020-05-19T09:19:00+00:00</dc:date>
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      <title><![CDATA[Americans are Turning to Apps for Entertainment During COVID-19 ]]></title>
      <link>https://www.inmobi.com/blog/2020/05/18/americans-are-turning-to-apps-for-entertainment-during-covid-19/</link>
      <guid>https://www.inmobi.com/blog/2020/05/18/americans-are-turning-to-apps-for-entertainment-during-covid-19/</guid>
      <description><![CDATA[<p>With most of us&nbsp;across the&nbsp;United States&nbsp;sheltering in place throughout March, April and May, we&rsquo;re turning to&nbsp;mobile apps for entertainment. While stuck at home, many are turning to their&nbsp;mobile devices&nbsp;(iPhone, iPad,&nbsp;Android devices, etc.) to&nbsp;watch&nbsp;movie and TV show&nbsp;content, play mobile games and otherwise keep themselves entertained.&nbsp;</p>

<p>But to what extent has the use of these kinds of&nbsp;mobile applications really changed of&nbsp;late?&nbsp;Which apps are Americans turning to,&nbsp;and&nbsp;who are specifically turning to&nbsp;streaming&nbsp;services&nbsp;and gaming apps&nbsp;to keep&nbsp;themselves&nbsp;entertained?&nbsp;That&rsquo;s what we wanted to find out.&nbsp;</p>

<p>For a better understanding of&nbsp;consumer behavior&nbsp;with mobile gaming and for streaming services, we ran two mobile surveys,&nbsp;<a href="/blog/how-covid-19-is-impacting-americans-mobile-survey-data" target="_blank">one in March</a>&nbsp;and&nbsp;<a href="/blog/how-covid-19-is-impacting-americans-in-april-latest-mobile-survey-data" target="_blank">one in April</a>. And for&nbsp;<a href="/blog/covid-19-impact-on-mobile-user-behavior" target="_blank">app install trends</a>&nbsp;for&nbsp;iOS and Android&nbsp;(Google Play&nbsp;Store and Apple&rsquo;s&nbsp;App Store),&nbsp;we reviewed insights from our first-party&nbsp;telco data.&nbsp;&nbsp;</p>

<p>Here&rsquo;s what we uncovered.&nbsp;</p>

<h2>Consumer Sentiment Around Entertainment&nbsp;</h2>

<p>As&nbsp;expected, our surveys in both March and April found that people are more inclined now to watch&nbsp;TV shows,&nbsp;play music, stream movies, play games on their phone and&nbsp;overall increase their entertainment&nbsp;app usage&nbsp;habits.&nbsp;In fact, between March and April, the share of survey respondents who said they were now spending more&nbsp;money&nbsp;on entertainment went up by three percentage points.&nbsp;</p>

<p><img alt="Covid-19's impact on Entertainment" src="https://go.inmobi.net/hubfs/entertainment-habits-covid19-mobile-survey-data-april.png" style="height:627px; width:1200px" /></p>

<p>In April, close to a quarter of Americans polled said they were watching more&nbsp;TV series&nbsp;and other similar content through cable or satellite, while a third said they were&nbsp;streaming more TV. Overall, 78% of survey respondents said they had changed their media consumption habits in some capacity since the pandemic began.&nbsp;</p>

<p><img alt="Covid-19's impact on Streaming Television" src="https://go.inmobi.net/hubfs/streaming-TV-habits-mobile-survey-data-april-covid19.png" style="height:627px; width:1200px" /></p>

<p>Apps and mobile devices (like the&nbsp;iPhone and Android-powered devices) are increasingly critical to&nbsp;feeding&nbsp;media consumption habits now. The April survey found that 21% were using music apps more frequently, while 25% were using entertainment apps more and 40% said they were playing mobile games more frequently.&nbsp;</p>

<p><img alt="Covid-19's impact on Gaming Apps" src="https://go.inmobi.net/hubfs/mobile-gaming-usage-survey-data-April.png" style="height:627px; width:1200px" /></p>

<h2>Reviewing&nbsp;the Most Popular Entertainment Apps During Shelter-in-Place&nbsp;</h2>

<p>In the video streaming space, the most popular apps were the major paid streaming video on demand players, namely Amazon Prime Video, Disney+ and Netflix. Between March 8 and March 15, week-over-week installs of the Disney+ app&nbsp;were&nbsp;up 46%, while week-over-week installs of the&nbsp;Netflix app&nbsp;were up 55% between March 22 and March 29.&nbsp;</p>

<p><img alt="Paid Entertainment Apps" src="https://go.inmobi.net/hubfs/Paid-entertainment-app-installs-March-2020-InMobi-COVID19.jpg" /></p>

<p>Ad-supported video-on-demand services saw some growth during&nbsp;certain&nbsp;weeks, but their growth overall wasn&rsquo;t as strong nor as consistent as it was for the three&nbsp;previously mentioned&nbsp;apps.&nbsp;For example, while week-over-week installs of the&nbsp;Tubi&nbsp;app were up 18% between March 8 and March 15, week-over-week installs dropped 10% the following week.&nbsp;&nbsp;</p>

<p><img alt="Ad Supported Entertainment Apps" src="https://go.inmobi.net/hubfs/Ad_Supported-entertainment-app-installs-March-2020-COVID19-InMobi.jpg" /></p>

<p>Across the&nbsp;major video&nbsp;apps&nbsp;that run ads, usage&nbsp;(which we measure&nbsp;through recorded ad impression opportunities)&nbsp;spiked around March 18. It&nbsp;has declined somewhat&nbsp;from that high point, but it&nbsp;has&nbsp;more or less&nbsp;stayed&nbsp;roughly consistent since then.&nbsp;</p>

<p>In the mobile gaming space,&nbsp;major publishers like Zynga, Activision and Electronic Arts&nbsp;saw installs of their top apps rise in March. And, usage of apps like&nbsp;Worsdcapes&nbsp;and Words with Friends rose notably in March as well.&nbsp;</p>

<h2>Understanding Entertainment App Users Today&nbsp;</h2>

<p>How are the people installing and using these various entertainment apps in March different from those utilizing these mobile apps during the first two months of the year?&nbsp;In both the streaming video and mobile gaming spaces, there are some notable differences.&nbsp;</p>

<p>On the video side, app owners&nbsp;in March, compared to the beginning of 2020,&nbsp;are slightly more likely to be female, although&nbsp;the majority of&nbsp;app owners throughout the year are still male.&nbsp;They&rsquo;re also&nbsp;more likely in March to be between the ages of 26 and 55 and not White.&nbsp;</p>

<p>On the mobile gaming side, app owners were more likely to be&nbsp;female in March. Also,&nbsp;March app owners were more likely to be between the ages of&nbsp;26 and 55, with annual incomes between $75,000 and $150,000.&nbsp;</p>

<h2>Identifying and Engaging Entertainment Enthusiasts Today&nbsp;</h2>

<p>Both before and during the pandemic, Americans sought out various forms of entertainment. As options narrow, though, what can&nbsp;brands&nbsp;in the entertainment space do to&nbsp;identify and target the right individuals right now?&nbsp;</p>

<p>For one, location data can help. Even though no one is visiting places like amusement parks, movie theaters or stadiums right now, it&rsquo;s possible to see who was previously going to these locations over the past six or nine&nbsp;months and then seeing what kinds of apps these audiences are using now.&nbsp;</p>

<p>In addition&nbsp;to targeting by basic demographics like age and gender,&nbsp;brands can use mobile-first behavior to develop and&nbsp;leverage unique audience segments. Here are a few examples:&nbsp;</p>

<ul>
	<li>Cord cutters&nbsp;</li>
	<li>Entertainment enthusiasts&nbsp;</li>
	<li>Sports fans&nbsp;</li>
	<li>Casual gamers&nbsp;</li>
	<li>Word game enthusiasts&nbsp;</li>
</ul>

<p>Learn more about how&nbsp;<a href="https://www.inmobi.com/audiences" target="_blank">custom mobile-first audience segments</a>&nbsp;can be combined with mobile messaging to boost brand performance today.&nbsp;<a href="https://www.inmobi.com/company/contact/" target="_blank">Reach out now for more information and to get started</a>.&nbsp;</p>]]></description>
      <dc:subject><![CDATA[Media Consumption &amp; Trends, Understanding Consumers, English (EN): inmobi.com,]]></dc:subject>
      
      <dc:creator><![CDATA[ Team InMobi  ]]></dc:creator>
      
      <dc:date>2020-05-18T07:29:00+00:00</dc:date>
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      <title><![CDATA[Understanding Online Grocery Shoppers and Food Delivery App Users During COVID-19 ]]></title>
      <link>https://www.inmobi.com/blog/2020/05/15/Online-Grocery-Shoppers-Food-Delivery-App-Users-Covid-19/</link>
      <guid>https://www.inmobi.com/blog/2020/05/15/Online-Grocery-Shoppers-Food-Delivery-App-Users-Covid-19/</guid>
      <description><![CDATA[<p>These days, more and more&nbsp;grocery shoppers are&nbsp;online grocery shoppers. And, a lot of this&nbsp;grocery ordering&nbsp;during the present pandemic&nbsp;is happening through apps.&nbsp;</p>

<p>It&rsquo;s not hard to see why these&nbsp;grocery delivery services&nbsp;are replacing the in-person&nbsp;trip to the grocery store&nbsp;for everyone from big city dwellers in New&nbsp;York City&nbsp;and&nbsp;Washington D.C.&nbsp;to suburbanites and&nbsp;small town&nbsp;residents.&nbsp;After all, why bother waiting in crowded lines both outside and inside the store when you can get your&nbsp;groceries online&nbsp;and then have&nbsp;home delivery? It&rsquo;s easy to see the appeal of online grocery shopping today.&nbsp;</p>

<p>Of course,&nbsp;online orders&nbsp;for&nbsp;fresh produce,&nbsp;gluten-free&nbsp;snacks,&nbsp;paper goods and more are nothing new. But, thanks to COVID-19 and a host of other factors, digital grocery shopping has never been hotter.&nbsp;</p>

<p>To see just how the space was changing and evolving&nbsp;in March and April 2020, we looked at the data.&nbsp;Specifically,&nbsp;InMobi&rsquo;s&nbsp;Intelligence&nbsp;Solutions build a holistic understanding of consumers across data sources ranging from&nbsp;InMobi&nbsp;Exchange, which reaches 1.6 billion users globally, to first-party telco data to stated feedback directly from the customers.&nbsp;</p>

<h2>Charting the Growing Popularity of Online Grocery Shopping&nbsp;</h2>

<p>Despite everything happening in the world, Americans report spending more money &ndash; and more money online &ndash; on groceries. In surveys&nbsp;InMobi&nbsp;ran in both March and April, this was a clear trend.&nbsp;</p>

<p>In particular, when&nbsp;we polled more than 1,500 adults in the U.S. in early April,&nbsp;<a href="/blog/how-covid-19-is-impacting-americans-in-april-latest-mobile-survey-data" target="_blank">40% of them said they were spending more on groceries</a>.&nbsp;And,&nbsp;<a href="/blog/how-covid-19-is-impacting-americans-mobile-survey-data">between March</a>&nbsp;and April, the percent of survey respondents&nbsp;who said they are buying groceries online jumped up by five percentage points.&nbsp;</p>

<h2>Charting&nbsp;The&nbsp;Growth of Third-Party Food&nbsp;and Grocery&nbsp;Delivery Apps&nbsp;</h2>

<p>This type of grocery shopping has been especially popular of late, led by strong brand recognition for top players alongside the brand-agnostic nature of shopping it provides.&nbsp;With leading apps like&nbsp;Shipt&nbsp;(which is owned by Target but works for a variety of stores)&nbsp;and Instacart, consumers get&nbsp;full-service&nbsp;personal shoppers&nbsp;to pick up items across a variety of stores&nbsp;and drop off during dedicated&nbsp;delivery times.&nbsp;For example, even people who aren&rsquo;t&nbsp;Amazon Prime members&nbsp;could still get&nbsp;coffee&nbsp;from Whole Foods through&nbsp;Postmates.&nbsp;</p>

<p>In this space, Instacart remains the top performer. Not only does it have more installs than similar apps like&nbsp;Shipt, but the <a href="/blog/covid-19-impact-on-mobile-user-behavior" target="_blank">number of&nbsp;new Instacart app installs increased 49%</a>&nbsp;just in the first three weeks of March&nbsp;as well.&nbsp;</p>

<p>Of course,&nbsp;Instacart&nbsp;wasn&rsquo;t the only&nbsp;grocery app to see growth&nbsp;during this time period. The number of new&nbsp;Shipt&nbsp;app installs increased 37% in the first three weeks of March, and the number of new app installs for the&nbsp;alcoholic&nbsp;beverage delivery brand&nbsp;Drizly&nbsp;increased 39% in March.&nbsp;</p>

<p>Postmates is an interesting outlier to highlight here as well. While technically not a grocery delivery app like&nbsp;Shipt&nbsp;or Instacart, it is possible&nbsp;to have groceries delivered through the app. This helps to explain why Postmates saw greater growth in March compared to apps like Uber Eats,&nbsp;DoorDash&nbsp;and&nbsp;GrubHub&nbsp;that just focus on delivering already-prepared food.&nbsp;</p>

<h2>Charting&nbsp;The&nbsp;Growth of&nbsp;Supermarket Brand Apps&nbsp;</h2>

<p>Not to be outdone, many major supermarket chains have begun developing and promoting their own apps. These services have&nbsp;a number of&nbsp;advantages, including&nbsp;free shipping&nbsp;and in-store pickup&nbsp;at set&nbsp;time slots, along with delivery options. Many consumers are already loyal to particular brands as&nbsp;well, and&nbsp;may prefer to&nbsp;work directly with their grocery store of choice. And, these apps can offer inventory that isn&rsquo;t necessarily just on store shelves.&nbsp;</p>

<p>Thanks in part to&nbsp;all of&nbsp;these reasons, these direct store apps have seen major growth throughout March and April.&nbsp;In particular,&nbsp;Walmart&nbsp;Grocery, Aldi and Publix saw strong week-over-week install trends throughout much of March.&nbsp;</p>

<p><img alt="grocery app installs" src="https://go.inmobi.net/hubfs/Slide1-grocery-app-installs-covid-inmobi.jpg" /></p>

<p><img alt="grocery app installs" src="https://go.inmobi.net/hubfs/Slide2-grocery-app-installs-covid-inmobi.jpg" /></p>

<h2>Who is Downloading These Apps Now?&nbsp;</h2>

<p>As we noted previously, online grocery delivery has been around for many years now.&nbsp;Shelter-in-place orders have&nbsp;certainly helped to propel this space forward.&nbsp;&nbsp;</p>

<p>But,&nbsp;who specifically are downloading these apps now, and how do they differ from the audience&nbsp;that downloaded&nbsp;these apps&nbsp;previously? That&rsquo;s what we wanted to find out.&nbsp;</p>

<p>For starters, the post-COVID audience is more likely to be female. In fact, the percentage of female app installers rose by over one and a half percentage points in March compared to the first two months of the year.&nbsp;&nbsp;</p>

<p>In addition, post-COVID app installers are more likely to be over the age of 35.&nbsp;They&rsquo;re also more likely to make $75,000 or more a year on average.&nbsp;</p>

<p>This audience is less diverse than it was beforehand too. During the first two months of 2020, around 43% of all app owners in this space were White. But, in March, well over 52% of app owners were White.&nbsp;</p>

<h2>Understanding Grocery Shoppers Today&nbsp;</h2>

<p>As the data shows, shoppers are adjusting their grocery buying habits&nbsp;in light of&nbsp;COVID-19.&nbsp;And, as many consumers grow accustomed to the ease and&nbsp;convenience&nbsp;of grocery shopping through an app, it&rsquo;s likely that many of them will continue using these outlets even once the threat of the virus dissipates.&nbsp;</p>

<p>For marketers, this may mean a profound shift in how they reach and engage their target audience. For supermarket brands, these trends highlight a need to push app installs in addition to or instead of&nbsp;driving just&nbsp;footfall&nbsp;to their physical storefronts. And for many&nbsp;consumer packaged&nbsp;goods brands,&nbsp;this highlights how it&nbsp;will become more important soon to have products in someone&rsquo;s virtual shopping cart as opposed to a physical one.&nbsp;</p>

<p>To reach today&rsquo;s grocery consumer, it&rsquo;s best to have direct lines of communication through apps. This is where&nbsp;<a href="https://www.inmobi.com/audiences" target="_blank">InMobi&nbsp;can help. Our custom audiences</a>&nbsp;can help brands determine&nbsp;the myriad&nbsp;apps&nbsp;that former grocery store visitors, grocery app users, parents, etc. use, so you can craft ideal custom messages for all target segments.&nbsp;</p>

<p>Let&nbsp;us&nbsp;show you how this can work.&nbsp;<a href="https://www.inmobi.com/company/contact/" target="_blank">Reach out today to learn more</a>.&nbsp;</p>]]></description>
      <dc:subject><![CDATA[Media Consumption &amp; Trends, Understanding Consumers, English (EN): inmobi.com,]]></dc:subject>
      
      <dc:creator><![CDATA[ Team InMobi  ]]></dc:creator>
      
      <dc:date>2020-05-15T08:53:00+00:00</dc:date>
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      <title><![CDATA[The Shift in the Indian Consumer Behavior Since Lockdown]]></title>
      <link>https://www.inmobi.com/blog/2020/05/13/the-shift-in-the-indian-consumer-behavior-since-lockdown/</link>
      <guid>https://www.inmobi.com/blog/2020/05/13/the-shift-in-the-indian-consumer-behavior-since-lockdown/</guid>
      <description><![CDATA[<p>Novel Coronavirus cases spreading across the <a href="https://www.who.int/india/">nation</a> have brought several noticeable changes in the way Indians think, shop, interact and live. We at InMobi took a deep dive into the shift in consumer behaviour using our <a href="https://www.inmobi.com/pulse">Mobile Market Research Platform</a>. The survey was conducted from April 2 to 6 with a sample size of 3116 smartphone users across India.</p>

<h2>The Overall Consumer Sentiment About the Coronavirus</h2>

<p>While awareness of the actual origin of coronavirus has increased by 4 percent, misinformation continues to abound, leaving Indians in a state of confusion. Measures taken by the government to contain the spread of the virus including the 21-day lockdown, the ban on international travel, and halting interstate transportation are all appreciated by the Indians in the respective order.</p>

<p><img alt="" src="https://go.inmobi.net/hubfs/BLG%201.png" /></p>

<p>40 percent of Indians believe that it will take the world between 6-12 months to get rid of Coronavirus. This is a 90 percent increase <a href="https://go.inmobi.net/hubfs/COVID19_APAC_2020/India/COVID-19%20Consumer%20Insights%20-%20India%20Part%203.pdf?__hstc=176039418.cbc40553fdd71a7a4a8e3a3dbb1e0e96.1581480531338.1587975560318.1587981976649.87&amp;__hssc=176039418.3.1587981976649&amp;__hsfp=1560432079">since the last survey held before the lockdown</a>. 69 percent of the Indians are concerned about the impact on migrant laborers/daily wage earners and the underprivileged class.</p>

<h2>The Shift in Shopping and Media Consumption</h2>

<p>There has been a dynamic shift in the way Indians shopped in just one and a half weeks. 14 percent of Indians have changed their shopping behavior of stocking up groceries and household essentials. With fewer folks hoarding items or buying in bulk, others continue to have access to the daily essentials.</p>

<p><img alt="" src="https://go.inmobi.net/hubfs/BLG%202.png" /></p>

<p>With everyone sheltered at home, expenditure on food and WIFI/mobile data usage has seen a dramatic increase resulting in increased consumption of news, OTT content, and music.</p>

<h2>The Impact of the Pandemic on Gen Z</h2>

<p>Young Indians in the age group of 14 &ndash; 24, of which 57 percent are currently still pursuing their education, belong to the Gen Z category. Only 10 percent of them live alone/with friends. 90 percent of them live with their families and have minimal responsibilities towards their home. They have a lot of time on their hands and are keeping themselves engaged.</p>

<h2>Gen Z State of Mind and Outlook</h2>

<ul>
	<li>
	<p>79 percent Are following social distancing measures. This is 9 percent lower than the average respondent</p>
	</li>
	<li>
	<p>74 percent are feeling negative emotions such as sadness, fear, disgust, and anger</p>
	</li>
	<li>
	<p>75 percent are unaware of the origins of the virus two weeks into the lockdown</p>
	</li>
	<li>
	<p>67 percent feel that the pandemic will subside either in 2 to 3 months or in 6 to 12 months</p>
	</li>
	<li>
	<p>41 percent are worried about the impact on the coronavirus on their education</p>
	</li>
	<li>
	<p>28 percent Feel confused about their future after COVID-19 and have a bleak outlook</p>
	</li>
</ul>

<h2>Gen Z Lifestyle and Spending Habits</h2>

<ul>
	<li>
	<p>67 percent are seeing an increase in their budgeted expenditure on key categories</p>
	</li>
	<li>
	<p>Gen Z are the biggest spenders with 26 percent of them upgrading on the WIFI and data usage on their smartphones</p>
	</li>
	<li>
	<p>56 percent of Gen Z prefer to buy for less than a week, especially when it comes to groceries and household essentials</p>
	</li>
	<li>
	<p>20 percent of Gen Z is spending on personal care products compared to 15 percent from Gen X</p>
	</li>
	<li>
	<p>11 percent are picking up a new skill or brushing up old skills. They are also twice as likely to do so than other age groups</p>
	</li>
</ul>

<h2>Gen Z Media Consumption Trends</h2>

<ul>
	<li>
	<p>41 percent of Gen Z are consuming news, 35 percent are playing games while 31 percent are active on social media</p>
	</li>
	<li>
	<p>33 percent are listening to music, 26 percent are actively watching content on OTT platforms while 14 percent are consuming audiobooks/podcasts</p>
	</li>
</ul>

<h2>The Impact of COVID-19 on Millennials</h2>

<p>Young Indians who are in the age group of 25 &ndash; 34, of whom 60percent are married, 87 percent live with their families and 50 percent earn above INR 30,000 per month. These folks have relatively more responsibilities and are likely to spend time with their families. They are also tech savvy and rely on technology to get their work done, remain informed and entertained.</p>

<h2>Millennials State of mind and Outlook</h2>

<ul>
	<li>
	<p>88 percent Are strictly following social distancing measures, with 50 percent following sanitation measures</p>
	</li>
	<li>
	<p>81 percent are feeling negative emotions while fear stands as the dominating emotion with 35 percent feeling it. Millennials are also feeling sadness, anger and disgust.</p>
	</li>
	<li>
	<p>45 percent of millennials feel that the pandemic will subside in 6-12 months</p>
	</li>
	<li>
	<p>40 percent are worried about the impact of coronavirus on their financial health</p>
	</li>
	<li>
	<p>28 percent Have an optimistic outlook about the future after COVID-19 subsides</p>
	</li>
</ul>

<h2>Millennials Lifestyle and Spending Habits</h2>

<ul>
	<li>
	<p>42 percent of millennials are spending more on food items while 58percent, buy their groceries and household essentials for a few days at a time.</p>
	</li>
	<li>
	<p>36 percent of millennials are actively participating in household chores such as cleaning and cooking</p>
	</li>
</ul>

<h2>Millennials Media Consumption Trends</h2>

<ul>
	<li>
	<p>Millennials are the largest consumers of news at 46percent. While 27 percent watch OTT content; 22 percent play games on their phones</p>
	</li>
	<li>
	<p>17 percent are taking up online courses and upskilling themselves</p>
	</li>
	<li>
	<p>29 percent are active on social media while 25 percent are staying connected with family and friends via communication apps</p>
	</li>
</ul>

<h2>The Impact of COVID-19 on Gen X</h2>

<p>Mature Indian adults who are above the age of 35, 90percent of whom are married and living with their families. These folks are more settled in life, their opinions are based on the challenges they have faced and overcome. Their behaviors are more in line with the responsibilities they manage daily. Their understanding of the world is wider and deeper.</p>

<h2>Gen X State of mind and Outlook</h2>

<ul>
	<li>
	<p>87 percent Are strictly following social distancing measures, with 46percent following other sanitation measures</p>
	</li>
	<li>
	<p>56 percent are sad and fearful about the outbreak and its impact</p>
	</li>
	<li>
	<p>45 percent Feel that the pandemic will subside in 6-12 months</p>
	</li>
	<li>
	<p>35 percent Are optimistic about the future after COVID-19 subsides; while if staying alone, only 29 percent are optimistic</p>
	</li>
</ul>

<h2>Gen X Lifestyle and Spending Habits</h2>

<ul>
	<li>
	<p>20 percent of them are juggling while managing work and doing household chores leaving them no or little time for indulgence in other activities</p>
	</li>
	<li>
	<p>32 percent are stocking up on groceries and household essentials for a month</p>
	</li>
	<li>
	<p>Only 20 percent are spending on WIFI while 23percent of women are spending more than men on WIFI and mobile data usage</p>
	</li>
</ul>

<h2>Gen X Media Consumption Trends</h2>

<ul>
	<li>
	<p>39 percent are watching TV, much more than any other age group</p>
	</li>
	<li>
	<p>Gen X are the least likely category with only 17 percent active on social media, 16 percent consuming OTT videos and 10percent playing mobile games</p>
	</li>
</ul>

<p>To gain more insights, read our report on <a href="https://go.inmobi.net/hubfs/COVID19_APAC_2020/India/COVID-19%20Consumer%20Insights%20India%20-%20Part%201.pdf?__hstc=176039418.cbc40553fdd71a7a4a8e3a3dbb1e0e96.1581480531338.1587975560318.1587981976649.87&amp;__hssc=176039418.3.1587981976649&amp;__hsfp=1560432079">how Indians are responding to the pandemic part 1</a>. If interested in reading the consumer reactions across the world, read our reports on consumer reactions in <a href="https://go.inmobi.net/hubfs/COVID19_APAC_2020/SEA/COVID-19%20Consumer%20Insights%20-%20SEA%20Part%201.pdf?__hstc=176039418.cbc40553fdd71a7a4a8e3a3dbb1e0e96.1581480531338.1587975560318.1587981976649.87&amp;__hssc=176039418.3.1587981976649&amp;__hsfp=1560432079">Southeast Asia</a>, <a href="https://www.inmobi.com/blog/2020/04/16/the-impact-of-the-covid-19-on-consumer-behavior-in-australia">Australia</a> and <a href="https://www.inmobi.com/blog/2020/03/25/how-covid-19-is-impacting-americans-mobile-survey-data">North America</a>. For more resources on COVID-19, visit <a href="https://www.inmobi.com/covid-19">InMobi COVID-19 Global page</a>.</p>]]></description>
      <dc:subject><![CDATA[Media Consumption &amp; Trends, Understanding Consumers, English (EN): inmobi.com,]]></dc:subject>
      
      <dc:creator><![CDATA[ Team InMobi  ]]></dc:creator>
      
      <dc:date>2020-05-13T15:18:00+00:00</dc:date>
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    <item>
      <title><![CDATA[QSR App Usage Trends in The U.S. During COVID-19 ]]></title>
      <link>https://www.inmobi.com/blog/2020/05/11/qsr-app-usage-trends-in-the-us-during-covid-19/</link>
      <guid>https://www.inmobi.com/blog/2020/05/11/qsr-app-usage-trends-in-the-us-during-covid-19/</guid>
      <description><![CDATA[<p>Many&nbsp;quick-service restaurants (QSRs) have their own dedicated&nbsp;mobile apps, but who specifically is using these&nbsp;QSR apps&nbsp;today?&nbsp;When consumers use&nbsp;mobile devices&nbsp;to order their&nbsp;favorite food,&nbsp;which brands are they turning to now? That&rsquo;s what we wanted to find out.&nbsp;</p>

<p>The COVID-19 pandemic has dramatically impacted every industry, although the restaurant space&nbsp;as a whole has&nbsp;been hit especially hard. Still, in looking at both&nbsp;our&nbsp;first-party telco data&nbsp;and insights from&nbsp;mobile surveys we conducted in March&nbsp;and April, we found that some brands are doing better than others at weathering the storm by prioritizing&nbsp;mobile&nbsp;orders&nbsp;and focusing on app-first&nbsp;customer experiences.&nbsp;</p>

<h2>Understanding the Preferences of QSR&nbsp;Mobile Customers&nbsp;Today&nbsp;</h2>

<p>With&nbsp;most of the country under&nbsp;some kind of shelter-in-place&nbsp;order throughout the majority of March and April, people are far less likely to venture out of the house &ndash; even for allowed activities like picking up orders for takeout. In the surveys&nbsp;we conducted in March and April, consumers have said they are not embracing this kind of dining right now.&nbsp;</p>

<p>Among the&nbsp;more than 1,500 Americans we surveyed in April, a third said they have reduced their visits to restaurants or stopped eating out altogether. This is hardly surprising, as the bulk of restaurants across the nation were closed during this time anyway.&nbsp;&nbsp;</p>

<p>That&rsquo;s not to say that there isn&rsquo;t hope on the horizon.&nbsp;The share of survey respondents who said they&nbsp;have reduced their visits to restaurants or stopped eating out altogether did decline from March to April. This all may mean that Americans are itching to get back to their routines, including&nbsp;getting meals cooked from their favorite restaurants.&nbsp;</p>

<h2>How Different Brands are Faring in This Brave New&nbsp;Digital World&nbsp;</h2>

<p>In the QSR space, there are very different business models, and these key differences have impacted how brands have fared during the pandemic in the U.S.&nbsp;In particular,&nbsp;fast&nbsp;casual&nbsp;brands&nbsp;have seen different trends&nbsp;from those with delivery&nbsp;options or&nbsp;scheduling apps&nbsp;that&nbsp;let people schedule ahead for curbside pickup.&nbsp;</p>

<p>For example, consider coffee apps from brands like Starbucks or&nbsp;Dunkin Donuts.&nbsp;Many people would turn to these brands in the past to get coffee and treats before and during the workday. But, with many&nbsp;white collar&nbsp;workers no longer going into the office, there&rsquo;s less of a desire to install these kinds of apps.&nbsp;</p>

<p>A similar trend has been observed with the apps of brands that focus heavily on in-person dining&nbsp;or more impulsive buying.&nbsp;In particular, while&nbsp;Subway&nbsp;and Chick-Fil-A&nbsp;saw increases in app installs in February and early March, by later March average daily installs began to decline.&nbsp;</p>

<p><img alt="Fast Casual Dining App Installs" src="https://go.inmobi.net/hubfs/Blog-Chart-QSR-App-Installs-Fast-Casual.png" /></p>

<p>But,&nbsp;some brands have&nbsp;seen a jump in new app installs. Chipotle and Taco Bell have seen an increase, as has Sonic. It makes sense that brands that have highly portable food options that work well for takeout or&nbsp;delivery would do better than expected right now. Plus, the drive-in nature of Sonic may have helped them as well, since it&rsquo;s easier to socially distance if you never leave your car.&nbsp;</p>

<p><img alt="QSR Dining App Installs" src="https://go.inmobi.net/hubfs/Blog-Chart-QSR-Dining-Apps.png" /></p>

<p>One interesting outlier from the data is Burger King, which saw a notable rise in new app installs in late March. Unlike some others in this space, Burger King continued to advertise and market itself&nbsp;during the month, and that effort helped them realize notable gains.&nbsp;</p>

<p><img alt="QSR Burger App Installs" src="https://go.inmobi.net/hubfs/Blog-Chart-QSR-Burger-Apps.png" /></p>

<h2>Who&nbsp;Is&nbsp;Using QSR Apps Today?&nbsp;</h2>

<p>As we&rsquo;ve noted in&nbsp;our QSR app research from 2019,&nbsp;the average app owner in this space is a White&nbsp;male between the ages of 25 and 44 who makes $50,000 to $75,000 annually, although it can vary by brand. But has this changed at&nbsp;all of&nbsp;late? Are the people downloading QSR apps now different than those that were turning to these apps in the past?&nbsp;</p>

<p>In some ways, we&rsquo;re seeing a further entrenchment of the key QSR audience. Compared to pre-COVID app installs,&nbsp;the people downloading these apps are&nbsp;even&nbsp;more likely to be male&nbsp;and White. But, users&nbsp;between the ages of 36 and 55 are increasing during the Shelter-in-place mandate, as are users with income levels between&nbsp;$35,000-$125,000&nbsp;annually.&nbsp;</p>

<h2>How to Identify the Right Customers for Your App&nbsp;</h2>

<p>For QSR brands, getting more app users now can help ensure continued profitability in the present moment and the future once the pandemic is truly over. As a result, it&rsquo;s critical to target the right audiences in all advertising and marketing efforts.&nbsp;</p>

<p>Basic demographic information like age and gender is a good place to start. Brands can go further by targeting mobile-first audiences on interest and on their propensity to visit or travel near select locations.&nbsp;</p>

<p>Learn more about how&nbsp;custom mobile-first audience segments&nbsp;can be combined with mobile messaging to boost brand performance today.&nbsp;Reach out now for more information and to get started.&nbsp;</p>]]></description>
      <dc:subject><![CDATA[Consumer Research, Media Consumption &amp; Trends, English (EN): inmobi.com,]]></dc:subject>
      
      <dc:creator><![CDATA[ Team InMobi  ]]></dc:creator>
      
      <dc:date>2020-05-11T10:29:00+00:00</dc:date>
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    <item>
      <title><![CDATA[Bagaimana Konsumen di Asia Tenggara Bereaksi terhadap Pandemi ]]></title>
      <link>https://www.inmobi.com/blog/2020/05/06/bagaimana-konsumen-di-asia-tenggara-bereaksi-terhadap-pandemi/</link>
      <guid>https://www.inmobi.com/blog/2020/05/06/bagaimana-konsumen-di-asia-tenggara-bereaksi-terhadap-pandemi/</guid>
      <description><![CDATA[<p>COVID-19 telah mengejutkan dunia dan menciptakan masa-masa terburuk di sebagian besar negara di dunia. Di InMobi, kami menggali platform Audience Intelligent kami menggunakan sinyal data dan poligon lokasi yang kami <em>set up</em> di lebih dari 66.000 lokasi di Asia Tenggara untuk mengumpulkan wawasan tentang bagaimana konsumen merespons krisis ini di Malaysia, Singapura, Filipina, dan Indonesia. Kami juga melakukan survei konsumen untuk sampel sejumlah 1056 pengguna <em>smartphone</em> dari 24 hingga 28 Maret di Indonesia untuk mendapatkan <em>insight</em> konsumer yang akurat dan realistis tentang krisis saat ini dengan keterangan korespondensi lengkap sebagai berikut:</p>

<ol>
	<li>Tingkat kesadaran masyarakat tentang pandemi</li>
	<li>Tantangan yang dihadapi oleh orang Indonesia selama krisis</li>
	<li>Tren langkah kaki pelanggan di tempat-tempat umum yang menarik</li>
	<li>Perubahan konsumsi aplikasi seluler di berbagai kategori</li>
</ol>

<p>&nbsp;</p>

<h3>Bagaimana Orang Indonesia Menanggapi Krisis</h3>

<p>Kurangnya Kesadaran tentang COVID-19 di Indonesia<br />
<br />
Karena orang tetap dibanjiri informasi yang salah, tingkat kesadaran tentang COVID-19 sangat rendah di Indonesia. Sementara itu, 80% responden tidak mengetahui asal-usul Coronavirus, 40% berpendapat bahwa ini adalah eksperimen bio-medis yang salah antara AS dan Cina. 4 dari 10 responden berpikir pasar basah Wuhan atau konsumsi sup kelelawar bertanggung jawab atas sumber virus. Di tengah pandemi, sangat penting untuk mengikuti jarak sosial untuk menahan penyebaran virus lebih lanjut, tetapi hanya 60% dari warga negara yang menganggap serius jarak sosial di Indonesia.</p>

<p>Hanya 14% yang dapat dengan tepat mengidentifikasi dua gejala utama penyakit ini. 80% dari responden tidak dapat mengidentifikasi empat tindakan pencegahan yang ditetapkan oleh WHO, yaitu <em>social distancing</em>, mencuci tangan, membersihkan dan menutup mulut saat batuk dan bersin.</p>

<p>Tantangan yang dihadapi oleh orang Indonesia selama COVID-19<br />
<br />
Di tengah krisis, karena perubahan mendadak yang muncul, responden menghadapi kesulitan dalam pengadaan kebutuhan pokok sehari-hari dan mengelola pekerjaan. Dengan sekolah ditutup, 23% responden menemukan keseimbangan antara merawat anak-anak dan pergi ke kantor. 35% responden menghadapi tantangan dalam pembelian sabun pencuci tangan dan <em>handsanitizers</em> pada saat-saat penting ketika kebersihan pribadi dan masyarakat sangat penting. 12% menghadapi kesulitan dalam mencari pasokan makanan.</p>

<p>Perubahan Preferensi Gaya Hidup dan Belanja di Indonesia<br />
<br />
Di tengah pembatasan gerakan fisik, orang Indonesia dengan cepat beradaptasi dengan realitas baru dengan lebih fokus pada aktivitas <em>online</em>. 24% responden menimbun kebutuhan sehari-hari seperti bahan makanan selama sebulan atau lebih. 77% responden memilih produk perawatan pribadi di mana kemampuan membunuh kuman lebih disukai daripada harganya. 32% responden telah benar-benar menghentikan atau membatasi konsumsi makan di luar atau memesan dan memilih makanan rumahan. Terlepas dari tantangan yang dihadapi dalam sumber pasokan makanan, hanya 6% responden yang menggunakan aplikasi online untuk memesan makanan. Karena 60% responden mempraktikkan <em>social distancing</em>, tempat perbelanjaan / mal mengalami penurunan 20% kedatangan <em>customer</em>, dan 15% penurunan pada kedatangan bioskop.</p>

<p>&nbsp;</p>

<h3>Pergeseran Perilaku Konsumen di Asia Tenggara</h3>

<p>Lonjakan Kedatangan di Pusat Layanan Kesehatan dan <em>Supermarket</em></p>

<p>Sementara pusat-pusat hiburan seperti mal dan teater bioskop mengalami penurunan kedatangan <em>customers</em>, tempat-tempat darurat seperti Rumah Sakit dan <em>supermarket</em> mengalami lonjakan kedatangan <em>customers</em>. Rumah sakit mengalami peningkatan sebanyak 410%, 105% dan 80% masing-masing di Malaysia, Singapura dan Filipina.</p>

<p><em>Supermarket</em> melihat lonjakan 30% di Singapura, 10% di Filipina dan 148% lonjakan di Malaysia di mana orang tampaknya mencari untuk menimbun bahan makanan penting dan perlengkapan perawatan pribadi.</p>

<p>Orang Beralih ke Aplikasi Seluler untuk Mengurangi Stres<br />
<br />
Ketika orang-orang berada di rumah, mereka beralih ke ponsel sebagai sumber hiburan dan untuk menghilangkan stres. Aplikasi pengeditan gambar dan <em>video</em>, aplikasi Buku, Media Sosial dan Permainan adalah penghilang stres utama bagi konsumen di seluruh Asia Tenggara. Penggunaan aplikasi perjalanan (pelacakan penerbangan, penjadwalan ulang tiket, dan pembatalan) tumbuh sebesar 586% dengan orang yang mencoba melacak atau menjadwal ulang rencana perjalanan mereka di tengah-tengah <em>lockdown</em> di Indonesia. Aplikasi komunikasi mengalami lonjakan 900% sementara aplikasi buku dan komik mengalami lonjakan 200% di Malaysia.</p>

<p>Saat kita beradaptasi untuk menghadapi krisis ini, kebiasaan belanja konsumen dan konsumsi media mereka terdapat perubahan yang besar. Untuk membantu para <em>marketers</em> dan <em>publisher</em> menavigasi situasi yang berkembang ini dengan lebih baik, kami melakukan bagian dengan menyediakan data terbaru dan <em>insight</em> tentang tren yang berkembang pesat dalam lanskap media <em>digital</em>.</p>

<p>Lihatlah laporan lengkap tentang <a href="https://inmo.bi/2XuF4GV">perilaku konsumen di tengah COVID-19 di Asia Tenggara</a> dan di <a href="https://inmo.bi/3a8LWw2">Indonesia</a>. Atau, kunjungi halaman <a href="https://www.inmobi.com/covid-19">Global InMobi COVID-19</a> untuk menjelajahi <em>audience intelligence</em> kami tentang <a href="http://go.inmobi.net/covid-19_india-2?__hstc=176039418.cbc40553fdd71a7a4a8e3a3dbb1e0e96.1581480531338.1586950215603.1586957512173.71&amp;__hssc=176039418.4.1586957512173&amp;__hsfp=1560432079">laporan perilaku konsumen selama COVID-19 di India</a>, <a href="http://go.inmobi.net/covid-19_au_2">Australia</a>,dan di seluruh dunia.</p>

<p>Metodologi Survei: Survei ini dilakukan pada <em>platform</em> InMobi Pulse. 60% responden survei adalah pria dan 40% wanita. 62% responden survei berasal dari <em>Gen Z</em> (di bawah usia 24 tahun, 17% adalah generasi Millenial yang berusia antara 25 hingga 34 tahun dan 21% adalah generasi <em>Baby boomer</em> (di atas usia 35 tahun). Di luar responden survei, 71% lajang sedangkan 29% menikah, yang menunjukkan keragaman penonton yang dibahas InMobi untuk mendapatkan spektrum tanggapan yang luas.</p>]]></description>
      <dc:subject><![CDATA[Media Consumption &amp; Trends, Understanding Consumers, English (EN): inmobi.com,]]></dc:subject>
      
      <dc:creator><![CDATA[ Team InMobi  ]]></dc:creator>
      
      <dc:date>2020-05-06T00:29:00+00:00</dc:date>
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    <item>
      <title><![CDATA[First Price vs. Second Price: Why InMobi's Move to First Price is Good for Buyers ]]></title>
      <link>https://www.inmobi.com/blog/2020/05/05/first-price-vs-second-price-why-inmobis-move-to-first-price-is-good-for-buyers/</link>
      <guid>https://www.inmobi.com/blog/2020/05/05/first-price-vs-second-price-why-inmobis-move-to-first-price-is-good-for-buyers/</guid>
      <description><![CDATA[<p><a href="https://www.inmobi.com/exchange">InMobi&nbsp;Exchange</a> is now taking steps for a complete transition to&nbsp;first-price auctions,&nbsp;and&nbsp;we&nbsp;expect to complete the move in Q3 of&nbsp;this year&nbsp;to make&nbsp;a&nbsp;gradual&nbsp;transition for our demand partners. While demand partners tweak their bidding strategies to adapt to this change, we believe this&nbsp;will create an environment for advertisers and publishers to arrive at&nbsp;a&nbsp;fair&nbsp;and transparent auction&nbsp;that benefits&nbsp;all players in the advertising value chain....&nbsp;</p>

<p>But&nbsp;what&nbsp;is the real motivation to make this shift?&nbsp;</p>

<h2>Second Price vs. First Price&nbsp;</h2>

<p>In a world where&nbsp;supply-side platforms (SSPs), exchanges and in some&nbsp;cases&nbsp;publishers&nbsp;run nested auctions under different clearing schemes, it&rsquo;s important to have all demand from bidders compete on an equal footing&nbsp;when the final auction is conducted.&nbsp;</p>

<p>Let&rsquo;s understand this from two examples.&nbsp;&nbsp;</p>

<p><strong>Winning bidder at SSP, undeservedly, loses the publisher side auction because of second price.&nbsp;</strong></p>

<p><img alt="2nd price auction" src="https://go.inmobi.net/hubfs/Second-Price-infographic.jpg" /></p>

<p><strong>Winning bidder at SSP, deservedly, wins the publisher side auction because of second price.&nbsp;</strong></p>

<p><img alt="1st price auction" src="https://go.inmobi.net/hubfs/First-Price-infographic.jpg" /></p>

<p>In a first-price auction, winning bids get to compete at the final auction with the&nbsp;actual&nbsp;bid price they were willing to pay for the impression.&nbsp;In a second-price auction, their bids can become less competitive&nbsp;- some might argue,&nbsp;unfairly&nbsp;-&nbsp;by way of the clearing logic they will encounter&nbsp;in&nbsp;the&nbsp;nested auctions.&nbsp;</p>

<h2>What&nbsp;Should&nbsp;Buyers&nbsp;Look&nbsp;Forward&nbsp;To?&nbsp;</h2>

<p>Higher win rates:&nbsp;Buyers will likely see improved win rates as the first-price auction mechanism eliminates the risk of&nbsp;being undercut by lower bids from competitors. No matter where the decision is being made, your bid at the final auction remains equal to your original bid value.&nbsp;</p>

<p>Removes unknowns and ensures transparency into pricing:&nbsp;Buyers will now&nbsp;deterministically know what they are going to pay for an impression, without it being affected by competing bids or the clearing logic at&nbsp;the&nbsp;SSP&rsquo;s end.&nbsp;There is no scope for hidden fees by intermediaries that may be still possible in second-price auctions.&nbsp;</p>

<h2>What&nbsp;Else&nbsp;Should&nbsp;InMobi&rsquo;s&nbsp;Demand&nbsp;Partners&nbsp;Know?&nbsp;</h2>

<p>During the transition period when both first-&nbsp;and second-price auctions will co-exist, buyers will be able to identify the nature of auction by the &ldquo;Auction Type&rdquo; field in the bid request. All first-price auctions will have auction type value as 1, and second-price auctions as 2.&nbsp;</p>

<p>We are committed to making this transition seamless for you.&nbsp;We will continue to share more information at every point during the transition but if you have any questions in the interim, you should reach out to your Demand Partner Manager.&nbsp;</p>]]></description>
      <dc:subject><![CDATA[Advertising, In-App Monetization, English (EN): inmobi.com,]]></dc:subject>
      
      <dc:creator><![CDATA[ Team InMobi  ]]></dc:creator>
      
      <dc:date>2020-05-05T16:18:00+00:00</dc:date>
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    <item>
      <title><![CDATA[Why Connected TV is the Perfect Extension to Your In-App Strategy ]]></title>
      <link>https://www.inmobi.com/blog/2020/05/04/why-connected-tv-is-the-perfect-extension-to-your-in-app-strategy/</link>
      <guid>https://www.inmobi.com/blog/2020/05/04/why-connected-tv-is-the-perfect-extension-to-your-in-app-strategy/</guid>
      <description><![CDATA[<p>Connected&nbsp;TV&nbsp;(CTV)&nbsp;is the latest&nbsp;area of hyper growth&nbsp;in digital advertising.&nbsp;This&nbsp;is not&nbsp;news to&nbsp;anyone,&nbsp;but what most buyers underestimate is both the potential of this channel as well how companies&nbsp;can&nbsp;adapt to this rapidly changing space as user preferences evolve.&nbsp;&nbsp;</p>

<p>For&nbsp;context,&nbsp;first consider the broader shift that made users today spend more time on mobile&nbsp;(and, by&nbsp;extension,&nbsp;apps)&nbsp;than on any other screen.&nbsp;As smartphones&nbsp;went&nbsp;mainstream&nbsp;and&nbsp;as&nbsp;internet connectivity improved, people&rsquo;s consumption of video,&nbsp;which is&nbsp;the preferred format for media consumption,&nbsp;moved from desktop to mobile web (albeit for a&nbsp;brief time)&nbsp;to&nbsp;mobile apps. This shift happened because of&nbsp;two&nbsp;reasons:&nbsp;</p>

<ol>
	<li>Apps could stream premium long-form&nbsp;(more than&nbsp;five to seven&nbsp;minutes)&nbsp;video content&nbsp;(TV&nbsp;shows and movies)&nbsp;that&nbsp;were often not available on broadcast TV.&nbsp;</li>
	<li>People could watch these&nbsp;shows and movies whenever they wanted to.&nbsp;</li>
</ol>

<p>But mobile apps&nbsp;cannot&nbsp;replicate&nbsp;the intuitive large screen&nbsp;experience of watching videos.&nbsp;This is where&nbsp;digitally&nbsp;connected TV devices and smart TVs&nbsp;found their natural fit&nbsp;with&nbsp;consumers.&nbsp;And so, naturally, many advertisers are looking at how they can reach their audiences via connected TV.&nbsp;</p>

<p>Accordingly, a CTV buying option with us is a natural extension of our in-app offerings that are used by tens of thousands of advertisers today as we continue to focus on helping app developers as our core offering. We recently launched our CTV offerings&nbsp;across devices like Roku,&nbsp;Fire&nbsp;TV&nbsp;Stick,&nbsp;Android&nbsp;TV&nbsp;and&nbsp;Apple&nbsp;TV,&nbsp;and&nbsp;now&nbsp;we&nbsp;also&nbsp;support ad buys on&nbsp;Samsung and LG&nbsp;smart TVs,&nbsp;with&nbsp;many&nbsp;more&nbsp;to&nbsp;come.&nbsp;</p>

<p>Now, just as we think of CTV as a natural extension of a user&rsquo;s in-app time spend, we think&nbsp;there&nbsp;are&nbsp;four&nbsp;reasons why advertisers&nbsp;also&nbsp;should&nbsp;think similarly&nbsp;to reach their target audience.&nbsp;</p>

<h2>1. The Rise of Digitally Connected&nbsp;TV&nbsp;</h2>

<p>Video has&nbsp;been the most popular form of&nbsp;entertainment&nbsp;for&nbsp;the masses&nbsp;ever since&nbsp;television&nbsp;went&nbsp;mainstream&nbsp;but consumers are&nbsp;moving away from pre-programmed linear TV to connected TV.&nbsp;As&nbsp;<a href="https://www.emarketer.com/content/us-connected-tv-advertising-2019" target="_blank">eMarketer&rsquo;s U.S.&nbsp;Connected TV Advertising 2019 report</a>&nbsp;stated:&nbsp;</p>

<p>&ldquo;The boom in CTV viewership and time spent is partially driven by&nbsp;cord-cutting. The gap between pay TV viewers and those who forgo traditional TV is closing. We forecast that by 2023, 56.1 million households in the US will be either cord-cutters or cord-nevers, meaning that they&rsquo;ll access video entertainment through a digital package that doesn&rsquo;t include pay TV. By comparison,&nbsp;only&nbsp;72.7 million households will have pay TV in 2023.&rdquo;&nbsp;&nbsp;</p>

<h2>2.&nbsp;Accurate Audience Profiles&nbsp;</h2>

<p>In advertising, success does not merely depend on how many people you reach&nbsp;but&nbsp;also&nbsp;on who you reach.&nbsp;</p>

<p>For example, this shift to digital video&nbsp;on connected TV apps (CTV)&nbsp;is driven largely by younger millennials and Gen Z audiences.&nbsp;Consider&nbsp;this note from eMarketer:&nbsp;&ldquo;US consumers&nbsp;ages 18 to 34 spent 1 hour, 22 minutes daily with CTVs, and those ages 65 and older spent just 24 minutes per day, per Nielsen. For these age groups, CTV equates to 15% and 3%, respectively, of the total time they spend consuming media per day.&rdquo;&nbsp;&nbsp;</p>

<p>Now, given that these two audience&nbsp;segments&nbsp;control or directly influence at least $1.5 trillion&nbsp;of annual spend in the U.S. alone,&nbsp;brands&nbsp;can be confident of&nbsp;reaching&nbsp;them over digital TV.&nbsp;&nbsp;</p>

<p>Audience&nbsp;reach&nbsp;aside though,&nbsp;CTV&nbsp;offers targeting capabilities&nbsp;similar to&nbsp;mobile apps&nbsp;where&nbsp;brands can&nbsp;use&nbsp;first-party&nbsp;and&nbsp;third-party&nbsp;data&nbsp;to reach out to audiences based on their location, interests, behavior, etc.&nbsp;This is in addition to contextual targeting options that allow ads to run against specific content categories&nbsp;(for example&nbsp;live sports, movies&nbsp;and&nbsp;news).&nbsp;For brands already using data&nbsp;for in-app campaigns, there is&nbsp;a&nbsp;minimal learning curve here.&nbsp;</p>

<h2>3. Full Screen, Immersive Ads&nbsp;with Measurement&nbsp;</h2>

<p>A&nbsp;brand marketer&nbsp;is always looking&nbsp;for proof&nbsp;that their ads are&nbsp;being watched&nbsp;and the&nbsp;target audience&nbsp;is fully engaged.&nbsp;This is why&nbsp;full screen video ads became&nbsp;the most popular choice for brands running mobile ads&nbsp;and&nbsp;as&nbsp;measurement&nbsp;has become easier and&nbsp;more accessible,&nbsp;marketers optimize for&nbsp;metrics like viewability and video completion rates&nbsp;as&nbsp;standard KPIs.&nbsp;</p>

<p>It is therefore easy to see how a&nbsp;connected TV&nbsp;screen&nbsp;in a living room&nbsp;is&nbsp;the perfect showcase for a&nbsp;brand.&nbsp;Ads occupy the entire TV screen&nbsp;so&nbsp;viewability concerns&nbsp;do not exist&nbsp;and&nbsp;advertisers get access to audiences that are fully engaged, perfectly primed to receive the brand&rsquo;s messaging, given that, by definition, consumers are choosing to watching specific content&nbsp;on&nbsp;CTV at their times of choice&nbsp;</p>

<p>Moreover, measurement options available on mobile apps (like video completion rates,&nbsp;audience ratings, etc.) are also available on CTV for advertisers to leverage.&nbsp;Measurement is not just restricted to campaign performance&nbsp;but also extends to inventory quality. For example,&nbsp;InMobi&nbsp;Exchange uses&nbsp;DoubleVerify&rsquo;s&nbsp;advanced&nbsp;fraud checks to scan&nbsp;and filter&nbsp;all of&nbsp;the CTV&nbsp;content available to buyers, similar to&nbsp;our&nbsp;solution for all&nbsp;of our&nbsp;mobile app inventory.&nbsp;</p>

<h2>4. Ease of Extending Campaigns&nbsp;</h2>

<p>Extending your brand&rsquo;s campaign to CTV is easy if you are already running ads on mobile apps.&nbsp;InMobi&nbsp;Exchange supports CTV ad buys on Open Exchange and via PMP deals that can enable&nbsp;campaigns targeted to specific audience segments.&nbsp;</p>

<p>In addition,&nbsp;Advertisers&nbsp;can&nbsp;use the&nbsp;familiar VAST standard prevalent in mobile apps for their CTV campaigns as well, eliminating the&nbsp;need&nbsp;to&nbsp;customize creatives&nbsp;specifically for CTV.&nbsp;</p>

<p>Interested in getting started? <a href="https://www.inmobi.com/company/contact/" target="_blank">Reach out today to learn more</a>.&nbsp;</p>]]></description>
      <dc:subject><![CDATA[Advertising, Media Consumption &amp; Trends, English (EN): inmobi.com,]]></dc:subject>
      
      <dc:creator><![CDATA[ Team InMobi  ]]></dc:creator>
      
      <dc:date>2020-05-04T19:09:00+00:00</dc:date>
    </item>
  
    <item>
      <title><![CDATA[Driving Meaningful Advertising During an Uncertain Ramadan]]></title>
      <link>https://www.inmobi.com/blog/2020/05/04/driving-meaningful-advertising-during-an-uncertain-ramadan/</link>
      <guid>https://www.inmobi.com/blog/2020/05/04/driving-meaningful-advertising-during-an-uncertain-ramadan/</guid>
      <description><![CDATA[<p>Ramadan is a festival of peace, celebration, and purpose - a time to grow spiritually. The holy month for Ramadan holds significant importance in people&rsquo;s lives and the celebrations significantly impact the way they shop every year. Close to 60% of the population in Malaysia and 87% of the population in Indonesia are Muslims and that accounts for 250 million people celebrating the festival.</p>

<p>Ramadan is a time for marketers to build meaningful connections with consumers and drive growth.&nbsp; This year, Ramadan faces an obstinate challenge with COVID-19 bringing the global community to a standstill. Amidst these circumstances, brands must take necessary steps to respect community values and sentiments to help consumers feel a sense of normalcy.</p>

<h3><br />
Meaningful Marketing in Unprecedented Times</h3>

<p>Brands must be respectful and sensitive to the times they are in &ndash; sharing valuable information, alleviating stress or core concerns, and most importantly, providing consumers with timely and relevant offers. And, insights on understanding consumer behavior and shopping trends are pivotal for brands to plan their marketing initiatives during the festive season. We handpicked insights from the reports:<a href="http://go.inmobi.net/understanding-the-mobile-ramadan-consumer?__hstc=176039418.cbc40553fdd71a7a4a8e3a3dbb1e0e96.1581480531338.1587109209520.1587314685129.78&amp;__hssc=176039418.2.1587314685129&amp;__hsfp=1560432079"> InMobi Ramadan Insights 2020</a> and<a href="http://go.inmobi.net/covid-19_sea_01"> How the Southeast Asian customer is reacting to the pandemic</a>. These insights provide an eagle&rsquo;s eye view for marketers to understand the pulse of the customers while promoting the spirit of staying connected to the faith and humanity during the festive season.</p>

<h3>Curate Audiences for Meaningful Interactions</h3>

<p>The festive shopping journey of customers during Ramadan is highly complex, and in these evolving times &ndash; building a deeper understanding of changing behavior is primal. Mobile provides marketers the opportunity to gain <a href="https://www.inmobi.com/pulse">5x faster insights</a>, unlike conventional research techniques. These &ldquo;Voice of the Customer&rdquo; insights can be combined with location intelligence, app consumption patterns, demographic and purchase intent data signals to curate custom audiences thereby, creating messages that are more authentic and drive genuine responses from consumers.</p>

<p>What is the 2020 Ramadan Consumer like?</p>

<ol>
	<li>Gen Z and Baby Boomers are most planned shoppers across age groups</li>
	<li>Impulsive purchases are the trend of the town in Asia with a significant drop of around 18% in planned purchases</li>
	<li>1.5x impulsivity in purchases observed from last year to this year</li>
	<li>Women comprise a sizeable chunk of smartphone users (45%<sup>1</sup>), increasing the scope for marketing women-centric products</li>
</ol>

<p>&nbsp;</p>

<h3>Reach Audience Through Mobile Apps</h3>

<p>Today&rsquo;s consumers are adept at smartphone usage and rely actively on apps, spending close to 3.5 hours a day on them. Prayer apps allow the festival-celebrating consumer to manage fasting schedules, networking, and prayers on their mobile device. On-demand video (OTT) apps and Gaming (especially casual games) are the go-to entertainment sources. News apps are their constant source of information &ndash; be it day or night; and even more so in these times. Apps are where the connected Ramadan consumer is.</p>

<ol>
	<li>48% of Indonesians use religious apps like Islamic calendars and Quran apps</li>
	<li>40% use entertainment apps like OTT, music and video apps during Ramadan</li>
	<li>32% use shopping apps to shop right from groceries to clothes</li>
	<li>500% increase in usage of <a href="http://go.inmobi.net/covid-19_sea_01">video and image editing apps during this crisis </a>&nbsp;has been observed than the normal times</li>
</ol>

<p>&nbsp;</p>

<h3>Communicate Right at the Right Time</h3>

<p>While shopping seems to be an integral part of all festivals, Ramadan stands out in terms of gift sharing and charity contributions during the entirety of the month. Brands need to consider the value they deliver during the season through timely communications and relevant creative messaging that build seamless customer journeys.</p>

<ol>
	<li>67% of respondents make their purchases two weeks or earlier</li>
	<li>33% of respondents make their purchases during Ramadan</li>
</ol>

<p>When we first surveyed 1800+ Indonesian smartphone users in February, we learned that 67% make their purchases 2 weeks earlier to Ramadan. However, post March when the pandemic hit Indonesia, buyers are now more inclined to make purchases during Ramadan. This allows brands to continue engaging with a larger population during this time. Retailers should engage shoppers with special offers and personalized content throughout the holy month to build brand relevance and drive impact.</p>

<h3><br />
Embrace In-app programmatic</h3>

<p>As most consumers are restricted at homes during the lockdown, brands need to ensure that they are where their consumers are. In-App Programmatic proves to be an effective channel to help achieve this goal. Be it ensuring reach at scale with brand safety, precise targeting, or smart budget allocation, brands can rely on in-app advertising to deliver the desired outcomes and beyond.</p>

<p>As marketers balance the fine act of advertising responsibly during the crisis, they can rely on the automation that in-app programmatic offers and make major strides in understanding, identifying, engaging, and acquiring customers.</p>

<p><br />
Reach Your Consumers at Scale</p>

<p>As the cookie becomes obsolete, in-app advertising allows marketers to reach a highly engaged audience via an always on device: mobile. In a world where consumer behavior is constantly evolving, programmatic advertising helps marketers stay nimble and optimize messaging in real-time.</p>

<p><br />
Increase Conversions from Targeted Audience</p>

<p>Audience targeting enables brands to choose the precise sets of audiences who are really interested in their product. And, reaching these audiences is made easier through programmatic advertising. This will be especially key during this Ramadan, as new personas emerge during the pandemic. These include Young Professionals who are first-time Iftar cooks, Working Parents who teach their children during this month or Concerned Parents who double-down on their family&rsquo;s safety. The InMobi Audiences Platform can curate these custom audiences based on hundreds of signals and allow marketers to build a better picture of the consumer journey.</p>

<p><br />
Address Brand Safety Concerns</p>

<p>A brand safe environment is an inadvertent concern that brands are facing especially in a time where content focused around the crisis is constantly evolving. In-app advertising provides advertisers with a brand-safe environment along with advanced targeting and immersive experiences to solve for the &ldquo;where&rdquo; and &ldquo;how&rdquo; of capturing consumer mindshare during this unpredictable festive period. Transparency in the ecosystem gives full access and great control for brands to understand the process and outcomes of advertising thus instilling trust to confidently choose the programmatic approach.</p>

<p><br />
Connect using Immersive Creative</p>

<p>As observers find ways to celebrate Ramadan together-but-apart, brands can help. By combining engaging creative formats such as interactive ads or video, with concepts focused on greeting cards or Zakat, marketers can help consumers form real connections this Ramadan.&nbsp;</p>

<p><img alt="" src="https://go.inmobi.net/hubfs/Screenshot%202020-05-05%20at%201.20.52%20PM.png" style="height:438px; width:600px" /></p>

<p>&nbsp;</p>

<p>Build a Genuine Connect This Ramadan</p>

<p>Typically, during Ramadan, marketers leverage the surges in shopping trends to drive high-performance campaigns. The onset of COVID19 has made this Ramadan different, the marketer must be empathetic and thoughtful to the needs of the Ramadan observer by providing helpful information, identifying and addressing their core concerns, and most importantly providing consumers with purposeful offers.</p>]]></description>
      <dc:subject><![CDATA[Acquiring New Users, Understanding Consumers, English (EN): inmobi.com,]]></dc:subject>
      
      <dc:creator><![CDATA[ Rishi Bedi  ]]></dc:creator>
      
      <dc:date>2020-05-04T09:43:00+00:00</dc:date>
    </item>
  
    <item>
      <title><![CDATA[The State of Programmatic Video in Asia: Q1, 2020 ]]></title>
      <link>https://www.inmobi.com/blog/2020/05/04/the-state-of-programmatic-video-in-asia-q1-2020/</link>
      <guid>https://www.inmobi.com/blog/2020/05/04/the-state-of-programmatic-video-in-asia-q1-2020/</guid>
      <description><![CDATA[<p>Programmatic is an ideal channel to acquire and engage users while providing them an immersive brand experience. Among ad formats that can be transacted programmatically, there&rsquo;s truly one format that is gaining more mindshare among consumers and smartphone users: Video. In-app video advertising can truly captivate audiences at every stage of their journey.</p>

<p>Delving into data from the InMobi platform, we unravel insights on the growing usage of video programmatic advertising across India, Southeast Asia, and ANZ.</p>

<h2><br />
Programmatic Video Advertising in Southeast Asia</h2>

<p>1. Video is the most preferred format on programmatic</p>

<ul>
	<li>Video accounts for 40 percent of all programmatic ad spends in Southeast Asia.</li>
	<li>In Q1 2020, Shopping, News, Technology, Entertainment and Dating were the top spending verticals.</li>
	<li>The top 5 categories saw over 100 percent growth in ad spends.</li>
</ul>

<p>2. Vertical Video is the way to go for top spenders</p>

<ul>
	<li>Vertical video accounts for 35% of all video ad spends while landscape video owns the lion&rsquo;s share.</li>
	<li>Advertisers across industries invest almost equally in vertical video &ndash; Shopping (50%), Finance (44%), Dating (43%), and landscape video.</li>
</ul>

<h2><br />
Programmatic Video Advertising in ANZ</h2>

<p>1.In-app programmatic video surges</p>

<ul>
	<li>With a 63% surge in programmatic in-app video buying YoY, Entertainment, News, Business, Health and Fitness, Music, and Video made the most of programmatic video</li>
	<li>The &lsquo;News&rsquo; vertical became the highest spender as of March 2020</li>
</ul>

<p>2.Vertical video grows; Landscape remains a majority</p>

<ul>
	<li>Australia has seen a steep increase of 162% on vertical video ad spends in the first 3 months of the year.</li>
	<li>Spending on landscape video ads increased by 23% YoY<ins>.</ins></li>
	<li>Over half of all programmatic video ads were landscape</li>
</ul>

<p>&nbsp;</p>

<h2>Programmatic Video Advertising in India</h2>

<p>1.News is the biggest programmatic spender</p>

<ul>
	<li>Programmatic video ad spends grew 7 percent YoY in India with the top verticals being News, Shopping, Business, Entertainment and Finance.</li>
	<li>News became the top spender Q4 2019 to Q1 2020.</li>
	<li>Shopping saw a 28% rise in spends in Q1, 2020.</li>
	<li>Music and Audio, Health and Fitness, and Education have seen a whopping 500% rise in programmatic video in-app ad spending in Q1.</li>
</ul>

<p>2.Vertical Video is a New Favorite</p>

<ul>
	<li>Vertical video spends dramatically increased &ndash; 99 percent YoY.</li>
	<li>Landscape video spends still account for a majority &ndash; 72 percent - of programmatic video spends.</li>
	<li>Advertisers across industries invest almost equally in vertical video &ndash; Entertainment (47%), Finance (45%), and landscape video.</li>
</ul>

<p>&nbsp;</p>

<h2>Three Reasons why Brands Should Leverage the Capabilities of the Programmatic Video</h2>

<p>Why is programmatic in-app video advertising growing across so many industries across these regions?</p>

<p>1. Mobile Apps Take the Center Stage in Terms of Reach<br />
<br />
With the number of consumers using apps is growing rapidly, in app advertising is ideal for reaching them. Programmatic advertising makes it easier to reach the target audience at scale, as opposed to working with each app to place ads. Most importantly, according to <a href="http://go.inmobi.net/the-current-state-of-brand-safety">InMobi data,</a>&nbsp;consumers from Asia will all be soon mobile-first, which gives scope for Programmatic Video advertising and provides advertisers with an audience at scale</p>

<p>2. Programmatic Video Ideal for Brand Safety and Viewability<br />
<br />
Brands are facing the issue of brand safety with ads being placed next to inappropriate content. In-app video advertising can be the perfect solution for this persistent concern as the app content goes through stringent approval process from the respective stores with Google and Apple validating the laid brand safety guidelines.<br />
Another important facet of video programmatic advertising is its viewability. People watch video ads more often than they see smaller, less obtrusive formats like banners. And, with digital advertising, you can measure how many people saw a video ad, for how long and other action driven metrics which is not really possible with TV advertising. User experience can be enhanced with video ads served through VAST tags that ensure the creative is preloaded and doesn&rsquo;t buffer, so that end users see the ad play seamlessly as soon as an ad opportunity arises in app.</p>

<p>3. Video Ads, When Created Programmatically, Drive Engagement and Innovation<br />
<br />
A video ad can contain immersive content such as rich media, interactivity and end cards. For example, a video ad can include a map that shows a user where the nearest brand location is to navigate them in that direction. This creates a captivating experience for the user to take direct action from the ad. Such interactive experiences ensure that the users are engaged innovatively.</p>]]></description>
      <dc:subject><![CDATA[Media Consumption &amp; Trends, Understanding Consumers, English (EN): inmobi.com,]]></dc:subject>
      
      <dc:creator><![CDATA[ Team InMobi  ]]></dc:creator>
      
      <dc:date>2020-05-04T08:51:00+00:00</dc:date>
    </item>
  
    <item>
      <title><![CDATA[Mobile Insights with InMobi: Robyn Meyers on Video Streaming during COVID-19 ]]></title>
      <link>https://www.inmobi.com/blog/2020/05/01/mobile-insights-with-inmobi-robyn-meyers-on-video-streaming-during-covid-19/</link>
      <guid>https://www.inmobi.com/blog/2020/05/01/mobile-insights-with-inmobi-robyn-meyers-on-video-streaming-during-covid-19/</guid>
      <description><![CDATA[<p>Welcome to our second edition of Mobile Insights with&nbsp;InMobi! This is our new Q&amp;A series, where we sit down with leading mobile marketing and in-app advertising experts to get their take on the current state of the world.&nbsp;&nbsp;</p>

<p><em>Note: Want to check out our first installment in this series where we talk mobile gaming with&nbsp;InMobi&rsquo;s&nbsp;Jobie&nbsp;Tan?&nbsp;<a href="/blog/mobile-insights-with-inmobi-jobie-tan-on-mobile-gaming-during-covid-19" target="_blank">Click here to check it out</a>.&nbsp;</em></p>

<p>For our second interview, I sat down with Robyn Meyers,&nbsp;InMobi&nbsp;North&nbsp;America&rsquo;s&nbsp;&nbsp;Vice&nbsp;President of West Coast Brand Partnerships, to discuss the current state of&nbsp;entertainment and streaming&nbsp;during the COVID-19 pandemic. In our 18-minute conversation, we talked about&nbsp;the current state of the streaming wars, which kinds of titles are especially popular right now and what&nbsp;media and entertainment companies&nbsp;need to do to see success today during these unprecedented times. <a href="https://soundcloud.com/user-802421075/mobile-insights-with-inmobi-qa-with-robyn-meyers-on-media-and-entertainment-during-covid-19" target="_blank">Tune in today to hear the full conversation</a>!&nbsp;&nbsp;</p>

<p style="text-align:center"><a class="btn btn-s" href="https://soundcloud.com/user-802421075/mobile-insights-with-inmobi-qa-with-robyn-meyers-on-media-and-entertainment-during-covid-19" style="font-size:24px; border-radius: 25px; font-weight: normal;" target="_blank">LISTEN NOW</a></p>

<div><a href="https://soundcloud.com/user-802421075" style="color: #cccccc; text-decoration: none;" target="_blank" title="InMobi">InMobi</a> &middot; <a href="https://soundcloud.com/user-802421075/mobile-insights-with-inmobi-qa-with-robyn-meyers-on-media-and-entertainment-during-covid-19" style="color: #cccccc; text-decoration: none;" target="_blank" title="Mobile Insights with InMobi: Q&amp;A with Robyn Meyers on Media and Entertainment During COVID-19">Mobile Insights with InMobi: Q&amp;A with Robyn Meyers on Media and Entertainment During COVID-19</a></div>

<p>&nbsp;</p>

<h2>Q&amp;A Transcript&nbsp;</h2>

<p>MATT:&nbsp;</p>

<p>Hi everyone. Welcome to another edition of&nbsp;Mobile&nbsp;Insights with&nbsp;InMobi. This is Matt Kaplan from&nbsp;InMobi&rsquo;s&nbsp;marketing team here,&nbsp;and today. I&#39;m very excited to be joined by the one and only Robyn Meyers. Robyn, can you give&nbsp;everyone listening in a quick intro?&nbsp;&nbsp;</p>

<p>ROBYN:&nbsp;</p>

<p>Sure. Thanks, Matt.&nbsp;Thanks for having me.&nbsp;So&nbsp;I&#39;m Robyn Meyers.&nbsp;I&#39;ve been at&nbsp;InMobi&nbsp;for about the past seven years now. I recently relocated&nbsp;from New York to Los Angeles about a year ago, and so I&#39;m super excited to sort of be in the&nbsp;throes&nbsp;of Hollywood now that we can talk about entertainment today.&nbsp;&nbsp;</p>

<p>MATT:&nbsp;</p>

<p>Fantastic. Fantastic. Yeah, you know&nbsp;not a bad time, I guess, to be in a warm place considering one of the few things we could do outside of the house is go for walks, right?&nbsp;</p>

<p>ROBYN:&nbsp;</p>

<p>That&#39;s right. I know. We&#39;ve been super lucky to be able to get outside and the sun&#39;s usually shiny out here in LA, so it&#39;s been&nbsp;quite fortunate for us.&nbsp;&nbsp;</p>

<p>MATT:&nbsp;</p>

<p>So obviously all of us are very much off our routines working from home, dealing with being stuck inside.&nbsp;What are you and your family doing to stay sane and to make sure you have everything that you need during the pandemic?&nbsp;</p>

<p>ROBYN:&nbsp;</p>

<p>Yeah, that&#39;s a great question.&nbsp;So&nbsp;we&#39;ve been consuming a lot of content. We&#39;ve been cooking, we&#39;ve been trying to get outside and stay active. I would say that&nbsp;a lot of our life has now sort of centered around apps, which is quite funny given that that&#39;s, you know, the industry that we&#39;re in.&nbsp;</p>

<p>We&#39;re&nbsp;probably one of the latest, newest&nbsp;members of Disney&nbsp;Plus, which has been awesome&nbsp;for my boys who are&nbsp;five and three.&nbsp;We&#39;ve been renting&nbsp;Trolls on Amazon&nbsp;Prime&nbsp;Video, which is awesome because it was the first movie that was not in the theater&nbsp;but just out for rental.&nbsp;</p>

<p>And then, of course&nbsp;Hello&nbsp;Fresh has been lifesaving, so I don&#39;t have to meal plan for two meals a day. And then of course, you know, getting outside and tracking our walks and all that kind of good stuff on our fitness apps has been super fun. So that&#39;s what we&#39;ve been up to. And then of course,&nbsp;Zooming with friends and family has been lifesaving for&nbsp;all of&nbsp;our sanity.&nbsp;</p>

<p>MATT:&nbsp;</p>

<p>Nice. Yeah, it&#39;s funny, I would never think of&nbsp;Zoom beforehand as a social app, but it&#39;s&nbsp;definitely been&nbsp;filling that role for many of us, myself included.&nbsp;</p>

<p>ROBYN:&nbsp;</p>

<p>Totally. Yeah,&nbsp;I would say&nbsp;that&nbsp;and&nbsp;House&nbsp;Party have been two of probably the most used apps on my phone and my husband&#39;s phone&nbsp;lately.&nbsp;We&#39;ve been reconnecting with lots of friends from around the world, and&nbsp;on&nbsp;House&nbsp;Party it&#39;s pretty cool that you can actually play some games&nbsp;in the app as well while you&#39;re talking to your friends, which is super fun.&nbsp;&nbsp;</p>

<p>MATT:&nbsp;</p>

<p>Nice.&nbsp;It&rsquo;s&nbsp;on my, my list of apps I think I need to get at some point&nbsp;very soon, lest&nbsp;I&#39;d be out of the house party as it were.&nbsp;</p>

<p>Awesome, so today&nbsp;I&nbsp;definitely wanted&nbsp;to dive into&nbsp;what&#39;s happening in the media and entertainment space. We recently conducted a survey, and of course, no surprise&nbsp;we saw that people are streaming a lot more content. People are using entertainment apps. They&#39;re watching more live TV.&nbsp;They&#39;re streaming more on their TV.&nbsp;They&#39;re using their mobile phones more frequently.&nbsp;&nbsp;</p>

<p>None of this is hardly surprising.&nbsp;It&nbsp;definitely makes&nbsp;sense. People are stuck at home. They want something to do, something to entertain themselves.&nbsp;&nbsp;</p>

<p>I&#39;m curious as well.&nbsp;One thing that I&nbsp;saw,&nbsp;that as far as some of the specific titles, as opposed to new titles like&nbsp;Trolls, I saw that it was a lot of comedies and classic titles seem to be really trending with people.&nbsp;Does that surprise you at all?&nbsp;&nbsp;</p>

<p>ROBYN:&nbsp;</p>

<p>No, I mean, not at all. I feel like everyone&#39;s sort of getting back to&nbsp;feeling those feel-good movies and movies that they know and are comforting.&nbsp;So&nbsp;I feel like, yeah, that&nbsp;comedies&nbsp;being popular is&nbsp;not surprising at all.&nbsp;For me, I feel like I&#39;ve been wanting to watch&nbsp;old movies that I&#39;ve always loved, that I haven&#39;t seen in&nbsp;a&nbsp;while, sort of for that nostalgic&nbsp;sake.&nbsp;And I feel like that&#39;s also been sort of a nice, comforting way to&nbsp;feel better during these Corona times.&nbsp;&nbsp;</p>

<p>MATT:&nbsp;</p>

<p>Absolutely, and it&#39;s interesting that you mentioned trolls. I know there was a few movies that were slated for a premiere in movie theaters that,&nbsp;as a result instead have now gone straight to streaming services.&nbsp;Do you think this is something that will be a long-term trend? Can we expect more of this to happen in the future or will things go back to the way they were once the threat is over?&nbsp;&nbsp;</p>

<p>ROBYN:&nbsp;</p>

<p>Yeah, you know&nbsp;that&#39;s a good question. And we&#39;ve been talking with a lot of our studio clients&nbsp;around what that looks for them.&nbsp;&nbsp;</p>

<p>I think some of them will continue to do it. Obviously, partnerships and relationships with the actual movie theaters and cinemas are&nbsp;quite important, so they&#39;ll obviously want to keep those relationships intact. And I wouldn&#39;t be surprised if there was probably a little bit of a mixture of both,&nbsp;in theater and then also&nbsp;online&nbsp;for streaming.&nbsp;</p>

<p>But, another part of me also hopes that&nbsp;we get back to the drive-in. I feel like when I was growing up, I remember going with my family and I feel like that would actually be a really fun thing to bring back and everyone can sort of stay in their cars and not be worried about&nbsp;getting the virus, being outside of their car, that you can also sort of be around other people.&nbsp;So&nbsp;I&#39;m gunning for the drive-in&nbsp;as the next big comeback.&nbsp;&nbsp;</p>

<p>MATT:&nbsp;</p>

<p>Well, certainly if nostalgia is in with viewing, maybe it&#39;ll be in with how we&#39;re viewing as well.&nbsp;</p>

<p>ROBYN:&nbsp;</p>

<p>Yeah, fingers crossed.&nbsp;&nbsp;</p>

<p>MATT:&nbsp;</p>

<p>And it&nbsp;definitely makes&nbsp;a lot of sense. You&#39;re socially distant, but you still get the big screen experience that you don&#39;t always get with home viewing.&nbsp;&nbsp;</p>

<p>ROBYN:&nbsp;</p>

<p>That&rsquo;s right.&nbsp;&nbsp;</p>

<p>MATT:&nbsp;</p>

<p>So&nbsp;I want to switch gears a little bit and talk to the&nbsp;formats that people are using for watching, the apps&nbsp;specifically.&nbsp;So&nbsp;as we saw, installs of&nbsp;the big apps like Netflix&nbsp;and Hulu are&nbsp;up&nbsp;in March as opposed to January. What are the big trends that you&#39;re seeing in the streaming app space right now?&nbsp;&nbsp;</p>

<p>ROBYN&nbsp;</p>

<p>Yeah, that&#39;s a great question. We&#39;ve been&nbsp;pretty fortunate&nbsp;to be working with a lot of the players in the&nbsp;streaming entertainment space and video on demand.&nbsp;</p>

<p>And I would say that, you know, what we&#39;ve been seeing is a lot more&nbsp;not only retargeting of existing users to get them to dive deeper into the content, but also more paid support behind acquiring new users. I think&nbsp;especially during times like these&nbsp;brands can&#39;t expect that people will just go to the app store and download organically.&nbsp;So&nbsp;I think having that paid support to&nbsp;get users,&nbsp;over the initial hurdle of&nbsp;using the service, especially now that free trials are starting to become longer in terms of length.&nbsp;&nbsp;</p>

<p>I think Quibi&nbsp;was offering a&nbsp;90 day&nbsp;free trial, so that makes&nbsp;user acquisition now a bit more manageable from a cost perspective.&nbsp;Hopefully we&#39;ll be seeing more of that, as people continue to stay home and consume more short-form content as well.&nbsp;&nbsp;</p>

<p>MATT:&nbsp;</p>

<p>I would imagine that user acquisition is more difficult now with&nbsp;so many new services that are coming online. Is that what you&#39;re seeing as well?&nbsp;&nbsp;</p>

<p>ROBYN:&nbsp;</p>

<p>Yeah, we have been seeing a lot of competition.&nbsp;</p>

<p>Obviously, the number of people in the world is staying&nbsp;pretty stagnant, but the&nbsp;number of users that are now up for grabs, I think,&nbsp;by all of these new services&nbsp;is getting much more heated.&nbsp;&nbsp;</p>

<p>So what we&#39;ve seen&nbsp;just recently in the past, I would say,&nbsp;week or two, is that costs are actually increasing to acquire new users as the proliferation of these services continues and as more brands heat up the market in terms of user acquisition.&nbsp;So&nbsp;I&#39;m really interested to keep our pulse on that, to see where that trend goes&nbsp;and if it ends up leveling out in terms of efficiency.&nbsp;&nbsp;</p>

<p>MAT&nbsp;</p>

<p>Yeah.&nbsp;You know, you already mentioned Quibi, which launched very recently.&nbsp;Both HBO&nbsp;MAX&nbsp;and&nbsp;Peacock are expected to launch very soon. I think&nbsp;Peacock is going to be launching later this year,&nbsp;HBO&nbsp;MAX&nbsp;in&nbsp;May.&nbsp;&nbsp;</p>

<p>Are we reaching a point where maybe there are too many apps for consumers to choose from, or do you think some of these new entries still have, have space&nbsp;to&nbsp;play in&nbsp;in&nbsp;the market?&nbsp;&nbsp;</p>

<p>ROBYN:&nbsp;</p>

<p>Yeah. You know, I think that there&#39;s always going to be room for lots of players. I mean, let&#39;s not forget that we came from a very consolidated world of a few&nbsp;cable players with&nbsp;hundreds, even thousands of channels.&nbsp;So&nbsp;I think that we&#39;re just seeing that decentralization.&nbsp;&nbsp;</p>

<p>And honestly, I find that my five-year-old remembers which shows are on which platform way more readily than I do.&nbsp;So&nbsp;I do think that it&#39;s almost becoming second nature for consumers to, exactly where they want to find all of their content.&nbsp;</p>

<p>And&nbsp;I do think that this decentralization is just&nbsp;one&nbsp;of the phases in the cycle that we&#39;re in right now. I wouldn&#39;t be surprised if we ended up seeing&nbsp;some larger aggregator apps or even having smart TVs&nbsp;play a more centralized role in how we end up finding content.&nbsp;</p>

<p>So&nbsp;I think it&#39;s to be seen where this will take us, but&nbsp;I think that it&#39;s certainly not surprising given the thousands of channels that we were used to looking through on our cable back in the day.&nbsp;</p>

<p>MATT:&nbsp;&nbsp;</p>

<p>Yeah, that&#39;s a good point.&nbsp;I&nbsp;haven&#39;t been a television subscriber in a while, so I forget what that ecosystem is like.&nbsp;That&#39;s&nbsp;definitely a&nbsp;good reminder that there&#39;s definitely a precedent for this.&nbsp;&nbsp;</p>

<p>ROBYN:&nbsp;</p>

<p>Totally, yeah. I think when we moved out to LA a year ago, we cut the cord.&nbsp;So&nbsp;it was just a year ago that&nbsp;everything was in one place,&nbsp;and I kind of miss it. I must say it&#39;s been&nbsp;super challenging to remember what is where&nbsp;and&nbsp;where we can find all the content that we want.&nbsp;While I didn&#39;t love the cable pricing, I think there was certainly a lot of value in the organization and the logistics of finding what you wanted a bit easier.&nbsp;&nbsp;</p>

<p>MATT:&nbsp;</p>

<p>Well at least you have a child with a good memory to help you out, right?&nbsp;&nbsp;</p>

<p>ROBYN:&nbsp;</p>

<p>I&#39;ll just keep relying on my&nbsp;five-year-old&nbsp;&nbsp;</p>

<p>MATT:&nbsp;</p>

<p>There&rsquo;s&nbsp;worse&nbsp;systems to use, I guess.&nbsp;</p>

<p>ROBYN:&nbsp;&nbsp;</p>

<p>That&#39;s right.&nbsp;&nbsp;</p>

<p>MATT:&nbsp;</p>

<p>But it&#39;s interesting that still,&nbsp;amidst all of this, there has been some consolidation in the industry.&nbsp;</p>

<p>ROBYN:&nbsp;</p>

<p>Yeah. I think&nbsp;consolidation was sort of inevitable, when we&#39;ve seen obviously the huge&nbsp;acquisition of Fox by Disney.&nbsp;And now we&#39;re seeing&nbsp;all of&nbsp;these new platforms get acquired by some of these larger entertainment brands, so obviously NBCU&nbsp;acquiring&nbsp;Vudu&nbsp;from Walmart and&nbsp;Tubi&nbsp;going to Fox, and I think that&nbsp;this is going to continue.&nbsp;&nbsp;</p>

<p>The proliferation of all these apps&nbsp;can&#39;t keep going on for so long without&nbsp;them&nbsp;being supported by sort of a larger platform and pocket.&nbsp;So&nbsp;I think we can probably expect to see a lot of this continue to happen in the coming year.&nbsp;</p>

<p>MATT:&nbsp;</p>

<p>Yeah, absolutely. And you know, one thing I think is interesting, what I&#39;ve seen is that some of the ad-supported streaming apps like Pluto have been seeing an increase in usage and in installs, because it&#39;s free, it&#39;s ad supported, so you don&#39;t have to pay a fee in the same way you have to with Netflix&nbsp;or HBO.&nbsp;&nbsp;</p>

<p>I&#39;m curious, do you see those ad-supported services becoming potentially more popular as more services come online,&nbsp;or&nbsp;do you think that the&nbsp;paid options like what HBO is doing are going to be the default for at least the most popular options?&nbsp;</p>

<p>ROBYN:&nbsp;</p>

<p>You know, I think there&#39;s always going to be a market for free and always a market for premium.&nbsp;I think that there are many people out there who just want their content for free and they think that there should be no barrier to accessing it.&nbsp;So&nbsp;I think that those apps that are free will continue to be supported by ads. And, you know, I think that that&#39;s good for the industry.&nbsp;</p>

<p>And of course,&nbsp;there&#39;s some people that just prefer to hang on their&nbsp;Disney&nbsp;Plus or Netflix and&nbsp;are not interested in&nbsp;being disrupted by ads.&nbsp;So&nbsp;I think that those two audiences will always&nbsp;sort of co-exist nicely. And I think that that&#39;s also good for the industry as well.&nbsp;</p>

<p>MATT:&nbsp;</p>

<p>Yeah, there&#39;s never going to be a one size fits all that works for every person and every video streaming service.&nbsp;&nbsp;</p>

<p>ROBYN:&nbsp;</p>

<p>That&rsquo;s right.&nbsp;</p>

<p>MATT:&nbsp;</p>

<p>So&nbsp;in this environment, what can media and entertainment companies do to gain mind share?&nbsp;&nbsp;</p>

<p>ROBYN:&nbsp;</p>

<p>Yeah, so&nbsp;I think we&#39;ve been seeing a lot of that. Obviously if you&nbsp;take a scroll through any of your social media platforms, you&#39;re probably seeing ads for these platforms like Quibi&nbsp;and starting a new 90-day trial.&nbsp;</p>

<p>I think that many brands are really starting to dive deeper into the data, around&nbsp;some new audience demographics.&nbsp;And&nbsp;InMobi&rsquo;s&nbsp;specifically been helping brands sort of better understand&nbsp;not only who the brand&#39;s audience profile is but also what competitors are doing&nbsp;around specific audiences for, I think more informed and insightful targeting.&nbsp;So&nbsp;I think that&nbsp;we&#39;re seeing data.&nbsp;&nbsp;</p>

<p>I think we&#39;re seeing a lot more&nbsp;creatively when it comes to using a variety of formats, including vertical video, including&nbsp;full screen&nbsp;rich media interstitials, native units, sort of a good&nbsp;mix&nbsp;to drive both high impact awareness but also&nbsp;really efficient&nbsp;engagement and conversion.&nbsp;&nbsp;</p>

<p>So&nbsp;I would say across the board we&#39;ve been seeing some really&nbsp;strong performance creatively from many of these entertainment brands.&nbsp;And I think that that&#39;ll just keep getting stronger since&nbsp;obviously the content is so&nbsp;good&nbsp;and their eyes are so good.&nbsp;So&nbsp;I think for&nbsp;InMobi&nbsp;and for brands, it&#39;s been an exciting time to be in this space.&nbsp;</p>

<p>And then not only to be able to drive users down that funnel, but then also to then retarget them to keep them in the app and let them explore new content experiences, as they further engage with these entertainment brands.&nbsp;&nbsp;</p>

<p>MATT:&nbsp;</p>

<p>Great. Yeah, I think that makes sense.&nbsp;This is such a, an unprecedented period. I think if you&#39;re one of these brands, you&nbsp;have to&nbsp;make sure you have a quality, thoughtful data-informed strategy to make sure that you are there for your audience.&nbsp;&nbsp;</p>

<p>ROBYN:&nbsp;</p>

<p>Yeah, that&#39;s right. I think&nbsp;many brands, especially now in the entertainment space, are really sympathizing with consumers, right?&nbsp;Like we&#39;re all human and everyone is&nbsp;sort of in this together.&nbsp;So&nbsp;I think that entertainment brands are uniquely positioned to really deeply connect with consumers on this level and&nbsp;be sympathetic to what consumers want right now, which is I think a huge thing for the industry.&nbsp;</p>

<p>MATT:&nbsp;</p>

<p>Yeah, absolutely. You know, I think if you&#39;re not having that human connection, it&#39;s&nbsp;so easy for someone to tune you out and to not listen to what you have to say or use your service or watch your programming, whatever it may be.&nbsp;&nbsp;</p>

<p>ROBYN:&nbsp;</p>

<p>Yeah, that&#39;s right.&nbsp;&nbsp;</p>

<p>MATT:&nbsp;</p>

<p>To&nbsp;end this, I&#39;d love to hear, I know you have a chance to speak with the advertisers and marketers at many of these media and entertainment brands.&nbsp;What has been your main advice to them?&nbsp;</p>

<p>ROBYN:&nbsp;&nbsp;</p>

<p>Yeah, I mean, I think our main advice has been around,&nbsp;to talk to consumers the way&nbsp;they want to&nbsp;listen and where they are spending the most time. And I think apps have been a huge place where consumers are continuing to spend even more incremental time.&nbsp;</p>

<p>And, of course not just to rely on organic growth. I think, of course, during this time we can expect a lot of&nbsp;organic increases in the market. But I do think that paid support will always be necessary, to continue to fuel and increment user bases moving forward.&nbsp;&nbsp;</p>

<p>So especially during this competitive time, getting in front of consumers is critical when they&#39;re looking for new content and new shows.&nbsp;So&nbsp;I think that&nbsp;it&#39;s been a super important time to really step up from a brand perspective and really get the right creative out in front of users when they&#39;re looking for new content.&nbsp;</p>

<p>MATT:&nbsp;</p>

<p>&nbsp;Fantastic. Yeah,&nbsp;that makes total sense to me. I&#39;m convinced.&nbsp;Well, Robyn, thank you again for joining us today.&nbsp;Any final word for the listening public?&nbsp;&nbsp;</p>

<p>ROBYN:&nbsp;</p>

<p>Oh, that&#39;s great. Thanks, Matt. It&#39;s been super fun to get to do this with you today. I would just encourage everyone to keep staying home, staying safe and keep watching more and keep downloading those apps.&nbsp;&nbsp;</p>

<p>MATT:&nbsp;</p>

<p>Fantastic. Well, Robyn, it&#39;s been a pleasure as always to chat with you.&nbsp;And everyone, thanks again for tuning in. We&#39;ll see you next time.&nbsp;</p>

<p>&nbsp;</p>

<div><a href="https://soundcloud.com/user-802421075" style="color: #cccccc; text-decoration: none;" target="_blank" title="InMobi">InMobi</a> &middot; <a href="https://soundcloud.com/user-802421075/mobile-insights-with-inmobi-qa-with-robyn-meyers-on-media-and-entertainment-during-covid-19" style="color: #cccccc; text-decoration: none;" target="_blank" title="Mobile Insights with InMobi: Q&amp;A with Robyn Meyers on Media and Entertainment During COVID-19">Mobile Insights with InMobi: Q&amp;A with Robyn Meyers on Media and Entertainment During COVID-19</a></div>

<p>&nbsp;</p>

<h3>About the Author/Interviewer&nbsp;</h3>

<p>Matthew Kaplan has over a decade of digital marketing experience, working to support the content goals of the world&rsquo;s biggest B2B and B2C brands. He is a passionate app user and evangelist, working to support diverse marketing campaigns across devices.&nbsp;</p>]]></description>
      <dc:subject><![CDATA[Advertising, Inside InMobi, English (EN): inmobi.com,]]></dc:subject>
      
      <dc:creator><![CDATA[ Matt Kaplan,  Content Strategist  ]]></dc:creator>
      
      <dc:date>2020-05-01T11:56:00+00:00</dc:date>
    </item>
  
    <item>
      <title><![CDATA[The Impact Of COVID-19 On Consumer Sentiment In The Middle East [Mobile Survey Data] ]]></title>
      <link>https://www.inmobi.com/blog/2020/04/30/the-impact-of-covid-19-on-consumer-sentiment-in-the-middle-east-mobile-survey-data/</link>
      <guid>https://www.inmobi.com/blog/2020/04/30/the-impact-of-covid-19-on-consumer-sentiment-in-the-middle-east-mobile-survey-data/</guid>
      <description><![CDATA[<p>In&nbsp;March and April, the novel coronavirus has spread&nbsp;in&nbsp;Saudi Arabia and the United Arab Emirates (UAE), causing sudden disruption to&nbsp;daily&nbsp;life. To get a sense of&nbsp;how&nbsp;it is impacting people in both countries,&nbsp;InMobi&nbsp;ran a mobile survey using&nbsp;InMobi Pulse,&nbsp;InMobi&rsquo;s&nbsp;mobile market research&nbsp;solution.&nbsp;</p>

<p>The surveys&nbsp;ran&nbsp;from&nbsp;April&nbsp;13-24&nbsp;and reached&nbsp;close to 1,000&nbsp;adults&nbsp;through their mobile devices&nbsp;across the&nbsp;two&nbsp;countries.&nbsp;Respondents were split across gender and age ranges.&nbsp;</p>

<p>Here&rsquo;s what the data revealed.&nbsp;</p>

<h2>COVID-19&#39;s Impact on Media and Digital Behavior&nbsp;</h2>

<p>Among survey respondents in Saudi Arabia, 24% of&nbsp;them&nbsp;(and 30% of&nbsp;men polled) said they have been watching more news.&nbsp;In&nbsp;UAE, 41% of&nbsp;consumers polled&nbsp;(and 46% of survey respondents over the age of 34) said they have been watching more news.&nbsp;</p>

<p>Beyond staying on top of the latest happenings, people in the region have been turning to apps to stay in touch with others and for entertainment.&nbsp;In Saudi Arabia, 50% of&nbsp;users&nbsp;polled&nbsp;said they have spent more time on social media apps since the outbreak began, while 34% said they are using entertainment apps like Netflix more and 21% said they are spending more time playing&nbsp;mobile games.&nbsp;</p>

<p>People in the UAE are&nbsp;using apps&nbsp;similarly&nbsp;as well. Among&nbsp;people polled&nbsp;in that country, 51% said they are using social media apps more frequently and 40% are using communication apps like WhatsApp more often.&nbsp;</p>

<h2>COVID-19&#39;s Impact&nbsp;on Work&nbsp;</h2>

<p>The COVID-19 pandemic has dramatically impacted the global economy, and its economic impact has been felt in the Middle East as well.&nbsp;Among all survey respondents, one in four said they have already dealt with salary cuts and/or a loss in business.&nbsp;In&nbsp;Saudi Arabia, 19%&nbsp;of&nbsp;users&nbsp;said they had seen salary cuts or a loss in business, while&nbsp;15% said they were laid off or had to shut down their business.&nbsp;</p>

<p>The impact has been even more severe in the UAE. While 13% there said they had been&nbsp;laid off or had to shut down their business, 28% of&nbsp;people polled&nbsp;in the country have already dealt with salary cuts or a loss in business.&nbsp;</p>

<h2>COVID-19&#39;s Impact&nbsp;on Consumer Behavior&nbsp;</h2>

<p>With stores and shops largely shut down, consumer behavior in both nations&nbsp;has&nbsp;shifted.&nbsp;Overall, one in five said they have started buying more online, while 35% said they have been buying less in&nbsp;stores&nbsp;since the outbreak took hold.&nbsp;</p>

<p>Among&nbsp;consumers&nbsp;in Saudi Arabia, 35% said they were buying less in store and 18% said they were buying more online. Similarly, among UAE survey respondents, 36% said they were buying less in store and 23% said&nbsp;they have been buying more online.&nbsp;</p>

<p>Among those that are still buying, mobile plays a critical role in helping them&nbsp;purchase&nbsp;products.&nbsp;In fact, 85%&nbsp;of&nbsp;those&nbsp;in the UAE and 80% of those in Saudi Arabia said&nbsp;they get the most information about the products they purchase from mobile devices.&nbsp;</p>

<p>What are people buying now? In terms of personal care items, in Saudi Arabia, 58% of respondents said they are prioritizing the purchase&nbsp;of hand wash and soaps, while 61% of respondents in&nbsp;the&nbsp;UAE said the same thing.&nbsp;But, among&nbsp;people&nbsp;in the&nbsp;UAE specifically, 15% said they have spent more money on household care items, while 9% said they have&nbsp;spent more on beauty and personal care items.&nbsp;</p>

<h2>COVID-19&#39;s Impact&nbsp;on Food Buying Behavior&nbsp;</h2>

<p>Both Saudi Arabia and UAE&nbsp;are currently under lockdown, and that has impacted grocery and food buying behavior in both&nbsp;countries. In Saudi Arabia, 45% of&nbsp;consumers&nbsp;said they have bought enough groceries for a few days, while 11% said they started ordering groceries online for pickup or delivery.&nbsp;&nbsp;</p>

<p>Similarly, among UAE survey respondents, 53% said they have&nbsp;bought enough groceries for a few days,&nbsp;while&nbsp;11% said they had bought enough groceries for a month. Further, 10% said they started ordering groceries online for pickup or delivery.&nbsp;</p>

<p>When people are going to the grocery store, they are spending more money than before.&nbsp;Close to half (45%) said they are spending more on groceries. In comparison, just 9% of all people surveyed said they were spending more on entertainment.&nbsp;</p>

<p>Among survey respondents in Saudi Arabia, 38% said&nbsp;they are spending more on groceries now, and 19% said they are spending more on groceries online.&nbsp;And,&nbsp;in the&nbsp;UAE, 51% said they are spending more on groceries and 31% said they are spending more on online grocery.&nbsp;</p>

<p>Groceries and pantry staples are key now, as people begin cooking from home more frequently.&nbsp;Among&nbsp;people&nbsp;in Saudi Arabia, 39% said they have started cooking from home since the lockdown began, while only 5% said&nbsp;they have increased food delivery.&nbsp;</p>

<p>Similar behavior was observed in the UAE. Among&nbsp;consumers&nbsp;in&nbsp;that&nbsp;country, 36% said&nbsp;they&nbsp;had started cooking from home since the pandemic began while only 7% said they have&nbsp;increased food delivery.&nbsp;</p>

<p>It&rsquo;s possible that this reticence to avoid delivery and takeout could be due to cleanliness and contamination concerns.&nbsp;Among&nbsp;people&nbsp;in Saudi Arabia, 35% said hygiene of the kitchen was the most important factor they kept in mind when buying food from outside the home.&nbsp;Among UAE&nbsp;&nbsp;32% said the same thing.&nbsp;</p>

<h2>COVID-19&#39;s Impact on Financial Activity&nbsp;</h2>

<p>Even with the region under lockdown, people in both countries are still conducting financial activities.&nbsp;Over half (52%) of all users polled report using financial/banking apps, while 79% say they&rsquo;re using digital banking/financial tools overall.&nbsp;More specifically, 27% of all survey respondents said they are currently using mobile banking apps even&nbsp;during&nbsp;the&nbsp;lockdown.&nbsp;</p>

<p>In Saudi Arabia, 46% said&nbsp;they are making online purchases through digital channels, while 29% made local money transfers and payments.&nbsp;Among UAE&nbsp;users polled, 35% said they are conducting local money transfers and payments through digital channels, while 31% said they are presently transferring money overseas this way.&nbsp;</p>

<p>For&nbsp;all of&nbsp;this financial activity, mobile is key. A quarter of&nbsp;people&nbsp;in Saudi Arabia said they are currently using mobile banking apps, while&nbsp;17% said they were using money transfer apps.&nbsp;In the UAE, 29% said they are currently using mobile banking apps, while 16% said they were using money transfer apps&nbsp;</p>

<h2>COVID-19&#39;s Impact on Advertising&nbsp;</h2>

<p>What can brands do to stay top of mind with consumers during the pandemic? According to&nbsp;close to two-thirds of people we&nbsp;surveyed, the answer is advertising.&nbsp;Overall,&nbsp;62%&nbsp;in Saudi Arabia and 68% in UAE&nbsp;said mobile advertising helps them discover new products and services&nbsp;at&nbsp;this moment.&nbsp;&nbsp;</p>

<p>Further,&nbsp;compared to other ad formats,&nbsp;43%&nbsp;of survey respondents in Saudi Arabia&nbsp;said&nbsp;they notice and view video ads&nbsp;the most frequently.&nbsp;However, in the UAE, the top choice was picture/image-based ads.&nbsp;Across all&nbsp;consumers polled, 38% said they preferred video ads while 27% selected picture/image-based ads.&nbsp;</p>

<h2>Outlook On COVID-19 And&nbsp;the Future&nbsp;</h2>

<p>How optimistic are consumers feeling about the future?&nbsp;In&nbsp;Saudi Arabia, 24% said they expect COVID-19 to impact their&nbsp;behaviors for the next two to three months.&nbsp;Close to a third (31% to be exact) of&nbsp;consumers&nbsp;in the UAE feel similarly.&nbsp;Across both geographies, one in five survey respondents thought it would last six months or longer.&nbsp;</p>]]></description>
      <dc:subject><![CDATA[Consumer Research, Media Consumption &amp; Trends, Understanding Consumers, English (EN): inmobi.com,]]></dc:subject>
      
      <dc:creator><![CDATA[ Team InMobi  ]]></dc:creator>
      
      <dc:date>2020-04-30T23:20:00+00:00</dc:date>
    </item>
  
    <item>
      <title><![CDATA[Mobile App vs Website Statistics: How App Usage Compares to Mobile Web Visits in the United States ]]></title>
      <link>https://www.inmobi.com/blog/2020/04/27/mobile-app-vs-website-statistics-how-app-usage-compares-to-mobile-web/</link>
      <guid>https://www.inmobi.com/blog/2020/04/27/mobile-app-vs-website-statistics-how-app-usage-compares-to-mobile-web/</guid>
      <description><![CDATA[<p>Looking for mobile app vs website statistics that highlights the differences between the users of mobile websites and apps? Be sure to download our latest report: <a href="http://go.inmobi.net/mobile-apps-vs-mobile-websites" style="background-color: initial;" target="_blank">Apps vs Mobile Websites: Understanding Their Users</a>.</p>

<p style="text-align:center"><a class="btn btn-s" href="http://go.inmobi.net/mobile-apps-vs-mobile-websites" style="font-size:24px; border-radius: 25px; font-weight: normal;" target="_blank">DOWNLOAD NOW</a></p>

<h2>Top Insights on Mobile Apps vs Mobile Websites</h2>

<p>Here&rsquo;s a sneak peek on some of the top differences across categories between the visitors of a mobile website and an app&rsquo;s owners:</p>

<ul>
	<li>App owners are more likely to be male than female, in most cases.</li>
	<li>Unlike with gender, there&rsquo;s no clean split between app owners and mobile website visitors. It really depends more on the space versus the medium itself. But, more often than not, mobile web visitors tend to skew slightly younger.</li>
	<li>More often than not, app owners tend to make more money per year than do mobile website visitors.</li>
	<li>Typically, regional preferences and brand loyalties trump mobile web versus app. For example, Chipotle app owners are more like Chipotle&rsquo;s website visitors that they are like Tesla&rsquo;s app owners.</li>
	<li>Across the board, app owners are more likely to be White than Non-White. Mobile website visitors are often majority White as well, but the difference isn&rsquo;t as stark as it is on the app side.</li>
	<li>More often than not, what a mobile website visitor is interested in aligns with what app owners of the same brand and space are interested in.</li>
</ul>

<h2>First Chapter of Mobile Application vs Mobile Sites Report</h2>

<p>Before you download the entire report, <a href="http://go.inmobi.net/mobile-apps-vs-mobile-websites" target="_blank">Apps vs Mobile Websites: Understanding Their Users</a>, get a sneak peek of the first page:</p>

<p>&ldquo;In 2020, consumers in the U.S. are expected to spend close to four hours a day with their favorite mobile devices (3:49 to be exact, according to eMarketer). Across all mobile devices, around 87% of all time spent is devoted to apps - and it jumps to 90% when looking just at time spent using smartphones.</p>

<p>But this doesn&rsquo;t mean the demise of mobile web browsers. While apps make sense for some use cases, they&rsquo;re not ideal for certain transactions. Just looking up a quick fact or making a one-time purchase? Mobile web is probably your best bet. Logging into your favorite social network or playing your favorite game? Apps are more ideal here.</p>

<p>So who specifically downloads apps, and who tends to visit mobile websites? To find out, we turned to InMobi Pulse. InMobi Pulse builds a holistic understanding of the customers from across data sources ranging from InMobi Exchange, which reaches 1.6 billion users globally, to permissively-sourced deterministic first-party telco data to stated feedback directly from the customers.</p>

<p>We aimed to better understand how these audiences compare by looking at mobile web visitors and app owners (i.e. people who have the app downloaded on their phone) in the following categories: streaming video, e-commerce and retail, auto, health and fitness, pharmacy/convenience store, home and garden, and quick-service restaurants (including food delivery apps and coffee and pizza chains, among other major brands)."</p>

<p>Like what you&rsquo;re reading? Be sure to download the report in full today!</p>

<p style="text-align:center"><a class="btn btn-s" href="http://go.inmobi.net/mobile-apps-vs-mobile-websites" style="font-size:24px; border-radius: 25px; font-weight: normal;" target="_blank">DOWNLOAD NOW</a></p>

<h2>How to Use The Report&rsquo;s Insights in Your Mobile Strategy</h2>

<p>Should your brand have a mobile website and a mobile app, or just one? It depends, although the data shows that since each channel has a distinct audience, it often makes sense to invest in both and to ensure everyone has positive user experiences.</p>

<p>But, it does depend on business vertical. Some industries are much better off investing time and efforts into apps, while others may be better served with just a really good responsive website that&rsquo;s mobile friendly, no matter what kind of internet connectivity someone may have or what kind of operating system they use.</p>

<p>For both the demand side and supply side, our report provides key insights on audiences. Who should you be targeting, and where can they be found? Before engaging and acquiring consumers, it&rsquo;s critical to understand and identify who they are what they care about.</p>

<p>For example, let&rsquo;s say a publisher of gaming apps is pursuing more app downloads. Before beginning the campaign, it&rsquo;s critical to dive into the data. What app stores do different audiences utilize? Will conversion rates likely be higher in certain locations over others? These questions are critical to answer, and our latest report provides key details for advertisers and publishers in a wide variety of verticals.</p>

<p>These insights can be beneficial for monetization too. According to a <a href="http://go.inmobi.net/predicting-the-future-of-in-app-advertising-and-monetization" target="_blank">2019 app monetization survey conducted by InMobi</a>, many app developers and publishers don&rsquo;t necessarily know a lot about their app users. Less than half of those polled said they know the age and gender of their app users, 16% know the hobbies and interests of their user base and just 7% know what other apps they use.</p>

<p>By having more insights on the different types of people using their app, not only can app publishers and developers have smarter user acquisition campaigns in place, but they can also uplevel their monetization efforts. Advertisers are willing to pay more to reach certain audiences. App publishers and developers can make their apps more enticing destinations for advertisers by highlighting how their audience is unique and potentially hard to find anywhere else.</p>

<p>In marketing and app monetization, just like any other field, it pays to know your audience. By downloading our latest report, <a href="http://go.inmobi.net/mobile-apps-vs-mobile-websites" target="_blank">Apps vs Mobile Websites: Understanding Their Users</a>, you get unique insights on the mobile web and mobile app audiences across industries. Be sure to grab your copy today.</p>

<p style="text-align:center"><a class="btn btn-s" href="http://go.inmobi.net/mobile-apps-vs-mobile-websites" style="font-size:24px; border-radius: 25px; font-weight: normal;" target="_blank">DOWNLOAD NOW</a></p>

<h3>About the Author</h3>

<p>Matthew Kaplan has over a decade of digital marketing experience, working to support the content goals of the world&rsquo;s biggest B2B and B2C brands. He is a passionate app user and evangelist, working to support diverse marketing campaigns across devices.</p>

<h4>Our Commitment to Data Privacy: What You Need to Know About This Data</h4>

<p>InMobi takes user privacy extremely seriously. We meet the most rigorous governance, compliance, and security standards. We have collaborated with consumer advocacy groups and incorporate guidelines from multiple federal government agencies to define industry-leading practices for data governance in the U.S.</p>

<p>Users retain complete control over the data they provide, have a choice in whether they participate and have transparency as to how their data is utilized. Subscribers have constant access to their privacy elections through multiple telco touchpoints. The patented anonymization platform ensures data sets are 100% secure, and are refreshed to ensure all data are anonymized.</p>]]></description>
      <dc:subject><![CDATA[Media Consumption &amp; Trends, Understanding Consumers, English (EN): inmobi.com,]]></dc:subject>
      
      <dc:creator><![CDATA[ Matt Kaplan,  Content Strategist  ]]></dc:creator>
      
      <dc:date>2020-04-27T21:44:00+00:00</dc:date>
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    <item>
      <title><![CDATA[How COVID-19 is Impacting Americans in April [Latest Mobile Survey Data]]]></title>
      <link>https://www.inmobi.com/blog/2020/04/24/how-covid-19-is-impacting-americans-in-april-latest-mobile-survey-data/</link>
      <guid>https://www.inmobi.com/blog/2020/04/24/how-covid-19-is-impacting-americans-in-april-latest-mobile-survey-data/</guid>
      <description><![CDATA[<p>Back <a href="/blog/how-covid-19-is-impacting-americans-mobile-survey-data" style="background-color: initial;" target="_blank">in March, InMobi ran a mobile survey using InMobi Pulse</a>, InMobi&rsquo;s mobile market research solution, to see how Americans across the U.S. were reacting to the COVID-19 pandemic. Of course, a lot has changed across the nation since we first conducted this survey in March. So, what does the current landscape look like today?</p>

<p>To find out, InMobi ran another mobile survey. This time, we directly surveyed over 1,500 adults in the U.S., asking them the same questions we asked back in March. The survey, which reached individuals in every corner of the country (see note below), ran from April 2 to the 10th and had the same representation in terms of age and gender as the last survey.</p>

<h2>Top 5 Takeaways:</h2>

<ol>
	<li><strong>Young People Are Craving Entertainment</strong><br />
	According to the April survey, 57% of respondents in this age range said they are spending more time using entertainment apps. And, 18% of survey respondents aged 18-25 now say they are spending more money on entertainment, a 7% increase compared to March&rsquo;s results.</li>
	<li><strong>News Fatigue is Real</strong><br />
	People in the U.S.aren&rsquo;t watching the news as frequently as they were in March. For example, in March, 41% of parents polled said they were following the news more. In April, that percentage dropped to 30%. The total share of all survey respondents who said they are checking news apps more frequently dropped by nine percentage points between March and early April.</li>
	<li><strong>People Are Spending More on Groceries</strong><br />
	In early April, 40% of survey respondents said they are spending more on groceries of late. But, only 17% of survey respondents said they are buying groceries online, even though <a href="/blog/covid-19-impact-on-mobile-user-behavior" style="background-color: initial;" target="_blank">installs of grocery delivery apps like Instacart and Shipt rose in March</a><span style="background-color:initial">.</span></li>
	<li><strong>Phone Calling Has Increased</strong><br />
	It comes as no surprise that phone calling is up as people seek to stay in touch with others while many of us shelter in place. The latest survey found that 22% of respondents say they are using their mobile devices to make more calls. A third of respondents between26 and 35 years old say that they are making more phone calls with their mobile device. In April, half of those surveyed said they&rsquo;re using the internet to make calls more frequently.</li>
	<li><strong>These Changes in Consumer Behavior Might Last For a While</strong><br />
	36% of respondents said COVID-19 will impact their media consumption and spending behaviors for the next two to three months. Between March and April, the biggest jump was in the share of survey respondents who said their behavior will be impacted for the next six to 12 months.</li>
</ol>

<p>Here&rsquo;s what else the survey reveals about the current state of the nation regarding COVID-19.</p>

<h2>COVID-19&#39;s Impact on Digital Behavior: Impact on Mobile Usage</h2>

<p>In early April, 40% of all survey respondents said they are spending more time playing gaming apps. Between March and April, there was an increase in share of respondents between the ages of 36 to 45 and people between56 and 65 that said they were playing mobile games more frequently. In April, 45% of survey respondents with kids in the house are using mobile gaming apps more frequently.</p>

<p><img alt="Covid-19's impact on Gaming Apps" src="https://go.inmobi.net/hubfs/mobile-gaming-usage-survey-data-April.png" /></p>

<p>Social apps usage is especially high among younger people. In fact, 66% of survey respondents aged between 18 to 25 said they are spending more time using social apps since the coronavirus outbreak first started in the U.S. and over a third of survey respondents in this age range in April said they are using communication apps more frequently.</p>

<h3>COVID-19&#39;s Impact on Television:</h3>

<p>The percentage of people who report streaming more TV content across devices now has notably increased, jumping from 25% in March to 33% in early April. In fact, this month, 54% of survey respondents aged 18-25 said they are now streaming more TV. Connected TV usage is growing at a rapid clip, with many people now accessing video content through different apps and services across multiple devices, including television sets.</p>

<p><img alt="Covid-19's impact on Streaming Television" src="https://go.inmobi.net/hubfs/streaming-TV-habits-mobile-survey-data-april-covid19.png" /></p>

<p>Around one in four people surveyed this month said they are watching more live TV. The percentage of people aged between 46 to 55 who said they are watching more live television rose significantly from 17% in March to 29% in early April.</p>

<h2>Social Distancing Overview</h2>

<p>Last time, only 61% of people surveyed said they were very strictly reducing contact with others. Thankfully, that figure has now shot up to 79% of survey respondents.</p>

<p>A major difference between then and now is with people between 36 and 45 years old. In our first survey, only 57% of respondents in this age range said they were strictly avoiding contact with others. In the latest survey, this figure grew to 82% of respondents among this group.</p>

<p>Overall, women are more than likely than men to be strictly avoiding others. Older respondents are slightly more likely than younger survey respondents to be practicing social distancing.</p>

<h2>COVID-19&#39;s Impact on Work</h2>

<p>One in five people said they were laid off or furloughed this time around, up from17% from our last survey. Women are more likely to be not working now, with a quarter of all women polled in April now saying they have been furloughed or laid off. And, <strong>28% of survey respondents between the ages of 18 and 25 now say they are out of work</strong>.</p>

<p>Among those that still have jobs, over one in four are now working from home. The number of people who are required to work from home jumped from 16% to 20% this time around, with women and younger people being the most likely to be working from home right now.</p>

<p>Among the work-from-home crowd, <strong>24% of survey respondents now say they are using Zoom</strong>. Last time around, it was only 13%. People across all ages and genders are using Zoom more frequently in April compared to March. Microsoft Teams also saw a significant increase in usage, albeit smaller than Zoom.</p>

<h2>COVID-19&#39;s Impact on Consumer Behavior</h2>

<p>Overall, among early April survey respondents, 37% said they have not increased spending. This is down from March, when 47% said they had not increased spending. <strong>Only 17% of survey respondents in April said they have not decreased spending.</strong></p>

<p>According to the early April survey results, 35% said they are spending less on clothes, shoes and jewelry. Around a third said they are spending less on entertainment, and over a third have decreased spending on travel and transportation.</p>

<p>There are some areas where survey respondents are spending more. For instance, 18% of survey respondents aged between 18 to 25 now say they are spending more on entertainment. And, the percent of male survey respondents who said they have decreased spending on entertainment went from 36% in March down to 29% in April.</p>

<p><img alt="Covid-19's impact on Entertainment" src="https://go.inmobi.net/hubfs/entertainment-habits-covid19-mobile-survey-data-april.png" /></p>

<p>In early April, 50% of survey respondents said they are not shopping online more frequently, with people 56 years old and above being less likely than their younger peers to say this.</p>

<h2>COVID-19&#39;s Impact on Food Buying Behavior</h2>

<p>In early April, 40% of survey respondents said they are spending more on groceries of late. But, only 17% of survey respondents said they are buying groceries online.</p>

<p>Close to half of survey respondents aged 46 to 55 said they are spending more on groceries now. This may be because over a third of those in this age group have started cooking from home due to COVID-19. Overall, among all survey respondents in April, 30% said they are cooking at home more frequently now.</p>

<p>According to our latest survey, 27% of respondents said they have stocked up on enough groceries for a month, up from 18% in March. Last month, 32% of survey respondents said they didn&rsquo;t change their grocery buying habits at all; in April, only 22% of survey respondents said the same thing.</p>

<p><img alt="Covid-19's impact on Food Buying Behavior" src="https://go.inmobi.net/hubfs/grocery-buying-mobile-survey-data-april-covid19.png" /></p>

<h3>Impact on Food Delivery:</h3>

<p>According to our April survey, <strong>20% of respondents said they have reduced or stopped ordering food for delivery or takeout</strong>. The percentage of survey respondents aged 18 to 24 who have decreased their delivery and takeout behavior went from 12% in March to 24% in early April.</p>

<h2>Outlook On COVID-19 and The Future</h2>

<p>According to the April survey results, 36% of respondents said COVID-19 will impact their behaviors for the next two to three months. Between March and April, the biggest jump was in the share of survey respondents who said their behavior will be impacted for the next six to 12 months.</p>

<p>The survey responses in April reflects the ever-changing nature of the pandemic. But, no matter how long we are all sheltering in place, we will definitely continue looking closely at these trends.</p>

<p>Interested in more COVID-19 insights? Head to <a href="https://www.inmobi.com/covid-19" target="_blank">www.inmobi.com/covid-19</a> for data and analysis on how the world is coping with the pandemic, how it&rsquo;s affecting consumer behavior and how marketers are advertisers are reacting to a rapidly changing landscape.</p>

<p><em>Note: 37% of survey respondents in April were from the Southern U.S. 23% were from the Midwest, 19% were from the Western U.S. and 15% were from the Northeast. The remaining survey respondents elected not to indicate where they live.</em></p>]]></description>
      <dc:subject><![CDATA[Consumer Research, Media Consumption &amp; Trends, Understanding Consumers, English (EN): inmobi.com,]]></dc:subject>
      
      <dc:creator><![CDATA[ Team InMobi  ]]></dc:creator>
      
      <dc:date>2020-04-24T20:54:00+00:00</dc:date>
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    <item>
      <title><![CDATA[Mobile Insights with InMobi: Jobie Tan on Mobile Gaming during COVID-19 ]]></title>
      <link>https://www.inmobi.com/blog/2020/04/24/mobile-insights-with-inmobi-jobie-tan-on-mobile-gaming-during-covid-19/</link>
      <guid>https://www.inmobi.com/blog/2020/04/24/mobile-insights-with-inmobi-jobie-tan-on-mobile-gaming-during-covid-19/</guid>
      <description><![CDATA[<p>Welcome to our first ever edition of Mobile Insights with InMobi! This is our new Q&amp;A series, where we sit down with leading mobile marketing and in-app advertising experts to get their take on the current state of the world.</p>

<p>For our very first interview, I sat down with Jobie Tan, InMobi&rsquo;s Director of Business Development, to discuss the current state of mobile gaming during the COVID-19 pandemic. In our 18-minute conversation, we talked about why people are turning to mobile gaming apps in this moment in time, which kinds of titles are especially popular right now and what games need to do to see success today during these unprecedented times. <a href="https://soundcloud.com/user-802421075/mobile-insights-with-inmobi-qa-on-mobile-gaming-with-jobie-tan" target="_blank">Tune in today to hear the full conversation</a>!</p>

<p>&nbsp;</p>

<p><a href="https://soundcloud.com/user-802421075" style="color: #cccccc; text-decoration: none;" target="_blank" title="InMobi">InMobi</a> &middot; <a href="https://soundcloud.com/user-802421075/mobile-insights-with-inmobi-qa-on-mobile-gaming-with-jobie-tan" style="color: #cccccc; text-decoration: none;" target="_blank" title="Mobile Insights with InMobi: Q&amp;A on Mobile Gaming with Jobie Tan">Mobile Insights with InMobi: Q&amp;A on Mobile Gaming with Jobie Tan</a></p>

<h2>Q&amp;A Transcript</h2>

<p>MATT:</p>

<p>Hi everyone. This is Matt Kaplan from InMobi&#39;s marketing team. Thanks for tuning in to our first ever edition of Mobile Insights with InMobi.For our very first guest, very excited to have Jobie Tan with us today. Jobie, can you give a quick intro of your role here at InMobi?</p>

<p>JOBIE:</p>

<p>Hey Matt, how&rsquo;s it going? Thanks for having me.I head business development for global games over here at InMobi, and I work with publishers and developers, working with them to help them monetize their apps.</p>

<p>MATT:</p>

<p>Awesome. Great. So, so Jobie, you know, obviously, we&#39;ve all been very much impacted by COVID- 19. It&#39;s caused everyone to be at home much more often as we&#39;re all social distancing.And, as a result of this, how, has COBID-19 and Coronavirus impacted the world of mobile gaming?</p>

<p>JOBIE:</p>

<p>Yeah that&rsquo;s a great question. Matt, you know, a lot of us have been affected.I&#39;m at home with my two sons, age four and nine, and we&#39;re all challenged with, you know, having to do some remote learning in school and working at the same time.But, you know, I seen it asa little bit of a blessing in disguise. You know, we get to spend a lot more time with the family.</p>

<p>And, also gaming has increased in the past a few weeks ever since, you know, we&#39;ve all been ordered to stay at home. App Annie predicting the industry will surpass $70 billion in revenue this year.Right? And, in 2019, Asia Pacific accounted for 40% of the market, followed by 26% in North America. And we&#39;ve seen a huge increase in hyper casual games.</p>

<p>Yeah, game publishers, they&#39;re waging UA wars, trying to acquire as many users as possible. And, you know, they&#39;re all vying for that number one spot in the, you know, top hundred, top 200 of the app store, Google play store, right?Hitting that number one spot, it&#39;s massive. That means, you know, millions (of downloads) and, you know, hundreds and thousands of, of daily active users, which make up for, you know, significant amount of audience for them, right?</p>

<p>These are made up of a new, mostly, casual games, hyper casual games, casual arcade and puzzle games.And, you know, we&#39;ve also seen the staying power of classic games, right? The Fruit Ninjas and Flow Frees that have been around for so long. Words with Friends, Crossy Roads and Wordscapes, Angry Birds, you name it.</p>

<p>MATT:</p>

<p>Interesting. Do you think that, in this time, that people, in a way, a familiar game offers comfort perhaps?</p>

<p>JOBIE:</p>

<p>Yeah, definitely. That&#39;s definitely the case, right? You know, it offers comfort. It gives them something to do, right?We&#39;ve got a lot more time to pass right now.There&#39;s no travel time. There&#39;s time we&#39;re waiting at home, and maybe you want to squeeze in a little bit of alone time also.</p>

<p>MATT:</p>

<p>Yeah, absolutely. So, you mentioned casual and hyper casual games a few times. It&#39;s obviously been, even before all this happened, a very hot space in the games market. Why do you think that category continues to do well? And are there any particular types of games within that category that are really seeing an uptake in users right now?</p>

<p>JOBIE:</p>

<p>Yeah, Matt.Gaming in general, has done great in the past few weeks.We&#39;ve seen the huge rise of hyper casual games within the past year.Just a few weeks ago we had that crazy slap craze.There was probably three slapping gaming apps on the top 10, 20 of the app store. So it&#39;s pretty crazy, the genres and types of games that come out.</p>

<p>And we&#39;ve seen a resurgence of puzzle games and word puzzle games, right? These games, you know, people play on the train. People play while they&#39;re waiting for their meals to cook. People play while they&#39;re putting their children to sleep. A lot of these games, you know, kill time and give you a little bit of, of comfort, give you a little bit of quiet time. I mean, that&#39;s what people use them for.</p>

<p>What I have seen in the past few weeks that has ramped up significantly is games with a social aspect, games where you reach out to friends, to family in the next city, the next town. And in my case, sometimes even in another country, right?</p>

<p>These games are, you know, Words with Friends where you play with people all over the world. You know, this game has been around for years, right? It&#39;s not a new game by any sense, but it reached the top four of the gaming app store the other day, right? Which is amazing.</p>

<p>And there&#39;s other social theme games that are popping up and reaching the top 100 and 200 of the app store, you know, and games like UNO and Heads Up and Scrabble Go. None of these are new games, but they all have a social aspect. They all bring in a community aspect. People play with each other, where they don&#39;t get a chance to do that while you&rsquo;re quarantined at home with this shelter in place mandate that we&#39;ve got from our government, right?</p>

<p>We want to reach out to people. We still want to interact with our friends and family, so why not play games with them?</p>

<p>MATT:</p>

<p>Yeah. Yeah. I think we&#39;re, because we&#39;re all stuck at home, we&#39;re craving social interaction in a way that we can&#39;t get, so I definitely see the value of these kinds of games.</p>

<p>It&#39;s interesting, I take the train every day and I see people playing more solitary games often during their commute, right? And so it&#39;s interesting to see that some of these games with the more social component are starting to become popular as well as a result.</p>

<p>JOBIE:</p>

<p>Definitely.</p>

<p>MATT:</p>

<p>And that very much aligns with, InMobi recently did a survey that found that 70% of Americans are playing more mobile games now. Hopefully I cited that number right. Or 70% are using their mobile devices more, and obviously gaming is a huge part of that.</p>

<p>It&#39;s definitely interesting to see how this space evolves.Especially interesting that it&#39;s a lot of known titles that are doing well. Do you think any new titles are going to be emerging maybe in the next few weeks?</p>

<p>JOBIE:</p>

<p>Ah, that&#39;s always there, Matt. Like I mentioned earlier, these new titles and lots of new developers coming up from all over the world are vying for that number one spot.And, you know, sometimes they&#39;re paying for that number one spot, right?</p>

<p>They&rsquo;re acquiring new users left and right. Yeah, people want to acquire new users right now. UA is going on quite heavily? just to get a slice of that pie, you know?Try to get a slice of that audience that&#39;s available right now.</p>

<p>MATT:</p>

<p>Yeah, absolutely. And maybe you don&#39;t want to mention any specific titles, but are there any types of mobile games that you&#39;ve been finding yourself playing a lot over these past few weeks?</p>

<p>JOBIE:</p>

<p>Uh, yeah. So, I&#39;ve been playing this game called, it&#39;s actually a solitaire game, Match Solitaire. It&#39;s got a, you know, it&#39;s on the solitary genre, but it combines it with a match three genre.I&#39;m at home with my kids and my wife, as I mentioned, so it&#39;s nice to, you know, take five minutes of alone time and play some of that, so it&#39;s real great.</p>

<p>And, you know, Words with Friends, I&#39;m definitely playing with the family. I&#39;m originally from the Philippines, so it&#39;s great to play with them that huge title.</p>

<p>And of course there&#39;s the Wordscapes game that I play pretty often also.Also goes along with that alone time. So it&#39;s a good mix with the old and new, I think.</p>

<p>MATT:</p>

<p>Nice. I now have a few titles I now need to download myself.</p>

<p>JOBIE:</p>

<p>Yeah, definitely. Well, let me know what you like.I&rsquo;m pretty familiar with these games.</p>

<p>MATT:</p>

<p>Nice. Yeah. I think if any of these social games I may need to challenge you soon Jobie.</p>

<p>JOBIE:</p>

<p>For sure. For sure.</p>

<p>MATT:</p>

<p>So I want to pivot gears a little bit. So you work a lot with the app publishers in the gaming space, with gaming app developers. And I know a topic that you often talk to them about is related to monetization.So right now, we are in a very particular time as a result of COVID-19. So what does that mean as far as monetization for mobile gaming is concerned?</p>

<p>JOBIE:</p>

<p>Well monetization for mobile gaming, it&#39;s - that audience is available right now, right? It&#39;s huge.So for casual games, we&#39;ve seen an influx of other games being advertised within these games today. Like I mentioned, user acquisition has been going through the roof because of that available audience. And, you know, everyone&#39;s battling for that number one spot. So there is a large amount of inventory right now, and I think the advertisers are definitely catching up.</p>

<p>COVID-19 has had in the first few weeks of it definitely, we&#39;ve seen a lull in that advertiser base, right? I think the whole world&#39;s trying to adjust. But, as we slowly get ramped back up, these advertisers and these companies and these brands, you know, they want to rebound.They want to come back. And, advertising to this large captive audience is definitely something that they want to do.</p>

<p>MATT:</p>

<p>Interesting. So is now in an ideal time for brands to maybe consider advertising to this audience?</p>

<p>JOBIE:</p>

<p>Definitely, right. It&#39;s the best time to do that. I mean, the audience is captive. They&#39;ve got that time. They&#39;ve got that time online.If they&#39;re not going to the stores, they&#39;re ordering things online. It&#39;s a great time to be monetizing through the app.</p>

<p>You know, there has been a debate, with the publishers and partners I&rsquo;m working with, with displaying competition in their games. So other gaming ads versus a lot of the brand ads that we show. So, I mean, that&#39;s still being debated between all of these partners. Should we show other gaming app install ads, or should we show brand ads?</p>

<p>I mean, a lot of the partners we work with a use both, right, and they just balance the two, to ensure that they&#39;re keeping their user base and they&#39;re also providing a multitude of other ads that the end user will see.</p>

<p>So, yeah, no, it&#39;s a great space right now. There is definitely that inventory. And I think our partners and these publishers are in a good spot because they can pick and choose who they could sell their inventory to.</p>

<p>MATT:</p>

<p>Yeah. Yeah, absolutely. And I would imagine for a brand too, it&#39;s a tricky environment out there.Obviously people are reading up on Coronavirus and COVID-19. I know I&#39;m checking the news every day, and as an advertiser you always have to be careful about advertising next to that kind of content. But you don&#39;t have that in mobile games though.</p>

<p>JOBIE:</p>

<p>100% correct man. 100% correct.</p>

<p>MATT:</p>

<p>So, in terms of the future, obviously we don&#39;t know how long the situation is going to last and what its lasting impact is going to be.But nevertheless, despite that, are there any things that mobile games can do to really position themselves for the future, for success?</p>

<p>JOBIE:</p>

<p>Yeah, Matt. I think, you know, with all the partners that we&rsquo;ve worked with in the past, what I&#39;ve talked about and what I&#39;ve recommended is to focus on user retention, right?That user is so valuable, right? And that&#39;s a challenge that all publishers are trying to solve. How do you keep your audience? How do you keep them from playing something else? How do you keep them captivated? That&#39;s huge.</p>

<p>You see user acquisition and monetization teams start working together as one.There used to be two separate teams, and now they&#39;re aiming for the same goal. They&#39;re trying to maximize the audience and maximize the inventory that they have because it&#39;s costly, right? There are a lot of app install ads out there, and the cost per install for those are going through the roof.It&#39;s really crazy.</p>

<p>So you&#39;re paying for that user. You want to keep them as long as possible. That&#39;s why differentiating the ads shown and minimize - not minimize, but limiting other gaming ads shown with a variety of brand ads sprinkled in there, I think, is definitely key. It&#39;s huge and something our partners and publishers definitely have to look out for.</p>

<p>And also, they can&#39;t forget about the rest of the world, right?True, the U.S. is a huge, huge market with the highest eCPM rates that you could get, but the rest of the world&#39;s out there too, and especially a lot of the mobile first countries.</p>

<p>I can point out Southeast Asia being that territory where there are so many mobile first countries out there, where people only have a mobile phone and consume tons of data and consume tons a time on a mobile phone. They&#39;ve got a massive user base and that&#39;s definitely something that you want to reach out to and take advantage of and, in the end, monetize.So maximizing that inventory is key.</p>

<p>MATT:</p>

<p>Perfect. Yeah. And the whole world is really been impacted by the virus. And so, you know, we here in the United States aren&rsquo;t the only ones that are stuck at home. It&#39;s really had a global impact. So that global scale and scope is important for all of us to keep in mind.</p>

<p>JOBIE:</p>

<p>Definitely.</p>

<p>MATT:</p>

<p>Well, Jobie it&#39;s been really fantastic chatting with you. If I&rsquo;m a gaming publisher and I want to learn more, how can I reach out?</p>

<p>JOBIE:</p>

<p>Well, you could email me at <a href="mailto:jobie.tan@inmobi.com">jobie.tan@inmobi.com</a>. I&#39;m on LinkedIn. I&#39;m on Facebook. And you can reach me any which way that you like.</p>

<p>MATT:</p>

<p>Fantastic. Well, Jobie thanks for joining us today.Everyone, thank you for tuning in. We hope you found this conversation useful. If you have any comments, please reach out to InMobi on social media: LinkedIn, Twitter, or Facebook. Thanks again for tuning in. We&#39;ll be in touch soon. Bye everyone.</p>

<p>JOBIE:</p>

<p>Cheers Matt for putting this together. Bye everyone.</p>

<p>&nbsp;</p>

<p><a href="https://soundcloud.com/user-802421075" style="color: #cccccc; text-decoration: none;" target="_blank" title="InMobi">InMobi</a> &middot; <a href="https://soundcloud.com/user-802421075/mobile-insights-with-inmobi-qa-on-mobile-gaming-with-jobie-tan" style="color: #cccccc; text-decoration: none;" target="_blank" title="Mobile Insights with InMobi: Q&amp;A on Mobile Gaming with Jobie Tan">Mobile Insights with InMobi: Q&amp;A on Mobile Gaming with Jobie Tan</a></p>

<h3>About the Author</h3>

<p>Matthew Kaplan has over a decade of digital marketing experience, working to support the content goals of the world&rsquo;s biggest B2B and B2C brands. He is a passionate app user and evangelist, working to support diverse marketing campaigns across devices.</p>]]></description>
      <dc:subject><![CDATA[Inside InMobi, Media Consumption &amp; Trends, Understanding Consumers, English (EN): inmobi.com,]]></dc:subject>
      
      <dc:creator><![CDATA[ Matt Kaplan,  Content Strategist  ]]></dc:creator>
      
      <dc:date>2020-04-24T17:08:00+00:00</dc:date>
    </item>
  
    <item>
      <title><![CDATA[The Impact of COVID-19 on Consumer Behavior in the Middle East ]]></title>
      <link>https://www.inmobi.com/blog/2020/04/23/the-impact-of-covid-19-on-consumer-behavior-in-the-middle-east/</link>
      <guid>https://www.inmobi.com/blog/2020/04/23/the-impact-of-covid-19-on-consumer-behavior-in-the-middle-east/</guid>
      <description><![CDATA[<p>COVID-19 has proven to be a truly global pandemic, impacting people in just about every corner of the world. The Gulf countries of Saudi Arabia, the United Arab Emirates (UAE), Qatar, Kuwait, Bahrain and Oman have closed schools and universities and implemented strict lockdown measures following pandemic hits in each location.</p>

<p>To what extent has COVID-19 influenced consumer behavior in the region? To find out, we turned to the data. By analyzing mobile in-app ad requests in February and March, we can see how COVID-19 and government responses to it has impacted people and their behaviors throughout this region.</p>

<h2>COVID-19&#39;s Impact on Mobile Usage in Gulf Region</h2>

<p>From March 15 onwards, every Gulf nation saw a notable increase in mobile app usage. During the second half of March, the highest mobile usage was recorded in Saudi Arabia, the most populous of the six countries, followed by the UAE and Kuwait.</p>

<p><img src="https://go.inmobi.net/hubfs/Overall-mobile-usage-GCC-COVID19-InMobi-March2020.png" /></p>

<p>Between the week of March 2 and March 11, mobile usage increased 2% in Saudi Arabia. But, between the week of March 12 and March 18, usage increased by 42%. The most dramatic increases during these periods were in Kuwait, Oman and Qatar. For example, in Qatar alone, mobile usage increased 76% during the week of March 12 and March 18 compared to the previous week.</p>

<p><img src="https://go.inmobi.net/hubfs/Rolling-weekly-increase-in-overall-mobile-usage-across-gulf-countries%E2%80%8B.png" /></p>

<p>Why was mobile usage spiking during this period? This is when the number of cases kept on increasing - and when lockdown measures either were first implemented or beginning to really sink in across the region. With more people stuck indoors, naturally many turned to their mobile devices to communicate, stay alert, entertain themselves and more.</p>

<h2>What Kinds of Apps Are People Using Most?</h2>

<p>People are turning to their smartphones to stay connected and to adapt to the pandemic. As a result, mobile engagement has surged across various categories.While mobile usage is up across the board in these nations, certain app categories are seeing more use than others.</p>

<p>In particular, we observed an 833% increase in mobile engagement among apps in the social and communication category in terms of ad requests during the second half of March.It makes sense that this category saw more growth than any other, with people turning to their mobile devices to replicate connections that otherwise would happen in person.</p>

<p>Saudi Arabia recorded the highest surge in the usage of social and communication apps among all six countries. The nation&rsquo;s migrant community, which is the biggest among all of these countries, is now connecting more frequently with friends and family back home, which is likely contributing to this massive increase.</p>

<p>Kuwait and Qatar also saw a massive increase, while Oman and Bahrain had upswings at relatively smaller scale. There was growth in the UAE as well, but not as much as might be expected considering the country&rsquo;s population as a fair amount of social media usage and communication still happens through laptops and desktops as opposed to mobile.</p>

<p><img src="https://go.inmobi.net/hubfs/mobile-usage-social-communication-apps-middle-east-inmobi-march-2020-covid19.png" /></p>

<p style="text-align:center"><em>Fig: Mobile usage in Social and Communication category</em></p>

<p>After social and communication apps, the second biggest spike occurred with news apps. In March, usage of news apps rose by 20%, with people in Gulf countries more frequently keeping tabs on the ever-evolving situation.</p>

<p>In UAE, the biggest spike happened when there were 50 confirmed COVID-19 cases in the country. This can be attributed to people checking news more often as the pandemic spread. In Qatar, news usage surged as the nation&rsquo;s lockdown of schools and educational institutions was first announced.</p>

<p><img src="https://go.inmobi.net/hubfs/InMobi-data-march-2020-covid19-news-apps-insights.png" /></p>

<p style="text-align:center"><em>Fig: Mobile usage in News category</em></p>

<p>Gaming is another area that has seen a spike, with usage of apps like Wordscapes up 18% in the region. Both total gaming app usage and usage growth were highest in Saudi Arabia and the UAE, the two most populous Gulf countries. In these two nations, word games, puzzle apps and arcade games lead in the gaming category.</p>

<p>Oman and Kuwait also saw a material upswing in gaming usage around the same time. Puzzle games are especially popular in Oman, while arcade and action games lead the way in Kuwait. Bahrain saw a spike around March 12 and continues to stay at the same level of engagement post that date, while Qatar hasn&rsquo;t seen much of a change in usage.</p>

<p><img src="https://go.inmobi.net/hubfs/InMobi-data-on-mobile-gaming-app-usage-during-covid-19-middle-east-march-2020.png" /></p>

<p style="text-align:center"><em>Fig: Mobile gaming apps usage</em></p>

<p>Many other app categories were up in the region in March as well. Usage of hobby and lifestyle apps was up 14%, while use of technology and education apps was up 9%. Usage of entertainment apps like streaming video services was up 11%.</p>

<p>How will these trends shift over time? It&rsquo;s hard to say, although people in the region will likely continue to turn to apps during the pandemic &ndash; and beyond.</p>

<p>Interested in learning more about the data and how it can be applied to help you? <a href="https://www.inmobi.com/company/contact/" target="_blank">Reach out today to get in touch with one of our mobile experts</a>.</p>]]></description>
      <dc:subject><![CDATA[Advertising, Consumer Research, Media Consumption &amp; Trends, English (EN): inmobi.com,]]></dc:subject>
      
      <dc:creator><![CDATA[ Team InMobi  ]]></dc:creator>
      
      <dc:date>2020-04-23T18:49:00+00:00</dc:date>
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    <item>
      <title><![CDATA[How are Consumers in Southeast Asia Reacting to the Pandemic]]></title>
      <link>https://www.inmobi.com/blog/2020/04/22/how-are-consumers-in-southeast-asia-reacting-to-the-pandemic/</link>
      <guid>https://www.inmobi.com/blog/2020/04/22/how-are-consumers-in-southeast-asia-reacting-to-the-pandemic/</guid>
      <description><![CDATA[<p><span style="background-color:initial">COVID-19 has taken the world by storm and created unprecedented times in most countries across the world. At InMobi, we delved into our </span><a href="https://www.inmobi.com/audiences" target="_blank">Audience Intelligence platform</a><span style="background-color:initial"> using data signals and location polygons set up in more than 66,000 locations in Southeast Asia (SEA) to gather insights on how consumers are responding to this crisis in Malaysia, Singapore, Philippines and Indonesia. We also conducted consumer surveys for a sample size of 1056 smartphone users from March 24 to 28 in Indonesia to gain accurate and realistic insights on the current crisis that draws correspondence to:</span></p>

<ol>
	<li>The awareness levels of people about the pandemic</li>
	<li>The challenges faced by Indonesians during the crisis</li>
	<li>The consumer footfall trends in the general places of interest</li>
	<li>Change in consumption of mobile apps across different categories</li>
</ol>

<p>&nbsp;</p>

<p><strong>How Indonesians are Responding to the Crisis</strong></p>

<p>Lack of Awareness on COVID-19 in Indonesia</p>

<p>As people remain inundated with misinformation, awareness levels on COVID-19 are critically low in Indonesia. While 80% of the respondents are unaware of the origins of the Coronavirus, 40% think that it is a bio-medical experiment gone wrong between the US and China. 4 out of 10 respondents think wet markets of Wuhan or bat soup consumption is responsible for the source of the virus. Amidst the pandemic, it is pivotal to follow social distancing to contain the further spread of the virus, but only 60% of the citizens are taking social distancing seriously in Indonesia.</p>

<p>Only 14% can exactly identify two key symptoms of the disease. 80% of the respondents cannot identify the four preventive measures laid down by WHO, which are Social distancing, handwashing, sanitizing and covering the mouth while coughing and sneezing.</p>

<p>Challenges faced by Indonesians during COVID-19</p>

<p>Amidst the crisis, due to the sudden changes that are surfacing, respondents are facing difficulties in procuring everyday essentials and managing work. With schools being shut down, 23% of respondents are finding a balance between taking care of kids and going to office. 35% of respondents are facing challenges in purchasing handwashes and sanitizers at these crucial times when personal and societal hygiene is of utmost significance. 12% are facing difficulties in sourcing food supplies.</p>

<p>Changes in Lifestyle and Shopping Preferences in Indonesia</p>

<p>Amidst restrictions on physical movements, Indonesians are quickly adapting to the new reality with more focus on online activities. 24% of the respondents are hoarding up on daily essentials like groceries for a month or more. 77% of respondents chose personal care products where germ-killing ability takes the preference over the price. 32% of respondents have completely stopped or limited the consumption of eating out or ordering in and preferred home-cooked meals. Despite the challenges faced in sourcing food supplies, only 6% of respondents are using online apps to order food. As 60% of respondents practice social distancing, the shopping malls see a 20% downfall where the cinema theatres experience a 15% dip in the footfalls.</p>

<p><strong>Shift in Consumer Behavior Across Southeast Asia</strong></p>

<p>Footfalls Surge in Healthcare Centres and Essentials&rsquo; Stores</p>

<p>While the entertainment centres such as malls and cinema theatres take a back seat, places of emergency such as Hospitals and grocery stores experience a surge in footfalls. Hospitals witness 410%, 105% and 80% growth in Malaysia, Singapore and the Philippines respectively.</p>

<p>Supermarkets saw a 30% surge in Singapore, 10% in the Philippines and 148% surge in Malaysia where people seemingly look to hoard the essential kitchen and personal care supplies.</p>

<p>People Turn to Mobile Apps to Alleviate Stress</p>

<p>As people shelter at home, they turn to mobiles as a source of entertainment and to de-stress. Image and Video editing apps, Books, Social Media and Gaming apps are the top stress relievers for consumers across SEA. Travel app usage (flight tracking, ticket rescheduling and cancellation) grows by 586% with people trying to track or reschedule their travel plans amidst the lockdown in Indonesia. Communication apps witness a 900% surge while books and comic apps experience a 200% surge in Malaysia.</p>

<p>As we adapt to deal with this growing crisis, the spending habits of consumers and their media consumption are witnessing substantial shifts. To help marketers and publishers better navigate this evolving situation, we are doing our bit by providing updated data and insights on the rapidly evolving trends in the digital media landscape.</p>

<p>Check out the complete report on <a href="http://go.inmobi.net/covid-19_sea_01?__hstc=176039418.b0c4c44bb6d08831ce14157d8a510dfd.1584092165182.1587137711067.1587534439602.22&amp;__hssc=176039418.4.1587534439602&amp;__hsfp=3265013485" target="">consumer behavior amidst COVID-19 in Southeast Asia</a>. Or, visit the <a href="https://www.inmobi.com/covid-19" target="_blank">InMobi COVID-19 Global page</a> to explore our audience intelligence on <a href="http://go.inmobi.net/covid-19_india-2?__hstc=176039418.b0c4c44bb6d08831ce14157d8a510dfd.1584092165182.1587137711067.1587534439602.22&amp;__hssc=176039418.6.1587534439602&amp;__hsfp=3265013485" target="_blank">Consumer behavior during COVID-19 in India</a>, <a href="http://go.inmobi.net/covid-19_anz?__hstc=176039418.cbc40553fdd71a7a4a8e3a3dbb1e0e96.1581480531338.1586950215603.1586957512173.71&amp;__hssc=176039418.4.1586957512173&amp;__hsfp=1560432079">Australia</a> and across the globe.</p>

<p><em>Survey Methodology</em>: <em>The survey was conducted on the InMobi Pulse Platform. 60% of survey respondents are male and 40% are female. 62% of the survey respondents belong to Gen Z (below the age of 24 years, 17% are Millennials aging between 25 to 34 years old and 21% are Baby boomers (above the age of 35 years). Out of the survey respondents, 71% are single while 29% are married, which shows the diversity of the audience InMobi covered to get a wide spectrum of responses.</em></p>]]></description>
      <dc:subject><![CDATA[Consumer Research, Understanding Consumers, English (EN): inmobi.com,]]></dc:subject>
      
      <dc:creator><![CDATA[ Rishi Bedi  ]]></dc:creator>
      
      <dc:date>2020-04-21T18:15:00+00:00</dc:date>
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    <item>
      <title><![CDATA[The Role of Brands and Marketers in an Unprecedented Crisis]]></title>
      <link>https://www.inmobi.com/blog/2020/04/21/the-role-of-brands-and-marketers-in-an-unprecedented-crisis/</link>
      <guid>https://www.inmobi.com/blog/2020/04/21/the-role-of-brands-and-marketers-in-an-unprecedented-crisis/</guid>
      <description><![CDATA[<p> <span>As the world come to terms with a new reality in the face of COVID-19, brands and marketers globally find themselves having to answer a difficult question - what should they be saying in these unprecedented times? Or, should they even respond? </span> </p>

 <p> <span><b>Do Consumers Want Brands to Stop Advertising? </b></span> </p>

 <p> <span>When </span><a href="https://www.marketingweek.com/brands-advertising-coronavirus-crisis/" target="">Kantar recently surveyed more than 35,000 consumers</a><span>, immediately after the World Health Organization declared COVID-19 as a pandemic, their expectations were clear: </span> </p>
<ul>
    <li><span>75% of respondents believed that brands should inform consumers what they were doing </span></li>
    <li><span>And, only 8% thought brands should stop advertising </span></li>
</ul>

 <p> <span>In fact, data after the 2008 financial crisis shows that </span><a href="https://www.forbes.com/sites/bradadgate/2019/09/05/when-a-recession-comes-dont-stop-advertising/#39b171eb4608" target="">brands that continued advertising came out stronger</a><span> - up to nine times faster in stock value than others. With consumers making their expectations clear, what should brands keep in mind during these unprecedented times? </span> </p>

 <p> <span><b>Embracing Purpose-Led Brand Communication </b></span> </p>

 <p> <span>Brands, legacy or new, are important during a crisis and should stay true to their purpose. They must remember the following tenets of purpose-led communication: </span> </p>
<ul>
    <li><span>Long-Term Approach: Brands must take a long-term approach by being respectful and sensitive to the times they are in, where an immediate push for sales takes a back seat for prioritizing consumers’ needs. </span></li>
    <li><span>Mental Brand Equity: Marketers must leverage owned, earned and paid media channels to provide consumers with information that can help navigate these times – be it with educational ‘how-to’ guides or product updates, in a periodic and time-sensitive manner. </span></li>
    <li><span>CSR/PSA Initiatives: By engaging in initiatives such as public service announcements, brands can not only spread awareness on COVID-19 but also on related causes. These initiatives alleviate stress for those most affected by the crisis. </span></li>
</ul>

 <p> <span><b>Leveraging Digital Responsibly During Crises </b></span> </p>

 <p> <span>As the situation is ever-evolving and ambiguous, digital platforms - especially mobile - can help brands reach consumers in a fast, time-sensitive manner. Though governments and global organizations such as WHO have shared guidelines, how can brands navigate this pandemic effectively? </span> </p>

 <p> <span>Understand Your Consumer </span> </p>

 <p> <span>In order to maintain sensitivity, it is critical to understand that consumer behavior is rapidly changing, and in some cases will lead to a new normal. Brands can build these insights from a variety of sources including public information shared by government agencies, reports by leading think tanks or running their own mobile surveys. </span><a href="https://www.inmobi.com/covid-19" target="">Complement these insights</a><span> by leveraging intelligence to understand shifting patterns from </span><a href="https://www.inmobi.com/company/press/inmobi-launches-appographic-targeting-an-industry-first-app-interest-based/" target="">appographic data</a><span> to offline visitation patterns. </span> </p>

 <p> <span>Identify Emerging Audiences and Make the Shift </span> </p>

 <p> <span>Ultimately, brands must curate information for these new behaviors and emerging personas, such as recipes for the techie who is learning to cook for the very first time or educational games for working parents trying to teach their children at home. Brands should be prepared to face a new consumer and an accelerated shift in their behaviour on the other side of the crisis. </span> </p>

 <p> <span>Amidst all this, what we must not forget, is to be “human” and that we are in this together. By going above and beyond, brands can inspire and instil optimism in the global community. Brands can alleviate a core concern through valuable information for the most affected, provide a transient yet significant moment of relief through humor, unite near and dear ones through the power of technology or cater to the needs of frontline workers in the best possible manner. Whatever be the means, brands must lead the resurgence and solve for the challenges that their customers are facing in an empathetic manner. By leveraging digital, brands can provide useful information to consumers in near real-time and drive a lasting impact. </span> </p>

 <p> <span><br>
 </span> </p>

 <p> <span>Interested in understanding the changing consumer behavior better? Check out our </span><a href="https://www.inmobi.com/covid-19" target="">global COVID-19 insights page</a><span> or reach out to us at </span><a href="mailto:mobilemarketing@inmobi.com">mobilemarketing@inmobi.com</a><span>.</span> </p>]]></description>
      <dc:subject><![CDATA[Advertising, Media Consumption &amp; Trends, Understanding Consumers, English (EN): inmobi.com,]]></dc:subject>
      
      <dc:creator><![CDATA[ Rajesh Pantina,  Head of Marketing, Asia Pacific  ]]></dc:creator>
      
      <dc:date>2020-04-21T03:32:00+00:00</dc:date>
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    <item>
      <title><![CDATA[InMobi Exchange Enables Direct Access for DV360 Media Buyers]]></title>
      <link>https://www.inmobi.com/blog/2020/04/20/inmobi-exchange-enables-direct-access-for-dv360-media-buyers/</link>
      <guid>https://www.inmobi.com/blog/2020/04/20/inmobi-exchange-enables-direct-access-for-dv360-media-buyers/</guid>
      <description><![CDATA[<p> <span>The InMobi Exchange is now available through a direct connection on </span><b style="background-color: initial;">Google’s Display &amp; Video 360 </b><span>(</span><b style="background-color: initial;">DV360</b><span>) platform for advertisers across the globe.</span> </p>

 <p> <b>What does this mean for advertisers?</b><b></b> </p>

 <p> This means that all advertisers, agencies and Agency Trading Desks (ATDs), who work with DV360 as their choice of DSP can now access 100% of InMobi’s SDK supply and audiences directly via the platform. Media buyers can leverage both Open Exchange and Private Marketplace deals on the InMobi Exchange directly via DV360. </p>

 <p> The direct connection brings efficient pricing benefits to media buyers by eliminating third-party integration platforms, providing access to InMobi supply at scale (without any third-party platform throttling logics in play), and ensuring a much tighter integration. </p>

 <p> <b>How can advertisers activate InMobi on DV360?</b><b></b> </p>

 <p> DV360 users now don’t need to access it through other exchange partners. Media buyers must activate InMobi directly on DV360 for managing their mobile marketing programs at scale on the InMobi Exchange. To get started, InMobi will need to be selected as an approved exchange that the buyer wants to see inventory from on their targeting portal. </p>

 <p> DV360 users can enable InMobi using the following steps: </p>
<ul>
    <li><span>Sign in to your DV360 account</span></li>
    <li><span>Select </span><b style="background-color: initial; color: rgb(51, 51, 51);">Settings&gt; Basic Details </b><span>from the </span><b style="background-color: initial; color: rgb(51, 51, 51);">Menu</b></li>
    <li><span>Locate the </span><b style="background-color: initial; color: rgb(51, 51, 51);">Exchanges</b><span> Section</span></li>
    <li><span>Check the box next to </span><b style="background-color: initial; color: rgb(51, 51, 51);">InMobi </b><span>in</span><b style="background-color: initial; color: rgb(51, 51, 51);"> “Targeting and Inventory Sources”</b></li>
    <li><span>Click </span><b style="background-color: initial; color: rgb(51, 51, 51);">Save</b></li>
</ul>

 <p> <b style="background-color: initial; color: rgb(51, 51, 51);"></b> </p>

 <p> <img src="https://go.inmobi.net/hubfs/DV360%20Update%20Blog%20Pic.png" style="background-color: initial;"> </p>

 <p> InMobi is a TAG-verified mobile app exchange with a reach of over 1.3 billion unique users globally.InMobi has been an early supporter of app<ins>-</ins>ads.txt and sellers.json. App-ads.txt helps buyers identify the legitimate sellers of the ad inventory they desire, while sellers.json provides advertisers with clarity and transparency on everyone involved in every single programmatic transaction. </p>

 <p> With this integration, advertisers, agencies and ATDs can take full advantage of InMobi’s offerings directly on DV360 without the hassle of any third-party involvement. </p>

 <p> Interested in learning more? Reach out to us at <a href="mailto:efficientbuying@inmobi.com">efficientbuying@inmobi.com</a> or speak to your client success manager. </p>]]></description>
      <dc:subject><![CDATA[Advertising, Announcements, Product and Technology, English (EN): inmobi.com,]]></dc:subject>
      
      <dc:creator><![CDATA[ Team InMobi  ]]></dc:creator>
      
      <dc:date>2020-04-20T14:16:00+00:00</dc:date>
    </item>
  
    <item>
      <title><![CDATA[The Impact of the COVID-19 on Consumer Behavior in Australia]]></title>
      <link>https://www.inmobi.com/blog/2020/04/16/the-impact-of-the-covid-19-on-consumer-behavior-in-australia/</link>
      <guid>https://www.inmobi.com/blog/2020/04/16/the-impact-of-the-covid-19-on-consumer-behavior-in-australia/</guid>
      <description><![CDATA[<p>The rampant spread of COVID-19 has certainly changed the lifestyles of people across the world. At InMobi we&rsquo;re able to give you near real-time insights on changing consumer behavior during the COVID-19 crisis from our 2nd party data (via our Audience Intelligence Platform). The analysis reveals the following trends derived through data signals captured by InMobi Location polygons, of which we have 87,000 across Australia:</p>

<ol>
	<li>The customer footfalls in various places of interest</li>
	<li>Changes in the app usage across different categories</li>
</ol>

<p>&nbsp;</p>

<p><strong>Safety Becomes a Priority Leading to Decline in Footfall</strong></p>

<p>With people practicing social distancing, there is a drastic decline in footfall across places of interest. Recreation areas like shopping centers, beauty salons, hotels and motels have experienced a significant reduction in visits.</p>

<p><ins>Shopping Centers</ins></p>

<p>Shopping centers saw a steady decline with the first few coronavirus cases coming to light in January. The curve flattens a bit in February while people resort to social distancing and with newer cases surfacing in the beginning of March, footfall hits rock bottom, constituting an overall decline of 48% in shopping center visits.</p>

<p><ins>Supermarkets</ins></p>

<p>While Shopping Centers witnessed decline in footfall, the supermarket visits stabilized with everyone trying to stock up kitchen supplies due to fear of a possible lockdown.</p>

<p><ins>Beauty Salons</ins></p>

<p>Beauty Salons saw a steady decline of 47% from the first outbreak of reported cases of the pandemic from the last week in January. And there were two instances that experiences a sharp rise in visits to beauty salons, the first one during the last week of January and the second around Valentine&rsquo;s Day.</p>

<p><ins>Hotels and Motels</ins></p>

<p>When new cases were reported on February 20, the hotel industry experienced a significant decrease in footfall by 41% across major cities in Australia.</p>

<p><strong>Health and Fitness Moves Outside Amidst the Pandemic</strong></p>

<p>Fitness centers project the same pattern of decline as in the case of shopping centers with a steady decline when COVID-19 cases were first reported in January, then stabilized with social distancing in February, only to see a sharp fall in the beginning of March. As people complied with social distancing and reduced/ limited community gatherings &amp; highly crowded places gyms and fitness centers then experienced 40% decrease in footfalls.</p>

<p><strong>Consumption of In-App Content Experiences Rapid Growth Amid New Habit Formation</strong></p>

<p>With people sheltering at home during the isolation period, they turned to their mobile phone for entertainment and engagement. This led to a steep increase in the usage of mobile apps across the country.</p>

<p>Collaboration apps saw a whopping 300% growth in usage since the initial news broke out towards the end of January. Arcade, strategy and Trivia Gaming apps experienced a 73% growth. Travel apps growth shoots up to 88% with people trying to get information on their flight status and rescheduling their travel plans. Towards March, the traffic on travel apps then decreased as many stayed at home.</p>

<p>News apps, by contrast, were reporting live on the status of the pandemic and saw a 250% growth in usage as people tried to stay current on live and relevant information about the virus and spread of the disease. As social distancing became the new norm, video and image editor apps witnessed a 53% growth, as people utilized high dwell time to engage with the apps. Social apps accounted for a 100% growth, with community and dating apps contributing to the surge with a sense of shared unity in the face of the same problem.</p>

<p>At InMobi, we&rsquo;re focused on driving invaluable insights from near real-time data signals that can inform on the significant impact taking place on consumer behavior that could yet become the new norm for Advertisers and Agencies to adapt to as habits potentially become ingrained #InThisTogether.</p>

<p>Follow this link to read the full report on <a href="https://go.inmobi.net/hubfs/COVID19_APAC_2020/ANZ/Covid-19%20Consumer%20Insights%20ANZ%20-%20Part%202.pdf">reactions of consumers to the pandemic in Australia</a>. Read on to know <a href="http://go.inmobi.net/covid-19_india-2?__hstc=176039418.cbc40553fdd71a7a4a8e3a3dbb1e0e96.1581480531338.1586491305549.1586518225427.61&amp;__hssc=176039418.4.1586518225427&amp;__hsfp=1560432079">how the connected consumer reacts to the pandemic in India.</a> For more insights, check out our <a href="https://www.inmobi.com/covid-19" style="background-color: initial;">InMobi Global COVID-19 page</a></p>]]></description>
      <dc:subject><![CDATA[Advertising, Media Consumption &amp; Trends, Understanding Consumers, English (EN): inmobi.com,]]></dc:subject>
      
      <dc:creator><![CDATA[ Richard O'sullivan  ]]></dc:creator>
      
      <dc:date>2020-04-16T17:03:00+00:00</dc:date>
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    <item>
      <title><![CDATA[Partnering with Industry Leaders to Make a Difference]]></title>
      <link>https://www.inmobi.com/blog/2020/04/14/partnering-with-industry-leaders-to-make-a-difference/</link>
      <guid>https://www.inmobi.com/blog/2020/04/14/partnering-with-industry-leaders-to-make-a-difference/</guid>
      <description><![CDATA[<p> COVID-19 has profoundly changed our lives, our work and our industry. Like many of you, we have asked ourselves what we can do to help. </p>

 <p> In this spirit, we are proud to partner with Amobee and other leaders in the industry to run public service announcements. These PSAs will reach global audiences, and they lead readers to the World Health Organization’s website. </p>

 <p> What’s the goal of the initiative? We are committed to keeping the public around the world informed regarding the measures they can take to help prevent the spread of the virus. </p>

 <p> To learn more about this global effort or get involved, <a href="https://pages.amobee.com/amobee-takes-action?hs_preview=JIgyvOSW-27145927999#%23" target="_blank">head to this website</a>. </p>

 <p style="text-align: center;"> <a href="https://www.amobee.com/blog/amobee-takes-action-on-covid-19/" target="_blank" class="btn btn-s" style="font-size:24px; border-radius: 25px; font-weight: normal;">LEARN MORE</a> </p>

 <p> For data and insights from InMobi’s intelligence solutions on how COVID-19 is impacting people across the globe, head to <a href="https://www.inmobi.com/covid-19" target="_blank">inmobi.com/covid-19</a>. </p>]]></description>
      <dc:subject><![CDATA[Advertising, Announcements, English (EN): inmobi.com,]]></dc:subject>
      
      <dc:creator><![CDATA[ Team InMobi  ]]></dc:creator>
      
      <dc:date>2020-04-14T22:11:00+00:00</dc:date>
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      <title><![CDATA[Gen Z Consumer Insights: What Our Data Reveals [New Report]]]></title>
      <link>https://www.inmobi.com/blog/2020/04/10/gen-z-consumer-insights-what-our-data-reveals-new-report/</link>
      <guid>https://www.inmobi.com/blog/2020/04/10/gen-z-consumer-insights-what-our-data-reveals-new-report/</guid>
      <description><![CDATA[<p> In our latest mobile research report, we highlight select Gen Z consumer insights and show what this generation of consumers really cares about when it comes to their purchasing decisions and brand preferences. We’ve called out some key findings from our report below but for all of the insights, be sure to download the full report here: <a href="http://go.inmobi.net/en/gen-z-consumer-habits-report" style="background-color: initial;" target="_blank">Gen Z Consumer Habits: What You Should Know</a> </p>

 <p style="text-align: center;"> <a href="http://go.inmobi.net/en/gen-z-consumer-habits-report" target="_blank" class="btn btn-s" style="font-size:24px; border-radius: 25px; font-weight: normal;">DOWNLOAD NOW</a> </p>

 <h2 class="tile-heading">Understanding Gen Z Consumers: Report Highlights</h2>

 <p> What do members of Gen Z from the United States care about? How does this generation of consumers shop for products, services and solutions? What percent of Gen Z consumers consider a brand’s values before making a final purchase? </p>

 <p> Ultimately, how do these younger consumers, which are both the most diverse generation in U.S. history and soon to enter the workforce en masse, compare to previous generations like Millennials and Baby Boomers? </p>

 <p> Here’s what our latest research report highlights: </p>

 <ul style="list-style:disc;">     <li>What Gen Z shoppers actually care about, and how Gen Zers compare to other generations in their shopping habits.</li>
    <li>How consumers aged 18-25 think about brand values, and how those attitudes compare to other generations.</li>
    <li>The brands that have already found ways to connect with Gen Z.</li>
</ul>

 <p> Of course, this is just the tip of the proverbial iceberg as far the insights revealed in the report. For all the data, be sure to download your complimentary copy of our latest research report, titled <a href="http://go.inmobi.net/en/gen-z-consumer-habits-report" target="_blank">Gen Z Consumer Habits: What You Should Know</a>, today! </p>

 <p style="text-align: center;"> <a href="http://go.inmobi.net/en/gen-z-consumer-habits-report" target="_blank" class="btn btn-s" style="font-size:24px; border-radius: 25px; font-weight: normal;">DOWNLOAD NOW</a> </p>

 <h2 class="tile-heading">Sneak Peek of the Report’s First Chapter</h2>

 <p> Move over millennials. There’s a new kid in town: Generation Z. This generation is roughly defined as everyone born between the mid 1990s and today, meaning Gen Z currently spans in age from those still in school all the way up to their 20s. That means that the crucial 18-25 age set long coveted by brands are part of Gen Z. </p>

 <p> What defines this generation and its values? Not only is this the first digitally native generation in U.S. history, but it’s also been a generation quick to align itself around causes ranging from radical inclusivity and the environment to gender and sexual rights, among others. <a href="https://www.mckinsey.com/industries/consumer-packaged-goods/our-insights/true-gen-generation-z-and-its-implications-for-companies" target="_blank">According to McKinsey</a>, “Gen Zers value individual expression and avoid labels” and “they mobilize themselves for a variety of causes.” </p>

 <p> But does Gen Z support these values through their shopping habits? How do their values impact their purchasing decisions? To find out for certain, we surveyed over 1,800 men and women in the U.S. across all age ranges, to see how individuals in different generations choose which brands to support and which ones to spur. The survey was conducted in January 2020, and each respondent was asked 15 questions. </p>

 <p> Here’s what our data reveals on generational shopping habits and purchasing decisions. </p>

 <p style="text-align: center;"> <a href="http://go.inmobi.net/en/gen-z-consumer-habits-report" target="_blank" class="btn btn-s" style="font-size:24px; border-radius: 25px; font-weight: normal;">DOWNLOAD NOW</a> </p>

 <h3 class="tile-heading">Interested in Additional Insights?</h3>

 <p> Want even more mobile-led research? Be sure to download these reports as well, to compliment our Gen Z consumer insights: </p>

 <ul style="list-style:disc;">     <li><a href="http://go.inmobi.net/inmobi-pulse-qsr-insights" target="_blank">Mobile's Influence on the Restaurant Industry</a></li>
    <li><a href="http://go.inmobi.net/mobile-apps-vs-mobile-websites" target="_blank">Apps vs Mobile Websites: Understanding Their Users</a></li>
    <li><a href="http://go.inmobi.net/mobile-apps-vs-mobile-websites-0" target="_blank">InMobi Connected Consumer Report 2020</a></li>
</ul>

 <p> Have thoughts to share on our research? Want to get in touch with us? Leave a comment below, or send us a note at <a href="http://www.inmobi.com/company/contact" target="_blank">inmobi.com/company/contact</a>. </p>

 <p> We’d love to hear from you on social media too! You can find us on <a href="https://www.linkedin.com/company/inmobi/" target="_blank">LinkedIn</a>, <a href="https://twitter.com/inmobi" target="_blank">Twitter</a> and <a href="https://www.facebook.com/inmobi" target="_blank">Facebook</a>. </p>

 <p> And, be sure to <a href="http://go.inmobi.net/subscribe-to-the-inmobi-connect-newsletter" target="_blank">sign up to InMobi Connect</a> to get all our latest content, including unique research, get delivered straight to your inbox every month. For a sneak peek, check out our <a href="https://www.resources.inmobi.net/navigate-todays-mobile-marketing-challenges?ecid=ACsprvuZmxC-f-aowPKVpS_LwErV7G4UTSDPFck0e6QEPGSnvbBcr3B8hB0pWupc1XrlqrTCN4J3&amp;utm_campaign=Blog%20Newsletters&amp;utm_source=hs_email&amp;utm_medium=email&amp;utm_content=84669078&amp;_hsenc=p2ANqtz-99GfKG7lfp_Er03lqxSLvedw-GPaKcZI4LG-sjZW72nI4XZUdqtM1ptMkBDL75cBQyM4XSAz-PJ1SEN-qBhGZLU_sL1g&amp;_hsmi=85085746" target="_blank">March 2020 version here</a>. </p>

 <h4 class="tile-heading">Our Commitment to Data Privacy: What You Need to Know About This Data</h4>

 <p> InMobi takes user privacy extremely seriously. We meet the most rigorous governance, compliance, and security standards. We have collaborated with consumer advocacy groups and incorporate guidelines from multiple federal government agencies to define industry-leading practices for data governance in the U.S. </p>

 <p> Users retain complete control over the data they provide, have a choice in whether they participate and have transparency as to how their data is utilized. Subscribers have constant access to their privacy elections through multiple telco touchpoints. The patented anonymization platform ensures data sets are 100% secure and are refreshed to ensure all data are anonymized. </p>]]></description>
      <dc:subject><![CDATA[Consumer Research, Understanding Consumers, English (EN): inmobi.com,]]></dc:subject>
      
      <dc:creator><![CDATA[ Team InMobi  ]]></dc:creator>
      
      <dc:date>2020-04-10T09:20:00+00:00</dc:date>
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      <title><![CDATA[Impact of COVID-19 on the Consumer Behavior in India]]></title>
      <link>https://www.inmobi.com/blog/2020/04/09/impact-of-covid-19-on-the-consumer-behavior-in-india/</link>
      <guid>https://www.inmobi.com/blog/2020/04/09/impact-of-covid-19-on-the-consumer-behavior-in-india/</guid>
      <description><![CDATA[<p><span>Amidst the outbreak of COVID-19 in India, we delved into our </span>InMobi platform insights<span> and conducted mobile consumer surveys to understand the following factors:</span></p>

<p>1. Awareness levels on the pandemic in India</p>

<p>2. Changes in consumer lifestyle, shopping habits and preferences</p>

<p>3. The top stress busters for people at home</p>

<p><br />
<span><b>The Need of the Hour is to be Aware</b></span></p>

<p>Survey results state that most Indians are not aware of the cause, symptoms and the preventive measures that can be taken to avoid COVID-19. It is alarming to see that 60% of the respondents to our survey in India are unsure of the origins of the virus and only 10% can identify the exact two symptoms of the disease. Around half (46%) of the respondents are still not practicing social distancing. The need of the hour is to create proper awareness of the epidemiology of the disease.</p>

<p><b>The Pandemic&rsquo;s Impact on the Economy</b></p>

<p>Consumers feel that the pandemic could cause major hurdles to employment and business growth in India. 43% of respondents believe that COVID-19 will affect the emerging economies including India. 30% of the respondents believe that the world is heading towards a global recession. 50% of Indians expect losses in the industry they work in. 15% of respondents are expecting layoffs.</p>

<p><b>The Changing Behavior of the Indian Consumer</b></p>

<p>The current crisis is affecting the brand and category preferences, shopping behavior and spends. In the chaos created by the pandemic, 40% of consumers are stocking up on kitchen supplies, hence the supermarkets and grocery stores are experiencing 80% spike in store visits. With 70% of the consumers preferring home-cooked meals, restaurants have seen a 90% drop in visits.</p>

<p>16% of respondents found difficulties in sourcing the food and grocery essentials. 39% of consumers are experiencing issues obtaining hand sanitizers and handwashing supplies.</p>

<p>The survey also has seen a shift in the behavior of the price conscious customer now relying on promising brands and high-quality products in the personal care category over the price.</p>

<p><b>Stress Relievers During the Pandemic</b></p>

<p>Staying at home due to the lockdown has consumers spending more time on digital platforms. Strategy gaming apps experienced a 110% surge in usage. News apps and video editor apps have witnessed 30% and 60% growth, respectively. 39% of smartphone users are spending time on social apps to stay connected with family and friends. 46% of respondents are spending time on OTT apps and TV as they are spending more time at home.</p>

<p>Meme sharing has increased, with 37% of people exchanging memes throughout the day. There has been 200% growth in the number of people reading Indian books and comics.</p>

<p>With uncertainty around, the daily lives of consumers witness some highly unique and unheard-of changes. At InMobi, we plan to keep a track of them by continuously engaging with consumers through surveys and diving deep into our platform intelligence, to provide the latest COVID-19 trends and insights. To know more insights on the consumer behavior in India amidst COVID-19, read the full report <a href="http://go.inmobi.net/covid-19_india-2?__hstc=176039418.cbc40553fdd71a7a4a8e3a3dbb1e0e96.1581480531338.1586415601683.1586430794531.59&amp;__hssc=176039418.5.1586430794531&amp;__hsfp=1560432079" target="_blank">here</a>.</p>]]></description>
      <dc:subject><![CDATA[Consumer Research, Media Consumption &amp; Trends, Understanding Consumers, English (EN): inmobi.com,]]></dc:subject>
      
      <dc:creator><![CDATA[ Vasuta Agarwal,  Managing Director, APAC  ]]></dc:creator>
      
      <dc:date>2020-04-10T08:11:00+00:00</dc:date>
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      <title><![CDATA[COVID-19 Impact on Mobile User Behavior [App Install Insights] ]]></title>
      <link>https://www.inmobi.com/blog/2020/04/06/covid-19-impact-on-mobile-user-behavior/</link>
      <guid>https://www.inmobi.com/blog/2020/04/06/covid-19-impact-on-mobile-user-behavior/</guid>
      <description><![CDATA[<p>The world is in the midst of an unprecedented global pandemic, as the novel coronavirus spreads rapidly. In the U.S., many state, county and city authorities have issued shelter in place orders to try to &ldquo;flatten the curve&rdquo; and prevent the number of new COVID-19 cases from spiking.</p>

<p>For most Americans, the most dramatic and noticeable effect of COVID-19 has been social distancing. With people staying inside for weeks, <a href="/blog/how-covid-19-is-impacting-americans-mobile-survey-data" target="_blank">many are turning to their screens</a> for news, comfort, connection and more.</p>

<p>For a closer look at the role mobile apps are playing in helping people navigate this crisis, we turned to InMobi&rsquo;s intelligence solutions, using our first-party telco data to review new app install trends from end of December 2019 through the first three weeks of March 2020. Here&rsquo;s what we uncovered.</p>

<h2 class="tile-heading">Delivery App Download Trends</h2>

<p>In March, thousands of Americans rushed to supermarkets and big box chains to stock up on essentials like toilet paper and pasta in preparation for spending additional time at home. But instead of fighting the lines at grocery stores or trying to grab supplies off shelves before they ran out, many people opted to just order items for their house on their phone. In fact, compared to January 2020 figures, new installs of Instacart, Shipt and Drizly were, combined, up 166% in March.</p>

<p>In early March, the number of new Instacart app installs jumped to an all-time high for the year. More specifically, the number of new Instacart app installs increased 51% in February and 49% in the first three weeks of March. Instacart has long been one of the biggest brand names in this space, so it&rsquo;s not surprising to see them with the greatest number of new users in this time of social distancing.</p>

<p>Shipt, a grocery delivery app owned by Target, also saw a boost in new users at this time. The number of new Shipt app installs increased 34% in February and 37% in the first three weeks of March, and the number of new app installs for the beverage delivery brand Drizly increased 52% in February and 39% in March.</p>

<p>Of course, Americans weren&rsquo;t only getting their groceries delivered. With restaurants only allowed to open for to-go and delivery orders in many parts of the U.S., many people opted to have their meals delivered to them. Starting at the end of February and continuing into March, the number of new users rose for GrubHub, DoorDash, Uber Eats and Postmates. In early March, new installs of these four apps were up 60%.&lt;</p>

<p>The number of new Doordash app installs increased 53% in February and 29% in the first three weeks of March, while new GrubHub app installs increased 54% in February and 29% in the first three weeks of March. Uber Eats saw 30% new installs in the first three weeks of March.</p>

<p>The growth in March was especially pronounced for Postmates, which may be because the Postmates apps can be used for deliveries beyond just already-made restaurant meals. Postmates has also continued some marketing efforts at this time, which may have helped them see a boost of new users as well. The number of new Postmates app installs increased 64% in February and 39% in the first three weeks of March.</p>

<p><img src="https://go.inmobi.net/hubfs/COVID-19_Telco_fooddelivery_v2.png" /></p>

<h2 class="tile-heading">Apps for Entertainment</h2>

<p>In March, with huge chunks of the U.S. populace stuck indoors, many people are turning to apps to keep themselves entertained. For example, usage of music apps Musi, Groovepad, DrumPad and youngRadio was up 100% in March over January.</p>

<p>In the streaming music space, Pandora has seen a spike of new app installs throughout March so far. It will be interesting to see how audio app usage progresses over March. Apps like Spotify have made a number of investments of lare around podcasts, which are often associated with commutes. It remains to be seen if consumers will pivot to audio for entertainment, or if video will remain ascendant.</p>

<h3 class="tile-heading">Social Media App Trends</h3>

<p>Many people are turning to social media apps right now too. Across the bulk of March, combined installs of Snapchat, TikTok, Instagram, Twitter and Facebook was up 23% from January 2020.</p>

<p>TikTok saw 32% more new app installs in the first three weeks of March, while Snapchat had 49% more new app installs in the same period. The number of new Instagram app installs increased 48% in February and 25% in the first three weeks of March. Seemingly, social apps that are used more for entertainment saw more new users compared to social apps that feature a heavy dose of news as well.</p>

<p><img src="https://go.inmobi.net/hubfs/COVID-19_Telco_social_v2.png" /></p>

<h3 class="tile-heading">Video App Trends</h3>

<p>On the video side, YouTube has seen an increase in new mobile app installs in March, as has gaming-focused video platform Twitch. And, by mid-March, new installs of Netflix, Hulu, Tubi TV and Pluto TV were combined up 33% from the beginning of the year. This again shows an increased interest in pure entertainment content among consumers during this period.</p>

<h3 class="tile-heading">Mobile Gaming App Trends</h3>

<p>Gaming apps have seen an increase in new users as well. By the second week of March, new installs of Candy Crush, Coinmaster, Foxnext, Peakgames and Subway Surfers were up 95% from January 2020 totals. And, by the second half of March, usage of CoinMaster, Daily Themed Crossword Puzzle and Words with Friends was up 67% from the beginning of the year.</p>

<h2 class="tile-heading">Using Apps for Exercise</h2>

<p>What about exercise? Are Americans turning to apps to stay healthy? MyFitnessPal saw a notable jump in new installs in March, and Strava saw a small increase in the month as well. But, both MyFitnessPal and Peloton saw a larger increase in new app installs at the beginning of January &mdash; likely for New Year&rsquo;s resolutions.</p>

<p>There are few trends at play here. It&rsquo;s not surprising to see both Peloton and MyFitnessPal see a marked increase in users at the beginning of the year, as many people aim to start the year being healthier, only to see their resolutions fall off over time. Many fitness-related brands, like Peloton, also ran major marketing campaigns specifically in January to capitalize on New Year&rsquo;s Resolutions.</p>

<p>So why isn&rsquo;t Peloton seeing a spike in usage in March? Not only are they not marketing themselves as heavily as before, but it&rsquo;s also definitely possible that people are less interested in exercising right now as they are ordering meals or watching video content. Of course, a new Peloton order usually requires an in-home technician to setup, which is not good for social distancing.</p>

<p>What about March trends in the space? Outdoor-focused apps like Strava tend to not see major increases in usage when it&rsquo;s cold outside across much of the country, even though outdoor exercise is one of the only activities allowed out of the home in areas with shelter in place orders. Should the virus continue to dramatically impact American life into May and June, then it&rsquo;s definitely possible for these outdoor-oriented apps to see a larger-than-normal spike in new users.</p>

<p>In comparison to some other apps like Strava, MyFitnessPal also includes a diet and nutrition component. This could be part of why they have more new users compared to other properties in this space.</p>

<h2 class="tile-heading">Using Apps for Work While at Home</h2>

<p>As a result of the novel coronavirus, many workplaces are having their employees work from home. This has led to a sharp spike in new app installs for Zoom during the middle of March, also with a notable uptick for Skype for Business, GoToMeeting and Join.me. In fact, between March 11 and March 22, total new installs of these four apps grew 2000% over January totals.</p>

<ul style="list-style:disc;">
	<li>The number of new Zoom app installs increased 57% in February and a whopping 266% in the first three weeks of March.</li>
	<li>The number of new Skype for Business app installs increased 51% in February and 66% in the first three weeks of March.</li>
	<li>The number of new GoToMeeting app installs increased 53% in February and 85% in March.</li>
	<li>The number of new JoinMe app installs increased 48% in February and 43% in March.</li>
</ul>

<p>Why is Zoom in particular seeing so much lift? They have received a lot of news coverage recently as working from home becomes the norm in many industries. And, Zoom has been increasingly used for distance social events. Even brands like <a href="https://www.fastcasual.com/news/chipotle-partners-with-zoom-to-promote-social-distancing/" target="_blank">Chipotle are leveraging Zoom</a> right now as part of an overall push around social distancing.</p>

<p><img src="https://go.inmobi.net/hubfs/COVID-19_Telco_work_v2.png" /></p>

<p>There has also been a spike in telemedicine app users of late, with medical offices looking to avoid in-person contact unless necessary and with patients preferring to stay away from sick people. Doctor On Demand, WebMD and MDLive have all seen a jump in new app installs in March, although it is worth noting that some medical professionals are using consumer-facing tools like Zoom and Apple&rsquo;s FaceTime now as well. Still, total new installs of these three telemedicine-specific apps was up 70% in March compared to January 2020.</p>

<p><img src="https://go.inmobi.net/hubfs/COVID-19_Telco_tele_v2.png" /></p>

<p>It remains to be seen just how the novel coronavirus will spread in the U.S. and what its impact will be in the end. But, for as long as people are social distancing themselves, mobile phones will play a critical role in how people shop, entertain themselves, work and communicate.</p>

<h4 class="tile-heading">Our Commitment To Data Privacy: What You Need To Know About This Data</h4>

<p>InMobi takes user privacy extremely seriously. We meet the most rigorous governance, compliance, and security standards. We have collaborated with consumer advocacy groups and incorporate guidelines from multiple federal government agencies to define industry-leading practices for data governance in the U.S.</p>

<p>Users retain complete control over the data they provide, have a choice in whether they participate and have transparency as to how their data is utilized. Subscribers have constant access to their privacy elections through multiple telco touchpoints. The patented anonymization platform ensures data sets are 100% secure, and are refreshed to ensure all data are anonymized.</p>]]></description>
      <dc:subject><![CDATA[Consumer Research, Media Consumption &amp; Trends, Understanding Consumers, English (EN): inmobi.com,]]></dc:subject>
      
      <dc:creator><![CDATA[ Team InMobi  ]]></dc:creator>
      
      <dc:date>2020-04-06T16:28:00+00:00</dc:date>
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      <title><![CDATA[Why Casual Mobile Games are Perfect for Brand Safe Advertising]]></title>
      <link>https://www.inmobi.com/blog/2020/03/31/why-casual-mobile-games-are-perfect-for-brand-safe-advertising/</link>
      <guid>https://www.inmobi.com/blog/2020/03/31/why-casual-mobile-games-are-perfect-for-brand-safe-advertising/</guid>
      <description><![CDATA[<p>Brand safe advertising has always been a top-of-the-mind issue for marketers, especially the ones that have a large loyal base that transcends generations and geographies. This is especially important given the multiple nuances that both performance and brand marketers must cater to. Even a single misstep can have a cascading impact.</p>

<p>This is a problem even in benign times, as advertisers find it difficult to find fully brand safe opportunities to reach their audiences (at least at scale anyway) without hitting some sensitive content that may put off a small but vocal set of consumers. Think an advertisement for room fresheners next to a breaking news story on a drive-by shooting or a story around a tragedy involving a controversial topic.</p>

<p>Naturally, this has become even more pertinent in today&rsquo;s pandemic-induced, anxiety-filled times, where the content being consumed in various corners of the internet is leaning strongly downbeat. Brands, therefore, need to be very cautious and should accordingly ask for accountability from their supply-side partners on how and where their ads appear in a brand safe environment.</p>

<p>Seen from the other side too, recent research from Integral Ad Science found that <a href="https://insider.integralads.com/consumers-on-covid" target="_blank">consumers have very strong and particular preferences</a> about which brands they are comfortable seeing ads for when consuming coronavirus-related content.</p>

<p>So, what can digital advertisers do to avoid brand safety pitfalls, especially when using programmatic advertising to reach mobile audiences? In the in-app world, the most obvious answer is to target their consumers within casual mobile games as much as possible.</p>

<p>Here are four reasons why we believe including mobile games in brand safety strategies is a smart move:</p>

<h2 class="tile-heading">1) Casual Mobile Gaming Apps Have No Inappropriate Content</h2>

<p>One of the problems with some types of content, like a news story or a social media feed, is that, as an advertiser, you don&rsquo;t always know precisely what&rsquo;s one very page. This is true especially as publishers are increasingly deploying dynamic page recommendation engines.</p>

<p>Technology to identify these kinds of nuances is still lacking precision and scale. As a result, real-time decision making is next to impossible. This is particularly scary for advertisers, as they could inadvertently end up having their ads appear next to offensive content, fake news, an objectionable/controversial news story, a violent post, etc.</p>

<p>But this is not a concern with casual and hyper casual mobile games. Here, all ads are within a gaming session. Plus, developers don&rsquo;t allow user-generated or third-party content.</p>

<h2 class="tile-heading">2) Allows for Better and Surer Scale than via Blacklists and Whitelists</h2>

<p>Brands and agencies rely heavily or exclusively on blacklists and whitelists in an attempt to use premium publishers as a proxy for safe (or at least safer) content. Under this strategy, advertisers ask that their ads only appear under very select circumstances (i.e., whitelists). Further, brands can ask that their ads cannot appear next to certain words or phrases or, by extension, in apps likely to contain them (i.e., blacklists).</p>

<p>This approach, however, is overly restrictive. After all, not all web pages that contain the word &ldquo;shooter&rdquo; are talking about guns &mdash; they could just as easily be talking about popular games or, worse, about basketball (!) &mdash; which is why they&rsquo;re an unrealistic digital marketing tactic.</p>

<p>Luckily, this is not a concern with casual mobile games. Not only are they often inherently brand safe, but they also have wide reach. Some food for thought:</p>

<ul style="list-style:disc;">
	<li>Close to a third of the world&rsquo;s population plays mobile games, including <a href="https://techjury.net/stats-about/mobile-gaming-demographics/#gref" target="_blank">60% of the U.S. population</a>.</li>
	<li>Among all mobile gamers worldwide, over half play 10 times a week or more.</li>
	<li>Who are these mobile gamers? They&rsquo;re likely your target audience. According to <a href="/blog/understanding-the-hyper-casual-game-market" target="_blank">InMobi&rsquo;s own mobile data</a>, people across all ages, genders, locations, income levels, etc. play hyper casual mobile games &ndash; we&rsquo;re not just talking about young men here!</li>
</ul>

<h2 class="tile-heading">3) Meets Industry Benchmarks and Safeguards for Brand Safe Content</h2>

<p>We agree fully with our clients that they, above anyone else, should define what is or is not brand safe content for their ads. This can be subjective though, even as some categories like pornography and hate speech remain obviously off-limits.</p>

<p>An in-app environment has another gating mechanism which helps remove all such objectionable space from being exposed to the brands: This mechanism is the app review process by Apple, Google and even other third-party ecosystems like of Samsung.</p>

<p>The review and approval process is strict, standardized and not open for negotiations after the app is live. As such, they are not open to dynamic feeds that websites allow to increase user engagement.</p>

<p>In addition, companies like us operate another level of checks in our app onboarding process, where manual reviews added to app store ratings and feedback from the industry is constantly incorporated.</p>

<p>Measures like these ensure that the benchmarks for brand safety strategies are well defined, executed at various journey touchpoints and not open for interpretation.</p>

<h2 class="tile-heading">4) Device-Native Ad Formats Add Additional Layer of Brand Safety</h2>

<p>For further protection, brands should seek ad formats that inherently provide an additional layer of security by virtue of their share of the screen. In particular, fullscreen static and video ads ensure that nothing else appears alongside the ad.</p>

<p>On top of that, most casual games have natural pauses in the gaming experience that further enhance the engagement of the user while removing any possibility of mixing the messaging of the advertisement with that of the underlying game.</p>

<p>Interested in learning more about InMobi&rsquo;s commitment to proactively resolving brand safety issues? Want to scale with InMobi Exchange today? <a href="https://www.inmobi.com/company/contact/" target="_blank">Reach out today for more information</a>.</p>]]></description>
      <dc:subject><![CDATA[Advertising, Trust and Brand Safety, English (EN): inmobi.com,]]></dc:subject>
      
      <dc:creator><![CDATA[ Team InMobi  ]]></dc:creator>
      
      <dc:date>2020-03-31T22:19:00+00:00</dc:date>
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    <item>
      <title><![CDATA[How COVID-19 is Impacting Americans [Mobile Survey Data]]]></title>
      <link>https://www.inmobi.com/blog/2020/03/25/how-covid-19-is-impacting-americans-mobile-survey-data/</link>
      <guid>https://www.inmobi.com/blog/2020/03/25/how-covid-19-is-impacting-americans-mobile-survey-data/</guid>
      <description><![CDATA[<p> Throughout February and March, the novel coronavirus has quickly spread throughout the U.S., causing sudden disruption to everyday life. To get a sense of the ways in which it is impacting Americans, InMobi ran a mobile survey using InMobi Pulse, InMobi’s mobile market research solution. </p>

 <p> The survey ran from March 19-22 and reached more than 2,500 people across the country. Over a confirmed third of all survey respondents were from the states that had the 10 most confirmed cases of COVID-19 as of March 24. </p>

 <h2 class="tile-heading">Top 3 Takeaways</h2>
<ol>
    <li>73% of consumers said they are spending more time using their mobile phone. Among this group, 41% said they’re playing more mobile games, 26% said they’re using news apps more frequently and 29% reported using social apps more often now. Among people between the ages of 18 and 25, 56% said they’re playing more mobile games, 43% said they’re using entertainment apps more frequently and 55% reported using social apps more often now. </li>
    <li>Just over half (53%) of consumers have increased spending in some way — even more so among younger generations (over 60% for those 18-35). Consumers are spending more on groceries (37%) and household care items (18%), followed by pet supplies (8%). Households with kids are shopping significantly more across almost all categories compared to households without kids.</li>
    <li>Over a third (35%) of consumers expect their shopping, entertainment or personal behaviors to be impacted by COVID-19 for the next two to three months.</li>
</ol>

 <p> Here’s what the data revealed: </p>

 <h2 class="tile-heading">Social Distancing Overview</h2>

 <p> As a result of the novel coronavirus, the vast majority of Americans report staying away from others right now. Overall, 61% of survey respondents said they are very strictly avoiding contact with other people, while an additional 27% said they have somewhat avoided contact with others at the moment. </p>

 <p> <img src="https://go.inmobi.net/hubfs/SocialDistancing_v2.png"> </p>

 <p> <span>Attitudes vary by age and gender though. While 54% of men said they have very strictly reduced contact with others, 67% of women said the same thing. And, while only 46% of survey respondents between 18 and 25 said they have very strictly reduced contact with others, 73% of those who are 66 years old and older said they are taking this precaution right now.</span> </p>

 <h2 class="tile-heading">COVID-19's Impact on Work</h2>

 <p> Between social distancing and the virus’s still-developing impact on the economy, COVID-19 has dramatically upended work so far. According to our research, 17% of total survey respondents (and 21% of survey respondents between the ages of 18 and 25) have already been furloughed or laid off as a result of the novel coronavirus– and this figure is likely to rise in the weeks ahead. </p>

 <p> <img src="https://go.inmobi.net/hubfs/InMobi_COVID-19_Work_v2.png"> </p>

 <p> Further, over a quarter of those polled said they are working from home as a result of COVID-19. Those now working from home (whether mandatory or optional) are largely using conferencing/voice call (35%) and/or Zoom (31%) to stay in touch with colleagues and keep working. </p>

 <h2 class="tile-heading">COVID-19's Impact on Consumer Behavior</h2>

 <p> Over half of consumers have increased spending in some way — even more so among younger generations (over 60% for those 18-35). Consumers are spending more on groceries (37%) and household care items (18%), followed by pet supplies (8%). </p>

 <p> Households with kids are shopping significantly more across almost all categories compared to households without kids. For those with children, a larger share increased spending (63%), particularly on groceries (44%), household care items (19%), beauty and personal care products (7%) and pet supplies (8%). </p>

 <p> <span></span> </p>

 <p> <img src="https://go.inmobi.net/hubfs/ConsumerBehavior_v1.png"> </p>

 <p> <span>Consumers age 18-25 are generally more likely to have increased spending compared to other age groups, especially on Wi-Fi/mobile data plans. </span><span>Those between the ages of 26-35 are spending more on pet supplies than other age groups.</span> </p>

 <p> Around three-fourths of consumers have decreased spending in some way. Consumers are spending less money on entertainment (36%), travel (37%), clothing (30%) and transportation (27%). Compared to men, women have decreased spending significantly more in purchases of beauty and personal care, clothing, shoes and jewelry. </p>

 <p> Approximately a third of consumers are shopping online more frequently, buying groceries (13%), household care items (10%) and pet supplies (6%) this way. Based on our survey data, consumers age 36-45 have increased online shopping more than other age groups, especially for groceries, household care items and pet supplies. Compared to women, men are shopping online significantly more for baby products, bank loans, electronics and entertainment. <span>Females are shopping online significantly more than males for beauty/personal and household care items.</span> </p>

 <h2 class="tile-heading">COVID-19's Impact on Food Buying Behavior</h2>

 <p> According to the survey, 68% of consumers have changed their grocery buying behavior since the pandemic began. In particular, 46% said they bought enough groceries for a few days, with 18% saying they had stocked up enough for a month. Significantly more women than men stocked up on groceries for a month, while men overall were significantly less likely to change their grocery shopping behavior. </p>

 <p> <img src="https://go.inmobi.net/hubfs/InMobi_COVID-19_Food-Buying-Behavior_v4.png"> </p>

 <h3 class="tile-heading">Impact on Food Delivery:</h3>

 <p> In terms of eating habits, 37% of consumers polled said they stopped eating at restaurants, while 27% said they started cooking at home. Overall, only 7% of consumers increased delivery/takeout orders. </p>

 <p> Food delivery behavior is different by age and gender. According to the survey, men have increased delivery/takeout orders significantly more than women have at the moment. In comparison, women have started cooking from home significantly more frequently than men <span>and have </span><span>reduced or stopped ordering takeout or </span><span>delivery</span><span>. Among consumers age 18-35, over one in 10 have increased delivery/takeout orders, a percentage that is significantly more than other age groups.</span> </p>

 <h2 class="tile-heading">COVID-19's Impact on Digital Behavior</h2>

 <p> According to the survey, 69% of consumers have changed their media consumption patterns as a result of the virus. Overall, 38% of survey respondents said they are watching more news, although younger people are watching news significantly less than other age groups. </p>

 <h3 class="tile-heading">Impact on Television:</h3>

 <p> Further, 20% said they are watching more live TV (cable/satellite), while 25% are streaming more TV. According to the survey, 29% of those age 66 and older said they are watching more live TV now. </p>

 <p> Significantly more women than men report changing their media consumption as a result of COVID-19. Among female survey respondents, 41% said they’re watching more news, 21% said they were watching more live TV and 21% said they’re reading more books. </p>

 <h3 class="tile-heading">Impact on Mobile Usage:</h3>

 <p> But when it comes to media consumption today, mobile takes the cake. Overall, 73% of consumers said they are spending more time using their mobile phone. Among this group, 41% said they’re playing more mobile games and 26% said they’re using news apps more frequently and 29% reported using social apps more often now. </p>

 <p> <img src="https://go.inmobi.net/hubfs/Digital_v5.png"> </p>

 <p> <span>Some of the biggest gains in reported mobile app usage are coming from people between the ages of 18 and 25. Among this group, 56% said they’re playing more mobile games and 43% said they’re using entertainment apps more frequently and 55% reported using social apps more often now.</span> </p>

 <p> To stay connected, there has been an increase in messaging, followed by calling. This has been driven more by women than men. </p>

 <h2 class="tile-heading">Outlook on COVID-19 and The Future</h2>

 <p> Over a third (35%) of consumers expect their shopping, entertainment or personal behaviors to be impacted by COVID-19 for the next two to three months. Consumers largely (54%) expect all leading economies will be affected. </p>]]></description>
      <dc:subject><![CDATA[Consumer Research, Understanding Consumers, English (EN): inmobi.com,]]></dc:subject>
      
      <dc:creator><![CDATA[ Team InMobi  ]]></dc:creator>
      
      <dc:date>2020-03-25T23:20:00+00:00</dc:date>
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      <title><![CDATA[InMobi Recertified by TAG as CAF Compliant]]></title>
      <link>https://www.inmobi.com/blog/2020/03/13/inmobi-recertified-by-tag-as-caf-compliant/</link>
      <guid>https://www.inmobi.com/blog/2020/03/13/inmobi-recertified-by-tag-as-caf-compliant/</guid>
      <description><![CDATA[<p> For 2020, InMobi was recertified by the Trustworthy Accountability Group (TAG). Specifically, InMobi was again Certified Against Fraud (CAF) by TAG, making InMobi the recipient of the CAF distinction for three years in a row. </p>

 <p> There are over 100+ companies that have been recertified by TAG in this round. It’s indeed a big win for the industry as a whole and is reflective of the important collective efforts being taken by ad tech vendors to combat fraud. </p>

 <p> “This year’s seal recertifications demonstrate that long-term commitment by TAG members to the fight against criminal activity in digital advertising. With a record number of leading companies participating in TAG programs, we are creating a consistent, unified, and secure framework for digital advertising round the world,” <a href="https://www.tagtoday.net/pressreleases/2020-recertifications" target="_blank">said TAG CEO Mike Zaneis</a>. </p>

 <p> Fraud remains a significant concern among both advertisers and publishers in the mobile programmatic ecosystem. For example, in a recent discussion with Digiday, leading voices in the ad agency world cited ad fraud as <a href="https://digiday.com/sponsored/confident-current-digital-video-metrics-short-answers-yes-no/" target="_blank">among their top concerns</a> right now. </p>

 <p> But, as this year’s TAG certification round shows, the ecosystem as a whole is taking fraud extremely seriously – and this is leading to major changes throughout the value chain. According to <a href="https://www.emarketer.com/content/digital-ad-fraud-2020" target="_blank">numbers cited by eMarketer</a>, not only did the amount of digital display advertising budget lost to fraud drop significantly between 2015 and 2019, but ad fraud is no longer a top cited concern among marketers and media buyers. </p>

 <h2 class="tile-heading">Material Benefits of TAG Certification</h2>

 <p> <a href="https://www.tagtoday.net/certified-against-fraud-programcompliantcompanies/" target="_blank">TAG CAF-compliant companies</a> like InMobi have helped to stem the tide of fraud in the programmatic ecosystem. According to one analysis undertaken by the 614 Group in 2019, TAG-certified ad inventory sources had <a href="https://www.tagtoday.net/pressreleases/2019-fraud-study-release" target="_blank">88% less fraud</a> and less invalid traffic than non-certified channels. And, a separate study released in March found that in major markets in Western and Central Europe, TAG-certified channels had <a href="https://www.tagtoday.net/pressreleases/2020-european-fraud-report" target="_blank">94% less fraud</a> than non-certified inventory sources. </p>

 <p> “Every recertification is another link in our proven cross-industry barrier against fraud, piracy, malware, and lack of transparency,” said Todd Miller, Director of Compliance at TAG. “These recertifications demonstrate that the leading companies in digital advertising will continue to work together to safeguard our ecosystem.” </p>

 <p> Interested in learning more about all the ways in which InMobi is committed to improving trust and transparency in in-app programmatic advertising? <a href="https://www.inmobi.com/company/contact/" target="_blank">Reach out today</a> to get the inside scoop. </p>]]></description>
      <dc:subject><![CDATA[Advertising, Announcements, Trust and Brand Safety, English (EN): inmobi.com,]]></dc:subject>
      
      <dc:creator><![CDATA[ Team InMobi  ]]></dc:creator>
      
      <dc:date>2020-03-13T18:53:00+00:00</dc:date>
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    <item>
      <title><![CDATA[Celebrating the First Birthday of Ads.txt for Mobile Apps]]></title>
      <link>https://www.inmobi.com/blog/2020/03/12/celebrating-the-first-birthday-of-ads.txt-for-mobile-apps/</link>
      <guid>https://www.inmobi.com/blog/2020/03/12/celebrating-the-first-birthday-of-ads.txt-for-mobile-apps/</guid>
      <description><![CDATA[<p>This March will officially mark one year since the IAB Tech Lab officially launched Ads.txt for mobile apps. Long available to web publishers, including mobile web, ads.txt is a much more recent addition to the mobile in-app advertising.</p>

<p>&ldquo;Ads.txt is a simple yet effective step to drive transparency in the programmatic world. Considering that publishers and buyers have no direct contact with one another, both become susceptible to unauthorized reselling, counterfeit inventory and domain spoofing. First released in May 2017 - the ads.txt solution for website and mobile web publishers has seen tremendous success,&rdquo; said Abhay Singhal, CEO of InMobi Marketing Cloud and co-founder of InMobi.</p>

<p>Let&rsquo;s take a look at its effect on the mobile ad tech space over the past 12 months.</p>

<h2 class="tile-heading">Calculating the Impact of App-Ads.txt on In-App Programmatic Advertising</h2>

<p>If nothing else, <a href="https://support.inmobi.com/monetize/ads.txt-for-apps/ads.txt-for-apps/" target="_blank">app-ads.txt</a> has proven to be enormously popular among the app developers and app publishers that make money by offering up ad inventory. Already, close to 80% of the apps that InMobi works with have this text file available in their app store listings. This is impressive considering that at first, app-ads.txt could only be implemented in Google Play store listing and only later became available within all of the major app stores.</p>

<p><i>Note: Need a quick reminder on how app-ads.txt works and why it&rsquo;s beneficial? Check out this video featuring InMobi&rsquo;s Sergio Serra to learn more:</i></p>

<p align="center" text="">&nbsp;</p>

<p><iframe allow="accelerometer; autoplay; encrypted-media; gyroscope; picture-in-picture" allowfullscreen="" frameborder="0" height="315" src="https://www.youtube.com/embed/j5W9J0BKQAE" width="560"></iframe></p>

<p>Part of this push is coming from the demand side. Demand-side platform Centro set a strict <a href="https://www.centro.net/news/app-ads-txt-target-app-ads-from-authorized-validated-sellers" target="_blank">deadline of July 2019 for enforcement</a>, after which they would not buy an app&rsquo;s inventory on behalf of their clients unless the publisher&rsquo;s app-ads.txt was available. Others on the demand side, including The Trade Desk and Google, drew similar lines in the sand <a href="https://digiday.com/marketing/soft-enforcement-dsps-beginning-enforce-app-ads-txt/" target="_blank">throughout the summer of 2019</a>.</p>

<p>This helps to explain why supply-side platforms <a href="https://www.mobilemarketer.com/news/pubmatic-sets-may-1-deadline-to-enforce-app-adstxt-specification/550979/" target="_blank">like PubMatic</a> were strict about enforcement as well. In short, if apps wanted to (and indeed still want to) monetize through programmatic advertising, then an app-ads.txt file with a singular publisher ID had to be in place.</p>

<p>&ldquo;As long as the industry continues to work together and bring everyone in the supply chain to the table, I&rsquo;m confident that we&rsquo;ll be able to implement Ads.txt for the in-app environment and more effectively combat mobile ad fraud. All of us &ndash; publishers, advertisers, app stores, etc. &ndash; need to continue making noise here, as it&rsquo;s in all of our best interests to resolve these issues,&rdquo; Anne Frisbie, the former senior vice president of global programmatic and North America at InMobi, <a href="https://www.adexchanger.com/data-driven-thinking/we-must-continue-making-noise-to-push-ads-txt-for-mobile-apps-forward/" target="_blank">wrote in AdExchanger</a> in October 2018.</p>

<p>But has it been effective at fighting mobile ad fraud and overall making the ecosystem more trustworthy and transparent? So far, the signs certainly look promising. According to White Ops, between March and September last year, apps that did <a href="https://www.whiteops.com/blog/why-app-ads-txt-matters" target="_blank">not have an app-ads.txt file in place have 2.6x more invalid traffic</a> compared to apps where it was implemented.</p>

<p>This aligns with what Pixalate discovered in its <a href="http://info.pixalate.com/2019-app-ads-txt-trends-report" target="_blank">2019 App-ads.txt and Ads.txt Trends Report</a>. Throughout 2019, they found that apps that lack an app-ads.txt file have 13% more invalid traffic versus apps that have one in place.</p>

<p>Of course, app-ads.txt is not a panacea - nor was it ever supposed to be one. It was never intended to solve all of the industry&rsquo;s problems. After all, bad actors seem to always find loopholes.</p>

<p>Nevertheless, by serving as a whitelist that highlights all of an app&rsquo;s authorized digital sellers to everyone, it does help to dramatically increase transparency in the mobile advertising supply chain. Just by listing who specifically is authorized to sell and resell, apps can make sure that nefarious actors are not misrepresenting themselves in the ecosystem.</p>

<p>&ldquo;Those who understand why app-ads.txt is necessary and what it does (and doesn&rsquo;t) address, should help properly educate everyone else. And, by reviewing app-ads.txt files on a regular basis and immediately flagging problematic players, the ecosystem can ensure that the sell side continues to see ad revenue and that problems are addressed quickly,&rdquo; Sergio Serra, senior product manager of supply and programmatic at InMobi, <a href="https://www.thedrum.com/opinion/2019/06/10/why-everyone-the-mobile-ad-ecosystem-should-champion-app-adstxt" target="_blank">wrote in The Drum in June 2019</a>. &ldquo;App-ads.txt is not a cure for all that ails the mobile in-app advertising space, nor was it ever intended to be a magic bullet. However, it is a critical step forward in the fight against fraud, and its adoption should be heartily championed by everyone in the ecosystem.&rdquo;</p>

<h3 class="tile-heading">About the Author</h3>

<p>Matthew Kaplan has over a decade of digital marketing experience, working to support the content goals of the world&rsquo;s biggest B2B and B2C brands. He is a passionate app user and evangelist, working to support diverse marketing campaigns across devices.</p>]]></description>
      <dc:subject><![CDATA[Advertising, In-App Monetization, Trust and Brand Safety, English (EN): inmobi.com,]]></dc:subject>
      
      <dc:creator><![CDATA[ Matt Kaplan,  Content Strategist  ]]></dc:creator>
      
      <dc:date>2020-03-12T16:15:00+00:00</dc:date>
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      <title><![CDATA[Ad Network vs. Ad Exchange: What’s the Difference Between the Two?]]></title>
      <link>https://www.inmobi.com/blog/2020/03/12/ad-network-vs-ad-exchange-whats-the-difference-between-the-two/</link>
      <guid>https://www.inmobi.com/blog/2020/03/12/ad-network-vs-ad-exchange-whats-the-difference-between-the-two/</guid>
      <description><![CDATA[<p>How do ad networks and ad exchanges stack up? In short, ad networks offer dedicated support, while ad exchanges are largely technology platforms that serve as an open digital marketplace.</p>

<p><i>Note: Need some reminders to level set? <a href="/blog/the-crazy-advertising-technology-landscape" target="_blank">Check out this blog post</a> for all of the ad tech definitions you&rsquo;ll need to follow along, and <a href="/blog/programmatic-advertising-explained" target="_blank">this blog post</a> for how programmatic media buying works.</i></p>

<h2 class="tile-heading&gt;Understanding Different Models for Buying and Selling Among Publishers and Advertisers&lt;/h2&gt;

 &lt;/p&gt;

 &lt;p&gt; In digital advertising, a brand, advertising agency and/or demand-side platform (DSP) has a few options for placing ads. The most simple and straightforward option is to directly buy inventory from publishers. This is how print and broadcast ads have long been purchased. &lt;/p&gt;

 &lt;p&gt; The problem, however, is that this doesn’t scale, especially in today’s digital media world. It would be a huge pain for the demand side to directly buy and track placements with each and every website and app across every campaign. &lt;/p&gt;

 &lt;p&gt; This is where real-time bidding comes into play. Programmatic advertising enables advertisers to generate quality ad impressions across a wide range of publishers and audiences without too much hassle. &lt;/p&gt;

 &lt;p&gt; But, in order for programmatic to work effectively, someone needs to sit in the middle to connect the demand side (DSPs, agencies, etc.) to the supply side (app developers, publishers, supply-side platforms, etc.). This is where ad networks vs. ad exchanges come into play. &lt;/p&gt;

 &lt;p&gt; &lt;h2 class=" tile-heading=" ">How Ad Networks and Ad Exchanges Stack Up</h2>

<p>As MarTech Advisor has noted, &ldquo;An ad network is an aggregator that collects ad inventory from publishers and sells it to advertisers. <a href="https://www.martechadvisor.com/articles/ads/ad-network-vs-ad-exchange-key-differences-and-similarities/" target="_blank">It acts as an intermediary</a>.&rdquo; Basically, ad networks act as resellers or direct sellers, representing specific ad inventory to buyers on behalf of particular sellers.</p>

<p>How does this stack up to an exchange? In comparison, &ldquo;An <a href="https://digiday.com/media/what-is-an-ad-exchange/" target="_blank">ad exchange is a digital marketplace</a> that enables advertisers and publishers to buy and sell advertising space, often through real-time auctions,&rdquo; Digiday has noted.</p>

<p>To help understand the difference, consider this useful analogy from MarTech Advisor: if an ad network is akin to a stockbroker, then an exchange is like a stock exchange. By serving as an open online marketplace, ad exchanges can do the work of multiple ad networks while also ensuring that everyone has a fair shot at bidding on and winning any ad inventory made available.</p>

<p>Curious to see which brands can be classified as ad networks vs. ad exchanges? In particular, InMobi Exchange is an example of a leading in-app ad exchange.</p>

<p>So what are the advantages and disadvantages? Ad networks specifically represent publishers and can more personally ensure that inventory goes to the highest bidder. But, ad networks are generally "resellers" and do not work with the publishers directly.</p>

<p>This is why networks are losing traction nowadays, especially with initiatives like app-ads.txt and supply path optimization that prioritize players that have more direct connections.</p>

<p>Ad exchanges can help democratize online advertising, but some (on both the demand side and supply side) don&rsquo;t always like exchanges since it forces them to give up some amount of control and insight.</p>

<p>Within in-app advertising, many advertisers have been embracing the ease and reach of ad exchanges. According to InMobi&rsquo;s 2019 Mobile Programmatic Ad Trends report, open exchange spending grew 148% between 2017 and 2018, and this type of spending was up 58% in the second quarter of 2019 compared to the same period in 2018.</p>

<p><img src="https://go.inmobi.net/hubfs/stock-exchange-738671_1280-ad-exchange-analogy.jpg" /></p>

<h2 class="tile-heading">Understanding InMobi Exchange</h2>

<p>To see how InMobi Exchange works and provides key benefits, consider Appreciate. The company, which is a performance-driven DSP specializing in mobile in-app advertising for app marketers and brands, has been <a href="https://go.inmobi.net/hubfs/Appreciate2018_CaseStudy.pdf" target="_blank">working with the InMobi Exchange since 2017</a>, delivering campaigns from their premium advertisers to InMobi&#39;s world-class apps. InMobi has been able to quickly address tech issues while also identifying growth opportunities such as opening new markets facilitating private marketplace deals and optimizing traffic supply to Appreciate&#39;s demand.</p>

<p>Interested in learning more? Head to <a href="https://www.inmobi.com/exchange" target="_blank">inmobi.com/exchange</a> for more information and to reach out.</p>

<p><b>About the Author</b></p>

<p>Matthew Kaplan has over a decade of digital marketing experience, working to support the content goals of the world&rsquo;s biggest B2B and B2C brands. He is a passionate app user and evangelist, working to support diverse marketing campaigns across devices.</p>]]></description>
      <dc:subject><![CDATA[Advertising, Product and Technology, English (EN): inmobi.com,]]></dc:subject>
      
      <dc:creator><![CDATA[ Matt Kaplan,  Content Strategist  ]]></dc:creator>
      
      <dc:date>2020-03-12T08:54:00+00:00</dc:date>
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      <title><![CDATA[International Women's Day 2020: Celebrating Women Leaders at InMobi]]></title>
      <link>https://www.inmobi.com/blog/2020/03/04/celebrating-women-leaders-at-inmobi/</link>
      <guid>https://www.inmobi.com/blog/2020/03/04/celebrating-women-leaders-at-inmobi/</guid>
      <description><![CDATA[<p>The last decade has witnessed substantial improvements in regards to diversity and equality at the workplace. The evolution of the modern workplace has created an increased focus, on long-overdue changes in the world of business such as empowering women with more professional opportunities and providing equal pay as their male counterparts. McKinsey recently released a detailed <a href="https://wiw-report.s3.amazonaws.com/Women_in_the_Workplace_2019.pdf">report</a> on how women have progressed over the years in the workplace and maps out the way ahead for companies to incorporate gender equality as a mandatory measure.</p>

<p>We at InMobi take this opportunity as a part of International Women&rsquo;s Day to recognize the extensive contributions made everyday by the incredible women at work. Despite efforts taking place across the globe to improve equality in the workplace, there is still much that needs to be done. We have always been dedicated to providing equality in the workplace and exploring new ways of empowering women who make up such an important part of the InMobi Group. As such, we chatted with some of these women one-on-one to understand the initiatives they take to succeed in their respective careers and the gaps that they think companies need to bridge to encourage gender equality .&nbsp; .</p>

<hr />
<p><strong>Driving Technology Leadership </strong></p>

<p>Among the most successful initiatives, perhaps, are those that seek to instruct employees on their unconscious biases and how to recognize them. Women who experience microaggressions are three times more likely to regularly think about leaving their job than women who have not experienced this form of discrimination.</p>

<p><strong>Q. Over the last decade, have there been any major changes in representation in technology and technology leadership?</strong></p>

<p><strong>Supriya Goswami</strong><br />
Over the last ten years, there has been a distinct acknowledgment by the system that the gender gap exists. This acknowledgment is the first step out of many that will help bring real change. There has been a remarkable attitudinal shift at multiple levels from an organizational, ecosystem and industry lens. In large parts, I believe that this shift can be attributed to a tipping point, with personal and organizational initiatives meeting at a common point bolstered further by an increased awareness made possible by access to information, especially on social media. Access to role models and support systems have tremendously changed as well, with women-led initiatives focused on entrepreneurship and technology such as <a href="https://ghc.anitab.org/">Grace Hopper Celebration of Women in Computing</a> and<a href="http://www.sogalventures.com/"> SoGal Ventures</a> finding a massive audience who lead the change in mitigating gender bias.<br />
<img src="https://go.inmobi.net/hubfs/IWD%202020/Supriya-1-1.jpg" style="width:1216px" /><em>Supriya Goswami is the VP and Global Head of Marketing at InMobi Marketing Cloud. Having spent over seven years at InMobi in various roles, she is currently responsible for Marketing Strategy, Brand Marketing, Demand Generation, Product Marketing, Digital and Field Marketing at InMobi, working with a team across the globe. With over 17 years of experience, her expertise goes beyond marketing, having worked across <a href="https://hrtechtrend.com/">HR</a> and Consulting. Supriya holds a Master&rsquo;s degree from INSEAD and the Tata Institute of Social Science.</em></p>

<p><strong>Ekta Grover</strong><br />
Leading a team diligently in a women-skeptic world is a challenge in itself. With evolving cultures in companies that are women-friendly and support gender equality like InMobi, we feel welcomed and encouraged. The real question to ask is not about representation (or cardinality) but about the impact of that representation that women are creating. The real problem I see is that when women take high visibility roles, there is little thoughtfulness on the impact they are creating. This, coupled with the access to low proactive mentorship, makes our career journeys incremental rather than multiplicative. Women need to have the insatiable drive to learn across teams and perform beyond job descriptions. While there is a bit of bias in the industry, on wanting to see women leading with more aggression, one should not want to change one&rsquo;s natural assertive leadership style. It&rsquo;s an implicit way of making our workplaces more aware of diverse leadership styles. Not men, not women - just distinctively us. So, back to your question on gender representation, we should reflect accountability in our actions and the impact will follow.<img src="https://go.inmobi.net/hubfs/IWD%202020/Womens%20Day_Photos%20_Ekta_DSC03834.jpg" style="width:1217px" /><em>Ekta Grover is the Chief of Staff for InMobi Marketing Cloud. She has over 12 years of experience in creating software applications for enterprises and consumer internet segments. By taking part in national and international conferences, she has strong latent skills to take up pro-bono consulting and successfully create value-driven outcomes out of it.</em></p>

<hr />
<p><strong>Encouraging Workplace Diversity</strong></p>

<p>Despite efforts to encourage unbiased performance measures in workplaces, one in four women think that their gender has played a role in missing out on a raise, promotion or chance to get ahead&mdash;and slightly more women think their gender will make it harder going forward. For every 100 men promoted and hired as a manager, only 72 women are promoted and hired. This broken rung results in more women getting stuck at the entry level and fewer women becoming managers. Not surprisingly, men end up holding 62% of manager-level positions.</p>

<p><strong>Q. Increasing diversity takes more than recruiting &ndash; it&rsquo;s also creating the right environment for that diversity to thrive. How can companies overcome this early inequality? </strong></p>

<p><strong>Aakanxa Pandey </strong><br />
Over the past four to five years, women are increasingly taking the call around family and career. Flexibility and accommodations in the workplace have been much more accepted, especially with work-life balance. There&rsquo;s room for improvement, but women have more choices about their career trajectory.</p>

<p>It&rsquo;s also important to see beyond gender to hire the right candidate. Talent is irrespective of gender and companies need to advocate this to move in the right direction. Further, companies need to recognize that women can take up managerial roles and contribute equally. At InMobi, we swear to be an equal opportunity provider to have the right set of talent pools and encourage women to take up leadership roles.<img src="https://go.inmobi.net/hubfs/IWD%202020/Aakanxa.jpg" style="width:1217px" /><em>Aakanxa Pandey is Director of HR at InMobi, working across geographies at the organization for the last three years and currently heading HR for IMC North America. Aakanxa has over 15 years of experience in human resources, with most of her experience focused on partnering with senior leadership on strategic people initiatives. She also carries considerable consulting experience, having worked with Mercer Consulting in the Total Rewards Consulting space.</em></p>

<p><strong>Mansi Jain</strong><br />
Creating diversity starts with creating a more welcoming and nurturing work environment. Especially in roles like Strategy, which requires working across teams and functions, if the culture promotes women at the managerial level having a point of view and gives them the space to voice it openly, it will go a long way in developing women leaders. It&rsquo;s equally important for companies to encourage freshers to take up leadership roles to fix the broken rung and have women and men at all roles in the workplace.<img src="https://go.inmobi.net/hubfs/IWD%202020/Womens%20Day_Photos%20_Mansi%20Jain_DSC04155.jpg" style="width:1216px" /><em>Mansi is the Vice President, Content and Revenue for Glance, leading revenue and P&amp;L for the B2C business of InMobi Group. She works with leading content partners across news, entertainment, commerce and gaming, and marketers to drive their content discovery on 100 Million DAUs on Glance. She manages a team of 150 across India and Southeast Asia. Mansi has more than 10 years of experience across Strategy and driving new businesses globally. Mansi graduated from IIT-Delhi and prior to InMobi, Mansi was a consultant with Bain &amp; Company.</em></p>

<p><strong>Shefali Rai</strong><br />
The first big step to creating the right environment is to not talk about &ldquo;gender equality&rdquo; as a separate paradigm. A talented professional, whether male or female, should start off on an equal footing basis, on their own merit with no perceived bias towards their gender, be it for recruiting the right candidate or giving them the deserving raise and promotion. This in itself will create diversity and also enable many more leaders who happen to be women to feel empowered to chart out their own path. At InMobi, one of the most important aspects that managers and leaders are encouraged to strengthen is to speak up, and have a point of view that they can share openly. This holds true for not just women but men too. We stand for the concept #EachforEqual at InMobi.<img src="https://go.inmobi.net/hubfs/IWD%202020/Shefali.jpg" style="width:1217px" /><em>Shefali has a broad-based HR experience straddling across areas of Talent Acquisition, Learning and Development, Talent management, Organizational Development and HR strategy. Work experience at InMobi Group includes Head of HR for Glance, along with HR leadership roles managing Technology, Product and Business teams at InMobi, prior to that, she worked at Yahoo and Symphony Services as a specialist managing Talent acquisition for different functions across the organization.</em></p>

<hr />
<p><strong>Building an Inclusive Culture</strong></p>

<p>The McKinsey Report claims that employees may be apprehensive about speaking up because it feels like a high-risk endeavor: 37 percent say it could hurt their career. Or they might not think it will make a difference: Half of the employees who&rsquo;ve spoken up say nothing happened as a result.</p>

<p><strong>Q. Especially in global companies that deal with various cultural and regional nuances, how do you ensure your voice is heard? What is your advice to women?</strong></p>

<p><strong>Vasuta Agarwal</strong><br />
I would tell young female professionals to always strive to achieve things beyond the &lsquo;Job Description,&rsquo; and give everything to every role that you take up. One should not ignore opportunities just because they are outside of the current scope of work or because no one asked you to do it. The other advice I have to offer is to ensure you make your presence felt and speak up. Often we hesitate to do that, especially at the start of our career, but it&rsquo;s important to speak up if you have a point of view.<img src="https://cdn2.hubspot.net/hubfs/2714195/IWD%202020/Vasuta.jpg" style="width:1216px" /><em>Vasuta is the Managing Director for the Asia Pacific at InMobi. She is responsible for the P&amp;L, revenue, strategic partnerships and business for India, Southeast Asia, Japan, Korea and ANZ markets. Prior to this, she was the VP and GM for India business at InMobi, driving consistent scale and growth over the last 3+ years. She was chosen among the "Top 50 Influential women in media and marketing in India" for 2019 and in the "Economic Times Women Ahead List" for 2018. She has been with InMobi, one of the first start-ups and unicorns to go global from India, for over seven years and has worn many hats in her time there from Founders&rsquo; strategy to product to business roles. Before InMobi, she was at McKinsey as a management consultant and with Intel as a chip design engineer. She is a graduate from BITS, Pilani and the Indian Institute of Management, Bangalore.</em></p>

<p><strong>Veena Sethuraman</strong><br />
You cannot achieve anything only by yourself. All of us are who we are because of meeting some right people at the right time. So, continue to build yourself by seeking help &ndash; your leadership, your team, your peers, your family, your friends; Learn to lean on others without feeling embarrassed about it. Similarly, do allow others to lean on you. Build up others by helping them believe in themselves. Without this healthy giving and receiving, we may end up in an imbalanced vicious circle. So, do receive and give with healthy boundaries. In the process, respect your needs and other&rsquo;s needs. It takes a lot of courage to be vulnerable in front of others and seek help. But, once you do that, it just makes life so much easier. The key is to ask!<img src="https://go.inmobi.net/hubfs/IWD%202020/Veena.jpg" style="width:1216px" /><em>Veena Sethuraman is a Senior Leadership and Organizational Development Consultant by profession and a Psychotherapist by passion. She is currently employed as the "Global Head of Learning and Organizational Development" at InMobi. She is a proponent of diversity and inclusiveness, along with mental health awareness. In this capacity, she works closely with LGBTIQ community members to amplify their voices. She has also spoken at TEDxBangalorewomen. Apart from these, she enjoys writing and has published articles on platforms like The Newsminute and Infinumgrowth. She loves travelling and exploring cultures, cuisines and people.</em></p>

<p><strong>Varsha Udayabhanu</strong><br />
My advice is that you will be most effective when you know your audience. Don&rsquo;t give up your integrity but understand that you&rsquo;re not a square peg in a round hole. It&rsquo;s easy for others to make assumptions about you, so don&rsquo;t let those preconceived notions dictate communication. This is key both on the regional level and on the individual level. Certain cultures and geographies have certain communication, work and management styles, and you&rsquo;ll be most effective when you fully understand these regional nuances and proceed accordingly. Similarly, different individuals have different work preferences, communication styles, etc. The key is to always know your audience and to ensure you&rsquo;re communicating with your audience in a way that best suits them and you.<img src="https://go.inmobi.net/hubfs/IWD%202020/Varsha.jpg" /><em>As VP of Corporate Development and Investor Relations, Varsha manages the global team responsible for all mergers, acquisitions, investments and capital raising at InMobi. Varsha has been a key leader at InMobi for close to seven years and has over 10 years of global experience in the financial services space.</em></p>

<hr />
<p><strong>Chartering New Functional Legacies</strong></p>

<p>A majority of employees believe they personally have equal opportunity to grow and advance, but they are less convinced the system is fair for everyone. Fewer than half of women and men think the best opportunities go to the most deserving employees, and fewer than a quarter say that only the most qualified candidates are promoted to manager. On both fronts, women are less optimistic than men.</p>

<p><strong>Q. You are leading functions which currently continue to have a limited representation of women across industries and countries. What is a significant barrier that can help overcome bias and drive inclusion? &#8239;</strong></p>

<p><strong>Pujarini Maulik</strong><br />
Assessment and growth wholly and solely are based on merits devoid of presumptions. For example, it is often presumed that a working mother would be indisposed due to her parental duties, and hence cannot be trusted with high-pressure jobs or jobs requiring long hours. This is hardly ever true. A professional individual knows how to maintain work-life balance. Organizations need to step away from stereotypical presumptions. From my experience, InMobi truly walks the talk in this regard and one&rsquo;s status is never a stumbling block for one&rsquo;s growth here.<img src="https://go.inmobi.net/hubfs/IWD%202020/Womens%20Day_Photos%20_Pujarini_DSC04195.jpg" /><em>With about 15 years of experience as an in-house counsel for large MNCs, Pujarini has worked across healthcare, outsourcing, Ad-tech and digital media industries with expertise in deal structuring, privacy, M&amp;A and employment matters. Alumni of Symbiosis Law College, Pune, is currently heading a team of 10 at InMobi Group as V.P. Legal and also presides over the privacy committee of the organization. She has been honored to be a part of the General Counsel Power list (India) as per Legal 500 in 2016 and 2018, respectively, alongside distinguished members of the fraternity. She has also been featured in Top 100 women in law within the country on many occasions and specifically honored by the Legal Era Women in Law Awards in 2019.</em></p>

<p><strong>Varsha Udayabhanu</strong><br />
Women (and really people more generally) don&rsquo;t always want to enter the fields where they know they will be underrepresented and where work-life balance may not be supportive. This is particularly true with women working in finance. But, in my experience, once you&rsquo;ve established yourself, you can develop schedules and workflows that work for you. It is important to stand your ground and achieve all that you have to so that companies have the right reasons to choose you for the role, irrespective of the gender bias.</p>

<hr />
<p><strong>Shaping an #EachForEqual World</strong></p>

<p>&ldquo;A truly gender-inclusive work culture ensures that all employees, regardless of gender and other differences, are equally treated, respected and valued. At InMobi Group, all employees are equal and this Women&rsquo;s Day we celebrate all that our women leaders and the women at InMobi have accomplished.&rdquo;</p>

<p><strong>- Sahil Mathur, Vice President - Global HR and Culture</strong></p>

<p><a href="https://www.internationalwomensday.com/Theme">#EachforEqual</a> #WomensDay2020 #WomensDay</p>

<hr />
<p>References</p>

<p><a href="https://wiw-report.s3.amazonaws.com/Women_in_the_Workplace_2019.pdf">https://wiw-report.s3.amazonaws.com/Women_in_the_Workplace_2019.pdf</a></p>]]></description>
      <dc:subject><![CDATA[English (EN): inmobi.com,]]></dc:subject>
      
      <dc:creator><![CDATA[ Team InMobi  ]]></dc:creator>
      
      <dc:date>2020-03-05T17:02:00+00:00</dc:date>
    </item>
  
    <item>
      <title><![CDATA[Who Uses the Top Travel Apps and Mobile Websites?]]></title>
      <link>https://www.inmobi.com/blog/2020/03/03/who-uses-the-top-travel-apps-and-mobile-websites/</link>
      <guid>https://www.inmobi.com/blog/2020/03/03/who-uses-the-top-travel-apps-and-mobile-websites/</guid>
      <description><![CDATA[<p> There are dozens of travel apps now available (and even more travel-related websites) to handle every component of travel planning, enabling travelers to easily book flights, hotels, restaurants and much more. In fact, <a href="https://www.travelagentcentral.com/running-your-business/stats-nearly-two-thirds-travelers-rely-mobile-apps-during-trip" style="background-color: initial;" target="_blank">at least 67% of travelers now</a> use apps at some point during a trip. </p>

 <p> But who specifically is turning to apps and mobile websites like Google Translate, Airbnb, Expedia and Zipcar? To find out, we turned to the data - specifically, InMobi intelligence solutions, which builds a holistic understanding of consumers across data sources including <a href="https://www.inmobi.com/exchange" target="_blank">InMobi Exchange</a>, which reaches 1.6 billion users globally, and our own permissively-sourced deterministic first-party telco data. </p>

 <p> We reviewed the insights across the following categories: airlines, travel booking sites hotel/lodging and car rentals. Our analysis covered the top apps and mobile websites in each of the categories, encompassing over two dozen brands in total. </p>

 <p> Here’s what the data reveals. </p>

 <h2 class="tile-heading">Top Insights on Mobile Airline Customers</h2>

 <p> <img src="https://go.inmobi.net/hubfs/Top-Insights-on-Mobile-Airline-Customers.jpg"> </p>

 <p> To better understand how mobile factors into flying, we reviewed insights on app owners (i.e. people with the app on their mobile device) and mobile website visitors for the biggest airlines in the U.S. We specifically reviewed these brands: United, Spirit, American, Southwest, Delta, Frontier, Alaska and JetBlue. </p>

 <p> Here are our top five insights among airlines: </p>
<ol>
    <li>Most app owners are male. But, more women than men visit the mobile websites of Southwest, Frontier, Delta and JetBlue. In fact, two-thirds of all Southwest mobile web visitors are female.</li>
    <li>All airlines over-index among people aged 46 to 65. The major exception is the mobile website for Frontier, as over 28% of all visitors are between 26 and 35 years old.</li>
    <li>The mobile websites for Frontier and Spirit over-index among those making under $50,000 a year (a group that includes retirees and students). In comparison, JetBlue, United and Alaska over-index among those making over $100,000 annually.</li>
    <li>Top audience segments in this space include empty nesters, entertainment enthusiasts, mobile moms and news junkies.</li>
    <li>In terms of location, there is often a heavy regional focus in terms of where the audience is located. For example, the top geos for Alaska app owners are Seattle and Portland, Oregon. The top geo for Delta mobile website traffic is in Atlanta, where the company is based, and its top cities among app owners are Minneapolis and Saint Paul, Minnesota, as the airline uses the Minneapolis airport as a major hub. Similarly, the top city with Frontier app owners is Denver.</li>
</ol>

 <h2 class="tile-heading">Top Insights on Travel Booking Apps and Mobile Websites</h2>

 <p> Thanks to the internet, the travel agent is slowly disappearing. The number of travel agents in the U.S. dropped by <a href="https://www.theatlantic.com/business/archive/2016/06/travel-agent/488282/" target="_blank">over 50% between 2000 and 2014</a>, and it’s expected to fall by an additional <a href="https://www.bls.gov/ooh/sales/travel-agents.htm" target="_blank">6% between 2018 and 2028</a>. In fact, one in five adults has now <a href="https://www.traveldailymedia.com/kayak-travel-agents-research/" target="_blank">never been inside a travel agency</a>. </p>

 <p> So who are the main users of digital travel booking alternatives? To find out more, we analyzed the following apps and mobile websites: Google Flights, Priceline, Travelocity, trivago, Booking.com, Hopper, Expedia, hotels.com and KAYAK. </p>

 <p> Here are our top five insights among travel booking and comparison properties: </p>
<ol>
    <li>This is again a majority male audience, but there are a few exceptions. Most people visiting the mobile websites of Travelocity, trivago, Booking.com and Expedia are female. And, close to 62% of those with the Hopper app on their mobile device are female.</li>
    <li>18% of those visiting Expedia’s mobile website are between 18 and 25 years old, while close to 42% of those going to hotels.com on their mobile web browser are between 26 and 35 years old.</li>
    <li>KAYAK over-indexes with individuals making over $100,000 a year, while Priceline slightly over-indexes with people making under $75,000 annually.</li>
    <li>This audience is likely to have multiple travel booking apps on their mobile devices, with apps for both flights, hotel rooms and car rentals.</li>
    <li>In this space, people will often spend 30 minutes or more per session reviewing travel listings. For example, Travelocity app owners will spend over an hour per session on average using the service.</li>
</ol>

 <h2 class="tile-heading">Top Insights on Apps and Mobile Website Users for Lodging and Hotel Rooms</h2>

 <p> <img src="https://go.inmobi.net/hubfs/Top-Insights-on-Apps-and-Mobile-Website-Users-for-Lodging-and-Hotel-Rooms.jpg"> </p>

 <p> We also wanted to know more about the audiences that go directly to the source for lodging. We reviewed the apps and mobile websites of major brands like Hilton and Marriott, alongside newcomers like Airbnb and VRBO. </p>

 <p> Here are our top 10 insights in the lodging category: </p>
<ol>
    <li>This is actually a majority female audience. Only the Hilton Honors and Airbnb apps are not mostly female or close to half female.</li>
    <li>As a relatively newer entry to the space, Airbnb does better than its peers with younger people. </li>
    <li>Close to 43% of people who visited the Airbnb mobile website are between 18 and 35 years old. </li>
    <li>Close to half of all Hilton Honors app owners are between 36 and 55. </li>
    <li>Over 56% of VRBO app owners are between 46 and 75 years old.</li>
    <li>Marriott’s mobile website over-indexes among those making more than $100,000 a year, while the mobile websites for Hilton and Courtyard by Marriott over-indexes among those making under $75,000 annually.</li>
    <li>Airbnb app owners spend over an hour per session on average on the mobile website for This American Life. Hilton Honors app owners spend over 90 minutes per session using web conferencing solution Webex.</li>
    <li>VRBO app owners spend over 90 minutes per session on the mobile website for AllTrails. </li>
    <li>Many VRBO app owners also have the OpenTable app and the wine app Vivino on their mobile devices. </li>
    <li>A significant number of people who have visited the Courtyard by Marriott mobile website are also new parents and users who have exhibited wedding planning behavior.</li>
</ol>

 <h2 class="tile-heading">Understanding the Users of Top Car Rental Apps and Mobile Websites</h2>

 <p> <img src="https://go.inmobi.net/hubfs/Understanding-the-Users-of-Top-Car-Rental-Apps-and-Mobile-Websites.jpg"> </p>

 <p> Going on a road trip once you land? The days of just going to the nearest stall at their airport and relying on their maps to find the roadside attractions you seek are long gone. Thanks to mobile websites and apps like Google Maps, getting around has never been easier. All you need is Wi-Fi and a credit card and you’re all set. </p>

 <p> To better understand the car rental space, we reviewed the audience insights on the following mobile websites and apps: National Car Rental, Thrifty, Avis, Hertz, Dollar, Alamo, Enterprise, Turo, Getaround and Zipcar. </p>

 <p> Here are our top 10 car rental insights: </p>
<ol>
    <li>This is a male-dominated space. No mobile website or app has a majority female audience.</li>
    <li>39% of Getaround app owners and 42% of Hertz mobile website visitors are between the ages of 18 and 35. Overall though, most of the major, established brands over-index with people between the ages of 46 and 55.</li>
    <li>Over 44% of Hertz mobile website visitors make under $50,000 a year. Getaround, Turo and Zipcar app owners also over-index with this cohort, as do Alamo app owners. Unlike traditional car rental companies, the newer app-based car rental services allow people under 25 to get a car. Over 37% of Hertz app owners and over 53% of National app owners have annual incomes greater than $100,000.</li>
    <li>Close to half of all of Hertz’s mobile website visitors are Black/African-American. The majority of Zipcar, Turo and Getaround app owners are Non-White, as are the majority of Avis mobile website visitors.</li>
    <li>Zipcar and Getaround app owners also often have the GrubHub and DoorDash apps on their mobile devices. </li>
    <li>Avis, Budget, Hertz, Enterprise and National app owners often have airline and hotel apps on their mobile devices.</li>
    <li>Many Turo app owners spend over 120 minutes per session using the dating app Bumble. Budget app owners often spend over an hour per session browsing ESPN or listening to ESPN Radio.</li>
    <li>Over half of all Alamo and Thrifty app owners and Avis mobile website visitors can be classified as audio buffs, online shoppers and/or social media enthusiasts.</li>
    <li>More than 31% of Zipcar app owners are in New York, with more than 15% of app owners located just in the boroughs of Brooklyn and the Bronx.</li>
    <li>Close to 56% of Zipcar app owners are single. Over 47% of Getaround app owners and more than 49% of Hertz mobile website visitors are single as well.</li>
</ol>

 <h3 class="tile-heading">How To Use This Data To Inform Your Mobile Strategy</h3>

 <p> <img src="https://go.inmobi.net/hubfs/Who-Uses-the-Top-Travel-Apps-and-Mobile-Websites.jpg"> </p>

 <p> These insights are interesting, but how can all of this information be used intelligently to further your business aims? For starters, it’s critical to understand why people travel. In particular, there’s a major difference between the business traveler and the leisure traveler. Who they are and the kinds of apps they use do differ - sometimes quite dramatically. </p>

 <p> It’s also important to understand the unique audiences that each brand has established for itself. For example, in the airline space, hub location makes a big difference, as does branding around deals and pricing. And in the lodging and car rental space, sharing economy entrants have a very different audience than their more established competitors do, for the most part. </p>

 <p> Looking to reach travelers? Consider leveraging these <a href="https://www.inmobi.com/audiences" target="_blank">InMobi Audiences</a> segments: </p>

 <ul style="list-style:disc;">     <li>Frequent Flyers</li>
    <li>Airport Visitors</li>
    <li>Gas Station Visitors</li>
    <li>Taxi and Car Service Visitors</li>
    <li>Car Rental Visitors</li>
    <li>Hotel, Motel and/or Hostel Visitors</li>
    <li>Domestic and International Travelers</li>
    <li>Household Decision-Makers</li>
    <li>Regular Travel Bookers</li>
    <li>Travel Intenders</li>
    <li>Natural Parks Visitors</li>
    <li>Travel Agent and Tour Operator Visitors</li>
    <li>Museum Visitors</li>
    <li>Monument and Memorial Visitors</li>
    <li>Vacation Rental Store Visitors</li>
    <li>Travel and Local App Users</li>
    <li>Hotels and Lodging Regulars</li>
    <li>Traveling Moms</li>
</ul>

 <p> Curious to see more insights? <a href="https://www.inmobi.com/company/contact/" target="_blank">Reach out today to learn more</a>. </p>

 <h4 class="tile-heading">Our Commitment To Data Privacy: What You Need To Know About This Data</h4>

 <p> InMobi takes user privacy extremely seriously. We meet the most rigorous governance, compliance, and security standards. We have collaborated with consumer advocacy groups and incorporate guidelines from multiple federal government agencies to define industry-leading practices for data governance in the U.S. </p>

 <p> Users retain complete control over the data they provide, have a choice in whether they participate and have transparency as to how their data is utilized. Subscribers have constant access to their privacy elections through multiple telco touchpoints. The patented anonymization platform ensures data sets are 100% secure, and are refreshed to ensure all data are anonymized. </p>]]></description>
      <dc:subject><![CDATA[Media Consumption &amp; Trends, Understanding Consumers, English (EN): inmobi.com,]]></dc:subject>
      
      <dc:creator><![CDATA[ Team InMobi  ]]></dc:creator>
      
      <dc:date>2020-03-03T08:52:00+00:00</dc:date>
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      <title><![CDATA[3 Key Brand Marketing Challenges in 2020 You Need to Know About]]></title>
      <link>https://www.inmobi.com/blog/2020/03/02/3-key-brand-marketing-challenges-in-2020-you-need-to-know-about/</link>
      <guid>https://www.inmobi.com/blog/2020/03/02/3-key-brand-marketing-challenges-in-2020-you-need-to-know-about/</guid>
      <description><![CDATA[<p>In 2020, there are lots of marketing challenges facing everyone from the biggest marketing teams all the way down to small businesses. But, we think there will be three issues that will have an outsized impact on brand marketing efforts in the U.S. in 2020:</p>

<ol>
	<li>The 2020 Presidential Election</li>
	<li>The 2020 Summer Olympics</li>
	<li>Ongoing Concerns Around Privacy, Trust and Transparency</li>
</ol>

<p>But, just because these are issues that just about every marketer faces in 2020 doesn&rsquo;t mean they need to derail all of your brand marketing plans. Here&rsquo;s how these issues will impact your marketing campaigns, and how you need to overcome potential challenges with your marketing strategy in 2020.</p>

<h2>How to Talk to Potential Customers During the 2020 Presidential Election</h2>

<p>At this point in the year, it&rsquo;s hard to miss all of the news around the 2020 elections - and the final vote is still many months away. In particular, the election presents marketers with three key issues.</p>

<p>For starters, the election is likely to drive up advertising costs across the board. Considering that some major social media outlets like Twitter have already largely banned political advertising, the remaining digital marketing channels that still allow it will become more competitive, with brands, candidates and political groups all spending millions of dollars to get their message across to people through these channels.</p>

<p>It also presents <a href="http://go.inmobi.net/the-current-state-of-brand-safety" target="_blank">brand suitability concerns</a>. Do you want your messaging to appear alongside a political story? Considering the state of the election and U.S. politics these days, the answer for most marketers is a definitive no. The customer experience becomes especially paramount in these politically divisive times.</p>

<p>And there&rsquo;s one more point you might know be aware of: there are only 24 days between election day and Black Friday. That means brands have less than a month between when the divisiveness of the election ends and when the critical holiday shopping period begins.</p>

<p>So what can marketers do to suitably reach their target consumers this year in light of the election? For starters, it can be helpful to leverage inherently non-political channels. Casual games, weather apps, etc. are inherently brand safe and often have wide reach, making them ideal channels to reach consumers who may be inundated with political messaging elsewhere. Similarly, some ad formats like fullscreen interstitials and videos are often inherently brand safe since they never appear directly alongside divisive or controversial blog posts or other content.</p>

<h2>How Sporting Events in 2020 Will Impact Your Marketing Plans</h2>

<p>The summer Olympics are back, taking place in Japan from July 24 to August 9. Over more than two weeks, the top talent in global athletics will compete in various events watched by billions of people around the world.</p>

<p>For some brands, the Olympic Games Tokyo 2020 will be a boon as they are creating content marketing and running advertising campaigns both connected to and in conjunction with the Olympics.</p>

<p>But this won&rsquo;t work for all brands. After all, there&rsquo;s a reason B2B software companies are not among the <a href="https://adage.com/article/media/nbc-eyes-record-ad-sales-haul-2020-olympics/2185576" target="_blank">biggest advertisers for the Olympics</a>. Similar to the election, it behooves these brands to consider where their ads run and how they will appear before and during this big event.</p>

<p>It&rsquo;s also important to think about how much placements will cost both in the lead up to and during the event. NBC, who once again owns the U.S. broadcasting rights for the Summer Olympics in 2020, expects to bring in more than $1 billion in advertising directly in conjunction to the events. This includes not just broadcast television coverage but also digital streaming channels such as connected TV and mobile apps.</p>

<p>And, many advertisers will also likely use their Olympics-themed creatives and messaging on other channels like social media. This means that even if brands have nothing to do with the Olympics, they may still find it to be prohibitively expensive to run their advertising and marketing campaigns during this period.</p>

<h2>How Privacy Initiatives Should Impact Your Marketing Strategy</h2>

<p>Of the three main brand marketing challenges we&rsquo;ve identified, privacy is the one with the most long term concern. While the election and the Olympics will come and go, issues around privacy, transparency and consumer trust are likely to stick around for a while. This has come to a head twice now in 2020 - and all this may be the tip of the proverbial iceberg.</p>

<p>It all started at the beginning of the year, with the <a href="https://www.inmobi.com/blog/2019/12/17/what-you-need-to-know-about-ccpa-ad-tech-edition" target="_blank">California Consumer Privacy Act</a> (CCPA) officially becoming law in the Golden State. Even though the law is only on the books in California, the state&rsquo;s size and economic importance in the U.S. means that it will have an outsized impact on marketing and privacy.</p>

<p>What does the law entail? While some of the specifics are still being hammered out, it essentially requires anyone that collects consumer data to provide consumers with information on how collected information is being used and to enable them to opt out of data collection and transfer. This is a highly simplified overview of the law, of course, and does not encompass all of its nuances.</p>

<p>Before CCPA, the last major privacy-focused law that was passed on similar scale was the General Data Protection Regulation ( <a href="https://www.inmobi.com/gdpr" target="_blank">GDPR</a>) in the European Union. There are major differences between the two laws, but their emergence shows that lawmakers are taking consumer privacy very seriously. Many other states and the federal government are considering similar legislation.</p>

<p>The other major news around privacy came out in January, when Google announced that it would be depreciating support for third-party cookies in Chrome within the next two years. Not only is Chrome the most popular Web browser, but third-party cookies have underpinned data collection on the web for years.</p>

<p>While both Safari and Firefox had made similar announcements before Chrome, such a major player deciding to phase out third-party cookies has sent proverbial shockwaves throughout the digital marketing ecosystem. After all, there are hundreds of marketing roles throughout the world that are somewhat or wholly dependent on this data - and it all may be going away soon.</p>

<p>Of course, issues around privacy, trust and transparency are not new. While the 2016 Cambridge Analytica scandal really brought it to light, these issues have been simmering for a while now. But, between Google&rsquo;s announcement and the start of CCPA, 2020 is shaping up to be the year where it really comes to a head for marketers.</p>

<p>So what can brand marketers do to run successful digital marketing campaigns and fully respect user privacy? There are a few key points to keep in mind:</p>

<ul>
	<li>When it comes to data collection and privacy, make sure you don&rsquo;t have a skills gap. Train your team or bring in outside help to ensure compliance and transparency in everything you do.</li>
	<li>Be upfront and transparent with your audience about how you are collecting data and what you are doing with it. Of course, it helps when you have the ability to collect and utilize your own data. If that&rsquo;s not feasible, then be sure to work with partners that can provide you with their own high quality first-party data.</li>
	<li>Don&rsquo;t be dependent on just one or a few channels to reach your consumers. For example, if you used to be heavily dependent on browsers, then consider branching out into apps.</li>
	<li>Always think about your consumers, and make sure they are front and center with everything you&rsquo;re doing. By having this mindset, you&rsquo;re far less likely to go down a road where you&rsquo;re not respecting their privacy and losing their trust.</li>
</ul>

<p>There are numerous brand marketing challenges on the horizon in 2020, that is for sure. But, by understanding what the issues are, you can make sure you are taking proactive and thoughtful steps with your <a href="https://venngage.com/blog/marketing-plan/" target="_blank">marketing plan</a> now so that your campaigns later on can be successful.</p>

<h3>About the Author</h3>

<p>Matthew Kaplan has over a decade of digital marketing experience, working to support the content goals of the world&rsquo;s biggest B2B and B2C brands. He is a passionate app user and evangelist, working to support diverse marketing campaigns across devices.</p>]]></description>
      <dc:subject><![CDATA[Advertising, Media Consumption &amp; Trends, Trust and Brand Safety, Understanding Consumers, English (EN): inmobi.com,]]></dc:subject>
      
      <dc:creator><![CDATA[ Matt Kaplan,  Content Strategist  ]]></dc:creator>
      
      <dc:date>2020-03-02T10:33:00+00:00</dc:date>
    </item>
  
    <item>
      <title><![CDATA[Are you Ramadan Rush Ready?]]></title>
      <link>https://www.inmobi.com/blog/2020/03/02/are-you-ramadan-rush-ready/</link>
      <guid>https://www.inmobi.com/blog/2020/03/02/are-you-ramadan-rush-ready/</guid>
      <description><![CDATA[<p> Ramadan ushers in a period of joy and celebration emphasised by the spirit of giving. This month also marks one of the busiest shopping periods of the year, resulting in a phenomenon commonly referred to as Ramadan Rush. How can marketers make the most of the Ramadan Rush in the mobile-first economy of Indonesia? We surveyed 1800 Indonesians using Pulse, InMobi's research and analytics platform to understand their top concerns this Ramadan. You can download the full version of our report <a href="http://go.inmobi.net/understanding-the-mobile-ramadan-consumer" target="">here</a> </p>

 <p> <a href="http://go.inmobi.net/understanding-the-mobile-ramadan-consumer" target="_blank"><img src="https://go.inmobi.net/hubfs/SEA%20Ramadan%20Insights%202020/Ramadan%20One%20Pager.jpg" alt="InMobi Ramadan One Pager"></a> </p>]]></description>
      <dc:subject><![CDATA[Media Consumption &amp; Trends, Understanding Consumers, English (EN): inmobi.com,]]></dc:subject>
      
      <dc:creator><![CDATA[ Sreeshna Sreekishan ,  Marketing Manager  ]]></dc:creator>
      
      <dc:date>2020-03-01T20:29:00+00:00</dc:date>
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    <item>
      <title><![CDATA[InMobi Wins Big at MENA 2020 MMA Smarties]]></title>
      <link>https://www.inmobi.com/blog/2020/02/17/inmobi-wins-big-at-mena-2020-mma-smarties/</link>
      <guid>https://www.inmobi.com/blog/2020/02/17/inmobi-wins-big-at-mena-2020-mma-smarties/</guid>
      <description><![CDATA[<p>Every year, the test Mobile Marketing Association gathers the best and brightest in mobile advertising and marketing to celebrate the very best campaigns, ads, agencies and more. And at the 2020 Smarties for the Middle East and North Africa, InMobi won big. Not only did InMobi-led in-app advertising campaigns capture five awards, but InMobi was awarded the coveted Technology Enabler of the Year Award as well.</p>

<p>At the event, which took place on Tuesday, February 10 at Five Palm Jumeirah Dubai, InMobi captured the following awards:</p>
<ul>
    <li>Gold - Promotion - RAK Foodie App (RAKBank)</li>
    <li>Gold - Location Based Services or Targeting - RAK Foodie App (RAKBank) </li>
    <li>Silver - Location Based Services or Targeting - Etisalat Waselgo (Etisalat)</li>
    <li>Silver - Lead Generation/Direct Response/Conversions - Etisalat Waselgo (Etisalat)</li>
    <li>Silver - Product/Services launch - Etisalat Waselgo (Etisalat)</li>
    <li>Industry Award - Technology Enabler of the Year</li>
</ul>

<p>“These awards are testament to the hard work and expertise of our teams to bring these amazing campaigns to life,” says Andy Powell, Commercial Director, EMEA for InMobi. “A huge thank you to our partners who made this possible: UM Worldwide MENA, RAKBANK, Initiative and Etisalat.”</p>

<p>“This is yet another fantastic example of stellar collaboration, spanning across multiple geographies and timezones - one of the many things I love about InMobi!” says Manoshi Bhattacharjee, InMobi’s Head of Telco, Travel and BFSI - META. “Also excited to note that these were our first-ever awards for Telco and Banking clients in the region. These verticals have traditionally been very performance/outcome-driven.”</p>

<p><br>
Interested in learning more about these winning campaigns? Be sure to watch these videos to learn more about our efforts with <a href="https://www.dropbox.com/sh/su6xkw21h09ek3x/AADJVJUFzK9o9EbrZqP4GKfCa?dl=0&amp;preview=WaselGo.mp4">Etisalat Waselgo</a> and the <a href="https://www.dropbox.com/sh/mmgiyccqcq3sj32/AABKWuITnme6HOwLObmygjjqa?dl=0&amp;preview=RAK+Foodie.mp4">RAK Foodie App</a>. And, if you’re interested in learning more about capabilities, please reach out to us today!</p>]]></description>
      <dc:subject><![CDATA[Awards, Events, English (EN): inmobi.com,]]></dc:subject>
      
      <dc:creator><![CDATA[ Matt Kaplan,  Content Strategist  ]]></dc:creator>
      
      <dc:date>2020-02-18T14:47:00+00:00</dc:date>
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    <item>
      <title><![CDATA[Who Uses Apps to Learn a New Language?]]></title>
      <link>https://www.inmobi.com/blog/2020/02/06/who-uses-apps-to-learn-a-new-language/</link>
      <guid>https://www.inmobi.com/blog/2020/02/06/who-uses-apps-to-learn-a-new-language/</guid>
      <description><![CDATA[<p>
	How many languages do you speak? If you’re reading this in the U.S., chances are good that 
	<a href="https://today.yougov.com/topics/lifestyle/articles-reports/2013/07/31/75-americans-have-no-second-language" style="background-color: initial;" target="_blank">the answer is “just one</a>.” Even though well over 90% of all American high schools offer a foreign language course, <a href="https://www.theatlantic.com/education/archive/2015/05/filling-americas-language-education-potholes/392876/" style="background-color: initial;" target="_blank">less than 1% of those</a> who study a language in school later say they’re fluent in it.</p><p>
	To fill in this gap, many turn to mobile apps. Over the past few years, a number of apps have come out that enable users to learn dozens of new languages.</p><p>
	Who specifically uses these language apps? To find out, we turned to InMobi’s intelligence solutions, which build a holistic understanding of consumers across data sources ranging from 
	<a href="https://www.inmobi.com/exchange" target="_blank">InMobi Exchange</a>, which reaches 1.6 billion users globally, to permissively-sourced deterministic first-party carrier data to stated feedback directly from the customers.</p><p>
	In particular, we looked at the following language learning apps:</p><ul style="list-style:disc;">
	
<li>Duolingo</li>	
<li>Babbel</li>	
<li>Memrise</li>	
<li>Rosetta Stone</li></ul><p>
	So what does the data reveal?</p><h2 class="tile-heading">Insights on Top Language App Users</h2><p>
	<strong>Demographics:</strong></p><ul style="list-style:disc;">
	
<li>Most of the people with these mobile apps are male.</li>	
<li>Close to 42% of those with the Memrise app are between the ages of 18 and 35.</li>	
<li>Over 43% of people who have the Babbel app are between the ages of 26 and 65.</li>	
<li>Close to 46% of Duolingo app owners and around 44% of Rosetta Stone app owners are 26 to 45 years old.</li>	
<li>Babbel is the only app of the four where more than 50% of those with the app are White.</li>	
<li>Over 28% of Duolingo app owners and over 26% of Rosetta Stone app owners are Hispanic/Latinx.</li>	
<li>Among those with the Memrise app, over 21% are Black/African-American and around 9% are Asian/Asian-American/Pacific Islander.</li></ul><p>
	<strong>Income:</strong></p><ul style="list-style:disc;">
	
<li>Over 57% of Rosetta Stone app owners make under $75,000 a year. This can include people not currently making a salary, like retirees.</li>	
<li>Around 32% of those with the Babbel app and those with the Duolingo app have annual incomes greater than $100,000.</li></ul><p>
	<strong>Interests and Motivators:</strong></p><ul style="list-style:disc;">
	
<li>All four apps are popular with college students and Millennial Users who have shown an interest in Parties, Dating, Social Media, Networking and Entertainment.</li>	
<li>Within this space, many individuals have more than one language app on their mobile device. This does show an interest in learning languages, but it does mean that one app may not be meeting all of a user’s language acquisition needs.</li>	
<li>People with these apps are also likely to have travel apps, like United Airlines, Priceline and Airbnb, or to visit travel-related mobile websites like delta.com. It’s possible that individuals download these apps after an international trip has been planned or booked.</li>	
<li>Based on app download behavior and mobile website traffic, this audience is also interested in personal finance. If our theory on international travel is right, then it’s possible that this audience is interested in saving up for upcoming or future vacations and trips.</li></ul><p>
	<strong>Location:</strong></p><ul style="list-style:disc;">
	
<li>The top five ZIP codes where Duolingo app users are found are all suburban areas on the East Coast.</li>	
<li>Users of Memrise, Rosetta Stone and Babbel are often located in the four largest U.S. cities: New York, Los Angeles, Chicago and Houston.</li></ul><h2 class="tile-heading">How To Use This Data To Inform Your Mobile Strategy</h2><p>
	These insights are interesting, but how can all of this information be used intelligently to further your business aims? For starters, it’s important to note the motivation people have for using these apps. Many people are probably downloading and using these apps as soon as a trip is booked or during the planning phase.</p><p>
	It’s also critical to understand app users demographics and where these app users often live. From a monetization perspective, it can be helpful to stress to advertisers that many app users in this space are young Non-White men living in major cities with an interest in their personal finance.</p><p>
	Curious to see more insights? 
	<a href="https://www.inmobi.com/company/contact/">Reach out today to learn more</a>.</p><h2 class="tile-heading">Our Commitment to Data Privacy: What You Need to Know About This Data</h2><p>
	InMobi takes user privacy extremely seriously. We meet the most rigorous governance, compliance, and security standards. We have collaborated with consumer advocacy groups and incorporate guidelines from multiple federal government agencies to define industry-leading practices for data governance in the U.S.</p><p>
	Users retain complete control over the data they provide, have a choice in whether they participate and have transparency as to how their data is utilized. Subscribers have constant access to their privacy elections through multiple telco touchpoints. The patented anonymization platform ensures data sets are 100% secure, and are refreshed to ensure all data are anonymized.</p>]]></description>
      <dc:subject><![CDATA[Acquiring New Users, Media Consumption &amp; Trends, English (EN): inmobi.com,]]></dc:subject>
      
      <dc:creator><![CDATA[ Team InMobi  ]]></dc:creator>
      
      <dc:date>2020-02-06T11:05:00+00:00</dc:date>
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    <item>
      <title><![CDATA[What To Expect from InMobi Exchange in 2020: InMobi Exchange CAB Next Steps]]></title>
      <link>https://www.inmobi.com/blog/2020/02/05/what-to-expect-from-inmobi-exchange-in-2020-inmobi-exchange-cab-next-steps/</link>
      <guid>https://www.inmobi.com/blog/2020/02/05/what-to-expect-from-inmobi-exchange-in-2020-inmobi-exchange-cab-next-steps/</guid>
      <description><![CDATA[<p>On Tuesday, January 21 at The InterContinental Hotel in San Francisco, we gathered together dozens of the brightest minds in the programmatic world for our first ever <a href="/blog/announcing-inmobi-exchange-customer-advisory-board" style="background-color: initial;" target="_blank">InMobi Exchange Customer Advisory Board</a>. Through discussion and debate, we were able to get a firm grasp on where the industry is headed, and determine what our key demand-side and supply-side partners want from us in the future.</p>

<p>Last year, InMobi Exchange grew on the back of our strong efforts around transparency, our unparalleled audiences and brand demand. We scaled our exchange multi-fold using cloud native technologies alongside smart trafficking systems to optimize supply and demand matching.</p>

<p>What about 2020? Here are our major areas of focus for InMobi Exchange this year, as part of our goal of doubling our Exchange business in 2020:</p>

<ul style="list-style:disc;">
	<li>Continuing to prioritize mobile app monetization</li>
	<li>Strong focus on scaling in-app header bidding with a goal to move towards a clean first-price marketplace</li>
	<li>Improving identity and measurement to convince more marquee brands to embrace mobile</li>
	<li>Helping brands and publishers scale in the CTV world</li>
	<li>More effectively connecting demand/DSPs with the right supply</li>
</ul>

<p>In particular, here are the five core areas we will be focusing on based on the feedback and inputs we received:</p>

<h2 class="tile-heading">1) Working to Solve Identity and Measurement Challenges</h2>

<p>During this CAB session, we as a group identified a number of core issues around measurement and identity today:</p>

<ul style="list-style:disc;">
	<li>Many brands and DSPs are heavily dependent on the walled gardens and are continually giving them their first-party data, as they don&rsquo;t feel like they have safe, secure and scaled advertising options.</li>
	<li>Outside of the walled gardens, advertisers sometimes lack even basic data like age and gender. However, it can be exceedingly difficult for app publishers to collect these kinds of insights.</li>
	<li>New laws and privacy initiatives like GDPR and CCPA are making everyone think twice both about their own data collection methods and how they&rsquo;re sharing data, if at all. These laws will likely end up strengthening the position that current leaders have in the market.</li>
	<li>The likely demise of browser cookies makes in-app environments more appealing, but how long until Apple and Google depreciate standard mobile device identifiers?</li>
	<li>There is no standard, universally accepted and accurate identifier for new and emerging channels like connected TV.</li>
</ul>

<p>There is no easy fix to these issues. But, we think that we can be key contributors to industry-wide initiatives to help resolve these issues. In the coming months, we will be working closely both with all of our partners to steer the industry towards sustainable and effective identity, measurement and audience solutions that work for end users, publishers and advertisers alike.</p>

<h2 class="tile-heading">2) Making Emerging Channels Available through InMobi Exchange</h2>

<p>CTV is an emerging channel for just about everyone, but it is one that we are keenly interested in. We have our alpha product out in the market, and the initial results are quite astonishing to say the least. Over the next few months, we will be convening separate focus groups to better understand the space and its nuances from both the demand and supply sides.</p>

<p>CTV is a product focus area for us, as it will help InMobi Exchange to acquire quality supply and offer the same to our buyers. Within the realm of CTV, we will be focusing on programmatic CTV, VAST video support, direct publisher integrations and partnering with top content apps as well as SSPs to get access to supply in various forms (tags, SDKs, header bidding and more).</p>

<h2 class="tile-heading">3) Standardizing Header Bidding for DSPs</h2>

<p>On the publisher side, in-app header bidding is slowly becoming the norm. In fact, many publishers are now using header bidding to A/B test partners to see which ones will bring them more money for their supply.</p>

<p>But, on the demand side, there is a lack of understanding on such inventory and toolsets to bid into such inventory. This is especially the case for performance-first DSPs that are looking at pricing at scale as an important aspect in their bidding algorithms. In the immediate future, we will be convening a meeting with different DSPs and even some publishers to better understand their thoughts and opinions on in-app header bidding, and to determine how to best incorporate related information into InMobi Exchange.</p>

<h2 class="tile-heading">4) Strengthening Mobile Video Advertising</h2>

<p>InMobi video solutions will continue to help brands achieve their goals. We will keep working on doing mobile video right, especially for brands.</p>

<p>We are closely looking at bringing video pods further into the in-app advertising space. In a video pod, multiple mobile video ads run during a 30-second or 60-second ad slot. This type of bunching is common in television advertising, but it isn&rsquo;t very common in the programmatic in-app ad world.</p>

<p>We plan on holding further discussions with various partners to see if issues around ideal ad length, price, monetization, brand safety and more can be adequately addressed in order to make this more appealing across the programmatic ecosystem.</p>

<h2 class="tile-heading">5) Improving Advertising Monetization for App Publishers</h2>

<p>In our first InMobi Exchange CAB, we learned a great deal from the publishers themselves about what they value in both in-app header bidding and full-stack mediation, and why they see both as beneficial. And, open exchange buying has proven to be lucrative for many publishers, especially in comparison to deals the direct sales team is bringing to the table.</p>

<p>But, outside of major app publishers or those with well-established brands, many app publishers are not seeing private marketplace or programmatic direct dollars being directed their way. In the future, we will be working with app publishers to figure out how their premium demand can be further exposed to brand advertisers who prefer more direct buying.</p>

<p>Publishers are looking at tools to make programmatic direct and PMP deals more usable. Currently there is too much work that needs to be done to do this, and hence they look at open exchange buying. InMobi will be working with pubs to bring in the best-in-class direct buying tools for both pubs and advertisers, so the operational headache can be solved.</p>

<p>A big thanks to everyone who attended! We&rsquo;re looking forward to the next CAB meetings already, and to all of the forthcoming improvements to <a href="https://www.inmobi.com/exchange" target="_blank">InMobi Exchange</a>.</p>]]></description>
      <dc:subject><![CDATA[Events, English (EN): inmobi.com,]]></dc:subject>
      
      <dc:creator><![CDATA[ Team InMobi  ]]></dc:creator>
      
      <dc:date>2020-02-05T18:45:00+00:00</dc:date>
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    <item>
      <title><![CDATA[Understanding the Hyper Casual Game Market]]></title>
      <link>https://www.inmobi.com/blog/2020/02/03/understanding-the-hyper-casual-game-market/</link>
      <guid>https://www.inmobi.com/blog/2020/02/03/understanding-the-hyper-casual-game-market/</guid>
      <description><![CDATA[<p>The hyper casual game market is one of the hottest spaces in the mobile app world today. The mobile gaming industry has been changed dramatically by the hyper casual genre, with these kinds of mobile games dominating the app download charts.</p>

<p>Hyper casual titles typically feature very simple game mechanics, making them easy for just about anyone with a mobile device to figure out and play. In this space, game development is usually streamlined too, making it relatively easy to make and market these kinds of apps, which is why hyper casual games now dominate the app store charts.</p>

<p>In 2019, not only was the mobile gaming market worth over $80 billion, but close to half of all game downloads came from these kinds of app, according to <a href="https://www.appannie.com/en/go/state-of-mobile-2020/" target="_blank">App Annie&rsquo;s report on The State of Mobile 2020</a>. Mobile games overall made <a href="https://www.emarketer.com/content/mobile-in-game-advertising" target="_blank">more than $3 billion in 2019</a>, with a significant chunk of that coming from ad revenue and not just in-app purchases, according to eMarketer. There&rsquo;s a reason even the likes of Goldman Sachs have invested hundreds of millions of dollars in hyper casual markets.</p>

<h2 class="tile-heading">Uncovering the Typical Hyper Casual Mobile Gamer</h2>

<p>But who are these hyper casual mobile gamers? To find out, we turned to InMobi Pulse. InMobi Pulse builds a holistic understanding of consumers across data sources ranging from <a href="https://www.inmobi.com/exchange" target="_blank">InMobi Exchange</a>, which reaches 1.6 billion users globally, to permissively-sourced deterministic first-party telco data to stated feedback directly from the customers.</p>

<p>In particular, we looked at the following hyper casual games:</p>

<ul style="list-style:disc;">
	<li>Wordscapes</li>
	<li>Piano Magic Tiles</li>
	<li>Impossible Bottle Flip</li>
	<li>Temple Run</li>
</ul>

<p>So what does the data reveal?</p>

<h2 class="tile-heading">Who Plays Top Hyper Casual Mobile Games?</h2>

<p><strong>Demographics:</strong></p>

<ul style="list-style:disc;">
	<li>A significant number of app owners here are female, even though app ownership overall across categories tends to skew male. Over 58% of those with the Wordscapes app and close to 55% of those with the Piano Magic Tiles app are female.</li>
	<li>Temple Run has the same percentage of male and female app owners, while just over 49% of Impossible Bottle Flip app owners are female.</li>
	<li>Close to 27% of those with the Piano Magic Tiles are between 26 and 35 years old, while another 25% are between 56 and 65. Around a third of Temple Run app owners are between 18 and 35.</li>
	<li>Over 53% of Impossible Bottle Flip app owners are between 26 and 45 years old, while more than 55% of those with the Wordscapes app are between 46 and 75 years old.</li>
	<li>Over half or more of those with the Impossible Bottle Flip, Piano Magic Tiles and Temple Run apps are Non-White (Hispanic/Latinx, Black/African-American and/or Asian/Pacific Islander). Wordscape is the only app of the four where over 50% of app owners are White.</li>
	<li>For all four apps, around three-fourths of app owners have one or two children at home.</li>
</ul>

<p><strong>Income and Employment:</strong></p>

<ul style="list-style:disc;">
	<li>Temple Run overindexes with individuals making under $50,000 a year.</li>
	<li>Piano Magic Tiles overindexes with people making between $50,000 and $100,000 a year, and people making more than $250,000 annually.</li>
	<li>Over 31% of Wordscapes app owners and more than 28% of Piano Magic Tiles app owners make $100,000 or more a year.</li>
</ul>

<p><strong>Interests and Motivators:</strong></p>

<ul style="list-style:disc;">
	<li>People with these apps generally love playing other games, with most app owners also having many other hyper casual games on their phones.</li>
	<li>Top audience segments here include entertainment enthusiasts, business executives, family shoppers, high-end fashionistas and socialites.</li>
	<li>Temple Run app owners often visit the PBS Kids mobile website, and overindex on GoNoodle app ownership. Similarly, a significant number of Impossible Bottle Flip app owners also have the YouTube Kids app on their mobile devices.</li>
	<li>Wordscapes app owners are particularly interested in word games, often having other word apps and logic games apps on their mobile device.</li>
</ul>

<p><strong>Location:</strong></p>

<ul style="list-style:disc;">
	<li>Across all four apps reviewed, a significant number of app owners like in either California or Texas.</li>
	<li>For both Impossible Bottle Flip and Temple Run, many app owners live in major cities like Houston, Chicago and New York City. A significant percentage of Wordscapes app owners also live in New York City, while two of their top ZIP codes are in Chicago.</li>
</ul>

<h2 class="tile-heading">How To Use This Data To Inform Your Mobile Marketing Strategy</h2>

<p>These insights are interesting, but how can all of this high quality information from InMobi Pulse be used intelligently to further your mobile marketing and business aims? How can this data be used to inform both user acquisition and ad monetization?</p>

<p>For starters, it&rsquo;s no surprise that cross promotion has become a hallmark of this space, as people often have multiple hyper casual games on their mobile devices. But, that doesn&rsquo;t mean that hyper casual gamers are only receptive to rewarded video ads. As the data illustrates, many of those with hyper casual games are also wealthy urban parents, which is an appealing category that many brands want to reach through advertising.</p>

<p>From a monetization perspective, it can be helpful to stress to advertisers that these kinds of apps can be a great way to reach populations and/or audiences that might be difficult to reach through other media. After all, compared to other app categories, those with hyper casual games on their mobile devices are more likely to be female and not White.</p>

<p><img src="https://go.inmobi.net/hubfs/Screen%20Shot%202020-01-27%20at%203.13.03%20PM.png" /></p>

<p>Curious to see more insights? Reach out today to learn more about InMobi Pulse.</p>

<h3 class="tile-heading">Our Commitment to Data Privacy: What You Need to Know About This Data</h3>

<p>InMobi takes user privacy extremely seriously. We meet the most rigorous governance, compliance, and security standards. We have collaborated with consumer advocacy groups and incorporate guidelines from multiple federal government agencies to define industry-leading practices for data governance in the U.S.</p>

<p>Users retain complete control over the data they provide, have a choice in whether they participate and have transparency as to how their data is utilized. Subscribers have constant access to their privacy elections through multiple telco touchpoints. The patented anonymization platform ensures data sets are 100% secure, and are refreshed to ensure all data are anonymized.</p>]]></description>
      <dc:subject><![CDATA[Understanding Consumers, English (EN): inmobi.com,]]></dc:subject>
      
      <dc:creator><![CDATA[ Team InMobi  ]]></dc:creator>
      
      <dc:date>2020-02-03T13:53:00+00:00</dc:date>
    </item>
  
    <item>
      <title><![CDATA[5 Useful Mobile Game Marketing Tips for 2020]]></title>
      <link>https://www.inmobi.com/blog/2020/01/31/5-useful-mobile-game-marketing-tips-for-2020/</link>
      <guid>https://www.inmobi.com/blog/2020/01/31/5-useful-mobile-game-marketing-tips-for-2020/</guid>
      <description><![CDATA[<p>
	<em>This guest post comes from Udonis.</em></p><p>
	Whether you're an indie developer or an established
publisher, 
	<a href="https://www.blog.udonis.co/mobile-marketing/mobile-games/mobile-game-marketing" target="_blank">mobilegame marketing</a> deserves your attention. You can create the best mobile game
ever, but if you don’t promote it, it will get lost among thousands of other
games in the app store.</p><p>
	As you know, the mobile game market is very crowded and
competitive. That’s why it’s essential that you create an effective marketing
strategy that will put your game on the map.</p><p>
	We have put together useful mobile game marketing tips that will
help you get started and win in 2020.</p><h3 class="tile-heading">1. Do Thorough Market Research and Analyze Your Competitors</h3><p>
	Before you even make your mobile game, you should conduct
exhaustive market research. After you analyze the current trends in the gaming
industry, you’ll have a much better idea of which direction to go in.</p><p>
	That’s not to say you should follow trends blindly, but it
helps to know what people are interested in and what type of mobile games do
well.</p><p>
	If you already made your mobile game, you should research
your competitors. Analyze what makes their games so good as well as their weak
points. Also, compare your mobile game to your competitors’. See how it stacks
up. Just make sure to be objective and honest with yourself. All that
information will help you define which aspects of your game you’ll focus on when
developing a marketing campaign.</p><h3 class="tile-heading">2. Create a Landing Page for Your Mobile Game</h3><p>
	You might think that adding your game to the app store is
enough. However, you would be wrong. In order to successfully market your
mobile game, you need to create a landing page.</p><p>
	Having a website, along with your app store page, increases
the visibility of your mobile game and helps your overall marketing efforts.</p><p>
	Think of it as the place that contains the most important
information about your mobile game, all in one place. That includes game
trailer, link to the app store, screenshots, news, updates, tutorials, etc.</p><h3 class="tile-heading">3. Master App Store Optimization</h3><p>
	One of the key parts of mobile game marketing is <a href="https://www.blog.udonis.co/mobile-marketing/mobile-apps/complete-guide-to-app-store-optimization" target="_blank">app store optimization</a>. Think of it as SEO, but for apps. The reason why
publishers spend a lot of time on ASO is the fact it boosts the visibility of a
game. It can even help you get on featured lists like Google Play editor’s
choice or top games. That, in turn, results in more installs because the app
store is the main place where gamers browse mobile games.</p><h4 class="tile-heading"><strong>How to Do App
Store Optimization?
</strong></h4><p>
	Granted, app store optimization is not a simple process, but
it’s worth the effort. Here are a couple of main things you should pay
attention to when optimizing your app store page.</p><p>
	The first is keyword optimization. If you published your
game in the App Store, you’ll notice there’s a 100-character keyword field. Write
down the keywords that best describe your game and use up all the characters.
If a user’s search query is relevant to the keywords you have added, your game
will rank in the search results.</p><p>
	Google Play doesn’t have a keyword field but uses the
keywords you put in the title, short description, and long description. That’s
why you should incorporate relevant keywords in the description on top of
making it interesting and exciting.</p><p>
	Another key factor is the name of your mobile game. When
developers choose their game title, they oftentimes think in terms of branding.
Although that’s an important part of it, the name of your mobile game is also
important for ASO. That’s why you should include keywords in the title, not
just the description. The title in the app store can be up to 255 characters
long. So, use that to your advantage.</p><h3 class="tile-heading">4. Partner Up with Gaming Influencers</h3><p>
	Influencer marketing has been one of the fastest-growing
trends in the past few years. It’s safe to say that it will stick around in
2020 as well.</p><p>
	Mobile game publishers can benefit a lot from collaborating
with influencers. It is one of the most effective ways to get more visibility
for your game. The best platforms for finding gaming influencers are Twitch and
YouTube.</p><h2 class="tile-heading">Conclusion</h2><p>
	Don’t let that hard work you have put into creating your
game go to waste and promote your game. These tips will get you started and
point you in the right direction. We at Udonis have elevated many mobile games
to reach the top charts through smart user acquisition techniques. We know from
experience that a good mobile game marketing strategy can do wonders. So don’t
let your game get lost in this crowded market.</p><h2 class="tile-heading">About <a href="https://udonis.co/" target="_blank">Udonis</a>:</h2><p>
	In 2018 & 2019, Udonis Inc. served over 14.1 billion ads
& acquired over 50 million users for mobile apps & games. We’re
recognized as 
	<a href="https://udonis.co/about?utm_source=blog&utm_medium=post" target="_blank">a leading mobile marketing agency</a> by 5 major marketing
review firms. We helped over 20 mobile apps & games reach the top charts.
Want to know how we make it look so effortless? 
	<a href="https://udonis.co/contact?utm_source=blog&utm_medium=post" target="_blank">Meet us</a> to find out.</p>]]></description>
      <dc:subject><![CDATA[Media Consumption &amp; Trends, English (EN): inmobi.com,]]></dc:subject>
      
      <dc:creator><![CDATA[ Team InMobi  ]]></dc:creator>
      
      <dc:date>2020-01-31T17:35:00+00:00</dc:date>
    </item>
  
    <item>
      <title><![CDATA[Understanding The C2C Mobile User]]></title>
      <link>https://www.inmobi.com/blog/2020/01/20/understanding-the-c2c-mobile-user/</link>
      <guid>https://www.inmobi.com/blog/2020/01/20/understanding-the-c2c-mobile-user/</guid>
      <description><![CDATA[<p>Thanks to the rise of services like eBay and Craigslist, it&rsquo;s easier than ever for people to sell whatever they have at home - and to bypass stores completely and buy anything from furniture to toys and everything in between directly from peers.</p>

<p>But how has the consumer to consumer (C2C) ecosystem evolved in the mobile era? How have smartphones and tablets disrupted peer-to-peer buying and selling? As with most content consumption, the C2C marketplaces have found strong growth in apps, where they can control the variables associated with privacy, user registration and efficient transaction technology.</p>

<p>To find out, we turned to InMobi Pulse. InMobi Pulse builds a holistic understanding of consumers across data sources ranging from InMobi Exchange, which reaches 1.6 billion users globally, to permissively-sourced deterministic first-party carrier data to stated feedback directly from the customers.</p>

<p>In particular, we looked at the following C2C marketplaces:</p>

<ul style="list-style:disc;">
	<li>Letgo app</li>
	<li>Letgo mobile website</li>
	<li>Nextdoor app</li>
	<li>Nextdoor mobile website</li>
	<li>eBay app</li>
	<li>eBay mobile website</li>
	<li>OfferUp app</li>
	<li>OfferUp mobile website</li>
	<li>Mercari app</li>
	<li>Craigslist mobile website</li>
	<li>CPlus app</li>
	<li>VarageSale app</li>
	<li>VarageSale mobile website</li>
</ul>

<p>So what does the data reveal?</p>

<h2 class="tile-heading">Top Mobile C2C Insights:</h2>

<p><strong>Demographics:</strong></p>

<ul style="list-style:disc;">
	<li>Dedicated C2C apps do particularly well with Hispanic audiences, while those that offer a buying and selling marketplace among other features tend to have a majority White audience.</li>
	<li>Around 25% of everyone who has the letgo app and over 43% of those visiting the offerup website are Hispanic. In comparison, 61% of those who use the app CPlus (a popular Craigslist app) and close to 64% of those who visit the Nextdoor mobile website are White.</li>
	<li>Over half of those with the VarageSale, Mercari and Nextdoor apps on their mobile devices are female. On the flip side, close to three-fourths of CPlus app owners are male.</li>
</ul>

<p><strong>Income:</strong></p>

<ul style="list-style:disc;">
	<li>Dedicated C2C apps have a notable portion of their audiences making under $75,000 a year.</li>
	<li>Over half of everyone with the VarageSale app on their mobile device fall in this category, as does over half of those who own the Mercari app.</li>
	<li>Close to 58% of Nextdoor app owners and over 61% of Nextdoor mobile website visitors make over $75,000 annually, making them an outlier in this space.</li>
</ul>

<p><strong>Interests and Motivators:</strong></p>

<ul style="list-style:disc;">
	<li>People with these kinds of apps on their mobile devices are more likely to be motivated by money, and are not necessarily just cleaning out junk or decluttering.</li>
	<li>Individuals who own top C2C apps are also likely to own other similar C2C apps.</li>
	<li>People with these kinds of apps on their mobile devices are also likely to have apps on their mobile devices related to buying and selling used cars.</li>
	<li>Common overlapping audience segments for C2C app owners include entertainment enthusiasts, family shoppers and financially savvy individuals.</li>
	<li>C2C app owners often spend around 100 minutes per session using apps like letgo, OfferApp and VarageSale.</li>
</ul>

<p><strong>Location:</strong></p>

<ul style="list-style:disc;">
	<li>C2C app owners are often found in rural or suburban areas. For example, seven of the top 10 ZIP codes for letgo app owners fall in these kinds of geographies. The top five ZIP codes most likely to contain OfferUp app owners are suburban. The VarageSale app is particularly popular in rural coastal Texas, while 70% of the top ZIP codes for the eBay app are in rural or suburban areas of the Midwest.</li>
</ul>

<h2 class="tile-heading">How To Use This Data To Inform Your Mobile Strategy</h2>

<p>These insights are interesting, but how can all of this information from InMobi Pulse be used intelligently to further your business aims? For starters, it&rsquo;s important to note the motivation people have for using these apps. People who have these C2C apps on their mobile devices are looking to monetize their assets or get good deals.</p>

<p>It&rsquo;s also critical to understand app users demographics and where these app users often live. From a monetization perspective, it can be helpful to stress to advertisers that C2C apps can be a great way to reach rural or suburban populations and/or Hispanic audiences that might be difficult to reach through other app categories.</p>

<p><img src="https://go.inmobi.net/hubfs/Canva%20-%20Holiday%20Shopping%20from%20Smartphone.jpg" /></p>

<p>Curious to see more insights? Reach out today to learn more about InMobi Pulse.</p>

<h3 class="tile-heading">Our Commitment to Data Privacy: What You Need to Know About This Data</h3>

<p>InMobi takes user privacy extremely seriously. We meet the most rigorous governance, compliance, and security standards. We have collaborated with consumer advocacy groups and incorporate guidelines from multiple federal government agencies to define industry-leading practices for data governance in the U.S.</p>

<p>Users retain complete control over the data they provide, have a choice in whether they participate and have transparency as to how their data is utilized. Subscribers have constant access to their privacy elections through multiple telco touchpoints. The patented anonymization platform ensures data sets are 100% secure, and are refreshed to ensure all data are anonymized.</p>]]></description>
      <dc:subject><![CDATA[Understanding Consumers, English (EN): inmobi.com,]]></dc:subject>
      
      <dc:creator><![CDATA[ Team InMobi  ]]></dc:creator>
      
      <dc:date>2020-01-20T15:40:00+00:00</dc:date>
    </item>
  
    <item>
      <title><![CDATA[Chocolate Consumption Trends 2020 [Mobile Market Research]]]></title>
      <link>https://www.inmobi.com/blog/2020/01/06/chocolate-consumption-trends-2020-mobile-market-research/</link>
      <guid>https://www.inmobi.com/blog/2020/01/06/chocolate-consumption-trends-2020-mobile-market-research/</guid>
      <description><![CDATA[<p>In the U.S. overall, what are the major chocolate consumption trends that the major players in the chocolate industry need to know about today? What does the competitive landscape really look like for the world&rsquo;s biggest chocolate companies? To find out, we polled hundreds of people throughout the United States using InMobi Pulse to get their opinion.</p>

<h2 class="tile-heading">How The Key Players Fared In Survey Results</h2>

<p><img src="https://go.inmobi.net/hubfs/Canva%20-%20Dark%20Sweet%20Chocolate.jpg" /></p>

<p>In the U.S. in particular, why do people buy chocolate? What do they look for, and how do they determine which brand to buy? To answer these and other questions, we turned to InMobi Pulse.</p>

<p>Through InMobi Pulse, we directly surveyed 500 people (250 men and 250 women across all age groups) in the 10 largest cities by population in the U.S. in October and November 2019. People who had bought chocolate in the last six months were asked a dozen questions about their brand preferences, why they buy chocolate, who they buy chocolate for, where they buy chocolate and how they&rsquo;re convinced to choose one brand over another.</p>

<p>The survey focused on the primary North American offerings from The Hershey&rsquo;s Company, M&amp;M Mars and Nestle, which are the largest chocolate companies in the world. In particular, individuals were asked about these specific brands: Reese&rsquo;s, M&amp;M&#39;s, Snickers, Kit Kat, Cadbury, Toblerone and Aero.</p>

<h3 class="tile-heading">Chocolate Brand Awareness and Brand Recall</h3>

<ul style="list-style:disc;">
	<li>Snickers and Kit-Kat had the highest levels of awareness, closely followed by M&amp;M&#39;s. In fact, M&amp;M&#39;s and Kit-Kat are both recalled more by women, whereas Snickers was recalled by both genders equally; on average, women recall a higher number of brands than men.</li>
	<li>Consumers reported a higher awareness of Reese&rsquo;s, Cadbury and Toblerone in Phoenix compared to other cities, while Kit-Kat is especially well-known in San Diego and Toblerone is especially well known in Los Angeles. San Jose has lower average brand awareness in the city as compared to other cities.</li>
	<li>Reese&rsquo;s is not only the brand purchased the most, but consumers are more likely to purchase Reese&rsquo;s than any other brand as well. Cadbury and Toblerone are less likely to be purchased by women in the future.</li>
	<li>Compared to other cities, there is higher future consideration of Reese&rsquo;s in Chicago, of M&amp;M&#39;s and Kit-Kat in Philadelphia, and for Cadbury and Toblerone in San Jose.</li>
</ul>

<h3 class="tile-heading">Chocolate Brand Purchasing Patterns</h3>

<ul style="list-style:disc;">
	<li>In the last three months, more people said they had purchased M&amp;M&#39;s over any other brand.</li>
	<li>Reese&rsquo;s and M&amp;M&rsquo;s are the most often purchased brands of chocolate. According to survey results, Reese&rsquo;s and M&amp;M&#39;s are purchased significantly more by women than men.</li>
	<li>M&amp;M&#39;s are purchased significantly more in Phoenix, while Reese&rsquo;s is especially popular in San Antonio and Toblerone is purchased more frequently in San Diego, compared to other major cities.</li>
	<li>Even though Reese&rsquo;s and M&amp;M&rsquo;s are leaders in the space overall, there are fewer purchases of Reese&rsquo;s and M&amp;M&#39;s in San Jose compared to other metros.</li>
	<li>The most often purchased brands are not significantly different among men and women.</li>
	<li>Survey respondents said they spent more money on Reese&rsquo;s than any other chocolate brand included in the survey.</li>
	<li>Compared to men, women spend less money on Cadbury.</li>
</ul>

<h3 class="tile-heading">Is Chocolate Bought at Convenience Stores or Somewhere Else?</h3>

<ul style="list-style:disc;">
	<li>Supermarkets are the most popular place to buy chocolate, followed by convenience stores, gas stations and corner stores. Very few people polled said they buy chocolate online.</li>
	<li>Reese&rsquo;s, M&amp;M&rsquo;s, Snickers and Toblerone are bought frequently more from convenience stores, whereas Snickers is bought more from gas stations and corner stores. Cadbury and Toblerone are bought more often from pharmacies.</li>
	<li>Compared to other cities, consumers buy their chocolates more from convenience stores in Houston and San Antonio. Pharmacies are a more popular place to buy chocolate in Philadelphia compared to other places in the U.S. There is a significantly lower share of chocolate purchasing from gas stations and corner stores in San Diego.</li>
</ul>

<h3 class="tile-heading">Influencing the Chocolate Purchase</h3>

<ul style="list-style:disc;">
	<li>People surveyed said they most often bought chocolate to fulfill a craving. Chocolate is frequently an impulse purchase, although the same percentage of people said they bought chocolate for children or a family member.</li>
	<li>M&amp;M&#39;s are bought more than other brands to fulfill a craving, whereas Reese&rsquo;s is bought more than other brands on multiple occasions (namely impulse buying, to fulfill a craving and for a holiday).</li>
	<li>Toblerone is bought significantly more than other brands for gifting and for holidays.</li>
	<li>Around 80% of chocolate consumers in Phoenix buy chocolate to fulfill a craving.</li>
</ul>

<h3 class="tile-heading">Chocolate Brands and Advertising</h3>

<ul style="list-style:disc;">
	<li>More people recall seeing ads for M&amp;M&#39;s and Reese&rsquo;s than for any other brand.</li>
	<li>A significantly higher proportion of women recall watching an ad for Reese&rsquo;s and M&amp;M&#39;s.</li>
	<li>Ad recall for M&amp;M&rsquo;s is significantly higher in Phoenix as compared to other cities. Consumers from Phoenix and San Diego also recall ads for Reese&rsquo;s more frequently as compared to people in other cities.</li>
	<li>According to the survey, there is lower recall for ads for M&amp;M&#39;s and Reeve&rsquo;s in San Jose as compared to other cities.</li>
	<li>More people recall seeing ads on television for chocolate brands than from any other ad source.</li>
	<li>In Phoenix, around 90% of consumers polled recalled watching an ad for major chocolate brands on TV.</li>
	<li>What about ads on mobile apps? While ad recall in this category is comparatively low, those that have seen chocolate ads on mobile have viewed these ads primarily on social media and entertainment apps.</li>
</ul>

<h2 class="tile-heading">Understanding The Survey Results</h2>

<p><img src="https://go.inmobi.net/hubfs/shutterstock_225964114.jpg" /></p>

<p>In some ways, the results of this survey are hardly surprising. The largest brands in the chocolate space continue to hold sway, and people often purchase chocolate just because they want a special treat.</p>

<p>How can all of this information from InMobi Pulse be used to more intelligently allocate advertising budget? Here are a few options to consider.</p>

<p>For one, mobile is underutilized by chocolate brands. While TV ads are definitely working to some extent, mobile apps represent a huge untapped market &mdash; and opportunity.</p>

<p>Not only is mobile overtaking television as <a href="https://www.emarketer.com/content/us-time-spent-with-mobile-2019" target="_blank">the most-viewed screen in people&rsquo;s lives</a>, but the immediacy of mobile makes it ideal for driving last-minute purchases. For example, brands can deliver in-app ads to people when they&rsquo;re in or near grocery stores or convenience stores, in order to help convince them to make a brand purchase.</p>

<p>Further, marketing strategies need to be highly differentiated by region. In cities like Phoenix, San Antonio and San Diego, the population is predisposed to buying chocolate. It&rsquo;s the opposite in other markets, like San Jose and New York City.</p>

<h2 class="tile-heading">Understanding the Global Chocolate Market</h2>

<p>Let&rsquo;s look at chocolate manufacturing and consumption overall. Retail sales around the world <a href="https://www.statista.com/topics/1638/chocolate-industry/" target="_blank">topped $98 billion in 2018</a>. While Europe has an estimated 35% market share, chocolate consumption is strong throughout the world, from the U.S. to Brazil to the Asia-Pacific region.</p>

<p>And, the market size for chocolate confectionery is likely to grow significantly in the coming years. According to Mordor Intelligence, the global market for chocolate products is expected to reach <a href="https://www.researchandmarkets.com/reports/4771853/chocolate-market-growth-trends-and-forecast?utm_source=CI&amp;utm_medium=PressRelease&amp;utm_code=3vhln7&amp;utm_campaign=1270634+-+%24139.94+Billion+Chocolate+Market+-+Global+Growth%2c+Trends%2c+and+Forecast+2019-2024&amp;utm_exec=chdo54prd" target="_blank">almost $140 billion by 2024</a>, driven by demand for premium products like fair trade dark chocolate, classic milk chocolate candy options and seasonal chocolate confections.</p>

<p>&ldquo;The increasing demand and growing popularity of dark and organic chocolates are fuelling the market&rsquo;s growth,&rdquo; the report&rsquo;s authors noted. &ldquo;Furthermore, the seasonal demand plays an important role in the chocolates sales. Various companies are launching a wide range of chocolate varieties during occasions, like Easter. Factors, such as shape and packaging of chocolates are the key strategies adopted by companies to attain maximum sales during a festive season.&rdquo;</p>

<p><img src="https://go.inmobi.net/hubfs/kit-kat-909833_1920.jpg" /></p>

<p>Interested in learning more? Want to conduct your own mobile-first research campaign? <a href="https://www.inmobi.com/company/contact/" target="_blank">Reach out today</a> to learn more about InMobi Pulse and its many capabilities.</p>

<h4 class="tile-heading">About the Author</h4>

<p>Matthew Kaplan has over a decade of digital marketing experience, working to support the content goals of the world&rsquo;s biggest B2B and B2C brands. He is a passionate app user and evangelist, working to support diverse marketing campaigns across devices. He is also, unsurprisingly, an avid chocolate fan.</p>]]></description>
      <dc:subject><![CDATA[Consumer Research, Media Consumption &amp; Trends, Understanding Consumers, English (EN): inmobi.com,]]></dc:subject>
      
      <dc:creator><![CDATA[ Matt Kaplan,  Content Strategist  ]]></dc:creator>
      
      <dc:date>2020-01-06T10:51:00+00:00</dc:date>
    </item>
  
    <item>
      <title><![CDATA[2020 Trends: Better Understanding Mobile Consumer Needs]]></title>
      <link>https://www.inmobi.com/blog/2019/12/30/2020-trends-better-understanding-mobile-consumer-needs/</link>
      <guid>https://www.inmobi.com/blog/2019/12/30/2020-trends-better-understanding-mobile-consumer-needs/</guid>
      <description><![CDATA[<p>As mobile devices become increasingly pervasive and indispensable, <a href="/blog/the-mobile-consumer-is-the-consumer" style="background-color: initial;" target="_blank">today&rsquo;s consumer is by default a mobile consumer</a>. For today&rsquo;s consumers, smartphones are with them during literally every part of the day. The mobile phone is way more than a phone now, as the device is how we shop, communicate with others, travel, make payments, take consumer surveys and conduct many more activities.</p>

<p>In the past, mobile used to be thought of as the second screen. That&rsquo;s no longer the case. Mobile devices have become the most personal screens in our lives, traveling with us everywhere For many people, especially younger folks, mobile is the primary screen, as it is the first thing they see in the morning and the very last thing they look at before going to sleep at night.</p>

<p>In fact, the myriad products and services available on mobile devices have become so central that consulting firm Deloitte refers to it as a &ldquo;<a href="https://www2.deloitte.com/us/en/pages/technology-media-and-telecommunications/articles/global-mobile-consumer-trends.html" target="_blank">smartphone addiction</a>.&rdquo; No wonder people look at their smartphones and other mobile technology more than 50 times a day on average now.</p>

<p>&ldquo;Today, why bother specifying between a consumer and a mobile consumer? Considering the current state of mobile technology, saying global mobile consumer is like saying tiny shrimp or ATM machine - it&rsquo;s just redundant at this stage,&rdquo; Richard Thomas, Head of Brand Marketing, North America at InMobi, noted in August 2019. &ldquo;Every brand today, no matter what space it&rsquo;s in, must keep the mobile nature of its consumers in mind in everything that happens.&rdquo;</p>

<h2 class="tile-heading">Mobility: How Marketers Reach a Greater Percent of Consumers</h2>

<p>All this is nothing new. But, too many marketers are only beginning to really grapple with this reality. In 2020, expect far more brands to really understand the mobile nature of today&rsquo;s consumers and take material advantage of mobile&rsquo;s many benefits.</p>

<p>&ldquo;It all goes back to having a mobile strategy that&rsquo;s based on addressing consumer challenges,&rdquo; Yory Wurmser, Principal Mobile Analyst with eMarketer, noted.</p>

<p>As Abhay Singhal, CEO of InMobi Marketing Cloud and Co-Founder of InMobi Group noted, this has largely already happened in other global markets like India. It&rsquo;s especially the case in China, where brands like WeChat and Alibaba address consumer needs and allow their customers to seamlessly consume content, make mobile payments, complete purchases, communicate with others and do just about anything else all through mobile.</p>

<p>&ldquo;They still want their life to become easier. They still want things to become more automatic, things to become more simpler. They should be able to enjoy time and not worry about how to get from point A to point B, how to shop stuff and so on. So I think those are the things that we believe are going to be critical for marketers in 2020,&rdquo; Abhay said.</p>

<h2 class="tile-heading">How to Capture the Global Mobile Consumer and Provide the Best Mobile Experience</h2>

<p>What are the ways in which marketers can take advantage of today&rsquo;s mobile-first world. One good option is to understand how consumers are already using mobile, and then taking steps to integrate with these habits in mind.</p>

<p>&ldquo;For example, if you&rsquo;re a retailer, you want to figure out how your site or app can make shopping easier, how to make payments seamless, and how to notify loyal customers of new deals,&rdquo; Yory said. &ldquo;You&rsquo;ll also continue to see more seamless mobile payment integrations to make the mobile buying experience better.&rdquo;</p>

<p>In addition to mobile wallets, content can be a great way to get in front of mobile consumers as well. People often turn to their phones for entertainment, and that presents a major opportunity for mobile marketers of all stripes.</p>

<p>&ldquo;I think historically publishers have avoided creating content because it&#39;s very costly. I think that the ways in which you can monetize content today, especially in the mobile ecosystem, have made such strides that even if you tried it in the past, the creation of content may actually be a good business for you today where it wasn&#39;t three years ago,&rdquo; Mike Brooks, SVP of Revenue at WeatherBug, said.</p>

<p>Nevertheless, no matter how marketers decide to incorporate mobile into their marketing and advertising plans, it&rsquo;s critical to keep the user front and center of everything. What do they really want, and how can mobile help you deliver what they want to them? In 2020, successful brands will take this creed to heart while also respecting personal information.</p>

<p>&ldquo;Brands of late sometimes trip over themselves in trying to come across as authentic or ethical for their audience. They should be asking themselves what their users want, how are they fulfilling their wants and needs? Once marketers have tailored their messaging, they have the flexibility of marketing through all the modes mentioned above and observing how users respond across them,&rdquo; Jason Hicks, EVP of Growth at Kochava, said.</p>

<h2 class="tile-heading">What to Expect in 2020</h2>

<p>No one knows for sure what will happen in the future, but all signs point to plenty of opportunities in the realm of mobile technology for marketers and advertisers in 2020. As our group of experts pointed out, savvy businesses will use all of the screens and data available to them to better understand, identify, engage and acquire the right consumers in the new year, in order to drive real connections with them.</p>

<p>&ldquo;Apps, which somehow managed to create this close bond between a user and a brand that websites never quite could, emerged as the winner in mobile over the past few years and will be a big focus to drive engagement in 2020. The numbers prove it: App users spend 20x more time with content than mobile web visitors, apps engage and convert 3x better than mobile websites, and apps get 16x more usage minutes per month than their mobile web counterparts,&rdquo; noted Mada Seghete, Branch&rsquo;s Co-Founder and Head of Strategy.</p>

<p>But 2020 won&rsquo;t be without its challenges. Privacy, transparency, trust and fraud will continue to be key talking points and areas in need of sustainable solutions throughout the year.</p>

<p>2020 is shaping up to be a watershed year. By understanding what is likely on the horizon, marketers can steer a steady course and see quality returns from their efforts.</p>

<p>&ldquo;Enterprises will need to reshape their business models to stay relevant,&rdquo; Mitel said <a href="https://www.mitel.com/learn/resource-center/the-power-of-the-mobile-consumer" target="_blank">of mobile devices</a>.</p>

<h2 class="tile-heading">Charting 2020&rsquo;s Top Mobile Advertising and Marketing Trends</h2>

<p>How will brands more effectively understand, identify, engage and acquire mobile-first users? What steps will they take to drive real connections with consumers over mobile? <a href="http://go.inmobi.net/2020-mobile-trends-report" target="_blank">Download InMobi&rsquo;s 2020 trends report today</a> for key insights on the future from the world&rsquo;s top mobile experts.</p>

<p style="text-align: center;"><a class="btn btn-s" href="http://go.inmobi.net/2020-mobile-trends-report" style="font-size:24px; border-radius: 25px; font-weight: normal;" target="_blank">DOWNLOAD NOW</a></p>

<p>Note: This is the fifth in a five-part series on the top mobile marketing and advertising trends of 2020. The <a href="/blog/how-will-the-mobile-app-advertising-market-evolve-in-2020" target="_blank">first post covers how mobile in-app advertising overall is likely to evolve and mature in 2020</a>, and the <a href="/blog/mobile-advertising-data-usage-trends-for-2020" target="_blank">second post covers the top mobile advertising data usage trends of 2020</a>. The <a href="/blog/mobile-ad-fraud-in-2020-tracking-the-evolution-of-trust-and-transparency" target="_blank">third post covered ad fraud and ongoing efforts to boost trust and transparency</a>, and the fourth post discussed OTT and CTV advertising trends. Be sure to stay tuned to <a href="https://www.inmobi.com/blog" target="_blank">the InMobi blog</a> for more predictions, and to see if these trends actually come to fruition in 2020!.</p>]]></description>
      <dc:subject><![CDATA[Advertising, Media Consumption &amp; Trends, English (EN): inmobi.com,]]></dc:subject>
      
      <dc:creator><![CDATA[ Team InMobi  ]]></dc:creator>
      
      <dc:date>2019-12-30T18:54:00+00:00</dc:date>
    </item>
  
    <item>
      <title><![CDATA[2020 Trends: DOOH, OTT and CTV Advertising Go Mainstream]]></title>
      <link>https://www.inmobi.com/blog/2019/12/26/2020-trends-dooh-ott-and-ctv-advertising-go-mainstream/</link>
      <guid>https://www.inmobi.com/blog/2019/12/26/2020-trends-dooh-ott-and-ctv-advertising-go-mainstream/</guid>
      <description><![CDATA[<p>Is 2020 the year that digital out of home (DOOH), over-the-top (OTT) and connected TV (CTV) advertising <a href="/blog/2019-trends-ad-supported-ott" style="background-color: initial;" target="_blank">finally goes big</a>? All signs point to a resounding yes. Expect both connected TV advertising and OTT advertising to grow by leaps and bounds in 2020.</p>

<p>&ldquo;We&rsquo;re seeing a continued increase in spending for video across platforms, but the growth has been primarily focused on mobile and Connected TV,&rdquo; says Vanja B. Brzin, VP of Product Marketing at Celtra.</p>

<h2>Defining DOOH, OTT and CTV</h2>

<p>Before we get into it, let&rsquo;s make sure we&rsquo;re on the same page. For starters, digital out of home (DOOH) refers to screens and devices found outside of the home or the office. DOOH encompasses everything from elevator displays to gas station pumps and everything else in between. These outdoor screens are powered by apps, and marketers are beginning to be able to run digital advertisements in these environments programmatically.</p>

<p>OTT refers to video that is coming over the top of a traditional TV set. Instead of delivering video content through linear TV or traditional cable, OTT video is delivered through an internet connection. OTT devices can include a smartphone, a tablet or even gaming consoles. Apple TV and Roku are big names in the OTT hardware space, while Netflix is the top player in <a href="/blog/how-US-mobile-users-are-really-watching-streaming-video-content" target="_blank">the OTT streaming space</a>.</p>

<p>CTV simply refers to a television set that is connected to the internet. This is why it&rsquo;s often also called smart TV. With connected TVs or smart TVs, viewers access content over the internet, but the end device is a standard TV screen. Many television sets now come imbued with this connectivity, but it can also be added to a television through a device like a Chromecast, or through a separate layer like a gaming console or set-top box.</p>

<h2>Charting the Rise of Addressable TV</h2>

<p>As these kinds of viewing experiences become more commonplace, expect mobile marketers and advertisers to be right behind them. Abhay noted that OTT/CTV experiences can be especially ideal for direct-to-consumer brands, while Mike Brooks, SVP of Revenue for WeatherBug, said that he sees a lot of potential from OTT and CTV ads for user acquisition.</p>

<p>In his <a href="https://www.youtube.com/watch?v=5J_GYg92wgc&amp;t=1199s" target="_blank">talk with Anne Frisbie during Advertising Week New York 2019</a>, Vinny Rinaldi, Head of Addressable Media and Technology at The Hershey&rsquo;s Company, said Hershey&rsquo;s would be investing more in OTT, especially as an extension of their present mobile marketing efforts. This makes sense, as a lot of OTT video viewing happens on mobile devices now.</p>

<p>&ldquo;Mobile consumers expect inspiring, personal and relevant experiences across an ever-growing variety of channels and ad formats. The explosion of ecosystem complexity has created a new kind of challenge for marketers,&rdquo; Vanja said.</p>

<p>But this growth won&rsquo;t come without its fair share of hiccups. For starters, getting measurement and viewability right within these environments will be key. If this is not solved, then it&rsquo;s possible that marketers won&rsquo;t flock en masse to these screens in 2020. Marketers need baseline metrics like completion rates from OTT and CTV in order to be able to fully measure their results and track progress.</p>

<p>&ldquo;We&#39;ve formed a number of partnerships combining expertise to offer solutions in the OTT, CTV, SVOD and OOH spaces. For example, colliding advanced data analysis with location technologies to provide marketers with effective intelligence on OOH. There is a great deal of interest in these exploding areas as we head into 2020,&rdquo; said Jason Hicks, EVP of Growth at Kochava.</p>

<p>There&rsquo;s also the issue of fraud. As OTT/CTV marketing budgets rise, fraudsters are right on their heels.</p>

<p>Fraud is increasingly found &ldquo;also in emerging environments where there might not be the comprehensive safeguards in place that there are in the more developed environments. And so we&#39;re seeing fraudsters trying to take advantage of the CTV space. I think that&#39;s going to continue into 2020 but you&#39;re going to see companies like us fight harder and harder,&rdquo; Steven Woolway, SVP of Business Development at DoubleVerify, said in October 2019.</p>

<h2>Charting 2020&rsquo;s Top Mobile Advertising and Marketing Trends</h2>

<p>How will brands more effectively understand, identify, engage and acquire mobile-first users? What steps will they take to drive real connections with consumers over mobile? Download InMobi&rsquo;s 2020 trends report today for key insights on the future from the world&rsquo;s top mobile experts.</p>

<p style="text-align:center"><a class="btn btn-s" href="http://go.inmobi.net/2020-mobile-trends-report" style="font-size:24px; border-radius: 25px; font-weight: normal;" target="_blank">DOWNLOAD NOW</a></p>

<p>Note: This is the fourth in a five-part series on the top mobile marketing and advertising trends of 2020. The <a href="/blog/how-will-the-mobile-app-advertising-market-evolve-in-2020" target="_blank">first post covers how mobile in-app advertising overall is likely to evolve and mature in 2020</a>, and the <a href="/blog/mobile-advertising-data-usage-trends-for-2020" target="_blank">second post covers the top mobile advertising data usage trends of 2020</a>. The <a href="/blog/mobile-ad-fraud-in-2020-tracking-the-evolution-of-trust-and-transparency" target="_blank">third post covered ad fraud and ongoing efforts to boost trust and transparency</a>. Be sure to stay tuned to <a href="https://www.inmobi.com/blog" target="_blank">the InMobi blog</a> for more predictions in the fifth and final blog post in the series.</p>]]></description>
      <dc:subject><![CDATA[Advertising, Media Consumption &amp; Trends, English (EN): inmobi.com,]]></dc:subject>
      
      <dc:creator><![CDATA[ Team InMobi  ]]></dc:creator>
      
      <dc:date>2019-12-26T17:13:00+00:00</dc:date>
    </item>
  
    <item>
      <title><![CDATA[What's Healthy to Eat for Breakfast? Americans Chime In [Survey Results]]]></title>
      <link>https://www.inmobi.com/blog/2019/12/23/whats-healthy-to-eat-for-breakfast-americans-chime-in-survey-results/</link>
      <guid>https://www.inmobi.com/blog/2019/12/23/whats-healthy-to-eat-for-breakfast-americans-chime-in-survey-results/</guid>
      <description><![CDATA[<p>Have you ever wondered what&#39;s healthy to eat for breakfast? You&rsquo;re far from alone.</p>

<p>There are so many options out there that it can be hard to determine what foods to eat to start your day. Is peanut butter on gluten-free 12-grain bread okay, or is a nut butter like almond butter a better choice? How about chia seeds or cottage cheese or boiled eggs?</p>

<p>Complicating matters further is the fact that not everyone agrees on what healthy breakfast foods look like. Some people are mostly concerned about lowering their blood pressure or weight loss while others may be more concerned about heart health - or maybe they just want to feel full in the morning.</p>

<p>What this all goes to show is that there are a lot of differing opinions out there when it comes to healthy breakfast option. So to get a better sense of what the majority of Americans consider healthy, we asked them directly! Through InMobi Pulse, we surveyed over 550 adults of different genders and ages from across the U.S. to learn more about how they feel about breakfast and healthy eating in the morning.</p>

<h2 class="tile-heading">Healthy Breakfast Eating Survey Results Revealed</h2>

<p>First, before going too far, we wanted to find out whether people actually cared about eating healthy in the morning. All told, 71% of survey respondents said they prefer a healthy breakfast over a normal one. And, 73% of females and 76% of those 35 and older have this preference.</p>

<p>What about when price is factored into the equation? Overall, 61% said they were somewhat or very likely to choose a healthy breakfast over a normal breakfast if the price of both is roughly the same. Two-thirds of women stated a preference for healthy breakfast in this scenario, as did 68% of those 55 and older.</p>

<p>But, healthy breakfast options are not always the same price as more standard breakfast options. Would people choose a healthy breakfast if it meant paying more? The answer, mostly, is yes.</p>

<p>Two-thirds of all survey respondents said they were very or somewhat likely to choose a healthy breakfast option even if it meant paying more money. This preference existed across all age groups too (70% of those between 18 and 54, 63% of those 55 and older).</p>

<h2 class="tile-heading">Food Preferences in the Morning</h2>

<p>As our survey shows, Americans across all age groups prefer and claim to seek out healthy breakfast food options. So what specific foods are they selecting?</p>

<p>Often, the answer is nothing. Among survey respondents nationwide, 14% said they had nothing for breakfast. Over a third said they consume just coffee or tea in the morning, making these caffeinated beverages the most popular morning option overall.</p>

<p>What about those that actually eat solid food in the morning on a regular basis? Eggs was the most popular food choice, at 28%, followed by cereal at 20%. Other common choices included bacon and toast, with both at 15%. It&rsquo;s possible that both eggs and bacon are top choices because they are both classic options that have many grams of protein.</p>

<p>But, interestingly enough, less than one in four survey respondents said they considered cereal a healthy food option in the morning. And, only 18% said they thought toast was healthy. Bacon is even further down, with just 10% of survey respondents saying they thought it was a healthy breakfast food choice.</p>

<p>This shows a bit of a disconnect between what people say and what their actions show. A vast majority claim to prefer and select healthy breakfast options, but the survey data shows that the most popular breakfast foods are not ones that most Americans consider to be healthy.</p>

<p>The one option that is both well liked and considered healthy is the egg. Not only was it the most popular breakfast food, but 43% of those polled said they thought eggs were a healthy morning food choice.</p>

<p>Compared to eggs, only one food item was more widely thought of as healthy: oatmeal. Over half (56% to be exact) of survey respondents said they thought oatmeal was a healthy breakfast choice. This may stem from the fact that much has been published recently on the health benefits of oats, including that they are a good source of beta glucans and contain many grams of fiber per serving.</p>

<p>What other food do Americans consider to be healthy? According to our research, 40% said yogurt was healthy, while 27% thought granola bars and breakfast bars were a healthy food choice. Further, just 13% said bagels were a healthy breakfast choice while only 20% considered coffee and tea to be healthy breakfast options.</p>

<h2 class="tile-heading">Healthy Breakfast Brand Preferences</h2>

<p>When it comes to healthy breakfast eating, what specific brands do American consumers seek out? Not surprising, Quaker Oats was the top choice. In fact, 35% of those polled said they turned to the brand for a healthy start to their day. It was considered a healthy breakfast choice by 39% of those 55 and older and 41% of women.</p>

<p>Following Quaker Oats were three cereal brands: Raisin Bran (considered healthy by 26% of survey respondents), Cheerios (24%) and Special K (23%). Among women polled, 28% said each brand was healthy.</p>

<p>Only one brand was deemed healthier by men compared to women: Corn Flakes. While 12% of females considered it to be a healthy breakfast choice, 17% of men thought it was a healthy breakfast option.</p>

<p>Less than one in 10 survey respondents thought Chex (9%), Wheaties (8%) and Weight Watchers Smart Ones (6%) were healthy. But, younger people were more likely than their older peers to say that these brands were healthy. While 11% of those between 18 and 34 said Chex and Wheaties were healthy breakfast selections, only 7% of those between 35 and 54 said the same thing. And, while 9% of those between 18 and 34 said food items from Weight Watchers Smart Ones were healthy breakfast choices, only 3% of those 55 and older said the same thing.</p>

<p>What&rsquo;s healthy to eat for breakfast? According to our research, Americans are very divided on this question. There&rsquo;s no one answer that everyone from coast to coast will agree with universally.</p>

<h2 class="tile-heading">How To Use This Data To Inform Your Mobile Ad Campaigns</h2>

<p>These insights are interesting, but how can all of this information from InMobi Pulse be used to more intelligently allocate in-app and mobile ad spend? For brands with healthy breakfast options, it is critical to ensure that they understand, identify, engage and acquire healthy breakfast consumers near and during the very beginning of the year, when <a href="/blog/who-uses-apps-to-meet-their-fitness-related-new-years-resolutions" target="_blank">many people make wellness-related New Year&rsquo;s resolutions</a>.</p>

<h2 class="tile-heading">Identifying the Healthy Breakfast Food Consumer</h2>

<p>As always, <a href="https://www.inmobi.com/audiences" target="_blank">audience segmenting and targeting through InMobi Audiences</a> is key. For health- and fitness-focused brands, it&rsquo;s a good idea to <a href="https://go.inmobi.net/hubfs/USA_Audiences_2019.pdf?__hstc=176039418.1719b53cc11e7d8fe2cb8f0d32af66f1.1544035685249.1575317855744.1575330246367.534&amp;__hssc=176039418.2.1575330246367&amp;__hsfp=1547772496" target="_blank">go after people who are likely to be a top user of your products</a>.</p>

<p>Here&rsquo;s a small sampling of what ideal audience segments in this space can look like:</p>

<ul style="list-style:disc;">
	<li>Gym Visitors</li>
	<li>Health and Fitness Enthusiasts</li>
	<li>Health and Wellness (Users who consume app usage and mobile web content associated with fitness, diet and exercise)</li>
	<li>Sports Club Visitors (Users who have visited a sports club at least once in the last 90 days).</li>
</ul>

<p>With InMobi Audiences, audience composition and definition are clearly communicated, so marketers can be confident about every aspect of their campaign targeting. Using InMobi&#39;s unique, accurate and always-on audiences, you will be able to tailor your targeting to reach the highest value consumers perfect for your business goals.</p>

<h2 class="tile-heading">Engaging and Acquiring Healthy Breakfast Enthusiasts</h2>

<p>How else can this data be leveraged? For brands with healthy breakfast options available in the market, it&rsquo;s critical to strike while the iron is hot and capitalize on the opportunity presented by New Year&rsquo;s resolutions.</p>

<p>Make sure consumers are well aware of what is available - ideally before or right after New Year&rsquo;s Day. Offering coupons, discounts or other special promotions can also help potentially drive sales.</p>

<p>From a creative standpoint, it can be helpful to personalize ads as much as possible. As much as possible, highlight real-world use cases that will actually resonate with the viewer. For example, it could be beneficial to showcase a product&rsquo;s taste or convenience over the mere fact that it&rsquo;s healthy.</p>

<p>Curious to see more insights on the healthy eating space or any other industry segment? Reach out today to learn more about InMobi Pulse.</p>

<p>InMobi Pulse builds a holistic understanding of the customers from across data sources ranging from the InMobi ad exchange which reaches 1.6 billion users globally to permissively-sourced deterministic first-party telco data to stated feedback directly from the customers.</p>

<h3 class="tile-heading">Our Commitment to Data Privacy: What You Need to Know About This Data</h3>

<p>We take user privacy extremely seriously. We meet the most rigorous governance, compliance, and security standards. We have collaborated with consumer advocacy groups and incorporates guidelines from multiple federal government agencies to define industry-leading practices for data governance in the U.S.</p>

<p>Users retain complete control over the data they provide, and have a choice in whether they participate and transparency as to how their data is utilized. Subscribers have constant access to their privacy elections through multiple telco touch points. The patented anonymization platform ensures data sets are 100% secure, and are refreshed to ensure all data are anonymized.</p>

<h4 class="tile-heading">About the Author</h4>

<p>Matthew Kaplan has over a decade of digital marketing experience, working to support the content goals of the world&rsquo;s biggest B2B and B2C brands. Matt has previous experience editing a digital-only healthy eating and cooking publication. He is a passionate app user and evangelist, working to support diverse marketing campaigns across devices.</p>]]></description>
      <dc:subject><![CDATA[Consumer Research, Media Consumption &amp; Trends, Understanding Consumers, English (EN): inmobi.com,]]></dc:subject>
      
      <dc:creator><![CDATA[ Matt Kaplan,  Content Strategist  ]]></dc:creator>
      
      <dc:date>2019-12-23T10:13:00+00:00</dc:date>
    </item>
  
    <item>
      <title><![CDATA[Mobile Ad Fraud in 2020: Tracking the Evolution of Trust and Transparency in In-App Advertising]]></title>
      <link>https://www.inmobi.com/blog/2019/12/20/mobile-ad-fraud-in-2020-tracking-the-evolution-of-trust-and-transparency/</link>
      <guid>https://www.inmobi.com/blog/2019/12/20/mobile-ad-fraud-in-2020-tracking-the-evolution-of-trust-and-transparency/</guid>
      <description><![CDATA[<p>Mobile ad fraud has long been a major concern with everyone in the in-app advertising space, siphoning away budgets, reducing campaign effectiveness and making the entire ecosystem less trustworthy. But, issues around ad fraud have not gone unheeded. The industry has made major strides in its fight against fraudsters in 2019, and our team of mobile marketing and advertising experts expect this push to continue throughout 2020.</p>

<h2 class="tile-heading">Highlighting the Current State of Fraud in Mobile Advertising</h2>

<p>As Steven Woolway from DoubleVerify noted <a href="https://www.youtube.com/playlist?list=PLBlFq9PKBmePAaz2NVL5RUXJ08NoQYYMS" target="_blank">in conversation</a> with InMobi&rsquo;s David Di Angelo in 2019, mobile in-app ad fraud remains exorbitantly high &ndash; and will remain in the millions of dollars in the foreseeable future. Click spam, click injection, SDK spoofing, faked installs, click flooding (a form of click fraud) and invalid traffic (IVT) are just some of the types of mobile ad fraud that will continue to plague digital advertising in 2020.</p>

<p>Mobile app install fraud is an especially pressing concern, and is likely to remain a major issue for mobile marketing professionals looking for new users for their mobile apps. In 2019, marketers <a href="https://www.inc.com/john-koetsier/mobile-app-install-fraud-to-hit-126-billion-26-of-all-mobile-app-install-advertising.html" target="_blank">lost an estimated $13 billion</a> to app install fraud. Considering that fraud costs in this space almost doubled from 2018 to 2019, marketers need to be worried about this rising trend.</p>

<h2 class="tile-heading">How to More Effectively Fight All Forms of Fraud</h2>

<p>What can brands do to more efficiently protect their in-app ad spend from fraud in 2020? For starters, machine learning (ML) can go a long way towards fighting just about any type of fraud. By analyzing how fraud has appeared in the past, ML algorithms can help predict when new issues are likely to arise in real time.</p>

<p>Towards the end of 2019, a number of businesses, including InMobi, released their sellers.json file, which serves a similar role as the IAB&rsquo;s app-ads.txt initiative but for sell-side platforms. Vinny Rinaldi, Head of Addressable Media and Technology at The Hershey&rsquo;s Company, Abhay Singhal, CEO of InMobi Marketing Cloud and Co-Founder of InMobi Group, and others predicted that sellers.json adoption will likely grow significantly in 2020, especially as advertisers and their partners push the industry in this direction. And, Joe Ranzenbach, Director of Product Management, Mobile Products at IAS, noted that increased use of the Open Measurement SDK will help boost transparency and trust as well.</p>

<p>&ldquo;When I joined IAS in 2016, third party measurement for brand safety, fraud, and viewability had a limited footprint in mobile in-app. Many advertisers were hesitant to spend on mobile in-app inventory without the mechanism of trust that independent verification provided. IAS lead the Open Measurement initiative, which launched via the IAB&rsquo;s Tech Lab in 2018 and achieved industry scale in 2019. In 2020, we&rsquo;re looking towards removing any remaining friction and advancing towards realizing the full value of the initiative, enabling advertisers to verify at scale and focus more on reaching their intended audiences with confidence,&rdquo; Ranzenbach said.</p>

<p>In addition, in 2020, expect marketers to take a closer look at where they&rsquo;re buying <span style="background-color: initial;">and to cull supply sources that are likely to be introducing them to fraud. Mike Brooks recommended that others follow WeatherBug&rsquo;s lead in taking a closer look at how publishers are being incentivized, to make sure that mobile user acquisition campaigns are not being subject to fraud on that end. Sean Muzzy, President of North America at Cadreon, further noted that they are taking a closer look at partners that provide paid installs, since this style of user acquisition can be particularly susceptible to fraud.</span></p>

<p>Ad networks, exchanges, agencies and everyone else in the programmatic advertising ecosystem has fraud in its sights. Kochava, which provides advanced fraud solutions, has seen an increased focus from its customers on reducing fraud.</p>

<p>&ldquo;In 2020 we anticipate the continued trend of advertisers harnessing their row-level data to avoid fraud, protect ad spend and buy more intelligently across platforms,&rdquo; said Jason Hicks, EVP of Growth at Kochava.</p>

<p>This is an area of particular interest to Muzzy. Not only will Cadreon be taking a deeper dive into fraud in the space, but they will also be selecting partners who are proactive about fraud protection and who are willing to pass back device IDs, as probabilistic fingerprinting could be inaccurate. And, they will be monitoring retention rates by channel to understand which partners are driving healthy subs.</p>

<p>While Woolway noted that it likely can&rsquo;t be completely eliminated, there are fraud prevention steps that marketers can take to clamp down on it and overall boost trust and transparency in the ecosystem. In 2020, expect all programmatic players to prioritize efforts that boost transparency and help clamp down on fraud.</p>

<h2 class="tile-heading">Charting 2020&rsquo;s Top Mobile Advertising and Marketing Trends</h2>

<p>How will brands more effectively understand, identify, engage and acquire mobile-first users? What steps will they take to drive real connections with consumers over mobile? Download InMobi&rsquo;s 2020 trends report today for key insights on the future from the world&rsquo;s top mobile experts.</p>

<p style="text-align: center;"><a class="btn btn-s" href="http://go.inmobi.net/2020-mobile-trends-report" style="font-size:24px; border-radius: 25px; font-weight: normal;" target="_blank">DOWNLOAD NOW</a></p>

<p><em>Note: This is the third in a five-part series on the top mobile marketing and advertising trends of 2020. The </em><a href="/blog/how-will-the-mobile-app-advertising-market-evolve-in-2020" target="_blank">first post covers how mobile in-app advertising overall is likely to evolve and mature in 2020</a><em>, and the </em><a href="/blog/mobile-advertising-data-usage-trends-for-2020" target="_blank">second post covers the top mobile advertising data usage trends of 2020</a><em>. Be sure to stay tuned to </em><a href="https://www.inmobi.com/blog" target="_blank">the InMobi blog</a><em> for more predictions.</em></p>]]></description>
      <dc:subject><![CDATA[Advertising, Trust and Brand Safety, English (EN): inmobi.com,]]></dc:subject>
      
      <dc:creator><![CDATA[ Team InMobi  ]]></dc:creator>
      
      <dc:date>2019-12-20T08:53:00+00:00</dc:date>
    </item>
  
    <item>
      <title><![CDATA[Mobile Advertising Data Usage Trends for 2020]]></title>
      <link>https://www.inmobi.com/blog/2019/12/19/mobile-advertising-data-usage-trends-for-2020/</link>
      <guid>https://www.inmobi.com/blog/2019/12/19/mobile-advertising-data-usage-trends-for-2020/</guid>
      <description><![CDATA[<p><span style="background-color: initial;">In the programmatic-first world of mobile advertising, data is central to everything. Perhaps no topic is as talked about in this space today as data. Data is extremely top of mind for just about everyone in the mobile marketing and advertising industries.</span></p>

<p>How is data collected for mobile app ad campaigns, and what specifically is being gathered? How is that data being used, and is it being utilized properly? What do data-driven advertising campaigns on mobile devices actually look like? Throughout 2020, marketers will be taking pains to answer these questions.</p>

<h2 class="tile-heading">Sourcing Data for Mobile App Advertising in 2020</h2>

<p>"I think in mobile for the past couple of years, people have just been taking desktop analogous numbers. I have this on the desktop and I&#39;ll apply that into mobile or these are my desktop travel segments and I&#39;m going to take that from the desktop side and find those users in mobile. I think we are getting to a point where people are starting to ask, &lsquo;Where is that data coming from and is it coming from a mobile specific source?&rsquo; So when I think about one of the biggest challenges holistically of even my trust with analytics packages, it&#39;s where is the backend data coming from?&rdquo; Mike Brooks, SVP of Revenue at WeatherBug, noted.</p>

<p>He added, &ldquo;By taking a stronger look at the source of mobile data, I think it&#39;s going to open up some holes for people who have been taking desktop data into mobile at face value for the past few years. Where is your data coming from and to what extent does it actually apply and capture mobile insights correctly?&rdquo;</p>

<p>One of the biggest trends in 2020 will be the increased use of first-party data. Marketers will increasingly leverage data either that they directly own and control, and/or work with partners capable of providing them with their own first-party data to supplement what&rsquo;s already available in house.</p>

<p>&ldquo;Having access to an audience insights report based on first-party data from an independent marketplace enables marketers to discover new, high-quality audiences,&rdquo; Jason Hicks, EVP of Growth at Kochava, said. "Through such a data set, marketers gain increased visibility into demographics (gender and age), device information, and interests and behaviors. They can apply those learnings to launch more personalized campaigns or use those audience attributes to create lookalike audiences.&rdquo;</p>

<p>What can marketers do when they have this high-quality data in place? Vanja B. Brzin, Celtra&rsquo;s VP of Product Marketing, noted the value of &ldquo;data-driven mobile creative,&rdquo; especially for &ldquo;data-driven, forward-thinking marketers.&rdquo;</p>

<p>Another great application for this data is for predicting performance. By combining high-quality data sources with machine learning algorithms, advertisers can more effectively determine how well certain creatives, messages, channels, etc. are likely to perform for them before media budgets are ever spent.</p>

<p>&ldquo;We see the <a href="/blog/2019-trends-targeted-advertising-machine-learning-artificial-intelligence" target="_blank">limitless potential for machine learning in digital advertising</a>. Current advancements are blurring the lines between human and machine as evident in applications like sentiment analysis &ndash; machines are increasingly able to identify and categorize the opinions expressed in a piece of text, in order to determine whether the writer&rsquo;s attitude towards a particular topic or product is positive, negative, or neutral,&rdquo; says Harmon Lyons, Senior Vice President of Global Business Development at IAS. &ldquo;Nuance here is always evolving as language expands and includes things like sarcasm and emoticons to express meaning. Rapid advances in deep learning are allowing computers to process images and video in a more human-like way. These advancements will enable a more robust generation of brand safety and fraud solutions that will help to protect digital advertising investments.&rdquo;</p>

<h2 class="tile-heading">How to Use Data to More Effectively Reach Consumers Across Touchpoints in 2020</h2>

<p>Jason from Kochava noted that better data can help marketers better understand their consumers across environments, so they can develop a holistic understanding of consumers no matter where they are or what device they&rsquo;re using. The end goal is being able to granularly target mobile-first users and provide them with unique value as a result of this intelligence.</p>

<p>This kind of location-targeted intelligence will be top of mind for Hershey&rsquo;s in 2020, according to Vinny Rinaldi, their Head of Addressable Media and Technology. During Advertising Week New York 2019, he told InMobi&rsquo;s Anne Frisbie that Hershey&rsquo;s is interested in using location data in combination with digital ads and other emerging marketing channels to more effective reach and impact their target audience segments.</p>

<h2 class="tile-heading">The Role of Privacy Initiatives in the Mobile Advertising Industry in 2020</h2>

<p>But according to Yory Wurmser, Principal Mobile Analyst with eMarketer, location-based data signals are a double-edged sword. While location data can be incredibly powerful (especially if collected in real time), brands need to be careful about respecting end user privacy. Mobile users are increasingly pushing back against improper data collection, and the law is right on their heels.</p>

<p>And this leads us to perhaps one of the biggest points that will dominate the mobile marketing news in 2020: privacy and legal frameworks around data collection and use. The California Consumer Privacy Act will finally go into effect in 2020, and other states (most notably Florida at the moment) are likely to follow suit.</p>

<p>&ldquo;GDPR, and now CCPA, are living beasts, if you will, and we&rsquo;ll need to continue to watch how they evolve and adapt accordingly,&rdquo; said Dennis Buchheim, EVP and general manager of the IAB Tech Lab, <a href="https://adexchanger.com/privacy/the-iab-tech-lab-publishes-specs-for-ccpa-compliance-as-the-clock-ticks-down-to-jan-1/" target="_blank">according to AdExchanger</a>.</p>

<p>Brands need to be really careful that they&rsquo;re collecting and using data in a way that is compliant with all upcoming laws and privacy initiatives. &ldquo;It can potentially be an existential crisis for the industry,&rdquo; Abhay Singhal, CEO of InMobi Marketing Cloud and Co-Founder of InMobi Group, said.</p>

<p>&ldquo;In addition to guaranteeing the rights of individuals to control their personal information, we believe privacy laws should be further strengthened by placing more robust accountability requirements on companies. This includes making companies minimize the data they collect about people, specify the purposes for which they are collecting and using people&rsquo;s data, and making them more responsible for analyzing and improving data systems to ensure that they use personal data appropriately. Indeed, we are calling upon policymakers in other states and in Congress to build upon the progress made by California and go further by incorporating robust requirements that will make companies more responsible for the data they collect and use, and other key rights from GDPR. More requirements for companies, together with the rights and tools for people to control their data, will prevent placing the privacy burden solely on the individual, and will provide layers of data protection that are appropriate for the digital age,&rdquo; Julie Brill, Corporate Vice President for Global Privacy and Regulatory Affairs and Chief Privacy Officer for Microsoft, wrote in a <a href="https://blogs.microsoft.com/on-the-issues/2019/11/11/microsoft-california-privacy-rights/" target="_blank">November 2019 blog post</a>.</p>

<h2 class="tile-heading">Charting 2020&rsquo;s Top Mobile Advertising and Marketing Trends</h2>

<p>How will brands more effectively understand, identify, engage and acquire mobile-first users? What steps will they take to drive real connections with consumers over mobile? Download InMobi&rsquo;s 2020 trends report today for key insights on the future from the world&rsquo;s top mobile experts.</p>

<p style="text-align: center;"><a class="btn btn-s" href="http://go.inmobi.net/2020-mobile-trends-report" style="font-size:24px; border-radius: 25px; font-weight: normal;" target="_blank">DOWNLOAD NOW</a></p>

<p><em>Note: This is the second in a five-part series on the top mobile marketing and advertising trends of 2020. The </em><a href="/blog/how-will-the-mobile-app-advertising-market-evolve-in-2020" target="_blank">first post covers how mobile in-app advertising overall is likely to evolve and mature in 2020</a><em>. Be sure to stay tuned to the InMobi blog for more predictions.</em></p>

<p>How do you think mobile advertising data usage will evolve in 2020? We&rsquo;d love to hear from you on social media! Send us your thoughts on <a href="https://twitter.com/inmobi" target="_blank">Twitter</a> or <a href="https://www.linkedin.com/company/inmobi/" target="_blank">LinkedIn</a>.</p>]]></description>
      <dc:subject><![CDATA[Advertising, English (EN): inmobi.com,]]></dc:subject>
      
      <dc:creator><![CDATA[ Team InMobi  ]]></dc:creator>
      
      <dc:date>2019-12-19T10:45:00+00:00</dc:date>
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    <item>
      <title><![CDATA[Who Uses the Top Soccer Apps? An Investigation]]></title>
      <link>https://www.inmobi.com/blog/2019/12/18/who-uses-the-top-soccer-apps-an-investigation/</link>
      <guid>https://www.inmobi.com/blog/2019/12/18/who-uses-the-top-soccer-apps-an-investigation/</guid>
      <description><![CDATA[<p><span style="background-color: initial;">In the United States, who is so passionate about soccer (or football, as it&rsquo;s known everywhere else) that they have the top soccer apps on their mobile devices even when the World Cup is years away? To find out, we turned to InMobi Pulse.</span></p>

<p>InMobi Pulse builds a holistic understanding of consumers across data sources ranging from the InMobi ad exchange, which reaches 1.6 billion users globally to opt-in sourced deterministic first-party carrier telco data. Using our high-quality, data sources, we can see what makes their customers tick.</p>

<p>For the soccer space, we looked at three categories of apps that soccer/football fans use:</p>

<ol>
	<li>Apps that cover news, live scores and updates. Specifically, we looked at the soccer/football apps 365Scores, LiveScore, Football Live Scores, Telemundo Deportes, Univision Deportes, Fox Deportes and Forza Football. We also looked at theScore and the Bleacher Report, which cover a variety of sports-related topics including (but not limited to) soccer matches and soccer scores. And, to round things out here, we looked at the ESPN Soccer mobile website as well.</li>
	<li>The official apps from the major soccer leagues and associations like UEFA Champions League, La Liga, the English Premier League, Bundesliga, Major League Soccer and FIFA.</li>
	<li>Apps from the top soccer teams themselves. Here, we focused on apps from top favorite teams, as determined by Google Play and iOS App Store download figures. Instead of focusing on national teams, we analyzed the apps of popular European league teams such as Real Madrid, FC Barcelona, Manchester United, Arsenal, Chelsea FC, the LA Galaxy and Juventus.</li>
</ol>

<h2 class="tile-heading">Overview of Our Findings:</h2>

<ul style="list-style:disc;">
	<li>Compared to app owners from other categories, a significant percentage of this audience is Hispanic/Latinx. This is also an overwhelmingly male audience.</li>
	<li>This audience is primarily found in California and Texas, in addition to Florida and New York.</li>
	<li>Most app owners are married homeowners with at least one child at home.</li>
	<li>The age of app owners in this space can vary dramatically, with the vast majority in the 25 to 55 age range. Millennials are far more interested in soccer in the U.S. than Gen Z is &mdash; at least based on app ownership data.</li>
	<li>Soccer fans are also big shoppers, frequently using e-commerce apps and mobile shopping websites.</li>
	<li>While soccer fans are also often general sports fans, soccer app owners generally are quite different from those that have more general U.S.-focused sports apps on their mobile devices.</li>
</ul>

<h2 class="tile-heading">Who Has Soccer Scores and Updates Apps on their Mobile Devices?</h2>

<p><img src="https://go.inmobi.net/hubfs/shutterstock_1025983315.jpg" /></p>

<p><strong>Gender</strong></p>

<p>For starters, this audience is overwhelmingly male. Within this space in particular, no app has an audience that&rsquo;s less than three-fourths male.</p>

<p><strong>Age</strong></p>

<p>Ages can vary wildly though. For many apps, between 20% and 25% of app owners are between 26 and 35 years old, but it skews as high as around 30% or more for the Spanish-language sports apps (Univision Deportes, FOX Deportes and Telemundo Deportes).</p>

<p>Football Live Scores is an outlier here, with half of its app owners aged 56 and older. No app in this space has more than 7% of its app owners in the critical 18 to 25 age range though.</p>

<p><strong>Income</strong></p>

<p>In terms of income, Fox Deportes, Univision Deportes, LiveScore and 365Score have a slightly greater than average share of its audience making under $50,000 a year. On the opposite end of the spectrum here is theScore, ESPN Soccer and Forza Football.</p>

<p><strong>Ethnicity</strong></p>

<p>A number of apps in this category have a significant following among Hispanic audiences; in fact, the only dedicated soccer news app reviewed that doesn&rsquo;t have a majority Latino audience is LiveScore. The majority of those with the Bleacher Report or theScore apps on their mobile devices are White, while a quarter of those who visit the ESPN Soccer mobile site are Asian or Pacific Islander by origin.</p>

<p><strong>Audience Characteristics</strong></p>

<p>Some of the top audience segments in this app category include family shoppers, entertainment enthusiasts, socialites, fashionistas, techies, mobile gamers, small business owners and news junkies, to name a few. Most app owners are also married homeowners with at least one child at home.</p>

<p><strong>Location</strong></p>

<p>More often than not, app owners are found in the most populous states in the country like California, Texas, Florida, New York and Illinois. Univision Deportes has a higher than average share of its audience in Arizona though. Top cities include Chicago, Houston and New York City.</p>

<h2 class="tile-heading">Who Has The Official Apps of the Major Soccer Leagues on their Mobile Devices?</h2>

<p><img src="https://go.inmobi.net/hubfs/Canva%20-%20Soccer%20Stadium.jpg" /></p>

<p>It&rsquo;s one thing to have a general sports news app on a mobile device. What about people who are so passionate about the sport that they have a league&rsquo;s app on their mobile device? How is this audience similar to and different from other kinds of football fans?</p>

<p><strong>Gender</strong></p>

<p>Yet again, this audience heavily skews male. Only the FIFA app has over a quarter of its app owner audience being female. For the others, well over 80% of those who have their app are male.</p>

<p><strong>Age</strong></p>

<p>Across the board, around 25% of app owners are between 46 and 55 years old. A major outlier is La Liga, the main soccer league in Spain; perhaps thanks to the star power on teams like FC Barcelona and Real Madrid, over 34% of those with the La Liga app on their mobile device are between 26 and 35. Bundesliga does comparatively well with the 36 to 45 set, while close to 20% of those with the FIFA app are between 56 and 65. The Premier League, the major league in the United Kingdom, is the only app that has over 10% of its U.S. app owners between 18 and 25.</p>

<p><strong>Income</strong></p>

<p>Interestingly enough, Bundesliga has, among the league apps studied, both the greatest share of app owners making under $75,000 a year (a group that does include retirees) and those making more than $250,000 a year. The Premier League app has a greater share of its audience in the $100,000 to $150,000 annual income range than any other league app. Well over 40% of those with the MLS app on their mobile device make between $50,000 and $100,000 a year.</p>

<p><strong>Ethnicity</strong></p>

<p>In the realm of league apps, the ethnic makeup of each consumer base differs. On one hand, both the UEFA Champions League app and the La Liga app have a majority Hispanic audience. Over half of those that have the apps for the Premier League, MLS and Bundesliga are White, while the FIFA app has a more mixed audience (43% White, 40% Hispanic).</p>

<p><strong>Audience Characteristics and Interests</strong></p>

<p>It&rsquo;s hardly surprising to see this audience as sports fans. Most of the people with league apps on their mobile devices also have other sports apps like ESPN and NBC Sports.</p>

<p>But, people with these kinds of apps on their mobile devices can also be often classified as audio buffs, social media enthusiasts and online shoppers. This audience is also likely to download messaging apps like WhatsApp, social media apps like Twitter and music apps like Spotify.</p>

<p>Most of this audience is married, but La Liga app owners have the lowest rate of marriage at 55%. La Liga is also the only app whose owners are more likely to be renters as opposed to homeowners.</p>

<p>La Liga has a high percentage of app owners with at least one child in the home and with less than a high school diploma as well. In comparison, close to 37% of Bundesliga app owners in the U.S. have at least two children, and over 37% have a Bachelor&rsquo;s degree or graduate degree.</p>

<p><strong>Location</strong></p>

<p>As with the sports news apps, those with the sports league apps on their mobile devices are often concentrated in California, Texas, New York and Florida. La Liga has a notable percentage of its audience in Maryland though, and MLS has a higher than average presence in Washington state. Mid-Atlantic states like New Jersey, Pennsylvania and Virginia also have a higher-than-average share of app owners in this category.</p>

<h2 class="tile-heading">Who Has The Official Apps of the Major Soccer/Football Teams on their Mobile Devices?</h2>

<p><img src="https://go.inmobi.net/hubfs/Canva%20-%20Green%20and%20White%20Soccer%20Field%20at%20Night%20Time.jpg" /></p>

<p><strong>Gender</strong></p>

<p>Yet again, it&rsquo;s a male-heavy field. However, a third of those with the Juventus app and/or the Chelsea app on their mobile devices are female, as are 30% of those with the LA Galaxy app.</p>

<p><strong>Age</strong></p>

<p>While every app has at least 20% of its audience in the 26-35 age range, over 35% of those with the Real Madrid app on their mobile device fall in this group. Over 30% of those with the Juventus app are between 46 and 55, while over 29% of those with the LA Galaxy app are between 36 and 45 years old.</p>

<p><strong>Income</strong></p>

<p>Close to half of all Real Madrid app owners make less than $75,000 a year, while LA Galaxy has a higher share than average of app owners making more than $200,000 annually. Around a third of all Manchester United app owners make between $75,000 and $125,000 a year.</p>

<p><strong>Ethnicity</strong></p>

<p>Manchester United and Arsenal are the only team apps observed where over half of all app owners are White; they&rsquo;re also the only Premier League teams included. Over 50% of those with the apps of Real Madrid, FC Barcelona, LA Galaxy and Juventus on their mobile devices are Hispanic. Over 25% of those with the Arsenal app, along with one in five Chelsea app owners, are Black/African-American.</p>

<p><strong>Audience Characteristics and Interests</strong></p>

<p>Messaging apps like Facebook Messenger and WhatsApp are really popular with this cohort, as are social media and e-commerce apps. In fact, people with these team apps on their mobile devices are more likely to spend time on social media, using search engines or looking up the weather than they are checking sports scores or news. Common audience segments include audio buffs, social media enthusiasts, online shoppers and video buffs, to name a few.</p>

<p>For all apps, over half of app owners are married and homeowners with at least one child in the home. Over a third of those with the Manchester United and/or Chelsea app have at least some college, while a similar percentage of Real Madrid and FC Barcelona app owners have less than a high school diploma.</p>

<p><strong>Location</strong></p>

<p>Across these teams, California and Texas are by far the biggest states. Close to 25% of those with the Chelsea app live in these two places; app ownership for Juventus, Manchester United, FC Barcelona and Real Madrid has a similar breakdown. Arsenal app ownership is slightly more geographically distributed, while over 84% of those with the LA Galaxy app live in California, unsurprisingly.</p>

<h2 class="tile-heading">How To Use This Data To Inform Your Mobile Ad Campaigns</h2>

<p><img src="https://go.inmobi.net/hubfs/shutterstock_439698418%20(1).jpg" /></p>

<p>These insights are interesting, but how can all of this information from InMobi Pulse be used to more intelligently allocate in-app and mobile ad spend? For starters, it&rsquo;s important to note that there&rsquo;s no such thing as one type of soccer fan. Fan bases and app ownership trends can vary greatly depending on the news source, team and/or league.</p>

<p>From a user acquisition perspective, it can be helpful to understand the extent to which the current user base aligns with an existing soccer-loving audience. For example, an existing sports all looking to launch a soccer property may want to focus on married Hispanic men over the age of 24 who live in California or Texas.</p>

<p>These insights can be enormously helpful from a monetization perspective. Considering that app owners in many other categories are mostly White, soccer app publishers may find value in highlighting how their audiences differ from who advertisers can reach elsewhere.</p>

<p>This kind of data can also help inform creatives as well. Advertisers may want to make sure that their ads feature people who look like their target audience and are featuring individuals doing activities that their users engage in too.</p>

<p><img src="https://go.inmobi.net/hubfs/young-girl-2706375_1920.jpg" /></p>

<p>Curious to see more insights on soccer or any other industry segment? Reach out today to learn more about InMobi Pulse.</p>

<h3 class="tile-heading">Our Commitment to Data Privacy: What You Need to Know About This Data</h3>

<p>InMobi takes user privacy extremely seriously. We meet the most rigorous governance, compliance, and security standards. We have collaborated with consumer advocacy groups and incorporate guidelines from multiple federal government agencies to define industry-leading practices for data governance in the U.S.</p>

<p>Users retain complete control over the data they provide, have a choice in whether they participate and have transparency as to how their data is utilized. Subscribers have constant access to their privacy elections through multiple telco touchpoints. The patented anonymization platform ensures data sets are 100% secure, and are refreshed to ensure all data are anonymized.</p>]]></description>
      <dc:subject><![CDATA[Consumer Research, Media Consumption &amp; Trends, Understanding Consumers, English (EN): inmobi.com,]]></dc:subject>
      
      <dc:creator><![CDATA[ Team InMobi  ]]></dc:creator>
      
      <dc:date>2019-12-18T10:32:00+00:00</dc:date>
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    <item>
      <title><![CDATA[What You Need to Know About CCPA: Ad Tech Edition]]></title>
      <link>https://www.inmobi.com/blog/2019/12/17/what-you-need-to-know-about-ccpa-ad-tech-edition/</link>
      <guid>https://www.inmobi.com/blog/2019/12/17/what-you-need-to-know-about-ccpa-ad-tech-edition/</guid>
      <description><![CDATA[<p>
	When it comes to complying with the CCPA, ad tech vendors and their digital advertising partners need to be fully aware of what the law presently entails and what they need to do in order to comply with the new regulation.</p><p>
	<em>Note: This blog post is just for informational purposes only, and is not designed to serve as a full legal guide. This must not be read or treated as legal advice. For more specifics, including your position and compliance requirements under the law, please be sure to obtain the services of a licensed law firm and/or consult lawyers fully knowledgeable on the law. The full InMobi guide on CCPA can be found here: <a href="https://www.inmobi.com/california-consumer-privacy-act" target="_blank">https://www.inmobi.com/california-consumer-privacy-act</a>. </em></p><h2 class="tile-heading">What is the CCPA?</h2><p>
	The California Consumer Privacy Act (CCPA) is a comprehensive data privacy regulation applicable to the users based in the State of California in the United States. CCPA becomes effective from January 2020 and at a high level imposes transparency with regard to the collection, processing and use of consumer’s personal information and provides consumers with certain rights regarding such usage. Under the law, consumers can ask for control of how their data is used: elaborated as Right to Access/Right to Forget/Right to Opt of Sale, etc .</p><p>
	According to the IAB, <a href="https://www.iab.com/guidelines/ccpa-framework/" target="_blank">the law is designed</a> to provide users with more control over how personal data about them is used and collected. Once the law is in effect, users in California will be able to opt out of the sale of their personal data.</p><p>
	Note that the law has a very specific definition of sale. “Sell,” “selling,” “sale,” or “sold,” means selling, renting, releasing, disclosing, disseminating, making available, transferring, or otherwise communicating orally, in writing, or by electronic or other means, a consumer’s personal information by the business to another business or a third party for monetary or other valuable consideration.</p><p>
	“In many ways, the CCPA is a first of its kind law in the United States: an omnibus statute that seeks to create broad privacy and data protection rules that apply to all industries doing business in one jurisdiction, California, rather than focusing on a single sector or specific data collection and use practices. The CCPA was created in response to changing public perceptions. Users, rightfully, want to understand and have the option to exercise control over their own data,” IAB noted.</p><p>
	In the context of CCPA, personal data or personal information includes without limitation online identifiers such as device identifiers, IP address, ad-ids, gpid etc. and any inferences drawn from the same used to create audience profile. De-identified/anonymized, aggregated consumer information is not deemed to be personal information under CCPA.</p><p>
	“The CCPA framework creates a new service provider relationship between publishers and tech companies that contractually establishes how consumer data can or cannot be used by the vendor. However, it applies primarily to publishers that sell data (data onboarding and identity-matching companies, for instance, that buy publisher audience data) or that use publishers’ first-party data in programmatic, like some ad tech vendors,” <a href="https://adexchanger.com/online-advertising/the-iab-finalizes-ccpa-framework-as-industry-readies-for-more-regulators/" target="_blank">AdExchanger’s James Hercher wrote in December 2019</a>.</p><p>
	The law doesn’t just cover consumer data collected in 2020 and beyond. Specifically, users in California can request information from the prior 12 months from relevant/affected technology companies.</p><p>
	“While the California Consumer Privacy Act takes effect on January 1, 2020, the 12-month look back in the law will require companies to have the ability to respond to individual California resident requests for specific information about what personal data has been collected about consumers and the various categories of third party vendors with which the company has shared consumer data,” the  law firm <a href="https://www.perkinscoie.com/en/ccpa-readiness-survey-and-rulemaking-process-comment-submission-portal.html" target="_blank">Perkins Coie has noted</a>.</p><p>
	Intentional violation of the CCPA can bring civil penalties of up to $7,500 for each violation in a lawsuit brought by the California Attorney General on behalf of the people of the State of California. The maximum fine for other violations is $2,500 per violation. Other impacts comprise of claims, action for damages, termination of the engagement, loss of reputation, business and revenue.</p><h2 class="tile-heading">CCPA vs. GDPR</h2><p>
	In many key ways, CCPA and GDPR cover similar territory. The European Union’s General Data Protection Regulation (GDPR) also covers data collection and usage, but it’s specifically an opt-in law, i.e. consumers have to specifically allow publishers and their partners to collect and use their data. CCPA, in contrast, is an opt-out law.</p><p>
	Further, both laws have different definitions of personal data and children’s data, and levy different fines. And, unlike CCPA, GDPR specifies a Data Protection Officer and data breach notifications.</p><h2 class="tile-heading">CCPA Compliance and Ad Tech Companies</h2><p>
	Who must comply with CCPA? Ultimately, in the programmatic space, all partners in the ad transaction will have certain liability in account of CCPA, so long as they have customers in California.  This is true even if someone is defined as a Service Provider, Business or some other distinction under the law.</p><p>
	For starters, businesses that are impacted by the law will likely need to make it easy for consumers to specifically state that they want to opt out, with a button or similar call to action that allows users to say, “Do Not Sell My Personal Information,” <a href="https://adexchanger.com/privacy/will-most-consumers-opt-out-of-data-collection-under-ccpa/" target="_blank">AdExchanger has noted</a>.</p><p>
	“The language implies that publishers and advertisers will have to show the opt-out button to California residents who haven’t yet opted out every time they visit a site and on nearly every page – because what web pages don’t include some form of data collection, from widgets to ads and third-party trackers?” AdExchanger’s Allison Schiff wrote. This holds true for mobile app publishers as well.</p><p>
	What does CCPA mean for the programmatic advertising landscape? Many predict that it will probably make first-party data more valuable, since it’s more likely to be in compliance with the law. And, it may force publishers and their partners to more clearly explain to consumers the business purposes of their data collection and what users can expect to get in return.</p><p>
	To help with compliance, the IAB Tech Lab has established V1.0 of its CCPA Compliance Framework. More information can be found at <a href="https://iabtechlab.com/standards/ccpa/" target="_blank">https://iabtechlab.com/standards/ccpa/</a>.</p><p>
	If you have any additional questions or concerns, please contact us via email at <a href="mailto:ccpa@inmobi.com">ccpa@inmobi.com</a>.</p>]]></description>
      <dc:subject><![CDATA[Advertising, English (EN): inmobi.com,]]></dc:subject>
      
      <dc:creator><![CDATA[ Team InMobi  ]]></dc:creator>
      
      <dc:date>2019-12-17T17:17:00+00:00</dc:date>
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      <title><![CDATA[Q&A with Apptopia's Damian Gray]]></title>
      <link>https://www.inmobi.com/blog/2019/12/17/qa-with-apptopias-damian-gray/</link>
      <guid>https://www.inmobi.com/blog/2019/12/17/qa-with-apptopias-damian-gray/</guid>
      <description><![CDATA[<p>
	In the mobile app space today, there are many different ways to succeed. 
	<a href="https://www.linkedin.com/in/damiangray/" style="background-color: initial;" target="_blank">Damian Gray</a><span  style="background-color: initial;">, Director of Customer Success at Apptopia, uses a data-led approach to help those he works with not just survive but thrive in this arena. We recently sat down with him to learn more about his job, the mobile app industry and the ongoing evolution of mobile app measurement and tracking.</span></p><h3 class="tile-heading">Who are you and what do you do at Apptopia?</h3><p>
	My name is Damian Gray, Director of Customer Success at 
	<a href="https://apptopia.com/" target="_blank">Apptopia</a>. At a high-level, my team works with our customers to provide them with the app market insights they need to be successful. That could mean helping sales teams determine which app developers could be the best partners for their product, or it could be helping developers understand how other developers are executing, so they can benchmark and/or innovate. My team also helps investors make educated decisions leveraging mobile signals. I work with hundreds of different mobile-only and mobile-focused brands as well as public and private investors. Every day offers a new challenge for Apptopia customer success managers!</p><h3 class="tile-heading">Most companies understand what their performance is and how it's trending. What can they unlock through understanding their competitors and their market?</h3><p>
	Speaking specifically to apps, there are a ton of different tracking and measurement platforms available to companies so they can track and monitor their own internal data and progress towards their mobile KPIs; but understanding how their app performance or technology stack compares to similar apps is extremely difficult without a platform like ours. Are your KPIs reasonable? Too aggressive? Not aggressive enough? What is your competitor’s landing page keyword strategy? What changes are they making? How are they positioned compared to you? Did a recently added feature prove successful for them? Without signals for when an app updated, what was included in that update and how their downloads, rank and engagement changed at the time of that update, it would be very hard to say.</p><p>
	Developers could wait for the next conference or event to hear the stories from others but smart developers know that having the signals today is critical to getting experiments scoped and into product pipelines. Marketers need to see new creatives being run by similar apps in order to get design requests in to their designers. If a competitor has launched a new UA campaign and a developer wants to compete, budget will need to be carved-out. Apptopia’s data and tools unlock real-time signals that help developers react to what’s happening in the market faster/in real-time.</p><h3 class="tile-heading">Is too much tracking and measuring a bad thing? Can we get lost?</h3><p>
	It could be... if the amount of information from tracking and measurement is so great it becomes un-actionable and leads companies down a purely academic path, I would argue it’s likely too much. Larger companies have a greater need to be very, very right due to the revenue risk of being wrong but they often have the staff and systems to manage a lot of data. Smaller companies need to move fast and don’t have the heads for endless hypothesis testing. So, what’s enough for some may not be enough for others.</p><p>
	Drawing the lines between not enough, just enough and too much is challenging. Regardless of size however, if a developer is looking only at internal data and KPIs, that developer does not have enough data in their life. In my eight years in mobile, change has been the only constant in our space, so even if a developer has a very talented team, knowledge and expertise will grow stale without keeping up with what’s going on in the ever-changing market around them.</p><h3 class="tile-heading">What signals help to inform a publisher's product roadmap and/or monetization decisions</h3><p>
	There are virtually endless signals to inform a product roadmap. Internal performance metrics like funnel efficiency, conversion rates, sessions/day, page views, impression caps (if advertising) and many, many others require constant work to optimize. Signals from the app stores can provide great clues into what is being tried by others in the market and what seems to be working for them. For example, if a similar app or competitor’s rank and user growth moves/reacts in a meaningful way on the back of a new release which includes a new feature, try it out!</p><p>
	Likewise, if a new monetization strategy results in significant top grossing rank movement, maybe that could work for you too! Don’t be fooled by download and rank movement alone though; make sure you look for advertising signals that could indicate the sudden movement was just due to a marketing burst. Marketing will often accompany a big release but if DAU and retention don’t hold up for at least a while beyond that update, it’s likely the volume jump was just from the advertising. High volume of and/or positive reviews are another strong signal of the success of a recent change. Take a look at what users are saying to see if the developer made the right call. “I hate the new update, it’s nothing but ads!” - you may not want to follow that strategy…</p><h3 class="tile-heading">You work with mobile teams from large brands every day. What trends are you seeing unfold? What are they trying to do? Where are they trying to go?</h3><p>
	Cross-device tracking and measurement, though not a new challenge, is still a very real one for brands. I have daily conversations with customers trying to understand how the pieces fit and how native fits in the bigger picture. Trying to connect all the dots between in-store, mobile web, desktop and native mobile has still not been solved by many and continues to be a big challenge and focus. Though some have made meaningful progress on this front, many are still trying to figure it out. From all I can see, only a shift in how teams work together and a re-alignment of KPIs can create a resolution. The good news is, cross-department collaboration is better than it used to be.</p><p>
	Things have changed a lot since I started in mobile but even as of very recently I have met with orgs who are still siloed between native mobile and other teams. The Native mobile team has under its roof, separate from the rest of digital, all of the functions like marketing, product and engineering. They are still fighting for resources and budget and even competing internally to hit KPIs.</p><p>
	More and more however, I am meeting with companies who bring several departments to the table who view native as just one of several customer interfaces that fit within the bigger picture and whose KPIs stretch across all devices and platforms. I am also seeing more and more fluency in native mobile vernacular from folks who either are not focused on native or for who native is only a small part of their day to day - which is exciting to see! So, though it is still a hill to climb, the organizational adjustments needed to find a cross-device tracking and measurement solution are definitely happening.</p><h3 class="tile-heading">You help a lot of advertisers understand which creatives work and which don't. Do you have any best practices for creatives that you've noticed? How can advertisers optimize toward acquiring users that won't churn quickly after installing?</h3><p>
	I would say, don’t be afraid to kill a creative quickly - experimentation and rotation are key. Apptopia has seen a lot of creatives on the platform and have worked closely with partners to share learnings of what works and what doesn’t:</p><p>
	<strong>What works</strong></p><ul style="list-style:disc;">
	<li>Conveying a clear use case and show your app being used for the purpose.</li>	<li>Having a clear call to action</li>	<li>Making sure audio is not a necessary component (have subtitles if there is spoken word).</li>	<li>Attract the eye - bright colors, fast paced visuals, calming visuals, etc.</li>	<li>Staying up on advertising trends - New ideas are being tried all the time. Try them!</li></ul><p>
	<strong>What you should stay away from</strong></p><ul style="list-style:disc;">
	<li>Waiting too long to display your hook or core use case - attention spans are short.</li>	<li>Confusing player action - when showing actual gameplay, make it clear what moves are being made by the player or finger(s) of the player.</li>	<li>Humans and/or visuals not involving actual gameplay or showing the inside of your app</li>	<li>Overproduced/expensive content. It doesn’t necessarily help your goal.</li></ul><h3 class="tile-heading">How should monetization teams be thinking of engagement?</h3><p>
	When I speak to developers who are evaluating what their monetization strategy should be, I encourage them to consider what their app’s usage profile/engagement will be as that is critical for success. For example, a weather app often has a high DAU as a percentage of MAU but few sessions per day and a low average session length. This is because most users pop in once a day for &lt;1 minute to see the weather, close the app and go about their day. It’s no wonder so many invest into content partners to try and increase the sessions and session lengths of their users so they can increase their total engagement and ad revenue.</p><p>
	For app’s with smaller user bases, which may be targeting more niche audiences, average revenue per user (ARPU) has to be higher in order for the app to have a chance at generating enough revenue to survive. In-app purchases (IAP), potentially subscriptions, are going to be the key. An IAP strategy requires a very different product mindset, UX mechanics and growth optimization strategy, but if you know this is your end goal post-launch, you can plan accordingly.</p><p>
	Obviously, a large user base with a high ARPU is the dream but doing that puts developers in a VERY select group at the top of the charts. For the rest of us, we have to optimize to make things work. That said, the app’s engagement will be your guide. If you aren’t sure HOW your app’s engagement will look post-launch, study its components and compare them to other apps in the store and/or category, that will help you get a good sense for what you may be able to expect.</p><h2 class="tile-heading">Interested in learning more?</h2><p>
	Check out these blog posts on <a href="https://blog.apptopia.com/the-evolution-of-in-app-performance-marketing-how-to-run-smart-ad-campaigns-today" target="_blank">mobile performance marketing</a> and <a href="https://blog.apptopia.com/how-to-make-better-creatives-for-in-app-performance-advertising" target="_blank">in-app ad creatives</a> from Srinivas KC, <span  style="background-color: initial;">the VP and GM of InMobi DSP, and watch our Q&A session with Apptopia's founder below!</span></p><iframe width="560" height="315" src="https://www.youtube.com/embed/KWzPHvVbHqY" frameborder="0" allow="accelerometer; autoplay; encrypted-media; gyroscope; picture-in-picture" allowfullscreen="">
</iframe>]]></description>
      <dc:subject><![CDATA[In-App Monetization, Media Consumption &amp; Trends, English (EN): inmobi.com,]]></dc:subject>
      
      <dc:creator><![CDATA[ Team InMobi  ]]></dc:creator>
      
      <dc:date>2019-12-17T10:01:00+00:00</dc:date>
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      <title><![CDATA[Fool's Gold: Sifting Through the Data for True Value]]></title>
      <link>https://www.inmobi.com/blog/2019/12/16/fools-gold-sifting-through-the-data-for-true-value/</link>
      <guid>https://www.inmobi.com/blog/2019/12/16/fools-gold-sifting-through-the-data-for-true-value/</guid>
      <description><![CDATA[<p>
	<em>This post comes courtesy of Amber Bagwell, Content Marketing Manager at <a href="https://everflow.io/" style="background-color: initial;" target="_blank">Everflow</a>.</em></p><p>
	With the rapid growth of mobile advertisers, fraud is increasingly draining the wallets of advertisers, publishers and everyone in between. Criminals are moving in and mimicking real performance, confusing real installs with fraudulent installs. Not only is fraud eating into an increasing share of marketer’s ad dollars, it also creates bad data, making it impossible to correctly optimize an ad campaign if you don’t take steps to protect yourself.</p><p>
	Let’s take a look at common types of fraud that may be painfully familiar. However, rather than being reactive, there are steps you can take to protect your advertiser, publisher and supply partners, to effectively stopping fraudsters in their tracks.</p><h2 class="tile-heading">Common Fraud Type #1: Click Injection/Ad Injection</h2><p>
	Click Injection/Ad Injection is where the affiliate injects their tracking link to fire off a tracking click right before the user completes their conversion. This lets fraudsters hijack the credit for delivering that conversion.</p><h3 class="tile-heading">What can you do?</h3><p>
	You can use reporting around the Click to Conversion Time (also known at MTTI or CTIT) to see the time in between the click and the install/conversion. If you see a large number of installs coming in either super quickly or super late, it could signal fraudulent traffic.</p><p>
	By regularly checking your reporting, you can catch the most common types of fraud; it is nearly impossible for a real user to click an ad, install the app and open it within 15 seconds from their initial click. Anytime you see Mean Time to Conversions under 15 seconds, it is almost always an indicator of Click Injection/Ad Injection fraud. By setting up an alert to notify you whenever there is any conversion under 15 seconds, you can stay on top of this type of activity.</p><h2 class="tile-heading">Common Fraud Type #2: Click Spamming/Click Flooding</h2><p>
	Click Spamming/Click Flooding is where the affiliate fires their click tracking link every time a user views their ad, even though the user didn’t actually click on the ad. This allows fraudsters to cover a massive group of users with their tracking link.  Most mobile campaigns are set up with an attribution window for click-through conversions that give affiliates credit for driving the conversion up to seven days after the click. If they track enough users, they will start taking credit for the advertiser’s natural (organic) conversions of users that were already highly motivated and likely planning to sign up without advertising.</p><h3 class="tile-heading">What can you do?</h3><p>
	You should also scan your reports and check on any offers that are consistently seeing more than 30% of your conversions coming in less than 24 hours after the click. While this case doesn’t necessarily mean your publisher is doing or perpetuating fraud, it is still recommended that you work with your publisher to optimize those placements.</p><p>
	Keep in mind that while 7-Day Click Attribution is the standard, some advertisers have 30-Day click-through attribution. If the advertiser’s attribution window is longer, then you’ll see more conversions coming in after 24 hours from the initial click.</p><h2 class="tile-heading">Being smart with your data</h2><p>
	Ultimately, what it boils down to is having access to real data based on real conversions. You can use your data to set yourself (and your partners) up for success by using anti-fraud solutions that feed data into platforms that can automatically deactivate and notify regarding blocked sources. You should also implement targeting controls and proxy blocking to further guard yourself and ensure you are driving quality sources with post engagements. Any placement that doesn’t deliver a sufficient number of post engagement events can then be optimized accordingly.</p><h2 class="tile-heading">Foiling the fraudster</h2><p>
	Teamwork makes the dream work. While this is an overused platitude (don’t deny you did an eyeroll), it doesn’t change the fact that it’s true. The true value of user acquisition is the end goal. The best way to ferret out the real from the phony is easier when working hand-in-hand with your partners and attribution platform. Combining knowledge and resources to protect your digital data is a smarter practice. Work smart, together.</p>]]></description>
      <dc:subject><![CDATA[Advertising, Trust and Brand Safety, English (EN): inmobi.com,]]></dc:subject>
      
      <dc:creator><![CDATA[ Team InMobi  ]]></dc:creator>
      
      <dc:date>2019-12-16T08:58:00+00:00</dc:date>
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      <title><![CDATA[How Will The Mobile App Advertising Market Evolve in 2020?]]></title>
      <link>https://www.inmobi.com/blog/2019/12/13/how-will-the-mobile-app-advertising-market-evolve-in-2020/</link>
      <guid>https://www.inmobi.com/blog/2019/12/13/how-will-the-mobile-app-advertising-market-evolve-in-2020/</guid>
      <description><![CDATA[<p>
	The mobile app advertising market grew by leaps and bounds in 2019. In North America, programmatic ad spend coming through InMobi Exchange during the first three months of 2019 was 299% greater than what came through during the same period in 2017. And, throughout the Asia-Pacific region, in-app advertising spending during the second quarter of 2019 was up 33% from the same period in 2018.</p><p>
	Why did mobile advertising spending grow in 2019? There are a few key reasons:</p><ul style="list-style:disc;">
	<li><strong>Growth and evolution of smartphone users:</strong> In 2019, the number of smartphone users in the world finally <a href="https://www.statista.com/statistics/330695/number-of-smartphone-users-worldwide/" target="_blank">tipped over 3 billion</a>. By 2021, close to half of every person on Earth will likely have a smartphone. In the U.S., 2019 was the year that people spent more time looking at and using mobile devices <a href="https://www.emarketer.com/content/average-us-time-spent-with-mobile-in-2019-has-increased" target="_blank">than they did watching television</a>. And, the vast majority of time spent using smartphones is devoted to a number of apps. So, by necessity, marketers looking to reach their target audiences have to leverage mobile and incorporate apps into their marketing and advertising strategies. </li>	<li><strong>Increasing effectiveness of mobile-first ad creatives:</strong> As Srinivas KC, the VP and GM of InMobi DSP, <a href="https://blog.apptopia.com/how-to-make-better-creatives-for-in-app-performance-advertising" target="_blank">has previously noted</a>, in-app ads historically have looked an awful lot like desktop ads. This is a shame, as what can be done with mobile app ad creatives far outpaces what’s available in browser-based environments. Examples include native ads with rich media and video ads with interactive ad cards; there’s no way to have this kind of interactivity within browsers.</li>	<li><strong>Emergence of mobile as an effective down-funnel marketing channel:</strong> Thanks to the sheer number of people with phones on hand at any moment today, it is relatively easy to achieve reach and scale through mobile. But, when it goes to objectives that fall further down the marketing funnel, historically in-app advertising hasn’t had much to offer besides app installs. But this is changing, thanks to smarter creatives and CPA (cost per action) buying. As a result, advertisers have more options for achieving any marketing goal regardless of their business. This is also made possible through improved attribution that tracks actions and behavior across touchpoints and devices.</li>	<li><strong>Maturation of programmatic digital ad buying:</strong> As noted in the <a href="http://go.inmobi.net/mobileprogrammatictrends2019" target="_blank">InMobi 2019 Mobile Programmatic Advertising Trends report</a>, it has become easier, safer and more efficient than ever before to conduct in-app ad spends programmatically. </li>	<li><strong>Evolution of mobile app monetization:</strong> App developers and publishers have a  number of monetization options available to them, but there’s a reason why advertising is such a common choice: in-app advertising a relatively easy way for apps to earn revenue. App publishers and developers, however, have become increasingly savvy at balancing ad opportunities with user experience concerns, to ensure they can keep users engaged without losing out on ad revenue.</li></ul><p>
	“Mobile really needs to be front and center of all of our media buying because in the end, the quicker we get in front of you when you're on the go, the quicker you're probably going to think about us when you're about to check out, so a lot more to come in that in 2020,” Vinny Rinaldi told Anne Frisbie, SVP and GM of North America for InMobi, 
	<a href="https://www.youtube.com/watch?v=5J_GYg92wgc&t=93s" target="_blank">at Advertising Week New York 2019</a>.</p><p>
	But is 2019 the tip of the iceberg? Does it all fall off a cliff in 2020?</p><p>
	Answer: likely not. There’s a reason Grand View Research predicts the in-app mobile ad market to grow by a compound annual rate of 
	<a href="https://www.prnewswire.com/news-releases/in-app-advertising-market-size-worth-226-4-billion-by-2025-grand-view-research-inc-300896149.html" target="_blank">more than 19% between</a> 2019 and 2025. The industry is expected to realize tremendous growth in this forecast period owing to changing consumer preferences and increased knowledge among all types of advertisers regarding the myriad benefits of mobile app advertising.</p><h2 class="tile-heading">Continued Growth and Maturation of In-App Advertising</h2><p>
	It’s hardly surprising to say that in-app advertising is likely to grow in 2020. After all, the space has been growing tremendously for almost a decade now, alongside overall growth in global app markets.</p><p>
	But how will mobile in-app advertising change and evolve in 2020? For starters, Abhay Singhal, Co-Founder of InMobi Group and CEO of InMobi Marketing Cloud, noted that how brands categorize their in-app advertising will likely change dramatically in the new year. The immediacy and evolution of mobile advertising will mean that the top-of-funnel ads of yore will likely fall by the wayside, with marketers expecting more immediate and lasting results from all of their in-app ads.</p><p>
	“The distinction between brand and performance is blurred completely in my view,” Singhal said. “Everything is performance. It all depends upon the right mechanisms to determine what the attribution is and the right mechanism to determine it. What is the ROI that you are looking for?”</p><p>
	Not only will brands think about in-app advertising differently, they will likely also use different creatives and targeting criteria in 2020, according to eMarketer’s Yory Wurmser. He predicts contextual targeting being more prevalent in the new year, and that cutting-edge formats like interactive creatives and ads with augmented reality will be more frequently used.</p><p>
	 “For mobile media and gaming companies, you’ll continue to see more sophisticated app install campaigns based on interactive/playable ads and rewarded video,” Yory said. “For non-gaming/media companies, you’ll see a more layered approach, first trying to get people to get engaged on a website (mobile or desktop), email list or chat/messaging, then pushing the app.”</p><p>
	How else will mobile in-app advertising grow and evolve? Expect to see these trends emerge in 2020:</p><ul style="list-style:disc;">
	<li><strong>Demise of the banner as the default creative option:</strong> In Q1 2019, <a href="https://event.webcasts.com/starthere.jsp?ei=1253501&tp_key=98936d0058&sti=webinar_page" target="_blank">only 45% of all mobile programmatic ad spending on InMobi Exchange</a> went to banners in the U.S. This may not seem all that revelatory, but it’s a major shift away from past trends. Banners may have ruled the roost, but expect more mobile programmatic ad spending to go towards video, interstitials and native ad formats, rather than more standard banners, in the future.</li>	<li><strong>Continued growth of China:</strong> The U.S. remains the top market, especially, programmatically, but China is rising fast. China is now the second largest in-app programmatic ad market. Between 2017 and 2018, programmatic ad spending in China rose 102%. This one-two standing will very likely remain in place in 2020.</li>	<li><strong>More private marketplace deals:</strong> In looking at Q2 2019 compared to Q2 2018, global private marketplace spending grew 15%. Expect this growth to continue apace, with <a href="https://www.marketingcharts.com/advertising-trends/programmatic-and-rtb-108587" target="_blank">risk-averse advertisers further embracing this</a> style of media buys in 2020.</li>	<li><strong>Increasing investment in mobile-first creative experiences:</strong> Almost all InMobi Creative Services work is focused on fullscreen interstitials and video versus banners. In the U.S., 60% of video private marketplace deals take advantage of video end cards, up from 10% a year or so ago. And, approximately 30% of banners and around 40% of all display ads leverage rich media creative experiences. It’s highly likely that these percentages will become even more pronounced throughout 2020.</li>	<li><strong>Video’s ascendance:</strong> Not only is the industry now focused on VAST and an improved end user experience, but advertisers are starting to see the light and understand just how powerful in-app video advertising can be for them. In Q1 2019, U.S. video click-through rates were 10x greater than CTRs for banners on average and 2x greater than the average CTR for native ads. In Q2 2019, InMobi saw, on average, video completion rate of ~80% and viewability of 91% (IAS, Moat, DoubleVerify) via private marketplace deals. This is impressive, but it’s not unfathomable to expect 2020 results to be even greater.</li>	<li><strong>Rise of specialized DSPs: </strong>Consolidation continues to happen among omnichannel demand-side platforms (DSPs). At the same time, the use of highly specialized DSPs is on the rise. For in-app mobile programmatic buying, the fastest growing specialized DSPs deliver on location or app performance (install and remarketing) use cases. And, these “niche” DSPs represent around 20% of the mobile ad programmatic market. In 2020, expect usage to rise.</li>	<li><strong>The death of the 30-second digital ad:</strong> 70% of served video ad impressions in the U.S. via InMobi Exchange are 20 seconds or less. Around 10% of video ads are 6 seconds or less, and that will significantly grow in 2020.</li>	<li><strong>In-housing is real but more nuanced:</strong> In Q2 2019, InMobi saw around 15% of PMP revenue coming from clients who have “in housed,” but those clients still often needed hands-on-keyboard assistance from a partner such as a managed DSP relationship.</li></ul><h2 class="tile-heading">Charting 2020’s Top Mobile Advertising and Marketing Trends</h2><p>
	How will brands more effectively understand, identify, engage and acquire mobile-first users? What steps will they take to drive real connections with consumers over mobile? Download InMobi’s 2020 trends report today for key insights on the future from the world’s top mobile experts.</p><p style="text-align: center;">
	<a href="http://go.inmobi.net/2020-mobile-trends-report" target="_blank" class="btn btn-s" style="font-size:24px; border-radius: 25px; font-weight: normal;">DOWNLOAD NOW</a></p><p>
	<em><br>
	</em></p><p>
	<em>Note: This is the first in a five-part series on the top mobile marketing and advertising trends of 2020. Be sure to stay tuned to the InMobi blog for more predictions.</em></p>]]></description>
      <dc:subject><![CDATA[Announcements, English (EN): inmobi.com,]]></dc:subject>
      
      <dc:creator><![CDATA[ Team InMobi  ]]></dc:creator>
      
      <dc:date>2019-12-13T08:26:00+00:00</dc:date>
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      <title><![CDATA[The Benefits of VAST, Mobile Tech Standards for ANZ Advertisers]]></title>
      <link>https://www.inmobi.com/blog/2019/12/12/the-benefits-of-vast-mobile-tech-standards-for-anz-advertisers/</link>
      <guid>https://www.inmobi.com/blog/2019/12/12/the-benefits-of-vast-mobile-tech-standards-for-anz-advertisers/</guid>
      <description><![CDATA[<p>
	<em>This post is from Richard O'Sullivan, </em><em>Executive Director, Australia and New Zealand for InMobi.</em></p><p>
	Throughout the Australia-New Zealand (ANZ) region, brands are devoting more dollars to both programmatic and mobile in-app advertising channels. In fact, a significant percentage of the 
	<a href="https://www.thedrum.com/news/2019/03/12/ctv-and-programmatic-boosts-australian-digital-spend-88bn-2018" style="background-color: initial;" target="_blank">$8.8 billion Australian digital ad market</a> is now devoted to in-app channels and conducted programmatically.</p><p>
	But, as advertisers devote a greater share of their budgets to mobile channels, it’s crucial to make sure that they are not wasting their programmatic spends and are getting the greatest value from their campaigns. To this end, it’s critical that brands implement (and work with partners that implement) best-in-breed technology standards and benchmarks.</p><h2 class="tile-heading">VAST over VPAID</h2><p>
	For many marketers today looking to run video ads, there are two key video ad serving tags available: VAST and VPAID. 
	<a href="https://www.inmobi.com/blog/2019/04/30/programmatically-speaking-understanding-vast-vpaid-mraid-and-simid" target="_blank">Check out this blog post for more information</a> on what these mean and what they entail.</p><p>
	As a leader in the in-app advertising ecosystem, InMobi has been committed to providing users a seamless video experience, which has consistently been a top concern for both publishers and advertisers. This is why InMobi adopted VAST over VPAID in 2017, as VAST ensured faster load times and buffer-free experiences.</p><p>
	While certain players preferred to stick to VPAID for its ability to deliver interactive experiences, many began leveraging VPAID for its measurement capabilities. InMobi chose to stick with VAST, as VPAID’s render and fill rates were unsatisfactory for publishers, while advertisers had concerns over viewability and completion rates. It is worthwhile to note, however, the IAB’s recent versions of VAST, VAST 4.1 and VAST 4.2, have made provisions for interactivity since 2018.</p><p>
	This is not an either/or choice, as we strongly recommend (and have for over two years now) that advertisers select VAST over VPAID. In the third quarter of 2019, <a href="https://www.iabaustralia.com.au/news-and-updates/latest-news/item/27-latest-news/2824-growth-continues-for-online-advertising-underpinned-by-strong-video-trading" target="_blank">video advertising grew 26%</a>, according to the Interactive Advertising Bureau (IAB). It’s critical for brands investing in video advertising to make sure that people actually see the most important part of the ad. VAST gives them the best opportunity to make this happen.</p><p>
	“Numerous issues persist with VPAID, most notably related to latency, endless creative failures and multiple redirects - resulting in the worst possible scenario of both negative user experiences and repeatedly poor fill rates. In addition to this, huge opportunities for digital advertising exist and will continue to grow on mobile and OTT platforms, which VPAID cannot support. The industry must now look to adopt the latest version of <a href="https://www.iabaustralia.com.au/research-and-resources/research-resources/item/12-research-and-resource/2804-vast-4-x-omid-simid-iab-tech-lab-updates-august-2019" target="_blank">VAST</a> so as to standardise, enable and plan for the future as an industry with seamless, measurable video advertising running within all environments,” says <jonas jaanimagi,="" technology="" lead,="" iab="" australia<="" p=""></jonas><span  style="background-color: initial;">Jonas Jaanimagi, Technology Lead, IAB Australia.</span></p><iframe width="560" height="315" src="https://www.youtube.com/embed/67Hk4ietpZ4" frameborder="0" allow="accelerometer; autoplay; encrypted-media; gyroscope; picture-in-picture" allowfullscreen="">
	</iframe><h2 class="tile-heading">Tech Standards to Promote Transparency and Viewability</h2><p>
	Regardless of whether an advertiser is running a brand or performance campaign, it’s critical to make sure that the ad is actually seen by real humans.</p><p>
	InMobi partners with several leading viewability vendors including Moat to ensure that our viewability rates are accurately monitored. InMobi’s current viewability rate in Australia stands at a healthy 93.71% compared to Moat’s benchmark of 49.8%.</p><p>
	Beyond viewability, one of the biggest points we’ve heard from our advertiser partners revolve around measurement. Is programmatic transparent enough that all components of a transaction are fully measurable?</p><p>
	One of the main ways that InMobi addresses measurement concerns is by 
	<a href="https://www.inmobi.com/blog/2018/12/18/open-your-mind-to-the-open-measurement-sdk" target="_blank">implementing OMSDK</a>, having received the IAB Tech Lab certificate in 2018. Further, by combining VAST, and OMSDK, InMobi is able to deliver superior video experiences that are accurately measurable.</p><h2 class="tile-heading">The Importance of Supporting and Championing Industry Best Practices</h2><p>
	We have long been committed to working hand in hand with industry bodies like IAB Tech Lab and the Mobile Marketing Association to develop and to passionately advocate for standards and technology like VAST and OMSDK, in addition to 
	<a href="https://www.inmobi.com/blog/2019/03/20/in-app-ads.txt-what-you-need-to-know-video" target="_blank">app-ads.txt</a> and <a href="https://www.inmobi.com/blog/2019/10/14/inmobi-officially-releases-its-sellers.json-file" target="_blank">sellers.json</a>. Through these efforts, we are helping to make mobile programmatic ad buying more transparent, more measurable and more effective for all ANZ advertisers.</p>]]></description>
      <dc:subject><![CDATA[Advertising, English (EN): inmobi.com,]]></dc:subject>
      
      <dc:creator><![CDATA[ Team InMobi  ]]></dc:creator>
      
      <dc:date>2019-12-12T16:16:00+00:00</dc:date>
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      <title><![CDATA[The Role of Mobile Apps in the U.S. Pharmacy Space]]></title>
      <link>https://www.inmobi.com/blog/2019/12/09/the-role-of-mobile-apps-in-the-u.s.-pharmacy-space/</link>
      <guid>https://www.inmobi.com/blog/2019/12/09/the-role-of-mobile-apps-in-the-u.s.-pharmacy-space/</guid>
      <description><![CDATA[<p>The pharmacy space is a <a href="https://www.ibisworld.com/industry-statistics/market-size/pharmacies-drug-stores-united-states" style="background-color: initial;" target="_blank">$312.6 billion market in the U.S.</a> Between 2014 and 2019, pharmacies will have grown by almost 3% overall. These stores are critical not just for dispensing necessary drugs and pharmaceuticals but also for supplying a wide variety of basic household goods. The pharmacy is now, by and large, the ultimate convenience store.</p>

<p>While the space is growing, it&rsquo;s not without its challenges. Why bother going to a physical drug store location when you can get both basic necessities and life-altering pharmaceuticals delivered right to your front door?</p>

<p>To stay competitive, many pharmacies are <a href="https://datarithm.co/top-five-pharmacy-trends-in-2019/" target="_blank">increasingly leveraging automation</a> and mobile app technology to provide a more engaging and personal experience for their customers. What kind of a difference do these apps make? And who specifically is using them?</p>

<p>To find out, we gathered insights from InMobi Pulse, which builds a holistic understanding of consumers across data sources ranging from the InMobi ad exchange, which reaches 1.6 billion users globally, to opt-in sourced deterministic first-party carrier telco data to stated feedback directly from the customers.</p>

<p>And if you wanted to go deeper on the data we use:</p>

<ol>
	<li>Through our first-party carrier data (via InMobi Pulse insights platform), we passively observed over 117,000 physical locations and 9.5 million consumer visits among leading pharmacy, convenience store and grocery brands in the U.S.</li>
	<li>We reviewed our first-party carrier data to look into who has these pharmacy, convenience store and grocery apps and is visiting the mobile websites of major brands.</li>
	<li>We surveyed 1,400 Americans across the country to get their direct feedback on how they felt about certain brands and their mobile apps. InMobi received responses from more than 1,400 consumers over 30 days during August - September 2019.</li>
</ol>

<p>We focused on the biggest names in the pharmacy space in the U.S. today (Walgreens, CVS and Rite-Aid), along with major grocery store chains that offer pharmacy services (Walmart, Costco, Kroger and Albertson&rsquo;s). We also looked at Amazon Go, which has disrupted the convenience store space with its app-first approach and looks to enter the drug store market in the near future.</p>

<p>So what does our data reveal? Here are three important things to know:</p>

<ol>
	<li>People with a pharmacy brand&rsquo;s app on their mobile device are over 9% more likely to engage with that brand versus mobile website visitors.</li>
	<li>People with a pharmacy brand&rsquo;s app on their mobile device are close to 21% more likely to visit that brand&rsquo;s physical locations versus non-app owners. The pharmacy app owner footfall rate is higher than it is across the entire retail and quick-service restaurant categories.</li>
	<li>For the most part, people with a brand&rsquo;s app on their phone are around twice as likely to shop with that brand more than once a week compared to non-app owners.</li>
</ol>

<p>Who are these app owners? How they differ from the brands&rsquo; mobile web visitors? Here&rsquo;s what our data reveals:</p>

<ul style="list-style:disc;">
	<li>In the pharmacy category, a much higher percentage of women have apps versus men.</li>
	<li>Around half of all pharmacy app owners make between $35,000 and $100,000 annually.</li>
	<li>Between 55% and 65% of all app owners in this category are between the ages of 45 and 74.</li>
</ul>

<p>What makes someone become an app owner? Why do people bother getting a pharmacy brand&rsquo;s app on their phone in the first place? Here&rsquo;s what our survey data reveals:</p>

<ul style="list-style:disc;">
	<li>Across the category, most app owners say they have the app because it makes their life more convenient.</li>
	<li>The second most common reason cited for having an app on their mobile device is because it gives them special offers and discounts.</li>
</ul>

<p>The entrance of Amazon into this market likely represents a major sea change. The app-first approach of Amazon Go may cause others in the pharmacy space to increase investments in their own app strategies.</p>

<p>What about those without the apps? The top reason for not owning any of the apps is due to a preference for buying things physically. This reason is followed by &ldquo;I don&rsquo;t trust having that information on my phone.&rdquo;</p>

<p>It is critical to note that observed behaviors differ dramatically between standalone pharmacies and those connected to a larger grocery/brand. Standalone pharmacy brands have higher levels of awareness, engagement and app ownership compared to grocery-first brands.</p>

<h2 class="tile-heading">What Marketers Should Know About Pharmacy Consumers</h2>

<p>There is a similar frequency of purchase for most of the brands in the category, with the majority of the purchases from these brands happening monthly - potentially due to prescription refills. And, across the category, more often than not someone goes to a particular location because it&rsquo;s close to where they live. As a result, it can be difficult for one brand to differentiate itself from the others.</p>

<p>Let&rsquo;s say you&rsquo;re a marketer or advertiser at a major pharmacy, convenience store or grocery brand. How can these insights be made actionable? What can they do to boost business and app usage? Here are our top tips to consider.</p>

<p>For one, awareness varies dramatically among the different brands. For some of the brands included in the survey, awareness nationwide is 30% or below &mdash; potentially as a result of the regional nature of some of the brands included. For these companies, it may be crucial to focus on the top of the marketing funnel and help build awareness of their app and of their pharmacy offerings more broadly. Outside of Amazon Go (where an app is required to use the store), the brands with the highest levels of awareness are also the ones with the highest levels of app ownership.</p>

<p>Since consumers say they visit a particular brand because it&rsquo;s close to where they live, ads that feature custom maps which highlight where the nearest brand location is to the target consumer/ad viewer are likely to be especially powerful. These kinds of features can be ideal for driving footfall.</p>

<p>Rewards, special offers and discounts can be especially good to highlight in advertising, especially performance-focused campaigns. For more brands, around a quarter or more of customers say they go to a particular brand&rsquo;s locations because of their rewards programs, and it&rsquo;s a top reason why app owners say they have a particular pharmacy app on their mobile devices.</p>

<p>Users who&rsquo;ve downloaded a brand&rsquo;s app on their device are more loyal than those without. User&rsquo;s with a brands app on their device spend more time engaging with the brand on their phone, visit the brand&rsquo;s locations more frequently and state that they visit more often than those without.</p>

<p>This makes sense; after all, if someone is willing to take the time to download an app, then they&rsquo;re likely predisposed to being a loyal customer. They&rsquo;re also more likely to then use that app and make repeat visits. What this data shows is that brands should invest time and effort into their mobile apps, including in app user acquisition.</p>

<p>But, these performance-centric ads should be sure to address potential app ownership concerns. It can be good to highlight how the app can improve the in-store shopping experience, and how the app values privacy and ensures trust.</p>

<p>App performance marketing should be a greater concern across this space though. App ownership in the category is low, with only around 10% of respondents owning these apps on their mobile devices.</p>

<p>Clearly this study starts to open up important questions on how apps service your most valuable customers and what role they have in creating or increasing brand loyalty and driving lift in sales. It also starts to indicate benchmarks on what you should expect from your app investments.</p>

<p>From an attitudinal perspective, app owners are more trusting of the brand and willing to engage in mobile ordering, whereas those without the app are less trusting and seem to prefer more anonymous engagements with the brand. If a brand is more important to you, it seems that you are more likely to use their mobile app rather than just their website.</p>

<p>No matter the type of convenience store or pharmacy brand, having an app is critical for developing and encouraging a more loyal audience.</p>

<p>Interested in learning even more about the modern pharmacy consumer? <a href="https://www.inmobi.com/company/contact/" target="_blank">Reach out today</a> to get additional insights from InMobi Pulse.</p>

<h3 class="tile-heading">Our Commitment to Data Privacy: What You Need to Know About This Data</h3>

<p>InMobi takes user privacy extremely seriously. We meet the most rigorous governance, compliance, and security standards. We have collaborated with consumer advocacy groups and incorporate guidelines from multiple federal government agencies to define industry-leading practices for data governance in the U.S.</p>

<p>Users retain complete control over the data they provide, have a choice in whether they participate and have transparency as to how their data is utilized. Subscribers have constant access to their privacy elections through multiple telco touchpoints. The patented anonymization platform ensures data sets are 100% secure, and are refreshed to ensure all data are anonymized.</p>]]></description>
      <dc:subject><![CDATA[Consumer Research, Media Consumption &amp; Trends, Understanding Consumers, English (EN): inmobi.com,]]></dc:subject>
      
      <dc:creator><![CDATA[ Team InMobi  ]]></dc:creator>
      
      <dc:date>2019-12-09T12:01:00+00:00</dc:date>
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      <title><![CDATA[Who Uses Apps to Meet Their Fitness-Related New Year's Resolutions?]]></title>
      <link>https://www.inmobi.com/blog/2019/11/26/who-uses-apps-to-meet-their-fitness-related-new-years-resolutions/</link>
      <guid>https://www.inmobi.com/blog/2019/11/26/who-uses-apps-to-meet-their-fitness-related-new-years-resolutions/</guid>
      <description><![CDATA[<p>To meet their main New Year&rsquo;s resolutions (and to stay on top of their health and fitness goals overall), many people turn to apps. There are hundreds of apps now available to help you keep track of your runs, access workouts virtually, monitor calories and overall stay on top of every element of your health routines. In fact, in January 2019, some of <a href="https://sensortower.com/blog/top-grossing-health-fitness-apps-us-january-2019" style="background-color: initial;" target="_blank">the top health and fitness apps</a> included MyFitnessPal, among others.</p>

<p>Who specifically uses these apps? To find out, we turned again to InMobi Pulse. Using our high-quality, first-party telco data, we can see what makes their customers tick.</p>

<h2>Working Out Who Actually Uses Health and Fitness Apps</h2>

<p>Here&rsquo;s a brief snapshot of the average owner of seven of the top fitness apps from January 2019:</p>

<ul>
	<li>The vast majority of app owners are female. Across these apps, between 59% and 85% of their app owners are female. For most apps in other categories, like <a href="/blog/biting-into-the-pizza-category-through-actionable-consumer-insights" target="_blank">pizza</a> or <a href="/blog/how-US-mobile-users-are-really-watching-streaming-video-content" target="_blank">streaming video</a>, most app owners are male.</li>
	<li>More or less, app owners are likely to be between 26 and 45 years old; for most apps, 40% or more of their app owners fall into this age range. But, for fitness brands that have been around for longer, their average age range tends to skewer slightly older, with more of their audience being in the 56 to 75 age range. Between 14% and 25% of app owners are between 46 and 55, depending on the app.</li>
	<li>The bulk of app owners in this category have annual salaries between $50,000 and $100,000.</li>
	<li>The demographics for each app does vary significantly. While some of the apps have a majority White audience (as high as 74% for one), others are majority Non-White.</li>
	<li>For the most part, app owners are serious fitness enthusiasts. Most have multiple apps on their mobile devices relating to health and fitness, and don&rsquo;t rely on just one to maintain a healthy lifestyle. Some app owners will often spend one to two hours a day on average using these kinds of properties.</li>
	<li>More often than not, these app owners are commonly found in Texas, Florida and California; not only are these highly-populous states, but they also have better weather than most other states in the U.S.! Dieting to lose weight and exercising to stay in shape were top New Year&rsquo;s resolutions in these states in 2019.</li>
	<li>Around three-fourths of app owners are married homeowners. Well over half have at least one child in their home, and over a third have at least some college education.</li>
</ul>

<h2>How To Use This Data To Inform Your Mobile Ad Campaigns</h2>

<p>These insights are interesting, but how can all of this information from InMobi Pulse be used to more intelligently allocate in-app and mobile ad spend?</p>

<h3>Identifying and Engaging Fitness Enthusiasts</h3>

<p>As always, <a href="https://www.inmobi.com/audiences" target="_blank">audience segmenting and targeting through InMobi Audiences</a> is key. For health- and fitness-focused brands, it&rsquo;s a good idea to <a href="https://go.inmobi.net/hubfs/USA_Audiences_2019.pdf" target="_blank">go after people who are likely to be a top user of your products or services</a>.</p>

<p>Here&rsquo;s a small sampling of what ideal audience segments in this space look like:</p>

<ul>
	<li>Gym Visitors</li>
	<li>Health and Fitness Enthusiasts</li>
	<li>Health and Wellness (Users who consume app usage and mobile web content associated with fitness, diet and exercise)</li>
	<li>Sports and Recreation Store Visitors (Users who have visited a sports and recreation store at least once in the last 30 days)</li>
	<li>Tennis Court Visitors (Users who have visited a tennis court at least once in the last 30 days)</li>
	<li>Basketball Court Visitors (Users who have visited a basketball court at least once in the last 30 days)</li>
	<li>Sports Club Visitors (Users who have visited a sports club at least once in the last 90 days)</li>
	<li>Golf Fanatics</li>
</ul>

<p>Use InMobi&rsquo;s Location Trails to target users, such as Gym Visitors, that are highly likely to download health and fitness apps. And, consumer behavioral data can be leveraged to connect with individuals interested in sport and exercise, and increase footfall (should that be a goal).</p>

<p>With InMobi Audiences, audience composition and definition are clearly communicated, so marketers can be confident about every aspect of their campaign targeting. Using InMobi&#39;s unique, accurate and always-on audiences, you will be able to tailor your targeting to reach the highest value consumers perfect for your business goals.</p>

<h3>Engaging and Acquiring Fitness Enthusiasts</h3>

<p>How else can this data be leveraged? It&rsquo;s also especially critical for app user acquisition. For health and fitness apps, it&rsquo;s critical to strike while the iron is hot and capitalize on the opportunity presented by New Year&rsquo;s resolutions.</p>

<p>From a creative standpoint, it can be helpful to personalize ads as much as possible. For example, for this audience, it&rsquo;s likely better to include palm trees than it is to include snow, since many app owners in this category live in warmer states.</p>

<p>Curious to see more insights on the health and fitness space or any other industry segment? Reach out today to learn more about InMobi Pulse.</p>

<p>InMobi Pulse builds a holistic understanding of the customers from across data sources ranging from the InMobi ad exchange which reaches 1.6 billion users globally to permissively-sourced deterministic first-party telco data to stated feedback directly from the customers.</p>

<h4>Our Commitment to Data Privacy: What You Need to Know About This Data</h4>

<p>We take user privacy extremely seriously. We meet the most rigorous governance, compliance, and security standards. We have collaborated with consumer advocacy groups and incorporates guidelines from multiple federal government agencies to define industry-leading practices for data governance in the U.S.</p>

<p>Users retain complete control over the data they provide, and have a choice in whether they participate and transparency as to how their data is utilized. Subscribers have constant access to their privacy elections through multiple telco touch points. The patented anonymization platform ensures data sets are 100% secure, and are refreshed to ensure all data are anonymized.</p>]]></description>
      <dc:subject><![CDATA[Consumer Research, Media Consumption &amp; Trends, Understanding Consumers, English (EN): inmobi.com,]]></dc:subject>
      
      <dc:creator><![CDATA[ Team InMobi  ]]></dc:creator>
      
      <dc:date>2019-11-26T09:08:00+00:00</dc:date>
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    <item>
      <title><![CDATA[[New Report] State of Mobile Programmatic Ad Buying in Southeast Asia in 2019]]></title>
      <link>https://www.inmobi.com/blog/2019/11/25/new-report-state-of-mobile-programmatic-ad-buying-in-southeast-asia-in-2019/</link>
      <guid>https://www.inmobi.com/blog/2019/11/25/new-report-state-of-mobile-programmatic-ad-buying-in-southeast-asia-in-2019/</guid>
      <description><![CDATA[<p>
	<span  style="background-color: initial;">Programmatic has been hailed by advertisers across the globe for its potential to streamline the ad buying process, while offering target audiences at scale. But what is its effect in Southeast Asia?</span></p><p>
	To find out, we surveyed more than 50 digital marketers with the responsibility of media buying across leading brands and agencies in the region. The goal was to hear directly from those on the front lines about what they think about in-app programmatic advertising, to see if it’s understood well and finding value.</p><p>
	Our latest report, <a href="http://go.inmobi.net/the-state-of-mobile-programmatic-sea-2019" target="_blank">The State of Mobile Programmatic Ad Buying in Southeast Asia in 2019</a>, highlights - the current landscape, challenges undermining the in-app programmatic advertising industry and a glimpse into its future. This survey is the first of its kind research program for mobile marketers.</p><p>
	It is designed to help mobile marketers better understand the responsibilities, activities, challenges, and current/future trends of the mobile programmatic world. <a href="http://go.inmobi.net/the-state-of-mobile-programmatic-sea-2019" target="_blank">Get your complimentary copy today</a>!</p><p style="text-align: center;">
<a href="http://go.inmobi.net/the-state-of-mobile-programmatic-sea-2019" target="_blank" class="btn btn-s" style="font-size:24px; border-radius: 25px; font-weight: normal;">DOWNLOAD NOW</a></p><p>
	What did our survey uncover? Here are the highlights of the report:</p><ul style="list-style:disc;">
	
<li>Close to nine out of 10 brand marketers possess only a basic working knowledge of programmatic advertising. Despite that, 93% of these advertisers aim to conduct their programmatic media buying in-house.</li>	
<li>Around 90% of advertisers see efficiency gains with programmatic buying. Programmatic buying of inventory reduces the human involvement and the chances for errors and delays, thus improving the efficiency of a campaign instantaneously.</li>	
<li>When evaluating programmatic partners, performance along with control and transparency in reporting are the top two criteria for brands.</li>	
<li>Lack of education and awareness around programmatic processes is the single biggest barrier to programmatic adoption.</li></ul><p>
	Want even more insights? <a href="http://go.inmobi.net/the-state-of-mobile-programmatic-sea-2019" target="_blank">Download the full copy of the report</a>!</p><p style="text-align: center;">
<a href="http://go.inmobi.net/the-state-of-mobile-programmatic-sea-2019" target="_blank" class="btn btn-s" style="font-size:24px; border-radius: 25px; font-weight: normal;">DOWNLOAD NOW</a></p>]]></description>
      <dc:subject><![CDATA[Advertising, Consumer Research, Media Consumption &amp; Trends, Understanding Consumers, English (EN): inmobi.com,]]></dc:subject>
      
      <dc:creator><![CDATA[ Team InMobi  ]]></dc:creator>
      
      <dc:date>2019-11-25T17:16:00+00:00</dc:date>
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    <item>
      <title><![CDATA[Announcing InMobi Exchange Customer Advisory Board]]></title>
      <link>https://www.inmobi.com/blog/2019/11/21/announcing-inmobi-exchange-customer-advisory-board/</link>
      <guid>https://www.inmobi.com/blog/2019/11/21/announcing-inmobi-exchange-customer-advisory-board/</guid>
      <description><![CDATA[<p>
	We are excited to announce the formation of a Customer Advisory Board for InMobi Exchange! Our flagship Customer Advisory Board features an array of forward-thinking, programmatic-first companies who will help chart the course of InMobi’s innovation as we continue our mission of providing a fully transparent, safe and data-driven programmatic marketplace.</p><h3 class="tile-heading">Who Is Participating?</h3><p>
	Ad Tech industry disruptors and thought-leaders including but not limited to executives from some of the industry’s most recognized DSPs, Agencies, Brands and Publishers.</p><h3 class="tile-heading">Why Participate?</h3><ul style="list-style:disc;">
	
<li>Meet with the leading voices in the programmatic industry.</li>	
<li>Learn about how other companies are using technology to solve and scale their programmatic businesses.</li>	
<li>Have your ideas and voice heard, and have the ability to materially influence one of the world’s leading programmatic exchanges. </li></ul><h3 class="tile-heading">Why Are We Convening This Advisory Board?</h3><p>
	Here at InMobi, we have built our success on customer compassion, scale and transparency. The Customer Advisory Board is a significant way for InMobi to understand our customers’ goals and key initiatives so we can align with your vision and better ensure our shared success.</p><p>
	Since InMobi's early days, we've sat side by side with customers to work on solutions to their key revenue challenges. As we’ve grown and continue to grow, building on those meaningful engagements with customers has been our top priority. We’re constantly looking for more and better ways to understand their business goals. Our Customer Advisory Board is a key channel, among many others, to keep those conversations going.</p><p>
	The new Customer Advisory Board represents the latest initiative to encourage customers and partners to steer the future of how InMobi provides value to our growing customer base worldwide as brands navigate the fast-changing landscape of programmatic technology.</p><p>
	By participating in our advisory board, you are in the driver’s seat and can push forward meaningful change that will directly impact both your bottom line and the industry at large. The goal of this board to gather together the top talent in the mobile programmatic space to discuss how we can move the InMobi Exchange and our industry forward in a beneficial way.</p><p>
	Interested in participating? Reach out to your InMobi contact to see if this event is right for now. Our first gathering of the InMobi Customer Advisory Board will occur in early 2020 in Northern California.</p>]]></description>
      <dc:subject><![CDATA[Advertising, Announcements, English (EN): inmobi.com,]]></dc:subject>
      
      <dc:creator><![CDATA[ Team InMobi  ]]></dc:creator>
      
      <dc:date>2019-11-21T17:17:00+00:00</dc:date>
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    <item>
      <title><![CDATA[Understanding the Modern American Beer Drinker]]></title>
      <link>https://www.inmobi.com/blog/2019/11/20/understanding-the-modern-american-beer-drinker/</link>
      <guid>https://www.inmobi.com/blog/2019/11/20/understanding-the-modern-american-beer-drinker/</guid>
      <description><![CDATA[<p>Americans drink a lot of beer - whether out with friends, watching sports or doing just about anything else. In 2018, brewers in the U.S. cranked out <a href="https://www.brewersassociation.org/statistics-and-data/national-beer-stats/" style="background-color: initial;" target="_blank">over 8 billion gallons of beer</a>. There are now close to 7,500 breweries across the country, and the beer industry is now worth more than $114 billion.</p>

<p>But, staying competitive in this market is not a foregone conclusion, especially for major U.S. beer brands. Overall beer sales in the U.S. dropped by almost 1% between 2017 and 2018, and both craft beer and import sales rose well over 3% in that same time period.</p>

<p>So what can major domestic brands do to stay competitive? The key may be better understanding their various audiences and knowing what makes them tick. Why do certain people drink certain beer brands? That&rsquo;s what we wanted to find out.</p>

<p>To dig deeper on the modern American beer drinker, we turned to InMobi Pulse. InMobi Pulse builds a holistic understanding of consumers across data sources ranging from the InMobi ad exchange, which reaches 1.6 billion users globally, to permissively-sourced deterministic first-party carrier data to stated feedback directly from the customers.</p>

<h2 class="tile-heading">Segmenting The Beer Drinking Audience</h2>

<p>It&rsquo;s important to note that when it comes to beer consumption, there is no one-size-fits-all audience. Different people drink different amounts and different types of beer at different locations for different reasons. For our reporting, we segmented out three main types:</p>

<ol>
	<li>The sport enthusiast</li>
	<li>The artisan beer drinker</li>
	<li>Out with friends</li>
</ol>

<p>These segments were monitored throughout October and November on Mondays, Thursdays, Saturdays and Sundays. Persona segments with beer-related apps and beer-related mobile browsing habits were targeted. The objective of these data calls is to uncover nuances that differ in beer drinkers.</p>

<p>In addition to reviewing their app ownership and mobile web behavior, InMobi geofenced four of the nation&#39;s top bars in diverse locations such as Dallas; Madison, Wisconsin; Portland, Oregon and Lexington, Kentucky. For these locations, a 300-meter outer parameter was established, and only customer segments who spent greater than an hour but less than five hours within the fenced area were identified.</p>

<h2 class="tile-heading">What Does The Data Reveal About U.S. Beer Drinkers?</h2>

<h3 class="tile-heading">Sports Enthusiasts:</h3>

<p><img src="https://go.inmobi.net/hubfs/soccer-186839_1280.jpg" /></p>

<p>Let&rsquo;s start off with the sports enthusiast segment. For starters, our data revealed that this is an aptly-named consumer segment. From MLB to NBA to NFL, this segment over-indexes by an average of 9.65% across properties from all major sports teams, with a high propensity for teams like the Green Bay Packers, Boston Red Sox and Denver Nuggets. This audience segment also uses specific sports properties such as Sportsline, NFL Network, Fantrax, GameChanger and NHL Network, along with sports betting properties.</p>

<p>What else does this audience like to do? InMobi Pulse data shows that they like to play mobile games (top titles include Final Fantasy XV, Pet Rescue Saga, Candy Crush Jelly Saga and Chess, among many others), listen to music on platforms like Pandora and Spotify and watch videos on YouTube.</p>

<p>They are foodies (or at least are interested in food for events) with an over-index in the mobile property thegoodcook.com. And, of course, they like beer: favored brands include Budweiser and Heineken.</p>

<p>And who specifically are these sports enthusiasts? It&rsquo;s a majority male audience, although the female presence grew 2.26% from October to November, with the largest growth coming on Saturdays. But, we&rsquo;ve found that male sports fans are more active on Thursdays compared to their female compatriots.</p>

<p>For the most part, this audience makes between $50,000 and $75,000 a year. But, there is a sizable contingent here that makes between $75,000 and $100,000 annually. More than four in five are currently homeowners. They&rsquo;re typically found on the East Coast and Midwest, along with populous states like Texas, California and Florida.</p>

<h3 class="tile-heading">Artisan Beer Drinkers:</h3>

<p><img src="https://go.inmobi.net/hubfs/guy-598180_1280.jpg" /></p>

<p>The past few decades has seen the dramatic rise of craft beer. While sales of craft beer still lag behind both domestic and import sales, it is one of the fastest-growing segments in the U.S. beer space. So who, specifically, is opting for these craft beer options today?</p>

<p>This audience is overwhelmingly male &mdash; more so than other kinds of beer drinkers. On Thursdays in particular, over 70% of artisan beer drinkers are male.</p>

<p>Around 90% are homeowners, and the majority are married. Further, 65% are White and 16% are Hispanic/Latino.</p>

<p>What are they interested in? Artisan beer drinkers are also sports fans, but they are more interested in sports overall and less invested in specific franchises (unlike the Sports Enthusiasts). Many in this segment consume content on ESPN, CBS Sports, Yahoo Sports, Bleacher Report, TheScore, Deadspin and NBC Sports.</p>

<p>What else do they like to do? Many artisan beer drinkers also use fitness-related properties like MyFitnessPal and Runtastic, listen to music through Pandora and Spotify and watch streaming video content through YouTube, Hulu and Netflix. They&rsquo;re typically found on the East Coast (including Virginia), Midwest and populous states like Texas, California and Florida.</p>

<p>What brands do they like? It&rsquo;s no surprise that Goose Island is on the list; Anheuser-Busch (which owns Goose Island and other premium beer brands like Golden Road, Leffe and Hoegaarden) also made the cut. Artisan beer drinkers also generally like other artisan-minded brands like Avocados from Mexico, Organic Valley, Stonyfield Organics and Astor Wines.</p>

<h3 class="tile-heading">Out With Friends</h3>

<p><img src="https://go.inmobi.net/hubfs/people-2606316_1280.jpg" /></p>

<p>This group includes social drinkers. How does this group compare and contrast with sports enthusiasts and artisan beer drinkers?</p>

<p>For starters, they are more evenly split in terms of gender. In fact, on Saturdays, close to half of everyone in this segment is female.</p>

<p>They are mostly but not majority White (45% of those in this segment). Over a quarter are Hispanic/Latinx, and over 21% are Black/African-American.</p>

<p>They are also less likely to be married or own a home compared to the other audiences. Only around 57% of those in this segment are homeowners. It comes as no surprise, then, that they are younger on average than Sports Enthusiasts and Artisan Beer Drinkers.</p>

<p>What else are they interested in? This group shows a high propensity towards fitness-related properties like Fitbit, Weight Watchers, MyFitnessPal and Livestrong. They also often leverage payment services like Venmo, Mint and PayPal &mdash; perhaps to pay back friends for drinks?</p>

<p>This segment is filled with Cord Cutters and Cord Nevers, with significantly higher than average streaming sessions for YouTube Premium, Starz, Hulu, Netflix, HBO Go, Apple Movies and Amazon Prime. And, for this group, MTV is back &mdash; both as a music channel and as a content channel.</p>

<p>They love the new generation of food delivery properties, with a strong presence for Chow Now, Grubhub and Uber Eats. They&rsquo;re also not quite as big as sports fan as the other segments are, but they do like the NFL and NCAA.</p>

<p>For this segment, affinity brands include Red Bull, General Mills, Apple, Nike, Ulta, Sephora, WayFair, Old Navy and REI. They&rsquo;re also more likely to be located in the Pacific Northwest and Midwestern states like Wisconsin and Indiana, and less likely to be located along the East Coast.</p>

<h2 class="tile-heading">How To Use This Data To Inform Your Mobile Ad Campaigns</h2>

<p>These insights are interesting, but how can all of this information from InMobi Pulse be used to more intelligently allocate in-app and mobile ad spend? For starters, it&rsquo;s important to note that there&rsquo;s no such thing as one type of beer drinkers. As we&rsquo;ve noted before, different people drink different amounts and different types of beer at different locations for different reasons.</p>

<p>These insights can be hugely beneficial for helping marketers determine when to run their ads. For sports enthusiasts, Saturdays and Sundays are the top days, while it&rsquo;s more even for artisan beer drinkers.</p>

<p>It&rsquo;s also critical to consider where these different audience segments are and what they care about. An ad that might resonate with the social drinker is unlikely to resonate with the sports enthusiast, for example.</p>

<p>This kind of data can also help inform creatives as well. Advertisers may want to make sure that their ads feature people that look like their target audience and are featuring individuals doing activities that their users engage in too.</p>

<p>Curious to see more insights on beer or any other industry segment? Reach out today to learn more about InMobi Pulse.</p>

<h4 class="tile-heading">Our Commitment to Data Privacy: What You Need to Know About This Data</h4>

<p>InMobi takes user privacy extremely seriously. We meet the most rigorous governance, compliance, and security standards. We have collaborated with consumer advocacy groups and incorporate guidelines from multiple federal government agencies to define industry-leading practices for data governance in the U.S.</p>

<p>Users retain complete control over the data they provide, have a choice in whether they participate and have transparency as to how their data is utilized. Subscribers have constant access to their privacy elections through multiple telco touchpoints. The patented anonymization platform ensures data sets are 100% secure, and are refreshed to ensure all data are anonymized.</p>]]></description>
      <dc:subject><![CDATA[Consumer Research, Media Consumption &amp; Trends, Understanding Consumers, English (EN): inmobi.com,]]></dc:subject>
      
      <dc:creator><![CDATA[ Team InMobi  ]]></dc:creator>
      
      <dc:date>2019-11-20T18:05:00+00:00</dc:date>
    </item>
  
    <item>
      <title><![CDATA[Drive Away from the Competition through Actionable Consumer Insights]]></title>
      <link>https://www.inmobi.com/blog/2019/11/20/drive-away-from-the-competition-through-actionable-consumer-insights/</link>
      <guid>https://www.inmobi.com/blog/2019/11/20/drive-away-from-the-competition-through-actionable-consumer-insights/</guid>
      <description><![CDATA[<p>To uncover what the modern car customer looks like, we looked at the data. We used cutting-edge market research and consumer insights solution InMobi Pulse to look at some of the biggest car research properties in the U.S., along with data on how people use the mobile apps of the major automakers themselves.</p>

<p>We first looked at the common traits of those in the U.S. who already are customers of the world&rsquo;s biggest car brands. This data was uncovered by looking at those who have apps indicating ownership from these automakers on their mobile devices. We then compared those insights to the mobile audience data from major car buying and car research websites, to discover the overlap between those who have an affinity for a particular brand and those currently in the car buying research process.</p>

<p>The profiles of car owners of auto brands are derived from data around deterministic auto owner properties such as car finance apps. The auto brands reviewed include Chevrolet, Chrysler, Ford, Honda, Hyundai, Kia, Nissan, Subaru, Tesla, Toyota and Volkswagen.</p>

<h2 class="tile-heading">Car Owner Highlights:</h2>

<ul style="list-style:disc;">
	<li>Car owners (i.e. those that have downloaded car brand apps that indicate car ownership) across brands tend to be highest in the 46-55 age group.</li>
	<li>Individuals with auto finance apps tend to be younger, single renters (i.e. not homeowners). They&rsquo;re also more likely than other car owners to have other finance-related apps on their mobile devices.</li>
	<li>Audio Buffs, Social Media Enthusiasts and Online Shoppers are the three most prominent Car User segments across car brands.</li>
	<li>Nissan, Subaru, Toyota, Honda and Hyundai are the only brands with websites that have audiences that are close to or over half female.</li>
	<li>A notable percentage of Hyundai owners are 66 and older.</li>
	<li>Only finance apps have more than 20% of their audience between the ages of 26 and 35, and every app has less than 10% of its audience between 18 and 25.</li>
	<li>Ford, Tesla, Volkswagen and Subaru owners have a higher tendency to be homeowners.</li>
	<li>Ford and Tesla performs better than other auto brands with individuals having Bachelor&rsquo;s or graduate degrees, with Nissan, Subaru, Honda and Hyundai not far behind.</li>
	<li>Navigation apps such as Waze, Scout GPS link, Telenav and Google Street View show up often and for longer session lengths across web and app properties in Subaru, Tesla, Kia and Toyota owners.</li>
	<li>The digital persona of users who are on Auto Finance apps is very different from non-Finance users; they tend to have more finance-related apps such as banking apps and other financial mobile apps such as Citi Mobile, Venmo, Wells Fargo, PayPal, Credit Karma and more.</li>
	<li>Electric vehicle owners tend to skew male, as the majority of those with the Tesla app and Nissan&rsquo;s EV app on their mobile devices are male.</li>
</ul>

<h2 class="tile-heading">Overview of Today&rsquo;s Car Owner by Brand</h2>

<p><img src="https://go.inmobi.net/hubfs/Chevy.png" /></p>

<p><strong>Key Chevrolet Insights:</strong></p>

<ul style="list-style:disc;">
	<li>Significant presence in the Midwest and Florida.</li>
	<li>39% of its audience is female.</li>
	<li>Older settled lifestyle profiles are likely to be customers.</li>
</ul>

<p><img src="https://go.inmobi.net/hubfs/Chrysler.png" /></p>

<p><strong>Key Chrysler Insights:</strong></p>

<ul style="list-style:disc;">
	<li>Has a strong following on the East Coast, especially Georgia and Florida.</li>
	<li>Two-thirds of its audience is male.</li>
	<li>A notable percentage of people with its financing app on their mobile devices are between 26 and 35 years old.</li>
	<li>They typically perform better than other car brands with households that have three to four children.</li>
</ul>

<p><img src="https://go.inmobi.net/hubfs/Ford.png" /></p>

<p><strong>Key Ford Insights:</strong></p>

<ul style="list-style:disc;">
	<li>Has a strong presence in Midwestern states like Michigan and Illinois, and in highly populous states like Texas and California.</li>
	<li>Only about a quarter of its customers are female, and 70% are White.</li>
	<li>They perform better than other auto brands with individuals having Bachelor&rsquo;s or graduate degrees.</li>
</ul>

<p><img src="https://go.inmobi.net/hubfs/Honda.png" /></p>

<p><strong>Key Honda Insights:</strong></p>

<ul style="list-style:disc;">
	<li>Has a similar geographic breakdown as Ford, but is more popular in Ohio than in Michigan.</li>
	<li>Its customer base is 41% female.</li>
	<li>They typically perform better than other car brands with households that have three to four children.</li>
</ul>

<p><img src="https://go.inmobi.net/hubfs/Hyundai-New.png" /></p>

<p><strong>Key Hyundai Insights:</strong></p>

<ul style="list-style:disc;">
	<li>Strong in the Northeast, Midwest and Florida.</li>
	<li>Close to half of its customers are female.</li>
	<li>A notable chunk of its consumers are between 46 and 55 years old.</li>
</ul>

<p><img src="https://go.inmobi.net/hubfs/Kia-New.png" /></p>

<p><strong>Key Kia Insights:</strong></p>

<ul style="list-style:disc;">
	<li>A notable percentage of people with its financing app on their mobile devices are between 26 and 35 years old.</li>
	<li>Close to half of its customers are female.</li>
	<li>Navigation apps such as Waze, Scout GPS link, Telenav and Google Street View are often used with by their app owners.</li>
</ul>

<p><img src="https://go.inmobi.net/hubfs/Nissan-New.png" /></p>

<p><strong>Key Nissan Insights:</strong></p>

<ul style="list-style:disc;">
	<li>Strong presence in the Northeast, Southeast and Midwest.</li>
	<li>Close to half of its customers are female, although three-fourths of those with the Nissan EV app are male.</li>
	<li>21% of Nissan app owners are Black/African-American, meaning they have the largest following among this demographic group.</li>
	<li>They perform well with the 56-65 age group.</li>
	<li>Older settled lifestyle profiles are likely to be customers.</li>
</ul>

<p><img src="https://go.inmobi.net/hubfs/Subaru-New.png" /></p>

<p><strong>Key Subaru Insights:</strong></p>

<ul style="list-style:disc;">
	<li>44% of its customers are female, and over three-fourths are White.</li>
	<li>Their customers are located in Washington State, the Northeast and Midwest predominantly.</li>
	<li>They perform well with the 56-65 age group.</li>
	<li>Their audience tends to be homeowners as opposed to renters.</li>
	<li>Navigation apps such as Waze, Scout GPS link, Telenav and Google Street View are often used with by their app owners.</li>
</ul>

<p><img src="https://go.inmobi.net/hubfs/Tesla.png" /></p>

<p><strong>Key Tesla Insights:</strong></p>

<ul style="list-style:disc;">
	<li>They have the highest distribution in the $200,000+ income range among all the car brands.</li>
	<li>17% of their audience is Asian/Asian-American; they have the largest percentage of their users in this demographic group.</li>
	<li>30% of their customers are female.</li>
	<li>They have a strong presence in California and the Southwest.</li>
	<li>They perform better than other auto brands with individuals having Bachelor&rsquo;s or graduate degrees.</li>
	<li>Their audience tends to be homeowners as opposed to renters.</li>
	<li>Navigation apps such as Waze, Scout GPS link, Telenav and Google Street View are often used with by their app owners.</li>
</ul>

<p><img src="https://go.inmobi.net/hubfs/Toyota.png" /></p>

<p><strong>Key Toyota Insights:</strong></p>

<ul style="list-style:disc;">
	<li>Strong presence throughout much of the country, particularly in the Northeast, Southeast, Midwest, California and Texas.</li>
	<li>11.5% of their customers are Asian/Asian-American and over 31% are Hispanic/Latinx (the highest among all auto brands analyzed).</li>
	<li>43% of their customers are female.</li>
	<li>A notable percentage of people with its financing app on their mobile devices are between 26 and 35 years old.</li>
	<li>Navigation apps such as Waze, Scout GPS link, Telenav and Google Street View are often used with by their app owners.</li>
	<li>Older settled lifestyle profiles are likely to be customers.</li>
</ul>

<p><img src="https://go.inmobi.net/hubfs/VW.png" /></p>

<p><strong>Key Volkswagen Insights:</strong></p>

<ul style="list-style:disc;">
	<li>A notable percentage of people with its financing app on their mobile devices are between 26 and 35 years old.</li>
	<li>Overall, they tend to do well in the 36-45 age group.</li>
	<li>Around 40% of its audience is female.</li>
	<li>Their customers are largely in California, Florida, Virginia and Texas.</li>
	<li>Their audience tends to be homeowners as opposed to renters.</li>
</ul>

<h2 class="tile-heading">Highlighting the Users of Car Research Websites</h2>

<p>How does the audience of car buyers overlap with the audience looking at the top car buying and car research properties via mobile? Who is visiting these mobile properties?</p>

<p><strong>Gender</strong></p>

<ul style="list-style:disc;">
	<li>Over half of CarMax site visitors are female, while most car app owners are male. CarMax is the only major car buying site with a majority female audience.</li>
	<li>Three-fourths of AutoTrader and Motor Trend readers are male.</li>
</ul>

<p><strong>Age</strong></p>

<ul style="list-style:disc;">
	<li>CarMax performs the best in the 26-35 age group, with around 30% of its audience being in this range. This is a top group for auto finance apps, as Chrysler, Toyota, Volkswagen and Kia Motors have finance apps that are performing well with this segment.</li>
</ul>

<p><strong>Income</strong></p>

<ul style="list-style:disc;">
	<li>Carvana and AutoTrader have older, more affluent audiences. CarStory does relative better at lower income brackets, which includes students and retirees.</li>
</ul>

<p><strong>Location</strong></p>

<ul style="list-style:disc;">
	<li>TrueCar does well in the Southeast, while CarFax and CarStory do well in the Midwest. CarGurus is more regionally agnostic.</li>
</ul>

<p><strong>Interests</strong></p>

<ul style="list-style:disc;">
	<li>Motor Trend users typically follow news and have a high usage of the SuperChevy website, showing keen interest in Chevrolet.</li>
	<li>Motor Trend readers are real car people, highly interested in automobiles and car specifics.</li>
	<li>People going to CarGurus, CarStory and Cars.com use many different car buying properties.</li>
	<li>CarsDirect and CarStory readers are really concerned about the bottom line.</li>
</ul>

<p><strong>Demographics</strong></p>

<ul style="list-style:disc;">
	<li>Carvana skews White, but CarStory and CarMax mostly half Non-White.</li>
	<li>A high percentage of Carvana&rsquo;s audience drives SUVs, lives in the suburbs and can be classified as golden year guardians. A significant portion of the audience for CarFax and CarStory are young couples, young singles and middle class couples.</li>
	<li>Carvana does well with left-leaning voters, small business owners and high-end fashionistas.</li>
</ul>

<h2 class="tile-heading">How to Use This Data To Inform Your Mobile Ad Campaigns</h2>

<p>These insights are interesting, but how can all of this information from InMobi Pulse be used to more intelligently allocate in-app and mobile ad spend?</p>

<p>It&rsquo;s critical to consider these kinds of characteristics when running a user acquisition or retargeting/remarketing campaign. Every brand&rsquo;s audience is unique, and is found on certain sites/apps over others. By understanding who their target audience is, what they care about and where they are, automakers can more intelligently allocate their new customer acquisition budgets.</p>

<p>This kind of data can also help inform creatives as well. When running campaigns in apps versus on websites, advertisers may want to make sure that their ads feature people that look like their target audience and are featuring individuals doing activities that their users engage in too.</p>

<p><img src="https://go.inmobi.net/hubfs/Automobile-Audiences.png" /></p>

<p>Curious to see more insights? Reach out today to learn more about InMobi Pulse.</p>

<h2 class="tile-heading">Current State of Auto Advertising on Mobile</h2>

<p>In the world of digital advertising, auto is a top spender. According to 2018 figures reported by eMarketer, the automotive industry is second only to retailers in terms of digital ad spending, accounting for a <a href="https://www.emarketer.com/chart/219867/us-digital-ad-spending-share-by-industry-2018-of-total" target="_blank">12.6% share among the 10 industries measured</a>.</p>

<p>Nevertheless, TV is the primary medium for automotive brand campaigns, although spending is expected to take a hit &mdash; declining as much as 3% year over year, according to 2018 figures from Magna Global &mdash; as automakers experience headwinds due to slumping sales. As a result of this shift, digital channels will be the beneficiaries of those headwinds as the industry moves toward cross-platform spending.</p>

<p>They&rsquo;re also increasingly targeting mobile - and for good reason. According to eMarketer, automotive industry mobile ad spend in the U.S. is <a href="https://www.emarketer.com/forecasts/590c8818aeb8830e3829e15b/590c8534aeb8830e3829e150" target="_blank">more than 60% of the total digital ad spend of the industry</a> in the U.S. from 2016 to 2020, and is expected to reach close to 68% of the total digital ad spend by the industry by 2020.</p>

<p>The <a href="https://www.emarketer.com/chart/229464/top-10-us-automotive-advertisers-ranked-by-market-share-2017-2018-billions-of-total-vehicles-sold" target="_blank">top auto advertisers in the U.S.</a> include General Motors, Ford, Toyota, Chrysler, Honda, Nissan, Hyundai, Subaru, Volkswagen and Kia. These, in addition to newcomer Tesla, are the brands we looked at previously.</p>

<p>There&rsquo;s a good reason for these brands to be heavily invested in mobile, as the auto research and news properties have a sizable mobile presence. In particular, between April and September 2019, total downloads of the apps for Carvana, CarMax, TrueCar, KBB and Carfax topped 3.2 million in the U.S., according to <a href="https://apptopia.com/" target="_blank">Apptopia</a>. Increasingly, Americans are turning to their mobile devices and apps to learn more about cars.</p>

<p>While the auto industry&rsquo;s pivot to mobile advertising is a good sign, that spending will all be for naught if carmakers are not approaching their in-app ad campaigns in an intelligent manner. As our above data notes, each of these brands has a highly specific audience, and these audiences are much more likely to frequent certain websites and apps over others. Auto brands need to truly understand and identify their mobile consumers to drive real connections with their potential consumers.</p>

<h3 class="tile-heading">Our Commitment to Data Privacy: What You Need to Know About This Data</h3>

<p>InMobi takes user privacy extremely seriously. We meet the most rigorous governance, compliance, and security standards. We have collaborated with consumer advocacy groups and incorporate guidelines from multiple federal government agencies to define industry-leading practices for data governance in the U.S.</p>

<p>Users retain complete control over the data they provide, have a choice in whether they participate and have transparency as to how their data is utilized. Subscribers have constant access to their privacy elections through multiple telco touchpoints. The patented anonymization platform ensures data sets are 100% secure, and are refreshed to ensure all data are anonymized.</p>]]></description>
      <dc:subject><![CDATA[Consumer Research, Media Consumption &amp; Trends, Understanding Consumers, English (EN): inmobi.com,]]></dc:subject>
      
      <dc:creator><![CDATA[ Team InMobi  ]]></dc:creator>
      
      <dc:date>2019-11-20T10:44:00+00:00</dc:date>
    </item>
  
    <item>
      <title><![CDATA[2019 Mobile App Monetization Trends [New Research]]]></title>
      <link>https://www.inmobi.com/blog/2019/11/14/2019-mobile-app-monetization-trends-new-research/</link>
      <guid>https://www.inmobi.com/blog/2019/11/14/2019-mobile-app-monetization-trends-new-research/</guid>
      <description><![CDATA[<p>What are the biggest mobile app monetization trends of 2019 and 2020? Based just on media coverage alone, in-app header bidding is definitely on the top of the list.</p>

<p>But is in-app header bidding actually part of the average app monetization strategy today? <a href="https://www.inmobi.com/insights/download/whitepapers/in-app-header-bidding-research-report-2018-the-current-state-of-mediation-a/" target="_blank">Last year, we surveyed</a> dozens of app publishers, app development professionals and others in the mobile app advertising space to get their real opinion on in-app header bidding, mediation and many other topics. What we found was that while in-app header bidding adoption was nascent, it was already providing real benefits to the mobile apps where it was in place, and thus was likely to be included in everyone&rsquo;s business models in 2019.</p>

<p>So did our prediction come true? To get to the bottom of this, we again surveyed dozens of experts in the field, from gaming apps to omnichannel ad exchanges and everyone in between, to get to the truth. What did our research reveal? <a href="http://go.inmobi.net/predicting-the-future-of-in-app-advertising-and-monetization" target="_blank">Download the full report today</a> to find out for yourself.</p>

<p style="text-align: center;"><a class="btn btn-s" href="http://go.inmobi.net/predicting-the-future-of-in-app-advertising-and-monetization" style="font-size:24px; border-radius: 25px; font-weight: normal;" target="_blank">GET IT NOW</a></p>

<p>While you&rsquo;ll need to get your complimentary copy of the full <a href="http://go.inmobi.net/predicting-the-future-of-in-app-advertising-and-monetization" target="_blank">2019 Report: Predicting the Future of In-App Advertising and Monetization</a>, to see all the details, here&rsquo;s a sneak peek of what our data says about in-app header bidding in particular:</p>

<ul style="list-style:disc;">
	<li>38% have in-app header bidding in place now, up from 31% last year.</li>
	<li>45% said they were not utilizing it because they didn&rsquo;t understand the technology, versus 31% who said the same thing last year.</li>
	<li>36% this year said they didn&rsquo;t have in-app header bidding in place because of implementation issues, which is up from 23% last year.</li>
	<li>27% said they&rsquo;re not using in-app header bidding because of compatibility issues; 10% indicated this was the case in last year&rsquo;s survey.</li>
	<li>23% said they had a limited understanding of in-app header bidding, up from 12% last year.</li>
	<li>56% said in-app header bidding provides greater transparency into bids and impression value, and 56% said it provides better yield management and increased revenue.</li>
</ul>

<p style="text-align: center;"><a class="btn btn-s" href="http://go.inmobi.net/predicting-the-future-of-in-app-advertising-and-monetization" style="font-size:24px; border-radius: 25px; font-weight: normal;" target="_blank">DOWNLOAD</a></p>

<p>Of course, in-app header bidding is just part of the picture. We also wanted to dive deeper into other components of the monetization world. What app monetization models are commonly used? How does everyone from mobile games to utility apps think about the user experience offered by different ad formats? And even more broadly, do app publishers think about (and monetize) all smartphone users in the same way? Here&rsquo;s what the data reveals in these arenas:</p>

<ul style="list-style:disc;">
	<li>Banner ads are the most common ad format involved in header bidding auctions, but interstitials and videos (including rewarded video ads) aren&rsquo;t far behind.</li>
	<li>Close to half said they offer in-app purchases, while 29% ask users to pay for their app from the major app stores and 23% charge subscription fees.</li>
	<li>Only 7% of app publishers said they know what other apps their customers use and just 5% know their income levels. Further, only 16% know their hobbies and interests.</li>
	<li>61% of app publishers polled they have a standard ARPU for all of their app users. Why is this case? 37% said they&rsquo;re unable to gain granular user ARPU data.</li>
	<li>30% said it takes about two seconds or longer for an ad to load.</li>
	<li>17% use a single ad network for all of their ad monetization needs.</li>
</ul>

<h2 class="tile-heading">Sneak Peak of the Report</h2>

<p>Interested in learning more about what our latest survey report reveals? Here&rsquo;s an advanced copy of one of its chapters:</p>

<p><img src="https://go.inmobi.net/hubfs/checklist-monetization-report-2019.png" /></p>

<p>What does this survey data say about the present and future of monetizing mobile apps through in-app advertising? While there&rsquo;s been some progress in the last 12 months, there&rsquo;s still a ways to go. But, it&rsquo;s reasonable to expect the industry to take a dramatic leap forward in the coming months.</p>

<p>Publishers simply cannot continue to rely on old methods and techniques, as it&rsquo;s just not sustainable. In terms of monetization, publishers need to move to something more efficient.</p>

<p>This likely points to a rise in adoption in in-app header bidding, although it&rsquo;s worth noting that the 2018 survey made the same prediction. So long as in-app header bidding technology matures and evolves to encompass server-side header bidding, more ad formats and multiple use cases, then it will likely gain more adherents. Helping this trend along would be a rise in knowledge of and understanding about this technology and how it actually works.</p>

<p>With the rise of supply path optimization, buyers are looking for more transparent and less risky routes to high quality inventory. This focus on a robust pipe that connects the demand sources to the publishers with minimal intermediaries will put additional pressure on publishers. It will drive them to ensure that they only work with mediation or header bidding partners who can offer an efficient monetization stack and provide a unique path that&rsquo;s differentiated through enriched user/inventory insights and transparent auction mechanisms. This should most certainly be the playbook for publishers in the market for an in-app header bidding or mediation partner.</p>

<p>In such a world, publishers will have access to not just auction/bid level information across advertisers but will also gain a deep understanding of high-performing segments. This can be achieved by using data that covers the location trail of the audience and demographics, along with their interests and pursuits as expressed both inside and outside the publisher&rsquo;s app.</p>

<p>Insights from such precise segments can then be used to grow and acquire high ARPU users through lookalike modelling, open opportunities to build and strengthen direct sales channels and develop personalized content or services. This is in addition to, of course, monetizing these users through the header bidding/mediation platform.</p>

<p>To this extent, to proactively cultivate the share of high quality audiences within a wider audience base and push ARPU through the roof, publishers will have to consider working with partners who both have access to a robust ad stack and can also help build granular profiles that they bring through proprietary first-party data partnerships (eg: telco data).</p>

<p><img src="https://go.inmobi.net/hubfs/Predicting%20the%20Future%20of%20In-App%20Advertising%20and%20Monetization.png" /></p>

<p>There&rsquo;s a lot more where this came from! For more insights and data, be sure to <a href="http://go.inmobi.net/predicting-the-future-of-in-app-advertising-and-monetization" target="_blank">download the full report today</a>.</p>

<p style="text-align: center;"><a class="btn btn-s" href="http://go.inmobi.net/predicting-the-future-of-in-app-advertising-and-monetization" style="font-size:24px; border-radius: 25px; font-weight: normal;" target="_blank">DOWNLOAD</a></p>

<p>And, if you&rsquo;re ready to get started on a more advanced monetization track, <a href="https://www.inmobi.com/company/contact/" target="_blank">be sure to reach out to InMobi today</a>. Whether you&rsquo;re just looking for more premium advertiser demand, you&rsquo;re in need of advanced data segments or <a href="https://www.inmobi.com/audience-bidding">new technologies</a> or you just want to supplement your rewarded videos, InMobi has the perfect options and solutions for your app.</p>]]></description>
      <dc:subject><![CDATA[Advertising, Consumer Research, Understanding Consumers, English (EN): inmobi.com,]]></dc:subject>
      
      <dc:creator><![CDATA[ Team InMobi  ]]></dc:creator>
      
      <dc:date>2019-11-14T17:53:00+00:00</dc:date>
    </item>
  
    <item>
      <title><![CDATA[Mobile's Role in Black Friday Holiday Shopping ]]></title>
      <link>https://www.inmobi.com/blog/2019/11/13/mobiles-role-in-black-friday-holiday-shopping/</link>
      <guid>https://www.inmobi.com/blog/2019/11/13/mobiles-role-in-black-friday-holiday-shopping/</guid>
      <description><![CDATA[<p>Mobile is the most prominent device in our lives, and the weekend after Thanksgiving is the biggest shopping time period of the year. How do these two true but unrelated statements connect? That&rsquo;s what we wanted to find out.</p>

<p>To uncover the truth about mobile&rsquo;s role in shopping habits from Thanksgiving until the following Monday, we surveyed hundreds of people in and near the 10 biggest cities in the U.S. using InMobi Pulse. So what does our data reveal?</p>

<h2>Survey Results Revealed</h2>

<p>For starters, mobile won&rsquo;t be the dominant shopping channel this year. Only 21% said they would shop during this period through mobile apps, while only 16% said they would turn to mobile websites.</p>

<p>In comparison, 18% said they used apps for holiday shopping last year, while 14% said they used mobile websites for shopping in 2018. Between 2018 and 2019, there should be around a 17% increase in planned app use for shopping.</p>

<p>But, one in three survey participants said they would conduct at least 40% of more of their holiday shopping through apps. And, over 70% said they turn to digital channels for product research before making an offline purchase.</p>

<p>Among app shoppers, 40% said they would use mobile apps to buy clothing, shoes and/or bag. An additional 33% said they would be buying electronics through apps.</p>

<p>These are not necessarily impulse buys either, with close to half of survey respondents describing themselves as needs-based buyers. But, 46% said they will be buying items either for themselves or a spouse during this time period.</p>

<p>Of those turning to apps, Amazon was far and away the top choice. 57% said they would shop using the Amazon app, while 37% said they would use Walmart&rsquo;s app and 19% said they would use Target&rsquo;s app. On one hand, this isn&rsquo;t all that surprising; after all, Amazon is the proven leader in e-commerce. But, it shows that there is a strong affinity between the brands people shop with through their phones and the ones they shop at in person.</p>

<p>This data on app usage aligns with brick and mortar priorities in terms of brand preferences. Among the 20% of survey respondents who said they would shop at a physical storefront this holiday season, 55% said they would go to Walmart and 41% said they would go to Target.</p>

<p>How much will people be spending? Less than half said they will spend more this year compared to last year, while just 40% said they will spend more online in 2019 compared to what they spent in 2018.</p>

<h2>Understanding the Survey Results</h2>

<p>Overall, mobile will actually be playing a relatively minor role in how people approach Black Friday shopping this year. Even in major cities, less than one in four people will turn to e-commerce apps during this major shopping season.</p>

<p>But these numbers on their own don&rsquo;t tell the whole picture. In 2019, more people said they will buy from apps than visit brick and mortar store locations (21% to 20%). And, not only did people say they were more likely to purchase via apps this year versus what they did last year, but a whopping 72% said they use their phones to conduct research about a product they may later buy in a physical store.</p>

<p>What this shows is that, slowly but surely, mobile is becoming ever more dominant in how people conduct their holiday shopping. No matter how someone makes a purchase, it&rsquo;s likely that mobile is involved in some respect.</p>

<p>For brands, this shows just how important their mobile strategy must be during and immediately after Black Friday. Among those polled, 43% said they don&rsquo;t plan to shop at all during this time of the year, and only 42% said they plan to spend more this year over last year. This shows just how critical it is for brands to get their mobile strategy right and capture available dollars.</p>

<p>So what can brands do to more effectively leverage mobile channels? Here are a few options to consider:</p>

<ul>
	<li>Showrooming (looking up products online when reviewing products at a store) - and its various permutations - is here to stay. Instead of avoiding it or trying to make it difficult, brands can embrace the trend to their benefit. Offering free Wi-Fi, providing special deals for online or offline shopping and/or giving people the option to buy online and then pick up in store can all help brands boost their bottom line.</li>
	<li>Most people classify themselves now as a needs-based or value-based shopper. Brands should highlight how they can help people fulfill their needs at an affordable rate through their mobile-first promotions.</li>
</ul>

<ul>
	<li>It&rsquo;s critical to note who specifically uses apps. While only 21% of those polled said they will shop through an app this holiday season, 39% of those between the ages of 18 and 24 said they will turn to apps, as will 29% of people between the ages of 25 and 36. In fact, among app shopped between 18 and 24, 72% of them will use Amazon. And, among this youngest adult demographic, 56% said they will buy electronics through apps this holiday season and 58% will purchase shoes, clothes and bags. It&rsquo;s important for brands, when promoting an app or providing value through an app, to think about who their most valuable persona segments are for each channel.</li>
</ul>

<p><img src="https://go.inmobi.net/hubfs/InMobiPulse_BlackFriday_Graphic.png" /></p>

<p>Interested in learning more about mobile shopping habits? Want to conduct your own mobile-first research campaign? Reach out today to learn more about InMobi Pulse and its many capabilities.</p>

<h3>About the Author</h3>

<p>Matthew Kaplan has over a decade of digital marketing experience, working to support the content goals of the world&rsquo;s biggest B2B and B2C brands. He is a passionate app user and evangelist, working to support diverse marketing campaigns across devices.</p>]]></description>
      <dc:subject><![CDATA[Consumer Research, Media Consumption &amp; Trends, English (EN): inmobi.com,]]></dc:subject>
      
      <dc:creator><![CDATA[ Matt Kaplan,  Content Strategist  ]]></dc:creator>
      
      <dc:date>2019-11-13T12:34:00+00:00</dc:date>
    </item>
  
    <item>
      <title><![CDATA[Building a Frictionless Consumer Experience Using Mobile]]></title>
      <link>https://www.inmobi.com/blog/2019/11/12/building-a-frictionless-consumer-experience-using-mobile/</link>
      <guid>https://www.inmobi.com/blog/2019/11/12/building-a-frictionless-consumer-experience-using-mobile/</guid>
      <description><![CDATA[<p>As <a href="https://www.inmobi.com/insights/download/whitepapers/understanding-the-festive-shopper-journey/" style="background-color: initial;" target="_blank">we&rsquo;ve previously noted</a>, most shoppers in India use a mobile device to make a purchase. The problem is that while <a href="/blog/the-emergence-of-the-connected-consumer-in-india" style="background-color: initial;" target="_blank">consumers are quick to embrace mobile devices</a>, brands are not. This can especially be pronounced during large-scale events such as Diwali, Christmas among others.</p>

<h2 class="tile-heading">Consumer Frictions on Mobile</h2>

<p>At all stages of the customer shopping journey, consumers report issues with the mobile experience offered by their favorite brands. Here&rsquo;s just a small snapshot of what our research revealed:</p>

<ul style="list-style:disc;">
	<li>Long video ad load times.</li>
	<li>Lack of communication in local languages.</li>
	<li>No omnichannel experience provided.</li>
	<li>Not enough reviews and ratings.</li>
	<li>The product that someone gets is different than they looked at online.</li>
	<li>There are too many steps needed to make a purchase, and the checkout process isn&rsquo;t optimized for mobile.</li>
	<li>Poor after-sales service (delivery, installation etc.)</li>
</ul>

<p>Consumers want a seamless mobile shopping experience. Brands aren&rsquo;t providing it, though.</p>

<h2 class="tile-heading">Greasing the Wheels on the Mobile Consumer Journey</h2>

<p>More than four in five consumers globally say they will immediately switch to a new brand if they have had a bad experience, according to Kantar, and <a href="https://www.salesforce.com/blog/2017/05/14-retail-customer-experience-stats.html" target="_blank">three-fourths of consumers expect</a> a consistent brand experience wherever they engage with a brand (e.g. website, social media, mobile, in person).</p>

<p>Brands need to eliminate the various frictions - information, experience, relevance and payment related, to maximize their chances of winning the connected Indian consumer. Here are the three main things they need to do:</p>

<h3 class="tile-heading">1) Provide a Seamless Omnichannel Experience</h3>

<p>Brands should be able to provide a seamless experience across their web stores, apps and offline stores. A frictionless omnichannel experience can be provided by ensuring easy checkout on mobile or in-store, minimizing steps for learning and exploration, providing enough payment options, doing away with registration/ form fills, providing enough ratings and user/ product reviews.</p>

<h3 class="tile-heading">2) Think About and Prioritize Mobile at Every Stage</h3>

<p>A frictionless experience needs mobile-first thinking. Brands need to ensure that they optimize for mobile, build mobile-first video or interactive ads and partner with the right technology platforms.</p>

<h3 class="tile-heading">3) Personalize Communications</h3>

<p>Brands must deliver personalized communication through precise targeting with the right offers, relevant recommendations, and vernacular communication. TIming of such communication is critical - dynamic messaging depending on which phase the consumer could be in must be accounted for.</p>

<h2 class="tile-heading">Overcoming Frictions to Deliver a Stellar Mobile Marketing Campaign</h2>

<p>The goal always has to be to build a frictionless consumer experience using mobile. This happens when brands understand consumers&rsquo; needs and behaviour with always-on insights and identify audiences through micro segmentation to drive precise targeting. It happens when they engage and acquire audiences through contextual and relevant mobile marketing, and when they provide a frictionless mobile experience from start to finish.</p>

<p>By prioritizing mobile at all stages, brands can make sure they are capitalizing on the enormous opportunity available to them today.</p>]]></description>
      <dc:subject><![CDATA[Advertising, Media Consumption &amp; Trends, English (EN): inmobi.com,]]></dc:subject>
      
      <dc:creator><![CDATA[ Rajesh Pantina,  Head of Marketing, Asia Pacific  ]]></dc:creator>
      
      <dc:date>2019-11-12T17:48:00+00:00</dc:date>
    </item>
  
    <item>
      <title><![CDATA[App Onboarding Checks at InMobi]]></title>
      <link>https://www.inmobi.com/blog/2019/11/12/new-app-onboarding-checks/</link>
      <guid>https://www.inmobi.com/blog/2019/11/12/new-app-onboarding-checks/</guid>
      <description><![CDATA[<p>
	Trust and transparency concerns have dominated ad tech headlines over the past few years, with the focus primarily remaining on traffic quality. As fraud continues to evolve, the need for a definitive strategy regarding advertising environments both from a brand safety as well as a user experience perspective has emerged. The term “brand safety” here refers to considerations, practices and tools to ensure that advertising does not appear in a context that is inappropriate for a brand. It is a hygiene factor along with other concepts including viewability, ad fraud and invalid traffic.</p><p>
	InMobi continues to strengthen its commitment in this regard by enhancing its app onboarding checks beyond the standard levers set by the industry. Instead, a dedicated in-house team evaluates each app across 21 different parameters, which can be broadly categorized across the following themes:</p><ul style="list-style:disc;">
	
<li>High-Risk Content </li>	
<li>User-Generated Content </li>	
<li>Dynamic Content / Page Context</li>	
<li>Get Rich Schemes / Pyramid Schemes / Work from Home Schemes</li>	
<li>Ad Placements </li>	
<li>Ad Cluttering and Invasive Pop-Ups </li>	
<li>App Functionality </li>	
<li>In-App User Experience </li>	
<li>User Ratings and Reviews </li></ul><p>
	This is in addition to the typical checks that are covered by InMobi’s content policy guidelines such as violence, hate speech, alcohol, tobacco, gambling, pornography, illegal activities and violence — all subject to a specific country’s laws and regulations. Other grey areas include fake news, un-moderated user-generated content and copyright infringement. The team evaluates such idiosyncrasies, explores the level of tolerance based on current industry limitations/ regional tolerance and arrives at providing a specific rating to each app.</p><p>
	Post evaluation, the app is given one of the following ratings: high, medium and low. Apps that fail to comply with the rating standards will not be onboarded by InMobi. Additionally, as a part of proactive policing, live apps will be periodically monitored and reviewed for similar checks when there is an app update in the app stores.</p><p>
	By increasing the number of controls and evaluating apps on a variety of factors beyond pre-existing standards, InMobi aims to build a safe in-app ecosystem that prioritizes the needs of both buyers and users.</p><p>
	Interested in learning how you can leverage our new standards? Set up time with your InMobi representative to learn more.</p>]]></description>
      <dc:subject><![CDATA[Trust and Brand Safety, English (EN): inmobi.com,]]></dc:subject>
      
      <dc:creator><![CDATA[ Sreeshna Sreekishan ,  Marketing Manager  ]]></dc:creator>
      
      <dc:date>2019-11-12T17:29:00+00:00</dc:date>
    </item>
  
    <item>
      <title><![CDATA[What You Need for In-App Mid-Funnel Prospecting Campaigns]]></title>
      <link>https://www.inmobi.com/blog/2019/11/11/what-you-need-for-in-app-mid-funnel-prospecting-campaigns/</link>
      <guid>https://www.inmobi.com/blog/2019/11/11/what-you-need-for-in-app-mid-funnel-prospecting-campaigns/</guid>
      <description><![CDATA[<p><em>This post is written by Ruby Ban, Lead Account Manager on InMobi&#39;s Demand team.</em></p>

<p>Think about the classic marketing funnel. In the mobile in-app advertising space, we tend to focus a lot at the very top and very bottom of the funnel. If you want reach and awareness, there are a lot of options. And if you want app installs and downloads, there are also a lot of options.</p>

<p>But what about the middle of the funnel? What if a brand is looking to drive engagement, signups or one-time purchases? In this realm, there historically hasn&rsquo;t been as much available, especially within the mobile in-app advertising ecosystem.</p>

<p>That is changing, however. After all, my goal (and the goal of InMobi overall) is to make sure we&rsquo;re always meeting a client&#39;s marketing objectives. It is increasingly feasible to do mid-funnel prospecting effectively within mobile apps, so long as campaigns are set up appropriately.</p>

<h2 class="tile-heading">Understanding Mid-Funnel Prospecting</h2>

<p>Let&rsquo;s level-set on definitions here. What do we mean when we say mid-funnel prospecting (MFP)?</p>

<p>As I briefly mentioned before, MFP encompasses everything in between pure branding/awareness campaigns and those with hard, down-funnel KPIs like app installs. MFP combines the benefits of in-app advertising (device IDs, targeting, etc.) with the benefits of mobile web (form fills, established tracking mechanisms, availability for all businesses, etc.).</p>

<p>MFP is ideal for clients that already have awareness and are looking for web traffic (with calls to action around learning more or signing up or purchase) since they don&#39;t have an app or aren&#39;t yet looking for app downloads. For example, direct-to-consumer (DTC) subscription services that don&rsquo;t have an app benefit from MFP, as do businesses that rely on signups or big-ticket purchases like airlines. Further, MFP is ideal for businesses that can only target very specific user groups for compliance/legal reasons, like alcohol or cannabis brands.</p>

<h2 class="tile-heading">Challenges with Legacy Approaches to MFP</h2>

<p>One of the reasons why mobile in-app advertising hasn&rsquo;t focused much on MFP generally stems from issues around measurement and creatives. From a UX standpoint, not only can it be hard to get clicks from in-app media, but consumer dropoff between app to mobile web ranges between 25% to 70%, as a result of that<span style="background-color: initial;"> poor experience.</span></p>

<p>Plus, attributing credit to multiple touch points throughout the user&rsquo;s journey via <a href="/blog/what-is-cross-device-attribution-video" target="_blank">cross-device measurement</a> (marketers should be using <a href="/blog/what-is-multi-touch-attribution-marketing-video" target="_blank">multi-touch attribution</a> and measurement) has historically been lacking. In particular, while Google DoubleClick is the most common attribution solution because it has device graph for cross-device and multi-touch attribution and measurement, they don&#39;t share device IDs or other key data points needed to gain a full measure of success.</p>

<h2 class="tile-heading">Solving Key Measurement Challenges with MFP</h2>

<p>As with anything in mobile advertising and marketing, measurement is key. How do you know what&rsquo;s really happening with your campaigns if you lack oversight?</p>

<p>In all aspects of in-app advertising but especially in relation to MFP, user behavior is critical and needs to be observed. In particular, user behavior needs to be central to how campaigns are measured.</p>

<p>But accurately measuring all touch points in someone&rsquo;s decisioning process is notoriously fickle in today&rsquo;s always-on world. While mobile has a lot of measurement built in, it&rsquo;s only one touch point of many used by someone.</p>

<p>There are some actions that someone is unlikely to make directly on a mobile device, like buying a car. But, that doesn&rsquo;t mean that mobile isn&rsquo;t influencing them. Mobile can be a trigger for someone to do more elsewhere.</p>

<p>This all needs to be tempered by the fact that advertisers want immediate results from their campaigns. However, that can be hard to show holistically when you&rsquo;re only looking at one type of media or one type of device. This is why you need to have the right attribution windows (7 days, 30 days, etc.)</p>

<p>And then, how are you giving credit when a conversion happened? How do you credit all of the touch points that are influencing the conversion? Without holistic measurement, you may be putting too much weight on some channels/touch points over others, and missing your target consumers (who, after all, are basically everywhere).</p>

<p>So what is InMobi doing to address these measurement-related challenges around MFP? For starters, we have a unique cross-device attribution solution powered by <a href="https://www.tapad.com/" target="_blank">Tapad</a> that gives the marketers we work with unprecedented oversight across a wide variety of devices, not just mobile. That way, marketers know with greater granularity how campaigns across a wide variety of devices are influencing user behavior and ultimately leading to signups and other mid-funnel benchmarks.</p>

<p>Multi-touch tracking is especially critical for MFP. If you&rsquo;re using an in-app ad to drive someone to a mobile webpage form, for example, then you need to know that everyone is being tracked and counted for properly across all media.</p>

<p>View-through attribution is key here too, especially for our app publisher partners. Marketers can&#39;t always expect immediate action as soon as someone sees their creative, but an end user can complete the specific goal within 10 days of seeing an ad, for example. With view-through attribution, marketers working with us on mid-funnel campaigns are able to track ad impressions in addition to clicks over time.</p>

<p>Overall though, we subscribe to last-touch attribution for all third-party app campaigns, giving the most weight to the final ad that directly led to the desired user action. This doesn&rsquo;t mean that we&rsquo;re ignoring other touch points (far from it, in fact) but we&rsquo;ve found that the final ad is often the biggest influencing factor in convincing someone to undertake a desired action.</p>

<h2 class="tile-heading">Solving Key Creative Challenges with MFP</h2>

<p>Of course, as with any advertising beyond branding and awareness campaigns, the ultimate goal is to use the ad to convince someone to take a desired action. In the case of MFP, it&rsquo;s crucial that marketers use compelling creatives that are eye-catching and provide as smooth a user experience as possible.</p>

<p>The first step is to leverage creatives that will actually capture attention. While we will use static banners if absolutely necessary, we prefer utilizing more high-impact creatives like video, native ads, interactive ads (like with end cards) and ads featuring rich media creative.</p>

<p>InMobi&rsquo;s interactive in-app ads get the brand recall needed to nudge users towards conversion and directly increase engagements, thereby improving conversions within app. Dynamic sequential ads are also often used to stay top of mind with end users.</p>

<p>From a UX perspective though, MFP can be difficult with in-app advertising because there&rsquo;s invariably going to be a dropoff when leading someone from an app environment to a browser environment. To address this, we tailored a creative solution using <a href="https://www.celtra.com/" target="_blank">Celtra</a> to create rich media ads with mobile web behavior inside the app; this helps to reduce dropoff and provide a better experience that both users and app publishers appreciate. In fact, InMobi&rsquo;s in-app browser experience has helped our mid-funnel advertiser partners see a 71% reduction in bounce rates.</p>

<h2 class="tile-heading">Providing a Holistic MFP Solution</h2>

<p>MFP has long been a black spot in mobile in-app advertising, plagued by challenges around creatives, user experience and measurement. But, thanks to major innovations from InMobi and others, it&rsquo;s now possible to run highly successful MFP campaigns at scale in app.</p>

<p>Interested in learning more? Head to <a href="https://www.inmobi.com/dsp" target="_blank">inmobi.com/dsp</a> for more information, and be sure to <a href="https://www.inmobi.com/company/contact/" target="_blank">reach out today</a> to discuss what a MFP campaign might look like for your business.</p>]]></description>
      <dc:subject><![CDATA[Advertising, English (EN): inmobi.com,]]></dc:subject>
      
      <dc:creator><![CDATA[ Team InMobi  ]]></dc:creator>
      
      <dc:date>2019-11-11T20:53:00+00:00</dc:date>
    </item>
  
    <item>
      <title><![CDATA[Understanding the Connected Indian Consumer's Shopping Journey ]]></title>
      <link>https://www.inmobi.com/blog/2019/11/08/understanding-the-connected-indian-consumers-shopping-journey/</link>
      <guid>https://www.inmobi.com/blog/2019/11/08/understanding-the-connected-indian-consumers-shopping-journey/</guid>
      <description><![CDATA[<p><span style="background-color:initial">As we&rsquo;ve noted previously, </span><a href="/blog/the-emergence-of-the-connected-consumer-in-india" target="_blank">the Indian consumer is a connected consumer</a><span style="background-color:initial"> and thus expects a connected consumer experience. As mobile becomes central to how Indians across the country do everything from staying in touch with others to buying groceries, it imperils brands to provide their target audience with a seamless experience across their digital devices. After all, it&rsquo;s what today&rsquo;s digitally savvy customers expect.</span></p>

<p>A truly connected customer experience is especially needed in the retail world. The rise of e-commerce has in turn enhanced customer expectations from shipping to customer service and everything in between.</p>

<p>To illustrate how connected Indian consumers shop today, InMobi recently surveyed over 1,000 people throughout India to see when and how they would be shopping during the 2019 Festive Season. So what do our numbers reveal?</p>

<p style="text-align:center"><a class="btn btn-s" href="https://www.inmobi.com/insights/download/whitepapers/understanding-the-festive-shopper-journey/" style="font-size:24px; border-radius: 25px; font-weight: normal;" target="_blank">DOWNLOAD NOW</a></p>

<h2>Understanding how mobile impacts the Shopping Journey in 2019</h2>

<p>The festive season records some of the most significant purchase decisions throughout the year, making it the basis of our study. How will connected consumers in India be buying during the four-month period from Dussehra through Christmas this year? As our research shows, when it comes to shopping, connected devices are a crucial component of the buying journey.</p>

<p>At the beginning, middle and end of the shopping journey, mobile reigns supreme. Whether the festive shopping is online or in-store, mobile is the constant companion for learning, exploring and buying in the customer&rsquo;s shopping journey.</p>

<p>Consider what our survey uncovered:</p>

<ul>
	<li>62% use mobile to learn and discover about products. Only 9% do the same in store.</li>
	<li>77% use mobile to research and explore about products, while only 24% do the same in store.</li>
	<li>67% use mobile to make purchases during festive season, while only 33% said they would be making in-store purchases.</li>
</ul>

<h2>How Do Indians Plan To Shop This Festive Season?</h2>

<p>It&rsquo;s important for brands to get this right, as festive season represents an enormous opportunity for a wide variety of retailers. Indians will spend INR 15,000 on average this festive season, with 56% of those surveyed saying that they expect to spend more this year versus 2018. This is why advertisers in India are expected to spend 28,000 Cr. this festive season, 8% to 12% more than what was spent last year.</p>

<p>Who stands to benefit from this shopping bonanza? According to our survey, 56% of respondents said they will spend the most on apparel and clothing this festive season. In comparison, 21% said they&rsquo;d spent the most on jewelry, 20% said home appliances and 15% said gadgets like smartphones and tablets.</p>

<p>Conventionally a highly-planned affair, the festive season is witnessing a mixed bag of planned and impulse shopping. This change in consumer behavior is supported by shifting population demographics, access to a variety of choices and enhanced connectivity. India&rsquo;s connected consumer is being defined by the ever-growing millennial and Gen Z population, who highly value the shopping experience and prefer to learn, explore and buy on the smartphone.</p>

<h2>How Brands are Connecting with the Connected Consumer</h2>

<p>While consumers are readily embracing mobile, it appears as though brands are not following suit. As our survey shows, consumers face issues throughout the buying journey.</p>

<ul>
	<li>When asked about the biggest issues faced while learning and discovering about products on mobile for the festive season, survey respondents cited lack of communication in local languages and too much or too little information about brand/product as some of their top concerns.</li>
	<li>When asked about the biggest issues faced while researching for festive season shopping on your mobile, top cited concerns included not enough reviews/ratings, multiple steps for discovering products on website or in-app, lack of trialability, not mobile optimised and irrelevant product offers/suggestions.</li>
	<li>When asked about the biggest issues you face purchasing for the festive season on mobile, survey respondents said their top concerns included actual product differing from online display, multiple steps for completing purchase, checkout not being mobile optimised, poor after-sales service (delivery, installation, etc.) and transaction delay/failure.</li>
</ul>

<p>So what does this reveal? While today&rsquo;s connected mobile consumer wants - nay, demands - a frictionless experience, brands are simply not able to deliver. Considering how important mobile is to today&rsquo;s consumers, this is a huge missed opportunity.</p>

<p>&ldquo;With the multitude of shopping options available, it&rsquo;s important for brands to <a href="https://www.deloittedigital.com/us/en/blog-list/2019/driving-a-more-connected-consumer-experience.html" target="_blank">engage at every step of the customer journey</a>. Whether the consumer is doing initial research online, stopping by the store to check a product out, or browsing a social media page, brands should facilitate a personalized, comfortable experience,&rdquo; Deloitte Digital has noted.</p>

<p>Of course, providing a frictionless mobile experience for today&rsquo;s connected Indian consumer is no easy feat. Stay tuned for our next blog post to learn more about why it&rsquo;s necessary and what brands can do today to improve.</p>

<p><br />
What has your connected shopping experience been so far this year? We&rsquo;d love to hear from you on social media! Let us know your thoughts on <a href="https://www.facebook.com/inmobi" target="_blank">Facebook</a>, <a href="https://twitter.com/inmobi" target="_blank">Twitter</a> or <a href="https://www.linkedin.com/company/inmobi/" target="_blank">LinkedIn</a>!</p>]]></description>
      <dc:subject><![CDATA[Consumer Research, Media Consumption &amp; Trends, English (EN): inmobi.com,]]></dc:subject>
      
      <dc:creator><![CDATA[ Rajesh Pantina,  Head of Marketing, Asia Pacific  ]]></dc:creator>
      
      <dc:date>2019-11-08T18:22:00+00:00</dc:date>
    </item>
  
    <item>
      <title><![CDATA[The Emergence of the Connected Consumer in India]]></title>
      <link>https://www.inmobi.com/blog/2019/11/08/the-emergence-of-the-connected-consumer-in-india/</link>
      <guid>https://www.inmobi.com/blog/2019/11/08/the-emergence-of-the-connected-consumer-in-india/</guid>
      <description><![CDATA[<p>
	<span  style="background-color: initial;">The Indian consumer is a connected consumer. No matter where they are or what they care about, connectivity is now central to the customer experience. There’s truly been a digital transformation in India.</span></p><p>
	The change has been led by mobile, with many Indians today having skipped the desktop era and jumped directly to mobile. As smartphones and wireless connectivity expand beyond the major cities into smaller municipalities and rural areas, mobile devices take up a central role in how Indians shop, play, eat and do just about everything. This is a big change from just five years ago.</p><h2 class="tile-heading">The Connected Indian Consumer Throughout the Country</h2><p>
	This rise in mobile device and smartphone usage isn’t just happening in Tier 1 and Tier 2 cities either. The Boston Consulting Group (BCG) has previously predicted that by next year, <a href="http://image-src.bcg.com/Images/BCG-The-Rising-Connected-Consumer-in-Rural-India-July-2016_tcm9-61868.pdf" target="_blank">around half of all</a> internet-connected consumers in India will be from rural areas. Considering that around 67% of India’s population lives in rural areas, the growth in connectivity in these parts of the country is significant.</p><p>
	“Cheaper mobile handsets, the spread of wireless data networks, and evolving consumer behaviors and preferences will all drive rural penetration and usage,” the report’s authors noted.</p><p>
	And, their usage habits are not all that different from their urban peers. BCG noted that the most popular activities undertaken by rural consumers on their phones including accessing social media networks and communicating with others through chat and text messages, among many other activities.</p><h2 class="tile-heading">Festive Season and the Connected Indian Consumer</h2><p>
	To highlight just how connected Indian consumers will shop during this key holiday period, InMobi surveyed over 1,000 Indians this summer. The goal of this research was to see how the connected Indian consumer plans to learn, explore and buy during the four-month Festive Season, which here is defined as the period from August through Dussehra/ Vijayadashami and Diwali ending in December with Christmas.</p><p>
	A characteristic feature of the 2019 festive season is the increased nature of impulse shopping around this highly planned affair. And, how mobile is the constant companion in this endeavor - planned or unplanned.</p><p>
	So what did we uncover? Here’s a small sampling of what we found:</p><ul style="list-style:disc;">
	
<li>62% of respondents said they discovered and learned more about products from mobile, while only 9% said they did from visiting physical stores.</li>	
<li>77% said they will use mobile to research and explore about products, while less than one in four said they will in store.</li>	
<li>Two-thirds of respondents said they will turn to mobile devices to make a purchase, while only a third said they will buy in store.</li></ul><p>
	This festive season is characterized by the emergence of the connected Indian consumer. Today’s festive shopper owns multiple devices and is constantly multi-screening.</p><p>
	Of course, the very “connectedness” of the Indian consumer is defined by the smartphone. With a whole new generation now experiencing the internet and living the connected experience through mobile, it is undoubtedly the go-to screen this festive season.</p><p>
	 A recent report showed that <a href="https://www.exchange4media.com/digital-news/indians-prefer-multi-screen-engagement-led-by-smartphones-voice-tech-adobe-study-97151.html" target="_blank">33% Indians couldn’t live without their smartphones</a>, and 90% of Indian consumers use multiple connected devices throughout the day.</p><h2 class="tile-heading">Driving Real Connections with Connected Indian Consumers</h2><p>
	For brands - especially those hoping to win consumers this festive season - the emergence of the connected Indian consumer presents both unique challenges and unique opportunities. How can companies use mobile to their advantage?</p><p>
	As mobile cements its place as the center of the modern Indian’s life, it’s crucial that mobile be the linchpin of any marketing and advertising strategy, whether for festive season or really any other time of the year.</p><p>
	This is a big change, especially for marketers accustomed to the old ways of doing things, but it also represents a huge opportunity. Mobile offers marketers with the unprecedented ability to understand, identify, engage and acquire customers like never before. As a highly personal device, marketers can use mobile to connect with consumers on a level that was simply impossible before.</p><p>
	In an increasingly mobile-native economy like ours, marketers can effectively reach potential customers during the festive season through a comprehensive mobile marketing strategy that not only targets the right audience but does so in a creative, data driven and frictionless manner. While the festive season is ripe with opportunity for marketers across the nation, it’s imperative to have the right strategy in place well before the shopping frenzy begins to maximize impact!</p>]]></description>
      <dc:subject><![CDATA[Consumer Research, Media Consumption &amp; Trends, English (EN): inmobi.com,]]></dc:subject>
      
      <dc:creator><![CDATA[ Rajesh Pantina,  Head of Marketing, Asia Pacific  ]]></dc:creator>
      
      <dc:date>2019-11-08T17:46:00+00:00</dc:date>
    </item>
  
    <item>
      <title><![CDATA[The Festive Season Guide For In-App Marketers | 2019]]></title>
      <link>https://www.inmobi.com/blog/2019/10/23/the-festive-season-guide-for-in-app-marketers-2019/</link>
      <guid>https://www.inmobi.com/blog/2019/10/23/the-festive-season-guide-for-in-app-marketers-2019/</guid>
      <description><![CDATA[<p><span style="background-color:initial">Starting each September, India witnesses a 4 month-long festive frenzy each year. Marked by celebrations, parties, gifting, and of course, shopping, the Indian festive season provides marketers across the nation a golden opportunity with stakes like no other. With more than half a billion users accessing the internet via mobile, the right in-app marketing strategy can make all the difference. Check out our latest infographic in association with <a href="https://branch.io/" target="">Branch</a>, on how you can make the most of this festive season</span></p>

<p><img src="https://go.inmobi.net/hubfs/branchdiwaliHIGHRES-01.jpg" /></p>]]></description>
      <dc:subject><![CDATA[Consumer Research, Understanding Consumers, English (EN): inmobi.com,]]></dc:subject>
      
      <dc:creator><![CDATA[ Sreeshna Sreekishan ,  Marketing Manager  ]]></dc:creator>
      
      <dc:date>2019-10-23T05:25:00+00:00</dc:date>
    </item>
  
    <item>
      <title><![CDATA[Stream and Chill: How Mobile Users Are Really Watching Streaming Video Content in the U.S.]]></title>
      <link>https://www.inmobi.com/blog/2019/10/21/how-US-mobile-users-are-really-watching-streaming-video-content/</link>
      <guid>https://www.inmobi.com/blog/2019/10/21/how-US-mobile-users-are-really-watching-streaming-video-content/</guid>
      <description><![CDATA[<h1 class="tile-heading">Use Actionable Insights from InMobi Pulse to Make Smarter In-App Advertising Decisions.</h1>

<p>Your Captain Obvious insight for the day: People love to stream video. There&rsquo;s a reason big streaming video properties like Netflix, Hulu, Amazon Prime Video are household names in the U.S. today.</p>

<p>But here&rsquo;s what you might not realize: A lot of people use their smartphones to watch video. The screen may only be a few inches wide, but it&rsquo;s what many of us turn to for streaming TV and movies - <a href="https://www.youtube.com/watch?v=_hTTvO50QTs&amp;feature=youtu.be&amp;t=378" target="_blank">despite Steven Spielberg&rsquo;s misgivings</a>.</p>

<p>In fact, here&rsquo;s a look at net installs of OTT apps over the past 12 months:</p>

<p><img src="https://go.inmobi.net/hubfs/cumulate-net-new-mobile-streaming-app-installs.png" /></p>

<p>In the last 12 months, net new installs of these top five OTT video streaming apps (Amazon Prime Video, HBO, Hulu, Netflix and Starz) increased over 400%. Between July 2017 and September 2019, these apps have been downloaded a combined 224 million times, according to <a href="https://apptopia.com/" style="background-color: initial;" target="_blank">Apptopia</a>. Even with their small screens, mobile devices are a go-to source of video entertainment content.</p>

<p>And people aren&rsquo;t just downloading these apps and forgetting them. Users in the U.S. watch a lot of video content on their mobile devices:</p>

<ul style="list-style:disc;">
	<li>In August 2019, Netflix users, on average, watched over five hours of streaming content.</li>
	<li>People with the Hulu app on their phone have viewed more than four hours of video content from their mobile device in August.</li>
</ul>

<p>Some other stats to consider:</p>

<ul style="list-style:disc;">
	<li>The average American <a href="https://www.emarketer.com/content/us-time-spent-with-mobile-2019" target="_blank">spends close to three hours a day</a> with his/her smartphone, with 90% of that time devoted to apps, according to eMarketer.</li>
	<li>In 2019, for the first time, people in the U.S. will look at and engage with their smartphones more than they will watch TV.</li>
	<li>This year, adults in the U.S. will spend over 30 minutes a day watching videos through smartphone apps.</li>
	<li>Between 2017 and 2021, time spent watching video through apps is expected to rise 27%.</li>
	<li>A recent survey found that more than 40% of respondents stream video on their mobile devices daily, while over 25% said they do so at least weekly.</li>
</ul>

<p>To find out even more about streaming video consumers, we analyzed the websites and mobile apps of the <a href="https://www.streamingmedia.com/Articles/ReadArticle.aspx?ArticleID=128404" target="_blank">three biggest streaming video providers in the U.S.</a>: Netflix, Hulu and Amazon Prime Video. Using our first-party carrier data, accessible via InMobi Pulse, we can see what makes their customers tick.</p>

<h2 class="tile-heading">Who is Watching Streaming Video Content on their Phones?</h2>

<p>One of the biggest insights revealed by InMobi Pulse here is that just about everyone uses their phone to watching streaming video content. Mobile video is huge with everyone, not just Gen Z and tech-savvy millennials. No matter someone&rsquo;s age, gender, location, household income, etc., chances are they are streaming.</p>

<h3 class="tile-heading">Gender:</h3>

<p>No matter what someone&rsquo;s gender is, they are watching streaming video content on their mobile devices. But, there is a gender breakdown when it comes to whether or not a user is downloading a streaming video app on their device.</p>

<p>Across all three brands, the majority of those with these apps on their phones are male. It&rsquo;s a different story on usage/engagement across web and app, however. There, the data reveals a more even split between male and female.</p>

<p>This breakdown is not unique to the streaming video space. Mobile app owners overall tend to skew male, while overall mobile streaming users are more likely to be female. This is a general trend that we see across brands; app usage is higher among males, whereas the web browsing behavior is exhibited more by females.</p>

<p><img src="https://go.inmobi.net/hubfs/Gender-app-use-streaming-video.png" /></p>

<h3 class="tile-heading">Age:</h3>

<p>How old are the people who are watching streaming video on their phones? Millennials may make up the largest percentage of viewers for all three properties, although people of all ages are watching streaming video content on their phones.</p>

<p>While these OTT video viewers on mobile tend to skew younger, Amazon Prime Video is more likely than the other two properties to have an older audience. The distribution for age range differs notably from the age of app owners as well.</p>

<p><img src="https://go.inmobi.net/hubfs/app-use-by-Age-group-streaming-video.png" /></p>

<h3 class="tile-heading">Household Income:</h3>

<p>Regardless of income, adults in the U.S. are watching streaming video content on their phones. But, individuals at various income levels are more likely to be customers of certain brands over others.</p>

<ul style="list-style:disc;">
	<li>The majority of both Netflix&rsquo;s and Amazon Prime Video&rsquo;s app owners have yearly household incomes between $35,000 and $99,999.</li>
	<li>Hulu&rsquo;s app owners are also found at the same average range, although they have more web users at the very top ($175,000 and more) and the very bottom (less than $35,000) of the household income range.</li>
	<li>Amazon Prime Video may take the cake when it comes to pulling in wealthy consumers. Close to 40% of everyone who watches Amazon Prime Video on their mobile devices is making at least $100,000 a year.</li>
</ul>

<p>But that doesn&rsquo;t mean individuals earning much less are eschewing streaming video. Far from it, in fact. For all three brands, a significant portion of their mobile video consumers make under $50,000 annually (which includes retirees and stay-at-home parents).</p>

<p><img src="https://go.inmobi.net/hubfs/Income-streaming-video-apps.png" /></p>

<p>A wide variety of people are watching streaming video on their mobile devices. Regardless of interest or station in life, individuals use their smartphones to stream TV shows, movies and similar content.</p>

<h3 class="tile-heading">Demographics:</h3>

<p>Overall, OTT consumers are more likely to be married, college-educated homeowners than the rest of the population. Between 60% and 80% of users are married and homeowners, over 30% have at least a Bachelor&rsquo;s degree.</p>

<p>Amazon Prime Video and Hulu app users are slightly more likely than their website visitors to be married, own a home and have at least one child. Both Amazon Prime Video and Netflix app users are commonly employed in clerical/office jobs and have a high school diploma as their highest achieved education level.</p>

<p><img src="https://go.inmobi.net/hubfs/App-use-insight-by-Household-streaming-video.png" /></p>

<p><img src="https://go.inmobi.net/hubfs/App-Use-by-Marital-Status-Home-Ownership-Streaming-Video.png" /></p>

<p>But, as the above charts show, a lot of people outside these demographics use mobile video streaming services too.</p>

<ul style="list-style:disc;">
	<li>Close to 40% of Hulu&rsquo;s mobile web traffic is from single people, and almost a third of them are renters.</li>
	<li>Among everyone with the Hulu app on their phone, around 30% of them don&rsquo;t have a college degree yet; the same goes for Amazon Prime Video app owners.</li>
	<li>Close to 38% of everyone who watches Amazon Prime Video on their mobile devices has at least a Bachelor&rsquo;s degree.</li>
</ul>

<h3 class="tile-heading">Location:</h3>

<p>Where are streaming video viewers located? In short, basically everywhere.</p>

<ul style="list-style:disc;">
	<li>Amazon Prime Video&lsquo;s app is popular in Las Vegas and New York City, but also in smaller cities like Omaha and Cincinnati.</li>
	<li>Hulu&rsquo;s app is popular in Midwestern cities like St. Louis, Omaha, Cincinnati and Minneapolis.</li>
	<li>Netflix&rsquo;s app is well used in Las Vegas, Denver, Omaha and Atlanta.</li>
</ul>

<p><img src="https://go.inmobi.net/hubfs/Where-streaming-video-app-owners-location.png" /></p>

<h2 class="tile-heading">How to Use This Data To Inform Your Mobile Ad Campaigns</h2>

<p>These insights are interesting, but how can all of this information from InMobi Pulse be used to more intelligently allocate in-app and mobile ad spend?</p>

<p>Perhaps the biggest takeaway here for advertisers is the huge appetite for video among just about everyone in the U.S., even on devices with smaller screens. Not only should brands aim to reach their target consumers through mobile video streaming services, but they should aim for maximum impact by running video ads when possible too.</p>

<p>From a user acquisition perspective, it&rsquo;s critical to consider the differences between app owners and website visitors. In this segment, app owners tend to be male, older, in the Midwest and have an average annual income between $35,000 and $100,000. It&rsquo;s critical to consider these kinds of characteristics when running a user acquisition or retargeting/remarketing campaign. Web and app require their own thinking, tactics and strategies, since their audiences can sometimes be very different.</p>

<p>This kind of data can also help inform creatives as well. When running campaigns in apps versus on websites, advertisers may want to make sure that their ads feature people that look like their target audience and are featuring individuals doing activities that their users engage in too.</p>

<p><img src="https://go.inmobi.net/hubfs/Use-Data-OTT.png" /></p>

<p>Curious to see more insights on the streaming video space or any other industry segment? <a href="https://www.inmobi.com/pulse" target="_blank">Reach out today to learn more about InMobi Pulse</a>.</p>

<p style="text-align: center;"><a class="btn btn-s" href="https://www.inmobi.com/pulse" style="font-size:24px; border-radius: 25px; font-weight: normal;" target="_blank">LEARN MORE</a></p>

<h4 class="tile-heading">Our Commitment to Data Privacy: What You Need to Know About This Data</h4>

<p>InMobi takes user privacy extremely seriously. We meet the most rigorous governance, compliance, and security standards. We have collaborated with consumer advocacy groups and incorporate guidelines from multiple federal government agencies to define industry-leading practices for data governance in the U.S.</p>

<p>Users retain complete control over the data they provide, have a choice in whether they participate and have transparency as to how their data is utilized. Subscribers have constant access to their privacy elections through multiple telco touchpoints. The patented anonymization platform ensures data sets are 100% secure, and are refreshed to ensure all data are anonymized.</p>]]></description>
      <dc:subject><![CDATA[Media Consumption &amp; Trends, English (EN): inmobi.com,]]></dc:subject>
      
      <dc:creator><![CDATA[ Team InMobi  ]]></dc:creator>
      
      <dc:date>2019-10-21T17:59:00+00:00</dc:date>
    </item>
  
    <item>
      <title><![CDATA[[QUIZ] Will You Have a Spooktacular Mobile Halloween?]]></title>
      <link>https://www.inmobi.com/blog/2019/10/18/quiz-will-you-have-a-spooktacular-mobile-halloween/</link>
      <guid>https://www.inmobi.com/blog/2019/10/18/quiz-will-you-have-a-spooktacular-mobile-halloween/</guid>
      <description><![CDATA[<p><span  style="background-color: initial;">All hallow’s eve soon approaches. Do you have everything ready?</span></p><p>You may know a few facts about Halloween, but how well do you really know this holiday? To test your knowledge, we scrounged the underworld (a.k.a. the internet) for all things Halloween and mobile. </p><p>What role will your mobile device be playing this Halloween? Take this quiz to see if you’re a mobile Halloween wizard - or just a goblin.</p><p>Q1. How Much Walking Does The Average Trick-or-Treater Do When Gathering Candy on Halloween?</p><ol>
<li>0.5 miles.</li><li>0.75 miles.</li><li>1 mile.</li><li>1.25 miles.</li><li>2 miles.</li></ol><p>Q2. What Social Media Network Do People Turn To Most Frequently for Halloween Inspiration?</p><ol>
<li>Facebook</li><li>Instagram</li><li>Pinterest</li><li>Twitter</li><li>YouTube</li></ol><p>Q3. When Do Most People Stop Trick-or-Treating?</p><ol>
<li>7:30pm</li><li>8pm</li><li>8:30pm</li><li>9pm</li><li>9:30pm</li></ol><p>Q4. On What Day in 2018 Did the Greatest Number of People Search “Halloween” on Google?</p><ol>
<li>October 7</li><li>October 14</li><li>October 20</li><li>October 27</li><li>October 31</li></ol><p><img src="https://go.inmobi.net/hubfs/Halloween-mobile-usage-2019.jpg"></p><p>Q5. What percent of Halloween consumer spending will happen online in 2019?</p><ol>
<li>10%</li><li>25%</li><li>40%</li><li>50%</li><li>67%</li></ol><p>Q6. Who Spends the Most Amount of Money on Desktop Paid Search Advertising around Halloween?</p><ol>
<li>Wholesalehalloweencostumes.com</li><li>Party City</li><li>SpiritHalloween.com</li><li>Amazon</li><li>https://www.halloweencostumes.com/</li></ol><p>Q7. Illinois is the top pumpkin-growing state in the U.S. What was the most popular social media app in the state in 2018?</p><ol>
<li>Facebook</li><li>Google Plus</li><li>Instagram</li><li>Pinterest</li><li>Snapchat</li></ol><p><img src="https://go.inmobi.net/hubfs/pumpkins-halloween-mobile-2019.jpg"></p><p>Q8. Massachusetts holds a special place in Halloween lore, as it’s where the infamous Salem Witch Trials took place in the 17th Century. In the 21st Century, what percentage of its residents have mobile broadband coverage?</p><ol>
<li>88%</li><li>90%</li><li>92%</li><li>97%</li><li>100%</li></ol><p>Q9. In the 2006 horror movie Cell, cellphone signals wreck mass havoc. Who wrote the book that the movie is based on?</p><ol>
<li>Stephen King</li><li>Anne Rice </li><li>Dean Koontz </li><li>Peter Straub</li><li>Abhay Singhal</li></ol><p>Q10. Which American celebrity born on October 31 has promoted the DIY Network’s app on Twitter?</p><ol>
<li>Will Smith</li><li>LeBron James</li><li>Vanilla Ice</li><li>Tom Hanks</li><li>Gwenyth Paltrow</li></ol><p><img src="https://go.inmobi.net/hubfs/Questions-Answers-Signage-Halloween-Mobile-Blog-Quiz.jpg"></p><p><strong>Answer Key:</strong></p><ol>
<li>It’s D! <a href="https://blog.fitbit.com/fitbit-halloween-by-the-numbers/" target="_blank">According to Fitbit</a>, the average trick-or-treater walks 1.25 miles or an extra 2,750 steps on Halloween. That number is even higher in especially active cities like Phoenix and Denver though. Hope you have your mobile phone on hand this Halloween to track your extra steps this Halloween! Sadly, they found that you’d need to walk a lot more that that to burn off a chocolate bar :(. </li><li>It’s C. <a href="https://nrf.com/media-center/press-releases/social-media-influencing-near-record-halloween-spending" target="_blank">According to the National Retail Foundation</a> (NRF), in 2019, Pinterest topped the list at 18%, followed by Facebook at 16%. Instagram and YouTube were tied at 14%, with Twitter at the bottom at 6%. And considering social media usage trends today, chances are good that a lot of these searches were happening on mobile!</li><li>The answer here is D. According to a <a href="https://fivethirtyeight.com/features/heres-when-you-should-stop-trick-or-treating/" target="_blank">survey conducted by FiveThirtyEight</a>, over 35% of those polled said trick-or-treating should end at 9pm. Better get your flashlight apps ready to make it home in the dark!</li><li>It’s E, Halloween day itself. This is <a href="https://trends.google.com/trends/explore?date=2018-09-01%202018-11-30&geo=US&q=halloween" target="_blank">according to Google Trends</a>. The U.S. state that had the most interest in Halloween, as indicated by Google search results trends, was Utah, followed by West Virginia, Kentucky and Pennsylvania. Sadly, Google Trends doesn’t reveal how many of these Halloween searches occurred on a mobile device.</li><li>The answer here is B, <a href="https://nrf.com/insights/holiday-and-seasonal-trends/halloween/halloween-data-center" target="_blank">according to the NRF</a>. In comparison, 42% of those polled said they would be shopping at a discount store this Halloween. Unfortunately, the NRF study didn’t ask participants about their mobile shopping plans for the holiday.</li><li>It’s E. Figures here are <a href="https://www.emarketer.com/chart/212951/leading-us-halloween-paid-search-advertisers-ranked-by-share-of-desktop-ad-clicks-sep-1-oct-15-2017-of-total" target="_blank">from 2017</a>, though these percentages have likely changed in the intervening years. Still, if only these advertisers knew how many people were moving away from desktop and spending more time with mobile!</li><li>It’s B, weirdly enough. This is according to a <a href="https://www.centurylinkquote.com/resources/most-popular-social-app-state-map/" target="_blank">study from CenturyLink</a>. It’s also the most popular social media app in Pennsylvania, which is where candy corn was originally invented.</li><li>The answer here is E, according to <a href="https://broadbandnow.com/Massachusetts" target="_blank">data from BroadbandNow</a>. In fact, Massachusetts is the fifth most connected state in the U.S.</li><li>This is indeed A, Stephen King. <a href="https://www.imdb.com/title/tt0775440/trivia?ref_=tt_ql_2" target="_blank">Cell</a> is just one of many Stephen King books that have been turned into films. Sadly, the CEO of InMobi Marketing Cloud has not written any horror novels (that we know about).</li><li>This answer is C, none other than Vanilla Ice himself. Born on Halloween in 1967, he has hosted<a href="https://www.diynetwork.com/shows/the-vanilla-ice-project" target="_blank">The Vanilla Ice Project on DIY Network</a> since 2010. Here’s <a href="https://twitter.com/vanillaice/status/147464887440908288" target="_blank">the tweet in question</a>, for all those that are curious. Fun side fact: Will Smith’s daughter Willow was also born on Oct. 31, although she has never tweeted about the DIY Network’s app to our knowledge.</li></ol><p><br>How did you fare? Did you get a perfect score, or did the number of right answers you got spook you? Let us know on social media! We’d love to hear from you on <a href="https://twitter.com/inmobi" target="_blank">Twitter</a> or <a href="https://www.facebook.com/inmobi" target="_blank">Facebook</a>.</p>]]></description>
      <dc:subject><![CDATA[Media Consumption &amp; Trends, English (EN): inmobi.com,]]></dc:subject>
      
      <dc:creator><![CDATA[ Matt Kaplan,  Content Strategist  ]]></dc:creator>
      
      <dc:date>2019-10-18T11:18:00+00:00</dc:date>
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    <item>
      <title><![CDATA[Launching SDK 900 for iOS 13 and Android 10]]></title>
      <link>https://www.inmobi.com/blog/2019/10/16/launching-sdk-900-for-ios-13-and-android-10/</link>
      <guid>https://www.inmobi.com/blog/2019/10/16/launching-sdk-900-for-ios-13-and-android-10/</guid>
      <description><![CDATA[<p>
	<span  style="background-color: initial;">We are excited to announce the release of InMobi SDK 900 for iOS and Android </span><span  style="background-color: initial;">— </span><span  style="background-color: initial;">a small but significant step to fuel developers looking for a lean and robust package that performs. By introducing a modular architecture for both iOS and Android apps, we have significantly reduced the space used by the InMobi SDK, while retaining all the existing features of our powerful ad SDK.</span></p><p>
	SDK 900 supports iOS 13 and Android 10.</p><p>
	<span  style="background-color: initial;">Here’s a look at the major updates and a few reasons why you should consider moving to SDK 900.</span></p><ol>
	<li>Comprehensive support for iOS 13 and Android 10.</li>	<li>Includes Xcode 11 and Android X support.</li>	<li>Modular structure that lets you choose between a lightweight monetization SDK and a powerful mediation SDK with header bidding (<a href="https://www.inmobi.com/audience-bidding" target="_blank">Audience Bidding</a>).</li>	<li>Size reduction by almost 30%.</li>	<li>Removal of deprecated UIWebView (with weak reference to Moat).</li>	<li>Bug fixes to safeguard user experience.</li>	<li>Enhanced documentation for quick and easy integration.</li></ol><p>
	SDK 900 provides you the best possible update experience yet. If you are running an older version of the InMobi SDK, we would recommend that you upgrade to this latest version in order to prepare your app for iOS 13 and Android 10 and take advantage of new features, stability improvements and bug fixes.</p><ul style="list-style:disc;">
	<li>New to monetization with InMobi? Get started with our <a href="https://support.inmobi.com/monetize/publisher-onboarding/" target="_blank">onboarding guidelines</a>. </li>	<li>Want to upgrade SDK 900? <a href="https://support.inmobi.com/monetize/download-sdk/" target="_blank">Download</a> our latest SDK.</li></ul><p>
	Should you have any technical questions or need assistance in integration, please contact your dedicated InMobi Partner Manager or write to us at <a href="mailto:developer@inmobi.com">developer@inmobi.com</a>.</p>]]></description>
      <dc:subject><![CDATA[Announcements, English (EN): inmobi.com,]]></dc:subject>
      
      <dc:creator><![CDATA[ Team InMobi  ]]></dc:creator>
      
      <dc:date>2019-10-16T16:22:00+00:00</dc:date>
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    <item>
      <title><![CDATA[Don't be scared by programmatic: How to fight your in-app advertising fears [Infographic]]]></title>
      <link>https://www.inmobi.com/blog/2019/10/16/dont-be-scared-by-programmatic-how-to-fight-your-in-app-advertising-fears/</link>
      <guid>https://www.inmobi.com/blog/2019/10/16/dont-be-scared-by-programmatic-how-to-fight-your-in-app-advertising-fears/</guid>
      <description><![CDATA[<p><span  style="background-color: initial;">Is mobile advertising horrifying? It doesn’t have to be ghoulish! In-app programmatic is a treat, not a trick.</span></p><p>Instead of getting TP-ed or running out of your favorite candy, be sure to follow these tips and tricks on how to make mobile programmatic advertising work for you.</p><p><img src="https://go.inmobi.net/hubfs/Halloween_InMobi_2019.png"></p>]]></description>
      <dc:subject><![CDATA[Advertising, English (EN): inmobi.com,]]></dc:subject>
      
      <dc:creator><![CDATA[ Matt Kaplan,  Content Strategist  ]]></dc:creator>
      
      <dc:date>2019-10-16T14:49:00+00:00</dc:date>
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    <item>
      <title><![CDATA[What Southeast Asian Marketers can Learn from North America to Maximize In-App Programmatic]]></title>
      <link>https://www.inmobi.com/blog/2019/10/15/what-southeast-asian-marketers-can-learn-from-north-america-to-maximize/</link>
      <guid>https://www.inmobi.com/blog/2019/10/15/what-southeast-asian-marketers-can-learn-from-north-america-to-maximize/</guid>
      <description><![CDATA[<p>
	<em>Note: Originally </em><a href="https://www.campaignasia.com/article/what-southeast-asian-marketers-can-learn-from-north-america-to-maximise-in-app-pr/454749" target="_blank"><em>published in Campaign Asia</em></a><em> on October 8, 2019</em><span  style="background-color: initial;"><em>.</em></span></p><p>
	When it comes to reaching and engaging consumers on mobile, programmatic has firmly emerged as the preferred channel for digital marketers. <a href="https://www.warc.com/newsandopinion/news/65_of_digital_media_will_be_programmatic_in_2019/41341" target="_blank">Zenith reports</a> 65% of all digital advertising spends globally are expected to be on programmatic by end of this year led by mature markets such as the USA and Canada. <a href="http://go.inmobi.net/mobileprogrammatictrends2019" target="_blank">InMobi’s 2019 Mobile Programmatic Advertising report</a> shows a synonymous trend for global in-app spends with North America alone accounting for 59%. However, what is encouraging is that half of the top markets across the globe are from Asia Pacific.</p><h2 class="tile-heading">How is Southeast Asia uniquely poised for in-app programmatic?</h2><p>
	Southeast Asia has seen a steep increase in the adoption of apps with <a href="https://www.appannie.com/en/go/state-of-mobile-2019/" target="_blank">close to two times</a> the global downloads in the last year. An average smartphone user in SEA spends close to 4 hours a day on apps, 33% higher than the mature markets such as the USA and Canada and significantly higher than time spent on other media including TV and print. The SEA consumer is not just mobile native, but an in-app native - making SEA the perfect hotbed for in-app programmatic.</p><p>
	Excluding China, Southeast Asia is leading the charge in Asia Pacific - 5 out of 7 key markets are among the top 20 global in-app programmatic spenders. In looking at Q2 2019, in-app programmatic spending rose by one-third in the region compared to Q2 2018.</p><p><span  style="background-color: initial; color: rgb(0, 0, 0); font-size: 30px; font-weight: bold;">Key challenges with in-app programmatic adoption</span></p><p>
	Despite the shift from consumers and brands, in-app programmatic adoption faces three big challenges in the region.</p><ul style="list-style:disc;">
	
<li>Lack of understanding: While 8 out of 10 advertisers in SEA say they invest in programmatic, 90% still possess basic knowledge of it . Everyone in advertising these days ‘knows’ programmatic but not many really understand the technology well. Is it about automation? Is it about low-cost execution? Is it about audiences? Is it only for performance or can it be used for branding as well? </li>	
<li>Lack of trust in in-app programmatic: In our latest state of mobile programmatic survey, traffic quality (40%) and brand safety (38%) concerns ranked among the top 3 barriers to programmatic adoption in SEA.  Brands are wary of the authenticity, credibility and nature of the inventory. </li>	
<li>Perceived lack of premium inventory: Advertisers have long regarded programmatic to be meant for long-tail, remnant inventory. The continued perception has discouraged marketing investments from other channels to programmatic. </li></ul><h2 class="tile-heading">Accelerating in-app programmatic adoption: learning from the West </h2><p>
	To accelerate the growth of in-app programmatic, Southeast Asia can seek inspiration from a few key trends in North America to drive efficiency, effectiveness and engagement. </p><h3 class="tile-heading">1. Leveraging high-impact, in-app formats </h3><p>
	A majority of demand in North America is now coming from high-impact, in-app ad formats. In Q1 2019, for the first time, <a href="https://event.webcasts.com/viewer/landing.jsp?ei=1253501&tp_key=98936d0058" target="_blank">less than half of all in-app spending</a> went towards banners. Video is becoming more impactful and powerful with 2x greater CTRs than native ads and over 10x greater than banners on average in the U.S. It helps, of course, that the vast majority of mobile video ads are now 20 seconds or shorter in duration. Southeast Asian brands can drive immersive, customized engagement through rich media creatives, video ads, interactive end cards and ads mimicking virtual reality. </p><h3 class="tile-heading">2. Adopting global safety standards </h3><p>
	There are now various measures in place to ensure advertisers are only spending money on brand safe and fraud-free campaigns. As of today, the vast majority of in-app inventory in the U.S. is app-ads.txt enabled, and screened for traffic quality, viewability rates and brand safety by trusted, third-party platforms. Adoption of global safety standards such as <a href="https://iabtechlab.com/ads-txt/" target="_blank">app-ads.txt</a>, sellers.json and continued investment from third-party measurement platforms to make these viewability and brand safety technologies accessible in the region, will boost transparency and trust in the in-app ecosystem.</p><h3 class="tile-heading">3. Driving awareness and market education </h3><p>But perhaps the biggest systemic change is just the overall comfort level with in-app programmatic media buying in North America. As programmatic becomes established, media buyers and advertisers are comfortable leveraging it for more and more of their campaigns. This is largely why open exchange buying in the U.S. was up 58% in Q2 2019 compared to Q2 2018. Replicating this in Southeast Asia would need a concerted effort from all the players in the ecosystem - brands, media agencies, technology platforms, publishers and industry bodies - to educate and demystify the complexity of this channel. </p><p>I expect all this to occur in short order in Southeast Asia. The appeal of in-app programmatic advertising is peaking with the promise of maximizing the 3Es - Efficiency, Effectiveness and Engagement, through mobile. If done right, in-app programmatic will become more integral, effective and popular among brands and marketers in the coming months.</p>]]></description>
      <dc:subject><![CDATA[Advertising, English (EN): inmobi.com,]]></dc:subject>
      
      <dc:creator><![CDATA[ Vasuta Agarwal,  Managing Director, APAC  ]]></dc:creator>
      
      <dc:date>2019-10-15T20:41:00+00:00</dc:date>
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      <title><![CDATA[InMobi wins Top Award at the MMA India Smarties 2019]]></title>
      <link>https://www.inmobi.com/blog/2019/10/15/inmobi-wins-top-award-at-the-mma-india-smarties-2019/</link>
      <guid>https://www.inmobi.com/blog/2019/10/15/inmobi-wins-top-award-at-the-mma-india-smarties-2019/</guid>
      <description><![CDATA[<p>InMobi, in partnership with tech-giant LG Electronics, recently bagged the top prize at the 2019 MMA India Smarties Awards from the Mobile Marketing Association (MMA). The awards, an annual event organised by the leading global trade association for the mobile marketing industry, honors innovation, creativity and in-app advertising.</p><p>InMobi won the India MMA Smarties award for <strong>Best Brand Experience in the Mobile Rich Media</strong> category for the <a href="https://www.youtube.com/watch?v=CG3jnXssUDk&feature=youtu.be" target="_blank">“LG ThinQTM-ing” campaign</a>. The campaign, embodying LG’s philosophy, created an immersive & interactive experience keeping the brand at the core to get mobile consumers “ThinQTM-ing” with Augmented Reality. </p><p>Abhiral Bansali, Product Head at LG shares, “InMobi’s expertise in building highly engaging, mobile-first experiences is critical for brands like LG. We are glad to be partnering in a first-of-its-kind innovation to leverage the potential of mobile to its fullest.” </p><p><span  style="background-color: initial;">Click </span><a href="https://go.inmobi.net/hubfs/InMobi%20Case%20Studies/LG%20ThinQ%20Case%20Study_LowRes.pdf?__hstc=176039418.0079748b571f4c0dbc44f2bb5744f929.1571035779993.1571035779993.1571035779993.1&__hssc=176039418.1.1571035779993&__hsfp=2490022465" target="_blank">here</a><span  style="background-color: initial;"> to grab your copy of the complete case study of InMobi’s award winning LG campaign.</span></p>]]></description>
      <dc:subject><![CDATA[Awards, English (EN): inmobi.com,]]></dc:subject>
      
      <dc:creator><![CDATA[ Team InMobi  ]]></dc:creator>
      
      <dc:date>2019-10-15T04:46:00+00:00</dc:date>
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    <item>
      <title><![CDATA[InMobi Officially Releases Its Sellers.json File]]></title>
      <link>https://www.inmobi.com/blog/2019/10/14/inmobi-officially-releases-its-sellers.json-file/</link>
      <guid>https://www.inmobi.com/blog/2019/10/14/inmobi-officially-releases-its-sellers.json-file/</guid>
      <description><![CDATA[<p><span  style="background-color: initial;">InMobi’s </span><a href="https://www.inmobi.com/sellers.json" style="background-color: initial;" target="_blank">sellers.json file is now live</a><span  style="background-color: initial;"> and accessible to all partners, including publishers, ad exchanges, ad networks and demand-side platforms (DSPs).</span></p><p><a href="https://www.inmobi.com/blog/2019/04/16/everything-you-need-to-know-about-sellers.json" target="_blank">Sellers.json</a> is a major leap forward in programmatic transparency. With it in place, <a href="https://www.mediapost.com/publications/article/335272/assessing-buy-sides-role-in-app-adstxt-sellers.html" target="_blank">advertisers get clarity</a> <span  style="background-color: initial;">and transparency on everyone involved in every single programmatic transaction.</span></p><p>The file functions <a href="https://adexchanger.com/online-advertising/meet-sellers-json-its-like-ads-txt-but-for-the-buy-side/" target="_blank">similarly to an app-ads.txt file</a>, <span  style="background-color: initial;">providing a transparent record of all media buys. With sellers.json files in place, advertisers and their partners have the oversight and transparency needed to make sure no nefarious players are siphoning off their budgets. </span></p><p><img src="https://go.inmobi.net/hubfs/sellers.json-image.png"></p><p>It’s a <a href="https://martechseries.com/mts-insights/guest-authors/sellers-json-major-leap-forward-transparent-programmatic-advertising/" target="_blank">critical step forward on the sell side as well</a>. <span  style="background-color: initial;">Since sellers.json files are publicly accessible, app publishers and developers can use them to gain additional transparency and see if any unauthorized parties are reselling their inventory. It also can be used to make sure that any supply-side platforms (SSPs) are being honest about who they’re actually working with within the wider ecosystem.</span></p><p>“We are proud to be one of the first major mobile Supply Side Platforms to release a sellers.json file. This highlights our continued commitment to transparency and trustworthy mobile advertising. This is one more step in our continued push to provide the very best programmatic in-app advertising experiences to our advertiser and publisher partners,” says Sergio Serra, Senior Programmatic Product Manager at InMobi.</p><p>“Scaled ad marketplaces such as InMobi can have immense global impact when they adopt initiatives such as Sellers.json to drive out ad fraud. Sellers.json is the most efficient and transparent way to bring to light who is selling inventory, and we welcome its adoption by InMobi," says Ian Trider,  Director of RTB Platform Operations  at <a href="https://www.centro.net/" target="_blank">Centro</a>.</p><p>Hopefully our industry peers will adopt sellers.json soon, as the ecosystem as a whole needs greater transparency! By the end of the year, InMobi will release its OpenRTB SupplyChain Object. For more information about sellers.json and to see the official specifications, head to <a href="https://iabtechlab.com/sellers-json/" target="_blank">https://iabtechlab.com/sellers-json/</a>. </p>]]></description>
      <dc:subject><![CDATA[Announcements, English (EN): inmobi.com,]]></dc:subject>
      
      <dc:creator><![CDATA[ Team InMobi  ]]></dc:creator>
      
      <dc:date>2019-10-14T07:07:00+00:00</dc:date>
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      <title><![CDATA[InMobi wins big at MMA Indonesia Smarties 2019]]></title>
      <link>https://www.inmobi.com/blog/2019/10/14/inmobi-wins-big-at-mma-indonesia-smarties-2019/</link>
      <guid>https://www.inmobi.com/blog/2019/10/14/inmobi-wins-big-at-mma-indonesia-smarties-2019/</guid>
      <description><![CDATA[<p><span  style="background-color: initial;">InMobi has kicked-off the awards season with two stellar wins at the Mobile Marketing Association's Indonesia Smarties 2019. As the only global awards programme in mobile marketing, the Smarties celebrate innovation, creativity and success across the mobile marketing ecosystem. InMobi was recognized for its best work with Nestle Bear Brand, Nestle Wyeth Nutrition and Mindshare Indonesia. InMobi won 2 coveted awards after having received 9 nominations across 5 categories.</span></p><p>With Nestle Bear Brand & Mindshare, InMobi bagged Best Mobile-Native for <a href="https://player.vimeo.com/video/364054609?api=1&autoplay=1" target="_blank">Bear Brand’s Mobile Journey to drive “Good Intentions” NIAT MURNI</a>. This campaign is a great example of native mobile ad implementation - both display & video, for maximising impact. </p><p>With Nestle Wyeth Nutrition & Mindshare Indonesia, InMobi excelled in Relationship Building & CRM for <a href="https://player.vimeo.com/video/364051712?api=1&autoplay=1" target="_blank">Nestle Wyeth’s “Cara Pintar Mam” Campaign</a>.  As increasing the loyalty of customers gets tougher with each passing day, this campaign built & managed consumer relationship using sharp-targeting programmatic technology. </p><p><br>Click <a href="https://www.mmaglobal.com/smarties-2019/finalists/winners/region:14" target="_blank">here</a> to check out complete case studies. </p>]]></description>
      <dc:subject><![CDATA[Awards, English (EN): inmobi.com,]]></dc:subject>
      
      <dc:creator><![CDATA[ Team InMobi  ]]></dc:creator>
      
      <dc:date>2019-10-14T00:47:00+00:00</dc:date>
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      <title><![CDATA[Mobile Path to Purchase Marketing: Moving Customers from Online to Offline ]]></title>
      <link>https://www.inmobi.com/blog/2019/10/11/mobile-path-to-purchase-marketing-moving-customers-from-online-to-offline/</link>
      <guid>https://www.inmobi.com/blog/2019/10/11/mobile-path-to-purchase-marketing-moving-customers-from-online-to-offline/</guid>
      <description><![CDATA[<p><span style="background-color: initial;">Why have legacy brands been hesitant to invest in any advertising and marketing on mobile devices? Largely, it was because they didn&rsquo;t have a way to really measure and quantify the impact of mobile on the path to purchase. How could they be sure that someone who walked into a physical store was in fact influenced by seeing an ad on their mobile?</span></p>

<p>However, as mobile device penetration rises to new heights in markets throughout Southeast Asia, brands can&rsquo;t afford to have these hang-ups anymore. The mobile consumer is simply too big to ignore.</p>

<p>Luckily, mobile marketing attribution has caught up. But what does it take to run mobile marketing campaigns that can drive footfall and in-store purchases in a verifiable manner?</p>

<h2 class="tile-heading">Mapping All Points on the Path to Purchase</h2>

<p>The first step for brands hoping to move in this direction is to gain a deep understanding of what the path to purchase looks like for their consumers today. This involves understanding what happens from beginning to end, finding out where consumers deal with roadblocks and determining the role that mobile is already playing (and can be playing in the future).</p>

<p>As a global report on this topic from KPMG has highlighted, there are four key steps in the modern path to purchase:</p>

<ol>
	<li>Awareness</li>
	<li>Consideration</li>
	<li>Conversion</li>
	<li>Evaluation</li>
</ol>

<p>First you learn about the product. Then you figure out if it&rsquo;s right for you. Then you get it, and finally you use it and potentially provide feedback.</p>

<p>Ultimately, what KPMG found is that mobile is central to all four steps in the cycle. Well over half of consumers now say they first find out about new products online, and around 55% conduct desktop or mobile searches during the consideration phase. And at the final end of the path to purchase, consumers today now have a plethora of digital channels to leave reviews.</p>

<p>So what does this mean for marketers? Even if the final purchase happens in a store, mobile is central to both leading someone to make that decision and to how they tell others about their purchase.</p>

<h2 class="tile-heading">Using Mobile to Drive In-Store Transactions</h2>

<p>So how specifically can mobile be deployed to get someone to visit a store and spend money? At the first step in the process, mobile marketing can be a highly effective way to <a href="http://duffy.agency/insight/path-to-purchase/" target="_blank">generate initial brand awareness</a>. Advertising campaigns aimed at scale and reach can be a cost-effective way for brands to get the word out about their products or services, all using the device that most of us look at more than any other.</p>

<p>Mobile can be effective at getting someone to visit a physical location too. Geotargeting can help to ensure that the only people who see a particular mobile ad are those that are actually close enough to come in to the store; it doesn&rsquo;t make sense to run an ad to someone if your nearest brick-and-mortar location is hundreds of kilometers away.</p>

<p>Timing can be critical as well, as marketers can run ads to targeted individuals right before they are likely to make an in-store purchase. For instance, a furniture company may want to run ads on Thursdays and Fridays, in anticipation of someone actually visiting a store location during the weekend.</p>

<p>But how can brands be sure that mobile ads are actually driving visits? One option is to offer a specific voucher or coupon code through the ad; that way, the store locations can see who is actually redeeming the mobile-specific code within a specific timeframe. In addition, there are now options available in the market designed specifically to measure footfall on behalf of a brand and its advertising partners.</p>

<h2 class="tile-heading">Seeing Mobile Path to Purchase in Action</h2>

<p>To see how this can work in the real world, consider our recent <a href="https://www.youtube.com/watch?v=QPWaPkSrbCs&amp;t=4s" target="_blank">campaign with McDonald&rsquo;s in Saudi Arabia</a> to help promote new breakfast food items. Engaging interstitial ads ran in popular apps used by millennials in and near Jeddah, including social, gaming and entertainment properties. The ads appeared only during times when someone was likely to want breakfast: 6am to 11am during weekdays and 6am to 11pm on weekends.</p>

<p>To link online advertising activity to offline, in-store sales, the campaign&rsquo;s creative units also featured a map that showed users where the nearest McDonald&rsquo;s restaurant was located and how to get there. To ensure geotargeting happened effectively, the campaign leveraged location polygons over traditional circular mapping technology to prevent spillover and ensure fine-tuned accuracy in location targeting. In order to effectively connect its mobile in-app advertising efforts with in-store visits and sales, footfall attribution technology was used.</p>

<p>Overall, the campaign was hugely successful. It yielded a 23% increase in store visits and a 4% boost in overall sales.</p>

<h2 class="tile-heading">Embracing the Mobile Path to Purchase</h2>

<p>There are now <a href="https://www.statista.com/statistics/494532/smartphone-users-in-asia-pacific/" target="_blank">almost 1.5 billion smartphones</a> across the Asia-Pacific region. For marketers, it&rsquo;s critical to tap into the mobile nature of these users to drive in-store sales, as just relying on legacy marketing methods doesn&rsquo;t cut it in today&rsquo;s connected landscape.</p>

<p>Interested in learning more about how to connect the dots between online advertising and offline sales? <a href="https://www.inmobi.com/company/contact/" target="_blank">Reach out today</a> to schedule time to chat with one of our mobile experts.</p>]]></description>
      <dc:subject><![CDATA[Media Consumption &amp; Trends, English (EN): inmobi.com,]]></dc:subject>
      
      <dc:creator><![CDATA[ Team InMobi  ]]></dc:creator>
      
      <dc:date>2019-10-11T16:21:00+00:00</dc:date>
    </item>
  
    <item>
      <title><![CDATA[How Marketers Should Be Using Mobile Apps]]></title>
      <link>https://www.inmobi.com/blog/2019/10/07/how-marketers-should-be-using-mobile-apps/</link>
      <guid>https://www.inmobi.com/blog/2019/10/07/how-marketers-should-be-using-mobile-apps/</guid>
      <description><![CDATA[<h1 class="tile-heading">Mobile Apps are Critical for Understanding, Identifying, Engaging and Acquiring Today&rsquo;s Consumers</h1>

<p>As I&rsquo;ve already mentioned, <a href="/blog/the-mobile-consumer-is-the-consumer" target="_blank">today&rsquo;s consumers are mobile first and mobile centric</a> &mdash; and they use apps very differently (and much more frequently) <a href="/blog/all-mobile-is-not-the-same" target="_blank">than they use mobile web browsers</a>. But what does this mean for marketers? How can today&rsquo;s marketers use this knowledge to further their goals? How can they provide their message to the right audience and deliver a great brand experience?</p>

<p>I firmly believe mobile apps can and should be central to helping marketers more effectively understand, identify, engage and acquire mobile consumers. Here&rsquo;s how.</p>

<p style="text-align: center;"><a class="btn btn-s" href="https://www.inmobi.com/cmo-corner" style="font-size:24px; border-radius: 25px; font-weight: normal;" target="_blank">LEARN MORE</a></p>

<h2 class="tile-heading">Using Apps to Understand Consumers</h2>

<p>Mobile can yield vast amounts of data &mdash; so long as it can be appropriately gleaned. Here are some examples to consider:</p>

<ul style="list-style:disc;">
	<li>You can often tell a lot about someone <a href="/blog/how-to-find-new-customers-top-ways-to-use-location-based-mobile-ads" target="_blank">from where</a> they spend their time. For example, people who are often found at airports on Mondays and Thursdays are generally business travelers, while those found at stadiums and arenas on weekends are likely sports fans.</li>
	<li>When available, knowledge from carrier data can help you truly unlock your customer&#39;s DNA. Check out <a href="/blog/biting-into-the-pizza-category-through-actionable-consumer-insights" target="_blank">this blog post</a> to see what this data reveals about pizza consumers.</li>
	<li>Mobile apps can be a great way of getting direct feedback from consumers. This is especially the case with younger consumers, who are much more likely to see and fill out a survey from their phone than they are in person. In fact, both Lenovo and Cars.com have used consumer surveys pushed out through apps to gain a deeper understanding of their audiences and market positions.</li>
</ul>

<h2 class="tile-heading">Using Apps to Identify the Right Consumers</h2>

<p>Mobile apps can be a highly effective way to identify your key audiences using aggregated real-world data. By combining a variety of mobile and app-based data sources, you can easily <a href="https://www.inmobi.com/audiences" target="_blank">discover the common traits</a> among people who are actually likely to use your products and/or services.</p>

<p>For example, let&rsquo;s say you&rsquo;re a clothing brand looking to grow. Data from mobile and apps can be leveraged to see who visited stores or used related e-commerce apps over the past 30 or 60 days; using that data, you can get a much better sense of what your target audience actually looks like in aggregate.</p>

<h2 class="tile-heading">Using Apps to Engage Consumers</h2>

<p>As I&rsquo;ve previously mentioned, Americans will spend <a href="https://www.emarketer.com/content/us-time-spent-with-mobile-2019" target="_blank">close to three hours a day on average in app in 2019</a>, according to eMarketer. This makes in-app advertising a highly effective medium for running engaging advertising campaigns.</p>

<p>&ldquo;Advertisers that fail to fully appreciate the power and magnitude of in-app advertising <a href="https://www.advertisingweek360.com/whats-special-about-in-app-why-in-app-advertising-is-crucial-for-brands/" target="_blank">are doing themselves a great disservice</a>,&rdquo; Anne Frisbie, SVP and GM of North America for InMobi, wrote in Advertising Week 360 last year. &ldquo;Compared to other modes of advertising, reaching target audiences through apps is uniquely valuable and beneficial, capable of providing significant ROI no matter the brand&rsquo;s ultimate goals.&rdquo;</p>

<p>Here are some great examples of how brands have used in-app advertising to effectively engage with their target audiences:</p>

<ul style="list-style:disc;">
	<li>Wendy&rsquo;s leverages <a href="https://go.inmobi.net/hubfs/Wendys_CaseStudy.pdf" target="_blank">in-app video advertising to stay top of mind</a> with consumers between 18 and 49. They have seen great success from this, with video ad completion rates up to 90% and higher.</li>
	<li>A major financial services brand wanted to increase its awareness in five major U.S. markets - New York, Los Angeles, Chicago, San Francisco and Miami - through in-app brand advertising. Even within these highly targeted and competitive geographies, InMobi <a href="https://go.inmobi.net/hubfs/Financial_Services_Case_Study.pdf" target="_blank">beat industry viewability benchmarks by 8%</a>. This provided the financial services company with key peace of mind to ensure that their target customers were indeed seeing their messaging and becoming more familiar with the brand.</li>
	<li>One of the world&rsquo;s biggest and most iconic food and beverage companies in the world uses mobile in-app advertising to ensure their brand continues to have a <a href="https://go.inmobi.net/hubfs/Food-and-Beverage-Case-Study.pdf" target="_blank">positive perception in the marketplace</a>. Their in-app ad campaigns beat their delivery, viewability and performance goals by 25% or more.</li>
</ul>

<h2 class="tile-heading">Using Apps to Acquire High-Quality Customers</h2>

<p>When it comes to acquiring new customers, there&rsquo;s a lot to like about mobile apps. Not only can performance marketers use innovative, action-oriented creative like interactive rich media formats, but they can also retarget existing customers or consumers who are on the fence.</p>

<p>Here are some examples of how other brands have successfully turned to mobile apps to acquire new customers:</p>

<ul style="list-style:disc;">
	<li>In order to promote a new line of breakfast foods, <a href="https://www.youtube.com/watch?v=QPWaPkSrbCs" target="_blank">McDonald&rsquo;s</a> recently ran an in-app advertising campaign. The creatives first touted the new food items, and then displayed a dynamic map that showed them where the nearest McDonald&rsquo;s restaurant was located. This helped them boost store visits by 23% and improve overall sales by 4%.</li>
	<li>A <a href="https://go.inmobi.net/hubfs/QSR-App-Case-Study.pdf">major coffee chain</a> uses in-app advertising to drive target consumers directly to the app stores to download their app. Not only does this help them more easily drive app downloads directly onto mobile devices, but it&rsquo;s also ideal from a cost perspective since they use partners that only charge them when someone is proven to be a loyal app consumer.</li>
</ul>

<p style="text-align: center;"><a class="btn btn-s" href="https://www.inmobi.com/cmo-corner" style="font-size:24px; border-radius: 25px; font-weight: normal;" target="_blank">LEARN MORE</a></p>

<h3 class="tile-heading">Interested in Learning More About the Mobile-First Nature of Today&rsquo;s Consumers?</h3>

<p>Be sure to check out these resources for additional insights:</p>

<ul style="list-style:disc;">
	<li><a href="/blog/what-you-need-to-do-in-order-to-appeal-to-customers-on-mobile-devices" target="_blank">What You Need to Do in Order to Appeal to Customers on Mobile Devices</a></li>
	<li><a href="/blog/all-marketing-challenges-stem-from-this-one-thing" target="_blank">All Marketing Challenges Stem From This One Thing</a></li>
	<li><a href="https://www.inmobi.com/cmo-corner" target="_blank">CMO&rsquo;s 4 Keys to Success</a></li>
</ul>

<h4 class="tile-heading">About the Author</h4>

<p>Richard Thomas is the Head of Brand Marketing, North America at InMobi. He has over 15 years of experience working with some of the world&#39;s largest B2B and B2C brands. Richard&#39;s advertising and marketing career has been spent building brands by telling their stories across integrated campaigns.</p>]]></description>
      <dc:subject><![CDATA[Advertising, Media Consumption &amp; Trends, English (EN): inmobi.com,]]></dc:subject>
      
      <dc:creator><![CDATA[ Richard Thomas  ]]></dc:creator>
      
      <dc:date>2019-10-07T18:14:00+00:00</dc:date>
    </item>
  
    <item>
      <title><![CDATA[All Mobile is Not the Same]]></title>
      <link>https://www.inmobi.com/blog/2019/10/02/all-mobile-is-not-the-same/</link>
      <guid>https://www.inmobi.com/blog/2019/10/02/all-mobile-is-not-the-same/</guid>
      <description><![CDATA[<h1 class="tile-heading">If you&rsquo;re thinking about mobile as a homogenous environment, then think again.</h1>

<p>As I mentioned in my previous post, there&rsquo;s <a href="/blog/the-mobile-consumer-is-the-consumer" target="_blank">no such thing as mobile consumers, just consumers</a>. As mobile becomes the most prevalent and the most personal screen in our lives, mobile is less one more screen in our lives but rather the core screen present whenever we&rsquo;re doing anything.</p>

<p>But, it&rsquo;s important to note that mobile isn&rsquo;t just one thing, but actually two: mobile web and mobile apps.</p>

<h2 class="tile-heading">Understanding the Differences Between Mobile Web and Mobile Apps</h2>

<p>According to eMarketer, Americans will spend a whopping <a href="https://www.emarketer.com/content/us-time-spent-with-mobile-2019" target="_blank">three hours and 43 minutes every day on average with their mobile devices this year</a>. But, in 2019, only around 26 minutes is spent using a mobile web browser; in comparison, adults in the U.S. spend close to three hours a day using apps.</p>

<p>What people do in mobile web is different than what people do in apps as well. While almost two-thirds of all time spent using mobile browsers is devoted to audio, social media and video are more likely to be accessed via apps, eMarketer has found. In fact, this year people will spend close to 100 minutes a day just browsing social media, watching videos and playing games.</p>

<p>Perhaps the biggest difference between the two is in relation to habit. People often turn to mobile browsers for meeting their one-time needs; after all, if you&rsquo;re visiting a site multiple times a day or week, then you&rsquo;re more likely to download the app to gain a better user experience.</p>

<p>The news is a great example of this dynamic in action. If you just want the day&rsquo;s headlines once in a while, then a quick web search will probably suit your needs. But, if you wanted to read the news multiple times a day, you&rsquo;re likely going to download at least one news app.</p>

<p>This dynamic occurs even in industries with high-cost transactions like travel. While someone looking to book one flight a year will turn to a browser, frequent fliers like business travelers will appreciate the ease of an app.</p>

<p>These are far from the only examples too. In any industry, if there&rsquo;s a repeat need, then there&rsquo;s an app for that.</p>

<h2 class="tile-heading">What These Differences Mean for Marketers</h2>

<p>When thinking about mobile web, it&rsquo;s essentially an extension of desktop, where you&rsquo;re using the same vendors, third-party trackers and many times the same targeting such as contextual targeting.</p>

<p>When you&rsquo;re looking at in-app, it&rsquo;s extremely different. There&rsquo;s different vendors, there&rsquo;s different brand filters and there&rsquo;s also different targeting. When you think about targeting in app, it&rsquo;s actually very unique. You&rsquo;re able to use SDK integrations, for example, which are much stronger than browser cookies.</p>

<p>Rather than using a whitelist or an app list that&rsquo;s been provided to you by a client, utilize mobile&rsquo;s unique attributes to your advantage. Through mobile, brands can deliver the right message to the most relevant and wanting audience.</p>

<p>Consumers are becoming more attached to their phones. So, how can you maximize on where these users are? First, use more advanced targeting capabilities that in-app has to offer. As I mentioned before, there are SDK integrations, which allow you to understand user behavior by understanding what apps they are using on their phones.</p>

<p>Ultimately, it&rsquo;s critical to understand how, where and when people use apps over browsers. While mobile web is often used for one-time, transactional needs like to look up a fact, apps are leveraged repeatedly. Both mobile web and mobile apps should be a key part of a marketer&rsquo;s arsenal, but each one needs its own strategy and tactics since how people use each one is so different.</p>

<p>So how can marketers use mobile apps in particular to better understand, identify, engage and acquire the right consumers? Stay tuned for my next blog post to find out.</p>

<h2 class="tile-heading">Interested in Learning More About the Mobile-First Nature of Today&rsquo;s Consumers?</h2>

<p>Be sure to check out these resources for additional insights:</p>

<ul style="list-style:disc;">
	<li><a href="/blog/what-you-need-to-do-in-order-to-appeal-to-customers-on-mobile-devices" target="_blank">What You Need to Do in Order to Appeal to Customers on Mobile Devices</a></li>
	<li><a href="/blog/all-marketing-challenges-stem-from-this-one-thing" target="_blank">All Marketing Challenges Stem From This One Thing</a></li>
	<li><a href="https://www.inmobi.com/cmo-corner" target="_blank">CMO&rsquo;s 4 Keys to Success</a></li>
</ul>

<h3 class="tile-heading">About the Author</h3>

<p>Richard Thomas is the Head of Brand Marketing, North America at InMobi. He has over 15 years of experience working with some of the world&#39;s largest B2B and B2C brands. Richard&#39;s advertising and marketing career has been spent building brands by telling their stories across integrated campaigns.</p>]]></description>
      <dc:subject><![CDATA[Media Consumption &amp; Trends, English (EN): inmobi.com,]]></dc:subject>
      
      <dc:creator><![CDATA[ Richard Thomas  ]]></dc:creator>
      
      <dc:date>2019-10-02T10:00:00+00:00</dc:date>
    </item>
  
    <item>
      <title><![CDATA[Getting to the Root of the U.S. DTC Men's Shaving Market]]></title>
      <link>https://www.inmobi.com/blog/2019/09/30/getting-to-the-root-of-the-u.s.-dtc-mens-shaving-market/</link>
      <guid>https://www.inmobi.com/blog/2019/09/30/getting-to-the-root-of-the-u.s.-dtc-mens-shaving-market/</guid>
      <description><![CDATA[<p>Does this guy look familiar?</p>

<p><img src="https://go.inmobi.net/hubfs/Canva%20-%20Photo%20of%20Man%20in%20White%20Dress%20Shirt%20Holding%20Phone%20Near%20Window.jpg" /></p>

<p>How about this guy?</p>

<p><img src="https://www.resources.inmobi.net/hubfs/man-holding-phone-facial-hair.png" /></p>

<p><span style="background-color:initial">Chances are good that either you or lots of people you know now have some sort of beard or facial hair. This may be great news to the beard aficionados among us, but it&rsquo;s bad news for the makers of men&rsquo;s razors.</span></p>

<p>While men used to shave 3.7 times a month on average, that has recently <a href="https://www.grandviewresearch.com/industry-analysis/razor-market" target="_blank">fallen to 3.2</a> times a month, according to Gillette. As a result, between 2014 and 2018, the men&rsquo;s shaving market contracted by <a href="https://www.foxbusiness.com/retail/razor-industry-feeling-deep-cuts-as-more-men-grow-beards" target="_blank">more than 11%</a>. In August 2019, Gillette was forced to take an $8 billion writedown as a result.</p>

<p>But amidst this change in grooming habits, a new breed of men&rsquo;s razor brands have emerged. Led by the likes of Harry&rsquo;s and Dollar Shave Club, the direct-to-consumer (DTC) model has upended the men&rsquo;s razors market in the U.S.</p>

<p>These two major brands are much newer than the established stalwarts, but they have already managed to snap up <a href="https://www.cnbc.com/2018/09/26/startups-shook-up-the-sleepy-razor-market-whats-next.html" target="_blank">10% of the men&rsquo;s razors market</a> in the U.S. No wonder both were <a href="https://www.axios.com/shaving-giants-schick-gillette-harrys-dollar-shave-club-acquisition-fba1b15b-ee9e-4e5a-a37b-2e530162f15e.html" target="_blank">purchased by major brands</a> in the last few years.</p>

<p>Who in particular is using these DTC razor brands, and are they really capturing a market that&rsquo;s decidedly different than those using legacy brands like Schick and Gillette? To find out, we turned to InMobi Pulse data.</p>

<p>We analyzed the mobile websites of Schick, Dollar Shave Club and Gillette, along with the apps from Harry&rsquo;s, Dollar Shave Club and Philips Norelco (Grooming: shaving and styling). Using our carrier-verified, high-quality data, we can see what makes their customers tick.</p>

<p>InMobi Pulse builds a holistic understanding of consumers across data sources ranging from the InMobi ad exchange, which reaches 1.6 billion users globally, to permissively-sourced deterministic first-party carrier data to stated feedback directly from the customers. So what does the data reveal?</p>

<h2>Overview of Our Findings</h2>

<h3>Upstart DTC Brands</h3>

<ul>
	<li>Dollar Shave Club and Harry&rsquo;s do comparatively well with wealthier individuals (those making $100,000 or more annually).</li>
	<li>People with the Dollar Shave Club app on their phone are likely to have pizza apps from Papa John&rsquo;s, Pizza Hut, Domino&rsquo;s and Little Caesar&rsquo;s on their phone.</li>
	<li>A significant portion of those with the Harry&rsquo;s app on their phone are classified by Experian as Jet Set Urbanites. Their app audience is clustered in and near major urban centers throughout the country. Many of these app owners also have the Sweatcoin and Hilton Honors apps on their phone, and a significant percentage are employed as business executives.</li>
	<li>According to <a href="https://apptopia.com/" style="background-color: initial;" target="_blank">Apptopia</a><span style="background-color:initial">, from April through September of this year, the Dollar Shave Club app was downloaded over 410,000 times in the U.S., and the Harry&rsquo;s iOS app was downloaded more than 62,000 times.</span></li>
</ul>

<h3>Legacy Brands&#39; Websites</h3>

<ul>
	<li>It should come as no surprise that these properties are overwhelmingly male, although over 70% of the people who come to Schick&rsquo;s website are female. This shows how the bottom lines of brands like Schick are becoming <a href="https://www.grandviewresearch.com/industry-analysis/razor-market" target="_blank">dependent on female razor sales</a> amidst changes in male grooming habits.</li>
	<li>Legacy brands like Schick do better with older individuals 56+.</li>
	<li>The bulk of their web audiences make under $75,000 annually.</li>
	<li>Over half of those going to the websites of Schick and Gillette are Non-White.</li>
	<li>People who visit these sites are likely to have the Facebook Messenger and Wish apps on their smartphones.</li>
</ul>

<h3>Legacy Brand App</h3>

<ul>
	<li>The Philips Norelco lifestyle app has close to 38% of its audience aged between 26 and 35 years old.</li>
	<li>App audiences are majority White for all brands.</li>
	<li>36% of their audience is employed in clerical/office positions.</li>
	<li>The Philips Norelco app has the highest percentage of app owners with some college, at 40%.</li>
	<li>Compared to the other properties, this Philips Norelco app has a greater share of its app owners classified as college students, news junkies, &ldquo;young and free&rdquo; millennials and people currently planning a wedding.</li>
</ul>

<h2>Summary of Findings</h2>

<p>So what does our data reveal? Shaving apps, including apps from older brands like Philips Norelco, have successfully cultivated an audience among wealthier, White male millennials living in major urban centers, while the websites of Gillette and Schick skew older and are Non-White.</p>

<p>Interested in learning more? <a href="https://www.inmobi.com/company/contact/" target="_blank">Reach out today to talk</a> with one of our experts.</p>

<h4>Our Commitment to Data Privacy: What You Need to Know About This Data</h4>

<p>We take user privacy extremely seriously. We meet the most rigorous governance, compliance, and security standards. We have collaborated with consumer advocacy groups and incorporates guidelines from multiple federal government agencies to define industry-leading practices for data governance in the U.S.</p>

<p>Users retain complete control over the data they provide, and have a choice in whether they participate and transparency as to how their data is utilized. Subscribers have constant access to their privacy elections through multiple telco touchpoints. The patented anonymization platform ensures data sets are 100% secure, and are refreshed to ensure all data are anonymized.</p>]]></description>
      <dc:subject><![CDATA[Understanding Consumers, English (EN): inmobi.com,]]></dc:subject>
      
      <dc:creator><![CDATA[ Team InMobi  ]]></dc:creator>
      
      <dc:date>2019-09-30T16:54:00+00:00</dc:date>
    </item>
  
    <item>
      <title><![CDATA[Best Practices for Scaling Your Mobile Performance Advertising Campaigns]]></title>
      <link>https://www.inmobi.com/blog/2019/09/30/best-practices-for-scaling-your-mobile-performance-advertising-campaigns/</link>
      <guid>https://www.inmobi.com/blog/2019/09/30/best-practices-for-scaling-your-mobile-performance-advertising-campaigns/</guid>
      <description><![CDATA[<h1 class="tile-heading">Here&rsquo;s how to take in-app mobile performance advertising to the next level.</h1>

<p>Running mobile performance advertising campaigns but want to scale them to see more high-quality app installs? Here&rsquo;s what you can do to expand the reach of your in-app performance marketing efforts and achieve unprecedented mobile growth.</p>

<p style="text-align: center;"><a class="btn btn-s" href="https://www.inmobi.com/dsp" style="font-size:24px; border-radius: 25px; font-weight: normal;" target="_blank">LEARN MORE</a></p>

<h2 class="tile-heading">Why Performance-Based Advertising Strategies from 2012 Don&rsquo;t Cut it Anymore</h2>

<p>Remember what so-called advertising experts were pushing a decade ago? In the past, it was all about scale and reach. And when it came to scale, mobile was the top choice.</p>

<p>Back then, performance media buys took a spray and pray approach. Performance advertisers would leverage social media (including Facebook and Twitter ads), search engine marketing and a wide variety of ad networks and ad exchanges to reach just about everyone. The thought process was that by casting a wide net, you&rsquo;d snag enough of the right people eventually.</p>

<p>Alas, the good times were not to last. Marketers trying to take this kind of wide approach to performance advertising became doomed to fail. So what happened in the intervening years?</p>

<p><img src="https://go.inmobi.net/hubfs/Canva%20-%20Close-up%20Photo%20of%20Calendar.jpg" /></p>

<p><span style="background-color: initial;">First, the type of apps being brought to market are very different. In 2012, Angry Birds and Draw Something were among </span><a href="https://businesstech.co.za/news/mobile/29105/most-downloaded-apps-of-2012/" style="background-color: initial;" target="_blank">the biggest apps of the year</a><span style="background-color: initial;">. These kinds of apps had mass appeal, and could conceivably be downloaded and used by at least half of the smartphone-owning audience in a more mature market like the U.S.</span></p>

<p>Today, the kinds of apps coming to market have more niche audiences. Mass marketing is a very different ballgame than niche marketing &mdash; especially as far as reach and targeting are concerned.</p>

<p>And, there&rsquo;s a key difference in how someone would interact with an entertainment app with wide, popular appeal versus the more niche apps today that tend to provide a more concrete utility. Think about a mobile game like Subway Surfers versus an app that provides a real-life utility like Uber. The barrier to entry for a game is low; you download it for free, and there&rsquo;s little change to your life if you delete it off your phone. With an app like Uber, you&rsquo;re committing dollars to it, so it&rsquo;s unlikely you&rsquo;re going to download it on a whim.</p>

<p>These differences impact who performance marketers will be working with. Before, in an effort to maximize reach and scale above all else, advertisers would turn to a wide variety of partners and technologies. But when the goal isn&rsquo;t just mass appeal, who should advertisers turn to?</p>

<p>Increasingly, performance marketers will only leverage a select group of niche experts to help them achieve very specific goals that correspond to specific marketing initiatives. For example, they may have one partner for brand awareness at the top of the funnel, one partner for driving engagement and interest and then another one just for user acquisition &mdash; and that&rsquo;s it.</p>

<p>Some down-funnel demand-side platforms ensure marketing are paying only for those that actually use their app. This is in contrast to what marketers did before, where they just paid for impressions or clicks and hoped for the best.</p>

<p><img src="https://go.inmobi.net/hubfs/funnel_v1.png" /></p>

<p>So considering these various changes, what can performance advertisers and marketers do to both meet their app business and user acquisition goals in an ever-tightening market while also realizing wide scale? Here are three key steps to take.</p>

<h2 class="tile-heading">1) Growth Marketers Need to Embrace Programmatic Mobile Advertising Campaigns</h2>

<p>When marrying specificity with scale, <a href="/blog/programmatic-advertising-explained" target="_blank">programmatic</a> needs to be included in the mix. This is now just about the only way to combine the wide reach of older mechanisms with the granularity needed for optimal transparency.</p>

<p><img src="https://go.inmobi.net/hubfs/Screen%20Shot%202019-09-10%20at%201.26.09%20PM.png" /></p>

<p>Today&rsquo;s performance marketers need to know who saw which ads, where they saw them and what they were doing when the ads appeared, among other key points. This level of specificity is needed in order to make sure today&rsquo;s savvy mobile consumer is seeing the right message at the right time.</p>

<p>This is possible to achieve manually, but it doesn&rsquo;t scale. With programmatic, performance marketers have full control and oversight for their campaigns, but the automation that programmatic brings to the table ensures that specific targeting is spread out to as wide of an audience as is available.</p>

<p><img src="https://go.inmobi.net/hubfs/Programmatic-1.png" /></p>

<h2 class="tile-heading">2) Mobile Advertisers Must Be Data Driven</h2>

<p>By and large, Facebook and Google have proven the value of data in performance advertising. Because both have among the largest and most accurate data stockpiles, they are able to provide unparalleled results.</p>

<p>Performance marketers today not only need their own high-quality first-party data sources, they need partners that can bring unique data sets to the table as well. Knowledge is power, after all, and the more you know about your target audience the better you can reach them.</p>

<p>And, increasingly, mobile advertising is seen not just as a data sink but as a source of new data as well. Advertising is part of the customer stack now, which is why it&rsquo;s ideal to have data delivered back to you whenever possible and have a feedback loop. The idea here is to gather as much data as is feasible from current and previous ad campaigns, to see what they can reveal and how they can inform future performance marketing efforts.</p>

<p><img src="https://go.inmobi.net/hubfs/Data-Driven.png" /></p>

<p>&ldquo;<a href="/blog/5-data-driven-marketing-trends-for-2019" target="_blank">From a data perspective</a>, probably the most important change we can see is the collective effort towards greater data integration. We have all this data with us &ndash; transactions, channel engagement, support inquiries, etc. - but, ultimately, it&rsquo;s information about the same consumer. What we want to be able to do is get a 360-degree customer view &ndash; who they are, what they like, how they engage with us, etc. &ndash; all at one place, and then use this data to communicate with them in a more personalized and relevant way. Stitching together data becomes important not only across functions, but across channels as well &ndash; both offline and online,&rdquo; said Rana Saha, Senior Director of Growth Marketing at Grab.</p>

<h2 class="tile-heading">3) User Acquisition Managers Have to Embrace Mobile-First Ad Formats</h2>

<p>What does <a href="/blog/how-to-make-the-most-effective-mobile-ads-for-in-app-campaigns" target="_blank">good ad creative look like on mobile</a>? For performance marketers, the best ones leverage all the best that mobile has to offer, and have a clear purpose in mind.</p>

<p>Let&rsquo;s consider a simple banner ad, for example. Originally a holdover from the desktop world, banners these days only offer reach. This is hardly a bad thing, as brand awareness and name recognition are critical components to a well thought-out mobile marketing campaign. But, in and of themselves, they&rsquo;re often not ideal for achieving down-funnel metrics.</p>

<p><img src="https://go.inmobi.net/hubfs/share-of-spending-going-to-banners.png" /></p>

<p>This is why interactive, rich media creatives are on the rise. By adding mobile-first, eye-catching capabilities to standardized ad placement sizes and formats, performance marketers can see better results from their campaigns at scale. In the U.S., approximately 30% of banners and around 40% of all display ads leverage rich media creative experiences now.</p>

<p>And, this is largely why video ads are becoming increasingly effective. By pairing video&rsquo;s ability to grab someone&rsquo;s attention with interactive features like end cards, marketers can see huge success.</p>

<p>According to <a href="http://go.inmobi.net/mobileprogrammatictrends2019" target="_blank">InMobi&rsquo;s 2019 Mobile Programmatic Advertising Trends report</a>, U.S. video click-through rates were 10x greater than CTRs for banners on average and 2x greater than native ad CTRs during the first three months of 2019. In the U.S., 60% of video private marketplace deals take advantage of video end cards, up from 10% a year or so ago.</p>

<p><img src="https://go.inmobi.net/hubfs/average-CTR-video-ads-us.png" /></p>

<p>Other increasingly popular mobile-first ad creative formats include rewarded ads, playable ads and ads that feature a preview of the app being marketed, along with six-second video ads. Expect many more innovations in the future too; the newer story formats that were popularized by Snapchat and Instagram may well likely be the proverbial tip of the iceberg in terms of mobile ad format innovations to come.</p>

<p>The effectiveness of mobile-optimized ad formats is amplified further through dynamic creative optimization (DCO). With DCO, advertisers are able to automatically alter the type of ad someone sees based on what they know about them. That way, people see ads that are more likely to appeal to them, and thus are more likely to get them to download an app or take another desired action.</p>

<p><img src="https://go.inmobi.net/hubfs/Mobile-Formats2.png" /></p>

<p>&ldquo;Take an app download use case, where the KPI [key performance indicator&gt; trend is moving toward not just CPM and CPC, but also cost-per-install and post-install metrics. For a retailer that wants to drive a transaction to happen after the install, we use MVT (multivariate testing) to <a href="https://www.emarketer.com/content/can-artificial-intelligence-benefit-marketers-dynamic-creative-optimization-strategies" target="_blank">make sure that the right creative variant is shown</a> to the user, optimizing not just toward higher clickthrough rates, but toward increasing transactions,&rdquo; Prajwal Barthur, InMobi&rsquo;s Director of Products, told eMarketer.</p>

<h3 class="tile-heading">How to Thrive in Performance Advertising Today</h3>

<p>Successfully scaling a mobile in-app performance advertising campaign today is no easy feat. As the app and marketing worlds become more competitive, advertisers must make sure they are leveraging programmatic channels, prioritizing data and using the best possible creatives is they ever want to prosper at scale.</p>

<p style="text-align: center;"><a class="btn btn-s" href="https://www.inmobi.com/dsp" style="font-size:24px; border-radius: 25px; font-weight: normal;" target="_blank">LEARN MORE</a></p>

<p>Interested in learning more about mobile performance advertising and seeing how others have done it? Check out these case studies for more insights:</p>

<ul style="list-style:disc;">
	<li><a href="https://go.inmobi.net/hubfs/Financial_Services_Case_Study.pdf" target="_blank">Major Financial Services Brand Increases Reach, Boosts User Acquisition with InMobi</a></li>
	<li><a href="https://go.inmobi.net/hubfs/QSR-App-Case-Study.pdf" target="_blank">InMobi Helps Leading Global QSR Brand Drive High Quality App Installs</a></li>
</ul>]]></description>
      <dc:subject><![CDATA[Advertising, English (EN): inmobi.com,]]></dc:subject>
      
      <dc:creator><![CDATA[ Team InMobi  ]]></dc:creator>
      
      <dc:date>2019-09-30T11:52:00+00:00</dc:date>
    </item>
  
    <item>
      <title><![CDATA[How to Build Multi-Touch Attribution Models with the Right Incentives [White Paper]]]></title>
      <link>https://www.inmobi.com/blog/2019/09/27/how-to-build-multi-touch-attribution-models-with-the-right-incentives/</link>
      <guid>https://www.inmobi.com/blog/2019/09/27/how-to-build-multi-touch-attribution-models-with-the-right-incentives/</guid>
      <description><![CDATA[<h1 class="tile-heading">Download our Latest Report with Kochava to Learn How to Build Multi-Touch Attribution Models That Really Work for You.</h1>

<p>Want to know more about how to build multi-touch attribution models that actually work for you and ensure that your partners are doing the right thing at every stage of the consumer journey? We&rsquo;re here to help you move beyond single touch attribution and implement a mobile marketing attribution solution that eliminates fraud and ensures that everyone working with you is committed to optimizing your conversion events.</p>

<p>We recently teamed up with data-driven mobile attribution and in-app analytics experts at Kochava to develop a new white paper on multi-channel attribution and multi-touch attribution modeling best practices in the mobile in-app space. Be sure to grab your complimentary copy of How to Set Up a Multi-Touch Attribution Model: Understanding Incentive-Compatible Multi-Touch Attribution today! Whether you&rsquo;re using the W-shaped model or the time decay model, or whether you&rsquo;re focused on paid search or in-app advertising, this guide is for you.</p>

<p style="text-align: center;"><a class="btn btn-s" href="https://go.inmobi.net/multi-touch_attribution_wp" style="font-size:24px; border-radius: 25px; font-weight: normal;" target="_blank">DOWNLOAD</a></p>

<p>Grab your <a href="https://go.inmobi.net/multi-touch_attribution_wp" target="_blank">free copy of this white paper today</a> to learn about:</p>

<ul style="list-style:disc;">
	<li>Why you need multi-touch attribution for your mobile marketing efforts.</li>
	<li>How to set up your attribution models so that you&rsquo;re incentivizing your partners to do the right thing at every marketing touchpoint.</li>
	<li>What incentive-compatible multi-touch attribution looks like across the customer journey.</li>
	<li>Why you should adopt a weighted model and why shouldn&rsquo;t give equal credit to everyone.</li>
	<li>How to set up a custom model for your campaigns, and how to collect the necessary information in as close to real time as possible.</li>
</ul>

<h2 class="tile-heading">White Paper Sneak Peak:</h2>

<p><strong>Enjoy the first section of the white paper before you download your own copy:</strong></p>

<p>When you work with multiple channels for user acquisition, the incentives and attribution mechanisms you define ultimately determine the optimization of your ad spend and the quality of users you acquire.</p>

<p>The primary intent of your attribution model should not only be to identify the most effective channels but also to motivate those channels to engage in best practices (mitigating fraud, for example).</p>

<p>The question arises: How does one reward channel partners appropriately for acquiring valid users who achieve certain business metrics?</p>

<p>This white paper aims to answer aspects of both data and modelling, while introducing a solution for multi-touch attribution implementation that would properly reward the channels with the greatest material impact on campaigns.</p>

<p>Note: This white paper discusses implementation details of digital multi- touch attribution only. However, the concepts discussed can be extended to touchpoints beyond digital mediums.</p>

<p>Why Implement Multi-Touch Attribution?</p>

<p>While last-click attribution remains the most commonly used attribution <span style="background-color: initial;">methodology in the digital advertising industry to date, a multi-touch </span><span style="background-color: initial;">attribution model offers marketers a number of key improvements, including:</span></p>

<ol>
	<li><strong>Measuring numerous touchpoints accurately</strong><br />
	As the number of touchpoints on the customer journey to a purchase or conversion increases, so will the need for multi-touch attribution in order to measure it accurately. With more touchpoints, using only the final click, as in last-click attribution (LCA), to attribute and analyze campaign effectiveness is inaccurate and extremely risky because the last click represents only a small proportion of the overall number of touchpoints throughout the user&rsquo;s interaction journey. LCA also inadvertently incentivizes and rewards low quality or fraudulent clicks that fail to account for the wider picture.</li>
	<li><strong>Identifying the customer across multiple touchpoints </strong><br />
	While cross-platform identity is a challenging task, it is key to designing better acquisition and engagement strategies for mapping out or defining better customer journeys and also for achieving key performance indicator (KPI) goals. A fundamental aspect of multi-touch attribution is customer identity resolution.</li>
	<li><strong>Increasing transparency</strong><br />
	Multi-touch attribution drives greater transparency and higher granularity, meaning more control to advertisers and budget holders. Given the complexity (the path to purchase is longer and more complex than ever before) and number of decisions (placement, targeting, creative, etc.) necessary to run an effective ad campaign, a sound measurement strategy must have high granularity and demand transparency from channel partners. This is delivered by multi-touch attribution.</li>
</ol>

<p>Like what you&rsquo;re reading so far? Be sure to <a href="https://go.inmobi.net/multi-touch_attribution_wp" target="_blank">grab the full version today</a>!</p>

<p style="text-align: center;"><a class="btn btn-s" href="https://go.inmobi.net/multi-touch_attribution_wp" style="font-size:24px; border-radius: 25px; font-weight: normal;" target="_blank">DOWNLOAD</a></p>

<p><strong>About Kochava</strong></p>

<p>Kochava Inc. ( <a href="http://www.kochava.com/" target="_blank">www.kochava.com</a>) is a provider of secure, real-time data solutions. We help customers establish identity, define and activate audiences, and measure and optimize all aspects of their marketing. Kochava provides enterprise brands with a consolidated Unified Audience Platform including data management and onboarding, cross-device configurable attribution, analytics, engagement, industry-leading fraud protection, and data enrichment. With a culture of customer-driven service and innovation, dedication to data security, and the most powerful tools in the ecosystem, Kochava is trusted by top brands to harness their data for growth.</p>

<p><strong>About InMobi</strong></p>

<p>InMobi is the world&rsquo;s leading Marketing Cloud, driving real connections between brands and consumers. We create new paths for brands to understand, identify, engage and acquire consumers by leveraging our exclusive access to mobile intelligence and technology platforms.</p>

<p>As a leading technology company founded in 2007, InMobi has been recognized as a 2019 CNBC Disruptor 50 company and as Fast Company&rsquo;s 2018 Most Innovative Companies. For more information, visit inmobi.com.</p>

<p>Driving Real Connections. InMobi helps brands connect with consumers in ways that matter.</p>

<p>InMobi DSP is the world&rsquo;s first in-app programmatic buying platform that guarantees ROI and complete transparency. For more information, head to <a href="http://www.inmobi.com/dsp" target="_blank">www.inmobi.com/dsp</a>.</p>]]></description>
      <dc:subject><![CDATA[Advertising, English (EN): inmobi.com,]]></dc:subject>
      
      <dc:creator><![CDATA[ Team InMobi  ]]></dc:creator>
      
      <dc:date>2019-09-27T18:22:00+00:00</dc:date>
    </item>
  
    <item>
      <title><![CDATA[New Podcast on All Things Mobile Apps Feat. Apptopia]]></title>
      <link>https://www.inmobi.com/blog/2019/09/23/new-podcast-on-all-things-mobile-apps-feat.-apptopia/</link>
      <guid>https://www.inmobi.com/blog/2019/09/23/new-podcast-on-all-things-mobile-apps-feat.-apptopia/</guid>
      <description><![CDATA[<p>
	<span  style="background-color: initial;">We recently sat down with Jonathan Kay, the Founder of Apptopia, for a wide-ranging conversation on all things mobile apps and mobile marketing. Listen in to the 48-minute conversation today!</span></p><p style="text-align: center;">
	<a href="https://go.inmobi.net/hubfs/Apptopia_InMobi_Convo.mp3" target="_blank" class="btn btn-s" style="font-size:24px; border-radius: 25px; font-weight: normal;">LISTEN NOW</a></p><p>
	Here’s a small sampling of what this conversation covered:</p><ul style="list-style:disc;">
	
<li>How different apps can use subscription services and rewards.</li>	
<li>Why every company, no matter their business model, should have an app.</li>	
<li>The importance of testing, and the benefits of mobile for testing and gathering data.</li>	
<li>Importance of transparency and the user experience with your ad creatives.</li>	
<li>How to avoid device limitations and how to make sure your app is not uninstalled.</li>	
<li>How privacy initiatives will and won't impact advertising.</li>	
<li>App monetization today: What app publishers need to understand about friction.</li></ul><p>
	<a href="https://apptopia.com/">Apptopia</a> is a mobile data company that provides insights and intelligence on the mobile app industry by accurately estimating downloads, revenues, and active users for every mobile app in every country. They also provide deep SDK analysis and recognition. Their actionable app store data is designed to help publishers, investors and advertisers across the world make more informed decisions.</p><p style="text-align: center;">
	<a href="https://go.inmobi.net/hubfs/Apptopia_InMobi_Convo.mp3" target="_blank" class="btn btn-s" style="font-size:24px; border-radius: 25px; font-weight: normal;">LISTEN NOW</a></p><p>
Want to watch the entire video? Check out the video below:</p><iframe width="560" height="315" src="https://www.youtube.com/embed/KWzPHvVbHqY" frameborder="0" allow="accelerometer; autoplay; encrypted-media; gyroscope; picture-in-picture" allowfullscreen=""></iframe>]]></description>
      <dc:subject><![CDATA[Media Consumption &amp; Trends, English (EN): inmobi.com,]]></dc:subject>
      
      <dc:creator><![CDATA[ Matt Kaplan,  Content Strategist  ]]></dc:creator>
      
      <dc:date>2019-09-23T12:27:00+00:00</dc:date>
    </item>
  
    <item>
      <title><![CDATA[In-App Mobile Video Advertising: What You Need to Know]]></title>
      <link>https://www.inmobi.com/blog/2019/09/19/in-app-mobile-video-advertising-what-you-need-to-know/</link>
      <guid>https://www.inmobi.com/blog/2019/09/19/in-app-mobile-video-advertising-what-you-need-to-know/</guid>
      <description><![CDATA[<h1 class="tile-heading">Here&rsquo;s Your Complete Guide on All Things Mobile Video Advertising</h1>

<p>Interested in learning more about in-app mobile video advertising? Then this guide is for you.</p>

<h2 class="tile-heading">Why Include Video Content in Your Mobile Advertising and Marketing Strategy?</h2>

<p><img src="https://go.inmobi.net/hubfs/Why_is_in-app_advertising_so_powerful.png" /></p>

<p><img src="https://go.inmobi.net/hubfs/in-app-advertising-works-declaration.png" /></p>

<p>In-app video advertising is an ideal way to engage and acquire mobile users and provide them with a positive user experience. It&rsquo;s been proven effective, and is now one of the best mobile marketing tactics to leverage. Some food for thought from <a href="http://go.inmobi.net/mobileprogrammatictrends2019" target="_blank">InMobi&rsquo;s 2019 Mobile Programmatic Advertising Trends report</a>:</p>

<ul style="list-style:disc;">
	<li>In the U.S. in Q1 2019, click-through rates (CTRs) for video ads were over 2x greater than native CTRs and over 10x greater than CTRs for banners on average.</li>
	<li>In Q1 2019, the average CTR for a video ad in the U.S. was 3.16%. In comparison, the Interactive Advertising Bureau (IAB) had previously reported that back in the first three months of 2018, the average CTR of a video ad was 0.26%.</li>
</ul>

<p><img src="https://go.inmobi.net/hubfs/average-ctr-video-ads-apps.png" /></p>

<p>Video ads are also highly viewable as well, making them great for top-funnel and mid-funnel campaigns. In Q2 2019, we saw, on average, <a href="https://event.webcasts.com/starthere.jsp?ei=1253501&amp;tp_key=98936d0058&amp;sti=webinar_page" target="_blank">video completion rates of around 80%</a> and viewability of 91% via private marketplace deals. In fact, during this period, <a href="/blog/are-your-video-views-accurate-comparing-video-viewability-metrics" target="_blank">InMobi&rsquo;s average video viewability rates</a> were 50% higher than Moat&rsquo;s nationwide benchmarks and 59% than what Integral Ad Science (IAS) reported as the average rate.</p>

<p>For a good example of just how viewable in-app video ads can be, <a href="https://go.inmobi.net/hubfs/Wendys_CaseStudy.pdf" target="_blank">consider fast food chain Wendy&rsquo;s</a>. They have seen in-app video ad completion rates between 80-90%, well over 25% better than their initial expectations.</p>

<h2 class="tile-heading">2019 Mobile Video Ad Spending Figures</h2>

<p><img src="https://go.inmobi.net/hubfs/advertisers-love-in-app-advertising.png" /></p>

<p>The effectiveness of video ads within mobile apps helps to explain while it&rsquo;s now one of the most popular digital marketing tactics being leveraged by advertising and marketers today.</p>

<p>Between 2017 and 2018, programmatic video ad spending grew 47% in the U.S. In Q1 2019, video ad spending in the U.S. was up 181% compared to Q1 2018.</p>

<p style="text-align: center;"><a class="btn btn-s" href="http://go.inmobi.net/mobileprogrammatictrends2019" style="font-size:24px; border-radius: 25px; font-weight: normal;" target="_blank">LEARN MORE</a></p>

<p>These figures correspond to <a href="https://www.emarketer.com/content/mobile-video-advertising-2019" target="_blank">what eMarketer has found</a> as well. In 2019, they predict mobile video ad spending will reach almost $16 billion by the end of 2019 and almost $25 billion by 2022 in the U.S. alone. Over 17% of all media budgets devoted to mobile devices now goes to video.</p>

<h2 class="tile-heading">Mobile Video Consumption and App Usage Trends 2019</h2>

<p>This growth in mobile video advertising corresponds to larger trends in video consumption on mobile devices overall. Increasingly, people have no problem at all viewing video content on a smaller screen.</p>

<p>Using <a href="https://www.inmobi.com/pulse" target="_blank">our carrier-verified, high-quality data</a>, we found that between June 2018 and July 2019, net new installs of the five biggest paid streaming video apps (Amazon Prime Video, HBO, Hulu, Netflix and Starz) increased by over 400%. By 2019, close to 188 million Americans will watch video on their smartphones, eMarketer has predicted.</p>

<p><img src="https://go.inmobi.net/hubfs/cumulative-net-new-streaming-mobile-video-app-installs.png" /></p>

<p>Parallel to the growth of video viewing on mobile is the increase in app usage overall. According to eMarketer, U.S. adults will spend close to three hours a day using mobile devices this year, with around <a href="https://www.emarketer.com/content/us-time-spent-with-mobile-2019" target="_blank">87% of that time devoted to apps</a>.</p>

<h2 class="tile-heading">In-App Video Ad Formats to Consider</h2>

<p>Mobile video advertising may be uniformly effective and popular, but not all in-app video ad formats are the same. Here&rsquo;s what you need to know about formats and creatives:</p>

<ul style="list-style:disc;">
	<li>Whenever possible, opt for vertical video. While it can be tempting to take the horizontally-oriented ads being used for television and just port them over to mobile, that doesn&rsquo;t always provide an ideal user experience. According to a study conducted by UX/UI expert Tristan Denyer, <a href="https://tristandenyer.com/work/user-research-people-hold-interact-phone/" target="_blank">60% of people typically hold their phones vertically</a>, while only 11% often hold it horizontally.</li>
	<li>Consider using fullscreen creatives when available. Since they provide 100% share of voice, they&rsquo;re highly memorable and can help you <a href="http://go.inmobi.net/the-current-state-of-brand-safety" target="_blank">avoid brand safety issues</a>.</li>
	<li>Keep video ads for mobile as short as possible. Attention spans are shorter on mobile than they are with TV, so it&rsquo;s critical to keep creatives short and sweet. This is why 70% of served video ad impressions in the U.S. via InMobi Exchange are 20 seconds or less.</li>
	<li>To follow up on the above point, consider trying out six-second ads. While these are commonly associated with pre-roll and post-roll ads on YouTube and social media, they&rsquo;re useful beyond that as well. Around 10% of video ads served by InMobi Exchange are six seconds or less today, although that will likely significantly grow in 2020.</li>
	<li>Add interactivity and mobile-first capabilities to your video ad creatives. In particular, adding rich media end cards can be highly effective at driving someone to a form fill page or a mobile website where they can make a purchase. Also, many advertisers feature interactive maps at the end of a video ad that shows someone where the closest store or other high-interest physical location is to them at that moment.</li>
	<li>Use VAST instead of VPAID. Not only is VAST now the industry-accepted standard for mobile video advertising, but it provides an improved user experience by pre-loading video creatives. This ensures that the video doesn&rsquo;t need to buffer and can just seamlessly play as soon as the end user is ready.</li>
</ul>

<p><iframe allow="accelerometer; autoplay; encrypted-media; gyroscope; picture-in-picture" allowfullscreen="" frameborder="0" height="315" src="https://www.youtube.com/embed/67Hk4ietpZ4" width="560"></iframe></p>

<h3 class="tile-heading">Finding the Right Video Partners</h3>

<p>When running mobile video ad campaigns, make sure you have the right team in place for support. Lots of demand-side platforms, ad networks, attribution partners and so forth may claim to be video experts, but don&rsquo;t take them at their word. Be sure to do your due diligence and figure out who precisely has the expertise, experience and technical acumen you need to make the most out of mobile video advertising.</p>

<p style="text-align: center;"><a class="btn btn-s" href="https://www.inmobi.com/company/contact/" style="font-size:24px; border-radius: 25px; font-weight: normal;" target="_blank">CONTACT US</a></p>

<p>Interested in learning more about mobile video advertising? Check out these blog posts for further insights:</p>

<ul style="list-style:disc;">
	<li><a href="/blog/programmatically-speaking-understanding-vast-vpaid-mraid-and-simid" target="_blank">Programmatically Speaking: Understanding VAST, VPAID, MRAID and SIMID</a></li>
	<li><a href="/blog/calculating-mobile-video-advertising-growth-and-other-in-app-video-ad-stats" target="_blank">Calculating Mobile Video Advertising Growth and Other In-App Video Ad Stats You Need to Know</a></li>
	<li><a href="/blog/why-the-right-mobile-video-advertising-metrics-make-all-the-difference" target="_blank">Why The Right Mobile Video Advertising Metrics Make All The Difference</a></li>
	<li><a href="/blog/what-is-the-future-of-mobile-video-advertising-5-bold-predictions" target="_blank">What is the Future of Mobile Video Advertising? 5 Bold Predictions</a></li>
</ul>

<p style="text-align: center;">&nbsp;</p>

<p><iframe allow="accelerometer; autoplay; encrypted-media; gyroscope; picture-in-picture" allowfullscreen="" frameborder="0" height="315" src="https://www.youtube.com/embed/N2-lM2HHywI" width="560"></iframe></p>]]></description>
      <dc:subject><![CDATA[Advertising, English (EN): inmobi.com,]]></dc:subject>
      
      <dc:creator><![CDATA[ Team InMobi  ]]></dc:creator>
      
      <dc:date>2019-09-19T17:32:00+00:00</dc:date>
    </item>
  
    <item>
      <title><![CDATA[Mobile Ad Viewability: What You Need to Know]]></title>
      <link>https://www.inmobi.com/blog/2019/09/17/mobile-ad-viewability-what-you-need-to-know/</link>
      <guid>https://www.inmobi.com/blog/2019/09/17/mobile-ad-viewability-what-you-need-to-know/</guid>
      <description><![CDATA[<h1 class="tile-heading">Here&rsquo;s what you need to know about mobile ad viewability today.</h1>

<p>When running mobile advertising campaigns, whether in mobile apps or on mobile web, mobile ad viewability is key. No matter where an ad is running, whether in a newspaper, on TV or in digital (i.e. desktop and mobile) environments, it&rsquo;s critically important to prioritize and measure viewable ad rates. If ads aren&rsquo;t being seen by real people on a particular channel, why bother devoting ad spend to it?</p>

<p>But how do you know if the viewability rates for your desktop or mobile campaigns are any good? Without a viewability standard in place, there&rsquo;s no way to tell if the viewability metrics you&rsquo;re seeing are good or bad.</p>

<p style="text-align: center;"><a class="btn btn-s" href="/blog/are-your-video-views-accurate-comparing-video-viewability-metrics" style="font-size:24px; border-radius: 25px; font-weight: normal;" target="_blank">LEARN MORE</a></p>

<p>To help establish viewability guidelines and benchmarks in the digital advertising space, Integral Ad Science (IAS) recently released its <a href="https://go.integralads.com/us-mqr-2019-h1.html" target="_blank">Media Quality Report</a> for the first half of 2019. Gathering insights from a variety of data sources, including integrated software development kits, IAS&rsquo;s biannual reports provide a useful and comprehensive snapshot of desktop and mobile viewability in advertising. Here&rsquo;s what the data reveals.</p>

<h2 class="tile-heading">Highlights of The Report</h2>

<ul style="list-style:disc;">
	<li>Reflecting changing media consumption behaviors, especially within the mobile market, mobile app display viewability grew the highest, by 9%, when compared to desktop and mobile web.</li>
	<li>Video ads continue to deliver better viewability across both desktop and mobile.</li>
	<li>Mobile app display time-in-view beat mobile web display time-in-view by 4.6 seconds.</li>
	<li>Mobile benchmarks for ad fraud continues to be lower than that of desktop.</li>
</ul>

<h3 class="tile-heading">Average Viewability Rates, Display Ads</h3>

<p><img src="https://go.inmobi.net/hubfs/average-viewability-rates-display-ads.png" /></p>

<h3 class="tile-heading">Time in View, Display Ads</h3>

<p><img src="https://go.inmobi.net/hubfs/time-in-view-display-ads.png" /></p>

<p>Here&rsquo;s how IAS defines both viewability and time in view in its report:</p>

<ul style="list-style:disc;">
	<li><strong>Viewability</strong>: &ldquo;Per the Media Ratings Council (MRC), a display ad impression is viewable if at least 50% of pixels are on screen for at least one second after the ad has rendered, and a video ad impression is viewable if the ad is playing while at least 50% of pixels are on screen for at least two continuous seconds.&rdquo;</li>
	<li><strong>Time in view</strong>: &ldquo;Time-in-view is the average duration that a viewable impression remained in view. This average does not include impressions that were not viewable according to the MRC standard in the calculation.&rdquo;</li>
</ul>

<h2 class="tile-heading">Benefits of In-App Advertising for Viewability</h2>

<p>The time-in-view data from the IAS report is very interesting. Time-in-view metric for in-app display is 25% higher than mobile web and only 10% below desktop, which highlights the strength of in-app media.</p>

<p>Despite the small screen compared to desktop, the 100% share of voice nature of most in-app ads drives much higher time-in-view metrics than mobile web and nearly as strong as time in view in desktop. Mobile app viewability is a key differentiator.</p>

<p>And, potentially, if you took out in-feed placements from in-app display ads, it&rsquo;s definitely possible they would drive higher time-in-view metrics than even desktop display. It&rsquo;s possible that viewability was a key driver behind <a href="https://event.webcasts.com/starthere.jsp?ei=1253501&amp;tp_key=98936d0058&amp;sti=webinar_page" target="_blank">banners accounting for less than half of all programmatic in-app ad spending in the first three months of this year</a>.</p>

<p>Figures from IAS <a href="/blog/are-your-video-views-accurate-comparing-video-viewability-metrics" target="_blank">around mobile video advertising</a> correspond to numbers highlighted in InMobi&rsquo;s 2019 Mobile Programmatic Advertising Trends report. The higher than average viewability rate of video ads is one reason why their average click-through rate (CTR) was two times better than native ads and 10x better than banners in the first quarter of 2019.</p>

<p>This IAS report shows how far the mobile app advertising space has progressed. Back in 2017, brands and agencies were <a href="https://digiday.com/marketing/viewability-mobile-problem/" target="_blank">fretting about viewability in mobile environments</a>. No longer. As this most recent data shows, mobile generally and apps especially are much better than desktop and laptop environments for viewability.</p>

<p>&ldquo;With ad spend increasingly concentrated in mobile, it&rsquo;s <a href="https://www.doubleverify.com/newsroom/doubleverify-and-inmobi-unite-to-combat-mobile-app-fraud/" target="_blank">imperative that brands have transparency into the quality of mobile app inventory</a>,&rdquo; said DoubleVerify COO Matt McLaughlin.</p>

<h2 class="tile-heading">Predicting the Future of Mobile Ad Viewability</h2>

<p>Across many leading categories, viewability is improving. This trend will continue for a few key reasons. For one, advertisers and their programmatic partners are increasingly prioritizing viewability, only working with vendors and solutions that support measurable viewability and are taking significant steps to reduce fraud.</p>

<p>And two, many brands and agencies are increasingly embracing creative formats like video that are much more likely to be viewed. In the U.S., approximately 30% of banners and around 40% of all display ads leverage rich media creative experiences - and this will very likely increase in the coming months.</p>

<p>Changes are afoot in the video advertising realm too. Today, 70% of served video ad impressions in the U.S. via InMobi Exchange are 20 seconds or less. Around 10% of video ads are six seconds or less, although that will significantly grow in 2020.</p>

<p>Interested in learning more about mobile advertising and viewability? Check out these resources:</p>

<ul style="list-style:disc;">
	<li><a href="/blog/are-your-video-views-accurate-comparing-video-viewability-metrics" target="_blank">Are Your Video Views Accurate? Comparing Video Viewability Metrics</a></li>
	<li><a href="/blog/guaranteeing-viewability-and-reducing-fraud-with-inmobi-and-doubleverify" target="_blank">Guaranteeing Viewability, Reducing Fraud</a></li>
	<li><a href="/blog/programmatically-speaking-combating-invalid-traffic-with-doubleverify" target="_blank">Combating Invalid Traffic</a></li>
	<li><a href="/blog/open-your-mind-to-the-open-measurement-sdk" target="_blank">Open Your Mind to the Open Measurement SDK</a></li>
</ul>]]></description>
      <dc:subject><![CDATA[Advertising, English (EN): inmobi.com,]]></dc:subject>
      
      <dc:creator><![CDATA[ Team InMobi  ]]></dc:creator>
      
      <dc:date>2019-09-17T17:12:00+00:00</dc:date>
    </item>
  
    <item>
      <title><![CDATA[Omnichannel DSPs vs Specialized DSPs: How to Choose Between the Two]]></title>
      <link>https://www.inmobi.com/blog/2019/09/11/omnichannel-dsps-vs-specialized-dsps-how-to-choose-between-the-two/</link>
      <guid>https://www.inmobi.com/blog/2019/09/11/omnichannel-dsps-vs-specialized-dsps-how-to-choose-between-the-two/</guid>
      <description><![CDATA[<h1 class="tile-heading">An omnichannel DSP is very different than a niche or highly specialized DSP. Here&rsquo;s how to decide which one is right for you.</h1>

<p>When selecting a demand-side platform (DSP) for your programmatic campaigns, should you choose an omnichannel DSP or a more specialized DSP? That all depends. To go over the differences between these two types of DSPs and to determine which one is right for your digital advertising and programmatic media buying priorities, check out this <a href="https://www.youtube.com/playlist?list=PLBlFq9PKBmeMqYpH8Yfh_1ADJxUVmYWpG" target="_blank">Whiteboard Wednesday video</a>:</p>

<p style="text-align: center;"><iframe allow="accelerometer; autoplay; encrypted-media; gyroscope; picture-in-picture" allowfullscreen="" frameborder="0" height="315" src="https://www.youtube.com/embed/yqgw1MiZJc0" width="560"></iframe></p>

<h2 class="tile-heading">Video Transcript</h2>

<p>All DSPs are not the same. Some are omnichannel, while others are niche. Let&rsquo;s dive into what these terms mean.</p>

<p>An omnichannel DSP is meant to be a one-stop solution designed to work across a variety of channels like desktop, video, audio, OTT, etc. Often, these DSPs are ideal to scale top-of-funnel awareness.</p>

<p>A niche DSP is mainly focused on one channel and one channel only, like video or display. Niche DSPs also frequently focus on specific mid-funnel and bottom-funnel goals and objectives.</p>

<p>So which option is right for you? That all depends on your goals and what you&rsquo;re trying to achieve.</p>

<p>If you have an app business and want new users with a high lifetime value, then a niche DSP with an in-app focus is ideal for you.</p>

<h2 class="tile-heading">What is a DSP Anyway?</h2>

<p>In the world of online advertising, what is a DSP and why would brands and agencies use one? Here&rsquo;s <a href="/blog/the-crazy-advertising-technology-landscape" target="_blank">how we previously defined the term</a>:</p>

<p>"A DSP is an online platform that gives advertisers the ability to easily buy display ads on ad exchanges, ad networks and other available inventory sources they are connected with.</p>

<p>A DSP is an extremely popular buying platform because it enables advertisers to buy from a wide selection of inventory, optimize their campaign performance and view reporting analytics from a central interface.</p>

<p>From time to time, a DSP can be used for real-time bidding (RTB). This gives advertisers the ability to buy media across multiple ad exchanges. DSPs also often centralize ad bidding and reporting in one interface.</p>

<p>For example, ad exchanges like DoubleClick by Google and OpenX are both marketplaces for advertisers to bid and auction for available ad inventory from publishers. In this case, the DSP would have access to allow users to bid on the inventory available across both exchanges.</p>

<p>Also, a DSP will often allow the advertisers to plug in data collected by a third party (like a DMP). This data can be leveraged to create a target audience and better optimize campaign performance."</p>

<p>But how do DSPs actually work? Here&rsquo;s <a href="https://digiday.com/media/wtf-demand-side-platform/" target="_blank">how Digiday explains it</a>: &ldquo;DSPs allow advertisers to buy impressions across a range of publisher sites, but targeted to specific users based on information such as their location and their previous browsing behavior. Publishers make their ad impressions available through marketplaces called ad exchanges, and DSPs automatically decide which of those impressions it makes the most sense for an advertiser to buy.&rdquo;</p>

<h2 class="tile-heading">Questions to Ask When Looking at DSPs</h2>

<ul style="list-style:disc;">
	<li>Are they data driven? What data points do they use, and what information do they give back to you? Do they have high-quality first-party data that can be applied and used for your campaigns? After the fact, will the DSP provide any data back to you that you can use in the future?</li>
	<li>Are they people based? Do they let you <a href="/blog/moving-beyond-mobile-app-cost-per-install-the-benefits-of-cpx-bidding-video" target="_blank">pay for your campaigns based on business-first metrics</a>, or just on clicks, impressions or installs?</li>
	<li>Does it leverage machine learning in any capacity? Is intelligence baked into the DSP itself, or is optimization a mostly highly manual effort?</li>
</ul>

<h2 class="tile-heading">Specialized vs. Omnichannel DSPs: Market Factors to Consider</h2>

<p>As we noted in our July 2019 webinar with Adweek, consolidation continues to happen among omnichannel DSPs in the ad tech space. While buyers don&rsquo;t often do exclusive DSP deals like they did in the early days, buyers are trying to limit the number of primary omnichannel DSPs that they work with to as few as possible.</p>

<p>At the same time, the use of specialized DSPs is on the rise. For in-app mobile programmatic buying, the fastest growing specialized DSPs deliver on location or app performance (install and remarketing) use cases. And, these specialized DSPs represent around 20% of the mobile ad programmatic market now.</p>

<p>As time spent in-app and media spend increases, there is a greater need for a DSP built specifically for the needs of this environment. As opposed to an omnichannel DSP, which may cover web display, social, OTT and many other advertising environments, specialized DSPs are often not cross channel but just focused on one area for a particular set of marketing needs.</p>

<p>Do you use specialized or omnichannel DSPs? What do you look for in demand-side platforms? Let us know on social media! We&rsquo;d love to hear from you on <a href="https://twitter.com/inmobi" target="_blank">Twitter</a>, <a href="https://www.linkedin.com/company/inmobi/" target="_blank">LinkedIn</a> and/or <a href="https://www.facebook.com/inmobi" target="_blank">Facebook</a>.</p>

<p>Want to learn more about mobile DSPs and how to choose the right option? Check out these blog posts and case studies for further insights:</p>

<ul style="list-style:disc;">
	<li><a href="/blog/a-marketers-guide-to-evaluating-bidder-performance-of-multiple-dsps" target="_blank">A Marketer&rsquo;s Guide to Evaluating Bidder Performance of Multiple DSPs</a></li>
	<li><a href="/blog/how-to-craft-the-perfect-mobile-app-marketing-strategy" target="_blank">How to Craft the Perfect Mobile App Marketing Strategy</a></li>
	<li><a href="https://go.inmobi.net/hubfs/Financial_Services_Case_Study.pdf" target="_blank">Major Financial Services Brand Increases Reach, Boosts User Acquisition with InMobi</a></li>
	<li><a href="https://go.inmobi.net/hubfs/DSP%20+%20Food-Beverage%20Case%20Study.pdf" target="_blank">Leading DSP Boosts Reach, Viewability For Key Food &amp; Beverage Customer Through InMobi Exchange</a></li>
</ul>]]></description>
      <dc:subject><![CDATA[Advertising, English (EN): inmobi.com,]]></dc:subject>
      
      <dc:creator><![CDATA[ Team InMobi  ]]></dc:creator>
      
      <dc:date>2019-09-11T12:11:00+00:00</dc:date>
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    <item>
      <title><![CDATA[8 GIFs that Perfectly Explain App-Ads.txt, Sellers.json and the OpenRTB Supply Chain Object]]></title>
      <link>https://www.inmobi.com/blog/2019/09/09/8-gifs-explain-app-ads.txt-sellers.json-openrtb-supplychain-object/</link>
      <guid>https://www.inmobi.com/blog/2019/09/09/8-gifs-explain-app-ads.txt-sellers.json-openrtb-supplychain-object/</guid>
      <description><![CDATA[<p><span style="background-color: initial;">In 2019, the IAB Tech Lab has released a number of new standards and technologies designed to dramatically increase transparency in the programmatic mobile advertising world. App-ads.txt, the in-app extension of ads.txt, </span><a href="/blog/implementing-app-ads.txt-avoid-these-common-mistakes" style="background-color: initial;" target="_blank">first went live officially in March</a><span style="background-color: initial;">, and sellers.json and the OpenRTB SupplyChain Object were </span><a href="https://iabtechlab.com/press-releases/iab-tech-lab-announces-two-new-technologies-to-build-more-transparency-trust-in-the-programmatic-supply-chain/" style="background-color: initial;" target="_blank">released for public comment the very next month</a><span style="background-color: initial;">.</span></p>

<p>But what do these technology standards do and how can they be used in tandem with one another across the entire supply chain? To help answer these questions, some of the best GIFs on the internet are here to help.</p>

<h2 class="tile-heading">Definitions</h2>

<p>As has been <a href="/blog/iab-extends-ads.txt-to-apps" target="_blank">noted before on the InMobi blog</a>, &ldquo;Ads.txt is a simple solution that gives publishers complete control over who is selling their inventory. The publisher creates a depository of authorized sellers that can be accessed by the buyers. Buyers can hence identify the legitimate sellers of the ad inventory they desire.&rdquo;</p>

<p>In short, app-ads.txt is a file that states clearly who can and can&rsquo;t work with a particular app for ad monetization.</p>

<p style="text-align: center;"><img src="https://go.inmobi.net/hubfs/Pokemon-I-choose-you.gif" /></p>

<p style="text-align: center;"><img src="https://go.inmobi.net/hubfs/simpsons-choose-you.gif" /></p>

<p>What about Sellers.json and the OpenRTB SupplyChain Object? As <a href="https://martechseries.com/author/sergio-serra/" target="_blank">Sergio Serra</a>, product manager for InMobi&rsquo;s SSP strategic business unit, <a href="https://martechseries.com/mts-insights/guest-authors/sellers-json-major-leap-forward-transparent-programmatic-advertising/" target="_blank">explained in MarTech Series</a> in May, the OpenRTB SupplyChain Object and Sellers.json are like a map and key for programmatic advertisers. The SupplyChain Object provides a mapped-out overview of everyone involved in a particular transaction, and Sellers.json helps programmatic pros make heads or tails of the SupplyChain Object.</p>

<p style="text-align: center;"><img src="https://go.inmobi.net/hubfs/spongebob-map.gif" /></p>

<h2 class="tile-heading">How All Three Work Together</h2>

<p>Ideally, app-ads.txt, sellers.json and the OpenRTB SupplyChain Object are deployed in tandem with one another, to provide unprecedented transparency and clarity to in-app programmatic media buying.</p>

<p>How would it work? Let&rsquo;s consider a hypothetical scenario:</p>

<ol>
	<li><a href="https://go.inmobi.net/hubfs/Wendys_CaseStudy.pdf" target="_blank">Wendy&rsquo;s</a> and its agency, Spark Foundry, wants to reach younger Americans the mobile devices they&rsquo;re glued to, and turn to <a href="https://www.inmobi.com/exchange" target="_blank">InMobi Exchange</a> to help them do that.</li>
	<li>The app-ads.txt will tell the buyer/exchange if the inventory has been routed through the authorized set of intermediate partners. In this case InMobi Exchange can ensure that buyers only bid on the right inventory sold through the authorized partners, essentially nullifying any scope for inventory spoofing.</li>
	<li>After a successful placement, the Wendy&rsquo;s/Spark Foundry team can review what happened and who was involved in the transactions through the SupplyChain Object (and by extension Sellers.json).</li>
</ol>

<p>With all three in place, everyone in the ecosystem has greater transparency than before, knowing who precisely was involved from start to finish.</p>

<p style="text-align: center;"><img src="https://go.inmobi.net/hubfs/captain-planet-with-our-powers-combined.gif" /></p>

<h2 class="tile-heading">What All Stakeholders Need to Know</h2>

<p style="text-align: center;"><img src="https://go.inmobi.net/hubfs/andy-dwyer-parks-and-rec.gif" /></p>

<p>What do these IAB Tech Lab standards and technologies mean for everyone in the programmatic mobile advertising space? Here&rsquo;s who needs to implement what, and how everyone can encourage adoption.</p>

<h3 class="tile-heading">Who Needs to Implement New Files?</h3>

<ul style="list-style:disc;">
	<li>App developers and publishers need to implement app-ads.txt files.</li>
	<li>Supply-side platforms will need to implement sellers.json files once the standard is live.</li>
</ul>

<p style="text-align: center;"><img src="https://go.inmobi.net/hubfs/call-of-duty-the-office-karen.gif" /></p>

<h3 class="tile-heading">How Can Everyone Encourage Wide Adoption?</h3>

<ul style="list-style:disc;">
	<li>Advertisers, agency trading desks and demand-side platforms can encourage adoption of these standards by only working with partners that have seller.json and app-ads.txt files in place.</li>
	<li>Mobile ad exchanges and supply-side platforms can aid adoption by implementing sellers.json files and helping their publisher partners get their app-ads.txt files in place.</li>
	<li>Apps should implement an app-ads.txt file, and make sure their partners are implementing sellers.json files and staying true to their claims of prioritizing apps with app-ads.txt files.</li>
</ul>

<p style="text-align: center;"><img src="https://go.inmobi.net/hubfs/draymond-KD-encouragement.gif" /></p>

<h2 class="tile-heading">Interested in Learning More?</h2>

<p style="text-align: center;"><img src="https://go.inmobi.net/hubfs/90s-computer-kid-thumbs-up.gif" /></p>

<p>For more information about app-ads.txt, sellers.json and the OpenRTB SupplyChain Object, check out these blogs and articles:</p>

<ul style="list-style:disc;">
	<li><a href="/blog/iab-extends-ads.txt-to-apps" target="_blank">IAB Extends Ads.txt to Apps</a></li>
	<li><a href="/blog/in-app-ads.txt-what-you-need-to-know-video" target="_blank">In-App Ads.txt: What You Need to Know [VIDEO]</a></li>
	<li><a href="/blog/app-ads.txt-why-should-publishers-care" target="_blank">App-ads.txt: Why Should Publishers Care?</a></li>
	<li><a href="/blog/implementing-app-ads.txt-avoid-these-common-mistakes" target="_blank">Implementing App-ads.txt: Avoid these Common Mistakes</a></li>
	<li><a href="https://www.thedrum.com/opinion/2019/06/10/why-everyone-the-mobile-ad-ecosystem-should-champion-app-adstxt" target="_blank">Why Everyone in the Mobile Ad Ecosystem should Champion app-ads.txt</a></li>
	<li><a href="/blog/everything-you-need-to-know-about-sellers.json" target="_blank">Everything You Need To Know About Sellers.json</a></li>
	<li><a href="/blog/understanding-the-differences-between-ads.txt-and-sellers.json" target="_blank">Understanding the Difference between Ads.txt vs Sellers.json</a></li>
	<li><a href="https://martechseries.com/mts-insights/guest-authors/sellers-json-major-leap-forward-transparent-programmatic-advertising/" target="_blank">Why Sellers.json is a Major Leap Forward in Transparent Programmatic Advertising</a></li>
	<li><a href="https://www.mediapost.com/publications/article/335272/assessing-buy-sides-role-in-app-adstxt-sellers.html" target="_blank">Assessing Buy Side&#39;s Role In App-Ads.txt, Sellers.json Adoption</a></li>
</ul>

<h4 class="tile-heading">About the Author</h4>

<p>Matt Kaplan has over a decade of digital marketing experience, working to support the content goals of the world&rsquo;s biggest B2B and B2C brands. He is a passionate app user and evangelist, working to support diverse marketing campaigns across devices.</p>]]></description>
      <dc:subject><![CDATA[Advertising, Trust and Brand Safety, English (EN): inmobi.com,]]></dc:subject>
      
      <dc:creator><![CDATA[ Matt Kaplan,  Content Strategist  ]]></dc:creator>
      
      <dc:date>2019-09-09T15:18:00+00:00</dc:date>
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    <item>
      <title><![CDATA[Amplify Your Campaigns with Mobile Advertising Research]]></title>
      <link>https://www.inmobi.com/blog/2019/09/03/amplify-your-campaigns-with-mobile-advertising-research/</link>
      <guid>https://www.inmobi.com/blog/2019/09/03/amplify-your-campaigns-with-mobile-advertising-research/</guid>
      <description><![CDATA[<h1 class="tile-heading">5 Useful Applications of Mobile Advertising Research Surveys</h1>

<p>Mobile advertising research surveys and polls can be a great way to enhance your in-app ad campaigns and better understand holistically how your spending is impacting your bottom line.</p>

<p>Here are five great applications of mobile panels and market research surveys that you can use to make <a href="https://www.inmobi.com/exchange" target="_blank">your in-app advertising campaigns</a> stronger and more effective.</p>

<h2 class="tile-heading">1) Ad Recall Research</h2>

<p>Let&rsquo;s say you&#39;re running a branding and awareness campaign where you&rsquo;re measuring success on impressions, scale and reach, buying on a CPM (cost per 1,000 impressions) basis. While mobile advertising partners and third-party attribution players can help you determine if the ads were actually seen by the right people, how do you determine if the ads were remembered later on?</p>

<p>This is where ad recall surveys can come in handy. Here, a very short poll is distributed to everyone who saw the original ad (plus some that didn&rsquo;t, as a control group) to see if they recalled seeing that ad at some point later on (24 hours later, one week later, one month later, etc.). This can help you figure out if your ad creative was actually memorable and unforgettable, or if it was effectively ignored.</p>

<h2 class="tile-heading">2) Footfall Analysis Proofpoints</h2>

<p>Many brands will run ads through a variety of channels (think radio, TV, print, etc.) in order to drive someone to make a purchase at a physical location. This can be an especially effective path for in-app advertising campaigns, as mobile creative can include dynamic maps that show viewers precisely where the nearest store is and how they can get there &mdash; all within the advertising experience.</p>

<p>For example, <a href="https://www.youtube.com/watch?v=QPWaPkSrbCs" target="_blank">McDonald&rsquo;s took this path</a> to drive people to buy its latest breakfast items in one recent successful in-app ad campaign (<a href="/blog/how-to-find-new-customers-top-ways-to-use-location-based-mobile-ads" target="_blank">telco Orange has done the same thing too</a>). For this kind of advertising, brands and their partners typically leverage footfall attribution solutions, which link together the geographic coordinates (i.e. lat/long signals) of those that saw the ad with information on who actually set foot in a designated brick-and-mortar store.</p>

<p>But while this kind of footfall attribution helps find overlaps in those who both saw a particular ad and those who went to a specific store, but it doesn&rsquo;t reveal motive. Just because someone was exposed to a particular campaign doesn&rsquo;t mean that those ads played a role in convincing them to make a specific purchase decision.</p>

<p>To expose this kind of information, media effectiveness surveys are needed. These can be deployed to everyone exposed by the footfall analysis, to help brands determine the real reasons these particular consumers took the actions they did and highlight key motivating factors.</p>

<p style="text-align: center;"><a class="btn btn-s" href="https://www.inmobi.com/pulse" style="font-size:24px; border-radius: 25px; font-weight: normal;" target="_blank">LEARN MORE</a></p>

<h2 class="tile-heading">3) A/B Creative Testing and Campaign Concepts Testing</h2>

<p>What if you could determine, with a fairly high degree of accuracy, how a campaign and its creatives would perform before spending a single cent with a demand-side platform or ad exchange? This is essentially what concept surveys enable you to do.</p>

<p>Prior to any official campaign launch, you can poll your target audience to see what offers, ad creatives, messages, etc. will most resonate with them. That way, you can spend your ad dollars with confidence, knowing that what&rsquo;s being used is what your target consumers want to see.</p>

<p><img src="https://go.inmobi.net/hubfs/sol-creative-testing-new.png" /></p>

<h2 class="tile-heading">4) Proving Cross-Platform Attribution</h2>

<p>As we&rsquo;ve noted before, people will likely be exposed to your messaging <a href="/blog/what-is-cross-device-attribution-video" target="_blank">on multiple devices</a> and <a href="/blog/how-to-combine-online-advertising-and-offline-advertising-to-boost-your-app" target="_blank">through multiple channels</a> before they make a purchase decision. As a result, it&rsquo;s often difficult to determine precisely which touchpoints had undue influence. While someone may have been exposed to multiple ads, it&rsquo;s not unreasonable to suspect that one or two may have really driven someone over the edge and convinced them.</p>

<p>This is where media effectiveness and consumer insights surveys can prove immensely useful. It&rsquo;s possible - and often optimal - to track the effectiveness and brand lift for online and offline campaigns using a variety of metrics and insights solutions.</p>

<p style="text-align: center;"><a class="btn btn-s" href="https://www.inmobi.com/pulse" style="font-size:24px; border-radius: 25px; font-weight: normal;" target="_blank">LEARN MORE</a></p>

<h2 class="tile-heading">5) Brand Tracking and Social Sentiment Analysis</h2>

<p>It can be hugely beneficial for brands to know what prospective and current customers think about them, in order to be sure they&rsquo;re bringing the right message out to the market in their campaigns. For example, if a restaurant brand is mostly associated with value (i.e. for offering good bang for the buck) then it may not succeed with an ad campaign focused on ingredients or service necessarily.</p>

<p>It&rsquo;s crucial to understand brand health as well as your share of voice and position relative to competitors. This can be done by combining unaided behavioral data, social sentiment analysis and stated user preferences, as using all of these data sources in conjunction with one another provides a complete view of brand health.</p>

<p style="text-align: center;"><a class="btn btn-s" href="https://www.inmobi.com/pulse" style="font-size:24px; border-radius: 25px; font-weight: normal;" target="_blank">LEARN MORE</a></p>

<h3 class="tile-heading">Learn More About Mobile Market Research and Surveys</h3>

<p>Interested in more information about InMobi Pulse and its capabilities? Check out these blog posts:</p>

<ul style="list-style:disc;">
	<li><a href="/blog/inmobi-pulse-making-market-research-do-it-yourself" target="_blank">How InMobi Pulse is Making Market Research &ldquo;Do it Yourself&rdquo;</a></li>
	<li><a href="/blog/inmobi-pulse-always-on-research-helps-marketers-stay-relevant" target="_blank">Always-On Research Helps Marketers Stay Relevant</a></li>
	<li><a href="/blog/all-about-inmobi-pulse-diy-research-design-for-a-mobile-audience" target="_blank">All About InMobi Pulse: DIY Research Design for a Mobile Audience</a></li>
</ul>]]></description>
      <dc:subject><![CDATA[Media Consumption &amp; Trends, Products &amp; Tools, English (EN): inmobi.com,]]></dc:subject>
      
      <dc:creator><![CDATA[ Team InMobi  ]]></dc:creator>
      
      <dc:date>2019-09-03T12:10:00+00:00</dc:date>
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    <item>
      <title><![CDATA[The Mobile Consumer is The Consumer]]></title>
      <link>https://www.inmobi.com/blog/2019/08/26/the-mobile-consumer-is-the-consumer/</link>
      <guid>https://www.inmobi.com/blog/2019/08/26/the-mobile-consumer-is-the-consumer/</guid>
      <description><![CDATA[<h1 class="tile-heading">When smartphones are ever-present, everyone is a mobile consumer. Here&rsquo;s why mobile is central to driving real connections with consumers.</h1>

<p>Today, why bother specifying between a consumer and a mobile consumer? Considering the current state of mobile technology, saying global mobile consumer is like saying tiny shrimp or ATM machine - it&rsquo;s just redundant at this stage.</p>

<p>Don&rsquo;t believe me? Consider this information:</p>

<ul style="list-style:disc;">
	<li>A significant percent of consumers have mobile devices. According to a 2019 mobile consumer survey from Pew, basically all adults in the U.S. own mobile devices. They found that 96% of Americans have a cellphone, and <a href="https://www.pewinternet.org/fact-sheet/mobile/" target="_blank">over four in five have a smartphone</a>. A majority of adults in the U.S. across all age groups, locations, incomes and backgrounds have a smartphone. In fact, there are more people globally that <a href="https://www.factslides.com/s-Mobile-Phones" target="_blank">have a cellphone than there are people with toilets</a>.</li>
	<li>Not only are smartphones highly prevalent, but they&rsquo;re also the premier screen for Americans today. Pew has found that one in five Americans only go online using mobile devices. This is especially prevalent among younger adults, with <a href="https://www.pewinternet.org/2019/06/13/mobile-technology-and-home-broadband-2019/" target="_blank">58% of those under 30 years old</a> saying they primarily get online via mobile screens.</li>
	<li>According to eMarketer, adults in the U.S. spend more than three hours and 30 minutes with their mobile devices. This means that Americans are now looking at smartphones and other similar devices <a href="https://www.emarketer.com/content/mobile-time-spent-2018?ecid=dfda7bcd4b86471fba0d362c1f4a962e" target="_blank">more often than they&rsquo;re watching TV</a>.</li>
	<li>Deloitte, in its annual global mobile consumer survey, found that most Americans look at their phones <a href="https://www2.deloitte.com/us/en/pages/technology-media-and-telecommunications/articles/global-mobile-consumer-survey-us-edition.html" target="_blank">more than 50 times a day</a>. Why are adults in the U.S. looking at their mobile devices so frequently? Around 33% turn to smartphones for work-related reasons often, and well over half use a mobile device at some point during the workday.</li>
	<li>The vast majority of time spent with mobile devices is spent using apps. In fact, eMarketer has found that up to <a href="https://www.emarketer.com/content/us-time-spent-with-mobile-2019" target="_blank">90% of all smartphone usage is through apps</a>.</li>
	<li>Why is time in app growing? Among those that have a smartphone but not home broadband, 45% say they don&rsquo;t have home internet in part because <a href="https://www.pewinternet.org/2019/06/13/mobile-technology-and-home-broadband-2019/" target="_blank">smartphones do just about everything they need,</a> according to Pew.</li>
	<li>Mobile devices and apps are leading the way in the connected home revolution too; not only are these connected devices all powered by apps, but most of them can be overseen and controlled through smartphones as well. Less than one in five American households has a smart device in it now, but with <a href="https://www.forbes.com/sites/forbesagencycouncil/2018/09/24/the-impact-of-the-digital-revolution-on-the-smart-home-industry/#cca0b453c76d" target="_blank">more than 45 million connected endpoints installed in homes</a> and with the industry growing at an annual rate of 22%, that figure is sure to grow considerably in the coming years.</li>
</ul>

<p>This growth in mobile usage doesn&rsquo;t just impact the telecommunications industry. These figures highlight what Deloitte refers to as the &ldquo; <a href="https://www2.deloitte.com/global/en/pages/technology-media-and-telecommunications/articles/gx-global-mobile-consumer-trends.html" target="_blank">increasingly pervasive and indispensable</a>&rdquo; nature of mobile devices today. Every brand today, no matter what space it&rsquo;s in, must keep the mobile nature of its consumers in mind in everything that happens.</p>

<p>&ldquo;Put simply, <a href="https://www.retaildive.com/ex/mobilecommercedaily/reaching-the-fastidious-mobile-consumer" target="_blank">mobile devices are an extension of the consumer</a>,&rdquo; Retail Dive contributor Jason A. Oglesby astutely notes. &ldquo;The mobile phone is always with the consumer, much like a wallet or a handbag.&rdquo;</p>

<p style="text-align: center;">&nbsp;</p>

<p><iframe allow="accelerometer; autoplay; encrypted-media; gyroscope; picture-in-picture" allowfullscreen="" frameborder="0" height="315" src="https://www.youtube.com/embed/N2-lM2HHywI" width="560"></iframe></p>

<h2 class="tile-heading">How Well Do Brands Understand the Mobile Consumer?</h2>

<p>Acknowledging the rise of mobile devices is one thing; taking steps to really meet the mobile consumer (sorry, I meant to say consumer) where they are is another thing entirely. Even though mobile phones are essentially an extension of the consumer, brands haven&rsquo;t yet caught on fully.</p>

<ul style="list-style:disc;">
	<li>Among the world&rsquo;s biggest companies, <a href="https://mindsea.com/large-companies-app/" target="_blank">45% have experienced difficulty</a> building out their own apps for their consumers.</li>
	<li>Less than one in five consumers <a href="https://www.forbes.com/sites/blakemorgan/2019/05/13/40-stats-on-digital-transformation-and-customer-experience/#53a282e56475" target="_blank">think brands provide them with a quality mobile experience</a>.</li>
	<li>Around two in five Americans will stop using or buying from a brand if they get a <a href="https://www.mitel.com/learn/resource-center/the-power-of-the-mobile-consumer" target="_blank">negative mobile experience</a> from them.</li>
	<li>The average mobile website takes over 20 seconds to load, even though more than half of consumers say they will navigate away from a mobile site that <a href="https://www.searchenginejournal.com/google-new-industry-benchmarks-mobile-page-speed/187777/#close" target="_blank">takes more than three seconds to load</a>.</li>
</ul>

<p>Despite these troubles, brands can make inroads with today&rsquo;s mobile-first consumer by using mobile-first and app-first solutions to better understand, identify, engage and acquire their consumers.</p>

<p><img src="https://go.inmobi.net/hubfs/What_Succesful_Brands_Get_Right_About_Mobile.png" /></p>

<h2 class="tile-heading">Using Mobile to Better Understand the Consumer</h2>

<p>Before bringing any products and services to market, brands need to have a holistic understanding of who their target audience is and what makes them tick. But gaining this level of insights and knowledge can be difficult for many brands, particularly because legacy organizations rely heavily on outdated modes of information-gathering like in-person panels and paper surveys.</p>

<p>Luckily, there are better ways to understand mobile-first consumers. For one, unaided data sources, like first-party carrier data, reveal a wealth of anonymized personal information on where someone is located, what apps are on their phone, etc. This can be supplemented with aided data sources such as mobile surveys that glean consumer insights using the tool they know and love the most.</p>

<p><img src="https://go.inmobi.net/hubfs/Understanding-the-drivers-of-consumer-behavior.png" /></p>

<h2 class="tile-heading">Using Mobile to Better Identify the Consumer</h2>

<p><img src="https://go.inmobi.net/hubfs/What-happens-when-you-lack-the-right-data.png" /></p>

<p>A lot of companies out there say they can combine personal data with other data sources to develop <a href="https://www.inmobi.com/audiences" style="background-color: initial;" target="_blank">ideal audience segments</a>for brands to target. But, unless these services to clients are happening using only mobile data, then they may not be wholly useful.</p>

<p>&ldquo;Marketing departments need to focus on putting their best foot forward by marketing existing products to a more <a href="https://www.forbes.com/sites/forbesagencycouncil/2018/09/24/the-impact-of-the-digital-revolution-on-the-smart-home-industry/#cca0b453c76d" target="_blank">targeted customer demographic</a>,&rdquo; Forbes contributor Michael Caccavale wrote. &ldquo;Mass marketing techniques have become outdated in the digital age and are no longer effective in achieving the rate of growth expected by firms.&rdquo;</p>

<p>Avoid using separate and independent entities to understand and identify consumers. Legally separate and independent companies may have very different definitions, which can create misalignment, so you may be better off ensuring that member firms are legally connected and on the same page.</p>

<h2 class="tile-heading">Using Mobile to Better Engage the Consumer</h2>

<p>Having good quality data is key for engaging mobile-first consumers, but it&rsquo;s important to make sure it&rsquo;s applied intelligently. Having a good understanding of a target audience doesn&rsquo;t do you any good if it&rsquo;s used effectively in the real world.</p>

<p>&ldquo;<a href="https://www.forbes.com/sites/forbesagencycouncil/2018/09/24/the-impact-of-the-digital-revolution-on-the-smart-home-industry/#cca0b453c76d" target="_blank">Effectively engaging prospective consumers</a> really comes back to how marketers are using their data, analyzing insights and optimizing offers accordingly,&rdquo; Forbes contributor Michael Caccavale has noted. &ldquo;We have learned that asking key questions has helped move through that journey quickly: Are you data-driven in your campaign development? Are you testing effectively as you go? Are your marketing and sales efforts in alignment? And are you on time and on message? This approach ensures the effective use of the company&rsquo;s marketing budget since the customers with the best possible prospects for conversion will be targeted using the appropriate media channel(s) they prefer. Such a laser-focused, digital-based marketing strategy will help home automation firms maximize conversions through capitalizing on the value of digital media channels, both social and mobile.&rdquo;</p>

<p>Further, how and where brands engage consumers matters too. As I noted before, reaching consumers through mobile websites may not be entirely effective, since so much time is spent using apps. And, to maximize budgets and efforts, conducting <a href="https://www.inmobi.com/exchange" target="_blank">in-app advertising campaigns programmatically</a> is often the best path forward.</p>

<p><img src="https://go.inmobi.net/hubfs/Why_In-App_Advertising_is_Critical_for_Brands.png" /></p>

<h2 class="tile-heading">Using Mobile to Acquire Customers</h2>

<p>Whether your business is happening in brick-and-mortar stores or through online (browser and in app), it&rsquo;s critical that mobile and apps are a core tenet of the customer/user acquisition strategy and driving real connections. For brands with their own apps, <a href="https://www.inmobi.com/dsp" target="_blank">using already popular apps to drive net new downloads</a> is a seamless and surefire approach. And, even for offline-first businesses, <a href="/blog/how-to-find-new-customers-top-ways-to-use-location-based-mobile-ads" target="_blank">in-app advertising can be combined with location data</a> and other sources of knowledge to help effectively push in-store sales.</p>

<h3 class="tile-heading">Interested in Learning More About the Mobile-First Nature of Today&rsquo;s Consumers?</h3>

<p>Be sure to check out these resources for additional insights:</p>

<ul style="list-style:disc;">
	<li><a href="/blog/what-you-need-to-do-in-order-to-appeal-to-customers-on-mobile-devices" target="_blank">What You Need to Do in Order to Appeal to Customers on Mobile Devices</a></li>
	<li><a href="/blog/all-marketing-challenges-stem-from-this-one-thing" target="_blank">All Marketing Challenges Stem From This One Thing</a></li>
	<li><a href="https://www.inmobi.com/cmo-corner" target="_blank">CMO&rsquo;s 4 Keys to Success</a></li>
</ul>

<p><strong>About the Author</strong></p>

<p>Richard Thomas is the Head of Brand Marketing, North America at InMobi. He has over 15 years of experience working with some of the world&#39;s largest B2B and B2C brands. Richard&#39;s advertising and marketing career has been spent building brands by telling their stories across integrated campaigns.</p>]]></description>
      <dc:subject><![CDATA[Media Consumption &amp; Trends, English (EN): inmobi.com,]]></dc:subject>
      
      <dc:creator><![CDATA[ Richard Thomas  ]]></dc:creator>
      
      <dc:date>2019-08-26T12:30:00+00:00</dc:date>
    </item>
  
    <item>
      <title><![CDATA[The Ultimate Mobile User Acquisition Checklist]]></title>
      <link>https://www.inmobi.com/blog/2019/08/19/the-ultimate-mobile-user-acquisition-checklist/</link>
      <guid>https://www.inmobi.com/blog/2019/08/19/the-ultimate-mobile-user-acquisition-checklist/</guid>
      <description><![CDATA[<h1 class="tile-heading">Use This Mobile User Acquisition Checklist For All of Your UA-Based Mobile Ad Campaigns.</h1>

<p>Mobile user acquisition strategies driven by through mobile ads, while effective, can quickly drain your budget if you&rsquo;re not careful. Want people to be downloading your app? That&rsquo;ll cost you between $1.29 and $4.47 per install, according to eMarketer. Looking to acquire loyal app users - i.e. highly active users? That can set you back <a href="https://performance-na2.emarketer.com/channel/58fe53add2670009840a9ef1/59ef0e40bfce890eb411f2f1" target="_blank">over $100 in some instances</a>.</p>

<p>Acquiring new users for your mobile app through in-app advertising doesn&rsquo;t have to be expensive or difficult. Be sure to follow this checklist and answer these questions before starting any paid mid-funnel or bottom-funnel campaign designed to bring in new mobile users.</p>

<p style="text-align: center;"><img src="https://go.inmobi.net/hubfs/Copy%20of%20User%20Acquisition%20Campaign%20Launch%20Checklist%20-%20Mar%2019%20(2).png" /></p>

<h2 class="tile-heading">Target Audience(s) Defined</h2>

<p>The granularly your campaign targets users, the better. In the realm of UA, it can often be more effective to get in front of fewer people - so long as those individuals have a higher propensity to download and actually use your app over time.</p>

<p>For example, consider these two scenarios. In scenario one, your campaign yields 100,000 impressions and 1,000 downloads, but only five people are still using the app after 90 days. In scenario two, the campaign has 50,000 impressions and 200 downloads, but 90 days later 50 people are still using the app - and making significant in-app purchases to boot too.</p>

<p>Which option would you choose? Scenario two reached fewer people, but more of the right kind of people for your app-based business.</p>

<p>&ldquo; <a href="/blog/2019-mobile-data-monetization-trends-growing-value-of-enterprise-data" target="_blank">When you know</a> the time, place and devices people are using to consume your ads, you can make data-backed decisions to optimize on the fly and improve future campaigns,&rdquo; said Kedar Gavane, VP of India, Australia and New Zealand for ComScore.</p>

<h2 class="tile-heading">Creative Variants Ready</h2>

<p>As the old saying goes, a picture is worth a thousand words. Having <a href="/blog/how-to-make-the-most-effective-mobile-ads-for-in-app-campaigns" target="_blank">the right creatives in place</a> is crucial. And don&rsquo;t just rely on one or a small handful of options either; <a href="/blog/ridiculously-effective-creative-optimization-technique-to-maximize-ROI" target="_blank">test out lots of options to see what works best</a> for your goals.</p>

<p><img src="https://go.inmobi.net/hubfs/3%20step-mobile-ad-creative-best-practices.jpg" /></p>

<p>If possible, definitely use video ads. Our research has shown that video ads are highly effective at capturing attention, and have click-through rates that are, on average, much higher than what&rsquo;s typically observed for either banners or native ads.</p>

<p>&ldquo;Once upon a time, software was eating the world. Now, <a href="/blog/2019-trends-ad-supported-ott" target="_blank">it&rsquo;s video&rsquo;s turn</a>,&rdquo; said Abhay Singhal, Co-Founder and CEO of InMobi Marketing Cloud.</p>

<p><img src="https://go.inmobi.net/hubfs/mobile-video-statistics-2019.png" /></p>

<p>Be sure to pair the winning creatives with ideal next steps. What do you want someone to do after experiencing an ad? Interactive features like clickable end cards help hold user interest, and deep linking enables someone to quickly and easily download your app from an app store of choice directly from the ad creative.</p>

<h2 class="tile-heading">KPIs Defined</h2>

<p>Before executing any campaign, it&rsquo;s critical to establish a hypothesis on what will be achieved. This is important for any kind of in-app ad campaign, but it&rsquo;s especially critical for user acquisition efforts.</p>

<p>Within the mobile UA world, it&rsquo;s tempting to focus on cost per install or total installs. But, just because someone downloads your app doesn&rsquo;t mean they&rsquo;re a loyal, active user. Instead, it&rsquo;s often <a href="/blog/moving-beyond-mobile-app-cost-per-install-the-benefits-of-cpx-bidding-video" target="_blank">much better to base your campaign&rsquo;s success</a> on how many quality users are acquired in the end.</p>

<p>This is <a href="https://go.inmobi.net/hubfs/QSR-App-Case-Study.pdf" target="_blank">how a major quick-service restaurant brand defines and measures success</a> for its UA campaigns. They look at not who has downloaded their app but rather who has added money into their mobile wallet after the fact, as this - and not just the download - signaled to them that they had acquired a high-value app user and not someone likely to churn anytime soon.</p>

<p>&ldquo;The <a href="/blog/2019-trends-cross-device-attribution-and-multi-touch-attribution-marketing" target="_blank">ability to measure quality</a>, combined with a deep understanding of which engagement metrics drive performance, will result in tangible outcomes for brands, transforming how advertisers define value in their media spend,&rdquo; said Matt McLaughlin, Chief Operating Officer of DoubleVerify.</p>

<p style="text-align: center;"><iframe allow="accelerometer; autoplay; encrypted-media; gyroscope; picture-in-picture" allowfullscreen="" frameborder="0" height="315" src="https://www.youtube.com/embed/CVAJR4zx2qQ" width="560"></iframe></p>

<p>In terms of measurement, don&rsquo;t go it alone. Whenever possible, leverage the support and services of third-party platforms to ensure that you&rsquo;re getting accurate insights in as close to real time as possible.</p>

<h2 class="tile-heading">Other App UA Strategies to Consider</h2>

<p>There are over a million apps out there. You may need more than advertising to differentiate yourself and get in front of the right audiences. Here are some other UA options to think about and use:</p>

<ul style="list-style:disc;">
	<li><strong>App Store Search Optimization:</strong> Many people will use either the iOS App Store or the Google Play Store are their primary means of discovering and downloading new properties. In fact, three in 10 people will download <a href="https://www.businessofapps.com/news/a-definitive-guide-to-mobile-user-acquisition-strategy-for-2018/" target="_blank">the very first app they see</a> after conducting a search in the app store, highlighting the necessity of app store optimization for these individuals. Check out <a href="https://www.searchenginejournal.com/app-store-optimization-how-to-guide/241967/#close" target="_blank">this guide from Search Engine Journal</a> to learn more about store rankings, keyword usage and other key components of App Store Optimization.</li>
	<li><strong>Word of Mouth: </strong>Sometimes, the tried and true methods are the best ones to utilize. Word of mouth is great because it&rsquo;s free and can be highly effective. The only problem is that it&rsquo;s notoriously fickle and can be next to impossible to really cultivate at scale.</li>
	<li><strong>Influencer Marketing:</strong> This increasingly popular method involves tapping the services of individuals with significant digital followings, under the hopes that they can turn their dedicated fans into your loyal customers. But, be sure to choose your influencers carefully, as this methodology is not always effective and can make ROI tracking very difficult.</li>
	<li><strong>Content Marketing:</strong> The goal here is to create content like blog posts, videos, infographics, etc. that is then shared and disseminated through a wide variety of channels, with the content serving as bait to lure in potential customers. This can be highly effective, but is sometimes hard to measure and can be slow to yield real results.</li>
	<li><strong>PR:</strong> Quality press coverage can be a great way to get people to learn about your app through trusted sources, especially if your app is within a space covered by niche, well-red publications. Getting this coverage can be slow going and expensive, and positive results are both hard to come by and hard to measure.</li>
</ul>

<p>Interested in learning more? Be sure to read these blog posts at your leisure:</p>

<ul style="list-style:disc;">
	<li><a href="/blog/answering-your-top-mobile-app-user-acquisition-questions" target="_blank">Answering Your Top Mobile App User Acquisition Questions</a></li>
	<li><a href="/blog/what-brands-can-learn-from-the-best-mobile-game-marketing-plans" target="_blank">What Mobile Games Get Right About App Marketing</a></li>
	<li><a href="/blog/how-to-craft-the-perfect-mobile-app-marketing-strategy" target="_blank">How to Craft the Perfect Mobile App Marketing Strategy</a></li>
</ul>

<p>If you&rsquo;re interested in even more information, <a href="https://www.inmobi.com/case-study" target="_blank">check out our case studies</a> to learn more about how we work with apps or <a href="https://www.inmobi.com/company/contact/" target="_blank">send us a quick note to connect</a>.</p>

<p style="text-align: center;"><a class="btn btn-s" href="https://www.inmobi.com/company/contact/" style="font-size:24px; border-radius: 25px; font-weight: normal;" target="_blank">CONTACT US</a></p>

<h3 class="tile-heading">About the Author</h3>

<p>Matthew Kaplan has over a decade of digital marketing experience, working to support the content marketing and search optimization goals of the world&rsquo;s biggest B2B and B2C brands. He is a passionate app user and evangelist, working to support diverse marketing campaigns across devices.</p>]]></description>
      <dc:subject><![CDATA[Advertising, English (EN): inmobi.com,]]></dc:subject>
      
      <dc:creator><![CDATA[ Matt Kaplan,  Content Strategist  ]]></dc:creator>
      
      <dc:date>2019-08-19T12:00:00+00:00</dc:date>
    </item>
  
    <item>
      <title><![CDATA[How Programmatic is Changing Mobile Advertising [New Research]]]></title>
      <link>https://www.inmobi.com/blog/2019/08/15/how-programmatic-is-changing-mobile-advertising-new-research/</link>
      <guid>https://www.inmobi.com/blog/2019/08/15/how-programmatic-is-changing-mobile-advertising-new-research/</guid>
      <description><![CDATA[<h1 class="tile-heading">Download the 2019 Mobile Programmatic Advertising Report Today!</h1>

<p style="text-align: center;"><a class="btn btn-s" href="http://go.inmobi.net/mobileprogrammatictrends2019" style="font-size:24px; border-radius: 25px; font-weight: normal;" target="_blank">GET REPORT</a></p>

<p><span style="background-color: initial;">&ldquo;Programmatic is the worst thing that happened to advertising and is our only hope for the future.&rdquo;</span></p>

<p>We don&rsquo;t know which financial services marketer <a href="https://digiday.com/marketing/cmos-trust-issue-programmatic/" target="_blank">said this to Digiday</a> in 2017, but perhaps no quote so appropriately sums up how many marketers and advertisers feel about programmatic ad buying today. By using software and algorithms, instead of human conversations and manual insertion orders, programmatic advertising has upturned the status quo - whether brand advertisers are ready for this shift or not.</p>

<p>So, in the intervening time since this quote was said, how has programmatic media buying progressed? Are advertisers clinging to the tried and true, or is programmatic becoming truly dominant?</p>

<p>To find out, we took a look at data from our own exchange stretching back from the beginning of 2017. Here&rsquo;s what our <a href="http://go.inmobi.net/mobileprogrammatictrends2019" target="_blank">Mobile Programmatic Advertising Trends 2019 report</a> found.</p>

<p style="text-align: center;"><a class="btn btn-s" href="http://go.inmobi.net/mobileprogrammatictrends2019" style="font-size:24px; border-radius: 25px; font-weight: normal;" target="_blank">GET IT NOW</a></p>

<h2 class="tile-heading">Tracking Programmatic&rsquo;s Progression</h2>

<p>In short, programmatic has never been hotter. From a global perspective, we discovered the following:</p>

<ul style="list-style:disc;">
	<li>Global mobile in-app programmatic budgets grew 141% between 2017 and 2018.</li>
	<li>Programmatic is on the rise in every geography, but its growth is especially strong in North America. Between 2017 and 2018, U.S. spending rose 215%. The U.S. continues to be the largest market. China is the second largest in-app programmatic ad market. Between 2017 and 2018, programmatic ad spending in China rose 102%.</li>
	<li>In Q1 2019, only 45% of all mobile programmatic ad spending went to banners in the U.S. In Q1 2019, U.S. video click-through rates were 2x greater than native CTRs and over 10x greater than CTRs for banners on average.</li>
	<li>In looking at Q2 2019 compared to Q2 2018, global open exchange spending grew 58% and private marketplace spending grew 15%.</li>
</ul>

<p style="text-align: center;"><a class="btn btn-s" href="http://go.inmobi.net/mobileprogrammatictrends2019" style="font-size:24px; border-radius: 25px; font-weight: normal;" target="_blank">GET REPORT</a></p>

<h2 class="tile-heading">Explaining Programmatic&rsquo;s Progression</h2>

<p>We have found four key reasons why in-app programmatic advertising is growing:</p>

<ul style="list-style:disc;">
	<li><strong>Greater Ease:</strong> It&rsquo;s becoming easier to conduct programmatic campaigns, thanks to the proliferation and improvement of self-service platforms, along with the availability of more staff members with programmatic expertise.</li>
	<li><strong>Increased Efficiency:</strong> It has remained increasingly effective for advertisers, regardless of whether they have top-funnel, mid-funnel or bottom-funnel goals and benchmarks. For example, between 2017 and 2019, the click-through rates of in-app native ads went up more than 18%.</li>
	<li><strong>More Trustworthy:</strong> It&rsquo;s become safer and more trustworthy to buy programmatically. Brands can ink private marketplace deals if desired, and new initiatives like app-ads.txt and sellers.json are all making open exchange buying far less prone to fraud. Already, 75% of our inventory now has an app-ads.txt file.</li>
	<li><strong>Improved AI:</strong> It continues to improve, as innovative technologies and applications of artificial intelligence become available within the programmatic ecosystem. For instance, advances in computer vision and predictive analytics enables brands to determine with a high degree of accuracy before anything goes live if a programmatic ad campaign is using effective creatives.</li>
</ul>

<p style="text-align: center;"><a class="btn btn-s" href="http://go.inmobi.net/mobileprogrammatictrends2019" style="font-size:24px; border-radius: 25px; font-weight: normal;" target="_blank">GET REPORT</a></p>

<h2 class="tile-heading">Have We Reached Peak Programmatic?</h2>

<p>Some naysayers may look at this data and say we&rsquo;ve reached the pinnacle of programmatic buying, and that it&rsquo;s all downhill from here. While predictions are always fraught, we can confidently say that we have not yet reached peak programmatic.</p>

<p>Throughout the rest of the year and continuing on to 2020, we expect to see even more money spent programmatically, to the point where a vast majority of mobile ad budgets will be devoted to programmatic media buying.</p>

<p>It&rsquo;s also fair to say that trust privacy will continue to be at the forefront, especially once CCPA is law in California. Your data strategy and needs (at the campaign level) will be a determining factor for open exchange versus private marketplace/programmatic guaranteed buying. And, the further evolution of trust initiatives like app-ads.txt and sellers.json are beneficial and help to improve transparency.</p>

<p>Whether you like it or not, programmatic is here to stay. The industry has spoken, and has embraced - and will continue to embrace - its many benefits.</p>

<p>For more insights and predictions, be sure to <a href="http://go.inmobi.net/mobileprogrammatictrends2019" target="_blank">download our Mobile Programmatic Advertising Trends 2019 report</a> today!</p>

<p style="text-align: center;"><a class="btn btn-s" href="http://go.inmobi.net/mobileprogrammatictrends2019" style="font-size:24px; border-radius: 25px; font-weight: normal;" target="_blank">GET REPORT</a></p>]]></description>
      <dc:subject><![CDATA[Advertising, Announcements, Consumer Research, English (EN): inmobi.com,]]></dc:subject>
      
      <dc:creator><![CDATA[ Team InMobi  ]]></dc:creator>
      
      <dc:date>2019-08-15T12:59:00+00:00</dc:date>
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    <item>
      <title><![CDATA[Biting into the Pizza Category Through Actionable Consumer Insights]]></title>
      <link>https://www.inmobi.com/blog/2019/08/12/biting-into-the-pizza-category-through-actionable-consumer-insights/</link>
      <guid>https://www.inmobi.com/blog/2019/08/12/biting-into-the-pizza-category-through-actionable-consumer-insights/</guid>
      <description><![CDATA[<h1 class="tile-heading">Use Actionable Insights from InMobi Pulse to Make Data-Driven Advertising Work for You.</h1>

<p>Data-driven advertising that drives real connections with today&rsquo;s mobile-first consumers will only work when it&rsquo;s powered by actionable customer insights. Data in advertising is not all the same. The goal is to power your digital advertising strategy with both first- and third-party data that yields actionable insights that can directly lead to positive consumer experiences.</p>

<p>So how would this work in the real world? We used cutting-edge market research and consumer insights solution InMobi Pulse to look at some of the biggest quick-service pizza restaurants in the United States. By analyzing the unaided carrier data on these major QSR properties, we got unvarnished customer insights that can dramatically improve any advertising campaign.</p>

<h2 class="tile-heading">Reviewing the Data: Analytics on the Top Pizza Properties</h2>

<p>To get a sense of the current state of the QSR pizza space today, we analyzed the mobile websites and mobile apps of three of the biggest pizzamakers in the U.S.: Domino&rsquo;s, Pizza Hut and Papa John&rsquo;s. Using our carrier-verified, high-quality data, we can see what makes their customers tick.</p>

<p>InMobi Pulse builds a holistic understanding of the customers from across data sources ranging from the InMobi ad exchange which reaches 1.6 billion users globally to permissively-sourced deterministic first-party carrier data to stated feedback directly from the customers. So what does the data reveal?</p>

<h3 class="tile-heading">Who Are Their Customers?</h3>

<p><img src="https://go.inmobi.net/hubfs/Screen%20Shot%202019-07-25%20at%201.23.47%20PM.png" /></p>

<p>Everybody loves pizza, so it&rsquo;s no surprise that each of the three brands has a fairly wide base of support:</p>

<ul style="list-style:disc;">
	<li>The majority of the users of the Papa John&rsquo;s, Domino&rsquo;s and Pizza Hut apps are male. But that breakdown doesn&rsquo;t always carry over to websites. The bulk of the top visitors to the Domino&rsquo;s and Papa John&#39;s mobile websites are male, but more females than males visit the Pizza Hut website.</li>
	<li>Most app users are White or Hispanic, while most website visitors are Hispanic or Black/African-American.</li>
</ul>

<h3 class="tile-heading">&nbsp;</h3>

<p><img src="https://go.inmobi.net/hubfs/Demographic-Image_v2.png" /></p>

<h3 class="tile-heading">How Old Are Their Customers?</h3>

<ul style="list-style:disc;">
	<li>For all three brands, the majority of app users are between the ages of 26 and 35. But, Papa John&rsquo;s is more likely than its competitors to have app users between the ages of 36 and 50. Pizza Hut is more likely than either Papa John&rsquo;s or Domino&rsquo;s to have app users between 51 and 65, but the bulk of its app users skew younger than that.</li>
	<li>How do their web users shake out? Domino&rsquo;s is far more likely than the others to have web visitors under 26. Overall, the bulk of web traffic that all three major brands receive is from people under 36 years old.</li>
	<li>Over half of consumers of these three major pizza brands that are over 45 years old are more likely to order food over the phone or in-person than they are to use a website or an app to make an order.</li>
</ul>

<h3 class="tile-heading">&nbsp;</h3>

<p><img src="https://go.inmobi.net/hubfs/Age_v2.png" /></p>

<h3 class="tile-heading">Where Are Their Customers Located?</h3>

<p><img src="https://go.inmobi.net/hubfs/Screen%20Shot%202019-07-25%20at%201.25.16%20PM.png" /></p>

<ul style="list-style:disc;">
	<li>People in Phoenix and Las Vegas really love their pizza! Las Vegas was among the top five cities for Domino&rsquo;s and Papa John&rsquo;s, while Phoenix was a top five city for both Domino&rsquo;s and Pizza Hut.</li>
	<li>Domino&rsquo;s app users are likely to be in some of the fastest-growing and largest cities in the U.S., including New York City and Houston along with Phoenix and Las Vegas.</li>
	<li>Papa John&rsquo;s app users are likely to be in the Southeast or Midwest, with top metros like Charlotte, Atlanta, Cincinnati and Kansas City.</li>
	<li>Pizza Hut has a loyal app user base in the middle of the country. Its top cities include Indianapolis, Louisville, Wichita and Omaha.</li>
</ul>

<h3 class="tile-heading">&nbsp;</h3>

<p><img src="https://go.inmobi.net/hubfs/Map%20(1).png" /></p>

<h3 class="tile-heading">What Do They Care About?</h3>

<ul style="list-style:disc;">
	<li>According to Experian Audience Mosaics, most app users can be classified as young, working-class families and single-parent households living in small, established city residences.</li>
	<li>Domino&rsquo;s and Pizza Hut app users are also commonly middle-aged lower-income singles and divorced individuals in transitional small towns and exurban apartments.</li>
	<li>Papa John&rsquo;s is more likely than the other two brands to have app users classified as young, middle-class families in scenic suburbs leading active, family-focused lives.</li>
	<li>Pizza Hut and Domino&rsquo;s use price and value to entice customers, which helps to explain why customers of these brands also like Taco Bell, Little Caesar&rsquo;s and Subway. Papa John&rsquo;s customers, however, tend to focus a bit more on food quality and convenience, which is why their customers also show a high affinity for Jimmy John&rsquo;s and Chipotle.</li>
	<li>In looking at total app downloads across the three brands from March 2019, the vast majority occur on Thursday or Friday. This shows how app customer journeys typically begin right as the work week ends and the weekend begins.</li>
</ul>

<p><img src="https://go.inmobi.net/hubfs/Who%20(1).png" /></p>

<p><img src="https://go.inmobi.net/hubfs/Calendar_v2.png" /></p>

<p>Interested in accessing these kinds of insights for yourself? Sign up for a free demo of InMobi Pulse today.</p>

<h2 class="tile-heading">How to Use This Data To Inform Your Mobile Ad Campaigns</h2>

<p>These insights are interesting, but how can all of this information from InMobi Pulse be used to more intelligently allocate in-app and mobile ad spend? Here are a few options:</p>

<ul style="list-style:disc;">
	<li><strong>Demographics:</strong> Is your brand more like Pizza Hut or more like Papa John&rsquo;s? Ideally, the bulk of a campaign&rsquo;s budget should go towards targeting individuals/personas that match your ideal consumer persona demographics.</li>
	<li><strong>Creatives: </strong>People <a href="/blog/how-to-make-the-most-effective-mobile-ads-for-in-app-campaigns" target="_blank">like seeing other people in ad creatives</a> - especially if those people appear to be in similar situations or be part of the same demographic segments. Information gleaned from InMobi Pulse can be used to develop personalized ads for certain demographics.</li>
	<li><strong>Offers:</strong> As shown above, InMobi Pulse helps advertisers to highlight why people like some brands over others without having to solicit direct customer feedback (although this can easily be done through InMobi Pulse too). After all, a brand focused on cheap deals may not see much success with ad creatives touting high-quality ingredients.</li>
	<li><strong>Timing:</strong> Our analysis showed that the vast majority of app downloads occurred right before the weekend, on Thursdays and Fridays. Any pizza chain&mdash;or really any QSR brand with an app&mdash;looking to <a href="https://www.inmobi.com/dsp" target="_blank">acquire new app users through in-app advertising</a> would be wise to run their campaigns during these time periods.</li>
	<li><strong>Brand Loyalty:</strong> In the chain pizza space, there isn&rsquo;t a lot of brand loyalty. Individuals are likely to have multiple pizza delivery and ordering apps on their phones. Thus, bashing the competition in advertising may not be ideal; rather, campaigns may be more successful if they play up the unique differences a brand brings to the table or otherwise highlights the distinct benefits or a particular app or web property.</li>
	<li><strong>User Acquisition:</strong> As our data highlights, app users can be very different than mobile web customers. Pizza Hut is a good example of this dynamic. While their app users are likely to be male, under 36 and white, their mobile web users skew slightly older and are more likely to be female and Hispanic. This is a prime example of why the kinds of new users a brand may want to go after for its app could be very different than who they want to acquire for their mobile web channels.</li>
</ul>

<p><img src="https://go.inmobi.net/hubfs/Use-Data.png" /></p>

<p>How do you use consumer insights to inform your media buying? Let us know on social media! We&rsquo;d love to hear from you on <a href="https://twitter.com/inmobi" target="_blank">Twitter</a>, <a href="https://www.facebook.com/inmobi" target="_blank">Facebook</a> and <a href="https://www.linkedin.com/company/inmobi/" target="_blank">LinkedIn</a>.</p>

<p style="text-align: center;"><a class="btn btn-s" href="https://www.inmobi.com/company/contact/" style="font-size:24px; border-radius: 25px; font-weight: normal;" target="_blank">GET IN TOUCH</a></p>

<h4 class="tile-heading">Our Commitment to Data Privacy: What You Need to Know About This Data</h4>

<p>We take user privacy extremely seriously. We meet the most rigorous governance, compliance, and security standards. We have collaborated with consumer advocacy groups and incorporates guidelines from multiple federal government agencies to define industry-leading practices for data governance in the U.S.</p>

<p>Users retain complete control over the data they provide, and have a choice in whether they participate and transparency as to how their data is utilized. Subscribers have constant access to their privacy elections through multiple telco touchpoints. The patented anonymization platform ensures data sets are 100% secure, and are refreshed to ensure all data are anonymized.</p>]]></description>
      <dc:subject><![CDATA[Announcements, Consumer Research, English (EN): inmobi.com,]]></dc:subject>
      
      <dc:creator><![CDATA[ Team InMobi  ]]></dc:creator>
      
      <dc:date>2019-08-12T12:53:00+00:00</dc:date>
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    <item>
      <title><![CDATA[3 Key Pillars of Ad Ops [VIDEO]]]></title>
      <link>https://www.inmobi.com/blog/2019/08/07/3-key-pillars-of-ad-ops-video/</link>
      <guid>https://www.inmobi.com/blog/2019/08/07/3-key-pillars-of-ad-ops-video/</guid>
      <description><![CDATA[<h1 class="tile-heading">In the world of digital advertising, here&rsquo;s what companies need from their ad ops personnel.</h1>

<p>When it comes to mobile app ad ops, what&rsquo;s really required from teams to ensure success? In this latest Whiteboard Wednesdays video, PubRev+ Founder Chas Castell goes over the three key components of good ad ops, highlighting everything from troubleshooting ad servers to how third-party consultants should work with clients to ensure success.</p>

<p style="text-align: center;"><iframe allow="accelerometer; autoplay; encrypted-media; gyroscope; picture-in-picture" allowfullscreen="" frameborder="0" height="315" src="https://www.youtube.com/embed/FrZNWBpdkjs" width="560"></iframe></p>

<p><strong>Transcript</strong></p>

<p>Hello everyone. I&#39;m Chas Castell. I&rsquo;m the CEO and Founder of PubRev+. We are a mobile ad ops partnership company. What that means is we work with publishers to kind of fill in the gaps in their ad operations and help them make more money.</p>

<p>And I&#39;m here today with InMobi Whiteboard Wednesdays in a very intimate environment to talk to you about, how do we, when we think about ad ops, what really is ad ops? How do we want to talk about? How do we want to make sure all our bases are covered when we set up our ad ops department? And I have behind me a bit of drawing I did, so let&#39;s dive in.</p>

<h2 class="tile-heading">Highlighting the Three Components of Online Ad Ops</h2>

<p>Okay. So when we think about ad ops at PubRev+, we think about three main buckets, as shown by this very sort of sad triangle here. We think of the technical, we think of</p>

<p>Operations and we think of Business Development. And I kind of call this the Holy Trinity of ad ops. So what does each one refer to? Let&#39;s dive into each one.</p>

<h2 class="tile-heading">The Technical Side of Ad Tech</h2>

<p>So the technical side is obviously the code and what happens on the application itself. So we&#39;re talking about, in the world of ads, we&#39;re talking about our ad logic optimization. So have you integrated your SDKs, your mediation platforms, correctly? Are you firing events at the right place? Are you firing pixel trackers? Are you dismissing ads correctly? Are you running shadow ads in the background and therefore that will reduce your fill rate because your viewability is going to be down? All things like that.</p>

<p>We&#39;re talking about the integration and the release process. Do you have project managers that will advocate for ads initiatives with your engineers? Do you have a release process where all of your ad operations folks know when the release is coming out and they get a chance to QA and give notes?</p>

<p>And then this leads to number three. Do you have QA? Do you have ads people who are trained to QA? Can they proxy? Ads is not the most sexy thing to do as an engineer or QA analyst, so we&#39;ve always, you know, tried to inspire, tried to encourage folks from those teams to be responsible for the ad side, especially if monetization through ads is the primary source of your revenue. Very, very important to have personnel who are responsible and understand the complexity and the needs for ads engineering and QA.</p>

<p>And of course ad hoccing. Do you have somebody, a person there or even a third-party tool? Do you have some process by which you can ad hoc ads as they come in? We&#39;ve all seen white as. We&#39;ve all seen promiscuous, let&#39;s say adult ads. We&#39;ve all seen ads we don&#39;t want in our applications. Do you have somebody there or some third-party tool finding those ads and squashing them?</p>

<h2 class="tile-heading">The Business Side of Online Advertising</h2>

<p>And then let&#39;s talk about business development. Business development to us means partner relations. So do you have somebody who is recording Whiteboard Wednesdays with an ad network partner? Do you have somebody who&#39;s negotiating contracts and deals, integrations? This bit&rsquo;s really fun because you get to work with people and have yummy dinners.</p>

<p>Do you have, are you running agency sales? Is your app big enough scale? Do you have DMP support? Are you talking to agencies around running direct sales? And do you have a sales team?</p>

<p>And lastly in BD we think about the ads product. Are you serving ads at the right moment in the application for the user flow? And are there any other places where the users engage consistently in the application where you could serve ads and you could increase your impressions per DAU?</p>

<h2 class="tile-heading">Understanding How Advertisements Operate in Your App</h2>

<p>All right operations. This is the one that&#39;s in the title ad ops. So operations, we all think of optimization. So that&#39;s fairly explanatory. Are you optimizing your network? Are you finding the best networks? Are you talking to them about CPM floors, tiers, all that good stuff?</p>

<p>Are you A/B testing? Are you A/B testing different waterfalls potentially? Maybe you&#39;ve got a new ad product and you want to A/B test against retention. So your operations guys will be the A/B testers there.</p>

<p>Analytics, of course, is important. Are you gathering the data? Are you looking at the right data?</p>

<p>And then of course reporting. Are you reporting consistently on a daily basis? Are you monitoring discrepancies? Are you understanding why they were discrepancies? Are you squashing bugs that appear with discrepancies?</p>

<p>So these are all the sort of main headings we look at when we think about ad ops. And the most important I would say - this is going to surprise you - is technical. I would say everything starts from technical.</p>

<p>If you have technical debt, if you have issues with your ad code, with your ad logic, you&#39;re going to have bugs. And no matter what you do here is after the fact. And so bugs will keep cropping up again and again and again, so when you ad hoc, it could be your own ad logic, it could be an ad network&rsquo;s ads that they&rsquo;re serving, but if you have bugs everything will be affected.</p>

<p>So I would say the first thing to start with is the technical. Make sure your ad logic is optimized. Make sure you&#39;ve integrated correctly.</p>

<p>The last thing you want is employees coming into an environment where they&#39;re constantly fighting fires. And let&rsquo;s face it: there are enough fires to fight because things do break, so we don&#39;t want to add any more kind of reactive overwhelm to that environment.</p>

<p>Okay, that&#39;s been a mouthful. I need some water. I&#39;m sure you do too. My email will be in the comment section below. Please email me. I&#39;m Chas Castel. I&#39;d love to hear from you. And till the next time.</p>

<h3 class="tile-heading">Interested in Learning More About Ad Ops from Chas?</h3>

<p>Send him an email at <a href="mailto:Chas@pubrevplus.com">Chas@pubrevplus.com</a> and check out these posts:</p>

<ul style="list-style:disc;">
	<li><a href="/blog/are-you-leaving-ad-revenue-on-the-table-a-qa-with-chas-castell-of-pubrevplu" target="_blank">Are You Leaving Ad Revenue on the Table? A Q&amp;A with Chas</a></li>
	<li><a href="/blog/drawbacks-and-benefits-of-header-bidding-for-apps-video" target="_blank">Drawbacks and Benefits of Header Bidding for Apps</a></li>
</ul>]]></description>
      <dc:subject><![CDATA[In-App Monetization, English (EN): inmobi.com,]]></dc:subject>
      
      <dc:creator><![CDATA[ Team InMobi  ]]></dc:creator>
      
      <dc:date>2019-08-07T16:11:00+00:00</dc:date>
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    <item>
      <title><![CDATA[Unveiling InMobi 3.0]]></title>
      <link>https://www.inmobi.com/blog/2019/07/26/unveiling-inmobi-3.0/</link>
      <guid>https://www.inmobi.com/blog/2019/07/26/unveiling-inmobi-3.0/</guid>
      <description><![CDATA[<p>It
feels like just yesterday that a bunch of us met for coffee and came away with
a dream: to build a technology company out of India. A bold dream for that
time.</p><p>It’s been 11 years since then and
we have grown, struggled, transformed and continued scaling! Of course, the
decade wasn’t without its challenges, but each one of those challenges helped
us leap closer to what we are today and also kept alive the spirit to dream
bold. </p><p>We pivoted from mKhoj to InMobi,
and we became one of the first global technology companies based out of India.
In fact, we were one of the first few tech companies to build a large business
in China. </p><p>Our success put us in the limelight
way ahead of all our peers. The tech evangelists took notice of us at a time
when we weren’t even done creating waves. In just a matter of few years, we
were a technology disruptor being covered on MIT Technology Review, the CNBC
Disruptor 50 and Fast Company’s Most Innovative companies list. </p><p>Obviously, not all the growth
happened just because of us. We were lucky enough to spot capable businesses in
other areas, and quick enough to get them within us to form a bigger and
stronger team together. Sprout, MMTG Labs, Metaflow Solutions, AerServ and
Pinsight Media — each of our acquisitions filled a gap that InMobi had at that
point of time, and each of these has been a tremendous factor in the heights
that we have achieved. </p><p>We have seen major growth in
emerging markets like China and Asia with each contributing 25% of our revenue
and  the remaining coming from the U.S..
InMobi is the only company that has attempted to do well in both China and the
U.S. We have become cost efficient operationally, resulting in operational
profitability beginning three years ago.</p><p>Disruption can’t happen without
innovation. So we continued investing into our core advertising business.
Marketers were looking for integrated solutions across advertising and
marketing and pushing back siloed solutions. We understood this very well., so
we started building and integrating our advertising suite to include platforms
for marketers. </p><p>Around the same time, we were
getting awed by the power that data was bringing to our existing platforms. It
is well understood now that only those platforms that leverage data will thrive
in the future. Fortunately, we had already started building these platforms,
software that solve real business problems using data. </p><p>Providing this to the external
world so that every data source and data user got tangible returns from their
data was an evident next step. In a short while, we were using data for
everything from manufacturing ball bearings to monitoring thermal plants to
urban planning. </p><p>But did we hear anyone talking
about enhancing user experience using data? And then, it hit us., the idea to
build a data-driven platform to affect something that has always been very dear
to us: the consumer experience. One thing followed another and all of a
sudden,we were building an AI-driven content discovery platform for the end
consumer!</p><p>What
seemed as natural offshoots of our core business turned out to be three new
businesses with humongous potential. The feeling of thrill was unfathomable.</p><p><span style="background-color: initial;">Fast
forward two years. With the new businesses successfully testing the waters, I
believe that the time has come to spin these components out as independent
companies, to ensure they get the focus, investment and autonomy that is
necessary for their growth</span><span style="background-color: initial;">.</span></p><p>
	Precisely for this, I am pleased to share the news that InMobi has organized itself into a holding company structure - InMobi Group, a holding company with the following three independent business.</p><ol style="font-weight: 300;">
	
<li><span  style="background-color: initial;">InMobi Marketing Cloud<br></span>With a mission to drive real connections between
brands and consumers, we envisioned a business that transgressed the boundaries
of the ad tech and martech world to deliver a unified solution to the CMO.
InMobi Marketing Cloud is a suite of integrated ad tech and martech platforms,
supplemented by InMobi’s exclusive mobile intelligence for targeting. With our
incumbent ad business expanding to include marketing platforms, we will truly
be a one-stop solution for the digital CMO’s needs. In fact, we are the only
player providing a mobile-first approach to all marketing needs from market
research to customer engagement, a feat unchallenged so far!</li>	<br>
	
<li>Glance<br>Glance is our first bet on the consumer side. What
started as a mere conversation around “How do we improve the lockscreen
experience for a user?” catapulted into a massive business idea with all
leading smartphone brands signing onto the idea within the first two years of
inception! Glance serves as a gateway to the internet for users, helping them
discover personalized content and services right on their lockscreen. Thanks to
our accelerated pace of partnerships, Glance is now live by default on 70% of
all new smartphones in India and is making headway in the Southeast Asia market
as we speak. In less than a year, it has grown rapidly to become the fourth
largest content platform in India with an impressive 36M+ DAUs and 22 minutes
of daily usage per user! Call me a maverick, but I believe Glance is going to
fundamentally change the way we consume content.
	</li>		<br>
	
<li><span  style="background-color: initial;">TruFactor<br></span>As I write, there is a data explosion that is
happening around us. There are companies sitting on huge amounts of data,
figuring out how to store, use and protect the data. And on the other side, we
have companies who want access to data that helps them make better decisions
for their business. TruFactor serves as the missing link, helping data-rich
businesses manage their data in a secure environment and simultaneously
providing the end users with the control, choice and transparency they want.
With our technology and team of data scientists, I am convinced that TruFactor
will disrupt the way businesses leverage data.</li><br>
</ol><p>
	<span  style="background-color: initial;">We have also instituted a highly capable leadership to guide these businesses independently - While the InMobi Group continues to be led by me, InMobi Marketing Cloud and TruFactor will be headed by my co-founders Abhay Singhal and Piyush Shah as their respective CEOs.</span></p><p>
	So folks, that’s the new InMobi for everyone. Three seemingly different businesses held together by the vision to ‘empower any and every user interacting with our product’, technology and a culture that has become a force to reckon with in itself.</p><p>
	I am optimistic and excited for the future as we take InMobi and its three business into the next phase of growth and coexistence.</p><p>
	Wishing the team great luck for all that is going to come our way.</p><p>
	Naveen Tewari</p>]]></description>
      <dc:subject><![CDATA[Products &amp; Tools, English (EN): inmobi.com,]]></dc:subject>
      
      <dc:creator><![CDATA[ Naveen Tewari  ]]></dc:creator>
      
      <dc:date>2019-07-25T21:54:00+00:00</dc:date>
    </item>
  
    <item>
      <title><![CDATA[Drawbacks and Benefits of Header Bidding for Apps [VIDEO]]]></title>
      <link>https://www.inmobi.com/blog/2019/07/24/drawbacks-and-benefits-of-header-bidding-for-apps-video/</link>
      <guid>https://www.inmobi.com/blog/2019/07/24/drawbacks-and-benefits-of-header-bidding-for-apps-video/</guid>
      <description><![CDATA[<h1 class="tile-heading">There are Few Drawbacks but Many Benefits of Header Bidding For App Publishers and Developers.</h1>

<p>For app publishers and developers looking to improve their ad monetization programs, there are many benefits of header bidding and only a few drawbacks. Header bidding has revolutionized how a publisher&rsquo;s ad server works and overall monetization for web pages, opening up premium inventory on a publisher&rsquo;s website through real-time bidding.</p>

<p>And now that header bidding is available in-app, app publishers and developers can more effectively ensure they are getting quality inventory in their available ad space and obtain better insights on their target audiences.</p>

<p>Interested in learning more about in-app header bidding? In our latest Whiteboard Wednesday video, Chas Castell dives into the advantages and disadvantages of header bidding within app environments.</p>

<p>Chas is the founder of <a href="https://www.pubrevplus.com/" target="_blank">PubRev+</a>, a premier independent global consultative agency providing commercial optimization and strategic revenue creation for app publishers. He is a giant in the mobile ads industry (not just because he is 7 feet tall) and has previously worked for premium properties such as Warner Brothers, Scopely and TextNow.</p>

<p><iframe allow="accelerometer; autoplay; encrypted-media; gyroscope; picture-in-picture" allowfullscreen="" frameborder="0" height="315" src="https://www.youtube.com/embed/-EUDTpK7Fyo" width="560"></iframe></p>

<p><strong>Transcript</strong></p>

<p>Hello old friend. My name is Chas Castell. I&#39;m the CEO and Founder of PubRev+. We&#39;re an AdOps partnership company. What that means is we work with publishers to increase their ad revenue by filling in gaps in their ad operations processes, and I&#39;m here today at the InMobi offices to talk to you about the advantages and disadvantages of in-app header bidding. and you can probably tell we&rsquo;re in a very intimate environment so appreciate you watching today and hopefully I will inspire you and encourage you with words of wisdom around header bidding.</p>

<h2 class="tile-heading">How Header Bidding Allows Publishers to Reduce Page Load Times</h2>

<p>Okay. So let&#39;s get started. Alright, so one of the biggest advantages of header bidding is the reduction in latency that header bidding provides, and I have a little diagram here - looks a bit squished but it&#39;s a little diagram to show you that in a mediation environment, when a mediation platform interrogates its ad networks, you&#39;re going to encounter hops, Network A to B to C to D, until a filled ad request is sent back.</p>

<p>In a header bidding environment, the header bidding platform will be able to run one auction and interrogate a number of ad networks or DSPs, demand partners, and return the winning bid to the mediation platform, which will then compare its own winning bid to the header bidding&#39;s bid, back to the client.</p>

<p>So you can see the reduction of latency is pretty, pretty powerful and when you&#39;re reducing latency you&rsquo;re of course increasing impressions per DAU, which is - impressions per DAU are one of the major drivers towards revenue. So that&#39;s a really good thing. Okay.</p>

<h2 class="tile-heading">Benefits of Getting More Bid Requests for Revenue, Fill Rates</h2>

<p>Second is competition. You&#39;re adding more ad networks here. More demand, more competition, more competition, higher CPMs. You&#39;re potentially reducing app size, which is a biggie for user experience or LTV. You know, you may have two or three networks here that also exists here. Well, maybe you can now take out those SDKs. You reduce the app size.</p>

<p>And of course by adding header bidding, you are adding incremental revenue, because what happens is the header bidding returns a filled ad request, the mediation platform compares the two, the higher CPM wins. So essentially you&#39;re adding incremental revenue. Okay, hope that makes sense.</p>

<h2 class="tile-heading">Minor Disadvantages of the In-App Header Bidding Process</h2>

<p>So the disadvantages of header bidding are you have integration, potentially more technology to add to your app. You have to now look at three sources of revenue - of reporting, excuse me, of which revenue is one part.</p>

<p>You have header bidding platform will give you the CPM and the impressions per network. The mediation platform will give you that and the network will as well. So you have three sets of data to now compare.</p>

<p>And ad quality is going to be more, it&rsquo;s going to be more complicated to interrogate and research and find out if there are bad ads coming through the header bidder, because now you have to look at a creative ID level and you have to be good at your proxying to do that.</p>

<p>Okay, that&#39;s a mouthful. I need some water and you probably do too. So I&#39;m going to leave you with that information. If you have any questions, my email address is below. Until the next time.</p>

<h3 class="tile-heading">Talk to Chas About Your Ad Inventory</h3>

<p>Have additional questions about AdOps? Not sure if client-side or server-side header bidding is right for your app? Need help implementing a piece of javascript?</p>

<p>Not sure if a private marketplace is right for you? Want to know if it makes sense to work with multiple ad exchanges?</p>

<p>Reach out to Chas and the rest of the team at PubRev+ today to get all of your questions answered, as they have helped many AdOps and app business teams more effectively sell their inventory. You can reach Chas directly at <a href="mailto:chas@pubrevplus.com">chas@pubrevplus.com</a>.</p>

<p>Interested in learning more? Be sure to check out these blog posts:</p>

<ul style="list-style:disc;">
	<li><a href="/blog/are-you-leaving-ad-revenue-on-the-table-a-qa-with-chas-castell-of-pubrevplu" target="_blank">Are You Leaving Ad Revenue on the Table? A Q&amp;A with Chas Castell of PubRev+</a></li>
	<li><a href="/blog/header-bidding-2.0-empowering-app-publishers-to-understand-true-user-worth" target="_blank">Header Bidding 2.0: Empowering App Publishers to Understand True User Worth</a></li>
	<li><a href="/blog/6-things-you-need-to-know-about-in-app-header-bidding" target="_blank">6 Things You Need To Know About In-App Header Bidding</a></li>
</ul>]]></description>
      <dc:subject><![CDATA[In-App Monetization, English (EN): inmobi.com,]]></dc:subject>
      
      <dc:creator><![CDATA[ Team InMobi  ]]></dc:creator>
      
      <dc:date>2019-07-24T15:29:00+00:00</dc:date>
    </item>
  
    <item>
      <title><![CDATA[New eBook: InMobi and DoubleVerify Brand Safety Overview and Guidelines]]></title>
      <link>https://www.inmobi.com/blog/2019/07/22/new-ebook-inmobi-and-doubleverify-brand-safety-overview-and-guidelines/</link>
      <guid>https://www.inmobi.com/blog/2019/07/22/new-ebook-inmobi-and-doubleverify-brand-safety-overview-and-guidelines/</guid>
      <description><![CDATA[<h1 class="tile-heading">InMobi and DoubleVerify Brand Safety Overview and Guidelines For Your Mobile Campaigns</h1><p>
	<span  style="background-color: initial;">Be sure to </span><a href="http://go.inmobi.net/the-current-state-of-brand-safety" style="background-color: initial;" target="_blank">download our latest ebook today</a><span  style="background-color: initial;"> to learn more about InMobi and DoubleVerify brand safety definitions, what marketers need to know about brand safety with in-app media buying platforms and how both companies are working to improve trust and transparency.</span></p><p style="text-align: center;">
	<a href="http://go.inmobi.net/the-current-state-of-brand-safety" target="_blank" class="btn btn-s" style="font-size:24px; border-radius: 25px; font-weight: normal;">GET IT NOW</a></p><h2 class="tile-heading">The Current State of Brand Safety</h2><p>
	Brand safety remains an ever-present concern in digital advertising. A November 2018 survey found that 
	<a href="https://www.emarketer.com/content/who-cares-about-brand-safety" target="_blank">60% of advertising industry professionals in the U.S.</a> were worried about brand safety. That’s down quite a bit from 2017, when it was a whopping 90%, but it’s still a clear plurality nonetheless. A separate 2019 report found that close to 37% of digital media pros in the U.S. see brand safety becoming an even more pressing concern in the year.</p><p>
	“With the stakes higher than ever, it’s critical that digital marketers around the world have a 
	<a href="https://martechseries.com/analytics/brand-safety-remains-top-advertising-concern-incidents-rise-25-percent-doubleverify-report/" target="_blank">holistic approach to brand safety</a>, digital ad fraud and viewability,” said Wayne Gattinella, CEO of DoubleVerify. “Advertisers are demanding clarity and confidence in the quality of the online platforms and content with which their brands are associated.”</p><p>
	Of course, before getting into brand safety guarantees, it helps to note what the term actually means. The ebook provides an overarching definition, clarifies how it’s different than brand suitability and discusses why every brand needs their own custom brand safety definition.</p><h2 class="tile-heading">The State of Brand Safety Software and Analytics Tools Today</h2><p>
	While brand safety continues to affect programmatic ad campaigns and drain ad budgets, there are steps brands can take to safeguard their campaigns:</p><ul style="list-style:disc;">
	
<li>Mobile in-app advertising provides a number of unique advantages, including more homogenous environments and unique classifications like app store ratings.</li>	
<li>Marketing measurement providers like DoubleVerify have a number of filters and verification options happening both before and after bids to root out potential brand safety issues before they ever crop up and accurately identify placements after the fact. They’re also taking concrete steps to more accurately classify and filter in-app content, to provide finer granularity beyond the overall app level and work on the content level.</li>	
<li>Machine learning techniques like Generative Adversarial Networks and computer vision are being applied to develop stronger and smarter solutions built to near-universally guarantee brand-safe placements in as close to real time as possible.</li></ul><p>
	To learn more about brand safety today and how to help guarantee brand-safe ad placements, be sure to 
	<a href="http://go.inmobi.net/the-current-state-of-brand-safety" target="_blank">get your free copy of our latest ebook today</a>.</p><p style="text-align: center;">
	<a href="http://go.inmobi.net/the-current-state-of-brand-safety" target="_blank" class="btn btn-s" style="font-size:24px; border-radius: 25px; font-weight: normal;">DOWNLOAD NOW</a></p><p><strong>
	About DoubleVerify:</strong></p><p>
	DoubleVerify is the leading independent provider of marketing measurement software, data and analytics that authenticates the quality and effectiveness of digital media for the world’s largest brands and media platforms. DV provides media transparency and accountability to deliver the highest level of impression quality for maximum advertising performance. Since 2008, DV has helped hundreds of Fortune 500 companies gain the most from their media spend by delivering best in class solutions across the digital ecosystem, helping to build a better industry. Learn more at 
	<a href="http://www.doubleverify.com/" target="_blank">www.doubleverify.com</a>.</p><p><strong>
	About InMobi:</strong></p><p>
	InMobi’s mission is to power intelligent, mobile-first experiences for enterprises and consumers. Its businesses across advertising, marketing, data and content platforms are shaping consumer experience in a world of connected devices. InMobi has been recognized as a 2019 CNBC Disruptor 50 and one of Fast Company’s 2018 World’s Most Innovative Companies. InMobi’s press releases can be found at 
	<a href="https://www.inmobi.com/company/press" target="_blank">https://www.inmobi.com/company/press</a>.</p>]]></description>
      <dc:subject><![CDATA[Consumer Research, English (EN): inmobi.com,]]></dc:subject>
      
      <dc:creator><![CDATA[ Team InMobi  ]]></dc:creator>
      
      <dc:date>2019-07-22T18:50:00+00:00</dc:date>
    </item>
  
    <item>
      <title><![CDATA[Performance Marketing vs Brand Marketing: How to Balance the Two on Mobile]]></title>
      <link>https://www.inmobi.com/blog/2019/07/15/performance-marketing-vs-brand-marketing-how-to-balance-the-two-on-mobile/</link>
      <guid>https://www.inmobi.com/blog/2019/07/15/performance-marketing-vs-brand-marketing-how-to-balance-the-two-on-mobile/</guid>
      <description><![CDATA[<h1 class="tile-heading">It&#39;s not performance marketing vs. brand marketing. It&#39;s brand marketing + performance marketing.</h1>

<p>In the world of mobile advertising, it&rsquo;s historically been seen as performance marketing vs. brand marketing, with both camps as polar opposites of one another. They may both be marketing, but they function totally independently, with little regard to what the other team is up to.</p>

<p>But is this really the best approach? Are performance and brand marketing really diametrically opposed? In today&rsquo;s always-on environment, <a href="/blog/what-is-cross-device-attribution-video" target="_blank">cross-device environment</a>, the difference isn&rsquo;t nearly as clear cut as it once was. Instead, marketing teams are much better off having brand and <a href="https://www.inmobi.com/dsp" target="_blank">performance marketing</a> work in tandem with one another to drive overall business goals.</p>

<h2 class="tile-heading">How Does Your Target Audience Actually Buy Today?</h2>

<p>The funnel model of marketing is one of the oldest. The goal is to initially hook as many people as possible and then try to slowly but surely push them into becoming loyal customers, with the idea that lots of people will drop off over time. This model presupposes a linear buying model, in which potential customers take very specific, known steps before making a purchase.</p>

<p>But is this model actually correct? Is this really how people buy? Not quite.</p>

<p>For example, consider Google&rsquo;s report into <a href="https://www.thinkwithgoogle.com/consumer-insights/consumer-car-buying-process-reveals-auto-marketing-opportunities/" target="_blank">how a prospective car buyer gathers the information</a> she needs to procure a new automobile. Over the course of three months, she conducts almost 140 Google searches, along with countless video views, image views and dealer and manufacturer interactions. At what point is she clearly at the top or the bottom of the funnel? It&rsquo;s often hard to say.</p>

<p>This experiment highlights the fractured nature of buying today. Sometimes, all it takes is one push for someone to become a customer. Other times, hundreds or even thousands of nudges over months or years may be required. In this kind of environment, it&rsquo;s incredibly hard to distinguish between what&rsquo;s solely a &ldquo;brand&rdquo; play versus what functions as a performance push.</p>

<h2 class="tile-heading">The Short-Term and Long-Term Function of Brand Awareness in Today&rsquo;s Always-On Environment</h2>

<p>In this fractured, always-on environment where consumers dictate buying cycles on their own terms, it can be tempting for marketers to focus exclusively on the performance side. If any marketing effort can potentially lead to new business, then why not focus all efforts just on bottom-line actions? After all, it&rsquo;s much easier for a marketer to justify performance ad spending over just brand awareness spending.</p>

<p>Alas, if only it were that simple. The truth of the matter, however, is that performance marketing is much more difficult to accomplish when no one has heard of your brand.</p>

<p>&ldquo;[T]he opposite of performance marketing is not brand marketing: it is non-performance marketing,&rdquo; Eric Seufert wrote in Mobile Dev Memo. &ldquo;<a href="https://mobiledevmemo.com/the-uncomfortable-tension-between-brand-and-performance-marketing-on-mobile/" target="_blank">Brand marketing can be woven into a performance marketing strategy</a> in a way that preserves the measurability and immediacy of mobile: in fact, the best marketing teams use brand building to make their direct response campaigns more efficient.&rdquo;</p>

<p>For example, let&rsquo;s say you&rsquo;re an upstart coffee chain that has just entered the market. You certainly could run a massive performance campaign, but why would someone download your app if they&rsquo;ve never heard of you?</p>

<p>Brand marketing helps to grease the wheels, providing much-needed awareness and initial traction to power future performance campaigns. As James Peng, Head of Performance Marketing at Coinbase, <a href="/blog/event-diary-mau-2019" target="_blank">noted during MAU 2019</a>, this is how popular cryptocurrency app approaches user acquisition.</p>

<p>&ldquo;You shouldn&rsquo;t go play ball without a good brand strategy,&rdquo; James said. &ldquo;Don&rsquo;t just start throwing banners up everywhere without <a href="https://www.youtube.com/watch?v=KdBcVb9KJoQ&amp;t=1432s" target="_blank">coordinating brand strategy with performance strategy</a>. Start with brand strategy to make people aware of your brand, then leverage product marketing to push people down the funnel then use Programmatic to go in for the kill.&rdquo;</p>

<p>As Harvard Business Review has noted, the better approach is to take a <a href="https://hbr.org/2014/05/marketing-can-no-longer-rely-on-the-funnel" target="_blank">customer-out viewpoint</a>. What do your target customers want, and how can you help them see the value of your products and/or services? This is how today&rsquo;s brands succeed, and this path of marketing success today involves brand and performance marketing working in tandem with one another on this unified goal.</p>

<p>Want to get started on your own next advanced performance app marketing campaign? Be sure to <a href="https://www.inmobi.com/dsp" target="_blank">schedule a free demo of InMobi DSP today</a>.</p>

<p style="text-align: center;"><a class="btn btn-s" href="https://www.inmobi.com/dsp" style="font-size:24px; border-radius: 25px; font-weight: normal;" target="_blank">SCHEDULE DEMO</a></p>

<p><strong>About the Author</strong></p>

<p>Matthew Kaplan has over a decade of digital marketing experience, working to support the content goals of the world&rsquo;s biggest B2B and B2C brands. He is a passionate app user and evangelist, working to support diverse marketing campaigns across devices.</p>]]></description>
      <dc:subject><![CDATA[Advertising, English (EN): inmobi.com,]]></dc:subject>
      
      <dc:creator><![CDATA[ Matt Kaplan,  Content Strategist  ]]></dc:creator>
      
      <dc:date>2019-07-15T11:27:00+00:00</dc:date>
    </item>
  
    <item>
      <title><![CDATA[Why You Need to Fully Map Out Your Mobile App Customer Journey]]></title>
      <link>https://www.inmobi.com/blog/2019/07/11/why-you-need-to-fully-map-out-your-mobile-app-customer-journey/</link>
      <guid>https://www.inmobi.com/blog/2019/07/11/why-you-need-to-fully-map-out-your-mobile-app-customer-journey/</guid>
      <description><![CDATA[<h1 class="tile-heading">Keep reading to learn why you need to fully map out your mobile app customer journey.</h1>

<p>What does your full mobile app customer journey look like? What happens from the very first time potential customers interact with your brand to the time they become initial users and then highly loyal users of your app?</p>

<p>It&rsquo;s highly critical for any app marketers - including <a href="https://www.inmobi.com/dsp" target="_blank">performance marketers</a> - to know precisely what average mobile customer journeys look like before investing heavily in any one or several marketing strategies. Without this critical knowledge of the customers&rsquo; experience, all app marketing initiatives are likely to end in disappointment.</p>

<h2 class="tile-heading">What Do Mobile Customer Journey Maps Look Like Today?</h2>

<p>The classic user journey map in marketing is the funnel. The idea being is that someone asks very high level questions at the beginning of their user journey, and that your job as a marketer is to address these initial pain points and then educate them on why your previously unknown product is right for them.</p>

<p>The only problem is that this kind of linear thinking is that it just doesn&rsquo;t pan out in the real world - especially as mobile devices give people access to more information than ever before. Today&rsquo;s consumers don&rsquo;t need you as a brand to educate them on their problems and potential solutions.</p>

<p>The modern user experience is all about action. How can you, as a brand, enable consumers to feel empowered and to have all the information they need to make the best decision for them?</p>

<p>For example, consider <a href="https://www.thinkwithgoogle.com/consumer-insights/consumer-car-buying-process-reveals-auto-marketing-opportunities/" target="_blank">Google&rsquo;s study of the modern car-buying experience</a>. They found that consumers, on average, were asking pointed, critical questions very early on in their purchase decision, and then branching out from there. Even early in the process, individuals are asking queries that historically were considered by marketers to be bottom-funnel positions.</p>

<p>This same process occurs in the mobile app world as well. Rarely will someone take a straightforward path from discovery to download to use. The odds are good that they will be consulting a wide variety of sources of information before making the ultimate decision to get and use your app.</p>

<h2 class="tile-heading">How To Develop Your Own Customer Journey Maps</h2>

<p>So how do you determine what your most common user acquisition journeys actually look like? This is where good analytics and tagging comes into play.</p>

<p>As soon as your app is available to the public, be diligent about tracking everything (without harming user privacy, of course). Start collecting data early, so that you can begin to get an understanding of the key steps someone takes before electing to become a user of your app.</p>

<p>Finding it difficult to note and track all of the pre-download steps? If so, consider using a <a href="/blog/what-is-multi-touch-attribution-marketing-video" target="_blank">multi-touch attribution</a> platform or partner, to help you better understand all of the various steps happening before the initial download.</p>

<p>As part of this mapping process, don&rsquo;t forget about retention. <a href="http://info.localytics.com/blog/mobile-apps-whats-a-good-retention-rate" target="_blank">Over one in five</a> people who download your app will only use it once before deleting it. Learn about where people drop off, so that you can prevent churn before it ever happens.</p>

<h2 class="tile-heading">How Do You Determine Which Channel/Action is Most Important to You?</h2>

<p>Mobile app marketing is a little bit like a seesaw. At what point have you applied enough pressure to rise to new heights? During your mobile app customer journey mapping process, be sure to note the precise point when the odds become favorable that someone is likely to be a loyal user of your app for a long time.</p>

<p>For example, let&rsquo;s say you&rsquo;re a coffee chain looking to acquire more app downloads. Multi-touch attribution modeling may highlight the fact that the most valuable app users first heard about your app from a banner ad within a mobile game. Armed with this data, you can be sure to run a targeted in-app ad campaign to run specifically within mobile gaming environments.</p>

<p>This logic works on the retention side as well. For instance, this same coffee chain might discover that its most valuable app users become hooked after buying their second cup of coffee through the app. Armed with this data, you may want to use push notifications strategically to get recent installs to this crucial point - and to <a href="https://www.inmobi.com/dsp" target="_blank">partner with a demand-side platform</a> capable of <a href="https://www.youtube.com/watch?v=CVAJR4zx2qQ&amp;t=6s" target="_blank">delivering on key metrics and not just installs</a>.</p>

<p>Ultimately, mobile app marketing today comes down to being savvy and data driven. The best mobile marketers and advertisers understand the unique nuances of the modern customer journey, and make sure to use available information to target the right channels with the right messaging at the right time.</p>

<p><strong>Interested in learning more on this topic? Check out these resources:</strong></p>

<ul style="list-style:disc;">
	<li><a href="/blog/what-we-believe-in-6-ways-to-rethink-attribution" target="_blank">6 Ways to Rethink Attribution</a></li>
	<li><a href="/blog/what-is-cross-device-attribution-video" target="_blank">What is Cross Device Attribution?</a></li>
	<li><a href="/blog/8-tips-for-finding-your-best-target-audience-in-advertising" target="_blank">8 Tips for Finding your Best Target Audience in Advertising</a></li>
	<li><a href="/blog/how-to-think-about-mobile-app-marketing-attribution" target="_blank">How to Think About Mobile App Marketing Attribution</a></li>
	<li><a href="/blog/how-to-craft-the-perfect-mobile-app-marketing-strategy" target="_blank">How to Craft the Perfect Mobile App Marketing Strategy</a></li>
</ul>

<p><strong>About the Author:</strong></p>

<p>Matthew Kaplan has over a decade of digital marketing experience, supporting the content goals of the world&rsquo;s biggest B2B and B2C brands. He is a passionate app user and evangelist, working to support diverse marketing campaigns across devices.</p>]]></description>
      <dc:subject><![CDATA[Advertising, English (EN): inmobi.com,]]></dc:subject>
      
      <dc:creator><![CDATA[ Matt Kaplan,  Content Strategist  ]]></dc:creator>
      
      <dc:date>2019-07-11T11:19:00+00:00</dc:date>
    </item>
  
    <item>
      <title><![CDATA[Multi-Touch Attribution Explained [Infographic]]]></title>
      <link>https://www.inmobi.com/blog/2019/07/08/multi-touch-attribution-explained-infographic/</link>
      <guid>https://www.inmobi.com/blog/2019/07/08/multi-touch-attribution-explained-infographic/</guid>
      <description><![CDATA[<h1 class="tile-heading">Check Out Our Infographic Below to Learn All About Multi Touch Attribution.</h1>

<p>Increasingly, marketers are aiming to move away from legacy, single-touch attribution and tracking mechanisms like first-click and last-click attribution and fully embrace multi-touch attribution models. But what does multi-channel attribution mean and what does a full path model really entail?</p>

<p><img src="https://go.inmobi.net/hubfs/Multi-touch-attribution_infographic.jpg" /></p>

<h2 class="tile-heading">Multi-Touch Attribution vs Single Touch Attribution</h2>

<p>A multi-touch attribution model describes any methodology that accounts for the various key touchpoints an individual will see and experience before they take a desired action. In performance advertising, individuals will see a variety of ads from different networks before taking the desired action. Multi-touch attribution enables marketers to account for all of these ads when determining who gets credit for this action.</p>

<p>&ldquo;Last click attribution as the sole measuring stick for digital performance advertising <a href="/blog/2019-trends-cross-device-attribution-and-multi-touch-attribution-marketing" target="_blank">should go away within the next few years</a>,&rdquo; says Anne Frisbie, Senior Vice President of Global Programmatic and North America at InMobi. &ldquo;Our belief is that this a very important trend that we hope plays out as quickly as possible. Last-click attribution was great when search marketing first launched at the turn of the century, i.e. compared to no measurement at all. But now, nearly 20 years later, it is clear that last-click attribution is not sophisticated enough and that it misattributes value back to media partners since many organic activities that marketers shouldn&rsquo;t have to pay for are captured, i.e. they aren&rsquo;t truly incremental.&rdquo;</p>

<p>For example, let&rsquo;s say someone sees a paid search ad first, followed by an ad in app and then finally a social media ad before taking a desired action. Legacy single touch models would assign 100% of the credit to either the first ad or the last ad. But, just because an ad was closer to the conversion doesn&rsquo;t mean it was entirely or solely responsible for the final action.</p>

<p>Noted marketing expert Neil Patel has <a href="https://neilpatel.com/blog/cohort-and-multi-touch-attribution/" target="_blank">compared multi-channel attribution to soccer/football</a>: &ldquo;Multi-touch attribution gives the credit for a goal to not only the scorer but also (gives some credit to) the players who prepared the goal, too. Soccer player statistics often calculate scores based on the goals and the assists of the players. That means the statistics are based on what could be called a double-touch analysis that takes into account the last touch and the touch before the last one. Since the default model in marketing still seems to be &lsquo;last touch&rsquo; only, it looks like soccer has overtaken marketing in terms of analytical sophistication.&rdquo;</p>

<h2 class="tile-heading">Benefits of Multi-Touch Attribution</h2>

<p>It provides a more holistic and realistic view of the customer experience, as it&rsquo;s unlikely that just the first ad or just the last ad really and completely drove the final action. Likely, multiple actions were working in concert with one another, and all relevant and important drivers should receive equal credit via a weighted modeling attribution arrangement.</p>

<p>It also provides the ability to measure incrementality and understand customer journeys better (which in turn leads to better spend optimization). And, it helps to reduce fraud, making tactics like ad stacking, click cramming and click sniping far less lucrative for fraudsters.</p>

<p>&ldquo;The <a href="/blog/2019-trends-cross-device-attribution-and-multi-touch-attribution-marketing" target="_blank">ability to measure quality</a>, combined with a deep understanding of which engagement metrics drive performance, will result in tangible outcomes for brands, transforming how advertisers define value in their media spend,&rdquo; says Matt McLaughlin, Chief Operating Officer of DoubleVerify.</p>

<h2 class="tile-heading">Current State of Multi-Touch Attribution</h2>

<p>Less than one in 10 marketers in the U.S. say their company effectively uses and understands data-centric attribution, while <a href="https://www.emarketer.com/content/fewer-than-10-of-us-marketers-think-their-company-s-attribution-knowledge-is-excellent?ecid=nl1009" target="_blank">close to 35% say</a> current usage is very poor or below average. But, 58% of companies in the U.S. expect to implement multi-touch attribution in 2019.</p>

<p>In 2017, less than half of all U.S. businesses leveraged multi-touch attribution in digital advertising campaigns. Expect that to change dramatically in the future though. Companies worldwide spent $816 million on multi-touch attribution solutions in 2018, but that figure is expected to reach <a href="https://martechtoday.com/more-companies-turning-to-multi-touch-attribution-tools-to-optimize-spend-across-growing-number-of-channels-231705" target="_blank">$1.6 billion by 2023</a>.</p>

<p>&ldquo;It is very clear that clients are beginning to put in place cross-device attribution solutions that enable them to have a much better view across different devices (not just browser based digital placements) on the impact of their media. And, many of these clients are also executing offline sales attribution studies through their partners. We fully believe in cross-device attribution and full-funnel attribution efforts. Overall, the value of high impact in-app mobile advertising opportunities (such as video and other interactive experiences) are more accurately reflected when measured across the full funnel and via cross-device attribution, in-store visits and in-store sales not just last-click attribution or online web sales - so we think this is a <a href="/blog/2019-trends-cross-device-attribution-and-multi-touch-attribution-marketing" target="_blank">very healthy change for the ecosystem</a>,&rdquo; says Anne.</p>

<h2 class="tile-heading">How to Implement Multi-Touch Attribution</h2>

<p>Work with the right partners to help with both implementation and ongoing tracking. A custom model may be necessary depending on what&rsquo;s considered a conversion event, whether or not marketing touchpoints need to be tracked in real time, what the customer journey looks like for each persona/segment, etc. There is no one single type of multi-touch attribution that works well for every organization out there.</p>

<p>Also, advertisers should define an &ldquo;Incentive Compatible&rdquo; attribution model, where the incentives and the attribution mechanism helps to both identify the most effective channels and motivate those channels to do things right (e.g, holistically fight fraud).</p>

<p>Interested in Learning More?</p>

<p>Send us a note at <a href="mailto:contactus@inmobi.com">contactus@inmobi.com</a> to learn more and to determine if multi-touch attribution is right for your next mobile marketing campaign!</p>

<p>For a more detailed overview, be sure to check out this video:</p>

<p><iframe allow="accelerometer; autoplay; encrypted-media; gyroscope; picture-in-picture" allowfullscreen="" frameborder="0" height="315" src="https://www.youtube.com/embed/u-VNR2kXwJg" width="560"></iframe></p>

<p>And for even more insights on everything from the time decay model and linear models to weighted modeling, U shaped modeling and everything in between, peruse these blog posts at your leisure:</p>

<ul style="list-style:disc;">
	<li><a href="/blog/how-to-think-about-mobile-app-marketing-attribution" target="_blank">How to Think About Mobile App Marketing Attribution</a></li>
	<li><a href="/blog/2019-trends-cross-device-attribution-and-multi-touch-attribution-marketing" target="_blank">2019 Trends: Cross-Device Attribution and Multi-Touch Attribution Marketing</a></li>
	<li><a href="/blog/what-is-cross-device-attribution-video" target="_blank">What is Cross Device Attribution? [VIDEO]</a></li>
</ul>]]></description>
      <dc:subject><![CDATA[Advertising, English (EN): inmobi.com,]]></dc:subject>
      
      <dc:creator><![CDATA[ Team InMobi  ]]></dc:creator>
      
      <dc:date>2019-07-08T22:45:00+00:00</dc:date>
    </item>
  
    <item>
      <title><![CDATA[What You Can Do With Refined Mobile App User Segmentation]]></title>
      <link>https://www.inmobi.com/blog/2019/07/08/what-you-can-do-with-refined-mobile-app-user-segmentation/</link>
      <guid>https://www.inmobi.com/blog/2019/07/08/what-you-can-do-with-refined-mobile-app-user-segmentation/</guid>
      <description><![CDATA[<p>
	What do your mobile app user segmentation strategy look like? Are your segments based on deep insights and custom persona segments, or are you segmenting users based on just basic attributes like location and operating system?</p><p>
	For app publishers and developers today, getting customer segmentation right is crucial. The days of a universal app experience for everyone are over, as today’s consumer expects personalized messaging, custom push notifications and other outreach efforts to all be based on their user behavior.</p><p>
	In order to meet these rising expectations, app publishers need a lot of high-quality data at their disposal. Thanks to the proliferation of high-quality app analytics tools along with the rise of 
	<a href="https://www.inmobi.com/audience-bidding" target="_blank">platforms like Audience Bidding</a> that uses carrier verified data to drive not just higher yield but also generate in-depth insights, app publishers and developers have the intelligence they need.</p><p style="text-align: center;">
	<a href="https://www.inmobi.com/audience-bidding" target="_blank" class="btn btn-s" style="font-size:24px; border-radius: 25px; font-weight: normal;">LEARN MORE</a></p><p>
	Here are four ways to use deep audience insights to your benefit:</p><h2 class="tile-heading">Step 1: Create Segments of the Most Valuable Parts of your Customer Base to Advertisers</h2><p>
	Not all of your users are the same. This is an obvious statement, of course, but are you taking this to heart in your monetization strategy? Advertisers are willing to spend more money to reach certain people. Through more accurate mobile intelligence, you can determine precisely who those individuals are. This knowledge can then inform everything from ad pricing to user acquisition and everything in between.</p><p>
	Publishers today have complete visibility into the user journey within their app ecosystem. However, the true identity of any users is an amalgamation of various interests that can only be completely inferred by knowing their journey across the various apps that they use. Unfortunately, publishers often do not have access to the required data that can help build this persona graph - that advertisers heavily rely on for targeting.</p><h2 class="tile-heading">Step 2: Run Mobile Marketing Campaigns Targeted to Likely Long Term, High Value Users</h2><p>
	Once you know who advertisers value most among your user base, you can then tailor your marketing and user acquisition strategies to acquire more app users who have the same attributes.</p><p>
	What social media channels do they use? Are they more likely to use the Android or iOS app store? Do they respond well to targeted messages over email? What networks/channels bring you maximum revenue? What user segments are the buyers relying on those networks, interested in? All of this can be invaluable for mobile marketing efforts.</p><p>
	The inverse works here as well. If there are certain segments of users that are decidedly less valuable, it’s helpful to know that and to avoid acquiring them via marketing efforts. Some users may be more likely to quickly churn or are less valuable to advertisers and thus don’t have a big impact on the monetization front. If these types of app users are more likely to find your app through certain channels, then you can be sure to deprioritize those.</p><p>
	But, no matter which path you choose, knowledge is power. You won’t know how to prioritize mobile marketing initiatives without the deep audience insights first.</p><h2 class="tile-heading">Step 3: Increase User Engagement Among High Value Segments</h2><p>
	Once you know who your high value users are, it makes sense to pull out all of the stops to keep them around. Do your app’s most valuable users prefer targeted messages, or are they generally not a fan of app messages? Do they like being able to try out new features, or do they prefer freebies? Whatever the answers may be for your top app users, make sure you are personalizing offerings and services to keep them happy and engaged.</p><h2 class="tile-heading">Step 4: Determine If Increasing Engagement Among Dormant Users is Worth It</h2><p>
	App churn is an ever-present concern for app publishers and developers. Within the first 90 days after downloading an app, 
	<a href="http://info.localytics.com/blog/mobile-apps-whats-a-good-retention-rate" target="_blank">over seven in 10 will have already deleted it</a> off their phones.</p><p>
	Categorizing your users into different behavioral personas (by overlapping first-party publisher data with telco-verified signals, as explained earlier) also helps you understand and estimate the churn at a segment level. But, odds are good that some of these churned or dormant users can be brought back into the fold. Especially if these individuals share characteristics with your top audience segments, then it may be worthwhile trying to get them to become active app users again through rewards, retargeting and other marketing efforts.</p><p>
	Getting mobile app user segmentation can open a lot of doors, but it requires good, actionable data. Make sure you work with a partner that 
	<a href="https://www.inmobi.com/audience-bidding" target="_blank">can supply you with this intelligence</a> if you don’t have it on hand already.</p><p style="text-align: center;">
	<a href="https://www.inmobi.com/audience-bidding" target="_blank" class="btn btn-s" style="font-size:24px; border-radius: 25px; font-weight: normal;">LEARN MORE</a></p>]]></description>
      <dc:subject><![CDATA[In-App Monetization, English (EN): inmobi.com,]]></dc:subject>
      
      <dc:creator><![CDATA[ Team InMobi  ]]></dc:creator>
      
      <dc:date>2019-07-08T16:28:00+00:00</dc:date>
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    <item>
      <title><![CDATA[How to Implement In-App Advertising in Your App to Attract and Convert Users]]></title>
      <link>https://www.inmobi.com/blog/2019/07/02/how-to-implement-in-app-advertising-to-attract-and-convert-user/</link>
      <guid>https://www.inmobi.com/blog/2019/07/02/how-to-implement-in-app-advertising-to-attract-and-convert-user/</guid>
      <description><![CDATA[<p><em>Guest Post</em></p>

<h2 class="tile-heading">Introduction</h2>

<p>In-app advertising is a powerful method of both reaching new audiences and improving the performance of the ads you run inside your apps.</p>

<p>Within your app, by adopting user-friendly ad practices that show customers more relevant ads and thus improve their experience using the app, you can increase your retention as well as your ad revenue.</p>

<p>Here are four tactics you can employ to maximize the potential of your in-app advertising strategy.</p>

<h2 class="tile-heading">1) Implement ads unobtrusively</h2>

<p>Ads that interrupt the app can sometimes annoy the user. It is hard to feel positive about an app that intentionally wastes your time. Integrating ads does not have to mean inconveniencing your customers however. Instead, following these simple rules will prevent unnecessary interruptions to the experience:</p>

<ul style="list-style:disc;">
	<li><strong>Don&rsquo;t fill the screen with banner ads.</strong><br />
	Banner ads can be included without breaking the flow; however, there are a few potential pitfalls to avoid. Make sure ads don&rsquo;t take up so much screen space that they inhibit use of the app or get clicked accidentally. Ensure the ad is clearly separated from menu buttons. With the best ads, little screen space is needed to get the viewer&rsquo;s attention when a bold design is used.</li>
	<li><strong>Consider displaying ads during loading screens.</strong><br />
	The great thing about loading screen ads is that they typically don&rsquo;t interrupt the customer at all. That means you can utilize the full screen to display more detailed ads. This can also be an ideal time show video ads.</li>
	<li><strong>Add interactivity.</strong><br />
	Interactive ads, especially fullscreen ones such as interstitials, can increase engagement by offering the customer some value in the form of entertainment. Some businesses go as far as to build entire games into their ads, but simpler interactivity still gets results. For an app designed to be used in short bursts, this can be a great way to get visitors hooked enough to download.</li>
	<li><strong>Use video ads thoughtfully.</strong><br />
	Video is one of the most effective forms of marketing, with <a href="/blog/mobile-video-ads-everything-a-developer-needs-to-know-part-1" target="_blank">half the cost per action of interstitial ads</a>. Some apps will show a video after a set period of time has elapsed, or after certain actions have been taken a set number of times. Some show frequent videos that can be skipped after 30 seconds, while others show only one or two videos per session but require the entire ad to be viewed. Think carefully about how often users will see video ads, and implement them in a way that respects their time.</li>
</ul>

<p>The size and placement of any ad is critical not just to engagement with the ad but to the long-term use of your app as well. You need to find the perfect balance between ensuring ads are in the right place to get noticed without obstructing the customer&rsquo;s activity.</p>

<h2 class="tile-heading">2) Consider offering rewarded ads</h2>

<p>Rewarded ads can help attract and convert users by allowing them to try out premium features or gain bonus items for free. Customers who might not have considered an in-app purchase get a chance to see the benefits of having additional currency or premium features, and think about spending money for more permanent access. One 2017 study found that users who viewed a single rewarded ad in the first 30 days using an app had a <a href="https://www.alistdaily.com/strategy/study-rewarded-ads-increases-app-retention/" target="_blank">17% higher retention rate</a> than other users.</p>

<p>This means offering a reward that could otherwise be purchased with a small amount of money as a microtransaction. This is not the same as needing an ad view to continue using the app; engagement is completely optional. Done right, giving users in-app benefits for viewing ads can increase engagement by attaching a clear value to interacting with the ad. The reward you offer could be anything from a small amount of in-app currency to a few hours or days of access to premium features. In <a href="https://play.google.com/store/apps/details?id=com.etermax.preguntados.lite&amp;hl=en" target="_blank">Trivia Crack</a>, for example, players can get free lives by watching ads.</p>

<p>The timing of rewarded ads is key to maximizing engagement. Ideal times to display these include when the user tries to access a premium feature or make an in-app purchase they don&rsquo;t have enough currency for.</p>

<p>These are just suggestions, though. You should think about the most appropriate use of these ads for the way your app works. For example, the high score-driven <a href="https://play.google.com/store/apps/details?id=com.colorswitch.switch2&amp;hl=en_US" target="_blank">Color Switch</a> offers the player 30 extra points to their total instead of lives.</p>

<h2 class="tile-heading">3) Segment your audience</h2>

<p>Categorizing your audience into segments allows your demand partners to target your app users with more specific ads that offer greater value to customers in each group. Using analytics and buyer personas to understand your audience and better appeal to them is a <a href="https://www.textmagic.com/blog/tips-to-grow-your-business/" target="_blank">core component of any growing business</a>.</p>

<p>Audience segmentation is important for any form of marketing, but in-app advertising is particularly good for this. For a number of technical reasons, mobile applications allow you to <a href="/blog/top-8-mobile-app-advertising-benefits" target="_blank">create more accurate audience profiles</a> than other channels. By tracking visitor activity, you can start to identify groups of customers with related interests or similar behaviors, and ensure the ads they see are of interest to them.</p>

<p>You don&rsquo;t need to record everything people do to achieve this; just a few basic metrics can help you start to build an idea of the different groups within your install base. These are some stats that most apps can benefit from tracking:</p>

<ul style="list-style:disc;">
	<li>How long does an average session last?</li>
	<li>How many times a day or week is the app loaded?</li>
	<li>Which ads do users click and which purchases do they make, if any?</li>
</ul>

<p>There are plenty of other metrics which could be beneficial to have, depending on your service. For example, if you are offering a free-to-play mobile game, players could be categorized by the number of matches they play each session or how often they quit before the match is over.</p>

<p>Segmenting your audience is a key step to presenting users with relevant ads. If you consistently show customers ads for products they have no interest in, not only does this make the presence of ads more annoying, but it also trains them to ignore all ads in your app, assuming they are equally irrelevant.</p>

<p>When in doubt, always aim to show ads which fit the average user of your app; for example, if you have a music app, showing promotions for albums and events based on customer preferences will be much more effective than something totally unrelated to music.</p>

<h2 class="tile-heading">4) Be thoughtful about how you show ads to first-time users</h2>

<p><a href="http://info.localytics.com/blog/25-of-users-abandon-apps-after-one-use" style="background-color: initial;" target="_blank">One in four users</a><span style="background-color: initial;"> abandons an app after a single try. If this happens, your in-app advertising achieves little to nothing. This principle applies to the ads a new user will see as well as their introduction to the app itself. If new visitor is immediately greeted by a full-screen ad that&rsquo;s not aligned to their interests or numerous prompts to make in-app purchases, they might quit before trying out any of the features.</span></p>

<h2 class="tile-heading">Conclusion</h2>

<p>The most effective in-app advertising aims to present each visitor with ads calculated to be as relevant as possible to them. This is done by evaluating customer activity and source to group the app&rsquo;s audience into segments with similar interests and behaviors.</p>

<p>Above all, once you have a base of long-term users, make sure the ads they see are relevant and don&rsquo;t make your app an annoying experience.</p>

<p><strong>About the Author</strong></p>

<p>Alexa Lemzy is a customer service expert and content manager at <a href="https://www.textmagic.com/blog/" target="_blank">TextMagic blog</a>. She is particularly interested in customer retention strategies, mobile marketing and internal communication. Alexa loves to share her expertise and discover fresh perspectives. If you want to share some ideas with her or just say &#39;Hi&#39;, reach out to her on <a href="https://twitter.com/Alexa_Lemzy" target="_blank">Twitter</a>.</p>]]></description>
      <dc:subject><![CDATA[In-App Monetization, English (EN): inmobi.com,]]></dc:subject>
      
      <dc:creator><![CDATA[ Team InMobi  ]]></dc:creator>
      
      <dc:date>2019-07-02T21:40:00+00:00</dc:date>
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    <item>
      <title><![CDATA[What Brands Can Learn From the Best Mobile Game Marketing Plans: What Mobile Games Get Right About App Marketing]]></title>
      <link>https://www.inmobi.com/blog/2019/06/20/what-brands-can-learn-from-the-best-mobile-game-marketing-plans/</link>
      <guid>https://www.inmobi.com/blog/2019/06/20/what-brands-can-learn-from-the-best-mobile-game-marketing-plans/</guid>
      <description><![CDATA[<p>Brands can learn quite a lot from the best mobile game marketing plans. Mobile gaming companies have mastered mobile marketing, and brands have a lot to learn from them. Game developers and publishers have become pros at in-app marketing and advertising, and as major brands begin releasing their own mobile apps, they have much to learn from the mobile gaming space.</p>

<h2 class="tile-heading">What Do Mobile Games Get Right About App Marketing?</h2>

<ul style="list-style:disc;">
	<li>Most game devs are both publishers and advertisers, at once. Being a two-sided player means they understand the system better than anyone else.</li>
	<li>Their aim is to maximize user lifetime value (LTV). They do this by focusing on (a) driving retention (b) acquisition ads and (c) increasing in-app purchases.</li>
	<li>You can only do the above if you invest deeply into things like user/LTV modeling, A/B testing frameworks, custom bidders, etc., which enable you to get those insights / learnings that are more nuanced and not really apparent to most, much faster.</li>
</ul>

<p>In particular, here are six other things that mobile gaming publishers and marketers do really well that brand marketers should emulate.</p>

<h2 class="tile-heading">1) Don&rsquo;t Let Preconceptions Affect How You Create Your Target Audience Segments</h2>

<p>For many brands, it&rsquo;s easy to assume that the target audience they&rsquo;ve been marketing to via TV ads or other legacy channels for decades should be the same people they should be marketing to within mobile. But this assumption doesn&rsquo;t always hold true, especially within the mobile realm.</p>

<p>This is something mobile game developers know all too well. While the market for console and computer games may fall along certain demographics, those playing mobile games often look very different.</p>

<p>Let&rsquo;s say you just developed a new game. Who would you promote your game to? According to <a href="https://www.mmaglobal.com/research/myth-busting-mobile-gaming-demographics" target="_blank">data cited by the Mobile Marketing Association</a>, the majority of mobile gamers are female. And, over half (56% to be precise) of mobile gamers are between the ages of 35 and 64. If you were to be marketing your mobile game to male teenagers, then you may not see a lot of success.</p>

<p>&ldquo;They&rsquo;ve traditionally served a younger demographic, but games now have <a href="https://www.emarketer.com/content/mobile-gaming-poised-for-significant-growth-in-2019">highly engaged audiences across a wide range of ages</a>,&rdquo; said Yoram Wurmser, principal analyst at eMarketer.</p>

<p>Further, while one way to create segments is on demographics (geography, gender, etc.) and supply parameters (such as operating system, handset, etc.), another very important way to segment audiences is based on user interactions on the app. This is a critical point to keep in mind in any app marketing strategy</p>

<p>It&rsquo;s critical to use data throughout your marketing efforts to determine who precisely is most interested in your app. It&rsquo;s entirely possible that the market for your brand&rsquo;s mobile app is different than your offline target audience or even within desktop/laptop environments. Make sure your apps develop their own detailed consumer analyses.</p>

<p>Be sure to dive into <a href="https://www.inmobi.com/audiences" target="_blank">InMobi Audiences</a> to fuel campaign performance with laser-focused targeting, as <a href="https://www.inmobi.com/audiences" target="_blank">InMobi Audiences</a> harnesses the power of unique, always-on segments to help you engage and activate your best customers.</p>

<p style="text-align: center;"><a class="btn btn-s" href="https://www.inmobi.com/audiences" style="font-size:24px; border-radius: 25px; font-weight: normal;" target="_blank">LEARN MORE</a></p>

<h2 class="tile-heading">2) Include Remarketing in Your Mobile App Marketing Strategy</h2>

<p>Churn is highly prevalent in the mobile app space. According to Adjust, apps are typically deleted between <a href="https://www.emarketer.com/content/most-apps-get-deleted-within-a-week">five to six days after they were last used</a>. In fact, Tune has found that around <a href="https://www.emarketer.com/content/most-apps-get-deleted-within-a-week">30% of all app downloads are actually redownloads</a>.</p>

<p>For all mobile app marketers, retargeting and remarketing are musts. This is something the mobile gaming space has learned all too well.</p>

<p>But, it&rsquo;s a problem that can be effectively addressed. For example, avatar-based mobile game IMVU used InMobi retargeting as part of a larger effort that <a href="https://www.linkedin.com/feed/update/urn:li:activity:6481979615765237760/" target="_blank">helped increase revenue 279%</a>. By running ads in other apps targeting former users and enticing them to come back to IMVU in exchange for free credits, they were able to boost retention considerably and fight churn effectively.</p>

<p>Mobile games have proved particularly adept at remarketing because they like to own any data that&#39;s generated and reuse it to maximize ROI. Through owned insights, boosting retention and increasing user acquisition becomes easier and more streamlined.</p>

<h2 class="tile-heading">3) Leverage Interactive Video Ads in Your Marketing Campaigns</h2>

<p>So what kinds of ads work best from an engagement and user acquisition perspective? How can brands use mobile advertising to help convince potential consumers to become active users over the long term?</p>

<p>In mobile gaming, the answer to these questions has largely been interactive video ads like rewarded ads and playable ads. By incentivizing users to discover more and by providing interactivity, these types of ad formats are hugely successful for marketers. They&rsquo;re also among the most preferred ad creative formats among a wide variety of mobile gamers.</p>

<p>How can brand advertisers apply this logic to their own campaign? Mobile is unique in that it provides a wide variety of interactive options to all ad formats, including video. As one example of this in action, consider <a href="https://go.inmobi.net/hubfs/BlackPanther2.gif?__hstc=176039418.1719b53cc11e7d8fe2cb8f0d32af66f1.1544035685249.1559846184027.1559852760380.209&amp;__hssc=176039418.1.1559852760380&amp;__hsfp=3773980820" target="_blank">this video ad for a hit movie</a>. Not only does this ad have just about all of <a href="/blog/how-to-make-the-most-effective-mobile-ads-for-in-app-campaigns">the hallmarks of good creative</a>, but it also provides many interactive next steps to viewers, including the option to buy movie tickets online from a mobile-friendly landing page.</p>

<p>Download our research report on <a href="https://www.inmobi.com/insights/download/whitepapers/the-present-and-future-of-mobile-video-advertising/" target="_blank">The Present and Future of Mobile Video Advertising</a> to learn more about how mobile video advertising is growing and evolving.</p>

<p style="text-align: center;"><a class="btn btn-s" href="https://www.inmobi.com/insights/download/whitepapers/the-present-and-future-of-mobile-video-advertising/" style="font-size:24px; border-radius: 25px; font-weight: normal;" target="_blank">GET IT NOW</a></p>

<h2 class="tile-heading">4) Understand the Increasing Difficulties That Exist Now When Promoting Your Mobile App</h2>

<p>It&rsquo;s important to have no pretensions at all about mobile in-app marketing, as it can sometimes be more difficult than expected to meet key goals. Increased user acquisition and overall marketing costs are <a href="https://www.go-globe.com/blog/mobile-gaming-industry/" target="_blank">two of the top concerns among</a> mobile gaming publishers and developers.</p>

<p>What does this mean for brands? It&rsquo;s not that they should abandon mobile app marketing - far from it, as <a href="https://forecasts-na2.emarketer.com/584b26021403070290f93a96/59bbf491bfce880068dd4fb9" target="_blank">the space is just too popular</a>. Rather, it&rsquo;s important to not let mobile become an afterthought. Top brands should spend just as much time and energy on mobile app marketing as they do on other marketing plans and channels.</p>

<p>Once you have reached a saturation point in terms of reach and downloads, it becomes more and more difficult to acquire new user and still have low churn. How have mobile game developers solved this problem? Many have employed a cross-promotion strategy. Say the studio has two casual games, A and B; they then promote game B to users of Game A via multiple channels.</p>

<h2 class="tile-heading">5) Develop a Multi-Channel Marketing Strategy</h2>

<p>Mobile is not one thing, but many things. As mobile games well know, a multi-pronged mobile marketing strategy is needed in order to see success today.</p>

<p>What kinds of channels are most frequently leveraged? One of the increasingly common ones is search engine optimization within app store pages. According to App Annie&rsquo;s 2019 State of Mobile report, <a href="https://www.appannie.com/en/go/state-of-mobile-2019/" target="_blank">65% of all app downloads from the iOS App Store</a> came from search results. By writing an optimized game description and cultivating positive game reviews, among other key steps, mobile gaming apps can ensure they are being found in the app stores.</p>

<p>This is far from the only marketing tactic that mobile gaming apps use now that brands marketing their own apps should use. Running brand and performance ad campaigns, using press kits to get media attention and having robust owned social media channels are just some of the other common, effective mobile marketing strategies available to app developers and publishers.</p>

<p>For more information and insights, be sure to check out our blog post on <a href="/blog/how-to-craft-the-perfect-mobile-app-marketing-strategy" target="_blank">How to Craft the Perfect Mobile App Marketing Strategy</a>.</p>

<p style="text-align: center;"><a class="btn btn-s" href="/blog/how-to-craft-the-perfect-mobile-app-marketing-strategy" style="font-size:24px; border-radius: 25px; font-weight: normal;" target="_blank">LEARN MORE</a></p>

<h2 class="tile-heading">6) Have a Coordinated Marketing Strategy At All Stages of the Customer Journey</h2>

<p>Marketing has long been defined by the funnel model. But <a href="https://www.thinkwithgoogle.com/consumer-insights/consumer-car-buying-process-reveals-auto-marketing-opportunities/" target="_blank">as Google has shown</a>, digital and mobile channels have by and large done away with these traditional distinctions. <a href="https://www.youtube.com/watch?v=KdBcVb9KJoQ" target="_blank">Good mobile app marketers know</a> that the distinctions that once separated brand and performance marketing are starting to blur. The best mobile games are good about ensuring proper coordination among all of their marketing strategies and tactics, and brands entering the app space should be good about this too.</p>

<p>What else can brands learn from mobile gaming publishers? We&rsquo;d love to hear from you! Let us know your thoughts in the comments section below or on social media; you can find us on <a href="https://twitter.com/inmobi" target="_blank">Twitter</a>, <a href="https://www.linkedin.com/company/inmobi/" target="_blank">LinkedIn</a> and <a href="https://www.facebook.com/inmobi" target="_blank">Facebook</a>.</p>

<h4 class="tile-heading">About The Author:</h4>

<p>Matthew Kaplan has over a decade of digital marketing experience, supporting the content goals of the world&rsquo;s biggest B2B and B2C brands. He is a passionate app user and evangelist, working to support diverse marketing campaigns across devices.</p>]]></description>
      <dc:subject><![CDATA[Consumer Research, English (EN): inmobi.com,]]></dc:subject>
      
      <dc:creator><![CDATA[ Matt Kaplan,  Content Strategist  ]]></dc:creator>
      
      <dc:date>2019-06-20T11:16:00+00:00</dc:date>
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    <item>
      <title><![CDATA[Implementing App-ads.txt: Avoid these Common Mistakes]]></title>
      <link>https://www.inmobi.com/blog/2019/06/19/implementing-app-ads.txt-avoid-these-common-mistakes/</link>
      <guid>https://www.inmobi.com/blog/2019/06/19/implementing-app-ads.txt-avoid-these-common-mistakes/</guid>
      <description><![CDATA[<p><span style="background-color: initial;">In March of 2019, the IAB </span><a href="https://iabtechlab.com/wp-content/uploads/2019/03/app-ads.txt-v1.0-final-.pdf" target="_blank">released app-ads.txt</a><span style="background-color: initial;">, Authorized Digital Sellers for Mobile Apps. App-ads.txt is a repository of authorized sellers that publisher hosts in their developer website to prevent unauthorized selling of their inventory. </span></p>

<p><span style="background-color: initial;">If you haven&rsquo;t implemented app-ads.txt yet, read our blog to find out more about </span><a href="/blog/iab-extends-ads.txt-to-apps" target="_blank">how app-ads.txt works</a><span style="background-color: initial;">. </span></p>

<p><span style="background-color: initial;">App-ads.txt is an easy and simple solution to adopt, however, It is important for publishers to ensure correct implementation so that buyers can access the file and verify the ads.txt entries. </span></p>

<p><span style="background-color: initial;">To make your life easier, we have made an 8-point checklist that will help you avoid the most common mistakes we have seen publishers make while implementing app-ads.txt. </span></p>

<ol>
</ol>

<p style="margin-left: 39px;"><span style="background-color: initial;">1. Let&rsquo;s begin with the most important task. Remember to list your developer URL on all app stores distributing the app. For example https://www.example.com where "example" is the hostname. </span></p>

<p style="margin-left: 39px;"><span style="background-color: initial;">2. Now that you have listed your developer URL on all app stores, please ensure you implement app-ads.txt on the same developer URL (https://www.example.com) that is listed on the app store. </span></p>

<p style="margin-left: 39px;"><span style="background-color: initial;">3. If you have multiple developer URLs across apps, ensure app-ads.txt is implemented on all developer URLs and all your apps list the same developer URL on the app store.</span></p>

<p style="margin-left: 39px;"><span style="background-color: initial;">4. Please ensure that the app-ads.txt file is implemented in the root domain as shown below:<br />
https://example.com/app-ads.txt<br />
The crawlers on the buy side will not be able to read the .txt file if there are any mistakes in this implementation. We would highly recommend you to refer the <a href="https://iabtechlab.com/wp-content/uploads/2019/03/app-ads.txt-v1.0-final-.pdf" target="_blank">IAB specifications</a> to learn more about the hosting of the file. </span></p>

<p style="margin-left: 39px;"><span style="background-color: initial;">5. Be wary of mistakes in naming the .txt file. The file must be named <strong>app-ads.txt</strong>. </span></p>

<p style="margin-left: 39px;"><span style="background-color: initial;">6. Make sure the format of the file is .txt as buyers won&rsquo;t be equipped to read data from any other format. </span></p>

<p style="margin-left: 39px;"><span style="background-color: initial;">7. Please reach out to your InMobi partner manager for the Seller Account ID and TAG ID that needs to go with the InMobi entry. Do not use the Publisher GUID on the portal [Format: inmobi.com, seller account ID, relationship, InMobi TAG ID]. </span></p>

<p style="margin-left: 39px;"><span style="background-color: initial;">8. To mitigate any revenue loss, ensure you make entries for your direct, aggregate and exchange partnerships. You can reach out to your InMobi partner manager for this information. </span></p>

<p>Implementing app-ads.txt as soon as possible <a href="/blog/app-ads.txt-why-should-publishers-care/" target="_blank">will help you secure your supply path and increase eCPMs</a>. However, hasty implementations can result in mistakes that could potentially harm the way DSP crawlers read your file to determine the legitimacy of your inventory/ad request.</p>

<p>For further assistance, please reach out to your InMobi account manager with any questions or concerns about ads.txt for apps.</p>]]></description>
      <dc:subject><![CDATA[Product and Technology, English (EN): inmobi.com,]]></dc:subject>
      
      <dc:creator><![CDATA[ Neeraja Rajeev  ]]></dc:creator>
      
      <dc:date>2019-06-18T19:36:00+00:00</dc:date>
    </item>
  
    <item>
      <title><![CDATA[How App Publishers Can Boost Both Ad Fill Rates and Average eCPMs]]></title>
      <link>https://www.inmobi.com/blog/2019/06/18/how-app-publishers-can-boost-both-ad-fill-rates-and-average-ecpms/</link>
      <guid>https://www.inmobi.com/blog/2019/06/18/how-app-publishers-can-boost-both-ad-fill-rates-and-average-ecpms/</guid>
      <description><![CDATA[<p>Many app publishers today struggle to improve the average eCPMs (effective cost per thousand impressions) and ad fill rates they receive from the ads served to their users. This puts them in a bind, as revenues stagnate and impact the overall business model.</p>

<p>In-app mobile ad spend is growing; around 25% of all digital media budgets <a href="https://appdevelopermagazine.com/in-app-mobile-ad-spending-is-taking-a-quarter-of-media-budgets/" target="_blank">are now going towards apps</a>, according to a recent survey commissioned by Forrester. But how is this rise impacting app publishers?</p>

<p>According to <a href="https://www.inmobi.com/insights/download/whitepapers/in-app-header-bidding-research-report-2018-the-current-state-of-mediation-a/" target="_blank">research we conducted last year</a>, more than half of publishers saw ad revenues decline or remain the same in the previous 12 months. This is a critical point, as <a href="https://www.mobilemarketer.com/news/study-app-publishers-earn-55-of-revenue-from-ads/448300/" target="_blank">over 50% of apps monetize through advertising</a>.</p>

<p>So what can developers and publishers &mdash; especially those small businesses &mdash; do to gain more revenue from demand sources and ad networks? Are there steps they can take to make sure all potential ad placements are filled and that every single ad unit is boosting the bottom line?</p>

<p>To improve revenue and fill rates, follow these five steps:</p>

<h2 class="tile-heading">1) Implement an In-App Header Bidding Solution</h2>

<p>Header bidding solutions have helped to boost both fill rates and ad revenue on the desktop/browser side when they were first introduced a few years ago. Now that header bidding-like platforms are becoming available in the mobile app space, the technology is poised to help app developers and publishers see similar benefits.</p>

<p><a href="https://www.inmobi.com/insights/download/whitepapers/everything-you-need-to-know-about-header-bidding-separating-fact-from-ficti/" target="_blank">In-app header bidding solutions</a> are initialized before the primary mediation and works by having various demand sources compete against one another in real time as soon as a potential advertising opportunity arises. The winner of this auction then either gets to serve their ad or insert their winning bid into the waterfall. By increasing pre-bid competition, in-app header bidding boosts revenue and eCPMs through added competition.</p>

<p>In-app header bidding, when combined with unified auctions, has already helped many app publishers. Apps running unified auctions saw a <a href="https://www.inmobi.com/insights/download/whitepapers/in-app-header-bidding-research-report-2018-the-current-state-of-mediation-a/" target="_blank">44% increase in CPMs</a>, a 48% increase in ad revenue and a 28% decrease in ad load times compared to their peers. No wonder header bidding auctions facilitated by InMobi&rsquo;s mediation solution rose 56% between the second quarter and fourth quarter of 2017.</p>

<p>&ldquo;At the end of the day, <a href="https://www.youtube.com/watch?v=_CxfB2RmXRg" target="_blank">everyone should be doing in-app header bidding</a>,&rdquo; says Mike Brooks, Senior Vice President of Revenue at <a href="https://www.resources.inmobi.net/hubfs/InMobi%20Case%20Studies/InMobi%20Case%20Study%20-%20WeatherBug.pdf" target="_blank">WeatherBug</a>. &ldquo;If your app has a programmatic business today, then it&rsquo;s time to switch to header bidding.&rdquo;</p>

<h2 class="tile-heading">2) Feature a Variety of Ad Placements</h2>

<p>Not all ad placements are created equal. Format, frequency, timing and much more impact both how users think of an ad and what an advertiser pays.</p>

<p>For example, consider banner-style display ads. These are by far the most popular ad format in the mobile app space and are therefore easy to fill. Apps don&rsquo;t always have a 100% fill rate for banners, but they do boast some of the best fill rates of any ad format.</p>

<p>But that&rsquo;s just one side of the coin when it comes to banners. They have an extremely low click-through rate, which helps to explain why <a href="/blog/how-are-in-app-advertising-rates-calculated" target="_blank">banner ads cost just $1 on average</a>. Compare that to a native ad, which had an average CPM of $10 in 2018.</p>

<p>Format isn&rsquo;t the only consideration to make as well. Time of day, type of connection and ad frequency (i.e. how many ads someone has already seen, especially within the same app environment) all affect both fill rates and payouts around ad impressions.</p>

<p>Just like a stock portfolio, it helps to be diversified. Including a wide variety of ad formats and potential ad placements ensures that all of the bases are covered.</p>

<h2 class="tile-heading">3) Help Advertisers Understand How In-App Ad Inventory Differs from Online Advertisements</h2>

<p>Unfortunately, many marketers today are still grouping together mobile web and mobile in-app advertising. Just because they are on the same device doesn&rsquo;t mean they&rsquo;re the same thing!</p>

<p>In-app <a href="/blog/top-8-mobile-app-advertising-benefits" target="_blank">mobile advertising offers many benefits</a> not found in mobile web environments, from a lack of ad blockers to better geotargeting and much more. And, in-app environments are proven to be safer and less prone to fraud than mobile web.</p>

<p>App publishers and developers can help themselves by evangelizing these differences. The more advertisers know about the many benefits of the in-app space, the more likely they are to spend in this ecosystem &mdash; and to have a greater volume of ads to run.</p>

<h2 class="tile-heading">4) Better Understand Your Audience</h2>

<p>No two members of your user base are the same. When apps understand the nuances and differences of their audience, they can improve their monetization efforts accordingly.</p>

<p>For instance, consider the differences in audience as it relates to geography. While the average CPC (cost per click) is <a href="/blog/how-are-in-app-advertising-rates-calculated" target="_blank">over $0.50 in Sweden</a>, it&rsquo;s around $0.03 in Bulgaria. This shows that advertisers are willing to pay more to reach people in Sweden than they are in Bulgaria. Similarly, brands may be willing to pay more to reach users in some parts of the U.S. over others; by offering this information when available to advertisers, publishers can increase demand for their ad inventory.</p>

<p>Location is not the only determining factor here as well. Occupation, previous buying habits, proclivity to spend in app and many other factors impact how an advertiser views someone &mdash; and whether or not they want to get an ad in front of them. App publishers can strategically deploy these</p>

<h2 class="tile-heading">5) Set Realistic Goals Around Higher Fill Rates and eCPM Rates</h2>

<p>One of the best things app publishers can do for themselves is to have a pragmatic and practical mindset when it comes to mobile in-app advertising. No app is going to have a perfect fill rate, nor will ad revenue grow exponentially every month. But, by taking key steps and setting achievable goals, app publishers and developers can set themselves up for success.</p>

<p>&ldquo;Do you have, or have you seen, a mobile advertising roadmap for how your ads revenue is going to increase this year?&rdquo; <a href="/blog/are-you-leaving-ad-revenue-on-the-table-a-qa-with-chas-castell-of-pubrevplu" target="_blank">says Chas Castell</a>, founder of app consulting firm PubRev+. &ldquo;Do you know how big the opportunity is? What is your monetization strategy? What are the initiatives you want to pursue? It may seem like short-term pain, but the first step to starting a process that can transform your company - such as ads monetization - is really understanding where you are. Once you can honestly say &lsquo;I am here,&rsquo; then you can see how much you need to do to get to where you want to be.&rdquo;</p>

<p>What else do you think apps can do to improve both fill rates and CPMs? Let us know on social media! We&rsquo;d love to hear your thoughts on <a href="https://www.linkedin.com/company/inmobi/" target="_blank">LinkedIn</a>, <a href="https://twitter.com/inmobi" target="_blank">Twitter</a> and/or <a href="https://facebook.com/inmobi" target="_blank">Facebook</a>.</p>

<p>Interested in learning more about the state of in-app monetization today? Be sure to check out these resources:</p>

<ul style="list-style:disc;">
	<li><a href="/blog/are-you-leaving-ad-revenue-on-the-table-a-qa-with-chas-castell-of-pubrevplu" target="_blank">Are You Leaving Ad Revenue on the Table? A Q&amp;A with Chas Castell of PubRev+</a></li>
	<li><a href="/blog/how-to-choose-the-best-app-monetization-platform-for-in-app-advertising" target="_blank">How to Choose the Best App Monetization Platform for In-App Advertising</a></li>
	<li><a href="/blog/6-things-you-need-to-know-about-in-app-header-bidding" target="_blank">6 Things You Need To Know About In-App Header Bidding</a></li>
	<li><a href="/blog/how-to-choose-the-best-mobile-app-monetization-strategy" target="_blank">How to Choose the Best Mobile App Monetization Strategy</a></li>
	<li><a href="/blog/how-to-enable-monetization-for-your-app" target="_blank">How to Enable Monetization for Your App</a></li>
</ul>]]></description>
      <dc:subject><![CDATA[In-App Monetization, English (EN): inmobi.com,]]></dc:subject>
      
      <dc:creator><![CDATA[ Team InMobi  ]]></dc:creator>
      
      <dc:date>2019-06-18T11:30:00+00:00</dc:date>
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    <item>
      <title><![CDATA[Understanding the difference between Ads.txt vs Sellers.json]]></title>
      <link>https://www.inmobi.com/blog/2019/06/17/understanding-the-differences-between-ads.txt-and-sellers.json/</link>
      <guid>https://www.inmobi.com/blog/2019/06/17/understanding-the-differences-between-ads.txt-and-sellers.json/</guid>
      <description><![CDATA[<p><span  style="background-color: initial;">A few months ago, the Interactive Advertising Bureau released two new standards, Sellers.json, and the OpenRTB Supply Chain Object, as a part of its continued efforts in building a more transparent ad tech ecosystem. Having released the ads.txt file with a similar goal in 2017, a question that naturally arises is what makes sellers.json different from ads.txt?</span></p><p><strong>Understanding Ads.txt</strong></p><p>Ads.txt stands for Authorized Digital Sellers and is a publicly accessible file where publishers declare the sellers who are authorized to sell their inventory. The file is hosted on the root domain of the publisher, making it easily accessible for buyers who may want to verify the authenticity of the inventory they are buying. App-ads.txt is a version that caters specifically to apps and mobile OTT players. </p><p>Let’s say a buyer is offered inventory from weatherbug.com via an exchange platform, they can verify the authenticity of the inventory by checking if the exchange is listed by looking for them at weatherbug.com/ads.txt.</p><p><strong>Sellers.json Explained</strong></p><p>While ads.txt is a publisher focused initiative, sellers.json is an opportunity for supply-side platforms (SSPs) and exchanges to bring further transparency to the ecosystem. Similar to ads.txt, sellers.json is a publicly accessible ledger used by SSPs and exchanges which contains details on the inventory they can rightfully sell. When combined together with ads.txt, buyers should be able to identify the final seller of a bid request and publishers can verify whether an SSP is illegitimately claiming to have a relationship with them. </p><p>Let’s say a buyer is offered inventory for weatherbug.com via an exchange platform, abc exchange, they can verify the authenticity of the inventory by checking if the publisher is listed on abcexchange.com/sellers.json</p><p><strong>How the OpenRTB Supply Chain Object Works</strong></p><p>Well, then how does OpenRTB Supply Chain Object figure in between ads.txt and sellers.json? The OpenRTB Supply Chain Object helps identify all the players involved in the request. It contains a set of nodes, with each node representing a different party participating in the selling of the bid request. </p><p>So there you have it, the difference between ads.txt and sellers.json. While both files aim to bring a great degree of transparency to programmatic buying, the onus falls on widespread adoption by publishers, SSPs and exchanges to ensure its success. </p><p><strong>About the Author</strong></p><p>Sreeshna is a Product Marketing Manager at InMobi, focussed on Exchange - InMobi's In-App Programmatic offering. She has over two years of experience in the field of tech marketing. If you catch her during the day, she's most likely reading technical documentation and thinking of a way to make it more understandable for her non-tech colleagues.</p>]]></description>
      <dc:subject><![CDATA[In-App Monetization, English (EN): inmobi.com,]]></dc:subject>
      
      <dc:creator><![CDATA[ Sreeshna Sreekishan ,  Marketing Manager  ]]></dc:creator>
      
      <dc:date>2019-06-17T21:40:00+00:00</dc:date>
    </item>
  
    <item>
      <title><![CDATA[Three-Step Checklist to Making an Effective Mobile Ad Creative]]></title>
      <link>https://www.inmobi.com/blog/2019/06/13/three-step-checklist-to-making-an-effective-mobile-ad-creative/</link>
      <guid>https://www.inmobi.com/blog/2019/06/13/three-step-checklist-to-making-an-effective-mobile-ad-creative/</guid>
      <description><![CDATA[<p>&ldquo;We all judge the book by its cover. The better the book cover, the more we believe the content is better.&rdquo;</p>

<p>The above remark by noted UX expert <a href="http://antonnikolov.com/" target="_blank">Anton Nikolov</a> holds true for digital advertising as well. However, there&rsquo;s one catch.</p>

<p>If the expectations set by the ad are not met, then it will invariably lead to a bad experience for the user. Best case scenario, a poor ad experience will lead people to quickly dismiss an ad or quickly forget about it once it&rsquo;s seen. In all other cases, a poor advertisement can result in a negative opinion towards the advertised product or even the brand as a whole.</p>

<p>Here&rsquo;s a three-step process to making sure your ad stays true and avoids such pitfalls.</p>

<p><img src="https://go.inmobi.net/hubfs/3%20step-02.jpg" /></p>

<h2>1. The ad should clearly state its objective</h2>

<p>Why does the ad matter? Does the copy and design communicate clarity? Does it evoke positive emotions in the consumer?</p>

<h2>2. The ad should deliver on the promised value and utility</h2>

<p>It should meet or exceed expectations. In order to do this, empathy is key. &ldquo;To understand and be understood&rdquo; should be the motto of every advertiser. It&rsquo;s okay not to get it right the first time, or for that matter every time. But the intent has to be there. Treat every interaction as an opportunity to get to know your consumer&rsquo;s needs better. Arm yourself with data to help you in this effort.</p>

<h2>3. The ad should delight the consumer</h2>

<p>At the very least, the ad should make a positive connect with the viewer. Showing ads during the consumer&rsquo;s &ldquo;moments of need&rdquo; is ideal. Identify such moments throughout the day using advanced prediction and targeting capabilities.</p>

<p>But how do you do Step One? More on that in our next post.</p>

<p style="text-align:center"><a class="btn btn-s" href="https://www.inmobi.com/ad-experience" style="font-size:24px; border-radius: 25px; font-weight: normal;" target="_blank">LEARN MORE</a></p>

<p><strong>About the Author</strong></p>

<p>Praveen Rajaretnam has over a decade of experience in mobile marketing and growth marketing. He started his career as an engineer at a cybersecurity firm, working on automation and performance testing. Praveen also started his own social commerce firm, heading marketing and growth. He spends considerable time researching anti-fraud methodologies, attribution mechanisms and real-time bidding technologies.</p>]]></description>
      <dc:subject><![CDATA[Advertising, English (EN): inmobi.com,]]></dc:subject>
      
      <dc:creator><![CDATA[ Praveen Rajaretnam,  Senior Product Marketing Manager  ]]></dc:creator>
      
      <dc:date>2019-06-13T13:12:00+00:00</dc:date>
    </item>
  
    <item>
      <title><![CDATA[App-ads.txt: Why Should Publishers Care?]]></title>
      <link>https://www.inmobi.com/blog/2019/06/12/app-ads.txt-why-should-publishers-care/</link>
      <guid>https://www.inmobi.com/blog/2019/06/12/app-ads.txt-why-should-publishers-care/</guid>
      <description><![CDATA[<p>Ads.txt (Authorized Digital Sellers) is a solution that helps buyers identify authorized sellers in the programmatic world. Ads.txt was first released in May 2017 for website and mobile web publishers and then on November 30, 2018, the IAB announced <a href="https://iabtechlab.com/press-releases/app-ads-txt-released-for-public-comment-as-next-step-to-fight-digital-advertising-inventory-fraud/" target="">the release</a> of app-ads.txt, Authorized Digital Sellers for Mobile Apps.</p>

<h2 class="tile-heading">What is app-ads.txt?</h2>

<p>The publisher creates a repository of authorized sellers, a .txt file hosted in the root domain of their developer website, that can be accessed by buyers, using a crawler. If you wish to understand more about how app-ads.txt works, do visit our earlier blog, &ldquo; <a href="/blog/iab-extends-ads.txt-to-apps" style="background-color: initial;" target="">IAB Extends Ads.txt to Apps</a>&rdquo;. Using app-ads.txt buyers can identify the legitimate sellers of the ad inventory they desire.</p>

<h2 class="tile-heading">Why should publishers care about app-ads.txt?</h2>

<p>App-ads.txt provides benefits to buyers and publishers. If you are an app publisher, here is how you can benefit from adopting app-ads.txt:</p>

<ul style="list-style:disc;">
	<li><strong>Divert advertising dollars from fraudsters back to you:</strong><br />
	Certain unscrupulous publishers, ad networks or exchanges time and again misrepresent the nature of their traffic to resemble your legitimate inventory. <a href="https://digiday.com/media/using-ads-txt-publishers-catch-buyers-spending-1-billion-year-fake-video-inventory/" style="background-color: initial;" target="">Top publishers like The New York Times and The Washington Post lose $3.5 million a day to domain spoofing</a>. App-ads.txt, using a developer domain creates a universal namespace, which can help buyers to identify and block instances of unauthorized impersonations, hence diverting valuable advertising dollars back to you.</li>
	<li><strong>Protect your in-app revenue:</strong><br />
	Adopting this simple solution can help you secure and certify your supply path and hence your in-app revenue. App-ads.txt lets buyers pick out high-quality inventory from the marketplace. As major DSPs decide to buy only app-ads.txt compliant inventory, publishers who do not implement app-ads.txt will see a decline in revenue.</li>
	<li><strong>Get a fair price for your inventory:</strong><br />
	Brand advertisers will be willing to pay a premium for app-ads.txt compliant inventory as it is less susceptible to fraud. Hence, app-ads.txt compliance in all likeliness will drive your eCPMs up.</li>
</ul>

<p>Sometimes, intermediate sellers resell your inventory without your knowledge, resulting in underpriced inventory in the system. This prevents you from getting a fair price for your inventory. When you make your inventory app-ads.txt compliant, you let buyers pick out legitimate sellers.</p>

<h2 class="tile-heading">Wondering how to implement app-ads.txt?</h2>

<p>For more information on how to implement app-ads.txt, please see the support portal documentation. Please reach out to your InMobi account manager should you have any questions or concerns about ads.txt for apps.</p>]]></description>
      <dc:subject><![CDATA[Product and Technology, English (EN): inmobi.com,]]></dc:subject>
      
      <dc:creator><![CDATA[ Neeraja Rajeev  ]]></dc:creator>
      
      <dc:date>2019-06-12T09:15:00+00:00</dc:date>
    </item>
  
    <item>
      <title><![CDATA[How to Combine Online Advertising and Offline Advertising to Boost Your App Business]]></title>
      <link>https://www.inmobi.com/blog/2019/06/11/how-to-combine-online-advertising-and-offline-advertising-to-boost-your-app/</link>
      <guid>https://www.inmobi.com/blog/2019/06/11/how-to-combine-online-advertising-and-offline-advertising-to-boost-your-app/</guid>
      <description><![CDATA[<p>For many performance marketers today, online advertising and offline advertising are seen as two totally separate, distinct ways to reach target audiences. And in the world of performance app marketing specifically, online marketing is heavily favored over offline tactics like newspaper advertising.</p>

<p>On the surface, it&rsquo;s easy to see why any company with a heavy digital presence would focus on digital channels primarily. Tactics such as email marketing, search engine optimization and social media advertising offer hard KPIs, allowing marketers to both only pay for desired results and to quantify precisely the impact of their efforts.</p>

<p>Let&rsquo;s say a small business with limited budget wanted to promote its product or service. It could run online ads like Google display ads, and quickly see a return on investment even if the initial spend amount was small. Compare that with print advertising. With print ads, you hope someone sees it and takes action, but you may not ever know the ROI of that initial spend. It is for this reason that many online-centric businesses have prioritized digital channels.</p>

<p>But is this kind of either/or positioning the best way to structure your marketing campaigns? Maybe not. After all, people still see billboards, watch linear television and read newspapers and magazines. For many performance app marketers, it can often be advantageous to combine online advertising and offline advertising in an intelligent manner to drive new business.</p>

<h2 class="tile-heading">The Premise: Should Offline Advertising Be Included in the Marketing Budget?</h2>

<p>A great beginning use case for combining the two strategies is with a campaign that combines billboards with targeted in-app mobile ads. In certain key geographies, the odds are good that the core personas being targeted are likely being exposed to both the billboards and to the mobile ads.</p>

<p>How would such a combination campaign be measured? Given that we know the exact location of the advertiser&#39;s billboards and users at that location, we can measure immediate reactions. Combining location data from both mobile and billboards, along with other identifying factors coming from mobile ads and telco data, can give marketers a good idea of how the two tactics are working in tandem with one another to drive forward the goals of the campaign.</p>

<p>This same premise can work with other offline ad channels that run on a set schedule, such as radio, television or even certain digital out-of-home ads. When the exact time-slots when the ads are aired is known, marketers can use timestamps to determine if target audiences were taking desired actions in the immediate aftermath of an offline ad being run.</p>

<h2 class="tile-heading">The Proposal: Measuring the Effectiveness of Offline Advertising for Specific Audiences</h2>

<p>At the outset of the campaign, develop parameters for how the offline media will be measured. With billboards, location is a crucial component. Geofencing, in which a pre-set radius is drawn around a core central point, has long been the default mechanism within billboard advertising.</p>

<p>In many instances, however, polygons may be preferable. With polygon measurement, a precise boundary is drawn around the central point, and only those within the boundaries get counted. This makes polygons more precise than geofencing, and helps prevent accidental spillover. For example, to measure the effectiveness of a billboard within a contained environment like an airport or a mall, a polygon would help ensure that people just passing by outside are not accidentally counted.</p>

<p>With offline media that runs on a set schedule, like a TV ad scheduled to run during a live sporting event, the key metric is time instead of location. The goal here would be to see if target audiences take the desired action within a set amount of time after being exposed to both ads. For example, it may be advantageous to show someone a mobile ad 15 minutes after a radio ad was just aired.</p>

<p>Before moving forward with any combination marketing campaign, try to set intelligent hypotheses. Use whatever data is available to make educated guesses on how many of the right people will be exposed to both/all types of media being run, and what the user flow may look like. This effort ensures that you&rsquo;re always going after a specific target and not just flying blind.</p>

<h2 class="tile-heading">Overcoming the Challenges of Non-Digital Marketing</h2>

<p>Taking this effort to effectively combine two or more types of media, including online and offline advertising, can seem daunting. After all, offline media like billboards and newspaper ads have historically been black boxes compared to the amount of data digital ad channels make available to advertisers.</p>

<p>But, remember that just about everything is now measurable. Given the right tools, techniques and datasets, even something like an ad on the side of a bus can yield a treasure trove of intelligence and information.</p>

<h2 class="tile-heading">What Gets Measured in Non-Digital Advertising?</h2>

<p>During the campaign, keep a careful eye on any changes/deviations to the norm in terms of app installs, app usage, visits to your websites, etc. If volume on any of these metrics is significantly higher at or near the location of a billboard or around the time a radio or TV ad ran, then that boost can safely be attributed in part to the offline media.</p>

<p>Here&rsquo;s an example how an offline and online marketing campaign can be measured:</p>

<p><img src="https://go.inmobi.net/hubfs/graph-online-to-offline-advertising.png" /></p>

<p>However, precautions need to be taken to filter out sources of traffic, usage, installs, etc. that can be due to fluctuations from other marketing campaigns. It&rsquo;s critical to be as precise and exacting as possible in measurement, in order to make sure you are drawing the right conclusions.</p>

<p>To do this, a dynamic threshold needs to be applied to differentiate signal from noise and attribute the jump to the mobile ad campaign. This requires both knowledge of app history and that app&#39;s user behavior.</p>

<p>Through such an effort, offline advertising and online advertising can be effectively joined together. As capturing attention becomes harder and as the media landscape becomes more fragmented, such a combined approach is often ideal for discerning marketers &mdash; especially those with lower-funnel performance goals.</p>

<p>Interested in learning more on this topic? Check out these resources:</p>

<ul style="list-style:disc;">
	<li><a href="/blog/what-we-believe-in-6-ways-to-rethink-attribution" target="_blank">6 Ways to Rethink Attribution</a></li>
	<li><a href="/blog/what-is-cross-device-attribution-video" target="_blank">What is Cross Device Attribution?</a></li>
	<li><a href="/blog/8-tips-for-finding-your-best-target-audience-in-advertising" target="_blank">8 Tips for Finding your Best Target Audience in Advertising</a></li>
	<li><a href="/blog/how-to-think-about-mobile-app-marketing-attribution" target="_blank">How to Think About Mobile App Marketing Attribution</a></li>
	<li><a href="/blog/what-is-multi-touch-attribution-marketing-video" target="_blank">What is Multi-Touch Attribution Marketing?</a></li>
	<li><a href="/blog/how-to-craft-the-perfect-mobile-app-marketing-strategy" target="_blank">How to Craft the Perfect Mobile App Marketing Strategy</a></li>
</ul>

<h4 class="tile-heading">About the Author:</h4>

<p>Matthew Kaplan has over a decade of digital marketing experience, supporting the content goals of the world&rsquo;s biggest B2B and B2C brands. He is a passionate app user and evangelist, working to support diverse marketing campaigns across devices.</p>]]></description>
      <dc:subject><![CDATA[Advertising, English (EN): inmobi.com,]]></dc:subject>
      
      <dc:creator><![CDATA[ Matt Kaplan,  Content Strategist  ]]></dc:creator>
      
      <dc:date>2019-06-11T12:00:00+00:00</dc:date>
    </item>
  
    <item>
      <title><![CDATA[What You Need to Do in Order to Appeal to Customers on Mobile Devices]]></title>
      <link>https://www.inmobi.com/blog/2019/06/07/what-you-need-to-do-in-order-to-appeal-to-customers-on-mobile-devices/</link>
      <guid>https://www.inmobi.com/blog/2019/06/07/what-you-need-to-do-in-order-to-appeal-to-customers-on-mobile-devices/</guid>
      <description><![CDATA[<p>
	In order to appeal to customers on mobile devices today, what do CMOs and marketers need to do? Effectively reaching and communicating with mobile audiences requires more than just a responsive version of your website.</p><p>
	People on mobile devices have very specific behaviors and expectations.</p><p>
	So what is the best path forward? We believe engaging creative and actionable destinations are crucial. And, critically, we recommend taking these two steps:</p><h2 class="tile-heading">1) Think Hard About the People Seeing Your Ads</h2><p>
	The amount of money spent creating ads devoted to mobile audiences is skyrocketing. By <a href="https://www.emarketer.com/content/mobile-advertising-is-expected-to-surpass-tv-ad-spending?ecid=NL1009" target="_blank">2022, eMarketer predicts that close to half of all advertising dollars spent in the U.S.</a> will go towards running ads on mobile devices. Using the mobile space to drive awareness, acquire customers and delight existing audiences makes sense, as eMarketer predicts time spent on mobile to surpass time spent watching television <a href="https://www.emarketer.com/content/average-us-time-spent-with-mobile-in-2019-has-increased?ecid=nl1001" target="_blank">for the first time in 2019</a>.</p><p>
	How are marketers actually embracing mobile though? Are marketers keeping the ascension of mobile over TV in mind as they create their mobile experiences for their customers? Are they giving it the same thought and consideration as a TV ad? Is it a mobile ad or simply an adaptation of other creative?</p><p>
	And, from a larger perspective, are your mobile ads actually engaging people? Keep in mind your text ads (and really any other ad format and type) can appear very differently on mobile than on any other format. For starters, most hold their mobile devices vertically, not horizontally. And, the differences between mobile web and mobile apps can be stark.</p><p>
	For example, most people view content on their phones - including video - vertically, while such content would be seen horizontally on a larger screen. But, despite this, some brands just repurpose their horizontally-aligned TV and desktop video ads for mobile without reformatting it. Turning a phone to see an ad may seem like a small step to a marketer, but it can easily be perceived as a major annoyance to your target audience.</p><p>
	When running ads, it’s easy to get bogged down on things like schedules, creative, budgets, etc. While this is all important, don’t lose the forest for the trees. Who are you trying to talk to? What apps do they use most frequently? Why would real people care about what you have to say? This should always drive your advertising strategies.</p><h2 class="tile-heading">2) Where Do You Actually Want to Send Users?</h2><p>
	You’ve put in all this effort to drive real connections with consumers via mobile in-app advertising. You’ve run ads, influencer marketing campaigns, the whole nine yards. Now what? What are the actual, concrete next steps that make sense? This is often a critical blind spot in mobile marketing campaigns. Ultimately, what does it take to be a successful mobile marketer today and have effective in-app ad campaigns?</p><p>
	For example, many brands set up their in-app ads to point to a mobile website. But is this the best user experience? Many people may not want to exit the app experience, and may be annoyed at having to take extra steps to navigate back to where they just were. The last thing you want is for someone to take a desired action and then only back out because of an issue like this.</p><p>
	Another great example of this premise in action is a mobile ad that has someone fill out a form. This may be fine in a desktop/laptop environment, but typing in answers on a long form just with thumbs can be cumbersome to some people.</p><p>
	Not all customers want to get in touch with you through just one channel. It’s critical to consider the consumer’s needs and priorities first, and then work to meet them. Running a mobile survey can be a great way to find out, as it allows you to use the ever-popular mobile device as a way to get honest inputs from your customers and potential consumers.</p><p>
	Brands that are winning create new paths to understand, identify, engage and acquire consumers. The most successful brands are the ones that leverage the always-on dimension of consumer behavior, access up-to-the-moment consumer insights and translate consumer insights into action — all while being authentic, honest and real. This is what’s needed to drive real connections.</p><p>
	<strong>About the Author</strong></p><p>
	Richard Thomas is Head of Brand Marketing, North America at InMobi. He has over 15 years experience working with some of the world's largest B2B and B2C brands. Richard's advertising and marketing career has been spent building brands by telling their stories across integrated campaigns.</p>]]></description>
      <dc:subject><![CDATA[Consumer Research, English (EN): inmobi.com,]]></dc:subject>
      
      <dc:creator><![CDATA[ Richard Thomas  ]]></dc:creator>
      
      <dc:date>2019-06-07T16:02:00+00:00</dc:date>
    </item>
  
    <item>
      <title><![CDATA[Moving Beyond Mobile App Cost Per Install: The Benefits of CPX Bidding [VIDEO]]]></title>
      <link>https://www.inmobi.com/blog/2019/06/05/moving-beyond-mobile-app-cost-per-install-the-benefits-of-cpx-bidding-video/</link>
      <guid>https://www.inmobi.com/blog/2019/06/05/moving-beyond-mobile-app-cost-per-install-the-benefits-of-cpx-bidding-video/</guid>
      <description><![CDATA[<p>For marketers and advertisers in the user acquisition space, mobile app cost per install (CPI) has long been the default bidding model. Cost per install campaigns, where advertisers pay ad networks and other partners only when they drive installs of their mobile applications from the app stores, are ubiquitous.</p>

<p>But is this really the best use of ad spend for getting users for mobile apps? In our latest Whiteboard Wednesday video, Srinivas KC, VP and GM of InMobi DSP, argues why marketers should worry less about average CPI costs and instead using CPX bidding to buy against the most important metrics for the business.</p>

<p><iframe allow="accelerometer; autoplay; encrypted-media; gyroscope; picture-in-picture" allowfullscreen="" frameborder="0" height="630" src="https://www.youtube.com/embed/CVAJR4zx2qQ" width="1120"></iframe></p>

<h3 class="tile-heading">Transcript:</h3>

<p>Hello, welcome to another edition of InMobi Whiteboard Wednesdays. My name&rsquo;s KC, and today we&rsquo;re going to talk about CPX bidding. Everybody&rsquo;s heard about CPC, CPM, CPI and all of the kinds of bidding in the programmatic world, but what in the hell is CPX bidding? Well, let&rsquo;s get into it.</p>

<h2 class="tile-heading">The Evolution of CPI Campaigns</h2>

<p>Traditionally what mobile marketers have done was to depend on CPM bidding, so when they&rsquo;re buying media from an exchange or an ad network, they typically ended up paying on a CPM basis.</p>

<p>That evolved over time, and over the last many years, models have evolved from paying CPC - that is cost per click - to potentially CPCV and CPP, which is cost per video view or cost per playable, and those kinds of things. And more and more recently, the model everybody&rsquo;s depended on is CPI or CPA, which is a cost per install or a cost per new user acquisition.</p>

<p>What&rsquo;s happening, though, is that as marketing has become more and more a growth function, and a function that drives revenue and not just new users, the onus of delivering revenue and delivering business outcomes is increasingly on marketers as well.</p>

<p>What we see here at InMobi is that most of the marketers we work with are gravitating towards what we refer to as the CPX bidding model. What is X? X is a business outcome. It is anything that is considered a business performance metric.</p>

<h2 class="tile-heading">What Do High Quality App Users Look Like For You?</h2>

<p>Some examples of that are CPFT. That is cost per first transaction, for an e-commerce company that knows that a first transaction means the user that is going to be a long-term user. It&rsquo;s a real user. They&rsquo;ve made a transaction and they&rsquo;re probably going to be a high value user. Similarly is CPFR, which is cost per first ride, if you&rsquo;re a rideshare app.</p>

<p>CPTB: That is cost per tenth burrito. Let&rsquo;s say you&rsquo;re a food app or a restaurant, a QSR restaurant, with an application. You know a user is hooked and regular when they&rsquo;ve had their tenth burrito. Can you put a price on that? Can you put a price on that event? That is the challenge a marketer has to face today and optimize towards.</p>

<p>And another example is CPFC, which is cost per first cappuccino. Let&rsquo;s say you&rsquo;re another QSR example where you have an app, you want users to order off the app and pick up a coffee. What constitutes or what defines a user that is hooked, addicted? Potentially it&rsquo;s first coffee.</p>

<p>So that&rsquo;s what CPX is all about. Cost per X, where X is the event that is a business outcome or a performance metric that directly impacts the business outcome.</p>

<h2 class="tile-heading">Why Digital Marketers Are Embracing CPX: Different Approaches to Customer Acquisition</h2>

<p>Why is this happening? Part of it I talked about before, which is marketers increasingly have the onus of delivering business outcomes. But there&rsquo;s other reasons too.</p>

<p>Purely from a trading perspective, from a programmatic buying perspective, buying CPM, the amount of effort required to deliver a campaign to the scale you can potentially achieve, the tradeoff just doesn&rsquo;t work. You&rsquo;re taking as an advertiser a large amount of the risk of buying media. You&rsquo;re paying publishers but you don&rsquo;t know if your business outcomes are going to be met. You don&rsquo;t know if you&rsquo;ll acquire new users. All you know is that you&rsquo;re getting impressions.</p>

<p>Obviously the effort required to optimize towards business outcomes starting from there is huge, and therefore it limits scale because it&rsquo;s all manual. People have to do a lot of work.</p>

<p>The other end of the spectrum is CPX, where what you&rsquo;re able to do is depend on a lot of automation, depend on bidders that do most of the work in an automated manner. Take all the data points and analytics from the actual business, the actual application, and build it back into the bidding. And what it means is you can deliver, as marketers, significantly higher scale at a much smaller effort, which is why you see the transition from CPM to CPX has been accelerated in the recent years, as AI and ML models have kicked in, in the performance world.</p>

<p>There&rsquo;s more tradeoffs associated with this as well. If you think about the amount of risk one would take running a CPM performance campaign versus a CPX performance campaign, there&rsquo;s no comparison. CPX is no risk. A business only pays when a business outcome is achieved, so there&rsquo;s absolutely no risk attached with that. On the other hand, CPM, you pay for media and not the business outcome. Same thing we talked about before.</p>

<p>The second thing is effort. Now, in a world where media buying teams have tens of people, many people hands on keyboard, analytics, a lot of people working on creative, a setup of that kind could potentially do a pretty good job optimizing the CPM campaign as well. But it&rsquo;s a lot of effort. It&rsquo;s a lot of bandwidth. It&rsquo;s a lot of investment, a lot of people.</p>

<p>CPX typically tends to be fully automated. What you need really is somebody to run a strategy. So you need people who are careful, people who are able to craft the right metrics - the kind of people who will make the decision that the cost per first cappuccino is the right metric for the business or not. And once the marketer makes that decision, the hands-on keyboard effort and the operational effort is really minimized and CPX bidding takes care of most of it.</p>

<p>And the last point is of course control. The biggest risk with automation typically tends to be that when I was running my manual campaigns, I had a lot of control over not just the outcomes but also the inputs, and on a day-to-day basis we&rsquo;re able to optimize campaigns. But in a fully automated system like CPX, we lose that control to a certain extent.</p>

<p>The idea though is that CPX releases the bandwidth of marketers and marketing teams to move away from optimization logistics and move towards strategies and outcomes. And as long as marketing teams spend the right amount of time defining the right outcomes for the business, defining the right KPIs and right performance metrics, the machine does the rest.</p>

<p>And what it means is the tradeoff between having a significant amount of control on the campaign and delivering results is actually not there anymore. And what it means is as long as the right results have been defined by marketing, automation achieves all of that.</p>

<p>So to conclude, the CPX bidding is all about the business outcomes. It&rsquo;s all about the performance metrics and it&rsquo;s all about automation, therefore delivering significantly higher scale at a much, much lower effort.</p>

<h2 class="tile-heading">Important Factors to Keep in Mind When Running CPX Campaigns</h2>

<p>Our recommendations to marketers for 2019 and beyond are basically three things. One is work with partners that do support CPX. Working with partners that support only CPM, CPC and old school bidding models that really go way back when in timeline terms, it&rsquo;s not good enough anymore. We&rsquo;re in 2019. Marketers are part of the business outcome. Marketers are part of revenue generation and growth, and partners that support marketers also have to be.</p>

<p>The second recommendation we have is use analytics in apps to heavily drive through any outcomes. The reason to say that is to define the right outcome metric, define the right X, whether it&rsquo;s the first coffee of the fifth coffee or the third coffee. As a marketer making that decision, it has to be very, very data driven. And that can only be achieved through a significant amount of analytics put into the app, to know the user&rsquo;s journey, to know where the users drop off and how do you take that data and understand who the sticky users are versus not and define an event that will then help you identify the sticky users. So to that extent we do believe that analytics plays a huge role in this entire equation.</p>

<p>And last but not the least - and this is oft lost in terms of prioritization in the performance world - is you&rsquo;ve got to shoot for scale when it comes to CPX. CPX is not for experimentation. CPX is not for just figuring out what is the right business outcome, and CPX is definitely not just to test out automation to then scale manually. CPX bidding is all about shooting for scale. You have the entire universe of programmatic supply as a marketer in front of you.</p>

<p>How do you take all 5 billion users globally that potentially are an addressable market for your business and target them effectively using the highest amount of automation in the smartest way possible? That is the right way to think about this problem and therefore shooting for scale is probably the precursor to even using CPX or 100% automation.</p>

<p>And that&rsquo;s it for today.</p>

<h2 class="tile-heading">More Insights for Mobile App Advertisers</h2>

<p>Interested in learning more about app installs, acquisition costs and other related topics? Be sure to check out these blogs for more information:</p>

<ul style="list-style:disc;">
	<li><a href="/blog/what-we-believe-in-6-ways-to-rethink-attribution" target="_blank">6 Ways to Rethink Attribution</a></li>
	<li><a href="/blog/what-is-cross-device-attribution-video" target="_blank">What is Cross Device Attribution?</a></li>
	<li><a href="/blog/ridiculously-effective-creative-optimization-technique-to-maximize-ROI" target="_blank">Apply this Ridiculously Effective Creative Optimization Technique to Maximize ROI</a></li>
	<li><a href="/blog/are-your-mobile-marketing-metrics-and-pricing-models-aligned-with-business" target="_blank">Are Your Mobile Marketing Metrics and Pricing Models Aligned with Business Goals?</a></li>
	<li><a href="/blog/how-to-think-about-mobile-app-marketing-attribution" target="_blank">How to Think About Mobile App Marketing Attribution</a></li>
	<li><a href="/blog/a-marketers-guide-to-evaluating-bidder-performance-of-multiple-dsps" target="_blank">A Marketer&rsquo;s Guide to Evaluating Bidder Performance of Multiple DSPs</a></li>
</ul>]]></description>
      <dc:subject><![CDATA[Advertising, English (EN): inmobi.com,]]></dc:subject>
      
      <dc:creator><![CDATA[ Team InMobi  ]]></dc:creator>
      
      <dc:date>2019-06-05T15:39:00+00:00</dc:date>
    </item>
  
    <item>
      <title><![CDATA[Combating Invalid Traffic with DoubleVerify]]></title>
      <link>https://www.inmobi.com/blog/2019/06/04/programmatically-speaking-combating-invalid-traffic-with-doubleverify/</link>
      <guid>https://www.inmobi.com/blog/2019/06/04/programmatically-speaking-combating-invalid-traffic-with-doubleverify/</guid>
      <description><![CDATA[<p>As we continue to work towards building a transparent and fraud-free in-app advertising ecosystem, we <a href="/blog/guaranteeing-viewability-and-reducing-fraud-with-inmobi-and-doubleverify" target="_blank">announced our partnership</a> with DoubleVerify a few months ago as a step towards achieving this goal. While the integration covers both viewability and traffic quality, this blog will focus on how the partnership helps combat in-app ad fraud.</p>

<p>The solution is one among the first to be accredited by the Media Rating Council (MRC) for its ability to detect and filter Sophisticated Invalid Traffic (SIVT). SIVT is notoriously harder to detect when compared to General Invalid Traffic (GIVT), as fraudsters attempt to mimic genuine user behavior. The DoubleVerify (DV) integration with InMobi ensures that our partners are protected from emerging forms of SIVT including:</p>

<ul style="list-style:disc;">
	<li>Background Ad Activity</li>
	<li>Hidden Ads</li>
	<li>App Misrepresentation (Spoofing)</li>
	<li>Measurement Manipulation</li>
</ul>

<p>The partnership guarantees always-on fraud filtering and measurement across InMobi&rsquo;s platform. What makes this integration unique compared to others in the industry is that it does not work only on a sampling basis. Rather, it covers 100% of the supply available on InMobi Exchange.</p>

<p>More specifically, all requests are analyzed and scored by DV on a pre-bid logic, before even being forwarded to DSP partners. That&rsquo;s not all too, as the integration moves beyond just pre-bid filtering by monitoring post-bid activity to ensure that traffic remains fraud free.</p>

<p>You can learn more about the partnership by watching the video below:</p>

<p><iframe allow="accelerometer; autoplay; encrypted-media; gyroscope; picture-in-picture" allowfullscreen="" frameborder="0" height="315" src="https://www.youtube.com/embed/PPlcqXq7wO0" width="560"></iframe></p>

<p><strong>About the Author</strong></p>

<p>Sreeshna is an Associate Product Marketing Manager at InMobi, focussed on Exchange - InMobi&#39;s In-App Programmatic offering. She has over two years of experience in the field of tech marketing. If you catch her during the day, she&#39;s most likely reading technical documentation and thinking of a way to make it more understandable for her non-tech colleagues.</p>]]></description>
      <dc:subject><![CDATA[Trust and Brand Safety, English (EN): inmobi.com,]]></dc:subject>
      
      <dc:creator><![CDATA[ Sreeshna Sreekishan ,  Marketing Manager  ]]></dc:creator>
      
      <dc:date>2019-06-04T15:10:00+00:00</dc:date>
    </item>
  
    <item>
      <title><![CDATA[Header Bidding 2.0: Empowering App Publishers to Understand True User Worth]]></title>
      <link>https://www.inmobi.com/blog/2019/05/30/header-bidding-2.0-empowering-app-publishers-to-understand-true-user-worth/</link>
      <guid>https://www.inmobi.com/blog/2019/05/30/header-bidding-2.0-empowering-app-publishers-to-understand-true-user-worth/</guid>
      <description><![CDATA[<p>
	Most major mediation platforms currently run on a waterfall setup, preventing publishers from maximizing their revenues and often contributing to latency and loss in revenue due to historical pricing models.</p><p>
	In-app header bidding and pre-bid solutions 
	<a href="https://www.inmobi.com/insights/download/whitepapers/in-app-header-bidding-research-report-2018-the-current-state-of-mediation-a/" target="_blank">have gained traction</a> as a workaround to this. InMobi’s own pre-bid in-app header bidding solution, Audience Bidding, is one of the most innovative offerings in the market helping publishers to drive up both yield and also average revenue per user (ARPU) by providing in-depth insights into their user base.</p><h3 class="tile-heading">Competition is Always a Good Thing</h3><p>
	In a header bidding auction, all inventory is made available to top advertisers and demand side bidders simultaneously.</p><p>
	The increased competition means you always get the highest price for your ad space. No longer dependent on historical pricing models to determine the ranking within waterfalls, all demand sources are treated equally through a simultaneous auction. This effectively eliminates the pricing inefficiencies of maintaining a multiple call order system in your waterfall setup.</p><p>
	<strong>1) In-App Header Bidding Auction  2) </strong><strong>Traditional Waterfall Setup</strong></p><p>
	<img src="https://go.inmobi.net/hubfs/Us_v4.gif" width="275" height="152" style="width: 350px;"><img src="https://go.inmobi.net/hubfs/unnamed-1.gif" width="275" height="152" style="width: 349px;"></p><p>
	However, the nature of the demand landscape provided to you by an in-app header bidding solution is equally important. Audience Bidding connects you directly to 70+ DSPs with a single SDK call, thereby boosting your inventory exposure. But why a 
	<em>direct</em> connection?</p><h3 class="tile-heading">Too Many Cooks Spoil the Value</h3><p>
	Direct DSP connections will let you optimize and streamline your supply channel. As many publishers know, dealing with a large number of middlemen/resellers of your inventory clutters your setup, decreases profits and results in a loss of control. Audience Bidding ensures you get the maximum value out of your connections through a single call to the DSPs.</p><h3 class="tile-heading">If You Aim for the Average, You Will Lose</h3><p>
	In recent times, DSPs have been gearing towards 
	<a href="https://www.admonsters.com/ad-ops-decoder-supply-path-optimization/" target="_blank">supply path optimization</a>. Augmenting your supply with audience intelligence also ensures you stand out as enriched supply in a crowded marketplace.</p><p>
	However, most mediation platforms or header bidders today lack the rich data required to segment your audiences. Without this audience intelligence, DSPs end up buying a premium impression for what they are willing to pay for an average user.</p><p>
	In Audience Bidding, each demand source brings in unique audience data. For instance, InMobi overlaps carrier-verified audiences, 
	<a href="https://www.inmobi.com/company/press/inmobi-acquires-u.s.-based-advertising-and-data-company-pinsight-media/" target="_blank">acquired through its</a> acquisition of Pinsight Media, with first-party publisher data. This enriches every request with audience data that can be used to segment the users.</p><p>
	This helps in identifying and creating audience segments that appeal to premium advertisers. DSPs can then clearly identify and target high-value users, which means you earn much more than before for your premium impressions.</p><p>
	While audience enrichment allows buyers to identify high-value users, it will only benefit publishers if they proactively cultivate high quality audiences. So, how can you identify, access and improve the share of high quality audiences in your audience base and push ARPU through the roof?</p><h3 class="tile-heading">What Gets Measured Gets Improved</h3><p>
	Audience Bidding will give you unwalled access to a first-of-its-kind Audience dashboard that will let publishers identify your high-performing audience segments and measure their performance.</p><p>
	You will get visibility into who the largest advertisers are, how much they bid for and the audience segments they value the most. You’ll also be able to deeply understand your high-performing segments through data on location trail of your audience, demography and their interests and pursuits as expressed both inside and outside of your app.</p><p>
	All this will enable publishers to steer your content and growth strategy towards acquiring and retaining high-performing audiences.</p><p>
	<img src="https://go.inmobi.net/hubfs/audience-bidding-overview-blog-2.png" width="624" height="215" style="width: 765px;"></p><h3 class="tile-heading">Interested in learning about Audience Bidding?</h3><p>
	Whether you are working with an external or in-house mediation platform, Audience Bidding is can be easily integrated through the powerful InMobi SDK. 
	<a href="https://www.inmobi.com/company/contact/" target="_blank">Reach out to us</a> today to learn how you can begin leveraging Audience Bidding.</p>]]></description>
      <dc:subject><![CDATA[In-App Monetization, English (EN): inmobi.com,]]></dc:subject>
      
      <dc:creator><![CDATA[ Neeraja Rajeev  ]]></dc:creator>
      
      <dc:date>2019-05-30T18:59:00+00:00</dc:date>
    </item>
  
    <item>
      <title><![CDATA[All Marketing Challenges Stem From This One Thing]]></title>
      <link>https://www.inmobi.com/blog/2019/05/29/all-marketing-challenges-stem-from-this-one-thing/</link>
      <guid>https://www.inmobi.com/blog/2019/05/29/all-marketing-challenges-stem-from-this-one-thing/</guid>
      <description><![CDATA[<p>
	Talk to any CMO or other marketing leader today, and you’ll likely hear them discuss any number of marketing challenges they now face. One may focus on a skills gap, while another may focus on lead generation or social media.</p><p>
	But, whether they know it or not, all of today’s marketing activities and strategies hinge on one thing: delighting consumers in an ever-connected, multi-screen world.</p><p>
	Within today’s environment, where driving real connections with consumers is harder than ever before, where everything is competing for the attention of consumers and where people have so much information about you and your competitors at their fingertips, breaking through the clutter and making a lasting, positive impact is harder than ever.</p><p>
	It’s only when marketing team members can overcome these challenges will they be able to see lasting, long-term marketing success.</p><h2 class="tile-heading">Why Generating Real Connections is the Biggest Challenge to Any Marketing Strategy</h2><p>
	Let’s take a moment to dive into how many of us spend our time, consume media, do research, etc. Consider these four key realities for a moment.</p><h3 class="tile-heading">1) It’s a Multi-Screen World</h3><p>
	There is no one screen or device that dominates the media landscape. Where can you find and reach your target audience? That all depends.</p><p>
	Consider these <a href="https://www.nielsen.com/us/en/insights/news/2018/time-flies-us-adults-now-spend-nearly-half-a-day-interacting-with-media.html" target="_blank">statistics from Nielsen</a> on media consumption habits of American adults in 2018 for a moment:</p><ul style="list-style:disc;">
	
<li>Over 4 hours a day spent watching live television.</li>	
<li>Close to 2 and half hours on a smartphone.</li>	
<li>Over 100 minutes spent listening to the radio.</li>	
<li>Around 45 minutes spent on a tablet.</li>	
<li>Close to a half hour on other internet-connected devices.</li></ul><p>
	And, this breakdown can look quite different depending on other key factors like age. For example, adults over the age of 65 spend 60% of their media time watching live TV and 13% of their time on a smartphone, while those between 18 and 34 spend 26% of their day watching TV and 29% of their time using a smartphone.</p><p>
	Plus, no one option is homogenous in any way, shape or form. Each media option alone is complex enough for marketers to master; with now multiple media sources vying for your attention, it’s nearly impossible for marketers to be everywhere</p><h3 class="tile-heading">2) No Hegemony Even on the All-Important Mobile Device</h3><p>
	While adults in the U.S. consume media in a variety of ways, one option is clearly ascendant over all the others: mobile devices. In 2019, American adults will spend more time every day looking at their smartphones than they will watching TV, <a href="https://www.emarketer.com/content/mobile-time-spent-2018?ecid=dfda7bcd4b86471fba0d362c1f4a962e" target="_blank">eMarketer as predicted</a>. By 2020, adults in the U.S. will spend, on average, two hours and 39 minutes a day on their smartphones and an hour and eight minutes on tablets.</p><p>Remember, though, that mobile isn’t one thing, but really many things. Did you know that around 88% of all time spent in mobile is in app, compared to 13 minutes a day spent using mobile browsers.</p><p>
	And within the all-important app space, which apps are we talking about? According to App Annie, people use approximately <a href="https://www.appannie.com/en/insights/market-data/apps-used-2017/" target="_blank">40 different apps every month</a>.</p><p>
	So how do you determine the right mobile marketing channels to reach, acquire and retain customers even within mobile when mobile is so fragmented? It is important for marketing teams to understand the customer or potential customers to uncover their particular usage trends.</p><h3 class="tile-heading">3) Worse Than a Goldfish?</h3><p>
	For ages, goldfish have been held up as the reigning symbol of short attention spans. But are humans far behind? One recent study has found that the average person’s attention span has dropped from 12 seconds in 2000 to <a href="https://www.cision.com/us/2018/01/declining-attention-killing-content-marketing-strategy/" target="_blank">eight seconds in 2018</a>. And, separate research showed that attention spans may be declining 88% every year in the future.</p><p>
	To see how this can play out, consider how this dynamic works with one of the most popular B2C digital marketing tactics used right now: content marketing. According to the Content Marketing Institute, <a href="https://contentmarketinginstitute.com/2018/12/b2c-research-commitment/" target="_blank">well over half of B2C marketers</a> increased their content marketing budgets last year. But, is time spent producing content like blog posts yielding results when people <a href="https://www.nngroup.com/articles/how-long-do-users-stay-on-web-pages/" target="_blank">only spend 10 to 20 seconds on a webpage</a>? Even the highest quality content may not achieve its desired results in such a short amount of time.</p><p>
	This dynamic plays out with video advertising as well. In the halcyon days of television’s hegemony, ads were typically 30 to 60 seconds long. And now? The best video ad conversion rates are for <a href="https://marketingland.com/video-ads-direct-response-whats-best-length-209996" target="_blank">assets between 16 and 20 seconds</a>.</p><h3 class="tile-heading">4) Easy to Make Enemies, Hard to Make Friends</h3><p>
	As the famous philosopher Homer Simpson once said, “To be loved, you have to be nice to people, every day, but <a href="https://simpsons.fandom.com/wiki/Monty_Can%27t_Buy_Me_Love/Quotes" target="_blank">to be hated</a>; you don't have to do squat!” Gaining and keeping consumer loyalty and trust is incredibly difficult; yet, all it takes is one misstep for a brand to see its hard-earned reputation go down the drain.</p><p>
	Brand perception is critically important, but often neglected. Bain & Company found that <a href="http://www2.bain.com/bainweb/pdfs/cms/hotTopics/closingdeliverygap.pdf" target="_blank">only 8% of consumers</a> think companies provide a quality customer experience. Largely, less than half of the U.S. populace <a href="https://www.forbes.com/sites/jaysondemers/2018/05/09/how-brands-should-be-working-to-fix-the-consumer-trust-crisis/#6f0bad7554cf" target="_blank">trusts businesses overall</a>. Further, a 2018 study of retail customers found that a clear majority - <a href="https://www.dmnews.com/retail/article/21026293/study-what-does-it-take-to-earn-consumer-trust" target="_blank">88% to be exact</a> - declared brand trust to be extremely important, although two-thirds said they lost this all-important trust when brands didn’t live up to promises they earlier made.</p><p>
	Building trust is hard. It requires constant commitment to providing real connections at every possible moment. Destroying trust is easy. All it takes is one calamitous experience. But taking the time to build trust and gain loyalty pays dividends.</p><h2 class="tile-heading">How Your Marketing Efforts Can Inspire Trust and Loyalty</h2><p>
	So despite all this, what can marketers do to cut through the noise and drive real connections with the right audiences? What does it take to stand out from the crowd and create lasting human relationships despite the myriad marketing challenges now present today?</p><p>
	Unfortunately, there’s no one silver bullet that can solve all of these problems. But, by working with platforms, partners and solutions that are wholly dedicated to helping you drive real connections, you can have a fighting shot at overcoming these key marketing challenges and seeing real, measurable results from your marketing strategies.</p><p>
	Successful brands create new paths to understand, identify, engage and acquire consumers. The most successful brands are the ones that leverage the always-on dimension of consumer behavior, access up-to-the-moment consumer insights and translate consumer insights into action — all while being authentic, honest and real. This is what’s needed to drive real connections.</p><p><strong>About the Author</strong></p><p>Richard Thomas is Head of Brand Marketing, North America at InMobi. He has over 15 years of experience working with some of the world's largest B2B and B2C brands. Richard's advertising and marketing career has been spent building brands by telling their stories across integrated campaigns.</p>]]></description>
      <dc:subject><![CDATA[Media Consumption &amp; Trends, English (EN): inmobi.com,]]></dc:subject>
      
      <dc:creator><![CDATA[ Richard Thomas  ]]></dc:creator>
      
      <dc:date>2019-05-29T09:29:00+00:00</dc:date>
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    <item>
      <title><![CDATA[52 In-App Advertising Statistics You Should Know]]></title>
      <link>https://www.inmobi.com/blog/2019/05/21/52-in-app-advertising-statistics-you-should-know/</link>
      <guid>https://www.inmobi.com/blog/2019/05/21/52-in-app-advertising-statistics-you-should-know/</guid>
      <description><![CDATA[<p>To do digital marketing right today, you need smart insights on mobile marketing specifically. To help, here are 52 in-app advertising statistics you definitely need to know.</p>

<h2 class="tile-heading">Statistics on Mobile Devices</h2>

<ol>
	<li>Total time spent on mobile devices per day: <a href="https://www.emarketer.com/content/mobile-time-spent-2018" target="_blank">215 minutes</a>, or three hours and 35 minutes. It&rsquo;s expected to reach three hours and 49 minutes by 2020.</li>
	<li>Time spent on mobile websites? 13 minutes a day, according to eMarketer. By 2020, that will likely drop to 12 minutes daily.</li>
	<li>12 percent of all time spent on a mobile device is in browsers, according to comScore.</li>
	<li>Roughly half of all smartphone owners <a href="https://smallbiztrends.com/2015/10/google-mobile-search-data.html" target="_blank">don&rsquo;t conduct mobile searches</a>.</li>
	<li>There are <a href="https://www.gsmaintelligence.com/" target="_blank">more than 8.9 billion mobile connections</a>/endpoints in the world, according to GSMA.</li>
	<li>Total number of mobile users in the world: More than 39 percent of the world&rsquo;s population will use a mobile device to go online at some point in 2018.</li>
	<li>Over three-fourths of all mobile devices globally are running the Android <a href="http://gs.statcounter.com/os-market-share/mobile/worldwide" target="_blank">operating system</a>, while around one in five run Apple&rsquo;s iOS.</li>
	<li>Mobile sites have been more popular than their desktop/laptop counterparts since 2017. <a href="https://www.statista.com/statistics/241462/global-mobile-phone-website-traffic-share/" target="_blank">Over 52 of all web page traffic</a> globally comes from mobile.</li>
	<li>Percentage of total digital consumer spending coming from mobile: Close to 40 percent of all e-commerce sales originate from mobile devices.</li>
	<li>More than four out of every five smartphone owner uses their mobile device <a href="https://www.wordstream.com/blog/ws/2018/07/19/advertising-statistics" target="_blank">while shopping in a brick-and-mortar store</a>.</li>
	<li>When will mobile become more popular than TVs? By 2019, according to eMarketer. In that year, consumers in the U.S. are expected to spend three hours and 43 minutes with their mobile devices and three hours and 42 minutes with their TVs, on average.</li>
	<li>By the end of 2018, the vast majority of phones sold will have screens between five and six inches.</li>
</ol>

<h2 class="tile-heading">Statistics on Mobile Apps</h2>

<ol>
	<li>Time spent in mobile apps: two hours and three minutes for the average American, although that is expected to climb by an additional 19 minutes by 2019.</li>
	<li>By the end of 2018, consumers will have spent more than $106 billion globally with the main app stores, App Annie has reported, with that figure expected to grow to<a href="https://techcrunch.com/2018/05/02/consumer-spend-on-apps-to-reach-106-4-billion-this-year-156-5-billion-by-2022/" target="_blank"> $156.5 billion by 2022</a>.</li>
	<li>Average number of apps used in daily worldwide: 5.85, according to the IAB</li>
	<li>Average number of apps used in daily in the U.S.: 5.27</li>
	<li>Average number of apps used in a month globally: <a href="https://techcrunch.com/2017/05/04/report-smartphone-owners-are-using-9-apps-per-day-30-per-month/" target="_blank">Around 30</a>, according to App Annie.</li>
	<li>Average number of apps used in a month in the U.S.: over 20, according to eMarketer.</li>
	<li>Most popular types of apps: Close to 30 percent of all time spent in apps is with digital audio apps, while around 20 percent is with social media apps, 19 percent is with video apps, close to 14 percent is with gaming apps and 7 percent is with messaging apps, according to eMarketer.</li>
	<li>Most commonly used apps by category: 72 percent of smartphone users in the U.S. open a weather app at least once a month, according to eMarketer. Further, close to 66 percent use a mapping/navigation app monthly, 41 percent use a news app, 20 percent use a sports app and over 11 percent use a dating app at this rate.</li>
	<li>Households with connected TV utilized smart TV apps more than two hours a day and over 20 days a month typically, according to Nielsen.</li>
	<li>Most common reasons people use apps: Over two-thirds say <a href="https://qph.fs.quoracdn.net/main-qimg-944b9c044e18fe3515f37f8ee069bfaa.webp" target="_blank">apps are easier to use</a>, more than 56 percent say apps are more convenient than websites and 48.5 percent say apps load faster than mobile web.</li>
</ol>

<h2 class="tile-heading">Statistics on Mobile In-App Advertising</h2>

<ol>
	<li>Total mobile ad spending in 2018: This year, advertising revenue is expected to be <a href="https://www.forbes.com/sites/johnkoetsier/2018/02/23/mobile-advertising-will-drive-75-of-all-digital-ad-spend-in-2018-heres-whats-changing/#8718a5c758be" target="_blank">more than $70 billion in the U.S</a> and almost $184 billion worldwide.</li>
	<li>How is mobile advertising changing over time? In the U.S., mobile ad spending grew around 20 percent between 2017 and 2018.</li>
	<li>Expected mobile ad spending in the future: <a href="https://www.statista.com/statistics/303817/mobile-internet-advertising-revenue-worldwide/" target="_blank">Over $160 million</a> worldwide in 2019, and more than $186 million in 2020.</li>
	<li>Share of digital ad spending taken up mobile: <a href="https://www.emarketer.com/content/global-ad-spending" target="_blank">Over 67 percent</a> of all digital advertising spending will soon go towards mobile, eMarketer predicts.</li>
	<li>Share of ad spending taken up mobile: More than 29 percent of all ad spending period will go towards mobile in the near future.</li>
	<li>Share of in-app ads that are viewable: Around 60 percent of all mobile in-app ads were deemed <a href="/blog/are-your-video-views-accurate-comparing-video-viewability-metrics" target="_blank">to be valid and viewable</a> by digital media measurement company Moat between April and June of 2018.</li>
</ol>

<ol>
	<li>End users recall mobile in-app ads <a href="https://econsultancy.com/why-marketers-should-consider-in-app-advertising-stats/" target="_blank">47 percent of the time</a>. They recall mobile web ads 46 percent of the time, and PC ads 36 percent of the time.</li>
	<li>In one Ipsos survey, half of respondents said they thought mobile ads were visually appealing, while 44 percent said the same think about desktop and laptop browser ads.</li>
	<li>Percentage of marketers prioritizing mobile app spending: A study conducted by Forrester in late 2017 found that <a href="https://martechtoday.com/advertisers-plan-increase-mobile-ad-spend-2018-despite-ad-fraud-concerns-study-208222" target="_blank">70 percent of advertisers</a> and agencies spending at least $1 million every month on digital advertising were increasing their in-app ad budgets in the following 12 months.</li>
	<li>When will mobile app ad spending overtake TV ad spending? By the end <a href="https://www.usatoday.com/story/money/markets/2018/05/19/mobile-ads-will-overtake-tv-ads-this-year/34891993/" target="_blank">of 2018</a>. In 2022, less than 25 percent of all ad spending will be devoted to TV, while close to 48 percent will go towards mobile.</li>
	<li>28 percent of people will <a href="http://www.businessofapps.com/mobile-app-uninstall-rate-after-30-days-is-28-according-to-appsflyer/" target="_blank">uninstall an app 30 days after</a> they originally downloaded it.</li>
	<li>Entertainment, travel and productivity apps are commonly uninstalled after a month, while social media, gaming and <a href="https://fintechfilter.com/">finance</a> apps tend to stay on phones for longer.</li>
</ol>

<h2 class="tile-heading">Statistics on Mobile Video Advertising</h2>

<ol>
	<li>Globally, brand spend on mobile video ads increased 109 percent between 2016 and 2017, and 24 percent in the first quarter of 2018 compared to the first three months of 2017.</li>
	<li>In the first three months of 2018, advertisers globally devoted 20 percent of their total in-app ad budgets to video.</li>
	<li>Between 2016 and 2017, in-app video ads click-through rates (CTR) grew 300 percent.</li>
	<li>Overall, in-app video advertising provides CTRs that are 34 percent better than native ads and 56 percent better than banners.</li>
	<li>Throughout the world, video ad inventory has grown 31 percent both between 2016 and 2017 and between Q1 2017 and Q1 2018.</li>
	<li>Around half of all in-app ad inventory was video at the beginning of 2018 - 52 percent globally and 48 percent in the U.S. in Q1 2018.</li>
	<li>During the first half of 2017, three out of every four dollars spent on video ads worldwide went towards fullscreen formats.</li>
	<li>Globally, 58 percent of all in-app video inventory was fullscreen in the first half of 2018.</li>
</ol>

<h2 class="tile-heading">Statistics on Programmatic Media Buying</h2>

<ol>
	<li>In looking at the first half of 2018 compared to the first six months of 2017, the total amount of money spent on mobile in-app advertising programmatically rose 308 percent worldwide.</li>
	<li>The share of all mobile advertising spend globally conducted programmatically went from 19 percent in H1 2017 to 56 percent in H1 2018.</li>
	<li>Between January and June of 2018, approximately one-third of all in-app ad money spent programmatically went towards video.</li>
	<li>The share of all in-app video ad spending conducted programmatically went from 53 percent in the first half of 2017 to 85 percent during the first half of 2018.</li>
	<li>In looking at the first three months of 2018 compared to the same period in 2017, total global programmatic video ad spending increased 238 percent.</li>
	<li>The share of all mobile advertising spend in North America conducted programmatically went from 55 percent during the first six months of 2017 to 72 percent in the first six months of 2018.</li>
	<li>Between H1 2017 and H1 2018, total programmatic spending in North America rose 438 percent.</li>
	<li>In the U.S. alone, the share of all mobile advertising spend conducted programmatically went from 52 percent during the first half of 2017 to 70 percent between January and June 2018.</li>
	<li>Total programmatic spending in the U.S. grew 444 percent in the first half of 2018.</li>
	<li>During the first six months of 2018, 42 percent of all money spent on mobile in-app advertising by consumer packaged goods (CPG) companies was conducted programmatically.</li>
</ol>

<p>Looking for even more stats on in-app advertising? Head to <a href="/reports" target="_blank">https://advertising.inmobi.com/reports</a> for all of our latest guides and research reports!</p>

<h4 class="tile-heading">About the Author</h4>

<p>Matthew Kaplan has over a decade of digital marketing experience, working to support the content goals of the world&rsquo;s biggest B2B and B2C brands. He is a passionate app user and evangelist, working to support diverse marketing campaigns across devices.</p>]]></description>
      <dc:subject><![CDATA[Consumer Research, English (EN): inmobi.com,]]></dc:subject>
      
      <dc:creator><![CDATA[ Matt Kaplan,  Content Strategist  ]]></dc:creator>
      
      <dc:date>2019-05-21T17:22:00+00:00</dc:date>
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      <title><![CDATA[What We Believe In: 6 Ways to Rethink Attribution]]></title>
      <link>https://www.inmobi.com/blog/2019/05/16/what-we-believe-in-6-ways-to-rethink-attribution/</link>
      <guid>https://www.inmobi.com/blog/2019/05/16/what-we-believe-in-6-ways-to-rethink-attribution/</guid>
      <description><![CDATA[<p>Many organizations are not handling attribution well today. A 2018 study from ClickZ and Fospha found that <a href="https://www.emarketer.com/content/fewer-than-10-of-us-marketers-think-their-company-s-attribution-knowledge-is-excellent" target="_blank">only around 9 percent of marketers in the U.S.</a> thought their companies had an &ldquo;excellent&rdquo; understanding of attribution. In fact, over 34 percent actively said their businesses had either a &ldquo;below average&rdquo; or &ldquo;very poor&rdquo; understanding of &ldquo;data-driven attribution.&rdquo;</p>

<p>Yikes! So how can marketers correct this? How should they be thinking about attribution today?</p>

<p>We recommend that all marketers prioritize these attribution actions and mindsets.</p>

<h2 class="tile-heading">Multi-Touch and Cross-Device Attribution</h2>

<p>The days of just looking at clicks and single actions in your advertising efforts are increasingly in the rearview window. Haven&rsquo;t we moved beyond 1997&rsquo;s terminology and measurement? The customer journey today is much more complicated than one activity leading to one action. More often than not, a series of efforts among many different people will lead to sales (and rebuys). In 2019, we want marketers <a href="/blog/what-is-multi-touch-attribution-marketing-video" target="_blank">embrace multi-touch attribution</a> and to understand how efforts across devices (both offline and online) impact final buying behaviors.Also, consumers today don&rsquo;t see ads, learn about products, interact with others or make purchase decisions in a vacuum. One single action rarely lead to one single result. So why, then, don&rsquo;t brands account for these myriad actions? People today get information in real life and online, and use many different devices from television sets and laptops to smartphones and tablets. Even old school tactics like billboards, radio ads and free samples at the grocery store can influence someone&rsquo;s final purchase. Thanks to a variety of data sources, from browser cookies to mobile device IDs and everything else in between, cross-device attribution is becoming a possibility. We hope it&rsquo;s one that the entire advertising industry actually embraces this year.</p>

<h2 class="tile-heading">Connected Device Experiences</h2>

<p>Increasingly, the use of connected devices like smartphones and smart TVs is tied to apps. For example, <a href="https://www.emarketer.com/content/mobile-time-spent-2018" target="_blank">approximately 90 percent</a> of all time someone spends using a smartphone is devoted to apps, according to eMarketer. So why, then, have advertisers been so slow to accept this reality? Too often, we see creatives where the call to action leads someone off the app to a mobile web page. Advertisers take this approach because it makes tracking easier, but it provides for a terrible user experience; no wonder we see approximately 60 percent dropoff between someone clicking on an in-app ad and interacting with the mobile web page in a meaningful manner. In 2019, we hope these kinds of practices are finally moonlighted.</p>

<h2 class="tile-heading">Unshackling from the Browser</h2>

<p>The average mobile internet user in the U.S. spends over three hours a day on average using apps, but <a href="https://www.emarketer.com/content/mobile-time-spent-2018" target="_blank">only around 30 minutes in browsers</a>, according to eMarketer. If we all know that apps are ascendant, then why are browser-based viewpoints and measurements still so prevalent? Most stats related to engagement and clicks are all based on browsers, and fail to account for how people actually use and interact with apps. It&rsquo;s high time we all move beyond these old attribution methods and models.</p>

<h2 class="tile-heading">Death of Last-Click Attribution Only</h2>

<p>So much goes into someone&rsquo;s purchase decision beyond just the very last action they took, which is why we desperately need to move beyond putting so much weight on just the very last click. Marketers need to take a wider view in 2019. Not only is last-click attribution a dated idea - people don&rsquo;t really &ldquo;click&rdquo; on a smartphone anyway - but it&rsquo;s also a major contributing factor to the presently high rates of mobile ad fraud; since advertisers are paying so much based on the final action, it&rsquo;s an easy and tempting target for fraudsters.</p>

<h2 class="tile-heading">Full Funnel</h2>

<p>All media needs to look at advertising&#39;s impact from exposure to engagement. Brands need to see the full funnel to have a real idea of how things are performing, in order to drive real business results. Awareness, engagement or purchase are all critical, but not when viewed in isolation. Many retailers have already embraced this full-funnel vision with path to purchase methodologies, and we sincerely hope all industries take a similar approach in the new year, through solutions for app-to-app direct response, brand awareness, prospecting and sales all with third-party verification.</p>

<h2 class="tile-heading">Complete Transparency from Exposure to Engagement to Conversion</h2>

<p>In 2019, we are firmly committed to providing full transparency for all of our partners from beginning to end. We are and will continue to look at engagement, not just exposure, as we aim to drive more appropriate in-app and in-ad engagement. Focusing almost exclusively on running high impact mobile in-app ad experiences in the new year will help us in this regard. Transparency is also really key for fighting fraud and really understanding users over the big picture.</p>

<p><br />
Is your organization prioritizing these attribution-related steps and actions right now? Why or why not? Let us know on social media! We&rsquo;d love to hear your thoughts on mobile marketing attribution on <a href="https://twitter.com/inmobi" target="_blank">Twitter</a> and <a href="https://www.linkedin.com/company/inmobi/" target="_blank">LinkedIn</a>.</p>]]></description>
      <dc:subject><![CDATA[Advertising, English (EN): inmobi.com,]]></dc:subject>
      
      <dc:creator><![CDATA[ Team InMobi  ]]></dc:creator>
      
      <dc:date>2019-05-16T16:46:00+00:00</dc:date>
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      <title><![CDATA[InMobi Named as One of the 50 Most Disruptive Companies in the World - AGAIN!]]></title>
      <link>https://www.inmobi.com/blog/2019/05/15/inmobi-named-as-one-of-the-50-most-disruptive-companies-in-the-world-again/</link>
      <guid>https://www.inmobi.com/blog/2019/05/15/inmobi-named-as-one-of-the-50-most-disruptive-companies-in-the-world-again/</guid>
      <description><![CDATA[<p>For the second year in a row, CNBC has named InMobi to its Disruptor 50 list. We are proud, honored and humbled to be recognized in this manner for <a href="https://www.inmobi.com/blog/2018/05/22/inmobi-named-as-one-of-the-50-most-disruptive-companies-in-the-world" target="_blank">two years running</a>.</p><p>Over the past six years, CNBC has announced the Disruptor 50, an annual list of private companies that are shaking up the landscape and threatening the status quo in their respective industries. Many of these companies have continued to innovate and change their industries.</p><p>Since 2007, InMobi has continued its investment and commitment towards innovation and quality with a mission to deliver next-generation technology to disrupt the mobile advertising and marketing industry. </p><p>The past 12 months have been an especially exciting and innovative time at InMobi. From our partnership with Microsoft and our acquisition of Pinsight Media to our launch of both Glance and TruFactor, InMobi has been dramatically disrupting the advertising and marketing world, bringing in new tools and technologies around data, apps and mobile devices. Plus, through our global scale and reach across the U.S., China and APAC, InMobi has experienced rapid growth and has continued its investment and commitment to creating new and innovative products.</p><p>“We’re delighted and honored to be featured on CNBC’s Disruptor 50 List for the second year in a row as this further validates InMobi’s disruption and innovation in the industry,” said Naveen Tewari, Founder and CEO at InMobi. “The true success of a brand lies within their ability to drive meaningful connections with their consumers. Through our always-on analysis, InMobi utilizes a consumer-first approach to access unique insights from connected devices to develop an enterprise solution suite that elevates performance for businesses.” </p><p>InMobi’s unified marketing cloud is driven by the consumer for the consumer, empowering individuals to drive the evolution of solutions that better their everyday lives. By utilizing unique data and platform technology, InMobi helps brands identify, understand reach and acquire consumers in ways that matter, driving real connections between brands and consumers. </p><p>InMobi joins rarefied company being named to the CNBC Disruptor 50 list for the second time. Birchbox, Etsy, Lending Club and Slack are just <a href="https://www.cnbc.com/2018/05/22/a-look-back-at-the-cnbc-disruptor-50-6-years-167-companies.html" target="_blank">some of the other</a> industry leaders that have twice been included here.</p><p>To learn more about CNBC’s methodology and selection process, and to see who else made the list this year, check out <a href="https://www.cnbc.com/disruptors" target="_blank">CNBC.com/disruptors</a>.</p><p>It’s always great to be honored like this, but we’re not spending too much time patting ourselves on the back. As the mobile marketing and advertising space evolves, we’re committed to bettering ourselves, our products and our services.</p>]]></description>
      <dc:subject><![CDATA[Announcements, English (EN): inmobi.com,]]></dc:subject>
      
      <dc:creator><![CDATA[ Team InMobi  ]]></dc:creator>
      
      <dc:date>2019-05-15T16:00:00+00:00</dc:date>
    </item>
  
    <item>
      <title><![CDATA[Launching Audience Bidding: An In-App Header Bidding Solution Built for Growth]]></title>
      <link>https://www.inmobi.com/blog/2019/05/14/launching-audience-bidding-in-app-header-bidding-solution-for-growth/</link>
      <guid>https://www.inmobi.com/blog/2019/05/14/launching-audience-bidding-in-app-header-bidding-solution-for-growth/</guid>
      <description><![CDATA[<p>At InMobi, we are happy to announce the launch of one of the most innovative in-app header bidding/pre-bid solutions in the market, Audience Bidding, as part of our latest SDK release. Audience Bidding not only helps publishers drive advertising revenues up but also helps them increase average revenue per user (ARPU), steering publishers towards more sustainable monetization.</p>

<p>With programmatic advertising on the rise, publishers now often work with a mediation platform of their choice to monetize across multiple ad networks simultaneously. However, most mediation platforms prioritize ad networks based on a &ldquo;waterfall&rdquo; method that limits publishers from maximizing their revenues.</p>

<p>In-app header bidding/pre-bid solutions were introduced in the industry as a workaround for this challenge. It improves the efficiency of your mediation waterfall by bringing together all demand sources in a more efficient flat auction or unified auction. It is little wonder that in-app header bidding/pre-bid solutions have been <a href="https://www.inmobi.com/insights/download/whitepapers/in-app-header-bidding-research-report-2018-the-current-state-of-mediation-a/" target="_blank">quickly gaining traction</a> in the past year.</p>

<h2 class="tile-heading">What is Audience Bidding?</h2>

<p>Audience bidding is an in-app header bidding/pre-bid solution that pre-fetches winning bids from premium bidders through a direct connection. Publishers can increase their inventory exposure through simultaneous requests to 70+ demand bidders with a single SDK call. This eliminates the inefficiencies of maintaining multiple call order setups in your primary mediation, thereby optimizing your existing waterfall with winning bid bills across price points.</p>

<p><img src="https://go.inmobi.net/hubfs/InMobi-Audience-Bidding-Explained.png" /></p>

<h2 class="tile-heading">How is Audience Bidding Different from Other In-App Header Bidding Solutions?</h2>

<ul style="list-style:disc;">
	<li>Audience Bidding has a huge global footprint of diverse advertisers. With over 70+ demand partners, publishers get access to the industry&rsquo;s largest demand landscape.</li>
	<li>InMobi overlaps carrier-verified audiences, primarily <a href="https://www.inmobi.com/company/press/inmobi-acquires-u.s.-based-advertising-and-data-company-pinsight-media/" target="_blank">acquired through its</a> acquisition of Pinsight Media in 2018, with first-party publisher data. This enriches every request with audience data that can be used to segment users and helps in identifying and creating audience segments that appeal to premium advertisers.</li>
	<li>While advertisers today are largely able to target audiences and measure the impact effectively, publishers struggle to understand what advertisers are buying. Publishers usually have limited/no access to the rich advertiser data. Audience Bidding gives publishers unwalled access to a first-of-its-kind audience insights dashboard, giving them in-depth visibility into user intent (demographic data, clickstream data, location trail, etc.) as well as advertiser interest for users (like bid landscape) at a device/segment level.</li>
</ul>

<p>If you are interested in sustaining high eCPMs while uncovering and increasing your ARPU, Audience Bidding is your best bet.</p>

<p>Whether you are working with an in-house mediation platform or with an external one, Audience Bidding can be easily integrated into your tech stack through a nimble and robust SDK.</p>

<p>Curious? <a href="https://www.inmobi.com/blog" target="_blank">Read more.</a></p>

<p><a href="https://www.inmobi.com/company/contact/" target="_blank">Reach out to us</a> today to learn more about our monetization solutions for publishers.</p>

<p><strong>About the Author</strong></p>

<p>Neeraja is a Product Marketing Manager at InMobi, focussed on InMobi&rsquo;s Publisher Platform. She has an MBA in Marketing and Strategy from Simon Business School, Rochester and is passionate about learning about new and innovative technology products.</p>]]></description>
      <dc:subject><![CDATA[Announcements, English (EN): inmobi.com,]]></dc:subject>
      
      <dc:creator><![CDATA[ Neeraja Rajeev  ]]></dc:creator>
      
      <dc:date>2019-05-14T15:31:00+00:00</dc:date>
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    <item>
      <title><![CDATA[Ad Quality: The Other Side of the Fence]]></title>
      <link>https://www.inmobi.com/blog/2019/05/10/ad-quality-the-other-side-of-the-fence/</link>
      <guid>https://www.inmobi.com/blog/2019/05/10/ad-quality-the-other-side-of-the-fence/</guid>
      <description><![CDATA[<p>
	One of the hottest topics in the advertising ecosystem today is Supply Quality. Advertisers have a  legitimate concern regarding fraud more specifically: the credibility of supply and where their ads are displayed.</p><p>
	However, on the flip side there is another prominent quality issue affecting the advertising ecosystem: the quality of the ads served by Demand Partners.</p><p>
	It is reasonable to assume that just as both DSPs and advertisers expect the highest quality of supply from their partners, the supply side expects the same standard from demand partners. This expectation is mutual and must be fulfilled if not addressed. Unfortunately today, DSPs often underestimate such a need and end up sending multiple malicious ads.</p><p>
	Players across the ecosystem must understand that this implies serious collateral damage downstream. A user is a customer to both the publisher and the advertiser. Publishers monetize directly off them and advertisers wish to convey a specific message. As more bad ads are displayed to users, the worse the user experience essentially increasing the probability they will abandon that specific property. Ultimately, this is a lose-lose situation leading to high quality users driven out of the market.</p><p>
	Such high quality users represent the very lifeline of the publisher’s properties and when a publisher ends up losing them, the result is costly. DSPs must remember that they run the risk of suspension by server-side platforms (SSPs) or their bidding discretionality may become limited.</p><p>
	What are the different types of ad quality issues? Do they all fall into the same severity bucket?</p><p>
	One could easily make a distinction based on the following concepts:</p><p>
	<strong>Content Quality</strong></p><p>
	In such a case, the ad contains a creative that shows inappropriate content to the user. Usually, there could be two scenarios:</p><ul>
	
<li>The content is illegal or the content is against the SSP’s policiesUsually, these types of ads can hurt the users’ sensibilities and leads to multiple complaints to the publishers.</li>	
<li>The content complies with the overall policies but it is against the publisher preferences, which are declared in the OpenRTB request via the ‘badv’, ‘bcats’ or ‘bapp’ attributes in the BidRequest object.</li></ul><p>
	<strong>Behavioral Quality</strong></p><p>
	While the previous incidents category can damage the user perception, this instance of poor ad quality literally disrupts the user experience. More specifically, the following incidents arise:</p><ul style="list-style:disc;">
	
<li>Auto-popup</li>	
<li>Auto-click and Auto-redirect</li></ul><p>
	In such cases, the DSP is responsible for catching such offensive ad markups at ingestion time. When such ads are served users are exit the app and/or forced to download malicious content onto the device.</p><h3>How Can DSPs Help Minimize Ad Quality Problems?</h3><p>
	While both the publisher and the SSPs try to safeguard their interest, DSPs are obligated to vet the quality of the demand they serve. This can happen through the following best practices:</p><h4>1) Build internal quality checks</h4><p>
	It is crucial for DSPs across the ecosystem to have an ad quality stack deployed against each creative. Each ad entering the system should go through a validation layer. What is the content of the creative? Is there any illegal content? What is the ad domain associated to the creative? Does it match? Is auto-redirect or auto-popup triggered?</p><p>
	Those are a few basic questions that an ad quality stack should be able to answer.</p><h4>2) Partner with third-party ad quality vendors</h4><p>
	There are several players that have built their own businesses around parsing ad markups and returning feedback. Available at different pricing tiers, DSPs should use them at a sampling basis. Top spending creatives should be submitted a few times with different targeting combinations.</p><h4>3) Send crucial OpenRTB attributes in response</h4><p>
	To ensure a transparent environment  DSPa should send the following OpenRTB attribute into all the bid responses.</p><ul style="list-style:disc;">
	
<li>crid</li>	
<li>adomain</li>	
<li>iurl</li>	
<li>cat</li></ul><p>
	This way, SSPs and publishers have the basic information required to fight malicious ads.</p><h4>4) Provide deterministic ways to render the creatives in local</h4><p>
	Often, creatives sent by the DSP do not render after a specific time period, due to impression expiry logics.DSPs should provide values to the SSPs/publishers to hardcode into the necessary variable, if they wish to audit the creative themselves.</p><p>
	Providing a way around expirations for testing is vital for downstream auditing process. Additionally, this ensures that there are no reporting discrepancy issues with the partners while testing the creative.</p><h4>5) Support the OpenRTB Ad Management API </h4><p>
	The purpose of this IAB specification is to provide a standardized means for demand and supply partners to communicate with each other regarding ads that will be used in bidding. If the SSPs support such specifications, the DSP should try to integrate it as well. This helps suppliers get the creative markup upfront and make sure that all the data points required for hygiene analysis are transmitted upfront by the DSP.</p><p>
	Ad quality issues are a serious and tedious problem in the advertising ecosystem, and they should be seen with as much severity as Supply Path Optimization.</p><p>
	<strong>About The Author:</strong></p><p>Sergio is a product manager for the SSP strategic business unit and has been at InMobi for almost five years. He manages the InMobi Exchange and most of the supply products at InMobi. Prior to InMobi, Sergio worked with different companies in the online space where he contributed to the product strategy and code base. With more than five years of experience working in ad tech, Sergio sits on the IAB Open Measurement and OpenRTB Working Groups.</p><p>Sergio holds a Bachelor’s degree in Business Management and Economics at Bocconi University in Italy, and got his master in business at HULT Business School in San Francisco. He is a tireless programmer passionate of philosophy and statistics.</p>]]></description>
      <dc:subject><![CDATA[Engineering, English (EN): inmobi.com,]]></dc:subject>
      
      <dc:creator><![CDATA[ Sergio Serra  ]]></dc:creator>
      
      <dc:date>2019-05-10T14:52:00+00:00</dc:date>
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    <item>
      <title><![CDATA[What is Cross Device Attribution? [VIDEO]]]></title>
      <link>https://www.inmobi.com/blog/2019/05/08/what-is-cross-device-attribution-video/</link>
      <guid>https://www.inmobi.com/blog/2019/05/08/what-is-cross-device-attribution-video/</guid>
      <description><![CDATA[<p>What, exactly, is cross device attribution and why is it necessary today? Prajwal Barthur, Director of Product Management at InMobi, explains in our latest Whiteboard Wednesday video:</p>

<p><iframe height="1260" src="https://www.youtube.com/embed/Rk_7-QaTfP4?autoplay=1" width="2240"></iframe></p>

<p>Tracking cross device activity is increasingly critical today, as the customer journey becomes more segmented. If you think about it, multiple devices were assisted in the final conversion. What often happens is that someone may first see mobile ads (possible even through various mobile apps or even on different mobile devices) but then later take additional steps on their conversion path on a tablet before finally completing a conversion on a laptop.</p>

<p>But are all of these actions showing up in your attribution reports? Or is your assisting devices report lacking the unique identifiers needed to attribute conversions on other devices to the same person? As Prajwal notes, cross device conversions are crucial for effective marketing today.</p>

<p><strong>Video Transcript:</strong></p>

<p>Hi, this is Prajwal, and in this edition of Whiteboard Wednesdays, we&rsquo;ll be talking about cross-device attribution. We&rsquo;ll mainly start with what is cross-device attribution, why do you as marketers need to utilize cross-device attribution and how you would be using cross device in your daily marketing campaigns.</p>

<p>Let&rsquo;s start with what is cross device. In this time and age, every user has multiple devices. People identity is what is becoming really important. People use phones, tablets, their computers and desktop. Cross device is a capability for identifying multiple devices and attach it to the same user. It&rsquo;s people identity. And cross-device attribution is basically attributing a conversion across multiple devices, and that&rsquo;s what we mean by cross-device attribution.</p>

<p>Now let&rsquo;s get into why you need to use cross-device attribution, which, talking about a simple diagram here, which is a basic path to purchase for any user. Any user does not transact on a marketer&rsquo;s website just with one click or with one advertisement. He goes through a journey, and the journey might start with Google search and ends with a retargeting ad.</p>

<p>If you have to decrypt this journey, a marketer can look at three different campaigns that can run: upper-funnel campaigning, which is mostly video ads; mid-funnel prospecting, which is direct response ads on mobile web, and finally retargeting campaigns that lets users transact. In each of these campaigns, the eventual conversions happens via different touchpoints.</p>

<p>Cross-device attribution lets you capture all these touchpoints across devices and lets the marketer give credit to all the channels that actually led to this eventual transaction. In this particular diagram, we see that the user bought something on a website based on multiple touchpoints including search, display ads, tablets and finally retargeting, and across tablet, desktop and mobile.</p>

<p>There are technologies now to connect all these three devices together, and that&rsquo;s how, when we talk about how, you will be implementing cross device in your campaigns. There are tools out there like Google Analytics, Nielsen and Neustar, and companies which actually help you understand path to purchase across devices.</p>

<p>We&rsquo;ll just talk about how cross-device attribution will change how you look at conversions in general. With a normal attribution partner or a measurement partner for a campaign which drives transactions, you&rsquo;ll be looking at, let&rsquo;s say about 2,000 conversions here.</p>

<p>What you now, with cross-device attribution, start looking at is divide the same conversions into 500 which came cross device and 1,500 that happened on the same device. This 500 that happened cross device, which is a large chunk of your transactions, can happen via this tablet.</p>

<p>People who actually interacted with your ads - campaigns - on mobile and converted in desktop, which is mostly the use case, right? A lot of people interact with ads on mobile and they eventually go on desktop.</p>

<p>If you don&rsquo;t use cross device, all of these conversions would be a loss and not actually attributed to at all, and that&rsquo;s a big chunk of your marketing spends that are going wasted.</p>

<p>If I was looking at these numbers, I would start spending more on mobile because that is letting me get more conversions on desktops. And that&rsquo;s how you can actually start utilizing cross-device conversions to your advantage.</p>

<p>What you also need to look at is assist ratios. What I mean by assist ratios, for example the [mobile] assist ratio of two here, would mean that every conversion that happens on mobile will lead to two conversions that the same device assists on desktop. A higher assist ratio basically means that you need to be looking at mobile as a channel deeply.</p>

<p>You also would want to look at how assists are going, with basically on what happens on last click, how many conversions are coming here, and how many conversions are coming on assists across these different devices. You can also see that there are a bunch of assists that are happening on mobile.</p>

<p>So with this kind of reporting will not only give credit to conversions happening on the same device, but also give credit and start your marketing spends where it matters, where you&rsquo;re getting more assists and where people are actually in the upper funnel, mid funnel, interacting with your campaigns. And that will eventually help your ROI improve, and that&rsquo;s how you use cross-device attribution on your daily marketing campaigns. Thank you.</p>

<h2 class="tile-heading">Interested in Learning More About Different Attribution Models?</h2>

<p>In this video <a href="/blog/what-is-multi-touch-attribution-marketing-video" target="_blank">on Multi-Touch Attribution modeling</a>, Prajwal highlights how various actions and advertisements assist conversions, and why now is the ideal time to move beyond last click conversions.</p>

<p style="text-align: center;"><iframe allow="accelerometer; autoplay; encrypted-media; gyroscope; picture-in-picture" allowfullscreen="" frameborder="0" height="630" src="https://www.youtube.com/embed/u-VNR2kXwJg" width="1120"></iframe></p>]]></description>
      <dc:subject><![CDATA[Advertising, English (EN): inmobi.com,]]></dc:subject>
      
      <dc:creator><![CDATA[ Team InMobi  ]]></dc:creator>
      
      <dc:date>2019-05-08T16:00:00+00:00</dc:date>
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    <item>
      <title><![CDATA[All About InMobi Pulse: DIY Research Design for a Mobile Audience]]></title>
      <link>https://www.inmobi.com/blog/2019/05/07/all-about-inmobi-pulse-diy-research-design-for-a-mobile-audience/</link>
      <guid>https://www.inmobi.com/blog/2019/05/07/all-about-inmobi-pulse-diy-research-design-for-a-mobile-audience/</guid>
      <description><![CDATA[<p><a href="https://pulse.inmobi.com/" target="_blank">InMobi Pulse</a> is a consumer insights platform that helps brands find answers to critical business questions by reaching out to their audience on mobile. InMobi Pulse gathers 360-degree consumer insights using a combination of stated in-app mobile survey responses and the user&rsquo;s passive behavioral and location data sourced from their mobile usage. InMobi Pulse aims to make research accurate, efficient and fast.</p>

<p>Mobile penetration has grown leaps and bounds in developed and developing countries alike. Mobile is changing consumer preferences and behaviors at unprecedented speeds. InMobi Pulse uses InMobi&rsquo;s mobile advertising network for reaching out to mobile users and rendering native mobile surveys within ad slots. The <a href="/blog/inmobi-pulse-making-market-research-do-it-yourself" target="_blank">self-serve dashboard</a> puts the power in the hands of marketers by giving them an instant reach of 1.6 billion mobile consumers.</p>

<p>In this blog, I want to share the product philosophy that led to building InMobi Pulse.</p>

<h2 class="tile-heading">Using Technology to Solve for Market Research</h2>

<p>InMobi Pulse provides a holistic understanding of the user&rsquo;s behavior and attributes across stated survey responses and passive user data. The passive data may include signals such as app ownership, content consumption and location footprint. Let&rsquo;s look at how InMobi Pulse solves for capturing consumer opinion through in-app surveys. Any market research study is a three-part problem:</p>

<ul style="list-style:disc;">
	<li>Research Design</li>
	<li>User Recruitment and Data Collection</li>
	<li>Deriving Insights</li>
</ul>

<p>InMobi Pulse is one of the very few platforms in the world which allows a researcher to conduct all the three steps within a single platform in a DIY setup. Pulse supports complex research design requirements such as brand tracks through mobile surveys.</p>

<p>Mobile as a medium is extremely efficient in helping marketers reach audiences, but it comes with its own set of constraints in the domain of market research. Unlike desktops and other traditional methods of market research, mobile presents two key challenges: limited real estate and smaller attention spans.</p>

<p>InMobi Pulse optimizes surveys for the mobile experience and incorporates native mobile interactions to engage users seamlessly on mobile surveys. In this post, we&rsquo;ll talk about how InMobi Pulse solves for the first step of the market research process: designing the survey for an optimum mobile experience. We will cover the next two areas as a follow-up to this blog post.</p>

<h2 class="tile-heading">Research Design for a Mobile Audience</h2>

<p>Although there are numerous survey creation tools in the market, they support the creation of simple surveys. These simple surveys may not be able to cater to the needs of complex research studies such as brand track, segmentation and path to purchase research. InMobi Pulse solves for the requirements of designing surveys for complex market research studies in a self-serve platform using the following components:</p>

<ul style="list-style:disc;">
	<li><strong>Mobile Survey Builder </strong>&ndash; This is an easy-to-use survey editor which supports a wide variety of question types (Grid, Open Text, Rank Order, NPS, Unaided Dropdown, etc.) along with a real-time preview section that shows how the survey will be rendered within a mobile ad slot.</li>
</ul>

<p>When designing a survey, phrasing a question and choosing the right input type is important. These factors influence the interpretation of the end result. For example, for a brand, the customer&rsquo;s purchase intent is completely different when measured individually as opposed to measuring it on a relative scale along with their competitors. When building out a DIY survey in a mobile environment, the way you frame a question also has an impact on the overall survey completion rate.</p>

<p>The Product and UX team at InMobi Pulse have iterated on multiple versions of how a question should be presented on mobile to optimize the conversion rates and survey response quality. Further, for specific market research use cases, the market research specialists on the InMobi Pulse team have created templates with optimum question framing for studies such as brand track.</p>

<p>These templates cover the industry standard question sets and simply allow the user to input their brand names into placeholders. Complex question types which have traditionally been designed for a desktop experience do not easily translate to a refined mobile experience and typically lead to high drop-offs. Here are some of the examples of how the product team at InMobi Pulse has solved for market research in these constraints:</p>

<ul style="list-style:disc;">
	<li><strong>Grid or Matrix Questions</strong> &ndash; Be it brand tracks, brand lifts or max-diff analyses, almost every large research study requires grid or matrix questions. A grid question is generally used in places where a relative view between a set of options needs to be shown. However, one major issue that comes with a grid question is that the information that is provided in the question and the number of answer choices can often be overwhelming for the respondent. Most of the tools in the market generally take a traditional approach of an N x N matrix as a design for the grid question type. When it comes to the mobile world, some of these tools split the rows of the matrix into multiple questions, which removes the relative view of the options against each other.</li>
</ul>

<p>InMobi Pulse takes an approach where it maintains the essence of the matrix structure and simplifies the overwhelming grid structure by showing each row one at a time. It maintains the relative view by making sure that when the respondent is answering any particular row, their responses to earlier rows are visible and editable. Another advantage of this approach is that the respondent is more engaged and cases of user negligence, which may manifest in straight liners or similar answer patterns, are minimized.</p>

<p><a href="https://go.inmobi.net/hubfs/ezgif.com-video-to-gif%20(2).gif"><img alt="research design" src="https://go.inmobi.net/hubfs/ezgif.com-video-to-gif%20(2).gif" style="max-width: 300px; width: 280px;" /></a></p>

<ul style="list-style:disc;">
	<li><strong>Open Text or Unaided Dropdown</strong> &ndash; Brands want to often capture their unaided recall, but asking a mobile user to type in their response is a significant overhead for the respondent and mostly leads to dropouts or gibberish data. Pulse offers an effective solution to this with its &ldquo;Unaided Dropdown&rdquo; question type. This question type allows the researcher to enlist the relevant list of brands (the subject brand and its competitors) that the researcher wants to compare and believes would be in the consideration set in that category/vertical. To stay true to the unaided nature, InMobi Pulse does not show the options up front. Rather, it asks the user to search by entering text into a text box. On the back end, InMobi Pulse uses an algorithm to match user input to the list of brands provided. Once sufficiently confident that the user is typing out a brand which exists in the list, it prompts the option in a drop-down. The user can select from this drop-down list without having to type the complete name. This InMobi Pulse algorithm is made intelligent enough to take care of any typos that respondents might make. It also accepts custom responses in cases where the entered text doesn&rsquo;t match any in the list. In this case, as the input brand does not belong to the existing list, this gives the researcher input on some of the other brands that should be considered in the next iteration.</li>
</ul>

<p><img alt="types of research design" src="https://go.inmobi.net/hubfs/Kapture%202019-04-09%20at%2015.44.35.gif" style="max-width: 300px;" /></p>

<ul style="list-style:disc;">
	<li><strong>Native Mobile Interactions</strong> &ndash; InMobi Pulse has incorporated multiple native mobile interactions into its mobile surveys in order to allow the user to answer questions swiftly and accurately. Some of the features where this manifests is the &lsquo;drag and drop&rsquo; interaction for rank-order questions and zooming on click for rating scale and NPS questions to allow the user to select the correct rating.</li>
</ul>

<p><img alt="research design example" src="https://go.inmobi.net/hubfs/unnamed.gif" style="max-width: 300px;" /></p>

<p><img alt="Research Design For Mobile Audience" src="https://go.inmobi.net/hubfs/unnamed%20(1).gif" style="max-width: 300px;" /></p>

<p><a href="https://pulse.inmobi.com/" target="_blank">There are a bunch of other native mobile survey experiences that exist in InMobi Pulse. Experience it now!</a></p>

<ul style="list-style:disc;">
	<li><strong>Advanced Logic Builder</strong> &ndash; To solve for complex market research studies, it is imperative that the platform allows the researcher to design different kinds of logic flows within the survey on the basis of the answers that the respondent is providing. This helps the researcher ask the right question to the user on the basis of the answers provided in the previous questions. This helps in making the survey flow more contextual for a particular respondent and helps screen out respondents who do not meet the targeting criteria.</li>
</ul>

<p>Survey tools in the market allow for basic logic jumps or piping. InMobi Pulse, however, has deeper logic inclusion capabilities which the researcher can leverage for studies like brand tracks or segmentation. For instance, InMobi Pulse allows for piping the answer options in a question or showing an answer option on the basis of an answer to a previous question. Let&rsquo;s take a deeper look into these capabilities.</p>

<ul style="list-style:disc;">
	<li><strong>Piping of Question Text and Answer Options </strong>

	<ul style="list-style:disc;">
		<li>Using this feature, researchers can make the content of their surveys dynamic based on the respondent&rsquo;s answer to previous questions. This allows the researcher to probe deeper into a particular choice or preference indicated by the respondent through answers to previous questions. Piping allows for a response to be picked from a previous question and then placed into subsequent questions. This also allows for the subsequent questions to build a stronger context for a better survey experience. For example, if the respondent chose &ldquo;Basketball&rdquo; on the question regarding their favorite sport, the subsequent question could be made contextual. &ldquo;How often do you play Basketball?&rdquo; is much more contextual than asking &ldquo;How often do you play your favorite sport?&rdquo;</li>
		<li>This can also be used within answer choices for any question, empowering the researcher to present the respondent with a relevant choice set for a question. For example, if a respondent marks three brands (say out of five) as his/her awareness set, the answer options for the usage question would only include these three marked options only. This works with the assumption that it is not typical for one to use a brand without being aware of it. This not only makes the data coherent, but it also ensures better quality user responses due to reduced clutter caused by irrelevant responses.</li>
		<li>To make the surveys completely dynamic and contextual, InMobi Pulse even allows for conditionality based on a set of questions while creating a hierarchy of piped questions. Referring to the example above, the &ldquo;most preferred brand&rdquo; question is asked to the usage set of the respondent while the &ldquo;usage&rdquo; question is asked to the aware set of the respondent.</li>
	</ul>
	</li>
</ul>

<p><img alt="native mobile survey experience" src="https://go.inmobi.net/hubfs/unnamed%20(2).gif" style="max-width: 300px;" /></p>

<ul style="list-style:disc;">
	<li>InMobi Pulse also has a provision to flip the piping behavior through negative piping. Negative piping allows a researcher to design the survey so as to show options that the user did not answer in the previous questions. Let&rsquo;s take an example:</li>
</ul>

<p>(Q1) Which brand are you most likely to consider for your next purchase? Answer options - Brand 1, 2, 3, 4, 5</p>

<p>(Q2) Which is the one other brand you might consider for your next purchase? For answer options of Q2, the researcher can refer to Q1 for brands that the user did not choose in Q1. This would help the researcher capture the relative strength of brands (in terms of consideration) and overall consideration.</p>

<ul style="list-style:disc;">
	<li><strong>Advanced Logic Design</strong> &ndash; This feature gives the researcher complete control over the survey flow and how the respondent should traverse the survey based on the answers they input. Primarily used in long and complex surveys, researchers can define rules to &ldquo;Show&rdquo; or &ldquo;Not Show&rdquo; a question based on a combination of &lsquo;question-answer&rsquo; pairs. These rules are applied on the basis of the responses that the user gives, and the rule decides the applicable questions that are asked thereafter. The way these rules can be created on the InMobi Pulse platform has also been kept very simple and emulates the generic human decision-making process (If X then do Y). For instance, a flow rule that may decide to ask &ldquo;Question 6&rdquo; only if the user has responded with &ldquo;Option A in Question 1&rdquo; and &ldquo;Option B in Question 4&rdquo; can be designed on the platform.</li>
</ul>

<p><img alt="experimental design" src="https://go.inmobi.net/hubfs/rules-pulse-image.png" style="width: 541px;" /></p>

<ul style="list-style:disc;">
	<li><strong>Qualifying the Respondents</strong> &ndash; InMobi Pulse refers to qualifying questions as &ldquo;Screener Questions.&rdquo; This feature allows the researcher to mark a certain question as a screener and then define the answer options. Answer options can be labeled as survey exit criteria. If the respondent chooses any of these exit answer options, the respondent would get disqualified from the survey and be exited. This allows the researcher to target extremely niche audiences based on their lifestyle preferences or to simply prune their target respondent set.</li>
</ul>

<p>At InMobi Pulse, we continuously strive towards making research and customer insights easily accessible on the DIY platform. With InMobi Pulse, we are enabling modern-day marketers and researchers to leverage the platform for getting answers to their business questions at a rate that matches the speed at which their business and customers are evolving. The set of capabilities that are baked into the platform are a culmination of rigorous user research plus hypothesis and usability testing. Read more on how some of the leading brands are leveraging InMobi Pulse to understand their users better and make informed business decisions:</p>

<ol>
	<li><a href="https://go.inmobi.net/hubfs/glance/Lenovo%20-%20Full%20Case%20Study.pdf" target="_blank">Lenovo - 4x faster tracking of the in-store experience</a></li>
	<li><a href="https://go.inmobi.net/hubfs/Swiggy%20-%20Full%20Case%20Study%20(1).pdf" target="_blank">Swiggy - Analyze the impact of the cross-channel marketing campaigns</a></li>
	<li><a href="https://go.inmobi.net/hubfs/Brand/Bira%20-%20Full%20Case%20Study.pdf" target="_blank">Bira - Evaluate customer sentiment for on-ground campaign</a></li>
</ol>

<p><strong>About the Author:</strong></p>

<p>Iman is a Director of Products at InMobi and heads InMobi Pulse (mobile market research platform) and InMobi Insights (mobile data-based insights platform).</p>]]></description>
      <dc:subject><![CDATA[Engineering, English (EN): inmobi.com,]]></dc:subject>
      
      <dc:creator><![CDATA[ Iman Kalyan Pande  ]]></dc:creator>
      
      <dc:date>2019-05-07T14:53:00+00:00</dc:date>
    </item>
  
    <item>
      <title><![CDATA[Event Diary: MAU 2019]]></title>
      <link>https://www.inmobi.com/blog/2019/05/06/event-diary-mau-2019/</link>
      <guid>https://www.inmobi.com/blog/2019/05/06/event-diary-mau-2019/</guid>
      <description><![CDATA[<p>
	Mobile Apps Unlocked, the premier event for all things mobile apps and user acquisition, just wrapped up its 2019 iteration with two days of learning, insights and fun at the MGM Grand in Las Vegas. 
	<a href="https://www.inmobi.com/blog/2018/04/30/highlights-of-mau-2018" target="_blank">Just like last year</a>, MAU did not disappoint in 2019!</p><p>
	Here’s a small sample of what we saw, learned and ate at the MGM Grand on May 1-2:</p><h2 class="tile-heading">InMobi is Fully Committed to Driving Real Connections</h2><p>
	<img src="https://go.inmobi.net/hubfs/MAU-2019-booth.png"></p><p>
	In the worlds of ad tech and martech, it’s easy sometimes to get caught in the weeds, focusing on technical specs and features. This is all fine and good, but what’s the foundation of everything marketers and advertisers do and care about? That’s right: real, live people like you and me.</p><p>
	Here at InMobi, we are committed to Driving Real Connections. We partner with brands to help them identify, understand and reach their consumers. We were excited to chat with everyone at MAU on how InMobi can help them drive real connections and improve their business.</p><h2 class="tile-heading">There’s a Lot of Excitement Around Our New DSP</h2><p>
	At MAU, we provided the first sneak peek of our brand new demand-side platform (DSP) to app marketers! InMobi’s new DSP platform is the industry’s first to measure success in the only metric that truly matters: ROI.</p><p>
	With the launch of InMobi’s DSP, we are focused on delivering true performance measured in metrics that matter – ROI. This approach allows InMobi to develop meaningful relationships with brands by delivering impactful, lasting results rooted in mutual success rather than dispensable impressions. This evolution bridges the gap between business and vendor, foundationally creating a consultative partnership over transactional business.</p><p>
	The app marketers we talked to at MAU 2019 were really excited about the possibilities of our DSP. If you’re interested in seeing the DSP for yourself, then be sure to 
	<a href="https://www.inmobi.com/dsp" target="_blank">request a demo</a>.</p><h2 class="tile-heading">The Future of Performance is Programmatic</h2><p>
	On Day 2 of MAU 2019 - Thursday, May 2 - Robyn Meyers, VP of West Coast Brand Partnerships at InMobi, curated a panel with Mike Brooks, SVP of Revenue at 
	<a href="https://www.resources.inmobi.net/hubfs/InMobi%20Case%20Studies/InMobi%20Case%20Study%20-%20WeatherBug.pdf" target="_blank">WeatherBug</a>, Julia Martin, Senior Programmatic Demand Lead at MoPub, and James Peng, Head of Performance Marketing at Coinbase, in a spirited discussion on why The Future of Performance is Programmatic.</p><p>
	<img src="https://go.inmobi.net/hubfs/InMobi%20MAU%20Vegas%202019%20Presentation%20Template%20Updated-1.jpg"></p><p>
	There were a lot of great insights, and attendees came away with many useful tips and approaches. It was a standing room only crowd in the room!</p><p style="text-align: center;">
	<img src="https://go.inmobi.net/hubfs/panel-picture-mau-2019.png"></p><h3 class="tile-heading">Insights from the panelists:</h3><p>
	Mike Brooks, SVP of Revenue at WeatherBug:</p><ul style="list-style:disc;">
	
<li>“I do not trust Google and I do not trust Facebook, which is why I don’t put a lot of money there with my campaigns.”</li>	
<li>“One of the coolest things about Programmatic right now is you can line up 10 different hypotheses and easily test them.”</li>	
<li>“Over the next 9 months, there will be some challenges with DSPs fitting into header bidding tech for apps rather than connecting to a specific part of the waterfall.”</li>	
<li>“In the Programmatic world, I will NEVER buy on Cost Per Install. There’s too much fraud. One of the most redeeming qualities of Programmatic is that I can buy on Cost Per Action, which is less susceptible to fraud.”</li></ul><p>
	James Peng, Head of Performance Marketing at Coinbase:</p><ul style="list-style:disc;">
	
<li>“If you’re working with a vendor that can’t give you names of publishers running your ads, that’s bull****.”</li>	
<li>“As more DSPs get more advanced and more supply sources come into play, things are going to get better and easier. A lot of advanced DSPs can help test creatives.”</li>	
<li>“You shouldn’t go play ball without a good brand strategy. Don’t just start throwing banners up everywhere without coordinating brand strategy with performance strategy. Start with brand strategy to make people aware of your brand, then leverage product marketing to push people down the funnel then use Programmatic to go in for the kill.”</li>	
<li>“Supply is consolidating a lot. Ad networks are a disappearing breed these days. Programmatic needs to evolve to work with new types of content out there.”</li></ul><p>
	Robyn Meyers, VP of West Coast Brand Partnerships at InMobi:</p><ul style="list-style:disc;">
	
<li>“Does that other 10% not matter? At InMobi we think there is power in reaching people across other channels, outside of these walled gardens.”</li>	
<li>“One of the reasons why we launched the new InMobi DSP was to provide marketers with transparency and margins.”</li></ul><iframe width="560" height="315" src="https://www.youtube.com/embed/KdBcVb9KJoQ" frameborder="0" allow="accelerometer; autoplay; encrypted-media; gyroscope; picture-in-picture" allowfullscreen=""></iframe><p style="text-align: center;">
	<img src="https://go.inmobi.net/hubfs/full-house-at-mau-2019.png"></p><h3 class="tile-heading">Big Winners at Our Booth</h3><p>
		 Over at booth #326, we gave away an Apple Watch, a Nintendo Switch and a Bose Headphones at the end of Day Two of the event. A big congratulations to Iryna Harmaza, Senior Key Account Manager at Altrooz, for walking away with a brand new Apple Watch and to Brad Goldberg, Manager, Revenue Partnerships at Snap Inc., for winning a new Ninentdo Switch!</p><p style="text-align: center;">
	<img src="https://go.inmobi.net/hubfs/IMG_0502.jpg"></p><p style="text-align: center;">
	<img src="https://go.inmobi.net/hubfs/IMG_0503.jpg"></p><p>
	Did you miss MAU 2019? We hope to see you next year at MAU 2020!</p>]]></description>
      <dc:subject><![CDATA[Events, English (EN): inmobi.com,]]></dc:subject>
      
      <dc:creator><![CDATA[ Matt Kaplan,  Content Strategist  ]]></dc:creator>
      
      <dc:date>2019-05-06T19:03:00+00:00</dc:date>
    </item>
  
    <item>
      <title><![CDATA[8 Tips for Finding your Best Target Audience in Advertising]]></title>
      <link>https://www.inmobi.com/blog/2019/05/02/8-tips-for-finding-your-best-target-audience-in-advertising/</link>
      <guid>https://www.inmobi.com/blog/2019/05/02/8-tips-for-finding-your-best-target-audience-in-advertising/</guid>
      <description><![CDATA[<p>Finding the best target audience in advertising and marketing campaigns is crucial for all business owners and marketing leaders.</p>

<p>After all, there&rsquo;s little point in focusing on the particulars of a brand message for a product or service if you don&rsquo;t know who you should be talking to. Why bother generating brand awareness with people who have no desire to buy what you&rsquo;re selling?</p>

<p>So how do you find and reach your ideal target audience in advertising? To help you reach your targeted goals, just follow these eight tips and tricks.</p>

<h2 class="tile-heading">1) Define your Ideal Target Audience from the Get-Go</h2>

<p>In an ideal world, who would you like to reach? Start off with an idea of who you want to target, and then work to find that person.</p>

<p>Don&rsquo;t be limited by personas either. Think more broadly than the typical segment.</p>

<p>Ideally, your advertising would reach and influence someone who will spend a lot of time using your service or spend money repeatedly on your product. What do these people look like? Everything you do should be for going after these people, the high LTV user or the big spender.</p>

<h2 class="tile-heading">2) Where Can You Find Your Audience? Benefits of a Mobile Marketing Strategy</h2>

<p>Once an ideal target audience has been identified, consider how they spend their time. What is the best medium to reach them?</p>

<p>Increasingly, the answer to this question is through mobile apps. Not only will Americans spend <a href="https://www.emarketer.com/content/mobile-time-spent-2018" target="_blank">more time looking at their phones in 2019</a> than they will viewing television (226 minutes daily on mobile vs. 216 minutes for TV), but most of that mobile device time is devoted to apps. This year, adults in the U.S. will spend two hours and 14 minutes a day on average using apps, according to eMarketer.</p>

<p><em>Not only is mobile app usage on the rise, but advertising within mobile apps is hugely advantageous for brands and their advertising partners. Be sure to check out our blog post on the <a href="/blog/top-8-mobile-app-advertising-benefits" target="_blank">Top 8 Mobile App Advertising Benefits</a> to learn more.</em></p>

<p style="text-align: center;"><a class="btn btn-s" href="/blog/top-8-mobile-app-advertising-benefits" style="font-size:24px; border-radius: 25px; font-weight: normal;" target="_blank">LEARN MORE</a></p>

<p>Want to reach your target audience in 2019 and beyond? Chances are you&rsquo;ll need a mobile marketing strategy to do that.</p>

<h2 class="tile-heading">3) In a Mobile Marketing Campaign, Think Beyond Social Media</h2>

<p>In the mobile app universe, it&rsquo;s easy to focus just on the big players and the major social networks. But, there&rsquo;s more to the in-app advertising space beyond just the obvious names.</p>

<p>On average, people use around nine apps a day and about <a href="http://www.businessofapps.com/data/app-statistics/" target="_blank">30 a month</a>. So what kinds of apps are people using? Sure, they&rsquo;re checking email and going on social media, but they&rsquo;re also looking up the weather, reading the news, playing games, listening to music, trying to make their commute more bearable and doing a whole host of other activities - all within mobile apps.</p>

<p>Is your target audience likely using at least some of the world&rsquo;s biggest and most popular apps? Sure, of course. Are they also using other apps every day? Likely.</p>

<h2 class="tile-heading">4) Targeting a Specific Audience by Location</h2>

<p>Journalism is all about answering the five W&rsquo;s: who, what, where, when and why. Often, conversations about target audiences focus on the &ldquo;who.&rdquo; But, savvy marketers know that &ldquo;where&rdquo; is a crucial consideration as well.</p>

<p>Often, you can tell quite a lot about someone <a href="/blog/how-to-find-new-customers-top-ways-to-use-location-based-mobile-ads" target="_blank">based on their location</a>. Do they commute? Where do they go on weekends? Once you know the answers to these kinds of questions, you can offer regionally-specific deals, provide more customized offers and overall be in a better position to have more targeted and specific messaging and campaigns in place.</p>

<h2 class="tile-heading">5) Develop Custom Messages by Persona</h2>

<p>Once you develop a high-level idea of who your target audience is and where they&rsquo;re located, you can begin developing key personas. How old are they? What do they like and dislike typically? How do they often make purchase decisions?</p>

<p>Make sure your campaign messaging is targeted by persona as well. While it&rsquo;s possible that one targeted persona works for all of your potential audience, the chances of that being reality is slim. Instead, be as specific as possible for all of your persona segments, and then ensure each one of them gets messaging uniquely suited to their wants and needs.</p>

<p>Quick point on personas: When possible, avoid canned segments. While it can be tempting to just go with default personas, they&rsquo;ll never be completely accurate for your unique target audience.</p>

<p>For example, let&rsquo;s say you&rsquo;re offered a canned segment of women in the U.S. between the ages of 35 and 49. While this may broadly fit a target demographic for your brand, there&rsquo;s a lot of nuance you&rsquo;d be missing out on by going so high level. Do they have children or not? Are they married, single or have a domestic partner? Are they a pet owner or not? Where specifically in the U.S. do they live or work? What is their income level, and is that income steady? Both personas and associated messaging should be as granular as is feasible.</p>

<h2 class="tile-heading">6) Base Marketing Efforts Around Fresh Data Only</h2>

<p>What do produce, fashion and audience targeting all have in common? They&rsquo;re all about keeping it fresh.</p>

<p>When finding and addressing any audience, make sure your efforts are underpinned by the freshest data possible. Just because something was true a month or a week ago doesn&rsquo;t mean it&rsquo;s necessarily true today. By prioritizing fresh data, however, you will never worry about accuracy or timeliness.</p>

<p>So how do you ensure that you always have access to the freshest data? Use your own data when possible, and make sure any data-led partnerships you have in place prioritize freshness too.</p>

<p>&ldquo;The move away from third party data standard segments will continue,&rdquo; predicts Anne Frisbie, senior vice president of global programmatic and North America at InMobi. &ldquo;Clients will increase their use of their own first party data, and leverage third party high quality data sources to create more custom audience segments to ensure that they are seeing the return on investment in terms of data.&rdquo;</p>

<h2 class="tile-heading">7) Identifying Your Target Market at Scale</h2>

<p>Once you know who your target is, where they&rsquo;re located, what they&rsquo;re interested in and why and how they make purchase decisions, it&rsquo;s time to run your campaigns. But make sure you&rsquo;re reaching enough people to make your campaign worthwhile.</p>

<p>For most businesses, scale is just as important as precision. After all, if a campaign doesn&rsquo;t reach many people, then the odds of enough purchases being made to justify initial ad spend are minimal.</p>

<h2 class="tile-heading">8) Calculate Ideal Return on Investment</h2>

<p>In addition to the five W&rsquo;s, let&rsquo;s add a sixth consideration: So what? What&rsquo;s the point of reaching a specific target audience segment with advertising?</p>

<p>Once a campaign to a specific group of people has been run, take a look at key metrics to see how everything is performing. Is the initially identified audience seeing and interacting with the ad? Are they later making a purchase? Are specific audience segments performing better than others? Only by answering these ROI-focused questions can you accurately take stock of the effectiveness of your audience targeting initiatives.</p>

<p>Need help with audience targeting and messaging? <a href="https://www.inmobi.com/company/contact/" target="_blank">Get in touch today</a> to learn more about InMobi Audiences.</p>

<p style="text-align: center;"><a class="btn btn-s" href="https://www.inmobi.com/company/contact/" style="font-size:24px; border-radius: 25px; font-weight: normal;" target="_blank">CONTACT US</a></p>]]></description>
      <dc:subject><![CDATA[Understanding Consumers, English (EN): inmobi.com,]]></dc:subject>
      
      <dc:creator><![CDATA[ Team InMobi  ]]></dc:creator>
      
      <dc:date>2019-05-02T12:00:00+00:00</dc:date>
    </item>
  
    <item>
      <title><![CDATA[Demonstrating Trust in Programmatic Advertising Part II: Data Privacy and Security]]></title>
      <link>https://www.inmobi.com/blog/2019/05/01/demonstrating-trust-in-programmatic-advertising-data-privacy-and-security/</link>
      <guid>https://www.inmobi.com/blog/2019/05/01/demonstrating-trust-in-programmatic-advertising-data-privacy-and-security/</guid>
      <description><![CDATA[<p>An important aspect of trust is not to ask for it, but rather to be able to establish it through demonstrable measures and efforts. Trust is more than just talking about it on a website, or at a conference. It needs to be followed through with action.</p>

<p>We sincerely hope that all players - from publishers, ad exchanges and supply-side platforms to agencies and demand-side platforms - are willing or able to do this.</p>

<p>This is especially important in the context of increasing security incidents at adtech firms.</p>

<p>Trust includes transparency, data privacy and data security, measurement product partnerships and audits, including around fraud and brand safety.</p>

<p>We had discussed transparency in detail in our <a href="/blog/what-does-transparency-in-programmatic-advertising-really-mean" target="_blank">previous post</a>. In this article, we will focus on data security and privacy.</p>

<h2 class="tile-heading">How Data Security and Privacy Impact Programmatic</h2>

<p>Demand-Side Platforms (DSPs) have access to massive amounts of advertiser data. This may include information from events such as registrations, purchases, search keywords, products visited, etc., which is further enriched (where permitted) with third-party data to get a complete picture of the user&rsquo;s interaction with advertising and their browsing behavior and interests.</p>

<p>When such volume of user data, which under certain jurisdiction(s) may potentially be deemed to be personal data, is handled, two questions need to be answered:</p>

<ol>
	<li>How is the data being processed and stored?</li>
	<li>How is the data being used to optimize campaigns?</li>
</ol>

<h2 class="tile-heading">Evaluating a DSP&rsquo;s Data Governance Capabilities</h2>

<p>The critical questions with regard to personal data include:</p>

<ol>
	<li>Is the DSP&rsquo;s data ingestion and storage endpoints secured? Do they have firewalls, intrusion prevention systems and other security measures in place?</li>
	<li>What industry standards and/or regulations do they adhere to? For example, are they <a href="https://www.inmobi.com/gdpr" target="_blank">GDPR</a> compliant in respect of European Economic Area (EEA) user&rsquo;s personal data?</li>
	<li>Is access to the data controlled (<a href="https://en.wikipedia.org/wiki/Principle_of_least_privilege" target="_blank">principle of least privileges</a>)? Are access control mechanisms enabled and logged?</li>
	<li>How long does the DSP store data, and is it encrypted?</li>
	<li>Does the DSP have a policy on reporting data breaches?</li>
	<li>How is the data being used to optimize campaigns of other advertisers?</li>
	<li>Does the DSP have a fault-tolerant infrastructure to ensure continuous availability?</li>
</ol>

<h2 class="tile-heading">How does InMobi DSP Approach Data Security and Privacy</h2>

<p>Here we will define our tech and explain our principles of processing and storing data, along with how we make it available to advertisers while adhering to the highest data privacy standards. How did we design a secure platform and how it is independently audited on a regular basis?</p>

<p><strong>Data Security</strong></p>

<p>All personal data of advertiser&rsquo;s users along with other user data sets (if requested by advertisers) are maintained in silos, completely secure and confidential as per stringent requirements and processes, in accordance with internal privacy practices and policies which are based on privacy by design. Some of the measures typically undertaken are:</p>

<ol>
	<li>Personal data of EEA users are collected and stored in compliance with GDPR regulations.</li>
	<li>Personal data is encrypted at rest.</li>
	<li>Personal data is transported over SSL/TLS.</li>
	<li>Personal data is deleted on request OR pre-specified time-to-live (TTL).</li>
	<li>Systems that consume personal data are enabled with access-controlled, limited and logged protocols.</li>
	<li>Offline access for campaign improvements will be logged.</li>
</ol>

<p><strong>Data Privacy</strong></p>

<ol>
	<li>All data ingested, stored, processed and shared is compliant with applicable international privacy laws.</li>
	<li>Personal data is never collected without user consent.</li>
	<li>Only non-Personal data is processed for marketing, data analytics and targeted advertising purposes.</li>
	<li>In cases where personal data can be collected as per legal requirements, it is one-way encrypted before being stored.</li>
	<li>All InMobi DSP data is stored on Microsoft&rsquo;s secure Azure cloud platform. As a strategic Tier-I partner of Microsoft, periodic audits are conducted by Microsoft to ensure protection, control and management of all first, second and third party data.</li>
</ol>

<p>It is imperative for all companies in the advertising ecosystem to increase transparency in their products and operations in a demonstrable fashion to earn and maintain the trust of advertisers. It is on ecosystem players to manifest this through tangible, practical steps implemented to raise the levels of transparency, trust and accountability.</p>

<p style="text-align: center;"><a class="btn btn-s" href="https://www.inmobi.com/trust" style="font-size:24px; border-radius: 25px; font-weight: normal;" target="_blank">LEARN MORE</a></p>

<p><strong>About the Author</strong></p>

<p>Praveen Rajaretnam has over a decade of experience in mobile marketing and growth marketing. He started his career as an engineer at a cybersecurity firm, working on automation and performance testing. Praveen also started a social commerce firm, running marketing and growth strategies there. He spends considerable time researching anti-fraud methodologies, attribution mechanisms and real-time bidding technologies.</p>]]></description>
      <dc:subject><![CDATA[Trust and Brand Safety, English (EN): inmobi.com,]]></dc:subject>
      
      <dc:creator><![CDATA[ Praveen Rajaretnam,  Senior Product Marketing Manager  ]]></dc:creator>
      
      <dc:date>2019-05-01T11:00:00+00:00</dc:date>
    </item>
  
    <item>
      <title><![CDATA[Programmatically Speaking: Understanding VAST, VPAID, MRAID and SIMID]]></title>
      <link>https://www.inmobi.com/blog/2019/04/30/programmatically-speaking-understanding-vast-vpaid-mraid-and-simid/</link>
      <guid>https://www.inmobi.com/blog/2019/04/30/programmatically-speaking-understanding-vast-vpaid-mraid-and-simid/</guid>
      <description><![CDATA[<p>
	If you’re new to the world of mobile ad tech, it’s likely you’ve found yourself at the receiving end of a steady stream of jargon. Some of the most common terms flying around when it comes to video and other creative formats are VAST, VPAID and MRAID. But what do these terms mean and how do these technologies differ?</p><p><strong>
	What came first?</strong></p><p>
	The Video Ad Serving Template, more commonly referred to as VAST, was first established by the Interactive Advertising Bureau (IAB) to standardize communication between an ad server and a video player. Built during the desktop era and later adopted by mobile, the template helped facilitate scale by creating a standard, ultimately unlocking massive potential for both advertisers and publishers. The template uses an XML schema to transfer important metadata, including which ad to play, how long should it last and if it’s skippable.</p><p>
	Post its introduction by IAB in 2008, the template has undergone several iterations to keep up with the industry’s shifting needs.</p><h2 class="tile-heading">Great, so VAST fulfilled all of the industry’s requirements?</h2><p>
	Not quite. Advertisers love interactivity, and VAST in its original form couldn’t address this requirement. The IAB put together the Video Player Ad Interface Definition (VPAID) to offer advertisers interactivity; interestingly, VPAID was also used for its measurement capabilities since it could collect a range of data points such as ad playback and engagement details.</p><p>
	By layering VPAID on VAST, the industry had on its hands an enhanced solution.</p><h2 class="tile-heading">Perfect! VAST + VPAID = Success?</h2><p>
	Unfortunately it didn’t end there. Soon enough, issues with VPAID began to crop up. The load times for video ads were too long, resulting in a poor customer experience. Ultimately, it delivered low render and fill rates for publishers, and dismal viewability and completion rates for advertisers.</p><p><strong>
	So what's next?</strong></p><p>
	The IAB released VAST 4.1 in 2018, to help ultimately close the gaps formed between VAST’s earlier versions and VPAID.</p><p>
	The template allows for interactivity and supports verification through open measurement, circumventing the need for VPAID. Other highlights of the template include offering publishers direct access to the video, providing unique Ad Serving IDs to compare data across systems, and standardizing delivery of closed captioning and macro support (macros are used by publishers to share data about the ad with the ad server).</p><p>
	By doing so, VAST 4.1 tackles legitimate concerns that players across the ecosystem share.</p><p>
	Additionally, in April 2019 the IAB released the Secure Interactive Media Interface Definition (SIMID) spec for public comment. This new definition is set to replace VPAID as a more publisher focussed model which will enable better cross platform support including mobile and OTT devices.The IAB foresees a future where players across the ecosystem will adopt VAST, OMID, and SIMID to address all their needs.</p><h2 class="tile-heading">What about MRAID?</h2><p>
	As mentioned earlier in this post, several of the standards that the IAB has set up can find their origins in a pre-mobile, desktop world. The Mobile Rich Media Ad Interface Definition (MRAID) is an API catering specifically to mobile apps. The standardization helps advertisers reach different users by being platform and app agnostic, enabling scale while ensuring interactivity.</p><p>
	<br>
	<br>
	And there you have it, a primer on VAST, VPAID, SIMID and MRAID and how they are different. You can find more information on <a href="https://iabtechlab.com/standards/" target="_blank">the IAB website</a> or <a href="https://www.inmobi.com/company/contact/" target="_blank">feel free to contact us</a> and have one of our experts take you through the finer points of these standards.</p><p><strong>About the Author</strong></p><p>Sreeshna is an Associate Product Marketing Manager at InMobi, focussed on Exchange - InMobi's In-App Programmatic offering. She has over two years of experience in the field of tech marketing. If you catch her during the day, she's most likely reading technical documentation and thinking of a way to make it more understandable for her non-tech colleagues.</p>]]></description>
      <dc:subject><![CDATA[Advertising, English (EN): inmobi.com,]]></dc:subject>
      
      <dc:creator><![CDATA[ Sreeshna Sreekishan ,  Marketing Manager  ]]></dc:creator>
      
      <dc:date>2019-04-30T17:24:00+00:00</dc:date>
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    <item>
      <title><![CDATA[How to Identify the Best Brand Safety Tools: 9 Questions to Select Wisely]]></title>
      <link>https://www.inmobi.com/blog/2019/04/25/how-to-identify-the-best-brand-safety-tools/</link>
      <guid>https://www.inmobi.com/blog/2019/04/25/how-to-identify-the-best-brand-safety-tools/</guid>
      <description><![CDATA[<p>
	As issues relating to brand safety become ever-greater concerns for advertisers, a number of brand safety tools have come out in the market purporting to address these woes. But can these solutions and management platforms actually protect your brand and ensure no poor ad placements?</p><p>
	Unfortunately, there are a lot of tools out there that claim to be able to keep your brand safe but won’t actually be able to. How do brand marketers determine which options are worthwhile and which one won’t be able to help? When reviewing various brand safety solutions, be sure to ask these nine questions to determine ultimate effectiveness.</p><h2 class="tile-heading">1) How is Brand Safety Defined?</h2><p>
	Unfortunately, there’s no one universally agreed-upon definition of brand safety, <a href="https://www.inmobi.com/blog/2019/04/23/the-ultimate-brand-safety-definition-for-mobile-marketers" target="_blank">as we highlighted in our previous post</a>. But, there are certain placements that are off limits for just about all brands, like fake news sites.</p><p>
	Before choosing a solution, make sure their definitions align with yours. If not, then see if they are willing to alter their definition to suit your needs.</p><h2 class="tile-heading">2) How Does the Solution Address Brand Suitability?</h2><p>
	While some ad placements are downright damaging and problematic, others are not not ideal.</p><p>
	Brand safety refers to issues that are likely to damage a brand’s reputation and/or bottom line. A placement that’s just not suitable is likely to only put an advertiser in an uncomfortable situation - but nothing else probably beyond that. It’s important to choose a platform capable of making this key distinction.</p><h2 class="tile-heading">3) How Does the Tool Differentiate Between Various Environments?</h2><p>
	Many brands aim to have their ads appear within a variety of digital environments, from desktop and mobile web inventory to mobile and OTT apps. When running cross-device campaigns, it’s crucial that a chosen brand safety solution is capable of distinguishing between the different environments and their relative risks.</p><h2 class="tile-heading">4) How Does the Tool Work with Other Ad Tech Platforms and Players?</h2><p>
	Ultimately, brand safety is an ecosystem-wide concern. All it takes is one weak link for an issue to appear that affects everyone else. An ideal brand safety solution has deep integrations with everyone involved on both the supply side and the demand side to be truly effective.</p><h2 class="tile-heading">5) How Does the Solution Categorize Properties and Content?</h2><p>
	Every brand safety solution has its definition of what both premium inventory and potentially problematic placements look like. The more granular they are on both accounts, the more control brands have over tackling the issue and the more likely they are to avoid an unsafe placement.</p><h2 class="tile-heading">6) At What Point Does the Solution Apply its Filters? When is Brand Safety Protection Implemented?</h2><p>
	Within digital advertising, brand safety tools are either working before or after the bid. With a prebid solution, the tool will flag before the ad is ever run whether a potential placement is likely problematic or not. In comparison, a postbid solution will flag instances after the fact, providing verification on whether a live placement was problematic or not.</p><p>
	Ideally, it’s best to have a solution in place with both prebid and post-placement tracking. That way, many potential issues are prevented from cropping up in the first place. Plus, there is definitive proof in the rare instance a problem is believed to have arisen.</p><h2 class="tile-heading">7) How Does the Tool Determine Where the Ad is Running?</h2><p>
	This seems like a simple question, but it’s not always an easy one to answer. For instance, as fraud like domain spoofing and SDK spoofing becomes more common, it can sometimes be difficult to determine where an ad ran. It can also be hard to determine if the ad was viewable and appeared in the expected location. Ideally, a brand safety solution should be able to determine this baseline.</p><h2 class="tile-heading">8) Are Other Tactics Besides Whitelists and Blacklists Applied?</h2><p>
	Blacklists and whitelists are among the most common brand safety tactics deployed. Blacklists involve blocking certain terms or properties. whitelists only allow ads to appear within certain predefined scenarios.</p><p>
	They’re largely effective, but sometimes they’re too effective. They can prevent a brand from seeing maximum possible reach at the expense of brand safety. A good brand safety solution employs more than blacklist and whitelists to help advertisers reach the most people while still guaranteeing brand safety.</p><h2 class="tile-heading">9) How Does The Tool Approach Non-Homogenous Content?</h2><p>
	In some cases, it’s easy and straightforward to determine if a property is brand safe or not. For instance, a pornographic website is pretty much without fail entirely off limits for the vast majority of brands from a brand safety perspective.</p><p>
	But what about news apps or websites with user-generated content? In those instances, while the property may be fine in one instance, it could be totally inappropriate in another. Ideally, a chosen brand safety has the ability to determine brand-safe placements at the content level.</p><h3 class="tile-heading">What Criteria Matters Most to You?</h3><p>
	What else do you consider when making brand safety tool decisions? Please send us your comments on <a href="https://twitter.com/inmobi" target="_blank">Twitter</a> and/or <a href="https://www.linkedin.com/company/inmobi/" target="_blank">LinkedIn</a>.</p>]]></description>
      <dc:subject><![CDATA[Advertising, English (EN): inmobi.com,]]></dc:subject>
      
      <dc:creator><![CDATA[ Team InMobi  ]]></dc:creator>
      
      <dc:date>2019-04-25T11:17:00+00:00</dc:date>
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      <title><![CDATA[Are You Leaving Ad Revenue on the Table? A Q&A with Chas Castell of PubRev+]]></title>
      <link>https://www.inmobi.com/blog/2019/04/23/are-you-leaving-ad-revenue-on-the-table-a-qa-with-chas-castell-of-pubrevplu/</link>
      <guid>https://www.inmobi.com/blog/2019/04/23/are-you-leaving-ad-revenue-on-the-table-a-qa-with-chas-castell-of-pubrevplu/</guid>
      <description><![CDATA[<p>
	The mobile app economy has never been hotter. In 2018, people spent <a href="https://sensortower.com/blog/app-revenue-and-downloads-2018" target="_blank">over $71 billion on apps</a>, and <a href="https://techjury.net/stats-about/app-usage/" target="_blank">downloaded apps 113 billion times worldwide</a>.</p><p>
	On the monetization front, in-app advertising remains ascendant. Not only will mobile ad spending <a href="https://www.emarketer.com/content/mobile-ad-spending-to-surpass-all-traditional-media-combined-by-2020" target="_blank">overtake spending on all other media</a> by next year, but App Annie has found 60% growth in apps that make money through in-app advertising.</p><p>
	And yet, all is not rosy on the monetization front. According to <a href="https://www.inmobi.com/insights/download/whitepapers/in-app-header-bidding-research-report-2018-the-current-state-of-mediation-a/" target="_blank">InMobi’s 2018 Header Bidding Research Report</a>, 53% of app publishers polled said that ad revenues had remained stagnant or decreased in the previous 12 months.</p><p>
	While mobile in-app advertising is growing, not everyone is cashing in. So what can app publishers and developers do differently to better monetize their apps?</p><p>
	For more, we turned to Chas Castell for sage advice. Chas is the founder of <a href="http://bit.ly/PubRevPlus_InmobiQA" target="_blank">PubRev+</a>, a premier independent global consultative agency providing commercial optimization and strategic revenue creation for app publishers. He is a giant in the mobile ads industry (not just because he is 7 foot tall) and has previously worked for premium properties such as Warner Brothers, Scopely and TextNow.</p><h2 class="tile-heading">Q: What are the biggest monetization problems that app publishers face today?</h2><p>
	There are a few. Interestingly enough the biggest challenge we see across the board that publishers face is resourcing. Often publishers know they should be monetizing with advertising, or they have a feeling that they are leaving money on the table with their current ads setup. The problem they have is they either don’t know how to improve their ads monetization, or that it’s too costly to find and hire AdOps personnel when they are not sure of the outcome (good AdOps people are hard to find). It becomes a Catch 22. They can’t hire because they are not sure of the outcome, and they are not sure of the outcome because they can’t get a quick and easy answer to the question “how much money can I make with advertising?” The irony is that a good AdOps resource will make a lot more money than they would cost and frees the publisher financially to invest more into growing their app. CEOs are going to bed at night with a feeling in their gut that they could be making more money with ads, but they’re not sure what to do about it.</p><h2 class="tile-heading">Q: Is making money from advertising harder now than it used to be?</h2><p>
	The mobile app advertising industry is cyclic. At the moment we are reacting to concern about fraud and privacy. On the commercial side there is consolidation of ad networks and increasing server costs. These aren’t great for the publisher. On the plus side, there are more mediation companies entering the space and in-app header bidding is starting to show great results.</p><p>
	Breaking this down, in the brand advertising world, the larger agencies have been adding more boxes on their IO’s for ad networks to tick, and demanding viewability and anti-fraud technology. A number of publishers who were doing things they probably weren’t supposed to be doing have been weeded out, but a lot of good publishers have also been caught in the net for no other reason than the technology used either doesn’t work or is overzealous. We’re starting to see a response from the industry, finally, but I certainly wish publishers had more of a say when it came to these technologies. Low cost remnant demand is also on the way out – because of the concern over server costs. This pushes the smarter publishers to optimize towards LTV vs. impression volume (if they hadn’t been already), which is generally a good best practice to set across the industry anyway.</p><p>
	Cheaper and more intuitive technology generally is making life easier for publishers, whether it’s for setting up A/B testing ad frameworks, header bidding or digital marketing funnels for e-commerce.</p><p>
	However, the real money is still made by people talking to people, building trust and relationships. I don’t think that’s going to go away anytime soon.</p><h2 class="tile-heading">Q: How much can apps make from mobile advertising?</h2><p>
	Good question… the key to effective monetization is putting your users first. That sounds strange, right? That AdOps people would care about users.</p><p>
	The thing is, without users’ implicit consent to see advertising, ads monetization doesn’t work. If you imagine one side of the coin is the value you drive from one impression – that’s the easy bit – the other side of that coin is what, how and when you can advertise to your users, and designing the ad experience to be as enjoyable as possible.</p><p>
	If done right, you will be very happy with the revenue you generate from mobile advertising.</p><h2 class="tile-heading">Q: Can any app successfully monetize using advertising?</h2><p>
	Yes, absolutely.</p><h2 class="tile-heading">Q: How can publishers make sure they are seeing demand from top advertisers?</h2><p>
	That is the tricky part. Adding an SDK here and there and then ‘setting and forgetting’ doesn’t work. Good ad operations is about working your relationships, QA-ing and optimizing every day.</p><p>
	AdOps is as much technical, business development, sales and product as it is straight operations.</p><h2 class="tile-heading">Q: How can publishers and developers make their apps more appealing to top advertisers?</h2><p>
	Advertising agencies want to show their clients how great their campaigns have been, and will always talk about click-through rates.</p><p>
	Generally, the longer a user sees an ad the higher the click-through rate. Also, the higher up the waterfall that advertiser sits, the more chance the user will see and click on their ad.</p><p>
	That said, you have to balance this against other variables. Is the creative interesting, or even professional looking? Does it fit with your audience? How many impressions are you sacrificing to keep the ad unrefreshed for that length of time?</p><p>
	These are all questions that need to be tested, so you can find the sweet spot to create a win for the advertiser, a win for the publisher and, most importantly, a win for the user.</p><p>
	There are some general housekeeping tips we would advise that most buyers utilize. These include layering certain data into your ad requests. If possible, working with a DMP to segment your audience will attract larger agencies if you are pitching agency sales. Unfortunately, that world is still messy on mobile.</p><h2 class="tile-heading">Q: What ad formats should app publishers support?</h2><p>
	I would suggest at least testing all the major IAB formats.</p><h2 class="tile-heading">Q: How should publishers start their ads monetization journey?</h2><p>
	Hire us to evaluate your revenue opportunity of course!</p><p>
	Assuming you have tested a few placements and know they work well – and assuming you are comfortable with the AdOps resources you have – I always start monetization with the technical. Lots and lots of adflow QA. Things can always be improved.</p><p>
	Then, business development and relationships.</p><p>
	Then, when you have the best partners and the best prices for your ad inventory, it’s a virtuous cycle of optimization, leveraging relationships, testing and QA-ing new partners.</p><p>
	That’s when you get into the fun part: improving the user journey and adding placements. That’s still my favorite bit, in addition to the yummy dinners with ad networks.</p><h2 class="tile-heading">Q: Should publishers have a mediation solution in place?</h2><p>
	Absolutely.</p><h2 class="tile-heading">Q: What are the biggest mistakes that app publishers and developers make in terms of monetization?</h2><p>Non-AdOps business development people are more likely to sign not great deals because they don’t know the partners or what to push for, which ends up being very costly in engineering and operations time. Non-AdOps technical people very often won’t know how to QA properly or what broken html looks like. The list goes on.  </p><p>Publishers can make a lot of money while they sleep from advertising, so the opportunity cost of things like focusing on the wrong initiative, or tying up resources to fix a newly integrated buggy SDK is the biggest cost. AdOps people will save you from those concerns because they are equipped to judiciously choose the best initiatives for the publisher to work on in that moment. So many things can break in your app already, why create more problems?</p><h2 class="tile-heading">Q: What are some easy things that app publishers can do today to increase ad revenue?</h2><p>
	I already said, hire us….</p><p>
	Before anything else, I would take an honest look at the AdOps resources currently in place. Do you have AdOps professionals, or do you have engineers and business development people filling in because no one else wants the job?</p><p>
	Do you have, or have you seen, a mobile advertising roadmap for how your ads revenue is going to increase this year? Do you know how big the opportunity is? What is your monetization strategy? What are the initiatives you want to pursue?</p><p>
	It may seem like short-term pain, but the first step to starting a process that can transform your company - such as ads monetization - is really understanding where you are. Once you can honestly say ‘I am here,’ then you can see how much you need to do to get to where you want to be.</p><h2 class="tile-heading">Q: How will app monetization change in the future, and how can publishers prepare themselves accordingly?</h2><p>
	A lot more machine learning, which is making an impact in the desktop world, will come over to mobile. I’m not sure how well that’s going to do, though. Mobile is a lot more messy and fragmented than desktop and you need experts to navigate the tech and the buyers out there.</p><p>
	There’s always going to be a push and pull between fraud and overzealous tech that takes budgets away from publishers. We have found that strong business relationships and industry knowledge are the best way to stay ahead of these issues.</p><p>
	I think we’ll see a wave of smaller demand platforms emerge over the next few years. That always seems to happen after a splurge of acquisitions.</p><p>
	Publishers should be experimenting with more technology, testing user flows and digital marketing funnels, A/B testing ad experiences, getting user feedback on ads and segmenting their waterfalls….the list goes on and on. The tools that are at publishers’ disposal now - often for free - allow for real in-depth testing and optimization.</p><p>
	The California Consumer Privacy Act will come into effect on January 1, 2020, and will apply to businesses across the U.S. if they meet certain requirements. At the federal level, the U.S. House of Representatives is going to be looking at protecting privacy very closely in the wake of the 2016 election. I don’t think anyone quite knows what will happen once the CCPA comes into effect, but it will give consumers the chance to opt out of having their data being shared with third parties, just like GDPR.</p><p>
	Realistically, I think advertisers will pause budgets for a few months before remembering that the U.S. is still the most mature advertising industry with the largest consumer market in the world.</p><p>
	Have any additional questions for Chas, or want additional insights on app monetization? Let us know! You can reach Chas at chas at pubrevplus dot com.</p>]]></description>
      <dc:subject><![CDATA[In-App Monetization, English (EN): inmobi.com,]]></dc:subject>
      
      <dc:creator><![CDATA[ Matt Kaplan,  Content Strategist  ]]></dc:creator>
      
      <dc:date>2019-04-23T11:18:00+00:00</dc:date>
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      <title><![CDATA[The Ultimate Brand Safety Definition for Mobile Marketers]]></title>
      <link>https://www.inmobi.com/blog/2019/04/23/the-ultimate-brand-safety-definition-for-mobile-marketers/</link>
      <guid>https://www.inmobi.com/blog/2019/04/23/the-ultimate-brand-safety-definition-for-mobile-marketers/</guid>
      <description><![CDATA[<p>Is there one central industry-wide brand safety definition within the ad tech space that all digital advertisers must follow? Unfortunately, the answer is no.</p>

<p>While there are certain ad placements that are deemed less than ideal by just about all digital marketing pros out there, there&rsquo;s also a lot of gray areas and nuance when it comes to what brand safety includes and excludes within the realm of programmatic advertising.</p>

<h2 class="tile-heading">Shortfalls with Catch-All Brand Safety Definitions</h2>

<p>Here&rsquo;s <a href="https://www.tagtoday.net/hubfs/TAG_WhitePaper_BrandSafetyDefined.pdf?hsLang=en-us&amp;t=1532550807217" target="_blank">how the Trustworthy Accountability Group</a> (TAG) has attempted to define brand safety: &ldquo;The term &lsquo;Brand Safety&rsquo; describes the controls that companies in the digital advertising supply chain employ to protect brands against negative impacts to the brand&rsquo;s consumer reputation associated with specific types of content, criminal activity, and/or related loss of return on investment.&rdquo;</p>

<p>But this definition leaves a lot to be desired. It&rsquo;s hardly a handy catch-all definition that can be applied to make sure a brand&rsquo;s image is not tainted by the accidental placement of an ad next to inappropriate content due to issues stemming from programmatic advertising.</p>

<p>This vagueness is likely on purpose. That&rsquo;s because what is acceptable to one organization may be totally unacceptable to another one. For example, while one brand may be loathe to have its ads appear on fake news sites or next to controversial social media posts, others may have no qualms with it.</p>

<p>&ldquo;Every brand has their own unique positioning, their own target audience, their own set of brand values, and really <a href="https://www.youtube.com/watch?v=nhbYBlnzvuc&amp;t=2s" target="_blank">the brand safety protections that they enable</a> should be reflective of all of that,&rdquo; said DoubleVerify COO Matt McLaughlin. &ldquo;While we certainly can come up with a generic definition of brand safety as a practice, what&rsquo;s really critical is that every company address how they&rsquo;re going to implement protection that&rsquo;s in line with their own products and positioning.&rdquo;</p>

<p>However, many brands, by and large, aim to steer clear of these content categories:</p>

<ul style="list-style:disc;">
	<li>Adult Content</li>
	<li>Gambling</li>
	<li>Violence</li>
	<li>Offensive Language</li>
	<li>Alcohol</li>
	<li>Criminal Activity such as Illegal Downloads</li>
	<li>Illegal Drugs</li>
	<li>Hate Crimes</li>
</ul>

<p>These categories are hardly set in stone though! After all, a major beer brand would have no qualms advertising within an alcohol-related app, even if such a placement would be deemed unsafe for many other advertisers.</p>

<h2 class="tile-heading">Brand Safety Versus Brand Suitability</h2>

<p>In the debate on brand safety, it&rsquo;s crucial to differentiate between ad placements that are not ideal versus those that are downright detrimental to the brand and it&rsquo;s perception in the market.</p>

<ul style="list-style:disc;">
	<li>Brand suitability refers to content that a brand may not want to advertise against, but likely wouldn&rsquo;t lead to disastrous consequences for them. An example of this in action would be an ad for GEICO featuring its gecko mascot appearing in an article on herpetophobia, which is a fear of lizards. It&rsquo;s not great for a GEICO ad to appear in this kind of environment, but it likely wouldn&rsquo;t lead to monetary or reputational losses for them.</li>
	<li>Brand safety, in contrast, generally refers to situations in which an ad is placed next to content that can put said brand into serious hot water, making it seem as though that advertiser is endorsing the content. For example, a CPG brand likely wouldn&rsquo;t want its ads running next to content that seemed to promote violence or hate.</li>
</ul>

<p>Nevertheless, ad placements that are either not suitable or not safe should be avoided. Neither one leads to an ideal situation.</p>

<h2 class="tile-heading">How Do You Think About Brand Safety?</h2>

<p>How do you and your chosen ad management platforms define brand safety? What steps are you taking to curtail risk? Let us know on social media! We&rsquo;d love to hear from you on <a href="https://twitter.com/inmobi" target="_blank">Twitter</a> and/or <a href="https://www.linkedin.com/company/inmobi/" target="_blank">LinkedIn</a>.</p>

<p>Interested in learning more about brand safety? Be sure to <a href="https://www.youtube.com/watch?v=nhbYBlnzvuc&amp;t=2s" target="_blank">watch our February 2019 webinar on demand</a>, and to check out these resources:</p>

<ul style="list-style:disc;">
	<li><a href="/blog/digital-ad-industry-makes-gains-resolving-brand-safety-concerns" target="_blank">The Digital Advertising Industry Makes Gains in Resolving Brand Safety Concerns</a></li>
	<li><a href="/blog/how-to-solve-common-problems-with-programmatic-advertising" target="_blank">How to Solve Common Problems with Programmatic Advertising</a></li>
	<li><a href="https://go.inmobi.net/hubfs/DSP%20+%20Food-Beverage%20Case%20Study.pdf" target="_blank">Leading DSP Boosts Reach, Viewability For Key Food &amp; Beverage Customer Through InMobi Exchange</a></li>
</ul>]]></description>
      <dc:subject><![CDATA[Advertising, English (EN): inmobi.com,]]></dc:subject>
      
      <dc:creator><![CDATA[ Team InMobi  ]]></dc:creator>
      
      <dc:date>2019-04-23T11:11:00+00:00</dc:date>
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      <title><![CDATA[Total Mobile Ad Fraud Prevention: Possible or Pipe Dream?]]></title>
      <link>https://www.inmobi.com/blog/2019/04/18/total-mobile-ad-fraud-prevention-possible-or-pipe-dream/</link>
      <guid>https://www.inmobi.com/blog/2019/04/18/total-mobile-ad-fraud-prevention-possible-or-pipe-dream/</guid>
      <description><![CDATA[<p>Every organization in the mobile advertising space aims to totally prevent fraud, but is complete mobile ad fraud prevention even possible? Will mobile advertising fraud always be around, or can potentially fraudulent schemes be eliminated for good?</p>

<p style="text-align: center;"><a class="btn btn-s" href="https://www.inmobi.com/insights/download/whitepapers/5-ways-inmobi-ensures-trust-and-transparency/" style="font-size:24px; border-radius: 25px; font-weight: normal;" target="_blank">LEARN MORE</a></p>

<p>Fraud detection and prevention may never be 100 percent accurate all the time. But, the ecosystem can be made much safer and transparent than it is today.</p>

<h2 class="tile-heading">Current State of Mobile Ad Fraud Detection and Prevention</h2>

<p>According to mobile measurement provider Adjust, mobile advertising fraud <a href="https://a.storyblok.com/f/47007/da0d5581e4/11653-release-downloadable-files-0-asset-file.pdf" target="_blank">almost doubled between 2017 and 2018</a>. For some advertisers, around 80 percent of their ad budgets were gobbled up by fraud.</p>

<p>Adjust also found that around $5 billion was lost because of fraud between 2017 and 2018. This mostly aligns with numbers cited by eMarketer, pegging annual digital advertising fraud-related losses <a href="https://www.emarketer.com/content/digital-ad-fraud-2019" target="_blank">between $6.5 billion and $19 billion</a>. A lot of mobile advertising budgets and in-app ad spend are being negatively impacted by fraudsters. Ad dollars lost from fraud is now in the billions.</p>

<p>Fraud in the mobile space has hit app marketers especially hard, severely impacting their user acquisition and app install campaigns. According to Adjust, 20% of all mobile ad fraud they spotted were fraudulent installs. In addition, 27% of all fraud was trying to disrupt install events through click injection.</p>

<p><em>To learn more about the most common types of mobile advertising fraud, be sure to check out our blog post on the <a href="/blog/6-common-types-of-mobile-ad-fraud-you-need-to-know-about" target="_blank">6 Common Types of Mobile Ad Fraud You Need to Know About</a>.</em></p>

<p>Brand marketers are affected by fraud too. Issues like fraudulent traffic abound as well. Close to 37% of brand marketers will prioritize fighting fraud in 2019, according to Integral Ad Science.</p>

<h2 class="tile-heading">Finding Better Fraud Prevention Tools and Techniques</h2>

<p>Further complicating matters is the growing size and sophistication of mobile ad fraud. Invalid traffic and click spam remain pervasive, and fraudsters are also getting smarter and harder to root out.</p>

<p>The ad fraud <a href="https://www.buzzfeednews.com/article/craigsilverman/how-a-massive-ad-fraud-scheme-exploited-android-phones-to" target="_blank">scheme exposed by BuzzFeed in October 2018</a> is a great example of this in action. Here, fraudsters used artificial intelligence (AI) to develop app bot traffic that was virtually indistinguishable from legitimate, human traffic.</p>

<p>So what can players in the programmatic supply chain do to at least begin to curtail fraud and improve trust? There are a few key steps to take to move the ecosystem in the right direction:</p>

<ul style="list-style:disc;">
	<li>Brands and publishers should prioritize <a href="/blog/the-3-key-tenets-of-honest-advertising" target="_blank">transparency</a>. This ensures they can see precisely what&rsquo;s happening at every step from point A to point B, which allows everyone to see where any potential issue came from.</li>
	<li>Adopting attribution, measurement and tracking models that are harder to game, <a href="/blog/how-to-think-about-mobile-app-marketing-attribution" target="_blank">like multi-touch attribution over single-touch attribution</a>, helps to remove many of the incentives fraudsters currently have to perpetrate fraud in the first place.</li>
	<li>Implementing industry standards and best practices helps to prevent certain kinds of fraud from popping up. For example, <a href="/blog/in-app-ads.txt-what-you-need-to-know-video" target="_blank">app-ads.txt can largely eliminate</a> domain and SDK spoofing.</li>
	<li>AI does not just help fraudsters now, as legitimate players <a href="/blog/why-ai-will-forever-change-the-way-you-think-about-ad-fraud" target="_blank">can use AI</a> to predict where fraud will likely occur, so it can be prevented before it ever happens.</li>
	<li>It&rsquo;s important to take a zero-tolerance policy towards fraud. Potential partners that have a propensity toward fraud or generally have a lackadaisical attitude towards it should be sidelined.</li>
</ul>

<p>&ldquo;The <a href="/blog/2019-trends-greater-accountability-and-digital-advertising-transparency" target="_blank">biggest issue in mobile marketing today is trust</a>. As more and more companies enter the fray, with varying levels of technology and frankly, legitimacy, it becomes increasingly difficult for buyers to ascertain what is real and what isn&rsquo;t,&rdquo; says Mike Brooks, Senior Vice President of Revenue at <a href="https://www.resources.inmobi.net/hubfs/InMobi%20Case%20Study%20-%20WeatherBug.pdf" target="_blank">WeatherBug</a>.</p>

<p>He added, &ldquo;That said, as more and more advanced types of fraud are being uncovered and taught to even the most basic buyers, the advertisers in the mobile space are going to optimize their spends toward partners they can trust to not perpetrate these schemes. I think this is finally the year where advertisers start talking with their money, and moving it to people they trust and business models they understand.&rdquo;</p>]]></description>
      <dc:subject><![CDATA[Trust and Brand Safety, English (EN): inmobi.com,]]></dc:subject>
      
      <dc:creator><![CDATA[ Team InMobi  ]]></dc:creator>
      
      <dc:date>2019-04-18T11:04:00+00:00</dc:date>
    </item>
  
    <item>
      <title><![CDATA[Everything You Need To Know About Sellers.json]]></title>
      <link>https://www.inmobi.com/blog/2019/04/16/everything-you-need-to-know-about-sellers.json/</link>
      <guid>https://www.inmobi.com/blog/2019/04/16/everything-you-need-to-know-about-sellers.json/</guid>
      <description><![CDATA[<p>
	On April 11, 2019, the IAB Tech Lab released 
	<a href="https://www.businesswire.com/news/home/20190411005124/en/IAB-Tech-Lab-Announces-New-Technologies-Build" target="_blank">two new standards for public review</a>: sellers.json and the OpenRTB SupplyChain object. InMobi has been a key partner in helping to develop these specs, and we are excited for them to be live in this initial instance.</p><p>
	What do these specifications do, and how do they help programmatic advertisers? Keep reading for more information.</p><h2 class="tile-heading">What is Sellers.json and How Does It Work?</h2><p>
	In short, 
	<a href="https://iabtechlab.com/sellers-json/" target="_blank">sellers.json</a> is a file that enables the players of the ecosystem to map back the request to the entities behind that specific opportunity,  including the final publisher. Essentially, it’s a file that maintains the mapping between the identifiers and the related entity name along with the relationship type and some additional <a href="https://iabtechlab.com/sellers-json/" target="_blank">information</a>.</p><p>
	While ads.txt (To learn more about app-ads.txt, the in-app version of ads.txt, 
	<a href="https://www.inmobi.com/blog/2019/03/20/in-app-ads.txt-what-you-need-to-know-video" target="_blank">check out this blog post and video</a>) did a great job in publicly disclosing the list of authorized sellers for the demand side to look up, it does not offer any means for the demand-side platform (DSP) to pinpoint the specific publisher behind the ad request (supply side). This is where sellers.json comes in, by allowing the supply-side platform (SSP) to publish such mapping list into its root domain (for example: <a href="http://{advertising_system_domain}/sellers.json)."> http://{advertising_system_domain}/sellers.json).</a></p><h2 class="tile-heading">Why is Sellers.json Beneficial?</h2><p>
	The goal of sellers.json is to give the buy side (also known as the demand side) and publishers of the advertising ecosystem greater transparency within the larger programmatic and ad tech space. This has long been one of the top concerns around programmatic advertising, and the introduction of sellers.json is a huge step forward in making the programmatic ecosystem much more fair, open, transparent and trustworthy.</p><p>
	This spec mainly aims to combat fraud across the ecosystem. It is also true though that by combating fraud, a brand can have much more confidence on the inventory being bought, so it definitely has an indirect impact into brand safety too. It also gives full transparency into all the intermediaries that participated in the selling of a bid request.</p><p>
	These aren’t the only benefits of sellers.json. It also allows smaller payloads or bid request object sizes, by allowing this information to be directly looked up online as opposed to be supplied with every bid request.</p><p>
	"Sellers.json and SupplyChain object are the natural evolution to help make the ecosystem even more transparent and trustworthy," Sergio Serra, senior product manager, supply and programmatic at InMobi, 
	<a href="https://www.thedrum.com/news/2019/04/11/iab-tech-lab-releases-new-specs-boost-transparency-across-entire-supply-chain" target="_blank">told The Drum</a>.</p><h2 class="tile-heading">What About the OpenRTB SupplyChain Object?</h2><p>
	Sellers.json is not the only new spec, as the IAB Tech Lab also released the OpenRTB SupplyChain Object for public comment on the same day. This works in tandem with sellers.json to provide more oversight and transparency on the buy side in the programmatic ecosystem.</p><p>
	Currently, it is possible for the final seller to be identified via the Publisher.name and Publisher.domain attributes in the oRTB request. However, in practice, these properties are wrongly populated or simply omitted by most of the advertising systems. As a result, this also becomes restrictive in the case of resold inventory.</p><p>
	As a consequence, IAB came up with an additional spec - SupplyChain object - which should be included in the BidRequest.Source.ext.schain attribute in OpenRTB 2.5 onwards. For older oRTB versions, the implementer should fall back to BidRequest.ext.schain.</p><p>
	The SupplyChain object is composed primarily of a set of nodes where each node represents a specific entity that participates in the selling of a bid request. Consequently, a complete chain represent all sellers that were paid for an individual bid request. Each node is composed of two required properties:</p><ul style="list-style:disc;">
	
<li>The advertising system identifier (ASI), which is the canonical domain name of the SSP, Exchange, Header Wrapper, etc system that bidders connect to. </li>	
<li>The Publisher’s account ID (Pub.Id).</li></ul><h2 class="tile-heading">How Is This Different from Ads.txt?</h2><p>
	In some ways, both ads.txt and app-ads.txt are in the same arena as sellers.json and the OpenRTB SupplyChain object. They’re all from IAB Tech Lab, and are designed to increase transparency and trust in the programmatic space. However, AdExchanger noted that the 
	<a href="https://adexchanger.com/online-advertising/meet-sellers-json-its-like-ads-txt-but-for-the-buy-side/" target="_blank">new specs complement the existing ones</a> and provide additional information that ads.txt was never designed to highlight.</p><p>
	That said, on the app side at least, adoption is taking its own time and there is a long way ahead. Even though app-ads.txt's benefits are undeniable, there is a lot of education that has to be put in place across the ecosystem.</p><p>
	Realistically speaking, DSPs cannot really drive adoption until critical mass is reached. It is a duty of SSPs and exchanges to evangelize and push for it. The demand side will be able to help by mandating app-ads.txt only after a sufficient share of the developers and app publishers have implemented it.</p><h2 class="tile-heading">What Are the Next Steps?</h2><p>
	IAB has opened the spec to 30-day public comment period, through May 10, 2019. After that deadline, the community will review the feedback from the ecosystem and evaluate whether any further adjustment to the spec is needed.</p><p>
	Post this, the ecosystem is supposed to adopt it. In order to speed up the adoption, it is crucial we get all the possible help from everybody in the chain; for instance, it’s entirely feasible for TAG to mandate this and possibly replace the existing pchain requirement with the SupplyChain object. Specifically, for their CAF program, they require the adoption of pchain (you can refer to oRTB 2.5). Since pchain spec is only available to TAG members, its adoption never really got into the next level of adoption.</p><p>
	Since SupplyChain object is, from some extent,  a natural evolution of pchain (it would be best if TAG moved towards it). This would give an enormous boost to SupplyChain object in particular.</p><p>
	As far as next steps are concerned, here’s what Sergio recommends: "It's crucial that everyone in the space evangelize the importance of supply path transparency in the spirit of fair and more reliable advertising and programmatic trading. InMobi will be an early adopter of both sellers.json and SupplyChain object and we hope the rest of the industry will follow."</p><p>
	<img src="https://go.inmobi.net/hubfs/social-suggested-images/Sergio_Quote_v2.png"></p><h2 class="tile-heading">Sellers.json Explained: Whiteboard Video</h2><p>
	Interested in learning even more about sellers.json? In the whiteboard tutorial video below, Sergio Serra explains in greater detail what sellers.json is and why it's beneficial.</p><iframe width="560" height="315" src="https://www.youtube.com/embed/t3NvKe4vTnw" frameborder="0" allow="accelerometer; autoplay; encrypted-media; gyroscope; picture-in-picture" allowfullscreen=""></iframe><h3 class="tile-heading">Sellers.json Whiteboard Video Transcript</h3><p>
	Hi everybody, this is Sergio Serra. I work in the InMobi product management team, in the supply side of things specifically. And today we’re going to talk about two important innovations that got recently released by IAB. These are sellers.json and SupplyChain Object.</p><p>
	Now these two specs are completing - or trying to complete - a major effort that started two years ago from IAB with ads.txt, which is combatting as much as possible fraud. Now if you really think about ads.txt, what ads.txt was trying to do - and when I’m talking about ads.txt, I want to put it in context with apps, so app-ads.txt, which was released at the beginning of this year, 2019. So when you think about app-ads.txt, what it was trying to solve for was basically bundle spoofing along with detecting any unauthorized resold inventory.</p><p>
	What ads.txt was not really solving for was providing a view from the buyer’s standpoint into the actual ad opportunity. So that’s where these two new specs are coming in place.</p><p>
	Let’s look at the template. So if we start with sellers.json, sellers.json can be actually seen as a counterpart of ads.txt but for the SSPs. Actually, I don’t really want to trivialize this spec as a counterpart of ads.txt because the primary goal is slightly different. So both sellers.json and SupplyChain purely look at the money flow, right? So while ads.txt is more about account ownership in the SSP platform, when it comes to sellers.json and SupplyChain, we purely refer to the money flow. So these two tools are given to the buy side simply to understand where the money is going to.</p><p>
	Now let’s look at the matter. Sellers.json has a couple of fields, the most important ones being on top. So we have the seller type, so seller type here can be three kinds: you can have publisher type, which is direct, and in this case InMobi has an SSP paying direct to the publisher. Then you can have the intermediary type of partnership, in which we are paying someone else on behalf of the publisher, which means that it’s not a direct payment to the publisher. And then you can have a use case in which both publisher and intermediary use cases are possible.</p><p>
	Now the second field is seller ID. Seller ID is the same ID that ideally the SSP should be providing to the publisher in terms of ads.txt, so a DSP should try to look for the same ID when it comes to sellers.json and ads.txt, so pub ID specifically. And this, by the way, is also the same ID that is present in the pub object of the OpenRTB request to the DSPs.Now the other important field is name and domain, where name is simply the name of the seller and domain is, you know, it’s domain.</p><p>
	We also have two additional fields, which are Is_Confidential. For some minor use cases nowadays - it used to be more common in the past, but now it’s slightly less common - so in some cases publishers don’t want to disclose the partnership with the SSP; so in this case the SSP is given flexibility. We’ve decided, as an IAB community, to give flexibility to the publisher - to the SSP actually - not to declare what the publisher behind this seller ID and seller type is. Now, and this is more like Sergio giving an active tip to DSPs, if you are working with an SSP that have couple of occurrences which Is_Confiendetial is one, in which they don’t want to disclose the actual entity, that’s understandable. But, if all of their publisher portfolio is tagged as Is_Confidential, well I would doubt, I would question the health of that business.</p><p>
	Now the last field is Is_Passthrough. This mostly applies to use cases in which the seller is acting as a facilitator, so for instance Google or Amazon TAM.</p><p>
	Now let’s look at the second important innovation, which is the SupplyChain Object. SupplyChain Object is meant to be a part of the OpenRTB request. So just to summarize again, app-ads.txt, if you remember from the previous video, is supposed to be in the publisher root domain, while sellers.json is supposed to be in the SSP’s root domain, so these are two external files that are hosted by these two stakeholders. Now SupplyChain Object is an object that is a part of the OpenRTB request. So the great thing of this object is that it gives final view, again from a buying standpoint, of where your money is going and all the hops that were behind that specific ad opportunity.</p><p>
	So if you look at the scheme of the SupplyChain Object, you will have a couple of important fields. The first one is the ASI, which is practically the domain of the SSP or the seller. Then you have the SID, which is the ID that SSP is giving to that specific seller, and again this has to match with the publisher ID and the seller ID of sellers.json. And then you have the request ID, which is by the way generated by the seller, and then you have two additional fields, which are kind of redundant when you support sellers.json as well.</p><p>
	Reason being that SupplyChain Object and sellers.json should go hand in hand. Meaning that whenever you have this SID in the SupplyChain Object, the DSP can simply look up the SID to the sellers.json file, and this allows also to a lighter payload, meaning the request itself will be lighter because now all the players in the chain don’t have to add name and domain into their node.</p><p>
	So this is the whole object. Now, this specific section can be seen as a node of the object. So, each stakeholder that is taking a cut in the journey of this ad opportunity is supposed to inherit this SupplyChain Object from upstream and to append its own node.</p><p>
	So I think the primary value of this object comes when the SSP doesn’t have a direct integration with the publisher, because in case there is a direct integration while the SSP can just create the SupplyChain Object on its own and the DSP is not given any additional visibility.</p><p>
	But now suppose you have a use case in which InMobi is, for instance, getting the supply from another aggregator, which we can define aggregator 123. So if I’m passing, as InMobi, the ad request, the publisher ID as aggregator 123, basically the DSP doesn’t get to know whether that aggregator is getting the request directly from the publisher or from another aggregator. So as you can understand, this becomes fairly difficult from a demand side to understand where their money is going to.</p><p>
	So that’s a great spec. Again, most of the value comes when it comes to resold supply. I will also say that these two specs together, along with app-ads.txt, puts the whole programmatic advertising in a much better shape.</p><p>
	So of course our message to SSPs is to adopt this as soon as possible. And this is our message to our peers, because again from a demand side I would highly recommend pushing your SSPs towards the adoption of these two specs.</p><p>
	Now when it comes to InMobi, we did roll support to sellers.json as of October 9. This file is fully accessible in our root domain, so inmobi.com/sellers.json. Please go and visit. And then SupplyChain Object is definitely in our roadmap. We are on track to release it by the end of November/the end of the quarter.</p><p>
	That’s it for today. Thanks everybody.</p>]]></description>
      <dc:subject><![CDATA[Trust and Brand Safety, English (EN): inmobi.com,]]></dc:subject>
      
      <dc:creator><![CDATA[ Team InMobi  ]]></dc:creator>
      
      <dc:date>2019-04-16T14:44:00+00:00</dc:date>
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    <item>
      <title><![CDATA[Apply this Ridiculously Effective Creative Optimization Technique to Maximize ROI]]></title>
      <link>https://www.inmobi.com/blog/2019/04/16/ridiculously-effective-creative-optimization-technique-to-maximize-ROI/</link>
      <guid>https://www.inmobi.com/blog/2019/04/16/ridiculously-effective-creative-optimization-technique-to-maximize-ROI/</guid>
      <description><![CDATA[<p><strong>Test. Optimize. Deploy. Repeat.</strong></p>

<p>This is the virtuous mantra that digital and growth marketers stand by. But how does one implement it? What are the steps? What tools are available to conduct these experiments? How do we measure the uplift in performance?</p>

<p>Before we get started, let&rsquo;s delve into why A/B testing is necessary and how it helps in maximizing campaign performance.</p>

<h2>Creative Optimization Framework</h2>

<p>In every collection of creatives there will be a few that perform well and others that do not. Ensuring that users are shown the better performing <a href="/blog/how-to-make-the-most-effective-mobile-ads-for-in-app-campaigns">creatives</a> will better attract the intended audience for your app (and increase conversions).</p>

<p>For this to happen, new creatives need to be added regularly while creatives that perform below par need to be removed.</p>

<p>Note: A creative variation (variant) contains variations to one or more of the following elements:</p>

<ul>
	<li>Headline</li>
	<li>Subheadline</li>
	<li>Paragraph text</li>
	<li>Call to Action text</li>
	<li>Call to Action button (size and color)</li>
	<li>Images</li>
	<li>Logos</li>
	<li>Inclusion or exclusion of App Store / Google Play store badges)</li>
	<li>Background</li>
</ul>

<p>CTA link (landing page / deep link) is, strictly speaking, not part of the creative elements that goes into a variant, and hence not considered part of the creative optimization process.</p>

<h2>Defining the Optimization Goal</h2>

<p>It&rsquo;s important to determine the parameters the creatives will be optimized or ranked on.</p>

<p>Rather than go with Click-Through Rate (CTR), or Installs per 1,000 impressions (IPM), or even Click to Install (CTI), we recommend optimizing on Actions per 1,000 impressions (APM).</p>

<p>For example, Lifetime Value per 1,000 impressions (LTVM) is an APM metric. This effectively means that under performing creatives are removed based on LTVM metric performance.</p>

<p>This is because APM goals are closer to and reflect your true business objectives. For example, if you take a CTR uplift goal, it is possible the optimization efforts takes us towards more clickbait variants that are not high &ldquo;value.&rdquo;</p>

<p>This post will describe a means to optimize creatives on the basis of APM uplift.</p>

<h2>Brute Force Approach to Creative Optimization</h2>

<p>The brute force approach (Buffalo theory) is extremely effective for CTR-based creative optimization. However, it is infeasible when it comes to optimization on an APM metric.</p>

<p>This is because the time period involved for, say, LTVM optimization is usually up to 14 days,* which makes the optimization process extremely expensive and time consuming.</p>

<p><em>* Considering users download an app up to seven days after an ad impression - the standard attribution window - and allowing another seven days for users to perform the intended post-install actions (or LTV events) to get recorded.</em></p>

<p>However, if you are indeed optimizing for CTR (for example, drive traffic campaigns) and the number of creatives to be tested is manageable, then this approach is incredibly effective.</p>

<p>It involves launching a campaign with all creatives simultaneously. Once all creatives get a certain minimum and largely equal exposure, the CTR is calculated for each creative.</p>

<p>Post that, underperforming creatives are identified and paused. For example, one could pause all creatives whose CTR is below a certain absolute threshold or a certain ratio below the best performing creative&rsquo;s CTR (say, 80 percent).</p>

<p>The aim is to retain a certain minimum number of creatives to ensure creative diversity, and then create more variants of the best performing creative and add it to the campaign to further optimize on elements within the creative theme.</p>

<p>Having said that, if you are using dynamic creative optimization (DCO) tools, which effectively means having a large number of creatives to test, this approach is sub-optimal.</p>

<p><em>Note: A key assumption here in the setup described is that all creatives are intended to target the same audience and the delivery optimization event selected is the same.</em></p>

<h2>Introducing the Buffalo &lsquo;Blitz&rsquo; Optimization Technique</h2>

<p><img src="https://go.inmobi.net/hubfs/Screen%20Shot%202019-03-17%20at%204.44.38%20PM.png" /></p>

<p>The above mentioned brute force technique can be adapted and tweaked to make it work for APM uplift goals.</p>

<p>The constraints on time, resource and budget can be overcome with a &lsquo;divide and conquer&rsquo; approach that we refer to as the <strong>Buffalo Blitz</strong>.</p>

<p><strong>Setup and Process</strong></p>

<p>Requirement: At least four creatives are available.</p>

<ol>
	<li>Select at random any four creatives.</li>
	<li>Launch a campaign with the selected creatives. Ensure each creative gets a certain minimum (and largely equal) exposure within a defined period to reach statistical significance. <em>Note: Exposure can be defined in terms of impressions, clicks, installs, actions or a combination of these. For example, consider a rule such as this: 10,000 impressions or 500 clicks or 25 installs or five actions - whichever is earliest.</em></li>
	<li>Calculate the LTVM metric for each creative (take a rolling window of 14 days).</li>
	<li>Pause all other creatives except the best performing one (based on the LTVM metric). Essentially, retain the top performing creative and pause the rest.</li>
	<li>Add three new creatives selected at random to the campaign.</li>
	<li>Repeat step three.</li>
</ol>

<p>The process never ends - keep testing. As each new variant goes live, test elements of your creative which contribute to maximum impact.</p>

<p>Repeatedly doing this process helps make sure that only the most engaging creative variant(s) are being served.</p>

<h3>Advantages of Buffalo Blitz</h3>

<p>This tiered approach helps to quickly determine a &ldquo;winner&rdquo; and iterate efficiently.</p>

<p>At the same time, it also mitigates any negative impact to upstream metrics such as sudden drops in conversion rate. It does this by efficiently allocating budgets for maximum APM uplift with minimal campaign changes (effort). This results in increased ROI.</p>

<h3>Further Optimizations on Buffalo Blitz</h3>

<p>The &lsquo;divide-and-conquer&rsquo; approach can be further efficiently implemented by a small tweak to the creative selection process.</p>

<p style="text-align:center"><img src="https://go.inmobi.net/hubfs/unnamed-6.png" /></p>

<p>First, group the creatives into <strong>themes</strong>: a distinct group of creatives based on a concept that is markedly different in messaging and visual from other themes. Each theme will only contain a set of creative variations under them.</p>

<p>Then, instead of selecting any four creatives, select at random four creatives in total across themes, ensuring at least one creative from each theme is included.</p>

<p>The reasoning behind this is based on the intuition that variance in the APM metric will be higher across themes than across creatives within a theme.</p>

<p>Also, when randomly selecting the next three creatives, preference is given to creatives from new themes. If none exist, then add the variants of the best performing theme.</p>

<p>It&rsquo;s possible for variants of other themes to go untested which could have resulted in better performance. But this can easily be solved for by including those creatives where the variance between themes are comparable.</p>

<h2>Things to be Wary Of</h2>

<p>Certain types of creative themes such as those with offers, discounts or rewards tend to do better than creatives which do not carry any incentives.</p>

<p>Also, do not reject any creative ideas before testing. While the motivation is certainly to reduce costs, uncertainty and complexity, one needs to guard against such biases.</p>

<p>Harness the power of best-in-breed creatives with InMobi&rsquo;s powerful suite of creative tools for producing and flighting rich media and HTML5 creatives to maximize ROI and lower operations costs; also, leverage deep-learning technology that predicts display ad performance before it runs.</p>

<p style="text-align:center"><a class="btn btn-s" href="https://www.inmobi.com/ad-experience" style="font-size:24px; border-radius: 25px; font-weight: normal;" target="_blank">LEARN MORE</a></p>

<p><strong>About the Author</strong></p>

<p>Praveen Rajaretnam has over a decade of experience in mobile marketing and growth marketing. He started his career as an engineer at a cybersecurity firm, working on automation and performance testing. Praveen also started a social commerce firm, running marketing and growth strategies there. He spends considerable time researching anti-fraud methodologies, attribution mechanisms and real-time bidding technologies.</p>]]></description>
      <dc:subject><![CDATA[Advertising, English (EN): inmobi.com,]]></dc:subject>
      
      <dc:creator><![CDATA[ Praveen Rajaretnam,  Senior Product Marketing Manager  ]]></dc:creator>
      
      <dc:date>2019-04-16T12:51:00+00:00</dc:date>
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    <item>
      <title><![CDATA[How to Choose the Best App Monetization Platform for In-App Advertising]]></title>
      <link>https://www.inmobi.com/blog/2019/04/09/how-to-choose-the-best-app-monetization-platform-for-in-app-advertising/</link>
      <guid>https://www.inmobi.com/blog/2019/04/09/how-to-choose-the-best-app-monetization-platform-for-in-app-advertising/</guid>
      <description><![CDATA[<p>In order to maximize in-app ad revenues, it pays to have the best app monetization platform in place.</p>

<p>But with lots of options out there, how do you choose the best one for your app? How do you make sure a chosen platform will bring in the best advertisers and most optimal revenue?</p>

<p>Before choosing an advertising solution, be sure to ask these 15 crucial questions.</p>

<h2 class="tile-heading">1) Who Do Their Monetization Solutions Prioritize?</h2>

<p>There are a lot of <a href="/blog/the-crazy-advertising-technology-landscape">different players within the mobile app advertising ecosystem</a>, from agency trading desks and demand-side platforms to third-party verification providers, supply-side platforms and everyone else in between. When it comes to priorities and core areas of focus, each one will have slightly different wants and needs.</p>

<p>Ideally, an app monetization platform is primarily focused on your revenue and retention goals, but isn&rsquo;t adversarial with the myriad other supply chain players.</p>

<h2 class="tile-heading">2) Do They Specialize in Mobile Devices and Apps, or Are They Device Agnostic?</h2>

<p>Some monetization platforms aim to be a catch-all solution, encompassing websites, apps and even digital billboards and connected television sets. But as the old saying goes, &ldquo;a jack of all trades is a master of none.&rdquo;</p>

<p>In the digital advertising space, there are significant differences between websites and apps - and even <a href="/blog/top-8-mobile-app-advertising-benefits" target="_blank">between mobile web and mobile apps</a>. Often, it can be beneficial to choose a partner with deep expertise in your chosen realm.</p>

<h2 class="tile-heading">3) Do They Work with All Kinds of Mobile Apps, or Just Specific Categories Like Mobile Games?</h2>

<p>Again, it&rsquo;s beneficial to work with a monetization platform with expertise and experience that&rsquo;s directly related to your app and what you&rsquo;re trying to accomplish. Different types of apps are used very differently, and your selected monetization partner should know how to optimize advertising for your particular wants and needs.</p>

<p>For example, consider the differences between mobile games and utility apps (like apps for checking the weather or traffic). Someone will likely play a mobile game for at least a few minutes, whether on the couch or during their train or bus ride. In contrast, someone uses a utility app just to accomplish a particular task, and likely is only in the app for a few seconds.</p>

<p>Your chosen monetization platform should be able to help your app run and profit from only the best ads for you and users&rsquo; app experience.</p>

<h2 class="tile-heading">4) What Mobile Advertisers Do They Work With?</h2>

<p>Before you work with a monetization platform, make sure you know which advertisers they work with and what types of ads will likely be showing up in your app. Will you be getting only ads from major brands, or from new and emerging companies? A good monetization solution should be able to provide you with this level of oversight, control and transparency.</p>

<p>It can also help to determine what these advertisers think about your app and its users. Are advertisers willing to spend more than normal to reach your audience, or do they <a href="/blog/digital-ad-industry-makes-gains-resolving-brand-safety-concerns" target="_blank">worry about their ads appearing next to</a> questionable or objectionable content on your app?</p>

<h2 class="tile-heading">5) What Ad Exchanges and Networks Do They Work With?</h2>

<p>To truly access advertising demand at scale, you&rsquo;ll likely need an ad exchange or ad network within your advertising supply chain. But not all exchanges and networks are alike. Some are very open and work on scale, while others are more selective about who they work with and how they buy placements. Make sure you know precisely which networks and exchanges your monetization platform is connected with before you begin working with them.</p>

<p>And, to be sure the platform is true to their word and not allowing any unauthorized reselling to occur at any point in the supply chain, be sure to <a href="/blog/iab-extends-ads.txt-to-apps" target="_blank">implement an app-ads.txt file</a>. By serving as a pre-ordained list, app-ads.txt specifies precisely who is allowed to buy and place ads on your app, helping to keep nefarious activity at bay.</p>

<h2 class="tile-heading">6) What Ad Formats Do They Support?</h2>

<p>While certain formats like banner ads and display ads are both among the easiest to insert into an in-app experience and among the most popular among advertisers, they also have some of the lowest per-impression costs. This means less potential revenue per ad placed.</p>

<p>In contrast, more immersive and interactive ad formats like native ads, rewarded video ads and 360-degree video ads with end cards provide a much better user experience alongside higher ad rates. But, not every app monetization platform works well with these more immersive ad formats.</p>

<p>Be sure to choose a partner that can support all of the ad formats you&rsquo;re using now and the ones you may be interested in leveraging in the future. It can help to work with a platform that is constantly innovating, helping to push forward new, interesting and immersive formats as they become available.</p>

<h2 class="tile-heading">7) How Do You Integrate With their Ad Servers?</h2>

<p>Do they offer server-to-server connections for more effective testing and tracking? Does the ad server sit on their side, or do they only offer client-side hosting? Or do they provide hybrid options? Each one has its pluses and minuses, so be sure their integration options suit your needs.</p>

<p>And, be sure you know how the integration is occurring. API integrations are lighter and easier to integrate, but SDK integrations can be easier and more robust.</p>

<h2 class="tile-heading">8) Do They Offer a Mediation Platform or Solution?</h2>

<p>Depending on the scale you&rsquo;re looking at and the amount of revenue you&rsquo;d like to bring in, you may need to work with dozens of different ad sources - and associated SDKs. Many apps will have <a href="/blog/the-basics-of-mobile-ad-mediation-video" target="_blank">between 15 and 18 ad network/exchange SDKs in place</a>.</p>

<p>If you&rsquo;re looking at this kind of scale, then it can be helpful to have a mediation solution in place. A mediation platform consolidates all of these different SDKs and sources of demand into one single SDK. Not only will this make your app lighter and faster, but it will also save you time; instead of logging into dozens of different systems each day to track progress, you&rsquo;ll only need one dashboard to see all of your key advertising and ad revenue information.</p>

<h2 class="tile-heading">9) How Long Have They Been in Business? Are They Profitable?</h2>

<p>While the mobile advertising and app monetization space is overall quite nascent, it can still be helpful to see how long they&rsquo;ve been in business and if they are on stable financial ground. While a startup or new business can bring a lot to the table, the last you want is to be left high and dry should your core monetization platform go out of business.</p>

<h2 class="tile-heading">10) How Do They Determine What Ads to Serve?</h2>

<p>These are very critical questions that you need to have thorough and complete answers to before working with any monetization platform. Without this insight, you could find the app hosting poor quality ads or failing to provide full value to advertiser partners.</p>

<p>In the vast majority of instances, the ad network or exchange will determine who among the advertisers they work with is interested in running ads to particular types of users. But, in the choosing of the particular winner among many potential suitors, things can get a little tricky.</p>

<p>In situations in which multiple brands want to advertise to your app users, the logical choice would be to have all of them compete in a real-time auction and then the highest bidder wins. But, it&rsquo;s not always as simple as that.</p>

<p>Many solutions and platforms use what&rsquo;s <a href="/blog/how-unified-auctions-and-header-bidding-are-better-than-waterfalls" target="_blank">known as a waterfall</a>. Under such a system, different sources of advertising demand are placed in sequential order. The first source gets initial dibs on all potential advertising opportunities. Anything they can&rsquo;t or won&rsquo;t claim is presented to the next option in the predetermined chain. This daisy chain continues until the opportunity passes or until all options are claimed.</p>

<p>While waterfalls are still quite common, they are not optimal for app publishers and developers since they frequently lead to latency, suboptimal ad fill rates and lower per-impression prices for ads.</p>

<p>A mobile ad auction, however, ideally functions just like one on eBay or at Sotheby&rsquo;s. Everyone gets the same chance to compete all at the same time, and the highest bidder wins.</p>

<p style="text-align: center;"><img src="https://go.inmobi.net/hubfs/ad%20auction.png" /></p>

<h2 class="tile-heading">11) What Auction Mechanics Do They Use?</h2>

<p>While auctions are becoming more common in the world of in-app advertising, not all auctions operate under the same rules. The classic auction is what&rsquo;s known as a First Price Auction, but not all auctions work that way.</p>

<p>For a long time, <a href="/blog/what-is-a-second-price-auction-and-how-does-it-work-video" target="_blank">Second Price Auctions</a> were common in digital advertising. Under such a scenario, the highest bidder only pays one cent more than the second-highest bidder. So if one advertiser bids $10 and another bids $7, then the winning bidder would only end up paying $7.01 for the opportunity to advertise within your app.</p>

<p>This isn&rsquo;t the only option out there either. Some monetization platforms will use Bid Shading, which attempts to split the difference between the outcome of a First Price Auction and a Second Price Auction.</p>

<p>The type of auction mechanic used can dramatically affect the overall price an advertiser will pay to run ads on your app. Considering how this can dramatically impact revenue, it behooves you to know precisely the mechanics and systems in place in a potential monetization platform.</p>

<h2 class="tile-heading">12) Do They Use Historical or Real-Time Ad Pricing?</h2>

<p>Not all monetization platforms are able to use real-time, in-the-moment prices in their ad serving mechanisms, leaving them <a href="/blog/how-are-prices-set-in-an-auction-determining-cpms-in-an-in-app-ad-auction" target="_blank">reliant on historical prices</a>. Historic pricing is easier to figure out, but just because an advertiser was willing to pay one price for an advertising opportunity yesterday doesn&rsquo;t mean they&rsquo;re willing to pay the same price today.</p>

<h2 class="tile-heading">13) Do They Offer Any Cross Promotion Opportunities for User Acquisition? Can They Help Expand Your Audience Network?</h2>

<p>In the mobile app world, user acquisition is a never-ending uphill struggle. The best apps never sit on their laurels, and they are always striving to both grow their audience and better please their existing users.</p>

<p>Sometimes, the same platform that helps you monetize your app through advertising can also help you acquire more users through advertising. While such synergy is certainly not the main thing to look out for, it can prove enormously useful down the road nonetheless.</p>

<h2 class="tile-heading">14) Do They Offer Any Dedicated Customer Support?</h2>

<p>Chances are good that at some point during the lifespan of your app, an issue will arise or a significant conundrum will emerge. During this proverbial fork in the road, where will you turn for help?</p>

<p>Many monetization platforms are just that: a platform, and nothing else besides that. Unless you have significant in-house expertise and technical acumen on in-app advertising and app monetization, it&rsquo;s likely you&rsquo;ll benefit from dedicated support from a chosen solutions provider.</p>

<p>But how do you determine just how effective their customer support teams will be once the contract is signed? Including uptime and support into the details of the deal can be beneficial. Be sure also to check out peer reviews to see <a href="/blog/what-do-publishers-think-about-mediation" target="_blank">what other app publishers and developers have to say</a>.</p>

<h2 class="tile-heading">15) Do They Offer In-App Header Bidding?</h2>

<p>By allowing multiple sources of demand to immediately and quickly compete against each other for the privilege of running ads against your users, you can make more money and provide a more seamless user experience. According to our 2018 in-app header bidding survey, the technology is proven to both increase revenue and decrease ad load times.</p>

<p>When reviewing a monetization, be sure to do your due diligence as it relates to in-app header bidding. Do they have their own header bidding wrapper, or are they participating in the unified auctions facilitated by others? How many demand-side partners are part of the header bidding solution, and at what point in the waterfall are these auctions occurring? Make sure the header bidding solution can be seamlessly implemented within your app, that it&rsquo;s aggregating demand from major advertisers and that auctions occur as early on as possible.</p>

<h2 class="tile-heading">16) What Are Their Plans for the Future? How Are They Pushing the Industry Forward?</h2>

<p>The mobile advertising space moves quickly. Trends come and go, and new technologies emerge at breakneck speed and disrupt business as usual.</p>

<p>During the consideration phase of the platform search, try to glean as much information as possible about both how they see the industry evolving and what they in particular are doing to push the ecosystem in a direction they think is more beneficial and productive.</p>

<p>Are you in alignment with them on their proposed direction and push? Ideally, you&rsquo;re not working with a monetization platform for just a few months, so make sure you&rsquo;re on the same page as them for the future as well as the present.</p>

<p><strong>About The Author</strong></p>

<p>In addition to being a tech enthusiast and avid user of over 40 iPhone apps, Matt Kaplan is a savvy digital marketer and writer with over a decade of experience working to support the content goals of some of the world&rsquo;s biggest B2B and B2C brands. He is a passionate app user and evangelist, working to support diverse marketing campaigns across devices.</p>

<p><strong>Additional posts by Matt:</strong></p>

<ul style="list-style:disc;">
	<li><a href="/blog/2019-trends-header-bidding-mobile-apps-and-the-future-of-in-app-ad-monetiza" target="_blank">2019 Trends: Header Bidding, Mobile Apps and The Future of In-App Ad Monetization</a></li>
	<li><a href="/blog/6-things-you-need-to-know-about-in-app-header-bidding" target="_blank">6 Things You Need To Know About In-App Header Bidding</a></li>
	<li><a href="/blog/how-to-choose-the-best-mobile-app-monetization-strategy" target="_blank">How to Choose the Best Mobile App Monetization Strategy</a></li>
	<li><a href="/blog/how-to-enable-monetization-for-your-app" target="_blank">How to Enable Monetization for Your App</a></li>
	<li><a href="/blog/what-sothebys-and-ebay-can-teach-you-about-unified-auctions-and-mediation" target="_blank">What Sotheby&#39;s and eBay Can Teach You About Unified Auctions and Mediation</a></li>
</ul>]]></description>
      <dc:subject><![CDATA[In-App Monetization, English (EN): inmobi.com,]]></dc:subject>
      
      <dc:creator><![CDATA[ Matt Kaplan,  Content Strategist  ]]></dc:creator>
      
      <dc:date>2019-04-12T22:22:00+00:00</dc:date>
    </item>
  
    <item>
      <title><![CDATA[Are Your Mobile Marketing Metrics and Pricing Models Aligned with Business Goals?]]></title>
      <link>https://www.inmobi.com/blog/2019/04/11/are-your-mobile-marketing-metrics-and-pricing-models-aligned-with-business/</link>
      <guid>https://www.inmobi.com/blog/2019/04/11/are-your-mobile-marketing-metrics-and-pricing-models-aligned-with-business/</guid>
      <description><![CDATA[<p>
	For any marketing strategy featuring ads running in mobile apps, teams have a variety of mobile marketing metrics they can buy against. But which ones are capable of actually yielding a positive return on investment? Are marketing campaigns based on vanity metrics or metrics that matter for the company at large?</p><p>
	Over the past decade plus, the kinds of mobile app metrics that marketers buy against has evolved significantly. But, many of the current pricing models in place today could use an overhaul. Let’s dive into the current problems, and what a potential solution looks like.</p><h2 class="tile-heading">Highlighting the Current World of Mobile Advertising Pricing Models</h2><p>
	At first, all advertising on app screens was just based on<strong> media</strong>. Marketers paid just to show their ad to a set number of users. This is where the ubiquitous CPM (cost per Mille, or cost per 1,000 impressions) comes into play. Ad partners were there just to show ads. That’s it.</p><p>
	From there, pricing models evolved to put more onus on the <strong>user</strong>. Now, ad networks are beginning to take a little responsibility for what people are doing once they see an ad. CPC (cost per click) is perhaps the most popular user-based pricing model; another common example is CPVV (cost per video view).</p><p>
	One step further than both is a pricing model based on the <strong>outcome</strong>. Here, the ad network is actively invested in customer engagement and a final, desired action. In performance marketing, this concept is most commonly manifested in cost per install (CPI) campaigns. For app-centric businesses, CPI pricing has become the de facto model thus far.</p><h2 class="tile-heading">Why Current Pricing Models and Metrics are Not Always Ideal</h2><p>
	In some instances, the aforementioned metrics and models are great. For brand awareness campaigns, for example, CPM is still highly valuable and useful. But, in other instances, are other options like CPI actually indicative of an app’s success?</p><p>
	For example, let’s say a quick-service restaurant (QSR) wanted more delivery business, and decided that releasing its own app would be a useful way to drive more business. A CPI-based campaign would indeed be a great way to get app users, but how could they determine if those installs would later turn into active users? What is the retention rate on people who download the app thanks to paid advertising? After all, just because someone installs an app doesn’t mean they actually use it regularly.</p><p>
	This is why many mobile marketers are now turning to cost per action (CPA) or CPX bidding. What does the X stand for? It can stand for any metric that actually impacts the business. Here are a few examples:</p><ul style="list-style:disc;">
	
<li>For a micro-mobility services company (think rentable e-scooters or app-based bike share providers), someone installing their app may not be all that valuable. That could just indicate that they’re a tourist in town on vacation looking for a fun way to get around. This audience is unlikely to be a loyal, repeat user. Instead, a company in this space may be more interested in basing their campaigns around cost per repeat ride (CPRR), cost per second ride (CPSR) or cost per weekday ride (CPWR).</li>	
<li>E-commerce firms and gaming apps alike may not see much value in someone just using their app once or twice, as that doesn’t necessarily indicate stickiness. Instead, they may see more value in driving multiple uses (opting for CPFT or cost per fifth transaction), in getting someone to sign up for a loyalty rewards program (CPR or cost per registration) or in having someone add money to a digital wallet or account (CPR, or cost per refill).</li>	
<li>How would a consumer bank or fintech brand know that someone is a committed user of their mobile app? Instead of just driving installs, they may be more interested in basing their mobile marketing campaigns around CPFD (cost per first deposit) or CPLD (Cost per Loan Disbursed).</li>	
<li>Social media companies benefit from CPX bidding as well. For these types of firms, cost per hour of usage (CPHU), for instance, would be a better indicator of stickiness than just an install would be.</li></ul><p>
	Ultimately, the business is likely very interested in knowing its cost per loyal user (CPLU). Regardless of the specific metric used, CPX-based campaigns are beneficial because they tie back to material business benefits.</p><p>
	However, it’s important to note that some advertisers use a buying mode that is different from the bidding mode.  For example, an e-commerce firm doing a three-day burst campaign to promote a big sale may prefer maximum reach for this particular effort, but pay only for conversions. So, they might bid on CPI or CPFT, but buy (or pay) on CPM.</p><p>
	Here’s an example that really highlights the benefits of CPX bidding compared to other models. Let’s say a rideshare app wanted to drum up more business in California. CPM bidding would ensure that everyone in the state saw their ads, no matter where specifically they lived. A campaign based on cost per first ride (CPFR), however, would help them better understand and target their audience within California; likely, it would show that people in or near major urban centers to be more frequent users of the rideshare service - and thus more valuable - than those in rural areas.</p><p>
	Unlike other pricing models, there is no one-size-fits-all approach to CPX bidding. What works well for one organization may be totally wrong for another. But, regardless of the specific metrics a company chooses to target, ultimately CPX bidding is often ideal because it is directly tied to concrete business results.</p><p>
	Is CPX bidding right for your organization? Why or why not? Let us know on social media! We’d love to hear from you on <a href="https://twitter.com/inmobi" target="_blank">Twitter</a> on <a href="https://www.linkedin.com/company/inmobi/" target="_blank">LinkedIn</a>.</p>]]></description>
      <dc:subject><![CDATA[Advertising, English (EN): inmobi.com,]]></dc:subject>
      
      <dc:creator><![CDATA[ Team InMobi  ]]></dc:creator>
      
      <dc:date>2019-04-11T11:38:00+00:00</dc:date>
    </item>
  
    <item>
      <title><![CDATA[6 Common Types of Mobile Ad Fraud You Need to Know About]]></title>
      <link>https://www.inmobi.com/blog/2019/04/08/6-common-types-of-mobile-ad-fraud-you-need-to-know-about/</link>
      <guid>https://www.inmobi.com/blog/2019/04/08/6-common-types-of-mobile-ad-fraud-you-need-to-know-about/</guid>
      <description><![CDATA[<p>Unfortunately, mobile ad fraud is a rising concern. As ad spending within mobile apps grows, so too does digital ad fraud.</p>

<p>According to Adjust, <a href="https://a.storyblok.com/f/47007/da0d5581e4/11653-release-downloadable-files-0-asset-file.pdf" target="_blank">mobile advertising fraud close to doubled</a> between 2017 and 2018. For some businesses, fraud gobbled up around 80 percent of marketing budgets. It&rsquo;s not surprising to see fraud appear as among <a href="https://www.emarketer.com/content/digital-ad-fraud-2019" target="_blank">the top marketer concerns</a> in multiple surveys over the past six to 12 months.</p>

<p>But, not every form of fraud is the same. As Sun Tzu famously said, &ldquo;Know thy enemy.&rdquo; To be successful in fraud detection and prevention, it helps to know what&rsquo;s out there.</p>

<p>Here are six of the most common types of mobile ad fraud today:</p>

<h2 class="tile-heading">1) IVT</h2>

<p>Short for invalid traffic, IVT is any traffic not coming from real users. Bots, spiders and crawlers are all IVT, but not necessarily malicious. Of course, in the realm of mobile advertising, IVT designed to look like human activity is a major problem.</p>

<p>Within the general umbrella of IVT are two general categories: GIVT (general IVT) and SIVT (sophisticated IVT). GIVT is highly transparent about its non-human origin; Google&rsquo;s spiders that crawl the web to determine organic search rankings is a good example. SIVT is designed to appear human-like, often for nefarious purposes.</p>

<h2 class="tile-heading">2) Click Injection</h2>

<p>Also sometimes called click sniping, click injection is particularly prevalent in campaigns measured through last-click attribution. In fact, the mobile measurement experts at Adjust found it to be the second most common type of app install fraud. For brands running app install campaigns for user acquisition, fraudulent app installs coming from click injection is a major problem.</p>

<p>So how does it work? Essentially, when a user takes a final action that an advertiser is ultimately paying for, a fraudster swoops in to inject themselves between point A (the final clicked ad) and point B (the final desired action, like an app download). Since advertisers only pay the ad networks or exchanges responsible for a final action, fraudsters use click injection to take credit (and the rewards) of the final click they did nothing to actually drive legitimately.</p>

<h2 class="tile-heading">3) Click Spamming</h2>

<p>With <a href="https://www.appsflyer.com/mobile-fraud-glossary/click-flooding/" target="_blank">click spamming</a>, fraudsters send a whole bunch of fake reports in the hopes that one of them is accepted as legitimate. Like a denial-of-service attack, the goal with click spamming is to simply overwhelm the anti-fraud systems in place. It&rsquo;s also sometimes known as click flooding, and it accounted for 16 percent of all app install fraud observed by Adjust between 2017 and 2018.</p>

<h2 class="tile-heading">4) Ad Stacking</h2>

<p>In this type of fraud scheme, multiple ads are displayed all at once, one on top of the other. This allows an unscrupulous publisher or other involved partner to say that they technically served an ad and should receive payment for serving said ad, even though the ad was never technically visible. This is why this is also sometimes known as ad hiding. This kind of fraud can be especially problematic for brand awareness campaigns.</p>

<p>There are other fraud schemes that operate under a similar principle too. For instance, a fraudster could attempt to take credit for an ad appearing in full even if only part of it was visible. This can occur with video advertising as well, with a fraudster saying that a video ad was watched in full when it wasn&rsquo;t in reality.</p>

<h2 class="tile-heading">5) App Spoofing</h2>

<p>With app spoofing (otherwise known as domain spoofing in the browser world), a fraudster sends in ad requests claiming to be a legitimate publisher, enabling them to illegitimately get demand from advertisers. For example, Bob&rsquo;s Spam Factory would falsely claim to be a reputable publisher like The Guardian in order to get ad dollars from all of the brands looking to advertise with the newspaper.</p>

<p>The Ads.txt initiative from the IAB Tech Lab was designed largely to combat this problem. In March 2019, they released app-ads.txt for mobile apps, which is a file hosted on the developer websites connected to the app profiles within the major app stores. To learn more about app-ads.txt, <a href="/blog/in-app-ads.txt-what-you-need-to-know-video" target="_blank">check out this blog post</a>.</p>

<h2 class="tile-heading">6) Background Ad Activity</h2>

<p>This describes scenarios in which ads are served completely out of view of legitimate end users. For example, instead of showing a video ad to a real person, the ad is played purely in the background and not seen by anyone. This way, the fraudster can still charge per view, even though no one actually saw the ad.</p>

<p>This is also sometimes known as in-banner video ads, as often fraudsters will display a banner ad to an app user while having a video ad play in the background. This is still unfortunately common, as <a href="https://www.buzzfeednews.com/article/craigsilverman/in-banner-video-ad-fraud" target="_blank">a March 2019 BuzzFeed report</a> highlighted.</p>

<p>But, luckily, many major players are taking significant steps to curtail this kind of fraud. In particular, <a href="/blog/guaranteeing-viewability-and-reducing-fraud-with-inmobi-and-doubleverify" target="_blank">InMobi has been working with DoubleVerify</a> to more effectively police the mobile ecosystem both before and after ads are shown.</p>

<p style="text-align: center;"><a class="btn btn-s" href="/blog/in-app-ads.txt-what-you-need-to-know-video" style="font-size:24px; border-radius: 25px; font-weight: normal;" target="_blank">LEARN MORE</a></p>

<h3 class="tile-heading">Is All Mobile Ad Fraud Preventable Fraud?</h3>

<p>While fraud may be almost as old as time immemorial, it&rsquo;s become an especially pressing and acute issue within mobile in-app advertising. But, by understanding the common types of mobile ad fraud, everyone in the programmatic ecosystem can better fight against and help prevent these instances of fraud.</p>]]></description>
      <dc:subject><![CDATA[Trust and Brand Safety, English (EN): inmobi.com,]]></dc:subject>
      
      <dc:creator><![CDATA[ Team InMobi  ]]></dc:creator>
      
      <dc:date>2019-04-08T14:11:00+00:00</dc:date>
    </item>
  
    <item>
      <title><![CDATA[Programmatic Advertising Explained]]></title>
      <link>https://www.inmobi.com/blog/2019/04/04/programmatic-advertising-explained/</link>
      <guid>https://www.inmobi.com/blog/2019/04/04/programmatic-advertising-explained/</guid>
      <description><![CDATA[<h1 class="tile-heading">In-App Programmatic Advertising Explained from A-Z</h1>

<p>Need programmatic advertising explained to you in layman&rsquo;s terms? No worries, because we have you covered here!</p>

<p><em>Interested in learning more about the current state of mobile programmatic? Be sure to <a href="https://www.inmobi.com/insights/download/whitepapers/mobile-programmatic-advertising-trends-2018/" target="_blank">download our latest report</a> for insights straight from our leading global mobile in-app ad exchange!</em></p>

<p style="text-align: center;"><a class="btn btn-s" href="https://www.inmobi.com/insights/download/whitepapers/mobile-programmatic-advertising-trends-2018/" style="font-size:24px; border-radius: 25px; font-weight: normal;" target="_blank">GET REPORT</a></p>

<h2 class="tile-heading">Programmatic Ads: A Definition</h2>

<p>Anytime you sell or buy digital ads using machines or through any kind of automation, that&rsquo;s considered programmatic advertising. Programmatic enables buyers and sellers to collect and make deals without having to manually process insertion orders or develop one-on-one deals.</p>

<h2 class="tile-heading">Different Types of Programmatic Media Buying</h2>

<p>When it comes to buying and selling programmatically, there are a few ways deals can be structured and managed.</p>

<p>With open exchanges or open marketplaces, available ad inventory (i.e. potential ad placements on apps or websites) is made available to anyone, and the highest bidder in an ad auction gets to place their ad in that spot for a given amount of time. This is the advertising world&rsquo;s equivalent to buying on a stock exchange like NASDAQ. While it&rsquo;s relatively easy for advertisers to set up and optimize campaigns at scale with open exchanges, they historically have had issues with low impression costs, fraud and less-than-stellar ad quality.</p>

<p>In a private auction, which is also sometimes known as a private marketplace or a closed auction, a publisher allows a select group of advertisers to bid against one another for available ad inventory. It&rsquo;s like an open exchange, but on a much smaller scale. Often, a publisher&rsquo;s premium inventory is made available in this manner, which can help drive up ad prices; however, as a result, it can also lead to low fill rates.</p>

<ul style="list-style:disc;">
	<li>Preferred deals are a type of private auction in which a price floor (minimum accepted bid price) is established and where advertisers get first right of refusal for offered ad inventory. Both sides have a lot of control and oversight here, but again low fill rates are an issue. It&rsquo;s also difficult to scale such arrangements.</li>
	<li>Standard deals are just like preferred deals, except they compete with open exchange auctions for rates. These are more transparent than open marketplace deals and have better targeting, but there&rsquo;s no guarantee that a standard deal bidder will win out over an open exchange bidder.</li>
	<li>Programmatic direct or programmatic guaranteed is a type of programmatic buying in which brands (or their advertising partners) programmatically purchase specific placements or work with specific publishers in a direct yet automated fashion. Typically, direct or guaranteed buys happen at a fixed price, as opposed to through an auction. These one-to-one deals are just like the guaranteed buying and selling of yore through manual insertion orders, just slightly more automated.</li>
</ul>

<p>RTB, or real-time bidding, refers to the automated buying and selling of advertisements and placements as soon as a website or app is loading or as ad placement opportunities arise. RTB is a subset of programmatic that occurs in real time.</p>

<h2 class="tile-heading">Top Benefits of Programmatic Technology</h2>

<p>So why bother to buy programmatically? There are a few key reasons why advertisers and publishers would want to go down this route:</p>

<ul style="list-style:disc;">
	<li>By eliminating time delays associated with insert order processing and supporting real-time bidding, both advertisers and publishers gain instantaneous insights and data without any lag. Almost immediately, all sides can determine what is and is not working &mdash; no need to wait weeks, days or even hours to find out how everything is functioning in the campaign.</li>
	<li>It helps all sides to have greater transparency into digital advertising mechanics and performance. Thanks to a wide variety of both first- and third-party data available, all sides have greater insights on how ads are performing, who is viewing and interacting with ads, where these end users are located, whether ad impressions recorded are legitimate or not, etc. The number of data points available through programmatic is unmatched.</li>
	<li>By automating the advertising insertion and tracking process, programmatic greatly increases the efficiency of marketing campaigns, especially for those looking to work at scale. Without programmatic, if a publisher wanted to run ads from a wide variety of demand sources, they would have to develop, run, manage and track campaigns manually with each and every advertiser for all of their campaigns. This kind of effort simply does not scale well. The same logic applies to brands trying to advertise to all of their target audiences across lots of properties.</li>
	<li>Real-time data and insights help all sides to more effectively target ads within a programmatic campaign. Unlike with more manual efforts, it&rsquo;s relatively easy to make changes as soon as the need arises within a programmatic campaign. When information is only coming through after a campaign is finished, these kinds of tweaks to improve targeting are next to impossible.</li>
</ul>

<p>Of course, like everything else, programmatic is not without its downsides. Be sure to check out our blog <a href="/blog/how-to-solve-common-problems-with-programmatic-advertising" target="_blank">How to Solve Common Problems with Programmatic Advertising</a> to learn more about both what these common issues are and how they can be resolved.</p>

<p style="text-align: center;"><a class="btn btn-s" href="/blog/how-to-solve-common-problems-with-programmatic-advertising" style="font-size:24px; border-radius: 25px; font-weight: normal;" target="_blank">READ BLOG</a></p>

<h2 class="tile-heading">Bid Flows with Programmatic Buying and Selling</h2>

<p>In a programmatic setting, how does the buying and selling work? How precisely do ads end up going live?</p>

<p>First, a brand or their agency decides to spend some amount of money on programmatic media buying. To get started, they&rsquo;ll often leverage an agency trading desk (ATD) to help with optimization, tracking, spend management, etc.</p>

<p>A demand-side platform (DSP) then aggregates programmatic advertiser interest from a wide variety of advertisers, agencies and ATDs. Many DSPs offer a self-service tool and interface, which enables advertisers to determine how and where ads should show up and to ensure that placement actually happens. It&rsquo;s at the DSP level where brands and their partners decide where to display video ads or other creative types.</p>

<p>Sitting in the middle of everything is an ad exchange or an ad network. It&rsquo;s here that bids from DSPs and their advertising partners are synced up with publishers and the inventory they&rsquo;ve made available. An exchange or network will make the final call regarding who won the ad auction or otherwise has the opportunity to bid on an available ad placement opportunity. They&rsquo;ll also use ad tags to retrieve the creatives and ensure they are associated with the proper placements.</p>

<p>So what&rsquo;s the difference between an ad exchange and an ad network? Exchanges are totally open and even, while networks tend to provide more control and say to publishers regarding placement preferences. Sometimes, exchanges will link up with ad networks, with exchange syncing together demand and networks doing the same for inventory supply.</p>

<p>There are a few different ways in which ad exchanges will determine precisely how much auction winners actually have to pay. While second price auctions were once dominant, they&rsquo;ve fallen out of favor in some circles in favor of first price auctions or bid shading. To learn more about these pricing mechanics, be sure to check out our videos on the topic:</p>

<p><a href="/blog/what-is-a-second-price-auction-and-how-does-it-work-video" target="_blank"><strong>What is a Second Price Auction and How Does It Work?</strong></a></p>

<p><iframe allow="accelerometer; autoplay; encrypted-media; gyroscope; picture-in-picture" allowfullscreen="" frameborder="0" height="630" src="https://www.youtube.com/embed/XcfrBRNCwQk" width="1120"></iframe></p>

<p><a href="/blog/common-problems-with-second-price-auctions-video"><strong>Common Problems with Second Price Auctions</strong></a></p>

<p><iframe allow="accelerometer; autoplay; encrypted-media; gyroscope; picture-in-picture" allowfullscreen="" frameborder="0" height="630" src="https://www.youtube.com/embed/4b_da7MesD0" width="1120"></iframe></p>

<p>There are other players in the demand side of the equation here too. Brands and their advertiser partners may leverage the services and support of third parties dedicated to viewability, fraud prevention, audience verification, etc. The purpose of utilizing these kinds of services is to make sure that programmatic ad spending is being measured effectively and that the right people are seeing the ads.</p>

<p>Besides an ad network, another notable player on the publisher side of the equation is a supply-side platform (SSP). Similar to a DSP, SSPs aggregate available inventory across a wide variety of publishers and make then available in exchanges and networks.</p>

<p><em>Need help keeping track of all of the terms and acronyms here? Keep <a href="/blog/the-crazy-advertising-technology-landscape" target="_blank">our terminology guide</a> handy so you don&rsquo;t forget anything!</em></p>

<p style="text-align: center;"><a class="btn btn-s" href="/blog/the-crazy-advertising-technology-landscape" style="font-size:24px; border-radius: 25px; font-weight: normal;" target="_blank">LEARN MORE</a></p>

<h2 class="tile-heading">How Mobile Differs from Other Forms of Programmatic Digital Advertising</h2>

<p>In many ways, buying programmatically for mobile in-app audiences can be very different than for other types of programmatic transactions, including for mobile web.</p>

<p>For starters, mobile in-app buying provides a lot more data including device IDs and lat/long location signals, that&rsquo;s not available from browser cookies. Mobile also supports <a href="/blog/how-to-make-the-most-effective-mobile-ads-for-in-app-campaigns" target="_blank">high-impact ad creatives</a>&mdash; examples include 360-degree ads, rewarded video ads, videos with end cards and playable ads &mdash; that are either difficult or impossible to implement within websites.</p>

<p>And, it&rsquo;s generally easier to track and oversee mobile in-app programmatic campaigns. This is key for brands that prioritize transparency and viewability, and are overall <a href="/blog/what-cmos-should-look-for-in-a-trustworthy-programmatic-partner" target="_blank">looking for trustworthy programmatic partners</a>.</p>

<p>To learn more about the key benefits of mobile in-app advertising, be sure to <a href="/blog/top-8-mobile-app-advertising-benefits" target="_blank">check out our blog on the topic</a>.</p>

<p style="text-align: center;"><a class="btn btn-s" href="/blog/top-8-mobile-app-advertising-benefits" style="font-size:24px; border-radius: 25px; font-weight: normal;" target="_blank">KEEP READING</a></p>

<h2 class="tile-heading">What is the Future of Programmatic Ad Spending?</h2>

<p>In our <a href="https://www.inmobi.com/insights/download/whitepapers/mobile-programmatic-advertising-trends-2018/" target="_blank">Mobile Programmatic Advertising Trends 2018 report</a>, we observed significant growth in mobile programmatic ad spending worldwide. Thanks to its many benefits, we expect programmatic media buying to become even more popular and powerful in the months and years ahead.</p>

<p>What do you think is the future of programmatic? Need more details about programmatic advertising explained to you? Let us know on social media! We&rsquo;d love to hear from you on <a href="https://twitter.com/inmobi" target="_blank">Twitter</a> and <a href="https://www.linkedin.com/company/inmobi/" target="_blank">LinkedIn</a>.</p>]]></description>
      <dc:subject><![CDATA[Advertising, English (EN): inmobi.com,]]></dc:subject>
      
      <dc:creator><![CDATA[ Team InMobi  ]]></dc:creator>
      
      <dc:date>2019-04-04T09:06:00+00:00</dc:date>
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    <item>
      <title><![CDATA[What is Multi-Touch Attribution Marketing? [VIDEO]]]></title>
      <link>https://www.inmobi.com/blog/2019/04/03/what-is-multi-touch-attribution-marketing-video/</link>
      <guid>https://www.inmobi.com/blog/2019/04/03/what-is-multi-touch-attribution-marketing-video/</guid>
      <description><![CDATA[<h1 class="tile-heading">Watch This Video to Learn More about Multi-Touch Attribution Marketing</h1>

<p>If you&rsquo;re curious to know what is multi-touch attribution marketing and why the multi-touch attribution model/multi-channel attribution is more beneficial than just giving credit to the last marketing touchpoint for all marketing teams, then our new video is for you.</p>

<p>In this video, Prajwal Barthur, InMobi&rsquo;s Director of Product Management discusses why assigning credit after the first touch or closer to the conversion first came about and why it&rsquo;s problematic to not distribute equal amounts of credit to multiple channels for conversion events. The video also highlights how any type of <a href="https://www.inmobi.com/blog/2018/12/26/2019-trends-cross-device-attribution-and-multi-touch-attribution-marketing" target="_blank">multi-touch attribution</a> is preferable over allowing one channel to receive 100 percent of the credit, especially for real-time and data-driven marketing efforts.</p>

<p><iframe allow="accelerometer; autoplay; encrypted-media; gyroscope; picture-in-picture" allowfullscreen="" frameborder="0" height="630" src="https://www.youtube.com/embed/u-VNR2kXwJg?autoplay=1" width="1120"></iframe></p>

<h3>Transcript</h3>

<p>Hi, this is Prajwal and I work with InMobi as the Director of Product Management. Today&rsquo;s Whiteboard Wednesday, we&rsquo;ll be talking about multi-touch attribution, its use cases, how marketers can utilize the same in their campaigns.</p>

<p>Before we get into multi-touch attribution, I just want to cover a little bit about performance marketing and how its evolution has been. We look at performance marketing in different ways, and what they want to drive is key performance indicators. One of them, we all know, is to drive installs.</p>

<p>The system has evolved to not just drive installs but drive an event post-install, which is basically maximizing lifetime value, or LTV, event for the user. There are a lot of campaigns which drive transactions, for example the retail use cases. And then a brand first customer base marketers who look at driving pageviews and also thereby increasing the LTV of users they acquire.</p>

<p>So in this performance marketing, attribution plays an important role in understanding which of these channels that we talk about drive the best ROI for them. And a marketer in general uses different channels for running their campaigns. They use search, which is one of the most important channels for driving volumes. Of course they use display, affiliate marketing and retargeting tactics to drive the performance marketing KPIs that we looked at.</p>

<p>In all of this, attribution plays an important role. And we&rsquo;ll just talk about how attribution has evolved over time. Primarily in performance marketing, people use something called a single touch attribution model, which basically gives credit to any of these KPIs to just one particular touchpoint. And that can be the first touch or the last touch. So this is actually what a lot of the marketers use currently.</p>

<p>Here&rsquo;s an example where this user here was displayed a bunch of ads on his phone - we&rsquo;re talking about a single use case of app install. This is his customer journey through a period of, let&rsquo;s say, 28 days. He has seen a bunch of ads that have been shown to him by various companies, be it Facebook&rsquo;s view or InMobi&rsquo;s view, and then clicks were by various ad networks. And finally he does an install at this point in time.</p>

<p>Now when you go by single-touch attribution, and go with the last touch attribution, the credit is probably given to the last click before this particular install happened, and that goes to one of the networks that has been mentioned here.</p>

<p>However, in the app install space, the credit is actually given to an install only after the install&rsquo;s been open by the user, which is basically meaning the KPI&rsquo;s not this but it&rsquo;s moved to something called an app open, which is when the user opens the app. Now the credit has shifted from the network here, which drove the click, to a network which actually drove the click after the app was installed. And that&rsquo;s what we see here, right? Now in a last-touch attribution model, this network driving the click before an app open is who gets credit for this app open if you go with the last-touch model. If you go the first-touch model, the network which drove the first view or the first click, in this case let&rsquo;s say Google search (<em>paid search)</em>, search click, will get attribution for this entire app open and LTV that is driven by this app open.</p>

<p>Now if you&rsquo;re looking at transaction, which is an app event that happens let&rsquo;s say on Day 28, none of these touchpoints matter at all. The marketer might have spent a bunch of dollars actually getting eyeballs from the user and actually making the user go through all of this, but this app event will be actually attributed to the last click that the retargeting network drives. And everything done so far has no value but all the credit goes to this.</p>

<p>Now there&rsquo;s some flaws with this model. Of course it&rsquo;s recently become more nuanced and a lot of people are making use of this. One is, one major flaw of this model is ad fraud.</p>

<p><img src="https://go.inmobi.net/hubfs/Last%20Click%20Attribution%20and%20Fraud.png" /></p>

<p>If you look at the same diagram here, there&rsquo;s incentives to drive multiple clicks, assuming that this particular click will somehow become the last touch or first touch, and that gets attributed to the KPI that is in mind. Here what I&rsquo;m showing you is what&rsquo;s called as ad stacking, when multiple clicks from the same device are triggered off.</p>

<p>There&rsquo;s another type of fraud which is induced in such environment, which is basically called click sniping, where just before an event happens which is the KPI that is measured for, a click is driven, which is this click. It can be a valid click, but a lot of fraudsters figured out that because the attribution is last touch, they kind of inject these clicks so that they get credit for any of the opens or any of the KPIs that the marketer looks at. Now, so this is what single touch is all about.</p>

<p>Now if you have to move this away and then give credit, due credit, to the networks that are playing a part in achieving the KPIs, the marketer has to work with vendors to do multi-touch attribution. What does this mean? If you look at this example itself, there are at least 10 different touchpoints before a KPI happens. If you have to give credit equally and distribute the credit to different networks that actually engage with the user, you need to employ something called a multi-touch attribution model.</p>

<p>And why you need to do that is to make sure that fraudsters don&rsquo;t get into this model and then take credit because they drove the last click. It&rsquo;s the right thing to do as well because you&rsquo;re actually giving credit to networks that actually influence the user.</p>

<p>Now how you want to give credit is based on the modeling that you will use. It can be a model where you give equal credit to all the networks. It can be model that will be driven by data, which says that these are certain networks which have influenced the user and so I give higher credit to those networks.</p>

<p>Now in moving to multi-touch attribution, these are the few things that any marketer should be aware of. One is you need to pick the right vendor who&rsquo;s able to actually collect all of these data points, which I&rsquo;m basically calling out as data collection. It&rsquo;s important to understand different touch points of user.</p>

<p>Especially when performance marketing is moving to a cross-device environment, it&rsquo;s no more about collecting clicks and impressions from the same device. It&rsquo;s about collection of data points across different devices.</p>

<p>Now the next part is using the right channels, because there are some channels which are incentivized to do fraud. You should weed them off, and the only way to weed them off is figuring out channels that drive incrementality, and that goes back to finding the right vendor who can actually work with multi-touch models.</p>

<p>Now the modeling itself is another important aspect to multi-touch attribution, to figure out which is the right model that you need to use to make sure that you&rsquo;re incentivizing the channels which drive your incremental KPIs - that can be installs, that can be revenue, that can be transactions, whatever you are actually looking at.</p>

<p><em>Note: Common weighted modeling options include the U-shaped model, the W-shaped model, the time delay model, full path model and the linear model. Some companies also elect to go with custom models depending on need. Check out <a href="https://www.bizible.com/blog/multi-touch-attribution-full-debrief" target="_blank">this post from Bizible</a> or this post from Adjust for more information on these different options.</em></p>

<p>So I would just want to end this session by calling out these four key important things that a marketer needs to look at, 2019 and beyond, because performance advertising is moving multi-channel, and working on single-touch attribution does not solve for all use cases.</p>

<p>Thank you.</p>

<h2 class="tile-heading">Interested in Learning More about Multi-Touch Attribution?</h2>

<p>Be sure to reach out today to schedule a chat with us on how multi-touch attribution can boost your campaigns and what you need to get started.</p>

<p style="text-align: center;"><a href="https://www.inmobi.com/company/contact/" target="_blank">CONTACT US</a></p>]]></description>
      <dc:subject><![CDATA[Trust and Brand Safety, English (EN): inmobi.com,]]></dc:subject>
      
      <dc:creator><![CDATA[ Team InMobi  ]]></dc:creator>
      
      <dc:date>2019-04-03T14:51:00+00:00</dc:date>
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    <item>
      <title><![CDATA[Making the Most of a Mobile Ramadan in Indonesia]]></title>
      <link>https://www.inmobi.com/blog/2019/04/01/making-the-most-of-a-mobile-ramadan-in-indonesia/</link>
      <guid>https://www.inmobi.com/blog/2019/04/01/making-the-most-of-a-mobile-ramadan-in-indonesia/</guid>
      <description><![CDATA[<p>
		Every year approximately 2 billion Muslims across the globe observe the holy month of Ramadan as a commemoration of their beliefs 	
	<sup><sup>[1]</sup></sup>. Indonesia, a predominantly Islamic country, is no exception. Indonesia is home to the largest Islamic population in the world, with 87.2% of people identifying as Muslims<sup><sup>[2]</sup></sup>.</p><p>
		During this period, in addition to fasting daily from dawn to dusk and attaining spiritual awareness, Indonesians look forward to travelling back home to their families, shopping for themselves and exchanging gifts. Consequently, while Ramadan is a joyful celebration among Indonesians, it is also one of the largest shopping events on the retail calendar. Consumer patterns change, demand is at an all-time high and shopping budgets soar across households.</p><p style="text-align: center;">
	<a href="https://www.inmobi.com/insights/download/whitepapers/making-the-most-of-a-mobile-ramadan-indonesia-2019/" target="_blank" class="btn btn-s" style="font-size:18px; border-radius: 40px; font-weight: normal;">Get Complete Report</a></p><p>
	<strong>Mobile is the Constant Companion</strong></p><p>
		In Q2, 2018, business activities in Indonesia grew 20.2%, triggered by Ramadan and the long Idul Fitri holiday 	
	<sup><sup>[3]</sup></sup>. Indonesia is projected to have over 56 million digital buyers in 2019, a 23% increase from 2018<sup><sup>[4]</sup></sup>. Additionally, with almost 100 million smartphone users as of 2019<sup><sup>[5]</sup></sup> and the country spending more time on mobile than ever before, it is of little surprise that the Indonesian consumer will be increasingly <strong><em>using mobile as the primary device</em></strong> for shopping during the Ramadan season. Mobile is the companion during Ramadan, with Indonesians turning to their mobile during Ramadan than any other part of the year.</p><p>
	<strong>How can a marketer maximise impact?</strong></p><p>
		In light of this tremendous shopping event - which we can safely call a Mobile Ramadan - what does the marketer have to gain? What are the best practices that the marketer can adopt to make the most of this opportunity? How do different segments of Indonesian shoppers behave during this festive season?</p><p>
		In order to better understand shopping behaviour during Ramadan and empower advertisers to succeed in their pursuit of a high sales momentum, we at InMobi conducted a detailed 	
	<a href="https://www.inmobi.com/pulse?utm_source=website&utm_medium=blog&utm_campaign=Ramadan%20Blog">Pulse Survey</a> and coupled it with rich network insights among our high impact audiences. To learn more about the Ramadan shopper and on how marketers can monetize with this opportunity, download the full report now!</p><p style="text-align: center;">
	<a href="https://www.inmobi.com/insights/download/whitepapers/making-the-most-of-a-mobile-ramadan-indonesia-2019/" target="_blank" class="btn btn-s" style="font-size:18px; border-radius: 25px; font-weight: normal;">Get Complete Report</a></p><hr>
<p>
	<sup><sup>[1]</sup></sup><a href="https://ecommerceiq.asia/ramadan-2018/">https://ecommerceiq.asia/ramadan-2018/<br>
	<sup><sup>[2]</sup></sup></a><a href="http://www.pewforum.org/2015/04/02/muslims/pf_15-04-02_projectionstables74/">http://www.pewforum.org/2015/04/02/muslims/pf_15-04-02_projectionstables74/<br>
	<sup><sup>[3]</sup></sup></a><a href="https://www.thejakartapost.com/news/2018/07/13/business-grows-20-23-percent-in-q2-bi.html">https://www.thejakartapost.com/news/2018/07/13/business-grows-20-23-percent-in-q2-bi.html<br>
	<sup><sup>[4]</sup></sup></a><a href="https://forecasts-na1.emarketer.com/584b26021403070290f93acb/585191860626310a2c186676">https://forecasts-na1.emarketer.com/584b26021403070290f93acb/585191860626310a2c186676<br>
	<sup><sup>[5]</sup></sup></a><a href="https://forecasts-na1.emarketer.com/5a4f9d34d8690c0c28d1f358/585191880626310a2c1867ee">https://forecasts-na1.emarketer.com/5a4f9d34d8690c0c28d1f358/585191880626310a2c1867ee</a></p>]]></description>
      <dc:subject><![CDATA[Consumer Research, English (EN): inmobi.com,]]></dc:subject>
      
      <dc:creator><![CDATA[ Rosmin Varghese  ]]></dc:creator>
      
      <dc:date>2019-04-02T05:04:00+00:00</dc:date>
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    <item>
      <title><![CDATA[How to Craft the Perfect Mobile App Marketing Strategy]]></title>
      <link>https://www.inmobi.com/blog/2019/04/01/how-to-craft-the-perfect-mobile-app-marketing-strategy/</link>
      <guid>https://www.inmobi.com/blog/2019/04/01/how-to-craft-the-perfect-mobile-app-marketing-strategy/</guid>
      <description><![CDATA[<p>Nowadays, getting your mobile app marketing strategy right is critical for the sustained success of any mobile application. There are now more than two million mobile apps <a href="https://www.statista.com/statistics/276623/number-of-apps-available-in-leading-app-stores/" target="_blank">in both</a> the iOS App Store and the Google Play Store, and that number keeps growing to new heights every year. In the first three months of 2018, over 6,100 mobile apps became available to Android device owners <a href="https://www.statista.com/statistics/276703/android-app-releases-worldwide/" target="_blank">every day</a>.</p>

<p>So how do app marketers break through this clutter to successfully market their apps? What can app marketers do to succeed today?</p>

<p style="text-align: center;"><a class="btn btn-s" href="https://www.inmobi.com/marketing-cloud/" style="font-size:24px; border-radius: 25px; font-weight: normal;" target="_blank">LEARN MORE</a></p>

<p>We&rsquo;re here to help. Below are our top 10 steps for crafting the perfect mobile app marketing strategy for any kind of app out there.</p>

<h2 class="tile-heading">Step 1: Learn Everything You Can About Your Potential Users to Develop a Concrete Target Audience</h2>

<p>In the world of mobile app marketing - or really any marketing for that matter - who you&rsquo;re trying to talk to is more important than what you&rsquo;re offering. You need to have a full and complete understanding of who your target audience and what they really care about.</p>

<p>From there, you then need to figure out how your app will materially help them and how you&rsquo;re addressing concerns or problems they may have. It&rsquo;s possible, though, that your app will provide a service that your potential users didn&rsquo;t even know they wanted. For example, while consumers had lots of options for communicating with friends online and sharing (and altering) photos digitally before Instagram came along, its simplicity in design and functionality caught on in a big way with people who prefer a simple, pared-down and engaging social media network.</p>

<p>Not sure how to find out who your target audience is and what they really care about? Consider <a href="https://www.inmobi.com/pulse" target="_blank">leveraging a mobile market research platform</a> to determine with precision who your potential users are and what they would be looking for in your app.</p>

<h2 class="tile-heading">Step 2: Develop an Initial User Acquisition Plan for Obtaining Potential Customers</h2>

<p>Once you know who you want to market your app to, how do you figure out which marketing tactics you&rsquo;ll need to leverage? There are dozens of ways to obtain potential customers, but not all of them should be featured in your user acquisition plan.</p>

<p>Yet again, it&rsquo;s important to know how your target audience learns about new products and services, and where they turn for information, insights and trusted guidance. For example, do they use search engines mostly, or rely heavily on word of mouth?</p>

<p>It&rsquo;s not a zero-sum exercise where you focus on some channels at the expense of others, but you also don&rsquo;t want to needlessly <a href="https://1sps28291c0d3lkbz01ij6mw-wpengine.netdna-ssl.com/wp-content/uploads/2016/04/CHAP-1-18-300x140.jpg" target="_blank">cast too wide a net</a>. Are you looking to catch a big tuna, or lots of herring?</p>

<h2 class="tile-heading">Step 3: Finalize a Marketing Budget</h2>

<p>Chances are good that you&rsquo;ll likely need to spend some amount of money in order to truly succeed at mobile app marketing. While there are lots of &ldquo;free&rdquo; options available (free in the sense of spend, not time spent, of course), many brands see key success using paid tactics like acquisition-focused advertising to cut through the noise.</p>

<p>According to research from Google, <a href="https://www.thinkwithgoogle.com/consumer-insights/mobile-app-marketing-insights/" target="_blank">43 percent of those surveyed</a> said they had previously downloaded an app after seeing <a href="https://www.inmobi.com/insights/download/whitepapers/the-present-and-future-of-mobile-video-advertising/" target="_blank">a video ad on their smartphones</a>. And, 47 percent said they elected to get an app after viewing a graphic or banner ad within another app; fewer people said the same thing about banners and other similar ad formats within mobile websites.</p>

<p>In addition to direct spending like this, consider other necessary costs as well. Are events part of your marketing mix? Do you need to purchase a mobile marketing automation platform? Will additional mobile marketers need to be brought on board? Be sure your budget accounts for all possible costs that could arise.</p>

<h2 class="tile-heading">Step 4: Create the Best Possible Landing Page Both Online and in the App Stores</h2>

<p>In mobile app marketing, best practices dictate that you drive users to a core conversion page - typically within the app stores. This page is the final step in the customer journey, making it a crucial one to get just right.</p>

<p>Consider how the page looks to the end user. Is it visually appealing? Is it clear what your app does and how it helps? If there are any lingering concerns someone might have, this page should address those as well.</p>

<p>These landing pages should be built, monitored and maintained not just for within the app stores, but also online as well. Your website will likely serve as a critical gateway and information hub for your target audience as well. According to the Google study, 25 percent said they first found out about an app through search. The landing pages for the app stores is important, but it&rsquo;s not the only landing page you be thinking about and optimizing.</p>

<h2 class="tile-heading">Step 5: Post Launch, Continue Tracking and Iterating on Your Marketing Efforts</h2>

<p>You&rsquo;ve researched and identified your target audience, you&rsquo;ve developed a plan and budget for all of your chosen tactics and you&rsquo;ve developed landing pages. The app then gets pushed live and you start getting users.</p>

<p>&ldquo;Great!&rdquo; you think. &ldquo;My work here is done.&rdquo;</p>

<p>Not so fast, buckaroo. Mobile app marketing is not a one and done activity. Not only do you need to keep efforts running continually, but it&rsquo;s crucial to look at the data to see how everything is performing. Are the chosen tactics working as intended? What&rsquo;s the return on ad spend? Constantly monitor analytics to see how marketing is performing, and be prepared to make adjustments as needed.</p>

<h2 class="tile-heading">Step 6: Cultivate Good App Store Rankings</h2>

<p>These days, everyone&rsquo;s a critic. Apps are no exception to this impulse.</p>

<p>But, successful mobile app marketing means cultivating this impulse. As a marketer, your goal should be to cultivate and encourage good reviews, and to respond to negative reviews in a meaningful and timely fashion.</p>

<p>Why bother with reviews in the first place? Because it&rsquo;s critical for discovery and awareness. Over 60 percent of apps are found by people through the app store search feature, and apps with good reviews are <a href="https://neilpatel.com/blog/app-store-optimization/" target="_blank">more likely to appear higher in search results</a> than ones with mostly negative or lukewarm reviews.</p>

<p>To get these coveted good reviews, it helps to have a good app that people like! While some people will be compelled to leave reviews on their own volition, it often helps to ask for reviews (good, bad or indifferent) through push notifications, emails or social media posts. But, never pay for reviews or discourage negative reviews, as this can be off-putting to end users and get you in trouble with the app stores.</p>

<h2 class="tile-heading">Step 7: Always Market Your Apps to Existing Mobile Users Too</h2>

<p>If you&rsquo;re just marketing to potential new users, then you&rsquo;re ignoring a huge audience: your existing user base. Just because someone has already decided to download your app doesn&rsquo;t mean you can ignore them in your marketing plan.</p>

<p>For too many apps, attrition rates are high. Over half - <a href="http://info.localytics.com/blog/mobile-app-user-retention-continues-to-soar-in-2018" target="_blank">59 percent to be exact</a> - of people will delete an app within the first month of downloading it. After two months, that figure climbs to 68 percent.</p>

<p>To help keep churn to a minimum, make sure you are marketing to existing app users at a regular cadence. This helps to keep your app top of mind, ensuring more continual use. Push notifications, retargeted advertising, emails and social media posts can all help in this endeavor.</p>

<p>And, if and when someone does churn, aim to have a separate marketing plan in place for bringing them back in the fold. Incentives and retargeting can help here, along with similar reminders highlighting why they might have downloaded the app in the first place.</p>

<h2 class="tile-heading">Step 8: Make Sure Your Marketing Efforts To Your User Base Leverage Different Tactics and Approaches</h2>

<p>Unlike The One Ring from Lord of the Rings, there is no one to rule them all - at least in the realm of mobile app marketing tactics. Likely, you&rsquo;ll need to deploy, monitor and maintain a wide variety of approaches. Not only do some app users need multiple touchpoints from you before they become paying customers, but what works for one segment of your user base may not work for others.</p>

<p>Experiment with different tactics within your marketing campaigns, and diligently track progress. You may be surprised to see what works for some people but not for others, and how different tactics work at different times of the year.</p>

<h2 class="tile-heading">Step 9: Consider Developing a Press Kit</h2>

<p>In mobile app marketing, sometimes it&rsquo;s beneficial to enlist the help of relevant writers, bloggers and journalists. To make their life easier so they can make your life easier, provide them with a top-notch press kit. This press kit should be informative, engaging and easy to find online. This can help your app get discovered, as it provides good fodder for industry coverage and reviews.</p>

<h2 class="tile-heading">Step 10: Ensure Your App Doesn&rsquo;t Succumb to Problems</h2>

<p>The best apps help to market themselves. The viral game sensation Flappy Bird is a great example of this in action. Apps that are simple, effective, intuitive, interesting, unique and engaging are the ones most likely to become smash hits.</p>

<p>Of course, this is much easier said than done. Nothing is perfect, and issues will inevitably arise.</p>

<p>But, these are not just problems for developers or product teams - they&rsquo;re problems for marketers too. It&rsquo;s much easier to market an app that works well and functions as intended, as opposed to one that is glitchy, heavy and/or provides an unsatisfactory user experience.</p>

<p>Mobile app marketing isn&rsquo;t easy, and it&rsquo;s getting harder every day as more and more apps come online. But, by following these 10 steps, app marketing teams can be sure they are on the road to success.</p>

<p><strong>About The Author:</strong></p>

<p>Matthew Kaplan has over a decade of digital marketing experience, supporting the content goals of the world&rsquo;s biggest B2B and B2C brands. He is a passionate app user and evangelist, working to support diverse marketing campaigns across devices.</p>

<p><strong>Additional posts by Matt:</strong></p>

<ul>
	<li><a href="https://www.inmobi.com/blog/2019/01/10/why-savvy-marketers-advertise-in-mobile-apps" target="_blank">Why Savvy Marketers Advertise in Mobile Apps</a></li>
	<li><a href="https://www.inmobi.com/blog/2018/05/29/what-cmos-should-look-for-in-a-trustworthy-programmatic-partner" target="_blank">What CMOs Should Look For in a Trustworthy Programmatic Partner</a></li>
	<li><a href="https://www.inmobi.com/blog/2018/09/20/how-to-find-new-customers-top-ways-to-use-location-based-mobile-ads" target="_blank">How to Find New Customers: Top Ways to Use Location Based Mobile Ads</a></li>
</ul>]]></description>
      <dc:subject><![CDATA[Consumer Research, English (EN): inmobi.com,]]></dc:subject>
      
      <dc:creator><![CDATA[ Matt Kaplan,  Content Strategist  ]]></dc:creator>
      
      <dc:date>2019-04-01T13:21:00+00:00</dc:date>
    </item>
  
    <item>
      <title><![CDATA[Answering Your Top Mobile App User Acquisition Questions]]></title>
      <link>https://www.inmobi.com/blog/2019/03/28/answering-your-top-mobile-app-user-acquisition-questions/</link>
      <guid>https://www.inmobi.com/blog/2019/03/28/answering-your-top-mobile-app-user-acquisition-questions/</guid>
      <description><![CDATA[<p>Do you have a lot of questions about mobile app user acquisition? Then you&rsquo;ve come to the right place. This guide is for all mobile app marketing professionals and app developers looking to launch a successful app (in both the Apple App Store and Google Play Store), acquire users at scale while keeping acquisition costs minimized and launch a successful, sustainable app-led business.</p>

<p>Here, we&rsquo;ve compiled some of the top questions asked by mobile marketers on Quora and provided our answers on how they can differentiate themselves from the millions of apps they&rsquo;re likely competing against.</p>

<h2>Q: How Do I Make My App Popular?</h2>

<p><strong>A:</strong> Let me address this question in two parts.</p>

<p>First, in terms of popularity, be sure you define what that means for you. Quantify popularity, and then work towards that goal. Does popular mean downloads, MAUs, marketing buzz, first in the app stores for key categories, or something else entirely?</p>

<p>Depending on how you&rsquo;re defining popularity, choose the right tactics to help you reach and maintain your goals. There are lots of great guides out there about App Store Optimization, Paid Mobile App User Acquisition, social media marketing, word of mouth, PR for apps and other tactics to consider.</p>

<p>To generate money from your app, there are a <a href="https://www.inmobi.com/blog/2018/10/16/how-to-choose-the-best-mobile-app-monetization-strategy" target="_blank">few different ways to go</a>. <a href="https://www.quora.com/How-do-mobile-apps-games-earn-high-amounts-of-money/answer/Matthew-Kaplan-27" target="_blank">Advertising is the most popular</a> and often the most lucrative, although in-app purchases, subscriptions and paid installs are common approaches too. Certain approaches will work best for particular types of apps, and sometimes it&rsquo;s beneficial to use multiple monetization tactics.</p>

<p>But, no matter what monetization approach you choose, make sure it fits in smoothly with the overall user experience being provided; if potential users are overly annoyed in the monetization process, then you&rsquo;re failing. You want users to share positive stories about your app, not criticisms, with people they know.</p>

<h2>Q: What is the Monthly Cost to Advertise and Promote a Mobile App?</h2>

<p><strong>A: </strong>The monthly cost to advertise and promote a mobile app really depends on a number of factors, including your goals and benchmarks for your ad campaign.</p>

<ul>
	<li>Are you aiming to just promote your app, or do you want your ad campaign to drive app downloads or get a particularly high value individual to download your app?</li>
	<li>Who is your target audience for the app, and where do they spend their time? This will help you determine where your ads should run.</li>
	<li>What is your budget? What is the maximum amount you&rsquo;re willing to spend to meet your monthly benchmarks?</li>
	<li>Do you plan on promoting your app for just a month, or are you willing to promote it over a longer period?</li>
	<li>What kinds of ads will you run? What creative formats will you feature? Also, will the ad stay within the app environment or use deep links to point someone towards a mobile website?</li>
</ul>

<p>If it helps, <a href="http://www.businessofapps.com/ads/research/mobile-app-advertising-cpm-rates/" target="_blank">Business of Apps</a> has compiled a number of helpful stats on average CPMs (cost per 1,000 impressions) and costs per click on a variety of platforms and ad networks/exchanges. But, you may need to speak directly with these ad platforms to determine if they can help you reach your target audience and to establish parameters for your campaign.</p>

<h2>Q: How Much Money Do We Earn if Someone Installs Our App?</h2>

<p><strong>A:</strong> To answer this question, it helps to know how much a user is worth to you. For the typical app, a <a href="https://www.inmobi.com/blog/2018/05/23/everything-you-need-to-know-about-unified-auctions-today" target="_blank">user is worth around $10</a>. Of course, this figure can vary by app. For some apps, each user is worth hundreds or thousands of dollars.</p>

<p>To determine this calculation for yourself, figure out how much money you make from an average app user before they stop using the app, delete it from their mobile device, etc. Then, determine how much money you spend to acquire a typical app download. Subtract the first number from the second number, and the remaining figure will provide you with insights on how much an app install is worth to you.</p>

<p>For example, let&rsquo;s say you charge someone $1 to download your app, and this is the only way you monetize your app. If you typically need to spend $75 in marketing and advertising for every 100 app downloads (this is a really low figure, but you get the idea hopefully), then you&rsquo;re earning $0.25 per user.</p>

<p>This also depends on your average conversion rate. The better the conversion rate, the less you may need to spend to acquire users.</p>

<h2>Q: Will Advertisers Eventually Stop Paying for Clicks?</h2>

<p><strong>A:</strong> At least in the in-app advertising world, while clicks are still a key metric and CPC campaigns are still effective in many instances, many advertisers are already prioritizing metrics beyond clicks.</p>

<p>For starters, depending on the campaign and its goals, impressions may be more critical for brands looking for more awareness and overall brand reach. Further down the proverbial funnel, the campaign may be more focused on user acquisition, app downloads, CLV, etc. than on just aggregate clicks.</p>

<p>For example, consider a mobile in-app video advertising campaign. Here, its success would be <a href="https://www.inmobi.com/blog/2018/08/23/why-the-right-mobile-video-advertising-metrics-make-all-the-difference" target="_blank">judged on metrics</a> beyond clicks, including AVOC, CPCV, completion quality score, etc.</p>

<p>Clicks are still key to an extent, but advertisers are already moving away from clicks as the sole metric being tracked.</p>

<h2>Q: If You Run a CPI Ad Campaign and Have a Paid App that Makes More Money than the Installation, Is It That Simple to Make a Profit?</h2>

<p><strong>A:</strong> Assuming I&rsquo;m answering your question accurately, then yes, you would be making a profit. If, for example, your app costs someone $3 to purchase/install but your average CPI was $1, then you would definitely be making a small profit.</p>

<p>But, it&rsquo;s likely helpful to keep the following points in mind with any user acquisition plan:</p>

<ul>
	<li>What is the lifetime value of the users you&rsquo;re acquiring from your CPI ad campaign?</li>
	<li>Is your CPI stable and consistent? How sustainable is your CPI ad campaign?</li>
	<li>How much variance are you seeing in costs per install? How many installs are costing you more than or less than your average?</li>
	<li>Are you monetizing your app users solely through the initial app purchase, or are you utilizing any additional monetization strategies as well?</li>
</ul>

<h2>Q: What is the Best Advertising Program for Me? I Want an Advertising Program for a Mobile Game Where I Can Share the Income with a Third Party and Where the Players Have to Watch an Ad Before Every Round.</h2>

<p><strong>A:</strong> You have described either a rewarded video or a full screen interstitial video ad unit. <a href="https://www.inmobi.com/advertising-cloud/in-app-monetization" target="_blank">InMobi supports just about all ad unit types</a>. Many of our partners, including some of the world&rsquo;s biggest names in the mobile gaming space, utilize all ad units. These include banners, along with full screen skippable and non skippable videos.</p>

<p>InMobi connects your audience with advertisers across the globe. InMobi&rsquo;s top countries and regions based on ad spend include the U.S., China, Indonesia, India, Southeast Asia, Latin America, Saudi Arabia and more. Additionally, InMobi differs from our competition due to the fact that 90 percent of our ad spend come from brand advertisers (vs gaming app install advertisers).</p>

<p>If you&rsquo;re interested in more information, <a href="https://www.inmobi.com/case-study" target="_blank">check out our case studies</a> to learn more about how we work with apps or <a href="https://www.inmobi.com/company/contact/" target="_blank">send us a quick note to connect</a>.</p>

<p style="text-align:center"><a class="btn btn-s" href="https://www.inmobi.com/company/contact/" style="font-size:24px; border-radius: 25px; font-weight: normal;" target="_blank">CONTACT US</a></p>

<p><strong>About the Author</strong></p>

<p>Matthew Kaplan has over a decade of digital marketing experience, working to support the content marketing and search optimization goals of the world&rsquo;s biggest B2B and B2C brands. He is a passionate app user and evangelist, working to support diverse marketing campaigns across devices.</p>

<p><strong>Additional posts by Matthew:</strong></p>

<ul>
	<li><a href="https://www.inmobi.com/blog/2019/01/10/why-savvy-marketers-advertise-in-mobile-apps" target="_blank">Why Savvy Marketers Advertise in Mobile Apps</a></li>
	<li><a href="https://www.inmobi.com/blog/2018/11/13/top-8-mobile-app-advertising-benefits" target="_blank">Top 8 Mobile App Advertising Benefits</a></li>
	<li><a href="https://www.inmobi.com/blog/2018/10/09/how-does-in-app-advertising-work" target="_blank">How Does In-App Advertising Work?</a></li>
	<li><a href="https://www.inmobi.com/blog/2018/09/20/how-to-find-new-customers-top-ways-to-use-location-based-mobile-ads" target="_blank">How to Find New Customers: Top Ways to Use Location Based Mobile Ads</a></li>
	<li><a href="https://www.inmobi.com/blog/2018/09/13/how-to-make-the-most-effective-mobile-ads-for-in-app-campaigns" target="_blank">How to Make the Most Effective Mobile Ads for In-App Campaigns: Your Guide to Effective Mobile Ad Creatives</a></li>
</ul>]]></description>
      <dc:subject><![CDATA[Consumer Research, English (EN): inmobi.com,]]></dc:subject>
      
      <dc:creator><![CDATA[ Matt Kaplan,  Content Strategist  ]]></dc:creator>
      
      <dc:date>2019-03-28T14:32:00+00:00</dc:date>
    </item>
  
    <item>
      <title><![CDATA[How to Think About Mobile App Marketing Attribution]]></title>
      <link>https://www.inmobi.com/blog/2019/03/26/how-to-think-about-mobile-app-marketing-attribution/</link>
      <guid>https://www.inmobi.com/blog/2019/03/26/how-to-think-about-mobile-app-marketing-attribution/</guid>
      <description><![CDATA[<p>When it comes to measuring mobile app marketing attribution (i.e. marketing campaigns with ads within mobile apps), it&rsquo;s tempting to just port over web attribution models from Google Analytics or solely focus on single actions like when users click to download the app.</p>

<p>But, these kinds of outdated user acquisition methodologies no longer cut it. For mobile marketers and app advertisers today, reaching, acquiring and retaining customers through mobile devices requires much more careful thought and planning.</p>

<p style="text-align: center;"><a class="btn btn-s" href="https://www.inmobi.com/insights/download/whitepapers/5-ways-inmobi-ensures-trust-and-transparency/" style="font-size:24px; border-radius: 25px; font-weight: normal;" target="_blank">LEARN MORE</a></p>

<h2 class="tile-heading">Problems with Legacy Approaches to Mobile App Marketing</h2>

<p>Let&rsquo;s dive deeper into the current state of user acquisition within in-app advertising and marketing. In the past, these campaigns were solely focused on getting people to install the app in question. Ads for the app would include a deep link connecting to the app stores, with pixel tags often used to track the final install.</p>

<p>And who gets credit for this single action? Typically, the ad network, exchange or other ad tech provider responsible for showing the ad that was finally clicked and acted upon would get ultimate credit for the action. Less frequently, the actors responsible for showing the very first ad to someone who later installed the app would get either primary or secondary credit. <a href="https://www.kochava.com/power-multi-touch-reporting/" target="_blank">Kochava</a> and <a href="https://www.appsflyer.com/product/mobile-attribution/" target="_blank">AppsFlyer</a> log these as &ldquo;assists.&rdquo;</p>

<p>So what&rsquo;s wrong with this picture? Why is this &ldquo;Last Click&rdquo; attribution model problematic?</p>

<p>For starters, it doesn&rsquo;t accurately reflect the way people are truly influenced to take action. It&rsquo;s highly unlikely for someone to just see one ad and then be totally convinced. More likely, they need to see multiple messages from many different vantage points before being compelled to take action.</p>

<p>For instance, let&rsquo;s say a pharmacy wanted you to download their app. To first make you aware of the offering, they may run ads targeted to you and people like you. But they&rsquo;d also just as likely run ads elsewhere, including at their storefronts. And, before you ultimately elected to download the app, you&rsquo;d likely search out reviews from others to see what peers had to say about it. All of these inputs influence the final action, but legacy attribution models don&rsquo;t take all this into account.</p>

<p>These last-click attribution models also fail to account for someone&rsquo;s true lifetime value. Just because someone downloads your app doesn&rsquo;t mean they&rsquo;ll actually use it. It&rsquo;s easy to get someone to install, but getting them to continually use it on a regular basis is another matter entirely. Why bother paying just for someone to use your app once and then forget about it?</p>

<p>And, perhaps most critically, last-click attribution is rife with fraud and shady practices. Nefarious players will readily employ tactics like ad stacking and click cramming, in an effort to unduly become the final click. It also leads to the dreaded click sniping, in which fraudsters will attempt to steal credit for the final click right underneath the legitimate players. This means that under these legacy attribution models, mobile marketers can easily end up paying the wrong people.</p>

<p>&ldquo;Last click attribution as the sole measuring stick for digital performance advertising <a href="/blog/2019-trends-cross-device-attribution-and-multi-touch-attribution-marketing" target="_blank">should go away within the next few years</a>,&rdquo; says Anne Frisbie, Senior Vice President of Global Programmatic and North America at InMobi. &ldquo;Our belief is that this a very important trend that we hope plays out as quickly as possible. Last-click attribution was great when search marketing first launched at the turn of the century, i.e. compared to no measurement at all. But now, nearly 20 years later, it is clear that last-click attribution is not sophisticated enough and that it misattributes value back to media partners since many organic activities that marketers shouldn&rsquo;t have to pay for are captured, i.e. they aren&rsquo;t truly incremental.&rdquo;</p>

<p><iframe allow="accelerometer; autoplay; encrypted-media; gyroscope; picture-in-picture" allowfullscreen="" frameborder="0" height="630" src="https://www.youtube.com/embed/-1GxpaCOeaY" width="1120"></iframe></p>

<h2 class="tile-heading">What Should Mobile App Attribution Look Like?</h2>

<p>If the current approaches are fraught with issues, then what should mobile app attribution look like? To help answer this question, mobile marketers should consider implementing these three tactics and strategies:</p>

<ol>
	<li>Adopt a multi-touch attribution model. By distributing credit for an action among all the involved parties, either equally or through a system in which some actions and efforts are weighted above others, marketers can be sure that everyone who played a role in driving a desired action gets credit for their efforts. It also largely eliminates fraud by removing the bulk of the incentives driving ad stacking, click cramming, click spoofing, click sniping, etc.</li>
	<li>Pay only for metrics that actually impact your business. Be sure to just collect and track attribution data that directly correlates with revenue goals and business initiatives. For example, an e-commerce platform may want to see repeat app purchases from their users, and that would show they have become regular customers.</li>
	<li>Prioritize transparency. Mobile marketers should have complete oversight over every element of their campaigns, and should be able to get data in real time from all of their partners.</li>
</ol>

<h2 class="tile-heading">How to Choose the Right Attribution Solution</h2>

<p>Determining what mobile app marketing attribution should like is one thing. Making it happen is another thing entirely. But, by prioritizing solutions, platforms and marketing strategies that support multi-touch and cross-device attribution, measure campaigns with business-centric metrics utilizing fully-transparent tools, mobile marketers can get the most value possible out of their app-centric efforts.</p>

<p>Interested in learning more? Check out these other blog posts for further insights:</p>

<ul style="list-style:disc;">
	<li><a href="/blog/what-does-transparency-in-programmatic-advertising-really-mean" target="_blank">What Does Transparency in Programmatic Advertising Really Mean?</a></li>
	<li><a href="/blog/a-marketers-guide-to-evaluating-bidder-performance-of-multiple-dsps" target="_blank">A Marketer&rsquo;s Guide to Evaluating Bidder Performance of Multiple DSPs</a></li>
	<li><a href="/blog/the-3-key-tenets-of-honest-advertising" target="_blank">The 3 Key Tenets of Honest Advertising</a></li>
	<li><a href="/blog/what-cmos-should-look-for-in-a-trustworthy-programmatic-partner" target="_blank">What CMOs Should Look For in a Trustworthy Programmatic Partner</a></li>
	<li><a href="/blog/the-hidden-cost-of-install-ad-fraud-on-your-business" target="_blank">The Hidden Cost of Install Ad Fraud on Your Business</a></li>
	<li><a href="/blog/how-to-solve-common-problems-with-programmatic-advertising" target="_blank">How to Solve Common Problems with Programmatic Advertising</a></li>
</ul>]]></description>
      <dc:subject><![CDATA[Advertising, English (EN): inmobi.com,]]></dc:subject>
      
      <dc:creator><![CDATA[ Team InMobi  ]]></dc:creator>
      
      <dc:date>2019-03-26T17:16:00+00:00</dc:date>
    </item>
  
    <item>
      <title><![CDATA[In-App Ads.txt: What You Need to Know [VIDEO]]]></title>
      <link>https://www.inmobi.com/blog/2019/03/20/in-app-ads.txt-what-you-need-to-know-video/</link>
      <guid>https://www.inmobi.com/blog/2019/03/20/in-app-ads.txt-what-you-need-to-know-video/</guid>
      <description><![CDATA[<p>Did you know that in-app ads.txt is now available for mobile apps? This revolutionary ad tech dramatically improves trust and transparency in the digital ecosystem by allowing publishers to specify who is authorized to sell their inventory.</p>

<p>Ads.txt has already proven to be enormously beneficial and popular in the browser world, and it&rsquo;s now finally available to mobile apps. To explain how it works in in-app environments and why it&rsquo;s so advantageous, check out our latest Whiteboard Wednesday video featuring Sergio Serra from InMobi&#39;s product management team.</p>

<p><iframe allow="accelerometer; autoplay; encrypted-media; gyroscope; picture-in-picture" allowfullscreen="" frameborder="0" height="630" src="https://www.youtube.com/embed/j5W9J0BKQAE?autoplay=1" width="1120"></iframe></p>

<h3>Transcript</h3>

<p>Hi, and welcome to a new version of Whiteboard Wednesday. Today we&rsquo;re going to talk about a new innovation for the advertising ecosystem, more specifically for the in-app world, this extension of ads.txt.</p>

<p>Before digging in a little bit more into what ads.txt for in-app looks like, let&rsquo;s try to assess what ads.txt was trying to solve in the ecosystem itself. So ads.txt is basically a file that gets uploaded into the website of the publisher, which is the property that publisher is trying to monetize against. And the file is supposed to basically look exactly like a ledger in which the publisher can list down the authorized sellers for that specific inventory.</p>

<h2 class="tile-heading">How Ads.txt Works for Mobile Web, Browser Bid Requests</h2>

<p>So let&rsquo;s look a little bit more into how the template and the schema will look like. So basically you have a domain, a publisher ID per the advertising platform and relationship type and certification authority. Now in the case of InMobi, being an SSP for that particular property, it would be inmobi.com comma 1234 or whatever publisher ID that we give to the publisher and then the relationship type, might be either direct or reseller, and then the certification authority, which happens to be a TAG ID.</p>

<p><img height="324" src="https://lh5.googleusercontent.com/ht5vFuXZvEhNvbi5ZAm9pjPdkbDGSDzsBNP3lOz-3uu1lGZ_z0Focs2lfYY0xhCDALw5kYhDgKz8WBJ632ZHs1MR_pjHASt8tsaVVjspTMxwjnV0zJ0wc4UkBiAI0y0Q9FDToUmj" width="624" /></p>

<h2 class="tile-heading">Ads.txt&rsquo;s Role in Verifying Ad Inventory, Authorized Digital Sellers</h2>

<p>I think one important thing to note is that once the IAB released ads.txt in 2017, publishers of course started to integrate and build to the spec massively. And the great thing is that towards 2018 we could observe a decrease in fraud of 10 percent and plus for the cases of domain spoofing. So ads.txt was trying particularly to solve for domain spoofing.</p>

<p>And let&rsquo;s try to understand what domain spoofing is. So in this specific case you have a site, which is xyz.com, that is sending its request to an SSP, so this is a very legitimate use case, and the SPP will be as such sending the request to the DSP, which in turn might decide to bid against that specific property. But, let&rsquo;s assume now a fraudster is trying to set up a fake site, which is abc.com, but in the request to the SSP is sending still the same site, which is xyz.com.</p>

<p>Now the DSP will not know that actually the ad that is trying to serve will be served in another property. And consequently this is a lose-lose situation because if you think about it, the publisher - the real publisher, which in this case is xyz.com - is not monetizing against the budget that the DSP was meant to allocate against this property. And on the other hand, the DSP on the demand side is wasting his budget because he&rsquo;s sending an ad which is probably not in a brand-safe environment, and at the same time will not lead to any good performance.</p>

<h2 class="tile-heading">How Ads.txt Works for Mobile Apps, App Inventory</h2>

<p>So this is a massive innovation. This was a massive innovation for the whole ecosystem. But the problem with in-app was that for a web property like in this case, you are just supposed to append ads.txt to the domain or subdomain. But in the case of app, an app by definition doesn&rsquo;t live online. It&rsquo;s basically in the device, so you can&rsquo;t just append ads.txt into its name but you rather need to find a way to retrieve a URL first.</p>

<p>So there was a need for standardization, and that&rsquo;s where InMobi along with the IAB community sat and decided to face this problem by issuing a spec that was released on beta in 2018, in November 2018. And this is basically a guidance that applies to both the publisher and the app store.</p>

<p>So the need from a publisher in this case is just to go on its app store page in which the apps that he wants to monetize on are hosted. And over there it&rsquo;s supposed to update the seller URL or developer URL field, and from that this will be basically the online resource from which eventually the ads.txt file, which for in-app again is app-ads.txt, will be found.</p>

<p>The second step that the publisher needs to do is to go practically to that site that again he owns and upload the app-ads.txt file accordingly. Now from here onwards, the same guidance as the desktop or web ads.txt will apply. So it&rsquo;s exactly the same guidance, with some nuances on the subdomain that active, for instance not being supported anymore. But I would really invite everybody to just go on the IAB repository and take a look more granularly at both ads.txt and app-ads.txt guidance.</p>

<p><img src="https://go.inmobi.net/hubfs/Images%20to%20redesign%20-%20Ads.txt.jpg" /></p>

<p>Now on the other hand, for the stores, there is another thing. So obviously IAB, it&rsquo;s important to note, cannot really enforce standards. So IAB tries to give guidance and then it&rsquo;s up to the stores to of course pick up and build to support this. So what the IAB community tried to release was a document in which they will describe, IAB will describe how to basically retrieve the same URL for finding the app-ads.txt.</p>

<p>So this happens through three new meta tags that the app store is supposed to support within the head tag of the HTML page of the bundles. And these three new meta tags are appstore:developer_URL, appstore:bundle_ID and appstore:store_ID.</p>

<p>Now the flow will be as follows: Once this is deployed by the app store, the DSP is supposed to visit the page of the store ( <em>plus app store ID</em>) where the bundle is, and from here it will check for the bundle is looking for. So if the lookup is correct, then it will just retrieve the developer URL. And from here it will just cache the app-ads.txt file and at the run time, whenever it gets the request, whenever the DSP gets the request, it will just verify that for that specific vendor, there is a name tree for InMobi or for any other SSP.</p>

<p>So this is as simple as this, but obviously even if these are smaller in terms of implementation, this might change the whole stack of an app store. So obviously not everybody would be building to this. But this is not a friction because actually if the store hasn&rsquo;t built to support this, the implementer should just try to look at any other way to, a methodology, to retrieve that seller URL field, which could be through an API that they might expose or by just parsing the HTML page of the bundle.</p>

<p>Now I think this big innovation - of course InMobi&rsquo;s a huge supporter of this, so we really recommend if you&rsquo;re a publisher to go and take the steps that we just described, and should you have any questions reach out to InMobi - and please go and check out the IAB repositories for ads.txt and app-ads.txt.</p>

<p><em>Note: To view the latest specs on ads.txt and app-ads.txt from the IAB Tech Lab, go to <a href="https://iabtechlab.com/ads.txt/" target="_blank">iabtechlab.com/ads-txt</a>.</em></p>

<h2 class="tile-heading">Interested in Learning More on App-Ads.txt?</h2>

<p>Be sure to check out these resources:</p>

<ul style="list-style:disc;">
	<li><a href="https://support.inmobi.com/monetize/ads.txt-for-apps/ads.txt-for-apps/" target="_blank">InMobi Support Guidance on Ads.Txt For Apps</a></li>
	<li>Blog: <a href="/blog/iab-extends-ads.txt-to-apps" target="_blank">IAB Extends Ads.txt to Apps</a></li>
</ul>]]></description>
      <dc:subject><![CDATA[Trust and Brand Safety, English (EN): inmobi.com,]]></dc:subject>
      
      <dc:creator><![CDATA[ Team InMobi  ]]></dc:creator>
      
      <dc:date>2019-03-20T14:16:00+00:00</dc:date>
    </item>
  
    <item>
      <title><![CDATA[A Marketer's Guide to Evaluating Bidder Performance of Multiple DSPs]]></title>
      <link>https://www.inmobi.com/blog/2019/03/05/a-marketers-guide-to-evaluating-bidder-performance-of-multiple-dsps/</link>
      <guid>https://www.inmobi.com/blog/2019/03/05/a-marketers-guide-to-evaluating-bidder-performance-of-multiple-dsps/</guid>
      <description><![CDATA[<p>Dozens of mobile performance-centric demand-side platforms (DSPs) are available in the market. How do you choose between them? After all, each mobile DSP has different strengths and capabilities, and it is difficult to name one as the best for everyone. Rather, it is about which DSP fits your requirements the best.</p>

<p style="text-align:center"><a class="btn btn-s" href="https://www.inmobi.com/dsp" style="font-size:24px; border-radius: 25px; font-weight: normal;" target="_blank">LEARN MORE</a></p>

<p>How do you begin the selection process? A few of the key criteria to consider include:</p>

<ul>
	<li>Type of inventory access (banner, native or video; in-app or mobile web; gaming or non-gaming).</li>
	<li>Self-serve capability (access to campaign setup/management dashboard).</li>
	<li>Level of transparency (traffic source, traffic type and pricing).</li>
	<li>Bidding options (CPM, CPC, CPI, CPA, etc.).</li>
	<li>Reporting capabilities (dashboard, API).</li>
	<li>Data Management Platform (DMP) integrations (none, built-in, third-party vendor support).</li>
	<li>Support for anti-fraud vendors (none, built-in, external vendor support)</li>
	<li>Pricing model/Take rate (spend-based or performance-based)</li>
	<li>Targeting capabilities (app, OS, handset, etc.)</li>
</ul>

<p>After going through all of this, even the most discerning marketer will be left with a handful of DSPs to choose from based on the above criteria and requirements.</p>

<p>This, at this point, brings us to the crucial question of how to evaluate the shortlisted DSPs on performance. Essentially, you are evaluating the efficiency of the bidder - is it placing the optimum bid on the right users with the right message (creative) at the right time?</p>

<p>Since most DSPs have the same traffic sources (for example, if they connect to the same ad exchanges and other sources of supply), the campaigns will target the same audience with the same set of creatives. This is likely to result in the cannibalization of your ad spends, as you end up bidding against yourself for the same user with the same creative. This results in higher CPM costs. But worse, you incorrectly evaluate the DSPs and end up choosing the less-than-ideal choice.</p>

<p>The best way to test or evaluate DSPs is to ensure non-overlapping audiences so you can avoid cannibalization.</p>

<p>Here are three ways to set up the right evaluation process and avoid potential pitfalls.</p>

<h2>1. Assign Different Segments to Each DSP</h2>

<p>This is the most effective way to evaluate the performance of a DSP&rsquo;s bidder. If the DSP does remarketing, set up remarketing campaigns in the following way:</p>

<ol>
	<li>Divide the user list (say, 30-day dormant users - i.e, the installed-but-not-purchased-in-the-last-30-days segment) randomly among DSPs.* This ensures a non-overlapping audience.</li>
	<li>Run each campaign for a minimum duration of 45 days. This is required as it takes at least two to three cycles to optimize towards key performance indicators (with each cycle taking anywhere between seven and 10 days).</li>
	<li>Consider only the last seven days&rsquo; performance (say, cost per transaction and scale) for comparison.</li>
</ol>

<p>* This requires the app to have a large user base and monthly active user (MAU) count. For example, if you are working with three DSPs, the 30-day dormant user count needs to be fairly large. Otherwise, it becomes a needle-in-a-haystack problem for DSPs and the test results might not be statistically significant.</p>

<h2>2. Geographic A/B test</h2>

<p>If the above option is not feasible (either due to the DSPs not providing remarketing or if they use different bidders for remarketing and user acquisition), then we recommend doing a geographic A/B test.</p>

<ol>
	<li>In this case, each DSP is given a different region, usually at the city level. This is because the accuracy of location data derived from ad requests is typically not reliable enough for further granularity.</li>
	<li>The cities should be split among DSPs in such a way so as to minimize/account for behavioral variations. For example, allocate New York and LA to DSP 1 and Philadelphia and San Francisco to DSP 2. Essentially, splitting one city from each coast.</li>
	<li>Post thirty days, reverse the targeting provided to each DSP.</li>
</ol>

<h2>3. Time-based A/B test</h2>

<p>If you have limited cities to target or if you are unable to split the cities without introducing high variance, then a time-based A/B test is the only other option. It&rsquo;s worth noting that this is the most time-consuming and least reliable test of all. Here, each DSP runs alone during different time periods so as to ensure no or limited overlap.</p>

<p>In order for this to work, you need to ensure that there are no major product updates over the duration of the evaluation.</p>

<p>The campaigns can be set up as follows:</p>

<ol>
	<li>Run exclusively with one DSP for at least 30 days.</li>
	<li>Then stop and switch to the next.</li>
</ol>

<p>This test is generally not recommended unless it&rsquo;s for a mature app doing a head-to-head comparison between two DSPs, with no major product updates being pushed during that period.</p>

<p><em><strong>Note: </strong>All the above tests assume that the advertiser adopts a Last Click/Last View attribution model.</em></p>

<p>Besides the bidder, other aspects of a DSP can also be evaluated during this the tests. Most critically, the quality of their audience data and level of support and service offered.</p>

<p>Look for concierge-like support and vendors who are more focused on customer service rather than their profitability. Unexpected or intransparent fees, outages, deliverability issues, slow response times and unacceptable answers are all red flags.</p>

<p style="text-align:center"><a class="btn btn-s" href="https://www.inmobi.com/dsp" style="font-size:24px; border-radius: 25px; font-weight: normal;" target="_blank">LEARN MORE</a></p>

<p><strong>About the Author</strong></p>

<p>Praveen Rajaretnam has over a decade of experience in mobile marketing and growth marketing. He started his career as an engineer at a cyber-security firm, working on automation and performance testing. Praveen also started a social-commerce firm, running marketing and growth strategies there. He spends considerable time researching anti-fraud methodologies, attribution mechanisms and real-time bidding mechanisms.</p>

<p><strong>More Posts by Praveen:</strong></p>

<ul>
	<li><a href="/blog/a-buyers-guide-to-choosing-an-anti-fraud-solution" target="_blank">A Buyer&rsquo;s Guide to Choosing an Anti-Fraud Solution</a></li>
	<li><a href="/blog/why-ai-will-forever-change-the-way-you-think-about-ad-fraud" target="_blank">Why AI Will Forever Change The Way You Think About Ad Fraud</a></li>
	<li><a href="/blog/the-hidden-cost-of-install-ad-fraud-on-your-business" target="_blank">The Hidden Cost of Install Ad Fraud on Your Business</a></li>
</ul>]]></description>
      <dc:subject><![CDATA[Products &amp; Tools, English (EN): inmobi.com,]]></dc:subject>
      
      <dc:creator><![CDATA[ Praveen Rajaretnam,  Senior Product Marketing Manager  ]]></dc:creator>
      
      <dc:date>2019-03-05T13:41:00+00:00</dc:date>
    </item>
  
    <item>
      <title><![CDATA[What Does Transparency in Programmatic Advertising Really Mean?]]></title>
      <link>https://www.inmobi.com/blog/2019/02/27/what-does-transparency-in-programmatic-advertising-really-mean/</link>
      <guid>https://www.inmobi.com/blog/2019/02/27/what-does-transparency-in-programmatic-advertising-really-mean/</guid>
      <description><![CDATA[<p>Would a stockbroker invest in a stock if only the ticker prices were accessible and none of the firm&rsquo;s financial statements?</p>

<p>Definitely not.</p>

<p>What is stopping the broker is the lack of transparency. As a consumer, we need transparency to make the right purchase decisions.</p>

<p>The overarching purpose of transparency is to build trust. It is for this reason we don&rsquo;t order medicines from an unknown drug store or provide our credit card details to a fintech upstart. There&rsquo;s the overwhelming fear of consuming counterfeit medicines or risking our life savings to potential fraudsters.</p>

<p>It should be no different in digital advertising, especially in programmatic buying. In fact, media buying not only requires trust and transparency, it depends on it.</p>

<p>The need for greater transparency and trust in the digital advertising market has become more pronounced over the last couple of years with issues such as ad fraud, brand safety, rise of ad blockers and underhand practices plaguing the industry.</p>

<h2 class="tile-heading">What Does Transparency Entail?</h2>

<p>Simply put, transparency means total visibility into the entire buying funnel (as made available to the demand-side platform, or DSP) required to make efficient purchase decisions for the buyer.</p>

<p>At the very minimum, this entails transparency into the following:</p>

<ol>
	<li>Media source (traffic source and traffic type)</li>
	<li>Media (app bundle ID and app name)</li>
	<li>Pricing (bid price and clearing price)</li>
	<li>Impression path (creative, placement type and slot size)</li>
	<li>Campaign setup (dashboard access to check campaign setup and performance and/or APIs for campaign creation)</li>
	<li>Reporting capability via dashboard and/or API</li>
</ol>

<p style="font-size:10px;"><strong>Note: </strong></p>

<ol style="font-size:10px;">
	<li>The above items are expected to be provided over and above the default measures and dimensions such as clicks, installs, cost (advertiser spend), date, day, hour, country, os and device type.</li>
	<li>Measures such as click-through rate, conversion ratio, etc. are derived metrics and hence have not been included.</li>
</ol>

<p>Why is this the absolute minimum requirement?</p>

<p><img src="https://go.inmobi.net/hubfs/quote-transparency.png" /></p>

<p style="text-align:center; font-size:20px; font-color:#D3D3D3;">&ldquo;You can&#39;t improve what you can&#39;t measure&rdquo;</p>

<p>Transparency is the first step towards spend optimization.</p>

<p>While any one data point could be considered irrelevant or immaterial, when all the pieces are examined together, the full picture could be used to better optimize ad delivery.</p>

<p>The bottom line is that it&rsquo;s the buyer who should decide whether she doesn&#39;t want to use certain data, and not the DSP - whose primary function is that of a platform provider. The DSP is expected to make available at the very least the above mentioned measures and dimensions via their reporting dashboard and APIs.</p>

<p>Working with DSPs offering partial or no transparency means you cannot be sure what data is accessible or how the data is being used.</p>

<p>The ability to log into the DSP to examine the performance of your campaigns along with media and fee transparency is important. This helps address ad fraud, brand safety and compliance-related issues such as data privacy and data security.</p>

<h2 class="tile-heading">Trust Goes Beyond Just Transparency</h2>

<p>Other important aspects of trust include data privacy and data security, measurement product partnerships and audits, fraud and brand safety.</p>

<p>Given the depth of these topics, we will be covering each of these in separate posts.</p>

<h2 class="tile-heading">Ecosystem Push for Transparency</h2>

<p>It is imperative for all programmatic players to increase transparency in their products and operations in a demonstrable fashion to earn and maintain the trust of advertisers.</p>

<p>It is on ecosystem players to manifest this through tangible, practical steps implemented to raise the levels of transparency, trust and accountability.</p>

<p>Interested in seeing what a transparent and trustworthy solution looks like? Drop us a note at <a href="mailto:contact@inmobi.com">contact@inmobi.com</a> to learn more.</p>

<p><strong>About the Author</strong></p>

<p>Praveen Rajaretnam has over a decade of experience in mobile marketing and growth marketing. He started his career as an engineer at a cyber-security firm, working on automation and performance testing. Praveen also started a social-commerce firm, running marketing and growth strategies there. He spends considerable time researching anti-fraud methodologies, attribution mechanisms and real-time bidding mechanisms.</p>

<p><strong>More Posts by Praveen:</strong></p>

<ul style="list-style:disc;">
	<li><a href="/blog/a-buyers-guide-to-choosing-an-anti-fraud-solution" target="_blank">A Buyer&rsquo;s Guide to Choosing an Anti-Fraud Solution</a></li>
	<li><a href="/blog/why-ai-will-forever-change-the-way-you-think-about-ad-fraud" target="_blank">Why AI Will Forever Change The Way You Think About Ad Fraud</a></li>
	<li><a href="/blog/the-hidden-cost-of-install-ad-fraud-on-your-business" target="_blank">The Hidden Cost of Install Ad Fraud on Your Business</a></li>
</ul>]]></description>
      <dc:subject><![CDATA[Advertising, English (EN): inmobi.com,]]></dc:subject>
      
      <dc:creator><![CDATA[ Praveen Rajaretnam,  Senior Product Marketing Manager  ]]></dc:creator>
      
      <dc:date>2019-02-27T14:20:00+00:00</dc:date>
    </item>
  
    <item>
      <title><![CDATA[Bid Shading Explained [VIDEO]]]></title>
      <link>https://www.inmobi.com/blog/2019/02/13/bid-shading-explained-video/</link>
      <guid>https://www.inmobi.com/blog/2019/02/13/bid-shading-explained-video/</guid>
      <description><![CDATA[<h1 class="tile-heading">Watch Our Whiteboard Video on Bid Shading</h1><p>
	Today, to determine the winner of an in-app programmatic auction, bid shading is becoming an increasingly common way to determine the final price paid of the demand-side platform (DSP) winning the auction.</p><p>
	This model of bidding has arisen as more publishers and supply side platforms (SSPs) are moving to first price auctions - or considering this bidding strategy - as DSPs are not always keen on the highest bidder paying exactly what they bid.</p><p>
	In this latest Whiteboard Wednesday video, Ryan Gauss, InMobi’s Platform Product Manager, explains how bid shading works and how it impacts what the buyers bid, win rates and bid history. The video also highlights how both first price and second price bids affect a DSP’s chance of winning and final payout rate.</p><iframe width="1120" height="630" src="https://www.youtube.com/embed/4KWVuugHQrQ" frameborder="0" allow="accelerometer; autoplay; encrypted-media; gyroscope; picture-in-picture" allowfullscreen="">
</iframe><p>
	<strong>Transcript</strong></p><p>
	Hi, and welcome to another edition of Whiteboard Wednesday. My name is Ryan Gauss, and I’m the Platform Product Manager here at InMobi. Today we’re going to be discussing Bid Shading, why it came about, why it’s needed and what the advantages and disadvantages of it are.</p><p>
	So before we get into Bid Shading, let’s talk a little bit about First Price and Second Price Auctions. And, as we discussed in our previous Whiteboard Wednesdays on First Price and Second Price Auctions, in a First Price Auction what typically happens is the DSP or the buyer or the bidder - they’re all kind of used synonymously - in a First Price Auction the DSP will end up bidding a little bit lower but end up paying higher. That’s because they end up paying what they bid.</p><p>
	So because of this, DSPs weren’t very happy that they ended up having to pay this higher price with First Price Auctions, even though there were benefits of it such as removing a lot of the lack of transparency and allowing them to be able to compete more effectively across multiple auctions.</p><p>
	So what we see with, when we get into Bid Shading, is it came about because A) first off, DSPs had to create a new bidding algorithm to be able to compete in a First Price Auction, and some DSPs have been slow to do that. They’re still trying to use a Second Price bidding algorithm in a First Price Auction. So that’s really to their disadvantage. They end up paying higher than they would have to.</p><p>
	And even for the DSPs that have been able to update their algorithm to a First Price bidding algorithm, they’re not real happy that they still have to pay this higher price.</p><p>
	So because of that, this compromise kind of came about, where bid shading was introduced. And basically what Bid Shading is, it allows a DSP to bid in a First Price Auction and if they win, the final price they pay is actually discounted a certain amount.</p><h2 class="tile-heading">How Bid Shading Determines What Buyers Pay</h2><p>
	Now how much it’s discounted really depends on the auction platform. Two of the most common practices that are used to discount Bid Shading are A) splitting the difference between a First Price and a Second Price Auction or B) looking at the historical win price for that inventory or that user and using that to calculate a discount.</p><p>
	So let’s run through an example right here to show how bid price or Bid Shading could be introduced to a typical auction. So let’s say we have our auction right here, and we have two DSPs that are competing in it. DSP 1 bids with a price of $10 and DSP 2 bids with a price of $8. So in this auction right here, if this was a First Price Auction, DSP 1 would win and they would pay $10. If this was a Second Price Auction, DSP 1 would also win but they would pay one cent higher than the second highest bid, which is $8, so they would pay $8.01. So those are the standard auctions that we typically see.</p><p>
	But now let’s take a look at this and apply Bid Shading and how it could impact the final price. So let’s say we’re going off our First Price Auction again and we’re going to use Bid Shading, and our first example of Bid Shading we’re going to split the difference between the First Price and Second Price Auction. So what would happen here is the First Price would close at $10, the Second Price would close at $8.01, so typically what would happen if Bid Shading was applied is that DSP 1 would win and split the difference, so $9. That’s one of the more common ways that Bid Shading is applied.</p><p>
	The second one is to look at historical data. And when I say look at historical data, basically what’s going to happen is the auction platform is going to look at the price that the winning bidder had paid for that particular inventory, if it’s a site or an app, or maybe for that user, and they’re going to apply that price, some type of discount, to the final price. So let’s say in our second Bid Shading example here that the auction platform looks at this inventory and says historically they’ve been winning at a price of, say $9.20. So what they would do then is DSP 1 would win, and they would charge them a price of $9.20.</p><p>
	So as we look at Bid Shading from a DSP’s perspective, it is a good thing in the sense that they end up paying a lower price, which is good. The disadvantage though is that it’s less transparent. And what I mean by less transparent is that the DSP has no insight into how the discount is being calculated or what data is being used to come about with that percentage. So even though that DSP is getting a discount, they don’t know if that discount is as great as it could be. So there’s really no transparency in there.</p><h2 class="tile-heading">What Publishers and Supply Side Platforms Think About Bid Shading</h2><p>
	Now from a publisher’s perspective, Bid Shading has some pluses and minuses. So first off, the negative for a publisher is that they are going to get a little bit lower price, lower revenue, than what they would earn if it was a straight First Price Auction. So if it was straight First Price, they would receive $10, but if Bid Shading is applied they’re going to get $9 or $9.20. So it’s a little bit less, so that’s a bit of a disadvantage, but it’s still greater than what they would get in a Second Price Auction at $8.01.</p><p>
	The advantage to the publisher is because you are providing some type of a discount, and the DSPs know that, it’s more likely that you will have more DSPs that will now compete in the auction. And those would be DSPs that would either have a First Price bidding algorithm or ones that don’t because they know they’re not going to have to pay that full price that they have bid.</p><p>
	So this is the Bid Shading, how it works, the advantages and disadvantages of it. We see it as really just kind of a Band-Aid or temporary solution. The reason why is because it kind of takes a step backwards in regards to First Price Auction. It introduces a lack of transparency back into the auction mechanics, whereas First Price is trying to make it fully transparent.</p><p>
	And the other reason that we see it as being a temporary solution is that eventually all these DSPs, if they want to continue to compete in this industry, they’re going to build their own First Price algorithm. And once all DSPs are bidding with a First Price algorithm, the prices will start to level out and the DSPs will become more used to paying those price points.</p><p>
	So that’s it for this Whiteboard Wednesday. Thank you very much, and we look forward to seeing you again next time.</p><h2 class="tile-heading">Key Topics for Supply Side Platforms</h2><p>
	Interested in learning more about the mechanics of programmatic auctions, in-app ad servers and other related ad tech topics? Be sure to check out these videos:</p><ul style="list-style:disc;">
	
<li><a href="https://www.inmobi.com/blog/2019/01/16/first-price-auctions-explained-video" target="_blank">First Price Auctions Explained</a></li>	
<li><a href="https://www.inmobi.com/blog/2018/11/21/common-problems-with-second-price-auctions-video" target="_blank">Common Problems with Second Price Auctions</a></li>	
<li><a href="https://www.inmobi.com/blog/2018/10/24/what-is-a-second-price-auction-and-how-does-it-work-video" target="_blank">What is a Second Price Auction and How Does It Work?</a></li>	
<li><a href="https://www.inmobi.com/blog/2018/09/19/how-are-prices-set-in-an-auction-determining-cpms-in-an-in-app-ad-auction" target="_blank">How are Prices Set in an Auction? Determining CPMs in an In-App Ad Auction</a></li>	
<li><a href="https://www.inmobi.com/blog/2018/08/15/the-basics-of-mobile-ad-mediation-video" target="_blank">The Basics of Mobile Ad Mediation</a></li>	
<li><a href="https://www.inmobi.com/blog/2018/06/07/waterfall-vs.-unified-auction-metrics-how-to-see-the-whole-picture-video" target="_blank">Waterfall vs. Unified Auction Metrics: How To See The Whole Picture</a></li>	
<li><a href="https://www.inmobi.com/blog/2018/05/02/how-unified-auctions-and-header-bidding-are-better-than-waterfalls" target="_blank">How Unified Auctions and Header Bidding are Better than Waterfalls</a></li></ul>]]></description>
      <dc:subject><![CDATA[Advertising, English (EN): inmobi.com,]]></dc:subject>
      
      <dc:creator><![CDATA[ Team InMobi  ]]></dc:creator>
      
      <dc:date>2019-02-13T17:21:00+00:00</dc:date>
    </item>
  
    <item>
      <title><![CDATA[Mobile In-App Advertising and Trust: What You Need to Know [VIDEO]]]></title>
      <link>https://www.inmobi.com/blog/2019/02/11/mobile-in-app-advertising-and-trust-what-you-need-to-know-video/</link>
      <guid>https://www.inmobi.com/blog/2019/02/11/mobile-in-app-advertising-and-trust-what-you-need-to-know-video/</guid>
      <description><![CDATA[<p>Too often, in-app advertising and trust are not associated terms. Why is both business and consumer trust in the digital advertising industry so low?</p>

<p><em>To learn more about what InMobi is doing to improve and guarantee trust and transparency throughout the mobile in-app advertising and marketing ecosystem, download our white paper on <a href="https://www.inmobi.com/insights/download/whitepapers/5-ways-inmobi-ensures-trust-and-transparency/" target="_blank">5 Ways InMobi Ensures Trust and Transparency</a> today.</em></p>

<p style="text-align: center;"><a class="btn btn-s" href="https://www.inmobi.com/insights/download/whitepapers/5-ways-inmobi-ensures-trust-and-transparency/" style="font-size:24px; border-radius: 25px; font-weight: normal;" target="_blank">DOWNLOAD GUIDE</a></p>

<p>Here are some of the biggest issues plaguing this form of advertising today:</p>

<ul style="list-style:disc;">
	<li><strong>Fraud.</strong> According to mobile measurement company Adjust, <a href="https://a.storyblok.com/f/47007/da0d5581e4/11653-release-downloadable-files-0-asset-file.pdf" target="_blank">mobile ad fraud close to doubled</a> beginning the beginning of 2017 and the first few months of 2018. For some organizations, four out of every five dollars spent on mobile advertising is consumed by fraud. As money increasingly flows into mobile and in-app advertising, fraudsters are unfortunately following right along.</li>
	<li><strong>Lack of Transparency. </strong>From the perspective of end users (a.k.a. regular folks like you and me), 2018 abounded with stories that highlighted the sometimes frightening ways brands use - and misuse - personal data. And from the perspective of brands and app publishers, it can be increasingly difficult to keep tabs on the entire value chain, with so many players in between point A and point B now. These factors have made <a href="/blog/2019-trends-greater-accountability-and-digital-advertising-transparency" target="_blank">transparency one of the biggest trends in mobile marketing</a> today, and have helped give rise to new transparency-focused <a href="/blog/iab-extends-ads.txt-to-apps" target="_blank">initiatives such as app-ads.txt</a>.</li>
	<li><strong>Brand Safety. </strong>Close to <a href="/blog/digital-ad-industry-makes-gains-resolving-brand-safety-concerns" target="_blank">75 percent of all marketers in the U.S.</a> have dealt with at least one brand safety concern in the past, and this figure is likely to climb even higher in the future. As the purchase and placement of ads becomes more automated, brands may find themselves in hot water if their ads inadvertently appear next to objectionable or inappropriate content - even within legitimate, reputable apps with large audiences like news apps. Brands, agencies and other advertising partners are keen to resolve brand safety concerns once and for all. While there has been a lot of <a href="/blog/digital-ad-industry-makes-gains-resolving-brand-safety-concerns" target="_blank">progress in this arena</a>, issues around brand safety still unfortunately persist today.</li>
	<li>Walled Gardens. According to eMarketer, in 2018, close to 58 percent of all digital ad spending in the U.S. went towards two channels: Facebook and Google. For mobile marketers, one of the biggest issues presented by the duopoly is the lack of data portability and oversight. The publishers present campaign data to advertisers, who have to take them at their word since they&rsquo;re no way to independently verify the results of efforts run within walled garden environments.</li>
	<li><strong>Lack of Trusted Metrics. </strong>Different mobile marketers measure success differently, which makes it difficult to determine who - and whose metrics - to trust. This is especially prevalent in mobile video advertising, as many brands <a href="/blog/why-the-right-mobile-video-advertising-metrics-make-all-the-difference" target="_blank">still use outdated metrics</a> that don&rsquo;t capture the full picture of how their campaigns are performing. This is why mobile marketers are keen to embrace <a href="/blog/2019-trends-cross-device-attribution-and-multi-touch-attribution-marketing" target="_blank">multi-touch and cross-device attribution</a>.</li>
</ul>

<p>&ldquo;The biggest issue in mobile marketing today is trust. As more and more companies enter the fray, with varying levels of technology and frankly, legitimacy, it becomes increasingly difficult for buyers to ascertain what is real and what isn&rsquo;t,&rdquo; says Mike Brooks, Senior Vice President of Revenue <a href="https://www.resources.inmobi.net/hubfs/InMobi%20Case%20Study%20-%20WeatherBug.pdf" target="_blank">at WeatherBug</a>. &ldquo;That said, as more and more advanced types of fraud are being uncovered and taught to even the most basic buyers, the advertisers in the mobile space are going to optimize their spends toward partners they can trust to not perpetrate these schemes. I think this is finally the year where advertisers start talking with their money, and moving it to people they trust and business models they understand.&rdquo;</p>

<p>So what can brands, app publishers and their mobile advertising partners do to improve trust in in-app advertising? What should they look for in a trustworthy mobile advertising partner? Check out this video to learn more:</p>

<p><iframe allow="accelerometer; autoplay; encrypted-media; gyroscope; picture-in-picture" allowfullscreen="" frameborder="0" height="630" src="https://www.youtube.com/embed/-1GxpaCOeaY" width="1120"></iframe></p>

<p><strong>Full Video Transcript</strong></p>

<p>It&rsquo;s a transformative period in digital advertising and marketing. New opportunities have emerged, but so have new challenges:</p>

<ul style="list-style:disc;">
	<li>Ad fraud</li>
	<li>Walled gardens</li>
	<li>Lack of supply chain transparency</li>
	<li>Lack of trusted metrics</li>
</ul>

<p>What can be done to restore trust?</p>

<p>Number one, transparency. When publishers know precisely what ads and ad experiences are running in their apps, and when advertisers know exactly where their placements are shown and who is seeing them, everyone wins. A commitment to transparency significantly reduces brand safety concerns too.</p>

<p>Number two, quality. Only work with the highest quality advertisers and publishers. Period. Clamp down on fraud through many innovative tactics and strategies, including through artificial intelligence.</p>

<p>Number three, measurement. Ensure all partners fully use industry-leading stats and insights. All metrics should be verified and reviewed by independent third parties, too.</p>

<p>By prioritizing transparency, quality and measurement, you can be sure your in-app advertising efforts are trustworthy and effective.</p>

<h2 class="tile-heading">Learn More About Mobile Advertising and Trust</h2>

<p>Interested in learning more about this topic? Head to <a href="https://www.inmobi.com/trust" target="_blank">inmobi.com/trust</a> to learn more about what it takes to improve matters and guarantee success for everyone.</p>

<p>What do you think the mobile advertising industry needs to do to improve trust? Let us know on social media! We&rsquo;d love to hear from you on <a href="https://twitter.com/inmobi" target="_blank">Twitter</a>, <a href="https://www.facebook.com/inmobi" target="_blank">Facebook</a> and <a href="https://www.linkedin.com/company/inmobi/" target="_blank">LinkedIn</a>.</p>

<p><strong>About the Author</strong></p>

<p>Matthew Kaplan has over a decade of digital marketing experience, working to support the content goals of the world&rsquo;s biggest B2B and B2C brands. He is a passionate app user and evangelist, working to support diverse marketing campaigns across devices.</p>

<p><strong>Additional posts by Matthew:</strong></p>

<ul style="list-style:disc;">
	<li><a href="/blog/2019-trends-greater-accountability-and-digital-advertising-transparency" target="_blank">2019 Trends: Greater Accountability and Digital Advertising Transparency</a></li>
	<li><a href="/blog/the-3-key-tenets-of-honest-advertising" target="_blank">The 3 Key Tenets of Honest Advertising</a></li>
	<li><a href="/blog/can-ad-fraud-be-destroyed-once-and-for-all" target="_blank">Can Ad Fraud Be Destroyed Once and For All?</a></li>
	<li><a href="/blog/what-cmos-should-look-for-in-a-trustworthy-programmatic-partner" target="_blank">What CMOs Should Look For in a Trustworthy Programmatic Partner</a></li>
	<li><a href="/blog/digital-ad-industry-makes-gains-resolving-brand-safety-concerns" target="_blank">The Digital Advertising Industry Makes Gains in Resolving Brand Safety Concerns</a></li>
	<li><a href="/blog/how-to-solve-common-problems-with-programmatic-advertising" target="_blank">How to Solve Common Problems with Programmatic Advertising</a></li>
	<li><a href="/blog/guaranteeing-viewability-and-reducing-fraud-with-inmobi-and-doubleverify" target="_blank">Guaranteeing Viewability, Reducing Fraud with DoubleVerify and InMobi</a></li>
	<li><a href="/blog/inmobi-officially-TAG-certified-against-fraud" target="_blank">TAG You&rsquo;re It: InMobi Officially Certified Against Fraud</a></li>
</ul>]]></description>
      <dc:subject><![CDATA[Advertising, English (EN): inmobi.com,]]></dc:subject>
      
      <dc:creator><![CDATA[ Matt Kaplan,  Content Strategist  ]]></dc:creator>
      
      <dc:date>2019-02-11T15:56:00+00:00</dc:date>
    </item>
  
    <item>
      <title><![CDATA[How Are In-App Advertising Rates Calculated?]]></title>
      <link>https://www.inmobi.com/blog/2019/01/22/how-are-in-app-advertising-rates-calculated/</link>
      <guid>https://www.inmobi.com/blog/2019/01/22/how-are-in-app-advertising-rates-calculated/</guid>
      <description><![CDATA[<p>How do mobile ad networks and exchanges determine in-app advertising rates? The answer isn&rsquo;t always clear cut.</p>

<p>In-app ad rates can vary depending on a variety of factors including ad types, where the ad is run, what ad revenue-sharing agreements are in place, who is supposed to see the ad, whether the goals are of the ad campaign is to generate revenue or just increase brand recall, etc.</p>

<p>To help you make sense of all this, here is our guide to better understanding in-app ad rates.</p>

<h2 class="tile-heading">Understanding Different Pricing Models in Mobile App Advertising</h2>

<p>Brands and their advertising partners have a few different pricing models to choose from within the realm of in-app advertising. Let&rsquo;s break down the most common ones out there today.</p>

<ul style="list-style:disc;">
	<li>CPM, which stands for Cost Per Mille, is one of the original and still most common way of paying for mobile ads. Essentially, this denotes the cost for 1,000 impressions of a particular ad. This is the basic way for paying for reach and initial awareness, in part because it&rsquo;s easy to understand and works with just about any ad format imaginable. For instance, most Facebook ads - <a href="/blog/why-the-right-mobile-video-advertising-metrics-make-all-the-difference" target="_blank">including mobile video ads</a> - are paid <a href="https://www.facebook.com/business/ads/pricing" target="_blank">for through CPM pricing</a>. Curious why Mille is used here? It&rsquo;s the Latin word for Thousand.</li>
	<li>In a cost per click (CPC) campaign, an advertiser only pays each time an ad creative is clicked on. The idea here is that the brand is only paying when someone actively interacted with the ad by clicking on it. This is how the ads that appear on search engine results pages, alongside ads in retargeting campaigns, are paid for typically.</li>
	<li>CPA often stands for cost per action or cost per acquisition. This takes CPC one step further; not only does someone need to click on an ad, but they also need to take a designated action, like filling out a form or downloading an app, before an advertiser is charged. This pricing model is typically used by advertisers and marketers with ad campaign goals further down the proverbial funnel. Similarly, some campaigns - particularly for companies with an app-centric business model - work on a CPI (cost per install) basis.</li>
</ul>

<p>There&rsquo;s also a nebulous fourth category: CPX. This essentially stands for cost per anything, or cost per X goal/metric. While CPM, CPC and CPA are by far the most commonly used pricing models, there are other emerging options that don&rsquo;t fall neatly into either of the three aforementioned categories.</p>

<h2 class="tile-heading">How Ad Formats Impact Ad Costs</h2>

<p>In the world of mobile app advertising, not all ad formats are the same. The size and complexity of the ad format will impact how much an advertiser should expect to pay for the opportunity to run its creatives.</p>

<p>For example, consider the difference between banner ads and video ads. Formats that are more simplistic in nature, like many banner ads and display ads, are both easy to create and to insert into just about any app.</p>

<p>But, they&rsquo;re also less eye-catching and thus easier to ignore. The average click-through rate of all banner ads is <a href="https://marketinginsidergroup.com/content-marketing/banners-99-problems/" target="_blank">around 0.06 percent</a>, but even that might be too high since around three in five banner ad clicks are thought to be accidental. That&rsquo;s likely why, according to 2018 numbers cited by Business of Apps, the average CPM for all banner ads within mobile advertising environments <a href="http://www.businessofapps.com/guide/mobile-app-advertising-cpm-rates/" target="_blank">is just $1</a>.</p>

<p>Contrast banner ads with video ads. While in-app video ads can take a wide variety of formats, including fullscreen video ads and videos with interactive end cards, all permutations of mobile video advertising share the same core characteristics: they&rsquo;re memorable, engaging, eye-catching and highly effective. As a result, the average CPM for mobile video ads is 300 percent greater than the average CPM of a banner ad.</p>

<p style="text-align: center;"><img src="https://go.inmobi.net/hubfs/Mobile-Video-Advertising-and-In-App-Advertising-Rates.png" /></p>

<h2 class="tile-heading">Impact of Target Audiences and Types of App Users on Rates for In-App Ads</h2>

<p>But, in-app advertising rates are about much more than just formats. Other factors can also have an outsized influence on how much advertisers can/should pay.</p>

<ul style="list-style:disc;">
	<li><strong>Operating System: </strong>In today&rsquo;s mobile ecosystem, advertisers today really have two main mobile operating systems to think about, iOS and Android. Apple devices like the iPhone and the iPad use the iOS operating system while Samsung, the world&rsquo;s largest manufacturer of smartphones, and many others use Android. Historically, iOS users were richer than Android users, making them a more lucrative target audience for advertisers. Brands can expect to <a href="https://monetizepros.com/cpm-rate-guide/mobile/" target="_blank">pay 30 percent more to reach iOS users</a> over Android typically, but specific prices vary by mobile ad network and exchange; on one major platform, advertisers paid 500 percent more to run ads to iOS users versus Android users, Business of Apps reported.</li>
	<li><strong>Device Type:</strong> Brands may be willing to pay more (or less) to reach the users the specific types of devices. For starters, advertisers may prioritize smartphones over tablets, and be willing to pay extra to ensure their ads don&rsquo;t appear in tablet environments. And even more specifically, brands will sometimes pay different advertising rates depending on the specific smartphone make and model someone is using. Some companies may find it tempting to run ads just for people using brand new mobile devices, as they be more willing to download new apps for it; alternatively, Samsung has previously had campaigns that <a href="/blog/inmobi-3x-winner-at-lovely-mobile-awards-2018" target="_blank">targeted people using older devices</a> so help compel them to upgrade.</li>
	<li><strong>Geography:</strong> Where someone is located can impact how much an advertiser may be willing to pay to reach them. Country, region, city and neighborhood can all impact advertising rates. For example, some brands may see people in <a href="https://www.bloomberg.com/news/articles/2018-04-10/to-visit-america-s-richest-zip-code-first-you-ll-need-a-boat" target="_blank">wealthy zip codes</a> to be more valuable. And, according to statistics cited by Business of Apps, the average CPC for a mobile ad in Sweden is $0.51, while it&rsquo;s significantly lower in Bulgaria at $0.03 per click. All of this is accomplished with non-personally identifiable location data too.</li>
	<li><strong>Physical Location:</strong> On a more granular level, where someone is physically located at the moment when an ad is served can impact how much a brand might want to pay to ensure their ads reach them. For example, it&rsquo;s easy to see a situation in which a sports apparel manufacturer might be okay spending more to run ads to people located within a stadium on game day. Similarly, brands that target business travelers might be willing to spend pay more than normal to ensure their ads show up when people are inside airports during the work week. Again, this is accomplished with non-personally identifiable location data.</li>
	<li><strong>Time of Day:</strong> People are more likely to take certain actions off apps during particular times of the day, and so brands may be willing to alter their preferred payment rates accordingly. For instance, people are more likely to buy something online at 8pm than they are at, say, 6am. So, some advertisers may want to spend more to ensure their e-commerce ads appear during or right before peak shopping hours.</li>
	<li><strong>Time of Year:</strong> Some times of the year are more competitive than other times, which can affect in-app advertising rates. The holiday shopping season in November and December is a prime example of this in action. According to the statistics cited by Business of Apps, between April 2015 and June 2016, average CPC for ad campaigns aiming to drive app installs peaked at around $0.45 per click in the final quarter of 2015 on one platform; in comparison, the lowest CPC was $0.27 per click in the second quarter of 2016.</li>
</ul>

<h2 class="tile-heading">Average CPM Rates in 2018</h2>

<p>In addition to all of the average in-app ad rates previously discussed, here are more average CPMs to know, courtesy of Business of Apps.</p>

<ul style="list-style:disc;">
	<li>The average CPM across all Android devices is $2, and it&rsquo;s $5 for all iOS hardware.</li>
	<li>The average CPM for a mobile interstitial ad in 2018 was $3.50.</li>
	<li>The average CPM for a native ad on mobile in 2018 was $10, making it one of the most expensive ad formats available.</li>
	<li>In 2016, the average CPC worldwide was $0.27.</li>
</ul>

<h2 class="tile-heading">How Will Mobile Advertisers Pay for In-App Ad Campaigns in 2019?</h2>

<p>What in-app ad rates will brands pay throughout 2019? Only time will tell. But, one thing for certain is that advertisers and their partners will be savvier about how they track and measure their mobile app ad campaigns. As mobile devices and apps increase in popularity, brands and agencies will pay closer attention to not only how they&rsquo;re paying for mobile ads but also how those ads are performing from a holistic and business lens.</p>

<p>Interesting in learning more about mobile in-app advertising? Be sure to <a href="/blog" target="_blank">check out these blog posts</a> for more insights, knowledge and know-how.</p>

<p style="text-align: center;"><a class="btn btn-s" href="/blog" style="font-size:24px; border-radius: 25px; font-weight: normal;" target="_blank">LEARN MORE</a></p>]]></description>
      <dc:subject><![CDATA[Announcements, English (EN): inmobi.com,]]></dc:subject>
      
      <dc:creator><![CDATA[ Team InMobi  ]]></dc:creator>
      
      <dc:date>2019-01-22T12:00:00+00:00</dc:date>
    </item>
  
    <item>
      <title><![CDATA[4 Examples of Programmatic Advertising Done Right In Apps]]></title>
      <link>https://www.inmobi.com/blog/2019/01/17/4-examples-of-programmatic-advertising-done-right-in-apps/</link>
      <guid>https://www.inmobi.com/blog/2019/01/17/4-examples-of-programmatic-advertising-done-right-in-apps/</guid>
      <description><![CDATA[<p>If you&rsquo;re looking to embrace programmatic media buying in 2019 but don&rsquo;t know where to begin, then consider these examples of programmatic advertising to see how others have approached real-time bidding and automated advertising campaigns.</p>

<p>Increasingly, in-app digital advertising is going programmatic. In our latest report, <a href="https://www.inmobi.com/insights/download/whitepapers/mobile-programmatic-advertising-trends-2018/" target="_blank">Mobile Programmatic Advertising Trends 2018</a>, data points from the InMobi Exchange showed that budgets dedicated to programmatic media buying jumped over 300 percent between the first six months of 2017 and the first half of 2018.</p>

<p style="text-align: center;"><a class="btn btn-s" href="https://www.inmobi.com/insights/download/whitepapers/mobile-programmatic-advertising-trends-2018/" style="font-size:24px; border-radius: 25px; font-weight: normal;" target="_blank">GET REPORT</a></p>

<p>Here are four data-driven case studies highlighting how app publishers, brands and demand-side platforms (DSPs) have benefitted from in-app programmatic buying.</p>

<h2 class="tile-heading">1) How Appreciate Optimizes Programmatic Campaigns to Help Clients Maximize Ad Spend</h2>

<p>As a leading DSP, <a href="https://inmobi.docsend.com/view/4i9z97w" target="_blank">Appreciate</a> has consistently leveraged the programmatic prowess of the InMobi Exchange to help its clients get the most value possible out of in-app advertising and marketing. By working closely with the InMobi team since 2017, Appreciate has been able to double its presence in the U.S. market and grow a whopping 500 percent between the second and third quarters of 2018.</p>

<p>How did they do this? There were a few key factors to the success of this programmatic partnership:</p>

<ul style="list-style:disc;">
	<li>Data: Thanks to all of the information that&rsquo;s coming in from all of the programmatic transactions, Appreciate and InMobi can more effectively identify new growth opportunities and potential areas of improvement.</li>
	<li>Scale: Reaching an ever wider audience was key here, but this is where programmatic really excels. Quality is an important consideration in scale as well, as it&rsquo;s crucial to target the right audience segment, device and location within a programmatic ad buy.</li>
	<li>Creatives: Appreciate clients want to run everything from display advertising to premium, interactive video ads. This range of possibility is a reality within a quality programmatic platform like the InMobi Exchange.</li>
</ul>

<p>&ldquo;We&rsquo;ve been very happy with the InMobi Exchange,&rdquo; says Anbar Chap, Appreciate&rsquo;s Chief Business Officer. &ldquo;They have consistently provided us with the geographic and ad format diversity that we need. They also enable us to meet the strict requirements and KPIs of our clients. We look forward to seeing continued ROI from them.&rdquo;</p>

<h2 class="tile-heading">2) WeatherBug Gets Top Dollar from Display Ads through Auction-Based Programmatic Technologies</h2>

<p>Programmatic ad buying is a two-way street. Ideally, it should work well for both advertisers (and their partners like DSPs) and for the publishers where the ad will ultimately reside.</p>

<p><a href="https://inmobi.docsend.com/view/xpfs3km" target="_blank">WeatherBug</a> is one of the world&rsquo;s leading weather apps and websites, and they offer up ad space to programmatic buyers. Through InMobi&rsquo;s leading <a href="/blog/the-basics-of-mobile-ad-mediation-video" target="_blank">mediation</a> and <a href="/blog/how-unified-auctions-and-header-bidding-are-better-than-waterfalls" target="_blank">in-app header bidding</a> solution, WeatherBug was able to make its app much lighter and boost ad revenues by 15 percent.</p>

<p>So how does this work? By combining all ad sources into a single SDK and then having all of them compete in real-time auctions, WeatherBug always get the maximum dollar amount for its available inventory and can guarantee that ads load quickly. Essentially, these kinds of open and truly competitive ad auctions ensure that publishers like WeatherBug fully benefit from programmatic media buying too.</p>

<p>&ldquo;We have had great success in driving eCPMs higher utilizing their unified auction, as we find this to be a more efficient and profitable way to do business,&rdquo; Ed Arrandale, WeatherBug&rsquo;s Director of Programmatic and Monetization, says of InMobi.</p>

<p><em>Need help keeping track of all of the terms and acronyms? Be sure to check out our guide on <a href="/blog/the-crazy-advertising-technology-landscape" target="_blank">The Crazy Advertising Technology Landscape</a>.</em></p>

<p style="text-align: center;"><a class="btn btn-s" href="/blog/the-crazy-advertising-technology-landscape" style="font-size:24px; border-radius: 25px; font-weight: normal;" target="_blank">LEARN MORE</a></p>

<h2 class="tile-heading">3) Programmatic Buying Helps Content Syndication DSP Increase Effectiveness of Marketing Campaigns</h2>

<p>Thanks to in-app programmatic ad buying, <a href="https://inmobi.docsend.com/view/4capnjc" target="_blank">a leading DSP</a> focusing on content syndication and content discovery was able to boost revenue a whopping 200 percent. Because of programmatic media buying, they were able to easily expand from browser-only reach to in-app audiences as well, which was key for the leading publications and authors they worked with.</p>

<p>Programmatic enabled them to expand their reach in the U.S. and more effectively target global audiences in geographies such as Europe and South America. And best of all, all of this growth and expansion happened exclusively through premium ap- while still keeping a lid on per-impression costs.</p>

<h2 class="tile-heading">4) How a Major Fortune 500 Company Solved One of its Biggest Programmatic Challenge</h2>

<p>While programmatic technologies and buying bring a lot of benefits to the table, including scale and efficiency through automation, it can introduce some challenges to the mix. But, nevertheless, those <a href="/blog/how-to-solve-common-problems-with-programmatic-advertising" target="_blank">challenges can be effectively resolved</a>.</p>

<p>For example, <a href="/blog/digital-ad-industry-makes-gains-resolving-brand-safety-concerns" target="_blank">consider the case of one major Fortune 500 company</a>. Increasingly, they were concerned about brand safety, with programmatically-purchased ads inadvertently appearing next to objectionable or questionable content. For large, image-conscious brands in particular, this is an especially pressing concern.</p>

<p>But, by working with the right programmatic media partners, these kinds of issues can be put to bed. The brand and their advertising agency, UM, used an innovative brand safety solution from IAS to guarantee that ads run through the InMobi Exchange were only appearing in brand-safe environments. This way, they had total peace of mind that they were getting the most from their in-app programmatic campaigns.</p>

<p>&ldquo;Brand safety is a priority for all UM clients and something that we actively work on monitoring. We were happy to see InMobi integrated with buy side (DSPs) and measurement technologies (IAS), which further extends our ability to measure and verify media within the mobile app environments,&rdquo; said Alex Andreyev, VP, Partner at UM, part of IPG Mediabrands.</p>

<p>Can you think of more examples of programmatic advertising done right? Let us know on social media! Share your thoughts with us on <a href="https://www.linkedin.com/company/inmobi/" target="_blank">LinkedIn</a> or <a href="https://twitter.com/inmobi" target="_blank">Twitter</a>.</p>

<p><strong>Suggested Reading:</strong></p>

<ul style="list-style:disc;">
	<li><a href="/blog/what-cmos-should-look-for-in-a-trustworthy-programmatic-partner" target="_blank">What CMOs Should Look For in a Trustworthy Programmatic Partner</a></li>
	<li><a href="/blog/how-does-in-app-advertising-work" target="_blank">How Does In-App Advertising Work?</a></li>
	<li><a href="/blog/how-are-prices-set-in-an-auction-determining-cpms-in-an-in-app-ad-auction" target="_blank">How are Prices Set in an Auction? Determining CPMs in an In-App Ad Auction [VIDEO]</a></li>
	<li><a href="/blog/top-8-mobile-app-advertising-benefits" target="_blank">Top 8 Mobile App Advertising Benefits</a></li>
	<li><a href="/blog/how-to-advertise-on-apps-a-guide-for-agencies" target="_blank">How to Advertise on Apps: A Guide for Agencies</a></li>
</ul>]]></description>
      <dc:subject><![CDATA[Advertising, English (EN): inmobi.com,]]></dc:subject>
      
      <dc:creator><![CDATA[ Team InMobi  ]]></dc:creator>
      
      <dc:date>2019-01-17T13:00:00+00:00</dc:date>
    </item>
  
    <item>
      <title><![CDATA[First Price Auctions Explained [VIDEO]]]></title>
      <link>https://www.inmobi.com/blog/2019/01/16/first-price-auctions-explained-video/</link>
      <guid>https://www.inmobi.com/blog/2019/01/16/first-price-auctions-explained-video/</guid>
      <description><![CDATA[<p>What are First Price Auctions, and how do they compare to other programmatic in-app advertising auction mechanisms? As an ad tech bidding strategy, what are the advantages and disadvantages of the first price auction bidding model?</p>

<p>In this latest Whiteboard Wednesdays video, Ryan Gauss, InMobi&rsquo;s Platform Product Manager, highlights the unique attributes of this type of auction in which the highest bidder wins. In the video, he also covers how this compares to other price models in which initial bid prices aren&rsquo;t always what advertisers pay out, and why switching to real-time initial bid auctions is not always so easy.</p>

<p><iframe allow="accelerometer; autoplay; encrypted-media; gyroscope; picture-in-picture" allowfullscreen="" frameborder="0" height="630" src="https://www.youtube.com/embed/Pn5tdURxS9g" width="1120"></iframe></p>

<p><strong>Transcript:</strong></p>

<p>Hi, and welcome to another edition of Whiteboard Wednesday. My name is Ryan Gauss, and I&rsquo;m the Platform Product Manager here at InMobi. And today we&rsquo;re going to be discussing First Price Auctions, why they&rsquo;re becoming more common and what the advantages and disadvantages of them are.</p>

<p>So first off, why are First Price Auctions becoming more common? And the reason is, is that there is more transparency with them, and also it allows the DSP or the buyer or even bidder, depending on which term you want to use, to be able to compete more competitively in multiple auctions.</p>

<p>So first off, let&rsquo;s take a step back and just describe what a First Price Auction is as compared to a Second Price Auction. So in a First Price Auction, the highest bidder who wins the auction will pay what they bid. So if they bid $10 and they win, they will pay $10.</p>

<p>In a Second Price Auction, the highest bidder who wins the auction will pay one cent higher than the second highest bidder. So if the highest bidder pays $10 and the second highest bid $8, the first bidder will end up winning and will pay one cent more, which is $8.01.</p>

<p>So before we get into the real disadvantages and advantages of a First Price Auction, we want to start off by saying that it&rsquo;s really important that every auction that is sent out by the auction platform should specifically say if it is a First Price or a Second Price Auction. If the auction type is not listed, then there really is no transparency to begin with in the auction.</p>

<p>So let&rsquo;s take a look at the advantages. So we know that in a First Price Auction, that the highest bidder ends up paying what they bid. So because of that, there is greater transparency. There&rsquo;s no way for the auction final price to be manipulated because, as with a Second Price Auction the final price is dependent on someone else&rsquo;s bid. That doesn&rsquo;t happen with a First Price, and so there&rsquo;s less chance of manipulation there.</p>

<p>The other benefit or advantage is there are no fees when it comes to a First Price Auction. And what I mean by no fees is, because the winning bidder is paying what they bid, there&rsquo;s no way to tack on any undisclosed fees. That&rsquo;s something that sometimes can happen in a Second Price Auction.</p>

<p>The third advantage that we want to point out here for a DSP is that if a DSP must win multiple auctions in order to serve an ad for an ad opportunity, then they&rsquo;re at a real disadvantage if any of those previous auctions before the final one is not a First Price Auction. So we&rsquo;re going to go through an example right now, but we wanted to make sure that we pointed out that multiple auctions is another one of those advantages.</p>

<p>So let&rsquo;s go through an example right here. In one common scenario - one of the common scenarios - in the industry right now, where you would see multiple auctions, is with header bidding. So typically with header bidding, you will see an initial header bidding auction, and then the winner of that auction - their price - will be passed into a second auction that they must also win in order to serve the ad.</p>

<p>So for example right here, we&rsquo;re going to start off and say we have an initial header bidding auction. We have two DSPs, DSP 1 and DSP 2, who are going to bid, and this is a Second Price Auction. So let&rsquo;s say DSP one bids $10, and DSP bids $5. So now, in a typical Second Price Auction, DSP one is going to win and they&rsquo;re going to pay one cent higher than the Second Price Auction so they&rsquo;re going to pay - DSP one is the winner here - they&rsquo;re going to pay $5.01.</p>

<p>So you can probably already see the disadvantage here. DSP one was willing to bid $10, but now this price of $5.01 is what is going to be passed into the second auction. So now that we have our second auction in the ad server, DSP one will be competing at a price of $5.01, whereas a new DSP - let&rsquo;s say DSP 3 - is going to bid $7. So in our auction here, the second one - we&rsquo;re going to say it&rsquo;s a First Price Auction. So now, DSP 3 is going to win the auction. They&rsquo;re going to be the DSP that going to serve the ad. But they won the auction at a price of $7.</p>

<p>So the outcome of this is that we now have a DSP who didn&rsquo;t bid the highest who ends up winning, and the publisher ends up getting less revenue that they would if this initial $10 bid had been passed in. So you can see if this original header bidding auction had been First Price, and the price of $10 would have won, then that would have been passed into the second auction, the price of $10, which would have resulted in the actual highest bidder across both auctions winning and the publisher ending up with more revenue.</p>

<p>So switching to a First Price Auction is becoming more common because of scenarios like this. But it&rsquo;s not that simple for a DSP to all of a sudden just start bidding within a First Price Auction. Typically in a First Price Auction what you will see is the DSPs bid a little bit lower than they would in a Second Price Auction. The reason being is in a First Price, the DSP is going to pay what they bid, whereas in a Second Price, they&rsquo;re not going to, the chances of them paying that amount is very unlikely. They&rsquo;re going to pay a lot less.</p>

<p>So because of that, DSPs need to have a different bidding algorithm in a First Price Auction as opposed to a Second Price Auction. And because of that, they have to reformulate their algorithm and a lot of these DSPs have not been able to do that yet. They&rsquo;re still kind of behind the times a little bit. So if they want to compete in a First Price Auction, they end up having to use a Second Price algorithm, bidding algorithm, and they end up paying a lot more than what they should be.</p>

<p>So because of this, the practice of Bid Shading has come about. And what Bid Shading is in a nutshell is that it allows a DSP to bid in a First Price Auction, and if they win not necessarily have to pay that full amount. It will be discounted a certain percentage. What that discount is really depends on the auction platform and how they calculate that. Two of the more common calculations that are used to apply that discount are A) splitting the difference between the First Price Auction and Second Price Auction price or B) looking at the historical price that was paid for that inventory - that site or that app or that user - and then doing that.</p>

<p>So you can see that Bid Shading is a positive for a DSP because it does allow them to pay a little bit less price than a typical First Price Auction, but there is a disadvantage to Bid Shading, and that disadvantage is that there is now less transparency. And one of the things that First Price Auctions were trying to do all along is they were trying to add more transparency to the auction. So even though Bid Shading does benefit a DSP, it kind of takes a step backwards because now there&rsquo;s less transparency back into it again.</p>

<p>So from a publisher&rsquo;s standpoint, how do they view this? What are the advantages? What are they seeing as the positives to that? So from a publisher&rsquo;s standpoint, they will end up getting more revenue because a First Price Auction will end up paying more than a Second Price Auction typically.</p>

<p>And also, the other advantage from a publisher&rsquo;s standpoint is that in a First Price Auction, because a bidder is going to pay what they bid, it&rsquo;s a truer indication of how they value, how they want to price that inventory. So from a publisher&rsquo;s standpoint, they&rsquo;re going to get a more true valuation of what their inventory is worth.</p>

<p>And so as we look at these advantages right here, we want to just point out that the first three are advantages for the DSP; the last two are advantages for the publisher.</p>

<p>Now before we close this one, we want to take a look at the disadvantages. We already mentioned that there can be less transparency produced through Bid Shading. The other two disadvantages are that a buyer now has to create a new algorithm for First Price bidding. And then overall, because it&rsquo;s a First Price Auction, the DSP ends up paying a higher price. So that&rsquo;s something that they are&rsquo;nt necessarily happy about, even though there are some other advantages with regards to transparency in competing across multiple auctions that are something that comes with it.</p>

<p>So looking at First Price Auction&rsquo;s disadvantages and advantages, there are more advantages. So it really does benefit a publisher and a DSP in the long run. What we would recommend to publishers out there is if they do plan to run a combination of First Price and Second Price Auctions, they do a couple of things. First off, make sure that they are always indicating clearly in the bid request whether it&rsquo;s a First Price or Second Price Auction, so the DSP knows what algorithm they should use for bidding.</p>

<p>And the second thing is, if they are going to work with DSPs, that those DSPs have both a First Price and a Second Price algorithm for bidding, or that they offer some type of Bid Shading discount. If they do that, that will increase the amount of trust and decrease the amount of confusion that comes about with a combination of First Price and Second Price Auctions.</p>

<p>So that&rsquo;s it for this edition of Whiteboard Wednesdays. We look forward to seeing you in our next one. Thank you.</p>

<p><strong>More Videos</strong></p>

<p>Interested in learning more about auction dynamics and different bid auction price models? Want to know how a soft floor differs from a hard price floor? Then be sure to check out these other Whiteboard Wednesday videos streaming in real time.</p>

<ul>
	<li><a href="/blog/what-is-a-second-price-auction-and-how-does-it-work-video" target="_blank">What is a Second Price Auction and How Does It Work?</a></li>
	<li><a href="/blog/common-problems-with-second-price-auctions-video" target="_blank">Common Problems with Second Price Auctions</a></li>
	<li><a href="/blog/the-basics-of-mobile-ad-mediation-video" target="_blank">The Basics of Mobile Ad Mediation</a></li>
	<li><a href="/blog/how-are-prices-set-in-an-auction-determining-cpms-in-an-in-app-ad-auction" target="_blank">How CPMs Enter Mobile Ad Auctions</a></li>
	<li><a href="/blog/how-unified-auctions-and-header-bidding-are-better-than-waterfalls" target="_blank">Why Unified Auctions and Header Bidding are Better than Waterfalls</a></li>
	<li><a href="/blog/waterfall-vs.-unified-auction-metrics-how-to-see-the-whole-picture-video" target="_blank">Waterfall vs. Unified Auction Metrics: How To See The Whole Picture</a></li>
</ul>]]></description>
      <dc:subject><![CDATA[In-App Monetization, English (EN): inmobi.com,]]></dc:subject>
      
      <dc:creator><![CDATA[ Team InMobi  ]]></dc:creator>
      
      <dc:date>2019-01-16T15:00:00+00:00</dc:date>
    </item>
  
    <item>
      <title><![CDATA[Why Savvy Marketers Advertise in Mobile Apps]]></title>
      <link>https://www.inmobi.com/blog/2019/01/10/why-savvy-marketers-advertise-in-mobile-apps/</link>
      <guid>https://www.inmobi.com/blog/2019/01/10/why-savvy-marketers-advertise-in-mobile-apps/</guid>
      <description><![CDATA[<p>The very best marketers - the ones that always hit their goals and move the business forward - advertise in mobile apps.</p>

<p>That&rsquo;s why the in-app advertising market is red hot right now. Mobile ad spending and ad revenues will likely reach record highs in 2019, predicts eMarketer.</p>

<p style="text-align:center"><a class="btn btn-s" href="https://www.inmobi.com/ad-experience" style="font-size:24px; border-radius: 25px; font-weight: normal;" target="_blank">LEARN MORE</a></p>

<p>What&rsquo;s so special about in-app mobile advertising? Why are the best of the best running in-app ad campaigns with greater frequency?</p>

<p>Here&rsquo;s why:</p>

<h2>1) Your Target Audience Uses Mobile Apps a Lot</h2>

<p>In 2019, the average smartphone owner in the U.S. will spend over two hours every day using apps - 134 minutes to be precise in 2019, <a href="https://www.emarketer.com/content/mobile-time-spent-2018" target="_blank">according to eMarketer</a>. And by 2020, that&rsquo;s expected to jump up even higher.</p>

<p>In comparison, the typical smartphone user will spend just 13 minutes using a mobile web browser in 2019, and a paltry 12 minutes in 2020.</p>

<p>With mobile devices likely overtaking television sets as the most popular screen in the house this year, this shows just how ascendant apps have become.</p>

<p>And what kinds of apps are people using? There are a few top apps used the world over, but people are utilizing a lot more apps every day than you might think. In the U.S., the typical smartphone owner leverages more than 10 apps a day and around <a href="http://www.businessofapps.com/data/app-statistics/" target="_blank">30 in an average month</a>.</p>

<p>This may all be the tip of the proverbial iceberg too. As the number of cord-cutters and cord-nevers rises and as apps become more critical to media, expect app usage to rise even further. In short, if you&rsquo;re not advertising through apps and in-app advertising platforms, then you&rsquo;re probably not reaching your target audience at all.</p>

<h2>2) In-App Advertising is More Effective than Desktop or Mobile Web</h2>

<p>Not only are apps more commonly used than browsers, including mobile web, but they also are increasingly advantageous. In comparison to mobile web advertising, <a href="https://www.inmobi.com/blog/2018/11/13/top-8-mobile-app-advertising-benefits" target="_blank">in-app advertising provides a number of key, uniquely valuable benefits</a>:</p>

<ul>
	<li>The ability to target and locate end users more accurately with mobile device IDs instead of cookies.</li>
	<li>Ads provide a total share of voice, as ad blockers don&rsquo;t exist in apps and apps only show one ad at a time typically.</li>
	<li>It&rsquo;s easier to leverage high-impact ad creatives like playable ads and videos with end cards.</li>
	<li>Within app environments, it&rsquo;s possible to target audiences with a high degree of precision thanks to deterministic data signals like lat/long.</li>
</ul>

<h2>3) Lots of Ad Formats at Your Disposal Beyond Display Ads and Banner Ads</h2>

<p>Traditional ad formats like display ads and banners definitely have their place. After all, they&rsquo;re easy to insert and are not disruptive. But, within in-app environments, there are a lot more possibilities.</p>

<p>Consider these examples:</p>

<p>This <a href="https://www.resources.inmobi.net/hubfs/BlackPanther2.gif" target="_blank">ad for the movie &ldquo;Black Panther&rdquo;</a> is a great example <a href="https://www.inmobi.com/blog/2018/09/13/how-to-make-the-most-effective-mobile-ads-for-in-app-campaigns" target="_blank">of what&rsquo;s possible</a> within mobile app environments, especially in regard to video. It takes up the entire screen, so there&rsquo;s no way it can be ignored. It&rsquo;s interactive, allowing someone to scroll through the major characters and learn about them. And, it has a clear call to action; by clicking the blue button at the bottom, someone can easily peruse movie showtimes and make a purchase - all in an app-native environment.</p>

<p><em>Interested in learning more about mobile video advertising? Be sure to download our report on <a href="https://www.inmobi.com/insights/download/whitepapers/the-present-and-future-of-mobile-video-advertising/" target="_blank">The Present and Future of Mobile Video Advertising</a> today!</em></p>

<p style="text-align:center"><a class="btn btn-s" href="https://www.inmobi.com/insights/download/whitepapers/the-present-and-future-of-mobile-video-advertising/" style="font-size:24px; border-radius: 25px; font-weight: normal;" target="_blank">GET REPORT</a></p>

<p>This <a href="http://lovelymobile.news/wp-content/uploads/2018/05/14D80A90-93D3-E711-847B-0010183516A0.mp4?_=3" target="_blank">ad campaign for Samsung</a> uses information from the phone itself to determine which specific creatives to show. Through precise targeting and customized ads, Samsung was able to increase new device sales. This level of targeting and personalization is incredibly difficult to achieve outside of in-app environments.</p>

<p>One of the top benefits of in-app advertising is that it can be both totally immersive and interactive. This <a href="http://lovelymobile.news/wp-content/uploads/2018/05/X-Games-Samsung_0.mp4?_=4" target="_blank">ad campaign, also for Samsung</a>, provides yet another example of the kind of high-impact creative that can only be found from mobile advertising.</p>

<p>These are far from the only <a href="https://www.inmobi.com/ad-experience" target="_blank">creative options</a> too. Native ads, experiential playable ads, interactive rich media ads, dynamic carousel ads, high impact interstitials and a whole lot more are in a mobile marketer&rsquo;s creative arsenal when they go down the in-app route.</p>

<h2>4) Mobile Ad Networks Provide Real-Time Insights</h2>

<p>&ldquo;Life moves pretty fast. If you don&#39;t stop and look around once in a while, you could miss it.&rdquo; - Ferris Bueller</p>

<p>While this quote is, of course, from the 1986 cinema classic Ferris Bueller&rsquo;s Day Off, it&rsquo;s just as apt for marketing and advertising today. If you don&rsquo;t know what&rsquo;s going on in real time, then you lack crucial insights that can make or break a campaign.</p>

<p>Too often, marketers <a href="https://www.inmobi.com/blog/2018/06/07/waterfall-vs.-unified-auction-metrics-how-to-see-the-whole-picture-video" target="_blank">rely on historical data</a> when running and optimizing ad campaigns. But just because something worked well yesterday doesn&rsquo;t mean it will work just as well today.</p>

<p>Good mobile ad networks and in-app advertising partners collect and pass along data in real time. That way, marketers know exactly what&rsquo;s happening in the moment, allowing them to make smarter decisions now so that they can see continued success.</p>

<h2>5) In-App Campaigns are the Best Ways to Attract and Retain Mobile Users at Scale</h2>

<p>Increasingly, many businesses are shifting to becoming app businesses. For instance, many banks allow customers to check on funds, deposit checks and send money all through a mobile app. Quick service restaurants are getting in on the app game too, enabling hungry consumers to order food through the click of a button on an app. Even the automobile industry is getting in on the app action.</p>

<p>But how do these companies, especially those with little to no previous app marketing experience, prevent attrition and bring back lost users? By far the best way to achieve these goals is through an in-app campaign. By using all that in-app advertising has to offer, app-first businesses can be sure they are effectively targeting, retargeting and communicating with their core app users. This kind of route helped social network and gaming app <a href="https://www.linkedin.com/feed/update/urn:li:activity:6481979615765237760/" target="_blank">IMVU increase revenue by 279 percent</a>.</p>

<h2>6) Has Your App Developed an Audience Yet? Mobile Advertising is Critical for UA</h2>

<p>But what happens when your app doesn&rsquo;t have any users to begin with? What can apps do to acquire users beyond paying to appear in the search results within the app stores?</p>

<p>Yet again, mobile in-app advertising is here to the rescue. These kinds of campaigns can be a great tool for user acquisition (UA). In fact, InMobi UA campaigns are responsible for around 450,000 app installs every day across a wide variety of industry verticals.</p>

<p>No matter their goals, savvy marketers the world over are turning to in-app advertising. In 2019, mobile app campaigns are further emerging as the best way to reach, acquire and retain prospects and customers.</p>

<p><strong>About The Author:</strong></p>

<p>Matthew Kaplan has over a decade of digital marketing experience, working to support the content goals of the world&rsquo;s biggest B2B and B2C brands. He is a passionate app user and evangelist, working to support diverse marketing campaigns across devices.</p>

<p><strong>Additional posts by Matthew:</strong></p>

<ul>
	<li><a href="https://www.inmobi.com/blog/2018/11/13/top-8-mobile-app-advertising-benefits" target="_blank">Top 8 Mobile App Advertising Benefits</a></li>
	<li><a href="https://www.inmobi.com/blog/2018/10/09/how-does-in-app-advertising-work" target="_blank">How Does In-App Advertising Work?</a></li>
	<li><a href="https://www.inmobi.com/blog/2018/09/13/how-to-make-the-most-effective-mobile-ads-for-in-app-campaigns" target="_blank">How to Make the Most Effective Mobile Ads for In-App Campaigns</a></li>
	<li><a href="https://www.inmobi.com/blog/2018/09/06/how-to-advertise-on-apps-a-guide-for-agencies" target="_blank">How to Advertise on Apps: A Guide for Agencies</a></li>
	<li><a href="https://www.inmobi.com/blog/2018/05/17/the-3-key-tenets-of-honest-advertising" target="_blank">The 3 Key Tenets of Honest Advertising</a></li>
</ul>]]></description>
      <dc:subject><![CDATA[Advertising, English (EN): inmobi.com,]]></dc:subject>
      
      <dc:creator><![CDATA[ Matt Kaplan,  Content Strategist  ]]></dc:creator>
      
      <dc:date>2019-01-10T13:00:00+00:00</dc:date>
    </item>
  
    <item>
      <title><![CDATA[5 Data Driven Marketing Trends for 2019]]></title>
      <link>https://www.inmobi.com/blog/2019/01/07/5-data-driven-marketing-trends-for-2019/</link>
      <guid>https://www.inmobi.com/blog/2019/01/07/5-data-driven-marketing-trends-for-2019/</guid>
      <description><![CDATA[<p>In 2019, what will be the biggest data driven marketing trends? What data-led marketing strategies will take the lead in the new year?</p>

<p>To find out, we gaze into the crystal ball to reveal how data-focused marketing execution will evolve in 2019. Here are our top five predicted trends for the new year.</p>

<p><em>Interested in learning more about the biggest trends in ad tech and martech in 2019? Be sure to download our 2019 trends report today to see what we think will be huge in the new year.</em></p>

<h2 class="tile-heading">1) Greater Emphasis on Artificial Intelligence and Machine Learning</h2>

<p>In this day and age, it&rsquo;s <a href="/blog/2019-trends-targeted-advertising-machine-learning-artificial-intelligence" target="_blank">hardly surprising to say that artificial intelligence (AI) is a key trend</a>. After all, it seems as though everyone is talking about AI and machine learning (ML).</p>

<p>But beyond the buzzwords, what does this actually mean for marketers? How can marketers and advertisers actually benefit from AI and ML? Likely, expect the following applications to come further to the fore in 2019:</p>

<ul style="list-style:disc;">
	<li><strong>Predictive analytics</strong> - Through the analysis of previous behavior and action, ML algorithms can help predict the future. This is hugely beneficial for marketers, and these kinds of applications will become even more popular in 2019. Predictive analytics can give marketers accurate insights into how their campaigns and efforts are likely to perform, helping them for effectively allocate their time and limited budgets.</li>
	<li><strong>Prescriptive analytics</strong> - This takes predictive analytics one step further. Instead of just predicting likely future actions and behavior, prescriptive analytics offers concrete guidance on what steps marketers should take to see specifically desired actions going forward. For example, prescriptive analytics algorithms can help marketers and advertisers analyze their planned ad creatives to see both how they would like perform in the real world and offer guidance on what changes should be made to the creatives so that they perform even better.</li>
	<li><strong>Lookalike modeling</strong> - As lead generation and demand gen become ever more critical to marketers, it behooves them to spend their time only going after prospects that are actually likely to convert into a sale. This is the same reason why account-based marketing is taking off right now. Lookalike modeling can help marketers achieve these kinds of goals. These algorithms look at the common characteristics of existing customers and then provide input on who isn&rsquo;t a client but would likely be one since they share many characteristics with existing consumers.</li>
	<li><strong>Fraud prevention</strong> - As ad fraud grows in reach and sophistication, marketers continue to struggle against it; it continues to eat up budgets and cause frustration. But, this is a problem rife for <a href="/blog/why-ai-will-forever-change-the-way-you-think-about-ad-fraud" target="_blank">disruption thanks to AI</a>. ML algorithms can help to detect anomalies before problems ever arise. Essentially, these algorithms can predict where issues could arise before they ever become a real-life problem.</li>
</ul>

<p><em>&ldquo;We see the limitless potential for machine learning in digital advertising. Current advancements are blurring the lines between human and machine as evident in applications like sentiment analysis &ndash; machines are increasingly able to identify and categorize the opinions expressed in a piece of text, in order to determine whether the writer&rsquo;s attitude towards a particular topic or product is positive, negative, or neutral. Nuance here is always evolving as language expands and includes things like sarcasm and emoticons to express meaning. Rapid advances in deep learning are allowing computers to process images and video in a more human-like way. These advancements will enable a more robust generation of brand safety and fraud solutions that will help to protect digital advertising investments.&rdquo;</em><br />
<strong>Harmon Lyons, Senior Vice President of Global Business Development at IAS. </strong></p>

<h2 class="tile-heading">2) Greater Focus on Data Quality, Not Just Amount of Data</h2>

<p>Remember when &ldquo;big data&rdquo; was the biggest buzzword in data driven marketing? It used to be that volume, velocity and variety were the key variables in big data, whether related to user data, customer data or any other type of data.</p>

<p>But what about veracity? What&rsquo;s the point of having a lot of data if it&rsquo;s not accurate or verifiable?</p>

<p>Getting a lot of data to analyze is the easy part. The hard part is determining how much of it is good and, therefore, actually useful.</p>

<p>This shift from quantity to quality is already underway, but this transition will take on new urgency in 2019. In the new year, expect organizations to focus far less on the amount of data they have and more on its inherent and intrinsic value to the marketing department specifically and the organization as a whole.</p>

<h2 class="tile-heading">3) Greater Focus on Consumer Engagement and User Experiences, Not Just Conversion Rate</h2>

<p>In data driven marketing, historically customer insights was equated with hard metrics like conversion rate, ad views, clicks, etc. But, by focusing on just these kinds of single actions, marketers are missing the bigger picture.</p>

<p>What does the entire customer experience look like? After all, it&rsquo;s rare that seeing one ad will lead to a sale. How do other inputs over time impact a prospect&rsquo;s likelihood of becoming a paying customer? And, what goes into keeping that paying customer around for a long time and not churning?</p>

<p>In 2019, savvy marketers will use data to more effectively quantify all components of the user experience.</p>

<h2 class="tile-heading">4) Development of Holistic, 360-Degree Customer Profiles</h2>

<p>For many brands, knowledge on the customer is coming from distinct endpoints like mobile device IDs. But humans are more than just a number. In the new year, marketers will be smarter about how they look at and aggregate customer data, in order to develop more holistic, all-encompassing profiles of who precisely each prospect/customer is and what really makes them tick.</p>

<p><em>&ldquo;From a data perspective, probably the most important change we can see is the collective effort towards greater data integration. We have all this data with us &ndash; transactions, channel engagement, support inquiries, etc. - but, ultimately, it&rsquo;s information about the same consumer. What we want to be able to do is get a 360-degree customer view &ndash; who they are, what they like, how they engage with us, etc. &ndash; all at one place, and then use this data to communicate with them in a more personalized and relevant way. Stitching together data becomes important not only across functions, but across channels as well &ndash; both offline and online.&rdquo;</em><br />
<strong>Rana Saha, Senior Director of Growth Marketing at Grab</strong></p>

<h2 class="tile-heading">5) Digital Marketing is Increasingly App and Programmatic Driven</h2>

<p>The media landscape of 2019 is more fragmented than ever before. For marketers, their target audiences may see ads on billboards, on TV, in apps, in magazines and in newspapers, just to name a few examples.</p>

<p>However, in 2019, apps will be the main channel marketers use to reach their target markets. As mobile devices and their apps <a href="https://www.emarketer.com/content/mobile-time-spent-2018" target="_blank">become more popular than ever before</a>, marketers will need to reach their core audiences where they are.</p>

<p>This push to apps extends now to television sets too. As <a href="/blog/2019-trends-ad-supported-ott" target="_blank">over-the-top and connected TV rise in popularity</a>, marketers will further focus on these channels in 2019 and beyond. And, just like with mobile devices, these TV sets and video platforms are all powered by apps.</p>

<p>In-app advertising and marketing provides a veritable treasure trove of data, in large part because of how central programmatic media buying is to this environment. According to our latest Mobile Programmatic Advertising Trends report, 56 percent of all mobile in-app ad spending conducted through the InMobi Exchange was spent programmatically.</p>

<p>What do you think will be the biggest data drive advertising trends of 2019? Let us know on social media! Send us your comments and feedback on <a href="https://twitter.com/inmobi" target="_blank">Twitter</a> or <a href="https://www.linkedin.com/company/inmobi/" target="_blank">LinkedIn</a>.</p>]]></description>
      <dc:subject><![CDATA[Advertising, English (EN): inmobi.com,]]></dc:subject>
      
      <dc:creator><![CDATA[ Team InMobi  ]]></dc:creator>
      
      <dc:date>2019-01-07T14:00:00+00:00</dc:date>
    </item>
  
    <item>
      <title><![CDATA[2019 Trends: Cross-Device Attribution and Multi-Touch Attribution Marketing]]></title>
      <link>https://www.inmobi.com/blog/2018/12/26/2019-trends-cross-device-attribution-and-multi-touch-attribution-marketing/</link>
      <guid>https://www.inmobi.com/blog/2018/12/26/2019-trends-cross-device-attribution-and-multi-touch-attribution-marketing/</guid>
      <description><![CDATA[<p>Is 2019 the year that cross-device attribution and multi-touch attribution marketing become the norm in mobile in-app marketing efforts? We believe that in the new year, multi-touch attribution models will finally be more popular than last-click attribution model, and that mobile marketers will more firmly quantify cross-device activity in their attribution models.</p>

<p>Note: This is the sixth and final post in our series on top trends for 2019. Previous entries covered <a href="/blog/2019-trends-greater-accountability-and-digital-advertising-transparency" target="_blank">transparency</a>, <a href="/blog/2019-trends-ad-supported-ott" target="_blank">OTT</a>, <a href="/blog/2019-trends-header-bidding-mobile-apps-and-the-future-of-in-app-ad-monetiza" target="_blank">in-app header bidding</a>, <a href="/blog/2019-mobile-data-monetization-trends-growing-value-of-enterprise-data" target="_blank">data</a> and <a href="/blog/2019-trends-targeted-advertising-machine-learning-artificial-intelligence" target="_blank">machine learning</a>.</p>

<p style="text-align: center;"><a class="btn btn-s" href="/blog" style="font-size:24px; border-radius: 25px; font-weight: normal;" target="_blank">LEARN MORE</a></p>

<h2 class="tile-heading">Moving Beyond Last-Click Conversions with Mobile Ads</h2>

<p>In most digital ad strategies historically, the only marketing touchpoint that mattered was the final click. Campaigns were deemed successful only if they came from one particular ad or promotion.</p>

<p>This model emerged at the beginning of digital marketing and advertising, back before Google Analytics appeared on the scene. This used to be the easiest way to measure a campaign&rsquo;s success, which is why it became so popular.</p>

<p>But, a number of issues with this attribution model have emerged and come to the fore. For starters, it fails to take the entire customer journey into account. It&rsquo;s not likely that someone sees an ad from a brand they&rsquo;ve never heard of before but then decides to click on their ad and then make a purchase.</p>

<p>More likely, someone needs to see an ad multiple times and also read about the company from multiple sources before they make a purchasing decision. Last-click attribution fails to take all this account and provide equal credit to all key touchpoints; multi-touch attribution modeling does factor in all of these touchpoints, however.</p>

<p>&ldquo;Last click attribution as the sole measuring stick for digital performance advertising should go away within the next few years,&rdquo; says Anne Frisbie, Senior Vice President of Global Programmatic and North America at InMobi. &ldquo;Our belief is that this a very important trend that we hope plays out as quickly as possible. Last-click attribution was great when search marketing first launched at the turn of the century, i.e. compared to no measurement at all. But now, nearly 20 years later, it is clear that last-click attribution is not sophisticated enough and that it misattributes value back to media partners since many organic activities that marketers shouldn&rsquo;t have to pay for are captured, i.e. they aren&rsquo;t truly incremental.&rdquo;</p>

<p>Last-click attribution models are also ripe with fraud. Because fraudsters know that a single action (the final click) is deemed immensely valuable, they will go to great lengths to generate false clicks or lay claim to others&rsquo; actions. By placing the final action in a wider context, multi-touch attribution helps to reduce fraud and provide advertisers with a safer and more accurate way to determine the effectiveness of their campaign-wide efforts.</p>

<p>&ldquo;The ability to measure quality, combined with a deep understanding of which engagement metrics drive performance, will result in tangible outcomes for brands, transforming how advertisers define value in their media spend,&rdquo; says Matt McLaughlin, Chief Operating Officer of <a href="/blog/guaranteeing-viewability-and-reducing-fraud-with-inmobi-and-doubleverify" target="_blank">DoubleVerify</a>.</p>

<h2 class="tile-heading">Embracing Cross-Device Conversions</h2>

<p>Not only do most standard attribution models today only account for the final action, they also often only account for one device, be it a mobile device, laptop or something else. This is often problematic as well, as many people are using multiple devices throughout their research and decisioning process. These outdated models don&rsquo;t tell marketers how single devices were assisted; they are unable to track conversions on other devices.</p>

<p>Here&rsquo;s one example of how multiple devices can serve to assist conversions behind the scenes. Let&rsquo;s say someone sees an ad for an interesting product on their smartphone on their way into work. During the day, this person uses their laptop to do more research on the item and the company behind it. In the evening, they watch videos about it on their tablet, and then right before bed they purchase it on their spouse&rsquo;s mobile device. Without cross-device attribution, it would just look like someone with direct knowledge of that brand made a one-time purchase.</p>

<p>It&rsquo;s also easy to envision similar scenarios in which online and offline marketing efforts work in tandem with each other to further company-wide advertising and marketing goals. Offline ads on bus stops or mall kiosk walls with QR codes are one example, although seeing an ad during a live television broadcast can also compel someone to learn more about that product or service on their mobile device. Combining sales data from loyalty programs with both online and offline advertising efforts is another example of this dynamic at play.</p>

<p>&ldquo;It is very clear that clients are beginning to put in place cross-device attribution solutions that enable them to have a much better view across different devices (not just browser based digital placements) on the impact of their media. And, many of these clients are also executing offline sales attribution studies through their partners. We fully believe in cross-device attribution and full-funnel attribution efforts. Overall, the value of high impact in-app mobile advertising opportunities (such as video and other interactive experiences) are more accurately reflected when measured across the full funnel and via cross-device attribution, in-store visits and in-store sales not just last-click attribution or online web sales - so we think this is a very healthy change for the ecosystem,&rdquo; says Anne.</p>

<p>Still, a lot of tech work is happening beyond the walled gardens to come up with universal Identifiers to measure and attribute conversions across devices. Walled gardens are using their own deterministic way to measure cross-device attribution for their campaigns, making it unfair for the rest of the ad tech players to use this technology.</p>

<p>InMobi is at the forefront of innovation in this space. Our goal is to solve for identity issues in ad tech, which can help solve the cross-device measurement problem beyond the walled gardens.</p>

<h2 class="tile-heading">Cross-Device Attribution and Multi-Touch Attribution Marketing in User Acquisition</h2>

<p>In 2019, performance advertising also will move towards multi-touch and cross-device attribution. User acquisition will be smarter and savvier in the new year too.</p>

<p>App install campaigns are, for the most part, all measured just on the last click currently. Cross-device attribution might not work for app installs, however, multi-touch models need to be picked up by marketers. InMobi is working to come up with models which help measure true incrementality and does not give credit to just the last click.</p>

<p>User acquisition campaigns not based on app installs - campaigns at the middle and bottom of the proverbial funnel - are embracing cross-device attribution methodology as we speak. For marketers whose customer touchpoints are across devices (telcos and auto companies are good examples here), measuring the same device conversions does not make sense.</p>

<h2 class="tile-heading">Embracing the Future of Measurement and Attribution</h2>

<p>While there have been some promising developments in this arena already, thanks in part to efforts from Nielsen via Visual IQ and from Google in the development of the mobile assist ratio, both cross-device attribution and multi-touch attribution are still very much in nascent stages at the moment.</p>

<p>But, come 2019, expect that all to change. In the new year, we confidently predict that advertisers and marketers will be much savvier about how they are tracking the effectiveness of their campaigns and determining how all efforts shape the larger picture.</p>

<p>Do you think multi-touch and cross-device attribution will take off in 2019? How about any of our other predicted trends? Let us know on <a href="https://twitter.com/inmobi" target="_blank">Twitter</a> or <a href="https://www.linkedin.com/company/inmobi/" target="_blank">LinkedIn</a>!</p>]]></description>
      <dc:subject><![CDATA[Advertising, English (EN): inmobi.com,]]></dc:subject>
      
      <dc:creator><![CDATA[ Team InMobi  ]]></dc:creator>
      
      <dc:date>2018-12-26T13:00:00+00:00</dc:date>
    </item>
  
    <item>
      <title><![CDATA[#MobileMonday Throwback 2018: Leading Brands Leveraging Mobile]]></title>
      <link>https://www.inmobi.com/blog/2018/12/21/mobilemonday-throwback-2018/</link>
      <guid>https://www.inmobi.com/blog/2018/12/21/mobilemonday-throwback-2018/</guid>
      <description><![CDATA[<p>
	As a marketer, you cannot ignore the power of mobile. But, do you know how to best leverage the myriad possibilities it offers your brand? With #MobileMonday, we bring to you stories of how the biggest global brands are winning customers on mobile. Check out the best of innovations by marketers in our 2018 throwback. Follow 
	<a href="https://www.linkedin.com/company/inmobi/">InMobi on LinkedIn</a> to receive more updates on #MobileMonday.</p><p><strong>--------------------------------------------------------------------------------------------------------------------------------------------------------------</strong></p><p>
	<strong>#1</strong></p><p>
	<strong>L'Oréal Paris India:</strong> <strong><em>Beauty for all - Retail Consumer Experience in your palm!</em></strong></p><p><em>
	6 awards: MMA Smarties India - Most engaging mobile creative, MMA Smarties APAC - Best use of AR/VR, Maddies - Excellence in Innovation, India Marketing Awards - Customer Experience on Mobile, Mobexx awards - Excellence in rich media campaign, Mobexx awards - Excellence in AR/VR</em></p><p>
	For over 200 years, L'Oreal - the iconic beauty brand, has provided affordable luxury to those who demand excellence. The brand has further cemented its cult status through its partnership with Cannes, the legendary French Film Festival. While many Indian Ambassadors including Aishwarya Rai and Deepika Padukone, have walked the red carpet, women across the subcontinent couldn't help but feel disconnected from the excitement and glamour oceans away. The brand knew it was time to create a unique and immersive experience for their consumers. The brand launched a mobile-first ad campaign that utilized augmented reality to encouraging users to Get Deepika's red carpet look. This brought retail experience in the consumer’s palms.</p><iframe width="560" height="315" src="https://www.youtube.com/embed/2i94VdFZi0g" frameborder="0" allow="accelerometer; autoplay; encrypted-media; gyroscope; picture-in-picture" allowfullscreen="">
</iframe><p><strong>--------------------------------------------------------------------------------------------------------------------------------------------------------------</strong></p><p>
	<strong>#2</strong></p><p>
	<strong>Diageo India: </strong></p><p><em>
	3 awards: India Digital Marketing Awards - Best use of mobile, Mobexx awards - Excellence in location-based advertising, Mobexx awards - Excellence in native advertising</em></p><p>
	<strong><em>McDowell's No.1 - #JoinThePact: Yaari -1, Drunk Driving - 0</em></strong></p><p>
	McDowell’s No 1 – India’s leading alcoholic beverage brand, has always enjoyed a special relationship with their consumers. They have always believed in celebrating responsibly. Over the years the brand realised that a disturbing pattern had emerged in the community and wanted to help curb this menace of drunk driving. The brand developed an immersive video based storytelling experience which directly addressed the menace of drunk driving. McDowell's No. 1 was able to successfully reach millions among the community across the nation and nudge them to give up the terrible habit of drunk driving.</p><iframe width="560" height="315" src="https://www.youtube.com/embed/XpwVdHolClk" frameborder="0" allow="accelerometer; autoplay; encrypted-media; gyroscope; picture-in-picture" allowfullscreen="">
</iframe><p>
	<strong><em>#No1Yaari: Jamming to the Sound of Friendship</em></strong></p><p>
	McDowell's No.1, a Diageo India brand, reached out & engaged its target audience by leveraging a music album created in association with Salim-Sulaiman - one of India’s leading musician duo. The Brand engaged with consumers around the passion point of music. It wanted to appear in a manner that’s relevant and appears as consumable content in the daily life of consumers - on mobile!</p><p>
	<a href="https://www.inmobi.com/case-study/advertisers/cases"><img src="https://lh4.googleusercontent.com/J7lTdIvrSsZ9IagFbly4mNt-uRId6zLpCCfHuAQMjP76HuqG08ZG58K0oJ6CnspxrndKrAq9KY9sq6p7UfUXhhV7okNUH0-u337hIZsquabaBGUyJE3S0x4p43BsMUaTnnzNXZ3L" width="624" height="328"></a></p><p><strong>--------------------------------------------------------------------------------------------------------------------------------------------------------------</strong></p><p>
	<strong>#3</strong></p><p>
	<strong>Logitech/ Ultimate Ears:</strong> <strong><em>Millennials, Indians, countrymen, lend me your ears!</em></strong></p><p><em>
	1 award:Mobexx awards - Best product launch</em></p><p>
	The revolutionary brand Ultimate Ears has been at the forefront of sound technology with innovative  products such as its waterproof, virtually indestructible Bluetooth speakers. As the brand contemplated the launch of its WonderBoom Bluetooth Speakers in the Indian market, it was faced with a unique challenge. How can Ultimate Ears launch a product in a market as diverse, multicultural and complex as India, ensuring that they reached the right consumer at the right time? Carefully considering the one passion shared by millennials across the nation, the answer was obvious: the sport of Cricket! Ultimate Ears saw a great opportunity around the then-upcoming Indian Premier League.</p><iframe width="560" height="315" src="https://www.youtube.com/embed/zvbo6ABSqWM" frameborder="0" allow="accelerometer; autoplay; encrypted-media; gyroscope; picture-in-picture" allowfullscreen="">
</iframe><p><strong>--------------------------------------------------------------------------------------------------------------------------------------------------------------</strong></p><p>
	<strong>#4</strong></p><p>
	<strong>Swiggy:</strong> <strong><em>"Swiggy-ing" It! Changing the Way India Eats</em></strong></p><p><em>
	1 award:Mobexx awards - Best app install campaign</em></p><p>
	Indians are rapidly adopting the lifestyle of ordering-in, utilising the power of their smartphone to have food delivered at the end of a click. Operating in the hyperlocal space, it was important that Swiggy reached potential users with the right context and through the right channel, and maximize the ROI of their mobile marketing efforts. Swiggy partnered with InMobi to drive high-quality app installs at scale across the top 7 metro cities in India.</p><iframe width="560" height="315" src="https://www.youtube.com/embed/fZm8ph1Uy1s" frameborder="0" allow="accelerometer; autoplay; encrypted-media; gyroscope; picture-in-picture" allowfullscreen="">
</iframe>]]></description>
      <dc:subject><![CDATA[Advertising, Awards, Success Stories, English (EN): inmobi.com,]]></dc:subject>
      
      <dc:creator><![CDATA[ Rajesh Pantina,  Head of Marketing, Asia Pacific  ]]></dc:creator>
      
      <dc:date>2018-12-21T04:51:00+00:00</dc:date>
    </item>
  
    <item>
      <title><![CDATA[2019 Trends: Targeted Advertising, Machine Learning and Artificial Intelligence]]></title>
      <link>https://www.inmobi.com/blog/2018/12/20/2019-trends-targeted-advertising-machine-learning-artificial-intelligence/</link>
      <guid>https://www.inmobi.com/blog/2018/12/20/2019-trends-targeted-advertising-machine-learning-artificial-intelligence/</guid>
      <description><![CDATA[<p>In terms of improving the overall effectiveness of targeted advertising, machine learning (ML) and artificial intelligence (AI) hold a lot of promise. While machine learning systems have been all the rage already in 2018, we believe machine learning algorithms will become an even bigger trend with mobile in-app advertiser campaigns in 2019.</p>

<p><em>Note: This is the fifth post in our series on top trends for 2019. Our first post </em><a href="/blog/2019-trends-greater-accountability-and-digital-advertising-transparency" target="_blank">was on transparency</a><em>, the second predictions post </em><a href="/blog/2019-trends-ad-supported-ott" target="_blank">focused on OTT</a><em>, our third post talked about </em><a href="/blog/2019-trends-header-bidding-mobile-apps-and-the-future-of-in-app-ad-monetiza" target="_blank">in-app header bidding</a><em> and our fourth blog </em><a href="/blog/2019-mobile-data-monetization-trends-growing-value-of-enterprise-data" target="_blank">discussed data monetization</a><em>. Stay tuned for one more blog post all about what leading figures in the mobile advertising and marketing space think will become pervasive in the new year.</em></p>

<p style="text-align: center;"><a href="/blog" target="_blank">LEARN MORE</a></p>

<h2 class="tile-heading">Potential Benefits of AI and ML in Mobile Advertising</h2>

<p>In 2019, here are just some of the ways in which ML and AI will help maximize lift and improve ad performance across the board.</p>

<p>For starters, AI can go a long way towards ensuring that ad creatives are the right fit for any target audience. Through advanced computer vision algorithms and extensive historical performance data, brands can determine what precisely it was about a particular ad creative that worked well in the past, and predict with greater certainty what kinds of creatives will perform well in the future.</p>

<p>&ldquo;By applying advanced predictive analytics capabilities to the development of mobile ad creatives, however, mobile marketers can be more confident about the effectiveness of their campaigns. In such a system, data on past creatives and past campaigns is crunched to determine precisely what would work for ongoing efforts. With this application of AI, brands can get a better sense of how everything from messaging, fonts, colors, imagery, button sizes, or formats impact overall campaign performance,&rdquo; Rajiv Bhat, Senior Vice President of Data Sciences and Marketplace at InMobi, wrote in VentureBeat in November. &ldquo;It can also help advertisers see how their target audience responds to different creatives under different scenarios. For example, it&rsquo;s possible that creatives with more color contrast perform better at night, or that ads that feature sports stars do best on the weekend. AI can provide this level of granularity and insights to ad creative development and performance.&rdquo;</p>

<p>Further, using AI in conjunction <a href="/blog/how-to-find-new-customers-top-ways-to-use-location-based-mobile-ads" target="_blank">with location data</a> can help improve the effectiveness of local campaigns. Through a combination of both greater data granularity plus smart insights on who frequents particular locations at given times and days, mobile marketers can more effectively find, reach and talk to their target audiences.</p>

<p>For example, let&rsquo;s say a grocery store chain wanted to run a smart shopping campaign. While they can run ads to people already at or near their locations, that wouldn&rsquo;t capture new visitors. But, using ML algorithms with advanced location data, they could determine where their ideal weekend shoppers are likely to be spending their time during the week, and then be sure they see their messaging at or near these locations.</p>

<p><a href="https://aitechtrend.com/" target="_blank">AI</a> and ML can also help brands better manage and mitigate <a href="/blog/digital-ad-industry-makes-gains-resolving-brand-safety-concerns" target="_blank">brand safety concerns</a>, which have been a growing worry especially among programmatic media buyers. In real time, ML algorithms can learn to determine what kinds of specific placements are brand safe or not for a particular advertiser, and thus ensure that brands stay out of hot water without blacklisting entire properties - and their potentially vast audiences.</p>

<p>&ldquo;We see the limitless potential for machine learning in digital advertising. Current advancements are blurring the lines between human and machine as evident in applications like sentiment analysis &ndash; machines are increasingly able to identify and categorize the opinions expressed in a piece of text, in order to determine whether the writer&rsquo;s attitude towards a particular topic or product is positive, negative, or neutral,&rdquo; says Harmon Lyons, Senior Vice President of Global Business Development at <a href="https://integralads.com/" target="_blank">IAS</a>. &ldquo;Nuance here is always evolving as language expands and includes things like sarcasm and emoticons to express meaning. Rapid advances in deep learning are allowing computers to process images and video in a more human-like way. These advancements will enable a more robust generation of brand safety and fraud solutions that will help to protect digital advertising investments.&rdquo;</p>

<p><strong>Conclusion</strong></p>

<p>Throughout this year, few trends were as widely talked about - and hyped - as ML and AI. In the realm of mobile in-app advertising, we expect that to continue to be the case throughout 2019.</p>

<p>&ldquo;Machine learning will continue to play a huge role across ad tech in 2019,&rdquo; Lyons predicts.</p>

<p>Do you think AI and ML will be trending yet again in 2019, or are they all hype? Either way, let us know your thoughts on social media! We&rsquo;d love to hear from you on <a href="https://www.linkedin.com/company/inmobi/" target="_blank">LinkedIn</a> on <a href="https://twitter.com/inmobi" target="_blank">Twitter</a>.</p>]]></description>
      <dc:subject><![CDATA[Advertising, English (EN): inmobi.com,]]></dc:subject>
      
      <dc:creator><![CDATA[ Team InMobi  ]]></dc:creator>
      
      <dc:date>2018-12-20T11:51:00+00:00</dc:date>
    </item>
  
    <item>
      <title><![CDATA[Open Your Mind to the Open Measurement SDK]]></title>
      <link>https://www.inmobi.com/blog/2018/12/18/open-your-mind-to-the-open-measurement-sdk/</link>
      <guid>https://www.inmobi.com/blog/2018/12/18/open-your-mind-to-the-open-measurement-sdk/</guid>
      <description><![CDATA[<p>For many app publishers and mobile marketers, we have exciting news. We are now officially certified in the Interactive Advertising Bureau (IAB) Tech Labs <a href="https://www.inmobi.com/company/press/inmobi-earns-iab-tech-lab-open-measurement-sdk-certification/" target="_blank">Open Measurement Software Development Kit (OM SDK) initiative</a>.</p>

<p>Back in April, we began working closely with the IAB to develop a single SDK to cover all in-app viewability and verification needs. With the OM SDK now available, InMobi can now get its supply measured by all the viewability vendors (including ComScore, DoubleVerify and Google ActiveView, among others) that moved to OM SDK and got rid of their legacy SDKs.</p>

<p style="text-align: center;"><a class="btn btn-s" href="https://www.inmobi.com/sdk/" style="font-size:24px; border-radius: 25px; font-weight: normal;" target="_blank">GET SDK</a></p>

<p>So far, OM SDK reaches more than 2 billion mobile devices across the globe. Less than 10 companies in the U.S. have been certified, putting us in exclusive company.</p>

<p>&ldquo;With in-app advertising viewability and verification simplified and made more consistent, brands can confidently and more easily buy mobile app inventory. I encourage buyers, sellers, and relevant platforms, to update their systems to support OM SDK and pursue OM SDK-enabled media,&rdquo; said Dennis Buchheim, Senior Vice President and General Manager at IAB Tech Lab &ldquo;Let&rsquo;s continue the momentum toward simplicity and support better business relationships and results.&rdquo;</p>

<h2 class="tile-heading">What is the OM SDK?</h2>

<p>Let&rsquo;s get into more details here. What, precisely, is the OM SDK?</p>

<p>It is designed to facilitate third-party viewability and verification vendors to measure impressions for ads served to mobile app environments without requiring their own SDK. The development of this SDK is an industry-wide effort lead by the IAB.</p>

<p>In layman&rsquo;s terms, it ensures there is just one SDK to implement - as opposed to dozens - to cover all verification and viewability needs. Before, if an advertiser wanted to have a third party track its mobile in-app ad campaigns, it would need to make sure that third party had its own SDK implemented in all target apps. Now, instead of different advertisers using different third parties (and associated SDKs), everyone can use one shared SDK for all of their verification and viewability needs.</p>

<p>&ldquo;This is a momentous day for the industry and for InMobi,&rdquo; said Anne Frisbie, SVP Global Programmatic and North America at InMobi. &ldquo;We are proud to share that all InMobi formats are now covered and certified by the IAB. Along with this, all major viewability vendors can now be supported, which will unlock more measurable supply for advertisers. Furthermore, this will create additional metrics consistency across vendors, since the data inputs are now the same.&rdquo;</p>

<h2 class="tile-heading">Why is the OM SDK Beneficial?</h2>

<p>The OM SDK is a big deal for both advertisers (and their partners) and app publishers (and their ad partners).</p>

<p>On the demand side, the OM SDK makes it easier for advertisers and their partners to know with complete certainty that their mobile in-app ads are being viewed by real people and reaching the right audiences. Considering that most ad impressions fall <a href="https://www.doubleverify.com/newsroom/brand-safety-remains-top-advertising-concern-as-incidents-rise-25/" target="_blank">below the IAB&rsquo;s 70 percent viewability threshold</a>, it&rsquo;s easy to see why viewability is a longstanding concern for advertisers. As mobile devices and apps replace television sets and desktops as the screens of choice in most consumers&rsquo; lives, it&rsquo;s critical that advertisers are able to effectively reach this growing audience and that they can accurately quantify their spending efforts.</p>

<p>&ldquo;The Open Measurement SDK brings transparency and consistency to in-app mobile advertising,&rdquo; said Dennis Buchheim, Senior Vice President and General Manager at IAB Tech Lab. &ldquo;We&rsquo;re excited to have InMobi on board and we encourage the adoption, integration and use of the OM SDK by everyone for easy ad verification and viewability measurement purpose.&rdquo;</p>

<p>On the app publisher side, OM SDK provides two key benefits. For one, it can inspire greater trust and transparency among brands currently aiming to run ads on a particular app. It can go a long way towards convincing advertisers that they&rsquo;re reaching real people and that their creatives are making a measurable impact.</p>

<p>The OM SDK can also help app developers and publishers reduce SDK bloat and get their apps to load more quickly. SafeDK has found that the average app now has around 18 SDKs implemented, with analytics and advertising SDKs among the common ones in place.</p>

<p>While each of these SDKs has a key purpose, they&rsquo;re also impacting app load times and overall performance. A separate report from SafeDK on a sample property found that while the core app itself loaded in less than a second, the overall app loaded in close to three seconds because of all of the SDKs in place. By reducing its SDK load, apps can load much faster - which is key for placating today&rsquo;s increasingly impatient end users.</p>

<p>Interested in getting started with the OM SDK today? Go to <a href="https://iabtechlab.com/standards/open-measurement-sdk/" target="_blank">https://iabtechlab.com/standards/open-measurement-sdk/</a> for more information, and <a href="https://www.inmobi.com/company/contact/" target="_blank">reach out to us</a> to learn how you can begin leveraging the OM SDK.</p>

<p style="text-align: center;"><a class="btn btn-s" href="https://www.inmobi.com/company/contact/" style="font-size:24px; border-radius: 25px; font-weight: normal;" target="_blank">CONTACT US</a></p>]]></description>
      <dc:subject><![CDATA[Announcements, English (EN): inmobi.com,]]></dc:subject>
      
      <dc:creator><![CDATA[ Team InMobi  ]]></dc:creator>
      
      <dc:date>2018-12-18T13:55:00+00:00</dc:date>
    </item>
  
    <item>
      <title><![CDATA[2019 Mobile Data Monetization Trends: Growing Value of Enterprise Data for In-App Advertising]]></title>
      <link>https://www.inmobi.com/blog/2018/12/17/2019-mobile-data-monetization-trends-growing-value-of-enterprise-data/</link>
      <guid>https://www.inmobi.com/blog/2018/12/17/2019-mobile-data-monetization-trends-growing-value-of-enterprise-data/</guid>
      <description><![CDATA[<p>Of all of the mobile data monetization trends likely to take off in 2019, none will be as transformative to every business function as the growing value of all data collected. <strong>In the new year, all viable business models will hinge on the rising revenue opportunity presented by all data types.</strong> This is especially the case in advertising, with brands increasingly pushing forward data-led mobile app campaigns.</p>

<p>Brands: if you don&rsquo;t take a smarter approach to data usage and data management, then your advertising campaigns are going to fall flat in 2019. Considering <a href="https://sloanreview.mit.edu/article/demystifying-data-monetization/" target="_blank">less than 10 percent of companies monetize their data</a> completely effectively, a lot of businesses may be looking at failed efforts and wasted spend in the new year - unless they change their approach to data, of course.</p>

<p><em>Note: This is the fourth in our series on top trends for 2019. Our <a href="/blog/2019-trends-greater-accountability-and-digital-advertising-transparency" target="_blank">first post was on transparency</a>, the <a href="/blog/2019-trends-ad-supported-ott" target="_blank">second predictions post focused on OTT</a> and our <a href="/blog/2019-trends-header-bidding-mobile-apps-and-the-future-of-in-app-ad-monetiza" target="_blank">third post talked about in-app header bidding</a>. Stay tuned for upcoming blog posts all about what leading figures in the mobile advertising and marketing space think will become pervasive in the new year.</em></p>

<p style="text-align: center;"><a href="/blog" target="_blank">KEEP READING</a></p>

<h2 class="tile-heading">The Growing Global Data Monetization Market</h2>

<p>In 2017, The Economist now famously proclaimed that the &ldquo;world&rsquo;s most valuable resource is no longer oil, <a href="https://www.economist.com/leaders/2017/05/06/the-worlds-most-valuable-resource-is-no-longer-oil-but-data" target="_blank">but data</a>.&rdquo; Huge firms like Facebook and Amazon use data to fuel their growth, most notably using data collection and analysis to better understand and further optimize the customer experience.</p>

<p>Even older, pre-digital businesses like <a href="https://new.siemens.com/global/en/products/mobility/integrated-mobility/data-capture-unit.html" target="_blank">Siemens</a> and <a href="https://sloanreview.mit.edu/case-study/ge-big-bet-on-data-and-analytics/" target="_blank">General Electric</a> (to name just a few) now have at least one steady revenue stream coming in from data. For example, AT&amp;T&rsquo;s 2018 acquisition of AppNexus (and newly created advertising branch Xandr) shows how it is moving beyond traditional telco offerings.</p>

<p>To what extent is data affecting all businesses across economic sectors? Chris Sharp, CTO and Executive Vice President of Service Innovation at Digital Realty, cited in Forbes, more than &ldquo;4 percent of all jobs in the U.S., along with over 5 percent of national output, come from the <a href="https://www.forbes.com/sites/forbestechcouncil/2018/10/03/how-to-realize-the-value-of-your-data/#3d65d9eb6389" target="_blank">contribution that data makes to the economy</a>.&rdquo;</p>

<p>And yet, considering that an estimated 90 percent of the world&rsquo;s data is <a href="https://www.weforum.org/agenda/2017/09/the-value-of-data/" target="_blank">only around two years old</a>, this may be just the tip of the proverbial iceberg. In a world where &ldquo;big data&rdquo; has gone from being a buzzword to becoming an industry norm - truly a given in most business - data has become increasingly central to every business venture. This trend shows no sign of slowing down in 2019 either.</p>

<h2 class="tile-heading">Increasing Market Growth from Mobile, IoT and AI</h2>

<p>So where is this data coming from? Increasingly, it&rsquo;s coming from these two sources:</p>

<ul style="list-style:disc;">
	<li>Mobile data is growing in importance, especially among advertisers. Mobile operators know this, which is why deals like <a href="/company/press/inmobi-acquires-u.s.-based-advertising-and-data-company-pinsight-media" target="_blank">InMobi&rsquo;s recent acquisition of Pinsight Media</a> may well be a harbinger of changes to come in that industry. For today&rsquo;s telcos, their data is by far their most valuable asset.</li>
	<li>As the Internet of Things (IoT) explodes and millions of new connected endpoints are coming online, new applications will emerge to mine these data sources. The use cases are endless - from data on on everything from what people put in their refrigerators to when they drive their car to work. With data pouring in from billions of newly connected endpoints, businesses in any industry now have brand new sources of potential insights to mine.</li>
</ul>

<p>Much of this data growth is coming on the heels of further investment in artificial intelligence (AI) and machine learning (ML), like how Sky used its vast telco data reserves to power an AI initiative that boosted sales among existing customers by over 50 percent.</p>

<p>We&rsquo;ll leave further details on AI and ML to another upcoming 2019 trends blog post, as we believe AI and ML are a huge, rising trend in their own right.</p>

<h2 class="tile-heading">The Role of Customer Data in Advertising</h2>

<p>Who is monetizing the data to greater degrees? While this trend is prevalent in just about every possible business venture today, it&rsquo;s especially prevalent in advertising and marketing.</p>

<p>&ldquo;When you know the time, place and devices people are using to consume your ads, you can make data-backed decisions to optimize on the fly and improve future campaigns,&rdquo; says Kedar Gavane, VP of India, Australia and New Zealand for ComScore.</p>

<p>The velocity at which advertisers and marketers gain data from mobile devices is staggering in its own right as well. In close to real time, brands gain unique insights on where their target customers are located, what they are interested in and how they spend their time - all over any potential forecast period too.</p>

<h2 class="tile-heading">Downsides to Mobile Data Monetization?</h2>

<p>Of course, all is not rosy on the data monetization front. Increasingly, many people are concerned about how data - including personally identifiable data like dates of birth and Social Security numbers, among other examples - on them is used by companies for their gain. As a result, governments have stepped in with regulation - recent examples include the General Data Protection Regulation (GDPR) in the European Union and the state-level California Consumer Privacy Act (CCPA).</p>

<p>&ldquo;I expect that consumers will continue to demand more transparency and control over adtech use of their data,&rdquo; eMarketer analyst Yory Wurmser said. &ldquo;Many U.S. companies already have adopted much more transparent data policies and easier opt-outs in response to the requirements of GDPR. Companies that move slowly in creating clear opt-outs and that are opaque with their data policies will run into problems. Industry-wide, I expect more regulations (CCPA is next up), but in the long-run, it will be good for the ad industry and will force them to provide more clear value for their data use, either by providing direct incentives for data, or by making data-sharing transparently worthwhile for consumers.&rdquo;</p>

<p>This has caused companies - especially mobile in-app advertisers and their partners - to rethink how they use data and where it&rsquo;s coming from. In the past, many businesses were open to obtaining data from a wide variety of sources, including various third parties. But, that attitude is already shifting.</p>

<p>&ldquo;The move away from third party data standard segments will continue,&rdquo; predicts Anne Frisbie, senior vice president of global programmatic and North America at InMobi. &ldquo;Clients will increase their use of their own first party data, and leverage third party high quality data sources to create more custom audience segments to ensure that they are seeing the return on investment in terms of data.&rdquo;</p>

<h2 class="tile-heading">Calculating the Growing Value of Data</h2>

<p>In the realms of advertising and marketing, data has become increasingly critical. Today&rsquo;s campaigns cannot run effectively without it, and this will be further apparent in 2019. Next year, expect advertisers and marketers - and end users and governments - to place an even higher premium on data.</p>

<p>Do you see data as being a key 2019 trend, or do you think it&rsquo;s already arrived? How will data usage and attitudes around data optimization change in the new year? Let us know your thoughts in the comments below, or <a href="https://twitter.com/inmobi" target="_blank">on social media</a>.</p>]]></description>
      <dc:subject><![CDATA[Consumer Research, English (EN): inmobi.com,]]></dc:subject>
      
      <dc:creator><![CDATA[ Matt Kaplan,  Content Strategist  ]]></dc:creator>
      
      <dc:date>2018-12-17T13:00:00+00:00</dc:date>
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      <title><![CDATA[2019 Trends: Header Bidding, Mobile Apps and The Future of In-App Ad Monetization]]></title>
      <link>https://www.inmobi.com/blog/2018/12/13/2019-trends-header-bidding-mobile-apps-and-the-future-of-in-app-ad-monetiza/</link>
      <guid>https://www.inmobi.com/blog/2018/12/13/2019-trends-header-bidding-mobile-apps-and-the-future-of-in-app-ad-monetiza/</guid>
      <description><![CDATA[<p>While desktop and mobile web monetization has already been thoroughly disrupted by header bidding, mobile apps haven&rsquo;t gotten there just yet.</p>

<p>Even though it seems at times like everyone from the world&rsquo;s biggest ad platforms down to tiny ad networks was talking about in-app header bidding in 2018, actual adoption of unified auctions among mobile publishers, app developers and their programmatic demand sources was low.</p>

<p>But, expect all that to change in 2019. In the new year, likely the entire mobile ad tech space will embrace this form of app monetization.</p>

<p><em>Note: This is the third in our series on top trends for 2019. Our <a href="/blog/2019-trends-greater-accountability-and-digital-advertising-transparency" target="_blank">first post was on transparency</a>, while the <a href="/blog/2019-trends-ad-supported-ott" target="_blank">second predictions post focused on OTT</a>. Stay tuned for upcoming blog posts all about what leading figures in the mobile advertising and marketing space think will become pervasive in the new year.</em></p>

<h2 class="tile-heading">What&rsquo;s The Current State of In-App Header Bidding?</h2>

<p>Right now, relatively few app publishers, supply-side platforms and ad demand partners have embraced in-app header bidding to any real extent. In a survey we conducted in 2018, less than 40 percent of app publishers said they use in-app header bidding, while over half say they still leverage waterfalls.</p>

<p>Why is this still the case? Primarily, it&rsquo;s because many app publishers are using highly inefficient monetization strategies. For example, 14 percent of survey respondents said they use only use one ad exchange, while over 30 percent said they simply didn&rsquo;t understand how in-app header bidding actually worked.</p>

<p>But, because of this, many app publishers are experiencing monetization issues. In particular, our survey found that 54 percent of app publishers and developers have seen their ad revenues decrease or remain stagnant over the past 12 months.</p>

<h2 class="tile-heading">Why Will Unified Auctions Take Off in 2019?</h2>

<p>App publishers are struggling with app monetization via ads, so in-app header bidding and unified auctions are here to help.</p>

<ul style="list-style:disc;">
	<li>In-app header bidding goes a long way towards improving the user experience, ensuring even rewarded video ads appear in as close to real time as possible. Our survey found that for 40 percent of app publishers, it takes a second or longer for an ad to go from the ad server onto an app. But, according to data from our network, unified auctions reduce ad load times by 28 percent.</li>
	<li>Unified auctions help apps realize more revenue. Mobile apps that used InMobi&rsquo;s in-app header bidding technology in 2017 saw 48 percent more ad revenue and 44 percent higher CPMs compared to their peers.</li>
	<li>Unified auctions ensure apps see demand from a greater number of ad sources, according to our network data.</li>
</ul>

<p>In 2018, app publishers and developers heard about in-app header bidding. In 2019, they&rsquo;ll actually adopt unified auction technology en masse.</p>

<p>&ldquo;From the supply side, it&rsquo;s no surprise that I think unified auction methodologies will gain massive adoption over the waterfall mediation model. The idea that there are hundreds of publishers out there that don&rsquo;t utilize an easy way to increase revenue and price means the market will shift toward that equilibrium,&rdquo; says Mike Brooks, Senior Vice President of Revenue at WeatherBug.</p>

<p>WeatherBug is a prime example of a publisher that benefited greatly from in-app header bidding and unified auctions. By adopting this technology for their mobile app, they were able to increase their ad revenues by 15 percent while also significantly reducing their SDK load. In short, in-app header bidding helped WeatherBug boost revenue without having to change the demand sources they were using.</p>

<p>&ldquo;We have had great success in driving eCPMs higher utilizing their unified auction, as we find this to be a more efficient and profitable way to do business,&rdquo; says Ed Arrandale, Director of Programmatic and Monetization at WeatherBug.</p>

<p style="text-align: center;"><a href="https://www.resources.inmobi.net/hubfs/InMobi%20Case%20Study%20-%20WeatherBug.pdf" target="_blank">CASE STUDY</a></p>

<p>Do you think other apps will join WeatherBug in adopting unified ad auctions in 2019, or will this fail to take off in the new year? Let us know your thoughts in the comments section below, or share your comments with us on <a href="https://www.linkedin.com/company/inmobi/" target="_blank">LinkedIn</a> or <a href="https://twitter.com/inmobi" target="_blank">Twitter</a>.</p>]]></description>
      <dc:subject><![CDATA[In-App Monetization, English (EN): inmobi.com,]]></dc:subject>
      
      <dc:creator><![CDATA[ Matt Kaplan,  Content Strategist  ]]></dc:creator>
      
      <dc:date>2018-12-13T14:00:00+00:00</dc:date>
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    <item>
      <title><![CDATA[2019 Trends: Ad Supported OTT]]></title>
      <link>https://www.inmobi.com/blog/2018/12/11/2019-trends-ad-supported-ott/</link>
      <guid>https://www.inmobi.com/blog/2018/12/11/2019-trends-ad-supported-ott/</guid>
      <description><![CDATA[<p>Is 2019 the year that ad supported OTT video viewers reach a critical mass, or will the number of people who watched ad supported OTT remain low? Will the amount of ad supported OTT video be scant in the new year, or will the number of people watching ad supported streaming video content rise to unforeseen heights?</p>

<p>We are confident that content on streaming services will become bigger than ever before in 2019, and that the dominance of traditional television on the largest screen in the house is declining.</p>

<p><em>Note: This is the second in our series on top trends for 2019. Our </em><a href="/blog/2019-trends-greater-accountability-and-digital-advertising-transparency" target="_blank">first post was on transparency</a><em>. Stay tuned for upcoming blog posts all about what leading figures in the mobile advertising and marketing space think will become pervasive in the new year.</em></p>

<p style="text-align: center;"><a href="/blog/2019-trends-greater-accountability-and-digital-advertising-transparency" target="_blank">LEARN MORE</a></p>

<h2 class="tile-heading">What is OTT Exactly?</h2>

<p>The Interactive Advertising Bureau (IAB) <a href="https://www.iab.com/wp-content/uploads/2017/01/OTT-overview.pdf" target="_blank">defines over-the-top (OTT) video</a> as &ldquo;video content transported from a video provider to a connected device over the Internet outside the closed networks of telecom and cable providers.&rdquo; Roku boxes, Chromecast sticks, Hulu and Netflix are popular, common examples of OTT video.</p>

<p>Who watches OTT video content? OTT viewers are cord cutters or cord shavers. While OTT video viewers don&rsquo;t outnumber TV only viewers just yet, they may very well <a href="https://www.adweek.com/tv-video/the-number-of-ott-only-u-s-homes-has-tripled-over-the-last-5-years/" target="_blank">be the largest audience segment between the two</a> in short order.</p>

<h2 class="tile-heading">Advertising&rsquo;s Role in the OTT Ecosystem</h2>

<p>Among advertisers, OTT viewers are a tempting audience since traditional audience segmentation strategies don&rsquo;t reach them. Plus, they tend to <a href="https://variety.com/2018/digital/news/ott-video-advertising-iab-study-1202972035/" target="_blank">have a higher income</a> than their peers.</p>

<p>But is there an audience for ad-supported video (ASV) streaming content? ASV OTT viewers may be the minority - streaming video on demand (SVOD) viewers are more popular now, thanks to services like Netflix. But, it&rsquo;s possible this audience has a higher ad receptiveness than is widely believed. OTT viewers likely don&rsquo;t mind TV ads if that means not paying for three or more streaming services while still getting a positive viewing experience.</p>

<p>OTT video streaming services also offer a few other key potential benefits for advertisers and their partners:</p>

<ul style="list-style:disc;">
	<li>Ability to reach a large and diverse audience across ages and geographies.</li>
	<li>Ability to reach people that can&rsquo;t be reached via traditional routes like radio or broadcast television advertising.</li>
	<li>Ability to precisely target TV-like ads without needing to spend a large TV media budget, and to have more knowledge on who is watching the ad and what they care about.</li>
	<li>Ability to capture someone&rsquo;s attention for a longer amount of time than is possible on computers or mobile devices.</li>
</ul>

<p>Still, all is not rosy on the OTT video advertising front. Because there has yet to be a critical mass of brands flocking to advertise in this space, it&rsquo;s largely a new frontier at the moment. Standards and processes will need to be hammered out and finalized in 2019 (and beyond) before it becomes a de rigeur practice among savvy marketers.</p>

<p>However, since OTT is largely an app-dominated space, likely what works well now in mobile app environments will probably translate onto these larger screens. Time will tell if that indeed ends up happening in 2019 or not though.</p>

<h2 class="tile-heading">What Will The 2019 OTT Video Landscape Look Like?</h2>

<p>Right now, OTT viewership is still a small fraction of the overall video and television arena. But, that will likely all change in 2019.</p>

<p>&ldquo;Once upon a time, software was eating the world. Now, it&rsquo;s video&rsquo;s turn,&rdquo; says Abhay Singhal, Co-Founder and President of Advertising Cloud at InMobi.</p>

<p>The mystery in the new year is not whether OTT will reach a critical mass, but rather what shape it will take. Thus far, ad-free premium subscription services like Netflix and HBO Now have proven to be the dominant model. Nevertheless, ad-supported options may prove to be more lasting in 2019 and beyond as there is a large segment of viewers who still are willing to receive ads if that means they can get their content for free and not pay for yet another video streaming solution.</p>

<p>&ldquo;Ad-supported OTT will prove to be a strong contender for television advertising dollars as more and more viewers shift away from traditional television,&rdquo; says Kedar Gavane, VP of India, Australia and New Zealand for ComScore. &ldquo;I believe that OTT will be take a lion&rsquo;s share of the advertising pie&rdquo; in 2019.</p>

<p style="text-align: center;"><a href="/blog/2019-trends-greater-accountability-and-digital-advertising-transparency" target="_blank">LEARN MORE</a></p>]]></description>
      <dc:subject><![CDATA[Advertising, English (EN): inmobi.com,]]></dc:subject>
      
      <dc:creator><![CDATA[ Matt Kaplan,  Content Strategist  ]]></dc:creator>
      
      <dc:date>2018-12-11T16:00:00+00:00</dc:date>
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      <title><![CDATA[Guaranteeing Viewability, Reducing Fraud with DoubleVerify and InMobi]]></title>
      <link>https://www.inmobi.com/blog/2018/12/11/guaranteeing-viewability-and-reducing-fraud-with-inmobi-and-doubleverify/</link>
      <guid>https://www.inmobi.com/blog/2018/12/11/guaranteeing-viewability-and-reducing-fraud-with-inmobi-and-doubleverify/</guid>
      <description><![CDATA[<p>For mobile advertisers today - especially those leveraging programmatic media buying and in-app inventory - rising rates of fraud and an overall lack of verifiable viewability for their ads are major concerns. Historically, <a href="https://www.mediapost.com/publications/article/325563/viewability-and-fraud-show-progress-mobile-video.html" target="_blank">less than half of all mobile ads are viewable</a>, and mobile ad fraud nearly doubled between 2017 and 2018. In fact, fraud has now become so pervasive that some advertisers may be losing close to 80 percent of their mobile ad budgets to SDK spoofing, click injection, faked installs, click spam and other related concerns.</p>

<p>To help address these worries, we recently developed an industry-leading partnership with DoubleVerify. Thanks to this brand new integration, any advertiser working with InMobi can be confident that their ads are being seen by real people across the world&rsquo;s premier mobile apps and that their campaigns are certifiably free of fraud.</p>

<p>So how does this partnership work on the fraud side of the equation? The integration covers both pre-bid targeting for all impressions within the platform, as well as monitoring of post-bid fraud activity, such as spoofing. DoubleVerify identifies and screens the most comprehensive types of in-app fraud, including background ad activity, hidden ads, app misrepresentation (spoofing) and measurement manipulation.</p>

<p>This comes on top of the steps InMobi has already taken to fight fraud, including being independently certified by the Trustworthy Accountability Group&rsquo;s (TAG) <a href="/blog/inmobi-officially-TAG-certified-against-fraud" target="_blank">Anti-Fraud Program</a>. This is key for advertisers, as TAG-certified channels have, on average, 83 percent less fraud than ones that are not certified by them.</p>

<p>In terms of viewability, advertisers on the InMobi Exchange, whether they&rsquo;re buying directly or programmatically, will be able to more effectively quantify their ad views through a DoubleVerify-enabled wrapper. This is available through all of our demand-side partners that run VAST video experiences - including vertical videos and fullscreen inventory - on Android or iOS.</p>

<p>While InMobi&rsquo;s viewable rate has long exceeded <a href="/blog/are-your-video-views-accurate-comparing-video-viewability-metrics" target="_blank">industry benchmarks from IAS and Moat</a>, this new partnership with DoubleVerify will provide measurable proof at the campaign level. This is not the first time we&rsquo;ve secured partnerships to help improve and prove video viewability, as we began supporting Active View, Google&rsquo;s viewability verification product, earlier this year.</p>

<p>&ldquo;DV&rsquo;s partnership with InMobi demonstrates our commitment to provide consistent, comprehensive quality coverage for global brand advertisers,&rdquo; said DoubleVerify COO Matt McLaughlin. &ldquo;With ad spend increasingly concentrated in mobile, it&rsquo;s imperative that brands have transparency into the quality of mobile app inventory. We are proud of our partnership with InMobi, which expands the footprint of our fraud prevention capabilities and further distinguishes DV as the leader for mobile app verification.&rdquo;</p>

<p style="text-align: center;"><iframe allow="accelerometer; autoplay; encrypted-media; gyroscope; picture-in-picture" allowfullscreen="" frameborder="0" height="630" src="https://www.youtube.com/embed/PPlcqXq7wO0?autoplay=1" width="1120"></iframe></p>]]></description>
      <dc:subject><![CDATA[Announcements, English (EN): inmobi.com,]]></dc:subject>
      
      <dc:creator><![CDATA[ Matt Kaplan,  Content Strategist  ]]></dc:creator>
      
      <dc:date>2018-12-11T12:01:00+00:00</dc:date>
    </item>
  
    <item>
      <title><![CDATA[IAB Extends Ads.txt to Apps]]></title>
      <link>https://www.inmobi.com/blog/2018/12/10/iab-extends-ads.txt-to-apps/</link>
      <guid>https://www.inmobi.com/blog/2018/12/10/iab-extends-ads.txt-to-apps/</guid>
      <description><![CDATA[<p>Ads.txt (Authorized Digital Sellers), a solution that helps buyers identify authorized sellers in the programmatic world, was first released in May 2017 for website and mobile web publishers. On November 30, 2018, IAB announced <a href="https://iabtechlab.com/press-releases/app-ads-txt-released-for-public-comment-as-next-step-to-fight-digital-advertising-inventory-fraud/" target="_blank">the release</a> of app-ads.txt (Authorized Digital Sellers for Mobile Apps). InMobi has been closely working with IAB to make this release possible.</p>

<h2 class="tile-heading">The Problem</h2>

<p>In the programmatic world where publishers and buyers are not usually in direct contact with one another, unauthorized reselling, counterfeit inventory and domain spoofing have cropped up as major problems.</p>

<ul style="list-style:disc;">
	<li><strong>Unauthorized reselling:</strong> Sometimes, intermediate sellers resell inventory without the knowledge of the publishers, resulting in underpriced inventory in the system. This prevents publishers from getting a fair price for their inventory.</li>
	<li><strong>Counterfeit inventory:</strong> Ad networks/Supply-Side Platforms (SSPs) sometimes claim access to inventory they don&rsquo;t have access to, misleading buyers to spend their precious dollars on counterfeit inventory.</li>
	<li><strong>Domain spoofing: </strong>This is when unscrupulous publishers, ad networks or exchanges misrepresent the nature of their traffic to resemble legitimate websites. In a recent study, for example, it was revealed that <a href="https://digiday.com/media/using-ads-txt-publishers-catch-buyers-spending-1-billion-year-fake-video-inventory/" target="_blank">top publishers like The New York Times and The Washington Post lose $3.5 million a day to domain spoofing</a>.</li>
</ul>

<p>In all cases, unless the buyer actually contacted the publisher directly, she/he would not know if the ad network/SSP had legitimate access to the publisher&rsquo;s inventory.</p>

<h2 class="tile-heading">What is Ads.txt?</h2>

<p>Ads.txt is a simple solution that gives publishers complete control over who is selling their inventory. The publisher creates a depository of authorized sellers that can be accessed by the buyers. Buyers can hence identify the legitimate sellers of the ad inventory they desire.</p>

<p><img src="https://www.resources.inmobi.net/hubfs/Screen%20Shot%202018-11-22%20at%204.22.24%20PM.png" style="text-align: center; width: 326px;" /></p>

<p>Think of this scenario, where you wish to purchase a pair of Gucci sunglasses. How would do you identify whether the person selling it to you is authorized to do so? You would not be able to do so without Gucci&rsquo;s help. Ads.txt works in a similar fashion, as it guides advertisers to make their inventory purchases verifiable - and thus more valuable.</p>

<h2 class="tile-heading">What Will be the Impact of Ads.txt?</h2>

<p>Ads.txt is a great step towards driving transparency in the entire programmatic ecosystem.</p>

<p>With ads.txt, brand advertisers can protect precious advertising dollars from fraudsters and also enhance brand safety.</p>

<p>For publishers, ads.txt is the best solution around. It costs very little and is simple to implement. Brand advertisers will also be willing to pay for and prioritize brand safe legitimate inventory.</p>

<h2 class="tile-heading">How Does Ads.txt Work?</h2>

<p>Website and mobile web publishers create a .txt file containing the details of authorized sellers and then make it available on their website. The buyers periodically crawl the publisher&rsquo;s website to update their database of which sellers are authorized to sell the publisher&rsquo;s inventory. A buyer can then opt to reject bid requests that come from unauthorized sellers.</p>

<p><img src="https://www.resources.inmobi.net/hubfs/Screen%20Shot%202018-12-06%20at%2011.05.31%20AM.png" style="width: 839px;" /></p>

<p>In the app ecosystem, things work a little differently. The publisher needs to provide the developer website on the app stores. The buyer periodically crawls the app stores to retrieve the website&rsquo;s address, which is the location of the app-ads.txt file.</p>

<p><img src="https://www.resources.inmobi.net/hubfs/app-ads.txt%20diagram.png" style="width: 881px;" /></p>

<p>As in the case of website/mobile web publishers, the developer website is then crawled to gather information on who is authorized to sell the inventory. The buyer uses this information to reject or accept bid requests that come from various SSPs and ad networks.</p>

<p>At InMobi, we are committed to driving more transparency and control for both our publishers and advertisers, and we believe that app-ads.txt is a great step towards building more trust in the programmatic ecosystem.</p>

<p>We highly recommend all our existing publishers adopt ads.txt to reap the benefits of the initiative.</p>]]></description>
      <dc:subject><![CDATA[Announcements, English (EN): inmobi.com,]]></dc:subject>
      
      <dc:creator><![CDATA[ Neeraja Rajeev  ]]></dc:creator>
      
      <dc:date>2018-12-10T13:39:00+00:00</dc:date>
    </item>
  
    <item>
      <title><![CDATA[2019 Trends: Greater Accountability and Digital Advertising Transparency]]></title>
      <link>https://www.inmobi.com/blog/2018/12/07/2019-trends-greater-accountability-and-digital-advertising-transparency/</link>
      <guid>https://www.inmobi.com/blog/2018/12/07/2019-trends-greater-accountability-and-digital-advertising-transparency/</guid>
      <description><![CDATA[<p>
	In 2019, we expect brands and their advertising partners to focus more on accountability and digital advertising transparency. Next year, transparency and control will be increasingly critical to everyone from the head of media buying at major brands down to advertising agencies and everyone else in the online advertising community, as issues around brand safety and lack of transparency become too big to ignore any longer.
</p>
<p>
	<em>Note: This is the first in our series on top trends for 2019. Stay tuned for upcoming blog posts all about what leading figures in the mobile advertising and marketing space think will become pervasive in the new year.</em>
</p>
<h2 class="tile-heading">Where Marketing Campaigns and Media Spending Currently Fall Flat</h2>
<p>
	Digital media companies have been rapidly embracing programmatic advertising and real-time media buying across mobile apps. According to 
	<a href="https://www.inmobi.com/insights/download/whitepapers/mobile-programmatic-advertising-trends-2018/" target="_blank">our latest report, mobile programmatic</a> spending rose over 300 percent between the first half of 2018 compared to the same period in 2017. And, between January and June 2018, 56 percent of all in-app ad spending was conducted programmatically.
</p>
<p style="text-align: center;">
	<a href="https://www.inmobi.com/insights/download/whitepapers/mobile-programmatic-advertising-trends-2018/" target="_blank" ""="" class="btn btn-s" style="font-size: 15px;border-radius: 25px;font-weight: normal;padding: 12px 25px; ">GET REPORT</a>
</p>
<p>
	But, all is not rosy in this new, more automated world. While programmatic has promised greater transparency, for many brands this has not been the reality. In particular, 
	<a href="https://www.inmobi.com/blog/2018/10/04/how-to-solve-common-problems-with-programmatic-advertising" target="_blank">concerns around brand safety and an overall lack of transparency</a> have emerged as the biggest issues cited by brand advertisers throughout both 2017 and 2018.
</p>
<p>
	As brands look to spend more on mobile in-app advertising to more effectively reach and impact today’s mobile-first consumers, they want to be more confident in how they’re allocating their media budgets and whether real people are seeing - and acting on - their ads. This is especially key as ad fraud rises to record highs.
</p>
<p>
	These concerns are also being raised on the end user/customer side as well, which helps to explain why laws like the General Data Protection Regulation (GDPR) and the California Consumer Privacy Act (CCPA) are shining a brighter light on digital advertising practices and approaches. From all sides, the digital advertising ecosystem is under pressure to become more transparent and trustworthy.
</p>
<p>
	“I expect that consumers will continue to demand more transparency and control over adtech use of their data,” said eMarketer Analyst Yory Wurmser. “Many U.S. companies already have adopted much more transparent data policies and easier opt-outs in response to the requirements of GDPR. Companies that move slowly in creating clear opt-outs and that are opaque with their data policies will run into problems. Industry-wide, I expect more regulations (CCPA is next up), but in the long-run, it will be good for the ad industry and will force them to provide more clear value for their data use, either by providing direct incentives for data, or by making data-sharing transparently worthwhile for consumers.”
</p>
<h2 class="tile-heading">In 2019, The Programmatic Ecosystem Actually Increases Transparency</h2>
<p>
	While these issues have been laying dormant for years now, they will be increasingly put to bed in the coming year. In 2019, expect everyone in the digital advertising ecosystem to put more and more focus on transparency and openness throughout the entire supply chain. So what kinds of efforts can be expected in this arena?
</p>
<p>
	For starters, new technologies designed to increase transparency will come to the fore. The recent introduction of Ads.txt for in-app environments and the Open Measurement SDK are just the tip of the iceberg here. It would not be surprising to see ad tech-focused blockchain applications - which have been long on hype but short on results so far - actually make real headway in 2019.
</p>
<p>
	Additionally, supply chain partnerships will continue to push these initiatives forward. While these kinds of 
	<a href="https://www.inmobi.com/blog/2018/09/04/digital-ad-industry-makes-gains-resolving-brand-safety-concerns" target="_blank">transparency-focused arrangements</a> were starting to make real headway in 2018, walled gardens and siloed approaches still ruled the roost in 2018. In the new year, expect openness and cross-organizational transparency to be the norm.
</p>
<p>
	And last but certainly not least, all digital advertising players will increasingly put their money where their mouth is in terms of prioritizing trust and transparency. For too long, the industry has paid lip service to these values while still allowing issues to run amok. That will end in 2019.
</p>
<p>
	“The biggest issue in mobile marketing today is trust.  As more and more companies enter the fray, with varying levels of technology and frankly, legitimacy, it becomes increasingly difficult for buyers to ascertain what is real and what isn’t,” says Mike Brooks, Senior Vice President of Revenue at 
	<a href="https://www.resources.inmobi.net/hubfs/InMobi%20Case%20Study%20-%20WeatherBug.pdf" target="_blank">WeatherBug</a>. “That said, as more and more advanced types of fraud are being uncovered and taught to even the most basic buyers, the advertisers in the mobile space are going to optimize their spends toward partners they can trust to not perpetrate these schemes.  I think this is finally the year where advertisers start talking with their money, and moving it to people they trust and business models they understand.”
</p>
<p>
	To learn more about how WeatherBug approaches in-app advertising, read our case study.
</p>
<p style="text-align: center;">
	<a href="https://www.resources.inmobi.net/hubfs/InMobi%20Case%20Study%20-%20WeatherBug.pdf" target="_blank" ""="" class="btn btn-s" style="font-size: 15px;border-radius: 25px;font-weight: normal;padding: 12px 25px;">CASE STUDY</a>
</p>]]></description>
      <dc:subject><![CDATA[Advertising, English (EN): inmobi.com,]]></dc:subject>
      
      <dc:creator><![CDATA[ Matt Kaplan,  Content Strategist  ]]></dc:creator>
      
      <dc:date>2018-12-07T14:00:00+00:00</dc:date>
    </item>
  
    <item>
      <title><![CDATA[Calculating Mobile Video Advertising Growth and Other In-App Video Ad Stats You Need to Know [Infographic]]]></title>
      <link>https://www.inmobi.com/blog/2018/11/27/calculating-mobile-video-advertising-growth-and-other-in-app-video-ad-stats/</link>
      <guid>https://www.inmobi.com/blog/2018/11/27/calculating-mobile-video-advertising-growth-and-other-in-app-video-ad-stats/</guid>
      <description><![CDATA[<p>Is recent mobile video advertising growth significant, stagnant or non-existent? Will in-app video ad spend continue to grow, or has mobile ad spending on online video in the United States and worldwide about to plateau?</p>

<p>To answer these and other questions related to mobile video ads, we took a look at data on in-app ads, we took a look at data from our mobile platforms dating back from the beginning of 2016. In short, we found that everyone is embracing video content in all forms. Even as the attention spans of the users of mobile devices shrink, more and more people watch video ads and respond to them at much higher rates than they do other formats like banner ads.</p>

<p>&ldquo;The answer is clear: Advertisers love video ads. Publishers love video ads. And users enjoy well-delivered and well-placed video ads,&rdquo; Srinivas KC, Vice President and General Manager of Advertiser Platforms at InMobi, <a href="https://martechseries.com/mts-insights/tech-bytes/techbytes-with-srinivas-kc-vp-gm-video-at-inmobi/" target="_blank">told MarTech Series in July</a>. &ldquo;In 2017, advertisers doubled video ad spends over 2016. This is a huge move, and it continues into 2018, where we expect similar growth to continue. Publishers have responded to this move, more than doubling video ad inventory from 2017 to 2018. On the InMobi Exchange alone, we saw a 400 percent increase in video ad inventory in Q1 2018 vs. Q1 2017. It&rsquo;s an exciting time for the ecosystem as far as mobile video ads are concerned.&rdquo;</p>

<p>In our latest infographic, we dive into the stats, highlighting just how the in-app video advertising space is growing and evolving.</p>

<p><img src="https://go.inmobi.net/hubfs/infographic_mobileadvertising_JPEG.jpg" /></p>

<h2>Predicting the Future of Mobile In-App Video Advertising</h2>

<p>While in-app video ads have grown to new heights from 2016 to 2018, what does the future hold? How will the space evolve and morph in 2019 and beyond? While no one knows for sure, it seems safe to say that mobile in-app video ads will likely be even more popular in the new year and beyond. As long as mobile devices and apps are popular, and as long as apps monetize through advertising, then video will remain a highly effective and efficient format for reaching and connecting to various mobile audience segments.</p>

<p>&ldquo;We have moved into <a href="https://www.inmobi.com/company/press/techbytes-with-anne-frisbie-svp-global-brand-programmatic-inmobi/">a world of video consumption and video advertising</a> that&rsquo;s cross-device and predominantly rooted outside of the browser. A tremendous amount of video viewing is being consumed within mobile apps or connected TVs rather than only on desktop and mobile web experiences,&rdquo; Anne Frisbie, Senior Vice President of Global Programmatic and North America at InMobi, said to MarTech Series in March 2019. &ldquo;This alone is a major shift for advertisers. In the past, cookie-based audiences could effectively address audience buying in digital (browser-based) inventory including for video. Today, cookie-based audiences alone will simply not enable effective audience buying into the most premium video ad experiences within mobile apps and connected TVs. InMobi has spent the past two years addressing the challenges of advertising into mobile apps across smartphones and tablets. We have worked diligently to move the industry from javascript, browser-based technology like VPAID to technologies like VAST that can work with the native environments of these connected devices. InMobi has also worked to solve MRC accredited viewability and fraud metrics that will work seamlessly with VAST, and have rolled out ways to execute interactive creative with VAST and native technologies of the Android and iOS operating systems.&rdquo;</p>

<p>What are your predictions for the in-app mobile video advertising ecosystem for 2019 and beyond? Do you think in-app video ads will become more common in the new year, or do you predict that they will fall by the wayside? Let us know in the comments below, or write us a note on <a href="https://twitter.com/inmobi" target="_blank">Twitter</a> or <a href="https://www.linkedin.com/company/inmobi/" target="_blank">LinkedIn</a>!</p>]]></description>
      <dc:subject><![CDATA[Consumer Research, English (EN): inmobi.com,]]></dc:subject>
      
      <dc:creator><![CDATA[ Matt Kaplan,  Content Strategist  ]]></dc:creator>
      
      <dc:date>2018-11-27T14:51:00+00:00</dc:date>
    </item>
  
    <item>
      <title><![CDATA[Common Problems with Second Price Auctions [VIDEO]]]></title>
      <link>https://www.inmobi.com/blog/2018/11/21/common-problems-with-second-price-auctions-video/</link>
      <guid>https://www.inmobi.com/blog/2018/11/21/common-problems-with-second-price-auctions-video/</guid>
      <description><![CDATA[<p>
	Is there a problem with second price auctions? While it has some good things going for it, it can - and has been - manipulated.</p><p>
	In this latest Whiteboard Wednesday video, Ryan Gauss, the Platform Product Manager here at InMobi, explains how the highest bid can be secretly tweaked, alternatives to the second price auctioning model and what demand-side platforms (DSPs) need to know before selecting a supply-side platform (SSP) to work with.</p><p style="align: center;"></p><iframe width="1120" height="630" src="https://www.youtube.com/embed/4b_da7MesD0" frameborder="0" allow="accelerometer; autoplay; encrypted-media; gyroscope; picture-in-picture" allowfullscreen="">
</iframe><p>
	<strong>Transcript:</strong></p><p>
	Hello, and welcome to another edition of Whiteboard Wednesday. My name is Ryan Gauss, and I’m the Platform Product Manager here at InMobi. And today we’re going to talk about flaws of second price auctions.</p><p>
	In our previous Whiteboard Wednesday, we talked about second price auctions, what they are and how they work. And today we’re going to talk about different flaws in them, what some of the benefits are and weaknesses, and how they can be manipulated.</p><p>
	So first off, let’s focus on the benefits of second price auctions. As we mentioned previously in our Whiteboard Wednesday, the main benefit of them is it allows bidders to bid high for the inventory they really want, with relatively low risk that they will end up paying that amount, because they’re only going to end up paying one cent over the second highest bidder. So what ends up happening the majority of the time is they pay a much lower amount than they originally bid.</p><p>
	Now let’s take a look at the weaknesses. So there’s two main weaknesses that are typically mentioned when we talk about second price auctions. The first one is that bidders do not know what the other bidders or bids are that are coming into the auction. There’s no transparency. There’s no insight. And the problem with this is it really opens up the auction for manipulation. We’re going to go through a couple of examples and show how it can be manipulated.</p><p>
	The other potential downside and weakness of second price auctions, and we’re not going to spend really much time discussing this today, is that if a second price auction bidder must compete in multiple auctions, they really are at a disadvantage. And typically we see this come into play often when we’re talking about header bidding. So in header bidding, a bidder might have to go ahead and compete in multiple auctions, and in that case, they’re at a big disadvantage. So we’ll leave that for a future Whiteboard Wednesday that show how that functions, but that’s just one other potential weakness that we want to point out.</p><p>
	So let’s go through a couple of examples of how a second price auction can be manipulated. So the first example we’re going to do is we have an auction, and let’s say there are three bidders. So bidder one bids $7, bidder two bids $6, bidder three bids $5.50 and the bid floor is $5. Now, bidder one is the highest bidder, but they have no knowledge of what these other bidders have actually bid, so they don’t know that bidder two has bid $6. There’s no transparency, there’s no insight.</p><p>
	So what can happen is, the SSP can submit an artificial  - or a fake or a dummy - bid. So what I mean by that is once all these bids have come in, if the SSP wants to drive up the price so they gain more revenue for themselves, they can go ahead and submit a fake bid at, say, $6.50. So this becomes the new second highest bidder, and so it inflates the price that bidder one will end up needing to pay.</p><p>
	So before this fake bid was submitted, bidder one would win the auction and pay $6.01. But now that this fake and dummy bid has been submitted, the final price for bidder one becomes $6.51. So you can see right there that this auction has been manipulated. Bidder one ends up paying more than there’s supposed to have to pay, but because bidder one has no insight on to the other bids and who else is bidding, this is virtually impossible to detect. So this is a very, very difficult thing for bidder one to figure out, but it is definitely a way that it can be manipulated.</p><p>
	Now let’s look at another example of how a second price auction can be manipulated. In this example, bidder one is going to bid $7. But, in this case, the bid floor is not actually sent out in the bid request. It’s not a required field, but if it’s not there, obviously there’s a lack of transparency and it opens it up to this other possible way of manipulation. So what can happen in this case without a bid floor being sent out is when bidder one submits their bid at $7, the SSP can now artificially raise the bid floor and end up getting more revenue.</p><p>
	So to put a more concrete example to our scenario right here, let’s say bidder one submits $7, and initially the bid floor was $5. The auction is held. Only one bidder sends in a price of $7, and now the SSP says, I’m going to raise that floor say, all of a sudden, $6. Now bidder one has no knowledge that the bid floor has been raised, because they never received the initial bid floor. So now, instead of the original closing price being $5.01, which would have been one cent over the original bid floor, the final price now becomes $6.01. Now, once again, bidder one is paying more than they should have to pay, but because they have no insight into what is happening within this auction, it is virtually impossible for them to detect what is actually happening.</p><p>
	So because of the different ways that a second price auction can be manipulated, more and more DSPs are starting to move towards first price auctions. And in a first price auction, a DSP, if they win the auction, will end up paying exactly what they bid. They may end up paying a little more that they would in a typical second price auction, but they know exactly what they’re going to pay if they win.</p><p>
	Another possible auction type that’s starting to come into play is what’s called bid shading. And we’re not going to go into an explanation of that, but basically what bid shading is, it attempts to split the difference between a first price auction price and a second price auction price. But once again there’s still some lack of transparency in that because when that price is split in between that, that’s decided by the SSP, and once again the DSP really has no insight into that and what else is happening as far as other bidders in the auction.</p><p>
	So because of all these potential weaknesses and manipulation that can happen in a second price auction, it’s really important that DSPs have trust, and know and have a lot of transparency into what is actually happening in the auction. So we would encourage all DSPs out there: before you start working with an SSP, to make sure that they’re always providing the auction type, a bid floor, and that they know and trust the SSP they’re working with.</p><p>
	That’s all for today. Thank you very much. We’ll see you next time.</p><p style="align: center;">
	<a href="https://www.youtube.com/watch?v=4b_da7MesD0" target="_blank"><img src="https://www.resources.inmobi.net/hubfs/Blog/watch-video.png"></a></p>]]></description>
      <dc:subject><![CDATA[In-App Monetization, English (EN): inmobi.com,]]></dc:subject>
      
      <dc:creator><![CDATA[ Matt Kaplan,  Content Strategist  ]]></dc:creator>
      
      <dc:date>2018-11-21T15:00:00+00:00</dc:date>
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    <item>
      <title><![CDATA[Top 8 Mobile App Advertising Benefits]]></title>
      <link>https://www.inmobi.com/blog/2018/11/13/top-8-mobile-app-advertising-benefits/</link>
      <guid>https://www.inmobi.com/blog/2018/11/13/top-8-mobile-app-advertising-benefits/</guid>
      <description><![CDATA[<p>For brands, there are many top mobile app advertising benefits. In comparison to just about any other marketing strategy option, mobile advertising within apps has a number of unique advantages for mobile marketers - or even general managers of advertising more generally.</p>

<p>Here are the top eight perks of mobile in-app advertising that make it the best mobile strategy.</p>

<h2 class="tile-heading">1) Target Consumers Without Cookies</h2>

<p>Within mobile web advertising or any other browser-based marketing effort, most data available to marketers and advertisers has traditionally come from cookies. That may be fine <a href="https://www.youtube.com/watch?v=Ye8mB6VsUHw" target="_blank">for Cookie Monster</a>, but it won&rsquo;t cut it for savvy marketers today.</p>

<p>There are a few core problems with cookies:</p>

<ul style="list-style:disc;">
	<li>Cookies miss <a href="https://neilpatel.com/blog/cookie-based-advertising-wont-work/" target="_blank">close to two-thirds of all mobile</a> devices, since they&rsquo;re only available with browsers and not apps.</li>
	<li>They have a short shelf life. Some cookies only last <a href="https://stackoverflow.com/questions/8894243/why-cookies-dont-expire-after-closing-browser" target="_blank">until a user&rsquo;s session is over</a>, failing to capture historical trends. Also, many people set up their browsers to automatically clear even persistent cookies.</li>
	<li>They are specific to devices, so they don&rsquo;t account for people who use multiple devices. For example, let&rsquo;s say a target customer looks at a website on a desktop and then later looks at the same site on a laptop later in the day. Cookies would track this as two separate people coming to the site, not one person coming from separate devices.</li>
	<li>It doesn&rsquo;t capture identifying information like email addresses, meaning that it typically won&rsquo;t tell you very much about who came to the site and how they can be reached.</li>
</ul>

<h2 class="tile-heading">2) Mobile Device IDs</h2>

<p>Every mobile device has a <a href="https://www.aerserv.com/blog/mobile-device-identifiers/#" target="_blank">unique identification number</a>, kind of like its own UPN code or Social Security number. This number is agnostic to specific apps or websites, unlike cookies. For advertisers, having device ID data can be enormously helpful, as this data can help provide deeper insights on how someone uses their phone across all of their apps. For instance, if someone was on one app and then clicked on an ad to go to another app, the device ID would provide information on that total journey across the different apps.</p>

<h2 class="tile-heading">3) Reach Mobile Users Across a Wide Range of Properties with Deterministic Data</h2>

<p>Digital marketing has long been based on single action points, which is in part why last-click attribution became the default standard. While the final ad may have caused someone to finally pull the trigger and convert, likely that person took a lot of key steps before they elected to click.</p>

<p>But how do you know what precisely they were doing, viewing and seeing before that final action? With most datasets, you just don&rsquo;t know for certain.</p>

<p>This is where deterministic data comes into play. By providing a more holistic look at a person&rsquo;s actions and habits across apps, websites and devices, brands gain a deeper understanding of the overall customer journey.</p>

<p>For example, let&rsquo;s say someone saw an ad for a pair or shoes on their laptop in the morning, conducted research on their smartphone in the afternoon and ultimately purchased the brand on their tablet in the event. Without deterministic data, it would just look like a direct site visit led to the purchase, without taking into account all of the crucial previous steps.</p>

<h2 class="tile-heading">4) Target Audiences with a High Degree of Precision</h2>

<p>Thanks to GPS signals and other factors coming from mobile devices, it&rsquo;s possible to determine where someone is located. For advertisers with access to these kinds of insights, having <a href="/blog/how-to-find-new-customers-top-ways-to-use-location-based-mobile-ads" target="_blank">location data can be enormously useful</a>.</p>

<p>Consider these scenarios:</p>

<ul style="list-style:disc;">
	<li>Advertisers that specifically target business travelers can run ads to only people located in or near airports and convention centers during the work week, to better guarantee that its target audience received the ads.</li>
	<li>Brands hoping to reach sports fans could aim to have its ads run only on mobile devices located at stadiums and sports bars on game days.</li>
	<li>Publishers can be sure that their users only receive ads from brands that actually do business in their geography.</li>
	<li>Ad creatives can include maps, which help to highlight a company&rsquo;s nearest physical storefront to the app end user.</li>
</ul>

<p>The mantra of real estate is location, location, location. In advertising, location can be just as impactful as well.</p>

<h2 class="tile-heading">5) Total Share of Voice Within Mobile Apps</h2>

<p>Go open a newspaper or web page, and count how many ads you see. Chances are, there will be multiple creatives vying for your attention. As an advertiser, how do you cut through this clutter and ensure your ad is actually seen?</p>

<p>This is where in-app advertising can prove enormously useful. Regardless of whether an advertiser is running 300x250 banners or fullscreen videos, there is almost always only one ad on screen at any one time. This way, brand messaging and positioning is not competing against any other ads for the end user&rsquo;s attention and awareness.</p>

<h2 class="tile-heading">6) No Blocking of In-App Ads</h2>

<p>Whether you run display ads, banners, video ads or any other creative, you don&rsquo;t have to worry as much about it not showing up in front of our target audience. That&rsquo;s because within apps, there are no ad blockers. Considering that over 75 percent of people in North America now engage in some level of ad blocking, being able to ensure viewability is hugely beneficial.</p>

<h2 class="tile-heading">7) Get Ideal Click-Through Rates with High Impact Creatives</h2>

<p>Thanks to the wide variety of creative options available on mobile (including video ads with interactive end cards, playable ads, 360-degree ads, etc.), getting targeted individuals to visit your site, check out your social media profiles, download your app or make a purchase is easier than it would be on a mobile site or other browser-based environment.</p>

<h2 class="tile-heading">8) Great Video Completion Rates with In-App Advertising</h2>

<p>Overall, the click-through rate for all display ad formats within browser environments is 0.05 percent, and it&rsquo;s only <a href="https://www.smartinsights.com/internet-advertising/internet-advertising-analytics/display-advertising-clickthrough-rates/" target="_blank">0.1 percent for rich media advertising</a>. And, not only are 60 percent of banner ad clicks accidental, but less than 10 percent of all digital advertising is <a href="https://marketinginsidergroup.com/content-marketing/banners-99-problems/" target="_blank">viewed for longer than a second</a>.</p>

<p>Contrast this with in-app video advertising. One study found that around <a href="https://www.marketingcharts.com/digital/video-82850" target="_blank">64 percent of all video ads</a> were viewed from beginning to end on mobile devices. Thanks to the many benefits that come with in-app advertising, these kinds of ads are often more viewable and thus more effective than just about any other form of paid digital outreach and acquisition available today.</p>

<p>Interested in learning more about the benefits of mobile in-app advertising? Be sure to check out <a href="/blog" target="_blank">our other blogs on the topic</a>.</p>]]></description>
      <dc:subject><![CDATA[Advertising, English (EN): inmobi.com,]]></dc:subject>
      
      <dc:creator><![CDATA[ Matt Kaplan,  Content Strategist  ]]></dc:creator>
      
      <dc:date>2018-11-13T16:00:00+00:00</dc:date>
    </item>
  
    <item>
      <title><![CDATA[6 Things You Need To Know About In-App Header Bidding]]></title>
      <link>https://www.inmobi.com/blog/2018/11/05/6-things-you-need-to-know-about-in-app-header-bidding/</link>
      <guid>https://www.inmobi.com/blog/2018/11/05/6-things-you-need-to-know-about-in-app-header-bidding/</guid>
      <description><![CDATA[<p>In-app header bidding is all the rage today.&sup1; But is it worth the hype? We polled scores of app publishers and their demand partners to find out.</p>

<p style="text-align: center;"><a class="btn btn-s" href="https://www.inmobi.com/insights/download/whitepapers/in-app-header-bidding-research-report-2018-the-current-state-of-mediation-a/" style="font-size:24px; border-radius: 25px; font-weight: normal;" target="_blank">LEARN MORE</a></p>

<p><a href="https://www.inmobi.com/insights/download/whitepapers/in-app-header-bidding-research-report-2018-the-current-state-of-mediation-a/" target="_blank">Download our full report</a><em> for the complete findings of our survey, along with exclusive data from our network.</em></p>

<p>Based on our research, here are six key takeaways:</p>

<h2 class="tile-heading">1) The App Monetization Status Quo Isn&rsquo;t Working</h2>

<p>The current approaches that apps are commonly taking in regard to ad monetization are just not cutting it anymore. In particular, our survey found that 53 percent of those polled said that ad revenues had mostly remained the same or had dropped in the last 12 months. And, an additional 24 percent said they didn&rsquo;t or couldn&rsquo;t track this.</p>

<p>Further compounding these issues is ad latency, which negatively impacts revenue potential and the overall user experience. According to the report, 40 percent of respondents said it took a second or more for an ad to appear within the app once the call first goes out. That may not seem like much, but to increasingly impatient mobile app users it can seem like a lifetime.</p>

<h2 class="tile-heading">2) In-App Header Bidding Solutions Already are Proven Effective</h2>

<p>Luckily, a solution to these woes already exists. In-app header bidding and unified mobile ad auctions have become increasingly popular monetization options, and are already helping app publishers and developers more effectively optimize revenue yields while also delighting end users.</p>

<p>To see just how effective unified auctions are today, we analyzed data from InMobi&rsquo;s network from 2017. This review found that apps leveraging InMobi&rsquo;s mediation offering (which includes unified ad auctions), in comparison to their non-mediating peers, saw the following results:</p>

<ul style="list-style:disc;">
	<li>44 percent more ad impressions.</li>
	<li>7.4 percent more ad sources.</li>
	<li>48 percent more ad revenue.</li>
	<li>Ads loaded 28 percent faster.</li>
</ul>

<p>And, mediation and unified auctions are now used for a wide variety of ad inventory, even rewarded video. Our survey found that among those currently utilizing in-app header bidding, 47 percent have open auctions set up with video ads and 52 percent have it set up with interstitials, among other ad formats.</p>

<h2 class="tile-heading">3) The Historical Average Still Holds Sway, as Misconceptions Reign Among App Developers</h2>

<p>If in-app header bidding is proven effective, then why do 57 percent of publishers <a href="https://www.inmobi.com/insights/download/whitepapers/everything-you-need-to-know-about-header-bidding-separating-fact-from-ficti/" target="_blank">still use waterfalls</a> to determine the highest bidder?</p>

<p>The reason why is because many app developers and publishers aren&rsquo;t fully aware of unified auctions and their benefits. Only 22 percent of survey respondents said they had a very good understanding of in-app header bidding, while 12 percent had a limited amount of knowledge on the topic and 11 percent admitted to not understanding it at all. And, among survey respondents not utilizing in-app header bidding, 11 said they weren&rsquo;t using the technology because of latency concerns, even though unified auctions are proven to improve ad load speeds.</p>

<h2 class="tile-heading">4) In-App Header Bidding Will Become Increasingly Necessary</h2>

<p>But, despite concerns, in-app header bidding will likely become more commonplace in the industry. As the ad tech landscape changes and becomes <a href="https://www.inmobi.com/insights/download/whitepapers/mobile-programmatic-is-not-problemmatic/" target="_blank">more dependent on programmatic tech</a>, old ways simply won&rsquo;t prove effective. The same change that occurred on desktop and mobile web will happen here.</p>

<h2 class="tile-heading">5) Publishers of Mobile Apps Willing to Experiment and Try Out New Things</h2>

<p><span style="font-weight: normal;">Even though waterfalls and historical averages still dominate the mobile app ad monetization space today, there are signs that app publishers are beginning to look at new and different approaches. For example, 43 percent of survey respondents are already using real-time bidding, and the number of in-app header bidding auctions on our network rose 56 percent in 2017.</span></p>

<p><span style="font-weight: normal;">Server side connections help with testing, as a direct connection to the ad server makes it easier to try out new options and conduct trials. Among survey respondents currently using in-app header bidding, close to half have a hybrid wrapper or server-side wrapper in place with their chosen auction partner.</span></p>

<h2 class="tile-heading">6) In-App Header Bidding is Not the Same as a Unified Auction</h2>

<p>Nowadays, it seems like every major app monetization player claims to offer header bidding within app environments. Even the Facebook Audience Network now claims to offer in-app header bidding. But, all that glitters is not gold.</p>

<p>So <a href="/blog/how-unified-auctions-and-header-bidding-are-better-than-waterfalls" target="_blank">what&rsquo;s the difference between the two</a>? With most in-app header bidding setups, only part of the demand occurs via auctions.</p>

<p>For example, consider a waterfall that has three ad network demand sources. Just because the second demand source determines its winning bids via an open auction doesn&rsquo;t mean that waterfalling&rsquo;s issues go away. In contrast, in a unified auction, every single ad bidder competes against each other in real time for every bid opportunity.</p>

<p>Interested in more insights on the current state of monetization and in-app header bidding? Be sure to <a href="https://www.inmobi.com/insights/download/whitepapers/in-app-header-bidding-research-report-2018-the-current-state-of-mediation-a/" target="_blank">grab the full report today</a>.</p>

<p style="text-align: center;"><a class="btn btn-s" href="https://www.inmobi.com/insights/download/whitepapers/in-app-header-bidding-research-report-2018-the-current-state-of-mediation-a/" style="font-size:24px; border-radius: 25px; font-weight: normal;" target="_blank">GET REPORT</a></p>

<p><em>Source:</em></p>

<p><em>1: trends.google.com/trends/explore?date=today%205-y&amp;geo=US&amp;q=header%20bidding</em></p>]]></description>
      <dc:subject><![CDATA[In-App Monetization, Understanding Consumers, English (EN): inmobi.com,]]></dc:subject>
      
      <dc:creator><![CDATA[ Matt Kaplan,  Content Strategist  ]]></dc:creator>
      
      <dc:date>2018-11-05T15:00:00+00:00</dc:date>
    </item>
  
    <item>
      <title><![CDATA[What is a Second Price Auction and How Does It Work? [VIDEO]]]></title>
      <link>https://www.inmobi.com/blog/2018/10/24/what-is-a-second-price-auction-and-how-does-it-work-video/</link>
      <guid>https://www.inmobi.com/blog/2018/10/24/what-is-a-second-price-auction-and-how-does-it-work-video/</guid>
      <description><![CDATA[<h1 class="tile-heading">Watch Our Whiteboard Video About Second Price Auctions</h1>

<p>Among all of the mobile advertising auction mechanisms, perhaps few raise as many eyebrows as do second price auctions. Why is this price auction model used, and how does this type of auction differ from other options like an English auction?</p>

<p>To answer these questions, check out our latest Whiteboard Wednesday video featuring Ryan Gauss, InMobi&rsquo;s Platform Product Manager. This video covers:</p>

<ul style="list-style:disc;">
	<li>How, among all of the ad servers and ad exchanges, a winning bid is determined in a real time bidding-based second price bid auction.</li>
	<li>The benefits of truthful bidding.</li>
	<li>How advertisers and publishers view this bidding strategy.</li>
	<li>How price floors impact the minimum price a bidder pays.</li>
	<li>What happens when there are two winning bidders (i.e. two or more advertisers bidding the same price) and who pays the price of the ad in the end.</li>
</ul>

<p style="text-align: center;"><iframe allow="autoplay; encrypted-media" allowfullscreen="" frameborder="0" height="615" src="https://www.youtube.com/embed/XcfrBRNCwQk" width="860"></iframe></p>

<p><strong>Transcript:</strong></p>

<p>Welcome to another edition of Whiteboard Wednesday. My name is Ryan Gauss, and I&rsquo;m the Platform Product Manager here at InMobi. And today we&rsquo;re going to be discussing second price auctions, specifically what they are, how they work.</p>

<p>So before we get into that, we want to talk about the originations of second price auctions. And they were originally based on what was called a Vickrey auction. Now this concept was then taken by Google and Yahoo! and their advertising products, and it was tweaked a little bit to where we get to today, which is our modern day second price auction, which is used in our programmatic auctions.</p>

<h2 class="tile-heading">Explaining the Second Price Auction Model</h2>

<p>And basically what a second price auction is, is that the highest bidder in an auction will pay one cent higher than the second highest bidder. That&rsquo;s important because what it does is it encourages bidders to bid as high or as high as they can for inventory that they really want.</p>

<p>And the reason that that is important is that because they&rsquo;re only paying once cent higher than the second highest bidder, the risk to them that they will end up paying that amount that they bid is relatively low. The caveat to that, of course, is that if there&rsquo;s two bidders that bid high, then the final bid price will end up being high. But that is not a typical situation.</p>

<p>So we&rsquo;re going to run through a few examples of second price auctions, and show how the final price is settled upon. But before we do that, we want to talk about a couple of elements of second price auctions that are really important because they impact the transparency of the auction and the final outcome price.</p>

<p>So first off, we want to talk about the auction type. And today specifically, we&rsquo;re going to be focusing on second price auctions. But the two main auction types that are used in programmatic auctions are first price and second price. Now with first price, it&rsquo;s pretty simple. Whatever the bidder wins who wins the auction, they pay that amount. So they bid $10 and they win the auction, they pay $10. In a second price auction, as we&rsquo;ve already talked about, the highest bidder who wins the auction will pay one cent higher than the second highest bidder.</p>

<p>Now the auction type is not a required element that has to be sent out in the bid request. But it&rsquo;s really important that the bidder works with an SSP that always provides the auction type. The bidder wants to know exactly what auction mechanics they are functioning under, so they know how they should be bidding, so they use the correct algorithm. So, if you&rsquo;re a DSP out there and you&rsquo;re looking for an SSP to work with, make sure you work with one that always provides the auction type, so there&rsquo;s no type of ambiguity there about what type of logistics they&rsquo;re functioning under.</p>

<p>The other element we want to talk about before we get into our examples is the bid floor. Now the bid floor is also another element that is not required. But, without it, once again there&rsquo;s a lack of transparency, and the bidder&rsquo;s a little bit in the dark to try to determine how much they should actually bid. What the bid floor is is the minimal amount that a bidder must bid in order to be eligible to win the auction. So, if the bid floor is $2, the bidder must bid at least $2 or higher to be eligible to win the auction.</p>

<h2 class="tile-heading">How a Second Price Auction Mechanism Works</h2>

<p>So now that we&rsquo;ve kind of defined some of our basic elements of a second price auction, let&rsquo;s run through a few examples.</p>

<p>In our first example right here, we&rsquo;re going to say that there are three different bidders who bid. So the first bidder will say has bid $7, the second bidder has bid $6, the third bidder has bid $5.50, and let&rsquo;s say there&rsquo;s a bid floor of $5. In this auction, bidder #1 is going to win the auction because they bid the highest. But, they&rsquo;re not going to end up paying the $7 that they bid. They&rsquo;re only going to pay one cent higher than the second highest bid, which would be $6.01.</p>

<p>In our next example, there&rsquo;s only one bidder. So let&rsquo;s say again bidder one bids $7, and there&rsquo;s a floor of $5. In this example, the bid floor acts as the second highest bidder. So bidder #1 will win the auction again, but they will pay $5.01.</p>

<p>Now in our last example, we have two bidders that have bid, but they bid the exact same amount. So let&rsquo;s say they both bid $7, and once again we have our bid floor of $5. Now the highest and the second highest bidder in this case have bid the same amount. So we cannot add one cent to the second highest bid because that would make it $7.01, which would we higher than either of these bidders had bid, and we can never charge a bidder higher than what they actually bid. So the final price in this auction will end up being $7.</p>

<p>Now in a case like this, where the highest bid is equal between two bidders, who wins the auction really depends upon the logic that is set at the SSP level. But the typical way that it&rsquo;s resolved is that one of the two that bid the same amount is randomly chosen to be the winner.</p>

<p>So now that we&rsquo;ve run through some examples, the last thing we want to touch on is bid depth. Bid depth is the amount of bidders that have actually placed a bid and are actually eligible to win the auction.</p>

<p>So bid depth can be seen as either a positive thing or a negative thing depending on the party that is viewing it. So it&rsquo;s seen as a positive thing by publishers, who are the ones offering the inventory. They want to see greater bid depth because the more bidders that bid in an auction, it drives up the price and increases their revenue. And we can see that in example one right here, where there&rsquo;s three bidders, and so the final price ends up being $6.01. If we compare that to our example #2, where there&rsquo;s just one bidder, we have a much lower bid depth, we see the final price is $5.01. So from a publisher&rsquo;s perspective, they definitely want to see example one, where there&rsquo;s a greater bid depth.</p>

<p>Now on the opposite side of that, we have our bidders, who want to see a low bid depth because it&rsquo;s less competitive and the price they end up paying ends up being much less. Once again from a bidder&rsquo;s perspective, example two will be the better option for them because they&rsquo;re the only ones that have bid and they will only pay one cent over the bid floor. Whereas in example one, where there is much greater bid depth and much more competition, they&rsquo;re going to end up paying a higher price.</p>

<p>So that&rsquo;s what we wanted to cover today with second price auctions. We hope this has given you a better idea of how they work, how they originated and where they&rsquo;re going. And we&rsquo;ll see you next time, in our next edition of Whiteboard Wednesday. Thank you very much.</p>

<h3 class="tile-heading">Learn More About Types of Auctions</h3>

<ul style="list-style:disc;">
	<li><a href="/blog/common-problems-with-second-price-auctions-video" target="_blank">Common Problems with Second Price Auctions</a></li>
	<li><a href="/blog/first-price-auctions-explained-video" target="_blank">First Price Auctions Explained</a></li>
	<li><a href="/blog/drawbacks-and-benefits-of-header-bidding-for-apps-video" target="_blank">Drawbacks and Benefits of Header Bidding for Apps</a></li>
</ul>]]></description>
      <dc:subject><![CDATA[In-App Monetization, English (EN): inmobi.com,]]></dc:subject>
      
      <dc:creator><![CDATA[ Matt Kaplan,  Content Strategist  ]]></dc:creator>
      
      <dc:date>2018-10-24T15:30:00+00:00</dc:date>
    </item>
  
    <item>
      <title><![CDATA[The 2018 Indian Festive Guide for App Marketers]]></title>
      <link>https://www.inmobi.com/blog/2018/10/18/the-2018-indian-festive-guide-for-app-marketers/</link>
      <guid>https://www.inmobi.com/blog/2018/10/18/the-2018-indian-festive-guide-for-app-marketers/</guid>
      <description><![CDATA[<p>'Tis the season again. India is gearing up for the festivities and mobile is set to play a major role in discovery, research and shopping. Check out the latest insights that we have for you in partnership with AppsFlyer, on how app marketers can build a smarter mobile marketing strategy. </p><p><img src="https://lh5.googleusercontent.com/GlNNPSfn8Uf-Q1xowYwVn-6LFNN8hWBTVqmyiYQhzE-BM_qz7H1Jpfon1A1wnkvSYVCBYAx_B-QipEcPXPj_RX3vEDGsHGQLH2-pVpUquQ76AyOtMR27a2LnRnI8W3pKA1GHFFIU" width="624" height="2173"></p>]]></description>
      <dc:subject><![CDATA[Advertising, Consumer Research, Media Consumption &amp; Trends, English (EN): inmobi.com,]]></dc:subject>
      
      <dc:creator><![CDATA[ Team InMobi  ]]></dc:creator>
      
      <dc:date>2018-10-18T04:07:00+00:00</dc:date>
    </item>
  
    <item>
      <title><![CDATA[How to Choose the Best Mobile App Monetization Strategy]]></title>
      <link>https://www.inmobi.com/blog/2018/10/16/how-to-choose-the-best-mobile-app-monetization-strategy/</link>
      <guid>https://www.inmobi.com/blog/2018/10/16/how-to-choose-the-best-mobile-app-monetization-strategy/</guid>
      <description><![CDATA[<p>Before getting any app off the ground, it helps to have the ideal mobile app monetization strategy selected right from the get-go. That way, app revenue is well ingrained in the user experience.</p>

<p>But, how do you determine how to monetize your app? Each app monetization model has its own pros and cons. What works for one app could be totally wrong and misguided for another one.</p>

<p>So, among the various <a href="/blog?type=in-app-monetization" target="_blank">app monetization</a> strategies out there, how do mobile app developers and app publishers decide what will be best for the app and their target audience? After all, you&rsquo;d likely rather focus on mobile app development, not app revenue.</p>

<p>To help, we&rsquo;ve compiled this handy guide to walk you through the pluses and minuses of the most common options out there.</p>

<h2 class="tile-heading">Option 1: The In-App Advertising Model</h2>

<p style="text-align: center;"><a class="btn btn-s" href="/mobile-in-app-monetization" style="font-size:24px; border-radius: 25px; font-weight: normal;" target="_blank">LEARN MORE</a></p>

<p>This is one of the most common - and most lucrative - mobile app monetization options available to mobile app developers and app publishers. Yes, we may be a little biased here, but the data backs us up. Non-gaming apps earn <a href="https://www.statista.com/statistics/273120/share-of-worldwide-mobile-app-revenues-by-channel/" target="_blank">76 percent of their revenue</a> from native ads, banner ads and video, while gaming apps get 53 percent of their revenue from advertising.</p>

<p>In comparison to other options, in-app advertising offers a few key advantages:</p>

<ul style="list-style:disc;">
	<li>Ad-supported apps are, more often than not, totally free to download. This helps to ensure more people likely download and begin using your app, to ensure greater scale right out of the gate.</li>
	<li>It&rsquo;s fairly easy to set up. By implementing one or a few ad network and/or ad exchange SDKs, you gain access to ads from the world&rsquo;s top brands. This makes it much easier to generate revenue early on.</li>
	<li>It&rsquo;s profitable. There&rsquo;s a reason so many of the world&rsquo;s top apps monetize via advertising.</li>
	<li>It&rsquo;s flexible. There are many different flavors of in-app advertising, enabling you to determine how ads appear, what they look like and when they show up. For example, while a gaming app may like having rewarded video ads appear after key levels, native advertisements or interstitial ads are often well suited for news apps. "Fullscreen creatives, interactive end cards, 360-degree ads and others are <a href="https://www.linkedin.com/pulse/mobile-needs-two-strategies-one-kayla-wilson/" target="_blank">all possible in-app</a>," says Kayla Wilson, Head of Client Success, Programmatic, for InMobi.</li>
	<li>It&rsquo;s universal. Just about any type of app can be monetized through advertising.</li>
	<li>It&rsquo;s recurring. So long as an app has users and supports ad formats with decent click-through rates, it can continue to generate ad revenue.</li>
</ul>

<p>"All players in the mobile advertising ecosystem <a href="http://360.advertisingweek.com/whats-special-about-in-app-why-in-app-advertising-is-crucial-for-brands/" target="_blank">benefit from in-app advertising</a>. Advertisers reach their target audience effectively and at scale, app developers get a steady stream of income and end users get their favorite apps for free with minimal intrusion," Anne Frisbie, Senior Vice President of Global Brand &amp; Programmatic at InMobi, wrote in AdvertisingWeek 360. "And, while in-app advertising is already powerful, it will become even more of a necessity in the months and years to come."</p>

<p>But, it&rsquo;s not without its drawbacks. Most people (i.e. your user base) are not fans of ads of any kind, and it can negatively impact an app&rsquo;s usability if implemented poorly. Plus, between issues related to tracking, data usage/sharing and brand safety, not all brands are yet totally convinced of its merit.</p>

<p style="text-align: center;"><a class="btn btn-s" href="/mobile-in-app-monetization" style="font-size:24px; border-radius: 25px; font-weight: normal;" target="_blank">LEARN MORE</a></p>

<h2 class="tile-heading">Option 2: The Freemium Model</h2>

<p>With a freemium app, most of the app&rsquo;s functionality is totally free to use, and likely the app itself is free to download as well. But, in order to unlock additional elements or features, in-app purchases are required from the target audience.</p>

<p>This monetization model can be lucrative for many apps, with freemium games in particular making <a href="http://www.businessofapps.com/10-ways-to-monetize-your-mobile-app/" target="_blank">over $24 a month per user</a> on average. This helps to make freemium model quite popular in games. Over 43 percent of all gaming apps earn revenue through mobile commerce and in-app purchases.</p>

<p>In this kind of environment, it&rsquo;s easy to see why someone may want to pay extra for a special weapon, a unique costume or another similar in-app purchase. Apps that don&rsquo;t lend themselves well to in-app advertising, like apps that target children or apps where ads would negatively affect the user experience, can benefit from the freemium model.</p>

<p>The downside to the freemium model is that the app needs to have enough in the free version to entice end users to grab it from the app stores, but also be able to offer more so that someone is willing to pay. Utility apps, like a weather app, are often not good candidates for the freemium model for this reason. And, in order to make significant revenue as a freemium app, the app needs to have sufficient reach plus sticky users to entice enough people towards the premium version (or added features).</p>

<h2 class="tile-heading">Option 3: The Paid Download Model</h2>

<p>This monetization model is fairly straightforward: someone pays to download the app. The benefit here is that you earn money upfront for user access to the app, meaning lifetime value and user retention have less of an impact on the bottom line. Games, especially those from big-name publishers, will utilize the paid apps model, as will premium utility apps like high-end fitness trackers and business-centric apps.</p>

<p>Of course, paid apps need to provide significant value to someone to compel them to spend money on it. A dollar isn&rsquo;t much, but with so many free apps out there, it can be hard to get someone to fork over their money within the app stores. And, app revenues can only scale in direct linear correlation to new app downloads. These reasons tend to make paid downloads a less popular option, which is why <a href="https://www.apple.com/itunes/charts/free-apps/" target="_blank">most of the world&rsquo;s top apps are free to download</a>.</p>

<h2 class="tile-heading">Option 4: The Subscription Model</h2>

<p>Under this monetization model, users are asked to pay a recurring fee either for use of the app in its entirety or for particular features. Magazines and news publications have long operated under a similar model, which is why it&rsquo;s popular with the likes of The New York Times and The Wall Street Journal. Apps that work well with the freemium model and the paid download model can make subscriptions work too, as a similar pay-to-play functionality is being offered.</p>

<p>The subscription model is beneficial since, unlike with one-time app or feature purchases, it allows publishers to generate recurring revenue. But, because it&rsquo;s more expensive, people may be even less likely to fork over their money than they would be with a standard freemium app or a paid app.</p>

<h2 class="tile-heading">Option 5: The Facilitation Model</h2>

<p>This isn&rsquo;t an official name, but it&rsquo;s one way to describe apps that facilitate a purchase or another transaction even though they&rsquo;re typically free to download, don&rsquo;t feature ads or have in-app purchases. Ridesharing apps like Lyft are a good example, as are banking apps. Just about all of the apps behind the growing gig economy fall under this umbrella.</p>

<p>This can be a tempting model to follow. After all, it combines the low barrier of entry of ad-supported apps with the user experience of a paid app. What&rsquo;s not to love?</p>

<p>But - and there&rsquo;s always a but - it still must provide enough value to a user to keep them around and paying. Apps like Uber and Bird need a lot of upfront funding to get off the ground, while apps like Wingz never quite cracked through to profitability. It can be a long journey to generate sufficient revenue for many of these apps, and they often require either a successful business or another source of outside funding to get off the ground and keep functioning.</p>

<h2 class="tile-heading">Option 6: The Combination Model</h2>

<p>We&rsquo;ve presented each of these monetization models as an either/or proposition, but that&rsquo;s not necessarily the case in real life. Many apps will <a href="https://www.apptentive.com/blog/2016/09/20/6-mobile-app-monetization-strategies/" target="_blank">utilize a combination of options</a>. After all, a pay-to-download app could still have a subscription feature, while another app could feature both ads and in-app purchases. A combination can help an app generate additional revenue, but having too many ways to make money in one app can be off-putting to users.</p>

<p>Of course, these are not the only monetization models out there. Some apps, like Angry Birds, make money through merchandising, while others are made and distributed without any regard for app revenue.</p>

<p>What model do you use with your app? Let us in the comments, or on <a href="https://twitter.com/inmobi" target="_blank">Twitter</a> and <a href="https://www.linkedin.com/company/inmobi/" target="_blank">LinkedIn</a>!</p>

<p style="text-align: center;"><a class="btn btn-s" href="/mobile-in-app-monetization" style="font-size:24px; border-radius: 25px; font-weight: normal;" target="_blank">LEARN MORE</a></p>]]></description>
      <dc:subject><![CDATA[In-App Monetization, English (EN): inmobi.com,]]></dc:subject>
      
      <dc:creator><![CDATA[ Matt Kaplan,  Content Strategist  ]]></dc:creator>
      
      <dc:date>2018-10-16T15:30:00+00:00</dc:date>
    </item>
  
    <item>
      <title><![CDATA[InMobi Pulse – Making Market Research “Do it Yourself”]]></title>
      <link>https://www.inmobi.com/blog/2018/10/15/inmobi-pulse-making-market-research-do-it-yourself/</link>
      <guid>https://www.inmobi.com/blog/2018/10/15/inmobi-pulse-making-market-research-do-it-yourself/</guid>
      <description><![CDATA[<p>
			“Research is the starting point of marketing. Without research, a company enters a market like a blind man.” - Phillip Kotler, Distinguished Author and Professor of Marketing
</p>
<p>
			It’s true that marketing starts and ends with understanding the customer. But marketing to consumers today is different from what it was like in 1999, when Kotler wrote ‘Kotler on Marketing’. From A/B testing to the popularity of “Agile Marketing,” marketing and marketing tools have evolved to new levels of sophistication and speed. And yet, market research still feels like the 1990s.
</p>
<p>
			For one, old-school approaches prevail. Market research still relies on panels, which lose effectiveness over time as panel members experience “survey fatigue.” Whether it’s survey phone calls or emails, panel members are bombarded with requests, making survey responses become less objective and authentic. Additionally, recruiting new panel members is hard, which is why the industry is still reliant on in-person, phone and email recruitment and participation incentives.
</p>
<p>
			Time to market also has not caught up to the needs of today’s marketers. It typically takes market researchers at least two months to recruit panels, write and disseminate surveys, collect data and develop analyses.
</p>
<p>
			To help address these concerns, we’ve developed InMobi Pulse.
</p>
<p>
			So how is 	<a href="https://pulse.inmobi.com/get-started">InMobi Pulse</a> different? By leveraging our 10-year experience in mobile and AI, InMobi has created a platform that is delivering outstanding results for customers:
</p>
<ul style="list-style:disc;">
	<li>Many customers report that InMobi Pulse delivers 5x reach over their traditional panels (by leveraging the InMobi network of 1.6 billion-plus global mobile users).</li>
	<li>Advanced machine learning capabilities ensure greater survey accuracy and more powerful deep insights.</li>
</ul>
<p>
			InMobi Pulse changes the game for marketing – bringing research results live in days, not months. Think of it as a “Do It Yourself” market research platform, including survey authoring, user targeting and real-time dashboards.
</p>
<p style="font-size:16px;">
		<strong>Authoring</strong>
</p>
<p>
			The easy-to-use survey editor enables users to build stunning mobile surveys in a matter of minutes. The tool makes it possible to leverage the following smartphone capabilities for optimized mobile usage:
</p>
<ul style="list-style:disc;">
	<li><strong>Advanced survey formats and survey experiences:</strong> Beyond radio buttons and checkbox options, the survey editor provides a wide variety format choices such as image select, star ratings, 10-point scales and matrix questions to help marketers conduct a variety of research studies.</li>
</ul>
<p style="text-align: center;">
		<img src="https://lh4.googleusercontent.com/vHM1BTvkOtcji0iyM1FE4TNjzpAc-2xRIHx9D81KCewzMgQbo8xMDjwt83lkqOTPnGYrybhaJ2ZRpOJGjUQ6G020CEVXBJF0rLXqu6E-m1rQjZANDrm1q29xitZchtg9eApywVDR" width="513" height="296"><em>Intuitive Authoring Screen</em>
</p>
<ul style="list-style:disc;">
	<li><strong>Innovative capture of qualitative feedback:</strong> Users can capture qualitative responses via the support of unaided text input- and voice-based responses.</li>
	<li><strong>Easily incorporate video and rich media: </strong>Frequently test creative – regardless of format – and ensure a real feedback loop by measuring post campaign impact.With its visual media support, InMobi Pulse makes it easy to conduct creative testing and post campaign brand lift analysis.</li>
	<li><strong>Intelligent survey design:</strong> Utilize advanced features such as logical jumps to skip certain questions, screener questions to filter the respondents, response piping to subsequent questions, and the ability to randomize questions.</li>
</ul>
<p style="text-align: center;">
		&gt; 	<img src="https://lh6.googleusercontent.com/z2mAlm46S_2fFgRAEhSjI-7wyUj5ratZhs0cfybf_bYSdYs9hX4nsyiuNjBNgMCfswdme33E_DlTj2z58M3NVNrYJFDvtKxqoXms9Sbis5Sci1qmL5fgY7gLdi96bpOJAb11Bpwp" width="624" height="195"><em>Easily Insert Screener Questions</em>
</p>
<p style="font-size:16px;">
		<strong>Targeting</strong>
</p>
<p>
			After authoring the survey, users then choose the target audience, including lifestyle-based segments and 125+ pre-defined personas ready for use. Users can also leverage advanced location targeting capabilities from a range of point-of-interest categories or any of the 200,000+ precisely mapped building locations. To meet specific research requirements, users can tie quotas to maintain the intended respondent profile composition.
</p>
<p style="text-align: center;">
		&gt; 	<img src="https://lh4.googleusercontent.com/WP5EnGS40leaHS-NLbUdxr6ep0fKZTqylhrgBNBU48EEhawxmSPdCF5_evPZZWQRJmmXzbWnTHaXWJej31a39mfYynRQPIkUVnBq0Gy_jvirD6Yr2A19Lmc6SxNR-j9IcizpwR5h" width="542" height="466"><br>
		<em>Leverage Precise Targeting Tools</em>
</p>
<p style="font-size:16px;">
		<strong>Reporting and Dashboards</strong>
</p>
<p>
			Once the survey is published, responses are collated into insightful reports which are continually updated as more responses are received. The output is layered in with AI-powered highlights, calling out correlations clearly.
</p>
<p style="text-align: center;">
		&gt; 	<img src="https://lh4.googleusercontent.com/6XB_p6uBW16eTmZjafrwVG3Yie2cVKkn34qGNM9kwok6PQE5tZ63BnERc5DcpY1vjmYjw4QKTJgXKDi5OYZ5p5SQZOrFMf_zLYhuV_VAEydgs7Ybig820i6ladNfB02MRQCaYHiJ" width="624" height="296"><em>Access real-time, AI-powered dashboards</em>
</p>
<p>
			Our mobile-optimized surveys yield high completion rates and enable quicker time to market. At the same time, the platform employs 30+ machine learning-powered validation checks. Signals such as time spent on survey input, response patterns, phone orientation, gyro and passive user data help determine if the survey is getting good responses, ensuring the derivation of high-quality insights.
</p>
<p>
			The dashboard allows for roll-up and drill-down, crosstabs and auto-generated AI-based insights. The interactive dashboard can be shared, downloaded into PDFs, or exported into .csv files for further analysis.
</p>
<p>
			InMobi Pulse enables a new type of market research: “DIY” market research that ensures research and feedback power the entire business. Now, product concept testing, campaign creative design and the hundreds of other daily decisions that require customer feedback can be powered by InMobi Pulse. It is about time we made market research as sophisticated and agile as the rest of marketing today.
</p>
<p>
			InMobi Pulse officially launches today. After already touching 4 million-plus mobile users globally in less than 6 months during our beta phase, we invite you to see how easy and impactful DIY research can be with InMobi Pulse. Get started with your market research study at 	<a href="https://pulse.inmobi.com/get-started">pulse.inmobi.com</a>.
</p>]]></description>
      <dc:subject><![CDATA[Understanding Consumers, English (EN): inmobi.com,]]></dc:subject>
      
      <dc:creator><![CDATA[ Iman Kalyan Pande  ]]></dc:creator>
      
      <dc:date>2018-10-15T21:27:00+00:00</dc:date>
    </item>
  
    <item>
      <title><![CDATA[How Does In-App Advertising Work?]]></title>
      <link>https://www.inmobi.com/blog/2018/10/09/how-does-in-app-advertising-work/</link>
      <guid>https://www.inmobi.com/blog/2018/10/09/how-does-in-app-advertising-work/</guid>
      <description><![CDATA[<p>Have you ever wondered, how does in-app advertising work? What goes on behind the scenes to make mobile advertising happen today? Then this guide is for you.</p>

<h1>Learn More about Mobile In-App Advertising</h1>

<h2>Introducing the Digital Marketing Players in Mobile App Advertising</h2>

<p>In the past, advertisers would communicate directly with app developers and publishers whenever they wanted to run an in-app ad campaign. Essentially, the advertiser would pay the publisher directly for access to their user base.</p>

<p>But, as the number of apps (and brands investing in digital advertising) rose, these one-on-one deals no longer made sense. Programmatic ad buying and real-time bidding have affected matters further, by introducing greater automation and efficiency to the mix.</p>

<p><em>Note: If you need a refresher on all of the acronyms and terms used in mobile advertising, then <a href="/blog/the-crazy-advertising-technology-landscape">be sure to check out our guide</a>.</em></p>

<p>So, who&rsquo;s now involved in getting an ad to appear in an app?</p>

<p><strong>On the advertiser side</strong>, a marketer will either have their own team members and/or a creative agency develop a mobile app advertisement and put together the creatives to use. From there, a demand-side platform (DSP) will aggregate creatives/campaigns from multiple advertisers, and then work to ensure they are offered up to app publishers.</p>

<p><strong>On the app publisher side</strong>, developers and app owners will integrate with a source of advertiser demand either directly or with a supply-side platform (SSP) that aggregates publisher supply. Typically, this integration occurs through a software development kit (SDK), but sometimes it&rsquo;s through an application programming interface (API).</p>

<p><strong>An ad network</strong> is the bridge between the two sides. An ad network connects advertisers and their partners with publishers and their partners, ensuring that lots of brands can reach their target audience across lots of apps, and that apps have lots of advertisers clamoring to reach their users.</p>

<h2>Breaking Down the In-App Advertising Supply Chain</h2>

<p>So how does an ad actually end up in front of someone? What happens to make sure the right mobile ads appears at the right time and for the right person? Let&rsquo;s break it down:</p>

<ol>
	<li>First, marketers need to determine who they want to reach and what kind of messaging they want to bring to market. For example, an energy drink brand may decide it wants to reach male gamers between 18 and 25 in the U.S. with their campaign.</li>
	<li>From there, marketers (and their partners) need to determine their goals for the advertising campaign, including how much they want to spend and how they will be determining success. Goals could range from brand awareness, i.e. reaching as many relevant people as possible looking at their ads, to driving a specific action like a mobile web landing page visit or an app download via a particular app store.</li>
	<li>Concurrently, app developers and publishers need to determine how they will generate ad revenue and how ads fit into the user experience being offered. Consider this: while banner ads are fairly easy to unobtrusively include in an app, more immersive formats like video ads typically provide greater ad revenue. App publishers need to consider how ads affect app usage, while also maximizing earnings.</li>
	<li>Now back to the advertisers for a moment. Once a campaign is finalized, it&rsquo;s entered into an ad network&rsquo;s campaign management system. From there, an ad ops team will review the campaign to ensure it meets the ad network&rsquo;s quality standards. Creatives and campaigns that don&rsquo;t adhere to compliance standards, publisher preferences or existing laws will be rejected. When a campaign is approved by ad ops, it&rsquo;s placed in a queue on the ad server until the right time.</li>
	<li>Now, when a user opens up an app, the ad network&rsquo;s SDK (or API, in some instances) is triggered, to highlight the fact that a particular person is ready to have an ad served to them.</li>
	<li>Based on the data available from the SDK, the ad network determines which potential ad would be most relevant and offer the greatest payout to the app publisher. When impressions and reach are the primary campaign goal, determining the right ad to serve is fairly straightforward. But, when a campaign tracks success using performance metrics like ad click through rates, the ad network needs to determine which ad will likely be clicked on and engaged with by the end user, and then use that prediction to determine payout rates and ad revenue. Having historical data and advanced predictive analytics capabilities powered by artificial intelligence helps in this arena, as does machine learning algorithms.</li>
	<li>Once an ad is selected (or served) it&rsquo;s then (hopefully) rendered on the app and shown to the end user. The whole process, from start to finish, happens in as close to real time as possible - ideally, around 200 milliseconds. It&rsquo;s important to note, however, that just because a mobile ad is server doesn&rsquo;t mean it&rsquo;s rendered. In the time it takes for the SDK to present a potential ad opportunity, someone may have left the app environment or scrolled past the advertising opportunity window.</li>
	<li>Finally, after all this, there&rsquo;s the reporting and payout period. This occurs either during or after the campaign. Essentially, this is where advertisers and their partners determine how the campaign performed, and how much they owe based on performance. For instance, if the campaign&rsquo;s goal was to ensure a certain amount of time spent engaging with an ad, then the data will determine how much an advertiser should spend with the ad network. Typically, advertisers will use third parties like AppsFlyer, Adjust, etc., in combination with the ad network&rsquo;s own data to determine how the campaign went and how much is owed. This data can also be hugely <a href="/blog/are-your-video-views-accurate-comparing-video-viewability-metrics">influential in determining which ad network partners to use</a>. But, certain platforms limit how much third-party verification is possible. With a Facebook ad, for example, advertisers are limited to just data from the publishing platform.</li>
</ol>

<h2>Other In-App Advertising Considerations</h2>

<p>Getting in-app advertising right is about more than just understanding how the ecosystem works at a basic level, as there are many other factors at play in a mobile app advertising campaign.</p>

<p>For starters, it&rsquo;s key to understand that mobile web advertising is very different than mobile in-app advertising. While many brands are often tempted to run the same campaigns for both audiences, such an approach is not primed for success. Even though both involve mobile devices, they are dramatically different. In particular, how ads are displayed and what data is available can vary significantly between a browser-based environment and a mobile app environment.</p>

<p>What ad formats will work best for the goal, and for the target app? Like the earlier example, sometimes lighter ad formats like banners, native ads or interstitial ads are fairly easy to integrate, and a lot of apps have available inventory. These formats can be good for awareness, but not always for interactivity. In contrast, video ads and ads with interactive end cards are ideal for generating clicks, but not all apps incorporate these ad types. It&rsquo;s important to weigh reach with cost and interactivity when deciding which ad formats to develop.</p>

<p>What technology is used to serve and then render an ad on mobile devices? This is another key question to full answer, as it&rsquo;s crucial to ensure ads are served and rendered in a timely and efficient fashion. After all, even the best ad will be rendered moot if it fails to appear. This is why the VAST video ad delivery standard is gaining traction over VPAID, as its precaching capabilities ensure that ads render in less than a tenth of a second and are not encumbered by loading problems.</p>

<p>And, another key question to answer is, how does the publisher determine which ads to serve? Typically, app publishers use more than one source of ads, and often <a href="/blog/the-basics-of-mobile-ad-mediation-video">leverage dozens of ad networks</a>. Many apps now use waterfalls - in which different ad networks, exchanges, etc. are called in a sequential, static order until all ad opportunities are fulfilled - <a href="/blog/how-unified-auctions-and-header-bidding-are-better-than-waterfalls">although unified auctions</a> are becoming more popular since they introduce more competition and reduce latency.</p>

<p>It&rsquo;s important to note that this all covers the basics in how mobile in-app advertising works in October 2018. As new technologies, methodologies and ad formats come to the fore, in-app advertising may change further. For example, what does in-app advertising look like on a connected television set? But, if <a href="https://www.emarketer.com/content/mobile-advertising-is-expected-to-surpass-tv-ad-spending">recent predictions come true</a>, then the space will become even bigger - and possibly more complex - than ever soon.</p>]]></description>
      <dc:subject><![CDATA[Advertising, English (EN): inmobi.com,]]></dc:subject>
      
      <dc:creator><![CDATA[ Matt Kaplan,  Content Strategist  ]]></dc:creator>
      
      <dc:date>2018-10-09T16:00:00+00:00</dc:date>
    </item>
  
    <item>
      <title><![CDATA[Event Diary: Advertising Week New York 2018]]></title>
      <link>https://www.inmobi.com/blog/2018/10/08/event-diary-advertising-week-new-york-2018/</link>
      <guid>https://www.inmobi.com/blog/2018/10/08/event-diary-advertising-week-new-york-2018/</guid>
      <description><![CDATA[<p>This year, we were thrilled to again attend Advertising Week New York. This year, instead of being in multiple places in the heart of Times Square, the event took place in one central location: at a movie theater on the Upper West Side. We had a great time, meeting with senior industry leaders and learning from the best and brightest in the advertising space. </p><p><img src="https://www.resources.inmobi.net/hubfs/ab433179-f8be-4ff5-b74d-c9e516c95ee8-1.jpg"></p><p>Didn’t have a chance to make it this year? Here’s what you missed.</p><p><strong>Tuesday Early Afternoon: Why Mobile In-App Advertising is a Whole New World</strong></p><p>On Tuesday afternoon, Anne Frisbie, InMobi’s SVP of Global Programmatic and North America, took the stage to chat about all things mobile in-app advertising. Her talk centered around how younger audiences can’t be reached by more traditional avenues like television, and how lessons learned from in-app environments will be applicable across the wide range of connected devices now coming online. She also discussed what marketers need to know in order to see the best results from in-app advertising.</p><p><img src="https://www.resources.inmobi.net/hubfs/178292b1-86b1-4189-aca2-cbd08d09020b-1.jpg"></p><p>Immediately following her presentation, Anne sat down with Rebecca Zulch, Senior Manager of Integrated Investment at UM New York to discuss her approach to programmatic advertising and what UM’s clients need from in-app environments. Here are two memorable quotes from their discussion:</p><p>“Would be great to see ads.txt for in-app. Once we get the app stores to buy-in and adopt ads.txt, we expect to see a decrease in ineligible inventory and an increase in reach.” - Rebecca</p><p>“The drop off from an in-app ad to a landing page is enormous and is not the right way to get the User to engage with the brand. Cross device attribution should be the focus.” - Anne</p><p>Attendees of this event later said they really appreciated how Anne brought up the distinct differences between mobile web and mobile in-app advertising, and were curious to hear more about how some of the world’s biggest brands approach in-app and programmatic.</p><p><img src="https://www.resources.inmobi.net/hubfs/IMG_4124.jpg"></p><p><strong>Tuesday End of Day: Programmatic for the People</strong></p><p>At the end of day two of Advertising Week, Anne joined Taboola's Jeremy Varner, Clear Channel Outdoor Global's Wade Rifkin and MiQ's Charlie Neer on a panel moderated by Neil Shapiro from CAPTIVATE titled Programmatic for the People. The panel served to highlight the growth of digital out-of-home advertising.</p><p>The panel discussion centered around different applications for programmatic advertising, highlighting how programmatic media buying is reaching a wide variety of screens beyond just desktops or laptops. During the panel, Anne highlighted how mobile is the first step to this connected device world, and that viewability is very much possible with programmatic despite lingering concerns.</p><p><img src="https://www.resources.inmobi.net/hubfs/48bca57d-87ad-4437-ad91-78fa2db54e4e-1.jpg"></p><p><strong>Top Trends: Talk of the Show</strong></p><p>Outside of these panels, what else were attending chatting about? What were the big trends and themes of Advertising Week New York 2018?</p><ul><li>⚫ One of the biggest talking points was around the future of television sets. As connected TV and over-the-top (like Roku) slowly become more popular and replace traditional linear models, how do advertisers make the most of these channels? In particular, marketers at Advertising Week expressed concern around frequency capping (seeing the same ad during every break), lack of measurement and fraud when it comes to these environments. </li><li>⚫ Another big talking point of the event was around the evolving role of agencies. While there’s been a growing trend of brands bringing their media buying and advertising efforts in house, a number of major companies at Advertising Week said they still turn to agencies, trading desks and demand-side partners for assistance, especially when it comes to programmatic.</li><li>⚫ There were also lots of chats about inner drive and delivering meaningful messages that help people and help the world. For example, the sessions on Great Minds Think Unlike with Emma Stone and the Child Mind Institute addressed Emma’s childhood anxieties, highlighting how she dealt with and overcame them to recognize hidden talents and superpowers for career success. Similarly, Refinery29 with Bethenny Frankel spoke about being a real-life disruptor, power through purpose and success by breaking barriers in business and life. And, none other than Will Smith spoke about making positive connections with the world, finding joy and bettering people’s lives with content and storytelling so they can be better, take risks and confront fears.</li><li>⚫ What else was talked about? During the event, we heard a lot about influencer marketing, cannabis marketing and ecosystem diversity as well.</li></ul><p>If you attended Advertising Week New York this year, what were your top highlights from the event? What did you learn, and what did you hear the most about? Let us know in the comments below, or send us a note on <a href="https://twitter.com/inmobi" target="_blank">Twitter</a> or <a href="https://www.linkedin.com/company/inmobi/" target="_blank">LinkedIn</a>!</p>]]></description>
      <dc:subject><![CDATA[Events, English (EN): inmobi.com,]]></dc:subject>
      
      <dc:creator><![CDATA[ Matt Kaplan,  Content Strategist  ]]></dc:creator>
      
      <dc:date>2018-10-08T15:00:00+00:00</dc:date>
    </item>
  
    <item>
      <title><![CDATA[How to Solve Common Problems with Programmatic Advertising]]></title>
      <link>https://www.inmobi.com/blog/2018/10/04/how-to-solve-common-problems-with-programmatic-advertising/</link>
      <guid>https://www.inmobi.com/blog/2018/10/04/how-to-solve-common-problems-with-programmatic-advertising/</guid>
      <description><![CDATA[<p>Programmatic media buying has been a boon for digital advertising, but that doesn&rsquo;t mean problems with programmatic advertising are nonexistent. Despite the many benefits programmatic brings to the table - increased efficiency, less human error and less manual effort, for starters - many media buyers are reticent to commit their digital ad dollars to programmatic channels.</p>

<p style="text-align: center;"><a class="btn btn-s" href="https://www.inmobi.com/insights/download/whitepapers/mobile-programmatic-is-not-problemmatic/" style="font-size:24px; border-radius: 25px; font-weight: normal;" target="_blank">LEARN MORE</a></p>

<p>But, these naysayers may be surprised to learn that most of the common gripes are easily addressable. Here&rsquo;s how it&rsquo;s done.</p>

<h2 class="tile-heading">Problem #1: Lack of Transparency</h2>

<p>In a recent survey of media agencies conducted earlier this year, this was by far the top challenge cited by programmatic advertisers. With so many different players involved in getting an ad from an advertiser to their target audience - not to mention <a href="/blog/the-crazy-advertising-technology-landscape">all of their acronyms</a> - it can be hard for some to keep track of everyone and determine who is and isn&rsquo;t involved in a given campaign.</p>

<p><strong>Solution to Problem #1: </strong>While this is a common concern, it can be addressed. For starters, we are totally transparent with all of our supply chain partners about what data we collect and how it&rsquo;s used. We also let advertisers know exactly who they&rsquo;re targeting and what apps they&rsquo;re using before a campaign is ever run. And, unlike others, we provide app-level campaign performance in as close to real time as possible. That way, all of our advertiser partners always know exactly what&rsquo;s going on with their programmatic campaigns.</p>

<h2 class="tile-heading">Problem #2: Brand Safety</h2>

<p>This is a fairly recent concern. If brands are not careful, they could find their ads appearing next to objectionable content, and that proximity could lead some to erroneously believe that the brand endorses the content.</p>

<p>For instance, let&rsquo;s say a brand chooses who they advertise with basely solely on total app users and total web traffic, which means their ads appear on properties owned by top news outlets. But, it&rsquo;s entirely feasible that unless they&rsquo;re careful, a display ad could appear next to a news story about something objectionable, like violence or racism. The mere fact that their ad appears next to such a news story could cast them in a highly negative light that significantly damages their brand perception.</p>

<p><strong>Solution to Problem #2: </strong>While brand safety is a growing concern, it&rsquo;s one that we&rsquo;ve taken many strides recently to address permanently. One potential solution is through blacklisting, in which we make sure that certain apps don&rsquo;t receive ads, or whitelisting, so that only certain apps get a brand&rsquo;s ads. We also recently started using an innovative <a href="/blog/digital-ad-industry-makes-gains-resolving-brand-safety-concerns">brand safety solution from IAS</a> to guarantee the quality of our app inventory.</p>

<p>Certain ad formats help here too. For example, with fullscreen video ads, you never have to worry about an ad appearing next to objectionable content, since literally nothing else besides the ad appears on the screen.</p>

<p>It&rsquo;s also important to know that apps are inherently more brand safe than digital inventory. With apps, it&rsquo;s easier to determine if the environment is suitable in all instances. Take a weather app for instance. There&rsquo;s an extremely slim probability for a brand safety concern to be present here. The same can&rsquo;t be said of a news website&rsquo;s weather section, however.</p>

<h2 class="tile-heading">Problem #3: Mobile Ad Fraud</h2>

<p>As programmatic spending rises, it makes sense that fraudsters follow the money. But, as <a href="/blog/can-ad-fraud-be-destroyed-once-and-for-all">mobile in-app ad fraud</a> grows to new heights, many advertisers are worried that their budgets are being improperly spent and eaten up by fraud.</p>

<p><strong>Solution to Problem #3:</strong> Mobile ad fraud may be a growing issue, but we&rsquo;re rising to the occasion to address it.</p>

<ul style="list-style:disc;">
	<li>InMobi has been <a href="/blog/inmobi-officially-TAG-certified-against-fraud">independently certified by the Trustworthy Accountability Group&rsquo;s Anti-Fraud Program</a>, allowing us to proudly display their Certified Against Fraud seal.</li>
	<li>We offer in-app viewability accredited by the Media Rating Council.</li>
	<li>Our invalid traffic rates are <a href="/blog/are-your-video-views-accurate-comparing-video-viewability-metrics">consistently much lower than industry averages</a> as noted by Moat.</li>
	<li>We are constantly innovating to go above and beyond mobile ad fraud, including by <a href="/blog/why-ai-will-forever-change-the-way-you-think-about-ad-fraud">applying our artificial intelligence capabilities</a> to fighting the issue.</li>
</ul>

<h2 class="tile-heading">Problem #4: Not Enough Quality Data</h2>

<p>Concerns about a lack of quality data abound among both those who own programmatic tech and those who don&rsquo;t. The 2018 survey found that a majority of both groups cited this as a major challenge.</p>

<p><strong>Solution to Problem #4: </strong>We address concerns about data quality by collecting high quality insights directly from our own SDK. Not only is our mobile-first SDK data highly valuable, with information including device IDs, location, demographics information and more, but our audience insights are certified by Nielsen. Data quality is an area where <a href="https://www.linkedin.com/pulse/mobile-needs-two-strategies-one-kayla-wilson/">mobile in-app advertising blows browser-based digital advertising out of the water</a>.</p>

<h2 class="tile-heading">Problem #5: Lack of High-Quality Inventory and Scale</h2>

<p>Ultimately, what does any advertiser want? They want to reach the right people, and get them to actually take action off the ad. They want to reach as many people as possible, and to reach them where they actually are. This is not unique to programmatic, but these concerns are just as prevalent in mobile in-app advertising.</p>

<p><strong>Solution to Problem #5: </strong>Compared to other programmatic exchanges, we are uniquely suited to address these concerns, in large part because InMobi is the largest independent mobile in-app exchange, capable of helping advertisers reach up to 1.6 billion people globally. And, our quality data ensures that advertisers can talk to the right people with every campaign.</p>

<p>Plus, InMobi works with many of the globe&rsquo;s leading app publishers and developers. Of the 22,500 apps that advertisers can connect with via our open exchange, their average app store rating is 4.3 and three-fourths of these apps are not gaming. That way, advertisers can be sure their ads are only running on the very best apps out there.</p>

<p>What have you done to make the most of mobile in-app programmatic? Let us know on social media! We&rsquo;d love to hear from you on <a href="https://twitter.com/inmobi">Twitter</a> or <a href="https://www.linkedin.com/company/inmobi/">LinkedIn</a>.</p>]]></description>
      <dc:subject><![CDATA[Advertising, English (EN): inmobi.com,]]></dc:subject>
      
      <dc:creator><![CDATA[ Matt Kaplan,  Content Strategist  ]]></dc:creator>
      
      <dc:date>2018-10-04T16:33:00+00:00</dc:date>
    </item>
  
    <item>
      <title><![CDATA[How to Find New Customers: Top Ways to Use Location Based Mobile Ads]]></title>
      <link>https://www.inmobi.com/blog/2018/09/20/how-to-find-new-customers-top-ways-to-use-location-based-mobile-ads/</link>
      <guid>https://www.inmobi.com/blog/2018/09/20/how-to-find-new-customers-top-ways-to-use-location-based-mobile-ads/</guid>
      <description><![CDATA[<p>Consistently, mobile marketing professionals struggle to accurately target their ideal customers, even through location based mobile ads. According to one recent report, which surveyed 2,000 marketers, <a href="https://www.ecommercetimes.com/story/85013.html" target="_blank">60 percent</a> of respondents said they experienced difficulties with finding and reaching target audiences through mobile ads.</p>

<p style="text-align: center;"><a class="btn btn-s" href="/blog/inmobi-3x-winner-at-lovely-mobile-awards-2018" style="font-size:24px;" target="_blank">LEARN MORE</a></p>

<p>However, when done right, location based mobile ads can yield huge dividends for marketers, far greater than anything from word of mouth, content marketing or social media marketing. After all, it can be a great way to provide messaging and offers targeted to where people are, shop, live and work, ensuring creatives provide real value to key audiences.</p>

<p>So why do mobile marketers have a hard time finding new customers? Why do they struggle to effectively target their customer base? Part of the issue is in how they approach location based marketing. But, by rethinking current approaches to customer outreach through mobile, marketers can more effectively use location data to reach and engage target audiences.</p>

<h2 class="tile-heading">Ways to Reach Mobile Device Users: Mobile App vs. Browser</h2>

<p>For too many marketers, mobile ads are mobile ads. It doesn&rsquo;t matter where they run, so long as they appear on a mobile device. But, this kind of thinking is a recipe for disaster, especially in the realm of real time targeting.</p>

<p>Mobile in-app advertising is a <a href="https://www.linkedin.com/pulse/mobile-needs-two-strategies-one-kayla-wilson/?lipi=urn%3Ali%3Apage%3Ad_flagship3_profile_view_base%3B%2FU42%2BHdzQaWIbyHWO7qbhA%3D%3D&amp;licu=urn%3Ali%3Acontrol%3Ad_flagship3_profile_view_base-recent_activity_article_see_more" target="_blank">very different beast</a> than mobile web advertising. These differences are especially stark with location and targeting. On mobile web, targeting occurs primarily through cookies, which come with limited geographic data. IP addresses help somewhat, but lack specificity and aren&rsquo;t always available to mobile marketers.</p>

<p>Plus, some features of cookies may soon no longer be available <a href="/blog/ios-12-going-big-on-ar-and-machine-learning" target="_blank">in iOS 12</a>. Apple&rsquo;s <a href="https://appleinsider.com/articles/18/06/20/heres-how-apple-protects-your-privacy-in-safari-with-intelligent-tracking-protection-20" target="_blank">Intelligent Tracking Protection 2.0</a> requires websites to specifically have users opt in for cookie-based tracking. And, the new default setting is for Safari to delete all cookies after 30 days, unless the end users has specifically consented otherwise. Previously, Safari by default recorded and tracked cookies for everyone for up to 24 hours after a site visit.</p>

<p>In contrast, mobile in-app provides a wealth of more accurate options. Particularly, SDKs enable marketers to have over 75 data signals at their disposal, which ensures the creation of highly accurate user profiles.</p>

<h2 class="tile-heading">How Does Location Based Advertising Work on Mobile?</h2>

<p>When mobile marketers run campaigns through apps, they gain access to a variety of markers that help with geographic targeting.</p>

<p>Through the built-in GPS within just about every mobile phone, locating users by latitude and longitude is possible. This is ideal for providing advertising based on where a user is actually located at that moment in time, as opposed to where they are most frequently.</p>

<p><strong>How GPS signals help marketers:</strong></p>

<p>Places of interest highlight key locations for users, along with signals that indicate when someone is located at a small business, workplace or another key area.</p>

<p>Geofencing establishes parameters and extends the reach of a place of interest. For example, a geofence can be used to determine when someone is in the vicinity of a high-interest location like a mall or an airport.</p>

<p>Polygons take geofencing one step further, by defining more clear boundaries. For example, marketers can use polygons to only show display ads to people within a stadium or a parking lot while also excluding anyone who lives nearby or is just passing by.</p>

<ul style="list-style:disc;">
</ul>

<h2 class="tile-heading">Location Verification</h2>

<p>How can marketers be sure the location data signals they have access to are indeed accurate? For business owners and marketers, it&rsquo;s critical to ensure the location data is trustworthy and verifiable.</p>

<p>Understanding this data is key, as it&rsquo;s a major challenge marketers face. One study of 250 global marketers found that &ldquo; <a href="https://www.marketingprofs.com/charts/2018/33359/marketers-top-mobile-advertising-challenges" target="_blank">lack of visibility into data used to define audiences for targeting</a>&rdquo; was the most common reason they didn&rsquo;t meet their marketing goals. Forty percent of survey respondents said this was a major challenge. And another study showed that 94 percent of senior marketers &ldquo;<a href="https://www.mobilemarketer.com/news/study-marketers-struggle-with-personalized-location-based-ads/447888/" target="_blank">had difficulties working with location data</a>.&rdquo;</p>

<p>Third-party verification can help here, to ensure that any location data meets or exceeds industry benchmarks. Of course, any data captured also needs to pass the scrutiny of the privacy policy, as misuse can lead to even more problems.</p>

<h2 class="tile-heading">Location Based Mobile Advertising Examples</h2>

<p>So how do marketers use location data to advertise a product or service? Here are a few location based mobile advertising examples to consider:</p>

<ul style="list-style:disc;">
	<li>Samsung <a href="/blog/inmobi-3x-winner-at-lovely-mobile-awards-2018" target="_blank">successfully used location data</a> as part of one of its mobile ad campaigns for the Galaxy S7 smartphone when it first come to market. For example, targeted users would be shown ads highlighting the phone&rsquo;s waterproof nature if it was raining where they were located. The campaign, which reached 600,000 people in total, had an average click through rate of 3.74 percent, an average session time of 90 seconds and an average interaction rate of 6.67 percent.<br />
	&nbsp;</li>
	<li>Europe-based telco Orange leveraged location data to help increase traffic to its stores in Poland in one especially successful campaign. The goal of the campaign was to use mobile ads to drive traffic to physical stores, and to promote Orange&rsquo;s financial services business. The campaign utilized location data to via ad creatives, driving people who viewed an ad to the nearest Orange location. Later, once the campaign came to an end, device ID data was analyzed to determine if that person did indeed go to one of Orange&rsquo;s 781 stores in Poland after being served an ad. Of the 1.3 million people who saw an ad during this campaign, close to 6,500 ended up visiting a store after viewing a mobile ad. Indeed, people who were served these ads were 2.5 times more likely to go to a store then those who did not see these ads, helping the campaign to far exceed initial expectations around cost per lead.<br />
	&nbsp;</li>
	<li>A location based mobile ad campaign can be especially beneficial for promoting a singular event like a sporting game. For example, in one mobile ad campaign for a major sporting event in the Middle East, different audience profiles in target geographies would receive native and interstitial ads with interactive video creatives highlighting different aspects of the match. The campaign, which reached 2.9 million people throughout the Middle East, increased awareness of the event by 1.83x and boosted brand uplift by 1.7x. The event&rsquo;s organizers used footfall attribution technology to determine the campaign&rsquo;s success in reaching over 13 percent direct purchase intent from ad recipients.</li>
</ul>]]></description>
      <dc:subject><![CDATA[In-App Monetization, English (EN): inmobi.com,]]></dc:subject>
      
      <dc:creator><![CDATA[ Matt Kaplan,  Content Strategist  ]]></dc:creator>
      
      <dc:date>2018-09-20T14:00:00+00:00</dc:date>
    </item>
  
    <item>
      <title><![CDATA[How are Prices Set in an Auction? Determining CPMs in an In-App Ad Auction [VIDEO]]]></title>
      <link>https://www.inmobi.com/blog/2018/09/19/how-are-prices-set-in-an-auction-determining-cpms-in-an-in-app-ad-auction/</link>
      <guid>https://www.inmobi.com/blog/2018/09/19/how-are-prices-set-in-an-auction-determining-cpms-in-an-in-app-ad-auction/</guid>
      <description><![CDATA[<p style="text-align: center;">
	<a href="https://www.youtube.com/watch?v=qN7O3c92o8A&t=4s" target="_blank" class="btn btn-s" style="font-size:24px; border-radius: 25px; font-weight: normal;">WATCH VIDEO</a></p><p>
	It’s now well known that app publishers can maximize their revenue through in-app advertising, but some of the mechanics behind the scenes within an in-app ad auction are not always well known about among the app developer community. Technologies like in-app header bidding and real-time bidding are involved, sure, but many app publishers often have questions about the specifics.</p><p>
	In particular, one question we often here a lot concerns the price of in-app ads and how pricing within in-app bidding really works.</p><ul style="list-style:disc;">
	
<li>When ad networks are called, how much is determined by historical average versus a real-time assessment showing the ad network willing to pay more to reach a specific audience network in their auctions?</li>	
<li>Do high value advertisers ever pay more for high quality ad inventory?</li>	
<li>Do advertisers ever change their historical average CPMs? What about among the highest bidders?</li>	
<li>How do publishers access to establish an impartial and open auction over their ad inventory?</li>	
<li>What can be done to enable app publishers and developers to establish an impartial and open auction over every ad impression?</li>	
<li>How do you make sure an auction never overlooks a network? How do publishers ensure access to high quality ad demand?</li>	
<li>Ultimate, how are prices set in an auction? How do app publishers get to the root of the issue?</li></ul><p>
	To begin to answer these questions, be sure to check out our latest Whiteboard Wednesday video:</p><iframe width="1120" height="630" src="https://www.youtube.com/embed/qN7O3c92o8A" frameborder="0" allow="autoplay; encrypted-media" allowfullscreen="">
</iframe><p>
	Prefer to read instead of watch? Be sure to check out the full transcript for this whiteboard video below.</p><p>
	<strong>Video Transcript:</strong></p><p>
	Welcome to another Whiteboard Wednesday. My name is Andrew Gerhart. I’m the VP of Publisher Platforms for InMobi.</p><p>
	Today we’re going to address a common question that we get, which is: for my mediation, how do CPMs get into the auction? There’s a few different ways. Let’s take a look.</p><p>
	So when the app makes a call to the InMobi ad server, we’re going to look at the CPMs from each of the different ad networks that you’re working with. How do they get in there? Well, there’s three different ways.</p><p>
	The first way is a stated CPM. That’s where you’re entering a flat CPM into the system for that particular ad network. Let’s say it’s $6.</p><p>
	The second way is when the ad network offers API reporting. And so we’re able to connect our system to their system. Now, that’s going to be dynamic, and so sometimes we’ll pull that daily. Sometimes we’ll pull that hourly, based on the parameters and the limitations of that particular ad network.</p><p>
	The third way that we can get the CPM from an ad network or exchange is through a dynamic bid. And so that’s the third - and preferred - method for pulling CPMs from an ad network.</p><p>
	Let’s take a look at what that means daily. So let’s say that for user A, if it’s a stated CPM on day one, it’s going to be $6 across the board for every user. So that means if there’s an auction that runs - I have five different auctions - each one is going to be $6.</p><p>
	Now, let’s take a look at that for the API reporting. So, we’re going to be pulling back the actual revenue, the actual CPM that you’re generating from that ad network. So instead of being a stated CPM, maybe for day one it’s $7.76. But, that same number is going to be used across all those different auctions. And so, we have to drag that down, across. So what we see here is that ad network that uses API reporting has a chance to be more competitive because we can get more accurate data about the revenue and the performance.</p><p>
	Let’s look at the dynamic bidding. So we have day one of dynamic bids. What we see here is that because they’re passing back dynamic price for each individual auction, price can change. And so maybe they don’t value user A and they only want to bid $4.75. But, there’s something about user B that they really like, so now they’re going to bid $30. They really want to win that impression. User C, well, there’s somewhere in the middle. User D, they really like that impression. And then same with User E. So you can see here there’s able to send back accurate pricing, they’re more competitive within the auction and the publisher is able to capture more yield.</p><p>
	Let’s look at how that influences on day two. So day two, because this is still a stated CPM, unless the publisher has changed the pricing in the platform, we still have to use $6 across all those auctions.</p><p>
	Now, if we’re using API reporting for an ad network, that price will have changed. So maybe they perform better, and the average CPM for that ad network has gone up. Now that’s going to be, let’s call it $8.25. But again, we have to use that number across all of the different auctions. So, we see that we can get more accurate with API reporting, we pull that back in, the CPM can go up or down.</p><p>
	The third one, the one with dynamic bids, we have the same thing where they can bid for each individual impression, and so maybe they want to win more for User A. They still like User B, so they’re bidding $30.</p><p>
	So that’s how CPMs get influence into the auction. We have three different types: we have stated CPMs, we have API reporting, which most ad networks support, and we have the dynamic bids, which is really where the market is evolving towards and which gives the publishers more accurate data, accurate reporting and allows them to capture more yield from their auction.</p><p>
	Thank you for your time. This has been another Whiteboard Wednesday. We look forward to seeing you again.</p>]]></description>
      <dc:subject><![CDATA[In-App Monetization, English (EN): inmobi.com,]]></dc:subject>
      
      <dc:creator><![CDATA[ Matt Kaplan,  Content Strategist  ]]></dc:creator>
      
      <dc:date>2018-09-19T14:41:00+00:00</dc:date>
    </item>
  
    <item>
      <title><![CDATA[Top Highlights of DMEXCO 2018]]></title>
      <link>https://www.inmobi.com/blog/2018/09/18/top-highlights-of-dmexco-2018/</link>
      <guid>https://www.inmobi.com/blog/2018/09/18/top-highlights-of-dmexco-2018/</guid>
      <description><![CDATA[<p>
	Last week was DMEXCO 2018, one of the premier mobile marketing and advertising conferences for EMEA (Europe, the Middle East and Africa) and the rest of the world. Trends and discussions coming out of DMEXCO often highlight the major trends in all things mobile for the next 12 months, and we were excited to be in the thick of the action again this year.</p><p>
	Curious where the industry is headed? Here are our top highlights, trends and takeaways from this year’s conference.</p><h3>1) Greater Focus on Programmatic</h3><p>
	Programmatic buying through open exchanges and private marketplaces (PMPs) is on the rise worldwide, and that’s especially the case in EMEA. The automation and greater efficiency of programmatic is dramatically improving and streamlining in-app advertising throughout the region.</p><p>
	To help support this growth and further push programmatic advertising in EMEA, we announced our <a href="https://www.inmobi.com/company/press/inmobi-launches-global-in-app-programmatic-exchange-in-emea-to-provide-prem/" target="_blank">launch of the InMobi Exchange in the region</a> right before DMEXCO. The InMobi Exchange allows us to meet the rising demand of in-app programmatic advertising, and provide more premium mobile ad experiences in EMEA.</p><p>
	Right now, different countries in EMEA are at different stages of programmatic adoption. Western Europe has, by and large, embraced it, while others have been relatively slower to frequently utilize programmatic buying. But, in the future, expect the majority of ad buying in EMEA to be programmatic heavy.</p><h3>2) Programmatic is Changing Customer Expectations</h3><p>
	As programmatic grows in popularity throughout EMEA, it’s changing customer expectations around in-app advertising. This was the theme of the panel Kunal Nagpal, InMobi’s Global Head of Client Services, participated in during DMEXCO with Cadreon’s Max Bublitz and MediaMath’s Lewis Rothkopf.</p><p>
	One of the points the panel, which was moderated by DoubleVerify CEO Wayne Gattinella, discussed was around consistency. While programmatic is better than direct deals at facilitating scale, advertisers need to make sure their campaigns are consistent across geographies and that they have good data in all regions, so that they can be confident they’re getting what they pay for.</p><p>
	The panel also discussed how the increased automation has brought up issues relating to <a href="https://www.inmobi.com/blog/2018/05/17/the-3-key-tenets-of-honest-advertising" target="_blank">transparency</a>, including <a href="https://www.inmobi.com/blog/2018/09/04/digital-ad-industry-makes-gains-resolving-brand-safety-concerns" target="_blank">brand safety</a>, and how these can be effectively addressed.</p><p>
	<img src="https://www.resources.inmobi.net/hubfs/4dfc85f4-fb64-45c1-b9a3-8116ae13cf35.jpg"></p><h3>3) Data Usage and GDPR Still a Concern</h3><p>
	By the time DMEXCO first kicked off, the European Union’s General Data Protection Regulation (<a href="https://www.inmobi.com/gdpr" target="_blank">GDPR</a>) had been law for more than two months. But, it was still a key talking point at DMEXCO this year.</p><p>
	Many in attendance were in agreement on the need to better explain data collection and usage with end users. Also, for many, GDPR has made first-party data (your own data) more valuable than third-party data (data from others).</p><h3>4) Greater Buzz Around OTT (and Voice)</h3><p>
	Have we reached peak mobile? While time spent with mobile devices and in apps is at an all-time high and growing, many DMEXCO attendees were, <a href="https://digiday.com/media/dmexco-briefing-connected-tv-ad-techs-new-darling/" target="_blank">according to Digiday</a>, all about a different kind of device: the connected television set. This space - and its in-app advertising environment - are still quite nascent, but it’s poised for significant growth in the future, according to eMarketer.</p><p>
	“OTT adoption is set to scale up quickly, just like how digital channels quickly took away a large share of the consumer eyeballs from print,” said Ishma Siddiqi, InMobi’s Head of Market Research. “Ad tech industry is gearing up for a similar shift, and we all need to be prepared.”</p><p>
	There was a lot of excitement about voice-activated devices like Amazon Alexa and Google Home as well, and what advertising and programmatic here might look like.</p><h3>5) New Trends Coming to the Fore</h3><p>
	Many of the latest and greatest technologies, including ones that have not yet entered the mainstream but are likely about to, were all the rage at DMEXCO this year. Event attendees could not talk enough about how augmented reality/virtual reality and <a href="https://www.inmobi.com/blog/2018/06/14/why-ai-will-forever-change-the-way-you-think-about-ad-fraud" target="_blank">artificial intelligence</a> have the potential to dramatically affect mobile advertising and marketing in the months and years to come. These channels provide lots of opportunity for advertisers and publishers alike.</p><p>
	Blockchain was another much hyped technology, but crowds at DMEXCO were split on whether it would have much of an impact. Some thought it would dramatically improve transparency and help with fraud prevention, while others were much more skeptical on what, if any, practical applications it might have on the space.</p><h3>6) More Support for Vertical Video</h3><p>
	As mobile devices become the primary connected device for people, brands are starting to take more steps to support the unique habits of smartphone users. This was especially evident in YouTube’s announcement during DMEXCO that it would begin supporting vertically-aligned video ads. While YouTube video ads have long been horizontal, in alignment with how its video appears on desktops and laptops, this move signifies the disruptive role mobile is now playing in video (and <a href="https://www.inmobi.com/insights/download/whitepapers/the-present-and-future-of-mobile-video-advertising/" target="_blank">video advertising</a>).</p><p>
	If you attended DMEXCO this year, what were your top highlights from the conference? Let us know in the comments below!</p>]]></description>
      <dc:subject><![CDATA[Events, English (EN): inmobi.com,]]></dc:subject>
      
      <dc:creator><![CDATA[ Matt Kaplan,  Content Strategist  ]]></dc:creator>
      
      <dc:date>2018-09-18T20:20:00+00:00</dc:date>
    </item>
  
    <item>
      <title><![CDATA[How to Make the Most Effective Mobile Ads for In-App Campaigns: Your Guide to Effective Mobile Ad Creatives]]></title>
      <link>https://www.inmobi.com/blog/2018/09/13/how-to-make-the-most-effective-mobile-ads-for-in-app-campaigns/</link>
      <guid>https://www.inmobi.com/blog/2018/09/13/how-to-make-the-most-effective-mobile-ads-for-in-app-campaigns/</guid>
      <description><![CDATA[<h1>Here&#39;s How to Make Mobile Ads That Really Work</h1>

<p>Even with the best targeting, insights and ad networks in place, any in-app ad spending will all be for naught unless you create and deploy the most effective mobile ad creatives. If people aren&rsquo;t enticed to view, hear and interact with your ad, then your ad campaign will fall flat. The success of any mobile marketing effort rests on the creative.</p>

<p>But, while advertisers have mostly mastered effective ad creatives on older formats like print and television, mobile in-app advertising is a whole different ballgame. What kind of creatives work best on the mobile device?</p>

<h2>Top KPIs for Mobile Marketing</h2>

<p>Let&rsquo;s get into how effective ad creatives are developed. Whether you&rsquo;re creating fullscreen video ads, interstitial ads, native ads, banner ads and display ads, it helps to have... a firm understanding of what success looks like.</p>

<p>Is the goal of the campaign to generate high click-through rates back to a landing page? Is having a specific conversion rate for the ad important? Or are impressions and views the key performance indicator? It can often help to design the ad (and the larger campaign) around its ultimate goals, and that typically helps streamline creative decisions.</p>

<p><em>And, if you&rsquo;re not sure what video ad metrics you should be tracking, then be sure to <a href="/blog/why-the-right-mobile-video-advertising-metrics-make-all-the-difference" target="_blank">check out out guide on the topic</a>.</em></p>

<h2>Key Principles of Effective Mobile Ad Creatives</h2>

<p>In our experience, the very best mobile ads (and other effective ads!) have most of these things in common:</p>

<ol>
	<li>Brand logo/name/presence is ever present. This way, there&rsquo;s never any doubt in someone&rsquo;s mind regarding what is being advertised and who&rsquo;s ultimately behind the creative.</li>
	<li>Branding is prominent, and promotes the company&rsquo;s monetary goals (bottom line). Not only should it be clear who is behind the advertisement, but the ideal next step for the viewer should be just as clear too.</li>
	<li>The ad&rsquo;s message is crystal clear. Aim to cut through - not contribute to - the clutter.</li>
	<li>Capture attention above the fold. Our eyes tend to focus on the top half of the screen - especially when a phone is oriented vertically - so having the key ad message featured here is ideal.</li>
	<li>The creative features people. Humans respond to, and identify with, other humans. This helps you to engender an emotional response in the target audience.</li>
	<li>The ad should be informative. It&rsquo;s always ideal to feature what is being sold in the ad, and it&rsquo;s even better if the creative includes a human using the product or service.</li>
	<li>The ad captivates, and requires user focus. Being eye-catching is the name of the game here.</li>
	<li>Interactivity creates an effective and memorable user experience. Unlike more traditional ad formats that are inherently passive, it&rsquo;s possible to include interactivity into digital ads. This can help ensure you&rsquo;re actually connecting with your target users.</li>
	<li>Humor is injected into the creative. When done right, it can make an ad more memorable and enjoyable.</li>
</ol>

<p>To see some of these points in action, consider <a href="https://go.inmobi.net/hubfs/BlackPanther2.gif" target="_blank">this in-app ad</a>:</p>

<p><img src="https://www.resources.inmobi.net/hubfs/BlackPanther2.gif" /></p>

<p>Is the message clear? Yes, this is definitely an ad for the hit movie Black Panther.</p>

<p>Is the branding prominent? Definitely, there&#39;s no doubt about it.</p>

<p>Is the product featured in every shot? Considering that this is advertising a movie, we can answer this one in the affirmative.</p>

<p>Does it feature people? Not just any people, but famous actors to boot.</p>

<p>Is it eye catching? For sure! Not only does the action in the trailer catch the eye, but so do the characters featured in profile.</p>

<p>Is it interactive? Yep, that&#39;s true here. Not only can users scroll through the ad, but it features a rich media end card as a call to action as well.</p>

<p>This in-app ad ticks at least six of the nine boxes here, which is exactly what you&rsquo;d want to see from mobile ad creative. And, it&rsquo;s vertically oriented, making it especially ideal for smartphone owners.</p>

<h2>Determining Effectiveness of Mobile Advertising Campaigns</h2>

<p>So how do know if your creative worked? In the mobile in-app advertising space, there are dozens of third-party vendors that specialize in viewability verification, tracking, attribution and audience verification. The data collected from these third parties, along with data collected directly from the campaign and the ad network, can help determine if the right people saw and engaged with the ads, or if generated a lot of accidental clicks.</p>

<h2>Why Bother with Mobile Apps in the First Place?</h2>

<p>Now that we&rsquo;ve covered the &ldquo;how&rdquo; here, let&rsquo;s consider the &ldquo;why&rdquo; next. Why should any advertiser consider mobile ad formats in the first place, let alone in-app experiences? There are two fundamental reasons why:</p>

<ol>
	<li>It&rsquo;s where your target customers are. The average adult in the United States spends <a href="https://www.emarketer.com/content/mobile-time-spent-2018" target="_blank">215 minutes a day with a mobile device</a>, and 90 percent of all time spent on a smartphone is devoted to apps, according to eMarketer.</li>
	<li>It&rsquo;s more powerful than other forms of digital advertising, including mobile web advertising. In-app environments provide better reach, <a href="https://www.linkedin.com/pulse/mobile-needs-two-strategies-one-kayla-wilson" target="_blank">better targeting and better creative opportunities than mobile web</a> and other digital environments.</li>
</ol>

<p>Today, it&rsquo;s harder than ever to get a consumer to actively view, pay attention to and interact with an ad on any digital channel. While the advertising user experience is typically better in apps than on any browser, it&rsquo;s still increasingly difficult to capture someone&rsquo;s attention. This is why getting in-app ad creatives right is key. With ideal creative, however, an ad campaign is much more likely to be successful.</p>

<p>Do you agree with our tips and tricks? Share your thoughts with us on social media! Send us comments on <a href="https://twitter.com/inmobi" target="_blank">Twitter</a> on <a href="https://www.linkedin.com/company/inmobi/" target="_blank">LinkedIn</a>, or let us know in the space below.</p>]]></description>
      <dc:subject><![CDATA[Advertising, English (EN): inmobi.com,]]></dc:subject>
      
      <dc:creator><![CDATA[ Matt Kaplan,  Content Strategist  ]]></dc:creator>
      
      <dc:date>2018-09-13T15:00:00+00:00</dc:date>
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    <item>
      <title><![CDATA[How to Enable Monetization for Your App]]></title>
      <link>https://www.inmobi.com/blog/2018/09/11/how-to-enable-monetization-for-your-app/</link>
      <guid>https://www.inmobi.com/blog/2018/09/11/how-to-enable-monetization-for-your-app/</guid>
      <description><![CDATA[<p>
	As an app developer, you probably want to know how to enable monetization for your app. We’re here to help!</p><p style="text-align: center;">
	<a href="https://www.inmobi.com/advertising-cloud/in-app-monetization" target="_blank" class="btn btn-s" style="font-size:24px; border-radius: 25px; font-weight: normal;">LEARN MORE</a></p><p>
	Here are the steps we recommend you follow when determining how you want to make money from your hard work.</p><h2 class="tile-heading">Step 1: Consider at the Beginning How You Want to Make Money.
</h2><p>
	In the very early stages, it’s helpful to think about you want to make money from your app - assuming you actually want to be paid for all of your hard development work, of course. You could charge people for the app itself, or you can include in-app purchases.</p><p>
	Many apps go with advertising here, and for good reason. It’s fairly easy to implement, and it’s effective fairly quickly right out of the gate. Unless you know your app is going to be a massive hit quickly, enabling advertising can help you to make money even when you don’t have the biggest audience.</p><p>
	But, it’s key to think about this early. That way, you can incorporate your chosen monetization plans into the heart of the app. Trying to shoehorn something in later on can be a recipe for disaster.</p><h2 class="tile-heading">Step 2: Determine Which Types of Ads Make Sense.</h2><p>
	If you go down the advertising route, think about what types of ads you want your users to see. Different ads provide very different user experiences, along with different payout rates.</p><p>
	Most apps that run ads in them feature a 300x250 banner either at the very top or very bottom. They’re light touch, and while lots of advertisers have ad creatives ready to go, they’re easy to ignore and not always lucrative. Lots of apps also run native ads (where the ad appears within the app and looks fairly similar to the rest of your content) and interstitial ads (ads that take up most or all of the screen).</p><p>
	Next-gen ad formats include fullscreen video ads, 360-degree ads (ads that mimic a 3D experience and let you pivot around an environment), interactive ads and playable ads (ads that are mini games). These ads are highly immersive and engaging, which makes them more lucrative for everyone, but can be technically challenging sometimes to implement and insert naturally.</p><h2 class="tile-heading">Step 3: Work Out the Technical Considerations.</h2><p>
	How will you access advertisers? How will you be able to work with as many advertisers as possible? What tech will you use to get ads from advertisers onto the app? How long will it take for ads to load? How much time will it take for an advertiser to successfully deliver an ad to one of your users?</p><p>
	These are the kinds of technical considerations you need to work out before moving forward with any monetization effort, but especially when advertising is involved. And if you ever find yourself overwhelmed by too many terms and acronyms, then hopefully 
	<a href="https://www.inmobi.com/blog/2018/06/05/the-crazy-advertising-technology-landscape" target="_blank">our handy guide</a> will be useful.</p><h2 class="tile-heading">Step 4: Profit</h2><p>
	<img alt="Image result for cool guy gif" src="https://lh5.googleusercontent.com/HZc5Bideu__jYNWwii6UbxXTTHQXk9ty_y4zbBRtWiQxCZlIAxCxhtjWM-43shkObi5YilUSFGLoFZxs2jdDxqM-ZhXbPBWmp4Ns1k133K-BpT5iFsyBWdc5l9bPGhZpFTDFH3Cm" width="624" height="353"></p><p>
	Think your app is eligible for monetization through advertising? 
	<a href="mailto:contactus@inmobi.com" target="">Reach out today to learn more</a>!</p>]]></description>
      <dc:subject><![CDATA[In-App Monetization, English (EN): inmobi.com,]]></dc:subject>
      
      <dc:creator><![CDATA[ Matt Kaplan,  Content Strategist  ]]></dc:creator>
      
      <dc:date>2018-09-11T11:44:00+00:00</dc:date>
    </item>
  
    <item>
      <title><![CDATA[Event Diary: InMobi | AppsFlyer Mobile Soirée Bengaluru - The Future of Growth Marketing]]></title>
      <link>https://www.inmobi.com/blog/2018/09/11/event-diary-inmobi-appsflyer-mobile-soiree-the-future-of-growth-marketing/</link>
      <guid>https://www.inmobi.com/blog/2018/09/11/event-diary-inmobi-appsflyer-mobile-soiree-the-future-of-growth-marketing/</guid>
      <description><![CDATA[<hr><p><em>InMobi regularly participates in and contributes to a series of events, meetups, webinars, sharing best practices with partners and thought leaders, across the globe. In this edition of the InMobi Event Diary, we are looking at the highlights and developments from the “InMobi | AppsFlyer Mobile Soirée,” an event organized by InMobi in partnership with mobile measurement partner - AppsFlyer.</em></p><p>	The Mobile Soirée is a unique platform for marketers to share, network and unwind - in a casual setting with a very close-knit audience. Bringing together the best of latest trends and insights in the mobile industry and a much needed prescription of craft cocktails, the Mobile Soirée is the perfect platform to strike a chord with peers and leaders from the mobile marketing community. Having received a great response to our earlier editions in Chicago and New York in partnership with measurement partners Integral Ad Sciences and MOAT respectively, we decided to bring the party to Bengaluru.</p><p>	Partnering with AppsFlyer, a leading mobile measurement partner, InMobi organised an evening of craft cocktails, tasty snacks and insightful conversation at one of the hallmark venues in Bengaluru - UB City. The Soirée was witness to a one-of-a-kind discussion called the Soirée Ad Lib. The Soirée Ad Lib is a forum that enables fluid conversation amongst brilliant marketing minds without any barriers between the speakers and the audience. The session involved a highly engaging and interactive conversation as the digital marketing community tried to decode <strong><em>The Future of Growth Marketing</em></strong>.</p><p>	<img src="https://go.inmobi.net/hubfs/21.jpg" style="width: 502px;"></p><p>	<img src="https://go.inmobi.net/hubfs/22.jpg" style="width: 503px;"></p><p>	The Soirée Ad Lib hosted <strong>Sudeep Bansal</strong>, AVP - Marketing, Swiggy, <strong>Arunava Chatterjee</strong>, Associate Director, Head - Performance Marketing and Customer Growth, Myntra and <strong>Venkatesh Kamath</strong>, Associate Director, Flipkart, and the session was moderated by <strong>Nikhil Parachure</strong>, Growth Consultant at Measur-ed. The gathering discussed a variety of themes driving growth marketing on mobile ranging from video to remarketing to the role of machine learning and data sciences in the lives of performance marketers.</p><p><strong>Video is King!</strong></p><p>	"Mobile video has been a revelation for marketers since the launch of Jio. Video as a medium with multiple formats on mobile and the ability to drive impactful storytelling, especially in the vernacular, has become the preferred medium for marketers. This is true not just for branding but also performance marketers, as they see a significant contribution of quality installs coming through video ads," shared Venkatesh Kamath from Flipkart on the technological advancements that have redefined growth for marketers.</p><p><strong>Location accuracy has been a boon</strong></p><p>	Speaking about Location, another mobile-first technology, Sudeep Bansal from Swiggy opined on the shifting landscape, "Location targeting through mobile devices has improved by leaps and bounds over the last couple of years. For players like Swiggy, rich mobile signals have enabled performance marketers to drive growth via hyperlocal advertising. Be it accurately mapping restaurant offers or activating dark zones, hyperlocal has been and will remain a boon for performance marketers."</p><p><strong>Machine Learning needs to solve for the unknown</strong></p><p>Arunava Chatterjee from Myntra shared his views on the growing role of machine learning and data sciences in performance marketing, "Machine learning and data sciences have become a part and parcel of all things customer engagement at Myntra. Be it recommendations, messaging or experience, machine learning plays a critical role. However, the biggest impact of machine learning would be when it solves for the unknown - driving predictions for new user cohorts, about whom we do not have any data yet."</p><p>	The evening was privy to a bunch of these insights with a great opportunity to pursue more intimate conversation later during the networking session. Watch the key highlights from the evening here:</p><p>	Video:</p><p>
<iframe width="560" height="315" src="https://www.youtube.com/embed/rZJzNpot0Ts" frameborder="0" allow="autoplay; encrypted-media" allowfullscreen=""></iframe></p><p>	Marketers, watch out for our next edition and make sure you don’t miss it! Partners, reach out to <u><a href="mailto:rajesh.pantina@inmobi.com">rajesh.pantina@inmobi.com</a></u> if you’d like to host the next edition of the Mobile Soirée in partnership with InMobi in India.</p><p>	<em>The InMobi Mobile Soirée is a series of meetups organised by InMobi across the globe along with its mobile advertising and marketing partners.</em></p>]]></description>
      <dc:subject><![CDATA[Events, English (EN): inmobi.com,]]></dc:subject>
      
      <dc:creator><![CDATA[ Rajesh Pantina,  Head of Marketing, Asia Pacific  ]]></dc:creator>
      
      <dc:date>2018-09-10T19:06:00+00:00</dc:date>
    </item>
  
    <item>
      <title><![CDATA[InMobi Nominated in 4 categories for MMA India Smarties 2018]]></title>
      <link>https://www.inmobi.com/blog/2018/09/10/InMobi-nominated-in-4-categories-for-MMA-India-Smarties-2018/</link>
      <guid>https://www.inmobi.com/blog/2018/09/10/InMobi-nominated-in-4-categories-for-MMA-India-Smarties-2018/</guid>
      <description><![CDATA[<p>
			InMobi has been nominated in 4 categories at the MMA India Smarties 2018 - the world's only global mobile marketing awards program honoring innovation, creativity, and success. The shortlists are in recognition of InMobi’s leading work with brands such as Diageo, Ultimate Ears and L'Oréal in India and helping them achieve their marketing objectives through mobile. InMobi has been nominated across a number of categories including Mobile Video, Location and Innovation.</p><p>
			InMobi nominations at the MMA India Smarties 2018</p>
<table>
<tbody>
<tr class="even">
	<td>
		<p>
			<strong>Brand</strong>
		</p>
	</td>
	<td>
		<p><strong>
									Diageo India
		</strong></p>
	</td>
	<td>
		<p><strong>L'Oréal</strong></p>
	</td>
	<td>
		<p><strong>
									Ultimate Ears
		</strong></p>
	</td>
</tr>
<tr class="odd">
	<td>
		<p>
			<strong>Awards Category</strong>
		</p>
	</td>
	<td>
		<p>●Location Targeting</p><p>●Mobile Video   </p>
	</td>
	<td>
		<p>
									●Most Engaging Mobile Creative
		</p>
	</td>
	<td>
		<p>
									●Product / Services Launch
		</p>
	</td>
</tr>
</tbody>
</table><p>
			The award winners will be announced at the MMA Smarties to be held in Mumbai on Sep 28, 2018. Earlier this year, InMobi was listed among the top global technology providers in the <u><a href="https://www.mmaglobal.com/smarties-index/rankings?region=Global&category=Technology+Provider">MMA Smarties Business Impact Index 2017</a></u>.</p><p>
			Take a look at our innovative work with leading brands in India:</p><p>
	<strong>Diageo battles the menace of drunk driving in India</strong></p><p>
			Brand Name: Diageo India<br>
	Nominated Categories: Mobile Video and Location Targeting</p><iframe src="https://player.vimeo.com/video/270335049?title=0&byline=0&portrait=0" width="640" height="360" frameborder="0" webkitallowfullscreen="" mozallowfullscreen="" allowfullscreen="">
	</iframe><p>
		<a href="https://vimeo.com/270335049">McDowell's No.1 - #Jointhepact</a> from <a href="https://vimeo.com/inmobi">InMobi</a> on <a href="https://vimeo.com">Vimeo</a> (<em>The Diageo campaign was in partnership with Mindshare India.)</em></p><p>
	<strong>L’Oreal delivers retail experiences to consumers in their palm!</strong></p><p>
			Brand: L'Oréal Paris India</p><p>
	Nominated Category: Most engaging mobile creative</p><iframe src="https://player.vimeo.com/video/278430438?title=0&byline=0&portrait=0" width="640" height="360" frameborder="0" webkitallowfullscreen="" mozallowfullscreen="" allowfullscreen="">
</iframe><p>
	<a href="https://vimeo.com/278430438">L'Oreal India: Beauty for all - Retail Consumer Experience in your palm!</a> from <a href="https://vimeo.com/inmobi">InMobi</a> on <a href="https://vimeo.com">Vimeo</a></p><p>
	<strong>Ultimate Ears leverages mobile to launch WonderBoom in India</strong></p><p>
			Brand: Ultimate Ears (Logitech India)<br>
	Nomination Category: Product/Services Launch</p><iframe src="https://player.vimeo.com/video/285474379?title=0&byline=0&portrait=0" width="640" height="360" frameborder="0" webkitallowfullscreen="" mozallowfullscreen="" allowfullscreen=""></iframe><p><a href="https://vimeo.com/285474379">Millennials, Indians, countrymen, lend me your ears! - UItimate Ears partners with InMobi to win big on mobile!</a> from <a href="https://vimeo.com/inmobi">InMobi</a> on <a href="https://vimeo.com">Vimeo</a>.</p><p>
			Interested in knowing how we partner with leading brands across the globe and how you can leverage mobile better? Check out the <u><a href="https://www.inmobi.com/case-study/advertisers/cases">InMobi Success Stories</a></u> page on our website or subscribe to the <u><a href="https://www.youtube.com/channel/UCAFUYulGTcWthlm04sNFcew?view_as=subscriber">InMobi Video Channel</a></u>.</p><p><em><br></em></p><p><em>Blog Preview Pic Courtesy: Mobile Marketing Association</em></p>]]></description>
      <dc:subject><![CDATA[Awards, English (EN): inmobi.com,]]></dc:subject>
      
      <dc:creator><![CDATA[ Team InMobi  ]]></dc:creator>
      
      <dc:date>2018-09-09T23:04:00+00:00</dc:date>
    </item>
  
    <item>
      <title><![CDATA[InMobi Pulse: Always-On Research Helps Marketers Stay Relevant]]></title>
      <link>https://www.inmobi.com/blog/2018/09/10/inmobi-pulse-always-on-research-helps-marketers-stay-relevant/</link>
      <guid>https://www.inmobi.com/blog/2018/09/10/inmobi-pulse-always-on-research-helps-marketers-stay-relevant/</guid>
      <description><![CDATA[<p>In layman&rsquo;s terms, the core purpose of marketing is to influence customers&rsquo; buying behavior for higher sales and ROI. But for any marketer, the difficulty lies in running thoroughly researched marketing campaigns on an ongoing basis.</p>

<p>Given how trends come and go in a flash, marketers often struggle to stay on top of changing customer expectations and buying behaviors. This prevents them from staying in touch with on-the-ground realities at all times. The truth is that marketers just can&rsquo;t do without these consumer insights for strategizing and executing timely marketing decisions. They need it to stay relevant, influence customers&rsquo; purchase intent and increase brand engagement.</p>

<p><img src="https://go.inmobi.net/hubfs/1-3.png" style="width: 306px;" /></p>

<p>To measure and monitor the constantly changing consumer preferences, marketers truly need a platform that empowers them to engage in always-on research, or the ability to conduct market research and surveys on the go, in close to real time. <u><a href="https://coschedule.com/marketing-statistics">A recent study</a></u> suggests that successful marketers are 242 percent more likely to engage in consumer research at least once in every quarter. However, the conventional tools and methods for market research are typically constrained by budget, panel size and time limitations, making always-on research less feasible.</p>

<p>With <u><a href="https://www.inmobi.com/pulse?utm_source=website&amp;utm_medium=blog&amp;utm_campaign=Pulse%20Blog%202">InMobi Pulse</a></u>, our mobile-first market research platform, marketers can easily carry out always-on research and surveys. This way, marketers can quickly, accurately and reliably generate the survey responses they need to formulate an impactful and appropriate marketing strategy.</p>

<p><strong>Why Always-On Research Matters for Marketers</strong></p>

<p><img src="https://go.inmobi.net/hubfs/2-1.png" style="width: 451px;" /></p>

<p>Today&rsquo;s markets brim with numerous brands engaging in a neck and neck race to capture the attention of customers who have turned more passive to marketing activities. As per recent statistical <u><a href="https://coschedule.com/marketing-statistics">data</a></u>, nearly 39 percent of marketers believe their marketing strategy is ineffective! To avoid expensive mistakes, marketers need research and survey methodologies that make them more relevant and impactful.</p>

<p>Conventional research approaches take a long time and can&rsquo;t consistently capture insights on temporary events and short trends amid fast-moving markets. With mobile-first survey platforms like InMobi Pulse, the time lag between executing a study and gathering responses in a research is reduced to<strong> a matter of hours</strong>.</p>

<p>For brands looking to track down and follow ongoing trends to build a compelling marketing plan, always-on research is useful in keeping a closer watch on current market situations and leveraging the accuracy and reliability of timely survey responses.</p>

<p>Simply put, InMobi Pulse allows marketers to have a better hold on subtle variations that are relevant to the brand and avoid basing their decisions on historic information from long, drawn out research processes.</p>

<p>Always-on research with InMobi Pulse benefits marketers in three key ways:</p>

<ol>
	<li><strong>Customer Centricity on Constant Basis</strong>: To increase customer centricity, brands need to continuously stay in touch with their target audience and understand them at a deep level. These insights help shed light on changing tastes, audience perceptions of brands and behavioral patterns, all of which facilitates strategic planning and decision-making.

	<p><img src="https://go.inmobi.net/hubfs/3.png" style="width: 498px;" /></p>
	</li>
	<li><strong>Increase Measurability of Marketing Activities</strong>: Always-on research with InMobi Pulse allows brands to track and measure changes in sales volumes, buyers&rsquo; engagement, satisfaction and loyalty impacted by marketing activities. With conventional research methods, it is difficult to observe these changes due to lengthy customer feedback loops.</li>
	<li><strong>Cause-Effect Analysis</strong>: On a continuous basis, brands need to track NPS (net promoter score) and other brand metrics within their target groups and various audience segments to draw correlations between brand metrics and other happenings within the business. With InMobi Pulse, marketers can engage in always-on studies to observe cause-effect analysis and check the level of impact on customer satisfaction levels, loyalty and brand perception, among other important metrics.
	<p><img src="https://go.inmobi.net/hubfs/4-1.png" style="width: 505px;" /></p>
	</li>
</ol>

<p><strong>How InMobi Pulse Makes Always-On Research Possible</strong></p>

<p>InMobi Pulse leverages InMobi&rsquo;s existing mobile network to increase the reach of market research by providing access to nearly 1.6 billion mobile users. As users&rsquo; daily average spending on mobile devices surges, <u><a href="https://www.inmobi.com/blog/2018/08/09/hello-brands-are-you-feeling-the-pulse-of-your-customers">mobile becomes even more relevant for research agencies</a></u> to directly reach audience and engage in exploratory, descriptive and quick research.</p>

<p>In comparison to other research methods, mobile surveys provide a few key benefits:</p>

<p>&#9679; <strong>No Recency Biases</strong>: Point-in-time research suffers from recency biases. Meaning, the results from a market study conducted at a specific period will only be relevant to the trends and situations prevailing at that time. Audience&rsquo;s responses differ across different settings, situations and periods. InMobi Pulse allows marketers reach target audiences via mobile to gain responses in hours, as opposed to waiting for days or months to follow up. Relying on historic data to avoid recency biases is like trying to win a foot race against a cheetah; it&rsquo;s just not going to end well.</p>

<p>&#9679; <strong> No Relevancy Biases: </strong>Audience responses are subject to the changes that both markets and customers undergo on a constant basis. The recurrent transformations cause shifts in customers&rsquo; needs, requirements, expectations, perceptions and satisfaction levels, making their responses from one standalone survey irrelevant with time and changing trends. This is called relevancy bias. Through InMobi Pulse, marketers can run new surveys at any point or state to extract audience insights hot off the press.</p>

<p>&#9679; <strong>Less Scope for Panel Exhaustion</strong>: Sometimes, marketers run out of new and appropriate audiences for surveys. With InMobi Pulse, marketers can push questions for formulating timely, valid and accurate insights from unique and fresh audiences without exhausting the same survey panels.</p>

<p>&#9679; <strong> Simple and Cost-Effective Research</strong>: InMobi Pulse&rsquo;s reach also comes with the advantage of economies of scale. Marketers can engage in mobile-optimized research and surveys almost every day, without incurring huge expenses. One of the advantages of always-on surveying is no more hefty spending for organizing research resources and activities. At the same time, InMobi Pulse allows marketers to gain control and transparency on research and keep it economical.</p>

<p>Always-on research is instrumental to tracking all the marketing metrics that change on a constant basis and are indicative of the brand or business performance round the clock. Always-on research thus lends itself to the following studies which largely belong to <u>Brand Pulse</u> and <u>Customer Pulse</u>:</p>

<p>&#9679; <strong>NPS Studies</strong>: NPS is useful in understanding customer loyalty and satisfaction levels by studying their likelihood to recommend the brands to their peers. InMobi Pulse helps product companies and service providers leverage the reach of mobile to conduct studies and surveys that measure their brand&rsquo;s NPS on an ongoing basis, establishing a continual feedback loop.</p>

<p>&#9679; <strong>CSat Studies</strong>: Always-on research through InMobi Pulse is useful in conducting studies on customer satisfaction levels, or CSat studies, by tracking customers&rsquo; feedback on products or services. This also helps marketers understand the sensitive areas that need attention.</p>

<p><img src="https://go.inmobi.net/hubfs/Untitled.png" /></p>

<p>&#9679; <strong><u> Brand Tracking Studies</u></strong>: InMobi Pulse helps marketers to measure their market foothold and brand awareness levels across different audience segments on a regular basis through mobile surveys. The platform helps in discovering nuances in brand impact levels on target groups, along with their brand perceptions and affinity. Always-on research with InMobi Pulse is also useful in tracking brand performance and competitive benchmarking.</p>

<p><img src="https://go.inmobi.net/hubfs/5.png" /></p>

<p>&#9679; <strong>Tracking Brand Metric across Different Segments</strong>: InMobi Pulse allows marketers to track brand metrics like NPS, customer satisfaction levels and brand awareness on the go. This helps marketers have an insightful picture on the varying impact of brand activities and simultaneously observe it across different audience segments.</p>

<p>Always-on research is one of the game-changing bonuses of InMobi Pulse that helps brands and marketing agencies to steer clear of issues that can plague decision-making when quality, timely data is not used. If knowledge is power, then InMobi Pulse is a quick and efficient way for marketers to become more powerful and impactful in the organization.</p>

<p>InMobi Pulse is designed to help marketers take insight driven and data-backed decisions, every day. Find out more about what InMobi Pulse has to offer to bolster your business at <u><a href="https://www.inmobi.com/pulse?utm_source=website&amp;utm_medium=blog&amp;utm_campaign=Pulse%20Blog%202">InMobi Pulse</a></u>.</p>

<p>What do you think? Leave your thoughts in the comments below!</p>]]></description>
      <dc:subject><![CDATA[Products &amp; Tools, English (EN): inmobi.com,]]></dc:subject>
      
      <dc:creator><![CDATA[ Jelam Bhatt,  Associate Product Marketing Manager  ]]></dc:creator>
      
      <dc:date>2018-09-09T18:53:00+00:00</dc:date>
    </item>
  
    <item>
      <title><![CDATA[How to Advertise on Mobile Apps: A Guide for Agencies]]></title>
      <link>https://www.inmobi.com/blog/2018/09/06/how-to-advertise-on-apps-a-guide-for-agencies/</link>
      <guid>https://www.inmobi.com/blog/2018/09/06/how-to-advertise-on-apps-a-guide-for-agencies/</guid>
      <description><![CDATA[<p>Increasingly, more and more people are spending a whole lot of time in front of their smartphones instead of television sets or even desktops and laptops. Consider these <a href="https://www.emarketer.com/content/mobile-time-spent-2018" target="_blank">figures from eMarketer</a>:</p>

<ul>
	<li>People in the United States&nbsp;spend more time looking at a mobile device than a TV.</li>
	<li>The typical American adult devotes more than three hours and thirty minutes a day to their mobile devices.</li>
	<li>In the U.S., 90 percent of all time spent with a smartphone is spent using apps.</li>
</ul>

<p>Brands want to be where their target audience is, so their agencies must adapt. Any brand agency worth its salt today must be able to provide its clients with a range of advertising options for reaching and targeting mobile users.</p>

<p>For agencies just stepping foot into the world of the app store and app developers, let this guide show you how to advertise on mobile apps so that your client see real, lasting results at scale.</p>

<p><em>As part of our ongoing Mpower Mobile Masterclass series, we&rsquo;ve been traveling the country to talk to agencies just like you about all things mobile in-app advertising. If you&rsquo;re interested in having a mobile ad expert stop by, drop up a line at <a href="mailto:scheduleachat@inmobi.com">scheduleachat@inmobi.com</a> to schedule a session.</em></p>

<p><strong>How is Mobile Advertising Different from Digital Marketing?</strong></p>

<p>First, before we dive into all things app, let&rsquo;s take a moment to consider broadly how mobile as a format diverges from digital advertising more broadly. If digital marketing is a rectangle, mobile advertising is a square - mobile is a subset of digital.</p>

<p>While some of the mechanics are the same (programmatic display networks, real-time bidding, scale, etc.), in other ways the two are nothing alike. It all comes down to the form factor.</p>

<p>Consider how someone uses a mobile phone versus how they might use a desktop or laptop. Mobile devices don&rsquo;t have a house, are navigated through scrolling, gain internet connectivity from Wi-Fi or cellular service, and have smaller screens that are typically oriented vertically. These differences affect how people interact with an ad, what they expect from it and what ad format is likely going to perform best.</p>

<p>For example, a playable ad that required a keyboard likely wouldn&rsquo;t work well on a smartphone or tablet. On the flip side, banner ads that push app installs to promote your app (this is the kind of ad Uber might want, for instance) wouldn&rsquo;t work well outside of a mobile device.</p>

<p><strong>Mobile Web Versus Mobile In-App: Is There Really a Difference?</strong></p>

<p>To properly optimize your mobile ad spend for your client, it&rsquo;s key to know the differences between mobile web advertising and mobile in-app advertising. A one-size-fits-all approach won&rsquo;t cut it on mobile.</p>

<p>If you&rsquo;re used to standard digital marketing, then mobile web advertising is just an extension of that environment - except on a smaller screen. Also, some of the functionality may be limited. The ads themselves will be smaller, and it&rsquo;s harder for your target audience to type (i.e. fill out a form) on a smartphone, among other attributes.</p>

<p>To really target your desired user base, it likely makes sense to embrace the mobile in-app ads space. A mobile app advertisement is so much more powerful for a few key reasons:</p>

<ol>
	<li>Apps are how people interact with their phones. The average smartphone owner utilizes at least nine apps a day and <a href="https://techcrunch.com/2017/05/04/report-smartphone-owners-are-using-9-apps-per-day-30-per-month/" target="_blank">around 30 apps every month</a>, according to numbers from App Annie, and spends the bulk of their time in apps (as opposed to in mobile web browsers).</li>
	<li>Apps provide much greater targeting capabilities. Instead of relying on cookies and JavaScript tags, SDK-enabled app inventory provides you and your clients with rich device ID data, which includes latitude and longitude, and other key identificators.</li>
	<li>Apps can better guarantee brand safety, which is especially key for household names when advertising online. While mobile web advertising can mean your clients end up in uncomfortable advertising situations, you can control which apps make the most sense for your customers and won&rsquo;t put them in brand unsafe situations.</li>
</ol>

<p>&ldquo;Mobile is often oversimplified as one strategy, while in reality there needs to be two distinct approaches to design and execute a successful mobile ad campaign,&rdquo; <a href="https://www.linkedin.com/pulse/mobile-needs-two-strategies-one-kayla-wilson/">says Kayla Wilson</a>, Head of Programmatic Client Success for the InMobi Exchange.</p>

<p><img src="https://cdn2.hubspot.net/hub/2714195/hubfs/In-app.png?t=1535556528585&amp;width=580&amp;name=In-app.png" /></p>

<p><strong>How to Scale Mobile App Advertising</strong></p>

<p>Hopefully, by now you&rsquo;re convinced of the benefits of mobile advertising and want to provide more options for your clients. So where to begin?</p>

<p>First, consider if you want to run universal app campaigns, or if you&rsquo;d prefer to target a specific mobile app (for example, just a Facebook ad campaign). While larger apps have a significant built-in audience, it can be hard sometimes to break through the clutter. Plus, if your clients want independently verified metrics and cost-effective ad spending, this might not be the most ideal route to take.</p>

<p>A campaign involving multiple apps allows you to offer scale to your clients, while also being more targeted and more focused on the bottom line. For example, let&rsquo;s say a major headphones manufacturer wants to target hip-hop fans between the ages of 18 and 24. Instead of advertising on just the top 10 apps in the app store, your client may have better luck with this target audience on more niche music sites that already cater to this audience, like DatPiff and SoundCloud.</p>

<p>But, is there a way to easily reach all of these apps with as minimal effort as possible? In short, yes! Let&rsquo;s take a quick look at some of the key players in the mobile in-app advertising supply chain.</p>

<ul>
	<li>Instead of connecting to every single app, you&rsquo;re much better off working with a mobile ad exchange. An ad exchange will directly connect with a wide variety of apps, often through a dedicated SDK. Imagine you&rsquo;re at a fork in the road, and there&rsquo;s a gap in the pavement preventing you from going forward. An ad exchange is like a bridge: through it, you suddenly gain access to many different options.</li>
	<li>Don&rsquo;t know which ad exchange to choose? Not sure how to work with all of them? Fear not, as this is where a demand-side platform (DSP) comes into play. DSPs already have connections with multiple ad exchanges and other sources of app inventory. By working with one or a few DSPs you can easily be ensuring that your clients&rsquo; ads appear on dozens if not hundreds of different mobile apps.</li>
	<li>On top of all this will typically exist various independent tracking solutions. These third parties will help you and your clients confirm that their mobile in-app advertising were indeed successful or not. They provide peace of mind that the ads were seen by the right people.</li>
</ul>

<p>There are a lot of terms and acronyms in the mobile advertising space, as the above guide is just scratching the surface. It can get confusing keeping track of them all. Let our guide on <a href="https://www.inmobi.com/blog/2018/06/05/the-crazy-advertising-technology-landscape" target="_blank">The Crazy Advertising Technology Landscape</a> be of assistance!</p>

<p>Before beginning any mobile in-app ad campaign, be sure to choose the right partners. Ask diligent questions about how each selected vendor works, and who they work with. Make sure you have alignment on goals, and that they can actually help you and your clients meet key performance indicators.</p>

<p>Interested in getting started with mobile in-app advertising at scale for your clients? Drop us a line at <a href="https://www.inmobi.com/company/contact/" target="_blank">inmobi.com/company/contact/</a> if you have any questions or want to get in touch.</p>]]></description>
      <dc:subject><![CDATA[Advertising, English (EN): inmobi.com,]]></dc:subject>
      
      <dc:creator><![CDATA[ Matt Kaplan,  Content Strategist  ]]></dc:creator>
      
      <dc:date>2018-09-06T17:00:00+00:00</dc:date>
    </item>
  
    <item>
      <title><![CDATA[Event Diary - The Fifth Elephant 2018: Neural Field-aware Factorization Machines in Mobile Advertising]]></title>
      <link>https://www.inmobi.com/blog/2018/09/05/event-diary-the-fifth-elephant-2018-neural-field-aware-factorization-machin/</link>
      <guid>https://www.inmobi.com/blog/2018/09/05/event-diary-the-fifth-elephant-2018-neural-field-aware-factorization-machin/</guid>
      <description><![CDATA[<p>	<em>InMobi regularly hosts, participates in and contributes to a series of events, meetups, webinars, sharing best practices with partners and thought leaders, across the globe. In this edition of the InMobi Event Diary, we are looking at our recent visit to one of India’s top business schools - the Indian Institute of Management in Bangalore, where we addressed students of the Big Data and Analytics Certificate Programme.</em></p><p>	In this edition of the event diary, we cover our presence at the famed data science conference - Fifth Elephant 2018. Anthill Inside+Fifth Elephant is one of India’s most renowned data science conferences and this year, the conference was held at the Bangalore NIMHANS Convention center.</p><p>	The conference delves in the areas of Natural Language Processing (NLP), Reinforced Learning (RL), Deep Learning (DL) and Big data. The conference aims to bridge the gap between research in these areas and their usage/application in the industry. With the recent advancements in hardware efficiency, a lot the data-science research ideas are now successfully being ported to reality for specific use cases.</p><p>	We at InMobi are also trying to bridge the same gap with newer deep learning models for a bunch of problems in the mobile advertising and marketing domain. At Anthill Inside, The Fifth Elephant’s adjunct event, we presented one such model: Neural Field aware Factorization Machine (NFFM). The NFFM is a model that predicts user behaviour such as install rate, video completion rate or click through rate, when engaging with mobile ads.</p><p>	NFFM combines the power of field-aware factorization machines which can easily reduce the dimensionality of high cardinality features and find the second order interactions across features. NFFM then runs these newly discovered second order interactions through neural networks to find higher order interactions and share the required behaviour prediction.</p><p>	Watch the complete video to learn more about the NFFM model and its application in mobile advertising.</p><p><iframe width="560" height="315" src="https://www.youtube.com/embed/MMTuoFFRCCs" frameborder="0" allow="autoplay; encrypted-media" allowfullscreen=""></iframe></p><p>	Or, view the complete deck <a href="https://www.slideshare.net/inmobi/neural-field-aware-factorization-machine-113043942">here</a>.</p><p>	Subscribe to the <u><a href="https://www.inmobi.com/insights/newsletter/newsletter-signup">InMobi ML-AI newsletter</a></u> to stay up-to-date on the latest in the field of data sciences from us.</p>]]></description>
      <dc:subject><![CDATA[Events, English (EN): inmobi.com,]]></dc:subject>
      
      <dc:creator><![CDATA[ Team InMobi  ]]></dc:creator>
      
      <dc:date>2018-09-04T18:44:00+00:00</dc:date>
    </item>
  
    <item>
      <title><![CDATA[The Digital Advertising Industry Makes Gains in Resolving Brand Safety Concerns ]]></title>
      <link>https://www.inmobi.com/blog/2018/09/04/digital-ad-industry-makes-gains-resolving-brand-safety-concerns/</link>
      <guid>https://www.inmobi.com/blog/2018/09/04/digital-ad-industry-makes-gains-resolving-brand-safety-concerns/</guid>
      <description><![CDATA[<p>The growing popularity of programmatic ad buying comes with many benefits for brands and their advertising partners, including increased efficiency and easier access to a large audience. But it hasn’t been without its downsides, mostly because brand safety has become a rising concern for many major brands.</p><p>Over the past few years, some major brands have found themselves in hot water when their ads inadvertently ended up next to questionable or objectionable content. This can have a hugely detrimental effect on brand perception, as unfortunate placements can make the advertiser seem tone-deaf or as if they are promoting something highly controversial. According to eMarketer, at least <a href="https://www.emarketer.com/content/more-than-75-of-brands-have-been-exposed-to-a-brand-safety-issue" target="_blank">three-quarters of U.S. marketers have dealt with brand safety issues</a> before.</p><p>This problem has not gone unheeded. InMobi and IAS are committed to making brand safety issues a thing of the past. In March, <a href="https://integralads.com/news/ias-launches-first-market-mobile-app-solution-protect-brands-programmatic-environments/" target="_blank">IAS launched its innovative in-app brand safety solution</a>, which allows advertisers to filter their media directly within their DSP of choice when buying programmatically.  </p><p>This new solution categorizes an app as either brand safe or as part of a potentially risky category (including adult content, alcohol, gambling, illegal downloads, illicit substances/drugs, offensive language, violence, etc.). IAS built this solution specifically for in app environments. After all, an app that is brand safe on the surface (particularly violent gaming apps and dating apps, etc.) could lead to potentially dicey situations for advertisers. </p><p>“With brand safety as a growing concern for major marketers looking to advertise programmatically, we are excited to work with IAS in-app brand safety on a post-bid verification perspective. InMobi is committed to partnering with leading, independent measurement companies like IAS in order to provide greater transparency and controls to brand advertisers,” said Anne Frisbie, SVP of Global Programmatic and Brand for InMobi.</p><p>IAS’s pre-bid in-app targeting solution has opened up InMobi’s inventory to brands without risk. In one campaign that a major Fortune 500 company leveraged IAS pre-bid in-app brand safety targeting through their  demand-side partner, we were able to measure and verify brand safety across InMobi inventory. This allowed them to run their ads with total confidence, as they knew with certainty that their ads were running only in brand-safe environments.</p><p>“Brand safety is a priority for all UM clients and something that we actively work on monitoring. We were happy to see InMobi integrated with buy side (DSPs) and measurement technologies (IAS), which, further extends our ability to measure and verify media within the mobile app environments,” said Alex Andreyev, VP, Partner at UM, part of IPG Mediabrands.</p><p>“Programmatic offers advertisers powerful opportunities to make the most of their digital dollars. For many years, supply-side partners have been challenged to meet these needs. By offering pre-bid mobile in-app segments to our customers via their DSP,  we’ve opened up their ability to control performance. Additionally, key partnerships with supply-side partners like InMobi allow brands to monitor their performance and ensure that our pre-bid targeting solutions are delivering results,” said Harmon Lyons, SVP Global Business Development, IAS.</p>]]></description>
      <dc:subject><![CDATA[Announcements, English (EN): inmobi.com,]]></dc:subject>
      
      <dc:creator><![CDATA[ Matt Kaplan,  Content Strategist  ]]></dc:creator>
      
      <dc:date>2018-09-04T14:00:00+00:00</dc:date>
    </item>
  
    <item>
      <title><![CDATA[The Hidden Cost of Install Ad Fraud on Your Business]]></title>
      <link>https://www.inmobi.com/blog/2018/08/30/the-hidden-cost-of-install-ad-fraud-on-your-business/</link>
      <guid>https://www.inmobi.com/blog/2018/08/30/the-hidden-cost-of-install-ad-fraud-on-your-business/</guid>
      <description><![CDATA[<p>If you think the cost of mobile ad fraud is simply down to the fraudulent installs detected by your anti-fraud tool, then you are mistaken.</p><p>Computing the dollar impact of ad fraud on your campaigns isn’t as direct. In reality, the hidden costs can potentially be multiple times higher.</p><p>It’s important to get an accurate picture of the actual cost of mobile ad fraud, as it can indicate the true effectiveness of various marketing channels. It can also help you evaluate the performance of the fraud tools (internal or external) that you have deployed and even prevent you from losing out to the competition.</p><h2>Opportunity Cost</h2><p><strong>1. Ad Fraud Exhausts Your Budgets Early</strong></p><p>Fraudulent clicks and installs cause your daily budget caps to be hit earlier than they would otherwise since reversals are usually done post-facto. This means fewer conversions (installs, page visits, sales, etc.) on a daily basis. </p><p>So, while you get your money back on reported fraud, you don’t utilize the allocated spend. This lowers the expected performance.With fewer real people seeing your ads, you lose out on potential users and sales. This is illustrated in the following scenario:</p><p>Daily budget cap: $5,000<br>Cost per Install (CPI): $5</p><p>Total installs driven: 1,000<br>Fraudulent installs: 200<br>Billed amount: 800 x $5 = $4,000</p><p>Unspent Daily Budget: $1,000 or 20 percent </p><p><strong>2. Fraudulent Installs Give Your Competitors an Advantage</strong></p><p>Ad fraud means you are being taken out of the game early, every single day. In the above scenario, 20 percent of the daily budget is unspent, meaning two hundred fewer users for that day.</p><p>Every install or sale you missed out on due to unspent budget is one more potential install or sale for your competitor. Assume every five installs results in a purchase. That’s 40 additional sales being taken away from you and made available to your competitors. </p><p>While one might think that simply boosting the daily budget cap by 20 percent should fix the problem, it isn’t as easy. Fraud is not always constant. So, what is 20 percent today could as well we be 40 percent tomorrow. </p><p>In essence, fraudulent installs is a theft of the future even if you don’t pay for the cost of the fraud committed. This directly impacts your competitiveness, especially in winner-take-all industries.</p><h2>Sunk Fraud Costs</h2><p><strong>3. Misallocation due to Skewed Metrics (Reducible Cost)</strong></p><p>If you are manually optimizing campaigns, then decisions based on real-time metrics will likely be heavily biased by fraud.</p><p>For instance, ad click-through rates (CTR) will be higher on campaigns with high click fraud rates, while Cost Per Sale reported will be higher than it is in reality. Also, some segments may appear to be performing better due to fraud (misattribution or stealing organics) leading to allocating higher ad dollars to those campaigns.</p><p>This means you end up allocating more budget towards fraudulent channels and less budget to clean channels.</p><p>However, this cost can be minimized to a large extent by deploying more accurate fraud detection and prevention mechanisms.</p><p><strong>4. Irreducible Sunk Fraud Cost</strong></p><p>It’s not possible to detect, much less prevent, all fraud. Thus, despite the best efforts, there will always be a certain percentage of conversions that escape the most advanced fraud detection frameworks. There is no way to recover this amount. </p><p>There is also the <strong>cost of recovery</strong>. In extreme cases, such as the <a href="https://www.forbes.com/sites/thomasbrewster/2016/12/20/methbot-biggest-ad-fraud-busted/#527c04ea4899" target="_blank">MethBot operation</a>, advertisers learn much later about the extent and the impact of fraud. It might not always be possible to recover the costs.</p><h2>Cost of Anti-Fraud Tool</h2><p><strong>5. Payment to Anti-Fraud Tool</strong></p><p>As more and more money flows into digital and specifically mobile, ad fraud will grow. The cost of anti-fraud tools are significant as billing structures are either click-based or conversion-based. </p><p><strong>Note:</strong> The pricing model is probably the best indirect indicator of effectiveness (and intentions) of the anti-fraud product and the company. Billing on the basis of number of installs flagged as fraudulent is incentivized towards marking fraud and not necessarily detecting fraud. It’s easy to see why — the more installs marked as fraud, the higher the payout. </p><h2>Intangible Costs</h2><p><strong>6. Optimization and Productivity Losses</strong></p><p>Instead of spending time strategizing and optimizing campaigns, digital marketers are busy tackling fraud and dealing with arbitration, causing optimization losses. Also, such efficiency loss and increased overheads are long-term effects.</p><h2>Computing the True Cost of Install Ad Fraud</h2><p><strong>Cost of Fraud = (Fraudulent Installs * CPI) + Opportunity Cost + Sunk Fraud Cost + Anti-Fraud Tool Cost + Intangible Costs</strong></p><p>As seen above, while the true cost of ad fraud might not be completely quantifiable, you can be sure that it is much higher than what’s shown on the dashboard of anti-fraud tools.</p><p>Thus, advertisers who aren't assessing the impact of ad fraud accurately on their campaigns are already at an increasing competitive disadvantage. This is because they significantly underestimate the costs, risks and exposure to ad fraud, and so they end up not being able to tackle fraud as effectively. </p><p>Ad fraud continues to be a growth industry, but the situation is not irreparable. Using better and more advanced anti-fraud frameworks, plus employing best practices, can help assess the risks and curb the ad fraud menace.</p><h2>Next Steps</h2><p>You need to ensure your mobile advertising increases your ROI. With fraudulent activities rendering a portion of your team’s efforts worthless, it’s important to invest in good anti-fraud tools to safeguard your ad dollars. </p><p>The most direct way to interpret the effectiveness of anti-fraud tools would be to see if it:</p><ol>
<li>Increases conversion rates</li><li>Decreases invalid clicks and installs</li></ol><p>This is possible only if the anti-fraud tool has <strong>fraud prevention</strong> capabilities and not just fraud detection. Being <em>reactive</em> (detection mode) means losing out on users and revenue directly to the competition. </p><p>So, how does one evaluate the countless anti-fraud solutions available in the market? Check out our blog on <a href="https://www.inmobi.com/blog/2018/06/21/a-buyers-guide-to-choosing-an-anti-fraud-solution" target="_blank">A Buyer’s Guide to Anti-Fraud Tools</a> for more on how to choose an anti-fraud tool that effectively handles install fraud prevention.</p><p><img src="https://www.resources.inmobi.net/hubfs/Screen%20Shot%202018-08-24%20at%2010.52.17%20AM.png"></p><p><strong>Image:</strong> Opportunity Cost illustrated</p>]]></description>
      <dc:subject><![CDATA[Trust and Brand Safety, English (EN): inmobi.com,]]></dc:subject>
      
      <dc:creator><![CDATA[ Praveen Rajaretnam,  Senior Product Marketing Manager  ]]></dc:creator>
      
      <dc:date>2018-08-30T15:22:00+00:00</dc:date>
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    <item>
      <title><![CDATA[Bridging the MarTech and AdTech divide - Announcing InMobi's PartnerEdge Program]]></title>
      <link>https://www.inmobi.com/blog/2018/08/27/bridging-the-martech-and-adtech-divide-announcing-inmobis-partneredge-progr/</link>
      <guid>https://www.inmobi.com/blog/2018/08/27/bridging-the-martech-and-adtech-divide-announcing-inmobis-partneredge-progr/</guid>
      <description><![CDATA[<p>In order to run an effective mobile advertising campaign, marketers need to partner with multiple vendors to manage their marketing and advertising needs. From email and personalization tools to measurement and creative optimization tools, the various digital marketing platforms aim to provide capabilities, customer data and insights to maximize advertising and marketing ROI for advertisers.</p>

<p><img src="https://go.inmobi.net/hubfs/Partner%20Edge%20Blog/1.jpg" style="width:446px" /><br />
<em>The (mostly) complete suite of advertising and marketing products available to advertisers today</em></p>

<p>For instance, the modern marketer has to integrate with a tracking partner for attribution, an analytics partner for ROI measurement, a DMP partner for data management, a marketing automation partner for creating successful marketing campaigns, and finally ad networks and DSPs for media buying. A consequence of the options available in the marketing and advertising ecosystem is the lack of deep and direct integration between these solutions.</p>

<p><em>As a result, advertisers are unable to share the data they want, when they want, with whom they want in a seamless and convenient manner.</em></p>

<p>This makes the economics of mobile advertising difficult, if not impossible, to compute, <strong>resulting in wasteful ad spends.</strong></p>

<h3>The Fragmented Landscape in <a href="https://martechtrend.com/">MarTech</a> and AdTech</h3>

<p><img src="https://go.inmobi.net/hubfs/Partner%20Edge%20Blog/2.png" style="width:455px" /><br />
<em>The Advertising &amp; Marketing Landscape. <strong>Source: Luma Partners</strong></em></p>

<p>In this fragmented world filled with dozens of services and tools to integrate and hundreds of partners to choose from, the event that inspired a consumer to make a purchase on your app becomes difficult to attribute. Thus, the allocation of ad spends towards the most effective channel becomes little more than guesswork&mdash; leading to the <strong>misattribution</strong> and/or <strong>cannibalization of ad dollars</strong>.</p>

<p>For instance, to which channel should a purchase be attributed when the user is sent push notifications and shown retargeting ads for the same product on the same day? If data from the marketing automation platform indicates that the push notification was opened and acted upon, then it is an organic conversion.</p>

<p><img src="https://go.inmobi.net/hubfs/Partner%20Edge%20Blog/3.png" style="width:478px" /></p>

<p>The inability to ascertain the purchase influence in the absence of such data means that attribution partners could misattribute a purchase to a paid source rather than an organic source. As a result, attribution partners lose the ability to <strong>measure the incrementality of ad campaigns</strong>.</p>

<h3>The Criticality of the Influence Window in Advertising</h3>

<p><img src="https://go.inmobi.net/hubfs/Partner%20Edge%20Blog/4.png" style="width:443px" /></p>

<p>Seamlessly sharing the data between trusted partners in <strong>real time</strong> is key to successful marketing and/or campaigns, as the <strong>influence window</strong> for different activities varies. See illustration below.</p>

<p><img src="https://go.inmobi.net/hubfs/Partner%20Edge%20Blog/5.png" style="width:394px" /></p>

<p>Currently, there are limited ways in which advertisers could share data or segments in real time with ad networks or DSPs in a seamless and secure manner. And concerns of data leakage, oversharing data and trust only complicate matters further.</p>

<p><img src="https://go.inmobi.net/hubfs/Partner%20Edge%20Blog/6.png" style="width:596px" /></p>

<p><img src="https://go.inmobi.net/hubfs/Partner%20Edge%20Blog/7.png" style="width:509px" /></p>

<p>Thus, if advertisers are unable to share post-install events (such as add to cart, product view, abandoned cart users, etc.), they cannot run retargeting campaigns effectively on Day Zero itself with InMobi. Instead, they share segments offline with InMobi - which is a sub-optimal process. These are all key factors that affect conversion ratios.</p>

<h3>Advertiser&rsquo;s need of the hour</h3>

<p>The ability to <strong>synchronize data</strong> gathered in <strong>real time</strong> with the integrated partners and in a <strong>secure manner</strong> is critical to driving maximum impact and reducing or <strong>eliminating wasteful spends</strong>. This allows advertisers to do the following:</p>

<p>&#9679;Drive incremental revenues</p>

<p>&#9679;Eliminate wasteful ad spends</p>

<p>&#9679;Generate campaigns that drive more user journeys</p>

<h3>Launching InMobi&rsquo;s PartnerEdge Program</h3>

<p>InMobi&rsquo;s PartnerEdge program provides an <strong>Integrated Platform</strong> for advertisers to make their data fluid across platforms while ensuring the integrity, privacy and security of the data shared.</p>

<p><img src="https://go.inmobi.net/hubfs/Partner%20Edge%20Blog/8.png" style="width:336px" /></p>

<p>This enables the advertiser to better optimize for each step in the user&rsquo;s customer journey, resulting in higher user engagements, increased revenues and, ultimately, more value from each ad dollar spent</p>

<p>If the advertiser has configured segments or audiences with any of our certified partners, they could start running user engagement campaigns seamlessly and without delays from the get go. This also enables the advertisers to share only customized user segments relevant for their targeting need.</p>

<p>By being able to seamlessly and securely integrate data from various mar tech and ad tech players, advertisers can now answer critical questions that drive the business forward.</p>

<ol>
	<li>Which ads are working best for different audience segments?</li>
	<li>What is the incrementality delivered by paid campaigns?</li>
	<li>Which segments are giving the maximum ROI and how should the budget allocation differ?</li>
</ol>

<h3>Our Partners</h3>

<p>InMobi has partnered with a number of top players in the marketing and advertising technology space, delivering combined marketing and advertising ROI for advertisers.</p>

<p><img src="https://go.inmobi.net/hubfs/Partner%20Edge%20Blog/9.png" style="width:536px" /></p>

<p>PartnerEdge Program &mdash; Live Partners</p>

<p>Unlike other ad networks and DSPs, which do not have segment (audience) and/or event integrations with marketing automation companies, InMobi, through its pioneering PartnerEdge program, can deliver higher engagement and eliminate wasteful ad spends.</p>

<p>Reach out to your InMobi campaign manager to learn more. If your partner isn&rsquo;t listed above, let us know and we will start integrations.</p>

<p>If you are a marketing cloud player (DMP, marketing automation, analytics or tracking partner) interested in joining the PartnerEdge program, please reach out to us at <u><a href="mailto:partneredge@inmobi.com">partneredge@inmobi.com</a></u>.</p>]]></description>
      <dc:subject><![CDATA[Announcements, English (EN): inmobi.com,]]></dc:subject>
      
      <dc:creator><![CDATA[ Praveen Rajaretnam,  Senior Product Marketing Manager  ]]></dc:creator>
      
      <dc:date>2018-08-26T18:21:00+00:00</dc:date>
    </item>
  
    <item>
      <title><![CDATA[Why The Right Mobile Video Advertising Metrics Make All The Difference [PDF Guide]]]></title>
      <link>https://www.inmobi.com/blog/2018/08/23/why-the-right-mobile-video-advertising-metrics-make-all-the-difference/</link>
      <guid>https://www.inmobi.com/blog/2018/08/23/why-the-right-mobile-video-advertising-metrics-make-all-the-difference/</guid>
      <description><![CDATA[<p>As mobile video advertising becomes increasingly popular, it&rsquo;s important that advertisers and publishers are using the best advertising metrics to properly gauge the success of their ad campaign and ad formats. To learn more about why certain common digital advertising metrics for video advertising on mobile devices don&rsquo;t work well and why new metrics are needed for video content, <a href="http://bit.ly/2wlyyTo" target="_blank">be sure to download our new guide</a>!</p>

<p><a href="http://bit.ly/2wlyyTo" target="_blank"><img src="https://www.resources.inmobi.net/hubfs/WhyTheRightVideoAdMetricsMakeAllTheDifference_800x400_v1.png" /></a></p>

<p><strong>The Current State of Mobile Video Advertising</strong></p>

<p>Earlier this year, we released a report, <a href="https://www.inmobi.com/insights/download/whitepapers/the-present-and-future-of-mobile-video-advertising/" target="_blank">The Present and Future of Mobile Video Advertising</a>, that highlighted how usage of mobile video ads has evolved since early 2016 through the first three months of 2018. We took a look at our own network data here, to see how video was or was not being incorporated into the typical in-app advertising campaign. Here&rsquo;s a small snippet of what we found:</p>

<ul>
	<li>Globally, spending on in-app mobile advertising grew 109 percent between 2016 and 2017.</li>
	<li>In the first three months of 2018, over a third of all money spent on in-app advertising went to video.</li>
	<li>In the U.S. close to half of all video ad inventory is <a href="/blog/what-is-the-future-of-mobile-video-advertising-5-bold-predictions" target="_blank">fullscreen now</a>.</li>
</ul>

<p>&ldquo;We have moved into a world of video consumption and video advertising that&rsquo;s cross-device and <a href="https://martechseries.com/mts-insights/tech-bytes/techbytes-anne-frisbie-svp-global-brand-programmatic-inmobi/" target="_blank">predominantly rooted outside of the browser</a>,&rdquo; Anne Frisbie, InMobi&rsquo;s Senior Vice President and GM of Global Brand and Programmatic, told MarTechSeries earlier this year. &ldquo;A tremendous amount of video viewing is being consumed within mobile apps or connected TVs rather than only on desktop and mobile web experiences. This alone is a major shift for advertisers.&rdquo;</p>

<p>In short, our data found that in-app video advertising is not just growing, but it&rsquo;s also becoming more sophisticated. Not only are fullscreen video ads becoming more common on mobile devices, but the days of targeting audiences only through pre-roll ads are long gone. Next-generation ad formats like interstitial video, rewarded video and video ads with interactive end cards are now the norm, not the exception.</p>

<p><strong>Can The Video Ad Metrics Keep Up?</strong></p>

<p>In this new era of in-app video advertising, while creatives and formats have evolved, metrics and tracking have not. All too frequently, marketers rely too heavily on raw link clicks, click through rate or the total number of video views.</p>

<p>But does a figure highlighting the number of times a video ad was played really indicate its effectiveness? Can a conversion rate be effectively calculated if advertisers don&rsquo;t have granular insight on who viewed a video ad? Is the landing page proving effective, or is no one relevant making it that far? Is the video effective on social media, games or utility apps? Can an ad&rsquo;s relevance score be accurately calculated?</p>

<p>These are the kinds of questions advertisers (and publishers) need to be asking. Good video ad metrics should be able to provide deep insights. Download our guide to learn more about these advanced metrics.</p>

<p><a href="http://bit.ly/2wlyyTo" target="_blank"><img src="https://www.resources.inmobi.net/hubfs/WhyTheRightVideoAdMetricsMakeAllTheDifference_800x400_v1.png" /></a></p>

<p><strong>Table of Contents for the Guide:</strong></p>

<ul>
	<li>New Ad Formats, Apps and Devices Demand New KPIs</li>
	<li>Problems with Legacy Metrics</li>
	<li>New Metrics to Consider</li>
	<li>How to Achieve Results: Aligning Creatives with Best-in-Breed Metrics</li>
	<li>How to Achieve Results: Aligning Delivery with Best-in-Breed Metrics</li>
	<li>Picking the Right Partner</li>
</ul>

<p><strong>Sneak Peak at the Guide&rsquo;s First Page</strong></p>

<p>Even the ancient Greeks knew that change was a constant. This is especially true in the mobile space, with new devices, ad formats and apps coming to life seemingly every day.</p>

<p>To put things into perspective, here&rsquo;s just a snapshot of how the mobile environment has shifted of late:</p>

<ul>
	<li>In 2011, only 35 percent of adults in the U.S. owned a smartphone. That figure climbed to <a href="http://www.pewinternet.org/2015/04/01/us-smartphone-use-in-2015/" target="_blank">64 percent in 2015</a> and then to <a href="http://www.pewinternet.org/fact-sheet/mobile/" target="_blank">77 percent by February 2018</a>. More than one out of every 10 Americans solely relies on a cellphone for internet access, and 70 percent of people worldwide spend between <a href="https://www.statista.com/statistics/781692/worldwide-daily-time-spent-on-smartphone/" target="_blank">one and seven hours each day on a smartphone</a>.</li>
	<li>In 2007, the average smartphone screen size was under three inches. By 2014, it had ballooned to more than 4.5 inches. This trend shows no sign of slowing either, as by the end of 2018, the vast majority of phones sold will have screens <a href="https://techcrunch.com/2017/05/31/phables-are-the-phuture/" target="_blank">between five and six inches</a>.</li>
	<li>As phones get larger and as mobile technology improves, the kinds of ads brands can now leverage has diversified. In 2012, advertisers in aggregate spent less than a billion dollars on mobile video ads. Now, as more immersive and interactive video ad formats become possible, spending has grown. By 2019, brands will likely devote $22.5 billion to mobile video advertising.</li>
</ul>

<p>The world of mobile - and by extension the world of mobile advertising - has changed dramatically over the past few years. So then why haven&rsquo;t the metrics digital marketers rely on caught up? Why are too many advertisers judging their campaigns based on key performance indicators built for a different time?</p>

<p><strong>Like What You See?</strong></p>

<p><a href="http://bit.ly/2wlyyTo" target="_blank">Be sure to download the full copy today!</a></p>

<p><a href="http://bit.ly/2wlyyTo" target="_blank"><img src="https://www.resources.inmobi.net/hubfs/CTA2.png" /></a></p>]]></description>
      <dc:subject><![CDATA[Consumer Research, English (EN): inmobi.com,]]></dc:subject>
      
      <dc:creator><![CDATA[ Matt Kaplan,  Content Strategist  ]]></dc:creator>
      
      <dc:date>2018-08-23T14:02:00+00:00</dc:date>
    </item>
  
    <item>
      <title><![CDATA[Three Factors You Need to Consider before Choosing a Monetization Partner]]></title>
      <link>https://www.inmobi.com/blog/2018/08/22/three-factors-you-need-to-consider-before-choosing-a-monetisation-partner/</link>
      <guid>https://www.inmobi.com/blog/2018/08/22/three-factors-you-need-to-consider-before-choosing-a-monetisation-partner/</guid>
      <description><![CDATA[<p>You’ve spent several months creating a fantastic app, and users are signing up by the minute. Now comes the time for you to kick back and enjoy the fruits of your labor. But as you begin your journey towards app monetization, you are likely to be overwhelmed by the seemingly countless players in the ecosystem. Here are some key factors you should keep in mind before you zero in on the right monetization partner.</p><p><strong>Complement your User Experience with the Right Ad Experience.</strong></p><p>In a world where the user is king, user experience is no laughing matter. You’ve relentlessly tinkered your app and built the best experience for your users. It’s crucial that you don’t disrupt this experience you’ve painstakingly constructed with intrusive and irrelevant ad formats. Strike the right balance by choosing a partner who will not only be a great revenue generator but also provide ad experiences in tune with your app.</p><p><strong>Access Demand from Across the Globe</strong></p><p>With the geographical boundaries blurring due to the rapid increase in global smartphone penetration rates, apps rarely cater to single-country audiences. Today the world truly is the app developer’s oyster. A global audience supplements global demand, and it's crucial to choose a partner who can help fulfill the unlimited potential your app holds. As audiences from different countries log in to your app, brands will look to tap into the audiences your app offers, making it imperative for you to zero in on a partner who can support global demand.</p><p><strong>Maximize Yield for your Inventory</strong></p><p>While choosing a monetization partner keep in mind the importance of maximizing yield on your premium inventory. Be it through the use of dynamic pricing or campaign optimization, it’s important for you, the publisher, to have ultimate control over your inventory.</p><p>InMobi not only covers these bases for developers but offer them much more. You can find more details <a href="https://www.inmobi.com/advertising-cloud/in-app-monetization" target=""> here</a> or reach out to us <a href="https://www.inmobi.com/company/contact/" target="_blank">here</a> if you’d like to start a conversation with InMobi.</p>]]></description>
      <dc:subject><![CDATA[Advertising, English (EN): inmobi.com,]]></dc:subject>
      
      <dc:creator><![CDATA[ Sreeshna Sreekishan ,  Marketing Manager  ]]></dc:creator>
      
      <dc:date>2018-08-22T00:59:00+00:00</dc:date>
    </item>
  
    <item>
      <title><![CDATA[iOS 12: Going Big on AR and Machine Learning]]></title>
      <link>https://www.inmobi.com/blog/2018/08/21/ios-12-going-big-on-ar-and-machine-learning/</link>
      <guid>https://www.inmobi.com/blog/2018/08/21/ios-12-going-big-on-ar-and-machine-learning/</guid>
      <description><![CDATA[<p>Each year, app developers around the world eagerly await exciting new updates to iOS. This year’s iOS 12 release is focused on building on what the existing solutions can do and also adding new and exciting tools to the developer toolkit. Let’s look at some of the new additions and updates that developers should be excited about.</p><p>Every year, around the same time, InMobi works on its own SDK release. Keep an eye out for our latest updates <a href="https://www.inmobi.com/sdk" target="_blank">here</a>!</p><p><strong>ARKit2: Powering Immersive Experiences</strong></p><p>Introduced in iOS 11, ARKit is the biggest Augmented Reality (AR) platform in the world. It greatly simplifies the building of AR experiences, combining features like device motion tracking and camera scene capture. </p><p>With iOS 12, Apple has announced the release of ARKit 2.0, which opens up even greater possibilities for developers to innovate with AR. There are several features that developers now have access to, including improved face tracking, 3D object detection and creating shared experiences.</p><p><img src="https://www.resources.inmobi.net/hubfs/pasted%20image%200.png"></p><p>Creating shared experiences or multi-user functionality has been a difficult feat to accomplish in the AR world. Using the new functionality, developers can create experiences in which users can share their AR environment to play against each other, collaborate on a project or simply be part of the experience as a spectator. At WWDC, Apple showed off the new functionality in <a href="https://www.youtube.com/watch?v=h_L9tMAtyJY" target="_blank">a demo of the game</a>, Lego AR, creating a lot of buzz in the gaming community. </p><p>For developers, this opens up a host of new opportunities, including from a revenue perspective. We’re not quite at AR ads just yet, but it’s possible for that to be coming in the future.</p><p><strong>Core ML 2:  Smaller, Faster, Customizable Models</strong></p><p><img src="https://www.resources.inmobi.net/hubfs/pasted%20image%200%20(1).png"></p><p><em>Above: Craig Federighi announces Core ML 2 at Apple's Worldwide Developers Conference (WWDC) 2018 on June 4 in San Jose, CA. Image Credit: Apple</em></p><p>Recently, apps have started to use a significant amount of machine learning in order to personalize the user experience. For instance, Netflix uses machine learning to recommend personalized content, and Snapchat filters use a combination of augmented reality and machine learning. </p><p>With the introduction of Core ML in iOS 11, developers were able to load machine learning models into an Apple device and use the power of these models without an internet connection.</p><p>With iOS 12, Apple has released an improved version, <a href="https://developer.apple.com/machine-learning/" target="_blank">Core ML 2.0</a>, which makes training machine learning models 30 percent faster and shrinks the size of these models by 75 percent. It also supports extensive deep learning as well as standard ones like generalized linear models. This improvement will pave the way for more intelligent apps.</p><p>AI and ML have already been instrumental for app developers, from <a href="https://www.inmobi.com/blog/2018/06/14/why-ai-will-forever-change-the-way-you-think-about-ad-fraud" target="_blank">helping to fight ad fraud</a> to <a href="https://www.inmobi.com/blog/2018/08/01/the-future-of-advertising-and-machine-learning-audience-targeting-reach-and" target="_blank">improving audience reach</a>. Core ML 2.0 represents another step forward in this space.</p><p><strong>SiriKit  Shortcuts: Accelerating App Interactions</strong></p><p><img src="https://www.resources.inmobi.net/hubfs/pasted%20image%200%20(2).png"></p><p>Sirikit was originally introduced in iOS 10 as a framework for app developers to integrate with Apple’s voice assistant, Siri. SiriKit in iOS 12 is much smarter as it can predict user behavior and suggest a relevant shortcut to an app’s feature. For instance, if a user orders tomato soup every day in the afternoon, Siri can learn to suggest and provide a shortcut to the same item.  App developers only have to expose features to the SiriKit to now accelerate app interactions.</p><p>Voice is still a highly nascent field, but it’s rapidly growing. Siri is more popular than ever, and other voice-enabled devices like Alexa have become increasingly pervasive. The possibilities to monetize voice channels have not yet emerged en masse, but are <a href="https://retail.emarketer.com/article/do-consumers-want-hear-ads-alexa/5b05d047ebd40003a0c246b7" target="_blank">likely to become more prevalent</a> in the near future.</p><p><strong>HealthKit:  Enabling Personalization in Health Apps</strong></p><p>Users can now share their medical history with your app through HealthKit. With the user’s permission, apps can use this data to significantly improve the in-app experience, through personalized recommendations and targeting. </p><p>Moreover, iOS 12 also has a new Natural Language Processing Framework, a new framework called CarPlay for navigation apps and now supports user interactivity in Notifications. </p><p>The overall performance improvement with speed and responsiveness in iOS 12 is quite likely to improve app retention. All this and more in iOS 12 release presents developers with a strong platform comprising of Augmented Reality, Machine Learning and personalized experiences.</p><p>Image source 1: https://www.apple.com/newsroom/2018/06/apple-unveils-arkit-2/</p><p>Image source 2: https://venturebeat.com/2018/06/04/apples-core-ml-2-is-30-faster-cuts-ai-model-sizes-by-up-to-75/</p><p>Image source 3: https://venturebeat.com/2018/06/04/apples-shortcuts-gives-developers-a-reason-to-care-about-siri/ (Image Credit: Apple) </p>]]></description>
      <dc:subject><![CDATA[Products &amp; Tools, English (EN): inmobi.com,]]></dc:subject>
      
      <dc:creator><![CDATA[ Neeraja Rajeev  ]]></dc:creator>
      
      <dc:date>2018-08-21T17:02:00+00:00</dc:date>
    </item>
  
    <item>
      <title><![CDATA[What to Look Forward to at DMEXCO 2018]]></title>
      <link>https://www.inmobi.com/blog/2018/08/16/what-to-look-forward-to-at-dmexco-2018/</link>
      <guid>https://www.inmobi.com/blog/2018/08/16/what-to-look-forward-to-at-dmexco-2018/</guid>
      <description><![CDATA[<p>
	DMEXCO is one of the biggest marketing events of the year, drawing crowds from across Europe and across the world to Cologne to learn, socialize and push the industry forward. We’re excited to be exhibiting this year!</p><p>
	If you’re attending, we’d love to see you there! Go to <a href="http://go.inmobi.net/dmexco-2018" target="_blank">go.inmobi.net/dmexco-2018</a> if you’re interested in scheduling a meeting with us.</p><p>
	Still on the fence about heading to Cologne for <a href="https://dmexco.com/" target="_blank">DMEXCO</a>? Here are four key reasons why we think you should make the trip this year:</p><p>
	<strong>1) We’ll be Making a Big Announcement</strong></p><p>
	On the eve of DMEXCO, we’ll be making a big announcement. What will we be announcing then? You just need to wait to find out.</p><p>
	<strong>2) Meet with Top In-App Experts</strong></p><p>
	Interested in learning more about InMobi, what we offer and how we can help? Be sure to stop by our booth - A038 in Hall 6 - to chat with one of our experts and get the inside scoop. If you want a more intimate conversation, schedule a one-on-one chat with an InMobi team member. Drop us a line at <a href="http://go.inmobi.net/dmexco-2018" target="_blank">go.inmobi.net/dmexco-2018</a> and then someone will be in touch!</p><p>
	<strong>3) Come say Hi and Schmooze with Peers before DMEXCO</strong></p><p>
	If you’re in town early, then come stop by at our Happy Hour we’re hosting the night before DMEXCO. If you’re interested in RSVPing for our Happy Hour, be sure to drop us a line and we’ll provide you with the details.</p><p>
	<strong>4) Enter to Win a Great Prize</strong></p><p>
	Now’s your chance to get your hands on an amazing prize! Be sure to stop by our booth to enter into our raffle. Our booth number is A038, and we’ll be in Hall 6.</p><p>
	We hope to see you there!</p><p>
	<a href="http://go.inmobi.net/dmexco-2018" target="_blank"><img src="https://www.resources.inmobi.net/hubfs/DMEXCO_Social_CTA_v1-1.png"></a></p>]]></description>
      <dc:subject><![CDATA[Events, English (EN): inmobi.com,]]></dc:subject>
      
      <dc:creator><![CDATA[ Matt Kaplan,  Content Strategist  ]]></dc:creator>
      
      <dc:date>2018-08-16T12:08:00+00:00</dc:date>
    </item>
  
    <item>
      <title><![CDATA[The Basics of Mobile Ad Mediation [VIDEO]]]></title>
      <link>https://www.inmobi.com/blog/2018/08/15/the-basics-of-mobile-ad-mediation-video/</link>
      <guid>https://www.inmobi.com/blog/2018/08/15/the-basics-of-mobile-ad-mediation-video/</guid>
      <description><![CDATA[<p>
	Is mobile ad mediation right for your app?</p><p>
	For the typical mobile app publisher, opening up ad inventory is consistently a top monetization strategy. Close to half of all non-gaming apps and over 80 percent of mobile games 
	<a href="https://www.statista.com/statistics/297024/most-popular-mobile-app-monetization-models/" target="_blank">leverage mobile advertising</a> in order to increase revenue.</p><p>
	But, just turning on advertising and then expecting lots of ad revenue to roll in is not always realistic. Enabling ad formats with the highest eCPMs like rewarded video helps, but sometimes the technology behind it all can be at fault. In particular, what if you need multiple server side and client side ad network SDKs to meet your revenue targets, ensure each ad request is successfully completed and have consistently high ad fill rates?</p><p>
	To address this increasingly common scenario, many app publishers turn to ad network mediation. Having a quality ad mediation partner in place helps to resolve many issues top app publishers run into with ad-based monetization strategies. For one, it’s much preferable to have just one ad mediation SDK in place as opposed to multiple ad network SDKs implemented. Plus, it helps app publishers to get a handle on their ad revenue figures in close to real time.</p><p>
	To learn more about the benefits of mobile ad mediation and why it helps publishers, check out our latest Whiteboard Wednesday video presented by Andrew Gerhart, InMobi’s VP of Publisher Platforms.</p><iframe width="1120" height="630" src="https://www.youtube.com/embed/OcS_-i9Lfv8" frameborder="0" allow="autoplay; encrypted-media" allowfullscreen="">
</iframe><p>
	<strong>Full transcript:</strong></p><p>
	Welcome to another Whiteboard Wednesday. My name is Andrew Gerhart, the VP of Publisher Platforms for InMobi. Today we’re going to talk about the basics of mediation.</p><p>
	So let’s take a look at a typical app. I have an app, and lucky me I start to get lots of different users that are funnelling into the app. Now I want to make money from that so I integrate advertising. Pretty common for app developers to integrate interstitial ads. So now I have an interstitial ad in my app, and I’m working with one ad network SDK. So I put the SDK in my app, and that SDK is going to make a call to the ad network’s ad server. Now, tomorrow I want to know how much money I made, so I have to log into the ad network’s UI and pull down all of my analytics about how much money I made, where I made that money, etc., etc.</p><p>
	What we typically find is that as the publisher’s users scale, the ad network’s revenue for that particular app does not scale at the same rate. And so they can’t keep up, they can’t monetize all the different geographies, the different types of ads, the different types of users at scale. And so I’ve solved the problem of generating money from my users, but now I have challenges around - and so we have a check box here - now we have challenges around fill rate. And we have challenges around CPM and keeping the auction and competition within, with different ad sources we’re working with.</p><p>
	So, as my users continue to scale, then I may start working with multiple ad networks. So instead of having one, maybe I integrate five or more. A recent study by SafeDK suggested that a typical app developer will work with anywhere from 15 to 18 different ad networks. That’s a lot of SDKs to be managing within the app. And so as I’m working with all these different ad network SDKs now, they’re all making calls out to their individual ad servers. And, the next day when we want to see how much money each of them made, I have to log into all of their UIs. And so now I have the lucky job of logging in each day to all of their reporting systems and pulling down the data of how much money I made. So, we’ve now changed the trajectory of how much money we’re making, and we see a little bit of an uptick. Now we’ve solved some of the problem of fill rate, right? We’ve solved some of the problems around CPM. But I’ve introduced some new problems. Now I’ve introduced the problem of efficiency and management. Now I’ve introduced the problem of latency, as I’m making multiple calls to each of these guys, and they’re making calls to their ad servers and that’s coming back. I’ve introduced complexity into my app.</p><p>
	So let’s look at how mediation solves this. As I’m working with a mediation layer, now I have a mediation SDK. And this mediation SDK is going to control all the different ad networks that I want to work with. It’s now the communication layer with those SDKs, so they’re talking to each other and it’s determining who to serve. And so now, instead of each of those SDKs being called and then calling out to their ad servers, now the mediation layer is calling to their ad server, and so I’m consolidating. And now, instead of every morning having to log in to the ad network UIs, now I can just log in to the mediation layer to see how much money I’m making.</p><p>
	So now I’ve optimized CPM, I’ve solved for fill rate because I’m working with multiple partners across geographies and I’ve also solved the issue of management and efficiency. Those are some basic ways a mediation layer can help you to optimize your ad revenue and solve some of the problems of scaling your ad monetization.</p><p>
	Thank you for your time, and we’ll see you soon.</p>]]></description>
      <dc:subject><![CDATA[In-App Monetization, English (EN): inmobi.com,]]></dc:subject>
      
      <dc:creator><![CDATA[ Matt Kaplan,  Content Strategist  ]]></dc:creator>
      
      <dc:date>2018-08-15T17:40:00+00:00</dc:date>
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    <item>
      <title><![CDATA[Fraud or Not: Can You Always Spot Mobile Ad Fraud? [Quiz] ]]></title>
      <link>https://www.inmobi.com/blog/2018/08/14/fraud-or-not-can-you-always-spot-fraud/</link>
      <guid>https://www.inmobi.com/blog/2018/08/14/fraud-or-not-can-you-always-spot-fraud/</guid>
      <description><![CDATA[<p>The fact that mobile ad fraud is a growing concern among publishers and advertisers is nothing new. According to the latest figures from Adjust, mobile ad fraud almost doubled between 2017 and 2018, and some advertisers are set to lose as much as 80 percent of their ad budgets on mobile to fraud.</p>

<p>There are many reasons why fraud is on the rise, not least of which that fraudsters continually work to develop new, evasive tactics. But, another major concern is the lack of universal definitions regarding what constitutes fraud in all instances. Without common standards, marketers and advertisers have a far more difficult time identifying and then stopping all instances of fraud.</p>

<p>Spotting mobile ad fraud is no simple feat. What may seem fraudulent could actually be legitimate, and vice versa.</p>

<p>So, how good do you think you are at spotting fraud? Let&rsquo;s look at a few scenarios.</p>

<p><img src="https://www.resources.inmobi.net/hubfs/scenario%201%20new.png" /></p>

<p>In this situation, we can see that the click to install rate for Site A is seven times higher than it is for all of the other sites. It&rsquo;s generating a lot of clicks, but not many installs considering the click totals.</p>

<p>So is this fraud?</p>

<p>A. Yes, definitely</p>

<p>B. No, definitely not</p>

<p>C. Not sure/Need more information</p>

<p><img src="https://www.resources.inmobi.net/hubfs/scenario%202%20new.png" /></p>

<p>Here, over 97 percent of installs have a mean time to installation between 15.5 and 20.5 hours. So what about the small spike right around the 30-minute mark? Is this anomaly indicative of fraud?</p>

<p>A. Yes, definitely</p>

<p>B. No, definitely not</p>

<p>C. Not sure/Need more information</p>

<p><img src="https://www.resources.inmobi.net/hubfs/scenario-3-ad-fraud.png" /></p>

<p>Of the four sites runnings ads for this gaming app, the outlier here is Site A. While the rest of the sites are using multiple site IDs to generate thousands of clicks per day, Site A has by far the greatest number of clicks per day - and all from a single Site ID.</p>

<p>So is this fraud?</p>

<p>A. Yes, definitely</p>

<p>B. No, definitely not</p>

<p>C. Not sure/Need more information</p>

<p><img src="https://www.resources.inmobi.net/hubfs/scenario%204%20ad%20fraud.png" /></p>

<p>This scenario looks at the number of clicks coming from two different devices, A and B, going to a utility app. In less than five seconds, one click comes from device A, while device B is generating 20 clicks.</p>

<p>Is this fraud?</p>

<p>A. Yes, definitely</p>

<p>B. No, definitely not</p>

<p>C. Not sure/Need more information</p>

<p>So how do you think you stack up? Are you a fraud expert, or a total n00b?</p>

<p>Answers:</p>

<ol>
	<li><strong>C. </strong>On the surface, this definitely looks like ad fraud, likely click flooding or high clicking ad templates. But, that&rsquo;s not the only possibility here. This could also be an instance where the network is not doing any targeting on this site, adopting a "spray and pray" approach instead. In short, more data is needed here before this can definitely be labeled as fraud or not.</li>
	<li><strong>C.</strong> Yet again, more context and data is needed. It&rsquo;s possible that click sniping is leading to the short MTTI numbers seen, but that&rsquo;s not the only plausible explanation. There could easily be a scenario in which ads were highly targeted and some creatives included a timely call to action, which would explain some of the shorter MTTI figures.</li>
	<li><strong>C.</strong> While this scenario is likely fraud, it&rsquo;s not totally clear that fraud is actually happening in this instance. Incentivized installs and/or click flooding would explain Site A&rsquo;s high click volume per day from a single device, but so would an integration/device ID issue. Alternatively, it&rsquo;s possible that Site A has significantly more volume and users per day than the other three sites being looked at here. More data would be necessary before a definitive conclusion can be drawn here.</li>
	<li><strong>A.</strong> This is an instance where fraud is far and away the most likely explanation to what&rsquo;s happening here. In this situation, ad stacking is highly likely to be causing this anomaly. It&rsquo;s possible an integration issue is leading to the large number of clicks being recorded from device B in such a short time frame, - for example, an improperly installed SDK - or that Offer Walls are responsible for the high velocity of impression counts, but that&rsquo;s unlikely. If these were impression counts instead of clicks (i.e., a single device rendering 20+ ads in 5 seconds ), then the right option would have been C.</li>
</ol>

<p>In short, it&rsquo;s important to know that spotting and fighting ad fraud is almost never a straightforward endeavor. Before making a firm call, consider alternative explanations and think about what additional data is needed for deeper insights. As the stakes surrounding ad fraud increase, it pays to do proper due diligence to more efficiently crack down on ad fraud.</p>

<p>To learn more about what InMobi is doing to fight ad fraud and build trust in the advertising ecosystem, visit <a href="https://www.inmobi.com/trust" target="_blank">inmobi.com/trust</a>.</p>]]></description>
      <dc:subject><![CDATA[Trust and Brand Safety, English (EN): inmobi.com,]]></dc:subject>
      
      <dc:creator><![CDATA[ Matt Kaplan,  Content Strategist and Praveen Rajaretnam, Senior Product Marketing Manager   ]]></dc:creator>
      
      <dc:date>2018-08-14T16:00:00+00:00</dc:date>
    </item>
  
    <item>
      <title><![CDATA[Mobile OTT Advertising: TV-Like Video And Beyond]]></title>
      <link>https://www.inmobi.com/blog/2018/08/13/mobile-ott-advertising-tv-like-video-and-beyond/</link>
      <guid>https://www.inmobi.com/blog/2018/08/13/mobile-ott-advertising-tv-like-video-and-beyond/</guid>
      <description><![CDATA[<p>	Last week, InMobi announced its exclusive and strategic monetisation partnership with Eros Now, a leading OTT player in India. Going beyond conventional mobile advertising, this partnership is a step in redefining content monetization through deep brand integrations and other ad formats for on-demand video platforms. In light of this recent development, we caught up with Navin Madhavan, Head of Strategic Partnerships at InMobi in India to understand more about the mobile OTT phenomenon.</p><p>	<strong>What is Driving The Growth of Mobile OTT?</strong></p><p>	According to <u><a href="https://timesofindia.indiatimes.com/business/india-business/india-to-enter-top-10-ott-video-markets-in-4-years-pwc/articleshow/64486980.cms" target="_blank">PWC’s global entertainment and media outlook report</a></u>, India’s OTT video segment has grown by 18 percent since 2017 and is set to enter the top 10 largest markets by 2022 with revenues of over $815 million. “<em>Great internet speeds, especially affordable mobile internet data, have without doubt bolstered OTT adoption,</em>” states Navin, “<em>But, most importantly, the investment in exclusive online content by players such as Netflix, Amazon Prime, ALTBalaji, Voot etc. has drawn consumers to these OTT platforms. The online production houses have created a strong pull through ‘Originals’ that could never be seen on the big screen either due to production scale, niche genres made for smaller audiences and/or censor board issues.</em>” And, if you are thinking it is just the <em>Originals</em> or exclusive content driving consumers to OTT, Navin throws more light on what’s driving consumers to OTT, “<em>Live mobile TV on platforms such as Airtel TV, Hotstar, SonyLIV has been another revelation, with sporting properties such as IPL and FIFA 2018 world cup seeing unprecedented scale. The recent football world cup had a whopping 192 million users watching it online</em>.”</p><p>	<strong>Are OTT Ads Just TV-like Video Ads on Mobile?</strong></p><p>	While the mobile OTT pull is strong, subscriptions for premium content typically cater to only a smaller segment of the audience. Hence, advertising remains an integral part of the monetization. Then, would advertising differ from the most obvious and in-your face fashion that viewers are used to in the TV world? In response, Navin shares, “<em>It (OTT integrations) is definitely beyond TV-like video advertising, in the fact that it is a direct communication to every user individually in a private viewing mode as against consumption on larger screens in groups of families. And, to advertisers, this means a whole new world of personalised video advertising while experimenting with a variety of ad formats including interactive video ads and deep integrations beyond just pre-roll and mid-roll video ads. </em>Advertisers can measure consumer engagement with their brands through impressions, views, video completes and actions, and combine it with accurate demographic and video consumption data to drive personalisation. The digital channel also provides brands the opportunity to A/B test and curate impactful campaigns in a short period of time. “<em>Brand integrations on mobile OTT platforms are bringing a new dimension to user engagement and video monetization,</em>” explains Navin.</p><p>	<strong>The Evolution of In-content Advertising</strong></p><p>	<em>“In a news world, native ads within the content streams are the pathway for users to experience brands. Similarly, in-video brand integrations are becoming the gateway to consumer-brand engagement, especially in the smaller OTT world.” </em>Global subscription video on demand (SVOD) players such as Netflix have been championing in-content video advertising over the last few years. Through in-content video advertising that users very often don’t realise, brands not only reach extremely targeted audiences but also tightly interlock their messaging in the context of the video content, in a subtle yet impactful manner. Be it Dunkin Donuts in the political drama - House of Cards or KFC in the sci-fi series - Stranger Things, brands have found their calling with Netflix.</p><p><img src="https://go.inmobi.net/hubfs/eros%20blog/1.png"><img src="https://go.inmobi.net/hubfs/eros%20blog/2.png"></p><p>	Vimeo-on-demand, another OTT platform, featured Hewlett-Packard as part of their new online series, Bartlett.</p><p><img src="https://go.inmobi.net/hubfs/eros%20blog/3.png"><br>Image(s) Source: Branded Entertainment Network (BEN)</p><p>	“<em>As the next step in this evolution, we see mobile and connected TV being the only medium that will provide path-breaking opportunities for reaching out to users in an extremely impactful manner. The medium in itself provides very high engagement opportunity for brands and category-wise interest graphs for individual users means innovation in user engagement beyond just placing ads within content. Beyond all of this, measuring the impact of brand integrations as well, amongst other things becomes more meaningful and easier (unlike a TV world which is still anchored on a TRP led model from a representative sample). </em>”</p><p>	In a first-of-its-kind partnership, <u><a href="https://www.inmobi.com/company/press/eros-now-announces-partnership-with-inmobi/" target="_blank">we are partnering with ErosNow</a></u> to drive this as they launch Eros Now Originals, a set of originally produced content, starting September to provide high quality entertainment to users, adding to their already existing rich Bollywood catalogue. “<em>We can only wait and watch how Indian brands innovate on the back of these opportunities in the mobile OTT world,</em> ” concluded Navin.</p>]]></description>
      <dc:subject><![CDATA[Announcements, English (EN): inmobi.com,]]></dc:subject>
      
      <dc:creator><![CDATA[ Rajesh Pantina,  Head of Marketing, Asia Pacific  ]]></dc:creator>
      
      <dc:date>2018-08-13T05:33:00+00:00</dc:date>
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    <item>
      <title><![CDATA[Hello Brands! Are You Feeling The Pulse Of Your Customers?]]></title>
      <link>https://www.inmobi.com/blog/2018/08/09/hello-brands-are-you-feeling-the-pulse-of-your-customers/</link>
      <guid>https://www.inmobi.com/blog/2018/08/09/hello-brands-are-you-feeling-the-pulse-of-your-customers/</guid>
      <description><![CDATA[<p>There are 3.7 billion smartphone users in the world. And, more than half of them use mobile for upwards of 3 hours every single day. With such a colossal scale of reach and depth of user engagement on mobile, it is safe to say that the bulk of any brand’s customers are on mobile, all the time. Mobile has become an average consumer’s native screen and is central to many facets of her life: content, social media, shopping, gaming, entertainment, and much more. It is surprising, nay counter-intuitive, that only 5% of the market research spends globally are done on mobile.</p><p><img width="281" height="303" src="https://go.inmobi.net/hubfs/Pulse.png" style="width: 445px;"></p><p><strong>The Power of Research on Mobile </strong></p><p>Traditionally, consumer market research entailed a slow and arduous process of searching for people who qualify to reside in panels, maintaining the panels over a long period of time and rewarding the respondents for participating in market research.</p><p>In a day and age when the mobile consumer’s preferences change fast and where brands need to remain agile and nimble, marketers across the world face multiple challenges when conducting market research:</p><ol>
 
<li>It is slow and cumbersome to reach out to target panels on a phone call or even knocking at their doors, which requires significant effort and time.</li> 
<li>It is difficult to find and reach niche segments. Imagine an outreach to a panel of 2000 sports enthusiasts between the age range of 40-55 years in urban America.</li> 
<li>It has generally been an expensive affair due to the costs associated with maintaining the panels, costs for retaining the members in the panels, and rewarding the respondents for their participation in the research.</li></ol><p>Enter mobile market research: which solves for most of the shortcomings of traditional research and allows for market research to become more lean and agile.</p><p><strong>Meet Your Customers Where They Are</strong></p><p>Market research at its core is reaching the target audience and understanding their opinion. It is only natural that marketers need to do research where their consumers are - mobile. With the ubiquitous presence of mobile, the consistent user engagement and the availability of myriad user attributes, mobile empowers marketers to bring speed, accuracy and scale to market research.</p><ol>
 
<li><u>Precise understanding of the customer:</u> Through the breadth of data points available on mobile, marketers can easily and precisely identify their target customer. Information about mobile users such as basic demographic understanding, behavioural profiles such as them frequenting universities, stadiums or malls, their app ownership and usage profiles can be indicative of their interests. With this clear understanding, mobile market research not only allows for precise panel creations through customer profiles but also allows for the marketer to understand a lot more about the customer.</li> 
<li><u>Scale of reach:</u> Billions of consumers today are using a smartphone. With such massive scale, marketers can be precise about their identified personas without losing scale. This allows for the panel to not get exhausted easily, enabling true random sampling and minimal spillover between studies conducted on the exact same persona type or panel.</li> 
<li><u>Speed of research:</u> Mobile is the new native screen with most consumers spending an average of 3 hours on their devices daily. This provides an ‘always-on’ engagement opportunity to marketers for gathering responses at an unprecedented speed. Gone are the days when marketers had to wait weeks and months to get the research responses. Through mobile market research responses can be collected in a matter of hours, enabling marketers to stay nimble when making data-backed, everyday decisions.</li> 
<li><u>It is Always On:</u> Through the combination of scale, speed and continuous engagement, mobile market research opens up a completely new paradigm of always-on research to marketers. It enables marketers to track their brand KPIs on a trendline, removing the recency biases resulting from a point-in-time research. The always on research gives the power of gauging true brand metrics as a result of every interaction that a consumer has with a brand, be it advertising, in-store experience or the product experience.</li></ol><p>For the past decade InMobi has been leveraging the power of mobile to help brands innovatively engage with their consumers through its mobile advertising platform. We’ve taken a step further in helping brands understand their consumer through a completely disruptive solution: <u><a href="https://www.inmobi.com/pulse?utm_source=website&utm_medium=blog&utm_campaign=Pulse%20Blog%201" target="_blank">InMobi Pulse</a></u> - world’s largest mobile market research platform.</p><p>InMobi Pulse is designed to help marketers take insight driven and data-backed decisions, every day. Interested in learning how you can do mobile market research? Visit us at <u><a href="https://www.inmobi.com/pulse?utm_source=website&utm_medium=blog&utm_campaign=Pulse%20Blog%201" target="_blank">InMobi Pulse</a></u> to get a demo.</p>]]></description>
      <dc:subject><![CDATA[Understanding Consumers, English (EN): inmobi.com,]]></dc:subject>
      
      <dc:creator><![CDATA[ Jelam Bhatt,  Associate Product Marketing Manager  ]]></dc:creator>
      
      <dc:date>2018-08-08T18:54:00+00:00</dc:date>
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    <item>
      <title><![CDATA[What Do Publishers Think About Mediation?]]></title>
      <link>https://www.inmobi.com/blog/2018/08/02/what-do-publishers-think-about-mediation/</link>
      <guid>https://www.inmobi.com/blog/2018/08/02/what-do-publishers-think-about-mediation/</guid>
      <description><![CDATA[<p>In-app <a href="https://www.inmobi.com/insights/download/whitepapers/everything-you-need-to-know-about-header-bidding-separating-fact-from-ficti/" target="_blank">header bidding and unified auctions are fairly new concepts</a> for app publishers to utilize when monetizing their ad inventory. For those used to the status quo, trying out something new and “radical” can seem quite daunting.</p><p>But, fear not! Many app publishers have already leveraged our mediation solution to great results. Just check out some of the reviews we’ve gotten on G2 Crowd:</p><p><img src="https://www.resources.inmobi.net/hubfs/David.png"></p><p><img src="https://www.resources.inmobi.net/hubfs/Nolan-1.png"></p><p><img src="https://www.resources.inmobi.net/hubfs/Crowd1.png"></p><p><img src="https://www.resources.inmobi.net/hubfs/Crowd2.png"></p><p><img src="https://www.resources.inmobi.net/hubfs/Ben.png"></p><p>And if you ever run into issues with our mediation platform, our team is always on hand ready to help.</p><p><img src="https://www.resources.inmobi.net/hubfs/Betsy.png"></p><p><img src="https://www.resources.inmobi.net/hubfs/Samuel.png"></p><p><img src="https://www.resources.inmobi.net/hubfs/Crowd3.png"></p><p><img src="https://www.resources.inmobi.net/hubfs/Crowd4.png"></p><p>Note: None of these <a href="https://www.g2crowd.com/" target="_blank">G2 Crowd</a> reviews were paid for or solicited. These all reflect the genuine, honest opinions of our many happy mediation publisher partners.</p><p>Interested in learning more about our mediation platform and trying it out for yourself? <a href="https://www.inmobi.com/company/contact/" target="_blank">Drop us a line today</a> to schedule a custom consultation!</p>]]></description>
      <dc:subject><![CDATA[In-App Monetization, English (EN): inmobi.com,]]></dc:subject>
      
      <dc:creator><![CDATA[ Matt Kaplan,  Content Strategist  ]]></dc:creator>
      
      <dc:date>2018-08-02T15:00:00+00:00</dc:date>
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    <item>
      <title><![CDATA[The Future of Advertising and Machine Learning – Audience Targeting, Reach, and More]]></title>
      <link>https://www.inmobi.com/blog/2018/08/01/the-future-of-advertising-and-machine-learning-audience-targeting-reach-and/</link>
      <guid>https://www.inmobi.com/blog/2018/08/01/the-future-of-advertising-and-machine-learning-audience-targeting-reach-and/</guid>
      <description><![CDATA[<p>	In a recent interview with TechEmergence Avi Patchava, Vice-President of Data Sciences and Machine Learning at InMobi, explains how machine learning plays a role in appropriately matching advertising requests to the right audience at scale, whether on mobile, desktop or different devices and media. Patchava paints a robust picture of what this technology will look like moving forward and how it will change the game for marketers and advertisers, especially with the emphasis on data and machine learning. You can listen to the interview below:</p><p><iframe width="100%" height="166" scrolling="no" frameborder="no" src="https://w.soundcloud.com/player/?url=https%3A//api.soundcloud.com/tracks/478435497&color=ff5500"></iframe></p><p>	<strong>(3:00) </strong><strong>Can you give an idea in nontechnical terms of how machine learning plays a role in the bulk of operations of your business?</strong></p><p>	<strong>Avi Patchava: </strong>A big part of an advertising network is understanding where the opportunities lay for advertisers. To help advertisers and publishers alike achieve their objectives in a high-frequency marketplace, advertising technology (adtech) companies such as InMobi have to match the right advertiser with the right sites for both to achieve their KPIs (key performance indicators).<br>	To do that, the company determines the value of a single ad request and decides which specific profile or audience will complete the CTA. Because ad requests often total more than 10 billion daily, quick decision making is imperative, a skill brought by a machine learning system. The ad is then run through a bidding mechanism, helping the advertiser to ultimately achieve their KPI.<br>	This process happens potentially millions of times in every given advertiser campaign for every single request. The model acts on the advertiser’s behalf, valuing the potential of that request. A bid is run across that is either won or lost depending on the market mechanisms.<br>	Adtech companies are committed to finding the best equation and bringing them together in an effective way to ensure that both advertiser and publisher are successful. On a scale of more than 10 billion ad requests, only automated algorithms with matching intelligence in your data can do that. Increasingly, the company brings in experts to share insights, ways of building algorithms, and how they are testing and learning.</p><p>	<strong>(6:42) To paint a clearer picture of how the process goes, let’s take an example of an ad with a call to action (CTA) that targets a particular audience in a specific location. Your application can potentially predict how this ad will respond to a specific person, giving us a decent starting point for exposures. Then, the application would need to test the audience. Is that how the process goes?</strong></p><p>	<strong>AP: </strong><a href="https://www.techemergence.com/artificial-intelligence-in-marketing-and-advertising-5-examples-of-real-traction/">Matching the advertisement with the right audience</a> entails two mechanisms, both of which involve machine learning. Firstly, the ad network must determine what it already knows about this profile and the likelihood that the audience will complete the CTA based on the historical data gathered from the billions of requests every day. Machine learning helps put a price on that specific ad.<br>	For new categories or new types of applications that do not have the data, adtech companies use a machine learning system that allows them to learn, take feedback, and further invest or divest, all happening at a high level of data and speed for decisions to happen.</p><p>	<strong>(8:48) Can you explain what targeting is?</strong></p><p>	<strong>AP: </strong>To target correctly, the company must be able to determine the audience and location of that audience. An audience can be defined by any variable. For instance, the advertiser wants to take its product to 25-year-old women living in suburban cities across the west.<br>	You need to know how many people there are with those similar attributes. On the ad network, how many people like that do you have access to with that profile? Targeting helps you achieve that, building its different audience segments. Understand the scale of them, and you can maximize the potential of each person that meets this profile. This will give them the best chance of achieving their objective at scale.</p><p>	<strong>(10:05) Do you sometimes need to find proxies or look-alikes when you target an audience? Is that part of building an audience quickly?</strong></p><p>	<strong>AP: </strong>Look-alike models are a big part of InMobi’s work because not all audiences are fully defined or variables may be incomplete. In those cases, the company needs to make inferences based on other types of data. You have two of three variables to define your audience. You will have to confidently infer the last variable based on other types of data. That variable could be a device or app that the audience may be using, or the location. When you know clearly what you are looking for and have good data to identify that audience, the look-alike helps you achieve scale.</p><p>	<strong>(12:30) With regards to changes in the individual business functions of marketing and advertising. how are those coming together? What are those functions and what is bringing them together? And how does that bode for the future of your industry?</strong></p><p>	<strong>AP: </strong>Moving forward, marketing and advertising functions will be disrupted in a way that unifies them with the help of data.<br>	In a world where that value chain—from marketing to the last mile of your advertising dollar—is integrated and the data and feedback is flowing well with the help of speed and scale of automation, you have a world where these two functions become one.</p><p>	<strong>(15:10) So this is how the ad network world is affecting marketing. Instead of being the execution, it becomes part of the strategic function.</strong></p><p>	<strong>AP: </strong>Let’s take the example of a chief marketing officer (CMO) with ideas on how to drive user acquisition or reduce the user attrition. The CMO can quickly learn from the data related to that last mile of advertising spend and decide to adjust the strategy and spend. This helps the company achieve acquisitions at the lowest possible cost.<br>	With data available at speed and scale, we are driving insights, testing, coming up with hypotheses and competitor analysis and insight. Ultimately, we can maximize intelligence and learning to help CMOs make decisions.</p><p>	About InMobi:<br>	InMobi is a global provider of enterprise platforms for marketers. As a leading technology company, InMobi has been recognized as a 2018 CNBC Disruptor 50 company and as one of Fast Company’s 2018 Most Innovative Companies. For more information, visit<a href="https://www.inmobi.com/"> inmobi.com</a></p><p>	<em>This article was originally published by </em><a href="https://www.techemergence.com/artificial-intelligence-in-india/">TechEmergence</a></p>]]></description>
      <dc:subject><![CDATA[Events, English (EN): inmobi.com,]]></dc:subject>
      
      <dc:creator><![CDATA[ Team InMobi  ]]></dc:creator>
      
      <dc:date>2018-08-01T01:21:00+00:00</dc:date>
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      <title><![CDATA[Top 4 Lessons from TUNE Postback 2018]]></title>
      <link>https://www.inmobi.com/blog/2018/07/24/top-4-lessons-from-tune-postback-2018/</link>
      <guid>https://www.inmobi.com/blog/2018/07/24/top-4-lessons-from-tune-postback-2018/</guid>
      <description><![CDATA[<p>We recently got back from <a href="http://postback.tune.com/" target="_blank">Postback</a>, the annual mobile marketing and advertising conference mobile measurement leader TUNE throws in Seattle. This was not the first time we attended, but yet again it was an amazing conference filled with impactful conversation and deep insights from industry leaders.</p><p>While there was a lot going on, here are our top four lessons from Postback 2018:</p><p><strong>1) Brands will Increasingly Reach Target Audiences through OTT devices/Smart TVs in the Future</strong></p><p>According to eMarketer, over 10 percent of all people in the world will use an over-the-top video service (think Netflix, Hulu, etc.) in 2018, and the global OTT market is set to <a href="https://www.emarketer.com/content/emarketer-releases-new-worldwide-ott-figures" target="_blank">rise 24 percent this year</a>. And, more than 168 million Americans <a href="https://www.emarketer.com/Article/168-Million-Will-Watch-Connected-TV-US-This-Year/1016233" target="_blank">already have a web-connected TV</a>, although this number is sure to rise even higher in the coming months and years too.</p><p>As consumers begin to spend more time viewing video and content through these channels, it behooves brands, advertisers and publishers to think more deeply about how these channels work and how they can go about leveraging them optimally. The changing state of video viewership thanks to OTT video and connected television sets was a major talking point throughout the conference.</p><p><strong>2) User Expectations are Changing Rapidly</strong></p><p>As the mobile space has grown and matured, old ad tactics and legacy approaches to app UX no longer cut it. The rising consumer demands now placed on advertisers and publishers was a major talking point during the Monetizing the Fridge panel on the first day of Postback that featured Andrew Gerhart, InMobi’s VP of Publisher Platforms, as one of the participating industry leaders.</p><p>“Users expectations are higher than ever. They want to understand how their data is being used, they want content for free, they want to see true value in exchange for advertising, and they want advertising that is relevant,” Gerhart noted during the panel. “Brands, marketers and the advertising industry need to work together to improve advertising for this digital generation, and show users non-intrusive ads they want to see.”</p><p><img src="https://www.resources.inmobi.net/hubfs/11130dbc-ab25-4d4f-a3cf-1a7c5628f0e2.jpg"></p><p><strong>3) The Industry is Still Figuring Out GDPR</strong></p><p>It’s been over two months since the European Union’s General Data Protection Regulation (GDPR) went into effect, but it’s still very much top of mind for those in the mobile advertising and oversight space. According to Andrew, it was a frequent topic of discussion throughout both days of Postback this year.</p><p><strong>4) TUNE Knows How to Throw a Great Event</strong></p><p>This one comes as no surprise, but yet again TUNE put on a fantastic conference this year. It’s much smaller and more intimate than some other events, and its single stage ensures that no great insights go missed. Plus, TUNE CEO Peter Hamilton’s turn rocking out and then delivering another rousing keynote address really set the right mood for the conference.</p><p>A big thanks to everyone who met with one of us at Postback, and to everyone who stopped by Andrew’s panel. We hope to see you all next year at Postback 2019!</p>]]></description>
      <dc:subject><![CDATA[Events, English (EN): inmobi.com,]]></dc:subject>
      
      <dc:creator><![CDATA[ Matt Kaplan,  Content Strategist  ]]></dc:creator>
      
      <dc:date>2018-07-24T17:19:00+00:00</dc:date>
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      <title><![CDATA[Artificial Intelligence in India – Opportunities, Risks, and Future Potential]]></title>
      <link>https://www.inmobi.com/blog/2018/07/13/artificial-intelligence-in-india-opportunities-risks-and-future-potential/</link>
      <guid>https://www.inmobi.com/blog/2018/07/13/artificial-intelligence-in-india-opportunities-risks-and-future-potential/</guid>
      <description><![CDATA[<p><a href="https://www.inmobi.com/blog/2018/06/14/why-ai-will-forever-change-the-way-you-think-about-ad-fraud" target="blank"><img src="https://cdn2.hubspot.net/hubfs/2714195/keep-reading.png" /></a></p>

<p>In a recent interview with TechEmergence, InMobi&rsquo;s Avi Patchava, VP Data Sciences ML &amp; AI, spoke about what he believes are India&rsquo;s four biggest strengths to face the upcoming AI disruption. Read his views below:</p>

<p>&middot;&ldquo;India has an abundance of engineering talent which has been trained over the last 2 decades which needs to be funneled into a new direction due to the automation of IT services. This core base of engineering is required to do things with AI at scale&rdquo;</p>

<p>&middot;&ldquo;India has a culture that produces a large number of mathematicians, coders, and statisticians (independent of the engineers) Bangalore and to some extent Hyderabad already have decent ecosystem set up. London essentially tried to build its tech ecosystem in the past 5 years Bangalore has been at it for the last 25 years.&rdquo;</p>

<p>&middot;&ldquo;Data &ndash; We&rsquo;ve got a country that is rapidly moving towards digitization &ndash; For example, the Aadhar or UIDAI Project in India is the largest ever unique identifier project in the world. India is actively pushing more and more into creating public datasets and the fact that it is a democracy helps with this fact over China where public data may be restricted to the government&rdquo;</p>

<p>&middot;You&rsquo;ve got over 3 million people who are either directly engaged in the IT services world in India and its around 14% of the Indian GDP. It was skilled work, but it was routine, which makes it a key opportunity for machine learning and automation. The IT services players like Infosys, Wipro etc have noticed this and started internal reorganizations to adopt <a href="https://aitechtrend.com/">AI</a>&rdquo;</p>

<p>About InMobi:</p>

<p>InMobi is a global provider of enterprise platforms for marketers. As a leading technology company, InMobi has been recognized as a 2018 CNBC Disruptor 50 company and as one of Fast Company&rsquo;s 2018 Most Innovative Companies. For more information, visit<a href="https://www.inmobi.com/" target="_blank"> inmobi.com</a></p>

<p><em>This article was originally published by </em><a href="https://www.techemergence.com/artificial-intelligence-in-india/" target="_blank">TechEmergence</a></p>]]></description>
      <dc:subject><![CDATA[Media Consumption &amp; Trends, English (EN): inmobi.com,]]></dc:subject>
      
      <dc:creator><![CDATA[ Team InMobi  ]]></dc:creator>
      
      <dc:date>2018-07-13T10:14:00+00:00</dc:date>
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      <title><![CDATA[What is the Future of Mobile Video Advertising? 5 Bold Predictions]]></title>
      <link>https://www.inmobi.com/blog/2018/07/10/what-is-the-future-of-mobile-video-advertising-5-bold-predictions/</link>
      <guid>https://www.inmobi.com/blog/2018/07/10/what-is-the-future-of-mobile-video-advertising-5-bold-predictions/</guid>
      <description><![CDATA[<p>
	In our 
	<a href="https://www.inmobi.com/insights/download/whitepapers/the-present-and-future-of-mobile-video-advertising/" target="_blank">State of Mobile Video Advertising 2018 Report</a>, we highlighted how advertisers and publishers alike all around the world have increasingly embraced in-app video advertising over the past two plus years. But what will the space look like for the rest of 2018 and going forward? How will everything look in 2019, 2020 and beyond?</p><p style="text-align: center;">
	<a href="https://www.inmobi.com/insights/download/whitepapers/the-present-and-future-of-mobile-video-advertising/" target="_blank" class="btn btn-s" style="font-size:24px; border-radius: 25px; font-weight: normal;">GET FULL REPORT</a></p><p>
	We’ve gazed into the crystal ball to see what the future holds. Based on trends from the recent past, here’s what we see happening in the coming months and years:</p><h2 class="tile-heading">1) Short, In-Your-Face Video Ads Will be the Norm</h2><p>
	While the amount of time people are spending on their phones is rising, users don’t want their time interrupted by too much advertising. Increasingly, shorter video ads are the best option for advertisers. On Facebook, video ads between 16 and 20 seconds long have the 
	<a href="https://marketingland.com/video-ads-direct-response-whats-best-length-209996" target="_blank">best conversion rates</a>, while one YouTube ad experiment found that a 15-second version of an ad was <a href="https://www.thinkwithgoogle.com/consumer-insights/unskippable-video-advertising-ad-recall-brand-favorability/" target="_blank">more likely to be recalled later on</a> than a 30-second or 120-second version of that same ad.</p><p>
	With limited time, advertisers are utilizing more visually distinctive advertising to effectively reach people. During the first half of 2017, our data showed that 76 percent of all video ad spend went to full-screen spots. Over half - 58 percent - of all video ad inventory during that time period was fullscreen. Short video ads displayed in an immersive manner will become increasingly more common coming up.</p><p>
	<img src="https://www.resources.inmobi.net/hubfs/fullscreen-dominant.png"></p><h2 class="tile-heading">2) Current Breakdown in Who’s Buying Video Ads Will Remain Intact</h2><p>
	When in-app video advertising initially became available, digital-native brands with firm metrics underpinning their ad campaigns (think downloads, sign-ups, etc.) were first to embrace these kinds of ads. But, as in-app video advertising has gone from a relative unknown to a trusted, known entity, advertisers looking primarily for brand awareness and impressions have become the most common buyers of video ads.</p><p>
	Between 2016 and the first three months of 2018, these brand awareness campaigns have gone from accounting for 43 percent of all global video ad spend to 70 percent. In the foreseeable future, the ratio seen in the first quarter of 2018 will very likely remain intact (70 percent brand advertisers, 30 percent hard KPI campaigns).</p><p>
	<img src="https://www.resources.inmobi.net/hubfs/brands-leveraging.png"></p><h2 class="tile-heading">3) Expect A Lot More In-App Video Ad Inventory in the Future</h2><p>
	Both video ad spend and video ad inventory have grown considerably since 2016, although ad spend has thus far outpaced inventory worldwide. For example, between 2016 and 2017, while global ad spend grew 109 percent, global in-app video ad inventory only increased 31 percent.</p><p>
	But, these ratios are unlikely to last for long. In the next few months and years, expect a lot more in-app video ad inventory to come online. Indeed, this is already happening in the U.S. Between the first quarter of 2018 versus the same period in 2017, in-app video ad spend rose 75 percent while inventory rose 414 percent. Soon enough, the world will catch up to the U.S. in this regard.</p><p>
	<img src="https://www.resources.inmobi.net/hubfs/reportGraph2.png"></p><h2 class="tile-heading">4) We’re Nowhere Close to Peak Programmatic</h2><p>
	More and more, expect advertisers and demand-side platforms to utilize automated methods for buying in-app video ad placements. Programmatic buying has already been rising rapidly, but this may be only the tip of the proverbial iceberg.</p><p>
	Between 2016 and 2017, programmatic mobile video ad spend grew 128 percent in the U.S. and 136 percent globally. But, comparing Q1 2018 to Q1 2017, programmatic buying rose 220 percent in the U.S. and 238 percent worldwide.</p><p>
	<img src="https://cdn2.hubspot.net/hubfs/2714195/programmatic-regional-growth.png"></p><h2 class="tile-heading">5) The World Will Catch Up to the U.S.</h2><p>
	Nowhere else in the world has embraced in-app video advertising the way that American advertisers have. During the first three months of this year, 53 percent of all spend devoted to in-app video ads came from the U.S.</p><p>
	But, don’t expect the U.S. to reign supreme to quite this extent for too long. In-app video ad spend is growing rapidly in just about every corner of the world. In particular, video ad spending in China rose a whopping 470 percent between Q1 2017 and Q1 2018.</p><p>
	<img src="https://www.resources.inmobi.net/hubfs/in-app-regional-growth.png"></p><p>
	Of course, 
	<a href="https://www.cnbc.com/2011/05/19/14-spectacularly-wrong-predictions.html" target="_blank">like many other past predictions</a>, these may end up falling spectacularly flat. New technologies may emerge that will dramatically upend the status quo. But, based on the numbers from our recent report, we think the odds are good that all of the above predictions will come true in the near future.</p><p>
	For more insights on in-app video advertising today and how it’s progressed, be sure to download the complete guide today.</p><p style="text-align: center;">
	<a href="https://www.inmobi.com/insights/download/whitepapers/the-present-and-future-of-mobile-video-advertising/" target="_blank" class="btn btn-s" style="font-size:24px; border-radius: 25px; font-weight: normal;">GET FULL REPORT</a></p>]]></description>
      <dc:subject><![CDATA[Consumer Research, English (EN): inmobi.com,]]></dc:subject>
      
      <dc:creator><![CDATA[ Matt Kaplan,  Content Strategist  ]]></dc:creator>
      
      <dc:date>2018-07-10T19:12:00+00:00</dc:date>
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      <title><![CDATA[App Monetization Done Right: Are Video Ads The Answer?]]></title>
      <link>https://www.inmobi.com/blog/2018/07/04/app-monetization-done-right-are-video-ads-the-answer/</link>
      <guid>https://www.inmobi.com/blog/2018/07/04/app-monetization-done-right-are-video-ads-the-answer/</guid>
      <description><![CDATA[<p>
	Advertisers of all stripes love in-app video ads. 
	<strong>InMobi’s </strong><a href="https://www.inmobi.com/insights/download/whitepapers/the-present-and-future-of-mobile-video-advertising/" target="_blank">State of Mobile Video Advertising 2018 Report</a> found that advertisers globally doubled the amount they spent on in-app video ads between 2016 and 2017. In the U.S., more than a third of all money spent on in-app advertising during the first three months of 2018 went to video. All kinds of brands are now buying in-app video ads, even ones where impressions and engagement are the major goals.</p><p style="text-align: center;">
	<a href="https://www.inmobi.com/insights/download/whitepapers/the-present-and-future-of-mobile-video-advertising/" target="_blank" class="btn btn-s" style="font-size:24px; border-radius: 25px; font-weight: normal;">GET REPORT</a></p><p>
	But what do app publishers think about video advertising? While its benefits are easy to see for advertisers, it’s less clear cut for publishers. After all, video ads (when done poorly) can be slow to load and annoying for users who just want to read an article or play a game. Integrating video ad files into the mix is no easy feat either, as these formats present their own technical and logistical challenges.</p><p>
	Nevertheless, it should come as no surprise that our research has found app publishers embracing in-app video advertising as readily as advertisers themselves. Between 2016 and 2017, 
	<strong>in-app video ad inventory rose 31 percent globally and 163 percent in the U.S. During the first quarter of 2018, over half of all ad inventory globally was video.</strong></p><p>
	Demand is meeting supply. In-app video advertising is a classic chicken-and-egg scenario. Who adopted video ads first: publishers or advertisers? Either way, as long as app users respond well to video ads, advertisers will want to run them. And as long as brands want to run in-app video ads, it behooves publishers to meet demand.</p><p style="text-align: center;">
	<a href="https://www.inmobi.com/insights/download/whitepapers/the-present-and-future-of-mobile-video-advertising/" target="_blank" class="btn btn-s" style="font-size:24px; border-radius: 25px; font-weight: normal;">GET REPORT</a></p><h2 class="tile-heading">Here are other key reasons why publishers are embracing in-app video ads:</h2><ul style="list-style:disc;">
	
<li><strong>It’s valuable for publishers to enable video ads.</strong> Advertisers have proven willing to pay more for extremely valuable audiences or placements. For example, one recent study found that brands will <a href="http://www.mobyaffiliates.com/blog/mobile-app-advertisers-pay-premiums-as-high-as-100-above-average-for-first-impressions/" target="_blank">pay twice as much for first impressions</a>. And video ads are highly valuable impressions. The InMobi report found that click-through rates for video ads are 34 percent higher than native ads and 56 percent higher than banners. Plus, between 2016 and 2017, video ad click-through rates improved 300 percent. To paraphrase former Illinois Governor Rod Blagojevich, in-app video ad spots are a “valuable thing; <a href="https://en.wikiquote.org/wiki/Rod_Blagojevich" target="_blank">you just don't give it away for nothing</a>.” Valuable inventory can command higher prices, making video advertising ideal for monetization.<br>
	</li>	
<li><strong>Technology today makes it easier to display video ads.</strong> Three main trends are at play here:
	
<ol>
		
<li><a href="https://deviceatlas.com/blog/most-popular-smartphone-screen-sizes-2017" target="_blank">Screen sizes</a> and resolutions continue to increase, which means in-app video ads appear crisp and stand out.</li>		
<li>Not only are mobile wireless internet connections becoming far more commonplace, they’re also <a href="https://www.pcmag.com/Fastest-Mobile-Networks" target="_blank">faster than ever</a>. This helps video ads to load in a timely fashion, with all formats supported by adequate bandwidth in most instances.</li>		
<li>The industry’s embrace of VAST over VPAID or MRAID ensures lightweight video ads pre-load on the mobile device, and are not subject to buffering or seconds-long load times.<br>
		</li>	</ol></li>	
<li><strong>It’s a valuable way to provide a brand-safe ad experience that works for users</strong>. As <a href="https://digiday.com/marketing/state-brand-safety-5-charts/" target="_blank">brand safety concerns continue to mount</a>, publishers - especially those providing news or talking about potentially divisive topics - need to take steps to ensure advertisers don’t flee due to such worries. Video ads, especially immersive formats like fullscreen spots or rewarded video, help to allay such fears because these kinds of in-app ads, by their nature, never appear next to any content. There’s a reason 58 percent of all video ad inventory during the first six months of 2017 was fullscreen.</li></ul><p>
	This is just a small snippet of what’s covered in our 
	<a href="https://www.inmobi.com/insights/download/whitepapers/the-present-and-future-of-mobile-video-advertising/" target="_blank">2018 State of Mobile Video Report</a>. For more insights on in-app video advertising today and how it’s progressed, be sure to download the complete guide today.</p><p align="center">
	<a href="https://www.inmobi.com/insights/download/whitepapers/the-present-and-future-of-mobile-video-advertising/" target="_blank"><img src="https://www.resources.inmobi.net/hubfs/800x400.png"></a></p>]]></description>
      <dc:subject><![CDATA[Media Consumption &amp; Trends, English (EN): inmobi.com,]]></dc:subject>
      
      <dc:creator><![CDATA[ Matt Kaplan,  Content Strategist  ]]></dc:creator>
      
      <dc:date>2018-07-03T18:15:00+00:00</dc:date>
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      <title><![CDATA[Diageo-InMobi win top honors at the Indian Digital Marketing Awards 2018]]></title>
      <link>https://www.inmobi.com/blog/2018/06/29/diageo-inmobi-win-top-honors-at-the-indian-digital-marketing-awards-2018/</link>
      <guid>https://www.inmobi.com/blog/2018/06/29/diageo-inmobi-win-top-honors-at-the-indian-digital-marketing-awards-2018/</guid>
      <description><![CDATA[<p>	We are delighted to announce that Diageo India in partnership with InMobi has won the <strong><em>Best Use Of Mobile</em></strong> award at the <strong>Indian Digital Marketing Awards</strong>(IDMA) <strong>2018</strong> hosted by Exchange4Media in</p><p>	Mumbai on June 27, 2018. Exchange4media formulated the Indian Digital Marketing Awards in 2010 with the objective to recognize, celebrate and encourage the work being done in the digital marketing space - specifically, internet, mobile, gaming, social media and the blogosphere. InMobi won the silver, which is the highest honor in the mobile category.</p><p>	The award recognized InMobi’s work for McDowell's No. 1 in India as they battle the toxic culture of drunk driving in the nation. With the Supreme Court of India banning the sale of liquor within 500 metres of states and national highways citing drunk driving as the chief culprit, McDowell’s No. 1 knew it was high time they educated its consumers about enjoying responsibly.</p><p>	The campaign featured among 900 applications and 192 final entries across 33 categories at the 9th edition of the awards. InMobi emerged as the winner in the category - <strong><em>Best Use of Mobile</em></strong> - having being evaluated on various parameters such as innovation, scalability, impact – social and on the sector, sustainability and disruptive/game changing nature of the campaign. The jury was chaired by Sanjiv Mehta, Chairman and MD, Hindustan Unilever Limited & Executive Vice President, Unilever South Asia, and included other industry leaders and domain experts. Excited much! Check out the award winning video case study below.</p><iframe src="https://player.vimeo.com/video/270335049?title=0&byline=0&portrait=0" width="640" height="360" frameborder="0" webkitallowfullscreen="" mozallowfullscreen="" allowfullscreen=""></iframe><p><a href="https://vimeo.com/270335049">McDowell's #Jointhepact</a> from <a href="https://vimeo.com/inmobi">InMobi</a> on <a href="https://vimeo.com">Vimeo</a>.</p><p>If you want to drive innovation on mobile for your brand, reach out to: rajesh.pantina@inmobi.com</p><p><u>About InMobi:</u></p><p>InMobi is a global provider of enterprise platforms for marketers. As a leading technology company, InMobi has been recognized as a 2018 CNBC Disruptor 50 company and as one of Fast Company’s 2018 Most Innovative Companies. For more information, visit <a href="https://www.inmobi.com/" target="_blank"> inmobi.com</a></p>]]></description>
      <dc:subject><![CDATA[Announcements, English (EN): inmobi.com,]]></dc:subject>
      
      <dc:creator><![CDATA[ Team InMobi  ]]></dc:creator>
      
      <dc:date>2018-06-29T00:51:00+00:00</dc:date>
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      <title><![CDATA[All Hail the King: Mobile Video Reigns Supreme]]></title>
      <link>https://www.inmobi.com/blog/2018/06/25/all-hail-the-king-mobile-video-reigns-supreme/</link>
      <guid>https://www.inmobi.com/blog/2018/06/25/all-hail-the-king-mobile-video-reigns-supreme/</guid>
      <description><![CDATA[<p>
	It’s no secret that advertisers are increasingly turning to video advertising to reach mobile-centric audiences. Numbers released in April 2018 from the Interactive Advertising Bureau show that around 
	<a href="https://www.iab.com/insights/2018-video-ad-spend-study/" target="_blank">60 percent of all digital ad spend is now going towards video</a>, and that two in three advertisers are moving money away from television spots to fund more mobile video advertising. No wonder eMarketer has predicted digital video ad spend to grow by <a href="https://www.emarketer.com/Report/Digital-Video-Advertising-Best-Practices-2018-Connecting-Dots-Across-Screens-Formats/2002209" target="_blank">more than 10 percent year-over-year every year between 2018 and 2021</a>.</p><p>
	The numbers from our 
	<a href="https://www.inmobi.com/insights/download/whitepapers/the-present-and-future-of-mobile-video-advertising/" target="_blank"><strong>2018 State of Mobile Video Report</strong></a> back this up. Between 2016 and 2017, spending on in-app video advertising doubled both globally and in the U.S. within our network. In the U.S. in particular, over a third of all mobile ad spend was devoted to video spots during the first three months of 2018, and that will likely only grow over time.</p><p style="text-align: center;">
	<a href="https://www.inmobi.com/insights/download/whitepapers/the-present-and-future-of-mobile-video-advertising/" target="_blank" class="btn btn-s" style="font-size:24px; border-radius: 25px; font-weight: normal;">GET REPORT</a></p><p>
	So why are advertisers embracing in-app video advertising so readily? According to 
	<a href="https://www.inmobi.com/insights/download/whitepapers/the-present-and-future-of-mobile-video-advertising/" target="_blank">our data</a>, there are three main reasons for the shift.</p><h2 class="tile-heading">1) Because It’s Effective</h2><p>
	In short, video ads work. Our data shows video ads having click-through rates that are 56 percent better than what banner ads get (no surprise there) and even 34 percent better than native ads.</p><p>
	As marketers become savvier about video advertising, and as video display and delivery technology improves, advertisers are seeing improvement with engagement. Just between 2016 and 2017, video ad click-through rates increased 300 percent.</p><p>
	<img src="https://www.resources.inmobi.net/hubfs/pasted%20image%2001.png"></p><h2 class="tile-heading">2) Because Publishers are Making More Video Inventory Available</h2><p>
	The laws of supply and demand are coming into play in mobile advertising. With brands now developing more video ad spots, publishers and app developers are opening up additional video ad inventory. This cycle continues on, according to our data.</p><p>
	Between 2016 and 2017, video ad inventory grew a whopping 163 percent in the U.S. The growth was even more pronounced between the first quarter of 2017 and the same period in 2018. In comparing that time span, 
	<strong>video ad inventory in the U.S. increased 414 percent.</strong></p><p>
	<img src="https://www.resources.inmobi.net/hubfs/pasted%20image%2002.png"></p><h2 class="tile-heading">3) Because Phones can now Replicate TV-Like Environments</h2><p>
	Screen size and screen quality have been rising steadily over the past few years. This means advertisers know their video ads will be just as immersive and visually memorable on mobile as they would be on a television set. In 2015, the vast majority of smartphones shipped worldwide had 
	<a href="https://www.statista.com/statistics/684294/global-smartphone-shipments-by-screen-size/" target="_blank">displays under five inches</a>. Now, devices with <a href="https://deviceatlas.com/blog/most-popular-smartphone-screen-sizes-2017" target="_blank">displays bigger than five inches</a> on the rise worldwide. Plus, in more developed countries, <a href="https://deviceatlas.com/blog/most-used-smartphone-screen-resolutions-in-2017" target="_blank">devices with high-definition displays</a> are increasingly becoming the norm.</p><p>
	Not only are screens growing and increasing in definition, but the technology to display video ads on mobile devices is improving rapidly as well. As VAST video ad delivery technology becomes more popular than VPAID or MRAID, advertisers can ensure video ads pre-load as soon as the app is launched. That way, as soon as the time is right, the ad is launched seamlessly, just like a TV ad.</p><p align="center">
	<img src="https://www.resources.inmobi.net/hubfs/pasted%20image%2003.png"></p><p>
	Ad network integrations facilitated through software development kits (SDKs) as opposed to Application Programming Interfaces (APIs) or other setups improve video ad performance as well. SDKs, in comparison to competitive integration types, SDKs handle more heavy lifting without much manual oversight, making it more seamless to transfer even large files like video ads. This goes a long way toward ensuring video ads are displayed as intended without interruption or lag.</p><p align="center">
	<img src="https://www.resources.inmobi.net/hubfs/pasted%20image%2004.png"></p><p>
	And of course, recent changes in both the speed and ubiquity of mobile internet connectivity - through 4G, LTE and Wi-Fi - make it easier for end users to more seamlessly load and watch video ads. For example, among the three biggest wireless service providers in the U.S., average network download speeds went from 
	<a href="https://www.pcmag.com/Fastest-Mobile-Networks" target="_blank">under five megabits per second in 2010</a> to around 30 Mbps in 2017, according to PC Magazine.</p><p>
	This is just a small snippet of what’s covered in 
	<a href="https://www.inmobi.com/insights/download/whitepapers/the-present-and-future-of-mobile-video-advertising/" target="_blank">our 2018 State of Mobile Video Report</a>. For more insights on in-app video advertising today and how it’s progressed, be sure to <a href="https://www.inmobi.com/insights/download/whitepapers/the-present-and-future-of-mobile-video-advertising/" target="_blank">download the complete guide today</a>.</p><p align="center">
	<a href="https://www.inmobi.com/insights/download/whitepapers/the-present-and-future-of-mobile-video-advertising/" target="_blank"><img src="https://www.resources.inmobi.net/hubfs/800x400.png"></a></p>]]></description>
      <dc:subject><![CDATA[Consumer Research, English (EN): inmobi.com,]]></dc:subject>
      
      <dc:creator><![CDATA[ Matt Kaplan,  Content Strategist  ]]></dc:creator>
      
      <dc:date>2018-06-25T17:44:00+00:00</dc:date>
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      <title><![CDATA[A Buyer’s Guide to Choosing an Anti-Fraud Solution]]></title>
      <link>https://www.inmobi.com/blog/2018/06/21/a-buyers-guide-to-choosing-an-anti-fraud-solution/</link>
      <guid>https://www.inmobi.com/blog/2018/06/21/a-buyers-guide-to-choosing-an-anti-fraud-solution/</guid>
      <description><![CDATA[<p>
		In <a href="https://www.inmobi.com/blog/2018/06/14/why-ai-will-forever-change-the-way-you-think-about-ad-fraud" target="_blank">our previous article</a>, we had discussed various strategies deployed by anti-fraud solutions to counter fraud today. The most prevalent technique being static threshold detection (i.e., defining known frauds, and then focusing on detecting those anomalies with predetermined fixed thresholds).
	</p><p>
	However, this is both ineffective and inefficient against constantly evolving, newer fraud methods for a simple reason  —  how do you find something when you don’t know what to look for?</p><p>
	No system can be 100 percent foolproof. There will inevitably be fraudulent installs/events that solutions fail to catch (false negatives) — or worse, flag clean installs/events incorrectly (false positives). This is critical, since such inaccuracies have adverse impact on advertising ROI, as we will see later.</p><p>
	<img src="https://www.resources.inmobi.net/hubfs/Screen%20Shot%202018-05-25%20at%2010.02.29%20AM.png"></p><p>
	This brings us to the next point: how does one evaluate the countless anti-ad fraud solutions available in the market?</p><p>
	We have made that daunting process easier for you with this systematic checklist to evaluate anti-fraud products.</p><h2>1. Accuracy and Reliability</h2><p>
	Say a mobile campaign delivered 100 installs, of which 20 installs are fraudulent. The (accuracy) problem with most anti-fraud solutions is which 20 they flag as fraud.</p><p>
	One way to evaluate this is to compute the false positive and false negative metrics.</p><p align="center">
	<img src="https://www.resources.inmobi.net/hubfs/asset_confusion_matrix.png"></p><p>
	<em>
	The confusion matrix (Image source: sanyamkapoor.com)</em></p><p>
	It is important to note that both false positives and false negatives reward bad players in the long run and hurt clean players severely.</p><p>
	More importantly, false positives and false negatives hurt advertisers even more as they fall prey to cognitive biases such as hyperbolic discounting  —  i.e., the tendency to overvalue a present reward and undervalue a future reward, even if it is larger. This is illustrated in the example below.</p><p>
	Say InMobi drove 100 installs at $2 CPI and a fraudulent network drove 1,000 installs at $1 CPI. An anti fraud solution marks 2% of the installs from InMobi and 20% of the installs fraudulent network as fraud.</p><p>
	In the short term, the fraudulent ad network will “appear” to look like the better partner purely based on campaign performance that return high numbers of installs. But in reality, these ad networks hurt the advertiser because 80–85% of the fraud lies upstream which cannot be detected in downstream metrics such as MTTI that most anti-fraud solutions rely upon. This means it’s very likely that 90% of the installs (900 installs) driven by the fraudulent network were misattributed. That results in an effective CPI of $10 as against $2 CPI driven by InMobi for the same scale (100 installs).</p><p>
	<img src="https://www.resources.inmobi.net/hubfs/Screen%20Shot%202018-05-18%20at%201.52.00%20PM.png"></p><p>
	<em>
	Sample Illustration: Seemingly high ROI campaigns does not mean fraud-free or efficient spending. True ROI is reflected in incrementality.</em></p><p>
	Thus, determining the false positive rate and false negative rate of an anti-fraud solution is critical.</p><p>
	However, computing these numbers is not so straightforward. This is because suspected fraud installs (as opposed to confirmed fraud installs) cannot be definitively classified as fraudulent in a short period, which affects computation of the false positives.</p><p>
	<strong>
	What to Ask:</strong> It’s important to check if anti-fraud systems have done detailed studies that publish their false positive and false negative numbers. Be sure to place an importance on these stats when evaluating various products.</p><h2>2. Transparency</h2><p>
	How frameworks deal with noise (especially false positives) is a key indicator of reliability of the service.</p><p>
	As seen earlier, incorrectly set thresholds and criteria can lead to genuine events being identified as outliers and flagged as fraudulent. This results in exceedingly high number of false positives.</p><p>
	The good news is that there are many techniques that can help determine the accuracy of the anti-fraud solutions. Two often used methods include:</p><ol>
	<li>Setting up <a href="https://en.wikipedia.org/wiki/Honeypot_%28computing%29" target="_blank">honeypots</a>.</li>	<li>Cohort analysis of fraud installs (i.e., evaluating installs marked as fraudulent with similar clean paid cohorts for behavioral differences).</li></ol><p>
	It is important to note that these methodologies involve significant cost and time (usually upwards of two months), which again indicates the seriousness of the player in tackling fraud.</p><p>
	If the player is investing in such techniques, then they would also be reversing decisions constantly to reduce their false positive and false negative errors. They should also be able to defend their decisions (on fraudulent installs) when ad networks ask for conclusive data on why installs are marked fraudulent.</p><p>
	<strong>
	What to Ask:</strong> Evaluating a fraud solution’s framework is a continuous process, and anti-fraud solution providers need to be willing to invest resources to check the accuracy of their flagging mechanisms constantly for each and every advertiser and campaign. Be sure to check with other ad networks and advertisers how many times the anti-fraud product has been able to successfully defend their decisions  —  this is a marker of their reliability.</p><h2>3. Pricing</h2><p>
	The pricing model is probably the best indirect indicator of effectiveness (and intentions) of the anti-fraud product and the company.</p><p>
	Billing on the basis of number of installs flagged as fraudulent is incentivized towards ‘marking’ fraud and not ‘detecting’ fraud. It’s easy to see why  —  the more installs marked as fraud, the higher the payout.</p><p>
	As often noted in the points above, the objective is to minimize errors and accurately flag fraudulent installs. However, billing structures, such as the one described above, set the wrong incentives in marking a higher percent of installs as fraudulent without sufficient evidence or reason.</p><p>
	A click-based model to pricing is best suited — that is pricing on clicks analyzed and not number of installs flagged.</p><p>
	<strong>
	What to Ask: </strong>What is the reasoning behind the pricing model of the solution?</p><h2>4. Evaluation Criteria</h2><p>
	As discussed 
	<a href="https://www.inmobi.com/blog/2018/06/14/why-ai-will-forever-change-the-way-you-think-about-ad-fraud" target="_blank">in our previous blog</a>, fighting fraud is not easy as it requires the following:</p><ol>
	<li>Investment (of resources and time).</li>	<li>Experience (in dealing with ad fraud).</li>	<li>Data (large data points from across markets).</li></ol><p>
	When choosing the product, evaluate them on each of the above criteria.</p><p>
	Access to data across regions, experience, availability of resources (how many other customers does your anti-fraud account manager oversee?) and diversity of clients is critical in building a strong framework and adds to their credibility.</p><h2>5. Use of Machine Learning</h2><p>
	Machine learning is a huge buzzword at the moment. So much so that it is used as a “catch-all” term to either flag installs as fraudulent when sufficient evidence isn’t available. The term is also frequently used to defend inadequate methodologies such as ones with static and manually set thresholds.</p><p>
	Make no mistake that machine learning is critical to designing a system whose outputs are based on probabilities and that is adaptive to changing evidence. However, many products use machine learning as nothing more than a buzzword without actually having a working model in place. Fortunately, it’s possible to call out those who engage in such tactics.</p><p>
	<strong>
	What to Ask: </strong>Evaluate the list of reasons provided by the solution and carefully scrutinize those which are vague. For example, fraud reasons such as “too many engagements” and “distribution outliers” do not say much and are very likely to be false positives. Question the salesperson and their engineering teams on the algorithms and models used. If they can’t explain what their machine learning algorithms and models do in simple to understand terms, then it’s very likely that they are simply using machine learning as a guise.</p><h2>6. Evaluating the Detection Methodology </h2><p>
	It is important to understand that the most widely used integrations with anti-fraud products is server-to-server. It basically means that all fraud checks that happen are based on the post-click data that is shared by the ad network or DSP with the anti-fraud product (it is the same with trackers as well).</p><p>
	<img src="https://www.resources.inmobi.net/hubfs/Screen%20Shot%202018-05-18%20at%204.24.37%20PM.png"></p><p>
	This means that most anti-fraud frameworks inordinately focus on the <strong>last mile</strong> (post-click data) for fraud detection. But, as we had covered previously, fraud is not a last-mile problem. <strong>Fraud starts upstream</strong>.</p><ul>
	<li>Today’s solutions start their analysis and classifications post-click. But, that is just one piece of the puzzle while tackling fraud.</li>	<li><strong>Fraud requires checks at every touch point</strong> → right from the time of a publisher getting onboarded until the time an install event happens (and beyond), every step needs to be scrutinized for fraudulent activity.</li></ul><p>
	<strong>
	Reactive Fraud Metrics such as MTTI work well only for downstream checks.</strong></p><ul>
	<li>While metrics such as MTTI (aka CTIT) help detect fraud downstream  —  i.e., detecting installs as fraud after they have come in (reactive), <strong>there’s a lot more fraud that goes on upstream that go undetected</strong>.</li>	<li>The MTTI metric along with MTTI distribution plots alone cannot detect or prevent those upstream frauds. This again leads to high number of false negatives and false positives. </li>	<li>The <strong>major problem that false positives create is that they can easily drown out legitimate installs</strong> from clean ad networks.</li>	<li>How anti-fraud frameworks minimize such false positives without blinding the advertiser to fraudulent installs is the ultimate goal.</li></ul><p>
	<strong>
	Does the framework go beyond MTTI metrics?</strong></p><ul>
	<li>If a network is driving an install every 300 clicks per user, then metrics such as MTTI are irrelevant. The installs are, without a doubt, suspicious.</li>	<li>The directional indicators of such fraud all lie in upstream metrics.</li></ul><p>
	<strong>
	Adoption of Leading Metrics</strong></p><p>
	If the anti-fraud framework uses 
	<strong>reactive fraud metrics</strong> as the <strong>sole source of truth</strong>, it ends up with a lot more errors (false positives and false negatives), and penalize the good ad networks who do more stringent checks upstream. Check with the makers of the anti-fraud product if and how they use the leading metrics such as Mean Clicks to Install (MCTI) in fraud detection.</p><h2>7. Look for Conflict of Interest</h2><p>
	For instance, a tracker offering their anti-fraud product as a separate, paid point solution. The business model is set up in such a way as to make up for any lost revenues from the attribution services business line (since fraud means fewer installs billed) with anti-fraud services that make up for those revenues. If these players were serious about fighting ad fraud then they should either bundle the anti-fraud service and provide it as a unified solution or provide it for free.</p>]]></description>
      <dc:subject><![CDATA[Advertising, Trust and Brand Safety, English (EN): inmobi.com,]]></dc:subject>
      
      <dc:creator><![CDATA[ Praveen Rajaretnam,  Senior Product Marketing Manager  ]]></dc:creator>
      
      <dc:date>2018-06-21T17:05:00+00:00</dc:date>
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      <title><![CDATA[Why AI Will Forever Change The Way You Think About Ad Fraud]]></title>
      <link>https://www.inmobi.com/blog/2018/06/14/why-ai-will-forever-change-the-way-you-think-about-ad-fraud/</link>
      <guid>https://www.inmobi.com/blog/2018/06/14/why-ai-will-forever-change-the-way-you-think-about-ad-fraud/</guid>
      <description><![CDATA[<p style="text-align:center; font-size:20px; font-color:#D3D3D3;">
		“Any fool can tell a crisis when it arrives. The real service to the state is to detect it in embryo.”</p><p style="text-align:right; font-size:16px; font-color:#D3D3D3;">
			— Isaac Asimov, Foundation</p><p style="text-align: center;">
	<a href="https://www.inmobi.com/trust" target="_blank" class="btn btn-s" style="font-size:24px; border-radius: 25px; font-weight: normal;">LEARN MORE</a></p><p>
			Until recently, the approach to fighting mobile ad fraud has been defensive and reactive.</p><p>
			For instance,</p><ol>
	
<li>Ad networks and publishers deploy rudimentary static defense mechanisms and wait for the bad guys to counter them before deploying hotfixes or undertaking countermeasures.</li>	
<li>Anti ad fraud frameworks work mostly on static data, which is only good enough to detect - not prevent - limited types of fraud.</li></ol><h3>Reactive Approaches Focus on Detection over Prevention</h3><p>
			This cat-and-mouse game has continued unabated with the bad actors continually evolving, varying their means of attack and using techniques that have grown in complexity and scope over time. The 	 	
	<a href="https://iabtechlab.com/blog/methbot-fight/" target="_blank">Methbot operation</a> showed how the ad fraud industry has become more sophisticated and organized.</p><h3>The Tide is Shifting towards Fraud Prevention</h3><p>
			The methods used by ad fraud crime syndicate are fast changing in the wake of increasing adoption of advanced data analytics and machine learning algorithms by adtech. After all, an automated learning system that continuously detects and prevents fraud is much more desirable and more efficient over static rule-based and manual intervention systems.</p><p>
			At InMobi, we are taking control of the battleground by using the attackers’ own predictable yet ever-evolving methodologies to not just detect fraud as it happens, but to actively prevent it as well.</p><h3>How is the Current Framework Being Fundamentally Changed?</h3><p>
			The primary strategy used to counter fraud today is to define known frauds, and then to focus on detecting those anomalies with pre-determined fixed thresholds. This is ineffective and inefficient against constantly evolving, newer fraud methods for a simple reason — how do you find something when you don’t know what to look for?</p><p>
			Thus, a framework that can detect such anomalies sooner, i.e., what is genuine and what isn’t, and neutralize them quickly is essential.</p><h3>An Adaptive, Real-Time Framework</h3><p>
			The ideal framework constantly learns and memorizes what’s normal. This way when something anomalous is detected, no matter how sophisticated, it can react.</p><p>
			InMobi’s Deep Learning algorithms adaptively learn complex patterns and extrapolate to detect newer types of fraud.</p><p>
			Our deep learning algorithms automatically model every device and user on the network, enabling the system to ‘memorize’ how everything from requests to post-click events normally flow. It extrapolates this data in real time to detect fraud.</p><h3>Machine Learning Techniques Applied at InMobi</h3><p>
			Anomaly detection techniques and unsupervised learning methods are employed to discover deviant behaviors, across multiple dimensions, that are indicative of fraud. In addition to this, fraud indicators are tracked over time to determine, with higher certainty than ever before, repeated fraud activity from particular devices or market cuts. Further, time-series analysis enables us to spot fraudulent on-or-off patterns over time and better catch serial fraudsters as well as better filter 'accidentally labeled' fraudsters.</p><h3>But, No System is Perfect</h3><p>
			There’s no substitute to human intelligence. Therefore, in addition to using deep learning, InMobi’s industry leading framework uses a three-pronged approach supported by data, insights and human intervention.</p><p style="text-align:center;">
	<img src="https://www.inmobi.com/ui/uploads/blog/Fraudshied_Framework.png"></p><h3>Three-Pronged Framework</h3><ol>
	
<li>Prevention → ML + Data</li>	
<li>Detection → Heuristics + Automated Insights</li>	
<li>Reactive Measures → Operations (human intelligence)</li></ol><h3>The Final Piece of the Puzzle — Data</h3><p>
			Deep learning algorithms function better with more data and better data. Thus, the availability of quality data across regions and verticals is a critical component to building frameworks that effectively use machine learning to detect fraud more reliably and accurately.</p><p>
			InMobi, having been part of the incredible mobile growth story for over a decade, has vast amounts of quality data worldwide — including data specific to fraud. This helps not only in training our models iteratively and quickly, but also to validate its accuracy and reliability (i.e, measure bias/variance) on test data.</p><p>
			Lastly, in addition to data, having knowledge and experience in fighting ad fraud is key to developing better algorithms and models.</p><p>
	As an added note, this framework is enabled by default on the InMobi ad network to all advertisers and has been extensively tested over the years. To know more, visit 
	<a href="https://www.inmobi.com/trust" target="_blank">inmobi.com/trust</a>.</p>]]></description>
      <dc:subject><![CDATA[Advertising, Trust and Brand Safety, English (EN): inmobi.com,]]></dc:subject>
      
      <dc:creator><![CDATA[ Praveen Rajaretnam,  Senior Product Marketing Manager  ]]></dc:creator>
      
      <dc:date>2018-06-20T21:16:00+00:00</dc:date>
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      <title><![CDATA[TAG You're It: InMobi Officially Certified Against Fraud]]></title>
      <link>https://www.inmobi.com/blog/2018/06/12/inmobi-officially-TAG-certified-against-fraud/</link>
      <guid>https://www.inmobi.com/blog/2018/06/12/inmobi-officially-TAG-certified-against-fraud/</guid>
      <description><![CDATA[<p>Companies have always struggled with fraud. InMobi is proud to stand as a partner in this fight. Since our inception, we&rsquo;ve been committed to <a href="https://www.inmobi.com/trust" target="_blank">earning and building trust</a>, and now, we have the TAG Certified Against Fraud seal to prove it.</p>

<p><strong>InMobi has recently been certified by the Trustworthy Accountability Group&rsquo;s (TAG) Anti-Fraud Program, allowing us to proudly display their Certified Against Fraud (CAF) seal. </strong>We are now the largest independent in-app mobile exchange to be certified by TAG.</p>

<p style="text-align:center"><a class="btn btn-s" href="https://www.inmobi.com/trust" style="font-size:24px; border-radius: 25px; font-weight: normal;" target="_blank">LEARN MORE</a></p>

<p>The TAG is a consortium of industry groups committed to fighting ad fraud and promoting wide transparency in the mobile in-app supply chain. TAG is spearheaded by luminaries such as the Interactive Advertising Bureau (IAB) and the Association of National Advertisers (ANA).</p>

<p>This TAG seal of approval is not easy to obtain. Firms have to be audited by global organizations including the Business of Providing Assurance Worldwide (BPAw) in order to confirm they do, and can, adhere to TAG&rsquo;s high anti-fraud standards. InMobi has always been committed to trustworthy, transparent advertising; this is simply further proof of our dedication to the cause. AerServ, which InMobi acquired earlier this year, is also TAG CAF compliant, as they were audited by BPAw as well.</p>

<p>"The TAG Certified Against Fraud Seal has become the ad industry&#39;s gold standard for companies to demonstrate the rigorous steps they&#39;ve taken to protect their partners and customers against fraud, and we are delighted to recognize InMobi for its leadership and commitment by achieving the seal," said Mike Zaneis, CEO at TAG. "We look forward to continuing to work with InMobi to raise the industry&#39;s standards for brand safety while building a fraud-free and transparent mobile advertising ecosystem."</p>

<p>Organizations in TAG&rsquo;s Anti-Fraud Program don&rsquo;t just talk the talk, they walk the walk too. TAG found that certified channels had <a href="https://www.tagtoday.net/pressreleases/study_shows_ad_fraud_cut_by_83_percent" target="_blank">83 percent less fraud</a> versus non-certified ones. When players like InMobi have TAG&rsquo;s Certified Against Fraud seal, advertisers know they are reaching real people and publishers know they are only working with the most reputable partners.</p>

<p><br />
Interested in learning more about other steps InMobi is taking to promote transparency and quality in the mobile ecosystem? Visit <a href="http://inmobi.com/trust" target="_blank">inmobi.com/trust</a> for more information.</p>]]></description>
      <dc:subject><![CDATA[Announcements, English (EN): inmobi.com,]]></dc:subject>
      
      <dc:creator><![CDATA[ Matt Kaplan,  Content Strategist  ]]></dc:creator>
      
      <dc:date>2018-06-12T16:00:00+00:00</dc:date>
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      <title><![CDATA[Can Ad Fraud Be Destroyed Once and For All?]]></title>
      <link>https://www.inmobi.com/blog/2018/06/08/can-ad-fraud-be-destroyed-once-and-for-all/</link>
      <guid>https://www.inmobi.com/blog/2018/06/08/can-ad-fraud-be-destroyed-once-and-for-all/</guid>
      <description><![CDATA[<p>All is not rosy in the digital advertising space. Increasingly, fraud is becoming a major concern to advertisers. Ad fraud is expected to cost brand and performance advertisers $19 billion - <a href="https://www.juniperresearch.com/press/press-releases/ad-fraud-to-cost-advertisers-$19-billion-in-2018" target="_blank">$51 million a day</a> - in 2018, according to Juniper Research, which is equal to around one out of every $10 of all digital ad spend.</p>

<p>The problem is especially acute with video. The percentage of firms worried about fraud specifically on their video ad networks rose from 33 percent in 2017 to <a href="https://www.emarketer.com/content/video-ad-fraud-effective-measurement-worry-marketers" target="_blank">48 percent this year</a>.</p>

<p>This is far from a new problem, as fraud is nearly as old as time. Fraudsters follow the money, and as in-app advertising spend rises, nefarious players will continue to want to illicitly grab a cut. The questions for everyone in the digital ad space then becomes, what can be done to combat ad fraud, and can it ever be stopped for good?</p>

<p><strong>Know Thy Enemy</strong></p>

<p>This famous idiom from Sun Tzu&rsquo;s Art of War may be referring to military battles, but it&rsquo;s just as apt in the battles against ad fraud. The problem is, when it comes to fighting fraud, everyone&rsquo;s got their own definitions - and these can often be conflicting.</p>

<p>For instance, consider how some would use Mean Time to Install and Retention Rate (daily/monthly usage) metrics to identify fraud. If an ad network sees a sudden spike in installs (low MTTI) but then a low retention rate after the first month, it could very well determine those installs to be fraudulent. But, such a knee-jerk reaction could be premature. After all, that spike in downloads could have been due to a well-timed and effective promotion, but the nature of the app (i.e. a hotel-booking app or car rental app) could mean that it is just not used with great frequency throughout the year.</p>

<p>Everyone in the ecosystem will have different definitions of ad fraud, and often these parameters are self-serving. First and foremost, all supply chain partners need to agree on what actually constitutes ad fraud before it can be combated effectively.</p>

<p><strong>Why Most Current Fraud Fighting Methods Fall Flat</strong></p>

<p>In many ways, ad fraud prevention takes its cues from anti-virus software. First, a threat is identified, sometimes because it has already infected a network and caused damage. Once it&rsquo;s been identified, an effective tactic to quarantine that threat is developed and then rolled out.</p>

<p>The problem is that this is reactive in nature. As soon as an issue is identified and neutralized, fraudsters have already developed another way, an alternative mechanism, for achieving their nefarious ends. This cycle then just continues ad nauseam, without the good guys making any real headway.</p>

<p><strong>How to be One Step Ahead of Fraud</strong></p>

<p>Instead of being reactive, a proactive approach that anticipates and stops problems before they ever occur is far more ideal. Only such a methodology can capably prevent fraud from happening and causing havoc in the first place.</p>

<p>But, getting to this stage is far easier said than done. Achieving such foresight requires the use of advanced machine learning algorithms able to model and predict all possible fraud scenarios, so that effective anti-fraud mechanisms can be continually developed and implemented in advance. This kind of artificial intelligence requires a significant time and monetary investment, in addition to enough data to make the ML models valuable and useful.</p>

<p>Thus far, AI and ML may be the best bet in effectively fighting ad fraud. It&rsquo;s possible that a blockchain-based public ledger/database will help keep everyone informed and enlightened in the fight against fraud, but its use in such a capacity is still quite nascent and may not ever be proven totally effective.</p>

<p><strong>Drawing The Line</strong></p>

<p>Fighting fraud also involves taking hard lines and potentially unpopular stances. For ad networks, that may mean cutting ties with previously profitable publisher and advertiser partners until they clean up their acts in relation to fraud. It also means both advertisers and publishers need to be diligent about sharing data for fraud-fighting efforts and cutting ties with known fraudulent parties. Everyone in the ecosystem has a role to play.</p>

<p>It&rsquo;s also not a one and done investment nor is it cheap, as fighting fraud continuously requires constant vigilance and significant resources. But, through these actions, ad networks can better guarantee ROI along with a more trustworthy and effective digital ad ecosystem.</p>

<p>To learn more about InMobi&rsquo;s efforts to fight fraud and ensure greater trust, visit <a href="http://inmobi.com/trust" target="_blank">inmobi.com/trust</a>.</p>]]></description>
      <dc:subject><![CDATA[Advertising, Trust and Brand Safety, English (EN): inmobi.com,]]></dc:subject>
      
      <dc:creator><![CDATA[ Matt Kaplan,  Content Strategist  ]]></dc:creator>
      
      <dc:date>2018-06-08T15:57:00+00:00</dc:date>
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      <title><![CDATA[Waterfall vs. Unified Auction Metrics: How To See The Whole Picture [VIDEO]]]></title>
      <link>https://www.inmobi.com/blog/2018/06/07/waterfall-vs.-unified-auction-metrics-how-to-see-the-whole-picture-video/</link>
      <guid>https://www.inmobi.com/blog/2018/06/07/waterfall-vs.-unified-auction-metrics-how-to-see-the-whole-picture-video/</guid>
      <description><![CDATA[<p>
	As noted business consultant Peter Drucker once famously said, “If you can’t measure it, you can’t improve it.” App publishers today now have dozens of metrics and key performance indicators to track, but are they the right ones? What if they aren’t getting a full and complete picture of monetization performance?</p><p>
	In our latest Whiteboard Wednesday video, Andrew Gerhart, our VP of Publisher Platforms, highlights the limitations of standard waterfall metrics and how unified auctions provide you with a more complete picture of your monetization ecosystem. Not only do 
	<a href="https://www.inmobi.com/blog/2018/05/02/how-unified-auctions-and-header-bidding-are-better-than-waterfalls" target="_blank">unified auctions yield higher CPMs and improve user experience</a>, but they give you a wider and deeper view of your monetization landscape!</p><p align="center"><iframe width="560" height="315" src="https://www.youtube.com/embed/1Iv0_oQqRQ4" frameborder="0" allow="autoplay; encrypted-media" allowfullscreen="">
</iframe></p><p align="left">
	<strong>Video Transcript:</strong></p><p>
	Welcome to another Whiteboard Wednesday. My name is Andrew Gerhart. I’m the VP of Publisher Platforms at InMobi. Today we're gonna be talking about metrics, the lifeblood of ad monetization. And the importance of transparent metrics versus standard metrics. </p><p>So, to start, let's take a look at the standard ad call. You start off, the app makes a call to the SDK, the SDK makes a call to the ad server. Different platforms label this differently. It could be an ad opportunity. It could be an ad request. At InMobi, we call it an auction. So now we have one auction. Depending on the way that the buyer is integrated, where it’s server-to-server, TAG or SDK, where the buyer is called from will vary. But either the ad server or the SDK makes the call to the buyer. So with a standard waterfall model, one ad calls the buyer, and now we have an ad request. </p><p>Let's assume, because things don’t always work perfectly, that the buyer doesn't return an ad or something doesn’t happen, and now we don’t have anything there. The waterfall model will go down to the next buyer and make another ad request. So now we now have two ad requests. </p><p>Let’s assume that they return an ad. We don’t have anything logged here, so we don’t have another event. The ad is sent back to the SDK, back to the device, we try to serve the ad. Unfortunately, the SDK times out. So then we go back to the waterfall, we go to buyer #3. Again we have an ad request. That ad is sent back to the ad server, back to the SDK, back to the app. We attempt to serve that ad again. Luckily now, we serve that ad, and we have a delivered impression. </p><p>Because we have an impression, we can calculate our fill rate, we can calculate our revenue, and we can calculate our eCPM. Unfortunately, most platforms do not highlight the issues that happen with failures and timeouts. We can’t see if there were any other bids, bid prices, wins, win prices, timeouts and failures to show, and because we don’t know who bid within the waterfall of the auction, we can’t calculate our use rate. And so you see, we’re running blind with regards to our monetization stack. </p><p>Now, let’s take a look at what transparent metrics look like. Same ad call, so the app makes a call to the SDK, the SDK makes a call to the ad server, and so we have an auction. Now, with InMobi’s unified auction, an ad call is made to all buyers. And so now we have multiple ad requests going out to the buyers in the auction. </p><p>Unfortunately, buyer one in the same scenario has a connection error, and so now we have a pre-bid failure. They didn’t get to bid within the auction because they timed out, and so now we know what happened with that particular buyer, so now we can have an informed conversation with that buyer and resolve the issues. So they’re out. </p><p>Luckily, buyer 2, 3 and 4 all return a bid. Now we have three bids as a result of this auction. Along with those bids, we know the CPM, we know their bid prices. Now we can see the bid landscape for the buyer’s we’re working with. </p><p>But, three buyers or three ads can’t serve, so the ad server needs to do some work to determine the highest paying ad based on the logic that the publisher has set, as well as the ad server has set. And so now we have to choose a buyer, we have to choose a winner. Now we have one win, and now we know the win price. This becomes important in having conversations with your buyers around CPMs, bid pricing, and how to get them to increase their price in serving ads. So, we now have one winner. </p><p>Let’s assume that buyer #3 won the auction based on having the highest CPM. That ad is sent back to the device, but unfortunately, similar to scenario #1, it times out. Now, we have a failure to show, what we logged out of that. And, we fail over to the next highest bidding ad. So now we go to buyer #4. Buyer #4 serves the impression, and now we can calculate our fill rate, and we can also calculate our use rate, revenue and CPM. </p><p>You’ll see here there’s a distinct difference between the standard metrics that are found in most mediation and ad serving platforms, and the transparent metrics that are found within auctions and InMobi’s unified auction. </p><p>Really, really important to dive deeper into complex monetization stacks. At scale, publishers are working with lots of third-party technologies, networks, exchanges, tags, SDKs, and so it’s really important to have great insights into what’s happening so that you can diagnose and grow your revenue. </p><p>Thank you for your time, and we’ll see you next week.</p>]]></description>
      <dc:subject><![CDATA[In-App Monetization, English (EN): inmobi.com,]]></dc:subject>
      
      <dc:creator><![CDATA[ Matt Kaplan,  Content Strategist  ]]></dc:creator>
      
      <dc:date>2018-06-07T16:20:00+00:00</dc:date>
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      <title><![CDATA[InMobi 3x winner at Lovely Mobile Awards 2018]]></title>
      <link>https://www.inmobi.com/blog/2018/06/06/inmobi-3x-winner-at-lovely-mobile-awards-2018/</link>
      <guid>https://www.inmobi.com/blog/2018/06/06/inmobi-3x-winner-at-lovely-mobile-awards-2018/</guid>
      <description><![CDATA[<p>Between 2018 and 2022, mobile is expected to go from accounting for just over a third of all media ad spending to <a href="https://www.emarketer.com/content/mobile-advertising-is-expected-to-surpass-tv-ad-spending" target="_blank">almost half</a>. But, even though brands and agencies are spending more money on mobile advertising doesn’t mean they’re doing it right.</p><p>Recently, mobile marketing news outlet Lovely Mobile News embarked on an effort to find the very best campaigns from 2017, and to highlight the top players in mobile marketing today to show what mobile marketing done right looks like. We are very honored that two campaigns we were involved with last year won coveted Gold awards, and another was awarded Silver!</p><p><strong>Gold: Lovely Use of Location</strong></p><p>In one of the Gold campaigns, we were working with Leo Burnett and Starcom to help Samsung Poland deliver highly targeted ads to smartphone enthusiasts. As part of this effort, ads highlighting the waterproof nature of the Samsung Galaxy S7 were displayed whenever it was raining by where the person was, or ads about the device’s battery and charging capabilities were shown when someone’s own smartphone battery was low. Smartphone enthusiasts even received this kind of messaging when taking pictures in low light or when they were running low on available memory. </p><p><img src="https://www.resources.inmobi.net/hubfs/Unknown-3.jpeg"></p><p>Through this kind of highly targeted and personalized advertising, the team reached 600,000 smartphone enthusiasts. While average click-through rates (CTRs) for the campaign were around 3.74 percent, they reached over 8 percent at one point. In totals, the ads within the campaign had an interaction rate of 6.67 percent.</p><p><strong>Gold: Lovely Use of 360-Degree Content</strong></p><p>In our other Gold-level campaign, we worked again with Samsung and Starcom, but this time to promote Samsung’s partnership with the X Games and the capabilities of their Gear VR headset.</p><p><img src="https://www.resources.inmobi.net/hubfs/Unknown-4.jpeg"></p><p>During the lead-up to the 2017 X Games, targeted personas (extreme sports fans, VR enthusiasts, and those between 18 and 34 that were interested in sports and technology generally) in the UK saw 360-degree interstitial ads introducing some of the participants. The creatives allowed people to tilt their phones to follow the action on screen. </p><p>The second phase featured a similar style of ad and targeted similar demographics, but the creatives this time around featured highlights from the games, giving people a brief look at what videos look like when wearing the Gear VR headset.</p><p>The campaign was a resounding success. During the first phase, ad completion rates were 140 percent higher than what we see with our typical in-app ad campaigns. Completion rates were even higher in phase two: 380 percent better than average, in fact. In total, 350,000 people in the UK saw one of the ads.</p><p>Want to learn more about all of the winning campaigns from 2017? Go to <a href="http://lovelymobile.news/the-lovely-mobile-report-rankings-awards-2018" target="_blank">lovelymobile.news/the-lovely-mobile-report-rankings-awards-2018</a> to check out videos on and read more about all of the Gold-winning efforts.</p><p><strong>Lovely Mobile Leaders 2018</strong></p><p>Not only were our campaigns honored by Lovely Mobile News, but so was one of our key staffers. James Farndale, our Creative Director, was one of the 20 people noted by the news source as one of the top movers and shakers in the space.</p><p>Specifically, Lovely Mobile News noted that Farndale “helps to push the boundaries of creative and strategic communication on mobile devices.” Considering this list includes CEOs, co-founders, and features people from the world’s biggest companies, having James listed with such luminaries is a big honor!</p><p>To learn more about Farndale and the rest of the list, go to:  <a href="http://lovelymobile.news/the-lovely-mobile-leaders-of-2018/" target="_blank">lovelymobile.news/the-lovely-mobile-leaders-of-2018</a>.</p><p>While we’re honored to be honored by Lovely Mobile News, we’re committed to continually pushing the boundaries and moving the mobile advertising and marketing industry forward. Stay tuned to Lovely Mobile News’s 2019 awards!</p><p>Interested in learning more about what we’re up to in 2018? If you’re attending <a href="https://www.iceefest.com/">iCEE.fest</a> next week, be sure to check out the sessions featuring <a href="https://www.iceefest.com/academy/speakers/madeleine-beyer/" target="_blank">Madeleine Beyer</a>, our European Strategic Sales and Partner Manager, and <a href="https://www.iceefest.com/academy/speakers/lucjan-exner/" target="_blank">Lucjan Exner</a>, our Head of Sales CEE & CIS. Lucjan is part of panels on June 15 at 12:30pm on how to generate more sales and at 4:15pm on maximizing publisher revenues, while Madeleine is co-leading a workshop on June 14 with Lucjan on The Mobile World.</p>]]></description>
      <dc:subject><![CDATA[Awards, English (EN): inmobi.com,]]></dc:subject>
      
      <dc:creator><![CDATA[ Matt Kaplan,  Content Strategist  ]]></dc:creator>
      
      <dc:date>2018-06-06T16:15:00+00:00</dc:date>
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    <item>
      <title><![CDATA[The Crazy Advertising Technology Landscape]]></title>
      <link>https://www.inmobi.com/blog/2018/06/05/the-crazy-advertising-technology-landscape/</link>
      <guid>https://www.inmobi.com/blog/2018/06/05/the-crazy-advertising-technology-landscape/</guid>
      <description><![CDATA[<p>
	If you’re new to mobile advertising or the advertising technology landscape in general, then it can be hard to know where to begin and who all the players are in the space. Below you’ll find a plethora of information about the various players in the ad tech ecosystem. Enjoy!</p><p style="text-align: center;">
	<a href="https://www.inmobi.com/blog" target="_blank" class="btn btn-s" style="font-size:24px; border-radius: 25px; font-weight: normal;">KEEP READING</a></p><h2 class="tile-heading">Advertisers</h2><p>
	This may seem like a self-explanatory term, but let’s define it just to be sure. The “advertisers” or “brands” are one end of the mobile advertising technology landscape, and more of them are starting to turn to mobile to find and effectively reach their buyers. They’re looking to leverage geolocation, device ID (ADID) and other similar parameters a publisher can pass back to them to find the right user in the right place at the right time.</p><h2 class="tile-heading">Media Agencies</h2><p>
	Media agencies are companies dedicated to creating, planning and handling advertising (and sometimes other forms of promotion) for its clients. They typically decide whether to purchase inventory from one of three providers:</p><ol>
	
<li>Publishers - those hosting app or websites.</li>	
<li>Ad Networks - this is a company that has exclusive rights to sell the inventory from a specific group of publishers.</li>	
<li>Ad Exchanges - this is a programmatic buying marketplace where inventory is auctioned off to the highest bidder.</li></ol><p>
	The media agency can choose to implement additional layers of reporting and verification tech to their campaigns. For instance, an ad server is a technology platform that can host and serve display ads, along with providing reporting and other important campaign analytics.</p><p>
	Most often, an agency will run their ads through an ad server in order to have an additional party tracking the reporting numbers. Running campaigns this way allows the media agency to have two sets of servers tracking impressions (the first being the publishers metrics) and clicks, which is an additional layer of verification and is safer than simply relying on the publisher’s numbers alone.</p><h2 class="tile-heading">Ad Servers</h2><p>
	This is a technology platform that hosts and serves display ads while also providing important campaign metrics and analytics. The ad server hosts the creative ad formats and acts as a delivery engine to display the correct ad when a user visits the publishers’ site or mobile app.</p><p>
	The ad server consolidates impressions and clicks (among other important campaign analytics) in one place and separates data by media partners. This allows media agencies to accurately monitor pacing and easily compare the performance of different vendors. There are some ad servers that can provide in-depth campaign analytics like engagement metrics and conversion reporting as well.</p><h2 class="tile-heading">DCOs (Dynamic Creative Optimizers)</h2><p>
	A Dynamic Creative Optimization company improves an advertiser’s creative performance by enhancing the ad unit’s features. A DCO company will often serve the creative, then layer on rich media-like functionality and allow for dynamic messaging. For example, some DCOs offer solutions to create dynamic ads with layered features like videos, maps and carousel galleries.</p><h2 class="tile-heading">Trading Desks</h2><p>
	These are specialized media buying groups that most commonly work for (or within) an ad agency. They’ll either use proprietary technology or a Demand Side Platform (DSP) to buy and optimize media campaigns on ad exchanges, ad networks and other available inventory sources they are connected with. For example, XAXIS optimizes media buying for WPP (a very large agency) and Vivaki optimizes media buying for Publicis Groupe.</p><p>
	Interestingly, a trading desk can either use its own tech (and act like a DSP) or leverage multiple DSPs to buy media for a campaign. They could also layer on an ad server to offer an additional layer of tracking and analytics for their campaigns.</p><h2 class="tile-heading">Verification Tech</h2><p>
	Verification services add an additional layer of tech to each ad campaign. The purpose is to give the advertiser a deeper look into how their campaign is performing.</p><p>
	The additional information an advertiser gains using a verification service would include things like:</p><ul style="list-style:disc;">
	
<li>The percent of ads displayed that were viewable to the end user.</li>	
<li>What specific websites/apps the ad ran on.</li>	
<li>If the ad unit was displayed correctly.</li>	
<li>If the ad unit was placed next to questionable content.</li></ul><p>
	Verification services will send a media agency a snippet of code that will be appended to ad units on the ad server. The snippet of code will fire every time the ad unit is displayed. It then sends the verification company the details it collects in the process. Ultimately, the verification company will assemble the data into a report and send it back to the media agency or advertiser. This information allows the agency to make decisions on which publisher, network or exchange is the best fit for their next campaign.</p><h2 class="tile-heading">Measurement Tech</h2><p>
	These companies provide their clients with additional campaign analytics and insights that go beyond what’s available from the ad server. The data allows advertisers to better predict and understand consumer behavior to make decisions that lead to more revenue.</p><p>
	For example, a company like MetaMarkets can provide real-time analytics and act as a data intelligence layer for advertisers. It can query billions of records per second and plug directly into each campaign’s data stream. It’s also able to highlight key metrics and optimizations in real time from multiple sources with almost no lag time.</p><h2 class="tile-heading">Retargeting</h2><p>
	Retargeting is an online advertising strategy where an advertisement will be displayed to users based on the actions the user has recently made on the web. Retargeting companies will often sit between multiple ad exchanges, giving them access to use their proprietary software to buy inventory on the exchange and act like a DSP. Retargeting companies can also leverage user activity data collected from client websites to track and retarget a user who has visited a certain page on the site.</p><p>
	A DMP can also be leveraged by a retargeting company to provide additional information like a user’s offline purchase activity. This could allow the retargeting company to serve ads dynamically based on in-store purchase data, for example.</p><h2 class="tile-heading">DSPs (Demand Side Platforms)</h2><p>
	A DSP is an online platform that gives advertisers the ability to easily buy display ads on ad exchanges, ad networks and other available inventory sources they are connected with.</p><p>
	A DSP is an extremely popular buying platform because it enables advertisers to buy from a wide selection of inventory, optimize their campaign performance and view reporting analytics from a central interface.</p><p>
	From time to time, a DSP can be used for real-time bidding (RTB). This gives advertisers the ability to buy media across multiple ad exchanges. DSPs also often centralize ad bidding and reporting to one interface.</p><p>
	For example, ad exchanges like DoubleClick by Google and OpenX are both marketplaces for advertisers to bid and auction for available ad inventory from publishers. In this case, the DSP would have access to allow users to bid on the inventory available across both exchanges.</p><p>
	Also, a DSP will often allow the advertisers to plug in data collected by a third party (like a DMP). This data can be leveraged to create a target audience and better optimize campaign performance.</p><h2 class="tile-heading">DMPs (Data Management Platform)</h2><p>
	This technology collects, stores and packages the consumer data it receives from various data suppliers. These companies then make these packages of data available to various ad tech partners. The data is ultimately used to create targeted audience profiles and optimize campaign performance.</p><h2 class="tile-heading">Data Suppliers</h2><p>
	These companies collect, compile and sell online and offline consumer data. Some data these companies collect include:</p><ul style="list-style:disc;">
	
<li>Geographic information</li>	
<li>Household income</li>	
<li>Lifestyle preferences</li>	
<li>Shopping behaviors</li></ul><p>
	These data suppliers will often sell information to DMPs. Then the DMP will package the information and make it readily available for other ad tech companies to use.</p><h2 class="tile-heading">Ad Exchanges</h2><p>
	This is a technology platform that helps facilitate the programmatic purchase and sale of ad inventory. Simply, an ad exchange is a facilitator that makes buying and selling ad inventory programmatic and more efficient, most often by selling ads across the exchange through RTB.</p><p>
	When a DSP accesses inventory available on the ad exchange, the supply side platform will provide the inventory available on the exchange. Ultimately, an ad exchange can increase the inventory available by either accessing multiple SSPs or multiple ad networks.</p><p>
	From time to time, larger companies with a network of publishers under one umbrella company will create their own ad exchange, allowing inventory from its own network of sites to be available for purchase.</p><h2 class="tile-heading">Ad Networks</h2><p>
	Ad networks are companies that have exclusive rights to sell inventory from a specific group of publishers. Typically, these are packaged with publishers that have the same demographic of consumers and targeted audience sets. The ad network will often pre-buy this inventory from publishers, package it up and then resell to an advertiser for a profit. This means advertisers won’t bid on inventory, instead purchasing inventory on a fixed CPM (cost per 1,000 impressions) basis.</p><p>
	There are two types of networks, a “Vertical Network” and a “Horizontal Network”:</p><p>
	<strong>Vertical Networks</strong></p><p>
	This means the vendor is 100% transparent about the inventory being purchased and the sites the advertiser is running on for the campaign. Typically, running a campaign on a vertical network will come at premium price but will be a higher quality and generally offer better performance.</p><p>
	<strong>Horizontal Networks</strong></p><p>
	This means the network is less than or not transparent about the inventory being purchased or the sites the advertiser will be running on. It’s a lot like running a blind campaign. These networks will run an advertiser’s campaign on inventory that is both pre-purchased and a mix of demographically targeted sites they’ll bid on from the ad exchange. Performance will vary depending on the quality of sites they have pre-purchased inventory from and the ad exchanges it accesses, as well as the data available to the network via a DMP. While these are less expensive than Vertical Networks, the risk is lower quality campaigns.</p><h2 class="tile-heading">SSPs (Supply Side Platforms)</h2><p>
	A Supply Side Platform is a technology platform that makes it easier for a publisher to manage and sell its inventory on multiple ad exchanges and ad networks. The SSP is where the publisher would set the price and audience type of its inventory, in an attempt to optimize its revenue yield. The SSP is where a publisher can sell its inventory across multiple ad exchanges and ad networks through ad mediation.</p><p>
	Once the publisher makes inventory available through the SSP, it can set different preferences such as:</p><ul style="list-style:disc;">
	
<li>Price floor</li>	
<li>Who it wants the inventory bought by</li>	
<li>The type of ads it wants displayed on the app or site</li></ul><p>
	The SSP’s job is to optimize selling pricing, maintain the quality of advertisements and extend the buyer’s reach.</p><h2 class="tile-heading">Publishers (Mobile and Desktop)</h2><p>
	In the advertising landscape, a publisher is the one with the eyes and the users. Publishers are websites and mobile apps that earn revenue from advertiser dollars. The more efficient a publisher is with its advertising stack, the more likely it is to earn more revenue.</p><p>
	We hope you found this helpful! Are there any other terms you’d like us to define here? If so, please let us know in the comments below.</p>]]></description>
      <dc:subject><![CDATA[Consumer Research, English (EN): inmobi.com,]]></dc:subject>
      
      <dc:creator><![CDATA[ Team InMobi  ]]></dc:creator>
      
      <dc:date>2018-06-05T14:57:00+00:00</dc:date>
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    <item>
      <title><![CDATA[What CMOs Should Look For in a Trustworthy Programmatic Partner]]></title>
      <link>https://www.inmobi.com/blog/2018/05/29/what-cmos-should-look-for-in-a-trustworthy-programmatic-partner/</link>
      <guid>https://www.inmobi.com/blog/2018/05/29/what-cmos-should-look-for-in-a-trustworthy-programmatic-partner/</guid>
      <description><![CDATA[<p>Programmatic is ideal for many publishers and advertisers, especially those seeking an efficient delivery of ads at global scale, but it has come under fire of late. Issues ranging from ad fraud to brand safety concerns have caused some advertisers and publishers to see <a href="http://www.adweek.com/agencies/whats-programmatic-advertising-must-do-to-restore-trust-with-brands/" target="_blank">programmatic as problematic</a>. Will investment continue alongside the bad press?</p>

<p>Despite the <a href="https://digiday.com/marketing/cmos-trust-issue-programmatic/" target="_blank">lingering issues</a> and worries, programmatic - when done right - has a lot of advantages in the trust and transparency department. The key point here is, as always, when done right. As programmatic has grown, many unsavory players have entered the market and sullied its once good name. When it comes to programmatic, it pays to do your due diligence. A good partner, however, should offer you these four key reassurances:</p>

<h2 class="tile-heading">1) Trustworthy Data-Led Insights for Advertisers</h2>

<p>As the old saying goes, knowledge is power. Even its detractors will admit that programmatic offers a trove of information and insights. While some may dispute some of the data they receive from programmatic partners, legacy advertising options like newspaper print ads, billboards and television spots are fraught with measurement difficulties too. The immediacy and volume of programmatic provides a potential treasure trove of data to analyze, which brands can use to fine tune and perfect their ad offerings - so long as <a href="https://adexchanger.com/data-driven-thinking/how-digitally-native-brands-succeed-on-programmatic/" target="_blank">the most impactful metrics are being measured</a>.</p>

<p>The insights that brands can glean through programmatic can help them better talk to - and ultimately reach - their target audience. A recent global poll conducted by Rakuten Marketing found that <a href="https://digiday.com/marketing/global-state-consumer-trust-advertising-5-charts/" target="_blank">83 percent of respondents viewed online advertising as disruptive</a>, and 43 percent of those polled in the United States have had bad online ad experiences. But, despite this, seven out of 10 said online ads can be valuable when they are aligned with individual interests, and one in five said these kinds of ads can be useful for e-commerce buying.</p>

<p>Programmatic, as opposed to more shotgun-style &ldquo;spray and pray&rdquo; ad approaches, can help brands be smarter and more thoughtful with how they are talking to their target audiences, which goes a long way towards improving the trustworthiness of online advertising.</p>

<h2 class="tile-heading">2) Independent Measurement Verifications Available</h2>

<p>For some brands and publishers, the immediacy of a direct relationship can seem appealing and potentially more trustworthy. But, in such situations, how can you really trust the other party? How do you avoid a &ldquo;he said, she said&rdquo; situation, especially when something goes awry?</p>

<p>Many in the programmatic space have been especially proactive in addressing these kinds of concerns, actively pursuing third-party partnerships in the form of deep product integrations to help ensure the veracity and effectiveness of any programmatic-related spend. This provides peace of mind not often present in direct ad buys.</p>

<p>Industry groups have gone one step further here as well, establishing protocols designed to further ensure the trustworthiness of online advertising efforts. In particular, the Interactive Advertising Bureau (<a href="https://www.iab.com/" target="_blank">IAB</a>) and the Trustworthy Accountability Group (<a href="https://www.tagtoday.net/" target="_blank">TAG</a>) have undertaken significant actions in this regard.</p>

<ul style="list-style:disc;">
	<li>IAB: In May 2017, the IAB officially rolled out its Ads.txt initiative, which they succinctly described as &ldquo;<a href="https://iabtechlab.com/ads-txt-about/" target="_blank">a public record of Authorized Digital Sellers</a>.&rdquo; This text file database, which aims to provide greater transparency and oversight, has been rapidly adopted. Between September 2017 and late February 2018, the percentage of the top 5,000 websites using Ads.txt went from <a href="https://www.emarketer.com/content/ads-txt-adoption-continues-its-steady-growth" target="_blank">less than 9 percent to 51 percent</a>, according to eMarketer.</li>
	<li>TAG: The many industry parties that make up TAG have taken significant steps to reduce fraud and other similar issues across the board. Studies from 2017 showed these efforts beginning to come to fruition. One found that TAG-certified channels had <a href="https://www.tagtoday.net/pressreleases/study_shows_ad_fraud_cut_by_83_percent" target="_blank">83 percent less fraud</a> versus industry averages, while another showed that industry efforts had successfully reduced revenues from piracy by <a href="https://www.tagtoday.net/pressreleases/study-shows-ad-industry-anti-piracy-efforts-have-cut-pirate-ad-revenue-in-half" target="_blank">as much as 61 percent</a>.</li>
</ul>

<h2 class="tile-heading">3) Well Suited for Accurate Retargeting</h2>

<p>If you own a smartphone, odds are good that you spend the equivalent of <a href="http://flurrymobile.tumblr.com/post/169545749110/state-of-mobile-2017-mobile-stagnates" target="_blank">more than five hours a day</a> looking at this screen. Mobile device usage increased 6 percent between 2016 and last year, with <a href="https://www.comscore.com/Insights/Presentations-and-Whitepapers/2017/The-2017-US-Mobile-App-Report" target="_blank">half of all time spent on a smartphone dedicated to apps</a>.</p>

<p>How do brands reach their target audiences on mobile? In-app mobile advertising is definitely a good start, but it&rsquo;s important to note the fragmented nature of mobile audiences. After all, adults in the U.S. use 25 apps on average in a given month. How can brands make sure they are talking to their target market in a consistent and unified manner across all apps?</p>

<p>Enter retargeting. When done right, it helps advertisers to more consistently talk to the people they want to be communicating with regardless of the app used. Programmatic, especially when <a href="https://thenextweb.com/contributors/2017/07/30/4-ways-ai-can-supercharge-remarketing-strategy/" target="_blank">supported through machine learning</a>, provides the technical backbone brands need to trust retargeting.</p>

<h2 class="tile-heading">4) Less Prone to Human Error</h2>

<p>Humans make mistakes. Worst of all, many of us <a href="https://www.theatlantic.com/science/archive/2016/02/why-mistakes-are-often-repeated/470778/" target="_blank">don&rsquo;t learn from our mistakes</a>. While programmatic may not be perfect, neither are humans. Someone could include a crucial error in an ad buying form, place an ad in a bad location, include the wrong text in ad copy - the list goes on. The automation inherent in programmatic goes a long way towards reducing the errors that can and often do plague legacy, manual ad efforts.</p>

<p>Plus, as self-service platforms gain greater steam, in-house teams can more easily manage bids, ad placements, etc. This helps to ensure that any potential errors that can stem from including various middlemen in the mix - no need to play &ldquo;Telephone&rdquo; with mobile ad efforts!</p>

<h2 class="tile-heading">Why Programmatic is Inherently Trustworthy (When Done Right)</h2>

<p>Thus far, despite the concerns related to programmatic, brands and publishers have embraced the technology and its benefits. Agencies and brands are expected to spend <a href="https://www.emarketer.com/content/more-than-80-of-digital-display-ads-will-be-bought-programmatically-in-2018" target="_blank">more than $46 billion on programmatic in 2018</a>, according to eMarketer, $10 billion more than what was spent in 2017. Further, <a href="https://www.emarketer.com/content/what-blockchain-might-mean-for-the-digital-ad-supply-chain" target="_blank">over 82 percent of all display ads</a> will be bought and displayed programmatically by the end of this year. So far, nothing else really comes close to the scale and automated efficiency baked into programmatic, which helps to explain why investment in programmatic ad buying and placement is on the rise even with the alarmist headlines.</p>

<p>Concerns haven&rsquo;t dampered enthusiasm on the publisher side either. A Digiday survey conducted earlier in 2018 found that <a href="https://digiday.com/media/digiday-research-brand-safety-concerns-havent-made-it-harder-to-monetize-content/" target="_blank">around 50 percent of publishers didn&rsquo;t think concerns</a> related to brand safety affected their ability to push ads. Only one in five thought such issues affected their monetization efforts.</p>

<p>CMOs are right to be cautious, especially in today&rsquo;s environment. But, that caution shouldn&rsquo;t prevent them from utilizing programmatic and reaping its many benefits. Programmatic is for more than just cheap inventory, and it yields the best results when it&rsquo;s done as a primary tactic and not as an afterthought. Plus, as new technologies like machine learning and blockchain become more widely utilized, the potential drawbacks of programmatic will further dissipate.</p>

<p>&ldquo;I believe that very soon marketers and brands will accumulate enough knowledge to <a href="https://www.martechadvisor.com/articles/ads/transparency-is-both-the-problem-and-the-answer-when-it-comes-to-programmatic/" target="_blank">solve all transparency issues</a>,&rdquo; George Levin, GetIntent Co-founder and CEO, wrote recently in MarTech Advisor. &ldquo;The better we understand the programmatic ecosystem behind the hood, the more questions we have. Sooner or later, all these questions will be answered.&rdquo;</p>

<p>Here at InMobi, we&rsquo;re always hard at work building and earning your trust. Be sure to check out <a href="https://www.inmobi.com/trust" target="_blank">inmobi.com/trust</a> to learn more about all the ways we ensure honest advertising and how we can help.</p>]]></description>
      <dc:subject><![CDATA[Advertising, English (EN): inmobi.com,]]></dc:subject>
      
      <dc:creator><![CDATA[ Matt Kaplan,  Content Strategist  ]]></dc:creator>
      
      <dc:date>2018-05-29T21:42:00+00:00</dc:date>
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      <title><![CDATA[6 Things We Learned About Mobile Engagement at InMobi and Leanplum’s Mobile Movers & Shakers]]></title>
      <link>https://www.inmobi.com/blog/2018/05/24/6-things-we-learned-about-mobile-engagement/</link>
      <guid>https://www.inmobi.com/blog/2018/05/24/6-things-we-learned-about-mobile-engagement/</guid>
      <description><![CDATA[<p>As mobile devices and apps occupy more of our time, how do you as a brand effectively reach the right people in all instances? How do you find, attract and retain customers through mobile channels?</p><p>To find out, we recently co-hosted a panel with Leanplum featuring IMVU and SmartNews at The Sequoia in San Francisco. It was a fun and insightful event, bringing together some of the brightest minds in the mobile advertising and marketing space. Here are our top six takeaways from the event:</p><p><strong>1) Use data wisely to support user engagement</strong></p><p>Lomit Patel, VP of Growth at IMVU and one of the evening’s featured speakers, defines mobile CRM as the “hooks” that ensure people are actually engaged and interested in your product and service. The data you have should help you better understand your customers and what they care about. In addition, extensive A/B testing allows you to fine tune your data and gain an ever deeper understanding of your customer base.</p><p><strong>2) Don’t let acquisition distract from retention</strong></p><p>Many marketers can get really bogged down in user growth, focusing heavily on acquisition. But what good is that if all the people you acquire aren’t using your app? It was sobering to hear that only around one in four people open an app more than once, and just two percent of everyone who downloads an app will still be using it 90 days later.</p><p><strong>3) Be smart about casting a wide net for potential new customers</strong></p><p>While the time people spend in apps is growing dramatically, a small handful of apps - think Gmail, Facebook, Instagram, Snapchat, etc. - have come to dominate the market. However, reaching out to people through these big players only is not ideal, noted Beatrice Olivas, InMobi’s VP of North America Sales. Casting a wide net in terms of number of apps included in ad and marketing campaigns ensures you are touching as many potential customers as possible. </p><p>Of course, this should be done intelligently, leveraging data to determine precisely where and how to talk to the right people - and then retargeting them when necessary across apps. In fact, Beatrice noted that three out of every four businesses that tap InMobi to help with user acquisition utilize retargeting.</p><p><img src="https://www.resources.inmobi.net/hubfs/IMG_3996.jpeg"></p><p><strong>4) Transparency is key to fighting ad fraud</strong></p><p>One of the biggest questions of the night from those in the audience was in relation to fraud. A lot of studies have come out in recent months highlighting problems related to ad fraud. All three panelists were in agreement on how to fight ad fraud today though: Be fully transparent with all players in the ecosystem by pooling together available data to more intelligently spot, fight and move past fraud.</p><p><strong>5) Think about what humans actually want and need, and then develop journeys and creatives</strong></p><p>In the rush to collect and then pour over data, it can be too easy to forget about the people behind the scenes. What do these humans really want and need, and how do you connect with them in a meaningful way? IMVU’s Lomit Patel noted that the data should be used to create meaningful user journeys that guide people to see your products and services in a clear way that makes sense for them.</p><p>For example, Lomit said they use data from Leanplum to optimize in-app engagement. But, if push notifications prove ineffective, then they will retarget these former users with help from InMobi. This kind of partnership highlights how publishers can use data to inform their human-centric practices.</p><p>This thinking should extend to creatives too, as the visuals and voiceovers are so critical to the customer journey. Beatrice from InMobi commented that 90 percent of the time, creatives developed for a particular kind of person and for specific formats do better than something out of the box.</p><p><strong>6) Align KPIs with business goals</strong></p><p>Fabien-Pierre Nicolas, Head of Growth Marketing at SmartNews and another speaker on the panel, recommended being more thoughtful about the key performance indicators tracked. To determine the true impact of an in-app advertising and marketing campaign, he especially recommended tracking return on advertising spend (RoAS) and time spent (engaged with the brand).</p><p>“We define success by living up to our company vision to provide the world with quality information,” Nicolas said. “In the U.S., this translates by providing our users with ‘news that matters’ to them. The average time per user/month, and percent of medium-heavy users using us between 75-100 percent in a 28-day period, are our key metrics.”</p><p><img src="https://www.resources.inmobi.net/hubfs/IMG_0432.jpg"></p><p>We had an enjoyable evening at The Sequoia, and a big thanks go out to Leanplum and everyone else who attended, asked great questions and learned tons about the future of mobile marketing and advertising. </p><p>Have a question you weren’t able to ask us at the event? Please feel free to drop us a line at <a href="http://www.inmobi.com/company/contact" target="_blank">inmobi.com/company/contact</a>. </p>]]></description>
      <dc:subject><![CDATA[Events, English (EN): inmobi.com,]]></dc:subject>
      
      <dc:creator><![CDATA[ Matt Kaplan,  Content Strategist  ]]></dc:creator>
      
      <dc:date>2018-05-24T22:55:00+00:00</dc:date>
    </item>
  
    <item>
      <title><![CDATA[What Sotheby's and eBay Can Teach You About Unified Auctions and Mediation]]></title>
      <link>https://www.inmobi.com/blog/2018/05/24/what-sothebys-and-ebay-can-teach-you-about-unified-auctions-and-mediation/</link>
      <guid>https://www.inmobi.com/blog/2018/05/24/what-sothebys-and-ebay-can-teach-you-about-unified-auctions-and-mediation/</guid>
      <description><![CDATA[<p>
	Every industry is (unfortunately) full of jargon, and adtech is no different. Mediation, 
	<a href="https://trends.google.com/trends/explore?date=today%205-y&q=header%20bidding" target="_blank">header bidding</a>, <a href="https://trends.google.com/trends/explore?date=today%205-y&q=monetization" target="_blank">monetization</a>, waterfalls and <a href="https://trends.google.com/trends/explore?q=open%20auction" target="_blank">open auctions</a> have become hot terms of late, but what do they really mean? As new technologies and related terms emerge, lots of players have jumped into the fray with their own definitions.</p><p>
	To help clarify matters, we’ve developed this handy list of metaphors to clear things up once and for all.</p><p>
	<strong>Mediation = Highway</strong></p><p>
	How do you get from point A to point B? For most of us, you get in a car and drive to where you need to go. Roads and highways facilitate our travels.</p><p>
	Mediation platforms operate on a similar premise, connecting ad networks and their advertisers with app publishers. Like a road, mediation platforms enable all sides to be connected. Mediation, like a highway, serves as the infrastructure bringing these companies together.</p><p>
	To understand how mediation platforms work, it’s good to know why they exist. Most publishers - at least those serious about monetization - leverage the services of multiple ad networks (and their associated pool of advertisers). Some apps will use dozens of networks to fill all of their available ad space among all of their various end users. Mediation platforms provide publishers with a single pane of glass for managing all of their ad network partnerships, and getting ads purchased and placed from a wide array of advertisers. Instead of taking multiple small, local roads, mediation platforms are like a superhighway connecting everyone with greater ease.</p><p>
	<strong>Waterfalls = Telemarketing</strong></p><p>
	In political campaigns, representatives have a list of specific people to call to solicit donations. They will 
	<a href="https://www.cbsnews.com/news/60-minutes-are-members-of-congress-becoming-telemarketers/" target="_blank">go one by one through their list</a> until they meet their goals. Most telemarketing works on a similar basis. The caller has a previously identified list of who to call, and will start with who’s likely to be most lucrative and then goes down the list.</p><p>
	In many ways, waterfalls are quite similar to telemarketing in its singular approach. Under a waterfall methodology, once an app has an ad opportunity, the call goes out to a single ad network to bid on that inventory. If the ad network doesn’t fill or respond with an ad, then another ad network is pinged to retrieve an ad. This process continues until an ad is found, all ad networks in the waterfall are exhausted or the user navigates away.</p><p>
	<strong>Header Bidding = Sotheby’s</strong></p><p>
	Like telemarketing, waterfalls have become increasingly problematic. Many publishers now want to move away from waterfalls due to 
	<a href="https://www.inmobi.com/blog/2018/05/02/how-unified-auctions-and-header-bidding-are-better-than-waterfalls" target="_blank">concerns related to price, speed and opportunity cost</a>. In light of these issues, header bidding has been proposed as an alternative.</p><p>
	But what is header bidding exactly? Essentially, as soon as the header of a webpage is opened, all of the page’s ad inventory is made available for programmatic ad partners to bid on via a simultaneous call. For apps, this all occurs once it is first launched.</p><p>
	While header bidding definitely has its perks, it’s far from perfect. In particular, it typically involves only a small part of a publisher’s overall ad partners network. Exclusivity is fine for a swanky nightclub, but it can be less than ideal for app monetization - especially if well-paying networks and advertisers are on the outside looking in.</p><p>
	In this way, header bidding is a lot like an auction at an auction house like Sotheby’s or Christie’s. Sure, the highest bidder wins the auction, but who gets to participate? The exclusivity of such an event means that people potentially willing to pay even more for particular items don’t even get their foot in the door.</p><p>
	<strong>Unified Auctions = eBay</strong></p><p>
	In comparison to a more exclusive auction, transactions on websites like eBay are far more inclusive. Anyone in the world with internet access can participate in an eBay auction. This is great for anyone looking to sell their wares to the highest bidder, as more inclusive auctions ensure the best price always wins.</p><p>
	This is the core premise behind unified auctions. They are truly open auctions, in which everyone competes for all ad placements all at the same time. This format ensures that the highest price always wins out, and that ad transactions happen in mere milliseconds.</p><p align="center">
	To learn more about unified auctions and how it all works, be sure to check out our latest video on the subject:
	
<iframe width="560" height="315" src="https://www.youtube.com/embed/3YtTBDUpQqI" frameborder="0" allow="autoplay; encrypted-media" allowfullscreen=""></iframe></p>]]></description>
      <dc:subject><![CDATA[In-App Monetization, English (EN): inmobi.com,]]></dc:subject>
      
      <dc:creator><![CDATA[ Matt Kaplan,  Content Strategist  ]]></dc:creator>
      
      <dc:date>2018-05-24T19:53:00+00:00</dc:date>
    </item>
  
    <item>
      <title><![CDATA[Everything You Need To Know About Unified Auctions Today]]></title>
      <link>https://www.inmobi.com/blog/2018/05/23/everything-you-need-to-know-about-unified-auctions-today/</link>
      <guid>https://www.inmobi.com/blog/2018/05/23/everything-you-need-to-know-about-unified-auctions-today/</guid>
      <description><![CDATA[<p>
	As mobile viewership habits further consolidate on a few big properties, publishers are finding it increasingly difficult to monetize their apps. It’s not that there isn’t money to be made - global mobile app revenues are expected to rise from 
	<a href="http://www.businessofapps.com/data/app-revenues/" target="_blank">$88 billion to $189 billion between 2016 and 2020</a> - it’s just that many apps are not effectively monetized.</p><p>
	To the average publisher, a user is worth around $10. For Facebook, however, 
	<a href="https://adexchanger.com/data-driven-thinking/telco-ad-tech-investments-follow-a-wheel-of-fortune-philosophy/" target="_blank">the figure is around $296</a>. No wonder <a href="https://www.gartner.com/newsroom/id/2648515" target="_blank">less than 0.01 percent of consumer apps are financially successful</a>.</p><p>
	So what’s the solution? How can apps go from zeroes to heroes? For many, the answer to their monetization woes may be Unified Auctions.</p><p>
	<strong>What is a Unified Auction?</strong></p><p>
	In a Unified Auction, all ad networks (and their associated advertisers) are given the opportunity to bid on an app’s available inventory all at the same time. No one network gets preferential treatment, and typically the highest bid wins. As soon as an app is opened, all networks are notified of ad placement availability and all of them bid in real time.</p><p>
	Here’s another way to think about it: An auction at an auction house is a closed auction, while one occurring on a site like eBay is an open auction. At Sotheby’s or Christie’s, only a small number of people may know about a particular auction and would likely be invited to participate. In contrast, anyone in the world with internet access can participate in an open auction; there’s no need for invites with eBay.</p><p>
	<strong>Why are Unified Auctions Beneficial?</strong></p><p>
	Before we go into the benefits of Unified Auctions, it’s helpful to consider the current state of affairs. For the vast majority of apps today, that means waterfalls.</p><p>
	Waterfalls describe the linear queues many publishers use to fill ad space. In such a system, one ad network is given the opportunity to bid on all available inventory. Anything they don’t take is offered to another ad network. This back and forth continues until all ad network partners have been given a bidding opportunity or until all inventory is accounted for. While it’s up to apps to determine the order for their waterfall, it’s often based on which network historically offered the highest prices.</p><p>
	In comparison to waterfalls, Unified Auctions offer a few key benefits:</p><ul>
	
<li>In a Unified Auction, ad placements can be filled in milliseconds. Under a waterfall, while it takes just milliseconds to communicate with one ad network, the time can add up if multiple ad networks are pinged before all inventory is accounted for. As attention spans get shorter, speed is of the essence. Mere milliseconds can mean the difference between a memorable ad experience and a missed opportunity.</li>	
<li>Because the order of most waterfalls is based on historical pricing, ad networks that may be able to offer more in real time can be passed over. For example, a network that offered $3 per CPM yesterday may be able to offer $9 today. But, because they offered $3 yesterday, another network - one that offers $5 per CPM both yesterday and today - will be given first priority. In contrast, however, a Unified Auction ensures that the highest bidder always wins out.</li>	
<li>Unified auctions ensure everyone gets to see all inventory. In a waterfall, while the first few networks in the stack view all or most of it, those towards the middle or bottom only see remnant inventory. A more open system means bids win based on their strength, not on pre-determined stack orders.</li></ul><p>
	<strong>Are Unified Auctions Synonymous with Header Bidding?</strong></p><p>
	It’s important to note also how Unified Auctions differ from header bidding - at least in regards to how header bidding has been frequently put in place in app environments. While header bidding offers benefits over a waterfall, it’s often less effective than a truly Unified Auction.</p><p>
	Too often, in-app header bidding only includes a select number of advertisers or ad networks, typically those bidding programmatically. Under these arrangements, while a simultaneous ad call does goes out, its results are then inserted into a waterfall with the non-programmatic players. This kind of header bidding configuration has a few key downsides:</p><ul>
	
<li>Apps need to have two SDKs in place: one for header bidding and another for the non-programmatic partners.</li>	
<li>Programmatic participants get a first look at all inventory without having to pay a premium.</li>	
<li>Header bidding, at least how it’s been implemented commonly at the app level, doesn’t eliminate the waterfall, which means the downsides of the waterfall are still there.</li></ul><p>
	<strong>Do Unified Auctions Represent the Future of App Monetization?</strong></p><p>
	We think so! Only unified auctions eliminate the concerns that stem from waterfalls related to price, speed and opportunity cost. Common in-app header bidding options are better, but don’t go all the way in solving app monetization problems. By quickly opening up all inventory and ensuring that the highest bidder always wins, Unified Auctions are the ideal option for app developers.</p><p align="center">
	<a href="https://www.inmobi.com/insights/download/whitepapers/everything-you-need-to-know-about-header-bidding-separating-fact-from-ficti/" target="_blank"><img src="https://www.resources.inmobi.net/hubfs/Header%20Bidding%20and%20Mediation.png"></a></p>]]></description>
      <dc:subject><![CDATA[In-App Monetization, English (EN): inmobi.com,]]></dc:subject>
      
      <dc:creator><![CDATA[ Matt Kaplan,  Content Strategist  ]]></dc:creator>
      
      <dc:date>2018-05-23T20:39:00+00:00</dc:date>
    </item>
  
    <item>
      <title><![CDATA[InMobi Named as One of the 50 Most Disruptive Companies in the World]]></title>
      <link>https://www.inmobi.com/blog/2018/05/22/inmobi-named-as-one-of-the-50-most-disruptive-companies-in-the-world/</link>
      <guid>https://www.inmobi.com/blog/2018/05/22/inmobi-named-as-one-of-the-50-most-disruptive-companies-in-the-world/</guid>
      <description><![CDATA[<p>
	Over the past six years, CNBC has announced the <a href="https://www.cnbc.com/disruptors" target="_blank">Disruptor 50</a>, an annual list of private companies that are shaking up the landscape and threatening the status quo in their respective industries. Many of these companies have continued to innovate in and change their industries.</p><p>
	This year, the CNBC Disruptor 50 list for 2018 includes InMobi. Now in its 10th year, InMobi has continued its investment and commitment towards innovation and quality with a mission to deliver next-generation technology to disrupt the mobile advertising and marketing industry.</p><p>
	“We’re honored to be featured on CNBC’s Disruptor 50 List as this further validates InMobi’s mission to disrupt the mobile advertising and marketing industry through innovation,” said Naveen Tewari, Founder & CEO at InMobi. “InMobi is revolutionizing the adtech and martech industry through our initiatives in artificial intelligence and machine learning, which sit at the company’s core. Innovation and transparency isn’t something that can be done once - it constantly evolves over time through advances in technology and we embed this into the heart of everything we do.”</p><p>
	Advertising technology is in a transformative phase right now. InMobi has been disrupting adtech and martech in part through our commitment to trust. We believe in, and facilitate, honest advertising through radical transparency, industry-leading quality and verifiable and trustworthy measurement. As the landscape grows and as consolidation continues apace, our position as one of CNBC’s 50 Most Disruptive Companies in the world puts us in prime position to lead our industry and set lasting trends.</p><p>
	To learn more about CNBC’s methodology and selection process, and to see who else made the list this year, check out <a href="https://www.cnbc.com/Disruptors" target="_blank">CNBC.com/disruptors</a>.</p><p>
	It’s always great to be honored like this, but we’re not spending too much time patting ourselves on the back. As the mobile marketing and advertising space evolves, and as threats emerge and mature, we’re committed to bettering ourselves, our products and our services. Like a superhero, our work is never done.</p>]]></description>
      <dc:subject><![CDATA[Awards, English (EN): inmobi.com,]]></dc:subject>
      
      <dc:creator><![CDATA[ Matt Kaplan,  Content Strategist  ]]></dc:creator>
      
      <dc:date>2018-05-22T14:55:00+00:00</dc:date>
    </item>
  
    <item>
      <title><![CDATA[Are Your Video Views Accurate? Comparing Video Viewability Metrics]]></title>
      <link>https://www.inmobi.com/blog/2018/05/21/are-your-video-views-accurate-comparing-video-viewability-metrics/</link>
      <guid>https://www.inmobi.com/blog/2018/05/21/are-your-video-views-accurate-comparing-video-viewability-metrics/</guid>
      <description><![CDATA[<h1 class="tile-heading">Learn How InMobi Stacks Up to the Industry When It Comes to Video Viewability for Mobile App Advertising</h1>

<p>Mobile video advertising, especially in-app, <a href="https://www.inmobi.com/insights/download/whitepapers/the-present-and-future-of-mobile-video-advertising/" target="_blank">has a proven track record</a>. It yields click-through rates that are 56% better than banners and 34% better than native ads. No wonder advertisers are spending more on these ad formats year over year.</p>

<p>But, how can you make sure people are actually watching and interacting with your in-app ads?</p>

<p>In particular, ad fraud related to invalid traffic (i.e. non-human traffic, like from bots) is on the rise. Brands lost <a href="http://www.alistdaily.com/strategy/study-invalid-traffic-ad-fraud/" target="_blank">approximately $6.5 billion</a> from this kind of fraud in 2017 alone.</p>

<p>In light of this, how can advertisers be sure their video ads are viewable and actually seen by their target audience? The answer lies in using the right partners - ones that are <a href="/blog/inmobis-plan-to-continue-the-fight-against-fraud-in-2018-and-beyond" target="_blank">committed to fighting fraud</a> and ensuring quality ad views.</p>

<p>This is an area we&rsquo;ve long been passionate about, and the video ad viewability rates prove it. Compared to the industry standards and benchmark figures from trusted third parties like Moat and IAS, we&rsquo;re well ahead of the curve.</p>

<h2 class="tile-heading">InMobi&#39;s Average Video Advertising Viewability Rates</h2>

<p>Moat Q2 Benchmark: 56% // InMobi U.S. Video: 93%<br />
IAS Q2 Benchmark: 50% // InMobi U.S. Video: 92%</p>

<p><strong>InMobi vs. Moat in 2018:</strong></p>

<p><u>Q2 2018 Valid and Viewable Rate</u></p>

<ul style="list-style:disc;">
	<li>Moat: 59.9%</li>
	<li>InMobi: 83.37%</li>
</ul>

<p><u>Q2 2018 IVT Rate</u></p>

<ul style="list-style:disc;">
	<li>Moat: 0.5%</li>
	<li>InMobi: 0.09%</li>
</ul>

<p><img src="https://www.resources.inmobi.net/hubfs/q1%202018%20moat.png" /></p>

<p align="center"><img src="https://www.resources.inmobi.net/hubfs/Graph3.png" /></p>

<p><strong>InMobi vs. IAS:</strong></p>

<p><u>Q2 Viewable Rate</u></p>

<ul style="list-style:disc;">
	<li>IAS: 49%</li>
	<li>InMobi: 72%</li>
</ul>

<p align="center"><img src="https://www.resources.inmobi.net/hubfs/IMvIAS_v1.png" /></p>

<h2 class="tile-heading">Benefits of Mobile In-App Video Advertising</h2>

<p>And, in the U.S. in the second quarter of 2018, InMobi&#39;s valid and viewable rate was, according to Moat, 72.5% for display ads and 89% for video.</p>

<p>According to IAS, our viewable rate for was 67% for display and 93 percent for video in the U.S. during the same time frame. In Q2 2018, InMobi&#39;s total viewable rate globally was 72%.</p>

<p>In today&rsquo;s era of ad fraud and rising brand safety concerns, we know trust is earned and built. That&rsquo;s why we&rsquo;re committed to earning it through radical transparency, industry-leading quality and verifiable metrics and measurements. To learn more about our efforts and how they help advertisers see huge ROI from their mobile video investments, check out <a href="https://www.inmobi.com/trust" target="_blank">inmobi.com/trust</a>.</p>

<p>Not only is InMobi in-app video advertising viewable, but it also drives results. According to our <a href="http://go.inmobi.net/mobileprogrammatictrends2019" target="_blank">2019 Mobile Programmatic Advertising Trends report</a>, click-through rates (CTRs) for video ads were over 2x greater than native CTRs and over 10x greater than CTRs for banners on average during the first three months of the year. In fact, in that quarter, the average CTR for video ads was over 3%. In comparison, during the first three months of 2018, the Interactive Advertising Bureau (IAB) found that video ad CTRs were only around 0.26% in the U.S. on average.</p>

<h2 class="tile-heading">Defining Viewable Impressions for Mobile Video Advertising</h2>

<p><span style="background-color: initial;">When we&#39;re looking at average viewability, what are we really talking about? Many brands have their own definition, which can create problems.</span></p>

<p>The <a href="https://www.gourmetads.com/programmatic/viewability/" target="_blank">classic definition comes from</a> the Media Ratings Council, which says that 50% of an ad must be in active view for a minimum of one second. But, when looking at viewability metrics, it&#39;s important to note that not everyone follows this.</p>

<p>When looking at viewability, make sure you have a set definition and that you&#39;re comparing apples to apples when looking at how your campaigns compare to others.</p>

<h3 class="tile-heading">Learn More About In-App Video Advertising and Video Viewability</h3>

<ul style="list-style:disc;">
	<li><a href="/blog/calculating-mobile-video-advertising-growth-and-other-in-app-video-ad-stats" target="_blank">Calculating Mobile Video Advertising Growth and Other In-App Video Ad Stats You Need to Know [Infographic]</a></li>
	<li><a href="/blog/guaranteeing-viewability-and-reducing-fraud-with-inmobi-and-doubleverify" target="_blank">Guaranteeing Viewability, Reducing Fraud with DoubleVerify and InMobi</a></li>
	<li><a href="/blog/mobile-in-app-advertising-and-trust-what-you-need-to-know-video" target="_blank">Mobile In-App Advertising and Trust: What You Need to Know</a></li>
</ul>

<p><iframe allow="autoplay; fullscreen" allowfullscreen="" frameborder="0" height="360" src="https://player.vimeo.com/video/290871556" width="640"></iframe></p>

<p><a href="https://vimeo.com/290871556">Dmexco 2018 - Leading Viewability with InMobi</a> from <a href="https://vimeo.com/mobilemarketingtv">Mobile Marketing Magazine</a> on <a href="https://vimeo.com">Vimeo</a>.</p>

<h4 class="tile-heading">About the Author</h4>

<p>Matthew Kaplan has over a decade of digital marketing experience, working to support the content marketing and search optimization goals of the world&rsquo;s biggest B2B and B2C brands. He is a passionate app user and evangelist, working to support diverse marketing campaigns across devices.</p>]]></description>
      <dc:subject><![CDATA[Consumer Research, English (EN): inmobi.com,]]></dc:subject>
      
      <dc:creator><![CDATA[ Matt Kaplan,  Content Strategist  ]]></dc:creator>
      
      <dc:date>2018-05-21T15:55:00+00:00</dc:date>
    </item>
  
    <item>
      <title><![CDATA[The 3 Key Tenets of Honest Advertising]]></title>
      <link>https://www.inmobi.com/blog/2018/05/17/the-3-key-tenets-of-honest-advertising/</link>
      <guid>https://www.inmobi.com/blog/2018/05/17/the-3-key-tenets-of-honest-advertising/</guid>
      <description><![CDATA[<p>In-app advertising is at a crossroads. Ad fraud is reportedly at a record high. New buying technologies like programmatic are coming under fire. Brands are worried about their ads appearing next to objectionable or sensitive content. Consumers are increasingly worried about their data, and government agencies are cracking down.</p>

<p>So where does all this leave the industry? For those that have always had a commitment to honest and trustworthy advertising, it means doubling down on the long-standing practices that do right by publishers, advertisers and end users.</p>

<p>The mobile ad players committed to the Right Way of doing things focus on these three tenets:</p>

<p>&nbsp;</p>

<h3 class="tile-heading">1) Transparency</h3>

<p>&nbsp;</p>

<p>It&rsquo;s hard to trust what you don&rsquo;t know. Mobile advertising is far more than just point A (advertisers) and point B (apps/websites). The machinations going on behind the scenes connecting brands with publishers can appear opaque, which sometimes breaks down trust. A December 2017 report from AppsFlyer and Forrester found that 15 percent of digital marketers didn&rsquo;t know about all of the programmatic players involved in getting their ads displayed.</p>

<p>These transparency issues have especially come to the fore over the past 12 months, with advertisers shocked to find their spots on highly political websites or next to objectionable user-created content. According to the Forrester/AppsFlyer study, 33 percent of mobile marketers said they lacked visibility in where their ads ended up online, especially when buying programmatically. And when it comes to addressing issues of brand safety, more than one in three brand marketers surveyed by Digiday put the <a href="https://digiday.com/marketing/state-brand-safety-5-charts/" target="_blank">onus on agencies and/or vendors</a>.</p>

<p>There&rsquo;s a reason kids are often afraid of the dark: you don&rsquo;t trust what you can&rsquo;t see. A good mobile ad partner always remains transparent with its partners regarding how their processes and technology work, and who else is involved in processes.</p>

<p>&nbsp;</p>

<h3 class="tile-heading">2) Quality</h3>

<p>&nbsp;</p>

<p>Advertisers want to be sure their ads are effectively delivered to the right people, while publishers want to be sure only reputable ads appear on their apps. Unfortunately, this is sometimes much easier said than done.</p>

<p>In particular, rising mobile ad fraud prevents advertisers from trusting the results/metrics they receive from publishers and third-party ad tech partners. Juniper Research, in a September 2017 report, predicted advertisers to lose <a href="https://www.juniperresearch.com/press/press-releases/ad-fraud-to-cost-advertisers-$19-billion-in-2018" target="_blank">$19 billion to ad fraud in 2018</a>, the equivalent of $51 million a day. Further, another study from eMarketer found that <a href="https://www.emarketer.com/content/video-ad-fraud-effective-measurement-worry-marketers" target="_blank">close to half of respondents worried about fraud specifically within video ad networks</a>.</p>

<p>While the specific concerns surrounding quality in mobile ad-related transactions may be new, worries about fraud in advertising are far from it. As long as there&rsquo;s a system to exploit, nefarious characters will look to exploit it.</p>

<p>But, instead of shying away from this hard truth, a quality ad tech partner tackles these challenges head-on. Mobile marketers and app publishers must be sure to only work with organizations proactively fighting fraud and ensuring better ad quality. Before signing a contract with a potential partner, check to see if they continue to release products and services designed to improve quality, and if they work closely with reputable independent quality assurance organizations like the Trustworthy Accountability Group.</p>

<p>&nbsp;</p>

<h3 class="tile-heading">3) Measurement</h3>

<p>&nbsp;</p>

<p>If a potential partner offered you 5X results, how would you react?</p>

<ol>
	<li>That sounds great! I&rsquo;ll sign up immediately no questions asked!</li>
	<li>This sounds too good to be true - prove it.</li>
</ol>

<p>Hopefully, you answered B. Good partners show results with data that is easy to verify and measure. Unfortunately, not every mobile ad player out there today agrees.</p>

<p>"Social networks are notorious for operating as &lsquo;Walled Gardens&rsquo; which follow their own rules when it comes to reporting on usage data and makes it very difficult to measure cross platform campaigns that have touchpoints in social,&rdquo; the Forrester/AppsFlyer report noted. &ldquo;When visibility is lost, the door is opened for fraudsters to operate in between the cracks of the data as consumers jump from social network to other apps or the app stores."</p>

<p>A good partner not only provides a plethora of data, but also works with trustworthy third parties that can vouch for the accuracy and veracity of the data provided. Verifiable measurements ensure that all sides are on the page and are genuinely committed to transparency and trustworthiness.</p>

<p>Good mobile ad partners are committed to transparency, quality and measurement. To learn more about InMobi&rsquo;s continued dedication to trustworthy and honest advertising, visit <a href="https://www.inmobi.com/trust" target="_blank">inmobi.com/trust</a>.</p>]]></description>
      <dc:subject><![CDATA[Advertising, English (EN): inmobi.com,]]></dc:subject>
      
      <dc:creator><![CDATA[ Matt Kaplan,  Content Strategist  ]]></dc:creator>
      
      <dc:date>2018-05-17T23:05:00+00:00</dc:date>
    </item>
  
    <item>
      <title><![CDATA[Seven Reasons Why You Shouldn't Ignore Mobile Ad Mediation]]></title>
      <link>https://www.inmobi.com/blog/2018/05/17/seven-reasons-why-you-shouldnt-ignore-mobile-ad-mediation/</link>
      <guid>https://www.inmobi.com/blog/2018/05/17/seven-reasons-why-you-shouldnt-ignore-mobile-ad-mediation/</guid>
      <description><![CDATA[<p>
	As the mobile advertising industry continues to grow and become more complex, mobile ad mediation has emerged as a hugely beneficial new option for publishers. A mobile ad mediation platform helps publishers connect to multiple ad networks to maximize fill rates and increase revenue. The best way to earn more revenue from mobile in-app advertising is by increasing the number of buyers in your auction, and the only way to do that efficiently is by working with a mediation platform.</p><p style="text-align: center;">
	<a href="https://www.inmobi.com/insights/download/whitepapers/everything-you-need-to-know-about-header-bidding-separating-fact-from-ficti/" target="_blank"><img src="https://cdn2.hubspot.net/hubfs/2714195/download%20white%20paper.png" alt=""></a></p><p>
	Below are seven reasons why the time to pay attention to mobile ad mediation is now:</p><h2 class="tile-heading">
	1. Dealing With All Parties Within A Complex Landscape is a Waste of Time</h2><p>
	The ever-changing, overly complex advertising landscape is intense and full of different players, ranging from advertisers, media agencies, trading desks, DSPs, ad networks, SSPs and publishers, just to name a few. Savvy mobile publishers don’t navigate the ad tech landscape alone. Instead, they rely on the expertise of the mediation platform in their tech stack to help them increase revenue and stay focused on building/creating great mobile apps and content. This 
	<a href="http://www.displayadtech.com/the_display_advertising_technology_landscape/the-display-landscape" target="_blank">web</a> shows the real complexity of the industry today:</p><p>
	<img src="https://www.resources.inmobi.net/hubfs/Screen%20Shot%202017-07-18%20at%2012.58.07%20PM.png"></p><h2 class="tile-heading">2. More Bids with Less Work</h2><p>
	Mediation is the key to unlocking more bids for your mobile ad inventory. A platform that connects to multiple networks can bring you more buyers in an auction. What’s more, you can further increase your revenue yield by working with partners that offer 
	<a href="https://www.inmobi.com/blog/2018/05/02/how-unified-auctions-and-header-bidding-are-better-than-waterfalls" target="_blank">mobile header bidding solutions</a> to drive incremental revenue to your bottom line.</p><h2 class="tile-heading">3. Many Networks, Many Offerings</h2><p>
	Each ad network is unique and offers different value to publishers. By leveraging a mediation platform, you can find networks that specialize in countries outside of the U.S. or those that focus purely on video or native ads. Inevitably there will be networks that earn you better fill rates, while others provide higher eCPMs. The right blend of networks can be found on a good mediation platform.</p><h2 class="tile-heading">4. Less SDK Bloat</h2><p>
	The best mobile mediation platforms help streamline the integration process by removing the need for multiple SDKs from multiple networks. For instance, you can find a platform that offers a bundler to compile one SDK for your mobile app, granting you access to each network you’ve selected, thereby scaling the reach of your inventory.</p><h2 class="tile-heading">5. Mediation Optimizes Key Data</h2><p>
	Mobile ad mediation platforms help optimize ad network data such as response time, fill rates, eCPMs and CTRs. These metrics are then mapped back to filters such as region, app type and device type in real time, helping mobile app developers find the most relevant and high paying ads for their inventory.</p><h2 class="tile-heading">6. Advanced Waterfall Management</h2><p>
	Traditional mobile mediation platforms use a “waterfall” to help publishers optimize their ad networks. This system allows publishers to prioritize the networks bidding for the inventory according to their potential revenue yield, or because they have a special relationship with a network granting them “first look” on all bid requests. The issue with a standard waterfall is that all the advertisers don’t get a chance to bid in the auction - as soon as a winner is selected, the bid requests stop. There are advanced ways to manage your waterfall, but many platforms give publishers the ability to take a “hands-off” approach through features that auto optimize the waterfall based on your goals like CPM, fill rate, etc.</p><p style="text-align: center;">
	<img src="https://www.resources.inmobi.net/hubfs/Image_-3.png"></p><h2 class="tile-heading">7. Centralized Reporting</h2><p>
	The great thing about using a mobile ad mediation platform is that all of your networks can be managed in one place. This also means all of your revenue reporting and performance can be seen in one place. The best monetization professionals rely heavily on their dashboards and look for trends to optimize their revenue performance. With a single dashboard, publishers can see how each network is performing and stay on top of their earnings.</p><h2 class="tile-heading">What’s Next for Mobile Ad Mediation?</h2><p>
	There are so many advanced techniques for managing auctions for mobile inventory available today. For instance, there are specific mediation platforms that give publishers the ability to call all networks simultaneously and give each a chance to pass back dynamic pricing. When all the networks are called simultaneously, the publisher is essentially inviting everyone to the auction at the same time. This increases the chances for the publisher to earn more revenue and gives the advertisers a fair shot at the inventory.</p><p style="text-align: center;">
	<a href="https://www.inmobi.com/insights/download/whitepapers/everything-you-need-to-know-about-header-bidding-separating-fact-from-ficti/" target="_blank"><img src="https://www.resources.inmobi.net/hubfs/InMobi_HeaderBidding&Mediation_eBookCTA.png"></a></p>]]></description>
      <dc:subject><![CDATA[In-App Monetization, English (EN): inmobi.com,]]></dc:subject>
      
      <dc:creator><![CDATA[ Team InMobi  ]]></dc:creator>
      
      <dc:date>2018-05-17T19:22:00+00:00</dc:date>
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    <item>
      <title><![CDATA[16 Mediation Questions You Need to Answer]]></title>
      <link>https://www.inmobi.com/blog/2018/05/15/16-mediation-questions-you-need-to-answer/</link>
      <guid>https://www.inmobi.com/blog/2018/05/15/16-mediation-questions-you-need-to-answer/</guid>
      <description><![CDATA[<p>
	So you’ve been monetizing your mobile app for a while now and you heard about this thing called "<a href="https://www.inmobi.com/blog/2018/05/09/what-you-need-to-know-about-header-bidding-and-mediation-ebook" target="_blank">mobile ad mediation</a>." After doing some light digging on Google, you begin to realize that you’re missing out on opportunities to significantly increase your mobile advertising revenue and start to wonder what it’s going to take to get started with a mediation platform. Where do you even begin?</p><p>
	But first, let’s be sure you have a clear understanding of mediation.</p><p>
	<strong>What is mobile ad mediation?</strong></p><p>
	We define mobile ad mediation as: “A mediation platform allows app owners to connect, manage and optimize multiple ad networks from a central location through one integration to their app.”</p><p>
	Sounds simple, right? That’s because (shameless plug) with our platform, it is. All you need to do is add your app to our platform, select which of the 44+ networks you want to be integrated to your app, and download a pre-packaged integration kit. From there, you’ll be backed with world-class support and documentation (something the other guys don’t offer) and be on your way to more revenue.</p><p>
	But, that’s enough about us.</p><p>
	<strong>Here is a list of 16 mediation questions you need to answer before getting started.</strong></p><ol>
	<li>What partners are available?</li>	<li>Can we control our waterfall/auction?</li>	<li>Do I have to maintain a waterfall?</li>	<li>How does the integration process work?</li>	<li>Do you maintain the integration for each partner or do you update adapter or integrations each time an ad network updates their SDK?</li>	<li>Do your partners offer all the ad formats and geographies?</li>	<li>Will adding mediation partners increase the size of my apps?</li>	<li>Does adding more partners increase latency in my apps?</li>	<li>What differentiates this platform from other mediation platforms available?</li>	<li>How does payment work for all the partners I work with?</li>	<li>How many partners should I work with?</li>	<li>Do you offer managed mediation services?</li>	<li>Do I have to update CPMs frequently (similar to other mediation platforms)?</li>	<li>Which networks are good for my geographies and ad formats? Which are performance vs. brand ads?</li>	<li>Do S2S connections work with Mobile Web and Desktop?</li>	<li>Is your mediation platform for in-app only?</li></ol><p>
	Do you know the answers to all of these questions? No worries if the answer is no - if you’re in that camp, you’re not alone. There’s a lot of misinformation out there when it comes to mediation and what it takes to get started.</p><p>
	Don’t start your mediation journey alone. 
	<a href="https://www.inmobi.com/company/contact/" target="_blank">Contact one of our mediation experts today</a> to learn more about its capabilities and to have all of your questions answers.</p><p align="center">
	<a href="https://www.inmobi.com/insights/download/whitepapers/everything-you-need-to-know-about-header-bidding-separating-fact-from-ficti/" target="_blank"><img src="https://go.inmobi.net/hubfs/InMobi_HeaderBidding&Mediation_eBookCTA.png"></a></p>]]></description>
      <dc:subject><![CDATA[In-App Monetization, English (EN): inmobi.com,]]></dc:subject>
      
      <dc:creator><![CDATA[ Team InMobi  ]]></dc:creator>
      
      <dc:date>2018-05-15T16:30:00+00:00</dc:date>
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    <item>
      <title><![CDATA[What You Need to Know about Header Bidding and Mediation [EBOOK]]]></title>
      <link>https://www.inmobi.com/blog/2018/05/09/what-you-need-to-know-about-header-bidding-and-mediation-ebook/</link>
      <guid>https://www.inmobi.com/blog/2018/05/09/what-you-need-to-know-about-header-bidding-and-mediation-ebook/</guid>
      <description><![CDATA[<p>
	The mobile ad space moves quickly. Terms and technologies like header bidding go from being basically nonexistent to being 
	<a href="https://trends.google.com/trends/explore?date=today%205-y&q=header%20bidding" target="_blank">hot search terms in no time</a>. Improved strategies and tactics take root. Apps that don’t stay on top of the latest and greatest in monetization may see advertisers leave and revenues fall off.</p><p>
	As the app monetization space matures, it pays to know about the latest and greatest. To help you understand the core terms and technologies, we’ve created 
	<em>Everything You Need to Know About Header Bidding and Mediation: Separating Fact from Fiction</em>. This handy guide will walk you through everything you need to know about mediation, waterfalls, header bidding and unified auctions, including what in-app header bidding is and why you should know about it.</p><p>
	Be sure to download the “<a href="https://www.inmobi.com/insights/download/whitepapers/everything-you-need-to-know-about-header-bidding-separating-fact-from-ficti/" target="_blank">Everything You Need to Know About Header Bidding: Separating Fact from Fiction</a>” ebook today!</p><p align="center"><a href="https://www.inmobi.com/insights/download/whitepapers/everything-you-need-to-know-about-header-bidding-separating-fact-from-ficti/" target="_blank">
	<img src="https://www.resources.inmobi.net/hubfs/InMobi_HeaderBidding&Mediation_eBookCTA.png"></a></p>]]></description>
      <dc:subject><![CDATA[In-App Monetization, English (EN): inmobi.com,]]></dc:subject>
      
      <dc:creator><![CDATA[ Matt Kaplan,  Content Strategist  ]]></dc:creator>
      
      <dc:date>2018-05-09T17:43:00+00:00</dc:date>
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    <item>
      <title><![CDATA[5 Reasons why you can’t miss Impressions 2018 this summer!]]></title>
      <link>https://www.inmobi.com/blog/2018/05/08/5-reasons-why-you-cant-miss-impressions-2018-this-summer/</link>
      <guid>https://www.inmobi.com/blog/2018/05/08/5-reasons-why-you-cant-miss-impressions-2018-this-summer/</guid>
      <description><![CDATA[<p>Last year, we had organised <a href="https://splashthat.com/sites/view/impressionsindia2018.splashthat.com">Impressions</a> - our first flagship summit for CXOs and senior decision makers in the mobile marketing and advertising space in Jakarta, Indonesia. We are bringing Impressions to India this year. And leading up to the event, here are the top 5 reasons why you can’t miss Impressions this summer!</p><p><img src="https://lh5.googleusercontent.com/DEmRKYPqaou3nYLcnTtuQ-huFwqT2mLlAnaJbAu83_gCtMLBI66MEXS4LzErsYpB7AKqaM8uLB1Fl34sxu5quC5Yc89BYxCntZ8wNI-4Hv71Xo1Q9n3q78TRtkE159mlZENGw1R4" width="624" height="327"></p><p><strong>#1 Master Mobile-first Marketing</strong></p><p>As smartphones become the primary screen for consumers, mobile is no longer just a part of the marketing strategy. MOBILE IS THE STRATEGY. If you are a marketing decision maker in your organisation, Impressions is your platform to understand and master mobile-first marketing. Request for your invite by clicking <a href="https://splashthat.com/sites/view/impressionsindia2018.splashthat.com">here</a>. </p><p><strong>#2 Learn from Industry Experts</strong></p><p>Impressions brings the most influential minds in mobile, marketing and media in India under one roof. Hear from leaders across brands, agencies and technology companies about the role of mobile in today’s marketing mix and their secret sauce of maximising ROI. The who’s who of digital marketing will be there, so should you!</p><p><img src="https://lh4.googleusercontent.com/ovrwwGAzgoqPvkH6KH9z8CWq67XXStNqyWNqvkonuYNc4tzbIt-dV55OiqQSdNr4-J6RiRzweUvqTx-N-DBDlBws-XrC3ZHN6E4T5zvOTLads7KIoa6Q7MxI7SYuXXjfpP36lWDq" width="624" height="416"></p><p><strong>#3 Decode the latest trends</strong></p><p>Be witness to the latest insights on the top trends in mobile marketing. Deep-dive into the most pressing topics such as data, trust and programmatic in the mobile marketing landscape, and how to make the most of your investment on mobile. </p><p><strong>#4 Indelible Impressions!</strong></p><p>Impressions 2017 in Jakarta had some unforgettable moments - be it the InMobi experience zone to interact with the most innovative Ad Tech products from InMobi, a robot to emcee the night away or the Impressions swag and memorabilia - we always have surprises stringed up for you. It is only going to get better and bigger as you will witness Impressions across the Delhi and Mumbai chapters. Wanna be a part of the experience? <a href="https://splashthat.com/sites/view/impressionsindia2018.splashthat.com">Request for your invite</a> right away!</p><p><img src="https://lh3.googleusercontent.com/6BoxMfQbrw5NodfUkvNHg8jo7M_kRnLGdxVdElvApq5kFbNBkq-aUygF9hNvXWOXccWfrIRRnPuGlzMwbHnDpz_hYnatDgy5tTjxThLDzzw7lc4k_lva_OJfvNgA_Vk6Q1IQvpN5" width="553" height="368"></p><p><strong>#5 Impactful Networking </strong></p><p>Along with the top 150 senior decision makers in the mobile marketing community in India, here is your chance to ideate, incept and rally the community to invest and co-create the future of mobile marketing, advertising and technology. Learn from your peers, consider new ideas, and make meaningful connections.</p><p>Convinced enough! Jump on to the bandwagon to master mobile marketing. </p><p><a href="https://splashthat.com/sites/view/impressionsindia2018.splashthat.com">Request for your invite now!</a></p>]]></description>
      <dc:subject><![CDATA[Advertising, Announcements, Events, English (EN): inmobi.com,]]></dc:subject>
      
      <dc:creator><![CDATA[ Team InMobi  ]]></dc:creator>
      
      <dc:date>2018-05-08T13:56:00+00:00</dc:date>
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      <title><![CDATA[Whiteboard Wednesdays: How Unified Auctions and Header Bidding are Better than Waterfalls [VIDEO]]]></title>
      <link>https://www.inmobi.com/blog/2018/05/02/how-unified-auctions-and-header-bidding-are-better-than-waterfalls/</link>
      <guid>https://www.inmobi.com/blog/2018/05/02/how-unified-auctions-and-header-bidding-are-better-than-waterfalls/</guid>
      <description><![CDATA[<p>
	Among publishers looking to monetize their apps, fewer terms are more trendy right now that header bidding. After all, if header bidding has been so successful on the browser side, why can’t it yield the same positives in apps?</p><p>
	It can, so long as it’s done right. The problem is, how in-app header bidding is done by so many players today leaves a lot to be desired. As Chuck D once said, “<a href="https://www.youtube.com/watch?v=9vQaVIoEjOM" target="_blank">Don’t believe the hype</a>.”</p><p>
	To help you get to the bottom of the matter, Andrew Gerhart, our VP of Publisher Platforms, walks you through the ins and outs of the options available to publishers today. In this video, Andrew explains the downsides of both waterfalls, the most common monetization approach today, and the current standard approach to in-app header bidding, while also highlighting the myriad benefits of unified ad auctions.</p><iframe width="560" height="315" src="https://www.youtube.com/embed/3YtTBDUpQqI" frameborder="0" allow="autoplay; encrypted-media" allowfullscreen=""></iframe><p>
	This is our first Whiteboard Wednesday video. Once a month, we’ll be whiteboarding the biggest trends, misnomers, technologies and approaches that publishers should know about. Be sure to stay tuned for the next edition of Whiteboard Wednesday soon!</p>]]></description>
      <dc:subject><![CDATA[In-App Monetization, English (EN): inmobi.com,]]></dc:subject>
      
      <dc:creator><![CDATA[ Matt Kaplan,  Content Strategist  ]]></dc:creator>
      
      <dc:date>2018-05-02T15:18:00+00:00</dc:date>
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      <title><![CDATA[OpenAuction Explained [VIDEO]]]></title>
      <link>https://www.inmobi.com/blog/2018/05/01/open-auction-explained-video/</link>
      <guid>https://www.inmobi.com/blog/2018/05/01/open-auction-explained-video/</guid>
      <description><![CDATA[<p>
	Thanks in large part to the rise of programmatic ad buying, waterfalls are becoming obsolete. But, for publishers, is in-app header bidding the solution to their monetization woes?</p><p>
	Instead of relying on old mediation approaches not fit for today’s app publisher realities, go with the best option out there: OpenAuction. Watch the video below to learn more about what OpenAuction is and how it can help you.</p><iframe width="560" height="315" src="https://www.youtube.com/embed/sNgOB-TD4jc" frameborder="0" allow="autoplay; encrypted-media" allowfullscreen="">
</iframe>]]></description>
      <dc:subject><![CDATA[In-App Monetization, English (EN): inmobi.com,]]></dc:subject>
      
      <dc:creator><![CDATA[ Matt Kaplan,  Content Strategist  ]]></dc:creator>
      
      <dc:date>2018-05-01T15:02:00+00:00</dc:date>
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      <title><![CDATA[Highlights of MAU 2018 ]]></title>
      <link>https://www.inmobi.com/blog/2018/04/30/highlights-of-mau-2018/</link>
      <guid>https://www.inmobi.com/blog/2018/04/30/highlights-of-mau-2018/</guid>
      <description><![CDATA[<p>Phew! We just about recovered from a week in Las Vegas for MAU 2018 and have come back full of great ideas and inspired learning. As always, MAU did not disappoint. Here’s a small sample of what we saw, learned and ate at the MGM Grand on April 25-26:</p><p><strong>Raymund Bautista and a panel of industry experts set the facts straight on fraud</strong></p><p>A highlight session of the two-day conference was in a panel on Combating Fraud in 2018 with our very own Raymund Bautista, our Head of Strategic Partnerships, joined by experts from Smule, PLAYSTUDIOS, Digital Turbine and moderated by GSN Games. The panel covered the state of affairs today and discussed how all ecosystem players can help play a part in reducing and fighting fraud. </p><p>Raymund’s main takeaway? Collaboration is key. "Put your data sets together to get that complete holistic view of what fraud is," he said. </p><p><img src="https://cdn2.hubspot.net/hubfs/2714195/7c4930c5-578c-4c19-9d18-bd945b015849-1.jpg"></p><p><strong>Great conversations with advertisers and publishers</strong></p><p>As one of the biggest mobile marketing events of the year, MAU gave us an opportunity to chat one-on-one with both advertisers and publishers across the industry to discuss their unique needs and challenges. These conversations gave us a lot to think about and we’ll be continuing them throughout the year.</p><p><img src="https://cdn2.hubspot.net/hubfs/2714195/260e068d-df9c-4b1b-9368-2690b5d4c341-1.jpg"></p><p><strong>InMobi’s MAU party hosted in the MGM SkyLOFT </strong></p><p>InMobi hosted a cocktail party at the MGM Grand SkyLOFT Suites (Fact: it was Barbara Streisand’s suite!) after the main events of the first day. Everyone was chatting, schmoozing and having lots of fun which allowed us all to let our hair down a little. It was great being able to chat in depth with so many people. A big thanks to everyone who came out and for making the event a success!</p><p><img src="https://cdn2.hubspot.net/hubfs/2714195/IMG_0245.jpg"></p><p><strong>Lots of learning about how apps are the future</strong></p><p>When you have so many smart people in one place, like you do at MAU, you get an amazing opportunity to learn from the best and brightest in the mobile marketing space. Usage of apps is growing, surpassing mobile browser usage, but unfortunately too many brands aren’t taking full advantage of today’s user habits because their customer experiences are too siloed.</p><p><img src="https://cdn2.hubspot.net/hubfs/2714195/b0ec8b94-8e29-47b7-839c-93ebc3ad3245-1.jpg"></p><p><strong>Women in Tech Lunch </strong></p><p>This year, Irene Herranz, InMobi’s North America Marketing Director, was fortunate enough to be invited to Leanplum’s Women In Tech lunch. We have a great partnership with Leanplum, and it was fantastic being able to attend their event. It was a great opportunity to meet like-minded professionals and to network in a more casual setting. She met with representatives from companies big and small, and heard about many unique technologies. </p><p><img src="https://cdn2.hubspot.net/hubfs/2714195/5a4ffc99-cf48-4d60-8569-b15c8fb3cf9f-1.jpg"></p><p>Dates for MAU 2019 are yet to be confirmed, but we’re already looking forward to it! If you attended MAU 2018, what were your highlights of the event?</p>]]></description>
      <dc:subject><![CDATA[Events, English (EN): inmobi.com,]]></dc:subject>
      
      <dc:creator><![CDATA[ Matt Kaplan,  Content Strategist  ]]></dc:creator>
      
      <dc:date>2018-04-30T19:45:00+00:00</dc:date>
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      <title><![CDATA[Making The Most Of A Mobile Ramadan]]></title>
      <link>https://www.inmobi.com/blog/2018/04/24/making-the-most-of-a-mobile-ramadan/</link>
      <guid>https://www.inmobi.com/blog/2018/04/24/making-the-most-of-a-mobile-ramadan/</guid>
      <description><![CDATA[<p>It’s that time of the year again in Indonesia! Across industries, be it retail, FMCG or ecommerce, marketers are all eagerly waiting for the big season of Ramadan to drive sales in the busiest and best quarter of the year. We at InMobi conducted a detailed survey among our users to find out their Ramadan spending plans and habits, in order to empower mobile advertisers to succeed in their pursuit of a high sales momentum. Here is what we found:</p><ul><li><strong>Consumer sentiment is strong but marketers still need to be focused</strong></li></ul><p>The buzz around Ramadan shopping is positive this year, with 46% of Indonesians planning to do more Ramadan shopping this year than last! However, 35% of users, are planning to spend less than last year. One of the top reasons for lower spending, cited by these users, was a lack of discounts and offers. Marketers must seize the opportunity to induce these users to spend by driving awareness, at scale, about the discounts and offers that are available this Ramadan season.</p><ul><li><strong>Induce the unsure with impulse buying options</strong></li></ul><p>19% of users are still unsure about their shopping plans - marketers have a golden opportunity to tempt these users with impulse buying options. The way to engage these impulse buyers on mobile, is with m-coupons, gamified ads and chatbots.</p><ul><li><strong>Know your top spenders!</strong></li></ul><p>Homemakers and millennials are all set to be the top spenders this Ramadan, being conservative shoppers and flamboyant purchasers respectively. It’s important, therefore for advertisers to tailor their mobile strategies to the unique needs of these segments as they behave differently and are therefore, influenced differently, to purchase. Contrary to popular thinking, homemakers are prone to make impulsive and last minute purchases. Homemakers are also highly price sensitive, with 49% citing discounts as the main driver of purchase. Millennials on the other hand intend to make more of larger purchases, spending upwards of IDR 1 million. The demographic, however, is very ad sensitive - with 23% stating that attractive advertising is a key driver of purchase.</p><ul><li><strong>Focus on upstream brand building</strong></li></ul><p>When asked about what influences shopping decisions during Ramadan, 43% of users cited brand-related reasons - attractive advertising and having a trusted brand/product is important to them. Marketers should, therefore, ensure that their marketing strategy ensures focus on brand-led advertising and innovative creatives to stand out from the crowd and capture the attention of this key chunk of Ramadan shoppers.</p><ul><li><strong>Capitalize on app seasonality</strong></li></ul><p>During the season of observance and bonding with family, 37% of Indonesians spend most of their Ramadan time on Ramadan-related apps, pertaining to lifestyle, books and charity. This app category stands neck-to-neck with shopping apps, which 38% of users spend time on.</p><p>While the pull from the shoppers this Ramadan is definitely strong, it’s imperative for marketers to have hyper-targeted mobile strategies in place before the Ramadan Rush begins on May 12th, 2018!</p>]]></description>
      <dc:subject><![CDATA[English (EN): inmobi.com,]]></dc:subject>
      
      <dc:creator><![CDATA[ Jayesh Easwaramony,  VP & GM - Asia Pacific, Middle East & Africa   ]]></dc:creator>
      
      <dc:date>2018-04-24T13:18:00+00:00</dc:date>
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      <title><![CDATA[Top 5 Reasons to Attend MAU 2018]]></title>
      <link>https://www.inmobi.com/blog/2018/04/19/top-5-reasons-to-attend-mau-2018/</link>
      <guid>https://www.inmobi.com/blog/2018/04/19/top-5-reasons-to-attend-mau-2018/</guid>
      <description><![CDATA[<p>Mobile Apps Unlocked, Grow.co’s premier conference for all things mobile marketing, is right around the corner, and we couldn’t be more excited. This year’s <a href="https://mau.grow.co/">MAU</a> will take place at the glamorous MGM Grand in Las Vegas on April 25 and 26.</p><p>While the event is only days away, there’s still time to <a href="https://mau.grow.co/apply/">sign up to attend</a> if you haven’t done so already. If you’re still on the fence, here are the main reasons why we think you should come.</p><p><strong>1) It’s the biggest mobile app conference of the year</strong></p><p>Few events come close to MAU. This year’s event is expected to have more than 1,700 attendees - <a href="http://26o8232075d01hravd2eeg8g-wpengine.netdna-ssl.com/wp-content/uploads/2018/04/MAU-Vegas-2018-Overview.pdf">18 percent of whom</a> are CEOs, CMOs and/or founders. The bulk of attendees are marketers too and not just vendors, as MAU ensures there are no more than one vendor-related attendee for every marketer. Representatives from some of the biggest mobile players will be in attendance, and folks from gaming, retail/e-commerce, media and entertainment, travel and many more industries will be on hand.</p><p><strong>2) Our own Raymund Bautista will tell you how to combat fraud</strong></p><p>On Thursday April 26, Raymund Bautista, our Head of Strategic Partnerships, will be joining four other industry experts from 10:40am to 11:10am to discuss Combating Fraud in 2018. If you’re interested in the growth track this year at MAU, then this chat is tailor-made for you.</p><p>To call this a hot topic would be an understatement. One recent report found that mobile ad fraud was potentially as high as $800 million during the first three months of this year, <a href="https://venturebeat.com/2018/04/02/appsflyer-mobile-app-fraud-hit-800-million-in-q1-up-30/">30 percent greater than the same period last year</a>. With these kinds of numbers front of mind for many marketers and advertisers, the insights from this session in particular will be especially invaluable. </p><p><strong>3) You could win a free Nintendo Switch</strong></p><p>Be sure to stop by Booth #410 in the Marquee Ballroom to learn more about our mobile growth and app monetization solutions, pick up great free swag and enter our raffle for your chance to nab a Nintendo Switch.</p><p><strong>4) You’ll have the opportunity to schedule one-on-one conversations with our top mobile ad experts</strong></p><p>If you’re looking for a more personal conversation about all things mobile ads, then know that you’re in luck. We’ll have some of our top experts, on both the performance and publisher sides, on hand to take your questions. Performance experts on user acquisition and remarketing will be available, as will publisher experts on mediation and monetization solutions to grow your app business. </p><p>If you’re interested in scheduling a meeting, then be sure to use this link: <a href="http://go.inmobi.net/mau2018">http://go.inmobi.net/mau2018</a>. There are still some slots available, sign up before it’s too late!</p><p><strong>5) You’ll get free drinks on us!</strong></p><p>At the end of the first day, we’ll be hosting a happy hour after the conference at InMobi’s SkyLOFT Suite. Whether you want to chat with one of our experts or you just want a celebratory drink after MAU Day 1, get in touch with your InMobi contact or swing by our booth for more details.</p><p>MAU is always one of our top events for the year, as we always come away from the conference full of great ideas and interesting tidbits. We hope to see you there!</p><p><a href="http://go.inmobi.net/mau2018" target="_blank"><img src="https://cdn2.hubspot.net/hubfs/2714195/MAU-Social_v1-1.png" alt=""></a></p>]]></description>
      <dc:subject><![CDATA[Announcements, English (EN): inmobi.com,]]></dc:subject>
      
      <dc:creator><![CDATA[ Matt Kaplan,  Content Strategist  ]]></dc:creator>
      
      <dc:date>2018-04-19T20:55:00+00:00</dc:date>
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    <item>
      <title><![CDATA[The InMobi - Airtel TV exclusive partnership]]></title>
      <link>https://www.inmobi.com/blog/2018/04/11/the-inmobi-airtel-tv-exclusive-partnership/</link>
      <guid>https://www.inmobi.com/blog/2018/04/11/the-inmobi-airtel-tv-exclusive-partnership/</guid>
      <description><![CDATA[<p>	We, at InMobi are thrilled to announce an exciting new partnership with Airtel TV!</p><p>	InMobi’s exclusive partnership with Airtel TV brings premium OTT audiences to Indian brands during cricket season and beyond. With 350+ TV channels, 10000+ Movies, TV shows and originals, in addition to integrations with Hotstar, Amazon Prime, ErosNow, Hooq, Fastfilmz, Alt Balaji and more, Airtel TV was India’s most downloaded Video OTT app in the first two months of 2018.</p><p>	With a well-distributed user base, high-ARPU users and great reach across segments, Airtel TV counts sports and regional content as it’s most watched content categories. To take things up a notch, this cricket season, Airtel TV users will have unlimited free access to all live matches of IPL via Hotstar.</p><p>	And with InMobi’s exclusive partnership, brand advertisers can leverage high-reach and high-impact advertising opportunities on Airtel TV during IPL, accessing up to 35 million+ user sessions on every match day, across 48 highly viewed matches, guaranteeing their brands the attention that they want and deserve.</p><p><strong>Own primetime video ad slots on mobile TV now! Reach out to: <a href="mailto:wynk.team@inmobi.com" target="">wynk.team@inmobi.com</a></strong><img src="https://lh4.googleusercontent.com/JJxNGzrsBJbr64uZCiFsLbNwohaPDzkgx5cN71VWbf2cY3T76A2mGNUyPxH0jJ-ScZ-AM1JyqekqnUrMCL5ESD-yLM2iI4Rtebpl-jc-wi6KfC8WoVQk_54scIuDmxjOu0gnHXOQ" width="624" height="789"></p>]]></description>
      <dc:subject><![CDATA[Announcements, English (EN): inmobi.com,]]></dc:subject>
      
      <dc:creator><![CDATA[ Team InMobi  ]]></dc:creator>
      
      <dc:date>2018-04-11T08:30:00+00:00</dc:date>
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    <item>
      <title><![CDATA[InMobi InDecode Bengaluru 2018 - Maximising ROI on Mobile]]></title>
      <link>https://www.inmobi.com/blog/2018/03/22/inmobi-indecode-bengaluru-maximising-roi-on-mobile/</link>
      <guid>https://www.inmobi.com/blog/2018/03/22/inmobi-indecode-bengaluru-maximising-roi-on-mobile/</guid>
      <description><![CDATA[<hr><p><em>InMobi regularly hosts, participates in and contributes to a series of events, meetups, webinars, sharing best practices with partners and thought leaders, across the globe. In this edition of the InMobi Event Diary, we are looking at the highlights and developments from the InMobi InDecode workshop held on “Maximising ROI on Mobile” in Bengaluru, India.</em></p><hr><br><p>India has become the second largest app downloads market in the world, and continues to have a huge growth potential. However, increasing fraudulent installs and user uninstalls are major impediments to Maximising ROI on Mobile. The Bengaluru edition of InMobi InDecode hosted growth marketing leaders who intended to build an advanced understanding of ad fraud and in-app remarketing. </p><p><img src="https://lh4.googleusercontent.com/HDoy0OczvZLrbd2kTF-mNPogjTTNxMZlW5WXWlhGcuJPJJIFwSqCNULbeXE9mvAvAHlRxIbYEJk8hKPF21xJAcu_SvV2ntPIzEFqvxoRylqfktoKyEFMIZzFvbWooWRzQJqQIFlo" width="624" height="257"></p><p>Kicking off the event, Vasuta Agarwal, VP & GM at India, introduced the audience to the top trends shaping growth marketing in 2018 and the biggest challenges faced by advertisers. Other speakers for the day included Prajwal B S from InMobi, Anand Bhaskaran from BigBasket, Mahip Dwivedi from Flipkart, Abhiruchi Bhushan from Myntra and Raghav Singhal from PhonePe. </p><p><img src="https://lh6.googleusercontent.com/R8SwVP1ZdAiPS9QXiNFTASy3kvvS0OuUr4dkQ8PrN3cLBFmqwW0o-PmAvR5KQLYc3jkhC6V3vv8bRfTMoPOSGt8DV6THcN4oPhhlk0UAAMwP1gwQE5bluLNe0m6m6KBbCNR5yd8s" width="489" height="286"></p><p><strong>The Fallacy of Downstream Metrics</strong></p><p>With an estimated loss of <a href="https://www.exchange4media.com/digital/ad-fraud-in-india-could-cost-marketers-usd-350-million_70127.html">$350 million</a> being accounted to mobile ad fraud, it was time to address the elephant in the room. Prajwal B S, Director - Product, took an absorbing session on the various types of fraud, the dilapidated state of the anti-fraud crusade and the advanced techniques advertisers should adopt to #FightFraud. </p><p>85% of all fraud happens way upstream in the ad lifecycle - before the app install. As sophisticated and complex fraud mechanisms take over, marketers are reliant solely on downstream metrics to tackle fraud. </p><p><strong>How can Advertisers #FightFraud?</strong></p><p>In a highly engaging and insightful panel discussion hosted by Ankit Grover, Business Head, South India, leading growth marketers shared a leaf from their playbook on fighting fraud. Asked about the trade-off between high-quality and scale, </p><p>Raghav Singhal from PhonePe called the prevalence of fraud a harsh reality and that performance marketers had to live with it. Marketers need to invest in premium networks for acquiring high-quality users while being wary of fraud as scale becomes the primary objective. Abhiruchi from Myntra stressed upon the need for advertisers to have an awareness of the evolving nature of fraud.  </p><p>Expressing concern over the limited capabilities of advertisers in building anti-fraud tools, Anand Bhaskaran from BigBasket called for a combined effort between advertisers and networks to drive fraud analytics and prevention. Mahip Dwivedi shed light on Flipkart’s efforts in curbing fraud by deploying measures outside of MTTI such as sub-publisher level checks. </p><p><strong>Building your 2018 Anti-Fraud Strategy</strong></p><p>Most advertisers or networks today implement anti-fraud measures as an afterthought, merely reacting to the threat with a goal to minimise impact. Marketers should aim to invest in identifying fraud through a combination of upstream and downstream indicators, thereby preventing fraudsters from getting deeply entrenched into campaigns. Marketers can build their 2018 Anti-Fraud strategy by adopting the InMobi Anti-Fraud Framework.</p><p>To know more about the InMobi Anti-Fraud Framework and how you can make the most out of it, write to rajesh.pantina@inmobi.com or sign-up below.</p><hr><strong>About InMobi InDecode:
</strong>
<p>InMobi InDecode is a series of workshops that brings together technology and industry experts to share, debate and discuss the latest trends in the mobile industry. </p>]]></description>
      <dc:subject><![CDATA[Advertising, Events, English (EN): inmobi.com,]]></dc:subject>
      
      <dc:creator><![CDATA[ Rajesh Pantina,  Head of Marketing, Asia Pacific  ]]></dc:creator>
      
      <dc:date>2018-03-23T11:35:00+00:00</dc:date>
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    <item>
      <title><![CDATA[Event Diary - WPP Stream 2018]]></title>
      <link>https://www.inmobi.com/blog/2018/03/22/event-diary-wpp-stream-2018/</link>
      <guid>https://www.inmobi.com/blog/2018/03/22/event-diary-wpp-stream-2018/</guid>
      <description><![CDATA[<p>InMobi regularly participates in and contributes to a series of events, meetups, webinars, sharing best practices with partners and thought leaders, across the globe. In this edition of the InMobi Event Diary, we are looking at the highlights from the WPP Stream conference 2018.</p><p>Stream, the much-anticipated 3-day WPP conference, was held between the 28th February and the 3rd of March in the scenic pink city of Jaipur. What set Stream apart from other conferences was its agenda, or more precisely, its lack of an agenda. Hosted by Scott Spirit, Chief Strategy Officer, WPP and CVL Srinivas, Country Manager - India, WPP Stream brought together the brightest minds across technology, marketing and innovation under one roof.</p><p>The event was set to offer participants relief from the typical conference format with rigid agendas and limited scope for meaningful conversations. Instead, Stream offered participants the chance to connect, discuss and debate with their peers across industries</p><p>Vasuta Agarwal, GM and VP - India, and Nikhil Kumar, Head - Brand Strategy and Solutions, attended the unconference of the year on behalf of team InMobi. They participated in a series of free-flowing discussions across the conference where topics ranged from what makes millennials tick to the seemingly omnipresent topic of our times - cryptocurrency. That’s not all, Vasuta and Nikhil also went on to hold their own discussions catering to both the analytical and creative lines of thought. Vasuta hosted a compelling discussion on envisioning the pros and cons of a future of complete data dominance, while Nikhil conducted an interesting discussion on the consumer need for brand experiences rather than regular ads, mobile.</p><p>Attendees also participated in a host of activities including trekking, yoga, muay thai, movie screenings, and Holi celebrations, adding to the overall fun and relaxed vibe of the conference. With a balanced mix of both meaningful conversations and ample fun, Vasuta and Nikhil were left with an enriching experience like no other. Team InMobi looks forward to participating in the next edition of WPP Stream Asia!</p><br>]]></description>
      <dc:subject><![CDATA[Events, English (EN): inmobi.com,]]></dc:subject>
      
      <dc:creator><![CDATA[ Sreeshna Sreekishan ,  Marketing Manager  ]]></dc:creator>
      
      <dc:date>2018-03-22T05:37:00+00:00</dc:date>
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    <item>
      <title><![CDATA[Event Diary - Ashton Media Programmatic Summit 2018]]></title>
      <link>https://www.inmobi.com/blog/2018/03/08/event-diary-ashton-media-programmatic-summit-2018/</link>
      <guid>https://www.inmobi.com/blog/2018/03/08/event-diary-ashton-media-programmatic-summit-2018/</guid>
      <description><![CDATA[<p>InMobi recently participated in the Ashton Media Programmatic Summit, where we were the proud sponsors of the post-event networking drinks. Additionally, Jayesh Easwaramony - SVP & MD - Asia Pacific, Middle East and Africa participated in panel discussion along with Anna Stoyanova, VP, Head of Product - Australia & New Zealand at Essence, Amelia Ward, Head of Digital at PHD Sydney, and Aurelian Thuaud Trading Desk Manager at REA Group, to discuss how to make sense of mobile programmatic and what the 3A’s of mobile programmatic were. Here’s an overview:</p><p>To start off the discussion, the panelists all agreed that it’s apparent to marketers around the world that mobile is where the audience is. The target audiences that brands have been chasing since the inception of advertising have chosen mobile as the primary screen for entertainment. Users today are definitely mobile-first and their ‘down time’ usage is a great opportunity for brands to engage in a meaningful conversation with potential consumers. This is because they are in the best frame of mind to receive engaging content during their down time. And when it comes to marketers, mobile can easily become the unique, unifying component to enables them to go offline to online, on account of the rich data signals that mobile provides, especially on location and user behavior.</p><p>Despite the clear advantage, however, all panelists thought that marketers in Australia are not yet mobile-first; they lag behind in the time and media budgets allocated to both mobile and mobile programmatic, with the latter still considered to be in the too- hard basket.</p><p>Having touched upon what the barriers to being mobile-first were, the discussion was directed towards the main topic of the day - the 3 As of mobile programmatic. With a focus on these important components, the panelists agreed that marketers can quickly ensure success on programmatically-run mobile campaigns. So what were the 3 A’s that were discussed? Let’s take a look:</p><p><strong>Ad</strong></p><p>The mobile channel offers brands a unique opportunity to engage with every potential customer, one-on-one, in the most creative and innovative ways yet – through mobile-first formats that maximise the native features of the device, such as the front camera or gyroscope. Jayesh shared that a fantastic example of such a format was vertical video - a blockbuster ad format that doesn’t force users to tilt their screen. Couple these mobile-first formats with interactive elements and programmatic buy and what you get is an explosion of meaningful, efficient and high-ROI brand engagement. And when it comes to delivering dynamic, personalized creative at scale, mobile programmatic is the way to go.</p><p><strong>Audience</strong></p><p>Audiences on mobile are the most deterministic we’ve seen yet, thanks to a single source of truth, the device ID. The ability to measure a multitude of data touch points and user</p><p>behaviours ensures that mobile is an indispensable part of the path to purchase. Importantly, the ability to find and reach highly granular audiences, lies largely with companies that have an extensive in-app SDK footprint, as well as great data partnerships. This allows brands to access rich audiences, formed by merging first, second and third-party data.</p><p><strong>Attribution</strong></p><p>So far, cookies have dominated the Australian advertising ecosystem and despite the sunk cost in cookie data, marketers still want to extract some value from their investment, ignoring the fact that the world has moved towards device-ID led attribution. Whether advertising in-app or on m-site, the best ways to track audience engagement and conversions is using the device ID. The panelists also shared that while attribution is a large, all-encompassing term, certain hygiene factors have emerged - brand safety, viewability and anti-fraud capabilities.</p><p>Having touched upon the interactive elements of ads, brand vs direct response mobile campaigns, how to find audiences and measuring success on mobile, the panel ended with all participants sharing their excitement over the consumer-oriented campaigns and mobile-first innovation that they were sure the next 12 months would bring about, in Australia!<br>To watch a video of the panel, please click <a href="https://www.youtube.com/watch?v=UBPLBdLCCzo">here</a></p>]]></description>
      <dc:subject><![CDATA[Events, English (EN): inmobi.com,]]></dc:subject>
      
      <dc:creator><![CDATA[ Team InMobi  ]]></dc:creator>
      
      <dc:date>2018-03-08T06:12:00+00:00</dc:date>
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    <item>
      <title><![CDATA[Being Mobile-best in a Mobile-first India]]></title>
      <link>https://www.inmobi.com/blog/2018/02/19/being-mobile-best-in-a-mobile-first-india1/</link>
      <guid>https://www.inmobi.com/blog/2018/02/19/being-mobile-best-in-a-mobile-first-india1/</guid>
      <description><![CDATA[<hr><p>
	<em>InMobi regularly hosts, participates in and contributes to a series of events, meetups, webinars, sharing best practices with partners and thought leaders, across the globe. In this edition of the InMobi Event Diary, we are looking at the highlights and developments from the InMobi webinar on “Being Mobile-best in a Mobile-first India”.</em></p><hr>
<br><p>
	2018 is slated to be the year of big transformation in India as mobile comprises 52.7% of all digital ad spend, up from 38% in 2017. India has emerged as the second largest app ecosystem in the world with users spending more than 50 billion hours on apps, amounting to 90% of their time on mobile.</p><p>
	Clearly, in these changing times, the biggest challenge is to <strong><em>Be Mobile-best in a Mobile-first India</em></strong>. The InMobi webinar, thus, was focused on helping marketers</p><ul>
	
<li>Understand the top 7 trends for 2018 in mobile marketing;</li>	
<li>Gain awareness of the top 5 challenges every marketer is bound to face;</li>	
<li>And prepare for a mobile-first 2018</li></ul><p>
	<strong>Mobile marketing is the next big thing</strong></p><p>
	While the consumer obsession with smartphones rises, marketers are not far behind. According to InMobi research, 75% of Indian companies plan to increase their mobile spend in 2018 and 67% companies are streamlining their mobile marketing efforts more than before. In addition, 7 out of 10 organisations claim that mobile will become a key part of their marketing and commerce strategy. No wonder then that mobile is the next big thing for marketers.</p><p>
	<strong>Ad viewability and fraud remain major challenges</strong></p><p>
	While there are several challenges faced by mobile marketers today, ad viewability and fraud feature on the top. 2018 will be witness to the global standardisation of viewability and anti-fraud measurement, as they evolve further.</p><p>
	<strong>AI & ML will transform mobile advertising</strong></p><p>
	AI & ML have been constant buzzwords over the past few months. Mobile advertising, with its voluminous data and high dimensionality, is the perfect industry for the application of machine learning and data sciences. As a playing field for rapid experimentation and fast-learning, mobile advertisers can drive immediate business impact by leveraging AI & ML techniques.</p><p>
	Want to find out more about the changing mobile landscape in India? View the webinar below:</p><iframe width="560" height="315" src="https://www.youtube.com/embed/_S6CaDOKVQo" frameborder="0" allow="autoplay; encrypted-media" allowfullscreen=""></iframe><p>
	<br>
	Or, download the complete India Yearbook by clicking <a href="https://www.inmobi.com/insights/download/webinars/2018-handbook-for-marketers-being-mobile-best-in-a-mobile-first-india">here</a>.</p>]]></description>
      <dc:subject><![CDATA[Advertising, Consumer Research, Product and Technology, English (EN): inmobi.com,]]></dc:subject>
      
      <dc:creator><![CDATA[ Rajesh Pantina,  Head of Marketing, Asia Pacific  ]]></dc:creator>
      
      <dc:date>2018-02-19T19:35:00+00:00</dc:date>
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    <item>
      <title><![CDATA[InMobi Exchange Supports Google Active View Across In-App VAST Video ]]></title>
      <link>https://www.inmobi.com/blog/2018/02/01/inmobi-exchange-supports-google-active-view-across-in-app-vast-video/</link>
      <guid>https://www.inmobi.com/blog/2018/02/01/inmobi-exchange-supports-google-active-view-across-in-app-vast-video/</guid>
      <description><![CDATA[<p>Today, InMobi<a href="http://inmobi.com/"></a> announced its support for <a href="https://viewability.withgoogle.com/static/index.html">Active View</a>, Google’s viewability verification product. The integration with Google means that buyers can buy in-app VAST mobile video inventory on InMobi Exchange that supports Active View viewability metrics.</p><p>Buyers who are using DoubleClick Campaign Manager (DCM) and DoubleClick Bid Manager (DBM) can now track and buy against Active View metrics on InMobi Exchange for in-app mobile video campaigns including vertical video.</p><p>InMobi remains fully committed to the IAB Tech Lab’s Open Measurement SDK <a href="https://www.iab.com/news/iab-tech-lab-open-measurement-initiative-aims-to-solve-the-industrys-mobile-app-viewability-challenges/">initiative</a>, and plans to be an early adopter when it is released in 2018. Due to the importance of viewability for in-app mobile programmatic buying, InMobi and Google product teams have worked to create this immediate solution for supporting Active View for current 2018 campaigns. This solution will remain in effect until the launch of the IAB Tech Lab’s Open Measurement SDK initiative.</p><p>“We’re excited to be supporting Google’s Active View viewability product. DCM and DBM customers can now measure buffer-free, high definition in-app VAST video on InMobi Exchange, verified by Active View, at scale globally,” said Sergio Serra, Product Manager Brand & Programmatic at InMobi.</p><p>For more information, please contact Kayla Wilson at <a href="mailto:kayla.wilson@inmobi.com">kayla.wilson@inmobi.com</a></p>]]></description>
      <dc:subject><![CDATA[Advertising, Products &amp; Tools, English (EN): inmobi.com,]]></dc:subject>
      
      <dc:creator><![CDATA[ Team InMobi  ]]></dc:creator>
      
      <dc:date>2018-02-01T13:00:00+00:00</dc:date>
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    <item>
      <title><![CDATA[Event Diary - Casual Connect USA 2018]]></title>
      <link>https://www.inmobi.com/blog/2018/01/24/event-diary-casual-connect-usa-2018/</link>
      <guid>https://www.inmobi.com/blog/2018/01/24/event-diary-casual-connect-usa-2018/</guid>
      <description><![CDATA[<p>
	<em>InMobi regularly participates in and contributes to a series of events, meetups, webinars, sharing best practices with partners and thought leaders, across the globe. In this edition of the InMobi Event Diary, we are looking at the highlights and developments from Casual Connect 2018, an event organized by the Casual Gaming Association where over 2,000 leaders from top mobile gaming industry gathered for three days of learning and networking at the Disneyland Hotel in Anaheim, CA.</em>
</p>
<hr>
<p>
	InMobi was thrilled to return to this year’s Casual Connect USA and join some of the best and brightest in the mobile gaming industry. This year’s event was hosted at the Disneyland Hotel in Anaheim, California which proved to be a perfect setting to discuss all things casual gaming.
</p>
<p>
	<img src="https://go.inmobi.net/hubfs/IMG_5824.jpg" width="624" height="468">
</p>
<p>
	This event was a special one for us in that Casual Connect happened the week after we made our exciting announcement regarding InMobi’s acquisition of AerServ. If the timing of the event wasn’t perfect enough, the AerServ office is located in Irvine, CA which is just a few miles away from Anaheim. This allowed us to work closely with our new AerServ colleagues, many of which we were meeting for the very first time! The booth design promoted the new joint offering and everyone was a huge fan of the free socks we distributed, with a tag that read “InMobi + AerServ: A Perfect Pair.”
</p>
<p>
	<img src="https://go.inmobi.net/hubfs/InMobiAerServSocks2.jpg" style="max-width:200px;width:100%;float:right;margin:0 10px 10px 10px;">
</p>
<p>
		One of the highlights of the conference was certainly the panel we hosted on Day 1 entitled, "Getting in the Game: How Publishers Can Help Brands Reach Their Players" which included publishers (Jam City and MobilityWare), Ad Platforms (InMobi and AerServ) as well as a brand advertiser (Lionsgate Films). The lively discussion was given to a packed room that proved to be a total hit with the audience - many of whom rarely have the opportunity to hear directly from the brands who advertise within their mobile gaming apps. Some of the topics discussed during the panel included:
</p>
<p>
	<img src="https://go.inmobi.net/hubfs/get-into-game.jpg" width="474" height="567" style="width: 872px;">
</p>
<p>
	<strong>
	What type of media are brands are buying on mobile?</strong>
</p>
<p>
	A: It’s almost ALL video these days.
</p>
<p>
	<strong>
	What are the advantages of of advertising in mobile gaming?</strong>
</p>
<p>
	A: Users are more receptive to an ad since they are in a state of mind to be entertained, plus mobile games present a unique opportunity for interactivity within videos
</p>
<p>
	<strong>
	What are the strengths of rewarded video?</strong>
</p>
<p>
	A: A user who engages in mobile video are much more likely to convert. For the publisher, 25-30% of revenue can come from rewarded video!
</p>]]></description>
      <dc:subject><![CDATA[Events, English (EN): inmobi.com,]]></dc:subject>
      
      <dc:creator><![CDATA[ JR Cordray,  Marketing Manager, North America  ]]></dc:creator>
      
      <dc:date>2018-01-30T12:33:00+00:00</dc:date>
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    <item>
      <title><![CDATA[The Duopoly Dominance - Are Marketers Getting Enough?]]></title>
      <link>https://www.inmobi.com/blog/2018/01/17/the-duopoly-dominance-are-marketers-getting-enough/</link>
      <guid>https://www.inmobi.com/blog/2018/01/17/the-duopoly-dominance-are-marketers-getting-enough/</guid>
      <description><![CDATA[<p>If you’re a marketer, chances are, it’s been a while since you thought of yourself as a ‘consumer’. It’s time to put that hat on! As a consumer, would you like to have only two options when making high-involvement decisions such as buying a house or choosing financial instruments? Even when it comes to a simple decision such as buying a jar of jam, consumers today want more than just two options.</p><p>When you demand more than two options when making important decisions as a consumer, why settle for less as a marketer? That’s just plain wrong. While the mobile ad-tech space today is highly diverse, for most marketers, the default option when choosing mobile marketing partners is either Google or Facebook, which together, account for more than half of global mobile ad spend. This kind of dominance in mobile ad tech, as with any industry, creates a state of collective unconsciousness. The result? An acceptance of the status quo instead of a demand for growth, accountability and customer-oriented innovation.</p><p>It’s high time for marketers to think about whether they are really getting enough from the duopoly or not. It’s time for a more conscious marketer to emerge, who can think beyond the default options in order to ask the really tough questions that will help deliver the right mobile marketing outcomes.</p><p>Here are 4 questions that marketers can ask when creating their marketing strategy and ultimately, choosing their ideal mobile marketing partner:</p><p><strong>1. How can I get transparent metrics and consistent reporting quality? </strong></p><p> Ask for it, upfront, consistently and with an independent partner in tow! It’s important for marketers to be directly involved in mobile execution and call out any malicious reporting or self-attribution, which adversely affects the industry at large. Also, until recently, with differing global standards of viewability and a lack of independent third-party verification, marketers had been hard-pressed to find a single source of truth to measure campaign effectiveness. Now, with MRC viewability standards being well defined, marketers should push their partners to ensure compliance with these standards at the bare minimum. To further ensure consistency and trust in reporting, working with an independent third-party is imperative.</p><p><strong>2. How can I get more from my marketing spend? </strong></p><p>There is a significant carry over from the traditional media mindset when it comes to digital and more specifically, mobile advertising. It’s important for marketers to move beyond reach and frequency maximisation and evaluation of first-action metrics respectively. After a point, chasing after these top-of-funnel goals only delivers diminishing returns. Also, when it comes to ad formats in environments where users are scrolling or just waiting for a video of their choice to start playing, marketers may not have the user attention that they are seeking. It’s important, therefore, to look beyond just the advantages of scale and seek out more meaningful audience attention that can deliver engagement and action across multiple stages of the user funnel with just one impactful ad, drastically altering ROI.</p><p><strong>3. How can I improve the quality of user engagement on mobile? </strong></p><p>Think beyond top-funnel metrics and be mobile-first! When innovation in mobile advertising involves multi-sensory interaction, why remain stuck in aiming for just reach and frequency maximisation? Start thinking mobile-first and push to create campaigns that are designed to maximise the native features of mobile devices. Based on the user profile you want to engage, you can enjoy almost endless creative options using the multi-format, multi-sensory interactions that mobile can provide. Want to showcase how fresh your breath can be? Get your users to blow on their phones! Want to deliver an experiential message to your fashionista users? Get them to take selfies via ads, with their favourite stars. You can also combine video ads with interactive end cards or even make interactive “hotspot” video ads. When marketers start thinking engagement-out and mobile-first, the opportunity to drive meaningful user interaction is virtually limitless on mobile, especially when working with partners who are true mobile experts.</p><p><strong>4. How can I build a complete picture of my consumer’s mobile journey?</strong></p><p> Be present across the complete user journey on mobile.What the duopoly offers you is a snapshot of the user in one or two contexts only - social and search, restricting marketers’ user understanding to their behavior in one or two apps only. However, the average smartphone consumer today unlocks their phone over 100 times/ day and uses over 20 apps actively, across a broad spectrum covering shopping, entertainment, information, travel, food, gaming and many more categories. And in order to understand your users across all these diverse contexts, you need to be present across all the apps that they have on their phones. This is only possible when working with unbiased, neutral mobile advertising platforms who have access to users outside of just search and social.</p><p><em>This article was originally published by CampaignAsia on Tuesday, 2nd January 2018.</em></p>]]></description>
      <dc:subject><![CDATA[English (EN): inmobi.com,]]></dc:subject>
      
      <dc:creator><![CDATA[ Jayesh Easwaramony,  VP & GM - Asia Pacific, Middle East & Africa   ]]></dc:creator>
      
      <dc:date>2018-01-17T05:49:00+00:00</dc:date>
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      <title><![CDATA[Event Diary - Harbolnas 2017: Enabling mobile commerce in Indonesia]]></title>
      <link>https://www.inmobi.com/blog/2018/01/03/Event-Diary-Harbolnas-2017-Enabling-mobile-commerce-in-Indonesia/</link>
      <guid>https://www.inmobi.com/blog/2018/01/03/Event-Diary-Harbolnas-2017-Enabling-mobile-commerce-in-Indonesia/</guid>
      <description><![CDATA[<hr><p><em>InMobi regularly hosts, participates in and contributes to a series of events, meetups, webinars, sharing best practices with partners and thought leaders, across the globe. In this edition of the InMobi Event Diary, we are looking at our recent participation in Harbolnas, a series of events organized by top e-commerce players in Indonesia.</em></p><hr><p>Hari Belanja Online Nasional, commonly known as Harbolnas, is the largest online shopping festival held in Indonesia. Organized annually on Doubles Day (12.12) by a group of leading e-commerce players including Lazada, Zalora and Berrybenka, the event has only grown in magnitude with each passing year.</p><p>InMobi was the official Ad Tech partner in the 6th year of this landmark event of Harbolnas 2017. The initiative comprised of 4 successive events where partners were invited to come together, and share their thoughts and observations on the trends shaping the mobile commerce industry in Indonesia. InMobi shared top insights gained from its network and best practices on how marketers could make the most of mobile marketing during Harbolnas.</p><p>Harbolnas 2017 presented advertisers with the unique opportunity of leveraging InMobi’s expertise in supporting mobile shopping festivals across the globe including Black Friday and Cyber Monday in the USA and the Great Online Shopping Festival in India. Partnering with InMobi also meant access to its world-class video and mobile CRM platforms. With the ability to reach over 90 million users, InMobi helped e-tailers reach online shoppers across top apps in Indonesia.</p><p>As the official ad tech partner, InMobi helped advertisers reach more than 23 million users between Dec 11 and 12 with the use of compelling ad formats such as video and carousel. The most effective ad format was the interactive carousel which showcased multiple products and offers within a single ad unit and delivered 3 times higher conversions when compared to static ad formats. The top-selling categories included electronics, fashion and home (including kitchen and furniture).<img src="https://lh5.googleusercontent.com/HduEkBsje3HTnkRQTmL5LCJeDhza37PMMjaqAuaA_s7N-AJTdFlpCYGPa-RvQ_gjkH4U_-nHg5P5ZNVNkN2HcpGynRcSBfVpXnj3y6UcrULaxQZpJo_eNqam5u1gnmpQA47KKfAs" title="Points scored" width="624" height="385"></p><p>Fig. 1: Top categories by sales during Harbolnas 2017</p><p>The 2017 edition of Harbolnas was its biggest ever, ringing in USD 250 million in Gross Merchandising Value (GMV). This record outperformed the one set last year by 2X and its singles day record of 123 million from the previous month. InMobi looks forward to participating in the upcoming editions of Harbolnas, helping deliver maximum ROI to advertisers.</p>]]></description>
      <dc:subject><![CDATA[Events, English (EN): inmobi.com,]]></dc:subject>
      
      <dc:creator><![CDATA[ Rajesh Pantina,  Head of Marketing, Asia Pacific and Sreeshna Sreekishan , Marketing Manager   ]]></dc:creator>
      
      <dc:date>2018-01-10T09:27:00+00:00</dc:date>
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      <title><![CDATA[Mastering Mobile Creative: Unraveling the secret behind award winning campaigns - Technology]]></title>
      <link>https://www.inmobi.com/blog/2018/01/08/mastering-mobile-creative-unraveling-the-secret-behind-award-winning-c/</link>
      <guid>https://www.inmobi.com/blog/2018/01/08/mastering-mobile-creative-unraveling-the-secret-behind-award-winning-c/</guid>
      <description><![CDATA[<p>	As the new year begins, marketers are not only reviewing the effectiveness of the campaigns they created in the past year, they are also building their strategies for 2018.</p><p>	With mobile accounting for the second largest spend across ad channels, it is vital to consider the crucial role it can play in a campaign. In this 3 part blog series, we discuss how marketers can make the most of this pervasive medium in the new year.</p><p>	<strong>Make the most of mobile first features and technologies.</strong></p><p>	As the capabilities of mobile continue to advance, it is important that marketers make most of these features. Be it through the use of Augmented Reality, Vertical Video or Gyroscopic Technologies, mobile enables marketers to reach audiences in an exciting and brand new manner.</p><p>	By leveraging the extensive features mobile has to offer, a marketer can effectively break away from the clutter and ensure that their campaign outperforms pre-set key performance indicators.</p><p>	Below are two examples of award-winning campaigns which made the effective use of mobile first features.</p><p>	<strong>Coke Break</strong></p><ol>	<li><strong>APAC Smarties:</strong> Bronze, Native.</li></ol><iframe src="https://www.youtube.com/embed/V838jxXbB84" gesture="media" allow="encrypted-media" allowfullscreen="" width="560" height="315" frameborder="0"></iframe><p>Coke desired to differentiate themselves in the overcrowded teas and juice-based drinks market in Cambodia.Through the use bespoke targetting capabilities, Coke reached the youth at “slump times” - times when people were tired and low on energy. They reached audiences near universities, offices and cafes with an innovative ad unit that simulated a video call from a popular youth icon, who nudged users to take a break and get refreshed with a Coke. Thus through the innovative use of mobile, Coke was able to connect with their intended target audience in a brand new way.</p><p>	<strong>Lipton Fitcart:</strong></p><ol>	<li><strong>EMEA Smarties:</strong> Silver, Internet of Things.</li>	<li><strong>MENA Smarties:</strong> Gold, Cross Media.</li>	<li><strong>MENA Smarties:</strong> Gold, Innovation.</li>	<li><strong>MENA Smarties:</strong> Gold, Internet of Things.</li></ol><p>	&lt;video&gt;</p><iframe src="https://www.youtube.com/embed/VtldxB_25G8" gesture="media" allow="encrypted-media" allowfullscreen="" width="560" height="315" frameborder="0"></iframe><p>	Lipton, the iconic tea brand, introduced “Fit Carts” at leading supermarkets to raise brand awareness for its green tea. Lipton, partnered with InMobi to leverage the powerful medium of mobile to reach their intended audience anytime, anywhere.</p><p>	The rich media creative was one amongst the first mobile ad units to devise a scientific formula to calculate the number of steps based on the average calories burnt per step in real-time. By leveraging this specially designed formula, Lipton was able to fully exploit the power of mobile, bring the virtual Fitcart to the palms of the users, and successfully convey its message that each step matters in one’s journey of healthy living through the compelling use of technology.</p>]]></description>
      <dc:subject><![CDATA[Awards, English (EN): inmobi.com,]]></dc:subject>
      
      <dc:creator><![CDATA[ Sreeshna Sreekishan ,  Marketing Manager  ]]></dc:creator>
      
      <dc:date>2018-01-08T09:24:00+00:00</dc:date>
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      <title><![CDATA[Five Trends That Will Shape Mobile Adtech in 2018]]></title>
      <link>https://www.inmobi.com/blog/2018/01/02/five-trends-that-will-shape-mobile-adtech-in-2018/</link>
      <guid>https://www.inmobi.com/blog/2018/01/02/five-trends-that-will-shape-mobile-adtech-in-2018/</guid>
      <description><![CDATA[<p>Over the years, some ad tech trends have undergone full evolution, whereas others have only iteratively grown. Nevertheless, each trend has been instrumental in pushing advertising, including mobile advertising, a bit further into the future, while exponentially improving the experience for users, advertisers, and publishers alike.</p><p>Here are five trends that will be dominating forces come 2018.</p><p><strong>1. Industry Consolidation: Can't Stop, Won't Stop</strong></p><p>History has shown that industry consolidation is a natural process and that systemic market forces make it possible to predict its evolution.</p><p>In 2017, we saw consolidation of many ad tech players, with merger and acquisition deals reaching record levels. But it's not over yet. What has been most apparent in 2017 is that the ad tech industry is not for the fainthearted.</p><p>We'll continue to see companies with a unique offering and position in the market being bought by the big players, while a lack of investment will dissolve others and rid the industry of dead weight.</p><p><strong>2. The Innovating Dragon of China</strong></p><p>The (not so) best-kept secret in the ad tech industry is China. It's the world's largest smartphone market and it has become an innovating dragon in the emerging world. Innovations in China far exceed those in the West, and the technology industry continues to attract attention, talent, and investment from the rest of the world</p><p>In the ad tech industry, there have been multiple acquisitions by top Chinese investors of U.S. ad tech and media companies, which is a trend that is only going to continue and gain momentum.</p><p>As a mobile-first market, China has the potential to sweep other players aside. Unlike other markets, it doesn't have the usual dominant players, such as Google, Facebook, and Twitter, or the risk of walled gardens. Many of the local and homegrown players, such as Baidu, Alibaba, and Tencent, have thrived, and the tech industry, particularly mobile-related businesses, have accelerated ahead of the U.S.</p><p>In China, more people use their mobile devices to watch videos, pay bills, and order services such as taxis, retail, and food than anywhere else in the world, which suggests that China will have a greater say in the global tech industry than we think.</p><p><strong>3. Brace Yourselves for Transparency and Accountability</strong></p><p>Mobile video, programmatic, and ad fraud have all been hot topics this year. In 2018, mobile video ad spend is expected to grow 49%, to nearly $18 billion, and people around the world will watch 25% more video on phones and tablets, according to toZenith. By 2019, nearly80% of programmatic ad spend will go to mobile ads rather than desktop, while advertisers are slated to lose $19 billion to fraudulent activities—equivalent to $51 million per day.</p><p>But are advertisers ready to handle this level of complexity around control, transparency, and accountability? CMOs are put in the driving seat, and should brace themselves for a bumpy ride as technology partners are kept accountable for their actions and business models start to come under question.</p><p><strong>4. Year of the Laggards and Late Majority</strong></p><p>2018 will be the year of the laggards, and we'll see those players in the "late majority" segment of their business lifecycle come into the picture. The late majority tend to move last in the industry, after others have been bold enough to make the first move, and they base their move on industry experience.</p><p>Although first-mover advantage is beneficial to some, the laggards will succeed in the end by unlocking the core assets they have been holding on to and have "perfected" based on technologies that have emerged and have been tried and tested.</p><p><strong>5. AI and Machine-Learning Will Push the Boundaries of Possibilities</strong></p><p>For the ad tech industry, making money revolves around a user's clicking on an ad; predicting ad clicks using AI, machine-learning, or deep-learning techniques can be highly beneficial to improve efficiencies and increase revenue. We've only scratched the surface of the importance of predicting user interest behavior and its benefits, but those who can make accurate estimates will forever change how companies interact and engage with consumers.</p><p><strong>So, What Now?</strong></p><p>2018 will be a rough ride for most, and it will end with fewer players than we had in 2017. As Darwin's theory suggests, the ad tech industry is about survival of the fittest. In the struggle for survival, the fittest will win at the expense of their rivals; but to survive they must adapt and have the ability to turn investments into innovations.</p><p>Ad tech trends seldom mature overnight; and, as the industry figures out how it can improve user experience as well as to increase revenue, there is bound to be a whole lot of debate until the industry matures. However, it's clear that there has been explosive progress over the past few years in improving mobile advertising. At the heart of it all has been innovation, so it's now more important than ever to not stop innovating.</p><p><em>This article was originally published by MarketingProfs on Wednesday, 13th December 2017</em></p>]]></description>
      <dc:subject><![CDATA[Consumer Research, English (EN): inmobi.com,]]></dc:subject>
      
      <dc:creator><![CDATA[ Team InMobi  ]]></dc:creator>
      
      <dc:date>2018-01-02T05:10:00+00:00</dc:date>
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      <title><![CDATA[InMobi's Plan to Continue the Fight Against Fraud in 2018 and Beyond]]></title>
      <link>https://www.inmobi.com/blog/2017/12/27/inmobis-plan-to-continue-the-fight-against-fraud-in-2018-and-beyond/</link>
      <guid>https://www.inmobi.com/blog/2017/12/27/inmobis-plan-to-continue-the-fight-against-fraud-in-2018-and-beyond/</guid>
      <description><![CDATA[<p>As mobile technology evolves to create value for advertisers with advanced targeting capabilities, high customization and precise measurement, the mobile ecosystem continues to be threatened by an ever-expanding and evolving web of ad fraud. Estimated to cost growth marketers approximately <a href="https://www.tune.com/resources/global-app-install-fraud-by-region-and-country/" target="_blank">$350 million</a> in 2017, ad fraud has left advertisers scrutinizing the authenticity of each impression and every subsequent user interaction. According to Forrester Research, ad fraud will reach $10.9 billion in wasted spend by 2021, so it&rsquo;s now more important than ever for the industry to come together and fight this battle together.</p>

<p><strong>Introducing The InMobi Anti-Fraud Framework</strong></p>

<p>As a trusted partner of leading brands across the globe, InMobi has taken the initiative with its<strong> Anti-Fraud Framework</strong> to protect and enhance value for advertisers. Most fraud checks today are downstream (post-click) and account for only 15-20% of all fraud. InMobi scrutinizes fraudulent activity at each point upstream, right from the time of publisher onboarding, to the install event.</p>

<p>The InMobi Anti-fraud Framework includes:</p>

<ul>
	<li><strong>Authentication of Publisher Properties</strong> - InMobi implements strict policies and processes such as ownership verification, brand safety checks among others to authenticate the media that advertisers are buying. These measures arrest malpractices such as site subletting and duplicate accounts.</li>
	<li><strong>Ad Serving Checks</strong> - InMobi employs several run-time diagnostics and analysis on render and on click. InMobi&rsquo;s fraud detection algorithms ensure that each view, interaction and action on a served ad is by humans and not automated traffic.</li>
	<li><strong>Third-party Install Validation</strong> - InMobi has partnered with leading third-party measurement and attribution platforms including Kochava, Tune, AppsFlyer and Adjust that validate and analyze the quality of installs and complement InMobi&rsquo;s efforts on identifying invalid data.</li>
</ul>

<p>With the Anti-fraud Framework, InMobi identifies and rejects suspicious ad requests to the tune of 10% of all traffic, bins 15% of all served ads, and discards 4% of all registered clicks in a campaign. The InMobi Anti-Fraud Framework gives advertisers unparalleled real time access to their campaign hygiene as a no-cost value-added service, something no other mobile solutions provider currently offers.</p>

<p><strong>Adopting the Right Metrics for Fraud Prevention</strong></p>

<p>Mobile users are exposed to a multitude of ads on a daily basis and are prone to become ad blind beyond 15-30 ads. Additionally, a network driving an install every 200-300 clicks is without a doubt &lsquo;suspicious.&rsquo; Hence, upstream touch points such as <strong>impressions</strong> and <strong>clicks</strong> are the strongest directional indicators of fraud. Measured as Mean Clicks to Install (MCTI), MCTI is defined as the number of clicks required by an ad network to drive an install from a specific user. InMobi boasts of an MCTI as low as 5. In addition, for downstream (reactive) metrics such as Mean Time Taken to Install (MTTI), the percentage installs driven by a network should be less than 10% for an MTTI of 10s.</p>

<p>While most advertisers or networks today implement anti-fraud measures as an afterthought, merely reacting to the threat with a goal to minimize impact, the InMobi anti-fraud framework has been built to weed out fraud by disincentivizing fraudsters across the mobile ad lifecycle.</p>

<p><strong>Industry Collaboration</strong></p>

<p>InMobi has committed to joining several anti-fraud industry initiatives and industry groups, including:</p>

<ul>
	<li><strong>Coalition Against Ad Fraud (CAAF)</strong> - To collaborate with other players in the industry on fighting and preventing mobile ad fraud, InMobi was proud this year to have joined the Coalition Against Ad Fraud (CAAF) led by Adjust. It includes key members of the mobile marketing ecosystem, all with a shared commitment to fighting performance ad fraud. Members have collaborated on an agreed set of guidelines to attack mobile ad fraud such as establishing what constitutes performance fraud and agreeing who the responsible parties are for dealing with fraud, and the responsibilities of the members.</li>
	<li><strong>Trustworthy Accountability Group (TAG)</strong> - InMobi became a member of TAG in mid 2017 and is working with an independent auditor to achieve TAG Certified Against Fraud Seal (TAG CAF). TAG CAF ensures that participants follow industry best practice is combating IVT (invalid traffic) and ensures that payments made in the digital ad ecosystem are going to legitimate companies.</li>
	<li><strong>Ads.cert</strong> - InMobi is currently exploring ways to get involved with Ads.cert, which is a new process for cryptographically-signed bid requests that show the actual path of inventory. It was created as a digital signature so that buyers can verify a specific site&#39;s inventory. This is especially important for high-value inventory such as video - similar to DRM for the ad supply chain. It includes higher security than it has today, however, it is not yet available on either mobile web or mobile in-app. With more security, more dollars can move to programmatic.</li>
	<li><strong>Ads.txt</strong> - InMobi is working with the industry to find a way for ads.txt to be applied to mobile in-app since it is currently only supported by mobile web.</li>
	<li><strong>Third Party Prevention Tools</strong> - This year, InMobi has integrated with many of the top third-party fraud solutions in an effort to make our anti-fraud framework even more robust. These solutions include AppsFlyer Protect360, TUNE Fraud Prevention Solution, Kochava Fraud Console and many more fraud abatement tools are currently being explored and tested for integration.</li>
</ul>

<p><strong>Education Efforts</strong></p>

<p>As part of our efforts to bring the ecosystem together and collectively discuss steps to understand and minimize fraud, InMobi has also launched a series of interactive workshops titled <a href="https://inmobi.com/blog/2017/12/05/event-diary-inmobi-indecode-decoding-mobile-fraud-jakarta-2017" target="_blank">InMobi InDecode: Decoding Mobile Fraud</a>. The most recent workshop took place in November 2017 in Jakarta, Indonesia where InMobi&rsquo;s Krishnendu Majumdar, SVP &amp; Global Head, Products, Performance Advertising and Praveen Rajaretnam, Product Marketing Manager presented insights from InMobi&rsquo;s research on fraud to an audience of leading performance marketers. Haikal Bekti Anggoro, Head, Online Marketing at Lazada Indonesia, stressed upon the need for frameworks which can help advertisers analyze tons of data across platforms to identify fraudulent activity, during a fireside chat at the workshop.</p>

<p>As a thought leader in the ad tech space, InMobi has been at the front line in tackling ad fraud. InMobi has joined forces with a number of industry partners and utilized their fraud abatement tools to combat bad actors/fraudsters and develop new solutions for the best interest of our shared clients and the ecosystem.</p>]]></description>
      <dc:subject><![CDATA[Advertising, Announcements, English (EN): inmobi.com,]]></dc:subject>
      
      <dc:creator><![CDATA[ Piyush Shah,  Chief Product Officer  ]]></dc:creator>
      
      <dc:date>2017-12-28T21:23:00+00:00</dc:date>
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      <title><![CDATA[Event Diary - Data Hack Summit 2017: The Need to Rethink Deep Learning]]></title>
      <link>https://www.inmobi.com/blog/2017/12/15/event-diary-data-hack-summit-2017-the-need-to-rethink-deep-learning/</link>
      <guid>https://www.inmobi.com/blog/2017/12/15/event-diary-data-hack-summit-2017-the-need-to-rethink-deep-learning/</guid>
      <description><![CDATA[<hr>
<p><em>InMobi regularly hosts, participates in and contributes to a series of events, meet-ups, webinars, sharing best practices with partners and thought leaders, across the globe. In this edition of the InMobi Event Diary, we are looking at the highlights and developments from “Data Hack Summit 2017,” an event organized by Analytics Vidhya in Bangalore, India.</em></p><hr><br>
<p>In this edition of the InMobi event diary, we cover our presence at the Analytics Vidhya-hosted event “Data Hack Summit 2017.” Aimed at bringing together the finest data scientists across India and the globe, the Data Hack Summit covered the latest trends in analytics, machine learning (ML) and artificial intelligence (AI).As the ‘AI’ and ‘ML’ buzzwords make their way into corporate boardrooms, data scientists at the conference were busy delving into the real science behind the hype. InMobi was part of one such session on “The need to rethink Deep Learning.” The session was focused on discussing the current applications across industries, the challenges in getting impact, and the evolution of deep learning as a tool in the data scientist’s armoury.</p><p>The Need to Re-think Deep LearningAvi Patchava, VP, Machine Learning and Artificial Intelligence, India at InMobi was part of the panel discussion on “The need to rethink Deep Learning.” Moderated by Kunal Jain, Founder & CEO of Analytics Vidhya, the panel also featured an eclectic mix of other researchers and practitioners - including Dr. Kirk Borne, Principal Data Scientist at Booz Allen Hamilton, Dr. Srinivasan Parthiban, CEO of Vingyani, Vijay Gabale from Huew and Mukesh Jain, CTO of VFS Global. </p><p>Here are three interesting themes that the panel explored.</p><p><strong>Deep Learning - Why is it Different?</strong></p><p>The success of Deep Learning to date has been in specific use cases such as image recognition using ‘convolutional neural networks.’ A few panelists held the view that Deep Learning has been a small step forward in our journey of more sophisticated statistical learning techniques - a journey we have been on for many decades. Other panelists felt strongly that it has really pushed the abilities for solving certain types of classification problems, which would not have been possible without the unique structure and design of neural networks like the deep layers of multiple neurons. The panel, however, agreed that there remains much potential for greater application of Deep Learning in sectors such as Pharma, Manufacturing, IT services and AdTech.</p><p><strong>New frontiers for Deep Learning Application</strong></p><p>Dr. Srinivasan opined that Deep Learning will become more and more relevant in the pharma industry. There is an abundance of disparate information in the field of drug discovery and Deep Learning will be vital in connecting these distant pieces of medical research from around the world. Avi talked about InMobi’s application of Deep Learning to understand the effectiveness of different mobile ad creative - the piece of art that is used to convey messaging in an advertisement. These techniques leverage convolutional neural networks - a deep learning application that trains well on an image as a grid of pixels. The possibility of Deep Learning being applied to predict human behaviours at scale - such as click-through and app-download behaviours is an exciting prospect for both the industry and InMobi. </p><p><strong>Challenges in Driving Impact through Deep Learning</strong></p><p>Driving real business impact through Deep Learning has often had challenges such as insufficient data, privacy concerns on data usage and organizational readiness to apply Deep Learning models. Additionally, the size of big data that is needed to effectively train a Deep Learning algorithm is often underestimated. With the big data needs in Deep Learning, there are challenges and sensitivities of using more and more individual-level data in solving problems. If the data is not sufficiently big, a simpler Machine Learning algorithm is more effective. There are other self-created challenges such as undue pressure to apply the ‘latest and greatest in Deep Learning’ when it is not necessarily the most suitable choice of algorithmic approach. Lastly, Avi emphasised that getting impact from a Deep Learning model is as much about the change management process as it is about building an accurate model. The change management process involves: understanding the model use and designing it accordingly; introducing stakeholders to the basis and approach for the model; and integrating a model into the business process, or even resdesigning the business process around the model. </p><p>Commenting on the future of Deep Learning, the panelists exuded optimism around the opportunity but believed that the hype is still ahead of the achieved impact for Deep Learning in a wider set of industries. </p>]]></description>
      <dc:subject><![CDATA[Advertising, Engineering, Events, Products &amp; Tools, English (EN): inmobi.com,]]></dc:subject>
      
      <dc:creator><![CDATA[ Avinash Patchava and Rajesh Pantina, Head of Marketing, Asia Pacific   ]]></dc:creator>
      
      <dc:date>2017-12-15T07:29:00+00:00</dc:date>
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      <title><![CDATA[Event Diary - 8 Essential Tips for Implementing Machine Learning Models]]></title>
      <link>https://www.inmobi.com/blog/2017/12/13/event-diary-iim-bangalore-8-essential-tips-for-implementing-machine-learnin/</link>
      <guid>https://www.inmobi.com/blog/2017/12/13/event-diary-iim-bangalore-8-essential-tips-for-implementing-machine-learnin/</guid>
      <description><![CDATA[<hr><p><em>InMobi regularly hosts, participates in and contributes to a series of events, meet-ups, webinars, sharing best practices with partners and thought leaders, across the globe. In this edition of the InMobi Event Diary, we are looking at our recent visit to one of India’s top business schools - the Indian Institute of Management in Bangalore, where we addressed students of the Big Data and Analytics Certificate Program.</em></p><hr><br><p>In this edition of the InMobi event diary, we cover our visit to the well-known Indian Institute of Management of Bangalore where we addressed 60 students of the Big Data Analytics Certificate Program. Speaking on <em><strong>Machine Learning in the Wild</strong></em>, the event was a great opportunity to interact with a student group comprising experienced professionals looking to move to the field of Big Data and Analytics, and address their concerns and thoughts.</p><p>InMobi was invited to address the 2017-18 batch given the on-ground experience in applying Big Data and Machine Learning technologies in the mobile advertising industry. InMobi has been applying these technologies for several years and their relevance has only grown as the industry and company have evolved. Avi Patchava, VP, Machine Learning and Artificial Intelligence, at InMobi addressed the batch. He was introduced by Dr. Shankar Venkatagiri - Associate Professor at Indian Institute of Management Bangalore. </p><p>Avi led the discussion with <strong>8 Essential Tips</strong> to consider when designing, building and deploying a Machine Learning model towards a business problem:</p><p><strong>Tip #1:Be clear about the business problem you seek to solve.</strong> Use a problem statement worksheet to align on the problem definition, solution intent, problem scope, hypotheses to guide the model, the data that you need, the value at stake and the team skills required.</p><p><strong>Tip #2:Think carefully on what your model needs to achieve.</strong> Is your model descriptive, diagnostic, predictive, or prescriptive use case? Be wary of trying to do everything with one model. Ask yourself: what is the business really asking for?</p><p><strong>Tip #3: Ensure feature availability in the production environment.</strong> Having lots of data and features is often a positive sign. But you need to ensure that all features are available in the production environment at the time of use - whether for exploration, training, evaluation or deployment.</p><p><strong>Tip #4: Apply Occam’s razor for the choice of algorithms.</strong> Zero in on to the algorithm that will do the job - answer the problem that you set out to solve. You do not need the most glamourous algorithms, when a more modest algorithm can do the trick. </p><p><strong>Tip #5: Be aware of the training time in production environments.</strong> If you need to train models multiple times per day, and a model takes several hours to train (because of its complexity), then your model will not be effective (regardless of its complexity!).</p><p><strong>Tip #6: Think of data science beyond research.</strong> You need to support the drive for impact by considering what is needed to make your code ready for the production environment. For example, lighter size of files, logging and storing of key variables is something to ensure for easy evaluation of models.</p><p><strong>Tip #7: Fortify the model with support elements.</strong> Achieving lasting business impact from a model, requires more than excellent accuracy. Many other elements are needed to ensure model impact whether UI-UX design, data infrastructure, training model users, design of the business process, or the overall change management as a model transforms a business.</p><p><strong>Tip #8: 'De-jargonize' Data Sciences.</strong> There is a lot of jargon surrounding the field of data sciences, machine learning and especially artificial intelligence. One of your roles as a data scientist is to help your colleagues and team members cut through the jargon. Take the opportunity to clarify key terms, and even define their usage in your organization with relevant examples.</p>]]></description>
      <dc:subject><![CDATA[Advertising, Engineering, Products &amp; Tools, English (EN): inmobi.com,]]></dc:subject>
      
      <dc:creator><![CDATA[ Avinash Patchava and Rajesh Pantina, Head of Marketing, Asia Pacific   ]]></dc:creator>
      
      <dc:date>2017-12-13T11:03:00+00:00</dc:date>
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    <item>
      <title><![CDATA[Event Diary - GE TechNEXT 2017: Delivering a Digital Transformation]]></title>
      <link>https://www.inmobi.com/blog/2017/12/13/event-diary-ge-technext-2017-delivering-a-digital-transformation/</link>
      <guid>https://www.inmobi.com/blog/2017/12/13/event-diary-ge-technext-2017-delivering-a-digital-transformation/</guid>
      <description><![CDATA[<hr>
<p><em>InMobi regularly hosts, participates in and contributes to a series of events, meetups, webinars, sharing best practices with partners and thought leaders, across the globe. In this edition of the InMobi Event Diary, we are looking at the highlights and developments from “TechNEXT,” an event organized by GE research at their offices in Bangalore, India.</em></p><hr><br>
<p>In this edition of the InMobi event diary, we cover our presence at the GE Research hosted event “TechNEXT.” TechNEXT is a forum at GE that familiarizes a deep technologist audience with what’s next and what’s cool in technology by bringing them face to face with industry leaders and their insights. InMobi was among the few invited to participate in GE’s inaugural TechNEXT event. The panel aimed to unravel the process of building a digital DNA through the age of digital-industrial transformation by leveraging Artificial Intelligence & data insights in particular.</p><p>Delivering a Digital transformationAvi Patchava, VP, Machine Learning and Artificial Intelligence, at InMobi was part of the panel discussion that was moderated by Vinay Jammu, Technology Leader for Physical-Digital Analytics at GE Global research, and featured Dr. Shankar Venkatagiri - Associate Professor at Indian Institute of Management Bangalore - and Sameer Dhanrajani - Chief Strategy Officer at Fractal Analytics. </p><p><img src="https://lh4.googleusercontent.com/h_ZCd6L3TK5H27gEnROmMFRa0bpkgA1j1BMMRj8fcmgzl0VJcNi7kBhX2Vmr3bW-LUO-mrnRUBhYujQTW7v_VFtyOj2eHA4Ibtcu5bvdu3Pvks4Rn3pFwcDTp-F6hMA87k57ujVK" width="624" height="361"></p><p><strong>Digital transformation - Setting Up for Success</strong></p><p>The panel noted that a digital transformation is a narrowly focused initiative around one or two technologies that can deliver the most value for the business given its maturity, and not an ‘all over the place’ measure. Given there are a large set of disruptive digital technologies such as IoT, Blockchain, Cloud technology, 3D printing and Artificial Intelligence, a digital transformation can mean many things. Speaking on leveraging Artificial Intelligence (AI), Avi emphasized the need to stay laser-focused on the ‘use case.’ A use case is the sole unit of measuring the impact of AI transformation. Leaders need to have clarity on what the specific near-term use cases are, and how they will be delivered. Citing InMobi’s Machine Learning Accelerator programs to bolster platforms such as algorithm deployment, data strategy, talent acquisition and talent development, Avi highlighted the need for strengthening enablers to become an A.I.-led company.</p><p><strong>‘De-jargoning’ Artificial Intelligence</strong></p><p>Avi shared the formulaic four questions that can help evaluate any opportunity or validate a success story, and help distinguish between what’s real and what’s hype. There is a lot of jargon and buzzwords used in the field of Artificial Intelligence, and one needs to break through it. One should always ask: </p><ol>
<li>What is the specific use case that A.I. is being used for?</li><li>What is edge or advantage provided by the data being used in delivering the use case?</li><li>Is there clarity on what algorithmic techniques will be used and why are they suitable?  </li><li>And, does the business have clarity on the derived value for a targeted use case? While, for a completed use-case, has the exact financial impact been measured?</li></ol><p><strong>The Role of Humans in an AI Dominated World</strong></p><p>For an audience largely from an engineering background, Vinay wanted the panelists’ to opine upon the growth prospects for individuals and the relevant roles. Avi explained that in a world driven by Machine Learning and A.I., the role of the model-builder becomes critical in addition to several supporting roles that help model-builders succeed. The supporting roles include: the Big-Data engineer who sets up the data flows or plumbing to ensure big data sets are available and accessible when a model-builder needs them; the Production engineer who writes and sets up the algorithm code for deployment in large scale environments; and the analytics-savvy Product Manager who applies the understanding of modelling techniques to ensure models are addressing relevant problems and can also effectively evaluate models.</p><p><strong>Managing data privacy</strong></p><p>“How will companies manage concerns of data privacy when data is so valuable and therefore seductive?” was one of the burning questions from the audience. Dr. Shankar introduced the audience to the role of the ‘Algorithm auditor’ and its growing relevance. An algorithm auditor is an external party that ensures algorithms across businesses are really doing what they claim to be doing and do not indulge inappropriate data usage. Avi, reinforcing Dr. Shankar’s view, talked about the need for companies to have legal teams that check on modelling activities and approve of the data-usage guidelines being followed. The panel also discussed how a world with greater personalization initiate a loop of clear benefits for users. For instance, in the field of personalized medicine, successful treatments for users leads to users becoming more and more comfortable with data-sharing, thereby driving tangible benefits through better personalization and so on.</p>]]></description>
      <dc:subject><![CDATA[Advertising, Engineering, Events, Products &amp; Tools, English (EN): inmobi.com,]]></dc:subject>
      
      <dc:creator><![CDATA[ Avinash Patchava and Rajesh Pantina, Head of Marketing, Asia Pacific   ]]></dc:creator>
      
      <dc:date>2017-12-13T09:15:00+00:00</dc:date>
    </item>
  
    <item>
      <title><![CDATA[Event Diary: InMobi InDecode - Decoding Mobile Fraud Jakarta 2017 ]]></title>
      <link>https://www.inmobi.com/blog/2017/12/05/event-diary-inmobi-indecode-decoding-mobile-fraud-jakarta-2017/</link>
      <guid>https://www.inmobi.com/blog/2017/12/05/event-diary-inmobi-indecode-decoding-mobile-fraud-jakarta-2017/</guid>
      <description><![CDATA[<hr><p><em>InMobi regularly hosts, participates in and contributes to a series of events, meetups, webinars, sharing best practices with partners and thought leaders, across the globe. In this edition of the InMobi Event Diary, we are looking at the highlights and developments from the InMobi InDecode workshop held on “Decoding Mobile Fraud” in Jakarta, Indonesia.</em></p><hr><br><p>While marketers are aware of the threat that ad fraud poses, building an advanced understanding of fraud and PREVENTING it, is quite the road less taken. Decoding Mobile fraud aimed to help advertisers understand the evolving nature of mobile ad fraud, safeguard and protect valuable budgets, and more importantly, be the guiding light for marketers to ASK THE RIGHT QUESTIONS!</p><p><img src="https://lh6.googleusercontent.com/cZiWhpNZzXhQkYMDSr_NXVg0RJb-elRPwroE53ekNS8wIrNDzeOxOHWQOMDqreyyhpMrYi1t3Hwy09C-a02NyL7-y6DzYXoou2iTe6pl4kksXdwBIw_qtUmPLFT7mCvdMgtyKAeL" width="624" height="204"></p><p>Presenting insights from InMobi’s research on fraud were Krishnendu Majumdar, SVP & Global Head, Products - Performance Advertising and Praveen Rajaretnam, Product Marketing Manager at InMobi. Following it up, Rishi Bedi, Head - Performance Advertising, APAC hosted Haikal Bekti Anggoro, Head, Online Marketing at Lazada, Indonesia for a fireside chat on the role of advertisers and the future of the anti-fraud crusade.</p><p><strong>Advancements in Mobile = Advancements in Ad Fraud</strong></p><p>As mobile technology evolves to create value for advertisers with advanced targeting capabilities, high customization and precise measurement, the mobile ecosystem continues to be threatened by an ever-expanding and evolving web of ad fraud. The fraudsters of yore have evolved to be able to mimic post-install user behavior than merely simulate click-behavior. App-install campaigns are largely affected by two types of fraud:</p><ol>
<li>Stolen Organics: Fraud where the advertiser’s organic installs are stolen through means of click spamming or ad stacking, and</li><li>Misattribution: Fraud where a network’s installs/events are stolen through click injection or click sniping</li></ol><p><strong>The Fallacy of Detection</strong></p><p>85% of all fraud happens way upstream in the ad lifecycle - before the app install. As sophisticated and complex fraud mechanisms take over, marketers are still reliant on downstream metrics and associated reactive measures to tackle fraud. Even worse, downstream metrics such as Mean Time Taken to Install (MTTI) are inconsistent and can vary according to app size, app category and the country. A 10 MB app would have a lower MTTI than a 100 MB app, MTTI for a retail app would be very different from that of a gaming app and the network speeds in Singapore and Indonesia will definitely affect the download time of an app.</p><p><strong>Driving Prevention - Adopting Upstream Indicators </strong></p><p>Measuring full-funnel metrics that identify fraud at each touchpoint in the ad lifecycle - from the time a publisher is on-boarded to app install, is the need of the hour. Mobile users are exposed to a multitude of ads on a daily basis, and are prone to become ad blind beyond 15-30 ads. Similarly, a network driving an install every 200-300 clicks is without doubt ‘suspicious.’ Hence, upstream touch points such as IMPRESSIONS and CLICKS are the strongest combinative indicators of fraud.</p><p><img 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" alt=""></p><p>Measured as Mean Clicks to Install (MCTI), MCTI is defined as the number of clicks required by an ad network to drive an install from a specific user. Similarly, Mean Impressions to Install (MMTI) is defined as the number of impressions required to drive an install from a specific user. As part of the InMobi Anti-Fraud Framework, each point upstream - right from the time of publisher onboarding to the install event, is scrutinized for fraudulent activity.</p><p>Haikal, guest speaker for the day, stressed upon the need for such frameworks to analyze tons of data across platforms. As an advertiser, Haikal quipped, the way forward is to build such frameworks and leverage it across the ecosystem.</p><p><strong>Building your 2018 Anti-Fraud Strategy</strong></p><p>Most advertisers or networks today implement anti-fraud measures as an afterthought, merely reacting to the threat with a goal to minimise impact. Marketers should aim to invest in identifying fraud through a combination of upstream and downstream indicators, thereby preventing fraudsters from getting deeply entrenched into campaigns. Marketers can build their 2018 Anti-Fraud strategy by adopting the InMobi Anti-Fraud Framework.</p><p>To know more about the InMobi Anti-Fraud Framework and how you can make the most out of it, write to <a href="mailto:praveen.rajaretnam@inmobi.com">praveen.rajaretnam@inmobi.com</a> or sign-up below.</p><hr>About InMobi InDecode:
<p>InMobi InDecode is a series of workshops that brings together technology and industry experts to share, debate and discuss the latest trends in the mobile industry.</p>]]></description>
      <dc:subject><![CDATA[Events, English (EN): inmobi.com,]]></dc:subject>
      
      <dc:creator><![CDATA[ Rajesh Pantina,  Head of Marketing, Asia Pacific  ]]></dc:creator>
      
      <dc:date>2017-12-05T04:30:00+00:00</dc:date>
    </item>
  
    <item>
      <title><![CDATA[Unveil the Magic of Remarketing this Holiday Season]]></title>
      <link>https://www.inmobi.com/blog/2017/11/10/unveil-the-magic-of-remarkerting-this-holiday-season/</link>
      <guid>https://www.inmobi.com/blog/2017/11/10/unveil-the-magic-of-remarkerting-this-holiday-season/</guid>
      <description><![CDATA[<p>With the <g>holiday</g> season around the corner, the pressure to attract a substantial share of the $682 billion <g>opportunity</g> has never been more intense.</p>

<p>If you are a marketer, you probably already understand the pressing challenge of retaining quality users for your business. And if you are a retailer, the challenge is even more acute, as 60% of your online consumers now use mobile for shopping and researching. With consumers spending 90% of their time on mobile inside apps, retailers continue to struggle to retain their hard-earned app users.</p>

<p>Thankfully, we have a time-tested solution for you that is known to deliver 10x higher CTRs, 150% higher conversion rates, amongst other unbelievable returns. Find out how you can achieve the same for your brand this holiday season.</p>

<p><img src="https://www.inmobi.com/ui/uploads/blog/infographic_final1.jpg" style="width: 700px; height: 4637px;" /></p>

<p style="font-size:20px;"><a href="https://go.inmobi.net/hubfs/Research/Remarketing/Content/Holiday%20Season%202017%20-%20Remarketing%20Infographic.pdf" target="_blank"><strong>Download the full infographic</strong></a></p>]]></description>
      <dc:subject><![CDATA[Advertising, Consumer Research, English (EN): inmobi.com,]]></dc:subject>
      
      <dc:creator><![CDATA[ Pooja Kalloor,  Sr. Insights Analyst  ]]></dc:creator>
      
      <dc:date>2017-11-10T09:02:00+00:00</dc:date>
    </item>
  
    <item>
      <title><![CDATA[5 tips to improve Singles Day sales in SEA]]></title>
      <link>https://www.inmobi.com/blog/2017/11/06/5-tips-to-improve-singles-day-sales-in-sea/</link>
      <guid>https://www.inmobi.com/blog/2017/11/06/5-tips-to-improve-singles-day-sales-in-sea/</guid>
      <description><![CDATA[<p>Singles Day or 11/11 as it is known in China, has fast outstripped Cyber Monday and Black Friday to emerge as the world’s biggest online shopping event, raking in over $17 billion in 2016 - a 25% increase from 2015. Importantly, 82% of these transactions were driven by mobile in 2016. This explosion in popularity only means that the stage is set for yet another record shattering day of e-commerce and m-commerce in China.</p><p>And with more and more Chinese firms investing in the burgeoning digital economies of South East Asia (SEA), Singles Day sales are rapidly gaining in popularity in the region, with 2017 set to be the biggest year yet, especially in mobile-first markets such as Indonesia. 50% of survey respondents in Indonesia, Malaysia, Singapore and Thailand reported that they made purchases using smartphones.This clearly demonstrates that SEA consumers are getting more comfortable using their smart devices to research, browse and purchase products, thus strengthening this channel of engagement between consumers and retailers</p><p>With Single’s Day around the corner, here are five tips that marketers can leverage when planning their mobile strategy in SEA:</p><p><strong>1. Be savvy with mobile video</strong>: </p><p>Shoppers in SEA are increasingly relying on mobile video, with November 7th being the peak for mobile video ad views and engagement in the run up to Singles Day. Also, in the region, users begin their weekends early with some quality mobile video ad indulgence, consuming the most ad content on Thursday, followed by Saturday and Wednesday.</p><p><strong>2. Know where your users are and go programmatic:<br></strong></p><p><strong></strong> It’s intuitive for marketers to focus their advertising spends on shopping/m-commerce sites and social media. However, it’s also imperative to take advantage of other important inventory sources when planning for Singles Day. Ahead of the event, 42% of downloaded apps are gaming apps while travel and entertainment account for 23% and 19% respectively. For mobile marketers looking to optimize their spends for Singles Day, it’s key to not ignore these three heavily downloaded app categories. To ensure even more precision in delivering advertising messages, marketers must go the programmatic route to ensure that they are reaching premium and relevant audiences.</p><p><strong>3. Focus on </strong><strong>fashion:<br></strong></p><p><strong></strong>In most other regions, electronics sales dominate online sales. In SEA, however, the story is very different, with fashion leading the way, contributing a whopping 85% of total sales. The beauty category tops the chart at 54% with apparel, shoes and handbags following at 31%.</p><p><img src="https://lh6.googleusercontent.com/CWigC8fj3ARHdDdC719Mv6t2cOTscgTH6k7HPoM-0EOv54T9kvjPmxny8AturjRCwJ_7KXeiR-DeCnX5aDmNW-7nFAGNXHHwnSVXR7granx0MuSwJ9h94DSL4LJIm6qfD2QsoUDi" title="Chart" height="371" width="546"></p><p><strong>4. Capitalize on late decision makers:</strong></p><p> While retailers and brands focus on enabling users to make early purchase decisions 1-2 weeks prior to the sale, they often miss out on influencing users closer to the day of the sale. 23% of users make purchase decisions in the crucial 5 days before the day of the sale. </p><p><strong>5. Invest in retargeting:</strong></p><p>To drive increased sales, it’s important for retailers to leverage technologies such as dynamic retargeting and exact matching in order to deliver personalised and seamless consumer engagement across multiple platforms. With the right retargeting mechanism in place, advertisers can ensure increased sales not only from active users but also from first-time users and dormant users.</p>]]></description>
      <dc:subject><![CDATA[Consumer Research, English (EN): inmobi.com,]]></dc:subject>
      
      <dc:creator><![CDATA[ Shamala DN  ]]></dc:creator>
      
      <dc:date>2017-11-06T09:14:00+00:00</dc:date>
    </item>
  
    <item>
      <title><![CDATA[ When FastFilmz met InMobi: The exciting video partnership story]]></title>
      <link>https://www.inmobi.com/blog/2017/10/11/When-FastFilmz-met-InMobi-The-exciting-video-partnership-story/</link>
      <guid>https://www.inmobi.com/blog/2017/10/11/When-FastFilmz-met-InMobi-The-exciting-video-partnership-story/</guid>
      <description><![CDATA[<p>InMobi, a global mobile advertising platform, and FastFilmz, India’s first regional movie video app, have come together for an exclusive ad monetization partnership. FastFilmz, India’s first regional movie video app, enables advertisers to reach their audience through the use of immersive pre-roll video ads.  With their superlative video-streaming technology, advertisers can now reach highly engaged, smartphone users across India. </p><p>In this video series, Karam Malhotra, Co-CEO and Founder of Fastfilmz talks about their OTT platform, the potential offered by the app and the value FastFilmz finds in partnering with InMobi. </p><p>Episode 1: Riding the InMobi Wave</p><p>Listen to Karam Malhotra share the top reasons for choosing InMobi as FastFilmz’ exclusive monetization partner</p><iframe src="https://www.youtube.com/embed/_mx1Xweie0o" allowfullscreen="" height="315" frameborder="0" width="560">
</iframe><p>Episode 2: Netflix of the South</p><p>InMobi is glad to partner with FastFilmz, India’s first regional movie video app</p><iframe src="https://www.youtube.com/embed/0a9zz3ZKgYI" allowfullscreen="" height="315" frameborder="0" width="560"></iframe><p>Episode 3: The Holy Trifecta: Advertisers, Mobile, South Indian Audiences</p><p>Find out about the unique opportunities the FastFilmz-InMobi partnership offers to advertisers.</p><iframe src="https://www.youtube.com/embed/MqJX_rOuRkk" allowfullscreen="" height="315" frameborder="0" width="560"></iframe>]]></description>
      <dc:subject><![CDATA[Announcements, English (EN): inmobi.com,]]></dc:subject>
      
      <dc:creator><![CDATA[ Team InMobi  ]]></dc:creator>
      
      <dc:date>2017-10-12T21:27:00+00:00</dc:date>
    </item>
  
    <item>
      <title><![CDATA[Do You Know The Truth About Your App Users]]></title>
      <link>https://www.inmobi.com/blog/2017/10/12/Do-You-Know-The-Truth-About-Your-App-Users/</link>
      <guid>https://www.inmobi.com/blog/2017/10/12/Do-You-Know-The-Truth-About-Your-App-Users/</guid>
      <description><![CDATA[<p>An app install seldom translates into a user, let alone a highly engaged one.</p><p>Since the advent of smartphones and apps, app marketers have been consistently chasing app installs. This made sense when apps did not have any users and acquiring them was the only goal. However, since then, we have come a long way and today there are millions of apps who boast of a substantial user base. What reason do you have now, when your app has a respectable user base, to continue to solely focus on acquiring more and more users?</p><p>Find out why focusing on user acquisition alone is far from healthy for your app marketing efforts.</p><p><img src="https://www.inmobi.com/ui/uploads/blog/Ep_1_4_700px.jpg"><img src="http://www.resources.inmobi.net/hubfs/Research/Remarketing/Content/Ep%201_4_700px.jpg"></p><p><strong><br></strong></p><p><a href="http://www.resources.inmobi.net/hubfs/Research/Remarketing/Content/The_Truth_About_Your_App_Users.pdf" target="_blank"><strong>Download the full infographic to find out how an app install focused strategy is incomplete for the growth of your app.</strong></a></p>]]></description>
      <dc:subject><![CDATA[Consumer Research, English (EN): inmobi.com,]]></dc:subject>
      
      <dc:creator><![CDATA[ Pooja Kalloor,  Sr. Insights Analyst  ]]></dc:creator>
      
      <dc:date>2017-10-12T19:27:00+00:00</dc:date>
    </item>
  
    <item>
      <title><![CDATA[InMobi's mobile network reaches 162 million unique users in India]]></title>
      <link>https://www.inmobi.com/blog/2017/10/11/inmobis-mobile-network-reaches-162-million-unique-users-in-india/</link>
      <guid>https://www.inmobi.com/blog/2017/10/11/inmobis-mobile-network-reaches-162-million-unique-users-in-india/</guid>
      <description><![CDATA[<p>InMobi, a global mobile advertising platform, has crossed 150 million <a href="http://brandequity.economictimes.indiatimes.com/tag/monthly+active+users">monthly active users</a> (MAUs) in 2017, making it the largest independent mobile app network in India. Also, InMobi’s premium mobile network now reaches 162 million unique users (MAUs) through 1000 plus <a href="http://brandequity.economictimes.indiatimes.com/tag/sdk">SDK</a> integrated publishers in India and delivers ad formats such as video and native on most of these apps.</p><p><img src="https://etimg.etb2bimg.com/photo/60379966.cms" data-src="https://etimg.etb2bimg.com/photo/60379966.cms" alt="InMobi's mobile network reaches 162 million unique users in India" data-init_src="https://st.etb2bimg.com/Themes/Release/images/responsive/news-brandequity-defaultV1.png"><br><br>InMobi has forged strategic partnerships with various global and local apps across categories such as social, entertainment, gaming, utilities and content. InMobi’s app monetization partners from India include the likes of Wynk, TrulyMadly, Nextwave Multimedia, and Fastfilmz.<br><br>“The InMobi network is currently the largest third-party app ecosystem on mobile in India, with unparalleled reach beyond the walled gardens. By partnering with InMobi, advertisers not only access premium publishers but also access premium audiences built on rich user-intelligence,” said <a href="http://brandequity.economictimes.indiatimes.com/tag/vasuta+agarwal">Vasuta Agarwal</a>, VP and GM, <a href="http://brandequity.economictimes.indiatimes.com/tag/inmobi+india">InMobi India</a>.<br><br>“Advertisers, who are looking to spend on mobile during the festive season, can maximize engagement, transactions and revenues through the InMobi network,” she added.</p><p><em>This article was originally published on ET Brand Equity on Wednesday, 6th September 2017<br></em></p>]]></description>
      <dc:subject><![CDATA[Announcements, English (EN): inmobi.com,]]></dc:subject>
      
      <dc:creator><![CDATA[ Team InMobi  ]]></dc:creator>
      
      <dc:date>2017-10-11T13:07:00+00:00</dc:date>
    </item>
  
    <item>
      <title><![CDATA[The State of App Performance Marketing 2017:  Part 2 – User Acquisition Trends]]></title>
      <link>https://www.inmobi.com/blog/2017/10/06/the-state-of-app-performance-marketing-2017-part-2-user-acquisition-trends/</link>
      <guid>https://www.inmobi.com/blog/2017/10/06/the-state-of-app-performance-marketing-2017-part-2-user-acquisition-trends/</guid>
      <description><![CDATA[<p>In continuation to <a href="http://www.inmobi.com/blog/2017/09/11/2017-state-of-app-performance-marketing-survey-result-part-1-app-marketer-c" target="_blank">our previous post</a>, this post will focus on the results of the survey. While last time, we discussed what the marketers think about themselves, their teams, and the key issue in marketing and in-app advertising; this time around, we will focus on user acquisition trends.</p><p><a href="http://www.resources.inmobi.net/hubfs/Research/The%20State%20of%20Mobile%20App%20Performance%20Survey%202017/InMobi's_State_of_App_Performance_Marketing_Survey_2017_Global.pdf" target="_blank"><strong>If you haven't had a chance to read this comprehensive report yet, download it now to learn what 800+ app marketers had to say about their strategy, priorities and innovative solutions to the biggest app marketing challenges.</strong></a></p><p>Acquiring new users is undoubtedly important for app marketers, and we wanted to better understand how they approach it. We surveyed app marketers across industries to discover the what tactics being used to drive new users, channels that deliver the strongest performance, how budgets are being allocated, and what marketers think about ad networks for running UA campaigns.</p><p><strong><u>User Acquisition Budget</u></strong></p><ul><li>On the investment side, there is naturally a small range of monthly marketing support levels for apps. More than half of app marketers allocate less than $50K a month towards user acquisition campaigns.</li></ul><p><strong><u>CPI Still Rules Mobile App Media Buying</u></strong></p><ul><li>In regards to user acquisition campaigns, CPI is still used by more than half of marketers as a preferred pricing model.</li><li>22% of respondents use CPA model as it offers advertisers more opportunities to increase their revenues while minimizing expenses. Since an advertiser pays only for a specific action in contrast to Cost-per-Click pricing models, ad fraud is much less likely to occur.</li></ul><p><strong><u>Video Ads Key To Acquiring High-Quality Users</u></strong></p><ul><li>Acquiring high-quality users is always a welcome prospect for any app developer or owner. By high-quality, these are users that are guaranteed to become long-term patrons. One of the most powerful tools that app marketers have at their disposal is mobile video ads. 36% of them plan to invest in video over the next 12 months.</li></ul><p><strong><u>Criteria in Selecting Ad Network for Running UA campaigns</u></strong></p><ul><li>User Quality, Transparency & Trust, and Account Management are the top three criteria that app marketers evaluate when selecting an ad network for user acquisition campaigns.</li></ul><p>These are just a few of the many insights unearthed through the analysis of our survey. The report offers an eye-opening look at the challenges in 2017, and what lies ahead for the industry.</p><p><a href="http://www.resources.inmobi.net/hubfs/Research/The%20State%20of%20Mobile%20App%20Performance%20Survey%202017/InMobi's_State_of_App_Performance_Marketing_Survey_2017_Global.pdf" target="_blank"><img src="http://www.resources.inmobi.net/hubfs/Research/The%20State%20of%20Mobile%20App%20Performance%20Survey%202017/Images%20for%20Social%20Promotions/Blog_generic_post_1.png" alt=""></a></p><p>Download this special guide and see what challenges and opportunities may be in store for your app business!</p><p><img src="http://www.resources.inmobi.net/hubfs/Research/The%20State%20of%20Mobile%20App%20Performance%20Survey%202017/Images%20for%20Social%20Promotions/B_generic_post_1(info).png"></p>]]></description>
      <dc:subject><![CDATA[Consumer Research, English (EN): inmobi.com,]]></dc:subject>
      
      <dc:creator><![CDATA[ Shamala DN  ]]></dc:creator>
      
      <dc:date>2017-10-07T02:20:00+00:00</dc:date>
    </item>
  
    <item>
      <title><![CDATA[Doing Mobile Video Right Vlog – Part 3]]></title>
      <link>https://www.inmobi.com/blog/2017/09/28/doing-mobile-video-right-vlog-part-3/</link>
      <guid>https://www.inmobi.com/blog/2017/09/28/doing-mobile-video-right-vlog-part-3/</guid>
      <description><![CDATA[<p>
	Part three of InMobi’s doing mobile video right vlog is now live, with InMobi’s Creative Director Nate Barnes, talking about the in-app latest trends and emerging standards, in mobile app creativity and interactivity. If you're yet to watch Part - 1 and Part - 2 of this Programmatic & Viewability of this series, it's available 
	<a href="http://www.inmobi.com/blog/2017/09/11/doing-mobile-video-right-vlog-part-2" target="_blank">here </a>& <a href="http://www.inmobi.com/blog/2017/08/02/doing-mobile-video-right-vlog-part-1-programmatic-with-kayla-wilson" target="_blank">here</a>.</p><iframe width="560" height="315" src="https://www.youtube.com/embed/Mo1UDMvtdcs" frameborder="0" allowfullscreen="">
</iframe>
<!--HubSpot Call-to-Action Code -->
<span  class="hs-cta-wrapper" id="hs-cta-wrapper-59044145-e125-47c3-aea7-affb0f1f8af6"><span class="hs-cta-node hs-cta-59044145-e125-47c3-aea7-affb0f1f8af6" id="hs-cta-59044145-e125-47c3-aea7-affb0f1f8af6"><!--[if lte IE 8]><p id="hs-cta-ie-element"></p><![endif]-->
<a href="https://cta-redirect.hubspot.com/cta/redirect/2714195/59044145-e125-47c3-aea7-affb0f1f8af6" target="_blank"><img class="hs-cta-img" id="hs-cta-img-59044145-e125-47c3-aea7-affb0f1f8af6" style="border-width:0px;" height="170" width="680" src="https://no-cache.hubspot.com/cta/default/2714195/59044145-e125-47c3-aea7-affb0f1f8af6.png" alt="5 Highly Engaging Mobile Video Formats to Reach In-App Consumers"></a></span> hbspt.cta.load(2714195, '59044145-e125-47c3-aea7-affb0f1f8af6', {}); </span><!-- end HubSpot Call-to-Action Code -->]]></description>
      <dc:subject><![CDATA[Advertising, English (EN): inmobi.com,]]></dc:subject>
      
      <dc:creator><![CDATA[ Joel Kirk,  Marketing Manager, North America  ]]></dc:creator>
      
      <dc:date>2017-09-28T10:14:00+00:00</dc:date>
    </item>
  
    <item>
      <title><![CDATA[Event Diary - Cypher 2017: Breakthrough Opportunities for Artificial Intelligence in AdTech]]></title>
      <link>https://www.inmobi.com/blog/2017/09/28/event-diary-cypher-2017-breakthrough-opportunities-for-artificial-intellige/</link>
      <guid>https://www.inmobi.com/blog/2017/09/28/event-diary-cypher-2017-breakthrough-opportunities-for-artificial-intellige/</guid>
      <description><![CDATA[<hr>
<p>InMobi regularly participates in and contributes to a series of events, meetups, webinars, sharing best practices with partners and thought leaders, across the globe. In this edition of the InMobi Event Diary, we are looking at the highlights and developments from “Cypher 2017” an event organized by Analytics India Magazine in Bangalore, India</p><hr>
<p>InMobi was excited to attend the Cypher Analytics 2017 conference in Bangalore. There has been a visibly growing data science and machine learning ecosystem in Bangalore, which Analytics India Magazine and the Cypher conference have played an important role in developing. We wanted to share our personal stories and perspectives on the future of this thrilling frontier.</p><p>Rajiv Bhat, SVP, Data science, InMobi and myself, Avi Patchava - leading InMobi’s Data Science and AI strategy based here in Bangalore, spoke on the future of Artificial Intelligence and AdTech.</p><p><img src="https://lh3.googleusercontent.com/JHm--9sEQAuHTrW31NqEP4MycY-oylyYEKR0TImk3SqdSaoyOGjNJ6ZTN6KBo7cHxhi7Mq-o9ULXyIgL7YKlWh_7VidVsOOy5ZzadiszqcRVlWY9gktTOVqC9hCmlOd1oWkz6HC8" alt="Cypher 2017.jpg" width="624" height="351"></p><p>Our belief is that AdTech - which has already been playing a major role in the development of artificial intelligence technologies driven by major tech giants - has growing potential to catalyze the growth of AI systems. This is primarily due to five reasons:</p><ol><li>The growing volume of data with more and more connected smartphones globally, and the consequent diversity of data fields;</li><li>The large and capable engineering teams already present in AdTech - highly critical for operationalising AI systems to be productive;</li><li>Ability to attract top data science talent;</li><li>Ability to run rapid test-learn experiments in a fast-paced environment - mobile ads are displayed every second of the day across the globe;</li><li>The business necessity - algorithmic breakthroughs hit the bottom line immediately, and the business knows this. This is no sideshow for the sector.</li></ol><p>To bring this to life, we shared a few examples that constantly pique our own interest:</p><ol><li>The Ad fraud arms-race, with improved attribution of genuine Ad impact, eventually tracing offline as well as digital paths to conversion;</li><li>New age audience targeting searching for transient personas - likely many per individual!;</li><li>Solving for relevance of a consumer giving better understanding of context - ideally, the ad should never be an annoyance;</li><li>The selection of ad creatives by predicting effectiveness, and eventually customer ad creative development directly by the machine.</li></ol><p>Heading into 2018, InMobi is positive about welcoming the next wave of data science and analytics in the ad tech world. The innovations and opportunities at InMobi, only continue to bubble our energy.</p><p><br>We are growing our data science and machine learning team in Bangalore, at all levels of experience. We are looking for a passion to learn about the world from data; and an appetite to learn new tools. We are open to diverse academic backgrounds, providing an intent to think and problem-solve like a data scientist.If you are interested, connect with avi@inmobi.com.</p>]]></description>
      <dc:subject><![CDATA[Events, English (EN): inmobi.com,]]></dc:subject>
      
      <dc:creator><![CDATA[ Avinash Patchava  ]]></dc:creator>
      
      <dc:date>2017-09-28T09:55:00+00:00</dc:date>
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    <item>
      <title><![CDATA[Metrics that Matter: The New Viewability Standards for Mobile Video]]></title>
      <link>https://www.inmobi.com/blog/2017/09/19/metrics-that-matter-the-new-viewability-standards-for-mobile-video/</link>
      <guid>https://www.inmobi.com/blog/2017/09/19/metrics-that-matter-the-new-viewability-standards-for-mobile-video/</guid>
      <description><![CDATA[<p><em>Updated July 2, 2019</em></p>

<h1>Learn More About AVOC And Other Viewability Benchmarks</h1>

<p>Video consumption on mobile devices, specifically smartphones, has exploded over recent years. Nowadays, adults are spending over 1.5 times more media time on mobile devices than on their desktops. Specifically, around <a href="https://www.inmobi.com/blog/2017/09/05/issues-media-planners-buying-interactive-video-in-mobile-apps" target="_blank">90% of the time spent on smartphones occurs within apps</a>, not on the mobile browser.</p>

<p><em>Interested in learning more about mobile video advertising and other in-app creative opportunities? <a href="https://www.inmobi.com/company/contact/" target="_blank">Reach out today to learn more</a>.</em></p>

<p style="text-align:center"><a class="btn btn-s" href="https://www.inmobi.com/ad-experience" style="font-size:24px; border-radius: 25px; font-weight: normal;" target="_blank">LEARN MORE</a></p>

<p>While industry spend still lingers heavily in mobile browser-based ads, brands are quickly shifting focus to meet users where they are with in-app video advertisements.</p>

<p>By embracing video that is built for the mobile device and also the behavior of a mobile user, advertisers can achieve superior performance that only video can deliver.</p>

<p>But measuring beyond a viewable impression is crucial to know if your ad is being seen, heard and completed by a human. You must understand how these metrics combine to tell a complete story on your overall mobile video performance.</p>

<p><a href="https://inmobi.com/blog/2017/07/31/how-to-measure-mobile-video-viewability-without-slowing-performance" target="_blank">Read more: Learn how an MRC-accredited solution such as an SDK integration allows for greater in-app measurement and better mobile performance.</a></p>

<p>Traditional industry metrics that matter for mobile ads have included:</p>

<ul>
	<li>View-through rate</li>
	<li>Completion rate</li>
	<li>Quartile completion rates</li>
	<li>Cost per mille (CPM)</li>
</ul>

<p>But new standards allow us to take a deeper dive into the performance of our ad campaigns. So in this post, we&rsquo;ll show you an expanded set of mobile app viewability metrics to ensure human engagement with your ad investments.</p>

<p style="text-align:center"><a href="http://bit.ly/2wlyyTo" target="_blank"><img src="https://www.resources.inmobi.net/hubfs/WhyTheRightVideoAdMetricsMakeAllTheDifference_800x400_v1.png" /></a></p>

<h2>An expanded set of mobile app metrics for video viewability benchmarks</h2>

<p>Moat, the third-party verification partner for mobile ads, frequently releases its benchmarks for video viewability. They can point us to a standard to measure campaigns against &mdash; however, with the right mobile-first practices, you can double many of these metrics, as we&rsquo;ll discuss.</p>

<p>The top metrics that matter include:</p>

<ul>
	<li><strong>Human and viewable rate:</strong> Is your ad visible and seen by a human? Viewability is fundamental to ad efficacy. For video analytics, Moat follows the IAB guidelines to track video viewable impressions, requiring that at least 50% of the pixels of the player must be visible on-screen, and the ad must be playing for at least two continuous seconds.<br />
	<br />
	<strong>Benchmark:</strong> While the industry average for human and viewable rate for in-app mobile video is around 50%, InMobi&#39;s is often nearly double that at over 90% in some quarters.</li>
</ul>

<ul>
	<li><strong>Audible and visible on complete (AVOC):</strong> Often, ads are seen but not heard. AVOC is a measurement of the percentage of impressions where the ad was visible and audible on completion and delivered to a human.<br />
	<br />
	<strong>Benchmark:</strong> According to Moat, the AVOC industry average is around 25%, yet with the right ad standards in place, the benchmark for ads run with InMobi often reach or exceed 38% AVOC.</li>
</ul>

<p style="text-align:center"><!--HubSpot Call-to-Action Code --><!--[if lte IE 8]><p id="hs-cta-ie-element"></p><![endif]--><a href="https://cta-redirect.hubspot.com/cta/redirect/2714195/a404512d-7700-4668-a9c6-2cbde0dcbc34" target="_blank"><img alt="Mobile App Viewability Metrics That Matter Guide " class="hs-cta-img" id="hs-cta-img-a404512d-7700-4668-a9c6-2cbde0dcbc34" src="https://no-cache.hubspot.com/cta/default/2714195/a404512d-7700-4668-a9c6-2cbde0dcbc34.png" style="border-width:0px; height:188px; width:680px" /></a> <!-- end HubSpot Call-to-Action Code --></p>

<ul>
	<li><strong>Invalid traffic (IVT): </strong>IVT is the percentage of total unfiltered impressions delivered to a non-human endpoint. This may include General IVT (Spiders, Excessive Activity, and/or Data Center Traffic categories) and Sophisticated IVT (Invalid Proxy, Automated Browser, and/or Incongruous Browser Traffic categories).<br />
	<br />
	<strong>Benchmark:</strong> The industry average for IVT is 0around.5%, and InMobi sees less invalid traffic at only 0.18% or even less.</li>
</ul>

<ul>
	<li><strong>Video completion quality score:</strong> This metric describes the percentage of video completions that were both visible and audible. It can be calculated as Audible and Visible on Complete Rate divided by Reached Complete Rate.<br />
	<br />
	<strong>Benchmark: </strong>While the quality completion score for the industry has been approximately 46.1%, InMobi&#39;s has been 56% or higher.</li>
</ul>

<ul>
	<li><strong>Moat video score:</strong> Moat video score, or MVS, is a video ad score ranging from 0 to 100. It benchmarks the sound, motion and sight aspects of a video. The score is based on the average percentage of the video that was audible and/or visible, amplified by the screen real estate. It assesses the quality of different video ad exposures on mobile and desktop devices.<br />
	<br />
	<strong>Benchmark: </strong>The average Moat score for the industry is around 50%, while InMobi&#39;s has been above 5%. Furthermore, the average MVS for in-app video is 3x that of mobile web video, proving the quality of in-app mobile video investments.</li>
</ul>

<p>By utilizing the right metrics, and the right analytic capabilities to measure them, brands and media buyers can determine how to improve their mobile in-app video ads and ensure they reach their audiences on the small screen. Therefore, invest in an ad network that allows you to activate viewability metrics on in-app advertisement campaigns at scale.</p>

<p><a href="https://venturebeat.com/2017/09/06/the-trade-desk-tackles-in-app-viewability-measurement-with-inmobi-and-rubicon-project/" target="_blank">Read More: InMobi partners with The Trade Desk to deliver more transparent and reliable in-app metrics &mdash; read the press release.</a></p>
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<p><!--[if lte IE 8]><p id="hs-cta-ie-element"></p><![endif]--><a href="https://cta-redirect.hubspot.com/cta/redirect/2714195/40e91c4e-6b3f-4265-a97a-170281282328" target="_blank"><img alt="Discover the latest mobile viewability metrics and best practices to improve your campaign KPIs: Download Guide" class="hs-cta-img" id="hs-cta-img-40e91c4e-6b3f-4265-a97a-170281282328" src="https://no-cache.hubspot.com/cta/default/2714195/40e91c4e-6b3f-4265-a97a-170281282328.png" style="border-width:0px" /></a> <!-- end HubSpot Call-to-Action Code --></p>]]></description>
      <dc:subject><![CDATA[Advertising, Consumer Research, English (EN): inmobi.com,]]></dc:subject>
      
      <dc:creator><![CDATA[ Joel Kirk,  Marketing Manager, North America  ]]></dc:creator>
      
      <dc:date>2017-09-19T04:46:00+00:00</dc:date>
    </item>
  
    <item>
      <title><![CDATA[Doing Mobile Video Right Vlog – Part 2]]></title>
      <link>https://www.inmobi.com/blog/2017/09/11/doing-mobile-video-right-vlog-part-2/</link>
      <guid>https://www.inmobi.com/blog/2017/09/11/doing-mobile-video-right-vlog-part-2/</guid>
      <description><![CDATA[<p>
	Part 2 of InMobi’s doing mobile video right vlog is now live, with InMobi’s Senior Director of Strategic Alliances, Carl CF Fredrick Martensson, talking about the in-app latest trends and emerging standards, in mobile app viewability. If you're yet to watch Part - 1 of this series, it's available <a href="http://inmobi.com/blog/2017/08/02/doing-mobile-video-right-vlog-part-1-programmatic-with-kayla-wilson" target="_blank">here</a>
</p>
<p>
	Check out our latest vlog below:
</p>
<iframe width="560" height="315" src="https://www.youtube.com/embed/pcWpENbgN64?rel=0" frameborder="0" allowfullscreen></iframe>
<!--HubSpot Call-to-Action Code --><span class="hs-cta-wrapper" id="hs-cta-wrapper-a404512d-7700-4668-a9c6-2cbde0dcbc34"><span class="hs-cta-node hs-cta-a404512d-7700-4668-a9c6-2cbde0dcbc34" id="hs-cta-a404512d-7700-4668-a9c6-2cbde0dcbc34"><!--[if lte IE 8]><div id="hs-cta-ie-element"></div><![endif]--><a href="https://cta-redirect.hubspot.com/cta/redirect/2714195/a404512d-7700-4668-a9c6-2cbde0dcbc34" ><img class="hs-cta-img" id="hs-cta-img-a404512d-7700-4668-a9c6-2cbde0dcbc34" style="border-width:0px;" height="188" width="680" src="https://no-cache.hubspot.com/cta/default/2714195/a404512d-7700-4668-a9c6-2cbde0dcbc34.png"  alt="Mobile App Viewability Metrics That Matter Guide "/></a></span><script charset="utf-8" src="https://js.hscta.net/cta/current.js"></script><script type="text/javascript"> hbspt.cta.load(2714195, 'a404512d-7700-4668-a9c6-2cbde0dcbc34', {}); </script></span><!-- end HubSpot Call-to-Action Code -->]]></description>
      <dc:subject><![CDATA[Advertising, English (EN): inmobi.com,]]></dc:subject>
      
      <dc:creator><![CDATA[ Joel Kirk,  Marketing Manager, North America  ]]></dc:creator>
      
      <dc:date>2017-09-11T18:24:00+00:00</dc:date>
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    <item>
      <title><![CDATA[The Fake App Install Problem]]></title>
      <link>https://www.inmobi.com/blog/2017/09/11/the-fake-app-install-problem/</link>
      <guid>https://www.inmobi.com/blog/2017/09/11/the-fake-app-install-problem/</guid>
      <description><![CDATA[<p>	When is an install not really an install? When a fraudster tricks an attribution partner into tracking an install that has not taken place on a real device, attributing it to a paid source.</p><p>	Fraudsters use device emulation software in virtualized environments (on server hardware) to <a href="https://www.adjust.com/glossary/fake-installs/" target="_blank"> fake installs</a> in an effort to claim advertising revenue to great effect. Fake installs defraud everyone along the advertising chain - taking money away from advertisers, publishers and networks. On a traffic flow sample of over 400M installs over 17 days, we estimated that $1.7M<sup>1</sup> worth of installs were being paid to fraudsters faking installs.</p><p>	<strong>How Fraudsters Take Advantage of Data Centers</strong></p><p>	Fraudsters use commonly available device emulations software to affect data centers, programming scripts that make the emulator create a new random device with a fresh <a href="https://www.adjust.com/glossary/device-id/" target="_blank">Device ID</a>.</p><p>	On that device, they then create a user and have that user engage with adverts. The emulated device will download the target app from an app store (or from local storage to cut down on traffic cost), triggering an install. Finally, the emulated device opens the installed app (to trigger an install event, which is then transmitted to the attribution provider).</p><p>	Sophisticated fraudsters might even go as far as storing the session for later use, in order to create third or seventh day retention by opening another session at the desired time.</p><p>	<strong>How Fake Installs Impact App Businesses</strong></p><p>	The principal effect of fake installs on an advertiser is that it introduces fake or misleading data into the marketing funnel. This issue goes beyond the lost spend which affects everyone.</p><p>	This can cause the advertiser significant problems. Fake installs will, for example, register as users who have immediately gone inactive after they’ve completed the install (or reached the post-install quality goal). If these installs are attributed but not identified as fake installs, then such behavior can begin to damage metrics, such as retention rates. This can then begin to drag down other metrics, such as lifetime value, and cause a rippling effect that damages numbers across the entire funnel. The extraneous installs can also inflate the click-to-install conversion rates, potentially making certain channels appear to deliver more value than they truly do.</p><p>	This can either lead the advertiser to conclude that channels that include some degree of fraudulent conversions have more positive ROI than other channels where all the users are legitimate. However, marketers could recognize that something strange is happening and instead discard the channel altogether, potentially losing out on the value of the legitimate users from that source.</p><p>	<strong>Solving the Problem</strong></p><p>	When it comes to a solution, we can rely on one key insight: fraudsters will run these emulators in a data center, and typically they’ll either route the traffic through Tor or a VPN to “place” the conversion in high-value markets.</p><p>	In most instances, when a user downloads a mobile advert their smartphone’s IP should be drawn from a pool of IPs associated with a carrier (if they’re on mobile data) or with an IP associated with an internet provider (of wifi). So, when a user’s IP is associated with a data center or an identity-masking server, such as a proxy, VPN or Tor, it is likely that there is an attempt to deliberately defraud the campaign.</p><p>	IPs belonging to this type of locations, known as “anonymous IPs”, can be filtered from attribution to paid sources, preventing them from polluting data sources. This will prevent the majority of fraud associated with simulators before it begins and reduces the impact of one datacenter manipulation tactic significantly.</p><p>	<em>If you’d like to know more about the sources of mobile ad fraud, click here to be taken to </em><a href="https://www.adjust.com/resources/sources-of-error-white-paper/" target="_blank"> Adjust's ebook download page</a><em>, and get the full guide for an entire overview of the mobile fraud ecosystem. </em></p><p>
<em><sup>1</sup> Adjust's Internal Data</em></p>]]></description>
      <dc:subject><![CDATA[Advertising, English (EN): inmobi.com,]]></dc:subject>
      
      <dc:creator><![CDATA[ James Haslam,  Content Manager, Adjust  ]]></dc:creator>
      
      <dc:date>2017-09-11T17:23:00+00:00</dc:date>
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    <item>
      <title><![CDATA[Event Diary: InMobi Impressions 2017]]></title>
      <link>https://www.inmobi.com/blog/2017/09/11/inmobi-event-diary-inmobi-impressions-2017/</link>
      <guid>https://www.inmobi.com/blog/2017/09/11/inmobi-event-diary-inmobi-impressions-2017/</guid>
      <description><![CDATA[<p>On the 22nd of August, the brightest marketing minds across Indonesia came together under one roof at Impressions 2017, InMobi’s flagship mobile advertising conference, held in Jakarta, Indonesia. The day-long event saw CXOs, agency heads, marketers and technology experts discuss and reimagine the future of a mobile-first Indonesia, 2020.</p><p>The event was witness to an industry-first, CXO-exclusive Mobile Ad Lib session. Hosted by Arun Pattabhiraman, Vice President & Global Head of Marketing at InMobi, Mobile Ad Lib was a free flowing, interactive panel where the audience and speakers merged. The session saw key opinion leaders from organizations such as McKinsey, Nielsen, Mindshare, Unilever and BBM, come together and share their insights. The topics of discussion included the transformation of the Indonesian landscape with the advent of mobile, the evolution of consumer behaviour, and the growth which the nation’s mobile advertising ecosystem has been enjoying. The leaders were joined by a digital artist, who helped visualize the conversations in real time, adding a fascinating element to the setting.</p><p><img src="https://lh6.googleusercontent.com/5Ll6C5_rBjoC_YwLcF4nVT8cSgznUhC2GweHDpzl7HFKGRbzKyEf7bAeCdw6KALasbZYpvLTc5fsIXs0f9WQN1_amVZ2AFQQwCt32tuiom4YRffJUdYtjL5p6DN7XlFsaHUhQ9RT" width="624" height="327"></p><p>The event showcased a curated collection of InMobi’s award-winning creative ads and case studies at the Experience Zone. At this zone, guests could interact first-hand with InMobi’s ads, helping them experience the endless possibilities that only the medium of mobile can offer. The zone included some of the most popular and award winning ads that InMobi had created in the past year, featuring the innovative use of cutting-edge technologies such as face detection, augmented reality, virtual reality and 360-degree video. Additionally, a special guest awaited the attendees at the Experience Zone - NAO the robot. NAO interacted with attendees, talked to them about the power of video on mobile, took selfies and even did a little jig for them!</p><p><img src="https://lh3.googleusercontent.com/nxPQ5shk4TsLAxeh7IcYxCeLBMzt-c-qWmNYYPLBSsxd7t0OGHc8uHjtVx5RSzCLyxDgmR5gWVBW7WFFa1fbIHDMyA2STMoHXKH67ot0kHd7wohFi9BuFri11IhUqUEhrYyxMJco" width="624" height="327"></p><p>The afternoon session was kicked-off by Naveen Tewari, Founder and CEO, InMobi. Naveen took the stage to deliver the Keynote Address and surprised attendees with a welcome message in Bahasa. As a part of his keynote, he discussed the crucial need to tackle the emerging duopoly with a strong third front and the importance of building open spaces as opposed to walled gardens. Post Naveen’s session, Jayesh Easwaramony, SVP & MD, APAC, InMobi, addressed the gathering with insights into the art and science of Doing Mobile Right. He shared with the audience how it eventually boiled down to 4 key factors - connecting, engaging, converting and consistency! The big announcement, however, was InMobi’s launch of a Mobile Innovation Suite, specifically tailored to Indonesia! This industry-first offering comprises:</p><ol><li>Real-time user insights portal</li><li>Mobile video plus suite</li><li>Path to purchase optimization for both offline and online</li><li>Fraud-free, fully verifiable mobile media platform</li></ol><p>It was then time for the first power chat, Indonesia Untuk Dunia, featuring Piotr Jakubowski, CMO-Go-Jek and Peter VN, CEO - Jenius -two definitive forces in the Indonesian mobile ecosystem. Talking to Prashant Choudhary, Sales Head - SEA, the panelists discussed the big wins from the world of Indonesian mobile marketing, and in what ways have Indonesians pushed the boundaries of mobile innovation forward.</p><p>The second panel saw its participants discuss a pressing issue, Delivering Accountability in Mobile Advertising. Moderated by Rishi Bedi, Head - Performance Advertising, APAC, the power packed panel featured leaders from Integral AdScience, L’Oreal, Appsflyer, Adjust, Zalora and Mainspring who shared insights on tackling the looming threats to transparency, ad safety and ad fraud.</p><p>Post this session, Eka Sugiarto, Head of Media-Unilever Indonesia, Anwesh Bosh, CEO- Havas Indonesia, and Peeyush Shekhar, Mobile Practice Lead-Mindshare Indonesia came together on a panel where they discussed Can Brands Go Mobile Only? They shared their thoughts on the fundamental changes brands have had to make in the last 5 years in order to truly embrace and make the most of mobile marketing. Additionally, they shared their personal views on what they thought it takes for a brand to go mobile only.</p><p>As Indonesia becomes the largest app economy in the Asia Pacific region, Matthew Talbot, CEO at BBM, Varun Mehta, Country Manager at Vuclip Indonesia and Ongki Kurniawan, MD at LINE Indonesia discussed the untapped opportunities that lie outside of walled apps on the panel titled Apps are the new Mobile Media: Life Outside the Walled Gardens. The panelists delved into nuances of ad monetisation in Indonesia in conversation with Ashish Thomas, VP, Business Development, APMEA at InMobi. </p><p>The closing keynote at InMobi Impressions was presided over by Piyush Shah, Chief Product Officer at InMobi, who shed light on the future of mobile advertising. Talking about the role of Artificial Intelligence (AI) in mobile advertising, Piyush shared a sneak-peek into the applications of AI for enhancing creative experiences by solving for high dimensionality and unstructured data.</p><p>InMobi’s first mobile conference in Indonesia was met with much fanfare, and the InMobi team could not be more thrilled with the response!</p>]]></description>
      <dc:subject><![CDATA[Announcements, Events, English (EN): inmobi.com,]]></dc:subject>
      
      <dc:creator><![CDATA[ Team InMobi  ]]></dc:creator>
      
      <dc:date>2017-09-11T06:16:00+00:00</dc:date>
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    <item>
      <title><![CDATA[2017 State of App Performance Marketing Survey Result: Part 1 - App Marketer Characteristics]]></title>
      <link>https://www.inmobi.com/blog/2017/09/11/2017-state-of-app-performance-marketing-survey-result-part-1-app-marketer-c/</link>
      <guid>https://www.inmobi.com/blog/2017/09/11/2017-state-of-app-performance-marketing-survey-result-part-1-app-marketer-c/</guid>
      <description><![CDATA[<p>At InMobi, we recently conducted a quantitative survey to explore what app marketers are thinking and how they are strengthening their app&rsquo;s success. The idea was to address the lack of industry level data on app performance marketing trends and strategies, giving marketing leaders a sense of peer perspective on the questions they are likely to face.</p>

<p>This blog is the first of a five-part series outlining some of the key insights from this survey, and what it might mean for the app world. This first post will highlight the insights from marketers&rsquo; self-assessments, perspectives on their teams, their goals/objectives, as well as key marketing &amp; advertising challenges they face.</p>

<p><a href="http://go.inmobi.net/the-state-of-mobile-app-performance-marketing-report" target="_blank"><strong>If you haven&#39;t had a chance to read this comprehensive report yet, download it now to learn what 800+ app marketers had to say about their strategy, priorities and innovative solutions to the biggest app marketing challenges.</strong></a></p>

<p><strong><u>Marketer Profile: Pioneers in a Dynamic Environment</u></strong></p>

<ul>
	<li>While app marketing is a relatively new discipline, its challenges are unique. 65% of those surveyed opined that they have 4 years or less of mobile app experience and are successful. This is a testament to the strength and passion of app business leaders. App marketers do not tend to define themselves as experts. In a constantly evolving industry with new strategies and tactics to learn every day, only a handful of marketers call themselves app marketing experts (14%).</li>
</ul>

<p><strong><u>Big Goals &ndash; Lean Teams</u></strong></p>

<ul>
	<li>65% of the survey respondent&rsquo;s teams comprised of five people or less. App marketing teams tend to be quite compact, and typically compete in an increasingly crowded market. This despite the growing share of revenue that apps contribute in the overall revenue mix for many companies.</li>
</ul>

<p><strong><u>Mobile App Marketing Goals: User Acquisition Tops the List</u></strong></p>

<ul>
	<li>User acquisition is vital for the success of any new mobile app. In fact, 70% of app marketers consider it to be the most important app marketing goal</li>
	<li>Next in line is user engagement &amp; retention. This involves building a relationship with the users you have acquired such that in moments of their need, your app is what they recall and turn towards.</li>
</ul>

<p><a href="http://go.inmobi.net/the-state-of-mobile-app-performance-marketing-report" target="_blank"><img alt="InMobi's State of App Performance Survey Report" src="https://www.resources.inmobi.net/hubfs/Research/The%20State%20of%20Mobile%20App%20Performance%20Survey%202017/Images%20for%20Social%20Promotions/Blog_generic_post_1.png" style="width: 680px; height: 170px;" /></a></p>

<p><strong><u>User Retention &amp; Engagement a Major Marketing Challenge for App Developers</u></strong></p>

<ul>
	<li>55% of the respondents stated that User retention &amp; engagement is the biggest marketing challenge they face. User retention rates decline with time, thus reducing the impact of app monetization efforts.</li>
	<li>App discoverability is the second toughest problem, with nearly half the survey respondents facing trouble raising awareness for the app.</li>
</ul>

<p><strong><u>Attribution, Ad Block &amp; Ad Fraud Are Key Issues/Concerns Facing In-app Advertising</u></strong></p>

<ul>
	<li>When asked about the key issues/concerns facing in-app advertising, the top three were: Attribution (48%), Ad Fraud (41%) &amp; Ad blocking (36%)</li>
</ul>

<p>These are just a few of the many insights unearthed through the analysis of our survey. The report offers an eye-opening look at the challenges in 2017, and what lies ahead.</p>

<p>Download this special guide and see what challenges and opportunities may be in store for your app business!</p>

<p><a href="http://www.inmobi.com/insights/download/network-research/194/the-state-of-mobile-app-performance-survey-global-2017/" target="_blank"><img alt="InMobi's State of App Performance Survey Infographic" src="https://www.resources.inmobi.net/hubfs/Research/The%20State%20of%20Mobile%20App%20Performance%20Survey%202017/Images%20for%20Social%20Promotions/Blog_generic_post_2(info).png" style="width: 680px; height: 170px;" /></a></p>

<p>Stay tuned for the next part of this series, to be posted next week.</p>]]></description>
      <dc:subject><![CDATA[Advertising, Consumer Research, English (EN): inmobi.com,]]></dc:subject>
      
      <dc:creator><![CDATA[ Shamala DN and Pooja Kalloor, Sr. Insights Analyst   ]]></dc:creator>
      
      <dc:date>2017-09-10T19:03:00+00:00</dc:date>
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      <title><![CDATA[Airtel Wynk Music, the #1 music app in India, partners exclusively with InMobi for display ad monetization]]></title>
      <link>https://www.inmobi.com/blog/2017/09/06/airtel-wynk-music-the-1-music-app-in-india-partners-exclusively-with-inmobi/</link>
      <guid>https://www.inmobi.com/blog/2017/09/06/airtel-wynk-music-the-1-music-app-in-india-partners-exclusively-with-inmobi/</guid>
      <description><![CDATA[<p>	InMobi, a global mobile advertising platform, announced its exclusive ad monetization partnership with Airtel Wynk Music for premium display slots on India’s favourite on-the-go music destination. The partnership enables advertisers to reach over 21 million monthly active users through a variety of high-impact in-app ad experiences. Airtel Wynk Music intends to deliver a non-intrusive and high-quality user experience to its users through this strategic alliance with InMobi.</p><p>	Commenting on the partnership with InMobi, Kartik Sheth, CEO, Airtel Wynk Music said, " Wynk is one of India's most popular entertainment apps and our goal was to work with the right display ad monetization partner who with the right platform could bring the balance of user experience and monetization capability to us and hence, chose InMobi. We are excited to leverage the InMobi SDK and their long standing advertiser relationships to power some really interesting and engaging ads to our users from their favourite brands.”</p><p>	Wynk crossed 50 million downloads in <a href="http://www.hindustantimes.com/business-news/airtel-wynk-s-50-mn-downloads-shows-rise-of-music-streaming-in-india/story-Kj2s9Ou2jQsVaO5Wg4KSiK.html">March 2017</a>. Ranked consistently as the top music app across play-stores in India, Wynk sees an average user spend 75 mins every day on the app. Airtel Wynk music commands a highly engaged user base across India with its strong content pull of 3 million songs across 12 regional languages.</p><p>	Partnering with Airtel Wynk, InMobi will enable advertisers to target and engage premium smartphone users across India. “Brands have a great opportunity to launch new products or drive brand awareness through the InMobi-Wynk partnership amongst diverse audiences, especially young music enthusiasts,” said Navin Madhavan, Head, Publisher Partnerships at InMobi. “InMobi’s in-app SDK, with its superior ad caching technology, powers high-quality experiences for Wynk Music and its users. Advertisers can leverage high-impact ad placements such as full-screen interstitials during natural breaks in the user interaction and masthead banners on the homescreen of the app.”</p><p>	<img src="https://lh6.googleusercontent.com/matQB_DY6AMSccZq6dQgYSPH9B4VIIw22-VvOlh0eIcyKSvYPOa4dWLYsxAYUYaHpVfDPdnn9Jbddras_LTJg9eCrhe9l2Cb3J00puTrEWpX1E4V89sYV1QKhLdSgMy4SMg8jSqe" width="260" height="462" alt="Wynk Interstitial.png"><img src="https://lh5.googleusercontent.com/PbAzMFGG3K2qnzH9AmxdFlz9HSSOv1576c1L8FfqMLT9-zCwF7NPcOAFoYS2EwA-iRkcAtNiePNi0WMbD5EzU56Bn51Waq9FR8SnsmRpnuLkhPQeR7gxwPR6aczwmNuI7sw54BGf" width="260" height="460" alt="Wynk Masthead.png"></p><p>	Full-screen Interstitial and Masthead banner ad placements in the Airtel Wynk Music app</p><p>	About Airtel Wynk Music:</p><p>	Airtel Wynk Music is the India’s favourite on-the-go music destination on mobile. Available on Android and iOS, Airtel Wynk is a free app that provides unlimited streaming and free unlimited song downloads across Bollywood, regional and international music. Users can search for music by mood, by artist or simply tune into live radio.</p>]]></description>
      <dc:subject><![CDATA[Announcements, English (EN): inmobi.com,]]></dc:subject>
      
      <dc:creator><![CDATA[ Team InMobi  ]]></dc:creator>
      
      <dc:date>2017-09-06T12:04:00+00:00</dc:date>
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    <item>
      <title><![CDATA[​Issues Media Planners Need to be Aware of When Buying Interactive Video In Mobile Apps]]></title>
      <link>https://www.inmobi.com/blog/2017/09/05/issues-media-planners-buying-interactive-video-in-mobile-apps/</link>
      <guid>https://www.inmobi.com/blog/2017/09/05/issues-media-planners-buying-interactive-video-in-mobile-apps/</guid>
      <description><![CDATA[<p>
	Now, more than ever, people are using their mobile devices for every aspect of their daily lives. Just five years ago, adults in the U.S. spent twice the amount of time on their desktop computers than their mobile devices. Yet in 2017, the tables have turned. Today, U.S. adults are allocating 1.5 times more media time to their mobile devices than their desktops.
</p>
<p>
	Moreover, when consumers are on their mobile devices, they are spending 90% of their time in-apps.
</p>
<p>
	This is why media planners are buying up mobile video advertising, especially in-app. Over the last year, U.S. brand advertisers increased their mobile video advertising spends by 56%.
</p>
<p>
	But if videos are not properly optimized for in-app play, media planners are wasting their advertising dollars.
</p>
<!--HubSpot Call-to-Action Code --><span class="hs-cta-wrapper" id="hs-cta-wrapper-9764d9b2-b78c-4bc6-84c3-7dfb41b18a41"><span class="hs-cta-node hs-cta-9764d9b2-b78c-4bc6-84c3-7dfb41b18a41" id="hs-cta-9764d9b2-b78c-4bc6-84c3-7dfb41b18a41"><!--[if lte IE 8]><div id="hs-cta-ie-element"></div><![endif]--><a href="https://cta-redirect.hubspot.com/cta/redirect/2714195/9764d9b2-b78c-4bc6-84c3-7dfb41b18a41" ><img class="hs-cta-img" id="hs-cta-img-9764d9b2-b78c-4bc6-84c3-7dfb41b18a41" style="border-width:0px;" src="https://no-cache.hubspot.com/cta/default/2714195/9764d9b2-b78c-4bc6-84c3-7dfb41b18a41.png"  alt="Invest in in-app mobile video formats for up to 9x customer engagement.  Download the Guide: High-Engaging Ad Formats [PDF]"/></a></span><script charset="utf-8" src="https://js.hscta.net/cta/current.js"></script><script type="text/javascript"> hbspt.cta.load(2714195, '9764d9b2-b78c-4bc6-84c3-7dfb41b18a41', {}); </script></span><!-- end HubSpot Call-to-Action Code -->
<p>
	If you are looking to buy interactive video ads in-app, keep these guidelines in mind.
</p>
<ul>
	<li>
	<strong>Make sure your video format matches mobile usage.</strong> Heed how your consumers are holding their phones: vertically. So design creatives in a vertical format, and don’t make users turn their phones to watch your video ad.</li>
	<li><strong>
	15 seconds is the new max. </strong>Opt to shorten your commercial spot and get to your message right up front —  ideally, in 15 seconds or less. In fact, 70% of consumers will not watch an ad that is longer than 10 to 15 seconds.</li>
	<li><strong>
	Non-optimized assets are a waste of screen space.</strong> Make sure all assets are clickable, readable, engaging and serve a purpose for a mobile device. Take full advantage of interactive ad formats that utilize that device’s unique features, like the camera, GPS, and gyroscope sensor.</li>
	<li>
	<strong>Create additional engagement by adding interactive end cards.</strong> Interactive end cards provide a templated yet customizable rich-media experience for greater engagement, once the video has been completed. This ensures highly viewable and high performing video campaigns are the first priority but still enables the viewer to interact with desired brand actions in the post the video view. Click here to write the perfect end cards.</li>
	<li>
	<strong>Invest in technology that delivers buffer-free video.</strong> A buffer-free (0.06-second) experience with the VAST standard gains higher performance than waiting for 2.6 seconds with VPAID, because your users drop off before several seconds. A shorter video creative ensures higher completes and better mobile ad viewability. Learn more: Read the “Doing Mobile Video Right” White Paper.</li>
	<li><strong>Videos can auto-play, but without sound.</strong> Audio is seen to be intrusive to the users. They should have the power to turn it on and off. That is why it’s important to make your ad engaging is from the top. It’ll encourage users to turn on the sound and listen to your message. Additionally, utilize a call-to-action with text included at the front of the video play to ensure users can see your narrative, even if they can’t hear it.
	</li>
	<li>
	<strong>Create only high-quality ads for mobile.</strong> Users expect videos that are clear, well produced and conform to their mobile devices. You cannot use desktop technology or parameters for your in-app mobile video ad.</li>
	<li>
	<strong>Use an MRC-accredited solution for in-app viewability.</strong> Measuring the impact of your interactive advertisements is crucial. An MRC-accredited solution — like an SDK such as the IAS or Moat integratration into the InMobi SDK — can accurately measure your in-app video performance.
	</li>
</ul>
<p>
	Investing in in-app mobile video ads is going to help you reach a majority of consumers across connected devices. When you allocate your advertising resources to in-app video planning, just make sure you follow the core principles we outlined.
</p>
<!--HubSpot Call-to-Action Code --><span class="hs-cta-wrapper" id="hs-cta-wrapper-59044145-e125-47c3-aea7-affb0f1f8af6"><span class="hs-cta-node hs-cta-59044145-e125-47c3-aea7-affb0f1f8af6" id="hs-cta-59044145-e125-47c3-aea7-affb0f1f8af6"><!--[if lte IE 8]><div id="hs-cta-ie-element"></div><![endif]--><a href="https://cta-redirect.hubspot.com/cta/redirect/2714195/59044145-e125-47c3-aea7-affb0f1f8af6"  target="_blank" ><img class="hs-cta-img" id="hs-cta-img-59044145-e125-47c3-aea7-affb0f1f8af6" style="border-width:0px;" height="170" width="680" src="https://no-cache.hubspot.com/cta/default/2714195/59044145-e125-47c3-aea7-affb0f1f8af6.png"  alt="5 Highly Engaging Mobile Video Formats to Reach In-App Consumers"/></a></span><script charset="utf-8" src="https://js.hscta.net/cta/current.js"></script><script type="text/javascript"> hbspt.cta.load(2714195, '59044145-e125-47c3-aea7-affb0f1f8af6', {}); </script></span><!-- end HubSpot Call-to-Action Code -->]]></description>
      <dc:subject><![CDATA[Advertising, Consumer Research, Media Consumption &amp; Trends, English (EN): inmobi.com,]]></dc:subject>
      
      <dc:creator><![CDATA[ Joel Kirk,  Marketing Manager, North America  ]]></dc:creator>
      
      <dc:date>2017-09-05T22:20:00+00:00</dc:date>
    </item>
  
    <item>
      <title><![CDATA[InMobi’s Global State of App Performance Marketing Survey Results Are Out]]></title>
      <link>https://www.inmobi.com/blog/2017/08/31/inmobis-global-state-of-app-performance-marketing-survey-results-are-out/</link>
      <guid>https://www.inmobi.com/blog/2017/08/31/inmobis-global-state-of-app-performance-marketing-survey-results-are-out/</guid>
      <description><![CDATA[<p>	Mobile app marketing has come a long way over the last few years. Today, app marketing goes beyond mere user acquisition to include a wide array of techniques that span the entire customer journey from acquisition to retention and conversion.</p><p>	As part of our continuing efforts to contribute to the growth of the mobile app space, InMobi conducted a Mobile App Performance Marketing Survey to explore the current and future trends in the world of mobile app marketing. The survey results bring to light what’s working and what’s not in the industry, thus equipping app marketers with a deeper understanding of the responsibilities, activities, and challenges facing them.</p><p>	<img src="http://www.resources.inmobi.net/hubfs/Research/The%20State%20of%20Mobile%20App%20Performance%20Survey%202017/Images%20for%20Social%20Promotions/SurveyGenericCard_1-3.png"></p><p>	The State of App Performance Marketing 2017 Report presents insights drawn from the responses of 825 participants across 155 countries. The report explores trends in app marketing, user acquisition strategies, user engagement and retention strategies, measurement & attribution, mobile ad fraud and KPIs used to measure campaign success.</p><p><a href="http://inmobi.com/insights/download/network-research/194/the-state-of-mobile-app-performance-survey-global-2017/" target="_blank"><strong>To find out what over 800 app developers had to say about the future of app performance marketing, download the infographic from the links below.</strong></a></p><p>	Learn more about how data can impact your business, please reach out to our InMobi Insights team at 	<a href="mailto:insights@inmobi.com" target="">insights@inmobi.com</a>.</p>]]></description>
      <dc:subject><![CDATA[Consumer Research, English (EN): inmobi.com,]]></dc:subject>
      
      <dc:creator><![CDATA[ Shamala DN  ]]></dc:creator>
      
      <dc:date>2017-08-31T09:21:00+00:00</dc:date>
    </item>
  
    <item>
      <title><![CDATA[How to Write the Perfect End Cards for Maximum Mobile Engagement]]></title>
      <link>https://www.inmobi.com/blog/2017/08/21/how-to-write-the-perfect-end-cards-for-maximum-mobile-engagement/</link>
      <guid>https://www.inmobi.com/blog/2017/08/21/how-to-write-the-perfect-end-cards-for-maximum-mobile-engagement/</guid>
      <description><![CDATA[<p>Consumers are increasingly using their mobile phones to work and play, and brands and retailers are responding to this behavior with mobile advertisements.</p>

<p>According to eMarketer, in 2016, mobile advertisers spent $46 billion on ads. More than half of that money, $24 billion, was allocated to unseen browser ads. Consumers are spending 90% of their time on their mobile devices in apps, which means that browser-based campaigns are going unnoticed. In addition, mobile video has been proven to deliver more than 10 times the engagement of banner ads.</p>

<p>To get the most return out of their mobile video ad campaigns, retailers and brands should be adding "end cards" into their video experiences that capture consumers&rsquo; attention and persuades them to take action. The following are ideas for getting the most out of mobile video ads with end cards.</p>
<!--HubSpot Call-to-Action Code -->

<p><span class="hs-cta-wrapper" id="hs-cta-wrapper-9764d9b2-b78c-4bc6-84c3-7dfb41b18a41"><span class="hs-cta-node hs-cta-9764d9b2-b78c-4bc6-84c3-7dfb41b18a41" id="hs-cta-9764d9b2-b78c-4bc6-84c3-7dfb41b18a41"><!--[if lte IE 8]><div id="hs-cta-ie-element"></div><![endif]--><a href="https://cta-redirect.hubspot.com/cta/redirect/2714195/9764d9b2-b78c-4bc6-84c3-7dfb41b18a41"><img alt="Invest in in-app mobile video formats for up to 9x customer engagement.  Download the Guide: High-Engaging Ad Formats [PDF]" class="hs-cta-img" id="hs-cta-img-9764d9b2-b78c-4bc6-84c3-7dfb41b18a41" src="https://no-cache.hubspot.com/cta/default/2714195/9764d9b2-b78c-4bc6-84c3-7dfb41b18a41.png" style="border-width:0px;" /></a></span><script charset="utf-8" src="https://js.hscta.net/cta/current.js"></script><script type="text/javascript"> hbspt.cta.load(2714195, '9764d9b2-b78c-4bc6-84c3-7dfb41b18a41', {}); </script></span><!-- end HubSpot Call-to-Action Code --></p>

<h3>Why are end cards important?</h3>

<p>End cards give the viewer something to do after seeing an advertisement. From an advertiser&rsquo;s perspective, end cards provide a templated yet customizable rich-media experience for greater engagement. In fact, according to InMobi data, interactive end cards following a 15-second video drive up to 9x engagement over static banner ads. End cards are a way to increase engagement and keep viewers attentive until the very last second.</p>

<p><img src="https://www.inmobi.com/ui/uploads/blog/blog-graphic-9x-engagement.png" /></p>

<p>If you&rsquo;re considering using this advertising method, the following are ideas for getting the most out of mobile video ads with end cards.</p>

<h3>Write engaging copy and include special access element</h3>

<p>Your end card copy may include enticing language and a special offer only for mobile ad viewers. For example, you could provide a limited-time discount code or access to behind-the-scenes video of how your product is manufactured. Make it clear that the offer is going to expire soon to encourage consumers to take action.</p>

<h3>Choose two-to-three calls to action max</h3>

<p>You do not want to overwhelm the viewer, especially because he or she cannot do too much on a mobile device. The call-to-action should be distinct and easy to take advantage of via a mobile phone, tablet or watch. Do not complicate your offering with too many possible outcomes.</p>

<h3>Make sure button and copy match device behavior</h3>

<p>Your call-to-action button needs to be big and clickable, and your copy should be easy to read on a mobile device. Don&rsquo;t replicate your desktop call-to-action if it cannot be completed on the go. Instead, choose something that is mobile-friendly like, &ldquo;Find your nearest restaurant/ATM/store/deal.&rdquo; When users click, they should be taken to another link within the mobile app experience or to a mobile-responsive website.</p>

<h3>Capture a mobile lead on the move</h3>

<p>Since you&rsquo;re trying to gain information from a mobile lead, make it simple for him or her to provide data and fill out a form. Place a maximum of two fields on your form and only ask for easy information like name and email or name and phone number. Additionally, take advantage of a mobile device&rsquo;s unique features: the camera, the gyroscope, etc. A</p>

<p>You can further extend engagement with a series of videos: If users have shown interest, give them more of the content they love! Adding additional video clips can maximize your media performance and extend your 15-second spot into minutes of users&rsquo; attention.</p>

<h3>Understand the Key Performance Indicator you want to track</h3>

<p>Once you&rsquo;ve created your end cards and integrated them into your mobile video advertisements, track how well they are working and whether or not you are reaching your KPI goals. For instance, you could look at how often users are clicking the deep links within your ad and the links that take them out of the app. You could measure how many leads you capture with your forms and if people are watching your entire video ads as well.</p>

<h3>Getting started with engaging mobile video ad end cards</h3>

<p>Are you interested in creating attention-grabbing end cards? Find out more about <a href="http://www.inmobi.com/">InMobi&rsquo;s Ad Formats services</a> today.</p>
<!--HubSpot Call-to-Action Code -->

<p><span class="hs-cta-wrapper" id="hs-cta-wrapper-59044145-e125-47c3-aea7-affb0f1f8af6"><span class="hs-cta-node hs-cta-59044145-e125-47c3-aea7-affb0f1f8af6" id="hs-cta-59044145-e125-47c3-aea7-affb0f1f8af6"><!--[if lte IE 8]><div id="hs-cta-ie-element"></div><![endif]--><a href="https://cta-redirect.hubspot.com/cta/redirect/2714195/59044145-e125-47c3-aea7-affb0f1f8af6" target="_blank"><img alt="5 Highly Engaging Mobile Video Formats to Reach In-App Consumers" class="hs-cta-img" height="170" id="hs-cta-img-59044145-e125-47c3-aea7-affb0f1f8af6" src="https://no-cache.hubspot.com/cta/default/2714195/59044145-e125-47c3-aea7-affb0f1f8af6.png" style="border-width:0px;" width="680" /></a></span><script charset="utf-8" src="https://js.hscta.net/cta/current.js"></script><script type="text/javascript"> hbspt.cta.load(2714195, '59044145-e125-47c3-aea7-affb0f1f8af6', {}); </script></span><!-- end HubSpot Call-to-Action Code --></p>]]></description>
      <dc:subject><![CDATA[Advertising, Consumer Research, In-App Monetization, Media Consumption &amp; Trends, Products &amp; Tools, English (EN): inmobi.com,]]></dc:subject>
      
      <dc:creator><![CDATA[ Joel Kirk,  Marketing Manager, North America  ]]></dc:creator>
      
      <dc:date>2017-08-21T16:54:00+00:00</dc:date>
    </item>
  
    <item>
      <title><![CDATA[How to Repurpose Your TV Commercial for a Mobile Video Advertisement]]></title>
      <link>https://www.inmobi.com/blog/2017/08/15/how-to-repurpose-your-tv-commercial-for-a-mobile-video-advertisement/</link>
      <guid>https://www.inmobi.com/blog/2017/08/15/how-to-repurpose-your-tv-commercial-for-a-mobile-video-advertisement/</guid>
      <description><![CDATA[<p>Traditional television is quickly becoming an outdated medium thanks to the rise of mobile technologies.</p>

<p>According to Google, YouTube reaches more 18- to 49-year-olds in the United States <a href="http://www.huffingtonpost.com/entry/youtube-vs-cable_us_55acf44fe4b0d2ded39f5370">than any cable network </a>. More than half of the traffic is from mobile devices. The average number of <a href="https://fortunelords.com/youtube-statistics/">video views per day</a> on the site is one billion, and people watch videos for about 40 minutes during every viewing session.</p>

<p>Mobile is not only overtaking television. It is also catching up to desktop video viewing as well. According to Adobe, 36% of smartphone users <a href="http://tubularinsights.com/increase-mobile-video-consumption/">watch long-form videos </a> on their devices every single day, and 58% will watch short-term videos daily. Additionally, Google research revealed that mobile ad video viewability on smartphones was higher (83%) than on desktop (53%) or tablet devices (81%).</p>

<p><img src="https://www.inmobi.com/ui/uploads/blog/tv-to-mobile-bigger1.png" /></p>

<p>Mobile video and <a href="http://go.inmobi.net/mobile-video-ads-inmobi" target="_new">mobile video ads</a> will only continue to grow as people become increasingly reliant on their on-the-go devices. If you have produced a TV commercial for your brand, it is wise to transform it into a mobile video advertisement as well.</p>
<!--HubSpot Call-to-Action Code -->

<p><span class="hs-cta-wrapper" id="hs-cta-wrapper-9764d9b2-b78c-4bc6-84c3-7dfb41b18a41"><span class="hs-cta-node hs-cta-9764d9b2-b78c-4bc6-84c3-7dfb41b18a41" id="hs-cta-9764d9b2-b78c-4bc6-84c3-7dfb41b18a41"><!--[if lte IE 8]><div id="hs-cta-ie-element"></div><![endif]--><a href="https://cta-redirect.hubspot.com/cta/redirect/2714195/9764d9b2-b78c-4bc6-84c3-7dfb41b18a41"><img alt="Invest in in-app mobile video formats for up to 9x customer engagement.  Download the Guide: High-Engaging Ad Formats [PDF]" class="hs-cta-img" id="hs-cta-img-9764d9b2-b78c-4bc6-84c3-7dfb41b18a41" src="https://no-cache.hubspot.com/cta/default/2714195/9764d9b2-b78c-4bc6-84c3-7dfb41b18a41.png" style="border-width:0px;" /></a></span><script charset="utf-8" src="https://js.hscta.net/cta/current.js"></script><script type="text/javascript"> hbspt.cta.load(2714195, '9764d9b2-b78c-4bc6-84c3-7dfb41b18a41', {}); </script></span><!-- end HubSpot Call-to-Action Code --></p>

<h3>Tips for repurposing your TV commercial into a mobile video ad</h3>

<p>It can be costly and time-consuming to make your TV commercial into a mobile video advertisement, but it is well worth it. You are going to reach more consumers as well as that key 18- to 49-year-old demographic that is going to purchase your goods and services.</p>

<p>When repurposing your ad, focus on the following aspects:</p>

<ul>
	<li><strong>Length.</strong> The best length for your repurposed TV commercial is 15 seconds maximum.</li>
	<li><strong>Speed.</strong> People have no patience for slow-loading video ads. According to one study, viewers will <a href="https://www.theverge.com/2012/11/11/3628530/online-video-study-no-patience-for-buffering">abandon a buffering video </a> after only two seconds. It is crucial to invest in technology that will ensure a speedy loading time and eliminate the dreaded buffering symbol.</li>
	<li><strong>Engagement.</strong> If you don&rsquo;t draw your viewers in right away, you are less likely to have a high click-through rate. According to Ad Age, you need to <a href="http://adage.com/article/digitalnext/optimal-length-video-content/299386/">grab viewers&rsquo; attention </a> within the first 10 seconds. After that, you will lose 33% of people by the 30-second mark, 45% by the one-minute mark and 60% by the time the video hits the two-minute mark. Invest in ad formats that have an interactive element: end cards with calls-to-action, for example, or interactive elements that rely on the mobile device&rsquo;s camera, barometer, or gyroscope.</li>
</ul>

<h3>Technical specifications for your video ad</h3>

<p>To ensure that your repurposed TV commercial is suitable for a mobile video, utilize VAST (Video Ad Serving Template) over VPAID (Video Player Ad Interface Definition) technology. VPAID has up to a <a href="https://www.inmobi.com/blog/2017/07/31/how-to-measure-mobile-video-viewability-without-slowing-performance">2.6 second loading time </a> in a web-view video player, which will discourage mobile users from sticking around to view your ad. On the other hand, VAST provides an in-app mobile video viewing experience that boasts a load time of only 0.6 seconds. Viewers will quickly see your ad in this format.</p>

<p>During the repurposing process, you also need to use a software development kit (SDK) integration. An SDK will collect unique anonymous device insights, which may include user behavior metrics, geographic location and other key details you can utilize in future ad campaigns.</p>

<h3>In summary</h3>

<p>TV commercials are rapidly becoming outdated. It is crucial for you and your brand to invest in mobile video advertisements that load quickly and offer an excellent viewing experience for consumers.</p>
<!--HubSpot Call-to-Action Code -->

<p><span class="hs-cta-wrapper" id="hs-cta-wrapper-59044145-e125-47c3-aea7-affb0f1f8af6"><span class="hs-cta-node hs-cta-59044145-e125-47c3-aea7-affb0f1f8af6" id="hs-cta-59044145-e125-47c3-aea7-affb0f1f8af6"><!--[if lte IE 8]><div id="hs-cta-ie-element"></div><![endif]--><a href="https://cta-redirect.hubspot.com/cta/redirect/2714195/59044145-e125-47c3-aea7-affb0f1f8af6" target="_blank"><img alt="5 Highly Engaging Mobile Video Formats to Reach In-App Consumers" class="hs-cta-img" height="170" id="hs-cta-img-59044145-e125-47c3-aea7-affb0f1f8af6" src="https://no-cache.hubspot.com/cta/default/2714195/59044145-e125-47c3-aea7-affb0f1f8af6.png" style="border-width:0px;" width="680" /></a></span><script charset="utf-8" src="https://js.hscta.net/cta/current.js"></script><script type="text/javascript"> hbspt.cta.load(2714195, '59044145-e125-47c3-aea7-affb0f1f8af6', {}); </script></span><!-- end HubSpot Call-to-Action Code --></p>]]></description>
      <dc:subject><![CDATA[Advertising, Consumer Research, In-App Monetization, Media Consumption &amp; Trends, Products &amp; Tools, English (EN): inmobi.com,]]></dc:subject>
      
      <dc:creator><![CDATA[ Joel Kirk,  Marketing Manager, North America  ]]></dc:creator>
      
      <dc:date>2017-08-15T20:14:00+00:00</dc:date>
    </item>
  
    <item>
      <title><![CDATA[Mobile Usage — And Mobile Video Advertising — in North America is Growing [2017 Report]]]></title>
      <link>https://www.inmobi.com/blog/2017/08/11/mobile-usage-and-mobile-video-advertising-in-north-america-is-growing-2017/</link>
      <guid>https://www.inmobi.com/blog/2017/08/11/mobile-usage-and-mobile-video-advertising-in-north-america-is-growing-2017/</guid>
      <description><![CDATA[<p>
	According to a
recent North American Insights report by InMobi, mobile device usage has
exploded over the past few years. Consumers are using their smartphones,
tablets, smart watches and other on-the-go devices for everything from shopping
to watching media and connecting with family and friends. And as a result, many
mobile advertisers have pivoted to mobile-first advertising formats.
</p>
<p>
	In 2012, U.S. adults
spent twice the amount of digital media time on desktop devices over mobile
ones, according to eMarketer. Now, in 2017, adults are spending 1.5 times more
media time on their mobile devices than desktops.
</p>
<p>
	<img src="https://www.inmobi.com/ui/uploads/blog/Facebook_041.png">
</p>
<p>
<!--HubSpot Call-to-Action Code --><span class="hs-cta-wrapper" id="hs-cta-wrapper-f271927b-acdc-4ea8-b64f-df623813fafe"><span class="hs-cta-node hs-cta-f271927b-acdc-4ea8-b64f-df623813fafe" id="hs-cta-f271927b-acdc-4ea8-b64f-df623813fafe"><!--[if lte IE 8]><div id="hs-cta-ie-element"></div><![endif]--><a href="https://cta-redirect.hubspot.com/cta/redirect/2714195/f271927b-acdc-4ea8-b64f-df623813fafe" ><img class="hs-cta-img" id="hs-cta-img-f271927b-acdc-4ea8-b64f-df623813fafe" style="border-width:0px;" src="https://no-cache.hubspot.com/cta/default/2714195/f271927b-acdc-4ea8-b64f-df623813fafe.png"  alt="Mobile video drives 10x higher engagement than banner ads. Download the  Insights Report [PDF]:"/></a></span><script charset="utf-8" src="https://js.hscta.net/cta/current.js"></script><script type="text/javascript"> hbspt.cta.load(2714195, 'f271927b-acdc-4ea8-b64f-df623813fafe', {}); </script></span><!-- end HubSpot Call-to-Action Code -->
</p>
<p>
	Mobile usage, especially mobile video usage, will only
continue to grow as more consumers embrace the medium. It is estimated that
between 2016 and 2020, the number of digital video viewers will reach 235.9
million, which is a 10% increase, according to Statista.
</p>
<p>
	Now is the time for brands and retailers to invest in mobile
video advertising to capture consumers’ attention and accurately target them
with products and services.
</p>
<h3>The rise of mobile
video advertising in the U.S.
</h3>
<p>
	U.S. based brands are heavily capitalizing on mobile video
advertising in an attempt to reach consumers. According to IAB, U.S. brand
advertisers increased mobile video advertising spends by 56% over last year. In
the first half of 2017, North America represented 52% of global mobile video ad
spend, which was a 50% increase from the first half of 2016, according to
Statista.
</p>
<h3>Measuring viewability
metrics
</h3>
<p>
	Viewability is a big barrier for brands and retailers. If
consumers cannot speedily view videos, advertising campaigns are going to
suffer. Studies from InMobi revealed that with the right technologies,
advertisers can experience up to two times the industry standard for video
viewability.
</p>
<p>
	In nine brand advertiser categories including travel,
technology, retail and entertainment, InMobi’s viewability rate was at least
90%. While the Media Rating Council’s standard for acceptable invalid traffic
levels is around 0.6%, InMobi’s audience verification and viewability suite
results in IVT levels that are at 0.2%.
</p>
<p>
	<a href="http://www.inmobi.com/blog/2017/07/31/how-to-measure-mobile-video-viewability-without-slowing-performance">Learn
more about how an SDK can improve measurability without slowing performance.
	</a>
</p>
<h3>How to increase
viewability with VAST and End Cards
</h3>
<p>
	InMobi utilizes VAST (Video Ad Serving Template) to ensure
videos are delivered in a seamless and quick manner. VAST-tagged mobile video
ads have the ability to foster an immersive and native user experience that
includes end cards and social sharing in-app.
</p>
<p>
	When advertisers take advantage of VAST through InMobi, they
will experience an average human and viewable rate of 92% on their ads. The
viewable and human rate is so high because load time is only 0.6 seconds,
compared to VPAID’s 2.6 seconds, according to data from the InMobi network.
</p>
<p>
	<img src="https://www.inmobi.com/ui/uploads/blog/VAST-statistic11.png">
</p>
<h3>The future of mobile video
advertising
</h3>
<p>
	Programmatic video ad buying is sweeping every industry.
According to IAB, this year programmatic video ad spending is predicted to
climb to $8.66 million, and programmatic represents 69% of the total video ad
spend in 2017. According to findings from InMobi, there is a 36% year-over-year
growth in programmatic buying.
</p>
<p>
	In 2017 and beyond, it is crucial for brands and retailers
to invest in mobile video advertising. They should utilize programmatic buys to
increase their video opportunity, use VAST-tagged mobile video to boost speed
and eliminate buffering time, look into third-party verification partners to
guarantee brand safety and team up with a partner that doesn’t compromise media
performance and viewability.
</p>
<!--HubSpot Call-to-Action Code --><span class="hs-cta-wrapper" id="hs-cta-wrapper-91a6bafa-918b-4a4f-be48-f7ae6bb5f694"><span class="hs-cta-node hs-cta-91a6bafa-918b-4a4f-be48-f7ae6bb5f694" id="hs-cta-91a6bafa-918b-4a4f-be48-f7ae6bb5f694"><!--[if lte IE 8]><div id="hs-cta-ie-element"></div><![endif]--><a href="https://cta-redirect.hubspot.com/cta/redirect/2714195/91a6bafa-918b-4a4f-be48-f7ae6bb5f694" ><img class="hs-cta-img" id="hs-cta-img-91a6bafa-918b-4a4f-be48-f7ae6bb5f694" style="border-width:0px;" height="170" width="680" src="https://no-cache.hubspot.com/cta/default/2714195/91a6bafa-918b-4a4f-be48-f7ae6bb5f694.png"  alt="New Call-to-action"/></a></span><script charset="utf-8" src="https://js.hscta.net/cta/current.js"></script><script type="text/javascript"> hbspt.cta.load(2714195, '91a6bafa-918b-4a4f-be48-f7ae6bb5f694', {}); </script></span><!-- end HubSpot Call-to-Action Code -->]]></description>
      <dc:subject><![CDATA[Advertising, Consumer Research, Media Consumption &amp; Trends, English (EN): inmobi.com,]]></dc:subject>
      
      <dc:creator><![CDATA[ Joel Kirk,  Marketing Manager, North America  ]]></dc:creator>
      
      <dc:date>2017-08-11T13:46:00+00:00</dc:date>
    </item>
  
    <item>
      <title><![CDATA[Can You Retarget on the Mobile Device?]]></title>
      <link>https://www.inmobi.com/blog/2017/08/09/can-you-retarget-on-the-mobile-device/</link>
      <guid>https://www.inmobi.com/blog/2017/08/09/can-you-retarget-on-the-mobile-device/</guid>
      <description><![CDATA[<p>
	<em>Updated June 28, 2019.</em></p><p>
	Absolutely! Retargeting is totally possible on mobile, but is probably more complex than retargeting users on desktop. For the uninitiated, retargeting is the ability to serve ads across the web or in apps based on past user behavior on a company’s online property such as desktop/mobile website or app.</p><p>
	<em>Interested in setting up a mobile remarketing campaign using the world's first in-app programmatic buying platform that guarantees ROI and complete transparency? Reach out today to </em><a href="https://www.inmobi.com/dsp" target="_blank">schedule a demo of InMobi DSP</a><em>.</em></p><p style="text-align: center;">
	<a href="https://www.inmobi.com/dsp" target="_blank" class="btn btn-s" style="font-size:24px; border-radius: 25px; font-weight: normal;">LEARN MORE</a></p><p>
	<span  style="background-color: initial;">To better understand the complexity of retargeting on mobile, one should draw parallels between retargeting in the desktop and the mobile worlds. Let’s examine it using the below example:A user goes online with the intent of shopping and spends some time browsing through the latest collection of shirts, but leaves without making a purchase. This user action makes for a clear retargeting use case. So, how would retargeting work on both the desktop and mobile?</span></p><h2 class="tile-heading">Retargeting on Desktop vs Mobile</h2><p>
	Whenever a new user visits a website on the desktop, a cookie is dropped to track the user’s activity across the browser and to follow them across the web. The user in this case hence is continuously served ads about the latest collection of shirts based on their footprint - wherever they go. This means that advertisers can “retarget” users by merely embedding a javascript on their website.</p><p>
	<strong><em>Sequence of actions</em></strong></p><p>
	Pretty simple, right! How different can it be on mobile? To answer that, let’s explore the kind of information one needs, to retarget.</p><p>
	<strong><em>Device/OS based:</em></strong> Tracking and Attribution IDs (IDFA for iOS, Google Advertising Identifier for Android)</p><p>
	<strong><em>Advertiser owned:</em></strong> in-app/web events, product ID, offer details, deep-links</p><p>
	<strong><em>Network facilitated:</em></strong> in-app/web ad inventory, budget optimizations</p><p>
	The biggest challenge in mobile remarketing is the ability to track users across apps and the mobile web, given the lack of cookies in the mobile ecosystem. To solve for this, mobile app store players - Google and Apple, have enabled their operating systems to allow ad networks to identify and track individual devices for the purposes of mobile advertising. Apple with its IDFA (Identifier for Advertisers) and Google with its “Advertising ID” allows the ad network SDK sitting in an app on a device, send along this identifier with an ad request while requesting an ad. Of course, user privacy being paramount here, Google and Apple allow the user who owns the device, the option to “Limit Ad Tracking” or “Opt-out of interest-based ads”, which is meant to prevent ad networks from profiling the user.</p><p>
	Now, retargeting becomes possible on mobile as advertisers can integrate with ad networks to share the user-base in real-time for retargeting. Third-party tracking and attribution players help facilitate and bridge this requirement between advertisers and ad networks across Android and iOS. Additionally, third party trackers also relay in-app events such as gaming level-ups, shopping add-to-carts, travel package views to the ad networks which then can better optimize and contextually retarget users.</p><p>
	So, just to revisit the retail example we were referring to earlier, we find that mobile retargeting can happen in 2 ways - App-to-App and Web to App.</p><h2 class="tile-heading">App to App Retargeting</h2><p>
	With the availability of unique identifiers, app to app retargeting leads to highly accurate targeting and attribution.</p><h2 class="tile-heading">Web to App Retargeting</h2><p>
	In the web to app scenario, given the lack of SDK-based information, a combination of probabilistic/deterministic methods such as cross-device profiling and fingerprinting are used for tracking and attribution respectively. Cross-device tracking is an incredibly complex process that relies on huge amounts of data to identify user patterns across devices and attribute it to a user. Fingerprinting redirects a user through a measurement URL that collects publicly available HTTP headers about the device and creates a unique fingerprint. A 97% accurate method, device fingerprinting, is the most common method used in web to app retargeting attribution.</p><h2 class="tile-heading">Remarketing vs Retargeting</h2><p>
	While the terms retargeting and remarketing are often used interchangeably, ‘Remarketing’ is a an umbrella term that can be used to encompass broader aspects of marketing such as creative innovations, dynamic pricing whereas retargeting is more restrictive and refers largely to "targeting" capabilities.</p><p>
	To make remarketing cost-effective, bidding for the user on his/her propensity to convert as well as showing a personalized proposition via dynamic creatives becomes paramount. At InMobi, we recently launched our remarketing platform that solves for these challenges and has delivered some compelling results for our clients. The InMobi Remarketing Platform is an app-to-app remarketing platform that is designed and optimized for mobile. Built for mobile-first businesses, InMobi Remarketing is a comprehensive solution to fulfill performance marketing goals at each step of the user lifecycle post-acquisition that allows activating users by nudging them to (first) purchase, retargeting users to drive repeat purchases, and reactivating dormant users to engage and purchase.</p><h2 class="tile-heading">Who is Mobile Remarketing for?</h2><p>
	Mobile remarketing is an important lever in building customer loyalty and lifetime value for a wide range of performance marketers and app developers including, but not limited to - retail, gaming, on-demand services such as taxi, entertainment and travel verticals. Below are a few examples of how advertisers can leverage remarketing:</p><ul style="list-style:disc;">
	<li>First Purchases or Incremental Sales - e.g. A retail app can target users who have recently installed their app with custom offers to drive the first purchase;</li>	<li>Subscriptions - e.g. Music apps can showcase a carousel of trending bestseller tracks, encouraging existing users to sign up for more subscriptions;</li>	<li>Incremental Rides - e.g. A cab hailing app can retarget existing users during peak office hours and promote ride discounts to maximize bookings;</li>	<li>Level-ups - e.g. Gaming apps can re-engage users stuck at a particular level by incentivizing them with level-up sweeteners to maximize retention.</li></ul><p>
	Here is a short informative video 
	<a href="https://www.youtube.com/watch?v=zUvxi3fIIOo" target="_blank">to watch to learn more</a>. You can check out our solution at <a href="https://www.inmobi.com/dsp" target="_blank">https://www.inmobi.com/dsp</a> and read more at <a href="http://www.inmobi.com/company/press/inmobi-launches-industrys-first-remarketing-platform-optimized-for-mobile/" target="_blank">http://www.inmobi.com/company/press/inmobi-launches-industrys-first-remarketing-platform-optimized-for-mobile/</a>.</p><p style="text-align: center;">
	<a href="https://www.inmobi.com/dsp" target="_blank" class="btn btn-s" style="font-size:24px; border-radius: 25px; font-weight: normal;">LEARN MORE</a></p>]]></description>
      <dc:subject><![CDATA[Advertising, Consumer Research, In-App Monetization, Media Consumption &amp; Trends, Success Stories, English (EN): inmobi.com,]]></dc:subject>
      
      <dc:creator><![CDATA[ Rajesh Pantina,  Head of Marketing, Asia Pacific  ]]></dc:creator>
      
      <dc:date>2017-08-09T10:08:00+00:00</dc:date>
    </item>
  
    <item>
      <title><![CDATA[​Back to School Advertising: Important Mobile Video Trends for Retailers]]></title>
      <link>https://www.inmobi.com/blog/2017/08/08/back-to-school-advertising-important-mobile-video-trends-for-retailers/</link>
      <guid>https://www.inmobi.com/blog/2017/08/08/back-to-school-advertising-important-mobile-video-trends-for-retailers/</guid>
      <description><![CDATA[<p>
	Back-to-school
time is just around the corner, which means that brands and retailers need to
start ramping up their advertising to parents. It is a period when a typical
family will spend hundreds of dollars on goods and companies are given a huge
opportunity to increase sales.
</p>
<h3>The scope of the back-to-school market</h3>
<p>
	Shoppers are
opening up their wallets and spending big on back-to-school necessities in
2017. According to Statista, the average U.S. family plan to 
	<a href="file:///localhost/Users/newuser/Downloads/inmobi-back-to-school.pdf">allocate $687 for their items</a>, which is the highest that
back-to-school spending has been since 2013. Families with children going to
college will earmark $970 for school supplies, according to National Retail
Federation. Overall, U.S. back-to-school retail sales are going to climb to
$857 billion, which is a 4% uptick from last year, according to eMarketer.
</p>
<!--HubSpot Call-to-Action Code --><span class="hs-cta-wrapper" id="hs-cta-wrapper-37481465-27f8-4335-bc76-06fead80710a"><span class="hs-cta-node hs-cta-37481465-27f8-4335-bc76-06fead80710a" id="hs-cta-37481465-27f8-4335-bc76-06fead80710a"><!--[if lte IE 8]><div id="hs-cta-ie-element"></div><![endif]--><a href="https://cta-redirect.hubspot.com/cta/redirect/2714195/37481465-27f8-4335-bc76-06fead80710a" ><img class="hs-cta-img" id="hs-cta-img-37481465-27f8-4335-bc76-06fead80710a" style="border-width:0px;" src="https://no-cache.hubspot.com/cta/default/2714195/37481465-27f8-4335-bc76-06fead80710a.png"  alt="More than half of retailers will rethink their back-to-school strategy:  Download the Back-to-School Advertising 2017 Info Sheet [PDF]"/></a></span><script charset="utf-8" src="https://js.hscta.net/cta/current.js"></script><script type="text/javascript"> hbspt.cta.load(2714195, '37481465-27f8-4335-bc76-06fead80710a', {}); </script></span><!-- end HubSpot Call-to-Action Code -->
<p>
If retailers and brands want to reach parents and students and encourage them to purchase,
they need to advertise to them through the relevant channels. It's not too late: In fact, 21% of back-to-school parents are planning on doing their shopping a week before school starts.
</p>
<p>
	<img src="https://www.inmobi.com/ui/uploads/blog/Facebook-b2s-final1.png" alt="Facebook-b2s-final1.png">
</p>
<p>
	How do you reach them? This year, it’s
all about mobile.
</p>
<h3>Utilizing mobile advertising for
back-to-school
</h3>
<p>
	More than half
of retailers are going to change their marketing approach to parents this
back-to-school season by focusing on mobile. In addition, 89% of marketers plan
to boost their investment in mobile advertising, according to Retailmenot.com.
</p>
<p>
	Though most
parents and students already know where they are going to spend their money,
20% of shoppers are unsure whether they will buy online or in-store, according
to Deloitte. This means that $5.4 billion of spend is currently undecided, and
that retailers still have a chance to capture consumers’ attention.
</p>
<h3>Reaching back-to-school shoppers with
mobile video advertising
</h3>
<p>
	One effective
method for connecting with these ambivalent shoppers is through mobile video
advertising. In a time when more than half of video content is 
	<a href="http://www.wordstream.com/blog/ws/2017/03/08/video-marketing-statistics">viewed on mobile devices</a>, according to WordStream, retailers
and brands are placing more emphasis on mobile video advertising.
</p>
<p>
	One survey by
IAB revealed that 62% of advertising decision makers are going to boost their
mobile video spend. To keep up with the competition, companies in the
back-to-school space need to be doing the same.
</p>
<h3>What to promote through mobile video
advertising
</h3>
<p>
	When it comes
to mobile video advertising, retailers and brands will likely focus on
showcasing three different offers: In-app promotions, single use promotion
codes and free shipping.
</p>
<p>
	This is
because 65% of marketers will advertise in-app back-to-school promotions and
60% will offer one-time use promotion codes to increase purchases, according to
Retailmenot. More than 90% of shoppers will plan on taking advantage of free
shipping, according to National Retail Federation.
</p>
<h3>Getting started with mobile video
advertising this season
</h3>
<p>
	Mobile video
advertising is going to enable retailers and brands to sync up with consumers
this year and sell more goods than ever before. By connecting with consumers on
their level, retailers have the opportunity to promote their back-to-school
products and boost their bottom line.
</p>
<!--HubSpot Call-to-Action Code --><span class="hs-cta-wrapper" id="hs-cta-wrapper-91a6bafa-918b-4a4f-be48-f7ae6bb5f694"><span class="hs-cta-node hs-cta-91a6bafa-918b-4a4f-be48-f7ae6bb5f694" id="hs-cta-91a6bafa-918b-4a4f-be48-f7ae6bb5f694"><!--[if lte IE 8]><div id="hs-cta-ie-element"></div><![endif]--><a href="https://cta-redirect.hubspot.com/cta/redirect/2714195/91a6bafa-918b-4a4f-be48-f7ae6bb5f694" ><img class="hs-cta-img" id="hs-cta-img-91a6bafa-918b-4a4f-be48-f7ae6bb5f694" style="border-width:0px;" height="170" width="680" src="https://no-cache.hubspot.com/cta/default/2714195/91a6bafa-918b-4a4f-be48-f7ae6bb5f694.png"  alt="New Call-to-action"/></a></span><script charset="utf-8" src="https://js.hscta.net/cta/current.js"></script><script type="text/javascript"> hbspt.cta.load(2714195, '91a6bafa-918b-4a4f-be48-f7ae6bb5f694', {}); </script></span><!-- end HubSpot Call-to-Action Code -->]]></description>
      <dc:subject><![CDATA[Advertising, Consumer Research, English (EN): inmobi.com,]]></dc:subject>
      
      <dc:creator><![CDATA[ Joel Kirk,  Marketing Manager, North America  ]]></dc:creator>
      
      <dc:date>2017-08-07T23:51:00+00:00</dc:date>
    </item>
  
    <item>
      <title><![CDATA[TrulyMadly Chooses InMobi As Their Ad Monetization Partner]]></title>
      <link>https://www.inmobi.com/blog/2017/08/04/trulymadly-chooses-inmobi-as-their-ad-monetization-partner/</link>
      <guid>https://www.inmobi.com/blog/2017/08/04/trulymadly-chooses-inmobi-as-their-ad-monetization-partner/</guid>
      <description><![CDATA[<p>Dating app TrulyMadly has entered into an exclusive partnership with InMobi for ad monetization. The dating app, in partnership with InMobi, intends to help advertisers amplify their reach on mobile using a varied range of ad formats including native, interstitial and video. It enables advertisers to reach users using InMobi’s platform capabilities such as location-based targeting and engage them through formats such as video.</p><p>Sharing her thoughts, Vasuta Agarwal, VP & GM, InMobi (India) said, “For advertisers who are constantly hunting for innovative ways to reach out to their users, TrulyMadly is the perfect app. With a huge urban active user base in the age group of 18–34 years across male and female audiences, TrulyMadly provides inroads for brands who aim to target mobile-first audiences such as millennials. Leveraging a combination of TrulyMadly’s highly engaged audience data and InMobi's powerful ad serving technology, advertisers can deliver high-performance creative to the right audiences.”</p><p><img src="https://lh4.googleusercontent.com/EXjJXuRNAiir0zoZTm00JuN7VCUiqf-vQrz3IDCv1mvAq6Y02i11-BjCioMhETFe1Mr54DjWJ_EzWPjUuzqUmP_kKMBo_VcZbphgwx9BI3VxihqlO0BjX7TWXBT_mBNWW7OJemHY" width="624" height="313" alt="TM Li 698x350.jpg"></p><p>Talking about the partnership, Rahul Kumar, Co-Founder, TrulyMadly said, “After evaluating multiple partners for monetization, we decided to go ahead with InMobi. While we were aware of the benefits that the InMobi SDK offers across ad experiences and yield optimization, we were also surprised at the ease and rapid go-live of the integration. As a mobile-first player for almost a decade, InMobi has always been at the forefront of delivering great ad experiences to users. InMobi continues to be a collaborative and strategic partner for TrulyMadly.”</p><p>Explaining this partnership, Navin Madhavan, Head of Supply & Partnerships, InMobi (India) said, “In this tie-up, we will be adding an SDK code to their app. This will help in blending the exclusive ad slots created by us with the app. This in-turn will help in engaging people in a non-intrusive user experience.”</p><p><em>This article was originally published on exchange4media on Friday, Aug 4 2017.</em></p><p> About Truly Madly: Truly Madly is India's most loved dating app. It focuses on creating a reliable and exciting environment for young millennials to meet new people. With over 3 Million profiles and each profile verified by a TrulyMadly expert,  it's one of the most genuine and safe dating apps on the internet.</p><p><em>To know how InMobi can help you drive better engagement through ads on your app, write to us at sales@InMobi.com</em></p>]]></description>
      <dc:subject><![CDATA[Advertising, Announcements, Consumer Research, In-App Monetization, Media Consumption &amp; Trends, English (EN): inmobi.com,]]></dc:subject>
      
      <dc:creator><![CDATA[ Team InMobi  ]]></dc:creator>
      
      <dc:date>2017-08-07T13:32:00+00:00</dc:date>
    </item>
  
    <item>
      <title><![CDATA[Ad Viewability Trends: Top Insights from the IAB Mobile Symposium]]></title>
      <link>https://www.inmobi.com/blog/2017/08/07/ad-viewability-trends-top-insights-from-the-iab-mobile-symposium/</link>
      <guid>https://www.inmobi.com/blog/2017/08/07/ad-viewability-trends-top-insights-from-the-iab-mobile-symposium/</guid>
      <description><![CDATA[<p>Consumers are increasingly relying on connected mobile devices in their everyday lives. And during the IAB Mobile Symposium last month, we learned that mobile video advertising viewability is crucial for advertisers in 2017.</p>

<p>In 2017, U.S. adults are expected to spend 1.5 times more media time on connected devices than on desktop computers, and on average, people are on their mobile phones <a href="https://hackernoon.com/how-much-time-do-people-spend-on-their-mobile-phones-in-2017-e5f90a0b10a6" target="_blank">over four hours a day</a>. During much of this time, consumers are interacting with mobile advertisements.</p>
<!--HubSpot Call-to-Action Code -->

<p><span class="hs-cta-wrapper" id="hs-cta-wrapper-d9b3fae8-4861-45a0-b056-6e9469b648e7"><span class="hs-cta-node hs-cta-d9b3fae8-4861-45a0-b056-6e9469b648e7" id="hs-cta-d9b3fae8-4861-45a0-b056-6e9469b648e7"><!--[if lte IE 8]><div id="hs-cta-ie-element"></div><![endif]--><a href="https://cta-redirect.hubspot.com/cta/redirect/2714195/d9b3fae8-4861-45a0-b056-6e9469b648e7"><img alt="Master your in-app mobile strategy: Download the Brand Marketer's Primer to  Mobile Video Viewability [eBook]" class="hs-cta-img" id="hs-cta-img-d9b3fae8-4861-45a0-b056-6e9469b648e7" src="https://no-cache.hubspot.com/cta/default/2714195/d9b3fae8-4861-45a0-b056-6e9469b648e7.png" style="border-width:0px;" /></a></span><script charset="utf-8" src="https://js.hscta.net/cta/current.js"></script><script type="text/javascript"> hbspt.cta.load(2714195, 'd9b3fae8-4861-45a0-b056-6e9469b648e7', {}); </script></span><!-- end HubSpot Call-to-Action Code --></p>

<p style="text-align:center;"><img max-width="100%" src="https://www.inmobi.com/ui/uploads/blog/mobile-use-1.png" style="width: 1024px; height: 485px;" /></p>

<p>But how can advertisers be sure that consumers are actually engaging? Follow these top takeaways to ensure that consumers are actually watching ads, and that marketing messages are getting through.</p>

<h3>Invest in in-app advertising</h3>

<p>About 90% of the time on smartphones is spent in-app, and in-app is the next phase of digital ad viewing. To ensure you&rsquo;re doing right by the consumers, you need to use advertising technology designed specifically for apps. Too often, advertisers these days are relying on outdated desktop ad technology. Instead, they must switch to ad technologies that are compatible with the native viewing environment.</p>

<p style="text-align:center;"><img max-width="100%" src="https://www.inmobi.com/ui/uploads/blog/mobile-use-2.png" style="width: 1024px; height: 503px;" /></p>

<h3>Hone in on visual content and queues</h3>

<p>More and more advertising is image and video-based. In fact, 37% of marketers say that <a href="https://blog.hubspot.com/marketing/visual-content-marketing-strategy" target="_blank">visual marketing</a> is the most critical form of content for their business.</p>

<p>Advertisers must figure out ways to identify content by using image recognition and artificial intelligence. If they do this, they can provide more and more automated data signals to help out on brand safety metrics and invalid traffic. Using AI and automated data signals will help the industry identify bad actors in the space doing click fraud and help them eliminate this kind of behavior.</p>

<h3>Focus on video load time</h3>

<p>Consumers are constantly complaining about the &ldquo;wheel of death,&rdquo; also known as the buffering signal. If an advertisement or piece of content takes too long to load, consumers are going to get frustrated and exit right away.</p>

<p>Video ads should take about 6/100th of a second to load. There should never be a trade off between advertisers collecting the metrics they need for measurement and angering consumers while they wait for an ad to load.</p>

<p>Read more: <a href="https://inmobi.com/blog/2017/07/31/how-to-measure-mobile-video-viewability-without-slowing-performance" target="_blank">How to Measure Mobile Video Viewability (Without Slowing Performance)</a></p>

<p style="text-align:center;"><img max-width="100%" src="https://www.inmobi.com/ui/uploads/blog/mobile-use-3.png" style="width: 1024px; height: 524px;" /></p>

<h3>Measure different forms of video</h3>

<p>Advertisers must determine what forms of video they are going to create. For example, they can put out portrait vertical videos or horizontal ones.</p>

<p>People are holding their phones vertical. These ads take up 100% of the screen, so it is a more user-friendly viewing experience.</p>

<p>It has been found that only 13% of users are going to <a href="https://www.pulpix.com/insights/blog/vertical-or-horizontal-video-mobile/">turn their device horizontally</a> to watch a video. However, that doesn&rsquo;t mean horizontal videos and ads are always the worse option. Advertisers need to measure which form works best before making a final decision.</p>

<h3>Determine the times when you will auto-play sound</h3>

<p>Consumers understand that in order to receive free content, they are going to have to sit through advertisements.</p>

<p>It is up to advertisers whether or not they are going to auto-play sound or let users control the sound experience. While many web browsers allow users to block ads from auto-playing, this is not a concern in the in-app environment. Advertisers can measure KPIs and see if users are not watching auto-play videos, and then determine where to go from there.</p>

<p>By following these ad viewability trends, advertisements will better connect with consumers and ensure they are going to watch their content from beginning to end.</p>
<!--HubSpot Call-to-Action Code -->

<p><span class="hs-cta-wrapper" id="hs-cta-wrapper-91a6bafa-918b-4a4f-be48-f7ae6bb5f694"><span class="hs-cta-node hs-cta-91a6bafa-918b-4a4f-be48-f7ae6bb5f694" id="hs-cta-91a6bafa-918b-4a4f-be48-f7ae6bb5f694"><!--[if lte IE 8]><div id="hs-cta-ie-element"></div><![endif]--><a href="https://cta-redirect.hubspot.com/cta/redirect/2714195/91a6bafa-918b-4a4f-be48-f7ae6bb5f694"><img alt="New Call-to-action" class="hs-cta-img" height="170" id="hs-cta-img-91a6bafa-918b-4a4f-be48-f7ae6bb5f694" src="https://no-cache.hubspot.com/cta/default/2714195/91a6bafa-918b-4a4f-be48-f7ae6bb5f694.png" style="border-width:0px;" width="680" /></a></span><script charset="utf-8" src="https://js.hscta.net/cta/current.js"></script><script type="text/javascript"> hbspt.cta.load(2714195, '91a6bafa-918b-4a4f-be48-f7ae6bb5f694', {}); </script></span><!-- end HubSpot Call-to-Action Code --></p>]]></description>
      <dc:subject><![CDATA[Advertising, Consumer Research, English (EN): inmobi.com,]]></dc:subject>
      
      <dc:creator><![CDATA[ Team InMobi  ]]></dc:creator>
      
      <dc:date>2017-08-04T19:02:00+00:00</dc:date>
    </item>
  
    <item>
      <title><![CDATA[Doing Mobile Video Right Vlog – Part 1 Programmatic with Kayla Wilson]]></title>
      <link>https://www.inmobi.com/blog/2017/08/02/doing-mobile-video-right-vlog-part-1-programmatic-with-kayla-wilson/</link>
      <guid>https://www.inmobi.com/blog/2017/08/02/doing-mobile-video-right-vlog-part-1-programmatic-with-kayla-wilson/</guid>
      <description><![CDATA[<p>
	Part 1 of InMobi’s doing mobile video right vlog is now live, with InMobi’s Director of Programmatic Partnerships, Kayla Wilson, talking about the in-app latest trends and emerging standards, in mobile programmatic video.
</p>
<p>
	Check out our latest vlog below:
</p>
<script src="https://fast.wistia.com/embed/medias/8w5dvct7c2.jsonp" async></script><script src="https://fast.wistia.com/assets/external/E-v1.js" async></script><div class="wistia_responsive_padding" style="padding:56.5% 0 0 0;position:relative;"><div class="wistia_responsive_wrapper" style="height:100%;left:0;position:absolute;top:0;width:100%;"><span class="wistia_embed wistia_async_8w5dvct7c2 popover=true popoverAnimateThumbnail=true videoFoam=true" style="display:inline-block;height:100%;width:100%">&nbsp;</span></div></div>

<!--HubSpot Call-to-Action Code --><span class="hs-cta-wrapper" id="hs-cta-wrapper-91a6bafa-918b-4a4f-be48-f7ae6bb5f694"><span class="hs-cta-node hs-cta-91a6bafa-918b-4a4f-be48-f7ae6bb5f694" id="hs-cta-91a6bafa-918b-4a4f-be48-f7ae6bb5f694"><!--[if lte IE 8]><div id="hs-cta-ie-element"></div><![endif]--><a href="https://cta-redirect.hubspot.com/cta/redirect/2714195/91a6bafa-918b-4a4f-be48-f7ae6bb5f694" ><img class="hs-cta-img" id="hs-cta-img-91a6bafa-918b-4a4f-be48-f7ae6bb5f694" style="border-width:0px;" height="170" width="680" src="https://no-cache.hubspot.com/cta/default/2714195/91a6bafa-918b-4a4f-be48-f7ae6bb5f694.png"  alt="New Call-to-action"/></a></span><script charset="utf-8" src="https://js.hscta.net/cta/current.js"></script><script type="text/javascript"> hbspt.cta.load(2714195, '91a6bafa-918b-4a4f-be48-f7ae6bb5f694', {}); </script></span><!-- end HubSpot Call-to-Action Code -->]]></description>
      <dc:subject><![CDATA[Advertising, Consumer Research, Media Consumption &amp; Trends, English (EN): inmobi.com,]]></dc:subject>
      
      <dc:creator><![CDATA[ Joel Kirk,  Marketing Manager, North America  ]]></dc:creator>
      
      <dc:date>2017-08-02T15:53:00+00:00</dc:date>
    </item>
  
    <item>
      <title><![CDATA[How to Measure Mobile Video Viewability (Without Slowing Performance)]]></title>
      <link>https://www.inmobi.com/blog/2017/07/31/how-to-measure-mobile-video-viewability-without-slowing-performance/</link>
      <guid>https://www.inmobi.com/blog/2017/07/31/how-to-measure-mobile-video-viewability-without-slowing-performance/</guid>
      <description><![CDATA[<p>
	The advertising industry has seen an explosion of mobile video consumption in recent years. 
	<strong>In fact, mobile represents 93% of users’ time consuming media on connected devices — such as cell phones, smart TVs, and tablets — according to a 2016 eMarketer study.</strong> We’ve also seen major advancements in mobile advertising, from new formats to interactive capabilities and more.
</p>
<p>
	<img src="https://www.inmobi.com/ui/uploads/blog/mobile-statistic2.png">
</p>
<p>
	However, measuring mobile viewability is still extremely limited. Many brand marketers wonder how to measure viewable impressions on mobile without sacrificing media performance.
</p>
<!--HubSpot Call-to-Action Code --><span class="hs-cta-wrapper" id="hs-cta-wrapper-d9b3fae8-4861-45a0-b056-6e9469b648e7"><span class="hs-cta-node hs-cta-d9b3fae8-4861-45a0-b056-6e9469b648e7" id="hs-cta-d9b3fae8-4861-45a0-b056-6e9469b648e7"><!--[if lte IE 8]><div id="hs-cta-ie-element"></div><![endif]--><a href="https://cta-redirect.hubspot.com/cta/redirect/2714195/d9b3fae8-4861-45a0-b056-6e9469b648e7" ><img class="hs-cta-img" id="hs-cta-img-d9b3fae8-4861-45a0-b056-6e9469b648e7" style="border-width:0px;" src="https://no-cache.hubspot.com/cta/default/2714195/d9b3fae8-4861-45a0-b056-6e9469b648e7.png"  alt="Master your in-app mobile strategy: Download the Brand Marketer's Primer to  Mobile Video Viewability"/></a></span><script charset="utf-8" src="https://js.hscta.net/cta/current.js"></script><script type="text/javascript"> hbspt.cta.load(2714195, 'd9b3fae8-4861-45a0-b056-6e9469b648e7', {}); </script></span><!-- end HubSpot Call-to-Action Code -->
<p>
	On one hand, you can utilize the Video Player Ad Interface Definition (VPAID) to host your videos, which lets you track information on your users’ behavior thanks to browser-based cookies. But then your load time is slow, as a user’s mobile phone must dredge up an advertisement from the user’s mobile browser.
</p>
<p>
	(In fact, InMobi found in a study that VPAID browser-based ads have a load time of up to 2.6 seconds. Of course, most users will abandon the ad after two seconds.) With a slow load time, viewability and completion rates are both severely lessened.
</p>
<p>
	<img src="https://www.inmobi.com/ui/uploads/blog/VAST-statistic1.png">
</p>
<p>
	On the other hand, you could use the Video Ad Serving Template (VAST) to ensure a quick load time — since this method loads video using the device’s native video player. In fact, VAST ads load within 0.06 seconds, according to InMobi data. But, unfortunately, many advertisers feel limited by the insights they can gather with VAST, since they can no longer rely on browser-based cookies.
</p>
<p>
	As a result, many advertisers feel that they must make a hard choice: independent measurement for mobile video, or high-performance ads?
</p>
<p>
	Thankfully, you can have the best of both worlds, if you implement the right technologies for your mobile video advertisements.
</p>
<p>
	Let’s dive in:
</p>
<h3>Use VAST, not VPAID, with an SDK integration</h3>
<p>
	Media performance is key to your mobile video campaigns. After all, it’s 2017, and your users expect immersive, quick-loading video content.
</p>
<p>
	With VAST technology, you pull up video content from the device’s native video player. This allows you to also pre-cache a video on the device and provide a buffer-free video experience, so your viewability metrics can reflect the ad itself — not its load time.
</p>
<p>
	And if you use the device’s media player, you lose your ability to track users with browser-based cookies. Thankfully, there is a solution to integrate analytics into your VAST advertisements.
</p>
<h3>Gain Unique User Insights With an SDK Integration</h3>
<p>
	In order to gain audience insights when using a device’s video player, it’s vital to incorporate a software development kit (SDK) integration. An SDK can gather unique anonymous device insights, much like cookies would in a browser-based setting on desktop. Insights might include metrics on a user’s behavior as well as their geographic location and other details.
</p>
<p>
	As you assess ad network partners to host your in-app videos, invest with partner that implements third-party verification within its SDK. (Third-party verification might include Moat, IAS, or another similar company.)
</p>
<p>
	An SDK-integrated ad network can deliver higher-than-industry benchmarks when it comes to viewability. This allows you to measure the ROI of your marketing spend — specifically with video metrics like viewable impressions and audio-upon-completion.
</p>
<p>
	InMobi, for example, offers a third-party verification built into its 
	<a href="http://www.inmobi.com/sdk">SDK</a>, and can deliver unique device insights on video completions, interactivity, and viewability metrics. That means you get both fast-loading ads and invaluable device data.
</p>
<h3>How to Measure Viewable Impressions – Conclusion</h3>
<p>
	When you consider VPAID and VAST for your mobile videos, it’s important to know the pros and cons of each method. VPAID offers you some great browser-based insights. But you can’t ignore the slow load time of browser-based ads, and too much buffering will drive your users away, which skews your viewability metrics. VPAID technology hinders media performance through limited viewability measurement and lower completion rates. As a brand marketer with viewability goals to meet, that all leads to a significant loss in ROI.
</p>
<p>
	In order to focus on what matters — a great video experience for your audience — use the VAST method, and partner with an industry leader to get insights from a software development kit, such as geographic insights and engagement data.
</p>]]></description>
      <dc:subject><![CDATA[Advertising, Consumer Research, Media Consumption &amp; Trends, English (EN): inmobi.com,]]></dc:subject>
      
      <dc:creator><![CDATA[ Joel Kirk,  Marketing Manager, North America  ]]></dc:creator>
      
      <dc:date>2017-07-31T23:55:00+00:00</dc:date>
    </item>
  
    <item>
      <title><![CDATA[Event Diary - IAB Mobile Symposium]]></title>
      <link>https://www.inmobi.com/blog/2017/06/28/event-diary-iab-mobile-symposium/</link>
      <guid>https://www.inmobi.com/blog/2017/06/28/event-diary-iab-mobile-symposium/</guid>
      <description><![CDATA[<p>
		<em> InMobi regularly participates in and contributes to a series of events, meetups, and webinars across the globe, sharing best practices with partners and thought leaders. In this edition of the InMobi Event Diary, we are looking at the highlights and developments from InMobi’s participation in the 2017 IAB Mobile Symposium, where InMobi was the premier sponsor. Industry leaders and executives from the ecosystem came together to address how publishers and marketers should be building out their mobile strategies, measuring efficacy, and ensuring their mobile campaigns integrate well with the consumer experience. The sessions and town halls provided glimpses of the tools that modern marketers are utilizing to succeed in today’s mobile world.</em>
</p>
<!--HubSpot Call-to-Action Code --><span class="hs-cta-wrapper" id="hs-cta-wrapper-28d99608-64b2-4fd4-98c2-3cb7dd6d3060"><span class="hs-cta-node hs-cta-28d99608-64b2-4fd4-98c2-3cb7dd6d3060" id="hs-cta-28d99608-64b2-4fd4-98c2-3cb7dd6d3060"><!--[if lte IE 8]><div id="hs-cta-ie-element"></div><![endif]--><a href="https://cta-redirect.hubspot.com/cta/redirect/2714195/28d99608-64b2-4fd4-98c2-3cb7dd6d3060" ><img class="hs-cta-img" id="hs-cta-img-28d99608-64b2-4fd4-98c2-3cb7dd6d3060" style="border-width:0px;" src="https://no-cache.hubspot.com/cta/default/2714195/28d99608-64b2-4fd4-98c2-3cb7dd6d3060.png"  alt="Drive 2-3X More Brand Engagement with Mobile Advertising: Contact an InMobi  Mobile Video Expert"/></a></span><script charset="utf-8" src="https://js.hscta.net/cta/current.js"></script><script type="text/javascript"> hbspt.cta.load(2714195, '28d99608-64b2-4fd4-98c2-3cb7dd6d3060', {}); </script></span><!-- end HubSpot Call-to-Action Code -->
<p>
	<em><br>
	</em>
</p>
<hr>
<p style="text-align:center;">
</p>
<iframe width="560" height="315" src="https://www.youtube.com/embed/hfPlF767qNc?rel=0" frameborder="0" allowfullscreen="">
</iframe>
<p>
				InMobi was proud to be the premier sponsor of this year's IAB Mobile Symposium. Amongst those who attended included leading agency holding groups, DSP partners and leaders from the mobile app marketing space. The intention was to discuss the latest trends in mobile and engage in a frank discussion on the path forward in mobile.
</p>
<p>
				InMobi kicked off the first town hall of the day moderated by Anne Frisbie, Senior Vice President, Global Brand and Programmatic at InMobi and Chris Kuist, Senior Vice President of Research and Impact at IAB.
</p>
<p>
				InMobi’s Anne Frisbie delivered an insightful speech about the need to improve industry standards. She also spoke about the increased popularity of video-based ads on mobile, and InMobi's approach to "Doing Mobile Video Right" so as to provide a superior experience to consumers. This strategy underlined the need to provide complete transparency in the buying process, through programmatic buying, with 3rd party verification at an impression level.
</p>
<p>
				Anne also talked about the importance of brands to align with the right technology stack deliberately built for connected devices, to ensure the consumer video experience is buffer free and that there is no trade-off between viewability and media effectiveness. She then elaborated on how to measure mobile brand safety metrics such as AVOC (Audible and Visible on Completion) and IVT (Invalid Traffic) as well as new benchmarks in the market such as the Moat Video Score.
</p>
<p>
				During this open town hall conversation, Anne addressed some of the concerns brought up by the audience regarding measurement of their cross-platform buys. Source of such concerns stemmed from not being able to gain clear data signals around in-app campaigns using browser-based VPAID technology. These limitations had resulted in the buyers deciding to eliminate mobile apps from their buy, due to a lack of independent in-app viewability measurement metrics.
</p>
<p>
				Anne went into great detail on how InMobi was focusing on a VAST-based solution to provide a buffer-free video experience for consumers. The VAST based solution would enable InMobi to provide an interactive experience to users without suffering a drop in completion rates. InMobi's innovative mobile video ad solution could also be verified independently by IAS and Moat as well as traded programmatically, across platforms such as Adobe and The Trade Desk.
</p>
<p>
				All attendees were given gifts of clip-on fisheye lenses to take incredible wide-angle smartphone photos to highlight InMobi’s industry leading in-app viewability suite with IAS and Moat.
</p>
<p style="text-align:center;">
</p>
<iframe width="560" height="315" src="https://www.youtube.com/embed/F8nbR3ZEngs?rel=0" frameborder="0" allowfullscreen="">
</iframe>
<p>
				The InMobi team had a great time talking to attendees and managed to get some great photos from behind the scenes. Multiple agency buyers joined the InMobi team after the session to discuss how they could improve their in-app video metrics, as in-app video buying is becoming a larger part of their overall marketing mix. Industry feedback from the approach adopted by InMobi was in agreement that VAST technology is the optimal buffer free experience for consumers on connected devices.
</p>
<p>
				There is now starting to be industry alignment that VAST technology can not only provide the best consumer experience but also provide an optimal measurement platform for brands to maximize their media effectiveness, without a trade off in interactivity and in-app viewability.
</p>]]></description>
      <dc:subject><![CDATA[Advertising, Events, English (EN): inmobi.com,]]></dc:subject>
      
      <dc:creator><![CDATA[ Joel Kirk,  Marketing Manager, North America  ]]></dc:creator>
      
      <dc:date>2017-06-28T05:46:00+00:00</dc:date>
    </item>
  
    <item>
      <title><![CDATA[Event Diary: K-Start 2017 - Let the Games Begin!]]></title>
      <link>https://www.inmobi.com/blog/2017/06/19/event-diary-k-start-2017-let-the-games-begin/</link>
      <guid>https://www.inmobi.com/blog/2017/06/19/event-diary-k-start-2017-let-the-games-begin/</guid>
      <description><![CDATA[<hr />
<p><em>InMobi regularly participates in and contributes to a series of events, meetups, webinars, sharing best practices with partners and thought leaders, across the globe. In this edition of the InMobi Event Diary, we are looking at the highlights and developments from &ldquo;K-Start: Let the Games Begin&rdquo; an event organized by Kalaari Capital in Bangalore, India.</em></p>

<hr />
<p>In this edition of the InMobi event diary, we cover our presence at the Kalaari Capital-hosted event &ldquo;K-Start: Let the Games Begin.&rdquo; As playground for a discussion on the disruption in mobile gaming and where the Indian gaming industry is headed, the event aimed to provide indie game developers and startups access to workshops, networking sessions and guest lectures.</p>

<p>The Indian gaming ecosystem is likely to become the 3rd largest app economy riding on increased penetration of smartphones, reliable and fast internet connectivity, as well as enablement of micropayments. With over 250 startups in the indie gaming realm, there is headroom for disruption and enormous growth.</p>

<p><strong>Mobile Monetization: Keep The $$ Flowing</strong></p>

<p>Navin Madhavan, Head - Business Development and Strategic Partnerships, India at InMobi was the designated moderator for the first panel of the day on mobile monetization. The panelists included Manish Agarwal from Nazara Technologies, Rohit Bhat from 99 Games and Vaibhav Gupta from Octro Inc. The panel talked about the trends that are shaping mobile gaming in India.</p>

<p><img src="https://www.inmobi.com/ui/uploads/blog/Navin_-_Kstart.png" style="width: 564px; height: 380px;" /></p>

<ul>
	<li><strong><em>Jio and demonetization are catalyzing gaming adoption in India</em></strong><br />
	The panelists commented on the changing psyche and habits of Indian gaming consumers. Indian consumers are not only discovering and engaging with a large number of gaming apps but are also becoming comfortable with the idea of in-app purchases. This has been catalyzed by the growing internet penetration with Reliance Jio&rsquo;s launch and the government&rsquo;s demonetization initiative.</li>
</ul>

<ul>
	<li><strong><em>Being consumer-first is the answer to your monetization model</em></strong><br />
	There is a false perception that Indian consumers cannot be monetized in the gaming ecosystem. Game developers should understand what best suits the game and its audiences when building a monetization strategy - be it paid, freemium, IAP or ads. Additionally, if monetizing through ads, game developers should delve deep into user behavior when implementing ad placements.</li>
</ul>

<ul>
	<li><strong><em>Rewarded Videos: Powerful for acquiring or retaining users</em></strong><br />
	The panel delved into the impact of rewarded video as a user acquisition and retention mechanism. With a user opt-in, rewarded videos drive high-intent installs as users are incentivized for the video view and not the install, simultaneously boosting user retention with in-app rewards.</li>
</ul>

<p><strong>Marketing to Mobile Gaming Audiences</strong></p>

<p>Speaking on the &ldquo;Evolving mobile marketing trends in the gaming industry,&rdquo; Vasuta Agarwal, VP &amp; GM, India shared a few tips on mastering paid user acquisition.</p>

<p><img src="https://www.inmobi.com/ui/uploads/blog/Vasuta_-_Kstart.png" style="width: 605px; height: 443px;" /></p>

<ul>
	<li><strong><em>Building your marketing strategy</em></strong><br />
	When it comes to paid user acquisition, game developers should build their marketing strategy to cater to the different phases of launch, scaling and user retention (Download the <a href="https://www.inmobi.com/apponomics" target="_blank">InMobi Apponomics</a> to know more about building your marketing strategy for these stages). Closely optimizing on targeting, creative and tracking and attribution are mandates for driving successful marketing campaigns.</li>
</ul>

<ul>
	<li><strong><em>Riding the videowave for user acquisition</em></strong><br />
	Video ad spend is growing exponentially and is undoubtedly a must for acquiring high-quality users. Game developers should especially leverage rewarded video and consider building mobile-first, vertical videos for maximizing conversions. (Read more about <a href="https://www.inmobi.com/blog/2016/09/06/mobile-video-ads-what-do-they-mean-for-performance-advertisers" target="_blank">what video ads mean for performance advertisers</a>).</li>
</ul>

<ul>
	<li><strong><em>Analyzing metrics with tracking and attribution</em></strong><br />
	The bedrock of a successful marketing campaign on mobile is data. Tracking and attribution help not only analyze the success of a campaign but also provides insights into user behavior by capturing valuable in-app events such as leveling up. <a href="https://www.inmobi.com/blog/2016/08/24/view-through-attribution-shifting-gears-in-performance-marketing" target="_blank">View-through attribution</a> is a must for marketers looking to invest in video ads.</li>
</ul>

<p>InMobi was also invited to a set of roundtable mentoring sessions at the event. Rajesh Pantina and Richard Barretto from InMobi guided indie developers on various aspects of mobile marketing and monetization to wrap up the day.</p>]]></description>
      <dc:subject><![CDATA[Advertising, Events, English (EN): inmobi.com,]]></dc:subject>
      
      <dc:creator><![CDATA[ Rajesh Pantina,  Head of Marketing, Asia Pacific  ]]></dc:creator>
      
      <dc:date>2017-06-20T05:46:00+00:00</dc:date>
    </item>
  
    <item>
      <title><![CDATA[Case Study: Trainman Grows Revenues by 2x Leveraging InMobi's Monetization Platform]]></title>
      <link>https://www.inmobi.com/blog/2017/06/15/trainman-grows-revenues-by-2x-leveraging-inmobis-monetization-platform/</link>
      <guid>https://www.inmobi.com/blog/2017/06/15/trainman-grows-revenues-by-2x-leveraging-inmobis-monetization-platform/</guid>
      <description><![CDATA[<p>
	Available in 7 Indian languages namely Hindi, Marathi, Kannada, Tamil, Telugu, Bengali and Gujarati, Trainman is the highest rated train app for Indian Railways. Trainman is the fastest app for PNR status prediction and a one-stop shop for all information and intelligence about Indian Railways. Having reached a million installs, Trainman turned to InMobi to address their biggest challenge - monetization. InMobi worked closely with Trainman to understand the app flow and user experience and chalk out a monetization strategy.</p><p style="text-align:center;">
	</p><iframe src="//www.slideshare.net/slideshow/embed_code/key/bS1yWRij6Vh67I" width="668" height="714" frameborder="0" marginwidth="0" marginheight="0" scrolling="no" style="border:1px solid #CCC; border-width:1px; margin-bottom:5px; max-width: 100%;" allowfullscreen="">
	</iframe><p class="button" style="color: #fff; text-align: center; font-size: 24px; line-height: 24px; margin-top: 20px;">
	<a href="http://www.resources.inmobi.net/hubfs/Brand/PDFs/Trainman%20Case%20Study.pdf" style="background: #118acb; padding: 12px 30px; border-radius: 5px; margin-bottom: 30px;text-decoration:none;color:#ffffff;" target="_blank">Download Case Study</a></p>]]></description>
      <dc:subject><![CDATA[Acquiring New Users, Advertising, In-App Monetization, Success Stories, English (EN): inmobi.com,]]></dc:subject>
      
      <dc:creator><![CDATA[ Team InMobi  ]]></dc:creator>
      
      <dc:date>2017-06-15T08:58:00+00:00</dc:date>
    </item>
  
    <item>
      <title><![CDATA[Event Diary - InMobi Video Soiree NYC 2017]]></title>
      <link>https://www.inmobi.com/blog/2017/06/07/event-diary-inmobi-video-soiree-nyc-2017/</link>
      <guid>https://www.inmobi.com/blog/2017/06/07/event-diary-inmobi-video-soiree-nyc-2017/</guid>
      <description><![CDATA[<p>
	<em>InMobi regularly participates in and contributes to a series of events, meetups, webinars, sharing best practices with partners and thought leaders, across the globe. In this edition of the InMobi Event Diary, we are looking at the highlights and developments from InMobi’s inaugural video soiree with Moat, an event series organized by InMobi where industry leaders come together to learn about the hottest issues in mobile and enjoy networking opportunities over customized craft cocktails at Apotheke in New York.</em>
</p>
<!--HubSpot Call-to-Action Code --><span class="hs-cta-wrapper" id="hs-cta-wrapper-28d99608-64b2-4fd4-98c2-3cb7dd6d3060"><span class="hs-cta-node hs-cta-28d99608-64b2-4fd4-98c2-3cb7dd6d3060" id="hs-cta-28d99608-64b2-4fd4-98c2-3cb7dd6d3060"><!--[if lte IE 8]><div id="hs-cta-ie-element"></div><![endif]--><a href="https://cta-redirect.hubspot.com/cta/redirect/2714195/28d99608-64b2-4fd4-98c2-3cb7dd6d3060" ><img class="hs-cta-img" id="hs-cta-img-28d99608-64b2-4fd4-98c2-3cb7dd6d3060" style="border-width:0px;" src="https://no-cache.hubspot.com/cta/default/2714195/28d99608-64b2-4fd4-98c2-3cb7dd6d3060.png"  alt="Drive 2-3X More Brand Engagement with Mobile Advertising: Contact an InMobi  Mobile Video Expert"/></a></span><script charset="utf-8" src="https://js.hscta.net/cta/current.js"></script><script type="text/javascript"> hbspt.cta.load(2714195, '28d99608-64b2-4fd4-98c2-3cb7dd6d3060', {}); </script></span><!-- end HubSpot Call-to-Action Code -->
<hr>
<p>
	InMobi proudly kicked off its Video Soiree event series with Moat as the first official partner of this year’s New York event on May 10th, 2017. Amongst those who attended included leading agency holding groups, DSP partners and leaders in the mobile app marketing space, to discuss the latest trends and metrics in mobile viewability today.
</p>
<p style="text-align: center;">
	<iframe width="560" height="315" src="https://www.youtube.com/embed/13C_iKD2XUE" frameborder="0" allowfullscreen="">
	</iframe>
</p>
<p>
	We were excited to hear from Moat’s Aaron Lombardi in regards to quality mobile metrics which marketers need to consider while evaluating their mobile ad spend.These parameters such as In-view time, AVOC- Audible and visible on completion, IVT- invalid traffic, video quality now constitute a new standard in industry measurement called the Moat Video score.
</p>
<p>
	InMobi’s Anne Frisbie delivered an insightful speech addressing the need to improve industry standards and highlighting InMobi's approach to Doing Mobile Video Right. Anne talked about the importance of brands to align with the right technology stack purposely built for connected devices, to ensure the consumer video experience is buffer free and that there is no trade-off between viewability and media effectiveness.
</p>
<p>
	A projector showcased a customized vertical video for the audience, which was projected off a mobile device itself. This video showcased InMobi’s approach to Doing Mobile Video Right, especially its focus on building the best consumer experience while ensuring that viewability, interactivity and overall media effectiveness are top of the line. The video introduced Moat’s new metrics which comprise the Moat video score. It also showcased our co-marketing approach with Moat, demonstrating how this partnership has allowed InMobi to have a Moat video score of 2x the industry average.
</p>
<p style="text-align: center;">
</p>
<iframe width="560" height="315" src="https://www.youtube.com/embed/4Db9Zo01CK0" frameborder="0" allowfullscreen="">
</iframe>
<p>
	The InMobi team had a blast talking to attendees and managed to snap some great photos in front of our step and repeat sign with many customers and our partner Moat. Most people who came along were interested in in-app video metrics, as in-app video buying is becoming a larger part of the overall marketing mix. They displayed a great deal of interest in how viewability and verification work across connected devices.
</p>]]></description>
      <dc:subject><![CDATA[Advertising, Events, English (EN): inmobi.com,]]></dc:subject>
      
      <dc:creator><![CDATA[ Joel Kirk,  Marketing Manager, North America  ]]></dc:creator>
      
      <dc:date>2017-06-07T05:41:00+00:00</dc:date>
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    <item>
      <title><![CDATA[Event Diary - MAU Vegas 2017]]></title>
      <link>https://www.inmobi.com/blog/2017/05/17/event-diary-mau-vegas-2017/</link>
      <guid>https://www.inmobi.com/blog/2017/05/17/event-diary-mau-vegas-2017/</guid>
      <description><![CDATA[<p><em>InMobi regularly participates in and contributes to a series of events, meetups, webinars, sharing best practices with partners and thought leaders, across the globe. In this edition of the InMobi Event Diary, we are looking at the highlights and developments from MAU Vegas 2017, an event organized by Grow.co where over 1,000 leaders from top mobile brands gathered for two full days of learning and networking at the Hard Rock Hotel &amp; Casino in Las Vegas.</em></p>

<hr />
<p>InMobi was proud to be an official partner of this year&rsquo;s <a href="http://mau.grow.co/" target="_blank">MAU Vegas</a> event, organized by <a href="http://grow.co/" target="_blank">Grow.co</a>, joining many of the world&rsquo;s top minds in the mobile app marketing space to discuss the latest trends and technologies in the market today.</p>

<p>The InMobi team had a blast talking to various attendees at our InMobi booth during the Meet &amp; Greet Happy Hour event on Day One of the two-day conference, including many existing customers and partners. Most people who came to the booth were curious to hear more about <strong>InMobi&rsquo;s User Acquisition and Remarketing solutions for performance advertising</strong> and also our solutions for publishers to monetize their app with the suite of <strong>InMobi Video Ads</strong>. However, ALL the people who visited the booth seemed interested in entering for a chance to win a free Nintendo Switch!</p>

<p>The evening of the second and final day of the conference, InMobi co-sponsored the MAU Vegas 2017 Official After-Party to support <a href="https://womeninwireless.org/" target="_blank">Women in Wireless</a>, a non-profit organization dedicated to helping connect, inspire and empower female leaders in the mobile and digital space with over 12,000 members in 10 chapters across the world. The party was a wonderful opportunity for conference attendees to get together and unwind after an intense couple of days of conference learnings and networking.</p>

<p><img src="https://resources.inmobi.com/l/74462/2017-05-17/7w8xrz/74462/123535/MAU_Vegas_2017.JPG" style="max-width: 450px; margin: 0 auto; display: inherit;" /></p>

<p>While MAU Vegas 2017 was certainly a great opportunity to network and connect with fellow members of the mobile growth industry, it is first and foremost an educational forum where the top minds in the mobile app marketing space discussed the top trends, technologies and best practices surrounding user acquisition, retention/engagement through remarketing and methods to effectively monetize app users.</p>

<p>Here are three key themes discussed during the conference:</p>

<p><strong>1. App Install &ne; Customer: The Importance of Remarketing</strong></p>

<p>Throughout the two-day conference, a clear theme emerged that user acquisition is only half the battle to any mobile growth strategy. What good is paying for countless new installs when over 75% of users never use an app again after 72 hours of downloading? If your user hasn&rsquo;t been to your app in over two weeks, how can you reactivate these lapsed users and bring them back? The answer is remarketing.</p>

<p>Remarketing technology has come quite a long way in the recent years. What started as something very desktop oriented and cookie-dependant, using only static ads creatives and vendor-controlled attribution has now greatly evolved for the current mobile-first landscape. Today, app marketers can retarget on mobile using technology equal to, and even exceeding, what is available on the desktop. Remarketing campaigns today can utilize the latest technologies such as serving dynamic ad creatives, support for deep linking, cross-device targeting and integration with a variety of attribution partners.</p>

<p>Combined with user acquisition, remarketing is a crucial component to any mobile strategy to acquire, convert and retain those hard-earned users.</p>

<p><strong>2. A/B Testing is Key</strong></p>

<p>Something that was discussed again and again throughout the conference during a wide variety of session topics, is that marketers need to always be A/B testing. This applies to almost everything in the mobile app world including testing minor changes made to an app for impact on user experience as well as testing ad creatives and strategies for effectiveness. In regards to A/B testing mobile performance campaigns, some things which should be tested include conversion rates, conversion velocity, average order value, and lifetime value (LTV).</p>

<p>During the panel titled, &ldquo;Grow and Engage Your Active Users Through Precise Audience Targeting,&rdquo; Christian Gladwell, President of Client Services at MachineZone discussed how his company is constantly testing ad creatives. He broke it down further in that 90% of their campaigns are testing new creatives while only 10% of campaigns are using pre-existing tried and true creatives. By building a strategy around constant A/B testing, MachineZone has found that simple changes can have a profound and positive impact on conversion.</p>

<p><strong>3. It&rsquo;s time to think beyond Facebook and Google.</strong></p>

<p>The quality and scale of users from Facebook and Google are strong, but extremely expensive. At the current price of Facebook and Google installs, performance growth marketers struggle to meet their LTV needs. Mobile marketers are now turning to alternative ad networks and new media sources to achieve similar high quality installs at more reasonable pricing than these two giants are currently offering.</p>]]></description>
      <dc:subject><![CDATA[Advertising, Events, English (EN): inmobi.com,]]></dc:subject>
      
      <dc:creator><![CDATA[ JR Cordray,  Marketing Manager, North America  ]]></dc:creator>
      
      <dc:date>2017-05-17T04:27:00+00:00</dc:date>
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      <title><![CDATA[Case Study: Youzu Acquires High Quality Gamers With InMobi's Video Solutions In China]]></title>
      <link>https://www.inmobi.com/blog/2017/05/10/case-study-youzu-acquires-high-quality-gamers-with-inmobis-video-solutions/</link>
      <guid>https://www.inmobi.com/blog/2017/05/10/case-study-youzu-acquires-high-quality-gamers-with-inmobis-video-solutions/</guid>
      <description><![CDATA[<p>	Established in 2009 Youzu Interactive is a global entertainment company with blockbuster games such as League of Angels, Youth of Three Kingdoms and Furious Wings. Youzu Interactive Co. Ltd. partnered with InMobi, the largest independent ad network in China, to acquire quality gamers for ‘Youth of Three Kingdoms ’ at scale.</p><iframe src="//www.slideshare.net/slideshow/embed_code/key/IUK8INgIHdQlUu" width="668" height="714" frameborder="0" marginwidth="0" marginheight="0" scrolling="no" style="border:1px solid #CCC; border-width:1px; margin-bottom:5px; max-width: 100%;" allowfullscreen=""> </iframe><p style="margin-bottom:5px"><strong></strong></p><p class="button" style="color: #fff; text-align: center; font-size: 24px; line-height: 24px; margin-top: 20px;">	<a href="http://resources.inmobi.com/l/74462/2017-05-10/7t7y3l/74462/122875/Youzu_Case_Study.pdf" style="background: #118acb; padding: 12px 30px; border-radius: 5px; margin-bottom: 30px;text-decoration:none;color:#ffffff;" target="_blank">Download Case Study</a></p>]]></description>
      <dc:subject><![CDATA[In-App Monetization, Product and Technology, Success Stories, English (EN): inmobi.com,]]></dc:subject>
      
      <dc:creator><![CDATA[ Team InMobi  ]]></dc:creator>
      
      <dc:date>2017-05-10T08:45:00+00:00</dc:date>
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      <title><![CDATA[Case Study: LYKE Partners With InMobi To Expand Its Footprint In South-East Asia]]></title>
      <link>https://www.inmobi.com/blog/2017/04/26/lyke-partners-with-inmobi-to-expand-its-footprint-in-south-east-asia/</link>
      <guid>https://www.inmobi.com/blog/2017/04/26/lyke-partners-with-inmobi-to-expand-its-footprint-in-south-east-asia/</guid>
      <description><![CDATA[<p>
	LYKE is a great new fashion app for people to discover and shop for the latest trends and styles - combining 100,000’s of products from a huge array of the most popular e-commerce stores in Indonesia. Aiming to become the preferred fashion app among female shopping enthusiasts, LYKE partnered with InMobi to acquire high-quality users across Indonesia.</p><iframe src="//www.slideshare.net/slideshow/embed_code/key/uahSTdMNDCBJUt" width="668" height="714" frameborder="0" marginwidth="0" marginheight="0" scrolling="no" style="border:1px solid #CCC; border-width:1px; margin-bottom:5px; max-width: 100%;" allowfullscreen="">
</iframe><p class="button" style="color: #fff; text-align: center; font-size: 24px; line-height: 24px; margin-top: 20px;">
	<a href="http://resources.inmobi.com/l/74462/2017-04-26/7qktxq/74462/121845/Lyke_Case_Study.pdf" style="background: #118acb; padding: 12px 30px; border-radius: 5px; margin-bottom: 30px;text-decoration:none;color:#ffffff;" target="_blank">Download Case Study</a></p>]]></description>
      <dc:subject><![CDATA[Advertising, Success Stories, English (EN): inmobi.com,]]></dc:subject>
      
      <dc:creator><![CDATA[ Team InMobi  ]]></dc:creator>
      
      <dc:date>2017-04-26T14:04:00+00:00</dc:date>
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    <item>
      <title><![CDATA[ Case Study: OLX India Leverages InMobi To Acquire High-Quality Users At 50% Lower Costs]]></title>
      <link>https://www.inmobi.com/blog/2017/04/19/olx-india-leverages-inmobi-to-acquire-high-quality-users-at-50-lower-costs/</link>
      <guid>https://www.inmobi.com/blog/2017/04/19/olx-india-leverages-inmobi-to-acquire-high-quality-users-at-50-lower-costs/</guid>
      <description><![CDATA[<p>
	As one of the largest online classifieds marketplace in India, OLX provides local communities in high-growth markets with vibrant online marketplaces: OLX connects local people to buy, sell or exchange used goods and services by making it fast and easy for anyone to post a listing through their mobile phone or on the web.</p><p>
	Deciding to aggressively double down on acquiring quality users and to grow its engaged user base in India, here is how OLX leveraged InMobi to acquire and activate high-quality users.</p><iframe src="https://www.slideshare.net/slideshow/embed_code/key/Hu8wUgE7s0epWx" width="700" height="714" align="center" frameborder="0" marginwidth="0" marginheight="0" scrolling="no" style="border:1px solid #CCC; border-width:1px; margin-bottom:5px; max-width: 100%;" allowfullscreen="1">
</iframe><p class="button" style="color: #fff; text-align: center; font-size: 24px; line-height: 24px; margin-top: 20px;">
	<a href="http://resources.inmobi.com/l/74462/2017-04-18/7nmkb6/74462/121129/OLX_case_study.pdf" style="background: #118acb; padding: 12px 30px; border-radius: 5px; margin-bottom: 30px;text-decoration:none;color:#ffffff;" target="_blank">Download Case Study</a></p>]]></description>
      <dc:subject><![CDATA[Advertising, Success Stories, English (EN): inmobi.com,]]></dc:subject>
      
      <dc:creator><![CDATA[ Team InMobi  ]]></dc:creator>
      
      <dc:date>2017-04-18T13:46:00+00:00</dc:date>
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    <item>
      <title><![CDATA[Event Diary: Primetime Spots on Primary Screens]]></title>
      <link>https://www.inmobi.com/blog/2017/04/17/event-diary-primetime-spots-on-primary-screens/</link>
      <guid>https://www.inmobi.com/blog/2017/04/17/event-diary-primetime-spots-on-primary-screens/</guid>
      <description><![CDATA[<p><em>InMobi regularly participates in and contributes to a series of events, meetups, webinars, sharing best practices with partners and thought leaders, across the globe. In this edition of the InMobi Event Diary, we are looking at the highlights and developments from “Primetime Sports on Primary Screens”, an event organized by WPP Stream Indonesia.</em></p><hr><br><p>WPP, Stream Indonesia, is one of the world's leading technology conferences that brings together 200 leaders to discuss and debate what sets Indonesia apart, why the conditions are so attractive for brand-building, and what the future holds for one of the world’s most rapidly advancing economies.</p><p>InMobi’s Indonesia team had the opportunity to share our findings on mobile becoming a primary screen of choice, the rise of mobile video advertising, and best practices for creating mobile-first video ads. Here were the 4 key takeaways from the discussion:</p><p><strong>1. TV is slowly becoming obsolete</strong></p><p>The rise of video streaming players such as Netflix and Hotstar is changing the way people, especially millennials, are consuming video content. By empowering users to consume content on their own time in their own way, video streaming is slowly making TV redundant.</p><p><strong>2. Mobile is becoming the new TV</strong></p><p>In Indonesia, one of the top 5 uses of smartphones is watching videos. Additionally, online video streaming, mainly accessed by millennials, contributes the biggest portion of mobile data usage.</p><p>It is clear mobile devices are fast becoming the first screens of choice for millennials - mobile’s always-on capability coupled with its ability to provide an immersive experience, truly makes it a millennial’s best friend. The portability of mobile, access to 4G & falling data prices are also making mobile a powerful medium of consumption.</p><p><strong>3. Think beyond gaming for mobile advertising</strong></p><p>Publishers across categories such as entertainment, social, retail are adopting video advertising as it provides a huge opportunity to improve engagement, unlock scale and drive conversion. With streaming content grabbing the most eyeballs, video ads blend seamlessly with the content giving users a consistent user experience.</p><p><strong>4. Mobile-first videos are the way to go</strong></p><p>Tailoring video content for mobile is key to fully leveraging the mobile video ad platform. Making your mobile video ad interactive, short and most importantly mobile-first is the way to capture the attention of your mobile obsessed millennial audience</p>]]></description>
      <dc:subject><![CDATA[Advertising, Events, English (EN): inmobi.com,]]></dc:subject>
      
      <dc:creator><![CDATA[ Team InMobi  ]]></dc:creator>
      
      <dc:date>2017-04-13T12:57:00+00:00</dc:date>
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      <title><![CDATA[Red Rock Apps Drives End-to-End Performance With InMobi in North America]]></title>
      <link>https://www.inmobi.com/blog/2017/04/07/red-rock-apps-drives-end-to-end-performance-with-inmobi-in-north-america/</link>
      <guid>https://www.inmobi.com/blog/2017/04/07/red-rock-apps-drives-end-to-end-performance-with-inmobi-in-north-america/</guid>
      <description><![CDATA[<p>Founded in the beginning of 2013, Red Rock Apps is a young emerging company engaged in developing and releasing mobile health and fitness applications. In this case study, we see how Red Rock Apps intended to grow a base of highly engaged, active users with key focus on female fitness enthusiasts for its app &ndash; &ldquo;Running for Weight Loss,&rdquo; the only running app designed for weight loss. Red Rock Apps partnered with InMobi to acquire, engage and retain high-quality users in North America.</p>

<p style="text-align:center;"><img alt="Red Rock Apps" src="https://resources.inmobi.com/l/74462/2017-04-07/7lm6yg/74462/120471/red_rock_apps.jpg" style="max-width:600px;" /></p>

<p class="button" style="color: #fff; text-align: center; font-size: 24px; line-height: 24px; margin-top: 20px;"><a href="http://resources.inmobi.com/l/74462/2017-04-07/7lm6yj/74462/120473/Red_Rock_Apps_Case_Study.pdf" style="background: #118acb; padding: 12px 30px; border-radius: 5px; margin-bottom: 30px;text-decoration:none;color:#ffffff;" target="_blank">Download Case Study</a></p>]]></description>
      <dc:subject><![CDATA[Advertising, Success Stories, English (EN): inmobi.com,]]></dc:subject>
      
      <dc:creator><![CDATA[ Team InMobi  ]]></dc:creator>
      
      <dc:date>2017-04-07T11:24:00+00:00</dc:date>
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    <item>
      <title><![CDATA[Event Diary: How to make it big as a game developer in India ]]></title>
      <link>https://www.inmobi.com/blog/2017/04/03/event-diary-how-to-make-it-big-as-a-game-developer-in-india/</link>
      <guid>https://www.inmobi.com/blog/2017/04/03/event-diary-how-to-make-it-big-as-a-game-developer-in-india/</guid>
      <description><![CDATA[<p>
	<em>InMobi regularly participates in and contributes to a series of events, meetups, webinars, sharing best practices with partners and thought leaders, across the globe. In this edition of the InMobi Event Diary, we are looking at the highlights and developments from an InMobi hosted webinar on “How to make it big as a game developer in India,” where we were joined by Nextwave Multimedia, India’s most awarded app developer.</em></p><hr>
<br>
<p>
	India has emerged as one of the top 5 mobile gaming markets in the world with gaming apps accounting for a major share of the app downloads across the country in 2016. Despite commanding a large user base of highly engrossed gamers, monetization still remains a challenge for game developers. But, with the right monetization strategy and an in-depth understanding of in-app advertising, gaming apps can grab a share of the ever growing pie of app publisher revenues in India.</p><p>
		In a fireside chat with P R Rajendran (Raj), CEO of Nextwave Multimedia, we discussed the major trends in Gaming App Monetization in 2017 and delved into:</p><ul>
	<li>Building the right monetization strategy</li>	<li>Unlocking revenues with Video and other in-app ad placements</li>	<li>Leveraging learnings from global game developers</li></ul><p>
		Hosting the session was Navin Madhavan, Head of Business Development and Strategic Partnerships in India.</p><p>
	<img src="http://www.inmobi.com/ui/uploads/blog/Nextwave_Webinar_1.png"></p><p>
		With a brief introduction of Nextwave Multimedia’s foray into mobile gaming and their journey to the top of the app store rankings with World Cricket Championship, Raj touched upon the key pillars for building a successful game. Cutting across individual aspects of game development, user acquisition and metrics for success, Raj provided valuable insights into what can comprise a formula for success. “Developers should not be flustered by the number of gaming apps in the market or look to copy a successful game. Good games are differentiated and can swing audiences based on a unique user insight,” quipped Raj on the approach to building games.</p><p>
		InMobi’s monetization success stories with 
	<a href="http://inmobi.com/blog/2017/02/23/nextwave-multimedia-increases-revenues-by-2x" target="_blank">Nextwave Multimedia</a> and other global game developers addressed the various facets of monetization, including video’s rapid growth. “India is definitely going to have several successful games in the next one to two years and video is going to be the prime lever in their monetization strategy,” concluded Raj.</p><p>
		For more insights, watch the webinar video on 
	<a href="https://www.youtube.com/watch?v=95f1L8nQKps&t=706s" target="_blank"><strong>InMobi TV</strong></a> or access the detailed presentation on <a href="https://www.slideshare.net/inmobi/how-to-make-it-big-as-a-game-developer-in-india" target="_blank"><strong>InMobi Slideshare</strong></a>.</p>]]></description>
      <dc:subject><![CDATA[Events, In-App Monetization, English (EN): inmobi.com,]]></dc:subject>
      
      <dc:creator><![CDATA[ Team InMobi  ]]></dc:creator>
      
      <dc:date>2017-04-03T08:00:00+00:00</dc:date>
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    <item>
      <title><![CDATA[Event Diary: Winning the Mobile Moments]]></title>
      <link>https://www.inmobi.com/blog/2017/03/24/event-diary-winning-the-mobile-moments/</link>
      <guid>https://www.inmobi.com/blog/2017/03/24/event-diary-winning-the-mobile-moments/</guid>
      <description><![CDATA[<p><em>InMobi regularly participates in and contributes to a series of events, meetups, webinars, sharing best practices with partners and thought leaders, across the globe. In this edition of the InMobi Event Diary, we are looking at the highlights and developments from &ldquo;Winning the Mobile Moments,&rdquo; an event organized by TUNE on the eve of ad:tech in New Delhi, India.</em></p>

<hr />
<p>Ad:Tech is undoubtedly amongst the biggest events that the Indian advertising ecosystem looks forward to every year. On the eve of ad:tech, <a href="https://tune.com">TUNE</a>, a leading mobile tracking and measurement platform, organized an interesting evening, titled Winning the Mobile Moments. The evening brought together the best in the mobile industry in India to share insights on leveraging data and to highlight the latest trends for winning every mobile moment.</p>

<p style="text-align:center;"><img src="https://www.inmobi.com/ui/uploads/blog//WTMM_Vasuta_2.jpg" style="max-width: 500px; width: 960px; height: 640px;" /></p>

<p>Vasuta Agarwal from InMobi joined a few other esteemed panelists - Arun Jayaraman from BigBasket, Daman Soni from Mobikwik, Sarchana from Wadi and Anant Patel from MakeMyTrip - to discuss and debate on &lsquo;How to be mobile best.&rsquo; Below are the 3 big talking points from the panel discussion:</p>

<p><strong>Understanding mobile moments</strong></p>

<p>Mobile is an integral part of people&rsquo;s daily lives and is creating various opportunities for businesses to engage their users with mobile moments. A mobile moment can be defined as delivering the right product/ service when the user needs it the most. For instance, frequent travellers can be prompted with a cab booking offer right when they step out of the airport. And, grocery shoppers can be reminded of their emptying kitchen cabinets based on their purchase frequency &amp; history. Advertisers should look to understand and seize these mobile moments.</p>

<p><strong>Creating a Mobile Winning Strategy</strong></p>

<p>Creating a mobile winning strategy comprises 3 important aspects - targeting the right audience, showcasing impactful creatives, and tracking engagement across the user funnel and measuring vital metrics beyond installs such as cost per quality user. Advertisers, today, are delving deep into designing, optimizing and investing in creatives for the mobile medium.</p>

<p><strong>Focusing on User Retention</strong></p>

<p>Re-engagement features as an important lever for online businesses in 2017. The goal for advertisers is to retain and maximize value from hard-earned users through retargeting for which they are engaging users with personalized offers. As users continue to discover, engage and transact on multiple devices, advertisers are keen to reach their valuable users across both mobile web and in-app.</p>

<p>The future of the online world in India will be driven by mobile. Advertisers, who capitalize on mobile moments by building the right mobile strategy and engaging their user base, will win the popular vote of millions of Indian mobile users.</p>]]></description>
      <dc:subject><![CDATA[Advertising, Events, English (EN): inmobi.com,]]></dc:subject>
      
      <dc:creator><![CDATA[ Team InMobi  ]]></dc:creator>
      
      <dc:date>2017-03-24T05:24:00+00:00</dc:date>
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      <title><![CDATA[Mastercard leverages InMobi’s Superior Targeting Capabilities to Drive Reach and User engagement]]></title>
      <link>https://www.inmobi.com/blog/2017/03/22/mastercard-leverages-inmobis-targeting-capabilities-for-reach-engagement/</link>
      <guid>https://www.inmobi.com/blog/2017/03/22/mastercard-leverages-inmobis-targeting-capabilities-for-reach-engagement/</guid>
      <description><![CDATA[<p>During the summer of 2016, consumers in India were gearing up for the upcoming holiday travel season. To encourage affluent Indian travelers to visit Singapore, Mastercard, collaborated with the Singapore Tourism Board to offer exclusive &ldquo;Mastercard offers&rdquo; on a range of experiences, including shopping, hotel bookings and restaurants, that could be redeemed upon arriving in Singapore.</p>

<p>Mastercard&rsquo;s challenge was to reach out to the right audience and effectively convey why Singapore was not only an exciting family destination but also how Mastercard could enrich their overall holiday experience!</p>

<p>With mobile devices fast becoming the first screens of choice for Indian users by virtue of their always-on&rsquo; capability, Mastercard wanted to use mobile as their primary marketing channel in order to instantly capture the attention of affluent Indian travelers and leverage the highly personalized environment offered by a mobile device.</p>

<p>Therefore, Mastercard decided to partner with InMobi, to leverage their superior audience technologies and personalized creative capabilities for mobile to drive Mastercard&rsquo;s key business objective. By utilizing InMobi&rsquo;s unique technological capabilities, Mastercard was certain that they would be able to ensure scale and deep user engagement.</p>

<p>A Sneak Peek into the Mastercard mobile creatives:</p>

<p><img src="https://www.inmobi.com/ui/uploads/blog/Mastercard_Creative_1.png" style="float: left; width: 317px; margin-right: 10%; margin-left: 10%; margin-bottom: 0.5em; max-width: 200px; height: 645px;" /> <img src="https://www.inmobi.com/ui/uploads/blog/Mastercard_Creative_2.png" style="float: left; width: 317px; margin-right: 10%; margin-bottom: 0.5em; max-width: 200px; height: 645px;" /></p>

<p style="clear: both;">Find out how InMobi enabled Mastercard to reach the right set of users and engage them with contextual ads powered by InMobi&rsquo;s rich data signals.</p>

<p class="button" style="color: #fff; text-align: center; font-size: 24px; line-height: 24px; margin-top: 20px;"><a href="http://resources.inmobi.com/l/74462/2017-03-22/7gr4z8/74462/119241/Final_Mastercard_Case_Study.pdf" style="background: #118acb; padding: 12px 30px; border-radius: 5px; margin-bottom: 30px;text-decoration:none;color:#ffffff;" target="_blank">Download Case Study</a></p>]]></description>
      <dc:subject><![CDATA[Advertising, Success Stories, English (EN): inmobi.com,]]></dc:subject>
      
      <dc:creator><![CDATA[ Team InMobi  ]]></dc:creator>
      
      <dc:date>2017-03-21T09:52:00+00:00</dc:date>
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      <title><![CDATA[Nextwave Multimedia Increases Revenues by 2X Partnering with InMobi for Global Monetization]]></title>
      <link>https://www.inmobi.com/blog/2017/02/23/nextwave-multimedia-increases-revenues-by-2x/</link>
      <guid>https://www.inmobi.com/blog/2017/02/23/nextwave-multimedia-increases-revenues-by-2x/</guid>
      <description><![CDATA[<p>With gaming apps driving a major share of the <a href="http://www.livemint.com/Consumer/IXEa9lR07ZAx7yROaRcarK/India-beats-US-in-2016-mobile-app-market-growth-sees-most-G.html" target="_blank">app downloads</a> across the country in 2016, India is among the <a href="https://yourstory.com/2016/12/2016-indian-gaming-industry/">top 5 mobile gaming markets</a> in the world. And yet, monetization remains a challenge for indie game developers. Game developers such as Nextwave Multimedia, however, have tackled this with a well thought out monetization strategy. With a clear objective to improve the game&#39;s monetization without compromising on the user experience, Nextwave Multimedia decided to partner with InMobi.</p>

<p><img src="https://www.inmobi.com/ui/uploads/blog/Nextwave_Case_Study.jpg" style="width: 650px; height: 1784px;" /></p>

<p><a href="http://resources.inmobi.com/l/74462/2017-02-23/78l7ss/74462/116721/Nextwave_Multimedia_case_study.pdf"><strong>Download the PDF</strong></a></p>

<p><strong>About InMobi</strong></p>

<p>InMobi enables consumers to discover new products and services by providing contextual and personalized ad experiences on mobile devices. Through its revolutionary advertising and discovery platform, app developers, merchants and brands can engage mobile consumers globally. Recognized by Fast Company as one amongst the Most Innovative Companies in the world for 2016, InMobi reaches over 1.5+ billion unique mobile devices worldwide.</p>

<p><strong>About Nextwave Multimedia</strong></p>

<p>With blockbuster app store games such as World Cricket Championship 2 (WCC2) and Beach cricket under its belt, Nextwave Multimedia is one of the largest app developers in India. Winner of the Nasscom Gaming Forum Awards&rsquo; &ldquo;People&rsquo;s Choice Game of the Year&rdquo; in 2015 for WCC2, Nextwave Multimedia develops games, digital content and digital creation tools.</p>]]></description>
      <dc:subject><![CDATA[Advertising, Success Stories, English (EN): inmobi.com,]]></dc:subject>
      
      <dc:creator><![CDATA[ Team InMobi  ]]></dc:creator>
      
      <dc:date>2017-02-23T09:21:00+00:00</dc:date>
    </item>
  
    <item>
      <title><![CDATA[Launching the InMobi Marketing Partner Program]]></title>
      <link>https://www.inmobi.com/blog/2017/02/16/launching-the-inmobi-marketing-partner-program/</link>
      <guid>https://www.inmobi.com/blog/2017/02/16/launching-the-inmobi-marketing-partner-program/</guid>
      <description><![CDATA[<p>
	Over the last 9 years, InMobi has been at the forefront of mobile advertising, building a strong technology platform that is well connected with app developers (a.k.a. publishers or owners of mobile inventory) and thus the end users. As a result, today, InMobi reaches over 1.5 Bn smartphone users every month globally.</p><p>
	<img src="https://lh5.googleusercontent.com/kntVdqRKJuhSFwR7WRYQLaYB8r71ZLSSRAqBwEqEdbYEG3bCT1n10VFA4RdjRR9C673fC0VxjVnsyfh020ra715hkxzk5w8dndEdy7-iwoJFq00PupXWJCtJt_1c85-1TGWMmllO" width="624" height="336" alt="Screen Shot 2017-02-14 at 6.26.52 PM.png"></p><p>
	<strong>Seize the moment</strong></p><p>
	Leveraging the true power of mobile advertising via precise targeting and interactive ad formats is of significant benefit to anyone trying to amplify their brand message or app installs amongst users. With a large percentage of our undivided attention on mobile devices, advertisers can no longer continue to ignore this medium. But what we do realise is that not all advertisers have tapped into the benefits that the device has to offer. Clearly, the opportunity to bring them on board the mobile revolution is huge and wide open.</p><p>
	<strong>Ride the mobile wave. Together.</strong></p><p>
	On this note, we would like to welcome marketing partners - who bring a high level of expertise and market knowledge - to work with us in our effort to grow the mobile advertising ecosystem across the globe.</p><p>
	If you are a digital marketing agency, marketing expert or a mobile ­solution provider who is looking for inventory to run some of your campaigns and acquire users OR seeking help to reach new users on various apps in a device (which contributes to 60% of the user mindshare in addition to the time spent on social media and search), then please feel free to sign up for the InMobi Marketing Partners program on our 
	<a href="http://inmobi.com/marketing-partners"><strong>website</strong></a>.</p><p>
	<strong>Be a mobile expert. Leap ahead.</strong></p><p>
	As a Marketing Partner, you will be trained on the best practices to secure additional budgets for your mobile advertising campaigns using targeting nuances, powerful InMobi dashboards, analytics and reporting systems. Of course, all this is in addition to the exponential growth in business and revenue that you stand to make by working with us.</p><p>
	Our unmatched global scale and proven experience in mobile advertising, combined with your market understanding are bound to result in a successful association!</p><p>
	Please join us as we try to grow the mobile advertising market and help brands scale their businesses via mobile.</p><p class="button" style="color: #fff; text-align: center; font-size: 24px; line-height: 24px; margin-top: 20px;">
	<a href="http://inmobi.com/marketing-partners/#register" style="background: #118acb; padding: 12px 30px; border-radius: 5px; margin-bottom: 30px;text-decoration:none;color:#ffffff;" target="_blank">Apply Now</a></p>]]></description>
      <dc:subject><![CDATA[Advertising, Announcements, English (EN): inmobi.com,]]></dc:subject>
      
      <dc:creator><![CDATA[ Team InMobi  ]]></dc:creator>
      
      <dc:date>2017-02-16T09:57:00+00:00</dc:date>
    </item>
  
    <item>
      <title><![CDATA[Top 2017 Mobile Advertising Trends in Indonesia ]]></title>
      <link>https://www.inmobi.com/blog/2017/02/16/top-2017-mobile-advertising-trends-in-indonesia/</link>
      <guid>https://www.inmobi.com/blog/2017/02/16/top-2017-mobile-advertising-trends-in-indonesia/</guid>
      <description><![CDATA[<p>
			2016 was an eventful year for mobile in Asia Pacific especially in Indonesia, as more consumers are deserting desktops for mobile devices. Right from socialising, banking, planning their travel, to purchasing groceries mobile has become ingrained in a consumer’s life.
</p>
<p>
			Mobile, in short, has become a catalyst for transformation in the way we live our lives.
</p>
<p>
			As mobile technology and innovation continue to drive the way forward, here are the key mobile marketing research insights of 2017 in Indonesia based on InMobi’s network data.
</p>
<iframe src="//www.slideshare.net/slideshow/embed_code/key/yx4CwdtsEBPdeJ" width="595" height="485" frameborder="0" marginwidth="0" marginheight="0" scrolling="no" style="border:1px solid #CCC; border-width:1px; margin-bottom:5px; max-width: 100%;" allowfullscreen="1">
</iframe>
<p class="button" style="color: #fff; text-align: center; font-size: 18px; line-height: 24px; margin-top: 20px;">
	<a href="http://resources.inmobi.com/l/74462/2017-02-15/77cwrn/74462/116005/Indonesia_Infogrpahic___2017.pdf" style="background: #118acb; padding: 12px 30px; border-radius: 5px; margin-bottom: 30px;text-decoration:none;color:#ffffff;" target="_blank">Download the Infographic</a><br>
</p>]]></description>
      <dc:subject><![CDATA[Advertising, Consumer Research, English (EN): inmobi.com,]]></dc:subject>
      
      <dc:creator><![CDATA[ Team InMobi  ]]></dc:creator>
      
      <dc:date>2017-02-15T08:57:00+00:00</dc:date>
    </item>
  
    <item>
      <title><![CDATA[A Retailer’s Guide To Creating The Perfect Love Story]]></title>
      <link>https://www.inmobi.com/blog/2017/02/10/a-retailers-guide-to-creating-the-perfect-love-story/</link>
      <guid>https://www.inmobi.com/blog/2017/02/10/a-retailers-guide-to-creating-the-perfect-love-story/</guid>
      <description><![CDATA[<p><img src="https://www.inmobi.com/ui/uploads/blog/infographic.jpg"></p><p><a href="http://resources.inmobi.com/l/74462/2017-02-10/76yzyv/74462/115533/Valentines_Day_2017___Infographic.pdf" target="_blank"><strong>Click here</strong></a><strong> to download the infographic</strong> </p>]]></description>
      <dc:subject><![CDATA[Advertising, English (EN): inmobi.com,]]></dc:subject>
      
      <dc:creator><![CDATA[ Team InMobi  ]]></dc:creator>
      
      <dc:date>2017-02-10T12:07:00+00:00</dc:date>
    </item>
  
    <item>
      <title><![CDATA[ The Road Ahead: Mobile Marketing Trends that Will Dominate in 2017]]></title>
      <link>https://www.inmobi.com/blog/2017/01/27/the-road-ahead-mobile-marketing-trends-that-will-dominate-in-2017/</link>
      <guid>https://www.inmobi.com/blog/2017/01/27/the-road-ahead-mobile-marketing-trends-that-will-dominate-in-2017/</guid>
      <description><![CDATA[<p>
	<span style="color: rgb(119, 119, 119);">2016 was a breathtaking year for the mobile advertising industry and it doesn’t seem to be slowing down anytime soon. </span><a href="https://www.emarketer.com/Article/Mobile-Ad-Spend-Top-100-Billion-Worldwide-2016-51-of-Digital-Market/1012299" target="_blank">Mobile ad spend</a><span style="color: rgb(119, 119, 119);"> is up 430% since 2013, and with over 2 billion smartphone users worldwide, it’s becoming clear that the future of digital marketing is mobile. Globally, </span><a href="https://www.emarketer.com/Article/Digital-Ad-Spending-Surpass-TV-Next-Year/1013671" target="_blank">eMarketer</a><span style="color: rgb(119, 119, 119);"> predicts mobile will account for 71% of all digital spend (and 32% of all media) by 2020.</span>
</p>
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<p>
	<span style="color: rgb(119, 119, 119);">As we move towards the end of the year with holiday campaigns in full swing, and financial planning for the next year underway, it’s time to think about how the industry is going to change in 2017 and how marketers can prepare accordingly. Here are some trends that marketers need to watch out for in 2017:<br>
	</span>
</p>
<p>
	<strong style="color: rgb(119, 119, 119);">Mobile Video Capability Set To Increase And Will Be A Real Game Change<br>
	</strong>
</p>
<p>
	<a href="http://www.mobilemarketer.com/cms/sectors/advertising-agencies/23018.html?utm_referrer=https%3A%2F%2Fwww.google.co.in%2F" target="_blank">Mobile video</a><span style="color: rgb(119, 119, 119);">, set to comprise two-thirds of all mobile traffic and more than half of online ad spend, is a highly valuable investment for advertisers. Besides increasing smartphone usage and adoption of 4G technology, wide distribution, booming consumption, continuous innovation, low entry barriers and standardization of video templates will continue to fuel the growth of mobile video. The </span><a href="http://www.forbes.com/sites/theyec/2016/03/23/three-mobile-marketing-trends-2016/#7b507af430f1" target="_blank">mobile video</a><span style="color: rgb(119, 119, 119);"> market is expected to reach over $13 billion by 2020, primarily powered by programmatic video, projected to be more than 60% of total digital video spending in the U.S by 2019. Video ad formats such as vertical, 360 degree and virtual reality (VR) videos are the next frontier and will bring an immersive and interactive experience to users on the go. Industries such as travel, fashion and entertainment can guide customers through virtual holiday tours, product trials, movie trailers and encourage transactions. With the development of ad viewability standards and proven results with shorter formats (30 seconds or less), mobile video will become the most effective, efficient and widely accepted medium for advertisers.</span>
</p>
<p>
	<strong style="color: rgb(119, 119, 119);">Mobile Remarketing As The New CRM</strong>
</p>
<p>
	<span style="color: rgb(119, 119, 119);">Retaining users and keeping them engaged is more important than driving just app downloads. According to </span><a href="http://info.localytics.com/blog/app-install-advertising-challenges-trends" target="_blank">recent studies</a><span style="color: rgb(119, 119, 119);">, after 30 days only 6% of people who installed an app were still using it. This is a big problem in the app ecosystem. Retention rate continues to trend downward each year, going from 42% to 37% this year, while cost of acquiring new users rose 117% year over year.<br>
	<br>
	</span><span style="color: rgb(119, 119, 119);">Two years ago, advertisers were only concerned with acquiring as many new users as possible but when the data started coming in, it showed that 23% of users were abandoning the app after opening it just once. In such a fiercely competitive environment where smartphone users and app downloads continue to increase but aren’t keeping pace with the number of apps being continuously used, a shift in marketing strategy with the target of retaining users is key to success. Mobile remarketing has become a central strategy for businesses today and is emerging as the new age CRM platform to customize value propositions for users across the lifecycle. Through app remarketing, brands can reach out to lapsed and new users to ensure they keep using the apps they downloaded.</span>
</p>
<p>
	<strong style="color: rgb(119, 119, 119);">Mobile Programmatic Will Become Even More Essential</strong>
</p>
<p>
	<span style="color: rgb(119, 119, 119);">Programmatic ad spend has been on the rise and shows no signs of letting up. According to </span><a href="https://www.emarketer.com/Article/Mobile-Fueling-Higher-than-Expected-Growth-of-Programmatic-Ads/1014521" target="_blank">eMarketer</a><span style="color: rgb(119, 119, 119);">, mobile will represent nearly 75% of all programmatic ad spending while desktop will account for about 25% by 2017. The use of programmatic ads is not only growing on the video side but is now representing a larger portion of the overall advertising market. With economic uncertainty looming and with recent ad blocking apps, marketers are looking to maximise every opportunity to engage with customers. The combination of features such as rich ad formats, ability to buy digital ad inventory and usage of real time data to improve targeting and measurement, and the opportunity to make on the fly changes to maximise interactions and conversions, will further catapult programmatic to new heights in 2017.</span>
</p>
<p>
	<strong style="color: rgb(119, 119, 119);">Unlocking The Potential Of Emerging Markets</strong>
</p>
<p>
	<span style="color: rgb(119, 119, 119);">Emerging markets presents a tremendous opportunity for mobile advertisers. It’s estimated that advertising in emerging markets will be a $300 billion business by 2020. With mobile penetration nearing 80% in the US, and the market becoming crowded, it’s a good idea for brands to look closer at the emerging markets. BRIC (Brazil, Russia, India and China) countries are the largest emerging markets followed by South Korea, Indonesia, Saudi and Mexico.<br>
	<br>
	</span><span style="color: rgb(119, 119, 119);">Of all the emerging markets, China is the most exciting and fastest growing with a huge audience and great purchasing power. According to </span><a href="http://www.iresearchchina.com/content/details7_24666.html" target="_blank">iresearch</a><span style="color: rgb(119, 119, 119);">, China’s mobile advertising industry has maintained a growth higher than 160% in recent years with advertising revenue expected to exceed 300 billion Yuan ($43.5 billion) in 2018 from about 90 billion Yuan ($13.1 billion) in 2015. With internet usage and smartphone penetration skyrocketing in these emerging economies, advertisers cannot ignore the opportunity and scale these markets provide.</span>
</p>
<p>
	<strong style="color: rgb(119, 119, 119);">Importance Of Mobile Measurement & Attribution Rises Further</strong>
</p>
<p>
	<span style="color: rgb(119, 119, 119);">The challenge to provide trusted and effective measurement and attribution of marketing efforts on mobile is raising the demand for accountability from advertisers. While getting customer data from apps is important to drive marketing efficiencies, it’s equally important to understand what is being measured, and how to translate the measurement of marketing activity into something that is clear, focused and actionable. With exploding mobile advertising budgets, there’s a need for data-driven analytics to connect user's mobile behavior and their real world offline actions. As users jump from device to device along the purchase funnel, marketers will be looking to attribute across devices to better understand the buying behavior and plan their media strategy accordingly. From guaranteeing 100% viewability of ads on mobile to enabling seamless cross-device targeting to ascribing impact of campaigns across networks and formats, measurement and attribution will be pivotal to scaling advertiser spend on mobile. At the same time, marketers will want to evaluate campaign performances in a holistic manner across all marketing activities and any malicious reporting or opaque self-attribution could only hamper mobile ad growth.</span>
</p>
<p>
	<strong style="color: rgb(119, 119, 119);">AR & VR All Set To Gain Momentum</strong>
</p>
<p>
	<span style="color: rgb(119, 119, 119);">The success of Pokémon GO generated widespread interest in augmented and virtual reality apps and will grow next year and beyond. As AR and VR become widespread and more developers get on board, the apps will expand beyond gaming and move into mainstream sectors ranging from a car test-drive VR experience, to retail shopping via VR enabled transmission and distance learning programs, to real-estate sector.<br>
	<br>
	</span><span style="color: rgb(119, 119, 119);">According to </span><a href="https://www.idc.com/getdoc.jsp?containerId=prUS41676216" target="_blank">IDC</a><span style="color: rgb(119, 119, 119);">, It’s estimated that the number of virtual reality users will reach 171 million by 2018, as the mobile VR headsets become more accessible and cheaper than computer VR headsets. In terms of revenue, it’s estimated to reach $5.2 billion this year and expected to grow to $162 billion in 2020. These numbers will definitely push brands to create some revolutionary products over the next year and think about investing in virtual reality ads.</span>
</p>
<p>
	<strong style="color: rgb(119, 119, 119);">Final Thoughts:</strong>
</p>
<p>
	<span style="color: rgb(119, 119, 119);">With the constant advances in technology, marketing strategies that worked this year may not be as effective in 2017. Marketers should always be on the lookout for the next cutting edge trend and push the boundaries to stay ahead of the competition. </span>
</p>
<p>
	<span style="color: rgb(119, 119, 119);"><a href="http://www.inmobi.com/yearbook-2016/?utm_source=global+website&utm_medium=blog&utm_campaign=#download" target="_blank"><strong>Download our Yearbook</strong></a> for more detailed insights to power-up your marketing strategy in 2017. </span>
</p>]]></description>
      <dc:subject><![CDATA[Advertising, English (EN): inmobi.com,]]></dc:subject>
      
      <dc:creator><![CDATA[ Arun Pattabhiraman,  VP & Global Head of Marketing  ]]></dc:creator>
      
      <dc:date>2017-01-27T06:03:00+00:00</dc:date>
    </item>
  
    <item>
      <title><![CDATA[InMobi Yearbook 2016 : A year in review]]></title>
      <link>https://www.inmobi.com/blog/2017/01/04/inmobi-yearbook-2016/</link>
      <guid>https://www.inmobi.com/blog/2017/01/04/inmobi-yearbook-2016/</guid>
      <description><![CDATA[<p>
	We are delighted to share with you the first annual edition of the 
	<a href="http://www.inmobi.com/yearbook-2016/" target="_blank">InMobi Yearbook</a>! This yearbook captures 2016’s key mobile advertising developments, changes in the industry and highlights how these changes will shape the coming year. Advertisers and publishers can now create a winning game plan for 2017, equipped with powerful trends gleaned from InMobi’s vast network, award-winning creatives and deep insights from industry leaders.
</p>
<p>
	All in all, it was a year of revelations and here we highlight a few key themes :
</p>
<ol>
	<li><u>The rise of mobile video advertising : 200% growth in video ad consumption</u></li>
	<p>
	In 2016, video was the fastest growing ad format available to marketers, charting over 150% growth in ad spend and 200% increase in consumption. Additionally, marketers around the world allocated 24% of their digital ad spend to mobile video
		<sup>[1]</sup>, confirming that ad dollars follow user behaviour. By delivering unparalleled results - 4X higher user engagement and 2X higher conversions compared to static formats, it is not hard to see why video was the preferred choice amongst marketers.
	</p>
	<li><u>Driving loyalty : Mobile remarketing adoption soars by 400%</u></li>
	<p>
	The app ecosystem is reaching a ‘tipping point’, and app developers are considering user retention to be as important as acquisition. Nearly 50% of all app marketers across the world adopted app retargeting as a means of engaging users in 2016
		<sup>[2]</sup>, and many more intend to allocate budgets in the next 12 months. On the InMobi network alone, mobile remarketing adoption surged by 400% across the first 3 quarters of the year. With retention rates as low as 6% on Day 30 after an app install<sup>[3]</sup>, mobile app remarketing is proving to be indispensable.
	</p>
	<li><u>Entering the age of automation : 75% of marketers bought their mobile inventory programmatically</u></li>
	<p>
	In the march towards achieving greater efficiency, control and transparency, 75% of all marketers adopted programmatic in 2016 and 33% of them have been doing so for over 2 years
		<sup>[4]</sup>. Currently, advertisers based in North America account for the largest share of mobile programmatic ad spend. Interestingly, In H1’16, 85% of the mobile programmatic spend on the InMobi network came from Fortune 500 brands. Growth in programmatic adoption is expected to come video ads as 44% of marketers preferred to buy video via programmatic<sup>[4]</sup>.
	</p>
	<li><u>Advantage Asia : China, India and Southeast Asia spur growth</u></li>
	<p>
	Asia is a vast and diverse region where mobile user behaviour and preferences differ in each country. China’s digital ecosystem is mobile-first and users exhibit a high degree of mobile maturity compared to the west. This will continue to grow as by 2020, mobile is forecasted to account for 84% share of total digital ad spend
		<sup>[5]</sup>. In India, on the other hand, mobile accounted for only 3% of the total media ad spend, which is expected quadruple to a 10% share by 2020<sup>[6]</sup>. Ad spends in the market shifted from pure app installs and user acquisition to user retention and high LTV. Southeast Asia is a eclectic mix of mature market such as Singapore, and the trailblazers like Indonesia and Malaysia which are driving growth in the region. Declining smartphone prices coupled with improved 4G coverage is encouraging a mobile-first digital ecosystem.
	</p>
</ol>
<p>
	2017 is sure to be another stellar year for mobile advertising and the industry will continue to build on these themes from 2016.
</p>
<p>
	For more details on award winning mobile-first creatives, opinions and thoughts from industry leaders and case studies, explore the 
	<a href="http://www.inmobi.com/yearbook-2016/" target="_blank">Yearbook online right here</a>. For future references, you can also 
	<a href="http://resources.inmobi.com/e/74462/2016-Year-in-review-by-InMobi/6x5zj7/265088260" target="_blank">download the full copy</a> for yourself.
</p>
<p>
	<em>Sources :</em>
</p>
<p style="font-size:10px;">
	<em>[1] </em><a href="http://www.iab.com/wp-content/uploads/2016/04/2016-IAB-Video-Ad-Spend-Study.pdf" target="_blank">IAB digital video ad spend study, IAB, 2016</a><br>
	<em>[2] </em><a href="https://www.emarketer.com/Article/Retargeting-Must-App-Marketers/1014566" target="_blank">Retargeting is a must for app marketers, eMarketer, 2016</a><br>
	<em>[3] </em><a href="https://www.adjust.com/overview/analytics/2016/11/18/what-makes-a-good-retention-rate/" target="_blank">What makes a good retention rate, Adjust, 2016</a><br>
	<em>[4] </em><a href="http://www.inmobi.com/insights/download/whitepapers/mobile-programmatic-a-buyers-perspective-2016/" target="_blank">Mobile Programmatic : A buyer’s perspective, InMobi, 2016</a><br>
	<em>[5] </em><a href="https://www.emarketer.com/Article/Digital-Ad-Spend-Rises-China-Despite-Economic-Slowdown/1013677" target="_blank">Digital ad spend rises in China, eMarketer, 2016</a><br>
	<em>[6] </em><a href="https://www.emarketer.com/Article/Digital-Ad-Spending-India-Surpass-1-Billion-Next-Year/1013800" target="_blank">Digital ad spending in India to surpass $1 billion next year, eMarketer, 2016</a>
</p>
<p style="font-size:10px;">
</p>]]></description>
      <dc:subject><![CDATA[Advertising, Consumer Research, English (EN): inmobi.com,]]></dc:subject>
      
      <dc:creator><![CDATA[ Pooja Kalloor,  Sr. Insights Analyst  ]]></dc:creator>
      
      <dc:date>2017-01-04T20:00:00+00:00</dc:date>
    </item>
  
    <item>
      <title><![CDATA[InMobi Rewarded Videos: Find Out How Leading Advertisers Are Maximizing Performance]]></title>
      <link>https://www.inmobi.com/blog/2016/12/16/inmobi-rewarded-videos-how-leading-advertisers-are-maximizing-performance/</link>
      <guid>https://www.inmobi.com/blog/2016/12/16/inmobi-rewarded-videos-how-leading-advertisers-are-maximizing-performance/</guid>
      <description><![CDATA[<p>	<strong>1. Tell a story - Draw users into your world</strong></p><p>	Reaching beyond the surface, marketers can leverage this distinctly active audio-visual medium to tell their stories and value propositions in a clear and understandable manner.</p><p>	Advertiser Name - OLX: Buy and Sell near you</p><p>	Developer - OLX B.V.</p><iframe src="https://player.vimeo.com/video/195918776" width="640" height="360" frameborder="0" webkitallowfullscreen="" mozallowfullscreen="" allowfullscreen="1"> 	</iframe><p>	<strong>2. Strike the right balance between User experience and storytelling - keep the length between 15-30s</strong></p><p>While rewarded videos intuitively seem to guarantee high completion rates, 30s is the ‘tipping point’ for videos to lose impact and pass into nothingness.</p><p>	Advertiser Name - 1010!</p><p>	Developer - GramGames</p><iframe src="https://player.vimeo.com/video/195918784" width="640" height="360" frameborder="0" webkitallowfullscreen="" mozallowfullscreen="" allowfullscreen="1"> 	</iframe><p>	<strong>3. Engage the right audience - reach highly involved users</strong></p><p>	A user is a 	<a href="http://www.alistdaily.com/media/mobile-video-ads-becoming-more-popular-than-ever/" target="_blank">40% more likely</a> to stick around when downloading an app after seeing a video ad than if they downloaded the game after seeing a non-video format ad. By incentivising for the view and not the click, rewarded videos naturally glean the high-quality users from the rest.</p><p>	Advertiser Name - Talking Tom</p><p>	Developer - Outfit7</p><iframe src="https://player.vimeo.com/video/195918768" width="640" height="360" frameborder="0" webkitallowfullscreen="" mozallowfullscreen="" allowfullscreen="1"> 	</iframe><p>	<strong>4. Capture user intent - use end cards effectively to drive user action</strong></p><p>	A clear call to action and important meta-data such as app rating, the number of downloads and publisher name are vital for driving user decisions.</p><p>	Advertiser Name - Township</p><p>	Developer - Playrix</p><iframe src="https://player.vimeo.com/video/195918755" width="640" height="360" frameborder="0" webkitallowfullscreen="" mozallowfullscreen="" allowfullscreen="1"> 	</iframe>]]></description>
      <dc:subject><![CDATA[Advertising, English (EN): inmobi.com,]]></dc:subject>
      
      <dc:creator><![CDATA[ Rajesh Pantina,  Head of Marketing, Asia Pacific  ]]></dc:creator>
      
      <dc:date>2016-12-16T07:12:00+00:00</dc:date>
    </item>
  
    <item>
      <title><![CDATA[WPP Stream and The Cost of Trust in Advertising]]></title>
      <link>https://www.inmobi.com/blog/2016/12/07/wpp-stream-and-the-cost-of-trust-in-advertising/</link>
      <guid>https://www.inmobi.com/blog/2016/12/07/wpp-stream-and-the-cost-of-trust-in-advertising/</guid>
      <description><![CDATA[<p>I was one of the lucky few to attend WPP&#39;s invitation-only "Un-conference," Stream that took place in Ojai CA between November 16 <sup>th</sup> and 19<sup>th, </sup>2016. Hosted by Sir Martin Sorrell and Yossi Vardi, the event attracted the best and brightest minds in advertising. Having traveled all the way from Bengaluru, India unsure of what to expect from an "un-conference," I was intrigued. Among the participating luminaries were Sheryl Sandberg from Facebook, Imran Khan from SnapChat, Ben Silbermann from Pinterest, Adam Bain from Twitter, and Anne Wojcicki from 23andMe. Brand attendees included Nestle, Diageo, Nike, Bank of America, Unilever, and more.</p>

<p><img src="https://inmobi.com/ui/uploads/blog/Screen_Shot_2016-12-07_at_9.57_.38_AM_.png" style="width: 642px; height: 467px;" /></p>

<p>The event was unique not just for the attendee-initiated discussion topics but also for additional activities such as yoga, meditation and a cooking contest in addition to offbeat activities such as powerpoint karaoke and VR tech garden. Added to this, an unexpected drop in temperatures prompted the purchase of Mexican ponchos readily procured by the resourceful organizers, resulting in a colorful gathering of attendees indeed! Used to the more temperate climate of India, I promptly donned a poncho, grateful for its warmth!</p>

<p>The discussions at Stream covered a spectrum of thought-provoking topics such as Artificial Intelligence, Parenting in the Digital Age, Why Hillary lost the Election, The Future of the Advertising Agency and Corporate Transparency. <strong><em>One prevalent theme was the importance of trust in advertising and the changing definition of what that means. How do brand advertisers trust that each of their media partners is working in their best interest?</em></strong></p>

<p>The topic was not just limited to measurement and metrics although that was certainly front and center. Facebook addressed the revelation that they made an error in the measurement of video viewership overstating time spent on videos on their platform for over 2 years. They subsequently found additional errors in audience measurement across a portfolio of products, admitting additional work/investment was required to give advertisers and agencies "clarity and confidence" in their walled garden environment. SnapChat shared that they decided not to take the walled-garden approach by implementing a host of third party measurement partners - 16 and counting!</p>

<p>Indeed the list of measurement solutions to meet advertiser requirements is long and growing. Fraud protection, brand safety, audience verification and viewability measurement are all pre-requisites and offer multiple choices of vendors for each standard. We, at InMobi, have changed ad serving impressions to count on ads rendered only when those impressions are from human traffic, in a brand safe environment, with the ad 100% in view for a certain length of time, sometimes with audio on.<strong><em>. In one discussion group, it was estimated that over 10% of the cost of digital media (and maybe as much as 20%) is attributed to providing trust assurances.</em></strong></p>

<p><img src="https://inmobi.com/ui/uploads/blog/Stream_Blog_3.png" style="width: 825px; height: 550px;" /></p>

<p>A couple of dominant topics at Stream suggest that there are two new areas of trust that need to be addressed - fake content and bias in advertising. Concerns around misleading and fake social media content having a major influence on how Americans voted in the recent US Elections was a big topic. As self-defined "technology" companies, not "media" companies, editorial oversight was not something that either company had contemplated. That will likely change.</p>

<p>Perhaps one of the most fascinating and well-attended discussions was led by Joel Benenson, Hillary Clinton&rsquo;s pollster, who spoke about the results of the US Election. Part analysis and part therapy, the conversation was centered on how Americans were blindsided by the election results because their individual experiences on social media mirrored their individual points of view. This raised many questions around the topic of bias in marketing - especially models that are inaccurately built based on confirmation bias. What are the causes of bias in marketing? How does an ad agency and/or tech company ensure that the talent they employ is diverse enough that human bias is limited? Even as we start to employ new technologies such as Artificial Intelligence, concerns arose on whether bias was baked into machines or not.</p>

<p><img src="https://inmobi.com/ui/uploads/blog/Stream_Blog_4.png" style="width: 900px; height: 600px;" /></p>

<p><strong><em>Whether the cost of trust is 10% or 20%, perhaps a more fundamental question is how do large media partners like InMobi ensure that the cost of trust isn&rsquo;t innovation itself</em></strong><em>?</em> Are we investing more in supporting third party verification services than we are in innovation? As the head of a mobile advertising platform, the need to balance these two is especially poignant given the juxtaposition of a highly personal device and rapidly changing consumer behavior. Media companies need to build a foundation of trust with their advertising partners to continue to innovate for and with them. How are we able to continue to test in new areas when third party verification services aren&rsquo;t yet available? Could this hold back innovation? Constant innovation and disruption are two of the principles of digital marketing and finding ways for these to co-exist with today&rsquo;s trust standards will be key.</p>

<p>It was certainly plenty to think about as I boarded the flight for home. I look forward to seeing what next year&rsquo;s Stream has in store and I will definitely carry my poncho!</p>]]></description>
      <dc:subject><![CDATA[Advertising, Events, English (EN): inmobi.com,]]></dc:subject>
      
      <dc:creator><![CDATA[ Naveen Tewari  ]]></dc:creator>
      
      <dc:date>2016-12-07T04:15:00+00:00</dc:date>
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    <item>
      <title><![CDATA[Samsung RWC Wins Gold & Silver in the MMA UK & EMEA Smarties Awards ]]></title>
      <link>https://www.inmobi.com/blog/2016/11/24/samsung-rwc-wins-gold-silver-in-the-mma-uk-emea-smarties-awards/</link>
      <guid>https://www.inmobi.com/blog/2016/11/24/samsung-rwc-wins-gold-silver-in-the-mma-uk-emea-smarties-awards/</guid>
      <description><![CDATA[<p>
		There’s no doubt that mobile devices play a huge role in the way we consume sports. Brands are always finding unique ways to leverage sporting events to connect and engage with their target audience. One such brand that truly capitalized on the power of mobile was Samsung who successfully sealed their association with the Rugby World Cup through this campaign.</p><p>
		The success of the campaign was further cemented when it was 	
	<strong> </strong>recently awarded <strong>a Gold and a Silver in the in the ‘Mobile Video’ and ‘Innovation’ categories </strong>respectively in the prestigious <strong>Mobile Marketing Association (MMA) UK and EMEA Smarties™Awards</strong></p><iframe src="https://player.vimeo.com/video/192574584?title=0&byline=0&portrait=0" width="640" align="center" height="360" frameborder="0" webkitallowfullscreen="" mozallowfullscreen="" allowfullscreen="">
</iframe><p>
	<strong>A Sneak Peek into the Campaign</strong></p><p>
		During the Rugby World Cup in the UK, with patriotism running ripe, Samsung found an opportune moment to evangelize their partnership with the England Rugby and stand out as a proud sponsor of the host nation team. Through this partnership, Samsung was looking to drive brand affinity, and in the long term brand love. The primary objective was to drive views of the ‘The Samsung School of Rugby video’, a series of football lessons presented in a light-hearted manner, amongst the “Big Eventers”.</p><p>
	<strong>Why Mobile?</strong></p><p>
		Samsung hypothesized that mobile usage spikes during sports games because viewers tend to dip in and out of action. This meant that Big Eventers were likely to view their mobile devices during games. In addition, Samsung had fantastic video content and wanted to present this content through an innovative and compelling way to wow their target audience.</p><p>
		Mobile was the perfect medium to achieve these goals. Leveraging the gyroscope in a mobile device, a 360 degree video ad creative was designed to ensure that audiences could engage with Samsung’s content in an all new way.</p><p>
	<strong>Reaching the Right Audience with the Right Message</strong></p><p>
		Samsung partnered with InMobi to build a bespoke audience of Big Eventers, using unique first party data. First, users who frequently use sports apps were identified. Location data signals were then leveraged to identify users who frequently attend large-scale sporting venues and who also attend big national sporting events. Users who were marked by both data types were classified as Big Eventers.</p><p>
		A best-in-class technology was used to create an immersive 360 degree ad creative featuring a rugby game. With the goal to deliver an engaging experience for the user, a gyroscope to adjust the video’s viewpoint was used. Users who viewed the video could rotate their devices and view the game from different angles as the video played, giving a 360 degree experience to users . Once the video ended, users could click to view more videos or share the video on Twitter.</p><p>
		This innovative ad format encouraged users to truly engage with the “The Samsung School of Rugby Video Series” and learn about the sport in a refreshing fashion.</p><p>
	<strong>Tremendous business impacts for Samsung</strong></p><p>
		More than 1 million Big Eventers were exposed to Samsung’s partnership with the England Rugby team- a total reach of 1,106,207 unique users. 2.61% of users exposed to the ad clicked to view and engaged with the video, exceeding the benchmark CTV rate of 2%. 4% users shared the video on Twitter, which once again smashed the average 1.5% share rate.</p><p>
		TNS tracking showed the campaign successfully increased Samsung’s awareness as one of the top 3 brands associated with Rugby. In addition, the brand love scores climbed steadily over the tournament and hit their highest point ever.</p>]]></description>
      <dc:subject><![CDATA[Advertising, Awards, English (EN): inmobi.com,]]></dc:subject>
      
      <dc:creator><![CDATA[ Team InMobi  ]]></dc:creator>
      
      <dc:date>2016-11-24T06:13:00+00:00</dc:date>
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    <item>
      <title><![CDATA[Developer Economics Survey 2017]]></title>
      <link>https://www.inmobi.com/blog/2016/11/17/developer-economics-survey-2017/</link>
      <guid>https://www.inmobi.com/blog/2016/11/17/developer-economics-survey-2017/</guid>
      <description><![CDATA[<p>	We’re proud to be supporting the State of the Developer Nation Survey run by our friends at VisionMobile. This is the 12th developer survey, focusing on a 360 view of developer tools, skills and salaries.</p><p>	The survey features questions on topics like programming languages, platforms, app categories, new technologies, revenue models, IoT verticals and tools. It’s a survey made by developers, so the questions will be relevant plus you will get to learn something new - and it only takes 15 minutes!</p><p>	Also - this is a survey that’s actually fun! Once you complete it, you’ll get to find out what kind of character you’d be in a fantasy world, based on your responses: A mage? A fighter? A dragon slayer? Take the survey and find out!</p><p>	Need extra motivation? Participants can win one of the tens of prizes available including a MeccaNoid G15 KS, an Apple Watch Series 2, an Oculus Rift headset, a Pixel Phone, Udemy courses and more.</p><p>	VisionMobile will show you how your responses compare to other developers’ in your country. You’ll also be the first to receive the State of the Developer Nation report (due March 2017) based on key survey findings. In the meantime, you can download the last report 	<a href="http://vmob.me/DE3Q16InMobi" target="_blank">State of Developer Nation Q3 2016</a>.</p><p class="button" style="color: #fff; text-align: center; font-size: 18px; line-height: 24px; margin-top: 20px;">	<strong style="font-size: 18px;"><a href="http://vmob.me/DE1Q17InMobi" style="background: #24A5D5; padding: 12px 30px; border-radius: 5px; margin-bottom: 30px;text-decoration:none;color: #fff;" target="_blank">Start The Survey</a><br>	</strong></p>]]></description>
      <dc:subject><![CDATA[Product and Technology, English (EN): inmobi.com,]]></dc:subject>
      
      <dc:creator><![CDATA[ Irene Herranz,  Head of Global Developer Marketing  ]]></dc:creator>
      
      <dc:date>2016-11-17T08:34:00+00:00</dc:date>
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    <item>
      <title><![CDATA[Are mobile-first Indians going to buy YOUR product this Diwali shopping season?]]></title>
      <link>https://www.inmobi.com/blog/2016/10/12/are-mobile-first-indians-going-to-buy-your-product-this-diwali-season/</link>
      <guid>https://www.inmobi.com/blog/2016/10/12/are-mobile-first-indians-going-to-buy-your-product-this-diwali-season/</guid>
      <description><![CDATA[<p style="text-align:center;"><a href="http://retail.economictimes.indiatimes.com/re-tales/are-mobile-first-indians-going-to-buy-your-product-this-diwali-shopping-season/1860" target="_blank">This post first appeared in ET Retail</a></p>

<p>Shopping is therapy. Many psychologists have written about the joy associated with discovering something new. Discovery raises the level of serotonin, the neurotransmitter chemical known as the happiness drug. We&rsquo;ve all fallen victim to the addictive power of shopping. While reams have been written on the science of shopping for the physical world, the blueprints on digital are sparse. If I were to narrow it down for mobile, the literature is bleak and yet, mobile is the biggest contributor to online shopping.</p>

<p>Mary Meeker&rsquo;s recent report on internet trends shows a 55% growth in smartphone usage in India. There has been a change in purchasing patterns among consumers mostly dominated by mobile phones over the last few years. Browsing on your mobile and shopping online post a hectic day is the usual routine most of us follow. For many of us, the season of festivity is not only a reason to shop for ourselves, but the thought of gifting our friends and families heightens the excitement. Seeing your loved ones happy doubles the level of serotonin in the body. A double shot of serotonin translates into double the chance of you shopping on your favourite app.</p>

<p style="text-align:center;"><img src="https://inmobi.com/ui/uploads/blog/using_mobile_phone.jpg" style="width: 500px; height: 341px;" /></p>

<p>The period between September to November is an auspicious time for shopping in India. Consumers loosen their purse strings during this period, which include festivals such as Dhanteras, Durga Puja, Dussehra and Diwali. Businesses capitalize this opportunity with multiple new product launches and festive season sales. One-third of annual car sales occur around this time and it is one of India&#39;s biggest sale seasons.</p>

<p>I am sure as an advertiser or marketer this makes perfect sense. Every major brand strategizes to grab eyeballs during this bumper-shopping time to entice Indians who are glued to their screens in this mobile-first country? What are some sophisticated and differentiated mobile advertising strategies you can use to reach the right customers at the right time and engage them with your brand&rsquo;s story?</p>

<p><strong>The ad format matters</strong></p>

<p>One of the strongest tools in any marketer&rsquo;s arsenal is mobile video advertising. Video tells a story like no other form-factor. A compelling trifecta of sight, sound &amp; touch, simultaneously engages potential customers into a magical world custom-created by brands. Today, we have access to next-generation video ads like 360&deg; videos and vertical-videos to wow customers with a brand&rsquo;s story. While video ads have seen great success globally, India also presents a huge opportunity for advertisers to leverage this engaging user-first format.</p>

<p style="text-align:center;"><img src="https://inmobi.com/ui/uploads/blog/Netflix1.jpg" style="width: 500px; height: 321px;" /></p>

<p>There is a common perception that video consumes a lot of mobile data and therefore Indians may be averse to viewing video-content on non-wifi networks. InMobi network data indicates that mobile video content is being equally viewed both on wifi and mobile data networks. In parallel, as mobile data prices in general are falling, (disruptive plans from Reliance Jio for instance) data will become more affordable and accessible to mobile users, which is only going to fuel mobile video consumption. Let&rsquo;s not forget to talk about metrics: video ad campaigns deliver 2X better engagement rates (double the number of people react to a video advertisement) than traditional ad formats! Clearly, an untapped opportunity, waiting to be harnessed by advertisers, marketers and brands alike.</p>

<p><strong>Reaching the right audience</strong></p>

<p>Reaching out to the right audience segment is paramount as a mobile-marketer. You need to market to appropriate Audience Personas. These are curated segments built on deep data-driven insights of a user&rsquo;s mobile usage journey, typically verified based on first party data signals. It includes user demographics, user intent, app usage data, technographic data and location history. Such profiles are usually built on a user&rsquo;s movements in the brick and mortar world as much as they are built on the user&rsquo;s mobile usage behaviour. The different signals are combined together to build unique propositions for propagating your marketing message as an advertiser. I have seen very successful examples of campaigns leveraging audience personas- an example where a new phone is promoted by an OEM reaching out to smartphone users who have not purchased a phone in last 12-18 months - within a 3 km radius of a mall &ndash; with information about a special offer for certain network/ carriers only.</p>

<p><strong>A marketer&rsquo;s strategy</strong></p>

<p>Today, more than 75% of app users uninstall an app after 3 days. It is therefore necessary to continuously engage new users, through their product discovery and shopping journey. If we&rsquo;re hoping to convert a &lsquo;user&rsquo; to a &lsquo;paying customer&rsquo; you need to give them contextual information like relevant products, relevant deals and relevant information (such as cash on delivery option, try and buy offers). Remarketing is the closest solution akin to CRM in the mobile world. As a marketer, it helps engage with the user through relevant information: right from the time the user downloads an app, views a list of products, and finally makes a purchase.</p>

<p>There needs to be a balance between large-scale brand awareness and user engagement v/s targeting and accuracy. This is the pulse of digital advertising. We need a cohesive strategy to ensure brand recognition and recall. Marketing on mobile is a complex subject and the rules are still being written. This festive season, I&rsquo;m hoping that more brands embrace a medium where a consumer resides and spends the lion&rsquo;s share of their time &ndash; mobile. We&rsquo;re still in the early days of mobile advertising in India, but 2016 could be an interesting year in this journey.</p>]]></description>
      <dc:subject><![CDATA[Advertising, English (EN): inmobi.com,]]></dc:subject>
      
      <dc:creator><![CDATA[ Vasuta Agarwal,  Managing Director, APAC  ]]></dc:creator>
      
      <dc:date>2016-10-12T13:40:00+00:00</dc:date>
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    <item>
      <title><![CDATA[Integrated 'TV + Mobile' campaigns drive higher purchase intent for Brands]]></title>
      <link>https://www.inmobi.com/blog/2016/10/17/integrated-tv-mobile-campaigns-drive-higher-purchase-intent-for-brands/</link>
      <guid>https://www.inmobi.com/blog/2016/10/17/integrated-tv-mobile-campaigns-drive-higher-purchase-intent-for-brands/</guid>
      <description><![CDATA[<p>Research conducted by InMobi and Mindshare, in partnership with Unilever, indicates that brand campaigns deliver better results when delivered as integrated &#39;TV + Mobile&#39; campaigns compared to &#39;TV only&#39; campaigns. The multiscreen approach is seen to deliver significantly higher impact on stimulating purchase intent in consumers in addition to being more cost-effective as compared to &#39;TV only&#39; campaigns. While TV delivers reach, it is not as effective in driving engagement with the brand especially on the experiential features of the product and on driving purchase intent, when compared to &#39;TV+Mobile&#39; campaigns.</p>

<p><img src="https://inmobi.com/ui/uploads/blog/Ponds_Research_Infographic_Final.jpg" style="width: 670px; height: 4582px;" /></p>]]></description>
      <dc:subject><![CDATA[Advertising, English (EN): inmobi.com,]]></dc:subject>
      
      <dc:creator><![CDATA[ Team InMobi  ]]></dc:creator>
      
      <dc:date>2016-10-12T13:05:00+00:00</dc:date>
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    <item>
      <title><![CDATA[Anatomy of InMobi Rewarded Video Ads]]></title>
      <link>https://www.inmobi.com/blog/2016/10/12/anatomy-of-inmobi-rewarded-video-ads/</link>
      <guid>https://www.inmobi.com/blog/2016/10/12/anatomy-of-inmobi-rewarded-video-ads/</guid>
      <description><![CDATA[<p>Rewarded video is the perfect way for developers to integrate ads into their app that incentivizes the user with in-app coins or currency for watching the entire video. With rewarded video advertising, everyone wins. The user is rewarded with relevant goodies, the advertiser has the user&rsquo;s undivided attention while the video ad is playing which results in higher performance and therefore, the publisher earns more revenue.</p>

<p>Such user opt-in advertising experience brings superior user retention, keeping users engaged for a longer amount of time and away from abandoning the game due to hasty ad overload. The magic math behind this high performing format can be nerdily formulated as follows:</p>

<p><strong><em>User * (Engagement + Retention) = Uplift *(Completed Views + CTR) &#8680; Boost In-app Monetization</em></strong></p>

<p><strong>Introducing the InMobi Rewarded Video Experience</strong></p>

<p>In this blog post, we aim to visually deep dive into how we deliver rewarded video ads at the natural breaks of the iOS app flow. Taking as case in point the game flow of <a href="https://itunes.apple.com/app/subway-surfers/id512939461?mt=8&amp;ign-mpt=uo%3D6" target="_blank">Subway Surfers</a> by our gaming partner <a href="http://www.kiloo.com/" target="_blank"> Kiloo</a>. In particular, we feature the end of game placement where users are offered the opportunity of doubling up the collected prices during the just finalized gameplay race. As an advertiser, we are showcasing the fantastic UA video campaign of Uber, with the objective of looking to drive app installs of their flagship <a href="https://itunes.apple.com/us/app/uber/id368677368?mt=8&amp;ign-mpt=uo%3D2" target="_blank">Uber</a> app.</p>

<p>Seamless and intuitive, the InMobi end-to-end rewarded video ad experience consists of three simple and distinctive steps:</p>

<p>1. OFFER &#8680; 2. WATCH &#8680; 3. REWARD</p>

<p><img src="https://inmobi.com/ui/uploads/blog/Anatomy_Blog_-1_.png" style="width: 1024px; height: 958px;" /></p>

<ol>
	<li>Offer - User sees an offer that can be implemented across different ad placements within the app- for in-app reward in exchange for watching a video. Please note that InMobi can help you implement rewarded video across different parts of your app to match your specific game dynamics and unique design for a truly non-disruptive ad experience.</li>
	<li>Watch - User opts-in to watch the video and right away (no buffering!) a full-screen 100% viewable HD video ad plays. This video is non-skippable, between 15 and 30 seconds long. A sleek progress bar is included at the bottom of the clip as a visual aid to help manage user expectations. Once the video has ended, an interstitial end card is shown with a clear call-to-action &ldquo;INSTALL NOW&rdquo; that directs users to the App Store to prompt immediate action and drive app downloads.</li>
	<li>Reward - After closing the end card with the (X) button, the user is returned to the app flow, having earned their promised reward clearly stated with a notification message. This happy user is now ready to game on, supercharged with extra neat goodies that will keep him/her playing for longer than an average session free of rewarded ads.</li>
</ol>

<p>Learn to #WinWithVideo. Join the winning team now!</p>

<p>Are you a gaming developer looking into implement rewarded video in your game? Easy integration, superb monetization and expert account management is awaits!</p>

<p><a href="http://winwithvideo.com/" target="_blank"><img alt="" src="https://inmobi.com/ui/uploads/blog/WWV_Website_Snippet.png" style="width: 1024px; height: 368px;" /></a></p>

<p>Check our brand new dedicated website for all things video - <a href="http://winwithvideo.com/" target="_blank">winwithvideo.com</a> and <a href="http://winwithvideo.com/#contact" target="_blank">get in touch</a> with the expert InMobi Gaming team to learn how to get started in no time!</p>]]></description>
      <dc:subject><![CDATA[In-App Monetization, Product and Technology, English (EN): inmobi.com,]]></dc:subject>
      
      <dc:creator><![CDATA[ Irene Herranz,  Head of Global Developer Marketing  ]]></dc:creator>
      
      <dc:date>2016-10-12T10:24:00+00:00</dc:date>
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    <item>
      <title><![CDATA[InMobi is a TUNE Global Platinum Advertising Partner for third year in a row]]></title>
      <link>https://www.inmobi.com/blog/2016/10/12/inmobi-is-a-tune-global-platinum-advertising-partner-for-third-yr-in-a-row/</link>
      <guid>https://www.inmobi.com/blog/2016/10/12/inmobi-is-a-tune-global-platinum-advertising-partner-for-third-yr-in-a-row/</guid>
      <description><![CDATA[<p>InMobi has featured as a Global Platinum Advertising Partner for the third year in a row in the 2016 edition of the <a href="https://www.tune.com/blog/top-25-global-advertising-partners-2016/" target="_blank">Top 25 Global A dvertising Partners</a> released by TUNE, the leading mobile analytics platform. Ranked No. 7, InMobi has been recognized as a high-performing partner that helps Advertisers reach the marketing goals by delivering on what marketers need the most - RESULTS.</p>

<p style="text-align:center;"><img src="https://inmobi.com/ui/uploads/blog/TUNE_Partner_Badge_2.png" style="max-width: 400px; width: 1020px; height: 1010px;" /></p>

<p><strong>How TUNE identified the top partners</strong></p>

<p>Evaluating more than 1000 partners, the advertiser list ranks TUNE-integrated partners on the basis of the quality of users and Return on Investment (RoI) across brand and performance advertising campaigns.</p>

<p>The advertising partners were evaluated across 8 different aspects:</p>

<ol>
	<li>Adoption - market presence evaluated as the number of marketers deriving value out of each ad partner</li>
	<li>Reputation - Do marketers view the ad partner as transparent and trustworthy?</li>
	<li>TUNE Certification - ad partners certified under the TUNE certification program for adhering to best practices and complete visibility into results</li>
	<li>Scale - level of engagement measured in clicks that an ad partner drives</li>
	<li>User Acquisition - effectiveness of campaigns with the ad partners</li>
	<li>User Retention - measured as the number of active users across different user cohorts (Day 1, 2, 3, 7 and 14) from app install campaigns</li>
	<li>Return on Investment - the revenue per install that ad partners drive measured over 30 and 60 day windows</li>
</ol>

<p><strong>InMobi - a strong ecosystem player</strong></p>

<p>In this constantly innovative and disruptive advertising landscape, InMobi is a strong ecosystem player and a preferred advertising partner for leading advertisers across the globe. &ldquo;Today, InMobi is one of the largest, independent, full-stack mobile advertising platforms in the world. As a mobile-only player since inception, we have invested heavily in building out the technology stack across both the demand and supply sides of the ecosystem.&rdquo; Piyush Shah, Chief Product Officer at InMobi said on the rankings.</p>

<p>Specializing in advanced pub monetization through Native &amp; Video ads, InMobi enables advertisers to leverage advanced audience targeting &amp; measurement capabilities to engage mobile users effectively across different stages of their lifecycle. &ldquo;Leveraging a combination of advanced data sciences and immersive ad experiences, we are able to help a wide range of customers - be it the CMO of a Fortune 500 brand or a bootstrapped developer of the next big app. With our depth and sophistication of technology and a potential reach of 1.5+ billion unique users across the globe, we enjoy leadership in several key markets across the US, Europe and Asia. We are also proud to be the largest advertising platform for iOS in China," concluded Piyush.</p>

<p><strong>About TUNE</strong></p>

<p>TUNE is a leading mobile analytics platform committed to making mobile marketing better for everyone. TUNE Mobile App Tracking (MAT) is an unbiased platform for mobile marketers to attribute channels and partners to users that were acquired, engaged and retained. As a part of the InMobi Mobile Tracking and Attribution Program (<a href="http://inmobi.com/advertisers/user-acquisition/mtap" target="_blank">MTAP</a>) TUNE aims to provide advertisers the best-in-class solutions for independent, secure and accurate attribution.</p>]]></description>
      <dc:subject><![CDATA[Advertising, English (EN): inmobi.com,]]></dc:subject>
      
      <dc:creator><![CDATA[ Team InMobi  ]]></dc:creator>
      
      <dc:date>2016-10-12T09:17:00+00:00</dc:date>
    </item>
  
    <item>
      <title><![CDATA[5 tips for Performance Advertisers to #WinWithVideo]]></title>
      <link>https://www.inmobi.com/blog/2016/10/03/5-tips-for-performance-advertisers-to-winwithvideo/</link>
      <guid>https://www.inmobi.com/blog/2016/10/03/5-tips-for-performance-advertisers-to-winwithvideo/</guid>
      <description><![CDATA[<p>Video consumption is rapidly shifting from 47 inches to 4.7 inches, and communicating value propositions through mobile video is the next big gold standard. Mobile video&rsquo;s telling effect on key downstream metrics such as click-through rates (CTR), conversion rates (CVR) and quality of users acquired is <a href="https://www.inmobi.com/blog/2016/09/06/mobile-video-ads-what-do-they-mean-for-performance-advertisers" target="_blank">unparalleled</a>. But, how can performance advertisers make the most of the video phenomenon?</p>

<p>Here are 5 tips for performance advertisers on how to #WinWithVideo!</p>

<p><strong>1. Leverage skippable and non-skippable videos optimally </strong></p>

<p>The best results can be achieved by optimally allocating budgets to both skippable and non-skippable video. Performance advertisers today have the option of choosing between the two ad formats. Non-skippable video guarantees high completion rates due to highly informed clicks with a user opt-in, and thereby also serves a supplementary marketing objective of branding for performance advertisers. On the other hand, skippable video enables interest-based targeting on the basis of completion rates at scale. Leveraging video formats optimally can boost the performance of an already high-impact ad format without compromising on user experience.</p>

<p><strong>2. Invest in your mobile video asset</strong></p>

<ol style="list-style-type: lower-alpha;">
	<li>HD videos - The video experience on mobile is the key to engagement today and building High-Definition (HD) creatives - a 1080p video mp4 file not greater than 5 MB with a 16:9 aspect ratio - specifically for the mobile platform is the first step for every advertiser.</li>
	<li>Shorter video ads - Video ads on mobile can effectively capture the user&#39;s attention with a length of 15-30s. Adapting the length of the video ad to the target audience is a critical part of maximizing the impact. While skippable videos should preferably be anywhere between 10-15s, non-skippable videos work best with a length of 15-30s.</li>
</ol>

<p><strong>3. Ensure a great user experience</strong></p>

<ol style="list-style-type: lower-alpha;">
	<li>No latency - Users should be provided with an HD &lsquo;buffer-free&rsquo; video experience. Any latency due to video buffering could negatively impact the user experience, subsequently effecting engagement and conversions.</li>
	<li>Clean templates - Having a clean template with distinctly visible elements of the video ad such as skip and mute buttons, timer and call-to-action buttons in the end cards can help manage user anxiety and expectations.</li>
	<li>Exposure management - Exposure management plays a vital role with a dynamic and visual medium such as video. Frequency capping should be employed strictly to avoid user fatigue and provide a non-intrusive user experience. This also leads to efficient buying by preventing wastage of impressions.</li>
	<li>Combining targeting mechanisms:
	<ul>
		<li>Geo-targeting: Coupling video with targeting based on contextual signals such as location (shared by user) enhances relevance by customizing for base locations (home, office) or locations around points-of-interest.</li>
		<li>Day-parting according to the device is another important aspect as tablets tend to be prime time and at-home devices, whereas smartphone usage is spread across the day</li>
	</ul>
	</li>
</ol>

<ul>
	<li style=" display: inline">
	<p><strong>4. Measure all key performance indicators</strong></p>

	<ol style="list-style-type: lower-alpha;">
		<li>Interaction rate - gauge the level of user engagement</li>
		<li>Generation metrics - build insights on the user flow from viewing the ad to the desired action</li>
		<li>Cost per view - evaluate the quality of views</li>
		<li>Completion rates - measure the value-added brand recall with video completion rates</li>
		<li>Conversion rates - measure the performance and quality of users from your campaigns and across various video formats</li>
	</ol>

	<p><strong>5. Scale efficiently with view-through attribution</strong></p>

	<p>The true impact of a video campaign can only be estimated by measuring feedback using both click-through and <a href="https://www.inmobi.com/blog/2016/08/24/view-through-attribution-shifting-gears-in-performance-marketing" target="_blank">view-through attribution</a>. Spanning 15-30s, mobile video has a lasting impact on mobile users. The extent of completion is as indicative of the user intent as the click at the end of the video. Targeting based on holistic insights using VTA can improve the chances of app discovery in the app store by aiding both clickers and non-clickers.</p>
	</li>
</ul>]]></description>
      <dc:subject><![CDATA[Advertising, English (EN): inmobi.com,]]></dc:subject>
      
      <dc:creator><![CDATA[ Rajesh Pantina,  Head of Marketing, Asia Pacific  ]]></dc:creator>
      
      <dc:date>2016-10-03T09:37:00+00:00</dc:date>
    </item>
  
    <item>
      <title><![CDATA[A Sneak Peek into InMobi’s Winning Campaigns at the MMA Indonesia Smarties - 2016]]></title>
      <link>https://www.inmobi.com/blog/2016/09/30/a-sneak-peek-into-inmobi-winning-campaigns-at-mma-indonesia-smarties-2016/</link>
      <guid>https://www.inmobi.com/blog/2016/09/30/a-sneak-peek-into-inmobi-winning-campaigns-at-mma-indonesia-smarties-2016/</guid>
      <description><![CDATA[<p>		InMobi in partnership with Mindshare and Unilever was recognized at the MMA Indonesia Smarties for its work across Location Targeting, Innovation, and Product & Services Launch categories. Here’s a sneak peek into the winning campaigns:</p><p>		<strong>Rexona Streetview</strong></p><ul>	
<li>Gold Award for Location-Based Campaign</li>	
<li>Gold Award for Innovation</li></ul><p>		Rexona, Unilever's top deodorant brand was launching a new and improved product, Rexona Antibacterial Defense in Jakarta, Indonesia. With an active anti-bacterial ingredient, this product provides instant protection against body odor. Rexona targeted 18 - 35 year old males at dusty crowded areas during the evening hours with the help of location, audience persona and time targeting to communicate with users that Rexona could help them feel refreshed after a long commute.</p><p>		A rich media ad unit incorporating augmented reality technology was created, giving users a complete 360-degree view of the bus stop they were approaching. Using advanced location targeting, Rexona was able to pull up 360-degree google images with the same lat-long as the user's current location. Through the 360-degree view, users could truly experience the moment and also understand the need for the Rexona Antibacterial Defense. This ad experience, nudged 13,000 users to download the coupon code and actually buy the newly launched product indicating that the campaign successfully grew top-of-mind awareness of the all new Rexona Antibacterial Defense.</p><iframe width="560" height="315" src="https://www.youtube.com/embed/clEEjN608dw" frameborder="0" allowfullscreen=""> 	</iframe><p>		<strong>Ponds Acne Popcorn</strong></p><ul>	
<li>Silver Award for Innovation</li>	
<li>Silver Award for Product & Services Launch</li></ul><p>		Ponds wanted to relaunch Ponds Acne 10-in-1 Solutions showcasing its superior product & breakthrough technology. This product was aimed at enabling women in Indonesia to feel confident about themselves by getting rid of the blemishes left behind from acne. With close to 60% internet penetration and 100% mobile penetration in the target audience, mobile formed a key part of the overall media strategy. In order to effectively share the campaign's message, front facing cameras on users’ devices were leveraged. This helped Ponds to capitalize on ‘mobile-first' features creating an ‘augmented reality environment’ to heighten the user's experience.</p><p>		Using the phone’s front-facing camera to talk about skin care is a truly disruptive method compared to traditional methods of simply displaying messaging about a product. This campaign was thus the world’s first face detection augmented reality HTML 5 rich media unit to run on mobile phones. Users interacted with the ad unit more than 39,000 times with an average engagement time of 29 seconds.</p><iframe width="560" height="315" src="https://www.youtube.com/embed/qw18MwtnqW4" frameborder="0" allowfullscreen=""> 	</iframe><p>	<strong>Ponds White Pollution Detector</strong></p><ul>
<li>Bronze Award for Location: Unilever Indonesia / Mindshare Indonesia & InMobi for ‘Ponds White Pollution Detector’</li></ul><p>		Ponds wanted to educate people about the Pure White Deep Cleansing Facial Foam, an anti-pollution cleanser that deeply cleanses and lifts dirt, dust and pollution from the skin. Ponds targeted young working female commuters during evening hours using audience persona targeting along with time and location targeting.</p><p>		With the help of advanced location data, the rich media ad gave users a real-time update of the pollution levels around them and warned users that dust particles on the street would make their skin look dull and tired. The ad unit displayed buildings with a layer of soot and polluted skies in the backdrop. Users were then nudged to blow on the ad unit, and this act cleared out the animated pollution images.</p><p>		Users were then shown the benefits of Ponds Pure White Deep Cleansing Facial Foam. More than 70,000 users interacted with the ad unit and close to 80% of those users actually visited the Ponds site.</p><iframe width="560" height="315" src="https://www.youtube.com/embed/JgC_56HuAWQ" frameborder="0" allowfullscreen=""> 	</iframe><p>	These campaigns demonstrate the power of cutting-edge and innovative mobile creatives. Using technology such as facial detection and augmented reality, Brands are able to provide truly mobile-first immersive moments for users.</p>]]></description>
      <dc:subject><![CDATA[Advertising, Announcements, Awards, English (EN): inmobi.com,]]></dc:subject>
      
      <dc:creator><![CDATA[ Team InMobi  ]]></dc:creator>
      
      <dc:date>2016-09-29T13:40:00+00:00</dc:date>
    </item>
  
    <item>
      <title><![CDATA[Mobile Programmatic Set To Be a Game Changer, Despite Hurdles]]></title>
      <link>https://www.inmobi.com/blog/2016/09/28/mobile-programmatic-set-to-be-a-game-changer-despite-hurdles/</link>
      <guid>https://www.inmobi.com/blog/2016/09/28/mobile-programmatic-set-to-be-a-game-changer-despite-hurdles/</guid>
      <description><![CDATA[<center>This post first appeared in
<a href="http://www.econtentmag.com/Articles/Editorial/Industry-Insights/Mobile-Programmatic-Set-To-Be-a-Game-Changer-Despite-Hurdles-113520.htm">EContent</a></center>
<p>
	<br>
	In the march
towards automation, greater control and transparency, more advertisers are
opting for programmatic buying of digital impressions than ever before. Be it
banners or video campaigns, the ability to cherry pick which impressions matter
and bid on them has empowered the advertiser ecosystem, delivering better
results and greater efficiency. By 2017, U.S. mobile programmatic media buying
is expected to reach $21.22 billion, or 78 percent of overall mobile display ad
spending, according to eMarketer. The growth the programmatic marketplace is
experiencing is undeniable, as it becomes a mainstay of digital advertising. A
study by AdRoll found that 98% of marketers surveyed expect their programmatic
ad budgets to increase or stay the same in the coming year, while 87% of
marketers believe programmatic ads provide a greater return on investment (ROI)
than traditional media.</p><p>
	There is no doubt
that programmatic has revolutionized online media buying and that it offers
significant benefits, but this road to opportunity is ridden with obstacles
such as Viewability and traffic fraud. Mobile programmatic advertising can be
challenging in many ways but when done thoughtfully and strategically, the ROI
can outweigh the challenges.</p><p>
	<strong>Mobile Programmatic: The Three Biggest
Challenges
	</strong></p><p>
	Any revolutionary
method or new technology brings challenges and it is no different for
programmatic advertising. There are three major challenges surrounding
programmatic advertising – Viewability, ad fraud, and ad blocking. While these
are disturbing, they are definitely not insurmountable.</p><p>
	<strong>The Battle for Viewability</strong></p><p>
	Ad impression Viewability
is an important aspect within online display advertising and continues to be a
challenge for programmatic advertisers. The advertisers will only want to pay
for the impressions that have been viewed by a human, and not for any others.
All the major associations and governing bodies are addressing online and
mobile advertising Viewability standards in an effort to bring the industry
closer to 100% Viewability.</p><p>
	As advertisers
demand higher standards for more effective ads, publishers and developers must
also be proactive in understanding the problem and exploring ways to address
the concerns, or risk losing valuable advertising dollars. These concerns have
given rise to new players in the advertising ecosystem which offer advertisers
the peace of mind of independent measurement of viewable impressions.
Advertisers can drive more effective ads by leveraging partnerships with such
players (e.g.: MOAT, Integral Ad Science, DoubleVerify). As the industry and
technology evolves, new standards will emerge for mobile advertising, and Viewability
standards will be re-defined from a pure buying-based model around served
impressions, to that of viewable impressions.</p><p>
	<strong>Ad Fraud and the Scourge of Non-Human
Traffic
	</strong></p><p>
	Ad fraud is the
most significant programmatic advertising problem but is not exclusive to
programmatic alone. One type of fraud that is of particular concern is
impression fraud, when ad impressions are falsely generated to inflate some
impressions made, causing advertisers to spend more. This is also referred to
as bot behaviour. Ad fraud has become such an important area that big ad
networks have started selling “fraud-free” ads in the last couple of years. The
business for preventing ad fraud is potentially even larger. One way
advertisers can do so is by buying impressions from publishers and supply side
platforms they know and trust, and who offer transparency and enforce
safeguards against ad fraud. Identifying and eliminating bots requires systemic
analysis of impressions and clicks, to ensure advertisers only pay for valid,
human impressions.</p><p>
	<strong>The Industry’s Biggest Threat – Ad
blocking
	</strong></p><p>
	The estimated
global economic cost of blocking ads will reach $41.4 billion this year
according to Adobe and PageFair. The debate within the publishing world is
whether to force users to pay a small fee for ad-free content or serve relevant
and high quality ads which can be accessed without ad blocking software.
Ad-free content poses a risk to the advertising industry, particularly in the
programmatic world.</p><p>
	The continuous
growth in the popularity of branded social media has proved that consumers
don’t really care whether the content is sponsored or not--they just want it to
be relevant and engaging. Currently, ads are intrusive, boring and unavoidable,
which is driving users to block ads. The key to getting this right is to
develop a targeting platform capable of listening to consumers, understanding
their behaviour with genuine consumer insight using performance metrics, and
thus adjusting the advertisements presented to them.</p><p>
	<strong>The Future of Programmatic is Bright</strong></p><p>
	As the industry
evolves, there will be a push towards quality and efficiency. The progress that
come with programmatic clearly outweigh any short term challenges. Despite
these challenges, programmatic technologies are evolving and adoption is
increasing dramatic. More importantly, programmatic is attracting an
ever-increasing share of the global digital advertising spend and growing
confidence in programmatic solutions. Advertisers can become familiar with
programmatic advertising platforms by understanding algorithms, defining how
targeting works, and implementing the following actions to overcome the
challenges:</p><ul>
<li>Choose a
programmatic ad provider who actively tries to prevent ad fraud;</li><li>Build display ads
with the latest specifications which are optimized for mobile and can be viewed
on all screens;</li><li>Consult an expert
in the domain who can advise you on how to leverage the benefits of
programmatic and lead to better performing campaigns;</li><li>Optimize your
programmatic advertising campaigns with a large number of creatives that are
personalized for different target groups;</li><li>Choose to serve
relative, engaging, and contextually targeted ads, personalized to the user, to
avoid ad blocking.</li></ul><p>
	<strong>The Road to Success</strong></p><p>
	Clearly the future
lies in programmatic ad buying. The shift to programmatic will be accompanied
by its fair share of growing pains vs. the benefits of quality data for
targeting and the promise of greater transparency. By adopting innovative
solutions, programmatic advertisers can navigate the near term issues and lay
the groundwork for long term success.</p><p>
	Programmatic will
become a one-stop solution for delivery of all types of digital ads with rich
media, or videos, across both web and mobile platforms. This provides a
tremendous opportunity for both advertisers and publishers with an immediate
need to educate the market, adapt to the ever changing requirements, and to
localize and customize ads.</p>]]></description>
      <dc:subject><![CDATA[Advertising, Consumer Research, Product and Technology, English (EN): inmobi.com,]]></dc:subject>
      
      <dc:creator><![CDATA[ Tanvi Kapoor,  Director - Product Marketing  ]]></dc:creator>
      
      <dc:date>2016-09-28T11:38:00+00:00</dc:date>
    </item>
  
    <item>
      <title><![CDATA[How Sports Impact Smartphone Usage and Mobile Ads]]></title>
      <link>https://www.inmobi.com/blog/2016/09/28/how-sports-impact-smartphone-usage-and-mobile-ads/</link>
      <guid>https://www.inmobi.com/blog/2016/09/28/how-sports-impact-smartphone-usage-and-mobile-ads/</guid>
      <description><![CDATA[<center>This post first appeared in <a href="http://www.modernmarketingxchange.com/uncategorized/sports-impact-smartphone-usage-mobile-ads/" target="_blank">Modern Marketing Exchange</a></center><br><p>
	Sports has always evoked passion amongst fans. Whether it’s
baseball, tennis or soccer – watching a live sports game brings with it an
unparalleled experience, intensified only by the presence of smartphones.
There’s no doubt that mobile devices have changed the way we consume sports,
and brands have an opportunity to leverage each event to connect and engage
with their consumers.</p><p>
	<strong>Mobile, Sports and
Going for Gold
	</strong></p><p>
	The beginning of 2016 witnessed an interesting trend on
mobile, particularly around national and global sporting events. In the run up
to the Super Bowl 50 in February, American smartphone users began downloading
NFL related gaming apps. These gaming apps witnessed over a 100 percent
increase in downloads, and by the last week of the Super Bowl, users consumed
150 percent more of their favorite sports app than usual.</p><p>
	Similarly, during the COPA America Centenario in June, users
from the 16 participating countries went on a downloading spree of gaming apps,
increasing app installs by more than 70 percent. Fans were constantly scouring
sports apps to check scores, game schedules, and to keep track of the latest
updates, results and commentary, which saw a 200 percent increase in content
consumption of sports apps on mobile devices. According to Accenture, 87
percent of consumers use a second screen device while watching TV. It’s not
surprising then that sports fans were glued to not just the TV, but they had their
mobile devices handy for that second-screen viewing experience.</p><p>
	Expectedly, all this excitement was too much to contain and
clearly needed an outlet – after all, sports is about teamwork, community and
sharing. Particularly during the last week of Super Bowl 50, sports fans spent
45 percent more time on social apps than normal, connecting with family,
friends and sports fans around the world who cared about the game enough to do
the same. Fans shared their opinions as they celebrated wins with their teams
and mourned a loss or expressed frustration. It was all about connecting with
fellow sports fans and feeling the adrenaline in real time, while having a good
time with their dear ones – online or offline.</p><p>
	<strong>The Opportunity for
Advertisers
	</strong></p><p>
	If Super Bowl 50 and COPA America are any indication, major
sporting events represent a huge opportunity for advertisers. There are various
micro-moments that present themselves throughout the event, and advertisers
need to find creative ways to engage an audience that is constantly
second-screening.</p><p>
	In a world where 57 percent of consumers use more than one
device at a time, namely the smartphone, it only makes sense for brands to
break the shackles and reach out to their audience on a channel that users will
always have in their hand. While there are fans who rarely shift their eyes
away from the TV during a game, there is also a substantial ratio of fans who
get distracted by their mobile devices, engaging with friends, or checking
social apps at the same time. The biggest opportunity for brand advertisers
today is to find ways to grab shorter consumer attention spans on the “one
thing” most people claim they can’t live without – their mobile device – and to
show game specific content.</p><p>
	<strong>2016: The Year of
Sports
	</strong></p><p>
	Numerous sporting events have taken place this year
including Super Bowl 50, COPA America, UEFA Cup, and most recently the
Olympics. These events, amongst others, offer advertisers a chance to reach a
larger audience, across the various micro-moments that present themselves
during an event. Revelling with your audience in their joy, sharing their hopes
and anxiety and showing support during hard times are just a few opportunities
where brands can connect with their consumers. Timely messages and push
notifications can do wonders, and brands need to make each experience about the
customer, and cater to their wants and needs, contextually.</p><p>
	The shift to mobile and online video is expected to draw
millions of eyeballs away from traditional television viewing, providing both
content creators and advertisers significant new opportunities to reach fans.</p><p>
	<strong>Mobile as Number One</strong></p><p>
	Mobile is now seen as the first screen and can no longer be
an afterthought or an add-on. Instead, mobile is at the centre of every media
company’s content and engagement strategy. It provides advertisers with a level
of customization and on-demand accessibility, so it’s no surprise that we’re
seeing consumers turn off the TV and turn to mobile to stay connected,
especially when it comes to some of the biggest sporting events of the year
such as the 2016 Rio Olympics.</p><p>
	However, brands still need to think long-term and how they
can create an experience that’s compelling enough to obtain and maintain
consumer attention. It’s important to make use of the incredible amount of data
every mobile interaction provides. These insights can help better understand
your audience and ensure you’re delivering the most relevant, and impactful,
experience possible.</p><p>
	Smartphones aren’t just enabling real-time updates, but they
also enhance the in-stadium experience. Many stadiums now offer high-speed
Wi-Fi that enables in-seat ordering, video streaming or directions to the
closest bathroom, which is taking the experience of watching live sporting
events to a more comfortable and fun level. Teams have also started accepting
mobile tickets for entry into the stadium, and many are even collaborating with
ticketing apps to offer fans additional features and services.</p><p>
	Mobile ticketing now offers a segway into loyalty programs
for fans. The possibilities are endless when smartphones solve real world
problems by taking consumers online. However, for a brand, large sporting
events are a boon – they are responsible for gathering millions of users in one
place at the same time. The next move is for brand advertisers to decide on how
they target users, via which channels, with what content, and when is the peak
time to catch their attention.</p>]]></description>
      <dc:subject><![CDATA[Advertising, Consumer Research, English (EN): inmobi.com,]]></dc:subject>
      
      <dc:creator><![CDATA[ Pooja Kalloor,  Sr. Insights Analyst  ]]></dc:creator>
      
      <dc:date>2016-09-27T17:47:00+00:00</dc:date>
    </item>
  
    <item>
      <title><![CDATA[​The 6 Ultimate Pro-tips to Master Rewarded Video - Part 2/2]]></title>
      <link>https://www.inmobi.com/blog/2016/09/20/the-6-ultimate-pro-tips-to-master-rewarded-video-part-2-2/</link>
      <guid>https://www.inmobi.com/blog/2016/09/20/the-6-ultimate-pro-tips-to-master-rewarded-video-part-2-2/</guid>
      <description><![CDATA[<p>
				This piece is the second and final part of the blog post series around rewarded video pro-tips for game developers. Here is the first part - 	 	<a href="http://inmobi.com/blog/2016/08/24/the-6-ultimate-pro-tips-to-master-rewarded-video-part-1-2"> The 6 Ultimate Pro-tips to Master Rewarded Video - Part 1/2 </a>, in case you missed it.
</p>
<p>
				In the following sections we’ll introduce three additional tips to help gaming publishers ride the rewarded video monster wave like a pro monetization surfer:
</p>
<p>
		<strong>4. Keep a close eye on the rewarded video results for diminishing effectiveness</strong>
</p>
<p>
				Rewarded video offers great returns in the first views but it’s generally the case that, after a certain number of videos shown, the impressions become less valuable. Pay attention to your game analytics to track performance, including CTR and CPI to crack early on the engagement patterns of your audience. Such data will give you insight to naturally frequency cap the videos, ensuring the reward doesn't become saturated (for example, only offer 3-5/day). You should be able to split the daily number of videos shown between a wide range of users, over bombarding a reduced group in hopes of never-ending engagement. This would hurt retention and eventually will downsize your revenue generation potential.
</p>
<p>
		<strong>5. Offer rewarded video often and in different placements</strong>
</p>
<p>
				To ensure you are maximizing the number of ads per player per day, be sure to implement reward ads across different ad placements in your game. From our experience, a fantastic combination that makes the most of the natural breaks of the gameplay is the following combo: main screen, storefront and in between levels or at the end of a gameplay.
</p>
<p>
				Another great best practice is to highlight the reward as part of the game tutorial. This way users are empowered with neat goodies as a welcome pack and you’ll make them clear they can leverage rewarded video to supercharge their gaming experience.
</p>
<p>
				Finally, you can incorporate rewarded video to your re-engagement strategy by offering a special reward via daily push notifications to lure your users back into your app, game on!
</p>
<p>
		<strong>6. Explain clearly the options and rewards available to your players</strong>
</p>
<p>
				Rewarded video is all about crafting with finesse a strategy to incentivize your users and drive immediate action. Going back to the basics, you’ll need to educate your users and guide them in a transparent and truthful manner so they know at all times what to expect when deciding (or not) to interact with your rewarded video.
</p>
<p>
				In practice, all goes down to crafting a nice and sweet message that lists all options available to your players. Some great real examples taken from of stellar InMobi gaming partners are:
</p>
<ul>
	<li><strong>Trivia Crack</strong> : A full screen packed with options: You ran out of lives! Choose your pack or get free lives: Watch the video or Ask your friends (via Facebook Connect).</li>
	<li><strong>Subway Surfers</strong> : Dedicated menu section “Earn Coins”: Sponsored video - Watch to get a reward along with an icon of a Mystery Box o Two keys (two extra lives, but for the first video of the day!).</li>
	<li><strong>Color Switch</strong> : Visual and minimalistic approach in the home page: Just a nice and simple animated button featuring an intuitive video icon that reads +30 (extra points awarded).</li>
</ul>
<p style="text-align:center; width:33%; float:left;">
		<img src="http://inmobi.com/ui/uploads/blog/Trivia.png"><br>
			A. Trivia Crack
</p>
<p style="text-align:center; width:33%; float:left;">
		<img src="http://inmobi.com/ui/uploads/blog/Subway.png"><br>
			B. Subway Surfers
</p>
<p style="text-align:center; width:33%; float:left;">
		<img src="http://inmobi.com/ui/uploads/blog/Color_Switch.png"><br>
			C. Color Switch
</p>
<p style="clear:both;">
	<strong>Learn to #WinWithVideo. Join the winning team now!</strong>
</p>
<p>
	Are you a gaming developer looking into implement rewarded video in your game? Easy integration, superb monetization and expert account management is awaits!
</p>
<p>
	<a href="http://winwithvideo.com/"><img src="http://inmobi.com/ui/uploads/blog/WWV_Website_Snippet" alt=""></a>
</p>
<p style="clear:both;">
	Check our brand new dedicated website for all things video - <a href="http://winwithvideo.com/">winwithvideo.com</a> and <a href="http://winwithvideo.com/#contact">get in touch</a> with the expert InMobi Gaming team to learn how to get started in no time!
</p>]]></description>
      <dc:subject><![CDATA[In-App Monetization, Product and Technology, English (EN): inmobi.com,]]></dc:subject>
      
      <dc:creator><![CDATA[ Irene Herranz,  Head of Global Developer Marketing  ]]></dc:creator>
      
      <dc:date>2016-09-20T11:43:00+00:00</dc:date>
    </item>
  
    <item>
      <title><![CDATA[​[Infographic] The Hurried Indian ]]></title>
      <link>https://www.inmobi.com/blog/2016/09/19/infographic-the-hurried-indian/</link>
      <guid>https://www.inmobi.com/blog/2016/09/19/infographic-the-hurried-indian/</guid>
      <description><![CDATA[<p style="text-align:center;">
	<em>Who is really watching TV when India is hurrying to get places?</em></p><p>
		India’s online video viewership stands at 81.7 million viewers and is only expected to rise. Video streaming is expected to account for over 60 percent of mobile data traffic in 2018, as consumers increase the number of videos they watch and upload<sup>[1]</sup>.Not only has video consumption increased, but Indian users are also spending more than 2 hours on their mobile devices<sup>[2]</sup>. This nudged us to take a closer look at the video ad trends on our network. On taking a deeper look and analysing millions of video ad impressions delivered by our network, we extrapolated some actionable insights for our advertisers. Based on these insights, we present to you the infographic, “The Hurried Indian”.</p><p style="text-align:center;">
	<img src="https://www.inmobi.com/ui/uploads/blog/hurried_indian_infographic.png"></p><p style="text-align:center;">
	<strong>You can download this infographic from <a href="http://resources.inmobi.com/l/74462/2016-09-19/6bm85h/74462/99894/hurried_indian_infographic.pdf" target="_blank">here</a>.</strong></p><p>
	<sup>[1]</sup>Comscore Inc.,  2016<br>
	<sup>[2] </sup>Ooyala, 2016</p>]]></description>
      <dc:subject><![CDATA[Advertising, English (EN): inmobi.com,]]></dc:subject>
      
      <dc:creator><![CDATA[ Team InMobi  ]]></dc:creator>
      
      <dc:date>2016-09-19T14:20:00+00:00</dc:date>
    </item>
  
    <item>
      <title><![CDATA[Mobile Programmatic: A Buyer’s Perspective, 2016]]></title>
      <link>https://www.inmobi.com/blog/2016/09/15/mobile-programmatic-a-buyers-perspective-2016/</link>
      <guid>https://www.inmobi.com/blog/2016/09/15/mobile-programmatic-a-buyers-perspective-2016/</guid>
      <description><![CDATA[<p>The InMobi Insights team is excited to release the Mobile Programmatic Insights from a buyer’s perspective.</p><p>To better understand how brand marketers view the mobile programmatic space, we conducted an extensive survey, undertaken by a diverse group of over 180 digital marketers at brands, to track the usage and investment in mobile programmatic advertising. This report covers the benefits, opportunities and roadblocks in this dynamic and data-driven digital landscape.</p><p>Find out what the 180+ digital marketers had to say about the latest trends in 2016.</p><p><img src="https://www.inmobi.com/ui/uploads/blog/Mobile_Programmatic_Infographic.png"></p><p>Learn more in our <a href="http://www.inmobi.com/insights/download/whitepapers/mobile-programmatic-a-buyers-perspective-2016/" target="_blank"><strong>complete report</strong></a>.</p><p><a href="http://www.inmobi.com/insights/download/consumer-research/177/a-buyers-perspective-2016/" target="_blank"><strong>Download Infographics</strong></a></p><p>Interested in connecting with our team to hear more about the data and how it could impact your business? Please reach out to our InMobi Insights team at <a href="mailto:insights@inmobi.com">insights@inmobi.com</a></p>]]></description>
      <dc:subject><![CDATA[Advertising, English (EN): inmobi.com,]]></dc:subject>
      
      <dc:creator><![CDATA[ Shamala DN  ]]></dc:creator>
      
      <dc:date>2016-09-15T11:40:00+00:00</dc:date>
    </item>
  
    <item>
      <title><![CDATA[Location Accuracy: Who can you Trust? Part 2/2]]></title>
      <link>https://www.inmobi.com/blog/2016/09/21/location-accuracy-who-can-you-trust-part-2-2/</link>
      <guid>https://www.inmobi.com/blog/2016/09/21/location-accuracy-who-can-you-trust-part-2-2/</guid>
      <description><![CDATA[<p>In this series of articles, we discuss some of our learnings along with a few examples that illustrate the biggest challenges with location data and also offer insights on how important accuracy is for us at InMobi. Here is the first part - <a href="http://www.inmobi.com/blog/2016/04/14/location-accuracy-who-can-you-trust-part-1-3"> Location Accuracy: Who can you Trust? Part 1/2</a>, in case you missed it.</p>

<p><strong>Detecting errors by comparing latitude/longitude country with IP country</strong></p>

<p>A request that comes with a latitude/longitude (henceforth, also referred to as lat/long) value will also typically be associated with an IP address. Even in cases where the request is forwarded via multiple servers, the servers are expected to provide the IP address of the user&rsquo;s device. If the IP address&rsquo; country does not match the lat/long&#39;s country value, one of the two signals might be wrong.</p>

<p><strong>Detecting errors by comparing ad request volumes to population densities</strong></p>

<p>Looking for anomalies in the geo-distribution of ad requests is one of the techniques we use to identify errors in location signals. The human population is not evenly distributed across the globe and there are several low-density regions. Anytime we see a large number of ad requests coming from regions of low user density, it is an anomaly that requires further investigation.</p>

<p>One common anomaly in geo-distribution is a large number of requests from latitude = 0 and longitude = 0. The location (0,0) is in the middle of the ocean off the coast of Ghana. This anomaly occurs when the ad request simply sends the default system values of lat/long when it does not have access to a precise user location. Ideally, the lat/long values should be omitted from the request when they are unavailable.</p>

<p><strong>Swapped or equal lat/long values: typical errors</strong></p>

<p>Another anomaly shown in the pictures below is a high volume of requests coming from the seas off the Scandinavian coast and the south Atlantic ocean. Upon further investigation it is apparent to us that the ad requests have swapped the values of latitude and longitude, making requests from India appear to come from Scandinavia and requests from Brazil appear to come from the South Atlantic ocean. These errors are typically observed in ad requests that come to us from other servers, possibly from applications that have a lat/long swapping bug. We are able to confirm the existence of this bug when we receive other SDK-originated ad requests from the same devices containing correct lat/long values. It is tricky to detect this kind of problem if both the correct and swapped locations correspond to regions with reasonable population density, which adds complexity to location hygiene methodologies.</p>

<p><img src="https://inmobi.com/ui/uploads/blog/Arctic_Ocean.png" style="width: 1024px; height: 590px;" /></p>

<p><img src="https://inmobi.com/ui/uploads/blog/Antarctica_Blue.png" style="width: 737px; height: 567px;" /></p>

<p>The picture below shows another interesting anomaly: a high density of ad requests originating along a line that cuts across the Mediterranean Sea. This issue seems to result from a bug where the application copies the same value into both the latitude as well as the longitude parameters. We have also seen such streaks along the equator and the prime meridian where only one of the two values of latitude / longitude are populated while the other is left as zero.</p>

<p><img src="https://inmobi.com/ui/uploads/blog/Line_Across_Medeterranian.png" style="width: 1024px; height: 589px;" /></p>

<p><strong>First-party location data from the SDK: manageable and reliable</strong></p>

<p>Almost all of these observed bugs occur with ad requests that come to us via server-to-server integration, where our SDK is not involved. In these cases, when requests come from blinded apps, we are forced to discard all the lat/long signals from those servers to avoid erroneously targeting location specific ads. Wherever we are able to identify the application with the bugs described above, we try and help the developers fix the bug.</p>

<p>If we were to serve ads on requests that always set longitude to zero, we may end up targeting a user in the western part of London with ads meant for people on the eastern side, closer to longitude zero.</p>

<p><strong>Detecting errors based on multiple requests from the same user</strong></p>

<p>Observing the different lat/long samples from the same user over time also helps in the identification of errors in the location signals. Here is an example of ad requests that we see from a certain device closely spaced in time but from two different applications. One request appears to come from the New York area and a short while later we see another request from the mountains of Kyrgyzstan.</p>

<p><img alt="Connecticut_to_Kyrgyzstan.png" src="https://inmobi.com/ui/uploads/blog/Connecticut_to_Kyrgyzstan.png" style="width: 601px; height: 402px;" /></p>

<p>It is unlikely that the user actually traveled that far!</p>

<p>Also, the IP country did not match with Kyrgyzstan. The root cause seems to be an error in one of the apps, where the longitude value might have lost its negative sign.</p>

<p><strong>Detecting deliberate abuse</strong></p>

<p>Often, advertisers are willing to pay a premium for precisely location-targeted ads and as a result app developers who are able to send requests with precise lat/long values can make more money. This creates an incentive for app developers to abuse the lat/long signals and introduce values in these fields that have nothing to do with where the user actually is located. While some of the techniques described above, especially looking at location points over time for the same user, or high request density from sparse regions, can help identify such abuse, it often requires a trustworthy location signal such as an SDK signal to confirm the abuse.</p>

<p>Not all users have apps that are integrated with the InMobi SDK. In such cases detecting the abuse is harder. We list a few methods of abuse that we have detected and eliminated.</p>

<ol>
	<li>User lat/longs are sometimes populated in the request through geo-coding of the corresponding IP addresses. Populating accurate lat/long fields allow the supply source to command a higher premium by pretending to have access to precise user locations. Such abuse tends to place a large number of users at the centroid of the US (Potwin Kansas), for instance, where these IP addresses are typically geo-coded. When we detect such abuse, we discard the lat/long values from these requests.</li>
	<li>Some supply sources generate a random lat/long value within a region where they think the user is located based on some other signal such as IP address. Detecting such abuse requires intense analytical efforts and clever algorithms.</li>
</ol>

<p>An example of such abuse is depicted in the following snapshot where the location signals appear to be evenly distributed across a wide region, some of it spilling into the South China sea.</p>

<p><img src="https://inmobi.com/ui/uploads/blog/China_Fraud_Publishers1.png" style="width: 690px; height: 490px;" /></p>

<p>There are more types of abuse we have observed that are beyond the scope of this blog.</p>

<p><strong>Best Practices Insights</strong></p>

<p>Location Hygiene is a complex task that requires a deep understanding of diverse, complex data sets and the use of sophisticated analytical algorithms for detection/prevention of abuse. Before subscribing to a vendor&rsquo;s location solutions, it is important to understand (1) whether the solutions are based on first-party (SDK) data or on 3rd-party (off-exchanges) data, and (2) whether the vendor has methodologies in place to detect and guard against anomalies. Such anomalies, whether instituted through unintentional errors or systematic abuse/fraud, can derail the promise of precisely geo-targeted services and geo-targeted advertising.</p>

<p>At InMobi, we take the user&rsquo;s experience seriously - serving relevant content while assigning utmost importance to concerns such as propriety and privacy. Having a set of trusted signals helps us identify issues in the broader signal space. Our experience teaches us that unless service providers deploy safeguards against errors in geo signals, these signal errors can degrade the user experience.</p>]]></description>
      <dc:subject><![CDATA[Advertising, English (EN): inmobi.com,]]></dc:subject>
      
      <dc:creator><![CDATA[ Team InMobi  ]]></dc:creator>
      
      <dc:date>2016-09-15T10:44:00+00:00</dc:date>
    </item>
  
    <item>
      <title><![CDATA[Publishers’ Pulse:  Hussam Hammo - CEO at Tamatem]]></title>
      <link>https://www.inmobi.com/blog/2016/09/22/publishers-pulse-hussam-hammo-ceo-at-tamatem/</link>
      <guid>https://www.inmobi.com/blog/2016/09/22/publishers-pulse-hussam-hammo-ceo-at-tamatem/</guid>
      <description><![CDATA[<p>		In celebration of 9 years of continued success in the mobile ad space, InMobi launches Publishers’ Pulse, an interview series in which thought publishing leaders share their history, unique perspectives and outlook on the rapidly ever changing mobile tech industry.</p><p>		In this first edition, we sat down with <a href="https://www.linkedin.com/in/hammo" target="_blank">Hussam Hammo</a>, CEO and founder of Tamatem to learn more about the exciting gaming industry in the Arab world and middle east region where Tatatem is king.</p><p>		<strong> About TAMATEM</strong></p><p>		Irene: What is Tamatem’s secret sauce? Which is your most successful title so far and why?</p><p>		Hussam: <a href="http://tamatem.co/" target="_blank">Tamatem</a> is the MENA region’s leading mobile games publishers and developers; we take successful games from across the globe and tailor them for the Arab region by localizing and making them culturally relevant.</p><p>		Our most successful game to date is <a href="http://tamatem.co/codeless_portfolio/%D9%87%D8%B2-%D8%A7%D9%84%D8%AD%D8%AF%D9%8A%D8%AF/" target="_blank">Shake the Metal</a> that has unlocked more than 5 million downloads and topped charts across the region. The sequel, <a href="http://tamatem.co/codeless_portfolio/shake-the-metal-rush-%D9%87%D8%B2-%D8%A7%D9%84%D8%AD%D8%AF%D9%8A%D8%AF-%D8%AA%D8%B7%D9%88%D9%8A%D9%81/" target="_blank">Shake the Metal Rush</a>, was also a huge success and has achieved more than 3.5 million downloads so far. Both games were successful because they were both created upon the requests of our users, everything from the cars, environments and even the music were all created based on the likes and dislikes of our users.</p><p style="text-align:center;">		<img src="https://www.inmobi.com/ui/uploads/blog/Tamatem_1.png"><br>	<em> 	Tamatem has 67 titles in the App Store and 45 in Google Play.</em></p><p>		<strong>Growth Challenges </strong></p><p>		Irene: What is your User Acquisition strategy? How do you drive downloads for your games across different regions?</p><p>		Hussam: We operate and target the Arab region only, the region has very high smartphone penetration rates and there are more than 60 million active smartphone users. The main issue is that only 2% of content in the App Store are in Arabic and people crave Arabic content.</p><p>		So far we have acquired more than 28 million downloads in the region, which we achieved by utilizing our user database to cross promote. The MENA region also has one of the highest social media users worldwide therefore, we use social media channels to acquire new users.</p><p>		<strong>Monetization Pro-tips & Tricks </strong></p><p>		Irene: What performance metrics are the most valuable to you to maximize games monetization? Why do you rely on video ads to monetize your game?</p><p>		Hussam: We mainly rely on retention, daily active users, which we believe, are key and number sessions. We use video ads because they are a lot more engaging for users, the conversion rate is much higher and they don’t ruin the user’s experience whilst playing a game.</p><p style="text-align:center;">	<img src="https://www.inmobi.com/ui/uploads/blog/Tamatem_2.png"><br><em> 	Hussam gets his tomato creative juices flowing at Tamatem’s HQ @ Amman, Jordan</em></p><p>		<strong>Know Your Users</strong></p><p>		Irene: How do you collect user feedback to improve your game over time?</p><p>		Hussam:To improve our games we listen to what our users want, we mostly use several social media channels. Our users are extremely engaging on social media, especially Instagram, Snapchat, Facebook, YouTube and Twitter.</p><p>		<strong>Industry Trends</strong></p><p>		Irene: What excites you about the near future of the industry of mobile gaming?</p><p>		Hussam: We are really excited to see the future of smartphones; we are hoping to be able to create higher quality games with amazing graphics and real time multiplayer features.</p>]]></description>
      <dc:subject><![CDATA[Acquiring New Users, In-App Monetization, Product and Technology, English (EN): inmobi.com,]]></dc:subject>
      
      <dc:creator><![CDATA[ Irene Herranz,  Head of Global Developer Marketing  ]]></dc:creator>
      
      <dc:date>2016-09-15T09:47:00+00:00</dc:date>
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    <item>
      <title><![CDATA[The Mobile Advertising Ecosystem in the Aftermath of iOS 10]]></title>
      <link>https://www.inmobi.com/blog/2016/09/09/the-mobile-advertising-ecosystem-in-the-aftermath-of-ios-10/</link>
      <guid>https://www.inmobi.com/blog/2016/09/09/the-mobile-advertising-ecosystem-in-the-aftermath-of-ios-10/</guid>
      <description><![CDATA[<p>In a digital world ruled by the proliferation of personal screens, it is the end user that makes or breaks a digital business. And for a company focused on user privacy above all else, the new changes on iOS 10 are an epitome of a world ruled by the user’s preferences.</p><p>The advertising industry is abuzz with the controversy created by the stricter implementation of the Limit Ad Tracking feature in iOS 10. With iOS 9, Limit Ad Tracking restricted the location and behavioral targeting features on iOS devices, resulting in poorly targeted ads. However, advertisers could still use the IDFA (iOS Advertising Identifier) for attribution and frequency capping. With iOS 10, the new operating system nullifies the IDFA for all devices where the user has opted in for Limit Ad Tracking, thereby enforcing complete anonymity of the user to advertisers. While it is a beacon of user privacy standards, this change will have both a positive and negative impact on the user experience. On the one hand, the user is secure in the knowledge that their privacy is maintained and no one can track their mobile usage behavior. However, on the other hand, it also implies that frequency cap checks and IDFA based attribution methods will all fail for devices where Limit Ad Tracking has been turned on, resulting in a repetitive and context-less ad experience.</p><p>Different players in the advertising ecosystem are reacting to this change in various ways. Some have decided to not serve ads on devices with Limit Ad Tracking, upholding the importance of well targeted ads above revenue pressures. Some are taking a stance to continue serving ads on the nullified IDFA accepting the truth of poor targeting as a bitter pill. A few others have put their own identifiers in place to ensure their targeting algorithms remain unaffected. In either case, users who select Limit Ad Tracking will encounter a mobile experience marked with fewer, but contextless ads. As engagement rates and conversions decline, advertisers might decide to reduce their spends on such traffic. This would also imply that users who have gotten into the habit of leveraging rewarded video ads within games/apps may suddenly find themselves bereft of any videos to watch.</p><p>So what can advertisers do to prepare for this change?</p><ol><li>Advertisers need to be aware that this change affects the entire advertising ecosystem and not just one odd advertiser. They need to prepare for some impact on the burn rate of their campaigns. Currently, only about 13-17% of devices have Limit Ad Tracking enabled, but only time will tell if users embrace this feature or ignore it.</li><li>Advertisers should understand the stance of their partners to assess where they can expect the spend to go down or targeting efficiency to be reduced. They will need to measure the efficacy of your campaigns in light of these changes while allocating ad spends.</li><li>Transacting on IDFA null traffic makes advertisers vulnerable to fraud, as most of the fraud check mechanisms depend on the IDFA for iOS. Advertisers should prepare for stricter fraud checks or play safe and spend on IDFA traffic only.</li><li>Advertisers should ensure they are built to the specs of their advertising partners and the ecosystem requirements to avoid any further blockers. Another change which will hit the iOS advertising ecosystem by the end of 2016 is the mandatory compliance for ATS (App Transport Security). All traffic, creatives, attribution links and pixels will need to move to secure HTTPS links by December. Failure to comply would affect advertising spends severely.</li></ol><p>If you are concerned about how this impacts your advertising spends and performance on the InMobi Network or the InMobi Exchange, please contact us at <a href="mailto:efficientbuying@inmobi.com">efficientbuying@inmobi.com.</a></p>]]></description>
      <dc:subject><![CDATA[Advertising, English (EN): inmobi.com,]]></dc:subject>
      
      <dc:creator><![CDATA[ Tanvi Kapoor,  Director - Product Marketing  ]]></dc:creator>
      
      <dc:date>2016-09-09T13:03:00+00:00</dc:date>
    </item>
  
    <item>
      <title><![CDATA[Location Accuracy: Who can you Trust? Part 1/2]]></title>
      <link>https://www.inmobi.com/blog/2016/09/09/location-accuracy-who-can-you-trust-part-1-3/</link>
      <guid>https://www.inmobi.com/blog/2016/09/09/location-accuracy-who-can-you-trust-part-1-3/</guid>
      <description><![CDATA[<p>
		Thanks to the widespread availability of low-cost GPS technology, many mobile devices have the ability to precisely geo-locate themselves. When users of these devices opt-in to make their location information available to applications and network services, a better, location-aware user experience is provided to them.</p><p>
		The location offers improved precision when targeting ads. Accurate location information, when combined with other data like user interest profiles and time of day can significantly improve the chances of ads being noticed by users, and being relevant to them. For instance, store discount coupons may be shown only to users within walking distance of a particular store.</p><p>
		In order to enable location targeting, the location of the device (i.e., its latitude and longitude) is included in the ad request that the device sends to a server. An ad matching service uses the location to find ads that are appropriate to the user’s location. The ad server may also forward the request to other downstream ad servers, ad networks, or ad exchanges that will use the latitude and longitude as part of their own ad matching services to find relevant ads.For location targeting to work correctly, it is important to ensure that the location of the device is captured correctly and transmitted without modification all the way to any of the matching services. The ad service that receives a request directly from a handset is known as a first-party service. First part services have a significant advantage in terms of cleanliness and freshness of request data.</p><p>
		Privacy-compliant, reliable location data: the key to trust</p><p style="text-align:center;">
	<img src="https://www.inmobi.com/ui/uploads/blog/App_Permissions.png"></p><p>
		At InMobi, we run a large ad network where we receive billions of first-party ad requests, from hundreds of millions of devices every day. A large fraction of these requests come with latitude and longitude signals (which are sent upon the user’s consent to an app for collecting location information). A subset of these requests also come from devices which run our SDK. When our SDK runs as part of an application that has permissions to geo-locate the user (see image above), it obtains the latitude and longitude from the device and sends the same to our servers in a secure manner. As a result, we have a greater degree of assurance of the correctness of the location signals from a device when we get a request that is sent from our SDK. We may also receive location signals from the same device, from a different application, that comes to our servers via other channels. This enables us to verify different location signals. Our experience in dealing with location signals at scale has taught us that one needs to exercise a lot of care in interpreting and identifying where users are.</p><p>
		In this series of articles, we discuss some of our learnings along with a few examples that illustrate the biggest challenges with Location data and also offer insights into how important accuracy is for us at InMobi. Stay tuned for more!</p>]]></description>
      <dc:subject><![CDATA[Advertising, English (EN): inmobi.com,]]></dc:subject>
      
      <dc:creator><![CDATA[ Team InMobi  ]]></dc:creator>
      
      <dc:date>2016-09-08T12:15:00+00:00</dc:date>
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    <item>
      <title><![CDATA[Story-Telling with Mobile Video in India]]></title>
      <link>https://www.inmobi.com/blog/2016/09/07/story-telling-with-mobile-video-in-india/</link>
      <guid>https://www.inmobi.com/blog/2016/09/07/story-telling-with-mobile-video-in-india/</guid>
      <description><![CDATA[<p style="text-align:center;">
	This post first appeared in AdAge India</p><p>
	"After nourishment, shelter and companionship, stories are the thing we need most in the world."- Philip Pullman<br>
	<br>
	Advertising is storytelling. From the Mad Men of the 1960's to now, the Don Drapers of the world want to tell us a story. And storytellers don't advertise products, as much as invoke heart-warming, magical connections between users and brands. By hammering out what a brand stands for, the product defines its emotional connect and shapes an identity for itself. India presents a unique opportunity in the storytelling narrative, because it is a mobile first country. And by virtue of that fact, the medium of narration is as important as its message. If mobile is a foregone conclusion, the power of video advertising is still at its evolutionary stages. And I want to delve into why we've transported a desktop experience to a country that has more mobiles than PCs.<br>
	<br>
	<strong>So what makes India ripe for mobile video?</strong><br>
	<br>
	India is a truly mobile-first country. The majority of Indians accesses the internet through their mobile and not a desktop/laptop. More than 200 million Indians access the Internet via their mobile devices. India's 4G and 3G user base is expected to touch 300 million by March 2018, according to research by CLSA. The explosive increase in the country's smartphone penetration, underscored by price wars waged in a hyper-competitive smartphone market, has resulted in Indian consumers buying more smartphones each year.<br>
	<br>
	Mobile video consumption is led by millennials - that age group which marketers, brands, recruitment offices and everyone in the world wants to understand. Studies by PwC indicate that by 2020, Millennials are projected to be 50% of the workforce and by 2025 this number is expected to reach 75% in the US. Naturally, products and services are being conjured across boardrooms to satiate the needs of millennials. Any company that's building for baby boomers has a limited shelf-life.<br>
	<br>
	Not surprisingly, we don't have India specific numbers here, but advertisers are sitting on a virtual gold-mine in India. There's an untapped user base of more than 426 million millennials in India making it one of the largest workforces in the world.<br>
	<br>
	<strong>So what changes for brand advertisers?</strong><br>
	<br>
	Traditionally, brands and agencies have conceptualized and created 'video' content with a TV screen in mind. That's the first impediment for a user - brands need to conceptualize and create video content keeping a smaller, though an equally powerful, mobile-screen in mind. What exactly does this mean?<br>
	<br>
	While the basics remain the same - production value for video storytelling in mobile needs a rethink. For one, less is not always more and mobile is not always about 'quicker', but is often about being 'relevant'. In an experiment run by Google, a mobile video ad had a 26% higher VTR (View Through Rate) compared to shorter versions of the same ad played on desktop and TV. That's an important metric because the mobile video ad was three times longer; yet, it was viewed more. Clearly users are willing to engage more with video content on their mobile screens viz-a-viz other traditional screens. In this case, the content was intriguing and fun and piqued the interest of users nudging them to watch the 'longer' mobile video ad till the end.<br>
	<br>
	<strong>New Rules in the New World of Mobile Video</strong><br>
	<br>
	Brand advertisers in India would benefit significantly by allocating budgets to test different concepts, video ad lengths etc. of mobile video ads to compare key metrics across screens. Running experiments to test the efficacy of different mobile video ad formats will be critical to yield confidence in the early days. Vertical video, a video format that renders in the portrait mode with9:16 aspect ratio on mobile phones, was first introduced in 2015 by Snapchat, and has since seen rapid adoption. As observed by Snapchat, with 9 times the viewing completion rate when compared to horizontal video, Vertical Video is establishing itself as the most natural format for mobile users.<br>
	<br>
	Once you have nailed down the format for the mobile video ad, it is important to further enhance the user experience by avoiding some basic rookie errors. For example, Serving the same video pre-roll multiple times during a content series, forcing long-form ads ahead of short-form videos and one of the personal favorites - auto-playing video, with audio, without the user's consent.<br>
	<br>
	Mobile video is a storytelling format where advertisers can get instant feedback. Much like a theatre artist gets a standing ovation or a muted applause at the end of a performance, advertisers can get immediate feedback too. The end card for each mobile video ad, gives users specific directions allowing brands to drive measurable actions - visits to the brand's website, signups for an event, sharing on social platforms etc. In fact, the InMobi network shows that combining mobile video with rich media doubles the time spent on the ad unit and drives phenomenal brand engagement for advertisers.<br>
	<br>
	Compared to display advertising, which includes both video and banner, the mobile video offers greater creative possibilities, more opportunities to engage viewers with relevant, entertaining content and a more immersive experience. Also, contrary to popular belief, research suggests that mobile video screening is "far less distracted than it is on TV." I think of mobile video ads as a sort of 'private screening' opportunity that brand advertisers in India should be harnessing.</p><p>
	If users like the ad, it can also be viewed 'on-demand' (on various social media or video content platforms), resulting in a powerful resonance in a brand's message. Once you have the user interested in your 'story', you've established a personal connect that so many brands crave for. And in this endeavor to make advertising relatable on mobile, video needs a complete rethink.</p>]]></description>
      <dc:subject><![CDATA[Advertising, English (EN): inmobi.com,]]></dc:subject>
      
      <dc:creator><![CDATA[ Supriya Goswami,  VP & Global Head of Marketing, InMobi Marketing Cloud  ]]></dc:creator>
      
      <dc:date>2016-09-07T11:27:00+00:00</dc:date>
    </item>
  
    <item>
      <title><![CDATA[Mobile Video Ads - Everything a developer needs to know - Part 1]]></title>
      <link>https://www.inmobi.com/blog/2016/09/07/mobile-video-ads-everything-a-developer-needs-to-know-part-1/</link>
      <guid>https://www.inmobi.com/blog/2016/09/07/mobile-video-ads-everything-a-developer-needs-to-know-part-1/</guid>
      <description><![CDATA[<p>After &ldquo;Mobile is Eating our World&rdquo; it&rsquo;s time for &ldquo;Video is the new HTML&rdquo;, and building on these thoughts of Benedict Evans, we at InMobi are proud to introduce the <strong>#WinWithVideo</strong> series which we kickstarted last week with a webinar (Download: <a href="http://www.slideshare.net/inmobi/everything-a-developer-needs-to-know-about-the-mobile-video-ads" target="_blank">Presentation</a>, <a href="https://www.youtube.com/watch?v=xv-cXGeSQsk&amp;feature=youtu.be" target="_blank">Video Recording</a>) on the mobile video ads. This blog is part of the same series elaborating on types of video ad formats and creative trends prevalent in the industry.</p>

<p><strong>Full-screen Video Ads</strong></p>

<p>A full-screen video ad is a short, high-definition video which can be skippable or non-skippable, based on the publisher&rsquo;s preference and occurs at natural breakpoints within an app, such as the end of a level in a game. A great user experience coupled with a buffer-free stream of the video guarantees better eCPMs for publishers and lower CPA for advertisers, demonstrating the true power of video.</p>

<p style="text-align:center;">&nbsp;</p>

<p><iframe align="center" allowfullscreen="" frameborder="0" height="315" src="https://www.youtube.com/embed/llDgunaLe3A" style="width:90%;max-width:570px;"></iframe></p>

<p style="text-align:center;"><em>This example is illustrative.</em></p>

<p>This video ad format is ideal for advertisers looking to acquire new users by driving app installs as we found that users acquired through a full-screen video ad were more valuable than users acquired through an interstitial ad; and the cherry on top - 50% lower cost per action, ensuring a better return on your investment! Ideal for gaming publishers, this ad format delivers double the eCPMs of interstitial ads - for the same slot.</p>

<p style="text-align:center;"><img alt="FullScreen-Metrics.png" src="https://web.inmobicdn.net/website/website/6.0.1/uploads/blog/FullScreen-Metrics.png" style="width: 1024px; height: 192px;" /></p>

<p style="text-align:center;"><em>Performance on InMobi as compared to Interstitial ads</em></p>

<ul>
	<li>Placement: Publishers can place this ad at logical breakpoints in their game such as while the user waits for matchmaking to complete, or when the user clears a particular level. Publishers also have the option of choosing skippable or non-skippable video ads, in-tune to their app&rsquo;s user experience.</li>
	<li>Length: If the advertiser targets skippable inventory, the maximum recommended length is 15s and if the advertiser targets non-skippable inventory, the maximum recommended length is 10s.</li>
</ul>

<p><strong>Rewarded Video Ads</strong></p>

<p>A Rewarded video ad is a non-skippable, high-definition video which a user opts in to watch in exchange for virtual goods or gifts within the app. Rewarded video is seeing huge adoption within the game developer community due its non-intrusive nature, with the added benefit that often encourages players to stay with a game longer than they might otherwise.</p>

<p style="text-align:center;">&nbsp;</p>

<p><iframe align="center" allowfullscreen="" frameborder="0" height="315" src="https://www.youtube.com/embed/CRWgvnaHg08" style="width:90%;max-width:570px;"></iframe></p>

<p style="text-align:center"><em>This example is illustrative.</em></p>

<p>Advertisers with the objective to increase brand awareness objective or drive app installs benefit from this intriguing ad format. Given that the user chooses to opt-in to view the video, this ad format delivers over 90% completion rates. The users acquired through Rewarded video ads have been found to be very valuable with upto twice the LTV of users acquired through interstitials. Recommended for gaming publishers, they too enjoy a 3-5x increase in eCPMs,and a non-intrusive, retention-friendly experience for their apps.</p>

<p style="text-align:center;"><img alt="Rewarded-Metrics.png" src="https://web.inmobicdn.net/website/website/6.0.1/uploads/blog/Rewarded-Metrics.png" style="width: 1024px; height: 226px;" /></p>

<p style="text-align:center;"><em>Performance on InMobi as compared to Interstitial ads</em></p>

<ul>
	<li>Placement: Publishers can place this ad at storefronts (the most common placement), the start of gameplay for a booster bonus, end of gameplay for an extra life, etc.</li>
	<li>Length: Due to the non-skippable, non-intrusive nature of this ad format, the ad should be between 10s and 30s for optimal impact.</li>
</ul>

<p><strong>Splash Video Ads</strong></p>

<p>A splash video is an ephemeral non-skippable video ad, lasting for a few seconds, which surfaces prior to the app launch. While the publishers benefit from a new source of inventory opening up, advertisers get access to the user&rsquo;s prime-time. What really sets this ad format apart from the rest is access to the users&rsquo; undivided attention ensuring that the message is relayed to the user.</p>

<p style="text-align:center;"><img alt="Splash" src="https://resources.inmobi.com/l/74462/2016-09-07/673v87/74462/97522/AirBnB_03.gif" /></p>

<p style="text-align:center;"><em>This example is illustrative.</em></p>

<p>Advertisers looking to increase brand awareness, or market a new product launch akin to television advertising where they put ads just before a show or movie starts, should opt for this format. This format is suitable for both gaming and non-gaming publishers.</p>

<ul>
	<li>Placement: Apart from the launch screen, publishers can also place this ad whenever app resumes in the foreground.</li>
	<li>Length: Since the ad is non-skippable and appears in the critical path of the user attempting to open an app, the ad should be no longer than a 5 secs segment.</li>
</ul>

<p>Splash Video Ads is definitely opening doors to new inventory which can be an additional seasonal boost to the revenue.</p>

<p>Stay tuned for the part-2 where we will cover more video formats. Always #WinWithVideo!</p>]]></description>
      <dc:subject><![CDATA[Advertising, In-App Monetization, English (EN): inmobi.com,]]></dc:subject>
      
      <dc:creator><![CDATA[ Abhishek Khurana,  Product Marketing Manager  ]]></dc:creator>
      
      <dc:date>2016-09-07T09:46:00+00:00</dc:date>
    </item>
  
    <item>
      <title><![CDATA[Mobile Video Ads : What do they  mean for Performance Advertisers?]]></title>
      <link>https://www.inmobi.com/blog/2016/09/06/mobile-video-ads-what-do-they-mean-for-performance-advertisers/</link>
      <guid>https://www.inmobi.com/blog/2016/09/06/mobile-video-ads-what-do-they-mean-for-performance-advertisers/</guid>
      <description><![CDATA[<p>
		Online 	
	<a href="http://www.pointsgroupllc.com/online-video-trends-2016/" target="_blank">video ad spend</a> is estimated to grow at a rate of 25% year on year (YoY) to $9.6 billion in 2016. Brands have seen remarkable success in narrating their brand stories and captivating online audiences using video, with high engagement, increased dwell times and high completion rates. But what does this mean for performance advertisers? Does video deliver beyond awareness-generation? Can video steer consideration, and thereby influence conversions and the acquisition of high lifetime value (LTV) customers?
</p>
<p>
	<strong>Video is eating the world</strong>
</p>
<p>
		55% of all 	
	<a href="http://www.cisco.com/c/en/us/solutions/collateral/service-provider/visual-networking-index-vni/mobile-white-paper-c11-520862.html" target="_blank">content</a> consumed on mobile in 2015 was video and this is expected to grow to 75% by 2020. Video is emerging as the preferred medium for advertisers because of genuine demand from users. Unlike traditional online ad formats, the immersive nature of video not only strengthens user intent by generating excitement but also drives users to transact or download.
</p>
<p>
		Mobile video’s telling effect on key downstream metrics such as click-through rates (CTR), conversion rates (CVR) and quality of users acquired is unparalleled. A recent 	
	<a href="http://www.mobyaffiliates.com/blog/mobile-native-video-ads-are-proving-effective-says-opera-mediaworks-and-comscore-report/" target="_blank"> comScore </a> study revealed a 90% uplift in performance campaigns that used video ads. Industry segments such as retail, gaming and housing are early benefactors of the video wave. While <a href="http://blog.hubspot.com/marketing/video-marketing-statistics#sm.0000zd8s8816idfffqfhg1qq8ssor" target="_blank">shoppers</a> are 64% more likely to buy a product after watching a video, <a href="http://blog.hubspot.com/marketing/video-marketing-statistics#sm.0000zd8s8816idfffqfhg1qq8ssor" target="_blank">real estate companies </a> with video ad listings have received 403% more inquiries than those without!
</p>
<p>
	<strong>InMobi video insights</strong>
</p>
<p>
		The performance of videos on the InMobi network tells a similar story. InMobi’s analysis of over 1 billion<sup>1</sup> ads globally corroborates the effectiveness of video for performance marketers, delivering 5 times the average CTR and 100% more conversions than that of traditional ad formats such as banners. But, the success of video on mobile has more to it than mere user demand!
</p>
<p style="text-align:center;">
	<img src="https://www.inmobi.com/ui/uploads/blog/Graph_-_Mobile_Video_Blog.png">
</p>
<p style="text-align:center;">
	<em>Source: InMobi Network Insights - Indexed numbers with banner performance as baseline</em>
</p>
<p>
		As a non-intrusive and highly palatable format, video captures the attention of users. Be it introducing the latest hardcore gaming app to its audience or driving transactions for an online sale, video draws users into an immersive experience, unlike the static ad formats. In addition, video ads on mobile have the advantage of context and communicate personalized value propositions to gently nudge customers. For example, an online food ordering platform can draw customers by showcasing video storyboards with the cuisine on offer during lunch or dinner hours. Or, a video of the latest fall collection for women in an apparel store can generate excitement among fashion aficionados and improve sales. Finally, custom end cards in videos capture the strong user intent in mobile users thereby delivering audiences of remarkable quality to advertisers.
</p>
<p>
	<strong>The power of mobile video</strong>
</p>
<p>
		Performance marketers are 
	<strong>5 times</strong><sup>2</sup>  more likely to acquire a high-quality user with video than with traditional banner ads. Mobile video - with its various formats - is a valuable investment for advertisers to glean high-quality audiences from a myriad of users out there. For example, the rewarded video format, widely used in the gaming industry, is synonymous with high-quality gamers. A player is a 	<a href="http://www.alistdaily.com/media/mobile-video-ads-becoming-more-popular-than-ever/" target="_blank">third more likely</a> to stick around when downloading a game after seeing a video ad than if they downloaded the game after seeing a non-video format ad. Rewarded video ads provide in-app rewards for completed views rather than clicks in a gaming app, leading to not only informed clicks but also downloads with true user intent.
</p>
<p>
		Also, auto-play video - the preferred video ad format for performance advertisers - has delivered 
	<strong>300% better conversion</strong> than traditional banner ads. Mobile users today prefer to experience serendipitous discovery with such videos. The ability to target audiences with high video view percentages guarantees high value for performance advertisers and is what makes the mobile video much more powerful than traditional channels.
</p>
<p>
		At a time when consumers interact with a variety of devices, it is important for performance advertisers to get a consistent message across channels. With video, existing assets from traditional channels can be leveraged on the mobile platform to capitalize on the consumer moments that drive ease of download and transaction - key actions that matter the most to performance advertisers. Advertisers such as Supercell have made the most out of app install campaigns by supplementing a consistent cross-channel messaging across television and outdoor (super bowl) with mobile video.
</p>
<p>
		Video on mobile, as a distinctly active visual medium, aids the consumer journey from awareness to consideration to action within a span of 15-30 seconds. Reaching beyond the surface, video renders the performance marketers’ value proposition in a clear and understandable manner. With a strong user pull and noticeable results, the mobile video clearly is as mainstream for performance advertisers as it is for brands.
</p>
<p>
	<sup>1</sup> Only rendered  | <sup>2</sup> InMobi Network Insights
</p>]]></description>
      <dc:subject><![CDATA[Advertising, English (EN): inmobi.com,]]></dc:subject>
      
      <dc:creator><![CDATA[ Rajesh Pantina,  Head of Marketing, Asia Pacific  ]]></dc:creator>
      
      <dc:date>2016-09-07T08:57:00+00:00</dc:date>
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    <item>
      <title><![CDATA[InMobi Announces New Partnerships for Offline Measurement and In-Store Attribution]]></title>
      <link>https://www.inmobi.com/blog/2016/09/02/innobi-announces-new-partnerships-for-offline-measurement/</link>
      <guid>https://www.inmobi.com/blog/2016/09/02/innobi-announces-new-partnerships-for-offline-measurement/</guid>
      <description><![CDATA[<p>“If you can’t measure it, you can’t improve it,” said the famous management guru, Peter Drucker. Thankfully, the digital medium allows marketers to measure direct response metrics like views, engagement and user acquisition. Such direct response metrics are extremely useful for digital products such as apps and websites where a completed action is a sign of conversion.</p><p>However, in the traditional world of consumer goods, retails and Quick Service Restaurants, a direct response is indicative of interest and nothing else. The success of a marketing campaign is triggered only through increased store footfalls and sales.</p><p><a href="http://inmobi.com/" target="_blank">InMobi</a>, the world’s largest independent mobile advertising and discovery platform, now has partnerships with <a href="https://www.placed.com/" target="_blank">Placed</a> and <a href="http://www.ninthdecimal.com/" target="_blank">NinthDecimal</a>. The new strategic relationships give marketers the opportunity to measure offline attribution either through Placed's, panel app or NinthDecimal's impression based Location Conversion Index™, allowing them to measure down-the-funnel metrics including footfalls and the location conversion index.</p><p>With these partnerships, advertisers can also get a true sense of how many footfalls are being driven to their specified store locations through the advertising campaigns on both the InMobi Network and the InMobi Exchange.</p><p>“Mobile is an effective medium for driving people into the store through mobile dynamic creatives,” says Jeff Coon, Head of Global Alliances at InMobi. “Through these partnerships, InMobi is placing one more tool in the hands of the advertisers to prove the efficacy and measure the ROI of this medium.”</p><p>Advertising seasonal sales, new offers, new collections and contextual targeting to show different creatives at different times of the day, are excellent strategies for driving footfalls to the store, and can be leveraged through mobile campaigns. This also encourages advertisers to take an active interest in optimizing their mobile creatives to entice the user to visit the store.</p><p><strong>More about NinthDecimal</strong></p><p>NinthDecimal is the leading omni-channel audience and measurement company, operating at the intersection of the digital and physical worlds. Fortune 500 companies and marquee brands, including American Express, Comcast, Kraft, Microsoft, Starbucks, Target and Toyota, use NinthDecimal’s data to plan, activate and measure campaigns, while gaining deeper insights into their audience and overall business. By bridging online and offline data, NinthDecimal’s pioneering Location Graph platform offers the most precise audience solution in the market to understand today’s consumer and how to engage them throughout the path-to-purchase. Its <a href="http://www.ninthdecimal.com/location-conversion-index-lci-measurement/" target="_blank">Location Conversion Index™ (LCI™)</a> is the industry’s first offline attribution solution that goes beyond the click to measure physical-world behavior at the point of purchase, and data partnerships with companies like Acxiom, BlueKai, Datalogix, Experian, LiveRamp, Neustar and more provide a comprehensive closed-loop solution.</p><p>“For businesses that primarily sell offline, ensuring a successful digital campaign – whether in mobile, desktop, or both - ultimately lies with understanding the complete path that consumers take to make a purchase,” said Todd Rose, SVP of Business Development at NinthDecimal. “Connecting physical and digital world insights can help marketers optimize their campaigns with confidence to make sure they achieve the highest ROI possible.”</p><p><strong>More about Placed</strong></p><p>Placed is a market share leader in ad to in-store attribution. Measuring billions of first party locations on a daily basis, independent of media, across the world's largest opt-in location audience, Placed provides a comprehensive understanding of consumers' offline behaviors and is a preferred attribution solution across brands, publishers, and agencies including Digitas, UM, Initiative, Horizon, BPN, and Essence.</p><p>”Going back to 2014, Placed and InMobi have partnered to make location measurable and actionable across billions of impressions,” said David Shim, Founder and CEO at Placed. “As the partnership has matured, Placed has seen InMobi’s focus on footfall as a primary success metric drive better performance for some of the largest advertisers in the US by combining best in class reporting with in-flight optimization. With this partnership announcement, Placed is excited to continue to build on the success that we’ve seen to date with InMobi.” </p>]]></description>
      <dc:subject><![CDATA[Advertising, Announcements, English (EN): inmobi.com,]]></dc:subject>
      
      <dc:creator><![CDATA[ Team InMobi  ]]></dc:creator>
      
      <dc:date>2016-09-02T12:11:00+00:00</dc:date>
    </item>
  
    <item>
      <title><![CDATA[Vertical Video - Don’t Assume I’ll Rotate My Phone For You]]></title>
      <link>https://www.inmobi.com/blog/2016/08/31/vertical-video-dont-assume-ill-rotate-my-phone-for-you/</link>
      <guid>https://www.inmobi.com/blog/2016/08/31/vertical-video-dont-assume-ill-rotate-my-phone-for-you/</guid>
      <description><![CDATA[<p>While many users are willing to rotate their phones to landscape mode to watch a video, they&rsquo;re unlikely to take the same action when viewing video ads. Brands have traditionally conceived, created and filmed their ad units horizontally, with TV and desktop in mind and mobile as an afterthought.</p>

<p>Horizontal video ad units only fill 25 percent of a phone&rsquo;s screen when held in portrait mode. It&rsquo;s only recently, with the reported <a href="http://www.bloomberg.com/news/articles/2016-04-28/snapchat-user-content-fuels-jump-to-10-billion-daily-video-views" target="_blank">10 billion daily vertical video views on Snapchat</a>, that brands are being forced to change the way they plan, create and film the video for mobile. Why wouldn&rsquo;t brands want to fill 100 percent of mobile screens without the user having to take any action?</p>

<p style="text-align:center;"><em>&ldquo;Our hands are best suited to holding objects vertically, which is why phones, tablets and, in the predigital age, our books and other documents were usually oriented in portrait mode.&rdquo; Source: <a href="http://www.nytimes.com/2015/08/13/technology/personaltech/vertical-video-on-the-small-screen-not-a-crime.html?_r=0">The New York Times</a></em><br />
<img src="https://inmobi.com/ui/uploads/blog/Horizontal__Vertical_Video.png" style="width: 592px; height: 462px;" /><br />
<strong>Don&rsquo;t waste space: Vertical video offers 4X better visual effects</strong></p>

<p><strong>Jump into the edge-to-edge experience</strong></p>

<p>Vertical Video delivers a highly engaging TV-like experience in the palm of users&rsquo; hands. It&rsquo;s a true mobile-first experience, with the video filmed in portrait mode (9:16 or 1080x1920 resolution). When AdWeek published the article <a href="http://www.adweek.com/news/technology/now-vertical-video-finally-legitimate-creatives-need-rethink-everything-166345" target="_blank">&ldquo;Now that Vertical Video is finally legitimate, creatives need to rethink everything&rdquo;</a> in 2015, it described how some companies are offering tools to resize horizontal videos, to make them vertical. However, as a best practice, the vertical video should be created and filmed with the mobile device in mind, not as an afterthought.</p>

<p>Major publishers such as Hearst, Mashable, Refinery29, Vice, CNN, National Geographic, Food Network, Buzzfeed and many more, have already dedicated resources to creating vertical video content.</p>

<p>Live streaming apps, <a href="http://www.adweek.com/news/technology/periscope-now-has-10-million-users-who-watch-21-million-minutes-day-166361" target="_blank">Periscope</a> and Meerkat, as well as video content player YouTube have also embraced vertical video.</p>

<p><strong>Engaging, Immersive Creative for Mobile</strong></p>

<p>A 360 video compliments vertical video and is best experienced on a mobile device, where the user can touch the screen, or tilt their phone around to see different camera angles. Now that Google&rsquo;s YouTube supports 360 video, we expect to start seeing brands filming more of their content in this unique format.</p>

<p>Another great news for the immersive video production landscape is the launch of the <a href="https://shop.gopro.com/virtualreality/omni---all-inclusive/MHDHX-006.html" target="_blank">GoPro Omni</a>.</p>

<p>The availability of the GoPro Omni, a six-camera spherical array, further enforces the growth of 360 video and VR video creation in the industry today. Photographers and videographers have the ability to piece together a slick 360 video experience. For the mobile marketing industry, this news offers validation that 360 and VR are soon to be the norm, and presents a huge opportunity to fully embrace immersive mobile video content as a primary way of advertising.</p>

<p>At InMobi, we&#39;re seeing video campaigns delivering 80% better engagement rates than banner-based ones. It is the best performing format across the board in terms of engagement. The GoPro Omni will allow brands to take video content up to the next level with 360 and VR. Mobile video has already been touted as a major channel for advertisers - with GoPro entering this arena, we&#39;re confident this will add even more engaging opportunities for brand storytelling, especially among millennials.</p>

<p style="text-align:center;"><img src="https://inmobi.com/ui/uploads/blog/Swipe_Screen.png" style="width: 271px; height: 574px;" /></p>

<p><strong>In-app video cannot easily go unnoticed</strong></p>

<p>Interstitials are a natural part of the in-app experience. Appearing within natural breaks in the user&#39;s experience upon the launch of an app, in-between levels of a game, at the end of a song. In-app interstitials are full screen experiences, that can not be scrolled past easily like mobile web.</p>

<p style="text-align:center;"><img src="https://inmobi.com/ui/uploads/blog/Narcos_Netflix1.png" style="width: 271px; height: 574px;" /></p>

<p><strong>Brand Adoption</strong></p>

<p>InMobi Exchange has seen Samsung, Netflix and AirBnB lead the way in creating and distributing vertical videos at scale globally. We&rsquo;re excited to see more brands follow suit.</p>

<p>2 very important best practices for Vertical Video:</p>

<ol>
	<li>For best results, film content in portrait mode, rather than cutting or resizing horizontal video.</li>
	<li>Add rich media or static end cards to increase the opportunity for further user engagement and time spent on the ad unit. End cards appear at the end of an ad or in between sections of a video ad, with calls-to-action that allow for better storytelling. InMobi sees 2X engagement metrics when end cards are leveraged.</li>
</ol>

<p><a href="mailto:efficientbuying@inmobi.com">Learn more about impactful, highly engaging, immersive mobile ad formats</a> available on the InMobi Exchange.</p>

<p><a href="http://www.mmaglobal.com/webinars/vertical-video-next-frontier" target="_blank"><strong>Watch our Webinar on Vertical Video</strong></a></p>]]></description>
      <dc:subject><![CDATA[Advertising, English (EN): inmobi.com,]]></dc:subject>
      
      <dc:creator><![CDATA[ Kayla Wilson,  Director of Programmatic Partnerships and Clara Planel, Global Director, Brand Marketing   ]]></dc:creator>
      
      <dc:date>2016-08-30T23:54:00+00:00</dc:date>
    </item>
  
    <item>
      <title><![CDATA[Back To School Shopping 2016 Insights ]]></title>
      <link>https://www.inmobi.com/blog/2016/08/30/back-to-school-shopping-2016-insights/</link>
      <guid>https://www.inmobi.com/blog/2016/08/30/back-to-school-shopping-2016-insights/</guid>
      <description><![CDATA[<p>As we gear up for yet another school year, parents and kids are shopping for books, backpacks, uniforms, and gadgets. Back-to-school is the second largest shopping season of the year with sales expected to total $828.81 billion in 2016, up 2.6 percent year-over-year, according to eMarketer.</p>

<p>Brands and retailers have a significant opportunity to influence the purchase decisions by learning from this consumer behavior.</p>

<p><img alt="Infographic" src="https://www.inmobi.com/ui/uploads/blog/rsz_back_to_school_infographic_2016.jpg" style="width: 1024px; height: 5413px;" /></p>

<p>If you&#39;re interested in knowing more about this topic, check out our blog on <a href="https://www.inmobi.com/blog/2016/08/22/ace-back-to-school-shopping-through-mobile-video" target="_blank"><strong>How to Ace Back-To-School Shopping Through Mobile Video!</strong></a></p>]]></description>
      <dc:subject><![CDATA[Advertising, Consumer Research, English (EN): inmobi.com,]]></dc:subject>
      
      <dc:creator><![CDATA[ Shamala DN  ]]></dc:creator>
      
      <dc:date>2016-08-30T13:35:00+00:00</dc:date>
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      <title><![CDATA[Ace Back-To-School Shopping Through Mobile Video]]></title>
      <link>https://www.inmobi.com/blog/2016/08/22/ace-back-to-school-shopping-through-mobile-video/</link>
      <guid>https://www.inmobi.com/blog/2016/08/22/ace-back-to-school-shopping-through-mobile-video/</guid>
      <description><![CDATA[<p style="text-align:center;">		<a href="http://www.imediaconnection.com/article/232800/160816-tanvi-kapoor-ace-back-to-school-shopping-through-mobile-video-1" target="_blank">Originally published on iMedia</a></p><p>		As we gear up for yet another school year, parents and kids are shopping for books, backpacks, uniforms, and gadgets. Back-to-school is the second largest shopping season of the year with sales expected to total $828.81 billion in 2016, up 2.6 percent year-over-year, according to <a href="http://www.emarketer.com/Article/Back-to-School-Retail-Sales-Grow-26-This-Year/1014054" target="_blank">eMarketer</a>. Previously, this meant heading to a shopping mall. However, the digital age has changed the way we shop, and the adoption of mobile has introduced new ways to research, compare, and buy. It's important that advertisers reach these mobile shoppers to encourage mobile purchases or drive them in-store.</p><p>		Consumers expect engaging experiences irrespective of the medium they use to shop. <a href="http://www.emarketer.com/Article/Even-During-TV-Time-Digital-Devices-Play-Prominent-Role/1013997?ecid=NL1001" target="_blank">eMarketer</a> revealed that, unsurprisingly, smartphones are the device of choice for multitaskers with 146.9 million Americans simultaneously using their phone, while watching TV -- representing more than two-thirds of internet users. With this shift in consumption, it's clear that brands need to allocate marketing budgets towards mobile videos.</p><p><strong>Why mobile video?</strong></p><p>		According to <a href="http://www.mediapost.com/publications/article/279663/mobile-video-forecast-to-hit-25b-globally-in-5-ye.html" target="_blank">Strategy Analytics</a>, worldwide revenue from mobile video will reach $25 billion by 2021, and mobile video viewers will reach 2 billion users by the end of 2022. Mobile video advertising is dynamic and eye-catching, especially when telling a story. It's fast becoming one of the most popular advertising channels among marketers due to:</p><ul>
<li><strong>Higher engagement: </strong>Data from <a href="http://www.marketingcharts.com/online/us-2012-benchmark-ad-ctrs-in-stream-video-at-1-11-mobile-at-0-88-27984/" target="_blank">DG Media Mind</a> shows the average click-through-rate (CTR) for in-stream video ads was 1.11 percent -- much higher than mobile banner ads with a CTR of 0.88 percent. It's also become apparent that video ads offer better engagement to users and advertisers.</li><li><strong>Versatility: </strong>Mobile videos are used to release product teasers, video tours and to help bring a product to life. This highly versatile nature makes video advertising far more dynamic and interactive, and it allows marketers to increase engagement and stimulation with customers.</li><li><strong>Higher conversion rates: </strong>A survey from <a href="http://realtime.email/blog/use-of-video-increases-average-order-value-conversions-and-revenue-for-e-commerce-brands-according-to-liveclicker-research/" target="_blank">Liveclicker</a> revealed that videos on product landing pages on a retailer's website can increase the average order value by 50 percent. Retailers who uploaded videos to their product pages had 80 percent higher conversion rates than those with videos on less than 25 percent of their landing pages.</li><li><strong>Anytime access: </strong>Mobile video is always available and is viewed without primetime hours like online or TV. Although mobile video consumption is often complimentary to other devices, mobile is often the sole source of media consumption, especially on the go. Due to the multiple short bursts of time spent on mobile, video ads typically range from 10–15 seconds and are viewed one at a time, rather than the back to back ads you see on TV.</li><li><strong>Deeper influence: </strong>According to <a href="http://www.onlinevideo.net/2015/03/shoppers-who-watch-videos-are-1-6x-more-likely-to-buy-invodo/" target="_blank">Invodo</a>, 81 percent of online shoppers will research products before buying, and those who watched a product-related video were 1.6x more likely to buy the product than shoppers who didn't. Additionally, 52 percent of consumers admitted that watching product videos made them more confident in their online purchase decisions.</li></ul><p><strong>Back to school: The opportunity</strong></p><p>		Brands can create excitement and a sense of urgency with mobile video, while also telling a story to engage shoppers. Advertisers can create effective mobile video campaigns through a variety of ways, including:</p><ul>
<li><strong>Video format: </strong>Video ads on mobile are often repurposed from desktop and TV, and they are filmed in landscape mode. Brands are starting to film content vertically to match the natural position of how users hold their phone. They can deliver a full-screen video experience, without expecting users to rotate their phones.</li><li><strong>Screen size: </strong>Smartphones have a limited screen size compared to traditional mediums. Mobile video ad creatives should take this into account by making ads crisp and clear while considering bold, visual imagery. Viewers shouldn't struggle to make out what is happening in the video, and any text should stand out and be legible.</li><li><strong>Short and crisp: </strong>Attention spans on mobile are short lived, creating a need for concise video ads to keep users engaged. The relevance and content also dictate the length of the video, since <a href="http://www.alistdaily.com/social/wibbitz-reveals-how-viewers-prefer-video-advertising/" target="_blank">70 percent</a> of consumers won't watch an ad longer than 10-15 seconds. Brand impact is strongest within the first few seconds, forcing advertisers to optimize ads with messaging and branding at the start.</li><li><strong>Actions and incentives: </strong>A direct response component is necessary for all ads to engage users through a call to action (CTA) button such as "Tap to view the website," "Tap to share on social media," or "Tap to download more info." The CTA can be a URL, a button or a hashtag that provides additional opportunities to scale campaign reach and measure ROI.</li><li><strong>Engage without audio: </strong>The popularity of mobile autoplay video ads has increased but there are concerns this can be perceived as too intrusive. Mobile video ad units should include an opt-in button to initiate audio, but the creative should be engaging enough to get the user's attention without sound.</li></ul><p><strong>Mobile video: A winning combination</strong></p><p>		As users become obsessive with their mobile devices and the entire school ecosystem from parents, teachers and students engage in mobile experiences, mobile video ads offer great potential for marketers to stay ahead. The adoption of mobile will continue for school assignments, student-teacher collaboration and feedback.</p><p>		Every consumer has unique personalities and habits - marketers should experiment with types, lengths and formats to make campaigns efficient based on responses. Investment in video ads will only increase over the coming years and it's important for marketers to develop sophisticated mobile ad campaigns to drive brand value</p>]]></description>
      <dc:subject><![CDATA[Advertising, English (EN): inmobi.com,]]></dc:subject>
      
      <dc:creator><![CDATA[ Tanvi Kapoor,  Director - Product Marketing  ]]></dc:creator>
      
      <dc:date>2016-08-26T11:14:00+00:00</dc:date>
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      <title><![CDATA[Developer Economics Report: The State of the Developer Nation Q3 2016]]></title>
      <link>https://www.inmobi.com/blog/2016/08/26/developer-economics-report-the-state-of-the-developer-nation-q3-2016/</link>
      <guid>https://www.inmobi.com/blog/2016/08/26/developer-economics-report-the-state-of-the-developer-nation-q3-2016/</guid>
      <description><![CDATA[<p>
	We’re happy to announce that our friends at VisionMobile have just published the <a href="http://vmob.me/DE3Q16InMobi" target="_blank">State of the Developer Nation report for Q3 2016</a> - the latest trends in the developer economy which you helped shape!</p><p>
	The report includes insights and analysis based on responses from over 16,500 developers globally across multiple research areas including Mobile, Desktop, Cloud, IoT, and Augmented / Virtual Reality, as well as Machine Learning.</p><p>
	It focuses on four major themes – each with its own visualization:</p><ul>
	<li><strong>Mobile platform wars</strong> - The mobile developer population is shifting east and to Android. After years of stability, Android is now extending its dominance in device sales to even greater developer mindshare and priority over iOS.</li>	<li><strong>Desktop and cloud developer tribes</strong> - There are strong correlations between desktop developer platform priorities and their choice of language on the server side. These illustrate how the developer population is split into technological tribes.</li>	<li><strong>A new phase in the IoT market -</strong> The massive influx of developers to IoT in 2015 has slowed significantly, and developers are picking which vertical markets to target. Where are bets going to be placed as the market begins to mature?</li>	<li><strong>Where are developers looking next?</strong> Augmented and virtual reality, and machine learning – are they just the latest over-hyped technologies or the next big things? The level of developer interest in both areas suggests the latter.</li></ul><p><strong>
	Insightful Key Highlights:</strong></p><ul>
	<li>Leaping to a new record for any platform since they started measuring, Android now has 79% mindshare amongst mobile developers</li><li>47% of professional developers now consider Android their primary platform, up 7 percentage points in the last 6 months</li>	<li>Nearly 23% of developers are already involved in either AR or VR development, most of those as a hobby or side project</li>	<li>An amazing 41% of developers are involved in data science or machine learning in some way, 33% of those in a professional capacity</li></ul><p>
	The report is aimed at helping you gain insight into the latest trends in development and what sparks them, discover where you stand among other developers, as well as make important decisions about tools, platforms and programming languages.</p><p>
	The full report is available for download <a href="http://vmob.me/DE3Q16InMobi" target="_blank">here</a>, enjoy your own copy now!</p>]]></description>
      <dc:subject><![CDATA[Consumer Research, In-App Monetization, Product and Technology, English (EN): inmobi.com,]]></dc:subject>
      
      <dc:creator><![CDATA[ Irene Herranz,  Head of Global Developer Marketing  ]]></dc:creator>
      
      <dc:date>2016-08-26T11:01:00+00:00</dc:date>
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      <title><![CDATA[View-Through Attribution: Shifting Gears in Performance Marketing]]></title>
      <link>https://www.inmobi.com/blog/2016/08/24/view-through-attribution-shifting-gears-in-performance-marketing/</link>
      <guid>https://www.inmobi.com/blog/2016/08/24/view-through-attribution-shifting-gears-in-performance-marketing/</guid>
      <description><![CDATA[<p>A successful performance marketing campaign comprises different elements, from building the right user insights and creatives to evaluating the appropriate network partners and ad spend. And to get all the elements of a campaign right, performance marketers rely on mobile measurement and attribution reports as the single source of truth. If missing a small piece of data could result in a poor campaign, cranking the right levers can drastically improve campaign performance. View-Through Attribution (VTA) is one such lever that can buoy campaign outlook from merely achieving targets to delivering beyond expectations. Attributing for both clicks and views indicates the true reach and influence of a campaign on mobile users.</p><p><strong>Impact of VTA across campaign stages</strong></p><p><strong>1. Precision targeting for quality users</strong></p><p>A deep understanding of user behavior that signals high lifetime value (LTV) is the holy grail for mobile marketers. And yet, performance marketers fail to account for the behavioral and engagement patterns of 85% of users who are <a href="https://www.comscore.com/Insights/Press-Releases/2009/10/comScore-and-Starcom-USA-Release-Updated-Natural-Born-Clickers-Study-Showing-50-Percent-Drop-in-Number-of-U.S.-Internet-Users-Who-Click-on-Display-Ads" target="_blank">non-clickers</a>, which includes high-LTV users. With VTA, performance marketers can capture the behavior of high-LTV users outside of clickers i.e. among non-clickers as well. Thus, building holistic user insights for precise targeting.</p><p><img src="https://www.inmobi.com/ui/uploads/blog/VTA_Non-VTA.png"></p><p>First recorded in a study by comScore, non-clickers are defined as users who do not click on display ads in a month. Many non-clickers deliberately refrain from clicking an ad despite being interested in the product being displayed. For example, instead of clicking on an ad to download a gaming app, non-clickers will download it directly from the app store. By optimizing the campaign for clickers alone, marketers are studying and analyzing only a tiny cohort of high-LTV users, and therefore risk not acquiring high-value users who may be non-clickers</p><p><strong>2. Investing in the right networks</strong></p><p>Performance marketers can increase their chances of success by investing in networks that maximize returns. VTA-enabled networks optimize for both clicks and views, effectively lowering the acquisition cost per loyal user (CPLU), and thereby delivering the best return on investment (RoI). At a time when the cost of acquiring high-LTV users is rising at <a href="https://fiksu.com/blog/cost-loyal-user" target="_blank">101 percent year- over -year</a>, investing in the right network is of paramount importance for performance marketers.</p><p><strong>3. Enhancing campaign performance</strong></p><p>By partnering with networks that optimize based on VTA, performance marketers can achieve app install uplifts as high as 120%. With feedback on both click-based and view-based installs, campaign optimizations across the network expand reach efficiently and at scale to all clicker and non-clicker high-LTV users. In addition, previously unavailable premium inventory can be accessed, thus improving the share of high LTV users being targeted. Marketers can significantly boost performance by making accurate and complete information on user behavior and total ad installs available to partner networks through VTA. By partnering with leading <a href="http://inmobi.com/advertisers/user-acquisition/mtap/" target="_blank">mobile measurement and attribution players</a> such as TUNE, Kochava, Appsflyer and Adjust, performance marketers can leverage VTA with the flip of a switch.</p><p>Mobile marketers today need to overachieve and deliver outstanding results to influence marketing budgets. By brushing aside all non-click based installs as organic installs, marketers are discrediting their own efforts on the mobile medium. With VTA, marketers can better influence the allocation of digital marketing budgets across mobile and partner networks by accounting for the true Return on Ad Spend (RoAS). This in turn enables performance marketers to smartly invest in expanding their user base while constantly improving the contribution of high-LTV users. VTA is a vital leaf in the performance marketing playbook that cannot be missed.</p>]]></description>
      <dc:subject><![CDATA[Advertising, English (EN): inmobi.com,]]></dc:subject>
      
      <dc:creator><![CDATA[ Rajesh Pantina,  Head of Marketing, Asia Pacific  ]]></dc:creator>
      
      <dc:date>2016-08-24T12:24:00+00:00</dc:date>
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      <title><![CDATA[The 6 Ultimate Pro-tips to Master Rewarded Video - Part 1/2]]></title>
      <link>https://www.inmobi.com/blog/2016/08/24/the-6-ultimate-pro-tips-to-master-rewarded-video-part-1-2/</link>
      <guid>https://www.inmobi.com/blog/2016/08/24/the-6-ultimate-pro-tips-to-master-rewarded-video-part-1-2/</guid>
      <description><![CDATA[<p>
		Rewarded video is an incredibly popular and high performing ad format that never gets old. When implemented thoughtfully, rewarded video ads stand as the biggest revenue generator for many game developers, while also adding value to the core mobile game experience.
</p>
<p>
		At InMobi, upon completion of nine years of solid experience helping gaming developers from all over the globe getting started with in-app monetization and ongoing personalized 24/7 optimization, we would like to share six practical pro-tips to conquer rewarded video success.
</p>
<p>
		<strong>1. Choose the perfect reward to incentivize daily gameplay</strong>
</p>
<p>
		When settling on what to use as a reward, the first thing to explore is learning what players would consider enticing to keep them coming back for more every single day. Two great strategies are: <br>
	1) Offer a juicy reward for a limited time to create a sense of urgency and <br>
	2) Frequency cap the best reward to one a day<br>
	<br>
	Premium currencies and extra lives are a fantastic choice as well as ‘hard to obtain’ in-game items. The opportunity of unlocking such rewards builds a powerful habit of daily check-in, much improving user retention. This, in combination with in-app purchases (IAP), will eventually turn some of these very loyal players into LTV users who spend money in your store. We’ll cover IAP in depth in the next section.
</p>
<p>
		Another incredibly smart tactic is to use rewarded video to amplify the prizes collected after a completed game. For instance, in Subway Surfers, players are offered the chance to consistently double up every item obtained from the mystery boxes found during game play.
</p>
<p style="text-align:center;">
	<img src="https://www.inmobi.com/ui/uploads/blog/RV_Blog1.jpg">
</p>
<p style="text-align:center;">
		Subway Surfers “Double Up!” Button prompts a rewarded video
</p>
<p>
	<strong>2. Combine tastefully rewarded video with in-app purchases (IAP)</strong>
</p>
<p>
		A lot of people worry that rewarded video will cannibalize IAPs because, when given the option, players will always prefer not to spend their own money. Backed by performance data from across our platform of over 32K apps that reach over 1.56 billion users, we can confidently say that rewarded ads do not come at the expense of IAP and, in fact, it can even be the reverse. We believe that adding rewarded video to your game actually boosts overall in-app purchases since this offers gamers a low cost way to see the value of extras such as power-ups, coins and so on. However, do not forget that your rewarded ad strategy should enhance game monetization: make sure your offers are limited so that there is still motivation to make an in-app purchase. This means, you must strategically frequency-cap rewarded video to a reduced amount per user per hour/day. <br>
	<br>
	We’ll elaborate on this aspect in pro-tip #4.
</p>
<p>
		<strong>3. Choose the right video ad length for your game</strong>
</p>
<p>
		When it comes to mobile gaming, every second away from the game matters, even if you know that there is a juicy reward with your name on it at the end of the clip. Often, you can consider shortening allowed video length to a maximum of 15-20 seconds if most of your gamers experience a short playing time (less than 2-3 minutes). Longer video ads could be upsetting for the gamer, potentially harming retention in the long haul. On the other hand, a 30 second brand video ad represents the perfect break to help unwind after a long game play of over 5 minutes of non-stop screen tapping to cool down from the adrenaline rush and get ready for the next level.
</p>
<p>
		Stay tuned for the second part of this blog series, coming very soon!
</p>
<p>
	<strong>Learn to #WinWithVideo. Join the winning team now!</strong>
</p>
<p>
	Are you a gaming developer looking into implement rewarded video in your game? Easy integration, superb monetization and expert account management is awaits!
</p>
<p>
	<a href="http://winwithvideo.com/"><img src="http://inmobi.com/ui/uploads/blog/WWV_Website_Snippet" alt=""></a>
</p>
<p>
	Check our brand new dedicated website for all things video - <a href="http://winwithvideo.com/">winwithvideo.com</a> and <a href="http://winwithvideo.com/#contact">get in touch</a> with the expert InMobi Gaming team to learn how to get started in no time!
</p>]]></description>
      <dc:subject><![CDATA[In-App Monetization, Product and Technology, English (EN): inmobi.com,]]></dc:subject>
      
      <dc:creator><![CDATA[ Irene Herranz,  Head of Global Developer Marketing  ]]></dc:creator>
      
      <dc:date>2016-08-24T08:42:00+00:00</dc:date>
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      <title><![CDATA[​Remarketing is the new CRM]]></title>
      <link>https://www.inmobi.com/blog/2016/08/11/remarketing-is-the-new-crm/</link>
      <guid>https://www.inmobi.com/blog/2016/08/11/remarketing-is-the-new-crm/</guid>
      <description><![CDATA[<p>What should I do after the app is installed? How can I keep bringing users back to my app in a sustainable method? For businesses today, remarketing is key to ensuring that active users continue to engage and dormant users re-engage with their apps, eventually resulting in increased user LTV (lifetime value). The conversation has shifted from merely acquiring new users to learning how to retain them.</p><p>On the 5th of August, InMobi, along with <a href="http://bhiveworkspace.com/" target="_blank">BHIVE</a>, hosted an event to build on this theme. Titled <em>“Retain and Re-engage your Mobile Users”</em>, the event brought together app developers, app marketers and start-up enthusiasts to network and understand how best to use remarketing solutions for their businesses. InMobi Co-founder and Chief Revenue Office, Abhay Singhal, kicked off the session by highlighting the importance of remarketing at a time when app marketing has truly evolved from focusing on increasing transactions through new users to actually retaining existing users. This was followed by a presentation by Vasuta Agarwal, VP of India for InMobi, who delved into the crux of the issues pertaining to getting users to discover an app, download it, engage with it and eventually retain it. Moderated by <a href="https://in.linkedin.com/in/nivedita-bhattacharjee-62783811" target="_blank">Nivedita Bhattacharjee</a> from <a href="https://www.techinasia.com/" target="_blank">Techinasia</a>, the latter half of the evening centered around a panel discussion with InMobi’s VP and Global Head of Marketing - Arun Pattabhiraman, Director of Remarketing - Mansi Jain and Head of Marketing - Meera Iyer from <a href="http://www.bigbasket.com/choose-city/?next=/" target="_blank">Big Basket</a> as the panelists.</p><p><img src="https://www.inmobi.com/ui/uploads/blog/3P3A4819.jpg"></p><p>Here’s a summary of the key takeaways from the evening:</p><p><strong>1. Remarketing is the new CRM tool</strong></p><p>While acquiring users is taking up a major chunk of mobile marketing budgets, the acquisition <a href="https://www.fiksu.com/resources/fiksu-indexes/2015/december" target="_blank">cost per loyal user</a> has reached an all-time high in 2016, increasing 101% YoY. And despite the investment in acquiring users, an average mobile app is <a href="https://www.similarweb.com/blog/report-uninstalls-the-data-behind-deleted-apps" target="_blank"> retaining </a> only 23% of its DAUs within 3 days of it being installed. The 3-7 day period in an app’s post-install life has become critical in engaging users before they lose interest or uninstall. Clearly, it is not enough to drive installs - you need to convert existing app installers to users, make them high-value users and win back dormant users. And remarketing helps you achieve all of these goals. Arun Pattabhiraman, was quick to dismiss a common misconception that remarketing is merely to drive an increase in transactions and shared, “Remarketing can not only help users upgrade to subscription services but also drive traffic back to the app by re-engaging existing users.”</p><p><strong>2. Measuring the right metrics</strong></p><p>Everyone acknowledges that the conversation has shifted from Reach to LTV (LifeTime Value) and DAUs (Daily Active Users), and from CPIs (Cost Per Install) to Cost Per Action. And for markets such as India, which are very Android heavy, it becomes extremely important to focus on downstream metrics to predict LTV as limited storage space on Android devices leads to faster rates of uninstalls. Apps need to make greater efforts to retain users in a market where users have access to about 2 million apps but download and retain only about 20 apps. Mansi Jain spoke about attribution and the key issues around correctly attributing an ad unit across various events (eg add to cart) on a particular app to a specific user. The concept of multi-touch attribution is coming into prominence as marketers are realizing that users can be nudged to engage or re-engage with an app as a result of multiple ad units across multiple publishers. In the extremely deterministic app remarketing environment where it is necessary to have the right identifier for effective attribution, it becomes important to understand how we can connect mobile web and mobile app ecosystems.</p><p><strong>3. Segments where remarketing works</strong></p><p>Vasuta Agarwal touched upon the different use cases and their KPIs with respect to remarketing for the startups from different verticals to understand how they could leverage retargeting for their specific businesses. Remarketing can be used effectively across segments, including gaming where one can nudge users to move to the next stage of the game, commerce where one can drive transactions, music apps within which one can increase the number of songs played and social where one can nudge dormant users back to the app.</p><p><strong>4. Creatives matter</strong></p><p>An important factor in effective performance marketing is delivering creative and innovative media ads. Mansi Jain explained that creating ad units that recreate the app experience outside the app itself allows users to get a better idea of what the app has to offer and eventually leads to both re-engagement and retention.</p><p><strong>5. At Big Basket remarketing starts much before user acquisition itself</strong></p><p>Meera Iyer shared how Big Basket has managed to retain its users not only with superior customer facing metrics but also by constantly simplifying the browsing and purchasing process for users on their mobile app or website. Big Basket realized fairly quickly that they are better off by retaining existing users and growing their LTV, in addition to acquiring new users. By investing resources into machine learning, they are able to start suggesting relevant products for customers to purchase based on what has previously been searched or added to cart. She made it clear that for Big Basket remarketing starts much before user acquisition itself. Meera mentioned that fundamentally most digital marketers don’t understand that everything starts with understanding your users and their behavior - what they want and why they want it. She sounded hopeful when she talked about the direction and rate at which data sciences is developing in order to accommodate the fast evolving concept of marketing and remarketing.</p><p><strong>6. Lessons from across the Globe</strong></p><p>The Western world is definitely more advanced than the East. However, the East, with countries like China and India, is predominantly mobile-first and a large chunk of the mobile remarketing efforts are taking place here. “The only way to remarket in a country like India is through mobile,” said Arun. China is an entirely different market where infrastructure for mobile, for example, mobile payments, is developed to a much larger extent and people are accustomed to transacting over mobile. The biggest issue faced in the Chinese market is the advertiser’s hesitation to share user data which is necessary for advancement of upscaling efforts under remarketing.</p><p>Arun wrapped up the session by saying that the beauty of remarketing lies in the advertiser's ability to create micro-segments of users and to target the segments that matter to them. Overall, the evening ended on a high note, with both speakers and audience hopeful of the direction in which remarketing is evolving. Clearly, the expectations are around seeing great leaps in terms of innovation and efficiency of the industry.</p>]]></description>
      <dc:subject><![CDATA[Advertising, English (EN): inmobi.com,]]></dc:subject>
      
      <dc:creator><![CDATA[ Supriya Goswami,  VP & Global Head of Marketing, InMobi Marketing Cloud  ]]></dc:creator>
      
      <dc:date>2016-08-11T07:06:00+00:00</dc:date>
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      <title><![CDATA[Growing with InMobi Mobile Remarketing]]></title>
      <link>https://www.inmobi.com/blog/2016/08/08/growing-with-inmobi-mobile-remarketing/</link>
      <guid>https://www.inmobi.com/blog/2016/08/08/growing-with-inmobi-mobile-remarketing/</guid>
      <description><![CDATA[<p>Over the past 6 months, InMobi has focused on building a retargeting solution that enables performance marketers across industries such as <a href="https://www.google.com/url?q=http://inmobi.com/ui/uploads/resources/case-study/Myntra_Case_Study.pdf&sa=D&ust=1470637378506000&usg=AFQjCNGNEjVxS9dez4iZYDXxOOhy9GEsfQ" target="_blank"> retail</a>, transport, news and entertainment, and gaming, maximize in-app engagement and revenues.</p><p><a href="https://www.google.com/url?q=http://inmobi.com/advertisers/remarketing&sa=D&ust=1470637378525000&usg=AFQjCNE8kN9VTiQhQ4R-qa3n6hLG9-jAyA" target="_blank"> InMobi Remarketing</a> is a comprehensive solution that enables advertisers to activate acquired users by nudging them to their first LifeTime Value (LTV) event, re-activate dormant users and retarget existing users to drive incremental revenues or engagement.</p><p>InMobi Mobile Remarketing witnesses the coming together of:</p><ol>
<li>Personalized recommendations based on user intent</li><li>Dynamic and impactful messaging using native or video creatives and,</li><li>Seamless transaction fulfilment by deep-linking with the advertiser app</li></ol><p>Effective remarketing involves a 3 step process - Activation, Re-engagement and Retention.</p><p><strong>Activating new users</strong></p><p>Today, only 23% of daily active users are retained within the first 3 days of an app install. A lack of relevant engagement or an unsatisfactory in-app experience can trigger user dormancy or even uninstallation. This makes engaging with a recently acquired user within the first few days highly critical. The InMobi remarketing platform drives users at an early stage to engage with the app and complete their first in-app LTV event. Here are some examples:</p><ul>
<li>Sign Up: A recently acquired entertainment app user is exposed to a carousel of trending bestsellers, thereby increasing dwell time and nudging the customer to open the app and sign up.</li><li>First Ride: A taxi app user is shown first-ride coupons during peak office hours with a ‘book’ button to order the much needed cab from within the ad unit.</li><li>First Purchase: A new retail app user sees current offers coupled with relevant information on fulfillment terms such as cash on delivery, thereby improving conversions.</li></ul><p><strong>Re-engaging dormant users</strong></p><p>With app engagement currently measured on a day to day basis, users who have not visited the app in over 2 weeks or a month are considered dormant users. Lack of relevant content and an inconsistent cross-device experience are among the many reasons why users become inactive. While such users are often thought of as sunk costs or wasted budgets, smart remarketing can ensure that they are reactivated and re-engaged. Communicating the latest app updates and offers can drive users back to opening the app and engaging with it. Once dormant users have been reactivated, retargeting steers them to actively transact.</p><p><strong>Retaining active users</strong></p><p>An active user is a treasure trove for advertisers because of the depth of data on user-intent and preferences. Retargeting active users with recommendations based on user-intent can help maximize revenue per active user.</p><p>For instance, by understanding a user’s in-app search history, a music app can retarget that user and drive more in-app song purchases. Similarly, knowledge of a retail user’s browsing and purchase history can be used to suggest similar products or trigger pending actions such as transaction fulfillment.</p><p><strong>Making remarketing campaigns work</strong></p><p>The InMobi remarketing platform utilizes the power of creatives and accurate mobile tracking and attribution to deliver the retargeting promise.</p><p><strong>Non-intrusive and real-time ads</strong></p><p>Retargeting is effective because personalized user recommendations are delivered using ad formats that recreate the app experience, both in form and function. Detailed ad units with metadata such as price, ratings, high-quality product images that a user would seek or consider when buying a product can shorten the time taken for a user to transact. <a href="https://www.google.com/url?q=http://inmobi.com/products/creatives&sa=D&ust=1470637378524000&usg=AFQjCNHM3h9K6eSodAdMQAqMreuCAxB2fg" target="_blank"> Immersive ad formats</a> such as native carousels and videos provide a rich and interactive experience, gently guiding the user from a state of consideration to a state of transaction.</p><p>The ad experience, however, should be real-time with the availability of data on surge prices or price fluctuations and stock availability. InMobi achieves this by integrating with the advertisers’ inventory management and pricing systems.</p><p>An entertainment advertiser can drive transactions from within the ad unit by retargeting users in and around multiplexes with immersive ad units that showcase ticket availability and prices for a new movie release.</p><p>Rich, dynamic formats such as <a href="http://share.framerjs.com/751m1c1wxv67/" target="_blank">native carousels</a>, <a href="http://share.framerjs.com/gyt6k6oewmbl/" target="_blank"> interstitials </a> and <a href="http://inmobi.com/ui/static/ua_creative.mp4" target="_blank">video</a> deliver a compelling storefront-like user experience. Direct SDK integrations with 30,000+ mobile app publishers enables InMobi to harness premium inventory supply with complete creative control. Finally, seamless transaction capabilities within the ad unit simulate an offline shopping experience as closely as possible.</p><p><strong>Data integrations and attribution</strong></p><p>A seamless buying experience is enabled by deep-links with the advertiser’s app, directly landing a user from the ad unit on to the desired page within the app. This reduces transaction friction, thereby improving conversions.</p><p>InMobi’s <a href="https://www.google.com/url?q=http://inmobi.com/advertisers/user-acquisition/mtap/&sa=D&ust=1470637378528000&usg=AFQjCNGaxW8FR8C5ExgKShd9k2O9i5jruw" target="_blank"> Mobile Tracking and Attribution Partner (MTAP) Program</a>, comprising of independent mobile attribution platforms such as TUNE, Kochava, Apsalar, Adjust and Appsflyer, gives advertisers the best-in-class solutions to capitalize on mobile remarketing. In addition to deep-linking, MTAPs enable vital backend integrations with the advertiser app. Backend integrations capture in-app browsing and purchase history for the curation of personalized recommendations. MTAPs also provide accurately tracked conversion data across publishers and ad formats. InMobi leverages attribution reports to analyze and optimize campaigns, maximizing return on investment(RoI), efficiently and at scale.</p><p>Performance marketers have made much headway in engaging customers by embracing the app revolution. Marking a shift towards personalization, apps have redefined the way advertisers engage with consumers. At the same time, leveraging the app ecosystem to retain and engage customers while maximizing the value derived out of them has become a challenge. The InMobi remarketing platform utilizes the power of highly contextual and personalized creatives to deliver the retargeting promise, efficiently and at scale. Savvy marketers can take the next step in unlocking growth with the InMobi Remarketing solution to maximize in-app engagement and revenues.</p>]]></description>
      <dc:subject><![CDATA[Advertising, English (EN): inmobi.com,]]></dc:subject>
      
      <dc:creator><![CDATA[ Rajesh Pantina,  Head of Marketing, Asia Pacific  ]]></dc:creator>
      
      <dc:date>2016-08-08T05:23:00+00:00</dc:date>
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    <item>
      <title><![CDATA[Ad Blockers – the death-omen of free content?]]></title>
      <link>https://www.inmobi.com/blog/2016/08/05/ad-blockers-the-death-omen-of-free-content/</link>
      <guid>https://www.inmobi.com/blog/2016/08/05/ad-blockers-the-death-omen-of-free-content/</guid>
      <description><![CDATA[<p style="text-align:center;">
	<a href="http://www.financialexpress.com/industry/tech/how-the-internet-is-driving-the-connected-mind/337631/" target="_blank">Originally published on The Financial Express</a></p><p>
	Author and media theorist Steven Johnson got it right when he said,<em>“Chance favours the connected mind.”</em> And in this era of humankind, the internet is driving the connected mind. It stands as a testament to the great strides we have made and it has changed the world for the better. This level of connectivity has just deepened with the onset of the smartphone era. Rich content is accessible to everyone on the planet, no matter where they are—or is it?</p><p>
	The internet has more information than what one person can consume in a lifetime, even if one glosses over all the spam. The rich content from cyberspace has built massive economies, positively impacting the lives of people even in the remotest of villages. To achieve this, the internet has relied on allowing a vast number of information-rich websites to remain completely free.</p><p>
	Online content publishers depend on advertising revenues to keep their businesses afloat. Rich content attracts a large number of readers; which advertisers are keen to tap into. To achieve this, publishers can integrate ads into their web page and earn revenues. Similar to print publishers, websites can also employ a subscription based model to keep their content ad-free, but this model has met with limited success on the scale of the internet; where most content is free.</p><p>
	Initially, it was believed that the advertiser-publisher-reader synergy would work seamlessly, but misuse and greed crept in. Publishers eager to earn more money spammed every visitor with excessive and often obtrusive ads. This misuse has simply been amplified by the growth and dominance of mobile as a content consumption platform.</p><p>
	Ad Blockers are being created for the express purpose of blocking intrusive ads to enhance a consumer’s interactive experience. The rising adoption of ad blockers pushes such firms towards developing innovative, non-intrusive ad format that could in fact help enhance consumer experiences.</p><p>
	A common misconception is that the iOS 9 Ad Blockers can block ads across all mobile spheres. In reality, this is far from the truth. Incidentally, iOS 9 brought in the capability to develop content-blocking extensions in Safari, in order to improve the browsing experience. Employing these extensions leave in-app ads unblocked, which attract a majority of screen-time. In fact, a recent report by PageFair and Unruly shows 22% of the world’s 1.9 bn smartphone users employ ad-blocking on mobile web. On the other hand, about 9 out of every 10 minutes spent on mobile devices is spent in apps rather than the mobile web, according to comScore.</p><p>
	Even though the concept of ad blocking is appealing to many consumers who have had their mobile experience disrupted by ads, the process of setting up the ad blocker is a little more work than just downloading an app and letting it do its thing. Users have to get into the device’s system preferences and enable the app to communicate with Safari. While 93% of</p><p>
	mobile users say they would consider using ad blockers, most of the time, they couldn’t be bothered to go through this extra effort to block a minor disruption.</p><p>
	On the other hand, <a href="http://www.financialexpress.com/tag/google/">Google</a> has never been pro-Ad-Blockers; the obvious reason being that their revenue heavily depends on ads themselves. For Ad Blockers to work on Android, the app requires root access. Without root access, some ad blockers can still block ads to a certain extent.</p><p>
	Though the difficulty of blocking ads on smartphones is significant today, this is not the reason enough for mobile AdTech firms to become complacent. Now it is the responsibility of AdTech firms and publishers to create an environment where Ad Blockers become redundant.</p><p>
	This trend of ad blocking, although limited to a very narrow user base, encourages mobile advertising companies to create ads that don’t interfere with the consumer’s experience.</p><p>
	Ads act as a discovery platform for consumers to discover new products and services that they didn’t know existed. Ad Blockers have now become the harbingers of the next renaissance in digital advertising. The time has come where advertisers and publishers must work with Ad Blockers to preserve consumer experience while exciting them with the latest that brands have to offer. The internet personifies democracy and freedom, and it is the responsibility of everyone of us to make the best of this virtual world.</p>]]></description>
      <dc:subject><![CDATA[Advertising, Product and Technology, English (EN): inmobi.com,]]></dc:subject>
      
      <dc:creator><![CDATA[ Arun Pattabhiraman,  VP & Global Head of Marketing  ]]></dc:creator>
      
      <dc:date>2016-08-05T06:43:00+00:00</dc:date>
    </item>
  
    <item>
      <title><![CDATA[‘Programming’ your Mobile Programmatic Strategy]]></title>
      <link>https://www.inmobi.com/blog/2016/07/25/programming-your-mobile-programmatic-strategy/</link>
      <guid>https://www.inmobi.com/blog/2016/07/25/programming-your-mobile-programmatic-strategy/</guid>
      <description><![CDATA[<p>			InMobi and MMA recently hosted an Industry roundtable titled “Programmatic on Mobile: Ready, Wait or Rethink” in Singapore where a select group of 40 leaders across different sections of the advertising ecosystem were invited. Through insightful conversations, leaders from Rubicon, Mindshare, OMD and Standard Chartered reviewed the readiness of the APAC region to embrace programmatic.</p><p>			The broad consensus was that the industry is still evolving and only a handful of progressive advertisers have really embraced programmatic as the predominant mode of mobile media management. Even these progressive advertisers along with their agencies had an uphill climb in terms of technology partner selection to power their programmatic platforms and talent pool to operationalize it.</p><p><img src="https://www.inmobi.com/ui/uploads/blog/Programmatic_Blog_11.jpg"></p><p>			If you want to start in Mobile Programmatic and don’t know where you stand, we recommend a 4 step program to conquer it.</p><p>		<strong>1. Mobile Programmatic does not equal to buying cheaply</strong></p><p>			Conversations on programmatic start with the wrong objective in mind - ‘can I get some cheap traffic’, ‘do you have xyz premium site on your exchange’. People incorrectly assume that cheaper media is equal to programmatic efficiency. Programmatic efficiency comes from creating a true program for end-to-end success. The cost efficiency in programmatic comes from the reduction in cycle time to: think of a campaign, brief the agency, create a media plan, create the mocks and then go live. This process can take over 4 months normally. For our most progressive partner, even during the peak season of Ramadhan in Indonesia, we were able to reduce this cycle time to half using programmatic</p><p>		<strong>2. Don’t bring your desktop mindset to mobile programmatic: be truly mobile capable</strong></p><p>			Mobile is different. One needs to transition from the easy to implement, widely available cookie based desktop world to the device identifier based mobile world. Most DSPs have been created for desktop and have then been adapted for mobile. Hence most mobile programmatic initiatives tend to scratch the surface by implementing a largely mobile web initiative or buying from open exchange. Real mobile capabilities include:</p><ul>	
<li>Buying across all formats – banners, full screen, mobile video in its various forms – 15 to 30 sec, vertical vs horizontal, interactive and 360 and lastly native. Native on mobile provides access to non duplicated in-app inventory and up to 4X performance when compared to normal banners</li>	
<li>Buying true audiences on PMPs – there is a wide variety of audiences available on mobile programmatic. Through PMPs, clients have access to first party data targeting based on advanced multidimensional data signals as well as 100% viewability of impressions</li>	
<li>A strong emphasis being directed towards brand protection, real time checks ensuring validity of impressions and clicks and big data trend analysis detecting spoofing at all levels, all make programmatic a safe option for marketers</li>	
<li>Have your DMPs and other verification support mobile in a seamless manner</li></ul><p>		<strong>3. Invest to learn: mobile intelligence that drives advertising effectiveness</strong></p><p>			Over a period of time, by investing more resources in understanding why certain media or certain creatives or certain forms of targeting work better under different circumstances, there will be intelligence built by planners and buyers on how to plan for media effectiveness. For instance, creatives that use location and contextual targeting have 38% more engagement than banners and a dwell time of more than 10 seconds. InMobi recently ran a programmatic campaign in the Middle East where the advertiser tested over 40 combinations of creatives and audiences to determine what should be their mobile execution plan for the future. Programmatic can help advertisers run creative tests at scale or even brand effectiveness studies.</p><p>		<strong>4. Create advertising agility and scale via always on buying and faster responsiveness</strong></p><p>			Learnings from step 1, 2 and 3, can help advertisers create a ‘digitally automated playground’ to follow their audience. Embedding mobile programmatic into the larger marketing automation domain where campaign data CRM or purchase data co-exist has its advantages. Advertisers can break away from the illiquidity that prevails by thinking of campaigns and embed mobile programmatic into their customer segmentation models to optimize for marketing objectives that have direct linkage to sales and brand metrics thus driving mobile ROI.</p><p>			Clearly creating a program for success entails various elements. From thinking audience-first to maximizing reach through diversified ad format, constant optimization for results is truly at the heart of programmatic.</p>]]></description>
      <dc:subject><![CDATA[Advertising, English (EN): inmobi.com,]]></dc:subject>
      
      <dc:creator><![CDATA[ Jayesh Easwaramony,  VP & GM - Asia Pacific, Middle East & Africa   ]]></dc:creator>
      
      <dc:date>2016-07-21T10:16:00+00:00</dc:date>
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    <item>
      <title><![CDATA[Mobile First Creative Best Practices]]></title>
      <link>https://www.inmobi.com/blog/2016/07/15/mobile-first-creative-best-practices/</link>
      <guid>https://www.inmobi.com/blog/2016/07/15/mobile-first-creative-best-practices/</guid>
      <description><![CDATA[<p>
			The mobile device is an indispensable screen in a consumer’s life. Its ubiquitous presence in almost every waking moment of our day has made us enthralled fans of this small powerhouse of information, entertainment and utility. Users reportedly spend approximately 	
	<a href="http://flurrymobile.tumblr.com/post/127638842745/seven-years-into-the-mobile-revolution-content-is" target="_blank">240 minutes</a> on their mobile device every day for a variety of purposes. It is no surprise then that mobile has become a core component of every media planners strategy. The virtues of the mobile device have been extolled endlessly - but the bottom line is that it allows marketers to push their brand messages in front of engaged users, at the right time and in the right context.
</p>
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<p>
			While mobile advertising has become an integral part of media plans, there is still a dearth of execution excellence when it comes to mobile ads. Most mobile creatives are refitted versions of their desktop siblings and are not optimized to perform on mobile devices. As a mobile first company, InMobi has worked with several categories of advertisers to come up with the following best practices for building creatives that excel in the mobile environment:
</p>
<ul style="list-style:decimal;">
	<li>
	<strong>Video</strong> - 2016 is the year of video advertising and marketers are leaving no stone unturned to leverage the different forms of video ads to get their message across. Users love consuming video, more so with the convenience of their mobile devices. While marketers have taken conscious steps to 	<a href="https://www.iab.com/wp-content/uploads/2016/04/2016-IAB-Video-Ad-Spend-Study.pdf" target="_blank">increase their mobile video advertising budgets</a> through both direct and programmatic channels, mobile-first video creatives are not yet the norm.
	<ul>
		<li>Users love mobile video but hate buffering time. Partnering with companies who understand video encoding, deliver instant play video experiences and optimize the quality of the video based on the bandwidth of the data connection is important for delivering a good user experience.</li>
		<li>While mobile video ads are more widely seen than other video ads, marketers need to be cognizant of the fact that they may be seen in silent mode. Building short engaging stories which are effective without sound is a new skill that creative agencies need to acquire. Long form video ads are clearly not optimal for the mobile environment.</li>
		<li>Mobile video is also evolving as more marketers start to understand the nuances of mobile usage. 360-degree video, vertical video and native video are advanced formats and are built to be mobile-first in terms of their fitment with mobile usage patterns. Video end cards help increase engagement by 2X and can be used effectively to improve direct response metrics.</li>
	</ul>
	</li>
	<li>
	<strong>Location</strong> - User consent based location information can be secured from apps and mobile websites which share location information and is pivotal in tracing the persona of a user in the real world. The location gives insights into the behavioral patterns of the users and allows marketers to build creatives extremely personalized for the user.
	<ul>
		<li>Location elements can be incorporated with localized weather feeds to customize the creative based on the local conditions of the user - for example - an advertisement for cold coffee for users on high-temperature days vs hot coffee for users on low temperature/rainy days</li>
		<li>Location can also be used to drive footfalls and purchases by giving the user directions to the nearest retail outlet/event location of the advertiser based on the user’s current location</li>
		<li>The user’s location can be used to customize the messaging in the ad - for example, a targeted message to visit the retail store on the second floor of a mall when the user is known to be inside the mall building, vs a generic message about the ongoing sale at all of the retail outlets. Similarly, tourism bodies can advertise targeted places of interest close to the tourist’s current location.</li>
	</ul>
	</li>
	<li>
	<strong>Rich Media</strong> - In the race and chase for user attention, ad fatigue is the lock, innovation is the key, and rich media is the key maker. Rich media ads allow brand advertisers to break through the clutter and engage the user with interactive creatives. Whether it is gamified ads, ads with parallax effects, or simple interaction based message reveals, rich media ads constitute 80 percent of in-app brand display advertising.
	<ul>
		<li>Rich media ads are heavily dependent on the publisher’s capability to render the elements. Creative authoring platforms like Celtra, InMobi Studio, Bonzai, etc. are used to build the rich media creatives. It is important to ensure the creative authoring platforms have been certified to run on the different inventory sources to ensure the ad is rendered without glitches.</li>
		<li>Rich media ads tend to be built on Flash or HTML5. By creating digital content in HTML5, marketers can ensure that their ads will be seen as intended in all environments. Google’s announcement that it will <a href="http://www.digitaltrends.com/web/google-will-automatically-pause-flash-ads-and-videos-in-chrome-starting-september-1/" target="_blank">pause all Flash content on Chrome</a> provides yet another reason why advertisers should use HTML5.</li>
		<li>Building responsive ads which automatically adjust to the different device sizes available in the market today is critical for flawless execution. Targeting the ad creative appropriately based on the device features supported is also important for maximizing ROI from the ad spend.</li>
	</ul>
	</li>
	<li>
	<strong>Native Ads</strong> - The mobile environment is teeming with feeds - news feeds, social feeds, product feeds, etc. The most popular non-gaming apps are adopting the feed layout to impart information to the user in the right amounts. This proliferation of feed environments has given rise to the popularity of native advertising, which walks a fine line between blending in and standing out. With so much time being spent in the feed environment, investing in native ads is a foregone conclusion. While a lot of native ad inventory exists outside of the walled gardens, marketers are yet to focus their budgets on these non-ONO (owned and operated) native ad apps.
	<ul>
		<li>As more and more of the mobile advertising dollars move to the programmatic channels, there is a dearth of partners who support the native ad spec. Identifying and integrating with DSPs who are built to IAB’s OpenRTB Native Ad Spec 2.3 is the first step to accessing a large amount of native ad inventory available in the marketplace.</li>
		<li>Native ads, by virtue of their nature, are not standardized and built to support various sizes as per the publisher’s layout. Advertisers and agencies need to customize their image creatives beyond the standard facebook size of 1200x627 and leverage as many sizes as possible to achieve scale.</li>
		<li>Unlike other ad formats, native ads are a unique combination of creative and copy. Writing compelling copy which intrigues and engages the user in 100 characters or less is an art. Teams focused on advertorials should be leveraged to build native ads that entice the user to take the desired action.</li>
	</ul>
	</li>
	<li>
	<strong>Reporting and Attribution</strong> - Advertising without attribution is like intentionally throwing half the money down the drain. Despite the importance of reporting and attributing it to the right source, understanding of this space is still murky. Mobile attribution is also rapidly evolving as the various ecosystem players catch up to the different milestones in the ad delivery process.
	<ul>
		<li>With the popularity of the feed layout and pervasiveness of fraud, measurement of viewable impressions as opposed to served or rendered impressions has become a hot topic. Partnering with an independent player that helps differentiate between in-view impressions and out of view impressions is helpful in avoiding wastage of impressions.</li>
		<li>There are multiple attribution models used today which rely on last touch attribution. However, as advertisers partner with multiple ad networks and DSPs to get their message across, view through attribution has become a popular model to give credit where it is due. Analysing “influenced” engagement helps identify the network partners which are delivering better ROI.</li>
		<li>Mobile web attribution is still a fuzzy area. Reconciling mobile web cookies with Device IDs is a difficult business, especially without the aid of trackers. Implementing tracking pixels on the landing page helps evaluate the bounce rate and correctly measure post-click engagement.</li>
	</ul>
	</li>
</ul>]]></description>
      <dc:subject><![CDATA[Advertising, English (EN): inmobi.com,]]></dc:subject>
      
      <dc:creator><![CDATA[ Tanvi Kapoor,  Director - Product Marketing  ]]></dc:creator>
      
      <dc:date>2016-07-15T13:14:00+00:00</dc:date>
    </item>
  
    <item>
      <title><![CDATA[Why Audience Segments Are the New Currency in Mobile Advertising]]></title>
      <link>https://www.inmobi.com/blog/2016/07/06/why-audience-segments-are-the-new-currency-in-mobile-advertising/</link>
      <guid>https://www.inmobi.com/blog/2016/07/06/why-audience-segments-are-the-new-currency-in-mobile-advertising/</guid>
      <description><![CDATA[<p style="text-align:center;"><a href="http://www.mobilemarketer.com/cms/opinion/columns/23178.html" target="_blank">Originally published on Mobile Marketer</a></p><p>	In the age of data-driven digital and mobile marketing, where mobile ad spend is forecast to account for 72 percent of United States digital ad spend by 2019, we are at a critical inflection point of changing the mobile advertising currency from impressions to audience segments.</p><p>	The shift from desktop to mobile has advertisers following suit, and they are not looking back. Campaign success is now portrayed as the ability to grow a brand's audience by converting prospects that drive mobile purchases, rather than reaching mobile consumers to reinforce brand awareness and recognition.</p><p>	The living proof of this is the Snapchat Discover feature. Since launch more than a year ago, there are now 20 channels produced daily by established media brands such as People, CNN, ESPN and The Wall Street Journal, along with Vice and BuzzFeed.</p><p>	To reach their core target audience – millennials and Generation Z – advertisers are starting to see mobile advertising not just as an option, but as a necessity.</p><p>	<strong>Mobile advertisers now more demanding</strong></p><p>	In the face of this media and social revolution, advertisers have fully embraced mobile, and are becoming significantly more intelligent in the process.</p><p>	Advertisers can see the potential from mobile and the ability to accurately identify their audience of choice. This is especially critical when it comes to brand dollars in the programmatic arena, where advertisers are demanding maxed-out campaigns with large budgets, but reach an extremely narrow audience.</p><p>	Gone are the days of blindly buying cost-per-thousand (CPM) impressions in Web sites where the age and gender demographics would broadly match their target persona.</p><p>	The last two years have seen digital spray-and-pray campaigns based on impressions pave the way to sophisticated audience-based campaigns that are enabled through data-science based targeting and ad-serving capabilities driven through machine learning.</p><p>	Additionally, the integration of the buy button in ads has increased the return on investment for digital campaigns, and retailers such as Walmart and Amazon are finally reaping the rewards from mobile.</p><p>	<strong>Who is your audience?</strong></p><p>	The second best asset for publishers, after their own application, is the valuable data signals sent to the ad networks to fulfill their monetization goals.</p><p>	These data signals include multi-dimensional information of the user's device (e.g. type, model, OS and carrier), context (e.g. geo-location and time of day), demographic, technographic and appographic (e.g. apps that the user has installed and frequency of engagement) as well as rich post-event analytics including user behavior around the ads shown (e.g. skip, click and purchase).</p><p>	Ad networks process billions of ad requests on a daily basis, acting as data powerhouses, collecting data signals on an anonymized and aggregated level.</p><p>	Publishers are encouraged to proactively share their data signals for better audience targeting on their apps, and provide users with relevant ads to keep them engaged, ultimately improving retention rates.</p><p>	The end goal for advertisers is to build different sets of audience segments, each with unique propositions for propagating their marketing message, to target accordingly.</p><p>	<strong>Quest for data dominance</strong></p><p>	In the midst of a $100 billion mobile advertising industry that is currently under a profound consolidation, the once-pitched as a “robust ad serving technology” is no longer a differentiator, but instead a commodity.</p><p>	The secret sauce for ad networks is data science, and the ability to support data-driven audience targeted campaigns.</p><p>	This targeting technique, paired with machine learning, can use each creative served to learn and feed data back into the system to refine the audience segments profiling. It also provides an opportunity to predict critical success metrics, such as click-through rates, conversion rates, and even cost-per-quality user, based on predicted lifetime value users signals for all ads, at any given time.</p><p>	Setting up an auto-bidding system that determines the optimal bid price for each ad per user request will help maximize overall return on investment for the advertiser and increase revenue for the publisher.</p><p>	Mobile Advertising players with the ability to run precise data-driven audience campaigns at massive scale will remain competitive and alive.</p><p>	Audience-based campaigns are also dominating the mobile advertising world, being the king currency in key markets such as the U.S., where ad networks pitch both publishers and advertisers their powerful audience segmenting and targeting capabilities.</p><p>	Advertisers are offered access to custom-built audiences for every new campaign setup, leveraging a myriad of data-infused criteria to reach their high-value users.</p><p>	In contrast, publishers are enticed to sell audience campaigns, not impressions, by targeting real people.</p><p>	This trend embodies the rise in popularity of people-based marketing, set to rule mobile advertising in the coming years, in a collective effort of turning the perception of the ad tech industry into a more human focused business.</p>]]></description>
      <dc:subject><![CDATA[Product and Technology, English (EN): inmobi.com,]]></dc:subject>
      
      <dc:creator><![CDATA[ Irene Herranz,  Head of Global Developer Marketing  ]]></dc:creator>
      
      <dc:date>2016-07-13T10:03:00+00:00</dc:date>
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      <title><![CDATA[How Millennials Are Shaking Up Retail Commerce]]></title>
      <link>https://www.inmobi.com/blog/2016/07/13/how-millennials-are-shaking-up-retail-commerce/</link>
      <guid>https://www.inmobi.com/blog/2016/07/13/how-millennials-are-shaking-up-retail-commerce/</guid>
      <description><![CDATA[<p style="text-align:center;'>
	<a href=" http:="" www.mediapost.com="" publications="" article="" 279489="" how-millennials-are-shaking-up-retail-commerce.html"="" target="_blank"><a href="http://www.mediapost.com/publications/article/279489/how-millennials-are-shaking-up-retail-commerce.html" target="_blank">Originally published on MeidaPost</a></p><p http:="" www.mediapost.com="" publications="" article="" 279489="" how-millennials-are-shaking-up-retail-commerce.html"="" target="_blank">Millennials are becoming retailers’ largest demographic in both population size and market influence with significant buying power due to their constant access to technology. Over 85% of millennials own a smartphone compared to 71% of the total U.S. population, and their mobile-first experiences are set to reshape the economy and change the ways in which consumers trade. Already, a quarter of millennials recently surveyed report 100% of their online purchases were on smartphones — and marketers in retail are taking note, but in some cases, not fast enough.</p><p>	<strong>Are Retailers Prepared for the Millennial Effect?</strong></p><p>	Shopping preferences of millennials are unique and often include a combination of both online and offline. So how can retailers win the hearts of millennials? There are many critical components but seven steps to success include:</p><p>	<strong>1. Customer Journey</strong> It’s important to think about the holistic customer experience throughout the entire journey. Brands should focus on weaving in the journey, which integrates consumer touch points before, during and after the transaction has been completed.</p><p>	<strong>2. Seamless Interactions</strong> It’s important to provide seamless online and in-store experiences. Millennials like to converse and interact with retailers across multiple platforms without disruption, and their expectations of in-store and online interactions are similar. Most millennials will research options online before heading into a store and they expect the various channels to complement each other with relevant and consistent communications, allowing them to easily execute their purchases.</p><p>	<strong>3. Visual Effectiveness and Guidance</strong>Visual effectiveness is crucial as this will drive the first contact and initial impact to consumers. Brands need to think carefully about how they present product details along with images, emojis, stickers, ads, etc. Personalization is key to generate loyalty and to help consumers discover the most relevant content, guiding them along the path to purchase.</p><p>	<strong>4. Device Agnostic</strong> Creating a shopping experience which is optimized for any device is key as millennials are known to shop on a multitude of devices. A mobile-optimized site or a hybrid app which is responsive and can scale on any device is imperative. Providing a mobile-optimized checkout process is just as important as the responsive site. The traditional long checkout process will not resonate well with the tech-savvy millennials.</p><p>	<strong>5. Social Sharing</strong>Many millennials seek advice online, and enjoy declaring purchases and opinions through social media. Social media sharing is a key feature and even a necessity for millennials, providing a social sharing option as a core component of brand marketing will help drive adoption.</p><p>	<strong>6. Geo-Targeting </strong>More than half of the millennial population allows location data on their mobile phones. The younger generation is more receptive to geo-targeting than any other demographic as it provides more relevant and contextual offers at a specific instance.</p><p>	<strong>7. Loyalty Programs and Coupons</strong> Millennials are heavy users of coupons and are always on the lookout for deals. Apart from coupons, loyalty programs are a major consideration for retailers to implement to keep them bound to a brand.</p><p>	<strong>The Road Ahead</strong></p><p>	In order to remain competitive in the retail landscape, retailers will need to cater to the spending habits and tendencies of millennials. Accenture estimates that millennials in the U.S. spend approximately $600 billion a year, a number that will rise to $1.4 trillion, or 30% of total retail sales volume, by 2020. Born in the unique world of technology disruptions, this mobile-first generation has distinct media and shopping habits and it is poised to create a tidal shift in the retail industry. Their access to mobile devices, impulse buying behavior, coupled with purchasing power, greatly influence what, how, and where they purchase.</p><p>	Retailers have a golden opportunity to tap into these patterns by understanding millennial shopping habits and by focusing their efforts on customer retention. Brands and retailers who fail to capture the millennial attention and loyalty today will be missing out on this evident trend and could impact business success in the near future.</p>]]></description>
      <dc:subject><![CDATA[Advertising, English (EN): inmobi.com,]]></dc:subject>
      
      <dc:creator><![CDATA[ Naveen Tewari  ]]></dc:creator>
      
      <dc:date>2016-07-13T09:47:00+00:00</dc:date>
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      <title><![CDATA[Remarketing - How India Buys on Mobile]]></title>
      <link>https://www.inmobi.com/blog/2016/07/04/remarketing-how-india-buys-on-mobile/</link>
      <guid>https://www.inmobi.com/blog/2016/07/04/remarketing-how-india-buys-on-mobile/</guid>
      <description><![CDATA[<p>		Reaching more than a billion mobile users across the globe, InMobi has a unique window into user behavior. Delving into how people shop on their mobile phones in India, the insights found are truly revealing.</p><p>		The data helps us understand when Indian’s like to shop, what their mobile shopping journey looks like and how they make purchasing decisions. We discover two crucial insights for retailers,</p><ul>	
<li>Seeing is Buying - shoppers are more likely to buy if they see things they like. It makes common sense. So the more a retailer can help their users discover relevant products, the more likely they are to go on to purchase them.</li>	
<li>Remarketing wins shoppers back - retargeting shoppers who signaled their interest but then abandoned their carts or got distracted helps bring them back into the purchase journey and translates to higher sales.</li></ul><p>		Here’s how the story unfolds:</p><p><img src="https://www.inmobi.com/ui/uploads/blog/remarketing_640px1.jpg"></p><p><a href="http://resources.inmobi.com/l/74462/2016-07-01/5kvd8c/74462/85912/Remarketing_Infographic.pdf" target="_blank"><strong>Click here</strong></a> to download this infographic in PDF format.</p>]]></description>
      <dc:subject><![CDATA[Advertising, English (EN): inmobi.com,]]></dc:subject>
      
      <dc:creator><![CDATA[ Team InMobi  ]]></dc:creator>
      
      <dc:date>2016-06-30T13:36:00+00:00</dc:date>
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      <title><![CDATA[Remarketing - The Next Wave in Growth Marketing]]></title>
      <link>https://www.inmobi.com/blog/2016/06/29/remarketing-the-next-wave-in-growth-marketing/</link>
      <guid>https://www.inmobi.com/blog/2016/06/29/remarketing-the-next-wave-in-growth-marketing/</guid>
      <description><![CDATA[<p>Over the years, advertisers have come to rely on InMobi’s performance solutions to unlock new avenues of growth. From gaming developers to large retailers, we work closely with our customers as their trusted partners to acquire quality users and scale their businesses locally and globally.</p><p>But over the course of our travels in the past year, meeting with customers from San Francisco to Beijing, we’ve observed the conversation shift from focusing on acquiring users to worrying about retaining them. We’ve heard the lexicon shift from Reach to LTV (lifetime value) and DAUs (daily active users), and from CPIs (cost per install) to Cost per Action.</p><p>Fundamental consumer behavior trends are driving this paradigm shift. Despite the investment in acquiring users, an average mobile app is <a href="https://www.similarweb.com/blog/report-uninstalls-the-data-behind-deleted-apps" target="_blank"> retaining only 23% of DAUs within 3 days</a> of it being installed. The 3-7 day period in an app’s post-install life has become critical in engaging users before they lose interest or uninstall. Yet, more than half of all users are turning off push notifications.</p><p>Clearly, our customers today need smarter ways to engage users at multiple touch points along their journey. So earlier this year, we set out to meet this need through remarketing.</p><p>We incubated this zero to one solution design separate from our core business, giving it the priority and focus it needed. Over the months, the team has worked closely with some of our strategic customers to unlock higher LTV and conversions, and today those campaigns are scaling and driving results that exceed expectations. We’re at the stage where we can finally share our excitement and unveil <a href="https://youtu.be/5iB3tU-O3F0" target="_blank">InMobi Mobile Remarketing</a>.</p><p>InMobi Remarketing extends our performance solution end-to-end across the user lifecycle, from acquisition to engagement to retention.</p><p>Today, we partner with one of China’s largest O2O (online to offline) players to cross-sell and upsell their installed users and drive app transactions. Segmenting users based on the type of products they’ve bought, like movie tickets or restaurant bookings, we show them offers for other related products, thus driving up overall transactions and increasing user loyalty.</p><p>India’s largest fashion e-commerce player had the goal of activating users who haven’t bought anything after a week of installing their app. We deliver this by nudging them to make their first purchase, showing them relevant products they’ve indicated interest in (added to their shopping cart, searched for or viewed them) and leading them back into the app to purchase.</p><p>One of the world’s largest social networking apps had a slightly different goal, to re-activate their long term dormant users. We’re helping them do this across 10 countries, retargeting those who have been inactive for months, to spark their interest, nudge them to open the app and re-engage with it.</p><p>Aside from offering unmatched scale, what makes InMobi Remarketing a truly unique solution in the market today is the power of our SDK and recommendation engine.</p><p>InMobi’s Software Development Kit (SDK) is directly integrated with 30,000+ mobile app publishers enabling us to harness premium inventory supply as well as fulfill diverse advertising demand. The power of our SDK integration enables complete creative control to deliver a compelling storefront-like user experience via rich, dynamic formats like <strong><a href="http://share.framerjs.com/751m1c1wxv67/" target="_blank">native carousels</a>, <a href="http://share.framerjs.com/gyt6k6oewmbl/" target="_blank"> interstitials</a> </strong>and<strong> <a href="http://inmobi.com/ui/static/ua_creative.mp4" target="_blank">video</a></strong>, deep-linking users directly into the buying experience seamlessly, simulating offline shopping as closely as possible.</p><p>Lastly, our recommendation engine is powered by data science that precisely targets audiences based on holistic insight into their usage and purchase behaviour derived from first, second and third party data signals. Deep integrations with tracking and attribution partners enable plug and play data transfer and seamless optimization, enabling us to pinpoint the right context and time to nudge a use to purchase.</p><p>Personally, watching this effort go from zero to one to beyond has been an immensely rewarding experience and I’m proud of the team that has been working hard to exceed our customer’s expectations. But the journey is just beginning. Retention is the new growth hacking, remarketing is the next wave in mobile performance marketing, and InMobi has a critical role to play as a true ecosystem enabler.</p><p>To learn more, <a href="http://www.inmobi.com/insights/download/webinars/remarketing-the-next-step-in-growth-marketing" target="_blank"><strong>join our upcoming webinar</strong></a>. </p>]]></description>
      <dc:subject><![CDATA[Advertising, English (EN): inmobi.com,]]></dc:subject>
      
      <dc:creator><![CDATA[ Piyush Shah,  Chief Product Officer  ]]></dc:creator>
      
      <dc:date>2016-06-29T09:37:00+00:00</dc:date>
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      <title><![CDATA[Mobile Media Consumption in Vietnam [Infographic] ]]></title>
      <link>https://www.inmobi.com/blog/2016/05/16/Mobile-Media-Consumption-in-Vietnam/</link>
      <guid>https://www.inmobi.com/blog/2016/05/16/Mobile-Media-Consumption-in-Vietnam/</guid>
      <description><![CDATA[<p><img src="https://www.inmobi.com/ui/uploads/blog/Mobile_Media_Consumption_Study_-_Vietnam-021.png"></p><p>More insights on Mobile Media Consumption in Vietnam is available <a href="http://www.inmobi.com/insights/download/whitepapers/mobile-media-consumption-in-vietnam/" target="_blank">in this report</a></p>]]></description>
      <dc:subject><![CDATA[Advertising, Consumer Research, English (EN): inmobi.com,]]></dc:subject>
      
      <dc:creator><![CDATA[ Team InMobi  ]]></dc:creator>
      
      <dc:date>2016-05-15T18:16:00+00:00</dc:date>
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      <title><![CDATA[New Partnerships Announced for Mobile-First Programmatic Video]]></title>
      <link>https://www.inmobi.com/blog/2016/05/12/new-partnerships-announced-for-mobile-first-programmatic-video/</link>
      <guid>https://www.inmobi.com/blog/2016/05/12/new-partnerships-announced-for-mobile-first-programmatic-video/</guid>
      <description><![CDATA[<p><strong> </strong><strong>InMobi Exchange is bringing powerful in-app video to brands at scale</strong>. Today, <a href="http://www.inmobi.com/company/press/inmobi-announces-new-partnerships-for-mobile-first-programmatic-video/" target="_blank">we announced</a> partnerships with leading demand-side-platforms (DSPs) <strong>Adelphic, AppNexus, The Trade Desk, TubeMogul, AudienceScience </strong>and <strong>Turn </strong>to scale high engagement mobile video ad formats across in-app programmatic inventory. With these partnerships in place, brand advertisers are now able to leverage mobile-first full-screen, auto-play, HD video on the <a href="http://www.inmobi.com/exchange/" target="_blank">InMobi Exchange</a>, our programmatic marketplace.</p><p>The InMobi Exchange, powered by Rubicon Project, offers programmatic buyers video ad formats across 22,000 transparent apps, bringing to market the most extensive and diverse set of engaging mobile ad experiences. According to <a href="http://www.emarketer.com/Article/Despite-Obstacles-Programmatic-Video-Advertising-Maturation-Advances/1013096" target="_blank"> eMarketer</a>, spending on programmatic video will account for 65% of the total U.S. digital media dollars by 2017, or $7.43 Billion.</p><p>Advertisers’ growing preference for immersive video-centric ad formats - including vertical and 360 - on mobile programmatic campaigns is consistent with recent media consumption trends. <a href="http://on.emarketer.com/Roundup-20150709-Mobile-Video.html" target="_blank">eMarketer reports</a>, one in three consumers watch video on their mobile devices, which means watching video on mobile is already more common than using devices to listen to music.</p><p><strong>“Mobile is fast becoming the favorite - not the second - screen for consuming video content,” </strong>said Anne Frisbie, Senior Vice President of Brand and Programmatic at InMobi<strong>. “It is great to see that major programmatic buying platforms now support mobile-first video so that advertisers can powerfully reach consumers where they are.”</strong></p><p>Within the InMobi programmatic exchange, campaigns running non-skippable video formats have a 95% completion rate, providing brands with optimal viewability and engagement. Retailers who used rich media ads that leveraged the user's location increased footfall by 79% by providing directions to the nearest store or restaurant.</p><p><strong>"TubeMogul is always eager to integrate with independent, transparent inventory sources to enable our clients to holistically plan and buy brand advertising across screens through our software," </strong>said Antoine Barbier, Sr. Director of Product, Mobile, TubeMogul. <strong>“We applaud InMobi for bringing more mobile inventory to the market.”</strong></p><p>To learn more about the impactful, engaging, and immersive mobile ad formats available on the InMobi Exchange, <a href="mailto:efficientbuying@inmobi.com">contact us here</a>.</p>]]></description>
      <dc:subject><![CDATA[Announcements, English (EN): inmobi.com,]]></dc:subject>
      
      <dc:creator><![CDATA[ Team InMobi  ]]></dc:creator>
      
      <dc:date>2016-05-12T16:28:00+00:00</dc:date>
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      <title><![CDATA[Subway - Healthy Living Ad Campaign  [Case Study]]]></title>
      <link>https://www.inmobi.com/blog/2016/05/11/subway-healthy-living-ad-campaign/</link>
      <guid>https://www.inmobi.com/blog/2016/05/11/subway-healthy-living-ad-campaign/</guid>
      <description><![CDATA[<p><img src="https://www.inmobi.com/ui/uploads/blog/Casestudy_Subway_V11.jpg"></p>]]></description>
      <dc:subject><![CDATA[Advertising, English (EN): inmobi.com,]]></dc:subject>
      
      <dc:creator><![CDATA[ Team InMobi  ]]></dc:creator>
      
      <dc:date>2016-05-10T18:15:00+00:00</dc:date>
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      <title><![CDATA[Developer Economics Survey 2016]]></title>
      <link>https://www.inmobi.com/blog/2016/05/09/developer-economics-survey-2016/</link>
      <guid>https://www.inmobi.com/blog/2016/05/09/developer-economics-survey-2016/</guid>
      <description><![CDATA[<p>	We’re proud to be supporting the new developer survey run by our friends at VisionMobile. This is the 11th developer survey and it’s entitled Developer Tools Benchmarking - as you can understand, the focus is on developer tools.</p><p>	The survey features questions on topics like programming languages, platforms, app categories, tool categories, revenue models, IoT verticals - and, of course - tools! It’s a survey made by developers, for developers - so all questions are highly relevant and will give you great insights about the pulse of the market when it comes to tech stacks and developer environments.</p><p>	We’d like to kindly ask you to take 15 minutes and participate in the survey. Upon completing the survey, you’ll get access to the Developer Scorecards, helping you find out how your answers compare to other developers’ in your country, across 9+ metrics (developer experience, preferred platforms and languages, and many more).</p><p>	Additionally, Vision Mobile will be sharing the key findings of the survey in the form of the free State of the Developer Nation report (due July). In the meantime, you can download the last State of Developer Nation Q1 2016 Report <a href="https://www.developereconomics.com/reports/developer-economics-state-of-developer-nation-q1-2016/" target="_blank">here.</a></p><p>	Need extra motivation? All participants can win one of the amazing prizes available, including an iPhone 6s, an Xperia Z5, a Nexus 6P, and more.</p><p>	<a href="http://vmob.me/DE3Q16InMobi" style="font-size: 18px;" target="_blank">Start the Survey Here</a></p>]]></description>
      <dc:subject><![CDATA[Product and Technology, English (EN): inmobi.com,]]></dc:subject>
      
      <dc:creator><![CDATA[ Irene Herranz,  Head of Global Developer Marketing  ]]></dc:creator>
      
      <dc:date>2016-05-06T09:11:00+00:00</dc:date>
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      <title><![CDATA[Sunsilk Pop Up Salon : An Award-Winning Ad Campaign]]></title>
      <link>https://www.inmobi.com/blog/2016/05/03/sunsilk-pop-up-salon/</link>
      <guid>https://www.inmobi.com/blog/2016/05/03/sunsilk-pop-up-salon/</guid>
      <description><![CDATA[<p><img src="https://www.inmobi.com/ui/uploads/blog/Sunsilk_infographic-011.png"></p><p><a href="https://youtu.be/yBi0gC0foU0" target="_blank">Watch the Mob-Ex 2016 Award-winning Campaign </a></p>]]></description>
      <dc:subject><![CDATA[Advertising, English (EN): inmobi.com,]]></dc:subject>
      
      <dc:creator><![CDATA[ Team InMobi  ]]></dc:creator>
      
      <dc:date>2016-05-03T11:51:00+00:00</dc:date>
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      <title><![CDATA[Game Developers: Know What You Bring to the Table Before You Start Looking to Get Published]]></title>
      <link>https://www.inmobi.com/blog/2016/04/27/game-developers-know-what-you-bring-to-the-table-before-you-get-published/</link>
      <guid>https://www.inmobi.com/blog/2016/04/27/game-developers-know-what-you-bring-to-the-table-before-you-get-published/</guid>
      <description><![CDATA[<p>Game Developers Conference 2016 took place recently in San Francisco, and boy was it a great one! InMobi hosted and moderated a panel with some of the top gaming publishers in the world, including <a href="https://www.linkedin.com/in/michael-mchale-b5385" target="_blank">Michael McHale</a>, General Manager of Glu Games, <a href="https://www.linkedin.com/in/henrylowenfels" target="_blank">Henry Lowenfels</a>, VP of Biz Dev at Scopely, and <a href="https://www.linkedin.com/in/amit-khanduja-a6b245" target="_blank">Amit Khanduja</a>, CEO of Reliance Games.</p><p>The panelists represented some of the largest publishers in the industry, while the majority of the audience was made up of indie developers and representatives from smaller studios. They were all there to gain tips and insights into the one big question: “What does it take to get chosen by the greatest gaming publishers?” Since there’s more and more consolidation in gaming, the industry is getting competitive and sometimes smaller guys need help. Finding the right publisher, and conversely, finding the right developer to work with is much like the dating game: there’s always a bit of give and take, but you have to know what you’re looking for in order for the relationship to work.</p><p>The resounding takeaway is that each game and developer is evaluated on a case by case basis. There is no one-size-fits-all daily active user (DAU) threshold, popular genre, or magic retention number etc. All publishers agreed that it’s a combination of moving parts that will help create the overall picture of success. While this might be unfortunate for some of you to hear, don’t worry. Due to the complexity of each relationship, there are so many business points up for negotiation. What will the revenue share be? Who is in charge of marketing costs? What is the IAP split? And on and on.</p><p>While no gold standard template or perfect partner exists, there are some key features that publishers will take into consideration:</p><p><strong>Team Pedigree: </strong>There’s always room for an underdog. However, when time, money, and other resources are involved, an investor is more likely to bet on known winners instead of the rookie. Much like when venture capitalists look at the background of a company, a game publisher will do exactly the same for a game. What games have people on this team shipped before? How long has each of them been working in the industry? Are they interested in a long-term relationship or a one-off deal?f</p><p><strong>Technical Knowledge: </strong>Publishers don’t always prefer one platform over another. They care about how much a team knows about the options they’ve chosen. Be a specialist, not a generalist.</p><p><strong>Unique Offerings:</strong> What else can the developer offer aside from the team and the game the publisher is investing in? Some developers have developed specific platforms and tools that can be helpful across the publisher portfolio. The value of that is much higher for the publisher than just a title alone.</p><p>If you’re worried about getting picked up by a publisher, don’t. Keep working on making amazing games. Once you’ve got that figured out, then start shopping your title around - remember you need to crawl before you can walk. There’s no playbook for how to land a publisher for you, and there’s no blueprint of a perfect developer for them.</p>]]></description>
      <dc:subject><![CDATA[Events, Product and Technology, English (EN): inmobi.com,]]></dc:subject>
      
      <dc:creator><![CDATA[ Kelly McGrath,  Senior Manager BD, North America Gaming  ]]></dc:creator>
      
      <dc:date>2016-04-27T09:10:00+00:00</dc:date>
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      <title><![CDATA[In Conversation with Mobikwik on Native Advertising]]></title>
      <link>https://www.inmobi.com/blog/2016/04/25/in-conversation-with-mobikwik-on-native-advertising/</link>
      <guid>https://www.inmobi.com/blog/2016/04/25/in-conversation-with-mobikwik-on-native-advertising/</guid>
      <description><![CDATA[<p>We recently hosted an online hangout with India’s leading mobile-first companies, as part of the inDecode series, discussing what’s on everyone’s minds - Native Advertising. As part of the session, I also had an interesting Q&A with Jasjit Singh, Director of Product Management at Mobikwik, on his experience and insights on native ad monetization. Mobikwik is working to provide a mobile wallet for every Indian, and is an InMobi monetization partner.</p><p><strong>Me: Were you wary when beginning ad monetization? What factors did you consider?</strong></p><p><strong>Jasjit: </strong>Contrary to popular belief, monetization if done well adds to the existing revenue stream without any major impact on the KPIs that an app wants to drive. For us, the KPIs post monetization have in fact improved drastically as we focused on new key features with a monetization story in them.</p><p>To summarize, the three factors we looked at were -</p><p style="margin-left: 39px;">i. Ensuring that we add a revenue stream with minimal or no impact on the overall user experience of the app.</p><p style="margin-left: 39px;">ii. Focusing on the “empty sessions”, or the sessions where there were no transactions for monetization.</p><p style="margin-left: 39px;">iii. Trying out multiple formats and then scaling the formats that ended up working for us.</p><p><strong>Me: Choosing ad formats can get very confusing, very fast. Which ad formats did you try and how did they work out?</strong></p><p><strong>Jasjit: </strong>(Laughs) That’s true! We started out with the traditional favourite, banner ads. However, the eCPMs and engagement metrics were not great. We then moved to interstitials which gave us good revenue, but we couldn't add an interstitial on each page as this would be extremely intrusive and would ruin the user experience.</p><p>We realized that with native ads, we would be able to maximize on our metrics, without compromising on user experience. Not compromising our user experience was very important to us. Since native ads have the ability to match the form and function of a the product experience, monetization becomes much easier. Native has given us extremely high eCPM yields and we are very happy the format is engaging and <em>has actually enhanced our users</em><em>’ </em><em>experience.</em></p><p><strong>Me: Well, your experiences followed the path of evolution of ad formats themselves. How do you see native advertising evolving?</strong></p><p><strong>Jasjit:</strong> Considering the kind of returns, and engaging user experience native ads provide, I strongly believe native ads are here to stay.</p><p>Eventually, more formats like InMobi’s Native Storyboards will come into the market. Such formats have components of engagement and even retention which are core to any app. From being an eyesore, native ads truly have the potential to make powerful monetization stories.</p><p><strong>Me: Lastly, what advice would you give app developers who are considering ad monetization?</strong></p><p><strong>Jasjit: </strong>Well, I think firstly it is crucial to think about the users who you want to target and create a powerful story around ad monetization. And secondly keep trying out different formats before locking in on THE format.</p><p>It depends on your app, your user experience and most of all your target audience. It’s crucial to be patient and work with the brand or ad network to continue optimizing and improvising the experience.</p><p>Thanks for sharing, Jasjit! It’s great to listen to practical insights from someone with hands-on experience in ad monetization at scale!</p>]]></description>
      <dc:subject><![CDATA[In-App Monetization, English (EN): inmobi.com,]]></dc:subject>
      
      <dc:creator><![CDATA[ Dev Ramnane,  Head of BD - India, SE Asia and Middle East  ]]></dc:creator>
      
      <dc:date>2016-04-25T08:59:00+00:00</dc:date>
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    <item>
      <title><![CDATA[Targeting International Travelers? Fine-tune your campaigns with insights into this audience segment]]></title>
      <link>https://www.inmobi.com/blog/2016/04/26/fine-tune-your-campaigns-for-targeting-international-travelers/</link>
      <guid>https://www.inmobi.com/blog/2016/04/26/fine-tune-your-campaigns-for-targeting-international-travelers/</guid>
      <description><![CDATA[<p>At InMobi, we deliver 200 Billion ad impressions a month. By processing and studying the data signals accompanying each impression over the last six months, we get a peek into the consumers at the other end of the 1.2 trillion impressions. Understanding the attributes of these consumers is paramount as it helps fine-tune your advertising messaging and investments.</p>

<p>A case in point - the international traveler segment. In my <a href="https://www.inmobi.com/blog/2016/03/30/the-international-traveler-segment-and-the-role-of-mobile-micro-moments" target="_blank"> earlier post</a>, we analyzed the top international destinations of outbound US travelers and found them to be Mexico, Germany, United Kingdom, Canada, UAE, Saudi Arabia, Netherlands, France, and India. Now, we take this analysis further by evaluating the&rsquo; device platform, age and gender mix of these travelers.</p>

<p><strong>The Importance of Platforms</strong></p>

<p>There are several differences between Android users and iOS users that every marketer should keep in mind before planning and executing campaigns. According to a <a href="https://www.comscore.com/lat/Productos/Analiticas-de-Audiencia/MobiLens" target="_blank">comScore report</a>, the household income of iOS users is typically higher with 41 percent of iPhone owners falling in the $100,000+ income segment vs. 24 percent of Android owners. Some reports even position <a href="https://fortune.com/2014/06/27/apples-users-spend-4x-as-much-as-googles/" target="_blank">iOS users as spending as much as 4x Android users</a>. This directly correlates with the finding that iOS users are more likely to engage in m-Commerce where smartphone users are more likely to make purchases on their devices on a regular basis. And when it comes to signalling brand loyalty - a major factor for marketers to determine long-term market share, iOS takes the cake. Around than 70% of the iOS users are highly satisfied with their devices and more than 80% of those users had previously owned an iOS device.</p>

<p><img src="https://www.inmobi.com/ui/uploads/blog/V2_International_Travelers_Blog_Table-01.png" style="width: 1024px; height: 719px;" /> <em>Figure (i) shows the iOS vs Android device trends of the outbound US traveler split by the choice of destination countr</em>y</p>

<p><strong>The Gender Paradigm</strong></p>

<p>The shopping behavior for men vs women is clearly different. Extensive <a href="https://www.guided-selling.org/women-vs-men-gender-differences-in-purchase-decision-making/" target="_blank">research</a> has shown that:</p>

<ul>
	<li>Men tend to follow a utilitarian, more logic-based approach. You need to tell them why they should buy your products and why it makes sense for them to purchase it. While,</li>
	<li>Women are mostly hedonic shoppers. To reach and engage women, you have to create emotive shopping experiences that resonate with them. Women want to know more about you, your brand, the lifestyle you sell and how your products are going to make them feel.</li>
</ul>

<p>In addition, 22.2 percent of men said they used their smartphones to shop while only 18.2 percent of women did so. Men are loyal to brands while women are loyal to good service. A study by the Erasmus University showed that once men found a brand that worked for them, they were more likely to stick with it, which is especially true for apparel, automobiles, financial services and home electronics, while women showed a greater degree of loyalty if they received a good service.</p>

<p><img src="https://www.inmobi.com/ui/uploads/blog/V2_International_Travelers_Blog_Table-02.png" style="width: 1024px; height: 719px;" /> <em>Figure (ii) shows the gender mix of the outbound US traveler split by the choice of destination country</em></p>

<p><strong>The Age Deviation</strong></p>

<p>The key difference of mobile behaviors by age groups is the mobile intent. While engaging with their mobile phones, older consumers tend to have a clear idea on what task they want to accomplish, while younger consumers tend to have less of a distinct purpose and are more open to new experiences while engaging with a wide range of activities on their devices. Also, while older consumers are more loyal to the brand when it comes to shopping, the younger consumers prioritize price over brand.</p>

<p><img src="https://www.inmobi.com/ui/uploads/blog/V3_International_Travelers_Blog_Table-03_11.png" /><br />
<em>Figure (iii) shows the age-group trends of the outbound US traveler split by the choice of destination country</em></p>

<p><strong>A shout out to marketers</strong> - consumers across platforms and demographics are engaging and spending on mobile. And as you can see in the international traveler segment, the user demographics and platform can vary quite a bit by where they travel to. To maximize the ROI on your campaigns, ensure that you create targeted campaigns keeping all the above attributes in mind, to engage the right audience with the right message.</p>]]></description>
      <dc:subject><![CDATA[Advertising, English (EN): inmobi.com,]]></dc:subject>
      
      <dc:creator><![CDATA[ Abhishek Khurana,  Product Marketing Manager  ]]></dc:creator>
      
      <dc:date>2016-04-18T08:30:00+00:00</dc:date>
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      <title><![CDATA[Lessons from Innovative Chinese Mobile Apps]]></title>
      <link>https://www.inmobi.com/blog/2016/04/05/lessons-from-innovative-chinese-mobile-apps/</link>
      <guid>https://www.inmobi.com/blog/2016/04/05/lessons-from-innovative-chinese-mobile-apps/</guid>
      <description><![CDATA[<p style="text-align:center;"><a href="https://www.internetretailer.com/commentary/2016/04/04/lessons-innovative-chinese-mobile-apps" target="_blank">Originally published on Internet Retailer.</a><br><strong></strong></p><p>	<strong>The combination of social media and mobile devices has become a way of life in China.</strong></p><p>	A lesser-known ancient Chinese proverb translates as 	<em>“Dig the well before you’re thirsty.”</em> In many ways, this beautifully illustrates the secret behind the mind-boggling success of mobile commerce in China. China is the world’s largest smartphone and e-commerce market, and some believe that China is an entire decade ahead of the West when it comes to mobile commerce. So what are Chinese commerce businesses doing on mobile that the rest of the world simply isn’t, and should start to emulate now?</p><p>	<strong>View mobile not as a channel or tool, but as an integrated lifestyle</strong></p><p>	For starters, many hugely successful Chinese apps are developed by established market players like Tencent and Alibaba, who demonstrate incredible foresight in perceiving mobile as a way of life, and integrating services to support it. Unlike other parts of the world, mobile payments are actively driven by major third-party Internet and e-commerce companies in China, who ensure that the payment experience is integrated and frictionless for end users.</p><p>	Rather than focusing on selling more devices with payment capacity added, as is the norm in North America, companies like Tencent and Alibaba in China weave payments seamlessly into services that consumers already use heavily, such as messaging apps, thereby powering immediate adoption. In addition, third-party payment providers in China are essentially escrow services that guarantee that no money changes hands until both buyer and seller are satisfied, driving up the trust factor in mobile payments. This has resulted in China having the 	<a href="http://en.yibada.com/articles/107825/20160305/china-highest-digital-payment-adoption-use-worldwide.htm" target="_blank"> highest </a> mobile payment adoption in the world of 86 percent, twice the global average.</p><p>	The fact that nearly one in five WeChat users are setup for mobile payments speaks for itself. Convenience, seamless payments, and security still remain the top reasons why smartphones are the primary shopping tool. Long before Chinese consumers felt the need to integrate payments into their mobile lives, retailers enabled it for them and made it easy and secure.</p><p>	<strong>View shopping as a social, not solitary, activity</strong></p><p>	In the offline world, shopping is a social and often entertaining activity that oscillates between buying things we need and buying things that we want. Why should our lives on mobile be any different? Chinese retailers tend to look further than just monthly active users and daily active users, but instead around how regular users engage with their apps. In China, social is not merely media for advertising or engagement, but is a way of life. Rather than aggressively driving consumers to their own apps and properties, Chinese businesses have leveraged social apps like WeChat to enable mobile storefronts, seamless payments, customer support, social sharing and more, all in one place—in the apps where users are already spending time.</p><p>	As social and buying are increasingly integrated, consumers are compelled to become content creators rather than just consumers, and use social channels just as they would use a shopping buddy in real life—for feedback, ideas, and comments. These features empower nearly 80% of Chinese consumers to share their purchases on social today, compared to between 30-40% in other parts of the world. By enabling end-to-end shopping well beyond their own app, Chinese businesses have enabled word of mouth and social virality with incremental effort, while creating shopping habits that stick. Nearly 70% of Chinese smartphone users shop on social media, and Chinese retailers have skillfully pivoted their mobile strategy around not just mobile apps, but around social apps such as WeChat 	<a href="https://www.internetretailer.com/commentary/2016/04/04/lessons-innovative-chinese-mobile-apps#_msocom_1">.</a></p><p>	<strong>View offline and mobile as one</strong></p><p>	While Chinese apps have the advantage of scale, they have succeeded in bringing offline and mobile worlds together by completely immersing users in services. Users can pay online or offline for products using the same payment systems, cementing payment adoption and loyalty. Retailers can therefore integrate offline and online purchase experiences to drive a seamless service that provides unparalleled user convenience. For example, users on the Nuomi mobile app can view virtual tables in a restaurant, see how many are occupied, understand waiting line times, and book a table without being physically present. Users can also buy mobile coupons to redeem when physically visiting the restaurant. In merging offline with mobile, Chinese apps have ultimately enabled mobile to become the gateway portal to everyday life for users 	<a href="https://www.internetretailer.com/commentary/2016/04/04/lessons-innovative-chinese-mobile-apps#_msocom_2"></a>.</p><p>	<strong>Own shopping events with integrated guerilla marketing</strong></p><p>	Many Chinese retailers have successfully built their own shopping festivals, rather than waiting for typical holiday seasons as in other markets. 	<a href="https://www.internetretailer.com/2016/03/21/alibaba-hits-e-commerce-milestone" target="_blank">Singles’ Day, hosted by Alibaba</a>, dwarfs all the big American shopping days combined, and goes one step further in creating a unified shopping “theme” that excites consumers and drives brand value. Prior to the sale, Alibaba produced an entire TV special with products that consumers could buy from mobile or TV, appealing to users on all channels—and ultimately, porting that interest onto mobile.</p><p>	Before the Chinese New Year, Tencent launched a campaign in which advertisers gave away nearly US$80 million of cash to WeChat payment users, prompting them to gift money and ultimately shop and pay on WeChat. That resulted in more than a billion gifts being sent and brought nearly 200 million paying users on board. Chinese retailers don’t just view guerilla marketing as a resort for smaller players, they use their competitive position and funds creatively. Unlike most advertisers that spend on user acquisition uniformly, we’ve seen Chinese mobile apps spend heavily on burst campaigns that generate maximum buzz and results.</p><p>	<strong>Focus on the proof in the pudding</strong></p><p>	Delivery is often the only real offline touchpoint for a consumer, and Chinese retailers truly deliver in this aspect as well. Retailers in China successfully bridged the last mile with consumers long before other countries, with same-day delivery and free pick-up facilities. For example, JD.com built up its entire delivery network comprising more than 50,000 workers and 150 warehouses to ensure that stellar customer service extended to the final mile.</p>]]></description>
      <dc:subject><![CDATA[Advertising, English (EN): inmobi.com,]]></dc:subject>
      
      <dc:creator><![CDATA[ Ramya Rajan  ]]></dc:creator>
      
      <dc:date>2016-04-05T09:14:00+00:00</dc:date>
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      <title><![CDATA[Matching Retailers' Mobile Goals And Ad Formats]]></title>
      <link>https://www.inmobi.com/blog/2016/04/01/Matching-Retailers-Mobile-Goals-And-Ad-Formats/</link>
      <guid>https://www.inmobi.com/blog/2016/04/01/Matching-Retailers-Mobile-Goals-And-Ad-Formats/</guid>
      <description><![CDATA[<p style="text-align:center;"><a href="http://www.businessinsider.in/The-Future-of-Mobile-Marketing/articleshow/51632349.cms" target="_blank">Originally published on Business Insider.</a></p><p>	<em>"Creativity without strategy is called art. Creativity with strategy is called Advertising", </em>said Professor Jef Richards.</p><p>	No one could possibly agree more than today's retail marketer. The dawn of the 	<a href="http://www.businessinsider.in/searchresult.cms?query=digital+age&sortorder=effectivedate" target="_blank"> digital age</a> has brought with it a vast array of ad format options - enough to throw any marketer's mind into a tizzy.</p><p>	As Indian consumers continue to spend nearly three hours on mobile each day, every 	<a href="http://www.businessinsider.in/searchresult.cms?query=retail+marketer&sortorder=effectivedate" target="_blank">retail marketer </a> worth her salt possibly spends most of her week strategizing, planning, and optimizing media spend across digital channels, especially mobile. I've often witnessed the first resort of the <a href="http://www.businessinsider.in/searchresult.cms?query=direct+marketer&sortorder=effectivedate" target="_blank">direct marketer</a> - multiple mobile campaigns with the same creative assets, all to determine the answer to one simple question - which advertising formats work best on mobile?<br>	<br>	So how can 	<a href="http://www.businessinsider.in/searchresult.cms?query=retail+marketer&sortorder=effectivedate" target="_blank">retail marketers </a> effectively navigate the plethora of options and allocate media spend in synergy with their goals? Let's start by busting the only too pervasive myth that the "best" ad format exists. Every mobile format can be used for a specific marketing goal, and deliver results with the right targeting, spend, and optimization.<br>	<br>	But marketers beware - one size doesn't necessarily fit all. Some formats are better suited towards achieving certain marketing goals as compared to others. Matching the format to the goal is step one, and blitzkrieg-ing ad formats with the same creative is not going to get you optimal results.</p><p>	<strong>Tell your brand's story</strong></p><p>	At its core, marketing is skilful and impactful storytelling. With the right creative edge, a video can narrate a brand's story in a beautiful, immersive way through the most visually intuitive medium there is. Video has the added advantage of being able to tell your customer's story instead of your own, which can easily rake up credibility points. 	<br>	<br>	Brands need not resort to a standalone video campaign though. Marketing ninjas can deliver a real masterstroke by making sure that the mobile video campaign nicely complements the TVC, and driving cross-channel synergies. 	<br>	<br>	If you're worried about your customer missing the punch-line in your latest video, choose the right video ad format. Many reward-based video formats are now yours for the taking, especially in gaming apps. Customers opt-in to watch a video, without the option to skip it, in exchange for in-game rewards. With the power of mobile video, your customers will be left mesmerised by the story of your brand.</p><p>	<strong>Engage in more ways than one</strong></p><p>	In this age of 	<a href="http://www.businessinsider.in/searchresult.cms?query=digital+shopping&sortorder=effectivedate" target="_blank">digital shopping </a>, the excitement of finding a coupon that offers promises of hefty discounts still drives customers to shop more. Rich media can bring that exciting experience of discovering a coupon to the customer even on mobile.<br>	<br>	Consumer engagement today rests on one simple philosophy - learning by doing. By bringing soporific still images to life, a marketer can harness the real power of mobile to drive fun actions with advertising. Wipe-able ad formats can bring 	<a href="http://www.businessinsider.in/searchresult.cms?query=digital+shopping&sortorder=effectivedate" target="_blank">digital shopping </a> coupons to life. These ad formats can let users scratch at their mobile screens to reveal discounts, or shake ads to unveil the latest collections on your mobile store.<br>	<br>	<a href="http://www.businessinsider.in/searchresult.cms?query=Mobile+devices&sortorder=effectivedate" target="_blank">Mobile devices </a> are packed with sensors that rich media can rely on to deliver a great ad experience. Present shoppers with the option to take a selfie and then view themselves wearing the latest sunglasses, or play a game to unlock amazing deals! Shopping is an exciting, thrilling activity for many folks - and marketers can help retain its appeal both offline and on mobile with such ad formats.<br>	<br>	Rich media ads go far beyond just 'gamification' - it takes the customer into an exciting shopping world. There is no other channel that lets your user shake, scratch and blow on the screen to discover new products and offers. If done right, rich media ads could result in users spending a significant amount of time interacting with your ad unit. We have seen users spending over 1 minute on some 'blockbuster ads'.</p><p>	<strong>Sometimes immersive, sometimes not</strong></p><p>	Simon Sinek once said, "People don't buy what you do, they buy why you do it". There are a multitude of shopping apps available today. Rather than showcasing what your app does, a truly beautiful mobile full-screen interstitial ad can capture how and why your app does things differently, giving customers an immersive view of the benefits of your app. 	<br>	<br>	However, not all shopping ads need to be immersive. Campaigns that rely on short, catchy punch-lines can sink their teeth into 	<a href="http://www.businessinsider.in/searchresult.cms?query=native+advertising&sortorder=effectivedate" target="_blank">native advertising</a>. <a href="http://www.businessinsider.in/searchresult.cms?query=Mobile+native+ads&sortorder=effectivedate" target="_blank">Mobile native ads</a> can bring succinct, sweet, and compelling punchlines to life with non-intrusive ads that mimic content. If you want shoppers to download your app because your short proposition is powerful content, Native would be the way to go.</p><p>	<strong>Digital shelves for retailers</strong></p><p>	As shopping and holiday seasons draw near and retailers want to push for sales, ad formats need revamping once more. Carousel ads are a unique way to showcase your products in a nifty way. Customers can scroll through products curated from your entire offering, tailored to the person's interests. Carousel ads can effectively expose your catalogue to millions of shoppers and nudge them to download your mobile app or visit your mobile website and buy right away. Retailers can pique the shopping impulse of every gadget guru with exclusive seasonal picks, or must-have devices. 	<br>	<br>	<a href="http://www.businessinsider.in/searchresult.cms?query=Carousel+ads&sortorder=effectivedate" target="_blank"> Carousel ads</a> can also serve as the storefronts that you need to drive sales on mobile. On an average, just about 2% of every merchant's catalogue is exposed to users. As a result, millions of valuable products are left hiding in virtual shelves which users have no access to. Retailers can enable shoppers to access products beyond page 1 of their properties, all with carousels.</p><p>	<strong>Bring the 'creative' back into creative marketing</strong></p><p>	Great 	<a href="http://www.businessinsider.in/searchresult.cms?query=mobile+advertising&sortorder=effectivedate" target="_blank">mobile advertising </a> is, no doubt, powered by impactful creatives and choosing the right one can go a long way. The best <a href="http://www.businessinsider.in/searchresult.cms?query=mobile+advertising&sortorder=effectivedate" target="_blank">mobile advertising </a> dances between information and entertainment; between taking permission and being incidental. Creativity should not just be matched by strategy, but powered by it. Once that happens, retail marketers will find that mobile shopping stops being confusing, and starts being child's play.</p>]]></description>
      <dc:subject><![CDATA[Advertising, English (EN): inmobi.com,]]></dc:subject>
      
      <dc:creator><![CDATA[ Ramya Rajan  ]]></dc:creator>
      
      <dc:date>2016-04-01T06:54:00+00:00</dc:date>
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      <title><![CDATA[International Travelers And the Role of Mobile Micro-Moments]]></title>
      <link>https://www.inmobi.com/blog/2016/03/30/the-international-traveler-segment-and-the-role-of-mobile-micro-moments/</link>
      <guid>https://www.inmobi.com/blog/2016/03/30/the-international-traveler-segment-and-the-role-of-mobile-micro-moments/</guid>
      <description><![CDATA[<p>
									There has been a fundamental change in the way people consume media on their mobile devices. Mobile interaction can be broken up into thousands of fragmented moments i.e. checking the time, reading the news, texting friends, etc. And amongst these thousands of moments are what are called 
	<strong>“micro-moments”</strong>. According to the 	 	 	<a href="https://www.ama.org/publications/MarketingNews/Pages/your-mobile-moments-are-shrinking.aspx" target="_blank">American Marketing Association</a>, a micro-moment is a mobile moment that requires only a glance to identify and delivers quick information that you can either consume or act on immediately. These are moments where people buy on impulse or remind them that they are ought to take an action!</p><p>
									So let’s look at how the role of smartphones in the different stages of a trip-planning process has evolved.</p><p>
	<img src="https://www.inmobi.com/ui/uploads/blog/Mobile_usage_-_Tour_Planning.png"></p><p>
									A 	 	 	
	<a href="http://ir.tripadvisor.com/releasedetail.cfm?ReleaseID=919990" target="_blank"> TripAdvisor </a> 2015 report defines the term “Connected Travelers” as those who have used a smartphone to plan or book a trip. It also found that</p><ul>
	
<li>45% of Connected Travelers usually use their smartphones to book activities for a trip</li>	
<li>72% use their smartphones to look for restaurants while on vacation and</li>	
<li>34% of Connected Travelers want their accommodation to offer mobile check-in</li></ul><p>
	<img src="https://www.inmobi.com/ui/uploads/blog/Travel_Bookers.png" style="max-width: 330px; width:100%; float:left; margin: 0 10px 10px 10px">These findings have been corroborated by an 	<a href="http://www.emarketer.com/Article/By-2016-Most-Digital-Travel-Bookers-Will-Use-Mobile-Devices/1013248" target="_blank">eMarketer Report</a>, which projects that in 2016, 51.8% of travelers who book trips via digital means will do so using a mobile device, up from 43.8% last year. The report also highlights that travelers are increasingly researching trips on their mobile devices. In 2015, 62.6% of Americans researched their travel options digitally used a mobile device to do so, up 25.9% from 2014. This year, it is projected that 73.0% will use a mobile device to research a trip.</p><p style="clear:both;">
	<strong>Ahoy Marketers! </strong>Targeting these micro-moments requires an understanding of the context of the user, in this case the traveler. InMobi has made targeting this segment extremely easy by launching several traveler segments that are open to advertisers on both programmatic and non-programmatic channels. These segments are built on data signals such as location, sent by various publishers on the InMobi network.</p><p>
	<strong>		The International Traveler Segment</strong></p><p>
									We have created a segment that reaches this “connected traveler” user base. It contains smartphone users seen on the InMobi network that flies internationally. Let’s examine a snapshot of the International Traveler segment, the users of which fly out of the United States of America.</p><p>
	<img src="https://www.inmobi.com/ui/uploads/blog/Travellers_from_USA.png" style="max-width: 600px; width: 100%; margin: 0px 10px 10px;"></p><p>
	<em>					Figure (i) The red marker represents the destination country of travelers originating from the United States of America</em></p><p>
	<img src="https://www.inmobi.com/ui/uploads/blog/Traverlers_from_USA_2.png" style="max-width: 600px; width: 100%; margin: 0px 10px 10px;"></p><p>
	<em>Figure (ii) Heat map representing the most visited countries by international travelers originating from the United States of America</em></p><p>
									We observed that these top 10 countries contributed to about 65% of all international travelers on the InMobi network originating from the United States. These top countries (in descending order of the number of travelers) are 	 	
	<strong>Mexico, Germany, United Kingdom, Canada, UAE, Saudi Arabia, Netherlands, France, and India</strong>. Note, this data reflects information for the last 6 months.</p><p>
									Marketers, target segments such as this to get access to the thousands of micro moments of these travelers in order to get a far greater ROI due to the much higher purchase and media consumption intent quotient of these micro-moments.</p><p>In our next series of posts, we will talk about domestic traveling patterns, demographic mix, mobile OS mix and a whole lot of traveling patterns surrounding large scale events.</p>]]></description>
      <dc:subject><![CDATA[Advertising, English (EN): inmobi.com,]]></dc:subject>
      
      <dc:creator><![CDATA[ Abhishek Khurana,  Product Marketing Manager  ]]></dc:creator>
      
      <dc:date>2016-03-30T11:49:00+00:00</dc:date>
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      <title><![CDATA[#SheAtInMobi]]></title>
      <link>https://www.inmobi.com/blog/2016/03/07/sheatinmobi/</link>
      <guid>https://www.inmobi.com/blog/2016/03/07/sheatinmobi/</guid>
      <description><![CDATA[<p>We spoke to a few InMobians about their experience as a woman at InMobi. These are their stories. This is #SheAtInMobi.</p><p>	<strong> Shyni Kuttapa</strong></p><p>	<img src="http://www.inmobi.com/ui/uploads/blog/Shyni_(2).jpg" style="max-width: 220px; width:100%; float:right; margin: 0 10px 10px 10px"> 	“I joined InMobi in 2011 but had to take a career break after two years since I was entering into this beautiful phase of motherhood. Being at InMobi as an expectant mother was so easy because of the flexible work timings and an awesome team who supported me always ...As a result my last day of working happened to be just a day prior to my baby's arrival. </p><p>		The moment I held my little one in my arms, she became my utmost priority and my eagerness to join back work after maternity leave, flew out of the window. I ended up being a stay at home mum until she was 2.</p><p>		Thinking of getting back to work after a career break of two years seems like a nightmare! All of a sudden you feel archaic. It seems tough, but the toughest challenge you face is to build up your confidence to apply for a new job. So one day I was sitting and contemplating on whether I should take up a new job, or start something of my own, and I received an interview call from InMobi! They said that I had taken a long enough break and now it was time for me to get back to work. </p><p>		It was so uplifting to receive a call from the company you previously worked for. I cannot express how motivated I felt in that moment. It was a proof of them believing in my work and cherishing me as a part of the InMobi family. It was very empowering!</p><p>		So here I am at InMobi for the past one year, learning some valuable ways to juggle parenting and work. And it’s all possible with ease just because I am an InMobian. The flexible work hours, work from home option, and also bringing my child to work helps me manage my both worlds of being a wife and a mother and also a successful career woman easily.</p><p>		And that has made me an InMobian for Life!”</p><p>	<strong>Ankita Mawandia</strong></p><p>	<img src="http://inmobi.com/ui/uploads/blog/IMG_1698.JPG" style="max-width: 220px; width:100%; float:right; margin: 0 10px 10px 10px"> 	“When I first joined InMobi as a fresher, I was so marveled with work culture and outstanding people around. Almost two years later I had to quit as I was relocating to Mumbai after marriage. While I was parting from InMobi, series of incidents took place which increased my respect for InMobi. First incident was about appraisals. It was the appraisal time and my then manager knew the fact that I was leaving. In spite of that he made sure that my work was accounted for and I was promoted. It was only a month before I left. The second incident that moved me was when Mohit, the co-founder and CTO of InMobi asked me personally if I would like to continue working from Mumbai. Both the incidents made me feel that my smallest contributions were valued. Almost 5 month later I decided to work again, and InMobi had to be my first choice. The entire process was smooth and quick. I was welcomed as if I had never left. When I tell people around me that I work remotely from Mumbai and my entire team sits in Bangalore they get amazed, and I just feel proud to be part of such an organization. The confidence that InMobi has always shown in me is the biggest motivation. I feel great with my team. I am happy that I started my career here and happier that I continued it with InMobi.”</p><p>	<strong>Ruchi Singh Thomas</strong></p><p>	<img src="http://www.inmobi.com/ui/uploads/blog/Ruchi.jpeg" style="max-width: 220px; width:100%; float:right; margin: 0 10px 10px 10px"> 	“I joined InMobi as an employee back in 2010, when the company was much smaller! The journey with InMobi over the past six years has been an incredible one, and I have seen the company go from strength to strength. I sincerely believe that the secret to InMobi’s phenomenal success has been its almost fanatical belief in its employees: and more specifically, the belief that each employee, irrespective of gender, race, country, religion, age, is the soul of the company. This belief that InMobi has in each of us gives you that confidence boost which makes you grow not just as a professional, but as an individual. When I decided to start my own venture, in 2014, though they wanted me to stay on, InMobi was extremely encouraging and optimistic about my decision. A year later, I realized that I was a better fit back here, at InMobi - this crazy company that is disrupting the tech ecosystem, welcomed me back with open arms. The decision to come back to InMobi was easy, because of three things: (1) the eccentric disruptive thought process on which the company thrives; (2) the phenomenal work culture; and (3) The opportunity to work with some of the most talented people in this country. InMobi is not just any company... InMobi for me is home.”</p><p>	<strong>Sunita Devi</strong></p><p>	<img src="http://www.inmobi.com/ui/uploads/blog/Sunita_and_Leima.JPG" style="max-width: 220px; width:100%; float:right; margin: 0 10px 10px 10px"> 	“I am so blessed to be a part of InMobi family - the workplace that empowers every woman to think about their future development in the organisation even during maternity. As per the standard policy, I had 84 days of maternity leave and I was always worried thinking of how I would be able to leave my 3 month old at home and work. By the end of my 2nd month of maternity leave, I had made up my mind to take sabbatical leave or quit if required, as the heart of a mother was overpowering the passion of a career woman. Then a miracle took place! I got a mail from our HR that the company has revised its maternity policy. I can't express in words how empowered I felt. I am a modern woman with a heart of a mother and this news gave me a ray of hope. The new policy gave me 4 months of maternity leave plus 1 month half day working at office and 1 month half day at office and the rest of the day from home. And I also got one month leave approved! Hence, my baby was 7 months old when I started working full day at office. I benefit from support system like flexi hours, work from home, bringing your kid to office and 'enjoy freedom with responsibility and integrity" one of InMobi’s integral values."</p>]]></description>
      <dc:subject><![CDATA[English (EN): inmobi.com,]]></dc:subject>
      
      <dc:creator><![CDATA[ Team InMobi  ]]></dc:creator>
      
      <dc:date>2016-03-08T20:12:00+00:00</dc:date>
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      <title><![CDATA[ Retailers Are Going Mobile to Not Lose Business]]></title>
      <link>https://www.inmobi.com/blog/2016/03/03/retailers-are-going-mobile-to-not-lose-business/</link>
      <guid>https://www.inmobi.com/blog/2016/03/03/retailers-are-going-mobile-to-not-lose-business/</guid>
      <description><![CDATA[<p style="text-align:center;"><a href="http://www.fourthsource.com/mobile/mobile-not-just-trend-unifying-norm-retailer-success-2016-20278" target="_blank">Originally published on Fourth Source.</a></p><p>	In 2015, retailers continued to hit the mark with magnificent advertising campaigns, particularly towards the end of the year. But while many of us were on our fifteenth view of John Lewis’ heartwarming man on the moon, Mog’s adorable Christmas calamity for Sainsbury’s, and Harvey Nichols’ unmistakable #GiftFace, UK retailers have been busy prepping for the year ahead, with good reason.</p><p>	Mobile First In 2016, traditional retailers who haven’t embraced mobile could see their business start to erode and lose significance with UK shoppers. Last year, mobile accounted for 45% of overall e-commerce in the UK with a clear majority expected this year for online shopping. The Black Friday and Cyber Monday surge was dominated by mobile, which accounted for more than 60% of traffic, a 10% increase from 2014. Mobile accounted for a large share of the discounted purchases made online, and shoppers could avoid the in-store mayhem.</p><p>	<a href="http://www.rbs.co.uk/content/corporate/downloads/20130RBS_Retail_Report.pdf" target="_blank">The Centre for Retail Research</a> warned that 62,000 shops could fold in the next five years as online shopping surges, prompting traditional retailers to adopt an online and mobile strategy. The way shoppers research, discover and transact will continue to evolve, and mobile will act as a companion app to inform users, grow loyalty and drive in store traffic in addition to being the end destination for a transaction. Physical stores will remain significant for final fulfilment, but will evolve and give users the opportunity to interact with different product experiences and share innovation.</p><p>	<strong>But Not Mobile Only</strong></p><p>	The case for retailers embracing mobile is clear, but it’s not just a hard switch from one channel to another, but rather a strategy to adopt an omni-channel user experience. Omni-channel shoppers are the most loyal customers, and represent an important segment for retailers to grow and nurture through omni-channel shopping experiences, consistency and accuracy of prices, promotions and product availability. Shoppers have adopted mobile but also state that the in-store experience is still very important to them.</p><p>	We will continue to explore how mobile can enhance a physical store experiences through the use of beacons, barcodes and mobile payment solutions. We’ll also see an increase in virtual reality to bring products to life, inform shoppers of deals, and make the shopping experience more rewarding and engaging. Shoppers have become very expectant on delivery, so fulfilment of mobile purchases must be fast, reliable and flexible, with the notion of same day delivery and pick-up fast becoming the norm, meaning order management systems and delivery infrastructure need to keep up.</p><p>	Mobile Payments Consistent with the move to mobile, UK shoppers are embracing mobile payments at nearly the same rate as their American counterparts, with 21% shoppers already using them. Despite the heavily fragmented payments market, the timely launch of Apple Pay is likely to open up the market, with nearly every major UK bank supporting it. While PayPal currently occupies a near 20% market share, Apple Pay claimed a 6% share within a month of launch. With these seamless integrations, retailers can ride the tidal wave of payments, ease the consumer shopping experience, and propel mobile sales in 2016.</p><p>	<strong>Buy Buttons and Big Data</strong></p><p>	Mobile applications will continue to shake up shopping behaviours as impulse and discovery-led purchases become mainstream, aided by seamlessly integrated buy buttons. Utilizing contextually relevant product placement within mobile content experiences offers retailers an opportunity to participate in new discovery-led mobile shopping economy. On mobile, the store is always open–which, when combined with ever-evolving seamless payment solutions, offers an easy, immediate and efficient shopping experience that is expected by millennials who are driving the growth of m-commerce.</p><p>	Retailers need to consider not just how to drive users to their own mobile stores and experiences, but how to distribute their stores and products across the app ecosystem and build relationships with customers across their entire media consumption cycle on mobile.Big data is the critical piece of the puzzle, and retailers who harness big data can offer relevant, targeted promotions to individual consumers.</p><p>	<strong>What’s Next?</strong></p><p>	In the world of mobile, what can be perceived as futuristic and innovative rapidly becomes the norm. Looking around the world on how mobile shopping has evolved to dominate in the US, China and Korea, we can get a clear glimpse of what to expect in the UK. Traditional retailers in 2016 should aim to be in a segment of early mobile adopters to secure their underlying business and be positioned well for future growth.</p>]]></description>
      <dc:subject><![CDATA[Advertising, English (EN): inmobi.com,]]></dc:subject>
      
      <dc:creator><![CDATA[ Edward Laws  ]]></dc:creator>
      
      <dc:date>2016-03-01T09:46:00+00:00</dc:date>
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      <title><![CDATA[ What Consumers Need To Shop, Not Buy, On Mobile]]></title>
      <link>https://www.inmobi.com/blog/2016/03/04/what-consumers-need-to-shop-not-buy-on-mobile/</link>
      <guid>https://www.inmobi.com/blog/2016/03/04/what-consumers-need-to-shop-not-buy-on-mobile/</guid>
      <description><![CDATA[<p style="text-align:center;"><a href="http://retailtouchpoints.tumblr.com/post/138024881662/what-consumers-need-to-shop-not-buy-on-mobile" target="_blank">Originally published on Retail TouchPoints.</a></p><p>	Mobile is an integrated part of a consumer’s life, being the first thing you look at when you wake up, and the last thing you look at before you go to sleep. With this in mind, well-designed mobile shopping apps seem to be the way to a consumer’s mind, heart and wallet. Consumers now have powerful search engines and extensive mobile stores at their fingertips, with seemingly infinite selections of products. When a consumer wants to buy a new pair of headphones, or a limited-edition watch, the path to gratification couldn’t be easier.</p><p>	This type of search-shopping, based on intent, is powerful and caters to specific consumer needs by transforming a ‘want’ to a purchase right away. But do consumers always buy only things they think they need? What about the times consumers serendipitously come across items — while walking past exquisitely fashioned store windows, or while browsing within the retail store, discovering products that they end up wanting, or realizing that they now need?</p><p>	Shopping is a wonderful, complex, personal activity, and that makes it difficult to fully understand. But Shopping is not Buying. Buying is merely the purchase transaction, often a chore, typically meant to replenish the things we need in our lives. Shopping offers an endless choice of possibilities — to spend, or not to spend. When people go shopping, walk into malls, or lazily browse popular sites and apps, they’re waiting to be thrilled, excited and enticed into buying something new.</p><p>	<strong>The Limitations Of Search</strong></p><p>	Shopping is discovering things you didn’t know existed, or asking you to spend your money on that second bag you don’t really need, or plan to buy, but now want to buy. While search can cater to intent, search can’t tell a consumer what she would like to search for, let alone what she might like to shop for. From a tempting bauble at checkout to a gadget bought on a whim, nearly 83% of U.S. Millennials have bought on impulse, according to eMarketer. Yet impulse shopping hasn’t yet found its footing on mobile.</p><p>	A CreditDonkey survey found that only 1% of U.S. consumers said they make more impulse purchases on mobile than in-person or online. For this reason alone, foot-traffic has so far been viewed as important, with a significantly larger percentage of consumers still buying on impulse in person, reports eMarketer.</p><p>	Shopping apps today, ironically, don’t fully cater to the human need to shop. For starters, the odds of capturing consumer attention on mobile are lower than retailers imagine. According to Forrester, 60% of consumers today use fewer than two shopping apps, and consumers typically spend only 5% of their time in these apps.</p><p>	<strong>Too Many Choices, Not Enough Personalization</strong></p><p>	The apps may have lists of items to discover, but it isn’t unique or personalized to a consumer on a shopping app — it’s typically restricted to the “new arrivals” section. A consumer might love that retailer’s neon animal print scarf — but what are the odds of her searching for something so specific? Top retailers propose nearly 500,000 responses for products such as scarves, let alone less-niche products. Meanwhile, for the consumer who decides to browse rather than search, the array of choices can be overwhelming.</p><p>	Retailers will either have to wait for a consumer’s intent, or attempt to capture his or her interest in social zones, limiting their ability to captivate consumers on mobile. Numerous discovery apps can help people shop, but unless a product can make it to the first page of the search results, the odds of being chanced upon are shockingly low. Moreover, consumer time on mobile is heavily fragmented, with consumers spending nearly 70% of their time across various types of app categories, not just social or shopping apps, according to Forrester and Flurry.</p><p>	Much like the friend who shows you things she just knows you will like, discovery on mobile should utilize the power of consumer data to show a consumer an amazing vacation she wasn’t planning to take but is now mesmerized by, or a hat that she would have never searched for but that just happens to go really well with the boots she bought last week.</p><p>	Mobile advertising can unleash the power of product discovery, to truly power shopping — and not just buying. What commerce on mobile needs is a push towards taking people’s inherent need to impulse shop to the screen in their pockets. Only by doing this will it lead to a truly emotional connection between retailers and their consumers.</p>]]></description>
      <dc:subject><![CDATA[Advertising, English (EN): inmobi.com,]]></dc:subject>
      
      <dc:creator><![CDATA[ Naveen Tewari  ]]></dc:creator>
      
      <dc:date>2016-03-01T09:38:00+00:00</dc:date>
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      <title><![CDATA[Why the Simple Buy Button Is So Hard to Implement]]></title>
      <link>https://www.inmobi.com/blog/2016/03/08/why-the-simple-buy-button-is-so-hard-to-implement/</link>
      <guid>https://www.inmobi.com/blog/2016/03/08/why-the-simple-buy-button-is-so-hard-to-implement/</guid>
      <description><![CDATA[<p style="text-align:center;"><a href="http://www.adweek.com/socialtimes/why-is-the-simple-buy-button-so-hard-to-implement/635534" target="_blank">Originally published on Adweek</a>.</p><p>	People see it. People buy it. The crux of the 	<a href="http://www.adweek.com/socialtimes/is-pinterests-buy-button-sparking-a-social-purchase-revolution/627778" target="_blank">buy button’s mission</a> on any platform—social, web or mobile app—seems like child’s play, but it is easier said than done. The buy button occupied center stage in 2015, however despite lackluster results and raised eyebrows, there is still hope for success.</p><h3>The promise of the buy button</h3><p>	What’s the allure of the buy button? Many believe it will help relieve one of the biggest challenges of online shopping, shopping cart abandonment. Millions of products never made the transition from shopping cart to checkout in e-commerce this year. The drop-offs on mobile web are dire, owing primarily to multi-step checkouts. 	<a href="http://www.adweek.com/socialtimes/knomi-launches-high-end-fashion-shopping-app-on-ios/627131" target="_blank">Shopping apps</a> are a viable proposition, but with consumers spending only 5 percent of their time in-app, according to Forrester, the odds of completing a sale on a mobile device are lower than retailers imagine. Beyond the large retailers and e-tailers, smaller and more niche players struggle to finance and promote a shopping app.</p><p>	Buy buttons can unlock products from a retailer’s catalog, placing them directly on mobile apps, social platforms, mobile web and consumers’ devices themselves. The buttons challenge the notion of the app as a final destination and argue that any mobile real estate can now be “shoppable.” But there’s work to be done before 	<a href="http://www.adweek.com/socialtimes/tweet-commerce-twitter-opens-up-the-buy-button/627595" target="_blank">buy buttons can truly become </a>retail’s Holy Grail, as several pieces of the puzzle still need to fall into place in order for buy buttons to take off and deliver on their promise.</p><h3>Is the buy button designed for discovery?</h3><p>	To create something engaging for individual users, platforms will need to understand consumer shopping habits in their entirety. What personas or avatars do they adopt? What do we know about their shopping habits so far? While each social platform or app has a significant amount of data, the true picture hides behind the overlap of historical data across platforms.</p><p>	Users may seek recommendations on social platforms, but respond negatively to assistance or suggestions on other apps. Some of the data may not represent who the user is today, but instead highlight a one-off phase in their life. 	<a href="http://www.adweek.com/socialtimes/every-day-strategies-for-increasing-ecommerce-conversions-infographic/632246" target="_blank"> Looking at transactions</a> or clicks alone can blind us to how consumers really shop. While recommending targeted and relevant products through data science is critical, the technology behind the buy button must also enable serendipitous discoveries.</p><p>	Consumers often don’t know what they’re looking for, and want to be surprised or excited by what they discover. Platforms will need to strike a delicate balance between showing a user what they are bound to like and delighting them with something new. To do that, we will have to find a way to personalize and curate not only for relevance, but also for discovery.</p><h3>Does it mirror a consumer’s real shopping behavior?</h3><p>	Sharpening an understanding of how users think is essential, and mobile shopping needs to learn from offline shopping behaviors. Will a user succumb to an impulse and buy immediately? How much information will a user need on mobile to make an educated choice without becoming overwhelmed? How much time does a user need to make a decision? Can the buy button provide an option to save the product to purchase later?</p><p>	Consistently optimizing the buy button for real world shopping behavior is critical to catching the user’s attention with shoppable offers. As many consumers often like to share their picks on social platforms, how can the buy button enable sharing, or opinion seeking? Measuring the effectiveness of a buy button hinges on how well it marries with an offline shopping journey.</p><h3>Is it designed for user buying needs?</h3><p>	Shopping; an entertaining, want-based activity, differs from buying; a need-based activity. Sometimes users start in a browsing mood, happy to wander and discover new products, but can be easily enticed to buy if the process is easy. The buy button, therefore, leans heavily on seamless payment mechanisms. The rapid uptake of mobile wallets and payments is a big boon, but given the wide array of options, optimizing for point-to-point solutions for every customer is key.</p><p>	Real-time inventory poses an even bigger challenge as no consumer wants to discover something they’re ready to buy, only to learn it’s out of stock. Creating an accurate picture of available products across fleeting mobile moments can be tricky. Additionally, while purchases will be undoubtedly fulfilled by merchants, establishing a modus operandi that preserves user privacy across all digital properties will be pivotal to success.</p><h3>Getting it right</h3><p>	The buy button is a great idea, poised to disrupt the mobile commerce space. What will help propel the ubiquity across mobile platforms is the confluence of understanding user interests, coupled with cutting edge technology for optimized experiences. Let’s also bear in mind that shopping doesn’t begin and end with a button. This is precisely why there’s much to be done behind the scenes to deliver its intended success. Shopping is a wonderful, complex and personal, activity. If done right, the buy button has the potential not only to power shopping, but to enhance the mobile experience for consumers everywhere.</p>]]></description>
      <dc:subject><![CDATA[Advertising, English (EN): inmobi.com,]]></dc:subject>
      
      <dc:creator><![CDATA[ Naveen Tewari  ]]></dc:creator>
      
      <dc:date>2016-03-01T08:58:00+00:00</dc:date>
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      <title><![CDATA[Do consumers always know what they want to buy?]]></title>
      <link>https://www.inmobi.com/blog/2016/03/01/Do-consumers-always-know-what-they-want-to-buy/</link>
      <guid>https://www.inmobi.com/blog/2016/03/01/Do-consumers-always-know-what-they-want-to-buy/</guid>
      <description><![CDATA[<p style="text-align:center;"><a href="http://www.mobilemarketer.com/cms/opinion/columns/22227.html" target="_blank">Originally published on Mobile Marketer.</a></p><p>
	Mobile is now the gateway to consumer experiences in the real world. As consumers consciously integrate mobile into their lives, they are able to demand experiences and purchase any item, regardless of location, in a moment of need.</p><p>
	Forrester Research calls this the mobile mind shift. Retailers have responded to this reality with mobile applications and mobile Web sites that enable intent shopping, either through search that often leads to a filtered selection of products.</p><p>
	<strong>Can commerce be driven by intent alone?</strong></p><p>
	Consumers often open shopping apps with a preconceived notion of what they are looking for. Their limited time on these apps is typically spent searching products using specific keywords, or using filters and categories to browse through endless options.</p><p>
	A recent Nielsen study shows that consumers use nearly 30 apps per month regularly. However, 60 percent of smartphone users have fewer than two shopping-specific apps, while 21 percent do not have any, according to Forrester.</p><p>
	To make things worse, consumers only spend 5 percent of their time on mobile using shopping apps, making it difficult for retailers to capture their attention with an app-only strategy.</p><p>
	With this data, shopping purely based on search is too limiting, while infinite choice can be overwhelming, leaving retailers unable to strike a balance between allowing users to easily find what they are looking for, and delighting them with options they might like – otherwise known as discovery commerce.</p><p>
	<strong>New way to enable commerce</strong></p><p>
	For decades, consumer shopping has been dictated not only through intent, but also by serendipity.</p><p>
	With in-store shopping, consumers discovered products that caught their eye wherever they were.</p><p>
	For example, when loitering around malls or tiny shops, retailers employed visual merchandising to stack the odds of product discovery in their favor.</p><p>
	Recommendation engines enable and replicate in-store discovery, but true discovery that happens outside a store – when walking past a store window that beckons you in, for example – is so far absent on mobile.</p><p>
	Driving mobile commerce begs as a better strategy – one that is discovery-led.</p><p>
	So far, discovery commerce has been inadequately addressed on Web and mobile.</p><p>
	The recent wave of “buy button” announcements from the likes of Facebook, Twitter, Pinterest and Google intend on moving transactions right to the point of discovery and inspiration. But they still require the user to visit a mobile property with an intent.</p><p>
	Instead, what if consumers were given the chance to discover products and buy from anywhere and everywhere on mobile, particularly from the apps they love to spend time on?</p><p>
	Enabling purchases across thousands of mobile apps is disruptive in how it can change consumer shopping behavior on mobile.</p><p>
	Taking buy buttons beyond these walled gardens of the Internet into thousands of apps, or what we like to call the wild gardens, where consumers spend nearly 80 percent of their time, could enable sales at scale, quickly trumping even wildly popular retail apps or Web sites.</p><p>
	Retailers can enable consumers to discover new products on mobile through buy buttons across thousands of apps.</p><p>
	Along with those buy buttons, retailers can deliver riveting discovery experiences through quick mobile storefronts to users, and bring their products to them.</p><p>
	This experience would seamlessly collapse the point of inspiration and point of transaction for consumers, while accelerating the growth of both retailers and app developers.</p><p>
	<strong>Curation, personalization and conversation</strong></p><p>
	Mobile ads have so far been a viable way to reach consumers across multiple apps. However, they have also been a broken proposition for both users and advertisers.</p><p>
	Advertising, when done right, has the ability to help people discover new and amazing things.</p><p>
	Every single ad slot on mobile presents a unique opportunity to bring products that are hidden away in catalogs to consumers in a personalized and curated way for them to discover.</p><p>
	In between news articles, instead of ads, consumers can “walk” across a store window and check out the latest fashion – all on mobile. This is a powerful new channel for mobile commerce, opening up every mobile app as a potential retail storefront.</p><p>
	For discovery to be consistent, seamless, truly relevant and inspiring, we believe that creating a discovery experience unique to every user is important, and this requires an understanding of the user.</p><p>
	Retailers and ecommerce merchants can now showcase their catalogs and drive sales outside their existing stores.</p><p>
	ULTIMATELY, WITH THE right guidance from users, retailers can use technology to understand and personalize the consumer’s journey across apps, and help them make better decisions over time.</p><p>
	Every day, a retailer has access to more than 4 billion discovery sessions, all of which serve as opportunities to power the joy of discovering amazing things.</p>]]></description>
      <dc:subject><![CDATA[Advertising, English (EN): inmobi.com,]]></dc:subject>
      
      <dc:creator><![CDATA[ Naveen Tewari  ]]></dc:creator>
      
      <dc:date>2016-03-01T08:33:00+00:00</dc:date>
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      <title><![CDATA[Top Industry Execs Make Bold Predictions for Mobile Advertising in 2016]]></title>
      <link>https://www.inmobi.com/blog/2016/02/19/top-industry-execs-make-bold-predictions-for-mobile-advertising-in-2016/</link>
      <guid>https://www.inmobi.com/blog/2016/02/19/top-industry-execs-make-bold-predictions-for-mobile-advertising-in-2016/</guid>
      <description><![CDATA[<p>
	What the
future holds and how we can stay ahead is, no doubt, the most common query
amongst business decision makers and entrepreneurs. It’s that time of the year when
everyone is looking at predictions, but it is equally important to look back on
what worked and what didn’t.</p><p>
	Each
year, mobile advertising commands greater attention as it captures more of our
day and reshapes all the critical touch points through the customer journey. According
to comScore, 2015 was the year the number of mobile internet users exceeded
that of desktop-only internet users, with over 54% of digital media time spent
on apps. While many would have overlooked some of the importance of mobile and
the opportunities it presented in 2015, it is essential for brands to look
ahead, do some forward thinking and speculate on the mobile strategy they need
to adopt to remain relevant.</p><p>
	2016
will be the year where companies will be obsessed with customer behaviour and mobile
moments will be the next battlefield where companies will need to win to retain
their customers. Enhancing the connection between brands and people to provide
relevant customer experiences will be the focus of all major mobile marketing
companies. This effort to build two-way relationships, serve relevant and
personalized messages, and provide branded experiences to enhance consumers’ lives
will be the most powerful developments in the mobile marketing space.</p><p>
	While
it may be impossible to exactly predict which digital trends will take off, we at
InMobi foresee a whirlwind of exiting changes in the future.</p><p>
	What does
the mobile journey look like in 2016? To find out, we reached out to several top
executives to share their outlook around mobility and consumer behaviour. We
combined this expert input with insights from our own global ad platform that
reaches over a billion users and have compiled these predictions for 2016.</p><p>
	<strong>1. </strong><strong>Acceleration of Mobile Commerce</strong></p><p>
	As per
eMarketer, 1.6% of total retail sales in the U.S. occurred on smartphones in
2015. Mobile, until recently, has been seen only as an influencer in the retail
funnel due to its relatively small contribution towards overall sales. However,
this is going to change in 2016 as the top digital companies such as Apple,
Google, Microsoft, Facebook and Amazon flood the market with mobile payment
solutions. As more companies strive for their share of the $800 billion
worldwide market for mobile commerce, a flurry of innovations in mobile payment
processing will aim towards simplifying the process. The rise of contextual
commerce will further determine how and where mobile consumers conduct
transactions, leading to higher customer lifetime value and increased sales
conversations.</p><p>
‎ <strong><em><font color="#0000ff">Rohit Dadwal, Managing Director, MMA, Asia Pacific Limited
</font></em></strong></p><p>
	<strong><em>“2016 is likely to be known as the year mobile
commerce finally became meaningful. There seems to be no end in sight, as
consumers armed with their smartphones increasingly look to discover, compare,
and order/transact directly from their device. This trend, combined with the
expanding number of mobile payment options and recently upgraded payment
terminals to accept them, will continue to pave the way for m-commerce in the
years ahead.”
	</em></strong></p><p>
	<strong></strong></p><p>
	<strong>2. </strong><strong>The Rise of Programmatic Will Continue</strong></p><p>
	eMarketer estimates that big brand industries such
as retail, CPG and consumer products, automotive, and financial services
already transact more than half of their US digital display ad spending
programmatically. New ad formats, buying models, and inventory sources will
further catapult programmatic buying through next year. Programmatic buying
will see more rapid growth in the next few years primarily driven by mobile. Mobile
will be the most programmatic ecosystem in 2016 with exciting potential for
marketplaces and direct campaigns. As both advertisers
and publishers seek more transparency in programmatic advertising, programmatic
providers should be ready to adapt as advertisers look to those who share data
and offer greater options for targeting and price optimization.</p><p>
‎ <strong><em><font color="#0000ff">Jason Gruber, SVP Product Management &
Strategy, Rubicon Project
</font></em></strong></p><p>
	<strong><em>“Programmatic buying will
exceed 50% of mobile ad buys and 
	</em></strong><strong><em>will
break out of its niche and become an established answer to marketer’s digital
advertising goals this year. 
	</em></strong></p><p>
	<strong><em>Programmatic advertising shows every sign of
attracting more and more dollars over the next few years. Publishers and
advertisers alike continue to awaken to automated ad buying possibilities for
improved efficiencies in both workflow and the use of ever-more-granular data.”
	</em></strong><strong></strong></p><p>
	<strong>3. </strong><strong>Virtual Reality Will Emerge</strong></p><p>
	Virtual reality is undoubtedly the next big thing to
look for. The launch of Google Cardboard lets Android and iPhone users sample
the virtual reality experience in an easy and relatively inexpensive way. While
this technology has existed for some time, the market never felt quite ready
for consumerization. The New York Times has taken a leap into virtual reality
with a free phone app paired with head phones and Google Cardboard to simulate
richly immersive scenes from across the globe.</p><p>
	With a variety of different virtual reality headsets
expected in 2016 and Oculus Rift being the most anticipated product, the gaming
and immersive video economies will be re-written. They will introduce an entire
new medium of advertising and inevitably have a huge impact on the way
marketers will engage consumers.</p><p>
‎ <strong><em><font color="#0000ff">Leo Scullin, Vice President of Industry Programs, MMA
</font></em></strong></p><p>
	<strong><em>“With virtual and augmented reality becoming more
popular, we’ll start to see the effects trickle into the mobile advertising
industry. We’ll begin to see the core infrastructure develop in terms of
content creation, reach and tracking, personalization and performance. This
will be powerful given the immersive nature of both of these formats, which
will have a huge impact on mobile advertising landscape.” </em></strong></p><p>
	<strong>4. Wearables and the Internet of Things</strong></p><p>Wearable
devices are at the heart of every discussion related to the Internet of Things
(IoT). It is believed that IoT and wearables will have a widespread effect on
the way we live our day-to-day lives by 2025. A flurry of smart watches and
fitness trackers revealed this year, including the Apple Watch, reveals the
tremendous opportunity the market holds for wearables. Wearables will continue
to interact with beacons for a wide range of location-based services and with
more customers coming on board, brands will be able to more accurately pinpoint
customer location and deliver highly targeted messaging.</p><p>
‎ <strong><em><font color="#0000ff">Jason Gruber, VIice President, Mobile Strategic
Partnerships,Rubicon Project
</font></em></strong></p><p>
	<strong>“<em>Wearables will be high on consumer wish lists, and as more people receive
them, brands will have an even greater opportunity to leverage smartwatch apps
and new advertising formats specifically for these devices in the coming year.
	</em>”</strong></p><p>
	<strong>5. </strong><strong>Proximity
Marketing
	</strong></p><p>
	Over the
last few years, brands and marketers have been testing and implementing
location-based services to help retrieve information about the current location
of their customers or prospects. With billions of consumers owning smartphones,
it is no surprise that location-based proximity marketing is such a hot topic as retailers look for ways to provide more personalized real-time offers and
promotions. With the rapid increase in sales of beacons and beacon-based
technologies, location-based marketing services are expected to catapult in
2016 providing innovative ways for marketers to connect the digital experience
with retail.</p><p>
	‎ <strong><em><font color="#0000ff">Leo Scullin – Vice President of Industry Programs, MMA</font></em></strong></p><p>
	<strong><em>“Location is driving everything, it’s central to success for brands. In
2016 and beyond, marketers will be able to not only use that data to develop
relevant, contextual, and engaging experiences for their audiences, but also
use that data to predict which locations and unknown segments will be most
responsive to which campaigns and programs in the future. This shift will
provide a much richer, data-driven approach that puts information into action</em></strong><em>.”</em></p><p>
	<strong>6. </strong><strong>Mobile Video</strong></p><p>
	Mobile video is one of the fastest growing areas of mobile
advertising. According to eMarketer, more than 107 million people in the U.S.
watch mobile video at least on a monthly basis, which is nearly 14 percent higher
than 2014. Studies have determined that users enjoy shorter versions of videos
on their mobiles more often than longer videos and mobile is the place to be for
video engagements.</p><p>
<strong><em><font color="#0000ff">Preeti Desai, Country Manager, Mobile Marketing
Association (India)
</font></em></strong></p><p>
	<strong><em>“Brands have noticed
that customers are changing where they watch video and the numbers are
staggering and are too big to ignore. Mobile video is a natural complement to
more “traditional” marketing efforts like TV for brand advertisers. Brands have
also discovered that just repurposing TV ads doesn’t help help increase
engagement and they many are quickly learning that vertical screens and
vertical mobile video content is a big deal. Video has already become the
mobile ad unit of choice for both brand and performance marketers. In fact,
consumption and spending will get bigger than anyone can even imagine in fact
mobile video ad spends will have a significantly stronger growth rate than
mobile display or mobile search advertising in the coming years.”
	</em></strong></p><p>
	<strong>
	7.</strong> <strong>Contextual and Relevant Ads Gains Prominence</strong></p><p>
	Investments in making ads contextual and
relevant will soar as brands try and overcome the increased momentum around
blocking ads on mobile. Ads will need to more relevant and be less disruptive, leading
brands to invest more in native and non-intrusive ad formats, aligning the ads
closer to users’ needs. To enable this there will be a lot of information
collected around the usage and the surrounding context to remain relevant. Native
ads will continue to grow in importance and eventually most of the advertising
industry will have some type of native offering, including videos as a form of
content for native ads. Brands will continue to invest in content and look to
scale across different placements.</p><p style=";">
	<strong><em><font color="#0000ff">Rohit Dadwal, Managing Director, MMA, Asia Pacific Limited</font></em></strong></p><p>
	<strong><em>“Ad blockers are here to stay, and we have to make
advertising a whole lot better. Making advertising meaningful and useful to
consumers will help publishers get rid of ad blockers.”
	</em></strong>.</p><p>
	<strong>The Next Big
Thing?
	</strong></p><p>
	 A whole lot of new tech is emerging to create
a world of exciting possibilities. Augmented Reality is definitely a big bet
along with enhanced device to device communication where smartphones are about
to become nodes in the network. These trends are about to revolutionize the
entire mobile ecosystem which is bound to have a direct impact on marketing.</p><p>
	We
would appreciate your views on the trends and would be interested to know your predictions
as well.</p>]]></description>
      <dc:subject><![CDATA[Product and Technology, English (EN): inmobi.com,]]></dc:subject>
      
      <dc:creator><![CDATA[ Shamala DN  ]]></dc:creator>
      
      <dc:date>2016-02-19T09:53:00+00:00</dc:date>
    </item>
  
    <item>
      <title><![CDATA[“We met online” – India’s Love Story is now mobile]]></title>
      <link>https://www.inmobi.com/blog/2016/02/19/we-met-online-indias-love-story-is-now-mobile/</link>
      <guid>https://www.inmobi.com/blog/2016/02/19/we-met-online-indias-love-story-is-now-mobile/</guid>
      <description><![CDATA[<p>A man in his fifty’s usually carries 3
thick files of prospective partners and comes to your house. He’s called a
‘broker’ and he’s partly responsible for nearly 90% of ‘arranged’ marriages in
India. This phenomenon of marriages gradually moved online about 5 years ago,
but brokers are still alive and kicking. Then came the mobile revolution.</p><p>People spend several hours each day with
their noses buried in their smartphones. We source rich content, information, entertainment
and even socialise through this device. And slowly, our biggest social venture
of finding a life-long partner is gradually moving online – specifically
mobile. </p><p>TrulyMadly, one of the largest dating apps
in the country has witnessed 100% month-on-month growth <a href="http://www.business-standard.com/article/companies/online-dating-app-trulymadly-raises-rs-35-cr-from-helion-kae-capital-115030200721_1.html" target="_blank">(BusinessStandard).</a>The
opportunity to break away from the limitations of geographic boundaries was
unprecedented. If there’s one perfect partner for you out there – what are the
chances he or she will bump into you? The odds of that are much higher online
rather than offline!</p><p><strong>The Internet’s
love bug bites</strong></p><p>The internet age in India might have come a
decade later than developed countries but now that it’s here, it’s taken the
country by storm. With no apprehensions based on past experience, India has
jumped onto the online dating bandwagon as soon as dating apps launched in the
country. </p><p>Worldwide, people spend about 90 minutes in
a day browsing through dating apps <a href="http://www.nytimes.com/2014/10/30/fashion/tinder-the-fast-growing-dating-app-taps-an-age-old-truth.html?_r=0" target="_blank">(NY Times)</a>. That’s almost one-third of daily smartphone
usage! Rest of the time people spend texting, socializing or gaming. Dating
apps are extremely engaging as well – attracting people to log in close to 11
times in a single day.</p><p>Unfettered by traditional views, the
millennials have contributed in a major way to the dating scenario in the
country. They make up over a third of the user base of these apps. Combining
that with their spending power and dating can become a major shopping exercise
– especially on Valentine’s Day! It’s no wonder that the e-commerce industry
celebrates India’s love for dating! </p><p><strong>You
can’t buy love – but you can buy gifts</strong></p><p>So how pricy is the festival of love? Data
from YS and TNS Research estimates revenue generated on Valentine’s Day alone
is 20 billion rupees, making it the 3rd largest shopping festival in the
country. The festival is celebrated by everyone, couples – both married and
unmarried – as well as the single people out there. </p><p>The importance of this festival has not
been lost on major e-commerce players. Week-long sales on their websites offer
massive discounts across all major gifting categories such as soft toys,
electronics and cards. Understanding the different drivers for each individual
customer, and targeting them with campaigns for gifting ideas being brilliantly
orchestrated. </p><p>With deep level customer insights,
ecommerce players can easily target an individual based on his or her
relationship status. Are you single? How about showing yourself some love by
buying that gadget you’ve always wanted? In a relationship? Show your partner
how much she means to you with this jewellery set.  Also, love comes in
all shapes and sizes – don’t forget to show your parents how much you love
them!</p><p><strong>Dating
needs hearts – and wallets!</strong></p><p>Gifting is as much a part of Valentine’s Day as it is of Diwali or Christmas. In fact, your relationship status might hinge on you buying your significant other a gift on this festival. A study shows that 53% of women break up with their boyfriends for not getting a gift on Valentine’s Day! This little titbit of insight has not escaped the notice of men who spend twice as much as women during the week leading up to 14th February (YS and TNS Research).</p><p>The world of dating has brought together technology, shopping and romance. While some might argue that online dating misses out on the opportunity of creating a meaningful connection which can happen only in person, the growth of dating apps say otherwise. The tech savvy millennials socialise, communicate and forge friendships online – so why not relationships as well?</p>]]></description>
      <dc:subject><![CDATA[Advertising, English (EN): inmobi.com,]]></dc:subject>
      
      <dc:creator><![CDATA[ Vasuta Agarwal,  Managing Director, APAC  ]]></dc:creator>
      
      <dc:date>2016-02-19T08:39:00+00:00</dc:date>
    </item>
  
    <item>
      <title><![CDATA[The Marketer’s Dilemma: Mobile Web vs App]]></title>
      <link>https://www.inmobi.com/blog/2016/02/18/the-marketers-dilemma-mobile-web-vs-app/</link>
      <guid>https://www.inmobi.com/blog/2016/02/18/the-marketers-dilemma-mobile-web-vs-app/</guid>
      <description><![CDATA[<p>
	The Mobile Web vs Mobile App dilemma is perhaps one of the most common battles fought within the silent recesses of the mobile marketer’s mind. For marketers investing in mobile advertising, the decision between mobile web and mobile app is not just one of inventory but truly a choice between reach and engagement. If effectiveness of mobile advertising is the goal, then there are five prominent axes which need to be taken into account when making this decision.
</p>
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<p>
	<strong>
	User Engagement:</strong>
</p>
<p>
	<img src="https://www.inmobi.com/ui/uploads/blog/_App_Vs_Browser_Con_Score.png" style="max-width: 300px; float: right; width: 100%; margin: 0px 10px;">Today, mobile content has evolved to snackable content to account for the shortened attention span of mobile users. Be it games, news or social updates, average session time rarely goes beyond a few minutes. While the app ecosystem has exploded with more than 20,000 apps being launched every month, users tend to download and retain only their most used apps. But for these apps, session lengths, user retention and frequency are very high. In comparison, almost 
	<a href="http://digiday.com/publishers/5-charts-explain-apps-vs-mobile-web-battle/" target="_blank">55%</a> of mobile websites are visited via clicks on links in apps or recommendations, with the intention of returning back to the original app, resulting in low session times, weak attention span and increased accidental clicks.
</p>
<p>
	It is no surprise then that comScore reports that 88% of smartphone usage is driven by apps.
</p>
<p>
	<strong>
	Relevance:</strong>
</p>
<p>
	Visits to mobile websites are generally the result of user initiated searches or clicks indicating the interest and intent of the user. As such, keywords scraped from the mobile website are a rich data source for identifying audience personas. A large number of advertisers depend on these direct indicators when setting up targeting for these campaigns. On the other hand, targeting on mobile apps is a function of inferred interests (given that the most used apps generally belong to the social, news and games categories). A large number of data signals such as demographics, location history, purchase behaviour, ad engagement behavior, etc. need to be crunched together to build reliable audience personas. While advertising on mobile websites seems straight forward, it is imperative for advertisers to identify the right partner when leveraging in-app mobile advertising.
</p>
<p>
	<strong>
	Attribution:</strong>
</p>
<p>
	Perhaps the biggest argument in favor of mobile apps is the robust attribution and tracking that apps allow through standardized signals such as the Google Referrer ID or Apple IDFA. This allows marketers to track the effectiveness of their campaigns in terms of direct response as well as down the funnel metrics such as brand awareness, recall and in-store footfalls. Mobile web, which relies primarily on cookie based tracking, suffers from attribution challenges such as cookie refresh, mismatch between cookies in the default browser and used browser, and post view tracking.
</p>
<p>
	<strong>
	Creative Capabilities:</strong>
</p>
<p>
	<img src="https://www.inmobi.com/ui/uploads/blog/InMobi_Adidas.png" style="max-width:300px; max-height: 325px; float:right; width:100%; margin: 0px 10px 0px 10px;">Brand advertisers have often relied on interactive ad creatives to engage with their target audience and build a relationship with the user. As an interactive medium, digital (both desktop and mobile) offered advertisers the chance to move from a passive message delivery to an interactive form enabling user engagement in the true sense. These advertisements, leverage the latest device capabilities like accelerometer, camera, location, etc. and as such work effectively only on mobile apps. On the mobile web, rich media ads are generally authored in HTML5 and remain limited to video and audio units without the goodness of mobile innovation.
</p>
<p>
	<strong>
	Ad Blocking:</strong>
</p>
<p>
	The argument to end all arguments - Ad blocking is a huge menace affecting the mobile web world. Since the launch of iOS 9, there has been an influx of ad blocking apps on the app store. Targeted primarily at mobile websites and browsers, ad blocking has serious impact on ad impressions on the mobile web. Mobile apps, however, continue to remain ad-pro (Ironically, Google went so far as to block ad blockers from Google Play). The threat of ad blocking has also given rise to the question of viewability to ensure advertisers pay only for viewable impressions.
</p>
<p>
	With these parameters in mind, marketers allocating advertising budgets for mobile can make an informed decision on their media of choice to maximize ROI on the small screen.
</p>]]></description>
      <dc:subject><![CDATA[Advertising, English (EN): inmobi.com,]]></dc:subject>
      
      <dc:creator><![CDATA[ Tanvi Kapoor,  Director - Product Marketing  ]]></dc:creator>
      
      <dc:date>2016-02-18T08:51:00+00:00</dc:date>
    </item>
  
    <item>
      <title><![CDATA[A Guide to Courting Your Consumer This Valentine's Day]]></title>
      <link>https://www.inmobi.com/blog/2016/02/12/a-guide-to-courting-your-consumer-this-valentines-day/</link>
      <guid>https://www.inmobi.com/blog/2016/02/12/a-guide-to-courting-your-consumer-this-valentines-day/</guid>
      <description><![CDATA[<p><img src="https://www.inmobi.com/ui/uploads/blog/Valentines-Day-2016_Infographic5.jpg"></p>]]></description>
      <dc:subject><![CDATA[Advertising, English (EN): inmobi.com,]]></dc:subject>
      
      <dc:creator><![CDATA[ Pooja Kalloor,  Sr. Insights Analyst  ]]></dc:creator>
      
      <dc:date>2016-02-12T11:03:00+00:00</dc:date>
    </item>
  
    <item>
      <title><![CDATA[2016 State of Mobile App Developers ]]></title>
      <link>https://www.inmobi.com/blog/2016/02/08/2016-state-of-mobile-app-developers/</link>
      <guid>https://www.inmobi.com/blog/2016/02/08/2016-state-of-mobile-app-developers/</guid>
      <description><![CDATA[<p>
	The InMobi Insights team is excited to release the first State of Mobile App Developers 2016.</p><p>
	We undertook a survey of mobile developers across the world in an attempt to understand the ever growing ecosystem better. The Mobile app developer survey 2016 from InMobi drawn from over 1000+ respondents across 155 countries showcases some insightful data on the latest trends in the mobile app ecosystem, including developer mindshare, platform of choice, revenue models, and mobile ad network preferences.</p><p>
	Find out what 1,000+ developers had to say about the latest developer trends in 2016.</p><p>
	<img src="http://inmobi.com/ui/uploads/blog/V9_Des781_App-Developer-Survey.png" width="100%" style="border: solid 1px #ccc;"></p><p>
	Learn more in our 
	<a href="http://www.inmobi.com/insights/download/whitepapers/state-of-mobile-app-developers-2016/" target="_blank">complete report</a>.</p><p>
	<a href="http://www.inmobi.com/insights/on-demand/consumer-research/" target="_blank">Download Infographics</a></p><p>
	Interested in connecting with our team to hear more about the data and how it could impact your business?</p><p>
	Please reach out to our InMobi Insights team at 
	<a href="mailto:insights@inmobi.com">insights@inmobi.com</a></p>]]></description>
      <dc:subject><![CDATA[Consumer Research, English (EN): inmobi.com,]]></dc:subject>
      
      <dc:creator><![CDATA[ Shamala DN  ]]></dc:creator>
      
      <dc:date>2016-02-04T19:37:00+00:00</dc:date>
    </item>
  
    <item>
      <title><![CDATA[What The Fuss About Programmatic Is All About]]></title>
      <link>https://www.inmobi.com/blog/2016/02/04/What-The-Fuss-About-Programmatic-Is-All-About/</link>
      <guid>https://www.inmobi.com/blog/2016/02/04/What-The-Fuss-About-Programmatic-Is-All-About/</guid>
      <description><![CDATA[<p>The origin of the first digital ad can be traced back 21 years to the AT&T banner ad which appeared on HotWired.com. Since then the consumer technology ecosystem has grown leaps and bounds and the number of screens where advertisements can be displayed have grown in tandem. As consumer usage patterns evolve, digital advertising budget accountability has to be split across an even wider range of devices and screens- desktops, laptops, tablets, mobile phones, smart watches!</p><p>Traditional advertising worked through a simple formula: direct deals; a series of wining and dining sessions where IOs (Insertion Orders) exchanged hands between the advertiser and the publisher with a promise of a specified advertising spend on the publisher’s digital property. Then came ad networks - the middlemen - facilitating a larger network of publishers and advertisers to work with each other, by managing ad serving online. Two major shifts have taken place since then.</p><p><strong>Enter Audiences and Automation</strong></p><p>With  the evolution of online media, the number of publishers has grown at an astronomical rate - anybody with content worth sharing can build an app or a website, open it up to the world and monetize it through advertisements. Consequently, advertisers have realized that news publications and journals are not the only means of reaching their desired audience segments. With millions of publisher sites now in the fray, focus has shifted from buying ad space on a specific publisher’s property to buying ad space for the desired audience segment. This has sparked the dawn of a new era, not just for advertising but for marketing as a whole.</p><p>As the number of publishers and advertisers proliferates, advertising automation has become a necessity and the only solution to an indomitable problem. This is where programmatic advertising comes in.</p><p>Programmatic advertising is a technology that allows advertisers to automatically target consumers based on metrics obtained through algorithms. In the past, if Nike wanted to advertise to potential customers who would be  interested in buying their products, they might have targeted sports sites, fitness apps, etc. Now, an advertiser can target consumers on any site by using information like age, gender, what sites the consumer has visited in the past and if they have shopped for similar products already. This makes it effortless for Nike to target young adults in the age group of 18-35 yrs, who consume health related content and have fitness apps like runkeeper and engage with them on any site such as a gaming app, music app, e-commerce portal, etc. </p><p><strong>The Value of Programmatic Advertising</strong></p><p>Programmatic advertising enables enriching of each ad request with user information and optimizes based on the direct response of the consumer, all in an automated fashion on the fly. Once this information is available, the advertiser can buy the impression through multiple methods - Programmatic Direct (deal directly with the publisher) or Real Time Bidding (participate in an auction in real time and compete with other buyers for the impression).</p><p>So why are publishers and advertisers willing to put up with this additional complexity? Most brand advertisers prefer programmatic advertising over IOs because it lends a level of transparency that they never had before. Being in a position to know exactly who has seen their ad impression provides advertisers the confidence that their ad is being seen by the right audience. It automates the process of buying impressions with little manual intervention - no bulk buys or commitments of IOs needed. The automated nature of programmatic buying also means advertisers can launch across any device, at any time, and in any place – all in a fraction of a second, thereby enabling significant scale. </p><p>All in all, advertisers have embraced programmatic buying with open arms. Publishers comparatively have been a little skeptical about programmatic advertising. By participating in an auction, the ‘premium-ness’ of their inventory (ad space) is considered undermined. Also, losing direct touch with their most important advertisers doesn’t help soothe their nerves. However, as more and more advertisers opt for the programmatic route, publishers are seeing increased RPMs (effective revenue per impression) and revenue, access to newer, high quality advertisers and streamlined ad operations. This has helped in driving a shift to programmatic buying, globally. That being said, publishers with low quality content or brand unsafe content continue to  find it difficult to ply their inventory on programmatic channels where the focus is on premium impressions, targeted audience and contextual relevance.</p>]]></description>
      <dc:subject><![CDATA[English (EN): inmobi.com,]]></dc:subject>
      
      <dc:creator><![CDATA[ Tanvi Kapoor,  Director - Product Marketing  ]]></dc:creator>
      
      <dc:date>2016-02-03T13:28:00+00:00</dc:date>
    </item>
  
    <item>
      <title><![CDATA[Mobile India in 2015 : A Year in Review]]></title>
      <link>https://www.inmobi.com/blog/2016/01/13/mobile-india-in-2015-a-year-in-review/</link>
      <guid>https://www.inmobi.com/blog/2016/01/13/mobile-india-in-2015-a-year-in-review/</guid>
      <description><![CDATA[<p>Currently the third largest smartphone market in the world, 2015 proved to be a significant year of growth for India's mobile economy. InMobi and TUNE teamed up to help you make sense of what India's mobile consumers did in the past year. </p><p><img src="https://www.inmobi.com/ui/uploads/blog/InMobi-TUNE-Year-In-Review-India-Infographic.png"></p>]]></description>
      <dc:subject><![CDATA[Advertising, Product and Technology, English (EN): inmobi.com,]]></dc:subject>
      
      <dc:creator><![CDATA[ Team InMobi  ]]></dc:creator>
      
      <dc:date>2016-01-13T09:05:00+00:00</dc:date>
    </item>
  
    <item>
      <title><![CDATA[Native Advertising for Mobile Marketers: 5 Tips for Success]]></title>
      <link>https://www.inmobi.com/blog/2016/01/05/native-advertising-for-mobile-marketers-5-tips-for-success/</link>
      <guid>https://www.inmobi.com/blog/2016/01/05/native-advertising-for-mobile-marketers-5-tips-for-success/</guid>
      <description><![CDATA[<p>In September 2015, Apple announced that <a href="http://www.tune.com/blog/ad-blocking-in-ios-9-no-easy-answers-for-publishers/" target="_blank">iOS 9 will feature content blocking</a>, which allows users to block ads and give them more control over their experience with ads. Apple&rsquo;s decision to allow content blocking on iOS 9 acknowledges a significant ongoing shift in how advertisers connect with consumers online, especially in the mobile marketing space.</p>

<p>Consumers now have the power to block traditional forms of online advertising&mdash;and sources of much-needed revenue&mdash;including pop-up and banner ads. Thus, as these traditional sources of advertising revenue dry up, native advertising is emerging as a powerful way for brands to connect with consumers.</p>

<p>In a nutshell, native advertising closely resembles or appears to be highly relevant to the platform on which it appears. It can come in a variety of forms such as online advertorials (which look like editorial content but are required to be marked as sponsored content), online videos, sponsored social media posts, and in-feed ads.</p>

<p><strong>Native Advertising&#39;s Time Has Come</strong></p>

<p><img src="https://www.inmobi.com/ui/uploads/blog/Native_Ad_Spend.png" style="max-width: 330px; width: 1024px; float: right; margin: 0px 10px 10px; height: 1248px;" /></p>

<p>Native advertising is more effective in drawing consumers&rsquo; attention than intrusive display ads anyway. A recent study by <a href="http://www.sharethrough.com/resources/in-feed-ads-vs-banner-ads/" target="_blank">IPG Media Lab and Sharethrough</a> found that consumers look at native ads 53 percent more often than they look at traditional display ads. And the use of native advertising will continue to grow. <a href="http://www.businessinsider.com/spending-on-native-ads-will-soar-as-publishers-and-advertisers-take-notice-2015-7" target="_blank">Business Insider</a> predicted that spending on native ads would reach $7.9 billion in 2015 and grow to $21 billion in 2018, rising from just $4.7 billion in 2013.</p>

<p>As content blocking has driven a stake through the heart of banner ads, native advertising is poised to take its place.</p>

<p><strong>Native Advertising is Not Content Marketing</strong></p>

<p>Most mobile users will typically encounter native ads on Facebook and other social media platforms as in-feed or in-stream ad formats. Native advertising will also appear in mobile apps and games. It can even be embedded directly within the actual editorial content of a page.</p>

<p>To be effective, a native ad will do the following:</p>

<ol>
	<li>Provide a good user experience</li>
	<li>Increase sales for publishers</li>
	<li>Help advertisers hit their KPIs</li>
</ol>

<p>Implicit in all of this is an emphasis on performance.</p>

<p><strong>5 Native Advertising Tips for Mobile Marketers</strong></p>

<p><strong>Tip 1: Pay Attention to Every Aspect of Your Ad</strong></p>

<p>Native advertising should match the unique user experience. Take into consideration everything from the app that you are using to the headline and language of the ad itself.</p>

<p>Native ads are not supposed to look or feel like ads, but should be subtle in tone and should create value for both your business and your users. This can mean providing useful information about your product that directly addresses your consumers&rsquo; needs.</p>

<p><strong>Tip 2: Follow a Tried and True Formula</strong></p>

<p>Native ads are content-rich and take careful thought to plan and produce. The editorial process can eat into the efficiency of a performance marketing team.</p>

<p>In order to create a scalable process, create a workable template you can use for your native ads instead of starting over with a new approach each time. That way you can focus on examining performance and finding out what works.</p>

<p><strong>Tip 3: Keep Testing</strong></p>

<p>Don&rsquo;t expect to get results from one video or one post. Consumers will need to see your native ads multiple times before they start to pay attention. If your first attempt at native advertising doesn&#39;t achieve the desired results of your campaign, don&#39;t give up.</p>

<p>And, as you keep launching campaigns, be sure to keep testing, keep learning, and keep optimizing your campaigns by listening to your data.</p>

<p><strong>Tip 4: Take Advantage of Programmatic Advertising to Improve ROI</strong></p>

<p>You or your in-house sales team simply can&rsquo;t identify all of the digital advertising opportunities that exist right now. So, be sure to take advantage of access to real-time inventory at scale&mdash;at a price you can pay&mdash;offered by programmatic advertising platforms.</p>

<p>When used effectively, new technologies give advertisers the ability to tap into programmatic demand for native advertising, which in turn will allow you to scale your ad buying and put relevant ads directly in front of your consumers using real-time data.</p>

<p><strong>Tip 5: Disclose Your Native Ads</strong></p>

<p><a href="http://adexchanger.com/publishers/ftc-publishers-will-be-held-responsible-for-misleading-native-ads/" target="_blank">The FTC announced in June 2015</a> that publishers will be held responsible for misleading native ads. Until recently the FTC has not held publishers, including TV networks, radio stations, websites, or apps responsible for deceptive ads on their properties&mdash;these publishers were considered to be just a distribution channel.</p>

<p>But when publishers are creating content such as native ads, the FTC and other regulatory bodies consider the publishers to be more involved in the process and that creates a potential liability.</p>

<p>There are no official labeling guidelines for native advertising as of yet from the FTC. For example, Google uses the word &ldquo;ads&rdquo; while Facebook uses &ldquo;sponsored post&rdquo; to mark their native advertising content. But for now, keep in mind that you should always clearly label your native ads as such.</p>

<p style="font-size: 12px">Top image credit: La1n / Shutterstock</p>]]></description>
      <dc:subject><![CDATA[Advertising, Product and Technology, English (EN): inmobi.com,]]></dc:subject>
      
      <dc:creator><![CDATA[ Jonah-Kai Hancock,  Director of Marketing at TUNE (Guest Author)  ]]></dc:creator>
      
      <dc:date>2016-01-05T16:00:00+00:00</dc:date>
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    <item>
      <title><![CDATA[A day in the life of a female developer]]></title>
      <link>https://www.inmobi.com/blog/2015/12/23/a-day-in-the-life-of-a-female-developer/</link>
      <guid>https://www.inmobi.com/blog/2015/12/23/a-day-in-the-life-of-a-female-developer/</guid>
      <description><![CDATA[<p style="text-align:center">
	<strong><em>
	InMobi data architect Amareshwari Sriramadasu shares her experiences</em></strong></p><p>
	I love coding and debugging. There’s a sentence I never thought I’d say.</p><p>
	When I was a kid, I never sought out to become a developer, but with my Bachelor’s degree in computer science and engineering, and a Masters in engineering, specialising in Internet sciences, I guess I chose my own career path without knowing.</p><p>
	I grew up in India and my father was a postman in our village, while my mother was a stay-at-home-mum. I’m the eldest of all my siblings, with a younger brother and two younger sisters, so of course I had to set a precedent for landing a successful career.</p><p>
	From a young age I took an interest in maths and science, and excelled in all my classes at school. The moment I started my degree in computer science, I knew it was something that I was passionate about, and it lit a spark in me to become a developer. Now, 12 years on, I’m still here and still enjoying it.</p><p>
	As a developer, my typical working day is usually a packed day. In the morning I spend time with my son, help him get ready for school, and I usually reach the office by 9.30am. I’ll scan my emails, reply to any that have come in overnight, and then start working on projects I have been planning or participate in some design discussions with my team.</p><p>
	At InMobi I’m part of the Data platform team and work on Hadoop and related activities, mostly open source projects. Currently, I’m working on building Apache Lens, a unified analytics platform for InMobi and other organisations – that’s a really exciting project.</p><p>
	On most days, I leave the office around 6pm, do some cooking in the evening, and help my son with his homework. No two days for me are ever the same, but I enjoy the work that I do on a daily basis, and I couldn’t ask for a better team. They are really supportive, always willing to lend a helping hand, and we all work well together so can count on each other to help with any tricky systems or processes.</p><p>
	One of the main skills required in this sort of role is the ability to build products, by coming up with algorithms that machines can run. It sounds more complicated than it is, but what this means is simple problem solving. You need to have a general knowledge of computer systems, and subjects such as data structures, and operating systems – that’s where my computer science degree comes in. I can use the skills and tools I learnt as a graduate, and implement them into my day-to-day life.</p><p>
	Last week, the Hour of Code took place – a global initiative to encourage people to excel in technology careers, and participate in the Women Who Code program. I was really proud to see InMobi participate in the initiative and we introduced the hashtag, #InMobiWomenWhoCode. Our CEO, Naveen Tewari, also shared with us that 17 per cent of coders at InMobi are women, and he’s on a mission to increase this number to 25 per cent in 2016.</p><p>
	If I had one piece of advice for other female developers – established or aspiring – I’d say “Go for it!”</p><p>
	It really isn’t as daunting a job as many make it out to be. What I love most is that I learn something new everyday, and it really keeps you on your toes. Yesterday I learnt what a logging framework is – basically a computer data logging package for a certain platform – and the day before that I learnt about writing scripts to solve production issues.</p><p>
	Becoming a software engineer has no gender preference. A career in the developer world is mainly to do with brains and nothing physical – which makes it easier for women like me as it doesn’t require physical strength, which can often be a deterrent to some jobs.</p><p>
	Many women across the globe have broken the taboo of technology careers being associated only with men, and made their own, successful, careers in tech. I guess I’m just one of those living that trend.</p><p><a href="http://www.develop-online.net/opinions/a-day-in-the-life-of-a-female-developer/0215080" target="_blank">This blog was originally published on Develop</a></p>]]></description>
      <dc:subject><![CDATA[Product and Technology, English (EN): inmobi.com,]]></dc:subject>
      
      <dc:creator><![CDATA[ Amareshwari Sriramadasu,  Senior Architect, InMobi  ]]></dc:creator>
      
      <dc:date>2015-12-22T18:03:00+00:00</dc:date>
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    <item>
      <title><![CDATA[‘BLOCKERGEDDON’ – How To Thrive in The New AD Blocking World]]></title>
      <link>https://www.inmobi.com/blog/2015/12/15/blockergeddon-how-to-thrive-in-the-new-ad-blocking-world/</link>
      <guid>https://www.inmobi.com/blog/2015/12/15/blockergeddon-how-to-thrive-in-the-new-ad-blocking-world/</guid>
      <description><![CDATA[<p>
	<span  style="color: rgb(119, 119, 119); font-style: italic;"><strong>Does the rise of ad-blocking tech spell doom for ad monetization in mobile? In a word, no, says Amit Gupta, Co-Founder & President-North America of MEF Member InMobi.</strong></span></p><p>
	By now you’ve heard of iOS9’s launch of content blocking technology (
	<a href="http://fortune.com/2015/09/20/apple-ad-block-ios9/" target="_blank">here</a>, <a href="http://www.wired.com/2015/09/popular-ad-blocker-pulled-ios-app-store/" target="_blank">here</a> and <a href="http://www.vox.com/2015/9/18/9351759/ad-blocking-controversy" target="_blank">here</a>), and the catastrophic doom that will beset any company involved in ad-based monetization in any capacity.</p><p>
	The brouhaha did cause some initial concern and confusion. Could Apple build something that would potentially destroy a $32 billion burgeoning mobile ad business?</p><p>
	The simple answer I come back to, is no.</p><p>
	There are three key myths surrounding Apple’s announcement that I’d like to address and hopefully clear the air around this ‘adversity’ (pun intended).</p><p>
	<strong>Myth#1 – Ad-blocking is automatic </strong>and will affect all ads on all mobile websites. That is not how this is set up to work. There are multiple steps a consumer must take to enable the ad-blocking software and the process is destined to be full of friction. No device, by default, will be able to block ads.</p><p>
	<strong>Myth#2 – Everyone will block ads.</strong> Ad-blocking has been available on desktop browsers for years. As far as we have seen, there hasn’t really been a tangible impact on the desktop ad business because of ad blocking.</p><p>
	<img src="http://www.inmobi.com/ui/uploads/blog/Comscore_-_Ad_Blocking.png" style="max-width:300px;width:100%;float:right;margin:0 10px 10px 10px">
	<strong>Myth#3 – Every mobile publisher will be impacted.</strong> Mobile apps are not affected by ad blocking, nor are native ads typically affected by ad-blockers. Here is a quick back-of-the-envelope calculation that should tell us the real story:</p><ul>
	<li>Time spent on mobile web = 14%</li>	<li>Number of people that use desktop ad blockers who decide to install the smartphone variant (assumed) = 10%</li>	<li>iOS market share (we will assume all iOS users are on iOS9) = 42%</li>	<li>Therefore, 42% (iOS users) of 10% (all ad-blockers on web) of 14% (mobile web users) = 0.58%</li></ul><p>
	The total expected impact is potentially on 0.5% of the users making me believe this quite a sensation over nothing.</p><p>
	<strong>So, where do we go from here?</strong></p><p>
<img src="http://www.inmobi.com/ui/uploads/blog/OEM_Stats.png" style="max-width:300px;width:100%;float:right;margin:0 10px 10px 10px">
	<strong>#1 – Think Native ads:</strong> Ad blockers primarily exist to remove obstructive ads such as auto-play videos, obnoxious blinking and animated gifs. According to Adblock plus (<a href="https://adblockplus.org/en/acceptable-ads" target="_blank">link here</a>), the software favors ads that do not distract or obstruct the user from consuming web content. In other words, they are putting users first and policing websites that infringe user experience over revenue potential. Native advertising finely balances between user experience and website’s revenue goals. Qualitatively and quantitatively, native advertising is the right step for publishers of all sizes.<br><br>
	Native advertising uniquely provides:</p><ol>
	<li>Better user experience: Ads that seamlessly flow with the content on the page</li>	<li>Transparency: The ad format follows the IAB guidelines stating publishers should disclose content as an ad vs. advertiser</li>	<li>Quality content: Advertisers are encouraged to create beautiful and engaging content versus boring banner images or downsized desktop interstitials</li></ol><p>
<img src="http://www.inmobi.com/ui/uploads/blog/Flurry_Analytics.jpg" style="max-width:300px;width:100%;float:right;margin:0 10px 10px 10px">
	<strong>
	#2 – Think Mobile Apps: </strong>86% of users are engaging through mobile apps vs. mobile web. Not only do the users prefer mobile apps over web, they also offer a high degree of creative flexibility, and allow engagement tools such as notifications to inform or bring users back to the app. With companies like Facebook, InMobi and Nativo focusing on creating the best in-app user experience, there are some groundbreaking ad formats that are guaranteed to be monetization winners.<br><br>Ad blocking will only increase the adoption of native apps. This will incentivize publishers to make their apps even better. <br><br>Furthermore, companies whose revenue is primarily driven by in-app advertising will not be impacted, rather, with rise of apps they stand to only benefit in long term.<br><br>All things said, as the ad-tech industry gains size and status, moves such as this should be welcomed as milestones of maturity – not just by consumers but by publishers too. Here’s to the announcement from Apple heralding a new wave of consumer-focused monetization that is guaranteed to grow the ad-tech industry and instead of shrinking it.</p><p><br>This blog originally appeared on <a href="http://www.mobileecosystemforum.com/2015/10/19/blockergeddon-and-how-to-thrive-in-the-new-ad-blocking-world/" target="_blank">Mobile Ecosystem Forum</a> </p>]]></description>
      <dc:subject><![CDATA[Consumer Research, English (EN): inmobi.com,]]></dc:subject>
      
      <dc:creator><![CDATA[ Amit Gupta  ]]></dc:creator>
      
      <dc:date>2015-12-15T05:52:00+00:00</dc:date>
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    <item>
      <title><![CDATA[Introducing User Opt-In Video Ads on InMobi Exchange]]></title>
      <link>https://www.inmobi.com/blog/2015/11/05/introducing-user-opt-in-video-ads-on-inmobi-exchange/</link>
      <guid>https://www.inmobi.com/blog/2015/11/05/introducing-user-opt-in-video-ads-on-inmobi-exchange/</guid>
      <description><![CDATA[<p>Attention, brand marketers! It&rsquo;s the Holiday season and we are excited to present to you a way to spread the cheer with video ads your users will love.</p>

<p>Video viewing on the mobile phone is exploding globally with estimates suggesting it will account for <a href="http://www.streamingmedia.com/Articles/Editorial/Featured-Articles/The-State-of-Mobile-Video-2015-102722.aspx" target="_blank">50% of all mobiledata consumption</a> by 2019. Likewise, mobile video advertising is growing and <a href="http://venturebeat.com/2015/10/29/mobile-video-ad-spending-triples-in-2015-and-thats-just-the-beginning/" target="_blank">researchers</a> expect it to cross $6 billion by 2018.</p>

<p>While video advertising has been great for the advertiser in terms of securing consumer attention and spreading the brand message, concerns are often raised around viewability and completion rates.</p>

<p>InMobi has long been moving towards a consumer-first approach to mobile advertising that provides a more valuable user experience and improved performance rates for brands. The InMobi Exchange now enables this vision through <strong>Opt-In video ads </strong> that allow users to discover great products based on their consent. This ensures the marketing message is well received and provides higher performance for the brand campaign <em>. </em></p>

<p>The equivalent of rewarded video ads, opt-in video enables advertisers to buy in-app video inventory with 90%+ completion rates and high user intent. A recent study by Millward Brown, AdReaction Video, reports highest consumer favorability for opt-in videos amongst digital media. User opt-in video ads are most common in apps which feature virtual goods and IAP.</p>

<p style="text-align:center"><img src="https://www.inmobi.com/ui/uploads/blog/Opt-in_Video_Chart.png" /></p>

<p>User opt-in video ads are essentially 10-30-second ad spots that are seamlessly woven into the app experience at relevant points in a consumer&rsquo;s journey. For example, an ad spot that encourages players to watch a video ad and gain a life back. InMobi currently supports VAST video formats (2.0 and above) for these placements. The InMobi Exchange lets brands control their ad campaigns with programmatic tools across 17000 apps.</p>

<p style="text-align:center"><img src="https://www.inmobi.com/ui/uploads/blog/opt-in_video.png" /></p>

<p>If you are a brand marketer and want to try our new opt-in video ad offering programmatically this holiday season, write to us at <a href="mailto:efficientbuying@inmobi.com">efficientbuying@inmobi.com</a></p>]]></description>
      <dc:subject><![CDATA[Advertising, Consumer Research, English (EN): inmobi.com,]]></dc:subject>
      
      <dc:creator><![CDATA[ Tanvi Kapoor,  Director - Product Marketing  ]]></dc:creator>
      
      <dc:date>2015-11-06T05:50:00+00:00</dc:date>
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    <item>
      <title><![CDATA[Let the Festival of Games Begin in South Korea]]></title>
      <link>https://www.inmobi.com/blog/2015/11/02/let-the-festival-of-games-begin-in-south-korea/</link>
      <guid>https://www.inmobi.com/blog/2015/11/02/let-the-festival-of-games-begin-in-south-korea/</guid>
      <description><![CDATA[<p style="text-align:center">
	<strong><em>All You Need to Know About G-STAR 2015</em></strong></p><p>
	Once again, it’s that time of the year when excitement is in the air as we approach G-STAR, South Korea’s largest gaming trade show. The symbolic event which attracts some 200 thousand game enthusiasts and industry professionals, happens during the end of each year, and Busan, the second-largest city and the largest port town in the peninsula has been hosting it for the past 5 consecutive years. This year, G-STAR, an acronym for ‘Game Show & Trade, All-Around’ is scheduled for November 12th to the 15th.</p><p>
	Though all components of the event are limited to the massive grounds of BEXCO (Busan Exhibition & Convention Center), the exhibit is distinctly divided into two worlds - the B2B arena where people decked out in logo T-shirts and hoodies talk business and exchange name cards, and the B2C festival where avid gamers line up to try out the newly released while flamboyant booth girls and cosplay attendants pose for photos.</p><p>
	Hold that thought if you think the B2B section sounds less exciting. The 3-storied hall occupied by B2B exhibitioners is a gigantic real life LUMAscape where players ranging from gaming publishers and analytics platforms to ad networks and localization agencies connect and explore opportunities for collaboration. The international component adds even more fun - last year, businesses from 35 countries participated in the event, and with the booth of the Russian game publisher located across an Indonesian startup that sits next to an U.S-based analytics platform, it surely is a walk down the lane of a miniaturized global village.</p><p>
	<strong>G-STAR, Then and Now</strong></p><p>
	The organizing committee has opened it up to the public to compete for the most fitting slogan for each year. Thus the historical timeline of these taglines gives us a quick overview of the most pressing issue or the key focus of that year’s gaming industry, despite the somewhat awkward grammatical usage of English from time to time.</p><p style="text-align: center; max-width:624p; height: auto;">
	<img src="https://lh3.googleusercontent.com/vkLQVGRYEcahBrVeVn0VBtS9ycHO3vBrq4q-NFCLisqxJ54Mu0wrF1muRx-mC55KXRdV1Dii5gWS8tfWhPxd4JlhjN02TaJvpzvyVA--ZNWWoGcBmMZXOTAVAK-nD-65yFFlosQ"></p><p>
	Year 2009 marks the turning point when G-STAR moved to Busan (slogan for the year: Beautiful Game Ocean, in Busan) and revamped the quality of the show and its reputation. Prior to this makeover, the show, lacking in participation by any overseas businesses, had been notoriously dubbed ‘Girl Star’ for skimpy clothing worn by the booth girls. Today, G-STAR stands as the symbolic event for the gaming industry that has been fighting a long-standing battle with the government which proposed classifying online games as a potential form of addiction. 2014 marked the 10th anniversary of the festival with over 600 domestic and foreign game companies from 35 different nations.</p><p>
	Fast forward to the present - this year, the organizing committee announced 4:33 Creative Lab as the main sponsor for G-STAR. The Korean mobile game design company is famous for their smash hit titles like ‘Arrow,’ and ‘Blade’ as well as having secured investment from Tencent and Line Corporation last year. It is also worthy to note that 4:33 is the first SME player and the first mobile gaming company to sponsor the event. And with the number of exhibitors for this year’s event up by 13% from 423 to 485, we are looking forward to the diversity created by the smaller-sized players and the new entrants.</p><p style="text-align:center">
	                                                                                                       InMobi @ G-STAR 2015<br><img src="https://lh4.googleusercontent.com/WGbZqlWjbctr8Aae2R_en_sBPT2IToMvpKrp6md7jhlHv-hyJ4OxZzlRnDjTtn1IJMz0VCrXmxZvPQijv4UWgVjAlZqMtobvTmZV1YS4Ef9S1FZFCyTGEDqCvwFTzgcNOrXgXZHh" width="624px;" height="111px;" alt="InMobi @ G-STAR 2015"></p><p>
	As G-STAR is a golden opportunity for InMobi to meet and network with gaming studios interested in a smarter way of user acquisition and monetization on a global scale, we will again be situated at the B2B Hall with our booth wide open for anyone who wants to connect. This year marks the third anniversary of our booth presence at the trade show. In 2014, we also co-hosted the event’s official business networking party. This year’s InMobi booth has been designed to highlight our strengths as the world’s largest independent mobile advertising network, with presence in over 200 countries including some of the booming markets like China and the U.S. as well as emerging markets in Southeast Asia. Visitors can pick up postcards summarizing the most recent app download patterns and CPD for APAC, U.S., China and European regions, as well schedule a free consultation service from our Sales and Business Development team members equipped with the experience and knowledge needed to help gaming studios successfully venture out overseas as well as succeed in the South Korean market. To top it all off, our popcorn bar will be open from morning till night with an unlimited supply of gourmet popcorn and a wide selection of drinks to choose from. What more reason do you need to drop by the InMobi booth at this year’s G-STAR?</p><p>
	Want to schedule a meeting with us? Email 
	<a href="mailto:korea-marketing@inmobi.com">korea-marketing@inmobi.com</a></p>]]></description>
      <dc:subject><![CDATA[Korea, English (EN): inmobi.com,]]></dc:subject>
      
      <dc:creator><![CDATA[ Joyce Cho  ]]></dc:creator>
      
      <dc:date>2015-11-02T02:44:00+00:00</dc:date>
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      <title><![CDATA[The Future of Brand Marketing = In-App Mobile Video]]></title>
      <link>https://www.inmobi.com/blog/2015/10/23/the-future-of-brand-marketing-in-app-mobile-video/</link>
      <guid>https://www.inmobi.com/blog/2015/10/23/the-future-of-brand-marketing-in-app-mobile-video/</guid>
      <description><![CDATA[<p style="text-align:center">
	</p><iframe src="https://player.vimeo.com/video/142985663" width="500" height="281" frameborder="0" webkitallowfullscreen="" mozallowfullscreen="" allowfullscreen="">
	</iframe><p>
	In-App mobile video streaming is exploding as highlighted in the latest App Annie Q2 2015 Index report. According to comScore, over 87% of mobile media consumption takes place now in-app, as well as a majority of all digital time spent. In terms of view specifically, nearly half of mobile video viewers can only (or mostly only) be reached in-app, according to the IAB. And, the most recent cross media marketing mix study from MMA with Coca-Cola, Walmart & Mastercard showed that mobile video can outperform cable television.</p><p>
	Learn all about in-app mobile video in terms of how it differs from desktop video experiences, how vertical video represents a huge advance towards mobile-first video, where MRC in-app guidelines for viewability are today, and what is possible through interactive rich video capabilities.</p><p style="text-align:center">
	</p><iframe src="//www.slideshare.net/slideshow/embed_code/key/cVuu8Btwh8Rbcp" width="425" height="355" frameborder="0" marginwidth="0" marginheight="0" scrolling="no" style="border:1px solid #CCC; border-width:1px; margin-bottom:5px; max-width: 100%;" allowfullscreen="">
	</iframe>]]></description>
      <dc:subject><![CDATA[Advertising, English (EN): inmobi.com,]]></dc:subject>
      
      <dc:creator><![CDATA[ Anne Frisbie  ]]></dc:creator>
      
      <dc:date>2015-10-26T17:49:00+00:00</dc:date>
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      <title><![CDATA[View-Through Attribution - The Missing Piece in Your Ad Strategy]]></title>
      <link>https://www.inmobi.com/blog/2015/10/21/view-through-attribution-the-missing-piece-in-your-ad-strategy/</link>
      <guid>https://www.inmobi.com/blog/2015/10/21/view-through-attribution-the-missing-piece-in-your-ad-strategy/</guid>
      <description><![CDATA[<p>While the mobile ad space is certainly still developing, most
advertisers understand the importance of tracking clicks and installs. Savvy
advertisers use these data points to streamline and optimize their ad spend.
Some of these same advertisers are also tracking impressions to understand
their click-through rates (CTRs) as well as adding a layer of accountability to
ad-network reporting.</p><p>Impression tracking is available through a few mobile
attribution & analytics providers. <em>Tracking</em>
impressions is only the first step. The real insight comes with impression attribution
or <em>view-through attribution</em>. There
are several reasons why view-through attribution is important.</p><p>View-through attribution is the capability to credit an
install or in-app event to a specific impression. This also enables insight
into the influence impressions have on downstream engagements.</p><p><strong>The Problem</strong></p><p>Attributing clicks to installs is the first step to
understanding mobile ad effectiveness, but it does nothing to uncover the truth
of <a href="https://en.wikipedia.org/wiki/Click-through_rate" target="_blank">click-through rate</a> (CTR) or <a href="https://en.wikipedia.org/wiki/Effective_frequency" target="_blank">effective frequency</a>. The only way to understand these metrics is by tracking
impressions in addition to clicks, installs, and events.</p><p>Part of what creates a healthy ecosystem is transparency.
Historically, only ad networks have had any insight into impressions served. By
introducing 3<sup>rd</sup>-party tracking into the process, an independent
source can verify impression volume and effectiveness.</p><p>In the same way that click attribution rules can vary
between networks, impression tracking and view-through attribution include a
variety of configurable aspects. Ad networks count impressions in different
ways and attribute based on different criteria.</p><p><strong>The Solution</strong></p><p>Configurable view-through attribution puts the controls
around defining an impression and the rules for attribution into the hands of
the advertiser. There are several reasons why advertisers should be leveraging
view-through attribution.</p><p><strong>Gaining insight into
brand lift.</strong> As marketing budgets <a href="http://www.marketingdive.com/news/top-10-marketing-trends-you-need-to-know/404714/" target="_blank">continue to shift toward mobile</a>, brands need a way to measure lift outside of
installs and post-install events. For example, Vizio may have a companion app
for their devices, but they really want to sell hardware. By simply tracking
impressions, the Vizio team can understand the reach of their ad budget,
independent of driving installs. Additionally, view-through attribution with
Kochava includes full influencer reporting. This insight can tie impressions
which happened outside the configured lookback window, to an app install. Thus,
Vizio can see how many times a user saw their ad impressions before installing
the companion app for their device(s), which means they made a purchase.<strong></strong></p><p><strong>Understand the CTR of
a campaign</strong>. By tracking impressions as well as clicks, the advertiser can
understand the relationship between how many times an ad is served to when a
user clicks on the ad.</p><p><strong>Catch users flying
under the radar</strong>. As hyper-personal targeting increases, a segment of users
independently pursue a product without clicking on an ad to avoid retargeting
and overwhelming ad personalization. View-through attribution allows you to
attribute an impression to a user behavior without the user ever clicking on
the ad.</p><p>Understanding the comprehensive impact of your mobile
campaigns requires measuring every possible influencing aspect. View-through
attribution provides insight into every aspect of user behavior connecting the
dots from ad impression all the way through post-install activity. When it
comes to your ad strategy, view-through attribution is the missing piece.</p><p> For a
list of networks that support view-through attribution, check out <a href="https://www.kochava.com/new-network-integrations/" target="_blank">https://www.kochava.com/new-network-integrations/</a>.</p>]]></description>
      <dc:subject><![CDATA[Consumer Research, Product and Technology, English (EN): inmobi.com,]]></dc:subject>
      
      <dc:creator><![CDATA[ Justin Landis,  Director of Content Marketing, Kochava (Guest Author)  ]]></dc:creator>
      
      <dc:date>2015-10-21T10:00:00+00:00</dc:date>
    </item>
  
    <item>
      <title><![CDATA[It’s a Bird... It’s a Plane]]></title>
      <link>https://www.inmobi.com/blog/2015/09/25/its-a-bird-its-a-plane/</link>
      <guid>https://www.inmobi.com/blog/2015/09/25/its-a-bird-its-a-plane/</guid>
      <description><![CDATA[<p>
	Here’s a question. What can you do in 20 minutes?</p><p>
	Die a couple of times playing the Horde mode in Gears of War? Watch an episode of Two and a Half Men? Make and drink a pot of tea? Read? Go for a walk? Write a postcard to a friend? Take a shower? Eat some cake? Or just sit around doing nothing?</p><p>
	Instead, what if you can actually be ready to make $$$ in under 20 minutes?</p><p>
	Over six months ago, we asked ourselves a question - If we had to start with a clean slate, how could we make it super-simple for a developer to monetize with InMobi?</p><p>
	Six months (and several beers) later…..</p><p>
	Introducing InMobi’s brand new monetization platform and a spanking new SDK 500!</p><p>
	The platform and the SDK were written from ground-up and we are delighted with the outcome. We can’t wait for you to try it out! We’ve now made it easier-than-ever for developers to work with InMobi. A simple three-step process is all it takes - and guess what? It will not take you more than 20 minutes!</p><p>
	So what’s new?</p><ol>
<li><strong>Simplified Onboarding: </strong>As a part of your onboarding with InMobi, we have introduced a new app registration workflow. If your app is already live on the iOS or Google Play store, we have simplified the app approval and verification flow by completely automating it. Simply add your app’s URL, select your ad type/placement, integrate using our integration wizard and you’re done! All this takes less than 20 minutes!To check it out, sign in to your InMobi account and click on the “Add an App” button.</li><img src="https://www.inmobi.com/ui/uploads/blog/iOS9-1.png">
<li><strong>Introducing Placements and Ad Controls:</strong> Are you integrating video ads? Or do you prefer only rewarded video ads? With placements, you now have control to select the ad format of your choice and tag it for superior monetization, based on the ad unit’s location and context in the app. For example, at app launch, between levels, etc. </li>	<p><img src="https://www.inmobi.com/ui/uploads/blog/iOS1.png" alt=""></p><li><strong>Re-architectured To Have The Lowest Ever Footprint:</strong> Over the last six months, our technical teams have been hard at work to rewrite InMobi’s SDK. The re-architectured, placement-enabled SDK 500 brings several under-the-hood changes that improves the efficiency of the internal APIs, simplifies integration and optimizes ad caching making it the most technically advanced SDK ever! In addition, the new SDK decreases footprint in the published app by 30%! And of course, the new iOS version of the SDK is iOS 9 compliant (App Transport Security, Bitcoding-enabled and the works).</li>	
</ol><p>
	You will hear a lot more from us in the coming weeks. Stay tuned! In the meanwhile, 
	<a href="https://www.inmobi.com/user/index?productId=1" target="_blank">Sign-in to InMobi</a> and get started!</p>]]></description>
      <dc:subject><![CDATA[Product and Technology, English (EN): inmobi.com,]]></dc:subject>
      
      <dc:creator><![CDATA[ Abhishek Khurana,  Product Marketing Manager  ]]></dc:creator>
      
      <dc:date>2015-09-25T10:00:00+00:00</dc:date>
    </item>
  
    <item>
      <title><![CDATA[Location Is Powerful: Where Are You, India?]]></title>
      <link>https://www.inmobi.com/blog/2015/09/18/Location-Is-Powerful-Where-Are-You-India/</link>
      <guid>https://www.inmobi.com/blog/2015/09/18/Location-Is-Powerful-Where-Are-You-India/</guid>
      <description><![CDATA[<p>
	Since time immemorial Indians have attributed great fascination and pride to "location.” As any real estate agent will tell you, “There are three things that matter in property: location, location, location.”</p><p>
	Ones “location” can help
others draw inferences about your preferences, needs and consumption behaviors.
In essence, the locations frequented by a user can help advertisers understand
their real world behaviors and therefore location becomes critical to help users
discover propositions that would interest them.</p><p>
	Until the recent
widespread adoption of smartphones, advertisers only had billboards as a medium if they wanted
to target consumers based on their location. While outdoor advertising has
tried to 
	<a href="http://www.businessinsider.in/The-22-most-out-of-the-box-outdoor-ads-this-year/articleshow/47193112.cms" target="_blank">innovate</a>,
multiple challenges exist with billboard advertising. It is a broadcast
advertising medium, which tries to appeal to all audiences without any focused
targeting or feedback loop mechanisms. The messaging is largely static (unless
digital) and typically loses oomph after several viewings.</p><p>
	Hence, the smartphones
that we carry with us everywhere have interestingly become a powerful medium
for location targeting.</p><p>
	In the PC era, a mouse was
magical as its actions made changes on the desktop screen.  Mobile, with
real-time location information has effectively become the cursor of the real world.
Today, with a few taps on your smartphone you can get a taxi to pick you up, or
find the closest Chinese restaurant, petrol pump or ATM machine. Interestingly,
all the new on-demand services such as cabs, grocery and food delivery have
existed for quite some time, it is just that the smart phone has removed a lot
of real world friction, making the user experience magical.</p><p>
	Over the last few years, at
InMobi we have made significant investments in honing our location targeting
capabilities. Our diverse and widespread SDK footprint across news, gaming,
entertainment and utility apps provides us access to accurate location data, IP
addresses and hashed device IDs at scale. Access to this aggregate, anonymized dataset coupled with our
investments in big data platforms and data sciences enables us to cleanse the
data and derive meaningful insights to be leveraged for significantly enhancing
our ad relevance.</p><p style="text-align:center">
	<img src="https://www.inmobi.com/ui/uploads/blog/unnamed2.jpg"><br>Dots represent ad requests from respective cities</p><p>
	InMobi’s location
targeting product capabilities may broadly be analyzed on two dimensions:</p><p>
	1. Targeting users based on where they are in the real world. The
use cases within this category include:</p><ul>
	<li><span  style="background-color: rgb(246, 246, 246);"></span>Targeting administrative regions such as country, state, city or
zipcode as per the advertiser requirement. A typical use case for the above
targeting includes on demand services (such as cab aggregators, food delivery
companies) wanting to run campaigns only in their geographic service areas.
	</li>	<li>Geo-fencing and Geo-conquesting (targeting within a specific
distance of a predetermined location) is largely used by retailers, automobile dealers
and quick-service restaurants to drive footfalls into their stores and
distribute coupons or offers.
	</li>	<li>Points-of-Interest Targeting: Another interesting manifestation
of location-based targeting is the ability to use location as a proxy for audience
and target users around specific points of interest such as airports, universities,
railway stations, shopping malls and IT parks. Some of the use cases for this
targeting include youth-focused brands targeting around shopping malls or universities
and perhaps real estate companies targeting IT parks.
	</li></ul><p>
	2. Crafting audiences based on the history of real world places visited
by users: Places visited by a user can provide us with very clear insights into
their life stage and behavioral attributes, enabling us to create custom
audience segments based on real world actions. Some of the examples of such
segments include:</p><ul>
	<li>Business travelers: Users who visit airports and business hotels
frequently.
	</li>	<li>Working parents: Users who visits schools in the morning and an
IT park subsequently.
	</li>	<li>International travelers: Users who frequently travel abroad for
business or leisure.
	</li>	<li>Commuters: Users who visit bus or train transportation hubs
frequently within a week.
	</li></ul><p>
	The strength of the
solution lies in the ability to combine “location” specific user information
with “context” i.e. time of day/ week, weather, phone position (user leaning
back or forward). This combined information is like a power tool in the hands
of an advertiser.</p><p>
	As with all power tools, this one too needs to be used carefully
and with responsibility.  Successful
advertising campaigns have always thought consumer-first and have benefited
from collaboration with partners who bring in, apart from technology, an
understanding of consumer targeting best practices.</p><p>
	After all, the consumers’ interests need to be paramount.</p>]]></description>
      <dc:subject><![CDATA[Advertising, English (EN): inmobi.com,]]></dc:subject>
      
      <dc:creator><![CDATA[ Ankit Rawal,  General Manager, India, InMobi  ]]></dc:creator>
      
      <dc:date>2015-09-18T07:42:00+00:00</dc:date>
    </item>
  
    <item>
      <title><![CDATA[The Buy button just got simpler]]></title>
      <link>https://www.inmobi.com/blog/2015/09/14/the-buy-button-just-got-simpler/</link>
      <guid>https://www.inmobi.com/blog/2015/09/14/the-buy-button-just-got-simpler/</guid>
      <description><![CDATA[<p>News about the <em>‘Buy
Button’</em> is piquing retailer interest just about everywhere these days.
Today, we’re excited to announce a partnership with the amazing folks at <a href="https://stripe.com/" target="_blank">Stripe</a> to
extend Buy buttons to the 30,000+ mobile applications on the InMobi network.</p><p>Relay<em> - </em>which Stripe
announced at an event in San Francisco earlier today – lets retailers sell
directly at the moment of discovery in the apps where consumers spend their time.
Relay also connects directly with retailers’ existing inventory and
order-management back-ends, making it easy for retailers to manage stock across
multiple sales channels.</p><p>Stripe already handles payment information for our Discovery
commerce platform, <a href="http://www.miip.com/" target="_blank">Miip</a>.
Our partnership enables retailers to quickly and seamlessly setup discovery
commerce across multiple apps on mobile, enabling seamless transactions at
moments of buy-spiration. The opportunity is enormous, with <a href="http://www.criteo.com/resources/criteo-ecommerce-industry-outlook-2015/" target="_blank">Criteo’se-Commerce Industry Outlook 2015</a> estimating that 40% of all
e-commerce transactions, worth nearly $1.5 trillion, will be on mobile in 2015.</p><p>"Mobile devices have dramatically altered consumer
behaviors and have had a correspondingly big impact on businesses’ advertising
strategies. For consumers, the point of discovery is shifting more than ever
towards the apps and social media feeds on their phones. InMobi is an industry
leader when it comes to advertising on mobile, so we’re thrilled to partner
with them to help advertisers take advantage of <em>Relay</em> to sell directly within thousands of apps on more than a
billion devices,” said Cristina Cordova, Head of Business Development, Stripe. </p><p>Stripe has succeeded in making payment integration easy
for tens of thousands of developers. With Relay, Stripe will bring this same
simplicity, speed, and reliability to the process of listing and selling
products across many channels — eliminating complex and costly integrations for
retailers and improving the mobile purchase experience for consumers. </p><p>We are thrilled to be at the forefront of this emerging
trend and look forward to working with Stripe to power <a href="http://www.reuters.com/article/2015/08/05/ca-inmobi-idUSnBw056423a+100+BSW20150805" target="_blank">Discovery commerce</a> for retailers across thousands of
mobile applications. </p>]]></description>
      <dc:subject><![CDATA[Announcements, English (EN): inmobi.com,]]></dc:subject>
      
      <dc:creator><![CDATA[ Jeff Coon,  Vice President, Global Alliances, InMobi  ]]></dc:creator>
      
      <dc:date>2015-09-14T19:00:00+00:00</dc:date>
    </item>
  
    <item>
      <title><![CDATA[Preparing Your Apps for iOS9]]></title>
      <link>https://www.inmobi.com/blog/2015/09/03/preparing-your-apps-for-ios9/</link>
      <guid>https://www.inmobi.com/blog/2015/09/03/preparing-your-apps-for-ios9/</guid>
      <description><![CDATA[<p>
	This fall Apple will release their latest operating system, iOS 9, which will include a number of changes that might impact your app’s monetization. We would like to take this opportunity to highlight the changes and how you can minimize the impact on your revenues.</p><p>
	<strong><span  style="color: rgb(0, 0, 0);">Update to the InMobi SDK</span></strong></p><p>
	To ensure a smooth experience and minimize the impact on your monetization through our SDK, we plan to release full iOS9 support once the Gold Master build is available. We plan to also support the new enhancements and best practices recommended by Apple in the new OS. Key highlights of the new features and how we will address them are detailed below. We also recommend that you prepare your apps for iOS 9 and upgrade your integration with InMobi when the new InMobi SDK is launched (Mid September).</p><p>
	<span  style="color: rgb(0, 0, 0);"><strong>App Transport Security (ATS)</strong></span></p><p>
	With iOS 9, Apple has introduced a new default setting, known as App Transport Security, which requires apps to make network connections only over SSL. ATS also has specific requirements on the SSL version, encryption cipher and key length used for enforcing HTTPS connection. We are currently working with over 100+ ecosystem partners to transition their platforms to support this change and ensure that they are compliant. In the meantime, for updates to your apps to fully support iOS 9, you will need to follow one of the options below to ensure demand from InMobi continues to work as expected.</p><p>
	a.  <strong>Enable</strong> ATS only for your domains and domains which are known to comply with ATS requirements. Please see the example below and add to your app’s plist file.</p>
<pre>	&lt;key&gt;NSAppTransportSecurity&lt;/key&gt;
   	&lt;dict&gt;
        	&lt;key&gt;NSAllowsArbitraryLoads&lt;/key&gt;
         	&lt;true/&gt;
         	&lt;key&gt;NSExceptionDomains&lt;/key&gt;
        	&lt;dict&gt;
              		&lt;key&gt;example.com&lt;/key&gt;
             		&lt;dict&gt;
                   		&lt;key&gt;NSIncludesSubdomains&lt;/key&gt;
                   		&lt;true/&gt;
              		&lt;/dict&gt;
         	&lt;/dict&gt;
    	&lt;/dict&gt;
</pre><p>
	b.  
	<strong>Disable</strong> ATS entirely which will prevent iOS from forcing HTTPS connections for all URLs. Please see the example below and add to your app’s plist file.</p>
<pre>	&lt;key&gt;NSAppTransportSecurity&lt;/key&gt;
     	&lt;dict&gt;
          	&lt;key&gt;NSAllowsArbitraryLoads&lt;/key&gt;
          	&lt;true/&gt;
     	&lt;/dict&gt;
</pre><p>
	If you do not follow the above instructions for apps built on XCode 7, <strong>monetization will be severely impacted</strong> as some web connections might fail resulting in the ads not rendering correctly and therefore, a bad user experience.</p><p>
	<strong>Mandatory and default IPv6</strong></p><p>
	Apple has mandated that all apps submitted to the App Store must support IPv6 starting in early 2016. We are currently in the midst of adding support for IPv6 and expect this to be rolled out in the next few months. To ensure your apps continue to function seamlessly over IPv6 networks, we recommend that you only use the OS networking frameworks (e.g., “NSURLSession”), avoid use of IPv4-specific APIs, and avoid using hard-coded IP addresses in URLs in your apps.</p><p>
	<strong>Bitcode and App Thinning</strong></p><p>
	The iOS 9 SDK offers App Thinning, which includes compiling bitcode. The App Store and operating system optimize the installation of iOS and watchOS apps by tailoring app delivery to the capabilities of the user’s particular device, with minimal footprint. For publishers who upgrade to the upcoming InMobi SDK, bitcode will be supported out of the box. You must, however, also ensure all other 3rd 
	<span  id="faq">party libraries used in your app are also compiled to support bitcoding.</span></p><p>
	<span  style="color: rgb(0, 0, 0); font-weight: bold;"><br>
	</span></p><p>
	<span  style="color: rgb(0, 0, 0); font-weight: bold;">Frequently Asked Questions</span></p><ol>
	<li>What will happen if a user installs my app which is already integrated with the InMobi SDK 4.5 and available on the appstore?<br>Answer: iOS 9 will not mandate or force all connections to use SSL and hence all HTTP urls will work without any whitelisting required on all iOS Versions.</li>	<li>What will happen if I try to compile my app with the InMobi SDK 4.5 or below with Xcode 7 (and so republish to the app store)?<br>Answer: ATS will block all the HTTP connections from the SDK which will then impact your monetization with InMobi. This is not a recommendation integration combination.</li>	<li>What will happen if I try to compile my app with the upcoming InMobi SDK 5.0 with Xcode 6.4 and below?<br>Answer:  As the minimum Xcode version for the upcoming InMobi SDK 5.0 is Xcode 7, the app cannot be compiled on lower versions of Xcode (i.e. Xcode 6.4 and below). This restriction is required to ensure bitcoding and the other benefits coming with iOS 9 are available to your apps.</li>	<li>What will happen if I try to compile my app with InMobi SDK 5.0 with Xcode 7?<br>Answer: This is the ideal situation as SDK 5.0 is specially designed for iOS 9 and is compatible with the changes coming with iOS 9.</li>	<li>What are the currently known issues?<br>Answer: There are no known compatibility issues between SDK 4.5 and iOS 9.</li>	<li>Will InMobi continue to serve ads on the current and older InMobi SDKs on iOS 9? What if the SDK crashes or has a problem with a specific creative feature?Answer: We will filter out such scenarios. As of now, there are no known compatibility or crash issues on SDK 4.5 & iOS 9.</li>	<li>Which SDK should a publisher integrate with to be compatible with iOS 9?<br>Answer: While we know of no issues between SDK 4.5 and iOS 9, the upcoming SDK 5.0 is being tested exhaustively with iOS 9. SDK 5.0 also contains updates to support the newer features in iOS 9 including ATS and Bitcoding. If the publisher intends to start using Xcode 7.0, they will need to upgrade to SDK 5.0 as the older SDKs cannot be used on Xcode 7.0.</li></ol>]]></description>
      <dc:subject><![CDATA[Consumer Research, Product and Technology, English (EN): inmobi.com,]]></dc:subject>
      
      <dc:creator><![CDATA[ Abhishek Khurana,  Product Marketing Manager  ]]></dc:creator>
      
      <dc:date>2015-09-03T09:37:00+00:00</dc:date>
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    <item>
      <title><![CDATA[InMobi Insights : Indonesia Tops the App Download Charts Once Again in Q2 2015]]></title>
      <link>https://www.inmobi.com/blog/2015/08/26/inmobi-insights-indonesia-top-the-app-download-charts-once-again-in-q2-2015/</link>
      <guid>https://www.inmobi.com/blog/2015/08/26/inmobi-insights-indonesia-top-the-app-download-charts-once-again-in-q2-2015/</guid>
      <description><![CDATA[<p>Every quarter we release the latest trends and insights on the app economies of the world. These are based on the analysis of millions of app downloads and impressions on the InMobi network. Today we release a <a href="http://www.inmobi.com/insights/on-demand/" target="_blank">set of six infographics</a> along with <a href="http://www.inmobi.com/insights/download/whitepapers/the-state-of-app-downloads-and-monetization-q2-2015-global/" target="_blank">detailed global and regional reports</a> on The State of App Downloads and Monetization based on Q2 2015 data.</p><p>Here’s a sneak peek for you.</p><p><strong>Leading App Destinations of the World</strong></p><p><img src="https://www.inmobi.com/ui/uploads/blog/Leading_app_destinations_of_the_world1.png"></p><p>In Q2 2015, Indonesia continued to surpass USA and China as the leading app download capital of the world with an 18% share of the world’s app downloads. The younger generation is tech savvy and loves social media. With a growing middle class, millions of new consumers are added to the fray every year at a growth rate of 6-7% for each of the next five years. We are yet to see the best of it.</p><p><strong>Fastest Growing Markets</strong></p><p><img src="https://www.inmobi.com/ui/uploads/blog/install_growth_and_smartphone_penetration.png"></p><p>Emerging countries such as the India, Philippines, Indonesia and Malaysia are witnessing growth in app installs as more users join the smartphone bandwagon every year. These markets with their low smartphone penetration boast of an eager audience willing to explore and download mobile apps. The market is flooded with a range of affordable smartphones to suit every whim and need. It has never been easier to own a smartphone, and coupled with a convenient data plans, is offering the world on a platter to new users. This combination is driving app install growth through the roof.</p><p><strong>CPI and Smartphone Penetration</strong></p><p><img src="https://www.inmobi.com/ui/uploads/blog/cpi_and_smartphone_penetration.png"></p><p>Emerging markets with low smartphone penetration and promising install growths are lowering the CPI due to the sheer volume of installs. It is cheaper to drive an app download in Indonesia or Philippines compared to USA or China.</p><p><strong>Per Capita Downloads and CPI</strong></p><p><img src="https://www.inmobi.com/ui/uploads/blog/per_capita_installs_by_markets.png"></p><p>Countries such as Indonesia and Philippines are riding the app install wave spurred by availability of low-cost smartphones, cheap mobile internet plans and an enthusiastic audience. High app download rates are driving CPIs low. Being mobile-first nations, a smartphone is the only medium of connectivity for a majority of the population. Almost half the population of Indonesia is below 30 years old and Gaming and communication are the preferred app categories. With an increasing per capita income and rising middle class eager to consume mobile content, these nations are poised to be a developer’s delight.</p><p><strong>eCPMs and Smartphone Penetration</strong></p><p><img src="https://www.inmobi.com/ui/uploads/blog/ecpm_and_smartphone_penetration.png"></p><p>However, as expected, markets with a high smartphone penetration offer the highest rewards to app developers. These are typically mature markets where smartphones have been around for a while and users are now accustomed to mobile payments. As users willingly shop online--either through in-app purchases or otherwise, developers are rewarded through their apps. And as emerging markets like China, Malaysia and Russia move towards higher smartphone penetration, app developers will be rewarded with enthusiastic, mobile-first audiences looking to transact via mobile.</p><p><strong>eCPM and CPI</strong></p><p><img src="https://www.inmobi.com/ui/uploads/blog/ecpm_and_cpi.png"></p><p>As you might have concluded, eCPMs and CPIs are directly related. Highly rewarding markets are typically those with expensive downloads owing to the nature of a mature market. Smartphone users in these markets are more likely to spend via mobile than those in emerging countries. Nonetheless, gaming apps are motivating users in emerging markets to spend via mobile. With an eager and young crowd, more is yet to come.</p><p><strong>What's Next?</strong></p><p>In the next four years, app stores revenues are <a href="http://recode.net/2015/03/30/sales-from-apple-and-google-app-stores-seen-doubling-by-2018-in-app-advertising-to-triple/" target="_blank">likely to double</a>. As apps become a way of life, a lot more money will be up for grabs for app developers. Coupled with an ever increasing global smartphone population, a sound strategy for your apps is essential. </p><p>Start now by downloading our global and regional <a href="http://www.inmobi.com/insights/on-demand/" target="_blank">infographics</a> and <a href="http://www.inmobi.com/insights/download/whitepapers/the-state-of-app-downloads-and-monetization-q2-2015-global/" target="_blank">detailed reports</a> on the state of world's app economies.</p><p>Interested in understanding more about this report and how it could impact your business? Reach out to our insights team at <a href="mailto:insights@inmobi.com">insights@inmobi.com</a>.</p><p><strong>You might also be interested in:</strong></p><p><a href="http://www.inmobi.com/insights/on-demand/" target="_blank">The State of Mobile App Downloads and Monetization, Q1 2015</a> </p>]]></description>
      <dc:subject><![CDATA[Advertising, Consumer Research, Product and Technology, English (EN): inmobi.com,]]></dc:subject>
      
      <dc:creator><![CDATA[ Pooja Kalloor,  Sr. Insights Analyst  ]]></dc:creator>
      
      <dc:date>2015-08-26T04:52:00+00:00</dc:date>
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      <title><![CDATA[Mobile Makes a Major Impact this Back-to-School Shopping Season]]></title>
      <link>https://www.inmobi.com/blog/2015/08/24/mobile-makes-a-major-impact-this-back-to-school-shopping-season/</link>
      <guid>https://www.inmobi.com/blog/2015/08/24/mobile-makes-a-major-impact-this-back-to-school-shopping-season/</guid>
      <description><![CDATA[<p>
	It’s time again for students to get ready for another year at school and for parents to plan and research this year’s back-to-school shopping. Traditionally, this meant a trip to the mall, but the mobile era has introduced new ways to research, compare, and shop. Even if consumers do visit a store, mobile devices are impacting the way they shop, as almost all shoppers are influenced by the information they obtain on their phones.</p><p>
	Mobile devices present a unique opportunity for brands to create excitement and a sense of urgency, and to activate shopping while consumers are on the move. As we all become more tethered to our phones, it is important for brands and marketers to adopt mobile marketing strategies and create effective mobile campaigns to stay ahead of the competition.</p><p>
	<strong>Smart Phones = Smart Shoppers </strong></p><p>
	According to a National Retail Federation survey, the total combined spending for back-to-school and college will reach $68 billion this year, and the average family with children in grades K-12 will spend $630.36 on back-to-school shopping in 2015. Recent research by <a href="http://www.inmobi.com/insights/" target="">InMobi</a> revealed that this back-to-school season is expected to rake in more money than even the holiday shopping season, with 25 percent respondents planning to spend “much more” during back-to-school. Smartphones empower shoppers with access to more knowledge about products and a greater ability to comparison shop than ever before. Accordingly, smartphones are becoming the go-to shopping tool for parents to research and organize their back-to-school purchases, with 33 percent of respondents reporting that they would prefer to use their mobile devices to assist the process. The majority (46 percent) still shop in stores, but 22 percent of respondents said they plan to make a purchase using their smartphones, almost twice the amount of those using desktop or laptop computers.</p><p>
	The top five activities for which consumers intend to use their web-enabled smart phones this back-to-school season include downloading or using apps to research products, purchasing products, looking up retailer information (location, store hours, directions, etc.), researching product reviews, and redeeming coupons. In addition, 38 percent of consumers surveyed planned to use their smartphones to compare prices and products while in a store, underscoring the continued importance of “showrooming” for many retailers across a variety of retail categories</p><p>
	<strong>What This Means for Merchants</strong></p><p>
	Brands and retailers should work more efficiently and strategically on offering a mobile friendly and responsive user interface, geo-fencing, mobile-only ads, coupons, and exclusive discounts and savings. Here are some tips that can help make mobile marketing a rewarding experience this back-to-school shopping season :</p><p>
	<strong>Prepare for mobile-first back-to-school madness: </strong>Smartphones have become a great tool to aid consumers through their path to making a purchase. Consumers are searching on their mobile devices for information on clothing brands, backpacks, school supplies, comparing quality across several brands, and looking for peer guidance via social media or reviews, but often looking for a physical store to make a purchase. This mobile experience is an integral piece of the customer journey and one that can significantly influence their shopping behavior. In addition to responsive Web design, context-specific information, and geo-specific ads and messages, brands can consider adding special elements to their mobile apps that help customers identify the products that are best suited for them. It is important to keep the consumers engaged through multiple touch points both online and offline during the last few weeks of the back-to-school shopping season.</p><p>
	<strong>Omni-channel presence: </strong>Consumers are always on the lookout for better offers across multiple channels. To meet the consumer at every point of conversation, it is important for brands to maintain a consistent presence across the channels and integrate search campaigns with display, email, and mobile marketing. Equally important is to ensure the messages are brief and compelling across all the channels and devices. Social channels can be used as an extension to push interactive campaigns that reflect on the entire back-to-school and everyday consumer experiences. Last-minute offers are another commonly employed tactic to evoke a sense of urgency and convince the customer to make a purchase before deals run out.</p><p>
	<strong>Location-based targeting:</strong> According to a survey by Eyeview, 66 percent of students who received ads for a nearby store are likely to be inspired to make a back-to-school purchase. Shoppers are responding to in-app push messages from retailers near or inside stores, and retailers have been busy adding personalized content. Brands can identify and target consumers in real time with ads that reflect on location, intent, and needs. Geo-location tactics should be better leveraged along a customer’s path-to-purchase, as geo-targeting combined with personalized ads is shown to engage shoppers to seek products in stores.</p><p>
	Brands and retailers that do not have a strong mobile presence need to rethink their digital strategy this back-to-school season to successfully engage the customers on the path to purchase.</p><p>
	For more inspiration, check out our Back to School Research Study on <a href="http://www.inmobi.com/insights/" target="">InMobi Insights</a>!</p><p>
	Infographics: <a href="http://www.inmobi.com/insights/on-demand/consumer-research/"> http://www.inmobi.com/insights/on-demand/consumer...</a></p><p>
	PDF Report: <a href="http://www.inmobi.com/insights/whitepapers/"> http://www.inmobi.com/insights/whitepapers/</a></p><p>
	Original Article Appeared In Data Informed on August 21st 2015. The article can be found <a href="http://data-informed.com/mobile-makes-a-major-impact-this-back-to-school-shopping-season/" target="_blank">here</a></p>]]></description>
      <dc:subject><![CDATA[Consumer Research, English (EN): inmobi.com,]]></dc:subject>
      
      <dc:creator><![CDATA[ Shamala DN  ]]></dc:creator>
      
      <dc:date>2015-08-24T09:31:00+00:00</dc:date>
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    <item>
      <title><![CDATA[Path-To-Purchase: How Smartphones Are Disrupting Consumers’ Retail Journeys]]></title>
      <link>https://www.inmobi.com/blog/2015/08/10/path-to-purchase-how-smartphones-are-disrupting-consumers-retail-journeys/</link>
      <guid>https://www.inmobi.com/blog/2015/08/10/path-to-purchase-how-smartphones-are-disrupting-consumers-retail-journeys/</guid>
      <description><![CDATA[<p>A consumer’s journey, which was predictable and straightforward until a few years ago, has now become sketchy and complex. Driven by technology, the retail industry is undergoing a paradigm shift. The traditional, linear path-to-purchase is being replaced by the checkered path of the modern consumer whose purchase journey is across a multitude of channels from desktops and laptops to smartphones, tablets, connected televisions, and wearable devices. The biggest challenge faced by an advertiser is to understand a customer’s journey across these devices and deliver personalized content that is relevant, optimized and seamless across all the mediums. Similarly, increased use of mobile devices has created a multitude of opportunities for customer interactions with a brand. As a result, marketers need to keep pace with their audiences, create unified multi-channel strategies and understand how to leverage the smartphone to engage customers across highly contextual moments throughout the day.</p><p>So, what does this new route-to-purchase mean for marketers and what opportunities does it present? There is a clear demand to ensure consumers have access to information, interact and shop anytime and anywhere, build customer satisfaction, nurture loyalty and drive sales across all channels.</p><p>InMobi in partnership with YouGov surveyed around 3,000 smartphone users in three key markets (Australia, Indonesia & India) to determine what drives people to shop via mobile; how they currently use mobiles during the path to purchase, how they want to use their mobiles for shopping, the role mobiles play in influencing purchasing decisions, how they could be encouraged to shop more using mobiles; what is important to them when doing so; and crucially, the implications for retailers. </p><p>Here’s what we found:</p><p>1. <strong>Mobile devices play a significant role in the purchase journey:</strong> The survey found that while most smartphone users already prefer to use mobile devices over PCs for inspiration and information about FMCG/retail products, more than a third of them plan to use their devices for retail purchases in the next 12 months. </p><p>2. <strong>Information they are seeking on mobile:</strong> Most respondents, nearly half, used mobile devices (smartphone or tablet) in the research and evaluation phase of the journey. They highlighted price comparisons and detailed product information as the top two types of content that inform purchase decisions.</p><p>3. <strong>Use of mobile apps remains high: </strong>When it comes to researching products, smartphone users most frequently download price comparison apps. Also popular are grocery coupon apps, barcode scanners and shopping list apps.</p><p>4. <strong>It is a high-conversion channel:</strong> The study highlights how mobile advertising helps drive the consideration and purchase of retail goods. After seeing mobile ads, nearly half of them have sought out information at least once in the last six months: visited a store, located directions on a map and have called a retailer.</p><p>5. <strong>Ad formats that create high impact:</strong> Ads with special deals, promotions or coupons had the greatest resonance among smartphone users. This is followed by ads featuring the latest products and prices. </p><p>The study shows that smartphone users are looking for convenience - such as efficient mobile payment solutions – and security when buying on a mobile device. They would also like to see a better use of their time, through personalized advertising and innovative ways of showing product information. Faster delivery times are also listed as an improvement they’d like to see.</p><p><strong>Here are a few tips for marketers to take advantage of the high intent-to-purchase likelihood and convert them into their mobile funnel.</strong></p><p><strong>Platform –</strong> It’s important to ensure your web platform is appropriately optimized for mobile devices and have a native app for advanced features.  It’s important to look into minute details which can make the mobile experience better such as the ability to activate click to call or find current pricing based on location.</p><p><strong>Content –</strong> When an eager purchaser finds you on a site or the mobile, the information you have at this point will help them make a smart buying decision and understand how differentiate yourself with others. It is important to create relative content which is geared towards the first touch point and equally important the content is available across all channels and for mobile it should be short, focused and relevant. </p><p><strong>Incentivize –</strong> Users are always on the lookout for good deals and targeted discounts could just be the thing which will encourage them to purchase. Consider offering exclusive discounts on mobile through specialized mobile advertising platforms.</p><p><strong>Improvise –</strong> Understand how to make the most of opportunities the mobile creates. Consumers behavior evolve in real time on the mobile channel and it’s time to invest and improvise in the foundation, experiment and test solutions to see what works with the mobile funnel.</p><p><strong>Finally..</strong></p><p>The consumer path-to-purchase is becoming complex. No longer is shopping entirely online or offline rather consumers are taking a blended approach on using the channel best suited for their needs. Newer innovations like wearables and connected cars will make a consumer’s retail journey even more complex and hence it is important for the brands to sustain engagement, keep pace with their audiences and understand how their consumers to operate a cohesive multi-channel strategy. For marketers, it is important to put the user ahead of everyone and deliver a consistent, personalized and content-rich experience that users will fall in love with.</p><p><strong>You can view the full Mobile Path to Purchase of FMCG/Retail report <a href="http://www.inmobi.com/insights/whitepapers/" target="_blank">here</a>.</strong></p><p>Need help identifying your consumer’s path to purchase in the ever-changing mobile landscape? <strong><a href="mailto:insights@inmobi.com" target="">Contact us</a>. </strong></p><p>We’d love to help.</p><p><strong></strong></p><p><br><strong></strong></p><p><strong></strong></p><p><strong></strong></p>]]></description>
      <dc:subject><![CDATA[Consumer Research, English (EN): inmobi.com,]]></dc:subject>
      
      <dc:creator><![CDATA[ Shamala DN  ]]></dc:creator>
      
      <dc:date>2015-08-10T08:37:00+00:00</dc:date>
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    <item>
      <title><![CDATA[India is changing - but what about Advertising in India? ]]></title>
      <link>https://www.inmobi.com/blog/2015/08/03/india-is-changing-but-what-about-advertising-in-india/</link>
      <guid>https://www.inmobi.com/blog/2015/08/03/india-is-changing-but-what-about-advertising-in-india/</guid>
      <description><![CDATA[<p>India is Changing! The Connected, Conscious & Confident Consumer of changing India is highly discerning, impatient & seeks instant gratification. No longer does she have the patience to wait in queue, be it for grocery or taxis. She expects and demands options for dining out or entertainment or travel , but also wants to experience new products and services. Unlike her parents she wants to live an asset-light life by opting to rent rather than buy. She gets bored quickly and wants variety across the furniture in her home, the car she drives and even her career!  Love is not celebrated in cafes & malls but across social networks & dating apps. Not only is she demanding these ‘options’ from brands & organizations but even from the government to serve her well.</p><p>The singles largest factor contributing to this transformation is Technology. Mobile devices have truly democratized technology spawning the <a href="http://www.inmobi.com/blog/2015/07/01/india-a-mobile-first-country"> Last-Minute Economy</a> in the mobile-first India. Even a couple of years ago, businesses such as Ola, Zomato, Grofers, Furlenco, and Zoomcar which are thriving today were unthinkable. The Indian government is responding to the new consumer demands by driving programs such as ‘Digital India’, ‘Skill India’  or ‘Smart Cities’ which are anchored around Technology.</p><p>Isn't it then time we re-imagine advertising in a mobile-first India? Advertising’s core objective was always to help consumers & businesses discover new products and services to make smarter choices. However, advertising across mediums (TV, Print or even Digital) evolved over time to become interruptive & intrusive. The one-way monologue which advertising leveraged has failed to evoke trust. </p><p>Technology has also pushed us to junk old school approaches of segmentation and targeting. Traditional classification on SECs, income groups & education levels needs a fresh re-look and has to address new realities in a mobile first world. Today, a consumer’s profile can be understood from her mobile device ownership, location and mobile apps she owns and uses. For instance in traditional marketing a 35 year old lady in Mumbai and an 18 year old girl in Surat are bucketed in different advertising segments. However, both may be ‘fashion enthusiasts’ splurging their disposable income on impulsive shopping through commerce apps. Brands & products need strategies to start appealing to new audience segments and personas for Deal Scavengers (having a lot of coupon apps), Social Stars (spending lot of time on social / messaging apps) or App Junkies (downloading a lot of apps/games). Even the audio video consumption category that enjoys 50%+ share of Ad$ (TV Ad spend today) should take into account new mediums of on-demand channels and online video. The question then is if old measurement metrics of reach & frequency make sense in this new world order?</p><p>While the path is unclear, the destination is vividly clear; and the choice even clearer. Advertising has to evolve to provide a fine balance between data and design in this ‘New India’. </p><p>Come join us on the 5th of August when we embark on this uncharted territory launching <a href="http://miip.com/">Miip</a> for India. Miip will play a pivotal role in enabling the mobile-first Indian consumer and will shape the evolution of the Indian advertising industry in the decades to come. At this event, we will share our vision, demonstrate the power of the new platform, and elaborate on ways in which it will drive change in the industry. Join us on this journey, where we are disrupting traditional beliefs and practices as we Re-imagine Advertising.</p>]]></description>
      <dc:subject><![CDATA[Announcements, English (EN): inmobi.com,]]></dc:subject>
      
      <dc:creator><![CDATA[ Ankit Rawal,  General Manager, India, InMobi  ]]></dc:creator>
      
      <dc:date>2015-08-03T11:17:00+00:00</dc:date>
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      <title><![CDATA[Deep Dive on In-Feed Native Ads]]></title>
      <link>https://www.inmobi.com/blog/2015/07/23/deep-dive-on-in-feed-native-ads/</link>
      <guid>https://www.inmobi.com/blog/2015/07/23/deep-dive-on-in-feed-native-ads/</guid>
      <description><![CDATA[<p>Rome wasn’t built in a day. It took Romans years of vision and hard work to create a cultural heritage that delights people to this day. Native Advertising is like Rome. At the beginning, some marketers had the vision to create unobtrusive ads which fit into the app layout instead of standing out like a band-aid. As Native Advertising enjoys global adoption, it is imperative to refine the vision for native ads and create ad units that are better than their predecessors in experience and efficacy.</p><p>With this objective in mind, a small working group in the IAB Task Force on Content Marketing and Native Advertising, comprised of InMobi, ShareThrough, Yahoo and the IAB, set out to do a deep-dive on the most popular native ad unit, in-feed ads. The ultimate goal is to help refine the scope of the in-feed ad unit to fit into the publisher’s environment while maximizing the advertiser’s goals. After weeks of collaboration, we have come up with the following guidelines:</p><ul><li>The publisher’s environment is more than just a layout - understanding the publisher’s context is important to identify the user’s mindset and intent, which in turn affects the campaign efficacy. Hence, the in-feed ad has been classified by the publisher context: Social Feed, Content Feed and Product Feed.</li><li>With different apps opting for different media forms to communicate with the user, it is important to identify the different forms the in-feed ad can take - video, story, app installs or products. This is literally the content of the ad unit.</li><li>Understanding the behavior of the ad itself is also important for different advertiser goals. Awareness and information can be driven through a detailed article (in-app or out of the app) or a video. Purchases and downloads can be driven by leading the user to the product detail page - the product webpage or the app store.</li><li>It is imperative to stress on the importance of disclosure. With native ads taking different forms, clearly calling out an advertised unit as ‘Sponsored’ or ‘Advertisement’ is mandatory if the user trust is to be maintained.</li></ul><p>As native advertising evolves, we are bound to see new in-feed types emerge which can’t clearly be classified in any of the existing buckets. Like Rome, Native Advertising will take time to evolve to fulfill the vision of seamless advertising -ads which are so cohesive with the page content, assimilated into the design, and consistent with the platform behavior that the viewer simply feels that they belong.</p><p>You can read the <a href="http://www.iab.net/media/file/IAB_Deep_Dive_on_In_Feed_Ad_Units_2015.pdf">Deep Dive Document here.</a></p><p><em>This document was prepared by a working group within the IAB’s Content Marketing and Native Advertising Task Force groups which was <strong>led by Tanvi Kapoor and Kayla Wilson from InMobi </strong>along with committee co-chairs Dan Greenberg from Sharethrough and Graham Harris from Yahoo. Susan Borst, Director of Industry Initiatives, was the IAB lead. All members of the IAB Content Marketing and Native Advertising Task Force groups* had the opportunity to comment on the final draft.</em></p>]]></description>
      <dc:subject><![CDATA[Consumer Research, English (EN): inmobi.com,]]></dc:subject>
      
      <dc:creator><![CDATA[ Tanvi Kapoor,  Director - Product Marketing and Kayla Wilson, Director of Programmatic Partnerships   ]]></dc:creator>
      
      <dc:date>2015-07-22T19:00:00+00:00</dc:date>
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      <title><![CDATA[Meet My New Friend, Miip]]></title>
      <link>https://www.inmobi.com/blog/2015/07/16/meet-my-new-friend-miip/</link>
      <guid>https://www.inmobi.com/blog/2015/07/16/meet-my-new-friend-miip/</guid>
      <description><![CDATA[<p>It&rsquo;s been a tiring last few days, but I have finally had a chance to read all the reactions pouring in from all circles about our exciting Miip launch this week. Before anything else, thanks to everyone who joined us at our event in San Francisco.</p>

<p>I can&rsquo;t deny the fact that I am extremely happy that most of you noticed exactly what we were trying to do--<strong>to put a face on advertising</strong>. I truly believe that this is something that is missing in today&rsquo;s world.</p>

<p>Ads are omnipresent--be it on mobile, PC, billboards or television--people are exposed to ads almost every minute of their lives. So advertising cannot remain a disconnected stranger to the user anymore. It <strong>needs to become more personal</strong>, it needs to have a <strong>familiar, trusted face</strong>, something that can make it more friendly to the user. At least a little bit, I hope.</p>

<p>Taking inspiration from the real world, we at InMobi thought about the shape this face should take. How do you discover new things in the world in the absence of an ad that informs you about it? The industry term is &ldquo;word of mouth&rdquo;, but the simpler phrase is, &ldquo;A friend told me about it.&rdquo;</p>

<p>Very rarely do you discover anything new all by yourself. You often rely on friends to make suggestions about something you might love, find useful, or that will make your life easier. Don&rsquo;t you often have a friend who gives you that nod of approval when you are about to buy something? You might see yourself in the mirror and think you look stunning, but if your trusted friend tells you that you look terrible, you probably won&rsquo;t buy that shirt.</p>

<p>We believe Miip will be able to do exactly that--it will become your <strong>trusted advisor</strong>, making personalized, relevant suggestions from everything from shopping, to movies, to music, to travel, and more. There are endless possibilities to be discovered.</p>

<p>Your mobile phone is a <strong>deeply personal device</strong>, or a lonely experience. We want Miip to be your friend on your mobile, and to take your hand and show you things you never knew existed. This companion will accompany you on your journey from place to place, and from one life-event to another.</p>

<p>Here&rsquo;s the best part--the <strong>Miip on your phone is your own</strong>. <em>Only yours</em>. This is your friend. We have created a billion Miips and they are waiting to meet you. In the next few months, your Miip will be with you and will be ready with suggestions that will help you make better &ldquo;discoveries&rdquo; in the world.</p>

<p>And yeah, I really hope <a href="https://www.inmobi.com/blog/2015/07/14/reimagining-advertising-for-a-mobile-first-world">my daughter</a> likes this new friend of hers and helps me get that monkey off my back!</p>]]></description>
      <dc:subject><![CDATA[Advertising, Announcements, Media Consumption &amp; Trends, English (EN): inmobi.com,]]></dc:subject>
      
      <dc:creator><![CDATA[ Naveen Tewari  ]]></dc:creator>
      
      <dc:date>2015-07-17T00:48:00+00:00</dc:date>
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      <title><![CDATA[​Oh! For Those 'Eureka' Moments of Discovery....]]></title>
      <link>https://www.inmobi.com/blog/2015/07/16/oh-for-those-eureka-moments-of-discovery/</link>
      <guid>https://www.inmobi.com/blog/2015/07/16/oh-for-those-eureka-moments-of-discovery/</guid>
      <description><![CDATA[<p>Human behavior is shaped by how we access and discover information. With every evolutionary change, the paradigm of search changes: From manual search, to bibliographic cataloging, to page-rank based search in the digital world, and now to discovering information in an app-first world.</p><p>Discovery on mobile is a problem that has not yet been solved. Since apps are not linked, searching and discovering information across apps is impossible today. As if searching were not hard enough, the problem is further complicated by the sheer explosion of apps across various app stores, products in e-commerce destinations and content (video, music and the like) within the mothership apps.</p><p>How can we make discovery effective across ALL of these domains for the user?</p><p>My team and I are proud to be working on a solution that addresses this larger-than-life problem in the world of apps, outside the “walled gardens”’ in something I like to refer as the “wild gardens.”</p><p>Imagine a world where advertising works like this: You are browsing inside a fitness app when you are nudged to consider entering a “discovery zone” where you are offered fitness tips, or  fitness-related clothing and accessories, or even proposed songs to accompany your workout. Everything looks beautiful, but more importantly, it is intuitive and useful. This timely, relevant information leads you on to consider each suggestion, and perhaps even shop for suggested products. That  is the true power of advertising: relevant information provided at a useful moment in time. </p><p>So, how are we going about it?</p><ul>
<li><strong>No more in-your-face advertising!</strong> Empower consumers through contextualized, personalized, visually appealing “stories” instead of unwanted, irrelevant ads. Present consumers with “discovery zone” within their favorite apps where they can access a cross section of relevant, curated products.</li><li><strong>Welcome to a world of destination-less shopping!</strong>  Brands should no longer attempt to draw consumers to a shopping destination - physical or digital. Rather, the consumer will be inspired with the absolute best recommendation, at the right moment,  within the app environment they are already in.</li><li><strong>Harnessing the power of serendipity!</strong> The core value of advertising is meant to enable “discoveries.” We are attempting to create a world where advertising replicates the experience of talking to a trusted friend, two-way conversation where information is exchanged. Which product do they recommend?</li></ul><p>This is an audacious dream for us to be dreaming. It's a dream that brings us up against the big boys in the mobile ecosystem. But, as we stand by and stand up for every consumer in the world, we are confident we are doing the right thing.</p><p>We want consumers to revel in serendipitous discovery. We want consumers to be receptive to  advertising like it was a recommendation from a trusted friend. We want consumers to trust that someone has their back.</p><p>We are trying to reimagine advertising from the consumer’s perspective and we will not rest until we have fulfilled this vision for the world.  </p><p>Peace out.</p>]]></description>
      <dc:subject><![CDATA[Advertising, Announcements, English (EN): inmobi.com,]]></dc:subject>
      
      <dc:creator><![CDATA[ Piyush Shah,  Chief Product Officer  ]]></dc:creator>
      
      <dc:date>2015-07-17T00:45:00+00:00</dc:date>
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    <item>
      <title><![CDATA[Reimagining Advertising for a Mobile-First World]]></title>
      <link>https://www.inmobi.com/blog/2015/07/14/reimagining-advertising-for-a-mobile-first-world/</link>
      <guid>https://www.inmobi.com/blog/2015/07/14/reimagining-advertising-for-a-mobile-first-world/</guid>
      <description><![CDATA[<p>There are moments in one’s life when a seemingly innocuous statement leads to something that shakes the very basis of one's worldview. "Is there a way to turn off these irritating ads on my phone? I don't know if anyone ever clicks on them. I wonder who spends time putting these ugly ads on my phone," my daughter asked me one day at dinner, oblivious of the business I was in.</p><p>Do CTRs have to be in the low-single digits? Even if we increased CTRs for ads by 10%, no one really seems to like these ads. Do we need to live with this reality? What needs to change?</p><p>That was my moment of epiphany. Advertising was always meant to be beautiful and useful. However, the advertising world had lost sight of the objectives along the way i.e. helping consumers make smarter choices and decisions. Even if we were to improve CTRs by 10%, it wouldn't have made a difference. Consumers were just not interested - advertising wasn't helping them; they had lost trust in advertising.</p><p>We had to reimagine advertising. We had to change the way people looked at mobile advertising in the future. The path was unclear, but the destination was vividly clear; and the choice clearer. That was nearly 24 months ago.</p><p>Today - 14th July, 2015 - is a historic day not only for us, but for the mobile advertising world at large; a monumental pit-stop in this fantastic journey that all of us have been a part of - one of craziness, one of ups and downs, one of imagination and one of insane growth. Today, we have taken a bold step, and showcase to the world our aspiration and attempt to reimagine advertising like never before.  </p><p><strong>I am excited to unveil Miip – the InMobi Discovery Platform that places the consumer at the center of advertising</strong>. In a world of app surfing, consumers need a companion that stays with them throughout their journey. In a world filled with choices, they need a companion that understands them through conversations and helps them discover products that are relevant and timely. Advertising can and should help consumers in their journey. Miip is that companion who consumers can trust as he listens to them and learns from their emotional response to discovery experiences.</p><p>The question is no longer  “which ad will deliver the highest ROI for the advertiser and yield for the publisher”. Instead, it is “which product or service is right for the consumer at this moment in his consumption journey”. This means letting go of conventionally held beliefs in mobile advertising – that advertising is solely an algorithmic engine. With Miip, we want to bring the soul back into advertising.</p><p>This is only the beginning as we have merely scratched the surface.  Much needs to be done. And we will like you to join us on this journey of reimagination. <strong>#InMobiReimagine</strong>.</p>]]></description>
      <dc:subject><![CDATA[Advertising, Announcements, English (EN): inmobi.com,]]></dc:subject>
      
      <dc:creator><![CDATA[ Naveen Tewari  ]]></dc:creator>
      
      <dc:date>2015-07-15T00:00:00+00:00</dc:date>
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      <title><![CDATA[Shopping - In a "Destination-Less" World]]></title>
      <link>https://www.inmobi.com/blog/2015/07/13/shopping-consumer-first-destination-less/</link>
      <guid>https://www.inmobi.com/blog/2015/07/13/shopping-consumer-first-destination-less/</guid>
      <description><![CDATA[<p>
	'<strong><em>Shopping</em></strong>'. This one word drives intense emotions in India. For many it is a way to earn their daily means employing around 40 million Indians (3.3% of Indian population) contributing nearly 15% of our GDP.  For several Indians, shopping is therapeutic (I can imagine my wife nodding in agreement). And for many like me it is a weekly drudgery and dreaded task especially grocery shopping.</p><p>
	What really intrigues me though is for the last 25 years shopping has always been anchored on products/brands/category whether on the aisles of a physical store or even a virtual store (desktop or mobile). You go within a particular space in the store looking for say TV (Electronics-&gt; Consumer Durables) or Chinos (Men Fashion -&gt; Clothing- &gt; Trousers ) to get what you want. Also Shopping is <strong>"Intent"</strong> &<strong> "Destination"</strong> led where consumers generally know what they are looking for and go to a certain place to buy that.</p><p style="text-align:center">
	<img src="https://www.inmobi.com/ui/uploads/blog/Shopping.jpg"></p><p>Looking at history of shopping in India over the past 2-3 decades, it has evolved every 4-5 years. In late 80's, shopping was all about haggling for prices in Sunday Bazaar. Organized retail hit India post the liberalisation in early 90's. The mall revolution married shopping with leisure and eclectic experience of movie watching, fine dine and social sports. Another channel of shopping through TV started from early 2000s. And as Internet revolution reached India in late 2010, shopping moved online. Thereafter, mobile began to play a more prominent role, offering all the above benefits of convenience, deep discounts and wide assortment of products. Interestingly all formats of shopping have co-existed in the country despite skeptics sounding the death knell for the older formats.</p><p>
	The next wave of Shopping will be anchored around <strong>"User Interests & Persona"</strong> & will be  <strong>"Destination-Less"</strong>. Products & services of any category (physical / virtual ) will align itself to a particular persona it can appeal. Say If I am lazy and postpone my decisions to last minute, my recommendations / product catalog will change to my situation. Perhaps at that moment, any product or service that requires minimum effort shall appeal to me. For example, instant food or ready-to-eat meals, a food delivery app, a recommendation for a quick weekend getaway or even tax saving mutual funds in case I am lazily pondering over my future.  Alternatively my wife who loves ethnic and rustic stuff will not only like ethnic wear but also antique furniture, Ayurveda, Shiva Trilogy of Amish Tripathi or digital folk music. Of course we are an amalgamation of several interests & persona nuanced by culture, age, context etc. adding layers of multi -dimensional complexity with irrational behavior. However intersection of "Social, Mobility & Big Data" will be able to gradually solve this complexity.</p><p>
	Also consumers will NOT go with an particular intention to shop. "Serendipity Shopping"  can happen on any destination (a movie theater, a music/news app, an office setup etc). In the digital world this can happen at scale powered by social recommendations, curation and discovery. Say you are reading a fitness article you discover not only similar articles (as the case today) but also a fitness app like Run Keeper, a health band like Fitbit or Goqii or a Nike shoe & a gym membership. In an action thriller movie you watching you may discover the a hard core game like 'Game of War', an article on history of the Cold War or the place to buy the leather jacket the protagonist is wearing. The line between the point of inspiration and transaction will be blurred in the destination-less world.</p><p>
	Shopping is all set to be re-imagined with the consumer at the epicentre, powered by social curation and serendipity in  a destination-less world.</p>]]></description>
      <dc:subject><![CDATA[Advertising, English (EN): inmobi.com,]]></dc:subject>
      
      <dc:creator><![CDATA[ Ankit Rawal,  General Manager, India, InMobi  ]]></dc:creator>
      
      <dc:date>2015-07-13T09:00:00+00:00</dc:date>
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    <item>
      <title><![CDATA[The Making Of An Evergreen Title - Subway Surfers]]></title>
      <link>https://www.inmobi.com/blog/2015/07/06/the-making-of-an-evergreen-title-subway-surfers/</link>
      <guid>https://www.inmobi.com/blog/2015/07/06/the-making-of-an-evergreen-title-subway-surfers/</guid>
      <description><![CDATA[<p>
	<em>Updated July 2, 2019 - Check out</em><em> <a href="https://go.inmobi.net/hubfs/Kiloo_InMobi_Case_Study.pdf" target="_blank">this case study to learn more about how we helped Kiloo boost ad revenues by 20%</a></em><em>!</em></p><h1>Why Subway Surfers Continues To Be A Top Title</h1><p>
	 If you love playing games on your smartphones like I do, it is also likely that you periodically check out the top apps/games on the store, in search of your next addiction. The past few years have seen many garage (read indie) games achieve blockbuster status,  Flappy Bird or Ketchapp’s 2048 come to mind. However, there are few games that are always at the top in of the app-store charts and are always in a user’s consideration list.</p><p>
	<em>Do you have a mobile app? Interested in monetizing it? </em><a href="https://www.inmobi.com/advertising-cloud/publisher" target="_blank">Reach out today to learn more</a><em> about how we can help!</em></p><p style="text-align: center;">
	<a href="https://www.inmobi.com/advertising-cloud/publisher" target="_blank" class="btn btn-s" style="font-size:24px; border-radius: 25px; font-weight: normal;">LEARN MORE</a></p><p>
	Here is an attempt to unpack one such super-title - 
	<strong>Subway Surfers</strong> and understand the elements which make them tick on a super competitive app store.</p><p>
	Subway Surfers is an endless running casual mobile game, downloaded almost a billion times across platforms. The game was co-developed by Denmark based  Kiloo and Sybo Games. Launched in May 2012, the game continues to feature in the list of top downloaded games.</p><h2>
Recency factor of Subway Surfers</h2><p>
	Pick any evergreen gaming title and you will find that the latest update to the game is no older than 30-45 days. A Subway Surfers game update for instance involves a totally new game location (new city) every 3-4 weeks. For a jaded subway Surfers user, there is a whole new look and feel to the game, while the ground rules for game play still hold. There are new city-specific characters, skateboards and so on. The studio dedicates a team of artists, developers, testers and so on to focus solely on updating game versions and ensuring that the game remains fresh.</p><h2>
Keep game objectives/mechanics simple and consistent across updates</h2><p>
	While it is important to give a fresh look and feel to the game with updates/new levels, it is also critical to keep game objectives consistent. It can be bothersome for the user if the game objectives on an update or a new level are unrelated/different. Across game versions, users on Subway Surfers maneuver their way through obstacles and collect coins in the process. Even the game dynamics around power-ups remains consistent across updates.</p><h2>
In-game user retention - Daily Challenges/Loyalty bonus</h2><p>
	While a top app-store position may drive a good set of new users to your game, game developers around the world will tell you that the larger challenge is to keep an existing user base engaged on the game. If you check Day 7 retention (an accurate metric to gauge game retention), these super titles command a number greater than 25%. To give you a perspective, most casual games on the store find it impossible to get into double digit percentages. Subway Surfers also incentivizes users to complete a “Daily Challenge”. It is also interesting to note that these daily challenges are built into the core game-play. Users are then rewarded with bonus coins and the incentives get bigger if you complete multiple daily challenges in a row.</p><h2>
Creating a sense of urgency - Rewarding for loyalty</h2><p>
	In addition to adding new characters/levels/game elements, the game also create a sense of urgency amongst their users by limiting availability of these products for only the first few days of the product launch. These games also offer loyal players free characters, making it lucrative for users to come back to the game more often.</p><h2>
Optimized across devices</h2><p>
	A large chunk of smartphone sales today is propelled by the advent of sub-$100 Android devices, putting smartphones within the reach of users across developing markets. While an iPhone may seamlessly render your latest high-adrenaline racing game, a fair share of handsets do not support games high on graphics and memory usage. Even if they do, the gameplay is heavily compromised and non-uniform across users. Developers at Subway Surfers for instance, test every single game update across a spectrum of devices and ensure optimum performance across devices. The other possible impact is that users on low-end devices refuse to update to the newer versions of your game fearing compromised gameplay. There is a tendency to latch on to older versions, which typically do not carry most new game features.</p><p>
	Additionally, these sub $100 android devices only carry a few hundred MBs of storage space and installing a new app very often calls for uninstalling a game installed prior (and you don’t want your game to be that one)</p><h2>
Make the most of social platforms/gamification within users</h2><p>
	While it is a no-brainer now to incorporate social platforms in your game, it takes some real effort to make these platforms work for you. Gathering Facebook page Likes at massive scale can prove to be a highly efficient way of acquiring new users and ensuring maximum adoption of a game update across existing users.</p><p>
	Social platform based leaderboards are a norm now, and games these days reward you if you are lucky to have friends engaged on the game!</p><p>
	Games like Subway Surfers really take this to the next level by setting up time-bound localized leaderboards (may or may not be linked to social platforms) where you not only get to compete with your friends and beat them, but also track how well you are doing on the game with respect to users in your city/country.</p><h2>
Well optimized monetization experience</h2><p>
	Over 90% of the apps on the store opt for a freemium model and the sole motive is to maximize app reach across users. Research would tell you that only a small subset of users are willing to make in-app purchases and hence it is all the more critical to supplement the IAP revenue stream with a well thought out ad monetization strategy. In order to make your ads non-intrusive to the game experience, you will need to place your ads in what is called a “logical pause point” in the game. It is also important to associate the right ad-format at the right pause point. For instance, a full screen interstitial ad would make sense when there is minimal in-game activity. In Subway Surfers, the user is shown an interstitial ad when he/she hits the home button after losing a life. Adding Custom frames to your static interstitial ads would create a uniform look and feel to ads from multiple ad providers (Subway Surfers uses the standard frame as given in the screenshot across ads from all their ad network partners)</p><p>
	Rewarded video is the new kid on the block, loved by developers and users alike. Rewards from these units keep the user playing (game developers love high engagement rates), and users love the rewards that let them play more (no money spent on IAP). Further more, the effective revenues generated from these ads are far higher than other ad-formats. Once a day, a user is rewarded with 2 keys (check the 2 keys button on the screenshot above) if he/she choses to watch a video ad; These rewards also act as a forcing function for a user to play the game daily. One good way to fine tune your ad experience is to work with a limited set of ad-providers, and standardize ad experience across ad providers.</p><p>
	Thanks <span  style="background-color: initial;">to their partnership with InMobi, </span><span  style="background-color: initial;">Kiloo has been able to boost ad </span><span  style="background-color: initial;">revenue globally by 20% </span><span  style="background-color: initial;">while also ensuring that they are </span><span  style="background-color: initial;">only serving high quality ads to </span><span  style="background-color: initial;">their players from the world’s </span><span  style="background-color: initial;">biggest brands. For more details, </span><a href="https://go.inmobi.net/hubfs/Kiloo_InMobi_Case_Study.pdf" target="_blank">check out our case study</a><span  style="background-color: initial;">.</span></p><p style="text-align: center;">
	<a href="https://go.inmobi.net/hubfs/Kiloo_InMobi_Case_Study.pdf" target="_blank" class="btn btn-s" style="font-size:24px; border-radius: 25px; font-weight: normal;">LEARN MORE</a></p>]]></description>
      <dc:subject><![CDATA[Acquiring New Users, Product and Technology, English (EN): inmobi.com,]]></dc:subject>
      
      <dc:creator><![CDATA[ Srikanth V  ]]></dc:creator>
      
      <dc:date>2015-07-06T11:39:00+00:00</dc:date>
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      <title><![CDATA[India - A Mobile-First Country]]></title>
      <link>https://www.inmobi.com/blog/2015/07/01/india-a-mobile-first-country/</link>
      <guid>https://www.inmobi.com/blog/2015/07/01/india-a-mobile-first-country/</guid>
      <description><![CDATA[<p>
	More Indians are getting on the Internet bandwagon over the next 15 years than any other country, including China. As per a recent Goldman Sachs report, it is forecasted the Indian e-commerce market is poised for a 15X growth, contributing to 2.5% of GDP, or $300bn by 2030.</p><p>
	Like the invention of steam engine or the California Gold Rush, the liberalization post 1991 we are at a time when the foundation for a new mobile economy is being laid. We are fortunate to be the architects of this economy and have to shoulder a very big responsibility. Mobile has truly democratized technology in India and many other emerging markets. Unlike mainframes sold to enterprises and PC / laptops to the middle class, mobile phone has penetrated to most rural & remote corners of this nation.</p><p>
	In fact the dependency on mobile increases as income falls. But as the shipment of smart phones grow; everyone will have a super computer in their pockets. There will be an explosion of on-demand / hyper local services across food, education, entertainment, logistics, travel, financial, banking among other key verticals. Due to our unique cultural, economic & geographic diversity, coupled with last mile connectivity challenges, unique business models that are combination of 'online + offline', India will emerge as the mobile-first country. Also Indian mobile consumer is very different from any other. Solutions for an Indian consumer need to be much more visual & vernacular with newer payment mechanisms.  I'm super excited to work across brands, agencies and commerce companies to see how they can leverage InMobi's products & solutions to solve Indian specific challenges.</p><p>
	While this is well understood by many businesses and entrepreneurs, what many have not yet thought through is the consumer behavior on mobile. Due to a smaller real estate (phone screen), the content has to be more visual and snackable (low byte size consumption at regular intervals) than more verbose and contiguous like it is on a web browser.  Billions of messages, photos, tweets, likes, videos, pins, swipes are hitting the user because of which their attention span is fairly low and rushed. Another major shift with the mobile-first consumer is "Last minute Economy". The whole marketing funnel (Awareness, Interest, Desire and Action) has collapsed and the user is ‘discovering’ things on the go, taking action in the last minute. For example, you see a new gown on your Facebook newsfeed, you notice it was inspired by what Deepika Padukone wore at the recent Cannes festival and many of your friends have liked. There is a 10% discount going if you buy now. And you end up buying it even though you came to FB to actually check for updates from friends or family.</p><p>
	Another example of this could be that you are at Cannaught Place market where you have been roaming for an hour with friends. It is evening and you begin to get some precision pings from your phone about the nearest restaurants or pubs offering some ‘Happy Hour discounts’.</p><p>
	The challenge in all this is the explosion of choices and apps on that limited real estate (phone screen) where everything you have is fighting for your attention. Fixing this and helping the consumer discover easily is indeed a big deal today. There is no page rank equivalent of desktop on mobile today. This becomes even more acute here in India when it is a low-end smart phone with limited size and data connection. So the moot question is if there is indeed a way that I can discover my needs from a trusted source that is completely personalized and visually appealing? Also, since I use a plethora of apps for news, music, games and social media, I would love to discover stuff seamlessly across all my existing apps. Can current advertising move from traditional awareness/intent to being more contextual and visually appealing in a mobile-first economy? This piece of the puzzle will truly determine the future of mobile advertising.</p>]]></description>
      <dc:subject><![CDATA[Advertising, Announcements, English (EN): inmobi.com,]]></dc:subject>
      
      <dc:creator><![CDATA[ Ankit Rawal,  General Manager, India, InMobi  ]]></dc:creator>
      
      <dc:date>2015-07-01T02:30:00+00:00</dc:date>
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      <title><![CDATA[A Love Hate Relationship with Adtech]]></title>
      <link>https://www.inmobi.com/blog/2015/06/25/a-love-hate-relationship-with-adtech/</link>
      <guid>https://www.inmobi.com/blog/2015/06/25/a-love-hate-relationship-with-adtech/</guid>
      <description><![CDATA[<p style="text-align:center">
	<img src="https://www.inmobi.com/ui/uploads/blog/varwwwclientsclient1web2tmpphpoikRzH1.png"></p><p>
	It’s not personal, or maybe it is.</p><p>
	I’ve spent more than a decade in
	<a href="https://www.linkedin.com/in/bobbahramipour"></a><a href="https://www.linkedin.com/in/bobbahramipour">digital media</a>. I’ve met amazing colleagues, made dear
friends, and am proud of what the industry has built.</p><p>
	It’s more because of what’s been happening.</p><p>
	Collectively ad technology companies are way
below their IPO prices. [High five to Criteo as the <a href="https://www.google.com/finance?chdnp=1&chdd=1&chds=1&chdv=1&chvs=maximized&chdeh=0&chfdeh=0&chdet=1434191166403&chddm=48484&chls=IntervalBasedLine&q=NASDAQ:CRTO&ntsp=0&ei=KgV8Vam9A4iRsAGxgILQCQ"></a><a href="https://www.google.com/finance?chdnp=1&chdd=1&chds=1&chdv=1&chvs=maximized&chdeh=0&chfdeh=0&chdet=1434191166403&chddm=48484&chls=IntervalBasedLine&q=NASDAQ:CRTO&ntsp=0&ei=KgV8Vam9A4iRsAGxgILQCQ">standout</a>]</p><p>
	Much of it is deserved.</p><p>
	Noise is drowning out substance; just look at a
	<a href="http://www.lumapartners.com/lumascapes/mobile-lumascape/"></a><a href="http://www.lumapartners.com/lumascapes/mobile-lumascape/">Lumascape</a>. Middlemen models
offer no durable footing.  And even many
very innovative players have found that tying up is safer than
	<a href="https://www.youtube.com/watch?v=QoLywiaM6PA"></a><a href="https://www.youtube.com/watch?v=QoLywiaM6PA">independence</a>.</p><p>
	Now, what if someone was trying to build a
company that redefined the very term ‘ad tech’?</p><p>
	I recently joined InMobi, as SVP of Global
Business Development; I believe this company is doing just that; redefining the
ad tech space.</p><p>
	InMobi is one of the few that is willing to
take sides.  And it’s not about
advertisers vs. publishers - we are siding with users.</p><p>
	Make users happy and everything else falls into
place, a forgotten philosophy.</p><p>
	You’ll hear more about this in the coming weeks
and months.</p><p>
	In the meantime, I’m back in love with what I
hate.  I can’t help it.</p>]]></description>
      <dc:subject><![CDATA[Announcements, English (EN): inmobi.com,]]></dc:subject>
      
      <dc:creator><![CDATA[ Bob Bahramipour,  Senior Vice President, Global Business Development, InMobi  ]]></dc:creator>
      
      <dc:date>2015-06-25T16:00:00+00:00</dc:date>
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      <title><![CDATA[YaWiO]]></title>
      <link>https://www.inmobi.com/blog/2015/06/22/yawio/</link>
      <guid>https://www.inmobi.com/blog/2015/06/22/yawio/</guid>
      <description><![CDATA[<p>A wise man once said the purpose of life is NOT to become MORE than you are but to become WHO YOU ARE meant to be. And if we were to put that in the corporate context briefly, it would mean we provide an environment where the best that is hidden in each individual is truly culled out. If that were to happen, the outcomes would be unbelievable.</p><p>That is what we want our culture to nurture. And we acknowledge its easier said than done and it’s a very long journey.</p><p>At InMobi, we see culture as the way we respond to any person or situation within our org. Ancient philosophers and modern thinkers promote various versions of ‘how we respond to obstacles is what defines us’. So our question was, ‘Do our responses to people and situations bring out the best in each of us? And when we say respond, we mean both, said and unsaid responses. Unsaid responses are as important because often culture is like the wind – it’s the presence that can’t always be directly seen, but it can be felt very strongly.</p><p>And here is one truth we have seen over the years – whether it’s a team of 3 or a nation of a billion, culture exists in every community. So the choice is between letting an unconscious culture crop up like weeds or consciously creating a culture we truly love.</p><p>We could have big goals, smart people, super pay, great products and more, but the undercurrents of culture will determine if we’ll make it big or not. If we are truly happy or not. If we are giving our best or not.</p><p>Over time, we had numerous conversations with InMobians and great minds outside InMobi on building culture. In one such conversation very recently, a dear friend and a great thinker, Tirthankar Dash (check out www.tdash.co) articulated this so beautifully. He said culture can be depicted in a pyramid. At the base is the Philosophy – what are the belief systems underlying the culture. On that base is built the Mythology. In the corporate context, this would mean Stories – what are the stories that make your philosophy real and personal. And at the top would be Rituals – what can you do that will bring it all alive. That was it – this was what we always believed in and now articulated even better.</p><p>You see, over the last couple of years, the CEO and the co-founders have been leading the way in building our culture brick by brick. We’ve tried a lot of things, some have succeed and some have failed. We went beyond the free food and the spa. We realized it was important to trust our people, so we took off a lot of policing. We needed to unleash people’s imagination to build next gen products, so there couldn’t be brickbats for failures. One of the many things we did keeping this in mind was to pay all non-sales staff top salary that included their entire performance bonus. Now they didn’t have to worry about performing well – we trusted them and wanted them to go after the really big stuff. Even the effort taken to design our office was a complete reflection of our thinking and culture.</p><p>So as we introspected, we realized our Philosophy was now strong. Our Mythology was great. We had already collected some fabulous stories on what makes InMobians. Our people were a smart, diverse set – with varied interests and backgrounds – some w/pedigree like the Ivy Leagues and IITs, some dropouts, some w/patents, some ex-founders of companies, some musicians, some scientists, some national champions – most of them brimming w/passion.</p><p>So after this 2 - year journey on culture, we were now ready to go deeper, to the next stage of evolution. We were so passionate about this baby of ours that we now needed to give it a name.</p><p>The true north of our culture was Imagination, Oneness and Action [Dream Big: Come Together: Do It]. So we chose a name that was a convergence of various languages and called our culture ‘YaWiO’. How we arrived at that name is best kept for another blog.</p><p>Now for the YaWiO culture to come even more alive, we needed stronger rituals. Our rituals took the shape of festivals. We’ve just designed our first festival YaWiO-x [where x=Expand]. This ties in well with ‘Imagination’, which is also connected to one of our underlying values of ‘Thinking Big’.</p><p>The big question was what could our festival do, to truly bring these alive. For that we needed to understand how big ideas are formed. On careful observation, you find that very often it happens when you really go deep into a problem – and then take a break to do something else. Givng your mind that rest is a critical step in the idea generation process. Think Archimedes – his Eureka moment was in a bathtub. The incubator was created when an obstetrician visited a zoo. Throughout history, we find stories like these.</p><p>At InMobi we had some of the best problem solvers – but they needed to take a break. And while taking a break, if they could work on work on solving some of humanity’s biggest challenges that are unrelated to their daily work – nothing like it. So that’s what YaWiO-x is setting out to do.</p><p>We have invited 3 institutions that we believe are impacting humanity in a really big way – X Prize, Magic Bus and Team Indus.</p><p>X Prize focuses on solving some of the grandest human challenges through global competitions. On their advisory board are great minds like Ratan Tata, Larry Page, Elon Musk, James Cameron, Ariana Huffington and more. They are coming to an organization for the first time to throw open a challenge on Solving Women’s Safety Globally using exponential technologies.</p><p>Magic Bus has impacted the lives of 300,000 children by taking them out of poverty into livelihood. They are throwing open the challenge on transmitting educational content through extremely low bandwidth.</p><p>Team Indus is an Indian aerospace startup that’s looking to land an unmanned rover on the moon. They are throwing open a math and physics challenge – setting up a communication system between the rover and the lander, amidst the harsh conditions on the moon.</p><p>As we write this, scores of InMobians have signed up and begun their pre-festival discussions. The reason this is exciting for all of us is because if our ideas are of great quality, they will see the light of day – the institutions will be using these ideas to solve some of the biggest challenges facing humans. And in the process, InMobians will have a huge sense of contribution. Perfect win-win for all.</p><p>Now, that’s a festival worth celebrating.</p><p>While this is primarily open for InMobians, we’d like to invite each of you. We want to open source our culture to all start ups so that they don’t go through the long learning curve we went through. In the process, let’s create new generation workplaces that the best people in the world would be super excited to be part of. There’s plenty of place for tons of organizations to create great culture and attract and nurture great talent. </p><p>So if any of you are from a start-up, you are welcome to attend our YaWiO launch in our Bangalore office between 3.30 pm to 6pm India time on Mon, 22nd Jun, 2015.</p><p>And if you are in any corner of the globe and are interested in participating in the challenges (Mon, Jun 22-Wed, Jun 25, 2015), we’d love to hear your ideas too. Who knows which idea creates the real breakthrough for these institutions. Pls follow us <a href="https://twitter.com/inmobi" target="_blank">@InMobi</a> #YaWiO. And sign up at <a href="http://www.inmobi.com/yawio" target="_blank">www.inmobi.com/yawio</a> to get all the updates.</p><p>Stay tuned for more.</p>]]></description>
      <dc:subject><![CDATA[Inside InMobi, English (EN): inmobi.com,]]></dc:subject>
      
      <dc:creator><![CDATA[ Anson Ben  ]]></dc:creator>
      
      <dc:date>2015-06-19T15:04:00+00:00</dc:date>
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      <title><![CDATA[InMobi Insights : Indonesia is the App Download Capital of the World]]></title>
      <link>https://www.inmobi.com/blog/2015/06/10/inmobi-insights-indonesia-is-the-app-download-capital-of-the-world/</link>
      <guid>https://www.inmobi.com/blog/2015/06/10/inmobi-insights-indonesia-is-the-app-download-capital-of-the-world/</guid>
      <description><![CDATA[<p>Through 2018, less than 1% of consumer apps will be considered <a href="http://www.gartner.com/newsroom/id/2648515" target="_blank">financially successful</a> by their developers. As competition intensifies over the years, the race to get your app to the top will be. As you plan your user acquisition and monetization strategy, it might be helpful to explore the latest trends in the mobile ecosystem. </p><p>The latest set of infographics from InMobi on <a href="http://www.inmobi.com/insights/on-demand/" target="_blank">The State of App Download and Monetization, June 2015</a> offers some insights. Here are some key trends on the mobile app economies of the world based on analysis of millions of app downloads on the InMobi network for Q1 2015. </p><ol><li>Indonesia surpasses USA to become the top app download destination with a share of 17%. This growth is mainly driven by a intense demand for Game and Communication apps courtesy local smartphone manufacturers offering lower cost handsets, cheaper mobile internet charges and a technology hungry audience.</li><li>As Philippines boasts of the highest per capita app downloads of 16 (16 downloads per 100 users). This is followed by Indonesia. </li><li>UK : App downloads over Android phones cost app developers 13% more than an iOS download. This is contrary to the norm where downloads over iOS cost more than on Android.</li><li>Gaming app installs have grown &gt; 200% Y-o-Y given their global appeal and demand.</li><li>mCommerce apps have seen great uptake in South Korea (39% share), Indonesia (14%), Saudi Arabia (16%) and China (12%)</li></ol><p>In the next four years, app stores revenues are <a href="http://recode.net/2015/03/30/sales-from-apple-and-google-app-stores-seen-doubling-by-2018-in-app-advertising-to-triple/" target="_blank">likely to double</a>. As apps become a way of life, a lot more money will be up for grabs for app developers. Coupled with an ever increasing smartphone population, a sound strategy for your apps is essential. </p><p><a href="http://www.inmobi.com/insights/on-demand/" target="_blank">Start now</a> by downloading our Global and Regional Infographics on the state of world's app economies.</p><p>Interested in understanding more about this report and how it could impact your business? Reach out to our insights team at <a href="mailto:insights@inmobi.com">insights@inmobi.com</a>.</p><p><strong>You might also be interested in..</strong></p><p><a href="http://www.inmobi.com/insights/download/whitepapers/inmobi-insights-the-state-of-app-downloads-and-monetization/">The State of Mobile App Downloads, 2014</a></p>]]></description>
      <dc:subject><![CDATA[Advertising, Consumer Research, English (EN): inmobi.com,]]></dc:subject>
      
      <dc:creator><![CDATA[ Pooja Kalloor,  Sr. Insights Analyst  ]]></dc:creator>
      
      <dc:date>2015-06-10T07:18:00+00:00</dc:date>
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    <item>
      <title><![CDATA[How iJuror Became A Top App For Lawyers On The App Store]]></title>
      <link>https://www.inmobi.com/blog/2015/06/08/How-iJuror-Became-A-Top-App-For-Lawyers-On-The-App-Store/</link>
      <guid>https://www.inmobi.com/blog/2015/06/08/How-iJuror-Became-A-Top-App-For-Lawyers-On-The-App-Store/</guid>
      <description><![CDATA[<p style="text-align:center">
	<img src="https://www.inmobi.com/ui/uploads/blog/scott-falbo1.png"></p><p>
Scott Falbo has created over 100 iOS apps over the past seven years. Scott 
	<a href="https://itunes.apple.com/us/app/ijuror/id372486285">released iJuror in 2010 to help lawyers with jury selection</a>. I interviewed Scott to understand how he thinks about monetization and user acquisition for iJuror.</p><p>
	<strong><em>Inspiration for iJuror</em><br>
	</strong></p><p>
	<strong>Murtza:</strong> What excites you most about developing mobile apps?</p><p>
	<strong>Scott:</strong> I think the most exciting part is that I can literally spend an afternoon on the computer and create something that can have a positive impact on the lives of others. It's an amazing time that we live in where almost anyone with a computer can affect another person thousands of miles away.</p><p>
	<strong>Murtza:</strong> What was the inspiration behind iJuror?</p><p>
	<strong>Scott:</strong> Just as the iPad was coming out I was at a party with my wife where other attorneys were present. I overheard some conversation about the Microsoft Word templates and sticky notes that were used in the juror selection process and how tedious this process tended to be. In my head the idea dawned for an app leveraging the new iPad to improve the juror selection process for attorneys. A few months later iJuror was available on the iTunes App Store.</p><p>
	<strong><em>User Acquisition Strategy for iJuror</em></strong></p><p>
	<strong>Murtza:</strong> How did you market iJuror when you first launched it?</p><p>
	<strong>Scott:</strong> When iJuror first launched I contacted legal technology bloggers and they were happy to write about iJuror. iJuror was one of the first (if not the first) iPad app designed for attorneys and it had a unique value proposition.</p><p>
	<strong>Murtza:</strong> In iJuror's first year on the App Store, what single user acquisition strategy worked best?</p><p>
	<strong>Scott:</strong> I've found that developing relationships with legal technology writers worked really well. The novelty of the iPad and the use in the legal space converged to create quite a bit of buzz.</p><p>
	<strong>Murtza:</strong> What user acquisition strategies have not worked?</p><p>
	<strong>Scott:</strong> I've found that paid acquisition on social media was not very successful. Attorneys seem to trust information that is in publications they are familiar with and word of mouth is very important.</p><p>
	<strong>Murtza:</strong> How has your marketing strategy for iJuror evolved since you launched iJuror?</p><p>
	<strong>Scott:</strong> Since iJuror has launched I've no longer used paid acquisition on social networks and have focused on cross promotion within my other apps. For example iJuror and iBillable Hours both include links to the other app and if a user finds value in one app they are more likely to download the other app.</p><p>
	<strong><em>Monetization Strategy for iJuror</em></strong></p><p>
	<strong>Murtza:</strong> How do you make money with iJuror?</p><p>
	<strong>Scott:</strong> iJuror is a paid app at this time and will continue to be so for the near term. In the past I experimented with In App Purchases but they did not seem to work well in this market. The simplicity of the one time purchase is something that is appreciated by busy legal professionals that don't have the time to be frustrated by In App Purchases.</p><p>
	<strong>Murtza:</strong> How did you choose the $19.99 price point?</p><p>
	<strong>Scott:</strong> iJuror has fluctuated in price between $9.99 and $29.99 during the years. It was initially $9.99 and I experimented with raising the price to $19.99 and noticed that demand didn’t change so I kept it at $19.99 for some time. Then I tested out changing the price to $29.99 and noticed demand dropped so I moved the price point back to $19.99. One thing that would be great is if Apple made it easier to A/B test prices but that’s wishful thinking.</p><p>
	<strong><em>Future of iJuror</em></strong></p><p>
	<strong>Murtza:</strong> You created a spinoff version of iJuror called “iJuror - Stickies”. What was the strategy there?</p><p>
	<strong>Scott:</strong> iJuror Stickies was created as a simplified, customizable version of iJuror. The app was designed to be much more focused on text and allow attorneys to type whatever notes they’d like rather than using iJuror’s drag and drop interface</p><p>
	<strong>Murtza:</strong> What's next for iJuror?</p><p>
	<strong>Scott:</strong> This year I’m evaluating refreshing the look and feel of iJuror to be closer to the flat design that is currently popular. I’ve planned on doing this for some time but customers really seem to like the current look & feel so I’m definitely weighing my options without alienating any supporters that iJuror has had for years.</p>]]></description>
      <dc:subject><![CDATA[Product and Technology, Success Stories, English (EN): inmobi.com,]]></dc:subject>
      
      <dc:creator><![CDATA[ Murtza Manzur  ]]></dc:creator>
      
      <dc:date>2015-06-09T08:51:00+00:00</dc:date>
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    <item>
      <title><![CDATA[What Every App Developer Needs To Know About Landing Pages]]></title>
      <link>https://www.inmobi.com/blog/2015/06/05/what-every-app-developer-needs-to-know-about-landing-pages/</link>
      <guid>https://www.inmobi.com/blog/2015/06/05/what-every-app-developer-needs-to-know-about-landing-pages/</guid>
      <description><![CDATA[<p>
With over 1.4 million apps in the App Store, every common search returns hundreds of apps. For example, searching "todo list" shows 1,952 results. But this does not mean the gold rush is over for indie app developers. It does mean indie app developers need a marketing strategy outside of appearing in the App Store search results.</p><p style="text-align:center">
	<img src="https://www.inmobi.com/ui/uploads/blog/appstoresearchresults1.jpg" alt="App Store Search Result"></p><p>
One strategy for marketing a mobile app is to use desktop web traffic to drive installs. Some people will hear about your mobile app while browsing the web from a non-mobile device. In these cases, you want to make it easy for a person to get information about your app, and then install it. A landing page will help you execute this strategy.</p><p>
Another benefit of creating a landing page for your mobile app is to be indexed by search engines. This will help more people discover your app. You can use the organic search traffic to your landing page to increase app installs.</p><p>
A good landing page for a mobile app includes the following:</p><ul>
	
<li>App name and icon, which are prominently displayed on the landing page. For example, please see
	<a href="http://itrackmytime.com"> iTrackMyTime’s landing page</a>.</li>	
<li>Short description of your app. For example, Instagram uses the description, “Capture and Share the World's Moments” on 
	<a href="https://instagram.com">their landing page</a>.</li>	
<li>Long description of your app, where you list the unique features and benefits of your app. For example, please see 
	<a href="https://overcast.fm">Overcast’s landing page</a>.</li>	
<li>Screenshots of your app. For example, please see
	<a href="http://itrackmytime.com"> iTrackMyTime’s landing page</a>.</li>	
<li>Links to download your app on a user’s desired platform. It is best to use the official platform badges for this. For example, please see 
	<a href="http://clashofclans.com">Clash of Clans landing page</a>.</li></ul><p style="text-align:center">
	<img src="https://www.inmobi.com/ui/uploads/blog/instagram-landing-page_(1).png" alt="Instagram Landing Page"></p><p>
A great landing page for a mobile app goes further than a good one. It includes everything a good landing page does, and also includes:</p><ul>
	
<li>Quotes from users and journalists about your app. For example, please see 
	<a href="http://www.sylion.com/flightcard/">Flightcard’s landing page</a>.</li>	
<li>A promotional video for your app. For example, please see 
	<a href="http://clashofclans.com">Clash of Clans landing page</a>.</li>	
<li>Links to support and press pages. For example, please see 
	<a href="https://instagram.com/" target="">Instagram’s landing page</a>.</li>	
<li>QR code. This is more important if your app targets Asian markets, where QR codes are popular. For example, please 
	<a href="http://www.sylion.com/flightcard/">Flightcard’s landing page</a>.</li></ul><p>
What else should you consider including?</p><ul>
	
<li>Price. If your app is free to download, then it is helpful to mention this.</li>	
<li>A feature that lets a person text themselves a link to download the app. 
	<a href="https://www.twilio.com/blog/2013/01/build-a-pure-html-mobile-app-landing-page-with-twilio-sms-and-parse.html">Here’s a Twilio blog post</a> that shows how to set this up.</li>	
<li>Localized versions. If your app is targeting markets with different languages, then it is worthwhile to have a localized version of your landing page for each market.</li>	
<li>Links to your other apps. This will help with cross-promotion because a person might not be interested in the app showcased on the landing page, but might be interested in your other apps.</li>	
<li>Smart app banner. This is a banner with a link to the App Store that appears on your website if a person is using a mobile browser. For example, the screenshot below shows Yelp's implementation of this.</li></ul><p style="text-align:center">
	<img src="https://www.inmobi.com/ui/uploads/blog/yelp-smart-banner.jpeg" alt="Yelp Smart Banner"></p><ul>
	
<li>Email list signup. This is more important if you have not launched your app. You can capture people's email addresses, and then reach out to them when you launch your app.</li></ul><p>
Marketing your mobile app takes a lot of time and energy. Creating a great landing page will help you scale up these efforts by making it easier for people to discover, learn about, and download your mobile app.</p><p>
	<strong>About the author:</strong> <a href="https://www.linkedin.com/in/murtzam">Murtza Manzur</a> is a developer evangelist at InMobi based out of San Francisco.</p>]]></description>
      <dc:subject><![CDATA[Product and Technology, English (EN): inmobi.com,]]></dc:subject>
      
      <dc:creator><![CDATA[ Murtza Manzur  ]]></dc:creator>
      
      <dc:date>2015-06-05T10:51:00+00:00</dc:date>
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    <item>
      <title><![CDATA[Blazing The Trail In North America]]></title>
      <link>https://www.inmobi.com/blog/2015/05/28/blazing-the-trail-in-north-america/</link>
      <guid>https://www.inmobi.com/blog/2015/05/28/blazing-the-trail-in-north-america/</guid>
      <description><![CDATA[<p>
	Our journey over the last three years in North America has been a fast moving race to the top. Our vision and potential as a company is finally being realized. North America is the epicenter of all things SoLoMo and we are proud to be one of the leading US teams at such a juncture.</p><p>
	InMobi started business in the US in 2013 with five people and a dream to grow massively in the US. Over the past 2 years, more than 100 smart and passionate people have joined us and shaped our journey. We now have offices in San Francisco, NYC and Chicago. Our US headquarters in San Francisco is the second largest office for InMobi.</p><p>
	Our first profoundly successful year in North America materialized in 2014.</p><p>
	Not only did the US market become our #1 grossing market for InMobi, but externally also we garnered so much <a href="http://www.inmobi.com/company/news/">positive attention</a> in the mainstream press here. The year was also exciting because the North America business grew 6X between Q1 to Q4 2014. Also, 20 percent of the one billion users touched by our network come from North America.</p><p>
	In other significant updates, we just moved to bigger, better offices in Chicago, <a href="https://twitter.com/InMobi/status/586318042176495617">New York City</a> and in <a href="https://twitter.com/InMobi/status/586302772254875648">San Francisco</a>. Our teams here have grown and we now have all key teams represented locally - product, engineering, marketing, finance, sales, HR and data sciences. We are also aggressively hiring (<a href="http://www.inmobi.com/company/careers/">apply here!</a>) for several key positions in North America including senior leadership roles.</p><p>
	The ability to “Live Your Potential at InMobi”,  has launched InMobi, onto a global arena where it competes with Google, Facebook and Twitter for top honours in the market for data-driven mobile advertising. We are playing to win in such an interesting, competitive space but also because the rules of this business haven’t been written yet. This means there exists no playbook to consult, no cookie-cutter model to use and definitely no rules to follow. Rather, the team has every opportunity to create them all.</p><p>
	Today, the world's largest brands, agencies, developers and publishers depend on us to deliver compelling value propositions to their target consumers. The world’s most powerful monthly mobile advertising platform, InMobi has a reach of over <a href="http://www.fastcompany.com/3042295/most-creative-people/inmobi-hits-1-billion-unique-devices">one billion unique mobile devices</a> on its network. InMobi is the only mobile-first advertising platform to reach this landmark milestone.</p><p>
	We plan to continue to make an impact in a big way in the US market, so stay tuned for some exciting updates in North America in 2015.</p><iframe src="https://player.vimeo.com/video/129133902?title=0&byline=0&portrait=0" width="500" height="281" frameborder="0" webkitallowfullscreen="" mozallowfullscreen="" allowfullscreen=""></iframe><p><a href="https://vimeo.com/129133902">Working at InMobi</a> from <a href="https://vimeo.com/inmobi">InMobi</a> on <a href="https://vimeo.com">Vimeo</a>.</p>]]></description>
      <dc:subject><![CDATA[English (EN): inmobi.com,]]></dc:subject>
      
      <dc:creator><![CDATA[ Amit Gupta  ]]></dc:creator>
      
      <dc:date>2015-05-28T18:56:00+00:00</dc:date>
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    <item>
      <title><![CDATA[Succeeding With Rewarded Ads: The Three Commandments]]></title>
      <link>https://www.inmobi.com/blog/2015/05/14/succeeding-with-rewarded-ads-the-three-commandments/</link>
      <guid>https://www.inmobi.com/blog/2015/05/14/succeeding-with-rewarded-ads-the-three-commandments/</guid>
      <description><![CDATA[<p>
Rewarded video is the popular kid on the block - with visually immersive experiences and skyrocketing ROI. Deciding to use rewarded video is a no-brainer, but here are few key pointers to keep in mind to ensure you have a winning strategy.</p><p>
<strong>1. Present Perfect: Ensure that the Placement and Reward are Correct</strong></p><p>
Design the placement and virtual reward of your rewarded video in such a way that it both entices the user into interacting with the ad, and also serves the two orthogonal objectives of:</p><ul>
<li>Ensuring that the user finds the ad interesting.</li><li>Ensuring that the user stays engaged in the parent app. </li></ul><p>
Sounds tough? Not really. When done correctly, rewarded video can be the most ‘rewarding’ ad format for both user acquisition and monetization.</p><p>
<strong>Where?<br></strong>Place the rewarded ad in a slot that ensures optimum monetisation and engagement. Popular ad placements for rewarded ads in a game are:</p><p>
<img src="https://lh6.googleusercontent.com/OcnqHrYJBNW40FHOEiF-jyJ56fjEBvWKZ8nqfbQBBW9hKIThSllD4z6MsG8nCNXx1FB1OfsqTwsC4YbMai1ysRzpNvcGZzP7-B0qAi0gUGKKP5u_W_i-0bGfxcu2tbWDCUqvr-s" width="624px;" height="329px;" alt="Screen Shot 2015-05-11 at 4.52.01 pm.png" style="width: 721px;"></p><p>
<strong>What?<br></strong>After you decide on the placement of your rewarded video, you also need to decide what to reward the user with. Popular rewards include virtual currency and game play elements like skateboards, power boosts, energy shields, and additional lives. Stand out by rewarding users with items that are not usually available through in-app purchases.</p><p>
<strong>Remember:</strong> Time the ad to minimize interruption, and be generous - after all, you have an unlimited supply of virtual goods!</p><p>
<strong>2. Get Your Timing Right: Figure out the Ideal Frequency for Rewarded Video</strong></p><p>
How often should you reward the users of your game? Every completed level? Every time they start a game? As many times as they decide to visit the shopfront? This decision depends on the game type and the rewarded video placement, but here are some things to keep in mind:</p><p>
<strong>For Monetisation</strong></p><ul><li>Limit the number of rewarded ads per user to strike the right balance between user experience and monetization. With a shopfront slot, it’s best to limit the number of rewarded videos to five per day per user. This is just right to show users the gaming advantages that rewards provide, and also nudge them towards in-app purchases (IAPs) when the rewards run out.</li><li>If you want to reward users at level failure, it’s best to do this only once in a game session - this helps users advance in the game and keeps them playing longer. On the other hand, unlimited extra lives in a single game session could lead users to depend on the extra lives to proceed within the game, and make the ad performance of subsequent ads decline.</li><li>Personalise rewards based on what level the user is on, and which reward will keep them playing longer, to keep them engaged</li></ul><p>
<strong>For Acquisition:</strong></p><ul><li>Ensure that the ad platform you work with has smart frequency capping to solve for user fatigue.</li><li>Provide multiple video creatives, if possible, to ensure that the ad network can rotate through them, alleviating user fatigue and giving you the optimum exposure required.</li><li>Frequent creative revamps have proven to improve ad performance and to help ad networks create more engaging ad experiences for users.</li></ul><p>
<strong>Remember: </strong>Rewarded videos are a way to train users to think in terms of IAP - use them wisely.</p><p>
<strong>3. Choose your Ad Platform Wisely</strong></p><p>
This decision will direct not just the revenue you could earn from your game, but also game adoption, user perception, flexibility with ad formats, demand, and user diversity. The ad platform also dictates how much time you spend integrating with an SDK, monitoring your earnings or acquired users, and their Lifetime Value (LTV). For all these reasons, and more, keep the following in mind when choosing your ad partner:</p><ul>
<li><strong>Ad Load Time: </strong>Most ad networks have the capability to ‘instant play’ a video ad. This is enabled by caching the video ad in advance to minimise load and buffer time, hence providing a good user experience. </li></ul><ul>
<li><strong>HD video experience:</strong> Get rid of pixelated videos by working with an ad partner who supports HD videos. But keep in mind that HD ads can consume a lot of data and prebuffering them every time may negate the positives they provide. Strike the right balance to ensure your game doesn't drive up your user’s data charges. </li></ul><ul>
<li><strong>Ad Experience:</strong> Engaging visualizations, animations, and localization are few creative factors that play a significant role in improving ad performance. Ensure that your ad platform’s offerings include visually beautiful ad units for higher engagement and better monetization. </li></ul><ul>
<li><strong>Ease of Integration:</strong> SDK integration should be a simple procedure, especially if you’ve done it before. Most networks provide an option to use a native or Server to Server (S2S) callback upon video completion to trigger the reward mechanism. Pick the one that works best for your app and reward implementation. </li></ul><ul>
<li><strong>LTV:</strong> As a publisher, Average Revenue Per User (ARPU) is a key success metric, but it might work better to relax monetization targets in exchange for customer loyalty. Work with an ad partner who understands this to leverage rewarded video to increase user retention. As an advertiser, conversion is a key metric but equally important is LTV. Choose to work with an ad network that delivers not just high conversion rates but also high LTV users. </li></ul><p>
<strong>Remember:</strong> Key factors for monetization and user acquisition are engagement, retention, and revenue. Pick an ad partner that offers you a comprehensive package.</p><p>
To know about InMobi video ad offerings, contact us at videoads@inmobi.com.</p>]]></description>
      <dc:subject><![CDATA[In-App Monetization, Product and Technology, English (EN): inmobi.com,]]></dc:subject>
      
      <dc:creator><![CDATA[ Prithvi Mani  ]]></dc:creator>
      
      <dc:date>2015-05-14T11:43:00+00:00</dc:date>
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    <item>
      <title><![CDATA[Introducing InFocus - Creative Excellence On Mobile]]></title>
      <link>https://www.inmobi.com/blog/2015/05/12/introducing-infocus-creative-excellence-on-mobile/</link>
      <guid>https://www.inmobi.com/blog/2015/05/12/introducing-infocus-creative-excellence-on-mobile/</guid>
      <description><![CDATA[<p>
	<em>“[An artist is].... one who is building things. Some with a brush. Some with a shovel. Some choose a pen”</em> - Jackson Pollock</p><p>
	... and some choose pixels and a 5” glass screen.</p><p>
	Mobile ads aren’t just art. They showcase the wonderful confluence of art and science; the marriage of scientifically-backed persuasion with artistic communication. Great mobile ads don’t just look pretty; they grab consumers’ attention and proceed to both inform and entertain.</p><p>
	Introducing InFocus by InMobi, a quarterly showcase for remarkable mobile brand creatives. We want to cast the spotlight on the virtuosos that produce aesthetic, thought-provoking, and engaging brand creatives that consistently delight consumers. Our top creative folk have put their heads together to showcase one outstanding creative, along with several other top units that have run in Europe on the InMobi network.</p><p>
	And so, without further ado, the winner of the very-first InFocus by InMobi is...</p><iframe src="https://player.vimeo.com/video/127126503?title=0&byline=0&portrait=0" width="500" height="281" frameborder="0" webkitallowfullscreen="" mozallowfullscreen="" allowfullscreen=""></iframe><p>
	… 
	<strong></strong><strong>Zenith Optimedia UK, M&C Saatchi, and NatWest UK</strong></p><p>
	Zenith, M&C Saatchi, and NatWest brought their A-game by creating an engaging and colourful multiple-choice quiz, using the InMobi platform. With the lovely Rachel Riley as quiz-host, the rich-media experience educated users about financial trivia in a fun, informative, and memorable way.</p><p>
	The other great brand creatives that our jury of creative directors picked were:</p><iframe src="https://player.vimeo.com/video/127126751?title=0&byline=0&portrait=0" width="500" height="281" frameborder="0" webkitallowfullscreen="" mozallowfullscreen="" allowfullscreen=""></iframe><p>
	<strong>
	Initiative Media Warszawa and Orange Polska</strong></p><p>
	Initiative Media Warszawa put on a cute-suit for NJU Mobile / Orange Polska with a beautiful labyrinth-based gamified ad. With the InMobi platform, users can shake and tilt their phones like game controllers, making the most of the phone's accelerometer and gyroscope.</p><iframe src="https://player.vimeo.com/video/127126880?title=0&byline=0&portrait=0" width="500" height="281" frameborder="0" webkitallowfullscreen="" mozallowfullscreen="" allowfullscreen=""></iframe><p>
	<span  style="background-color: rgb(255, 255, 255);"> </span></p><p>
	<strong>Initiative Media Warszawa and BMW Polska</strong></p><p>
	In a class act, Initiative Media Warszawa used the InMobi platform to recreate the stunning experience of exploring the Mini 5 Door on mobile. Users can click on carefully placed zoom spots that display the features of the car in a visually rich way or swipe to bring out car interiors, to enjoy this visually informative treat.</p><iframe src="https://player.vimeo.com/video/127126985?title=0&byline=0&portrait=0" width="500" height="281" frameborder="0" webkitallowfullscreen="" mozallowfullscreen="" allowfullscreen=""></iframe><p>
	<strong>Mindshare Italy and Danone Actimel</strong></p><p>
	For Danone Actimel, Mindshare Italy created a fun ad that asks users to shake their phones to activate a video about Actimel. With the InMobi platform, Mindshare emphasized how the nutrient-rich beverage would kickstart a user’s day.</p><p>
	Congratulations to the Zenith UK, M&C Saatchi, and NatWest UK teams for their top-notch performance! And congratulations to Initiative Media Warszawa and Mindshare Italy for the amazing art they’ve brought to the small advertising screen.</p><p>
	For more information on creative possibilities with mobile, please check out
	<a href="http://www.inmobi.com/ui/uploads/resources/InMobi_Creative_Services.pdf"> InMobi Creative Services</a>, our <a href="http://www.inmobi.com/ad-gallery/" target="_blank">ad gallery</a>, our <a href="http://www.inmobi.com/advertise/case-studies/">customer stories</a>, or reach us at <a href="mailto:brand@inmobi.com">brand@inmobi.com</a>.</p>]]></description>
      <dc:subject><![CDATA[Acquiring New Users, Advertising, Announcements, Awards, English (EN): inmobi.com,]]></dc:subject>
      
      <dc:creator><![CDATA[ Ramya Rajan  ]]></dc:creator>
      
      <dc:date>2015-05-12T23:26:00+00:00</dc:date>
    </item>
  
    <item>
      <title><![CDATA[How InMobi Unconventionally Went West And Made It Big]]></title>
      <link>https://www.inmobi.com/blog/2015/05/11/east-to-west-globalization/</link>
      <guid>https://www.inmobi.com/blog/2015/05/11/east-to-west-globalization/</guid>
      <description><![CDATA[<p>InMobi has had quite a unique journey over the last seven years. We have done the unthinkable by starting an Internet business outside the US and making it successful. We grew in the complete opposite direction of most technology companies by growing from East to West. From our humble beginnings in India, in a one-room apartment with only a mattress and the idea to grow an Internet business in a place where internet businesses did not even exist - especially an Internet advertising business before the iPhone was even invented!</p><p>InMobi continued this entrepreneurial spirit by deciding to further grow the business in markets where there wasn’t an infrastructure to do so. For instance, in China it was difficult for any non-Chinese companies to succeed and InMobi managed to be very successful in this market. We scaled the business in other markets within a span of just three years globally. </p><p>Our geographic expansion plan compelled us to be agile and flexible. Once we had tasted initial success, we laid out a plan to simultaneously expand in Southeast Asia, Australia Europe, Middle East and Japan. Each of these markets had its own unique characteristics that were different from one another. Western Europe was developed, and so was Japan, but the latter is a contained market with little in common with the European market. The emerging markets, on the other hand, were evolving and needed a totally different approach.</p><p>InMobi committed itself to succeed in the North American market with higher investment in 2013. Over the past two odd years, several smart and highly motivated people have joined us and shaped our journey. We now have offices in three major US cities (San Francisco, New York City and Chicago). Our US headquarters in San Francisco is our second largest office after India in the world.</p><p>Our first profoundly successful year in North America materialized in 2014. We are unstoppable and will not rest until we have redefined advertising in a mobile-first world. Stay tuned for some exciting updates to come from InMobi North America in 2015.</p>]]></description>
      <dc:subject><![CDATA[English (EN): inmobi.com,]]></dc:subject>
      
      <dc:creator><![CDATA[ Amit Gupta  ]]></dc:creator>
      
      <dc:date>2015-05-11T18:09:00+00:00</dc:date>
    </item>
  
    <item>
      <title><![CDATA[The world outside of gaming interests : Photo & Video tops the charts]]></title>
      <link>https://www.inmobi.com/blog/2015/05/06/the-world-outside-of-gaming-interests-photo-video-tops-the-charts/</link>
      <guid>https://www.inmobi.com/blog/2015/05/06/the-world-outside-of-gaming-interests-photo-video-tops-the-charts/</guid>
      <description><![CDATA[<p>In our <a href="https://www.inmobi.com/blog/2014/11/19/The-world-in-gaming-concepts-Pattern-matching-tops-the-charts" target="_blank">previous post</a>, we spoke about the popular gaming concepts that rule the world. This time around we tackle the burgeoning non-gaming sector.</p>

<p>In the app world, user interests outside of gaming encompass a wide range of content including social networking, entertainment, productivity and many more.</p>

<p>At InMobi, we analyzed thousands of apps and millions of users across continents to identify app interests. Users who displayed a specific app interest were grouped into an Appographic Segment.</p>

<p>A deeper look at the data we analysed revealed interesting answers to some questions we posed, such as - Which is a more popular category? Instant Messaging or Photo &amp; Video sharing? Is app interests similar across Smartphones and Tablets? Does no country deviate from the global trend on app interest? The answers were reflective of the cultural diversity.</p>

<p><strong>The world in 10 concepts</strong></p>

<p><img src="https://www.inmobi.com/ui/uploads/blog/popular_non-gaming_app_interests1.png" /></p>

<p>In this age of selfies, instant sharing and updates and live stream video, it is no surprise that the top concepts around the world are reflective of that. As new users join the smartphone bandwagon everyday, there is an ever increasing need to connect and communicate with the world. Apps satisfying such a need either via video and audio calls, photo and video sharing or through good old instant messaging, top the charts.</p>

<p><strong>Top App Interests across Markets</strong></p>

<p><img src="https://www.inmobi.com/ui/uploads/blog/top_app_interests_across_markets2.png" /></p>

<p>The trend continues across markets as users around the world consume and contribute via photos and video, chat and visual and audio calls. Some markets though displayed interesting consumption patterns.</p>

<p>With <a href="https://www.appannie.com/apps/ios/top/indonesia/overall/?device=iphone" target="_blank">three of the Top 5 apps</a> in Indonesia offering visual and audio calling, it is no surprise that Indonesians love connecting with friends and family via Video and Audio calling apps. This is being driven by <a href="http://redwing-asia.com/market-data/market-data-internet/" target="_blank">robust economic growth</a>, rising spending levels amongst users, an increasing demand for technology devices and online services coupled with intense competition between mobile operators that is pushing prices down. The Chinese users love taking pictures and videos just as much Indians and Japanese do. A look at the <a href="https://www.appannie.com/apps/google-play/top/china/" target="_blank">top apps in China</a> confirms the same.</p>

<p><strong>Of Smartphones and Tablets</strong></p>

<p>If you thought app interests remained consistent across devices, well think again. User behavior changes drastically across Smartphones and Tablets. It surely lends itself to an interesting pattern, one that advertisers need to pay close attention to.</p>

<p style="width:48%;float:left; margin-right:4%;"><img src="https://www.inmobi.com/ui/uploads/blog/top_5_app_interests_on_smartphones1.png" /></p>

<p style="width:48%;float:left;"><img src="https://www.inmobi.com/ui/uploads/blog/top_5_app_interests_on_tablets1.png" /></p>

<p style="clear:both;">&nbsp;</p>

<p>We observed a stark contrast in user behavior across these two devices. While Smartphones are used for communication either via video or audio calls, messaging or photo and video sharing, Tablets were popular for recreational and learning purposes. Users are leveraging the bigger screens of Tablets to learn a new language, watch movies and Tv shows or read comics leisurely.</p>

<p><img src="https://www.inmobi.com/ui/uploads/blog/top_app_interests_on_tablets_across_markets1.png" /></p>

<p>Tablets have also become integral to parenting as parents turn to interactive and engaging apps for kindergarten and early elementary learning for their children. Easy access to learning content is encouraging parents to begin their children&rsquo;s learning early on. The wider screen lends itself to diverse usage patterns, one which advertisers can leverage to engage with their audience with relevant content.</p>

<p><strong>So what&#39;s next?</strong></p>

<p>As app developers looking to drive installs for your app, you can now look beyond traditional methods that focus on a user&rsquo;s demographic, device or geographic profile, which can only go so far in revealing a user&rsquo;s true app interests. Targeting audiences based on their unique app interests not only drives up conversion /install rates but is also found to deliver higher user lifetime value. Click <a href="https://www.inmobi.com/portal/go-prelogin#newcampaigns/createCampaign/objectiveId=1;subObjectiveId=1" target="_blank">here</a> to set up a campaign using Appographic Targeting. To learn more about InMobi&rsquo;s Appographic Targeting, <a href="http://www.inmobi.com/ui/uploads/resources/Appographic_Targeting_Brochure_v7_WB.pdf" target="_blank">click here</a></p>]]></description>
      <dc:subject><![CDATA[Advertising, Consumer Research, English (EN): inmobi.com,]]></dc:subject>
      
      <dc:creator><![CDATA[ Pooja Kalloor,  Sr. Insights Analyst  ]]></dc:creator>
      
      <dc:date>2015-05-07T05:40:00+00:00</dc:date>
    </item>
  
    <item>
      <title><![CDATA[Going Native? Think Before You Leap]]></title>
      <link>https://www.inmobi.com/blog/2015/05/05/going-native-think-before-you-leap/</link>
      <guid>https://www.inmobi.com/blog/2015/05/05/going-native-think-before-you-leap/</guid>
      <description><![CDATA[<p>
First impressions are everything. Or so someone said. In the world of mobile, this holds truer than anywhere else. With such a large plethora of mobile apps and websites competing for the user's’ share of mind and time - the 1st impression can make or break the app’s story. It is no wonder then that the app experience or user experience has expanded to include the ad experience as well. Hence the rise of Native Advertising.</p><p>
<strong>Richard Branson</strong> famously said <em>“You don’t learn to walk by following the rules. You learn by doing and falling over”.</em> We at InMobi, now have the experience of working with more than 400 publishers and advertisers for native ads and can honestly say we have learnt the nuances of creating a superb implementation. Most publishers will agree that Scale and Performance are the biggest worries keeping them awake at night. Much has already been said about the high level things you need to keep in mind when working with native ads. Here are a few things to keep in mind to protect the unassuming mobile users, when you get into the nitty-gritty of integrating native ads.</p><p>
<strong>Discoverability:</strong> <em>Swipe. Click. Click. Scroll. Click. Swipe.</em> Voila! There’s your native ad! If you make the user struggle to discover your native ad, then you will struggle equally to earn ad revenues. Place the ad on the most visited pages of your mobile property, above the fold and you are sure to get a share of the elusive ad engagement.</p><p>
<strong>Identification:</strong> <em>Is this an ad? No, wait..I think this is the ad</em>. Native Ads are expected to be like chameleons - hidden within the rest of the content. Hide it too well and the user won’t be able to find it. Demarcate the ad in a different color and clearly call out “Sponsored” or “Promoted” or even just plain and simple “Ad” to ensure your users are not duped.</p><p>
<strong>Simplification:</strong> <em>With ads, like in life - less is more</em>. Declutter the mobile property and minimize the number of advertising messages exposed to the user on a single page. The best results are obtained when there is a single ad on the page - appearing persistently to give the user enough time to register it. We understand - you don’t trust the format enough to put all your eggs in the native basket. But give it a fair chance and split your ad formats across different pages. We guarantee that you won’t be disappointed.</p><p>
These are the basic principles of ensuring performance for your native ad unit. Every vertical has further nuances specific to the characteristics of content consumption.</p><p>
<strong>News</strong> app<img src="https://lh5.googleusercontent.com/QQXIL20CwXm9UPjtqoZ7w3Qd6jtjGrLYXsizF7-tTePoQyQ4YDu1SewvEcm2Zvz-Zhy1ng6kX9EocsQMTs6_qUPqled-isOFeLAt_YXLLMyj_eWtqdqDBX_P2Vv64pnAEHmgd2o" width="142px;" height="297px;" style="width: 86px; float: left; margin: 0px 10px 10px 0px;" alt="">s generally have a loyal user base with an average of 6 minutes of session time. Of this, browsing time is restricted to 2 minutes, spent perusing the different headlines. Placing the ad unit amongst these pages and capitalizing on the user’s mood of discovery is the best placement for the native ad unit.</p><p>
<img src="https://lh6.googleusercontent.com/Ct2K1VuSENn82t5GFtUGDugZvCj0C5pRht426qu9Vdlg5KO3olInpKzWgLKhZCg-OmxHQkxhxNlTgoHrropFkliguLYUJetEyUDYRJAu_Y9UFYaZA-pF84tf3RpiwiCyCkzHB-k" width="89px;" height="187px;" alt="" style="float: right; width: 88px;"></p><p style="margin-left: 119px;">
Similarly, <strong>s</strong><strong>ocial and messaging</strong> apps, encourage users to browse through social feed pages to break the monotony of routine life. With an average session time of 3 minutes, it is important to capture the user’s attention as soon as possible. Placing the ad unit in the 2nd of the social feed has proven to have the best results. However, it is prudent not to act as “Big Brother” and sneak in ads in the private spaces of the social app - such as conversation windows.</p><p>
<img src="https://lh4.googleusercontent.com/SHgBzmJZDtguzFNW-d-mS-AbjycvoJbcthqE-rJM_WEeCauzKbKLNqjL5PZg9WzJo0iakoCY56aOcyxJVV8Q9hJypRwKROhI9sJxMjnz0BbqY3x7f3sNvvA-Umcy4U1oYDBH034" width="96px;" height="200px;" alt="" style="width: 89px; float: left; margin: 0px 10px 10px 0px;"></p><p>
<strong>Entertainment and utility</strong> apps tend to have more off screen usage, than on screen. There is no point in refreshing the ads if the user is not looking at the screen. Triggering ad display based on user interaction is the key to success for this category. Hence, it becomes important to have guided interaction at regular touch points to enable discovery of the ad unit.</p><p>
Be wise and think twice before blindly putting a native ad anywhere on your mobile app or website. There is a method to the madness. As the journalist
<strong>Miles Klington</strong> said <em>“Knowledge is knowing that a tomato is a fruit, wisdom is not putting it in a fruit salad.” </em></p>]]></description>
      <dc:subject><![CDATA[Product and Technology, English (EN): inmobi.com,]]></dc:subject>
      
      <dc:creator><![CDATA[ Tanvi Kapoor,  Director - Product Marketing  ]]></dc:creator>
      
      <dc:date>2015-05-05T12:34:00+00:00</dc:date>
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    <item>
      <title><![CDATA[What Every App Developer Needs To Know About Press Kits]]></title>
      <link>https://www.inmobi.com/blog/2015/05/04/what-every-app-developer-needs-to-know-about-press-kits/</link>
      <guid>https://www.inmobi.com/blog/2015/05/04/what-every-app-developer-needs-to-know-about-press-kits/</guid>
      <description><![CDATA[<p>
When you are pitching a journalist to write about your mobile app, shorter emails perform better. But if your email should only be a few sentences, what’s the best way to share more information? Include a link to a press kit.</p><p>
A press kit’s purpose is to make it easy for a journalist to write about your app. Imagine a tech journalist’s life. They are getting contacted many times a day by different app developers for the same reason. If they can't find information about your app, they might lose motivation and write about another app instead. Avoid that scenario by creating a single place where they can access everything needed to write about your app.</p><p>
A good press kit for a mobile app includes a description, screenshots, a company logo, an app icon, an app profile, and a contact email.</p><ul>
	
<li>Description - Have two versions, a one sentence version and a paragraph version. For example, please see <a href="http://applesvsrobots.com/presskit/" target="">Apples vs Robots' press kit</a>.</li>	
<li>Screenshots - Have a variety of screenshots showcasing your app. You can take this a step further by including screenshots of your app in real-world scenarios, where a person is shown using your app. For example, please see <a href="https://timelyapp.com/press" target="">Timely’s press kit</a>.</li>	
<li>Company Logo - Have your company logo available in different sizes, resolutions, color (dark and light) versions. For example, please see <a href="http://supercell.com/en/for-media/" target="">Supercell’s media page</a>.</li>	
<li>App Icon - Same advice as a company logo applies here.</li>	
<li>App Profile - Have information about the app’s release date, platform availability, price, links to app store listings, and sales performance data. For example, please see <a href="http://applesvsrobots.com/presskit/">Apples vs Robots' press kit</a>.</li>	
<li>Contact Email - Have a contact email address, which a journalist can use to reach out with questions.</li></ul><p>
A great press kit for a mobile app goes further than a good one. It includes everything a good press kit does, and also has videos, quotes, press releases, a FAQ sheet, and a company profile.</p><ul>
	
<li>Video - Have a preview video showcasing your app in action. Embed it on your press kit page. Make it possible for other people to embed this video. This way journalists can include the video in their articles. For example, please see <a href="https://timelyapp.com/press">Timely’s press kit</a>.</li>	
<li>Quotes - Have quotes by journalists that have written about your app. Also have quotes from reviews written by users. For example, please see <a href="https://cheddarapp.com/press" target="">Cheddar’s press kit</a>. </li>	
<li>Press Releases - List any press releases that document milestones for your app, such as a launch event or major new features.</li>	
<li>FAQ sheet - Have a list of questions and answers to things that would make it more interesting to write about your app. For example: What motivated you to make this app? What was the biggest challenge when creating it? What is the profile of your target user?</li>	
<li>Company profile - Have details about your company. This might include where your company is based, who is part of the leadership team, and when it was founded. For example, please see <a href="http://applesvsrobots.com/presskit/">Apples vs Robots' press kit</a>.</li></ul><p>
A press kit should be quick to find. Create a press kit page on the website for your app. Then include a link to the press kit page from your app website homepage. For example, appname.com/presskit would be a reasonable location. On the press kit page, consider including links to PDF, ZIP, Dropbox, and Google Drive versions of your press kit. This way a journalist can view your press kit in their preferred format.</p><p>
Marketing your mobile app takes a lot of time and energy. Creating a great press kit will help you scale up these efforts by making it easier for journalists to write about your app.</p><p>
	<strong>About the author:</strong> <a href="https://www.linkedin.com/in/murtzam" target="" style="background-color: rgb(246, 246, 246);">Murtza Manzur</a> is a developer evangelist at InMobi based out of San Francisco.</p>]]></description>
      <dc:subject><![CDATA[In-App Monetization, Product and Technology, English (EN): inmobi.com,]]></dc:subject>
      
      <dc:creator><![CDATA[ Murtza Manzur  ]]></dc:creator>
      
      <dc:date>2015-05-04T06:05:00+00:00</dc:date>
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    <item>
      <title><![CDATA[InMobi Insights: Brands on Mobile Advertising Trends]]></title>
      <link>https://www.inmobi.com/blog/2015/04/23/inmobi-insights-brands-on-mobile-advertising-trends/</link>
      <guid>https://www.inmobi.com/blog/2015/04/23/inmobi-insights-brands-on-mobile-advertising-trends/</guid>
      <description><![CDATA[<p>
	The research team at InMobi is excited to release their latest research report, 
	<em>Brands on Mobile: Advertising Trends.</em>
</p>
<p>
	With mobile being accepted as the definitive medium to access consumers’ minds and wallets, Brands have begun a multi-million dollar spending race to allure and retain customers.
</p>
<p>
	But what benchmarks should Brands look at to determine mobile ad spend? Which ad formats work best for different verticals? Should Brands concentrate more on tablets?
</p>
<p>
	In 
	<em>Brands on Mobile: Advertising Trends</em>, we provide Brands and agencies with insights and guidance on how best to use mobile as an advertising medium.
</p>
<p style="text-align:center;">
	<img src="https://www.inmobi.com/ui/uploads/blog/brand_mob_blog_img1.jpg" style="max-width: 590px;">
</p>
<p>
	This report features global and regional data from the InMobi Ad Network in 2014.
</p>
<p>
	Here are some key findings from the report:
</p>
<ul style="list-style-type:decimal;">
	<li>Top Spenders On Mobile
	<ul>
		<li>Entertainment was the top vertical, followed by CPG and Telecom.</li>
		<li>Food & Drink, Social Media, Retail, Technology, Telecom, and Travel were the fastest growing verticals.</li>
	</ul>
	</li>
	<li>Top Verticals by Effectiveness
	<ul>
		<li>The Travel, Social Media, and Retail verticals led the way with the highest CTRs (Click Through Rates).</li>
	</ul>
	</li>
	<li>Trending Creative Formats
	<ul>
		<li>Video, Native, and Rich media creative ad units showed a phenomenal rise in engagement.</li>
		<li>Native ads registered the highest CTRs in Health & Fitness, Finance, Social Media, Apparel & Fashion, and Travel.</li>
	</ul>
	</li>
	<li>Consumer Engagement By Time, Day, and Content
	<ul>
		<li>Engagements peak on Friday evening and weekends across verticals.</li>
		<li>Engagements are high in the morning, likely during commute hours; and remain low in the afternoon before peaking in the evening.</li>
		<li>Consumers engage with ads on mobile more when they are playing games, are on social media, or consuming content related to Entertainment and Food & Drink.</li>
	</ul>
	</li>
</ul>
<p>
	To learn more about the above study, Download the 
	<em><strong>Brands on Mobile: Advertising Trends</strong></em> <a href="http://www.inmobi.com/insights/download/whitepapers/brands-on-mobile-advertising-trends-2014/" target="_blank">report</a> and <a href="http://www.inmobi.com/insights/download/consumer-research/163/brands-on-mobile/" target="_blank">infographic 1</a> and <a href="http://www.inmobi.com/insights/download/consumer-research/163/brands-on-mobile-infographic-2/" target="_blank">infographic 2</a>.
</p>
<p>
	If you’d like to learn more about the data and how it could impact your business, please reach out to our marketing team at 
	<a href="mailto:insights@inmobi.com" target="">insights@inmobi.com</a>.
</p>]]></description>
      <dc:subject><![CDATA[Consumer Research, English (EN): inmobi.com,]]></dc:subject>
      
      <dc:creator><![CDATA[ Shamala DN  ]]></dc:creator>
      
      <dc:date>2015-04-23T11:33:00+00:00</dc:date>
    </item>
  
    <item>
      <title><![CDATA[InMobi Insights : The Dynamics of a Booming App Economy]]></title>
      <link>https://www.inmobi.com/blog/2015/04/16/inmobi-insights-the-dynamics-of-a-booming-app-economy/</link>
      <guid>https://www.inmobi.com/blog/2015/04/16/inmobi-insights-the-dynamics-of-a-booming-app-economy/</guid>
      <description><![CDATA[<p>
	In the 
	<a href="http://www.inmobi.com/blog/2015/04/01/inmobi-insights-the-state-of-app-downloads-and-monetization" target="_blank">previous blog</a>, we laid out the regional landscape for app developers in terms of share, app install costs and app earnings. We also explored the OS landscape across regions. In this blog, we move forward and explore the <a href="http://www.inmobi.com/insights/download/whitepapers/inmobi-insights-the-state-of-app-downloads-and-monetization/" target="_blank">dynamics of a booming mobile app economy</a> - factors driving mobile app growth and it’s interconnectedness with smartphone adoption.</p><p>
	The story starts with smartphones, as it always does. For the first time ever, there are now more 
	<a href="http://www.bizjournals.com/prnewswire/press_releases/2014/10/06/NY30877" target="_blank">active mobile devices</a> than there are humans on the planet. About <a href="http://www.prnewswire.com/news-releases/global-smartphone-shipments-in-2014-total-1167b-with-samsung-and-apple-as-first-and-second-trendforce-reports-300022727.html" target="_blank">1.167 billion</a> smartphone devices were shipped last year, a year-on-year increase of 25.9%. With increasing competition amongst smartphone manufacturers, costs are being driven low and more is being offered for less. This, in turn, is driving growth in emerging markets, opening up a wider and eager audience for app developers.</p><p>
	Let’s look at how this impacts the app economy of countries around the world.</p><p>
	<strong>Smartphone Penetration and Install Growth</strong></p><p>
	<a href="https://twitter.com/intent/tweet?text=Countries+with+higher+smartphone+penetration+witnessed+one-third+the+install+growth+%40InMobi+http%3A%2F%2Finmo.bi%2FL18KH+http://ow.ly/i/a7pGe" target="_blank" title="Fastest Growing Markets"><img src="https://www.inmobi.com/ui/uploads/blog/FastestGrowingMarkets6.png" alt="Fastest Growing Markets"></a></p><p>
	Emerging countries such as the Philippines, Indonesia and Russia are the growing app install destinations of the world. These markets with their low smartphone penetration rate boast of an eager audience willing to explore and download mobile apps. This drives the install growth through the roof. Spurred by low cost smartphones, cheap mobile internet plans and an enthusiastic audience, these markets are golden for app developers.</p><p>
	<strong>Smartphone penetration and Cost Per Install (CPI)</strong></p><p>
	<a href="https://twitter.com/intent/tweet?text=Android+dominates+iOS+in+ad+impression+share+by+almost+2x+or+more+across+all+regions+%40InMobi+http%3A%2F%2Finmo.bi%2FL18KH+http://ow.ly/i/a7nfF+" target="_blank" title="CPI in Key Markets"><img src="https://www.inmobi.com/ui/uploads/blog/CPIInKeyMarkets5.png" alt="CPI in Key Markets"></a></p><p>
	Consequently, emerging markets with low smartphone penetration and high install growth will drive the CPI low due to the sheer volume of installs. It is cheaper to drive an app download in Indonesia or Malaysia as compared to USA or UK.</p><p>
	<strong>Per Capita Installs and CPI</strong></p><p>
	<a href="https://twitter.com/intent/tweet?text=Android+dominates+iOS+in+app+install+share+by+almost+2x+or+more+across+all+regions+%40InMobi+http%3A%2F%2Finmo.bi%2FL18KH+ http://ow.ly/i/a7pmu" target="_blank" title="Per Capita Installs by Markets"><img src="https://www.inmobi.com/ui/uploads/blog/PerCapitaInstallsbyMarkets5.png" alt="Per Capita Installs by Markets"></a></p><p>
	Similarly, countries with low smartphone penetration, low CPIs and high Install growths boast of high per capita installs. Being mobile first nations and relatively new to smartphones, mobile users in Indonesia, Malaysia and Philippines displayed a higher tendency to download apps. This is reflective of a relatively young smartphone nation eagerly consuming mobile content, much to the developer’s delight.</p><p>
	<strong>effective Cost Per Mile (eCPM) </strong><strong>and </strong><strong>Smartphone penetration</strong></p><p>
	<a href="https://twitter.com/intent/tweet?text=Countries+with+high+smartphone+penetration+witnessed+40%25+higher+eCPMs+%40InMobi+http%3A%2F%2Finmo.bi%2FL18KH+http://ow.ly/i/aaw3s" target="_blank" title="eCPM and Smartphone Penetration"><img src="https://www.inmobi.com/ui/uploads/blog/eCPMandSmartphonePenetration4.png" alt="eCPM and Smartphone Penetration"></a></p><p>
	However, currently the highest rewarding markets for app developers of the world are those with high smartphone penetration. These are typically mature markets where smartphones have been around for a while and users are now accustomed to mobile payments. As users willingly shop online - either through in-app purchases or otherwise, developers are rewarded through their apps. As emerging markets such as China and Russia move towards higher smartphone penetration, app developers will be rewarded with an enthusiastic, mobile-first audience looking to transact via mobile.</p><p>
	<strong>eCPM and CPI</strong></p><p>
	<a href="https://twitter.com/intent/tweet?text=Markets+with+higher+CPIs+offer+40%25+higher+eCPMs+%40InMobi+http%3A%2F%2Finmo.bi%2FL18KH+http://ow.ly/i/aaw4P" target="_blank" title="eCPM and CPI"><img src="https://www.inmobi.com/ui/uploads/blog/eCPMandCPI4.png" alt="eCPM and CPI"></a></p><p>
	As in life, things come a full circle on mobile too - eCPMs and CPIs are closely and directly related. Mature markets like the USA, UK, and Germany command high CPIs, and consequently, also reward app developers with higher eCPMs.  This stems from a user base willing to make more purchases through their mobile devices.</p><p>
	<strong>So where does this leave us?</strong></p><p>
	Growing mobile ad spend, increasing time spent on mobile apps, rising smartphone shipments and adoption are keenly driving mobile app growth. If ever there was a time for developers to up their game, it is now. Understanding the key metrics that influence market dynamics to hone your user acquisition and monetization strategy is the first basic step.</p><p>
	In the next blog of this series, we will explore the world as seen in Android and iOS. Which OS costs developers more? Who’s prefers one over the other? How much more can you expect to pay for a download over iOS and where?</p><p>
	For all this, and more, stay tuned for the next part in this series!</p><p>
	<a href="http://www.inmobi.com/insights/download/whitepapers/inmobi-insights-the-state-of-app-downloads-and-monetization/" target="_blank">Click here</a> to download the full report.</p><p>
	Interested in understanding more about this report and how it could impact your business? Reach out to our insights team at insights@inmobi.com.</p><p>
	<strong>You might also be interested in..</strong></p><p>
	<a href="http://www.inmobi.com/insights/download/whitepapers/the-state-of-mobile-app-downloads-q3-2014/" target="_blank">The State of Mobile App Downloads Q3, 2014</a></p><p>
	<a href="http://www.inmobi.com/insights/download/whitepapers/the-state-of-mobile-app-monetization-q3-2014/" target="_blank">The State of Mobile App Monetization Q3, 2014</a></p><p>
	<em>*CPI Index : All country CPIs are indexed to the global CPI on the network</em></p><p>
	<em>*eCPM Index : All country eCPMs are indexed to the global eCPM on the network</em></p>]]></description>
      <dc:subject><![CDATA[Consumer Research, In-App Monetization, Product and Technology, English (EN): inmobi.com,]]></dc:subject>
      
      <dc:creator><![CDATA[ Pooja Kalloor,  Sr. Insights Analyst  ]]></dc:creator>
      
      <dc:date>2015-04-16T17:30:00+00:00</dc:date>
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    <item>
      <title><![CDATA[Same Budget, But Better Results For Brand Campaigns With Mobile]]></title>
      <link>https://www.inmobi.com/blog/2015/04/16/same-budget-but-better-results-for-brand-campaigns-with-mobile/</link>
      <guid>https://www.inmobi.com/blog/2015/04/16/same-budget-but-better-results-for-brand-campaigns-with-mobile/</guid>
      <description><![CDATA[<p>
New research from the Mobile Marketing Association (MMA) demonstrates the relative value of investing in mobile as a marketing channel by studying real brand campaigns. InMobi is pleased to help sponsor MMA’s <a href="http://www.mmaglobal.com/documents/smox">Smart Mobile Cross Marketing Effectiveness Research</a>, or SMoX for short. This research examines the effectiveness of cross channel marketing to present findings that point to an optimized level of mobile spend that is proven to increase campaign ROI without increasing overall marketing budgets.</p><p>
As an example, MMA’s analysis of an <a href="http://www.mmaglobal.com/documents/smox">AT&T marketing campaign</a> for the Moto X is telling. The MMA reviewed AT&T’s media budget based on their goal to build brand awareness for the new device.</p><p>
<img src="https://lh3.googleusercontent.com/MEG1jesNebSFsXXjlzCBuu8k8c90tphwf7JBZqXhEoP0NQujgGXdrZ_qP_YpAgUjC5kF6XmbRBaPtEBGtINgrV_hkPX1dFHkJaR3kEz74NnU2_JIcyLfnGckOZBzjCIlp0Bwb7i0U9ZZ0WCd" width="624px;" height="188px;"></p><p>
The research found that while an overwhelming majority of the media budget was allocated to TV, it was mobile, which consumed just 1% of the campaign budget, that delivered nearly twice the impact per dollar spent, beating both TV and online desktop budgets handily.</p><p>
<img src="https://lh4.googleusercontent.com/wN9mCnUd_d36-2UCIZSaShQaDCPJ16eQSV_s-4QkEgGRhZX6e4YNhbFuOF7-0twoD1aojzUCAmrnTmCXkLQ6Js6T9w5DzIEmSw8a1Rt_c-DuPaQI-uJ8RA81mFq3vCTF-ISdk3pXLxxysjno" width="624px;" height="283px;"></p><p>
What’s more, the study found that the optimal allocation of budgets for mobile should have been 16%, based on impact, compared to the actual 1%.</p><p>
<img src="https://lh4.googleusercontent.com/ARf7dcjAlnTM1t3LQXtDRtwVT_v8ja26n0bqDX9F76K34eyyjMqNJ14gb7ao3splNucG4joGb3yh-0_MDSCYtjdlvQ-YyjeDdcMQrqTYa7EpTTJgKqhIQb7_zbmEEJrH8adzU8weHwlRv75v" width="624px;" height="227px;"></p><p>
While 16% may not sound extremely impressive, MMA’s analysis reveals that reallocating the budget with an eye towards mobile’s effectiveness would have changed the attitudes of an additional 2.5 million people - nearly the population of the city of Chicago - and raised awareness for the new Moto X by +12% - all for the same budget.</p><p>
As a participant in developing this research with the MMA, InMobi is thrilled to see our passion for mobile confirmed by these findings. InMobi’s brand campaigns have realized similar results and make a clear case for mobile’s outsized importance in the media mix. Another example is a rich media campaign for <a href="http://www.inmobi.com/resources/case-study/McDonalds_FAB_QSR_INSEA-Thailand-InMobi_Brands_Case_Study.pdf">McDonald’s in Thailand</a> that saw more than 4.7 million impressions with a 68% engagement rate. Consumers spent an average of 2.54 minutes interacting with the ad on mobile, significantly increasing brand lift for McDonald’s in Thailand.</p><p>
As the MMA continues to study the importance of mobile in cross-channel marketing, we’re excitedly awaiting the results that will continue to define and direct the way mobile is perceived for brand marketing.</p><p>
<em>For more information, please check out <a href="http://www.mmaglobal.com/smoxroadshow">http://www.mmaglobal.com/smoxroadshow</a> or <a href="http://www.inmobi.com"> http://www.inmobi.com</a> </em></p>]]></description>
      <dc:subject><![CDATA[Advertising, Products &amp; Tools, English (EN): inmobi.com,]]></dc:subject>
      
      <dc:creator><![CDATA[ Ramya Rajan  ]]></dc:creator>
      
      <dc:date>2015-04-16T05:17:00+00:00</dc:date>
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      <title><![CDATA[Mobile Native: From Today’s Challenges To Tomorrow’s Possibilities]]></title>
      <link>https://www.inmobi.com/blog/2015/04/06/mobile-native-from-todays-challenges-to-tomorrows-possibilities/</link>
      <guid>https://www.inmobi.com/blog/2015/04/06/mobile-native-from-todays-challenges-to-tomorrows-possibilities/</guid>
      <description><![CDATA[<p><strong>This article by InMobi was first seen on </strong><a href="http://emergingspaces.co.uk/mobile-native-from-todays-challenges-to-tomorrows-possibilities/?utm_content=buffer8a7cc&amp;utm_medium=social&amp;utm_source=twitter.com&amp;utm_campaign=buffer" target="">Emerging Spaces</a><strong>, the content hub of the Starcom Mediavest Group. </strong></p>

<p><em>&ldquo;Nobody reads advertising. People read what they want to read and sometimes, it is an ad</em>&rdquo; - Howard Luck Gossage, the &lsquo;Advertising Socrates of San Francisco&rsquo;, 1969.</p>

<p>This path-breaking line of thought surfaced as &lsquo;native advertising&rsquo; last year, and evolved from an ad world catchphrase to establishing itself in every marketer&rsquo;s agenda. Innovative native platforms now give publishers a seamless way to merge advertising with content, and several pieces of research have corroborated publishers&rsquo; confidence by detailing the effectiveness of native advertising. In short, the odds of native advertising at scale arriving soon <a href="https://www.inmobi.com/blog/2015/01/07/seven-mobile-trends-that-brand-marketers-cant-ignore-in-2015">look very good</a>. However, there are many challenges that need to be overcome if native advertising on mobile is to deliver on its promise.</p>

<p><strong>Shared Definition of Native on Mobile</strong></p>

<p>A burning issue is the need for a clear shared definition of native advertising on mobile. Is native on mobile an ad unit that mimics the form and function of an app or the mobile web? Is it custom content that suits editorial content? Possibly, user-generated content? Should mobile native be based on content, context, or both?</p>

<p>InMobi research on the <a href="http://www.inmobi.com/insights/download/whitepapers/marketer-and-publisher-perceptions-native-advertising-on-mobile/" target="">marketer perceptions of mobile native advertising in 2015</a> revealed what we had suspected all along - advertisers, along with publishers and ad platforms, are divided on the definition of mobile native.</p>

<p><img height="351px;" src="https://lh4.googleusercontent.com/ggM8w3VyRSPXpBBwu2JmjRCxWGmIX1mVxxSlCf13YFuY1hA5qfh4X2zTueXm9y7OfCfe24Cf0BLNAPU2x0YVFNqJWt6xFtQsnWr4fkgQ0OxBqUz_m2zEh9rBOFzoq9icvXAuiVY" width="624px;" /></p>

<p>While 36% of brand marketers surveyed use native, a disturbingly large segment, 62%, lack clarity on how to implement native advertising in real-world mobile campaigns despite knowing the term and understanding the concept.</p>

<p>Given this context, native on mobile is best viewed as an evolving format. This format is essentially brand messaging that fully becomes part of the user context. While this is currently achieved by matching the form and function of the user experience, the native of tomorrow is set to go beyond and completely merge with editorial content. During this process, brand advertisers will have to grapple with several tradeoffs. Creating long-form editorial content for publishers will allow native on mobile to truly resemble useful content for users, but will also involve significant effort and the presence of an advertorial team.</p>

<p><strong>Delivering Native Ads at Scale</strong></p>

<p>The lack of scale is often viewed as a limiting factor for mobile native advertising. Native needs to cater to several publisher app layouts and maintain uniform implementation. Additionally, it must keep up with the furiously rapid pace of innovation that wants to incorporate video and rich media. Brand marketers also need to find a balance between the creative control that they would like to exhibit, and the publisher&rsquo;s right to control the ad&rsquo;s look and feel.</p>

<p>Both ad technology and ad networks will have to provide high-scale implementation, along with high liquidity of creative assets, to enable a single set that can scale across publishers, devices, and manufacturers. Advertisers will need options for a wide variety of layouts on every app type, along with platforms that allow publishers to retain creative control of the ad unit, while allowing advertisers to easily customize creative elements.</p>

<p>For true scale, native can be enabled via programmatic buying to present more avenues for brands to reach publishers. Several technology platforms, like the <a href="http://www.inmobi.com/ui/uploads/resources/InMobi_Native_Ads.pdf">InMobi Native Ads</a> platform enabled on <a href="http://www.inmobi.com/exchange/advertiser/">InMobi Exchange</a>, address concerns about scale by implementing all of these measures.</p>

<p><strong>Tomorrow&rsquo;s Possibilities with Native on Mobile</strong></p>

<p>Native ads are all about being non-intrusive and allowing users to naturally &lsquo;discover&rsquo; information. In addition, native on mobile is rapidly transforming into a future-proof tool for mobile marketing. Publishers will eventually make native on mobile their primary axis for monetization, while adding elements of video and rich media to fully imbibe and enhance the fundamental features of an app&rsquo;s experience.</p>

<p>Just as users share content on social media today, they will be able to share ads, or listen to audio ads on music apps in the near future. The future of native on mobile tomorrow could also look just like long-form sponsored content that users would enjoy reading. Users will enjoy location-based native ads that show information about a local store&rsquo;s offers while they browse a location app. Mobile native might attain the shape of spot messaging, such as an ad on a snapchat-like environment that vanishes once seen. On a frigidly cold day, weather-based &lsquo;smart&rsquo; native ads will nudge users to a hot drink at nearby coffee shop. Native on mobile can even be reimagined as an audio ad within a music app&rsquo;s playlist, potentially in the same music category.</p>

<p><img height="468px;" src="https://lh5.googleusercontent.com/JAqWMbdPsfPgSRjtiAwL8FIBIEbYMo8ugk48Zjg6gK3l77ApuLHvVu-dDTD5BRhq3pZMceHyVehmTXb9J8mDmybhCQ7G33e-MrqKEsb7qkMbrfESoVDcC8DqjAdx_cq2iO_1XhM" width="624px;" /></p>

<p><img height="468px;" src="https://lh3.googleusercontent.com/5Oui0RAH0Vv4QmbggBFYnFojY6HWLuDEE3nO6wA0w6vH0M0kTfL05I1OAxovKpJjF5m1f_I-1QE4muMGCwkIcI0zBXK-QSegPM-vLDsCxcmHKKEyAwp5FZzpfz2PXKKUsmlunm4" width="624px;" /></p>

<p>In all these ways, native on mobile can truly imbibe not just the form and function of the app, but also seamlessly reflect the same user experience. The future of native on mobile will not only preserve user experience on mobile, but also enhance it with useful contextual information that delights users.</p>

<p>Native on mobile has already been graciously welcomed by brand marketers and clearly holds exciting possibilities for the future. By making important tradeoffs, brands can effectively whiz past the few challenges that this innovative format brings, to delight consumers, drive engagement, and change the way advertising is perceived.</p>]]></description>
      <dc:subject><![CDATA[Advertising, Products &amp; Tools, English (EN): inmobi.com,]]></dc:subject>
      
      <dc:creator><![CDATA[ Ramya Rajan  ]]></dc:creator>
      
      <dc:date>2015-04-06T11:53:00+00:00</dc:date>
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    <item>
      <title><![CDATA[InMobi Insights : The State of App Downloads and Monetization]]></title>
      <link>https://www.inmobi.com/blog/2015/04/01/inmobi-insights-the-state-of-app-downloads-and-monetization/</link>
      <guid>https://www.inmobi.com/blog/2015/04/01/inmobi-insights-the-state-of-app-downloads-and-monetization/</guid>
      <description><![CDATA[<p>
	With 2.6 million
	<sup>[1]</sup> apps available and 150<sup>[2]</sup> billion app downloads, Apple’s App Store and Google’s Play Store have come a long way since their 2008 launch. With more developers than ever before and smartphone penetration on a rise in emerging and developing countries, the mobile economy is booming.</p><p>
	As developers pursue user acquisition and monetization strategies, many questions need answering. Which countries are driving growth? Which markets download the most? What OS has the majority market share, and who earns developers the most?</p><p>
	The latest InMobi report, 
	<a href="http://www.inmobi.com/insights/download/whitepapers/inmobi-insights-the-state-of-app-downloads-and-monetization/" target="_blank">State of App Downloads and Monetization</a>, based on InMobi Network research from 2014, answers these questions, and many more. Here, we present some interesting patterns and insights.</p><p>
	<strong>Regionally Your’s: Market Shares, Costs, and Earnings by Geo </strong></p><p style="width:48%;float:left; margin-right:4%;">
	<img src="https://www.inmobi.com/ui/uploads/blog/RegionalShareofImpressionsnInstalls1.png"></p><p style="width:48%;float:left;">
	<img src="https://www.inmobi.com/ui/uploads/blog/CPIneCPMsbyRegions.png"></p><p style="clear:both;"></p><p>
	The developing Asia Pacific region had the largest shares of both ad impressions (49%) and app installs (47%), followed by North America. Also, the latter region continued to be the land of both the highest earnings (eCPM) and costs (CPI), closely followed by Europe.</p><p>
	World-wide, ad impressions grew by 62% and app installs by 28%. Asia Pacific expanded its already-large user base and witnessed positive growth in both ad impressions and app installs. Europe, however, did see a decline in app installs, and Africa, in ad impressions.</p><p>
	The key to garnering high app installs as well as great eCPMs is  for developers to strike a balance between mature First World markets, and the buoyant, developing markets of Asia Pacific, the Middle East, and Latin America.</p><p>
	<strong>Of Android and iOS</strong></p><p style="width:48%;float:left; margin-right:4%;">
	<img src="https://www.inmobi.com/ui/uploads/blog/OSShareofImpressionsnInstallsbyRegions4.png"></p><p style="width:48%;float:left;">
	<img src="https://www.inmobi.com/ui/uploads/blog/CPIneCPMsbyOSinRegions11.png"></p><p style="clear:both;"></p><p>
	Android continued to rule the ad impressions and app installs market, especially in Latin America (87% share) and Asia Pacific (66% share). App developers earned the most from iOS apps all around the world, especially in North America and Europe. But, to modify Stan Lee’s famous quote, with with great earnings come great costs. Not surprisingly, iOS apps in North America and Europe also saw the highest install costs.</p><p>
	Android is already a powerhouse with a wide user base. But the reach of high-monetizing iOS can only increase from now. Only time will tell how this duopoly will play out</p><p>
	<strong>Stay Tuned!</strong></p><p>
	In part one of this series, we saw that 2014 was year that clearly cemented iOS as the top-earning platform for developers, despite Android phones outselling their Apple counterparts. We also saw that the North America region earned developers the most (and also cost them the most). But developing regions began to flex their muscles. The unsaturated, cheaper markets of Asia Pacific, Africa, and Latin America have tremendous untapped potential.</p><p>
	But how should developers go about doing this? What are the key metrics to consider when looking to monetize? In other words, how do the dynamics of the app economy work? For all this, and more, stay tuned for the <a href="http://www.inmobi.com/blog/2015/04/16/inmobi-insights-the-dynamics-of-a-booming-app-economy" target="_blank">next part in this series</a>!</p><p>
	<a href="http://www.inmobi.com/insights/download/whitepapers/inmobi-insights-the-state-of-app-downloads-and-monetization/" target="_blank">Click here</a> to start the Insights journey with our report.</p><p>
	Interested in understanding more about this report and how it could impact your business? Reach out to our insights team at 
	<a href="mailto:insights@inmobi.com" target="">insights@inmobi.com</a>.</p><p>
<strong>You might also be interested in..</strong></p><p>
	<a href="http://www.inmobi.com/insights/download/whitepapers/the-state-of-mobile-app-downloads-q3-2014/" target="_blank">The State of Mobile App Downloads Q3, 2014</a></p><p>
	<a href="http://www.inmobi.com/insights/download/whitepapers/the-state-of-mobile-app-monetization-q3-2014/" target="_blank">The State of Mobile App Monetization Q3, 2014</a></p><p>
	<em><sup>[1], [2]</sup> Data from Google's I/O and Apple's WWDC 2014</em></p>]]></description>
      <dc:subject><![CDATA[Consumer Research, In-App Monetization, Product and Technology, English (EN): inmobi.com,]]></dc:subject>
      
      <dc:creator><![CDATA[ Pooja Kalloor,  Sr. Insights Analyst  ]]></dc:creator>
      
      <dc:date>2015-04-01T08:14:00+00:00</dc:date>
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    <item>
      <title><![CDATA[InMobi Native Ads On South Korea’s #1 Social Network Platform ]]></title>
      <link>https://www.inmobi.com/blog/2015/03/30/inmobi-native-ads-on-south-koreas-1-social-network-platform/</link>
      <guid>https://www.inmobi.com/blog/2015/03/30/inmobi-native-ads-on-south-koreas-1-social-network-platform/</guid>
      <description><![CDATA[<p><img src="https://lh4.googleusercontent.com/9BtNNzoxJ7alserUj1ZEXOVJ6VvzvEb3ewtse0liL6pNaKmWHAgIFUpN-mzUHrdI0yfBDoQkRO3zEPnsSUDLd5vBvTG-tytU9tgl2AkpB5-6-bEof_9gYIiF-WxJXc45kHdtRMU" width="624px;" height="249px;" alt="inmobi-kakao_blog.jpg"></p><p>Native advertising is all the rage across the world. And in the land of the world’s highest smartphone penetration and the fastest average internet connection speed, native advertising has been adopted as the key monetization solution for South Korea’s number one social network, KakaoStory. KakaoStory is a photo sharing social networking service launched by KakaoTalk, the messenger app installed on 98% of the Korean population’s smartphones. KakaoStory remains the most popular SNS app among South Koreans with 55 million users, with a dominant user base of females in their teens to 40s. </p><p>The native ad slot on this top ranking app is strategically positioned on the third, fourth or fifth feed and has been adopted by a wide range of advertisers with different goals from app download to brand engagement. We’re excited to announce the beginning of InMobi’s partnership with KakaoStory Performance Advertising. InMobi Native Ads, an innovative native advertising platform supercharged with numerous targeting capabilities, has been integrated with KakaoStory Performance Advertising effective March 1st, 2015. With this partnership, advertisers can now benefit from the powerful targeting technology only offered by InMobi when they choose to run campaigns on KakaoStory. </p><p>From <a href="http://www.inmobi.com/ui/uploads/resources/InMobi_Audience_Personas.pdf">Audience Personas</a> to <a href="http://www.inmobi.com/ui/uploads/resources/Appographic_Targeting_Brochure_v7_WB.pdf">Appographic targeting</a>, InMobi enables brands and app developers to reach their target audience at maximum efficiency. And for the 55 million users of KakaoStory, this means being able to see ads that are more relevant to their interests and needs. While InMobi Native Ads has been proven to produce 3X or higher click-through-rates than standard banner units, we are anticipating an even more intense synergy effect between the product’s targeting capabilities and the non-intrusive ad experience on KakaoStory. </p><p>This partnership marks a giant leap towards a future where native advertising thrives in the South Korean mobile ad scene like never before. </p><p>Interested in advertising with InMobi Native Ads on KakaoStory? </p><p>Contact us at <a href="mailto:kr-proposal@inmobi.com">kr-proposal@inmobi.com</a></p>]]></description>
      <dc:subject><![CDATA[Acquiring New Users, Advertising, Announcements, Products &amp; Tools, English (EN): inmobi.com,]]></dc:subject>
      
      <dc:creator><![CDATA[ Joyce Cho  ]]></dc:creator>
      
      <dc:date>2015-03-30T06:46:00+00:00</dc:date>
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    <item>
      <title><![CDATA[Launching InMobi Appographic Targeting™]]></title>
      <link>https://www.inmobi.com/blog/2015/03/11/launching-inmobi-appographic-targeting/</link>
      <guid>https://www.inmobi.com/blog/2015/03/11/launching-inmobi-appographic-targeting/</guid>
      <description><![CDATA[<p>Over the last two years, we sought out and met hundreds of app developers across the world to ask them two simple questions - “How would you describe your app?” and “Who is this app designed for?”</p><p>While the specifics vary, the responses’ structure was almost always a variant of the following sentences:  </p><ul>
<li>“Have you used app A? It’s kind of like that, but with X being a key differentiating concept”</li><li>“It’s an app that lets users do XYZ”</li><li>“The audience for this app is very similar to the audience of app A”</li><li>“Users who play Game A and Game B will love my app”</li></ul><p>Very rarely have we heard an app developer describe their app in terms of app store categories, and almost never in terms of a demographic or a location. </p><p>As humans, we tend to relate to new things in terms of something we already know, which helps us anchor new experiences. This translates to how people perceive apps, as well, where app definitions and potential audiences are referenced in terms of other apps, with a few key differentiators.</p><p>This is where the core insight for Appographic Targeting™ emerges. Users and app developers have a common language of evaluating and developing new apps - the language of how apps are described in terms of key functional, design and interactive elements  that appear in those apps and similar apps. This language, like any other language, has a fascinating alphabet, syntax, and grammar; and Appographic Targeting™ understands and uses it to create one of the most powerful targeting tools in the mobile advertising industry. </p><p>At the centre of Appographic Targeting™ is our own understanding of the key elements that apps are built on.</p><p><img src="https://lh6.googleusercontent.com/J-65Griky36Aqi2cNmtumBT9S-s1T8TwbWvxBB3Gcti-UMj-Ablk1NyPSCV4ENfgNcuse_Fr_blZwtBwVrKfY1zNLrp30Uofuoa2oll1P-hHVrw9kKNPOFvIH2PrEzw75vHbOXM" width="624px;" height="303px;" alt="Screen Shot 2015-03-06 at 11.09.02 pm.png"></p><p>Our app analysis tool identified these core elements for the top 10,000 apps and games across iOS and Android. Then, our team of in-house app analysts curated 200 key elements that form the alphabet of the language that ties apps with each other, a language that  has the power to define any app or game out there in the world in terms of these elements. </p><p>Combined with the huge volumes of app engagement data being generated by our 1billion-unique-devices-strong network, suddenly, the scale of our insight on what apps work for which users became larger than ever.</p><p><img src="https://lh6.googleusercontent.com/FE_bRpxgYgEcprcDX7epKxXeqF_46g8KD0ph1wYIu9LpM5IcmI3Jegi9Ah82M67YxvW3QoaXShA0emxzLSJDgua6MrCBxO7Pwyje0Kyg06hxgaIl_3K0eIa-_XrUtoD19GgXVdY" width="624px;" height="315px;" alt="Screen Shot 2015-03-06 at 11.09.15 pm.png"></p><p>All of these insights are now at your disposal in a really simple-to-use selfserve interface. Just enter your App Store or Play Store URL and select Appographic Targeting™ as your audience targeting. We automatically recommend key Appographic Segments relevant to your app, based on key elements that we believe anchor and differentiate your app. Users who are known to appreciate these elements in other apps are most likely to become the highest LTV (Life Time Value) users for your app.</p><p><img src="https://lh5.googleusercontent.com/BF5iUJErbLsgxdHWaKz9n2VWmHosT81aaYJ9qVyh-edH1qkFAMS9pMbfFS-lxIqfVQnjtMQaQDTw2K8K-5qhM6_aBU2csigY_Tykx5_pba6eO2TAyjq_N90Ke6uZkg3Kr0HFEWA" width="624px;" height="323px;"></p><p>More than 50 tests with the world’s largest app developers have shown amazing results for Appographic Targeting™, with up to 72% higher install rates and 30% higher user LTV.</p><p><img src="https://lh3.googleusercontent.com/UtvWcke9eXFNOCgvP6YahGs1yIjU99-vt_F02notjZ94l_upvdyY8vqKprJOAXZXYvAgSA9sSSy00YMl1Jt44-f4R4TOz6WY5DxddBcnb3HZx8E7_CLSRwGGax2nSgkZ0-Erako" width="440px;" height="154px;" alt="Screen Shot 2015-03-04 at 4.49.08 pm.png"></p><p>We believe we’ve created one of the most powerful and relevant mobile-first targeting techniques for app install ads. To find the perfect audience for your app, give InMobi Appographic Targeting™ a try at <a href="http://www.inmobi.com/app-install">www.inmobi.com/app-install</a>.</p>]]></description>
      <dc:subject><![CDATA[Advertising, Announcements, Consumer Research, Engineering, Inside InMobi, Media Consumption &amp; Trends, Product and Technology, Products &amp; Tools, English (EN): inmobi.com,]]></dc:subject>
      
      <dc:creator><![CDATA[ Abhishek Bapna  ]]></dc:creator>
      
      <dc:date>2015-03-11T06:21:00+00:00</dc:date>
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    <item>
      <title><![CDATA[Ad Club NY Leaders Have Their Say On The Most Important Mobile Trends This Year]]></title>
      <link>https://www.inmobi.com/blog/2015/03/11/ad-club-leaders-have-their-say-on-the-most-important-mobile-trends-this-yea/</link>
      <guid>https://www.inmobi.com/blog/2015/03/11/ad-club-leaders-have-their-say-on-the-most-important-mobile-trends-this-yea/</guid>
      <description><![CDATA[<p>
Last week, the world of mobile was on show at Mobile World Congress in Barcelona. For a timely trend watch, the AD Club reached out to leaders and members for their views on the most important mobile trends in 2015. InMobi’s Head of Marketing in North America, Rick Jones (
	<a href="https://twitter.com/rickjonestweets"><strong>@rickjonestweets</strong></a>) talked about the significant changes we can expect to see in mobile viewing behaviour and consumer engagement.</p><p>
	<img src="https://lh4.googleusercontent.com/GKWRMfEKdWrAmOztKzodZA0S4x5ccS61FO23uGtgyfPhUecyNg4kxg7k3K3p2WB_fUWrEaV9XnLq0-MgizmFe1s1rAH672HG30IU0RnYpfq3evNmiX65oAlZfk3iiGSwas2Pq1M" style="width: 254px;" margin:0="" auto;”="" align="middle;"></p><p>
	<em>"We will undoubtedly see amazing new mobile capabilities introduced in 2015, but the bigger trends may be how mobile viewing behavior and using mobile devices as a portal for just about everything continue to change how consumers engage with the world. As advertisers, we will find that mobile native advertising – where the ad fits in naturally with the form and function of the surrounding user experience – becomes more standard and measurably increases engagement with our campaigns. And as native mobile becomes increasingly available for both direct as well as programmatic buys, marketers are likely to consider experimenting more broadly with this evolving ad format thus helping it to develop even faster.”</em></p><p>
Advertisers must also keep an eye on snack-able mobile content, payments, performance, privacy, UX, and interconnectivity, as these trends are slated to hit every marketer's agenda in the coming months. Check out everyone’s views on this important topic 
	<a href="https://adclubny.wordpress.com/2015/03/05/ad-club-leaders-most-important-mobile-trends-to-watch-in-2015/">here</a>.</p>]]></description>
      <dc:subject><![CDATA[Advertising, Consumer Research, Events, English (EN): inmobi.com,]]></dc:subject>
      
      <dc:creator><![CDATA[ Ramya Rajan  ]]></dc:creator>
      
      <dc:date>2015-03-11T06:09:00+00:00</dc:date>
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    <item>
      <title><![CDATA[5 Ways In Which The World Will Change For App Developers in 2015]]></title>
      <link>https://www.inmobi.com/blog/2015/01/19/5-ways-in-which-the-world-will-change-for-app-developers-in-2015/</link>
      <guid>https://www.inmobi.com/blog/2015/01/19/5-ways-in-which-the-world-will-change-for-app-developers-in-2015/</guid>
      <description><![CDATA[<p>While the iOS App Store generated <a href="http://www.apple.com/pr/library/2015/01/08App-Store-Rings-in-2015-with-New-Records.html">over $10 billion in revenue</a> for developers in 2014, this money was spread thin - the number of apps <a href="http://blog.appfigures.com/app-stores-growth-accelerates-in-2014/">grew by over 50%</a> last year. The ever-changing developer ecosystem has created significant opportunities as well as threats for developers. Here is my list of the five critical changes that 2015 is poised to bring. I hope this helps you use these trends to your benefit this year!</p>

<h4>1. 2015 will see the first few popular apps for wearables, and a lot of debate.</h4>

<p>Wearables were the most heavily talked about gadgets in 2014. The launch of the Apple Watch will further channel interest in wearables, with Apple&rsquo;s history of enabling an entire ecosystem around its products. With its launch in 2015, apps for Apple Watch will quickly follow. So will the debate on advertising and UX. It is unlikely that this debate will be settled in 2015.</p>

<h4>2. ASO will be the new SEO</h4>

<p>Getting your dream app discovered has always been a challenge, with close to 3 million apps on the App Store. Crowded app stores are on the same path as Google Search, in implementing sophisticated search algorithms to make sense of all the complexity. App developers, like Webmasters, will not be far behind, with their White and Black Hat ASO techniques. Some people will get really good at it, and businesses will be built. Overall, advanced ASO will become critical to the success of an app.</p>

<h4>3. Users preferences and controls will overwhelmingly determine ad targeting</h4>

<p>2015 will see the decline of in-app ad targeting based only on basic features such as device, operating systems and location. Targeting will grow to be determined by actual user preferences and controls. Innovations such as <a href="http://venturebeat.com/2014/10/16/inmobi-will-drop-game-changing-appographic-targeting-tracking-tool-next-month/">app-interest based targeting</a> will drive app discovery.</p>

<h4>4. The enterprising indie dev will consistently trump large studios</h4>

<p>Large game studios have found it difficult to replicate early successful titles (think Zynga, Rovio, King.com, among others), despite their deep pockets. On the other hand, we have seen the <a href="http://www.developereconomics.com/report/disappearing-middle-class-app-developers/">developer poverty-line strongly establishing itself</a>. But indie games such as Monument Valley, Smash Hit, 80 Days and Papers,Please have become very successful through creative gameplay and stunning design. This does not need huge investments or established franchises - only fresh ideas and creative execution.</p>

<h4>5. Video ads for app marketing will establish dominance</h4>

<p>With the introduction of video previews in app stores and video ads in social media, 2015 will see increased adoption of video for app marketing. Similar to the popular movie trailers, game preview will help create enthusiasm surrounding the game&rsquo;s characters, features and graphics. Video not only performs better when compared with other ad formats, but also attracts high value users According an <a href="https://www.inmobi.com/blog/2014/12/26/users-acquired-through-video-ads-deliver-higher-LTV">InMobi study</a>, video ads are expected to deliver higher quality users as compared to other ad formats like static interstitials.</p>

<p>I wish you a very &ldquo;Appy New Year&rdquo; and hope you&rsquo;ll have a fun and successful year!</p>]]></description>
      <dc:subject><![CDATA[In-App Monetization, Media Consumption &amp; Trends, English (EN): inmobi.com,]]></dc:subject>
      
      <dc:creator><![CDATA[ Shamala DN  ]]></dc:creator>
      
      <dc:date>2015-01-19T07:52:00+00:00</dc:date>
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    <item>
      <title><![CDATA[4 Legal Aspects You Need To Be Aware Of When Developing A Mobile App]]></title>
      <link>https://www.inmobi.com/blog/2015/01/19/4-legal-aspects-you-need-to-be-aware-of-when-developing-a-mobile-app/</link>
      <guid>https://www.inmobi.com/blog/2015/01/19/4-legal-aspects-you-need-to-be-aware-of-when-developing-a-mobile-app/</guid>
      <description><![CDATA[<p>App development presents many of the same issues involved in other software development initiatives. However there are particular confidentiality, intellectual property, privacy  and distribution considerations that should be kept in mind when developing a mobile app.</p><p><strong>1. Confidentiality : Protect your ideas before you are ready to announce them to the world</strong></p><p>The tech industry is constantly breaking new boundaries and everyday people are thinking of new and innovative ideas. Consequently, confidentiality issues become paramount in order to stop others from poaching ideas or intellectual property. </p><p>In app development, confidentiality issues will arise when you commission the services of third parties, such as designers or copywriters, whose skills are crucial to the success of your app. These third parties will need to understand your app in order to effectively assist you, but you will want to make sure that they keep all related information secret. The most effective way of ensuring confidentiality is to require them to sign an NDA (non-disclosure agreement) and reiterate the importance of not disclosing any sensitive information about the project. You can’t guarantee that a third party won’t steal your information, but a formal NDA is the best way to prevent against such occurrence.</p><p><strong>2. Intellectual Property - Protect your IP and respect other’s</strong></p><p>Intellectual property (“IP”) refers to all work that is created in the process of developing and promoting your app – for example the source code, designs, graphics, app name, app logo, and any copy within the app would all be considered IP. Intellectual Property considerations are fundamental to building a successful app.</p><p>You need to be aware of (i) protecting your app’s IP against competitors, (ii) ensuring you actually own the IP created in the development of your app and (iii) ensuring that you do not infringe the IP of a third party. </p><p><em>Protecting your app’s IP against use by competitors:</em></p><p>You should register all IP created in the development of your app with relevant IP registration bodies. Several ‘components’ of the app, including its original software code, content and designs may qualify for <a href="http://us.practicallaw.com/5-501-4872">copyright</a> protection. A process or method embodied in an app may be <a href="http://us.practicallaw.com/0-502-3398">patentable</a>. The app's name and any logo may qualify for <a href="http://us.practicallaw.com/4-501-4858">trademark</a> protection.</p><p>Once you have registered these rights, you are entitled to bring a claim against a third party if they start to use any of the same. </p><p><em>Ensuring you own your app’s IP: </em></p><p>If you are outsourcing any services from third parties (such as designers), it is essential that both parties sign a legal document called an “IP Assignment”. This document will ensure that all work created by these third parties is assigned to you, and will go far to prevent any disputes further down the line over who owns what. </p><p><em>Ensuring you are not infringing the IP of a third-party: </em></p><p>Before you start building your app it is advisable to carry out a check with relevant IP registries to check that . If you use someone else’s registered trademark, they can bring a claim against you. </p><p>If your app involves use of IP owned by others (for example music or graphics) you must conduct appropriate rights clearance to evaluate whether you need a license to use it. You should make sure that such license covers the correct territory, distribution platform and device type relevant to your app.</p><p><strong>3. Privacy: Ensure that you do not breach your user’s trust</strong></p><p>Users place an implicit trust in you when they install your app on their mobile devices. You need to ensure that you do not violate their trust. </p><p>Privacy is a fundamental legal consideration to bear in mind when developing a mobile app. Failure to comply with privacy regulations can have devastating consequences on your business. You should ensure that your app contains a comprehensive, clear and accessible privacy policy. </p><p>Any time you collect “<a href="http://en.wikipedia.org/wiki/Personally_identifiable_information">personally identifiable information</a>” (PII) from your users, you must exercise particular caution. PII includes, to name but a few, names, emails, phone numbers, addresses, dates of birth and locations. If your app collects this data in any way, you should have a privacy policy that accurately and fully discloses how this data is collected and used, to whom is it disclosed and how it is stored. </p><p>There are very strict privacy requirements under the <a href="http://www.coppa.org/">Children’s Online Privacy Protection Act</a> (COPPA) which specifically deals with apps that are likely to attract children under the age of 13 as users and that collect PII from them.</p><p><strong>4. Distribution: Comprehend and comply with rules laid down by app stores and other platforms</strong></p><p>Once you’ve built your app you need to choose the best channels through which your target audience can access it. Platform providers/app stores vary in their requirements and often require you to follow particular compliance policies. For example, many platforms and app stores specify particular terms that must be included in an end user agreement with users of an app. Some platforms and app stores will require insurance for liability coverage. Furthermore, platforms and app stores are likely to be able to alter their terms at any time, and state that the app must comply with such conditions at all times.</p><p>Note that if you are charging a fee for your app there may be additional obligations that you need to consider. </p><p>It is great to be aware of these key considerations when building your app, but there is a lot of detail involved in each, and many other issues that may need to be considered in order to ensure your app’s longevity and success. Ideally we would recommend consulting a lawyer specializing in the technology sector to ensure that you are totally fully protected and your app is legally sound. Taking care of these legal aspects will make sure that you have a relatively hassle-free path to mobile app success. Happy hacking!</p><p>About the author:</p><p>Sophie is the Legal Counsel for EMEA at InMobi</p>]]></description>
      <dc:subject><![CDATA[Product and Technology, English (EN): inmobi.com,]]></dc:subject>
      
      <dc:creator><![CDATA[ Sophie Thompson  ]]></dc:creator>
      
      <dc:date>2015-01-19T05:12:00+00:00</dc:date>
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    <item>
      <title><![CDATA[11 Tips That Will Increase Your App Retargeting ROI ]]></title>
      <link>https://www.inmobi.com/blog/2015/01/15/11-tips-that-will-increase-your-app-retargeting-roi/</link>
      <guid>https://www.inmobi.com/blog/2015/01/15/11-tips-that-will-increase-your-app-retargeting-roi/</guid>
      <description><![CDATA[<p>Have you ever noticed those ads that pop up just as you were thinking about the service/product they promote? How about the ads that start showing up on every website or app you use to the point of being annoying?</p><p>Retargeting ads have become pretty common with many marketers turning to them to get more sales, engagement and installs. This also means that there are some great marketers running optimized retargeting campaigns … and then there are some that are not so great.</p><p>So what do you need to know in order to run amazing retargeting campaigns for your mobile app?</p><h2>Understand How Mobile is Different</h2><p>Retargeting for desktop is already a mature form a marketing. It’s also very simple - visitor visits your site, retargeting cookie is added to the visitor’s browser, ads start following the visitor as he browses.</p><p>Mobile is a little different. For starters, cookies are rarely used to identify the visitor since they don’t work with apps. Most identification is done through the device or using an ad tracking platform like <a href="http://appsflyer.com">AppsFlyer</a>.</p><h2>Mobile Retargeting Use Cases</h2><p>Mobile retargeting is used most often for the following 3 scenarios:</p><ol>
<li>Get mobile users to install an app</li><li>Get app users to start using an installed app again</li><li>Get app users to make in-app purchases</li></ol><h2>How to Run a Great Mobile App Retargeting Campaign</h2><p>Here are 11 tips to help you create amazing retargeting campaigns for your mobile app:</p><h3>1. Segment Your Audience</h3><p>The people using your app have very different profiles based on demographics, how and why they downloaded your app, how often they use your app, etc. Each user has his or her own needs and expectations, so putting everyone into the same campaign with the same messaging and goals doesn’t make sense.</p><p>To get better campaign performance, try segmenting your retargeting campaigns by where users are in the purchase or app lifecycle.</p><p><img src="https://lh4.googleusercontent.com/4CMqCtqnSC3hfRnJlbqB4gnPltPb-1dOn5BtUUBjNUlVdOLH5TkA1zPA5N6WCWxdnyubwG998jd_9WnDO7wmGOvL-fjkLpIb3LC5_shfzUS2v1Fs442Aq9hTk_ijoe1bog" width="389px;" height="249px;"><br>Mobile app purchase lifecycle via <a href="http://www.xoriant.com/blog/mobile-application-development/role-of-the-purchase-lifecycle-while-developing-mobile-apps.html">Xoriant</a></p><h3>2. Decide on Which KPIs Fit Your Strategy</h3><p>Every campaign has its conversion goal and the metrics necessary to properly analyze the conversion:</p><ol>
<li>If the goal is installs, measure:<ol>
<li>cost per install (CPI)</li><li>retention rate</li><li>lifetime value (LTV)</li></ol></li><li>If the goal is engagement, measure:<ol>
<li>number of app sessions</li><li>retention rate</li><li>daily active users (DAU)</li><li>K-factor (average number of users each active user introduces to your app)</li></ol></li><li>If the goal is In-app purchases, measure: <ol>
<li>revenue</li><li>average revenue per user (ARPU)</li><li>conversion rate</li></ol></li></ol><h3>3. Match Offers to Personas</h3><p>You need to decide on the right messaging or offer that fits perfectly with your retargeting campaign segment and goal.</p><p>A good idea is to create user personas to help craft a message that connects with your audience.</p><p><a href="http://www.shopify.com/blog/15275657-how-to-build-buyer-personas-for-better-marketing">Shopify</a> has a great overview of developing buyer personas for better marketing.</p><p><img src="https://lh6.googleusercontent.com/p5Kr4sHtPbY-kA5HGoMpyLR1oXuFnnVB8Qh-DXZqb-8bqUdYbb3V10KU_EcBAjYc-2CLLXprziU6vrBHqq4A8RU6-OQLxrnfzIGYsMCLROufUS798Se6dG69Ry1gKAmgPQ" width="385px;" height="298px;"></p><p><span  style="color: rgb(0, 0, 0); font-weight: bold;">4. Know the Ad Creatives Best Practices</span></p><p>Well designed ads get high conversion rates. It’s very important that you design your ad creatives with the best practices in mind and with a good dose of creativity.</p><p>Some great resources check out:</p><ul>
<li><a href="http://www.inmobi.com/blog/2013/07/24/Top-3-Best-Practices-for-Tablet-Advertising">Top 3 Best Practices for Tablet Advertising</a></li><li><a href="http://www.slideshare.net/truthdefender/guide-to-smartphone-mobile-ad-formats">The Guide to Smartphone Ad Formats</a></li></ul><p><img src="https://lh3.googleusercontent.com/2Hjbyey9CJ6Wj76GHA8i-9CcMKCLa94qpU1BT3_cyCZaCr-mZB442YnH4mPcQRYumHc9KJLR4cJ3g9KLWBk87zY6h2ZexdxEB4GEVkoUzpj0miNye72MOgQhFepGq75bTQ" width="397px;" height="314px;"></p><p>Don’t forget that your call-to-actions are extremely important. <a href="http://unbounce.com/conversion-rate-optimization/your-call-to-action-is-lame-here-are-10-examples-to-help-you-fix-it/">Unbounce</a> has some great advice for your CTA, such as:</p><ul>
<li>make sure it’s obvious</li><li>communicate value</li><li>reduce anxiety</li><li>create urgency</li></ul><h3>5. Use “Smart” Deep Links</h3><p>Deep links are links for your ads that lead to a specific page within your app (ex: in-app landing pages). There are “basic” deep links and there are newer, “smart” deep links. </p><p>Both types will link to a specific in-app landing page and both have a fallback of sending the clicking user the app store to download your app if it isn’t installed on the user’s device. The difference is that “smart” deep links will launch to your in-app landing page after installation, while “basic” deep links will just launch to the app’s home page.</p><p><img src="https://lh6.googleusercontent.com/UbA05bvyGJrS9HFDPvP5i70CT17TUhY2xnvmBmHHrhg528VwvoMpc6l7hpTgHRn1loMXkNJ6bPDwUicFwf08o1XGgVy5eI4olUlEkbVl7BhmxDBZqGnI_JamHQCb980oEA" width="465px;" height="279px;" alt="How does it work 1.png"><br>An example of how “smart” deep links work</p><p>In-app landing pages increase conversion rates since they’re built to convert users who clicked through the ad. For this reason, it’s very important that you use “smart” deep links to make sure all users reach the in-app landing page and increase your conversion rates.</p><p><span  style="color: rgb(0, 0, 0); font-weight: bold;">6. Choose the Right Vendor</span></p><p>With mobile retargeting, you’re not just retargeting ads to an app user, but to a mobile device user. This means that you want to be able to place ads in the two platforms mobile users access on their device: mobile apps and the mobile web.</p><p>When choosing a retargeting vendor, make sure to choose one who can place ads on both.</p><h3>7. Take Tracking Seriously</h3><p>You need to track your ads in order to have the data needed for analyzing campaign performance. </p><p>The best practice is to choose a good ad measurement platform that can easily track your installs, retention and revenue - and also integrates into and communicates with your retargeting advertising vendor.</p><p>It’s also a good idea to choose only one ad vendor so that all your data is one place, making it easier to segment users, test ads and analyze campaigns.</p><h3>8. Find the Right Frequency</h3><p>There is no magic number for how many ad impressions your audience should see. It really depends on the types of users you have, your app and your offer.</p><p>Start with what you believe to be on the low side of reasonable ad impression frequency and scale up until ad performance stops improving.</p><h3>9. Don’t Guess, Test!</h3><p>Keep testing messaging, CTAs, creatives, offers and frequency in an organized and strategic manner.</p><p>It’s important to have a testing strategy in place and to know in advance what you want to learn from your tests.</p><h3>10. Use In-App Landing pages</h3><p>In-app landing pages are crucial to your campaign ROI. These are the pages that your app launches to after a user clicks/taps on ad or on the first launch after installing the app.</p><p>When creating your in-app landing pages, keep in mind these tips:</p><ul>
<li>the landing page must flow with the messaging and visuals of the ads</li><li>use imagery to direct attention to your call to action</li><li>keep your copy focused on one core value</li><li>create multiple in-app landing pages to test</li></ul><h3>11. Go with What Works</h3><p>Once you find something that works, double down on it. Keep creating more ads with similar messaging or design and focus on making incremental improvements.</p><p>You should have a fully-optimized retargeting campaign for your app by following these tips. Mobile retargeting is still a relatively new space and there are new methods being created every day. What methods do you use to optimize your campaigns?</p><p>About the author:</p><p><em>Billy Attar is a marketer addicted to all things tech, staring at his various monitors too long and coffee. You can catch up with Billy on Twitter at @billyattar or follow <a href="http://appsflyer.com">AppsFlyer</a> at @AppsFlyer.</em></p>]]></description>
      <dc:subject><![CDATA[Product and Technology, English (EN): inmobi.com,]]></dc:subject>
      
      <dc:creator><![CDATA[ Billy Attar,  Guest Author  ]]></dc:creator>
      
      <dc:date>2015-01-15T18:12:00+00:00</dc:date>
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    <item>
      <title><![CDATA[The Three Critical Steps To Grow Your App User Lifetime Value (LTV)]]></title>
      <link>https://www.inmobi.com/blog/2015/01/08/increasing-ltv-by-optimizing-post-install-events/</link>
      <guid>https://www.inmobi.com/blog/2015/01/08/increasing-ltv-by-optimizing-post-install-events/</guid>
      <description><![CDATA[<p>
	The lifetime value (LTV) of mobile app users has emerged as the most meaningful metric for evaluating the profitability of an app. In its most basic terms, LTV is the projected revenue that a user will generate during their lifetime - from the initial install to the final user interaction. Acquiring users with LTVs greater than the cost per install (CPI) is not only a strong indicator of effective mobile marketing, it is essential to the long-term success of an app.</p><p>
	Considering the importance of LTV, it would be ideal to have a well-established formula that’s applicable to all apps - but that’s not quite the case. The reality is that reliable LTV calculations are determined through a number of custom formulas and methodologies. In fact, organizations with multiple apps might even use a unique proprietary formula for each app when calculating LTV.</p><p>
	Despite the differing approaches to LTV, one component that remains consistent across all viable formulas is the reliance on post-install event data. Learning how to identify and optimize the post-install events that influence LTV enables mobile marketers to allocate ad spend more deliberately and acquire users that contribute most significantly to the financial components of their apps.</p><h4>1. Identifying Relevant Post-Install Events</h4><p>
	Identifying the post-install events most relevant to LTV is an endeavor app developers and mobile marketers may initially find challenging. The best place to start is by simply creating a list of all the post-install events you have the ability to measure (a factor which is entirely dependent on your mobile analytics provider).</p><p>
	A list of possible events might include:</p>
<br>
<table>
<colgroup><col><col><col></colgroup>
<tbody>
<tr class="even">
	<td>
		<p>
			Opens
		</p>
	</td>
	<td>
		<p>
			Logins
		</p>
	</td>
	<td>
		<p>
			Registrations
		</p>
	</td>
	<td>
		<p>
			Add to Cart
		</p>
	</td>
</tr>
<tr class="odd">
	<td>
		<p>
			Add to Wishlist
		</p>
	</td>
	<td>
		<p>
			Added Payment Info
		</p>
	</td>
	<td>
		<p>
			Checkout Initiated
		</p>
	</td>
	<td>
		<p>
			Purchases
		</p>
	</td>
</tr>
<tr class="even">
	<td>
		<p>
			Reservations
		</p>
	</td>
	<td>
		<p>
			Spent Credits
		</p>
	</td>
	<td>
		<p>
			Achievement Unlocked
		</p>
	</td>
	<td>
		<p>
			Level Achieved
		</p>
	</td>
</tr>
<tr class="odd">
	<td>
		<p>
			Tutorials Completed
		</p>
	</td>
	<td>
		<p>
			Content Viewed
		</p>
	</td>
	<td>
		<p>
			Invites
		</p>
	</td>
	<td>
		<p>
			Rated
		</p>
	</td>
</tr>
<tr class="even">
	<td>
		<p>
			Shares
		</p>
	</td>
	<td>
		<p>
			Customer Events
		</p>
	</td>
</tr>
</tbody>
</table><p>
	Once this list has been established, it’s helpful to consider how each of these events relate to the following <a href="http://lloydmelnick.com/2013/01/08/ltv-the-lifeblood-of-your-business/#comments">three primary LTV drivers</a>:</p><p>
	<strong>Monetization</strong>: A measure of how much money a user spends over their lifetime (e.g. paid app installs, in-app purchases, or other revenue generating activities). Monetization might include calculations like:</p><ul>
	<li>Average Revenue per User (ARPU)</li>	<li>Average Revenue per Daily Active User (ARPDAU)</li>	<li>Average Revenue per Paying User (ARPPU</li></ul><p>
	<strong>Retention</strong>: A measure of user engagement (i.e. how frequently a user returns to your app). This includes the frequency of return (e.g. every day, week, month, etc.) and the duration (how long users remain in the app when they return).</p><p>
	<strong>Virality</strong>: The number of additional free users each user brings in through social media, word of mouth, or any other method, often measured over a specific period of time (i.e. daily, weekly, or monthly). Virality might be calculated using the <a href="http://lloydmelnick.com/tag/virality/">K-score</a>, a formula that factors in the number of invites a user extends, and the number of new users generated by those invites.</p><p>
	As an app developer or mobile marketer, you have the ability to define LTV in a way that makes the most sense for your apps. As you can see, the factors that influence LTV extend beyond just financial metrics. Including retention and virality components enables you to produce a more holistic and accurate representation of LTV (and you can also start to understand why there are so many customized approaches to the LTV calculation). Measuring the quantifiable events that correlate with the unique design, content, and audiences of your apps, will enable you to formulate meaningful LTV calculations that inform your ad spend decisions and ensure the long-term success of your apps.</p><h4>2. Optimizing Events - Category Examples</h4><p>
	The following table displays four popular app categories and relevant events that might be optimized to increase LTV:</p><p>
	<img src="https://lh4.googleusercontent.com/iC7cjXy2waGi-xpMr_L-dLjzSXZQr6oBBgBHM1Es4s4Qh8WrbNfv5D_B_aEsjm0L2G1qB-2tREl_hJtcu83IzVvKXxcIkmTwyDHgWTQ0mUZL8sws5iRyjTFxKUsmtpitSw" width="563px;" height="207px;"></p><p>
	To provide a few practical examples:</p><ul>
	<li>A Gaming app might identify types of users that extend the most invites (measured by the Invite event). </li></ul><ul>
	<li>An Entertainment app that provides a streaming video service might identify types of users with relatively high streaming rates (measured by Content Viewed).  </li></ul><ul>
	<li>A Lifestyle app with a retail store might use Purchase data to identify the types of users that are most likely to make in-app purchases. </li></ul><ul>
	<li>A Travel app might utilize Opens, Content Viewed, and Reservations to distinguish between users that just browse content and those that actually make reservations. </li></ul><p>
	In each of these examples, post-install event data enables the mobile marketer to identify a certain behavior or user profile that directly influences the LTV of users. This knowledge can then be used by app developers and mobile marketers to ensure users with the highest LTV are acquired and retained.</p><h4>3. Measuring Performance in a Single Dashboard</h4><p>
	In order to build and maintain an active and engaged user base, modern mobile marketers utilize a number of paid and organic campaign strategies that span multiple marketing channels. Optimizing user acquisition and re-engagement campaigns based on the post-install event data is a skill that is applicable across all channels.</p><p>
	However, many mobile marketers have been forced to analyze and comprehend data that is dispersed across several distinct tools and dashboards. Working between multiple dashboards is not only inconvenient, it introduces opportunities for faulty data comparisons and inaccurate inferences to be made. When your data is not aggregated in a single place, you can’t make the side-by-side comparisons and data-informed decisions that enable you to accurately determine which campaigns are driving the best results.</p><p>
	Alternatively, when data from all your campaigns is centralized in a single dashboard, your ability to make astute comparisons and identify the partners and publishers that consistently deliver users with the highest LTV is greatly enhanced.</p><h4>Key Takeaways</h4><p>
	App developers and mobile marketers have come to realize that of the many success metrics, the lifetime value of users is the most proficient method for evaluating the profitability of an app. Acquiring users with LTVs higher than the CPI is essential to the long-term success of an app.</p><p>
	Despite its key role in mobile marketing, there is no industry-standard LTV calculation. In fact, it’s common for organizations to use more than one proprietary LTV formula. However, the one factor that remains consistent throughout all viable LTV calculations, is the reliance on post-install event data.</p><p>
	As an app developer or mobile marketer you have the ability to define LTV in a way that accounts for the unique components of your app. By compiling a list of all measurable events, and considering how each event relates to monetization, retention, or virality, mobile marketers can learn how to focus on relevant events and formulate meaningful LTV calculations that inform ad spend and produce higher-quality users.</p><h4></h4><h4>About the author</h4><p>
	<em>Micah is the Vice President of Business Development and Operations at TUNE. Considered as first employee behind the MobileAppTracking product, he has contributed to the successes of becoming the standard of attribution analytics by building key client relationships and strategic mobile partnerships worldwide. Micah's story starts with a strong background in enterprise level SaaS sales, hyperlocal display advertising, performance marketing, and mobile marketing analytics. Today he is focused on identifying strategic initiatives while scaling business development and customer success teams in the US, Europe, and Asia. Micah also acts as an advisor for early stage mobile focused start-ups.</em></p>]]></description>
      <dc:subject><![CDATA[Products &amp; Tools, English (EN): inmobi.com,]]></dc:subject>
      
      <dc:creator><![CDATA[ Micah Gantman,  Vice President of Business Development and Operations at TUNE  ]]></dc:creator>
      
      <dc:date>2015-01-08T08:58:00+00:00</dc:date>
    </item>
  
    <item>
      <title><![CDATA[The Year That Was @InMobi - Fast, Furious & Fun! ]]></title>
      <link>https://www.inmobi.com/blog/2015/01/01/the-year-that-was-inmobi-fast-furious-fun/</link>
      <guid>https://www.inmobi.com/blog/2015/01/01/the-year-that-was-inmobi-fast-furious-fun/</guid>
      <description><![CDATA[<p>Phew! Another crazy year for us at InMobi just went by. It’s been <a href="http://www.inmobi.com/blog/2014/11/05/theres-something-about-inmobi">5 such crazy  years</a> since I joined this place, and while I have donned several roles in the past here, I must confess that steering the product ship has been the most challenging yet rewarding stint so far.</p><p>The mobile advertising space continues to evolve at breakneck speed and demands agility, adeptness and endurance all at once -- not just to survive the pace of changes, but also to lead them from the front. Thankfully, these are the very strengths that form the core of every InMobian’s DNA and allow us to shape the course of the mobile ecosystem as an independent voice of authority. In short, building products at InMobi is like running a marathon at the speed of a sprint!</p><p>In 2014, InMobi consolidated its position as an undoubted product & technology thought leader in mobile advertising. Our focus has been to provide the most meaningful & compelling user experiences on mobile - through a powerful combination of Yin (Art) (showing ads that consumers love) and Yang(Science) (making it relevant by leveraging our deep user understanding for powerful targeting & optimization).  </p><p>Proud to share a quick summary of the kick-ass products we rolled out in 2014 for app developers and brand/agency clients:</p><h4>2014 - For global app developers (across UA and Monetization)</h4><ul>
<li><strong>Jan 2014</strong>: We announced the launch of the world’s most advanced and scalable <a href="http://www.nextbigwhat.com/inmobi-launches-native-advertising-platform-297/">Native Advertising Platform</a>  allowing developers & publishers to render ads that seamlessly merged with their app’s environment and enhanced their user experience.</li><li><strong>Feb 2014</strong>: Announced the launch of our <a href="http://www.inmobi.com/ad-formats/video-ads/">Video Ads platform</a>, that continue to deliver the <a href="http://www.inmobi.com/blog/2014/12/26/users-acquired-through-video-ads-deliver-higher-LTV">best performance and quality</a> for our performance advertisers.</li><li>April 2014: We brought<a href="http://techcrunch.com/2014/04/29/inmobi-launches-native-ad-platform-to-woo-publishers-looking-beyond-facebook-google/"> native advertising to the masses</a>, by opening up our native ads platform to self-serve publishers - a week before Facebook announced FAN! &#x1F609; </li><li><strong>May 2014</strong>:  We launched the <a href="http://www.adweek.com/news/technology/inmobi-and-rubicon-project-unveil-new-exchange-mobile-native-ads-158014">world’s largest Native Ads Exchange</a> in partnership with Rubicon Project that allows marketers to buy native ads programmatically across mobile apps.</li><li><strong>July 2014</strong>: Launched a complete <a href="http://techcrunch.com/2014/07/22/inmobis-new-suite-for-game-developers-sports-voxels-playable-ads/">game monetization suite</a> including native interstitials, video and rewarded video formats that help developers monetize users based on the gamer’s emotional state. We also launched the industry’s first<a href="http://www.inmobi.com/ad-formats/playable-ads/"> Playable Ads format</a> in partnership with Voxel.</li><li><strong>Oct 2014</strong>:  We gave a sneak preview of<a href="http://venturebeat.com/2014/10/16/inmobi-will-drop-game-changing-appographic-targeting-tracking-tool-next-month/"> our upcoming product called Appographic Targeting</a>, that allows app developers to promote apps to users based on their unique app and game preferences.</li><li><strong>Dec 2014</strong>:  Announced the <a href="http://www.inmobi.com/blog/2014/12/07/launching-the-inmobi-mobile-tracking-attribution-partner-mtap-program">Mobile Tracking & Attribution Partnership (MTAP) program </a>between InMobi and carefully selected independent mobile attribution platforms to provide advertisers the best-in-class solutions for independent, secure and accurate attribution.</li></ul><h4>2014 - For our brand & agency clients </h4><ul>
<li><strong>Jan 2014</strong>: Launched an <a href="http://techcrunch.com/2014/02/10/inmobi-launches-interactive-video-ad-platform-to-help-advertisers-boost-sales-on-mobile/">interactive Video Ads Platform</a> to enable emotive story-telling for  brand advertisers, replete with 4 different formats -interactive canvas, smart ads, video continuum and form capture.</li><li><strong>Aug 2014</strong> : Announced our <a href="http://mobilemarketingmagazine.com/inmobi-factual-targeting-solutions">partnership with Factual</a>  to provide geo-derived audience targeting capability to InMobi’s brand advertisers.</li><li><strong>Oct 2014</strong> : In a first-of-its-kind move, we took the bold step of offering <a href="http://marketingland.com/first-mobile-ad-network-guarantee-outcomes-102592">Guaranteed Outcomes</a> to ensure brands meet their KPIs with each and every ad impression.</li><li><strong>Oct 2014</strong> : <a href="http://www.mobyaffiliates.com/mobile-advertising-networks/inmobi/">InMobi</a> partnered with geo-location technology provider <a href="http://digitalelement.com/">Digital Element</a>, to leverage “accurate and hyperlocal” IP geo-location data for enhanced ad targeting.</li><li><strong>Nov 2014</strong> : We launched the <a href="http://www.cmo.com.au/article/560591/inmobi-launches-platform-advertisers-tap-into-mobile-audience-data/">InMobi Audience Platform</a> for advertisers in Australia to tap into mobile audience data to enable them to optimise budgets more efficiently and gain deeper insights to their target audience whilst minimising wastage.  </li><li><strong>Dec 2014</strong> : Opened up <a href="http://www.adexchanger.com/mobile/inmobi-broadens-its-borders-by-adding-app-audience-buying-to-its-exchange/">InMobi audience personas on the InMobi exchange</a>, allowing programmatic buyers to buy audience segments constructed using 120 user signals from the more than 1 trillion consumer interactions collected through the InMobi SDK.</li></ul><p>Needless to say, it has been an exhausting year but we feel damn proud of what we’ve achieved. As we retire into the eve of the new year, my team & I are proud and confident that we will continue to make giant strides towards our destiny and go after  bigger, hairier and even more audacious goals in 2015. Watch this space !! </p><p>Wishing everyone a wonderful & prosperous new year!</p>]]></description>
      <dc:subject><![CDATA[Announcements, English (EN): inmobi.com,]]></dc:subject>
      
      <dc:creator><![CDATA[ Piyush Shah,  Chief Product Officer  ]]></dc:creator>
      
      <dc:date>2015-01-07T06:01:00+00:00</dc:date>
    </item>
  
    <item>
      <title><![CDATA[Seven Mobile Trends That Brand Marketers Can't Ignore in 2015]]></title>
      <link>https://www.inmobi.com/blog/2015/01/07/seven-mobile-trends-that-brand-marketers-cant-ignore-in-2015/</link>
      <guid>https://www.inmobi.com/blog/2015/01/07/seven-mobile-trends-that-brand-marketers-cant-ignore-in-2015/</guid>
      <description><![CDATA[<p>
	In 2014, we witnessed
several exciting developments in the world of mobile. Microsoft bought Nokia’s
mobile devices unit and Lenovo purchased Motorola from Google. The rise of
Chinese smartphone manufacturers threatened large players, while One Plus
launched the Flagship Killer with an innovative marketing scheme. Apple
gracefully accepted the large-screen phone revolution by launching the 5.5-inch
iPhone plus, and completely revolutionized payments with the launch of Apple
Pay. Wearables like Google Glass, Smart Watches and various fitness trackers
were the showstoppers of the year.
</p>
<p>
	Mobile is set to create
an even bigger impact this year by bringing truly engaging experiences into
consumer hands. As mobile usage continues to rise and shape consumer
expectations, brands will have to re-think their strategy to win, serve, and
retain customers. Mobile is now the primary source of information and action.
Due to its effectiveness and the ability to reach people anytime, anywhere,
every brand needs an effective mobile marketing strategy.
</p>
<p>
	Here are some trends
that brand marketers need to watch out to stay on top in 2015.
</p>
<p>
	<strong>1. Native advertising will get further
traction
	</strong>
</p>
<p>
	<a href="http://www.inmobi.com/ad-formats/native-ads/">Native
Advertising
	</a> emerged in a big way in 2014, and will
scale further this year. Native advertising is more engaging, less intrusive
and enables sophisticated campaigns. As more innovators enter this space, they
will address challenges such as the nature of the ad format and scalability.
Advertisers will place higher bids on an ad unit that mimics the form and
function of the platform, leading to more clicks. With increased demand, the
industry will innovate to offer scalable native ad solutions.
</p>
<p>
	<strong>2. Wearable technology will become the fifth screen </strong>
</p>
<p>
	Wearables like Google Glass, Samsung
Galaxy Gear, Sony Smartwatch, and the Microsoft Band debuted in 2014. Apple’s
blockbuster release in 2015, the iWatch, will further accelerate interest in
this technology. As wearables monitor
vital signs and movement, 
	<a href="http://www.inmobi.com/insights/download/whitepapers/us-vertical-insights-consumer-electronics-smart-wearable-devices/">consumers will start
relying
	</a> on them and
the data they generate. In turn, wearables will present brands with opportunities to understand consumers better and personalize content for
maximum engagement.
</p>
<p>
	<strong>3. Programmatic will
take over the advertising world (including TV, radio, print, etc.)
	</strong>
</p>
<p>
	<a href="http://www.inmobi.com/exchange/">Programmatic advertising</a>, involving automated buying of
advertising inventory, will further evolve in 2015. According to the IDC,
global programmatic spend, including all mobile, online display and video
advertising will account for USD14.7 billion in 2015 and USD 38.1 billion by
2016, leading to more than 50% of total global display ad spend bought
programmatically. Sophisticated mobile marketers will soon realize that manual
purchasing is a slower approach that requires time and resources. With real
time bidding, marketers will efficiently eliminate human involvement to deliver
automated campaigns.
</p>
<p>
	<strong>4. </strong><strong>Location and Big data</strong>
</p>
<p>
	Arguably, location sets mobile apart
from other forms of media. <a href="/brand/audience/" target="_blank">Geo location</a> and Geo tagging technology, used to
pinpoint users, will further mature and see an upsurge in popularity among
brands. So far, marketers have experienced challenges in reconciling
location-based marketing data to uncover useful insights. This year, Brands
will use geo information to develop relevant contextual content and predict
which locations and segments are most responsive to campaigns.
</p>
<p>
	<strong>5. Picture a Mobile
world where video rules
	</strong>
</p>
<p>
	In 2015, brands will look to
integrate video ads with mobile devices. Video is a natural medium for mobile
advertising. It enables creative expression without the need for complex
formats like touchable or shakeable mobile ads. With Video ads, brands will
convey the traits they want to be associated with, explain their offerings, and
drive greater engagement. <a href="https://intelligence.businessinsider.com/" target="_blank">According to BI Intelligence</a>, Mobile Video
advertising will grow at a CAGR of 76 per cent between 2013 and 2018, second
only to Mobile display advertising.
</p>
<p>
	<strong>6. iBeacon and spatial mapping will change the shopping experience
forever
	</strong>
</p>
<p>
	Beacon technology, the next big
revolution in mobile shopping and payments, bridges the gap between physical
locations and digital experiences. This year, the iBeacon ecosystem will change
many industries such as home automation, event management, schools and
hospitals, restaurants, advertising, games, smart cities, and much more. Mapping, along with beacon technology, will
create micro-fencing and enable brands to send store maps, special offers, and
location based personalized promotions to consumers who have opted-in,
expanding advertising possibilities during shopping.
</p>
<p>
	<strong>7. Mobile Payments to go mainstream</strong>
</p>
<p>
	Mobile payments will become safer and
easier in 2015. The industry will witness extensions beyond Apple Pay into multiple
implementations of NFC technology. Brands will place mobile at the top of their
digital strategy, partnering with retailers offering bespoke mobile-only
m-commerce solutions and payment options to drive sales and loyalty.
Opportunities in developed markets will continue to rise with increasing
adoption. Brand marketers will finally be able to reach and influence consumers
at the time of purchase.
</p>
<p>
	<strong>The Road Ahead…</strong>
</p>
<p>
	As we move into 2015, the mobile
ad-tech ecosystem will further mature as adoption increases. It is critical for
marketers to be on top of these trends and grab early opportunities to engage
and differentiate. At InMobi, we’re looking forward to the evolution of mobile
marketing towards even more ROI maximization.
</p>
<p>
	Here’s to a successful year ahead!
</p>
<p>
	Team InMobi
</p>]]></description>
      <dc:subject><![CDATA[Consumer Research, English (EN): inmobi.com,]]></dc:subject>
      
      <dc:creator><![CDATA[ Shamala DN  ]]></dc:creator>
      
      <dc:date>2015-01-05T20:53:00+00:00</dc:date>
    </item>
  
    <item>
      <title><![CDATA[#FactOrFiction: Users Acquired Through Video Ads Deliver Higher LTV Than Other Ad Formats]]></title>
      <link>https://www.inmobi.com/blog/2014/12/26/users-acquired-through-video-ads-deliver-higher-LTV/</link>
      <guid>https://www.inmobi.com/blog/2014/12/26/users-acquired-through-video-ads-deliver-higher-LTV/</guid>
      <description><![CDATA[<p>
	<em>In our #FactOrFiction weekly blog series, we’ll take a prevalent assumption in the mobile gaming world, and separate fact from fiction, with insights from data.</em><em> Got a myth that needs some busting? </em><a href="http://www.twitter.com/inmobi" target="_blank"><em>Tweet</em></a><em> it to us or post it on our </em><a href="https://www.facebook.com/inmobi" target="_blank"><em>Facebook page</em></a><em> and we’ll have our experts look at it!</em>
</p>
<h4><span style="font-weight: normal;"><u>THE ASSUMPTION:</u></span></h4>
<p>
	<strong>Users acquired through video ads deliver higher Lifetime Value(LTV) than other ad formats</strong>
</p>
<p>
	Nothing showcases your game’s features better than a video trailer. Just like movie trailers are popular with movie buffs, your game’s trailer does the job of showing off your game’s features, characters, sounds and graphics, leaving your users in anticipation. This sets in a belief that video ads drive more engaged users, that end up spending a lot of time, and even money, on your app. In other words, video ads are expected to deliver higher quality users as compared to other ad formats like static interstitials. But is this hypothesis a right one to make? Let’s find out!
</p>
<h4><span style="font-weight: normal;"><u>THE EXPERIMENT:</u></span></h4>
<p>
	Advertisers define LTV in broadly two dimensions- retention and purchase. Retention is measured in terms of levels cleared or how active the player is. Purchase, on the other hand, is a measure of the number and the amount of purchases a user makes in the app, and applies to apps that offer in-app purchases.
</p>
<p>
	We took multiple advertisers on our network, and analyzed the LTV on these two dimensions for each one of them. To understand the numbers in depth, we’ll share data for two of the most popular apps on our network. The overall result is the extrapolation of the same.
</p>
<p>
	<strong>App A- A highly popular strategy game measuring retention rate</strong>
</p>
<p style="text-align: center; margin-bottom: 0px" ;="">
	<img src="https://lh5.googleusercontent.com/ZjYNGok0uWASjWoR-C5fvXrBZJayMuc8poguyIPqQr432-OLpNUKnhPsPvXwqzfpUQ0__KvwjpQaM2bXxyMGBn2OVVwrqXNCnmQD-lDe6J2gdRCTJMts87JxkuUiKJSgNQ" width="394px;" height="290px;" alt="Screen Shot 2014-12-26 at 5.20.43 pm.png">
</p>
<p>
	For a popular strategy game, we saw a 13% increment in the retention rate of users driven by video ads, as compared to other high performing ad formats on the network.
</p>
<p>
	<strong>App B- A popular farm building game measuring purchase value </strong>
</p>
<p style="text-align: center; margin-bottom: 0px" ;="">
	<img src="https://lh5.googleusercontent.com/oItspKKJg8t2TrCoB4OS_DDxxm_ZLP0J8JKpvTMKcm-t9jVbWkuyJYjcUcPIyXzEdoaHNIzXfPrR8NrfS8dRs1jAMw14U7xPJMeEO1mb55tC2_FoE85hcMZhwv84ZyBAag" width="556px;" height="320px;" alt="Screen Shot 2014-12-26 at 5.24.26 pm.png">
</p>
<p>
<tweet>Video ads generated 
	<strong>60% more revenue</strong></tweet> than users driven by other ad formats, consistently over a month.
</p>
<h4><span style="font-weight: normal;"><u>FACT OR FICTION?</u></span></h4>
<p>
	Do we need to say? Video Ads is the clear winner when it comes to LTV. Not only does it perform better as an ad format, but the users delivered end up being loyal, are more engaged, and are more likely to spend on your app.
</p>
<p>
	<tweet> Need an ad format that delivers on your ROI expectation like no other? </tweet> Try video ads.
</p>]]></description>
      <dc:subject><![CDATA[Consumer Research, Product and Technology, English (EN): inmobi.com,]]></dc:subject>
      
      <dc:creator><![CDATA[ Aksha Kini  ]]></dc:creator>
      
      <dc:date>2014-12-26T15:26:00+00:00</dc:date>
    </item>
  
    <item>
      <title><![CDATA[6 tips for creating an engaging mobile video ad campaign]]></title>
      <link>https://www.inmobi.com/blog/2014/12/24/6-tips-for-creating-an-engaging-mobile-video-ad-campaign/</link>
      <guid>https://www.inmobi.com/blog/2014/12/24/6-tips-for-creating-an-engaging-mobile-video-ad-campaign/</guid>
      <description><![CDATA[<p>
	Video will become the largest driver of global mobile traffic by 2017. Nearly 40% of YouTube video views are on mobile. Propelled by large screen smartphones and fast data connections, video mobile consumption has increased dramatically in recent times. This is creating huge opportunities for brands to reach their customers through video ads, a nifty ad format for brand communication and customer engagement.
</p>
<p>
	Marketers will spend over $1.4 billion on mobile video ads in 2014, or close to one-quarter of total digital ad spends, per eMarketer. Overall, the US digital video ad spend alone is projected to more than double between 2014 ($5.96 billion) and 2018 ($12.71 billion).
</p>
<!--HubSpot Call-to-Action Code --><span class="hs-cta-wrapper" id="hs-cta-wrapper-28d99608-64b2-4fd4-98c2-3cb7dd6d3060"><span class="hs-cta-node hs-cta-28d99608-64b2-4fd4-98c2-3cb7dd6d3060" id="hs-cta-28d99608-64b2-4fd4-98c2-3cb7dd6d3060"><!--[if lte IE 8]><div id="hs-cta-ie-element"></div><![endif]--><a href="https://cta-redirect.hubspot.com/cta/redirect/2714195/28d99608-64b2-4fd4-98c2-3cb7dd6d3060" ><img class="hs-cta-img" id="hs-cta-img-28d99608-64b2-4fd4-98c2-3cb7dd6d3060" style="border-width:0px;" src="https://no-cache.hubspot.com/cta/default/2714195/28d99608-64b2-4fd4-98c2-3cb7dd6d3060.png"  alt="Drive 2-3X More Brand Engagement with Mobile Advertising: Contact an InMobi  Mobile Video Expert"/></a></span><script charset="utf-8" src="https://js.hscta.net/cta/current.js"></script><script type="text/javascript"> hbspt.cta.load(2714195, '28d99608-64b2-4fd4-98c2-3cb7dd6d3060', {}); </script></span><!-- end HubSpot Call-to-Action Code -->
<p style="text-align:center;">
	<img src="https://www.inmobi.com/ui/uploads/blog/6tips_img.jpg">
</p>
<p>
	A number of factors are driving ad dollars from online video to mobile video.
</p>
<ol style="margin:0px 0px 15px 20px;">
	<li>Users spending more time consuming content on mobile,</li>
	<li>Higher click through rates (CTRs) for video ads on mobile compared to online, and</li>
	<li>Higher user engagement on mobile compared to online</li>
</ol>
<p>
	Given these trends, how can marketers maximize their chance of success for mobile video ad campaigns?
</p>
<p>
	<strong>1. Not all screens are used the same way</strong>
</p>
<p>
	Although most video ads can run on tablets and smartphones seamlessly, each of these platforms brings unique value to video marketers. Smartphones offer greater reach and usage distribution through the day compared to tablets. Mobile marketers should factor this in while determining the targeting parameters - if the campaign requires a wider reach or targeting throughout the day, smartphones might be the way to go.
</p>
<p>
	<strong>2. Interactive content drives higher consumer engagement</strong>
</p>
<p>
	Marketers need to customize and personalize content for high consumer engagement. However, customization comes at a cost. One way to work around this cost, is to build in some level of interaction into the mobile video ads. For example, ads which allow the users to interact with them by touch and gestures, tend to be more effective.
</p>
<p>
	<strong>3. Shorter video ads work better on smartphones</strong>
</p>
<p>
	Fifteen-second or less ads are much more effective than thirty-second spots for capturing smartphone users’ attention. Thirty-second ads that are more entertainment-driven are better suited for tablet devices. Marketers need to adapt the length of the video ad to the target platform.
</p>
<p>
	<strong>4. Go beyond basic targeting for improved ad performance</strong>
</p>
<p>
	Targeting is crucial. Go beyond demographic targeting to drive campaign performance.
</p>
<ul style="margin:0px 0px 0px 20px;">
	<li><strong>Location targeting or geo-targeting</strong> Location enables highly contextual targeting by inferring base locations (home, office) or locations around points-of-interest (POI) and showing only relevant ads. </li>
	<li><strong>Day parting</strong> Tablets tend to be prime time, at-home devices, whereas smartphone usage is spread across the day. Day parting helps an advertiser’s ad dollars go farther.</li>
	<li><strong>Targeting based on network infrastructure</strong> Video ads are more sensitive to bandwidth fluctuations compared to other ad formats. A savvy marketer would deliver video ads that are adjusted for bandwidth for a great user experience.</li>
</ul>
<p>
	<strong>5. Determine How Video Display Type and Platform Impact Cost and Effectiveness</strong>
</p>
<p>
	Mobile video ads can be divided into three main types, delivered in two different contexts. For ad types, there are in-stream, in-banner and interstitial ads. And for ad contexts, there’s the choice between ads running in apps or on the mobile web
</p>
<p>
	Ad Types: The choice between in-stream vs. either in-banner or interstitial video ad types is often a choice between impact cost level
</p>
<p>
	Ad Context: Marketers will have to decide depending on the audience and their campaigns.   While mobile web has a large number of audiences, native apps are the best way to go for an engaging experience. Research from Nielsen released in March 2014 shows a strong leaning toward apps over the mobile web. In Q4 2013, US smartphone users spent 89% of their monthly time consuming media through mobile apps vs. only 11% of media time through the mobile web. Tablet users were not too different: 81% of their monthly media time was through mobile apps and 19% was via the mobile web.
</p>
<p>
	One additional issue to take into account when weighing apps vs. mobile web ads is games. Games are a central setting for mobile video advertising. eMarketer estimates that more than 58% of US mobile phone users in 2014 will play games—more than those who will listen to music (33.2%), conduct searches (51.2%) or tap into social networks (50.2%).
</p>
<p>
	<strong>6. Measure, measure and measure </strong>
</p>
<p>
	Measure key performance indicators for your mobile video ad campaign and optimize continuously. The key metrics to track include:
</p>
<ul style="list-style-type:none; margin:0px 0px 0px 20px;">
	<li>a. Interaction rate - which helps gauge engagement</li>
	<li>b. Generation metrics - which offer insight into how long it takes users to go from viewing the ad to some desired action</li>
	<li>c. Time spent - which works better with tablets than smartphones</li>
	<li>d. Cost per view - which helps marketers evaluate the quality of those views</li>
	<li>e. Completion rates - which act as a proxy for branding </li>
</ul>
<p>
	Ready to get started with Mobile video ads or want to learn more?
</p>
<p>
	Contact us at: 
	<a href="mailto:brands@inmobi.com" target="">brands@inmobi.com</a>
</p>]]></description>
      <dc:subject><![CDATA[Consumer Research, English (EN): inmobi.com,]]></dc:subject>
      
      <dc:creator><![CDATA[ Shamala DN  ]]></dc:creator>
      
      <dc:date>2014-12-24T11:41:00+00:00</dc:date>
    </item>
  
    <item>
      <title><![CDATA[InMobi Lecture Series: User Acquisition Made Easy!]]></title>
      <link>https://www.inmobi.com/blog/2014/12/24/inmobi-lecture-series-user-acquisition-made-easy/</link>
      <guid>https://www.inmobi.com/blog/2014/12/24/inmobi-lecture-series-user-acquisition-made-easy/</guid>
      <description><![CDATA[<p>
	To help indie developers gain access to the collective wisdom of the industry, InMobi has partnered with YetiZen to present a series of lectures that explore the business of gaming.</p><p>
	Tune into Mike Cohen's talk, as part of our ongoing lecture series with YetiZen, focussing on what kind of user acquisition (UA) strategy an indie developer should adopt. UA tactics should ideally include a comprehensive marketing strategy encompassing tactics like social media, daily deal apps, 3rd party app stores, paid user acquisition, app store optimization and guerrilla marketing. Mike discusses all these but delves deep into (possibly the most ignored one) paid user acquisition.</p><iframe src="https://drive.google.com/a/inmobi.com/file/d/0B9yUQGZFzGy7bjlnY3NhZ2NmdDA/preview" width="640" height="480"></iframe>]]></description>
      <dc:subject><![CDATA[Product and Technology, Products &amp; Tools, English (EN): inmobi.com,]]></dc:subject>
      
      <dc:creator><![CDATA[ Team InMobi  ]]></dc:creator>
      
      <dc:date>2014-12-24T07:40:00+00:00</dc:date>
    </item>
  
    <item>
      <title><![CDATA[All successful games launch their trailers before the game launch #FactOrFiction]]></title>
      <link>https://www.inmobi.com/blog/2014/12/19/all-successful-games-launch-their-trailers-before-the-game-launch/</link>
      <guid>https://www.inmobi.com/blog/2014/12/19/all-successful-games-launch-their-trailers-before-the-game-launch/</guid>
      <description><![CDATA[<p>Fellow developers, it’s myth busting time!</p><p><em>In our #FactOrFiction weekly blog series, we’ll take one prevalent myth in the mobile gaming world, and separate fact from fiction. Got a myth that needs some busting? Tweet it to us or post it on our FB page and we’ll have our experts look at it!</em></p><p>This week, we take a peek into the increasingly popular trend of launching app trailers </p><h4>The Myth</h4><p><strong>All successful games launch their trailers <em>before</em> the game launch</strong></p><p>With PlayStore and AppStore now supporting app trailers, app developers have an amazing new way to showcase their app through videos. Game trailers may showcase your gameplay screencasts with promotional messages, or simply your game in action, and do everything that screenshots fail to capture. But there is a popular belief that trailers are usually launched way in advance, to build hype ahead of the big launch. Let’s find out how true that is.</p><h4>The Experiment</h4><p>We analysed 25 games that made it to the top of the gaming charts on Android and Google, and studied the correlation between the game and the trailer launch timelines. Here is what we found: </p><p><img src="https://lh3.googleusercontent.com/6v88uapenTZMzYTb378P2kHXlCq8qF6LGYJCHlEzoDOMrbGcswGEE9dNxAnLLgkZ8QD1X4O4n8p6HMYFw4oXjG0No377L9bOyJjSw5z0UaY_7v6WINpn5YJhhjziMEJixg" width="624px;" height="464px;" style="width: 665px;"></p><p>Conclusion</p><ol>
<li>Everbody has a trailer!: Out of the 25 games we analyzed, 19 had trailers for at least one of the platforms. This is just a well stated fact, reinforced.</li><li>67% of trailer launches tie up to the game launch: Whether it’s a single platform launch, or a simultaneous launch on both iOS and Android, app devs seem to go all guns blazing with the game launch, releasing their trailers along with their games. While this approach is adopted by most of the indie game developers, large game studios like GoodGames and Social Point also seemed to follow this for their games Shadow Kings and Monster Legends, respectively.</li><li>30% of game devs use app trailers to build up for the big launch: Games like Monument Valley and Respawnables saw game trailers being launched a good 6-9 months in advance. Along with massive social media presence and a webpage- these game studios released multiple trailers, behind the scenes videos and other snippets of information about the game, building up to the launch of the game.</li><li>Very few advertisers launched the trailer post game launch: Trailers for only 2 apps were released post the game launch, and both of these apps belong to  small gamehouses.</li></ol><h4>Fact Or Fiction? </h4><p>Definitely fiction! Majority of the game trailers were observed to be launched along with the game itself. Only big game houses with sufficient resources in place, released the game trailer in addition to other pieces of information ahead of the launch, in order to build hype and general interest in the market for the game.</p><p>Having said that, launching an app trailer early on can definitely not hurt. In fact, if you already have a popular game which has a large and loyal user base, launching an app trailer giving a sneak preview of what you have up your sleeve, can help keep users excited and waiting for your new game. But if you don’t have the time or the resources, don’t fret about it too much, as data tells us that developers who have timed their trailer launches to coincide with the app launch didn’t fare too badly! </p>]]></description>
      <dc:subject><![CDATA[Product and Technology, Products &amp; Tools, English (EN): inmobi.com,]]></dc:subject>
      
      <dc:creator><![CDATA[ Aksha Kini  ]]></dc:creator>
      
      <dc:date>2014-12-19T10:32:00+00:00</dc:date>
    </item>
  
    <item>
      <title><![CDATA[#FactOrFiction: Busting myths in mobile gaming]]></title>
      <link>https://www.inmobi.com/blog/2014/12/19/ask-inmobi-all-your-game-questions-answered/</link>
      <guid>https://www.inmobi.com/blog/2014/12/19/ask-inmobi-all-your-game-questions-answered/</guid>
      <description><![CDATA[<p>Do only big budget games get featured on the AppStore? Is an iOS-first launch absolutely imperative to a game’s success? Do all successful games launch their trailers months in advance? There’s only one way to find out.</p><p>Join the InMobi team as we try to separate fact from fiction in the world of mobile games.</p><p>Every week, we’ll take one prevalent myth in the mobile gaming world, and pull it apart piece by piece. Our experts will do everything it takes (fires, wrecks, bloodshed etc) to unveil the truth behind the myths. </p><p>If you have any myths that need some busting: </p><ol>
<li><a href="https://twitter.com/inmobi">Tweet</a> to us, and mention @InMobi</li></ol><ol>
<li>Post them on our <a href="https://www.facebook.com/inmobi">Facebook</a> page </li></ol><p>And don’t forget to add #FactOrFiction to your tweets and posts. </p><p>After all, we’re doing this only for your game’s success. </p><p><img src="https://lh3.googleusercontent.com/qhJab7eDidIdojEKb8hvbqprVFRhuiEBqKldPohg5e3k4kNh65jHVYjgme-npAe9O8cs0nejJjCeWbBpwyBubglGq_ExwVU5rzLyJQEXyJF3JoIHzfLfI--3KIB9bvUPrg" width="386px;" height="290px;" alt="Screen Shot 2014-12-18 at 12.16.15 pm.png" style="width: 407px;"></p><p>Really.</p><p>Until next week, then! </p>]]></description>
      <dc:subject><![CDATA[In-App Monetization, Product and Technology, Products &amp; Tools, English (EN): inmobi.com,]]></dc:subject>
      
      <dc:creator><![CDATA[ Aksha Kini  ]]></dc:creator>
      
      <dc:date>2014-12-12T04:55:00+00:00</dc:date>
    </item>
  
    <item>
      <title><![CDATA[Launching the InMobi Mobile Tracking & Attribution Partner (MTAP) Program]]></title>
      <link>https://www.inmobi.com/blog/2014/12/07/launching-the-inmobi-mobile-tracking-attribution-partner-mtap-program/</link>
      <guid>https://www.inmobi.com/blog/2014/12/07/launching-the-inmobi-mobile-tracking-attribution-partner-mtap-program/</guid>
      <description><![CDATA[<p>
	Whether you are promoting your app on paid channels to drive downloads, or running a retargeting campaign to engage with existing users,  you probably understand well the importance of tracking conversions and measuring RoI for your mobile campaigns. However, mobile attribution is fraught with several challenges, including a fragmented ecosystem of device identifiers across platforms and operating systems, poor quality of identifiers leading to inaccurate attributions, and a constantly evolving tracking technology that necessitates working with a robust and agile tracking partner.
</p>
<p>
	Which is why we decided to handpick the best players in this space and build deep technical partnerships with each of them that allows us to extend our robust targeting and optimization capabilities to advertisers working with any of them.
</p>
<p>
	Today, we are happy to announce the launch of our 
	<strong>Mobile Tracking & Attribution Partner (MTAP) Program</strong>, which is a partnership between InMobi and carefully selected independent mobile attribution platforms to provide advertisers the best-in-class solutions for independent, secure and accurate attribution.
</p>
<h4 style="text-align: center; margin-bottom: 0px" ;=""><strong>InMobi Certified MTAPs</strong></h4>
<p style="text-align: center; margin-bottom: 0px" ;="">
	<img src="https://lh3.googleusercontent.com/PG4jZL6mZYP91xa-DUebNy_Az_A8s-Yc2X4ACuWgQT5BJQa62oi1RnXS62g0muz8YxeQsQ1enFgOUD-jPb5EEGZ9YaVMy1hdELswIYjJQ0XWir5KVGh0QeGfoI96AjmpFw" width="624px;" height="313px;" alt="Screen Shot 2014-12-09 at 2.32.31 pm.png">
</p>
<h4 style="text-align: center; margin-bottom: 0px" ;=""><strong>Why work with one of our MTAPs?</strong> </h4>
<br>
<p>
	<strong>1.Independent attribution:</strong>
</p>
<p>
	When it comes to attribution, we understand that trust is of paramount importance and working with one of our MTAPs who offer unbiased and accurate attribution, ensures just that.
</p>
<p>
	<strong>2.Enhanced reliability & accuracy</strong>
</p>
<p>
	Certified through our deep technical integrations, our partners ensure high levels of accuracy and reliability in attribution.
</p>
<p>
	<strong>3.Improved user experience and advanced features</strong>
</p>
<p>
	Our partners leverage our advanced technology to improve post-click user experience. Advertisers working with our partners can now also access InMobi's advanced targeting features such as retargeting & negative targeting in a seamless manner.
</p>
<p>
	<strong>4.Seamless post-click tracking & LTV optimization</strong>
</p>
<p>
	Through our deep integrations, we are now set up to receive post-click user engagement information from our MTAPs in a seamless manner, allowing us to optimize your performance advertising campaigns to deliver users with high Lifetime Value (LTV).
</p>
<p>
	<strong>5.Easy troubleshooting</strong>
</p>
<p>
	Our integrations with the MTAPs enable fast troubleshooting and conversion discrepancy resolution for advertisers.
</p>
<p>
	To learn more about this program and our  partners,  visit 
	<a href="http://www.inmobi.com/mtap">www.inmobi.com/mtap</a>
</p>]]></description>
      <dc:subject><![CDATA[Announcements, Product and Technology, English (EN): inmobi.com,]]></dc:subject>
      
      <dc:creator><![CDATA[ Arun Pattabhiraman,  VP & Global Head of Marketing  ]]></dc:creator>
      
      <dc:date>2014-12-07T18:18:00+00:00</dc:date>
    </item>
  
    <item>
      <title><![CDATA[Location-Based Mobile Video Ads Deliver On The Promise Of Engagement And Call-To-Action]]></title>
      <link>https://www.inmobi.com/blog/2014/12/02/location-based-mobile-video-ads-deliver-on-the-promise-of-engagement-and-ca/</link>
      <guid>https://www.inmobi.com/blog/2014/12/02/location-based-mobile-video-ads-deliver-on-the-promise-of-engagement-and-ca/</guid>
      <description><![CDATA[<p>Nearly everyone with a smartphone has used the “reminder” feature on the phone at least once. An Indian TV network cleverly combined this feature with mobile video ads to drive viewership for a movie that it was telecasting.</p><p>Crafted by InMobi, the mobile video ad unit allowed users to store telecast timings directly from the ad. The ad registered more than 125K interactions and the number of consumers that added the telecast timings to their calendar was 11.6K. This is nearly 10% of those who actually viewed the ad; the average time spent on this creative video ad was 15 seconds. This might be seem to be a blink for most people, however, in the world of mobile advertising, this is a marketer’s delight. </p><p>This campaign shows that brands now not only have an interesting ad format for delivering their message, but can also explore creative ways to drive call to action. The reminder on the user’s phone calendar itself serves as an additional “ad” for the consumer, reinforcing a brand and driving recall.</p><p>Video is the largest and fastest growing category within mobile data traffic today. Devices with larger screens and powerful processors, declining prices and faster data speeds are making it easier for people to consumer streaming content on the go. </p><p>Mobile video currently accounts for over a quarter of video consumption. According to eMarketer, spending on mobile video ads will increase considerably over the next five years, with spends projected to exceed $1 bn in US in 2014. Mobile ad spend as a whole is expected to reach $12.82 bn by 2018, of which mobile videos will account for around 50%.</p><p>Mobile video ads are also more effective than their desktop counterparts, because they can be served as full screen videos unlike on the desktop where video ads are constrained by space. Further consumers can “feel” the ad through tactile interaction, and marketers can take advantage of a consumer’s interest by providing links/buttons to engage with. For example, by adding localized real time messaging to a mobile video ad unit, marketers can influence consumer’s immediate decisions (for e.g. hot or cold beverage), as well as long-term decisions (for e.g. auto or consumer durable). </p><p>Recently, Samsung in EMEA ran a campaign with InMobi to promote its latest handset Galaxy 5 that was meant to be water-resistant, strong and robust under a variety of weather conditions. They were also keen to highlight the unique features of the product in a manner that was innately mobile, provided consumers with a personal experience and highlighted key features of the device. </p><p>To meet these expectations, a dynamic weather ad unit was created. Essentially a mobile video ad format, this smart ad unit was updated in real-time using location data obtained from the device’s application, providing contextually relevant information to the user and highlighting features of the product. The campaign outperformed the expand rate benchmark by over 30% and recorded more than 25,000 unique interactions with the rich media unit. </p><p>In another similar example, a leading QSR restaurant was keen to promote a specific combo from their menu. The ad format included a video ad, a store locator and a map to the store location. These features, along with our audience targeting, helped the brand to connect with their target consumers. The campaign saw 62% video completion rates; 6.8% tapped on store locator and map and 33 seconds was the average interaction time with ad. </p><p>Brands can now increasingly tap into consumers' location context and serve ads that are highly relevant to their coordinates. These features help deliver focused targeting by promoting local offers and messaging as well as provide a time window of relevance. </p><p><em>Wondering more about our capabilities with mobile video advertising or how it can work for your business? Please feel free to comment with your question below, or contact us to talk directly at : </em><a href="mailto:brands@inmobi.com">brands@inmobi.com</a></p>]]></description>
      <dc:subject><![CDATA[Consumer Research, English (EN): inmobi.com,]]></dc:subject>
      
      <dc:creator><![CDATA[ Shamala DN  ]]></dc:creator>
      
      <dc:date>2014-12-02T08:47:00+00:00</dc:date>
    </item>
  
    <item>
      <title><![CDATA[The world in gaming concepts : Pattern matching tops the charts]]></title>
      <link>https://www.inmobi.com/blog/2014/11/19/The-world-in-gaming-concepts-Pattern-matching-tops-the-charts/</link>
      <guid>https://www.inmobi.com/blog/2014/11/19/The-world-in-gaming-concepts-Pattern-matching-tops-the-charts/</guid>
      <description><![CDATA[<p>
	Not all games are created equal. Each game is based on one or more underlying concepts or themes - Pattern Matching
	<sup><sup>[1]</sup></sup>, Fantasy<sup><sup>[2]</sup></sup>, Survival<sup><sup>[3]</sup></sup>,Stunts<sup><sup>[4]</sup></sup> to name a few.  An analysis by InMobi of more than 10,000 games on the network showed interesting trends around concepts and geographical variations.</p><p>
	<strong>Around the world in 10 concepts</strong></p><p>
	Users around the world have a personal preference for certain types of games. Short Session
	<sup><sup>[5]</sup></sup> games are the most popular amongst users the world over, with Pattern Matching being the second favorite. Fantasy themed games came a close third.</p><p style="text-align:center;">
	<img src="https://www.inmobi.com/ui/uploads/blog/InMobi_popular_gaming_concepts_worldwide2.png"></p><p style="text-align:center;font-size:12px;">
	<em>Popular gaming concepts ranked in order of user preference worldwide</em></p><p>
	Users in USA, UK, India and Indonesia show a preference for Short Session games, as do users in Japan. Users in Chinese and South Korean prefer Fantasy and Blood & Gore
	<sup><sup>[6]</sup></sup> themed games.</p><p style="text-align:center;">
	<img src="https://www.inmobi.com/ui/uploads/blog/InMobi_top_gaming_concepts_by_country1.png"></p><p style="text-align:center;font-size:12px;">
	<em>Top gaming concepts by share of users across markets</em></p><p>
	<strong>Concepts and regional variations </strong></p><p>
	Users in North America and Europe demonstrate similar gaming preferences with over 60% of games downloaded being short session games. More than 40% of all games downloaded in these markets had Pattern Matching concepts. While Europe preferred Resource Management
	<sup><sup>[7]</sup></sup> themed games to Blood & Gore themed games, the pattern was reversed in the case of American users.</p><p>
	While the APAC region followed suit in the 1st two categories, that is where the similarity ends. Games in APAC show a clear inclination towards Blood & Gore and Fantasy themed games, with Resource Management rounding up the Top Five.</p><p style="width:32%;float:left; margin-right:2%;">
	<img src="https://www.inmobi.com/ui/uploads/blog/InMobi_North_America3.png"></p><p style="width:32%;float:left; margin-right:2%;">
	<img src="https://www.inmobi.com/ui/uploads/blog/InMobi_Europe3.png"></p><p style="width:32%;float:right;">
	<img src="https://www.inmobi.com/ui/uploads/blog/InMobi_APAC3.png"></p><p style="clear:both;text-align:center;font-size:12px;">
	<em>Popular gaming concepts by share of users</em></p><p>
	When contemplating user acquisition strategies, developers can now look beyond the basic targeting parameters to identify and reach their audience. Targeting users based on gaming concepts they prefer can provide far more insights. Talk to 
	<a href="http://www.inmobi.com/company/contact/">InMobi</a> to learn about InMobi’s Appographic Targeting that delivers superior user acquisition results.</p><p style="font-size:12px;">
	<sup><sup>[1]</sup></sup>Pattern Matching : Genre of games that require manipulation	 of objects/tiles according to a matching criteria. <sup><sup>[2]</sup></sup>Fantasy : Genre of games that commonly use magic and other supernatural phenomenon. <sup><sup>[3]</sup></sup>Survival : Genre of games that focus on fear and last-man standing concepts. <sup><sup>[4]</sup></sup>Stunts : Genre of games associated with racing games on stunt tracks. <sup><sup>[5]</sup></sup>Short Session : Genre of games with short session levels/stages. <sup><sup>[6]</sup></sup>Blood & Gore : Genre of games realistically depicting graphic violence. <sup><sup>[7]</sup></sup>Resource Management : Genre of games which require the collection of necessary resources needed for a task.</p>]]></description>
      <dc:subject><![CDATA[Advertising, Consumer Research, English (EN): inmobi.com,]]></dc:subject>
      
      <dc:creator><![CDATA[ Pooja Kalloor,  Sr. Insights Analyst  ]]></dc:creator>
      
      <dc:date>2014-11-19T09:46:00+00:00</dc:date>
    </item>
  
    <item>
      <title><![CDATA[Seize the moment #1:  Brands need to market to the moment. Here’s why.]]></title>
      <link>https://www.inmobi.com/blog/2014/11/18/seize-the-moment-1-brands-need-to-market-to-the-moment.-heres-why/</link>
      <guid>https://www.inmobi.com/blog/2014/11/18/seize-the-moment-1-brands-need-to-market-to-the-moment.-heres-why/</guid>
      <description><![CDATA[<p><em>Seize the moment is a series that captures mobile marketing strategies for brands to win consumer moments on mobile. </em></p><p>So far, Brands have relied on broad consumer archetypes to understand consumers and the way they can be influenced to purchase. This approach to consumers involved classifying them into cohorts based on mindsets - the collection of ideas that determine their outlook, attitudes, and presumably, their purchase behavior. </p><p>However, the days of this generic approach are clearly numbered. Today’s ‘always-on’ consumer can’t be quickly stereotyped by a dipstick approach to consumer understanding. She makes decisions in far more complex ways as she experiences different moments in life. </p><h3>Why Moments?</h3><p>A consumer’s mindset inextricably changes from moment to moment. That ‘spendthrift fashionista’ might have recently started checking out gyms, reading health blogs, looking for healthy recipes, clicking on fitness related ads, and using expense apps. As she currently zips through the shopping mall, she might be looking for affordable gym shoes, and not a designer dress, in that moment. Her buyer persona needn’t always dictate her impulses. Mobile is the only common denominator that can cut through changing moments and moods, reach new audiences in unparalleled ways, and leverage new signals to truly begin to understand consumer moments.</p><p><img src="https://www.inmobi.com/ui/uploads/blog/image_1-011.png"></p><p>In the battle for consumer attention, consumers are moving targets through their own journeys. Consumer moments are up for grabs, and Brand marketers who tap these moments most successfully will be the ones who win.</p><p>With moment marketing, Brands can tailor their messaging to make it hyper-relevant to a consumer’s context and maximize the possibility of uptake. Being top-of-mind is now not nearly as important as being on top of the moments in consumers’ lives and delighting them with topical and relevant marketing. </p><h4>Mobile : The secret sauce for moment marketing</h4><p>“Being there” with a consumer at a given moment is intuitively efficient with mobile advertising. A car maker who wants to drive awareness of a newly launched car can target consumers depending on their intent, location, context, interests, and more in a given moment.</p><p>The consumer, an auto-enthusiast, is reading the morning news: The car maker may choose this moment to quickly inform a news-seeking consumer about a newly launched car, and invite her to sign-up for a test-drive. A Native Ad seamlessly blends with the newsfeed and provides the right nugget-sized information bite for consumption during a hurried morning.</p><p><img src="https://lh6.googleusercontent.com/XeZeK07yqe8ciqzSI2qxeX_Vq7VCC75sDjcyLv8HUrBvckfAb5dvkZ2XN4hJsoA4WC7Bett46kzGXBb72hLzKdgczBS1wwNl2998d4x9vO2SbB3niLRkoJ3aiVsXw9Bejw" width="554px;" height="1112px;" style="width: 195px;"></p><p>The consumer is in the bus in the afternoon: During this down-time, a rich media ad might allow the consumer to play with a car’s features, engage, and toy with the idea of buying a new car.</p><p><img src="https://lh4.googleusercontent.com/Skxf4HS-4mSb30NHajwicE3Rjq-A3fQMGpOyYr5pC1U8H7qJEQT0loK7NfRZ_AHNbWNr3oYoZEFqDfceJGbFQNWpWh_rc_uRNtv5ucgx3ah6DM9o7yLcxOJMKRL0crG9HA" width="117px;" height="116px;"><img src="https://lh3.googleusercontent.com/lF0EoImq7iEE3PNeSIpopFAWpmj6z0ra3Cf_uPMqRSDH3ddQoXVqxT8d73Q2vXyTQWEKLqhaUG7FJf0IEnnLACvCpV1nhvyWcCogCebgCRceno-1arzSmzza-NXNr0QGDw" width="190px;" height="357px;"></p><p>When the consumer is relaxing at home in the evening: This is the best time to fully engage this consumer and drive purchase. A form-capture video could showcase the car’s features and encourage the consumer to sign up for a test-drive. </p><p><img src="https://lh4.googleusercontent.com/iyavJFslSn75x8RkSu435nDLwlPIRfets-U0YCHV2d0qRoRwmf5edXgHdQdyC3CE1kb84Lqo52STEh_mbul09KaVwgRcFVgCBUNu5UCowibrsTrLda-f2b8uhXWVY8yMeQ" width="554px;" height="284px;" style="width: 440px;"><br><img src="https://lh3.googleusercontent.com/vB4QTje3u2u_NmBB32ZU25jGp--FPtCUwTmR_JNvYRKH5UXvAxc4OxNaaCTgKBbUwqXCpNhLCVaBi30kWFduFIgKeQgeWKl44gZowABdb-j5vIUlV5b8ZBbGQl_IYxAKGQ" width="554px;" height="285px;" style="width: 444px;"></p><h4>Which Moments should Brands Choose?</h4><p>Brands need to determine the Moments of Maximum Opportunity, when consumers are likely to pay attention and demonstrate interest in a brand message. These opportune moments are truly precious and as a result the most valuable opportunities for marketers. </p><p>To determine these moments of maximum opportunity, consumer impulses at passion points need to be regularly understood and analyzed. </p><p>Once determined, savvy Brands can easily aim for relevance by not only participating actively with consumers during important moments, but also enhancing their experience with useful, relevant information. Can your brands help consumers find the food they are looking for, locate the right stores, or learn about interesting new products when they want to shop? With the right moment marketing strategy,Brands can genuinely touch and positively influence consumer lives. </p><h4>So, Moments matter. What’s next?</h4><p>To make moment marketing a reality, Brands need to</p><ol>
<li>Understand the context: Understand consumer moments, and learn about the moments of maximum opportunity that are up for grabs.</li><li>Enthrall with content: Tell a compelling story at the moment of maximum opportunity, with a creative canvas. </li><li>Reach the consumer:  define the relevant audiences, and be able to easily target and reach them at the scale needed to reach your goals. </li></ol><p>The real question then, isn’t really why brands need a moment marketing strategy. It’s how they can best create and implement one.</p><p><a href="http://www.inmobi.com/insights/download/webinars/guaranteeing-roi-for-your-mobile-marketing-investment" target="">On Topic: Register For The Webinar - Market in the Moment to Boost Consumer Engagement</a></p><p><em>Our next post in this series covers exactly how brands can implement moment</em></p><p><em>marketing on mobile. Wait for the moment!</em></p><p><em>To learn more about moment marketing for your brand, visit <a href="http://www.inmobi.com/brand/">http://www.inmobi.com/brand/</a></em></p>]]></description>
      <dc:subject><![CDATA[Advertising, Consumer Research, English (EN): inmobi.com,]]></dc:subject>
      
      <dc:creator><![CDATA[ Ramya Rajan  ]]></dc:creator>
      
      <dc:date>2014-11-18T11:20:00+00:00</dc:date>
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    <item>
      <title><![CDATA[Building Great Brands in the Mobile Age]]></title>
      <link>https://www.inmobi.com/blog/2014/11/21/building-great-brands-in-the-mobile-age/</link>
      <guid>https://www.inmobi.com/blog/2014/11/21/building-great-brands-in-the-mobile-age/</guid>
      <description><![CDATA[<p>
	<strong>Time For Advertisers To Open Up To The Mobile Reality?</strong></p><p>
	There are close to 7 billion mobile subscriptions worldwide, which is equivalent to 95% of the world population. The number of mobile phone users are estimated to be 4.5 billion while the number of Internet users is 2.7 billion. These staggering numbers are eye candy for a marketer as these demonstrate the enormous potential for brands seeking to engage their consumers.</p><p>
	The ubiquitous nature of mobile, which blends personal and professional lives, provides endless opportunities for brands and marketers to reach their target consumers base. Advanced handsets, cutting-edge technology and better bandwidth delivers highly insightful customer insights and intent on their buying and decision patterns.</p><p>
	Although smartphones and tablets have existed as advertising mediums for less than a decade, mobile marketing trends during this period shows a rapid evolution of the advertising landscape. Interestingly, the exponential growth of mobile and smartphone adoption has not witnessed a corresponding increase in mobile ad spends. The amount of time spent on mobile media consumption is disproportionate to the advertising share on mobile. According to eMarketer, American adults spend roughly one quarter of their media time on smartphones and tablets, compared to just 2 percent on newspapers. This year's projected mobile ad spending growth will raise the medium's share of the ad market to only 9.8 percent, compared to the current figure of just under 10 percent spent on newspaper advertising.</p><p>
	Advertisers spend 17 cents on TV for every hour of consumption by a U.S. adult, while they incur 83 cents for the same time spent on print. Mobile costs them just 7 cents for the same duration. The UK ad market is aggressively embracing online advertising along with the rapid adoption of mobile advertising. eMarketer estimates that while mobile will make up 21% of UK adults’ time spent with media in 2014, mobile ad spending’s share of total UK ad investment will only reach 16.3%.</p><p>
	<u>Share of Average Time Spent per Day with Select Media by US Adults vs. US Ad Spending Share, 2014 (% of total)
	</u></p><p style="text-align:center;">
	<img src="https://www.inmobi.com/ui/uploads/blog/blog-graph2.png"></p><p>
	<em>Source: US Time Spent with Media: The Complete eMarketer Forecast for 2014, eMarketer
	</em></p><p>
	<u>Share of Average Time Spent per Day with Select Media by UK Adults vs. UK Ad Spending Share, 2014 (% of total)
	</u></p><p style="text-align:center;">
	<img src="https://www.inmobi.com/ui/uploads/blog/blog-graph1.png"></p><p>
	<em>Source: UK Time Spent with Media: The Complete eMarketer Forecast for 2014, eMarketer</em></p><p>
	<strong>The Big Disconnect</strong></p><p>
	So if mobile is the platform of the future, why is its ad spending not keeping pace? There are several reasons that contribute to this perception. These include:</p><ul>
	
<li style="padding-bottom: 10px;">Fragmentation of mobile devices – The mobile landscape is fragmented with so many different devices and platforms with multiple screen sizes. This can be difficult to provide a consistent user experience. </li>	
<li style="padding-bottom: 10px;">Lack of Standards – The constant challenge for marketers is the lack of dependable standards, methodologies and metrics for measurement for ad solutions.</li>	
<li>Tracking and Analytics – Digital marketers are used to desktop ads utilizing cookies to track users across websites. There is still a perception that mobile browsers and publishers do not have an analogous method of tracking consumers. The level of understanding around mobile targeting capabilities has clearly not caught up to that around desktop ads.</li></ul><p>
	<strong>Mobile – The Game Changer For Brands</strong></p><p>
	Interestingly, the big shift to Mobile has clearly begun despite these setbacks. Brands are steadily increasing their focus on mobile as newer ad units are providing highly innovative formats to acquire or enlighten customers. According to eMarketer, spending on mobile advertising will jump 83 percent to almost $18 billion this year. That compares with $17 billion for newspapers and $15.5 billion for radio. Increased mobile adoption and consumption of content is now being followed by advertising dollars.</p><p>
	The mobile ad tech space has rapidly evolved from basic text and banner ads to richer formats such as mobile video, in-app full screen ads, interstitials, rich media ads and native ads. Real Time Bidding (RTB) has helped to improve accuracy levels of campaigns. Ad impressions have enabled advertisers to bid intelligently on mobile ad inventory in a cost effective and efficient manner. There is immense excitement around location-based targeting as it opens up new possibilities for targeting customers. Responsive ad designs have automated the process of creating an ad to make it adaptable to different screen sizes and resolutions.</p><p>
	As the era of wearable takes shape, it is all set to open an entirely new dimension for brands to reach their customers. These are still early days on this front. Advertisers are recognizing the need to re-define their marketing strategies and integrate mobile deeply into their tactics. The best brands will continue to invest in mobile because it guarantees ROI. We are at a tipping point where mobile-first is a high priority for brands. So get ready for that next big holiday deal to pop up on your mobile, just when you were thinking about it.</p><p>
	Happy Holidays.</p>]]></description>
      <dc:subject><![CDATA[Consumer Research, English (EN): inmobi.com,]]></dc:subject>
      
      <dc:creator><![CDATA[ Shamala DN  ]]></dc:creator>
      
      <dc:date>2014-11-12T12:03:00+00:00</dc:date>
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    <item>
      <title><![CDATA[Guaranteed Mobile Happiness This Holiday Season ]]></title>
      <link>https://www.inmobi.com/blog/2014/11/11/guaranteed-mobile-happiness-this-holiday-season/</link>
      <guid>https://www.inmobi.com/blog/2014/11/11/guaranteed-mobile-happiness-this-holiday-season/</guid>
      <description><![CDATA[<p>
	Happiness, hope and reflection are definitely a part of the
holiday season but do they all necessarily fit into your holiday season
business plans?</p><p>
	Mobile advertising is set to be a $50 billion industry within the
next decade according to 
	<a href="http://www.gartner.com/newsroom/id/2653121">Gartner</a> and other research firms.</p><p>
	However, up until now most mobile media networks only guaranteed set brand impression levels, leaving brands guessing as to whether those
impressions would translate into a tangible ROI.</p><p>
	But this holiday season, InMobi plans to disrupt the market
by changing all that. InMobi is offering brands and marketers the
opportunity to advertise on mobile with '
	<a href="http://info.inmobi.com/rs/inmobi/images/InMobi_for_Brands_Solutions_GO.pdf">Guaranteed Outcomes</a>'.</p><h3>So What Exactly Is Guaranteed Outcomes?</h3><p>
	InMobi’s
Guaranteed Outcomes is a real-time decision engine for brands that guarantees the
	<em>intended outcome</em> for mobile advertisers. This offering goes
beyond the traditional offerings like ad impressions, or click rates, and
guarantees advertisers that 
	<em>a specific percentage</em> of the
consumers targeted by an advertising campaign will ‘interact’ and ‘engage’ with
the brand.</p><h3>How Does It Work?</h3><ol>
	
<li>Advertiser and
InMobi agree on a pre-defined outcome floor (the lowest acceptable engagement
rate)
	</li>	
<li>InMobi uses machine
learning and decision sciences to identify the audience micro-segments most
likely to take action
	</li>	
<li>InMobi targets this
audience with an immersive creative experience
	</li></ol><p>
	Unlike
typical performance-based campaigns Guaranteed Outcomes only serves an
impression if the decision engine knows that the intended recipient is a member
of the audience most-likely to take the desired action, thereby eliminating
wasted impressions.</p><p>
	Let's take an
example of a retail brand that wants to promote its offers for the upcoming holiday
season and make sure it is minimizing spillage of its mobile advertising investment by targeting only customers with a high-propensity to take
action.  By leveraging InMobi Guaranteed
Outcomes, the brand can achieve a minimum rate of coupon clips or retail
location lookups, significantly increasing its chances of conversion and
maximizing its ROI.</p><p>
	<img src="https://lh5.googleusercontent.com/_F_vzhgcw5YKZbMbexpWT_wkrs-Pm7hwwDdtRdF8hGZXg6X5ZhPQlzz31USvOx_tfkXXZjj1sfcWJxjLXFZXLkZokvRi9kh6-USmYD0B6dkypeTEZ76IEP6YzMSE-mNTzQ" width="529px;" height="416px;"><br>
	<em>Big box
retailers can guarantee the number of coupons clipped
	</em></p><p>
	<img src="https://lh6.googleusercontent.com/om12U0o5F3R9kIJXxJ14-1T4ca7oJF7tPAH0B-QR6pRwHhGVFXWDGefrFI5G_5noAs1x-2p0UrBB-_Hi2sbY34om1ak7OeWEvlwrdEUO8X2lnWbOm1OOt9ejhnGp5txAIw" width="191px;" height="351px;"><br>
	<em>Consumer electronics brands can guarantee the number of add-to-calendar
downloads
	</em></p><p>
	What does all this translate to? Between 1.8X to 9.5X improvement over
'regular' campaigns across verticals like retail, CPG, auto and financial
services and dare we say less wishing and more peace of mind. Go ahead and ask
your ad network for guaranteed outcomes on your advertising campaign this
holiday season. It is after all the season to be happy!</p><p>
	Learn more about how you can guarantee your customers a mobile happy holiday season!</p><p class="button">
<a href="" data-modal-trigger="#contactBlog" data-toggle="modal" class="btn btn-blue">Get In Touch</a></p>]]></description>
      <dc:subject><![CDATA[Advertising, English (EN): inmobi.com,]]></dc:subject>
      
      <dc:creator><![CDATA[ James Riess,  Head of Mobile Strategy, North America  ]]></dc:creator>
      
      <dc:date>2014-11-12T01:40:00+00:00</dc:date>
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    <item>
      <title><![CDATA[What’s Keeping The Click And Install Apart - Part 2]]></title>
      <link>https://www.inmobi.com/blog/2014/11/11/whats-keeping-the-click-and-install-apart-part-2/</link>
      <guid>https://www.inmobi.com/blog/2014/11/11/whats-keeping-the-click-and-install-apart-part-2/</guid>
      <description><![CDATA[<p>
	In our <a href="http://www.inmobi.com/blog/2014/11/03/whats-keeping-the-click-and-install-apart-part-1">previous blog</a> we discussed how the delay between a user clicking an ad and being taken to the app store might result in lower installs  for your app. We also saw how synchronous tracker redirections, one of the major reasons for these post click latencies, may lead to about 20% click loss for your app install campaigns.</p><p>
	But that is only half the story. Another reason for click loss is the time taken for the app store to load after the user has clicked on the ad unit. Before we understand the latencies involved, let’s take a look at the ways in which a user might be taken to the app store.</p><h3>
	By redirecting the user to the App Store</h3><p>
	Typically, if a user clicks on the ad, he is taken out of the publisher’s app context and into the Play Store/App Store app, where he may choose to download the advertiser’s app. This journey generally includes a visit to the redirection page and a certain delay resulting from the time the app store takes to load.This is clearly not a desirable experience for either the publisher or the advertiser.The publisher is essentially sending the user out of his app and risks losing user engagement, while the advertiser may lose a potential user for his app due to click latencies.</p><iframe src="//player.vimeo.com/video/111500967" width="500" height="281" frameborder="0" webkitallowfullscreen="" mozallowfullscreen="" allowfullscreen=""></iframe><h3>
	By invoking the SK Store within the Publisher’s app</h3><p>
	On iOS, there exists an alternative. The SK Store (or Inline App Store) function allows the App Store to be invoked from within the publisher’s app, and allows the user to download the advertised app. The download runs in the background while the user is taken back to the publisher’s app.</p><iframe src="//player.vimeo.com/video/111501122" width="500" height="281" frameborder="0" webkitallowfullscreen="" mozallowfullscreen="" allowfullscreen=""></iframe><p>
	Advantages of using SK Store include seamless transition for better user experience and the ability to get information about the user’s appstore activity (clicks on the ‘close’ button denoting  the number of users who reached the app store but chose not to download.) Since the idea is to keep the user inside the publisher’s app, it becomes necessary to implement <a href="http://www.inmobi.com/blog/2014/11/03/whats-keeping-the-click-and-install-apart-part-1">asynchronous tracker calls</a>, for any implementation of the SK Store.</p><h3>
	But implementing the SK Store does not eliminate the latency associated with loading the App Store.</h3><p>
	The transition is seamless but SK Store still takes some time to load, which is dependent on the speed of the user’s internet connection. This is beyond an ad network or tracker’s control.</p><p>
	The possible solution is pre-caching the SK Store i.e loading the SK store when the ad unit is displayed, so it opens instantaneously when the user clicks on the ad. While drop-offs can be minimized by this, care must be taken as to when the app store can be pre-cached. For banner ads, where the possibility of the user clicking on the ad is very less, pre-caching for every ad unit may be heavy on users’ data usage. But for ads with high click probability, like video ads, it might be wise to implement pre-caching.</p><p>
	You spend a lot of money and time trying to get a user to click on your ad, and it takes just a moment for them to leave. Make sure your tracking partner and ad network solve for these post-click latencies, so you can get the most out of your user acquisition campaigns!</p>]]></description>
      <dc:subject><![CDATA[Product and Technology, Products &amp; Tools, English (EN): inmobi.com,]]></dc:subject>
      
      <dc:creator><![CDATA[ Aksha Kini  ]]></dc:creator>
      
      <dc:date>2014-11-11T08:42:00+00:00</dc:date>
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    <item>
      <title><![CDATA[InMobi Insights : Asia drives global app download growth in Q3'14]]></title>
      <link>https://www.inmobi.com/blog/2014/11/10/the-state-of-mobile-app-downloads-q3-2014/</link>
      <guid>https://www.inmobi.com/blog/2014/11/10/the-state-of-mobile-app-downloads-q3-2014/</guid>
      <description><![CDATA[<p>
	Getting
users to download an app is a challenge faced by app developers the world
over. As advertisers worry about their user acquisition strategy, many
questions need to be answered. When do users download most? Which countries
are growing the fastest? Where are gaming apps most popular?</p><p>
	InMobi’s
latest report - 
	<a href="http://www.inmobi.com/insights/download/whitepapers/the-state-of-mobile-app-downloads-q3-2014/" target="_blank">The State of Mobile App Downloads 2014 Q3</a> answers these and many more questions. Here we present insights and interesting patterns based on research conducted on the
InMobi network.</p><p>
	<strong>Are mobile users downloading apps?</strong></p><p>
	Nearly
17,000 apps hit the app store 
	<a href="http://www.statista.com/statistics/263795/number-of-available-apps-in-the-apple-app-store/" target="_blank">every week</a><a href="file:///C:/Users/pooja.kalloor/Documents/Pooja%20Kalloor/InMobi/Calendar/Projects/Pooja/Research%20Nuggets/RN%209%20-%20App%20Downloads%20Q3%202014/Blog/Blog-TheStateofMobileAppDownloadsQ32014.docx#_ftn1"><sup><sup>[1]</sup></sup></a>, bombarding users with an array of choices. Mobile app downloads measured
on the InMobi network witnessed a 32% growth in Q3 as compared to 
	<a href="http://www.inmobi.com/insights/download/whitepapers/the-state-of-mobile-app-downloads/" target="_blank">13% in Q2</a>. This could in-part be attributed to the growing <a href="http://www.emarketer.com/Article/Smartphone-Users-Worldwide-Will-Total-175-Billion-2014/1010536" target="_blank">smartphone penetration</a>.</p><p>
	<strong>Where can I find mobile app users?
	</strong></p><p style="text-align:center;">
	<strong><img src="https://www.inmobi.com/ui/uploads/blog/inmobi_Top_5_App_destinations.png"><br>
	</strong></p><p>
	<strong style="text-align: center;"></strong>While USA
continues to lead the world of mobile app downloads, four of the top 5 app
downloading destinations are in Asia. Not only do they account for a
substantial share of downloads, they are also some of the fastest growing
nations.</p><p style="text-align:center;">
	<img src="https://www.inmobi.com/ui/uploads/blog/inmobi_fastest__growing_app__destinations.png"></p><p>
	With 69%
Q-on-Q growth, China leads the way, showcasing some promise as a major app
economy in the coming quarters. India and Indonesia aren’t far behind with over
60% growth. A majority of these countries are mobile first - mobile devices are
their primary source for internet access. This bodes well for advertisers and
developers.</p><p>
	<strong style="text-align: center;">How many apps do users download?</strong></p><p style="text-align:center;">
	<img src="https://www.inmobi.com/ui/uploads/blog/inmobi_app_crazy__nations.png"></p><p>
	Along with
high share of downloads, Asian countries also account for some of the highest
per capita
	<a href="file:///C:/Users/pooja.kalloor/Documents/Pooja%20Kalloor/InMobi/Calendar/Projects/Pooja/Research%20Nuggets/RN%209%20-%20App%20Downloads%20Q3%202014/Blog/Blog-TheStateofMobileAppDownloadsQ32014.docx#_ftn1"><sup><sup>[2]</sup></sup></a>
	app downloads. Indonesia leads with an average of 6 mobile app downloads per
100 users, followed by Malaysia, Philippines and South Korea at 2.7. The
majority of these economies are still in their early phases of smartphone
adoption and users are keen to discover new apps thus driving high per capita
app downloads. However, over time, users will accumulate a portfolio of apps
and will prefer sticking to them, thus levelling the curve.</p><p>
	<strong style="text-align: center;">Which app categories are most popular?</strong></p><p style="text-align:center;">
	<img src="https://www.inmobi.com/ui/uploads/blog/inmobi_leading__app_categories.png"></p><p>
	At 68%
share of app downloads, Gaming continues to be the most favoured app category
amongst smartphone users. It is also one of the fastest growing categories with
a 40% Q-on-Q growth rate. This growth is primarily being led by developing
nations such as China, Indonesia, India, Russia and Malaysia.  Communication apps remain the second favorite
with an 11% share of downloads.</p><p>
	<strong style="text-align: center;">When are apps most downloaded?</strong></p><p style="text-align:center;">
	<img src="https://www.inmobi.com/ui/uploads/blog/inmobi_Daily_app__download_trends.png"></p><p>
	When
looking to reach your audience, it is imperative that you spend your time and
effort when your users are most active. As seen on our network, the top 5 app
download destinations follow a similar time pattern. Post work hours are the
unanimous choice of time for downloading apps.
	<strong><br>
	</strong></p><p>
	<strong>Where are we headed?</strong></p><p>
	With
increasing smartphone penetration, and rising 
	<a href="http://www.emarketer.com/Article/Mobile-Continues-Steal-Share-of-US-Adults-Daily-Time-Spent-with-Media/1010782" target="_blank">media time spent</a>, advertisers today have a
wider user base to explore presenting an immense opportunity.</p><p>
	<strong>Looking for more?</strong></p><p>
	<strong></strong>For an
in-depth look at the app download trends of Q3, download 
	<a href="http://www.inmobi.com/insights/download/whitepapers/the-state-of-mobile-app-downloads-q3-2014/" target="_blank">The State of Mobile App Downloads 2014 Q3 Report</a>.</p><p>
	<strong>Related Reports</strong></p><p><a href="http://www.inmobi.com/insights/download/whitepapers/the-state-of-mobile-app-downloads/" target="_blank">The State of Mobile App Downloads 2014 Q2</a></p><p><a href="http://www.inmobi.com/insights/download/whitepapers/the-state-of-mobile-app-monetization-global/" target="_blank">The State of Mobile App Monetization 2014 Q2</a></p><p>
	Interested
in understanding more about this research? Reach out to our insights team at 
	<a href="mailto:insights@inmobi.com">insights@inmobi.com</a>.</p><hr>
<p>
	<a href="file:///C:/Users/pooja.kalloor/Documents/Pooja%20Kalloor/InMobi/Calendar/Projects/Pooja/Research%20Nuggets/RN%209%20-%20App%20Downloads%20Q3%202014/Blog/Blog-TheStateofMobileAppDownloadsQ32014.docx#_ftnref1"><sup><sup>[1]</sup></sup></a> <em>Calculated using available apps on Apple and Google
app store, Statista, 2014
	</em></p><p>
	<a href="file:///C:/Users/pooja.kalloor/Documents/Pooja%20Kalloor/InMobi/Calendar/Projects/Pooja/Research%20Nuggets/RN%209%20-%20App%20Downloads%20Q3%202014/Blog/Blog-TheStateofMobileAppDownloadsQ32014.docx#_ftnref1"><sup><sup>[2]</sup></sup></a> <em>Per capita app downloads is calculated as the number of apps downloaded per 100 users</em></p>]]></description>
      <dc:subject><![CDATA[Advertising, Consumer Research, English (EN): inmobi.com,]]></dc:subject>
      
      <dc:creator><![CDATA[ Pooja Kalloor,  Sr. Insights Analyst  ]]></dc:creator>
      
      <dc:date>2014-11-10T10:39:00+00:00</dc:date>
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    <item>
      <title><![CDATA[There's Something About InMobi]]></title>
      <link>https://www.inmobi.com/blog/2014/11/05/theres-something-about-inmobi/</link>
      <guid>https://www.inmobi.com/blog/2014/11/05/theres-something-about-inmobi/</guid>
      <description><![CDATA[<p>I recently completed five exhilarating years at InMobi and the company incidentally just completed 7 years of its existence last week. While it has been a phenomenal journey in helping build InMobi to what it is today, I must admit that it is never easy. When you are part of a startup with hyper growth ambitions, playing a global game, in a massively dynamic ecosystem, there needs to be a compelling set of reasons that makes you look past the pain.</p><p><strong>There's something about InMobi that makes it worth the pain -</strong></p><p>- Because you are part of something that's THINKING BIG and sometimes get goose bumps imagining the audacity of what you are trying to build and how this could impact the world.</p><p>- Because we are fortunate to have marquee investors, who backed and built epic companies, believe in our story early on. From Ram Shriram (who backed Google in their early days) to KPCB (of John Doerr fame) to Masayoshi Son (SoftBank Japan), the visionary who bet on Alibaba, Tencent, Sprint, Supercell, (and InMobi way back in 2011)!</p><p>- Because we were the first independent mobile advertising platform (after Google), that built out a global business and operations spanning 165 countries with teams in almost 25-30 countries.</p><p>- Because we have set out to fundamentally disrupt the world of advertising by delivering a compelling user experience through a combination to Art and Science; by balancing the Yin (of leveraging our deep user/audience understanding for better targeting, prediction and optimization) and the Yang (of beautiful/compelling ad experiences that users love).</p><p>- Because we are proudly mobile-first. Ever since we started 7 years back, we are 100% mobile-first. With a technology team of almost 400-500 PMs and engineers working on mobile-first advertising and delivering ROI to our customers.</p><p>- Because we have brick-by-brick laid the foundation of an everlasting company through a fundamentally strong product and technology backbone, solid business execution and financial acumen, driven by some of the smartest and most passionate people on the planet!</p><p>- Because we are in it for the long haul. We have been fortunate to witness and sustain seismic shifts in the post-PC, mobile era - from feature phones to smartphones to tablets and now wearables and yet remained relevant all through.</p><p>- Because we have evolved our value proposition with each wave of advertisers on mobile - from Content partners(ringtones, wallpapers) way back to App Developers to Brands/Agencies and now Programmatic buying & Commerce as we go forward.</p><p>- Because we are humbled by how Google and Facebook have built extraordinary technology businesses over the years. And yet we dare to dream to compete against them.</p><p>- Because we are proud of being able to learn, iterate and unlearn from our mistakes; very fast; without any egos; given we fundamentally believe that 'no one knows the right answers since the mobile economy itself in its infancy’.</p><p>- Because we thrive not just in hiring rock stars as much as possible but more so in getting extraordinary outcomes from ordinary people. That, to me, is the sign of true leadership at InMobi!</p><p>- Because we are “Made in India; For the World”.</p><p>I could go on but I wouldn't want to inflict my passion on your patience. Suffices to say, this is my way of saying thank you to my team, our customers, our investors and ecosystem partners for fostering and moulding InMobi into what it is today. I often tell my wife, if we can raise our children the way InMobi is shaping up, we’ll have done well, very well. Here’s to yet another very successful year ahead for InMobi!</p>]]></description>
      <dc:subject><![CDATA[Announcements, English (EN): inmobi.com,]]></dc:subject>
      
      <dc:creator><![CDATA[ Piyush Shah,  Chief Product Officer  ]]></dc:creator>
      
      <dc:date>2014-11-05T05:52:00+00:00</dc:date>
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    <item>
      <title><![CDATA[What’s Keeping The Click And Install Apart? - Part-1]]></title>
      <link>https://www.inmobi.com/blog/2014/11/03/whats-keeping-the-click-and-install-apart-part-1/</link>
      <guid>https://www.inmobi.com/blog/2014/11/03/whats-keeping-the-click-and-install-apart-part-1/</guid>
      <description><![CDATA[<p>As an app developer promoting your app on paid channels, the install rate ( i.e the percentage of users downloading the app post clicking an ad) is the metric that matters the most to you. While improving ad-relevance and enhancing ad-experience are the right strategies to improve this metric,there may also be several technical reasons that may lead to losing a user who had the real intent to install your app.</p><p>Post-Click Latency - i.e the delay between the user clicking the ad, and being taken to the appstore, is a major reason for click loss and consequent lower install rates. Two important reasons for post click-latencies are: </p><ol>
<li>Tracker redirections</li><li>Delays in loading the app store</li></ol><p>In this post, we will focus on how we have solved for tracker redirection related latency issues. </p><h4>What are tracker redirections?</h4><p>When a user clicks on an ad, he is momentarily redirected to a different page, where the tracker collects the tracking parameters (such as a device id or fingerprint) to facilitate a conversion/install attribution. Currently, these tracker calls are synchronous i.e they happen in succession. </p><p><img src="https://lh4.googleusercontent.com/ar66otUZEokaUSv6O9eW7bbJvIZF2edrJLSPzh69CT0GZpyOVd2UclaFdUI0FAjWQfDJT8N0h-NeI1Os4YyeimrQNdHyI66fnuBJgYfPzfxDpLr6R7VlFeVp-xq9BZrWAw" width="578px;" height="350px;" alt="Blog image 1 final.png"></p><p>Click loss due to redirections is directly proportional to the number of redirections and the time it takes for the redirection to happen. With some networks like DSPs, there may be multiple redirections for a single click. Also, in regions with high latency such as China*, the time taken for redirections might be really high. We have noticed that on an average, about 20% of users who click on your ad are lost in this step alone!</p><h4>Of course, the easiest solution is to stop redirections. But is that possible? </h4><p>For attributions to happen through the Google Install Referrer and Device Fingerprints, redirections become a necessity. Since at least one of these two identifiers are <a href="http://www.inmobi.com/blog/2014/10/27/google-install-referrer-a-mixed-blessing"> required in addition to the to the Device ID</a>, in order to minimize attribution losses, it may not be wise to do away with redirections completely.</p><p>At InMobi, we have found a solution. </p><p>Redirections need to happen, but not necessarily in a synchronous fashion. InMobi's SDK is capable of performing the tracker redirections asynchronously without damping the user experience. InMobi is also capable of making the tracker calls from server side, which increases tracking accuracy without adversely affecting attribution.</p><p><img src="https://lh5.googleusercontent.com/Wmhnps3_Guunom2IPAB3qN50i-wAaTSrJEbsYDYWniyOYVV3Qn9xz_bpL2ity03BRPG5607Vg0yV3gLrPn078arkLC9ugjJ2sLJqNbWCXHULCiwUo1JwSZv5TwZxoAKxOw" width="472px;" height="408px;" alt="Blog image-2.png" style="width: 464px;"></p><p>To the user, transition to the app store is smooth  without any abrupt redirections. We’ve found this to improve install rates by almost 15-20% in many cases.</p><p>Given most performance advertisers are working with independent 3rd party trackers, InMobi is also working hard to build deep technical integrations with top players in the tracking & attribution space, to extend the benefits of our advanced technology to all partners.</p><p>In our next blog, we’ll discuss more about latencies in app store launch and its impact on CVR. Stay tuned!</p><p><em>*Latency in china is due to servers being located outside of China. In cases where servers are located in US or Europe the round trip time is longer leading to latency. DNS servers are located out of China as well, which leads to longer DNS resolution times.</em></p>]]></description>
      <dc:subject><![CDATA[Product and Technology, English (EN): inmobi.com,]]></dc:subject>
      
      <dc:creator><![CDATA[ Aksha Kini  ]]></dc:creator>
      
      <dc:date>2014-11-03T12:20:00+00:00</dc:date>
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    <item>
      <title><![CDATA[Get Ready For The Holiday Season With Festive Frames]]></title>
      <link>https://www.inmobi.com/blog/2014/10/31/get-ready-for-the-holiday-season-with-festive-frames/</link>
      <guid>https://www.inmobi.com/blog/2014/10/31/get-ready-for-the-holiday-season-with-festive-frames/</guid>
      <description><![CDATA[<p>There is a slight chill in the air as wisps of clouds cover the full moon sky. The gentle yellow flicker of the Jack-O-Lanterns lends a haunting atmosphere to the night. A young child shrieks as a ghoulish hand appears out of nowhere. A scene from a scary movie? Well, think again. This year, InMobi embraces the spooktacular wonder of Halloween by providing our publishers with <strong>customized frames</strong> that include all the elements of this holiday celebration.</p>

<p><img height="460px;" src="https://lh3.googleusercontent.com/1bRG06O95IvysFfV27NZP8wq2TtHY6u4I4yUNNea89w-xYcvJ-tPsJ3TkE00fon2qOC4_9xOO1QFcCxBt_WMjNNmDeV3ULHgDDHmuHJ_Ba7cbGFirbDaKLCeoLbs-uhSAg" width="241px;" /> <img height="457px;" src="https://lh6.googleusercontent.com/sIHkAZXOOpOlTgrfwA23JyxDQmHRZu06Bwm_e6xn1PG3kVivhFEA8VMUP6ok4_IKOmFGaqappkxOPG0cvorJotBf8mcf7V4O5rTUrVlDlSVuS_t18ozG6kyZL4RatJDVIQ" width="232px;" /></p>

<p>For years, app developers have enthusiastically joined in the festivities and taken special efforts to <a href="https://www.148apps.com/news/ruzzle-adventure-halloween-spirit-update-lots-pumpkins/">update their apps</a> with holiday themes. Advertisers, both apps and brands, too go the extra mile to do a <a href="https://www.inmobi.com/blog/2014/09/02/six-mobile-creative-ideas-to-dramatically-increase-holiday-sales">creative ad refresh</a> around the holiday season resulting in a definite uplift in conversions.</p>

<p>For publishers who want to build that special connect with their user base and usher in the holiday season with style, we bring to you our brand new festive frames modeled around popular holidays, events and festivals. And what&rsquo;s more, we have added a little <strong>dash of magic (read animation)</strong> to delight your users. Animated frames are an <strong>industry-first</strong> and garnering rave reviews! Be it witches flying, owls hooting or a friendly creepy crawly, our publishers have access to the full spectrum of Halloween themes to personalise ads running on their apps.</p>

<p>InMobi launched Halloween frames recently and has already witnessed door-busting demand. User engagement is at an all time high with <strong>10-15% improvement in CTRs</strong> on the Halloween frames.</p>

<p>The holiday season is the busiest time of the year and the most competitive as well. Most developers choose the holidays to launch new apps and the best of updates. At the same time, advertising spends reach a crescendo, bringing more ad revenues for app developers. If you want to make the most of this holiday season, get started with these customized <a href="https://www.inmobi.com/products/sdk/">InMobi interstitials</a> today. Leave it to us to work our magic on Thanksgiving, Christmas and New Year.</p>]]></description>
      <dc:subject><![CDATA[Announcements, Product and Technology, English (EN): inmobi.com,]]></dc:subject>
      
      <dc:creator><![CDATA[ Tanvi Kapoor,  Director - Product Marketing  ]]></dc:creator>
      
      <dc:date>2014-10-31T05:10:00+00:00</dc:date>
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    <item>
      <title><![CDATA[Android Growing Faster Than Apple, Accounts For Over 61% of Ad Impressions Globally]]></title>
      <link>https://www.inmobi.com/blog/2014/10/29/android-growing-faster-than-apple-accounts-for-over-61-of-ad-impressions/</link>
      <guid>https://www.inmobi.com/blog/2014/10/29/android-growing-faster-than-apple-accounts-for-over-61-of-ad-impressions/</guid>
      <description><![CDATA[<p>
	Today we released our <a href="http://inmobi.com/insights/on-demand/" target="">Q3 2014 Network Research</a>, which reported on the latest mobile device and OS share trends on the InMobi network. </p><p>
	Here are some of the global highlights: </p><p>
	Overall, in Q3 2014, the volume of impressions on the InMobi network was up globally compared to the previous quarter. This growth was driven by in-app ads that contributed 80.0 percent of mobile ad impressions. </p><p>
	<img src="https://www.inmobi.com/ui/uploads/blog/q32014_blog1.jpg" alt="q32014_blog1.jpg" style="display: block; margin: 0px auto;"></p><p>Smartphones still account for the lion’s share of impressions with 78%, up 5.9 percentage points from the previous quarter. Ad impressions from tablets accounted for almost 18% of the total platform impressions in Q3 2014.</p><p><img src="https://www.inmobi.com/ui/uploads/blog/q32014_blog2.jpg" alt="q32014_blog2.jpg" style="display: block; margin: 0px auto;"></p><p>
• Samsung maintained its spot as the No. 1 manufacturer in terms of impressions, and increased its lead by three percentage points over No. 2 on the list is Apple. Overall, Apple and Samsung devices count for 70% of our impressions.</p><p>• Nokia’s share of impression has declined considerably by 9.0% compared to Q2 2014. </p><p><img src="https://www.inmobi.com/ui/uploads/blog/q32014_blog3.jpg" alt="q32014_blog3.jpg" style="display: block; margin: 0px auto;"></p><p>Android remained the largest OS on our platform (61.4%), growing 11.6 percentage points from Q2 2014. Apple contributed to 32% of impressions, up marginally by 2.2% from the previous quarter. </p><p><img src="https://www.inmobi.com/ui/uploads/blog/q32014_blog4.jpg" alt="q32014_blog4.jpg" style="display: block; margin: 0px auto;"></p><p>On the handset front, Apple devices dominated in ad impression share across the globe in Q3 2014, but some Samsung mobile devices appeared to see greater engagement.</p><p><img src="https://www.inmobi.com/ui/uploads/blog/q32014_blog5.jpg" alt="q32014_blog5.jpg" style="display: block; margin: 0px auto;"></p><p><em>Note: The data presented in the report was sourced from the InMobi mobile advertising network for Q3 2014. </em></p><p>To learn more about regions/countries: Click here to download <a href="http://inmobi.com/insights/on-demand/" target="">InMobi Network Research Q3 2014</a>. </p><p>Interested in understanding more about this report and how it could impact your business? </p><p>Reach out to our insights team at <a href="mailto:insights@inmobi.com" target="">insights@inmobi.com</a></p>]]></description>
      <dc:subject><![CDATA[Consumer Research, English (EN): inmobi.com,]]></dc:subject>
      
      <dc:creator><![CDATA[ Shamala DN  ]]></dc:creator>
      
      <dc:date>2014-10-29T12:35:00+00:00</dc:date>
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      <title><![CDATA[Google Install_Referrer: A Mixed Blessing?]]></title>
      <link>https://www.inmobi.com/blog/2014/10/27/google-install-referrer-a-mixed-blessing/</link>
      <guid>https://www.inmobi.com/blog/2014/10/27/google-install-referrer-a-mixed-blessing/</guid>
      <description><![CDATA[<p>To many, the world of mobile ad attribution might look complex and patchy, where two of the most popular mobile tracking parameters: Device Identifiers and Device Fingerprinting, are fighting a constant battle between maximum inventory coverage and minimal losses.</p><ul><li>Device Identifiers offer 100% accurate ad tracking, but are available only on SDK inventory and may be absent at click-time in certain countries and for certain publishers.</li><li>Device Fingerprinting, although readily available, is a probabilistic model and might lead to attribution inaccuracy or losses.</li></ul><p>On Android devices, another ad tracking identifier called the Google install_referrer has been in play since long. While it shows a lot of promise with 100% accuracy for tracked downloads across mobile web and app inventory, it is still not free from the vice of attribution losses. Let us look at how the Install Referrer works to understand this better.</p><p>How does the Install Referrer work?<br></p><p><img src="https://www.inmobi.com/ui/uploads/blog/blog_image_final.jpg"></p><p>The Install_Referrer is a unique string code that is passed to the Play Store whenever a user clicks on the ad. The same code is broadcasted by the Play Store to the app when it is downloaded. Upon app open, this code is passed to the tracker which looks for a successful match to attribute the conversion to its source. </p><p>Unlike fingerprinting, the Install Referrer is independent of the device and does not change with the changing device parameters, thereby nullifying the possibility of a false match/mismatch. Hence, the attribution is 100% accurate. </p><p>When does the install_referrer fail to track a conversion?</p><p>Attribution loss due to the install_referrer can happen due to one of the following reasons:</p><ul><li>In cases where the user might re-launch the Play Store and download the app, the install_referrer will be unable to attribute the install to the ad even if the download intent is driven by the same. However, tracking through device Identifiers may perfectly capture this conversion (limited to a certain time-frame), as they are passed through the tracker integration to the respective 3rd party ad-network upon the user opening the app.</li></ul><ul><li>If the advertiser is incorrectly collecting the referrer. Please check with your tracking partner to make sure you’ve correctly set up your app to receive the install_referrer.</li></ul><ul><li>There may be delays in the install_referrer being passed to the tracker SDK post the app open. In certain cases, the tracker SDK might not wait long enough to collect the referrer, and it may be lost.</li></ul><p>All these reasons contribute to an attribution loss of about 20-30% for the install_referrer.</p><p>What identifier should you be using for tracking? </p><p>Each identifier available on Android can help in closing the gap on attribution losses when used in conjunction with each other, based on how much coverage & accuracy they offer on mobile web and app inventory. </p><p><img src="https://lh5.googleusercontent.com/yG0RxvE3wvcIpPWG59TCN5XRMPJ6jCrnOli1Yn2491mRAk7dkpoMCvjTS55Lg0dIaQc5uUdT7XiYAHigQZYIcBBGcqNtvJGb5NgErfYqkT0QErrvMTs8bsxYhnUuKkpQBA" width="624px;" height="173px;" alt="Screen Shot 2014-10-20 at 11.54.19 am.png"></p><p>*Loss percentage measured on InMobi’s Conversion Tracking Platform</p><p>Although tracking through Device IDs is the best and most accurate method for attribution, it may not be a sufficient strategy to use, as they are supported only on SDK inventory.There is a need therefore, to couple it with one of the other two methods to maintain a necessary balance between inventory coverage and accuracy.</p><p>For minimal losses, InMobi recommends using all three methods for tracking your ad campaigns. On iOS, where the equivalent of the install_referrer is absent, the best option is to utilize Device Fingerprinting together with Device Identifiers for tracking.</p><p>To get the most out of your ad campaigns, make sure your tracker supports the Install Referrer from Google. To know more about the install_referrer, please visit the <a href="https://developers.google.com/analytics/devguides/collection/android/v1/devguide#campaigns">campaign tracking page for Google Analytics</a>.</p>]]></description>
      <dc:subject><![CDATA[Consumer Research, Product and Technology, English (EN): inmobi.com,]]></dc:subject>
      
      <dc:creator><![CDATA[ Aksha Kini  ]]></dc:creator>
      
      <dc:date>2014-10-27T09:27:00+00:00</dc:date>
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    <item>
      <title><![CDATA[The Dev Masterclass Series: The “How the Hell Do I Choose App Store Keywords” Guide]]></title>
      <link>https://www.inmobi.com/blog/2014/10/22/the-how-the-hell-do-i-choose-appstore-keywords-guide/</link>
      <guid>https://www.inmobi.com/blog/2014/10/22/the-how-the-hell-do-i-choose-appstore-keywords-guide/</guid>
      <description><![CDATA[<p>One of the most
important tools of your app marketing campaign (with or without paid
acquisition) is Keyword Optimization (KWO). With it, you'll improve your
keyword pool, i.e., the collection of words on your app's metadata that are
scanned by search engines.</p><p>Choosing great keywords
and key-phrases takes time, and you have to make a considerable list of words
and phrases that are somehow related to your app. The list should have hundreds
and thousands of key-phrases and keywords.</p><p>After you've
brainstormed your list, it is time to filter the bad terms out and choose your
final set of keywords. Pay attention and take your time to make a great
selection. The keywords you choose will impact directly on your app’s exposure,
downloads, and, therefore, revenue.</p><h3>Selecting your Keywords and Key-phrases</h3><p>There are several
methods out there to choose keywords. The one that worked best for me is the
straightforward, three-step <strong>Relevance,
Competition and Volume method</strong>, and I'll show you how you can do it and why
you should do it.</p><h4>Step One: Relevance</h4><p>If you have to learn one
thing from reading this article, it's this: relevance is king. Period.</p><p>The single most
important aspect to consider in keyword selection is relevance. Without
relevance, you get no conversion, no matter how great your app, icon,
screenshots, or video previews are.</p><p>Imagine the following
situation: you search for a "golf assistant app" and the third app
you see is an ice hockey game. Unless you love any sport that is about hitting
balls with sticks—in that case, you should try baseball too, I heard it's
awesome—you wouldn't download it. </p><p>People want to download
what they are looking for. It's that simple.</p><p>And this is cool,
because users who downloaded your app from the search results are usually after
apps with the highest quality. They were looking for your app, after all. They
just didn't know it yet.</p><p>Since you don't get
downloads from keywords or key-phrases with no relation to your app, don't waste
your time using them. Even if you do get them, user quality will be low: they
won't engage or spend on your app.</p><p>So, how do you know a
keyword is relevant? Basically, you will know if the keyword or key-phrase is
relevant if it falls in one of the following categories:</p><ul>
<li><strong>Theme:</strong> They define the look and feel of your app</li><li><strong>Functionality:</strong> They explain what your app does</li><li><strong>Mechanics:</strong> They explain how your app does it</li><li><strong>Context:</strong> They explain where and when your app should
be used.</li></ul><p>Put yourself in the
user's shoes: what am I expecting when searching for that key-phrase? Ask people
if necessary, or Google it and analyze the results. Is your app related to the
results?</p><h4>Step Two: Competition</h4><p>After you boiled down
your list to relevant keywords and key-phrases, you have to check the
competition. Your goal here, after all, is for users to discover your app.
However, for keywords with robust competition, you are not likely to appear in
the first 10 or 20 positions in the search results, which is as far as most
users are expected to go on iOS 8.</p><p>Evaluating competition
is hard because it's relative to the strength of your app or marketing budget.
If you're going barehanded in advertising, relying on App Store Optimization (ASO)
alone, start by looking at keywords with weak competition. Make sure you'll
rank high for them just with organic downloads. Look for apps with similar
theme, functionality, or production values and see how they performed for this
keyword or key-phrase.</p><p>If you're going to make
a strong paid user acquisition campaign at launch, you can use keywords with
stronger competition. If you think you can't rank among the top 10 apps for
that keyword or key-phrase, cut it out. Don't hesitate. If people can't find
your app through it, the key-phrase is worthless to you.</p><p>With this step, you will
probably cut most of your keywords, leaving only key-phrases. It's hard on
today's app store to find good keywords with low competition. That's not a problem,
though, since there are a lot of good niches with key-phrases.</p><p>How do you check
competition? The most obvious way is to look at some "competition" or
"difficulty" data from the keyword research service you're using. I
prefer to actually see the apps myself, just to be sure.</p><p>Search the App Store for
each keyword and key-phrase you're aiming for. Look at the top 10 apps and ask
yourself these questions:</p><ul>
<li><strong>Are
these apps popular and/or famous?</strong>
You probably won't be able to compete with Minecraft, Kim Kardashian: Hollywood,
or Boom Beach.</li><li><strong>Do
they look better than yours?</strong>
You might need to improve your marketing material, such as screenshots, the app
icon, or even create a nice app video preview.</li><li><strong>How
good are their ratings?</strong> Look
at the average current rating and the current ratings they have. An app with
thousands of current ratings and an average of 4.5+ is very hard to beat. You
can use this data as a download estimate: lots of ratings and a recent update
mean that the app got all those ratings in a very short time, therefore it has
lots of downloads.</li><li><strong>How
big are their publishers?</strong> Are
they giant multimillionaire companies? Even if you beat them in the rankings
and search positions, these guys usually have a lot of money to invest in
marketing and will most likely retake lost positions in the long run.</li></ul><h4>Step Three: Traffic</h4><p>After you have come up
with relevant key-phrases with competition you can handle, choose the ones with
the largest traffic/search volume. Look at Google Trends, Google Keyword
Planner, or your favorite App Store Optimization tool; all of them have data
for search volume.</p><p>Choose the top one or two
key-phrases and try to place them in your App Name, since it has more weight in
the search results ranking algorithm, and you will rank higher for it. But do
it in a way that your app name makes sense when reading it. A keyword-stuffed
looking name, like “Adventure Candy King: Clash of the Titan Clans – Amazing
Puzzle Power Magic Game with Golden Hero”,  will probably get your app rejected by Apple.</p><p>Remember: this step has
the lowest priority. Don't look at search volume until you have filtered your
list by relevance and competition.</p><p>After you've chosen all
key-phrases and keywords you want to use, you're ready to place them in the
app's metadata. The search engine looks for keywords on the App Name, Keywords,
In-App Purchase Display Name, and Publisher Name fields. You're probably too
late for the last one, but distribute your keyphrases among the rest of them.</p><p>Pay attention to how
you're allocating the keywords used in key-phrases. If you don't know how to do
it, read this guide and understand how key-phrases work on the App Store.</p><h4>Conclusion</h4><p>In a nutshell, Keyword
Optimization is <strong>Relevance</strong>, <strong>Competition,</strong> and <strong>Traffic</strong>, in that order.</p><p>Keyword research takes
time, so don't rush through filtering and choosing or your work could go to
waste. This is something that will directly influence your download numbers, so
take your time and do it right.</p><p>If you're working with
paid acquisition through ad campaigns, you might want to read this article to
understand how <strong>Keyword Optimization</strong>
and, therefore, <strong>App Store Optimization</strong>,
can drive your effective cost per install (eCPI) down.</p><p>This is just my favorite
method for choosing keywords, though.<strong>
What other methods do you use to choose keywords?</strong></p><p><em>About the Author: Evaldo Rossi is the Founder of <a href="http://t.signauxdix.com/e1t/c/5/f18dQhb0S7lC8dDMPbW2n0x6l2B9nMJW7t5XZs7gs0_MW64kxcd8pTbCzW64JdXC56dM2Sf5xm1F802?t=http%3A%2F%2Fwww.worddata.com%2F&si=5372856767086592&pi=23b4a835-8e6b-4e2e-8fc1-65bbb79ce2d9">WordData</a> - App Store Optimization (ASO). Follow him on <a href="http://t.signauxdix.com/e1t/c/5/f18dQhb0S7lC8dDMPbW2n0x6l2B9nMJW7t5XZs7gs0_MW64kxcd8pTbCzW64JdXC56dM2Sf5xm1F802?t=http%3A%2F%2Fplus.google.com%2F%2BEvaldoRossi&si=5372856767086592&pi=23b4a835-8e6b-4e2e-8fc1-65bbb79ce2d9">Google+</a> and <a href="http://t.signauxdix.com/e1t/c/5/f18dQhb0S7lC8dDMPbW2n0x6l2B9nMJW7t5XZs7gs0_MW64kxcd8pTbCzW64JdXC56dM2Sf5xm1F802?t=http%3A%2F%2Fblog.worddata.com%2F&si=5372856767086592&pi=23b4a835-8e6b-4e2e-8fc1-65bbb79ce2d9">check out his blog</a> to learn more about ASO.</em></p>]]></description>
      <dc:subject><![CDATA[Consumer Research, English (EN): inmobi.com,]]></dc:subject>
      
      <dc:creator><![CDATA[ Evaldo Rossi,  Guest Author  ]]></dc:creator>
      
      <dc:date>2014-10-22T11:13:00+00:00</dc:date>
    </item>
  
    <item>
      <title><![CDATA[​Brands, unwrap your holiday season gift!]]></title>
      <link>https://www.inmobi.com/blog/2014/10/17/brands-unwrap-your-holiday-season-gift/</link>
      <guid>https://www.inmobi.com/blog/2014/10/17/brands-unwrap-your-holiday-season-gift/</guid>
      <description><![CDATA[<p>
	It is that time of the year that Brands and shopaholics look forward to. This holiday season, more than any other, Brands can look forward to a powerful gift; for shopping is all set to be mobile-fueled.
</p>
<ul>
	<li>eMarketer <a href="http://www.emarketer.com/Webinar/Holiday-Shopping-2014Online-Trends-Forecast/4000091"></a>estimates that US mobile sales will grow by 37.3%, more than twice the rate of e-commerce overall. </li>
	<li>Nearly 19% of digital sales and 1.2% of all retail sales in the US in 2014 will come from mobile devices. </li>
	<li>eMarketer estimates that UK retail m-commerce sales grew by triple digits in 2013 and will post a further 65.6% jump this year. </li>
	<li>Mobile commerce will account for a substantial share of total UK retail e-commerce in the coming years—27.0% this year, almost one-third by 2015 , and near 40% by 2018.</li>
</ul>
<p>
	Mobile meshes together our personal and professional lives, providing endless opportunities for brands marketers. Mobile’s ubiquitous nature, coupled with smarter phones, better technology, and high bandwidth provides brands with a highly nuanced understanding of customer intent and insights around purchasing decision patterns.
</p>
<p>
	Mobile usage is at an all-time high, and the shift to mobile is on. According to 
	<a href="http://www.inmobi.com/insights/download/whitepapers/global-mobile-media-consumption-wave-3-report/">InMobi’s Mobile Media Consumption Study</a>, mobile phones and tablets together grab an ever-increasing share of time with all media—potentially at the expense of online media and TV. Globally, consumers now spend an average of almost 2.2 hours per day with mobiles and tablets, which together account for 37% of media time - ahead of television, computer usage, print, and radio.
</p>
<p>
	<img src="https://lh6.googleusercontent.com/AdL5KR2fqH7b3RrKLL-SxF1kaqtGFrdc9t0nVTCqgypvb_ldeLSclHnfZz4yfiWsPjWUPQZMOMb0V4naV8Olb2PxUBsLDUPSOCvLfrxd5p4ddujz1rc-Qjok2zmpwrDqhQ" width="550" style="display:block; margin: 0 auto;">
</p>
<p>
	Source: Global Mobile Media Consumption Wave 3, InMobi 2014
</p>
<p>
	Apart from capturing a greater share of consumer time spent on media, Mobile is proving to be very effective for advertising. According to a global study by BBC World, mobile advertising has proved to be twice as effective as desktop among the general population and up to four times more effective when targeted towards affluent consumers.
</p>
<h4>Brand advertising myths</h4>
<p>
	Across several conversations with advertisers and marketers, the reasons cited for Brands advertising not keeping pace with consumer preferences included fragmentation of mobile devices, the lack of dependable metrics and measurement standards of mobile ad-effectiveness, and rudimentary targeting techniques on mobile.
</p>
<h4>With Mobile, Brands can really  score this holiday season</h4>
<p>
	Brands need more than a traditional marketing campaign, and should be actively considering mobile as a medium to reach their audiences. Technological advances allow marketers the opportunity to design ad creatives in a manner that truly utilizes the power of mobile, while delivering the brand message in a compelling way.
</p>
<p>
	<img src="https://lh5.googleusercontent.com/ZS_obXUTWwCqoDuxv9TwnVuZFWhXzdmbsLJUya19QvMOuWzb97uLgtIP1fHRf7sWEWHTH939mmzVSRqjvAGl-ARXmP7WY8kLFRy2iCCPhCTCI37SWkiAKSqx4mp4Xbi1Og" width="550" style="display:block; margin: 0 auto;">
</p>
<p>
	For instance, advertisers can leverage richer ad formats such as 
	<a href="http://www.inmobi.com/ad-formats/video-ads/">mobile video</a>, in-app full screen ads, interstitials, rich media ads and native ads. Target consumers can be reached in relevant contexts with <a href="http://www.inmobi.com/brand/audience/">Audience targeting and Geo-context based targeting</a>. Real Time Bidding (RTB) has helped improve accuracy levels of campaigns – advertisers  are now able to bid intelligently on mobile ad inventory in a cost effective and efficient manner. Finally, the best brands will continue to invest in mobile because it <a href="http://www.inmobi.com/brand/results/">guarantees ROI</a>.
</p>
<p>
	We are at a tipping point where being mobile-first is a business priority not just for marketers targeting Millennials but for any brand that wants to forge a deep and lasting connection with its consumers. Get ready to launch your big holiday campaign on mobile and watch Santa bring some real cheer to both your business and your consumers. Happy Holidays!
</p>
<p>
	<em>To learn more about holiday marketing for your brand, visit <a href="http://www.inmobi.com/brand/">http://www.inmobi.com/brand/</a></em>
</p>]]></description>
      <dc:subject><![CDATA[Advertising, Consumer Research, English (EN): inmobi.com,]]></dc:subject>
      
      <dc:creator><![CDATA[ Shamala DN  ]]></dc:creator>
      
      <dc:date>2014-10-17T11:40:00+00:00</dc:date>
    </item>
  
    <item>
      <title><![CDATA[Targeting 2.0 : The Mobile-First Approach]]></title>
      <link>https://www.inmobi.com/blog/2014/10/16/targeting-2.0-the-mobile-first-approach/</link>
      <guid>https://www.inmobi.com/blog/2014/10/16/targeting-2.0-the-mobile-first-approach/</guid>
      <description><![CDATA[<p>Targeting in the good old days used to be somewhat of an art. To know and understand exactly how to position your product to a specific slice of customers used to be a derivative of decades of experience. With every passing digital generation, the ability to sift through consumers and target the one most-likely to consume and engage with your product is more of a science. Mobile is a different beast altogether. At InMobi, we enjoy thinking of this challenge as an interesting yin & yang between <a href="http://www.inmobi.com/ad-formats/" target="_blank">art</a> (enabling beautiful user experiences) and science (leveraging tons of user understanding and <a href="http://www.inmobi.com/company/big-data/" target="_blank">data sciences</a> for effective targeting). After several quarters of investments (and hard work!), we are now proud to offer two mobile-first targeting solutions for our brand and app developer clients.</p><p>We recently <a href="http://www.inmobi.com/ui/uploads/resources/InMobi_for_Brands.pdf" target="_blank">launched</a> a complete suite of products at AdWeek, New York aimed to help advertisers and mobile marketers at leading brands and agencies target their end consumers better. Almost permanently tethered to their phones, mobile-first users consume information and content in complex ways. Advertising to them can no longer be linear. Consumers now need to be touched across a variety of moments during their consumer decision process. Consumer insights and decision sciences enable us to help brands predict Moments of Maximum Opportunity (<a href="http://www.inmobi.com/ui/uploads/resources/InMobi_Guaranteed_Outcomes.pdf" target="_blank">MOMO</a>), so that brands can influence every specific consumer with the right value proposition at the most-appropriate moment. Furthermore, on the back of this nuanced targeting, we are the only mobile advertising platform that offers '<a href="http://marketingland.com/first-mobile-ad-network-guarantee-outcomes-102592" target="_blank">Guaranteed Outcomes</a>' on mobile ROI to brands & agencies. </p><p>Likewise, for the first-time ever, app developers looking to drive installs and increase user engagement will be able to target users based on the type of app concepts users love or are most likely to appreciate. Cooking in the InMobi Labs is a disruptive, proprietary audience-targeting technology, code-named 'Appographic Targeting', that takes an ‘app-first’ view of the mobile consumer and attempts to understand the apps that users truly love.</p><p>While in the old desktop world, advertisers have successfully targeted users based on their demographic, behavioural and psychographic profiles,  advertisers will be able to target them based on appographic profiles that directly relate to the user’s app preferences. Excited to share more details on this once we launch in beta in the next couple of months. Watch this space for more!</p>]]></description>
      <dc:subject><![CDATA[Engineering, Media Consumption &amp; Trends, Product and Technology, English (EN): inmobi.com,]]></dc:subject>
      
      <dc:creator><![CDATA[ Piyush Shah,  Chief Product Officer  ]]></dc:creator>
      
      <dc:date>2014-10-16T18:07:00+00:00</dc:date>
    </item>
  
    <item>
      <title><![CDATA[InMobian For Life - Launch of InMobi Alumni Network]]></title>
      <link>https://www.inmobi.com/blog/2014/10/08/inmobian-for-life-launch-of-inmobi-alumni-network/</link>
      <guid>https://www.inmobi.com/blog/2014/10/08/inmobian-for-life-launch-of-inmobi-alumni-network/</guid>
      <description><![CDATA[<p>It's time to renew old friendships, establish new ones and expand our network.</p><p>We are excited to announce the launch of the InMobi Alumni Network on LinkedIn. The InMobi Alumni Network (IAN) is a community of current and past InMobians, across the globe. </p><p>This forum is just one of the many <a href="https://www.eventbrite.com/e/inmobi-alumni-reunion-tickets-13340980231" target="_blank">initiatives</a> planned to keep the InMobi spirit alive, </p><p>share exciting news about the company, stay in touch with past employees, seek referrals and simply network. </p><p>Employees and ex-InMobians can request to join the InMobi Alumni Network (IAN) by clicking <a href="https://www.linkedin.com/groups?home=&gid=6600122&trk=anet_ug_hm" target="_blank">here</a>. </p><p>Let's stay in touch!</p>]]></description>
      <dc:subject><![CDATA[Announcements, Events, Inside InMobi, English (EN): inmobi.com,]]></dc:subject>
      
      <dc:creator><![CDATA[ Kevin Freitas  ]]></dc:creator>
      
      <dc:date>2014-10-07T07:36:00+00:00</dc:date>
    </item>
  
    <item>
      <title><![CDATA[Introducing the InMobi Chameleon Award for Excellence in Native Advertising]]></title>
      <link>https://www.inmobi.com/blog/2014/10/01/introducing-the-inmobi-chameleon-award-for-excellence-in-native-advertising/</link>
      <guid>https://www.inmobi.com/blog/2014/10/01/introducing-the-inmobi-chameleon-award-for-excellence-in-native-advertising/</guid>
      <description><![CDATA[<p>This week as advertisers, agencies, and increasingly, technology providers, make New York City their home, InMobi is pleased to begin a new tradition.  The InMobi Chameleon Award for excellence in native mobile advertising will be awarded for the first time today as part of the 2014 Global Smarties with the Mobile Marketing Association.</p><p>InMobi and our customers have long recognized the outsize impact that creative has in the mobile environment.  While most companies were touting banner ads as the way to go for mobile devices, InMobi was investing in <a href="http://www.inmobi.com/products/studio/" target="">technology</a> that simplifies the creation and testing of in-app and web ads for mobile.  InMobi is the only major global mobile technology provider to offer in-house creative services.  And we have been honored to participate with some of the most creative brands on the planet in <a href="http://www.inmobi.com/company/press/inmobi-mindshare-win-top-honours-for-unilever-campaigns-2014-smartie-apac/" target="">winning previous Smarties recognition</a>.</p><p>But even truly outstanding creative can engage consumers only as much as consumers notice and engage with that creative.  This is where native advertising comes in.  Since launching the Native Ads Platform in January of this year, InMobi has heard from all manner of publishers and marketers that supporting advertising that matches the form, function and content of the surrounding user experience is what will deliver mobile’s true media potential.<strong></strong></p><p>By recognising the outstanding contribution of an advertiser pushing the limits of native mobile advertising, InMobi challenges the entire mobile ecosystem to evolve to the point where being native is understood as the norm and all mobile advertising places user experience first.</p><p><a href="http://www.mmaglobal.com/events/the-smarties/2014/overview">View The Shortlist For The InMobi Chameleon Award Under Native Advertising</a></p>]]></description>
      <dc:subject><![CDATA[Announcements, English (EN): inmobi.com,]]></dc:subject>
      
      <dc:creator><![CDATA[ Naveen Tewari  ]]></dc:creator>
      
      <dc:date>2014-09-30T07:04:00+00:00</dc:date>
    </item>
  
    <item>
      <title><![CDATA[App downloads on iOS are 85% more expensive compared to Android]]></title>
      <link>https://www.inmobi.com/blog/2014/09/19/asian-countries-dominate-app-downloads-per-capita/</link>
      <guid>https://www.inmobi.com/blog/2014/09/19/asian-countries-dominate-app-downloads-per-capita/</guid>
      <description><![CDATA[<p>App developers today face a challenging mobile app economy. With over 2 million apps available between Google and Apple&rsquo;s app store, and over 110 billion app downloads, competition for has never been more fierce.</p>

<p>We took a close look at app download trends across the world to make sense of how acute the problem is. Research on the InMobi network for apps downloaded in Q2 2014, between 1st April and 30th June shows some interesting patterns.</p>

<p><strong>App crazy nations</strong></p>

<p><img src="https://www.inmobi.com/ui/uploads/blog/graph1.png" /></p>

<p>USA and China top the charts at 18% and 10% respectively in terms of share of app downloads. With its high smartphone penetration and a vibrant developer community, US leads the pack. China, despite being a late smartphone adopter is growing quickly fueled by its home-grown brands of mobile phones and the iPhone.</p>

<p><strong>What&rsquo;s the cost of an app download</strong></p>

<p>For an app developer looking to acquire users, the cost of every app download or Cost Per Install (CPI) can add up very quickly. While the market determines CPIs, how much a developer is willing to pay depends on the expected lifetime value (LTV) of the user. Higher the LTV, higher will be the willingness of the develop to pay for a high CPI.</p>

<p>CPI varies across countries and app categories. Indexed against the average CPI on our network, France is the most expensive amongst the top 10 app download nations with a CPI Index of 176. Malaysia and Indonesia are the cheapest with a CPI index of 42. While US has the highest share of downloads, it also makes for an expensive market. China, India and Indonesia on the other hand hit the sweet spot between cost and share of downloads.</p>

<p><img src="https://www.inmobi.com/ui/uploads/blog/graph2.png" /></p>

<p><strong>iOS vs Android</strong></p>

<p>When split by operating system, an app download on iOS tends to be more expensive than on Android.</p>

<p><img src="https://www.inmobi.com/ui/uploads/blog/graph3.png" /></p>

<p><strong>App categories</strong></p>

<p><img src="https://www.inmobi.com/ui/uploads/blog/graph4.png" /></p>

<p>No prizes for guessing the most popular app category amongst users. Games at 64% of app download share was the overwhelming leader. Communication apps weren&rsquo;t far behind, ranking 2nd with 15 percent share of downloads. Interestingly, Communication apps are most popular in Asia - Malaysia and <a href="https://www.inmobi.com/blog/2014/09/05/state-of-mobile-messaging-apps-in-indonesia-functionality-wins-over-feature" target="_blank">Indonesia</a>, driven by higher rates of smartphone adoption and need for inexpensive and convenient communication solutions.</p>

<p><strong>Best time for driving app downloads</strong></p>

<p>When looking to build your user acquisition strategy, it is imperative to reach your target audience when they are most active. Our research revealed that apps downloads are highest during weekends with Saturday leading the way. Tuesdays, register the lower percentage of app downloads. Seems like the mid-week crisis hits everyone.</p>

<p><img src="https://www.inmobi.com/ui/uploads/blog/graph52.png" /></p>

<p><strong>Where are we headed?</strong></p>

<p>Gartner projects <a href="https://www.gartner.com/newsroom/id/2654115" target="_blank">268 billion</a> app downloads annually by 2017. If this does happen, then downloads will grow 2.6 times in the next 4 years. This combined with the rising user acquisition costs makes for an increasingly competitive app market. App developers need to capitalize on this opportunity by investing time and energy to create effective user acquisition and monetization strategies to capitalize on this growing market. Game on !</p>

<p>To learn more about the above study, download <a href="https://www.inmobi.com/insights/download/whitepapers/the-state-of-mobile-app-downloads/" target="_blank">The State of Mobile App Downloads report</a>.</p>

<p>Interested in understanding more about this research? Reach out to our insights team at <a href="mailto:insights@inmobi.com">insights@inmobi.com</a></p>]]></description>
      <dc:subject><![CDATA[Advertising, Consumer Research, English (EN): inmobi.com,]]></dc:subject>
      
      <dc:creator><![CDATA[ Pooja Kalloor,  Sr. Insights Analyst  ]]></dc:creator>
      
      <dc:date>2014-09-18T22:07:00+00:00</dc:date>
    </item>
  
    <item>
      <title><![CDATA[Meet Paul Thind at GamesBeat #askPaulThind]]></title>
      <link>https://www.inmobi.com/blog/2014/09/15/meet-paul-thind-at-gamesbeat-askpaulthind/</link>
      <guid>https://www.inmobi.com/blog/2014/09/15/meet-paul-thind-at-gamesbeat-askpaulthind/</guid>
      <description><![CDATA[<p>InMobi is excited to have Paul Thind join us to head up our gaming business portfolio!</p><p>Paul comes from Spil Games where he scouted the best IP and content from third party mobile game developers and publishers.  Previously he served as CEO of Triggerspot Inc., an online and mobile games consultancy where he advised clients including Kongregate, 20thCentury Fox, Worldwide Games, Disney, Gaia Online, IGG and Traplight Games.  Thind was also COO of Outspark and US CEO of Habbo Hotel.</p><p>Paul says he’s stoked to be at InMobi and is looking forward to leveraging his experience with the games, entertainment and digital media business for more than 20 years.  He is particularly passionate about helping newer developers monetize their games, since that is how he believes the gaming industry will level the playing field.</p><p>Got questions for Paul? or want to tap into his mobile expertise? Meet him at GamesBeat 2014 in San Francisco this week, Tweet your questions with the hashtag #askPaulThind or write to him at <a href="mailto:Paul.thind@inmobi.com">Paul.thind@inmobi.com</a>.</p>]]></description>
      <dc:subject><![CDATA[Events, In-App Monetization, English (EN): inmobi.com,]]></dc:subject>
      
      <dc:creator><![CDATA[ Team InMobi  ]]></dc:creator>
      
      <dc:date>2014-09-15T06:39:00+00:00</dc:date>
    </item>
  
    <item>
      <title><![CDATA[State Of Mobile Messaging Apps In Indonesia – Functionality Wins Over Features!]]></title>
      <link>https://www.inmobi.com/blog/2014/09/05/state-of-mobile-messaging-apps-in-indonesia-functionality-wins-over-feature/</link>
      <guid>https://www.inmobi.com/blog/2014/09/05/state-of-mobile-messaging-apps-in-indonesia-functionality-wins-over-feature/</guid>
      <description><![CDATA[<p>
	Indonesians
are highly social digitally and as such have embraced this new generation of
instant messaging applications with great enthusiasm. The latest available
numbers illustrate the explosive demand in Indonesia*:
</p>
<ul style="margin:0px 0px 10px 30px;">
	<li style="padding-bottom: 10px;">LINE has attracted 10 million users since launch in early 2013, with 25 million app downloads from the LINE suite already recorded</li>
	<li style="padding-bottom: 10px;">Kakao Talk added 120,000 new users per day in the second quarter of 2013</li>
	<li>WeChat has grown its Indonesian user base fifty fold since their February 2013 launch</li>
</ul>
<p>
	The market in Indonesia is ripe for further penetration as smartphone adoption accelerates (Indonesia, which has a population of more than 240 million, has been showing increasing interest in smartphones, with the Indonesian Internet Service Providers Association (APJII) predicting that the number of mobile data subscriptions in the country will more than double to 125 million in 2017, from around 60 million last year) and the middle class demographic group continues to expand. Also, for Indonesians, smartphones are less about gaming apps or streaming music and more about chatting, in all of its forms.
</p>
<p>
	To better understand the growing popularity of mobile messaging apps—and help all players in the mobile ecosystem figure out how to profit from their growth—we at InMobi conducted a research project to understand the consumer behavior.
</p>
<p>
	InMobi conducted this study in Indonesia to uncover trends and provide an improved understanding of consumer behavioral insights in context of mobile messaging apps to craft meaningful user acquisition and monetization strategies for app developers.
</p>
<p>
	<strong>The key research findings are summarized as below:</strong>
</p>
<p>
	<strong>App Usage</strong>
</p>
<ul style="margin:0px 0px 10px 30px;">
	<li style="padding-bottom: 10px;">Messaging is very big among Indonesian users. It’s engrained in their habits ever since the inception of SMS. Research shows that of all forms of communication channels available on mobile device, 39% of Indonesian mobile users prefer messaging apps as the most preferred way to communicate, bypassing even social networks (21%).</li>
	<li style="padding-bottom: 10px;">97% of mobile users in Indonesia access messaging apps multiple times per day.</li>
	<li>Younger mobile users under aged 35 are leading the charge toward chat apps. They are drawn to chat apps because of the cost-savings benefits they offer (vs. SMS/MMS) and for the immediate, private and fun nature of the messaging environment.</li>
</ul>
<p>
	<strong>App Discovery</strong>
</p>
<p>
	Browsing the app store (46%) and word of mouth (42%) are the top ways users discover apps. Mobile advertising has also emerged as an important discovery channel, with 20% of respondents reporting they discover new apps via mobile ads
</p>
<p>
	<strong>App Preference</strong>
</p>
<p>
	The fragmentation of social media is very much driven by the diverse needs of consumers. Our research shows that not all apps have the same appeal. Marketers need to understand the social circle with whom users communicate on each app, the need-states the app satisfies, and how those needs and usage change over time. By talking to different consumers and engaging people in a co-creation process, marketers can help drive innovation and uncover opportunities where their brand can meaningfully add value.
</p>
<p>
	<strong>Propensity to Download:</strong>
</p>
<p>
	63% of mobile users in Indonesia are more likely to download the messenger/chat app in the next 30 days.
</p>
<p>
	The top 3 factors that influence them to download are:
</p>
<ul style="margin:0px 0px 10px 30px;">
	<li style="padding-bottom: 10px;">Ability to communicate with friends - 61%</li>
	<li style="padding-bottom: 10px;">Ability to communicate with family - 58%</li>
	<li>Ability to share photos and videos - 43%</li>
</ul>
<p>
	What is interesting to note is that attributes such as the ability to play games and availability of emoticons are seen as much less important. Users value the functionality and reliability of such apps, rather than the add-on fancy features.
</p>
<p>
	<strong>In-App Purchases</strong>
</p>
<ul style="margin:0px 0px 10px 30px;">
	<li style="padding-bottom: 10px;">Research found that a fair share of mobile users do shell out for in-app purchases in a messaging apps—30% of respondents said they’d made an in-app purchase in a mobile messaging apps, and 14% of users have never made an in-app purchase but would consider making.</li>
	<li style="padding-bottom: 10px;">The optimal price point for in-app purchases in messaging apps for Indonesian users is between IDR 18241 and IDR 31207</li>
	<li>Digital goods purchases (37%), Upgrading apps with additional features (36%) are the most popular types of in-app purchases done by Indonesian mobile messaging app users</li>
</ul>
<p>
	Here are a few tips for marketers and publishers as an outcome of the survey.
</p>
<p>
	<strong>Leverage mobile:</strong> Leverage all the available features in mobile devices like camera, location detection, sensors, which were not possible in Web to create new business opportunities. Make sure your app leverages all these features to ensure a richer user experience!
</p>
<p>
	<strong>Leverage mobile messaging:</strong> 86% of respondents send or receive multiple mobile messages per day. Leverage the mobile messaging/ chat app opportunity to fill this need to communicate with consumers via mobile messages.
</p>
<p>
	<strong>Focus on the right audience:</strong> 97% of respondents already use mobile messaging/ chat apps, and nearly two-thirds of them are planning to download a messaging/ chat app in the next 30 days. Understand who your target consumers are and what factors consumers find most important to messaging/ chat applications.
</p>
<p>
	<strong>Design dynamic and engaging mobile experience:</strong> Mobile consumers discover messaging/ chat apps through multiple channels. Design dynamic and engaging mobile experiences that introduce consumers to messaging/ chat applications, showcase app features, and enable them to seamlessly download the app.
</p>
<p>
	<strong>
	Generate brand awareness:</strong> Indonesian mobile consumer’s most frequent social networking and messaging and news/ weather mobile sites or applications. Generate brand awareness by targeting ads to these mobile properties and other sites they frequent.
</p>
<p>
	<strong>Monetize:</strong> Once your app has reached the critical mass of users, focus your effort towards monetizing the app. Earn additional revenue by hosting ads in your app. Consider utilizing native ads that seamlessly blend into your app content. Understand what types of in-app purchases users are making and offer those that make the most sense for your app.
</p>
<p>
	<strong>Conclusion</strong>
</p>
<p>
	Time spent on messaging apps is exploding in markets, and many of the populous countries in the world have fallen prey for them. It is important for marketers and publishers involved in mobile media to understand that messaging is the 
	<u>audience platform of the future</u>.
</p>
<p style="font-size:10px;">
	<em>Note*:<br>
	Source: http://redwing-asia.com/analysis-posts/messaging-is-the-category-killer-mobile-app/</em>
</p>
<p>
	To learn more about the above study, download the Indonesia Mobile Messaging Apps <a href="http://inmobi.com/insights/whitepapers/" target="">Research Report</a> and <a href="http://inmobi.com/insights/on-demand/consumer-research/" target="">Infographics</a>
</p>
<p>
	Interested in understanding more about this research? Reach out to our insights team at <a href="mailto:insights@inmobi.com" target="">insights@inmobi.com</a>
</p>]]></description>
      <dc:subject><![CDATA[Consumer Research, English (EN): inmobi.com,]]></dc:subject>
      
      <dc:creator><![CDATA[ Shamala DN  ]]></dc:creator>
      
      <dc:date>2014-09-05T10:20:00+00:00</dc:date>
    </item>
  
    <item>
      <title><![CDATA[iOS 8 Beta Adoption Was Slower Than iOS 7 Beta - A Sign Of Things To Come?]]></title>
      <link>https://www.inmobi.com/blog/2014/09/09/chinese-developers-adopt-iOS-8-beta-faster-than-iOS-7-beta/</link>
      <guid>https://www.inmobi.com/blog/2014/09/09/chinese-developers-adopt-iOS-8-beta-faster-than-iOS-7-beta/</guid>
      <description><![CDATA[<p>
	As the world awaited the iOS 8 release with bated breath, we at InMobi did some gearing up of our own. We analysed the iOS 8 beta adoption amongst developers who have access to the beta version of the release to see how it fared against iOS 7 beta adoption. Our research shows that Chinese developers seem to be building upon their success with iOS 7 by adopting iOS 8 faster. China is the only country among the larger developer nations to have registered a higher iOS 8 beta adoption compared to iOS 7 beta.</p><p style="text-align:center;">
	<img src="https://www.inmobi.com/ui/uploads/blog/Global_Beta_Adoption_21.png"></p><p>
	An analysis of unique devices running iOS 8 beta on the InMobi network between July 1st and  July 31st shows that the response to iOS 8 beta globally has been less enthusiastic compared to iOS 7 beta. This in turn is likely to reflect in fewer iOS 8 app releases on the app store in the first few weeks of general availability of iOS 8.</p><p style="text-align:center;">
	<img src="https://www.inmobi.com/ui/uploads/blog/Beta_Adoption_by_Regions_1.png"></p><p>
	In
absolute terms, North America leads the way with 196K unique devices running
iOS 8 beta showing up on the InMobi network. Europe and APAC rank second and
third respectively. As a region, North America came closest to matching iOS 7 beta
adoption numbers - iOS 8 beta adoption numbers were close to 80% of iOS 7 beta
numbers.</p><p>
	<strong>Chinese developers spurred on by
iOS 7 success
	</strong></p><p style="text-align:center;">
	<img src="https://www.inmobi.com/ui/uploads/blog/Beta_Adoption_in_Asia_3.png"></p><p>
	Chinese
developers seem to be on a high, post their success with iOS 7 apps. China is
the largest iOS 8 beta adopter in Asia and the second largest around the world
with 39K unique devices on the InMobi network. It is also amongst the few
nations where iOS 8 beta adoption is higher than that of iOS 7 beta.
Subsequently, consumers can expect a larger number of apps from China hitting
the app store once the production version of iOS 8 is available.</p><p>
	<strong>U.S. leads the way</strong></p><p style="text-align:center;">
	<img src="https://www.inmobi.com/ui/uploads/blog/Beta_Adoption_in_NA_1.png"></p><p>
	U.S. once
again tops the beta adoption charts with 90% of NA market share and 42% of the
global share of iOS 8 beta adoptions. This is representative of the 
	<a href="http://gs.statcounter.com/#mobile+tablet-os-US-monthly-201306-201308">60%</a><a href="file:///C:/Users/pooja.kalloor/Documents/Pooja%20Kalloor/InMobi/Calendar/Projects/Pooja/Research%20Nuggets/RN%205%20-%20iOS8%20adoption/Blog/Chinese%20developers%20adopt%20iOS%208%20beta%20faster%20than%20iOS%207%20beta.docx#_ftn1"><sup><sup>[1]</sup></sup></a> OS share that iOS holds in the
country. With a dominant share of the OS market, developers are more likely to
reach their local audience through iOS.</p><p>
	<strong>A fragmented Apple loving Europe</strong></p><p style="text-align:center;">
	<img src="https://www.inmobi.com/ui/uploads/blog/Beta_Adoption_in_Europe_2.png"></p><p>
	Europe
ranks second with a fragmented market led by France, followed by U.K. and
Germany. Apple is a European favorite. 
	<a href="http://www.visionmobile.com/product/the-european-app-economy/">630,000</a><a href="file:///C:/Users/pooja.kalloor/Documents/Pooja%20Kalloor/InMobi/Calendar/Projects/Pooja/Research%20Nuggets/RN%205%20-%20iOS8%20adoption/Blog/Chinese%20developers%20adopt%20iOS%208%20beta%20faster%20than%20iOS%207%20beta.docx#_ftn1"><sup><sup>[2]</sup></sup></a> European jobs were created at
Apple and at developers and business supported by Apple. This outranks Apple’s
contribution to any other region of the world including the U.S. Nonetheless,
European developers are yet to adopt iOS 8 beta at a similar scale witnessed by
iOS 7 beta.</p><p>
	<strong>Nordics playing catch-up?</strong></p><p style="text-align:center;">
	<img src="https://www.inmobi.com/ui/uploads/blog/Beta_Adoption_in_Nordic1.png"></p><p>
	Surprisingly,
the Nordic developer community has been slow in adopting iOS 8 beta. Being home
to several big game developers, we were hoping for some hectic new development!
However, with iOS 8 beta developer adoption at 30% of iOS 7 beta adoption, we
hope that as consumers adopt iOS 8, so will the developers.</p><p>
	Recently,
we had the opportunity to interact with a large number of Chinese developers at
our developer roadshow in Chengdu, China. With photos of Bill Gates and Elon
Musk gracing their walls, their enthusiasm and drive was contagious. Their aim
– to be the next big name in the Mobile industry, gracing someone else’s wall.
With iOS 8, their dreams might just come true. For the rest of the world, is the slower adoption of iOS 8 beta a sign of things to come for the real thing?</p><p>
	<em>
	Note: Data for this study was sourced from the InMobi network for the
period of July 2014 for iOS 8 and July 2013 for iOS 7.
	</em></p><p style="font-size:10px;">
	<a href="file:///C:/Users/pooja.kalloor/Documents/Pooja%20Kalloor/InMobi/Calendar/Projects/Pooja/Research%20Nuggets/RN%205%20-%20iOS8%20adoption/Blog/Chinese%20developers%20adopt%20iOS%208%20beta%20faster%20than%20iOS%207%20beta.docx#_ftnref1"><sup><sup>[1]</sup></sup></a> GS Stat Counter</p><p style="font-size:10px;">
	<sup><sup><a href="file:///C:/Users/pooja.kalloor/Documents/Pooja%20Kalloor/InMobi/Calendar/Projects/Pooja/Research%20Nuggets/RN%205%20-%20iOS8%20adoption/Blog/Chinese%20developers%20adopt%20iOS%208%20beta%20faster%20than%20iOS%207%20beta.docx#_ftnref1">[2]</a></sup></sup> The European App Economy, Vision Mobile, September 2013</p><p>
	<em>To
discover more Insights, visit our 
	</em><a href="http://www.inmobi.com/insights"></a><a href="http://www.inmobi.com/insights"><em>Global Insights Portal</em></a></p><p>
	<em>To
learn more about our research, contact: 
	</em><em><a href="mailto:insights@inmobi.com">insights@inmobi.com</a></em></p><hr>]]></description>
      <dc:subject><![CDATA[Advertising, Consumer Research, English (EN): inmobi.com,]]></dc:subject>
      
      <dc:creator><![CDATA[ Pooja Kalloor,  Sr. Insights Analyst  ]]></dc:creator>
      
      <dc:date>2014-09-04T15:44:00+00:00</dc:date>
    </item>
  
    <item>
      <title><![CDATA[Six Mobile Creative Ideas to Dramatically Increase Holiday Sales]]></title>
      <link>https://www.inmobi.com/blog/2014/09/02/six-mobile-creative-ideas-to-dramatically-increase-holiday-sales/</link>
      <guid>https://www.inmobi.com/blog/2014/09/02/six-mobile-creative-ideas-to-dramatically-increase-holiday-sales/</guid>
      <description><![CDATA[<p>
	Brands
are looking for the best ways to include mobile in their media mix this holiday
season, but smart marketers know that simply repurposing existing desktop
banners will not tap into the true power of mobile to drive holiday sales.</p><p>
	To
follow are six breakthrough creative ideas to that will amplify user engagement
with your mobile ad and maximize ROI on your mobile campaign.</p><h4>1. The
Virtual Mobile Catalog with Shoppable Video
</h4><h4><em>For the brand interested in showcasing the latest styles in a
highly personalized and interactive way:
</em></h4><p>
	Combine
an immersive visual experience with highly personalized content to maximize
audience relevance and engagement with the Virtual Mobile Catalogue.</p><p>
	Users
can swipe through and view product imagery, descriptions and pricing customized
to the their profile and location.  For
an even more immersive experience, brands can include “Shoppable Video” units, which
leverage interactive overlays to promote engagement with specific
products.  Users can click through to a
mobile site or app to buy on-the-spot thereby driving immediate sales.</p><p>
	<img src="https://www.inmobi.com/ui/uploads/blog/Virtual_Catelog1.png" alt="virtual" style="display:block; margin:0 auto;"></p><h4>2. Advanced
Geo-Targeting
</h4><h4><em>For the brand interested in driving store traffic to their
location (and away from their competitors):
</em></h4><p>
	Use
geo-location to target customers in close proximity to a your retail location
or that of your competitors and engage them with a holiday offer and directions
to the closest store.</p><p>
	<img src="https://www.inmobi.com/ui/uploads/blog/final_holiday_geo_targeting.jpg" style="display:block; margin:0 auto;"></p><h4>3. Event
Countdown
</h4><h4><em>For the brand seeking to promote a big online or retail sales event:</em></h4><p>
	Create
a sense of urgency by counting down to a big sales event, such as Black Friday
or Cyber Monday.  Users can see how much
time is left before the big event and can add it to their device’s calendar as
a reminder.</p><p>
	<img src="https://www.inmobi.com/ui/uploads/blog/countdown.png" style="display:block; margin:0 auto;"></p><h4>4. Gamified
Coupons
</h4><h4><em>For the brand looking to increase sales during particular sales
periods or with specific audience segments:
</em></h4><p>
	Combine
the fun and engagement of gamification with couponing by allowing users to
swipe to reveal a surprise discount coupon that can be downloaded to their
mobile gallery and redeemed at retail or online.</p><p>
	<img src="https://www.inmobi.com/ui/uploads/blog/Gamified_Couponing.png" style="display:block; margin:0 auto;"></p><h4>5. Social
& Email Integration
</h4><h4><em>For the brand looking to deepen engagement or enhance their CRM
efforts:
</em></h4><p>
	Integrate
with email or social marketing programs to drive repeat engagement over
time.  For example, users could sign up
for 12 days of holiday deals by entering their email address into the rich
media ad.  Once their email is captured
they would receive the deal of the day for 12 days.  Or users could join a holiday promotion by
posting their favorite holiday pics to the brand’s instagram page right through
the mobile ad.</p><p>
	<img src="https://www.inmobi.com/ui/uploads/blog/7-015.png" style="display:block; margin:0 auto;"></p><h4>6. Drive
one-click sales
</h4><h4><em>For the brand with large and diverse product portfolios:</em></h4><p>
	Enable
one click purchases right from the mobile ad, through a real-time commerce
platforms, such as InMobi For Commerce (IFC). 
The selected product is dynamically displayed in the ad based on the
users profile.  Once the user taps on the
ad they are sent to that specific product in the store’s app or mobile website.
IFC retargets the user by serving ads of the same or similar products when they
are identified on the network.</p><p>
	<img src="https://www.inmobi.com/ui/uploads/blog/Commerce1.png" style="display:block; margin:0 auto;"></p><p>
	We
invite you to contact InMobi’s Award-winning Creative Services Team to develop best-in-class
mobile rich media experiences that are scalable across device platforms and
browsers.  Our in-house team partners
with your agency to bring concepts to life through mobile media this holiday
season.</p><p>
	Contact James Riess at james.riess@inmobi.com</p><p>
	<a href="http://www.inmobi.com/holiday-sales" target="_blank">Download The Guide To Maximising Your Holiday Sales</a></p>]]></description>
      <dc:subject><![CDATA[Advertising, Consumer Research, English (EN): inmobi.com,]]></dc:subject>
      
      <dc:creator><![CDATA[ James Riess,  Head of Mobile Strategy, North America  ]]></dc:creator>
      
      <dc:date>2014-09-02T23:33:00+00:00</dc:date>
    </item>
  
    <item>
      <title><![CDATA[Unravelling the Indian Messaging Apps Usage Behaviour]]></title>
      <link>https://www.inmobi.com/blog/2014/08/20/unravelling-the-indian-messaging-apps-usage-behaviors/</link>
      <guid>https://www.inmobi.com/blog/2014/08/20/unravelling-the-indian-messaging-apps-usage-behaviors/</guid>
      <description><![CDATA[<p>
	A
few years back, there was a race to join social networking sites from Orkut to Facebook
and Twitter. This was all about building a network of friends, creating
personal profiles, and sharing photos, videos, music and status updates. Today,
people ask whether you are on WhatsApp, WeChat, Kik etc., and even now all of
this is about networking and sharing. Times are changing with tech-savvy young
people turning to a wave of smartphone-based messaging apps which are now
sweeping across the world. All of these are predominantly driven by mobile.
Mobile messaging apps, or social messaging apps as they are called, are the
biggest threat to the existing social networks. The apps provide a quick and
easy way for smartphone users to combine elements of text and social networking
and bypassing both the SMS plans offered by telecom carriers and also the
established social networking websites. This growing trend of messaging apps
are not only replacing traditional SMS and voice calling, but they continue to
grow and may even replace social networking sites as well.
</p>
<p>
	What
started off as a habit of SMS messaging on a mobile phone has evolved into an
engaging conversation using instant messaging initially on PCs and then on
smartphones. A rapid growth of mobile data subscriptions and the proliferation
of reasonably priced smartphones have been the major contributing factors for
this growth. The other reason is quick response time and the ability to have
longer conversations virtually with anyone in the world without any extra cost.
</p>
<p>
	<strong>Mobile Messaging Landscape in India</strong>
</p>
<p>
	Mobile
messaging apps have triggered a revolution globally, and India, being one of
the fastest growing countries in terms of smartphone adoption, has also caught
up in this messaging revolution with the launch of many mobile messaging
applications. The mobile market in the country is beginning to open up both in
terms of devices and related technologies. This user shift in India towards
higher screen size products is amplified by declining prices and the
availability of feature rich localized product offerings. The cost effective
nature of these social messaging apps has accelerated the adoption of these
services amongst Indian consumers
</p>
<p>
	Messaging
apps are going all out to attract users in India as this is one of the largest
markets. The widespread popularity of these apps has triggered a battle to gain
market share. Many of them have been actively marketing on television and have
roped in celebrities for their campaigns. The messaging market is getting
extremely crowded and each player is trying to differentiate themselves.
</p>
<p>
	To
better understand the growing popularity of mobile apps—and help all players in
the mobile ecosystem figure out how to profit from their growth—we at InMobi
conducted a research project to understand the consumer behavior.
</p>
<p>
	InMobi conducted this study to uncover trends
and provide an improved understanding of consumer behavioral insights in
context of mobile messaging apps to craft meaningful user acquisition and
monetization strategies for app developers.
</p>
<p>
	<strong><em>The key research findings
are summarized as below:
	</em></strong>
</p>
<p>
	<strong>App Usage</strong>
</p>
<ul style="margin-left:20px;">
	<li style="padding-bottom: 10px;"> 	Messaging is very big among Indian users.  It’s engrained in their habits ever since the inception of SMS. Research shows that of all forms of communication channels available on mobile device, 44% of Indian mobile users prefer messaging apps as the most preferred way to communicate, bypassing even social networks (19%).</li>
	<li style="padding-bottom: 10px;"> 	95% of mobile users in India access messaging apps multiple times per day.</li>
	<li style="padding-bottom: 10px;"> 	Younger mobile users under aged 35 are leading the charge toward chat apps. They are drawn to chat apps because of the cost-savings benefits they offer (vs. SMS/MMS) and for the immediate, private and fun nature of the messaging environment.</li>
</ul>
<p>
	<strong>App Discovery</strong>
</p>
<ul style="margin-left:20px;">
	<li> 	Browsing the app store, recommendations from friends and family, and mobile websites are the top three ways users discover apps. Mobile advertising has also emerged as an important discovery channel, with 14 percent of respondents reporting they discover new apps via mobile ads</li>
</ul>
<p>
	<strong>App Preference</strong>
</p>
<p>
	The fragmentation of social media is very much driven by the
diverse needs of consumers. Our research shows that not all apps have the same
appeal. By talking to different consumers and engaging people in a co-creation
process, marketers can help drive innovation and uncover opportunities where
their brand can meaningfully add value.
</p>
<p>
	<strong>Propensity to Download:</strong>
</p>
<p>
	56% of mobile users in India are more likely
to download the messenger/chat app in the next 30 days.
</p>
<p>
	The top 3 factors that influence Indian users
to download these apps are:
</p>
<ul style="margin-left:20px; list-style-type: decimal;">
	<li>Ability to communicate with friends - 44%</li>
	<li>Ability to share photos & videos – 39%</li>
	<li>Ability to communicate with family – 30%</li>
</ul>
<p>
	What is interesting to note is that attributes such as the ability to play games and availability of emoticons are seen as much less important. Users value the functionality and reliability of such apps, rather than the add-on fancy features.
</p>
<p>
	<strong>In-App Purchases</strong>
</p>
<ul style="margin-left:20px;">
	<li style="padding-bottom: 10px;"> 	Research found that a fair share of mobile users do shell out for in-app purchases in a messaging apps—21% of respondents said they’d made an in-app purchase in a mobile messaging apps, and 18% of users have never made an in-app purchase but would consider making.</li>
	<li style="padding-bottom: 10px;"> 	The optimal price point for in-app purchases in messaging apps for Indian users is between INR 71 and INR 129</li>
	<li> 	Digital goods purchases (38%); Upgrading apps with additional features (35%)are the most popular types of in-app purchases done by Indian mobile messaging app users</li>
</ul>
<p>
	<strong>What it takes to Win the Chat Race</strong>
</p>
<p>
	Here are a few tips for marketers and publishers
as an outcome of the survey.
</p>
<p>
	<strong>Leverage mobile</strong>: Leverage all the available features in
mobile devices like camera, location detection, sensors, which were not
possible in Web to create new business opportunities. Make sure your app
leverages all these features to ensure a richer user experience!
</p>
<p>
	<strong>Leverage mobile messaging</strong> - 78% of respondents send or receive multiple
mobile messages per day. Leverage the mobile messaging/ chat app opportunity to fill this need
to communicate with consumers via mobile messages.
	<strong></strong>
</p>
<p>
	<strong>Focus on the right audience - </strong>95% of respondents already use mobile
messaging/ chat apps, and nearly two-thirds of them are planning to download a
messaging/ chat app in the next 30 days. Understand who your target consumers are and
what factors consumers find most important to messaging/ chat applications.
</p>
<p>
	<strong>Design dynamic and engaging mobile
experience
	</strong> - Mobile consumers discover
messaging/ chat apps through multiple channels. Design dynamic and engaging mobile experiences
	<strong></strong>that introduce consumers to messaging/ chat applications,
showcase app features, and enable them to seamlessly download the app.
</p>
<p>
	<strong>Generate brand awareness</strong> - Indian mobile consumer’s most frequent
social networking and messaging and news/ weather mobile sites or applications.
Generate
brand awareness by targeting ads to these mobile properties and other
sites they frequent.
</p>
<p>
	<strong>Monetize</strong> - Once your app has reached the critical mass
of users, focus your effort towards monetizing the app. Earn additional revenue
by hosting ads in your app. Consider utilizing native ads that seamlessly blend
into your app content. Understand what types of in-app purchases users are making and offer
those that make the most sense for your app.
</p>
<p>
	<strong>Conclusion</strong>
</p>
<p>
	Time spent on messaging apps is exploding in
markets, and many of the populous countries in the world have fallen prey for
them. It is important for marketers and publishers involved in mobile media to
understand that 
	<strong><u>messaging is the
audience platform of the future.
	</u></strong>
</p>
<p>
	To learn more
about the above study, download the 
	<a href="http://www.inmobi.com/insights/download/whitepapers/mobile-messaging-apps-study-india/" target="">India Mobile Messaging Apps Research Report</a>
	and <a href="http://www.inmobi.com/insights/download/consumer-research/158/mobile-messaging-apps-study-india/" target="">Infographics</a>
</p>
<p>
	Interested in
understanding more about this research? Reach out to our insights team at 
	<a href="mailto:insights@inmobi.com">insights@inmobi.com</a>
</p>]]></description>
      <dc:subject><![CDATA[Consumer Research, English (EN): inmobi.com,]]></dc:subject>
      
      <dc:creator><![CDATA[ Shamala DN  ]]></dc:creator>
      
      <dc:date>2014-08-20T06:25:00+00:00</dc:date>
    </item>
  
    <item>
      <title><![CDATA[5 Ways To Leverage Location Based Marketing To Drive Holiday Sales]]></title>
      <link>https://www.inmobi.com/blog/2014/08/01/5-ways-to-leverage-location-based-marketing-to-drive-holiday-sales/</link>
      <guid>https://www.inmobi.com/blog/2014/08/01/5-ways-to-leverage-location-based-marketing-to-drive-holiday-sales/</guid>
      <description><![CDATA[<p>Brands are
shifting their holiday advertising budgets to mobile – with predictions showing
mobile growing to 25% of digital ad spend.* 
Why such a focus on mobile for driving holiday sales?  Because location based targeting is the best
way to drive retail foot traffic and it is unique to mobile. </p><p><strong>Drive
Traffic Into Your Store – And Away From Competitors</strong></p><p>According
to the Mobile Marketing Association, today nearly 70% of smartphone access is
spent out of the home or on-the-go, that means that mobile provides the best
opportunity to reach your target audience as they are actively holiday
shopping.  You can use hyper local
targeting to engage prospects that are near your retail location or
geo-conquesting to intercept them when they are in or near your competitor’s
store.  </p><p><strong>Target
Prospects Regardless of Proximity</strong></p><p>But while
geo-fencing is a great way to drive impulse or lower funnel purchases, the fact
remains that 70% of purchases are planned, so marketers that rely only on
geo-fencing may be missing out on a significant holiday sales opportunity.  Since shopping decisions can be better
impacted by reaching consumers in advance of going to a store (while they are
still in their research or consideration phase), so it is important that
marketers target people, not just places. 
Location based audience personas enable mobile marketers, to target
custom audiences based on their activity in the physical world.  For example, if a user is identified
frequently departing from and returning to a specific airport on weekdays they
could be identified as a frequent business traveler.  While a female who visits a playground
several times a week would be classified as a mom.  Based on historical campaign data from the
InMobi network, location-powered audience profiles deliver a 3-5x lift over
simple geo-fencing for retail brands.</p><p><strong>Reach
Shoppers Expressing Category Interest</strong></p><p>Another
great way to identify prospects that are most likely to be interested in your
holiday offering is to target people who frequent your competitors’ retail
locations.  Through Brand Affinity
Targeting, retail mobile marketers can target customers who have recently
visited a competitive location.  For
example, Target can look to find holiday prospects who have visited a Kohls or
Kmart in the last 30 days.  And don’t
forget to retarget customers who have recently visited your retail
location.  Offering a follow-up mobile
coupon is a great way to drive repeat purchases.</p><p><strong>Measure
the Impact on Store Visits and ROI</strong></p><p>Many
marketers still see mobile as the Wild West, but there are more ways then ever
to quantify the impact of your mobile efforts, including the impact on holiday
store traffic.  Through attribution
partners that combine location measurement with opt-in location panels,
marketers can see how every dollar spent on their mobile campaign directly
correlates to lift in store visits and ROI.</p><p><strong>Start
Planning Now</strong></p><p>So
if you are looking to make a sales impact this holiday season, consider making
InMobi a big part your plan.  We can
help you maximize your mobile investment this holiday season by leveraging the
latest location based targeting techniques to reach your prospects at scale.</p><p>Contact James at james.riess@inmobi.com</p><p><em>*EMarketer - Global Ad
Spending Growth to Double This Year, July 9, 2014</em></p><p><a href="http://www.inmobi.com/holiday-sales" target="_blank">Download The Guide To Maximising Your Holiday Sales</a><br></p>]]></description>
      <dc:subject><![CDATA[Advertising, English (EN): inmobi.com,]]></dc:subject>
      
      <dc:creator><![CDATA[ James Riess,  Head of Mobile Strategy, North America  ]]></dc:creator>
      
      <dc:date>2014-08-01T13:07:00+00:00</dc:date>
    </item>
  
    <item>
      <title><![CDATA[How advertisers can seamlessly transition to Google AID for conversion attribution]]></title>
      <link>https://www.inmobi.com/blog/2014/07/30/how-advertisers-can-seamlessly-transition-to-using-google-aid/</link>
      <guid>https://www.inmobi.com/blog/2014/07/30/how-advertisers-can-seamlessly-transition-to-using-google-aid/</guid>
      <description><![CDATA[<p>As an Android advertiser, you’ve probably been hearing a lot about <a href="https://play.google.com/about/developer-content-policy.html">Google’s new Advertising Identifier</a> (AID). You might know that post August 1st, Google’s Advertising ID (AID) will be used for conversion attribution on all Android devices. Over the next month, you could expect some change in your mobile conversion numbers as advertisers and publishers will migrate to Google AID at different times. Bearing in mind these changes, here are some tips to help you wade through some of the decisions you might have to make to ensure minimal impact on your app’s performance.</p><p>Most conversion trackers and ad networks are enabling advertisers and publishers on Android to support Google AID in addition to older identifiers until August 1st. InMobi is closely monitoring <a href="https://play.google.com/about/developer-content-policy.html">Google's Policy</a> on apps that are accessing older identifiers as well as the new Google AID. In the meanwhile, here are some recommendations on when you can upgrade your tracking implementation:</p><p><strong><em>If you have already upgraded to an implementation that supports Google AID and other IDs, </em></strong>you’re on the right track! You should see no impact on your attribution numbers. We recommend that you wait for a month before upgrading to an implementation that supports only Google AID.</p><p><strong><em>If you are yet to upgrade to an implementation that supports Google AID,</em></strong> your best bet is to upgrade to an implementation that supports both Google AID and older identifiers along with Google AID, and submit your app before August 1st. If that isn’t feasible, you should immediately upgrade to an implementation that supports Google AID in lieu of older identifiers. However, until publishers complete the upgrade, you might see some attribution loss.  </p><p><strong><em>If you have already upgraded to an implementation that supports ONLY Google AID, </em></strong>you’ve certainly minimised the need to upgrade and re-submit your app later. However, you can expect to see some attribution loss as publishers continue to upgrade to support Google AID. Your attribution numbers should stabilise by the end of the month.</p><p>We look forward to the move towards standardisation of identifiers, and are fully committed to ensuring a smooth transition for advertisers, publishers and conversion trackers in the attribution landscape. Watch this space for more updates!</p>]]></description>
      <dc:subject><![CDATA[Announcements, English (EN): inmobi.com,]]></dc:subject>
      
      <dc:creator><![CDATA[ Ramya Rajan  ]]></dc:creator>
      
      <dc:date>2014-07-30T10:02:00+00:00</dc:date>
    </item>
  
    <item>
      <title><![CDATA[Sports and Media apps scored over Gaming apps during Football World Cup 2014]]></title>
      <link>https://www.inmobi.com/blog/2014/07/29/sports-and-media-apps-scored-over-gaming-apps-during-world-cup-2014/</link>
      <guid>https://www.inmobi.com/blog/2014/07/29/sports-and-media-apps-scored-over-gaming-apps-during-world-cup-2014/</guid>
      <description><![CDATA[<p>
The best team won the Football World Cup 2014. While 32 teams were fighting hard over four weeks to determine who would be crowned World Champions, the Insights Team at InMobi looked at how sports fans were using mobile during the event.
</p>
<p>
Did the game change the media consumption habits of mobile app users? Which categories of apps were keeping the sports fans busy? Which countries were most active on mobile on the opening day of the event? Which countries showed the most activity before, during and after a match? Here is what we uncovered.
</p>
<p>
	<strong>Sports apps rule the roost, Gaming apps take a backseat</strong>
</p>
<p>
Gaming apps have been the craze among
mobile users across the world. 39% of casual gamers in the U.S. spend up-to 
	<a href="http://www.inmobi.com/insights/download/whitepapers/mobile-gaming-playbook/">an
hour a day on gaming apps
	</a><a href="file:///C:/Users/pooja.kalloor/Downloads/MobileEngagementduringFIFApart1-Blogv1.7.docx#_ftn1"><u><sup><u><sup>[1]</sup></u></sup></u></a>. During the first
week of the World Cup, however, gaming apps took a backseat, as mobile users
took to sports apps to track the progress of their favourite football teams.
Sports app consumption saw a 60% surge worldwide on the InMobi ad network,
while media & video apps experienced a 49% increase. The graph below
indicates the % change in app consumption during the 2014 Football World Cup.
</p>
<p style="text-align:center;font-size:12px;">
	<img src="https://www.inmobi.com/ui/uploads/blog/1_3.jpg"><br>
Source: InMobi Network
</p>
<p>
	<strong>Opening Day loyalty</strong>
</p>
<p>
The Opening Day match was a highly anticipated event across the world. Nations such as South Korea, Japan and Singapore were remarkably loyal on mobile even though the game kicked off in these countries at pre-dawn hours. Countries such as UK, Germany and Brazil seemed to prefer following the game on other media.
</p>
<p style="text-align:center;font-size:12px;">
	<img src="https://www.inmobi.com/ui/uploads/blog/2_5.jpg"><br>
Source: InMobi Network
</p>
<p style="text-align:center;font-size:12px;">
<p>
	<strong>App Usage peaks around Match Hours</strong>
</p>
<p style="text-align:center;font-size:12px;">
<p>
Sports app consumption differed across the hours of a match day in various countries. Sports fans in some countries were markedly more active before a match compared to those in other countries. App consumption in the UK on the UK-Italy match day peaked before the game. However, when USA played Ghana, sports app usage in US increased steadily throughout the game and peaked post-game. Sports fans in Argentina were most active during the game hours, while fans in Germany were marginally more interested in mobile sports apps after the game.
</p>
<p style="text-align:center;font-size:12px;">
	<img src="https://www.inmobi.com/ui/uploads/blog/3_6.jpg"><br>
Source: InMobi Network
</p>
<p style="text-align:center;font-size:12px;">
<p>
	<strong>Team up with mobile</strong>
</p>
<p>
Through our research, we’ve reaffirmed
that mobile engages sports fans during all stages of the matches - before,
during and after games. Our 
	<a href="http://www.inmobi.com/insights/download/consumer-research/138/live-sporting-events-team-up-with-mobile/">recent study of live sports fans in the US</a><a href="file:///C:/Users/pooja.kalloor/Documents/Pooja%20Kalloor/InMobi/Calendar/Projects/Pooja/Research%20Nuggets/RN%202%20-%20Fifa%20world%20cup/Final%20docs/Sports%20and%20Media%20apps%20scored%20over%20Gaming%20apps%20during%20Football%20World%20Cup%202014.docx#_ftn1"><u><sup><u><sup>[2]</sup></u></sup></u></a><a href="http://www.inmobi.com/blog/2014/07/24/mobile-and-sports-ticketing-hitting-a-home-run"></a>conducted jointly
with the IAB and Decision Fuel, now YouGov, shows that 78% of US sports fans
used their devices to help plan trips to watch live sporting events.
Advertisers can more effectively target their consumers by knowing just how
sports fans are using their mobile devices while they’re watching games. A
winning advertiser can up the end game by crafting a media plan that takes into
account these consumption patterns.
</p>
<p>
	<em>Note: Data for this study was sourced from the InMobi network for the period of 12th – 20th June 2014. Reference period for calculating change in consumption was 3rd – 11th June 2014. App consumption was measured by examining the number of hourly ad requests. An ad request is defined as the request for an ad made by the app when the app is active.</em>
</p>
<p style="font-size:10px;">
	<sup><sup><a href="file:///C:/Users/pooja.kalloor/Documents/Pooja%20Kalloor/InMobi/Calendar/Projects/Pooja/Research%20Nuggets/RN%202%20-%20Fifa%20world%20cup/Final%20docs/Sports%20and%20Media%20apps%20scored%20over%20Gaming%20apps%20during%20Football%20World%20Cup%202014.docx#_ftnref1">[1]</a></sup></sup>US Mobile Gaming Playbook, InMobi, Q1 2014
</p>
<p style="font-size:10px;">
	<a href="file:///C:/Users/pooja.kalloor/Documents/Pooja%20Kalloor/InMobi/Calendar/Projects/Pooja/Research%20Nuggets/RN%202%20-%20Fifa%20world%20cup/Final%20docs/Sports%20and%20Media%20apps%20scored%20over%20Gaming%20apps%20during%20Football%20World%20Cup%202014.docx#_ftnref1"><sup><sup>[2]</sup></sup></a> Mobile & Sports, InMobi in partnership with IAB, July 2014
</p>
<p>
	<em>
	To discover more Insights, visit our 
	<a href="http://www.inmobi.com/insights">Global Insights Portal</a></em>
</p>
<p>
	<em>
	To learn more about our research, contact: 
	<a href="mailto:insights@inmobi.com">insights@inmobi.com</a></em>
</p>
<p>
	<strong>
	Related:</strong>
</p>
<p>
	<a href="http://www.inmobi.com/insights/download/consumer-research/138/live-sporting-events-team-up-with-mobile/">Mobile and Sports Ticketing: Hitting a Home Run</a>
</p>
</p style="text-align:center;font-size:12px;"></p style="text-align:center;font-size:12px;"></p style="text-align:center;font-size:12px;">]]></description>
      <dc:subject><![CDATA[Consumer Research, English (EN): inmobi.com,]]></dc:subject>
      
      <dc:creator><![CDATA[ Pooja Kalloor,  Sr. Insights Analyst  ]]></dc:creator>
      
      <dc:date>2014-07-28T22:35:00+00:00</dc:date>
    </item>
  
    <item>
      <title><![CDATA[Top 5 Media Tips for Game Developers]]></title>
      <link>https://www.inmobi.com/blog/2014/07/24/top-5-media-tips-for-game-developers/</link>
      <guid>https://www.inmobi.com/blog/2014/07/24/top-5-media-tips-for-game-developers/</guid>
      <description><![CDATA[<p>Anything is possible in the world of gaming. In the real
world, however, your game can get obliterated in no time if you don’t listen
and talk the language of your users. You might have a fantastic product on your
hands. But communicating this on the right channels, at the right time, in the
right tone is the order of the day. The gaming world has definitely tapped
marketing in a big way. However advertising dollars can only get you that far
if you are a small game developer. More importantly, smaller game developers are
mostly cash strapped. Therefore, the right amount of media attention could
actually be a huge ‘game changer’ in their overall success.</p><p>As a PR professional and an avid gamer, here are top 5 things
that come to mind when you want to garner the right amount of positive media
attention to your gaming app. </p><p><strong>Compelling Hook</strong> –
Whether you are a game developer or a pin manufacturer, you definitely need
that one compelling hook for consumers to engage with you. Since the beginning
of time, we are fascinated and moved by a great story. With thousands of games
vying for media attention, it is important to break the clutter and say what’s
different in your game. Several casual games like Timberman hook up their users
with one simple task at hand. In Timberman you are simply chopping a huge tree
trunk as a lumberjack. Games that break monotony always appeal to a wider
audience. I recently read about <a href="http://venturebeat.com/2014/07/14/dreamworks-and-microsoft-release-a-location-based-dragon-flying-game/">DreamWorks and
Microsoft</a> unveiling a dragon-themed exploration game that uses
real-world data like maps, traffic, weather and time of the day. It even applies
this logic to whichever country / city you are in. How cool is that for a
story. Anybody loves a great story. The media is no exception. Your game must
live up to this very basic requirement. Think PR early and not after the
product is developed. Understand if you are having an awesome story to narrate
even while the game is being developed. </p><p><strong>PR Agency / Consultant
</strong>– Work with them to understand what really sells. If you are
on a tight budget, PR consultants can be a good option. They are usually a
one-man show and can take up a project like launching your game for the Press.
Most importantly, they have the contacts in the media to know where your story
is most likely to be picked, who are the journalists who would love it and how
to reach them. Never look at engaging with a PR consultant / agency when your
game is ready. Make them part of your build about 3-5 months before launch and map
out your exact media strategy. The power of the written word is irreplaceable.
So you must make sure you are seen in the press at the right time for the right
reasons. </p><p><strong>Game Personality </strong>–
Today, life does revolve a lot ‘around’ your product as much as your product
itself. Be it an iPhone or Angry Birds, these products generate more PR not
only because of what they offer but also their ability to become a personality.
The accessories they create around the brand are a great example. Take the
Google Doodles. I know it’s not a game. But it makes you do something at times.
Your action doesn’t solve any problem. But by simply doing a fun thing, they
lead users to their own search data on a certain topic. People connect with
personalities better than they connect with brands. In the case of Angry Birds,
the accessories market has exploded. You can now wear the brand, thus enhancing
your association with it. So make your product ‘walk and talk’ at some point. </p><p><strong>Pitching it Right – </strong>When
you pitch a gaming story to media, it is important to strike the right chord
from the word go. Remember, your email is perhaps your best and the only shot
to impress. Subject lines in emails can make or break your pitch. It’s your
headline for a story you are about to say. If you have already got publicity
for your game in the media, try not to refer to it. No media likes to know that
they are not top priority. Instead, understand what each publication or a
specific journalist prefers to cover and tailor-make the news for them. Pitch
the right thing to the right publication. Lastly, journalists are also
consuming information on the go, mostly on their smart phones. So if your pitch
makes them scroll down to the deep ends of the ocean before getting to the
point, you have already lost them. Keep it crisp and ensure a ‘wow’ factor. </p><p><strong>It’s not always about the game – </strong>Remember,
when you pitch to the media, your story need not necessarily be about your game.
It could be an innovative way you developed it using various interesting tools.
It could be your visuals that are unheard of, or perhaps investments in your
game, which is backed a popular personality. Any of these things aspects could make
news. For instance, if your game instantly got one million hits, it’s worth
leading your pitch with that because it has the ability to instantly attract
attention. The rest of the story can follow. In some other cases, your game
could perfectly pitch for a trend story. For instance, if the journalist covers
nature and environment, it might interest them to know that your game uses real
images of the parks and gardens in your city as part of the game.</p>]]></description>
      <dc:subject><![CDATA[Product and Technology, English (EN): inmobi.com,]]></dc:subject>
      
      <dc:creator><![CDATA[ Raghavendra Ramesh  ]]></dc:creator>
      
      <dc:date>2014-07-25T09:22:00+00:00</dc:date>
    </item>
  
    <item>
      <title><![CDATA[#GamesPeoplePlay]]></title>
      <link>https://www.inmobi.com/blog/2014/07/25/GamesPeoplePlay/</link>
      <guid>https://www.inmobi.com/blog/2014/07/25/GamesPeoplePlay/</guid>
      <description><![CDATA[<p>EDIT:</p><p>Here's what happened in <a href="http://www.inmobi.com/blog/2014/08/01/GamesPeoplePlay-S01E01">episode 1</a>, <a href="http://www.inmobi.com/blog/2014/08/15/gamespeopleplay-s01e02">episode 2</a>, <a href="http://www.inmobi.com/blog/2014/08/22/gamespeopleplay-s01e03">episode 3</a> and <a href="http://www.inmobi.com/blog/2014/08/29/gamespeopleplay-s01e04/">episode 4</a>.</p><p>At InMobi, a large chunk of our day is spent on trying to find answers to difficult questions. Questions such as how to design the next-gen big data platform, what the best Star Wars movie is or what the air-speed velocity of an unladen swallow is.</p><p>
	We also furiously discuss, dissect and decode mobile games. Playing mobile games is an activity that you will commonly observe at InMobi - at the cafeteria, in cubicles and sometimes even during meetings. It's not an uncommon sight to see an InMobian walk slowly from one meeting room to the other, eyes firmly on mobile screen whilst trying to better a high score on a game.</p><p>
	That being said, we’ve found it difficult to agree on what our favorite mobile game is. Numerous water-cooler conversations and Skype discussions have taken place and yet all we have managed to do is to get to a list of games that have been trending in the InMobi offices across the world, this year.</p><p>
	We figured that there was only one way to settle this.</p><p>
	Here is presenting #GamesPeoplePlay. A mobile-game deathmatch tournament that will once and for all settle what our favorite games are. We have selected a list of 8 awesome mobile games and will square them off against each other. The games are judged by InMobians who play each game for an entire work day, trying to get as much game time in a days’ work. They decide what games advance until a champion is crowned!</p><p>
	Presenting our list of 8 games that will compete for Season 1 of #GamesPeoplePlay.</p><p>
	The games (in no particular order) in Season 1 are: <a href="https://itunes.apple.com/en/app/aerox/id370532221?mt=8">Aerox</a>, <a href="https://itunes.apple.com/us/app/stay-in-the-line/id871434635?mt=8">Stay In The Line</a>, <a href="https://itunes.apple.com/en/app/agent-dash/id530457204?mt=8">Agent Dash</a>, <a href="https://itunes.apple.com/us/app/breakfinity/id849968686?mt=8">BREAKFINITY</a>, <a href="https://itunes.apple.com/us/app/skyline-skaters/id760645916?mt=8">Skyline Skaters</a>, <a href="https://itunes.apple.com/us/app/paperama/id842608717?mt=8">Paperama</a>, <a href="https://itunes.apple.com/us/app/dots-a-game-about-connecting/id632285588?mt=8">Dots</a>, <a href="https://itunes.apple.com/us/app/smash-hit/id603527166?mt=8">Smash Hit</a></p><p>
	The brackets for #GamesPeoplePlay are:</p><p><img src="https://lh6.googleusercontent.com/K8rxquRDcjJd86yZnJ8_KFkBmNb91g6UWBfHEfl53hz6JK9IC9GwnV39MpBOhZ_vGxJSiFE0GvMmxxcE-Am94UyJ8_e6sgYJAKeB16kEoSoseqAjbunzmZ_6RkO83JGSzg" width="958px;" height="343px;" alt="GPP brackets - 3.png"></p><p>
	The gloves are off and it's a fight to the finish. May the best game win!</p>]]></description>
      <dc:subject><![CDATA[Announcements, Product and Technology, English (EN): inmobi.com,]]></dc:subject>
      
      <dc:creator><![CDATA[ Team InMobi  ]]></dc:creator>
      
      <dc:date>2014-07-25T09:02:00+00:00</dc:date>
    </item>
  
    <item>
      <title><![CDATA[Apple Gains Ground While Android Pushes To 50% Share Globally On The InMobi Ad Network in Q2 2014]]></title>
      <link>https://www.inmobi.com/blog/2014/07/23/apple-gains-ground-while-android-pushes-to-50-share-globally-on-the-inmobi/</link>
      <guid>https://www.inmobi.com/blog/2014/07/23/apple-gains-ground-while-android-pushes-to-50-share-globally-on-the-inmobi/</guid>
      <description><![CDATA[<p>
	Today we released our 
	<strong><a href="/insights/on-demand/">Q2 2014 Network Research</a>, </strong> which reported on the latest mobile device and OS share trends on the InMobi network.</p><p>
	Here are some of the global highlights:</p><ul>
	
<li>Overall, the volume of impressions globally in Q2 2014 on the InMobi network was up significantly compared to the previous quarter. This growth was driven by in-app ads that contributed 62.3 percent of mobile ad impressions. <img src="/ui/uploads/blog/apple-blog1.jpg" alt="apple-blog1.jpg" style="display: block; margin: 0px auto; padding: 20px 0px;"></li>	
<li>Smartphones still account for the lion’s share of impressions with 72%, up 4.2 percentage points from the previous quarter. Ad impressions from tablets accounted for almost 16% of the total platform impressions in Q2 2014.<img src="/ui/uploads/blog/apple-blog2.jpg" alt="apple-blog2.jpg" style="display: block; margin: 0px auto; padding: 20px 0px;"></li>	
<li>Samsung leads the table of manufactures in terms of impressions, followed by Apple. Nokia, despite its global decline still contributes a sizeable 13% of impressions, though its share has declined by 2.2% compared to Q1 2014.<img src="/ui/uploads/blog/apple-blog3.jpg" alt="apple-blog3.jpg" style="display: block; margin: 0px auto; padding: 20px 0px;"></li>	
<li>Android is the largest OS on the InMobi Ad Network (50%), growing 4.3 % from Q1 2014. Apple contributed to 30% of impressions, up marginally by 1.0% from the previous quarter.<img src="/ui/uploads/blog/apple-blog4.jpg" alt="apple-blog4.jpg" style="display: block; margin: 0px auto; padding: 20px 0px;"></li>	
<li>On the handset front, Apple devices dominated in ad impression share across the globe in Q2 2014, but some Samsung mobile devices appeared to see greater engagement.</li></ul><p>
	<em>Note: The data presented in the report was sourced from the InMobi mobile advertising network for Q2 2014.</em></p><p>
	To learn more about regions/countries: 
	Click here to download <a href="/insights/on-demand/">InMobi Network Research Q2 2014</a>.</p><p>
	Interested in understanding more about this report and how it could impact your business? Reach out to our insights team at 
	<a href="mailto:insights@inmobi.com">insights@inmobi.com</a></p>]]></description>
      <dc:subject><![CDATA[Consumer Research, English (EN): inmobi.com,]]></dc:subject>
      
      <dc:creator><![CDATA[ Shamala DN  ]]></dc:creator>
      
      <dc:date>2014-07-23T08:46:00+00:00</dc:date>
    </item>
  
    <item>
      <title><![CDATA[For Android Advertisers on InMobi Analytics: Upgrade to the latest SDK with Google AID support today!]]></title>
      <link>https://www.inmobi.com/blog/2014/07/22/for-android-advertisers-on-inmobi-analytics-upgrade-to-the-latest-sdk-with/</link>
      <guid>https://www.inmobi.com/blog/2014/07/22/for-android-advertisers-on-inmobi-analytics-upgrade-to-the-latest-sdk-with/</guid>
      <description><![CDATA[<p>A key <a href="http://www.inmobi.com/blog/2014/07/10/how-mobile-ad-attribution-is-changing">change </a>in the mobile ad attribution space is about to occur very soon. Post August 1st, <a href="https://play.google.com/about/developer-content-policy.html">Google’s Advertising ID (AID)</a> will be used for attribution on all Android devices. In order to ensure that all Android advertisers on InMobi Analytics start using the new Google AID (for ad attribution) before Google Play’s deadline, we’ve established a seamless process to comply with this important requirement.</p><p><strong>For Android Advertisers on Google Play using InMobi Analytics:</strong> Please download our latest SDK (Version 4.4.2) from <a href="https://dl.inmobi.com/SDK/InMobi_Android_SDK.zip">here</a> or our <a href="http://www.inmobi.com/products/sdk/">website</a> in order to enable InMobi Analytics to start performing attribution. You can pass the value on ad click via your tracking links. Here’s a sample tracking url with Google AID / GPID:</p><p><a href="http://c.appsdt.com/click/phoenix/59f9658f-098e-4365-b76f-367803a02bbe?odin1=$O1&udid=$UDID&clickId=$IMP_ID&ts=$TS&">http://c.appsdt.com/click/<wbr>phoenix/59f9658f-098e-4365-<wbr>b76f-367803a02bbe?odin1=$O1&<wbr>udid=$UDID&clickId=$IMP_ID&ts=<wbr>$TS&gpid=$GPID</a></p><p><strong>For Android Advertisers not on Google Play, using InMobi Analytics:</strong> While not mandatory, we still strongly recommend <a href="https://dl.inmobi.com/SDK/InMobi_Android_SDK.zip">upgrading to our latest SDK</a> (Version 4.4.2) from <a href="https://dl.inmobi.com/SDK/InMobi_Android_SDK.zip">here</a> or our <a href="http://www.inmobi.com/products/sdk/">website</a>. This is our most stable version yet, and it comes with built-in support for all future InMobi Analytics upgrades.</p><p>It is highly recommended that all Android Advertisers on Google Play upgrade to the new SDK immediately, in order to comply with the deadline of August 1st. InMobi Analytics is fully aligned with this change, and you can start using Google AID for ad-attribution in just three convenient steps!</p><p><strong>Step 1: Android advertisers must download our new Android SDK</strong> and add the package to your existing code. There's absolutely no need to call any methods!</p><p><strong>Step 2: Add the Google Play Services Jar. </strong>This will allow you to read the AID.</p><p><strong>Step 3: Contact your Campaign Manager to verify that Google AID is being collected in the install logs. </strong>Your designated Campaign Manager / InMobi Analytics contact point can easily verify that the Google AID is being collected.</p><p>For more information or any questions, please reach out to your Account Manager or <a href="mailto:prajwal.bs@inmobi.com">prajwal.bs@inmobi.com</a>. We’ll ensure that you have all the information you need to upgrade before the deadline, pronto!</p>]]></description>
      <dc:subject><![CDATA[Announcements, English (EN): inmobi.com,]]></dc:subject>
      
      <dc:creator><![CDATA[ Ramya Rajan  ]]></dc:creator>
      
      <dc:date>2014-07-22T09:24:00+00:00</dc:date>
    </item>
  
    <item>
      <title><![CDATA[India’s Union Budget encourages the culture of risk-taking among start-ups]]></title>
      <link>https://www.inmobi.com/blog/2014/07/17/indias-union-budget-encourages-the-culture-of-risk-taking-among-start-ups/</link>
      <guid>https://www.inmobi.com/blog/2014/07/17/indias-union-budget-encourages-the-culture-of-risk-taking-among-start-ups/</guid>
      <description><![CDATA[<p>The Indian Start-Up Ecosystem received a major boost with the new government announcing its clear intent to encourage risk-taking among entrepreneurs. In his maiden Finance Budget, Union Minister Arun Jaitley announced a slew of reforms that includes a Rs 10,000 crore Venture Capital Fund for start-ups. This augurs well for several product start-ups, which can now look up to the government playing the role of a catalyst. The intent of the government is for start-ups to use this seed money and attract further capital.</p><p>More importantly, the Indian Union Budget went a step ahead to provide further cushioning to start-ups by identifying the need for a proper bankruptcy framework to be defined. This is a welcome note for entrepreneurs. It creates an environment to not only access seed capital and look to attract more investors, but also have clarity on exit options in the event of a failure.</p><p>I have always believed that India needs to create a clear framework to encourage more start-ups and product companies to emerge. They are going to redefine our value proposition immensely besides contributing directly to our economy. For this to happen, the culture of accepting failures and encouraging start-ups to innovate and succeed is critical. I believe this Union Budget clearly showcases the government’s intent to enable entrepreneurs in this regard.</p><p>It was equally heartening to see the focus on fueling top talent to this start-up ecosystem. Finance Minister Arun Jaitley said that the government has budgeted Rs 500 crore each to set up five new Indian Institutes of Technology (IITs) and Indian Institutes of Management (IIMs). The premier engineering IIT colleges will be added to the states of Jammu & Kashmir, Chhattisgarh, Goa, Andhra Pradesh and Kerala. Top-ranked business schools or IIMs will be set up in Himachal Pradesh, Punjab, Bihar, Odisha and Maharashtra.</p><p>More power to Indian product start-ups!</p>]]></description>
      <dc:subject><![CDATA[Events, English (EN): inmobi.com,]]></dc:subject>
      
      <dc:creator><![CDATA[ Raghavendra Ramesh  ]]></dc:creator>
      
      <dc:date>2014-07-17T12:27:00+00:00</dc:date>
    </item>
  
    <item>
      <title><![CDATA[Mobile Brings it Home for the Holidays]]></title>
      <link>https://www.inmobi.com/blog/2014/07/18/mobile-brings-it-home-for-the-holidays/</link>
      <guid>https://www.inmobi.com/blog/2014/07/18/mobile-brings-it-home-for-the-holidays/</guid>
      <description><![CDATA[<p>Whether you are in
apparel or consumer electronics, if you are interested in influencing shoppers’
online or in-store behavior during the 2014 holiday season you are probably
considering mobile as part of the solution. If you’re not, you certainly should
be. </p><p style="text-align:center"><img src="https://www.inmobi.com/ui/uploads/blog/holiday_blog_22.png"></p><p>According to the Ipsos Holiday Shopping Study, more than 75% of all
smartphone users will use their smartphone for holiday shopping and 1 in 4 will
make a purchase on their phone.*  No matter what channel consumers use for
purchase, mobile advertising will have a big impact on the decision – bigger
than ads they see on TV or online.</p><p style="text-align:center"><img src="https://www.inmobi.com/ui/uploads/blog/HolidayBlogImage14.JPG"></p><p>A bigger impact
than TV! How is this possible? Major advances in targeting, creative, and
attribution have put mobile advertising on top this holiday season.</p><p><strong>Start with Audience</strong></p><p>As brand marketers
know, the starting point of a successful campaign lies in defining the target
audience - and today mobile marketers can reach their optimal audience at scale
to steer almost every aspect of the holiday purchase decision. Brands
interested in driving consideration can target users based on their device
type, location, demographics, interest, and behavior, or combine multiple
dimensions to create user personas that match their target. Brands who want to
reach users further down the purchase funnel should consider location based
targeting.</p><p>Geo fencing has
been used successfully in campaigns for a couple years now, but only now are
marketers realizing its full potential to drive retail traffic to their store
and away from competitors. Imagine you want to buy your son the newest version
of a smartphone.  You are walking into
your neighborhood mobile phone store when you are served a mobile ad for $100
off the Samsung Galaxy S5 along with directions to a nearby retail location.  That is the unique power of mobile to deliver
the right message to the right person at precisely the right moment.  </p><p><strong>Stand Out with
Creative</strong></p><p>Talk of mobile
campaigns always brings up the thought of small banner ads on small screens,
but today’s creative options go way beyond banners. Brands need the ability to
choose from multiple formats to stand out from their competition.  Some of the options available now include
rich media experiences that leverage user data to create user relevance, mobile
videos that create a brand narrative, and native advertising that improves the
user experience by seamlessly integrating with content. More creative options
mean marketers have a larger platform to drive brand interaction and
engagement.</p><p><strong>Prove ROI from
In-store Purchases</strong></p><p>Ok, but how do I
know it’s working? Through advanced attribution solutions it is now possible to
quantify the impact of mobile ad exposure to in-store visits. By connecting the
digital and the physical we can help our clients understand the incremental
impact on sales, closing the loop on the metric that matters to brands – ROI.</p><p><strong>Get Started Now</strong></p><p>So if you are
looking to make a sales impact this holiday season, consider making InMobi a
big part your plan. We can help you maximize your mobile investment this
holiday season. With our turnkey holiday solution your brand can:<br>
1. Reach your target audience at scale at a time and place when they are most
likely to be in a shopping mindset<br>
2. Engage your prospects through rich creative experiences<br>
3. Quantify the impact of mobile ad campaign on in-store visits</p><p>Contact James at james.riess@inmobi.com</p><p>* Ipsos 2013 Holiday Shopping Intentions Study</p><p><a href="http://www.inmobi.com/ui/uploads/resources/MaximizeHolidaySales.pdf" target="">Download the guide to maximise your holiday sales.</a></p>]]></description>
      <dc:subject><![CDATA[Advertising, Media Consumption &amp; Trends, English (EN): inmobi.com,]]></dc:subject>
      
      <dc:creator><![CDATA[ James Riess,  Head of Mobile Strategy, North America  ]]></dc:creator>
      
      <dc:date>2014-07-16T04:59:00+00:00</dc:date>
    </item>
  
    <item>
      <title><![CDATA[How Mobile Ad Attribution Is Changing]]></title>
      <link>https://www.inmobi.com/blog/2014/07/10/how-mobile-ad-attribution-is-changing/</link>
      <guid>https://www.inmobi.com/blog/2014/07/10/how-mobile-ad-attribution-is-changing/</guid>
      <description><![CDATA[<p>The world of mobile ad attribution is changing rapidly. From custom solutions offered by mobile ad platforms to independent solutions offered by pure mobile ad attribution players, and in more recent times changes introduced by Google, the world of mobile ad attribution has never been short on options and excitement. We help make sense of major changes in the attribution landscape.</p><p><img src="https://www.inmobi.com/ui/uploads/blog/blog_2-01.jpg" alt="Blog 2-01.jpg"></p><p><strong>Shift Towards ID Standardization</strong></p><p>Apple <a href="http://www.inmobi.com/blog/2014/05/06/idfa-and-how-to-avoid-getting-your-app-rejected-by-itunes">IDFA</a> has been in existence for a while and Google announced its new Advertising ID (AID) last year. Google’s notification on use of AID states that “... beginning August 1st 2014, all updates and new apps uploaded to the Play Store must use the advertising ID (when available on a device) in lieu of any other device identifiers for any advertising purposes.” </p><p>Most conversion trackers are updating their SDKs to collect AIDs in order to ensure a smooth transition to the new standard in Android device IDs. Advertisers, in turn, are also upgrading to the latest SDKs. Doing this sooner than later is imperative, as analytics SDKs can ensure that new standard IDs are matched correctly with existing user data, avoiding over-attribution later. Naturally, advertisers would be keen on avoiding a situation where there is a sudden spike in the number of acquisitions. If you’re an Android advertiser on InMobi Analytics - I hope you haven’t been waiting. Just in case you have,<a href="http://www.inmobi.com/products/sdk/">upgrade today</a>!</p><p><strong>Entry of new information parameters and sources</strong></p><p>Leading the charge is Apple’s <a href="http://devstreaming.apple.com/videos/wwdc/2014/302xxo8xxixuera/302/302_the_new_itunes_connect.pdf?">iTunes Connect.</a> Developers get tons of perks, including the ability to track acquisition, engagement and retention metrics, for starters. Installs can be tracked using a Provider and Campaign ID. With no SDK changes or updates to the app required, this is an elegant and simple solution for attribution. </p><p>Most conversion trackers, including InMobi Analytics, are eagerly awaiting the APIs in order to start attribution, pronto! However, the importance of third-party conversion tracking cannot be understated, because of the ability of trackers to post-back conversions to networks.</p><p><strong>Improvements in device fingerprinting</strong></p><p>A <a href="http://digiday.com/mobile/device-fingerprinting-finally-arrives/">device ﬁngerprint</a> is a probabilistic composite ID, typically generated by combining several device attributes. Conversion matches are determined by anonymously matching generated fingerprints at install and click time. </p><p>Device Fingerprinting is fraught with some issues - the most pertinent being the challenge of using fingerprinting at the right time. Using fingerprinting at the wrong time inevitably leads to a large number of false positives or negatives, affecting the accuracy of the method. Moreover, the technology varies amongst trackers, leading to the absence of a standardized way of measurement when device identifiers are not present. Many conversion trackers are working towards improving the accuracy of fingerprinting technology. The need of the hour is a standardized solution that offers predictability across trackers.  </p><p>InMobi is working on understanding fingerprint behaviour to help standardize the method in cases where device identifiers are either not available, or are of lower confidence in terms of accuracy. </p><p>What remains clear in the midst of several changes, is the ever-increasing importance of attribution itself - to allow accurate revenue predictability and ad-network optimization for advertisers. In the face of the attribution duopoly exhibited by large players, the role of niche third party attribution technology is set to move towards enabling efficient ad optimization and easy integration of ad-serving products and services through independent, unbiased attribution for advertisers.</p>]]></description>
      <dc:subject><![CDATA[Product and Technology, English (EN): inmobi.com,]]></dc:subject>
      
      <dc:creator><![CDATA[ Ramya Rajan  ]]></dc:creator>
      
      <dc:date>2014-07-10T12:56:00+00:00</dc:date>
    </item>
  
    <item>
      <title><![CDATA[Cross Promotion Through House Ads With InMobi Analytics]]></title>
      <link>https://www.inmobi.com/blog/2014/07/09/cross-promotion-through-house-ads-with-inmobi-analytics/</link>
      <guid>https://www.inmobi.com/blog/2014/07/09/cross-promotion-through-house-ads-with-inmobi-analytics/</guid>
      <description><![CDATA[<p>
	With the multiverse of apps available in the mobile ecosystem, managing and growing your user-base amongst your suite of apps is a challenging proposition. Apart from focussing on building beautiful apps, you also have to focus on the three pillars - user acquisition, retention AND monetization, and each pillar requires time and effort. There are several solutions to these challenges that work in unison to grow and maintain your user-base.</p><p>
	One simple solution that works in retaining your users within your app suite is cross-promoting your apps through house ads. And guess what? It is low-cost, easy-to-implement and therefore less-risky!</p><p>
	<strong>Cross Promotion Through House Ads</strong></p><ul>
<li>Scenario 1: Getting Users to Try Your New App</li></ul><p>
	<img src="http://info.inmobi.com/rs/inmobi/images/CrossPromotion_1.png" style="width: 149px; float: right;" alt="">Your existing, loyal users trust you, and any new app that you launch already has pre-established credibility with these users. When launching a new app, notify your existing users and get a critical mass of users for your new property very quickly. This not only retains your existing users within your property but also gives you an initial set of reviews and download count on the app stores which people typically consider while making the download or not-to-download decision.</p><p>
	<u>Pros</u>: Accelerates the user base growth for your new app.</p><p>
	<u>Cons</u>: If you are a gaming publisher, this may migrate users from your earlier game to the new game. And if those users are high-paying users, this may result in lost-revenue. A viable solution is to segment your users into paying and non-paying, and cross-promote only to the non-paying user base.</p><ul>
<li>Scenario 2: Retaining Your High Quality Users</li></ul><p><img src="http://info.inmobi.com/rs/inmobi/images/CrossPromotion_2.png" style="width: 181px; float: right; margin: 0px 0px 10px 10px;" alt="">Let’s say you have a game with 100 levels with a well-established user base. When a user finishes all the 100 levels, where does he/she go? You want to retain these loyal users who have worked hard to complete your game and are extremely likely to try out a new game. Segment your users based on the level they are on and cross promote your new app to the users who are at level 95 and above. The end-result? You have now managed to successfully retain your loyal users through another offering of yours.</p><p>
	<u>Pros</u>: Retains users who would have left otherwise, thereby protecting your revenue streams.</p><p>
	<u>Cons</u>: Acquiring users for your new game through this strategy depends on the number of your users who play to reach the final stages of your game. The size of this user segment may not be huge enough to give you a significant bump in your user base for the new game.</p><ul>
<li>Scenario 3: Tapping into Users' Networks for Promotion.</li></ul><p><img src="http://info.inmobi.com/rs/inmobi/images/CrossPromotion_3.png" style="width: 150px; float: right; margin: 0px 0px 10px 10px;" alt="">Users sharing stats and information about your new app on their social networks can result in new user acquisition for free. If your earlier published app has a social sharing feature built-in, you can segment your users based on the number of the times they have shared in-app statuses on social networks, and cross-promote your new app to them.</p><p><u>Pros</u>: Free user acquisition through social network virality.</p><p>
	<u>Cons</u>: This strategy depends on the “Social Media Quotient” of your users - how active they are on social media, how big their social networks are, how influential they are, etc. All these are important factors that determine the success of this strategy. This is not a disadvantage but can cause a variability in the factors that determine success, thereby causing unpredictability in the end result.</p><p>
	All these actions are easily possible through InMobi Analytics.</p><p>
	<strong>How do I do this through InMobi Analytics?</strong></p><p>
	Step 1: Download the InMobi SDK from 
	<a href="http://www.inmobi.com/sdk">here</a>.</p><p>
	Step 2: Integrate the SDK (
	<a href="https://www.inmobi.com/support/integration/23692016/22051163/ios-sdk-integration-guide/">iOS</a>, <a href="https://www.inmobi.com/support/integration/23817448/22051163/android-sdk-integration-guide/">Android</a>) and ensure the following:</p><p>
		a) Define the appropriate slot where you want to show the cross-promotion. Follow 
	<a href="https://www.inmobi.com/support/analytics/?page_id=12&id=28648228&parentid=22868857&title=App+Marketing%3A+Using+the+Components">this</a> guide to register your app and set up the slotId to be used in your code base.</p><p>
	b) Ensure that you have defined the relevant custom event such as tracking “Social Sharers” if you are targeting that segment.</p><p>
	Step 3: Create a segment by visiting “All Segments” against your app’s information in “Reporting” and hitting the “Create Segment” button with the appropriate rules.</p><p>
	Step 4: Hit the spanner icon against your app under the “Properties” tab and select “Actions”.</p><p>
	Step 5. Define the action by setting up your creative for cross promotion and select the segment you want to target.</p><p>
	Learn more on how you can implement these strategies with InMobi Analytics by visiting 
	<a href="https://www.inmobi.com/support/analytics/?page_id=12&id=28648228&parentid=22868857&title=App+Marketing%3A+Using+the+Components">this</a> link.</p>]]></description>
      <dc:subject><![CDATA[In-App Monetization, Product and Technology, English (EN): inmobi.com,]]></dc:subject>
      
      <dc:creator><![CDATA[ Abhishek Khurana,  Product Marketing Manager  ]]></dc:creator>
      
      <dc:date>2014-07-09T01:29:00+00:00</dc:date>
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    <item>
      <title><![CDATA[How Is The World Cup Impacting Your App?]]></title>
      <link>https://www.inmobi.com/blog/2014/07/07/how-is-the-world-cup-impacting-your-app/</link>
      <guid>https://www.inmobi.com/blog/2014/07/07/how-is-the-world-cup-impacting-your-app/</guid>
      <description><![CDATA[<p>With so many matches running into overtime and nail biting finishes ending with penalty shoot outs, it is no wonder that beer vendors have made a <a href="http://www.slate.com/blogs/the_slatest/2014/07/03/fifa_official_frets_over_drunk_world_cup_fans_might_consider_alcohol_ban.html" target="_blank">killing</a> this year in the Brazil World Cup fever. But so have some of the mobile app developers. And I don&rsquo;t mean just the game devs who built apps to report scores or football games like <a href="https://itunes.apple.com/gb/app/fantasy-manager-football-manage/id742109993?mt=8" target="_blank">Fantasy Manager Football</a>.</p>

<p>There is no doubting the positive impact that a simple creative refresh can have on app install rates. Big advertising game studios like <a href="http://www.gamasutra.com/blogs/GraceKuo/20140624/219678/Marketing_101_Everything_you_need_to_know_about_marketing_your_mobile_game.php" target="_blank">Gree</a> have relied on this good old method for years. Keep the ad creatives fresh and CTRs and CVRs remain healthy. But there really hasn&rsquo;t been anything similar on the publisher side so far - apart from changing ad placements. With the launch of frames for interstitial ad units, this has all changed. It is easy to come up with a common concept like a simple white/black/blue border, apply it for all your interstitial properties and forget about it. Put in a little creativity and keep surprising your gamers with a new frame every few days and you can change the game altogether!</p>

<p>At InMobi, we took it upon ourselves to be an integral part of the soccer madness. Coupled with innovative game developers on the network who are always up for something new, we launched a gallery of world cup themed frames - a new frame every day for every match that is played. Now that&rsquo;s creative refresh on a daily basis - And were we surprised! By simply changing the frames, we saw CTRs and eCPMs shoot up by more than a 100%. Publishers on the InMobi network have been making double digit eCPMs on static interstitials in key geographies where the world cup themed frames have been applied. CVRs have never been better, as ad units are now getting the attention they deserve.</p>

<p><img src="https://www.inmobi.com/ui/uploads/blog/fifa_framePhone.png" style="float:left; margin:0 40px; width:190px" /></p>

<p><em>2048 has players across all age groups and geographies and nothing unites a global audience like the World Cup. We were excited to make the most of this opportunity and when InMobi approached us with World Cup themed frames, it was the perfect solution. Not only do the frames look fantastic, but they have doubled eCPMs with literally zero effort. </em><br />
- <strong>Guntis Pontags, Co-Founder, Estoty </strong></p>]]></description>
      <dc:subject><![CDATA[In-App Monetization, English (EN): inmobi.com,]]></dc:subject>
      
      <dc:creator><![CDATA[ Tanvi Kapoor,  Director - Product Marketing  ]]></dc:creator>
      
      <dc:date>2014-07-06T22:34:00+00:00</dc:date>
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    <item>
      <title><![CDATA[What’s Native Got To Do With It? A Town Hall Conversation At IAB’s Advertising Technology Marketplace]]></title>
      <link>https://www.inmobi.com/blog/2014/06/26/whats-native-got-to-do-with-it-a-town-hall-conversation-at-iabs-advertising/</link>
      <guid>https://www.inmobi.com/blog/2014/06/26/whats-native-got-to-do-with-it-a-town-hall-conversation-at-iabs-advertising/</guid>
      <description><![CDATA[<p>
	70% of marketers still don't know what
it is, but according to projections, native advertising will account
for nearly $3 billion in spend by the end of this year. This is a
powerful statistic, and one that we explored in depth at the IAB’s
Advertising Technology Marketplace in New York. Titled 'What’s
Native Got to do With It?', the town hall discussion was
moderated by 
	<a href="http://www.rubiconproject.com/leadership-team/kaylie-smith/" target="_blank">Kaylie Smith</a>, Rubicon Project’s Head of Seller Cloud, and
the IAB’s Director of Industry Initiatives, Carl Kalapesi.</p><p>
	It was great to experience the
excitement around native advertising with the buyers and sellers in
the room who participated. It was clear that both see the value in
these emerging ad units. One of the key themes that was explored
during the discussion was the question around the exact definition of
native ads. Is it custom content, relevant ads, advertorials,
in-feed, units that have the look and feel of an app, etc.? While the
IAB published a 
	<a href="http://www.iab.net/media/file/IAB-Native-Advertising-Playbook2.pdf" target="_blank">playbook</a> to provide greater clarity on this subject, I’m excited that InMobi
and Rubicon Project are working with the IAB and the OpenRTB Forum to
develop standardization in order to drive native adoption.</p><p>
	Kaylie echoed the sentiment that was on
everybody’s mind ‘How does native scale in the programmatic
world?’. InMobi has been obsessing about this for quite some time
now and we believe we have taken the right steps to tackle this
challenge. We launched our native self-serve platform to scale
publisher onboarding. Separately, we announced the 
	<a href="http://inmobi.com/blog/2014/05/29/reinventing-mobile-programmatic" target="_blank">InMobi Exchange</a> that leverages the Rubicon Project’s technology stack providing
access to hundreds of buyers that activate tens of thousands of
advertisers globally. In addition, we have proposed new RTB
specifications that would support a broad range of custom native
mobile advertising experiences that work in a similar way to how RTB
supports VAST for video.</p><p>
	‘Can every publisher support native
ads, or do certain types of content lend themselves better to native
experiences?’ The best examples here come from news, entertainment,
social, and weather apps that have begun integrating the 
	<a href="http://www.inmobi.com/blog/2014/01/29/introducing-inmobi-native-ads-and-why-it-is-so-cool" target="_blank">InMobi Native Ads platform</a>.  And although there’s not a current
standardization for native, there are some general themes that have
been emerging, including messenger, chat list, tiles, photo album,
in-feed, and similar. In order to have native scale programmatically
we will need to have increased standardization that may come from the
current native ad format themes.</p><p>
	A question at the forefront of every
brand or agency is ‘What is the enhanced value that native
advertising provides advertisers and brands?’.  And in this
audience, both the agency and publisher side of the room were already
sold on the value of native advertising. Incidentally, InMobi is
seeing a 5x increase in advertiser conversions, and a 6x increase in
publisher monetization on average. Because the advertising
experiences are highly customized, the actual conversion rates and
CPMs do vary widely, but overall, the seamless consumer experiences
are producing much higher value.</p><p>
	The issue remaining to be solved is
providing measurement and reporting that captures the impact that
native ads have on branding. Agencies and publishers are looking to
measure native ads beyond conversions, to extract the value they
bring to a branding campaign.</p><p>
	There’s no doubt that native is a
valuable and engaging unit that will enable leaders in the mobile
space to move beyond traditional banners. Definitions, ad sizes, and
ad positioning for native currently vary. However, through working
closely with the IAB, we can come to create some general guidelines
that will allow publishers and advertisers to scale native ad
placements programmatically.</p><p style="text-align:center">
<iframe width="560" height="315" src="//www.youtube.com/embed/ycgql3J2lVM?loop=1&playlist=ycgql3J2lVM" frameborder="0" allowfullscreen="">
</iframe></p>]]></description>
      <dc:subject><![CDATA[Announcements, Engineering, Events, In-App Monetization, English (EN): inmobi.com,]]></dc:subject>
      
      <dc:creator><![CDATA[ Kayla Wilson,  Director of Programmatic Partnerships  ]]></dc:creator>
      
      <dc:date>2014-06-25T22:28:00+00:00</dc:date>
    </item>
  
    <item>
      <title><![CDATA[InMobi Ad SDK 440 now supports Google’s New Advertising ID]]></title>
      <link>https://www.inmobi.com/blog/2014/06/17/inmobi-ad-sdk-440-now-supports-googles-new-advertising-id/</link>
      <guid>https://www.inmobi.com/blog/2014/06/17/inmobi-ad-sdk-440-now-supports-googles-new-advertising-id/</guid>
      <description><![CDATA[<p>
	Using mobile ads to monetize is an integral part of the mobile apps ecosystem today, with a large number of developers relying solely on advertising revenue to sustain their businesses. For this purpose, certain unique device-level identifiers are sent to ad networks to allow them to serve targeted and more relevant ads. Apart from better monetization, uniquely identifying devices is extremely important as it helps ad networks do conversion matching (attributing app installs to the source), frequency capping, estimating unique users, security and fraud detection, and re-engagement/retargeting campaigns. However, certain identifiers such as IMEI (a large number of apps actually use this!) are less than ideal from a security and privacy perspective.</p><h3>What's the deal with AID?</h3><p>
	To balance user privacy and mobile advertising requirements, last year Google announced that it is replacing the unique Android ID with a new Advertising ID (AID). Though this new ID has been available since then, come August 1st 2014, the new policy will be in effect that mandates the use of the Advertising ID. According to Google’s <a href="https://play.google.com/about/developer-content-policy.html">developer content guidelines</a>,</p><blockquote>
	“Beginning August 1st 2014, all updates and new apps uploaded to the Play Store must use the advertising ID (when available on a device) in lieu of any other device identifiers for any advertising purposes.”
</blockquote><p>
	<img src="https://lh3.googleusercontent.com/NL6gtfGpGQyo6Er8Iq4YD9ATzu0VJg9xj2d3UbmpIN5JHi3qSLN1DRBrMOsqB-3JcZIPv6llP0N5p_3qi8HQgqxohbvqn2NYnXE8byOUw1ZLBk3HhRv9CWqnmFlSRvAHEQ" width="432px;" height="357px;"></p><p>
	With this new ID comes new user privacy controls, similar to Apple’s “limit ad tracking”. Users can choose to reset the Advertising ID (similar to resetting IDFA in iOS 6) and opt out of “interest based ads.”</p><h3><span  style="color: rgb(55, 68, 77);">What do I do so that my monetization continues uninterrupted?</span></h3><p>
	<span  style="color: rgb(55, 68, 77); font-weight: bold;"></span>Google’s approach for an anonymous unique ID is inline with Apple’s IDFA approach, which has been well received by the entire industry.</p><p>
	InMobi has always been compliant with Apple’s App Store Review Guidelines and Google’s Developer Content Guidelines and honors the policy changes including user opt-out settings for both platforms.</p><p>
	InMobi’s latest Android SDK supports the new Advertising ID. <a href="https://dl.inmobi.com/SDK/InMobi_Android_SDK.zip">Download now</a> and follow the <a href="https://www.inmobi.com/support/integration/23817448/22051163/android-sdk-integration-guide/">integration guidelines</a> to enjoy uninterrupted monetization for your Android apps.</p><h3>What can I do for accurate ad-attribution? </h3><p><strong>
	Use Google AID, collected by InMobi Analytics.</strong> Starting 17th June 2014, the InMobi Analytics SDK for Android will collect the Google Advertising Identifier by default, along with its supplementary setting that allows users to opt out of "interest based ads".</p><p>
	If you’re an advertiser looking for implementation code (including the collection of the Google AID), then please upgrade to our latest SDK so that InMobi Analytics can start collecting the value on installs (and other events) and perform attribution. You can pass the value on ad click via your tracking links. Details on this will be posted and communicated very soon!</p><p>
	Download the <a href="https://dl.inmobi.com/SDK/InMobi_Android_SDK.zip">InMobi Android SDK</a> now to ensure accurate ad attribution.</p><p>
	<em>Please Note: All new apps and updates submitted to Google Play from August 1st 2014 must utilize this new ID. Any violation to Google’s <a href="https://play.google.com/about/developer-content-policy.html">developer content guidelines</a> can result in app rejection.</em></p>]]></description>
      <dc:subject><![CDATA[In-App Monetization, Product and Technology, English (EN): inmobi.com,]]></dc:subject>
      
      <dc:creator><![CDATA[ Abhishek Khurana,  Product Marketing Manager  ]]></dc:creator>
      
      <dc:date>2014-06-13T08:35:00+00:00</dc:date>
    </item>
  
    <item>
      <title><![CDATA[FIFA World Cup and Mobile Marketing: A Match Made in Heaven]]></title>
      <link>https://www.inmobi.com/blog/2014/06/11/fifa-world-cup-and-mobile-marketing-a-match-made-in-heaven/</link>
      <guid>https://www.inmobi.com/blog/2014/06/11/fifa-world-cup-and-mobile-marketing-a-match-made-in-heaven/</guid>
      <description><![CDATA[<p>
	<strong>
	FIFA – A Golden Opportunity For Marketers</strong></p><p>
	Any world cup or a large sporting event is big for marketers and brands, and FIFA World cup 2014 is undoubtedly the largest marketing platform in the world because of the sheer numbers involved. With a total of 64 matches and 32 teams across 12 stadiums, the entire event is scheduled to take place from 12 June to 13 July 2014 with an estimated 4 billion fans following across television, mobile and social media. With so many eyes and ears paying attention to the games, this World Cup is braced to be a record-breaking marketing event which is bound to offer massive payoffs for advertisers. The FIFA World cup has a global fan following who is not only glued to their television sets, but also active on social media to follow the journey and express their views even months after the games have concluded.</p><p>
	For marketers, this tournament provides an incredible opportunity to reach their consumers at a large scale across multiple screens. Although only the official sponsors are allowed to mention the World Cup in their marketing, opportunities always exist for the non-official sponsors as well to create campaigns around the FIFA ecosystem. Hence it is important for the marketers to have a solid grip on the current trends in sports marketing and incorporate them in their campaigns.</p><p>
	The volume of user and publisher activity around the World Cup every four years shows how much global reach mobile platforms have achieved. With the ever-growing number of mobile devices, this year’s World Cup will be a measure of the world’s movement to smaller devices such as smartphones and tablets. It is clear that mobile phones will be front and center for consumers at this year's World Cup. As consumers move seamlessly between screens there are huge opportunities for marketers to target consumers with an effective and more efficient frequency across platforms.</p><p>
	<strong>World Cup 2014: Viewership and Buzz</strong></p><p>
	Football is a sport of global interest amongst all demographic groups. This translates into a clear opportunity for brands and advertisers, with 72% of consumers planning to follow the 2014 World Cup closely according to a study from IAB “2014 World Cup: A Global Mobile Perspective”.</p><p>
	Of the countries surveyed, Football fandom is strongest in Italy, where 70% of respondents state they are dedicated soccer fans, followed by Ireland (60%) and Colombia (58%) - See more at: http://www.inmobi.com/blog/2014/06/11/fifa-world-cup-and-mobile-marketing-a-match-made-in-heaven/#sthash.JkbREpsh.dpuf</p><p>
	<img src="https://www.inmobi.com/ui/uploads/blog/fifa-img.png" alt="fifa-img.png"></p><p>
	<strong>Smartphones to Play Major Role in 2014 World Cup</strong></p><p>
	According to “2014 World Cup: A Global Mobile Perspective,“ an international study generated by the IAB,</p><ul>
	<li>48% of soccer fans (from 11 markets) who have a smartphone plan to use them to follow the World Cup action. That’s second only to TV (63%) when it comes to media channel preference for watching the matches</li>	<li>Most consumers plan to follow the World Cup at home – either at their own home (69%) or at someone else’s (34%) – this means not only do you have an engaged audience, but a captive one, too</li>	<li>Smartphones will act as the gateway to World Cup information and content – 58% will use their device to access information, while 46% will access content while following the tournament</li>	<li>In terms of direct monetization of the event, 68% were willing to pay for World Cup video content, with sentiment the strongest in the UK (80%), Mexico (78%) and Colombia (74%)</li>	<li>As for the type of mobile advertising they’re most responsive to, 33% say they want to watch ads that are entertaining and creative. Only 17% say the relevancy of the advertising is important, while 16% want ads that feature their country’s team. Moments from previous World Cup matches (14%), star athletes (11%) and ads from World Cup sponsors (10%) aren’t as popular</li></ul><p>
	The study clearly highlights that sporting fans around the world are already open to mobile marketing and are keen to leverage their phones as part of their experience of the game.</p><p>
	<em>Source: 2014 World
Cup: A Global Mobile Perspective, IAB
	</em></p><p>
	<strong>Marketers Game plan To Win Big at the World Cup:</strong></p><p>
	Sports fans are increasingly accessing their mobile devices to heighten their sporting event experience. Throughout the game, fans are tuning in for real-time updates, social media, and commentary. The combination of real-time results, large audiences, and mobile technologies make this an exciting yet daunting opportunity for brands around the world.</p><p>
	This translates to real-world advantages for marketers and advertisers. Here are a few ways to take advantage of mobile advertising during the World Cup this year.</p><ul>
	<li>Adopt a cross-device strategy to increase the time consumers spend with a brand. Mobile not only intersects online and offline activity, but also provides an interactive platform that allows immediate ways for brands to engage their consumers.</li>	<li>Use mobile in-app ads or native ads to promote your product before the matches.</li>	<li>Focus on second screen strategies around engagement through curated creative, connected content and quick decisions.</li>	<li>Incentivize consumers to motivate purchases using hyper-local targeting and providing discounts and coupons to mobile users while in-store.</li>	<li>Adopt location-based elements in the campaign, which is a key component and differentiator for the mobile channel. Measurement is quite effective for this strategy, as each coupon has a unique ID tied to the source of the ad campaign that ensures proper attribution is given when redeemed.</li></ul><p>
	<strong>Conclusion – The Verdict</strong></p><p>
	The excitement around any big sporting event like the World Cup will drive customers to experiment with brands. Sports fans generally plan their game day activities ahead of time; hence, it is important for advertisers to start the campaigns a week or two in advance and not just during an event. The 2014 football World Cup promises to be the most watched event and is going to be a very competitive time for brands to capture the attention of the large number of viewers. The stakes are high with ad spend increasing as much as twenty times than the last World Cup in South Africa in 2010. Brands and marketers have a chance to truly expand their mobile digital footprint this summer and will succeed only if they remain authentic, tell a compelling story, and deliver contextual content in real-time. Brands should consider whether or not they want to be among the first to adopt the technological innovations in mobile marketing and test out these new opportunities.</p><p>
	So, keep your eyes and ears open because it’s time to roar “Juntos num só ritmo”.</p><p>
	Get excited, and embrace the big game.</p><p>
	<strong></strong></p>]]></description>
      <dc:subject><![CDATA[Consumer Research, English (EN): inmobi.com,]]></dc:subject>
      
      <dc:creator><![CDATA[ Shamala DN  ]]></dc:creator>
      
      <dc:date>2014-06-11T16:26:00+00:00</dc:date>
    </item>
  
    <item>
      <title><![CDATA[Are You Monetizing Your Gamers the Right Way?]]></title>
      <link>https://www.inmobi.com/blog/2014/06/09/are-you-monetizing-your-gamers-the-right-way/</link>
      <guid>https://www.inmobi.com/blog/2014/06/09/are-you-monetizing-your-gamers-the-right-way/</guid>
      <description><![CDATA[<p>
	Mobile gamers are a fickle audience and a game that may have been at the top of the charts yesterday, is easily forgotten today, as more and more apps (with minor differences) flood the app stores. It is becoming imperative for game developers to not just consider monetization potential when implementing ads, but also the impact it has on the game play experience. Having a loyal user base is as much about your game, as it is about how you implement ads in your game. One wrong move and you are likely to annoy your fan base.</p><p>
Among the plethora of ad formats available, lets face it - banner ads in games are dead. Banner ads are obtrusive within a mobile game experience (If you’ve ever accidentally tapped on one while playing your favorite game, you know exactly what I mean) and implementing banners means giving up space at the top or bottom of the game screen for a format which most gamers have learned to ignore successfully. Neither are gamers willing to look at banners during game play, nor are developers happy about having to design their game around this slot.</p><p>
With the death of banners, focus is now on creating a native ad experience for gamers - be it in the look and feel of the ad, or how it fits in the actual game play experience itself.</p><p>
Full page ads which fit into the natural interruptions of your game play have proven to be the most effective ad monetization template for games. These may be implemented in the form of static/rich media ads (interstitials) or as interstitial videos which play at timely moments in the games. While it may be tempting to use them more frequently to maximize monetization, we have noticed developers see maximum eCPMs when interstitials are used after every 2-3 minutes - this may mean at level completion or when a turn ends. With eCPMs 3X of static interstitials, video ads fit perfectly into the happy moments of your game - like level completion or level wins. It is important to ensure that the user experience is not marred by videos which keep playing every 2 mins - Frequency capping and session based optimization are key to a happy user.</p><p>
Yet another variation of the video is the rewarded video. Rewarded video ads fit perfectly into your virtual economy as a means of redeeming a booster pack or an extra life or anything that the gamer needs to continue his game play. Rewarded videos are generally non skippable videos, placed in shop fronts and help in monetizing the game as well as increasing user retention, while at the same time ensuring that the follow up action is completely choice driven. While rewards are an awesome way to increase user retention, it is important to note that rewarded installs are a “dirty” way of earning money since it generally results in low quality users for the advertiser and can end up in your app being blacklisted by the major advertisers.</p><p style="width:50%;float:left;">
	<em>Native Interstitial Mock-Up for
Devil Ninja 2 
	</em>
	<img src="https://www.inmobi.com/ui/uploads/blog/Native_Interstitial3.png"></p><p style="width:50%;float:left;">
	<em>Rewarded Video in What’s the
Difference 
	</em>
<img src="https://www.inmobi.com/ui/uploads/blog/RewardedVideo2.png"></p><p style="clear: both;">
With ads becoming an integral part of a game’s monetization and retention mechanism, it is interesting to see how they can be used optimally for the different types of personalities in your game base. The most common classification of hardcore vs casual has long since been moved from the game to the gamer category. It is possible for even a supposedly casual game like Candy Crush Saga to have a hardcore gamer (who doesn’t have a friend who is already on the 589th level of the game) and for something as core as Infinity Blade to have a casual gamer base. At the end of the day, it comes down to the personality of the person playing the game and his motivation for doing so. Bateman and Boon, introduced 4 
	<a href="http://survey.ihobo.com/DGD/DGD1_thanks.shtml" target="_blank">game play styles</a> in their book - <a href="http://www.amazon.com/Century-Design-Charles-River-Development/dp/1584504293" target="_blank">21st Century Game Design</a>. Lets take a look how ads can be used to successfully monetize and retain these different users.</p><p>
	<img src="https://www.inmobi.com/ui/uploads/blog/conqueror2.png" style="clear:both;float:left;margin:0 20px 0 0;"><strong>The Conqueror </strong>- A patient gamer intent on winning, with sheer persistence and logistical optimization. Be it a hardcore conqueror intent on beating his own score or a casual conqueror fighting to win in PvP, these players are delighted by rewards that help them further their cause. Incentivized video ads which help them gain currency or rank rewards or open up a whole new challenge level are ideal for keeping them hooked.</p><p>
	<img src="https://www.inmobi.com/ui/uploads/blog/manager1.png" style="clear:both;float:left;margin:0 20px 0 0;"><strong>The Manager</strong> - A persistent gamer intent on mastering the game mechanics with little consideration for actually winning the game. Getting stuck at any point can lead to sudden loss of interest with these gamers. Using video ads to keep them involved/engrossed during the wait periods of the game (such as waiting for a player's turn to end, waiting for your farm to build, etc.) is a good way to keep them hooked. Given the fickleness of these users, native interstitials are also an ideal way of monetizing the short run gamers with a pleasing ad experience.</p><p>
	<img src="https://www.inmobi.com/ui/uploads/blog/wanderer1.png" style="clear:both;float:left;margin:0 20px 0 0;"><strong>The Wanderer</strong> - A player in search of a fun experience who is more interested in the story that the game builds than in winning the game. These players are invested in the characters of your game and will be delighted if their favorite characters are used to introduce the ads (Native frames/ Native Interstitials). Wanderers are more interested in toy-play than game play and can be retained longer if they are given new tools to explore at regular intervals. They will be delighted with brand video ads at level ups and equally excited to watch a video in exchange for a new environment or a fancy character.</p><p>
	<img src="https://www.inmobi.com/ui/uploads/blog/participant1.png" style="clear:both;float:left;margin:0 20px 0 0;"><strong>The Participant</strong> - A player who is happiest when playing with other people or when the game is rooted in emotions. The participant is least competitive and better incentivized with social networks than free weapons/tools. Monetize these gamers with videos at happy moments, draw emotion with event specific native interstitials and keep them hooked with leaderboards/invites from their network of friends.</p><p>
If you are a game developer and interested in exploring better ways to creating a native ad experience for your gamers, write to us at 
	<a href="mailto:iluvnativeads@inmobi.com">iluvnativeads@inmobi.com</a></p><p>
Note: Native interstitials are regular interstitials with frames which look native to your app. These frames can be applied easily through your dashboard and do not require any integration changes. 
	<a href="https://www.inmobi.com/support/monetization/?page_id=12&id=56274686&parentid=23018993&title=InMobi+Native+Interstitials">Learn more</a> about how you can apply frames for your interstitial site with InMobi and share your excitement about upcoming popular events (think Football!) with your users.</p>]]></description>
      <dc:subject><![CDATA[Product and Technology, English (EN): inmobi.com,]]></dc:subject>
      
      <dc:creator><![CDATA[ Tanvi Kapoor,  Director - Product Marketing  ]]></dc:creator>
      
      <dc:date>2014-06-09T00:35:00+00:00</dc:date>
    </item>
  
    <item>
      <title><![CDATA[​Reinventing Mobile Programmatic]]></title>
      <link>https://www.inmobi.com/blog/2014/05/29/reinventing-mobile-programmatic/</link>
      <guid>https://www.inmobi.com/blog/2014/05/29/reinventing-mobile-programmatic/</guid>
      <description><![CDATA[<p>Desktop advertising has come a long way from the <a href="https://adage.com/article/digitalnext/happy-birthday-digital-advertising/139964/" target="_blank">first banner Ad</a> in Oct 1994. As display advertising evolved and matured, there eventually arose the need to move away from segment-based buys to very-fine grained individual buys. Programmatic buying empowered marketers to achieve the efficiency desired, growing disproportionately with the rise of display advertising.</p>

<p>Interesting as it seems, mobile advertising adapted itself to the ways of the display advertising world. Consequently, early mobile users experienced banner ads retro-fitted to suit mobile devices. While the focus stayed on capitalizing from the App economy and monetizing users, the user herself was completely ignored, and solving for the problem of ad experience on mobile remained unexplored.</p>

<p>Banner Ads continued to grow for a while, and then it all started to fall apart. In fact it got to a stage that the term &lsquo; <a href="https://bannerblindness.org/about-banner-blindness/" target="_blank">Banner Blindness</a>&rsquo; was coined.</p>

<p>Given its ramifications, the advertising industry turned towards fixing the banner ad problem innovatively. Among the multiple innovations publicized, the one that really caught the attention of the advertising community was the <a href="https://www.inmobi.com/blog/2014/04/29/launching-the-worlds-most-advanced-native-advertising-platform" target="_blank">Native Ad format</a>.</p>

<p>Unlike programmatic on desktop, which evolved after desktop matured, mobile programmatic grew rapidly right from the onset of mobile advertising. Unfortunately, mobile programmatic is built on a fallacy: banners that worked in display, will work in mobile. Mobile programmatic, like Mobile advertising had never been defined keeping the user in mind.</p>

<p>Today, we are proud to announce the launch of the <a href="https://www.inmobi.com/exchange" target="_blank">InMobi Exchange</a>.</p>

<p align="center"><iframe allowfullscreen="" frameborder="5" height="422" mozallowfullscreen="" src="//player.vimeo.com/video/97242456?title=0&amp;byline=0&amp;portrait=0" webkitallowfullscreen="" width="750"></iframe></p>

<p>With native we redefined mobile advertising keeping the user at the center. With mobile programmatic, we are pushing the envelope even further by bringing automation to native media buying. It now sets the stage for innovation on mobile programmatic given the constructs of how native advertising functions within the case of small-screen devices.</p>]]></description>
      <dc:subject><![CDATA[Advertising, Announcements, In-App Monetization, Product and Technology, Products &amp; Tools, English (EN): inmobi.com,]]></dc:subject>
      
      <dc:creator><![CDATA[ PRL and Anand Narayanan   ]]></dc:creator>
      
      <dc:date>2014-05-29T11:30:00+00:00</dc:date>
    </item>
  
    <item>
      <title><![CDATA[Native Advertising 101: 7 Things You Need to Know about Native Ads]]></title>
      <link>https://www.inmobi.com/blog/2014/05/15/native-advertising-101-7-things-you-need-to-know-about-native-ads/</link>
      <guid>https://www.inmobi.com/blog/2014/05/15/native-advertising-101-7-things-you-need-to-know-about-native-ads/</guid>
      <description><![CDATA[<p>“Any customer can have a
car painted any color he wants, so long as it is black” - Henry
Ford.</p><p>In 1908, Ford created a
revolution in the automotive industry with the color black. To some
extent banners did the same for the digital advertising industry (and
by extension mobile advertising) in the early 2000s. But as the
target audience becomes more tech savvy and the competition in the
digital space burgeons, both users and developers have begun to ask
for more - More options, more innovation and more bang for the buck.
Native advertising is being hailed as the latest black of the mobile
advertising industry and everyone who is anyone is putting out the
word on their capabilities.</p><p>With so much noise around
this offering, it is but normal for there to be several myths,
misunderstandings and confusion around the real capabilities. This
post digs into the truth about this latest opportunity and presents
some insights about some of the common questions that might be
plaguing your mind.</p><p><strong>1) How flexible are
native ads?</strong></p><p>Native ads were born out
of a need to present ads in a seamless form - blend the advertisement
into the content to create an non-intrusive experience for the user.
So what if your mobile property has only star shaped objects? Can an
advertisement be formatted to look that way? Probably. But the
question you need to ask is - will such an ad even be meaningful
enough for your user, to generate that elusive click and conversion.</p><p>Native
ads are generally implemented by breaking down the individual
advertiser assets and providing them to the publisher in his CMS.
Maintaining the balance between a blended ad experience and ensuring
that the ad is still noticeable and informative is the main parameter
that decides how flexible the native ad unit can be. </p><p>The InMobi Native Ads
Platform feeds the individual ad assets to your CMS - icon, title,
description, images (in any size you need) - making the ad layout as
flexible as your app design.</p><p><strong>2) Is demand really
liquid? Will I get scale?</strong></p><p>One of the biggest
deterrents to putting trust in a new ad format is the lack of demand.
And with something as customized as a native ad layout where every
developer will have his own requirements and constraints, is the
demand really scalable?</p><p>The answer depends on the
capabilities of the platform powering the native ad solution. Asking
each advertiser to supply the individual assets for every publisher
(as per their unique requirements) is of course not a scalable
solution.</p><p>The InMobi Native Ads
Platform acquires these individual advertiser assets automatically as
well as allows advertisers to edit them if they feel the need. This
ensures instant scale as well as caters to the quality requirements
that different teams may have.</p><p><strong>3) What is the effort
involved in building my native ad unit?</strong></p><p>Up until recently, native
ads were implemented only by publishers with big teams, on a case by
case basis with special effort required for every advertiser that
they integrated with. Clearly, this wasn’t a scalable model. The
need of the hour was customization in a standardized manner, which
allowed you to put in (maybe) a little extra effort and see instant
results.</p><p>For all those who believe
that building a native ad unit is too tedious, we have enough
examples of <a href="http://vimeo.com/90743806" target="_blank">developers</a> who have created their own custom JSON (2 minutes), integrated with
the InMobi SDK (5 lines), tested and gone live in less than 1 day.
How is that for speed?</p><p><strong>4) Do native ads
perform better than banner ads?</strong></p><p>The most frequently asked
question for anything new is the revenue upside - after all, the
effort has to justify the result. Native ads are not new in the
industry and have already been popular on desktop for quite some
time. Can you think of the most common native ad that you see, daily?</p><p>While the desktop world
boasted of 1-2% CTR on native ads, mobile users seem to be more
welcoming of this new ad experience. CTRs on native ads are 8X higher
than traditional formats on the InMobi Network and advertisers are
seeing 6X higher conversions.</p><p><strong>5) Where should I
integrate the native ad unit?</strong></p><p>All good things in life
come with a caveat and native ads are no different. Great performance
requires great placement. It would be unfair to bury the native ad
behind several scrolls and taps and then expect higher eCPMs. Just
like banners or interstitials, it is important to ensure that the
native ad unit should be on the most used screens of your mobile
property, within the viewable area of the user.</p><p><strong>6) Do I need an
advertorial team to create messaging for every Native Ad?</strong></p><p>Traditionally, native ads
were adopted and promoted by publications and brands. When the scheme
of things was limited to 1:1 relationships between the publisher and
advertiser, it was probably feasible to hire a separate “advertorial”
team to craft unique messaging for every such relationship.</p><p>But with so many app
categories and properties now finding face time with the user, no one
has the luxury to craft different messaging for every advertiser, nor
would it be a scalable model. Advertisers who leverage the reach and
targeting capabilities of ad networks like InMobi create a common
messaging for all publishers and use it to reach out to their
intended audience.</p><p><strong>7) Will my users accept
native ads or is it considered deceptive?</strong></p><p>Not if you clearly mark
every native ad unit as an “Ad” or  “Sponsored” content.
Since the launch of Android and the proliferation of mobile usage
amongst the masses, mobile users have come to accept ads in their
apps as a small price for free usage. As long as the ad is clearly
marked and does not try to deceive the user into clicking by posing
as other content, you are good to go.</p><p>While ad networks do not
mandate the use of visible tags like “Ad” and “Sponsored”
legally, app stores have started ousting apps which do not clearly
demarcate an ad. Ultimately, the choice is yours.</p>]]></description>
      <dc:subject><![CDATA[Product and Technology, Products &amp; Tools, English (EN): inmobi.com,]]></dc:subject>
      
      <dc:creator><![CDATA[ Tanvi Kapoor,  Director - Product Marketing  ]]></dc:creator>
      
      <dc:date>2014-05-15T03:43:00+00:00</dc:date>
    </item>
  
    <item>
      <title><![CDATA[IDFA and how to avoid getting your app rejected by iTunes]]></title>
      <link>https://www.inmobi.com/blog/2014/05/06/idfa-and-how-to-avoid-getting-your-app-rejected-by-itunes/</link>
      <guid>https://www.inmobi.com/blog/2014/05/06/idfa-and-how-to-avoid-getting-your-app-rejected-by-itunes/</guid>
      <description><![CDATA[<p>With a strong emphasis on user privacy, the mobile app ecosystem has gone through several changes over time (such as deprecation of UDID, MAC address and so on). Recently, Apple introduced certain updates to their app submission guidelines wherein each developer must declare their intended usage of the Identifier for Advertising (IDFA) and respect Apple’s <a href="https://developer.apple.com/library/ios/documentation/AdSupport/Reference/ASIdentifierManager_Ref/ASIdentifierManager.html#//apple_ref/occ/instp/ASIdentifierManager/advertisingTrackingEnabled">Limit Ad Tracking</a> requirement. InMobi respects user privacy and its SDK is in compliance with all of Apple’s policies.</p><p><strong>What is IDFA?</strong></p><p>The Advertising Identifier (IDFA) is a unique ID for each iOS device that mobile ad networks typically use to serve targeted ads. Users can choose to limit ad tracking by turning off this setting on their devices. Apart from serving targeted ads that result in better monetization for developers, ad networks also use this ID for conversion matching (attributing app installs to the source), frequency capping, estimating unique users, security and fraud detection, and for re-engagement/retargeting campaigns.</p><p><strong>Brief History on Apple’s IDFA-related Policies</strong></p><p>In February, Apple started enforcing a clause that affected apps that were retrieving the IDFA but were not showing ads. This resulted in several app developers facing app store rejections, followed by an outcry from several ad networks and analytics companies that purely relied on IDFA to attribute app installs back to the source.</p><p>However in April, Apple updated its stance on IDFA by allowing it to be used for attributing installs and post-install actions, which was a welcome change by the entire mobile app ecosystem. This policy update allowed IDFA usage in three scenarios - (i) to serve ads within the app (ii) to attribute this app installation to a previously served ad and (iii) to attribute an action taken within this app to a previously served ad. Developers submitting their apps to the App Store now have to mandatorily declare their intended usage of the IDFA.</p><p><strong>Recent Changes</strong></p><p>Apple has further updated its IDFA-related policies to ensure that any apps using IDFA comply with the “Limit Ad Tracking” requirement. Hence, to avoid app store rejections, please ensure that you select the appropriate IDFA usage check-boxes for your app and honor Apple’s “Limit Ad Tracking” requirement. InMobi has been completely in-line with the Apple IDFA policies and honors the Limit Ad tracking option since the launch of iOS 6.0, ensuring that a user’s preference to opt out of any interest-based advertising is respected.</p><p><img src="https://lh5.googleusercontent.com/Yqm65NPgmW-X34dTv9HTDO0aLetY10PQmUr8yVb_RHEH4T0zhJulO46_mPaSE0D6UcG22yNkMZx9INdBhBO9mR3aJPIzIkxILV9KA-o5XsJFz5bhx2eQGV7vJBb2B0_eOQ" width="624px;" height="339px;" alt="idfa-only banner option.png"></p><p><strong>Next Steps</strong></p><p>To help you in the app store submission process, follow this <a href="https://www.inmobi.com/support/art/60168416/22868547/submitting-your-app-to-the-apple-app-store-for-review/">link</a> for detailed instructions on submitting your app to the iOS app store. </p><p>Note: <em>If you are integrated with an SDK version older than 4.3.x, we strongly recommend that you follow this <a href="http://www.inmobi.com/products/sdk/">link</a> to upgrade to the latest SDK for better performance and monetization.</em></p>]]></description>
      <dc:subject><![CDATA[Consumer Research, In-App Monetization, Product and Technology, English (EN): inmobi.com,]]></dc:subject>
      
      <dc:creator><![CDATA[ Abhishek Khurana,  Product Marketing Manager  ]]></dc:creator>
      
      <dc:date>2014-05-06T10:00:00+00:00</dc:date>
    </item>
  
    <item>
      <title><![CDATA[Launching the world’s most advanced native advertising platform ]]></title>
      <link>https://www.inmobi.com/blog/2014/04/29/launching-the-worlds-most-advanced-native-advertising-platform/</link>
      <guid>https://www.inmobi.com/blog/2014/04/29/launching-the-worlds-most-advanced-native-advertising-platform/</guid>
      <description><![CDATA[<p>We at InMobi often use the phrase &ldquo;<strong>10x thinking</strong>&rdquo; when set strategic goals or validate ideas. Its a way of saying we believe in going after problems that are 10X harder to solve. It also means we don&rsquo;t believe in doing incremental improvements.</p>

<p>Improving the user experience for mobile ads is one of them.</p>

<p>Late last year we took an ambitious goal of improving the ad experience on mobile devices by 10X. The march towards that goal started with a committed effort to build the most advanced native advertising platform in the market.</p>

<h4>The Challenge</h4>

<p>Almost a year back, we started working on this problem - to fundamentally change the user experience on mobile ads &amp; disrupt the mobile advertising industry. The early version of that solution was what we announced <a href="https://www.inmobi.com/blog/2014/01/29/introducing-inmobi-native-ads-and-why-it-is-so-cool">earlier this year</a> as our Native Advertising platform.</p>

<p>We started working with select partners to build, validate and optimize truly native ad experiences that we wanted to create together. Unlike banners, native ads require deep customizations, unique to each app and that takes time. You also need to work closely with advertisers and agencies to make sure they can create ad units to your native specifications.</p>

<p>This is one of the core reasons, why native advertising has largely remained within the walled gardens of a handful of top publishers. Interestingly, 65% of all mobile advertising today is already native, but limited to just five-six big companies.</p>

<p>We want to put the power of native ads in the hands of <strong>every developer out there!</strong> We also wanted to make sure, the platform we built <strong>was the most advanced in the world. Period</strong>.</p>

<h4>Democratizing Native ads</h4>

<p><iframe allowfullscreen="" frameborder="0" height="281" mozallowfullscreen="" src="//player.vimeo.com/video/93047056?title=0&amp;byline=0&amp;portrait=0" webkitallowfullscreen="" width="500"></iframe></p>

<p><a href="https://vimeo.com/93047056">Introducing InMobi Native Ads</a> from <a href="http://vimeo.com/inmobi">InMobi</a> on <a href="https://vimeo.com">Vimeo</a>.</p>

<p>The UI is WYSIWYG. You can see live previews of how your design will look when implemented and edit it right there in the UI. When you are ready, you can simply save the unit, quickly integrate with our SDK and go live shortly thereafter .</p>

<p><br />
<img height="190px;" src="https://lh4.googleusercontent.com/fmWBh7Yds7FlU4kioa6wq3ptVG7zy9WUM6X5kG6D96mR2PafLCkctR9dhMt4Hcx9co3Gs-BUR9_n8tOAcJ1vTNRLP-g3TTY9FeMe6r3K5b_Pm_4cJcfcgolUfHxZ1qwJ_w" style="width: 252px;" width="98px;" /></p>

<p><img height="190px;" src="https://lh3.googleusercontent.com/ma-SXd5_B1gykgEephfoWUA4LlZA78ZHHSwjGALAzea5daswYU0nIWhbtpDXBwZOWKSMK1b2-CLnj42cZZNiq_qn9ZgPOj6-Bgo9z4u-g6XXFyMOVU3a-LYUYoE7QwEHFw" style="width: 1034px;" width="269px;" /><img height="190px;" src="https://lh3.googleusercontent.com/qjxQ-m2FSkMfrvy-YC-ve7xkvNCCXThCc-g-4hUVc4kNFIVini_gOMI0j4vsF6iWxT8LxA5MvtfJ70hk1zwpvYPfHXNt1V8jenR8cWJS-QMf0FFlpx86zgge0R4-RpFsyQ" style="width: 1071px;" width="297px;" /></p>

<p><strong>It just works !</strong></p>

<p>Infact - you can test drive the product UI <strong><em>without</em></strong> even registering or logging in to our system, go ahead, give it a try!</p>

<p>Why would we build a product and give it out without even requiring registration? Because we want every developer, even those who swear by banner ads, to see what is possible with native ads from InMobi.</p>

<p>We are putting the power of our native ads platform in your hands today. The freedom to break up with banners is within reach, finally! You can choose between full screen native interstitial ad units or fully customizable native content ad units that you design from scratch.</p>

<p>One of our early partners said "<strong><em>InMobi has provided us such a fantastic opportunity to access premium Native Ads which is something we never imagined&rdquo;. Endorsements like these are what keep us going to achieve our 10X goal!"</em></strong></p>

<p><strong>The Future</strong></p>

<p>As we open up the platform, we expect to work with several new developers, including those who never monetized before, and offer native ad experiences to every mobile user in the world!</p>

<p>We are keen to see what developers do with our platform and the amazing ad experiences they will build with it.</p>

<p><strong>Results from our beta period</strong></p>

<p>In our test period, we served Native Ads in 35+ countries, built out a network that was ~20Bn Native Ad Requests a month and validated that average performance was 4-5X better than banner ad units! We are halfway there to our 10X goal !</p>

<p><strong>InMobi Native Ad Requests by Country</strong></p>

<p><img height="392px;" src="https://lh3.googleusercontent.com/a1Hr_ykZRwHItJ6VMutRLMAcNMJ_Gij8k1889TbzuU_tKptDoxelhnIMdJR8KAZ70lJN9_FbGQczU0R4liJeG2lQITlFmDkxBnFxC53-A3bIjHngMOWHA-eKOJeMjusU9A" width="624px;" /></p>]]></description>
      <dc:subject><![CDATA[Announcements, In-App Monetization, Product and Technology, Products &amp; Tools, English (EN): inmobi.com,]]></dc:subject>
      
      <dc:creator><![CDATA[ Team InMobi  ]]></dc:creator>
      
      <dc:date>2014-04-30T00:42:00+00:00</dc:date>
    </item>
  
    <item>
      <title><![CDATA[Beautiful ads for your app with InMobi Ad SDK 430!]]></title>
      <link>https://www.inmobi.com/blog/2014/04/29/beautiful-ads-for-your-app-with-inmobi-ad-sdk-430/</link>
      <guid>https://www.inmobi.com/blog/2014/04/29/beautiful-ads-for-your-app-with-inmobi-ad-sdk-430/</guid>
      <description><![CDATA[<p>Today is an exciting day for all mobile app developers around the world. InMobi’s Native Ad platform is now open to any developer looking to monetize his/her app. The InMobi Ad SDK is a critical component of InMobi’s Native Ad platform which allows you to create ad layouts in the shape, form and function of your choosing. And today, we have released InMobi Ad SDK 430 to help your app monetize with these beautiful ad units.</p><h3><strong>What's new</strong></h3><h4>Made for Native Interstitials and Native Content Ads:</h4><p>Through partnerships with several publishers, we have continuously improved upon the delivery mechanism of InMobi Native Ads in order to provide the mobile app ecosystem with the best performing, yet simplest product. Using InMobi Ad SDK 430 guarantees that the high-performing native interstitials and native content ads are delivered seamlessly to your app.</p><h4>Session-based eCPM Optimization:</h4><p>What does this mean? A user session begins when an end-user accesses your app and the user session ends when the same user quits the application. Typically, your app may have millions of user sessions per day (based on your install base). What if, the ads being served were session-aware, thereby preventing the same ad from being served in the same user session or even in the consecutive session?</p><p>With InMobi Ad SDK 430, the ads a user sees, have been optimized at the session-level. This allows for a greater diversity in ads being served to the user, thereby reducing ad fatigue and boosting your eCPMs! </p><p>And as always, with the InMobi Ad SDK, you have access to InMobi’s premium campaigns at a global scale with deep analytics available to you out-of-the-box. </p><h3>Get Started</h3><p>If you are interested in a beautiful ad experience for your app, get started today by trying out native ads on <a href="http://www.inmobi.com/mynativeads"> http://www.inmobi.com/mynativeads</a></p><p>Download the InMobi SDK (<a href="http://www.inmobi.com/products/sdk/">http://www.inmobi.com/products/sdk/</a>)  and get started today!</p>]]></description>
      <dc:subject><![CDATA[Product and Technology, English (EN): inmobi.com,]]></dc:subject>
      
      <dc:creator><![CDATA[ Abhishek Khurana,  Product Marketing Manager  ]]></dc:creator>
      
      <dc:date>2014-04-29T14:46:00+00:00</dc:date>
    </item>
  
    <item>
      <title><![CDATA[A New Chapter in the History of Mobile Advertising]]></title>
      <link>https://www.inmobi.com/blog/2014/04/29/a-new-chapter-in-the-history-of-mobile-advertising/</link>
      <guid>https://www.inmobi.com/blog/2014/04/29/a-new-chapter-in-the-history-of-mobile-advertising/</guid>
      <description><![CDATA[<p>Over the last few years, one of the things that constantly bothered me was that we were powering an entire industry on the back of banner ads, which we never liked. InMobi has worked with more than 30,000+ app developers, fielded 4 billion+ ad requests per day, and helped them monetize their apps on the back of our best-in-class technology and global scale. However, along with helping developers monetize at scale, we also want to give users a great experience.</p>

<p>So, early last year, we decided to disrupt the industry and change the way ads are viewed today. We took it upon ourselves to achieve one goal, which is to make ads beautiful and give the user a seamless, non-intrusive experience. We decided to <a href="https://www.inmobi.com/blog/2014/04/03/an-april-fools-day-prank-but-the-future-is-indeed-Native-Ads">break up with banners</a>!</p>

<p>However, this couldn&rsquo;t be done in isolation. We want to empower every developer out there to monetize using native ads. That is our way of ensuring that we are truly causing disruption and a fundamental shift in the industry towards making ads beautiful and to accelerate the death of banner ads.</p>

<p>At present, a large portion of native advertising is limited to just five big companies. We wanted to change this and democratize native ads and bring it to all developers. <a href="http://www.inmobi.com/" target="">InMobi Native Ads platform</a> will give the power to all developers in the world to monetize through native ads and giving users a great experience. We are absolutely thrilled to democratize native ads and disrupt the industry.</p>

<p>As we launched this platform, we also made all the ads in our network native enabled, we called it &#39;making our ads liquid&rsquo;. This takes care of the biggest concern that any developer would have going for a native platform.</p>

<p>Since our beta launch in January, we are seeing phenomenal response from the industry. We are already serving native ads in 35+ countries, and over ~20 billion native ads a month with average performance that is 4-5X better than banner ad units! These results are based on 250 mn users that have seen native ads from InMobi in the past several weeks.</p>

<p>So, as I lay awake typing this up at 2 AM IST, I am positive that with native ads self-serve, we will soon rewrite history. I expect us to work with tens of thousands of developers and offer native ad experiences to billions of users globally. We are keen to see what developers do with our platform and the amazing ad experiences they will build. We are very serious about powering the entire developer ecosystem to move past banners to native ads.</p>

<p>I am ecstatic and in love with the product we have built, thrilled about its prospects and riveted with this new chapter for mobile advertising - and, that, as many at InMobi will attest &ndash; is definitely going in the history of Mobile advertising!</p>]]></description>
      <dc:subject><![CDATA[Advertising, Announcements, In-App Monetization, Product and Technology, Products &amp; Tools, English (EN): inmobi.com,]]></dc:subject>
      
      <dc:creator><![CDATA[ Naveen Tewari  ]]></dc:creator>
      
      <dc:date>2014-04-29T13:11:00+00:00</dc:date>
    </item>
  
    <item>
      <title><![CDATA[Connecting with Today’s Super Consumers: Mobile Moms]]></title>
      <link>https://www.inmobi.com/blog/2014/04/29/connecting-with-todays-super-consumers-mobile-moms/</link>
      <guid>https://www.inmobi.com/blog/2014/04/29/connecting-with-todays-super-consumers-mobile-moms/</guid>
      <description><![CDATA[<p>
	From parenting to beauty habits and from
mobile devices to social media behaviors, moms are driving and shaping the new
digital world. With a do-it-all attitude, moms are not only taking care of
their families but are also driving social media trends and smartphone usage.
Moms are a critical audience for marketers, and understanding their mobile
media behaviors and attitudes can help marketers to take advantage of the
emerging trends. In the crowded marketing landscape, it’s been an increasingly
challenging task to keep on top of moms’ media experiences.
</p>
<p>
	Mobile moms are a critical target not only
for their amazing buying power, but also for their incredible influence on
others. So the question for every mobile marketer is 
	<strong><em>“Are they doing enough in
reaching moms in an effective and efficient manner? “
	</em></strong>
<!--HubSpot Call-to-Action Code --><span class="hs-cta-wrapper" id="hs-cta-wrapper-37481465-27f8-4335-bc76-06fead80710a"><span class="hs-cta-node hs-cta-37481465-27f8-4335-bc76-06fead80710a" id="hs-cta-37481465-27f8-4335-bc76-06fead80710a"><!--[if lte IE 8]><div id="hs-cta-ie-element"></div><![endif]--><a href="https://cta-redirect.hubspot.com/cta/redirect/2714195/37481465-27f8-4335-bc76-06fead80710a" ><img class="hs-cta-img" id="hs-cta-img-37481465-27f8-4335-bc76-06fead80710a" style="border-width:0px;" src="https://no-cache.hubspot.com/cta/default/2714195/37481465-27f8-4335-bc76-06fead80710a.png"  alt="53% of retailers will use mobile video for back-to-school. Download the 2017  Back-to-School Info Sheet [PDF]"/></a></span><script charset="utf-8" src="https://js.hscta.net/cta/current.js"></script><script type="text/javascript"> hbspt.cta.load(2714195, '37481465-27f8-4335-bc76-06fead80710a', {}); </script></span><!-- end HubSpot Call-to-Action Code -->
</p>
<p>
	In partnership with Decision Fuel & On
Device Research, InMobi uncovered the first truly global analysis of this
highly influential demographic through our Global Mobile Media Consumption
Study. Our study explores mobile media behaviors of Mothers, defined as female
with children living at home, to provide advertisers with a deeper
understanding of their media habits, purchase behaviors and receptivity towards
mobile ads.
</p>
<p>
	<strong>Moms
Are Mobile Ninjas
	</strong>
</p>
<p>
	Mobile moms globally spend an average of
6.2 hours per day consuming media content, with more of that time spent on
mobile devices than any other platform. This generation now devotes an average
of almost 2.3 hours per day to mobile media, which includes smartphone and tablets,
pushing mobile usage ahead of television (1.4 hours) and desktop computers (1.4
hours).
</p>
<p>
	<strong><em>Marketing takeaway:</em></strong> <strong><em>Marketers
should create multiple touch points for mobile moms who are connected 24x7
across various the mobile media channels.
	</em></strong>
</p>
<p>
	<strong>Moms:
Media Multitaskers
	</strong>
</p>
<p>
	It is well known that moms are
efficient multitaskers across various activities, including work, home and
family. 65% of global mobile moms’ multitask while watching TV, and they are
mainly engaged in social activities followed by search, music and
shopping.For most moms, multitasking is
a mastered skill, and our study reveals that when it comes to media
multitasking, nearly 3 out of 5 mobile mothers globally engage in dual screen
activities (between TV and mobile), and they most typically engage in social
networking activities, followed by research, music listening and shopping
activities.
</p>
<p>
	<strong><em>Marketing takeaway:
Moms enjoy connected experiences which extend across the screens. It is
important for marketers to develop strong multi-channel advertising strategies
to provide connected information effectively across screens to improve moms’
perceptions about brands. 
	</em></strong>
</p>
<p>
	<strong>Mobile
Moms Are Captivated by Smartphone
	</strong>
</p>
<p>
	Mobile moms continue to contribute to the
smartphone boom and are finding new ways to incorporate them into everyday life
because of three convenience factors.Findings shows that 49% of users prefer mobile because “it’s easy to
use,” 47% say that they use mobile most because “it’s constantly with them” and
29% agree that “mobile device is the most private way to consume information
and communicate”. The report’s findings also indicate that mobile mothers spend
19% of their mobile media time on entertainment purposes, 18% on playing games,
17% interacting with social media and 12% on shopping
</p>
<p>
	<strong><em>Marketing
Takeaway: The mobile phone has become a constant companion among mobile mothers
to indulge in music, entertainment, education and shopping activities. These
factors are highly attractive to marketers, and they provide them a great
opportunity to engage and influence mothers in a highly personalized consumer
environment.
	</em></strong>
</p>
<p>
	<strong>Mobile
Apps and Moms
	</strong>
</p>
<p>
	Apps and Moms are made for each other. Our
study reveals the accelerated usage of mobile apps among mobile mothers; 28% of
respondents have actively used 6-10 apps in the past 30 days, averaging 6.0
apps. According to our study, mobile mothers in Australia & US top the list
in terms of active apps usage. Moms are always on the lookout for apps that are
genuinely useful and not just for recreation.
</p>
<p>
	<strong><em>Marketing Takeaway: Mobile Moms see value
in many apps and how apps can be an integral part of their daily lives. Hence,
it is important for brands to identify the value an app can provide before
building it. Moms tend to clock lot of time with educational, lifestyle,
social, shopping and game apps. It is important for brands to create or target
apps that align with moms’ needs and lifestyles.
	</em></strong>
</p>
<p>
	<strong>Mobile Devices Are Moms Personal
Shopping Assistants
	</strong>
</p>
<p>
	Moms are becoming increasingly comfortable
using smartphones to look at offerings, discounts, product comparisons and
mobile advertisements. Our study reveals that 56% of them are as comfortable
with mobile advertising as they are with TV or online advertising. Our survey
shows that 77% of mobile mothers feel that mobile advertising has introduced
them to something new; 69% feel that it has provided them with better options,
and 50% of mobile mothers say mobile ads have influenced their purchases. The
data also highlights the importance of location-based advertising, with 69% of
respondents claiming that mobile ads have helped them find something nearby,
while 50% said mobile adverting has influenced in-store purchase decisions.
</p>
<p>
	<strong><em>Marketing Takeaway: Mobile Ads influence
mobile mothers’ decision processes. It is important that marketers engage moms
in brand conversations. Marketers should utilize interactive rich media ads,
which should be intuitive and unintrusive
	</em></strong>.
</p>
<p>
	<strong>Moms
Use of Smartphones for Mobile Commerce is Rising
	</strong>
</p>
<p>
	Mobile has become essential throughout the
path to purchase. Our survey clearly shows that moms are becoming more
tech-savvy and are relying on mobile phones and wireless technology for
m-commerce; they can shop and buy while in-store or on-the-go, wherever they
are and whenever they need. They can purchase anything from to family items
like clothing and household products to other products, such as consumer
electronics, or services, such scheduling doctor’s appointments.
</p>
<p>
	Mobile moms are a more empowered shopping
group than ever. Our research indicates that 84% of mobile mothers plan to
conduct mobile commerce in the next 12 months, an 11% increase from today.
</p>
<p>
	<strong><em>Marketing Takeaway: Mobile mom’s
dependencies on mobile shopping due to their busy lives, provides an
opportunity for marketers to make them the ideal target for advertising.
Marketers should look to serve context- sensitive information and engage moms
across the purchase funnel.
	</em></strong>
</p>
<p>
	<strong>What Mobile Moms Mean For Marketers:</strong>
</p>
<p>
	The fact that mobile
is mainstream for moms, and is “always on, creates” infinite possibilities for
today’s marketers. Marketers need to understand this mobile media inflection
point to build deeper and more meaningful connections with moms. Here are a few
things to consider:
</p>
<ul>
	<li>Develop strong multi-screen
advertising strategies to connect with Moms, to provide information, and to
improve moms’ perceptions of brands
	</li>
	<li>
	Native advertising options are gaining in
popularity and prevalence with marketers. Align your advertising content for
moms to consume on their mobile devices.
	</li>
	<li>
	A mobile-optimized site or an
intuitive and interactive mobile app ensures a better mobile experience for the
consumers
	</li>
	<li>
	Consider geo-targeting to reach
moms-on-the-go and see to it your brand is present on mobile devices before a
competitor purchase is made. Funnel your ad messages across multiple channels.
	</li>
	<li>
	Tap into the creative side of moms by giving them control to
customize how they communicate with your brand whether it’s Twitter, Facebook,
e-mail, text, etc.
	</li>
</ul>
<p>
	<strong>Conclusion:</strong>
</p>
<p>
	Moms are a complex customer segment, and
they are still the driving force behind the majority of household purchases.
With moms being increasingly “plugged-in”, and with their incredible influence
and purchase power, they provide enormous mobile opportunities for marketers to
drive brand growth. It is important to understand their preferences, behavior
and attitudes. Understanding how moms use their mobile devices is critical to
crafting successful campaigns.
</p>
<p>
	<strong>Want more in-depth information on
mobile moms? 
	<a href="http://www.inmobi.com/insights/on-demand/consumer-research/" target="">Check out</a> the 
	</strong><strong>comprehensive study</strong><strong> recently
released on our website
	</strong>
</p>]]></description>
      <dc:subject><![CDATA[Consumer Research, English (EN): inmobi.com,]]></dc:subject>
      
      <dc:creator><![CDATA[ Shamala DN  ]]></dc:creator>
      
      <dc:date>2014-04-29T10:54:00+00:00</dc:date>
    </item>
  
    <item>
      <title><![CDATA[Massive Improvements To InMobi Portal To Deliver A Superior Developer Experience]]></title>
      <link>https://www.inmobi.com/blog/2014/04/22/massive-improvements-to-inmobi-portal-to-deliver-a-superior-developer-exper/</link>
      <guid>https://www.inmobi.com/blog/2014/04/22/massive-improvements-to-inmobi-portal-to-deliver-a-superior-developer-exper/</guid>
      <description><![CDATA[<iframe src="//player.vimeo.com/video/91686875?title=0&byline=0&portrait=0" width="100%" height="281" frameborder="0" webkitallowfullscreen="" mozallowfullscreen="" allowfullscreen="">
</iframe><p>
	<a href="http://vimeo.com/91686875">Introducing InMobi's All-New Developer Experience</a> from <a href="http://vimeo.com/inmobi">InMobi</a> on <a href="https://vimeo.com">Vimeo</a>.</p><p>
	In the past, InMobi has empowered developers to understand their users deeply and take the most relevant actions, track conversions across multiple mobile marketing platforms, leverage best in class ad monetization and more.</p><p>
	A few months ago, we set out to deliver this complex world of offerings through a really simple and intuitive interface.</p><p>
	Today, we are rolling out massive improvements that are focused around the following tenets:</p><h3>Simplify</h3><p>
	Predominant developer actions are available front and center while the less used actions are accessible through a consistent workflow and clearly defined experience that allows mastery over time. For instance,</p><ul>
	<li>A quick view of ad monetization and analytics metrics that matter are readily available on the listing screen while one time actions such as configuration and other settings can be accessed through additional settings, just hit the spanner to bring out the toolbox.</li></ul><p><img src="https://www.inmobi.com/ui/uploads/blog/screen_1_(1).png"></p><ul>
	<li>Far more powerful and granular reporting available as presets or custom reports through a simple, consistent query grammar. This is available for different offerings such as ad monetization, user acquisition, analytics. The granular reports will allow developers to uncover deeper insights quickly and take action appropriately</li></ul><p><img src="https://www.inmobi.com/ui/uploads/blog/screen_2_(1)4.png"></p><h3>Contextualize</h3><p>
	Show what matters to the user at the right time and place - in context. For instance,</p><ul>
	<li>Inline edits/actions on the campaign and property listing screens</li></ul><p>
	<img src="https://www.inmobi.com/ui/uploads/blog/screen_3.png"></p><ul>
	<li>Spend charts and inline alerts around remaining funds on the ‘Funds’ screen</li></ul><p><img src="https://www.inmobi.com/ui/uploads/blog/screen_4.png"></p><ul>
	<li>In context information that render each hub of the interface as a dashboard of many spokes that the developer can dive into</li></ul><h3>Extend</h3><p>
	Ability to uncover many more powerful capabilities as a self serve experience. For instance,</p><ul>
	<li>Building bespoke interstitial ad experience as close to the app experience for true immersion</li>	<li>Providing additional tools and mechanisms to take control of your inventory or ad spend</li></ul><p>
	We are activating these updates to all accounts starting today. Login now to experience these new features. If you have any comments or feedback, feel free to reach out to us at developer@inmobi.com</p>]]></description>
      <dc:subject><![CDATA[Product and Technology, English (EN): inmobi.com,]]></dc:subject>
      
      <dc:creator><![CDATA[ Rangasayee Chandrasekaran,  Product Manager and Amit Deshpande, Director of Experience   ]]></dc:creator>
      
      <dc:date>2014-04-21T09:16:00+00:00</dc:date>
    </item>
  
    <item>
      <title><![CDATA[Supporting App Annie and Distimo Analytics]]></title>
      <link>https://www.inmobi.com/blog/2014/04/07/supporting-app-annie-and-distimo-analytics/</link>
      <guid>https://www.inmobi.com/blog/2014/04/07/supporting-app-annie-and-distimo-analytics/</guid>
      <description><![CDATA[<p>
	InMobi is pleased to announce support for our customers who are using App Annie and Distimo for advertising and monetization reporting. These analytics platforms help developers make informed business decisions based on rankings and other metrics from various app store markets.</p><p>
	We take pride in our role of helping developers be successful. And viewing InMobi global distribution and monetization stats within these platforms allows developers to “close the loop” by charting their success in the app stores.</p><p>
	Using our robust reporting API lets developers use revenue and ad spend by campaign, application, and country to make nuanced global decisions about their business. We love working with our partners to make developers' lives easier. Learn how to integrate InMobi into your App Annie and Distimo dashboards here.</p><h3>
	Setting up your InMobi account on Distimo App Analytics
</h3><iframe src="//player.vimeo.com/video/91366606?title=0&byline=0&portrait=0" width="500" height="313" frameborder="0" webkitallowfullscreen="" mozallowfullscreen="" allowfullscreen=""></iframe><h3>Setting up your InMobi account on App Annie Advertising Analytics</h3><iframe src="//player.vimeo.com/video/91366287?title=0&byline=0&portrait=0" width="500" height="313" frameborder="0" webkitallowfullscreen="" mozallowfullscreen="" allowfullscreen=""></iframe>]]></description>
      <dc:subject><![CDATA[Products &amp; Tools, English (EN): inmobi.com,]]></dc:subject>
      
      <dc:creator><![CDATA[ Thomas Kuruvilla  ]]></dc:creator>
      
      <dc:date>2014-04-07T23:42:00+00:00</dc:date>
    </item>
  
    <item>
      <title><![CDATA[Native Ads: Debunking The Integration Myths]]></title>
      <link>https://www.inmobi.com/blog/2014/04/15/native-ads-debunking-the-integration-myths/</link>
      <guid>https://www.inmobi.com/blog/2014/04/15/native-ads-debunking-the-integration-myths/</guid>
      <description><![CDATA[<p>
	Before we take a deep dive into native ads, let us understand first what native ads are.</p><p>
	<strong>Q: Why would you want to show Native Ads?</strong></p><p>
	If you are an app developer looking to monetize your app by display advertising, but want to customize ads according to your app’s look and feel, then native ads are what you should be after.</p><p>
	<strong>
	Q: What are InMobi Native Ads?</strong></p><p>
	InMobi Native Ads are mobile ad units that have been adapted to an app’s appearance and behaviour, providing users with a seamless experience. For example, if the native look of a property is a tiled format, the ad will be in a tile. If the native behavior of the property is flipping tiles, the native ad tile will also flip. A native ad can also easily get blended in a table view, or any other view, so as to appear integral to your property’s UI.</p><p>
	<strong>
	Q: What are the basic steps required for integrating native ads?</strong></p><p>
	First, create a mock of how the native ad should fit in your app’s user interface. I’ll be sharing my own app experience to make this process easy to understand.</p><p>
	This a screenshot of my basic tic-tac-toe app.</p><p><img src="https://www.inmobi.com/ui/uploads/blog/1_(3)1.jpg"></p><p>Now here it is with a standard banner at the bottom. It’s clearly distinct from the app, but it’s not always best to stand out so much - rather than attracting response, it might be seen as simply distracting from the game.</p><p>How about if the necessary stuff required to display the ad was actually provided to you, and you just stitch the assets together?</p><p>This would now give you the flexibility to adjust the background/foreground colors, the font, the position of the image assets, allowing the advert to blend neatly and attractively within the app.</p><p>
	Complicated? Actually, no.</p><p>
	If you look at any app in the app store, you will notice this information:</p><ol>
	
<li>App name and description</li>	
<li>Screenshots, icons (image assets)</li>	
<li>App rating</li>	
<li>App reviews</li>	
<li>Pricing</li></ol><p>A designer might use some or all of these assets to build an ad to promote that app. But they'll be doing that generically - not with your app in mind. You could just as easily grab those assets yourself, then you can decide how the ads should fit best with the look and feel of your app.</p><p>
	So here’s a Native Ads 101 lesson to get started:</p><p>
	Option 1: Have a 320x216 image asset, and on top of it display the app title and description, giving a nice moonlight effect.
	<br>
	Option 2: Have a ‘tile’ like ad piece, and use the app name and description on that, together with an ‘Available on app store’ logo.</p><p>
	Then, instead of the ‘Available on app store’ logo, wouldn’t it be better to have a simple “Download” button?
	<br>
	Option 2 sounds more interesting to me… let’s have a look!</p><p><img src="https://www.inmobi.com/ui/uploads/blog/sdffsd.png"></p><p>
	Clearly a better fit than the standard banner. But there is still some scope for improvement.
	<br>
	How about making the rating part of the ad?
	<br>
	A minor reshuffle… and... wait for it...</p><p><img src="https://www.inmobi.com/ui/uploads/blog/3fdvf.png"></p><p>
	Even better with some tuning of the creative!
	<br>
	Now let’s take a look at the whole app:</p><p><img src="https://www.inmobi.com/ui/uploads/blog/full_screenshot2.png"></p><p>
	Well, definitely better compared to the basic banner in the app; and it’s all made simple with InMobi’s latest SDK!</p><p>
	<centre><strong><u>
	Getting started with native ads in your app</u></strong></centre></p><p>
	The necessary steps required to integrate native ads are as listed below:</p><ol><strong>A. Lay out a nice mock for a native ad, matching the look and feel of your user interface.<br>B. Integrate InMobi SDK 4xx.<br>C. Customize your template.<br>D. Stitch the assets together to display the native ad.<br>E. Enable Impression and Click handling.<br>F. Refresh Rate<br>G. Test and go live!</strong></ol><p><strong><u>A. Lay out a mock</u></strong></p><p>
	The mock layout is entirely up to you, but you would want to keep certain things in mind:</p><p>
	Since adverts are mostly app downloads, choose realistic meta information available for an app, such as:</p><ol><li>App title</li><li>App rating</li><li>App description</li><li>App icon (ideally in the range of 57x57 - 120x120 px)</li><li>App medium-large screenshot - ideally having aspect ratios like (1.2 - 1.6) or (0.5 - 0.7)</li><li>A clear tag indicating this is an advert.</li><li>Call-to-action: A post-click action, which should trigger the app download for the user.</li></ol><p>
	From the above screenshot, the mock-up chosen by me looks like this:</p><p><img src="https://www.inmobi.com/ui/uploads/blog/3fdvf2.png"></p><p>
	Let me explain what each field represents here:</p><ol><li>Monster Galaxy - App title</li><li>Stars - App rating</li><li>Bottom text - App description</li><li>App icon - 114x114 for retina display</li><li>Sponsored - a tag showing clearly that this is an advert</li><li>Download: the call-to-action, which triggers app download when tapped</li><li>Now for my advert, I haven’t chosen to display a bigger image, but that might change according to your app’s UI.</li></ol><p><strong><u>B. Integrate InMobi SDK 4xx</u></strong></p><p>
	Integrating the InMobi SDK is pretty simple, and can be done quickly!<br>Download the 
	<a href="http://www.inmobi.com/products/sdk/">SDK</a> as per your development platform, and follow the integration guidelines to implement the library. I’ve used iOS as the development platform, so if everything went well with your integration, your Xcode project should look like this:</p><p>
	<br>
	<img src="https://lh3.googleusercontent.com/pw7GUgRIGKJUzDla_o_f742klDmwR-MpAgQGuCA5inCIbIBNzWAgZX2Nw_v8tOuHA-e0qu3SJjYvCd-1E_1U8M20uhKZQjFTY1kcVDtEc_39l87zC2PXANAonyIShA" width="624px;" height="396px;" alt="Screen Shot 2014-03-11 at 9.40.33 PM.png"></p><p><strong><u>C. Customize your Native Ad template</u></strong></p><p>
	Once you’re convinced the mock looks good, assign some Key-Value pairs, for each. This will be used in a later section, when stitching the ad metadata together!<br>So lets do this..</p><p>"title" : "&lt;title of the app&gt;"<br>"subtitle" : "&lt;description of the app&gt;"<br>"icon" : {"w" : &lt;width of the image&gt;, "h" : &lt;height of the image&gt;, "url":"&lt;url of the image&gt;"}<br>"landing_url" : "&lt;landing url of the app&gt;" (we’ll discuss this in detail )<br>"cta" : "Download"</p><p>
	Once you’ve decided the template, you’d need to pass this information to InMobi. When an InMobi Native Ad is served to you, the necessary information of an app would be present in those K-V pairs.</p><p><strong><u>D. Stitch the Native Ad metadata together</u></strong></p><p>
	In this section, you’ll have to write some code to prepare the ad according to the look and feel of your app.</p><p><img src="https://www.inmobi.com/ui/uploads/blog/3fdvf3.png"></p><p>
	If you match the template, as created in section 3 with the ad, then everything adds up quite easily:<br>From the ad that we want to create, as stated above:</p><p>
	“Monster Galaxy”  -&gt; “title” parameter in the template -&gt; UILabel/TextView<br>“icon” -&gt; ImageView<br>Sponsored -&gt; UILabel/TextView<br>“Battle and Tame...” -&gt; “subtitle” -&gt; UILabel/TextView<br>image ratings -&gt; “rating” -&gt; array of ImageView<br>“Download” -&gt; Call-to-Action -&gt; Button<br>..<br>and so on!</p><p><strong><u>E. Impression and Click handling</u></strong></p><p>
	Impression and click are an interim part of display advertising. So far we’ve integrated the InMobi SDK for native ads, defined our native ad mock, and stitched the ad template together.<br>The code-wise heavy lifting part is finished, and now comes the metrics part.<br>When you login to the InMobi publisher dashboard, you would want to see certain metrics:<br>Impressions, clicks generated , click-through , eCPM etc.<br>In the case of regular Banner/Interstitial ads, it is the InMobi SDK that provides you callbacks, for crucial events like - impressions, clicks, etc.<br>The SDK also opens the landing page (associated with the ad) by itself.<br>In the case of Native Ads, the tables have turned, and it is up to you now to tell the SDK when you’re counting an impression, or a click!</p><p>PS: The steps mentioned here assume 1 Native ad in the entire application. In case your app has different screens, for which you want to customize your Native Ads differently, make sure  you choose different InMobi Property IDs for each different template being created.<br>For each screen, you may create a different IMNative object as well, for effective memory management.<br>The below mentioned APIs would then have to be called specifically for each IMNative object,<br>IMNative1 -&gt; displayed to the user -&gt; impression handling -&gt; clicked by the user -&gt; click handling<br>IMNative2 -&gt; -&gt; displayed to the user -&gt; impression handling -&gt; clicked by the user -&gt; click handling<br>.. and so on.</p><p><strong></strong><strong>Impression counting</strong>: InMobi relies on the client-side counting mechanism, to count the number of impressions that the publisher has generated. So each time the end user sees your native ad, you have to notify the SDK that an impression has ‘rendered’.<br>This can be accomplished by calling the method attachToView, of your IMNative object.<br>The SDK would be able to track the ‘rendered impressions’ using the callback.</p><p>InMobi SDK Code to be called:</p><blockquote>iOS: [nativeAd attachToView:UIView]</blockquote><blockquote>Android: nativeAd.attachToView(ViewGroup)</blockquote><p>PS: Make sure you pass a direct child of ViewGroup in Android, i.e. RelativeLayout,FrameLayout,LinearLayout,etc.</p><p>Passing ListView instance might raise an error, and result in incorrect counting of impressions.</p><p><strong>
	Click counting</strong>: Counting valid clicks on the ad is as sacrosanct as counting impressions. For banners and interstitials, the ‘click’ on the advert is generally referred when the user ‘clicks’ the advert.</p><p>
	What if your app has other gestures -- flip, left swipe, right swipe, shake, etc..<br>It gets very tricky in the case of regular display advertising to figure out such gestures for your app, and at the same time ‘blend’ itself to be one of them.</p><p>
	With native ads, you govern which gesture on the advert defines the click. This gives you the complete control over the native ad, and now you can proudly say that as the owner of the real estate of your app, you also now exercise total control over the ad.</p><p>InMobi SDK Code to be called:</p><blockquote>iOS: [nativeAd handleClick:NULL]</blockquote><blockquote>Android: nativeAd.handleClick(null)</blockquote><p>You have to just remember two things, as stated earlier:</p><ul>
	
<li>Define a gesture for the ‘click’ on the ad. <br>
	Make sure you call the handleClick method on IMNative, when the click event occurs on the advert. This would help the SDK to track clicks and optimize for better performance.
	</li>	
<li>Open landing page: Just like every event is associated with an action, in advertising, the click is associated with performing an action, mostly opening the landing page associated with the creative.</li></ul><p>
	If you scroll above look at the template, we defined a parameter ‘landing_url’. This landing URL contains the URL associated with the ad. The URL could be:</p><ul>
	
<li>For iOS apps: An App store landing page (<a href="https://itunes.apple.com/in/app/monster-galaxy-zodiac-islands/id446031890?mt=8">https://itunes.apple.com/in/app/monster-galaxy-zodiac-islands/id446031890?mt=8</a>)</li>	
<li>For Android apps: A Google Play landing page (<a href="https://play.google.com/store/apps/details?id=com.gaiaonline.monstergalaxy">https://play.google.com/store/apps/details?id=com.gaiaonline.monstergalaxy</a>)</li>	
<li>A normal webpage -&gt; <a href="http://inmobi.com">http://inmobi.com</a></li></ul><p>
	So when the click event happens on the ad, after passing the handleClick message to the SDK, you would have to open the landing page associated with the ad.<br>Let me simplify this part, as per the OS:</p><p>
	<strong>IOS</strong>: If you’ve used the StoreKit framework for IAP, you would have come across this class -&gt; <a href="https://developer.apple.com/library/ios/documentation/StoreKit/Reference/SKITunesProductViewController_Ref/SKStoreProductViewController.html">SKStoreProductViewController<br></a>This class can open the iTunes product inside the app itself, so the user doesn’t have to be taken to the App Store/iTunes App, outside the context of your application.<br>To use this, you need to only check if the landing_url is an iTunes URL, and the product ID associated with it.</p><p><a href="https://itunes.apple.com/in/app/monster-galaxy-zodiac-islands/id446031890?mt=8">https://itunes.apple.com/in/app/monster-galaxy-zodiac-islands/id<strong>446031890</strong>?mt=8</a></p><p>For the above iTunes URL, the productID is "446031890"</p><p>Using NSURL concepts and string traversal, both of these can be easily identifed and processed.<br>If the URL is not an iTunes URL, you can simply use UIApplication’s openURL: method to open the landing URL outside the context of your app.</p><p>
	<strong>Android</strong>: For Android developers, you can fire an Intent.ACTION_VIEW with the Intent’s data as the URI of the landing_url. <br>
	It is also recommended to add Intent.FLAG_ACTIVITY_NEW_TASK as an additional flag.</p><p><strong><u>F. Refresh rate</u></strong></p><p>Refresh rate of a native ad indicates the duration after which a native ad is re-loaded, and displayed to the user.<br>Since with native-ad, you control the frequency at which the user can see an ad, it is also important to refresh ads continuously, to avoid ad fatigue.<br>Whether you’re displaying ads in a ListView, or a NewsStand like UI, make sure that ads are refreshed at a proper rate.<br>Too much frequent ad refresh are also not recommended, as it reduces the click-through on an ad.<br>It is recommended to have a refresh rate in the range of 20-60 seconds, depending on your app.</p><p>
	That’s the entire lifecycle of a native ad!</p><p>
	So that’s it folks, now your native integration is complete!</p><p>In case you are as excited as we are about using our Native Ad platform, drop us a note on iluvnativeads@inmobi.com and we’ll help you get started!</p>]]></description>
      <dc:subject><![CDATA[Consumer Research, In-App Monetization, English (EN): inmobi.com,]]></dc:subject>
      
      <dc:creator><![CDATA[ Rishabh Chowdhary  ]]></dc:creator>
      
      <dc:date>2014-04-07T08:59:00+00:00</dc:date>
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    <item>
      <title><![CDATA[An April Fool's Day Prank, But The Future Is Indeed Native Ads]]></title>
      <link>https://www.inmobi.com/blog/2014/04/03/an-april-fools-day-prank-but-the-future-is-indeed-Native-Ads/</link>
      <guid>https://www.inmobi.com/blog/2014/04/03/an-april-fools-day-prank-but-the-future-is-indeed-Native-Ads/</guid>
      <description><![CDATA[<p>This April Fool&rsquo;s Day, we <a href="https://www.inmobi.com/blog/2014/04/01/banners-are-dead.-we-will-only-run-native-ads-from-today">announced on our blog</a> that we will be running only <a href="https://www.inmobi.com/ad-formats/native-ads/" target="_blank">native ads</a> on our network - "We are bringing down the curtain on banner ads effective immediately. InMobi will only serve ads that are seamlessly integrated into the entire user experience."</p>

<p>That, of course, was an elaborate April Fool&rsquo;s Day prank played out by us!</p>

<p><img src="https://www.inmobi.com/ui/uploads/blog/Inmobi_Native_linkedIn2.jpg" /></p>

<p>While we had fun planning the prank, it was lovely to see the wide range of reactions online. Here are some of them:</p>

<blockquote class="twitter-tweet" lang="en">Am I the only one thinking that <a href="https://twitter.com/inmobi">@inmobi</a>&#39;s announcement that they&#39;re ditching banner ads is an elaborate April fool? <a href="http://t.co/xIkr4ceMMi">https://t.co/xIkr4ceMMi</a>

<p>&mdash; Jon Mundy (@jonmundy) <a href="https://twitter.com/jonmundy/statuses/450915775545880576">April 1, 2014</a></p>
</blockquote>

<blockquote class="twitter-tweet" data-cards="hidden" lang="en"><a href="https://twitter.com/inmobi">@inmobi</a> Is the announcement date a super freaky coincidence? <a href="http://t.co/gEoNk3sHro">https://t.co/gEoNk3sHro</a><br />
&mdash; Emanuel Cinca (@emanuelc16) <a href="https://twitter.com/emanuelc16/statuses/450930101275078657">April 1, 2014</a></blockquote>

<p><a href="https://www.happymarketer.com/" target="_blank">Some</a> even picked it up as a news piece!</p>

<p class="fb-post" data-href="https://www.facebook.com/HappyMarketer/posts/10154048529140565" data-width="466">&nbsp;</p>

<p class="fb-xfbml-parse-ignore"><a href="https://www.facebook.com/HappyMarketer/posts/10154048529140565">Post</a> by <a href="https://www.facebook.com/HappyMarketer">Happy Marketer</a>.</p>

<p>While the April&rsquo;s Fools Day &ldquo;announcement&rdquo; was wholly tongue-in-cheek, we are dead serious about native ads. Because that is where the <a href="https://www.inmobi.com/blog/2014/01/29/introducing-inmobi-native-ads-and-why-it-is-so-cool" target="_blank">future of mobile advertising</a> is.</p>

<p>For the first time in mobile advertising, or possibly advertising for that matter, users, publishers and advertisers all stand to win with native ads format. Native ads offer an in-context experience for the consumer by allowing publishers to adapt the ads to the form, function, and content of their property. This means higher engagement for the advertiser and consequently higher monetization for the publishers, while preserving user experience.</p>

<p>The future of mobile advertising is clearly here!</p>]]></description>
      <dc:subject><![CDATA[Announcements, English (EN): inmobi.com,]]></dc:subject>
      
      <dc:creator><![CDATA[ Naveen Tewari  ]]></dc:creator>
      
      <dc:date>2014-04-01T23:48:00+00:00</dc:date>
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    <item>
      <title><![CDATA[Banners Are Dead. We Will Only Run Native Ads From Today!]]></title>
      <link>https://www.inmobi.com/blog/2014/04/01/banners-are-dead.-we-will-only-run-native-ads-from-today/</link>
      <guid>https://www.inmobi.com/blog/2014/04/01/banners-are-dead.-we-will-only-run-native-ads-from-today/</guid>
      <description><![CDATA[<p>
	Consumers across the world have been crying for something far more beautiful than mobile banner ads. On the heels of our success with breakup with banners campaign (check out the video below) and feedback from a large number of constituents, we are going all-in into Native Advertising. We are bringing down the curtain on banner ads effective immediately. InMobi will only serve ads that are seamlessly integrated into the entire user experience.</p><p><iframe width="560" height="315" src="//www.youtube.com/embed/VaoLVln3N0o" frameborder="0" allowfullscreen="">
</iframe></p><p>
	As a company and as a group of entrepreneurs, we have been tremendously successful when we let go of the past and wholeheartedly embrace the future (be it  evolving our business models, or building new products). Today we have taken the monumental step to bid adieu to the world of banner ads. We are convinced that this is going to usher in a change that will make mobile advertising the preferred way for engaging consumers across the globe (plus its good for consumers, advertisers and publishers alike).</p><p>
	More than 50 top publishers have already made the move, as have many advertisers. Over the next few days we will work with partners - publishers and advertisers, to bring InMobi's massive scale to world of native ads.</p><h3>Why you should embrace Native Ads:</h3><p>
	We launched our Native Ads platform in January and have seen great adoption from publishers and advertisers alike. Ad engagement rates have been upto 10 times higher  and monetization upto 8 times more than traditional banner ads.</p><h4>1. Powerful customization & control:
</h4><p>
	Publishers are in control with native ads. One can control ad layouts, user interactions and the complete look and feel of the ad.</p><h4>2. Simple & Easy to use:
</h4><p>
	3 lines of code is all it takes to integrate and get started with native ads</p><h4>3. Diverse Demand at Global Scale:
</h4><p>
	Publishers will have access to 100% of global ad campaigns running on our network  from day one . In other words, experience superior monetization through InMobi’s partnership with global performance advertisers, ecommerce players and brand advertisers.</p><h4>4. Access to programmatic demand and exchange capabilities:
</h4><p>
	This new platform is future ready and built to accept Native demand from hundreds of DSPs and exchanges.</p><p>
	All InMobi publishers should be hearing from their partner manager real soon. Alternately, drop us a note at 
	<a href="mailto:iluvnativeads@inmobi.com">iluvnativeads@inmobi.com</a></p><p>
	Regards,
	<br>
	Naveen</p><p>EDIT: As some of you may have figured, this was an April Fool's Hoax! Sincere apologies to those that were misled.</p><p>We write a follow-up <a href="http://www.inmobi.com/blog/2014/04/03/an-april-fools-day-prank-but-the-future-is-indeed-Native-Ads" target="_blank">post</a>. Do take a look.</p>]]></description>
      <dc:subject><![CDATA[Announcements, English (EN): inmobi.com,]]></dc:subject>
      
      <dc:creator><![CDATA[ Naveen Tewari  ]]></dc:creator>
      
      <dc:date>2014-03-31T17:34:00+00:00</dc:date>
    </item>
  
    <item>
      <title><![CDATA[Breaking the Magician’s Code]]></title>
      <link>https://www.inmobi.com/blog/2014/03/06/breaking-the-magicians-code/</link>
      <guid>https://www.inmobi.com/blog/2014/03/06/breaking-the-magicians-code/</guid>
      <description><![CDATA[<p>“Any sufficiently advanced technology is indistinguishable from magic.” – Arthur C Clarke. </p><p>For people who aren’t aware of the inner workings of an ad network, user targeting can seem like magic. User targeting refers to advertisements being placed in such a manner that they reach appropriate consumers based on various traits such as demographics, location, interests etc.</p><p>Understanding user behaviour is instrumental in delivering an enhanced consumer ad experience. Consumer attention to ads, especially on the mobile platform, rises if it relatesdirectly to their interests. User targeting is an essential tool to help advertisers reach their desired segment of audience. This tailored approach yields greater user-engagement and interaction, providing advertisers with better ad campaign results.</p><p>For example, a travel app might be told by a network that their ads will be shown to users who are travelers or potential travelers. But, how does an ad network identify travelers and how does the brand ensure its targeting is effective?</p><p>This blog addresses the top five questions you should ask your ad network so that you know exactly what you are signing up for.</p><p><strong>Question 1: How do you uniquely identify users?</strong></p><p>For most of the targeting to work correctly, you will need to identify unique users first. If this user identification is not accurate, then this could potentially derail all your campaign setup and targeting.</p><p>Without user de-duplication,(a technique for eliminating duplicate copies of repeating data) you could end up with a situation shown in Figure 1. A single user might access different websites/apps that send different device IDs to the ad network. If the ad network is not able to map the different device IDs to the same user, then the multiple ad requests will be registered to different users instead of the same user.</p><p><img src="https://www.inmobi.com/ui/uploads/blog/bl12.gif"></p><p>Imagine that you were doing frequency capping, where you wanted to show your ad to each user just five times. Without de-duplication, and since you cannot map all the device IDs to the single user, that user might see your ad 15 times instead of the intended five times.</p><p>With de-duplication, a global unique identifier is created for each user and all the different device IDs associated with that user are mapped and stored for reference. This lookup table is referenced each time so that, irrespective of the device ID, we are always able to identify the user as shown in Figure 2.</p><p><img src="https://www.inmobi.com/ui/uploads/blog/bl21.gif"></p><p><strong>Question 2: What sort of user data do you collect?</strong></p><p>In this day and age, it is extremely important for you to be careful not to collect any information that is classified as Personally Identifiable Information (PII), or be associated with an ad network that collects such information. Hence, it would be prudent to ask the ad network about the information collected by them so that you are in the clear. For example, the company AdTruth, a digital fingerprinting company, is very strict about not using PII information. So, technologies that leverage AdTruth to track users might be worth considering.</p><p>Another point to note is the ad network’s compliance with COPPA (Children’s Online Privacy Protection Act). COPPA is an act that prevents the online collection of personal information by persons or entities under U.S. jurisdiction from children under 13 years of age.</p><p>You would want to work with an ad network that is aware of these restrictions that exist to protect people’s privacy, and can adhere to it strictly.</p><p><strong>Question 3: What is the potential scale of my campaign?</strong></p><p>It is well known that if you try to fine-tune the performance of your campaign by having extremely granular targeting, the scale of your campaign will take a hit. Performance and scale are like a seesaw. Usually an increase in one leads to a decrease in the other. The key to a successful campaign is in trying to find the right balance. Since most developers have strict budget constraints, ad networks usually ensure that costs are met, but sometimes they fail to tell you that the scale at those costs might not really be up to expectations.</p><p>If you are not getting sufficient scale, it might also make sense to revisit the campaign. The ROI of the campaign might be generated even at slightly higher costs as long as you are getting sufficient scale. Targeting is another aspect that you can consider reducing to get better results. But then again, you need to keep a strict eye on performance while you are trying to balance scale so that your campaign costs do not go through the roof. A good ad network would try various options such as dynamic pricing based on conversions to ensure you get both scale and performance.</p><p><strong>Question 4: What third party data sources do you use?</strong></p><p>Enriching data with third party data sources can be hugely beneficial to advertisers. For example, BlueKai provides vital user classifications such as travelers, sports enthusiasts, and so on. They do this by effectively collecting user information across different sites.</p><p>If your ad network tells you that they enrich their data through third party vendors, you would want to ask them which vendors they work with, which vendors are used for the different regions, and what sort of data coming from the vendors is leveraged and how. An example of how the data can be leveraged is to strengthen the capabilities and results of look-alike targeting as shown in the image below.</p><p><img src="https://www.inmobi.com/ui/uploads/blog/bl31.gif"></p><p><strong>Question 5: What are the limitations or constraints for the targeting to work?</strong><br>The final question is on the constraints or limitations, especially relevant if you are at the stage of evaluating the different ad networks available. For example, you might decide that you want to use geo-targeting and target tier one cities and an ad network might claim that they have geo-targeting. But, when you run your campaign, you might realize that they have geo-targeting only in North America whereas your primary market is Asia. The tracking technology that needs to be used to ensure that a targeting feature works might also be a constraint and you would need to know this from the start, to decide which tracking technology you should integrate with, so that it supports all the targeting functionalities that you want to incorporate.</p><p>While targeting might seem mysterious or even magical, it really boils down to one simple thing – data, and how this data is used. So, if you are thorough and persistent during your conversations with an ad network, you will not only know exactly what you are getting into, but also what the best targeting is to obtain optimal results from your ad campaigns. Good luck!</p><p><em>This article first appeared in </em><a href="http://techcircle.vccircle.com/2014/03/04/breaking-the-magicians-code/" target="_blank">TechCircle.in</a></p>]]></description>
      <dc:subject><![CDATA[Advertising, Product and Technology, English (EN): inmobi.com,]]></dc:subject>
      
      <dc:creator><![CDATA[ Shringar Pangal,  Senior Product Marketing Manager  ]]></dc:creator>
      
      <dc:date>2014-03-06T13:36:00+00:00</dc:date>
    </item>
  
    <item>
      <title><![CDATA[Putting Your Data Into Action]]></title>
      <link>https://www.inmobi.com/blog/2014/03/05/putting-your-data-into-action/</link>
      <guid>https://www.inmobi.com/blog/2014/03/05/putting-your-data-into-action/</guid>
      <description><![CDATA[<p>The
market for mobile app analytics is crowded yet fragmented. Despite
there being several different tools to help app developers capture
key metrics and analyze user behavior, many solutions only focus on a
single problem. The result is that many app developers are forced to
install multiple SDKs to achieve one overarching purpose: understand
user behavior and respond with appropriate action.</p><p>Here’s
how it often plays out. An app developer installs one SDK for ad
campaign tracking, another to capture user behavior in the app, and
one more for crash and error reporting. This is just to gather data.
Then they need to act based on this data. In goes another SDK to send
push notifications and manage house ads. Add in half a dozen ad
network SDKs to monetize users, and suddenly the developer is faced
with several MBs of additional weight, increasing the CPI they need
to pay for user acquisition.</p><p>Not
only that, but most of these systems don’t talk to each other. The
data sitting in their campaign tracking dashboard cannot easily be
consumed by their dashboard with retention stats. The non-paying user
segment they created with their in-app analytics tool likely does not
sync up with the ad calls placed to their mediator.</p><p>Thankfully
the app analytics market seems to be consolidating. The recent merger
of Kontagent and PlayHaven is evidence of this. Although it is still
early days, more tools are becoming available that bring several of
these capabilities together.</p><p>This
is where InMobi Analytics comes in. From the beginning, we have
designed InMobi Analytics to:</p><ol>
<li>Generate
	data on user behavior in the app</li><li>Put
	that data into action.</li></ol><p>Our
SDK can perform campaign tracking and in-app analytics, but equally
importantly, it can also show InMobi ads, call mediation platforms,
or show house ads. It can optimize your campaigns on LTV rather than
just downloads. It can also be used to retarget specific user
segments in other apps. It is flexible to work with whatever
advertising or monetization partners you choose.</p><p>In
short, it helps you gain insights on your users and then put those
insights into action.</p><p>There
is still a long way to go, but we are moving towards a unified
analytics solution that eliminates the need for multiple SDKs. At
InMobi, as we build out new analytics capabilities, we always ask
ourselves, how can the app developer put this information to use?</p><p>Next
week we will dive into how InMobi Analytics can be used for powering
a news or magazine app. Stay tuned. </p>]]></description>
      <dc:subject><![CDATA[Advertising, Product and Technology, English (EN): inmobi.com,]]></dc:subject>
      
      <dc:creator><![CDATA[ Ryan Goeden,   Product Specialist  ]]></dc:creator>
      
      <dc:date>2014-03-04T07:07:00+00:00</dc:date>
    </item>
  
    <item>
      <title><![CDATA[Notes From Barcelona]]></title>
      <link>https://www.inmobi.com/blog/2014/02/28/notes-from-barcelona/</link>
      <guid>https://www.inmobi.com/blog/2014/02/28/notes-from-barcelona/</guid>
      <description><![CDATA[<p>It’s
the start of a new year and I personally love kicking things off with
our splash at the crazy, action-packed <a href="http://www.inmobi.com/company/events/events/mobile-world-congress-2014/">Mobile
World Congress</a>. It was clearly our biggest one ever, in terms of
the number of products we <a href="http://www.inmobi.com/company/press/">launched</a>
leading up to the show, the number of successful meetings and the
noise we created.</p><p>Very
excited that we headed into MWC riding a wave of successful product
launches. We started the year by launching our <a href="http://www.inmobi.com/company/press/inmobi-launches-native-ads-platform-to-redefine-mobile-ad-experience/">Native
Ads platform</a>. Having on-boarded a bunch of premium publishers and
global app developers across the East and West (high five team!), I
am amazed yet again how the platform simplifies the experience of
showing ad units that are seamlessly a part of an app’s core look
and feel. And the platform accomplishes this, at a very large scale,
without compromising on simplicity. </p><p>This
was followed by our <a href="http://www.inmobi.com/company/press/inmobi-unveils-context-aware-interactive-video-ads-platform/">Video
Ads</a> launch that garnered us rave <a href="http://www.inmobi.com/company/news/inmobi-launches-interactive-video-ad-platform-to-help-advertisers-boost-sal/">reviews</a>
and is being lapped up equally by our brand and developer customers.
The teams have done a phenomenal job in up leveling the conversation
around video ads by creating some stellar “advanced formats” that
are great rut-busters. </p><p>Finally,
at MWC, we also announced two more products. The first one, our new
<a href="http://www.inmobi.com/products/episodic-learning-platform/">Episodic
Learning platform</a>, that has been conceptualized for brand
customers who may be struggling with consumer targeting. While
advertisers are used to developing campaigns for personas, InMobi is
going to force them to think differently now! </p><p>Also
announced was our <a href="http://www.inmobi.com/products/commerce/">Commerce
platform</a>, a foray into a very interesting segment of business,
outside our staple mobile advertising, that promises to help
consumers like you and me discover products more easily, and thereby
also provides merchants with an alternate route to showcasing their
catalog outside of their own native stores and apps. Super cool
stuff, if I say so myself! Stay tuned for more!  </p><p>I
am personally very excited about the outcome of all my meetings with
several top brands, agencies, large developers and studios at MWC and
showcasing our products and plan for 2014 with them. I also enjoyed
my interactions with our ecosystem partners to discuss pressing
issues around analytics, programmatic buying and supply-side
platforms. </p><p>Would
love to know what your plans for 2014 are and how InMobi and our
stable of products can help you attain your goals for the year!  </p>]]></description>
      <dc:subject><![CDATA[Events, English (EN): inmobi.com,]]></dc:subject>
      
      <dc:creator><![CDATA[ Piyush Shah,  Chief Product Officer  ]]></dc:creator>
      
      <dc:date>2014-02-28T09:16:00+00:00</dc:date>
    </item>
  
    <item>
      <title><![CDATA[Native Advertising 101:Can Native Ads Work for News Publishers]]></title>
      <link>https://www.inmobi.com/blog/2014/02/26/native-advertising-101can-native-ads-work-for-news-publishers/</link>
      <guid>https://www.inmobi.com/blog/2014/02/26/native-advertising-101can-native-ads-work-for-news-publishers/</guid>
      <description><![CDATA[<p>
	In the first post of this series, we discussed the framework and
elements which can help evaluate the native ad solutions available in
the market today. Once you have finalized on a partner to power your
native ad needs, you get to the next most important step -
identifying what ad concepts can work for your property.</p><p>
The beauty of native ads is that they blend seamlessly with the
content. This presents a unique opportunity to present the most
relevant advertisements to a user, depending on the content he is
consuming. Lets consider a news app. Most news publishers have
multiple pages in their apps - national coverage, international
coverage, entertainment, local happenings, etc. Each ad placement on
these individual pages will carry additional value and relevance when
targeted right. Advertisers for electronic products like Samsung can
be assured that their mobile advertising money is being spent right,
if their ad appears amongst the different tiles in the technology
page. Similarly, other brand advertisers for consumer products can
get meaningful impressions when their ad is featured in the lifestyle
pages. While these targeting capabilities have been available
traditionally, with native ads the impact is further amplified -
unlike sticky banners at the top/bottom of the screen, native ads
cannot be ignored. They are a part of the content being consumed.</p><p>
The following images show a few native ad concepts for news
publishers -  a small subset of the whole world of possibilities out
there.</p><p>
	<img src="https://www.inmobi.com/ui/uploads/blog/image11.png" style="float:left;max-width:300px;"> 
<img src="https://www.inmobi.com/ui/uploads/blog/image2.png" style="float:left;max-width:300px;">
<img src="https://www.inmobi.com/ui/uploads/blog/image3.png" style="float:left;max-width:300px;">
<img src="https://www.inmobi.com/ui/uploads/blog/image4.png" style="float:left;max-width:300px;"></p>]]></description>
      <dc:subject><![CDATA[Advertising, English (EN): inmobi.com,]]></dc:subject>
      
      <dc:creator><![CDATA[ Tanvi Kapoor,  Director - Product Marketing  ]]></dc:creator>
      
      <dc:date>2014-02-26T11:02:00+00:00</dc:date>
    </item>
  
    <item>
      <title><![CDATA[InMobi Releases Third Wave of Mobile Media Consumption Survey - Global Results]]></title>
      <link>https://www.inmobi.com/blog/2014/02/21/inmobi-releases-third-wave-of-mobile-media-consumption-survey-global-result/</link>
      <guid>https://www.inmobi.com/blog/2014/02/21/inmobi-releases-third-wave-of-mobile-media-consumption-survey-global-result/</guid>
      <description><![CDATA[<p>
The research team at InMobi is excited to release our latest series of research reports dubbed the Mobile Media Consumption research. This report is the third in the series to cover 14 countries on an on-going basis to keep abreast of how mobile devices have changed the way we consume media. From our research results it clearly reinforces that the growth of the mobile media is immense throughout the globe and constantly reshaping how we interact in our everyday lives.</p><p>
	Here are a few interesting statistics from our third global release:</p><ul>
	
<li style="padding-bottom: 20px;">Mobile usage is at an all-time high: The shift to mobile is on. Mobile & tablet together is grabbing an ever-greater share of time with all media—potentially at the expense of faster online growth and TV. The average mobile web user globally consumes 6.0 hours of media per day .Globally consumers now spend an average of almost 2.2 hours per day with mobile (97 minutes) and tablet (37 minutes) together, which together account for 37% of media time, ahead of television (81 minutes), the desktop (70 minutes) , print (33 minutes) and radio (44 minutes).</li>	
<li style="padding-bottom: 20px;">The culture of multitasking is growing and placing more screens in front of consumers at all time. Our research shows that 61% of mobile web users engage in mobile activities while watching TV and this creates a new type of engagement for consumers.</li>	
<li style="padding-bottom: 20px;">Growth in mobile use in the coming year will be primarily driven by social media (41%), finding for general information (28%), search/download apps (25%), and watching videos / listening to music (24%) activities.</li>	
<li style="padding-bottom: 20px;">Mobile isn’t just for campaigns focused on awareness or driving downloads, if leveraged properly it’s a very effective medium, and it’s the only medium that consumers are consistently taking with them everywhere they go. 79% of them admitted they’d been introduced to something new via their device, 70% feel that it had provided them with better options, 71% feel that it had helped them to locate something nearby, while 51% said they had made purchases using their mobile device and 48% said it has influenced their in-store purchases. The findings make mobile as the most influential channel for purchasing, from beginning to end.</li>	
<li>M-commerce continues to evolve and consumer adoption is high with 68% of consumers surveyed having spent money on an activity via a mobile device – 44% buying digital goods; 30% buying physical goods; 24% on finance, 21% on entertainment and 16% on travel. This trend will continue to increase significantly as 83% of consumers plan to conduct mobile commerce in the next 12 months, a +15% increase from where we are today, which shows that consumers are generally becoming more trusting of shopping on a smartphone.</li></ul><p>
	To learn more about the above study across 14 countries, 
	<a href="http://inmobi.com/insights/download/whitepapers/global-mobile-media-consumption-wave-3-report/" target="">download</a> the Global Mobile Media Consumption Wave 3 Report and <a href="http://inmobi.com/insights/on-demand/consumer-research/" target="">Infographics</a> of 14 key markets.</p><p>
	Interested in connecting with our team to hear more about the data and how it could impact your business? Please reach out to our marketing team at 
	<a href="mailto:insights@inmobi.com" target="">insights@inmobi.com</a></p>]]></description>
      <dc:subject><![CDATA[Consumer Research, English (EN): inmobi.com,]]></dc:subject>
      
      <dc:creator><![CDATA[ Shamala DN  ]]></dc:creator>
      
      <dc:date>2014-02-21T08:43:00+00:00</dc:date>
    </item>
  
    <item>
      <title><![CDATA[Native Advertising 101: What are Native Ads?]]></title>
      <link>https://www.inmobi.com/blog/2014/02/13/native-advertising-101-what-are-native-ads/</link>
      <guid>https://www.inmobi.com/blog/2014/02/13/native-advertising-101-what-are-native-ads/</guid>
      <description><![CDATA[<p>Last
week, we announced the launch of our Native Ads Platform. While
native advertising is the latest buzzword in the industry, critics
are holding their verdict on whether they are here to stay. If you
are a part of the booming mobile internet industry and your
livelihood depends on the popularity of your mobile business (app or
website), you are most probably on the other side of the fence and
are thankful for the innovations focused on enhancing the user
experience and monetization opportunity.</p><p><img src="https://www.inmobi.com/ui/uploads/blog/Animated-app3.gif"></p><p>So
far, mobile developers have had to rely on traditional ad formats for
monetizing their non-paying user base. Native ads are definitely an
improvement over existing solutions and are intended to offer an
in-context experience to the user by allowing publishers to adapt the
ads to the form, function, and content of their property. This means
that the native ad matches the visual appeal and interactive elements
of the property. If the native look of the property is a tiled
format, the ad will also be in a tile. If the native behavior of the
property is flipping tiles (think Flipboard), the native ad tile will
also flip. Native ads are so deeply integrated into the mobile
property that as you scroll the screen up or down, the native ad also
moves along with the rest of the content. In other words, it becomes
pseudo content. This is completely different from traditional ad
formats like banners, which take over a specified place of the mobile
screen and are unaffected by what is happening on the rest of the
screen. Or interstitials, which take control of the entire screen. A
native ad is an ad that looks like it belongs in your property.</p><p>With
so many players offering varying degrees of native ad solutions, how
do you evaluate the effectiveness of the different offerings?
Borrowing from the IAB native advertising playbook, we have come up
with a simple framework to help you analyze your options:</p><p><strong>Visual & Contextual Fit</strong></p><ul><li>Does
	the ad become a part of the content screen that the user generally
	takes notice of, or will it be a part of his blind spot?</li><li>Does
	the ad unit have content that resembles the rest of the content on
	the page or does it stand out like an eyesore?</li><li>Does
	the ad unit match the functionality of the rest of the content or
	elements of the property in which it is displayed? The ad unit
	should adapt to any USP that has been built into the publisher’s
	property like swipe, flip, scroll, links, and so on.</li></ul><p><strong>Scale & Targeting</strong></p><ul><li>Is
	the solution scalable as per your needs? If you are a publisher and
	it requires you to source the advertisers yourself, you will be
	limited to the strength of your Sales team. Similarly, if you are an
	advertiser and have to design individual creative assets for each
	publisher that you partner with, you will hit a wall soon.</li><li>Does
	the solution offer the right mix of mobile developers - be it
	advertisers or publishers - to maximize the value of your effort?
	Are different genres like games, entertainment, news, brands,
	commerce, utilities, and so on, part of the deal?</li><li>Given
	that the ad unit is now going to blend seamlessly with the content,
	the importance of ad relevance has never been greater in order to
	ensure you do not end up annoying the user. Is the ad targeted to
	the user and takes into account his engagement and usage patterns?
	This will depend a lot on the targeting capabilities of the solution
	provider and the amount of user data that can be used for analyzing
	user segments. 
	</li><li>Is
	there a means to disclose to the user that this is an ad unit and
	not a piece of content? 
	</li></ul><p><strong>Effort & Measurement</strong></p><ul><li>There
	is no hiding the fact that if you want a deeply integrated ad in
	your property, there will be effort involved. What matters is how
	much of your focus and effort will have to be diverted from the core
	business.</li><li>What
	kind of performance metrics are available for the publisher and
	advertiser to measure the effectiveness of the ad unit? The basic
	parameters - impressions, click-through rates, fill rates,
	conversion rates, and/or advanced parameters like engagement
	metrics, shopping cart fills, and so on.</li></ul><p>
Next week, we will dive into
what kind of ad units would make most sense for news apps.</p>]]></description>
      <dc:subject><![CDATA[Advertising, English (EN): inmobi.com,]]></dc:subject>
      
      <dc:creator><![CDATA[ Tanvi Kapoor,  Director - Product Marketing  ]]></dc:creator>
      
      <dc:date>2014-02-12T13:19:00+00:00</dc:date>
    </item>
  
    <item>
      <title><![CDATA[Going to Mobile World Congress, Barcelona - Third year in a Row]]></title>
      <link>https://www.inmobi.com/blog/2014/02/07/going-to-mobile-world-congress-barcelona-third-year-in-a-row/</link>
      <guid>https://www.inmobi.com/blog/2014/02/07/going-to-mobile-world-congress-barcelona-third-year-in-a-row/</guid>
      <description><![CDATA[<p>
We are very excited to be going to Barcelona, third year in a row, to the largest gathering of mobile professionals. With the phenomenal growth and success of InMobi, every year has meant a bigger presence for us and this year is no different. 
<a href="http://www.inmobi.com/mwc">http://www.inmobi.com/mwc</a>
</p>
<p>
On the heels of our highly disruptive 
<a href="http://www.inmobi.com/company/press/inmobi-launches-native-ads-platform-to-redefine-mobile-ad-experience/">Native Ads</a> announcement, we are launching three more exciting new products at Mobile World Congress. Stay tuned for more!
</p>
<p>
We are also looking forward to meeting customers. We are turning up with a complete contingent of InMobi execs and experts available to meet clients and prospects, share our point of view and learn from them.
</p>
<p>
There will also be on offer a series of informal talks on hot industry topics and an opportunity to meet the experts and discuss the latest in the mobile advertising space. Check out the schedule and make sure you stop by.
</p>
<h4>Monday, February 24</h4>
<table>
<tbody>
<tr class="even">
<td width="20%">
11:00 - 11:45 AM
</td>
<td width="50%">
Book Launch: "Apponomics, The Insider's Guide to a Billion Dollar App Business"
</td>
<td width="30%">
Peggy Anne Salz, Naveen Tewari
</td>
</tr>
<tr class="odd">
<td>
12:00 - 12:30 PM
</td>
<td>
So what's the big deal about RTB - An InMobi Perspective
</td>
<td>
Krishnendu Majumdar
</td>
</tr>
<tr class="even">
<td>
2:30 - 3:00 PM
</td>
<td>
Bang on Target: Advanced Targeting Techniques to drive more installs for your apps
</td>
<td>
Abhishek Bapna
</td>
</tr>
<tr class="odd">
<td>
3:30 - 4:00 PM
</td>
<td>
Manage your audience, not your inventory
</td>
<td>
Krishnendu Majumdar
</td>
</tr>
<tr class="even">
<td>
4:30 - 5:15 PM
</td>
<td>
Apponomics: Getting Smart about Customer Lifetime Value
</td>
<td>
Peggy Anne Salz, Krishnendu Majumdar
<br>
</td>
</tr>
</tbody>
</table>
<h4>Tuesday, February 25</h4>
<table>
<tbody>
<tr class="odd">
<td width="20%">
11:00 - 11:30 AM
</td>
<td width="50%">
Building Consumer Life-Maps and Profiles through Episodic Learning
</td>
<td width="30%">
Preetham V V
</td>
</tr>
<tr class="even">
<td>
12:00 - 12:30 PM
</td>
<td>
Retargeting and Commerce
</td>
<td>
Preetham V V
</td>
</tr>
<tr class="odd">
<td>
2:30 - 3:15 PM
</td>
<td>
Apponomics: Monetization & Optimization crash course
</td>
<td>
Peggy Anne Salz, Krishnendu Majumdar, Pankaj Bengani
</td>
</tr>
<tr class="even">
<td>
3:30 - 4:00 PM
</td>
<td>
Native Ads: Delivering the ad experience your users truly deserve
</td>
<td>
Ashwin Venkatraman
</td>
</tr>
<tr class="odd">
<td>
4:30 - 5:15 PM
</td>
<td>
Apponomics: Data Driven Marketing in the Era of 'You'
</td>
<td>
Peggy Anne Salz, Abhishek Bapna, Anne Frisbie
</td>
</tr>
</tbody>
</table>
<h4>Wednesday, February 26</h4>
<table>
<tbody>
<tr class="even">
<td width="20%">
11:00 - 11:45 AM
</td>
<td width="50%">
Apponomics: Going Global with your App
</td>
<td width="30%">
Peggy Anne Salz, Jayesh Easwaramony, Abhishek Bapna
</td>
</tr>
<tr class="odd">
<td>
12:00 - 12:30 PM
</td>
<td>
Building Consumer Life-Maps and Profiles through Episodic Learning
</td>
<td>
Preetham V V
</td>
</tr>
<tr class="even">
<td>
2:30 - 3:00 PM
</td>
<td>
The Seven Sins of Mobile Ad Monetization: Top mistakes to avoid to get the most out of your mobile ads.
</td>
<td>
Vasuta Agarwal
</td>
</tr>
<tr class="odd">
<td>
3:30 - 4:00 PM
</td>
<td>
Retargeting and Commerce
</td>
<td>
Preetham V V
</td>
</tr>
<tr class="even">
<td>
4:30 - 5:15 PM
</td>
<td>
Apponomics: Acquiring High Quality Users at Global Scale
</td>
<td>
Peggy Anne Salz, Ed Laws, Abhishek Bapna
</td>
</tr>
</tbody>
</table>
<p>
<img src="https://www.inmobi.com/ui/uploads/blog/happy-hour.png">
</p>
<p>
On to more fun stuff! We will be hosting 'App Hours' every evening, Monday through Wednesday. Stop by if you are interested in mingling with our execs or simply sampling our cocktails!
</p>
<p>
<img src="https://www.inmobi.com/ui/uploads/blog/happy-hour-mwc.png">
</p>
<p>
And finally, we are once again hosting our very own blockbuster and oversubscribed party that was a huge hit last year. In order not to disappoint people, we are making this strictly RSVP this time around since we have to abide by the rules of the capacity of the place.
</p>
<p>
We are giving away 5 passes for people who tweet with the hashtag "#inmobi" and the reason why they want to be at the show. Offer ends Feb 12, 2014 midnight PST.
</p>
<p>
See you all there and stay tuned to our twitter and FB updates on a daily basis!
</p>]]></description>
      <dc:subject><![CDATA[Events, English (EN): inmobi.com,]]></dc:subject>
      
      <dc:creator><![CDATA[ Shrikant Latkar,  VP of Marketing  ]]></dc:creator>
      
      <dc:date>2014-02-08T02:52:00+00:00</dc:date>
    </item>
  
    <item>
      <title><![CDATA[Introducing InMobi Native Ads and Why it is so Cool]]></title>
      <link>https://www.inmobi.com/blog/2014/01/29/introducing-inmobi-native-ads-and-why-it-is-so-cool/</link>
      <guid>https://www.inmobi.com/blog/2014/01/29/introducing-inmobi-native-ads-and-why-it-is-so-cool/</guid>
      <description><![CDATA[<iframe src="//player.vimeo.com/video/85912201?title=0&byline=0&portrait=0" width="100%" height="450" frameborder="0" webkitallowfullscreen="" mozallowfullscreen="" allowfullscreen="">
</iframe><p>
	It’s hard to miss the recent media buzz about 
	<a href="http://www.nytimes.com/2013/12/20/business/media/publishers-letter-explains-limits-on-branded-content-at-the-times.html?_r=0">NYT</a> debuting native ads. While the public outcry has started to die down slowly, mobile advertising and native ads are clearly here to stay.</p><p>
	After the hysteria in the media about irritating mobile ads and publishers like NYT selling their soul, my view in fact is, quite the opposite! 
	<a href="mailto:iluvnativeads@inmobi.com">I love native ads</a> and am extremely proud of the <a href="http://www.inmobi.com/native-ads">InMobi Native Ads</a> platform my team has created. Let me tell you why….</p><p>
	We have looked at native ads holistically. The 
	<a href="http://www.inmobi.com/native-ads">InMobi Native Ads platform</a> can customize ads to suit the look and feel of your app down to the last pixel. Not just that, we go beyond just focusing on “how the ad looks”. In doing so, we believe, we are redefining how mobile advertising should be – non intrusive, engaging and non-distracting from an app’s primary experience.</p><p>
	<em>In a distinct hand-me-down legacy from the digital world, mobile advertising started out as banner ads. Thereafter, advertisers and publishers moved to interstitials. While they were better than banners in terms of user experience, developers have begun demanding a better ad experience as the app economy has evolved much more since then. One of them recently told me, "If I spend so much time and effort in building, what I believe, is the coolest app ever then why am I forced to carry ads that suck all the fun out of my app?"</em></p><p>
	But, for app developers to put out native ads on multiple apps and mobile properties requires customizations to be made at mass scale. This isn’t easy either.</p><p>
	And, this is where InMobi can help!</p><ol>
	<li>Our native ads platform offers massive customizations with minimal development effort from app developers</li>	<li>Advertisers with diverse goals whether app promotions, brand awareness, or even retail can participate in this fluid ecosystem without worrying about how their brand is presented in front of consumers. </li></ol><p>
	Our vision for this platform is to progressively grow the number of publishers and advertisers participating and contributing to this new ad ecosystem architecture. This means, we are looking for developers to work on the platform and then chime in with how we can customize ads even better for them. Similarly, we are hoping advertisers will increasingly ask for native interactions. With all this, I believe, we have placed the user at the center of the mobile ad universe. We are, then, not far away from a world where the mobile space will be comprised of only mass-customized, native ad units that promote a better ad experience and therefore retention and 
	<a href="http://www.inmobi.com/products/analytics/">lifetime value</a> for app developers.</p><p>
	Onward and forward then!</p>]]></description>
      <dc:subject><![CDATA[Advertising, Announcements, Products &amp; Tools, English (EN): inmobi.com,]]></dc:subject>
      
      <dc:creator><![CDATA[ Krishnendu Majumdar  ]]></dc:creator>
      
      <dc:date>2014-01-29T22:32:00+00:00</dc:date>
    </item>
  
    <item>
      <title><![CDATA[Extending graphite’s mileage]]></title>
      <link>https://www.inmobi.com/blog/2014/01/24/extending-graphites-mileage/</link>
      <guid>https://www.inmobi.com/blog/2014/01/24/extending-graphites-mileage/</guid>
      <description><![CDATA[<p>
	This post announces the public unveiling of leveldb based backend for graphite.</p><p>
	<strong>The background</strong></p><p>
	As mentioned in one of 
	<a href="http://www.inmobi.com/inmobiblog/2013/06/18/garbage-collection-ergonomics-in-the-jvm/">earlier blog posts</a>, we use <a href="https://github.com/graphite-project">graphite</a> servers for handling our server metrics. The reasons why we love graphite are as follows:</p><ol>
	
<li>Extremely comprehensive <a href="http://graphite.readthedocs.org/en/0.9.10/functions.html">data transformation APIs</a></li>	
<li>Great ecosystem around data producer libraries & agents</li>	
<li>Vibrant <a href="http://graphite.readthedocs.org/en/0.9.10/tools.html">visualization options</a> over the core data API</li></ol><p>
	A natural outcome of liking any tool is that its usage increases to the point wherein one pushed the limits so much that it seems like an overuse. For InMobi, this started out with increasing the number of metrics that each of our core ad-servers would publish. This number was a little shy of hitting the one thousand mark.</p><p>
	The other thing that we started testing was to capture some of the business related metrics using the same path. This is a rather unorthodox way of doing things in the age of big data. What was however appealing was the simplicity of the workflow; instrument the code in the right places with the yammer metrics library and then start seeing aggregated data right after the next release. This is where the “abuse” of graphite began. We started to pump close to a million data points per minute on a single carbon server and it would just trip over with no signs of recovery.</p><p>
	<strong>Things start to go foul</strong></p><p>
	While it was obvious that the evidence of being able to push the carbon daemon to such an extent is almost unheard of, it seemed doable based on first principles given our server’s configuration 
	<a href="#footnote" target="">[1]</a>. The counterargument of it being ridiculous also seemed to be valid given carbon’s default configuration:<br>
	MAX_UPDATES_PER_SECOND = 500
	<br>
	MAX_CREATES_PER_MINUTE = 50</p><p>
	Whatever may be the historical reason, this seems woefully under calibrated. The first port of call was to bump up these numbers to observe the effect. It turns out that these numbers aren’t way off the reasonable limits. A little bit of hasty digging around revealed that there is a new experimental storage engine known as 
	<a href="http://graphite.wikidot.com/roadmap">ceres</a> that could be used in lieu of the standard <a href="http://graphite.wikidot.com/whisper">whisper</a> engine. This however required us to switch to a seemingly abandoned branch of the carbon know as megacarbon. That did not deter us and we did go ahead. The good part of switching to ceres is that the create time for new metrics did drop. However, it brought in its own set of problems.</p><p>
	Both whisper & ceres have a basic design induced limitation on the number of metrics that could be handled by a single server. Whisper would create a file for every metric and ceres creates a directory with multiple files for a given metric. A baffling problem that this results to begin with is that we ran out of disk space even when a dedicated 1TB drive. It turned out that we were exhausting the metadata space and not the actual space on the filesystem. Most linux file systems have a fixed number of inodes allocated for each partition. This is preset at the time of formatting and cannot be increased; however a value larger than the default can be chosen. A quick way to check this would be to use the good old “df” command but with the “-i” option. This shows inode usage as opposed to actual storage space usage. So we would run out of close to 2 million inodes when consuming less than a GB of data space. This was exceptionally worrying until we troubleshooted it for 2 reasons:</p><ul>
	
<li>The carbon server was a shared server used for other administrative tools (in the early days)</li>	
<li>We did not have a separate data partition; hence the damage caused was affecting the root partition thus rendering the server useless and hard to recover</li></ul><p>
	<strong>Root cause analysis</strong></p><p>
	While we did address the above two concerns thus saving the server when carbon would misbehave, we still had not solved the actual problem. The real issue that struck us when going through this was something that I had encountered in my PHP days when fighting the notorious require_once induced APC slowdown. The carbon code had absolutely no persistent open file handles to the storage layer. So, if you are trying to store even a hundred thousand metrics per minute, it means making the following vfs calls in sequence: stat, open, read, seek, write, close. To make things worse, a lot of metric names tend to be hierarchical with as many as 8 components in its name. That would make the stat() call work even harder. The frequency at which this happens is so high that both the 
	<a href="http://www.ibm.com/developerworks/library/l-virtual-filesystem-switch/#architecture">d-entry cache</a> and also the file cache of the OS gets completely thrashed as we go through a single minute of the write cycle.</p><p>
	<strong>The experimentation begins</strong></p><p>
	At this point, it was obvious that the acceptable solution had to be one wherein the amount of superfluous filesystem operations per write is reduced drastically. Given that whisper itself traces it origins from RRD which is nothing but a ring buffer, the natural choice was to explore solutions that would let us express this idea natively. Redis pops to mind given that it a great data-structure storage layer but its inability to use persistent storage meant that we could not use for our scale. The next choice was arrays in PostgreSQL. While programming against it turned out to be easy and it did avoid some of the issues that whisper & ceres had, it brought in its own set of evils. PostgreSQL never updates a row in-place even if the datatype is fixed width. This had the horrendous side-effect of copying over an entire row i.e. the entire ring buffer for a given metric as each new data point was inserted. So if you had planned for retention of say a thousand points per metric, then insertion of new point would actually end up taking 1000x the space that you thought would be needed! Of course, the theory goes that VACUUM would eventually release the older copies but that wasn’t happening fast enough but more importantly, the additional write volumes was reducing the disk throughput.</p><p>
	Despite all of this, it turned out to be a few multiples better than either whisper or ceres</p><p>
	<strong>Enter leveldb</strong></p><p>
	The lesson learnt from both the PostgreSQL and the whisper/ceres battles was that a good solution required a good disk programming model and not a good memory programming model. While the write logic used by PostgreSQL did seem wasteful, the trigger from the experience (pun unintended) was to lean towards sequential I/O for the write path.</p><p>
	Whisper’s storage involved storing just the time and value and the metric name itself would be recorded just once. Ceres cut this down even further by storing the time just once per slice. A mixed metric, append only solution requires the verbosity of mentioning all 3 elements for each point that is being recorded but has the huge advantage of not making the disk arm swing wildly. This approach does compromise the read performance relatively speaking; but it turns out to be a non-issue as most of the metrics are “second level metrics” i.e. something that one drills down into only when a smaller set of primary metrics that happen to be observed at all times are out of place.</p><p>
	This led us to 
	<a href="http://code.google.com/p/leveldb/">leveldb</a>; one of the more popular embedded databases when it comes to raw speed. The basic implementation is straightforward: encode each metric name to fixed size internal short code, append with the timestamp for which the metric needs to be recorded and use this as the key. The value is trivially the metric reading. The additional component that was needed to support metrics exploration both on the graphite UI and also for wildcard support was to have a filesystem listing and globbing emulator around the metrics’ names themselves. This used to be straightforward in the case of whisper & ceres as their layout on the filesystem actually mirrored this convention.</p><p>
	Lastly, we had to build a jsonrpc reader bridge into the storage engine and expose that through the carbon server. This became necessary as leveldb does not permit a given database being opened from multiple processes at the same time; hence making it impossible for the graphite webapp to read the data. Initially, the graphite webapp also had to be patched to fetch the data. This was needed regardless of the leveldb induced complexities as there is no equivalent of the megacarbon branch as yet on the graphite web project and hence adding support for additional storage engine tends to be convoluted to begin with. However, that is no longer an issue as the finders for graphite web is now configurable!</p><p>
	The complete implementation can be found here: 
	<a href="https://github.com/InMobi/level-tsd">level-tsd</a></p><p>
	<br>
	The carbon server is now able to run without breaking a sweat even when 500K metrics per minute is being pumped into it. This has been in production since late August 2013 in every datacenter that we operate from.</p><p>
	<strong>BigTable Approach?</strong></p><p>
	Enough people have solved the time-series data problem with big-table based solutions and yet it seemed like a non-option. InMobi was an early adopted and contributor to 
	<a href="http://opentsdb.net/">OpenTSDB</a> when it first came out many years ago. Yet, we chose to stay away from it this time around due to a few philosophical reasons. The metrics that are being stored are critical to both the business directly and also to our site reliability teams. Having an unexpected downtime of this system would be crippling. Hence, the reliability of this very system becomes paramount.</p><p>
	We are looking at a scale up solution with active full-replica for HA. As long as the bounds are well within what a single machine can achieve and not pushing it too far, an embedded solution may be favourable. The important thing to note in a embedded storage is that it does not naturally scale out, doesn't provide data redundancy (mostly taken care of at application space), but provides the ability to colocate processing / aggregation along with data. This lets us squeeze a lot more out of a single host.</p><p>
	<strong>Next steps</strong></p><p>
	While this has been a fun ride, we seem to be running into the wall all over again. The bottleneck that we seem to be hitting is the inability of the cpython + twisted to use multiple CPU cores. Spawning multiple instances of the daemon is infeasible given leveldb’s restriction that a given db can be opened only from a single process. The objective now is the throughput limit</p><p><span  id="footnote"></span>
	One of the ideas afloat is write a stripped down version of the carbon server in a language whose runtime could make use of multiple CPU cores. This an experimental version that has already been developed in go but it is still early days to talk about it. What we commit to however is to open that up as well should it turn out to be a stable & significant improvement.</p><p>
	<em>[1] 2* Intel E5-2640 , 4 * 600G 15K rpm disks in RAID-5 configuration, 4 * 8GB DDR3 RAM 1333 MHz</em></p>]]></description>
      <dc:subject><![CDATA[Engineering, English (EN): inmobi.com,]]></dc:subject>
      
      <dc:creator><![CDATA[ Arvind Jayaprakash  ]]></dc:creator>
      
      <dc:date>2014-01-24T08:55:00+00:00</dc:date>
    </item>
  
    <item>
      <title><![CDATA[Android Continues to lead the Global Mobile Ad Impression Market]]></title>
      <link>https://www.inmobi.com/blog/2014/01/21/android-continues-to-lead-the-global-mobile-ad-impression-market/</link>
      <guid>https://www.inmobi.com/blog/2014/01/21/android-continues-to-lead-the-global-mobile-ad-impression-market/</guid>
      <description><![CDATA[<p>
	Today we released our 
	<strong>Q4 2013
Network Research,
	</strong> which reported the latest mobile device and operating
share trends on the InMobi network.
</p>
<p>
	Here are some of the global highlights:
</p>
<ul>
	<li>Overall, the volume of impressions in Q4 2013 was up, globally, significantly on the InMobi network since the previous quarter. Of the growth, in-application ads contributed to 53% of mobile ad impressions.</li>
	<li>On the device front, smartphones accounted for 61% of total platform impressions in Q4 2013. Tablets accounted for almost 15% of the total platform impressions, up 1.7% from the previous quarter. 
	<img src="http://inmobi.com/ui/uploads/blog/q4_report_img1.jpg" alt="Q4 2013: InMobi Network Research Insights Reports" style="display: block; margin: 0px auto;">
	</li>
	<li>When it comes to the overall share of manufacturer impressions across smartphones and tablets globally, Samsung is the clear leader with 31% market share, followed by Apple (27%) and Nokia (20%). 
	<img src="http://inmobi.com/ui/uploads/blog/q4_report_img2.jpg" alt="Q4 2013: InMobi Network Research Insights Reports" style="display: block; margin: 0px auto;">
	</li>
	<li>In terms of advertising by operating system, Android is the largest OS on our platform (39%), growing 3% from Q3 2013. Apple contributed to 27% of impressions, down 0.8% from the previous quarter.
	<img src="http://inmobi.com/ui/uploads/blog/q4_report_img3.jpg" alt="Q4 2013: InMobi Network Research Insights Reports" style="display: block; margin: 0px auto;">
	</li>
	<li>On the handset front, Apple devices dominated in ad impressions across the globe in Q4, but some Samsung mobile devices appeared to see greater engagement.
	<img src="http://inmobi.com/ui/uploads/blog/q4_report_img4.jpg" alt="Q4 2013: InMobi Network Research Insights Reports" style="display: block; margin: 0px auto;">
	<em>Note: The data presented in the report was sourced from the InMobi mobile advertising network for Q4 2013. </em></li>
</ul>
<p>
	To learn more about data in specific regions/countries, 
	<a href="http://inmobi.com/insights/on-demand/">click here</a> to download  <a href="http://inmobi.com/insights/on-demand/">InMobi Network Research Q4 2013</a>.
</p>
<p>
	Interested in
connecting with our team to hear more about the data and how it could impact
your business? Please reach out to our marketing team at 
	<a href="mailto:insights@inmobi.com">insights@inmobi.com.</a>
</p>]]></description>
      <dc:subject><![CDATA[Consumer Research, English (EN): inmobi.com,]]></dc:subject>
      
      <dc:creator><![CDATA[ Shamala DN  ]]></dc:creator>
      
      <dc:date>2014-01-21T10:32:00+00:00</dc:date>
    </item>
  
    <item>
      <title><![CDATA[Looking Beyond Traditional Targeting For App Developers]]></title>
      <link>https://www.inmobi.com/blog/2014/01/09/looking-beyond-traditional-targeting-for-app-developers/</link>
      <guid>https://www.inmobi.com/blog/2014/01/09/looking-beyond-traditional-targeting-for-app-developers/</guid>
      <description><![CDATA[<p>
	Targeting has been synonymous with advertising since the advent of advertising. Whether it is the broad guess-based targeting utilized by traditional modes such as TV and billboards, or the precise and trackable targeting used by mobile and digital advertising, targeting is the core of a successful advertising strategy. Today, with the capabilities offered by mediums like mobile, the old “spray and pray” techniques are a thing of the past.</p><p>
	Some of the amazing targeting features that mobile makes possible are shown in the image below:</p><p>
	<img src="https://www.inmobi.com/ui/uploads/blog/looking-beyond-wheel1.png"></p><p>
	However, you likely already knew this and have probably used these features in the past. So, as an app developer, what else can you do to take your campaign that extra mile?</p><p>
	Below are the top three targeting functionalities designed specifically for app developers interested in user acquisition.</p><h4>User Retargeting</h4><p>
	With user retargeting, app developers can find interested users and retarget them with ads that might convince the user to make a successful conversion (app download).</p><p>
	<strong>Clicker Retargeting:</strong> In general, users tend to click an ad a few times before they actually go ahead and download the app. So, advertisers can target those users who have already clicked the ad but not yet downloaded the app.</p><p><img src="https://www.inmobi.com/ui/uploads/blog/looking-beyond-examples.png"></p><p>
	<strong>Downloader Retargeting:</strong> Let’s take the example of the app from <a href="http://zynga.com/">Zynga</a> called War Of The Fallen, a collectible card game. Zynga can make a list of other collectible card games such as I Am MT, Order and Chaos Duels, Beyond the Dead, and target all users who have a subset of these apps.  Alternately, famous game studios such as <a href="http://www.glu.com/">Glu</a> could also target users who have a subset of any of their previous titles and show an ad informing users of the latest app released by them.</p><p>
	<img src="https://www.inmobi.com/ui/uploads/blog/downloader_retargetting.png"></p><h4> <span  style="color: rgb(0, 0, 0); font-weight: bold;">Look-alike Modeling</span></h4><p>
	Look-alike modeling is where a profile is created of a particular user and then that profile is used as a template to find other similar users.</p><p>
	For example, let’s say that Clash of Clans (CoC) wants to find more users who are loyal players and tend to spend money within the app. 
	<a href="http://www.supercell.net">Supercell</a> (the makers of CoC) could make a list of users on their app who fall under the category of the kind of users that CoC wants to find. They get information about the users on parameters such as:</p><ul>
	
<li>The ad they clicked to download the app.</li>	
<li>The device they are using.</li>	
<li>The operator they subscribe to.</li>	
<li>What their behavioral patterns are. </li></ul><p>
	From these parameters, Supercell may form a profile that represents users who tend to have high LTV. Then CoC just needs to ask their ad network to target users who match the profile. By enriching the user data through third party data sources, such as 
	<a href="http://bluekai.com/">BlueKai</a>, an ad network can truly unlock the potential of this targeting feature.</p><p>
	This is a great feature to use when you are looking for more than just app downloads. If you are looking to acquire high LTV users who tend to spend more money on your app and/or tend to be social influencers, then this is the feature to utilize.</p><p>
	<img src="https://www.inmobi.com/ui/uploads/blog/look_alike_modeling.png"></p><p>
	All three targeting parameters, though phenomenally successful, are also fairly new and thus, not easily available. The potential of these features has not been fully realized in the past, meaning if they are to be used incorrectly, it could be potentially dangerous for a campaign if not executed well. For example, if a profile is falsely identified in look-alike modeling, you might end up finding the wrong type of app users. Working closely with an ad network is recommended for executing on best practices throughout the campaign.</p><p>
	That being said, I can predict that in 2014 we will see a lot more of these targeting features that are engineered specifically for mobile app discovery. App developers have an interesting year ahead and can be bullish to what the future of targeting has in store for them.</p><p>
	Disclaimer: All examples mentioned in this blog are for demonstration purposes only and doesn’t imply that the advertiser has actually utilized the techniques mentioned.</p>]]></description>
      <dc:subject><![CDATA[Advertising, English (EN): inmobi.com,]]></dc:subject>
      
      <dc:creator><![CDATA[ Shringar Pangal,  Senior Product Marketing Manager  ]]></dc:creator>
      
      <dc:date>2014-01-09T20:16:00+00:00</dc:date>
    </item>
  
    <item>
      <title><![CDATA[Nine Mobile Marketing Trends for 2014: The Year of Turning Ideas into Marketing Magic]]></title>
      <link>https://www.inmobi.com/blog/2013/12/30/mobile-marketing-trends-2014-mobile-become-pivotal-modern-digital-marketing/</link>
      <guid>https://www.inmobi.com/blog/2013/12/30/mobile-marketing-trends-2014-mobile-become-pivotal-modern-digital-marketing/</guid>
      <description><![CDATA[<p>
	2013 was a year
where many businesses started to prioritize their effort on emerging services
like mobility, cloud and analytics. Tablets and smartphones are more popular
than desktops and mobile devices have surpassed desktops in enabling people to
do more on the internet regardless of physical location. The growth in the
mobile sector and ecosystem within the past two years has been impressive. With
the total value of mobile traffic having already increased multi-fold this
year, mobile advertising has gained huge prominence and become hot tech topic.</p><p>
	Mobile
communications will further evolve as mobile operators continue to invest
heavily in next generation mobile infrastructures. The number of mobile phone
subscribers is expected to outgrow the world’s population in the coming year
and this is expected to impact business models, empower consumers, and improve
collaboration and marketing.</p><p>
	With so many
people using smartphones and tablets, mobile strategy is going to be more
important than ever in 2014. A new year is a time for change and another chance
to do things the best way possible. It’s important to look back at the way
businesses were marketing to customers in 2013 and how they can improve in the
new mobile year. Let’s take a look at the top mobile trends for 2014. This is
where business can start looking at innovative mobile marketing strategies to
ride the mobile wave and improve their positions in global marketing.</p><p>
	<strong>1.
	Programmatic
Buying
	</strong> – The latest ad technology is geared around automated buying and
selling as ad exchanges, supply side platforms and mobile ad networks reach for
scale. Programmatic ad buying and selling is changing the mobile landscape and
is growing in fast in developed internet markets. Advertisers have been quickly
won over by the ability to bring together the combination of historical intent
combined with profile and behavioral data in real time through these new
automated technologies. Mobile already accounts for 19% of all programmatic
spend in the U.S. With mobile display ad spend set to grow much faster than
online worldwide, mobile programmatic will quickly become the norm.</p><p>
	<strong>2.
	Wearable
Technology – 
	</strong>Wearable technology is changing the way we interact with technology and
daily life. This advancement is providing businesses with opportunities never
before imagined with new products to market on, such as Google Glass and smart
watches. As wearable technology gains popularity and becomes integrated
into everyday life, marketers who take advantage of
wearable technology’s ability to make interactions effortless for
consumers can benefit in establishing a strong connection and provide unique
experience.</p><p>
	<strong>3.
	Improved
Location Targeting
	</strong> – There is a lot of excitement around
location-based mobile marketing and the strategy has grown tremendously over
the last few years. In 2014 location-based targeting will only improve further.
Reaching consumers where they are and converging both digital and real worlds
means the right ad at the right place and at the right time. It brings value to
consumers helping them find products and services where and when they need.
Marketers can use location patterns with existing customer data to deliver
custom messages by serving relevant, time bound offers based on their profiles
and travel patterns.</p><p>
	<strong>4. Mobile Ad formats – </strong>As mobile
advertising grows, new ad formats are likely to come up. Facebook’s insertion
of native advertising into news feeds, Twitter’s promoted tweets, and Instagram’s
in-stream ads are a few examples of the new, successful ad formats introduced
this year. 2014 will see brands and developers discover more creative ads
involving innovative rich media formats. Continuous growing network
connectivity speeds will enable brands to test new creative formats, including
mobile video, moving away from the standard mobile banner ads.</p><p>
	<strong>5. Mobile Big Data
– 
	</strong>Big data is said to anchor the next revolution in mobile industry.
Spending on big data has risen tremendously over the previous few years and
2014 will see further growth. Mobile big data comes in many forms, smartphone
penetration, consumer usage patterns, mobile apps and other services working in
the background. As the mobile penetration grows, the data from mobile becomes
even more important and this data can be used to optimize and personalize
mobile experiences. Location data is the primary component of mobile big data
which differentiates mobile from online helps transform the mobile advertising
industry. The ability to deliver real time, local targeted advertising
represents a significant evolution in the mobile ad market. These data points
provide mobile app marketers with a wealth of knowledge on user behavior that
wasn't previously available.</p><p>
	<strong>6.
	Mobile Video – </strong>According to
research firm 
	Yankee
Group, 2014 will see mobile video viewing levels equaling PC for the first
time. Faster wireless networks, better devices and affordable data plans will
enable this change and will result in people spending increased time watching
video content on mobile devices.Mobile
video ads are expected to become the top ad format in the coming year along
with new mobile ad formats discussed above. 
	Facebook’s introduction
of video on 
	Instagram<a href="http://instagram.com/inmobi_tech"></a> and the
success of 
	Twitter<a href="http://www.twitter.com/inmobi"></a>-owned Vine has created new avenues in mobile marketing via
social networks. According to 
	eMarketer, US ad
spending for mobile video is set to quadruple from this year’s $518 million
estimate to nearly $2.1 billion in 2016. This represents tremendous opportunity
for marketers to tie in video ads as consumers are active on both social media
and mobile as second screen.</p><p>
	<strong>7. Rising Mobile Currency – </strong>Thewidespread adoption of smartphones has
seen a rise in the adoption of mobile wallets. Instead of paying cash or credit
card the consumers now can use a mobile phone to pay for wide range of goods
and services. As mobile continues to grow at huge pace in developing nations,
mobile payment solutions are being deployed as a means of extending financial services to the unbanked
community. This is bound to create enormous demand for mobile advertising
services and technologies as brands seek to target existing and prospective
customers.</p><p>
	<strong>8. Mobile Messaging – </strong>Mobile-focused
social messaging apps such as 
	Snapchat, Pheed, WeChat, WhatsApp etc. are
growing their monthly active users at tremendous rates meaning consumer
interest in communicating on these platforms and mobile devices in general is
high. These apps allow users to communicate with text, images, video and other
media in real time on simple, visually appealing platforms. Although this isn’t
a trend, it still represents the growing number of customers for these apps on
mobile phones today. This data presents a massive opportunity for businesses to
get in front of their customers and take an active role in discovering the best
mobile marketing messages for these platforms.</p><p>
	<strong>9. App Marketing –
	</strong>Over
the last few years, app promotion was all about reaching the top positions in
the chart through incentivized download generation. This year the strategies
shifted toward a more CPI (click per install) sensitive approach through
non-incentivized downloads. As mobile advertising continues to evolve, the
metrics used to gauge the effectiveness of campaigns have also evolved. 2014
will see new metrics with a clear focus on generating ROI based positive
campaigns. New metrics such as consumer lifetime value (LTV) and average
revenue per user (ARPU) are evolving and these will be analyzed carefully in
accordance with the business model of the app.</p><p>
	Every year
analysts predict that the coming year will be ‘the year of mobile.’ While there
is no doubt that the last few years have seen a tremendous growth in mobile
ecosystem, newer developments and evolving mobile business models promise 2014
to be a huge year for mobile business. In 2014, businesses will need to be
responsive and quickly adapt to changes in the ways consumers communicate.
It will also be essential to adopt technology-driven strategies to
engage consumers. While mobile will remain high on everyone’s priority
lists in 2014, there will be growing pressure from both brands and publishers
to extract more value and accountability from mobile advertising.</p><p>
	All in all,
2014 is definitely going to be an exciting year for mobile advertising.</p><p>
	Have a safe and healthy New Year!</p>]]></description>
      <dc:subject><![CDATA[Consumer Research, English (EN): inmobi.com,]]></dc:subject>
      
      <dc:creator><![CDATA[ Shamala DN  ]]></dc:creator>
      
      <dc:date>2013-12-30T16:45:00+00:00</dc:date>
    </item>
  
    <item>
      <title><![CDATA[Over 100 million users being tracked via InMobi Analytics!]]></title>
      <link>https://www.inmobi.com/blog/2013/12/23/over-100-million-users-being-tracked-via-inmobi-analytics/</link>
      <guid>https://www.inmobi.com/blog/2013/12/23/over-100-million-users-being-tracked-via-inmobi-analytics/</guid>
      <description><![CDATA[<p>Creating an innovative product is just not enough. Does it drive enough value to its users? Is the product better than its competition? Is it easy enough to integrate into one’s app? Do users get a free rein on experimenting with the product while adopting it?</p><p>A product’s adoption hinges on the answers to some of these crucial questions, which InMobi Analytics has undoubtedly addressed. We are happy to report that InMobi Analytics is seeing stellar adoption over the past few months and striking the right chords with the global developer community.</p><p><img src="https://www.inmobi.com/ui/uploads/blog/100m-1.png"></p><p><em>Chart (i) Number of apps available on iTunes and Google Play that are live with InMobi Analytics</em></p><p>Over the last few months, the number of mobile apps leveraging the power of InMobi Analytics has skyrocketed. Since August 2013, 13 times more apps have integrated and are live on InMobi Analytics, with this number still growing exponentially. </p><p><img src="https://www.inmobi.com/ui/uploads/blog/100m-2.png"></p><p><em>Chart (ii) Hundreds of millions of events being tracked using InMobi Analytics</em></p><p>Tracking events is crucial for app developers who are looking to experience the true potential of InMobi Analytics. By understanding how their users interact with apps, app developers can derive insights and take meaningful actions on them. Let’s take the example of a casual game such as Candy Crush Saga, where the levels get progressively tougher. Sometimes, if a level is too difficult to cross, a gamer may stop playing altogether. InMobi Analytics can be effortlessly used to find the users who are stuck and who are on the verge of dropping off. Such users can be targeted with unique power-ups or level-ups in order to help them progress in the game, thereby preventing any drop-offs and maximizing their lifetime value. With InMobi Analytics, you can track all important events such as social network shares, level progressions, power ups being used, etc, or set up and track custom events unique to your game.</p><p>Chart (ii) shows a 16-fold growth in the daily number of events being tracked from August to November 2013. With some of the biggest developers on board, this metric is in the tune of hundreds of millions of events PER DAY! </p><p>And it doesn’t end here.</p><p><img src="https://www.inmobi.com/ui/uploads/blog/100m-3.png"></p><p><em>Chart (iii) 49x growth leading to over 100 million users being tracked with InMobi Analytics</em></p><p>As seen above, we are now tracking over 100 million mobile users with InMobi Analytics. Their in-app behavior, purchase behavior, demographics and engagement levels are some of metrics being captured. Chart (iii) shows the soaring growth witnessed on our network. </p><p>What does this mean for app developers?</p><p>High-quality users @ scale: App developers using InMobi Analytics to track campaigns across ad networks, are even able to attribute the quality of users to a specific ad network. The added ability of tracking user quality allows the InMobi Network to intelligently optimize campaigns by focussing on acquiring similar best users at scale. InMobi Analytics does not just guarantee increased conversion rates. It guarantees the acquisition of best users. </p><p>With continuous learning through InMobi Analytics, app developers focussing their advertising spend on acquiring more high quality users are already seeing remarkably better results - with the best yet to come!</p><p>Maximum Monetization: Each user is unique and when it comes to monetization, they need to be treated as such. InMobi Analytics gives app developers just the right set of tools to maximize the lifetime value of their user base. Segmenting users based on purchase history, engagement levels, demographics or any custom event unlocks a whole new world of revenue optimization. The “House Actions” feature allows app developers to target these segments of users with advertising, online or offline promotions, promotions of other in-portfolio apps and more, thereby guaranteeing an uplift in overall revenue.  </p><p>Is your app integrated with InMobi Analytics yet? </p><p>Learn more by visiting <a href="http://www.inmobi.com/products/analytics/">http://www.inmobi.com/products/analytics</a>. Visit the SDK download center to download InMobi unified SDK and get started today! For any further queries, please drop a line to developer@inmobi.com and we will get back to you within 24 hours.</p>]]></description>
      <dc:subject><![CDATA[Consumer Research, English (EN): inmobi.com,]]></dc:subject>
      
      <dc:creator><![CDATA[ Abhishek Khurana,  Product Marketing Manager  ]]></dc:creator>
      
      <dc:date>2013-12-23T15:52:00+00:00</dc:date>
    </item>
  
    <item>
      <title><![CDATA[Security at InMobi]]></title>
      <link>https://www.inmobi.com/blog/2013/12/20/security-at-inmobi/</link>
      <guid>https://www.inmobi.com/blog/2013/12/20/security-at-inmobi/</guid>
      <description><![CDATA[<p>A colleague was recently telling me that in the rural Indian village she comes from, nobody builds big, beautiful homes without putting a scary-face mask outside the door to keep demons away. The custom is believed to have originated several centuries ago and is still in vogue since a flourishing home is automatically expected to attract bad omens, spirits or even the odd thief. Hanging up the scary mask serves as a warning and protects inhabitants from a potential miscreant.</p><p> It’s a similar situation we are witnessing in the mobile ad industry. With the proliferation of mobile devices and our increased reliance on smartphones has come the unavoidable issue of security and data privacy. As I like to say, here are the demons we hang up quite proudly on our network at InMobi to protect our users:</p><ol>
<li>Dedicated fraud detention team: The mobile ad industry is in its infancy and is attempting to grapple with every new, emerging fraud. InMobi makes a determined effort to ensure that all frauds including click frauds, hacker attacks, data breaches are all contained by a dedicated team providing 24/7 support to ensure fraud detection and prevention. Customer data and user data are important to us and we guard them both zealously.</li><li> Adult content: Each ad on the InMobi network is manually reviewed by a real human, not software, to help stop illicit material from sneaking onto our network. Our dedicated team of 24/7 people helps to ensure that there is no accidental serving of adult content. </li><li>Product Security: InMobi prides itself on <a href="http://www.inmobi.com/company/careers/security-specilaist" target="_blank">hiring talented and trained engineers</a> who are specifically assigned to work on security for our products. The products we produce are thoroughly checked and reinforced to prevent network intrusions and potential information leaks.</li><li>We have a Head of Privacy! InMobi has appointed<a href="http://www.linkedin.com/pub/chris-davies/20/22a/43a" target="_blank"> Chris Davies</a> as the Head of Privacy for our ad network. Other than his job of legally protecting InMobi as General Counsel, EMEA, Davies also serves on the MEF (The Global Community for Mobile Content and Commerce) to help lead the organization’s privacy charter.  He is also on the <a href="http://www.futureofprivacy.org/issues/fpf-advisory-board/" target="">Advisory Board of the Future of Privacy Forum</a>, a Washington DC based think tank advancing responsible data practices. </li><li><a href="http://www.inmobi.com/page/opt-out/" target="_blank">Opt-out</a>: When you choose to opt out of use of data by InMobi for interest-based advertising, InMobi will not place ads based on your interests across its network. However, you will continue to receive other ads that are not based on your interests.</li><li><a href="http://www.inmobi.com/coppa/" target="">COPPA</a>: InMobi complies with the Children's Online Privacy Protection Act and does not knowingly collect any personal information about children under the age of 13.  If we become aware that we have inadvertently collected this information then it will be immediately deleted from our database. </li></ol><p>InMobi is at the forefront of a rapidly evolving industry, and we have the responsibility of being torchbearers not just with our products and services but also with our measures in regards to data privacy and security. </p><p>Rest assured that both security and data privacy are taken very seriously at InMobi and we are committed to ensuring that all parties associated with InMobi are proud and confident of their association with us.  </p>]]></description>
      <dc:subject><![CDATA[Announcements, Engineering, English (EN): inmobi.com,]]></dc:subject>
      
      <dc:creator><![CDATA[ Mohit Saxena  ]]></dc:creator>
      
      <dc:date>2013-12-20T17:31:00+00:00</dc:date>
    </item>
  
    <item>
      <title><![CDATA[Welcome to the new InMobi.com website]]></title>
      <link>https://www.inmobi.com/blog/2013/12/19/welcome-to-the-new-inmobi.com-website/</link>
      <guid>https://www.inmobi.com/blog/2013/12/19/welcome-to-the-new-inmobi.com-website/</guid>
      <description><![CDATA[<p><img src="http://inmobi.com/ui/uploads/blog/InMobi_Home.png"></p><p>We are ecstatic as we launch the completely new and redesigned InMobi.com website. It’s a site that explains in an attractive, responsive manner who we are and what the InMobi DNA is composed of.</p><p><br>What we love about good websites is all you see is the sleek, smooth, clean design of it all. We wouldn’t want you all tangled up in the creative and development blood, sweat and tears (well, not quite, but almost) that went into this sensational site. Listen to the story of coming-to-be by the brains behind this web operation.</p><h3>Teamwork makes the Dream Work  </h3><p>Chris Martinez, Head of Global Marketing Communications, and Erik Smith, Lead Engineer, sat down a couple days after the glorious launch of the live site to reflect on its conception. “This new site is interesting because of the way we approached it,” Martinez said. “Instead of figuring out the mobile site after the desktop site is published, we did the opposite.”</p><p>As you can see, with its new content management system, expandable sidebar and appealing cross-platform aesthetic, the team pushed the limits of traditional web design. </p><p>“The templating techniques we utilize are far more advanced than our previous approach,”  Smith said. “With all the different types of content we had to add and edit, sections of the site act as microsites or individual landing pages.” Smith also said the site is the result of the collaboration across our entire company - engineering, product management, marketing, HR and more</p><p>We started playing around with ideas in July, started building in August and launched in December. </p><h3>Mobile First, Mobile Always</h3><p>InMobi is, quite simply, a mobile company - chosen by MIT as one of the Top 50 Disruptive Companies of 2013. As per our DNA, the design team took this straightforward mobile-first mantra approach to the complex website. This also played well with traffic review as InMobi.com recieves a huge amount of web traffic from mobile devices.  </p><p>“We focused heavily on redesigning the site so that the desktop view also evoked the essence of mobile,” said Martinez of the cross-platform similarities.</p><h3>Made with Metrics in Mind</h3><p>The main goal of the new site was to to improve the overall user experience while driving engagement across the site. We kept that in the forefront while examining other metrics of our own assets, like the good big data nerds that we are! We took metrics like our site bounce rates and time spent on each page and incorporated it into our design of the new site. Indicators, such as doubling current account registration numbers, will be key barometer markers in showing the success of the new site.</p><p>“We reviewed the analytics and realized the InMobi blog had the most traffic and engagement,” Smith said. “The design was to optimize for the most impact and reachability for the user.”</p><h3>Language Love </h3><p>InMobi is a global company. With <a href="http://www.inmobi.com/company/contact/">17 offices across 13 countries</a>, we believe localized service and support is essential to success. The new website is built for multiple languages from the beginning and the final versions of these sites will roll out over the coming month.</p><p>Thank you for joining us on our design journey of the new site. Share with us what you love or suggest changes for the site in the comments below and on our social networks at <a href="https://www.facebook.com/inmobi">Facebook</a>, <a href="http://www.twitter.com/inmobi">Twitter</a> and <a href="http://www.linkedin.com/company/inmobi">LinkedIn</a>. </p>]]></description>
      <dc:subject><![CDATA[Announcements, English (EN): inmobi.com,]]></dc:subject>
      
      <dc:creator><![CDATA[ Mackensie Smith  ]]></dc:creator>
      
      <dc:date>2013-12-19T09:39:00+00:00</dc:date>
    </item>
  
    <item>
      <title><![CDATA[Go East101: China Mobile Market Insights [Infographic]]]></title>
      <link>https://www.inmobi.com/blog/2013/12/18/go-east101-china-mobile-market-insights-infographic/</link>
      <guid>https://www.inmobi.com/blog/2013/12/18/go-east101-china-mobile-market-insights-infographic/</guid>
      <description><![CDATA[<p><img src="http://inmobi.com/ui/uploads/blog/China_Mobile_Market_VFINAL.png"></p><p>Developers around the world are now looking at China to fulfill their user acquisition needs. Although it is a difficult market to crack, a smartphone base of 400 million users known to spend on IAPs is enough to make China an indispensable part of any developer's app distribution strategy.</p><p>To facilitate deeper understanding of this complex market, we're sharing a comprehensive infographic that covers interesting insights about the China mobile market, the purchase and usage behavior of Chinese users, and the obstacles to entering this territory. </p>]]></description>
      <dc:subject><![CDATA[Consumer Research, English (EN): inmobi.com,]]></dc:subject>
      
      <dc:creator><![CDATA[ Aksha Kini  ]]></dc:creator>
      
      <dc:date>2013-12-18T21:08:00+00:00</dc:date>
    </item>
  
    <item>
      <title><![CDATA[Demystifying Japanese App Download & Discovery Behavior]]></title>
      <link>https://www.inmobi.com/blog/2013/12/10/demystifying-japanese-app-download-discovery-behavior/</link>
      <guid>https://www.inmobi.com/blog/2013/12/10/demystifying-japanese-app-download-discovery-behavior/</guid>
      <description><![CDATA[<h3><em>Japan App Market – At a Glance</em></h3><p>
	Japan has been the leading country in producing some of the most unique technologies over the course of recent history. For example, Japan was playing with phones featuring TVs and cameras before mainstream smartphones starting circling the globe. Japan is a country that thrives and succeeds with technology, so with iOS and Android devices reshaping the Japanese mobile market, smartphones have taken the entire country by storm.</p><p>
	With smartphones come apps, and revenue from these apps grew considerably over the years. In 2012, Japan surpassed the U.S. in terms of smartphone app revenue generation. Gaming is the largest category of demand with social media on the rise.</p><p>
	Although the Japanese mobile app markets are well developed, the differences in culture and the nature of the app ecosystem in Japan pose significant challenges to foreign developers in finding success here. Almost all apps need to be localized and this localization goes beyond simple translation. There are many cultural nuances that may necessitate customization of app characters and promotional strategies.</p><p>
	Japan had always been an insulated market, but now with the dominance of smartphones, foreign developers have a direct line of approach to develop apps for the market. The familiarity of these platforms and tools encourage quick development and leaves developers to focus mainly on localization and cultural challenges without worrying about different hardware and various feature phone operating systems.</p><p>
	InMobi fielded a survey in Q3 2013 through its global mobile ad network, conducted on-device across both Android & iOS smartphones to understand the consumer behavior around app usage and discovery in Japan. The research findings provide market specific insights that can help developers craft a successful app distribution and monetization strategy for the Japanese market.</p><h3><em>InMobi Research Findings</em></h3><p>
	<strong>The key research findings are summarized as below:</strong></p><p>
	<strong>App Usage</strong> – Japanese smartphone users are more likely to download a higher volume of apps, with 87% of smartphone users expected to download apps in the next 30 days.</p><p>
	The appetite for exploring new apps among the Japanese is high. A whopping 97% of smartphone users in Japan revealed they proactively search for new apps to download, with 15% searching on a daily basis.</p><p>
	<strong>App Discovery</strong> – Our research shows that browsing the app store, recommendations from friends & family and mobile websites are the top three methods for app discovery in Japan. Interestingly, 34% of survey respondents discover via mobile ads.</p><p>
	<strong>Factors that influence the app download decision</strong> – Our research shows that price is less of a determinant in influencing the download decision in Japan. App store reviews were also considered an important factor in influencing download decision.</p><p>
	<strong>Types of Mobile ads that influence app download</strong> – In Japan, users prefer ads that are context-aware and those that recommended specific apps based on their current content consumption and preferences. Also, rich media ads were preferred to simple banner ads, suggesting that users like to engage with ads that have richer content.</p><p>
	<strong>In-App Purchases</strong> – 37% of smartphone users in Japan have made in-app purchases.</p><h3>Winning the Japanese App Market</h3><p>
	The fragmented nature of the market, with its multiple phone brands, localization, diverse cultural demands and a local app distribution portal or platform, makes it a daunting task for foreign developers to enter the Japanese mobile app market.</p><p>
	<strong>Fragmented App Distribution</strong></p><p>
	iOS and Android phones are gaining market share and app developers for these smartphones can skip the need for a local mobile app portal, this might not be the best strategy. Many carriers, although they have adopted iOS and Android platforms, encourage through consumers to download apps and content on carrier operated stores. The other top mobile gaming firms and app portals, such as GREE and DeNA, promote and run their stores in the same manner as the Apple store or Google Play. It is important for foreign app developers to be aware of these local app portals to optimize distribution and monetization of their apps.</p><p>
	<strong>Need for Localization</strong></p><p>
	Localization is an important consideration for anybody to operate in the Japanese market and the mobile app market is no different. Developers need to take a step beyond language translation to localize and reorganize nuances to best fit local consumer culture. App developers can also consider partnering with local developers who have experience in what is actually successful with Japanese mobile users.</p><p>
	<strong>Serviceability</strong></p><p>
	Japan is a state of incredible customer service, and there is always an expectation of great customer service. So, for the modern age of top developers it is not just about distributing an app across stores, but is also about support. The support is more prominent in games and as they become more and more responsive, it is important for the developers to keep improving it.</p><p>
	<strong>Visual Appeal</strong></p><p>
	Reality-based applications or games, both virtual and augmented, have always been popular in every market, and Japan is no exception. Mobile apps need to be intuitive and visually appealing to the consumer. Consumers should be able to easily navigate throughout the environment.</p><p>
	<strong>Monetization</strong></p><p>
	Japan’s purchasing habits make them the second largest country when it comes to app purchases. There are many different models for monetization such as the freemium model with in-app purchase, ad supported models, premium or paid app models, and combinations of each.  Knowing your users is key to bank on the best monetization strategy without sacrificing user experience, loyalty or quality.</p><h3>Conclusion</h3><p>
	Japan can be a tough market for foreign developers with its competitive market and a culture known for being persistent and patient. Gaming is currently the largest app market in Japan, with social apps in second place. Not many foreign mobile or social gaming companies have been successful in Japan and it’s market that won’t accept anything less than well prepared. Marketers need to execute an effective and creative strategy with a clear focus on the product and involving necessary factors like translation, localization, customized promotions and customer support.</p>]]></description>
      <dc:subject><![CDATA[Consumer Research, Media Consumption &amp; Trends, English (EN): inmobi.com,]]></dc:subject>
      
      <dc:creator><![CDATA[ Shamala DN  ]]></dc:creator>
      
      <dc:date>2013-12-12T20:45:00+00:00</dc:date>
    </item>
  
    <item>
      <title><![CDATA[Hack to the TechCrunch Top!]]></title>
      <link>https://www.inmobi.com/blog/2013/11/26/hack-to-the-techcrunch-top/</link>
      <guid>https://www.inmobi.com/blog/2013/11/26/hack-to-the-techcrunch-top/</guid>
      <description><![CDATA[<p>
	Hackathons are a thing of madness. With crazy coding, dangerously delightful designs and insane just-might-work ideas, the 
	<a href="http://www.coolage.in/2013/11/14/techcrunch-hackathon-is-underway-in-bangalore/">24-hour TechCrunch Bangalore hackathon</a> on November 14, 2013 was no exception. This particular hackathon was led by <a href="http://techcrunch-india.com/hackathon.html">Ashish Sinah</a>, CEO and Founder of <a href="http://www.nextbigwhat.com/">NextBigWhat</a>, “India’s Biggest Platform For Technology & Entrepreneurs.”
</p>
<p>
	500 hackers – bringing skills of design, development and 
product management – packed into a crowded ballroom in the gorgeous 
Vivante by Taj hotel. The final products ranged from creative to useful,
 innovative to hilarious, yet all reflected the common pure ingenuity 
that ignites when spark-powered minds come together to create.
</p>
<p>
	One of two winning teams, Decipher and Serial Hackers, 
included InMobi’s Senior Architect, Inder Singh (seen rocking his InMobi
 sweatshirt in the photo above) and Ritwik Saikia. They created Ginni, a
 wireless tag that pairs objects like a purse with one’s smartphone, so 
that the owner is notified if the object is moved outside of bluetooth 
perimeter.
</p>
<p>
	“We wanted to solve a problem with a device at an affordable price,”said Singh to 
	<a href="http://timesofindia.indiatimes.com/international-home">The Times of India</a>.
</p>
<p>
	Inder has worked at InMobi since 2011. As a Senior Architect he works for the team tackling all things 
	<a href="http://hadoop.apache.org/">Hadoop</a>. He has been focused on building data platforms adhering to the InMobi data scale.
</p>
<p>
	Ritwik recently joined the data platform team at InMobi to 
work on some of the most challenging data problems He has worked as an 
enterprising entrepreneur for the last two years after multiple tech 
roles at 
	<a href="http://www.yahoo.com/">Yahoo</a>!
</p>
<p>
	The victorious team scored tickets to the TechCrunch Mega 
Event in Delhi planned for August 2014, and will have a chance to be at 
TechCrunch Disrupt San Francisco 2014. They also cashed in with Rs. 
50,000.
</p>
<p>
	<a href="http://www.inmobi.com/about-us/media-center/">Watch the TechCrunch Bangalore winner announcement! </a>
</p>
<p><img src="/ui/uploads/blog/IMG_3904-1.jpg" alt="IMG_3904-1" style="display:block; margin:0 auto;"></p>
<p>
	InMobi CEO and Founder, 
	<a href="http://www.linkedin.com/in/naveentewari">Naveen Tewari</a>, also highlighted the TechCrunch Bangalore event. He participated in a ‘Star Chat’ with Alok Kejriwal, <a href="http://games2winmedia.com/">2Win Group</a> Founder and CEO. The two spoke about mobile advertising and what makes the world’s largest independent mobile network work.
</p>
<p><img src="/ui/uploads/blog/IMG_3904-2.png" alt="IMG_3904-2" style="display:block; margin:0 auto;"></p>
<p>
	Stay up-to-date with all of the fantastic news about our awesome company and wonderful InMobians on 
	<a href="https://www.facebook.com/inmobi">Facebook</a>, <a href="http://www.twitter.com/inmobi">Twitter</a>, <a href="http://www.linkedin.com/company/inmobi">LinkedIn</a> and <a href="http://instagram.com/inmobi_tech">Instagram.</a>
</p>]]></description>
      <dc:subject><![CDATA[Awards, English (EN): inmobi.com,]]></dc:subject>
      
      <dc:creator><![CDATA[ Mackensie Smith  ]]></dc:creator>
      
      <dc:date>2013-12-06T10:03:00+00:00</dc:date>
    </item>
  
    <item>
      <title><![CDATA[An Award-Winning Week!]]></title>
      <link>https://www.inmobi.com/blog/2013/11/26/an-award-winning-week/</link>
      <guid>https://www.inmobi.com/blog/2013/11/26/an-award-winning-week/</guid>
      <description><![CDATA[<p>
	The past couple weeks, InMobi has shouted a lung-topping 
THANK YOU! for multiple awards and acknowledgements that have come our 
way. We’re ecstatic to announce the following awards.
</p>
<p>
	1. InMobi named Best Ad Network in the UK
</p>
<p>
	<img src="/ui/uploads/blog/image_gallery.jpg" alt="image_gallery" style="display:block; margin:0 auto;">
</p>
<p>
	InMobi was awarded the title of 
	<a href="http://www.mobile-ent.biz/news/read/me-awards-2013-and-the-winners-are/022835">Best Advertising Network</a> for the third year in a row at the ME Awards 2013, presented by <a href="http://www.mobile-ent.biz/">Mobile Entertainment</a>.
 There to accept was the InMobi+London team dressed up in their finery 
and smiles, ready to accept the gleaming trophy. InMobi joined the ranks
 of companies like Somo for Audi and EA accepting awards that vibrant 
night at the 
	<a href="http://www.royalgardenhotel.co.uk/">Royal Garden Hotel</a>. This was the eighth year for the ME Awards.
</p>
<p>
	2. Phalgun Raju of InMobi awarded Women Super Achiever Award
</p>
<p>
	<img src="/ui/uploads/blog/world-women-leadership.jpg" alt="world-women-leadership" style="display:block; margin:0 auto;">
</p>
<p>
	<a href="http://www.inmobi.com/upcoming-events/events/world-women-leadership-congress-awards-2014/">World Women Leadership Congress & Awards (WWLCA)</a>
	is prepping for their February 2014 event in Mumbai. In attendance this
 year will be Phalgun Raju, Vice President & General Manager, Japan,
 Asia Pacific, Brand Business at InMobi, who has been awarded the Women 
Super Achiever Award.
</p>
<p>
	Phalgun meets and exceeds the definition of the the Women 
Super Achiever Award as it reads, “Outstanding Women Professionals who 
have the vision, flair, acumen and professionalism to demonstrate 
excellent leadership and management skills in an organization, making 
changes and achieving results”.
</p>
<p>
	Earlier this year, Phalgun was named one of the 
	<a href="http://www.inmobi.com/company-news/2013/09/18/meet-the-28-most-powerful-women-in-mobile-advertising-2013/">top 28 most powerful women in mobile advertising by Business Insider</a>.
</p>
<p>
	<img src="/ui/uploads/blog/phalgun-raju-inmobi.jpg" alt="phalgun-raju-inmobi" style="display:block; margin:0 auto;">
</p>
<p>
	3. Naveen Tewari, CEO of InMobi, receives Distinguished Alumnus Award
</p>
<p>
	InMobi CEO and Founder, Naveen Tewari, was recognized with a Distinguished Alumnus Award from his alma matter, 
	<a href="http://www.iitk.ac.in/">Indian Institute of Technology Kanpur</a>
	(IIT). Naveen graduated with a BA in Mechanical Engineering from IIT in
 2000. The award was granted for an excellence in entrepreneurship.
</p>
<p>
	<img src="/ui/uploads/blog/naveen-ITT-award.jpg" alt="naveen-ITT-award" style="display:block; margin:0 auto;">
</p>
<p>
	Help share the good news and stay up-to-date with all of our exciting news on 
	<a href="https://www.facebook.com/inmobi">Facebook</a>, <a href="https://twitter.com/inmobi">Twitter</a>, <a href="http://www.linkedin.com/company/inmobi">LinkedIn</a> and <a href="http://instagram.com/inmobi_tech">Instagram</a>!
</p>]]></description>
      <dc:subject><![CDATA[Awards, English (EN): inmobi.com,]]></dc:subject>
      
      <dc:creator><![CDATA[ Mackensie Smith  ]]></dc:creator>
      
      <dc:date>2013-12-06T09:52:00+00:00</dc:date>
    </item>
  
    <item>
      <title><![CDATA[Inside the InMobi Office: San Francisco]]></title>
      <link>https://www.inmobi.com/blog/2013/11/19/inside-the-inmobi-office-san-francisco/</link>
      <guid>https://www.inmobi.com/blog/2013/11/19/inside-the-inmobi-office-san-francisco/</guid>
      <description><![CDATA[<p>
	Ahhhh SOMA. You glorious little conclave infamous for start-ups on 
every corner, food trucks in most alleys, developers in hoodies and, 
perhaps best of all, the San Francisco InMobi office!</p><p>
	<strong>Welcome! Svāgata! Accueil! </strong></p><p>
	InMobi has that gleam of something special right from the beginning because we are a global company. With 
	<a href="http://www.inmobi.com/about-us/offices/">17 offices in every corner of the world</a>–China,
 Japan, HQ in India, London, France–each office is unique to the culture
 of that region. So, in case you haven’t stopped by to say hi, let’s 
take a virtual tour to see what it’s really like on a day-to-day in the 
heart of Silicon Valley.</p><p>
	The InMobi office is easy peasy lemon squeezy to reach on public transportation; walk down from the 
	<a href="http://www.bart.gov/stations/">Powell Street Bart Station</a>, walk up the block from <a href="http://www.caltrain.com/">CalTrain</a> or make a stop on <a href="http://www.sfmta.com/">MUNI</a>.
 If you do enjoy the air conditioning of your own car, park in the 
garage below the building for convenience (and a 
as-good-as-it’s-going-to-get priced parking pass).</p><p>
	Ascend to the forth floor of 475 Brannan St. (just a few blocks away from 
	<a href="http://en.wikipedia.org/wiki/AT&T_Park">AT&T Park</a>, home of the <a href="http://sanfrancisco.giants.mlb.com/">SF Giants</a>!)
 and the eyes immediately focus in on a glorious circle surrounding the 
logo. (It’s hard to miss.) The circle calms and centers you before 
opening the door into the airy welcome area.</p><p><img src="/ui/uploads/blog/inmobi-circle.jpg" alt="inmobi-circle" style="display: block; margin: 0px auto;"></p><p>
	Office administration (and one of the InMobians set to work on the 
design of the new office), Linda Davis said the entryway is one of her 
favorite parts of the office.</p><p><img src="/ui/uploads/blog/open-office-entry.jpg" alt="open-office-entry" style="display: block; margin: 0px auto;"></p><p>
	“I love the minimalism. It greets you in a clean, modern way,” Davis 
said. “All of the furniture was custom made—with the exception of the 
reception desk—and there used to be a whole row of offices to this right
 wall.”</p><p><img src="/ui/uploads/blog/front-office-chairs.jpg" alt="front-office-chairs" style="display: block; margin: 0px auto;"></p><p>
	<strong>Taking Care of Business</strong></p><p>
	Head deeper into the office and you’ll meet the faces that make 
InMobi illuminate the tech industry. The low dividers between desks make
 for creative co-working and collaboration. There’s never a lack of “Can
 you meet in five?” or “Come look at this,” or “That looks amazing!”</p><p><img src="/ui/uploads/blog/ryan-merket.jpg" alt="ryan-merket" style="display: block; margin: 0px auto;"></p><p>
	Ryan Merket, Director of Product and happy new father, said, “The 
aesthetic of the 360 degree windows up here offer epic views of the 
city.” He’s right! Plus they allow for a calming natural light to 
enliven the office.</p><p><img src="/ui/uploads/blog/erica-and-harry.jpg" alt="erica-and-harry" style="display: block; margin: 0px auto;"></p><p>
	Erica Elizaldi, a rock star graphic designer, said that the environment helps spark her creativity.</p><p>
	“I love the wide staircase and how it opens to the free space on the third floor,” Elizaldi said.</p><p><img src="/ui/uploads/blog/stairs.jpg" alt="stairs" style="display: block; margin: 0px auto;"></p><p>
	The third floor offers a gathering area for around 100 people to listen 
to presentations, conglomerate at our hosted conferences and foster 
teamwork for our quarterly kickoffs.</p><p><img src="/ui/uploads/blog/third-floor.jpg" alt="third-floor" style="display: block; margin: 0px auto;"></p><p>
	Off to the left wall is a row of small glass-windowed conference 
rooms commonly where small groups will draw intricate outlines on the 
white boards, host conference calls or just take time to collect 
thoughts while playing music out loud.</p><p>
	<strong>Play with your Food</strong></p><p>
	Fun tour so far! Hungry yet? Good. Take a skip through our 
state-of-the-art kitchen with its stainless steel appliances and 
gigantic wooden table, the catered breakfast to start off the week and 
catered lunch EVERY DAY is simply delicious.</p><p><img src="/ui/uploads/blog/lunch-conversation.jpg" alt="lunch-conversation" style="display: block; margin: 0px auto;"></p><p>
	Take your food out to the patio. It’s the perfect secluded spot blocked from the wind and captures the right amount of rays.</p><p><img src="/ui/uploads/blog/patio-third-floor.jpg" alt="patio-third-floor" style="display: block; margin: 0px auto;"></p><p>
	Yasameen Behdad, a heroine in the HR department, said, “The deck allows 
us to enjoy the San Francisco weather…it’s always sunny south of 
Market!”</p><p><img src="/ui/uploads/blog/yasameen.jpg" alt="yasameen" style="display: block; margin: 0px auto;"></p><p>
	There’s something for everyone in the snack bowls. The mid-afternoon 
snack attacks can be fulfilled with everything from the healthy—string 
cheese, greek yogurt, fresh fruit and almonds—to the sometimes much 
needed junk food—chips, mini candy bars and sugared cereal.</p><p><img src="/ui/uploads/blog/snacks-on-counter.jpg" alt="snacks-on-counter" style="display: block; margin: 0px auto;"></p><p>
	Here at InMobi, we love the grind…the coffee grind, that is! The 
espresso machine has a magical power. You press what sort of drink you 
want—Americano, latte, mocha, cappuccino—and siss boom steam, a 
caffeinated dream in your colored ceramic coffee cup.</p><p><img src="/ui/uploads/blog/keg.jpg" alt="keg" style="display: block; margin: 0px auto;"></p><p>
	Did we mention the 
	<a href="http://www.kegerator.com/">Keggerator</a>? It’s a welcome kitchen friend during hours of happy revelry. Right now it’s serving up <a href="http://21st-amendment.com/beers/brew-free/">Brew Free or Die IPA</a> from the nearby <a href="http://21st-amendment.com/">21stAmendment Brewery</a>.</p><p>
	<strong>Playtime is for Adults</strong></p><p>
	What would a solid upstart office be without some fun toys to let the
 eyes wander away from code lines for a bit or break from the build-up 
of constant change?</p><p><img src="/ui/uploads/blog/rec-room-.jpg" alt="rec-room-" style="display: block; margin: 0px auto;"></p><p>
	The recreation room is like that basement you hung out in in college. 
There’s Mario Kart zooming on the Wii, a broken-in billiards table, a 
dart board and one of those rolling balance boards that no one can 
really stand on for too long.</p><p><img src="/ui/uploads/blog/skateboard-toy.jpg" alt="skateboard-toy" style="display: block; margin: 0px auto;"></p><p>
	Go beyond the games and InMobi is insistent in injecting awesome into 
work-related events. For example, the Q3 kickoff concluded with a crazy 
Go Game scavenger hunt around the neighborhood. The Q4 kickoff bussed 
the North America team (and plus ones) out to Ocean Beach for a Park 
Chalet soiree. We took to the baseball stands in the summer and 
Halloween went down with a not so spooky costume and décor contest!</p><p><img src="/ui/uploads/blog/party.jpg" alt="party" style="display: block; margin: 0px auto;"></p><p>
	Go even further and take it out of the office. From Advertising Week in 
New York City to Cannes in France to GMIC back in our home city of San 
Francisco, InMobi offers this unequivocal opportunity for travel. We 
have a knack for throwing closing parties, evening cocktail hours and 
delicious dinners for our partners, clients and friends. We never met an
 after party photo booth we didn’t like.</p><p><img src="/ui/uploads/blog/ad-week-party.jpg" alt="ad-week-party" style="display: block; margin: 0px auto;"></p><p>
	One of the newest additions to the SF InMobi office came wagging it’s 
tail to the beat of four feet. Employees can now bring their furry 
friends to the office where they certainly don’t have to beg for 
attention.</p><p><img src="/ui/uploads/blog/hot-dawg.jpg" alt="hot-dawg" style="display: block; margin: 0px auto;"></p><p>
	As the sun sets on another day in SOMA there’s a satisfactory sigh that 
leaves the building. It’s a deep breath of delight knowing that InMobi 
San Francisco is in the heart of the technology heat that is the energy 
of Silicon Valley.</p><p><img src="/ui/uploads/blog/pursue-passion.png" alt="pursue-passion" style="display: block; margin: 0px auto;"></p><p>
	Thanks for taking our tour and come back again soon! We would 
	<a href="http://www.inmobi.com/about-us/careers/">love to work with you</a> in San Francisco or any other of our amazing offices around the world. Stay in-the-InMobi-know with us on <a href="https://www.facebook.com/inmobi">Facebook</a>, <a href="http://www.twitter.com/inmobi">Twitter</a>, <a href="http://www.linkedin.com/company/inmobi">LinkedIn</a> and <a href="http://instagram.com/inmobi_tech">Instagram</a>.</p>]]></description>
      <dc:subject><![CDATA[Inside InMobi, English (EN): inmobi.com,]]></dc:subject>
      
      <dc:creator><![CDATA[ Mackensie Smith  ]]></dc:creator>
      
      <dc:date>2013-12-06T09:29:00+00:00</dc:date>
    </item>
  
    <item>
      <title><![CDATA[Launching InMobi Plugins for Mobile Development Platforms]]></title>
      <link>https://www.inmobi.com/blog/2013/11/19/launching-inmobi-plugins-for-mobile-development-platforms/</link>
      <guid>https://www.inmobi.com/blog/2013/11/19/launching-inmobi-plugins-for-mobile-development-platforms/</guid>
      <description><![CDATA[<p>
	Ever since smartphones invaded the market and our lives, 
mobile apps have been key to engaging its growing user-base. 
Subsequently, the mobile apps ecosystem is growing and evolving 
consistently across platforms. Every mobile app developer is primarily 
targeting two major platforms (Android and iOS) and spend double the 
time and effort to create the same app for the two platforms. Hence, 
there is a need to reduce the effort required to port apps across 
platforms and instead, channel the additional effort towards enhancing 
apps. Several startups have recognized this opportunity and have 
launched mobile development frameworks that provide APIs to code the 
mobile app once and deploy to multiple platforms.</p><p>
	There are more than a million mobile app developers who are
 dependent on these mobile development platforms to build mobile apps 
for the popular mobile operating systems (such as Android and iOS). More
 than 100,000 apps in the app stores have been built using these mobile 
development platforms.</p><p>
	Today, InMobi is proud to announce plugins for the Titanium, Intel 
XDK and Unity platforms. InMobi plugins aid developers using these 
platforms to intelligently monetize their user-base through the power of
 ad serving and analytics. Get started today by visiting the integration
 guides below and following the instructions to download/integrate the 
plugin with your app!</p><p>
	1. Appcelerator/Titanium (javascript) guide available <a href="http://www.inmobi.com/support/art/23846096/22114287/appcelerator-partner-platform-integration-guide/">here</a></p><p>
	2. Intel XDK (HTML/JavaScript) guide <a href="http://www.inmobi.com/support/art/28475073/22114287/intel-xdk-partner-platform-guides/">here</a></p><p>
	3. Unity guide <a href="http://www.inmobi.com/support/art/28927186/22114287/unity-partner-platform-integration-guides/">here</a></p><p>
Kindly send all your queries to <a href="mailto:developer@inmobi.com">developer@inmobi.com</a></p>]]></description>
      <dc:subject><![CDATA[Announcements, English (EN): inmobi.com,]]></dc:subject>
      
      <dc:creator><![CDATA[ Naresh Kapse  ]]></dc:creator>
      
      <dc:date>2013-12-06T09:00:00+00:00</dc:date>
    </item>
  
    <item>
      <title><![CDATA[GO EAST 101]]></title>
      <link>https://www.inmobi.com/blog/2013/11/11/go-east-101/</link>
      <guid>https://www.inmobi.com/blog/2013/11/11/go-east-101/</guid>
      <description><![CDATA[<p>When China surpassed the US in terms of smartphone shipment volume in Q1 2013, it was evident that the comfortably ruling mobile market of the US was facing fierce competition.</p><p>This changed things.</p><p>The UK and US were no longer the sole focus of advertisers, and a willingness to expand to China was being fuelled. At InMobi, we see China as only a part of a bigger opportunity of the Eastern mobile markets as a whole – China, Japan, Korea, Hong Kong, Taiwan, and SEA.</p><p>The common perception of Eastern mobile app markets being too different from those in the West keeps developers from expanding to these markets. Truth is, they’re not all that different.</p><ul><li><strong>Smartphone User Demographics:</strong> The similarity between the smartphone user demographics in the US and Hong Kong is uncanny, with males in the age group of 25-44 forming the majority.<br><p><img src="https://www.inmobi.com/ui/uploads/blog/101-1.png"><br><em>Figure 1: Mobile user demographics for the US and Hong Kong</em></p></li><li><strong>Usage Behavior:</strong> The categorical app and mobile usage behavior of the users of these countries is similar in one too many ways. Besides gaming, social networking, and mobile chat apps are the fastest rising apps in these markets.<br><p><img src="https://www.inmobi.com/ui/uploads/blog/101-2.png"><br><em>Figure 2: Mobile media consumption share by activity</em></p></li><li><strong>Android on the Rise:</strong> These Eastern markets are predominantly Android markets and a larger share of the revenues comes from Android downloads. <a href="http://news.cnet.com/8301-1035_3-57596439-94/android-wins-in-app-downloads-but-ios-makes-more-money/">Having taken over iOS app downloads in the US</a>, Android is emerging as the biggest market in the US too.<br><p><img src="https://www.inmobi.com/ui/uploads/blog/101-3.png"><br><em>Figure 3: Android and iOS share comparison.</em></p></li><li><strong>Strong consumer acceptance of mobile ads in both markets:</strong> A little over half (52%) of Chinese smartphone users are receptive to mobile ads equally or more so than TV or PC, and a significant two-thirds (65%) in the US are open to mobile advertising. This trend is prevalent in all other Eastern countries as well.</li></ul><p>But, being afflicted with difficulties, the only way to break into these markets successfully is to understand the complexities and tackle them. Here is a look at some of the challenges and the right approach that can overcome these:</p><ul><li><strong>Localization is crucial but highly misunderstood:</strong> It is a common mistake for app developers to assume that translating their dialog and text into the local dialect is all there is to localization. While it is an integral part of the process, the actual challenge lies in embedding the very cultural influences of the country in the app; in the look and feel of it, in the gameplay, and in the theme. This makes your app instantly accessible and appealing to the audience.<p>Integrating the local social networking sites (Sina Weibo, Tencent in China) in your app can also help achieve popularity through social marketing.</p><p>The result: <a href="http://www.distimo.com/blog/2012_10_publication-the-impact-of-app-translations/">28% uplift in revenues and 128% uplift in downloads for the localized apps</a> – all worth the effort.</p></li><li><strong>The Complex Case of App Store Fragmentation:</strong> Two stores in the west are about 200 in China. This paints a clear picture of the crazy extent of app store fragmentation in the Eastern markets. <a href="http://techcrunch.com/2013/04/05/china-app-makers/">Since 80% of the revenue comes from these third party app stores</a> and carrier app stores, this craziness really cannot be ignored.<br><p><img src="https://www.inmobi.com/ui/uploads/blog/101-4.png"><br><em>Figure 4: Third Party App Stores in China</em></p><p><em><br></em></p><p><img src="https://www.inmobi.com/ui/uploads/blog/101-5.png"><br><em>Figure 5: Download revenue share in China</em></p>The right approach is a perfect balance between scale and ROI. Launching to the top app stores can help achieve the right scale at decreased cost and effort, maximizing ROI. Another important thing to keep in mind is that there are different app store segments based on cities, specific demographic markets like married women with kids, specific categories like gaming, and so on. Careful selection of app stores based on the kind of apps you make can also really make all the difference.</li></ul><p>With the combined download volume of these markets closing in on 7 billion in Q1 2013, and 370 million users waiting to download your app, one cannot ignore the huge potential that lies here. Watch this space for more as we help bridge the knowledge gap via comprehensive infographics on the mobile markets of each of the Eastern countries.</p>]]></description>
      <dc:subject><![CDATA[Media Consumption &amp; Trends, English (EN): inmobi.com,]]></dc:subject>
      
      <dc:creator><![CDATA[ Aksha Kini  ]]></dc:creator>
      
      <dc:date>2013-11-11T21:42:00+00:00</dc:date>
    </item>
  
    <item>
      <title><![CDATA[InMobi Analytics: The one stop solution for all your analytics needs]]></title>
      <link>https://www.inmobi.com/blog/2013/11/07/inmobi-analytics-the-one-stop-solution-for-all-your-analytics-needs/</link>
      <guid>https://www.inmobi.com/blog/2013/11/07/inmobi-analytics-the-one-stop-solution-for-all-your-analytics-needs/</guid>
      <description><![CDATA[<p>App developers continuously strive to create more innovative and more engaging apps, and once their app is ready for the world, they look to acquire new users, engage them, as well as monetize their entire user-base. However, the cost to acquire new users grossly outpaces monetization, creating the need to maximize the lifetime value (LTV) for each user. In addition, different ad networks deliver users with varying LTV, thereby raising the question – <em>Which ad network do I channel ad spend to in order to maximize my ROI?</em></p><p>Previously InMobi launched two products – InMobi Ad Tracker (IAT) to track campaign performance across ad networks and InMobi Lifetime Value Platform (LTVP) to maximize the LTV for each user. The benefit to app developers was to garner a deep understanding of their user base and act upon these insights. These two products were a step in the right direction but were limited in their ability to analyze the true ROI for the app developer. To solve this ROI problem, we merged IAT and LTVP to give birth to InMobi Analytics. Now app developers can not only track the true ROI of their advertising spend by tracing user LTV back to acquisition sources, but also analyze user behavior, user engagement to derive insights and take action on them!</p><p>Typical conversion tracking solutions measure the performance of an ad network based on the number of clicks and installs it delivers. This completes only half the ROI equation by gauging the cost of user acquisition. InMobi Analytics does this seamlessly by allowing advertisers to track campaign performance across more than 40 ad networks and feedback these signals to the ad servers and improve campaign effectiveness. To solve for the remaining part of the ROI puzzle, InMobi Analytics measures the value generated by these acquired users, giving app developers a view of their true ROI.</p><p>And thats not all. InMobi Analytics allows app developers to maximize the LTV for each user through the insights, segments and actions paradigm. This entails a deep understanding of each user and optimizing his/her value based on acquisition, monetization and engagement dimensions. Building such capabilities in-house requires technical expertise on big data analysis and predictive modelling, which can be an expensive and time-consuming process. InMobi Analytics, on the other hand, is a free, user-friendly solution designed to fulfill all your analytics needs. Further, it is pre integrated with the InMobi SDK, eliminating the need for adding another SDK to your app. InMobi Analytics can help unlock your app’s true potential by monetizing your non-paying user base through user segmentation, improving your app design by analyzing user interaction and drop offs, promoting virtual goods to the right user segments, cross-promoting your other apps through house ads, rewarding your engaged users and a whole lot more…..</p><p>Learn more by visiting <a href="http://www.inmobi.com/products/inmobi-analytics">www.inmobi.com/products/inmobi-analytics</a>. Visit the SDK download center to download InMobi unified SDK and get started today! For any further queries, please drop a line to <a href="mailto:developer@inmobi.com">developer@inmobi.com</a> and we will get back to you within 24 hours.</p>]]></description>
      <dc:subject><![CDATA[Announcements, Products &amp; Tools, English (EN): inmobi.com,]]></dc:subject>
      
      <dc:creator><![CDATA[ Abhishek Khurana,  Product Marketing Manager  ]]></dc:creator>
      
      <dc:date>2013-11-07T19:29:00+00:00</dc:date>
    </item>
  
    <item>
      <title><![CDATA[Taking on Tuesday: Will the Digital Industry Topple the Tuesday Release Date?]]></title>
      <link>https://www.inmobi.com/blog/2013/11/04/taking-on-tuesday-will-the-digital-industry-topple-the-tuesday-release-date/</link>
      <guid>https://www.inmobi.com/blog/2013/11/04/taking-on-tuesday-will-the-digital-industry-topple-the-tuesday-release-date/</guid>
      <description><![CDATA[<p>Why are books, CDs and DVDs usually released on Tuesday in the US?</p><p>I became obsessed with the question of Tuesday release dates, because all my favorite books are coming out on Tuesdays. Only 20% of books are sold digitally today. Yet even for a book where a majority of the sales are digital (not print), many of those books are still being released on Tuesday. Why?</p><p>The biggest reasons named for the famous Tuesday release dates for games, videos, music and books are the following:</p><ul><li>easiest day for retailers to stock shelves as it is a slow sales day; and</li><li>for music, it gives seven full days of album sales for the best chance to rank high on The Billboard chart, and then other content categories followed suit.</li></ul><p>It should be noted that most games in the UK are released on Fridays not Tuesdays also due to retail supply chain considerations, <a href="http://www.eurogamer.net/articles/2012-11-23-why-are-we-stuck-with-games-being-released-on-a-friday">at least according to Eurogamer</a>.  This has further frustrated UK gamers who would like to see a worldwide release date for all games not just some games.</p><p>Whatever the original reasons for Tuesday release dates in the US, when will entertainment release dates take into account digital (not just brick & mortar) distribution considerations?  Let’s take a specific look at games where digital sales have become critical.</p><p>Most Microsoft Xbox games are still released on Tuesday (at least in the US), and some of the games will be released on the same day in the UK. Yet many xbox games won’t launch in the UK or other countries until weeks or months after the US release.</p><p>On the other hand, most gaming app developers have already broken the Tuesday tradition.  Many are trying to figure out the best day of the week for their launches for high app store rankings before the weekend.  As a result, Wednesday has generally been a big day for game app launches, but this also made Wednesdays the most competitive day.  Sundays are the least competitive, because you aren’t taking advantage of rankings for the weekend highs.  Whatever the best day for a particular game, it is great to see that app developers are breaking the Tuesday brick & mortar entertainment release date tradition since that model was built for in store retail sales not mobile sales.</p><p>We have also seen app game developers getting more aggressive outside of the US, and in some cases releasing their games outside of the US first.  In fact, <a href="http://www.gartner.com/newsroom/id/2614915">Gartner Group notes</a> that, “Some of the significant growth [over the next few years] in mobile games also comes from revenue in the emerging markets…the potential to sell-in back catalog games exists in emerging markets.”</p><p>I hope content producers (across books, music, videos and games) build sales & marketing plans – release dates, global distribution etc. – based not just brick & mortar supply chain considerations, but make sure to take into account digital sales considerations.</p>]]></description>
      <dc:subject><![CDATA[Media Consumption &amp; Trends, English (EN): inmobi.com,]]></dc:subject>
      
      <dc:creator><![CDATA[ Anne Frisbie  ]]></dc:creator>
      
      <dc:date>2013-11-05T10:30:00+00:00</dc:date>
    </item>
  
    <item>
      <title><![CDATA[InMobi goes to GMIC: Day 2]]></title>
      <link>https://www.inmobi.com/blog/2013/10/28/inmobi-goes-to-gmic-day-2/</link>
      <guid>https://www.inmobi.com/blog/2013/10/28/inmobi-goes-to-gmic-day-2/</guid>
      <description><![CDATA[<p>
	<img src="https://www.inmobi.com/ui/uploads/blog/gm-1.png"></p><p>
	We  rolled into Moscone Center Stage C like an anticipatory entourage in support of Ryan Merket, Director of Product at InMobi. Merket commenced the m-Marketing track with the perfect start, an opening keynote followed by a Q&A on <a href="http://gmic2013.sched.org/event/c7b7433bec5a3f58d9f8d54c7333ceaf#.UmrVCJTXSxQ">Native Ads, The Future of Monetization</a>.</p><p>
	<img src="https://www.inmobi.com/ui/uploads/blog/gm-2.png"></p><p>
	“Good morning. I know it’s early, but I’m about to blow your mind,” Ryan began as he introduced the company’s three new products: Custom Ads, <a href="http://www.inmobi.com/appgalleries/">AppGalleries</a> and the Native Ads Platform.</p><p>
	“Native advertising is non-obtrusive, contextual and places the user experience first,” Ryan explained as he showed illustrative examples of how the ads work with the platform, not outside of it. “Native ads show a 50% increase in click-through rates.”</p><p>
	According to Ryan’s expertise, native advertisements are the future of mobile advertising. If you’re interested in beta testing native ads with, email Ryan at <a href="mailto:ryan@inmobi.com">ryan@inmobi.com</a>.</p><p>
	Ryan also introduced the relaunch of<a href="http://www.inmobi.com/appgalleries/"> AppGalleries</a>. He explained the platform as a “customizable mini app store.” It takes less than 10 minutes to set-up and starts monetizing the mobile site or app from day one!</p><p>
	<img src="https://www.inmobi.com/ui/uploads/blog/gm-3.png"></p><p>
	AppGalleries was originally a product of <a href="http://www.inmobi.com/press-releases/2012/07/18/inmobi-continues-expansion-by-acquiring-mmtg-labs/">MMTG Labs</a>, which InMobi acquired in 2012.</p><p>
	“We decided to get acquired because we would have had to build an ad network from scratch to support what we wanted to do, and it was hard to articulate this vision to VCs to garner the resources we needed,” Ryan told <a href="http://techcrunch.com/2013/10/22/inmobi-launches-new-appgalleries-a-white-label-app-store-for-publishers-to-curate-apps-and-boost-mobile-ads/">TechCrunch in a recent interview</a>. “InMobi had the tech to help us fulfill that vision.”</p><p>
	<img src="https://www.inmobi.com/ui/uploads/blog/gm-4.png"></p><p>
	The day continued with a busy expo floor, more run-ins with the adorable Android walking mascots and sensational sessions featuring key leaders.</p><p>
	As the tear-down crew swooped in, the conference broke away from Moscone South to dine, drink and get dressed-up for the <a href="http://sv.thegmic.com/afterparty/">GMIC official after party</a>, lovingly entitled Nerd Fest.</p><p>
	<img src="https://www.inmobi.com/ui/uploads/blog/gm-5.png"></p><p>
	In being a key sponsor & co-host of any party, such as InMobi with Nerd Fest, it’s important to remember the essentials of a good party-</p><p>
	<span  style="background-color: rgb(255, 255, 255);">
	</span></p><ol>
	
<li>Good people worth trying to talk to</li>	
<li>Dancey music (whatever sort of dance that is, is up to you)</li>	
<li>Lively lights of different colors and pulsation</li>	
<li>Libations</li>	
<li>Photo booth with treasure chest of dress-up clothes</li></ol><p>
	<img src="https://www.inmobi.com/ui/uploads/blog/gm-6.png"></p><p>
	<span  style="background-color: rgb(255, 255, 255);">
	</span></p><p>
	This party at <a href="http://www.templesf.com/">Temple</a> fit the bill for a revel-worthy affair. VIPs were ushered downstairs the special VIP lounge for free drinks and an <a href="http://www.apple.com/ipad-mini/">iPad Mini</a> raffle as dancing feet lit up the dance floor on the main floor under the reign of the DJ.</p><p>
	<img src="https://www.inmobi.com/ui/uploads/blog/gm-7.png"></p><p>
	Rounding a corner, the party people were met with a fantastic photo booth backed with a giant tye-dye mustache screen next to a dress-up box hosting feather boas, crowns and faux tux vests. Photo booths are where normal people transform, for a hot flash second, into celebrities. Clowning and goofing, working the lens like it loves them.</p><p>
	<img src="https://www.inmobi.com/ui/uploads/blog/gm-8.png"></p><p>
	Into the night the party spilled. A sense of finality and a job well done at whatever that was – networking, exhibiting, collecting as many business cards as possible, speaking, tweeting. It takes many hands, voices and minds to make such an event come together. Pats on the back <a href="http://sv.thegmic.com/">GMIC</a>. We will see you in <a href="http://beijing.thegmic.com/">Beijing in May 2014</a> where CEO, <a href="http://www.linkedin.com/in/naveentewari">Naveen Tewari</a>, will highlight the conference!</p><p>
	<img src="https://www.inmobi.com/ui/uploads/blog/gm-9.png"></p>]]></description>
      <dc:subject><![CDATA[Events, English (EN): inmobi.com,]]></dc:subject>
      
      <dc:creator><![CDATA[ Mackensie Smith  ]]></dc:creator>
      
      <dc:date>2013-10-30T06:10:00+00:00</dc:date>
    </item>
  
    <item>
      <title><![CDATA[InMobi goes to GMIC Silicon Valley: Day 1]]></title>
      <link>https://www.inmobi.com/blog/2013/10/23/inmobi-goes-to-gmic-silicon-valley-day-1/</link>
      <guid>https://www.inmobi.com/blog/2013/10/23/inmobi-goes-to-gmic-silicon-valley-day-1/</guid>
      <description><![CDATA[<p><img src="https://www.inmobi.com/ui/uploads/blog/gmic-1.png"></p><p>The InMobi team arrived at Moscone South, right down 4th Street from our San Francisco office, bright and early to get going at the 
	<a href="http://sv.thegmic.com/%E2%80%8E">Global Mobile Internet Conference</a>, Silicon Valley’s largest mobile conference and expo. The lines wrapped and winded about the lobby with a diverse crowd ready to come together for the sake of pushing mobile technology forward through shared knowledge.</p><p><img src="https://www.inmobi.com/ui/uploads/blog/gmic-2.png"></p><p>Bright white and blue, the InMobi booth gleamed with clean design as the expo floor opened. Our swag bags were snatched up in no time and friendly InMobi experts answered inquiries on <a href="http://www.inmobi.com/monetize/">monetization</a>, user acquisition and our recently released <a href="http://www.inmobi.com/ad-format-developers/">ad formats for developers</a>.</p><p><img src="https://www.inmobi.com/ui/uploads/blog/gmic-3.png"></p><p>Mike Cohen, VP and General Manager of Performance and Programmatic Advertising, started off the InMobi speaking sessions at the Global Game Stars stage for the panel, <a href="http://ctt.marketwire.com/?release=1060443&id=3559636&type=1&url=http%3a%2f%2fsched.co%2f155ww7J">Are Social Platforms Changing the World of User Acquisition</a>? He joined fellow leaders from industry-changing companies such as <a href="http://www.storm8.com/">Storm8</a>,<a href="http://www.playfirst.com/">PlayFirst</a>, <a href="http://www.fiksu.com/">Fiksu</a> and <a href="http://www.glu.com/">Glu Mobile</a>. Chris James, of <a href="http://www.steelmedia.co.uk/">Steel Media Ltd.</a>, expertly hosted the panel as speaking points wrapped their way around the panel on how performance-based companies acquire quality users.</p><p><img src="https://www.inmobi.com/ui/uploads/blog/gmic-4.png"></p><p>“The conversation has really shifted to <a href="http://www.inmobi.com/products/ltvp/">Lifetime Value </a>(LTV),” said Cohen. He also mentioned that we have approximately 700 million users on our network that we can leverage to optimize LTV.</p><p><img src="https://www.inmobi.com/ui/uploads/blog/gmic-5.png"></p><p>The crowd then drifted on to brave more of the bustling expo floor and break for lunch. After more coffee was consumed and phones were recharged GMIC logos illuminated the walls of the main <a href="http://sv.thegmic.com/thought-leader-track-agenda/">Thought Leader</a>track stage as an InMobi ad rolled across the gargantuan screen.</p><p>Piyush Shah, VP of Product, stepped up to the podium to a full audience to discuss how to go about<a href="http://ctt.marketwire.com/?release=1060443&id=3559639&type=1&url=http%3a%2f%2fsched.co%2f19DaKax">Unleashing the Potential of your User Data</a>.</p><p><img src="https://www.inmobi.com/ui/uploads/blog/gmic-6.png"></p><p>With a delightfully designed presentation he launched into many key points on the importance of maximizing your product’s user data. He gave real world examples and some quotable sound bites such as his opening statistic that mobile generates 10 times for user signals than desktop.</p><p>He continued, “Why is this user data a gold mine? The key piece is your app is on the device of the user. You have a direct connection with the user. Secondly, data is far richer.” He then proceeded to explain the affluence of geo targeting, context and behavior.</p><p>“There’s a lot more context about the user when it comes from the user themselves,” Shah said. He then talked about big app developers can leverage this user data in conjunction with networks like InMobi to segment users, and create far more valuable packages that help developers monetize their non-In App Purchase customers (which happens to be 90-95% of any app’s user base).</p><p><img src="https://www.inmobi.com/ui/uploads/blog/gmic-7.png"></p><p>Following a warm round of applause, the afternoon the conference continued with a fascinating sessions on everything from a <a href="http://sv.thegmic.com/thought-leader-track-agenda/">Girls in Tech hosted panel on the importance of diversity</a> to a <a href="http://sv.thegmic.com/thought-leader-track-agenda/">fireside chat with Phil Libin, CEO of Evernote</a>.</p><p>The lights may have dimmed after that final lobby conversation ended and the last expo explorer left the building, but minds were still bright and expectations high. InMobi is looking forward to an sensational second day of GMIC! Stay in touch with all of our news and events on <a href="http://www.twitter.com/inmobi">Twitter</a>, <a href="https://www.facebook.com/inmobi">Facebook</a>, <a href="http://www.linkedin.com/company/inmobi">LinkedIn</a> and <a href="http://instagram.com/inmobi_tech">Instagram</a>.</p><p><img src="https://www.inmobi.com/ui/uploads/blog/gmic-8.png"></p>]]></description>
      <dc:subject><![CDATA[Events, English (EN): inmobi.com,]]></dc:subject>
      
      <dc:creator><![CDATA[ Mackensie Smith  ]]></dc:creator>
      
      <dc:date>2013-10-30T05:48:00+00:00</dc:date>
    </item>
  
    <item>
      <title><![CDATA[Creating Innovative Ad Experiences with New Formats]]></title>
      <link>https://www.inmobi.com/blog/2013/10/22/creating-innovative-ad-experiences-with-new-formats/</link>
      <guid>https://www.inmobi.com/blog/2013/10/22/creating-innovative-ad-experiences-with-new-formats/</guid>
      <description><![CDATA[<p>
	<em>How much money did I really make by showing ads to my users? Am I leaving money on the table? Are ads on my app leading to more churn? </em>These are burning questions for a mobile publisher whose livelihood depends on the revenue his mobile app business makes.</p><p>
	At InMobi, we are leading the charge of technology innovation in the mobile ad space and work towards resolving some of these pertinent issues for app developers. The learnings from the desktop world give strong indications for the need of maintaining the fine balance between user experience and the quest for monetization. With this in mind, InMobi today announced the launch of 2 new ad formats – InMobi Custom Ads and InMobi App Galleries – a small preview of the Ad Innovation happening at InMobi and a step closer to creating a delightful user experience.</p><p>
	InMobi Custom Ads are an enhancement over run of the mill interstitials, and add that extra zing to regular full-page ads by using visual elements from the publisher’s app. The custom template can be as simple as a frame, or as complex as an animated entry, with virtual characters from the app introducing the ad unit. With absolutely no integration hassles, InMobi Custom Ads is the perfect solution to intrigue and delight your end users and improve monetization (by up to 50%!) at the same time. Click <a href="http://www.inmobi.com/custom-ads/">here</a> to learn how InMobi Custom Ads can improve the ad experience in your app.</p><p>
	InMobi AppGalleries is the first ever ad solution that allows you to have your own mini app gallery that is custom built for your app’s audience. It allows you to replicate your app’s branding and show a selection of sponsored, curated, and house ads for completely flexible monetization. Implement it as an App Wall with all sponsored ads and increase your eCPM by up to 30%. Or structure it as your user’s best friend with a selection of the most relevant curated apps and improve user loyalty. Either way, it is a splendid way to improve the ad experience and give your user a selection of complementary apps to choose from. Click <a href="http://www.inmobi.com/products/app-galleries/">here</a> to learn how InMobi AppGalleries can fit into your app.</p><p>
	<img src="https://www.inmobi.com/ui/uploads/blog/formats-tablet.png"></p>]]></description>
      <dc:subject><![CDATA[Advertising, Announcements, English (EN): inmobi.com,]]></dc:subject>
      
      <dc:creator><![CDATA[ Tanvi Kapoor,  Director - Product Marketing  ]]></dc:creator>
      
      <dc:date>2013-10-30T05:27:00+00:00</dc:date>
    </item>
  
    <item>
      <title><![CDATA[A First-Timer’s look at Advertising Week]]></title>
      <link>https://www.inmobi.com/blog/2013/10/02/a-first-timers-look-at-advertising-week/</link>
      <guid>https://www.inmobi.com/blog/2013/10/02/a-first-timers-look-at-advertising-week/</guid>
      <description><![CDATA[<p>
	Hello. My name is Kensie Smith and as a 2013 initiate into the
	<a href="http://www.inmobi.com/"> InMobi</a> family this was my first time representing (and attending) the infamous <a href="http://www.advertisingweek.com/">Advertising Week</a> in NYC. Below are some thoughts and observations from a fairly objective (and InMobi-biased) perspective on the week.</p><p>
	Advertising Week means different things to different people. So, feel free to share your own Advertising Week experience in the comments below.</p><p>
	<img src="https://www.inmobi.com/ui/uploads/blog/aw-11.png"></p><p>
	Let’s go! You never got anywhere by staying in one spot.</p><h3>Advertising Week 2013 Day 1 – Hello NYC, we’re ready for some fun</h3><p>
	The first day of a conference is always exciting. Attendees snatch badges eagerly, company reps tout their best and there’s a feeling of synergy that somehow, someway, you will all learn something by the end. The first day of the 10th Annual Advertising Week was no exception.</p><p>
	<img src="https://www.inmobi.com/ui/uploads/blog/aw-21.png"></p><p>
	InMobi hosted “Mobile Monday” with VP & GM, Global Supply, 
	<a href="http://www.linkedin.com/in/annefrisbie">Anne Frisbie</a>, prior to <a href="http://www.linkedin.com/in/naveentewari">Naveen Tewari</a> hosting a panel <a href="http://www.inmobi.com/about-us/media-center/">How Mobile is Turning Marketing on its Head</a> featuring panelists from <a href="http://www.umww.com/_">Universal McCann</a>, <a href="http://www.mars.com/">Mars Chocolate US</a>, <a href="http://www.digitas.com/">Digitas</a> and <a href="http://www.furious-minds.com/">Furious Minds</a>. It was then, perched on slippery packed and paralleled plastic chairs, we realized that we were midst the brightest of the bright.</p><p>
	<img src="https://www.inmobi.com/ui/uploads/blog/aw-31.png"></p><p>
	Mobile Monday progressed with Vice President and Managing Director of North America, 
	<a href="http://www.inmobi.com/inmobiblog/2013/10/02/a-first-timers-look-at-advertising-week/www.linkedin.com/pub/crid-yu/38/959/61b">Crid Yu</a>, discussing growth of the industry in relation to other technologies with <a href="http://www.inmobi.com/about-us/media-center/">Mobile Advertising: Roadmap or Roaming</a>. Meanwhile, <a href="http://inmo.bi/189HAPV">Taimour Azizuddin</a>, global insights and research manager, made sense of global insights at the <a href="http://thearf.org/">ARF</a> on the <a href="http://inmo.bi/1eMMWI0">Mobilizing Insights Around the World</a> panel.</p><p>
	<img src="https://www.inmobi.com/ui/uploads/blog/aw-41.png"></p><p>
	Throughout the day, people stopped to rest their high-heeled feet and guidebook toting hands on our swanky spot at Times Center Hall. Our booth was inviting with its sleek couches and hi-def screen telling the world who and what InMobi is. Conference attendees scooped up reusable totes, iPhone button stickers and some delightfully designed collateral.</p><p>
	<img src="https://www.inmobi.com/ui/uploads/blog/aw-51.png"></p><p>
	With our minds full of innovative ideas, the night shifted to the wine light at the Opening Gala in the glorious 
	<a href="http://davidhkochtheater.com/">David H. Koch Theater</a> (home to the <a href="http://www.nycballet.com/">New York City Ballet</a>) at <a href="http://lc.lincolncenter.org/">Lincoln Center</a>.</p><p>
	Post cocktails and swirling soiree conversations, the party jumped to 
	<a href="http://www.advertisingweek.com/calendar/-loud-live-2013-09-23-2100">Loud Live!</a> featuring <a href="http://www.inflexwetrust.com/">Funkmaster Flex</a>. The music was pumping and the people were jumping to the hot hip-hop beats rousingly ready to see what the rest of <a href="https://twitter.com/search?q=%23AWX&src=typd">#AWX</a> had in store.</p><p>
	Scroll through our
	<a href="http://www.advertisingweek.com/"> Advertising Week</a> adventures on <a href="https://www.facebook.com/inmobi">Facebook</a>, <a href="http://www.linkedin.com/company/inmobi">LinkedIn</a> and <a href="http://www.twitter.com/inmobi">Twitter</a>.</p><h3>Day Two -- What Did you Learn Today?</h3><p>
	After rubbing our eyes awake and chugging down a couple of cups of complementary java (thank you conference organizers) it was off to the advertising races. This track of the week was centered on big data. Oh, big data…that impalpable phrase, used to describe numbers with infinite potential and ultimate effects.</p><p>
	<img src="https://www.inmobi.com/ui/uploads/blog/aw-6.png"></p><p>
	General Manager & Product Head for Brand and Commerce, 
	<a href="http://inmo.bi/154pa0I">Preetham V V</a>, rocked the <a href="http://www.inmobi.com/about-us/media-center/">Advertising Week Data Congress</a>. Unsure of what to expect, Preetham brought the unique InMobi perspective to the couch of executives from <a href="http://www.mediamath.com/">MediaMath</a>,<a href="http://mlb.mlb.com/mlb/official_info/about_mlb_com/"> MLB Advanced Media</a>, <a href="http://acxiom.com/">Acxiom</a>, <a href="http://www.openx.com/">OpenX</a> and <a href="http://digiday.com/">Digiday</a>.</p><p>
	It is during the panels, such as Preetham’s, that there is a budding realization that we at InMobi work amongst some exceptional minds that really, when you strip away the buzzwords and the sensationalized puffy clouds of tech perfection, are changing things. And that, my friends, is one cool idea spark.</p><p>
	With a busy rest of the week ahead, InMobi squeezed in a classy family dinner at restaurant 
	<a href="http://www.landmarc-restaurant.com/">Landmarc</a> in the <a href="http://www.theshopsatcolumbuscircle.com/">Times Warner Center</a>. As the drinks were poured and the bread was passed there was a happy buzz of something that looked a lot like community.</p><p>
	We passed special tickets to the 
	<a href="http://www.advertisingweek.com/calendar/-battle-of-the-ad-bands-2013-09-24-2000">Battle of the Ad Bands</a> and <a href="http://www.advertisingweek.com/calendar/-stand-up-live-2013-09-24-2100">Big Comedy Night</a> unto our friends and partners to share in the Advertising Week love.</p><h3>Day Three – Oh captain, my Captain, of thy Industry</h3><p>
	The windows to the world of NYC opened to a bright and hopeful day anticipatory for a second chance to showcase our smart CEO, 
	<a href="http://inmo.bi/1aFQRVu">Naveen Tewari</a>. He took to the Liberty Theater for <a href="http://www.inmobi.com/about-us/media-center/">The Guardian Global Conversation</a> to chat with other C-level executives about how to push a business forward in a digital age, and therefore an interconnected global age. A key takeaway applicable to cross-vertical businesses was that generalizations fundamentally did not work; localization is necessary and key.</p><p>
	<img src="https://www.inmobi.com/ui/uploads/blog/aw-7.png"></p><p>
	At the same time, across the buzzing, busy well-worn streets of the city, <a href="http://inmo.bi/1aFQRVu">Anne Frisbie</a>, VP and GM global supply, hosted a panel, including <a href="http://inmo.bi/154pa0I">Preetham V V</a>, dedicated to <a href="http://www.inmobi.com/about-us/media-center/">Big Data & Mobile Advertising: How to Activate a Mobile First Data Strategy</a>.</p><p>
	As the sessions started to wind down the interpersonal vibe only kept winding up. InMobi took to the tables for a charity <a href="http://www.advertisingweek.com/calendar/-texas-hold-em-poker-night-2013-09-25-2000">Zynga Texas Hold ‘Em Poker Night</a> and rocked the dance floor in stunning branded shades at the beat-blasting <a href="http://www.advertisingweek.com/calendar/-microsoft-live-2013-09-23-2100">Microsoft Live Concert</a> featuring <a href="https://soundcloud.com/le7elsrecordings/avicii-levels-cazzette-nyc">Avicii with Cazzette</a>. (We dug the InMobi blue lights flashing the crowd.)</p><p>
	<img src="https://www.inmobi.com/ui/uploads/blog/aw-8.png"></p><h3>Day Four – A Quest for Ad Love</h3><p>
	The last day of Advertising Week came far to fast and furious. With the promise of a get up to get out to get down VIP dance party to the DJ stylings of <a href="http://www.twitter.com/questlove">Questlove</a>’s iconic afro, the day was jam-packed with panels and sessions to jive to.</p><p>
	Different from the rest of the data-rich and analytical nature of previous InMobian panels, the <a href="http://www.inmobi.com/about-us/media-center/">Creative Innovation Roundtable</a> took a different topical approach. <a href="http://inmo.bi/1en55eo">Shawn Poe</a>, creative director, InMobi Creative Services, discussed with other creators about the chaos of a creative life. A trickling theme throughout the panel was that making the visual creative used on emerging technologies is both an exceptional opportunity and unmarked territory.</p><p><img src="https://www.inmobi.com/ui/uploads/blog/aw-9.png"></p><p>In the same line of promised party music, the <a href="http://www.havasmedia.com/">Havas Media USA</a> panel featured <a href="http://inmo.bi/1aFQRVu">Anne Frisbie</a>, VP & GM, global supply, talking about how mobile and data plays its melodious part in the “band” of successful advertising. The <a href="http://www.hardrock.com/locations/cafes3/cafe.aspx?LocationID=99&MIBEnumID=3">Hard Rock Café in Times Square</a> was the ideal setting for a room full of interested eyes in the metaphorical merger of “music” made by creative, media and data.</p><p><img src="https://www.inmobi.com/ui/uploads/blog/aw-10.png"></p><p>After the interviews were filmed and the panels peaked, it was time to party. We organizers arrived at the venue, <a href="http://www.websterhall.com/">Webster Hall</a>, and were greeted by bright white couches and glowing cocktail tables beckoning the night forward. Pre-set rhythms started rolling to greet the ears of giddy guests arriving and VIPs sporting InMobi blue bracelets. Ascend to the third floor of the venue and you would have found blinking blue ice cubes, themed cocktails, people getting groovy with dance-daring hips and an iPad mini raffle.</p><p><img src="https://www.inmobi.com/ui/uploads/blog/aw-111.png"></p><p>Questlove took to the stage with expert vinyl dexterity. He roped in oldies in with new age backtracks, begging the downbeats to hit just a little harder while urging the sensation to spin a little stronger.</p><p><img src="https://www.inmobi.com/ui/uploads/blog/aw-12.png"></p><p>As all good parties come to a close, letting the drink spills settle and the ear ringing pulses slow, there is a sensation that you were a part of something. In the scope of things, perhaps something small, but big enough to make in impact on your mind flying forth to the next BIG thing or the next brilliant idea.</p><p>Fasten your seat belts friends, InMobi is en route on this wild ride and as the 10th Annual Advertising Week proved, it’s going to be a mighty fine adventure.</p><p><img src="https://www.inmobi.com/ui/uploads/blog/aw-13.png"></p><p>If you were not able to make it to the Big Apple for the rousing week, <a href="http://www.inmobi.com/about-us/media-center/">watch all of the InMobi (and other) Ad Week sessions online</a>!</p>]]></description>
      <dc:subject><![CDATA[Events, English (EN): inmobi.com,]]></dc:subject>
      
      <dc:creator><![CDATA[ Mackensie Smith  ]]></dc:creator>
      
      <dc:date>2013-10-30T05:06:00+00:00</dc:date>
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    <item>
      <title><![CDATA[Join us at Apps World 2013!]]></title>
      <link>https://www.inmobi.com/blog/2013/09/26/join-us-at-apps-world-2013/</link>
      <guid>https://www.inmobi.com/blog/2013/09/26/join-us-at-apps-world-2013/</guid>
      <description><![CDATA[<p>Guest blog by Colette Weston</p><p>Following our success at Köln’s DMEXCO show, the InMobi team will be heading to London’s Apps World where over 8000 attendees are to descend on two days of high level insight and discussion at Earls Court 2, on the 22nd to 23rd October.</p><p>If you are in attendance make sure you see Imran Khan, Director of Business Development & Partner Management EMEA, at 2pm on the 23rd, speaking on a panel discussing “Monetisation as a Foundation for Developer Businesses”. Be sure to visit us at stand #325 to pick up one of our snazzy InMobi bags and towels!</p><p><a href="http://www.apps-world.net/europe/agenda/tracks/droid-world">Check out the agenda at Apps World 2013 and see who else will be on the panel here.</a></p>]]></description>
      <dc:subject><![CDATA[Events, English (EN): inmobi.com,]]></dc:subject>
      
      <dc:creator><![CDATA[ Claire Owen  ]]></dc:creator>
      
      <dc:date>2013-10-29T15:12:00+00:00</dc:date>
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    <item>
      <title><![CDATA[The week iOS 7 Took Over the World]]></title>
      <link>https://www.inmobi.com/blog/2013/09/26/the-week-ios-7-took-over-the-world/</link>
      <guid>https://www.inmobi.com/blog/2013/09/26/the-week-ios-7-took-over-the-world/</guid>
      <description><![CDATA[<p>September 18th. This was the day the world was waiting for. iOS 7 was made available to all iPhones (4 onwards), iPads (2nd gen onwards) , iPad minis and the latest iPod Touch. Millions of devices lit up on day 1 of the iOS 7 era.  Our network is seeing record adoption of this new OS.</p><p><img src="https://www.inmobi.com/ui/uploads/blog/ios7-graph1_.png" alt="Ios7-graph1 .png"></p><p>Exactly, a year ago, Apple had released iOS 6 featuring new maps, an improved Siri, Facebook integration, panoramic photos, FaceTime over cellular, passbook and the list goes on. This OS also saw amazing adoption. However, adoption of iOS 7 far outpaces that of iOS 6, and what iOS 6 accomplished in a week, iOS 7 did in only 2 days!</p><p><img src="https://www.inmobi.com/ui/uploads/blog/ios7-graph-2.png" alt="Ios7-graph-2.png"></p>]]></description>
      <dc:subject><![CDATA[Media Consumption &amp; Trends, English (EN): inmobi.com,]]></dc:subject>
      
      <dc:creator><![CDATA[ Abhishek Khurana,  Product Marketing Manager  ]]></dc:creator>
      
      <dc:date>2013-10-29T06:44:00+00:00</dc:date>
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    <item>
      <title><![CDATA[InMobi App Insight Report]]></title>
      <link>https://www.inmobi.com/blog/2013/10/21/inmobi-app-insight-report/</link>
      <guid>https://www.inmobi.com/blog/2013/10/21/inmobi-app-insight-report/</guid>
      <description><![CDATA[<p>
	As app developers, you’ve spent time designing, developing and delivering your app. Now you are on the brink of beginning the next important phase – acquiring users. But guess what, the mobile app ecosystem is a highly competitive marketplace. App developers constantly jostle for their niche in an already crowded market. Carving out that space is not easy unless you have the right tools of knowledge in your pocket and know what you need to, to be successful in this effort. This is where the 
	<em><strong>InMobi App Insight Report</strong></em> comes in.
</p>
<p>
	As part of the first edition of this report, we have analyzed thousands of app promotion campaigns that ran on our network. Following thorough number-crunching and in-depth research, we present data that is visually arresting, quantitatively significant and vital to your app’s success. We’ve selected global data from Q2 2013 to arm you with knowledge of the top trends in app promotion campaigns that can help you effectively drive app downloads globally. Aligning your app with these insights will make your product stand out in the vast ecosystem and 
	<em><strong>give your app that competitive edge!</strong></em>
</p>
<p>
	<a class="btn btn-blue" href="/insights/download/whitepapers/inmobi-app-insight-report/">Download Report</a>
</p>]]></description>
      <dc:subject><![CDATA[Consumer Research, English (EN): inmobi.com,]]></dc:subject>
      
      <dc:creator><![CDATA[ Shamala DN  ]]></dc:creator>
      
      <dc:date>2013-10-21T17:57:00+00:00</dc:date>
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    <item>
      <title><![CDATA[Korean Mobile Ad market outlook 2013]]></title>
      <link>https://www.inmobi.com/blog/2013/01/10/korean-mobile-ad-market-outlook-2013/</link>
      <guid>https://www.inmobi.com/blog/2013/01/10/korean-mobile-ad-market-outlook-2013/</guid>
      <description><![CDATA[<p><img src="https://www.inmobi.com/ui/uploads/legacy/Korean_Mob_Mkt.jpg" /><span></span></p>
<p>Monthly IM magazine has published an article contributed by Seungyeon Kim, General Manager of InMobi Korea.　He tells that Year to 2013 for the Mobile Advertising market in Korea is shifting to a predictable market.</p>
<p>In 2013, Korea&rsquo;s mobile advertising industry is expected to shift from a market characterized by opportunity and uncertainty to a predictable one.</p>
<p>The key point of&nbsp;<a href="http://www.inmobi.com/">mobile advertisement</a>&nbsp;is to provide ROI to advertisers, higher profit to the developers and relevant information to users. Developers who play a role as media through apps need to be globalized in order to be competitive, targeting both local and global markets.</p>
<p>In the domestic market, the mobile platform seems to be changing into an Android-oriented environment, while iOS is likely to shift to being used for either entering the overseas market for developers or simply purchasing international apps for users. Therefore, developers should set priority on Android when developing new services.</p>
<p>The major question in the mobile advertising industry is whether portals can succeed in Korea&rsquo;s mobile market, and if Google and Facebook can be successful in the global market. The key to success will be to possess a mobile advertisement technology, so that even when CPC decreases, the business will not be affected. In 2013, the mobile advertisement market will start a limitless competition in a more open market environment.</p>
<p><strong>Media Information</strong><strong>:</strong></p>
<p><strong></strong><em>Monthly IM</em>&nbsp;is a magazine that covers articles about digital trend, digital advertisement and marketing, and mobile technology.</p>
<p>Article:<br /><a href="http://www.inmobi.com/inmobiblog/files/2013/01/201301_special-theme6.pdf" target="_blank"><strong>http://www.inmobi.com/inmobiblog/files/2013/01/201301_special-theme6.pdf</strong></a></p>]]></description>
      <dc:subject><![CDATA[English (EN): inmobi.com, Korean (KO): korea.inmobi.com,]]></dc:subject>
      
      <dc:creator><![CDATA[ Kosuke Seto  ]]></dc:creator>
      
      <dc:date>2013-10-17T13:03:00+00:00</dc:date>
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    <item>
      <title><![CDATA[Korean Tablet Users Stay Online the Longest]]></title>
      <link>https://www.inmobi.com/blog/2013/01/17/korean-tablet-users-stay-online-the-longest/</link>
      <guid>https://www.inmobi.com/blog/2013/01/17/korean-tablet-users-stay-online-the-longest/</guid>
      <description><![CDATA[<p><img src="https://www.inmobi.com/ui/uploads/legacy/Tablet-users.jpg" /><span></span></p>
<p>Today, InMobi Korea announced a report regarding Korea&rsquo;s tablet market. This Tablet Study research conducted with a research agency, mobext, revealed that Korean tablet users spend 11.75 hours per day to stay online, above other digital devices, which is significantly longer than that of PC users (8.75 hours) and smartphone users (8 hours). This result shows that tablets maximize the accessibility to the internet, by widening the display of smartphones and dramatically speeding up the boot time of PCs.</p>
<p>Important findings related to mobile are as below.</p>
<ul>
<li>39% of tablet users spend more than one hour accessing online media content out of a total of 11.75hours per day staying online.</li>
<li>Tablet usage peaks during 9pm-12pm</li>
<li>45% of tablet users shop on tablet each month</li>
<li>34% share tablet with family members</li>
<li>33% of tablet users use digital devices while watching TV</li>
</ul>
<p><a href="http://www.inmobi.com/inmobiblog/files/2013/01/Korean-Tablet-Users-Stay-Online-the-Longest.pdf" target="_blank"><strong>Press release full text : Korean Tablet Study</strong></a></p>
<p><a href="http://www.inmobi.com/inmobiblog/files/2013/01/Korean-Tablet-Users-Stay-Online-the-Longest.pdf" target="_blank"><img src="https://www.inmobi.com/ui/uploads/legacy/Korean-Tablet-Study.jpg" /></a></p>]]></description>
      <dc:subject><![CDATA[English (EN): inmobi.com, Korean (KO): korea.inmobi.com,]]></dc:subject>
      
      <dc:creator><![CDATA[ Kosuke Seto  ]]></dc:creator>
      
      <dc:date>2013-10-17T13:00:00+00:00</dc:date>
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    <item>
      <title><![CDATA[Using GPS, Food Delivery Ads Appear When Users Are at Home – Outlook of mobile industry for Korea in 2013]]></title>
      <link>https://www.inmobi.com/blog/2013/02/13/inmobi-korea-joongang-ilbo/</link>
      <guid>https://www.inmobi.com/blog/2013/02/13/inmobi-korea-joongang-ilbo/</guid>
      <description><![CDATA[<p><img src="{filedir_8}Seungyeon-on-Joongang-Ilbo.jpg"></p><p>Joongang Ilbo, Korean newspaper, reported the interview of Seung-Yeon Kim, the CEO of InMobi Korea, on their lunar new year edition on February 10th. Seung-Yeon explains the outlook of Korean mobile advertisement market and how media can survive in the mobile era.</p><p>Article:</p><p><a href="http://sunday.joins.com/article/view.asp?aid=29149">http://sunday.joins.com/article/view.asp?aid=29149</a></p><p>- Bullet points -</p><p><strong>Korean Mobile Advertisement Market</strong></p><ul><li>Since more than 50% Koreans have started to use smartphones, the mobile ad market is rapidly growing as well.</li><li>According to ‘2012 Mobile ad survey,’ released on February 6 by Korea Communications Commission, the Korean mobile ad market reached KRW 215.9 billion in 2012. This year, it is likely to reach KRW 416 billion which means a 93% growth.</li><li>“The core of mobile ad market will be Rich Media which requires users’ active engagement,” said Seung-Yeon Kim.</li></ul><p><strong>InMobi’s Strengths</strong></p><ul><li>“Speed” is InMobi’s key strength. We focus exclusively on mobile ads since we can quickly make decisions and adopt new technologies.</li><li>Global network that enables local businesses to be in line with the rapidly changing consumer trend is also our strength.</li><li>HTML5 based advertisements can only be produced by mobile ad experts like us.</li></ul><p><strong>About InMobi</strong></p><ul><li>InMobi is the world’s biggest independent mobile ad company which has built the mobile ad network in 165 countries in 5 years.</li><li>InMobi Korea carries out global ads for Korean top 50 companies such as Kia Motors and Samsung Electronics.</li></ul><p><strong>Different Devices, Different Advertisements</strong></p><ul><li>Tablet users are likely to have bigger purchasing power so luxury brand ads would make a perfect fit for tablets.</li><li>High-resolution pictures and images can also be used for its wide display.</li></ul><p><strong>How Media Can Survive in the Mobile Era</strong></p><ul><li>The internet ecosystem has caused this crisis in the media industry.</li><li>The means of delivering premium content from major media needs to be strategic.</li><li>The problem is the media is focusing on transmitting articles into mobile so much that there is no clear<a href="http://www.inmobi.com/inmobiblog/2012/11/19/the-good-the-bad-and-your-mobile-strategy/">mobile strategy</a></li><li>Media should develop the best app which is differentiated from other apps with specifically categorized news sections including users’ responses</li><li>The paid app policy should be avoided. The profits can be made by mobile ads with 25% higher unit price.</li></ul>]]></description>
      <dc:subject><![CDATA[Consumer Research, English (EN): inmobi.com, Korean (KO): korea.inmobi.com,]]></dc:subject>
      
      <dc:creator><![CDATA[ Kosuke Seto  ]]></dc:creator>
      
      <dc:date>2013-10-17T12:55:00+00:00</dc:date>
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    <item>
      <title><![CDATA[ InMobi invades NYC for the 10th Annual Advertising Week]]></title>
      <link>https://www.inmobi.com/blog/2013/09/21/InMobi-invades-NYC-for-the-10th-Annual-Advertising-Week/</link>
      <guid>https://www.inmobi.com/blog/2013/09/21/InMobi-invades-NYC-for-the-10th-Annual-Advertising-Week/</guid>
      <description><![CDATA[<p>A full week of learning, liveliness and advertising love</p>
<p>New York City&hellip;home of Central Park, the Empire State Building, the Yankees, Broadway and one illustrious week. It&rsquo;s a week of thought-leaders, campaign creators and technology-changers. It&rsquo;s that time for the<a href="http://www.inmobi.com/adweek2013/" target="_blank"> 10th Annual Advertising Week</a>.</p>
<p>Starting bright and early Monday, September 23, as the sun rises over that iconic skyline, sensational sessions will feature some of the brightest minds in advertising. <a href="http://www.advertisingweek.com/calendar/?date=2013-09-23" target="_blank">Mobile Monday</a>, our specialty, is all about how mobile can (and should) be incorporated into your advertising strategy from the very beginning.</p>
<p><img alt="" src="https://lh4.googleusercontent.com/R-OTi16raH1DtepmV43A19zmul2xRiiuQp-DUrwGYf4G_VyuC0vC1U1_FjuA_tZi_X-7D-NoEvYX0EF40s78l530WraUW31xFjT7i25lERz_1F7M5jmuTCyV" /></p>
<p>Launch yourself into Ad Week with InMobi Founder and CEO,<a href="http://inmo.bi/1aFQRVu" target="_blank"> Naveen Tewari</a>. He will host a panel,<a href="http://inmo.bi/18PnhpH" target="_blank"> How Mobile is Turning Marketing on its Head</a>, of industry luminaries from<a href="http://www.digitas.com/" target="_blank"> Digitas</a> and<a href="http://www.umww.com/global" target="_blank"> Universal McCann</a> on how to utilize mobile to its true potential of delivering highly personalized advertising.</p>
<p>Throughout the week you can learn from a host of InMobi magic makers. Question whether<a href="http://inmo.bi/189u9j0" target="_blank"> Mobile Advertising: Roadmap or Roaming</a> with Vice President and Managing Director of North America,<a href="http://inmo.bi/" target="_blank"> Crid Yu</a>, and what<a href="http://inmo.bi/1eMMWI0" target="_blank"> Mobilizing Insights Around the World</a> looks like with<a href="http://inmo.bi/189HAPV" target="_blank"> Taimour Azizuddin</a>, global research &amp; insights manager.</p>
<p>InMobi General Manager &amp; Product Head for Brand and Commerce, <a href="http://inmo.bi/154pa0I" target="_blank">Preetham V V</a>, joins a top notch line-up of panelists to explore, explain and dive deep into the data and analytics that drive performance and the bottom line in the<a href="http://inmo.bi/189x3nJ" target="_blank"> AW Data Congress</a>.</p>
<p><a href="http://inmo.bi/1aFQRVu" target="_blank">Naveen Tewari</a> takes the stage a second time for<a href="http://inmo.bi/19bQJHQ" target="_blank"> The Guardian Global Conversation</a> to chat tech expansion and<a href="http://inmo.bi/1aFQRVu" target="_blank"> Anne Frisbie</a>, VP and GM global supply, is hosting a panel, including<a href="http://inmo.bi/154pa0I" target="_blank"> Preetham V V</a>, dedicated to<a href="http://inmo.bi/16CsUtQ" target="_blank"> Big Data &amp; Mobile Advertising: how to activate a mobile first data strategy</a>.</p>
<p>Open up your right brain with Creative Director, InMobi Creative Services,<a href="http://inmo.bi/1en55eo" target="_blank"> Shawn Poe</a>, as she discusses what it takes to make an eye-catching, sticky design at the<a href="http://inmo.bi/1en55eo" target="_blank"> Creative Innovation Roundtable</a> and then join<a href="http://inmo.bi/1gvuKhI" target="_blank"> Stephanie Sarofian</a>, executive director, brand and agency partnerships NA, midst brand and agency leaders on an epic panel,<a href="http://inmo.bi/18wkrLl" target="_blank"> Havas Media Presents: Putting the Band back Together: Creative. Media. Data. Working in Concert.</a></p>
<p>At Advertising Week, there&rsquo;s a work hard play hard mentality. There are exciting concerts, a comedy show, poker night, battle of the ad bands and networking hours just awaiting your presence. The must-not-miss event of the week is our sponsored official<a href="http://inmo.bi/16MIDqz" target="_blank"> Advertising Week wrap party</a>. Beginning at 9 p.m. on September 26, the custom cocktails will light up InMobi blue as<a href="https://en.wikipedia.org/wiki/Questlove" target="_blank"> Questlove</a> drops beats and you can drop your business cards with valid connections.</p>
<p><img alt="" src="https://lh3.googleusercontent.com/5mJsVX6SYkswEhqZBvr4vnVVGBvCTU0txEDasXF-vgsRNytwpvLn0jvyyFquoSf06oCyJSUUe7siSn84PHrx9BIe1XShkjxO8_4jE-NeO3FtVOLouQxkAssp" /></p>
<p>At InMobi we love you, (almost as much as we love mobile advertising) so we love your social media! Tag<a href="http://www.twitter.com/inmobi" target="_blank"> @InMobi</a> everywhere! Don&rsquo;t forget to #InMobi and the official<a href="http://www.twitter.com/advertisingweek" target="_blank"> @AdvertisingWeek</a> tag, #AWX.</p>
<p><a href="http://www.inmobi.com/adweek2013/" target="_blank">Book your Advertising Week with InMobi with this full list of hot happenings around the town!</a> Scan our sessions, plan which parties to attend and find yourself in NYC with us. Our executives would like to have a conversation with you! Send us a note and we&rsquo;ll set up a meeting.</p>]]></description>
      <dc:subject><![CDATA[Events, English (EN): inmobi.com,]]></dc:subject>
      
      <dc:creator><![CDATA[ Shrikant Latkar,  VP of Marketing  ]]></dc:creator>
      
      <dc:date>2013-09-21T12:56:00+00:00</dc:date>
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    <item>
      <title><![CDATA[Dmexco 2013 ]]></title>
      <link>https://www.inmobi.com/blog/2013/09/20/Dmexco-2013/</link>
      <guid>https://www.inmobi.com/blog/2013/09/20/Dmexco-2013/</guid>
      <description><![CDATA[<p>Another fantastic year for InMobi at Europe's premier digital event, a BIG thank you to everyone who dropped by our booth. Here's a snapshot of the best bits! Looking forward to seeing you all again in 2014.... <img alt="" src="http://i1287.photobucket.com/albums/a629/claireowen1/image-2_zps4057185f.jpg"><img alt="" src="http://i1287.photobucket.com/albums/a629/claireowen1/photo-78_zps3b8e3283.jpg"><img alt="" src="http://i1287.photobucket.com/albums/a629/claireowen1/photo-79_zps5093ab3c.jpg"><img alt="" src="http://i1287.photobucket.com/albums/a629/claireowen1/image-11_zps60531bd0.jpg"><img alt="" src="http://i1287.photobucket.com/albums/a629/claireowen1/image-12_zps2b8b0694.jpg"><img alt="" src="http://i1287.photobucket.com/albums/a629/claireowen1/image-1_zps62302014.jpeg"><img alt="" src="http://i1287.photobucket.com/albums/a629/claireowen1/photo-76_zps7eb318a5.jpg"><img alt="" src="http://i1287.photobucket.com/albums/a629/claireowen1/image_zpsd7440108.jpg"><img alt="" src="http://i1287.photobucket.com/albums/a629/claireowen1/image-3_zpsb11146f9.jpg"><img alt="" src="http://i1287.photobucket.com/albums/a629/claireowen1/image-5_zps3c16351e.jpg"><img alt="" src="http://i1287.photobucket.com/albums/a629/claireowen1/image-4_zps947a5f65.jpg"><img alt="" src="http://i1287.photobucket.com/albums/a629/claireowen1/image-6_zpsf47abdb5.jpg"><img alt="" src="http://i1287.photobucket.com/albums/a629/claireowen1/image-10_zps4333e4ca.jpg"><img alt="" src="http://i1287.photobucket.com/albums/a629/claireowen1/image-9_zpsa4180e27.jpg"><img alt="" src="http://i1287.photobucket.com/albums/a629/claireowen1/photo-80_zps2211fb1b.jpg">  </p>]]></description>
      <dc:subject><![CDATA[Events, English (EN): inmobi.com,]]></dc:subject>
      
      <dc:creator><![CDATA[ Claire Owen  ]]></dc:creator>
      
      <dc:date>2013-09-20T14:27:00+00:00</dc:date>
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    <item>
      <title><![CDATA[Will the real user please stand up: Identifying and targeting audience segments]]></title>
      <link>https://www.inmobi.com/blog/2013/09/17/Will-the-real-user-please-stand-up-Identifying-and-targeting-audience-segme/</link>
      <guid>https://www.inmobi.com/blog/2013/09/17/Will-the-real-user-please-stand-up-Identifying-and-targeting-audience-segme/</guid>
      <description><![CDATA[<p style="text-align: justify;">Mobile advertising&rsquo;s promise lies in truly enabling marketers to connect with the right individual at the right time and in the right place. The User is key to targeting the right individual and is central to driving the mobile advertising revolution. The technological challenge lies in identifying users and their personas as they engage with a multitude of internet-enabled devices including smartphones, tablets, consoles in cars, smart-watches, and wearable devices like Google Glass.</p>
<center><img alt="" src="https://www.inmobi.com/ui/uploads/legacy/blogimage1.jpg" /></center>
<p>So, how does one really go about identifying the user? The process of analyzing user data to engage the right user can be broken down into several steps:</p>
<ul>
<ul>
<li><strong>Data Ingestion &amp; enrichment:</strong>A mobile device will share over 50 signals when requesting for an ad.<center><img alt="" src="https://www.inmobi.com/ui/uploads/legacy/audienceblog.png" /></center>Not all of the shared data is immediately usable. For example, a publisher may choose not to share the location data of its users - it may still share their IP addresses without divulging personally identifiable information. Data enrichment vendors help increase the semantic meaning of the data points collected per user enabling better and more accurate inference of profile and personas. In the above scenario, one of many data enrichment vendors helps us map IP addresses to geographical co-ordinates that allows for richer targeting. Further, external data partnerships are leveraged enabling advertisers to engage branded data segments specific to their industry.<center><img alt="" src="https://www.inmobi.com/ui/uploads/legacy/audienceblog1.jpg" /><img alt="" src="https://www.inmobi.com/ui/uploads/legacy/audienceblog2.png" /><center></center></center></li>
</ul>
</ul>
<div>
<ul>
<li><strong>User Identification and de-duplication:</strong>The data from multiple sources is processed and filtered to determine unique users coming from various publishers and integrations. The efficacy of InMobi&rsquo;s dedupe algorithms enables us to improve our data signals by over 20%.<center><img alt="" src="https://www.inmobi.com/ui/uploads/legacy/audienceblog3.png" /></center></li>
</ul>
</div>
<ul>
<li><strong>Inferring Personas:</strong>InMobi&rsquo;s terabyte-scale processing layer mines billions of data points collected daily to help infer profile and personas for users. By analyzing multiple data-points including ad requests, clicks, impressions, and ad interactions, InMobi leverages its own first-party data to identify personas based on apps installed, frequently-used apps, locations frequented, etc.<center><img alt="" src="https://www.inmobi.com/ui/uploads/legacy/audienceblog4.png" /><img alt="" src="https://www.inmobi.com/ui/uploads/legacy/audienceblog5.png" /><center></center></center>
<div style="text-align: justify;">&nbsp; The above activities have resulted in InMobi categorizing over 691 million unique users in over 17,000 audience segments to suit the diverse targeting requirements of advertisers. Interestingly enough, at no point in this process is the user&rsquo;s personally identifiable information made available to InMobi. The advances in mobile technology will continue to push the envelope in interaction design and with it will come a flood of even more data-points. The thought that excites me is what we can infer from that data and how we&rsquo;d go about intelligently defining audience segments valuable to advertisers.</div>
</li>
</ul>]]></description>
      <dc:subject><![CDATA[English (EN): inmobi.com,]]></dc:subject>
      
      <dc:creator><![CDATA[ Kisalay Ranjan  ]]></dc:creator>
      
      <dc:date>2013-09-17T15:51:00+00:00</dc:date>
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    <item>
      <title><![CDATA[Engaging Consumers In A Multi-Screen World]]></title>
      <link>https://www.inmobi.com/blog/2013/09/11/engaging-consumers-in-a-multi-screen-world/</link>
      <guid>https://www.inmobi.com/blog/2013/09/11/engaging-consumers-in-a-multi-screen-world/</guid>
      <description><![CDATA[<p>
	Increasingly, TV viewers are engaging with visual content across a variety of screens including smartphones and tablets, leading to the multi-screen viewing experience. This growing trend has become a way of life with the ever-increasing capabilities for smartphones and tablets, and provides valuable opportunities for marketers. Here are a few guidelines that will help marketers benefit from these opportunities.</p><h4>1.  Know your audience</h4><p>
	Be wary of targeting too many channels and spreading your content too thin. Find out which channels your targeted audience is most active on, and encourage engagement on those. Rather than using Facebook, where your audience engagement may be low, create great hashtag-based content on your Twitter account. Remember that it's easier to reinforce behaviors than to force new ones.</p><h4>2.  Keep it simple</h4><p>
	Shorten the distance between the consumer and your brand by keeping your engagement strategy uncomplicated and simple. This is especially true for the multi-screen environment, where distractions are plentiful and continuous. Instead of resorting to QR codes or convoluted directions, keep your call-to-action simple, with straightforward Web addresses, phone numbers and short text messages.</p><h4>3.  Be relevant</h4><p>
	Ensure that your content is relevant to your audience and ties in with the content they watch. You can get viewers interested by providing unique offers and content depending on the type of device, geography, time, day of the week, new versus returning visitors, and more. Fine-tune content to a TV episode, for example, to make it highly relevant and increase consumer engagement.</p><h4>4.  Engage and re-engage</h4><p>
	It's not enough to merely engage using one-off content with consumers on their multiple screens. Since TV content changes constantly, it's important to follow up with new and relevant content each week to re-engage with your consumers. Tactics such as special offers after a number of check-ins and consistently updating mobile/tablet apps will help ensure that your consumers come back again and again.</p><h3>Opportunities available to marketers</h3><h4>1.  Gamifying TV ads</h4><p>
	Engage TV viewers by adding multi-screen gaming elements that are fun to play and also tied into contests and prizes. In one example from a leading automaker, viewers who downloaded the iPhone app could use it to “capture” on-screen characters by physically swiping their phone at the ad. Users were encouraged to keep viewing the ad to catch all the characters. Within 2 weeks of launch the client achieved 10,000 app downloads and over 100,000 hits on YouTube.</p><h4>2.  Syncing e-commerce with TV content</h4><p>
	Use an app that syncs to a TV show or ad and uses the mobile device to show how to buy in-show products, or shows products related to the TV content. This offers a great route to purchase and can add value for viewers, as when a leading online auction/shopping site used an app that allowed users to choose from their favorite shows as categories.</p><h4>3.  Leveraging the small screen during live events</h4><p>
	Sports and other major events are a prime opportunity to leverage multi-screen viewing. A multinational beverage manufacturer created two animated bears for the Super Bowl who reacted to the game and the halftime show. The commercials in near real-time provide an example of reactive content that is used to drive better viewer engagement.</p><h4>4.  Give sports fans a game of their own</h4><p>
	Sports fans -- the most engaged TV viewers -- can be further engaged through supplemental information, sports statistics and commentaries, or a group viewing experience. Accompanying apps, or ads which provide this information on mobile devices, can add value.</p><h4>5.  Incentivizing ad engagement</h4><p>
	Reward TV viewers for watching commercials or multi-screen branded messaging with incentives like freebies and coupons.  One option is to allow users to check in to TV shows, movies, music and books to win merchandise and gift certificates. Or offer exclusive content, such as behind-the-scenes video extras.</p><h4>The future? Enabling real-time interactivity</h4><p>
	Allowing viewers to influence the content of TV episodes, while still new, is becoming a viable option. Companion apps can allow viewers to influence the ending or storyline in near real-time. This would be an ideal opportunity for marketers to use high levels of engagement to showcase their brands by using in-app advertising while people are choosing the outcome of a TV show.</p><p>
	These strategies will help marketers improve consumer engagement with campaigns and target audiences more clearly. As the popularity of multi-screening grows, it will be crucial for marketers develop a multi-layered approach to content distribution that enables interactive engagement across devices to make it a relevant and easily accessible experience.</p><p>
	This news was published on <a href="http://www.mediapost.com/publications/article/207125/engaging-consumers-in-a-multi-screen-world.html#axzz2eOkPSDlr">MediaPost</a>.</p>]]></description>
      <dc:subject><![CDATA[Consumer Research, English (EN): inmobi.com,]]></dc:subject>
      
      <dc:creator><![CDATA[ Shrikant Latkar,  VP of Marketing  ]]></dc:creator>
      
      <dc:date>2013-09-11T17:48:00+00:00</dc:date>
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    <item>
      <title><![CDATA[Get Ready for iOS 7 with InMobi Ad SDK 400!]]></title>
      <link>https://www.inmobi.com/blog/2013/09/10/Get-Ready-for-iOS-7-with-InMobi-Ad-SDK-400/</link>
      <guid>https://www.inmobi.com/blog/2013/09/10/Get-Ready-for-iOS-7-with-InMobi-Ad-SDK-400/</guid>
      <description><![CDATA[<p>We are pleased to announce the release of InMobi Ad SDK 400. Optimized for Apple's new iOS 7 specific guidelines, our SDK comes loaded with new enhancements designed to exceed your expectations. From newer ad units to in-built analytics, this SDK focuses on improving monetization and enhancing your users in-app experience. Ever since Apple released iOS 7 Beta 1 on June 10th 2013, developers and non-developers have been upgrading their devices to the new OS.</p>
<p>Early adopters hopped on the iOS 7 bandwagon and have been using it on their daily devices and the number of users has been growing with every incremental beta release. The result shows in our data as the InMobi ad network has seen a virtual explosion in the number of ad requests originating from iOS 7 devices. &nbsp; &nbsp; &nbsp;</p>
<p>&nbsp;<img alt="iOS 7" src="https://www.inmobi.com/ui/uploads/legacy/ios-blog-img1.jpg" style="text-align: center;" /></p>
<p>Our network has experienced millions of ad requests from the newer OS, with this number jumping almost five times in the last month and a half.</p>
<p style="text-align: justify;">Advertisers on our network have recognized this trend and are already running several thousand campaigns targeting iOS 7 devices. With the iOS 7 Gold Master release round the corner, we expect these numbers to skyrocket.</p>
<p><img alt="iOS 7" src="https://www.inmobi.com/ui/uploads/legacy/ios-blog-img2.jpg" /></p>
<p>Given all the platform and policy changes introduced by Apple in iOS 7, the team at InMobi encourages all developers to update to the new SDK 400 for an uninterrupted monetization and end-user experience with iOS 7.</p>
<p>Thats not all! InMobi Ad SDK 400 elevates your apps monetization and user experience by serving a wide range of ad formats rich-media, flexi-orientation interstitials, videos and a whole lot more...</p>
<p><img alt="iOS 7" src="https://www.inmobi.com/ui/uploads/legacy/ios-blog-img3.jpg" /></p>
<p>We can now feature ads that promise higher end-user engagement while preserving your in-app experience. Even standard banners and interstitial ads will provide a fresh new look for your users. Get exclusive access to a rich gallery of frames and transparent layers to deliver a custom ad experience - with absolutely no code changes to your app. Also, receive engaging video ads from premium global advertisers and watch your eCPMs grow!</p>
<p>Moreover, SDK 400 comes with in-built intelligent analytics capabilities to help you deep-dive into user behavior. You can track in-app behavior such as user engagement, purchase trends, level completions, and more--for insight on what works. Go one step further and target different segments of your user base with the most relevant promotions for your virtual goods or other apps.</p>
<p>So what are you waiting for? Integrate InMobi Ad SDK 400 with your iOS app now! <a href="http://www.inmobi.com/products/sdk/">Click here</a> to download SDK 400 from our download center. If you would like to know more about the changes in iOS 7 and how SDK 400 complements them, attend our <a href="http://www.inmobi.com/web/maximizing-monetization-with-inmobi-ad-sdk400/">webinar</a>.</p>]]></description>
      <dc:subject><![CDATA[Announcements, Products &amp; Tools, English (EN): inmobi.com,]]></dc:subject>
      
      <dc:creator><![CDATA[ Abhishek Khurana,  Product Marketing Manager  ]]></dc:creator>
      
      <dc:date>2013-09-10T17:03:00+00:00</dc:date>
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    <item>
      <title><![CDATA[10 things you need to know about mobile marketing]]></title>
      <link>https://www.inmobi.com/blog/2013/09/02/10-things-you-need-to-know-about-mobile-marketing/</link>
      <guid>https://www.inmobi.com/blog/2013/09/02/10-things-you-need-to-know-about-mobile-marketing/</guid>
      <description><![CDATA[<p>As the mobile juggernaut rolls on, fundamental shifts are taking place in the way consumers use mobile devices (moving from feature phones to smartphones) and consume content (rich media, multi screening). Phalgun Raju, VP and GM for India, Southeast Asia, Taiwan and Hong Kong, InMobi in this <a href="http://mefminute.com/2013/08/29/10-things-you-need-to-know-about-mobile-marketing/">MEF article</a>&nbsp;talks about these changes and the top 10 things that we need to know about mobile marketing.</p>
<ol>
<li>Smartphones shipment will cross 1 billion in 2014</li>
<li>Smartphones will outship feature phones for the first time in 2013</li>
<li>Mobile devices rule media consumption</li>
<li>Mobile traffic is moving fast, ad-spend to mobile is not</li>
<li>Mobile apps have left the mobile web far behind</li>
<li>Multiscreening is on the rise</li>
<li>Rich media drives consumer engagement</li>
<li>Mobile display ads are much more than banner ads</li>
<li>Consumers are comfortable with mobile ads</li>
<li>Mobile ads drive purchase behavior</li>
</ol>
<p>Read the complete article <a href="http://mefminute.com/2013/08/29/10-things-you-need-to-know-about-mobile-marketing/">here</a>.</p>]]></description>
      <dc:subject><![CDATA[Consumer Research, English (EN): inmobi.com,]]></dc:subject>
      
      <dc:creator><![CDATA[ Bikash Chowdhury  ]]></dc:creator>
      
      <dc:date>2013-09-02T09:31:00+00:00</dc:date>
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    <item>
      <title><![CDATA[Gamescom 2013 ]]></title>
      <link>https://www.inmobi.com/blog/2013/08/27/Gamescom-2013/</link>
      <guid>https://www.inmobi.com/blog/2013/08/27/Gamescom-2013/</guid>
      <description><![CDATA[<p>And so gamescom is over and members of the games industry have dispersed across the globe once again. This was InMobi's first foray (as an exhibitor) into this giant of gaming events so now that the dust has settled it's time to re-cap on exactly what makes this gathering of gamers so special. <img alt="" src="http://i1287.photobucket.com/albums/a629/claireowen1/gamescom2_zps512e9196.jpg" /> Each Summer keen representatives from every facet of the gaming sector descend on Germany's fourth largest city. Dominated by the stunning gothic cathedral and the River Rhine, the city is an unlikely backdrop to Europe's largest gaming event. With over 340,000 attendees and 600 exhibitors from 88 countries, this year's event saw a phenomenal 23% leap in attendance numbers compared to 2012. Clearly InMobi's presence at the event provided a major pull (!) but the crowds were <em>also</em> seduced by the opportunity to preview &nbsp;<a href="http://www.engadget.com/2013/08/08/xbox-one-day-one-edition-unboxing/">Microsoft</a>&nbsp;and&nbsp;<a href="http://www.engadget.com/2013/06/12/sony-playstation-4-gaming-roundup-hands-on/">Sony's</a>&nbsp;next generation consoles. <img alt="" src="http://i1287.photobucket.com/albums/a629/claireowen1/gamescom3_zps287d05d3.jpg" /> Blue was most definitely the colour of the day at the InMobi booth, the team sported varying shades of navy, turquoise and every shade in-between whilst modelling the highly-coveted InMobi sporting accessory! <img alt="" src="http://i1287.photobucket.com/albums/a629/claireowen1/gamescom4_zps16c22de5.jpg" /> As first-time exhibitors <em>Team InMobi&nbsp;</em>took the conference by storm experiencing the latest games as well as networking with new and old friends from the gaming community at our Mobile Mingle at the ber-chic Shepheard. <img alt="" src="http://i1287.photobucket.com/albums/a629/claireowen1/GrilsampTom_zpsa920ed32.jpg" /><br />Team InMobi are safely installed back at EMEA HQ now but we're happy to be looking at busy weeks ahead working with many of those we met at Gamescom - developing custom solutions for the distribution and monetization of their games! <img alt="" src="http://i1287.photobucket.com/albums/a629/claireowen1/gamescom1_zps3cbd01dd.jpg" /> To see more pictures take a sneak peak at the <a href="https://www.facebook.com/inmobi">InMobi Facebook</a> page...</p>]]></description>
      <dc:subject><![CDATA[Events, Product and Technology, English (EN): inmobi.com,]]></dc:subject>
      
      <dc:creator><![CDATA[ Claire Owen  ]]></dc:creator>
      
      <dc:date>2013-08-27T17:06:00+00:00</dc:date>
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    <item>
      <title><![CDATA[The Mobile Opportunity for Travel Marketers]]></title>
      <link>https://www.inmobi.com/blog/2013/08/21/The-Mobile-Opportunity-for-Travel-Marketers/</link>
      <guid>https://www.inmobi.com/blog/2013/08/21/The-Mobile-Opportunity-for-Travel-Marketers/</guid>
      <description><![CDATA[<p>Mobile phones have elevated from a means to communicate into the channel of choice for information source. It is known fact that Mobile devices have completely changed the way consumers shop, and search for information. Mobile phones have been impacting every business and travel industry is no exception.</p>
<p>Approximately a million people are flying across the world making travel and tourism one of world's largest industries, and impacting many economies either directly or indirectly. A record one billion people made international trips in 2012, according to data from the World Travel and Tourism Council. Travelers are now equipped with advanced smartphones by which they can access outright information related to booking, location, weather etc. Mobile phones are being used across the travel booking funnel from planning and booking and until the last day of the trip exploring maps, local information and weather information. According to a Nielsen study travel related searches raised the third highest number of follow-up actions per mobile search out of 15 categories. With the wide availability of free WiFi across many airports and in flight WiFi becoming a reality, the brands have tremendous opportunity to reach travelers and keep them entertained.</p>
<h3>THE IMPACT OF MOBILE ON THE TRAVEL INDUSTRY</h3>
<p>According to e-Marketer, US mobile travel sales will more than triple between 2013 and 2017, totaling nearly $50 billion in 2017. Mobile sales will account for almost 30% of digital travel sales. The main driver is tied to mobile penetration and usage trends and will also be due to rise in consumer confidence in making larger purchases over mobile devices. As per the study, 40% of digital travel researchers will plan trips via tablets and smartphones in 2013, and that more than one-quarter of digital travel bookers will buy on their mobile devices. As per eMarketer forecast travel marketers will spend $4.7 billion in 2016 on digital advertising which includes both online and mobile. As per mobile ad platform JiWire's report, 52 percent of travel bookings made in the last quarter were on a mobile device meaning smartphones and tablets have overtaken desktop. According to Airline IT trends survey 2013, more than 50% of airlines offer flight search, tickets, check-in and boarding pass via mobile. By 2016 more than 60% of airlines will plan new mobile services such as flight re-booking, missing bag reporting and bag status updates. By 2016, 83% will offer mobile boarding via airline apps, 62% via 3<sup>rd</sup>party wallets like apple passbook and 41% expect to offer NFC-enabled boarding passes. The ability to plan their itinerary in real time from planning, booking, check-ins, car rentals, hotels and more has had significant impact on the adoption of these smart devices. The mobile channel is growing fast and very clearly people are now past the desktop experience. Mobile is becoming an essential channel in the travel industry and travel brands that do not have a mobile presence have to think about creating one soon and brands which have a strategy need to think about optimizing them and adding new and emerging features.</p>
<h3>MOBILE TRAVELERS MOST LIKELY MALE, YOUNG</h3>
<p>Mobile-connected travelers stand out demographically. Looking at the demographic profile of the smartphone travel user, the comScore study finds that although males make up 52% of the smartphone audience, they account for 62% of the smartphone travel audience. Females, by contrast, make up just 38% of the smartphone travel audience, compared to 48% of the total smartphone audience. 78% of the smartphone travelers were aged 18-44, while they comprised 63% of the total smartphone audience. There was less discrepancy in income levels, with roughly half of each audience earning at least $75,000 annually. Clearly the numbers indicate young males as the most likely mobile travelers. The reason may be due to the fact that they are more tech savvy and are much risk averse in mobile adoption than others.</p>
<h3>WHAT ARE THE OPTIONS FOR TRAVEL BRANDS AND MARKETERS?</h3>
<p>As travelers continue to integrate mobile into their travel itinerary, it is important for marketers and travel companies to understand the customer journey, establish a strong presence on mobile to drive bookings and personalized experience to travelers. Clearly mobile is impacting every step of the travel process, and here are a few options marketers and travel companies should consider</p>
<h3>Mobile Web</h3>
<p>Mobile travelers are known to constantly research trips, tweet and post reviews about their experiences while on the move. Many companies are optimizing the mobile web to provide one stop shop for information for all the travelers. To tap into this trend, Brands need to consider mobile extensions to their digital marketing strategies, have a mobile optimized web site and focus on the distinctions between platforms and form factors. Marketers should plan their content cautiously keeping in mind the restricted amount of space to work with and at the same time have essential information for travelers.</p>
<h3>Mobile Apps</h3>
<p>&nbsp;New age travelers are continuously seeking the convenience mobile apps provide with ever increase in accessibility and affordability of travel. Most of the airlines have launched their own version of the apps to purchase tickets, manage their booking and select their seats. Brands should embrace this trend to create mobile websites and apps to enhance traveler interactions and provide contextual information to travelers. Custom travel mobile apps improves traveler access, offers integrated location based services, provides capability to interact with social networking sites, allow instant updates, and more over helps build brand identity.</p>
<h3>M-commerce</h3>
<p>-<strong> </strong>is also playing an increased role in improving and enhancing the travel experience for travelers. Mobile phones are now used not only to search for information but also to pay for goods and services, coupled with the seamless exchange of information electronically.</p>
<h3>Location based services</h3>
<p>Mobile is all about creating personal relationship with consumers. Location based services provide a compelling opportunity for marketers to offer content that is even more relevant based on their location. Travelers now use mobile to search for places to eat and drink using peer recommendations through review sites and special offers. Although roaming data charges are higher, many airports offer free WiFi within the airports which provides an opportunity for retail brands to use geo targeted mobile ads and time bound offers to drive foot traffic.</p>
<h3>QR codes</h3>
<p>QR codes are becoming highly popular in digital marketing and are bound to be a great source for travel industry. Google has integrated this technology in three airports (Sydney, Melbourne and Brisbane) and travelers can now download movies, music, apps and books direct to their Android device by tapping their device against the screen or scan the QR code using airports free WiFi. Brands can generate customized QR codes for their products or service which when scanned takes the travelers to the desired area of the website or downloads and allows them to engage the travelers while in transit.</p>
<h3>Augmented Realty</h3>
<p>Mobile phones are enriching the visitor experience with contextual information and making it possible to visualize elements of a site architectural or historical past. Copenhagen airport has launched the first 360 degree way finding app which allows passengers to visualize their journey through the airport on a mobile phone. Brands should embrace these available technologies to provide relevant and contextual information and enrich visitor experience.</p>
<h3>Coupons and Discounts&nbsp;</h3>
<p>Coupons and discounts are essential incentives to lure prospective travelers to connect with brands and build loyalty. ROI Research's survey shows that 53% of social network users Liked or followed travel brands because of the coupons and discounts offered. Marketers can tap into this potential by offering seasonal discounts and attract travelers</p>
<h3>MOBILE UNDOUBTEDLY ENRICHES TRAVELERS EXPERIENCES</h3>
<p>Mobile has been an impressive and essential component of the travel experience and there are still many more opportunities to explore. From pre-trip planning to writing reviews on return, mobile has transformed every phase in the travel funnel with vital information and a range of marketing opportunities. Ever growing footprint of mobile devices and social media has allowed travelers to interact with brands providing instant feedback and obtaining real time customer service. Emerging technologies such as augmented realty, rich media applications are driving dynamic and interactive marketing campaigns. Marketers have enormous opportunities and many doors to explore at every phase of the travel funnel to connect and engage travelers, understand their journey and to establish brand awareness and loyalty. There has never been a better time to embrace the power of mobile revolution. So mobilize soon.</p>]]></description>
      <dc:subject><![CDATA[Consumer Research, English (EN): inmobi.com,]]></dc:subject>
      
      <dc:creator><![CDATA[ Shamala DN  ]]></dc:creator>
      
      <dc:date>2013-08-21T14:29:00+00:00</dc:date>
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    <item>
      <title><![CDATA[Introducing the Cube Abstraction for Apache Hive]]></title>
      <link>https://www.inmobi.com/blog/2013/08/19/Introducing-the-Cube-Abstraction-for-Apache-Hive/</link>
      <guid>https://www.inmobi.com/blog/2013/08/19/Introducing-the-Cube-Abstraction-for-Apache-Hive/</guid>
      <description><![CDATA[<p>At InMobi, we have an internal Hadoop based system to support ad-hoc analytics needs of users. This system gives users a unified conceptual interface to the data collected from several sources, without burdening them to know about the schema, location, or the granularity at which data is stored. In the background, this system runs Hadoop jobs which can do map side joins, aggregations, and also have support for custom UDFs.</p><p>Currently the system described above uses a custom query language which allows users to express selections, projection formulae, joins, and aggregations. Given the recent interest in HQL based systems within the Big Data community like Hive (Stinger), Impala, and Shark, we felt it would be worthwhile to move to HQL, so that we could take advantage of community efforts around these systems. Also, since most of these systems can share a common schema through the Hive metastore, it becomes easier to have a single schema of all data in the company. However, in its current state HQL has certain limitations when compared with our system -</p><p>1. Currently the Hive metastore does not provide a way to express relationships between tables.</p><p>2. Users need to remember the schema and queries can become fairly complex if they involve joins or span data across tables.</p><p>3. Users query data at a relational level and not at a conceptual level which is easier for business users to understand.</p><p>To solve these problems, we have proposed the Cube abstraction in Hive. An in progress version of our work has already been proposed to the Hive community [HIVE-4115] With the cube abstraction, data is organized in data-cubes comprising of multiple fact and dimension tables. A cube consists of measures, and dimensions (which link the cube to dimension tables). Cube provides a logical abstraction for data which is Internally stored in multiple physical tables. For example, for fact tables, data can be aggregated at different time intervals and kept in separate tables (my_fact_minutely, my_fact_hourly etc.). Similarly dimension data, which is usually changed through user adjustments, can come in the form of snapshots which are effective as of a particular date. Users submit queries in Cube HQL (a slightly modified HQL), and internally the cube layer will automatically do the following -</p><p>1. Figure out which dimension tables contain data needed to satisfy the query.</p><p>2. Figure out the exact fact tables and their partitions based on the time range in the query. While doing this, it will try to minimize computation needed to complete the queries.</p><p>3. Automatically add aggregate functions to measures, and create the corresponding GROUP BY clause</p><p>4. Automatically resolve joins using the relationships between facts and dimensions</p><p>5. Rewrite the query into HQL and submit it to Hive for processing</p><p>In addition to this, the cube layer has some more goodies like support for hierarchical dimensions and support for multiple storages across multiple Hadoop clusters. At this stage, we have already proposed this feature to the Hive community, and its currently being evaluated in InMobi. We will cover the design, implementation details and an example walk through in a series of blog posts, so stay tuned!</p>
<!--<strong>This blog is written by <a href="https://plus.google.com/u/0/114374425192962577243/posts">Jaideep Dhok</a> and <a href="https://plus.google.com/u/0/110188395615587098425/posts">Amareshwari Sriramadasu</a>.</strong>-->]]></description>
      <dc:subject><![CDATA[Engineering, English (EN): inmobi.com,]]></dc:subject>
      
      <dc:creator><![CDATA[ Amareshwari Sriramadasu,  Senior Architect, InMobi  ]]></dc:creator>
      
      <dc:date>2013-08-19T08:53:00+00:00</dc:date>
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    <item>
      <title><![CDATA[Overcoming Banner Blindness with InMobi Smart Ads]]></title>
      <link>https://www.inmobi.com/blog/2013/08/16/Overcoming-Banner-Blindness-with-InMobi-Smart-Ads/</link>
      <guid>https://www.inmobi.com/blog/2013/08/16/Overcoming-Banner-Blindness-with-InMobi-Smart-Ads/</guid>
      <description><![CDATA[<p>It is no surprise that the banner blindness phenomenon has caught up with mobile advertising forcing Advertisers to rethink how to reach out to consumers in innovative and engaging ways. Rich Media ads have taken the advertising world by storm and analysts have predicted a shift in budgets in their favor.</p>
<p>InMobi Smart Ads take the game to the next level by adapting to triggers based on external feeds to deliver contextually relevant and deeply engaging ads. Smart Ads are pretty slick. They use real-time context when they run and can deliver creatives that adapt to triggers from location, weather, as well as live feeds (movie show-times, sport scores, etc.). On the InMobi Network, Smart Ads have delivered 3x install rates, 10x interaction rates, and 3.2x higher conversions over traditional rich media ads.</p>
<center><img alt="" src="https://www.inmobi.com/ui/uploads/legacy/beskopeimg1.png" /><img alt="" src="https://www.inmobi.com/ui/uploads/legacy/beskopeimg2.png" /></center>
<div>So, what makes InMobi Smart Ads work better? Daniel Kahneman, Nobel Prize winner in Economics, gives us some basis for conjecture in his book &oelig;Thinking Fast and Slow. Kahneman outlines two systems for human action - one fast and one slow. Our fast-thinking filters out relevance/ irrelevance before our slow-thinking system does further evaluation.</div>
<center><img alt="" src="https://www.inmobi.com/ui/uploads/legacy/beskopeimg3.jpg" /></center>
<p>Image Credit: <a href="http://www.nytimes.com/imagepages/2011/11/27/books/review/HOLT-sub.html" title="http://www.nytimes.com/imagepages/2011/11/27/books/review/HOLT-sub.html">http://www.nytimes.com/imagepages/2011/11/27/books/review/HOLT-sub.html</a> I believe that the contextual cues signal our fast-system that the message is more natural, more relevant, more conversational -- and we pass it on to our other slow-system for evaluation. The classic approach is to make a high-impact, emotional appeal to catch the interest of the fast-system. InMobi Smart Ads take a step further by creating a more natural feeling brand-to-customer conversation that accounts for the consumer current context. This improved conversation might better cut through our fast-thinking filter by standing out as more relevant and real. Here are real-world examples that stand up to this hypothesis: <strong>Example: Stock-ticker in Bloomberg iPad campaign </strong>InMobi promoted downloads for the Bloomberg App by integrating with its proprietary stock-ticker.</p>
<center><img alt="" src="https://www.inmobi.com/ui/uploads/legacy/beskopeimg4.png" /></center>
<p>The <a href="http://www.google.com/url?q=http%3A%2F%2Fwww.inmobi.com%2Finmobiblog%2F2013%2F02%2F14%2Fdynamic-feed%2F&amp;sa=D&amp;sntz=1&amp;usg=AFQjCNE-UlnanLuQAtJNYlW4CAEGzxuY8g" title="Bloomberg iPad promotion">Bloomberg iPad promotion</a> resulted in a whopping 37% install rate as compared to an install rate of less than 10% for other rich media campaigns. The stock ticker was customized to show select stocks in real-time, helping cut through the noise to create a more relevant conversation. The stock details displayed were selected based on their importance to active traders, again highlighting the focus on the consumer and enabling a stronger connect with the Brand. <strong>Example: Weather-triggered campaign for one of the world's top 3 retailers&nbsp;</strong>InMobi Creative Services team leveraged temperature variance to trigger promotional messaging for fishing gear, generating 2x engagement rates as compared to traditional rich media campaigns.</p>
<center><img alt="" src="https://www.inmobi.com/ui/uploads/legacy/beskopeimg6.jpg" /></center>
<p>The campaign adapted its message based on the end-user location and weather. Depending on local weather conditions, the weather-triggered creative delivered a message to &oelig;buy fishing gear now or &oelig;stock up for a sunny day. InMobi Smart Ads can deliver creative that adapts to any external trigger. Signals from the mobile device are already being used to deliver ads optimized for viewing on the user current device orientation. Other signals such as those from the device accelerometer could detect that the user is travelling and trigger changes to the creative to bring relevant context. As we explore more innovative applications of contextual triggers, its evident what were seeing with Smart Ads capabilities today is only the tip of the proverbial iceberg.</p>]]></description>
      <dc:subject><![CDATA[English (EN): inmobi.com,]]></dc:subject>
      
      <dc:creator><![CDATA[ Alan Peters  ]]></dc:creator>
      
      <dc:date>2013-08-16T16:00:00+00:00</dc:date>
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    <item>
      <title><![CDATA[Interstitial mobile ads are killing it: 25 times video views, 7 times conversions, 9 times revenue]]></title>
      <link>https://www.inmobi.com/blog/2013/08/09/interstitial-mobile-ads-are-killing-it-25-times-video-views-7-times-convers/</link>
      <guid>https://www.inmobi.com/blog/2013/08/09/interstitial-mobile-ads-are-killing-it-25-times-video-views-7-times-convers/</guid>
      <description><![CDATA[<p>In a continuously evolving world of mobile display advertising, different variations of ad formats now play a critical role in the success of engaging with customers. In order to interact with audiences within an increasingly limited and competitive space on the mobile screen, advertisers need to ensure constant innovation and agility amidst strict constraints to capture a consumer’s attention.</p><p>The full-page interstitial ad is probably one of the most interesting solutions to this problem.</p><p>A full-page ad that appears between content pages, typically on gaming and mobile apps, interstitials are conducive to content “interruptions” between gaming or app levels. Since an interstitial ad unit is typically 10 times larger than the size of a traditional banner ad and also because of how it appears within the flow of regular content, this type of ad is more likely to capture the user’s attention than other formats.</p><p><strong>25X increase in video views, a 7X increase in conversions, 9X increase in eCPMs</strong>Leading brands and app developers from across the world continue to use interstitials on our network and the results have consistently exceeded expectations. Interstitial ads work wonderfully for a number of advertisers, ranging from those focused on hospitality to fast-moving consumer goods (FMCG) and game developers. For instance, a leading hotel chain saw as much as 25x increase in the number of video views when using interstitials. Another leading European casual game developer saw a 7X increase in conversions while promoting their app using a rich media interstitial ad.</p><p>With greater engagement and click-through, eCPMs delivered on developers’ app inventory are also significantly higher. eCPMs jumped by over 9 times when a leading American app developer began monetizing with interstitial ads as against traditional banners with InMobi.</p><p>After analyzing more than 12,000 app-download campaigns run on the InMobi network over the last six months and comparing the conversion performance across traditional banners and interstitials for different types of content, we found interesting results:</p><ul><li>On Android, banner ads delivered the best conversions for lifestyle content (2.02%), while interstitials delivered the best conversion for games (3.04%)</li><li>On iOS, banner ads worked best for classified content (2.7%) while interstitials delivered maximum conversions for social and entertainment apps (2.71% and 2.26%)</li></ul><p>In general, it appears that interstitials are most effective while promoting games, social and entertainment apps.</p><p><strong>Best practices for maximizing app monetization</strong>As with every ad format, developers can benefit from implementing and being cognizant of simple best practices while using interstitials for monetization. Based on our own experience, we make the following recommendations:</p><ul><li><strong>Placement & Frequency:</strong> Interstitial ads should be placed such that there is minimum interruption in the user experience. Ideally, for gaming apps, we recommend placing interstitials after each game level; for non-gaming apps they can be placed after every 2 or 3 pages. The ad can also be placed when the app is just opened, before the user begins interacting with the app’s core content. While it may be tempting to use interstitials more frequently to maximize monetization, we have noticed developers see maximum eCPMs when interstitials are used after every 2-3 minutes. Too many interstitial ads at critical junctures within the game/app will lead to negative user experience.</li><li><strong>Choosing the right kind of interstitials:</strong> There are several types of interstitials, ranging from static interstitials to rich media and video interstitials, and even timed interstitials, which persist for a pre-defined time interval. For apps, which typically have shorter app sessions, static interstitials get the point across immediately and are found to be the most effective in driving engagement. Conversely, for more engaging apps with longer app sessions, video interstitials deliver higher eCPMs. Static interstitials typically are observed to provide CTRs as high as 20% while video-interstitials are found to deliver superior engagement.</li></ul><p>Whether you are an advertiser promoting your product or a mobile publisher looking to enhance monetization via ads, interstitials will surpass your performance expectations. Not only do they offer a powerful way to engage with users, they also give advertisers the flexibility to provide a wide range of interactions on the ad unit that could make it more appealing or drive more conversions.</p><p>By leveraging maximum real estate on the mobile screen, developers can deliver an engaging ad experience to users and significantly boost monetization.</p>]]></description>
      <dc:subject><![CDATA[Consumer Research, Media Consumption &amp; Trends, English (EN): inmobi.com,]]></dc:subject>
      
      <dc:creator><![CDATA[ Piyush Shah,  Chief Product Officer  ]]></dc:creator>
      
      <dc:date>2013-08-09T18:15:00+00:00</dc:date>
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    <item>
      <title><![CDATA[InMobi Showcase app on Google Play Store]]></title>
      <link>https://www.inmobi.com/blog/2013/08/08/InMobi-Showcase-app-on-Google-Play-Store/</link>
      <guid>https://www.inmobi.com/blog/2013/08/08/InMobi-Showcase-app-on-Google-Play-Store/</guid>
      <description><![CDATA[<p>On the heels of our InMobi Showcase app on iOS, we are super excited to announce that the same app is now available on Google Play.</p><p>With mobile advertising still in its early stages of rapid growth, we thought that this is the best way to showcase the most creative and fun ads that are created on our InMobi Studio platform. The app allows you to interact with the ad in the same way an end user would in-app or on a mobile website. See the immersive, innovative and engaging ads our in-house creative services team has created today! We will be enhancing this app by adding more features and updating with new creatives, so stay tuned. Tell us what you think we'd love to hear from you! <a href="https://play.google.com/store/apps/details?id=com.inmobi.showcase">Click here</a> to download InMobi Showcase App.</p>]]></description>
      <dc:subject><![CDATA[Products &amp; Tools, English (EN): inmobi.com,]]></dc:subject>
      
      <dc:creator><![CDATA[ Shrikant Latkar,  VP of Marketing  ]]></dc:creator>
      
      <dc:date>2013-08-09T05:07:00+00:00</dc:date>
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    <item>
      <title><![CDATA[12 Interesting Facts About Tablets You May Not Know]]></title>
      <link>https://www.inmobi.com/blog/2013/08/07/12-Interesting-Facts-About-Tablets-You-May-Not-Know/</link>
      <guid>https://www.inmobi.com/blog/2013/08/07/12-Interesting-Facts-About-Tablets-You-May-Not-Know/</guid>
      <description><![CDATA[<p>In five years, I dont think therell be a reason to have a tablet anymore, said Thorsten Heins, CEO, BlackBerry, much to Google and Apples surprise.</p><p>With all the speculation around the lifespan of the tablet, here are a few interesting facts that show how this device is being used and what it means to its users:</p><ol><li>There are 126 million tablet users in the world which is expected to reach 150 million by the end of 2013.</li><li>Tablet acquisition rises with age with the 25-54-year age group accounting for the maximum number of users.</li><li>Android tablets are on fire! They have already surpassed Apple with a market share of 57%.</li><li>49% of adult tablet users have a college degree and 55% earn more than $75,000 a year.</li><li>Average tablet usage is 14 hours a week, ahead of smartphone and PC usage.</li><li>Smartphone owners who use tablets spend nearly three times more time on apps than those who dont own a tablet.</li><li>69% of users use their tablets more frequently on weekdays than weekends.</li><li>In 2012, an average tablet user spent $359 on buying products online.</li><li>With 46% of tablet users claiming they share their device, tablets are less personal than smartphones, which are shared by 34% of users.</li><li>84% of tablet users indulge in gaming, 78% in searching for information, and 74% in accessing their e-mail.</li><li>9 out of 10 users prefer a Wi-Fi only tablet to a 3G tablet.</li><li>With tablet usage gaining popularity, desktop usage is likely to go down by 75%. By the end of 2013, tablet sales will surpass laptop sales globally.</li></ol><p>The above facts seem to paint a picture of the bright future of tablets and eliminate any need for inferences.</p>]]></description>
      <dc:subject><![CDATA[Media Consumption &amp; Trends, English (EN): inmobi.com,]]></dc:subject>
      
      <dc:creator><![CDATA[ Aksha Kini  ]]></dc:creator>
      
      <dc:date>2013-08-07T09:48:00+00:00</dc:date>
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    <item>
      <title><![CDATA[Launching InMobi Insights: Our thought leadership portal on mobile advertising]]></title>
      <link>https://www.inmobi.com/blog/2013/08/05/Launching-InMobi-Insights-Our-thought-leadership-portal-on-mobile-advertisi/</link>
      <guid>https://www.inmobi.com/blog/2013/08/05/Launching-InMobi-Insights-Our-thought-leadership-portal-on-mobile-advertisi/</guid>
      <description><![CDATA[<p>
	Mobile devices have evolved into 'must have' shopping accessories as consumers are increasingly using the mobile web to research products, comparison shop or make purchases. With consumers increasingly using advanced mobile technologies in every aspect of their lives, all the stakeholders in the mobile advertising ecosystem are scrambling to align their strategies with consumer behavior. Furthermore, marketers are grappling with the explosion of digital channels for consumers to interact with brands. In this scenario, advertisers need to adopt a mobile advertising strategy that engages customers with relevant content at the right time.</p><p>
	In 2013, with mobile advertising going mainstream, creating advertising campaigns that engage consumers and capture their fleeting attention requires insights and this is exactly what InMobi provides through this new solution - <strong><a href="http://www.inmobi.com/hstar/">Insights on Demand</a></strong>, a single portal that provides actionable insights by leveraging the results of our consumer surveys along with data sourced from our global ad network. The portal includes the findings of InMobi Media Consumption Research Study to provide a comprehensive view of evolving media consumption and usage behaviors of over 15,000 mobile Internet users across 14 countries.</p><p>
	With our advertising network spanning 165 countries, InMobi has access to large amounts of data relating to mobile consumer behavior. By leveraging the <strong>InMobi Network Analysis tool</strong>, we run analytics on this data to provide actionable insights to advertisers and help drive their mobile marketing strategy. The results are aggregated by processing big-data from multiple sources to offer a snapshot of the mobile operating system, device and the global mobile advertising landscape.</p><p>
	Based on the findings of ongoing consumer research in several countries, the <strong><a href="http://www.inmobi.com/hstar/">Insights on Demand</a></strong> portal offers the Infographics on Demand to help you create country-specific Infographics and identify emerging mobile marketing trends. With this tool, you can identify valuable opportunities and adopt the most appropriate mobile marketing strategy to drive sales. You can tweak your advertising strategy by providing real-time inputs on trending patterns in mobile consumer behavior across geographies by publishing insights, infographics and whitepapers periodically. We continue to evangelise and share interesting insights on mobile advertising through webinars, articles and newsletters on mobile marketing and advertising trends. <a href="http://www.inmobi.com/hstar/netres/" onclick="_gaq.push(['_trackEvent', 'InMobi InMobiblog', 'Create Infographics', 'Button']);"></a></p>]]></description>
      <dc:subject><![CDATA[Consumer Research, English (EN): inmobi.com,]]></dc:subject>
      
      <dc:creator><![CDATA[ Hemant Kumar  ]]></dc:creator>
      
      <dc:date>2013-08-05T10:34:00+00:00</dc:date>
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      <title><![CDATA[Celebrating one year of driving revenue for the world&#039;s most popular cricket [sports] app]]></title>
      <link>https://www.inmobi.com/blog/2013/07/30/Celebrating-one-year-of-driving-revenue-for-the-worlds-most-popular-cricket/</link>
      <guid>https://www.inmobi.com/blog/2013/07/30/Celebrating-one-year-of-driving-revenue-for-the-worlds-most-popular-cricket/</guid>
      <description><![CDATA[<p><a href="http://m.cricbuzz.com/" target="_blank">Cricbuzz</a>, the world's most popular cricket app, celebrated a year of association with InMobi. 12 months ago, Cricbuzz selected InMobi as their exclusive partner for India, to help monetize their cricket app by the same name. The past 12 months has been a year of milestones - Cricbuzz achieved its first millionth download; the company maintained its leadership position in its space and InMobi scaled Cricbuzz revenue many times over. We celebrated one year of our association on the 18th of July at a restaurant in Bangalore, India. It was a fun evening with Pankaj, Managing Director and Piyush, Director Media Sales at Cricbuzz, with some great food and drinks.</p>
<p><img alt="" src="https://www.inmobi.com/ui/uploads/legacy/Karthik_Dalal_Blog.jpg" /></p>
<p>Pankaj had many words of praise for InMobi, and even called us the go-to partner for the Indian market "InMobi has been a fantastic partner for us, as we have scaled our app over the past 12 months. Right from integration to account management to payments process, it has been a great experience working with them. We look forward to a long association with InMobi". Cricbuzz has very aggressive targets for next 20 months leading into the next world cup where they are looking at a user base of at least a 100 million across their digital properties. Its going to be fun ride for InMobi, as we try and hit those milestones!</p>]]></description>
      <dc:subject><![CDATA[Events, English (EN): inmobi.com,]]></dc:subject>
      
      <dc:creator><![CDATA[ Kartik Dalal  ]]></dc:creator>
      
      <dc:date>2013-07-30T11:38:00+00:00</dc:date>
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    <item>
      <title><![CDATA[MMA CEO Summit 2013]]></title>
      <link>https://www.inmobi.com/blog/2013/07/29/MMA-CEO-Summit-2013/</link>
      <guid>https://www.inmobi.com/blog/2013/07/29/MMA-CEO-Summit-2013/</guid>
      <description><![CDATA[<p>For the last couple of years, the discussions at MMA have revolved around. This year indeed is the year of mobile. This time around it was all about how fast can mobile scale to help brands engage consumers. Last week, we hosted the MMA CEO summit in Park City, Utah. This was the 3rd year in a row, where InMobi was the founding sponsor of this exclusive gathering of brands and agencies executives. It was two days of great content that was shared with all attendees. Discussions revolved from how can agencies leverage their big data store to better engage consumers, to how brands are increasingly pushing the limits on leveraging mobile to interact with customers with apps and mobile web.</p>
<p><img alt="" src="https://www.inmobi.com/ui/uploads/legacy/mobile_ceo_cmo_summit_img1.jpg" /></p>
<p>InMobi Co-Founder Amit Gupta set the tone for Day 1 by talking about how user context is going to be the future of mobile advertising in the near term.</p>
<p><img alt="" src="https://www.inmobi.com/ui/uploads/legacy/mobile_ceo_cmo_summit_img2.jpg" /></p>
<p>John Costella, President Marketing and Innovation Dunkin Brands, Inc. discussed how mobile marketing is solving a critical customer problem for Dunkin Donuts.</p>
<p><img alt="" src="https://www.inmobi.com/ui/uploads/legacy/mobile_ceo_cmo_summit_img3.jpg" /></p>
<p>The most interesting session was perhaps Sephoras Johnna Marcus, Director of Mobile and Digital Store Marketing. It was incredible to understand how sophisticated Sephora is in their marketing tactics and how mobile first is an integral part of its core strategy. Nancy Lublin, CEO of dosomething.org was super inspiring around the topic of how her organization was increasingly leveraging smart phones to interact with teens. InMobi decided to make a donation of 100million impressions to this noble cause.</p>
<p><img alt="" src="https://www.inmobi.com/ui/uploads/legacy/mobile_ceo_cmo_summit_img4.jpg" /></p>
<p>It was a fantastic event overall.</p>]]></description>
      <dc:subject><![CDATA[Events, English (EN): inmobi.com,]]></dc:subject>
      
      <dc:creator><![CDATA[ Shrikant Latkar,  VP of Marketing  ]]></dc:creator>
      
      <dc:date>2013-07-30T05:38:00+00:00</dc:date>
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    <item>
      <title><![CDATA[InMobi Insights - Brand Issue 2013]]></title>
      <link>https://www.inmobi.com/blog/2013/07/29/InMobi-Insights-Brand-Issue-2013/</link>
      <guid>https://www.inmobi.com/blog/2013/07/29/InMobi-Insights-Brand-Issue-2013/</guid>
      <description><![CDATA[<p>We are publishing this issue immediately after the Cannes Lions 2013 event the largest gathering of creative and advertising professionals across the globe. Starting in 2012, Mobile Lions was introduced as a category to recognize the fact that <a href="http://www.inmobi.com">mobile advertising</a> has come of age. This year, marked the rise of mobile web and mobile apps, where creative professionals embraced this new medium to reach and engage the consumer on a far more personal level.</p>
<p>In this issue, we highlight some of the most interesting trends we have observed in the area of mobile advertising over the last six months, along with some of the most engaging campaigns that have ever been executed on our global ad network. As we gear up for the largest quarterly spending event in advertising, and more particularly the largest single quarter for mobile advertising, we hope to inspire you and share some unique ideas that you can execute in Q4.</p>]]></description>
      <dc:subject><![CDATA[Announcements, English (EN): inmobi.com,]]></dc:subject>
      
      <dc:creator><![CDATA[ Shrikant Latkar,  VP of Marketing  ]]></dc:creator>
      
      <dc:date>2013-07-30T05:22:00+00:00</dc:date>
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    <item>
      <title><![CDATA[Mobile Transforming the Face of Beauty &amp; Personal Care Shopping]]></title>
      <link>https://www.inmobi.com/blog/2013/07/29/Mobile-Transforming-the-Face-of-Beauty-Personal-Care-Shopping/</link>
      <guid>https://www.inmobi.com/blog/2013/07/29/Mobile-Transforming-the-Face-of-Beauty-Personal-Care-Shopping/</guid>
      <description><![CDATA[<p>
	Mobile devices are transforming the consumer mobility landscape across the world, and have become more of an always-on personal companion. With the rapid penetration of smartphones, Internet and email, traffic on mobile devices has already started taking over desktops. According to Litmus, mobile email open rates are now 43 percent vs. desktop at 32 percent. This increasing reliance on mobile devices for Internet and social media has also altered the path to purchase.
</p>
<p>
	Mobile devices are influencing consumers buying decisions and how they engage with brands, using mobile social media peer notions and reviews. So what does it mean for the marketers? The rise of the mobile consumers have created a shift in trade as they choose to access information on products through their mobile devices before making a purchase. Because of this trend, it is becoming more important than ever for advertisers to understand complete consumer behavior on mobile Hence, reaching the right consumers at the right time, at the right place, with the right message is the key to a successful campaign.
</p>
<p>
	 In partnership with Decision Fuel, InMobi just concluded a research that covers how mobile usage has altered the consumer path to purchase of personal care products. 4 important things a marketer needs to know/ should understand
</p>
<ul>
	<li>In-depth understanding of consumer behavior when browsing and shopping across multiple channels.</li>
	<li>Changes in the way consumers are engaging with their mobile devices</li>
	<li>Impact of mobile advertising on purchase funnel of personal care products.</li>
	<li>Top mobile activities that would drive trial and purchase of personal care products.</li>
</ul>
<p>
	The study validates that consumers are moving to smartphones and tablets for their shopping related needs. Brand marketers and their agency counterparts need to formulate their mobile strategies accordingly.
</p>
<h3>Mobile has become the primary source of information</h3>
<p>
	According to the survey, almost 30% of users relied exclusively on mobile devices and tablets in their pre-purchase research. 24% of them relied on social networking sites. The results point to an opportunity for brands to intercept personal and beauty shoppers via mobile while they are on the way to making a purchase. The key is to create content that resonates with users in an authentic manner. Mobile is the fastest growing source of information for beauty and grooming with 55% of UK smartphone users being more frequent with mobile usage when compared to last year.
</p>
<h3>Marketing takeaway</h3>
<p>
	Consumers use social media to share their thoughts and talk about products online and offline. Hence, it is important for marketers to take social mobile media seriously and reach out to their communities, and also make it feasible for consumers to reach them through mobile social media. Marketers should leverage social media and develop social mobile campaigns that offer consumers mobile friendly visually attractive content.
</p>
<h3>Path to purchase starts at home</h3>
<p>
	Mobile is always considered as an on-the-go device, which is used when commuting or in store. While thats certainly true, research has shown that mobiles role is also much more than that. People turn to mobile devices throughout the day to find information because of its speed and convenience, with 77% of mobile searches happening at home or at work.
</p>
<h3>Marketing takeaway</h3>
<p>
	It is known that brand loyalty is built at home. Smartphones are always-on for consumers, and more so at home because of its ease of use. Marketers should ensure that their targeted messages are reaching people in every customer context to drive awareness and consideration.
</p>
<h3>Over half of mobile users engage their phones for media activities while shopping</h3>
<p>
	Shoppers have been using their mobile devices while in store to look up product information, reviews, and price comparisons.
</p>
<h3>Marketing takeaway</h3>
<p>
	This consumer behaviour throws a great opportunity for marketers to provide proactive information about in-store items, recommendations, personal preferences, demo videos, inventory, and so on, for shoppers while in store. Marketers can use geo-fencing technology on the consumers mobile devices to serve relevant ads or information for those within the perimeter.
</p>
<h3>Mobile ads have potential to influence web users at all stages of their path to purchase</h3>
<p>
	Mobile ads are perceived to be better than traditional TV and online ads, especially at providing the latest trends and matching products which suit the interests of web users. From awareness, transaction, loyalty, to social advocacy, brands that effectively use mobile throughout the path to purchase can optimize lifetime value. According to the survey, 44% of UK smartphone users have seen personal care/beauty ads via mobile and 17% on tablet, which clearly highlights the fact that they are quiet receptive and comfortable. 93% of respondents admitted they had been introduced to something new via their mobile device, while 78% have said that mobile has influenced their in-store purchases.
</p>
<h3>Marketing takeaway:</h3>
<p>
	Mobile Ads influence the consumers decision process and marketers should engage them across the purchase funnel, mapping their media journey serving rich media ads and easy to use highly interactive content, at the right time.
</p>
<h4>Mobile promotions acting as a big trigger to drive usage</h4>
<p>
	As per the study, over a third of mobile consumers are now receptive to special promotions such as discounts or multi-buy offers on a mobile device, and most of them frequently use these promotions through mobile devices.
</p>
<h3>Marketing takeaway</h3>
<p>
	Special promotions via mobile coupons offer an excellent opportunity for marketers to appeal to mobile consumers on the go, and to drive them to purchase decisions. The value of mobile coupons is more direct and easily redeemable. Embedding QR codes with mobile coupons can drive both in-store and online sales, and they can also be configured for timed expiration to drive immediate sales. Shopping experience is becoming more personalised, efficient, and more enjoyable with mobile. Mobile consumers are essentially informing the marketers what they want, and how they want the information. Retailers should embrace this opportunity, understand the motivations and behaviours, especially in the area of mobile, measure mobile user activity during the path to purchase and provide contextual and engaging experiences, to keep their brands on top and succeed. Mobile has put consumers in the drivers seat, thereby demanding the brands to give them what they need and when they need it. The benefit of this mobile revolution is twofold: Consumers get more information than ever and are using mobile phones to discover and drive purchasing decisions. At the same time, retail brands are able to reach and engage with these consumers with a wide range of mobile utilities such as apps, mobile web, mobile coupons, QR codes, location aware services, and so on.
</p>
<p>Thinking of having strong mobile strategy for your brands in order to truly unleash its potential? InMobi can help you win in todays challenging world by crafting a winning solution</p>]]></description>
      <dc:subject><![CDATA[Consumer Research, Media Consumption &amp; Trends, English (EN): inmobi.com,]]></dc:subject>
      
      <dc:creator><![CDATA[ Shamala DN  ]]></dc:creator>
      
      <dc:date>2013-07-29T18:16:00+00:00</dc:date>
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    <item>
      <title><![CDATA[PinTail - Tail and Pin Event Streams from Apache Hadoop Clusters]]></title>
      <link>https://www.inmobi.com/blog/2013/07/24/PinTail-Tail-and-Pin-Event-Streams-from-Apache-Hadoop-Clusters/</link>
      <guid>https://www.inmobi.com/blog/2013/07/24/PinTail-Tail-and-Pin-Event-Streams-from-Apache-Hadoop-Clusters/</guid>
      <description><![CDATA[<h3>Background/Motivation</h3><p>
	At InMobi Conduit is used extensively to move data in a streaming fashion from applications to grid. The appetite for consuming data is growing within the company as we deliver significant scale (more data aids in creating smarter and richer user experiences). </p><p>Previously most consumers used to leverage Apache Falcon for consuming data with jobs getting triggered at pre-defined times and have capabilities to gate on data arrival at grid at predefined locations. </p><p>Then arose use-cases which require streaming data consumption; specifically at InMobi we had teams like 
	<strong>fraud detection, real time feedback to ad serving</strong> who wanted to consume events as they arrive on GRID at sub-minute level latencies directly into the application without having to worry about the nuances of using Hadoop and <strong>PINTAIL</strong>was born.</p><h3>Features</h3><ul>
	
<li>Streaming view of data for a stream as it arrives, sourcing it from multiple clusters a.k.a <strong>tailing </strong>a stream.</li>	
<li>Checkpoint a stream a.k.a <strong>pinning </strong>a stream</li>	
<li>Partition a stream across multiple consumers within a group for better throughput.</li>	
<li>Custom input formats.</li>	
<li>Decoupled from Conduit. Seamless support for Conduit Streams and any other event stream generated on Hadoop.</li></ul><h3>10000FT view </h3><p>
	Pintail comes packed as a asynchronous java library with an iterator alike interface thereby allowing applications to stream messages from multiple clusters/multiple data centers in parallel.</p><p>
	<img alt="" src="{filedir_8}pintail1.jpg"></p><h3>Stream near Real-Time Events</h3><p>
	Being one of the primary goals, its evident this use-case is supported as a first class citizen. There are certain nuances in supporting this use-case with primary one being, events arriving at Conduit collectors get flushed to HDFS within sub 10 sec latencies and every minute boundary a file gets cut for a stream and is made available for batch consumption at an immutable location. </p><p>A laggard/slow consumer consuming events could get stuck due to reasons unknown to 
	<strong>Pintail</strong> and in the interim the file location from where pintail was streaming real time events gets moved for batch consumption to an immutable location. Pintail in that case will identify the same and jump its head to the batch location to continue streaming events and eventually based on the consumer speed might jump its head back to the near real-time collector location at a later time. </p><p>For low latency event delivery PinTail reads the HDFS files concurrently while the collector is writing them. It keeps track of the last flushed location keeps its head moving till that file is closed and then moves to the newly created one.</p><p>
	<img alt="" src="{filedir_8}pintail2.jpg"></p><p>
	A consumer has a lifecycle 
	<strong>of consume -&gt; </strong><strong>process</strong> for every event or batch of events. Since the process time is application specific its imperative that applications which wait for <em>other events/signals/CPU intensive tasks</em>, might not able to be able stream and process events at the event generation rate. Pintail supports consumers for a single stream wherein all consume mutually exclusive events for. An application with a higher <strong>process</strong> cycle or a stream having high volume can partition the stream across multiple consumers and scale the consumers independently.</p><p>
	<img alt="" src="{filedir_8}pintail3.jpg"></p><h3>Checkpoint a stream</h3><p>
	A stream can be check pointed at regular intervals or prior to graceful shutdown of an application and application can start reading messages again once up from the last checkpoint.</p><h3>Custom Input Format</h3><p>
	There isnt any binding on the input format of the file from where pintail will stream messages. A custom input format like 
	<em>TextInputFormat, KeyValueInputFormat, RCFileInputForma</em>t, etc. can be specified and pintail will accordingly stream messages using the specified Record Reader all with a configuration. It is decoupled from Conduit and can be used as a general purpose-streaming library as long as files are published in minute directories following a pattern [<em>{prefix}/YYYY/MM/DD/HH/MM/</em>], which is standard across the Hadoop eco-system.</p><h3>Usage</h3><p>
	We have been running Pintail in production at InMobi for almost a year now for multiple streams. It has been able to successfully address the existing gap of streaming consumers from Hadoop at InMobi.</p><h3>Acknowledgements</h3><p>
	I would like to thank 
	<em>Amareshwari Sriramdasu</em>and other members of data platform and Adserving teams at InMobi for making this project a success. I would also like to acknowledge Facebook Ptail and Apache Kafka consumer library that served as a source of inspiration while building Pintail especially in the areas of checkpoint and consumer groups.</p><h3>About the Author</h3><p>
	Inder Singh, works as a developer in the Data Platform team at InMobi which takes care of All Things Hadoop @ InMobi.</p>]]></description>
      <dc:subject><![CDATA[Engineering, English (EN): inmobi.com,]]></dc:subject>
      
      <dc:creator><![CDATA[ Inderbir Singh  ]]></dc:creator>
      
      <dc:date>2013-07-24T12:27:00+00:00</dc:date>
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    <item>
      <title><![CDATA[Top 3 Best Practices for Tablet Advertising]]></title>
      <link>https://www.inmobi.com/blog/2013/07/24/Top-3-Best-Practices-for-Tablet-Advertising/</link>
      <guid>https://www.inmobi.com/blog/2013/07/24/Top-3-Best-Practices-for-Tablet-Advertising/</guid>
      <description><![CDATA[<p>
	Large and small advertisers around the globe have begun leveraging the potential of tablet devices. Be it top grossing apps like Candy Crush Saga, or highly popular apps like WeChat, they have all extended their mobile presence to tablet devices and are doing extremely well. So what are these advertisers doing differently that is making them so successful?
</p>
<p>
	The answer is simple - they treat smartphones and tablets differently. Greater screen size, better display, unique usage patterns; all these features are different for tablets and smartphones. Optimal tablet usage generates 3x higher CTRs and conversion rates than smartphones.
</p>
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<p>
	However, as both smartphones and tablets are mobile devices, a common mistake that advertisers make is treating them identically when forming an advertising strategy. Since tablet advertising is still in its infancy, advertisers are oblivious to its do and don'ts.
</p>
<h3>3 Simple and Easy ways for advertisers to effectively capture the user attention on tablets</h3>
<p>
	1) Create ads specifically for your tablet audience: The major advantage tablets have over smartphones is the screen size. With up to 4x more real estate available on tablets, advertisers have the opportunity of showing bigger ads that attract more attention thereby generating more clicks. Reusing the smaller smartphone creative on the much larger tablet not only misses the advantage but also creates a negative impact by ruining the user experience. Here is how a smartphone ad looks on a tablet: 
	<img alt="" src="{filedir_8}tab_adv2.jpg">
</p>
<p>
	The rational thing to do is to create tablet-optimized ads suitable for display on larger screens to achieve 100% space utilization. Shifting from smartphone sizes to tablet-optimized ad sizes has been proven to give a 3x higher ROI. 
	<img alt="" src="{filedir_8}tab_adv3.jpg">
</p>
<p>
	Of the following tablet-optimized ad slot sizes, InMobi recommends using the 728—90 px, 300—250 px, and 468—60 px slot sizes in the app for best results. 
	<img alt="" src="{filedir_8}tab_adv4.jpg">
</p>
<p>
	2) Use ad formats that work best on tablets: High definition ad formats match perfectly with the high-resolution display of tablets, creating a deeply engaging experience for users. Due to the device display quality and powerful processers, the following three Rich Media ad formats work best on tablets:
</p>
<ul>
	<li>HD Banners</li>
	<li>Interstitials</li>
	<li>Video</li>
</ul>
<p>
	<img alt="" src="{filedir_8}tab_adv5.jpg">
</p>
<p>
	A mix of banner and rich media ads can boost performance and increase the scale of the campaign by providing users with multiple options to engage with the ad.
</p>
<p>
	3) Optimal pricing for quality and scale: Tablet users tend to have higher LTV, and are on an average, better spenders as well. Due to this, there is a high demand for tablet advertising, that is, advertisers are bidding more. In turn, ad publishers on these devices are beginning to expect higher eCPMs as well. So, by finding the right price points for these devices, you will be able to cut through the competition and reach users interested in your ad.
</p>
<p>
	The pricing varies according to device, region, and other targeting parameters, and you should work with your ad network to arrive at the best cost. But typically, it has been observed that pricing this inventory at 1.5  2x more than smartphones helps find the right scale of quality users. <img alt="" src="{filedir_8}tab_adv6.jpg">
</p>
<p>
	That said, the most obvious and impactful strategy would be to ensure that your app itself is tablet optimized. Once your app works well on tablets, you could work with your ad network in trying out various combinations and best practices to fully leverage the potential of these amazing devices.
</p>]]></description>
      <dc:subject><![CDATA[Media Consumption &amp; Trends, English (EN): inmobi.com,]]></dc:subject>
      
      <dc:creator><![CDATA[ Aksha Kini  ]]></dc:creator>
      
      <dc:date>2013-07-24T10:39:00+00:00</dc:date>
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    <item>
      <title><![CDATA[InMobi showcase app lands in the Apple App Store]]></title>
      <link>https://www.inmobi.com/blog/2013/07/19/InMobi-showcase-app-lands-in-the-Apple-App-Store/</link>
      <guid>https://www.inmobi.com/blog/2013/07/19/InMobi-showcase-app-lands-in-the-Apple-App-Store/</guid>
      <description><![CDATA[<p>After developing our very own app to share with you our mobile ad creatives, we are pleased to announce that our new InMobi Showcase App is now available in the Apple App Store!</p><p>With mobile advertising still in its early stages of rapid growth, we thought that this is the best way to showcase the most creative and fun ads that are created on our InMobi Studio platform. <a href="https://itunes.apple.com/us/app/inmobi/id551926724?mt=8"><img alt="" src="https://www.inmobi.com/ui/uploads/legacy/turf-img.png"></a></p><p><a href="https://itunes.apple.com/us/app/inmobi/id551926724?mt=8"></a> The app allows you to interact with the ad in the same way an end user would in-app or on a mobile website. See the immersive, innovative and engaging ads our in-house creative services team has created today! We will be enhancing this app by adding more features and updating with new creatives, so stay tuned. Tell us what you think - we'd love to hear from you! <a href="https://itunes.apple.com/us/app/inmobi/id551926724?mt=8">Click here</a> to view InMobi Showcase App.</p>]]></description>
      <dc:subject><![CDATA[Announcements, English (EN): inmobi.com,]]></dc:subject>
      
      <dc:creator><![CDATA[ Shrikant Latkar,  VP of Marketing  ]]></dc:creator>
      
      <dc:date>2013-07-19T11:24:00+00:00</dc:date>
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    <item>
      <title><![CDATA[Are We Moving More Quickly or Slowly than we did in 1999?]]></title>
      <link>https://www.inmobi.com/blog/2013/07/18/Are-We-Moving-More-Quickly-or-Slowly-than-we-did-in-1999/</link>
      <guid>https://www.inmobi.com/blog/2013/07/18/Are-We-Moving-More-Quickly-or-Slowly-than-we-did-in-1999/</guid>
      <description><![CDATA[<p>I had the great fortune of attending Cannes Lions creative festival this year. While I was there, I spoke at Jim Stengel CMO Accelerator program to a group of very bright senior marketers from top brands around the world including Mastercard, Mondelez, Barclays among many others.</p><p>Generally, there was quite a bit of angst being expressed around the gap between time spent and dollars spent in mobile. With 26% of total consumer media time being spent on mobile, why (if you look at 2012) did marketers spend less than 2% of their total budgets on mobile advertising? One of the senior marketers at the CMO Accelerator Program keenly pointed out that if consumers aren't buying your product that you shouldn't be mad at the consumer. </p><p>I thought this was a very sage remark. Being at InMobi, I really believe in this point. InMobi has spent the past five years building mobile advertising technologies so that marketers have the tools they need to execute great advertising. How does the mobile revolution compare to the first internet revolution? Is the media industry moving more slowly or quickly compared to the first time around? </p><p>Internet advertising after four years - 1996 through 1999 - represented 1.5% of total global advertising spend. After four years, mobile advertising - 2009 through 2012 - represented 1.8% of total global advertising spend (and in the US 2.4%), and in terms of dollars that represents almost twice the total number of dollars. Buyers and sellers were able to deliver 9 billion dollars of advertising in mobile in 2012 after only four years and relative to the first digital revolution that is pretty impressive.</p><p><img alt="" src="{filedir_8}quickly-graph.png"></p><p>We are moving dollars a bit more quickly into mobile advertising than we did into internet advertising. We have generally been able to do that by moving more money globally into mobile due to higher mobile penetration abroad than desktop penetration, and more search dollars into mobile (in part because of Google's control on search). </p><p>Search represents a much higher percent of total mobile advertising than it represented of total internet advertising in 1999. Taking into account those factors, we appear to be moving display advertising dollars into mobile a bit more slowly than we did for desktops especially in the more advanced desktop first media markets like the US. But (as a <a href="http://www.inmobi.com/inmobiblog/2013/07/17/in-the-beginning-the-internet-sucked-and-smartphones-never-sucked/">previous blog</a> of mine highlighted), consumers are adopting mobile technologies at a much faster rate than they adopted the internet. </p><p>If you take into account the pace of consumer adoption (which is astronomically faster), we are certainly moving money much more slowly into mobile than we did desktop on a relative basis. One big difference is that as an industry we are smarter and the money moving is smarter money (and the industry is likely to continue its 100%+ year over year growth rates rather than suffer a dot com-like bust). If that happens within the next few years, the investment in mobile will surpass the percent investment in desktop and I predict that this will happen. </p><p>But overall we do need to figure out what is preventing marketers from taking more advantage of mobile because we certainly don't want to "outsmart" ourselves and miss the opportunity. Do we all truly (in our gut) understand how much more quickly consumers have adopted mobile than the internet? This revolution is so much bigger and faster moving. I hope as an industry that we haven't become too cynical and, as a result, outsmart ourselves from the opportunity that mobile and consumers love of mobile presents us.</p>]]></description>
      <dc:subject><![CDATA[Media Consumption &amp; Trends, English (EN): inmobi.com,]]></dc:subject>
      
      <dc:creator><![CDATA[ Anne Frisbie  ]]></dc:creator>
      
      <dc:date>2013-07-18T12:30:00+00:00</dc:date>
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    <item>
      <title><![CDATA[In the beginning the internet sucked, and smartphones never sucked]]></title>
      <link>https://www.inmobi.com/blog/2013/07/17/In-the-beginning-the-internet-sucked-and-smartphones-never-sucked/</link>
      <guid>https://www.inmobi.com/blog/2013/07/17/In-the-beginning-the-internet-sucked-and-smartphones-never-sucked/</guid>
      <description><![CDATA[<p>At <strong>Cannes Lions </strong>this year, senior agency folks were asked what they love about mobile, and what struck me about their answers was that many of them in different ways said that what most impressed them about mobile (especially smartphones) is that it was the first emerging technology that they had experienced in their lives that actually worked when launched.</p><p>That got me thinking. Do folks remember how much the internet sucked in the beginning? In 1996, when I started in digital media and sold my first display banner to IBM, the internet sucked. I loved it, anyway, of course. My love for the internet got me to quit my job at Goldman Sachs and start an internet company. But overall we loved the internet in the 1990s because it blew our minds about what was possible. </p><p>We saw the potential, and many of us weren't that cynical about the reality. In 1996, I would load up five web browsers at my office, and then I would head out for dinner so that I didn't sit around for an hour while the images downloaded. When I returned after dinner, half the images still hadn't loaded. The internet in 1996 - unlike mobile in mid- 2008 when the first iPhone was released - kinda sucked. I would be remiss in writing this article without giving thanks to Apple and Google for giving us emerging technology that works. </p><p>My thanks is not really needed since consumers have given their thanks by buying billions of smartphones & adopting mobile. Let's look at four years after the start of the internet and the smartphone. In 1999 (four years after the start of the internet), 44% of US adults had access to the internet (and this wasn't even broadband at the time i.e. it was really the feature phone version of the internet). In 2012, four years after the first iPhone, 61% of US adults have smartphones and over 90% have cellphones.</p><p> Globally the story is even more insane with only 4% global internet penetration in 1999 whereas in 2012 over 80% of the world has mobile internet access and 25% of that is via smartphones. Mobile is being adopted by consumers astronomically faster. So mobile doesn't suck, and consumers are adopting it astronomically faster. My next blog will look at how we in the media industry are doing in adopting mobile compared to our adoption of online at the turn of the century.</p>]]></description>
      <dc:subject><![CDATA[Media Consumption &amp; Trends, English (EN): inmobi.com,]]></dc:subject>
      
      <dc:creator><![CDATA[ Anne Frisbie  ]]></dc:creator>
      
      <dc:date>2013-07-17T11:01:00+00:00</dc:date>
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    <item>
      <title><![CDATA[An Undiscovered Opportunity - Premium Android Tablets]]></title>
      <link>https://www.inmobi.com/blog/2013/07/10/An-Undiscovered-Opportunity-Premium-Android-Tablets/</link>
      <guid>https://www.inmobi.com/blog/2013/07/10/An-Undiscovered-Opportunity-Premium-Android-Tablets/</guid>
      <description><![CDATA[<p>Despite the fact that Microsoft introduced tablets to the world, Apple popularized them with the iPad. But, the tablet revolution that Apple started in 2010, is only just beginning. The new Android tablets are posing a threat to Apple's monopoly, possibly starting a revolution of their own. In less than three years of their launch, Android Tablets have overtaken the market leader, Apple, with a share of 56.5% of the overall tablet market, leaving the iPad with just a 36.5% share. <img alt="" src="{filedir_8}undiscovered1.jpg"></p><p>Among these Android tablets, a subset called <strong><em>Android Premium </em></strong>has the highest possible potential and holds the key to success. The exponential growth of these devices has opened a new monetization opportunity for advertisers and publishers alike. At InMobi, we have recognized this as the Premium Android Tablet Opportunity, which we believe can unlock significant revenue potential if included in your app marketing strategy.</p><h4>So, what are Premium Android Tablets?</h4><p>These are the highest quality Android-based tablets currently available in the market. Affordable, and yet high on quality, these new age tablets are becoming more common among consumers. The two main characteristics that define a Premium Android tablet are:1.</p><h4>1. High Definition Display and Powerful Processors:</h4><p>With Googles Nexus 10 offering the worlds best tablet display, the Premium Android tablet fraternity packs amazing display capabilities with ultra-powerful processors into a screen that offers enormous real estate.</p><h4>2. Android 4.0+:</h4><p>True interactivity is about encouraging communication, and these Premium Android Tablets - running on Android 4.0+ and higher - deliver that and more. The tablet optimized interface offered by Android versions allows users to engage deeply with these devices and provides a high-end gaming and entertainment experience like never before.</p><h4>Figure 2 shows the Premium Android tablet devices that InMobi plans to target:</h4><p><strong> </strong> <img alt="" src="{filedir_8}undiscovered2.jpg"></p><h4>Why is this the right time to double down on Premium Android Tablets?</h4><h4>1. Exploding inventory:</h4><p>Premium Android tablets accounted for 40% of the overall Android tablet shipments in Q1 13. This represents one of the fastest growing segments on the InMobi network - commanding more than 50% of all tablet traffic globally. With more than 1 billion ad requests per month on Premium Android tablets alone, these tablets can help acquire quality users at scale. <img alt="" src="{filedir_8}undiscovered3.jpg"></p><h4>2. Higher revenue generation:</h4><p>The world of apps is expanding and Google Play is making it accessible to its users. Premium Android Tablets and the Play Store growth revolution go hand in hand. These tablets were a key component of the 700% upward clip in Play Store revenues during 2012. Nearly 40% of the Google Play growth was just from Android Premium devices.</p><h4>3. Users more inclined towards making a purchase:</h4><p>With Google Play subscriptions enabling quick and easy purchases, there is a rapid shift of users towards in-app payments. Users of these devices are inclined to spend as indicated by a 50% higher frequency of in-app transactions, thus maximizing an advertisers ROI. So now you know the secret to maximizing your ROI on Android tablets. This small subset of Android devices makes it worthwhile for developers to invest in an ad network to acquire quality users and build applications for Android tablets. *<em><a href="http://www.macrumors.com/2013/03/12/idc-predicts-android-tablet-shipments-will-overtake-ipad-shipments-in-2013/">http://www.macrumors.com/2013/03/12/idc-predicts-android-tablet-shipments-will-overtake-ipad-shipments-in-2013/</a> ** <a href="http://www.tech-thoughts.net/2013/02/android-tablets-overtake-ipad-market-share.html#.UduKaz6sgXw">http://www.tech-thoughts.net/2013/02/android-tablets-overtake-ipad-market-share.html - .UduKaz6sgXw</a></em></p>]]></description>
      <dc:subject><![CDATA[Media Consumption &amp; Trends, English (EN): inmobi.com,]]></dc:subject>
      
      <dc:creator><![CDATA[ Aksha Kini  ]]></dc:creator>
      
      <dc:date>2013-07-10T08:34:00+00:00</dc:date>
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    <item>
      <title><![CDATA[InMobi welcomes iOS 7 to the mobile advertising ecosystem with over 1 million requests a day]]></title>
      <link>https://www.inmobi.com/blog/2013/07/05/InMobi-welcomes-iOS-7-to-the-mobile-advertising-ecosystem-with-over-1-milli/</link>
      <guid>https://www.inmobi.com/blog/2013/07/05/InMobi-welcomes-iOS-7-to-the-mobile-advertising-ecosystem-with-over-1-milli/</guid>
      <description><![CDATA[<p>The world of mobile technology is a tightly linked ecosystem. Strategic decisions of every player have a massive impact on the direction of the industry and affect every other company therein. It is no wonder then that announcements of new products are followed with such hawk eyed vigilance. We strongly believe that the sign of a truly agile company is the ability to accept and comply with each new industry development quickly without disrupting its processes and strive to build such a scalable and stable mobile advertising platform for our customers.        Apple announced the beta launch of the new iOS 7 operating system less than a month ago at the WWDC. Within a week, iOS 7 was available as an option for targeting on the InMobi advertiser portal, giving our advertisers access to this very niche segment of early adopters and serious developers. Thousands of campaigns are already active on the InMobi network targeting iOS 7 devices, and we have been seeing more than a million ad requests a day, growing by 25% over the last two weeks, and are confident that this is only going to increase as iOS 7 powered tablets get added to the mix.</p>]]></description>
      <dc:subject><![CDATA[Announcements, English (EN): inmobi.com,]]></dc:subject>
      
      <dc:creator><![CDATA[ Tanvi Kapoor,  Director - Product Marketing  ]]></dc:creator>
      
      <dc:date>2013-07-05T10:37:00+00:00</dc:date>
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    <item>
      <title><![CDATA[From Smartphones to Tablets – The Changing Landscape]]></title>
      <link>https://www.inmobi.com/blog/2013/07/03/From-Smartphones-to-Tablets-The-Changing-Landscape/</link>
      <guid>https://www.inmobi.com/blog/2013/07/03/From-Smartphones-to-Tablets-The-Changing-Landscape/</guid>
      <description><![CDATA[<p><em>There's a battle outside And it is ragin' It'll soon shake your windows And rattle your walls For the times they are a-changin.  </em></p><p>Bob Dylan, Times are a-changin Its the era of mobile advertising- and its evolving. The battle amongst processing power and mobility has been raging since long now, with PCs and smartphones satisfying one side of the equation only. Then came tablets and spelled the end of the reign of compromise. Heavy content compatible and still truly mobile, tablets revolutionized the way users interact with data. Providing a rich, engaging experience on-the-go, tablets have garnered a significant amount of share in the daily diet of media consumption, becoming the golden goose for advertisers and publishers alike. Although mobile, tablets are NOT smartphones. They differ enormously in the way consumers use them - from experience to expectation. Advertisers need to shift tactics to make the best of the opportunities that are unique to tablets. The following differences aim at helping advertisers plan specifically for tablets:</p><h4>1) Screen Size and Display Capabilities:</h4><p>The key feature that separates smartphones and tablets is screen size. On an average, tablets offer upto 4X more real estate than smartphones and this meaty proposition takes advertising to a different level altogether. Also, tablets are incorporated with much faster processors and high resolution display capabilities. All these forces combine to deliver a RICH ad experience that not only engages users on a physical level, but also on an emotional level, to kindle a relationship between the user and the brand.</p><p><img alt="" src="{filedir_8}titanic.png"></p><p><em>Figure 1: Smartphone and tablet ad creative and size comparison.</em></p><h4>Outcome:</h4><p>With users more open to consuming media on tablets, tablets outperform smartphones in terms of ad performance.</p><p><img alt="" src="{filedir_8}CTR.png"></p><p><em>Figure 2: CTR and Conversion Rate comparison for smartphones and tablets.(1)</em></p><h4>Advertisers advantage:</h4><p>More real estate and better display can be leveraged to serve a mix of HD Banner and Rich Media ads optimized for tablet sizes to provide users with multiple options to engage with the ad that not only generates more clicks, but builds an image that ensures high quality and great user experience.</p><h4>2) User Profile:</h4><p>One compelling insight to notice is that tablet users are, on an average, more affluent than smartphone users. Research has shown that 41% of tablet users earn more than $55K p.a. as compared to only 28% of phone users. With ample disposable incomes, these users tend to have an appetite for paid content and are more likely to spend on in-app purchases.</p><h4>Outcome:</h4><p>Tablet users are 54% more likely to make a purchase after seeing an ad. Also, tablet downloads generate 2.5X-3X more download revenue than smartphones.</p><p><img alt="" src="{filedir_8}tablet_users.png"></p><p><em>Figure 3: Post click actions of tablet users.(2)</em></p><h4>Advertisers advantage:</h4><p>126 million users worldwide and counting, the exploding tablet user base of high quality and affluent users provides an opportunity to acquire quality users at scale for maximum ROI.</p><h4>3) Usage Patterns:</h4><p>A difference in device capabilities and user profile gives rise to behavior patterns which are unique to tablet users.</p><h4>Lean back consumption:</h4><p>As mentioned earlier, tablets have become the most preferred device for media consumption. A bulk of this consumption is laid back, high engagement consumption such as gaming and entertainment in places high on comfort such as the couch.</p><p><img alt="" src="{filedir_8}comparision.png"></p><p><em>Figure 4: Consumption comparison for Smartphones, Tablets and PCs.</em></p><p><img alt="" src="{filedir_8}time-per.png"></p><p><em>Figure 5: Percentage of total time spent on gaming and entertainment on tablets and Smartphones.(3)</em></p><p><img alt="" src="{filedir_8}total-comp.png"></p><p><em>Figure 6: Total time spent on tablets, Smartphones and PCs in a day.(4)</em></p><h4>Time of use:</h4><p>Tablet usage is leading to new shopping occasions in the evening hours facilitating additional opportunity to influence purchase patterns.</p><h4>Multiscreening:</h4><p>Most of consumers media time today is spent in front of a screen computer, smartphone, tablet and TV. The term â€˜multiscreen explains the phenomenon of simultaneous usage of two or more screens by a user. This can be of much advantage to advertisers since multiscreen usage enables the integration of marketing efforts across seemingly disparate media to build a deeper relationship with customers. 85% of tablet users engage in multiscreen usage and are already being termed as the preferred second screens to TV than smartphones.</p><h4>Outcome:</h4><p>The unique user behavior by place of use and time of day is leading to unique customer purchase patterns across various verticals.</p><p><a href="http://www.inmobi.com/inmobiblog/files/2013/07/time-wise.png"><img alt="time-wise" src="{filedir_8}time-wise.png"></a></p><p> <em>Figure 7: Tablet Usage by time of day</em></p><h4>Advertisers advantage:</h4><p>The unique customer purchase patterns facilitate more precise targeting for best ROI at scale. While still in its infancy, these magical devices have made a stronghold in the world of technology. With the technological paradigm slowly shifting towards tablets, tablet penetration will continue to grow, providing users with an even more realistic and engaging user experience. The time to team up with these devices to deliver an advertising experience like never before is here. <em>(1) http://adfonic.com/wp-content/uploads/2012/03/Adfonic-AdSnap-Tablets.pdf .</em> <em> (2),(3),(4),(5) http://onlinepubs.ehclients.com/images/pdf/MMF-OPA_--_Portrait_of_Tablet_User-Wave_2_--_Jun12_(Public).pdf</em></p>]]></description>
      <dc:subject><![CDATA[Media Consumption &amp; Trends, English (EN): inmobi.com,]]></dc:subject>
      
      <dc:creator><![CDATA[ Aksha Kini  ]]></dc:creator>
      
      <dc:date>2013-07-04T06:57:00+00:00</dc:date>
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    <item>
      <title><![CDATA[Introducing &quot;Falcon&quot; - Big data management platform]]></title>
      <link>https://www.inmobi.com/blog/2013/07/03/Introducing-Falcon-Big-data-management-platform/</link>
      <guid>https://www.inmobi.com/blog/2013/07/03/Introducing-Falcon-Big-data-management-platform/</guid>
      <description><![CDATA[<p>InMobi has been using big-data technologies (Apache Hadoop and its family) for well over 2.5 years for storing and analyzing large volumes of serving events / machine generated logs. InMobi receives in excess of 10 billion events (ad-serving and related) each day through multiple sources/streams originating from over ten geographically distributed data centers. <strong>Background</strong> As we have come to realize, just using the right serialization / storage format or processing technology is not adequate in managing complex big-data processing environment such as ours. Issues discussed below are common across most of our processing pipelines or data management functions and it was required to take a platform approach towards solving for these.</p><ul><li>In a geographically distributed setup, assuming WAN networks to be highly available is neither practical nor cost-effective. In such an environment, the flow of data across data centers might be stalled or delayed. This might come in the way of making critical feedback generation / learning processes or business intelligence reporting data available on time.</li><li>There might be different types of data processing requirements. The ones where the timeliness of the pipelines is more critical than the correctness (ex. Feedback pipelines), while in case of others correctness and completeness are more important (BI / Reporting). Particularly for the second class of applications, if the input data were to change due to delays, it should automatically reprocess them. Now this needs to automatically happen for all downstream consumers of the input data whether direct or indirect.</li><li>As summarized data is being generated through various processing technologies such as Apache Pig/Apache Hive/streaming/map-reduce etc, the same needs to be replicated onto other data center(s) for disaster recovery (DR) and business continuity purposes on a continuous basis.</li><li>Be it for a operability requirement to nail down potential SLA breach due to an upstream issue or identifying impact of a schema change of a particular event stream, lineage of one data set with another can be very handy. This will let production engineering team holistically assess and react to issues.</li><li>As new data constantly flows into the hadoop cluster, it is important to archive data onto a low cost storage to comply with legal requirements, while purging them from the cluster. It is important to consider the overall retention period of a particular data stream/summary while archiving the data, replicating the data for DR.</li><li>While it is simpler to ship all events being recorded across various data centers to one central location for processing, it might actually be both cheaper and faster to process them locally and ship minimal summaries to a central location. This would mean that the processing has to repeated in each of the locations. It would be much simpler if it is possible to declare this intent and have this distributed processing with a global roll-up orchestrated automatically.</li></ul><p><strong>Introducing Apache Falcon (formerly known as Ivory)</strong> To start with, we had a single central data center where all the processing happened and we're looking to explore cheaper and more effective ways of processing this data. We used a simple in-house scheduler to manage job flows in our environment then. We realized that to be able to process data in a decentralized fashion, we need to have the complexity pushed into a platform and allow the engineers to focus on the processing / business logic. Besides data processing needs, all other data management functions also became de-centralized or repeated in such a setup. So we invested time to build a data center location aware processing and data management platform, Apache Falcon. Apache Falcon platform allows users to simply define infrastructure endpoints (Hadoop cluster, HBase, HCatalog, Database etc), logical tables/feed/datasets Â­(location, permissions, source, retention limits, replication targets etc) and processing rules (inputs, outputs, schedule, business logic etc) as configurations. These configuration are expressed in such a way that the dependencies between these configured entities are explicitly described. This information about interÂ­dependencies between various entities allow Falcon to orchestrate and manage various data lifecycle management functions.</p><p><img alt="" src="/ee{filedir_8}falcon-img1.jpg"></p><p>At the core of Falcon is the dependency graph between various participating entities and the entity definitions themselves. Falcon stores these entity definition and the relationship in a configuration store. Upon user scheduling a process or a data-set (replication, archival, retention tasks etc) in Falcon, the system, uses the stored configuration details to construct a workflow definition and schedule on the underlying workflow scheduler (Apache Oozie). However Falcon system, injects within the actual workflow a task / node to notify itself when the workflow itself is successful or failed. This control message is then used by Falcon to take further actions such as retries on failures, handling changes in inputs etc.</p><p><img alt="" src="/ee{filedir_8}falcon-img2.jpg"></p><p>In its current form Apache Falcon uses Apache Oozie for orchestrating â€œuserâ€ workflows, while pre-defined workflow templates are used for replication, retention and other data management actions. The choice of Apache Oozie was mainly driven by the daily availability feature that Oozie comes with. Apache Falcon provides notification regarding availability of each dataset produced through it or removed through it (be it through replication across clusters, generation of new data through a process/pipeline or retention). Falcon is integrated with standard JMS based notification for data availability. Users of the Falcon system can subscribe to these notification events for any downstream processing once data becomes available. In a colo aware mode, Falcon bundles with it a component called Prism, which simply is a proxy over the individual Falcon instances in each of the data centers. This allows operators and engineers to access Falcon globally from a single location and not look at it as a distributed and decentralized installation. This helps significantly in reducing the operability overheads in managing decentralized processing.</p><p><img alt="" src="/ee{filedir_8}falcon-img3.jpg"></p><p>Apache Falcon has been deployed in production within InMobi for nearly a year and is being widely used for various processing pipelines and data management functions, including SLA critical feedback pipelines, correctness-critical revenue pipelines besides reporting and other applications. We will cover details about some of these applications in a subsequent blog. <em>This <a href="http://falcon.incubator.apache.org/" target="_blank">project</a> is now incubated through Apache Incubator.</em></p>]]></description>
      <dc:subject><![CDATA[Engineering, English (EN): inmobi.com,]]></dc:subject>
      
      <dc:creator><![CDATA[ Srikanth Sundarrajan  ]]></dc:creator>
      
      <dc:date>2013-07-03T07:35:00+00:00</dc:date>
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    <item>
      <title><![CDATA[InMobi launches exclusive beta program for Developers]]></title>
      <link>https://www.inmobi.com/blog/2013/07/01/InMobi-launches-exclusive-beta-program-for-Developers/</link>
      <guid>https://www.inmobi.com/blog/2013/07/01/InMobi-launches-exclusive-beta-program-for-Developers/</guid>
      <description><![CDATA[<p>We at InMobi are working constantly on our products to make them better and easier to use for our developers. In our pursuit to provide the best solutions for the developer community, we are pleased to launch the private beta of our new <strong>user behavior driven monetization and acquisition platform</strong>! This platform leverages our global reach and big data expertise to bring data driven marketing expertise in your hands. From audience intelligence to smart monetization strategies, this will be a comprehensive solution suite for all your needs at different stages of the app lifecycle. If this resonates with what you have been thinking lately, <a href="https://www.inmobi.com/user/login.html?productId=1">participate</a>&nbsp;in our beta program today! In addition, after listening to your feedback, we have made some great enhancements to the InMobi portal, which we are sure, will improve your experience. Improvements include:</p>
<h4>Easier property management</h4>
<p>If you have tons of properties, managing all your apps and sites just became simpler with the new&nbsp;<strong>My Properties</strong>&nbsp;tab</p>
<p><img alt="" src="https://www.inmobi.com/ui/uploads/legacy/beta_prog_img1.png" /></p>
<div></div>
<h4>Revamped dashboard</h4>
<p><strong></strong>We have updated the design of the <strong>Publisher</strong> dashboard to match our fantastic new design. You can now track monetization metrics easily through this detailed dashboard</p>
<p><img alt="" src="https://www.inmobi.com/ui/uploads/legacy/beta_prog_img2.png" /></p>
<p><span style="font-size: 10px;">Check out our comprehensive </span><a href="http://www.inmobi.com/support" style="font-size: 10px;">user guides</a><span style="font-size: 10px;"> for more details and keep an eye out for more enhancements to the dashboard, coming soon! As always, you can contact us at developer@inmobi.com for any suggestions or features youd like to see us add in the future.</span></p>]]></description>
      <dc:subject><![CDATA[In-App Monetization, English (EN): inmobi.com,]]></dc:subject>
      
      <dc:creator><![CDATA[ Tanvi Kapoor,  Director - Product Marketing  ]]></dc:creator>
      
      <dc:date>2013-07-01T11:18:00+00:00</dc:date>
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      <title><![CDATA[Garbage collection ergonomics in the JVM]]></title>
      <link>https://www.inmobi.com/blog/2013/06/18/Garbage-collection-ergonomics-in-the-JVM/</link>
      <guid>https://www.inmobi.com/blog/2013/06/18/Garbage-collection-ergonomics-in-the-JVM/</guid>
      <description><![CDATA[<p>Tuning the garbage collector settings is a favourite pastime of many site reliability engineering teams as sub-optimal settings result in awkward response time behaviours. The first rule of trying to tune anything is to try and understand the existing behaviour of systems before tinkering around with it. Trying to be data driven when it comes to performance tuning also requires us to demonstrate correlation between the dependent variable (some perf related metric) and an independent variable (the value that we are trying to tinker). We shall now look the example from one of systems to uncover the complexities of undertaking such an activity. The system in consideration here is the core adserving component of InMobis business. The application in question is a standard java webapp running on dedicated bare metal serves. We prefer this hardware setup to ensure that host level resource contention is minimal to have great control over the server response times. The details of the JVM and its associated settings are made available here on the specific host whose metrics is being discussed in the remainder of this post.</p>
<pre>~ $ java -version  java version "1.6.0_26"  Java(TM) SE Runtime Environment (build 1.6.0_26-b03)  Java HotSpot(TM) 64-Bit Server VM (build 20.1-b02, mixed mode)  JAVA_OPTS="-Djava.awt.headless=true -Xmx9216M  -XX:-OmitStackTraceInFastThrow -XX:CMSInitiatingOccupancyFraction=70  -XX:+UseCMSInitiatingOccupancyOnly -XX:+UseConcMarkSweepGC  -XX:NewRatio=4 -XX:SurvivorRatio=5"</pre><p>Years of experience coupled with fundamental understanding of the nature of the application has shown us that the âweak generational hypothesis is very strongly pronounced in our situation. So our objective always has been to ensure that the objects that are supposed to die young actually do so i.e. they do not falsely get moved over to the older generations. This implies that the young generation garbage collection gets really busy and we need to watch out for its possible interference with the execution of the main application code. Hence we shall look at the impact of TP99 response time metric in conjunction with the activity levels of the GC. <a href="http://www.inmobi.com/inmobiblog/files/2013/06/jvm-ergo.png" target="_blank"><img alt="" src="{filedir_8}jvm-ergo.png"></a> This graph shows 3 metrics of interest: the number of collections in the young generation (blue line), the size of the young generation (grey line) and the TP99 response times (green line). We have also shown the server load expressed in requests/second (red line) to allay concerns around the traffic pattern being an influencer. It can be seen that all the 4 values were roughly in steady state during the first 5 hours (14:00-19:00) of operation. The GC started working harder for the next 4 hours to maintain the same size of the young generation. One can presumably attribute to this to a slight change in the nature of the workload as we do business across the planet and different regional markets which would trigger a different data access pattern. The interesting thing to note is that the overall system performance i.e. latency numbers did not get affected despite the increased pressure on the young generation collector. However, there was a point (around 23:00) beyond which, the increase in workload for the GC started taking a toll on the response times. Things got progressively worse for the next 150 minutes and there came a point wherein the JVM felt that the degeneration was unacceptable and started taking drastic steps. The decision that was taken was to majorly resize the young generation. The JVMs assessment was that the compute cost (and side effect of pauses) was linked to the number of runs and not the magnitude of short lived objects that are being generated. It turned out to be cheaper to keep the garbage in a larger young generation and collect it infrequently i.e. a classical space-time tradeoff. The red line finally finds utility as we can see it collapsing when the automatic reconfiguration occured. This does not represent a drop in the incoming traffic but shows the JVM stalling and hence its inability to handle requests during that phase. While this seems like a random occurrence in the wild, the underlying aspects are very profound. We list them in no particular order here: 1. The JVM looked at 12 hours of profiling data before deciding to move to a completely different ergonomic setting. Consequently, one can say that understanding the performance characteristics of long running systems simply cannot be done by running a 15 minute load test. 2. Reconfigurations of this nature can also cause the long JVM pauses in addition the other well known sources of such pauses. 3. It is important to have a different system (nginx in our case) that is not encumbered with any application responsibilities to distinguish between a real drop in incoming request rate v/s the application choking and a drop in its ability to handle requests. While contributing to existing open source projects and releasing newer ones is considered cool, we also understand that an important part of making the OSS movement succeed is to also actually use other peoples good work and increase its user base. This is precisely what we did in this case. The technology used to record and plot this is readily available off the shelf. We used the <a href="http://metrics.codahale.com/" title="yammer metrics library" target="_blank">yammer metrics library</a> to instrument the application. Specifically, the default web-application filter thats ships as part of the library was added to the webapp configuration. The data was transmitted to a standard <a href="http://graphite.readthedocs.org/en/latest/index.html" title="graphite" target="_blank">graphite</a> cluster at a 1 minute frequency using the connector that ships as part of the same metrics library. Stay tuned for more posts on real world observations in the field of application performance and site reliability engineering on our <a href="http://www.inmobi.com/inmobiblog/category/reflections/" title="Reflections blog">Reflections blog</a>.</p>]]></description>
      <dc:subject><![CDATA[Engineering, English (EN): inmobi.com,]]></dc:subject>
      
      <dc:creator><![CDATA[ Arvind Jayaprakash  ]]></dc:creator>
      
      <dc:date>2013-06-18T07:49:00+00:00</dc:date>
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      <title><![CDATA[Introducing InMobi Reflections]]></title>
      <link>https://www.inmobi.com/blog/2013/06/17/Introducing-InMobi-Reflections/</link>
      <guid>https://www.inmobi.com/blog/2013/06/17/Introducing-InMobi-Reflections/</guid>
      <description><![CDATA[<p>When technology works people dont think about how it works, they focus on its use and enjoy the experience. However, there are some of us who wonder what goes on behind the scenes; how the œfeats of magic are performed and what is required to provide state-of-the-art technology experiences. Weve decided to share more about the great technology and insights we develop here at InMobi. To do this we are launching a series of blog posts that provide a behind-the-scenes look at some of our efforts to tackle the challenges of creating a world-class ad network. Specifically we will be discussing running a large hardware infrastructure, the mathematical techniques involved in this, software and of course mobile device specific technology. Over the last few years, the technologies that power InMobi products have seen exponential usage growth, alongside a continuous expansion of our product base. Rising to this increasing demand is a challenge. However, it has fostered a culture of innovation within InMobi; a passion for solving difficult problems that has flourished in an open environment that buzzes with creative energy. Earlier this year our passion for innovation was given a nod from MITs Technology Review, listing InMobi as one of the <a href="http://www.technologyreview.com/tr50/2013/" target="_blank">Top 50 Disruptive Companies for 2013</a>. Very cool. Our new blog series is called Reflections. Within it we hope to share some of the innovative energy that pulses through the hallways of InMobi. The first few posts in the coming weeks will cover:</p><ul><li>An introduction to Apache Falcon, a project created at InMobi and open sourced earlier this year</li><li>Our experiences with garbage collection ergonomics in the JVM</li><li>Approaches to handling unusual data distributions</li></ul><p>With more to follow. Please come back to read more.</p>]]></description>
      <dc:subject><![CDATA[Engineering, English (EN): inmobi.com,]]></dc:subject>
      
      <dc:creator><![CDATA[ Ian Anderson  ]]></dc:creator>
      
      <dc:date>2013-06-17T07:45:00+00:00</dc:date>
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      <title><![CDATA[What it Takes to Win in the Chinese App Market]]></title>
      <link>https://www.inmobi.com/blog/2013/06/17/What-it-Takes-to-Win-in-the-Chinese-App-Market/</link>
      <guid>https://www.inmobi.com/blog/2013/06/17/What-it-Takes-to-Win-in-the-Chinese-App-Market/</guid>
      <description><![CDATA[<h4>Is China a lucrative market for app developers?</h4><p>China is a growing smartphone market that no mobile player can ignore and much has been written about the mobile app marketing opportunities in China. At InMobi, we recently concluded a <a href="http://www.inmobi.com/inmobiblog/2013/05/21/app-discovery-download-behavior-why-developers-can-no-longer-ignore-china/">research survey</a> to understand consumer behavior in China around app usage & discovery and compared the results with the US market. The research has thrown several interesting insights on app consumption by Chinese users. As many of us already know, the Chinese app market is plagued by several challenges, such as app store fragmentation, privacy concerns and the need for localization that makes it difficult for western developers to succeed in this market. To bridge this knowledge gap, and to help developers craft a successful app distribution and monetization strategy for the Chinese market, we have released a white paper titled "What it takes to win in the Chinese App Market which covers interesting and useful insights from the research study and also other market specific insights that developers need to understand to plan a successful launch strategy for their apps in China." To download a copy of the white paper <a href="http://www.inmobi.com/insights/insights-data-download/?fname=White%20Paper%20Download:%20What%20it%20takes%20to%20win%20in%20the%20Chinese%20App%20Market&fcat=Whitepapers">click here</a>.</p>]]></description>
      <dc:subject><![CDATA[Media Consumption &amp; Trends, English (EN): inmobi.com,]]></dc:subject>
      
      <dc:creator><![CDATA[ Shamala DN  ]]></dc:creator>
      
      <dc:date>2013-06-17T07:08:00+00:00</dc:date>
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      <title><![CDATA[InMobi Insights: How do moviegoers in Korea use their smartphones?]]></title>
      <link>https://www.inmobi.com/blog/2013/05/27/InMobi-Insights-How-do-moviegoers-in-Korea-use-their-smartphones/</link>
      <guid>https://www.inmobi.com/blog/2013/05/27/InMobi-Insights-How-do-moviegoers-in-Korea-use-their-smartphones/</guid>
      <description><![CDATA[<p>The Insights team at InMobi is excited to share the results of the recently conducted Movie Goers study in Korea. This research was conducted to better understand the role of mobile among moviegoers in Korea. This focuses on how mobile devices are used when finding and sharing information about movies, role of <a href="/inmobiblog/tag/mobile-advertising/">mobile ads</a> in movie decision process, and ways in which mobile is used when picking a movie to see, and where and how to see it. Korean moviegoers - young and old; frequent and infrequent, consider their mobile phone as a tool that connects them to the world of information. The survey results are quite interesting as they reveal a growing trend of mobile users in Korea who use their mobile phones to research a movie before going to the theatre. The results are as given below:</p><p>-Mobile is the preferred source of information for exploring movies among Korean smartphone users.</p><p>-Getting movie times and locations is the most common movie planning activity.</p><p>- 61% of them have downloaded a movie related app, making apps an important channel to reach moviegoers. Marketers should use multiple calls to action to reach audiences on mobile, including trailers, ads, and social media.</p><p>- CGV App, Portal (naver, daum) & Lotte Cinema App are the top three preferred apps for getting movie information.</p><p>- Video Ads, Banner Ads and In-App Ads are the most influential/preferred mobile ad formats when selecting a movie.</p><p>- Theatre logistics, purchase options for buying tickets, and plot/synopsis are the important call to actions preferred in a mobile ad.</p><p>This research clearly establishes the importance of mobile devices while choosing a movie, watching a movie, and while sharing information about movies. To know more, <a href="http://www.inmobi.com/insights/insights-data-download/?fname=InMobi%20Insights:%20How%20do%20moviegoers%20in%20Korea%20use%20their%20smartphones?&fcat=ConsumerResearch&fgr=InMobi%20Insights">download the presentation here</a></p>]]></description>
      <dc:subject><![CDATA[Advertising, Media Consumption &amp; Trends, English (EN): inmobi.com,]]></dc:subject>
      
      <dc:creator><![CDATA[ Varun K Ramachandra  ]]></dc:creator>
      
      <dc:date>2013-05-28T04:31:00+00:00</dc:date>
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      <title><![CDATA[The million download question - quantity versus quality]]></title>
      <link>https://www.inmobi.com/blog/2013/05/27/The-million-download-question-quantity-versus-quality/</link>
      <guid>https://www.inmobi.com/blog/2013/05/27/The-million-download-question-quantity-versus-quality/</guid>
      <description><![CDATA[<p>Rovio Angry Birds crossed the 100-million download milestone in no time; Temple Run has registered over 100 million downloads and OMG POP Draw Something acquired 15 million users in two weeks, before Zynga bought them. The rapid and huge success of these games has led to the launch of new or extended titles that have changed the fortunes of many studios overnight. From serious developers to brand and media companies - new and established, everyone is dreaming of making it big in the world of mobile apps. Many, or perhaps most of them may not have a very clear idea of what the product is or would be, but all of them aspire for a large number of users acquired at a very low cost that will bring in enormous rewards. The big question is whether all app developers need to have millions of users to be profitable and successful? And can those millions of users be acquired at a very low cost? If the number of users alone could determine success, then only large players with hefty marketing budgets would thrive in the mobile ecosystem. There would be a few lucky developers as well but they would be the exceptions that prove the rule. Organic growth of user base is ideally the way to go. While not the easiest approach, it involves getting a few basic things right.</p><h4>1. App description</h4><p>Discoverability is key to organic growth. Using unique and relevant key words for product description improves discoverability of the app. A high-resolution screenshot of the app that lets users visualize the app boosts chances of a download.</p><h4>2. User reviews</h4><p>Word-of-mouth and user reviews are critical for floating up an app in searches while positive reviews increase the likelihood of downloads both organic and inorganic. Apps designed to encourage or simplify user review submissions are likely to see more success when it comes to leveraging user reviews for driving downloads.</p><h4>3. App title One cannot overemphasize the importance of choosing the app title wisely.</h4><p>This is the identity of an app and if done right can help the app stand out from the crowd. All that's required is some research and creativity to arrive at a unique name that will help bolster the apps visibility in searches.</p><p>Regardless of the method deployed for user acquisition organic or inorganic, what really matters is the lifetime value of the users. Fortunately, in real life, even a few hundred thousand downloads at a 3-4 times higher than normal user acquisition cost could prove to be a profitable proposition for an app developer. Take a look at a case study pulled together by Fiksu in terms of numbers and values to explain the phenomenon:</p><p><img alt="" src="{filedir_8}million-dollar-img1.jpg"></p><p>This is a somewhat conservative scenario where the loyal acquisition model conversion rate is pegged at 35%. PopCap Games mobile gaming research finds this number to be 51% in case of gaming apps. The lesson in this example is that we need to strike a balance between scale of acquisition and per user acquisition cost. So how does one go about striking the balance? A practical approach to this problem is to start the user acquisition campaign with a small marketing budget, say 5%-10% of the total budget. By studying the behavior of the acquired users with a lifetime value (LTV) analytics tool, it is possible to identify the best performing category of users. The rest of the marketing budget can then be invested to acquire additional users with a realistic expectation on both the number of users to be acquired and the cost of such acquisition. As with all things in life, one cannot underestimate the importance of luck in driving user acquisitions. In summary, there are multiple factors at play in driving user acquisition and ROI. By taking care of the basics, spending the marketing budget wisely and riding on a bit of luck, an app developer can realize his or her goal of user acquisitions and moment of glory with regard to number of downloads.</p>]]></description>
      <dc:subject><![CDATA[Media Consumption &amp; Trends, Product and Technology, English (EN): inmobi.com,]]></dc:subject>
      
      <dc:creator><![CDATA[ Sumit Kumar  ]]></dc:creator>
      
      <dc:date>2013-05-27T12:43:00+00:00</dc:date>
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    <item>
      <title><![CDATA[Multi-Screening: The Who, What, and When for Marketers]]></title>
      <link>https://www.inmobi.com/blog/2013/05/23/Multi-Screening-The-Who-What-and-When-for-Marketers/</link>
      <guid>https://www.inmobi.com/blog/2013/05/23/Multi-Screening-The-Who-What-and-When-for-Marketers/</guid>
      <description><![CDATA[<p>All signs point to mobile technology contributing to the evolving ways in which people interact with the television viewing experience, both in terms of programming and ads. Increasingly, TV viewers are engaging with visual content across a variety of screens such as smartphones and tablets, leading to the phenomenon of the multi-screen viewing experience. The main reasons for the growth in multi-screen viewing are due to:</p><ul><li>The explosive growth in mobile usage</li><li>Increase in dual-screen activity and multitasking</li><li>Increasing acceptance of mobile advertising and purchasing</li></ul><p>In short, to succeed in the multi-screen arena, marketers must develop a multi-layered approach to content distribution that enables interactive engagement across devices and makes it a relevant and easily accessible experience.</p><h4>It is all about winning with Mobile in a Multi-Screen World.</h4><p>InMobi has released a white paper, which describes these reasons, and how marketers can exploit the full potential of multi-screen viewing experience. As always, tweets, comments and readership are welcome. We look forward to hearing your feedback. The whitepaper can be found at <a href="http://www.inmobi.com/insights/whitepapers/">http://www.inmobi.com/insights/whitepapers/</a>. InMobi will also be conducting a webinar discussing the results. Register for this FREE webinar at:</p><ul><li>June 5th at 10am IST: <a href="http://inmo.bi/10MrsOP" target="_blank">http://inmo.bi/10MrsOP</a></li><li>June 6th at 10am PDT: <a href="http://inmo.bi/1a7Spl4" target="_blank">http://inmo.bi/1a7Spl4</a></li></ul>]]></description>
      <dc:subject><![CDATA[Advertising, Media Consumption &amp; Trends, English (EN): inmobi.com,]]></dc:subject>
      
      <dc:creator><![CDATA[ Shamala DN  ]]></dc:creator>
      
      <dc:date>2013-05-24T05:40:00+00:00</dc:date>
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    <item>
      <title><![CDATA[App Discovery & Download behavior: Why developers can no longer ignore China]]></title>
      <link>https://www.inmobi.com/blog/2013/05/21/app-discovery-download-behavior-why-developers-can-no-longer-ignore-ch/</link>
      <guid>https://www.inmobi.com/blog/2013/05/21/app-discovery-download-behavior-why-developers-can-no-longer-ignore-ch/</guid>
      <description><![CDATA[<p>
	It is evident that the competition for the world’s most lucrative mobile app market is getting fiercer by the day.  While the US had long established itself as the de-facto market developers look to for superior monetization opportunities, it is becoming clear now that its burgeoning alter ego from the Far East – China, can no longer be ignored. Last year, <a href="http://www.pocketgamer.biz/r/PG.Biz/Flurry/feature.asp?c=39087">China was declared as the world leader in iOS and Android device activations</a> and more recently, it broke a new world record in smartphone penetration by<a href="http://tech.fortune.cnn.com/2013/01/14/smartphones-chinas-next-great-economic-indicator/">surpassing the total number of 321 million mobile phones active in the US</a>. By the end of 2013, China’s smartphone market is <a href="http://www.techinasia.com/china-500-million-smartphones-2013/">expected to be twice the size of the US market</a> with over 500 million smartphones.</p><p>
	For a very long time, cultural barriers, piracy concerns, fragmented app distribution ecosystems and the need for localization prevented most app developers from testing this market.  The common perception that Chinese app users may not be willing to pay for content and that app usage levels may not be high enough to warrant investments in heavy marketing kept most developers at bay in China.</p><p>
	InMobi’s recently concluded developer research reveals that app usage and download behavior in China is now comparable to that in the US and in fact, on several counts, fares better.</p><h3>Willingness to pay for content</h3><p>
	Contrary to the popular belief that Chinese users are unwilling to pay for content,46% of users surveyed in China confessed to have made in-app purchases, higher than the same statistic observed in the US (37%)</p><p>
	<a href="{filedir_8}inapppurchase.png"><img title="inapppurchase" src="{filedir_8}inapppurchase.png" alt="" width="865" height="541"></a></p><p>
	Another insight that corroborates the argument that Chinese app developers are not as price sensitive as perceived to be, is that only 37% of users surveyed in China claimed to be influenced by price while making a download decision. On the other hand, 61% of users in the US quoted price as a key influencer in driving their decision to download apps.</p><p>
	<a href="{filedir_8}factorsinfluencingappdownload.png"><img title="factorsinfluencingappdownload" src="{filedir_8}factorsinfluencingappdownload.png" alt="" width="865" height="540"></a></p><h3>App download and usage behavior:</h3><p>
	The research also shows that the appetite for exploring new apps is high amongst the Chinese. A whopping 97% of smartphone users in China revealed that they proactively search for new apps to download, with 37% of them searching on a daily basis. While these numbers are comparable in the US, they are actually a tad lower- 91% and 24% respectively.</p><p>
	App download and usage patterns revealed by this survey suggest that in both the US and in China, users not only download a lot of apps but also use them heavily. While 86% of all users in the US said that they have downloaded at least one app in the last one month, 93% of users in China downloaded an app during the same period. App usage statistics for china are also a tad higher than in the US, as is evident from the data below.</p><p>
	<a href="{filedir_8}USappsusedinlast30days.png"><img title="USappsusedinlast30days" src="{filedir_8}USappsusedinlast30days.png" alt="" width="865" height="540"></a></p><p>
	<a href="{filedir_8}Untitled.png"><img title="Untitled" src="{filedir_8}Untitled.png" alt="" width="865" height="542"></a></p><h3>Influence of Mobile ads</h3><p>
	The increasing propensity for users globally to react positively to context sensitive content promotion is evident amongst Chinese users as well. In both China and the US, users preferred ads that were context- aware and those that recommended specific apps based on their current content consumption and preferences.  Also, rich media ads were by far preferred more to simple banner ads, suggesting that users like to engage with ads that have richer content.</p><p>
	<a href="{filedir_8}mobileadsinfluence2.png"><img title="mobileadsinfluence" src="{filedir_8}mobileadsinfluence2.png" alt="" width="865" height="505"></a></p><p>
	To conclude, developers can no longer afford to ignore the limitless potential of the Chinese app market. Sure, there are several challenges to succeed in this country. However, given the huge smartphone user base, grabbing even a small share of the available pie can help developers boost their app business significantly.  Watch this space for more as we share insights and strategies to succeed in this unique market.</p>]]></description>
      <dc:subject><![CDATA[Consumer Research, English (EN): inmobi.com,]]></dc:subject>
      
      <dc:creator><![CDATA[ Arun Pattabhiraman,  VP & Global Head of Marketing  ]]></dc:creator>
      
      <dc:date>2013-05-21T18:46:00+00:00</dc:date>
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      <title><![CDATA[App Marketing 101 : How to break into the top 25 on the App Store?]]></title>
      <link>https://www.inmobi.com/blog/2013/05/17/App-Marketing-101-How-to-break-into-the-top-25-on-the-App-Store/</link>
      <guid>https://www.inmobi.com/blog/2013/05/17/App-Marketing-101-How-to-break-into-the-top-25-on-the-App-Store/</guid>
      <description><![CDATA[<p>As an app developer, you want to acquire users efficiently by optimizing marketing spends across different channels. This becomes even more important at the time of an app launch when the lifetime value of a new user is still unknown. It's too early to determine an agreeable CPI to drive installs and thereby justify the marketing budget needed for user acquisition. Given that early users of the app are the most valuable, it is imperative that you optimize your marketing mix appropriately to maximize organic downloads. <strong id="docs-internal-guid-4a059234-b1b4-6976-2579-3e82908056cd"></strong>As you may have already guessed, there is indeed no silver bullet to resolve this challenge and there never will be. Appstore dynamics change every day and the right approach is somewhere in the middle. Using the right mix of paid marketing channels, social marketing, direct mailers, SEO and PR all contribute towards a successful launch. While there are a few developers such as WeChat that opted for the <a href="https://www.youtube.com/watch?v=SXHAfSf-HAE">traditional media route</a> to launch their app successfully, it is often an expensive and risky approach to adopt at the time of launch. For most app developers, it's advisable to test the waters first and launch the app on the big screen only after stress testing it for a few weeks!</p><p>So, how should app developers measure the success of their launch marketing strategy? The most important metric is indeed the appstore rank. As an app marketer, you should measure the efficacy of each marketing channel by measuring its correlation to the appstore ranking. The efficacy of each channel can change with the category of your app (gaming, social, business etc), competition in the appstore and the timing of the launch. Needless to say, it is a continuous learning exercise for all developers and needs to be perfected over time.</p><p>App store ranking have undergone significant changes in the last one year. Particularly, after the Chomp acquisition, Apple appstore ranking algorithm changed from being keyword focused to being influenced by other factors. Based on our experience, we think every aspect of the appstore ranking can be tackled through smart marketing across channels -</p><ul><li><strong id="docs-internal-guid-4a059234-b1b5-0010-21e6-3a0863d36b66">Install Velocity </strong>The rate of app installs is the single biggest factor that influences your rank. Apple algorithm takes into account the weighted average of the install rate over the trailing 4-7 days with the highest weightage for the last day. This is an extremely important piece of information and can be used intelligently to divide your campaign budgets. For example, whenever you run a campaign on our ad network, we would recommend that you increase your budgets just before the weekend as our network data reveals a 20%-25% jump in user engagement and downloads over this period. Also, pump up your social buzz and cross promotion activities around the same time. The combined effect of higher budgets, social marketing and increased user engagement snowballs to improve your rank and tends to positively impact the paid to organic ratio of downloads by two to five times.</li><li><strong>Number of installs</strong> Developers can divide their marketing budgets across countries and platforms based on the number of installs required to get into the top 25 for each market. The nature of the application determines the demand. Consequently, more number of downloads are needed in a popular category than in a less popular one to reach the top rank. For example, casual games represent a very popular genre of applications while demand for business applications is more limited. Moreover, free applications tend to have much higher download volumes than paid applications, as the threshold to download is lower. According to a Distimo <a href="http://www.distimo.com/blog/2012_05_quora-answering-series-download-volume-needed-to-hit-top-25-per-category/">report</a> ,the following were the number of daily downloads required in the US per category in April 2012 Â to make it into the top 25 -</li></ul><p><img alt="" src="{filedir_8}BlogAppStoreGraph1.png"></p><p>On average, across all categories, the volume needed to hit the top 25 most popular free applications is 13 times higher than the volume needed to hit the top 25 most popular paid applications. However, there are large differences per category. For example, in the weather (9x) and education (9x) categories, consumers seem to be more willing to pay for applications.</p><p><img alt="" src="{filedir_8}BlogAppStoreGraph2.png"></p><p>The new algorithm is not only smarter but also very time sensitive which means that if all the factors don't fall into place at the time of your app launch, your rank might not be #1. Hence, the marketing mix for a launch becomes a very critical factor for the app developer.</p><p>Similarly, the number of downloads needed in each market is different too. Our team of mobile experts analyzed the proportion of downloads required across markets to break into the top 25. The following is the summary of the analysis conducted among 500 popular apps across gaming, social and business segments.</p><p><img alt="" src="{filedir_8}Blog_table.png" title="pic1"></p><p><strong>Uninstall Rate</strong></p><p><strong></strong>The uninstall rate can negatively influence your app store ranking. The uninstall rate depends on intrinsic app parameters like interface quality, app bugs etc. Ensuring that your campaign is targeted only towards quality users is also important to control the uninstall rate. Accidental and incentivized downloads are likely to hurt you more in the long run and should not be used.</p><p><strong>Ratings & Reviews </strong></p><p><strong></strong>The App Store Algorithm also uses user ratings to gauge user sentiment. Since ratings can easily be inflated through manipulation, there is speculation in the industry that the weightage for reviews is rather small in the ranking algorithm. However, ensuring good reviews and ratings on the appstore can increase popularity and drive organic installs for your app. To collect feedback, prompt users for ratings within your app and whenever they uninstall the app. Ensure that you take the feedback very seriously and act on it to improve your chances of sustaining top ranks on the app store!</p>
<div><em>Mahak  Sharma is a part of the global user acquisition team at InMobi and focusses on US market.</em> The views expressed in this blog are personal.
</div>]]></description>
      <dc:subject><![CDATA[Advertising, Consumer Research, Product and Technology, English (EN): inmobi.com,]]></dc:subject>
      
      <dc:creator><![CDATA[ Mahak Sharma,  Performance Advertising Manager  ]]></dc:creator>
      
      <dc:date>2013-05-17T10:50:00+00:00</dc:date>
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      <title><![CDATA[New, feature-rich SDK 370 now available for Android]]></title>
      <link>https://www.inmobi.com/blog/2013/05/16/New-feature-rich-SDK-370-now-available-for-Android/</link>
      <guid>https://www.inmobi.com/blog/2013/05/16/New-feature-rich-SDK-370-now-available-for-Android/</guid>
      <description><![CDATA[<p>The emphasis on developer tools at Google I/O 2013 is a clear indication that technology companies are again shifting their focus from users to developers. At InMobi, developers have always been our prime focus and the new Android Ads SDK 370 is just another example of this.</p>
<p>The launch of this SDK is a step towards reducing the update cycles for developers by allowing them to leverage new ad formats released in the future without requiring an SDK change. It is also coupled with a new diagnostics tool to help developers improve the integration process and achieve higher eCPMs.</p>
<p>Like the iOS SDK 370 which was released a month ago, the new Android Ads SDK is also <a href="http://www.iab.net/media/file/IAB_MRAID_v2_FINAL.pdf">MRAID 2.0</a>compliant. MRAID compliance is an industry wide effort by the International Advertising Bureau to ensure that developers do not face any interoperability issues when monetizing through rich media ads. This SDK is a leading effort from our side to ensure that our developers are able to display the most engaging and innovative rich media ads from premium advertisers across the globe, without any trouble in user interactions. The new SDK also includes latency reduction features to reduce the load time for ads, resulting in an improved user experience. Our new ad formats aim to increase personal interactivity through the use of in-built phone features like camera and mic and have support for HTML 5 video rendering, to help developers monetize better. Experiment with floating interstitials and many more ad formats released by InMobi through this SDK! Watch out for more updates on some of the new ad formats we will be releasing in the coming months.</p>
<p>To get started, download the SDK from our&nbsp;<a href="http://www.inmobi.com/developers/download-center/">download centre</a>&nbsp;now!</p>
<div></div>]]></description>
      <dc:subject><![CDATA[Announcements, English (EN): inmobi.com,]]></dc:subject>
      
      <dc:creator><![CDATA[ Tanvi Kapoor,  Director - Product Marketing  ]]></dc:creator>
      
      <dc:date>2013-05-16T14:10:00+00:00</dc:date>
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      <title><![CDATA[Bringing the mobile world together: GMIC 2013]]></title>
      <link>https://www.inmobi.com/blog/2013/05/16/Bringing-the-mobile-world-together-GMIC-20131/</link>
      <guid>https://www.inmobi.com/blog/2013/05/16/Bringing-the-mobile-world-together-GMIC-20131/</guid>
      <description><![CDATA[<p>One needs to be present at the Global Mobile Internet Conference (GMIC) to appreciate how big the event is. GMIC 2013, held May 7-8, 2013 in Beijing saw more than 10,000 visitors thronging the event. The engaging VIP dinner on Monday, 6th May was a precursor of things to unfold during the event. With multiple tracks on all things mobile, it was interesting to see the who's who of the mobile Internet industry in China and elsewhere discuss and debate developments in the mobile Internet world.</p>
<p><img alt="" src="https://www.inmobi.com/ui/uploads/legacy/Blog_GMIC_banner.jpg" /></p>
<p>Naveen Tewari, Founder &amp; CEO, InMobi, delivered the keynote address on the opening day, sharing his vision on <a href="/inmobiblog/2012/12/28/the-future-of-mobile-advertising-is-in-your-hands/">the future of mobile advertising</a>.</p>
<p><img alt="" src="https://www.inmobi.com/ui/uploads/legacy/Blog_GMIC_Naeen.jpg" /></p>
<p>Amit Gupta, VP Revenue and Operations, InMobi, presented key mobile internet trends and their impact on consumer behavior. According to research conducted by InMobi and Decision Fuel, mobile is the primary or only means of accessing the internet for 50% of mobile web users. This translates into a tremendous opportunity for advertisers to reach their target audience.</p>
<p><img alt="" src="https://www.inmobi.com/ui/uploads/legacy/Blog_GMIC_amit.jpg" /></p>
<p>Jessie Yang, GM InMobi China, shared key data on the mobile app phenomenon in the US and China and discussed how it could be leveraged for mobile marketing. An InMobi survey reveals that 37% of mobile web users in the US have made in-app purchases; the corresponding number for China is a staggering 46%. While these are great statistics for mobile <a href="/inmobiblog/tag/app-monetization/">app monetization</a>, they also make the case for advertisers to leverage mobile and mobile apps as an effective marketing medium. InMobi's China team had a massive presence at GMIC 2013. The team had a great time explaining the intricacies of monetization and advertising ROI to visitors. InMobi's exclusive dinner parties were equally well received by advertisers and publishers, who engaged Team InMobi with their questions, thoughts, ideas and challenges.</p>
<p><img alt="" src="https://www.inmobi.com/ui/uploads/legacy/Blog_GMIC_Party.jpg" /></p>
<p>For those of you that couldn't make it to GMIC 2013, you need to plan now for GMIC 2014. If you are doing anything remotely connected with mobility, GMIC is the place to be in Asia!</p>]]></description>
      <dc:subject><![CDATA[Events, English (EN): inmobi.com,]]></dc:subject>
      
      <dc:creator><![CDATA[ Bikash Chowdhury  ]]></dc:creator>
      
      <dc:date>2013-05-16T11:47:00+00:00</dc:date>
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      <title><![CDATA[InMobi to the rescue: Optimizing Android Apps for Tablets]]></title>
      <link>https://www.inmobi.com/blog/2013/05/14/InMobi-to-the-rescue-Optimizing-Android-Apps-for-Tablets/</link>
      <guid>https://www.inmobi.com/blog/2013/05/14/InMobi-to-the-rescue-Optimizing-Android-Apps-for-Tablets/</guid>
      <description><![CDATA[<p>In our <a href="http://www.inmobi.com/inmobiblog/2013/04/29/top-3-mistakes-developers-make-while-monetizing-their-tablet-app/">earlier blog post </a>, we talked about 3 mistakes developers commonly make. Ad monetization on tablets can potentially jump 3-4 times when these mistakes are eliminated or rectified. In this blog we focus more specifically on Android apps and a couple of tricks to optimize them for tablets. The fragmentation of devices on the Android platform across the of continuum form factors, resolutions and OS versions can make the task of selecting and requesting the right slot size seem fairly daunting. This is compounded by the fact that Android apps usually use the same APK to render advertisements both on smart phones and tablets. The key to picking the right ad slot to get maximum results on your app is in understanding the size of the device, its screen density and size available to render the ad slot in Density-independent pixels (dp)</p>
<p>. Click here to know more: <a href="http://developer.android.com/guide/practices/screens_support.html">Android documentation</a></p>
<p><a href="http://developer.android.com/guide/practices/screens_support.html"></a> <img alt="" src="https://www.inmobi.com/ui/uploads/legacy/ad-monetize-img1.jpg" /></p>
<p><strong id="docs-internal-guid-53af8fcb-a773-23db-8de5-a5a8db0a6591">Optimizing Android apps for tablets</strong> We have created a function that returns an optimal slot value when requesting for a banner ad from the Inmobi network. Any publisher who would like to request the optimal slot based on the screen dimensions, can use the code below.</p>
<blockquote><code> public static Integer getOptimalSlotSize(Activity ctxt) &#123; Display display = ((WindowManager) ctxt .getSystemService(Context.WINDOW_SERVICE)).getDefaultDisplay(); DisplayMetrics displayMetrics = new DisplayMetrics(); display.getMetrics(displayMetrics); double density = displayMetrics.density; double width = displayMetrics.widthPixels; double height = displayMetrics.heightPixels; int[][] maparray = &#123; &#123; IMAdView.INMOBI_AD_UNIT_728X90, 728, 90 &#125;, &#123; IMAdView.INMOBI_AD_UNIT_468X60, 468, 60 &#125;, &#123; IMAdView.INMOBI_AD_UNIT_320X50, 320, 50 &#125; &#125;; for (int i = 0; i &lt; maparray.length; i++) &#123; if (maparray[i][1] * density &lt;= width &amp;&amp; maparray[i][2] * density &lt;= height) &#123; return maparray[i][0]; &#125; &#125; return IMAdView.INMOBI_AD_UNIT_320X50; &#125; </code></blockquote>
<p>To initialize and use the above method, the publisher must call the method as below:</p>
<blockquote><code> private IMAdView mInMobiBanner = new IMAdView(this, getOptimalSlotsize(this), inMobiAppId); </code></blockquote>
<p>&nbsp;<img alt="" src="https://www.inmobi.com/ui/uploads/legacy/ad-monetize-img2-new.png" /></p>
<p>Our android app publishers who have made this change have seen fabulous results with a 3- 4x increase in CTR on tablets compared to when they were rendering ads of phone optimal sizes on tablets.</p>
<p><img alt="" src="https://www.inmobi.com/ui/uploads/legacy/ad-monetize-img3.jpg" /></p>
<h3>Note: All images in this blog have been engineered for the purpose of explaining the content of the blog. Any resemblance to a real app, active or inactive, is purely coincidental.</h3>]]></description>
      <dc:subject><![CDATA[In-App Monetization, Product and Technology, English (EN): inmobi.com,]]></dc:subject>
      
      <dc:creator><![CDATA[ Mohan Narayanaswamy  ]]></dc:creator>
      
      <dc:date>2013-05-14T10:00:00+00:00</dc:date>
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      <title><![CDATA[Happy Mother&#039;s Day!]]></title>
      <link>https://www.inmobi.com/blog/2013/05/10/Happy-Mothers-Day/</link>
      <guid>https://www.inmobi.com/blog/2013/05/10/Happy-Mothers-Day/</guid>
      <description><![CDATA[<p>Mother's Day is around the corner, and with the day being recognized as the second biggest gifting day after Christmas, spouses and children are scrambling to think of a special gift for moms. Special occasions have always played a key role in marketing consumer brands and ad marketers focus on these occasions for months as a way to capitalize and boost sales. Retailers and marketers get a great opportunity this gifting season to demonstrate their creativity in helping consumers make appropriate purchase decisions and also make the day special for moms. Mobile devices present an opportunity for retailers, regardless of the type of business, to reach consumers whenever and wherever they are. Now, with growing smartphone usage, it has become even easier for mobile consumers to search for gift options and do that last minute shopping. Hence, it is important to include a mobile component in a retailers' marketing initiatives, whether it is a banner ad, SMS campaign or an application, to not only further engage with consumers, but also to let them do last-minute shopping while they are on the go.</p><h4>Mother's Day Is Big Business</h4><p>Working hard to support the family day in and day out, moms will be more than recognized for their devotion this Mother's Day. According to National Retail Federation's (NRF) Mother's Day spending survey conducted by BIGinsight, US consumers will spend an average of $168.94 on mom, up 11 percent from last years $152.52. Total spending is expected to reach $20.7 billion. The survey reveals that 14.1 percent of shoppers - the highest in the survey's history - will spend more than $2.3 billion on electronics, treating mom to a tablet or smartphone. More than one-third (34.4%) of gift givers will buy jewelry, spending a total of $4.2 billion. Additionally, gift givers will splurge on a special outing, such as brunch or dinner ($3.5 billion), flowers ($2.3 billion), gift cards ($2.0 billion), clothing or clothing accessories ($1.7 billion), and personal service gifts, such as a day at the spa ($1.5 billion). In addition to celebrating "mom," Americans will buy Mothers Day gifts for other women in their life, including their wife (23.6%), daughter (10.5%), grandmother (8.5%) and sister (8.2%). However, most will buy for their mother or stepmother (65.2%).</p><h4>Mobile & Shopping</h4><p><strong></strong> According to the NRF survey findings in US, 51.1% of tablet owners and 42.5% of smartphone owners will use their respective devices to research or make a purchase.</p><p align="center"><strong>Mother's Day Mobile Shopping Activities (% of Owners of each device)</strong></p>
<table border="1" cellpadding="10" cellspacing="0">
<tbody>
<tr>
<td valign="bottom"> </td>
<td align="center" valign="bottom"><strong>Tablet</strong></td>
<td align="center" valign="bottom"><strong>Smartphone</strong></td>
</tr>
<tr>
<td align="left" valign="bottom">Plan to Research Products/Compare Prices</td>
<td align="center" valign="bottom"><strong>35.9%</strong></td>
<td align="center" valign="bottom"><strong>26.3%</strong></td>
</tr>
<tr>
<td align="left" valign="bottom">Plan to Purchase Products</td>
<td align="center" valign="bottom"><strong>20.9%</strong></td>
<td align="center" valign="bottom"><strong>11.7%</strong></td>
</tr>
<tr>
<td align="left" valign="bottom">Plan to Redeem Coupons</td>
<td align="center" valign="bottom"><strong>11.5%</strong></td>
<td align="center" valign="bottom"><strong>10.5%</strong></td>
</tr>
<tr>
<td align="left" valign="bottom">Plan to look up Retailer Information (location, store hours, directions, etc.)</td>
<td align="center" valign="bottom"><strong>19.8%</strong></td>
<td align="center" valign="bottom"><strong>16.7%</strong></td>
</tr>
<tr>
<td align="left" valign="bottom">Plan to use Apps to Research or Purchase Products</td>
<td align="center" valign="bottom"><strong>11.8%</strong></td>
<td align="center" valign="bottom"><strong>7.7%</strong></td>
</tr>
<tr>
<td align="left" valign="bottom">Plan to use Apps to Compare Prices</td>
<td align="center" valign="bottom"><strong>10.9%</strong></td>
<td align="center" valign="bottom"><strong>9.2%</strong></td>
</tr>
<tr>
<td align="left" valign="bottom">Do not plan to Research or Make a Purchase with my</td>
<td align="center" valign="bottom"><strong>48.9%</strong></td>
<td align="center" valign="bottom"><strong>57.5%</strong></td>
</tr>
</tbody>
</table><h4>Is your mobile strategy ready for that?</h4><p><strong></strong>Here are a few tips for retailers to consider while planning a mobile ad campaign as part of the overall mobile marketing strategy:</p><ul><li>Drive a broad <a href="/inmobiblog/2012/11/19/the-good-the-bad-and-your-mobile-strategy/">mobile strategy</a>, reaching both existing and new customers via optimized mobile web sites, apps, SMS alerts and mobile display ads and ensure customers can engage or shop with a range of devices and mobile operating systems.</li><li>Ensure mobile campaigns are context driven, targeted and integrated with the overall theme on broader brand strategy.</li><li>Ensuring mobile websites and apps are fully optimized utilizing the right mixture of text, video and HTML5 graphics with access to e-commerce to create an engaging experience</li><li>Employ mobile coupons and QR codes for campaigns to deliver timely information and offer discounts</li></ul><p>Mobile is an important channel and mobile messaging is very effective in occasional marketing initiatives as it gives the shopper an opportunity to shop on the go and not miss the occasion. However, it is important to tailor the message to the special occasion and provide compelling and last minute offers to drive traffic. This Mother's Day, mobile can be your last minute companion for gifting moms and creating your most successful mothers day ever. We at InMobi wish all moms a Happy Mother's Day and would love to know how your mobile helped you this year on this special occasion.</p>]]></description>
      <dc:subject><![CDATA[Announcements, English (EN): inmobi.com,]]></dc:subject>
      
      <dc:creator><![CDATA[ Shamala DN  ]]></dc:creator>
      
      <dc:date>2013-05-10T11:38:00+00:00</dc:date>
    </item>
  
    <item>
      <title><![CDATA[Top 3 Mistakes Developers Make While Monetizing Their Tablet App]]></title>
      <link>https://www.inmobi.com/blog/2013/04/28/Top-3-Mistakes-Developers-Make-While-Monetizing-Their-Tablet-App/</link>
      <guid>https://www.inmobi.com/blog/2013/04/28/Top-3-Mistakes-Developers-Make-While-Monetizing-Their-Tablet-App/</guid>
      <description><![CDATA[<p>It is common knowledge that Tablets provide a much higher and superior monetizing opportunity when compared to smartphones. Since Tablets have more premium and high value users, if done right, Tablet-optimized apps can make 3-4x more money for the developer. But ironically, due to simple and basic mistakes, Tablet apps at times make half the money that a Smartphone app makes through ads. Half the monetization when these apps should be making more than double! So, what's wrong with this picture? From InMobi large Publisher base, here are the top 3 usual suspects that result in a decreased monetization for Tablet app developers.</p>
<ul>
<li><strong>Missing Slot Size</strong>: When sending an ad request to an ad network, developers are given the flexibility to not mention a slot size. The ad network will simply provide a default ad based on the type of device. While this is a convenience in case of smartphones, it can spell disaster for a Tablet experience. The below example shows how a 320x50 ad would look on a Tablet app. The user experience is poor resulting in low CTR and low monetization.</li>
</ul>
<div>[caption id="attachment_6047" align="alignnone" width="544" caption="Figure 3: The experience of a 320x50 ad vs 728x90 ad in an iPad application."]<img alt="" src="https://www.inmobi.com/ui/uploads/legacy/728x90-image.png" title="728x90 image" /></div>
<div></div>
<div>The immediate question would be, why not serve a 728x90 ad instead of 320x50 by default? In some cases, the 728x90 ad could get cut off in a 320x50 slot size resulting in a worse experience. Hence, to be on the safer side, ad networks will default to the smaller ad unit.</div>
<div><img alt="" src="https://www.inmobi.com/ui/uploads/legacy/Cutoff-Image.png" title="Cutoff Image" /></div>
<p>Solution: Make sure you specifically request for a particular sized ad rather than let the ad network use the default ad size.</p>
<ul>
<li><strong>Using a 320x50 slot size</strong>: For smartphones, developers specifically request for 320x50 slot size. For Tablets, these developers tend to carry on that legacy and continue requesting for the same slot size. The small ad unit not only under-utilizes the available space, it also destroys the quality of the user experience.</li>
</ul>
<div><dl><dt><img alt="" src="https://www.inmobi.com/ui/uploads/legacy/Full-sized-ad.png" title="Full sized ad" />[/caption] Solution: Look closely at the available space on your app and request for a slot size that occupies the entire available space</dt></dl>
<ul>
<li><strong>Not redesigning the ad slot for the tablet app</strong>: If the developer knows that the app will show ads, the developer should be thinking of where to show the ad and how to show the ad in an optimal manner. Since the space is larger in a Tablet, the ads served can also be larger and hence monetization is higher. It is important to look at the recommended Tablet ad slot sizes and then design the app to accommodate one of these ads.</li>
</ul>
<div>[caption id="attachment_6050" align="alignnone" width="638" caption="Figure 4: Experience of a 320x50 ad vs 300x250 ad on an iPad Application"]</div>
<div>&nbsp;<img alt="" src="https://www.inmobi.com/ui/uploads/legacy/redesigned-app.png" title="redesigned app" /></div>
<div>[/caption] Among the InMobi publishers, nearly 100% of the publishers who made these changes saw an immediate increase in monetization. They may seem trivial and simple, but experience shows that these are overlooked by many developers who focus on creating a great app and ignore the advertising aspect of the app. Before a developer does go ahead and incorporate these tips, it is important to take a look at the optimized tablet ad sizes and analyze which the best size for the app. Recommendation: Based on historical CTR, InMobi would highly recommend using 768x90 , 300x250 and 468x60 slot sizes in the app for maximum results.</div>
<div><img alt="" src="https://www.inmobi.com/ui/uploads/legacy/TabletSizes.png" title="TabletSizes" /></div>
<div><em>Note: All images in this blog have been engineered for the purpose of explaining the content of the blog. Any resemblance to a real app, active or inactive, is purely coincidental.</em></div>
</div>
<p>&nbsp;</p>]]></description>
      <dc:subject><![CDATA[Advertising, Product and Technology, English (EN): inmobi.com,]]></dc:subject>
      
      <dc:creator><![CDATA[ Shringar Pangal,  Senior Product Marketing Manager  ]]></dc:creator>
      
      <dc:date>2013-04-29T06:42:00+00:00</dc:date>
    </item>
  
    <item>
      <title><![CDATA[Social Apps: Ride the global wave of NHN Line & more...]]></title>
      <link>https://www.inmobi.com/blog/2013/04/25/social-apps-ride-the-global-wave-of-nhn-line-more/</link>
      <guid>https://www.inmobi.com/blog/2013/04/25/social-apps-ride-the-global-wave-of-nhn-line-more/</guid>
      <description><![CDATA[<p>In 2012, Facebook &amp; What's app dominated the social networking space on mobile devices, accounting for 85% of usage in North America and securing #1 position in most markets. However, in 2013, Asian Newbies such as Line and Kakao have redefined social networking on mobile. With 74 million users in less than 18 months and already profitable, Line, a messaging application from NHN Japan, has adopted a completely different strategy for acquiring and monetizing users on mobile devices. On the other hand, traditional messaging &amp; communication apps have started experiencing a slowdown in growth of users from the west and are looking for new expansion opportunities. Needless to say, Asian markets seem to the obvious choice. While the idea of going into the east sounds exciting, the sheer size and opaqueness of Asian markets can be daunting. So, what's the difference between Skype &amp; Line? And why do some apps grow much faster in Asian markets than others? Here are some best practices to make your social app a whopping global success:</p>
<ul>
<li><strong>Multi-country launch and special focus on Asia</strong>: Typically, in the past, most communication apps are designed for local markets. Most US and European developers have been apprehensive about Asian markets and their low monetization. However, this trend is changing fast. According to a recent App Annie report, the average lifetime value of users in Japan is 3x times that of the US. Also, Japan and Korea accounted for higher revenues on Google Play in 2013 than the US, while China is growing rapidly to bridge the gap. With the crowded social app ecosystem and saturation of users in key markets, app developers should start start designing apps for Asian markets.</li>
</ul>
<ul>
<li><strong>Aggressive Marketing Strategy:</strong> Most communication apps have taken the route of organic growth &amp; "word of mouth" for acquiring early users. While this technique was effective for early movers and established social networks like Facebook, the market is now way too fragmented and it's not wise to rely only on organic growth. In the last 12 months, three of the top ranking iOS apps have been displaced by new ones. Developers who are launching new apps or features should consider paid marketing in competitive markets. At InMobi, we work with 90% of the top ranking apps in this category and recommend the following techniques for user acquisition on mobile-<strong></strong></li>
</ul>
<ol>
<li><strong>Bursts </strong>Post the soft beta launch of your app, the best way to get a critical volume of users in a short time is to go for burst mobile campaigns. Burst campaigns are network takeovers that are used to get high volume of users in 6-7 days. Though an expensive way of marketing, the second order effect on virality, organic downloads and momentum works very well for most social apps.<strong></strong></li>
<li><strong>Leverage audience and Geo-targeting </strong>Combine the burst campaign with an engaging rich media ad that targets specific cities, device, carrier and OS. This technique helps social apps to build a positive spiral on reviews and other social networks.<strong> </strong></li>
<li><strong>Trial and Error </strong>Test multiple devices, platforms and improvise fast! Have a multi- pronged launch strategy so that you can hone in on the right audience.<strong></strong></li>
</ol>
<p><img alt="" src="/eehttps://www.inmobi.com/ui/uploads/legacy/mahak-img2.jpg" /></p>
<ul>
<li><strong>Customize, Customize and Customize:</strong> According to an Asia Survey report by iResearch, customization for markets can lead to very high retention of users. Maximizing interactions, cute designs, flexible UI, customizing for local nuances etc. are a few examples of what resonates well with customers. Lines success against Whats App in Spain also validates this trend.</li>
</ul>
<ul>
<li><strong>Monetize fast:</strong> Once your app has reached the critical mass of users, focus your effort towards monetizing the app. While Kakao and Line dont have the same DAUs (Daily Active Users) as Skype or FB, their healthy revenues from streams like stickers, direct sponsorships and virtual currency enables them to expand quickly in new markets through paid User Acquisition.</li>
</ul>
<ul>
<li><strong>Focus on the right audience:</strong> Design your UI in such a way that it appeals to a broader audience, preferably spanning across young to middle aged users because such users have a higher propensity to pay for in app purchase. Typically, messaging apps in the US focus only on young users that have a lower ROI. Having a larger audience can help developers hedge such risks. This can also be achieved through a portfolio of countries. According to InMobis internal research, 60% of social app users in Japan are older than 25 years, and have a higher propensity for in app purchases. If your app comprises of US users only, its time to think of Japan as the next target!</li>
</ul>
<ul>
<li><strong>Leverage Mobile to its best:</strong> The new features in mobile devices e.g. camera, microphone, location detection, 24/7 usage, location detection and virtual items have created a slew of new business opportunities which were not possible in Web. Make sure your app leverages all these features to ensure a richer user experience!</li>
</ul>
<p>Mahak is a part of the global performance team at InMobi with focus on user acquisition for strategic clients in North America (app developers) &amp; product strategy.</p>]]></description>
      <dc:subject><![CDATA[Product and Technology, English (EN): inmobi.com,]]></dc:subject>
      
      <dc:creator><![CDATA[ Mahak Sharma,  Performance Advertising Manager  ]]></dc:creator>
      
      <dc:date>2013-04-26T01:51:00+00:00</dc:date>
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    <item>
      <title><![CDATA[London Developer Party]]></title>
      <link>https://www.inmobi.com/blog/2013/04/25/London-Developer-Party/</link>
      <guid>https://www.inmobi.com/blog/2013/04/25/London-Developer-Party/</guid>
      <description><![CDATA[<p>Last night, Wednesday 24th April, saw London Grace Bar welcome some of the biggest names from the mobile app developer ecosystem through its doors for the first ever InMobi Developer Party. With 200 industry pros in attendance, the night provided the perfect platform for developers to network discuss new business ideas over a few drinks and a bite to eat. The event proved to be a particularly special event for Somo designer Dan Sherratt, who took home the coveted prize of a Marmalade license and a brand spanking new iPad Mini for his winning app idea, which is aimed at helping users avoid getting into sticky situations on a night out.</p>
<p><img alt="" src="https://www.inmobi.com/ui/uploads/legacy/comp23.jpg" title="Winner" />&nbsp;</p>
<p>The idea for the app was based around constantly making mistakes during a night, so by letting the app know which bad decisions youve made on a night out with a series of key words, it will tell you that you are making a wrong decision. Quite simple but very effective, he explained.Commenting on how it felt to have won the Marmalade license, he added: "Its incredible; I cant actually believe it. Im really looking forward to pushing forward now and developing something" The lucky runner up, Andrew Smith of Spilt Milk Studio, also walked away with a superb array of InMobi &amp; Marmalade swag, Andrew's idea, creatively named "Boss Bashing", was an inventive take on how to relieve angst towards your manager! Simply upload a picture of your boss and then&Acirc;&nbsp;tap it to cause non-litigious damage to the source of your daily stress.</p>
<p><img alt="" src="https://www.inmobi.com/ui/uploads/legacy/DSC_0235.jpg" title="Winner" /></p>
<p>We had an overwhelming response to our <em>Most Useful App Competition </em>with the quality of submissions very high so a big thank you to those of you who took the time out to submit your app idea! For those of you who are keen to join the InMobi London developer community and hear about upcoming meet ups join our <a href="http://www.meetup.com/The-DEVolution-London-based-App-Developer-Group/">Devolution Meet Up group</a>. Are you a developer? Keen to find out how InMobi can help you acquire, monetise and engage users take a peak our how we're simplifying mobile for <a href="http://www.inmobi.com/developers/">developers.</a></p>
<p><a href="http://www.inmobi.com/developers/"></a> <img alt="" src="https://www.inmobi.com/ui/uploads/legacy/ipad1.jpg" title="Winner" /></p>
<p>Browse through more pictures from the evening <a href="https://www.facebook.com/media/set/?set=a.610132868999496.1073741828.154454111234043&amp;type=3">here.</a> From everyone here at InMobi thank you for coming and look froward to seeing you at future events! &nbsp;</p>]]></description>
      <dc:subject><![CDATA[Events, Product and Technology, English (EN): inmobi.com,]]></dc:subject>
      
      <dc:creator><![CDATA[ Claire Owen  ]]></dc:creator>
      
      <dc:date>2013-04-25T14:45:00+00:00</dc:date>
    </item>
  
    <item>
      <title><![CDATA[Angry Birds and the New Customer Engagement Model]]></title>
      <link>https://www.inmobi.com/blog/2013/04/24/Angry-Birds-and-the-New-Customer-Engagement-Model/</link>
      <guid>https://www.inmobi.com/blog/2013/04/24/Angry-Birds-and-the-New-Customer-Engagement-Model/</guid>
      <description><![CDATA[<p><em>Life isnt easy on Piggy Island for the Angry Birds. Red and his fearless feathered companions, Chuck, Matilda, Bomb, Blues and Terence, must band together to protect their eggs “ and their future “ from the wily plotting of the Bad Piggies!</em> This is the description of Angry Birds Toons, a Finnish TV series revolving around the rivalry between the pigs and the birds in the popular game of the same name. Later this month, Rovio will inaugurate, in what is probably the first of many, an Angry Birds themed activity park. The park is expected to lend access to new features in the mobile game, as the Angry Birds creators try and fuse the digital world with reality <sup>[<a href="#references">1</a>]</sup>. Angry Birds- the movie is slated for release in the summer of 2016 and many pundits believe that the movie could be potentially available on smartphones and other mobile devices after its release <sup>[<a href="#references">2</a>]</sup>. The success of Angry Birds franchise is clearly evident, but what has driven this success? The answer is a simple yet attractive mobile app that is played for a whopping 300 million minutes every day <sup>[<a href="#references">3</a>]</sup>. What started as an addictive game is now turning out to be a multi-million dollar enterprise with a customer engagement model that will probably be known as the best of its kind in the years to come. These examples clearly illustrate that a mobile device is not just a nifty tool to browse the Internet and play games but ˜real estate that grabs the attention of users and hence more ad dollars. Later this month, we will be launching our developer research initiative to understand how users perceive apps. Watch this space for more.</p><ol id="references"><li>http://www.telegraph.co.uk/technology/news/9156299/Angry-Birds-activity-park-launches-next-month.html</li><li>http://movies.yahoo.com/blogs/movie-talk/angry-birds-flocking-movie-theaters-2016-005029493.html</li><li>http://www.telegraph.co.uk/technology/video-games/8836040/Angry-Birds-played-for-300-million-minutes-per-day.html</li></ol>]]></description>
      <dc:subject><![CDATA[Media Consumption &amp; Trends, English (EN): inmobi.com,]]></dc:subject>
      
      <dc:creator><![CDATA[ Varun K Ramachandra  ]]></dc:creator>
      
      <dc:date>2013-04-24T10:35:00+00:00</dc:date>
    </item>
  
    <item>
      <title><![CDATA[New Monetization SDK on the Windows 8 platform available today]]></title>
      <link>https://www.inmobi.com/blog/2013/04/22/New-Monetization-SDK-on-the-Windows-8-platform-available-today/</link>
      <guid>https://www.inmobi.com/blog/2013/04/22/New-Monetization-SDK-on-the-Windows-8-platform-available-today/</guid>
      <description><![CDATA[<p>At InMobi, we are leading the charge of architecting innovative ad monetization solutions for developers. With 50,000 and more apps on the Windows 8 App Store, and a vast majority of them being <a href="http://thenextweb.com/microsoft/2012/11/22/windows-8-store-adds-7000-apps-in-two-weeks-to-pass-20000-mark-almost-18000-are-free/">free</a>, we see a clear need for a viable monetization solution for developers on the Windows platform . With the launch of this new Windows 8 SDK, we are now extending our scalable and proven technology from other platforms to the youngest and the most promising one. The SDK is now available for download on our <a href="http://www.inmobi.com/developers/download-center/?id=developers">download center</a>. Keeping in line with our innovation across platforms, this SDK is completely rich media capable. In fact, the SD MRAID 1.0 compatibility gives us the ability to launch campaigns from some of the most creative studios. This will help us continue to deliver immersive ad experiences to end users that developers are used to seeing from us on other platforms. Windows has a wide variety of offerings which developers can choose from to develop their applications. InMobi supports monetization options for all of the various platforms:</p>
<table border="1" cellpadding="0" cellspacing="0">
<tbody>
<tr>
<td><strong>SDK Type</strong></td>
<td><strong>Environment/ OS</strong></td>
<td><strong>InMobi Availability</strong></td>
</tr>
<tr>
<td>Windows 8/RT SDK</td>
<td>Windows 8/RT - Tablets</td>
<td>Yes</td>
</tr>
<tr>
<td>Windows 8 HTML/JavaScript SDK</td>
<td>Windows 8/RT - Tablets</td>
<td>Yes</td>
</tr>
<tr>
<td>Windows Phone 8 SDK</td>
<td>Windows Phone 8</td>
<td>Yes</td>
</tr>
<tr>
<td>Windows Phone 7 SDK</td>
<td>Windows Phone 7</td>
<td>Yes</td>
</tr>
</tbody>
</table>
<p>Needless to say, you can continue to expect market leading monetization solutions from InMobi that will enable developers to establish a successful business on the Windows platform.</p>]]></description>
      <dc:subject><![CDATA[Announcements, English (EN): inmobi.com,]]></dc:subject>
      
      <dc:creator><![CDATA[ Vishnu Shridhar  ]]></dc:creator>
      
      <dc:date>2013-04-22T11:34:00+00:00</dc:date>
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    <item>
      <title><![CDATA[How Auto Brands Can Win With Mobile]]></title>
      <link>https://www.inmobi.com/blog/2013/04/18/How-Auto-Brands-Can-Win-With-Mobile/</link>
      <guid>https://www.inmobi.com/blog/2013/04/18/How-Auto-Brands-Can-Win-With-Mobile/</guid>
      <description><![CDATA[<p>The auto industry has traditionally relied on conventional marketing means such as TV advertisements, bill boards and print media to drive sales. But over the last couple of years there has been a tremendous shift towards the Internet, social media and mobile. This was bound to happen with the coming of the Internet and the mobile and the way media has changed over the last few years. People have moved to online, more so to mobile and social media, where they look for vehicle pricing, model information, photo galleries, vehicle reviews, ratings, ownership reviews, and vehicle comparisons.</p><h4>Why this shift to mobile?</h4><p>Mobile devices have completely changed the way consumers shop, and search for information and looking for a new or pre-owned vehicle is no exception. Current mobile statistics reveal that there are over 1 billion mobile web users worldwide with more than 90% of smartphone users being mobile Internet users. According to a new mobile focused study by J.D. Power and Associates almost 60% of auto intenders in the US are looking at their smartphone while they are on a dealers lot. Briabes Auto Shopping On-the-Go with Mobile: A Study of How Consumers Are Using Mobile Devices in Auto survey in US found that:</p><ul><li>Three out of five respondents have noticed an auto ad on their mobile phone or tablet</li><li>More than one-third (37 percent) have clicked on auto ads for more information</li><li>Users are most interested in research (85 percent) and / or price comparison (86 percent) when shopping for cars on their smart phones or tablets</li><li>Banner ads (68 percent) and social media ads (69 percent) are the most effective types of ads that cut through the online clutter</li><li>Deals and promotional offers along with ads that highlight car features resonate the most among mobile users with 76 percent of respondents saying they are most likely to click on these types of car ads</li></ul><p>Clearly, mobile has become the preferred channel for reviews on dealership websites, social media platforms or just searching for car related services in the locality. Smartphones have become the prime source of information among car shoppers. Consumers are making decisions based on research on their mobile devices. These trends have led the industry to push and adopt mobile media which traditionally has been reluctant to embrace new technologies. It is important for auto manufacturers to recognize this shift and set the stage with innovative and creative mobile ad campaigns. As with other industries, auto companies need to focus on the following components to drive customer acquisition, strengthen relationships and achieve brand differentiation.</p><ul><li><strong>Content drives traffic:</strong> A study by Millennial Media has found that nearly one-quarter of consumers who keep up with auto info (21 percent) read automobile content daily. Content is the key to prospective engagement. Creating original content with a clearly defined keyword strategy can help boost SEO rankings. It is important to frequently update and tailor the content to customer behavior to attract and covert site visitors.</li><li><strong>QR Codes: </strong>QR codes provide the ability to interact with customers who examine dealer stores during off hours. They also allow customers to find more information or deals via the brand without being bombarded by advertising. QR codes can also be included in their main website and print advertising. When customers scan the code, they can be directed to the dealership website to obtain more information such as pricing and specifications.</li><li><strong>Location based services:</strong> Auto dealers can leverage the mobile medium to deliver geo targeted alerts or push notifications on the offerings. This is very important for auto service companies as customers would be interested in tracking their services on-the-go.</li><li><strong>Mobile video:</strong> With every launch and review tracked on video hosting sites such as YouTube which is accessible over mobile, it is important for auto manufacturers to upload images and videos combined with reviews and commentaries to create an impression.</li><li><strong>Optimize and integrate: </strong>While most of the OEMs have comprehended the importance of mobile, it is important to optimize mobile search, strengthen mobile marketing and m-commerce for products and services to be purchased online. Integration with social media provides opportunities to auto retailers to engage customers, build brand credibility and loyalty.</li><li><strong>Mobile optimized website: </strong>According to the 2012 Automobile Mobile Site Study by JD Powers, 31% of shoppers actively looking to buy a vehicle have visited automotive websites via their smartphones compared with 24% in 2011 and 17% in 2010. Having a mobile optimized website which loads quicker and is simple and easy to navigate is crucial to for differentiation. The site can display the products, latest sale prices, and running offers with optimized mobile ad campaigns to improve user engagement.</li><li><strong>Rich Media</strong>: Mobile ads allow for a level of engagement not possible in traditional media and enable brands to expand their customer relationships. Marketers should embrace rich media ads to serve videos and images to create a unique experience which leads to high engagement metrics.<strong></strong></li><li><strong>Better use of targeting capabilities: </strong>Targeted and relevant messages will increase the response for auto related mobile campaigns.  Automotive companies can target based on a combination of parameters including location, customers online behavior, handset, wireless carrier, age, gender, household income or time of day.</li></ul><p><strong></strong><a href="/inmobiblog/2012/12/28/the-future-of-mobile-advertising-is-in-your-hands/">The future of mobile advertising</a> looks bright and sophisticated. Although traditional forms of marketing and advertising will always have a place in the industry, the mobile revolution is changing the way businesses transact and traditional media may not be as effective. Mobile is becoming a much bigger part of day-to-day life and businesses can only benefit from understanding all that mobile technology has to offer. Marketers should take advantage of mobiles unique abilities as a marketing channel to reach customers where they are, develop a richer understanding of mobile consumer usage and refine their efforts to cope with the change. Want to talk options? Weve got ideas!</p>]]></description>
      <dc:subject><![CDATA[Advertising, Consumer Research, English (EN): inmobi.com,]]></dc:subject>
      
      <dc:creator><![CDATA[ Shamala DN  ]]></dc:creator>
      
      <dc:date>2013-04-18T10:43:00+00:00</dc:date>
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    <item>
      <title><![CDATA[Launching SDK 370:  A new, improved and non-UDID iOS Ads SDK]]></title>
      <link>https://www.inmobi.com/blog/2013/04/16/Launching-SDK-370-A-new-improved-and-non-UDID-iOS-Ads-SDK/</link>
      <guid>https://www.inmobi.com/blog/2013/04/16/Launching-SDK-370-A-new-improved-and-non-UDID-iOS-Ads-SDK/</guid>
      <description><![CDATA[<p>With Apple <a href="https://developer.apple.com/news/index.php?id=3212013a">announcing</a>&nbsp;that UDID deprecation will be completed starting May 1, we have released our latest version of the iOS ads SDK that completes our move away from UDID which was initiated in version 350. We believe that this is a step in the right direction for the industry that will help protect end user privacy while still enabling advertisers to safely target users.</p>
<h4>What does it mean for developers?</h4>
<p>UDID information will no longer be collected or used by the InMobi SDK making it Apple policy compliant. Instead, other user-safe identities introduced by Apple such as the advertiser ID will be used for targeting users and tracking installs . This will ensure that it will be business as usual for developers as far as monetization is concerned.</p>
<h4>What else is new in SDK 370?</h4>
<p>SDK 370 is <a href="http://www.iab.net/media/file/IAB_MRAID_v2_FINAL.pdf">MRAID 2.0</a> compatible - MRAID2.0 is the latest specification for rich media. This is an industry leading effort that will ensure that our developers receive the most engaging rich media ads from our premium advertisers across the globe. We have made several changes to reduce the load time for ads, leading to improved end user experience. Our initial tests also indicate a jump in eCPM due to this change. We have also taken steps to future-proof the SDK to reduce update cycles. This includes server side switches and a flexible ads container that will help us introduce new ad formats without requiring an SDK change at your end. In short, you can start receiving all new high monetizing ad formats released by InMobi through this SDK! Watch out for more updates on some of the new ad formats we will be releasing in the coming months. To get started, download the SDK from our <a href="http://www.inmobi.com/developers/download-center/">download centre</a> now!</p>]]></description>
      <dc:subject><![CDATA[Announcements, English (EN): inmobi.com,]]></dc:subject>
      
      <dc:creator><![CDATA[ Vishnu Shridhar  ]]></dc:creator>
      
      <dc:date>2013-04-16T11:13:00+00:00</dc:date>
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    <item>
      <title><![CDATA[New Research from the IAB, Viggle, and InMobi: Personal Finance Habits on Mobile]]></title>
      <link>https://www.inmobi.com/blog/2013/04/12/new-research-from-the-iab-viggle-and-inmobi-personal-finance-habits-on-mobi/</link>
      <guid>https://www.inmobi.com/blog/2013/04/12/new-research-from-the-iab-viggle-and-inmobi-personal-finance-habits-on-mobi/</guid>
      <description><![CDATA[<p>
	With April 16th approaching, InMobi teamed up with 
	<a href="http://www.viggle.com/">Viggle</a> and the <a href="http://www.iab.net/">IAB</a> to survey mobile users on how they use their devices for personal finances. We found that awareness and adoption of mobile banking and mobile bill payments are relatively high, with the majority of those surveyed conducting mobile banking and almost half paying bills on mobile. Use of peer-to-peer payment services is still lower, but we expect this category to grow quickly as consumers become increasingly comfortable transacting on their devices. To read the full results <a href="/company/press/More-Than-Half-of-Surveyed-Mobile-Users-Manage-Personal-Finances-on-Their-C">click here for the press release</a>.
</p>]]></description>
      <dc:subject><![CDATA[Consumer Research, English (EN): inmobi.com,]]></dc:subject>
      
      <dc:creator><![CDATA[ Taimour Azizuddin  ]]></dc:creator>
      
      <dc:date>2013-04-12T20:08:00+00:00</dc:date>
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    <item>
      <title><![CDATA[InMobi Diagnostics - A new tool for developers to improve monetization]]></title>
      <link>https://www.inmobi.com/blog/2013/04/12/InMobi-Diagnostics-A-new-tool-for-developers-to-improve-monetization/</link>
      <guid>https://www.inmobi.com/blog/2013/04/12/InMobi-Diagnostics-A-new-tool-for-developers-to-improve-monetization/</guid>
      <description><![CDATA[<p>At InMobi we are constantly working on making it easy for our customers/partners to integrate faster and make life easier. We are very excited to share this with all of you (and as always look forward to your feedback and suggestions). Sending more information as part of an ad request improves monetization. As sending more information is not always easy, we have built a new tool, InMobi Diagnostics, to help you.</p>
<h3>With Diagnostics you can:</h3>
<ul>
<li>Integrate faster</li>
<li>Improve eCPM</li>
</ul>
<h4>Integrating faster</h4>
<p>Developers often receive no fill messages from ad serving systems due to faulty ad requests. Upon setup, Diagnostics provides actionable next steps to the developer based on what went wrong with integration. This quickly enables the developer to rectify integration issues in a single sitting.</p>
<h4>Improving Monetization</h4>
<p>Developers, who do not receive <em>expected</em> eCPMs for some of their inventory segments, typically optimize for what just works or divert traffic to other ad networks. In essence, they are not well equipped with tools to help themselves and solve problems related to monetization. <em>Diagnostics</em> highlights information that is missing from ad requests and indicates how to send them as well. The illustration below shows the average monetization improvement (eCPM lift) developers can expect to see by sending more information. Given below is the screenshot of the tool that tells an interesting story where the developer uses his/her personal Galaxy S3 as a test device and realizes that geo location is missing in the ad request. The developer makes the required change and verifies the fix in a very short time.</p>
<p><img alt="" src="https://www.inmobi.com/ui/uploads/legacy/story.png" /></p>
<p>More details on how to set up InMobi Diagnostics are available in a <a href="http://www.inmobi.com/helpcenter/publisher-help/integration/how-to-set-up-publisher-diagnostics/">help article</a>.</p>]]></description>
      <dc:subject><![CDATA[In-App Monetization, Product and Technology, English (EN): inmobi.com,]]></dc:subject>
      
      <dc:creator><![CDATA[ Rangasayee Chandrasekaran,  Product Manager  ]]></dc:creator>
      
      <dc:date>2013-04-12T13:54:00+00:00</dc:date>
    </item>
  
    <item>
      <title><![CDATA[InMobi works with Hortonworks to incubate Falcon with Apache Software Foundation; to provide huge benefits to the big-data community]]></title>
      <link>https://www.inmobi.com/blog/2013/04/02/InMobi-works-with-Hortonworks-to-incubate-Falcon-with-Apache-Software-Found/</link>
      <guid>https://www.inmobi.com/blog/2013/04/02/InMobi-works-with-Hortonworks-to-incubate-Falcon-with-Apache-Software-Found/</guid>
      <description><![CDATA[<p>InMobi has been using big-data technologies (Apache Hadoop and its family) for the last 2.5 years for storing and analyzing large volumes of serving events / machine generated logs. InMobi receives in excess of 10 billion events (ad-serving and related) every day through multiple sources/streams originating from over ten geographically distributed data centers. In a typical day we process tens of terabytes of data. In the beginning, we had a single central data center where all the processing took place resulting in high IT costs related to servers and network bandwidth. As we explored cheaper and more effective ways of processing this huge amount of data, we came up with a simple in-house scheduler to manage job flows in our environment then. We realized that to be able to process data in a decentralized fashion, we needed to have the complexity pushed into a platform and allow the engineers to focus on the processing / business logic. Besides data processing needs, all other data management functions also became de-centralized or repeated in such a setup. So we invested time to build a data center location aware processing and data management platform, Falcon. There are numerous challenges when it comes to managing big-data. These are related to data movement (import/export, replication), retention (purge, archival), processing (late handling, workflows, geographically distributed processing) etc. Falcon has been deployed in production within InMobi for nearly a year and is being widely used for various processing pipelines and data management functions, including SLA critical feedback pipelines, correctness critical revenue pipelines besides reporting and other applications. We are excited about working with Hortonworks to incubate this project in Apache Software Foundation along with others to make it available for the larger benefit of the big-data community.</p>]]></description>
      <dc:subject><![CDATA[Announcements, Consumer Research, Engineering, English (EN): inmobi.com,]]></dc:subject>
      
      <dc:creator><![CDATA[ Mohit Saxena  ]]></dc:creator>
      
      <dc:date>2013-04-02T15:34:00+00:00</dc:date>
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    <item>
      <title><![CDATA[Connecting the dots between mobile ad creatives and consumers]]></title>
      <link>https://www.inmobi.com/blog/2013/04/02/Connecting-the-dots-between-mobile-ad-creatives-and-consumers/</link>
      <guid>https://www.inmobi.com/blog/2013/04/02/Connecting-the-dots-between-mobile-ad-creatives-and-consumers/</guid>
      <description><![CDATA[<p style="text-align: justify;"><em>The same regions of the brain light up when someone touches their smartphone, as when they touch their family or pet</em>, concludes a <a href="http://www.businessinsider.com/matt-cohler-on-mobile-advertising-2012-9">research</a> that used MRI scans for its findings. There is indeed something fundamentally different and personal when it comes to mobile phones and how we interact with them. A large part of this difference relates to the anticipation and engagement that we experience as we consume content on our smartphones. But, when that content is a mobile ad, reactions may differ. According to Millward Brown <a href="http://www.millwardbrown.com/ChangingChannels/2012/Docs/AdReaction/MillwardBrown_AdReaction2012_Global.pdf">AdReaction 2012 report</a> mobile ads came in third from the bottom in terms of likeability. Is there a way then, for marketers to overcome such negative perceptions and leverage mobile as a channel for marketers. The solution to this problem is as simple as building better, more engaging and mobile specific creatives to engage consumers. Mobile consumers have come to expect slickly designed content be it apps or mobile web. But most of the creatives in mobile advertising are simply a reproduction of the online ads or worse still a reuse of the same digital assets. This leads to poor consumer experience and is likely the reason why mobile ads lag other media ads, especially television ads, in terms of likeability. Mobile is a unique medium that goes beyond the creative canvas of television and provides the ability to experience a brand, product or service. As per a study conducted by InMobi, 71% of smartphone and tablet owners use their device while watching TV. The ability to deliver the same rich and immersive experience that TV content offers to mobile consumers is easily possible with Rich Media ads. Brands can leverage the power and flexibility of the format and technology to effectively deliver their marketing message and execute consistent multi-screen campaigns across different media TV, online, and mobile. Rich media ads are as easy to create, as they are engaging. The Interactive Advertising Bureau (IAB) released MRAID (Mobile Rich Media Ad Interface Definitions) in late 2012, that has become the industry standard for rich media ads. MRAID standards have also sprouted HTML5-based ad authoring tools, including InMobi Studio platform. These are sophisticated platforms that enable designers and marketers to create, distribute and track their rich media ads across publishers and ad networks. Mobile ad spend is expected to grow to $7B over the next few years. Given the relentless march of the mobile phenomenon, the right time for marketers to get on the interactive mobile media is now. That where their consumers are headed, if not already there.</p>]]></description>
      <dc:subject><![CDATA[Consumer Research, English (EN): inmobi.com,]]></dc:subject>
      
      <dc:creator><![CDATA[ Pranjal Desai  ]]></dc:creator>
      
      <dc:date>2013-04-02T15:02:00+00:00</dc:date>
    </item>
  
    <item>
      <title><![CDATA[App Distribution simplified: Reach millions of new users through alternate app stores]]></title>
      <link>https://www.inmobi.com/blog/2013/03/27/App-Distribution-simplified-Reach-millions-of-new-users-through-alternate-a/</link>
      <guid>https://www.inmobi.com/blog/2013/03/27/App-Distribution-simplified-Reach-millions-of-new-users-through-alternate-a/</guid>
      <description><![CDATA[<p>Android is an open platform, and with openness comes diversity. Although most people equate Android with Google, truth is that more than 30% of Android devices don&#39;t even have the Google Play Store installed. These include nearly all devices in China, as well as several devices from OEMs like ZTE, Huawei, Samsung, Sony Ericsson and LG, and operators like Vodafone, Verizon and Telefonica. Fact is for nearly 100 million Android users out there, Google Play is either not an option, or buried under layers of Menu options, while the app store of choice is well integrated and launched from the home screen. In addition, due to the overcrowding of apps on Google Play (800,000+ as of February 2013), several advanced Android users are already looking for apps on independent app stores like SlideME, Getjar or Mobango. If your app is not present on these stores, nearly 20% of the Android users are unreachable for you. As Charles wrote a few months ago, there are numerous reasons to <a href="http://www.inmobi.com/inmobiblog/2012/09/20/app-distribution-wht-it-makes-sense-alternative-appstores-in-your-distribution-strategy/">include alternative app stores as a core part of your distribution strategy</a>. That said, there are nearly 200+ alternative Android app stores, including all the options above. With finite resources, it is extremely challenging, if not impossible, to actually take your app to these multitude of stores. Here are some of the pain points:</p>

<h4>1. Closed Doors</h4>

<p>Several of the App Stores are just hard to reach, and many don&#39;t have direct developer programs - a huge wall.</p>

<h4>2. Complex Laws and Agreements</h4>

<p>Every app store (and country) has its own legal and compliance requirements, terms and conditions and payment processes; a nightmare if you actually want to do business with multiple stores.</p>

<h4>3. Increasing efforts</h4>

<p>Every store has its own fashion of accepting submissions. Methods vary in terms of file formats, marketing languages, images, and proprietary packaging of app binaries - it takes many hours to work through this, and cumbersome to repeat one store at a time.</p>

<h4>4. Download tracking, Reporting and Settlements</h4>

<p>Post submission download tracking is varied - numbers might be delayed or hard to access.</p>

<p>Moreover, if your apps are paid downloads then there is a huge problem of collecting money from each store - almost impossible to scale! True to InMobi mission of Simplifying Mobile, we&#39;ve been working towards an important product aimed specifically at eliminating all these pain points. After a successful beta program over the last 3 months, along with the team from Metaflow, we&#39;re pleased to announce the launch of <a href="http://www.inmobi.com/app-publish/">App Publish</a>. App Publish gives Android app developers a single portal to submit their apps to 130+ app stores, with a single, online contract, intelligently satisfied marketing requirements and combined, comprehensive download tracking. All of this is wrapped in an extremely intuitive and simplistic user experience. App Publish is now open to developers you can click here to <a href="https://www.inmobi.com/user/register.html?productId=7">register</a>, or <a href="https://www.inmobi.com/user/login.html?productId=7">sign in</a> with your existing InMobi account. To find out more about App Publish, please <a href="http://www.inmobi.com/web/introduction-to-inmobi-app-publish/">register here</a>and join me for the webinar Introduction to InMobi App Publish on Thursday, April 4, 10am-11am PST.</p>]]></description>
      <dc:subject><![CDATA[Consumer Research, English (EN): inmobi.com,]]></dc:subject>
      
      <dc:creator><![CDATA[ Ujjwal Kabra,  Product Manager  ]]></dc:creator>
      
      <dc:date>2013-03-27T14:36:00+00:00</dc:date>
    </item>
  
    <item>
      <title><![CDATA[InMobi Scoops a Stunning Six Awards at first Mob-Ex Awards by Marketing Magazine]]></title>
      <link>https://www.inmobi.com/blog/2013/03/27/InMobi-Scoops-a-Stunning-Six-Awards-at-first-Mob-Ex-Awards-by-Marketing-Mag/</link>
      <guid>https://www.inmobi.com/blog/2013/03/27/InMobi-Scoops-a-Stunning-Six-Awards-at-first-Mob-Ex-Awards-by-Marketing-Mag/</guid>
      <description><![CDATA[<p style="text-align: justify;">Last week saw the first ever Mob-Ex Awards in Singapore, leading the celebration of the countrys vibrant mobile marketing scene. Organised by Marketing Magazine and held in the prestigious Four Seasons Hotel, it was definitely a night to remember for the worlds largest independent mobile ad network. Four campaigns made by InMobi stellar Creative Services team in Singapore made it through as finalists across a number of categories, totalling ten nominations. The campaigns nominated were: Unilever Dove Hairfall with Mindshare, Singtel MioTV with MEC, Samsung Galaxy Camera Reborn with Starcom, and Starhub TV Anywhere with Mindshare. InMobi won awards in <a href="/inmobiblog/2012/11/30/inmobi-crowned-the-best-mobile-ad-network/">Best Mobile Ad</a> Solution, Best In-App Advertising, Best Direct Response, Original Mobile Content and Use of Mobile Channels: in the In-App Advertising category we were in both the silver and bronze spots - a testament to the great creative work of our Singapore team. Phalgun Raju, Vice President &amp; General Manager of the India, Southeast Asia, Hong Kong and Taiwan region indicated, These multiple awards in multiple categories is a huge win for our Singapore team and testament to our creative services team and capabilities using the InMobi Sprout technology. Our ability to deliver award-winning, high quality rich media through Sprout is a huge differentiator for us. Impressively our wins were more on the app side rather than ad side, meaning that we won across a number of categories in which an app would usually take the gold. We also took home the most awards for any single non-agency vendor! Overall a great achievement for InMobi as a whole and the Creative Services team in particular. Well done folks.</p>]]></description>
      <dc:subject><![CDATA[Announcements, Awards, English (EN): inmobi.com,]]></dc:subject>
      
      <dc:creator><![CDATA[ Shrikant Latkar,  VP of Marketing  ]]></dc:creator>
      
      <dc:date>2013-03-27T11:31:00+00:00</dc:date>
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    <item>
      <title><![CDATA[Privacy as a Priority in Mobile Advertising]]></title>
      <link>https://www.inmobi.com/blog/2013/03/21/Privacy-as-a-Priority-in-Mobile-Advertising/</link>
      <guid>https://www.inmobi.com/blog/2013/03/21/Privacy-as-a-Priority-in-Mobile-Advertising/</guid>
      <description><![CDATA[<p style="text-align: justify;">Privacy is always a priority topic for discussion in technology circles, and only the other week <a href="http://www.guardian.co.uk/technology/2013/feb/28/google-summoned-data-grab-excesses?CMP=EMCMEDEML665">we saw Google summoned</a> to appear before European data protection officials regarding their privacy policy. As InMobi has developed in size and stature - particularly over the past year, we have also grown in sophistication through continuing to evolve and improve the services that support the smooth running of our ad network. A significant part of this has been in achieving external recognition for our efforts to be transparent and open in our business and building a reputation as a company that treats its customers data privacy with care. In January we were proud to be awarded the <a href="http://www.inmobi.com/press-releases/2013/01/07/inmobi-announces-it-has-been-awarded-the-truste-privacy-seal/">TRUSTe Privacy Seal</a> - recognized and trusted by millions of consumers worldwide as a sign of responsible privacy practices. In addition to this, last month we gained a Privacy Fix Comfort rating - the highest level available. <a href="http://privacychoice.org/">Privacy Fix (also known as Privacy Choice)</a> are independent specialists in compliance and the company monitors a comprehensive database of over 450 advertising and data companies in terms of their privacy policies and opt-out-opt-in processes. Privacy Fix use this information to advise their users whether they should approach working with these companies with Concern, Caution, or Comfort. This is just one measure we are taking to ensure our users can have full confidence in their interactions with our network. Privacy is a complex and crucial consideration for us as an ad network: we sit between app developer and publishers on one side, and advertisers on the other. Advertisers understandably want as much detail as possible to make sure their campaign is seen by their targets. However, there needs to be respect in how that information is collected: is it anonymous, non-personal and aggregated? Are users aware of what information they are sharing and are they able to control that? These are some of the ideas that were explored at the <a href="http://www.youtube.com/watch?v=cV3BQJXBQtY">MEF Breakfast Briefing</a> at Mobile World Congress last week. The MEF <a href="http://www.mefmobile.org/activities-and-analytics/analytics/global-privacy-survey-2013">Global Privacy Survey 2013</a> was released at MWC and, among other things, its findings show that only a third of consumers are comfortable sharing personal data with an app on their phone but that only 18% lack confidence in the protection of their personal information. This is in some ways encouraging as it shows that while many might be reluctant to share data they trust the companies that they choose to engage with. At InMobi we hope to maintain both a high level of consumer trust along with a key role in the open and continuing dialog surrounding digital privacy. <em>Chris Davies is General Counsel and Head of Privacy at InMobi and EMEA Board Director at MEF.</em></p>]]></description>
      <dc:subject><![CDATA[Product and Technology, English (EN): inmobi.com,]]></dc:subject>
      
      <dc:creator><![CDATA[ Chris Davies  ]]></dc:creator>
      
      <dc:date>2013-03-21T13:28:00+00:00</dc:date>
    </item>
  
    <item>
      <title><![CDATA[Massive improvement to InMobi monetization]]></title>
      <link>https://www.inmobi.com/blog/2013/03/15/Massive-improvement-to-InMobi-monetization/</link>
      <guid>https://www.inmobi.com/blog/2013/03/15/Massive-improvement-to-InMobi-monetization/</guid>
      <description><![CDATA[<p style="text-align: justify;">This week, InMobi made a significant change to its core ad serving algorithms and data systems resulting in massive improvements in publisher eCPMs and advertiser ROI. Internally known as project Dark Knight, this change had been in the works for the past 8 months and cut across the entire stack making massive overhauls to every system being used at InMobi. As a result of this change and associated changes which will follow over the next few weeks, users will be able to see far more relevant ads from InMobi as measured through various relevance metrics including CTR, conversion rates and eCPM. We believe that for most publishers, the changes in eCPMs will be dramatic and urge you to track your numbers and make appropriate changes to your yield optimization strategies accordingly. For most advertisers, ROI improvements should allow you to spend more judiciously on segments that show the improvements.</p>]]></description>
      <dc:subject><![CDATA[Announcements, Product and Technology, English (EN): inmobi.com,]]></dc:subject>
      
      <dc:creator><![CDATA[ Abhishek Bapna  ]]></dc:creator>
      
      <dc:date>2013-03-15T11:14:00+00:00</dc:date>
    </item>
  
    <item>
      <title><![CDATA[Brands Embrace Mobile Advertising]]></title>
      <link>https://www.inmobi.com/blog/2013/03/12/Brands-Embrace-Mobile-Advertising/</link>
      <guid>https://www.inmobi.com/blog/2013/03/12/Brands-Embrace-Mobile-Advertising/</guid>
      <description><![CDATA[<p style="text-align: justify;"><em>Eileen McKay, InMobi's Regional Sales Manager in the Pacific Northwest sounds off on the trends she sees developing as we close Q1:</em>Could it be that 2013 is finally going to be the year for brands to finally take the plunge and deeply embrace mobile marketing? Smartphone penetration has now crossed the majority threshold in the US. As of September 2012, 51% of US mobile subscribers own a smartphone (comScore mobile lens, Sept, 12), Consider also, that is the national statistic. Look amongst your own peers and the penetration seems even greater: our advertising community is likely 95% smartphone carrying and even among the broader consumer market in large cities, smartphone adoption seems higher than half the population as proven with a quick look around a restaurant, bar or on a bus or Bart train in San Francisco! Consumers are spending more media time on mobile web and apps and less time on more traditional mediums. The gap is wide and many feel we have reached the tipping point. Where 2012 was the year of mobile adoption, marketers are finally revisiting the media spend vs consumption imbalance in mobile. Brands have to embrace mobile, it is critical that mobile become a significant part of the dialogue throughout the purchase funnel. There has been a lot of coverage of late about the retail industry in particular. Retailers are concerned about "show-rooming", where consumers shop in stores and then bargain shop for these products online. A new Cisco study indicated that mobile is playing a greater role in the overall shopping experience with a third of shoppers using mobile searches to guide purchase decisions. Mobile commerce grew by 81% last year to nearly $25 billion (eMarketer Jan estimate). And the Cisco study also showed that shoppers are researching online and on mobile before finding products in stores. Perhaps one of the most powerful deliveries on the topic that I read recently, was Starbucks CEO, Howard Shultz keynoting at the National Retail Federation convention and expo in NYC in Jan, stating the seismic change in consumer behavior linked to technology, that social and mobile are fundamentally changing the way consumers buy things, and that mobile is now mission critical for retailers, it's a race against the clock, they have no choice but to invest mobile cannot be an afterthought, but deserves a seat at the head of the table! The mobile space is by no means perfect yet, but it is a land of opportunity just the same. It has been challenging for retail marketers, I believe in particular:</p><ol><li style="text-align: justify;">M-commerce mobile payments are getting better and are a clear focus for Google, PayPal, Visa, Apple and likely Amazon too! I believe 2013 will see hugh strides in this area.</li><li style="text-align: justify;">Fragmentation on the mobile landscape: with thousands of variables among handsets, operating systems, carriers, wifi Vs 3G, 4G, App Vs mobile web and then thousands of publishers, the mobile landscape is still complex and fragmented, making standardization challenging.</li></ol><p style="text-align: justify;">But the good news is the advances being made in mobile technologies and companies like InMobi are making huge strides in advancing the mobile ad industry. With 500 data scientists, engineers, analysts and researches around globe, working around the clock, toward solutions and platforms that solve for fragmentation and simplify mobile for marketers, we are delivering pre and post campaign insights to help build better strategies, privacy compliant tracking and targeting solutions and rich immersive creative experiences, delivered at scale efficiently. We are shifting to a mobile first world: always connected and never before have advertisers been this close to so many consumers who reach for their mobile device first and last order of the day - we sleep with our phones close by, and keep them on and in our pockets throughout the day, 7 days a week. 2013 is time to test and learn and to embrace mobile strategies throughout the purchase funnel. Target, engage, showroom, drive action, convert, improve, repeat!</p>]]></description>
      <dc:subject><![CDATA[Advertising, Media Consumption &amp; Trends, English (EN): inmobi.com,]]></dc:subject>
      
      <dc:creator><![CDATA[ Team InMobi  ]]></dc:creator>
      
      <dc:date>2013-03-12T17:13:00+00:00</dc:date>
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    <item>
      <title><![CDATA[InMobi General Counsel and Head of Privacy elected to the MEF EMEA board]]></title>
      <link>https://www.inmobi.com/blog/2013/03/06/InMobi-General-Counsel-and-Head-of-Privacy-elected-to-the-MEF-EMEA-board/</link>
      <guid>https://www.inmobi.com/blog/2013/03/06/InMobi-General-Counsel-and-Head-of-Privacy-elected-to-the-MEF-EMEA-board/</guid>
      <description><![CDATA[<p style="text-align: justify;">Buzzing with excitement at InMobi towers today, Chris Davies, General Counsel EMEA and Head of Privacy has been elected to the Mobile Entertainment Forum's (MEF) EMEA board. The elections were held at MEF AGM at Mobile World Congress last week ahead of its 11th annual MEF Connects MWC, attended by over 500 mobile industry executives. Commenting on his appointment, Davies said: "I am delighted to have been selected by the global MEF membership to represent MEF on the EMEA Board and I look forward to working with fellow board members from major companies such as Nokia, Blackberry and Barclays" Read the full press release <a href="http://www.mefmobile.org/News/mef-news/218/election-results" target="_blank">here</a>.</p>]]></description>
      <dc:subject><![CDATA[Announcements, English (EN): inmobi.com,]]></dc:subject>
      
      <dc:creator><![CDATA[ Mital Goel  ]]></dc:creator>
      
      <dc:date>2013-03-06T14:58:00+00:00</dc:date>
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    <item>
      <title><![CDATA[InMobi Releases Second Wave of Mobile Media Consumption Survey - Global Results]]></title>
      <link>https://www.inmobi.com/blog/2013/02/27/InMobi-Releases-Second-Wave-of-Mobile-Media-Consumption-Survey-Global-Resul/</link>
      <guid>https://www.inmobi.com/blog/2013/02/27/InMobi-Releases-Second-Wave-of-Mobile-Media-Consumption-Survey-Global-Resul/</guid>
      <description><![CDATA[<p>The research team at InMobi is excited to have released our latest series of research reports dubbed the <a href="/inmobiblog/2013/02/27/global-mobile-media-consumption-reaching-millennials/">Mobile Media Consumption</a> research at Mobile World Congress. This report is the second in the series to cover 14 countries on an on-going basis to keep abreast of how mobile devices have changed the way we consume media. From our research results it clearly reinforces that the growth of the <a href="/inmobiblog/2013/02/27/global-mobile-media-consumption-reaching-millennials/">mobile media</a> is immense throughout the globe and constantly reshaping how we interact in our everyday lives. Here are a few interesting statistics from our second global release:</p><ul><li>Globally mobile ranks first in <a href="/inmobiblog/2012/02/29/inmobi-releases-first-wave-of-mobile-media-consumption-q4-survey-%C3%83%C2%A2%C3%A2%C2%82%C2%AC%C3%A2%C2%80%C2%9C-global-results/">media consumption</a> with <strong>1.8 hours</strong> of the <strong>7 hours</strong> spent consuming media this is more than a quarter of time spent on mobile, outpacing TV (<strong>1.5 hours</strong>), PCs (<strong>1.6 hours</strong>) and any other channel.</li><li>Internet access via mobile is no longer a niche activity and is increasingly becoming part of everyones lives. <strong>50%</strong> of the average global mobile web users now use mobile as either their primary or exclusive means of going online</li><li>In addition to mobile Web, study reveals the accelerated usage of mobile apps and found that the average consumer actively uses <strong>6.5 apps</strong> throughout a 30-day period.</li><li>Mobile has been thoroughly adopted among users largely becomes of its convenience & on the go factors</li><li>Growth in mobile use in the coming year will be primarily driven by social media, search/download apps and search activities.</li><li>Globally, <strong>54%</strong> of users discover mobile ads via apps, <strong>40%</strong> on a search engine, <strong>27%</strong> on a retailer website and <strong>23%</strong> on a video website.</li><li>Mobile is now used largely as part of the consumers shopping experience: <strong>75%</strong>say mobile advertising has introduced them to something new<strong>45%</strong>say mobile ads have influenced their purchase in-store.<strong>46%</strong> say mobile ads have influenced them to buy via mobile.</li><li>Mobile ads are also proving to be an effective medium for advertisers to reach consumers on go: After seeing an mobile ads,<ul><li><strong>80%</strong> of users downloaded an app</li><li><strong>67%</strong>of users visited the website of the advertiser</li><li><strong>52%</strong>of users visit the store/retailer/business to get additional information</li><li><strong>45%</strong>of users locate an advertiser on map</li><li><strong>37%</strong> of users call the advertiser.</li></ul></li></ul><ul><li>Mobile commerce space is growing like no other and will quickly become a playground for innovative retailers. <strong>80%</strong> of consumers plan to conduct mobile commerce in the next 12 months.</li></ul><p><strong>The Reality: Mobile media isnt new, but continues to evolve and surprises with opportunities & innovations.</strong> As always, tweets, comments and readership are welcome. We look forward to hearing your feedback. <strong>To learn more about the above study across 14 countries, download the Global Mobile Media Consumption Wave 2 <a href="http://www.inmobi.com/insights/insights-data-download/?fname=Global%20Mobile%20Media%20Consumption%20Wave%202%20Whitepaper&fcat=Whitepapers">whitepaper</a> and <a href="http://www.inmobi.com/insights/consumer-research/">infographics of 14 markets</a>. </strong></p>]]></description>
      <dc:subject><![CDATA[Consumer Research, Media Consumption &amp; Trends, English (EN): inmobi.com,]]></dc:subject>
      
      <dc:creator><![CDATA[ Shamala DN  ]]></dc:creator>
      
      <dc:date>2013-02-27T09:53:00+00:00</dc:date>
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    <item>
      <title><![CDATA[Global Mobile Media Consumption: Reaching Millennials]]></title>
      <link>https://www.inmobi.com/blog/2013/02/26/global-mobile-media-consumption-reaching-millennials/</link>
      <guid>https://www.inmobi.com/blog/2013/02/26/global-mobile-media-consumption-reaching-millennials/</guid>
      <description><![CDATA[<p style="text-align: justify;">The Millennials are the educated, digital savvy, tech-proficient, optimistic trendsetters. They are the generation who are always connected and refuse to live without internet, cellphones or laptops. The Millennials, known to adapt and transition to the ever changing technologies, are soon to be the largest generation ever and with strong purchasing power they are extremely valuable to the marketers. In partnership with Decision Fuel &amp; On Device Research, InMobi has uncovered the first truly global analysis of this highly influential demographic through our Global Mobile Media Consumption Study. The study explores mobile media behaviors of Millennials, defined as those aged 20-34, to provide advertisers with a deeper understanding of their media habits, purchase behavior and receptivity towards mobile ads. Here&#39;s a summary of the key takeaways of the survey, and what marketers and companies need to keep in mind as the generation continues to become more dominant</p>

<ul>
	<li>Millennial spend an average of <strong>7.2 hours per day</strong> consuming media content, with more of that time spent on mobile devices than any other platform</li>
	<li><strong>64%</strong> of global millennial mobile web users multi-task while watching TV and are mainly engaged in social activities followed by search, music and shopping.</li>
	<li>Study reveals the accelerated usage of mobile apps among millennials; 27% of respondents stated they have actively used 6-10 apps in the last 30 days ,averaging to <strong>6.5 </strong></li>
	<li><strong>54%</strong> of millennial mobile web users now use mobile as either their primary or exclusive means of going online</li>
	<li>Growth in mobile use in the coming year will be primarily driven by <strong>social media</strong>, <strong>apps download</strong>, and <strong>search activities</strong></li>
	<li>Millennials are also getting more accustomed to mobile ads: <strong>63%</strong> of millennial mobile users are as comfortable with mobile advertising as they are with TV or online advertising</li>
	<li><strong>88%</strong> of millennial mobile web users claimed they have noticed mobile advertising via the following channels and they recall seeing more ads while using mobile apps <strong>56%</strong>, <strong>42%</strong> via search engine, <strong>27%</strong> on a retailer website and <strong>26%</strong> on video ads</li>
	<li>Mobile ads also proving to be effective: <strong>79%</strong> of millennials admitted they&#39;d been introduced to something new via their device, while <strong>51% </strong>said they had made purchases using their mobile device. The findings make mobile media consumptionthe most influential channel for millennials purchasing decision process from beginning to end</li>
	<li><strong>83%</strong> of millennials plan to conduct mobile commerce in the next 12 months, a +14% increase from where we are today</li>
</ul>

<p>As always, tweets, comments and readership are welcome. We look forward to hearing your feedback. <strong>To Know more download </strong>the <strong><a href="http://www.inmobi.com/insights/download/whitepapers/global-mobile-media-consumption-reaching-millennials/">whitepaper</a> and <a href="http://www.inmobi.com/insights/download/consumer-research/142/mobile-media-consumption-infographic-millennials/">infographics</a></strong> to see the full set of data from this research.</p>]]></description>
      <dc:subject><![CDATA[Consumer Research, Media Consumption &amp; Trends, English (EN): inmobi.com,]]></dc:subject>
      
      <dc:creator><![CDATA[ Shamala DN  ]]></dc:creator>
      
      <dc:date>2013-02-27T09:10:00+00:00</dc:date>
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    <item>
      <title><![CDATA[A Glimpse of InMobi&#039;s Global Media Consumption Study (Wave 2)]]></title>
      <link>https://www.inmobi.com/blog/2013/02/25/A-Glimpse-of-InMobis-Global-Media-Consumption-Study-Wave-2/</link>
      <guid>https://www.inmobi.com/blog/2013/02/25/A-Glimpse-of-InMobis-Global-Media-Consumption-Study-Wave-2/</guid>
      <description><![CDATA[<p style="text-align: justify;">In todays technologically advanced world, where consumers are demanding access to services and content on the move, mobile is rapidly evolving into one of the most influential technology for the marketer. Mobile media is moving businesses away from traditional media and is becoming an integral part of consumers media consumption. Mobile holds true potential of being the <em>ultimate</em> channel for advertisers and hence mandating marketers to have a mobile-ready strategy. It is important for marketers to understand the behavior of consumers in todays world where people spend majority of their time on mobile. It is that time of the year when we, at the InMobi Insights team, are busy collating the results of our Global Mobile Media Consumption Study. This is the second of our ongoing series of studies which provide insights into how mobile devices have changed the way we consume media. This year we have covered 14 key markets across the globe and the research primarily focuses on consumers who use mobile web services. The study provides media consumption by channel, time of use, activities conducted via mobile, mobiles impact on purchase decisions/purchase funnel. InMobi is showcasing an array of new products for agencies, brands and developers at this years <a href="http://mobileworldcongress.com/">Mobile World Congress</a> on February 25-28 in Barcelona. We will be releasing our research study post the session Learning from Consumer Behavior by Naveen Tewari on February 27th. Please keep an eye on our insights page to access more of our latest Mobile Media consumption study presentations, cool <a href="http://www.inmobi.com/insights/consumer-research/">infographics</a> & <a href="http://www.inmobi.com/insights/whitepapers/">whitepaper</a>.</p>]]></description>
      <dc:subject><![CDATA[Media Consumption &amp; Trends, English (EN): inmobi.com,]]></dc:subject>
      
      <dc:creator><![CDATA[ Shamala DN  ]]></dc:creator>
      
      <dc:date>2013-02-25T11:11:00+00:00</dc:date>
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    <item>
      <title><![CDATA[Dynamic Feed Success! 37% Conversion Rate!]]></title>
      <link>https://www.inmobi.com/blog/2013/02/13/Dynamic-Feed-Success-37-Conversion-Rate/</link>
      <guid>https://www.inmobi.com/blog/2013/02/13/Dynamic-Feed-Success-37-Conversion-Rate/</guid>
      <description><![CDATA[<p style="text-align: justify;">InMobi has enjoyed great success with both performance and brand ads, driving robust conversions on both ends. Now combine rich media with performance ads, and add context, relevance, and great targeting and you have a recipe for success. The Dynamic Feed component in the InMobi Studio platform is a great addition to the array of features and components available to designers and advertisers. It allows advertisers to pull in dynamic data from various sources, via API. This data can be used to add context, fresh, relevant information, or allow for crowd participation. The possibilities are many. As you may know, InMobi's in-house award-winning Creative Services team uses InMobi Studio to build Rich Media ads for InMobi advertisers. The Studio Platform is also licenced to various brands and agencies for network-agnostic ad building, flighting, and measurement. The Creative Services team rolled their sleeves up for Bloomberg, to build world-class, engaging ads, to run on InMobi for 6 weeks in December and January. The ad they produced performed so stupendously that Mobile Marketer wrote <a href="http://www.mobilemarketer.com/cms/news/advertising/14755.html">a piece</a> about their success. Since apps are obviously rich with features and functionality, any ad promoting an app should be a sample of what's to come. With rich features touting a very attractive ad, targeted placement (in games, travel and finance properties), and strategic and well-implemented great calls to action, the Bloomberg ad resulted in a 37% install rate. That means more than 1 in every 3 persons who clicked on the ad, downloaded the app! Despite the complex functionality of the Dynamic Feed component, no programming is required for using it. There will be no need to worry about what happens when you run millions of impressions at a time - Studio handles that for you out of the box. In keeping with Studio's philosophy of making a powerful, flexible toolset, platform users can render dynamic feeds into ads, or use the data to modify how the ad looks and behaves more generally. According to Alan Peters, Director of Product: "There's a wealth of data out there that can be used to make ads more personal, timely, or otherwise relevant. What I like about the Bloomberg execution is that it uses data unique to the brand. Beyond <a href="/inmobiblog/2012/10/11/financial-services-lead-nurturing/">financial services</a>, I think there are a number of other categories of advertisers that could also take advantage of their own data set to boost performance of rich media ads. Retail is an obvious choice." Amen, Alan!</p>
<p><strong>For our platform customers, some notes to keep in mind:</strong>&nbsp;</p>
<p style="text-align: justify;">Some APIs are free and some are paid. So keep this in mind when pitching a Dynamic Feed component within an ad unit and take a look at API documentation before moving forward. -Before finalizing a concept with your client, please check whether the source integration is possible.</p>
<p><strong>What you will need to for integration:</strong>&nbsp;</p>
<p>-REST interface</p>
<p>-JSON format</p>
<p>-API Key based authentication (vs complex schemes like OAuth)</p>
<p>-Technical docs must indicate that the proposed functionality will work The Dynamic Feed was debuted to InMobi Studio platform licensees in January 2013.</p>
<p>We hope to share more success stories with you soon.</p>]]></description>
      <dc:subject><![CDATA[Products &amp; Tools, English (EN): inmobi.com,]]></dc:subject>
      
      <dc:creator><![CDATA[ Maryam Motamedi  ]]></dc:creator>
      
      <dc:date>2013-02-14T01:07:00+00:00</dc:date>
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    <item>
      <title><![CDATA[InMobi Interstitials]]></title>
      <link>https://www.inmobi.com/blog/2013/02/13/InMobi-Interstitials/</link>
      <guid>https://www.inmobi.com/blog/2013/02/13/InMobi-Interstitials/</guid>
      <description><![CDATA[<p style="text-align: justify;">How do advertisers get the undivided attention of their target audience? This is an age old question that marketers have been trying to answer. With so many connected devices and so much stimulation all around, now your audience is even more distracted. In pre-digital days, we were more aware of the size of the ad, and the real estate it took to erect an eye-catching ad. Re-introducing Interstitials! An Interstitial is a full page ad which appears between content pages. Interstitials are common to gaming and mobile apps, as they are conducive to the content 'interruption' between gaming levels. Due to the sheer nature of the Interstitial appearing within the flow of regular content, this type of ad captures the attention of the user more prominently than other ads. The user may close the ad to get back to the intended content. About 10% of all mobile ad inventory at InMobi is Interstitials, but there is potential for so much more. Interstitials are like the power foods of the mobile ad world. Last year, all we heard in health food news was about eating more kale and quinoa! If ads were food, you would want to eat Interstitials. Interstitials are good all around: higher returns for the publisher, higher ROI for the advertiser, and more attention from the user. The Cost Per Download (CPD) of performance ads is up to 50% lower, while the Publisher enjoys a whopping 5-10 times higher eCPM! Interstitials also occupy about 10x more space than banner ads. See below:</p><p><a href="http://www.inmobi.com/inmobiblog/files/2013/02/InterAds.png"><img alt="" src="{filedir_8}InterAds.png" title="Interstitials"></a></p><p>Based on InMobi's metrics, here are the top 6 reasons you should love interstitials:</p><p>1-PERFORMANCE GUARANTEED InMobi interstitials deliver nearly 20 times the engagement rates, 7 times the conversion rates and 8 times the overall monetization vs. traditional banners. Whether you are an advertiser or a publisher, interstitials will surpass your performance expectations.</p><p>2- REAL ESTATE Interstitials ensure there is little distraction for the user when the ads are served. By leveraging all available real estate on the screen, whether smartphone or tablet, they maximize user attention, giving the ad its best chance to generate a click, a conversion, or other intended call to action.</p><p>3- CLEANER USER EXPERIENCE Typically served either prior to app launch, in between app levels or before exit, interstitials allow the user to engage with the core content inside the app without ad interference.</p><p>4- SOLVES FOR AD BLIND SPOT Traditional banners often get served in the users blind spot - and miss the attention they deserve. Blind spots are usually blind because of either location, size, or ad fatigue...With interstitials, you are guaranteed the attention of the user, as they are fully immersed in existing content, and will see your ad amidst intended content. Interstitials can be considered the cousin of native advertising.</p><p>5- MORE REAL ESTATE TO SHOWCASE AN ENGAGING AD With nearly 10 times the real estate available on traditional banners, interstitials allow you to achieve your creative best in the ad content and maximize user engagement.</p><p>6- MOMENTARY INTERRUPTION Unlike traditional banners, which persist on the screen during the entire session, Interstitials appear only momentarily, therefore minimizing ad interference during the session. Interstitials are not ever-present, and therefore the user does not develop a blind spot for them like they would for other types of ads-- as mentioned above.</p><p>I hope this encourages you to consider more interstitials in your ad mix. You can see the results for yourselves!</p>]]></description>
      <dc:subject><![CDATA[Media Consumption &amp; Trends, Products &amp; Tools, English (EN): inmobi.com,]]></dc:subject>
      
      <dc:creator><![CDATA[ Maryam Motamedi  ]]></dc:creator>
      
      <dc:date>2013-02-14T00:15:00+00:00</dc:date>
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    <item>
      <title><![CDATA[Extending The Momentum of a Newly Launched App - Ad Content]]></title>
      <link>https://www.inmobi.com/blog/2013/02/11/Extending-The-Momentum-of-a-Newly-Launched-App-Ad-Content/</link>
      <guid>https://www.inmobi.com/blog/2013/02/11/Extending-The-Momentum-of-a-Newly-Launched-App-Ad-Content/</guid>
      <description><![CDATA[<p style="text-align: justify;">In the first blog of this series, we saw how it is important to get your paid advertising strategy right to ensure that the organic downloads keep flowing in. I also suggested the Top 5 essentials to keep in mind while planning your advertising campaign.&nbsp;Let's take a deeper look into the second of the five &nbsp;Ad Content.&nbsp;The ad unit is the users first exposure to your app and hence needs to make an impact on the user. It needs to perk the users interest in a way that the user would want to click on the ad and finally download and use your application. The big difference between how a brand advertiser and app advertiser creates the ad content lies in the intent of the advertiser i.e. a brand advertiser wants the user to engage with the ad and have brand recall, whereas, an app advertiser requires the user to actually download and install the application. Here are some suggestions that could help increase the chances of a user clicking on your ad and finally installing your application</p>
<ol>
<li><strong>Tile image</strong>&nbsp;A tile image is by default associated with a mobile application by most users. In situations where you do not have the budget for a fancy ad unit and would like to keep the banner ad simple and minimalistic, it helps to add the tile image of your application in the ad. You are simply using this tile to help users realize that you are promoting an app download and leveraging the creative aspect of the tile image to populate the ad.</li>
<li><strong>App Rating</strong>&nbsp;The rating of your app is a powerful influencer and users tend to download apps that have a high rating. Getting a good rating from existing users also goes a long way in increasing your app ranking on the app store. Ensure that you get your current users to rate your application and then show this rating on your ad unit to influence new users to install your app.</li>
<li><strong>App Details</strong>&nbsp;If you have additional space such as in an interstitial or expandable ad, provide more information about the ad such as category, size and the description of the ad. This is again a simple way to create interstitial and expandable ads with the right amount of information but without investing heavily in an expensive Rich Media ad unit. However, if you do have the budget for a Rich Media creative, you should leverage that space to have your users engage with the ad creative and give them an experience of the actual application</li>
<li><strong>Call to Action</strong>&nbsp;It is important to provide a clear Call To Action for users so they expect the next step when they click on the ad. A user would like to know that the ad is asking them to download an application from an app store. Ads that do not have this clearly, tend to have high drop off rates since you are giving the user an unexpected behavior. For example, take a look at the below two sample ads and what you would infer in you saw these ads <img alt="" src="https://www.inmobi.com/ui/uploads/legacy/CTA1.png" />&lt;&lt;caption="Ad with clear CTA and prepares the user to be taken to the App Store to download the app"&gt;&gt;<img alt="" src="https://www.inmobi.com/ui/uploads/legacy/CTA2.png" title="CTA2" /></li>
<li><strong>Free vs Paid App</strong>: If you have sufficient space, it might be a good idea for you to mention if the app is free or paid. If it is free, then users tend to click on the ad and indeed download the application and give it a shot. If it is paid, then you will be saving valuable advertising money by only inviting users who are genuinely interested in paying and using your app. Paid apps that do not mention this in the ad unit, tend to get users who click on the ad but drop off at the app store when they realize that it is a paid app. You would have to pay for the click of this ad, but you do not necessarily get the user and hence would be wasting advertising budgets.</li>
</ol>
<p>&nbsp; Below is a sample ad of a well-known app to showcase the above points. You could use the points as guidelines for creating ad units while still maintaining the individuality of your application and the creative genius of your designers. <img alt="" src="https://www.inmobi.com/ui/uploads/legacy/Screen-shot-2013-02-11-at-1.43.14-PM.png" title="Ad Content" /> &nbsp; &nbsp; <a href="http://www.inmobi.com/inmobiblog/2013/02/05/extending-the-momentum-of-your-newly-launched-app-ad-formats/" title="Extending The Momentum of Your Newly Launched App &acirc;&euro;&ldquo; Ad Formats">Click here to read previous blog of this series.</a></p>]]></description>
      <dc:subject><![CDATA[Advertising, Consumer Research, English (EN): inmobi.com,]]></dc:subject>
      
      <dc:creator><![CDATA[ Shringar Pangal,  Senior Product Marketing Manager  ]]></dc:creator>
      
      <dc:date>2013-02-11T08:50:00+00:00</dc:date>
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      <title><![CDATA[InMobi &amp; CMO Council: Mobile Marketing&#039;s Bright Spots]]></title>
      <link>https://www.inmobi.com/blog/2013/02/05/InMobi-CMO-Council-Mobile-Marketings-Bright-Spots/</link>
      <guid>https://www.inmobi.com/blog/2013/02/05/InMobi-CMO-Council-Mobile-Marketings-Bright-Spots/</guid>
      <description><![CDATA[<p style="text-align: justify;">Mobile is rapidly evolving into one of the most influential technology for the marketer and there is no denial that mobile is seen as the preferred channel of choice for engaging device dependent customer. Yet despite the excitement, marketers are looking to understand, leverage and measure mobile advertising and also look to integrate online and offline customer acquisition and relationship building. It is important to address the complexity of the mobile landscape and develop best practices or case studies that demonstrate results across the mobile relationship. Most of the marketers are facing this question. "Is mobile the channel of the future?" To answer this, the CMO Council, in partnership with InMobi, has identified a collection of brand leaders in its latest whitepaper entitled "<strong>MRM Year in Review: Mobile Advertising Bright Spots in 2012</strong>". The whitepaper also includes media consumption insights gathered by InMobi, OnDevice Research and Decision Fuel Some of the issues addressed in this white paper include:</p><ul><li>Consumer reactions and sentiments to mobile advertising</li><li>Preferences and expectations of mobile experiences</li><li>Leading brands connecting web to mobile engagements</li><li>Adoption of rich media as a key mobile engagement strategy</li></ul><p>As always, tweets, comments and readership are welcome. We look forward to hearing your feedback. To download the whitepaper, please <a href="http://www.inmobi.com/insights/insights-data-download/?fname=MRM%20Year%20in%20Review%20-%20Mobile%20Advertising%20Bright%20Spots%20in%202012&fcat=Whitepapers" target="_blank">click here</a>.</p>]]></description>
      <dc:subject><![CDATA[Advertising, English (EN): inmobi.com,]]></dc:subject>
      
      <dc:creator><![CDATA[ Team InMobi  ]]></dc:creator>
      
      <dc:date>2013-02-06T04:01:00+00:00</dc:date>
    </item>
  
    <item>
      <title><![CDATA[Extending The Momentum of Your Newly Launched App - Ad Formats]]></title>
      <link>https://www.inmobi.com/blog/2013/02/05/Extending-The-Momentum-of-Your-Newly-Launched-App-Ad-Formats/</link>
      <guid>https://www.inmobi.com/blog/2013/02/05/Extending-The-Momentum-of-Your-Newly-Launched-App-Ad-Formats/</guid>
      <description><![CDATA[<p>In the <a href="http://www.inmobi.com/inmobiblog/2013/01/31/extending-the-momentum-of-your-newly-launched-app/" title="Extending The Momentum of Your Newly Launched App">first blog of this series</a>, we saw how it is important to get your paid advertising strategy right to ensure that the organic downloads keep flowing in. I also suggested the Top 5 essentials to keep in mind while planning your advertising campaign. Let&#39;s take a deeper look into the first of the five Ad Formats. As per most advertisers, a good ad needs to achieve certain objectives, of which the notable ones are:</p>

<ul>
	<li>Inform the user about the app being advertised</li>
	<li>Engage with the user so the users interest in the ad increases and hence the user tends to download the application</li>
	<li>Reach as many users as possible</li>
	<li>Not get repetitive to ensure the user does not get bored of the ad or ignore the ad completely</li>
</ul>

<p>The way the creative is built goes a long way in ensuring the above points. The ad needs to be attractive, eye catchy but not disturbing, bright but not cause epilepsy and so on. But other than stating the obvious, I wanted to point out 3 other quick ways to ensure that your ad achieves what you want it to.</p>

<ol>
	<li><strong>Refresh your ad often</strong> If the user sees the exact same ad over and over again, he/she will begin ignoring it. Create a few additional ad banners for the upcoming duration of the campaign and refresh your ads every two weeks or so</li>
	<li><strong>Create ads of different sizes</strong> Devices come in different sizes and so should your ad. Do not try to force fit an ad of wrong dimensions into different devices. At times, if you do not have an ad of the right size, the ad network might not allow your ad to go on certain devices thus resulting in lost potential users</li>
	<li><strong>Leverage different formats</strong> Interstitial ads and Rich Media ads are a powerful tool to show ads to users with a wide plethora of benefits. These ads provide some of the best methods to smartly engage with your user and are definitely tools you should try to leverage</li>
</ol>

<p>Lets take a look at a few ads that resonate very well with users along with the statistics of these ad formats.</p>

<h3>Regular Banners vs HD Banners</h3>

<p>The new double density devices such as iPhone 4 and above, iPad mini etc. with retina display have larger screen resolution. HD banners (640x96 and 640x100) are the best fit for these devices in terms of user experience. Take a look at the image below when you show a regular banner on double density devices vs an HD banner.</p>

<p><img alt="" src="{filedir_8}Screen-shot-2013-02-05-at-3.35.55-PM.png" title="HD vs Regular Banners" /></p>

<p>In terms of the numbers, it is seen that the CTR of the HD banners tend to improve by 20%- 30% compared to regular banner ads. The conversion ratios (click to download) of these HD banners tend to be 7% - 10% more than regular banners ads.</p>

<h3>Interstitial Ads</h3>

<p>Interstitial Ads form a powerful way of engaging with your users with 10x more real estate to play around with. This gives the advertiser flexibility to provide a wide range of interactions on the ad unit or just show the ad in a more appealing format. They are visibly more attractive than regular banner ads as seen in the image below.</p>

<p><img alt="" src="{filedir_8}InterAds.png" title="Interstitials" /></p>

<h3>Interstitial Ads</h3>

<p>Interstitial Ads form a powerful way of engaging with your users with 10x more real estate to play around with. This gives the advertiser flexibility to provide a wide range of interactions on the ad unit or just show the ad in a more appealing format. They are visibly more attractive than regular banner ads as seen in the image below.</p>

<p><img alt="" src="{filedir_8}Inters.png" title="Interstitial Data" /></p>

<h3>Rich Media Ads</h3>

<p>If your budget allows for it, Rich Media ads have the highest engagement rate compared to static ads. You can even decide to let the user interact with a part of your app directly within your ad and then download the app for full use. Here is an example of a really well performing rich media ad for Sega.<iframe frameborder="0" height="240" src="http://player.vimeo.com/video/46375450" width="320"></iframe></p>

<p>To wrap up, the important 3 steps to keep in mind are:</p>

<ol>
	<li>Refresh your ads often</li>
	<li>Create ads in different sizes</li>
	<li>Leverage different ad formats</li>
</ol>

<p><a href="http://www.inmobi.com/inmobiblog/2013/01/31/extending-the-momentum-of-your-newly-launched-app/" target="_blank" title="Extending The Momentum of Your Newly Launched App">Click here to read previous blog of this series.</a> <a href="http://www.inmobi.com/inmobiblog/2013/02/11/extending-the-momentum-of-a-newly-launched-app-ad-content/" title="Extending The Momentum of a Newly Launched App â€“ Ad Content">Click here to read the next blog of this series.</a></p>]]></description>
      <dc:subject><![CDATA[Media Consumption &amp; Trends, English (EN): inmobi.com,]]></dc:subject>
      
      <dc:creator><![CDATA[ Shringar Pangal,  Senior Product Marketing Manager  ]]></dc:creator>
      
      <dc:date>2013-02-05T10:54:00+00:00</dc:date>
    </item>
  
    <item>
      <title><![CDATA[Extending The Momentum of Your Newly Launched App]]></title>
      <link>https://www.inmobi.com/blog/2013/01/31/Extending-The-Momentum-of-Your-Newly-Launched-App/</link>
      <guid>https://www.inmobi.com/blog/2013/01/31/Extending-The-Momentum-of-Your-Newly-Launched-App/</guid>
      <description><![CDATA[<p>Yes, you have a great app, but are you sure users are seeing it? With the number of active apps crossing 760,000 on App Store and 675,000 on Google Play, every new app is facing severe competition to be discovered. With an average of 921 new apps being launched per day, an app stores is an ocean of apps that is growing larger by the day and the threat of being lost amidst the crowd is very real.</p>
<p><img alt="" src="https://www.inmobi.com/ui/uploads/legacy/Screen-shot-2013-01-31-at-2.32.00-PM.png" title="Screen shot 2013-01-31 at 2.32.00 PM" /></p>
<p>So, how do you stand out? How do you get discovered? The three main ways for you to get more installs would be to</p>
<ol>
<li>Increases the chances of your app being found on the app store and hence increase your organic installs</li>
<li>If you have other apps, then cross promote the new app on the other real estate you own on the other apps</li>
<li>Paid advertising methods such as Display Advertising, Incentivized Advertising etc. Obviously, your strategy will need to take into account all three ways to get the best impact.</li>
</ol>
<p>However, it is important to understand the confluence of the organic and paid installs. While initially you will start with more paid installs than organic installs, there will be a time when you reap the benefits of the paid advertising by seeing a spike in the organic install rate. The number of organic installs should overtake the number of paid installs and you can begin reducing the amount spent on paid advertising. However, to ensure that you maximize the reaping the benefitsstage, it is important to get the strategy of your initial paid advertising right. Here are a quick 5 points on what you should keep in mind while launching an ad campaign for a new app</p>
<ol>
<li>Run a mix of ads &nbsp;There are different ad formats that perform differently. Apart from regular banner ads, create HD ads that can be served on the double density devices such as iPhone 5. Interstitial ads are also an extremely powerful way of engaging users and have seen to have high CTR. You also want to consider refreshing the ads every two weeks to reduce user fatigue.</li>
<li>Provide ample information on the ad. There is a fine balance of information, which if provided, can sway the user to download your app. For example, if your app already has a user rating, then it is important to showcase this rating in ads. It has seen that users who see a rating in the ad tend to click on the ad more than on ads that do not have a rating</li>
<li>Target wisely Over targeting is usually the cause for limiting the full potential of advertising. While you make sure that you reach the right audience, remember that this stage is about generating awareness. So do not restrict your campaign to too small an audience and experiment with a larger audience. But be sure to target the right OS version and devices. You will be surprised with the amount of ad dollars being spent on devices or OS versions that do not support the app.</li>
<li>Run a test campaign Each app is different and each region is different. While there are a lot of best practices, your app will have its own nuances and learning curve. So before you have a big bang launch in all markets, try to set aside a small budget and time for a trial campaign to see what works. This will help you find the ideal spend and target CPI, the audience segments that work best etc. Work with your ad network to analyze the data in detail.</li>
<li>Track track track Most important is to track and get as much information about your paid advertising as you possibly can. This is a wealth of information that will influence and provide direction for the rest of your advertising strategy. It is important to know which are some of the best tracking solutions in the market and then make an informed decision that works best for you.</li>
</ol>
<p>In this blog, I have only scratched the surface on the points mentioned above. In subsequent blogs, I will go into each of the bullets in detail with supporting data. Read on for more. <a href="http://www.inmobi.com/inmobiblog/2013/02/05/extending-the-momentum-of-your-newly-launched-app-ad-formats/" title="Extending The Momentum of Your Newly Launched App &acirc;&euro;&ldquo; Ad Formats">Click here to read the next blog in this series</a></p>]]></description>
      <dc:subject><![CDATA[Advertising, English (EN): inmobi.com,]]></dc:subject>
      
      <dc:creator><![CDATA[ Shringar Pangal,  Senior Product Marketing Manager  ]]></dc:creator>
      
      <dc:date>2013-01-31T15:38:00+00:00</dc:date>
    </item>
  
    <item>
      <title><![CDATA[Launching Unity plugin for InMobi LTVP]]></title>
      <link>https://www.inmobi.com/blog/2013/01/31/Launching-Unity-plugin-for-InMobi-LTVP/</link>
      <guid>https://www.inmobi.com/blog/2013/01/31/Launching-Unity-plugin-for-InMobi-LTVP/</guid>
      <description><![CDATA[<p style="text-align: justify;">Today, we are making available a unity plugin for Lifetime value platform (LTVP), making it even faster and easier for the unity plugin community to use LTVP Analytics features within their games and apps. Whats more, this plugin also has InMobi Ad Network & House Ads capabilities bundled within it enabling developers to maximize ad monetization as well. Last November, we launched InMobi LTVP as a free solution to help developers analyze user behavior within the app and more importantly act upon this information with an integrated monetization, and house ads platform. We have seen great adoption amongst the gaming community as well as the non gaming community with newspaper apps, social networking and entertainment apps benefiting from LTVP. With this plugin, developers should find it a lot easier to understand user in-app behavior along revenue, engagement and other dimensions and easily drive up monetization and app marketing activities through a well integrated platform. Unity is one of the more popular tools for gaming developers. The Unity game development platform includes a wealth of tools designed to help developers create rich interactive experiences expertly and efficiently. We believe that LTVP plugin will be a solid addition for Unity game developers. Developers can access the free plugins for these valuable features by visiting these links <a href="https://www.inmobi.com/support/art/28174163/22114287/unity-partner-platform-ios-integration-guide/" target="_blank">iOS plugin</a> and <a href="https://www.inmobi.com/support/art/28838726/22114287/unity-partner-platform-android-integration-guide/" target="_blank">Android plugin</a>. </p>]]></description>
      <dc:subject><![CDATA[Announcements, English (EN): inmobi.com,]]></dc:subject>
      
      <dc:creator><![CDATA[ Vishnu Shridhar  ]]></dc:creator>
      
      <dc:date>2013-01-31T09:33:00+00:00</dc:date>
    </item>
  
    <item>
      <title><![CDATA[Hyper-Connected Smartphone Users: Is It Addiction or Just Love? by Shaun Chatman]]></title>
      <link>https://www.inmobi.com/blog/2013/01/28/Hyper-Connected-Smartphone-Users-Is-It-Addiction-or-Just-Love-by-Shaun-Chat/</link>
      <guid>https://www.inmobi.com/blog/2013/01/28/Hyper-Connected-Smartphone-Users-Is-It-Addiction-or-Just-Love-by-Shaun-Chat/</guid>
      <description><![CDATA[<p>Our latest guest post is from freelance writer Shaun Chatman: We walk around with our cellphones and smartphones attached to our hands like a second limb. Do we do this because it&#39;s love or have we, as humans, started to develop an actual physical addiction to these cellular devices? Psychologists and healthcare professionals have debated this exact question and have yet to come up with a concrete answer. Let&#39;s take a closer look at the facts and statistics surrounding the issue and let you be the judge.</p>

<h4>An Overview of the Statistics Surrounding Smartphone Usage</h4>

<p><a href="http://www.flickr.com/photos/yourdon/3567909813/" title="Some of us can talk into one phone, and type text messages into another phone - at the same time! by Ed Yourdon, on Flickr"><img alt="Some of us can talk into one phone, and type text messages into another phone - at the same time!" src="http://farm4.staticflickr.com/3397/3567909813_40023a8a8c.jpg" /></a></p>

<p><span style="font-size: 1em;">Image via Flickr by </span><a href="http://www.flickr.com/photos/yourdon/3567909813/" style="font-size: 1em;">Ed Yourdon</a></p>

<p>There is no denying that people are becoming more and more reliant upon smartphones. The statistics prove that to be a fact. Some of the statistics and facts that support just <a href="http://www.huffingtonpost.com/2012/08/16/smartphone-addiction-time-survey_n_1791790.html">how dependent people have become on smartphones</a>&nbsp;include the following:</p>

<ul>
	<li>It is estimated that 91.4 million smartphones are used in the United States and over 1.08 billion in the world</li>
	<li>37% of adults surveyed said they believe they are addicted to their smartphone</li>
	<li>60% of teens surveyed said they were addicted to smartphones</li>
	<li>22% of adults and 47% of teens have admitted to using their smartphone in the bathroom&nbsp;</li>
</ul>

<h4>What is the Real Definition of Addiction?&nbsp;</h4>

<p><a href="http://www.flickr.com/photos/alancleaver/4104954991/" title="addiction by Alan Cleaver, on Flickr"><img alt="addiction" src="https://farm3.staticflickr.com/2534/4104954991_96580eb06b.jpg" style="width: 334px; height: 500px;" /></a>&nbsp; &nbsp;</p>

<p><span style="font-size: 1em;">Image via Flickr by </span><a href="http://www.flickr.com/photos/alancleaver/4104954991/" style="font-size: 1em;">Alan Cleaver</a></p>

<p>Before we can determine if smartphone usage by a hyper-connected smartphone user is an addiction or love, we need to know the actual definition of both love and addiction. First, we&#39;ll explore addiction, then love. According to Webster&#39;s Dictionary, <a href="http://www.merriam-webster.com/dictionary/addiction">the definition of addiction</a> is a compulsive need for and use of a habit-forming substance. Webster&#39;s Dictionary&#39;s definition of addiction further states that the individual who has developed the addiction will experience well-defined symptoms upon withdrawal of the substance. The substance in question is usually defined as aproduct that can be harmful or designed to hurt the user.</p>

<h4>What is the Definition of Love?</h4>

<p>&nbsp;&nbsp;<a href="http://www.flickr.com/photos/yourdon/3567909813/" title="Some of us can talk into one phone, and type text messages into another phone - at the same time! by Ed Yourdon, on Flickr"><img alt="Some of us can talk into one phone, and type text messages into another phone - at the same time!" src="https://farm4.staticflickr.com/3397/3567909813_40023a8a8c.jpg" /></a>&nbsp;&nbsp;</p>

<p><span style="font-size: 1em;">Image via Flickr by </span><a href="http://www.flickr.com/photos/yourdon/3567909813/" style="font-size: 1em;">jkavo</a></p>

<p>There are several <a href="http://www.merriam-webster.com/dictionary/love">different definitions of love</a> according to Webster&#39;s Dictionary. The first definition details a warm attachment or devotion to an object or person. The second definition is an object of admiration, attachment or devotion.</p>

<h4>Are People Addicted or Are They Experiencing an Intoxicating Love for Smartphones?</h4>

<p><a href="http://www.flickr.com/photos/criminalintent/4084287900/" title="Texting by Lars Plougmann, on Flickr"><img alt="Texting" src="https://farm3.staticflickr.com/2799/4084287900_9fc1e8b231.jpg" style="width: 333px; height: 499px;" /></a></p>

<p><span style="font-size: 1em;">Image via Flickr by <a href="http://www.flickr.com/photos/criminalintent/4084287900/">Lars Plougmann</a></span></p>

<p>When comparing the definitions of love and addiction, the answer to the question might seem fairly obvious. People aren&#39;t experiencing an addiction to their smartphones, especially if you compare it to the definition of the word. No one has been hospitalized for lack of smartphone use. No one has been harmed by using a smartphone for too long either. This labels the device as a non-harmful, non-addicting substance, which makes it almost impossible for an addiction to form. The truth is the term &#39;addiction&#39; seems to have lost its actual definition when applied to hyper-connected smartphone users. There is no physical dependency developing, but there is an intense love for smartphones, such as <a href="http://www.t-mobile.com/shop/phones/?capcode=AGE">some stylish Android phones</a> and Windows 8 phones that are designed to make life easier.</p>

<h4>Sources: <a href="http://ericaswallow.files.wordpress.com/2011/09/smartphone-addiction-infographic.png?w=490&amp;h=1394">http://ericaswallow.files.wordpress.com/2011/09/smartphone-addiction-infographic.png?w=490&amp;h=1394</a> <a href="http://ansonalex.com/infographics/smartphone-usage-statistics-2012-infographic/">http://ansonalex.com/infographics/smartphone-usage-statistics-2012-infographic/</a></h4>

<h3>About Shaun:</h3>

<p><img alt="" src="/eehttps://www.inmobi.com/ui/uploads/legacy/shaun-chatman.jpeg" title="shaun-chatman" />&nbsp;</p>

<p><a href="https://plus.google.com/u/0/108669581696135088160">Shaun Chatman</a> is a freelance writer who is a well published author on many authority sites. He lives in Dunedin, FL, and spends his free time playing with his kids or his collection of gadgets.</p>]]></description>
      <dc:subject><![CDATA[Media Consumption &amp; Trends, English (EN): inmobi.com,]]></dc:subject>
      
      <dc:creator><![CDATA[ Team InMobi  ]]></dc:creator>
      
      <dc:date>2013-01-29T06:21:00+00:00</dc:date>
    </item>
  
    <item>
      <title><![CDATA[The Rise &amp; Rise Of Tablet Impressions]]></title>
      <link>https://www.inmobi.com/blog/2013/01/28/The-Rise-Rise-Of-Tablet-Impressions/</link>
      <guid>https://www.inmobi.com/blog/2013/01/28/The-Rise-Rise-Of-Tablet-Impressions/</guid>
      <description><![CDATA[<p>
	When [Floyd] had tired of official reports, memoranda and minutes, he would plug his foolscap-sized Newspad into the ship's information circuit and scan the latest reports from Earth. One by one, he would conjure up the world's major electronic papers. He knew the codes of the more important ones by heart and had no need to consult the list on the back of his pad. Switching to the display's short-term memory, he would hold the front page while he searched the headlines and noted the items that interested him.
</p>
<p>
	Each had its own two-digit reference. When he punched that, a postage-sized rectangle would expand till it neatly filled the screen and he could read it with comfort. When he finished he could flash back to the complete page and select a new subject for detailed examination.- 2001 A Space Odyssey- Arthur C Clarke When I first read this classic I thought "Did he actually think it was possible?" and my thoughts were quashed when I chanced upon "The only thing that we can be sure of the future is that it will be absolutely fantastic" The year 2012 saw a phenomenal rise in the tablet impressions across the world and it was the same for us on the InMobi network. From being an author's imagination to being an eclectic 'elite' device the tablet is now reaching the masses and is fast becoming an important screen for multi-device users.
</p>
<p>
	<img alt="" src="{filedir_8}IMps1.png" title="The Rise of Tablet Impressions">
</p>
<p align="center">
	Figure 1: Tablet impressions
</p>
<p>
	For most of the our generation the television was the first screen followed by desktop/laptop; in that vein the tablet is the closest hand-held prototype of these original screens; this means the user actually feels more at home and engages actively on these devices. The rise of tablet impressions (Figure 1) over the past year clearly indicates that the appetite is on the rise. Like with most new technologies, the USA leads the tablets market with Apple as the undisputed leader. That said, competition is heating up with new launches happening every quarter and this means better design and an even improved user experience in the near future.
</p>
<p>
	<img alt="" src="{filedir_8}Manufacturer2.png" title="Top Manufacturers">
</p>
<p align="center">
	Figure 2: Tablet Manufacturers
</p>
<p align="center">
</p>
<p>
	<img alt="" src="{filedir_8}Country1.png" title="Top Countries">
</p>
<p align="center">
	Figure 3: Top 5 countries in terms of Tablet usage
</p>
<p>
	Large screens, portability, accelerometer combined with increasing amounts of time spent on tablets and dual screening, make tablets an excellent channel for advertisers to connect with their target audiences at the right times. With increase in tablet penetration with each passing quarter we are yet to witness tablets' full potential. Floyd sometimes wondered if the Newspad, and the fantastic technology behind it, was the last word in mans quest for perfect communications. Here he was, far out in space, speeding away from Earth at thousands of miles an hour, yet in a few milliseconds he could see the headlines of any newspaper he pleased. (That very word "newspaper," of course, was an anachronistic hangover into the age of electronics.) The text was updated automatically on every hour; even if one read only the English versions, one could spend an entire lifetime doing nothing but absorbing the ever-changing flow of information from the news satellites *For more info about 
	<a href="http://www.inmobi.com/insights/network-data/">tablet usage</a> and media consumption on tablets, please download our <a href="http://www.inmobi.com/insights/consumer-research/">white papers here</a>. Do drop into our <a href="http://www.inmobi.com/insights/">insights page</a> for regular references to classic sci-fi works and the post-pc era world! <a href="#_ftnref1" title="">[1]</a> Popova Maria, Arthur C. Clarke Predicts the Future in 1964, Gets It Oddly Right, URL: <a href="http://www.brainpickings.org/index.php/2011/09/30/arthur-c-clarke-the-future-1964/"> http://www.brainpickings.org/index.php/2011/09/30/arthur-c-clarke-the-future-1964/</a> , September, 2012
</p>]]></description>
      <dc:subject><![CDATA[Media Consumption &amp; Trends, English (EN): inmobi.com,]]></dc:subject>
      
      <dc:creator><![CDATA[ Varun K Ramachandra  ]]></dc:creator>
      
      <dc:date>2013-01-28T11:04:00+00:00</dc:date>
    </item>
  
    <item>
      <title><![CDATA[Special Event hosted by InMobi at Kleiner Perkins Caulfield &amp; Beyers (KPCB) San Francisco]]></title>
      <link>https://www.inmobi.com/blog/2013/01/28/Special-Event-hosted-by-InMobi-at-Kleiner-Perkins-Caulfield-Beyers-KPCB-San/</link>
      <guid>https://www.inmobi.com/blog/2013/01/28/Special-Event-hosted-by-InMobi-at-Kleiner-Perkins-Caulfield-Beyers-KPCB-San/</guid>
      <description><![CDATA[<p><img alt="" src="https://www.inmobi.com/ui/uploads/legacy/sp-event-blog.jpg" /></p>
<p>On Jan 24, InMobi had the honor of hosting a thought-leadership event with our investors KPCB. The theme of the event was "Going Global Path to Success". We had Naveen Tewari (CEO &amp; Founder, InMobi) and Deep Nishar (Senior VP, Products &amp; User Experience, LinkedIn) as the key note speakers. Mike Abbott (KPCB and our board member) moderated a panel which consisted of speakers from Holger Luedorf (VP &amp; Head of Business Development,Foursquare), Kevin Weil (Director, Revenue Products, Twitter), Mike Ghaffary (VP, Business Development, Yelp) and our very own Piyush Shah. The event brought together over 60 bay area companies such as Visa, Waze, Adobe and Electronic Arts to foster innovative thinking around how to succeed in taking your company global.</p>
<p><img alt="" src="https://www.inmobi.com/ui/uploads/legacy/sp-event-blog2.jpg" /></p>
<p>Our internal objectives for this event was to drive the InMobi brand as a cool leader in the mobile space, and create an avenue for engaging conversations with potential clients in a very casual but elegant atmosphere. We were expecting a total of 50 people, but were pleasantly surprised with a total attendance of 60 people (including InMobi execs Crid, Anne, Pankaj, Shrikant, Naveen and Piyush).</p>
<p><img alt="" src="https://www.inmobi.com/ui/uploads/legacy/sp-event-blog3.jpg" /></p>
<p>The main topics of discussion for the night boiled down to placing focus on Product, Process and People to ensure that a company can go global successfully in a short period of time. Each of these 3 tenets has its own set of challenges that has to be managed effectively, but when done right leads to success across the global. The guest speakers focused on topics such as hiring the right people, social strategies and how companies are leveraging the power of mobile to expand overseas.</p>
<p><img alt="" src="https://www.inmobi.com/ui/uploads/legacy/sp-event-blog4.jpg" /></p>
<p>Everyone came to the conclusion that leveraging mobile is the most powerful way to go global and each company has a different approach. Yelp, which is traditionally a desktop tool, is moving into mobile to scale globally and building in more social networking aspects. Twitter is inherently global, and foursquare is driving to expand their developer ecosystem by building a simple and well documented API. Our sales team reported that as a result of this event, they already have booked deals in the pipeline from Ancestry, potentially AirBnB, Tagged and many more.</p>]]></description>
      <dc:subject><![CDATA[English (EN): inmobi.com,]]></dc:subject>
      
      <dc:creator><![CDATA[ Team InMobi  ]]></dc:creator>
      
      <dc:date>2013-01-28T09:38:00+00:00</dc:date>
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    <item>
      <title><![CDATA[Why brands need to think about User LTV?]]></title>
      <link>https://www.inmobi.com/blog/2013/01/24/Why-brands-need-to-think-about-User-LTV/</link>
      <guid>https://www.inmobi.com/blog/2013/01/24/Why-brands-need-to-think-about-User-LTV/</guid>
      <description><![CDATA[<p>Today a companys most valuable asset is its customers, and while products and services are ripped off and duplicated in no time at all, a company with loyal and long term customers is less vulnerable to competition. But how does one measure the value of a customer? Through Customer <a href="/ltvp/">Lifetime Value</a> (CLV or LTV). <a href="/ltvp/">LTV</a> helps companies understand what a customer is really worth to its business. Broadly, <a href="/ltvp/">LTV</a> is a marketing formula based on the idea that sacrificing initial profits and spending money up front can help to gain loyal customers whose increased business and references will allow the company to reap profits in the long run. The best example of this is the freemium model (where gamers can play for free but can customize or improve game play by purchasing virtual goods) or by using the pay-per-download model, where gamers can lap up apps/games from any of the growing number of app stores. Zynga, GREE, Glu Mobile and GameLoft are four examples of mobile app developers who use <a href="/ltvp/">LTV</a> to grow and acquire new customers while retaining older ones. Gaming companies have long understood the importance of <a href="/ltvp/">LTV</a>, and used this principle to measure everything from cost of customer acquisition to mining of existing customers. Today, with mobile tech and mobile apps being launched by every well known consumer brand, it is not surprising that some forward thinking brands who are publishing their own apps are beginning to apply same principles of putting <a href="/ltvp/">LTV</a> to work for their brands as well. And no wonder in an increasingly mobile app work, it is important to be able to measure, monitor, and control the value your users bring to your business.</p><p><img alt="" src="{filedir_8}shrikant-blog.png"></p><p>Rather than get into the details of how to calculate <a href="/ltvp/">LTV</a>, let me explain what constitutes <a href="/ltvp/">LTV</a>. There are two broad components that make up user <a href="/ltvp/">LTV</a> the average user lifetime and the user value/revenue stream and I will briefly talk about these. To measure the average lifetime of your app user, measure the average number of sessions that your users engage with your app in and the average length of each session. The product of these two metrics will indicate the average lifetime of your app user. It is necessary to measure all the revenue streams for the app in order to accurately calculate the <a href="/ltvp/">LTV</a> / user value. There are four main revenue streams:</p><ul><li>Revenue from in-app purchases: (percentage of your total unique users who make an in-app purchase) X (average value of an in-app purchase) X  (average number of in-app purchases per user)</li><li>Revenue from out-of app products e.g.: retail footfall etc.</li><li>Viral & word of mouth promotion to other users</li><li>Brand loyalty & up-selling/cross-selling of brand products</li></ul><p>Mobile is going to be a huge influencer in next few years. A recent study by Deloitte revealed that its influence is anticipated to grow exponentially to 1721 percent of total retail sales, amounting to $628 752 billion in mobile-influenced store sales by 2016. It is therefore very important that you track the metrics of this channel by calculating and measuring <a href="/ltvp/">LTV</a>.  An accurate measure of your user <a href="/ltvp/">LTV</a> will help you to out-market, out-sell, out-perform, and out-smart your competition!</p>]]></description>
      <dc:subject><![CDATA[Advertising, Media Consumption &amp; Trends, English (EN): inmobi.com,]]></dc:subject>
      
      <dc:creator><![CDATA[ Shrikant Latkar,  VP of Marketing  ]]></dc:creator>
      
      <dc:date>2013-01-24T13:11:00+00:00</dc:date>
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